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TWENTY-SEVENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA… British Columbia. Legislative Assembly 1938

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Full Text

 TWENTY-SEVENTH ANNUAL REPORT
OF  THE
SUPERINTENDENT OF INSURANCE
FOE  THE
PROVINCE OF BRITISH COLUMBIA
1.938
(BUSINESS TRANSACTED IN 1937)
PRINTED  BY
AUTHORITY  OF  THE  LEGISLATIVE ASSEMBLY.
VICTORIA, B.C. :
Printed by Chaeles F. Banfield, Printer to the King's Most Excellent Majesty.
1938.  To His Honour E. W. Hamber,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Twenty-seventh Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1937.
Gordon S. Wismer,
Attorney-General.
Victoria, B.C., July 2nd, 1938. TABLE OF CONTENTS.
Page.
Report of the Superintendent of Insurance     5
Lists as at March 1st, 1938, of—
Insurers licensed     9
Underwriters' Agencies licensed  56
Reciprocal Exchanges granted Permits  56
Names of Companies licensed or ceased Business since March 1st, 1938  56
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co  57
Empire Life Insurance Co  58
Grand Council of Canadian Order of Chosen Friends  59
Home Assurance Company of Canada  61
Mutual Fire Insurance Company of British Columbia  62
Saskatchewan Mutual Fire Insurance Co  63
Stanstead & Sherbrooke Fire Insurance Co  64
Western Empire Life Assurance Co  66
TABLES.
Life Insurance—
I. Business of 1937 and Investments in the Province  68
II. Summary, 1933-37  70
Fire Insurance—
III. Business of 1937 -  70
IV. Summary, 1933-37  73
Automobile Insurance—
V. Business of 1937  74
VI. Summary, 1933-37  76
Miscellaneous Classes of Insurance—
VII. Business of 1937  77
VIIL Summary, 1933-37  87
IX. Investments in the Province of Insurers other than Life Insurers  88 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C., July 2nd, 1938.
The Honourable Gordon S. Wismer,
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-seventh Annual
Report of the Department of Insurance covering the year ended December 31st, 1937.
At that date there were 291 insurers licensed under the " Insurance Act" to transact
business, nine new companies having been licensed during the year, namely:—
Bankers and Shippers Insurance Company of New York.
Commerce Mutual Fire Insurance Company.
Eagle Fire Company of New York.
Economical Mutual Fire Insurance Company.
Federal Fire Insurance Company of Canada.
Gore District Mutual Fire Insurance Company.
Loyal Protective Life Insurance Company.
National Security Fire Insurance Company.
Wellington Fire Insurance Company.
The National Security Fire Insurance Company was previously licensed in the Province
but ceased its operations here in 1935, and its licence was merely revived.
Seven companies ceased to do business in this Province during 1937, as follows:—
The Federal Fire Insurance Company of Canada, Gore District Mutual Fire Insurance
Company, and Wellington Fire Insurance Company, all incorporated in the Province of
Ontario, were acquired by the companies of the same names, mentioned above, which were
incorporated by special Acts of the Parliament of Canada.
The General Casualty Insurance Company of Paris, France, whose outstanding business
was cancelled.
The Loyal Protective Insurance Company, which was merged and consolidated with the
Loyal Life Insurance Company into the Loyal Protective Life Insurance Company above
mentioned.
The Merchants Casualty Insurance Company, whose business was acquired by the
Economical Mutual Fire Insurance Company.
The National Surety Company, which is making arrangements for the reinsurance or
discharge of its outstanding business.
The Eagle Star & British Dominions Insurance Company, Limited, changed its name to
Eagle Star Insurance Company, Limited.
A complete list of the various insurers licensed as at December 31st, 1937, will be found
on page 9. The following summary indicates the origin of the companies, how many hold
only Provincial licences, and how many have Dominion registration in addition to a Provincial
licence:—
Where incorporated.
Provincial
Licensees.
Dominion
Registration.
Total.
2
8
3
14
60
67
2
1
8
3
2
22
60
70
2
1
8
3
13
155
168 O 6
BRITISH COLUMBIA.
SUMMARY—Continued.
Where incorporated.
Provincial
Licensees.
Dominion
Registration.
Total.
13
155
1
2
120
168
1
2
120
Totals
18
278
291
The comparative figures are for :—
1936    	
19
20
270
266
289
1935                            	
286
On analysis the list shows that 40 companies are licensed for life insurance, 217 for fire
insurance, 166 for automobile insurance, and 68 for marine insurance. These figures cover
only the major classes of insurance, and it will be understood that the same company may be
licensed, for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set forth
at length on pages 57 to 66 as in previous years.
Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen
Friends and the Sons of Scotland Benevolent Association. The last-mentioned association
was during the year granted registration under the " Canadian and British Insurance Companies Act, 1932."
Ten underwriters' agencies, a list of which will be found on page 56, were licensed.
The Britannic Underwriters, representing the Employers' Liability Assurance Corporation, Limited, did not renew its licence.
Eight reciprocal exchanges held permits under section 194 of the " Insurance Act." A list
of exchanges appears on page 56. Inter-Insurers Exchange and Underwriters Exchange
were merged, the new exchange being entitled Underwriters Exchange.
The following table gives particulars of licences issued to insurance agents, insurance
salesmen, and insurance adjusters, and for the purpose of comparison the corresponding
figures for the year 1936 are shown in the first column:—
1936.
Licences issued during 1937.
"Suspended.
Cancelled or
revoked.
1,220
1,139
857
47
Life insurance agents 	
Other than life insurance agents
Insurance salesmen 	
Insurance adjusters  	
1,301
1,163
904
47
Nil
Nil
The number of persons licensed as insurance agents and salesmen continues to grow,
but almost as many quit the business as enter it. In 1936, 256 new life licences were issued
and 171 licences were not renewed; in 1937 the figures were respectively 271 and 224. The
figures for other than life insurance were, for 1936, new agents' licences 110, not renewed
143; new salesmen's licences 256, not renewed 171; and for 1937, new agents' licences 136,
not renewed 112, and new salesmen's licences 271 and not renewed 224. It is evident that
there is a very high rate of " mortality," particularly among life insurance agents, and that
means a degree of wastage in the business involving the companies in considerable expenditure.    There is room for marked improvement in this phase of the insurance business.
Tables showing the business transacted in life, fire, automobile, and miscellaneous classes
of insurance during the year will be found on pages 68, 70, 74, 77, and summaries for the
past five years on pages 70, 73, 76, 87, respectively.
The premiums for life insurance for 1937 show the highest total since 1932, being
$2,000,000 more than in 1936. The amount paid in claims, while only slightly larger, continued the upward trend of the last decade—in 1927 the sum was $2,158,000 and in 1937
$4,284,000. The proportion of assets invested in Government securities again rose. The
decline in the rate of interest earned on investments is becoming an important problem. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 7
The repercussion on the life insurance companies of a fall in prices on the stock exchanges
is again illustrated by the fact that policy loans increased after the crash in the markets last
October. The mortality-rate is still favourable, and the experience of the United States seems
to be that the health of the public has been better and the death-rate lower during the period
of depression. As evidence of the important place which life insurance occupies in the social
organization I quote a statement recently made by the Superintendent of Insurance for the
Dominion. The report of his remarks states that " for the year 1934, the last year for which
the official figures are available, the national income was $1,333,000,000 and the life insurance
premiums amounted to $210,000,000, or 18.54 per cent, of the national income." He is also
authority for figures which show that in 1936 British Columbia, with 6.8 per cent, of the total
population, had 6.4 per cent, of the life insurance in force, the latter being the highest percentage after the Provinces of Quebec and Ontario. The prospects for the present year
appear to be bright.
The figures for the fire-insurance business also reflect the improved conditions of last
year. As with life insurance, the volume of premiums was the largest since 1932. The companies, however, did not enjoy the very satisfactory experience in losses of the previous four
years, and the ratio of losses incurred to premiums earned jumped from 29.45 per cent, to
45.96 per cent. The average ratio for the past five years is 35.95 and for the past ten years
43.49. For the years 1932 to 1936 the ratio for the whole Dominion was 46.45 per cent., the
ratio not having been below 50 per cent, for many years. The inference from these statistics
is that in general it is not sound practice to raise or lower rates on an experience of less than
a five-year period. In view of the length of time between the crest of a wave of prosperity
and the trough of a depression or the crest of the next wave, it can be well argued that a
longer period should be taken as the test.
The volume of premiums for automobile insurance established a new record, and as the
losses did not increase proportionately the companies showed a better result. The ratio fell
from 73.51 per cent, to 61.90 per cent., which, although the lowest figure since 1934, is still
far too high. It is not sufficiently realized that unless a company draws on a surplus, it
cannot continue year after year to do business at a loss. As a general proposition, a company cannot make a reasonable profit if the losses paid exceed 50 per cent, of the premiums.
Most companies transacting fire insurance also write automobile insurance, and the profits
in the one class have enabled them to make good the deficit in the other class. The time is
approaching when the inequity of such underwriting will be realized. The public which
wants automobile insurance will have to pay its true price and will not be able to buy its
protection at the cost of the fire insurance policyholders. It is to be hoped that the imposition of the 30-mile speed limit in municipalities, and the campaign of publicity on reckless
and selfish driving, will bring about a marked improvement in the number of accidents;
otherwise rates will continue to rise. In many States of the United States there has been
this year put in force a plan for rewarding the " safe driver," in general principle resembling
the bonus system which has been tried in Canada and abandoned. Instead of reducing the
premium of the driver who has no claim or accident, an alternative method is to make a
surcharge on the driver who is responsible for an accident. The number of deaths due to
automobiles increased throughout North America and the annual slaughter is a shameful
commentary on our so-called civilization.
Practically all the miscellaneous classes of insurance exhibit growth in premium income,
particularly inland-transportation insurance, marine insurance, public-liability insurance, and
property-damage insurance. Excepting marine insurance, those classes offer a wide and
varied coverage for the numerous hazards to which life and property are exposed, but which
are not within the regular life, fire, and casualty policies. The development of the newer
forms of protection has reacted, and will react, on the major classes, which needed to become
more flexible and responsive to public requirements. A standardized policy may be good for
the administrative economy of the insurance business, but too static for social needs. Nobody
wants to be bothered with numerous policies, and it will be to the advantage of insurer and
insured when it becomes possible to issue a truly " comprehensive " policy.
The Association of Superintendents of Insurance met last year at Toronto and its conference was attended by nearly two hundred persons. Various problems were dealt with in
the reports of its committees, but the stage was not reached where decision in favour of legis- O 8 BRITISH COLUMBIA.
lative action could be recommended.    The conference this year will, for the first time since
1926, be held in Victoria.
The National Convention of Insurance Commissioners of the United States had its
summer session last month in Quebec.
For purposes of record I may mention the establishment on April 14th last of the " Insurance Board of British Columbia," pursuant to the amendment to the " Insurance Act" passed
in 1936. Its chief function is, briefly, to assist the Superintendent in determining the qualifications and suitability of applicants for licences as insurance agents or insurance salesmen.
I may also recall that amendments to the " Insurance Act" were passed in 1937, which
provided for an anglicized form of the name of a foreign insurer, and for the compilation
in statistical form of the loss-experience of automobile insurers, and enlarged the authority
of the Superintendent to inspect and examine the books and records of insurance companies
and agents.
" REAL-ESTATE AGENTS' LICENSING ACT."
The number of agents licensed for the year ended June 30th, 1938, shows 505 while 340
salesmen were licensed. The following table gives particulars, and for the purposes of
comparison the corresponding figures for the period ended June 30th, 1937, are also shown :■—
1936-37.
Licence-year from July 1st to June 30th.
1937-38.
454
505
289
340
Nil
Licences cancelled or revoked                                                    .	
Nil
I have the honour to be,
Sir,
Your obedient servant,
H.   G.    GARRETT,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
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OF THE SUPERINTENDENT OP INSURANCE, 1937.            0
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LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE
"INSURANCE ACT."
Name. , Representing.
British & Canadian Underwriters Norwich Union Fire Insurance Society, Ltd.
Canadian Underwriters Agency Baloise Fire Insurance Company.
Eastern Underwriters Department Camden Fire Insurance Association.
Edinburgh Underwriters Agency Scottish Union & National Insurance Co.
Halifax Fire Underwriters Halifax Fire Insurance Company.
London Underwriters Agency- London Assurance.
Nova Scotia Fire Underwriters Agency Home Insurance Company.
Pearl Underwriters' Agency Pearl Assurance Company, Limited.
Rochester Underwriters Agency Great American Insurance Company.
Winnipeg Fire Underwriters Agency Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 194
OF THE "INSURANCE ACT" WERE GRANTED.
Affiliated Underwriters, New York, N.Y.
Canadian Reciprocal Underwriters, Toronto, Ont.
Canners Exchange Subscribers at Warner Inter-Insurance Bureau, Chicago, 111.
Individual Underwriters, New York, N.Y.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
New York Reciprocal Underwriters, New York, N.Y.
Undewriters Exchange, Kansas City, Mo.
Warner Reciprocal Insurers, Chicago, 111.
