CONTENTdm
REPORT OF THE SUPERINTENDENT OF INSURANCE.
Sessional Papers of the Province of British Columbia
British Columbia. Legislative Assembly
Foldout Table: LIST OF COMPANIES LISCENED UNDER THE INSURANCE ACT. -- p. K 17; Foldout Table: TABLE VI.-MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1923. -- p. K 25; Foldout Images: Columbia River Bridge, Revelstoke, built in 1923-24. -- p. K 48a
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THIRTEENTH ANNUAL REPORT OP THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1924 (BUSINESS TRANSACTED IN 1923) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C.: Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty 1924. To His Honour Walter Cameron Nichol, Lieutenant-Governor of the Province of British Columbia. May it please Your Honour : The undersigned has the honour to present the Thirteenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1923. A. M. MANSON, Attorney-General. Victoria, B.C., August 1st, 1924. REPORT OF THE SUPERINTENDENT OF INSURANCE Department op Insurance, Victoria, B.C., August 1st, 1924. The Honourable A. M. Manson, Attorney-General, Victoria, B.O. Sir,—The Thirteenth Annual Report of the Department, covering the year ended Decemher Slst. 1923, is hereby submitted in accordance with the " British Columbia Fire Insurance Act," "■ Insurance Act," and " Insurance Agents' Licensing Act." I. " BRITISH COLUMBIA FIRE INSURANCE ACT." At the end of the year 1923 there were one hundred and forty-nine (149) companies licensed to transact fire insurance under this Act. Four British, two United States and one Australian Companies were added to the list, making a total of seven new companies licensed for the year 1923. These companies were as follows:— British.—Anglo Scottish General Commercial Insurance Company, Limited; British & European Insurance Company, Limited; Central Insurance Company, Limited; Prudential Assurance Company, Limited. United States.—Imperial Assurance Company, New York; Lumbermen's Indemnity Exchange. Australian.—Bankers & Traders Insurance Company, Limited. The China Fire Insurance Company, Limited, withdrew from the Province. A complete list of the companies licensed as at December 31st, 1923, is printed on pages 14-16, and the origin of the various companies is as follows:— Dominion of Canada 31 Provinces of Canada 7 Great Britain 48 Australia 2 Hong Kong 3 United States 53 France 4 Switzerland 1 Total 149 There are twenty (20) Underwriters' Agencies licensed in this Province, a list of which will be found printed on page 16. In comparison with the year 1922 the Are premiums have increased by .$392,300, while the losses have exceeded that of 1922 by $984,000. The year past was a disastrous one for mills and wood-working plants, there having been thirty-three such plants either damaged or totally destroyed by fire. II. " INSURANCE ACT." Under this Act, at the end of 1923, there were one hundred and fifty (150) companies licensed to transact various classes of insurance. Six new companies obtained licences, as follows:— British.—Central Insurance Company, Limited; North British & Mercantile Insurance Company, Limited. Canadian.—Hudson Bay Insurance Company; Security Life Insurance Company of Canada. United States.—American Credit Indemnity Company of New York; New Hampshire Fire Insurance Company. Twelve supplementary licences were granted during the year to companies already licensed under the Act. K 6 British Columbia. 1924 Four companies withdrew from the Province, namely:— New Zealand Insurance Company, Limited—Marine; Policy Holders Mutual Life Insurance Company—Life (business taken over by the Ontario Equitable Life and Accident Insurance Company, which is duly licensed to transact life insurance under the Act) ; Ridgely Protective Association—Accident and Sickness; Tokio Marine & Fire Insurance Company, Limited—Marine. Summary. Where incorporated. • Dominion Licensees. Provincial Licensees. Total. British Columbia 45 2 34 1 2 49 2 1 10 2 2 2 45 3 44 1 4 41 Totals 133 17 150 Statistics as to life and miscellaneous insurance business will be found on pages 23 and 25. The report of the Fire Marshal for the year 1923 is also embodied in this Report. III. "INSURANCE AGENTS' LICENSING ACT." The " Insurance Agents' Licensing Act," which was brought into force on January 1st, 1923, has served to eliminate a great many who were ineligible to act as agents, and although the situation has not been what was hoped for there is every prospect that during the present year conditions will work out more satisfactorily. In accordance with the Act there was published in the British Columbia Gazette a list of all agents and adjusters who were licensed during 1923. According to the records 1,009 life insurance agents, 1,195 Are and miscellaneous insurance agents, and 13 adjusters were licensed for 1923 under the Act. In October of last year the Superintendents of Insurance for the Provinces of Canada held a conference in Winnipeg; Ontario, Manitoba, Saskatchewan, and Alberta, in addition to our own Province being represented. At that conference the Superintendents adopted the uniform " Fire Insurance Policy Act," which I hope will be presented to our Legislature at its next session. The uniform " Accident and Sickness Insurance Policy Act " and the uniform " Life Insurance Act," which were adopted at the 1922 session of our Legislature will come into force by proclamation on September 2nd, 1924. I have the honour to be, Sir, Your obedient servant, J. P. DOUGHERTY, Superintendent of Insurance. 14 Geo. 5 Report of the Superintendent of Insurance. K 7 APPENDIX. Annual Statements of Provincial Licensees for the Year ended December 31st, 1923. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Walter E. Graveley. W. J. Albutt. F. M. Chaldecott. A. F. Beasley. A. G. Thynne. Alfred Farmer, Secretary. Amount deposited with the Government of British Columbia: Inscribed Stock, £200; Township of Richmond bonds, $5,000; Dominion of Canada War Loan bonds, $1,000; total (par), $6,220.17. Authorized capital $25,000 Amount subscribed 9,600 Amount paid up 3,840 Statement for the Year ended December 31st, 1923. Assets. Cash value (excluding interest and dividends) of stocks, shares, bonds, debentures, etc. $44,518 67 Cash on deposit to the Company's credit and not drawn against on December 31st, 1923 3,222 49 Premiums uncollected (net commissions deducted) 8,838 OS Interest due or accrued and unpaid 385 02 Amount of all other assets 4,759 28 Total assets $61,724 14 Liabilities. Total reserve of unearned premiums $3S,200.32; carried out at 80 per cent, thereof $30,600 00 Total amount of liabilities $30,600 CO Capital stock paid up 3,840 00 Total of liabilities and paid-up capital $34,440 00 Excess of assets over such total $27,284 14 Receipts. Net cash received for premiums $43,688 27 Cash received for interest 2,216 87 Cash from all other sources 237 70 Total receipts $46,142 84 K 8 British Columbia. 1924 Expenditure, Cash paid to agents for commission, salaries, and bonus for statutory assessment and licence fees „ war tax , „ salaries, directors' and auditors' fees „ printing, stationery, and advertising „ postage, telegrams, and express „ other expenditure Total expenses of management Amount paid during the year for losses Cash paid for dividends Cash paid for debentures, mortgages, etc. (not extended), $13,948.24. Cash paid for other expenditure $15,679 89 935 47 450 86 1,060 00 117 93 30 00 39 85 $18,314 00 11,566 40 960 00 197 52 Total expenditure $31,037 98 List of Shareholders. Name. Residence. No. of Shares. Amount subscribed. Amount paid. W. J. Albutt Vancouver 38 15 1 1 7 5 9 5 5 1 1 5 o 1 2 5 $3,800 1,500 100 100 700 500 '• 200 500 500 100 100 500 200 100 200 500 $1,520 E. A. Albutt 600 H. C. Aekroyd 40 40 A. E. Beasley H. Bell-Irving .. . '. 280 200 F. I. Blythe 80 F. M. Chaldecott Vancouver 200 200 40 A. McC. Creery W. E. Graveley C. E. Hope 40 200 80 Hobt. Martin 40 80 A. G. Thynne 200 96 $9,600 $3,840 ROYAL PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Dr. D. H. Wilson. R. W. Harris. W. H. Malkin. A. P. Bogardus. J. P. Nicolls. C. A Wickens. Edgar S. Smith, Secretary. Amount deposited with the Government of British Columbia: Deposit receipt of Canadian Bank of Commerce, $125; Dominion War Loan Bonds (par), $5,000; total, $5,125. Authorized capital $25,000 Amount subscribed 10,000 Amount paid up 2,750 Statement for the Year ended December 31st, 1923: ■* Assets. Cash value of mortgages, exclusive of interest $ 6,150 00 Cash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc. 7,056 00 14 Geo. 5 Keport of the Superintendent of Insurance. K 9 Cash on deposit to the Company's credit and not drawn against on December 31st, 1923 $ 3,093 40 Agents' balances and premiums uncollected 458 74 Interest due or accrued and unpaid 69 88 Commission on premiums paid in advance 1,303 23 Total assets $18,131 25 Liabilities. Claims or losses adjusted, remaining unpaid $ 29S 44 Reserve of unearned premiums 3,S8S 77 Amount of all other liabilities 8 36 Total amount of liabilities $ 4,195 57 Capital stock paid up 2,750 00 Total of liabilities and paid up capital $ 6,945 57 Excess of assets over such total $11,185 68 Receipts. Cash received for premiums $ 4,939 54 Cash received for interest 888 70 Cash received for mortgages, etc. (not extended), $2,100. Total receipts $ 5.828 24 Expenditure. Cash paid to agents for commission, salaries, and bonus $ 1,500 11 for interest, discount, and exchange „ statutory assessment and licence fees „ salaries, directors' and auditors' fees „ rent and taxes „ printing, stationery, and advertising 4 28 40 11 325 00 113 94 25 45 Total expenses of management $ 2,008 89 Amount paid for losses occurring prior to 1923 21 19 Amount paid for losses occurring during the year 1,1.40 07 Cash paid for debentures, etc. (not extended), $2,056. Total expenditure $ 3,171 05 List of Shareholders. Name. Residence. No. of Shares. Amount Subscribed. Amount Paid. A. P. Bogardus 10 14 14 14 8 8 5 12 5 5 5 $ 1,000 1,400 1,400 1,400 800 800 500 1,200 500 500 500 $ 275 00 385 00 385 00 W H Malkin 385 00 220 00 P. G. Mason 220 00 J. P. Nicholls 137 50 Boston, U.S.A 330 00 M. Douglas 137 50 R. D. Douglas N. S. Douglas Binghampton, U.S.A 137 50 137 50 100 $10,000 $2,750 00 K 10 British Columbia. 1924 THE WAWANESA MUTUAL FIRE INSURANCE COMPANY. Head Office—Wawanesa, Man. rjircctors. S. H. Henderson. Samuel Reid. E. H. Dewart. Robert Wallace. A. J. Elliott. G. H. Stephens. Amount deposited with the Government of British Columbia : Grand Trunk Pacific 4-per-cent. bonds, $22,386.66; Canada National Railway 4-per-cent. stock, $8,176 (par) ; total, $30,562.66. Statement for the Year ended December 31st, 1923. Assets. Cash value of real estate, less encumbrances $ 16,763 91 Bonds, debentures, securities, other than the foregoing 339,746 00 Actual cash on hand at Head Office 1,585 74 Cash in agents' hands, acknowledged by them to be due 2,466 24 Amount unpaid of instalments or fixed payments on premium notes 5,545 39 Amount unpaid of assessments which were levied during 1923 125,426 22 Amount unpaid of assessments levied in prior years 19,744 04 Net premium note asset 1,257,404 43 Interest due and accrued 5,416 10 Office furniture^ etc. (not extended), $5,655.SO. Unearned premiums on reinsurance • 10,453 20 Total assets $1,784,551 27 Liabilities. Amount of losses supposed or reported $ 112,566 02 Amount required to reinsurance all outstanding risks on cash system 127,133 02 Amount of bank overdraft 6,042 75 Amount of all other liabilities 9,620 37 Total liabilities $ 255,362 16 Receipts. Cash on hand at Head Office (not extended), $57,617.S6 (1922). Cash received by Company as fixed payments due in 1923 $ 11,197 60 Cash received by Company as fixed payments due in prior years 2,161 62 Cash received hy Company for assessments levied in 1923 366,876 83 Cash received by Company for assessments levied in years prior to 1923 36,289 61 Cash received for premiums on cash system 84,269 80 Cash received for interest during 1923 16,387 34 Cash received from bank -' 6,042 75 Cash received for reinsurance of losses 6,774 25 Cash received from all other sources 5,916 92 Total cash receipts $ 535,916 72 Expenditure. Expenses of management— Cash paid for commissions or allowances of any kind to agents $ 62,009 48 law costs 1,471 69 fuel and light 627 98 investigation and adjustment of claims 14,331 23 statutory assessment and licence fees 5,767 56 travelling expenses 2,672 93 14 Geo. 5 Keport of the Superintendent of Insurance. K 11 Expenses of Management—Continued. Cash paid for salaries, directors' and auditors' fees $ 37,519 23 ,, „ printing, stationery, and advertising 7,625 02 „ „ postage, telegrams, and express 9,979 60 „ „ interest and exchange 7,777 87 „ „ other expenses 2,300 47 Total expenses of management $ 152,0S3 06 Miscellaneous payments— Cash paid for losses which occurred prior to 1923 45,393 19 „ losses during 1923 367.009 90 „ „ reinsurance 15,941 14 „ ,, rebate, abatement, and returned premiums 5,651 SS „ „ expenditure other than the foregoing ■ 944 93 Total expenditure $ 587,624 10 Returns for British Columbia. Deposit with Government: Grand Trunk Pacific 4-per-cent. bonds, $22,386.66, and Canadian National Railways 4-per-cent. stock, $8,176 (par) $ 30,562 66 Other assets ..... Liabilities 255 93 Premium notes 74,196 50 Gross premiums received 14,071 S9 Losses incurred, net 23,530 01 Losses paid, net 23,530 01 Net amount at risk 4,352,459 00 WESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—Winnipeg, Manitoba. Directors. Wm. Smith. Brig.