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 PROVINCE OF BRITISH COLUMBIA
Fifth Annual Report
of the Business Done in Pursuance of the
■        PUBLIC SERVICE
I      BENEFIT PLAN ACT
YEAR ENDED MARCH 31
1981
Victoria, 1982
Queen's Printer for British Columbia '
ISSN 0229-0952
  IT"""
l .The Honourable Henry P. Bell-Irving, D.S.O., O.B.E., E.D.,
[   Lieutenant-Governor of the Province of British Columbia
AY IT PLEASE YOUR HONOUR:
The undersigned respectfully submits the Annual Report of the business done
ider the Public Service Benefit Plan Act during the fiscal year ended March 31,
'81.
EVAN M. WOLFE
Provincial Secretary and
Minister of Government Services
Jice of the Provincial Secretary and
mister of Government Services
cloria, British Columbia
member 20, 1981
 H
The Honourable Evan M. Wolfe,
Provincial Secretary and
Minister of Government Services,
Victoria, British Columbia
Sir:
I have the honour to lay before you the Annual Report of the businessEi
under the Public Service Benefit Plan Act during the fiscal year ended March ]
1981.
Respectfully submitted,
J. D. REID
Superannuation Commissioner   I
November 20, 1981
 PUBLIC SERVICE BENEFIT PLAN ACT
TABLE OF CONTENTS
KrSKT I GROUP LIFE INSURANCE PLANS
For the Period
April 1, 1980 to March 31, 1981
PART II SHORT TERM ILLNESS AND INJURY PLAN
For the Period
April 1, 1980 to March 31, 1981
PART III        LONG TERM DISABILITY PLAN
For the Period
April 1, 1980 to March 31, 1981
PART IV        EXTENDED HEALTH CARE PLAN
For the Period
April 1, 1980 to March 31, 1981
PART V DENTAL PLAN
For the Period
April 1, 1980 to March 31, 1981
IkRT VI        PRE-RETIREMENT LEAVE,
RETIREMENT ALLOWANCE AND DEATH
GRATUITY PLANS
For the Period
April 1, 1980 to March 31, 1981
 BRITISH COLUMBIA
PARTI
GROUP LIFE INSURANCE PLAN
For the Period
April 1, 1980 to March 31, 1981
 PUBLIC SERVICE BENEFIT PLAN ACT 7
PUBLIC SERVICE BENEFIT PLAN ACT
GROUP LIFE INSURANCE PLAN
SUMMARY OF PREMIUMS AND BENEFITS
For the Period
April I, 1980 to March 31, 1981
I remiums:     The premiums paid under policy 6878GL(3) for the benefit during the period were:
a) $0.46 per $1,000.00 per month for insurance where the employee was formerly
insured under policy 6878GL(1),
b) $0.57 per $1,000.00 per month for insurance where the employee was formerly
insured under policy 6878GL(2),
c) $0.75 per employee per month for insurance where the employee was formerly
insured under policy G65-1325, and
d) $0.30 per $1,000.00 per month for insurance for all other employees.
«nefits: The benefits under the policy are described below. An employee can be insured under
only one of the (a), (b), and (d) below. Additionally, if the employee is insured under
either (a) or (b) below then the employee may also elect voluntarily to be insured
under (c) below.
a) Employees Insured Under Former Policy 6878GLI1)
The amount of insurance is determined from a schedule based on the employee's
monthly earnings. The minimum amount of insurance is $3,000.00, the maximum $20,000.00.
b) Employees Insured Under Former Policy 6878GL(2)
The amount of insurance for each employee is $5,000.00.
c) Employees Insured Under Former Policy G65-1325
The amount of insurance is determined from a schedule based on the employee's
attained age. The minimum amount of insurance is $300.00, the maximum
$10,000.00. The amount of insurance reduces as the employee gets older.
d) All Other Employees
The amount of insurance for each full-time employee is equal to 200% of the
employee's annual earnings rounded to the next higher multiple of $ 1,000.00. The
minimum amount of insurance is $25,000.00.
The Great-West Life Assurance Company underwrites policy 6878GL(3).
 BRITISH COLUMBIA
GROUP LIFE INSURANCE PLAN
Schedule No. 1
Death Claim Analysis
Total Amount of Claims    $5,325,000
Total Number of Claims    - 129
Male     104
Female   25
129
Amount
 Number Claim
Age at Death $
Under 30 Years                7 240©
30-39 Years u                9 310(0
40-49 Years               16 698 0
50-59 Years                55 2,393 0
60 Years and Over            _42 1.684 0
129 5.325 0
Length of Service
Less than 10 Years               56 2,256.«
10-19 Years               45 1,813.0
20-29 Years               21 912.0
30 Years and Over             7 344.0
129 5,325.0
 PUBLIC SERVICE BENEFIT PLAN ACT
GROUP LIFE INSURANCE PLAN
Schedule No. 2
Record of Death Claims by Date cf Death
: lo. by
Name of Employee
Service
(Years)
Dale of
Death
Amount
of
Claim
Date
Paid
5.