COMPANIES,   UNDERWRITERS'    AGENCIES,   AND    RECIPROCAL    EXCHANGES
WHICH HAVE BEEN LICENSED OR CEASED BUSINESS  SINCE DECEMBER
31st, 1937.
Licences issued.
Insurers—
Arex Indemnity Company.
New England Fire Insurance Company.
South British Insurance Company, Limited.
" Switzerland " General Insurance Company, Limited.
Toronto General Insurance Company.
_   . , Permits issued.
Reciprocals—
Metropolitan Inter-Insurers.
Ceased Business.
Insurers—
Fonciere Transport and Accident Insurance Company.
Toronto General Insurance Company.
Union Mutual Life Insurance Company.
Underwriters' Agencies—■
Halifax Fire Underwriters Agency, representing the Halifax Fire Insurance Company. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 57
Annual Statement of Provincial Licensees.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
W. J. Albutt. H. W. Chamberlin.
F. M. Chaldecott. F. G. Syder.
Capt. S. Robinson.
F. G. Syder, Secretary.
Statement for the Year ended December 31st, 1937.
Assets.
Mortgages on real estate  $36,000.00
Bonds and debentures (book value)  28,078.22
Cash in bank  9,611.71
Interest accrued  225.09
Agents' balances and premiums uncollected (net, commissions deducted)  1,852.68
Excess of market value of bonds over book value  707.95
$76,475.65
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.)  $19,061.27
Investment reserves        7,814.01
Capital stock—
Authorized   $25,000.00
Subscribed and paid up       9,600.00
Surplus      40,000.37
$76,475.65
Profit and Loss Account.
Premiums earned  (net)  $19,974.86
Losses and claims incurred  $13,211.35
Commissions        8,951.80
Taxes   :  799.71
Salaries, fees, and travelling expenses       1,441.02
    24,403.88
Underwriting loss     $4,429.02
Other revenue—
Interest earned     $3,078.37
Other expenditure—
Increase in deficiency of market value under book value of securities        874.44
      2,203.93
Net loss for the year    $2,225.09 O 58 BRITISH COLUMBIA.
EMPIRE LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
Charles P. Fell. J. M. Campbell.
A. H. Keith Russell. George J. Guy.
Newman A. Fairhead. B. Ross McKenzie.
W. A. Macintosh. Donald R. McSLaughlin.
D. Walter McCormick. J. M. Vaughan.
George M. Orr.
W. T. Fortye, Secretary.
Statement for the Year ended December 31st, 1937.
Assets.
Real estate (book value)  $477,038.53
Mortgage loans on real estate  1,222,559.93
Loans secured by stocks, bonds, etc    4,500.00
Loans and advances to policyholders  794,567.31
Bonds and debentures (amortized book value)  5,656,760.07
Stocks (book value)  1,078,329.93
Cash on hand and in banks  97,739.57
Advances to agents .  5,936.17
Accounts receivable   1,574.53
Interest and dividends due and accrued _•_  102,587.35
Rents due  1,846.30
Premiums due and uncollected and deferred (net)  108,752.42
Consideration for annuities due and uncollected and deferred (net)  5,701.10
$9,557,893.21
Liabilities.
Liability under assurance and other contracts (net)  $8,084,582.00
Liability for payments due under contracts (net)  83,434.00
Provision for unreported death losses and disability claims  14,000.00
Amounts left with Company.  58,812.98
Premiums paid in advance  34,854.00
Dividends to policyholders due and unpaid  1,045.63
Taxes due and accrued  14,529.78
Dividends due to shareholders due and unpaid  23.60
Medical examiners' fees due and accrued  20.00
Commission to agents due and accrued  800.11
Reserve for loss on investments  55,000.00
Deficiency of market under book value of bonds and debentures .  602,644.09
Accounts payable   2,804.93
Surplus contingently allotted to deferred dividend policyholders  40,000.00
Undivided surplus  252,222.09
Capital—
Authorized   $2,500,000.00
Subscribed     1,308,500.00
Paid up       313,120.00
$9,557,893.21 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 59
Income.
Premium income  $1,034,632.66
Consideration for supplementary contracts  12,425.00
Amounts left with Company  9,515.06
Interest and dividends  401,783.10
Rents   11,463.31
Gross profit on sale or maturity of bonds, stocks, and real estate  98,332.08
Other income  605.50
$1,568,729.71
Disbursements.
Disbursements under assurance and annuity contracts (net)  $694,798.81
Payments on supplementary contracts (net)  2,310.99
Reduction in premiums resulting from application of dividends  416.43
Amounts left with the Company  8,305.43
Taxes, licences, and fees  16,665.71
Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous  95,051.50
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous  175,280.78
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, stationery, legal fees, commissions on loans, medical fees, and miscellaneous   46,416.61
Loss on sale or maturity of stocks, bonds, and real estate  117,972.57
Balance   411,510.88
$1,568,729.71
RSBTURNS FOR BRITISH COLUMBIA.
(See page 68.)
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
Eccles J. Gott. J. L. Archer.
Wm. Benson. A. Chevalier.
C. H. Fitch, Secretary.
S. H. Pipe, Actuary.
Statement for the Year ended December 31st, 1937.
Assets.
Real estate (book value)  $32,000.00
Loans on policies  141,182.57
Bonds and debentures (amortized book value)  2,757,765.31
Cash on hand and in banks  59,328.85
Interest due and accrued  37,900.89
Premiums due (estimated)  18,136.73
Other assets  65.00
$3,046,379.35
Deduct assets not admitted—
Deficiency of market under book value of bonds and debentures in default       347,207.05
$2,699,172.30 O 60
BRITISH COLUMBIA.
Liabilities.
Provision for unpaid claims	
Premiums paid in advance	
Commission 	
Reserves—
Mortuary Fund 	
Sickness and Funeral Fund-
Child Insurance Fund	
$20,022.60
86.34
93.93
$2,190,433.00
124,850.00
10,166.00
Balance
2,325,449.00
353,520.43
$2,699,172.30
Income.
Mortuary Fund 	
Sickness and Funeral Fund-
Child Insurance Fund	
Guarantee Fund	
Assessments, dues, fees, and fines-
Other revenue 	
$323,041.19
21,087.90
2,509.12
272.36
8,063.02
2,407.61
$357,381.20
Disbursements.
Mortuary Fund	
Sickness and Funeral Fund	
Child Insurance Fund	
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees,
travelling expenses, rents, printing and supplies, and miscellaneous	
Agency and organization expenses—Commissions, salaries, travelling expenses,
and miscellaneous 	
All other expenses—Advertising, legal fees, taxes and licences, telephone, telegrams and express, agency printing and stationery, official publications,
meeting of Supreme Body, miscellaneous	
Balance 	
$253,433.60
11,987.54
2,509.12
27,210.45
4,420.74
14,814.38
43,005.37
$357,381.20
Income—
Mortuary Fund
Sickness Fund -
Returns for British Columbia.
Child Insurance Fund
Guarantee Fund	
General Fund	
$7,373.68
380.86
221.53
6.00
424.93
$8,407.00
Disbursements—
Mortuary Fund
Sickness Fund _
General Fund _
$7,767.64
312.60
340.39
$8,420.63 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 61
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
H. E. Wingfield. E. Roberts.
A. Corrie. J. Harries.
G. A. Wilson. Dr. W. D. Dixson.
E. E. Murray. G. Fisher.
J. G. Norstrant.
G. A. Wilson, Secretary.
Statement for the Year ended December 31st, 1937.
Assets.
Mortgage loans on real estate  $7,082.56
Bonds and debentures (amortized book value)  156,664.91
Cash on hand and in banks  35,829.15
Interest accrued   1,423.76
Agents' balances and premiums uncollected (net, commission deducted)  16,537.03
Furniture and fixtures  1,021.47
Other assets  5.87
$218,564.75
Deduct assets not admitted—•
Agents' balances on premiums written prior to October 1st, 1937  $2,369.89
Furniture and fixtures     1,021.47
         3,391.36
$215,173.39
Liabilities.
Provision for unpaid claims  $9,949.60
Reserve of unearned premiums (net, at 100 per cent.)  39,411.51
Cash dividends to shareholders—
(a.)   Due and unpaid  655.00
(&.)   Declared, but not yet due  4,842.00
Taxes due and accrued  4,198.24
Return premiums and balances due agents  913.63
Special reserves   8,397.37
Other liabilities  5,441.18
Capital stock—■
Authorized   $500,000.00
Subscribed      500,000.00
Paid up       60,632.00
Surplus        80,732.86
$215,173.39
Profit and Loss Account.
Premiums earned (net)  $159,239.08
Losses and claims incurred (net)  $66,091.21
Adjustment expenses (net)       2,402.59
Commissions      45,055.57
Taxes        6,989.76 0 62 BRITISH COLUMBIA.
Salaries, fees, and travelling expenses  $16,695.43
All other expenses     16,815.64
  $154,050.20
Underwriting profit      $5,188.88
Other revenue—
Interest earned    $6,667.30
Other expenditure—
Bad debts written off         564.85
        6,102.45
Net profit    $11,291.33
Returns for British Columbia.
(See pages 71, 75, 77, 82.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
J. W. Berry. R. U. Hurford.
J. W. Miller.   • Hanford Lewis.
A. Blair, Jr. Thos. Laing.
Henry Rose. W. J. Park.
W. H. Higginson. C. E. Whitney-Griffiths.
Wm. Newby. Frank W. Machell.
Thos. S. Robertson.
Wm. Townsley, Secretary.
Statement for the Year ended December 31st, 1937.
Assets.
Cash in bank        $2,568.08
Bonds (book value)         28,507.50
Premiums due and unpaid  1,616.43
Premium notes—
Assessments levied and unpaid  $30,789.68
Balances outstanding   109,957.48
■ ■      140,747.16
Deferred commission   5,075.97
Other assets .  416.57
$178,931.71
Liabilities.
Provision for unpaid claims  $20.00
Reserve of unearned premiums (net, at 100 per cent.)   30,789.68
Commission earned 1  987.07
Premium note reserve  109,957.48
Statutory reserve fund .  10,000.00
Reinsurance reserve  15,435.36
Balance  11,742.12
$178,931.71 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
0 63
Profit and Loss Account.
Premiums earned (net) 	
Losses and claims incurred (net)
Adjustment expenses	
Commissions 	
Taxes	
Salaries, fees, and travelling expenses
All other expenses 	
Underwriting profit
Interest earned 	
Commissions earned 	
Net profit
$5,397.64
99.80
5,184.09
857.27
7,902.22
3,365.61
$703.06
65.43
$30,847.93
22,806.63
$8,041.30
768.49
$8,809.79
SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY.
Head Office—-Saskatoon, Sask.
Directors.
R. J. Harper. O. C. Lawson.
Wm. Kershaw. Alex Ross.
H. R. Earl. H. J. Beck.
D. Maclean. J. H. Bailey.
J. H. Evans.
H. R. Earl, Manager.
Statement for the Year ended December 31st, 1937.
Assets.
Bonds, debentures, etc. (amortized book value)   $233,587.02
Cash on hand and in banks  52,946.87
Interest due and accrued  12,506.54
Agents' balances and premiums uncollected (net, commission deducted)   43,416.19
Amount due for reinsurance  '_  5,436.94
Furniture and fixtures  .  6,536.05
Automobiles   2,408.34
Other assets   250,140.60
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1937—
Automobiles 	
Furniture and fixtures 	
$606,978.55
$8,562.53
2,408.34
6,536.05
17,506.92
$589,471.63 O 64
BRITISH COLUMBIA.
Liabilities.
Provision for unpaid claims ,	
Reserve of unearned premiums (net, at 80 per cent.)
Reinsurance premiums	
Investment reserves	
Contingency reserves	
Premium note residue	
Other liabilities 	
Surplus 	
$18,185.88
199,752.16
603.68
63,103.52
8,562.55
211,727.26
667.48
86,869.10
$589,471.63
Premiums earned (net)
Profit and Loss Account.
Losses and claims incurred
Adjustment expenses (net)
Commissions  :.	
Taxes	
(net)   $125,802.09
      15,148.02
      46,753.47
        5,050.40
Salaries, fees, and travelling expenses      28,303.37
All other expenses       16,144.61
$217,192.17
237,201.96
Underwriting loss 	
Other revenue—
Finance charges and head office fees	
Bad debts recovered previously written off
Fire-extinguishers	
Interest on investments
Other expenditure—
Depreciation 	
$165.07
881.31
71.69
9,626.71
$10,744.78
  $1,397.95
Increase and reserve for agents' balances    3,976.70
Increase and reserve for investments     3,628.26
9,002.91
Returns for British Columbia.
(See page 72.)
$20,009.79
1,741.87
$18,267.92
STANSTEAD & SHERBROOKE FIRE INSURANCE COMPANY.
Head Office—Sherbrooke, Quebec.
Directors.
Hon. Jacob Nicol.
C. B. Howard.
Amedee Caron.
A. E. Curtis.
N. Roberts Mitchell.
F. J. Southwood.
W. L. R. Stewart.
T. A. St. Germain.
J. G. Armitage, Secretary and Treasurer. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 65
Statement for the Year ended December 31st, 1937.
