@prefix ns0: . @prefix edm: . @prefix dcterms: . @prefix dc: . @prefix skos: . ns0:identifierAIP "009925ac-6512-4f41-a076-013ae5670d3d"@en ; edm:dataProvider "CONTENTdm"@en ; dcterms:alternative "REPORT OF SUPERINTENDENT OF INSURANCE, 1947."@en ; dcterms:isReferencedBy "http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198"@en ; dcterms:isPartOf "Sessional Papers of the Province of British Columbia"@en ; dcterms:creator "British Columbia. Legislative Assembly"@en ; dcterms:issued "2016"@en, "[1949]"@en ; edm:aggregatedCHO "https://open.library.ubc.ca/collections/bcsessional/items/1.0340095/source.json"@en ; dcterms:extent "Foldout Chart: TABLE I. - ABSTRACT OF LIFE INSURANCE RETURNS FOR 1947. (Figures shown in nearest dollar.) -- p. D 71"@en ; dc:format "application/pdf"@en ; skos:note """ PROVINCE OF BRITISH COLUMBIA Thirty-seventh Annual Report of the SUPERINTENDENT OF INSURANCE 1948 (Business transacted in 1947) VICTORIA, B.C. : Printed by Don McDiabmid, Printer to the King's Most Excellent Majesty. 1948. To His Honour Charles Arthur Banks, C.M.G., Lieutenant-Governor of the Province of British Columbia. May it please Your Honour: The undersigned has the honour to present the Thirty-seventh Annual Report of the Superintendent of Insurance for the year ended December 31st, 1947. GORDON S. WISMER, Attorney-General. Victoria, B.C., July 3rd, 1H8. TABLE OF CONTENTS. Page. Report of Superintendent of Insurance 5 List as at June 30th, 1948— Insurers licensed 7 Fraternal Benefit Societies licensed under the " Insurance Act " 53 Reciprocal Exchanges granted Permits 54 Underwriters' Agencies licensed 54 Names of Insurers and Fraternal Societies licensed since December 31st, 1947 54 Names of Insurers which have ceased Business in British Columbia since December 31st, 1947 54 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Company 55 British Pacific Insurance Company 56 Canadian Home Fire Assurance Company 57 Empire Life Insurance Company 58 High Court of the Canadian Order of Foresters 59 Home Assurance Company of Canada 61 Missisquoi & Rouville Mutual Fire Insurance Company 62 Mutual Fire Insurance Company of British Columbia 64 Pacific Coast Fishermen's Mutual Marine Insurance Company 65 Perth Mutual Fire Insurance Company 66 Reliable Life Insurance Society 67 Royal Plate Glass and General Insurance Company of Canada _, 68 Saskatchewan Mutual Fire Insurance Company 69 Western Union Insurance Company 70 TABLES. Life Insurance— I. Business of 1947 71 II. Summary, 1943-47 71 Fire Insurance— III. Business of 1947 : 73 IV. Summary, 1943-47 76 Automobile Insurance— V. Business of 1947 77 VI. Summary, 1943-47 80 Miscellaneous Classes of Insurance— VII. Business of 1947 81 VIII. Summary, 1943-47 96 Report of the Superintendent of Insurance. Department of Insurance, Victoria, B.C., July 3rd, 1948. The Honourable Gordon S. Wismer, K.C., M.L.A., Attorney-General, Victoria, B.C. Sir,—Pursuant to the " Insurance Act," I beg to submit the Thirty-seventh Annual Report of the Department of Insurance covering the year ended December 31st, 1947. At that date 331 insurers were licensed under the Act to transact business. The following summary indicates the origin of the insurers, how many held only Provincial licences, and how many had Dominion registry in addition to a Provincial licence:— Where incorporated. Provincial Licence. Dominion Registry. Total. 5 9 5 1 1 4 15 64 72 2 5 2 2 4 140 5 24 64 Great Britain _ _ 77 2 5 3 New Zealand 2 5 144 Totals 25 306 331 The comparative figures are for— 1946 22 17 299 293 321 1945 310 Ten new insurers were licensed during the year. These are as follows: Baloise Marine Insurance Co., Ltd.; Federal Insurance Company; Manufacturers Mutual Fire Insurance Company; Missisquoi & Rouville Mutual Fire Insurance Company; Non- Marine Underwriters, Members of Lloyd's, London, England; North River Insurance Company; Perth Mutual Fire Insurance Company; Providence Fire Insurance Company; United National Indemnity Company; and United States Guarantee Company. The Sons of Norway, Supreme Council of the Royal Arcanum, and the Order of the United Commercial Travellers of America were three new fraternal societies licensed during the year, the total number of fraternal societies licensed being twelve at December 31st, 1947. The Rhode Island Insurance Company, Sointula Mutual Fire Insurance Association, and the Urbaine Fire Insurance Company were insurers which ceased business in the Province during the year. A complete list of insurers will be found on pages 7 to 54. A similar list made up to December 31st, 1947, was printed for circulation and published in The British Columbia Gazette. For purposes of convenience the present list is made up to June 30th, 1948, so that it includes insurers licensed since December 31st, 1947, and shows the classes of insurance for which all insurers are now licensed. D 6 BRITISH COLUMBIA. On analysis the list shows that 37 companies (exclusive of fraternal societies) were licensed for life insurance, 238 for fire insurance, 196 for automobile insurance, and 95 for marine insurance. These figures cover only the major classes of insurance, and it should be understood that the same company may be licensed, for example, for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 55 to 69. There are ten underwriters' agencies licensed under the Act. The list appears on page 54. Ten reciprocal exchanges, listed at page 54, were granted permits under section 194 of the " Insurance Act." Life insurers, as in the previous eight years, recorded substantial increases in premium income. The total life insurance in force in the Province exceeds $858,000,000, a gain in excess of $1,000,000. Fire insurance figures record a favourable increase in net premiums earned. The loss ratio increased from 36.06 per cent, for the previous year to 42.34 per cent. Although automobile insurance continues to record a substantial increase in net premiums earned, the loss ratio is fairly constant over the past three years, being 61.38 per cent. The taxes collected on unlicensed insurance amounted to $32,916.77, which was an increase of $10,435.34. The total figures for licensed insurance agents and salesmen showed an increase over the previous licence-year. Licences issued to. 1947. 1946. 1945. 1944. 1943. 1,372 1,437 1,071 37 41 1,347 1,353 1,008 34 27 1,167 1,231 661 33 17 1,077 1,117 504 28 13 1,006 Other than life insurance agents 1,084 474 28 Employees of insurance adjusters 8 Totals 3,958 3,769 3,109 2,739 2,600 The number of real-estate agents' and real-estate salesmen's licences issued under the " Real-estate Agents' Licensing Act" for the year 1947-48 in comparison with the year 1946-47 is as follows:— Licences issued to. 1947-48. 1946-47. 1945-46. 1944-45. 1943-44. 1,090 1,686 1,110 1,653 1,004 1,335 800 805 642 480 Totals 2,776 2,763 2,339 1,605 1,122 I have the honour to be, Sir, Your obedient servant, S. W. TAYLOR, Superintendent of Insurance. REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 7 tH O < X to n Ph os P H a I x a X i-s H o w p p p ° *7? ai £ o w 4-> o _-. s rn r/_ 03 « •. H Pi P. P 01 OT cs fc a (—t w* fc O H ca ■s < ?5 II J3 oo O 41 s s» P " &» o ■3.&I ^ p,-s a SSfcl ftp, °.§ '§ S " fa A g o o 41 5 M +j qi o - » fl*9 rrj til r-< +> S) », o o s c ■° S3 _. rt S£ ^ g ti xi "-h "3 *-* li o a IIs Is! £ a «»j j& rt a i 8 g : III si . c S I' Iiii m a n-g |S2§ o 3 & 0 fc S o O - +* Sh ^ a a fc. 2"" bis fa B 3 §§ I* CP.°2 « §5^ S^-a "S !>2« _J n? a a El fa fc "K 11 J 13 a « £ <- ..s 5 0 a a « • .2 h S . ^ . 5 a A • Si i ■2 &__ 3 la 11 CJ Ih 1 9 ••rf o a v *. fa <4-< >H o Jo - .2 -a n S __ « ' _2 > e s a j .a -s p *3 fa T3 "3 b .-• 4_ a .a .p J. a k — sills 93 lJ s fr J •§ f 1 >> s -I a "j -3 ts =3 oj § IS* 8 _B v 3 S teal ?_g_a.S is a § © s n Si S a ft 9 S SB o B3 _2 x ^T 0 a 'a o fr Sag a -o * g 3 a a iu a o1 •2 a o * A :So>,>.. . « +j oA a [Sis'0 ' g &x u 1 i a a fc u i 3 O ft >. .2 » S k fc 11 a §sa a IS . a Sf "• fc a a oi r^ _. 1 M « o. a a g o IS a T3 .a h oi S -e 8 g to 2 h o c q g ft oi rt -S -a 3 h * u rt-2 a» o S ° g O « ft^ ___ w +* c! bl ° SS - S B B ""* 4? S 4J a: rt S fill n a a w"2 S _9 o > 2 :.s m£ a 'G a 0) o a - ^ M fc p, a g ° P £ a -2 t. -a a a 5SS| as s c a . — o T3 ,r"» .ri *S 0 >>"5 ft __2 " lis0 1 WtZ'rt :_____, b *• s i s s a. ) !h ft 0) _9 *^ a -p i .t. rt a pa .2 a _, la .j lis- a s ° 5 S «1 fc *. f & ■=3 1-9 I fc ■3.S a%l° I ft " 1 * j" H Jh rt « e .a a c fe 2 .s o L. H __ n^ Cl O fe - »< -Q qj O _. _l _! a s - rt d lis ■at fl & » g i~» ... •Sal" I S fr-S .s - a lis rt rn w*.sS 0 A . 3 .2 * w 2 S"85 P. d m a . a ° a »| a T)ap3 • rt o S« a S 8 §3 d a S g ° 5 a a a fr-S & * ■v a *■ ji ft a a a 00 fl QJ Bo. 51 B 8.2 g _, ■§ a o S « I rt a-| ** fc 2 3 S -° .. p A a ^ ft*^, ft-o Srt »5g 9 .2 S 81 f 8 ^ -tj a C-a _. t* a a a S •S-3 ifl Si —1 pj w rt R Q, .5 •3 #; fjf* QJ ' •3 ? ft a - 8 a > a > Hi fa >o p W "3 ■a a a ■a a i ft T3 a i/j B w j,* il >6 tn *-■ 1—t is ; fr QJ & B B a O fr 1 L JS rt k^ ■w «. « & «i__: a s a i I M 3 B 0 M H 01 d z h 3 .° *fa to <: D 8 BRITISH COLUMBIA. O tH O «. X o to < x X 01 to x X X p to x p X 01 to x o A *f T_ * ^ a p p, as u g £ fa'S § l-S "J. h |> •** «u ° fr-8-O fa ^ p s 3 rt wy a aS 2 » .5 -T _a c fa .3 £>,___ fc = 3°; "go. p 2 a 5 § 2 « --2 •S h „.SCS p. O 4) I- ^ -J ^ O •___.* J3 r*> m w B o w t- t""S« a a a fcS § £»£* ~| sl_§l g a a s_» ^•S a ■a 2 fr • o.S 1.5. ia ^£ — !* . —< rt a qj" o u 9 a B A g a a a .3 ■£ "V Tj rt a a p. ?? fa v. 1 fa °l a £ P a e '-3 a a a -a aso * rt ft 03 Jj f*> I .S -S 1 "g ^ rt K p o fl x w rt _. .g':s fa * A >,! Si. fa § ■"fafc B 5 >, ° fa ° S A p P fa 3 2 A fc ° — a o a MB ° S5 a a p ., __ ISSN'S p £ -a - a -fa g ■" n g 01 d Ta ■g § ° 8 I S 5s.o g-3 o p, 3 .3 a ~ A.% III- = fc s* q .a fi -p rt . QJ 3 *3 fe ft. ft T3 QJ ";S bo p 3 .0 bOT3 ° AT35aJ slo*_Sf' ■- fi 3 g a p fa , 1 2 5 fa 8 > a a p fa . , fa £ > p, a, ; 3 QJ P , O £ n bo fa >, 2 p , B2||-°a|' a 5 a fa o S P _2 5 o -S bo .ij p . »a g ~ ° A ft oi „_, _ g a fa fa 3 o « P M « T -* fr 2 ■a a g b 5 a h SO S ft« , ! o " -•or0 2. . O o_ m t. fa % a * a X g a o -2 ■a " fc ° I < _« A4, g 2 P o R SliSS.&'g'S s*is=rig' 'SA ° 2 8 8 .3 3 fa a j. ^ B* p^ p .j! 3 A "2 . jj ■" A p m 2 p - o g . ■ " ' • "■^5 p"a; 53 go SB bo-3 a ^-o_Moqartfa fc2fc_-"fapfaB- _g A^P^_( P^J p.5 .fc bO rt a bo §^a i buxt 01 g C B ft O +J rt B z rt E rt Tl -G 0 •H 42 jd 4J ^ c « S B B Q) M rt o xl S £SgS ■o S 2 - ' ^ J I*2 fe"' I w\\\\ rt ii O _. f *s . «- T3 » h ll Q • 0) ! ° S O S & w -B a M B S "- fn - 1 ^"^fa fa a n ° 0 Sf-a _. >>. rt fa fa 2 I fa °i .3 ^ o i-h ■*_ c a rt g 5 £.§i.s >S 1 aafe 1 l^ag a » _.s p - p" s ■£ 3 £ a .2 2 S fc p « a 18 «-s ° g a •>.». P OJ p r3 . fa S A g >> P ■ p 2 fa * >. bo a p ^3 is rt P m S fr . a *3 -i, M • 3 3 "P ^5 __ s §!^" 5 air- bo « * p, a ■ a a*" .2. B w +J QJ I °§gg. . 01 Sh X C r-e 53 fag lasl '3 a 2 a S »s a sB- W _J_- cr! to o oj be • : +3 .5 *H ai 43 o „ bo o rt p 1 frc ££ >_« a a «j o o IS 45 « f\\ I » Q S3 « ; qj ,2 o . fi TJ ► w S QJ " ! S &r ; +-) -S rt j I «h i-t « ; i d w a. ' o g TJ pB n QJ *fi ^J "* rj o ^_- *f* , •> n a Es' 3 a ■— g p. S I fa bo fa • . a a ^.2 fr O 3 fa ' c a p a p P ra Ba p a 1 * 2 A-e >> fa a A3 H O ft h fi - 10 -*-1 En 2 < il ^, > rt rt fi i 0, fcO^ 1 M B « . (9.- 3 ^ S qj d TJ TJ 'w . fl O O c M fl o p —' sh O -P O TJ _QJ ft TJ* * 5*1 » ,'g o rt fi n rt w s g ' 3 "H f.. P P P . P bfj-l g ■ p fa a qj m bo* r . » »■ q p £ ~-p , - P b. 3 " _ -8 fi 3 1 3 a fa p . 3 s A h ' i5St: 3 2 aS > 3 M ft _. » " 2 ? a J3 fa - .~ ^ p. & 3 .•S^ — CJ 'w » ?_ -9 t_ &. 3 ^rs'a-.p -^ PP. ca0ajrt-BP'_lPS'*)r-P--d ~. °-a _. . 3 _ p s B . 3 __ B rt-3 p a a 3" rt r fc rt tZ M TJ h. ' "■ "3 ft+J ^ QJ = 3 8 fe* fr : J U O ft Ih O ., ■g « O O fi ^ -^ TJ 7^ fi a o«^ g. v S ' * QJ _—_ t> P TJ O +j 3 rt a ot xi ° s _73 fi rt ^ -p rt 1. qj i-t f5a ,grs a.a ■§>,>> S a" « p^= S.2 _2 a a -3 p cj a ft fa w j M QJ ^ 3 .n_J 4J a j_-, a fa cj j w 3 S 3* £ n ^ ^ ffi f* : s- m fi 2 * fl S -2 -2 > £ fio! ^0.53 ftS 15*8 s?s« o ft tofi £ « rt ^ TJ fi fc QJ _>. 3 . °TJ I? EJj J- - O fi !h t) O I c? p ft >> H B TJ O f g - iai&l| j s-1 2 g 1 1 w .3 ^ ft '3 . 4 4 Ol P. X p. p 01 to t-H fc o tH UI > > > X i A p i E a Ph 4 4 a M rt "2 .2 ° fc!" REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 9 A P eg is d « 4 d Is fa r* Ai O d .a" fr a> a a a a o o £ •< w-j. QJ . ,3 a p „ <8H.fc'2 fi c Sh rt F-i H ri l£j w a 4 D 10 BRITISH COLUMBIA. EH O < X o to < P Ol to x x tH X X p to x a X 01 to x o u « mono >i M*tf 5 O i m O QJ J '~ * -S o; to g ft ft a 1 p " fa .2 2 bo-2 .-•§ fr. ,3 a fa S .a a P a ■a a rt ; a a -~ s . __ -Ufa g t. rt fa •2 A 3 3 A^£ a s 3 H _ n* a p _a a fa * B »H (fl = S P 3 • »-s ■___ °' _, ^ a -p 3 « S 8 *S 2 D _k*3 fa £fa 3 Bag-" __ .3 p ^ qj gcl &*■ P « 7 "3 t. P fa ch a a a s a fr a a a SS|35|1 fl w 1 o o H bo"*'' •2 B fc ! fi .i- rt i » rt tj fa fa 5 tf ■a =_ oi SAPBBJI > »l ____.__£__»! £*-? . fa ■a a QJ P .3 - ft 2 J fi ___. I '■a fa p ra -H qj S "" o A a Is §11 p 8; p a P A £ O 4) X o o fc m ft^TJ °5 *H Q) 01 O QJ O S to Srt « g +_, TJ g _ 3 Ch OJ B 35- ll fc. «K fa fa 0 U fa a.s 2 a fa fr a a a p, m A-g . |_?S "So 3 1 8 S^fr _»fc p- &a 5al fi 5 h f-s °- , a g „ i fa 5.2 • I ° A _ IM 'fl 3 S s §■ B ■*» fl • i—j TJ to V QJ •« ■ b_fi „ re a QJ fi . « __Q r-"; 3 fi fi i u cj in . » OS IHl >» 3 > O i *> rt c ! S a -S g I ft :» l8|j p a v fft£ P .w ft 3 | a fr- fl d bO St X QJ » QJ "5 §11 as ra -3 .3 3 Sp .3 | bOC ' fa fa a a p a *a fr rt bo P a rt -fa „- 5xfi a p §. a to *. a bo -a 3 3 P a rt "tj p a , 3 S . fa p T. 'w «J A_c P P ca 3 a T> ^5« a-g-s. t ap g hg fa" g '{«. a-a .-SIS i 53 111 10 .* *-l fi be o ^ fi TJ fi to e !_3 9 n z O «w ^ n "a ■ a fa ft 2 p a - ft to ** x 01 lis 3 ■- bo a. T3 c- fa •S § ° fr 'a 2 a «"° S bo t, rt rt o S „- fa " s a 'a ?n bo *> £ h » a a rt ,p •2 g bo a a 1&1 o « g 8 » . •• "a fl fl fl tj"** ftfi , o u +j bo 5" S|_3 fi +J h S __! n : dofto_S[>rtTJ-r^ej I *2 5-S « S | \\ — 9 o . TJ -+J w i I f 5 S '_** «j ! « p ° ! fa bo e : .s IJ > 3 __ ra > rt ea o i afi X 2^ t. Aft? a o-a li 0 S P a p b = p a—■ 2 B fa bo a rt B S S fa a ° ■ a ;| s =h n] _,Ba m to s a. fr.5> P 3 ft a . QJ ^. -a «w p bo p A B P fa .3 fa 3 -^ ra rt B 3 2° ■ fa* fc _^ ° 3 rt a o rt , a fs \\a p 5 5 g ** p fa m ^ S fa " o a 3 ■" a- 2 ft^ _?a a-p"* a s S'S'g W ^= ..« BfiS II P A 3 ,B a aft S a a.a pl-g i a g bo i .2 § .S i Sh O ft" Ii . a s o p >>£ 2 "a o,.& >> p a fa -a - ft fa «-a| -TJ p a .3 " p - p~ > .3 CJ w 5 a B"_j t>> 3 a a a -q » X ».fc o : 33 a ra^M^BQjg^j.fcjg A fc S g ft >. p +J ft^ a fr s ^_&s- ft S ft i "C rt - 5 n a o o !IS P-S. 9- , CJ QJ fc* tO rt O QJ fc IM*1 . •«.&_& O ^ h p p ._3 ra m ■3 3 3 2 a rt A p p i'SA a a p °« a" -2 p ill S fl B tn B 0 ^aI-O i . a m -a 3, oi H P 3 c- fa " m n fi >. 3 .£ -a fi a ■. cj B fa o . >, 3 OJ i u " ft. h o a p f dS S p > to .3 S A b a w p. fc « p w !5 g.< 8 is M pel fc O tH Ol o fr p E rt ra* _Slz; C QJ .-I" 3 . a* to QJ £ «a Tj *M J h . E BS J jJj, 3a S".2 na « co p a a a g a I "la a Mh S~ bo fa fa a .3 p .3 a >>F -I fa I *h ra p a P .3 A"B sS.« 2 5 a a > .3 P fi +J O *M «m 7 6 .. "■* o rt C- M fc fl S ck e & a rt e s~ iff 9 2 fc - ■5 a #■£ P P .5 ft, H a a p 2 fa a a a 1 ifa p ' 07 fa ft, fa p fa fa P -cr- gS a -. fc e a ifa g .3 a Tj •S a fa a 5 > A fa 3. ~'3 °a §hc P A a -2 P g B fa ~ = rt rt *a p ■3 J " s. 1. 5.2(1 .TJ fa « B iIB ft, P 3 3 __ p ra fa fa o fc 3 P _ 8 fa p h *a fa 3 .33 co p p"-a B.S 2 .s c- a fr .s Sco P bO ai 3 ra . > g P « if!** rt e * h O * § g£ ft g cj rt qj 0 « B >■ fi fc. ft tj £? a rt-g-a A P I S fc ° § ■a 2 ° ■ a -a p 5 fa bo P .2 >. fc rt J .3 * fr S s fa P rt «w o; a Aa P fa E . p p bO_M a a*, a s fc rt 21 ° fa a £|3j I*! S ra S 3 P p p. ja 3 S a B 3-a |t g: "g 5.2 ^_. fa fa J_ a C 3 p *" a Hrf3 fa' 2 rt P >> a 3 bo a » 3 a fc a s 0 p.2 p a * » p ca 3 fa p fr; AS-a _?-__"« a a a ■ a, bo .r a a* fct rt fi 6« fi o , O w ffSt. a B-gfi a fa .fa H p « B A fcf fa 1 a p p p 5 . -a "5 jti s a p fr a bo a >* 2 g •a .3 a US'0 0 B fa - fa a IH QJ 258 p fr * lis __. IS "h b 3 as .2 o fl III rt o fl _>, QJ ° -W ft ft M rt P ft) O " ft 01 ft o « M fc. QJ ft 3 +J Q) fi I s * X tr 1) w, 0 P rt rt e' v. 53 J o> qj 5 rt _s g 5 TJ ftfi l\\ B fi w B rt P ,4J «H to fi O Sh rt 8 r% tS a fc Sa >. 2 H ojfa'agvtaBPrta Bft_PoP. BftpE B ft B il bO ° T3 fa >i 1 ilx. .2 a z~ ■a r_3 E"§ fc E a.2 2 s fr s tfl to \\d ® , > -5 ** iiv p & °fc 2fr ■a p t, ** a 11 i fil a fi fi «H B< >> 0> .Oj TJ <* fci T5*M ft u fi rt « .to 3 .f P fc, -w dj fc. «H fi ■+-> QJ , o rt X Sri-ftp1- a.S fr3 _, 3 a s, .11 fc. rt OJ TJ rt t>i frt .S"g_§ .2° ft» QJ OJ A « bpfi t. ft fc tfl O ° 6J h % m § 2 ft M fi fi OJ >—< TJ O a p ■ g 4_T P .2 j 3 P ra P . HA 12 « Q - B QJ +J I ll a ft 3 ftTj TJ rn J? . QJ *' - U »s .3 ° a co h a fa 3 rt fa a p 8 _,•§ fa* g^ . O ° TJ fc*fcl 3ag§S h JJ a m _B hlilj a" g a" a .2 a S a? Is! rt ^ M _g-t» O S fi »_ TJ DQ N S 3 rt ll& .3 b% 0) fct O S QJ W B O-g rt Jh .2 h ft h rt .8 fc >> rt 3 ."£ T3 °° __! © _S fc S. O 1* fc. ft s < * O B O +> fi TJ O B «w "g tp e d fc. * a t; rt ^ m 0 55 fa "O fc p ra a. qj B 53 H _-° 3^ a fill! . -g S1 °. £ b b » _? e ° fi c "S fr^l " §5 fl ^« ftt-M E C fc. QJ O 5 C to • 3 ft p g 3 QJ ^ tfi fc. fl 5 bp o fi 41 p,.ft •ph Oj TJ —t fi - 2 M S ■ ™ * 5 fi afa|S°l» ^2? pa S a ° h raa^3^M ftP fa ..S^-a o ?•» a >>SihPh S^ H n> fi tJ fct w p a -a s 15 * u frrtga--aQj™ .2 13 3i«^.STl a -3 5 2 rt rag *S a. ■ a> a ft-e - a 1 a j,- _ a h h .3 a a fa a p a _ S fi"S w 0 ?p o d § 1 fc P. IS o4 n A fc" <. K "^ 0 h h 'a B P oj 3 rt ►3 (Jf 6 O p" a H 'rt p p B « i-l a "fag* a si ^30 i a h B O 3 6 o W a Sag fc__-.2 feg_rt bo d B 1 BlS § OJ QJ <* .U a .£ a g a .2 ij .m 'a ,M a S iS fa 'fa "fa cq m m m p.0 « rt n a a ,- I Bfc 3 3 > ,9 ° 5 O Up 0 a j;u,j3 rt /J. 2- ra J> D 12 BRITISH COLUMBIA. 3 I s o tH O < w o to < K X Ol to x x tH X X X to x a x Ol to x o fa j a lis b f .3 a M o. bO. c sfi a IH g fa S 5a i ra fi A 3 . ° 5 p « fl 2 a w £ A S O £ a a" K ■ a >. A £ _ .p p —< _ o a a „ a a h a, s p :£ ra oj "w a a_ a a a _s P a P C "3 ^ a u g fi s b h a »a fr » [I *& * u fi rt J4*a ? o ° « * ■qJ £ J fcfl * ■o 2 ° ,,. s '■£ .2 IH^ ; QJ fi m 3 fc. -H 3 fc. m 3 3 3 o H to O 3 -3 .a s 0 ,-" rt fc. g 8*" 2 fa S a o ° •sag to fi ill fc 3 rt rt ; fc. « TJ r*> rt 3 £ d cj o +j tn ti "SI I 111 >, p a 5t| 1 fa.2 fr a a' ! Baa fa H *° P fa "fa H ■3 p , ra fi 1; a a ,s- a a jj ;-Sp; _? § ® -s ■ ,,-s a , a p 3 "S o C^ •a oj o h a ° & S fa +j rt O 2 tj £~ 2 o rt o B 4j tj -^ fi fct TJ ° fi -W TJ w m *g qj fi Si o . fl fc, QJ .. rt QJ TJ fc. fi fc. "4' a .3 fa £ H a I"5 „. is p fi a 5 h h a a .5 a ■2 5 o CJ fr -■ ■_ "3 bp _ w s.S'-3 -3 Sh X H pjj o rt _ 3 P a a h fa *"3 = fa p fta _ .3 rt >_a a.a- 35 o Qj'S £ ^ ?. ^ u O i-i 3lal a«11 a ?s . a > a J, — gag1*. a "V t. ja _^ -H a fa £J fa fi o a p a 15 A P fa- A pa fa . I ft>.fr .H -H Q; fa CJ fa | P S §«>.! 3 „a h ra bo a a fa ■ a ° §1 S P TJ *rt A. ^ Za^l£ "bs8J ill _rt +j -p ' !*. ft fc i £» Qj QJ r fr a AC . a i p p. P bo fa 3 fa ' _, fa a p ft) s ♦, a a ft fr -a " a .£ a bo fr~ A P H ill g :_?a ' rt ~ . , ''i CQ Ah P rt . rt J 3 g C^fc -_J* bo o P 'rt Si5 p"'i 3^ 2 fa fi bll S£- a'fa u £■§ >,'■§ ° a _S 5 b 5 3 f9 fc1 Cfl >> S T3 QJ *—^ 'ft) ^" ' fr~; j ^ fc, QJ _&fca < fa h fa fca-S .'a a ra a) a « A3 , bO fa ft i -j ac fa 2 a a tj q, bo M g M fa a ., >• a p +J QJ ■s fc s o&fa . a a ^i a B '° s E s •a a •S3 " a 2 a A «55LSo35 c ih a a a a __ o "aa^aaBaa^^S afa2-_-Bfe«.E-_pAa fr S.S 'Oe: _3 s 3 c "3 a o ■ II Si i ft m "' cj g ft i ° 2 x ^ h Xi QJ a E a s X\\ B _" S fci 3 tj £■ "firfcic * — S ' ■** tj H "f ?J «H *S "-1 B t>. *fi 3 S O d V ft u h rt ^"^ hf ^ p p 1. T3 ft P a g a - fa o A fa QJ P fa a p a "a p a a 2 a g : fc-a 3 fc fa __. P A A E P fi bO qj bO w rt -a qj rt fc, fc, fi O Cfl fi bo a> - tn rt d 7 C O tyH £ QJ Cd >> rt «_3 B .« A - o 3 o p p S I oj fa •■_ a j fa 3^63 ftjs " fa S ¥~ p a j, - A « o 'O X? rt ?h a fa a," bo p 3 p ,;S bO p a a i!-3 •- g 3a 3 , g 3 fa 3 a a.3 H . ft j.2EB|S'. ."< ■bBp2 .E-Sgbi; p a A a h . p B a ! °S.Sf«SS" « ^ ai x tj -S K ort i O O QJ+J.B+J QJ UTJh; ft-s' fr fel \\$s: a "2 . ra fc. fc, o , frleg. ft -H fa P . A 3 ft T! :a.£pa fi' ! g-g £ l-S fc. i fa I a 12 g" g* g^i a °- ; b s > J a bog * ■" fa a a a •a . fc a c p p <+. a a ra bo . o "h r 3 a p . fa rt j_: a _>,?!« p' a a £ fa P a a S la a 3 a " __■ rt a" 3 fi ° cj O i a ;_. a fa 'a xi a a ^ ra 5 >j TJ ,™ ; tj ^ +» rt S ft >, ~ S ft g »,S ■ w ft = ft oi n o s ^ hn ____ B bO fi td —! rS P COO.S fi +J JJ 3 6 b 53 fi £ £ 3 . bp rt fi £ A fi c fct ■H -X> n. fct O £ rt o fi M ft p £ g rt o oj V rQ £ a hS rt Q TJ ft S -fc fc. o QJ d ft TJ W TJ TJ fl! S ^ QJ ^3 4j fl "S '2 *» JJ tH fB fi o rt fa fr g*.Sl " fc I > ° E a . P ih -a . p rt tA V ° -B2 B B ra ■S«g tl 3 p.2 g fa a ° 3 jil a fa a a -3 *aa — .S TJ J3 SO « P. 5 a s £ rt A, X o H e o a o I to a w 6 E rt iZi e aj !►" fa o O M .2 ^ A B fr rt p°. REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 13 fc SaS" 681 3l*-3°S.2 2 . "a a w ~'» fa » B a S_p 8 S ' J •S52aCaB2 a B fa — ra 33 a o .a o .S3 ^a-fta-gaa ■g-BHagg-a P-a .BafaP h v, _h b a a a 5| o_7i! >,■. IcEgli^ Xt B B il B .. JJ PlfctOJO^fcrt^ 3 ui " " " . p S a— "aS « _, fi K ^T fi -H ■—! ft 1-t a •* a JS.2 C.5 "-^S-afa^aBH Pa 3 £•§ ra - bo-EB 1 d w rt "* II!* M fa p A g fi H IP? £ fc "._ bo _-3 a p Mfc g.B.., s "e i £ bo 3 .3 -a fa g1 3 2 2 So "5 « a S 3 bo £ rt 3 a ■a a • a fa fa a "fr.S J? m fct o rt QJ fi .3 o> -^ -^ >> „ rtfifi 83*1*151 "lis**. Vs a * 1 .2 a ■h a 3 a o g t fa o a o "3 fa g-Sa a £ fi bo QJ " fa SS H +j fa fa«>iPgnlOP a ra H n 3 qj •-. a fa o £ bo fa . JS H 9 a fa s b.S c bo - fa & M Pi 6s a" o p CJ 3 > a_ a a > 1 i & a JS 3 A a ■a o. a fct 3 1 1 _s M CJ a "g 9 p 3 1^ -Sm fin £« a fc a£ .2 > .2 W 83 ■3* D 14 BRITISH COLUMBIA. 3 .« o J O <. X O to w X Ol to x X tH X X X to x Q X Ol to X « X « X Ol to 1-1 X o tH Ol A fr •a fi 3 _§ Ill rt * £ ft «.a » s_?w oi £1 , I! "3 8a 2 a 1*6" I £ sJ fa .3 « 3 a iS 2 a as H3ri *|g "I p P o a . a a 3 u ■*_ a •3 3 S" a .2 "•■MS .3 a £ a 3 fa " 3 5 o E-S « fr 3. If f - QJ 4_i fi fi C o -y qj ; 3 ° A •' rt u> ** C 9 tf 2 fr* bO b^ i 3 c rt _ 2.2-3 o a fr 3 _»p 2 fi S A fa 3 _,. , p rt a , g1" fa i ft fc. fi i p ft fc. cj ti 111 a - 'E 5.3 p m ■S 2 S-8.2 « 0) to TJ (jj d fc_ 9 *_ s a b >iS's _£■ rt . ~ * c TJ ^ O I** I CJ CJ fi (D ■<"■ >t B „ +* rt +» Ius Hi fa fa *a A P fa Art 4j a a A fa B H ft g S p-° a Ih .2 bo p 3 a a II H a P a a ra p a fa a ft •a b p b 3 * p fa to p a .8 & a S'a B j fa - _ a A „ a &fa p 2 3 ■ 3 a p'A ,3 fa ft * a fa a p, 4j no a. 'S _9 B" ° rt P ■ •a bo » 2 B k E M ° a fa ra -O P Tl ra p P A" S a l* 3 "O a £"___■&■£"a °g ""si's!,. £SA i „35;g 3 ^7 I •3 a.a rt 3 a i %■» A" a. Si B r* I g 1 ° s Q fl --H J B fi B T3 -5 ^! ■ •H TJ O r a-gl *a§ Ui* :i a s B •H fll 5 * i J - rt a & a _? g I ■ sfi-° Sfcfc p a „- fa 8~ ° fra ._, a a^a o fa g a >- la- a te a g a -a p a b p fa %1S p _3 " 2 a a IPS? ill'' i 2 _». " a p a ft IS rt> H CJ a s s 8 Ph w oi «fa ft, QJ fa B . QJ O •< > »a ^ fa ; a P3 O B o rt O q" o H 4 E rt afai f* rt O a a a a a 4 S 3 < to ra P>> d oi REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 15 . fc. fct loo- ,111II a 8 &&&% &: sa*»S a g "3 o ra •h fa Ss £ p H a oj K p A _-£ 9 a fc t* a c a ■h a p 5 fa a . a fa __ CJ J a QJ a - 1 fi o rt p 3 3 S °a «' OH fa fa P ( g 3 fl" S g fc ! a o a £ fc i a p ~ ■§ fr * ■; i ^B a? ■< ^ rt h to fi rt c QJ TJ m 3 +» fl t H 3 o J q°-!:a£s. a ° a a 11" e2till* |ilH| ). y, 52 > a? >> 'Vl.-__.rtj ? a » +» -P rt 8fcg.ag 7 S* rt - ra P P j boa s, P fi * > 2 S a a _- | 3 -8 =* 2 . iJMa-gfc p *a -a p .... _b p <_ fa bo- ?3 j» S ih b -; '" >. B^ap.a-aafl" Tift S_j.° fi 5 i?0 ><2 ■+3 fi bflOfirtrt_,B/_i fi TJ g »11 *a"C ra"*3 3 ." ft * te _.,Sp3«>kPo_?» S^SSfr'SSfaf^.^ H rH __ ft *B *" rt J. ft^«-.S°Q)°fct£ 3 ra tffij fl ____• O j ?H?Pafilmi 3 A A A p"-g g S, fl •§ ^ 3 a S o %l%illp . P AH « A g« gS . . . p « 5 ° g a „js 3 a 0 p p a t. ■! 14 111! 1:11 Pi?1! iJ QJ ft M V M *5 &3 sa-y'Sl &! f a ' AS-aaa f to fa a a 3 3 « 2 a 3 P i Ti A 3 -^ fa !»?S Ah i B £ P P P a a bo a fa E a fan. a p B h a •n rt TJ p rt • a bi " «| g bo tl) TJ * _ fl 3 B . ta o , * -w rt . " 1 *H fi £_ . 1 oj fi O * 1 b rt — 1 £ 'B ^ H d I] B T B * S B C ; .3 qj x\\ 3 «H ■-" ■« c! •.S.3 0 o43 * 3 H P? 1.5 fi 3 o fl E*.fl ________ _r! ft -H ft ^a!S B rt > is a B O p bo ft is fa rt 0 § 5 £i 0 ra S sg fi A> 5 > a 0 P fc. 0 O J., M 9 -2 >> 2 4 M ii fa a. p a % p a a rt £ a H a O 1 3 CJ > TJ S o a P B gS" .2 fl II B CJ QJ fct 3 QJ eg 2 . a p B . a b a .S-a rt ■S c tt «■§ a .3 fl rt U D 16 BRITISH COLUMBIA. •is s o tH O < X o to < w X 01 to x X tH « X X to X a X 01 to x o Ol X Pi X 01 to l-H X o E-i 01 a .Ell 14 fr n as' a 3 Z% a > Z aj a bo a a rt > 2 EH «. bo a H E o a O i-s z ti H o 3 s rt _-, bo rt C fcH c , P fi a j IH ^ 3 K B P a fe 2* a rt a g V REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 17 D 18 BRITISH COLUMBIA. s H O < X o to < x 01 to x x tH « X X to x a x 01 to x o X X X X 01 to t-H X o tH Ol ii fcj Xf OJ a > B B o s o fi B*i d a u f> £« ft £ OJ d fl J 3? <3 a Ph g o * is .a 3 C p r ___. a >* A tie m a aW -a a .JH 3 M H p _5 fa a P oi* _§ * P p a* o fr QJ T! fi CO cn O ft rt ra ft S a o p S- g g &£p"g ft a a a 5 .P..Q ap15 I -.a p. * . sills a ._a £ s a?s IP 2 H Mrt H B arsa« ^_ a aa h ■it "Is || fi-a-a § * .2 a v "a g fa „ b« a fl & p b a h a A * a TJ +* QJ B fll fl SB Ih CD C O +j s«. «« a §3* g SP QJ . 'fc £ O B a a bo a „ qj p, a A >>A o rt o tt rt a" jj -H fct O QJ gP J> m rJ " fc. co OJ S_a fc - i?W > > >'3 a rt OB fa *H QJ fi g Si rt g °ss d* ► o is a o o EH "a a O I z Oh) o . p ___ p t. fi H HH ^ a a o o QO Ei". _af bo a H W _H D 20 BRITISH COLUMBIA. s I 8 o H C_> «. X o to < x 01 to x x H X X to X o X Ol to x o' ap-b « QJ O OB fc -H QJ ° C) _-. _'' to rt fi rt fc fc So ° rt fc. f *&■§ °afr CO *^ co _.-, Ml, QJ " Isfi fi 01 i vtt a. g o i p .2 fa bO A .3 >■ « 3*5 fc) fc, fc, > ii ii P rt rt -5 a ft ft — o o fi fc. fc, > ft ft "3 P to *:a fi rt fa 1 -a QJ 01 - fc. X fl fl a ■H -H .° fc, a i . p ■H tS o o fl * * B oi v i> 2 '" M MtJ rt rf o § a a £ rt d fct tj'O TJ 3 Iss-s 3 O O P ' rt fct a1" CO TJ rrH 511 i rt fi fi'3 B fi h m fl S rt 5 ft bug rt tj >, x\\ u - u o J«l a g fa S *C a a -h a a p ra a a f* . -" a s*-' _ oj a ft) QJ I 8 __, 3 a a QJ QJ • fa bo o g.S g srt a fc^§ fc. O ft >. s-sl ■a 3 fc g Ss 3 fil . 5 A qj P ra ^ ra fc_ a .3 a. £. ^ -•Ha- A p 1 a a • a a » €.3 fa ! Ba a r.&Jj : - ft«H : B O Its a-"S i g p a § a a l ° 5 p p i fa ra a a I o P H -g p " a ~ pS.2 o 8 gj'l 3 3 ft g c's p a '" " ? p 2 ?a " a-5 fa fc o"3 ° fan aa g-. S a a > . a $ a "" 1 = QJ h3 g'p s s CO qj ai «S3 o B jj « I C.(ii H : ^fl - ! H _ fi •» 13 o ! Q QJ fi : s § p : fc I £ - Q a" Qj H o s a __= rt -5 is ra •a p a s » 3 3 3 2 ° ll rt o a 5fl t_ o oft 4-> - TJ CO QJ qj rt p, bo M fc. d 3 fi fc. co - la 3 I >» ° ft a tj tH fi qj^ rt ^ S «' ' g fcT fc. fi Q) QJ , ■ O ° B 1 °H I I»tf i _? ■° 2 a a o fa bo a a- 33 3 ' QJ Q, a a s a s3 a ^ fa 'a B g fr 3 s a na M 2 • ocg •^ ft Qj H o a ~ - a p a bO S rt li" g? fi a +o -I § QJ CO H & p. o a >< ° rt P fa f 5 So* g «M +J "*" ^ o cp-a n iu.'B H^ &* fi ."h Iiii £«3iC a bo j, SpIS rt fi fct cj +J fi .§ P Q 8 -^ 1 i? co ! ft QJ M > HM r* X - fc.^^ 2 o -fc I ...fr-g bo ft ' J, fc! ^* j Lfl B o : H -t-> QJ i ' ° t!- I hh S 3 ■! la I' -h a p ■ g fa a I O fi | O QJ I B 53 bo J 0 o a 4 gas, A § a 1 Sfafc! a ! - I a* fa ra _. rt o o fr"H — !» 