6.
7.
8.
9.
10.
II.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
52.
53.
54.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
YEO. William Robert	
LYON. Roy Wild	
LANGLEY, Sinclair Owen.
M/tcDONALD. Clara Eleanor (Mis.)
MURDOCH. David Marcel......
MORRIS. Ida Elsa (Mis.)	
PALLISTER. Frederick lames	
MILLS. lames Henry	
BOECHLER. Leo	
BRIEDE. Ilex	
FIKE. Maijorie Adelaide (Mrs.)	
WATTS. Ardella Grace (Mis.)	
TAMBURINO. William Joseph	
MULLINS, Edward lames Walter	
SPELREM. Egil Herbert	
BARRETT. William Hemy	
TOMKO. Marlene Isabelle (Mis.)	
GULLACHER. Gordon R	
TRILL, Frederick	
BOUCHARD, Felecien Joseph	
HUTCHINSON. Kenneth Exley	
CORNER. Alfred Roger	
LEATHLEY. Alexander	
JOHNSTON, Wilma Elizabeth (Mis.)
ROWBOTHAM. Kathleen M. (Mis.).
COPLAND. Kenneth George	
HANSEN, Harold John	
SHANDLEY. Phyllis R. (Mis.)	
JACK, Kenneth Anthony Campbell....
DAVIS. Nettie (Mrs.)	
SCHUEHLER. Frank	
DUNCAN. Walter Raymond	
WILLIAMS. David George	
MILLER, Alexander George	
MENZEL. Henry	
MARSHALL, Allison Louise (Mrs.)..
MUNSELL, Susan (Mis.)	
ELDER, Andrew	
ALLAN, Rudolph Jean
SMEIKAL. Miroslav (Mike)	
CARROLL. Molly Daphne (Mrs.)	
McPHERSON. Charles Norman	
WILSON. Helen Agnes (Mrs.)	
BROWN, Andrea Diane (Miss)	
REINHARD. Edward Arnold	
JACOBSON. Roberta R. (Mis.)	
BAKER. Ronald	
DELANY, Wesley Geoige	
CZOP. Maureen (Mrs.)	
LI. Nai Yee	
HOLOBOFF, William Peter
NORTH. Stanley James	
ARDING, John	
POTASINSKI. KarlK	
GAMLIN. Stanley Noel	
LEMARQUAND, Gary Maxwell
SESSIONS. Arnold lohn
MARCYSHYN. Stella Olga (Miss)..
DHESI, Amarjit	
DRAKE. Wilhrd George	
McLELLAN, Robert John
SMITH, Goidon Stanley	
MANNING, Ian	
NYFFELER. Robert Wilhelm	
CLARKSON. Robert
13
19
35
22
10
15
31
28
10
16
29
3
8
10
9
18
13
6
15
5
IS
3
9
8
10
10
22
20
14
5
13
21
II
5
11
6
2.5
15
6
7.5
16
5
5
5
25
13.5
31
57
64
58
56
62
57
58
64
50
39
41
61
54
58
56
53
59
58
62
58
57
56
38
50
60
64
61
62
27
23
57
49
52
50
54
62
41
48
59
51
63
24
46
61
57
64
60
60
38
33
49
38
63
62
60
54
55
64
01.04.80
04.04.80
05.04.80
22.04.80
22.04.80
23.04.80
25.04.80
26.04.80
03.05.80
04.05.80
04.05.80
04.05.80
10.05.80
15.05.80
17.05.80
18.05.80
18.05.80
19.05.80
19.05.80
21.05.80
21.05.80
25.05.80
28.05.80
30.05.80
31.05.80
13.06.80
18.06.80
20.06.80
21.06.80
24.06.80
26.06.80
29.06.80
02.07.80
03.07.80
08.07.80
11.07.80
11.07.80
18.07.80
24.07.80
24.07.80
27.07.80
01.08.80
04.08.80
05.08.80
05.08.80
11.08.80
12.08.80
16.08.80
17.08.80
21.08.80
23.08.80
25.08.80
26.08.80
27.08.80
31.08.80
31.08.80
07.09.80
09.09.80
10.09.80
10.09.80
10.09.80
10.09.80
11.09.80
18.09.80
26.09.80
$•
41.000
37.000
32.000
35,000
44.000
27.000
38.000
50.000
44.000
66.000
29.000
32.000
46.000
40.000
35.000
47.000
35.000
36.000
35.000
35.000
36.000
40.000
34.000
33.000
26.000
32.000
35.000
41.000
54.000
27,000
43,000
104.000
57.000
35.000
38.000
38.000
25.000
35.000
60.000
41.000
32.000
86,000
29.000
31.000
36.000
37.000
55.000
54.000
32.000
32.000
31.000
54.000
37,000
34.000
62.000
42.000
25.000
28.000
34.000
30.000
36,000
59.000
82,000
54,000
47,000
29.05.80
25.06.80
23.05.80
17.10.80
30.05.80
25.07.80
20.06.80
09.06.80
17.06.80
10.06.80
20.06.80
25.06.80
27.08.80
16.10.80
11.09.80
14.08.80
11.09.80
21.08.80
30.07.80
25.07.80
02.01.81
17.06.80
25.07.80
25.07.80
23.07.80
17.10.80
24.09.80
14.08.80
21.08.80
15.12.80
18.08.80
not paid
21.08.80
18.09.80
24.09.80
26.09.80
05.05.81
17.10.80
07.11.80
24.09.80
24.09.80
02.06.81
18.09.80
15.10.80
18.11.80
07.11.80
16.10.80
23.10.80
24.09.80
03.12.80
08.10.80
07.11.80
26.05.81
03.12.80
07.11.80
03.10.80
01.11.80
14.11.80
03.12.80
14.11.80
07.11.80
29.10.80
30.12.80
14.11.80
14.11.80
 BRITISH COLUMBIA
GROUP LIFE INSURANCE PLAN
Schedule No. 2—Continued
Record of Death Claims by Date of Death
No. by
Date of
Death
Name of Employee
Service
(Years)
Age
Date of
Death
Amount
of
Claim
66.