Assets.
Real estate  (book value)    $114,361.72
Mortgage loans on real estate   221,789.67
Bonds, debentures, etc.  (amortized book value)    744,600.05
Stocks (book value)   44,590.00
Cash on hand and in banks   79,356.77
Interest and rents due and accrued   13,299.65
Agents' balances and premiums uncollected (net, commission deducted)   50,466.69
Premiums due from reinsuring companies   9,738.99
Amount due from reinsurance on losses already paid  14,400.49
Plans, furniture, and fixtures   6,842.20
Reinsurance reserve  4,338.18
Automobile  900.00
Reinsurance contingent commission uncollected   2,993.15
Other assets, mutual assessments unpaid   47.60
$1,307,725.16
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1937 $1,406.98
Plans, furniture, and fixtures   6,842.20
Deficiency of market under book value of bonds and debentures 42,265.00
Automobile   900.00
Mutual assessments unpaid   47.60
Reinsurance contingent commission uncollected   2,993.15
        54,454.93
$1,253,270.23
Liabilities.
Provision for unpaid claims        $15,313.02
Reserve of unearned premiums  (net, at 100 per cent.)         255,706.20
Expenses due and accrued  .-  6,173.68
Taxes due and accrued   824.59
Reinsurance premiums          16,457.76
Capital—
Authorized   $200,000.00
Subscribed     200,000.00
Paid up _jl       165,000.00
Surplus        793,794.98
$1,253,270.23
Profit and Loss Account.
Premiums earned      $319,530.33
Losses and claims incurred (net)   $136,628.91
Adjustment expenses, net          6,209.06
Commissions        81,542.47
Taxes       21,184.52
Salaries, fees, and travelling expenses       32,020.83
All other expenses _•.       12,281.89
 1       289,867.68
Underwriting profit  .       $29,662.65 0 66 BRITISH COLUMBIA.
Other revenue—
Interest earned      - .    ..   -. . .   .   . ~ 	
$28,027.07
1,029.00
3,278.07
871.25
17,502.50
Dividends earned   .. 	
Rents earned       .   .         . _        _.            ..
Profit on sale of securities and real estate         ..   ...   . .
Decrease in deficiency of market under book value of securities
Other expenditure—
Interest on borrowed money     ..               $273.93
$50,707.89
5,273.93
Administration expense      .    ..           ...     .      5,000.00
$45,433.96
Net profit  	
$75,096.61
Returns for British Columbia.
(See page 72.)
WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
Richard W. Craig. Dr. A. J. Fraser.
Hugh M. Dyer. Dr. A. M. Campbell.
William Hudson
Stuart F. Conrod, Secretary.
Statement for the Year ended December 31st, 1937.
Assets.
Real estate  (book value)    $169,078.04
Mortgage loans on real estate  834,190.96
Loans and advances to policyholders   276,885.18
Bonds and debentures  (amortized book value)    67,253.62
Cash on hand and in banks   5,280.00
Interest due and accrued   223,027.65
Premiums due and uncollected and deferred (net)   31,308.99
Consideration for annuities due and uncollected and deferred (net)   1,975.25
$1,608,999.69
Liabilities.
Liability under assurance and other contracts (net)  $1,234,029.00
Amounts left with Company   28,966.00
Premiums paid in advance . 22,378.00
Dividends to policyholders due and unpaid  1,330.00
Taxes due and accrued   4,500.00
Unclaimed dividends   86.00
Salaries, rents, and office expenses due and accrued  133.84
Legal fees due and accrued __•.  238.28
Advance payments   61.70
Borrowed money  : :  79,000.00
Bank overdrafts   8,715.42 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 67
Payments held in suspense  $131.45
Estimated bonuses due under managers' contracts  2,000.00
Audit for 1937   600.00
Directors'fees, 1937  180.00
Surplus contingently allotted to deferred dividend policyholders   15,000.00
Surplus contingently allotted to quinquennial-dividend policyholders  9,000.00
Capital—
Authorized  :  $1,000,000.00
Subscribed       810,600.00
Paid up       202,650.00
$1,608,999.69
Income.
Premiums (net)   $192,142.57
Amounts left with Company   17,479.03
Interest and dividends  57,329.13
Transfer fees   8.00
Other income  131.45
Balance  5,361.68
$272,451.86
Disbursements.
Disbursements under assurance and annuity contracts  (net)   $147,272.02
Payments on supplementary contracts  (net)    4,440.56
Reduction in premiums resulting from application of dividends (net)   254.71
Amounts left with Company   5,493.80
Interest or dividends to shareholders, unclaimed  14.00
Taxes, licenses, and fees   6,670.26
Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous   38,883.47
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous    49,807.47
All other expenses—Advertising, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, appraisement expenses, and exchange   18,743.77
Loss on exchange of bonds for those of higher yield or longer term   871.80
$272,451.86
Returns for British Columbia.
(See page 69.) 0 68
BRITISH COLUMBIA.
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BRITISH COLUMBIA.
TABLE IL—LIFE INSURANCE SUMMARY.
1933.
1934.
1935.
1936.
1937.
$13,256,000
409,879,000
3,601,000
$13,007,000
408,660,000
3,369,000
$12,538,000
411,894,000
4,095,000
$12,471,000
423,965,000
4,235,000
$14,659,000
Net amount in force   	
Claims paid   	
434,381,000
4,285,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$22,541.16
40,009.35
8,280.62
38,974.10
13,887.76
3,030.96
6,438.23
13,488.56
22,946.35
7,446.30
19,430.84
48,354.28
69.67
14,536.46
$6,839.27
17,945.60
3,140.34
10,417.13
586.28
1,444.36
1,966.23
5,834.98
2,151.21
2,164.30
2,979.25
20,886.12
Nil
5,207.58
$23,035.30
39,773.26
8,229.10
39,638.43
10,483.42
3,182.58
6,301.64
8,676.75
14,302.29
8,932.35
19,448.30
47,751.62
261.63
10,892.14
$7,146.71
17,695.81
3,472.54
ftAlliance Assurance Co., Ltd. —- .	
Alliance Insurance Co. of Philadelphia  	
10,446.43
617.53
1,378.56
1,895.23
6,834.98
4,350.16
2,537.30
2,913.38
21,110.18
Nil
Baloise Fire Insurance Co  „ 	
5,866.63
10,485.53
34,721.00
1,948.91
6,254.47
28,972.87
3,862.94
11,855.54
30,309.66
28,890.34
6,438.23
15.886.22
15.215.17
23.745.65
20,748.42
13,142.66
36,959.59
3,862.94
18,125.26
15,451.75
14.083.99
33.398.39
17.342.08
13,858.92
5,584.68
12,478.88
3.923.98
8.805.97
6,713.60
1,183.27
23,587.39
2,960.29
1,399.66
237.05
6,452.90
677.22
1,780.04
10,926.73
1,179.74
11,017.48
14,622.96
9,516.37
1,966.23
1,670.57
8.433.77
10,204.26
13,110.32
3.042.0'!
16.675.78
1,179.74
5,498.58
4,718.95
2,822.84
21,141.63
1.328.97
2,616.46
2,028.16
3,767.68
19.4-1
4,808.23
3,166.50
297.58
5,497.93
1,872.91
24.25
	
7,717.38
34,175.28
2,288.23
5,644.19
30,546.68
3,777.51
13,111.89
29,386.11
29,368.76
6,295.87
16,368.40
14,528.77
23,616.00
21,713.13
13,433.60
40.003.99
3,777.54
19,475.72
15,110.12
11,418.13
35,778.93
10.428.71
13,726.49
6,197.71
9,293.84
2,687.10
9,100.56
5,767.18
1,448.07
23,647.75
3,093.97
1,873.36
2,732.05
13,972.64
Beaver Fire Insurance Co.                      	
660.22
2,381.79
10,858.73
British & European Insurance Co., Ltd '	
1,138.74
11,197.48
British Crown Assurance Corporation, Ltd.          	
13,907.18
10,951.37
British General Insurance Co., Ltd.   	
1,895.23
1,403.19
British Oak Insurance Co., Ltd.
British  Traders Insurance Co.,  Ltd.  	
Caledonian  American Insurance Co          	
10.193.66
13,147.07
3.042.04
17 408 78
California Insurance Co.  _
1,138.74
5,776.50
4,550.95
2,927.84
19,887.03
826.25
Canadian Indemnity Co                   	
Canadian Surety Co                                	
2,807.51
2,008.20
3,684.68
Casualty Co. of Canada                        	
27.44
4,648.30
1,337.45
344 58
5,412.06
China Fire Insurance Co., Ltd	
1,878.16
31.25
7,503.84
1,566.82
61,504.44
1,287.65
16.607.45
5,337.00
23,815.57
45,074.50
606.19
27,990.34
10,426.16
3.950.69
2,279.76
24.67
20,737.13
393.25
4,766.91
969.01
13,028.12
25,605.73
288.87
7,454.54
898.12
121.05
7,668.49
1,656.44
59.702.48
1,259.17
15,750.01
5,550.85
20,872.38
48,069.10
636.50
29,875.45
9.887.63
2,216.58
2,382.25
24.67
Commercial Union Assurance Co., Ltd.	
20,273.13
379 25
Connecticut Fire Insurance Co.
5,032.68
799 00
Continental Insurance Co.
11 731 39
Cornhill Insurance Co., Ltd.. 	
33,016 98
County Fire Insurance Co	
275.71
918 12
Eagle Fire Co. of New York
133 05
$937,303.44
$330,433.19
$908,854.86
$348,315.39 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
O 71
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward-
Eagle Star & British Dominion Insurance Co., Ltd...
Economical Mutual Fire Insurance Co 	
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Co  	
Equitable Fire & Marine Insurance Co -.
Essex & Suffolk Equitable Insurance Society, Ltd	
The Eureka Security Fire & Marine Insurance Co...
Excess Insurance Co., Ltd  	
Federal Fire Insurance Co. of Canada 	
Fidelity Phenix Fire Insurance Co  	
Fire Association of Philadelphia  	
Fire Insurance Co. of Canada   	
Fireman's Fund Insurance Co  —* —
Firemen's Insurance Co. of Newark-	
First American Fire Insurance Co -
First National Insurance Co. of America 	
Fonciere Fire Insurance Co   	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Assurance Co. of Canada —
General Accident Fire & Life Assurance Corp., Ltd.
General Fire Assurance Co. of Paris - 	
fGeneral Insurance Co. of America	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada 	
Gore District Mutual Fire Insurance Co 	
Great American Insurance Co  	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd   —
Halifax Fire Insurance Co  	
Hanover Fire Insurance Co.. 	
Hardware Dealers Mutual Fire Insurance Co	
Hardware Mutual Fire Insurance Co  	
Hartford Fire Insurance Co  	
Home Assurance Co. of Canada  	
Home Fire & Marine Insurance Co.	
♦Home Insurance Co. of New York 	
Homestead Fire Insurance Co— „ _ 	
Hudson Bay Insurance Co   	
Imperial Assurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada .
Imperial Insurance Office   . _t  - 	
Indiana Lumbermen's Mutual Insurance	
Insurance Co. of North America 	
Law, Union & Rock Insurance Co., Ltd.	
Legal & General Assurance Society 	
Liverpool & London & Globe Insurance Co., Ltd.	
Liverpool-Manitoba Assurance Co. 	
Local Government Guarantee Society, Ltd.- 	
London & County Insurance Co., Ltd  .	
London & Lancashier Guar. & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd.-	
London & Provincial Marine & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd.- _	
London Assurance— 	
London-Canada Insurance Co 	
London Guarantee & Accident Co., Ltd.
Lumbermen's Insurance Co  	
Lumbermen's Mutual Insurance Co.
Lumber Mutual Fire Insurance Co.
Marine Insurance Co., Ltd 	
Maryland Insurance Co., Ltd..	
Mercantile Insurance Co. 	
Merchants & Manufacturers Fire Insurance Co.
Merchants Fire Assurance Corporation of N.Y.
Merchants Marine Insurance Co., Ltd 	
Mercury Insurance Co    	
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co.. 	
Carried forward..