-General Dyer. R. W. Craig. G. N. Broatch. Dr. A. M. Campbell. F. D. Byers. Wm. Hudson. S. D. Hannah. F. C. O'Brien, Secretary. Amount deposited with the Government of British Columbia: Pacific Great Eastern Stock, £6,800. Authorized capital $1,000,000 00 Amount subscribed 1,000,000 00 Called capital 250,000 00 Amount paid up in cash 223,173 55 Statement for the Year ended December 31st, 1923. Assets. Cash value of real estate, less encumbrances $ 15,319 60 Cash value of mortgages, exclusive of interest 191,825 37 Loans, other than those secured by mortgages 115,751 98 Cash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 329,181 41 Cash on hand at Head Office 7,519 71 Cash on deposit to the Company's credit and not drawn against on December 31st, 1923 14,400 18 Premiums uncollected 115,223 37 K 12 British Columbia. 1924 Interest due or accrued and unpaid <p 20,016 69 Calls on capital stock outstanding in course of collection 26,826 45 Premium on capital 47,502 08 Amount of all other assets 62 795 02 Office furniture (not extended), $4,238.10. Total assets $ 946,361 86 Liabilities. Claims or losses adjusted ..: $ 2,918 33 Claims or losses in suspense 2.000 00 Amount of unpaid loans 60,000 00 Reinsurance reserve for life insurance contracts in force 602,931 00 Amount due or accrued for salaries, printing, etc 1,868 33 Amount of all other liabilities 5,611 95 Receipts. Net premiums received in cash Cash received for interest '. Cash received for calls on capital stock Cash from all other sources Cash received for debentures, mortgages, etc. (not extended), $101,885.09. Total of liabilities $ 675,329 61 Capital stock paid up in cash 215,420 05 Total of liabilities and paid-up capital $ 890,749 66 Excess of assets over such total $ 55.612 20 160.610 05 39,402 19 8,279 00 13,751 89 Total receipts $ 222,043 13 Expenditure. Cash paid to agents for commission, salaries, and bonus for law costs „ medical examiners' fees „ interest, discount, and exchange „ statutory assessment and licence fees „ travelling expenses „ rent and taxes „ salaries, directors' and auditors' fees „ printing, stationery, and advertising „ postage, telegrams, and express „ other expenses Total expenses of management Amount paid for losses occurring prior to 1923 Amount paid for losses occurring during 1923 Cash paid for dividends Cash paid for other expenditure Cash paid for debentures, mortgages, etc. (not extended), $188,293.57. $ 34,185 40 713 32 3,484 50 297 84 4,835 22 1,547 85 2,760 00 20,593 00 4,525 69 1,391 00 10,622 04 $ 84.955 86 2,275 00 13.904 10 2,296 59 17,980 00 Total expenditure $ 121,411 5? 14 Geo. 5 Report of the Superintendent of Insurance. K 13 Returns for British Columbia. Deposit with Government. P.G.E. stock $ 28,350 64 Assets (real estate, $15,319.60; mortgage, $9,400; loans, $5,812.10; cash, $217.25; agents' balances, $18,383.30; interest, $1,812.50; calls on capital stock, $962.50; premium on stock, $844.43; other assets, $1,984.90) 54,736 58 Liabilities 59,773 90 Premiums received 28,062 17 Losses incurred, net 2,000 00 Losses paid, net : 3,904 10 Amount at risk 1,075,578 00 K 14 British Columbia. 1924 LIST OF COMPANIES LICENSED UNDER THE " BRITISH COLUMBIA FIRE INSURANCE ACT." Name of Company and Head Office. Attorney to receive Process in British Columbia. (Corrected to August 1st, 1924.) The Acadia Fire Insurance Company, Halifax, N.S Aetna Insurance Company, Hartford, Conn Agricultural Insurance Company, Watertown, N.Y Alliance Assurance. Company, Limited, London, England Alliance Insurance Company of Philadelphia.. American Alliance Insurance Company, New York, N.Y American Central Insurance Company, St. Louis, Missouri American Equitable Assurance Company of New York, N.Y The American Insurance Company, Newark, N.J The Anglo Scottish General Commercial Insurance Company, Limited, London, England Atlas Assurance Company, Limited, London, England The Autocar Fire and Accident Insurance Company, Limited, London, England Baloise Fire Insurance Company, Basle, Switzerland Bankers & Traders' Insurance Company, Limited, Sydney, Australia Beaver Fire Insurance Company, Winnipeg, Man Boston Insurance Company, Boston, Mass British America Assurance Company, Toronto, Ontario British & European Insurance Company, Limited, London, England British Colonial Fire Insurance Company, Montreal, Que British Crown Assurance Corporation, Ltd., Glasgow, Scotland.... The British General Insurance Co., Ltd., London, England British North Western Fire Insurance Company, Toronto, Ont The British Oak Insurance Company, Limited, London, England.... British Traders' Insurance Company, Ltd., Victoria, Hong Kong.... Caledonian American Insurance Co., New York, N.Y Caledonian Insurance Company, Edinburgh, Scotland California Insurance Company, San Francisco. Cal The Canada Accident and Fire Assurance Co., Montreal Que Canada National Fire Insurance Company. Winnipeg. Man Canada Security Assurance Co., Toronto, Ont The Canadian Indemnity Co., Winnipeg, Man Canadian Fire Insurance Company, Winnipeg, Man JThe Canadian Surety Company, Toronto, Ont Car & General Insurance Corporation, Limited, London, England.... The Central Insurance Company, Limited, London, England The Century Insurance Company, Limited, Edinburgh, Scotland.... The China Fire Insurance Company, Ltd., Victoria, Hong Kong.... Citizens Insurance Company of Missouri, St. Louis, Mo Columbia Insurance Co., Jersey City, N.J Commercial Union Assurance Company, Limited, London, England Commercial Union Fire Insurance Company of New York Connecticut Fire Insurance Company, Hartford, Conn Continental Insurance Company, New York, N.Y The Cornhill Insurance Company, Limited, London, England Dominion Fire Insurance Company, Toronto, Ont Dominion Gresham Guarantee & Casualty Company, Montreal, Que. The Dominion of Canada Guarantee & Accident Insurance Company, Toronto, Ont. The Eagle, Star & British Dominions Insurance Co., Ltd., London, England. Employers Liability Assurance Corporation, Limited, London, Eng. Ensign Insurance Company, Toronto, Ontario Equitable Fire & Marine Insurance Company, Providence, K.I The Essex and Suffolk Equitable Insurance 'Society, Ltd., London, England Fidelity Phenix Fire Insurance Company, New7 York, N.Y Fire Association of Philadelphia, Philadelphia, Pa The Fire Insurance Company of Canada, Montreal, Que Fireman's Fund Insurance Company, San Francisco, Cal Firemen's Insurance Company of Newark, New Jersey The Franklin Fire Insurance Company of Philadelphia The General Accident Assurance Company of Canada, Toronto, Ont. General Accident Fire & Life Assurance Corporation, Limited, Perth, Scotland General Fire Assurance Company, Paris, France... The Girard Fire & Marine Insurance Company, Philadelphia, Pa. Glens Falls Insurance Company, Glens Falls, N.Y Globe & Rutgers Fire Insurance Company, New York, N.Y The Globe Indemnity Co. of Canada. Montreal. Que Great American Insurance Company, New York, N.Y Guardian Assurance Company, Limited, London, England F. W. Rounsefell, Vancouver. J. E. Kinsman, Victoria. J. J. Banfield, Vancouver. W. A. Anderson and H. Miskin, Vancou- J. H. Harrison, Vancouver. [ver. C. V. Wakely, Vancouver. D. W. Campbell, Victoria. G. H. L. Hobson, Vancouver. T. W. B. London, Vancouver. T. W. Greer, Vancouver. John S. Gall, Vancouver. R. Bone, Vancouver. A. S1. Matthew, Vancouver. G. H. L. Hobson, Vancouver. Waghorn, Gwynn & Co., Ltd., Vancouver. E. C. Jahour, Vancouver. F. W. Rounsefell, Vancouver. Gordon Gray, Vancouver. E. B. McDermid, Vancouver. A. S. Matthew, Vancouver. J. H. Gillespie, Victoria. K. G- McCandless, Vancouver. H. A. Robertson, Vancouver. C. R. Elderton, Vancouver. Fred Burgess, Vancouver. Fred Burgess, Vancouver. John Anderson, Vancouver. John Anderson, Vancouver. Wm. McLeish, Victoria. J. J. Banfield, Vancouver. A. McC. Creery, Vancouver. F. C. Paterson, Victoria. F. B. Lewis, Vancouver. J. H. Lawson, Vancouver. C. H. Macaulay, Vancouver. Thos. W. Greer, Vancouver. C. R. Elderton, Vancouver. Chas. H. Macaulay, Vancouver. F. W. Rounsefell, Vancouver. John Anderson, Vancouver. John Anderson, Vancouver. Robt. H. Swinerton, Victoria. W. A. Lawson, Vancouver. W. B. Blane, Vancouver. G. W. Brown, Vancouver. F. Parsons, Vancouver. J. C. Stuart, Vancouver. R. J. Loewen and R. G. Harvey, Vancouver. Jas. A. Young. G. W. Brown, Vancouver. C. V. Wakely, Vancouver. H. B. Leuty, Vancouver. Arthur Coles, Victoria. Leeming Bros., Ltd., Victoria. C. D. J. Christie, Vancouver. E. D. Todd, Victoria. C. B. Stahlschmidt, Vancouver. J. P. McLaren, Vancouver. George Rorie, Vancouver. Alfred W. McLeod, Vancouver. Robert Cram, Vancouver. W. E. Martin, Vancouver. A. S. Matthew, Vancouver. A. McC. Creery, Vancouver. F. W. Rounsefell, Vancouver. S. Burke, Vancouver. W. S. Day, Victoria. 14 Geo. 5 Report of the Superintendent of Insurance. K 15 COMPANIES LICENSED UNDER "B.C. FIRE INSURANCE ACT."—Continued. Name of Company and Head Office. Attorney to receive Process in British Columbia. (Corrected to August 1st, 1924.) The Guardian Insurance Company of Canada, Montreal, Que Hartford Fire Insurance Company, Hartford, Conn Home Insurance Company, New York, N.Y Hudson Bay Insurance Company, Montreal, Que Imperial Assurance Company, New York, N.Y fThe Imperial Guarantee & Accident Insurance Company of Canada, Toronto, Ont. The Imperial Underwriters Corporation of Canada, Toronto, Ont... Insurance Company of North America, Philadelphia, Pa.... The Insurance Company of the State of Pennsylvania, Philadelphia, Pa. Law, Union & Rock Insurance Company, Limited, London, England Liverpool & London & Globe Insurance Company, Limited, Liverpool, England The Liverpool-Manitoba Assurance Company, Montreal, Que fThe London & Lancashire Guarantee & Accident Company of Canada, Toronto, Ont. The London & Lancashire Insurance Company, Ltd., Liverpool, Eng. London Assurance Corporation, London England London Guarantee & Accident Co., Ltd., London, England London Mutual Fire Insurance Company of Canada, Toronto, Ont. Lumbermen's Indemnity Exchange, Seattle, Washington The Marine Insurance Company, Limited, London, England Mechanics & Traders Insurance Company, New Orleans, La Mercantile Fire Insurance Company, Waterloo, Ont *Merchants Casualty Company, Winnipeg, Man 1 — Merchants Fire Assurance Corporation of New York, N.Y The Merchants Marine Insurance Company, Limited, London, England Millers National Insurance Company, Chicago, 111 The Motor Union Insurance Co., Ltd., London England The Mount Royal Assurance Company, Montreal, Que National Ben Franklin Fire Insurance Company, Pittsburgh, Pa. National Fire Insurance Company of Hartford, Hartford, Conn The Nationale Fire Insurance Company, Paris, France National Provincial Insurance Company, Limited, London, England National Union Fire Insurance Company, Pittsburgh, Pa The Newark Fire Insurance Company, Newark, N..T New Hampshire Fire Insurance Co., Manchester, N.H New Jersey Insurance Company, Newark, N.J .... Niagara B7ire Insurance Company, New York, N.Y §The North American Accident Insurance Co., Montreal, Que North