1 o"?a ; 1 ". a i ■ a -h i a .2 sh" . t E -2 I rt .a p a 3 p ^ fa fa ra 3 fa 3 " 3 P I 2 A fc H fa "3 _§ a a S g B Slfl.gSa' sill - > fa .H ^3 a -h. ^ A a s" £ a a ~ a fa a g .2 s 3 a fa J3 i £ a ) 53 sh a a a fa-S bo a p a fa a p fa . a a co • ^ g fi ' 3. a'" a a J i +_ B a fa .2 »S; i S rt * 2 h_. > d rt H : cj X .5 . ED g O fct .sag bioTJ TJ f I g- = . I!3 a a I a- aa Is a> « « B CO _5 i^ri So WW 4 a fc IS s in X o Eh W t—i X m o O o O ra Pfs o a a fc " a qj ,rt co y +J fc5 « rtO o o > 'S TJ "2 H s a a g 2^ 2 g W B ^•raJ ^ fc r p >»___ fa a h 'b.am a a m h Q, P hi ' p ol REPORT OF SUPERINTENDENT OP INSURANCE, 1947. D 21 O H P S § §-a-3 bS-S . rt 'B -*-■ a +> S fc rt e3 j2 fl € S -a a 8 9 I a. a a a o " A g p '. __ H ._. . O fa O fa . fr fr a a .a * . S*g£i? oj a li A 3 p bo rt E ._ « rt a p a IS X B'S fr' OJ Tl ^ fl o fc ■£ rt fi QJ • Q) QJ CJ - > fc c? rt C >> rt E fi rt as- C BQ ° fa fr .. 0 & a a i 0 S p 1 a s a .3 £ g a ci "a a w P bo fa -" ch* : ■B .3 ° a S j ^ a a 1 "S °«-a g .1 l&sla fi fi W CO S-gl-ag 18 1 " a I Si a 6? .2 rt .S i° s a 3 S £.3 a ■O 03 fi Portia fa fa P b I » n s. 2s .3 a t a a " a fc a a ra h s fa a " a o 1 > Ol ~r> fc, fi fa fc a53 * - 9 " pa fa S"04* >. I A fa p ° 5 , a 9 . a a I a 3 \""" S a - Sh a ffi I s. a a H J.,"* H fi O _& S -J •" .S § .8 3 bo ft ■ .a aj a « Sfl a ft TJ B Ti .^__oBs_!c_'4-i-,-,+Jfc,rt Qj' ftfi fi » S fa » bp -. o flj fi £ rt fct O fc. Q) fc. w 0 h o fcO o ^ .£ ft & _-. 01 01 X rt fcn rt jj jj CJ) ''3°. . «H* ii o rt o g p CO -H Lj bo ft , a *" ti .. _3 3. P fl I fi fi a 3 p ' *c fa o J3 bo '4 ■OSS'j J P B 3 § » _3 3 8 .2 a . BSa °a .a Qa a a- a a 5" Pa ft c a i »§* .- 3 a a a a fa 9 a a a g '«.■£ a a a a a 8.11 ■a a.*,-* fi 3 ^ .2 & > A . ' fc. ^ - ° 9 : « QJ § fc. rt .fr~ 5 .pa .3 e « £ a ga n 1 » a to !=» a rt 3 ^ SH o Sh h_ a o 3.a an =* a. part a qj t: 2 3 a K P 8 5 5 &/__.• s£ o a a a | * •2'5 p P co jS S fa UJ a a E g g ~ a 3 .2 o ... ^ QJ P ' 3 a, bo fa 0, rt a a aa a bo a P -.A a - $%% ., c i tl) 2 B co " 111 a-s »"13i.» S jjj ? 2 a *» , a 3 ■a _> ° 3 «H OJ ° a s s a gcSgS Sell" fi P'B fi fl^ "a QJ 0 fc, o 7: OJ -P ft £ a a" B* a I § -a fell fil CJ rt bo o fc » S o fc" fi fi fct o d g fe £ CO Qj TJ «-' c gn ga 01 "j sh a a ' c rt to a 3 i a J o P fi fa 1 a t: a j « QJ H ' fa o, ' 3 §a 1 a 8 i ' .3 A - g K .2 K a g bo Ba p 3? +j a p T. 3 - ■H 3 H- ra QJ &-£3 £ a a, fa H CJ fa 3 B > p fa rS +j .^ rt a co 3. hP Sh P a o a tf a = SH CS- •J 3. I .' ^ s's rag. s 3 a ; fa g >>.s u a a, . a 3 ra fa - ft a 3 i ? o « ra fa ° U 5 S a b ' 3 P fa a" : -1 a p o x** ft « -3 B J ! 3 ftfi"; rt QJ -= ( Q» 'S fl ft C ** <^ fc r. TJ T3 fi fi - Si U H fi C « .5 «H H 43 ai w p p; Si .2.2 11111 lull •h qj H fi fc. -A ft , ° fi^ S ° fil 5 sh fa rt ° n ra" fr P ft a K I °§a bO co fi fi 2? A fc B fi 0 o +j C QJ fi B _g o +3 rt 7~ -4J fi la fr 8- a 0 an ^ a a fa S|fc ■a "a H a 3 ta Sa* J . QJ +_> w ft fcc. tH* ' - TJ CJ Xt fc C O ; ' S S fan " m -P Sh I , « g $ S S rt w 11'S'ltfcfr t iS 0) ri H © J fi fc. o b a ua x ! fc fi fl ±; fi to ■ . O *" Wl fi fi M QJ "" 2 01 TJ rt xi jj oj tj 0 g * fl " '- 3 rt a 2 ■a « S fa £, fa °rt| ■all B _. p •" o bo ft . i.S a 8 P?A« rt a S£ ' fra . s 3 3 fa rt p- p - _a - fa cj a t, •- 0 « a 0 ■h b fa 3. . a 33 co p -"a ■as! rt rt S «r .5 .fc •H OJ rt bd |B «H fi CJ > .9 ! HH ^ .„ : rt a fa fr i» a « a a a a fa ri fa _. 0.0- "5 c _S rt- c o o 4 * E II < +* O fi ( s sl« S'SSi a a I & °i * oj a ■" ' J a a fa . g a 0 1 S rt ra" ) 3>t QJ J P fa to ' 5 ■a i - a .33 a ; a c S a fa 3 an hh H fa _. •ii IS fa 11 o co- : C-h rt ■H ^ HH ^3 ; sh p fa rt a a , fa 3 a • u .a -a s-s a a a a fa B ^ o o fa fa QJ fa* sh a , p fa«s S O QJ .-H o >i rt ft bo ? fi rrt -S ^ fc- i!§°. fc. B o fi fi Qj'TJ tt ,, bo rt B g rt B 5 •« fc rt o O *h QJ ' H S s ° Ih O q ~°&tiSS 5 ga a fi C fi tl ba £ qj -g gssS rt w . oj >-. bo .S ^ = « g 3S B-S 8*4 fc . 3.2 1 ! M JO w "3 saga. ° S^h - bO"H . a S fc ° « .fl g a - ". a" rt a "° I fr fr a a 2 M E-i P-i 2 « rt> I 8 fi TJ M J E2 ■S3 03 fi SO D 22 BRITISH COLUMBIA. s .§ ■+J s o ? H < X CJ to x Ol to x x tH x X X to X Q X 01 to x cj HH X 01 M to 1 i g a fa s ° a , fc. O qj fi ■*-> rt i"§ = - a-a bO P H --H C <» a qj 3 P. a >. • B 2" *H tH 60-O B fc, fi O *" O fc) a a | s | g 6 TJ a'B .3 ° hn C .. fa ¥, ra c i a fl s_ sj|, fi 53 +* *>> CD'S gSSf.Sa? +J rt fc £ SfifclsH A fa * tf 8 fta S sli'3 B.2 A a) r§8« !« fcg B 2 •h b a . O fc A ' a h a § an •a I a - § a A a g "a _S 2 ■S'a QJ fi ft B 88 a « 33 a a a a a . boa - "* +> p SH 9 UBlilP a P P F P __. a Pa S 3 H3 p CJ A 3. ¥ t! A P J. a a 'a co p o a a a a | -a 9 n a-2-Sj§ bO CO qj h S s bo o 2 *B a t. § p h g a to 3- A1*3 I H P fa S si? ft.-a 5 fa fa p B o bo ,2 p fr ra fi rt fa 8 o £ tfl I fr -I 61 fi 31 AS £5 5 .3 +3 c" , 3 sh t. ■ a a S j fl o a M § P -H a h A SH 3 ° ra fa .3 a o to JQ o ■a p 1 KJ VX ifl'IIs ~£OB?fl *3 oj fct +3 h in co 3 fc. O TJ o O m QJ S —■ fi ft u ll5ii| fl -5 TJ—, 5 W«I^ 3.3 P C ■= -g « A bp sh B -a a b & O* A o ai a ' IlacllS! j CD .— fi -•s a ■s *tt o. a|SBS C7 ft o rt E fi rt .S m pm co ■SjalJg rt oj fi >> OJ ^ _H fi 111 i * < P H r fi n 8 S a 1 8 X! o rt h a* .2 a H B H rt o a r '13 p fc b E p, p a ra "t3 fa a.3 31 jjj ■3 a ■,, •a c 2 lu fi >. p r fl cu bO . fc. fi ^ ^fl S i Xi & ei ! o ' "O TJ &_. si _2 i' S oBj; "V Si o fl ^ CO fi ^ is! ill a a w > p rt fl oflfi i fifl. bo > 3 3 .tj ft 5 : -j fc, bO § § " S ° = "S B | rt 01 M M ** _2 b o ^ .o fc, fc. 5 C3 >. g fi S oj OJ 9 8 fr - a g.2 ^ ■ •S-a ?£ fa . __ 3 a a s.a i s a fa r8 J : °i fc jlla •" a-3 _2 a 8 ? to 5 Pi rt a a a T A fcl »='?' Jj fi C C 15 a .3 b .5 3 S g. IJ fc' 33 faa P QJ fa _. i - c >> o -3 a w b, a __cj a pa ra P fi a fa P a . fa fa a fa & A S sh a H a ra hh o p " a S ra a. a S M 3 5 a 8 a C a 7 fr a cii-o fi o _„ S cj 55 oj a M if +3 QJ § 3 __: fi - a fr rt 3. o a a A p _r?' fl sJ bo . a a a ^ fa £ 3.-3S. fa fa S ! a sh ~ ra ra ,rH o X P a -a „ C 3 fl S a a o a b fa a H . a fa a qj fa •« . ■sgga^ a a a 9 fa g a A n •3 p p 5 . ,' fan fca sh , 3sh § a c pa a 'fa . •a a A i? P t3 m.a « fa "a 3 a .gap m >. fa a p p fr a 2 ft P ^H. ' frai 1: rt % 3 -2 ^ i 52 cj » 3 .oj tj I ft! S 1 u ~ A •a 3^ 3 af § 3 ■ o. •a Ai p a fa fa fa fc 3 A a a p £ ■"5 a CO ~ 31 iE« Art S pa* B ,. B _, o — fa a S -a b> p p A fa ee a a QS: a >>a rt o ^ £___! I -S a S g fc. hJ QJ t^TJ • i . 0) fi fi bo 9 • s rt fc. ! 1 a ° S S fc. rt o o m »_ flj C S! a « a 1 "a ^ I'll b ca 2 „ a 11 if -i-s-sill n » _a^. n ft CO P 3 Sa , S3 I OB" c'a' •2 a i SSH S p S A p a "i 9 a a 3 x 3 Jj P A 3 "3 bO -■a«& bo-S | a fri?' £ TJ tt g S o a tt tj h ^ .ti rt o cj > —' fi i'^aC 1*3 a ; ■rt o 4) ft .ti bo M d o a; o 3 ft o 3 a; 1 i tj b rt 3 fi ft u ■p .H rt O 'fi QJ T3*8 P w ft +• ffl S QJ H O ft H CJ O *H ., w •rt QJ ft .fl ^ TJ ^ TJ B m a > EH X O iH w •a » 03 ?^ 5 55 ■aZ 5>< a < fl • I fi 4> H fi B i-a" fe fc I H ,° i a ta < a" ^0h a "3 Eo REPORT OP SUPERINTENDENT OF INSURANCE, 1947. D 23 a i H i fi SB tt O QJ L fi iS 3 +j fi rt fi bo +3 > J fi » QJ B fl fi rt be o •** d S S-W „TJ fl Mill? QJ TJ rt % ** u ft fi B ^ _c P U 5 "9 ft Hr* C o rt E fi ft TJ oj «h „, co fc. *2 O £ o O g -P pa "a g.A Sl-2 fa E Sa.2 „-a ee. 1*1*ir a "a c fa s g 5 a "3 g cj p rS a ' .a bo o __ at ^ P? fi fa fa _.! 3 8 i ?< hi 8 g§ ° si* a.3 » ^ fr a °ajs a ecE a 3 1 111 fa * A eo a a « £.2 B s a » rt 3 fi CD M V ° fc* B -P QJ fi ft 9 .h ■ o o 3 cj H fi S fl _- __- rt rt 1 S 6*3 S • OS 3 frSfcl 1 a «t «■a « 8 e. » ga a fi 1 fa 'a oj « fa a , bo-S a S rt S .fa g S fa s — 3 A P — 3 E _S fe a J 3 a . t> > a " a a U «h co ° oj co 'S 8 11° &S Ig 5 fr- •S s* a 3.a fa 3 fa - 8^&ag 1** -0 a H 3! o a •- fc . p ,-. a a 3 a -tj a p » g 2 8 fa 3 p . a I-a fa .3 a ~ S ■ o, bo o fr fa a _, « a s -c. fa a ~ m fa Sh q, H 4_ , O ,t>. «a to bO fi P a .fc fa „a c P_ a fia j a j c 1 h £ 3, as a » a a "i ' p a fl fr et's J5 § fc. hP »H fi QJ fl O O S9.28h SS,°|g .3 a u B ■SB. a -o""! iS , to ■r ! 2 .S ' 3 3 u fl p o ft | X r< « rt'B.S . S 5tJ "^ fc< co u «>,3cj TJ +j rt fn c R ° h , 3 QJ fi ft >> tt 'PI'a ■ S a 2 .2 fi +3 ft oi . h rt a. ra i • rt ° bofi i . aa p _ i ' B a i a | -i a p^ ! 1 p = 3g" 3 « bo .3 g _ fr 3 S 3 2 a a : p a m . j a 3 qj s f 111 3 3 p a p a — >. • CJ H h2 Ol S a a g" **■ g fi S - i 1° O 3 A ra 3 "1 t) 3 ? fc -i «* - -js fl < _S-*.2 ? rt c o f*f & > r5 fi1 il! * i« , A P " ! a A i a a , , a fa I h p,.| ',& p H a a-S S S s £_3a ■rt" fl 0) p*2 fi 4J fi ■*-> B « ; rt 4> s s o J tj bo g " ■+* * U, ft Tj >> QJ > g S^fi m rt d rt -i cn TJ X I-" fl tt fl O fi I O h C rt j TJ O S -2 5. fi o p, » a ;.Si la : hfr o a -h p a a§|.2"S - fi >* tH bO QJ « >> » .£ tj *h fi fi ja ^a||. 5_ . QJ ft tt fi. >3 fi a p. fi rt C -^ - . co TJ 3 fc a^ '3 fc'a o O .3 o . - a a fa h3 3. B-H S Ills! fa a fa fi fa s. a a » _S S"__. >,- fl h c a a rt o B _? fi hh q, a_ o S a 3 ; p A ! __,.'_* fl A »H rt h &a- fa fc a a fi .a 8 I - A 0 H > g — x a ra qj ^ » bo 3. fa '. } P « a a i h a fa fa I si o ai ' •g-? -fr u >. p — .& a f-i ^ i a . a * .2 m-p K 8 ■ S § fa » p 2 a 3 b g I I 3 c •§ a a .a 3.- .2 fl a •a! . »55 . a 3 a 3 ra 1 a fl-V g fr bo SScS I MS g > c a a « CO B p *"S33 fi- a ° . ra qj c a . a'S .3 h ° a a es £ H >> fl sh a a a, 5 >■ a c rt _q q c A .•_§ P § 8' 0) fi QJ ■ I-1 fa fl f - a a fi ^ £.2 - °g| J3 4J fa a a _. a a a a a a ||.a . CJ fi M CS , "B fifi g & 3. *' f^.Sa-S a I » aa feBl; 0 0? 5||S ||f| |8j| ■h- qJ" .M fc. h fc. fi ft fl r fcT m V 4* . QJ ~fi tt to 2.3 S 9 3 a fl s rt fi fi d 3 « TJ ■gSf- to ^ 5 g' tO tt ii p ■|rt"lli .•a as rt fl bo B fi w- aj fi bOfi d g Hi" a 7 "snag ^ g O H 60 fa. 9 bo p ,_- P fa a bo 3^ ft ■" .5 g*i g pS fia ft«l 11 «■« -s H "g SH !» - a a a a a3 co A __, a i a a££ g 3 bo A1" 3 a « fc* fi oi QJ ■ QJ 9 S bo . • fi fi DO fc. . O p ft fi - S. r\\ UX +5 o 3 "S B ft S Ih -h TJ ^h fc. >; fl 'H fi CO rt^_* ° a ' a Si. w rt bo £ ?3 a a as pa o, phS aa S r, « bo a fl -a * a g ei A . a fa cj c c H 3 > a CJ 3 rt h ra g a h a -5 a I fa p 3 hh fa P 3 fi _ g a a » c a p fl 3 a "*^ fa o sh a fa eo p a ra o CJSH ™ P g'A&fia^ g a .a fa . 3 fl 33 o ■§ p bo p £ " A§.S Bfa- fa a w h • ia fta ° AC.! Baa a 3 qj* qj fcla'g 1 a a ,s ■ R g rt — < g a o m-5 _g +? QJ O QJ —" ' 'fi O hi. Tl T~I rt ttl-*3DC rtWlMrti-uflOttttfi S §»§3S§ g&grt h 1 fcfc-S a a 3 o .3 bo ,. 3S|^p 3 "a 5 p a 1 fa 33 A «H w a h Q, ^ — a a a p eo • 3 5 h .fa fi ' t» S o s * »» - 3 sac CJ p U33+J O 3 4 , fr.a-3 1 ra a' 1.5 a 63'a a a s a a - a 4 S fa a. a. ^5 i £ i S a a 4 I o fr QJ u CJ z c ci Sh B u fi fr co Z a a 3! r. K_a s 13. . fc. fi Ph fi IH rt X u rM c a Ph Eh r §3 >TJ rt ra rt B §a >_ .3 fa 3>>a fi 2 a +? p a fl a fa co h a o fi P 3 fi sh rt 3 A a — tg 8 a £ g a 3 a p fc g ~ A a rt 8 ' pC'S .c AS fi a . 8'a .S S«C "" 3 g fl' 2 s»a _3 tfa bo S 83 Ol fi TJ QJ bO- ^ rt 9. S ft •+- fifi s rt rt ° B QJ , ra S a' fa S " " 8_2 cq a fr ra QJ *U ,.28 QJ _ v . T3 TJ "3 40 QJ fi O W 01 •r* O rt pn £> QJ -1 tj 2 bofi ra nj hj 9 fr ■S p " 5, C !>i 'rt « n c fi S § B A £ .fi fi fi _• ; ° 2 O " , ft bo^ ' - a rt f III o rt fl B33 | a a P . a bo' o a ■b a fart 2 2 ■ - »■? ra a .-> A 3. a a a) a '43 +h -3 c eo rt 3 fc &8 aa S S° fa« fa fa g *> aa a o, Aa u i. sh 3 3.3 i% a a _q %s ° -a QJ ^ SIS a s ! fcanrtjS" svsa-s a J .8 "a ffl SJ 2 co fa 3; a a a cu a ? a a B a ._, a c a 'S » > '__. a « d 'rt -rt ft +J fcH S P 0 " . 0 . S-g-fi -flflCf 'B *o "" "£ » .2 t^fi CJ O & fi TJ « fi ^ n 3 __! B - 91 I rt o A (?. " fifl ra " o fl T fc. fc. q .So^^fe^' o a >t ; CJ o fi ; ^ 2 a S . fl . -P TJ „ «M fl CO J O rt QJ (.Sal ■> rt rt > . t. fc. fi d , •— u > m bo 0 .^B . ■ fi fi QJ O "H g « x fl fc rt- 0 fi • QJ fc. g O 3 ft o1—. ■a""S ftg f fa .3 h 3 +_ fi § g = fa" fr a fa a _*> fa ^ fi fa o >, a o .. 3 ,-g«*'° 'c co P ^ - '' •»£ ft fa a s 9 3 bo ° a a Port S2 aj _ rt -H ■ sh o 3^ .-a h |^?'|a a" 1 CO OJ aa -H 3 «J Jh Ol O fi fi fi fc. 3 -H •rt rt O 3 O M bo a a a' I * fl "B "" .2 a 'a —• a ra g eo 3 qj a w p a P 3 a S 8 gcS|'SIa p-fig|fi a fi fa a fi a o a 8 a a S S § a £ "grtfi S Sg a a .3 b fa o A cj rt 3>. o ■a A S .Afi a P P £ M __. a a fa p ■ H +3 cfi A *a I-! 5 a a 3 p 3 hh A rt a o a g ft g P fc ■ a bo fa S .a a a a qj a a.a ^SH a p, o a" fi bo a g a h S3 11 H p a fl ft 01 a rt a a p a g ^TJ h - S dSi « P S i£ ^ TJ QJ O TJ M _Q « fl •rt' fcl S " ft " QJ _, '2 rt 5 o fi S E - ** m^ ., p ■" a ° _? Sf-a 8 a- a rt o a g a B j, -~a S a a 84. a-" co a a sh S rt rt^2g.g^ 0 fa 3 g C Tj eo a rt S rt 9.3 a „ a S ° 8 2 a A° >.« g CJ fe m *" 'fl - fi TJ S£ ■ fi la Eli o _ ft to ^Spfi-s: H . H % .- fit a s.§ fa P ™ O'H s a s fa a a o a A | S AaJP.S n g -5: ° I ° S a rt 03 +J QJ a fr S OJ B *M S B B O i "H* S QJ J TJ fl *s i .S d 3 fi g S ° • fi TJ fi w -P o tb ! CJ rt a fc. G I CO t, fc. *> g ^ a" a H 7~i ■ ir "t"1 TJ - ft 0 S S « fi ^ fi TJ r.n7* ^ rt _c 5 ^ rt «h TJ O TJ V Sh 01 H-i bOTJ d fc. fl rt S fl rt "U 'rt' . X O CJ -r* Ih X 43 fi . " c a o If SfJ5s---rt' - S ' ? r^ fi TJ O QJ O . •r ra ih a 5-3 X S fi bO B rt fi^*i eS QJ -H fc, CJ fc. g rtf "ti QJ fl ft £ fi O o W M -H fc, U ■H T3 QJ H^.H rt I rt oj h > ■ 8 QJ - a v fa H fa °sh a fa °X a a a a rt .£ a a a S' a d O fl > fe rt fci — -H fi fc. tt O fl m S «J t*» fi ^ QJ u ft fi -a SO rt. o rt 0) £ fc. c .2 , SJ fl p. o 9 fi fc. -rtl H>J *■ ^ rt9i ,„. h bT si qj =.a ? a—a . fl .p OJ QJ ■ rt sh > a 3 g >,'« ra a a S .c H ,. a P a fa bo p 2 ~ ^ sh a S ^ a g ' fr TJ D* . QJ QJ ^v ft . *H fc. bO o B C p CO rt S 8.1 ° rt-1 JJ fc, a.5 i p a i A A. fa rt 3 i 3~! 8 Bs2 3. p CJ 03 . C !___-- 8" JeJ a 5 'fr fig too boo fa a a 3 a p a aai g § gte bo 3* fa crt 5 ai P 3 C a p •a a a a £ 3. j_j a «a a fa fa s_ .3 a 3 s s g-H-f B * 5 '3 17 g . a J p .3 1 a : 03 B'Sr. ! p fa a >i a ; A Ah3J a A P S J o -3 « r co _ tt _QJ to P O TJ O It Ol Oi . bo +J B.TJ g O W fl j- fc. rt ft O TJ is 0 fl S ' •H U tt P* ^A CD TJ fi „, **h rt « ° 3^g X __: ft. a a a s £ a co O O w J- ,<- ft fi ft QJ rt CJ r'^a a fa ° i c.S rt ""•2 fa a 3 a S|« '_. a.2 fra'^|S .3 a rt 7 h HH . w B S 2 P S SH a.3 CJ 33. O ,S g p a sh as S a a s.s-5.2 g-s fc, TJ O A-S- . fr a 5 ■S rtS I ■ afa 3 .a2bo5 ?l.fl" _a g 3aa 3 o a 3 fa A A a, 3 p E_ a p fa 0..0 . P d 3 . 'ra ' a 2 fa fa P S1 A a a ., a a s a: gSafc|rt-So oa-a^Boj^a S a . o J2 5 8" fe fa ^ rt ,3 -j Safcftfc|faa facOnfiraa_ P amgarteoo fr^a,gafa.aa a H a I a fi a O IS rt [" QJ a£ ". ^ g" REPORT OP SUPERINTENDENT OP INSURANCE, 1947. D 25 a %X%2 £ fa ._ iS fc __. 3 ; p a 3 £ 9 5 5W g-8 ■ 3 - ft ~ " HH *_ J pj O ra a -a s a .3 a A a rt bOSH fc a •- SH fc fa s a &° A.! ftj-g & B a fa bo £fi§I-S| g" » 5 a a _a 7; a_ fa -a „ . a a a a p p a B £ j a g . _o r ' • a fe QJ H HH bo s> :■= a S *if, -5 a w a p '_^ o a B a a fa fc r* fa °- sfr bo a 3 fi a $ .2 m fa B a h5 Jj a « rt. a - ■°S fl £ fr ■ S3' BO A a .pa hA ' fi 9a fa A S a a a a Bo "' ft * fa p fcf_S S a o a ^ a fa _ a c 3E a a -a — sh fa - A, 5 A >> .2 g aa |* §» 8 £' I9 8 tali art. > "S -if a a a ' ; a . S a I ? .fi 3 ft bo § S fl B a h rt ' fa >i p B ft 5f1 ,2 £ fa « p a fc rt fc J3 rt bo -* fi ■C 3 ° 5 fa 3. ° O fa >> fa C. a a !*rt0 5B. St - - fr 5 a a a, fc, CO £ .-a s bo o ,B II' a . ! 33 o u, ! a a ■" ! £ a ra : i P a ft fc 2 a. ' S fc °a s A fa > ,. q.a 3. p u a a p .. *«. a R - " W a 53 a iS H ~ Oh.33 i a p p "So a']_ •rt .- o jH , BR A fi n QJ w i-_a i a bi ! a* g^.S ■ bo a -a a a an a a a p s a a If S > * a 1 a sjl^rt -3 rt L o 1 i fc a ■« Da a A 3° fa "a io S -g S p . 0 C S » & bo ■ a S1.3 •h a an "g C fa 3 a fa .< fca g"B M A fi |||a| 111 Si S 8^ Afi B a fc fa a fa .2 ',3 a Aft-g ' BOS' j a p fa a ! • .8 * n a -: »5a B 3 £ fa £ OJ '-H rt * fi 0) 3 -H fcl O a rr; > O +3 ft 0 X 0 tt B h A Ag S O. a £,- O JO Jh «H S„ 4J O .QJ «h TJ 'T fl fl fc, Irt C TJ CJ i o fl 5 5 fi +_-: fc. S ., fi 5 , aft •-si a fa »•= a ___ s _E -H (rt ft fi fi S 5 O "£ fc ft" a B-S a 1 "3*1 3 sh fi . H . P a b a . bo a a a . rt bo .2 a a a -g.,s J = 1 g g g 1 Xi Ci ^ > tj a v> c in B 3 1 O ^ 2 O : _ °.S*3 bo $ H H a .5 fe « 'HifC B SH -a p a a ra «■» «■_ e.boftp aa"' . sh fa q, p 5 a x .-. B S fc A 3.2 rt a m g fa A rt ft fl a S E "V . !S5&» 5»a -8' i x J3 g a . a-g g ra- .'3 S p' .■:3aSaSSpPHHa.a' ! « H S a. S _ a ft -'a. a j a* 8 X ° -<-> TJ _ ■£ fi fi o *-S|§ p^.2 a P +j a O fl ? " a a a p 1. 3 a _. ° l-S-rt"" .5 a a QJ bo 0 fr fa P HH- *>S 8'S a "Si"'3 a a. B'» rt rt .3 S. q, g a a .a s a s &l|-rt^Ss| ■tjBT3coQJofi 01 „, fi >_. ft •■ TJ 2^3 » fa .a a I ac°a'apH^a fr«„£fla.Ha rt a a c C A a a B sa-fa |gt i a js , fc-° fa a a "m >, 3 5 a . rt fa fi-^ " a a .3 "S oj-a fr o ra .2 » a ■g fl ■« fl fr i bo « fc a 3 fa Jf si 1 a£.S •§ a fl i ; — a a a . ~C g c- bo rt rt ^3 OJ S Q » - . - ri fi w ra o -r- , *h aj fi P ,.. -fi-pqj-HS _ j. j-, «4_ > -r- fi t- S ag . s'3 g|g 0 a a fa 0 jh fa p QJ . ^ fi B 0 S » E fi TJ bO fi ^g-aifriii a s a .2 ~ q, a ^ o p h g -a E fc fa ra qj a ... fa __ ■Sfilg "Saj-g qj bo p fa fa c a o a a « .... 5 a >,rt5-a3|a ft en -d -P Mo l ^ a •« £ ° S fi fa 1 a I * a S a a o a ^ fr 3." a a fa fr bo 8 = ft ° c.S a.a a bo » a g a S = fa.2 a 3 A3 o ua p. 3 g p 3 s. . g 3 .a - ° ig *- fi - H ft >. -D O a B.S © . B ft I - |_S So S h A ra 0 a _. 11 _, a eo r* 0 a ? a fa -3 3 rt tfa +j 13 a 2 » a A B 5 a bo gTi a bo -33 fa fi ^3 a 33 A #& cj- c 2 a p oooj-booaaa 'a [J B I a a o a 3 3 QJ O — HH Q a O QJ HH Is? s» D 26 BRITISH COLUMBIA. s I s o o E-i O < X o to < K X Ol to x x tH tf X X to x x x 01 to x o co w X « fi Ol to >ifct!>ifa"Qj*apa fi ° °a fc~ 2 aa B o « ,. fr 8I fc^ "fcf I8 S3 &.3S "fc rt*. fc. CJ _3 5 9 5 rt £ "* --- bo fi oi £ xi h *^ ** t* & B -o 3 -t, b , o 3 5 S fifirtTJ.rt—bo rt^-r: as,.. -A5S,.r •Ss S aS g . ■rt fa fi S ft fl fl . A o 2 p a a ' p M .2 fl bo ' ■ bo _ ra __ a .2 3 fc pj- +J ft ft C-p H W «5 *"bflrt w _•< fi QJ pa . § s «»• - 8-a.s faapPBfi ., S? a " ' B c A £ 1.2a fi "« boa'E™uaj-rt3SSae Siri 3 ai l w _ii n w .. ■s li ft"! ftg S? b | 4 bo_rt Sfa 8 „ a a _jj 1 - - i ffi a -a 3 ! p A rt fl A 1 _H rt a a bortfaKa Hg ca a p fa p^.a S S o 6»'sr 3 8! ° s» t, ° ¥ ° « H , a.« O '-S o a '& 3>, fa fa fa i ■B q,-.S S o 3 a 1 _3 O a- m a . fc £ bo S3 .S -W oj 13 §8 SS fa fa a £ fl a1 -2 --OS SaafaiH0-Ha fa a fi . ■s'Ss-b SaafaSH0Ha fa a fa -e a -h tt Sa -^ i a2 "S 8 aagouaKo 5bo-S^gg'|fa p (3 fi -S .£3 co fi ■t_, fi ■" fc. » fi m ■+* O-O «*0 B B "—' -rt . *h 3 4j fli co O *h fil'l-lFg SI a a fr » Sail 1 - fa. r" i P rt «j § J2 fi S3 M fc. w o J fc, QJ > u . * fl) M0«ftflfiflj^c e fl ft O •« fi bO -3 *rt- .5 5 S . bo a S tj £ >» ft+*fl^fl oj 3 d B Brtrt.fi ■3 3 3 o SI| fc* irt*«.iii^ fl H rt x£ TJ . ^ Ofi rtfi ^ fl tf & i:(n+»Cflfl.rtC" g fc ssI fa glf 3 Bflnjjao . " fl a a o, a > 42 __. 3 III 3 *" -rt fieiS fc.5 . A2S a «? «" fi fl -i & 3 £ a » 1: .B fa a *^ a £ p a o t,a"H 8 d, £ oi S --Si.. 3? I»IS' o « .a 8 .2 a d a 8 a r .a .fc fc 'a a fa bo B co a a a fa c b» S a Ui tf 2 tj ft B --rt Us ° fc h- a fl p 33 ,3.2a a a" a fa- . .a O . P H- a I fl a ___ a a £ a fa he O fa s v. a 0 a - B H ra h >_. rt B rt __ 1 Sara P-.S 8 c a 3 P rt " SH a S " ° c" ° B - c - 6 ni B « » 2 fi o g g"u ft B fi 3 C > QJ H -fi B tH •rt S^ _h S a P> a Q, fa fa a a a i •? ? p •a »s 5 2!'n t3« a o » a ti . _.«5. T3 F TJ -§ a?- O .g -j ft o as a jj a fa Bii £* B.S fl ra a p g fl a a a .a 33 5 fjrtj p rtSHH O fH 1 fc 3 a a p §h a a — o g A-J fc Ag S a . fr g x 8 S I a « -a h 5 SH m QJ fa J >.S fa § *a i»0 fr ' "C bo a fc a fi ■la " B fc fi §5 rt fc. 1 . a £ a a w>.' p a to a p fl M fl a aj E h-a fc fa a o A fa +? a ih " & o b*a ■h .a a kT h a a p fi .a a bo~ A 3 ,33 -A qj ^ P A CJ Sa. " iSa S a b ■S ajs a a B- « s^ B >>."S tt o xi QJ fi fi fc* ftfi C tf 9> R fi !? el &a fi'5 .a c I'S £ p ■a c 1 >.£ '• ti >!. j p p A- ' Oa u fa g H ■W.2 - fl P CJ i a c fa u * a a *§ -g ■ u" a .3.3 30 a "3 fc a "rt tj a fa sh ' -tfl a S fr aa 2 A S p" A J< fc &rt a u tt 01 Ih tn i. a £ 8 &| Sfi C A't 3 rt q a a ua . prtfaeo°pp - fa « rt -J _J fa! bo P ■ -so 3 *S S a ft o rt .>fl.2-a S fci m fc b fa .a pa m >.^_! S ° C a -a .a „ rt ft fa p cy a P 0 g o c a § .2 -H P rt £ H ;p S >i S a a fig fr B fca O cj p «, a t_) ;|rt| i a a ! fa e-a .5 ^ . tj fc, >i 01 il ■ S s ^ a-S _= fa -■_■ a o-0 __ *a .- o a "> M "■ w _5 tf >, -I I >i QJ OJ fi o o fi fl g gSaga^ C -rt ... -5 tt rt c« o ™ rr sl Is eg B fl a a ^ $ ■Ac 8 b.a fa a P a a c a -ill jj rt • tt ril- . iiPiii rt •- fi fi A .5 .2 v- fa 3 3-2^-a Illliil ! QJ -rt « I rrj fl bD ! ss^fcl^i 1 ni "" "H -rt n rt -^ — rt 5 « rtfl p p ° ► a to fa a -a a o a •h 8 « o a p p "T fa o a E*i o _, Sfa* 8 3 &a a S. a s s fl a ° a ,• a ra a fa fa fa HH P a p a a fc a ■? H a fa a >, ° a •h" S B ■* fl a b _o 1% g fl a o B a g bo fa"^ fa fc s a & .5 ^ a o t^^ti fa S3" p c __ „r52 ^ 3 fi QJ -H fi bO C3 O tf fl 8 B,„ tie III fi ft 0) 12 3 A p a j: S a a a H Art, '5 .3-2 a io p tj- BO 3 ra g S " 1 5 >*TJ lis p ft O fc. •—1 , SpI art's __■ c ■ fa .2 .3 ft a . CJ m A a 2 8 AS D rt bo & ^ p a :> o'S • fc -"H O H P tt-gS O m « agS •rt| Jisfc 1-2 1 3 P - a p 3 QJ P O ■H fa -M s fa a g 3 a . a ra a -C.S a , g ^ -h a a s -B » p rt 3 3 a fe g . 55 fa a 3 3 il T) £ a* a.2 a -3 a fc j"S a b ~:ga : a sh _ a ° ? a S.2.2 .2 fa o .5* fr ■ahs K fc 8" p o, a o •- Aa-g "3 a H h ■ 3 VI' QJ oj" 2a ~> O 3 fi -- a* « fl - 1«i .e s S £fl 3* fi fl qj QJ 'tt is *C *_2 fi rt "a fr §*£_; bO ra ... a- a a p tl rt rt d oi xi fc. h A +- P o -rt- II--- fi fl rt e o u B ft . ? 'rt £ a g a . S %£ - ill *■ __S bo a ra fi QJ -H fi fi a ^_ •3.3 TJ TJ 2°. : a 2 .2 . 8 fa 3 3 a "IS w fl B fi sJb-i a -h fi fi -sh •h rt fc S a J 60 fi M i cj^gS: Pgfert3': 8.a-§ b,fe 3a! a Sa T .3 E £ -a J i '31 fa O S3 I fa 0- o.a-2-a > B £ bin fi o fe^ - O fc. fc. QJ fi i«h a _ QJ O fi 'B « bO fl ft " » S co o r ■rt >< fc S fl fi cj +- w Sf « B 5 fi .2 Bfl rt l, o a 81 g!« ,2 c J," .a — ° 3 p p 111 * -H fa fc a ° 0 g » ■ . cj ra fa fa O P *a hh fr " O Afl^ TS AH fa bo fa a , p S A 3 P a a. o a a o o Aa 3 A £, a fa 7 _3 '" +s o p h a _£ ra bo B a i rt fi fi : O SH ? - ° fc -£ > 8 p i.TS I si A fci co fc, ; fl Qi O o xi bb oj ?i rt £ . TJ -H ..J a s^ p a o c fc 'fa a. a* P Is S£e-s.a 1 a q, Q> 1 fa a a . 0C33 fl O a Qj ^ bfl "JS A A o a o 1 2 P §A * sit! o" — 3 li a S3 .a nj P -H a a.3 g >. ■3 a fa a J g-S Afa p 6"]! a" « 3-a u a .2 's s 18 i S.2 B 8 i 5 g fr a o a 60 B E a » fa a fa fc S ° g ft- 1 E a 8 £ 50 o o 2 P ft QJ ->> fc fc "-"fl fc a ■ a O O O O a hh rt A tt fl e 8.2.1 £ o "a a. x S p a a g a fa £ rt ___ O ih fi'3 ■fc, ~* " ° ss g fart frfia a a c .£ fr a O CO I fci fa O fl ra o '3 0, is ra t f s! ° a- fijjp 0) T3 fi B- A o fc. £ ■rt o t; ft A W co B O co p, ■P O Q) . S3" 3 B «- a * p S A-! H CO fa fa a a p 3 a- ft to E_k , »H fi ^ ° a «4jp H fa £ c a a I a I ■ a-P 11 0) . g bo w rt fifi §11. OT) 3-s H oj o bO £ rt O >> R «H fi O ft '.3 .2 fr E.3 SfaSfrS 3 S ■8 1 H- fa ► . fa a e 3 . aJ a a jj isl m fl fi fi fi o S|3 ft >■> *' "> fi "£ g 1 s fa § a si I •3§s_ !a S |fi|" £ fc SI ft O QJ fci JH &fta «5fa 41 —, bo rt fi rt " * 2 3 B +» ill . Sfi tj fi o E a-5 e -"■«£. a sh 2 - 2 g 8 b .- n -a a fa B fc Aa a r S fr p 6 6 0 -s a '3 a o g °- fa " .S bo a , .B P hh QJ O a rt ,.:■■ __, >i s ■S S a rt 3 QJ ■H a p a u. CT fc -aa fa &rt - S o w " o ft d u ■rtf.S fcfil g ■s lll-a 3 g a . fa O.S ft fi 3 fa P a P P g ra a A»j fl ~ £ fa ra h "a pas _& 8 _3 >> -h a ^ a S-a p fa A t, Sf a S fc a - fa a ra A co a a -a _ qj O ^ Ia-J - rt^ 0) TJ S " fi K-2 j- . - rt co *H rt [O .w ^ o fl 'Z O QJ O ^"B +> E'co -3 .2 S- "73 fa . rt SH fa S P fa£ g " g bo ^ ,-~ 3 p, bo ro O fi » qj fa a a bo a2 r>5 8" ;gfa«3g >a,° a c a g . .3 c i - -2 i e£ j ft il- •. -H >. o fl d B.-3 a»_|| rtg« 8 a = fa ? fa a a 3 fa S a a S> g ai » a a a _. faS 3 te ^ O a G - __ bo >, a 5 a .3 a « rt fa ,B O " P ! E 5f i a a ! S _, fa P °3 1 B T5 BO. • O >j >, to .-B Bi -a -- iii a 5 8.a 23. blSfe o rt O >.-TJ its 3J tt a'as fa fa 3 a ■'■o'S •g p, A 3 fa -H-rt-B a a B u > U33 B3a 3D .-^1 h O ,B m P ■ a rt •2" S 4 p I Q a s > bo c w ^ 1 J&a fa > c Hi fa a a a 3 & -a I || i> rk (A n Sh d TJ c > QJ C/J <5o rt p, a I •I I uu a a a a "US fc - W N fc'S^s tf fc, fi Xi QJ _. » fc- 3 .2 tj O fl +J QJ d qj a a w fi fc" I a E g SA l„si 8 8 o o a a D 28 BRITISH COLUMBIA. -8 H O < X o to < X 01 to x X tH X X X to x a x Ol to x o Ol X X X X 01 to a .St. ft-* Aa rt fl .3 a g B _g . fi ; •*-> -P fl s i 3 rt 3 tf .H fi P si ti S ft . a p n p -rtSH Sf-S fc, S3 a §a . 2a 33 & s 1 f -a S a oi >, fa n ■■of I a •a P SH ci, anS a fci! p Aa * 2.3 fc A fc H P ^ H. bO CO fa a a 3 g P ,a -a p £-1 rtfl 3.9 O 2 ra _Q O fa hh ~H Q, a a ! £ £ a 3 H P : a a g b. * fa fi a ' fa h' ^ QJ SH ft a -' o a rt fa H- A . B QJ JH . q bo I-* a fc I faa ° a.a a B _a "^ S fl P 3 rt hh a A a sh o a a fr'3 , 3SH fc p a a 2 -3 ft a a sS a rtSH ■a BO rt ^J ftg g 01 O .fi fi CJ 3.3 a .- a ■ . -h O g o a s *%3 ■tj o -£_, a ■- 13 ft I £ h xi bo ^ co fi Tl 3 £ ; tfl oj ' >> J3 bo'-. Sfc s a >•! § a 1 0 a fl ai" ; a: £ oj >» fc.fi -a a „ig >, •S3 g fca :sCga.a s»-.r , OJ bO fn 4- tt , fci rt O fc. fc. 245 8 S „ A a 3 a • fc S 3»i p fa a a . '8 a rt o fe o •3 SB fa bO fi - O 3 ra I g 1 111 SJ tt fi • p, fi •""< OJ fl) O ft fc, ? Hfl d 3 "a " rt fi .rt 'Jo fa 8 A o a _ " ra ^ fa £ _o > a p O O g P . » fc 8 . p ^a a1 * ? - . aSa P a a a a • 43 a-c •" 13 « fr -fi OJ rt. f [■3I \\h o i °.S« r ra -3 3 ! co a o a a J -h 1 a C g a B _ — fi a s ■** vS O bO E -TJ CO fi fl X d js Q -2 'B ~ _§ Jj' - fl . *-! O rt 'rt' .. , -3 T> -In , « . 2^- ?. fi 3 * ■oSo- 01 o £ ° bO , B *" 5 - fl «>g 1 -— fi 0) bo co ,, 1 a a a , fc ■" .2"S fr __ a fa a-* .2 a -3 Ti +» QJ rt t* *o |8| «_&§ a fc 8 .5 ° 0 fi m £ tf QJ *- *H "TJ Sh &1 ° V _. .3 rta_2 rt -a 3 cj p a rt >i 3 P .£ rt a fa CJ H P ft >> "H 0-6 ° fa fc A P a a a 2 fc 8 •2Sa» 3 a p ^ ■ S fa Afi Aa ™ ' .SS.2 3 ) a ra -a 2 fr fl Bj« a sit l-iijfj asn hh a 3 fa HH H i_. O O rt'S ft fa. H3 C ° 3 2 grt " 1 - "V S ' 2.5 ■ H i) o B -S fi' ___! m 5 »* rt qj _, ? & a * E ra 33 rt° s a t as 0 CJ ^ TJ ifi ft j- O QJ ■45. B a • ' B 1 a ~ a J 43 a b 3 a a fi ikSS 3*1 a S a fi P A fa fc .2 g a a ■ fa S A . il rS. fci QJ fi U «w 5 TS fl \\*& .' g. u a O 3 -^ fi qj ,r- fi CT » fi. , fi fi -rt ■ 1 O -tf I fc. fci fi ft O B H_2 fl o B fc. fc. d TJ • a 3 "g a p g? ■ 3 ca a g'.a ' aa p £ _ !?Sfa: ^A,M O ' 3 „ lie ' p fa g_ a ^ A >i ". a -h „ fi a a o j -.2 oS rt > 6 > a^a bo fl OJ [iB.i : a >, a I A^3 C a a' S a ■ Si" SH C " "S o a a a o > p 2a __ * Pii S a > 2 ■a fa ra -- fa a - bo a B Ji ' fl - a 13 — qj fa a a sh 3T3 3tB~'_!SH hi - 3 ^ fl a a . g a afa^HSH3faaa s.s . 3 fa a bp a ra a,fa a'a a*aS , ' 3 u >•■§ 1 -3.aa „; ; h a fa fi 3 P fi an 3 co p a . * a ■ a a 3^ 3 h a cj a a 2 3 a'3 ■ §2gi ? b p -3 g h a t«s h u a a $ e 1 a a P __ ;^- Ba o h fa a , . ifc-a fa I I- £§ rtaggfirtoa-go . firtfaQJ+jrtfi !o-i Aa_ o£ a a .-2 "■"■grt'A- P» W 4* S SHHJa Sh Opfirtco'O-^PgO p a .5 -a g bo 5 p a S. a a ss, . 12 als if-j 5 S fc" rt a ^ fi -fi fr a ibl l|faS o a o a a a 8-1 ■2a ■rt g' .. fa .2 g ■ , a o co 3 ' fcT „ .5 01 >> a -X Q 0 ■P ■•rt-S TJ ■fi ft 6 n 3 X 0 tt B B ft - a x 0 CO a a a 3 a ta izi g s 80 ^- ■TJ B B P 2 S fi rt fci S a ca < «rt H- 0 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 29 prafart3>,3rt.3>ifafc 30rtp*3,paa o o °"S 2o-aa b M is P.P. *5Ss iS 33 «i ■ fa a a 3 -hh P a cq 33 a „- fr fc " u S »" Prt'1-H^fa M *" a S, a - fcoj^pSgS. |as s "ah' o S . 2 QJ fl ■^ O B fi QJ B fc- 2. TJ -rt- fl S ° -? 1 .2 o ' 3 •H U fl .2 ¥ £ * tf JJ Sh m fl .2 fi bo _ .- ; ^ fi o o o fi b, "oi 8 2 $ QJ fl fci ■*- *3 rt fi s tf , J2 tf rt . co I a fr^.s "= a s- ■il & a- ,fi fc, ■> 3 +J fi ** gja-as ?. » p. qj aS " ">. tt -a5- ■§"2 'a rt o i QJ fc. m ■ T3 fi TJ rt 5! ifi1 !*.gfci +3+J o -- 9J H-a *s.§ .5 »i fi fc. fe ► +J QJ . • O . &) l.