$937,303.44
34,466.05
673.71
29,322.50
9,364.52
3,321.49
6,673.91
2,318.16
7,884.78
6,501.11
33,477.27
8,002.52
33,821.19
31,408.76
13,178.94
9,750.72
9,638.04
6,334.00
9,751.03
7,074.91
100,352.92
6,472.47
11,007.47
7,986.29
27,255.07
89,468.53
14,513.10
14,024.87
36,158.41
6,875.84
23,384.86
30,815.58
39,028.71
22,776.05
14,605.93
142,706.87
13,773.45
15,007.67
4,123.89
16,224.04
6,471.41
38,158.07
24,820.41
32,919.97
87.179.38
17.611.95
Nil
23.611.82
7,711.55
82,242.01
4,272.37
9,923.28
46,734.89
8,357.99
15.027.44
13.583.77
6.566.82
6.113.69
Nil
5,175.49
12,234.85
12.903.44
42,968.83
17,069.24
2,372.86
4,292.14
21,901.57
$330,433.19
6,858.71
65.56
7,513.31
1,801.07
953.40
2,798.64
Nil
2,509.28
377.48
8,835.49
1,338.81
8.149.61
2,285.99
5,810.65
3,293.22
1,651.92
2,682.57
1,457.02
1,907.97
17,849.15
1.893.84
6,010.29
543.32
13,121.23
24,403.02
5,811.29
5,464.79
7,383.33
12,745.06
3,767.14
4,981.69
9,426.67
614.55
5,150.06
35,034.80
7.520.57
4,559.51
1,878.54
346.60
3.289.50
12,919.71
10.147.40
7.955.12
36.679.07
9,616.47
129.51
3,593.18
2.323.54
20,744.46
267.31
304.08
11,498.10
2,497.84
4,559.51
3.067.76
2.037.60
2.083.00
Nil
123.43
2.424.36
3.792.54
6,364.24
1,511.77
1,238.06
3,621.02
7,449.86
$2,387,054.31
$719,467.78
$908,854.86
36,543.41
Nil
28,380.51
9,780.87
3,152.42
6,859.41
1,692.12
7,235.53
4,161.54
35,818.25
7,349.53
35,099.21
30,587.81
13,314.77
6,797.23
9,954.44
6,761.52
9,987.44
9,557.63
76,600.19
6,400.51
11,375.71
9,317.21
28,604.59
87,995.37
14,467.97
13.650.80
36,265.22
6,541.58
23,234.24
28,945.18
40.764.07
19,016.13
14,370.23
118,668.48
14.234.21
15.337.58
3.624.90
18,437.15
5,913.75
37,872.19
25,233.86
32,590.84
88.784.56
18.201.12
3.833.63
23.116.09
7 292.37
86.601.93
4.958.88
9.780.69
49.989.82
8,744.72
15.363.66
14.061.96
5.460.98
5.876.21
Nil
4.620.63
12.815.72
16.447.91
43.898.50
15.434.80
3.106.14
4.200.65
22.524.58
$2,326,456.01
$348,315.39
6,627.76
—391.37
7,486.31
1,768.51
1,006.54
2,851.28
2,264.30
6,707.28
304.28
7,513.95
1,363.81
17,605.65
5,466.12
5,790.65
3,292.79
2,083.92
2,608.07
1,430.07
1,667.97
16.060.40
2,462.84
5,810.38
543.32
12,542.19
23.420.99
6,139.29
5.352.79
7.523.33
13,000.41
3,775.47
4,700.02
10,448.55
614.55
5.260.70
33,560.80
7,270.43
4,764.47
627.54
513.85
2.845.80
13.194.15
10,210.40
7.602.12
35.706.57
9.296 60
19 51
4.143.18
2.312.54
21,876.46
267.31
371.08
9.637.10
2.477.07
4.764.47
10.813 76
2037 60
1.916 02
Nil
216 25
1.214.36
3.818.79
11.166.24
1.480.77
1.393 06
3 356.90
17.004.68
$769,589.76 0 72                                                    BRITISH
COLUMBIA
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES
IN 1937—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward.  	
Mill Owners Mutual Fire Insurance Co. of Iowa 	
Minnesota Implement Mutual Fire Insurance Co.	
Motor Union Insurance Co., Ltd  	
$2,387,054.31
6,527.05
27,001.67
6,332.19
30,870.73
13,320.71
19,627.65
13,819.33
$719,467.78
482.48
4,153.79
1,810.48
6.877.64
■1,857.60
1.580.62
6,052.44
$2,326,456.01
6,569.61
26,585.36
4,279.01
30,847.93
13,942.68
20,367.41
14,089.26
9,100.56
11,192.62
2,387.77
11,834.26
9,810.73
$769,589.76
438.88
4,162.12
1,821.48
5,397.64
1,841.10
5,365.62
6,066.85
4,648.30
1,847.88
1,571.96
11,186.34
4,998.40
National Ben Franklin Fire Insurance Co. 	
National Liberty Insurance Co. of America „.__	
	
8,805.97
6,075.48
4,457.17
12,104.01
9,370.17
7,649.35
41,708.98
6,242.66
18,802.17
45,487.61
15,007.67
21,348.20
110,102.10
10,683.44
6,438.23
57,373.08
14,538.57
15,079.33
41,481.12
13,822.15
5,312.37
18,027.04
10,825.84
32.624.67
6.614.25
2,687.48
5,367.83
131,478.08
28,107.03
7,747.56
6,173.52
9,010.60
8,280.35
30,144.77
28.025.35
18,690.13
39,618.52
9,971.40
7.988.63
6,181.24
8,434.89
50.249.16
118,598.15
7,036.61
15,857.47
10,477.32
9.043.43
10.624.81
27,851.64
14,335.40
4.485.73
4.315.64
1.073.02
6.044.30
47.273.96
5.614.27
6.343.40
46.729.00
7.235.14
Nil
4,808.23
1.830.86
1,571.96
11,186.34
5.170.38
Newark Fire Insurance Co..   _	
New Brunswick Fire Insurance Co 	
1,781.91
5.731.25
1.802.50
6,817.30
11.161.71
4,559.51
905.63
23,651.77
3.958.67
1.966.23
16.520.64
6.818.50
6.343.05
10,270.70
1,977.17
333.94
5,505.44
1,297.00
5,064.88
2,242.38
471.19
1.908.25
54.095.13
7.948.38
4,230.32
2.775.65
2.843.24
4.129.25
6.363.01
6,520.27
5.563.02
21.621.63
4.196.35
1,227.86
1.198.14
295.62
13.955.72
91.714.91
213.17
4,705.68
1.624.55
1.539.79
371.42
5.482.07
1.725.29
1,014.46
924.76
905.26
995.36
43.511.00
334.18
2.582.93
48.046.00
1.345.07
Nil
7,488.33
36,638.22
6,473.61
19,335.32
45,044.80
15,336.97
22.294.47
94,111.66
11,222.48
6.295.85
61,710.54
13,575.29
14,425.33
42,945.26
14,202.59
13,698.39
17,628.46
11,447.55
36,921.79
6,109.62
5,632.23
5,067.72
138,356.79
26.671.71
8,006.76
6.687.89
13,163.69
8.209.06
33.172.90
22.848.61
20.226.26
40.919.11
9,648.22
7.475.03
6.458.04
3.949.85
41.283.05
127.404.10
6.345.82
16,611.57
6.269.76
9.059.46
9.822.79
28.005.58
16.479.95
4.493.95
2.292.89
1.050.15
6.565.11
47,235.93
5.831.14
8.911.70
47.443.59
7.683.32
2V il
2,145.53
7,504.25
1,809.34
7,557.86
12,122.13
4,764.47
925.63
15,366.12
4,127.67
1.895.23
16.536.64
6,793.00
4.103.05
9.500.23
1.891.29
3.001.94
5.308.44
808.00
5,592.88
2.252.58
468.19
614.25
55.125.12
8.388.67
4.089-61
3.702 65
2.505.54
4.439.30
5.410.01
24.977.27
6.121.02
20.902 44
4.355.04
950 86
2.237.57
384.24
14.144.72
89.995.07
248.17
5.078.99
1.624.55
1.579.56
383.42
7.672.07
2.660.29
1.176.46
920.85
839 23
966.74
41.009 10
334.98
1.927 93
48.352 70
1.658 07
Nil
North British & Mercantile Insurance Co., Ltd. _	
Northwestern National Insurance Co.. .	
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd.	
Pennsylvania Lumbermen's Mutual Fire Insurance Co. .
Phenix Fire Insurance Co. of Paris	
Phoenix Insurance Co. of Hartford  - 	
Providence Fire Assurance Co. of Paris	
Provincial Insurance Co., Ltd.   .
Queen Insurance Co. of America	
Railway Passengers Assurance Co.   	
Scottish Metropolitan Assurance Co., Ltd.  	
Sea Insurance Co., Ltd  	
Sentinel Fire Insurance Co 	
Springfield Fire & Marine Insurance Co., Ltd.  	
Stanstead & Sherbrooke Fire Insurance Co.. stock mutual
Sussex Fire Insurance Co.  	
Tokio Marine & Fire Insurance Co., Ltd. 	
$3,785,631.10
$1,231,939.71
$3,733,653.47
$1,298,187.29 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1937.
0 73
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$3,785,631.10
17,342.08
108,801.98
25,752.91
21,572.74
35,572.00
Nil
Nil
7,503.84
10,246.38
27,242.58
2,275.13
3,900.18
50,315.51
10,854.82
19,151.09
$1,231,939.71
1,338.97
398,781.68
7,864.92
2,315.71
22,474.85
Nil
9.92
2,279.76
543.81
14,409.65
267.47
402.74
13,045.40
1,731.24
4,367.81
$3,733,653.47
19,638.12
87,858.05
25,183.52
17,464.24
37,227.21
Nil
2,547.96
7,668.49
9,878.40
23,714.52
2,407.69
3,770.75
43,752.69
9,596.44
20,430.29
11,758.02
7,158.91
18,638.67
$1,298,187.29
836.25
499,352.41
7,583.92
Union Fire, Accident & General Insurance Co. of Paris —
4,940.71
22,537.85
Union Marine & General Insurance Co., Ltd  	
Nil
—6.06
United Firemen's Insurance Co.   	
2,382.25
107.96
15,182.65
267.47
480.05
9,043.21
258 98
Western Assurance Co.   ._. —  	
4,316.81
10,794.17
7,493.38
22,560.67
2,380.60
404.83
8,810.65
2,006.19
433.83
9,075.65
World Marine & General Insurance Co., Ltd „ 	
Totals
$4,167,010.56
$1,713,369.72
$4,082,347.44  | $1,876,513.43
$3,359.61
5,633.19
37,952.17
26,918.02
7,394.28
9,522.72
7,610.75
10,306.62
$290.11
8,105.95
8,199.80
3,201.74
1,296.63
501.51
5,064.69
3,182.90
*City of New York Insurance Co.   (gross)   . 	
tFirst National Insurance Co. of America  (gross)	
♦Franklin Fire Insurance Co.   (gross)  —
*New Brunswick Fire Insurance Co.  (gross) 	
Note.—These   figures   are   included  in   the  foregoing
figures for the insurers  whose names are preceded hy
the same sign.
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Losses
paid.
Net Premium
Deposits
earned.
Net Losses
incurred.
$9,571.64
1,772.50
3,299.66
4,171.73
27,789.06
5,664.34
2,266.10
5.60
$372.50
Nil
Nil
Nil
9,203.68
Nil
Nil
Nil
$6,880.19
1,740.77
3,886.31
4,201.13
30,093.98
6,219.26
1,948.61
5.37
Canadian  T?prM*proca1 Exchang-p
Canners Exchange Subscribers at Warner Inter Insur-
Nil
NU
Lumbermen's Underwriting Alliance   	
New York Reciprocal Exchange  	
8,683.68
200.00
Nil
Nil
$54,540.63
$9,576.18
$54,975.62
$9,256.18
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1933 	
1934	
$4,147,292.88
4,035,338.02
4,004,061.13
3,974,711.77
4,167,010.56
$1,754,656.20
1,293,543.97
1,695,857.70
1,225,095.33
1,713,369.72
$4,276,769.23
4,193,168.66
3,940,525.28
3,969,224.16
4,082,347.44
$1,415,504.54
1,463,967.73
1,429,564.93
1,168,859.66
1,876,513.43
33.09
34.99
1935  	
36.27
1936 . . 	
1937 	
29.45
45.96 O 74
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1937.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Aetna Casualty & Surety Co-
Aetna Insurance Co 	
Agricultural Insurance Co 	
$$AlIiance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia-
American Alliance Insurance Co	
American Automobile Fire Insurance Co._
American Automobile Insurance Co	
American Central Insurance Co	
American Home Fire Assurance Co	
Anglo Scottish Insurance Co., Ltd	
Atlas Assurance Co.,  Ltd   	
Baltimore American Insurance Co	
Bankers & Traders Insurance Co., Ltd—
British America Assurance Co	
British & European Insurance Co	
British Canadian Insurance Co	
British  Empire Assurance Co 	
British General Insurance Co., Ltd	
British Law Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co.,
Caledonian Insurance Co 	
Ltd.
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co-
Canada Security Assurance Co.	
Canadian Fire Insurance Co 	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation.
Casualty Co. of Canada 	
Central Insurance Co., Ltd.	
Central Manufacturers Mutual Insurance Co-
Century Insurance Co., Ltd  	
China  Fire Insurance  Co.,  Ltd —
Columbia  Insurance Co	
Commercial Union Assurance Co.,
Connecticut Fire Insurance Co—
Ltd..
Consolidated Fire & Casualty Insurance Co—
Continental Casualty Co	
Continental Insurance Co  	
Cornhill   Insurance  Co	
County Fire Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co—
Eagle Fire Co. of New York	
Economical Mutual Fire Insurance Co	
Employers Liability Assurance Corporation, Ltd.
Equitable Fire & Marine Insurance Co—	
Fidelity & Casualty Co. of N.Y 	
Fidelity Insurance Co. of Canada 	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Firemen's Insurance Co., Newark	
First National Insurance Co	
Fonciere Transport & Accident Insurance Co—
Franklin Fire Insurance Co— _ 	
General Accident Assurance Co 	
General Accident Fire & Life Assur. Corporation, Ltd..