67.
68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
83.
89.
90.
91.
92.
93.
94.
95.
96.
97.
98.
99.
100.
101.
102.
103.
104.
105.
106.
107.
108.
109.
110.
111.
112.
113.
114.
115.
116.
117.
118.
119.
120.
121.
122.
123.
124.
125.
126.
127.
128.
129.
MONSOS, Arnold Leroy	
JACKSON. Edward Lewis	
ALEXANDER. James Boyd	
FOSHAGER. Ivor Johnson	
ROGERS, George Leonard	
TROTTIER. Rene Joseph	
CHAMP. Robert Charles	
VASWANI. Rupa	
OWENS. Gerard Stephen	
TYMCHUK. William H	
PEL, Teresa Ann (Miss)	
ANDERSON. Matthew
BARLOW. Frederick Reginald	
GRECO, Vincenzo	
HAIGHT, Laura Louise (Mrs.)	
MARITSCH, Stefan...
WHITE. Howard W....
WAGNER. Clifford James	
CONLON. John Douglas	
RICHARDSON. Deborah Lynn (Mis).
PALMER. William Joseph	
ROBERTSON. Dennis M. M	
SKIPPER. William John R
CLARK, Howard Glen	
SUTHERLAND. Lee . . .
HORKOFF. Fred	
NELIGAN. Frances Mary (Mrs.)	
KERESTES. David Adam	
SCAMMEL. Stephen John	
DAVIES. Cornelia Candace (Mrs.)	
BERARD. Arthur Louis	
COCHRANE. John Andrew	
ROWAT. Stuart Irwin..
PROUT. William Terence Edward	
CAMPBELL. Allan P.
BURGESS. Wesley John
FERGUSON. Cecil Arnold	
BREWER, Richard Donald	
BENNETT. Norman Lcc
CHAN, Leonard	
WEBBER, Gordon Wesley	
PEPPAR. Aubrey Frederick	
FITZSIMONS, Albert James	
HILL, Neill James	
RODGERS. David Thomas.. .
HASTINGS, John William . .
HUNTER. George Cyril
ROZANKOSKI. Alice (Miss)	
McMURCHY. John Dickson	
COOKMAN, John Herbert
KLAUSMAYER. Ernest	
DINGLEY, Roy	
JENSEN, Jessie Jeannie (Mrs.)	
NEAL, David John	
NICOLL. Douglas Fraser	
STOCKAND, Samuel James	
MITCHELL, Harold Bruce	
PREDIGER. George Wesley ....
MONDRY, Peter Charles   ...
WHEELER, Alan Morrison	
BAZINET, Donald Marcel	
ROSS. Fay Marlene (Mrs.) . ..
WALL. Cornelius Jacob   .