*5 TJ . N -rt-rt-s >*_:«--! fi-B° rt bo oj ° -S -9 >. rt tj) , fa I a I a p fa 2 p A s n bo ■ 'a 2 a ■3 a B B __. £ 9- _p? oj a to 3 -_f ___ a - a . '. "5 Boa i OS 2-S ft » s a a -t s . ra a B fa o 3 .2 a 5, O . , o-;.5-S ^-2 § 5-°S frcfaSa'-g I a 2 a - J 3 a a 2 a boprt'? fc § "a 3 artI fa SrtoPBrtrtCO "a£ g-g-s » >>■§* 5 fa P - 3! faft^Bfa^a S fc —r -a a a o rt"*-i 3 fa a a "-a 3» . p o a a :j-«h -a a a fa CO O ."I a 3* gft-HfaaBifi 5 tg o I S fc h * e " . fi i I § 1 S-sSs - || 2 S c§-^°"2 I ■§ | i - * ^ J - J w fc rH oj w rt; 3 fa o.Z-o a ■ a s ° ag 1 Prt_8 H-rtortrtgH 35 J g g ga a a g a 2 — a • S rt ii p p bo p p ..h rt ... ft fa fi CJ a a a 8-si3 g fi t, fi o «h .d J s a a O a .s a .a a a hh- 2 ■« a a rt g a a to S- a h ra g §«j| SSI a3fi a a fa a rt a a a g 1 2 I 3a — a c b» ra' ~ ■3 S p" ■a £ a £ -fa CJ dj qj M -tj fi p rt a ~ - a a a.2 a a -g a 23 ill a a ra a - c a P t* rt" II a S I a ■H rt O p ^ ° »a a 03 H QJ 13 a sh S p 3° ai • a p a .3 fa a ""C O rt +_■ fa SH QJ rt a a h. CO CO fa CO £ a p a -"-.fa a 2° a£ ra a fc1. E>1 a J2 a fa a q, H _H ■ - ft ft 31 ■& a g fi co o fi rt fa ^ o 1 fe & fl ; bfl B g ' fl * fc. fi ^ A, a 3 « >, fi s * ft"" w S ° o *- - ft Vl fi ft 0 -fl rt fi ** So B D l1 _H bll ■S'S rt 3 B fl fr a § _&.g'3 i rt -C ra fi O hJ fi 1 u 0 bo 'co rt a fi > w !H .5 tf B TJ X +j* C B d 01 <1) > & £ +» •fi rt *H fc. X O ' oi fl -S P co fci fci fl ; ■3e Sh TJ fl, fi H tt ""rt £ -a p tj bO fl d qj S h ■+» fi 4f o fl 5 S .2 -u s ^ £ .S j^ B bo o ^o fi oj* 0 =^fi g rt C o S 1 01 , - fc. m -w oi o !S rt *"* aj-s S>«§S'fl-§!bli a c __ S~_a fa fl-B . p £ p ^a b fa ■§ 'fa a a a >, _S' a c 3 0 5. o a | bo fc fr ' a - , b >a a p bo 1 g-^'fcS a a. oi tj -a 4J rt rt TJ "5 ""* *■*-< _ QJ - ,r- »5S a § . •SS.2 1 tf -^ co 1 3 A d .3 a B c a JSa'5 p fa >,a o . fi a fa 5 PA & fr fl a o a o g hh <2 bo *. a fe-a HH CQ p ~a '> o ' sh" -5 43. fcg g: 8 b!S. a 5a ' ai 3 a a o a p p, 3.^ "^ fc fi » fa £ p a s _a T3 E a 3 3 a a s 3 a a sh ■3 a fa sh ? fa 2 ° b B O • ft ' 0. "> P o« c .rt a irtj-i i tt y ft 3 rt >> _ tf , bo u rt 0 , ft QJ T3 bo; QJ fi -a&l CJ 3 QJ a ga g fa a fa o &° b. a k b P _3 a ra a a a"rt p S A ' >> 2 . H A o J — CO +J bill's- 3 — __h fi rt bo.S fc ac A fa H B c a A a 3 a a.2 fr'SM-sa --- il a Xfc.fi il fi o w ^' fi t. ^ O 0) ■r> & Tl a "3 A fi . 0 rt S +» ft O CJ 0)^ rt B js «+> ® B fc g3 a I a -s" fct p,^ u o +» ' 0 rt - bo ; S « I O ft ot T) M S V . S S -3 & fi t rt fl rt 'fi g ■TJ fi 6 5 rt+3 6 O -?Sa t. QJ fi T O fi O p Mi > ° P5 *■ > rt fc. qj = xi v bo o . _> fc, u O 0 >- c_J ■ ^£ *H fl d x> CO ll ■a p Pi O (3 a e o 3 ra a |£ OJ Sil nl +* tt fi CC 3°. O p ^a & r-t +_> .2 B a 3 a fc. O S3 fc. a£ a a £ n >h S a a rt a "a ■§ p a girt ■a § »- fi P -a •3-2 a bo a a Baa W.^.2 fi" a a 0 c fi a a hh S a tt aa QJ I** a£ fa rt s » o a a a M c a D 30 BRITISH COLUMBIA. tH o < X o to < « fi Ol to x x tH « H Q fi fi X 01 to x o co « « fi CO 53 IH ft o Eh OT ►H a % .at. __<: J 4 i o o? a fa fa 4! bo o s . 3!..: a B a ' g Saa sfi 5 u- "Iff" a g S ^' gnl« fc - fl o o —■- -»3 fi b a —s 2 lo o IS tt Si QJ o fi m to | M go 2 p fc, c •—■■ fc, 3 o QJ ft TJ O fi ce 3 , «m w * .§•§ a fa o a _, rt Ih ■B Jh h .--K £ -+J p, « fc. a-^fl ri o 3 -* TJ I 8 fi O ; fc i S hl 3 p£? 8 a'a-a o fl fl te S .2 2 fc -h c a 53 fa P fa . & a H a a m *a a «s_,« a a o ° fa a a H H ra o"_ aa i bo 3 u a £ .. fa S c fi ° - a "" fa . ■ ■8 .»!: p ft a ; fa qj o bo ; O -H fa 3 A fc i es gs co j; 3 E TJ fi B ■■*■ tf > b B .T? £ rt co 5a2 P B -S bo ^ rt >S .a g f >* -3 rti 9- ^ fi ||§ 1 ■-*.-! ft OJ G "TJ fi qj rt -■+? fi C fi O +> fc §1 fc rJ i 113 s I 3 - a 5 ' Bill- 3 3 S a §. p r"-"3 2 3 a & °a a .fc a ^ 4? a '- a g g p ■8 O 61" i5 p a b — S s a i a i a PS- S fa B" a hh to a m -h __. fa a - a bo a c P fl 3 co P a •£ tco g fc - 2 o ° S5a _ &" o (.fr 3 fc *" B - a' .a a a g p fi p Aa a qj ._. — o fl 3 fa fc fa fa a b Aa a o "5 a co p I -isl 3 w B fi 6 I £ S q U fi O QJ _, fc cj +» fi "g tt « J a fi3,--Sa.B ll'SlS fi ._? * J3 « ft B - 9 fc a 9 qj B 2-7 © fi B _S fi s it fi -3 P ;3-§°-H5grt. .1 fa G .2 a fa . & 3 o a a j J ft 5 C CJ _QJ 3 fl ■QJ oj >.a S X k. bh >i co ft a -^ 3 qj ° 8 fc dx i i, rt tH I glf 3 i O fc > | fc. QJ fi ] ft fi_ O -rt 01 fci > ■5 --"a > bo o I I c ; 2 u o sis o a fa ■■- i o fa fl rt O *a I 5 9 fl* i rt co fc 3 R ; s p ; a -31 s. i _ C TJ O >>*« i 2 fc 0 fc -u O : §5 fc Ag ) O ft ft b * is o I a*- b j ,3 .^ fc TJ fa I S | fe.S « fi rt ft fc 8 oi 0 fc fi ._. 5? ■** «M "rt- 01 rt o fi B ■« fi * io oj M 'S 3 rt B| g 984 it- fl o rt fc tt swg i Si 8 ° . 2 fa * i -s s 1 Q. fc fa fl 2 a A fa P 3 & fc E a 2 a ■a A33 w qj 2 fa rtrt^j a a ft qj c ^ _& O 3 a ra rt^lfc Ills S _-0^ 8 f^ fa a Ca ° a _S IS rt h "3 g a sh a o a a rt c g, o 8 fa ra -H -J a fc a .2 fejS A 41'biK flftg" p a a . ■a fl S ^ a p rt ja fl | "-" ot , 3 oj d M | y 2 | B c fi ti' fc ot ^ tf . ft 1*1 3 H. o ft^ o Sn a t h fi c - p M a fi p p,V a p bo p 3 fl . a fa a § h B K o s«s. c7 *" pa '3 3S QJ fa -H ilia's I 8 5 a p 2 a SU 5a sn p c ill a 'fa a g p p a a a- «h fl -a ___■« fr . rtfi P Jj fc'Ka a A bo "a a h- 3 2 fa h o § AS fa C_=rt-§^ ■H fa « A;2 g a fc 2 s his a ail** . 3 .3 o (. a? o * "2 1.2 .3 s ■* S sCa lis u:§2 ^| .2 fi S.9 . .- a S a a !S ■ a~ 5 r. a qj a rt H'Si| Ills « -"I ffl JJ AnSgg'f iiii! g S A o P P § *AA ■rt S g j I c o IT rt iw 3 J 6 a M fa g •h S b a a - a qj hh a A"??-" fl -e 9 ■*_. ■___ «-rt Q p» ^ a g u b fi -!«.■ £-3 3« d. a « a s g * 2 N QJ Q tf fi fi fc u C c rt 15 -o >. IIisll ■ ■ rt fi ? S 4) fc OT QJ tf ft 5 'S w o M fi ? "- *- QJ 3 fc rt to OJ fl C ° fl- tf bO * - rt O u fi fc fc d a) -in •grtS'Sa HP° SS'S If A„a fa P . ra u o >> A P O fa a p B 3 bo slirtgl 2 d o fi TJ - fi fi C QJ S m _J2 W +» fl N &fa ggc a o g a a S „ ra .fc p a 8 c a M a t, o '" a ig sbi fa " 3 a fc _ a "a hj ■a ft J a "B S p 2a S p "rt a ■•A a a hS a B-2 ■rt a fa 8 »rt ■351 rt ca rt 1 B.§ tf ■- 2 > Qj" ■^ fi -rtrtl fl X , tH -+J fc o rt O Q> S^a a fa fa P P HH fr allsa Cm ., » o a fa fl S o a +» P QJ* ■2 V, bo hhJ, a g a I*" ii Uh hh B rt li. ■a a a «33 2 bo-S 8 2 '8 ftp > a^ a-s 3 fci OT 'rt fc fi 0 '" be QJ C QJ fc fi AS rt a a a _ V, A I ^ 111 81 fr a tj .2 a fc a a fa a fc, fe *J1 a a-0 fi —! QJ X\\ fc fi Ow(.5 ft o ■a JJ-- a 3 SH SH g Sfjat. Sa R fl P 53 — o A bo ra o . 3 fc fc I S b..3 | £.3 fr I « TJ g 4» 3 oj o M 3 -J! 1 M E-i J g w" fl a fl* o 1 ri K 1-3 fl tH H ip "a B -o a . *_* a ia i fa fi .3 * A g ° p S a a -S : ftg >h a i fc £ >. tn o1 1 fi-ofi 8-S 1 - fc +_> ^ ICTfl - gS gOfcS^ 8 fl - .2- * .fc . £ 3 fc 3 ^ ° c ° fl fi * . ■t* . "H fi fc -3 -> O -fi o n, a o fi ft •■— o -* >< i 8 " aa ' B 8 3-h >-Sa° aij !I Ash ° a u - P c • p p o a. « b bo a -2 ^ g o S».oSS 8 3 S* A C a p p p 5 •°_s^g-s I 8 o fc. a fi A fl 8-2S5fcS a fa a . 3 a 8 S- 3 h' » a h _. O ra U 2 rt h a qj J bo oa ' >. Sfrt » P g SH ! a4j g 3 fc fa fl _ a fc a D i-H fc 3 a ra 3 I III | *3S S-a> «H iZ . • QJ fi ' «1 g c p a fr a a a . ^ b S B «■* 'S 5 h o . a o a .35 fa fi p a ra o fi fcW a g ^ fl a 3 d O a bo a 3 a a a QJ O QJ |rt fa fl ? o oh Is iJ o 8 c a c fl c a o o i-l -a. a b rt 33 3.9 gs g a c BH 3 a .3-J faO "■«■£ bo a fl a g ■J B D 32 BRITISH COLUMBIA. tH O < X o to x x 01 to x X tH X X X to x x x Ol to x o IsS- S -g 3 •aag a fc a ra .a .5 j fr a" O tf c fc QJ fi o fc ft TJ OJ ■rt-rt 1 . fc o o QJ B >>£ -rt> fci £ fi o £3 ? o d .a a i_. «i fi ofl QJ bC -"D M.« ft ^ d X ci fc fi fc CO QJ il rt £ rt fi fc s a p "SgrtB a .2 <„ a ra -S aa a a a _. rt -a § 3 fa fi ra ra ft >» p 5 -a - at p . a.3" ■rt a QJ P bo 2 s a a »3 a 3 a a 33 o p p 3. P P fi .2 fa A-p g B > 3 .2 a a .2 a -h fa s iA|oS: I « ft QJ rt. ' 1 tt O tc "-■ ! _2 fi rt . i * ft c xi ' ? o S g I .8 IX B ►. ». bo '" . p a o p , 33 -a fa fa a* S SH ra QJ fl-li-aS j o o fi rt o , -rt +J "w fc Q, H •«- 3 jl-S-'SI- J O -rt tf fi h , m J § -h -a .- — ___, r. C■ _ ;4fci.i: o ___, fc •■- ft.E «H *H TJ "" O fi •O « * C ti ^ rt S +- tf *w til ss aJ 3 g.S fr X fi ,a QJ ' .2 - fc tf fi .. B g QJ -P 7 > O ih fc T QJ QJ O ^TJ O H 'O m fc 3.JS __"_> .3 a 01 hh _c qj ra o ' a p rt r a .3 .3 ^ _- P a a fc o -2 te p p fa bo _, a s ^ fr B_2 P m ' 3 rt fa 3 a 5 3 3 .2 5 . C ro o . a - S .fa 8 £ is ra -a a .5 3 T3 £ 3 . a a3 •a 3 fc « -h -a a 3 ft a fl C 3 fc_ S.J t A O T3 fa ___■ _3 > o g a ft a a H ~ e i a a ■„ 3 - o ft I a ° •3 - ** 2 A fi C 0> „ QJ fi 01 01 s 3 « * j5 fr I c . a o a 0 a .3 * a h h A.g. zz fa a qj o __ 3 fc a to y a p ft i, a co' S M g o g si » to i a g ,„ a » 3 B < £. a a fc a .2 a a n ° >, o p a rt fa ■<*■»■$ 2 o ° £ rt 01 "B ""- fc " il|rt1a " i-d a C h > P fc fc fc .8 '- QJ -li .2 a a fr p K > p X ft Is fi o 0 fc fi tf fc o -rt fc tH 3 OT bH 11 C _fi bo 43 c 3 tf S rt •rt qj ■-a "£ fc tf M ti EO a; 0 B bfl a I 8 1 co » £ A JS fa 3 fc a a a A4S 87 aa 't a ijj o h a ■i, ■* h jj a ' S , o a _; bo ^ a .. 3 a a o, a .2 ' a a '-a o >i a 8 fcfc I a-a P--S.S P ^ fi £ hH _fi 3 a a b sh p o- fag . rt g > * - ■* ~ fc P 3. » ? a~ a A- 3 .2 TJ fc .-fi ' . K OJ ~ £ rt so OJ V fi fi d fi QJ fc - 1 q4s fc -.j rt o QJ 1-11 rt 5 ^ ^ fc O a^ QJ - TJ 9 s 2 -2 o .5 ft+-> «7j H k. frt S . o a a ■S'J fa P rt Q S o - 1 _ "3 s : a 2 bo a o a a S ■ a S S s-i .fc 0 bo fj a a B g g ■§ S "3 S o 5 .2 a fl • aa«__,_,rt__l3cotort. ! S S a fa a ^a gB p .2 a bO C rt fa a fc a-*. ; g.-a B p •a ft o g ' I M a » t " fa - a >, o fa : g-^fart. ° fa S S A g fr fr Afi A a QJ fr S a- P Q a' ^ a 1 „r_C rC - §P tf rt . rt g qj tf rt ■ a bo §o?1l?H 11 S3 QJ 2 -81 fc o o fc g q fc: ■JJ fc . QJ C TJ fl F h2o| \\M I c B ! rt 'fr I P fa a bO 3 - i a ato sa a ; rt o ! TJ cw fc ; £ °aS ! fi fi t>. ' S| S ; a 0. o .1* ! QJ P A fa fi QJ rt P a s a boa ■a fi fa a a •>, a g .8 rtl.,3 o >>a A-0 ti fa S a E a p " fi a 3 5.3 > 3 . O* >i QJ , a .__. , bOSH g.S g 5 h_ ro '-, >> o H-J Tj h (h QJ -U _3* fi ft "^ fi O S 2 B tj fl O 0 fc b. ft o I T) bO fi 01 fi tt &a fc 3 g ° CO p QJ 3 a o 8 a s ra fa a B A o ra P 2 ag>£ ^ a o fa 5 ^ ft P o fa bo fa o rt A„ S 5> a as •HI ft QJ Sgg gs^ . fa *" 8-S - .2 a c H fe a o a la.a fc . a o fa g p o a « « fi CO «-hS |6 tf o a s sw tf tf o • la "^ B S o a a) MS tf << «> is 3 o IE o a B« O . aS S a J a qj a ag a S •2--J a a Is 1 a a o fc fc -fi QJ QJ fi fi fi o W fi REPORT OF SUPERINTENDENT OF INSURANCE, 1947. ! ft QJ QJ TJ _L >, X fi qj V £ % _>. S fi*"^ rt n x 01 fi O) th P rt> o ax ft o _. o. 0 -3 O ee ft w qj fc fc 2 to' fc a J +3 £ 9 o •xj ■*- ac to r- 3 a fa 3* "rt P fa 0 M P « O rt I|° &gj II-I! .s tj __ a c rt rn rt £ o g £ * ■y fc fc m tt rt o o rt g fl - fi - tn ■£? O 8 .2 £ 01 . B 5 ft TJ O fi _4j O 5*3 fi s s g a ~ A B rt o 5 B ft p 2 u .Sap rt x p fc a O .^1 -a a a _- in i P > a a3 a iJ a '3 a a T a - fr a a a 3 j a a ft 3? o a ,, a S * 'C g o ■- fa A 5 . S -' rtJ&Jj|S| g g fa ^ ^ a p . g u qj-Q ■S "rt S- g a p a ™ a a Bagb|g S -h | .2 S - «h - rt3 > - F ■fi o c c -■-. a fi o O fc s ft •rt U fi B — M M _- rt T3 „ _ TJ ti tf +j 0 p fi j^ fi — a ; tf W . QJ x g c rt g oi v v .5 fi fi > ? O +- fi aj +* B 3 ■+■> +J O o g bU's'S'-g o .2 tf 05£ qj B3. E I 8 • s I. a B 3 21 g » £a B ° g- fa a g >,a bo . a b : B.2.J b " -_. fc a a hj fi •a fa BOiOQjftfaa rtgprtSrtaP . 3 b>- a s s .s. 1 a s a o a & OJ a . w fa a . fa SH fa P j? Ag* ^ QJ £ 'fi is • *m d j-i « - - — O g fc ."oiCo-vSfiS S^^rtfitf^o 0- -P . B fi >, ft X! t! - _ fi S- fi +3 S H P O fi -B Q, 60 'rt to rt lj QJ a'o a a fi * . g aabofc-^abo .fc a c 3 f s I, p a s> a a ffla o-7 a£aa 3 a s. S -H fa .« ■3.0 fa a-v oj'S^'fcrt'a fc °° - §-*!.&> "•^a'fa ££:%& - a 2 a a a ■a ra fc h-. p O ra B a 3 fi . ?, " fa ' p p H-rt " P B .3 Ea 0fi-QJfcO(H° So?-. ■+-■ o •+_» s fc -rt" tO 4J -rt tt g JJ a , fc-rt fii-nl ^ X M £ ft fi S £ fi- • ■fi^fs-rt^ ho' rt s - a 9 ° 1 p g1 s a a fc fa a a i 1 fi fi 1 T3 C ~ 1**2 +- fc x fc rt S TJ fi ' fijs O -3 00 0 O _- tt rt bo+- B 3 rt -, .2 ° >l C QJ Tl -rt -w S bo 0 .2 fc rt tf qj -h ral or wind- as is age to to the ., riot, 5 chief, water- 2 -3 S fi rt ft S hP 0 fc tf 3 G 3 rt Eh fi „. B -3 +jfiJjBQJoBoj cs bfl;, kJ b0-« BTJ fc 0 ■— to C 3 QJ TJ rt T, "H gsT a 8§s -Hfi.P^rtfcoQ ft S fc tO fc -rt 0 I C QJ O jg ggrt^ ft H-l P^S S -rt-^Ml I QJ QJ B a a o a -H 33 ra S a a- IS «"- g c-B tf B Sh o - rt fi hx> +_> >.T3 hllrt-, g^ fi a fa 0.'a A A O S3J.S a b a -rt 0 o s a S'S f.* - 8 B rt ej H .3 p a a & B Si a a.3 m a c a a S 'fc o A ft ' 'rafcSrt„-Sfa o P a q g J -a a3 ft ra rt 33 3 fa A o £ o fc fa K fa qj TS ra ° ^5faH.Ba.fi|| o fi 4S rt tj TJ QJ ■w —1 ^ Xi fi qj be qj fi c fi 2 g a gslga^ a 3 a g w a „ .§a°° na I fa.l-0 t ** - _. O la fr fa .2 .a_2 & B -a S ^ -H a oga o-a . a ^ B 8 j wa QJ . fi p m 3 jj _3 fa 3 ^ a ■— 3 >a A A m a >? a a a QJ a z* a a a ra fa gg fa - .5 fi bo *•- rt "'a.2 a^ g s^ 2 ■"• '-3 a QJ +H bOrt a a be &, p» p a - }! a a ft» 1 a " *2 a Brtrt ^ fag a fan 1 bo o "J 2 A . fa qj a o hh to QJ fa . fa a' 8 £ ' fc a 1 2 A S "H >> fa S-rt-a » a qj- a p .. - fl a oj a B a 1-rt ^ rtQ (u -fra§'3°s.S O {S " , QJ* •" fi ' - Qj-a P g^ g g QJ 5J5o*a3fa fl -art a B p o - -r 37-_>,J 3 |^ •rt rt -~- fi fi ^3 fi rt rt C-3i -fi 2 *B o d ^ x < -rt a 5 fi o ft QJ QJ " '3 ac-a a .2 S a a qj- a a -'Jd -•£ S ° a a o rt-fio"S "O O g-S-SaaraA^fa ■§ & g a >« I ra .- g ^■rt&^1 fa|| fi m .23 K O fi O O«|fifttofifco fi Ih rt* rt B , J S QJ ^"Sft'ftfcftfflfc'S.rt fl"-rt|s|gl° .- I0rt|ft»g|sl|| • 33rt Ao,-a a „33 ° fa g P fi fa A A > U A * 3 „ g P .2 g fa 2h= a a A2-Srt a ' p, •>, ■ o -a pa .a . B a-gs °^a,Els 5 5 bfl to 13 tf 3 q- O fi —1 fl +J +J fc fi c a fc -a •- - hi A !>■ .£ -3 HH -3 O rt a ■" B -a 3 o A t« fa] &H g<; 4 ■a i fi « 01 oi M =j - ■ ri h J. 7, _S. w O _,.« v1. 3 "- fi -^ft-B fi _S fl«K«S9|lllag||1 D 33 s > o W M "3 3 rt 3 I Sm p c fa p 3 a ia A rt fa SO 3d a fa" is s >> u o a rag frS ~ > & a S BH.H. a a 9-8 H a *■>! a a a » J o -J a a 3^ "B °o p _ o 3*1 a h a a 33 2 rt ►5" QJ TJ a b .3 rt I II s fc - 53 fi fc fc 3 O 3 £ TJ O fi >H « fe M QJ e2; o p. ■ 3 j -gta B a" 3 .5 a fa c a a a M fi ra H _p hh Sg D 34 BRITISH COLUMBIA. 1 3 •a ia a s a s •*. ► . s 3 o 5 11 H QJ O 3 < fc 3 X B o to O < 3 « o fi Ol to hH 3 H w bt X X X to X X X Ol | to -o w 3 o HH s hH fi +» ta tf X *8 « C fi Ol I to _ a a fa a rt o a fa Sn p g5 _&"•» rt° ° TJ aj % TJ « sis i*.rH °- ■rt'^.S fc *- £ fi Q ft OJ -P fi X fi +3-tf ft rf QJ Ail S- QJ ffi |P a-*s ■Ss-j ■p -O «fi-S ft 5 O tt fi fi fi fi © O -> tt o, "3 I S w __ >-« o R o'S ♦^ +■» *B — B qj TJ fi ill II 1 A^ .U u H-a fa w 3 a p fi »-a a B . fc a a a I-2 3-i^ f> 9 fa C a P *a A A . a gc S A p - a p T3 H3 a a fa ' a a ' W O QJ 3 3 QJ S. ~ 8 Q SJfe «" QJ ft •rt a is .2 fa 3 °rt rt 2 p a fc a 3«? a 8 •■■'2 fl a c fl .ft ra ill _Q ra -a a ga S 9-3 ' fl-3 qj n 1*1 H_. P P a o p -g-S bo ° . a j. p a - -fa S33 a .313 ~ .« 8 a SB « 3 s- * t?aja a P a a S p A3" a p A o a fc bo 3 rt j" fa "-a -I A Sh QJ fi th 01 III f ■a g >> fc s rt 3 fa 4H . Sac Itti ft O « fc O 'rt * | & _s"|-a ■g s § a tl oa 33 3 4 fa 3. P -H 3. c Sf 3 A P IH QJ >. « P- ° W H P ra a 0 H ! ■ §•£■§ t| (S fi rtH °Q lllH " 3 3 I I "» P* P 3 fc ^ » as* * f * °rt-5 4H- fa fl A fl &a a its g-S a •3 s K CO a rt L3 2 fcS g Ofa Ph a a .a fi 8 fr i p 55 8 a C - 2 p 3 g ra fl fl a ►il artrt" a** p a fa rt o |3 C_J c a ih i Q a o | u' a to QJ _3 olS O >H A a A__- SH g55 J feS C rt a T .2= a ' I* QJ - S9I QJ •---.2 bt ^ 3 *s fc fi o o .fi U a a a REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 35 s-i >> S*i hh 3. a .p a a fi a a Illlfeo 3 3 I fa" a fa a g _S jj S a *>,! g a Ifc-fia g.S rt ft P 3 a o gjja g QJ fa P ^3 QJ ■- S SS a hh j. o p .fi a B *a fc fc -H a a a _§ fa- ■ -•Ia fa fa-f S O fr fa | .fc £ fr aag"rt=s-|p _ £ | grt,a - g g- faftfa ftjM,.rtfafa 3.>,a a-fcfafi'sa^a.aaS be fc. * g .S -3 o "8 £ E 3 &- rt ft O to ^ O fi fi Sh fc ■ 111 i I <- Ssa o Ml j g fc *o fi O r-i ft fc rt to O fc a a: as' am a " $ 33 p +3 bo a a ra a fi a •_, 3 'a .3 ra -P a ga . fa a -■ c fc qj fa fi a A£ o£ q, -o K g t; .ft.P h__ -.'BfafcPfi _33 P .', — 3 A ft 3 3 ^ h A.2P^fr -j, gig's |rtiiQ-i-aag-Soci p-s a oPflgAga J»rta g QS S-K * ,Ea2fcSrtt_S : B a ■o fl S p 2 .3 HH •__ ■« c a 2 8 boa .. a 3, p p aw g £ - a h a 9" fc fa a a a fr 3 qj qj a p. fa ra ft a bo fa fa 2 3 S"- a g a-S § o, fa a ^ 03 rt o fi » fi - QJ fcrtfi i ^ o I -» rt QJ „ fa a 1 TJ -rt fr 5 S'a rt-.fi • fc a ra hh O fi mo B ft a rt o -g . " rt ^ — " o aS rt a a » S & 2 a & •S| I- E-rt- O J'!=0§3S ■rt^aa-jSft-JJ a I H g 'S .2 | p- C 5 "S * | | g agS .rt-ga-S-gaSll^go "fcSfttto »^^3 £ ~ •= £ S 43 2 o qj t -rt " ta qj rt c » h u h S - SSrt^.S CJtt>ft.rt TjrtOoj34i-H 1 5 B « I fi > -2 5 th S •" _o qj -a tt *m o ^ I a ga 0 C O QJ -*rt § rt O 4^ -- . rt rt QJ fi fi a a | a, a - 3 -a S S3 & il &a l_H O -- " ** M ' O fc C rtj •fl =-I'" fi p-rt - gfilbSgga S I a p bo&.2".c . S^S •9 .fc .fl a 2 £ ;g hh- S h » A H' a .s a _rs fifififitnfifi-_-i -— Sfi fc 5 fi.r- m-pfiTJ rt«Hrirtc£?:-rgfcrtHfi O O fi .2 QJ ^ ■* ||l|a fc a II a aft|>!fi a 5 _. 2 P 3 _3«i < S c" p": . fa . _ p fa 3 a 3; ||| B rt -3 'S « S 3 |l&rt||| B ft - - s C " rt to fi rt*. m fi • . B 8 W C -£ B rt-» S o G ■*■ d .2 £-?££ - 3 llj-rt^i fr 2 a a ..' .Ji ra fi a 3 fl a .3 a 3 bO 3 i fl a -g a fl ra -a a rt. rt fl fc a -p rt rt fi fi tt n fc ft fi fi a § *S s* *** 2: rt I- n P 5 J O rt3 O fi H w ftTJTJ QJ QJ A,S3 9 x * o = S 5» £ § q fc w C rt rt 2 5 •rt rt bfl 2 fi fi S rt l tj^j 3 fi fi _« o m o : T) i-) -2 5 UJ fi 5 - _s S S ft -*-- - „, £ -2 -B o ft 8 8 C BT8-S ■9^0 n_^^ rt oi qj "S B B _S I S ™ O __- 5 ■*- e rt ,__, ■-■ TJ rt -rt g M S_sl-9*8| .gpci«|g = a fc S-gJ A « a5 &qj7£ a^ S fc a ■& p g-o p A b fa a gfa ^ JI* '" aa 3 g^ - s. i 3 B a*; g £ l rt - . fc 9-3 ftfij o P A fr-g A PC la fa AS fa rt 3 sag - ra P ^■O fr I fc fa 2 o o fl b bo fa B O Sa qj = E.2 fc ft o fi +> fi ■ " Ij s-a = pB § &p O ra -H p p _ • a ra fc fa 3 "J o p a p -H b fa a g fr a ■" — >• g _ a a r a .a fc a ■b'..-&«S "oj QJ * Sfc 3 fc - - 'E g ti p a a n g 8 a rt rt- j- ^_ fa ^j _ fi o "-a p I a I 'BI < j _>"3 fc ! hJ.§.S a ft^ " fc rt o B QJ fc to fi ..Sf.Srt' o S «j S ■fc> rt rt bo, "tf _-_ B - th >> fi fc .. +rt fi -fil a !"- "a £ fc a t ° fa o & >•£ A p -fl fa bO 3 °|a "Sip bO gee • 3 rt HH •2 a hh " a a 3 P ■a_5S 8 fl a p fc r a a 15 a-a-a- 6'5-g a g "Si-2 X o fi 2 *- B fi rt T3 tt E> O fi bo rt a g o ' a pa^ h_ p a w — a bo a "i 3 r3 K H a p a fc ^ '3 B § § s j p-3 B gC bO 3.'" ■- If A fi QJ rt ft tj ■don fi ft.! .2 fi 5.2 fa 5 a Ih . ■a g a 'x a •a^ |" .fi _L rt -"-'Si ■__. C I'rt ^ ^i _a J X fi .5 qj fi fc . bo o & a fc 5 S 3 S rt _ ft tj ra ST d O -—• 3 O fc -+J QJ « 2 S- s QJ -+J O «H B ^ 5 fc ■ rt XZ oi ft ° r\\3 " rf° £ £ -a M 2 m ft 3 rt u fi o S i _. QJ QJ . a| *~ ? fr •S'a -3 a 3 a J3 i A o1 a » p ^ ih r^ bo~ ° I A B o o" 0 fa s o a , S a fa a fa fa °s a o fr "S3 S" rt C to o ."Sfi fc7J 3 g o >. sls°. fc ft- a O - «U) fc i BOO 3 rt O +-> 3.2* ^^ 3 o 2 - -3 If 91- 1 fi o B _ S°Sp| J fa P " O -jsirt — 'fl a > fa a A .S o g o a v fa -tip A H P -H ., o a a 2 •E-g fr^S qj a 5> -§* fi s a S > p K fa p OS fc ih P a IH P -g " Brt 3- 3 3 a fa 3 fe e ii H M a fc 8 > fr o _3 1 a c 9 o pq oi 3 B > fc OJ ■e fc QJ rt O > QJ > o H M 8 io A B -fl fi o rt tj 5 B * j flaJ O Pi T3 fi a p p c Srt "rt _—i B 03 QJ TJ QJ fi C C fi O O aa 3 j &■§ liS* MIS ■a s O • fa O a Sw'W - fa58 S - +- .5 £ b H 5 d . ° S B „ b^; b fc rt ft C E' l| -h a ^h > a-2 a r 3 a 3 O ^> ^ 3 3 a a fa Ph .fc a E| .as X 5 rt fc Ph tt o do ft < V 'fc d c l-H OJ ^ ^ ^ fl OJ X be fc. fi B Jj pq fi aQ a_ fi O* o It 2 Sh O "3 fi o -_J a a D 36 BRITISH COLUMBIA. S I 8 © g H Q . fi 0 QJ ? O ■+-> - O "O •art^i 0 fa'a7« S'-S fa a $ a pa ■ fa »■§ B-Sa a s a->- I g I, J » tt fc Q) +» - fi 3 0 o -m .2 .2 ^ 5 2 O -S *H 33 , a. b >, i ^ g tJ fc TJ QJ QJ & Sh ft fc rt H fi ° fi i-il la- "S a o °- * QJ TJ -rt| fa S-21 a ™ g 3 3 5 — tn m fa o 3 'fl a o . a rt-^s. a a a qj " .3 fr - a bo oi " d JJ rt-i ■5 fi g -= 0 fi fc +- . fc o Of. Q) "fc ® * $ ^ S £ C co n O £ TJ OJ CO +J OJ £ B 3 £ !_'I°J ■a^lrt __>, 2 fi ^ , fc i?fi M " 1 fi -3 rt ft ^" O QJ _fi rt3 ^ ^ P fc | h fi qj a ;■ li £ 5? * i .s J - . i W QJ fci >. .£ T o" 5 V. p-3 - fi S ft-* a fi QJ fi fc fc fi -r o o . c - ** 3 qj -a - fc 3j ■ fi to S -tf P. Qj DO +J B 5 s £rt2- S Pi U rt Cj1 s-g g - o J I" fa 5 -a" ! SSa 2" a g fi A ; fi O fa a rt hh fc rt a " 0 A j? ;g ■-* tj d) __; fi o ft ft qj" rt fi «h 'x t ii d d qj I +- JJ fc fc !i ft B «H ^ rt QJ ro 0) "** - 5 -- bo QJ QJ fa a a fa rt H P h a 3. a 3 hh MS __. " 9 Pi fi O a .5 fa a A fa a o a p fa a ta a -a r p a o ia fr* 'J-Sfi a- •a a a- § fa g a i . a aart53.fc-S | pB-H-aag-s : FO-aOP-H^gjj,, 3°ga|1trt|! 'MfittfiOoQJfi1 !lllwi8s| > TJ fi co 01 B 'fi jo.3fiJg.s!" s - > S fa. "a E -. a> a rt tH ' fc S p qJ 3. fr __r t- £ a I - a' S 2 A bo g-a rt TJ TJ - 5 -g, C w 0 O fc fc fi 1 '| g ° a -III' 3 " -a a a u h" a IA 3 ' c a 2 a bo ~ B a rt fa I 3 O B QJ tO rt Or J B S . -- O -rt +3 rt ^"S B > 5P S B co 1 0) TJ QJ 2 " 5 -(-> ft .-S -2 g ix flHfcOS _ o o fi ^ Q) tH JJ ft bo "~l Sa-S-. ■§ t^rtfi „ fi S1 rt- _S d fi -* fi rt. rt - -P fc fi QJ s ^ c-fi -9 rt o fi a .a- «j a a o .2 o a rt P a- ^ H qj ' '3 g fc " j 3 -1 g-2 Si a. 4 s I It? I Q.pa^'a^a.a S* g a-" a 3-j a _:- &•-?!- a1 fi >i 0) O fi -* 3 | g 3 -s f _- _. A a : O AF aai|lll„:: oaagi afc fafi.OojfaQ, a, a a ^ -a -a 9-? „-.Ss fi >, o a fa "J ' B -g ft n g 3 H t. fa ? 3 p fc ■>' G'a fa | .3.3 a : a 'a _, ; o ft a ! .-SfJsS fi © T* M fi . fr S a a th O ft - A 3 S a ,-a I 5 fc ft ■ ■ O .S'fi 3 ft O* co - co fiTj © fc , 3 tt C fi 5, i 5,° ^I-b ft; c 9 ° . * fi fi •- s, +- U O TJ £> -|g"l|1 QJ QJ '11 W fc ' Sara . 3 QJ +» fc r, w Sh tt fi Bt rt . a o o a . a ra - ! s. a fi a a a ™ .2 2 5 .•3-Sajj_'a !, I -S- g « S : § I - h fa ' _. a >. -a a fibj 3.3 j a a a P fa HH _ a a — SS , Baa 1 -a a . a _o > . B fi F 3 3- 3.1 S a . a a , : g I t. ra o fc . fi "H O 1 fi * p .2 B ft rt «h ' QJ «§2 >>^C a 5* ra a ~ - p A boC - 3-3 S _3 S -P a 1P2fi ■- fi £t fi is- - ft b_) -a +3 fa a ? o a <3 >, a fr -|§l oj- a a fa a a a ° I fa- - c. o A ° f|grtg| a a rt - fa s .a c fta e a a a a a a ° o fa fa"a £ " o a»gS«» "P B B A -j ra a?° >,a^ a a o fan oja"a-- a, Sa 'S p,"O rtbOa'-TabOoj^fr-Sg a -a p, p ^* Q c.2 I £ a ■" " p § a: g-fJ.at.-S. 3 fc - - :-ipil1sil o fi fi n g tj rt ■ — = i >. o fi -B d fi -tf 5J 5 o -rt> --B go" B w fc TJ &*3 m o & ti J, Oj —i rt qj -S h- * ,— . a .3 a H b) o * 3. > fa. ra .__ _-acfca.2MQ,p E a o p a a a S faOgAnn-Kgrtg oafaO^rap a £Ba>fa.Sgrt-HS mOftftfafi'OO-^ b»' § a fr ■& a o Eh CO a W a 1 gs .fc O c . 8 a 3° REPORT OF SUPERINTENDENT OP INSURANCE, 1947. D 37 *B -B .2 0 bfl ■ rt B 2 fi o rt 2 fc _. Id p | g &§■<»! fi fc Q> a na oj o rt S QJ qj a bo_3 rt ••- Sh S -m fc « ° QJ -3 Qj O ^ tt S +3 'B 5 • rt QJ W r; -.j X3 B CJ s a § faS$S --■si s fa a I a.a 0 ra — *3 o TJ '3 QJ fi rt S*3 > 1 TJ ,g fi JJ rtla rt S 2 1 J P P? fa bo fc 'S a 3 s a *.g O fi I a a :>> A fa & I 3 2 ° 3 fa - g - P A m-' i Sa.2 --H fi .2 I a a a a a a fc a a p § a bfl"- •a 3 a fa S a oj*. > p3 '• a a a 3 J 5 sa I* fi "tf IS : ° o .5 £ £ qj •-< .5 S o ci ■+- >» -- _, "3 -3 fi QJ Qj X fi ■*- O TJ ••-> rt- a a«: O QJ fc t) . •« fl' bo g B .3 3 g 4-1 tt fi a* fc tj bo * Jt i - __ fi^ a rt . ft ■ 3 o fc B tt fi "t; o o Js«J2I fc S fa fa - .3 °5 - ° - - » 2 _ a a a - h a fa 3 , hh hh a g o o - a a a fa ■a fa g 3 q, a , oi 3 fi q\\ a -a HH *a "33 a fc _, __. 3*i a fi ° ao_ .2 fa S Ca fi" fa bO ft o rt fl o o --- rt - a < E a a : 1«33 | a ! a-8 rt' ! o p "P s. .fc bo s Ti ^ A . a g >■£ o c a a S >■ J a " A g-5 I rt- JJ fi ) 5 *» Sj» o ^ fi'C ■ S --1 rt .5 rt rt S»S *- ^ ft QJ QJ O *?fi - rt e o E'P a ra J--C B% b d d ,ft fc fc fi O fc to .fc o .S rt , bO 3 > +- rt 2 ? fi fi B .2 7" rt-> &» as _._.+* -rt fi -m rt> rt «i_, ra _5 S F o -3 a " E a S g- gMJ A 3 a •5 P ga - a fa S o fa a a " Sa hh fi a T a fi fr 3 "a". ■.■! A « a j a aa | fc w CO ( __5J >! B tj -2 rt J fi fi o I rt OJ ft th v S fi i I ft ft ro QJ fi C X ft ■rt -rt ft O fi (H „ ft o O .ft fc fc . QJ QJ O bO 13 . Tl . rt o '11; Ja a- a a Art . o QJ ft [ E g I S S - \\M a g s ph il9.° fa* a p^- a a" ft -, fe B S 2 g S tt g ft °^_&fi I —- J -B fc fi -p cj > o i ft rt fi w -at fc QJ tfH -4J tt •§ >. .2 a fr " -a fa " 0 bo fa .-a a -a a o a a ra rt " .2 S a li* Ml si o w fc ra ft fi O "H ^ Z-rt&^a. o g. fc ^ 0) I fc TJ O QJ bfl £ fi «- rtl|rt k I &=frtJ!» ■rt- +3 ft -- QJ ■! g § & •?. S- «M3 a a p~13hC _ 5»a5 fc a tsrt p ro fa s -3 a o o -fl a fa s_ fa fa. _P fa o 9 p -"a fi a o fa ■43 „ a 3 S 3 a -a 3 "a 3 a M fc fa fi £ 9 o fa «1 h- rt H. QJ fc ft3 fi O graog Og " § - a 11 8 i§ ala-rtrtg^rt al--lSrt|rt -> «- C *__! e -rt § a J fi_._j.rtTJ-- tj d S rt fc qj fc ra rt 2 - fc -, X , 3 co o £ fi rt C fc. M B 3 *-■ 'rt ~ S iii ».5 >■&. QJ ft fr'o aT e 9 © , .2 ° fi th -+3 O .« rt QJ I f rt -rt SS g bO fc jj « O rt ctf i QJ fc Sh"-; C rt ft o o ft o S ' ft fc ft "H fiJ o ■P § o m" j ra w fc QJ - g qj ft^ J uh +- T3 -fi O fl . M « rt fi ■> ° O ™ S-rtl fc ■H rt> 'J-? I3 fi =P TJ S -fl 5 fi 2 S 3 ■ - ■£ ft fi a; 3 fi •3-3 M g '-fl rt a fl £ TJ 33 3 B rtB TJ S 3 PT b 5 P g "-I bo o a • i -a a ° ', p E o ! 8 a-S 3 a a--: rt"3 ft rt ' rt fi g , co B •rt ■• .*rt3-B li t! J3 fi '- nj QJ la 2 a ft a a o bo fi a a & A a a ; i-H. , B a a a ' a — qj A t- * g-g ?! c ° fi ftfi o fi p rt JJ 4J O «__ b a*g tt TJ « gJ QJ B h ft 53 g" 5 w fc m rt ___ QJ °- -9 .i-1 „ fr.c. Qj" c tf .3 Spa c A ^ _. - ' h 3 -- ft o '-Aa' 3? a fa '; art-! ■slaat s S2 .fa°£ rt c o » d ti th o bo qj ^, ^^ ra £.5 - fi -»j -o d co -3 _j rt § I'S | a « S fa a rt « a of . fa. k. fl > a & o a fa S >•»< a S ■" Si-0 o 1| "5 g a fc-grt. a QPrt.fi 3aoj- 3 bo q, g fa- fi a fi ^$■5 A | A fl § J 8 rt > a Tl -S . a o & 2 5! A 3. U'OrtaApmp 0 g ft 'fa *." - fc a P ra qj a a fc a &a . B-S' :&£ rt ra P fc k. " bo a bo p a - a a E o fi S g § I ° -3 a p s § fa hi a ^ SI > -> a fa - "i'-PaC. fi fc M ■ qj rt i bo ft bfl : fi ° ' .5 fc fc : TJ ft QJ *' O QJ o 1 to T3 X QJ rt 2 fc is < d I ft -s.« «fi QJ fi fc +-£ o '3 TJ > B ft -J fcO>Oi—."JKho^fi 3TJ-fc-Wfifi-ij ftO "05 +J rt» tt d QJ o . bfl+rt III ft fi fi g ■ .2 ti fi QJ O fc *w 3 fi * ra rt .3 E bo B H Si ' n •S> B o .3 c g | rt-l "3 a" 3 § a r* "3 fr a ^ KrtH S fli fi rt rt fc Ph 3 CO fi p to 1—1 fc X QJ X fi -rtl PE, JJ Hh fi O rt B Ph E3 X ■—1 tt! aj Z i p S5 .2 a D 38 BRITISH COLUMBIA. ■Hi s H o «_ x o to < « fi Ol to x X tH X X R to X X X 01 to x o 01 X. x X X 01 to rt fa o E-i Ol ►J A I iiHisSiUz 1 S ^ 2 c , a u B J O • ra rt fc b -a tj : ».9 8 fc *tf -rt +> 2 d « U rt 0 O +» +J QJ %'X1 -ft fi c 3i— o ! ■»-- g" g » ft +> bfl 1 _! .2 2 b £ qj fi , £ a 8,3 2 « be -gi boB.rt—1 c fc d^a : B - e *^ o -fc § 3 _h a. „, ■O ra rt a fa, qj m a O V '3 rt fa _l p a o ° a o a H hh c — a _y a ^ fa a fa h o 3 0 3 "a S -a h_ m a a a a A p .3 B J-a „ a c" fa p rt-S e.S . a-s '3 ° 1 a .3 ra £ .« rt z to fc t—i ra ■BiS"! s a a o-g I?;.., a a a A *■ ~ » d ■= _? a 2 S -a a g a rt .2 A § 5 a ■a B'Sa S-rt' PS ft* boc a 33 O .5 A HP > rt bO 3. £ -■SB rt QJ o g&rt jj'iM's §fap.3fl-sll« o'-ft±irt(-,o+?tu _ rt % ^ fi „ fi <- -- o g B 01 QJ s .5 = '3„-p||-?Ort, B-fe-'-g«g« .-Ss"_a .rtrtOrt'-'C'rtlSC * „ rt -fc- CJ ftS_iftrt-fitt^«fifc'oj QJQjfi $•**'" 3 S "3 3 op. -* -rt1 cortfc.fi'ggcQfc^ ii;-_b;_|}!--M- bfl th It 3 g bo a a .3 ° .5 a _- - - -j « B A e vi ". a a -OOfi BO • .B ?>2 fc Q- fc-t-> a> -B -o ^ •« »fl-E?-lal|-»pagg -°|-|a&.S:Ilia|g^ ., a _, a a crt£- t.a B-a ^ ■" -Ba-SoEcfa3."HrtBfi .J?" ■2fcfcfi"fc3Pt.fa rtflfaP rtofi faOftfafcfa ojra ^raBoAfQjKA; OPoa afifl nn=fcAg9ra fcfaP t^ si ,' S 3 3 S « ■ " 3 B . afartE'3_topArtO»rart.^ sf o,a«fr a5«S'aSJ«'B '- "3 - -5 M rt 8 'fl "a a P fifigaara a a o _..__, - U 9 .fa a rt m .3 o a ra a. ra -. g fl bO *a O al§s ° p-, i ^gSfa °tf II--1I1 frt v,_F_ e_n3*tPflfl aaaB ~* h S £ a a g-grtC Ago -a g a p g^^ g o-j* 3S-S-a|ogAfafagr2a&faS a a p *- g „ ° o na a ,>. o frfr^ OJ OJ fcfc a p J _q £ fr _5 p fr^ REPORT OF SUPERINTENDENT OP INSURANCE, 1947. D 39 1 a E i a fr •3 I fc a g 3 a o fc g fc \\x% 5 a - p 3 fl fc a 5 fc o C ft ft ° Jill 1 fc fi J QJ +» * J A a P 3 w g 3 -Sill J rt rt h :_. a1 a 3 p fa 5 a s | a o a "° _H n5a ra 0) tJ fc fe B fi <- © g 5 9 fi 2 1 - S g - -~j oj fi •« fc rt fi -«--Q o B +> ., g fc «H bOfi U o o rt ft •- SSlga a S |J ii .g a 3 fa rt ■.