General Casualty Co. of America 	
General Casualty Insurance Co. of Paris	
General Exchange Insurance Corporation  —
tGeneral Insurance Co. of America	
Glens Falls Insurance Co .—
Globe Indemnity Co  -—
Great American Indemnity Co-
Carried forward	
NU
Nil
Nil
$29,928.99
44.32
223.41
29,606.24
78,051.67
Ara
—28.13
7,400.63
6,035.78
Na
61,199.89
33,112.57
Ara
8,270.40
12,722.47
6,610.77
15,882.25
26,007.85
10,796.09
2,660.94
770.12
10,086.73
13,279.37
28,907.75
50,782.79
26,537.53
29,992.34
4,661.43
2,939.06
2,485.97
7,456.14
Na
Nil
13,778.26
A/a
Na
nu
Nil
10,290.66
44.68
8,391.10
27,297.09
583.32
NU
30,890.25
Ara
NU
2,255.92
Ara
Na
Na
1,837.45
19,402.82
16.287.18
45,286.10
—733.42
38,244.95
15,616.98
36,577.05
38,316.11
3,284.81
Nil
Na
Nil
$19,630.32
Na
31.01
14,885.22
61,956.45
Nil
NU
4,885.16
779.97
Nil
41,592.63
23,699.85
Na
1,971.11
10,610.89
849.81
6,505.57
13,353.06
2,631.31
695.36
1,348.42
12,487.92
8,533.07
9,770.17
46,836.87
12,218.16
17,139.15
4,277.17
1,206.48
2,640.61
4,885.16
Ara
Nil
8,733.50
Ara
Ara
198.75
Nil
4,733.13
6.20
5,385.68
9,091.64
325.80
32.47
17,020.91
Na
Na
4,156.25
Ara
Ara
Nil
27,742.02
11,655.49
8,067.92
38,107.61
18,674.21
23,567.88
8,328.96
19,223.28
18,696.25
1,829.20
Na
NU
Na
$30,135.94
42.30
193.74
26,896.18
68,787.01
Nil
—2.54
6,400.75
5,542.03
Nil
52,062.90
29,804.56
Na
7,848.67
11,681.21
6,026.96
15,611.61
22,476.04
10,222.28
2,573.48
698.81
9,690.03
11,401.72
23,716.29
45,861.11
24,947.04
26,484.37
4,565.46
2,716.25
2,733.55
6,448.76
Na
Na
12,388.40
Na
96.15
—74.38
Na
10,696.31
38.75
7,891.36
25,851.66
369.48
50.90
30,351.52
Nil
Na
2,737.23
Ara
Ara
Na
18,493.97
19,495.46
16,257.89
46,832.92
7,870.07
33,428.61
16,252.37
31,621.34
34,861.72
3,131.40
Ara
Ara
NO,
$13,965.57
Nil
66.51
17,275.22
87,334.45
Na
Nil
4,654.17
939.97
Nil
43,344.88
30,230.86
Ara
318.11
5,289.89
1,194.81
16,481.57
34,766.92
3,427.56
—3,854.64
948.42
10,272.92
8,898.07
13,658.97
43,494.87
10,130.91
18,598.62
3,027.17
1,209.48
2,606.49
4,654.17
Na
Nil
4,088.50
Nil
Na
1,384.75
NU
4.213.08
13.30
5,523.68
12,094.64
325.80
32.47
17,998.91
Ara
Na
1,173.40
Nil
Ara
Nil
16,947.02
3,642.49
9,722.92
22,777.11
—1,061.79
22,411.48
9,618.96
26,878.28
16,087.25
2,839.20
$814,838.23
$550,998.05
$774,286.56
$554,563.81 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
O 75
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1937—Con.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward-
Great American Insurance Co	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co —
Hardware Dealers Mutual Fire Insurance Co-
Hardware Mutual Fire Insurance Co —
Hartford Accident & Indemnity Co  	
Hartford Fire Insurance Co  	
Home Assurance Co. of Canada——	
IHome Insurance Co-
Homestead Fire Insurance Co-
Hudson Bay Insurance Co-
Imperial Guarantee & Accident Ins. Co. of Canada-
Imperial Insurance Office.  	
Indemnity Insurance Co. of North America-
Insurance Co. of North America  „
Law, Union & Rock Insurance Co., Ltd	
Legal & General Insurance Society, Ltd	
Liverpool & London & Globe Insurance Co—
Liverpool-Manitoba Assurance Co	
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co-
London & Lancashire Insurance Co	
London & Provincial Marine General Insurance Co., Ltd..
London & Scottish Assurance Corporation	
London  Assurance  	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumbermen's Mutual Casualty Co	
Lumbermen's Mutual Insurance Co-
Marine Insurance Co., Ltd	
Maryland  Casualty  Co 	
Merchants Marine Insurance Co-
Mercury Insurance Co -
Metropolitan Casualty Insurance Co  —
Minnesota Implement Mutual Fire Insurance Co—
tfMotor Union Insurance Co-
National Ben Franklin Fire Insurance Co-
National Fire Insurance Co. of Hartford.	
National Liberty Insurance Co	
National Union Fire Insurance Co 	
Newark Fire Insurance Co 	
New Jersey Insurance Co	
New York Underwriters Insurance Co-
Niagara Fire Insurance  Co 	
North British & Mercantile Insurance Co.,
Northern Assurance Co., Ltd	
Northwest Casualty Co   	
Ltd-
Northwestern Mutual Fire Association.
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd-
Occidental Fire Insurance Co 	
Ocean Accident & Guarantee Corporation, Ltd—
Ohio  Farmers  Insurance  Co — 	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co 	
Patriotic Assurance Co., Ltd _
Pearl Assurance Co., Ltd 	
Phoenix Assurance Co., Ltd 	
Phoenix Insurance Co. of Hartford	
Pioneer Insurance Co  	
Providence Washington Insurance Co-
Provincial Insurance Co	
Prudential Assurance Co., Ltd  	
Queen Insurance Co— 	
$814,838.23
1,965.99
126,232.61
26,230.64
49,679.14
42.07
42.07
21,121.74
5,201.47
47,995.91
7,267.68
3,583.06
5,264.58
272.36
36.24
8,971.48
14,999.13
21,685.81
4,208.91
906.58
35,582.64
5,474.37
9,743.54
771.94
5,985.34
53,662.00
53,919.91
15,362.12
Ara
Ara
1,407.70
8,897.24
— 816.28
20,489.46
42.07
28,306.12
372.40
NU
301.46
3,714.02
Na
Ntt
Na
14,538.38
11,295.42
23,882.76
29,562.91
1,118.44
23,714.09
3,048.68
42.469.02
12,102.59
7,326.62
7,286.08
1,065.41
14,246.38
94,295.98
Nil
787.08
31,732.66
13,181.24
4,495.02
$550,998.05
272.85
47,388.38
15,540.23
22,070.30
Ara
Nil
9,767.05
1,117.05
14,434.83
1,092.97
2,079.27
902.46
2,442.76
Na
6,993.77
7,788.61
10,229.48
2,036.06
142.00
15,407.26
3,151.56
6,327.15
38.07
5,387.94
28,597.97
28,291.76
13,310.52
Ara
Ara
546.03
6,714.74
2,458.01
8,002.36
NU
9,060.86
367.80
Nil
590.45
1,722.52
Nil
Na
Na
7,889.20
3,768.28
12,707.43
10,668.18
236.05
10,229.97
791.69
17,928.33
3,281.91
4,885.16
1,953.54
741.08
4,852.45
38.585.66
NU
140.65
25,172.37
3,359.65
2,067.02
$774,286.56
1,705.01
111,926.26
23,722.09
46,652.64
33.55
33.55
19,151.08
3,838.21
41,395.33
4,120.94
3,212.68
5,052.48
355.49
38.85
8,969.16
11,708.85
19,138.10
3,761.33
977.05
35,131.74
4,725.61
9,721.44
668.91
5,985.74
49,243.63
50,226.75
16,070.12
rva
8.80
1,507.17
7,528.95
1,459.52
20,248.66
33.55
26,736.51
388.24
Na
345.36
3,291.36
Na
NU
Na
13,156.18
12,098.44
21,800.17
27,787.24
1,142.47
21,614.13
3,192.52
38,786.97
9,954.39
6,336.73
6,810.57
891.99
10,834.65
86,435.07
Ara
809.73
32,177.80
10,994.77
3,982.28
$554,563.81
585.25
49,141.38
10,190.23
26,532.90
Na
Na
18,242.05
1,038.30
17,206.03
1,837.97
—400.73
3,585.46
2,317.76
Ara
6,058.77
9,205.61
9,338.48
1,840.06
4,142.00
13,242.26
2,626.56
9,452.15
88.07
12,393.94
24,883.26
27,775.76
10,137.52
Na
Na
461.03
12,064.74
2,364.71
13,469.90
Ara
14,655.86
368.28
Na
790.45
1,971.62
Ara
Nil
Na
8,394.20
3,454.28
10.869.43
9,854.61
276.05
13,614.97
1,476.69
18,778.33
3,155.10
4,654.17
1,983.54
741.08
9,397.45
47,770.66
Ara
292.87
17,056.67
4,484.65
2,366.02
Carried forward..
$1,740,626.79
$974,529.74
$1,660,292.37
$1,021,192.84 0 76
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1937—Con.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
Queensland Insurance Co., Ltd 	
Railway Passengers Assurance Co 	
tfRoyal Exchange Assurance	
♦Royal Insurance Co., Ltd 	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul-
Saskatchewan Mutual Fire Insurance Co	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co..	
Security Insurance Co. of New Haven	
Sentinel Fire  Insurance  Co —
Southern Insurance Co., Ltd  —
Springfield Fire & Marine Insurance Co—
Sun Insurance Office, Ltd	
Toronto General Insurance Co 	
Travelers Fire Insurance Co 	
Travelers Indemnity Co 	
Union Assurance Society, Ltd 	
Union Fire, Accident & General Insurance Co.
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd—
United British Insurance Co., Ltd  	
United  Pacific  Insurance Co 	
United States Fidelity & Casualty Co- 	
United States Fire Insurance Co  _	
Wapiti Insurance Co —	
Wawanesa Mutual Insurance Co 	
Wellington Fire Insurance Co. 	
Western Assurance Company  	
Westminster Fire Office   	
World Fire & Marine Insurance Co 	
World Marine & General Insurance Co 	
Yorkshire Insurance Co., Ltd  —
Zurich General Accident & Liability Insurance Co..
Totals   __
♦Central Insurance Co.,  Ltd  	
fFirst National Insurance Co  	
JFranklin  Fire Insurance  Co  	
JHomestead Fire Insurance Co  	
♦Hudson  Bay Insurance Co  —	
JNationai Liberty Insurance Co. of America..
♦Pioneer Insurance Co.. 	
$1,740,626.79
3,163.43
8,114.62
17,988.93
48,236.07
23,326.69
— 93.53
30,113.22
6,805.89
10,825.39
Na
2,466.89
Ara
12,599.18
70,734.12
1,434.02
7,898.58
6,781.28
11,609.47
20,091.76
200.32
25,416.25
2,292.58
Nil
4,441.28
29,906.37
3.78
12,093.00
Ara
5,198.68
10,337.15
90,130.57
$974,529.74
65.65
1,340.30
11,964.18
23,256.47
13,297.04
9,929.00
5,897.53
4,358.00
2,346.63
Nil
Nil
1,628.37
Nil
4,870.31
28,133.66
249.04
4,979.00
2,099.62
29,478.97
4,886.72
329.97
60,393.40
4,555.63
Na
1,309.57
15,382.68
— 6.00
5,904.79
Nil
1,506.80
3,410.45
35,408.26
$2,202,836.31   | $1,241,511.78
tfUnited British Insurance Co., Ltd   	
tt Westminster Fire Office    -
Note.—These figures are included in the foregoing
figures for the insurers whose names are preceded by
the same sign.
$7,376.41
4,148.61
21.98
1,671.74
40.12
Nil
2,650.56
2,650.96
10,950.63
$7,363.61
2,962.46
Nil
424.58
38.04
Nil
265.62
522.51
2,866.48
$1,660,292.37
1,898.18
8,091.86
16,741.20
43,166.87
20,611.77
8,354.31
17,989.31
7,116.65
7,007.93
Na
Ntt
2,133.57
Na
12,459.03
63,493.87
1,256.16
7,352.23
5,994.16
14,557.52
18,936.76
190.22
25,335.61
2,038.15
Na
4,666.73
31,649.69
—54.11
11,416.43
Na
5,593.52
9,000.11
75,347.85
$1,021,192.84
7,572.40
2,035.30
8,984.18
20,455.47
15,706.12
11,018.00
6,066.53
2,402.00
8,288.63
Ara
Ara
1,551.39
Ara
7,385.31
41,866.66
228.29
4,947.52
3,639.62
22,821.97
6,365.47
329.97
11,176.22
4,968.78
Na
979.86
4,695.99
— 6.00
8,740.79
Nil
1,385.80
3,960.45
37,228.26
1,044,607.06   | $1,265,993.82
TABLE VI.—AUTOMOBILE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Losses
paid.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1933 —	
$1,452,000
1,438,000
1,536,000
1,824,000
2,202,000
$671,000
881,000
887,000
1,120,000
1,242,000
$1,528,000
1,449,000
1,485,000
1,708,000
2,045,000
$709,000
855,000
1,052,000
1,251,000
1,266,000
1934	
1935  	
1936  	
1937 	
70.64
73.51
61.90 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1937.
