TWENTY-SEVENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOE THE PROVINCE OF BRITISH COLUMBIA 1.938 (BUSINESS TRANSACTED IN 1937) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C. : Printed by Chaeles F. Banfield, Printer to the King's Most Excellent Majesty. 1938. To His Honour E. W. Hamber, Lieutenant-Governor of the Province of British Columbia. May it please Your Honour: The undersigned has the honour to present the Twenty-seventh Annual Report of the Superintendent of Insurance for the year ended December 31st, 1937. Gordon S. Wismer, Attorney-General. Victoria, B.C., July 2nd, 1938. TABLE OF CONTENTS. Page. Report of the Superintendent of Insurance 5 Lists as at March 1st, 1938, of— Insurers licensed 9 Underwriters' Agencies licensed 56 Reciprocal Exchanges granted Permits 56 Names of Companies licensed or ceased Business since March 1st, 1938 56 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Co 57 Empire Life Insurance Co 58 Grand Council of Canadian Order of Chosen Friends 59 Home Assurance Company of Canada 61 Mutual Fire Insurance Company of British Columbia 62 Saskatchewan Mutual Fire Insurance Co 63 Stanstead & Sherbrooke Fire Insurance Co 64 Western Empire Life Assurance Co 66 TABLES. Life Insurance— I. Business of 1937 and Investments in the Province 68 II. Summary, 1933-37 70 Fire Insurance— III. Business of 1937 - 70 IV. Summary, 1933-37 73 Automobile Insurance— V. Business of 1937 74 VI. Summary, 1933-37 76 Miscellaneous Classes of Insurance— VII. Business of 1937 77 VIIL Summary, 1933-37 87 IX. Investments in the Province of Insurers other than Life Insurers 88 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, Victoria, B.C., July 2nd, 1938. The Honourable Gordon S. Wismer, Attorney-General, Victoria, B.C. Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-seventh Annual Report of the Department of Insurance covering the year ended December 31st, 1937. At that date there were 291 insurers licensed under the " Insurance Act" to transact business, nine new companies having been licensed during the year, namely:— Bankers and Shippers Insurance Company of New York. Commerce Mutual Fire Insurance Company. Eagle Fire Company of New York. Economical Mutual Fire Insurance Company. Federal Fire Insurance Company of Canada. Gore District Mutual Fire Insurance Company. Loyal Protective Life Insurance Company. National Security Fire Insurance Company. Wellington Fire Insurance Company. The National Security Fire Insurance Company was previously licensed in the Province but ceased its operations here in 1935, and its licence was merely revived. Seven companies ceased to do business in this Province during 1937, as follows:— The Federal Fire Insurance Company of Canada, Gore District Mutual Fire Insurance Company, and Wellington Fire Insurance Company, all incorporated in the Province of Ontario, were acquired by the companies of the same names, mentioned above, which were incorporated by special Acts of the Parliament of Canada. The General Casualty Insurance Company of Paris, France, whose outstanding business was cancelled. The Loyal Protective Insurance Company, which was merged and consolidated with the Loyal Life Insurance Company into the Loyal Protective Life Insurance Company above mentioned. The Merchants Casualty Insurance Company, whose business was acquired by the Economical Mutual Fire Insurance Company. The National Surety Company, which is making arrangements for the reinsurance or discharge of its outstanding business. The Eagle Star & British Dominions Insurance Company, Limited, changed its name to Eagle Star Insurance Company, Limited. A complete list of the various insurers licensed as at December 31st, 1937, will be found on page 9. The following summary indicates the origin of the companies, how many hold only Provincial licences, and how many have Dominion registration in addition to a Provincial licence:— Where incorporated. Provincial Licensees. Dominion Registration. Total. 2 8 3 14 60 67 2 1 8 3 2 22 60 70 2 1 8 3 13 155 168 O 6 BRITISH COLUMBIA. SUMMARY—Continued. Where incorporated. Provincial Licensees. Dominion Registration. Total. 13 155 1 2 120 168 1 2 120 Totals 18 278 291 The comparative figures are for :— 1936 19 20 270 266 289 1935 286 On analysis the list shows that 40 companies are licensed for life insurance, 217 for fire insurance, 166 for automobile insurance, and 68 for marine insurance. These figures cover only the major classes of insurance, and it will be understood that the same company may be licensed, for example, for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 57 to 66 as in previous years. Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen Friends and the Sons of Scotland Benevolent Association. The last-mentioned association was during the year granted registration under the " Canadian and British Insurance Companies Act, 1932." Ten underwriters' agencies, a list of which will be found on page 56, were licensed. The Britannic Underwriters, representing the Employers' Liability Assurance Corporation, Limited, did not renew its licence. Eight reciprocal exchanges held permits under section 194 of the " Insurance Act." A list of exchanges appears on page 56. Inter-Insurers Exchange and Underwriters Exchange were merged, the new exchange being entitled Underwriters Exchange. The following table gives particulars of licences issued to insurance agents, insurance salesmen, and insurance adjusters, and for the purpose of comparison the corresponding figures for the year 1936 are shown in the first column:— 1936. Licences issued during 1937. "Suspended. Cancelled or revoked. 1,220 1,139 857 47 Life insurance agents Other than life insurance agents Insurance salesmen Insurance adjusters 1,301 1,163 904 47 Nil Nil The number of persons licensed as insurance agents and salesmen continues to grow, but almost as many quit the business as enter it. In 1936, 256 new life licences were issued and 171 licences were not renewed; in 1937 the figures were respectively 271 and 224. The figures for other than life insurance were, for 1936, new agents' licences 110, not renewed 143; new salesmen's licences 256, not renewed 171; and for 1937, new agents' licences 136, not renewed 112, and new salesmen's licences 271 and not renewed 224. It is evident that there is a very high rate of " mortality," particularly among life insurance agents, and that means a degree of wastage in the business involving the companies in considerable expenditure. There is room for marked improvement in this phase of the insurance business. Tables showing the business transacted in life, fire, automobile, and miscellaneous classes of insurance during the year will be found on pages 68, 70, 74, 77, and summaries for the past five years on pages 70, 73, 76, 87, respectively. The premiums for life insurance for 1937 show the highest total since 1932, being $2,000,000 more than in 1936. The amount paid in claims, while only slightly larger, continued the upward trend of the last decade—in 1927 the sum was $2,158,000 and in 1937 $4,284,000. The proportion of assets invested in Government securities again rose. The decline in the rate of interest earned on investments is becoming an important problem. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 7 The repercussion on the life insurance companies of a fall in prices on the stock exchanges is again illustrated by the fact that policy loans increased after the crash in the markets last October. The mortality-rate is still favourable, and the experience of the United States seems to be that the health of the public has been better and the death-rate lower during the period of depression. As evidence of the important place which life insurance occupies in the social organization I quote a statement recently made by the Superintendent of Insurance for the Dominion. The report of his remarks states that " for the year 1934, the last year for which the official figures are available, the national income was $1,333,000,000 and the life insurance premiums amounted to $210,000,000, or 18.54 per cent, of the national income." He is also authority for figures which show that in 1936 British Columbia, with 6.8 per cent, of the total population, had 6.4 per cent, of the life insurance in force, the latter being the highest percentage after the Provinces of Quebec and Ontario. The prospects for the present year appear to be bright. The figures for the fire-insurance business also reflect the improved conditions of last year. As with life insurance, the volume of premiums was the largest since 1932. The companies, however, did not enjoy the very satisfactory experience in losses of the previous four years, and the ratio of losses incurred to premiums earned jumped from 29.45 per cent, to 45.96 per cent. The average ratio for the past five years is 35.95 and for the past ten years 43.49. For the years 1932 to 1936 the ratio for the whole Dominion was 46.45 per cent., the ratio not having been below 50 per cent, for many years. The inference from these statistics is that in general it is not sound practice to raise or lower rates on an experience of less than a five-year period. In view of the length of time between the crest of a wave of prosperity and the trough of a depression or the crest of the next wave, it can be well argued that a longer period should be taken as the test. The volume of premiums for automobile insurance established a new record, and as the losses did not increase proportionately the companies showed a better result. The ratio fell from 73.51 per cent, to 61.90 per cent., which, although the lowest figure since 1934, is still far too high. It is not sufficiently realized that unless a company draws on a surplus, it cannot continue year after year to do business at a loss. As a general proposition, a company cannot make a reasonable profit if the losses paid exceed 50 per cent, of the premiums. Most companies transacting fire insurance also write automobile insurance, and the profits in the one class have enabled them to make good the deficit in the other class. The time is approaching when the inequity of such underwriting will be realized. The public which wants automobile insurance will have to pay its true price and will not be able to buy its protection at the cost of the fire insurance policyholders. It is to be hoped that the imposition of the 30-mile speed limit in municipalities, and the campaign of publicity on reckless and selfish driving, will bring about a marked improvement in the number of accidents; otherwise rates will continue to rise. In many States of the United States there has been this year put in force a plan for rewarding the " safe driver," in general principle resembling the bonus system which has been tried in Canada and abandoned. Instead of reducing the premium of the driver who has no claim or accident, an alternative method is to make a surcharge on the driver who is responsible for an accident. The number of deaths due to automobiles increased throughout North America and the annual slaughter is a shameful commentary on our so-called civilization. Practically all the miscellaneous classes of insurance exhibit growth in premium income, particularly inland-transportation insurance, marine insurance, public-liability insurance, and property-damage insurance. Excepting marine insurance, those classes offer a wide and varied coverage for the numerous hazards to which life and property are exposed, but which are not within the regular life, fire, and casualty policies. The development of the newer forms of protection has reacted, and will react, on the major classes, which needed to become more flexible and responsive to public requirements. A standardized policy may be good for the administrative economy of the insurance business, but too static for social needs. Nobody wants to be bothered with numerous policies, and it will be to the advantage of insurer and insured when it becomes possible to issue a truly " comprehensive " policy. The Association of Superintendents of Insurance met last year at Toronto and its conference was attended by nearly two hundred persons. Various problems were dealt with in the reports of its committees, but the stage was not reached where decision in favour of legis- O 8 BRITISH COLUMBIA. lative action could be recommended. The conference this year will, for the first time since 1926, be held in Victoria. The National Convention of Insurance Commissioners of the United States had its summer session last month in Quebec. For purposes of record I may mention the establishment on April 14th last of the " Insurance Board of British Columbia," pursuant to the amendment to the " Insurance Act" passed in 1936. Its chief function is, briefly, to assist the Superintendent in determining the qualifications and suitability of applicants for licences as insurance agents or insurance salesmen. I may also recall that amendments to the " Insurance Act" were passed in 1937, which provided for an anglicized form of the name of a foreign insurer, and for the compilation in statistical form of the loss-experience of automobile insurers, and enlarged the authority of the Superintendent to inspect and examine the books and records of insurance companies and agents. " REAL-ESTATE AGENTS' LICENSING ACT." The number of agents licensed for the year ended June 30th, 1938, shows 505 while 340 salesmen were licensed. The following table gives particulars, and for the purposes of comparison the corresponding figures for the period ended June 30th, 1937, are also shown :■— 1936-37. Licence-year from July 1st to June 30th. 1937-38. 454 505 289 340 Nil Licences cancelled or revoked . Nil I have the honour to be, Sir, Your obedient servant, H. G. GARRETT, Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 9 H B O a P> J. 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V> i"° b i b a O o? 8 si a -P ~ S-j 1 g tj g a hj o a jj -a *■ -2 2 a - H-H 01 O U C R ^ i bi"s =^ QJ « -t> E fi1 s g*TJ H Q, cfi p hS U ° o, 2 8 ft, 3 CJ g i hP ca i O 13 I ft '■%£ S-a J0*H T3 ' a *■ ft b S rt i bo bo Tl — a o g S .£ - . h > a fi 5 S ' a a 5 "•3 g s ? c8 .a 3 cj -R g 2 ft & •S g o c ^.2 a ca Ij ft ft oj &2 1 * a-a ■ rt £ to qj QJ G _p . tO -P *H QJ J* . O ■3*81 0 fi S & M H En A 5 fi C ri ft „r 3 c fi fi S £ M •* _ J tH +1 tH ft 5« g^ g «j ° 3 rt o 4» & be K N fi 3 p, -P rt to tfl ^ i fliSg ' rt o fi i , s|i J O ■ ■ QJ fi S o CJ * cu QJ ^ m - to o M I Si rt ri r3 'gp Jh rt C B'Bjfl. b bO ° ca"2 S — QJ P M -P rfl 0 Bl Ij,* i 6348 ' b "3 ca 2 , b a p g * Is p °e ° QJ QJ CO CJ fi to fl O o QJ JJ , 'ii. 151 5 r g K 2 >;tj i3 rt w p ft o « 3 2 «+>"-• .2 QJ ri OJ H fe * ° (fl p tJ -"Sgfi- ,2 >. bo "S 2 &.& B. ?■" a^_. ft U ts 'co s ° >,£ TJ fi ft g R O > fl O b ■B««* fi S cd - aq CiS u ! co «h 2 b i rt rt b 01 . Sa» a rt b IP b R R ° ca a « S'g ?, ftv $*-.&.$ a » * *c fe ".& to S ft 53 ea g « 2 *fi ^9 all fi^ to .fi S C -d p fl rt o o - C jo ra | 5 'a "3 fi fe ' ^ ti} Ah H- QJ ( lagfigftg g ' oH »& i a b > fi sfi 0= 8' SSfi s,- E ^2 to rfi fi S 9 , .K s S ft -6 fi, fi . fi QJ o fl >p QJ fi g> -P a a* a, 5 O TJ bO CO CJ V pt oi oi a 8 ■a -a °i fi HH HJ, CJ TJ a > rt> m « u qj ri MS o a ci >o 6 >d o tJ OJ u fl C* rt ^o ^ " fi rt CO h c 0 c o So p H o a h tj ti a tj h a R rt « rSMt0 % fl 43 rt K h PL 3 m m _ri < fl 5 R ft o 'c C cu ft E S 0 14 BRITISH COLUMBIA. O < o fe < tf 3 fe tu £H tf H P. 55 3 Q H to fe W o ft tf H M 3 to fe HH O H to SB o to fl W TJ o .2 g bo E a o Ti a ft " .a fte -p -p "B'B KM a CO fi J-H rt o ■a n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 15 *3 w Ss} QJ -.