•»•■; a .B p, o, S > ,FH p a fl o fa P 81 i 8 « H 5 "3 B lT C B. 2 rt iii5« * p 2 __. a Ikj >, 3-i rt-g « 35 o gs . a fi ra a. a bo A« fi" P2> u d s S -^ £° • -- bO a a '1o8 ?! S5 I "3 a a 1 g a. 6£o 5 s j_ '1 &a • S fa c - a i -~ ° 30 rt c _S'a 2 2 fa- Job rt o p .8 5^ ■g ,rt gi ft -a ^ ra fa 3 ° » S 3 « « « S 3-22 rt 3 a p fa ™ g pS a o 3 3* « til*! hh ra ra .5 fa Brt. 5^ P g.S P -H ■ fa 4 - -S a h fa C 3 A 3 fc 3£ O 3 — p_ a fill g S|h,-8 - .2 -i - C oaf tl •2 * 2, p g *? oj A.g 2 bo a ga § § fa 11 a £r2 Ji p a a Ba X 3 h ij fa fa *^ a a -a p ^ P +3 O fa a fa a s 3 p h fr° « Mg 5 c j_.£ a fe 8 a > - .2 3 A a* p a si . -3 d fl S 0,1 O JJ - 9- 2. Sh bo 2 fc rt B * a £ fi B ft fi rt e fi TJ g d h ° rt +- g fc tt fi a, - •- A_| is * ■° S a .r I a E. a ca O O H h a a «i fr . fa rt 2 rt" a At! S.-'-V IH h ._. fa ra bo a p 2 a h a aiS h m o a J a fa o P 3 E a+s a ■fc a # oj- I --8 bo g -H b a Baa _, CJ rt- rt g TJ fl S "a fa fa a a a Stf ' a a 3 3 'a .2 & a 3 — hT f II grt-J " li ra 9 S|rt 111 a as a o g o 3-"fa § g. 3? rt y A a fa m w a a qj — a5 ""5 S rt a rt P fr -3 O hh. a B QjfaJ An a s j a p __. 6-32 3 4 ™ a .a . a 2 C ■S §.2 B g » a o,a §5.a . tt S . §11 .. -3 fc ; >. t, rt j S o rtO fi ° fi i ill' .33 O a- . tt fa a a B-3 . M fi 01 fi ft fl - S fi M rt> Si's'1 s" ft B rt gfi bo -~fc i . <- 2 ; ^ s 5 i ■B S fi ' rt- B fi S fi ' aa - i Srt-« B t- fi «gs 2 -.fa. a .2 A"? g.fc 3 rt ra fl bO * ■ II. c X -jj O jj > .a^rtfi o Stj ft 3 Q- w rt M rt u 1 -__. 1 fi _& " J fi !>, ■tf QJ ^ fl at 3 O QJ fi ft 'tf ft o QJ fc £ QJ ft .1 ^ A 1 fi 9 lias 5 ■ »i . . QJ TJ -^ - g fi - rt QJ CJ ft bo^; O d ~t SIS o, O M3 0- a .3 -a _S --a ft 1= 3 fa fe 2 a p fa fr g 9 A a g « S a . A.S O fa ra — 3 a A v% a p a -2 a - . a ca ft bo-. -H fc p a fi «a a > « S o rt a fl rt a ° rt h . a g rt 3? fa P grta oa c fi g fc >.fa ° a a - ft o ,, fa fa . a tf 3 '3 p S tt a M a a a a .3ttagrt» p 3 a a |a ft S girt « **H ||> £•2* *^ o, a u a a c " >. ^ fa-e til -§g a'rt ^■o rt. fa QJ q, Is!i|rti" 3„-K3sSfaSe •3 o fa a a a 3 .fl-a«aH °a qj fa a . «h ft _- A a fl fa s *h a AC'S g B & -2 a -s ■° ..S a ° a p" > tt s a >,-■§ g o a"" fl* tt CO +J -M g5 B ra fi 0> fc O ■§ QJ ft rt o d ' 1 O 4J to " se p b fr ■** o fi IS fc AH fa »" .3 ra S A a o rt i a 3 n p 's a p t, fa a o 2 B o a fa 5 p ° §11 o a o 03+3. tt'" QJ H m tt Q, a a M Sag : a fa - I g ° fa . fc a ? A m ra n i qj o ra a °. 'So. ra -H 2 pam ■S3 J ShSS >lrt fr." O a"?-" I* lilis M 3 ra o A- , a fi p M a a a . a B qj fa m a B s- o » j, 'E'Srt'fa fcrg S p fa a p rt 3 a, a fr -ga ■a g &rt S s a o. £ a ^ a fa A fa > 3 ft -a _*i HI ra P aa fi •3 rt a rt" fc a h o ° g mo •« fi ■a rt O fa fa, |H ■ a tt .2 a fc -H B a ^ M r s 1 a S g p A-3 a fa Art O TJ 2 Oi to ft o fi 2 o 3 rt g fi .a >. P - aSrS p .2 >■ fa .a a hS ■ago 'fr.2 p a m a I I fi fc ■ 5 5! rt. ) rt* ft 0 . O 1 >} fc tt : I ft g 1 01 M -ft • ill5 3 A ra _. o p 2 ■^ aS p-rt B to —. fi rt o w § - +> rt u -h tj fi rt d fc >; So -- B ,Jj g ba ft qj : O T- fi t * -• . 2 i ft-Sc.rt5 S S a -I s fi O « B rt B s-rt-las fif|Sfa !ll s s-s a o P rt a _ .- - ■S 3 c s ra fa a fi P QJ S a, .2 fcrt-g 3* x w fi ra ra a a s. 3 9 - .3 ft S ca a a o a fa ti h a a o. c a ra 3 p qj" fl .3 3 c ga. rt 5 TJ oi ft J? B 5 m rt rt „ _j ifl! ■fc- ft." T3 fi O ra fl rt fc . -r* J3 ft >- ^ B O fi fi S'55 3 Ai. a i a fcB Ba-Ha 6 ; Sal 8aj2, hafirt- .3 p g g a 3g S.ft a O fa fan a a a o o E05. 3 a ev °3 A.S X rt QJ ^H- >■ fa a p fa5 0 e3 ._ 9 qj & 0 fc QJ bt QJ* "d m B d fi r* fi £ fc rt tj O *B . * 01 5^0 I. o A a 3-i 9 -SJ B -u .B 4 fi B fi ( ■5 I -1 , rt -a j: 1 3 3 I fc fi to 4t ,_q 3 > -rt fi Bffl OJ O . g 8w o 3 _zs tt a fc fi s a B s +3 f ra rt s < ^ bo 01 S B Ft w _1 TJ •3 bo B B B rt 0 a1? OJ Sh aoaj fc Z 2 ft fi QJ I z ■3 fa. o J? m 6 O oj iS «w jj rt fi °rt s g fr f aa fc fc O O z % D 40 BRITISH COLUMBIA. H O < X o to < x X 01 to x x tH X X X to x x X 01 to x o as »1; ga 3 3. 3 _L m p h a •- tt , -3 ra a fa . ifr a B a a rt ™ 2 rtfi JJ rt | M fc t. fi 3 B a- o 3 o ft ° -a - -I i-3 fc rt- 1 ^ fi fc o. ra 2 ■<-- ft O X •— d r eP? - u 2 fa a - tta Bo a -a "a g 3 ... bo 0 a 33 s a P 5 fc a s a, h ft a fi a . ^ fl rt _ O rt _ HH HH •— fa _ o o - QJ rt 1 bo a "ft « - rt fc fi « h tj fi rt _2 a *£ 5 8~ g"3: ll ss-s SI § "a Sa. * C "T « jj .3 qj : fc CJ bfl - » T3 "£ ■"- «- § I s^ a * § 'o tj l 3S^ *£ 3 - <- fc 3 13 P Cl' fi fi rt ft * £ 3 S3 © a -fi 3 fc ti ^ c 5 £ -3 *rt -3 a - '* qj c fi fc rt fi S-S-g _____ £ ft S 5 a o. *H -P > 'rt o" ^ E a|,8|B sii SI - qj 3 o ft ra -fi -jj 3 _S -_. rt a| ° £3 . > ! th-tf. ■rt fi (j.| », QJ fi _ ft K bfl 0 Cj '. i-- rt fi -P. 21 fi rt jj 'B ,-, A fr .£ 3 T" ft il £ tl o "S u tt 01 QJ X fc +■ fr fr ■*J -fc> c , fr--- P 3 3 Sa a" I a j a p o i o o QJ boafi-HAg^Sga a_2 a a °. a a a fa 3 S . ra a ■a a 2 9 I ■ Bt- Aa bt-; - c -; - II s-l! . S g-p"S 3, ft fl g ra . S 8 ra 3 3 fc hh fi a j ft ra a p t fi rt ° bfl ft ^ s S .&s ft ! rt rt -rt 5 ,1-JJ !.Hl«i h a . o ^ s, a 8 -a.! ? 2 . a | i a fa- p i* 1-9 3 " A 3 K O H ^ ■- -fi s Ph X £ ■J: 01 X Ih 0 t*H fc fci « OJ 3 X) rt X o OJ rt ft fr 35 ft fc B -p brt- 01 fi rt X ^ o I o 51_»-2-.g' a a fa a o, a p ° g a a a ,. fc h a _r a . ra ft bo S fa A tt 3 rt fa 3 8 qj a qj A u1^ o ° fa O , H fa ! ° a o ra o p o a 'a, S " -a a a. B fr a* 0 . : 1 3§ I agog S fc g a c ra a B 33 . S fe 2 >• S ■« th^: -tf fc M rt rt QJ fi ±_ "V fc fi fc o as . fa 3 S o fa a fi ra a a ?X ~.fc~ a a a .fc a * M 3 ■a S a ° 33 h _j2 a a ^ H £- p S , ft' £ a a | a a Sfi-firtjfififi « O.^jJfl fi J^ fi OftO ft.rt ft Oi O oi tc.fi ftft ^ B-S ft rt= X rt TJ -fl QJ QJ fi 2 to oi = 3 ■3 rt cj fi o u S * S3 s ft p. = O o CJ ^ TJ M X QJ rt ft S - a 3 fa _. ia a* ! 1 S fi -* 7! £ -• ! fc fc o ^ ra-a 0 fc •— o ah3 o ,p ra tt u & a ai p S o I ft '' " ---J 3 « O "S ■ 3 ra fi QJ - fi 3 o qj S o C fi fi . jj _, rt 5 ft^ fc co ft o S * g CJ fc *3 rt TJ fi ** d rrj T~i H O > rt"3 _(__! rt Tn m •7 3 d ■ rt £ >> X fc +) fi fi fc r- j-1 OJ *~ th O *r « ^- QJ ft j2 ft QJ p 2 fl QJ fi C fi ft d Xi ra Ag QJ ft a s a 2 •a a I § 3 fa. a . 1 A« a--- fi -fc> ' , *- O fc g CJ bo B th rt -2 S - ft rt B i_,T3 1*3-2 o^ ,fi bfl 'd ^ Is- % 2 £ B £ 111- oop rt-I a aa o a ra — ^i QJ fa S -. rt a a hh . c a a a S fl .2 S ft . fl O rt.^j a a a Is J QJ jj _-■ fe rt. _-. fi ii -r. ^ B*2 «m 3 o1 fi ° a£ a P fa QJ a a- a «a BS aa S S "rt 3 Sa c w fa qj fl 'S fc a •m a o ... M « fi w §.-< «' d & < O tH Ol sa o 3 ^_S Z Si h^&: to ■: QJ - fe CJ 5 0J i-!-! ^ o bfl fc - d rt fi -u o 2 B « ■rt -g QJ Q) B P TJ fi 75 , 3 c" fi a rt . o A p o £ fa bo a a a a -1 fa bo a a 3 a i 0 g & fa 3 & o B _ a "a .. " a" gaggS a 3 ■" „ H rt, §8*- I p § -i-S-S'Sh M "g a * .3 a •-S2S rt ±Ofififirt?-rt> a-S g* a^o a a„-sg g as *■ q rt rt 3 .Si ti "•£& fi 13 slhj fi fc 0 P * 9 S B B +- TJ ft 5 T3 •B, ° £ S 0 rt £ fi r—1 fc fc W (rt •rt tO fi rt Q, o BBS" rfS -S^.a.ssl ^Saa" a* _o bo ftrt= fi bo TJ B g 5 o -- qj *H fi ^ fc fi rt> —1 QJ C - 1 fv q rt fi -* A^hh „i33 bO 33 3 a rt A ^ a ^ B a-S rt A l > rt fc a fi a qj m S" 3 a fr" a a 3 a ft Sx A » "^ .■i a P 33 QJ bo .5 fa III d X •« •a bo B -: ■*- - rt- -a fc o £ rt rt g fc « 60 £ -fi fi 5 O [3 fi ro h g .5 r a rt3 u O B rt * R £ ° OO »1*lj 13 fa 3 a ft a a a a jj _- >a g^ af g S a a a 3 _. ft a fc 8 a P r, *- ""I a- bo' -m a tj a a p p a S .. >, p G a ° o- - " ft a a „, fc1 HI 33 HH P I p ra . 3 O fc E rt 0 ■■a £ St. .• jj o £ .3 'w ,ra a > "a 3 c t: o-ort JJ |S|rt.SSifa g I g . « p rt" J a S > qj 2 fa 8 an o a o rt ft fi -h jj 2 fi TJ O fi O -« O 3 fi rt C j-> SAa||og ™ a § I 11 g O fa a fa rt ._, "" O O O 'S -- » _. ft -a rt a o rt ra __ _. . P ft 5 315 "S J» 5 5 — a a 2 a a S A_?§ ".3 fa 3 a B 3 p o lag ill fa .a fa o ao fi" a bo .2 o.S +J fc J- E S .3 fc p S a p a a 5 a a p o 8 o 8 a p b o fc c a a a fa a.a a n b o a a O qj o ft 01 rt p "3 S a _, W S a a p p a ft p a 5 p fi at. .-fc S3 fc 3* a a a ft fa fa ^ ■ a a fr fr -a fc n £ a *a S^ p lj fr fr a & 8 a fc 9 fa a. > a .fc a P '3 fa a fr .3 o~3rartrt"aS 1 ga ?>2 rtfl: a™a-i"-rtogp a " t a p ? a a arafag-agSog -J a,S,fc aa.„ 3onal e fire ir ling ai or by n, riot, chief, ( OJ 0 J-- -rtJ &T3 per ,' oi i'al ike ctio mis 2 S S fi or damage to under a polic erty caused by ed by earthqu vasion, insurre or malicious fi w 0 fc fi - 0 +-> • .rt-1 rt a tH OJ -rt *- fi X Xi fc rt- S ° « 13 & Sf - a »5 a s | laog^ !^.B^ 3 fi fi fi BQ -4- 0) B •rt _ ftTJ 'fi -^ rt rt rt d rt > 60 fi •3 3 S a " gg-g a a fa a 0 a a a a-Hfirtflfcp x aa.BifiiSa oj 3 a % a " H rt boSwPS>.-. fa a fr art fa -a g a 3. a a fa B^ £ 3h5„ | .3 S fa. a S -° 5 .-g"".rt gfa a p a a ^, fa M fc a e o ft - •« fr a ° ™ g * . * o -rt-- -3 fe rt m f &.S T ti .£ >» fi O Sb M 0 3J *b s -■ Q^lS'S^Sa.^ a s ig fa I .fc >> O fi ai o -5 rt X 2 d d fi ft' fc B « .2 ° _S .B ■(-> _—1 rt rt o o . ■g fc -P jS fi fi O 43 TJ TJ a rt pJ cj §c 11 rt tn fi fc fa hh .3 a __ a 3 "a rt a >ia - 1 v fa a -a ! a a fa "fc bo b ° ° IBS .__. _, a_o a <„ £ 33>.bo"Efaa-M' 51e^As*l 8 S a a b, fa a ft I 3 - ■ ga 2 fa o w ra oj A fa E a a.s 9 a- a fa BAfaj,30rt.^0 aaraa. oo1? rBuJfira.gOoa ^ a o fc a 5 t »-^ bo a bo P qj O " fa fa B A a *■ fc P 3 rt £^■3 °a g a . a^S % ° v.- B- S ° fc a a'. o a S .5 . a c a bo = a "o.S p a a c a fc o -a i.l«3 C O fc 1 -S JS» D £ ^ .» .S a rt tj ' fi bo *h rt e o d t> o fi o • o .B 9 o 13^-p™fi « fi *H ti j- - o 8 I c B 3 - S > k a« s 4H > rt > fa 3 fa 3 2 o S ° a 5 A p 8 S w w u tfl a b II fa- u sS fa Wa.S I fag 01 01 u -s & o o 11 . fa rt S» a §Ph ■h ?, -J ffl°f J «' a O - B>H a a ra B d rt o fa O 3 a £ aE CO ri h &a •iuo oc « 3§ OPh ■a t* a ■; a - o 3 S>. C 3 r TJ fc, fl p a a a - 1 | O » j. B 1 8" g g £ Q g •- 13 rt 13 D 42 BRITISH COLUMBIA. J tH O «. H O _5 «. fi 01 to x X tH X X X to x x H Ol to X o f. « fi 01 to ... a a fr h? . .3 "8 g.. h5 JJ ° i fi ° gH-s .2 QJ - B m fe rt-. « £ S3 a fi « rt B i< 9 M a rt fc '-* a a a £ --a .a T^ a n, fa a rt S p a o §•3 fa fc § .3 9, - «_a 1 5 a qj- A S . 3 a Ah-, a 0 ra p fc &!&! Ilia 1 £ a-3 a 3 .5 - * A fr." fc O a W "-•§8 » P S & J ^ £ "fa ga S o a -a p, •H a . p a 3*. fa "§ fa ° 3 ° A fi B afc .fc m fa a :__. 5 A °" — O a, rt -**- (I) -H S3»° 45 C a P "? a B P !>i a B rt to rt 3 fc a fa X bfl fa a A -I fc ra S fa A I %2 p" °"-h «8rtl flf r-1 TJ *fc a a p-h 1111 fl ^a aa "1-18 grt" LI'S y b. £ a O .fc a a 5 ^ 3 fa - B bo a"J bo o B a A.B h — 1" fa :jj fr s a o ra qj a safe i - >, p ia fa ) --. rt fl 2? 0 m fa fl o , a p a — to • 3 . O -H O < fa fa p rt — p Aa —■ o. ii „rt 2° . - -S •« 'S a^ 3 .2 fa S _ ra oi a hh o ft « o Ag p rt. £ A a a Slgi-S l|ai fi o B 2 S a a S^a fa Boo O „_p rt-Sj a £ & fr "art5 a a . o. B a a .2 •"a >v P I |c $ a 8 s "-rt"3 a -. p a a .3 a a » B 3 £ — fa g a £ 1 J S § ■a 3 g p-2 ° " _ 2 £ bo fl . >, 3 '•' Ja*a A-S a fc a ,a a a : .3 g-o S'-iil a rti* ■J sis §55 as o 6 P •_-■ fa fc OJ OJ TJ rt"* B fcfe-S rtli - " S fa fa a >, ° ° - "•° fc c'g B -tf --.5,0 t? 5 S3 __o ° °- fi C "M - *8 fta S h ° B -3 O fa -BH fa P B O — J tH ° _P P -p 3,1 a a » ft g "5 g a Jj HH-^-aa 8rtlj:-ii sil-e?!- S.f! QJ X3 B fc rt c B O , rt bo i -O rt j- fcl 2 * fan c ° £ xx r - •§ .33 o ft . c i X-J3 a a ra : "3 5« a-3 § krt5ahrt-a r fi tj «h S > ° ! fc C T- o -- 1 © fa. >, jp j.-o SS-&S m p S fi rt 43 'S __ a a g fa s > r ■£ fa fc a .a . s §xg£ .a I - 11 a | fa -a-;»§- - fi ft fc fi g. - ! ° « S-aa g ! a +> - o "h a o .§* a.pa &g '•■- E"||*§ ■ 35 -a" a a , _3_ *-- 8 a it- p fc p a p g 2 a a B ga o d a; ,0-M +S fl 3 8 . . fc fiTJ' CO CJ B fi S ° P 2 fc rt -* "■ v oi £ bo fi fi . ^° fc .S to fi ■ a'B iS p ia rt p 3- O qj ■3 fa * fa a rt«>,«o ih a a fr a :P &S « 1 « __. ! fi - .tV. 01 ^ iaS'.Sl ra fa rt . O p m rt Aa ° o B rt 'fr s boa i a S 3 , .3 3 a i S,p -si "A bo ifc ai a.a boo ga BAftgfiiHeao m 3* .s fl o a H brtSl fi J. (__ ■8-W.k. j ■S p fi fi fc £^^ n.S 3t)«Hrt rt rt "rt o fi B O g -"-J! fe MO ■i bo rt cj 'rt ^ ■ C fi bo fi B - '£ 6fl rt B » ? -3 -I a - s a o JS fi 2 J.33 aS *- * -g a a p' a § s; fa o .o s a a aj a • Sa h a "rt-afaB E'rt-S 5 ^ fc a fa 5A fc P fa ■ a a <_ ■ . B ft! S 3 a l fi _ h A fa PQ ft o 3. bO a a»fc -s -- .s £ £«a o A a rt X fi -K ■_- V J- CJ fi S -B &- _B p j- O rt rt -p g 0) m . fi g OJ fi B *Jj fc >rt --- C rt) 3 | fi S 0 B rt a fc ^3 rt w O ■rt- oi -r* fi (H . -P fi O >. CJ fi c •^ rtfi rt S B S > 1| ° a-3 j fi ti # (£ g tn ! 11 - Ol O-H ■ a-1 & - s , 3 a a a a i rt" O B o a psa'S.-SrtB-a.a s a a p B a" c"' fc a fa a a 3 I bo ■ ? si o a B fc "" fi 3 QJ P OJ fi QJ -. q r_2 &a.2 o£ - a t_: fi jj "rt1 - —- IS?* *|5S"»|rt ta.S3»<«i,oo«3 !fi^330__*afi333 BO S'Sfa? gm^P fa .aB-fafarij-j^aiHa ia Art AO — .fc g-a 0J •fc o fi d K a fi o -g *tf o o . IrtJ rQ a oi o :. bO fi fi ^ ■g 1 &.rt o QJ 5 - ° - ft iS fi . --fc g1 TJ +J +_, OJ . ^ fi o .2 fi ft O -u fc o ,Ofa« h Oh & A a E '__ a a -3 i_ fc .2 C ra V M P rt. o u fa B ft qj tn, JSnj'" j a a p g i as p a iM «lwl: , o pa; . .fc bo - Sac B-2 s^. a _j B -? g 3 3.fi Art a E 3 . O A-fc - g s a a,E 53-o fa H-- C rt o rt fi B QJ 0) rt fi fi >>Z-)X ti ■S-S g . - . 6~ > oj ■ a, £' 3 S _,r bo^ R r. o o rt fi H ' CJ fl T3 ■+- -' 11 j? p 11 • st .&rt?g fi0ia a-hS S tJ g rt. g ra 3 a 8 „- ..3 Sis-Si" figs . bo fr .2 P a rt dj fa a > fi hj p a !_, a a a a >• &_aa-3-S fl 3^'3 h. S fi B rt T — 0 -a •3 * .2 a ■rt r- Q. +- T -TV m bD qj £ s d a bi fi fi fc _T3 ft -J S u, , . !___ 9" b IfcB"^ i^So .2 8 rt .-S h o a - g g a g ea - g a 3 fa fa a 3 o g m fa fa A-3.3.2.° .3" W q >> a ! I b 8 3 " is «_. I _<> fc &, p . ■ a a a o o fa rt- fi a a a XO <-■ • fc s ™ p e-1 a B > o tH Ol S a Sh to B P. 3 •3 h i p. ra a" i-t QJ TJ •§33 §_? a o g- > p 11 c a s CS fi rt rt M ^^ oi 9 . .fc -3 a fc fca HH ft ga"3 S a -a 3 A_a a|| a bP, fc *fc QJ fi f. Ph ^ .a REPORT OP SUPERINTENDENT OP INSURANCE, 1947. D 43 o m d "+» ■ssiii snirtil qj fc a qj — p fa fa -i'S -> - 8a Ba fa -rt fi rt « 9 C fi fe o fi w o P rt *- -rt_ rt fi M 4> *> .fc s. a o1 rt boa j- o- i?-Ss-g fa' ■a 3 p p -,-• a ra n fc a a o >,.2 " fa at? B o A-0 §J ° bo ^ b h *U J _?SS.2-S S fa - £ B- DD tf fi fH c- -- o +3 2 " g I a a Si"-, fa.3 a fc fa ° a o o ^_ >> £ .3 s ■tf +_? g d rt fi -3 fi fife .. 4- O "B rt T3 - m fi B .-a --5-rtrt|-r gg -SO-- •l-a_&artC- 11 S.SBt>.2.B p "a 3-8-8 a 0, Y a 4S-3 p S - 3.3 J, 2 fr.S P - — 3 a S a^s rt ^ fa H. O h 5 a bort „ h Sa a-S - S g fa 3 g SMI _J o rt I CJ 0^,2 o g bo fi tj '£ * +» QJ o . a -w -5 > •e 3 fi S -- fl ft fc -^"hP £ - 5 jj s -= fe rt ij fi cj ft w fi TJ C- C ffl 3 » fi ^ O Eo fi TJ o_- 2 o o g fi S 03 *W B -S i- rt"- B D_t ^ fi C! fi -S h,S'S|2 § 8 ■!__ b "a 9 S. fl aa • rtlfc' a a ti fc .rt _ i s s OH! HH — . . y, _. H M B P P a~ $ pafl >. a a || •" a a a^n g >. a a g fi _fi >_iS ° B ?rt3 rt i>> . O Q. -4J rt •s- a fca ft ji cfl •*- a? fa.fl§ £ fi p> o fi ta a a •h 13 a h o p p a ►•Ml 3§g Sf ~ - si a fa fc •». C A A* 3 p P ^ "grtS a S3 si rt> a ~.S p is * ■03 a B A 33 o a h S a bo 5 . a p a fa fl bo S A i. P . a-a 8 ~ ° g p --ia fa -p 2 a Sf 2 a „ bo 3 ■h a fi a So , OrtfaoSfafirt fcaQ-H,2o OU Oil afa-o fa-s-fafa-^-s °i ft B T- fe ■*__rrt_^_! HS-i o >.*« rt« ■g * -- >l^fi^ So ft S-: u 5-rt-a fifi fi .5 cr - ^ B hj o w rt o B O fc g-'nSssIa m fa -g S a - rti 3 °S*ofcra_.3 - a fa p A^-a a „s _-S - p £ .as a fc bort •..artgpgsg & , fi ih * 2 £ ? * cT bi o ___. . Ufa a S1 la fa fan a a -'PS I"0 °a g ' § 8 - ' fa-3 raaSafifafa-t.. °3 aSgappfaSfr .-g a £ A u ^ so t_a -fafaa'aP.-bofi 83 >, p o « a a c » £~ £s or-ggas •. rt 3 3 rt ., a 3- eo h p o 2 a a .. ■ga o- S 3 Ba fa a,faafaaa03Qj OftBaa-a a3tj fa 333 fa _ rt fc _- ft *a ■nC'fa a s O fc 2 ft. o rt w -2 bo-B B o e fc —-1 ^a .S3- "-- fi «H fi QJ QJ ^ ■h fc m ^ _- 5J .gO, S3 --',_. . 1 X C _>. m ! rt QJ S -w rt J fi .73 m 1. bo : fi fc QJ I to o a; 0. fc1 : fi £ n°^ , TJ ^ ^ ft -g ( ^fi fc +- o - rt O B_. H^la rt- fl -- Tj a of a g - 3- ill si-- a a a i. fa .a p P O K. P 8-: . a Sa fa' fl S 2 o ft --3 a a* p a^ fa 33 o 3 .3 o a hh fa s a _, p a • a a °'fa a a ga a m B *■"'*• -11. CO O B ,fi £: s? _. « S g«s »s BoJ^iBmoftaJ , I - u. a I 3 a g g ,^§S8 ■ -... ' fa g 8 "2 fa^fa fcnS ^ 2 a.i.-, o s_? a a '.£ fl ii!§!s|§gsL £]lalii--Ri|{< «t-( bo _• 3 rt !? rt c s fa"3 ! - ^ a 1 P 1 _.■§". ra &S fa'^a .3 ft » 8 'S fa g _ . . m ra .afi fa p ^ » 13 .fa ra 0 fi o .2 -a S ra..rt«rt"oj+_ let- fl a fi _>. " P S " rt fc PH* fa a -II 8 5 "h o -, -h -a ■ fr 3 3 a rty a a o a bo I 1 £'l ! < a p , ft QJ a E ■H s _i - fa. ^— o p --, B bo a -H 25 2 3 "fc "13 8 5 a 0 p a a fa ft« rt c fa CC^-a* a -aS fe g § - S"3 A,p-a_|| S g g a * fi I hh g a B fara'rt-gg t> •' 'Oh- 'i-a s ►> ■ 31 a a c S3 Ell 8 8 e-H raaag a "3 »'"S ! 33 a 'S 3 r a -a o 3 a a-S' _ £ a H.3 3. : a a p '.J" -fa •■fc fan rt ° a "fc - rt" a qj 5 a P a a c .fc 3 a fc ra a -fi p 3 -a 2 2 -2 g 1.3 a . c a 3 fr a a g -a a p bo a b c g .5 "b "".2 a — rt. m fa •"•daps11! .2n3'S!rt.g-^: 0:-gprt.-gif| ^ »"SJS_g j fa a :a § s'ra 0rt.2 ° ? :llla*rt'-:vi to fc fc B c O *e fl, aima)Q.rtBQ.gfi |rtt§§-||gl IrtrtrtSfalU t?si89 .|s ^gojlogg ag fa - fa" ■ -H .3. fl ,fc P a c - S £ 3.3 a ■- 8lsil|||g| maOrtfifcPfc. fiafartfiPfaa3. a Eiirto ftnaa . o flno og e g^al^rtHgagfa &8 _:i|-sslJ fi . o ^ s - w £r -4J fi firt+Jfi B o 3 ' QJ o fi fc « "fc TJ -Q ft oJ -- «h j2 _ -.I fi rtfi-iJ'rt a ^ fi to fi--"H £ B3 - «1 !-§ bo a a o o a a s 3 i-a 8S fig ?rt» ~g"S-g'a.p ■S S fl *. S3 rt3i &a gSa-SpggaS BaPcrtSofa-H ■g'flrtgBE--rt BPc.fcaofai„ B.13rt aaa o o 5 " a fi 'fc g al I a>i alrti 3§,Sfi8 3 a g Ph . ■Sag a fc 3 a B a1 0 W C a 1, a S!-l 01 4 s p <1J QJ P 3 e -a b rt a s p 3 ~ pC? g i B rt . -3 D 44 BRITISH COLUMBIA. iH U . X o to fi X x tH x X p to x Q H 01 to X o 1/2 « fi h. a C-H I . fa L fa p bo a fa O .fc (3 - i Bo S rtSOJ_Ptfi.BP 8 3"s g ■* p^giS 5 >> .5 a fto ?? >. a S'-.a'a* J >, .fc a ___ g«:.-i-&art=rt ■a si js.-rt s •3 Aa_Q a a t, Si10 B fa a -h fc a .2 S fa ra ?a >, a .-aaa '3*?ra P-_fi.-__at_3 a a € 8 g-S 3 S g a It ||^ - - - £a-£aafcfa.& 3aArts»g bO fc . i O .fc a A faO — ,-jg-ao -o .pa-arartfa a rap,a5_'a0ft a [O a fa 3 m hj arabosn^s a o ra rt ra qj a .- fa 3 -a^hn+H 3*i D aB RS SirtjJfltSO ■3l3o1_opBrt a-a-pfcAao oj fa a a o t- ifl A o a & a a a P a .. __ _, -■t^fe^oftfig „ £rt-H__g^__,jj_ og oi .£ ti fi cd .. « _ d scs? gaa §•» &p-s- e i«° 8 is:-a|^rt- ISl-rt-SS"8 -a fi fi o o .-£ o ^ V o "n oi S jj .?£•» 1 9 8 81* .=-. J 2 *JJ _rtfiOfi^Sp5Q .S £ ft 3 I -1 5 4. £ o TJ +3 S ^ B B s rt. s fc w cj ■*- _ 3 ft •» fc fe -- . B fi s ° QJ fc QJ to i ° yXt xi " B rt -■ ■- 0 m g -"bl p" fr^C a ^i _Si-£_a-aSa ra i i rt S-&: tn fi fc I QJ o 5- ' fc K rt r ' £ fc QJ J ft jj '3 o -- ' a 2 o +f a. s> u_, ", 6 ■ *-jB o-rt.fiojfc. fi 'fc fe fc i3 - _- 5 n - 2. 2 2C2 tj I E=|g e2 S-s s ■h . a a h . _j a a c -a » rt, g — i .3 __-i a a 33 .2 5 g p a a a : B fa -33 bo a a a c fc £ a a fa £ . a a 3 p a fc 2 fa £ 2 .S 5 : " 33 a a -fc" - a fc -2 C fi qj 3 rt . . P a rt ra 3 w fa S-S.S.S a Is rt- § a s - :s fc fc rt —- ro o O fi » q DO p'SJT ° o ' - a E bo -a .13 _ fc a o b a P a - 8 a a a p a .is 3 ra J 81 8 C-hCl to O ..a rt-a fi X 9 O O TJ «, . _11S|8 a " . o fa ra 8 A_a . a. 1-i > a a ° o 3 _& » e a ra fa p qj 2 a 13 .13 a A 5 8 be fl o a g -"3• gllf 5 c H -^ j fi fi —l . ; m -u 5 ™ rt —- h ti oi "» rrt t> rt C £ fc L_ fi fi fi fi i?-3 QT-B.S fa 3- 33 eaB, 3 fa . a 1-2 -1" , o g" to fi i o g 4J 3 „ qj -- '5-rtg-SlSf gjS~rt-aEg£B -p k«k S -* > ti >irtTJortfc bOTJ rt" QJ fl ti >, rt J 8 fr g s^.si ft - - fi ^ C 0 QJ r~. S d O fc bO--H S fc fi 1 fc ^, -tl o1 I-B31 >! O g fi fi^J fi TJ .5 O QJ fc . ft ft QJ ■Sfi -- ■a -a ra 3 a p a hh £ P ^ Aaa p ^ p bo a ^ a a °.§ 3 OJ .. —V ^a grt ■*» fi 5 rt p fc .S 's 5 ______ tf ti P £ a I"8 s« ft.13 CS rfg-rt O i- fa a J, >i _& a a .2 -H la" ii I g ~ I! 1 A fa ^ n P fa m „- a O rt O , So rt y +J _ ' • p to fa g g a i £ ■a ™ a a a fc 3 a ^3 o c 01 S=B -• rt 5 fl n 0 fi 3 QJ bC ft rt bo fi rti! £_-= rt B fc >, fc* fl d ti B « *K o ni bo o 2 ti qj* fi b . n £ fi i O fi fi Ol rrj d't, £ 01 TJ ^ p . fi ft fi >i p> rti ■ rt.a-- > ,« -o a _ , 3 A a_2 33. 0 m P I fa .5 D_ „ bo .2 a |-o k o . a , S a I- "a fa Ofa H s d -2 --S^gSH& °a§s^'g§ o o "tf Sfc to 3. a fa 3j. a 0 c II QJ . fc A p te g a p a - fca a £. hh a a ft a -g fa o " B t 3 a p 2 "2 5 ->» fl S ° o^ g' 8 a 1 p-' a 0 2 bo m 'ra fl a o g li a a _ ■ ns v ^, u ^ c > o o c £ 3 „«a .3 a a g - QJ fr — p' 2 o fc rt a j- rt •fc o rt _^ a" g?| a a -. g aa a-g " - ,—' fi : & 'rt •- _S i5 fi fi QJ & ,n -*-- O ,£ fi O ft C 4- ^ d d bo, -*1 5 C rt <-- P >. --■ b fa, -- rt ■!--J g a rt -fl fi tj rf fl rt --- 0. -tf ggjfaflh, B rt 15 o o fi . O TJ X fc O p CJ ft 01 o'+3 g fc 5J : fe ft n bo -.. - . 1 r^ - 53 1 H K) fl) y C rt _-. 1-3 Sa o,.2a.S : C - q_ h. - ^ •-. 15 ra _, p a 3 , -* 5 a g a a _ bo° a — -", fc ■- I" a a- S fc fi r- Ag - fi X qj d SI nSfc ra .fc p a a fa 3o A 0 p--S fe a 0 a ft - rag * g "3 p- _« fc p 3 rt a ■ fl a a _. fa _a S I Ufa !- 3 qj o P M A-a-- - P" fa - m P •-0.2 1" : 33 bo fa .2 a Jaa2o^____n_. H « a Sa .j*- a f iS«Bj« .-«. »« , . 8 B S . rt3l "Sfcafaa;aa j}-a « O ra ra fi .5 3- 3 P S s rt 2 -2 fa .0 rt a 61r3 3fB' a a rt c TJ Cm k ° fc fi ^ S p --' e -0 <- o 5 e -S... J o rt B ™ fi jj rt QJ >. 0 iw -- o ■B.^^.Eefi^wBfi --C 3 £ rt rt fi o fc fc ■» fc 01 £ fc O "'rtfcfifirtScj;' oja.Qjfto'tfi-Q&i fi o ti 'd 5? . _p £ ,S .5 rt -U fi d . fi 5 .H -S W -fc co fe rt B ^ ago" ____" fi °- J fl § 8' A O Of. 3 O hh fa ra rt -h a fa 3 a o . a p a 3- - 9 g fa" ■h a x p h- a g fr a _S g s. 5 a aaa A3 ■5 -rt X fr a p c^a bo fc S 3 X a o Aa B o w n 0 < fn a CQ a a O a w ? h5 p> w fa • S H O 01 sa o B 4 3 fr «. z a s a -.1 0 a -S o rtjH S!5 !>, bo a a fr H REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 45 s s a s > -a fe a & o c fa a . A o fc A P _? fa-a' S a 8 fa fr 33 o ■ - S rt "a ..- n a 3- aS_2 X ■-- e P. fi Ag| a & £ o rt B 6 ,. fc o' -B £^ :' fi fc TJ >i B _S fi fc ft In -"• qj -■O -3 S1 .-. a _- P - .5 fi ■-- fe B ft ■ fi to a--1 § fi fc B fi qj rt - 3 ft » ft fi QJ* g £ -B fi -fc - rt jj ag T3 bO fi B b K fi o QJ w fc i—i ' Pi -3 £fc fa a fa a .2 fa 3 fi a a a a 8 s ft ft 0. 'fi ag-a ■S3 fa *-. ° fa _. QJ fi . gj ol ! a 3-' fc o fi Si 1—1 - -- ^ *rt qj rt fl ■rt- h C- B »« B A. -fc o - 9 o -rt - t. jj rt e c 3 2 I _s" a ■? a S - £a a ; fa H fa' p p o i A |Jft|9 ftfc^.; C .— i o * _> •rt v .rt tJ 2 - , rtS .» fi E rt-; 2 S-2 j ftfi fc fi o . rt fi jp gj _-. +» B >} a rt -B fi B fi 3 "O 3 ■g5 *• . p bo fa a a a , a o- 3 a a S &-2.Srtrt £ga BB E . . "tf fc n! fi „- ^"S^ a^3 *.^-gg.a gfa-s .a 3 a- n o 6'-S S S - 9 * a-SaSS !S„ :airt«a „-| m •_ fa_ .— *\\ ka __ rt- ■_§a p s bo fa P a ° a < g ra a h a — qj fa oa ■ H O H H 3 -. rt - g| ■ - o .13 p a S Ba ." a ' ' . a o hj ; *. fa o ' .- at. "?rt E p fc a o a art ft ill a 1 a o is Srt rt---- _ S .si °1sh--s BBSS ra qj ^ 0 fa fc - ^ as. a a 8 § r-- ' a c ft a — i — a a, tj fi bo g a » o ' c" M a' .2 -^ c fc QJ C QJ fi X O fc a QJ Ol QJ fc ca s k rt - , a j = a S - -fc « a o .fc a g g ft s -- rt o S'S'S rtJ rt 't. fi qj fc rt rt J3 a fca* p c a -a a •- qj -a a p -2 p fr a . a So-j-J ■*■ rt g B QJ , fi &> ^. § ,2 -2 ]1'5§ . is 1: i- as ' S rt .2 s fa " 3h In O . g rt Qj" fa .2 bOrt --- QJ rt ■-I _"■ a a - £ A 1 jj - a a 1 B a i -a ! A fa Brtrag. J fa rt ^ ft ..SJS-iSa a, J HH a ft QJ o ( { " O "rt 0 ! a a .a ' 3 c PC" _ a qj- fi a b ? a 'fa w a a a rt . 8 i a o p fc ^ 3 a g = 1 fa ill At i fi fi «y ii 1 '3 « rt • * S £ bo cu w fi aaa 1 a fc 7 p' >"" I S c .2 l» 535 ■Ba -a g 0 -.3 3*i ft-a p fa a _ a fa a, a ra tfl ". P QJ 3~ A to 3 S o.2 Q fa rt ^ h 3 a p ,S ' 3.s if SB jj i rt 'tf to J *H fc - 3 do rt 5 TJ B M lo° ^ m fi a fi o^ 5 °^ fi- 3 >i 0) fc 3 fi 3 QJ fi ^H 3 Pifi d LjOC.fi 3 — # V, - fi O * rt B a * jj fi B ■ c g jj s 2 tH 5 rt QJ S 3 f B i ' rrf Xi QJ rt ^ .3 fa 3 S ° • S °|5 &' ra fa .33 1 a » a 0,-33 a8? p a bo.2 B5S 8 si a Q) tf >i rt rt .rt h rt B 2^ a ■- fa — a g J». •a .3 a *3 a e w aft, on. eft, hai 3f| a a g ' P a 5 • -tf 3 tj fi fc 3 fa 3 g * 5 • a A fr . - fa rt fan a Q, .- 0. 5|ap' if 81 g 2 fr a S 3 .hC3"5' -I a-SS' I ^ a « 3 h a o" •" >, , la^ -°. 2a § &•§' - -a fa .33 P fa fi si.. I O O ' IS , 3 3 11 3 A fi i O a a & h ^ -- a a ra >.a .13 a a »• S „? 5 a ni Si *y: 5 5 o:: oj « 8*9 i-2 si •3 a fc R S fi ! d S « I fi ? ft B M ' S fi _rt » T3 5 T3 > .rt fl ' h « d ? ° fc at It) '-£ "g ■ .p a I 01 ■J C fi fc 3 2 rt .rt 3 2 J fi . bfl M C d p, rt o *» T3 -+J & a fi 1 o ,B 3^g.2 fa a a S a &I 3 E a ■& .a .3 a a a $ a fa a rt ft— £ Jj ft g o p > > 'qj > w b aO S B O a a > a a ^O •Son M1. 1 "oj E •tf P c hH rt >. O +j r* fi 3 0 fi rk r/j I ^ s g B rt ii 0 Q PL, fi fi -a -JJ Ph «J D 46 BRITISH COLUMBIA. -fci S3 © tH o < H O to fi w to x x tH X X X to x « x 01 to x 01 & X 01 to rt X o tH Ol X A I W ti ■ IS-ag 1 a fa h1!o i O fc +j J fi at B J > I* i aB 8a 3 o ° o . fa ° bp 3" a a b e a * fi fc .2 o-o ii 5»1 A aC"2 3 P s > .3 -a 10 P ra o j a - -H S bo m „ i!§ h fe 5 2 ** o rt ti --P O , -I fc fc fi ' 3 QJ p, O J ft 3 o QJ tn : Ss" -. M rt ' ^ a ° fr ias: 3n a a o fa - ft.2 s a a ft ° S ■- o 53 a o Hh a a£2' * 8 g p ■Sfc 8 ai •- T ft B O "g tS £•« 9 S 9 ° L £1 B fc « XQJ | „s p.^ fi •tf . O fc o C O ft. H "J fi +» "O _« «s g a ;> * 3 h £ 3 • fi •a >> -fc> ^ fi fi fi 5B Qt fc fi , Hi OJ J i, O TO _ fi -ri n fi fi -B 5 O ft o. "V hn ft B rt qj qj a fc !P o & 8 3 •°.S rt fi ^^ fi S fc ' o vi rt tt fi d X3 a' a" "fa § «.3 8 ■ 2"S a p.2 p ° s3 a 43 n a >> a 9 2 A A a C °m a a P A^ -H g bO | QJ i| i I fi ri m ti .£ tn S "S S fi B 3SB5 rt o a p aa A 3>i a o ra 3? c ^ fl a 3 2 fl-o ■» -H.2 2 r* -a fa -a a a fi P rt aaa . ga a fr 5 i . w -a 1 fa a a > p a a 3* f) %X' fl fa -3 "H a s -s § a n a g 3 ° a o fc B P ft fa o . pa ° fr "Sa.1 " jj c fi O S B O • b Hi» • d o ft -H - fc -H • W fi ; J-«H B. si si £3 a p s "a fc a o a a g — Bp o-3.g ■HO," £ g bo S "h.3 : ™ o 'S 5J a p i o i a a a 5 p fi-a - ft-2 S ; 'a g "a h a 8 o .3 bo£ bo, a a p .33 .fc fa a o!B a ! A fa ° TO a ■— ? a a s a a § hto p fa TJ3 "i. 3 "fa rt fa It?! • a £ R iS " QJ QJ O bO O -H rt qj ra a> a a a QJ QJ p ra i 3 a fa P 5 a.E fr || \\is$ I hi ■a 2s •S fa .2 S .a -H ^ gl g si Sail! i - a 3 .2 3 Sa ° A ° ho- m h. 3 91191 a fc g , rfi a o fa a.2 p,^ o fc fa a j Aa = S» p I g A fa p fa a p ° 9 ° C « 2 a 3 S • a a fc rrt Cd W lmrtfcU -SSrt.*-lV-»rtS :S.SortfiBfcft^.-si°fcfi E.« at a a a a c a a a a . fc sa8°. fc O 9 fi O , T fi •»J fc o - B O +3 III I S-a8^ 'rt a- ra a qj ' & "CT -- 3-3 2 a 31s! +3 3 rt o S fc -tJ rt X*S ? fc a » ft *** QJ o fi fc fc 75 >. rt s^ O oi rt J^ 9 S § • flStJrt »i s rt S5 "m a 3 3 s>. A o >y . B a ' 6a S hh- a ■a — 'a fa A II a rt QJ O a ° k a 3 ° fa ■a S - a i i > g •p£ 3 bo Aa a a o fc b a fc a a 3 A B :- a S.U » a ^ fa p p a — o a, fa +i a fc a 3 rt a 3 a K a ,-H -a ■S fi fa a S o a o g fi B o •- a -H aa fl^ 8 aa fa ^ fi h ° fr t fa v. O fr a bo fi a .B » a - a fa » B E a g u£ p 8 8 a, .25 fa a' fc ;>, o bo ° iiii g a p a *$i e ,a^- jS-aS-. 1 O B "a tf !»i*a: a g h ra ■' 8 fe^ii T3 -u . rt : rt fi b c B a; 0 fi w O » QJ 1 a^ 15 3 3 S S It A " e fi QJ at .« +j > xi .9 o ^*5 ** fi p S£,a°, ■tf e 2 o ill*; fc fa t, ° S ° ° »• 1 a S 9 « f!J§! p S »11 a ^ 1 ■a a -a 2 ' 1. 3 j* O ra . ;■* a fc 0 > ° : -f .a a ■> "tf « tn ; : 9 +5 *3 ■> •-3 a g 2 a 1 a B_ rtfa > : - a . a 3>. 5 na f a a ^fr a fa . m p >. fi A a a a j a bt a .2 =»a j -3 43 j "rt 6»fi 0) ' = i t fc ^ ! oo- j * p, .ft ai O tn ? ^ ft &D Ct 4 8 .ft j S .rt: fi fc : h a p •*- - - a fa. 3* -a bo a fa a 3 a fr a o'« S A A I & a 0 ■ »45 B v « rt a fi g •a 0 a fa a" fa $ A -a fa ra o a a & a a a a - fa g a 2 .2 g a a a -V m -2 sS - -a _2 -a - 85 M Bft 2 Z £ £ x B - >>s ; ga-g ■■5 fa ° a a - to p a C ^i fa a a fa. ' QJ fi *! ha ! ga'3 1 a a a j ft at 5 « +3 S-J? 5 ft o^ S £ O -rt fi u. fi g a a "8 lij i-^a P rt ' 9 o a ^ fcrt •H H bo~ at •tf 55S'5g"grt1ft O w fifi^.S u fi '« firtcrtoo -rt rtc O o.S fi-»j-t-> dxi n x ' I a hi fi QJ fi oj rt "2 " - fi & _g ft QJ O in 0 s |g o E & fc a a A ra 0 fc S fc * i .3^ §.