O   77
TABLE VII.
MISCELLANEOUS INSURANCE PREMIUMS
i AND LOSSES IN 1937.
[SURANCE.
ACCIDENT AND SICKNESS US
Accident Insurance.
Sickness Insurance.
Name of Insurer.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
i
{
{
{
{
{
f
{
♦$3,387.86
740.38
38.20
20.00
1,586.48
2,078.87
2,811.10
2,022.88
14,508.75
629.30
1,462.52
1,407.25
3,888.03
$1,768.60
160.70
Ara
Nil
234.93
525.86
543.47
90.15
12,133.09
1,474.22
1,042.63
}
I
J
!
X
i
1
1
}
$396.79
$144.29
715.82
1,194.58
1,567.82
217.00
6,664.75
409.23
298.43
639.67
1,720.53
Ara
4,271.40
626.66
Canada Accident & Fire Assurance Co  	
Canadian General Insurance Co. - -
2,892.56
883.47
414.90
Car & General Insurance Corporation, Ltd  	
300.14
♦271.80
3,518.67
2,270.50
3,792.78
♦1,567.58
37.85
wa
1,587.41
866.25
2,340.07
974.30
80.15
NU
1,404.22
2,482.10
530.94
153.55
Commercial Union Assurance Co., Ltd  	
24,621.74
135.00
28,015.07
♦—127.40
♦11,587.93
3,261.39
14,844.40
182.15
9,913.84
Nil
3,875.78
798.42
23,788.01
14,027.24
Dominion of Canada General Insurance Co 	
Economical Mutual Fire Insurance Co  	
Employers' Liability Assurance Corporation, Ltd 	
Fidelity & Casualty Co. of New York  	
15,108.09
Nil
924.21
8,017.68
Ara
459.17
901.62
862.68
185.00
609.65
♦2,222.35
7,698.75
3,676.78
♦—659.07
—5,321.01
5,819.90
700.15
—16.99
936.55
♦48,318.71
452.43
3,335.70
394.55
5.00
724.34
607.26
2,923.17
5,761.07
♦291.95
1,424.76
5.00
25.00
3,121.06
♦2,559.61
♦9,593.76
♦15,798.98
20.00
♦48.93
131.90
876.85
7,692.39
2,165.02
2,830.70
13,141.23
1,101.91
28.55
Ara
67.21
27,743.72
Ara
1,135.11
98.50
Ara
46.33
426.51
1,372.59
2,668.12
285.00
1,894.38
Ara
Ara
530.12
1,098.50
6,639.70
8,644.65
Ara
240.93
2,512.07
469.40
3,618.00
5,498.00
5,138.01
2,657.68
—4,016.11
3,767.25
174.25
—17.82
35.50
2,690.74
1,399.88
7,156.20
2,665.98
Ara
241.56
166.06
General Accident Fire & Life Assurance Corporation, Ltd	
Hartford Accident & Indemnity Co 	
Home Assurance Co. of Canada 	
38.55
1,211.41
25.56
411.87
614.72
Na
Imperial Guarantee & Accident Insurance Co. of Canada
Law, Union & Rock Insurance Co., Ltd.	
Legal & General Assurance Society, Ltd 	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashier Guarantee & Accident Co. of Canada.—
London & Provincial Marine & General Insurance Co., Ltd	
London & Scottish Assurance Corporation, Ltd 	
353.57
61.50
1,316.49
2,222.25
Na
Nil
2,551.51
746.33
London Guarantee & Accident Co., Ltd 	
London Life Insurance Co	
1,406.58
1,365.95
Loyal Protective Life Insurance Co _	
Lumbermen's Mutual Casualty Co.	
10.60
45.07
903.39
Na
Merchants  Casualty Insurant  Cn
Metropolitan Casualty Insurance Co.   	
Metropolitan Life Insurance Co  . 	
483.77
♦5,870.66
6,427.54
NU
514.00
Carried forward	
$244,205.47
$149,974.85
$75,388.90
$52,438.86
* Accident and sickness. O 78
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Insurer.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Brought forward 	
Motor Union Insurance Co., Ltd	
Mutual Benefit Health & Accident Association-
North British & Mercantile Insurance Co., Ltd..
Northern Assurance Co., Ltd—
Norwich Union Fire Insurance Society, Ltd—
Occidental Fire Insurance Co	
Occidental Life Insurance Co 	
Ocean Accident & Guarantee Corporation, Ltd.
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Protective Association of Canada	
Provident Assurance Co   	
$244,205.47
707.81
•116,472.52
5,345.93
525.00
2,931.42
214.60
7,905.24
9,678.06
213.10
2,012.26
•24,132.86
Provident Life & Accident Insurance Co.-
Prudential Assurance Co., Ltd	
Prudential Insurance Co. of America-
Railway Passengers Assurance Co	
Royal  Exchange Assurance	
Royal Insurance Co.,  Ltd  	
Scottish Metropolitan Assurance Co., Ltd—
Sun Insurance Office, Ltd	
Toronto General Insurance Co—	
Travelers Indemnity Co-
Travelers Insurance Co-
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd..
United States Fidelity & Guarantee Co „.
Western Assurance Co-
World Marine & General Insurance Co., Ltd—
Yorkshire Insurance Co., Ltd 	
Zurich General Accident & Liability Insurance Co., Ltd,
Totals  	
1,259.00
Na
4,699.76
1,467.20
6,119.23
363.42
4,702.48
38,024.70
679.91
12,976.93
14.10
942.98
1,936.00
133.15
•6,847.29
2,852.62
2,019.87
$149,974.85
187.50
52,626.47
1,587.21
33.93
548.10
Ara
15,876.17
5,323.32
Ara
1,400.24
19,408.48
308.53
Nil
2,539.83
325.84
1,606.82
148.60
1,884.63
16,414.27
12,256.05
139.66
3,355.35
Ara
629.49
849.68
Nil
7,450.06
1,318.16
514.37
$75,388.90
2,528.04
42.04
394.55
151.70
7,416.62
1,952.28
1,178.20
342.91
Ara
2,004.81
454.92
3,403.74
747.05
32,619.62
256.57
16,256.05
15.90
160.00
800.97
96.25
Na
6,458.23
$52,438.86
1,544.61
181.67
213.51
92.85
3,332.63
1,226.10
A/a
459.28
Nil
2,333.23
18.40
3,674.91
666.18
20,593.69
745.07
11,769.80
Ara
Ara
50.76
136.25
Na
2,687.00
$569,279.27 I    $296,770.60
$152,669.35
$102,064.80
Totals for 1936-
$474,103.78
$227,852.33
$165,184.71
$97,631.88
♦ Accident and sickness.
BOILER AND MACHINERY AND PLATE-GLASS INSURANCE.
Boiler and Machinery
Insurance.
Plate-glass Insurance.
Premiums.
Losses.
Premiums.
Losses.
Alliance Assurance Co., Ltd    	
$54.05
22.90
$54.16
$2,609.73
Ara
281.77
553.50
22,379.55
41.93
551.67
723.23
448.81
461.09
1,303.03
3,343.24
954.27
262.72
75.62
250.96
	
13,211.35
53.90
64.12
324.36
445.79
320.54
2,020.91
1,668.82
282.05
92.90
169.26
131.72
Ara
Century Insurance Co., Ltd —  	
Carried forward.. — 	
$2,741.45
$31,457.38
$19,341.07 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1937.
O 79
TABLE VII.^MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
BOILER AND MACHINERY AND PLATE-GLASS INSURANCE—Continued.
Name of Insurer.
Boiler and Machinery
Insurance.
Premiums.
Losses.
Plate-glass Insurance.
Premiums.
Losses.
Brought forward..
$2,741.45
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co-
Continental  Casualty  Co-
Dominion Fire Insurance Co 	
Dominion of Canada General Insurance Co-
Eagle Star Insurance Co., Ltd	
Employers' Liability Assurance Corporation, Ltd—
Federal Fire Insurance Co-
Fidelity & Casualty Co. of New York-
Fidelity Insurance Co. of Canada-
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Co. of America '. 	
General Casualty Insurance Co. of Paris -
Globe Indemnity Co. of Canada	
Great American Indemnity Co  	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co  —
33,585.95
420.52
$16,570.26
Ara
Hartford Accident & Indemnity Co- _	
Hartford Steam Boiler Inspection and Insurance Co-
Home Assurance Co. of Canada  	
Hudson Bay Insurance Co—
301.07
Imperial Guarantee & Accident Insurance Co. of Canada
Imperial Insurance Office
Indemnity Insurance Co. of North America -
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd—
Liverpool & London & Globe Insurance Co., Ltd 	
London   &   Lancashire   Guarantee   &   Accident   Co.   of
Canada       	
London & Provincial Marine & General Insurance Co.
Ltd    	
London & Scottish Assurance Corporation, Ltd—
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co- _	
Maryland Casualty Co-
Ara
Metropolitan Casualty Insurance Co 	
Motor Union Assurance Co., Ltd- 	
National Provincial Insurance Co., Ltd 	
North British & Mercantile Insurance Co., Ltd—
Northern Assurance Co., Ltd. 	
Northwest Casualty Co   	
Norwich Union Fire Insurance Society, Ltd—
Occidental Fire Insurance Co. 	
Ocean Accident & Guarantee Corporation, Ltd—
Phoenix Assurance Co., Ltd	
Provident Assurance Co 	
Prudential Assurance Co.,  Ltd 	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co  ,
Royal Insurance Co., Ltd—
707.99
Na
Scottish Metropolitan Assurance Co., Ltd—
Sun Insurance Office, Ltd  1	
Toronto General Insurance Co 	
Travelers Indemnity Co—
733.62
Nil
Union Assurance Society, Ltd 	
Union Insurance Society of Canton, Ltd—
United States Fidelity & Guarantee Co	
Wawanesa Mutual Insurance Co	
Western Assurance Co  	
World Marine & General Insurance Co., Ltd—
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Assurance Co., Ltd.
Totals        —
$40,052.23
$16,871.33
Totals for 1936-
$67,296.76
$4,482.37
$31,457.38
42.87
246.02
605.42
26.83
1,795.89
339.22
557.37
13.62
219.80
873.64
391.98
633.11
—28.76
396.81
615.94
356.94
1,165.67
232.70
—36.67
112.38
1,362.67
560.47
604.88
101.53
452.63
1,192.01
41.44
63.32
318.94
10.57
1,048.31
15.95
1,518.56
428.87
402.78
750.60
105.26
1,867.92
1,296.91
322.93
46.13
1,201.35
816.49
165.65
239.74
428.95
763.46
3.88
1,324.55
485.04
52.73
—21.09
52.41
261.54
191.32
$58,473.28
$50,334.75
$19,341.07
NU
300.56
250.10
90.60
984.96
55.16
293.10
Ara
196.56
44.64
146.83
184.43
4.29
370.30
783.43
136.36
849.34
18.60
642.06
32.76
1,114.38
Ara
106.72
Na
159.73
465.95
52.00
Ara
151.75
Na
671.29
Na
429.89
320.52
134.84
252.45
72.62
990.65
246.05
10.20
NU
423.10
761.90
Ara
46.64
4.25
113.13
Nil
651.15
106.24
94.00
44.44
34.00
294.13
—12.76
$32,485.67
$32,138.00 0 80
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
GUARANTEE AND THEFT INSURANCE.
Name of Insurer.
Guarantee Insurance.
Premiums.
Losses.
Theft Insurance.
Premiums.
Losses.
Aetna Casualty & Surety Co.-
Acadia Fire Insurance Co	
Alliance Assurance Co., Ltd—
Anglo-Scottish Insurance Co., Ltd._
Atlas Assurance Co., Ltd 	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co.
British Northwestern Fire Insurance Co...
Canada Accident & Fire Assurance Co..	
Canada Security Assurance Co  	
Canadian Fire Insurance Co 	
Canadian General Insurance Co	
Canadian Indemnity Co—   	
Canadian Surety Co.-
Casualty Co. of Canada 	
Century Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd..
Connecticut Fire Insurance Co 	
Consolidated Fire & Casualty Insurance Co.-
Continental Casualty Co...
Dominion of Canada General Insurance Co. —
Employers' Liability Assurance Corporation, Ltd..
Federal Fire Insurance Co._   — -
Fidelity & Casualty Co. of New York _	
Fidelity Insurance Co. of Canada. 	
Fonciere Transport & Accident Insurance Co.-   -
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Insurance Co. of Paris  -
Globe Indemnity Co. of Canada  	
Guarantee Co. of North America  	
Guardian Insurance Co. of Canada — _ 	
Guildhall Insurance Co.,  Ltd.-
Hartford Accident & Indemnity Co. -
Home Insurance Co	
Hudson Bay Insurance Co.