DUDDY. Hugh	
26
22
27
19.5
27
2
7
31
12
15
16
12
16
5
17.5
8.5
23
36
7
16
8
23
9
23
3
6
30
3
53
64
56
53
50
40
63
62
26
47
55
53
56
60
63
71
37
22
63
53
62
62
56
49
57
61
62
55
50
51
60
43
36
40
58
48
51
53
43
60
51
25
58
59
62
52
58
43
57
53
63
29.09.80
03.10.80
05.10.80
07.10.80
20.10.80
29.10.80
01.11.80
03.11.80
12.11.80
15.11.80
17.11.80
19.11.80
19.11.80
19.11.80
19.11.80
21.11.80
21.11.80
27.11.80
29.11.80
30.11.80
01.12.80
02.12.80
12.12.80
15.12.80
15.12.80
17.12.80
26.12.80
29.12.80
31.12.80
05.01.81
' 07.01.81
10.01.81
13.01.81
15.01.81
26.01.81
27.01.81
27.01.81
28.01.81
30.01.81
30.01.81
31.01.81
02.02.81
03.02.81
03.02.81
08.02.81
11.02.81
12.02.81
12.02.81
13.02.81
22.02.81
22.02.81
24.02.81
27.02.81
27.02.81
01.03.81
01.03.81
02.03.81
02.03.81
03.03.81
06.03.81
18.03.81
18.03.81
18.03.81
21.03.81
37,000
44.000
59,000
29,000
33,000
41,000
35.000
43.000
39.000
35.000
28,000
47,000
48.000
36.000
36.000
37.000
28.000
9,000
35.000
28.000
50.000
62.000
50.000
37,000
47,000
37,000
33.000
38.000
45,000
31.000
35,000
71,000
33.000
38,000
38.000
65,000
52,000
44,000
45,000
38.000
76.000
3.000
47.000
32.000
55.000
33.000
66,000
44,000
47,000
35,000
30.000
43.000
26,000
64,000
38.000
32.000
60.000
45.000
37,000
55.000
38.000
31.000
36.000
39,000
 PUBLIC SERVICE BENEFIT PLAN ACT 11
GROUP LIFE INSURANCE PLAN
Schedule No. 3
Record of Death and Dismemberment Claims
From Records of the Great-West Life Assurance Company
aims Reported and Charged to the Experience of the Government of British
Columbia
During the
JMicy Year
I 50-1961
151-1962
152-1963
153-1964
154-1965
55-1966
156-1967
67-1968
68-1969.
69-1970.
70-1971
7H972.
72-1973.
73-4974.
74-1975.
75-1976.
76-1977.
77-1978.
78-1979.
79-1980.
-1981.
Number
of Claims
26
40
41
38
36
59
43
67
58
66
66
72
89
86
66
97
109
99
98
76
129
Amount of
Death Claims
ftid
$
115.000
188.000
174.000
173.000
181.000
305,000
208.000
419.000
558.000
593.000
599.000
684.000
1,052.000
1.112.000
932.500
2.040.500
3,229.000
3.667.000
3.510.000
3,054.000
5.325.000
Amount of
Dismemberment
Claims Paid
Conversion
Charges
$
130
1.365
292
975
2.470
1.495
1.950
1.300
2.600
1.235
1.170
4.615
4.562
5.100
6.262
4.875
5.325
16.200
12.250
2.940
10.020
Total and
Permanent Disability
Reserve Charges
$
2.250
12.000
5.250
182 Cr.
10.957
390
12.750
10.500
28.500
44.250
109.000
88,200
90.700
9.830
68.920
237.025
371.856
366.981 Cr.
16,500 Cr.
569.285 Cr.
115.500 Cr.
 12 BRITISH COLUMBIA
GROUP LIFE INSURANCE PLAN
Schedule No. 4
FINANCIAL SUMMARY
For the Period April 1, 1980 to March 31, 1981
S $1
Gross Premium  5.551.73nBI
Interest Credit
Surplus Account       329,063.33
Cash Flow         25.054.54
Interest on Claims Payment         66,185.60 Cr.
287,932.27 287,93^1
Claims Paid or Incurred
Death Claims  5,325,000.00
Dismemberment Claims  78.000.00
Conversion Charges  10,020.00
5,413,020.00 5.413.020.C
Assurance Company Retention
(2.074% of billed premiums plus
2.27% of incurred claims)  238.0&
Surplus 1980/81 '.  188,56|.!
Fund Balance March 31, 1980  2,660,058.'
Fund Balance March 31, 1981  2,848.624.:
Claims Disabled
Fluctuation Life Surplus
Reserve Reserve*
$ $ $
Balance at March 31, 1980     1,301,451.63        1,288,000.00 70,607.3
Change in 1980/81        157.263.30 (115,500.00)      146.802.6
Balance at March 31, 1981            1,458,714.93       1,172,500.00       217,409.9
* This reserve is earmarked for waiver of premium claimants:
a) from former policies 6878GL( 1) and 6878GU2) and
b) from policy 6878GL(3) when the claimant is not receiving a benefit from the Long Term Disability Plan.
 PUBLIC SERVICE BENEFIT PLAN ACT
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—
 BRITISH COLUMBIA
GROUP LIFE INSURANCE PLAN
Schedule No. 6
NATIONAL LIFE POLICY G65-1325
Comparative Statistics
Number of
Contributors
Premium
Per Year
Total Amount of
Claims Incurred
1965-1966.
1966-1967.
1967-1968.
1968-1969.
1969-1970.
1970-1971.
1971-1972.
1972-1973.
1973-1974.
1974-1975.
1975-1976.
1976-1977.
1977-1978.
1978-1979.
1979-1980.
1980-1981.