< &a m B CM tt 4 a 6 o 3 ■4 fr I? a a a ■a li a B §° W o- a a .3 S a a m 3 33 a tn in «1 a ^3 B d rr$ . rt fi 3d §^ "■? ■s m C fc Sa" s^ a >T •sa BH 3 O fc« REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 47 >S2 c j a a p i J jj ■ fa v. i R P — a a . > H rt a "a t*i w a a 3 3 ra h o o,a 3-h bo S h a 0 h bo ga 3 B a . h 3 h . a fr a £ fc fa p o 3 bo fa a i a A bo 3 p - "IS -aa. fa a a 11 8. ft fi T3 fi -tf Q> c| rt ft'B fi fc fi fc . fi ft O ' *» fc b o : S rt 3 tn fi O u m „ 0 o ri t; ; 3 fi E rt p ■*l1 :^sc 3 .- A, SI* wfi tf , ^ cj , fc tn a ' O -fc> R o fi ! fc?SB £" rt cj o ; rt tn !> p fc bo Aa a" o .3 ' o -H E.j 40 p 2 Sa B 2 u ' .e a a „ 3 to a b a ra o o a fi fa 5>i fa O QJ rt || AS 8 >. ft a ^ a ft Ills ■+J rt g d •xj G xi g qj rt fc rt S H 0 fa a 0,-H o 9hS 01 fe rt >* a-a • a fc a ~ o •- bo . 'tl ■?, a ' g'a-S « ra fa P 31 a hh a fc .fl ft-^ ■ h ra 0 >-- 3 3 o -H a 13 «E c fi - fl *^ . ra fl — 111- a > 3 a s> w is ■S £0 a o I A ra fr -a p p * '1 1 a r g I A * a ih a o o-a a A 6 s-3 8 ll a S ^ a 5 fr fa fi Q) "£"5 a 2*2 g QJ O 3 £> S •S -fci s o O H Q < X O to X x 01 to X x tH X X X to X a x 01 to x p a a fr bo 9 fc CJ* .£ B V fi tf 2 0 fi M at OJ afi rt fi fc ft 09 rt u fc o X a" fc B rt fc at ft X bt. -x> DQ •p o X V bo p fc S 2 33 ra a a 3 .fc 3 fi A -H a « a p ., A O S-™ ft S P S 2 Sa oj a A a Jo* >>aa a a 3a g -J rt B rt g rt a a 5 B bo fl a a ■a a a a fa J. ra > 3 P 3 B a a a — fi o a . fc fa ^ s A th C H— HP |2Sa fi -5 fltf fi fi S bit .2 B rtS 15 • fc » fc -^ at fi at - fi ja g -a o fi fc rt fi 5 & ft o tf tf rt -B rt o rt at > _!^ . -^ fi fc •>,a S-S g fr a a fi _ fl sa cn qj QJ o "" SJrt-A 9 S Ik. s B a* rt «rt fc fi 5 fi -+-> "Sb , _£? tf - rt fi . 'fi fci cn S 81 g ° | * "a '3 3*i fa ■ o 3 a $ | -S a •■§ fi *s ; 2 — o -^ H a fl *"S a ^fiS !&to£ g H £ ft 5 B .S O >, ft 9 « 4J B to fi fi 1 3 rt O J _ O B QJ "tf -"0 -t-> S 8 * fr -3 " fa a fe h 8 a ? fa ra — a bo - A A o 2 q, a a a a S a fa b a a 3 g fr QJ QJ a fa -a fr a ra w ' O ra . — 0 a fr rt 3 - St1", SBSaSfag fa 3 - " P a a a 3 a a 'Art P A «j •- a I rt "tn ■ c oj ft rt TS X I ft I CJ i § t * i 2 a ~° !C u B o at c fi ft rt fi OJ QJ , e TJ 13 Ea fi o fi qj B O g -(j ra "2 o y rn CJ ST °-s?!§fa£ rt s - - fi Q> *h ^ Jof". a^iga^aa > a -fc fa -a 2 5 •s a a g.S a a > a 3 o a r a fa g rt a p a p , o ? fi a fa j. ^ fa aaa o faT a .rS'S^fa a^' H fr ■ it. T3 fc > ■— T 5 a S 03 fr rt S'S ra" _ rt - „ E a a a -v bo o £ p 8 s •§ £ a S a-fl § AH 1 QJ fc TJ , to QJ fi e rt B fi 0. "V rt fi ! §1 +5 "tf 2 >>' o a" fc <_, 1 . ■ ■43- a rtjS Pi t) fi fc QJ o 'tf •- r" C rt Efi fc QJ ^s|s"ft| £ o a g a a fa •a fa c c c h -- fa ft_ fa o p a .g»-°°.si: £bora-5 °aa a -Sft g a fc a I - x g a ° - 3 A a g g ra fi a . >, a B a - 3 aa fa a--g j. fi o o ra S X h fa -a c S § °. 8 ° a § ' fig^-jS •^•B fti^ b a 1 a ■g g 3 g ra\""" fl £ .5 ■ a QJ rQ , ra P a .- a 3»a ta -a , » g E: R5 a fc -h o a &1 'Tl. ra Si, ! a —■ ai ' -a 3S fi at fi CJ* iS fi ti# S b-g 8 .3 ra oj a a 3 a o 3 >,. ■a 0, 3 a 8 .3 p a h e r "■ ^ 5 o ; fi fi fi '~ rt o. 0 E «h ■ X CZ a tf rt 3 rt fi ca "qj •rt »* rt «« r fi fi fc +J rtS°g ^•fi fc? 5 *y t*. £ -rt ti g > x fc fi o 9 & & A * * '5 tj toCl » QJ c o tin! ' S x S fc fc QJ 18 g .2 ° I a ■a 2 a .2 a * * -w QJ hw ai - - SHH ^ QJ .ph B £ x fc ft ' ft QJ -rt _ ft 3 rt o o* ©TJ Bfi.5 3 rt*3 +* - -a i? s I a- g. s.'fJ5 ' ^pgg^rtS- TJ QJ ft fi rt Jrf O If SHI'S a 2 n s fc 7: e ■ ~ a o > o fa S -?--.3g3" S bo ! a c ■03 8 a fr-: O HH ■ bo p a 0 u Sfr fa .3 m ! a a fa ."fc a ° I sa 3 q, : ft .2 bo qj "■ 3 a . . S HH -S -3 S ■ ~ a 8-S s-a fa ,fc E p a faC| a a a & fa fc > -ii ..■fc fa a p - h ^ a a 3>i 3 g a a ra B a ^ fa sill fi -^ H Ct * fi ft ° O O *^ fc . fc PQ «W ^ ft cj -I, at Hi at x E . m ra to -H- p hj fa fa ¥ ►> fa" 3 9a S !§»<■* .3 fc o o a 0, St of — tH QJ . fc fi ft a! fi ■rt fc -*j fi fi ft ° fc 0 - fc o ft!?0 3, * a 2 I fa fa fc a a £33 ■=■ « fi Cfl rt fi 3 6C«h b tf fi o ° $ fi fi ^B C C fi rt o o ta «h .rt >rt C 01 H-> ■~ >>£ O 01 -° ft C ' ct H fi m to * O rt 9 ^ a >» B-a fi r J fi ° S73 O fc ft fc « rt O O QJ te fc jd ^ fl BD ^ B3 QJ fi g. > >. I fi g °" ti 3 tl +J rt o at 4i fi gj s tf S o fi 3 +J ■B O ft .2 ^ ft rt "X s QJ fi •fci 9 at O fc X +» dj -r> OJ rt tf bo & fi rt rt fi 01 TJ S T _e ct " ^ ± rt . O fi TJ 'rt aCS a a , 3 a a£ a £ 2 2 " 3 a S a a at fc b£ fi .3 a a .: E B f &l« S as § .2 S ra -3 fc O 01 „ I °^-fc: — ... -a "P •- rt O o a — 5 fr o fl »'I1 a a.g S a a o 3 -a .-fc o a b 3 °a a S w E ° fa ■S 2 fa , -s 0 fc t; o a - p ^_ 1 9 & 1 aaaa ■i'S S 8 -.-BO a j,- o" p boa -1 a a a .2 H* c a > 01 « « fi w l-H O tH Ol tH g a i! fl B a a sa o fr c I bo B rt o p a a - Sh< a i o 3 3 o' O ra 2^ at rt TJ CQ fi ^ SJSfi at fi fc ^ *h >fca)F '" J,-5.flP fl ° 9 J itf Q) QJ fc &J) fc : Pi's to fi-t! oi at fi *, -fl ,2 to be tn o O rt hS * ^ P QJ QJ ' ,g to b-c-^ rt rt > ti d d ^ "tf 'tf .jj « a-a 3 ft Q.) TJ ' a u X . hj ■-■(■■■> rt C o Ol 9 o a fc 01 o C 0 ft fi ci o ft QJ fi M V a. QJ S rt fc rt fi fi ' rt ~ >» 2 j§ fc o fi 3 fc fi -rt) tH fi. SO "S fc fc T QJ S fcSoo^fi* •rt i £ :>, .5 fi ft o rfi ^ .fi rt rt TJ rt rH O fi © 5 to^j§ o 0)" p- bo fi ti , . - Bxt fc rt fi ■I a a' ".a 3>i'a £ a o 3--..S fr fr a H 3 a bo fa ^ g w , a ^ ^j p bO J? so g a c £ a t; a h •- - "h c o bo bo a & „ ca g g hh fa ft a 3 8 .-g S ll 8 i a ■? & a. a p "a M i a a a § ■° § a | i fi fi 'rt ti , O fi rt tf -u SIS; :s fr ,_f'| rt S •rt .- '-X .— fi rt „ rt rt V "to fc QJ -fi 3 c 'tn 0 a C QJ ft fc fi ft so rt > c s o c to o "3 a qj 0 *» "3 m -rt fi TJ "tf a Itf £ B d > o fi i2 rt fc a fa a fa o g 1 . " P « oa : a 1 a bo fa ti a 33 a o o fa p ■ ' a 1 fl I' fc fi fi ^ rt tj ° fi ' tc fi fi cj ■ 5 bo *3 B -B _ . fc fi fi > O TJ ,rt? fi ** B ? 5" ft o fi ft ■ fl -I a "S S -8 a I . 3 bo a .S a. 3>iO •°a ! a g .5 „- I ft bo a I'Sis 3 a ra 3 p a fa h ij . •>, a 'fi-a a' • 63^ ai. ! all 13 '.a |?si i" a g-g g-S g a.rt"S n^ o a a 3 3, OJ OJ a o ra m O ft a o ^ a, . a ft, 35 S°t1 .*„ ft a p a .-, p a . rt ft -S3 bo 3 Pi a O a g 3 ft 3 p sh boa fl a a a a — fi . jh 1, a u •a fc q a 0 a a ■S S S 3 fc 3 o" 5 3 fa 5 & rt ra X 5 3 1 £ fc 10 "fi fa sn 3 .3 ° a 3 — -3 a - I S fr S3' 3 rt5 0 tn - ■_) - o qj fc at bo -C "S tf *h fi rt rt ' rt ch TJ o a fc 1 ft o fi ' S-? fa "3 te tf ■^ S fi u fi -J' u rt HH> \\ 1 o x o '■■§ n 1 iS O at ! fi -Si1, ! o qj rt 1 ft.s S ' ill! ,'h5Js fc O ra a-s a a !* 5 a.2 a 3. p p £ £ ft ft Afr.33 S S o ~ , ft a hh p o 3 a, A p o J a -^a 2 a & fa a • 8-? §"§2 ■-a "42 C O rt ° l-a; fi o 3 fi fi ag; a fi S fc b. - 0 a1 o o a fr rt o . a a & - a 3 3 a ■r-i O •rt . bfl rt fi Hfi fi 3 i S -a •_« ^ tf o If! aM " d >— - to cj B 'fi1 at 3 fc "* fc ' >3, 3 rt fi 3 | rt o £ tn *" fi°-°a .2 CJ -^ tf 7= TJ fi ^ rt 0 j- rt M C , ^ fi >> w 3;1 +» rt fi *rt -° Ih fi .2 u rt -h at fi o tf rt " ' exx ft ?j at -. o rt E2 fi fi fi ti B f o . ft J, . S fi TS B" B fc » fc S ft 3 3 fi fi .2 r I ft rt tt cj |j _m 3 fl hj - a "•> cn fn fc B w p d ^ ct o . I* -fi *3 ft "B rt h « at at '" ; fi'a fa a o | +j fi o 01 z b .2 fi fe to J3 -^ -rt ft o d g • 0 § QJ tn S g ft+5 a 2 rt 5 w fi B ,fi TJ £ 13 ,; •§ 1-1 S P -" a, j? fi a J a " o "g .3 i? p a 3 fc O -^ H,- QJ fi tf £ ft rt *> qj ■ fi £ 3 d -a - si fr a ft o 3 „ rt fi c a fa — a E I 'fc fc 1 95 a ! E7 b £ 2 sss ijjalla. ■ fra a a ""^ ^ x 9i ] X .0 -= +j -P C d a fi fi v C B^^ fi rt rt .« «w rt B tf ta O *M O^ 1 fc d P fi ct S MS rt fl o a 0 1 > p* o ►4 S > s s 3 3 P 0 fa fa . QJ • P rt§ s> .0 .0 CQ a co a S bo fi I o-2 ft ft fc o rt O fc QJ .*" ft £ a a n a fa a S "> * ffl «, a sag a fc a o a ' p p h a B Aa p" 1 SS HO°ia 2 H fa P^ S p ° fa a 3 to . 03 -a a S3 -a to si iii o a a - * a 3», g " fa ... * £ a o '3 t, S ra ° a a ra rt . S ■a o o - fr a " a .2 „ pa a .2 -H -a - — a '" a o - '» a.^ B 3 o o 6 B at c fi tn 5 a §° S 5 3 fa fa 3°!J Ca-2.fi a fa ^ 3 a a O rt rt 3 *■ a „ a B'g'S bO hh "fc -H 2 a fi .2 a - .3 fa a.— oj fc a fc u O — P iin na-- ■fc a -fc . 0 » ga 1-1 >i p"-C 5 - bo- a a '3 a &a a a o a -a fa a n g fti a ca o M 5 fi p ra sllla r2:H2 O OJ fi rrt «rt fi 60 "* ti 'd ti - S fi fi fi o ■fa.- S 0 fc >, rt .fi rt CTJ w bo a fe S 2 .£ 91 b I s g QJ ■*• I—' fi ° ft -rt5 b ^a t,^ "SSg-Sfa, P -a n o rt B H" B fa. - 3>i a j, * a 1 a' 2 a 5 ^ fl £ B - S 2 S & J a a n" fl, p fl a p bo'S a ~? 11 Q C M ■+-> fi rt „ g tf .-. at -2 fc i2 B B ot£ ™ tn ct ° * tn hB n c _o cj o ■sa ! 5 5 2 fi fc fi TJ ° ° tn m cn hj a S >> I a tn ,2 fi o ft fi d ft "3 ,'p a a | g *a » ft 9 (,_, rt T- B B o ^ .S g 53 fi-%* fc s oTu >> >» fc ft tn fi fi O fi d ti d •« ."rt bo o qj fi rr N a *3 .S rrt >> 2 Sfi ••tf -g rt M ^ at rt -S fi « !|ft1 a ra o 's> rt H^ HH 3> C O £ >i I S_ ■a -h a .--a C fc a fa S •a £ fa b" a S&|1b JJlsl o to at fi B B fi si- < g-rt' *1«" o cj S - C v rt CO T* grtt a H a a a .2 a a o oJ fi fi at fi ,rt -p r-l 3 fi rt >"ti a i x B bo 2 B 0 fi s QJ fc B ft fi rt O ** rrt. 3 to rt fi ' 1 fi £ o -J tn 33 | B $?< 'ti fc .5 to O t> rt . ft •* m ^ QJ p fi o • 2^5$ 11 i ■h a 'S a 3 - fc >• a a "fl a a . "Ha t ■£ a p a ■- ^ ra p fa .2 a 3-. c" ■g 3 a § ft fa. a '-a Spa a fa 2 ii . a a fc S ft g 3 a A >i.S ■a a I fl a a ft 0 5 £ "S ra O ft a fi rt H, fa. j 2 .3 bo " '" a ,. -in 2 E 3 a a fc p 3^a a g h^ bo-§ fa fa a K ft°|a 2 1 -S n5 fa^ p a-° bo fr a a a bo 'S a S s>i fc p Hj-a o| 2 ^faj t o ■H at fc -Hrt 0 a o br (U a a ft rt S V o to "qj 2 X 4* T-i 01 ^. fi bOfi i d S b „ > at at fc tl f?^a° S^"«3 a i o fc a Jj a ! a ° H .3 P I * fi fc H , -» S a 0,5 a a - ra rt iinCa HH-J bO fa a a 2 bo 8 £ fc fi 3 £' i A - $£* :s&°-ea» £& fi o >, a g p hS -3 ra" 3 ° d r=i * a 33 A i a g a Z a .3 g g 3 § a ° E 3 a 1 fr 3 X Q 01 fc fi TJ ilafll ft m " "B . ! ra 1 a a Is! p .3 p &a p O 3 -H fa rt fi H g tfi fa rt a Si APg ■a •b5.».S ra- ° 2-2 o fi -rt +J „H J g m i •gBS to S 3 a C.-e i a a o , 3 2 a t. , ra - to S fi a a "* c § S 3 aag fa" g S 1 1 I* fc ft fca 3 g .0 o rt ? rt IH fa 5 ft a a HJ : fi si. '3 MP il- O „ ^ rttH O -tJ rf X fi fi QJ >rt O ■8-pf as c ijlgiji'seu a -a -..; ill fi rt +> ti o 2 fi rt rt o a si,- its S at. 0 ft*tt O rt o is • o at tj to ti : ^j at hj -2 -J go 3 ft B fc -! • ' -B 3 fc tf ? fi 3 "S 3 - - >,.S rt '.s g- ? . °, fi 2 *H rt ° - oj rt " .S fe tn « fc S I S ft to,-, 2 ii g ft ft rt B QJ fi " Ol "H at w .5 QJ qj fi -glfi — fi o rt fi all m ° a bO ra p p" 2 ' fa ft . a ^ -' o fa, . hh a a ., a -H p +j a bo o a qj g a bo aaa h a a 3 a - fa p a T .- .n „ a to o 3-.art - 3 p S a bo p,a a £ fc § o. a a 3 S 3.3 3,2 B a a .iJ a ~ 'S'E 2 n ' 3 fl a a 3 sn rt S o a a .g .3 a • c -p-S g p "g fa bo ". ffi* i-5 E" lO ft.rtfi O o ftTS+J bo .: <] < < il d O TJ fi +j fi hJ tyHH^£ I . o «h ft : ri « H w i a | .fc (, , a 8 »3 2 Cart s S i'fr 3 ™ -Jj "^ cn 3 TJ 3 S| 2 2 2 -B O fi d fc fc at 0 X +-> rt 3-3 | g big i .2 .3 fr - p - B-a£ a gg ftfi *9 J- fl cn oj rti S a5 -2 a Sa aaa *^ a ft « o S a^5 a "° a rt 3 O HH HH o rti -S gel" 2 -H fi 3 g' , lis! a ill Xt rt rrj , 01 M i 2 ft f : 11 a i at o o i go,. •h a M ; rt rt fl •> B .' *J, a p h^ ; a hh -. a "a a g 2 2 s g I -B tn .it; ( fc 2 a -2 i-i fi trt -rt TJ *" fi ' rt („ d \\ hS&jSJ cj*'-j 'tf > fi ft w -J -2 „ B y rt pj >> . o a*-l oSS ■i^a o - SO QJ fa - -B rt m QJ fr-Sn? +J ^, TJ "% ^, rt c »rt fi hj "fc fi" .2 QJ X tl 01 rt MM QJ 9 a fi d fc =rt 1^ fc O fc 0 +-> DQ TJ 3 1 X 3 "ci fi p +> DQ fi bn i fc fc 3 fi o at b£ rt 0> S fi to fi 'u a fi Hrt fi o 13 a fc fi g7 o >>fi fi -fc" .2 *cn d fc o at a. >> ti tf at cc ■a s^.b 'ft a 8 is . >> a ra . oj a — >, ° a >, g a o S Eg Ills 3 ■- a < a fl * s a .B a Sp h, a p a a 3 in a .3 i.-sl a bo^ l5-|J ! a A fa - i-p fl .-£ a a ; S ° a j " a 'fa ' 'S - W g I J s p -rt R rt B S rt s ti a fa 2 a a > Ph d Z o o o o rrt fi OJ rtH .2 fi E rt1 rt tn isH QJ rn EO o 3 o tn 0 fc 3 tc c * ^ rt rt at rj- d W o TJ B 01 ffi CQ Jh* -*j m fc TJ ►.; TJ O Z O 4J " hJ TJ C) •P !? TJ o ^^ 'b "b fi B fi c p p P Lj p p 1° £ p a a J t E § to ,3 ■^ D 52 BRITISH COLUMBIA. s .s •+J s © tH o X o to < x X Ol to x x H tf X X to x x X 01 to x o Ol « X tf fi 01 X o Eh Ol S » fa 3 fa a ra -3 E-S 0 f£ QJ . fi fi at gSs B fi .2 to O O >, QJ „" a TJ JJ QJ d qj bO ft tn "B ti 0 a.s- a.s rt. fc tf d faB 1 bo tf 3 fi il o ■ qj fi to O fc >> fi .£ -P "~ fi fi * rt - > 2 £ ' C QJ o a a — HJ P a -H - 3 V a t. a 3 »t ii 5rt0-; fa rt HH p a , a « Ji ■ B I a g" m CJ - *, a| !■«' p rt oj jo TJ fc 3 tf fc O fi ."-' K ai fi -• a fi fc o QJ 0 -p TJ QJ hJ a b" .2 '-x> rt fi "rt C C .2 "rt> a V fc cc 1 BQ X at bt rt 2 rt fc at fi V fr fc QJ fi fc il X B rt fc HJJ t; at z fi b" rt s 03 00 c 6 O rt rt B tn fc 0 p 1% c u rt > B E tf £.2 p" ■~J!C •3 B O ,a -H a c p ,a P a E o S s. S.S I ~ p s fa 3 - 3% a o 'sill •2 ft CJ -O »■» S» .a < - " .fr 3 S ra o B fa j a >■ S-g fa, E a a a a . a b, g J3 J •=• • aa fr g - A, i. fa 2 p, o cj O 0 ft O -a B ra .^3 O.T3 t^ ra ra qj a, qj fa. , O a ft hj " bO S P fa 3 " bO . ra" fa h3 . ra oj a a a • - fa's a a .g B-fl 3>i^ P S P B a ° a a p a ' -a 3 Sf 1 &•" g a aa o fan"- a i? - fa- g m qj a fr '3 o ft o 3 O fa ft a .2 b.2 qj-'S fi S p 5 :.^2^ * a? s s 2 a a a a a eg s. a -fi rsrt 5 >> fr-g ft| fi rt - ti .9 'ftfij bO ft QJ fc .i« Q tn ^ -H -*-> Srt'1 a a a a a H bO fa_ a p a ■a g - a 0 § I a at TJ " cn c 6 i».S If10 1 fa a fa g 3 A o ? »* fi rt — art. a - a 33 ' B a S a I 5 a a a , !°BjT B -rt 2 X i .-Cfi1 ft.S ^ *H g fc rt _ fa J9 a ■ a a a a bo n : S»'k" 1KB a a ■ Kg S's fi a a aaa ft l" '3 S b,-S S a o s a, a j x S B S. -; fc : § a" | ft tn fi r S'fra i~ a -e — a fc a fra .« a g -■= .-a fa == at _ i bo o ti rt tf 3 rt fi t 01 Sh S--S. o » fi S .2 § ft-j n at -■tf bO fc QJ QJ d O 9 m fi +» BI £ -■ •a bp fa t. ° .3 3 >. a qj-33 2 iS a 'a -3 a B a ^ 3 Aj? a fa - a o ■a K - fa „ a a « 3 So 3 h 2 «!.o 3 O fr . o bp B -1 SjS| SS m ra o a _ a fa a a hh i a bo aa I III 3 a bo.- -a A fa p " fa a a - a « g 3 ft 3 a ra o a j, .3 B ° a " ft >. . ■a O fa a _ rt S fa. a p g <• fa bo £a ?||2S. , g-a ! A S 5 'C ' ft fafai 8 Qt fi fi s B rt -2 0 o* tf rt 3 bo OJ fc 0 QJ rt x X |3 rt 1 ui 3 fi £ rt fi fc* rt 0 *fc c fi fr fi rt fi p. GQ oT fi d fc OJ >. o fc o ft 4J H_ OJ ft o fc ft c rt to fc o c >> o a" fc c 00 tp o o CO d bo u 9 TJ cv ft fc 3 cc 3 fi Hrt at" bt a 9 bn X ■fc* o ft fi TJ O Sh fit O 'OJ rt fc c TJ C fc QJ fi fi | O >. fc fc fas TJ fi f -, X C fc 0 a X zi: ■bo rt a rt tf d B a fc ft to j2 fi O "H fi 03 £ O fc O 09 0 jj fi #o CO 5 A tf fi t .2 o Z -fi QJ '1 Sh 9 ft o fc -2 '3 9 ft O fi ft 5 ft K OJ o a E .fi' cc W 0) nx t>» o s >l IS 0 £ 0 -fc> 09 X 0) be rt 2 rt tf fi fc c OJ a* 9 t<. rt £ 'be dt £ fc o CJ 09 1 o fc rt .3 o fi fi t>> '3 fi OJ ft 0 ft fi fc o +* QJ fi 9 X fc rt QJ 09 EO o B QJ TJ d B fc 0 -j o 'fc at X ti Z.4 1 Tl B s t> C3 S i. K > (A B Oh B 4 d s o 0 a 1 5 .- & E ? a if W £ t a S bo fl W o «a bo 2 4 Ol , « .£!" g JH +) cn tn qj qj £ is faO 's a a J5 SI REPORT OF SUPERINTENDENT OP INSURANCE, 1947. D 53 at B 0 "™j fi +-> 0 g +j fi t. o to fc o n fi o fc d 1 o so fi AS 0 rt tf to X co S 2 -p X3 B d fct at 3 B fc 0 -p o 'd rt -fc) tf fi rt X at a 0 ft at n B d a CJ fc o fi d S B AS 0 Q fi 3 rt t fc rt 3 '"■ TJ fc fi > Hrt X fi lo .rt 6 fi 1 fi 3 fc B 01 fl. « £ 2 111 ^.2 rt 0 '"* "oo fc 01 1 0 a fi X ft o fc fi >> rt rt fc at 9 bo rt cn m £ fi £ o bt rt t 9 ft O o fc ft fi tf fc ft to S - o >, 01 at d tf ft S CO s?l fi c CQ o 9 d X X t Ct B at ft 0 fc ft w bfa rt i fi +-■ C -p tf 9 -rt X o o fi d fi S » " ft tf fl TJ . B rt rt o 01 g fi >H 53 bfl fc B 0 o 0 X rt ft C -rt o fc o7 Q X fl tf Itf at qj -P -p c a a a £ a S s a B „r ■+J CO M | fc -P co fi ft i B as v fc K p rt J o +J rn •rt +3 it fi QJ T At > rt at TJ B rt -p 0 C 13 oj rt o < > c B o c oi Pi a > a t-1 fa -£ P- fi O C Tl fi M b i H^t3 fc a b ■££ fc c t-H +-, 1> -tf fr fi tfl rt X *"S - c .2 01 fc tf fi c *3 N c o c 4-6 p fc . fc 01 ■ QJ O c o * ( x g A .2 § fi C N > ^ E-i o rt to fi cn an fa rt H m P 0 « W Eh «! P5 o H CO a" * 1 a 3 -p fi 53 .2 tn IS fi 3 xi c rt 0 -P DQ u -43 c ^ co fi' C .2 8 CO IS -p fi fr d 45 tf rt b rt HP tf d fc C (fi fi o o TJ B rt ft 33 C c fi o g ,S ft fc Hj O fi rt d fi .2 "-p 3 fi" c -fart fi" p *p B -p *-p o fi -p to B fi 91 '** -p CO C o tl c c ft fc to fi O o .rt ° *-p ^ ra < c o X *H c o "-P rt fc -P co .2 o ta o H-> fc ft d o fc **> fc o ft o fi Vt 0 "Z fc o X ft 0 .£ tf fc rt tl O 'tf 0 fi K OJ o ■fc .rt fl ot HH* o O fc o cn X o 01 ti * o QJ 3 ■** 3 3 fi -P d '-P rt "£ ti 01 fi -p o at [o *-p fc 9 sSJ fc ti fi 1 fc d Ol H S rt C o ot X X >. QJ o .■§ X CO X fi o> rt TJ -p fi >, >. at o X p X N •P O TJ a tf 'fc O Qi" □9 g t 01 ot X c fi rt £ fc TJ CQ CD 'fc o 01 0 3 d fi fi fi X 3 *S Ai -p +J o fi 3 C .C ffl "« ra 0 ■p rt at S a c 9 TJ B « o DQ QJ -p c at a to 01 0. 01 at C at 1 o fi B at fi z c fi M fi t^ .; fc Qj" AJ AS Ad A3 A AS S £ 9 ui fi a «N OT _o 01 fi 0 o "5 o at fi o ■p rt ■tf ^ TJ 43 TJ •0 TJ tf t: tj e an and e an lawf a B R 0 fi fi B C 0 B 9 d rt -p rt rt ci rt QJ TJ "5 o Qj ot QJ QJ QJ at 01 oT '3 CJ QJ «H tH "H «H «H Jt. tH H- «H *H «H fcj rti *d hH p3 Hi I-IpI fiPH p3 < p3 ■^ * C B C fl fc 0 fi .2 o fi a bo fc' I X o o B fi > Ad fc M rt rt rt rt > rt "IC > 01 3 O fi « a 1 12 eq > >> i. > Af o o TJ o fc 5 > S c e c !> c fi c rt > > tf o -p o > at" rl F. Basse, minster y Cecil D Vancouver fc 0) > fi TJ rt M W 0J 01 TJ fi < Sh » ■ ai Et. fi TJ > "OJ O fi? a a t»rt fa oS ?«6 3 _ Bfa rt bo at fc 'ft 01 ft $4 1 o fc rt fc b rt Ad .ti c o fc fi «1 0 « - „ a hh fa fc B 01 H o • 01 -p rt O ■p S o o 3 fc rt o S 1 fi I. P H w s* d O to p^ CO fc. +J H o t. o fi fi o fc 3 £ rt +* -P o B 0 B fl O H o pq fi ^ o Q -p g «p o o fi B & fl Q rt fi ^o £ 3 rt" ti 'fc w at t. o fi ot -p i—j cn ft fc fc 9 01 TJ fc o Ol a [ S3 ,rt rt S fc 0 ft 9 B < fc EH "3 ft rt o fc < Ph < % O w s 1 <5

to* rt o Association for Lutherans Associated Canadian Tra Alta. 0 B o "B P B fc 4. +j rt fc r- .d fi fi .3 TJ rt B rt P at X -p . tH d © ^HH . fa A a MO -a fi O tf fc 0 V: fi d fc K fc O •3-J [fi 01 fc 01 -p 01 fc 0 rrt «H o fc 0) TJ fc O -p fi 01 tf B QJ ft at fi fi s tf* o o fi fc at X +j o fc M fi rt fc at X X t, % *c ( p a c c X a ( t -p .rt e o wVQ S B fi 1 c M 03 a Hi a a D "c fi rt 0 z p 5 > rt fc c \\z %■ c a fi 01 1 B at M TJ fi o ti CO *tt o DQ 'd it o Pi o X -p tH O : "o « 3 g £ CO fc £ "o > d fc EH fc si ^^ -p o X O Oi X X E 0 rt-, O o fc at TJ fc o C .2 '3 o to cn < -P td ot fi o CQ to x "b.2 a 5. a tf S 5 30 "~G -P a a e B ft B 13 ■a- x \\ < H fc 0 w fi X i-l a 5 o CO 3 DQ 1 D 54 BRITISH COLUMBIA. 3i fa 3*. A £ A a a. d B,rt ft ass O hh O 0 So aS a a rt 3. B a fl a ■£ a = 0, S g fl <; ..fl >. Qj 01 c fc O 33 M 8 a & a a O o ft o rt BrSrt 01 rt 3j 2 ?g 3 b a " fl" S aag a t3 b •a b ? a h pq jj Ol tH faH Ol o ft. X X s fl-- I I a ft 01 O +J fi fl -p -rt a « w O QJ TJ O O fc oi fl fi rt at fi ^ A- fi to o d ot flfi s s U « ra < -H*.-fi at E-i UgO: ti j-> >. - fi o -p c o -^^rtojtfS %S£4ZS">a rt S CL QJ o M x fc -- fi rt 5 c "fertrtTJfcrtat fi£>>fcrtaifcfi •"■Sj^BceS3"^1 TJ Qs tn - n <» , si |d*^j? up •-. . 3SS3 a . fa, o o rt °« C ,o Jfa « H? „ aj rt g.rt*H - hc'ScS'SsS HH a* 3 .. ,D.pjl3 i rt ■> §B a a _ a fa „ . S « £ $ 71 ! o a ■»<. a "g I 2 a a o g fl a a^rt , rt oi > o -t: 5 fi rt m > «p ? g ph x W p O i 3 .fi >> ...2 fc' i S h-i rt ti s% a O rt (fa-3^ g B O fa .B a „,..« a, a ft o fa < x X r-i X oi X I—I Eh X HH o o CO X < to « X Eh <* X X X to < oi « W Pa fi Ol X o CO H a < to i S S3 u«5 O fi1 o C O QJ rt o fl at fi d o oj S C fc O to 5 " a a c ft o a SHI 9 9 tl i 54 rt fi a 3 •fl a a s ^ o a, a 33 cj fa ft ft aa a 4, i " a Sa c £ S fl ra h33 a rt HH fa fa i . . a a a s a a .33 a f}> _J f. 71 rf\\ t . y . r . r . Hi fc CT 5r* QJ Ol fc fc fc fc O a, Ih fi "fi C .B »* oj 0! rt « iiii'gg a a OJ a O 0J fa o KftoW Z it tu i cj : fl a ^ § ; fl< ! a B "a . ■e fc >> a i CO ■4 fi CO fc-' ot fc -p at - B "I" ."rt o rt e n ; rt o fc „ a a -a a an a c " ^ rt rt WOO s>. "» fa O 00 QJ fi g<:s oj bfl co > ^< i fc _ fi H-> QJ I j3 ii t3 « fa 1 fa . 'fa oj tp ij rt f p 6 .il ~ a fa -a 3" ffa fa rt SU I 31 ■ * fl I Stgt§B'" : fc O 3 B .ti C ft fc 01 9 > bt: q £<: 01 S"? oi _sj QJ tf « fi fi rt at o — a" fa tfl cj C cj (Ll «£ 8 ft rt hh a '33 g fa a g a a a a a cj o fa- H < X o fc « fi w fc w Eh X O fc O HH Eh O H oi X X a to x Ol Eh a *. p z 3 •j-' sgsS *" c fa. H U ° 5 & S W.2 o.-rt m fi br fc rt n^> i Sh»s*!J M c d g* hSsS-b5 ■h f a w 2 fa 33 a a S £ fa a a f rt a fa a .gP,B. gH faj -2 fl M £ „ SSrti a 0 33 fa "sa 3 S ° ,° ft ■a $ p, >a F o Eh fc rt S° rt H w rt ft. H u hH w o Eh O fc •< X Q XI rt X o o « ft. HH o H « X o H M a'°H? s o-faS >■•§ fa . fa. o OJ . S fa a ;rt^| fa « fa hh a ► Mil 2 fa S.-S-S a B ag . fi fi OT P sj^^-Srt I aa»„ fc ba a -jj at I -g •- § - ^ K a a fa b « oj o a hh B a IH "a ^3i ^1 B a h? S.S fa * IJggi w w o an w is to « « fi CO to aa X O CO X fc CO 3 CO I fc a to fe faO 2 « 4 s o REPORT OF SUPERINTENDENT OP INSURANCE, 1947. D 55 Annual Statements of Provincial Licensees. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Capt. S. Robinson. W. J. Al'butt. P. M. Chaldecott, E. A. Albutt. F. G. Syder. F. G. Syder, Secretary. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value). Cash on hand and in banks _ Interest accrued Accounts receivable $63,991.62 784.38 606.71 93.46 $65,476.17 Liabilities. Reserve of unearned premiums (net, at 80 per cent.).. Investment reserves Premiums paid in advance.-. Capital stock—- Authorized - - Subscribed and paid up.. Surplus Profit and Loss Account. Premiums earned (net) — Claims incurred Commissions ._ Taxes Salaries, fees, and travelling expenses- Underwriting loss Other revenue— Interest earned Profit on sale of securities and real estate Decrease in deficiency of market under book value of securities.. $27,130.67 1,067.62 1,138.66 $29,336.95 $25,000.00 10,000.00 26,139.22 $65,476.17 Net loss $19,347.85 11,716.90 557.58 1,570.02 $23,717.83 2,204.14 135.00 86.50 Returns for British Columbia. {See page 83.) 33,192.35 1,474.52 2,425.64 $7,048.88 D 56 BRITISH COLUMBIA. BRITISH PACIFIC INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. H. J. Baillie. T. S. Dixon. Frank Parsons. C.W. S.Bell. J. H. McMahon. H. J. Seed. W. S. Charlton. R. C. White. Frank Parsons, President. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value) - — $81,647.50 Cash in bank - _ 7,836.00 Interest accrued 665.75 Agents' balances and premiums uncollected (net, commission deducted). ... 10,380.68 Amount due from reinsurance on losses already paid - _ - 570.70 Due from reinsuring companies—taxes - 53.73 Automobile -- 1,725.25 Furniture and fixtures - 4,895.77 Prepaid expenses — 699.73 Incorporation expense _. — 3,450.00 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1947 $784.93 Automobile __ - - 1,725.25 Furniture and fixtures _ _ 4,895.77 Incorporation expense ... - 3,450.00 $111,925.11 10,855.95 $101,069.16 Liabilities. Provisions for unpaid claims _ $3,868.71 Adjustment expenses _. 78.13 Reserve of unearned premiums (net, at 80 per cent.) . 24,602.71 Expenses due and accrued _ 725.65 Taxes due and accrued 1,250.13 Reinsurance premiums 4,610.67 Return premiums and balances due agents. 332.67 Capital stock— Authorized __ :. $500,000.00 Subscribed 200,000.00 $35,468.67 Paid up ....._ _ $88,600.00 Deficit in Profit and Loss Account 22,999.51 65,600.49 $101,069.16 Profit and Loss Account. Premiums earned (net) _ _ _ $44,621.91 Claims incurred (net) $12,452.79 Adjustment expenses 70.86 Commissions 14,048.99 Taxes _ _ 1,727.96 Salaries, fees, and travelling expenses 11,049.17 All other expenses 8,254.17 47,603.94 Underwriting loss _ $2,982.03 Other revenue—Interest earned _.. 2,466.11 Net loss _. $515.92 Returns for British Columbia. (See pages 73, 77, 81, 86, and 91.) REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 57 CANADIAN HOME ASSURANCE COMPANY. Head Office—Montreal, Que. Directors. R. E. Schofield. George Cowie. G. Gibeault. R. H. Saulnier. E. R. Schofield. R. E. Schofield, President. Statement for-the Year ended December 31st, 1947. Mortgage loans on real estate _ .,. $1,750.00 Bonds and debentures (book value) - — - 393,648.50 Stocks (book value) _ _ ~ 134,723.94 Cash on hand and in banks - — 44,532.88 Interest accrued — 3,300.74 Agents' balances and premiums uncollected (net) _. — — _ ._ - — 67,198.19 Amount due from reinsurance on losses already paid — — _ 985.66 Surrender value of life policies 25,971.91 Refundable 1942 excess profits tax — . 919.33 R. E. Schofield, commission - 13,111.41 $686,142.56 Deduct assets not admitted— Deficiency of market under book value of bonds and debentures ..._ $11,003.00 Deficiency of market under book value of stocks 8,986.44 19,989.44 $666,153.12 Liabilities. Provision for unpaid claims $107,968.75 Adjustment expenses _ — 1,720.75 Present value of claims payable by instalments not yet due _. 10,000.00 Reserve of unearned premiums (net, at 80 per cent.).. : 189,014.45 Expenses due and accrued _ 500.00 Taxes due and accrued _ _ 11,000.00 Reinsurance premiums 8,085.61 Contingency reserves _ —. 1,220.00 All other liabilities— Accident and casualty premium reserve $50,656.05 European, general premium reserve 28,344.58 European, general loss reserve _ 50,000.00 129,000.63 Capital stock— Authorized _ - _ - $500,000.00 Subscribed - 300,000.00 Paid up _. _ 113,905.00 Surplus J 93,737.93 $666,153.12 Profit and Loss Account. Premiums earned (net) $341,903.81 Claims incurred (net) $152,755.29 Adjustment expenses (net).- _ 4,003.67 Commissions __ 152,021.94 Taxes _ _ 12,097.26 Salaries, fees, and travelling expenses 8,000.00 All other expenses ~ .'__ 7,536.71 336,414.87 Underwriting profit $5,488.94 Other revenue—■ Interest earned $9,787.51 Dividends earned 5,468.74 Profit on sale of securities and real estate _ 6,771.89 R. E. Schofield, commission 13,111.41 35,139.55 Net profit $40,628.49 Returns for British Columbia. (See pages 73, 77, 81, 83, and 86.) D 58 BRITISH COLUMBIA. EMPIRE LIFE INSURANCE COMPANY. Head Office—Kingston, Ont. Directors. Charles P. Fell. H. H. Blakeman. D. W. McCormick. A. H. Keith Russell. George J. Guy. D. R. McLaughlin. Newman A. Fairhead. Hon. N. P. Lambert. George M. Orr. Charles P. Fell, President. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value) $226,286.36 Amounts owing under agreements of sale of real estate 12,924.48 Mortgage loans on real estate 2,695,435.01 Loans on and amount secured by policies 682,005.84 Bonds and debentures (book value) 9,827,402.22 Stocks (book value) 1,908,924.68 Cash on hand and in banks 93,758.15 Accounts receivable 54.15 Agents' debit balances — 41,549.32 Debtor accounts (sundry) 382.97 Total ledger assets at book value $15,488,723.18 Deduct excess of total book value of ledger assets over total authorized value 62,727.18 $15,425,996.00 Total interest, dividends, and rents due and accrued 138,855.46 Premiums due and uncollected or deferred (net) 234,507.32 $15,799,358.78 Deduct assets not admitted— Cash advanced to or in the hands of officers or agents $41,549.32 Debtor accounts (sundry) 382.97 41,932.29 $15,757,426.49 Liabilities. Liability under assurance and other contracts (net) $13,414,835.00 Liability for payments due under contracts (net) 172,023.00 Provision for unreported death and disability claims 20,000.00 Amounts left with company 359,934.00 Premiums paid in advance 18,405.32 Dividends to policyholders due and unpaid 2,196.00 Provision for profits to policyholders (other than deferred dividends) 40,000.00 Profits credited to deferred-dividend policies (net) 70,451.00 Provision for accrued profits to policyholders not included above- 20,000.00 Shareholders' surplus 13,513.95 Taxes 30,961.24 Salaries, rents, and office expenses due and accrued 9,675.67 Medical examiners' fees due and accrued 1,595.80 Legal fees due and accrued 200.00 Commissions to agents due and accrued 13,385.03 Reserve for contingencies 300,000.00 Staff pension, assurance, and savings funds 153,750.00 Miscellaneous accounts payable 31,376.03 Capital— Authorized $2,500,000.00 Subscribed 1,308,500.00 Paid up 314,127.50 Surplus 770,996.95 $15,757,426.49 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 59 Income. Premium income Consideration for supplementary contracts Amounts left with company Interest, dividends, and rents Gross profit on sale or maturity of bonds and stocks All other income _. $1,954,884.40 28,627.78 96,270.92 560,183.13 107,640.85 30,773.55 $2,778,380.63 Disbursements. Disbursements under assurance and annuity contracts (net) — Payments under supplementary contracts (net). Reduction in premiums resulting from application of dividends _ Amounts left with the company _ _ Taxes, licences, and fees Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous — Branch office and agency expenses—Commissions, salaries, advances to agents, travelling expenses, rent, and miscellaneous All other expenses—Advertising, books and periodicals, express, telegrams and telephones, legal fees, medical fees, office furniture, postage, printing and stationery, commissions on loans, contributions to Staff Pension Fund, and miscellaneous Payments from Staff Pension Fund — Dividends paid to shareholders Loss on sale or maturity of real estate, bonds, and stocks _ Investment expense Interest on borrowed money _ Interest paid on claims Charitable donations Exchange on United States funds Balance $915,064.42 10,896.73 1,783.68 45,175.47 51,731.81 161,896.09 463,913.71 79,629.96 2,027.77 12,531.30 7,812.51 11,978.94 1,985.93 583.22 1,425.00 1,477.13 1,008,466.96 $2,778,380.63 Returns for British Columbia. (See page 71.) HIGH COURT OF THE CANADIAN ORDER OF FORESTERS. Head Office—Brantford, Ont. Governing Executive Authority. S. C. Berridge. L. E. Jordan. A. M. Jones. J. W. Davies. V. Bedard. Alf. P. van Someren, High Secretary. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value) Liens on policies Bonds and debentures (book value) Cash on hand and in banks Interest and dividends due and accrued — Premiums, dues, and assessments collected but not received by head office Unexpired insurance premiums. Other assets . 22 $39,449.52 110,648.04 176,579.63 136,077.88 240,787.03 39,522.92 3,037.30 1,896.81 Deduct assets not admitted—■ Unexpired insurance premiums- Supplies and stationery Postage on hand $22,747,999.13 $3,037.30 1,771.54 125.27 4,934.11 $22,743,065.02 D 60 BRITISH COLUMBIA. Liabilities. Mortuary Fund __ _ $19,157,940.26 Sickness No. 1 Fund- _ 1,145,420.05 Juvenile Fund _. _ 18,800.00 Sickness No. 2 Fund _ _ _ _... 67,733.25 Building Fund. 213,372.40 General Fund 5,223.55 Surplus _ 2,134,575.51 $22,743,065.02 Income. Premiums, dues, and assessments _ $741,578.67 Special assessments.. 672.00 Interest, dividends, and rents _. 934,209.96 Other revenue 5,039.42 Profit on sale or maturity of bonds and debentures ._ 26,691.07 $1,708,191.12 Disbursements. Claims, endowments, and surrenders _ $927,650.53 Reversionary bonuses _ 62,731.57 Premium relief loans _ 4,982.50 Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, and miscellaneous _ 72,434.54 Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous __ — 137,973.06 All other expenses—Advertising, exchange, express, telegrams and telephone, legal fees, medical fees, official publications, investment expenses, printing and stationery, postage and excise, convention and meetings, taxes, licences and fees, donations, unemployment insurance, lodge supplies, and miscellaneous 80,520.98 Operating expenses on rented buildings _.. 488.13 Loss on sale or maturity of ledger assets — _. 37.50 Decrease by adjustment of bonds, debentures, and real estate _ _ __ 26,024 69 Balance . 395,347.62 $1,708,191.12 Returns for British Columbia. Income— Mortuary Fund.. _ $14,834.73 Sickness and Accident Fund— No. 1 - 341.90 No. 2 _.... 33.08 Juvenile Fund. _ _ 236.70 General Expense Fund __ _. 1,129.45 $16,575.86 Disbursements— Mortuary Fund— $19,397.70 Sickness and Accident Fund—No. 1 _ _ — '... 359.30 Juvenile Fund __ __ . 200.00 $19,957.00 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 61 HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alta. Directors. H. E. Wingfield. E. Roberts. C. W. Tysoe. G. A. Wilson. J. R. Wilson. A. Corrie. H. H. Wilson. J. Harries. G. Fisher. E. E. Murray. G. A. Wilson, Managing Director. Statement for the Year ended December 31st, 1947. Bonds and debentures (book value). .._ — $400,269.91 Cash on hand and in banks - — .— — 171,262.10. Interest accrued — __. 2,188.67 Agents' balances and premiums uncollected (net) — _ 152,239.07 Other assets 11,936.45 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1947 $8,832.21 Furniture and fixtures _ _ 6,722.95 Automobile , 2,810.50 $737,896.20 18,365.66 $719,530.54 Liabilities. Provision for unpaid claims... _. _ $40,559.78 Adjustment expenses 3,055.97 Reserve of unearned premiums (net, at 80 per cent.) _ 336,109.97 Taxes due and accrued _ _.. _ 22,049.18 Due to reinsurer _ ._ _ _ 122,288.44 Reinsurance premiums' 4,309.21 Return premiums and balances due agents _ — 4,243.51 Dividends to shareholders — — — _ 1,091.55 Reserve for cash surrenders _ 30,061.04 Contingency reserves _ — 2,607.00 Capital stock— Authorized — - — -. ~ - $500,000.00 Subscribed _ _ - - - _. ~ 500,000.00 Paid up - 123,346.00 Surplus - - —- - 29,808.89 $719,530.54 Profit and Loss Account. Premiums earned (net) _ - — _.. .. $916,560.95 Claims incurred (net) _ - _ - - — -- $498,502.72 Adjustment expenses (net) _ _ — 72,581.10 Commissions - - 343,435.73 Taxes _ - - - - 25,828.17 Salaries, fees, and travelling expenses — _.. _ 33,685.02 All other expenses - - 35,894.01 1,009,926.75 Underwriting loss _ — $93,365.80 Other revenue— Interest earned — $10,912.53 Profit on sale of securities and real estate __ 3,591.80 Adjustment re overestimation of dividends for 1945 200.00 14,704.33 Net loss - — — $78,661.47 Returns for British Columbia. (See pages 74, 78, 81, 83, and 92.) D 62 BRITISH COLUMBIA. MISSISQUOI & ROUVILLE MUTUAL FIRE INSURANCE COMPANY. Head Office—Frelighsburg, Que. Directors. Hon. Jacob Nicol. C. C. Dyer. H. A. Stevenson. H. F. Vilas. L. E. Langis Galipeault. E. M. Shepard. E. H. Spencer, Secretary-Treasurer. H. C. Hayes. H. C. Beatty. F. A. Pouliot. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value) Mortgage loans on real estate Bonds and debentures (book value) Cash on hand and in banks Interest and rents, due and accrued Agents' balances and premiums uncollected (net) Amount due from reinsurance on losses already paid Unpaid assessments, less commission Due from reinsuring companies, taxes and commission Office furniture and fixtures (less depreciation) Automobile (less depreciation) Spring and waterworks (less depreciation) $3 6; 904, 137 6 33 187.50 400.00 371.00 173.94 ,950.44 ,442.59 ,145.09 ,885.86 677.91 .722.75 ,130.70 126.00 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1947- Office furniture and fixtures Automobile Spring and waterworks . $1,106,213.78 $1,063.88 1,722.75 1,130.70 126.00 4,043.33 $1,102,170.45 Liabilities. Provision for unpaid claims Adjustment expenses — Reserve of unearned premiums (net, at 80 per cent.).. Cash dividends to shareholders, declared, but not yet due.. Expenses due and accrued Taxes due and accrued Reinsurance premiums Contingency reserves Capital— Authorized Subscribed $200,000.00 200,000.00 $25 198. 153. 2 13 11 13 ,970.98 309.05 753.46 796.47 283.23 ,902.09 ,678.19 ,285.28 Paid up Surplus 44,000.00 638,191.70 $1,102,170.45 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 63 Profit and Loss Account. Premiums earned (net).... , $258,347.42 Claims incurred (net) $126,191.97 Adjustment expenses (net) 4,032.17 Law costs in connection with claims.. 129.79 Commissions 67,142.21 Taxes 7,164.91 Salaries, fees, and travelling expenses 28,837.21 All other expenses... 12,266.41 Other expenditure— Income taxes $12,759.57 Loss on sale of securities and real estate 1,240.35 Returns for British Columbia. (See page 75.) 245,764.67 Underwriting profit — $12,582.75 Other revenue— Interest earned $30,284.40 Rents earned (net) 385.00 Transfer from Mutual Plan Reserve for contingencies re prior years' profit taxes 2,355.83 33,025.23 13,999.92 Net profit $31,608.06 D 64 BRITISH COLUMBIA. MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. William MacNair. Lloyd T. Beharrell. Henry Bose. R. U. Hurford. Harry S. Berry. C. E. Whitney-Griffiths. Hugh E. Burr. E. E. Townsley, Manager-Secretary. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value). Cash on hand and in banks Interest accrued Agents' balances and premiums uncollected (net, commission deducted). Sundry receivables and unemployment insurance stamps Deferred commissions Furniture and fixtures - _ Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1947 Deferred commissions _ — Furniture and fixtures $90,381.91 3,324.18 867.50 783.52 59.39 7,798.03 117.24 $103,331.77 $80.70 7,798.03 117.24 Liabilities. Provision for unpaid claims Reserve of unearned premiums (net, at 100 per cent.) 25,410.42 7,995.97 $95,335.80 $1,406.26 Reinsurance premiums Taxes due and accrued Return premiums and balances due agents — Premiums received in advance Balance— Statutory reserve fund _ $14,500.00 Surplus T 53,259.41 Profit and Loss Account. Premiums earned (net). _ Claims incurred (net). Adjustment expenses (net). Commissions Taxes Salaries, fees, and travelling expenses All other expenses — — $16,461.36 132.70 7,564.86 144.87 11,213.52 8,864.93 63.58 169.18 140.35 386.60 67,759.41 $95,335.80 $41,668.92 Underwriting loss Other revenue— Interest earned Commissions earned .... $2,745.00 451.69 Other expenditure—Income and excess profits taxes Net profit - $3,196.69 169.18 44,382.24 $2,713.32 3,027.51 $314.19 Returns for British Columbia. (See page 75.) \\ REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 65 PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY. Head Office—Vancouver, B.C. K. Dybhavn. D. G. Macdonald. R. Wulff. 0. J. Hansen. Directors. H. W. Brown. A. E. Carr. G. Phillips. S. L. Simpson. Karl Dybhavn, President. Harry Hansen. Nels Rund. Ivan Johansen. J. Daly. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value). Cash on hand and in banks Interest accrued _ Agents' balances and premiums uncollected (net, commission deducted) Prepaid charges (original members' account) Office furniture Sundry accounts receivable Deduct assets not admitted—Office furniture $25,510.00 45,762.01 210.10 7,429.62 1,755.00 277.84 1,328.95 $82,273.52 277.84 $81,995.68 Liabilities. Provision for unpaid claims Reserve of unearned premiums (net, at 80 per cent.) Taxes due and accrued Reinsurance premiums .. Return premiums and balances due agents Sundry accounts payable Reserve Excess refundable to members _, Capital stock— Authorized Subscribed $4. 20 34 $25,000.00 4,780.00 605.00 714.45 241.93 888.89 ,128.85 102.95 ,000.00 632.83 Paid up - Reserve fund Surplus 4,780.00 2,000.00 4,900.78 $81,995.68 Profit and Loss Account. Premiums earned Claims incurred Adjustment expenses Taxes $47,741.80 Salaries, fees, and travelling expenses All other expenses $11,378.82 520.22 351.93 6,414.67 2,917.68 Underwriting profit Other revenue—Interest earned Other expenditure- Statutory reserve 21,583.32 $26,158.48 689.81 $26,848.29 Excess refundable to members $500.00 25,770.72 Net profit Returns for British Columbia. (See page 90.) 26,270.72 $577.57 D 66 BRITISH COLUMBIA. THE PERTH MUTUAL FIRE INSURANCE COMPANY. Head Office—Stratford, Ont. Directors. H. W. Strudley. W. J. Anderson. J. M. Riddell, K.C. J. A. Makins. H. H. Dempsey. J. A. C. Kay. Lt.-Col. R. M. Trow. C. D. Dingman. H.G.Lee. J. M. Macrae, Secretary. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value) $37,260.51 Loans on real estate 2,000.00 Bonds and debentures (book value). — 1,984,274.99 Stocks (book value) _ 261,542.25 Cash on hand and in banks —. 126,537.57 Interest and rents, accrued - 19,008.35 Agents' balances and premiums uncollected (net, commission deducted) 49,811.30 Amount due from reinsurance on losses already paid — 6,344.65 $2,486,779.62 Deduct assets not admitted—Agents' balances on premiums written prior to October 1st, 1947 610.77 $2,486,168.85 Liabilities. Provision for unpaid claims $49,866.71 Adjustment expenses 500.00 Reserve of unearned premiums (net, at 80 per cent.)- 237,286.84 Expenses due and accrued (permanent reserve) 10,000.00 Taxes due and accrued ._ 15,972.04 Return premiums and balances due agents . _ 101.66 Investment reserves (permanent reserve) 150,000.00 Contingency reserves (permanent reserve) 60,000.00 Surplus s 1,962,441.60 $2,486,168.85 Profit and Loss Account. Premiums earned (net) $294,484.63 Claims incurred (net) __ $134,956.09 Adjustment expenses (net) 4,990.94 Commissions 83,046.52 Taxes : 13,597.38 Salaries, fees, and travelling expenses 49,642.74 All other expenses ._ 13,071.31 299,304.98 Underwriting loss ._ $4,820.35 Other revenue— Interest earned _ $69,234.00 Dividends earned _ 5,718.50 Profit on sale of securities 1,359.49 Other expenditure— Income and excess profits taxes $14,972.04 Bad debts written off 94.02 Loss re rents earned 421.68 Depreciation on office premises at 2% per cent. 1,263.09 $76,311.99 16,750.83 54,740.81 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 67 THE RELIABLE LIFE INSURANCE SOCIETY. Head Office—Hamilton, Ont. Governing Executive Authority. E. Gernaey. J. L. Archer. J. A. Lussier. G. Snyder. P. M. Button. C. H. Fitch, Secretary-Treasurer. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value).. Loans on real estate Amounts secured by society's certificates in force.— Bonds and debentures (book value) Cash on hand and in banks Interest and dividends, due and accrued Premiums, dues, and assessments Deposit with Quebec Government.. Other assets Deduct excess of total book value of ledger assets over total authorized value . $32,000.00 62,280.00 126,516.47 2,852,158.43 49,263.33 38,459.69 3,059.98 5,000.00 1.63 $3,168,739.53 82,878.19 $3,085,861.34 Liabilities. Provision for unpaid claims Provision for unreported claims ■_ Premiums, dues, and assessments received in advance Matured policy, due and unpaid Commissions Miscellaneous _. Reserves— Mortuary Fund _ __ $2,342,552.00 Sickness and Accident Fund..... — 135,088.00 Junvenile Fund Special reserves— General reserve Interest reserve 3,749.00 National building reserve $11,500.00 50,000.00 600.00 $44,257.35 5,100.00 41,084.23 500.00 3,941.23 941.26 2,564,389.00 Balance Income. Premiums, dues, and assessments- Interest and dividends _ Profit on sale or maturity of ledger assets. Other revenue - 62,100.00 363,548.27 $3,085,861.34 $370,285.19 122,392.24 15,718.47 322.08 $508,717.98 Disbursements. Claims, endowments, and surrenders . Dividends Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, and miscellaneous. I Agency and organization expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous — All other expenses—Advertising, books and periodicals, express, postage, telegrams and telephones, legal fees, medical fees, official publication, office furniture, printing and stationery, convention and meetings, taxes, licences and fees, and miscellaneous Other disbursements Decrease by adjustment of bonds, debentures, and real estate Balance — $259,331.62 12,398.61 47,842.02 95,055.34 21,022.37 328.90 1,682.73 71,056.39 $508,717.98 D 68 BRITISH COLUMBIA. Returns for British Columbia. Income— Mortuary Fund - $7,518.49 Sickness and Accident Fund _ 374.37 Juvenile Fund 425.97 Guarantee Fund 4.20 $8,323.03 Disbursements— Mortuary Fund $6,009.81 Sickness and Accident Fund 210.90 Juvenile Fund - 7.39 1,228.10 ROYAL PLATE GLASS AND GENERAL INSURANCE COMPANY OF CANADA. Head Office—Vancouver, B.C. Directors. E. E. Buckerfield. T. S. Dixon. W. B. Reardon. F. E. Chadwick. F. O. Hodgson. F. W. Sullivan. W. S. Charlton. F. Parsons. P. S. Young. J. R. Cooney. Frank Parsons, General Manager. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value) _ — $369,435.73 Cash on hand and in banks _ 31,128.06 Interest accrued — - - 3,035.00 Agents' balances and premiums uncollected (net, commission deducted) . 29,616.15 Amount due from reinsurance on losses already paid 5,049.68 $438,264.62 Liabilities. Expenses due and accrued $30.00 Taxes due and accrued 1,443.48 Reinsurance premiums 29,616.15 Capital stock— Authorized $1,000,000.00 Subscribed 100,000.00 Paid up X 100,000.00 Surplus , 307,174.99 $438,264.62 Profit and Loss Account. Salaries, fees, and travelling expenses $1,995.02 All other expenses 342.54 Underwriting loss $2,337.56 Other revenue—Interest earned $11,004.72 $11,004.72 Other expenditure— Income and excess profits taxes $3,222.31 Investment expenses 85.80 Decrease in amortized over book value of bonds 207.58 3,515.69 7,489.03 Net profit $5,151.47 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 69 SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY. Head Office—Saskatoon, Sask. Directors. R. J. Harper. H. J. Beck. J. H. Evans. W. Kershaw. D. MacLean. R. W. Brigham. H. R. Earl. 0. C. Lawson. E. Williamson. H. R. Earl, Managing Director. Statement for the Year ended December 31st, 1947. Assets. Real estate (book value) $7,500.00 Bonds and debentures (book value) — 1,238,522.98 Cash on hand and in banks ._.. 63,034.51 Interest accrued 12,034.00 Agents' balances and premiums uncollected (net, commission deducted) 133,087.79 Amount due from reinsurance on losses already paid 40.13 Cash surrender value of life insurance 8,953.33 Sundry accounts receivable . 2,128.00 Unpaid assessments '—----- 7,482.55 Automobiles _ .._ 5,151.10 Furniture and fixtures — — 15,843.82 Unassessed premium notes - - 74,753.51 $1,568,531.72 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1947 _ $468.62 Furniture and fixtures 15,843.82 Automobiles 5,151.10 Unpaid assessments _ 7,482.55 Unassessed premium notes - 74,753.51 103,699.60 $1,464,832.12 Liabilities. Provision for unpaid claims ._.. $147,159.00 Adjustment expenses ." 12,104.00 Reserve of unearned premiums i.net, at 80 per cent.) _•_ 536,687.77 Taxes due and accrued'— 22,819.10 Assessments prepaid 334.37 Surplus 745,727.88 ,1,464,832.12 Profit and Loss Account. Premiums earned (net) - $879,367.83 Claims incurred (net) $472,064.98 Adjustment expenses 44,246.56 Commissions — 267,222.12 Taxes - ., 26,934.72 Salaries, fees, and travelling expenses 69,308.05 All other expenses _— _ ._ 35,989.17 915,765.60 Underwriting loss _ . $36,397.77 Other revenue— Interest earned — $38,750.30 Finance charges and H.O. fees 56.18 Rents earned (net) 507.21 Bad debts recovered, previously written off 403.95 Profit on sale of securities and real estate 2,875.00 . . Decrease in agents' ninety-day balances 395.80 $42,988.44 Other expenditure—Retirement Fund — 8,027.62 34,960.82 Net profit — .— - $1,436.95 Returns for British Columbia. (See pages 75, 79, 82, 86, and 90.) D 70 BRITISH COLUMBIA. WESTERN UNION INSURANCE COMPANY. Head Office—Calgary, Alberta. Directors. Frank R. Freeze. W. G. Peterson. Roy J. Widney. Robert D. Freeze. Howard F. Freeze. David J. Freeze. M. MacKenzie. C. M. Freeze. L. C. Jackson. Frank R. Freeze, General Manager. Statement for the Year ended December 31st, 1947. Assets. Bonds and debentures (book value) $404,617.50 Cash on hand and in banks 28,464.73 Interest accrued 2,878.91 Agents' balances and premiums uncollected (net, commission deducted) 61,297.04 Office furniture 2.576.23 Automobile . . _. 363.00 Accounts receivable 103.11 Refundable portion of excess profits tax 2,508.57 $502,809 09 Deduct assets not admitted— Office furniture $2,576.23 Automobile 363.00 2,939.23 $499,869.86 Liabilities. Provision for unpaid claims $98,623.93 Adjustment expenses 7,798.78 Reserve of unearned premiums (net, at 80 per cent.) 194,421.23 Taxes due and accrued 13,056.90 Reinsurance premiums 698.56 Contingency reserves 10,000.00 Indemnity collateral deposit _ 538.61 Capital stock— Authorized $500,000.00 Subscribed ■. 500,000.00 Paid up 100,000.00 Premium on capital stock 4,000.00 Surplus 70,731.85 $499,869.86 Profit and Loss Account. Premiums earned $315,703.92 Claims incurred _ $179,963.03 Adjustment expenses 15,960.68 Commissions 88,564.58 Taxes 8,786.31 Salaries, fees, and travelling expenses 1,241.59 Management fee 17,061.36 All other expenses 3,252.80 314,830.35 Underwriting profit $873.57 Other revenue— Interest earned $12,446.46 Dividends earned 1,068.88 Profit on sale of securities and real estate 2.10 Refundable excess profits tax 2,095.41 $15,612.85 Other expenditure—Income and excess profits taxes 13,356.36 ■ 2,256.49 Net profit .— $3,130.06 Returns for British Columbia. (See pages 76, 79, 82, 90, and 94.) TABLE L—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1947. (Figures shown in nearest dollar.) D 71 Insurer. Premium Income. Assurance. Annuity. Sinking Fund Payments. Disbursements. Assurance. On Death or Maturity. On Surrender, for Disability, Dividends, etc. Annuities. To Annuitants. On Death, Surrender, etc. Exhibit op Policies. In Force Jan. 1st, 1947. New issued. In Force Dec. 31st, 1947. Aetna Life Insurance Co Canada Life Assurance Co Commercial Union Assurance Co., Ltd Confederation Life Association Continental Life Insurance Co Crown Life Insurance Co Cuna Mutual Insurance Society Dominion Life Assurance Co Dominion of Canada General Insurance Co- Empire Life Insurance Co S Ordinary.. ) Group S Ordinary. 1 Group { Ordinary. ) Group Equitable Life Insurance Co Excelsior Life Insurance Co Fidelity Life Assurance Co Great West Life Assurance Co.. I Ordinary.. ' ) Group J Ordinary.. I Group S Ordinary.. ) Group { Ordinary. \\ Group S Ordinary.. 1 Group Imperial Life Assurance Co.. London Life Insurance Co Loyal Protective Life Insurance Co- Manufacturers Life Insurance Co S Ordinary.. { Group J Ordinary.. ) Group f Ordinary.. \\ Industrial. [ Group Metropolitan Life Insurance Co... Monarch Life Assurance Co Montreal Life Insurance Co'. | Ordinary.. { Group f Ordinary.. ■ \\ Industrial. [ Group Mutual Life Assurance Co. of Canada Mutual Life Insurance Co. of New York National Life Assurance Co. of Canada New York Life Insurance Co North American Life Assurance Co Northern Life Assurance Co Norwich Union Life Insurance Society Occidental Life Insurance Co. of California.. Prudential Assurance Co., Ltd S Ordinary. 1 Group S Ordinary.. 1 Group j Ordinary. ) Group } Ordinary.. \\ Group ( Ordinary.. 1 Group Prudential Insurance Co. of America- Royal Insurance Co., Ltd Sovereign Life Assurance Co. of Canada- Standard Life Assurance Co Sun Life Assurance Co. of Canada Travelers Insurance Co \\ Ordinary.. ( Group S Ordinary.. \\ Group f Ordinary... \\ Industrial. [ Group | Ordinary.. { Group S Ordinary... ) Group j Ordinary... \\ Group Western Life Assurance Co- Totals Totals for 1946 $93,182 | 63,454 | 868,383 j 125,638 | 345 | 1,008,626 15,270 125,829 726,776 33,801 970 45,276 646,026 251 43,364 302 74,825 9 31,766 322,937 70,857 1,438,424 54,321 607,371 15,364 1,169.484 394,859 73,480 6,383 1,035,448 1,523 1,773,291 1,469,061 107,339 392,347 152,086 4,511 2,048,024 14,348 929 80,759 151 403,101 1,176,523 6,014 43,489 947 497 155,650 8,619 116,225 180 1,096,030 638,193 11,101 103,907 116,413 106,588 Nil 2,162,571 505,248 200,843 80,891 49,319 Nil $24,341 107,619 Nil Nil 175,233 Nil 7,750 68,664 60,285 Nil Nil 123,732 Nil 15,897 Nil 1,290 Nil 23,750 4,389 1,081 177,706 71,314 51,908 Nil 22,064 Nil 5,035 Nil 46,669 Nil 3,636 Nil 87,922 131,983 12,598 135,012 357,694 26,827 Nil 1,807 Nil 4,737 213,313 Nil 985 Nil Nil 13,659 Nil 29,912 1,567 1.387 Nil 36,225 Nil 61,890 289,019 89,002 383,121 258,885 2,682 Nil 3,894 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil $3,529 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil $22,119,749 I $3,136,484 j $3,529 $19,900,603 I $2,802,374 | ! I $1,060 $30,764 41,000 318,829 98,941 Nil 412,301 3,950 28,978 141,668 14,500 Nil 14,263 155,667 3,000 5,698 Nil 23,713 Nil 36,532 81,330 13,998 744,481 36,799 256,732 12,000 377,209 29,372 38,508 Nil 284,168 1,500 447,155 557,529 72,089 166,288 32,736 6,530 694,162 9,037 101,936 39,268 Nil 155,364 288.883 N 18,099 948 Nil 54,590 5,000 Nil Nil 242,029 271,433 3,090 46,783 39,119 67,710 Nil 826,773 243,500 58,651 47,812 21,223 I I $7,723,638 $11,191 2,073 239,321 2,371 Nil 253,861 Nil 26,764 164,349 Nil 74 4,485 118,645 Nil 4,981 Nil 10.161 Nil 7,343 67,168 9,147 409,178 1,202 191,495 5,000 274,902 87,521 10,409 477 238,394 Nil 469,389 417,347 20,218 103,071 19,006 14 644,177 417 81,627 .22,370 Nil 141,020 268,420 Nil 25,255 Nil 74 10,080 Nil 4,704 Nil 240,847 235,462 7,843 21,082 40.388 22,579 Nil 516,153 153,094 56,425 2.000 16,150 $600 2,525 73,898 2,425 Nil 49,775 Nil 2,965 17,801 20,681 Nil Nil 41,136 Nil 1,860 Nil 350 Nil Nil 2,550 600 77,903 2,858 10,804 Nil 18,121 Nil Nil Nil 43,018 Nil 9,459 282 45,591 25,984 525 2,758 103,403 2,756 219 992 Nil 12,511 25,299 Nil Nil Nil Nil 820 Nil 6,986 NU 5,916 Nil 1,281 Nil 20,314 3,351 2,735 193,564 19,163 1,463 Nil 32 $5,679,724 $855,274 $7,691,388 | $5,379,470 I $752,520 Nil Nil $23,702 2,021 Nil 25,659 Nil 17'4 38,439 3,176 Nil Nil 10,702 353 Nil Nil 7 Nil 57 4,334 Nil 27,627 3,864 57,876 Nil 11.632 Nil Nil Nil 18,268 Nil 521 Nil 10,497 12,698 5,511 21,318 45,116 3,040 Nil 1,756 Nil 12,581 101,779 Nil 2,317 Nil Nil Nil Nil 345 696 4,059 Nil Nil Nil 73,363 20,624 2,771 13,573 11,855 Nil Nil Nil $2,375,022 4,508,500 24,773,135 4,037,918 32,070 36,461,154 1,177,900 4,060,693 25,656.393 3,152,360 35,677 3,948,288 20,104,086 Nil 1,377,154 46,500 1,972,215 35,000 905,851 11,004,240 2,058,115 53,597,573 3,763,657 20,983,872 696,000 45,832,380 12,475,292 4,385,804 137,750 28,910,252 37,000 62,525,317 32,780,524 6,673,700 15,690,355 6,229,406 352,395 66,584,373 1,456,070 1,604,885 3,164,161 3,460 13,048,114 38,552,537 478,658 1,912,953 67,000 1947 6,524,133 575,174 2,945,797 23,500 31,385,214 14,924,673 856,797 5,335,070 4,423,314 4,399,043 Nil 66,022,455 34,982,460 7,113,104 6,265,081 1,698,185 $693,535 613,916 5,578,248 779,000 I Nil 5,905,900 231,700 898,690 4,347,737 536,500 23.900 169,275 4,276,932 Nil 209,894 Nil 907,336 Nil 67,389 2,028,821 493,764 8,477,521 92,000 2,369,728 Nil 8,402,104 1,881,095 1,169,500 124,000 4,568,342 Nil 9,149,445 2,638,832 896,400 2,850,308 1,075,582 Nil 9,781,096 317,019 Nil 703,762 Nil 1,795,100 6,465,802 Nil 74,000 Nil Nil 2,313,502 Nil 748,103 Nil 4,329,439 918,237 362,152 277,094 893,000 944,290 Nil 12,205,049 1,776,570 1,681,200 1,626,600 109,381 $2,849,042 5,379,872 28,802,508 5,714,586 32,070 40,498,006 1,434,100 4,732,698 27,967,723 4,006,603 57,398 6,646,577 22,900,655 Nil 1,540,461 63.500 2,823.775 30,000 874,827 12,513,301 2,540,911 61,072,789 4,427,351 23,106,229 1,005,500 54,173,480 13,845,307 7,204.314 223,750 32,405,811 33,000 69,295,254 34,106,761 7,778,746 17,908,530 6,734,534 320,965 74,682,278 2,358,550 1,532,781 3,614,044 3,460 14,038,161 43,154,641 471,244 1,936,355 63,000 9,232 8,340,905 614,464 3,522,103 27,000 35,139,748 14,964,680 1,354,589 5,385,769 5,302,160 5,240,794 Nil 75,236,589 39,307,488 7.687.198 8,119,377 1,624,231 $572,311 $757,141,706 | $118,778,500 | $858,781,775 $653,279 $665,727,251 I $103,408,512 | $757,141,706 i | TABLE IL—LIFE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Premium Income. Disbursements. Amount in Year. Ordinary. Industrial. Group. Total. On Death or Maturity. Other Payments. Total. Force. 