Imperial Guarantee & Accident Insurance Co. of Canada
Imperial Insurance Office    	
Indemnity Insurance Co. of North America. 	
Law, Union & Rock Insurance Co., Ltd._
Legal & General Assurance Society, Ltd - -
Liverpool & London & Globe Insurance Co	
London   &   Lancashire   Guarantee   &   Accident   Co.   of
Canada  —  	
London & Provincial Marine and General Insurance Co.,
Ltd.
London & Scottish Assurance Corporation, Ltd	
London Guarantee & Accident Co., Ltd	
Maryland Casualty Co._
Metropolitan Casualty Insurance Co...
National Surety Corporation-
North British & Mercantile Insurance Co., Ltd.-
Northern Assurance Co., Ltd	
Northwest Casualty Co..
Norwich Union Fire Insurance Society, Ltd-
Occidental Fire Insurance Co.  _	
Ocean Accident & Guarantee Corporation, Ltd.
Pearl Assurance Co., Ltd 	
Phoenix Assurance Co., Ltd	
Provident Assurance Co 	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co...
Reliance Insurance Co. of Canada—
Royal Exchange Assurance	
Royal Insurance Co., Ltd—
St. Paul Fire & Marine Insurance Co...
Carried forward	
Nil
$519.77
54.80
874.65
403.85
77.50
1,830.45
588.69
3,989.23
22,618.84
11,244.63
26,811.61
175.85
798.04
2,105.50
4,493.50
3,697.37
3,878.69
—16.93
4,915.09
1,732.46
4,455.62
80.00
6,853.69
2,486.07
245.85
113.35
1,505.56
2,630.07
2,031.05
305.29
55.00
—47.01
367.10
733.27
736.25
985.37
2,337.88
520.80
88.27
Na
389.65
2,461.24
10.255.21
Nil
$130,447.01
Ara
Na
NU
Nil
$914.42
Nil
97.40
Nil
Na
487.45
455.88
—224.68
—30.20
Nil
Nil
282.01
—.05
—107.44
NU
5,047.79
~Ara
—132.50
625.85
Nil
Na
—11.94
Ara
145.85
NU
NU
Nil
Na
15.00
—22.50
Na
Na
Nil
NU
Na
Nil
1,339.96
—221.08
Ara
$1,938.14
900.54
1,154.25
954.52
1,214.16
1,468.63
1,827.88
1,941.16
951.24
22,496.03
15,339.12
6,481.38
1,153.75
1,277.29
343.60
1,156.78
4,107.82
4,725.28
55.30
4,062.21
523.68
10,440.02
1,341.36
—4,697.12
4,750.32
3,491.46
—11.06
1,563.40
142.45
940.90
229.35
24.00
1,147.17
737.37
2,668.67
5,975.44
855.69
338.05
1,868.79
2,078.80
1,585.94
2,631.62
1,696.08
2,151.91
725.63
4,013.99
255.66
1,249.55
781.35
32.40
717.44
301.65
1,740.91
5,575.28
NU
$1,673.76
358.05
73.22
318.52
40.00
713.25
1,115.23
600.19
Na
8,419.29
6,171.55
2,210.70
137.20
435.20
618.00
300.97
682.40
1,782.23
1,802.33
129.30
3,079.30
220.30
2,394.77
1,933.63
684.34
A?a
132.59
28.50
409.33
Ara
Ara
496.85
101.72
1,098.79
1,077.74
640.95
Nil
1,616.02
1,130.07
185.50
446.10
779.83
861.90
423.95
1,777.93
144.50
893.92
443.25
Na
1,053.36
NU
873.00
2.167.89
Nil
$9,361.61
$136,125.31
$52,677.42 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
0 81
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
Continued.
GUARANTEE AND THEFT INSURANCE—Continued.
IN 1937—
Name of Insurer.
Guarantee Insurance.
Theft Insurance.
Premiums.
Losses.
Premiums.
Losses.
$130,447.01
5.00
$9,361.61
Ara
$136,125.31
2,058.11
22,820.82
$52,677.42
Scottish Metropolitan Assurance Co., Ltd	
353.60
8,813.45
17.00
3,227.70
7,495.99
706.92
37.84
6,583.85
1,011.12
Union Assurance Society, Ltd   	
Na
246.99
Union Insurance Society of Canton, Ltd. - 	
1,281.23
5.00
7,650.83
201.04
Ara
—54.35
2,059.68
4,848.96
724.71
1,434.38
1,928.01
2,799.86
4,290.09
924.81
160.33
1,858.90
111.95
1,116.95
8.19
Ara
Ara
1,283.36
World Marine & General Insurance Co., Ltd 	
892.20
317.93
Zurich General Accident & Liability Insurance Co., Ltd.
Totals    	
1,535.27
$151,290.32
$9,587.84
$191,854.85
$64,690.31
Totals for 1936
$130,994.67
$31,987.66
$197,946.52
$76,391.74
INLAND-TRANSPORTATION AND MARINE INSURANCE.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
Acadia Fire Insurance Co    	
$4,340.64
$208.90
$3,057.87
$972.21
Alliance Assurance Co., Ltd	
972.52
328.25
6.99
73.24
612.81
561.15
Ara
Nil
10.31
Ara
162.95
N4
3,595.86
6,474.75
Ara
American Alliance Insurance Co   	
American Insurance Co   ,	
16,750.73
7,721.69
Automobile Insurance Co. of Hartford.	
Bankers' & Traders' Insurance Co., Ltd  — 	
Nil
70,223.58
10,896.98
7,542.91
Nil
152.09
2,229.98
54.34
Nil
1,000.59
Nil
47,145.79
5,424.45
4,624.57
British America Assurance Co.	
British & Foreign Marine Insurance Co., Ltd	
Rritish   Canadian   Insurance Co.
British Northwestern Fire Insurance Co  	
British  Oak Insurance Co.,   T,t.d.
621.56
Na
12,684.93
—10,596.53
Canada Accident Fire Assurance Co.... - 	
25.50
3,339.93
NU
915.64
Canada Security Assurance Co—           .__
Ca.nadia.n   Indemnity  Co.
144.59
205.28
ATa
Ara
Ara
109.37
11,475.47
424.67
Ara
15.44
Ara
Ara
Ara
17.50
1,751.33
3.18
6,919.44
rva
20.00
Ara
1,084.54
3,904.60
Ara
China Fire Insurance Co., Ltd.
Columbia Insurance Co   	
Ara
97.00
Connecticut Fire Tnsurancp   Cn.
Cornhill Insurance Co., Ltd   „	
9,318.50
67.00
11.35
Dominion of Canada General Insurance Co., Ltd 	
470.40
262.77
Eagle Fire Company of New York	
Eagle Star Insurance Co., Ltd _     	
4,159.08
50,867.23
82.86
21,381.59
Economic Insurance Co., Ltd	
Employers Liability Insurance Corporation, Ltd  	
223.50
15.00
$26,635.05
$4,179.19
$203,596.40
$91,451.91 0 82                                                    BRITISH COLUMBIA
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937—
Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$26,635.05
2,278.62
2,246.74
3,688.54
36.35
$4,179.19
765.89
361.17
133.82
Ara
$203,596.40
$91,451.91
25,549.31
171,495.91
17,014.43
111,707.52
	
13,689.00
20,995.20
General Accident Fire & Life Assurance Corporation, Ltd	
484.50
Ara
2,666.09
111.73
489.09
Ara
Ara
Ara
Ara
43,398.84
310.50
Ara
85.41
25.00
Ara
161.47
79.85
Ara
Ara
Ara
Ara
Ara
Ara
Ara
356.50
44,334.69
Home Fire and Marine Insurance Co	
2,304.15
59,798.77
185.82
Ara
Imperial Guarantee & Accident Insurance Co. of Canada—
2,026.36
12,878.06
228.90
73.53
107.36
Indemnity Marine Insurance Co.
139.33
7,863.24
63.60
36.76
585.45
14,871.53
39,520.27
4,323.77
268.96
6,360.13
5,289.82
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Insurance Co., Ltd.
London & Provincial Marine & Gen. Insurance Co., Ltd.—
1,787.49
71.00
3,357.09
Ara
Ara
Ara
95,995.90
14,779.67
1,230.12
747.75
8,112.65
4,619.03
495.69
1,175.63
217.79
405.91
352.66
137.22
Ara
34.42
16,465.91
12,795.65
Ara
331.80
Ara
New Brunswick Fire Insurance Co	
45.00
135.10
840.49
163.42
69.60
43.00
4,450.75
1,344.41
Ara
481.70
90.08
430.29
301.75
Ara
Ara
128.78
1,169.99
Ara
62.58
North British & Mercantile Insurance Co., Ltd.-	
50,438.40
1,732.07
18,526.31
767.02
Norwich Union Fire Insurance Society, Ltd   -
Ocean Accident & Guarantee Corporation, Ltd	
22,441.70
6,856.12
Ara
Ara
Ara
22,817.94
100.00
4,874.46
13,510.85
4,290.00
3,698.90
37,977.94
31.57
16,269.87
400.77
45.00
494.02
171.38
1,556.42
470.54
47.68
16.38
Ara
317.20
19,341.88
3,200.78
60,420.22
412.90
Queen Insurance Co. of America 	
510.96
Ara
Ara
656.17
267.57
283.82
$93,917.10
$23,055.18
$924,882.16
$369,217.05 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1937.
O 83
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$93,917.10
19,159.16
Ara
2,285.46
51.73
2,085.01
Na
522.60
$23,055.18
33.40
Ara
206.64
3.12
124.74
Ara
76.20
$924,882.16
42,137.45
15,339.17
20.52
$369,217.05
22,105.44
1,251.20
Ara
36,513.69
7,298.76
22,419.33
9,013.26
Ara
61,976.99
2,831.28
7,802.64
667.25
319.70
1,209.75
127.37
1,722.81
95.71
133.82
157.10
862.13
Ara
492.03
Ara
5,604.05
Toronto General Insurance Co.. — 	
Na
Union Insurance Society of Canton, Ltd  - 	
Union Marine & General Insurance Co., Ltd 	
83,331.44
22,577.44
23,738.62
16,066.83
754.20
133.82
133.82
376.50
7,604.91
4,793.58
898.86
3,074.78
38,878.54
21,426.45
2,294.86
29,408.61
27,945.86
16,956.10
5.00
Nil
354.70
9,987.62
Totals
$126,896.39
$25,788.50
$1,263,146.59
$570,631.96
Trials for 1936
$115,789.19
$67,188.60
$977,600.68
$710,289.19
PUBLIC-LIABILITY AND EMPLOYERS'-LIABILITY INSURANCE.
Name of Insurer.
Public-liability
Insurance.
Premiums.
Losses.
E mployers'-liability
Insurance.
Premiums.
Losses.
Aetna Life Insurance Co 	
Alliance Assurance Co., Ltd.	
Atlas Assurance Co.,  Ltd	
British America Assurance Co..   	
British Canadian Insurance Co   	
British Empire Assurance Co.- 	
British Northwestern Fire Insurance Co .
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co.- 	
Canadian General Insurance Co   	
Canadian Indemnity Co..   	
Canadian Surety Co 	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada.— 	
Commercial Union Assurance Co., Ltd 	
Consolidated Fire & Casualty Insurance Co _.	
Continental Casualty Co	
Dominion of Canada General Insurance Co 	
Employers' Liability Assurance Corporation, Ltd.	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fonciere Transport & Accident Insurance Co 	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Insurance Co. of Paris	
Globe Indemnity Co. of Canada.    	
Guardian Insurance Co. of Canada	
Carried forward	
$352.89
293.81
262.42
1,048.71
217.00
3,218.39
764.85
19,251.00
30,691.96
4,818.62
185.15
352.58
736.42
976.61
2,776.56
12,190.89
2,292.19
432.49
23,694.88
2,096.22
—11.57
3,444.47
8,422.66
$118,520.77
Ara
$6.00
Nil
76.00
Ara
152.50
40.05
7,292.64
6,689.16
403.55
Ara
14.00
45.00
39.50
876.48
7,815.70
3,465.15
45.50
7,271.00
24.06
83.80
1,549.80
149.00
$36,038.89
$291.91
25.00
50.55
199.75
297.18
2,478.69
37.58
23.00
167.00
549.33
645.09
3.13
3,872.51
123.52
—19.19
167.17
1,065.68
$9,997.09
Ara
Ara
Ara
$57.80
2.25
122.50
Nil
NU
Nil
Nil
293.08
Nil
725.62
Ara
—.66
Ara
198.07
$1,399.32 O 84
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
PUBLIC-LIABILITY AND EMPLOYERS'-LIABILITY INSURANCE—Continued.
Name of Insurer.
Public-liability
Insurance.
Employers'-llability
Insurance.
Premiums.
Losses.
Premiums.
Losses.