* ft ro , a o 3 fc A tn ri S o fi °! 1* .& 0> cj g m te « ri U bQ O AS ftjff?:0 o rt ^ 'g - ri o fi u >>**h -p -a rt fi * .-3 ri f*. ju rt fi o qj « ° t, o to rt ja o "Se o o bO qj ErM „ fi pj fi ri fi Nfc 3 qj T) CU fi fi to o fi o ft^3 o © rt . h ^ k o o rt t>» ■P -3 fi -P QJ £-2 g O bO O -3 4J ft ei •""• g 3 fi o S tu ft ri •** w 3 M . O Qj ty g o ..fi >> - m -p w sr w: £, rf to 5B*.|£' i S8b»«-S '«■-%-: .-3 4* eu : §•0 8 g u§§! ft. TJCfi >> g S " "S £ L ,_ QJ " -P AS ft «r "? ■** ft« I o *l a B rj fi .2 - g * ft a o 8 b ii g'"'p'2^ 3 O ft, QJ rt rt °Sb^B *i g i CO f* 5 s > ft* I >• a fi a TJ 5 3 oj ■P b §\2 qj ^3 ft to fi 3 cu fi C_ bO „, rt 5 fQ O »H fi fi bfl 3 5 5 r sl-3". ij co -B b Cfi jh °> 2 S ft'S o Sfi^ o- O, pi33 .• ».- c o, o fi 43 a I Sb * ^ 01 O H_ u a oj .:e o 2 bo 2 — ft, 8 13 o E? a a a . ,2 tj 5 a. — 3 fi w o a n ■? j- •- ft O ft,£ b a m b a B- i b a Jfi.fi 3 J ^i bO co J fl 3 fi 3 *b £ j ft.fi q > co +3 -P aj o . ggofi a %.■"£ b n^jjg g g.sn ? .3 5 OJ o t, +J Cfi Ba 5)S §3 fe bo ! Ilia ■c-J r TO CU fl J"utl o '3 01 bo P ft a 5 rt a a 9 a - ■h bo g> „.- < ° S a JS *. 8 8 ■3 H .— ti t c? j o ii-B ^Bte, rt m fi QJ .! tn o u £■ ' o~ 0,4- ; §°"Sll! " r_ Ci fi | 3 a cs .. 0J 4-> . a» iv o o CJ fi Jh "- fi t m o-g rt cu g . fi H ft ,2 to fi 5 P. _ j g ■ o o IS o 3 qj 2 tj g h aJK-SI ° J s S _£- j- *h +j fi fi rt - o fi te j g, J 3_ oj ft-o g d ri i* ri 3 o PI- "3 B -. to ) 3 ^ , 1 «5 cu ^g Qlftft QJ O I a S| aj 43 w .p ft s B 3 II ft. M - S3 ■S^ciS P+3 op - 5 8 g +-" rrj rl J5||s B«*fi a >,■£ o -a a c +j j JJ U1 S c a "i 01 a ' r, u bo co a a p qj o fe tt, b P e 1 ° 8 ■ 2 ,„- 8 ft s o ofi b * CJ b »«3 ° * g hi* — jO a f ° ca o* o rS JH fi I? * S°gfi . rt fi td ftSJ kS AJ fc .2 fc fc ^ ^P rt ^3 fi_ « -fi 9 -P -P tH 3 ■p 5 >. a o ° ~g 2 a fjTJ. -rr3 ■ h H- h P T3 fi — 3 fc S Wr« _0 ^ M QJ .3 « ft fi w O S fc 3 +J p. jj 1° fl] L, BSI H 3-P^.^fis^+j+J f "fi S 2 3 cu fi -2 •sl § II111 1 rt o fi fc *fi +* C* •—, y, t< . .5 w O QJ 'J 44 4? & fl rt ri rt qj •" ^ fc fc fi a fi w qj t: i S J3"h b X •A 3 < r cj jj g.ft-^21 til SS 3 0- cj fi -p cu ci a fifi rS^K13gd^,§ _ r-, 3^ co fi oj 2 °| bo » jt o g R rt +> a2 a.O TJ "? CJ E JH^5 ° S S g to fi tu .3 M 3 r^ "P ] 2 h b B. ft-° £ I p _. »3 fi -p *g qj g , 3 to to ' -3 ri 3 fl n 3 £ 3 O »3 O Ofi.fi" 3 ■P - J. Jh .2 i CJ QJ 01 I R a > < R h-l m fcS l-s ri ^ 0 16 BRITISH COLUMBIA. - V. o fe « B rt =»•« 35 o ■B 8 a •2fi § Ah "- •*+ SB'S ill tp tu --3 fi <■ OJ rt -P H S5 ? o ckgfi bf| jjitS !jsSujS°i |B9 oft" £ 2 b, •pas Ua £.8« 8 *> « .S5g ■fi fi ca' s» • • 6 o a •§ fi J CR *> g S !h Nip J a ■ « Bo ' >» a a © ■■§ i o a u tj S fe 8 . l fi a ti > S Tl C i 3 fi 'o fl OJ CJ T3 R ip a a •3 §"° 3.Sa „OJi ft 4J O 01 O 1. o a 8 33 SaS§g. WH fc -P 11§1" 3 tfl 2 g DO IP'S 3 Sfi ~- +J Tl SS"e ca • P g fl C o .i * jp Ql oj"' S-S 3 3 C & J S a Js ?TJ 5 m - cm b o, £ S ° o c a S S w fa- P» sw fi « ifl O •> u fi fi «M -p 2 bo .2 « o o 5 rt -3 £ * fl •S «- • £ ri p.-JS'S fi 2 ^ 5 rt 3 --3 fi M d tn *■"■* QJ H S 1 O « -P O tO 3 ri fi -P rt ■« to bo g -fi tO th - u tu fi -P - r. -S 3 i^Jt.3 3 -2 S g - •1-a M *H >> fc o -p o h OJ QJ CQ ej p. to rt f- " ?j fc ft 0r^ 3 -p ri B nj^ 3 C £ -3 c Cfi * 5) ■as-* ci ft, -- O0.Q g l « .2 a b *S Jh Jj3 2 I ° a 33 «. V oi Sfi T a b a-e" ll a ft rt »a QJ Ih .-a rt Jh QJ fi SJ-> .O h w 3 4* 4S5 tfl fi fi "3 fcO « +3 R .. ri , ■« T3 g *g Q? I* « ri bo d T3 h ri AS „ j?-g rt 3 S Ci Q. H fi ™ o x£- g b 83 g p,ft.-S-&a .•pSS| CO m ft 2 a TJ ■ o b ti a - tj bO 01 CO ft CO S a M h ■a ■* 8 ; _- Z ■ bo s 5 3 ° - a ft JJ Ojj C c Ih t. ca rt - ■a ft o ri >».2 fi "P QJ* ; 43 p. s -u cr ; t< wfi fi I 3 0 ri fn rt ; ft-p fi o fi i -P -P CJ H3 j < a-2 fe rt .6 c a «flft = & 8 9 b a a P ca o t". a fe-S 8-§ ■° a a TJ 2 fe* S'S.S ° . 53 o P a IH rt rt T3 -S ft fi fi o cu fi ° u "S *■ ft.S 4l33- fi 5 fi 35 3 fi rt to ,rt ^H +J ■2W rt t» JJ ri HH CO C - fe feS/Sg tu ri fl M ft .fi QJ IfiS* QJ ft fc* ri ,rt rt fl o fi *m ? « e fi w o • g ft g fi ft—1 S £ .5 £ o ' S°«fi£ bo.R o h •P o fi S "3 a i 25 C I b . Sal ft 3 fi x O ^^ QJ 3 s "si b a n C OJ o.U s iofig S"3 SSS-2 -a 3 fi fi o o cj ? ri ft.g -3 fi 3 "3 ri ri 3 , -"3 fl ^ fl SJH *-s QJ Jh 3 h O CO +J O CO h rt fi -p cj H to H g •- f-S 85 = |-S a o^ &a J TJ . 33 u tj *'a^ f 81 .art ti a ■£ fe S °t ° oj a co Cl ft CO fi b£ a b — b ft O 3 ffca •"or b 33 o ° 2 2 ">" fi " £ a s$ a cfi * ~ on 2 o S w rt a ft, g bo 85 ^BS >> b a ■b s a a: rt I Jh TJ o J ' qj rt . bo B a t, a. . ° 8 3 °S-§fi 3 R I " ^3 Tt +J fi - ca -a TJ i a "g o fc c I rt bo a i!|7j1 l ft ft qj 53 » b gS -g I, Q . .S -& S. »^SS,a a '§^"§8 - Tl QJ * tn ' «l tQ tO fi CO ft § a * a 5^ o fi -p S AS *fi B5 >>33 ija o a 3 fc tn fl fi.H — .2 a ft, --tj +j tijj a qj au t) j.Q g ft a ,V. 2* 8ft 38|5§ 1 QJ M „ I H- P. " I -rt M QJ o tt to S _. oi ^ fi R rt -? b 5 a - a I .2 & s» S -13 O -rt B t la t a fi • i h-> ft — TJ — ! t, rB a i o 0 a u a ', n+sa oa bg-a-.! b-a »! qj rt 3 i ft .fi i a ft & ri O ^3 3 fl tH ** AS <& 3 h fi — bO rt ■-* os rt fi a t^ rt O H Cfi 'B fi O Qj H W H tf H P fe 3 Q V. to fe V. O « - m CM d tf H tf 3 co fe 1—4 o H co SSH c bo a O, a b is a o S s ca !5 <« J to TJ Tl rt rt R R rt a O O REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 17 CU tO ■ r-> O ^ ~ 3 « rrj fi b^C ft V at «.fi in -P 2 3 g £ b tt3 .fi ^ ■ cfi -fi.g o . Q QJ ■ « -P h isJli' la -s s>» h 59 « a o rt ri qj fc =3"° a«s fi o T Q> fc rt >> > ° 05 -P ^ QJ 3 QJ % g 3 « O _ 3 -p fi cu 53 ft lO l> 1 8 r5 fi ■ ti tj tj *a i -- a cj r a a. t. +j S w • i fi •3 a 3 : a 8 _ a R a £■ u . 3 111 - rt H-. C CJ « '■? a a-S "" ° bo a a a fi a o o 3*Jp % ° T) S ■ R "^ o I? .2 n a * Si " a 8 . r.8- 2 ft0^BS a a ft, fi •SfiS-S B W^H Q] •2 a S a" -t» b pi A 2 a 8 ° fi a g & p, -tj t>. 2 ca q, •B fi » a K . •S bo a b a fl +j p a" bo g 8 fc a oi ^ a a o. ft. * § .8 til-- P. a - . S* r g-g-S °.s, g t'E a _o sss . rtaTJ-poiafifta Tjgu^rtb-ggiR ela §s-3 wn? b fi fi O 1" a a 5 S ftC S .a!Sv ft K ,.«>,"iS S»j,ggca"g "jijafi ft ft ft,-f.S .•*-.g.i.-°>J . 2TlSoflS_b0R •ES!* . a u ^ 3 .2 Mp floiQjcoflto S 8? o^*g-fig T: TJ *h h-> . «aaj"B°0)bM-g fi) o, cj .h cl Cl m fi . JS g bo ft. oi g ft o qi GPa^un-rt—rt e ft'S-fl fe » B S a bo o -a fi ■ 5 so 'g-a^-Sftg^ofil™ 5 P S o a ■SS 8 a e - j a fi "H ffi . - fi " ■3 fl fl 3 rt '' fl fi h fl Ol fi H Sh fi h ^ .I'M 3 OJ O U pQ O S ■¥ i? i tii a 5 ft 2t> . gco-^'g'Sll^B _ o to , c t, -p Qj ^-M^^firt^Or-rt ^^i:io,-ai O 8 B - a a -. aa 3-B7g3caTJS ;Mafi|g-S3l.Sg •cS|-SfeS«°-1 a»■ o qj o kT+J fe S - '■ o ft P3 a C0?S b to S fl fi a rt cjfl «i ft t. _, ' 3g. QJ W E>) rt c-0 bMftoalvl^1b£- *H I* >t "fi q J? to j fi fi oTfi p fi bo bo I! fi +» O fi -P •« .fi -+J *P T3 rt 3 O O JS CO J O qj QJ 3 g CJ O fi »o fl fl O r, S ^ ri ri h hj ri : tH tH t. A3 to to 3 5 g .S .S 5 I a o s~s-g &| |s ss„ssfi a . , 3 co a r> Q TJ r, . 'OcobooQjftfH-pa a^aa^a +j-« .Bp»--c8 5-S ! -ta qS - a o ft ft RTJ°gTJTJ-o fiJjuSsfloBfe SfioTiap^fta o a a ' a o a hf o « 3 fi "a £a ftTJ'g: oj a & 8 ■E-B sii: o o tj oi oi fe a c Tifi t -e ft. a « c " S a SJ^fiogS = Tl _ Ih ft, a tj q, a C QJ " r- a S fi Si •Sfi rt g g fe ° -g CO CO rt to ri fi ■5^8 rt ci te SB » I. 3 a 2 f.a-3 a"-AIa5 sis & q a_-P.b~ ft — a p tj 2 IP a ca "ft " bo P a P e ~ Qi - 8 a ■ i o -^ a ^3 a a •"fig a a •g Stj ;|S fl a a f3 ft § rt ps°i 2 ft R-p . b a -b Q) -p J « a TJ a b ft o 2 - S g a o +J fi h, fi > ft jh a O P e St> *■ s >> O bi g ^_, J - 0. o -SS o R n b*i»5I)qfi"afiSxa" °^-S b* a s 2 £ a j. aa^aQjb+j^jHPcj ftTJ o-icr+j o b-a-a p a- js.2+j oa+j a rt a ftb. HJ> O bo% 'OSS'. 3 tj oi 'E fe S 2 a bo +j . co a rt S- | g a b fl O « -a 3 Tl ' 3 R £ ri M feS i rt bl w i-a 3 R O - B fe a a a 0 18 BRITISH COLUMBIA. as EH O < V. o fe < tf 3 CO fe QJ T3 U QJ 13 -. fl 2 rt C S fl rt 3 ^3 U ■3 fi GJ o ri fi to "fl fl to 8 w.a a g i fe SS fi * oj .£^£ tj <- ■s -fl •2 £ 2 h ^ bo ^ d . t 9* tH U O tH tH CU O . 3 fe to * tO £ CO -T MS *3. " rt ? -TJ ° R fi - s a !-S &T.-S S CO P QJ J S S fi a' l.s3.§§ HH . fa CJ Jh GJ . 8 °. -A £ fi -B -p r ,1a g b I a s*| !&■§! fl . § i* b- A a-S a-f„ fi bo 3 u 2 a 3 ° II se co 2 ~ rt a b ft. fl.§S& If a 1 j? qj £ 3 r -P fi p. > to -P \W- ft s P 3 rt •" ej ^O | 3 i •S ■ ^^ |S fi -« £ 2 .ft -S h to J.*,*" 3 -P „* tO r-. QJ - isgl « b b a a tj a o b QJ +a -t> +J o *a Ih' a ° ftS 9 2 i i 131 . ri r=i B-*» I fe a -E I "A bo . P, ■s I-® i i QJ •>- O •« p ° -P fc fl -( tO -JJ !h pj QJ EO p; O 5 ftr2 - fc. fi O 3 >» M fn - fi N fl ft S "g rt „, QJ „_ ri fi 151 ss •a°°£g a tj n_, fc b qj ai TJ 3 4J CJ ^h WhP 2 *ft a a a a-5 - a a g a 4jSj5.2 •StS S b fi b P 'E ft a a a" 3 t. bo ft rt - - 8 c 5 a o •" fi rt tf a ■jj rt ^h fe P HI S S B ft fi .- tn TJ b I*! rQ CO EO port rt^ bo •fi * CU ns 5 0*+) 3 ■P 'fi rt fl fi ° ri J3 _ sw s fi "^ B rt ri fi ■ 3 a'Sfi ^ ft co a Sfi 2 b ft 8ft" O . CU m ej qj i> H ^ P, « t>» O O S fi tJ .S £ £ § 3 d rt fi+» £ fi QJ - 1 S bo « " a 1 2 2 I £ a 2 n ft. t. ft. £ °fl a co ti ' ft m O O O g .a »o s a fe ft a -S jS " ! », b a t. a ft j 3 bo>a " • — a B I'a 8 tT u H— fi a ? 5 b • g : R o g a I "g « fl "g j ° gfl Jh ;-l a -s -llh J a J. ft a qj o 5 bo a ■a S oj- > I 8^'3 ft a fl °V %- 6 fea 2 I bl b a P o ft S a "8 ft.2 S fifl-S Sa,J 8 S S a' ,a ca s a QJ •S5l^ OJ ^_ o N o Ja fii c5 bo-o ■»* oi g +3 cu rt fi QJ -rj »fi ri fi .fi ft o +3 sfi fi rt ■ A^ r- ,4J . __ '—' H> iV| i *3 c QJ litis ! 3 fi S * rt E >i p. r u « « , b. QJ fc CU i£* s s r§ -o ^ fi CU +j I P CO CO QJ 3 +J fi P O o a fio ft S g I j? ci o *h a 9 » b a jh bo - a 3 ° aTJ^ a- g S B TJ rt 5 a a " rt £fi »H s fl ° 9 S m *»rt 2 ° *« m 6 ■"« O H fa "^ ofi 1 $ fl ~ " 1 ^ tO *^ •_ ri .ibis* ; 5" a a b- 5 n fe fl—, A-' .a ^ * i rt ft 3 bO *-" a -a s i fi nS fifi S " a a g ^. Z a ftftaflbb oc g fe>H *S» *6 , b > 3 W j* 1 B .S g g B oj ti bi a a ca. al CO - a P cm ch rt rt O Jh ec o o o tj a O R ai fl "P* 111°. a fl „a a sis? 8 2 rt o to fl CO 2 R cu fi HH o rt -3 rt «H -i -(J O O tl CO QJ » 3 - fi o ."B 8 " C fe S H W EH tf H Q fe 3 Q H co fe H O S V > I 1 GJ Ph n c-S CO K W tf 3 co fe t-H V. o H CO 6 o la, 3 bl 5 & ss; 01 i-s bj I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 19 ri< 9 s > Si > £ i* ■ t l-a H 8 R rt J Tr, — I i o I fc ■S3 I fl Oh) fc 3 3 : > [ ) 3 CJ QJ C fl J- rt fl ~t < < fl - o fl rl£ oi - QJ 8 8 H H R O - B [a is. gfc I o a t B 3 a 6 .2 O . 3 a iS afi R fe 0 20 BRITISH COLUMBIA. IH O < r. Q fe < tf 3 CO fe r. W H K H 0 fe 3 Q to fe H O co tf W tf 3 CO fe l-H O co g » s a bo S, a a? P? i? E? a" •a fi fi bO ■aa a rt .8-Sea ■* - a ° 1, Ml- ■Hi9 iv j || oa, "33 n-T ■*« T) -3 QJ QJ fl »3 -p 1 js .y ^ a : o s © to O R ^-+i 3 P tH fH «-" -Eg"' ,p ri -g x s r fi fi 9 3 > U £ ft ' QJ 3 P 1 F ft s • H M ft I fi 2 "fi 3 fl QJ +-• •a q J- CJ ti fl S ty" •II _ rt ri co fi "3 C " qj rs u fi ^-» u 3 . ca to 5 v M ° * ° § 3 S 0 a •?? c c -p ■- P 3 bO ft fi ■ m ri m 2 .5 .s 18 .a ^ ™ bo QJ •£ 2 3 § ? * * i ^ w oi o rt rt o cu rt 3fi fl tj fl) ^ CO* bO 3 rt a a-s So u HH W 3 ft 3 rt ft £ 3 S fi Si £ CO fi ■* ' QJ OJ .ago1 !5Bb Pitj a i 9 ht qj a 9 9 TJ £A 3-1 a a j Si" o^fl.2 »a a 3 o o ai o n ? h 3 ~ b b o a c 8 n J g nbo gt> « fe.S 3 t.; -* -3. co. a co Tl co ' a •« Qj R o a O t. rt " a aa.fi » g. i « " 4J SM -m , ri rt nj o Iiii6' 3 § .2 K fi C-JS53. 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Stg 2 2 ft, 3 o 8 S fi 9 o ft rt a tn 3 a g ft. ° fi 3 M rt 4J g S g S QJ « » £ rt -■ -A ^ O rt .3 -P -P fi fl rt fi " O hH < •fi U - ft CJ QJ AS d & .53 £ fi -u rt Sh -p 3 3 O „ ^ E> to -p >g o fi -S. SM 4m 3 "a > CO a fe O o cj E-S R Sch fc B =>bo Si % - 8 g dbl o . aSB a a gJ ca n s a rt" a a ■a a 5 a Aj c o 3^ .Sfl IS £ 8 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 21 J ft, Jh J +J O , bo aS & as ', S co 5 o S b C - a o qj o 3 o o g 0 QJ -P > *•** fe £ ' - hh rrj O « , QJ -p fi eJ pH3 cuto i>ifi £* fl qj fl •3 C! nt O -P -P -" O rt P OJ to QJ fi ■slil Ife-§e rt cj '«1.2 ft 3 IS' o 23 .fe rt fl £: , tH >. CQ* fi fifi rt g 3 d -P 3 3 CU* - <- 3 ew T3 qj 3 fi fl *0 S - . fl O *H ~ .3 QJ QJ 3 -P fi fi 3 rt 53 fl OflJ.fi H fi bO IJ co rt to lOA."* 3 Ci d 0) l|«ii u-Sg SS.& aiS? 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O >ltja' t>, a* rt c - Eg«fi: .H ft fe s 2 a a .& S a 2 a a to a TJ rt s . 2 S a & a r a a '1h!I 3 «•* a fl 3 2 oi a •Ci, £3 I ftSu«„fi R oj .2 62 8 bo a ' a a o fi fa fi ' 0 1 rt > bo > t fl & bo ^ •g a b & j (C % • fti PS N iz; a S> 0 ^ . s fi ^ !h i J is c 0 iz c (b s« * c fa sz 3 I > n o i-s Q fH fcj (H i a 1 £ .9" a a I § M fi a a O 24 BRITISH COLUMBIA. iH O > g:* ii ft rt o i Z.2 S a » 2^3 3 fl fe - a a a; 3 fl a bo ca o a 5 fi3lo.fi i a o i fc a ■ai J fa to a a bojb a o a r a jh "ill ^ ti w ri ° cj . fi b fc ft ft ri 3 cj ja to cu d -S : bo fa > fi'S I fij^' « t^ o CJ J? «H 3 3 a fi 3 —i O " tO fa 'rH 3 a$ o oj a o S Stj x i a a oi ■ oa I "S *■ g fe ! ° oj a a i fe SJ0 b 1.2 I B ! a B a atEo O rt -a CO TJ *B •a S fe fe fi-2" 3 0 oi fe aj°r £ tj ti a 32 Bia I Si, a fl S a HJ fc tO -*J t bo^ *H p S fl " fa fa ^ Qj QJ to £ bO fl o rt fcft s O CU i ■ fi p. r- co iz hh rt a fi fc s & fl ^ 9 « p.,3 fi -3 3 •rt ** o 4J "3 o' 3 .S ■§ QJ ' bO fa S1 cj i ri fi fi fi * r* fl r? ft ofl g o 'o rt fa " ^ ."fi a cu ri i—> •a -s is i ri fi fi 1 rt s bO qj fa fl to cu ti "fi ! n S £ .5 £45 +? o | S a Sis- ago, a a i § a aa-aojQTJ -a •§ 8 g a-S . a : a a c ft rt a o a 3 ■ B ' CU QJ i 5? a ; ft a — o „C a a.. fi a c 3 a fi S h - a a ?, g 2 .a a e , — — h i a 53 b ca ca rt a . b ti ft fe a a fi1 ■» b fi £ rt rt oj o a o .a fe 3 jfe fe a a 3 a c bo b H a a a in - fl fi — 3 a tn 5 - 2 a o Jil tj . a c ■j boa I. a R -b fi . a ca ° ^" a Ij.S 3 tj co -a a -S& m8q* 'Mil ° "b -b II ° 2 2 ft . 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B.S-B r. j a a ca a ■S B a a i S2 nfl a j A oi oj a o 2 3 ft OT C »B. aai "bo H< c S3 a> P3 a" co JJ E M > 5 a a" b b O QJ R PJ o a ft fi- rt R rt <5 rt fi of a!? a "fi . 3 E o w O 30 BRITISH COLUMBIA. *B J H CJ < H O fe « 3 CO fe I bo -"fi o j-, a a a — a . a a ? fl a J= 3 « b .a a a a 2 a ca S ft M fl b rt a o a b - — I a a- ti to rt 'VrS 'A 3 q ! fa 4-> ; fc 3 "" 3 fi fc fi fi~ ri g cu fi ofi 3 -P +J & * ti GJ M ti a ««fi bcfl bo -b ci ss ■Bfl 2 ■fl fl a a o _L .3. b a -b tj a a +j « b a tj ca S ° 1 a b ft, 2 8 5 a a 5 *■* a a 8 oj fe- 2 P, ca a a c «b|Sa° a 8 SS ° 3 --* fa _£J fa _ O OJ QJ O ^ -P fi *> ! « U5 h >. rt £-2- -= 5 o >,"» fl pj rt -p , ■-« tiring, fa fa 3 ° -P 5 5 8 CO fi cu bo'fl St o fl 2 ti fi rt § 11 i OB*1 ft s "S -"rt fe •rt fi fl O j3 Cj •rt fi -fl JI 3 b* O h -ft a 3 CU _h . 2 :* c a 3 ° rt b ft a -*a a* « 3 5 bo a h a a r c 3 ca pa - tn a 3 3 7 a .bSSj1 J 0 fl O 3 ft R ft a 5 bo n 8 ft ca- ca ° a "f cj* 1 fefl 2 i 1-° QJ 3 . fi 3 £> Ofi'0 fa -P fi S fe w IS fl p. 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T3 to ' ! 3 ^ ^M%1 •** O TS ■ "3 o ft j fi C ft 1 ; o m 5 rt « SCOT ■ M o CD J fi QJ tffj j rt fi « a«a'g0^ a a s " a * -b hj a a c a >. a .5 J a a " fl 5 3 .J2 £" ri Q, fi HH tH cj o ej to p . 05 •? e S-° h «-.= " 3 *fi .bOiafi^J ^o co kit A4 rt .S fl^rt.rt'S is. £ *fl "S rtfiS o 5 9 'fl rt fi ■S •S«S«3 S 8' S2a a g a 1 &-s 5° Bfl bo w fa « H 0 fe 3 P W w fe H O fe> > § jlW 3 w a > to Pi v. v. 3 w fe bH Ph O H W s o bo .2 R a W R a3 a i-i o - a sg a 2 fi •a ol - fi a I a 3 bo R H a a 3 2 -b R 3 a fi a fi B •a qj a fl ii febl rS REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 31 :i to it a- 8 b ii O b co B +J O *a -■a a" 3 2-a 1 fe | W-H fi -If*! u a 7S 2 ! 5 2 fe 8 fe a g -a a fe<5 S p *| rt feirt "Ss-g B 3 3 - 3 ri 13 p fe* | E a-g o io S a fl •" a a tco "a 2 liUtiP.M • — .2 9 a ! a j fl c 3 b a a a rt ; 3 .2 .ft bo b '■b, b b BJ 3 rt a o co 1 C . 