1943 $13,820,000 14,981,000 16,396,000 18,799,000 20,793,000 $2,048,000 2,158,000 2,267,000 2,321,000 2,502,000 $1,064,000 1,262,000 1,401,000 1,581,000 1,964,000 $16,932,000 18,401,000 20,064,000 22,701,000 25,259,000 $5,789,000 6,763,000 7,269,000 7,691,000 7,724,000 $4,972,000 5,054,000 5,378,000 6,785,000 7,107,000 $10,761,000 11,817,000 12,647,000 14,476,000 14,831,000 $577,172,000 1944 617,530,000 1945 663,386,000 1946 757,142,000 1947 858,782,000 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 73 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1947. (Figures shown in nearest dollar.) Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Acadia Fire Insurance Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co. of New York American Home Fire Assurance Co American Insurance Co Anglo-Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Automobile Insurance Co. of Hartford, Conn Baloise Fire Insurance Co., Ltd Baltimore American Insurance Co. of New York. (See note.) Bankers and Shippers Insurance Co. of New York Bankers' & Traders' Insurance Co., Ltd Beaver Fire Insurance Co Bee Fire Insurance Company Boston Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Crown Assurance Corporation, Ltd , British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co., Ltd British Northwestern Fire Insurance Co x British Oak Insurance Co., Ltd British Pacific Insurance Company British Traders Insurance Co., Ltd Buffalo Insurance Co Caledonian American Insurance Co Caledonian Insurance Co California Insurance Co Camden Fire Insurance Association Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Alliance Insurance Company Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co Canadian Mercantile Insurance Co Canadian Surety Co Car & General Insurance Corporation, Ltd Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co Central Union Insurance Co Century Insurance Co., Ltd Citizens Insurance Co. of Jersey City City of New York Insurance Co. (See note.) Columbia Insurance Co. of New York Commerce Mutual Fire Insurance Co Commercial Union Assurance Co., Ltd Commercial Union Fire Insurance of New York Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Fire Co. of New York Eagle Star Insurance Co., Ltd Economical Mutual Fire Insurance Co Employers Liability Assurance Corporation, Ltd Ensign Insurance Co Equitable Fire & Marine Insurance Co Carried forward (i.) i $31,096 109,936 33,431 135,547 34,066 10,337 7,224 15,753 35,598 37,556 38,537 56,322 Nil 13,668 25,440 132,072 6,949 20,621 12,984 59,109 3,612 27,473 24,409 77,184 9,030 10,551 16,272 27,552 16,492 42,185 22,251 14,858 58,802 3,612 23,175 19,865 13,618 21,690 68,412 39,336 39,208 34,035 55,915 24,009 15,603 14,394 12,775 3,892 7,518 58,910 3,614 10,365 79,757 121,286 1,806 31,836 29,629 96,358 45,241 44,927 27,518 7,068 85,561 29,282 69,368 16,798 6,367 I $2,329,665 (2.) $27,749 91,565 21,459 123,390 18,732 6,778 5,072 23,757 29,274 32,946 32,399 49,255 Nil 8,137 25,021 94,260 4,001 12,523 15,419 49,363 2,514 20,060 22,216 55,686 6,273 9,692 14,811 19,312 11,170 32,088 16,778 13,484 51,304 2,532 27,087 13,816 8,859 10,655 41,767 22,893 36,977 27,350 37,300 18,145 12,795 10,631 10,038 3,479 7,928 49,421 1,614 9,250 57,812 82,781 1,255 25,793 23,274 68,482 37,454 38,208 20,403 7,133 72,570 25,738 62,510 14,428 5,159 $1,842,025 (3.) $10,325 43,419 5,036 61,062 3,859 1,632 1,875 7,594 8,483 15,875 13,270 12,026 Nil 3,497 3,442 40,414 42,038 469 14,894 12,489 17,873 8,295 12,811 5,254 1.319 35,001 20,106 23,404 1,057 2,979 Per Cent. 37.20 47.42 23.47 49.49 20.60 24.07 36.96 31.97 28.98 48.18 40.96 24.42 Nil 42.97 9,427 77.64 75,184 79.76 1,625 40.61 1,084 8.66 7,322 47.49 10,531 21.33 938 37.31 3,172 15.81 7,533 33.91 22,467 40.35 2,344 37.36 1,841 18.99 5,022 33.91 15,184 78.62 5,862 52.48 14,866 46.33 2,985 17.79 6,404 47.49 32,489 63.33 938 37.04 10,366 38.27 5,157 37.32 1,379 15.57 8,276 77.68 12,057 28.86 7,231 31.59 15,354 41.52 20,730 75.79 35,162 94.27 5,315 29.29 7,933 62.00 2,519 23.69 4,389 43.51 7,691 221.00 837 10.56 15,422 31.20 1,909 118.28 37.21 69.91 50.78 37.37 57.75 53.66 26.10 22.15 33.55 25.75 18.49 48.23 78.12 37.44 7.33 57.75 $818,743 D 74 BRITISH COLUMBIA. FIRE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Brought forward Essex & Suffolk Equitable Insurance Society, Ltd Eureka Security Fire & Marine Insurance Co Excess Insurance Co., Ltd Federal Fire Insurance Co. of Canada Federal Insurance Co Fidelity-Phenix Fire Insurance Co. of New York Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First National Insurance Co. of America. (See note.) Fosiciere Fire Insurance Co. of Paris, France Franklin Fire Insurance Co. of Philadelphia. (See note.) General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corp., Ltd General Insurance Co. of America General Security Insurance Co. of Canada Gibraltar Fire & Marine Insurance Co. (See note.) Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Grain Insurance and Guarantee Co Granite State Fire Insurance Co Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hanover Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Helvetia Swiss Fire Insurance Co., Ltd Home Assurance Co. of Canada Home Fire & Marine Insurance Co. of California Horn? Insurance Co Homestead Fire Insurance Co. (See note.) Hudson Bay Insurance Co Imperial Assurance Co Imperial Guarantee & Accid. Insur. Co. of Canada Imperial Insurance Office Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Jersey Insurance Co. of New York..... Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liverpool & London & Globe Insurance Co., Ltd Liverpool-Manitoba Assurance Co Local Government Guarantee Society, Ltd. (See note.).... London & County Insurance Co., Ltd London & Lancashire Guar. & Accident Co. of Canada London & Larcashire Insurance Co., Ltd London & Provincial Marine & Gen. Insur. Co., Ltd London & Scottish Assurance Corporation, Ltd London Assurance London-Canada Insurance Co London Guarantee & Accident Co.,Ltd Lumbermen's Insurance Co Lumbermen's Mutual Insurance Co Lumber Mutual Fire Insurance Co. of Boston, Mass Manufacturers Mutual Fire Insurance Co Marine Insurance Co., Ltd Mercantile Insurance Co Merchants & Manufacturers Insurance Co Merchants Fire Assurance Corporation of New York Merchants Marine Insurance Co., Ltd Mercury Insurance Co Carried fonvard (1.) $2,329,665 5,303 16,036 16,412 68,256 2.142 101,884 24,377 51,776 122,869 35,487 15,853 17,357 28,221 173,636 5,500 1,087 14,706 15,969 104,080 1,817 16,016 83,048 185,885 27.042 32,844 149,557 26,163 39.677 129,541 9,670 109,887 25,854 227,562 19,981 20,731 15,426 17,006 8,207 114.417 16,253 2,245 59,818 85,966 133,933 25,550 33,453 16,414 173,455 4,268 9.043 100,746 11.620 20,731 108,945 7,534 5,649 2,142 Nil 21,728 15,434 58,959 13,408 19,411 1,357,652 | (2.) $1,842,025 4,390 14,313 15,340 50,297 350 64,514 19,716 41,874 96,826 28,689 5,932 7,880 24,626 116,977 2,467 2,514 32,704 12,588 87,367 2,245 8,237 61,778 148,039 22,991 26,060 104,427 16,398 32,350 90.772 6,264 103,014 18,743 206,468 15,753 18,499 9,540 14,696 7,044 111,775 13,944 374 50,607 73.599 122,129 20,141 23,974 12,649 152,778 3,904 7,807 85,091 7,363 18,499 93,417 7,086 5,264 1,022 Nil 18,517 14,010 43,515 12.458 15,566 [7300,196" (3.) $818,743 723 3,068 6,231 27,528 14,807 8,928 19,675 14,714 —4,970 1,062 1,069 3,125 29,468 691 —503 1,863 5,487 39,898 11,640 12,610 73,640 7,158 9,891 65,295 8,685 10,939 61,265 —4,084 59,841 1,216 138,627 6,865 6.884 3,054 6,686 3,722 33,461 6,023 14,227 32,374 44,467 8,779 5,005 2,176 50,179 263 2,975 23,918 1,537 6,884 56,512 5,034 9,066 Nil 2,270 8,271 17,190 5,283 5,791 Per Cent. 16.47 21.44 40.61 54.73 22.95 45.28 46.74 15.20 17.91 13.57 12.69 25.19 28.01 5.70 43.59 45.67 141.31 20.41 49.74 31.13 37.95 62.53 52.96 33.82 67.49 58.09 6.49 67.14 43.58 37.20 32.01 45.50 52.84 29.94 43.19 28.11 43.99 36.40 43.59 20.88 17.20 32.84 6.74 38.11 28.11 20.87 37.20 60.49 71.04 172.22 Nil 12.26 59.04 39.50 42.41 37.00 ,817,126 j REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 75 FIRE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Brought forward Michigan Fire & Marine Insurance Co Millers National Insurance Co Mill Owners Mutual Fire Insurance Co. of Iowa , Milwaukee Mechanics' Insurance Co Missisquoi & Rouville Mutual Fire Insurance Co Monument Insurance Company, Ltd Motor Union Insurance Co., Ltd , Mutual Fire Insurance Co. of British Columbia Mutual Implement & Hardware Insurance Co National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co National Fire Insurance Co. of Hartford National Liberty Insurance Co. of America. (See note.).. National Liverpool Insurance Co., Ltd National Provincial Insurance Co., Ltd National Retailers Mutual Insurance Co National Union Fire Insurance Co. of Pittsburgh, Pa Newark Fire Insurance Co New Brunswick Fire Insurance Co. (See note.) New England Fire Insurance Co New Hampshire Fire Insurance Co New York Underwriters Insurance Co New Zealand Insurance Co., Ltd Niagara Fire Insurance Co Non-Marine Underwriters, Members of Lloyd's, London England North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd North River Insurance Company Northwestern Mutual Fire Association Northwestern National Insurance Co North West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Pacific Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd Pennsylvania Lumbermen's Mutual Fire Insurance Co Perth Mutual Fire Insurance Co Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co Pioneer Equitable Insurance Co. of Indiana Pioneer Insurance Co Planet Assurance Co., Ltd Providence Fire Insurance Co Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd Royal Plate Glass & General Ins. Co. of Canada. (See note.) Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Saskatchewan Mutual Fire Insurance Co Scottish Canadian Assurance Corporation Scottish Insurance Corporation, Ltd Scottish Metropolitan Assurance Co., Ltd Carried forward (1.) $5,357,652 18,286 32,493 4,731 314,537 22,880 19,229 7,802 43,180 44,395 16,513 24,792 109,103 12,775 7,802 1,902 7,254 13,737 4,572 26,375 19,877 51,254 40,792 35,737 56,942 20,731 36,510 23,371 181,392 18,587 7,224 99.653 24,483 19,865 95,081 24,030 28,973 21,671 19,287 81,077 6,991 29,024 37,155 188,323 72.541 49,763 11,240 16,810 6,051 14,775 50,210 146,301 27,434 57,425 85,140 11,542 16,051 76,527 196,729 9,671 56,893 78,897 16,924 26,171 13,791 $8,298,926 (2.) $4,300,196 15,766 38,448 6,523 257,922 13,189 13,382 6,398 41,669 39,347 14,466 12,436 62,537 10.071 6,398 2,613 6,082 10,829 3,942 24,048 13,350 37,153 31,664 14.333 54,765 18,499 32,882 16,714 153,077 14,974 5,018 81,696 16,457 13,840 70,656 20,066 24,863 15,055 14,646 72,148 7,082 18,341 24,934 177,825 63,824 25,357 8,859 13,583 1,678 18,076 32,377 126,840 24,729 45,350 68,508 12,697 13.005 66,579 167,228 9,106 43,486 60,880 11,128 17,989 11,316 $6,678,895 (3.) $1,817,126 5,914 29,921 1,560 64,354 8,912 2,856 3.967 16,461 13,722 307 7,608 30,672 4,389 3,967 3,115 5,811 4,720 1,478 7,322 8,559 14,945 24,934 27,042 6,884 16,664 6,357 75,039 1,156 1,875 15,887 5,284 5,157 22,036 7,986 10,737 5,626 11,007 31,027 10,391 14,486 1,104 44,070 46,761 1,336 3,862 1,938 6 12,271 12,679 46,654 6,649 19,738 27,375 4,656 7,510 52,610 64,625 Per Cent. 2,862 10,078 25,625 4,777 6,614 2,189 $2,763,250 37.51 77.82 23.91 24.95 67.57 21.34 62.00 39.50 34.87 2.12 61.18 49.00 43.58 62.00 119.20 95.54 43.59 37.49 30.45 64.11 40.23 78.74 49.38 37.20 50.67 38.03 49.02 7.72 37.36 19.45 32.11 37.26 31.19 39.80 43.18 37.36 75.15 43.00 146.72 78.98 4.43 24.78 73.26 5.26 43.59 14.27 .30 67.89 39.16 36.78 26.88 43.52 39.96 36.67 57.75 79.01 38.64 31.43 23.00 42.09 42.93 36.77 19.34 D 76 BRITISH COLUMBIA. FIRE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). (1.) $8,298,926 55,751 26,669 21,196 4,068 4,572 34,698 17,969 215,019 18,212 46,395 7,802 94,573 32,254 32,184 7,597 104,501 34,313 29,115 72,317 20,731 (2.) $6,678,895 42,007 19,029 16,570 3,703 3,942 24,177 11,489 189,872 5,521 36,760 6,398 81,178 21,136 18,730 1,875 98,901 23,907 28,647 55,007 18,499 (3.) $2,763,250 31,651 3,700 6,286 1,255 1,478 13,306 7,258 81,646 569 26,195 3,967 36,228 6,068 5,916 11 46,370 8,907 20,422 25,486 6,884 Per Cent. 75.35 19.44 37.93 33.91 37.49 55.00 63.17 43.00 10.31 71.26 62.00 44.63 28.70 31.59 .50 46.89 37.25 71.28 46.33 37.20 10,365 17,628 107,712 41.029 201,940 49,018 15,303 21,950 16,174 9,250 17,192 101,372 35,212 162,681 33,622 22,398 16,255 12,736 3,442 2,633 58,567 20,273 68,052 21,268 21,067 —3,284 6,881 37.21 15.31 57.77 57.57 35.68 63.25 94.06 54.03 43,863 12,011 42,371 38,047 10,419 41,745 20,769 11,168 12,227 54.59 107.18 29.29 Totals $9,758,226 $7,887,172 $3,329,916 42.22 Totals for 1946 $7,460,829 $6,137,358 $2,214,115 36.06 Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. Reciprocal Exchanges. Name of Exchange. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Ratio of (3) to (2). (1.) | (2.) 13) 1 Per Cent. S1.86G 10 13 2,309 1.313 2,355 1.177 1,948 332 82.72 2.82 Canners Exchange Subscribers at Warner Inter Insur- I 5.121 1 4.708 1,128 4,640 33,779 2,593 4,486 3,257 537 4,340 27,497 1,574 4,076 3,180 861 2,410 10,686 1,936 2.807 160.34 55 53 38 86 123.03 68 66 992 | 31 2 Totals $86,423 | $67,859 $23,838 | 35 13 Totals for 1946 $79,812 1 $69,606 $2,147 TABLE IV.—FIRE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Year. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1943. . $4,953,000 5,734,000 5,823,000 7,335,000 9,758,000 $4,414,000 5,137,000 5,479,000 6,058,000 7,887,000 $1,945,000 2,096,000 2,686,000 2,185,000 3,329,000 Per Cent. 1944 . 1945 1946 . 49.01 1947 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 77 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1947. (Figures shown in nearest dollar.) Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Aetna Casualty & Surety Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Automobile Fire Insurance Co American Automobile Insurance Co American Central Insurance Co Anglo-Scottish Insurance Co., Ltd Arex Indemnity Company Atlas Assurance Co., Ltd Bankers & Traders Insurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co., Ltd British Oak Insurance Co., Ltd British Pacific Insurance Co British Traders Insurance Co., Ltd Caledonian Insurance Co Camden Fire Insurance Association Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co Canadian Mercantile Insurance Co Canadian Surety Co Car & General Insurance Corporation, Ltd Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co. (See note.).. Century Indemnity Co Century Insurance Co., Ltd Commerce Mutual Fire Insurance Co Commercial Casualty Insurance Co Commercial Union Assurance Co., Ltd Consolidated Fire & Casualty Insurance Co.... Continental Casualty Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Fire Co. of New York Economical Mutual Fire Insurance Co Employers Liability Assurance Corporation, Ltd Eureka-Security Fire & Marine Insurance Co Federal Fire Insurance Co Federal Insurance Co Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada Fidelity-Phenix Fire Insurance Co. of New York Fire Association of Philadelphia Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First National Insurance Co. of America. (See note.) Franklin Fire Insurance Co. of Philadelphia. (See note.) General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corporation, Ltd General Casualty Co. of America General Exchange Insurance Corporation General Insurance Co. of America General Security Insurance Co. of Canada Gibraltar Fire & Marine Insurance Co. (See note.) Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Carried forward a.) Nil Nil $2 Nil 362 37,905 75,093 Nil 18,209 2,670 12,042 301,101 100,828 38,819 68,409 15,112 20,876 15,635 9,390 38,473 10,628 4,402 43,446 26,124 56,236 39,784 21,292 46,032 1,818 70,398 6,625 85,153 Nil 51 18,474 1,791 169,880 24,556 2,711 816 284 14,228 8,328 146,508 1,574 27,057 30,836 462 45,038 80 1,779 2,143 222 Nil Nil Nil 31,551 16,454 141,303 36,684 75,157 181 35,991 59,817 68.219 $2,129,039 (2.) Nil Nil $1 Nil 5 279 32,626 67,646 Nil 15,081 2,536 9,678 206,968 82,342 34,092 53,812 13,012 17,904 10,968 4,695 33,738 7,772 4,037 37,411 26.388 45,496 35,643 17,925 41,893 1,655 58,644 5,557 74,776 Nil 27 15,375 1,458 151,609 21,279 2,502 785 149 13,216 7,383 109,354 1,175 14,222 28,597 376 36,293 80 928 2,282 1,138 Nil Nil Nil 28,829 14,376 126,835 23,428 62,625 313 34,777 50,958 56,523 $1,749,472 (3.) Nil Nil "nIi ' $224 19,487 34,410 Nil 9,776 4,394 2,372 129,184 56,826 18,663 42,757 6,967 6,341 12,620 2,025 26,275 4,364 6,078 20,026 18,830 21.190 26,107 7,633 19,277 959 29,826 2,107 60,969 Nil 9,776 959 36,514 13,819 782 3,774 65 5,301 6,299 50,237 479 6,202 7,178 375 18,719 28 —120 — 29 Nil Nil Nil Per Cent. Nil Nil Nil 80.29 59.72 50.86 Nil 64.82 173.28 24.51 62.42 69.01 54.74 79.46 53.54 35.42 115.06 43.13 77.88 56.15 150.56 53.52 71.36 46.57 73.24 42.59 46.01 57.94 50.86 37.91 81.53 Nil 63.58 65.78 24.08 64.94 31.25 480.76 43.75 40.11 71.77 45.93 40.77 43.61 25.10 99.73 51.57 3.02 N I N I N I 14,112 48.95 7,070 49.18 78,783 62.11 27,617 117.88 42,129 67.27 —40 16,242 46.70 18,501 36.31 29,455 52.11 $982,914 ! D 78 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Brought forward Great American Indemnity Co Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Insurance Co Homestead Fire Insurance Co. (See note.) Hudson Bay Insurance Co. (See note.) Imperial Guarantee & Accident Ins. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Jersey Insurance Co. of New York Kansas City Fire & Marine Ins. Co Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co Liverpool & London & Globe Insurance Co., Ltd Liverpool-Manitoba Assurance Co London & County Insurance Co., Ltd London & Edinburgh Insurance Co., Ltd London & Lancashire Guarantee & Accident Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine-General Insurance Co., Ltd.... London & Scottish Assurance Corporation, Ltd London Assurance London-Canada Insurance Co London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Merchants Marine Insurance Co., Ltd Mercury Insurance Co Metropolitan Casualty Insurance Co Michigan Fire & Marine Insurance Co Milwaukee Mechanics' Insurance Co Monument Insurance Co., Ltd - Motor Union Insurance Co., Ltd Mutual Implement & Hardware Insurance Co National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford National Liberty Insurance Co. of America. (See note.) .. National Liverpool Insurance Co National Retailers Mutual Insurance Company National Union Fire Insurance Co. of Pittsburgh. Pa Newark Fire Insurance Co New Brunswick Fire Insurance Co. (See note) New England Fire Insurance Co New Hampshire Fire Insurance Co New York Underwriters Insurance Co New Zealand Insurance Co., Ltd Niagara Fire Insurance Co Non-Marine Underwriters, Members of Lloyd's North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co : Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Indemnity Company Ohio Farmers Insurance Co Carried forward (1.) 1,129,039 4,574 2,906 82,060 580,209 73,433 80,373 1,394 67,803 9,958 142,056 24,615 10,640 9,864 1,568 Nil 300 Nil 2 27,710 26,607 547 32,747 6,503 12,665 26,694 102.247 20,458 11.009 1,071 11,592 55.504 213.449 8.941 4,415 1.622 11,652 1.881 23,378 6.901 204,252 5.075 59.034 1,394 7,191 3,420 ..„,..,. 296 288 5.844 Nil 1,725 Nil Nil 52,489 748 1,820 18,170 63,670 127,236 Nil 53 50.239 7,722 85.003 20.906 24,355 (2.) $1,749,472 3,838 2,355 48,309 471,534 61,752 78,229 1,118 54,084 7,822 132,138 20,414 8,065 9,806 1,365 Nil 228 N il 1 23,332 24,219 591 27.979 5,556 11.264 14,811 86,973 17.586 10.614 940 9.766 45,440 215,295 7,204 6,213 1,646 10,118 2,472 21,573 4.761 184.800 5.310 50.563 1,138 6.416 1,773 Nil 641 256 5.004 Nil 1,191 Nil Nil 49,649 1,099 988 14,737 45,132 113.464 Nil 62 43,583 5,004 73,259 13,840 20,246 $4,569\\317 [ $3,837,038 (3.) | PerCent. $982,914 | 565 1.885 32,066 307,653 51,262 31,872 150 50,036 4,003 82,475 18,457 3,287 10,001 4,557 Nit Nil 19,576 13,868 13,136 2,597 6,987 10,225 27,297 18,858 2,505 — 4 6,687 32,581 160,855 2.278 6,543 7 2.454 2,352 17,097 1,850 150,279 2,905 27,934 150 2,965 579 Nil 40 1,850 2,560 Nil 462 Nil Nil 29,799 35 31 5.534 31.435 55,069 Nil 150 35.392 3,198 39,184 8,298 7,888 $2,334,669 14.72 71.55 66.38 65.25 83.01 40.74 13.44 92.52 51.17 62.41 90.41 40.76 101.99 333.84 Nil Nil 83.90 57.26 46.94 46.74 62.03 69.03 31.39 107.23 23.60 68.47 71.70 74.71 31.60 105.31 .42 24.25 95.00 79.25 38.86 81.32 54.00 55.24 13.21 46.21 32.60 Nil 6.20 722.65 51.16 Nil 38.79 Nil Nil 60.02 3.18 3.14 37.55 69.65 48.53 Nil 241.94 81.20 63.92 53.48 59.96 38.96 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 79 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Brought forward Pacific Coast Fire Insurance Co Pacific Indemnity Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Phoenix Insurance Co Pioneer Equitable Insurance Co. of Indiana Pioneer Insurance Co. (See note.) Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Royal Plate Glass & General Insurance Co. of Canada (See note.) St. Paul Fire & Marine Insurance Co St. Paul Mercury Indemnity Co. of St. Paul ..... Saskatchewan Mutual Fire Insurance Co Scottish Canadian Assurance Corporation Scottish Insurance Corporation, Ltd Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Security Insurance Co. of New Haven Service Fire Insurance Co. of New York South British Insurance Co., Ltd. (See note.) Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co Standard Insurance Co. of New York Sun Insurance Office, Ltd Switzerland General Insurance Co., Ltd Toronto General Insurance Co Transcontinental Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Travelers Insurance Co Union Assurance Society, Ltd Union Fire, Accident & General Insurance Co Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd United British Insurance Co., Ltd. (See note.) United Mutual Fire Insurance Co United National Indemnity Co United Pacific Insurance Co United States Fidelity & Guaranty Co United States Fire Insurance Co United States Guarantee Co Utah Home Fire Insurance Co Wawanesa Mutual Insurance Co Wellington Fire Insurance Co Western Assurance Co Western Union Insurance Co Westminster Fire Office World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accident & Liability Insurance Co., Ltd.... Totals Totals for 1946 (1.) $4,569,317 17,944 1,566 9,445 10,256 28,083 138,168 Nil Nil 84 36,508 58,181 7,013 86,294 15,317 39,012 76,251 11,195 11,577 137,380 3,528 6,846 12,327 38,733 Nil 24,712 6,070 60,390 N il 27,542 14 32,550 12,419 2,432 16,821 Nil 11,334 14 71,451 64,276 56 15,857 31,059 19,553 Nil 86 Nil 201,317 48,087 53,826 41,158 Nil Nil 9,636 31,234 179,683 (2.) $3,837,038 14,788 1,538 8,130 7,910 22,768 128,233 Nil Nil 69 37,048 45,194 6,005 73,880 13,153 33,923 65,231 7,606 8,912 119,994 1,800 4,276 10,828 30,898 Nil 9,224 5.028 41,668 Nil 22,914 12 29,162 6,473 2,239 14,834 Nil 9,759 7 62,657 54,791 56 8,171 73,182 14,769 Nil 40 Nil 180,790 37,784 42,778 35,853 Nil Nil 8,959 28,215 153,241 $6,276,602 1,321,828 (3.) | $2,334,669 | 9,776 158 4,355 2,709 12,671 112,769 Nil Nil 23,120 25,899 3,073 45,787 7,305 15,597 29,107 4,776 10,285 84,273 175 997 12,018 19,703 Nil 3,760 3,259 16,184 Nil 10,341 21,860 6,567 555 9,675 Nil 5,223 48,813 35,469 Per Cent. 9,104 720 13,181 Nil Nil 113,234 27,476 69,275 22,722 Nil Nil 3,729 15,501 68,982 66.11 10.30 53.58 34.25 55.65. 87.94 Ni! Nil 62.40 57.31 51.17 61.98 55.54 45.97 44.62 62.00 116.00 70.23 9.72 23.31 110.99 63.77 Nil 62.45 64.82 38.84 Nil 45.13 74.96 101.40 24.78 65.22 Nil 53.51 77.91 64.73 111.42 0.98 89.25 Nil Nil 62.63 72.71 161.94 63.38 Nil Nil 41.62 54.94 45.03 $3,264,852 | 61.35 $4,127,170 | $3,636,488 $2,271,501 62.47 Note. The entire business of this Insurer has been reinsured by one or more Insurers whose names are included the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. D 80 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. Reciprocal Exchanges. Name of Exchange. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Ratio of (3) to (2). (1.) $223 (2.) $555 (3.) | Per Cent. TABLE VI.—AUTOMOBILE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Year. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1943 $2,545,000 2,736,000 3,116,000 4,067,000 6,277,000 $2,585,000 2,662,000 2,938,000 3,636,000 5,322,000 $1,139,000 1,232,000 1,805,000 2,272,000 3,265,000 Per Cent. 44.02 1944 46.27 1945 61.44 1946 62.47 1947 61.35 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 81 TABLE VII.—MISCELLANEOUS INSURANCE PRE1 (Figures shown in nearest c /HUMS AND LOSSES FOR 1947. ollar.) SURANCE. ACCIDENT AND SICKNESS IN Name of Insurer. Accident Insurance. Sickness Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. f $709 \\ *39,036 $30,733 597 704 23 4,631 7,064 3,445 18,725 2,529 ( 2,905 j '10,704 3,598 269 349 2,526 ( 50 j *25 610 3 62 25 ( 4,538 ( *168 85 6,063 3 ( 32,991 j *43,747 f 5,993 } *-15 •29,158 18 65,427 2,038 341 916 7,132 248 $3,919 $3,424 2,559 28,205 854 — 178 12,510 297 2,512 1,136 1,805 25 193 236 564 639 385 371 383 3,078 2,151 872 2,499 18,515 39,966 2,810 23,701 5,127 1,291 130 15,405 49,471 133,640 52,228 f 23,693 | *1,261 •4,594 4,357 346 264 132 f 5,157 ) *1,208 ( 1,362 \\ *77 3,905 6,475 129 2,392 866 28 7,525 6,061 911 597 24 3,227 General Accident Assurance Co. of Canada 887 —5 31 B22 760 149 1,250 1,766 432 120 ( 13,387 } *18,578 300 5,565 646 1,138 657 •6.406 751 335 788 350 7,190 8,914 4,166 189 1,728 191 —53 813 38 427 117 40 471 5,143 \\ 2,451 ) *5,839 1,497 483 1,845 86 1,287 175 911 57 $391,189 $217,341 $219,313 $84,452 * Accident and sickness. D 82 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. ACCIDENT AND SICKNESS INSURANCE—Continued. Name of Insurer. Accident Insurance. Net Premiums written. Net Losses incurred. Sickness Insurance. Net Premiums written. Net Losses incurred. Brought forward.. Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co '. Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accident Co. of Canada... London & Provincial Marine & General Insur. Co., Ltd.. London & Scottish Assurance Corporation, Ltd London Assurance London Guarantee & Accident Co., Ltd London Life Insurance Co Loyal Protective Life Insurance Co Lumbermen's Mutual Casualty Co Maryland Casualty Co Metropolitan Casualty Insurance Co Metropolitan Life Insurance Co Motor Union Insurance Co., Ltd Mutual Benefit Health & Accident Association Mutual Life Assurance Co. of Canada Non-Marine Underwriters, Members of Lloyd's, London, Eng North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Occidental Life Insurance Co Ocean Accident & Guarantee Corporation, Ltd Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Protective Association of Canada , Prudential Assurance Co., Ltd u Prudential Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co. Royal Exchange Assurance Royal Insurance Co., Ltd Saskatchewan Mutual Fire Insurance Co... Scottish Metropolitan Assurance Co., Ltd.. South British Insurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Insurance Co Union Assurance Society, Ltd , Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd.. United National Indemnity Co United States Fidelity & Guaranty Co Wawanesa Mutual Insurance Co Wellington Fire Insurance Co Western Assurance Co Western Union Insurance Co. World Marine & General Insurance Co., Ltd.. Yorkshire Insurance Co., Ltd Zurich General Accident & Liability Insur. Co., Ltd.. $391,189 9,884 1,564 236 196 4,824 837 •58 8 97 6,043 •133,200 •46,464 7,317 554 503 9,901 •73,909 171 •403,661 •17,676 988 •125 1,821 •27,987 222 1,978 2,228 250 7,843 218 1,395 41 •24,460 528 445 •8,145 1,960 177 1,716 1,774 461 4,880 2,067 70,278 •408,266 382 5,903 923 64 527 342 4,111 110 *207 78 2,440 •2,084 2,474 •49,906 Totals „. Totals for 1946.. $1,404,327 $217,341 33,243 96 84 2,229 —57 2,626 77,356 14,595 2,509 2,662 51,926 176,380 12,847 1,722 18,172 —84 950 2,825 67 707 23,839 61 12 152 296 760 867 —290 1,268 461 18,741 234,327 729 500 82 47 681 62 207 399 24,424 $1,743,096 | $926,800 $762,359 $219,313 167 241 87 1,701 13 2,235 790 633 37 1,492 1,366 135 513 746 345 523 7,412 132 3,427 80 143 3,105 $244,636 $229,004 $84,452 108 167 581 813 184 439 315 2,378 65 1.781 — 10 267 $96,046 $85,450 • Accident and sickness. REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 83 TABLE VII.