British & Mercantile Insurance Company, Limited, London, England North Empire Fire Insurance Company, Toronto, Ont Northern Assurance Company, Limited, London, England North West Fire Insurance Company, Winnipeg, Man Northwestern Mutual Fire Association, Seattle, Wash Northwestern National Insurance Company, Milwaukee, Wis Norwich Union Fire Insurance Society, Limited, Norwich, Eng Occidental Fire Insurance Company, Winnipeg, Man... The Ocean Accident & Guarantee Corporation, Limited. London, Eng. Pacific Coast Fire Insurance Company, Vancouver, B.C Palatine Insurance Company, Limited, London, England The Patriotic Assurance Company, Limited, Dublin, Ireland The Phenix Fire Insurance Company of Paris, France Phoenix Assurance Company, Limited, London, England :. The Phoenix Insurance Company, Hartford, Conn Providence Washington Insurance Company, Providence, R.I Provincial Insurance Co., Ltd., Bolton, England The Prudential Assurance Company, Limited, London, England Quebec Fire Assurance Company, Quebec, Que Queen Insurance Company of America, New York Queensland Insurance Company, Limited, Sydney, Australia Railway Passengers Assurance Co., London, England.. Reliance Insurance Company of Canada, Montreal, Quebec Royal Exchange Assurance, London, England Royal Insurance Company, Limited Liverpool, England The Royal Scottish Insurance Co., Ltd., Glasgow, Scotland St. Paul Fire & Marine Insurance Company, St. Paul, Minn Scottish Canadian Assurance Corporation, Toronto, Ont Scottish Metropolitan Assurance Co., Ltd., Edinburgh, Scotland Scottish Union & National Insurance Company, Edinburgh, Scotland Security Insurance Company of New Haven, Conn Springfield Fire & Marine Insurance Company, Springfield, Mass R. G. Heddle, Vancouver. George Allan Kirk, Victoria. H. W. Dyson, Vancouver. F. W. Walker, Vancouver. F. W. Rounsefell, Vancouver. Donald Cramer, Vancouver. A. Waring Giles, Vernon. J. H. Harrison, Vancouver. II. A. Robertson, Vancouver. A. W. Blake, Vancouver. R. C. Hall, Victoria. L. U. Conyers, Victoria. A. W. Blake, Vancouver. A. W. Blake, Vancouver. Harold B. Girdwood, Victoria. R. C. Janion, Vancouver. Christopher G. Hobson, Vancouver. J. A. Hendry, Vancouver. A. A. Meharey, Victoria. , W. J. Mills, Vancouver. A. W. Blake, Vancouver. J. B. Love, Vancouver. G. H. L. Hobson, Vancouver. J. A. Young, Vancouver. Charles D. J. Christie, Vancouver. W. W. Johnston, Vancouver. Fred A. Burgess, Vancouver. J. H. Johnston, Victoria. H. T. Barnes, Victoria. G. H. L. Hobson, Vancouver. A. M. English, Vancouver. E. E. Rand, Vancouver. F. W. Walker, Vancouver. Donald Cramer, Vancouver. II. A. Robertson, Vancouver. D. Leeming, Victoria. J. Edward Sears, Vancouver. H. R. Budd, Vancouver. John W. Wilson, Vancouver. Bernard C. Mess, Victoria. W. W. Johnston, Vancouver. J. II. Constantine, Vancouver. W. B. Blane, Vancouver. B. S. Heisterman, Victoria. B. C. Mess, Victoria. John R. Hannah, Vancouver. Thos. W. Greer, Vancouver. John Anderson, Vancouver. E. V. K. Rankin, Vancouver. J. A. Griffith, Victoria. F. W. Rounsefell, Vancouver. Arthur E. Haynes, Victoria. H. T. Devine, Vancouver. W. B. Blane, Vancouver. W. S. Day, Vancouver. A. W. Blake, Vancouver. Rithet Consolidated, Limited, Victoria. Robert Bone, Vancouver. P. H. Grant, Vancouver. Chas. V. Wakely, Vancouver. James H. Lawson, Vancouver. F. W. Walker, Vancouver. J. H. Watson, Vancouver. B. S. Heisterman, Victoria. A. W. McLeod, Vancouver. Lawrence W. Peel, Vancouver. Pemberton & Son, Victoria. T. W. Greer, Vancouver. Chas. H. Macaulay, Vancouver. K 16 British Columbia. 1924 COMPANIES LICENSED UNDER "B.C. FIRE INSURANCE ACT."—Continued. Name of Company and Head Office. Attorney to receive Process in British Columbia. ('Corrected to August 1st, 1924.) The Sterling Fire Insurance Company of Indiana, U.S.A Stuyvesant Insurance Company, New York, N.Y Sun Insurance Office, London, England Union Assurance Society, Limited, London, England The Union Fire Insurance Company, Paris, France Union Insurance Society of Canton, Ltd., Victoria, Hong Kong The Union Marine Insurance Company, Limited, Liverpool, England United British Insurance Company, Limited, London, England United iStates Fire Insurance Company, New York, N.Y TThe Wawanesa Mutual Insurance Co., Wawanesa, Man Western Assurance Company, Toronto, Ont Westchester Fire Insurance Company, New York, N.Y The Yang-tsze Insurance Association, Limited, Shanghai, China The Yorkshire Insurance Company, Limited, York, England II. R. Budd, Vancouver. II. A. Robertson, Vancouver. F. B. Pemberton, Victoria. D. C. McGregor, Vancouver. Franco-Canadian Company, Limited, Vancouver. C. R. Elderton, Vancouver. C. H. Macaulay, Vancouver. B. S. Brown, Vancouver. II. A. Robertson, Vancouver. W. W. Kempton, Lumby. K. G. MoCandless, Vancouver, Alfred W. McLeod New Westminster. B. G. D. Phillips, Vancouver. H. W. Dyson, Vancouver. t Licence under " B.C. Fire Insurance Act" limited to insurance of automobiles against Are ; also licensed under the " Insurance Act " to transact guarantee, burglary, plate glass, and automobile insurance, t Licence under " B.C. Fire Insurance Act" limited to insurance of automobiles against Are; also licensed under the " Insurance Act " to transact guarantee, accident, sickness, automobile, and plate-glass insurance. * Licence under " British Columbia Fire Insurance Act" limited to insurance of automobiles against fire. Also licensed under "Insurance Act" to transact accident (excluding employer's liability), sickness, and automobile insurance. § Licence under "B.C. Fire Insurance Act" limited to insuring automobiles against loss or damage by fire; also licensed under the " Insurance Act" to transact automobile, burglary, accident, sickness, and plate-glass insurance. K Deposit: Dominion War Loan bonds, $25,000. ■ NOTE :—Licensed since December 31st, 1923 :— Grain Dealers' National Mutual Fire Insurance Company, Indianapolis, Indiana ; J. H. Constantine, Vancouver. London & Provincial Marine & General Insurance Company, Limited, London, England ; J. H. Watson, Vancouver. Mill Owners Mutual Fire Insurance Company of Des Moines, Iowa ; J. H. Constantine, Vancouver. Toronto Casualty Fire & Marine Insurance Company, Toronto, Ontario; Douglas Armour, Vancouver. (Deposit: Government bonds, $25,000.00). LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE "BRITISH COLUMBIA FIRE INSURANCE ACT." Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited. British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited. British Empire Underwriters Agency, representing British America Assurance Company. Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of New York. Canadian Underwriters Agency, representing Baloise Fire Insurance Company. Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford. Delaware Underwriters, representing Westchester Fire Insurance Company. Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company. Federal Underwriters, Limited, representing Canada National Fire Insurance Company. Fidelity Fire Underwriters of New York, representing Continental Insurance Company, and Fidelity Phenix Fire Insurance Company. Firemen's Underwriters, representing Firemen's Insurance Company of Newark. Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company. London Underwriters Agency, representing London Assurance Corporation. Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company. New York Underwriters Agency, representing Hartford Fire Insurance Company. Nova Scotia Fire Underwriters Agency, representing Home Insurance Company. Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association. Rochester Underwriters Agency, representing Great American Insurance Company. St. Lawrence Underwriters Agency, representing Western Assurance Company. Winnipeg Fire Underwriters Agency, representing Home Insurance Company. LIST OF COMPANIES LICENSED UNDER THE " INSURANCE ACT.' K 17 Name of Company and Head Office. Attorney to receive Process in British Columbia. (Corrected to August 1st, 1924.) Description of Insurance Business for which Licensed (Corrected to August 1st, 1924.) iEtna Insurance Co., Hartford, Conn ^Etna Life Insurance Co., Hartford, Conn.... Alliance Assurance Co., Ltd., London, Eng.. Alliance Insurance Co. of Philadelphia, Pa American Alliance Insurance Co., New York, N.Y.. American Central Insurance Company, St. Louis, Mo American Credit Indemnity Company of New York-^St. Louis, Mo Atlas Assurance Company, Limited, London, England Autocar Fire & Accident Insurance Company, Limited, London, England.. The Boiler Inspection & Insurance Co. of Canada, Toronto, Ont Boston Insurance Co., Boston, Mass British America Assurance Co., Toronto, Ont '. The British and Foreign Marine Insurance Co., Ltd., Liverpool, Eng (1.) The British Columbia Plate Glass Insurance Co., Vancouver, B.C.. The British Crown Assurance Corporation, Ltd., Glasgow, Scotland British Traders Insurance Co., Ltd., Victoria, Hong Kong The Canada Accident and Fire Assurance Co., Montreal, Que.. Canada Life Assurance Co., Toronto, Ont Canada Security Assurance Company, Toronto, Ont Canadian Fire Insurance Company, Winnipeg, Man The Canadian Surety Co., Toronto, Ont The Canton Insurance Office, Limited, Victoria, Hong Kong.. The Capital Life Assurance Co. of Canada, Ottawa, Ont Car and General Insurance Corporation, Ltd., London, Eng The Casualty Company of Canada, Toronto, Ontario The Central Insurance Company, Limited, London, England- Columbia Insurance Company, Jersey City, N.J Commercial Union Assurance Company, Limited, London, Eng.. Confederation Life Association, Toronto, Ont Continental Casualty Co., Hammond, Ind Continental Insurance Company, New York, N.Y.. The Continental Life Insurance Co., Toronto, Ont The Cornhill Insurance Company, Limited, London, England.. The Crown Life Insurance Co., Toronto, Ont Dominion Gresham Guarantee & Casualty Co., Montreal, Que The Dominion Life Assurance Co., Waterloo, Ont The Dominion of Canada Guarantee & Accident Ins. Co., Toronto, Ont.. The Eagle Star & British Dominions Insurance Co., Ltd., London, Eng.. Employers Liability Assurance Corporation, Ltd., London, Eng.. Equitable Fire & Marine Insurance Co., Providence, R.I.. The Excelsior Life Insurance Co., Toronto, Ont The Fidelity & Casualty Co., New York, N.Y Fidelity Insurance Company of Canada, Toronto, Ont.. Fidelity Phenix Fire Insurance Co., New York, N.Y Fireman's Fund Insurance Co., San ITrancisco, Cal.. Firemen's Insurance Co. of Newark, N.J.. J. E. Kinsman, Victoria John F. Brandt, Vancouver W. Anderson and H. Miskin, Vancouver.. J. H. Harrison, Vancouver.. C. V. Wakely, Vancouver D. W. Campbell, Victoria B. R. Colkett, Vancouver F. B. Lewis, Vancouver Robert Bone, Vancouver R. V. Winch & Co., Ltd., Vancouver.. E. C. Jahour, Vancouver F. W. Rounsefell, Vancouver B. C. Mess, Victoria Head Office, Vancouver A. S. Matthew, Vancouver.. C. R. Elderton, Vancouver.... John Anderson, Vancouver- It. G. McCuish, Vancouver.. J. J. Banfield, Vancouver.... F. C. Paterson, Victoria F. B. Lewis, Vancouver Wise & Co., Ltd., Victoria.... W. D. Kennedy, Vancouver.... J. H. Lawson, Vancouver Gordon Bell, Vancouver C. H. Macaulay, Vancouver.. F. W. Rounsefell, Vancouver.. John Anderson, Vancouver H. R. Glass, Vancouver A. S. Matthew, Vancouver... W. A. Lawson, Vancouver.. James Moss, Victoria W. B. Blane, Vancouver.. F. R. McD. Russell, Vancouver.. Frank Parsons, Vancouver John T. McCoy, Vancouver J. C. Stuart, Vancouver R. J. Loewen and R. G. Harvey, Vancouver Jas. A. Young, Vancouver C. V. Wakely, Vancouver F. J. Gillespie, Vancouver Seeley & Co., Vancouver Leslie H. Wright, Vancouver.. Arthur Coles, Victoria E. D. Todd, Victoria- General Accident Assurance Co. of Canada, Toronto, Ont W. F. Sangster, Vancouver The General Animals Insurance Co. of Canada, Toronto, Ont.. Glens Falls Insurance Co., Glens Falls, N.Y Globe & Rutgers Insurance Co., New York, N.Y.. The Globe Indemnity Co. of Canada, Montreal, Que.. Great American Insurance Co., New York, N.Y ...... The Great West Life Assurance Co., Winnipeg, Man The Guarantee Company of North America, Montreal, Que.. The Guardian Insurance Co. of Canada, Montreal, Que Hartford Accident and Indemnity Company, Hartford, Conn.. Hartford Fire Insurance Co., Hartford, Conn Home Insurance Co., New York, N.Y.. Hudson Bay Insurance Company, Montreal, Quebec The Imperial