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CD s 8 o O fa CJ < H o tf 3 to w a fa « Q 3 Q H to ^ V. o 1 ft, fea S^go 4^dSS ■p-^^ o-rt.rtrt; o> fa Fi3i3 o cj , fi |" 3 u - fi ■— X fe J fi 3 fi o I rt fa *p QJ fi fa OJ . -P ™ Qj - QJ «°flic M fe 3 QJ *t- . fe fa P fe-fl rt A bfl g CO 3 CO ■^rS fi fi fa _ * s« ** tH ft £ fl 3 3 m fi J %£ ** ti b cj fl .5 fi 3 £3 -P fig§ 5 a & § ,s oo S J | & fifi fc d ■fi 3 TJ ,-P „ QJ -P fa fi OJ fi > ri fe 3 +3 C -fi S ■** rt cu f ■ rt qj fi ^ \H „fi 'B -a y fi cj d ^fi.-feflTjao^- .«o rtfiflfa rtnj«H ,fc>.fl flfiofirt0CJl>-4J •ri **fi rt fe qj fi 8 b 8 B rt O . a a S ft a feboc fi w •-< cj ri £ fe-p: OT bO fa CU tO CU HH M u ft.2 rt bo 'TJ rt b i c rt l^a- I fe s* . 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O J CO fi ** fi-fe S 5 n ■P 3 fe | - -rt -u +j . a s 0.3 a ■§ -a bog 5 b , aSaj^fl- '-a-1 - rt cd ^r E ■ 2 fc w - fi -2 « i I *f"? $3 3 fi , ,-» 'A .3 ^J >» fa St S fe 3 3 rn w ■8 % s «" fl £ a : j bO A1 „ g ."S ° ti . ■fl fl fe 3 fe fa fl ^ fi .£ - 3 J-H QJ fa w c fi 3 fa -a 3 ^ 3 ri CQ +-> ■+J fa fa fa O 4> ri fa fi fa '"J Q JJ rt g tt ft '3C°a a 2 a* 3 2 rt a a a* a ft, 13 a o *: a •? Si co fi 5 a so a R a rt ^^ las ? Eij a. ft, Sfl& OT 3 ffi CJ fa . fl 3 fi ft .. 3 3 fe 1 £.« S."t3 -A fi ^^ CJ a a c o fi a •b b o a b o a i *a a «B jfl,.ft a ft, a a fl fi a a -e ' fc a i 3 Qj AS fi > bo bo bo ri ri oj fl tn - fi,W o fl fl rt rt fa to CO !§ a Sa c r iJ> fl .5 i-a aa aa a co E a *a oj a a 3 fe CO -H < fi fi ■B-e 3 3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 41 ■ ft. o a a a 9 a a ilrs Sfa I 3 ] p fi fe * to fc-S Eg O *■**• -P -P 3 OT fa . 3 g 3 5-3 43 -a w S o TJ 3 3 ft 'g IJ Ol rfi I 5 +-- S ' *2 ri fl ■fl S fe QJ w O 3 «.S-3 !-&^flg. 1 S a ft 'J : ft g o o fg ri 3 fl fe .fl "V '•P T) 1 a CO "* QJ r ■3 S 8 a b 8 a *H fe ■r a n a; a a a a b^*s o aa ■ SB W rt M 3 _ T3 ""' ° a I 3 ij +j fi ri 1*3 fc . 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I is a I 1 3 I ■a c I I w ta « 00 c H a 1 CO fa g I > fi" bo fi H •a fe fi O 42 BRITISH COLUMBIA. <3 ? EH O < H CJ fe 3 OT fe H 3 fa « H o fe 3 Q V. tn fe W O OT « « 3 OT fe bH fa O Eh OT e o I A '2 6 a ? ft a ft. o* a a ft a ft~"a C- a a 'S "2 J s g g,. ft fe .3 fi ' IS .fe to £ "ti .5 ■ ra 3 >>& ty fi ti ft a a a * o a a a b co o a S a. 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OT W (H 3 5 •" rt fc 3 co £ fe fl CL- ™ 17 _ ■ft fifi 1 fi* - !fi "P 1 fa -»T! ! fi S 3 ; S > 3 A fi. -« 'aSaB r ti p rt ! co 3 TS) TJ ° CT 3 CU ft -Q 1 fi fc -e P fc 2 3 cj 3 ! „ ot fl -^-. fl 3 hh rt fi ti fc fe fi .2 o fa fa fa o ■•S'3£°S *> ss a a -.a & as £% ti 2 ft feSl B-jj, a a 2 ft ft ., ''•b-H a ^ fi o b CO O b ca a . ft i ft a 3 oa - a H *rt fi fl s si ■ a ft S - S 3 a co rt o «S I 3 a ;2 sm b b O Sftfe co-^t CU 3 fa fi fc 3 to +* QJ fi fi O. 3 °¥ .Zl HH . 3 "fe 3s '« OC ■a «a ^. +j a a a co - ft bo bo a 1111 3 rt ti TD flTS TJ fe 5-2.2&15 3, fifafirt.' ij fa P* +J "a _™ QJ l°5ag,^g ti fi -P fi llofe * 3 a o, "b 2 9 o a -C 3 b N lfi o c 2 - p, a a rt -OS •fi a > o g 8 R a g g oi a 2rSS fi a o u ; fe a g" A 2 C- ft 9 g O b ft . 3 co I la § o e r "P «h fe 3 O ri -p w *.H fe ^ fa o ? s fa fa fl 3 "fa ti £.o" 8.2. si HJ -fi .•sag Sjflb i a fi { bo b o a to B a "m a "' ft o 3 °a I fi "" a ft I S a o o , 3 " "St: 2 A i o 2' , +3 a E-S-i- ace a a 3 . bag a ft fi b £ a lags 1 p,*- a -■a S ft a . - co aa |5l i ft a a -3 S I 3 a, a a a | aa 3 8 fc „ fl a fi o t. ■b co _a a ft w ►J w 6 S» a 4 I :> P3 9 > a* .fl '-+J B 1 OT g o K bj 15 bo c H 3 3 P i i Oh i OT g s 1 a fl o a a a a B (h a a ™ 3 fl a CO S?fl ■ft..0/ C^3 e £ a O 44 BRITISH COLUMBIA. O fa o H CJ fe > qj rt fe fe fi fi E 3 o •3 -P a . fl fe 'A 3 fe J2 d QJ W C3 g s | g ^ 3 rt ri — fc 8 ° — *s «w 3 rt > c a ti fi co fe fa S 3 •P fi T Ml a a O bo o ■P 2 8 3 8 1 bO ^3 fi ti § ri fa '8 aaa a a 5 bJ3« fi j d •43 fl *■" a a js j S *, g. R O bfl TJ ti fi A4.Z ?, fc fi : ft o QJ fi -fa* -P i 8 a B.B .a o c g g a a „- co * a o fl^ ti fi CO fa CO rt 3 fl OT T-1 fl fl ti .rH 03 *S fa O Cfl fa 3 fl. CO CO 3 fl rt, o .. fc ri _ R 3 $ S C .2 tO ' 3 HH ri 'A 3 "fi 3 fe ti ri tj fe ■siiti . 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S a ft ft- a aCb| fi g CU 3 2 ti bo . ft-fl «$ fl ti fc fe ti .2 u ° ,£ fi -p 3 ot i 3 qj rQ CO fe rfa Sj^ 3° b ft ft B . a rt fi ft a » bo SI a a *V 'fi CD 3 i fc fc S 3 'JB fl « ,M fi ri ? fi ^ a? fi co .-o •*- _ -2a b fe — 3 ft a fta . a 3 hj -w 3 c a "2 -o 2 • B B fi a "B . a a is a t. o » S . ft b R .R h co a — -*" o a CO rt. ft HJ b co co hj rt CB o s J, a - 4[ aj Ob o , fta ° -b b o .— ^ .« 2 b b fe ^fl ft ftfla ca O ^ b .- b o rt a ft a fi aa 8 f si 2 fi w « rfi A rS ° fi fe fl fa £ i -p fi I 3 rfi fe.fi ^ g TJ O* ri ' ' 'fi 2 * i"e fi A 3 *" £ fe u O fa > fa fc .fe 0 A qj "rt ca fi,rt Ocjfe ti 2 _ 1 fc £ C I ^ rt q irt'fl 1 C fa rrj tH 5 d c "-p fc -? O QJ 3 a-a s a 1 S a a a a c 8 ri 'g a 4^^ "^ a a. Of" a fl fi 3 rt fi 3 fi aj fi d JS ^ . a 3-"^^^ fe rt o >. o ti "fi ej ot cj^a+Jrt^ fi -j,- fc C: — 3 fi 'fl o co a g CQ -fc fi C .2 fa " .2 3 fl S -2 »r i5 3 to QJ fi fi ti m fc fe s u b. S 5 fl &? fc . " p fi JT ro o fc fi ra £ fiTI > 3 QJ fi fl 3fi " «^ -u fa rt -p -ri •fi ri u o m d a ^H TJ cu CU a n a M 3 o « K R a ts a R SS R a P5 M S> OT « « 3 OT fe bH o EH OT E o Ph a Ph a Ps 6 . O t» §H fl . a c ft o 3a S - a .Sar S3 8 , a o co "a CU 3 .fe AS, fl -3 fi 3 T) -2 SI fl J Pag a .2 § a g bo R a rt REPORT OF THE SUPERINTESNDENT OP INSURANCE, 1937. O 45 HH\ aafta^ fli^ii •*- — _,, fl o M -p ti fi • rt .+J «m O _ • HJ.S t aba sal * b a i ° a -- CO oj a a ■a ft co a a R a o T .2 3 o b a j 3 *j a ft ft.S 8 TJ ti 3 -fi fa *p ** d O O 3 g ; fa -rt CO fi *H "fe fl fi ,"3 * -B ft fe fe £ ft o ft ft b 2 b fc °a 8 o 3 - b io ,~ ft •3 a 2 |A= • a V. a £ S. ai - •3 &S . fi 8 .: ° g b S ft S o| Ob a •a a oi fl £ fe o la fi O a fi *p TJ co O cu O ill! —, a .— a H a —• -C fl fl 5 •2 b 2 1-0J& > a^s - ■ifa s 8* S ! -P . fa TJ co I 3 fl rtj . ti fl fc .fe ti . fe fe QJ -^ 6(0 rt .i ri fi '> ^ bO .^ rt rt 'Ec fe b hj abb fl fi a o ft ft •2 » o a a; rt a 3, a" r 2 B bfl H 8 h ta 3 ca B,fl S « rt a a ail's- S fifi s § fl s s 3 OT 3 fe fa fi H - ri Ol a »fl; a co a g- ■B a a O B 9»°: bo-g — tn rt a a 0*J bO fl ■s a. »o* '• fi a *> ^ i -o*3fI b O .33 fe j a -b fl i ., 8 fe 1 ? ca a a a 1 1 a b ' > ■- a » - 1 1 a a 2 a ■ o 8 fl ! ft t. 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OT fi ; fa ti i 3 bn 3 fa fi fa fc 3 fc J-h ■< fl O TJ ■fi fi CU fc 3 g fi -^ fi fe fi fa fi ' 3 E rt qj fe fi bo o^5 I. ft b J aBg^o^J ftg 3JP.S o o.S b-a ft 3jSn- - a a . I § abO^-poga a o ».-a oi -Sal a- 5S 9 fe a a o a a R-.-ft a 2 ft fea fa fa -&P a III ■g A 3 2 o C- ^3 ft £ o M a b b g'B J 8 af o.a o 3 o fl a a -a o b 11 o ft a 'rt a - bo a fi -3 d fi ■ g s t!" ri 3 >< i 5 s ' fi 3 fl*P ) rt -fi OO A 3 r ri ."fi fl -w S rl^lTJ b a c ! a S a co R . « = _ ft a fe g b . h a .ft fe-ft a Sj'o SBfl'fl S a ft, § ■a^fl'-s a ft b j! fe O 2 3 TJ I 81 fa fa .K ft fi fa ro -p CQ 3 QJ B o a • fi HJ fe ■ jS us fl bo -111 h tn a rt a a . "' febp QJ OJ -fi fafi S CpJ +a hU (H 3 fl A * fi . OJ w 3 ty .fi ti CU 55 2 ti o 8fl a a w &1H 3 5 fl B fa J 'oS ^ -P fa I £a oJ gfiai Ca C "" .3 a 8 ft a s sfe-s ft fljj'g-a fta R . o -JB* ••3» : s*~g 3 O fi ° fi fc y a M qj fe 3 fi u TJ -P * CU ti 3 n s i~g fi A s a i E a s fa fa -rt QJ -rt pj fi. ti o * to fa fe c fi fl fi s S3' ■ 3 .S ; fi OT ] 3 3 : 1 ft ^ i S S 3 , fi -2 -p : o fi 3 fc &-11 i fi 3 3 p. fe A -* « ? S fi " fe fc ti pj ^ ft a tH . CU -4-? ti £ _\ fc fa -p 3 fl fi QJ SJ A< fa fa § fa «M TJ bl.S" °5* - JL -fi tn 0) a gfi ° 9 a ft .2 fe S ft S 2h jh — -a a a aSSB-B —i a b a bfl a a °' 1 § -a' ft I ft'lgo A O iO . 'fi *3 *fi QJ CO ti CU nj hO OT fi fa hj g 3 ° fi -fi *fi fa fi rt m fl fa d fa ■ ot fi o CJ 1 ^o --< -p fe _fa I " fe cu fc rt .[ S fc fi * r- fi QJ fi Q b* r ! bfl^ o fej o -ft a b C i a i>, a a • . a S ft : i S ■* a* a S ! fc - 8 8 o oj S rt a n 2fi a I3JJ ? gig ) a a hj ; ft a C bJ jfl fta a 8 a cs afl fi fi fe _ a bo bfl S S S fl o g a S » B vi & 3 3 rt fi 3 ° will I s O^ fl 5 fa fa O ti fi >>-£ fc rt OT o O CJ rt , QJ fa 1 'S fe- fi.fi fi +j fi 'fl fi fa o fc fl OT O -rJ H-, ■" ga O fl b H M Ei « H Q 3 n H CO iz; H o R a > a -a! OT K H 3 OT bH O E-i w sa o tb S5 Sx QJ 3 < a rt . c Ph fe a fc REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 47 s*"S 11 p . - b ai a a aa«a bn b ,■ Bog fe a 2 |g.g ftoj* t3 'ot fc -2 S 'fa fl QJ J O L fa -TJ * i -*0 g 3 -~■ QJ £* ( Sri"* -a fl *.S qj JJ fe o ' fa fi fl fi M bO m Ar2 bO'fa ti fi ffi QJ -P O fa fi fe QJ fa O fa .-fi ° co 'P ft .fi ti 3 fi 3 fi fc rH 3 Ih w fi fi ft ° bfl B - a -_^ 45 fe a g o fi'cjSa. .- a aa a ri «h B fe * ""rt ° l-rt fa -XJ A I CU 3 QJ j fa bo fl 3 3 fl-3^ I rt C fc ^ •SSI, 'I fe°J?J HH Sfl a, na yj co qi S • s b m^ a o a a ft, .2 'O d ti fi gs:si 3 O co* O Si a* a ° 3 a co bO b b fl O ^ O o rt — a „ - g rt o ft boa h a-S °> «.§g'3' ^rt fa - jTl-2 ti o fl Sfi- - .5 - - p. £ tn v fi fa o fi ,? ■ co fa ta <■ . 3 ui fi OT i H fi O fi 3 .a s ■ 1 Sfi Si : »£ '3 s a !, a 3 a a r, iJ b B "M to fi fi rt OJ tn ti 3 ^ a a o "a . bo ; 3 S-o fe a b a ft a a a a fe bo .-a a rt art a a a - fi •5 s g a - ft b -O ', , fi fe i 3 2 o o 5 g HJ-b 3 2 a a B 5 bfl bo a a ' b I a 3o o a a a" fl* 2 1J b. g a j u S a 3 o H b 8 . a a o ■ a ' g 3 §fe- ° S 3 B-aS 2 8ft, a § S a a t. co a a a — a a o aa -b b tS:bi! O fe 3 (J - ro C SS 8= § R !0 O b ■? a a b fe.2 a 2 "b co ft b o 2 ° 3 O -h ft ft CO b 9 2 * b «• I ft s fe B fe C* a S h -ft £ a 3 fta a 3 ft-B - co aa b 3 a3 co b -J S B fill tH 3 ! 3 fi fe-rt fa fi fa 'rt O a •§, S fi A fi fa QJ JS 3"^ J 3 fl _ § 2-S J5. i fi tn 3 I m fl bfl C •*+ d ?•" a 8 i o ft a i -a a a ft a .5 a « a a b a a 3 c HJ 8 8 rt — o o a b 3 fi ft -ft" B^S Ial fa 3 fa a C 3 .2 fi Cfl 3 ,_ QJ bOTJ n bfl rt OJ fi QJ HH CU fi a>'3 fi ^^ Zr& fa a 3 fi fi bO °fi •rt .rt u I :~ - fe fa 3 ? fl • bfl wj -- ti fi - J Sfi to fl _ ■ S ti fi O I it§I. S^ 3 i ftfl . a oi fi fe ft : = b b a i - 2 o t - fi fe c a fl O r. 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A tafi i-fljo ! ' rt fa I nj-TJ O X fl c5 iii fe rt rt fi.fi qj A P fi *M tlfl a-S ° So * .a a fe7«*a § -b bfl ca , .2 Ph >rt fi S 3 ti fe c*ftS^ S'.Ss 2fl5agfe.ft| ?i. g na s o aOb^aftboft oa 2 . o ft fe a v boa a a £ a ri fi ti' .3 b ,s a 3 fi a > C b* a is> m fe OT « 3 OT bH o fa OT tn En bo a m W S5 I 3< te rt a U fl a a a a fl C oj O a a tn co REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 49 Ifift^sil'g ft.ab_Hboeaa 11 .b e te -P* fe 3 TJ fa _. bO |1 ft3 fa fifi to 3 fa r a fi 3 -w ti +3 £ 3 3 fa ri ti O ri .1-1 cu fi o C3 G fi QJ fl rt rt fi fi fe rt ^> fi Cl) fi . ft 2"> fla b "b ii fe ■fig 'fa fi ft 2 ab-g ti -j- a a ft"" o a - fe 3 --b a a In a hj a -b a 2 ■O a a i 9 £ ft '-3 * o b o b a ; hj a 2 a a a -b g a S£sa a a ft, ■SS-b 3 SiBfi «o'a ft ftfl'S " +j >rt ° rt ' c 6 -b ill! 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O 51 3 fi - > fe s a -b fl -b ' a a a ft, o oj o a <§£ bo a ££ >•£ b a sa 5 -hj a a Sl SfeS .a I a s .ft 19'hi fa 3 cu V ti fi fa 3 hJ ' .fc fi ti O *P .fi QJ *—' TJ TJ bO fi . cu ! &A2 . "Cd _ 0) fi TJ n 5$ S3, g C a a "So? >•§ a rt a a o ft ft $ S SU: - b a* « . a "a a ft fj,M * - a ft Sfi s a ; 3 bo a o 3 a 3 co a ■ A £ 2a 3.2 tg £ 5 il -a' B 3a o 3. B. » .. s«a 8 a 1 Sft O -O ° ■b a - ■a fe "ft c a •a B.-3 a o a abb •h n 3 fe a a ■* aa fl.; ■a53*. ' a o o 3 hii ti Cfl I s^a-2! 3 fc ti Of i sl"8 Bi a o ft ft ' » ft ° _n 3 ft ol " a SS b I ii a 2 ° H HJ . 1 3 - O co C -3 * J < 3 a ■a .2 i bfl Sfl .go 3 S 5 a o B co *""■ rt ® - t>.-0 t «C j, llf! ti fi .fl ft a|fe£ _™ rt tfi Q. a 8 a 2 ca bo - oj 2 a a a ft a .b? a *- ft 1-i s a ■.3 "B • ft ba fi o a C B i •a O -a = „ 8-3 5 a a o . ■fl c ial E 8-3 8* ft nbofl fe-S c ■ 3= a a bs b oi ■" ssr.s^s^ p.s Sflfl al l*is - fl "fa TJ "jf -,-H'f, fJJ fi rt a A. 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Sa«f •a-SSfl ° afl b fe S^ °- a a .i ft^a g abaci . o a a •; b _ ■ hj I a a ft, b "SJtl, S° a " ! co .- a 2 ' fl S fl 3 -flag CO w '" J. ^*- fe as 3 ■* a i* is. as b ft 8 c a g .S o ftn S-a ' 33 a «a •""• S ft'S-S-o a'S'3ft-2 2 ft ■S 8 o ■fi a fl „ E 2 « o. o o •- ft l-s-s |-& g a & ? I S.-H s-f W+Sfifa-" 'rtfartOT X-rtfa ,-ajfi^Qjrtrtfi.rtfiQraj— o hS a pq K S o i> 3 S a ft 8 rt w bo B S3 3 a REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 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";c;c fi -a a fi - co a a .. fi .3 —■ a fl "CS ft o .2 rt -& 'S oj £ a a ft a a b ft c . ft =a g - to ft+j* ■3 feS ..'8 5 JS s U 3 -fi o H -P QJ > . - -4J r HH 3 *rt - fi a S Sa a 1= b a "b g. a o fc ft 3 w ft 3 T) ** QJ o ft bo fc rt OT fl fl rt fa10 O fa - rrj QJ rt * ft .fi i fi c ch a !»!.*{ -, a ft &" J ' B 8^ a I r S 3 tj bo S ! g ° g 2fi ; qj qj 3 c ; fi fi « ti .. i ^ 4J o "3 fi w TJT5 >- 5 fl fa rt fi ° a g 1 ^ i, £ fe •P ft a o b rt rt, a a b •o o fe ° o ' a b a „- g fe ° a oi ft co a c rt to a- .— S o b ft a" o § eo .6 fi -a 0* — a a i s g +j c rt •fi fa j|o ' rt — oj ftrrt d I S^ bo H SO ^ fl fi Tj ° °, * fe ft 5 fa o « S fi PI . ID "33 rt « ^ fa £ . O fc g^ ft, .2 8 S ° -ft b b g C h3 a aartaaftdcflb ' ft "3 1 « oa c rt SE a CO a c a fc a u t a a < 0 E -5 c Sa A 0 54 BRITISH COLUMBIA. is as s j tJ s o J EH O < cu r. < t. 3 to r. V. 3 I. H fl J? 3 o H OT S5 V. o « « 3 OT bH o fa OT a I I W a CJ OT o 3 to O fi 3 Qj fl >.fi ■P +J fl 0 O fa d fl rt fl d CU ri. •3 d +■ C fa TJ 3 .5 fl fe fa fta d "to -p I -P CU C | fa CJ AS -p a o R o fe fa fl o fa ft fe c a TJ GJ OT fl rt rt fl fa CU JS o fe v rt W fc fi -t-J 1 QJ £ a 8 O CJ fe qj" C d QJ sfe 8* s rt TJ 1 fa QJ fi > £ o fi fa o It! aa 5 s tu ft o fa d £ 3 if a tu t3 5.3 rt P .2 '-£ a fe X- fa o c .2 p o fl 3 CU CJ CU fl n fl 3 -P 3 * i «u fa o uj rt rt QJ *fi Bcc? a o a a g p,g i* as a ft .5 o .-ft 1 »H 3 ■*-cSa&*8 BOU S -P Sfi " 8 ftfi a - rt 3 c «S -PTJ 1 fi ti fi «rt 1 fc s" rt" |H j a "b a i " •gfi boa SteSjjo SbiiSjtSB flaoflbga «.-a b :.§i5 ftl5' :^3 S: a o a B.HJ a a b j »'* a a So fe. £ o r a a , a ft. fl a ft, a rt " » a-0 S-S ! S"0 ft, gba J -3 2 b fc » jaoSS^K 2.J. ■>hj B •b b i o a a B.S fc O b _ ° ft*n b " g 2 So 5.5 a'ji.S •S 3 c •? a a +j -a bo b ■~ rt b p 3 r b co . ft a o co 3 ft- SSoS — ft** - oi a flag o ,;- "ft r Jd a fe co a o a -a a 5 bi fi a a: 2Hrt g§ fl a .3 ft. g 2 fi S -b 8 B a p. g o ft a ta g >, b £ o S o a .2 fe « CU _ > fa 3 O ' o. h fi -H rt rt ■fl .-ft fe b ■H&Jf g fi fl -ra a o bo o § -ft co a £ g iS 3 b ft -a b a o oa a bfl ft ._ -i-o fi a S o -.2 fl m fe a c a*jfi fl -a ° feS . HJ-.-fta 1 2-- b bfl, o a fe .ft c -g- b ft a c g i o ft, "co cfl fl £ hj o a o a SSS feg~° 2 & a a* o b0 3< & s I It p. j* t L B K ' aabOWb aabBi-bmaafi -a a .o ~ B, a O b c o a o c o o SS a* bpob«_.-«ftC b a S s cfl- ? a a • ', a * a fa QJ bo , qj fa rt i * 3 a i 9 >> fi Mfi .fi fi fi Ofi 8 3 .£ ft.rt.T3 3. 3 CU TJ fi fi s-s ■I «M r-J , to "3 £ « °h ri .^ o fc 8 8 S 3 t fl ft fc. TJ 3 fi TJ qj fc ' ?■ s ft^ fa 'rt QJ 1-11 fi rt rt rt .2 w< :ssffi5 fc* S w a * 3 «'*? S CD OT ,-C-P M 3 o 5 t*c.fl g.S£iftJ -u V tfi c o TJ QJ fl" TJ CU TJ fi C ■g^s o -p fe fi a c* fa GJ I* | rt £ rt •9 8 C 8 TJ fa o fi ft y, QJ o HH O -P fl d CJ* cu QJ | 0) OT OT rt > TJ QJ Q QJ fi rt fa 0 OT OT 0 >>fi 3 P c c "o fe CJ HH a QJ ■a C d fa rt 3 U cu be rt fc fa QJ JS HH 0 fl QJ 8 fl ca fl fa 0 fc a fi a "• a b 3 S? a 8g> C ° . age >gg -b> a * , a ■2 S a a b ■ O oco • S a w£| d r* a a . a OOO IS § .ii a rt fi "X2 a bH a s a o ■8 B i CO bl c **. a a a SSS .•ft b O J 3 co a a co b •s^S ft c sag c c.S fa fa c OJ QJ fi -P -P -P CO Cfl CO QJ QJ QJ I o S o •n REPORT OF THE SUPERINTENDENT OP INSURANCE, 1937. 