7.270
7,899
8.853
9.277
9.782
10.008
11.577
12.082
13.113
14.196
1.523
770
146
13
$
45.939
70.154
73.364
82,314
86.260
88.790
100,968
106.974
113.438
123.675
72.570
14.001
5.312
300
39
S     1
38.425
46,450
67,3701
78,665
64,410 j
65.605
88.455 :
116.480
116,430 :
86.860
57,410
20.270
1.225
390
Effective September 30. 1979 the active contributors were transferred to policy 6878GL(3) issued by the Great-West 1
Assurance Company. The Waiver of Premium claimants continued under policy G65-1325 issued by the National Life Assura
Company. At March 31. 1981 there were 20 claimants insured for $12,447.50 on which a $3,493 reserve is being held.
 PUBLIC SERVICE BENEFIT PLAN ACT
PARTE
SHORT TERM ILLNESS AND INJURY PLAN
For the Period
April 1, 1980 to March 31, 1981
 16 BRITISH COLUMBIA
PUBLIC SERVICE BENEFIT PLAN ACT
SHORT TERM ILLNESS AND INJURY PLAN
SUMMARY OF BENEFITS
For the Period
April 1, 1980 to March 31, 1981
A benefit is paid to an employee who is unable to work because of illness or injury. The amount
the benefit and the period for which it is paid is dependent upon the length of time the employee I:
been actively employed.
In each calendar year a regular employee is entitled to receive six days of benefit at full p
thereafter the employee is entitled to receive a reduced benefit as follows:
a) If the employee has less than three months active employment there is no additional bene: i
b) If the employee has at least three but less than six months active employment, the employet
entitled to receive a benefit of 66%% of full pay to a maximum weekly benefit of $1
(effective January 1, 1981 the maximum increased to $189). This benefit is payable fo
maximum of 15 weeks.
c) If the employee has at least six months active employment, the employee is entitled to recei
a benefit of 75% of full pay. This benefit is payable for a maximum of six months.
An auxiliary employee who has been employed for 13 weeks continuously at a minimum of
hours a week is entitled to receive a benefit of 66%% of full pay to a maximum weekly benefit of $1
(effective January 1,1981 the maximum increased to $ 189). This benefit is payable for a maximum
15 weeks.
 PUBLIC SERVICE BENEFIT PLAN ACT
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 r
PUBLIC SERVICE BENEFIT PLAN ACT
PART III
LONG TERM DISABILITY PLAN
For the Period
April 1, 1980 to March 31, 1981
 20
Financing:
Benefits:
Claims
Administrator:
BRITISH COLUMBIA
PUBLIC SERVICE BENEFIT PLAN ACT
LONG TERM DISABILITY PLAN
SUMMARY OF PREMIUMS AND BENEFITS
For the Period
April 1, 1980 to March 31, 1981
The benefits are self-insured by the Province of British Columbia. A resie
fund is being accumulated to ensure that the long term liabilities accruing ui&t
the Plan are appropriately funded.
A monthly benefit is paid to an employee who has been totally disabled f aJ
continuous six-month period and who has exhausted any accrued siclabl&l::
credit.
The monthly Long Term Disability benefit:
a) while the employee has a sick bank balance to be used on a day for day ba,
is the employee's full monthly earnings as at the date of disability. The ben t
continues until the sick bank is exhausted.
b) when an employee has no sick bank or after the sick bank is exhausted, a
monthly benefit equal to the sum of:
(i) 66%% of the first $ 1,500 of basic monthly earnings, and
(ii) 50% of the basic monthly earnings in excess of $ 1,500.
Great-West Life Assurance Company
 r
  PUBLIC SERVICE BENEFIT PLAN ACT 2
PUBLIC SERVICE BENEFIT PLAN ACT
LONG TERM DISABILITY PLAN
Schedule No. 1
STATEMENT OF FINANCIAL POSITION
As at March 31, 1981
ASSETS $
Wats in Treasury - —    19,690,305
LIABILITIES
hisabled Life Reserve..."       18,242,336
|r imported Claims Reserve      6,034,174
*1 und Deficit     (4,586,205)
19,690,305
 22
BRITISH COLUMBIA
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 24 BRITISH COLUMBIA
PART IV
EXTENDED HEALTH CARE PLAN
For the Period
April 1, 1980 to March 31, 1981
 PUBLIC SERVICE BENEFIT PLAN ACT
25
Inancing:
enefits:
Maims
idministrator:
PUBLIC SERVICE BENEFIT PLAN ACT
EXTENDED HEALTH CARE PLAN
SUMMARY OF PREMIUMS AND BENEFITS
For the Period
April 1, 1980 to March 31, 1981
The premium paid for the benefit during the period April 1, 1980 to December
31, 1980 was $1.94 per employee per month.
At January 1, 1981, the financing of the Extended Health Care Plan changed
from an "insured" basis to a "cost plus" basis.
The Plan pays 80% of eligible expenses subject to an annual deductible of
$25.00 as follows:
Charges for prescription drugs (integrated with Pharmacare).
Cost of emergency ambulance service.
Fees of a registered nurse where special duty acute care was required.
Fees of a Physiotherapist.
Fees of a Podiatrist.
Fees of a Chiropractor.
Fees of a Naturopathic Physician.
Reasonable charges for physicians in emergency cases while travelling outside
British Columbia.