Guarantee & Accident Insurance Co. of Canada, Toronto, Ont.. The Imperial Life Assurance Co. of Canada, Toronto, Ont Imperial Underwriters Corporation of Canada, Toronto, Ont.. Insurance Company of North America, Philadelphia, Pa Insurance Company of the State of Pennsylvania, Philadelphia, Pa Law, Union & Rock Insurance Co., Ltd., London, Eng The Liverpool-Manitoba Assurance Company, Montreal, Que The London & Lancashire Guarantee & Accident Co. of Canada, Toronto, Ont.. The London & Lancashire Insurance Co., Ltd., Liverpool, England London & Provincial Marine & General Insurance Co., Ltd., London, Eng.. The London & Scottish Assurance Corporation, Limited, London, Eng.. London Assurance Corporation, London, Eng London Guarantee & Accident Co., Ltd., London, Eng London Mutual Fire Insurance Company of Canada, Toronto, Ont The London Life Insurance Co., London, Ont - Loyal Protective Insurance Co., Boston, Mass Lumbermen's Mutual Casualty Company, Chicago, 111 The Manufacturers Life Insurance Co., Toronto, Ont The Marine Insurance Co., Ltd., London, Eng Maritime Insurance Co., Ltd., London, Eng Maryland Casualty Co., Baltimore, Maryland- Merchants Casualty Co., Winnipeg, Man The Merchants Marine Insurance Co., Ltd., London, England- Metropolitan Life Insurance Co., New York, N.Y The Monarch Life Assurance Co., Winnipeg, Man The Motor Union Insurance Company, Limited, London, Eng.. Mount Royal Assurance Company, Montreal, Quebec Mutual Life Assurance Co. of Canada, Waterloo, Ont The Mutual Life Insurance Co. of New York, N.Y National Fire Insurance Co. of Hartford, Hartford, Conn National life Assurance Co. of Canada, Toronto, Ont.... National Provincial Insurance Co., Ltd., London, Eng.. National Surety Co., New York, N.Y The Newark Fire Insurance Co., Newark, N.J New Hampshire Fire Insurance Company, Manchester, N.H.. New Jersey Insurance Company, Newark, N.J New York Life Insurance Co., New York, N.Y The New York Plate Glass Insurance Co., New York, N.Y.. Niagara Fire Insurance Co., New York, N.Y - The North American Accident Insurance Co., Montreal, Que North American Life Assurance Co., Toronto, Ont North British & Mercantile Insurance Company, Limited, London, England- Northern Assurance Company, Ltd., London, Eng The Northern Life Assurance Co. of Canada. London, Ont Northwestern Mutual Fire Association, Seattle, Wash Northwestern National Insurance Co., Milwaukee, Wis Norwich Union Fire Insurance Society, Ltd., Norwich, Eng.. Norwich Union Life Insurance Society, Norwich, Eng Occidental Fire Insurance Company. Winnipeg, Man The Ocean Accident & Guarantee Corporation, Ltd., London, Eng.. Ocean Marine Insurance Company, Limited, London, Eng The Palatine Insurance Company, Limited., London, Eng Phoenix Assurance Co., Ltd., London, Eng The Phoenix Insurance Co., Hartford, Conn The Preferred Accident Insurance Company of New York, N.Y The Protective Association of Canada, Granby, Que The Prudential Insurance Co. of America, Newark, N.J Queen Insurance Co. of America, New York, N.Y.... Queensland Insurance Co., Ltd., Sydney, Australia Railway Passengers Assurance Co., London, Eng Reliance Marine Insurance Co., Limited, Liverpool, Eng Royal Exchange Assurance, London, Eng Roval Insurance Co., Ltd., Liverpool," Eng (2.) 'Roval Plate Glass Insurance Company of Canada, Vancouver, B.C St. Paul Fire & Marine Insurance Co., St. Paul, Minn Scottish Metropolitan Assurance Corporation, Limited, Edinburgh, Scotland- Scottish Union & National Insurance Co., Edinburgh, Scotland The Security Life Insurance Companv of Canada, Toronto, Ont The Sovereign Life Assurance Co., Winnipeg, Man .... The Standard Life Assurance Co., Edinburgh, Scotland Standard Marine Insurance Co., Ltd., Liverpool, Eng The Sterling Fire Insurance Company of Indiana, Indianapolis, Ind Sun Insurance Office, London, England Sun Life x\ssurance Co. of Canada, Montreal, Que The Travelers Indemnity Company, Hartford, Conn The Travelers Insurance Co., Hartford, Conn Travellers life Insurance Co. of Canada, Montreal, Que.. Union Assurance Society, Limited, London, England Union Insurance Society of Canton, Ltd., Victoria, Hong Kong.. The Union Marine Insurance Company, Ltd., Liverpool, Eng.. Union Mutual Life Insurance Co., Portland, Maine United States Fidelitv & Guaranty Co., Baltimore, Md.. United States Fire Insurance Co., New York, N.Y United States Lloyds, Inc., New York, N.Y.. Western Assurance Company, Toronto, Ont.. The Western Casualty Company, Denver, Col (3.) The Western Empire Life Assurance Co., Winnipeg, Man.. The Western Life Assurance Co., Winnipeg, Man ,. Westchester Fire Insurance Company, New York, N.Y The World Marine & General Insurance Co., Ltd., London, Eng.. The Yang-tsze Insurance Association, Ltd., Shanghai, China The Yorkshire Insurance Co., Ltd., York, Eng C. B. Stahlschmidt, Vancouver- Douglas Armour, Vancouver.. A. S. Matthew, Vancouver.... A. McC. Creery, Vancouver.. F. W. Rounsefell, Vancouver.. S. Burke, Vancouver J. A. Johnson, Vancouver.— C. A. Holland, Victoria W. E. Graveley, Vancouver.. H. R. Budd, Vancouver.. G. A. Kirk, Victoria IL W. Dyson, Vancouver- Frederick W. Walker, Vancouver.. D Cramer, Vancouver. Stanley Henderson, Vancouver.. A. Waring Giles, Vernon J. H. Harrison, Vancouver H. A. Robertson, Vancouver.. A. W. Blake, Vancouver L. U. Conyers, Victoria A. W. Blake, Vancouver A. W. Blake, Vancouver R. V. Winch & Co., Ltd., Victoria- Lawrence W. Peel, Vancouver R. V. Winch & Co., Ltd., Victoria R. C. Janion, Vancouver C. G. Hobson, Vancouver William B. Ryan, Victoria G. H. Grant, Vancouver J. H. Constantine, Vancouver. B. A. Twiss, Vancouver , A. A. Meharey, Victoria Vancouver Insurance, Vessel Agency, Ltd. Vancouver H. T. Barnes, Victoria J. B. Love, Vancouver James A. Young, Vancouver.. P. Winterborne, Victoria R. W. Harris, Vancouver W. W. Johnston, Vancouver- Fred A. Burgess, Vancouver.. W. J. Twiss, Vancouver W. E. Burns, Vancouver H. T. Barnes, Victoria Lindley Crease, Victoria F. W. Rounsefell, Vancouver M. L. Brown, Vancouver F. W. Walker, Vancouver Donald Cramer, Vancouver.. H. A. Robertson, Vancouver.. R. A. Durham, Vancouver.... A. S. Matthew, Vancouver.. D. Leeming, Victoria J. E. Sears, Vancouver Ellis W. Keenleyside, Vancouver H. R. Budd, Vancouver R. V. Winch & Co., Ltd., Vancouver.. W. H. Clarke, Vancouver J. H. Constantine, Vancouver W. B. Blane, Vancouver B. S. Heisterman, Victoria.. B. S. Heisterman, Victoria B. C. Mess, Victoria J. <R. Hannah, Vancouver R. V. Winch & Co., Ltd., Victoria- John Anderson, Vancouver F. W. Rounsefell, Vancouver A. E. Haynes, Victoria II. A. Robertson, Vancouver F. G. Bell, Vancouver W. C. Bowden, Vancouver Rithet Consolidated, Limited, Vietoria.. C. Gardiner Johnson, Vancouver P. H. Grant, Vancouver Rithet Consolidated, Limited, Victoria— J. H. Lawson, Vancouver F. W. Walker, Vancouver Head Office, Vancouver B. S. Heisterman, Victoria Lawrence W. Peel, Vancouver F. B. Pemberton, Victoria Hector Read, Vancouver M. D. McPherson, Vancouver J. W. Kerr, Vancouver... : C. Gardiner Johnson, Vancouver H. R. Budd, Vancouver F. B. Pemberton, Victoria H. O. Leach, Vancouver R. C. Hall, Victoria R. C. Hall, Victoria J. D. Mather, Vancouver.... Chas. R. Bishop, Victoria.. C. R. Elderton, Vancouver.. C. H. Macaulay, Vancouver.. Viggo F. L&ursen, Vancouver- Leslie H. Wright, Vancouver.. H A. Robertson, Vancouver.... B. G. D. Phillips, Vancouver.. K. S. McCandless, Vancouver.. W. H. Biegel, Vancouver C. Wilson, Vancouver C. E. Mahon, Vancouver Alfred W. McLeod, New Westminster.. B. C. Mess. Victoria B. G. D. Phillips, Vancouver H. W. Dyson, Vancouver ♦Automobile, marine, tornado, and inland transportation. Life. ♦Marine, accident, sickness, guarantee, automobile, burglary, plate glass. Insurance against damage to property of any kind caused by the explosion of natural gas or other gas, and insurance against loss or damage by robbery. ♦Marine, automobile (excluding insurance against loss by reason of injury to the person), and inland transportation. ♦Automobile (excluding insurance against loss by reason of injury to the person). ♦Automobile, explosion (including riot and civil commotion) and tornado. Credit. ♦Marine. Accident, sickness, automobile, and plate glass. Steam-boiler. ♦Marine. ♦Hail, ocean, marine, inland marine, inland transportation, automobile, explosion, and tornado. Marine, inland transportation, and sprinkler leakage. Plate glass. Automobile (excluding insurance against loss by reason of bodily injury to the person). ♦Automobile and marine. ♦Accident, sickness, plate glass, guarantee, burglary, and automobile. Life. ♦Automobile. ♦Automobile. Guarantee, burglary, plate glass, and automobile. (Also licensed under " B.C. Fire Insurance Act " to insure automobiles against loss or damage by fire.) Marine. Life. ♦Accident, hail, tornado, and sickness. Automobile, burglary, and plate glass. Insurance against damage to property of any kind caused by the explosion of natural or other gas. ♦Automobile (excluding insurance against loss by reason of bodily injury to the person, and inland transportation. Life, accident, automobile, burglary, inland transportation, plate glass, sprinkler leakage, sickness, tornado, and limited explosion. Life. Accident, sickness, automobile, plate glass. ♦Tornado, explosion (including riot and civil commotion), and automobile (excluding insurance against loss by reason of bodily injury to the person), marine. Life. ♦Insurance against loss or damage to property of any kind caused by the explosion of natural or other gas. Life. Accident, sickness, guarantee, burglary, and automobile. Life. ♦Accident, guarantee, sickness, burglary, plate glass, automobile, steam boiler, inland transportation and life. ♦Marine and automobile (limited to insurance against loss 6r damage from accident or injury suffered by an employee or other person caused by an automobile for which the owner is liable). ♦Accident, sickness, guarantee, automobile, burglary, steam-boiler, robbery, and plate glass. Automobile (excluding insurance against loss by reason of bodily injury to the person). Life. Accident, sickness, burglary, steam-boiler, and plate-glass. Guarantee. ♦Tornado, explosion (including riot and civil commotion), and automobile (excluding insurance against loss by reason of bodily injury to the person). ♦Marine, inland transportation, and automobile (excluding insurance against loss by reason of bodily injury to the person). ♦Marine. ♦Accident, sickness, steam-boiler, guarantee, burglary, and insurance against loss or damage by robbery, automobile, plate glass, sprinkler leakage, electrical machinery and limited explosion. Live stock, plate glass, and automobile. ♦Hail, tornado, automobile, explosion (including riot and civil commotion) and inland transportation. ♦Inland transportation. Automobile (excluding insurance against loss by reason of bodily injury to the person), explosion (except upon steam- boilers, pipes, fly-wheels, engines, and machinery connected therewith or operated thereby), and marine. ♦Accident, sickness, burglary, automobile, guarantee, and forgery. ♦Hail, tornado, sprinkler leakage, marine, automobile (excluding insurance against loss by reason of bodily injury), explosion (including riot and civil commotion), and inland transportation. Life. Guarantee. ♦Accident, sickness, guarantee, plate glass, burglary, automobile, inland transportation, steam-boiler, sprinkler leakage, tornado and explosion. Accident, automobile, burglary, guarantee, live stock, plate-glass, and sickness. ♦Hail, explosion (including riot and civil commotion), inland transportation, cyclone or tornado, sprinkler-leakage, and insurance against loss caused by rain, tempest, flood, or other climatic conditions, except loss of or damage to property caused by hail, windstorm, cyclone, or tornado. ♦Automobile, sprinkler leakage, hail, tornado, explosion (including riot and civil commotion), burglary, property damage, inland transportation, and insurance against loss or damage by rain or flood. Insurance against damage to property of any kind caused by the explosion of natural or other gas. Guarantee, accident, sickness, automobile, and plate glass. (Also licensed under " B.C. Fire Insurance Act " to transact the business of insurance of automobiles against fire.) Life. ♦Accident, automobile, guarantee, and sickness. ♦Inland