$118,520.77
$36,038.89
$9,997.09
$1,399.32
2,321.71
—16.50
250.54
7.30
6.00
1,173.16
1,101.90
3,014.37
5,108.79
35.00
514.99
94.25
1,836.30
62.24
340.05
1,020.11
36.70
487.37
1,283.21
2,772.99
6.51
5,933.51
254.00
343.14
209.86
245.00
17.50
3.50
Ara
590.05
45.31
109.80
2,223.93
Ara
250.00
Ara
3,161.33
Ara
Ara
307.92
Ara
357.38
107.00
16.62
NU
141.86
790.91
2.90
7.20
Nil
London   &   Lancashire   Guarantee   &   Accident   Co.   of
Nil
London & Provincial Marine & General Insurance Co.,
Ltd                          	
Nil
Nil
523.74
89.00
36.50
140.65
Nil
332.75
rsra
Nil
5.50
100.46
69.45
NU
Nil
Nil
158.55
26.30
NU
507.71
629.01
1,383.59
5,938.76
130.83
407.11
5,089.67
406.47
3,228.83
152.76
15,849.76
3,418.99
1,284.84
495.64
1,586.02
3,017.74
817.90
12.00
14.45
1,913.15
Ara
Ara
533.25
Ara
5,207.94
Ara
2,093.76
557.30
Ara
51.00
2,192.10
89.17
Railway Passengers Assurance Co	
28.75
38.55
343.98
4.61
69.12
235.05
NU
NU
Na
Scottish Metropolitan Assurance Co., Ltd  	
37.68
Ara
nu
296.15
Nil
Union Insurance Society of Canton, Ltd _._ _.	
617.07
142.92
2.00
58.42
343.50
294.21
Ara
NU
751.38
Zurich General Accident & Liability Insurance Co., Ltd.
23.90
Totals      	
$190,052.64
$57,284.01
$14,636.37
$2,788.71
Totals for 1936                     	
$175,328.11
$42,825.00
$14,375.57
$8,582.31 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1937.
0 85
TABLE VII.—MISCELLANEOUS INSURANCE  PREMIUMS AND LOSSES IN  1937-
Continued.
WEATHER AND HAIL INSURANCE.
Name of Insurer.
Weather Insurance.
Hail Insurance.
Premiums.
Losses.
Premiums.
Losses.
$2.70
3,047.00
$2.62
898.13
$535.00
Nil
20.87
1.66
1.00
4.80
—3.26
35.76
—.88
32.81
—9.31
.90
753.94
4.18
61.20
39.33
559.10
4.69
208.70
1.00
39.38
95.22
415.94
12.30
1.80
21.59
6.67
1.80
4.67
21.31
95.16
1.60
1.80
2.55
5.00
1.20
1,045.00
NU
Nil
Nil
55.00
Nil
Nil
Nil
Nil
.87
Ara
Nil
43.98
Ara
Ara
Ara
Ara
Ara
Ara
Ara
Ara
Ara
1.75
Ara
21.50
1.75
Ara
rva
Ara
Ara
1.75
Nil
Nil
Nil
43.84
2,530.01
$725.66
176.13
55.67
120.00
Ara
NU
2.01
.67
5.33
235.72
82.50
—5.58
.90
Ara
Ara
Ara
Ara
Nil
Nil
Na
Nil
.87
70.24
44.03
3,479.67
13 92
736.87
Totals
$13,270.64
$1,142.30
$6,884.84
$1,531.62
Totals for 1936
$605.82
$30.30
$6,837.28
$5,835.17 0 86                                                    BRITISH
COLUMBIA
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937—
Continued.
PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE.
Name of Insurer.
Property-damage
Insurance.
Miscellaneous.
A.—Aircraft.
C—Credit.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Premiums.
Losses.
Premiums.
Losses.
S.L.    —$1.91
S.L.      198.03
S.L.        57.85
Ara
Ara
Ara
$0.78
Ara
$5,616.05
$1,096.00
146.34
Ara
214.27
Ara
C.         775.17
Ara
2,207.63
72.04
5.50
Nil
S.L.        95.00
Ara
British Empire Assurance Co   	
37.44
259.79
Nil
20.25
	
21.96
395.07
466.52
304.15
11.24
Ara
243.75
9.88
63.51
419.60
2.50
4,443.83
2.99
—2.65
148.15
4,209.70
rva
Ara
Ara
402.88
NU
Nil
NU
Nil
6.50
868.67
Ara
69.29
Ara
	
	
	
S.L.       —.64
S.L.        38.67
Ara
Employers' Liability Assurance Corporation, Ltd	
73.74
1,171.95
S.L.      119.26
S.L.        27.97
Ara
W.C.      24.30
208.20
46.83
Ara
Ara
4,921.42
Ara
2,157.62
52.80
21.27
4.58
4.58
289.35
1,129.00
19.77
99.00
Na
Ara
Ara
Ara
Ara
Ara
Ara
Ara
Ara
S.L.      631.77
S.L.     —1.27
S.L.        19.30
L.S.      607.95
S.L.      156.15
W.C.        2.70
Ara
Ara
Ara
Ara
Ara
Imperial Guarantee & Accident Insurance Co. of Canada-
Indemnity Insurance Oo. of North America-
1,448.08
478.73
2,040.09
39.48
8,592.52
287.22
Ara
Ara
8.77
nu
16.00
45.45
Liverpool & London & Globe Insurance Co., Ltd	
Ara
S.L.        32.84
S.L.      —1.27
Ara
Nil
f
S.L.        20.75
W.C. 2,022.00
Nil
NU
i-
34.17
2.56
Ara
wa
S.L.     —1.53
NU
lVWrnry   Insurance   Cn.
109.06
4.58
252.82
Ara
Ara
Ara
A.               .40
Nil
National Provincial Insurance Co., Ltd..	
502.23
131.83
Ara
Ara
	
$41,919.17
$3,285.00
$4,729.61
$255.81 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937.
O 87
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937-
Continued.
PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Premiums.
Losses.
Miscellaneous.
A.—Aircraft.
C—Credit.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Premiums.
Losses.
Brought forward-
New York Underwriters Insurance Co..
Niagara Fire Insurance Co..
North British & Mercantile Insurance Co., Ltd—
North Empire Fire Insurance Co.— 	
Northern Assurance Co., Ltd..
Northwestern Mutual Fire Association..
Phoenix Assurance Co., Ltd.— 	
Phoenix Insurance Co. of Hartford - _
Providence Washington Insurance Co—
Prudential Assurance Co., Ltd 	
Quebec Fire Assurance Co-
Queen Insurance Co. of America	
Railway Passengers Assurance Co., Ltd—
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Union & National Insurance Co._
Sentinel Fire Insurance Co	
Springfield Fire & Marine Insurance Co—
Sun Insurance Office, Ltd	
Travelers Fire Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd—
United Firemen's Insurance Co	
Western Assurance Co    	
World Fire & Marine Insurance Co._
Yorkshire Insurance Co., Ltd	
Totals .
Totals for 1936..
$41,919.17
289.75
994.32
787.31
19.77
25.00
,179.50
766.88
817.88
103.97
643.46
4.00
84.52
230.60
540.50
,838.48
7.50
232.00
628.72
,456.91
,095.60
,000.58
177.30
,772.80
9.88
205.04
$79,831.44
$15,750.66
$3,285.00
Ara
422.87
Ara
Ara
NU
NU
81.85
1,053.35
7.50
NU
NU
Nil
123.15
Nil
22.50
Ara
Ara
NU
NU
484.96
2,313.08
Ara
870.47
Ara
NU
$8,664.73
$2,112.80
1,729.61
S.L.
15.73
S.L.
—1.27
S.L.
S.L.
121.86
148.68
S.L.
—2.09
W.C.
50.00
S.L.
—.64
$5,065.88
$2,223.80
$255.81
Nil
Nil
NU
NU
Nil
NU
NU
$255.81
$206.07
TABLE VIIL—MISCELLANEOUS INSURANCE  (TABLE VII.)  SUMMARY.
1933.
1934.
1935.
1936.
Accident,  P—
L. _
Guarantee, P—
L-
Inland-transportation, P—
L.
Marine,   P	
L _	
Property-damage, P. .
L-
Public-liability, P	
L	
Sickness, P	
L 	
Other forms, P	
L.	
Total P-
Total L...
$442,000
247,000
99,000
32,000
88,000
21,000
759,000
351,000
145,000
32,000
196,000
120,000
285,000
189,000
$2,014,000
992,000
$445,000
231,000
130,000
9,000
110,000
79,000
729,000
513,000
6,000
Nil
128,000
50,000
199,000
86,000
278,000
160,000
$2,025,000
1,128,000
$413,000
230,000
112,000
29,000
158,000
63,000
763,000
655,000
31,000
2,000
139,000
31,000
164,000
108,000
278,000
125,000
$2,058,000
1,243,000
$474,000
228,000
131,000
32,000
116,000
67,000
978,000
710,000
16,000
2,000
175,000
43,000
165,000
98,000
339,000
128,000
$2,394,000
1,308,000
$569,000
297,000
151,000
9,000
127,000
26,000
1,263,000
571,000
80,000
9,000
190,000
57,000
153,000
102,000
330,000
119,000
$2,863,000
1,191,000
Note.—" P " refers to premiums and " L " to losses paid. 0 88
BRITISH COLUMBIA.
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF INSURERS OTHER
THAN INSURERS TRANSACTING LIFE INSURANCE.
(For Investments of Insurers transacting Life Insurance, see pages 68 and 69.)
Name of Insurer.
Mortgages.
In other
Securities.
American Credit Indemnity Co —
Anglo-Scottish Insurance Co., Ltd—
Baloise Fire Insurance Co  	
Boiler Inspection & Insurance Co-
British America Assurance Co	
British Columbia Plate Glass Insurance Co-
British Crown Assurance Corporation, Ltd—
British Empire Assurance Co-
British Northwestern Fire Insurance Co..
Caledonian Insurance Co 	
Canada  Security Assurance  Co  	
Canadian Fire Insurance Co -	
Canadian General Insurance Co	
Canadian Indemnity Co   	
Canadian Surety Co	
Casualty Co. of Canada  	
Central Union Insurance Co	
Century Insurance Co., Ltd..
Consolidated Fire & Casualty Insurance Co..
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co..
Ensign Insurance Co	
Fireman's Fund Insurance Co	
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd..
Globe Indemnity Co. of Canada _  .	
Guarantee Co. of North America 	
Guardian Insurance Co. of Canada ....
Home Assurance Company of Canada—   	
Hudson Bay Insurance Co	
Imperial Insurance Office    	
London & Lancashire Insurance Co., Ltd   	
London  Guarantee & Accident Co	
Lumber Mutual Fire Insurance Co. of Boston .
Mercantile Insurance Co — 	
Mercury Insurance Co  	
Mill Owners Mutual Fire Insurance Co	
Mutual Benefit Health & Accident Association  -
National Provincial Insurance Co., Ltd	
New Hampshire Fire Insurance Co	
North British & Mercantile Insurance Co.. Ltd.
North Empire Fire Insurance Co— 	
Northwest Casualty Co..  	
Norwich Union Fire Insurance Society, Ltd	
Pacific Coast Fire Insurance Co— 	
Phoenix Assurance Co., Ltd.. 	
Protective Association of Canada	
Quebec Fire Assurance Co — 	
Reliance Insurance Co. of Canada	
Royal Insurance Co., Ltd..
Security National Insurance  Co  -
Stanstead & Sherbrooke Fire Insurance Co., Stock Mutual-
Toronto General Insurance Co— 	
Wapiti Insurance Co     	
Yorkshire Insurance Co., Ltd— -  	
Totals-
Ara
Ara
Ara
Nil
Nil
$36,000.00
Nil
Nil
Nil
175,992.60
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
50,778.75$
Nil
Nil
NU
Nil
NU
Nil
Nil
Nil
63.000.00J:
11,754.42
Ara
Ara
Ara
Ara
Ara
Ara
Ara
Ara
nu
96,000.00
Nil
Nil
Nil
148,354.04$
Ara
Ara
Ara
Nil
20,000.001
Ara
Nil
Nil
Nil
256,046.00
$857,925.81
$75
26.
5
14
3
28
35.
5
15.
124
116.
25
34.
29
53
6
35
26
10
40
110
5
90
53
32
4
100
56
30
50
101
220
15
109
100
20
30,
4
50
195
39
2
119
249
105
10
16
15
20.
5,
4
5,
.
463
000.00
280.00*
,050.00
.000.00
000.00*
,078.22
000.00*
000.00
000.00*
711.79
025.00$
000.00*
679.44*
340.80
,000.00*
,025.34$
000.00
000.00*
000.00
000.00*
811.47$
.000.00*
,060.00
,000.00*
450.0H*
400.00
ooo.on*
,253.00$
,000.00*
000.00$
Na
,800.01*
,054.20
000.00
,239 99*
,000.00*
,000.00*
000.00$
,866 67*
000 00
,897 12
,150 00
,000 00*
,000 on*
,600 nn*
493 73
,000 no
546 67$
,000 00$
,78400$
000.00*
000.00*
000.00*
850.00
483,56
$3,144,871.01
* Par value.
f Market value.
$ Book value.
VICTORIA, B.C.:
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1938.
2,825-638-4364

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