Hospital charges made for co-insurance in British Columbia.
"Out-of-province" charges in the event of emergency while travelling or on
vacation.
"Eyeglass Option" including lenses or frames ($50 maximum).
Great-West Life Assurance Company.
 BRITISH COLUMBIA
"Wi
EXTENDED HEALTH CARE PLAN
Schedule No. 1
FINANCIAL SUMMARY
For the Period
April 1, 1980 to March 31, 1981
$
Gross Premium	
Interest Credit
Cash Flow         (34,540.30)
Other Funds         30,096.13
Cash Flow Adjustment (1979/80)  762.70
(3,681.47)
Claims Paid or Incurred
Claims Paid     1,075,230.83
Change in Unreported
Claims Reserve*      (304,415.24)
770,815.59
Insurance Company Retention
(2.561% of billed premium
plus 2.22% of incurred
plus premium tax)         93,454.87
1979/80 Adjustment  (4,478.61)
88,976.26
Surplus 1980/81 :	
Fund Balance March 31, 1980	
Fund Balance March 31, 1981	
* At January 1,1981 the financing of the Extended Health Care Plan changed from an "insured" basi
As a result, the unreported Claims Reserve was no longer required.
$
,263,663.C
(3,6814
770,815..'
88,976.;i
400,18
(211,632.:
188,557.:;
to a "cost plus" i
 PUBLIC SERVICE BENEFIT PLAN ACT
EXTENDED HEALTH CARE PLAN
Schedule No. 2
FINANCIAL SUMMARY BY EMPLOYER GROUP
For the Period April 1, 1980 to March 31, 1981
iroup No.
Premium
ftid
Total
Paid Claims
Administration
Changes
0001 Public Service Regular Employees	
0002 British Columbia Ferry Corporation	
0003 Liquor Distribution Branch	
0004 Queen's Printer	
0005 Labour Relations Branch	
0006 Registered Nurses and Psychiatric Nurses	
0007 Professional Staff (Office)—Nurses	
0008 Members of the Legislative Assembly	
0009 First Citizens Fund and Native Indian Fund	
0010 Physical Fitness and Amateur Sports Rind	
0011 British Columbia Buildings Corporation	
0012 British Columbia Systems Corporation	
0013 British Columbia Railway. Royal Commission	
0014 Emergency Health Services Commission	
0015 Public Service Auxiliary Employees	
0016 Liquor Distribution Branch—Auxiliary Employees
0017 Rtcific Vocational Institute	
0018 Auxiliary Employees (excluding Public Service
and Liquor Distribution Branch)	
0019 LTD—B.C.G.E.U. and Management	
0020 LTD—Professional Employees	
0022 Urban Transit Authority of British Columbia	
0023 British Columbia Steamship Company (1975) Ltd..
0024 LTD—Liquor Distribution Branch	
0025 LTD—Nurses	
0026 LTD—British Columbia Buildings Corporation	
0027 LTD—British Columbia Systems Corporation	
0028 LTD—British Columbia Ferry Corporation	
0029 LTD—Emergency Health Services Commission	
0030 LTD—Queen's Printer	
0031 LTD—Urban Transity Authority	
0032 Independent Councils	
0033 LTD—Independent Councils	
0034 Boards of Review	
7702 Licensed Professional Employees	
TOTALS
S
872.649
73.986
59.802
3.466
1.203
60.455
156
1.979
35
41.699
11.671
2.726
50.371
6.644
845
764
25.965
4
1.086
1.252
3.153
223
1.501
2
1.518
35
651
813
39.009
S
746.280
64.430
56.180
2.674
984
38.397
123
1.769
12
42.497
7.386
20
2.027
22.791
1.806
317
38
41.919
582
707
5.698
186
1.621
1.458
321
277
702
34.029
S
64.237
5.695
4.890
241
84
3,349
12
156
1
(3)
3.667
634
1
175
2,167
194
48
23
3.764
53
73
508
21
160
140
24
29
 28
BRITISH COLUMBIA
EXTENDED HEALTH CARE PLAN
Schedule No. 3
SUMMARY OF EMPLOYEES COVERED BY GROUP
For the Period March 31, 1981
Group No.