0 55 fire, prop- ather clone, prop- pany, ailing plate- +3 3 V loyersMiability, ine, plate-glass, akage, theft, we wind-storm, cy :e of the same nee of the com rty caused by f transportation, QJ V CO d 1 w CQ , CO > emp mar: er-Ie ugh ranc sura rope and- 3 A ,fl p 3 c a "fi >. -S fi AS fi cu * O O o 3 O .« 8 Jj Cl . h -i_i -S fi £ eo- 3 snd ma ation, li sicknes to prop estricte policy i damage d mach 00; Pr entures, O ,Q i, 3 ."£ bl) 1l W "gp* a, tH l-H *"* M W » > O 3 3 Ph u S W s > 3 3 3on, Vane 'hompson, >-s. 11 II * * > "d o o M I 3" «i 1 >- H •? ft, .fi ro 3 J**, pj TJ O tn g W ■ 3 IES ship c nt. B ture d tri g o a* o 3 SECUR onds, $1,000; To ed Stock, $973.33 of Ontario 6-pe: o. 4-per-cent. De is c CJ fi d tH fi | K 1 WigO 4 a -ti o 'K >, fl a." « ., Ltd., Yo: ident and da 5-per-ce 3; B.C. In wer Commi cific Railw o 2,^ rt o 3 rt o || RoPhPh fi 3 N ara net wit O <£ O ,2 § « CQ o on o fi O *fi« o!Zi hire ich " urich Domi cent. Hydr dian Z. ^ N -£ 3 S N rH N JH : 0 56 BRITISH COLUMBIA. LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE "INSURANCE ACT." Name. , Representing. British & Canadian Underwriters Norwich Union Fire Insurance Society, Ltd. Canadian Underwriters Agency Baloise Fire Insurance Company. Eastern Underwriters Department Camden Fire Insurance Association. Edinburgh Underwriters Agency Scottish Union & National Insurance Co. Halifax Fire Underwriters Halifax Fire Insurance Company. London Underwriters Agency- London Assurance. Nova Scotia Fire Underwriters Agency Home Insurance Company. Pearl Underwriters' Agency Pearl Assurance Company, Limited. Rochester Underwriters Agency Great American Insurance Company. Winnipeg Fire Underwriters Agency Home Insurance Company. LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 194 OF THE "INSURANCE ACT" WERE GRANTED. Affiliated Underwriters, New York, N.Y. Canadian Reciprocal Underwriters, Toronto, Ont. Canners Exchange Subscribers at Warner Inter-Insurance Bureau, Chicago, 111. Individual Underwriters, New York, N.Y. Lumbermen's Underwriting Alliance, Kansas City, Mo. New York Reciprocal Underwriters, New York, N.Y. Undewriters Exchange, Kansas City, Mo. Warner Reciprocal Insurers, Chicago, 111. COMPANIES, UNDERWRITERS' AGENCIES, AND RECIPROCAL EXCHANGES WHICH HAVE BEEN LICENSED OR CEASED BUSINESS SINCE DECEMBER 31st, 1937. Licences issued. Insurers— Arex Indemnity Company. New England Fire Insurance Company. South British Insurance Company, Limited. " Switzerland " General Insurance Company, Limited. Toronto General Insurance Company. _ . , Permits issued. Reciprocals— Metropolitan Inter-Insurers. Ceased Business. Insurers— Fonciere Transport and Accident Insurance Company. Toronto General Insurance Company. Union Mutual Life Insurance Company. Underwriters' Agencies—■ Halifax Fire Underwriters Agency, representing the Halifax Fire Insurance Company. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 57 Annual Statement of Provincial Licensees. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. W. J. Albutt. H. W. Chamberlin. F. M. Chaldecott. F. G. Syder. Capt. S. Robinson. F. G. Syder, Secretary. Statement for the Year ended December 31st, 1937. Assets. Mortgages on real estate $36,000.00 Bonds and debentures (book value) 28,078.22 Cash in bank 9,611.71 Interest accrued 225.09 Agents' balances and premiums uncollected (net, commissions deducted) 1,852.68 Excess of market value of bonds over book value 707.95 $76,475.65 Liabilities. Reserve of unearned premiums (net, at 80 per cent.) $19,061.27 Investment reserves 7,814.01 Capital stock— Authorized $25,000.00 Subscribed and paid up 9,600.00 Surplus 40,000.37 $76,475.65 Profit and Loss Account. Premiums earned (net) $19,974.86 Losses and claims incurred $13,211.35 Commissions 8,951.80 Taxes : 799.71 Salaries, fees, and travelling expenses 1,441.02 24,403.88 Underwriting loss $4,429.02 Other revenue— Interest earned $3,078.37 Other expenditure— Increase in deficiency of market value under book value of securities 874.44 2,203.93 Net loss for the year $2,225.09 O 58 BRITISH COLUMBIA. EMPIRE LIFE INSURANCE COMPANY. Head Office—Kingston, Ont. Directors. Charles P. Fell. J. M. Campbell. A. H. Keith Russell. George J. Guy. Newman A. Fairhead. B. Ross McKenzie. W. A. Macintosh. Donald R. McSLaughlin. D. Walter McCormick. J. M. Vaughan. George M. Orr. W. T. Fortye, Secretary. Statement for the Year ended December 31st, 1937. Assets. Real estate (book value) $477,038.53 Mortgage loans on real estate 1,222,559.93 Loans secured by stocks, bonds, etc 4,500.00 Loans and advances to policyholders 794,567.31 Bonds and debentures (amortized book value) 5,656,760.07 Stocks (book value) 1,078,329.93 Cash on hand and in banks 97,739.57 Advances to agents . 5,936.17 Accounts receivable 1,574.53 Interest and dividends due and accrued _•_ 102,587.35 Rents due 1,846.30 Premiums due and uncollected and deferred (net) 108,752.42 Consideration for annuities due and uncollected and deferred (net) 5,701.10 $9,557,893.21 Liabilities. Liability under assurance and other contracts (net) $8,084,582.00 Liability for payments due under contracts (net) 83,434.00 Provision for unreported death losses and disability claims 14,000.00 Amounts left with Company. 58,812.98 Premiums paid in advance 34,854.00 Dividends to policyholders due and unpaid 1,045.63 Taxes due and accrued 14,529.78 Dividends due to shareholders due and unpaid 23.60 Medical examiners' fees due and accrued 20.00 Commission to agents due and accrued 800.11 Reserve for loss on investments 55,000.00 Deficiency of market under book value of bonds and debentures . 602,644.09 Accounts payable 2,804.93 Surplus contingently allotted to deferred dividend policyholders 40,000.00 Undivided surplus 252,222.09 Capital— Authorized $2,500,000.00 Subscribed 1,308,500.00 Paid up 313,120.00 $9,557,893.21 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 59 Income. Premium income $1,034,632.66 Consideration for supplementary contracts 12,425.00 Amounts left with Company 9,515.06 Interest and dividends 401,783.10 Rents 11,463.31 Gross profit on sale or maturity of bonds, stocks, and real estate 98,332.08 Other income 605.50 $1,568,729.71 Disbursements. Disbursements under assurance and annuity contracts (net) $694,798.81 Payments on supplementary contracts (net) 2,310.99 Reduction in premiums resulting from application of dividends 416.43 Amounts left with the Company 8,305.43 Taxes, licences, and fees 16,665.71 Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 95,051.50 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 175,280.78 All other expenses—Advertising, office furniture, books and periodicals, postage, express, stationery, legal fees, commissions on loans, medical fees, and miscellaneous 46,416.61 Loss on sale or maturity of stocks, bonds, and real estate 117,972.57 Balance 411,510.88 $1,568,729.71 RSBTURNS FOR BRITISH COLUMBIA. (See page 68.) GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS. Head Office—Hamilton, Ont. Governing Executive Authority. Eccles J. Gott. J. L. Archer. Wm. Benson. A. Chevalier. C. H. Fitch, Secretary. S. H. Pipe, Actuary. Statement for the Year ended December 31st, 1937. Assets. Real estate (book value) $32,000.00 Loans on policies 141,182.57 Bonds and debentures (amortized book value) 2,757,765.31 Cash on hand and in banks 59,328.85 Interest due and accrued 37,900.89 Premiums due (estimated) 18,136.73 Other assets 65.00 $3,046,379.35 Deduct assets not admitted— Deficiency of market under book value of bonds and debentures in default 347,207.05 $2,699,172.30 O 60 BRITISH COLUMBIA. Liabilities. Provision for unpaid claims Premiums paid in advance Commission Reserves— Mortuary Fund Sickness and Funeral Fund- Child Insurance Fund $20,022.60 86.34 93.93 $2,190,433.00 124,850.00 10,166.00 Balance 2,325,449.00 353,520.43 $2,699,172.30 Income. Mortuary Fund Sickness and Funeral Fund- Child Insurance Fund Guarantee Fund Assessments, dues, fees, and fines- Other revenue $323,041.19 21,087.90 2,509.12 272.36 8,063.02 2,407.61 $357,381.20 Disbursements. Mortuary Fund Sickness and Funeral Fund Child Insurance Fund Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees, travelling expenses, rents, printing and supplies, and miscellaneous Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous All other expenses—Advertising, legal fees, taxes and licences, telephone, telegrams and express, agency printing and stationery, official publications, meeting of Supreme Body, miscellaneous Balance $253,433.60 11,987.54 2,509.12 27,210.45 4,420.74 14,814.38 43,005.37 $357,381.20 Income— Mortuary Fund Sickness Fund - Returns for British Columbia. Child Insurance Fund Guarantee Fund General Fund $7,373.68 380.86 221.53 6.00 424.93 $8,407.00 Disbursements— Mortuary Fund Sickness Fund _ General Fund _ $7,767.64 312.60 340.39 $8,420.63 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 61 HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. H. E. Wingfield. E. Roberts. A. Corrie. J. Harries. G. A. Wilson. Dr. W. D. Dixson. E. E. Murray. G. Fisher. J. G. Norstrant. G. A. Wilson, Secretary. Statement for the Year ended December 31st, 1937. Assets. Mortgage loans on real estate $7,082.56 Bonds and debentures (amortized book value) 156,664.91 Cash on hand and in banks 35,829.15 Interest accrued 1,423.76 Agents' balances and premiums uncollected (net, commission deducted) 16,537.03 Furniture and fixtures 1,021.47 Other assets 5.87 $218,564.75 Deduct assets not admitted—• Agents' balances on premiums written prior to October 1st, 1937 $2,369.89 Furniture and fixtures 1,021.47 3,391.36 $215,173.39 Liabilities. Provision for unpaid claims $9,949.60 Reserve of unearned premiums (net, at 100 per cent.) 39,411.51 Cash dividends to shareholders— (a.) Due and unpaid 655.00 (&.) Declared, but not yet due 4,842.00 Taxes due and accrued 4,198.24 Return premiums and balances due agents 913.63 Special reserves 8,397.37 Other liabilities 5,441.18 Capital stock—■ Authorized $500,000.00 Subscribed 500,000.00 Paid up 60,632.00 Surplus 80,732.86 $215,173.39 Profit and Loss Account. Premiums earned (net) $159,239.08 Losses and claims incurred (net) $66,091.21 Adjustment expenses (net) 2,402.59 Commissions 45,055.57 Taxes 6,989.76 0 62 BRITISH COLUMBIA. Salaries, fees, and travelling expenses $16,695.43 All other expenses 16,815.64 $154,050.20 Underwriting profit $5,188.88 Other revenue— Interest earned $6,667.30 Other expenditure— Bad debts written off 564.85 6,102.45 Net profit $11,291.33 Returns for British Columbia. (See pages 71, 75, 77, 82.) MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. J. W. Berry. R. U. Hurford. J. W. Miller. • Hanford Lewis. A. Blair, Jr. Thos. Laing. Henry Rose. W. J. Park. W. H. Higginson. C. E. Whitney-Griffiths. Wm. Newby. Frank W. Machell. Thos. S. Robertson. Wm. Townsley, Secretary. Statement for the Year ended December 31st, 1937. Assets. Cash in bank $2,568.08 Bonds (book value) 28,507.50 Premiums due and unpaid 1,616.43 Premium notes— Assessments levied and unpaid $30,789.68 Balances outstanding 109,957.48 ■ ■ 140,747.16 Deferred commission 5,075.97 Other assets . 416.57 $178,931.71 Liabilities. Provision for unpaid claims $20.00 Reserve of unearned premiums (net, at 100 per cent.) 30,789.68 Commission earned 1 987.07 Premium note reserve 109,957.48 Statutory reserve fund . 10,000.00 Reinsurance reserve 15,435.36 Balance 11,742.12 $178,931.71 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 63 Profit and Loss Account. Premiums earned (net) Losses and claims incurred (net) Adjustment expenses Commissions Taxes Salaries, fees, and travelling expenses All other expenses Underwriting profit Interest earned Commissions earned Net profit $5,397.64 99.80 5,184.09 857.27 7,902.22 3,365.61 $703.06 65.43 $30,847.93 22,806.63 $8,041.30 768.49 $8,809.79 SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY. Head Office—-Saskatoon, Sask. Directors. R. J. Harper. O. C. Lawson. Wm. Kershaw. Alex Ross. H. R. Earl. H. J. Beck. D. Maclean. J. H. Bailey. J. H. Evans. H. R. Earl, Manager. Statement for the Year ended December 31st, 1937. Assets. Bonds, debentures, etc. (amortized book value) $233,587.02 Cash on hand and in banks 52,946.87 Interest due and accrued 12,506.54 Agents' balances and premiums uncollected (net, commission deducted) 43,416.19 Amount due for reinsurance '_ 5,436.94 Furniture and fixtures . 6,536.05 Automobiles 2,408.34 Other assets 250,140.60 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1937— Automobiles Furniture and fixtures $606,978.55 $8,562.53 2,408.34 6,536.05 17,506.92 $589,471.63 O 64 BRITISH COLUMBIA. Liabilities. Provision for unpaid claims , Reserve of unearned premiums (net, at 80 per cent.) Reinsurance premiums Investment reserves Contingency reserves Premium note residue Other liabilities Surplus $18,185.88 199,752.16 603.68 63,103.52 8,562.55 211,727.26 667.48 86,869.10 $589,471.63 Premiums earned (net) Profit and Loss Account. Losses and claims incurred Adjustment expenses (net) Commissions :. Taxes (net) $125,802.09 15,148.02 46,753.47 5,050.40 Salaries, fees, and travelling expenses 28,303.37 All other expenses 16,144.61 $217,192.17 237,201.96 Underwriting loss Other revenue— Finance charges and head office fees Bad debts recovered previously written off Fire-extinguishers Interest on investments Other expenditure— Depreciation $165.07 881.31 71.69 9,626.71 $10,744.78 $1,397.95 Increase and reserve for agents' balances 3,976.70 Increase and reserve for investments 3,628.26 9,002.91 Returns for British Columbia. (See page 72.) $20,009.79 1,741.87 $18,267.92 STANSTEAD & SHERBROOKE FIRE INSURANCE COMPANY. Head Office—Sherbrooke, Quebec. Directors. Hon. Jacob Nicol. C. B. Howard. Amedee Caron. A. E. Curtis. N. Roberts Mitchell. F. J. Southwood. W. L. R. Stewart. T. A. St. Germain. J. G. Armitage, Secretary and Treasurer. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 65 Statement for the Year ended December 31st, 1937. Assets. Real estate (book value) $114,361.72 Mortgage loans on real estate 221,789.67 Bonds, debentures, etc. (amortized book value) 744,600.05 Stocks (book value) 44,590.00 Cash on hand and in banks 79,356.77 Interest and rents due and accrued 13,299.65 Agents' balances and premiums uncollected (net, commission deducted) 50,466.69 Premiums due from reinsuring companies 9,738.99 Amount due from reinsurance on losses already paid 14,400.49 Plans, furniture, and fixtures 6,842.20 Reinsurance reserve 4,338.18 Automobile 900.00 Reinsurance contingent commission uncollected 2,993.15 Other assets, mutual assessments unpaid 47.60 $1,307,725.16 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1937 $1,406.98 Plans, furniture, and fixtures 6,842.20 Deficiency of market under book value of bonds and debentures 42,265.00 Automobile 900.00 Mutual assessments unpaid 47.60 Reinsurance contingent commission uncollected 2,993.15 54,454.93 $1,253,270.23 Liabilities. Provision for unpaid claims $15,313.02 Reserve of unearned premiums (net, at 100 per cent.) 255,706.20 Expenses due and accrued .- 6,173.68 Taxes due and accrued 824.59 Reinsurance premiums 16,457.76 Capital— Authorized $200,000.00 Subscribed 200,000.00 Paid up _jl 165,000.00 Surplus 793,794.98 $1,253,270.23 Profit and Loss Account. Premiums earned $319,530.33 Losses and claims incurred (net) $136,628.91 Adjustment expenses, net 6,209.06 Commissions 81,542.47 Taxes 21,184.52 Salaries, fees, and travelling expenses 32,020.83 All other expenses _•. 12,281.89 1 289,867.68 Underwriting profit . $29,662.65 0 66 BRITISH COLUMBIA. Other revenue— Interest earned - . .. -. . . . . ~ $28,027.07 1,029.00 3,278.07 871.25 17,502.50 Dividends earned .. Rents earned . . . _ _. .. Profit on sale of securities and real estate .. ... . . Decrease in deficiency of market under book value of securities Other expenditure— Interest on borrowed money .. $273.93 $50,707.89 5,273.93 Administration expense . .. ... . 