transportation, automobile (excluding injury to the person), marine, and explosion (including riot and civil commotion). ♦Inland marine. ♦Accident, sickness, burglary, plate glass, and automobile. ♦Explosion (including riot and civil commotion) and automobile. Accident, sickness, guarantee, plate glass, automobile, burglary, and insurance against loss or damage occasioned by larceny, theft, or stealing from the person by violence, threat, hold-up or otherwise. ♦Marine, automobile, and explosion (including riot and civil commotion). Marine, accident, automobile, burglary, guarantee, plate glass, sickness, sprinkler leakage, and limited explosion. Life. ♦Marine, automobile, inland marine, and inland transportation. ♦Accident, sickness, guarantee, and burglary. ♦Automobile. Life. Accident and sickness amongst members of I.O.O.F. ♦Automobile. Life. ♦Inland transportation, automobile, marine, and inland marine. Marine. Accident, burglary, guarantee, plate glass, steam-boiler, sickness, forgery, fly-wheel, sprinkler leakage, and insurance against loss or damage by robbery. Accident (excluding employers' liability), sickness, and automobile. ♦Automobile. Life, accident, and sickness. Life. ♦Accident, automobile, and marine. ♦Plate glass, and automobile. Life. Life. Tornado, explosion (including riot and civil commotion), inland transportation, marine, and automobile (excluding insurance against loss by reason of bodily injury to the person). Life. Plate glass. Guarantee, burglary, forgery, fraud, and credit. ♦Marine, automobile (excluding insurance against loss by reason of injury to the person), and insurance against damage to property of any kind caused by the explosion of natural or other gas. Inland transportation, and insurance against damage to property of any kind caused by the explosion of natural or other gas. ♦Automobile (excluding insurance against loss by reason of injury to the person) and marine. ,^m_- Life. Plate glass. ♦Tornado, automobile (including damage to automobiles in transit by rail), marine, and explosion (including riot and civil commotion). ♦Accident, sickness, plate glass, automobile, and burglary. Life. Marine. ♦Marine, accident, sickness, automobile, guarantee, plate glass, and burglary. Life. Automobile (excluding insurance against loss by reason of bodily injury to the person). ♦Automobile. ♦Accident, sickness, plate glass, automobile, burglary, guarantee, and insurance against damage to property of any kind caused by explosion of natural or other gas. Life. ♦Automobile. ♦Accident, sickness, guarantee, plate glass, automobile, and burglary. Marine. ♦Automobile. ♦Life. ♦Marine and automatic (excluding insurance against loss by reason of injury to the person). Accident, sickness, and automobile. Accident and sickness restricted to members of the Masonic Order. Life. ♦Automobile, inland transportation, and marine. Marine. Accident, sickness, guarantee, plate glass, and automobile. Marine. ♦Accident, sickness, and automobile. ♦Life, marine, and automobile. Plate glass. ♦Automobile, inland transportation, and marine. ♦Accident, sickness, guarantee, automobile, marine, and inland marine. Tornado, sprinkler leakage, and automobile. Life. Life. Life. Marine. ♦Tornado and automobile. ♦Automobile, guarantee, sickness, accident, and plate glass. Life. Accident, sickness, steam-boiler, plate glass, burglary, automobile, fly-wheel, and insurance against damage or loss by robbery and insurance against damage to property and liability for damage to the property or person of others caused by the breakdown of any electrical machinery. Life and accident. Life. ♦Automobile, inland transportation, accident, burglary, plate glass, sickness, sprinkler leakage, tornado, and limited explosion. ♦Marine, automobile, accident, sickness, inland transportation, and insurance against damage to property of any kind caused by the explosion of natural or other gas. Marine, inland marine, inland transportation, and automobile (excluding insurance against loss by reason of bodily injury to the person). Life. Guarantee, accident, sickness, burglary, plate glass, steam-boiler, and robbery. ♦Automobile (excluding insurance against loss by reason of injury to the person and explosion, including riot and civil commotion). Marine. ♦Marine, inland transportation, explosion (including riot and civil commotion), tornado, and automobile. Accident and sickness. Life. Life. ♦Explosion (including riot and civil commotion) and marine. Marine. Marine. ♦Accident, sickness, plate glass, live stock, guarantee, burglary, sprinkler leakage, automobile, and limited explosion. ♦ Also licensed under " B.C. Fire Insurance Act" to transact fire insurance. Securities (par value) deposited under the Act:— (1.) War Loan Bonds, $1,000: Municipal Securities. $5,000; B.C. Inscribed Stock, $973.32. (2.) Dominion War Loan Bonds, $5,000, and deposit receipt, Canadian Bank of Commerce, $125. (3.) P.G. &E. iStock, £6,800. Note Licensed since December 31st 1923. Agricultural Insurance Company, Watertown, New York; J. J. Banfield, Vancouver; inland transportation, sprinkler leakage, automobile (excluding insurance against loss by reason of bodily OntaHoUE^uitable Life and Accident Insurance Company, Waterloo, Ontario ; E. W. Leeson, Vancouver; life; deposit, bonds, $26,000. Pacific Coast Fire Insurance Company, Vancouver ; T. W. Greer, Vancouver; automobile, sprinkler leakage, and insurance against damage to property of any kind caused by the explosion of TorontoUCasualtv ^Marine Insurance Company. Toronto, Ontario; Douglas Armour, Vancouver; accident, automobile, sickness, inland marine, ocean marine, inland transportation, guarantee, theft, burglary or roibberv, plate glass, and insurance against loss or damage or liability or loss or damage to persons or property arising from any accidental cause; deposit, Provincial Zuricn°^eneraf Accident and Liability Insurance Company, Limited, Zurich, Switzerland ; A. K. Henderson, Vancouver; accident, automobile,' burglary, plate glass, steam-boiler. 14 Geo. 5 Report of the Superintendent of Insurance. K 19 TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1923. Name of Company. Acadia Fire Insurance Co Aetna Fire Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co. of N. Y American Insurance Co Anglo Scottish General Commercial Insurance Co., Ltd Atlas Assurance Co., Ltd Autocar Fire & Accident Insurance Co., Ltd.... Baloise Fire Insurance Co Bankers & Traders' Insurance Co., Ltd Beaver Fire Insurance Co Boston Insurance Co British America Assurance Co. British & European Insurance Co., Ltd British Colonial Fire Insurance Co British Crown Assurance Corporation, Ltd British General Insurance Co., Ltd British North Western Fire Insurance Co British Oak Insurance Co., Ltd British Traders' Insurance Co., Ltd Caledonian American Insurance Co Caledonian Insurance Oo California Insurance Co , Canada Accident & Fire Assurance Co Canada National I7ire Insurance Co. Canada Security Assurance Co Canadian Indemnity Co Canadian Fire Insurance Co Canadian Surety Co Car & Genera] Insurance Corporation, Ltd Central Insurance Co., Ltd Century Insurance Co China Fire Insurance Co., Ltd Citizens Insurance Co. of Missouri Columbia Insurance Co Commercial Union Assurance Co., Ltd Commercial Union Fire Insurance Co Connecticut Fire Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion Gresham Guarantee & Casualty Co Dominion of Canada Guarantee & Accident Insurance Co.. Eagle Star & British Dominions Insurance Co., Ltd Employers Liability Assurance Corporation, Ltd Ensign Insurance Co Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd Fidelity Phenix F'ire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's F7und Insurance Co Firemen's Insurance Co. of Newark Franklin Fire Insurance Co. of Philadelphia General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd... General F7ire Assurance Co. of Paris, FYance Girard Fire & .Marine Insurance Co Glens F7alls Insurance Co , Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Hartford I,7ire Insurance Co Home Insurance Co. of New York Hudson Bay Insurance Co Imperial Assurance Co. Imperial Guarantee & Accident Insurance Co. of Canada.... Imperial Underwriters Corporation of Canada Insurance Co. of North America Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd Liverpool-Manitoba Assurance Co London & Lancashire Guarantee & Accident Co. of Canada., London & Lancashire Insurance Co., Ltd London Assurance Corporation London Guarantee & Accident Co., Ltd London Mutual Fire Insurance Co of Canada Net Premiums. Carned forward. t 28,866 99 61,029 07 11,154 86 30,142 80 18,362 91 6,347 11 36,064 89 15,600 16 12,667 83 5,431 56 56,937 26 11,481 74 16.008 95 Nil. 6,647 23 45,576 52 40,837 17 1,995 81 12,119 73 59,265 79 13,533 07 14.066 59 32,732 72 36,736 35 15,544 86 51,983 70 41,251 49 27,416 67 42,893 64 6,257 58 9,743 91 36,383 72 1,547 36 15,585 24 2,619 18 32,511 89 31,663 46 18,438 27 81,941 32 5,862 44 30,021 37 38,157 96 10,642 67 17,240 15 8,245 44 8,024 65 36,587 81 46,308 37 2,342 00 6,641 44 8,597 36 67,922 66 28,255 60 37.009 17 30,179 66 4,814 11 9,392 01 11,373 90 18,694 12 10,696 93 1,826 76 15.067 40 47,297 27 43,636 26 46,426 10 123,410 35 14,398 89 149,653 18 121,608 24 89,608 06 8,113 12 2,689 57 39,632 86 120,097 52 10,917 04 32,352 41 149,422 29 42,023 52 5,127 04 122,569 45 76,867 02 25,171 13 7,295 71 Net Amount of Losses incurred. $2,663,270 40 i 41,809 50 31,797 14 1,577 04 6,437 16 13,622 91 1,649 88 39,202 96 7,841 68 12,546 34 4,753 14 17,429 58 12,350 45 17,6b5 04 Nil. 1,386 39 46,000 29 30,589 96 Nil. 11,530 59 10,469 06 13,391 69 5,944 54 16,062 53 18,355 23 6,625 73 14,821 09 28,020 13 13,880 08 8.742 52 6,383 62 9,973 43 13,309 01 174 41 11,666 41 Nil. 19,619 47 68 63 15,233 22 22.938 13 34,485 06 3.743 42 7,654 12 34,680 60 10,621 48 7,845 60 1,417 49. 6,310 51 18,300 06 22,371 94 325 86 3,244 86 4,133 83 71,747 44 13,197 21 15,815 93 22,644 84 8,286 25 3,235 59 16,851 P6 18.113 16 5,021 74 1,030 00 15,417 23 58,262 92 55,029 33 21,609 35 45.114 00 9,346 48 106,4S6 40 64,810 95 26,830 48 1,434 14 2,932 40 21,133 21 136,229 13 4,338 28 9,936 77 140,315 88 27,398 28 1,625 02 57,304 41 30,142 72 9,081 69 17,212 59 $1,721,964 06 Net Amount of Losses paid. 19,661 19 19,047 26 2,322 09 6,101 67 7,351 85 2,059 88 38,569 50 6,336 68 11,163 09 953 14 16,906 70 7,454 25 9,931 85 Ml. 2,221 84 31.218 30 27,767 12 Nit. 10,727 39 15,927 05 14,514 69 5,944 54 9,936 21 18,075 23 6,625 73 16,279 09 29,073 77 14,041 10 8,742 52 6,108 62 8,373 45 13,301 46 352 91 11,623 41 Nil. 17,385 81 6S 53 15,233 22 11,650 23 37,390 46 2,780 29 6,889 45 34,471 07 10,621 48 10,874 75 1,084 69 6,311 03 18,318 29 24,025 48 Nil. 2,249 68 4,225 87 59,760 27 10,479 23 17,970 93 16,939 84 86 25 923 59 16,821 95 13,389 86 5,008 74 1,055 60 6,131 23 66,052 43 49,630 55 24,435 43 40,642 39 10,116 48 46,946 30 79,708 28 22,623 48 1,153 14 4,404 03 21.219 91 73,518 49 5,634 51 9,936 77 71,130 32 26,941 62 1,425 02 57,339 41 28,553 73 8,773 69 20,199 25 $1,421,249 53 K 20 British Columbia. 1924 TABLE L—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1923—Continued. Name of Company. Brought forwarc Lumbermen's Indemnity Exchange Marine Insurance Co., Ltd Mechanics & Traders Insurance Co Mercantile Fire Insurance Co Merchants Casualty Co Merchants Fire Assurance Corporation of N.Y.. Merchants Marine Insurance Co., Ltd Millers National Insurance Co Motor Union Insurance Co., Ltd Mount Royal Assurance Co., Ltd. National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford Nationale Fire Insurance Co., Paris, France National Provincial Insurance Co., Ltd National Union Eire Insurance Co Newark Fire Insurance Co New Hampshire Fire Insurance Co. New Jersey Insurance Co Niagara Fire Insurance Co. North American Accident Insurance Co.t North British & Mercantile Insurance Co., Ltd. North Empire Fire Insurance Co Nurthern Assurance Co., Ltd North West Fire Insurance Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd. Pacific Coast Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Phenix Fire Insurance Co. of Paris, France Phoenix Assurance Co. Ltd . Phoenix Insurance Co. of Hartford Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co. t Reliance Insurance Co. of Canada Royal Exchange Assurance Co Royal Insurance Co., Ltd Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co. Scottish Canadian Assurance Corporation Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Security Insurance Co. of New Haven Springfield Fire & Marine Insurance Co Sterling Fire Insurance Co. of Indiana Stuy vesant Insurance Co Sun Insurance Office Union Assurance Society, Ltd Union Fire Insurance Co. of Paris, France Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United British Insurance Co., Ltd United States Fire Insurance Co.t Wawanesa Mutual Insurance Co Western Assurance Co Westchester Fire Insurance Co Yang-tsze Insurance Association, Ltd Yorkshire Insurance Co., Ltd Total. Net Premiums. $2,663,270 40 215,469 45 16 50 ' 11 81 16 15 10. 