Group Name
0001 Public Service Regular Employees	
0002 British Columbia Ferry Corporation	
0003 Liquor Distribution Branch	
0004 Queen's Printer	
0005 Labour Relations Branch	
0006 Registered Nurses and Psychiatric Nurses	
0007 Professional Staff (Office)—Nurses	
0008 Members of the Legislative Assembly	
0009 First Citizens Rind/Native Indian Fund	
0010 Physical Fitness and Amateur Sports Rind	
0011 British Columbia Buildings Corporation	
0012 British Columbia Systems Corporation	
0013 British Columbia Railway, Royal Commission	
0014 Emergency Health Services Commission	
0015 Public Service Auxiliary Employees	
0016 Liquor Distribution Branch Auxiliary Employees..
0017 Pacific Vocational Institute	
0018 Auxiliary Employees (excluding Public Service
and Liquor Distribution Branch)	
0019 LTD—B.C.B.E.U. and Management	
0020 LTD—Professional Employees	
0021 Crystal Garden	
0022 Urban Transit Authority of British Columbia	
0023 British Columbia Steamship Company (1975) Ltd.
0024 LTD—Liquor Distribution Branch	
0025 LTD—Nurses	
0026 LTD—British Columbia Buildings Corporation ....
0027 LTD—British Columbia Systems Corporation	
0028 LTD—British Columbia Ferry Corporation	
0029 LTD—Emergency Health Services	
0030 LTD—Queen's Printer
0031 LTD—Urban Transit Authority	
0032 Independent Councils	
0033 LTD—Independent Councils
0034 Boards of Review	
7702 Licensed Professional Employees	
6,229
442
311
24
19
545
2
3
159
120
135
17
12
33
7
7.207
542
492
23
16
412
1
13
335
101
20
466
67
8
10
210
13,261
1.170
829
57
10
1.066
3
39
1
635
219
59
7
17
23
14
3
10
2
13
10
9
565
TOTALS
Status 1—Single Member
Status 2—Member and One Dependent
Status 3—Member and Two or More Dependents
 PUBLIC SERVICE BENEFIT PLAN ACT 29
PARTV
DENTAL PLAN
For the Period
April 1, 1980 to March 31, 1981
—
 30
Financing:
Administration
Charges:
Benefits:
BRITISH COLUMBIA
PUBLIC SERVICE BENEFIT PLAN ACT
SUMMARY OF PREMIUMS AND BENEFITS
DENTAL PLAN
For the Period
April 1, 1980 to March 31, 1981
The benefits are provided on a "cost-plus" basis.
Prior to December 31, 1980
3% of claims paid plus flat fee of $ 1,445 per month, plus premium tax
Subsequent to January 1, 1981
4.5% of claims paid, plus flat fee of $ 1,800 per month, plus premiums
The Plan pays a percentage of eligible expenses incurred by participaES
eligible employees for services provided under parts A, B and C as follows
PART A
Diagnostic services.
Preventive services.
Endodontics.
Periodontic services.
Oral surgery.
Restorative services.
Prosthetic repair services and relines.
PARTB
Crowns, bridges and dentures.
PARTC
Orthodontics.
The percentage of the eligible expense covered was:
Management, British Columbia Government
Employees' Union, Miscellaneous and Other
Groups
Registered Nurses and Registered Psychiatric
Nurses and Professional Office Staff Nurses
Licensed Professional Employees
For the period January 1, 1979 to November 30, 1979:
For the period December 1, 1979 to March 31, 1980:
Claims
Administrator:
PART
A
1(X
B
5(
C
5(
A
I(X
B
5(
C
51
A
71
B
51
C
51
A
10ti
B
5b
C
5b
Great-West Life Assurance Company.
 r
PUBLIC SERVICE BENEFIT PLAN ACT 3
DENTAL PLAN
Schedule No. 1
FINANCIAL SUMMARY
For the Period April 1, 1980 to March 3, 1981
$ $
•oss Premium  11,768,611.22
terest Credit
Cash Flow  (110,030.08)
Other Funds  (33,605.15)
Cash Flow Adjustment (1979/80)  30,179.06
(113,456.17) (113,456.17)
aim Paid '.  11,144,423.22
surance Company Retention
Administration Charges     624,188.00
1979/80 Adjustment  (648.60)
623,539.40 623,539.40
irplus (Deficit) for 1979/80  (112,807.57)
nd Balance March 31, 1980  55,239.77
nd Balance March 31, 1981  (57,567.80)
 32
BRITISH COLUMBIA
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5 >,.jV w
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slssslssss slillslllllssss
—
 PUBLIC SERVICE BENEFIT PLAN ACT
DENTAL PLAN
Schedule No. 3
SUMMARY OF EMPLOYEES COVERED BY GROUP
For the Period March 31, 1981
fcupNo.
Group Name
001
002
003
004
005
006
007
008
009
010
011
012
013
014
015
016
017
0)8
019
020
021
022
023
024
025
026
027
028
029
030
031
032
033
034
•702
Public Service Regular Employees	
British Columbia Ferry Corporation	
Liquor Distribution Branch	
Queen's Printer	
Labour Relations Branch	
Registered Nurses and Psychiatric Nurses	
Professional Staff (Office)—Nurses	
Members of the Legislative Assembly j
First Citizens Rind/Native Indian Rind	
Physical Fitness and Amateur Sports Rind	
British Columbia Buildings Corporation	
British Columbia Systems Corporation	
British Columbia Railway, Royal Commission	
Emergency Health Services Commission	
Public Service Auxiliary Employees	
Liquor Distribution Branch Auxiliary Employees.
Pacific Vocational Institute	
Auxiliary Employees (excluding Public Service
and Liquor Distribution Branch)	
LTD—B.C.G.E.U. and Management	
LTD—Professional Employees	
Crystal Garden	
Urban Transit Authority of British Columbia	
British Columbia Steamship Company (1975) Ltd.