5,000.00 $45,433.96 Net profit $75,096.61 Returns for British Columbia. (See page 72.) WESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—Winnipeg, Man. Directors. Richard W. Craig. Dr. A. J. Fraser. Hugh M. Dyer. Dr. A. M. Campbell. William Hudson Stuart F. Conrod, Secretary. Statement for the Year ended December 31st, 1937. Assets. Real estate (book value) $169,078.04 Mortgage loans on real estate 834,190.96 Loans and advances to policyholders 276,885.18 Bonds and debentures (amortized book value) 67,253.62 Cash on hand and in banks 5,280.00 Interest due and accrued 223,027.65 Premiums due and uncollected and deferred (net) 31,308.99 Consideration for annuities due and uncollected and deferred (net) 1,975.25 $1,608,999.69 Liabilities. Liability under assurance and other contracts (net) $1,234,029.00 Amounts left with Company 28,966.00 Premiums paid in advance . 22,378.00 Dividends to policyholders due and unpaid 1,330.00 Taxes due and accrued 4,500.00 Unclaimed dividends 86.00 Salaries, rents, and office expenses due and accrued 133.84 Legal fees due and accrued __•. 238.28 Advance payments 61.70 Borrowed money : : 79,000.00 Bank overdrafts 8,715.42 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 67 Payments held in suspense $131.45 Estimated bonuses due under managers' contracts 2,000.00 Audit for 1937 600.00 Directors'fees, 1937 180.00 Surplus contingently allotted to deferred dividend policyholders 15,000.00 Surplus contingently allotted to quinquennial-dividend policyholders 9,000.00 Capital— Authorized : $1,000,000.00 Subscribed 810,600.00 Paid up 202,650.00 $1,608,999.69 Income. Premiums (net) $192,142.57 Amounts left with Company 17,479.03 Interest and dividends 57,329.13 Transfer fees 8.00 Other income 131.45 Balance 5,361.68 $272,451.86 Disbursements. Disbursements under assurance and annuity contracts (net) $147,272.02 Payments on supplementary contracts (net) 4,440.56 Reduction in premiums resulting from application of dividends (net) 254.71 Amounts left with Company 5,493.80 Interest or dividends to shareholders, unclaimed 14.00 Taxes, licenses, and fees 6,670.26 Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 38,883.47 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 49,807.47 All other expenses—Advertising, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, appraisement expenses, and exchange 18,743.77 Loss on exchange of bonds for those of higher yield or longer term 871.80 $272,451.86 Returns for British Columbia. (See page 69.) 0 68 BRITISH COLUMBIA. V. r. < 3 tn hH w Eh 3 £ i—i H O , 00 ^. co << CO CD CO CO O CO CO O CO US § C-l CM m ot Tf CD Tf O OT fc- H CO OT Tf o t- CO CO Tf m CO CO CO OT tr- st- CO CO t- SO COCO CO TfOTOTrHTfCOeO CO Cn^ fc* J« Oii-tTftr^CMrH 00 Sj. tr* Tf ■ '*» B 5 s a o o IO Tf CO CM SC- CO CM CO CO CO CO CO rH cm* io" cm" CMTfOOCOrHOCD WtHHWWMOOO CDTfincOOTOlOCNt^, rHCMCO*C0*CO*C0*00*loI-S!* OTCO©TfinCOfc-OTi< CM OT CO © fc- CO CM 0J CM CM oa © © © © O © CM © © © © © © © © © © © © © © © o © © © © © o © © © © © o o © © © © o o © © © © © © © in CO CO © CO © Tf CO © t- lO CO CO t- i-H © © © © co tr- i-h m rH t> OT CO t- CO CO © © © © OT fc- © OT © i-H © ot io ot © CO CO CO io step * cm co©mcoTfcMrHcOi-HTfi-Hiococoeoi?- © CO "^ IO © OTt- OTCO CO © 00 CO O CO N t* rH© CO rH ^ f a "o£B Sal alsS O © O -"I 4") c— © © © © © O -rf tc OT n r- eo r-, rH OT © OT Q CO Tf in © © tr- © in OT © CO CO © r OT co o co cm Tf eo ' 00 CM CM © i-H CO © © o ©I © © CO © © Tf O © © © O © © © © © © © © © © © © © © © © © © © © © © © © © © © © © © © © © © rH OJ © CO OJ CO OJ CO © tH © CO lOHH CO © CD © O O CO CO CM OT OT 00 CM CO rH © CO Tf © OT © in © CO © rH Tf © CO © © in © to in Tf m rH b- CM CO Tf © c- © © © © OI fc- CO Ol rH © tr- rH © CO OT ©_ rH rH* Tf t- Tf OT CO CM Ol CM CM CO CS © Tf CO CO CO CM * 1 © in i-h © tr- tr- © in tr- rH in ©_© CO in Tf CO CM OT CO CO IT- IO OT © lO CO rH i-H tO rH CO CM CM ■an tropin ptm jo jaqtan^j t- Ol © CO IO OT i © co in © lO rH © © C- rH OT Tf Tf © CO CO IO in t- th eo Tf -*f Tf oo in eo rH © t- CO CM © CM © OT © OT CO rH t- t- rH 3H is IO rH © © o co in io tr- tr- eo Tf C0t-lO©OlTf^fI-i ©coOToeo©Tf©_j ©OTrH©tr-t>COaJ^ OT* 00 00* CD H -r? H iN tr- © !T-rHCMrH©lOOT©eO ©00COlO©tr-OTOTTf OTTfcOiHlOrHrHrHIO HUCC-OtOOHtjHiB'^t-MCOH ©COlOOJtr-OTTf-*oOTlO©COCM ©CMC-tr- ©©C0C0©OT©OTC0 00 CO CO ©eotr- ©©TftMOT rH CM CM © Tf rH OT CM CM tJI OTiHCMCOOlCMCOlOOT Tf ©tr-CO©TfOTCO in ot © Tf Tf IO T* rH IO* >, ti b, 3 Sl'&cS'igJi I'SlS'BB'Sl OhSboOOh i i at . £ §£ .1 •S2'SS| oooo!? SSS REPORT OF THE SUPERINTENDENT OP INSURANCE, 1937. O 69 OT OT © Tf © © Tf 4D «* © © © CO © o CO rH IO © OT © © rH OT t- © © Ol CO ©_ o Ol CO CM ©' © © cm oieorHioin cd ©" ©' c-\ © CM Tf © © in Tf lOCOCMTf© CO © © \r.. ©_ rH © tH co in co ©moo©© co co ^ va ©" rH* OT* C- 00* Tf OT* CMCM*ineOCM CM rH o> C-" O © Tf CO Tf CO TfrHt-t-© CO CO CM CM IO t-Tf rH t- CM rH Tf CO CO W" CO ©"cm 1.6 tr.- «©■ Tf © rH © CO t- CM © Ol CM © 00 o rH IO Tf © to IO Tf CO in CO io ed © tp IO CO o tr- CO t- «•# o tr- ~J Tf O t- oo « CM -j CM -^ CM — « o CO ■> Tf 1HH © *■! OT CO rH rf^ S" £ Ol > 00 > > in rH CM* in" Ol 5^ o o rH © CO © © ! O © © © rH CM © © © | © CO CO © CO CO Tf o © 1 O CO ^3 co ^ rs "3 o © r^rs^OT© © ©'© rH fe $_ fe Is0- ** CM CO ■> S S H CO IO ©i© O" ^ ^ ^ CO* OT* CM* rH* ' CM* of Tf CO CM Ol «■ O -3 ^"3 "3 "3 IS "'* ■»* 't» ■»» "3 'PS -pi -pi ■« 'pj l> r? r>£ £ ££ f^ ^i rC< ^i ^\ ^ ^ f^ ^i ^H in Ol ^.v, ,_^.,~v- .— _^ , ■ , ^^A— ^v-, io t- Tf tr- iO Nj lOCOCOOTCMOOlOinOlTfCMCO© ©CO© ^ fc-©OCMt-TfOTOTCOCOCOCOrH t-CMTf BQ CO IO Tf © Tf 1- © © Tf oi m cot-©oommcot-tr-Tf-7fOTCM h x to in © ^, CO IO Tf C- ^ ^00©rHCO-Tf-"!fTftMCO00lOCOlO.^ t-rH0O o OT S^ Ol CO 00 J*» ►> "** in-^wCMtr-_OT^Tf-^cO©Tf^COTfrH rH* "h" ©* CM OT* *? ^ Tf Tf* cC0W©tr- ©OCM©CM©©©© t- tH eo cd tr-* oi OTTf©LOOTtr-©in 1—lCM©©TfCO©©rH co tr- rH © tr- tH COCO©CMCMinOOT-iCO©tr-©OOlOIO©rH OS Tf © © Ol CM m©©©TfcMmc-^rHCOOTcoTfcDCM©m CO* CO* CM CM Co" CO* Tf" "S rH tr-* Tf tr-* CO* Ol" CD* CO* ©" IO CM © CO CM t- Tf" CM lO <* rH rH HNO tO Tf ^CMrHrH CO rH rH CO t-h rH N- ' -T m OT fc- CM CO Tf © © in corHiOOTinoiTf^Hc-co© tr- OT © LO « CO OT© ©©lOTfm © fc- © Tf CO •5 fe OT CM rH CO tr- rH CM t-* j rH* © © © o © © c ©©©©©©©©©©©©©©o©© OJ © © © O © © C ©©©o©©©©©©©©©©©©© © Tf O 00 © 00 © c i-H©lOinOTTfTfOt-01©COrH©©COlO CO tr- IO Tf co © tn C OT©COCOCOinCM©©rHcOOT©©TfTfTf OJ © © co in © t- c ^,t-©rHinrHtr-in©iocOrHOTtr-©tr-ioeo ©* Tf in tj* io co* t- £ in ©*©"©* co* t-* in" t^ Tf co" co" ot* io* co" Tf in* ot* <,inOTTfi>incoTftMcncMin©cMiniOTfOT rH © co © ot tr- a CO CO Tf O rH CM rH rHCOiHinCOCOCOrHinoOCM©CMOTlO CO CM* Ol" ©" CM* CM CO CM Co" OJ* CM CM eo* ©* rH rH Tf rH CM rH rH Tf CM CO Tf ee t- . OT t- Ol rH i~ OTrHTfcO©rHCMinlr-CO©COt-OT©©CO co Tf -tf rH !SJ rH TfOTOO Tf ,-H Tf rH jo Tf © CM©Tf © CG rH CO_ |>© co© hiohcoh eo h Tf t- IO OT* rH CM CO rH rH OT rH rH in rH © © © © © © ©O©©©©©©©©©©©©©©© CO © © O © © G ©©©©©©©©o©©©©©©©© Tf IO CM CO © oi C ©©CO©rHrH©tHOT©Tftr-|r-©OT©lO r-t ot -Tf c- CO CO © t-O00N OOODN HtDMOiflOOlCMH co OS OS rH Tf IC ^•^OONiO'l't-HOJ-^tCtOrtHHC-IQ CM* CO Tf OT CO If > CO C0* tH rH* ©" rH* rH © CO* ©" Tf o" Ol Tf O CO •■S l^i—S£ 0. rH ^ COCMrHTf ^H N ** fe > u * r •3 E 1 >t h B r 5 E ■5 | >> h d r s £ ■g e *H L HH to "•3 o Xfl (Ordinary Industrial Group .„ c j tH tH oo OO OC r H S B C a c fe Insuranci ssurance Co isurance Co. nee Co. of C nee Co. f Or fe Insurance Life Assura iurance Co.. Life As ada k Life I: merican o. l Life Ai c 'S p al Life Assuran al Insur surance ewan Li n Life A I Life As i Assura 5 Insura utual Li Empire Life Ass Totals 1 s O t r rt •S I t t O 0 CJ f 5 sz; HH G V 3 c O t i i 0. Ss : ■os a 3 .5 > CT c Pi « t +■ a s c Standarc Sun Life Canad; Traveler s E c 0 B t ■*J « (J S5 fi u EC « 0 70 BRITISH COLUMBIA. TABLE IL—LIFE INSURANCE SUMMARY. 1933. 1934. 1935. 1936. 1937. $13,256,000 409,879,000 3,601,000 $13,007,000 408,660,000 3,369,000 $12,538,000 411,894,000 4,095,000 $12,471,000 423,965,000 4,235,000 $14,659,000 Net amount in force Claims paid 434,381,000 4,285,000 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. $22,541.16 40,009.35 8,280.62 38,974.10 13,887.76 3,030.96 6,438.23 13,488.56 22,946.35 7,446.30 19,430.84 48,354.28 69.67 14,536.46 $6,839.27 17,945.60 3,140.34 10,417.13 586.28 1,444.36 1,966.23 5,834.98 2,151.21 2,164.30 2,979.25 20,886.12 Nil 5,207.58 $23,035.30 39,773.26 8,229.10 39,638.43 10,483.42 3,182.58 6,301.64 8,676.75 14,302.29 8,932.35 19,448.30 47,751.62 261.63 10,892.14 $7,146.71 17,695.81 3,472.54 ftAlliance Assurance Co., Ltd. —- . Alliance Insurance Co. of Philadelphia 10,446.43 617.53 1,378.56 1,895.23 6,834.98 4,350.16 2,537.30 2,913.38 21,110.18 Nil Baloise Fire Insurance Co „ 5,866.63 10,485.53 34,721.00 1,948.91 6,254.47 28,972.87 3,862.94 11,855.54 30,309.66 28,890.34 6,438.23 15.886.22 15.215.17 23.745.65 20,748.42 13,142.66 36,959.59 3,862.94 18,125.26 15,451.75 14.083.99 33.398.39 17.342.08 13,858.92 5,584.68 12,478.88 3.923.98 8.805.97 6,713.60 1,183.27 23,587.39 2,960.29 1,399.66 237.05 6,452.90 677.22 1,780.04 10,926.73 1,179.74 11,017.48 14,622.96 9,516.37 1,966.23 1,670.57 8.433.77 10,204.26 13,110.32 3.042.0'! 16.675.78 1,179.74 5,498.58 4,718.95 2,822.84 21,141.63 1.328.97 2,616.46 2,028.16 3,767.68 19.4-1 4,808.23 3,166.50 297.58 5,497.93 1,872.91 24.25 7,717.38 34,175.28 2,288.23 5,644.19 30,546.68 3,777.51 13,111.89 29,386.11 29,368.76 6,295.87 16,368.40 14,528.77 23,616.00 21,713.13 13,433.60 40.003.99 3,777.54 19,475.72 15,110.12 11,418.13 35,778.93 10.428.71 13,726.49 6,197.71 9,293.84 2,687.10 9,100.56 5,767.18 1,448.07 23,647.75 3,093.97 1,873.36 2,732.05 13,972.64 Beaver Fire Insurance Co. 660.22 2,381.79 10,858.73 British & European Insurance Co., Ltd ' 1,138.74 11,197.48 British Crown Assurance Corporation, Ltd. 13,907.18 10,951.37 British General Insurance Co., Ltd. 1,895.23 1,403.19 British Oak Insurance Co., Ltd. British Traders Insurance Co., Ltd. Caledonian American Insurance Co 10.193.66 13,147.07 3.042.04 17 408 78 California Insurance Co. _ 1,138.74 5,776.50 4,550.95 2,927.84 19,887.03 826.25 Canadian Indemnity Co Canadian Surety Co 2,807.51 2,008.20 3,684.68 Casualty Co. of Canada 27.44 4,648.30 1,337.45 344 58 5,412.06 China Fire Insurance Co., Ltd 1,878.16 31.25 7,503.84 1,566.82 61,504.44 1,287.65 16.607.45 5,337.00 23,815.57 45,074.50 606.19 27,990.34 10,426.16 3.950.69 2,279.76 24.67 20,737.13 393.25 4,766.91 969.01 13,028.12 25,605.73 288.87 7,454.54 898.12 121.05 7,668.49 1,656.44 59.702.48 1,259.17 15,750.01 5,550.85 20,872.38 48,069.10 636.50 29,875.45 9.887.63 2,216.58 2,382.25 24.67 Commercial Union Assurance Co., Ltd. 20,273.13 379 25 Connecticut Fire Insurance Co. 5,032.68 799 00 Continental Insurance Co. 11 731 39 Cornhill Insurance Co., Ltd.. 33,016 98 County Fire Insurance Co 275.71 918 12 Eagle Fire Co. of New York 133 05 $937,303.44 $330,433.19 $908,854.86 $348,315.39 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 71 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937—Continued. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward- Eagle Star & British Dominion Insurance Co., Ltd... Economical Mutual Fire Insurance Co Employers Liability Assurance Corporation, Ltd Ensign Insurance Co Equitable Fire & Marine Insurance Co -. Essex & Suffolk Equitable Insurance Society, Ltd The Eureka Security Fire & Marine Insurance Co... Excess Insurance Co., Ltd Federal Fire Insurance Co. of Canada Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co —* — Firemen's Insurance Co. of Newark- First American Fire Insurance Co - First National Insurance Co. of America Fonciere Fire Insurance Co Franklin Fire Insurance Co. of Philadelphia General Accident Assurance Co. of Canada — General Accident Fire & Life Assurance Corp., Ltd. General Fire Assurance Co. of Paris - fGeneral Insurance Co. of America Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd — Halifax Fire Insurance Co Hanover Fire Insurance Co.. Hardware Dealers Mutual Fire Insurance Co Hardware Mutual Fire Insurance Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire & Marine Insurance Co. ♦Home Insurance Co. of New York Homestead Fire Insurance Co— „ _ Hudson Bay Insurance Co Imperial Assurance Co Imperial Guarantee & Accid. Insur. Co. of Canada . Imperial Insurance Office . _t - Indiana Lumbermen's Mutual Insurance Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd. Legal & General Assurance Society Liverpool & London & Globe Insurance Co., Ltd. Liverpool-Manitoba Assurance Co. Local Government Guarantee Society, Ltd.- London & County Insurance Co., Ltd . London & Lancashier Guar. & Accident Co. of Canada London & Lancashire Insurance Co., Ltd.- London & Provincial Marine & Gen. Insur. Co., Ltd London & Scottish Assurance Corporation, Ltd.- _ London Assurance— London-Canada Insurance Co London Guarantee & Accident Co., Ltd. Lumbermen's Insurance Co Lumbermen's Mutual Insurance Co. Lumber Mutual Fire Insurance Co. Marine Insurance Co., Ltd Maryland Insurance Co., Ltd.. Mercantile Insurance Co. Merchants & Manufacturers Fire Insurance Co. Merchants Fire Assurance Corporation of N.Y. Merchants Marine Insurance Co., Ltd Mercury Insurance Co Michigan Fire & Marine Insurance Co Millers National Insurance Co.. Carried forward.. $937,303.44 34,466.05 673.71 29,322.50 9,364.52 3,321.49 6,673.91 2,318.16 7,884.78 6,501.11 33,477.27 8,002.52 33,821.19 31,408.76 13,178.94 9,750.72 9,638.04 6,334.00 9,751.03 7,074.91 100,352.92 6,472.47 11,007.47 7,986.29 27,255.07 89,468.53 14,513.10 14,024.87 36,158.41 6,875.84 23,384.86 30,815.58 39,028.71 22,776.05 14,605.93 142,706.87 13,773.45 15,007.67 4,123.89 16,224.04 6,471.41 38,158.07 24,820.41 32,919.97 87.179.38 17.611.95 Nil 23.611.82 7,711.55 82,242.01 4,272.37 9,923.28 46,734.89 8,357.99 15.027.44 13.583.77 6.566.82 6.113.69 Nil 5,175.49 12,234.85 12.903.44 42,968.83 17,069.24 2,372.86 4,292.14 21,901.57 $330,433.19 6,858.71 65.56 7,513.31 1,801.07 953.40 2,798.64 Nil 2,509.28 377.48 8,835.49 1,338.81 8.149.61 2,285.99 5,810.65 3,293.22 1,651.92 2,682.57 1,457.02 1,907.97 17,849.15 1.893.84 6,010.29 543.32 13,121.23 24,403.02 5,811.29 5,464.79 7,383.33 12,745.06 3,767.14 4,981.69 9,426.67 614.55 5,150.06 35,034.80 7.520.57 4,559.51 1,878.54 346.60 3.289.50 12,919.71 10.147.40 7.955.12 36.679.07 9,616.47 129.51 3,593.18 2.323.54 20,744.46 267.31 304.08 11,498.10 2,497.84 4,559.51 3.067.76 2.037.60 2.083.00 Nil 123.43 2.424.36 3.792.54 6,364.24 1,511.77 1,238.06 3,621.02 7,449.86 $2,387,054.31 $719,467.78 $908,854.86 36,543.41 Nil 28,380.51 9,780.87 3,152.42 6,859.41 1,692.12 7,235.53 4,161.54 35,818.25 7,349.53 35,099.21 30,587.81 13,314.77 6,797.23 9,954.44 6,761.52 9,987.44 9,557.63 76,600.19 6,400.51 11,375.71 9,317.21 28,604.59 87,995.37 14,467.97 13.650.80 36,265.22 6,541.58 23,234.24 28,945.18 40.764.07 19,016.13 14,370.23 118,668.48 14.234.21 15.337.58 3.624.90 18,437.15 5,913.75 37,872.19 25,233.86 32,590.84 88.784.56 18.201.12 3.833.63 23.116.09 7 292.37 86.601.93 4.958.88 9.780.69 49.989.82 8,744.72 15.363.66 14.061.96 5.460.98 5.876.21 Nil 4.620.63 12.815.72 16.447.91 43.898.50 15.434.80 3.106.14 4.200.65 22.524.58 $2,326,456.01 $348,315.39 6,627.76 —391.37 7,486.31 1,768.51 1,006.54 2,851.28 2,264.30 6,707.28 304.28 7,513.95 1,363.81 17,605.65 5,466.12 5,790.65 3,292.79 2,083.92 2,608.07 1,430.07 1,667.97 16.060.40 2,462.84 5,810.38 543.32 12,542.19 23.420.99 6,139.29 5.352.79 7.523.33 13,000.41 3,775.47 4,700.02 10,448.55 614.55 5.260.70 33,560.80 7,270.43 4,764.47 627.54 513.85 2.845.80 13.194.15 10,210.40 7.602.12 35.706.57 9.296 60 19 51 4.143.18 2.312.54 21,876.46 267.31 371.08 9.637.10 2.477.07 4.764.47 10.813 76 2037 60 1.916 02 Nil 216 25 1.214.36 3.818.79 11.166.24 1.480.77 1.393 06 3 356.90 17.004.68 $769,589.76 0 72 BRITISH COLUMBIA TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937—Continued. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward. Mill Owners Mutual Fire Insurance Co. of Iowa Minnesota Implement Mutual Fire Insurance Co. Motor Union Insurance Co., Ltd $2,387,054.31 6,527.05 27,001.67 6,332.19 30,870.73 13,320.71 19,627.65 13,819.33 $719,467.78 482.48 4,153.79 1,810.48 6.877.64 ■1,857.60 1.580.62 6,052.44 $2,326,456.01 6,569.61 26,585.36 4,279.01 30,847.93 13,942.68 20,367.41 14,089.26 9,100.56 11,192.62 2,387.77 11,834.26 9,810.73 $769,589.76 438.88 4,162.12 1,821.48 5,397.64 1,841.10 5,365.62 6,066.85 4,648.30 1,847.88 1,571.96 11,186.34 4,998.40 National Ben Franklin Fire Insurance Co. National Liberty Insurance Co. of America „.__ 8,805.97 6,075.48 4,457.17 12,104.01 9,370.17 7,649.35 41,708.98 6,242.66 18,802.17 45,487.61 15,007.67 21,348.20 110,102.10 10,683.44 6,438.23 57,373.08 14,538.57 15,079.33 41,481.12 13,822.15 5,312.37 18,027.04 10,825.84 32.624.67 6.614.25 2,687.48 5,367.83 131,478.08 28,107.03 7,747.56 6,173.52 9,010.60 8,280.35 30,144.77 28.025.35 18,690.13 39,618.52 9,971.40 7.988.63 6,181.24 8,434.89 50.249.16 118,598.15 7,036.61 15,857.47 10,477.32 9.043.43 10.624.81 27,851.64 14,335.40 4.485.73 4.315.64 1.073.02 6.044.30 47.273.96 5.614.27 6.343.40 46.729.00 7.235.14 Nil 4,808.23 1.830.86 1,571.96 11,186.34 5.170.38 Newark Fire Insurance Co.. _ New Brunswick Fire Insurance Co 1,781.91 5.731.25 1.802.50 6,817.30 11.161.71 4,559.51 905.63 23,651.77 3.958.67 1.966.23 16.520.64 6.818.50 6.343.05 10,270.70 1,977.17 333.94 5,505.44 1,297.00 5,064.88 2,242.38 471.19 1.908.25 54.095.13 7.948.38 4,230.32 2.775.65 2.843.24 4.129.25 6.363.01 6,520.27 5.563.02 21.621.63 4.196.35 1,227.86 1.198.14 295.62 13.955.72 91.714.91 213.17 4,705.68 1.624.55 1.539.79 371.42 5.482.07 1.725.29 1,014.46 924.76 905.26 995.36 43.511.00 334.18 2.582.93 48.046.00 1.345.07 Nil 7,488.33 36,638.22 6,473.61 19,335.32 45,044.80 15,336.97 22.294.47 94,111.66 11,222.48 6.295.85 61,710.54 13,575.29 14,425.33 42,945.26 14,202.59 13,698.39 17,628.46 11,447.55 36,921.79 6,109.62 5,632.23 5,067.72 138,356.79 26.671.71 8,006.76 6.687.89 13,163.69 8.209.06 33.172.90 22.848.61 20.226.26 40.919.11 9,648.22 7.475.03 6.458.04 3.949.85 41.283.05 127.404.10 6.345.82 16,611.57 6.269.76 9.059.46 9.822.79 28.005.58 16.479.95 4.493.95 2.292.89 1.050.15 6.565.11 47,235.93 5.831.14 8.911.70 47.443.59 7.683.32 2V il 2,145.53 7,504.25 1,809.34 7,557.86 12,122.13 4,764.47 925.63 15,366.12 4,127.67 1.895.23 16.536.64 6,793.00 4.103.05 9.500.23 1.891.29 3.001.94 5.308.44 808.00 5,592.88 2.252.58 468.19 614.25 55.125.12 8.388.67 4.089-61 3.702 65 2.505.54 4.439.30 5.410.01 24.977.27 6.121.02 20.902 44 4.355.04 950 86 2.237.57 384.24 14.144.72 89.995.07 248.17 5.078.99 1.624.55 1.579.56 383.42 7.672.07 2.660.29 1.176.46 920.85 839 23 966.74 41.009 10 334.98 1.927 93 48.352 70 1.658 07 Nil North British & Mercantile Insurance Co., Ltd. _ Northwestern National Insurance Co.. . Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd. Pennsylvania Lumbermen's Mutual Fire Insurance Co. . Phenix Fire Insurance Co. of Paris Phoenix Insurance Co. of Hartford - Providence Fire Assurance Co. of Paris Provincial Insurance Co., Ltd. . Queen Insurance Co. of America Railway Passengers Assurance Co. Scottish Metropolitan Assurance Co., Ltd. Sea Insurance Co., Ltd Sentinel Fire Insurance Co Springfield Fire & Marine Insurance Co., Ltd. Stanstead & Sherbrooke Fire Insurance Co.. stock mutual Sussex Fire Insurance Co. Tokio Marine & Fire Insurance Co., Ltd. $3,785,631.10 $1,231,939.71 $3,733,653.47 $1,298,187.29 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 73 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1937—Continued. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. $3,785,631.10 17,342.08 108,801.98 25,752.91 21,572.74 35,572.00 Nil Nil 7,503.84 10,246.38 27,242.58 2,275.13 3,900.18 50,315.51 10,854.82 19,151.09 $1,231,939.71 1,338.97 398,781.68 7,864.92 2,315.71 22,474.85 Nil 9.92 2,279.76 543.81 14,409.65 267.47 402.74 13,045.40 1,731.24 4,367.81 $3,733,653.47 19,638.12 87,858.05 25,183.52 17,464.24 37,227.21 Nil 2,547.96 7,668.49 9,878.40 23,714.52 2,407.69 3,770.75 43,752.69 9,596.44 20,430.29 11,758.02 7,158.91 18,638.67 $1,298,187.29 836.25 499,352.41 7,583.92 Union Fire, Accident & General Insurance Co. of Paris — 4,940.71 22,537.85 Union Marine & General Insurance Co., Ltd Nil —6.06 United Firemen's Insurance Co. 2,382.25 107.96 15,182.65 267.47 480.05 9,043.21 258 98 Western Assurance Co. ._. — 4,316.81 10,794.17 7,493.38 22,560.67 2,380.60 404.83 8,810.65 2,006.19 433.83 9,075.65 World Marine & General Insurance Co., Ltd „ Totals $4,167,010.56 $1,713,369.72 $4,082,347.44 | $1,876,513.43 $3,359.61 5,633.19 37,952.17 26,918.02 7,394.28 9,522.72 7,610.75 10,306.62 $290.11 8,105.95 8,199.80 3,201.74 1,296.63 501.51 5,064.69 3,182.90 *City of New York Insurance Co. (gross) . tFirst National Insurance Co. of America (gross) ♦Franklin Fire Insurance Co. (gross) — *New Brunswick Fire Insurance Co. (gross) Note.—These figures are included in the foregoing figures for the insurers whose names are preceded hy the same sign. Reciprocal Exchanges. Net Premium Deposits written. Net Losses paid. Net Premium Deposits earned. Net Losses incurred. $9,571.64 1,772.50 3,299.66 4,171.73 27,789.06 5,664.34 2,266.10 5.60 $372.50 Nil Nil Nil 9,203.68 Nil Nil Nil $6,880.19 1,740.77 3,886.31 4,201.13 30,093.98 6,219.26 1,948.61 5.37 Canadian T?prM*proca1 Exchang-p Canners Exchange Subscribers at Warner Inter Insur- Nil NU Lumbermen's Underwriting Alliance New York Reciprocal Exchange 8,683.68 200.00 Nil Nil $54,540.63 $9,576.18 $54,975.62 $9,256.18 TABLE IV.—FIRE INSURANCE SUMMARY. Year. Net Premiums written. Net Amount of Losses paid. Net Premiums earned. Net Amount of Losses incurred. Ratio Losses incurred to Premiums earned. 1933 1934 $4,147,292.88 4,035,338.02 4,004,061.13 3,974,711.77 4,167,010.56 $1,754,656.20 1,293,543.97 1,695,857.70 1,225,095.33 1,713,369.72 $4,276,769.23 4,193,168.66 3,940,525.28 3,969,224.16 4,082,347.44 $1,415,504.54 1,463,967.73 1,429,564.93 1,168,859.66 1,876,513.43 33.09 34.99 1935 36.27 1936 . . 1937 29.45 45.96 O 74 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1937. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Aetna Casualty & Surety Co- Aetna Insurance Co Agricultural Insurance Co $$AlIiance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia- American Alliance Insurance Co American Automobile Fire Insurance Co._ American Automobile Insurance Co American Central Insurance Co American Home Fire Assurance Co Anglo Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Baltimore American Insurance Co Bankers & Traders Insurance Co., Ltd— British America Assurance Co British & European Insurance Co British Canadian Insurance Co British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Caledonian Insurance Co Ltd. Camden Fire Insurance Association Canada Accident & Fire Assurance Co- Canada Security Assurance Co. Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance Corporation. Casualty Co. of Canada Central Insurance Co., Ltd. Central Manufacturers Mutual Insurance Co- Century Insurance Co., Ltd China Fire Insurance Co., Ltd — Columbia Insurance Co Commercial Union Assurance Co., Connecticut Fire Insurance Co— Ltd.. Consolidated Fire & Casualty Insurance Co— Continental Casualty Co Continental Insurance Co Cornhill Insurance Co County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co— Eagle Fire Co. of New York Economical Mutual Fire Insurance Co Employers Liability Assurance Corporation, Ltd. Equitable Fire & Marine Insurance Co— Fidelity & Casualty Co. of N.Y Fidelity Insurance Co. of Canada Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Firemen's Insurance Co., Newark First National Insurance Co Fonciere Transport & Accident Insurance Co— Franklin Fire Insurance Co— _ General Accident Assurance Co General Accident Fire & Life Assur. Corporation, Ltd.. General Casualty Co. of America General Casualty Insurance Co. of Paris General Exchange Insurance Corporation — tGeneral Insurance Co. of America Glens Falls Insurance Co .— Globe Indemnity Co -— Great American Indemnity Co- Carried forward NU Nil Nil $29,928.99 44.32 223.41 29,606.24 78,051.67 Ara —28.13 7,400.63 6,035.78 Na 61,199.89 33,112.57 Ara 8,270.40 12,722.47 6,610.77 15,882.25 26,007.85 10,796.09 2,660.94 770.12 10,086.73 13,279.37 28,907.75 50,782.79 26,537.53 29,992.34 4,661.43 2,939.06 2,485.97 7,456.14 Na Nil 13,778.26 A/a Na nu Nil 10,290.66 44.68 8,391.10 27,297.09 583.32 NU 30,890.25 Ara NU 2,255.92 Ara Na Na 1,837.45 19,402.82 16.287.18 45,286.10 —733.42 38,244.95 15,616.98 36,577.05 38,316.11 3,284.81 Nil Na Nil $19,630.32 Na 31.01 14,885.22 61,956.45 Nil NU 4,885.16 779.97 Nil 41,592.63 23,699.85 Na 1,971.11 10,610.89 849.81 6,505.57 13,353.06 2,631.31 695.36 1,348.42 12,487.92 8,533.07 9,770.17 46,836.87 12,218.16 17,139.15 4,277.17 1,206.48 2,640.61 4,885.16 Ara Nil 8,733.50 Ara Ara 198.75 Nil 4,733.13 6.20 5,385.68 9,091.64 325.80 32.47 17,020.91 Na Na 4,156.25 Ara Ara Nil 27,742.02 11,655.49 8,067.92 38,107.61 18,674.21 23,567.88 8,328.96 19,223.28 18,696.25 1,829.20 Na NU Na $30,135.94 42.30 193.74 26,896.18 68,787.01 Nil —2.54 6,400.75 5,542.03 Nil 52,062.90 29,804.56 Na 7,848.67 11,681.21 6,026.96 15,611.61 22,476.04 10,222.28 2,573.48 698.81 9,690.03 11,401.72 23,716.29 45,861.11 24,947.04 26,484.37 4,565.46 2,716.25 2,733.55 6,448.76 Na Na 12,388.40 Na 96.15 —74.38 Na 10,696.31 38.75 7,891.36 25,851.66 369.48 50.90 30,351.52 Nil Na 2,737.23 Ara Ara Na 18,493.97 19,495.46 16,257.89 46,832.92 7,870.07 33,428.61 16,252.37 31,621.34 34,861.72 3,131.40 Ara Ara NO, $13,965.57 Nil 66.51 17,275.22 87,334.45 Na Nil 4,654.17 939.97 Nil 43,344.88 30,230.86 Ara 318.11 5,289.89 1,194.81 16,481.57 34,766.92 3,427.56 —3,854.64 948.42 10,272.92 8,898.07 13,658.97 43,494.87 10,130.91 18,598.62 3,027.17 1,209.48 2,606.49 4,654.17 Na Nil 4,088.50 Nil Na 1,384.75 NU 4.213.08 13.30 5,523.68 12,094.64 325.80 32.47 17,998.91 Ara Na 1,173.40 Nil Ara Nil 16,947.02 3,642.49 9,722.92 22,777.11 —1,061.79 22,411.48 9,618.96 26,878.28 16,087.25 2,839.20 $814,838.23 $550,998.05 $774,286.56 $554,563.81 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 75 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1937—Con. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward- Great American Insurance Co Guardian Insurance Co. of Canada- Guildhall Insurance Co., Ltd Halifax Fire Insurance Co — Hardware Dealers Mutual Fire Insurance Co- Hardware Mutual Fire Insurance Co — Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada—— IHome Insurance Co- Homestead Fire Insurance Co- Hudson Bay Insurance Co- Imperial Guarantee & Accident Ins. Co. of Canada- Imperial Insurance Office. Indemnity Insurance Co. of North America- Insurance Co. of North America „ Law, Union & Rock Insurance Co., Ltd Legal & General Insurance Society, Ltd Liverpool & London & Globe Insurance Co— Liverpool-Manitoba Assurance Co London & County Insurance Co., Ltd London & Lancashire Guar. & Accident Co- London & Lancashire Insurance Co London & Provincial Marine General Insurance Co., Ltd.. London & Scottish Assurance Corporation London Assurance London-Canada Insurance Co London Guarantee & Accident Co Lumbermen's Mutual Casualty Co Lumbermen's Mutual Insurance Co- Marine Insurance Co., Ltd Maryland Casualty Co Merchants Marine Insurance Co- Mercury Insurance Co - Metropolitan Casualty Insurance Co — Minnesota Implement Mutual Fire Insurance Co— tfMotor Union Insurance Co- National Ben Franklin Fire Insurance Co- National Fire Insurance Co. of Hartford. National Liberty Insurance Co National Union Fire Insurance Co Newark Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co- Niagara Fire Insurance Co North British & Mercantile Insurance Co., Northern Assurance Co., Ltd Northwest Casualty Co Ltd- Northwestern Mutual Fire Association. Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd- Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd— Ohio Farmers Insurance Co — Pacific Coast Fire Insurance Co Palatine Insurance Co Patriotic Assurance Co., Ltd _ Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Pioneer Insurance Co Providence Washington Insurance Co- Provincial Insurance Co Prudential Assurance Co., Ltd Queen Insurance Co— $814,838.23 1,965.99 126,232.61 26,230.64 49,679.14 42.07 42.07 21,121.74 5,201.47 47,995.91 7,267.68 3,583.06 5,264.58 272.36 36.24 8,971.48 14,999.13 21,685.81 4,208.91 906.58 35,582.64 5,474.37 9,743.54 771.94 5,985.34 53,662.00 53,919.91 15,362.12 Ara Ara 1,407.70 8,897.24 — 816.28 20,489.46 42.07 28,306.12 372.40 NU 301.46 3,714.02 Na Ntt Na 14,538.38 11,295.42 23,882.76 29,562.91 1,118.44 23,714.09 3,048.68 42.469.02 12,102.59 7,326.62 7,286.08 1,065.41 14,246.38 94,295.98 Nil 787.08 31,732.66 13,181.24 4,495.02 $550,998.05 272.85 47,388.38 15,540.23 22,070.30 Ara Nil 9,767.05 1,117.05 14,434.83 1,092.97 2,079.27 902.46 2,442.76 Na 6,993.77 7,788.61 10,229.48 2,036.06 142.00 15,407.26 3,151.56 6,327.15 38.07 5,387.94 28,597.97 28,291.76 13,310.52 Ara Ara 546.03 6,714.74 2,458.01 8,002.36 NU 9,060.86 367.80 Nil 590.45 1,722.52 Nil Na Na 7,889.20 3,768.28 12,707.43 10,668.18 236.05 10,229.97 791.69 17,928.33 3,281.91 4,885.16 1,953.54 741.08 4,852.45 38.585.66 NU 140.65 25,172.37 3,359.65 2,067.02 $774,286.56 1,705.01 111,926.26 23,722.09 46,652.64 33.55 33.55 19,151.08 3,838.21 41,395.33 4,120.94 3,212.68 5,052.48 355.49 38.85 8,969.16 11,708.85 19,138.10 3,761.33 977.05 35,131.74 4,725.61 9,721.44 668.91 5,985.74 49,243.63 50,226.75 16,070.12 rva 8.80 1,507.17 7,528.95 1,459.52 20,248.66 33.55 26,736.51 388.24 Na 345.36 3,291.36 Na NU Na 13,156.18 12,098.44 21,800.17 27,787.24 1,142.47 21,614.13 3,192.52 38,786.97 9,954.39 6,336.73 6,810.57 891.99 10,834.65 86,435.07 Ara 809.73 32,177.80 10,994.77 3,982.28 $554,563.81 585.25 49,141.38 10,190.23 26,532.90 Na Na 18,242.05 1,038.30 17,206.03 1,837.97 —400.73 3,585.46 2,317.76 Ara 6,058.77 9,205.61 9,338.48 1,840.06 4,142.00 13,242.26 2,626.56 9,452.15 88.07 12,393.94 24,883.26 27,775.76 10,137.52 Na Na 461.03 12,064.74 2,364.71 13,469.90 Ara 14,655.86 368.28 Na 790.45 1,971.62 Ara Nil Na 8,394.20 3,454.28 10.869.43 9,854.61 276.05 13,614.97 1,476.69 18,778.33 3,155.10 4,654.17 1,983.54 741.08 9,397.45 47,770.66 Ara 292.87 17,056.67 4,484.65 2,366.02 Carried forward.. $1,740,626.79 $974,529.74 $1,660,292.37 $1,021,192.84 0 76 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1937—Con. Name of Insurer. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward.. Queensland Insurance Co., Ltd Railway Passengers Assurance Co tfRoyal Exchange Assurance ♦Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co St. Paul Mercury Indemnity Co. of St. Paul- Saskatchewan Mutual Fire Insurance Co Scottish Metropolitan Assurance Co Scottish Union & National Insurance Co.. Security Insurance Co. of New Haven Sentinel Fire Insurance Co — Southern Insurance Co., Ltd — Springfield Fire & Marine Insurance Co— Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Fire, Accident & General Insurance Co. Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd— United British Insurance Co., Ltd United Pacific Insurance Co United States Fidelity & Casualty Co- United States Fire Insurance Co _ Wapiti Insurance Co — Wawanesa Mutual Insurance Co Wellington Fire Insurance Co. Western Assurance Company Westminster Fire Office World Fire & Marine Insurance Co World Marine & General Insurance Co Yorkshire Insurance Co., Ltd — Zurich General Accident & Liability Insurance Co.. Totals __ ♦Central Insurance Co., Ltd fFirst National Insurance Co JFranklin Fire Insurance Co JHomestead Fire Insurance Co ♦Hudson Bay Insurance Co — JNationai Liberty Insurance Co. of America.. ♦Pioneer Insurance Co.. $1,740,626.79 3,163.43 8,114.62 17,988.93 48,236.07 23,326.69 — 93.53 30,113.22 6,805.89 10,825.39 Na 2,466.89 Ara 12,599.18 70,734.12 1,434.02 7,898.58 6,781.28 11,609.47 20,091.76 200.32 25,416.25 2,292.58 Nil 4,441.28 29,906.37 3.78 12,093.00 Ara 5,198.68 10,337.15 90,130.57 $974,529.74 65.65 1,340.30 11,964.18 23,256.47 13,297.04 9,929.00 5,897.53 4,358.00 2,346.63 Nil Nil 1,628.37 Nil 4,870.31 28,133.66 249.04 4,979.00 2,099.62 29,478.97 4,886.72 329.97 60,393.40 4,555.63 Na 1,309.57 15,382.68 — 6.00 5,904.79 Nil 1,506.80 3,410.45 35,408.26 $2,202,836.31 | $1,241,511.78 tfUnited British Insurance Co., Ltd tt Westminster Fire Office - Note.—These figures are included in the foregoing figures for the insurers whose names are preceded by the same sign. $7,376.41 4,148.61 21.98 1,671.74 40.12 Nil 2,650.56 2,650.96 10,950.63 $7,363.61 2,962.46 Nil 424.58 38.04 Nil 265.62 522.51 2,866.48 $1,660,292.37 1,898.18 8,091.86 16,741.20 43,166.87 20,611.77 8,354.31 17,989.31 7,116.65 7,007.93 Na Ntt 2,133.57 Na 12,459.03 63,493.87 1,256.16 7,352.23 5,994.16 14,557.52 18,936.76 190.22 25,335.61 2,038.15 Na 4,666.73 31,649.69 —54.11 11,416.43 Na 5,593.52 9,000.11 75,347.85 $1,021,192.84 7,572.40 2,035.30 8,984.18 20,455.47 15,706.12 11,018.00 6,066.53 2,402.00 8,288.63 Ara Ara 1,551.39 Ara 7,385.31 41,866.66 228.29 4,947.52 3,639.62 22,821.97 6,365.47 329.97 11,176.22 4,968.78 Na 979.86 4,695.99 — 6.00 8,740.79 Nil 1,385.80 3,960.45 37,228.26 1,044,607.06 | $1,265,993.82 TABLE VI.—AUTOMOBILE INSURANCE SUMMARY. Year. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1933 — $1,452,000 1,438,000 1,536,000 1,824,000 2,202,000 $671,000 881,000 887,000 1,120,000 1,242,000 $1,528,000 1,449,000 1,485,000 1,708,000 2,045,000 $709,000 855,000 1,052,000 1,251,000 1,266,000 1934 1935 1936 1937 70.64 73.51 61.90 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 77 TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS i AND LOSSES IN 1937. [SURANCE. ACCIDENT AND SICKNESS US Accident Insurance. Sickness Insurance. Name of Insurer. Gross Premiums, less Return Premiums. Gross Losses paid. Gross Premiums, less Return Premiums. Gross Losses paid. i { { { { { f { ♦$3,387.86 740.38 38.20 20.00 1,586.48 2,078.87 2,811.10 2,022.88 14,508.75 629.30 1,462.52 1,407.25 3,888.03 $1,768.60 160.70 Ara Nil 234.93 525.86 543.47 90.15 12,133.09 1,474.22 1,042.63 } I J ! X i 1 1 } $396.79 $144.29 715.82 1,194.58 1,567.82 217.00 6,664.75 409.23 298.43 639.67 1,720.53 Ara 4,271.40 626.66 Canada Accident & Fire Assurance Co Canadian General Insurance Co. - - 2,892.56 883.47 414.90 Car & General Insurance Corporation, Ltd 300.14 ♦271.80 3,518.67 2,270.50 3,792.78 ♦1,567.58 37.85 wa 1,587.41 866.25 2,340.07 974.30 80.15 NU 1,404.22 2,482.10 530.94 153.55 Commercial Union Assurance Co., Ltd 24,621.74 135.00 28,015.07 ♦—127.40 ♦11,587.93 3,261.39 14,844.40 182.15 9,913.84 Nil 3,875.78 798.42 23,788.01 14,027.24 Dominion of Canada General Insurance Co Economical Mutual Fire Insurance Co Employers' Liability Assurance Corporation, Ltd Fidelity & Casualty Co. of New York 15,108.09 Nil 924.21 8,017.68 Ara 459.17 901.62 862.68 185.00 609.65 ♦2,222.35 7,698.75 3,676.78 ♦—659.07 —5,321.01 5,819.90 700.15 —16.99 936.55 ♦48,318.71 452.43 3,335.70 394.55 5.00 724.34 607.26 2,923.17 5,761.07 ♦291.95 1,424.76 5.00 25.00 3,121.06 ♦2,559.61 ♦9,593.76 ♦15,798.98 20.00 ♦48.93 131.90 876.85 7,692.39 2,165.02 2,830.70 13,141.23 1,101.91 28.55 Ara 67.21 27,743.72 Ara 1,135.11 98.50 Ara 46.33 426.51 1,372.59 2,668.12 285.00 1,894.38 Ara Ara 530.12 1,098.50 6,639.70 8,644.65 Ara 240.93 2,512.07 469.40 3,618.00 5,498.00 5,138.01 2,657.68 —4,016.11 3,767.25 174.25 —17.82 35.50 2,690.74 1,399.88 7,156.20 2,665.98 Ara 241.56 166.06 General Accident Fire & Life Assurance Corporation, Ltd Hartford Accident & Indemnity Co Home Assurance Co. of Canada 38.55 1,211.41 25.56 411.87 614.72 Na Imperial Guarantee & Accident Insurance Co. of Canada Law, Union & Rock Insurance Co., Ltd. Legal & General Assurance Society, Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashier Guarantee & Accident Co. of Canada.— London & Provincial Marine & General Insurance Co., Ltd London & Scottish Assurance Corporation, Ltd 353.57 61.50 1,316.49 2,222.25 Na Nil 2,551.51 746.33 London Guarantee & Accident Co., Ltd London Life Insurance Co 1,406.58 1,365.95 Loyal Protective Life Insurance Co _ Lumbermen's Mutual Casualty Co. 10.60 45.07 903.39 Na Merchants Casualty Insurant Cn Metropolitan Casualty Insurance Co. Metropolitan Life Insurance Co . 483.77 ♦5,870.66 6,427.54 NU 514.00 Carried forward $244,205.47 $149,974.85 $75,388.90 $52,438.86 * Accident and sickness. O 78 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. ACCIDENT AND SICKNESS INSURANCE—Continued. Name of Insurer. Accident Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Sickness Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Brought forward Motor Union Insurance Co., Ltd Mutual Benefit Health & Accident Association- North British & Mercantile Insurance Co., Ltd.. Northern Assurance Co., Ltd— Norwich Union Fire Insurance Society, Ltd— Occidental Fire Insurance Co Occidental Life Insurance Co Ocean Accident & Guarantee Corporation, Ltd. Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Protective Association of Canada Provident Assurance Co $244,205.47 707.81 •116,472.52 5,345.93 525.00 2,931.42 214.60 7,905.24 9,678.06 213.10 2,012.26 •24,132.86 Provident Life & Accident Insurance Co.- Prudential Assurance Co., Ltd Prudential Insurance Co. of America- Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd— Sun Insurance Office, Ltd Toronto General Insurance Co— Travelers Indemnity Co- Travelers Insurance Co- Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd.. United States Fidelity & Guarantee Co „. Western Assurance Co- World Marine & General Insurance Co., Ltd— Yorkshire Insurance Co., Ltd Zurich General Accident & Liability Insurance Co., Ltd, Totals 1,259.00 Na 4,699.76 1,467.20 6,119.23 363.42 4,702.48 38,024.70 679.91 12,976.93 14.10 942.98 1,936.00 133.15 •6,847.29 2,852.62 2,019.87 $149,974.85 187.50 52,626.47 1,587.21 33.93 548.10 Ara 15,876.17 5,323.32 Ara 1,400.24 19,408.48 308.53 Nil 2,539.83 325.84 1,606.82 148.60 1,884.63 16,414.27 12,256.05 139.66 3,355.35 Ara 629.49 849.68 Nil 7,450.06 1,318.16 514.37 $75,388.90 2,528.04 42.04 394.55 151.70 7,416.62 1,952.28 1,178.20 342.91 Ara 2,004.81 454.92 3,403.74 747.05 32,619.62 256.57 16,256.05 15.90 160.00 800.97 96.25 Na 6,458.23 $52,438.86 1,544.61 181.67 213.51 92.85 3,332.63 1,226.10 A/a 459.28 Nil 2,333.23 18.40 3,674.91 666.18 20,593.69 745.07 11,769.80 Ara Ara 50.76 136.25 Na 2,687.00 $569,279.27 I $296,770.60 $152,669.35 $102,064.80 Totals for 1936- $474,103.78 $227,852.33 $165,184.71 $97,631.88 ♦ Accident and sickness. BOILER AND MACHINERY AND PLATE-GLASS INSURANCE. Boiler and Machinery Insurance. Plate-glass Insurance. Premiums. Losses. Premiums. Losses. Alliance Assurance Co., Ltd $54.05 22.90 $54.16 $2,609.73 Ara 281.77 553.50 22,379.55 41.93 551.67 723.23 448.81 461.09 1,303.03 3,343.24 954.27 262.72 75.62 250.96 13,211.35 53.90 64.12 324.36 445.79 320.54 2,020.91 1,668.82 282.05 92.90 169.26 131.72 Ara Century Insurance Co., Ltd — Carried forward.. — $2,741.45 $31,457.38 $19,341.07 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1937. O 79 TABLE VII.^MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. BOILER AND MACHINERY AND PLATE-GLASS INSURANCE—Continued. Name of Insurer. Boiler and Machinery Insurance. Premiums. Losses. Plate-glass Insurance. Premiums. Losses. Brought forward.. $2,741.45 Commercial Union Assurance Co., Ltd Consolidated Fire & Casualty Insurance Co- Continental Casualty Co- Dominion Fire Insurance Co Dominion of Canada General Insurance Co- Eagle Star Insurance Co., Ltd Employers' Liability Assurance Corporation, Ltd— Federal Fire Insurance Co- Fidelity & Casualty Co. of New York- Fidelity Insurance Co. of Canada- General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd. General Casualty Co. of America '. General Casualty Insurance Co. of Paris - Globe Indemnity Co. of Canada Great American Indemnity Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co — 33,585.95 420.52 $16,570.26 Ara Hartford Accident & Indemnity Co- _ Hartford Steam Boiler Inspection and Insurance Co- Home Assurance Co. of Canada Hudson Bay Insurance Co— 301.07 Imperial Guarantee & Accident Insurance Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America - Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd— Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guarantee & Accident Co. of Canada London & Provincial Marine & General Insurance Co. Ltd London & Scottish Assurance Corporation, Ltd— London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co- _ Maryland Casualty Co- Ara Metropolitan Casualty Insurance Co Motor Union Assurance Co., Ltd- National Provincial Insurance Co., Ltd North British & Mercantile Insurance Co., Ltd— Northern Assurance Co., Ltd. Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd— Occidental Fire Insurance Co. Ocean Accident & Guarantee Corporation, Ltd— Phoenix Assurance Co., Ltd Provident Assurance Co Prudential Assurance Co., Ltd Queensland Insurance Co., Ltd Railway Passengers Assurance Co , Royal Insurance Co., Ltd— 707.99 Na Scottish Metropolitan Assurance Co., Ltd— Sun Insurance Office, Ltd 1 Toronto General Insurance Co Travelers Indemnity Co— 733.62 Nil Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd— United States Fidelity & Guarantee Co Wawanesa Mutual Insurance Co Western Assurance Co World Marine & General Insurance Co., Ltd— Yorkshire Insurance Co., Ltd Zurich General Accident & Liability Assurance Co., Ltd. Totals — $40,052.23 $16,871.33 Totals for 1936- $67,296.76 $4,482.37 $31,457.38 42.87 246.02 605.42 26.83 1,795.89 339.22 557.37 13.62 219.80 873.64 391.98 633.11 —28.76 396.81 615.94 356.94 1,165.67 232.70 —36.67 112.38 1,362.67 560.47 604.88 101.53 452.63 1,192.01 41.44 63.32 318.94 10.57 1,048.31 15.95 1,518.56 428.87 402.78 750.60 105.26 1,867.92 1,296.91 322.93 46.13 1,201.35 816.49 165.65 239.74 428.95 763.46 3.88 1,324.55 485.04 52.73 —21.09 52.41 261.54 191.32 $58,473.28 $50,334.75 $19,341.07 NU 300.56 250.10 90.60 984.96 55.16 293.10 Ara 196.56 44.64 146.83 184.43 4.29 370.30 783.43 136.36 849.34 18.60 642.06 32.76 1,114.38 Ara 106.72 Na 159.73 465.95 52.00 Ara 151.75 Na 671.29 Na 429.89 320.52 134.84 252.45 72.62 990.65 246.05 10.20 NU 423.10 761.90 Ara 46.64 4.25 113.13 Nil 651.15 106.24 94.00 44.44 34.00 294.13 —12.76 $32,485.67 $32,138.00 0 80 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. GUARANTEE AND THEFT INSURANCE. Name of Insurer. Guarantee Insurance. Premiums. Losses. Theft Insurance. Premiums. Losses. Aetna Casualty & Surety Co.- Acadia Fire Insurance Co Alliance Assurance Co., Ltd— Anglo-Scottish Insurance Co., Ltd._ Atlas Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co. British Northwestern Fire Insurance Co... Canada Accident & Fire Assurance Co.. Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co— Canadian Surety Co.- Casualty Co. of Canada Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd.. Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co.- Continental Casualty Co... Dominion of Canada General Insurance Co. — Employers' Liability Assurance Corporation, Ltd.. Federal Fire Insurance Co._ — - Fidelity & Casualty Co. of New York _ Fidelity Insurance Co. of Canada. Fonciere Transport & Accident Insurance Co.- - General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd. General Casualty Insurance Co. of Paris - Globe Indemnity Co. of Canada Guarantee Co. of North America Guardian Insurance Co. of Canada — _ Guildhall Insurance Co., Ltd.- Hartford Accident & Indemnity Co. - Home Insurance Co Hudson Bay Insurance Co. Imperial Guarantee & Accident Insurance Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America. Law, Union & Rock Insurance Co., Ltd._ Legal & General Assurance Society, Ltd - - Liverpool & London & Globe Insurance Co London & Lancashire Guarantee & Accident Co. of Canada — London & Provincial Marine and General Insurance Co., Ltd. London & Scottish Assurance Corporation, Ltd London Guarantee & Accident Co., Ltd Maryland Casualty Co._ Metropolitan Casualty Insurance Co... National Surety Corporation- North British & Mercantile Insurance Co., Ltd.- Northern Assurance Co., Ltd Northwest Casualty Co.. Norwich Union Fire Insurance Society, Ltd- Occidental Fire Insurance Co. _ Ocean Accident & Guarantee Corporation, Ltd. Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Provident Assurance Co Prudential Assurance Co., Ltd Queensland Insurance Co., Ltd Railway Passengers Assurance Co... Reliance Insurance Co. of Canada— Royal Exchange Assurance Royal Insurance Co., Ltd— St. Paul Fire & Marine Insurance Co... Carried forward Nil $519.77 54.80 874.65 403.85 77.50 1,830.45 588.69 3,989.23 22,618.84 11,244.63 26,811.61 175.85 798.04 2,105.50 4,493.50 3,697.37 3,878.69 —16.93 4,915.09 1,732.46 4,455.62 80.00 6,853.69 2,486.07 245.85 113.35 1,505.56 2,630.07 2,031.05 305.29 55.00 —47.01 367.10 733.27 736.25 985.37 2,337.88 520.80 88.27 Na 389.65 2,461.24 10.255.21 Nil $130,447.01 Ara Na NU Nil $914.42 Nil 97.40 Nil Na 487.45 455.88 —224.68 —30.20 Nil Nil 282.01 —.05 —107.44 NU 5,047.79 ~Ara —132.50 625.85 Nil Na —11.94 Ara 145.85 NU NU Nil Na 15.00 —22.50 Na Na Nil NU Na Nil 1,339.96 —221.08 Ara $1,938.14 900.54 1,154.25 954.52 1,214.16 1,468.63 1,827.88 1,941.16 951.24 22,496.03 15,339.12 6,481.38 1,153.75 1,277.29 343.60 1,156.78 4,107.82 4,725.28 55.30 4,062.21 523.68 10,440.02 1,341.36 —4,697.12 4,750.32 3,491.46 —11.06 1,563.40 142.45 940.90 229.35 24.00 1,147.17 737.37 2,668.67 5,975.44 855.69 338.05 1,868.79 2,078.80 1,585.94 2,631.62 1,696.08 2,151.91 725.63 4,013.99 255.66 1,249.55 781.35 32.40 717.44 301.65 1,740.91 5,575.28 NU $1,673.76 358.05 73.22 318.52 40.00 713.25 1,115.23 600.19 Na 8,419.29 6,171.55 2,210.70 137.20 435.20 618.00 300.97 682.40 1,782.23 1,802.33 129.30 3,079.30 220.30 2,394.77 1,933.63 684.34 A?a 132.59 28.50 409.33 Ara Ara 496.85 101.72 1,098.79 1,077.74 640.95 Nil 1,616.02 1,130.07 185.50 446.10 779.83 861.90 423.95 1,777.93 144.50 893.92 443.25 Na 1,053.36 NU 873.00 2.167.89 Nil $9,361.61 $136,125.31 $52,677.42 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. 