54 21. 24. 14 50, 21. 48. 45. 21. 25. 13. 9, 15, 34, 59. 25, 82, 11, 67, 54, 89, 15, 12, 47, 37, 12, 11. 224. 42. 19. 17. 10. 18. 70, 16, 364 : 083 i 420 : 732 I 451 l 121. 13. 25, 37, 34, 43, 45. i. 14. 66. 43. 34. 47 11, 57, 20, 40, 29, is: 25, 23 71 84 83 49 06 01 86 09 80 62 13 85 90 83 40 14 73 27 10 81 08 13 50 55 90 97 36 65 61 99 28 01 19 03 ■ 36 97 03 60 62 40 04 99 16 03 47 84 57 96 89 14 15 00 00 Net Amount of Losses incurred. 85,062,590 48 $1,721,964 06 133,238 77 28 00 9,496 44 3,129 50 2,122 89 8,450 99 3,199 50 7,509 86 6,349 07 27,570 68 6,642 70 36,385 23 13,160 65 2,430 11 19,563 96 9,208 48 5,406 39 7,810 49 13,789 15 516 50 27,803 76 43,268 68 40,232 54 4,879 45 23,058 98 10,977 22 50,457 03 14,024 74 1,579 85 15,808 59 23,855 53 4,793 38 5,647 24 167,005 51 25,555 23 19,207 66 15,278 38 Nil. 11,630 40 38,366 92 23,164 26 7,174 06 21,521 58 67,896 77 21,943 26 6,412 60 19,325 38 12,659 89 26,055 86 Nil. 32,155 24 9,675 50 11,009 84 20,961 02 13,535 01 23,838 99 12,305 95 Nil. 12,638 25 49,213 99 23,530 00 30,936 18 21,784 19 5,199 43 8,006 54 §3,062,348 30 Net Amount of Losses paid. $1,421,249 53 98,631 86 28 00 8,086 44 3,099 50 1,072 89 8,304 99 3,199 50 5,803 86 6,283 66 27,360 68 7,229 89 27,720 99 11,653 65 2,430 11 18,451 93 8,631 48 4,651 72 658 04 12,414 15 516 50 28,993 63 33,222 93 38,439 54 4,869 45 24,688 98 10,878 58 44,042 13 8,370 67 2.479 86 13,066 25 21,815 19 4,414 76 7,765 24 115,192 62 23,179 23 11,954 22 13,678 38 Ml. 11,410 40 43,681 92 22,518 50 6,164 06 20,841 58 49,286 77 21,871 26 4,297 46 18,361 02 12,544 96 26,312 86 Nil. 29,836 05 9.675 50 9,659 84 24,152 32 14,995 39 20,993 88 8,972 95 459 00 10,338 25 25,345 44 23,530 00 26,521 39 15,982 99 5,199 43 8,558 54 *2,556,043 79 14 Geo. 5 Keport of the Superintendent of Insurance. K 21 TABLE IL—FIRE INSURANCE SUMMARY. Year. Net Premiums. Net Amount of Losses incurred. Net Amount of Losses paid. 1919 1920 1921 1922 1923 $ 4,370,432 98 5,427,798 35 4,810,405 78 4,670,253 63 5,062,590 48 $ 1,259,983 28 1,636,148 83 2,134,251 22 2,078,201 13 3,062,348 30 $1,181,196 47 1,648,167 47 2,168,851 70 2,062,601 34 2,556,043 79 Totals $24,341,481 24 $10,170,932 78 $9,616,860 77 K 22 British Columbia. 1924 TABLE III.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES. (For British Columbia investments of Life Insurance Companies see abstract of Returns of Life Insurance Companies, post.) Name of Company. Mortgages. In other Securities. American Central Insurance Co , Beaver Fire Insurance Co Boiler Inspection & Insurance Co British America Assurance Co British Columbia Plate Glass Insurance Co. British Crown Assurance Corporation, Ltd British Northwestern Fire Insurance Co Caledonian Insurance Co California Insurance Co. Canada Accident & Fire Assurance Co Canada National Fire Insurance Co Canadian Indemnity Co '.. Canadian Surety Co Casualty Company of Canada - Century Insurance Co., Ltd Continental Casualty Co Dominion of Canada Guarantee & Accident Co General Accident Assurance Co. of Canada General Accident, Fire & Life Assurance Corporation, Limited Glens Falls Insurance Co Globe Indemnity Co. of Canada .— Guardian Insurance Co. of Canada Hartford Fire Insurance Co •_ Hudson Bay Insurance Co Imperial Guarantee & Accident Insurance Co. of Canada Imperial Underwriters Corporation of Canada Insurance Co. of State of Pennsylvania London Assurance Corporation London Guarantee & Accident Co., Ltd London Mutual B7ire Insurance Co. of Canada Loyal Protective Insurance Co Maritime Insurance Co., Ltd. ..;. Maryland Casualty Co Mount Royal Assurance Co National Ben Franklin Fire Insurance Co National Union Fire Insurance Co New Jersey Insurance Co. North American Accident Insurance Co North British &. Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Pacific Coast Fire Insurance Co Phoenix Insurance Co. of Hartford Provincial Insurance Co., Ltd Queen Insurance Co. of America Royal Plate Glass Insurance Co. of Canada - Springfield Fire & Marine Insurance Co Union Marine Insurance Co., Ltd Western Assurance Co Yorkshire Insurance Co., Ltd Totals .'. 13,426 88 1,500 00 449,873 68 53,901 47 5,000 00 8,568 93 67,251 00 452,000 00 84,301 61 6,150 00 80,000 00 77,561 00 19,000 00 125,000 00* 5,251 62 88,194 66 371,538 20 25,000 00* 19,000 00 40,733 33* 2,110 00* 50,331 00* 16,200 00 94,000 00* 31,257 36 1,949 03 126,000 00 5,000 00 39,333 33* 48,000 00 108,032 13 34,541 50f 30,434 75f 19,700 00 605,000 00 212,502 99 22,620 00 10,000 00 37,500 00 44,733 33 60,000 00* 27,000 00 25,000 00 10,000 00 4,937 50f 122.000 00* 36,000 00 37,500 00 6,000 00* 47,420 80 46,000 00* 200,079 06 21,900 OOf 9,733 33* 32,000 00* 45,000 00* 21,170 00 150,000 00* 550,000 00 $1,223,973 55 $3,762,267 92 * Par value. 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OT CS OHHOOINtMCCiOlUlHiO OC*toWmM O C) Ul M N Ol O a CM HI OOlCltOCOTtllMrHr- Cl .2 Olr'CONHiMCOWHHOl tOTtfClCO'JOO OrHCSlCOtON-CltOCOUl t-COClN-tOi-HTri7tll> 0> o MiOWulCOMNH^uMkO OOOcoOlCOO CO M CO O H W -t W U3 CO TjH-COI-UlCOXtOC CO o H 'a cu OKOCO-^OO^OOr-rHOO lO U^CO^OO O O rH TjiOlUlNCOHtDTf^CO (MMtMndlMiinOr M *- .c lqiq'oo ©eO*r*tff0OiHI> N. IQ Ol CON- to" of 00"of Xic'ci" OOOOtrTrH rH cT O of CO" -rtT to oo' Ci* m^3 tN-n u; ifl a: a 01 -h n C-1 CO J. X U3 M !M OlQi—CO-tf MCON CO CC: -'-o CO rH CM Tt o «i- ' £- t t# co i-h ci eo i—1 C-1 ^j, Ttf ff- ;-> ^ -^n-^i HCMH N- Eh «| «* nT 3 j ■ - 0 m S 2 O QUI • «»2 63 CU a bo ■ o •9 -a ■ o5 :g rt -a ■ - rt ■ ■ 6 :o oO | djg D 3 3 - S ffl Jl H BitJ G <!3 £ " si is QJ S - A ^3 c a _£ T3 CD H-D H O > : " d 6 -O CU 1 c oj H 3 d rtO^iO^ d d Q c o O a, C OC '8 o CQ cu . ' rt • *' rt ■* C CO -p rt H OQ PQ 5f 1. >- M H rt m S t P* B 0 C 0 = c 0 c a C a - C C c a 0 < CL -r C D cu •< 1 5_2i;Ocortg« ioio^g.Mrt^ & s £ p e 3 » - j- '£ H ^3 J J3 4J IS 02 - .2 § J .2.2 & 1 3 g-t! O CO M £g Q C c t D3-^ rt qj g S31 a » = 3 32 - 2 c g|J = 5° J^ oc cjOj, 3 a, C fl|3 s3J* a gP5>- o r*? 2 a i °»I i i C 3 S ^ £ ffl ■ £ n •- H C »s.2 P.8 = 3 J • SfSj M Jd 3 .c->< a o 5 I fi > -—*—, ■ c cu . . rt o • . *" o . . "Jos "5 2 a ■3 3 3 >, 3^2-cc C -^ tu c S$6, ° ta - 2 g ° i 5 = d | cc 3 » ^ t» cc O 7 *S * s y &||| o fl O H-3 c8 fl r* -*H o CO 'co rt w < EH ,pca: CajoiQjQjajQjcj PvQJCD-l-""' QJ+HCJ 4-i S (. O Sh O 0) >)QJ ^^j;v ^=5^ d » ojh o^.a o^: >3g^'=c3o oj 3 cs oojji^jjXrCJ! * H(>iciiHiiQcct^CQffldrilN COTfiui CON-00 ciOr-Hcico-tfio (ON CO C5 O H (M M •♦ IC r-l r rH i-l rH r-t rH ^t r-l O CNCN CM Ol Cl Cl CM Cl Cl CO CO CO CO CO CO K 24 British Columbia. 1924 TABLE V.—LIFE INSURANCE SUMMARY. 1919. 1920. 1921. 1922. 1923. Premiums for year.-. Net amount in force Claims paid | 4,767,000 141,549,000 1,851,000 P 5,848,000 171,650,000 1,460,000 " 6,264,000 188,930,000 1,332,000 $ 6,789,000 202,809,000 1,635,000 $ 7,501,000 225,660,000 1,691,000 TABLE VII.—MISCELLANEOUS INSURANCE SUMMARY. 1919. 1920. 1921. 1922. 1923. Accident, P L Sickness, P L Liability, P L Automobile, P... L... Marine, P L Other forms, P. L (5249,000 113,000 106,000 65,000 42,000 34,000 423,000 142,000 472,000 210,000 134,000 35,000 $349,000 154,000 115,000 52,000 27,000 7,000 566,000 273,000 438,000 253,000 164,000 86,000 $334,000 160,000 141,000 71,000 30,000 10,000 648,000 346,000 486,000 306,000 166,000 65,000 $318,000 132,000 135,000 87,000 26,000 10,000 655,000 300,000 416,000 217,000 205,000 67,000 $364,000 161,000 148,000 77,000 44,000 16,000 624,000 223,000 443,000 375,000 253,000 65,000 TABLE VI.—MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1923. K 25 NAME OF COMPANY. Accident. Sickness. Liability. Automobile. Burglary. Guarantee. Plate Glass. Marine. Earthquake, Hail, Electrical Machinery, Fraud and Credit, Live Stock, Steam-boiler, Sprinkler Leakage, Inland Transportation, Explosion, Tornado, Forgery, and Rainfall. (Indicated by Initial letters.) Total Premiums. Total Losses. Unsettled Claims. $ 898 00 Nil. 1,281 95 Nil. Nil. Nil. Nil. Nil. Nil. Nil. 98 00 Nil. Nil. 203 00 25 00 4,564 00 Nil. Nil. 442 00 1,672 30 Nil. 158 45 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 .58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 . 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. Premiums. Losses. $ 856 31 9,808 66 2,262 65 52 23 213 74 $ 846 93 2,885 25 389 43 Nil. Nil. $ 941 09 5,162 01 4,474 31 $ 6,975 34 NU. 2,587 59 I.T. $ 64 00 $ 36 73 $ 1,861 40 19,944 94 6,829 71 52 23 213 74 1,676 44 551 33 467 67 3,735 70 1,604 62 13,308 00 5,924 89 43,688 27 217 97 17,754 10 40,922 56 220 62 6,424 92 17,839 83 6,641 36 182 92 1,063 14 $ 7,859 00 6,238 71 2,977 02 Nil. Nil. Nil. Nil. Nil. Nil. Nil. 4,485 68 39,430 87 11,566'46 16,193 25 5,255 24 18,679 91 75 30 2,453 12 5,501 49 9,721 82 340 05 274 24 $ 1,324 02 $ 489 22 $ 987 37 $ 1,245 09 $ 596 90 $ 316 75 $ 1,126 22 $ 1,207 97 $ 939 76 $ 94 43 I.T. 92 75 Nil. C. 1,676 44 Nil. 551 33 Nil. 444 40 Nil. $ 23 27 Nil. "i, 604* 62 "'mi.'" S.B. 3,735 70 E." ii3 32 Nil. ""mi."" 13,194 68 4,485 68 . 5,924 89 3 39,430 87 43,688 27 $ 11,566 4 217 97 4,717 98 17,453 60 220 62 6,424 92 5,534 10 16,193 25 3,176 52 4,317 62 75 30 2,453 12 2,422 31 "" 2,078*72 "3,306 89 ""4,99152 "433*87 13,036 12 fc 8,064 28 6,232 50 4,112 57 1,982 28 1,681 45 1,443 64 1,691 59 3,175 50 715 1 1,109 00 98 16 10,960 42 2,884 44 236 31 96 5 3 6,641 36 9,721 82 128 51 Nil. 19 00 23 75 35 41 316 30 181 78 Nil. 881 36 274 2 1 25. Continental Casualty Co 44,558 52 19,359 26 39,416 09 20,272 84 210 56 Nil. 1,807 78 177 67 167 05 Nil. 85,992 95 556 11 39,799 15 Nil. 10,828 23 Nil. E. 378 44 Nil. "4,724*52 341 07 6,466 66 2,801 33 11,668 59 6,633 11 1,138 70 1,151 67 689 35 Nil. 26,161 45 22,114 93 4,222 41 27,112 06 10 72 10 30 7.523 09 3,469 10 2,366 75 9,926 22 16 33 Nil. 1,282 60 641 33 33,139 21 2,139 86 110 18 Nil. 194 04 1,907 33 34 38 83,493 17 78,005 92 34,8S2 93 48,497 76 46 27 4,962 51 3,388 83 740 50 64,137 09 17 90 36,444 73 739 73 82 72 11,279 69 47,085 89 14,618 38 1,687 35 18,979 38 5,609 57 11,490 39 14,008 50 19,074 04 20,527 76 19,456 28 30,712 58 16 33 934 99 Nil. 103 31 35,043 01 Nil. 10,533 18 19 77 Nil. 3,464 27 12,898 56 7,310 27 200 00 5,054 07 260 69 135 10 9,680 97 2,474 00 Nil. 125 00 664 9 'mi."' 3 , 30,660 52 17,089 53 31. Employers Liability Assurance Corporation, Ltd 5,864 58 17,551 81 3,394 34 775 12 4,312 72 512 50 4,161 09 1,149 36 3,367 92 797 57 172 85 S.B. 112 20 E. 35 55 S.B. 26 08 Nil. Nil. Nil. Nil. 500 00 Nil. 12,110 50 2,435 00 200 00 Nil. Nil. Nil 1,329 87 Nil. 860 00 Nil Nil. Nil 976 14 85 35 2,556 28 Nil. 572 99 Nil. • 3,388 83 Nil. ""Nil." 417 69 5,405 33 103 31 2,834 66 E. 322 81 58,731 76 17 90 7' 32,208 35 Nil. S.B. 68 50 L.S. 7 55 j I.T. 13 14 1 S.L. 69 58 / I.T. 19 25 1 E. 2,025 00 Nil. Nil. Nil. I Nil. r Nil. \ Nil. J 1,825 32 856 65 V *2,52i 80 1 1,176 22 *],019 84 | 10,777 88 575 61 17,207 87 7,180 62 1,083 22 30 00 926 30 Nil. 857 62 732 18 143 0 19 7 7 9,235 44 3,464 27 15,112 17 3,141 63 10,722 51 4,241 19 2,678 19 463 93 14,012 05 591 25 3,164 16 1,409 42 820 06 645 53 2,688 33 1,242 12 1,052 58 13,754 27 5,900 85 | E. 199 05 '( I.T. 73 81 Nil. \ Nil. J 1,687 35 61 53 182 26 200 00 Nil. 89 20 Nil. 67 25 15,596 70 2,671 11 13,341 69 4,464 30 Nil. 135 10 9,636 89 1,218 00 603 04 40 00 359 33 1,112 09 150 0 157 5 ) J I.T. 8 75 < S.L. 75 00 Nil. ) Nil. , f Ea. 7,500 00 LT. 67 93 T. 23 40 1 R. 100 00 S.L 626 98 H. 147 77 VEx. 353 20 ( I.T. 146 50 -^ S.L. 507 85 ( E. 12 46 Nil. \ 44 08 "l Nil. } Nil. J 16 67 Nil. 2,204 80 172 80 Nil. 14,783 24 2,503 12 20,363 89 6,466 89 385 05 3,504 90 848 60 40 00 Nil. 711 09 76 3 3 24,515 70 2,559 79 79,037 49 10,118 14 385 05 27,312 64 Nil. 5 00 15,126 70 51. Imperial Underwriters Corporation of Canada 57,927 83 23,498 95 /I.T. 667 02 \S.L. 78 75 308 79 \ Nil. j 580 31 10,337 50 611 15 732 14 217 43 580 00 4,267 16 7,771 37 15,322 40 1,909 64 1,110 03 1,253 63 3,659 94 1,898 55 571 98 138 50 555 12 63 7 ) .. 