—MISCELLANEOUS INSURANCE FOR 1947—-Continued AIRCRAFT AND PLATE-GLASS PREMIUMS AND LOSSES [NSURANCE. Name of Insurer. Aircraft Insurance. Plate-glass Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $18 $7 24 7 ! $1,112 116 18 30 8 26,824 $52 13 27,341 1,087 645 953 29,292 1,435 219 925 82 158 19,348 735 514 844 20 1,047 1,123 676 820 2,475 1,523 675 833 547 798 78 2,598 191 1,228 1,399 661 459 7 69 1,112 587 968 2,807 16 311 247 1,141 194 1,409 1,488 1,870 303 1,302 965 387 238 9 1,549 252 4,314 828 255 1,834 1,201 508 749 589 359 481 2,261 8,339 750 9 1,776 444 1,700 829 85 1,445 78 18 1,979 1,209 —9 467 1,366 51 2,564 459 155 1,003 2,597 1,226 116 1,536 134 1,989 131 464 65 281 London & Lancashire Guarantee & Accident Co. of Canada London & Provincial Marine & General Insur. Co., Ltd 56 188 121 — 130 2,825 —7,933 423 887 $48,508 $22,884 $70,430 $47,329 D 84 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. AIRCRAFT AND PLATE-GLASS INSURANCE—Continued. Name of Insurer. Aircraft Insurance. Plate-glass Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $48,508 78 $22,884 191 $70,430 10 1,463 37 $47,329 843 18 510 Non-Marine Underwriters, Members of Lloyd's, London, 7,017 2,979 2,028 281 646 2,589 1,130 85 2,178 300 1,274 1,038 -14 1,570 4,042 18 9 3,691 1,156 916 898 95 389 1,138 690 2,597 558 18 420 255 14 148 919 33 671 1,352 78 191 75 89 1,811 1,010 170 563 41 2,598 1,229 978 508 77 6 191 138 623 556 122 112 16 336 653 447 i 444 8 13 4 53 Zurich General Accident & Liability Insurance Co., Ltd 435 Totals $69,417 $30,418 $91,842 $61,110 Totals for 1946 $32,316 $19,834 $73,347 $55,381 EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE. Employers' Liability Insurance. public-liability Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $638 9,564 $1,900 — $63 $11,910 $1,900 —$63 $10,202 $11,910 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 85 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued. Name of Insurer. Employers' Liability Insurance. Net Premiums Net Losses written. incurred. Public-liability Insurance. Net Premiums Net Losses written. incurred. Brought forward Atlas Assurance Co., Ltd British America Assurance Co British Aviation Insurance Co British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co Canadian Mercantile Insurance Co Canadian Surety Co Car and General Insurance Corporation, Ltd Casualty Co. of Canada , Century Indemnity Co Century Insurance Co., Ltd Commerce Mutual Fire Insurance Co Commercial Casualty Insurance Co Commercial Union Assurance Co., Ltd Consolidated Fire & Casualty Insurance Co Continental Casualty Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Economical Mutual Fire Insurance Co Employers' Liability Assurance Corporation, Ltd Federal Fire Insurance Co Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corpn., Ltd General Casualty Co. of America General Insurance Co. of America General Security Insurance Co. of Canada Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Grain Insurance & Guarantee Co Great American Indemnity Co Guarantee Co. of North America Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hartford Accident & Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accident Insur. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Company of North America Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accident Co. of Canada.... London & Provincial Marine & General Insur. Co., Ltd... London & Scottish Assurance Corporation, Ltd London Assurance London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Metropolitan Casualty Insurance Co New Zealand Insurance Co., Ltd Non-Marine Underwriters, Members of Lloyd's, London Eng North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Carried forward $1,900 20 35 124 109 33 50 365 9,248 2,801 15 335 158 132 1,323 170 831 290 909 7,117 49 533 429 13 3,027 329 17 32 701 53 203 207 81 28 44 1,009 -$63 12 — 554 4,059 1,107 65 829 -160 160 — 61 190 813 -220 -18 120 -40 40 1,414 $10,202 688 2,712 437 6,156 1,053 8,355 925 1,091 40,252 192 73,809 4 6,425 124 1,142 32 1,734 4 27,907 4,413 1,067 3,485 64 4,581 18,774 1,067 5,224 15,909 4,863 16,110 49 8,333 2,276 "245 135 45,925 200 5,329 1,737 308 4 35,206 543 11,751 112 941 14,711 39 944 814 11,008 20 3,585 266 2,802 1,260 1,062 3,541 3,791 $32,791 $7,464 $415,738 $11,910 10 — 8,559 745 5,775 —35 6,524 24 101 4,964 — 96 22,886 2,267 962 538 1,843 10,161 10 164 1,123 1,076 9,108 164 1,248 4,955 — 1,763 2,822 -3,827 1,470 15,881 144 977 11 12,521 111 4,033 —425 1,214 — 515 — 18 6,673 250 142 1,008 $119,316 D 86 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued. Name of Insurer. Employers' Liability Insurance. Public-liability Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $32,791 5 30 $7,464 $415,738 323 8,647 5,055 316 12,714 3,212 6,298 1,956 1,161 6,405 8,072 $119,316 3,505 25 7 —37 2,935 3 456 7,451 563 1,515 12,503 950 416 177 274 1.901 — 151 — 3,621 189 191 11 10 798 32,933 895 1,314 693 33,874 1,057 876 8,012 55 299 19 —453 4,062 410 316 3 1,661 346 5 — 1,570 150 1,513 15,173 1,386 United States Fidelity & Guaranty Co — 74 57 2,667 164 1,067 1,355 2 — 100 7 642 1,362 365 1,501 9,400 184 — 756 Zurich General Accident & Liability Insurance Co., Ltd 681 11,147 Totals $41,253 $10,948 $564,427 $176,188 Totals for 1946 $54,440 $21,843 $435,261 $218,529 GUARANTEE AND THEFT INSURANCE. Guarantee Insurance. Theft Insurance. Name of Insurer. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $3 225 $353 458 3.342 1,351 5,057 594 1,104 2,454 954 4,163 19,159 1,168 21,815 79 4.559 1,594 $845 2,096 1,569 354 3,739 British Canadian Insurance Co -$610 184 423 British Northwestern Fire Insurance Co 618 937 411 8,144 19,132 979 15,909 915 6,159 226 186 6,531 44,331 161 — 2,074 600 480 1,581 — 25 1,483 79 24.265 6.142 241 6,815 $101,244 —$1,367 $94,031 $29,165 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 87 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. GUARANTEE AND THEFT INSURANCE—Continued. Name of Insurer. Guarantee Insurance. Net Premiums written. Net Losses incurred. Theft Insurance. Net Premiums Net Losses Written. incurred. Brought forward.. Commercial Union Assurance Co., Ltd Consolidated Fire & Casualty Insurance Co Continental Casualty Co Dominion of Canada General Insurance Co Economical Mutual Fire Insurance Co.... Employers' Liability Assurance Corporation, Ltd Federal Fire Insurance Co. of Canada Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corpn., Ltd General Casualty Co. of America -General Insurance Co. of America General Security Insurance Co. of Canada Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Grain Insurance & Guarantee Co Great American Indemnity Co Guarantee Co. of North America Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hartford Accident & Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accident Insur. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Company of N. America Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co ■'- Liverpool & London & Globe Insurance Co London & Lancashire Guar. & Accident Co. of Canada London & Provincial Marine and General Insur. Co., Ltd.. London & Scottish Assurance Corporation, Ltd London Assurance , London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Metropolitan Casualty Insurance Co New Zealand Insurance Co., Ltd Non-Marine Underwriters, Members of Lloyd's, London, En° North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Indemnity Co Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Prudential Assurance Co., Ltd Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd Royal Plate Glass & General Insurance Co. of Canada.. Scottish Canadian Assurance Corp Scottish Metropolitan Assurance Co., Ltd... South British Insurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Fire, Accident & General Insurance Co Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd Carried forward $101,244 2,965 2.308 | 4.710 | 2,996 1,152 4,036 178 60 55 1,728 1,405 16,516 553 100 1,027 448 3,295 16,109 423 660 2,987 1,075 — 6 414 2,718 3,871 1.357 288 9,091 | I 2.042 I 135 | 497 646 1,994 | I 1,248 | I 15,654 871 555 $207,823 -$1,367 — 8,092 —2,904 150 132 361 1.923 !,730 2,625 749 $7,807 $94,031 2,019 557 80 9.842 27 7,992 557 32 4.866 4,162 832 12,329 4.409 7.623 4 591 3,537 21,735 64 4,517 3,505 846 128 18,976 1,515 13,297 490 9,231 42 51 603 6,600 48 1,273 1,961 810 2,184 2,318 3,233 140 3,287 3,346 1,550 1,486 1,901 2,493 1,340 2,218 4,440 502 15.677 1,462 902 7,930 1,512 $297,103 $29,165 33 160 1,905 378 -1,230 1,070 235 1,921 3,641 2,612 — 25 1,258 51 9,263 1.461 478 1,274 2,263 -793 1,523 404 1,534 47 2,802 163 1,427 3,184 602 2,260 1,601 18 1,384 1.465 602 136 868 178 4 8 3,445 — 15 5,039 -2,028 269 2,487 251 $90,811 D 88 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. GUARANTEE AND THEFT INSURANCE—Continued. Name of Insurer. Guarantee Insurance. Theft Insurance. Net Premiums Net Losses written. incurred. Net Premiums written. Net Losses incurred. $297,103 284 3,451 1.017 557 574 5 807 1,624 3.019 $90,811 10 13,671 170 1,315 167 33 1,349 1,825 75 568 1 183 1.106 78 — 51 Zurich General Accident & Liability Insurance Co., Ltd. Totals $223,482 | $7,926 $308,441 [ $95,532 Totals for 1946 $214,242 | $10,933 $253,707 | $108,106 1 INLAND-TRANSPORTATION AND MARINE INSURANCE. Name of Insurer. Inland-transportation Insurance. Marine Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $291 5,945 496 $207 5,839 33 $11,313 14,125 3,498 $6,784 5,717 2,306 1,750 53 1,013 — 400 254 i 75 2.655 20,868 99 682 23 83,156 32,048 605 Baltimore American Insurance Co. of New York 1,399 [ 32 646 62.578 28,234 3,607 772 j 407 993 i 66 23.160 10,515 598 11 81 81 7,451 [ 22 ! -10 59 ! 11 227 511 94 1,550 1,434 1,419 5,344 300 2 578 598 Central Manufacturers Mutual Insurance Co 9 589 17 7.059 1,758 j 2,655 804 97 1 69 382 226 2,885 51 2 5,035 5,103 792 3,094 122 i 32 [ I .... 3 50 1 1,002 $23,218 1 $9,935 $272,535 | 1 $78,353 ^^^^^^^^ REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 89 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Insurer. Inland-transportation Insurance. Net Premiums written. Net Losses incurred. Marine Insurance. Net Premiums written. Net Losses incurred. Brought forward Economical Mutual Fire Insurance Co Economic Insurance Co., Ltd Employers' Liability Assurance Corporation, Ltd Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd Federal Fire Insurance Co Fidelity-Phenix Fire Insurance Co Fire Association of Philadelphia Fireman's Fund Insurance Co Franklin Fire Insurance Co. of Philadelphia General Accident Assurance of Canada General Accident Fire & Life Assurance Corpn., Ltd General Insurance Co. of America General Security Insurance Co, Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hanover Fire Insurance Co , Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co.... Home Insurance Co Imperial Guarantee & Accident Insur. Co. of Canada Indemnity Marine Assurance Co., Ltd Insurance Co. of North America Jersey Insurance Co Legal & General Assurance Society, Ltd Liverpool & London & Globe Insurance Co., Ltd London and Lancashire Guar, and Accident Co. of Canada. London & Lancashire Insurance Co., Ltd London & Provincial Marine & General Insur. Co., Ltd London & Scottish Insurance Corp London Assurance London Guarantee & Accident Co., Ltd Lumbermens Insurance Co Lumber Mutual Fire Insurance Co Marine Insurance Co., Ltd Maritime Insurance Co., Ltd Michigan Fire & Marine Insurance Co Milwaukee Mechanics Insurance Co Motor Union Insurance Co., Ltd Mutual Implement & Hardware Insurance Co National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford National Liberty Insurance Co National Union Fire Insurance Co New Brunswick Fire Insurance Co New England Fire Insurance Co New Hampshire Fire Insurance Co New York Underwriters Insurance Co New Zealand Insurance Co., Ltd Niagara Fire Insurance Co Non-Marine Underwriters, Members of Lloyd's, London, Ensr North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Indemnity Ohio Farmers Insurance Co Carried forward $23,218 36 577 24 1.804 1,476 2,723 1,591 703 435 1,341 191 329 458 14,711 202 6,451 962 469 104 2,295 17,382 173 1,337 2,008 3,796 970 3,192 8,192 799 16,401 2,342 192 200 131 1,562 1,436 6,661 1,302 194 252 492 244 322 -27 1,361 $131,908 $9,935 335 158 4 171 216 1,746 1,718 335 313 1.280 658 673 -117 13,699 12,007 21 5,122 1,432 1,265 1,200 2,238 123 5,766 1,240 197 679 137 138 157 $63,236 $272,535 80 323,463 2,694 152,799 2,419 91,934 1,366 82 215,266 —24 32,490 11,068 6,177 60,267 354 62,117 212 8,862 $1,244,249 $78,353 163,472 29 38,514 5,073 35,331 29 91,431 — 1,382 16,542 8,586 12 4,918 52,402 34,380 30 4,715 $532,435 D 90 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Insurer. Inland-transportation Insurance. Marine Insurance. Net Premiums written. Net Losses incurred- Net Premiums written. Net Losses incurred. $131,908 $63,236 $1,244,249 $532,435 124 8 3,529 1,314 Pacific Coast Fishermen's Mutual Marine Insurance Co 37 2 85 1,898 5,230 1,313 1,312 8.792 2,049 — 3,776 102,259 1 257 55 41,546 159 65 25,082 20,765 22,750 149,366 3,817 16,829 3 1,455 1,180 3,271 21,900 1,732 399 834 18.025 — 67 592 2,440 36,751 915 4,698 60 — 250 52.636 36,867 239 39 31 6,794 497 458 193 1,048 33 14.133 25.304 167,237 6,176 10,484 58 418 128 849 20 6,691 811 621 1.268 — 697 6 —444 415 41 441,142 12.059 17,646 154,850 182,680 6,'325 85,906 402 59 249 41 91 621 1,365 40 3,577 17.646 38.822 6 572 14,457 1,570 — 76 7,414 4,095 132 Totals $234,462 $118,213 $2,515,173 $1,014,241 Totals for 1946 $200,508 $47,945 $1,603,780 $736,901 PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE. Name of Insurer. Pkoperty-damage Insurance. Personal-property Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $13 4,079 190 1,901 6 638 $3,275 37,295 4,846 $2,302 $1,712 18,404 1,456 439 350 19 1,278 7 —2,483 — 176 $6,834 $1,712 $43,722 $23,283 Acadia Fire Insurance Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia- American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co Carried forward REPORT OP SUPERINTENDENT OF INSURANCE, 1947. D 91 TABLE VIL—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. PROPERTY-DAMAGE A«ND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Net Premiums written. Net Losses incurred. Personal-property Insurance. Net Premiums Net Losses written. incurred. Brought forward- American Home Fire Assurance Co American Insuranca Co Anglo-Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Automobile Insurance Co. of Hartford Baltimore American Insurance Co Bankers' & Shippers Insurance Co Bankers' & Traders' Insurance Co Beaver Fire Insurance Co Boston Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Crown Assurance Corporation, Ltd.. British Empire Assurance Co British General Irsurance Co., Ltd British Law Insurance Co., Ltd British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Pacific Insurance Co British Traders' Insurance Co., Ltd Caledonian American Insurance Co Caledonian Insurance Co California Insurance Co Camden Fire Insurance Association Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Alliance Insurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co Canadian Mercantile Insurance Co Canadian Surety Co Car & General Insurance Co., Ltd Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Insurance Co Central Union Insurance Co Century Insurance Co., Ltd Citizens Insurance Co. of New Jersey City of New York Insurance Co Columbia Insurance Co. of N.Y Commerce Mutual Fire Insurance Co Commercial Casualty Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co.. Continental Casualty Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion of Canada General Insurance Co.. Eagle Fire Co. of New York Eagle Star Insurance Co Economical Mutual Fire Insurance Co Employers' LiabilityAssurance Corporation, Ltd... Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd.. Eureka-Security Fire & Marine Insurance Co Federal Fire Insurance Co. of Canada Federal Insurance Co Fidelity-Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark Franklin Fire Insurance Co General Accident Assurance Co. of Canada Carried forward $6,834 114 32 43 j 288 48 594 149 36 350 277 62 505 601 25 6 150 3.292 2,520 $113,571 $1,712 150 $11,982 $43,722 $23,283 470 15 913 6,350 2,651 2,337 500 7.440 4,023 26 9.715 142 3,651 589 4,320 1,708 7,617 714 22 2,111 3,387 769 424 1,827 10,391 1,547 692 8,715 2,900 6,131 18,710 2,271 12,409 14,959 306 5,080 5,451 399 1,219 430 6 347 342 2,429 36 913 1,092 361 767 1 13,439 20,107 4,941 5,438 9,667 2,628 22,026 3,428 7,371 863 18,873 161 13,354 2,995 795 6,540 4,022 611 783 470 2,441 1,933 288 16,123 197 5,406 9,315 30,784 9,130 13,256 630,538 341,240 7,170 804 $944,109 $489,658 D 92 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Personal-property Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $113,571 1,448 1,644 $11,982 148 $944,109 18.057 45,750 37 $489,658 12,626 33,788 38 General Accident Fire & Life Assurance Corporation, Ltd. 22,725 3.002 13,510 2,792 9,976 16.167 16,703 19,432 35 1,581 7,951 9,428 4,708 822 — 1 2 503 7,301 319 11.895 349 3 22,703 1.125 3.596 648 1,534 8,089 6,767 2,343 64,101 9,495 8 110 Imperial Guarantee & Accident Insurance Co. of Canada.... 173 35 92 1,108 856 92,417 4,753 61,702 2,570 1,179 213 40 17,087 73 141 2 12,401 6,325 541 284 48 7,774 6-5,957 2,387 1,963 9,551 2,485 10,920 33,477 1,858 549 3,188 6.150 926 8 7,677 7,320 8,691 133 75 271 65 36 11,699 6 256 43 6 82,317 48,144 75 1,235 16,762 638 9,073 997 2,938 595 National Liberty Insurance Co. of America 3,632 3,091 $140,383 $12,141 $1,535,859 $859,502 REPORT OP SUPERINTENDENT OF INSURANCE, 1947. D 93 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Brought forward New Brunswick Fire Insurance Co New England Fire Insurance Co New Hampshire Fire Insurance Co New York Underwriters Insurance Co New Zealand Insurance Co., Ltd Niagara Fire Insurance Co Non-Marine Underwriters, Members of Lloyd's, London. Eng North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co North River Insurance Co Northern Assurance Co., Ltd Northwestern Mutual Fire Association Northwestern National Insurance Co North-West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Pacific Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd Pennsylvania Lumbermens Mutual Fire Insurance Co.... Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co Pioneer Insurance Co Planet Assurance Co., Ltd Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd Royal Plate Glass & General Insurance Co. of Canada Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Saskatchewan Mutual Fire Insurance Co Scottish Canadian Assurance Corporation Scottish Insurance Corporation, Ltd Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Security National Insurance Co Sentinel Fire Insurance Co South British Insurance Co., Ltd Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co Standard Insurance Co. of N.Y State Assurance Co., Ltd Sun Insurance Office, Ltd Switzerland General Insurance Co., Ltd Toronto General Insurance Co Transcontinental Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Fire, Accident & General Insurance Co Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd United British Insurance Co., Ltd United Firemen's Insurance Co Carried forward Property-damage Insurance. Net Premiums written. $140,383 — 30 185 161 417 183 690 Net Losses incurred. $12,141 46 76 108 1,087 1,456 215 923 58 —38 66 286 1,473 209 106 175 302 185 825 48 1,087 $151,488 518 $12,977 Personal-property Insurance. Net Premiums Net Losses written. incurred. $1,535,859 7,951 3,833 275 3,904 2,183 7,603 35,797 16,155 656 11,042 1,215 8,473 252 17,727 27,511 35,558 149 6,595 6,370 9,004 40,153 1,478 10,138 11,135 | 15,571 110.490 2,972 908 1.838 16,480 530 2,925 99,446 4,834 4,767 15,308 1,573 54,195 7,915 36,019 6,549 $859,502 1,564 4,271 3,839 2,600 1,534 5,117 22,104 9,576 38 8,149 456 4,581 504 1,605 14,965 16,020 10 3,406 2,633 9,200 10,726 350 4,874 6,559 7,911 55,035 9,909 95 869 4,560 176 1,564 4 53,174 1,087 2,699 10,153 27,302 3,448 21,877 4,603 $2,186,261 $1,198,649 D 94 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Personal-property Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $151,488 19 $12,977 $2,186,261 967 $1,198,649 143 825 74 6,072 2,282 29 17,473 1.266 6,072 13,358 634 4,709 542 172 — 58 29 2,282 5,020 264 690 4,282 1,932 14,145 5,260 674 5,408 Totals. . $153,239 $13,006 $2,252,462 $1,225,233 Totals for 1946 $165,918 — $21,144 $1,777,715 $987,750 WEATHER AND MISCELLANEOUS INSURANCE. Name of Insurer. Weather Insurance. Net Premiums written. Net Losses incurred. Miscellaneous Insurance. B,—Boiler and Machinery. C—Credit. H— Hail. L.S.—Live Stock. S. L.—Sp rinkler-leakage. W.C.—Workmen's Compensation. Net Premiums Net Losses written. incurred. Acadia Fire Insurance Co Aetna Insurance Co Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Insurance Co Boiler Inspection & Insurance Co. of Canada British America Assurance Co British Empire Assurance Co British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Alliance Insurance Co Canadian Fire Insurance Co , Canadian General Insurance Co Canadian Home Assurance Co Canadian Mercantile Insurance Co City of New York Insurance Co , Columbia Insurance Co. of New York Commercial Casualty Insurance Co Connecticut Fire Insurance Co , Continental Insurance Co Eagle Fire Co. of New York Economical Mutual Fire Insurance Co Employers' Liability Assurance Corporation, Ltd. Equitable Fire & Marine Insurance Co Fidelity and Casualty Co. of N.Y Fidelity-Phenix Fire Insurance Co Franklin Fire Insurance Co. of Philadelphia General Accident Assurance Co. of Canada Carried forward $42 S.L. H. $3 4,860 $183 S.L. 1 B. 294 $537 S.L. 150 B. 264,115 47.237 $217 $183 $269,273 | $47,924 REPORT OF SUPERINTENDENT OF INSURANCE, 1947. D 95 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. WEATHER AND MISCELLANEOUS INSURANCE—Continued. Name of Insurer. Weather Insurance. Net Premiums written. Net Losses incurred. Miscellaneous Insurance. B.—Boiler and Machinery. C—Credit. H.—Hail. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. Net Premiums written. Net Losses incurred. Brought forward.. General Insurance Co. of America General Security Insurance Co. of Canada Gibraltar Fire & Marine Insurance Co Glens Falls Insurance Co Globe Indemnity Co. of Canada Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Halifax Insurance Company Hardware Dealers Mutual Fire Insurance Co Hartford Accident & Indemnity Hartford Fire Insurance Co Hartford Steam Boiler Inspection & Insurance Co.. Home Fire & Marine Insurance Co Home Insurance Co Hudson Bay Insurance Co Imperial Assurance Co Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co Liberty Mutual Insurance Co Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Insurance Co., Ltd London Guarantee Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Mercury Insurance Co Michigan Fire & Marine Insurance Co Milwaukee Mechanics Insurance Co Mutual Implement & Hardware Insurance Co National Fire Insurance Co. of Hartford New England Fire Insurance Co New York Underwriters Insurance Co New Zealand Insurance Co., Ltd Niagara Fire Insurance Co Non-Marine Underwriters, Members of Lloyd's, London, Enjr.. North Empire Fire Insurance Co North River Insurance Co Northern Assurance Co., Ltd Northwestern Mutual Fire Association Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd.. Pacific Indemnity Co Pearl Assurance Co., Ltd Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co Prudential Assurance Co., Ltd Reliance Insurance Co. of Canada Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Saskatchewan Mutual Fire Insurance Co Scottish Insurance Corporation, Ltd Scottish Union & National Insurance Co Security Insurance Co. of New Haven Sentinel Fire Insurance Co South British Insurance Co., Ltd Springfield Fire & Marine Insurance Co Carried forward $217 $183 — 5 86 68 2,179 780 12 -i ! li 3 234 2 60 $269,273 S.L. 71 144 70 817 15 4,244 S.L. 1,419 S.L. 2 L.S. 3,545 H. 2,446 B. 16 S.L. 2 B. 7,329 B. -7 H. 1,287 322 L.S. S.L. 740 2 B. 1,975 B. 195,575 S.L. 62 H. 322 H. 10,940 $47,924 1,128 2,438 H. 33 2,903 115 29 22,318 29 969 $2,811 $1,463 $500,747 | $79,000 D 96 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1947—Continued. WEATHER AND MISCELLANEOUS INSURANCE—Continued. Weather Insurance. Miscellaneous. Insurance. Name of Insurer. B.—Boiler and Machinery. C—Credit. H'.—Hail. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. , Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $2,811 $1,463 $500,747 $79,000 S.L. —29 B. 389 314 S.L. 2 S.L. 1 — 2 10 L..S. 75 Totals $2,809 $1,787 $501,185 | $79,000 Totals for 1946 $4,669 —$1,118 SI 47.604 1 $65,087 TABLE VIII.—OTHER INSURANCE (TABLE VII) SUMMARY. (Figures shown in nearest thousand.) Class of Insurance. 1944. 1945. 1947. Accident, P L Guarantee, P L Inland-transportation, P. L. Marine, P „ L Personal-property, P L Property-damage, P L Public-liability, P L Sickness, P L Theft.P „ L Other forms, P L Total, P „ L $1,018,000 545,000 116,000 — 10,000 157,000 80,000 1,852,000 1,042,000 681,000 1,191,000 274,000 89,000 337,000 67,000 236,000 116,000 145,000 75,000 260,000 95,000 $5,076,000 3,290,000 $1,222,000 746,000 126,000 17,000 144,000 62,000 1,528,000 562,000 865,000 491,000 387,000 — 17,000 382,000 107,000 207,000 91,000 197,000 84,000 396,000 75,000 $5,454,000 2,218,000 $1,265,000 843,000 139,000 19,000 167,000 93,000 1,337,000 659,000 1,237,000 780,000 156,000 45,000 396,000 118,000 233,000 108,000 204,000 82,000 256,000 96,000 35,390,000 2,843,000 $1,404,327 762,359 214,242 10,933 200,508 47,945 1,603,780 736,901 1,777,715 987,750 165,918 — 21,144 435,261 218,529 229,004 85,450 253,707 108,106 312,376 180,861 $6,596,838 3,117,690 $1,748,096 926,800 223,482 7,926 234,462 118,213 2,515,173 1,014,241 2,252,462 1,225,233 153,239 13,006 564,427 176,188 244,636 96,046 308,441 95,532 706,506 183,263 $8,950,924 3,856,44S VICTORIA, B.C.: rrinted by Don McDiakmid, Printer to the King's Most Excellent Majesty. 194S. 1,820-648-3144 """@en ; edm:hasType "Legislative proceedings"@en ; dcterms:identifier "J110.L5 S7"@en, "1949_V01_05_D1_D96"@en ; edm:isShownAt "10.14288/1.0340095"@en ; dcterms:language "English"@en ; edm:provider "Vancouver : University of British Columbia Library"@en ; dcterms:publisher "Victoria, BC : Government Printer"@en ; dcterms:rights "Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia"@en ; dcterms:source "Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia"@en ; dcterms:title "PROVINCE OF BRITISH COLUMBIA Thirty-seventh Annual Report of the SUPERINTENDENT OF INSURANCE 1948 (Business transacted in 1947)"@en ; dcterms:type "Text"@en ; dcterms:description ""@en .