LTD—Liquor Distribution Branch 	
LTD—Nurses	
LTD—British Columbia Buildings Corporation....
LTD—British Columbia Systems Corporation	
LTD—British Columbia Feny Corporation	
LTD—Emergency Health Services	
LTD—Queen's Printer	
LTD—Urban Transit Authority	
Independent Councils	
LTD-—Independent Councils	
Boards of Review	
Licensed Professional Employees	
TOTALS
6.229
442
311
24
19
545
159
120
28
869
135
17
84
4
7,207
542
492
23
16
412
I
335
101
20
466
67
10
210
13.261
1.170
829
635
219
51
681
59
9
565
26.697
2.154
1.632
104
45
2,023
6
55
6
1.129
440
99
2.016
261
32
12
43
75
2
26
27
887
Status 1—Single Member
Status 2—Member and One Dependent
Status 3—Member and Two or More Dependents
 34 BRITISH COLUMBIA
PART VI
PRE-RETIREMENT LEAVE,
RETIREMENT ALLOWANCE* DEATH GRATUITY*
For the Period
April 1, 1980 to March 31, 1981
Administered on behalf of the
Public Service Commission
 PUBLIC SERVICE BENEFIT PLAN ACT 35
PRE-RETIREMENT LEAVE
RETIREMENT ALLOWANCE AND DEATH GRATUITY
SUMMARY OF BENEFITS
For the Period
April 1, 1980 to March 31, 1981
I're-retirement
j .eave: A benefit, equivalent to 50% of the employee's accumulated sick bank credits,
which may be taken, at the employee's option, as a Cash Payment or as Time-Off
at mandatory retirement age or at time of retirement if the employee is eligible
for an immediate superannuation allowance under the Public Service Superannuation Fund.
I Retirement
I WiSwance:* A benefit paid to the employee, upon retirement, who has completed 20 years of
continuous service and who is eligible for an immediate superannuation allowance under the Pension (Public Service) Act.
I Death
|Gratllity:* A benefit paid to the spouse, dependent, estate or group life insurance benefici
ary of an employee who dies in service.
* Administered on behalf of the Public Service Commission.
 36 BRITISH COLUMBIA
RETIREMENT ALLOWANCE AND DEATH GRATUITY
Schedule No. 1
STATISTICAL SUMMARY OF EMPLOYEES
RECEIVING BENEFITS—BY MINISTRY
For the Period
April 1, 1980 to March 31,1981
Ministry ...       6
Allowance
Retiring Deat!
Gratui
No. $ No. I
Agriculture and Food  4 14,420 — jjj'
Attorney General _  34 155,852 9 103)4
Consumer and Corporate Affairs  6 25,168 —
Education  8 48,090 1 8i2
Energy, Mines and Petroleum Resources  3 20,326 2 21)9
Environment  12 71,972 2 2322
Finance .:_•  15 72,727 1 1512
Forests  33 190,942 9 5518
Health  62 246,882 21 184)2
Human Resources  18 63,136 8 6358
Industry and Small Business Development  — — —
Intergovernmental Relations  — — —
Labour  6 27,894 4 35)9
Lands, Parks and Housing  5 23,430 2 1657
Municipal Affairs  — — —
Provincial Secretary and Government Services  8 42,694 2 2616
Tourism ■  — — —
Transportation and Highways  58 219,151 24 20413
Universities, Science and Technology  — — —
Miscellaneous  ^ — -
TOTAL 272 1,222,684 85 75832
 PUBLIC SERVICE BENEFIT PLAN ACT
PRE-RETIREMENT LEAVE
(50% SICK BANK ACCUMULATION)
Schedule No. 2
STATISTICAL SUMMARY OF EMPLOYEES
RECEIVING BENEFITS—BY MINISTRY
For the Period
April 1, 1980 to March 31, 1981
Ministry
Cash
Payment
Time-off
culture and Food	
raey General	
iumer and Corporate Affairs	
ron	
gy, Mines and Petroleum Resources..
ironment	
nee.	
sts	
til.;	
ian Resources.:	
stry and Small Business Development.
governmental Relations	
Is, Ffcrks and Housing	
iicipal Affairs _.™	
incial Secretary and Government Services..
lire.	
sportation and Highways	
■ersities, Science and Technology..
:ellaneous	
No.
2
35
8
19
3
9
12
24
47
38
1
10
TOTAL
Queen's Printer for British Columbia fl
Victoria. 1982
11,808
241,996
37,162
104,752
35,460
54,751
117,886
225,842
265,593
194,476
33,682
2,990
3,985
53,519
175,623
14,427
No.
9
30
3
13
'« 4
.' U3 '
II
43
75
17
10
12
10
I
81
1
67,252
180,705
22,740
69,037
28,487
56.647
71,823
307,485
424,493
66,224
88,349
80,654
74.018
516
438,599
3,514
244 1,573,952 333 1,980,543