6,803 15 8,071 37 29,431 85 1,909 64 2,477 98 9,914 99 58,990 17 7,334 21 17,955 08 13,853 34 • 919 69 12,961 87 1,253 63 12,801 74 1,898 55 766 73 3,182 96 24,693 74 4,284 78 10,552 45 4,217 35 Nil. 110 00 846 00 6,820 00 Nil E. 300 00 Nil. 56. London & Lancashire Guarantee & Accident Co. of Canada, 4,062 20 1,777 46 2,956 52 926,26 867 76 10 60 1, 008 62 Nil. 2,599 74 6,099 25 2,614 61 328 2 J 2,477 98 9,914 99 766 73 3,182 96 Nil. 25,680 00 405 00 2,193 84 50 00 Nil. 60. London Guarantee & Accident Co., Ltd 8,360 51 2,524 01 ( *1,299 31 \ 4,949 73 *452 11 1,992 16 j- 7,386 38 1,075 05 26,622 50 7,334 21 12,698 90 4,284 78 276 40 Nil. 10,033 29 5,951 51 62 05 Nil. *17,955 08 10,552 45 13,853 34 214 79 4,217 35 Nil. I.T. 704 85 Nil. 66. Maryland Casualty Co 67. Merchants Casualty Co 301 57 *105,055 73 36,639 12 394 25 Nil. 1,975 51 25,527 70 99 87 745 60 8,522 87 Nil. 808 57 854 00 113 58 477 75 374 8 ) . S.L. 137 97 548 30 5,352 74 130,583 43 99 87 148 65 30,303 57 1,006 47 1,532 19 10,340 60 535 90 3,023 95 12,274 23 882 69 32,525 60 7,315 26 23,191 96 22,574 08 31,981 50 2,378 92 45,161 99 Nil. Nil. 6,938 50 542 10 35 95 106 27 273 24 114 30 Nil. 3,262 21 294 28 8,825 16 1,614 70 195 51 4,800 84 6,274 91 156 00 9,968 66 Nil. Nil 1,484 22 150 00 Nil. 148 65 Nil. 70. Motor Union Insurance Co., Ltd 30,303 57 6,938 50 " 542 1 1,006 47 0 Nil. 35 95 73. National Provincial Insurance Co., Ltd 1,532 19 106 2 7 74. National Surety Co 2,049 41 Nil. 5,010 64 f For. 803 33 { Fr. 910 00 tCr. 1,567 22 68 08 ) 205 16 V 5,223 60 Nil. Nil. 1,879 54 78 58 1,104 00 25 00 2,255 85 1,983 00 948 60 535 90 21 15 Nil. 93 15 76. New Hampshire Fire Insurance Co I.T. 3,023 95 Nil. 77. New Jersey Insurance Co 12,274 23 3,262 21 78. New York Plate Glass Insurance Co 882 69 294 2 '"685*7 B 30,521 53 E 23,191 96 3 3,885 87 79. Niagara Fire Insurance Co 2,004 07 1,562 89 205 34 458 10 8,619 82 80. North American Accident Insurance Co ... 1,827 38 60 00 Nil. 3,137 02 81. North British & Mercantile Insurance Co., Ltd 195 51 1,251 90 10,249 44 31,981 80 14*337 31 16,204 20 5,959 25 1,976 96 6,274 91 '" 7,883*44 13,337 64 2,845 58 394 31 Nil. 1,005 96 Nil. 1,708 05 332 6 83. Northwestern Mutual Fire Association , 84. Northwestern National Insurance Co. t 85. Norwich Union Fire Insurance Society, Ltd '"7,086 16 2,049 17 5,618 82 '" 4,287*79 "'422'83 Nil ' "36*66 'mi.' "ioOO 2,205 10 527 2 1 29,710 22 16,204 20 24,225 93 1,759 92 3,671 28 14,201 76 364 85 19,816 19 20,834 57 12,706 54 47,854 07 1,665 00 14,747 67 13,337 64 8,959 31 23 43 779 54 10,973 44 Nil. 11,861 65 3,149 37 7,305 80 12,337 48 30,000 00 2,158 00 1,927 50 5,256 00 Nil. Nil. 7,165 00 Nil Nil. 5,170 00 Nil. 1,265 00 .Vt7. 7,177 71 3,339 66 2,747 75 1,110 30 1,906 73 451 69 371 14 901 70 Nil 5,161 65 1,212 0 § 1,759 92 23 43 89. Palatine Insurance Co., Ltd 3,67i 28 364 85 779 54 Nil. 12,419 54 9,546 86 E. 94 35 Nil. 91. Preferred Accident Insurance Co., of New York 19,816 19 11,861 65 93. Queen Insurance Co. of America 3,216 57 160 05 \ 17,618 00 12,706 54 i 1,665 00 2,989 32 7,305 80 5,777 70 2,046 58 3,079 37 1,393 22 2,382 82 129 30 34,199 47 8,204 94 843 43 Nil. 1,571 28 563 4 30,000 00 234 37 105 00 82 50 23 75 3,488 22 2,277 30 '" 2*451 23 10,226 24 3,735 18 1,14? 98 68 00 3,805 09 4,072 99 4,211 43 10,353 13 22,670 01 3,735 18 21,799 69 2,767 13 36,344 76 28,816 24 21,605 13 4,600 43 29 310 04 2,755 93 25,640 74 3,344 49 9,478 30 30,881 92 15,456 94 2,298 66 14,939 12 30,678 32 18,726 52 $1,867,628 23 1,271 73 68 00 1,147 62 1,877 46 23,045 40 945 93 5,884 83 758 10 10,550 56 4,558 86 4,451 33 804 52 11,372 65 408 75 20,130 37 430 14 5,652 03 11,914 10 4,783 68 91 93 5,146 99 17,227 90 14,269 94 1,175 00 Nil '" 1,243* 75 Nil 200 00 Nil 115 00 1,580 50 2,518 71 454 64 Nil. 810 00 mi. 86,000 00 2,250 00 Nil. 5,280 00 1,197 82 Nil. 3,500 00 Nil. 1,286 25 1,795 69 % Nil. 100. Royal Plate Glass Insurance Co. of Canada 4,211 43 1,147 6 101. St. Paul Fire & Marine Insurance Co 102. Scottish Metropolitan Assurance Corporation, Ltd 103. Scottish Union & National Insurance Co " li.6'50 477 50 10,073 51 945 93 6,341 81 1,101 11 I.T. 1,560 09 298 85 5,775 35 4,250 40 6,255 83 8,604 99 295 50 117 09 Nil. 21,799 69 5,884 83 105. Sterling* Fire Insurance Co. of Indiana 2,767 13 35,296 14 2,617 48 758 10 10,405 06 204 20 392 37 2,000 88 21,605 13 106 75 854 86 4,451 33 244 79 14,115 80 38 75 3,293 40 48 13 Nil. 363 33 Nil. 2,595 17 Nil. 319 64 Nil. { E.M. 6,042 13 S.B. 1,125 14 206 40 \ Nil. j 4,600 43 8,560 20 2,755 93 1,575 30 2,998 71 304 52 1,894 32 408 75 393 55 430 14 110. Union Insurance Society of Canton, Ltd 6,856 40 1,774 19 13,893 44 7,704 14 112. United States Fidelity & Guaranty Co 113. United States Fire Insurance Co 1,063 81 146 42 1,002 00 Nil. 3,385 42 1,224 69 4,186 36 768 20 12,409 31 17,049 03 2,018 54 548 4 § / T. 179 13 1 E. 166 65 T. Nil \ E. Nil f 9,478 30 16,849 64 5,652 OS 9,008 03 13,389 56 2,901 47 J E. 103 95 ( I.T. 538 77 j- 4 60 . *15,456 94 4,783 68 117. Westchester Fire Insurance Co.t , 2,281 53 14,939 12 30,678 32 2 91 93 5,146 99 17,227 90 I.T. 17 13 Nil. 119. Yang-tsze Insurance Association, Ltd 772*14 120. Yorkshire Insurance Co., Ltd 8,541 08 2,601 01 6,665 38 4,664 77 601 08 6,380 68 1,292 74 . 215 83 224 3 L.S. 854 10 183 33 $ 1,938 70 Totals $ 36,233 70 $> 258,748 73 $ 364,437 73 $ 160,729 84 $ 148,270 08 $ 76,935 32 $ 44,040 02 $ 16,260 29 $ 624,371 74 $ 223,141 95 $ 35,273 76 $ 6,435 52 $ 95,962 50 $ 83,912 54 $ 20,815 1 0 $ 442,882 32 $ 37,477 54 $ 801,239 10 $ 247,252 10 * Accident and sickness, t No business transacted. 1 14 Geo. 5 Keport op the Superintendent of Insurance. K 27 m Tfi o o o tf fe 65 Ei CQ g O y O B W & Ph O B S tf m B to . w t- SB 2 « o'S a * -. a CS S o ta cH'a Cm a g fa © IO <M c> ■* c: co t- ^ CD IO O CO IO © <M CO o o o o TtH IO CO c-f c? io Cl OS C" 1 os cr: o\ o CO CO O Tfi m to cC IO r- •m ec 00 CO o CD CO fc- CM o • 00 00 00 CO cc rH . CO I- Cl 00 CD CO OS CD tH Ci lO 03 Cl" V o fl O 03 CO rt 5 ci Ph 0 CJ p 2 5 H co 5<i fl i—< tj_| fc M g i-i 2 rf 3 » "ft H 0 CV 5) a 3 a Ctj rt a ^v H ° a ca m rH Cl CO •* ^tf a •* -* ci co CC CN t- r-l Ol CO CD CO ■* « H -^ i-H CO Ci © CD IO tO cf •* CO Cl IO Ol ■ 0! Ci CC - eo . CO fc- to 00 , ri CO tH t- © CO t- -<* CO 0! cp CO ri CC Cl 00 1- co cc Cl c -t Cl CD 0: co co ci io o CO CO Ci r-l © a fc- © CO ■^" © o" -tf O CD fl 6 o « i-t ri w CJ a o PQ M £ P M O, B rt w m 0) 6 rt CD rt ,0 K 28 « P sh 3 H Ph gS fl CJ> M British Columbia. 1924 t- i-i -tf rH CO fc- Cl ri © ri © tH r-f CO' fc-" rH CO 00 CI IO rH I- © CO 00 tO © © Cl CO © © © © fc- tO rH © rH rH © OO IO CO © ©^ © 00 Cl Cl*". -rf a rt S ° y CO CJ rt 5 CJ rt - p o rt rt Cm CQ fl CO fl CO G rH rt CO 3 a HH p. 6 a * S sq * S H ^ » gj u Tl ai It +» ->-£'{■ '-I O P St « K fe & 14 Geo. 5 Keport of Fire Marshal. K 20 REPORT OF FIRE MARSHAL. Office of Fire Marshal, Vancouver, B.C., May 1st, 1924. ■J. P. Dougherty, Esq., Superintendent of Insurance, Parliament Buildings, Victoria, B.C. Sik,—I have the honour to submit my second annual report as Fire Marshal covering the year ended December 31st, 1923. FlRE-PREVENTION WORK. During the year 40,573 inspections have been made, 5,468 fire hazards were located and orders issued to remove the same, 151 persons were convicted and fined for failing to carry out the order of the Assistant Fire Marshal, 145 fire-alarms were installed in public buildings, 127 fire-escapes were ordered erected, and 1,435 fire-drills in schools and public buildings were held by the Assistant Fire Marshals. During the year salaries to the amount of $629,234 have been paid to firemen. Equipment iu use is valued at $478,548, new equipment to the value of $34,925 having been purchased during the past year; $122,326 has been expended on water systems for better fire-protection. In addition to this, iu a number of cities and municipalities fire-prevention laws have been revised and brought up to date. Fiee Investigations. ' . All of the 1,549 fires which occurred during the year have been investigated and reports filed in this office. Thirteen inquiries were held by the Fire Marshal during the year; five convictions for arson were obtained and three cases were dismissed; sixteen fires were reported as being of incendiary origin, but in eight cases no evidence could be produced. Conflagration Hazards in Cities. During the past year a serious attempt has been made to reduce this hazard in a number of our cities and municipalities. Many old buildings have been removed or repaired under the orders of the Assistant Fire Marshals. Two appeals were taken from the decision of the Fire Marshal to the County Court in connection with these buildings. The learned Judge held that it was necessary to show in what manner the buildings would catch on fire. As it was impossible to do this, the cases were decided against us. In view of this decision it was decided to amend section 17, subsection (1), clause (a), of the Act to make its meaning clearer; and in view of the difference of opinion as to the ruling of His Honour on a point of law, it was decided to amend section 21, subsection (3), and provide for an appeal to the Court of Appeal. Loss of Life. Fourteen lives were lost through fire during the year—five adults and nine children. Six of these children were Indians who were burned to death in the fire at the Bella Bella canneries. Industrial Plants. Of the 1,549 fires reported, ninety were in industrial plants and accounted for $2,022,602, or nearly 48 per cent, of our losses. It is obvious that if we are to reduce our enormous fire waste the problem of the industrial fires must be given serious consideration. Our investigations show that in almost every case the rapid destruction of these industrial plants was due to insufficient fire-protection and an almost total disregard of the most elementary principles of fire-prevention engineering. In an endeavour to remedy this situation, as much time as possible has been devoted during the past year to making a survey of the conditions and consulting with managers and others. In this connection, and with especial reference to the hazard of refuse-burners, a meeting of representative millmen, combustion engineers, and representatives of cities and municipalities interested was called in my office. As an indication of the interest taken, thirty-seven represen- tative men attended and the problem was discussed from every angle. It was the consensus of opinion that the type of burner now in general use is dangerous and inadequate for the purpose intended. A resolution was passed by this meeting asking the Fire Marshal to consult with engineers and endeavour to devise a type of burner that would meet the situation. As a result of this a number of plans were submitted by engineers and others, and after careful consideration what is known as the " down-draught" type of burner was selected. Three of the larger mill companies in the City of Vancouver—i.e., British Columbia Fir & Cedar Company, the Alberta Lumber Company, and the Bat Portage Lumber Company—agreed to erect burners of this type. The result has been very gratifying, as these burners have proven to be 100 per cent, efficient. In addition to this, some of the smaller shingle-mills have installed smaller burners of this type which are giving perfect satisfaction, and we feel that the problem of the proper and safe destruction of sawmill refuse has been solved. Fire-insurance Bates. During the year a very considerable reduction has been made in the fire-insurance rates throughout the Province. We have been endeavouring to bring together the insurance" companies and the business-men, believing that a clear understanding of the conditions existing will bring about in many cases a decided reduction in rates at a very small cost to the insured for necessary changes. With regard to sawmills and wood-working plants of similar nature: Saw, shingle, and planing mills throughout the Province, with very few exceptions, are constructed entirely of frame, but of recent date mills of heavy wood construction with corrugated-iron sides have been built. Protection consists of outside hydrants and inside stand-pipes, with adequate supply of casks and pails distributed throughout the main and subsidiary buildings and yard. There is also watchman patrol service with clock-reporting system, or central station checkup hourly, at nights, Sundays, and holidays. The interior of mill buildings are Iimewashed, and the other buildings in connection therewith are located at distance where the minimum exposure hazard is reflected. There is also a genuine attempt on the part of up-to-date mill-owners to eliminate the spark hazard from refuse-burners, and in this respect the performance of the new type of down-draught burners is being watched with considerable interest. In conclusion, I wish to express my appreciation of the splendid co-operation and assistance I have received from Colonel McMullin, Superintendent of Provincial Police, and the members of his force, many of whom are acting as Assistant Fire Marshals in unorganized districts; to the city and municipal police, who have assisted in investigating suspicious fires and convicting guilty parties; to the faithful and efficient Assistant Fire Marshals, whose excellent work is shown by the record of inspections and orders issued; and to the members of my staff, who have given faithful and loyal service in investigating fires and compiling the records contained in this report. Yours faithfully, J. A. THOMAS, Fire Marshal. 