0 81 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES Continued. GUARANTEE AND THEFT INSURANCE—Continued. IN 1937— Name of Insurer. Guarantee Insurance. Theft Insurance. Premiums. Losses. Premiums. Losses. $130,447.01 5.00 $9,361.61 Ara $136,125.31 2,058.11 22,820.82 $52,677.42 Scottish Metropolitan Assurance Co., Ltd 353.60 8,813.45 17.00 3,227.70 7,495.99 706.92 37.84 6,583.85 1,011.12 Union Assurance Society, Ltd Na 246.99 Union Insurance Society of Canton, Ltd. - 1,281.23 5.00 7,650.83 201.04 Ara —54.35 2,059.68 4,848.96 724.71 1,434.38 1,928.01 2,799.86 4,290.09 924.81 160.33 1,858.90 111.95 1,116.95 8.19 Ara Ara 1,283.36 World Marine & General Insurance Co., Ltd 892.20 317.93 Zurich General Accident & Liability Insurance Co., Ltd. Totals 1,535.27 $151,290.32 $9,587.84 $191,854.85 $64,690.31 Totals for 1936 $130,994.67 $31,987.66 $197,946.52 $76,391.74 INLAND-TRANSPORTATION AND MARINE INSURANCE. Name of Insurer. Inland-transportation Insurance. Marine Insurance. Premiums. Losses. Premiums. Losses. Acadia Fire Insurance Co $4,340.64 $208.90 $3,057.87 $972.21 Alliance Assurance Co., Ltd 972.52 328.25 6.99 73.24 612.81 561.15 Ara Nil 10.31 Ara 162.95 N4 3,595.86 6,474.75 Ara American Alliance Insurance Co American Insurance Co , 16,750.73 7,721.69 Automobile Insurance Co. of Hartford. Bankers' & Traders' Insurance Co., Ltd — Nil 70,223.58 10,896.98 7,542.91 Nil 152.09 2,229.98 54.34 Nil 1,000.59 Nil 47,145.79 5,424.45 4,624.57 British America Assurance Co. British & Foreign Marine Insurance Co., Ltd Rritish Canadian Insurance Co. British Northwestern Fire Insurance Co British Oak Insurance Co., T,t.d. 621.56 Na 12,684.93 —10,596.53 Canada Accident Fire Assurance Co.... - 25.50 3,339.93 NU 915.64 Canada Security Assurance Co— .__ Ca.nadia.n Indemnity Co. 144.59 205.28 ATa Ara Ara 109.37 11,475.47 424.67 Ara 15.44 Ara Ara Ara 17.50 1,751.33 3.18 6,919.44 rva 20.00 Ara 1,084.54 3,904.60 Ara China Fire Insurance Co., Ltd. Columbia Insurance Co Ara 97.00 Connecticut Fire Tnsurancp Cn. Cornhill Insurance Co., Ltd „ 9,318.50 67.00 11.35 Dominion of Canada General Insurance Co., Ltd 470.40 262.77 Eagle Fire Company of New York Eagle Star Insurance Co., Ltd _ 4,159.08 50,867.23 82.86 21,381.59 Economic Insurance Co., Ltd Employers Liability Insurance Corporation, Ltd 223.50 15.00 $26,635.05 $4,179.19 $203,596.40 $91,451.91 0 82 BRITISH COLUMBIA TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937— Continued. INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Insurer. Inland-transportation Insurance. Marine Insurance. Premiums. Losses. Premiums. Losses. $26,635.05 2,278.62 2,246.74 3,688.54 36.35 $4,179.19 765.89 361.17 133.82 Ara $203,596.40 $91,451.91 25,549.31 171,495.91 17,014.43 111,707.52 13,689.00 20,995.20 General Accident Fire & Life Assurance Corporation, Ltd 484.50 Ara 2,666.09 111.73 489.09 Ara Ara Ara Ara 43,398.84 310.50 Ara 85.41 25.00 Ara 161.47 79.85 Ara Ara Ara Ara Ara Ara Ara 356.50 44,334.69 Home Fire and Marine Insurance Co 2,304.15 59,798.77 185.82 Ara Imperial Guarantee & Accident Insurance Co. of Canada— 2,026.36 12,878.06 228.90 73.53 107.36 Indemnity Marine Insurance Co. 139.33 7,863.24 63.60 36.76 585.45 14,871.53 39,520.27 4,323.77 268.96 6,360.13 5,289.82 Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Insurance Co., Ltd. London & Provincial Marine & Gen. Insurance Co., Ltd.— 1,787.49 71.00 3,357.09 Ara Ara Ara 95,995.90 14,779.67 1,230.12 747.75 8,112.65 4,619.03 495.69 1,175.63 217.79 405.91 352.66 137.22 Ara 34.42 16,465.91 12,795.65 Ara 331.80 Ara New Brunswick Fire Insurance Co 45.00 135.10 840.49 163.42 69.60 43.00 4,450.75 1,344.41 Ara 481.70 90.08 430.29 301.75 Ara Ara 128.78 1,169.99 Ara 62.58 North British & Mercantile Insurance Co., Ltd.- 50,438.40 1,732.07 18,526.31 767.02 Norwich Union Fire Insurance Society, Ltd - Ocean Accident & Guarantee Corporation, Ltd 22,441.70 6,856.12 Ara Ara Ara 22,817.94 100.00 4,874.46 13,510.85 4,290.00 3,698.90 37,977.94 31.57 16,269.87 400.77 45.00 494.02 171.38 1,556.42 470.54 47.68 16.38 Ara 317.20 19,341.88 3,200.78 60,420.22 412.90 Queen Insurance Co. of America 510.96 Ara Ara 656.17 267.57 283.82 $93,917.10 $23,055.18 $924,882.16 $369,217.05 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1937. O 83 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. Inland-transportation Insurance. Marine Insurance. Premiums. Losses. Premiums. Losses. $93,917.10 19,159.16 Ara 2,285.46 51.73 2,085.01 Na 522.60 $23,055.18 33.40 Ara 206.64 3.12 124.74 Ara 76.20 $924,882.16 42,137.45 15,339.17 20.52 $369,217.05 22,105.44 1,251.20 Ara 36,513.69 7,298.76 22,419.33 9,013.26 Ara 61,976.99 2,831.28 7,802.64 667.25 319.70 1,209.75 127.37 1,722.81 95.71 133.82 157.10 862.13 Ara 492.03 Ara 5,604.05 Toronto General Insurance Co.. — Na Union Insurance Society of Canton, Ltd - Union Marine & General Insurance Co., Ltd 83,331.44 22,577.44 23,738.62 16,066.83 754.20 133.82 133.82 376.50 7,604.91 4,793.58 898.86 3,074.78 38,878.54 21,426.45 2,294.86 29,408.61 27,945.86 16,956.10 5.00 Nil 354.70 9,987.62 Totals $126,896.39 $25,788.50 $1,263,146.59 $570,631.96 Trials for 1936 $115,789.19 $67,188.60 $977,600.68 $710,289.19 PUBLIC-LIABILITY AND EMPLOYERS'-LIABILITY INSURANCE. Name of Insurer. Public-liability Insurance. Premiums. Losses. E mployers'-liability Insurance. Premiums. Losses. Aetna Life Insurance Co Alliance Assurance Co., Ltd. Atlas Assurance Co., Ltd British America Assurance Co.. British Canadian Insurance Co British Empire Assurance Co.- British Northwestern Fire Insurance Co . Canada Accident & Fire Assurance Co Canada Security Assurance Co.- Canadian General Insurance Co Canadian Indemnity Co.. Canadian Surety Co Car & General Insurance Corporation, Ltd Casualty Co. of Canada.— Commercial Union Assurance Co., Ltd Consolidated Fire & Casualty Insurance Co _. Continental Casualty Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd. Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada Fonciere Transport & Accident Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd. General Casualty Insurance Co. of Paris Globe Indemnity Co. of Canada. Guardian Insurance Co. of Canada Carried forward $352.89 293.81 262.42 1,048.71 217.00 3,218.39 764.85 19,251.00 30,691.96 4,818.62 185.15 352.58 736.42 976.61 2,776.56 12,190.89 2,292.19 432.49 23,694.88 2,096.22 —11.57 3,444.47 8,422.66 $118,520.77 Ara $6.00 Nil 76.00 Ara 152.50 40.05 7,292.64 6,689.16 403.55 Ara 14.00 45.00 39.50 876.48 7,815.70 3,465.15 45.50 7,271.00 24.06 83.80 1,549.80 149.00 $36,038.89 $291.91 25.00 50.55 199.75 297.18 2,478.69 37.58 23.00 167.00 549.33 645.09 3.13 3,872.51 123.52 —19.19 167.17 1,065.68 $9,997.09 Ara Ara Ara $57.80 2.25 122.50 Nil NU Nil Nil 293.08 Nil 725.62 Ara —.66 Ara 198.07 $1,399.32 O 84 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. PUBLIC-LIABILITY AND EMPLOYERS'-LIABILITY INSURANCE—Continued. Name of Insurer. Public-liability Insurance. Employers'-llability Insurance. Premiums. Losses. Premiums. Losses. $118,520.77 $36,038.89 $9,997.09 $1,399.32 2,321.71 —16.50 250.54 7.30 6.00 1,173.16 1,101.90 3,014.37 5,108.79 35.00 514.99 94.25 1,836.30 62.24 340.05 1,020.11 36.70 487.37 1,283.21 2,772.99 6.51 5,933.51 254.00 343.14 209.86 245.00 17.50 3.50 Ara 590.05 45.31 109.80 2,223.93 Ara 250.00 Ara 3,161.33 Ara Ara 307.92 Ara 357.38 107.00 16.62 NU 141.86 790.91 2.90 7.20 Nil London & Lancashire Guarantee & Accident Co. of Nil London & Provincial Marine & General Insurance Co., Ltd Nil Nil 523.74 89.00 36.50 140.65 Nil 332.75 rsra Nil 5.50 100.46 69.45 NU Nil Nil 158.55 26.30 NU 507.71 629.01 1,383.59 5,938.76 130.83 407.11 5,089.67 406.47 3,228.83 152.76 15,849.76 3,418.99 1,284.84 495.64 1,586.02 3,017.74 817.90 12.00 14.45 1,913.15 Ara Ara 533.25 Ara 5,207.94 Ara 2,093.76 557.30 Ara 51.00 2,192.10 89.17 Railway Passengers Assurance Co 28.75 38.55 343.98 4.61 69.12 235.05 NU NU Na Scottish Metropolitan Assurance Co., Ltd 37.68 Ara nu 296.15 Nil Union Insurance Society of Canton, Ltd _._ _. 617.07 142.92 2.00 58.42 343.50 294.21 Ara NU 751.38 Zurich General Accident & Liability Insurance Co., Ltd. 23.90 Totals $190,052.64 $57,284.01 $14,636.37 $2,788.71 Totals for 1936 $175,328.11 $42,825.00 $14,375.57 $8,582.31 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1937. 0 85 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. WEATHER AND HAIL INSURANCE. Name of Insurer. Weather Insurance. Hail Insurance. Premiums. Losses. Premiums. Losses. $2.70 3,047.00 $2.62 898.13 $535.00 Nil 20.87 1.66 1.00 4.80 —3.26 35.76 —.88 32.81 —9.31 .90 753.94 4.18 61.20 39.33 559.10 4.69 208.70 1.00 39.38 95.22 415.94 12.30 1.80 21.59 6.67 1.80 4.67 21.31 95.16 1.60 1.80 2.55 5.00 1.20 1,045.00 NU Nil Nil 55.00 Nil Nil Nil Nil .87 Ara Nil 43.98 Ara Ara Ara Ara Ara Ara Ara Ara Ara 1.75 Ara 21.50 1.75 Ara rva Ara Ara 1.75 Nil Nil Nil 43.84 2,530.01 $725.66 176.13 55.67 120.00 Ara NU 2.01 .67 5.33 235.72 82.50 —5.58 .90 Ara Ara Ara Ara Nil Nil Na Nil .87 70.24 44.03 3,479.67 13 92 736.87 Totals $13,270.64 $1,142.30 $6,884.84 $1,531.62 Totals for 1936 $605.82 $30.30 $6,837.28 $5,835.17 0 86 BRITISH COLUMBIA TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937— Continued. PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE. Name of Insurer. Property-damage Insurance. Miscellaneous. A.—Aircraft. C—Credit. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. Premiums. Losses. Premiums. Losses. S.L. —$1.91 S.L. 198.03 S.L. 57.85 Ara Ara Ara $0.78 Ara $5,616.05 $1,096.00 146.34 Ara 214.27 Ara C. 775.17 Ara 2,207.63 72.04 5.50 Nil S.L. 95.00 Ara British Empire Assurance Co 37.44 259.79 Nil 20.25 21.96 395.07 466.52 304.15 11.24 Ara 243.75 9.88 63.51 419.60 2.50 4,443.83 2.99 —2.65 148.15 4,209.70 rva Ara Ara 402.88 NU Nil NU Nil 6.50 868.67 Ara 69.29 Ara S.L. —.64 S.L. 38.67 Ara Employers' Liability Assurance Corporation, Ltd 73.74 1,171.95 S.L. 119.26 S.L. 27.97 Ara W.C. 24.30 208.20 46.83 Ara Ara 4,921.42 Ara 2,157.62 52.80 21.27 4.58 4.58 289.35 1,129.00 19.77 99.00 Na Ara Ara Ara Ara Ara Ara Ara Ara S.L. 631.77 S.L. —1.27 S.L. 19.30 L.S. 607.95 S.L. 156.15 W.C. 2.70 Ara Ara Ara Ara Ara Imperial Guarantee & Accident Insurance Co. of Canada- Indemnity Insurance Oo. of North America- 1,448.08 478.73 2,040.09 39.48 8,592.52 287.22 Ara Ara 8.77 nu 16.00 45.45 Liverpool & London & Globe Insurance Co., Ltd Ara S.L. 32.84 S.L. —1.27 Ara Nil f S.L. 20.75 W.C. 2,022.00 Nil NU i- 34.17 2.56 Ara wa S.L. —1.53 NU lVWrnry Insurance Cn. 109.06 4.58 252.82 Ara Ara Ara A. .40 Nil National Provincial Insurance Co., Ltd.. 502.23 131.83 Ara Ara $41,919.17 $3,285.00 $4,729.61 $255.81 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1937. O 87 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES IN 1937- Continued. PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Premiums. Losses. Miscellaneous. A.—Aircraft. C—Credit. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. Premiums. Losses. Brought forward- New York Underwriters Insurance Co.. Niagara Fire Insurance Co.. North British & Mercantile Insurance Co., Ltd— North Empire Fire Insurance Co.— Northern Assurance Co., Ltd.. Northwestern Mutual Fire Association.. Phoenix Assurance Co., Ltd.— Phoenix Insurance Co. of Hartford - _ Providence Washington Insurance Co— Prudential Assurance Co., Ltd Quebec Fire Assurance Co- Queen Insurance Co. of America Railway Passengers Assurance Co., Ltd— Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Scottish Union & National Insurance Co._ Sentinel Fire Insurance Co Springfield Fire & Marine Insurance Co— Sun Insurance Office, Ltd Travelers Fire Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd— United Firemen's Insurance Co Western Assurance Co World Fire & Marine Insurance Co._ Yorkshire Insurance Co., Ltd Totals . Totals for 1936.. $41,919.17 289.75 994.32 787.31 19.77 25.00 ,179.50 766.88 817.88 103.97 643.46 4.00 84.52 230.60 540.50 ,838.48 7.50 232.00 628.72 ,456.91 ,095.60 ,000.58 177.30 ,772.80 9.88 205.04 $79,831.44 $15,750.66 $3,285.00 Ara 422.87 Ara Ara NU NU 81.85 1,053.35 7.50 NU NU Nil 123.15 Nil 22.50 Ara Ara NU NU 484.96 2,313.08 Ara 870.47 Ara NU $8,664.73 $2,112.80 1,729.61 S.L. 15.73 S.L. —1.27 S.L. S.L. 121.86 148.68 S.L. —2.09 W.C. 50.00 S.L. —.64 $5,065.88 $2,223.80 $255.81 Nil Nil NU NU Nil NU NU $255.81 $206.07 TABLE VIIL—MISCELLANEOUS INSURANCE (TABLE VII.) SUMMARY. 1933. 1934. 1935. 1936. Accident, P— L. _ Guarantee, P— L- Inland-transportation, P— L. Marine, P L _ Property-damage, P. . L- Public-liability, P L Sickness, P L Other forms, P L. Total P- Total L... $442,000 247,000 99,000 32,000 88,000 21,000 759,000 351,000 145,000 32,000 196,000 120,000 285,000 189,000 $2,014,000 992,000 $445,000 231,000 130,000 9,000 110,000 79,000 729,000 513,000 6,000 Nil 128,000 50,000 199,000 86,000 278,000 160,000 $2,025,000 1,128,000 $413,000 230,000 112,000 29,000 158,000 63,000 763,000 655,000 31,000 2,000 139,000 31,000 164,000 108,000 278,000 125,000 $2,058,000 1,243,000 $474,000 228,000 131,000 32,000 116,000 67,000 978,000 710,000 16,000 2,000 175,000 43,000 165,000 98,000 339,000 128,000 $2,394,000 1,308,000 $569,000 297,000 151,000 9,000 127,000 26,000 1,263,000 571,000 80,000 9,000 190,000 57,000 153,000 102,000 330,000 119,000 $2,863,000 1,191,000 Note.—" P " refers to premiums and " L " to losses paid. 0 88 BRITISH COLUMBIA. TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF INSURERS OTHER THAN INSURERS TRANSACTING LIFE INSURANCE. (For Investments of Insurers transacting Life Insurance, see pages 68 and 69.) Name of Insurer. Mortgages. In other Securities. American Credit Indemnity Co — Anglo-Scottish Insurance Co., Ltd— Baloise Fire Insurance Co Boiler Inspection & Insurance Co- British America Assurance Co British Columbia Plate Glass Insurance Co- British Crown Assurance Corporation, Ltd— British Empire Assurance Co- British Northwestern Fire Insurance Co.. Caledonian Insurance Co Canada Security Assurance Co Canadian Fire Insurance Co - Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Central Union Insurance Co Century Insurance Co., Ltd.. Consolidated Fire & Casualty Insurance Co.. Dominion Fire Insurance Co Dominion of Canada General Insurance Co.. Ensign Insurance Co Fireman's Fund Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd.. Globe Indemnity Co. of Canada _ . Guarantee Co. of North America Guardian Insurance Co. of Canada .... Home Assurance Company of Canada— Hudson Bay Insurance Co Imperial Insurance Office London & Lancashire Insurance Co., Ltd London Guarantee & Accident Co Lumber Mutual Fire Insurance Co. of Boston . Mercantile Insurance Co — Mercury Insurance Co Mill Owners Mutual Fire Insurance Co Mutual Benefit Health & Accident Association - National Provincial Insurance Co., Ltd New Hampshire Fire Insurance Co North British & Mercantile Insurance Co.. Ltd. North Empire Fire Insurance Co— Northwest Casualty Co.. Norwich Union Fire Insurance Society, Ltd Pacific Coast Fire Insurance Co— Phoenix Assurance Co., Ltd.. Protective Association of Canada Quebec Fire Assurance Co — Reliance Insurance Co. of Canada Royal Insurance Co., Ltd.. Security National Insurance Co - Stanstead & Sherbrooke Fire Insurance Co., Stock Mutual- Toronto General Insurance Co— Wapiti Insurance Co Yorkshire Insurance Co., Ltd— - Totals- Ara Ara Ara Nil Nil $36,000.00 Nil Nil Nil 175,992.60 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil 50,778.75$ Nil Nil NU Nil NU Nil Nil Nil 63.000.00J: 11,754.42 Ara Ara Ara Ara Ara Ara Ara Ara nu 96,000.00 Nil Nil Nil 148,354.04$ Ara Ara Ara Nil 20,000.001 Ara Nil Nil Nil 256,046.00 $857,925.81 $75 26. 5 14 3 28 35. 5 15. 124 116. 25 34. 29 53 6 35 26 10 40 110 5 90 53 32 4 100 56 30 50 101 220 15 109 100 20 30, 4 50 195 39 2 119 249 105 10 16 15 20. 5, 4 5, . 463 000.00 280.00* ,050.00 .000.00 000.00* ,078.22 000.00* 000.00 000.00* 711.79 025.00$ 000.00* 679.44* 340.80 ,000.00* ,025.34$ 000.00 000.00* 000.00 000.00* 811.47$ .000.00* ,060.00 ,000.00* 450.0H* 400.00 ooo.on* ,253.00$ ,000.00* 000.00$ Na ,800.01* ,054.20 000.00 ,239 99* ,000.00* ,000.00* 000.00$ ,866 67* 000 00 ,897 12 ,150 00 ,000 00* ,000 on* ,600 nn* 493 73 ,000 no 546 67$ ,000 00$ ,78400$ 000.00* 000.00* 000.00* 850.00 483,56 $3,144,871.01 * Par value. f Market value. $ Book value. VICTORIA, B.C.: Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1938. 2,825-638-4364