14 Geo. 5 Keport of Fire Marshal. K 31 TABLE I.—INSPECTIONS MADE AND OBDEES ISSUED BY ASSISTANT FIBE MABSHALS. Name. Inspections. Orders. City Municipalities (Si). Alberni Armstrong Chilliwack Courtenay Cranbrook ., Cumberland Duncan ... Enderby Fernie Grand Forks Greenwood Kamloops .•- Kaslo : Kelowna - Ladysmith Merritt Nanaimo Nelson New Westminster North Vancouver Phoenix Port Alberni Port Coquitlam _ Port Moody Prince George Prince Rupert Revelstoke Rossland Salmon Arm Slocan Trail Vancouver Vernon Victoria Totals District Municipalities (28) Burnaby Chilliwack. Coldstream Coquitlam Delta Esquimalt Fraser Mills.- Kent Langley - Maple Ridge - Matsqui .... Mission North Cowichan North Vancouver Oak Bay Peaehland Penticton Pitt Meadows -- Point Grey Richmond - Saanich Salmon Arm South Vancouver Spallumeheen Sumas 11 - 3 24 8 70 155 74 31 1,455 -' 8 2 14 37 41 27 12 602 8 20 10 838 17 255 67 350 40 1,359 385 7 1 49 7 230 81 269 143 284 56 171 73 11 1 28,031 3,780 14 5,219 229 39,418 5,168 67 39 50 3 34 56 13 8 6 4 10 80 38 15 4 139 18 22 6 9 2 141 30 14 8 1 3 8 158 13 K 32 British Columbia. 1924 TABLE I.—INSPECTIONS MADE AND OBDEBS ISSUED BY ASSISTANT FIBE MARSHALS-—Continued. Name. Inspections. Orders. Summerland District Municipalities—Continued. 12 Surrey 4 , Totals 782 1 4 1 66 24 223 1 3 7 43 233 Fire Districts (16). 2 2 Hedley 29 11 Pacific Mills, Ltd 6 2 5 Telkwa .. 4 6 Totals 373 67 40,573 5,468 14 Geo. 5 Keport of Fire Marshal. K 33 TABLE II.—FIRES BEPOBTED. Districts reporting. Number. Amount of Less. City Municipalities (3Jf). 5 5 3 13 3 7 2 6 5 6 4 10 6 9 34 13 35 41 2 11 7 6 10 27 9 1 5 429 9 • 136 $ 6,905 4,814 1,354 6.055 2,335 5,985 7,891 14,883 2,178 2,034 1,575 9,177 5,207 Merritt 8,667 15,521 8,897 170,475 105,773 1,246 86,284 22,068 2.258 22,919 30,205 2,804 197 Trail . 6,824 724,344 10,227 328.403 Totals - 859 41 0 1 7 2 8 1 1 20 11 11 7 9 17 12 2 9 2 29 12 21 79 7 6 $1,617,505 District Municipalities (28). $ 44.806 28,327 18 19,301 I>elta 8,105 13,920 350 11.210 36,214 20,891 36,076 6.624 272.277 35,841 15,378 3,700 7,394 5,300 31.285 66.867 63,751 189,500 14,677 15,320 K 34 British Columbia. 1924 TABLE II.—FIBES REPORTED—Continued. Districts reporting. Number. Amount of Loss. District Municipalities—Continued. 33 15 $ 156,094 7.821 West Vancouver Totals 372 8 8 4 9 13 11 19 33 14 68 22 39 19 27 6 $ ,120,047 32,693 26,733 6,400 20,600 30,225 Unorganized Districts (IS). Boundarv Fort George Fort St. John 23,646 39,292 109,011 68,993 299,345 407,924 170,909 58,610 152,088 Yale 7,842 Totals . 300 3 5 2 1 3 1 1 1 1 $3 $ ,454,311 Fire Districts (16). 55 Pacific Mills 'Ltd 8,203 4,490 12,500 11,241 50 95 1,070 350 18 $ 38,054 1,549 %' 1,229,917 Notk.—Construction of buildings—■ Fire-resisting Brick or concrete Frame 4, 129, 1,416, 1,549, loss 2,728 589,851 3,637,338 $4,229,917 14 Geo. 5 Beport of Fire Marshal. K 35 TABLE III.—CAUSES OF FIBES. Number. Amount of Loss. 15 $ 816 1 20 1 12 1 12 59 8,922 13 8,848 1 1,400 21 24,937 6 5,872 7 2,428 2 57 1 6 3 43 1 185 1 13,100 92 146,099 23 21,471 15 39,856 1 5,107 1 713 1 34 57 141,445 22 203,572 44 99,196 2 100,005 105 346,667 1 7 4 142 1 977 2 83 7 3,227 1 25 1 525 12 1,387 1 10 3 157 8 10,453 1 13,000 1 21 1 245 1 11,101 16 36,661 1 11 8 26,192 12 15,600 4 3,090 1 500 7 2,069 9 3,505 36 37,627 27 53,024 4 3,675 2 123 6 4,713 1 1,283 1 82 1 250,000 4 70,002 1 100 1 1,236 1 15 2 5,739 1 25 45 79,454 133 334.902 Ashes against wood Boiler insufficiently protected Brushes on top of oven caught fire Burning paint off ceiling with torch Candle carelessness Carburettor back-firing .' Car slipped down embankment and caught fire Clothes too near stove Coal-gas explosion Coal-oil carelessness Curtains from candle' Curtains from lamp Curtains from stove Defective battery connection Defective boiler Defective chimney , Defective fireplace Defective furnace or furnace-pipe Defective gas connection ... Defective oil-supply pipe Defective oven Defective stove or stove-pipe Defective wiring Electrical appliances Engine back-firing Exposure Fat melting in oven caught fire Fire-crackers Friction in drying-oven '. Fumigation Furnace or furnace-pipe insufficiently protected Gas-burner insufficiently protected Gas left turned on vulcanizing-machine Gasolene carelessness Gasolene explosion Gas-plate insufficiently protected Grease on stove Hot box Hot iron in bed Hot metal from cupola igniting frames Hot saw ignited tempering-oil * Incendiary Knives in pan on stove ignited Lamp explosion Lamp upset — Lantern upset Lighted torch left in garage Lightning Live coals - Match carelessness - Matches, children with Matches, mice with Mattress too near stove Oil-stove explosion Oil-switch explosion Overflowing of coal-dust near furnace Overheating of bearing Overheating of dry-kiln Overheating of electric radiator Overheating of machinery bearings Paper from stove Rubbish around furnace or stove Saturating-tank overflowed Short circuit Smokers' carelessness K 36 British Columbia. 1924 TABLE III.—CAUSES OF FIRES—Continued. Causes of Fires. Number. Amount of Loss. Sparks from acetylene blow-torch Sparks from boiler Sparks from burner Sparks from burning rubbish Sparks from bush fire Sparks from chimney Sparks from conveyor Sparks from Dutch oven Sparks from engine Sparks from fireplace Sparks from forge Sparks from furnace Sparks from generator Sparks from grass fire Sparks from locomotive .... Sparks from mill burner — Sparks from motor — Sparks from oven - ., Sparks from smoke-stack Sparks from stove or stove-pipe .... Spontaneous combustion Stove explosion Stove or stove-pipe Insufficiently protected Superheated steam ^ Tar boiling over Thawing pipes Unknown Wax melting in oven caught fire ..,.. Wood too near furnace Wood too near stove Totals 1 7 5 8 19 218 1 1 10 37 2 5 1 1 1 6 1 1 2 46 33 5 75 1 9 10 217 1 1,549 $ 26 23,677 96,113 13,290 100,432 125,025 14,295 2,157 31,091 2,620 500 65,422 37 75 1,400 134,266 562 71 36,048 28,974 34,255 5,687 69,331 342 18.546 4.111 1,265,960 16 222 7,508 $4,229,917 14 Geo. 5 Beport of Fire Marshal. K 37 TABLE IV.—CLASSIFICATION OF PBOPERTY BURNED AND CAUSES. Property. Amount of Loss. Apartments Automobiles Barns and stables Blacksmith-shops Boarding-houses 17 S3 Awnings 1 Bakeries 1 Barber-shops 1 Barns 36 Boiler-houses Breweries .... Bunk-houses Bunkers Ashes against wood 1 Candle carelessness 1 Clothes too near stove 1 Defective chimney 2 Defective gas connection 1 Smokers' carelessness 5 Sparks from chimney 3 Sparks from fireplace 1 Unknown 2 Oar slipped down embankment and caught fire 1 Carburettor back-firing 11 Coal-oil carelessness 1 Defective battery connection 1 Defective wiring 2 Exposure 20 Gasolene carelessness 4 Gasolene explosion 1 Match carelessness 4 Short circuit 25 Smokers' carelessness 6 Sparks, from bush fire 1 Sparks from generator 1 Unknown 7 Smokers' carelessness 1 Stove insufficiently protected 1 Candle carelessness 1 Exposure 4 Lantern upset - 1 Lightning 1 Match carelessness - 1 Matches, children with 3 Smokers' carelessness 1 Sparks from boiler • 1 Sparks from bush fire 1 Sparks from chimney 1 Spontaneous combustion 3 Unknown 19 Lantern upset 1 Match carelessness 1 Sparks from locomotive 1 Unknown 1 Defective chimney 1 Exposure 1 Sparks from forge - 1 Defective stove or stove-pipe 2 Grease on stove 1 Smokers' carelessness 1 Sparks from chimney 2 Stove insufficiently protected 1 Unknown 1 Sparks from boiler 1 Sparks from burner 1 Smokers' carelessness 1 Exposure 1 Sparks from chimney 1 Spontaneous combustion 1 73 81 12 6,012 5,107 745 124 27 975 1,400 4,323 2,200 185 1,085 27,705 550 10 575 6,048 1,235 15 37 3.916 16,256 900 50 2,073 8,983 2,500 500 1,800 1,712 6,322 53,574' 1,900 685 1,400 1,750 10 1,800 400 2,363 5,700 895 380 225 71 650 1,250 1,041 350 $ 13,156 49,284 30 70 34 94,670 5,735 2,210 9.634 1,900 2,711 1,391 150 K 38 British Columbia. 1924 TABLE IV.—CLASSIFICATION OF PROPERTY BURNED AND CAUSES—Continued. Property. Causes. Amount of Loss. Canneries Chicken-houses 11 Churches Churches and dwellings Clay-products plant Cleaning establishments Clubs Coal-grinding plants Concentrators Cooperages - Dairies Dredges Dry-houses Dry-kilns Dwellings - 893 Coal-gas explosion 1 Engine back-firing 1 Exposure 1 Exposure 1 Lamp explosion 1 Lamp upset 1 Lantern upset 1 Match carelessness 1 Sparks from burning rubbish 1 Spontaneous combustion - 1 Unknown 4 Clothes too near stove 1 Matches, children with - 2 Sparks from bush fire 1 Sparks from chimney 1 Sparks from furnace 1 Spontaneous combustion 1 Matches, children with 1 Unknown 1 Electrical appliances — 1 Smokers' carelessness 1 Smokers' carelessness 3 Overflowing of coal-dust near furnace 1 Unknown 1 Sparks from burner 1 Sparks from chimney 1 Sparks from boiler 1 Unknown 1 Overheating of dry-kiln - 1 Sparks from burner 1 Sparks from mill burner 1 Unknown 1 Ashes against wood 7 Brushes on top of oven caught fire 1 Burning paint off ceiling with torch 1 Candle carelessness 9 Clothes too near stove — 18 Coal-gas explosion 3 Coal-oil carelessness 4 Curtains from candle 2 Curtains from lamp 1 Curtains from stove 2 Defective chimney 77 Defective fireplace 22 Defective furnace or furnace-pipe 12 Defective stove or stove-pipe 52 Defective wiring 12 Electrical appliances 30 Exposure 37 Fat melting in oven caught fire 1 Fire-crackers 3 Fumigation 2 Furnace or furnace-pipe insufficiently protected .'. 6 Gas-burner insufficiently protected 1 Gasolene carelessness 3 Gas-plate insufficiently protected 2 Grease on stove 6 Hot iron in bed 1 Incendiary 5 ! 3,731 100,003 184,941 $ 288,675 300 250 25 275 10 75 50 7,050 16 20,128 3,000 20 850 66 965 2,059 50 2.367 512 $ 356 12 59 8.602 21,956 1,568 167 57 6 19 119,110 4.471 27,729 83,040 42,213 11,305 25.721 140 83 1,405 25 253 75 4,743 21 3,730 8,935 24,080 12,500 6,002 967 127 • 82, 220 4,622 155 8,033 200 4,988 14 Geo. 5 Beport of Fire Marshal. K 39 TABLE IV.—CLASSIFICATION OF PROPERTY BURNED AND CAUSES—Continued. Property. Causes. Amount of Loss. Dye-works 1 Electrical sub-stations 1 Electrical workshops 2 Engines 1 Factory (fruit-packing) 1 Factory (roofing material).. 1 Factory (sash and door) .... 1 Factory (saw-works) 1 Factory (starch-mfg.) 1 Factory (suit and cloak) 1 Factory (toy) 1 Factory (wood-working) .... 1 Fences 1 Fishing-boats 1 Foundries 4 Freight-cars 1 Garages 34 Knives in pan on stove ignited 1 Lamp explosion 6 Lamp upset 9 Lantern upset 1 Lightning 4 Live coals , 8 Match carelessness 16 Matches, children with 16 Matches, mice with 1 Mattress too near stove 2 Oil-stove explosion — 3 Paper from stove 1 Short circuit 3 Smokers' carelessness 40 Sparks from acetylene blow-torch 1 Sparks from burning rubbish 3 Sparks from bush fire 10 Sparks from chimney 190 Sparks from fireplace 35 Sparks from grass fire 1 Sparks from mill burner :. 1 Sparks from stove or stove-pipe 41 Spontaneous combustion 7 Stove explosion 5 Stove or stove-pipe insufficiently protected .... 64 Tar boiling over 5 Thawing pipes 5 Unknown 86 Wax melting in oven caught fire — 1 Wood too near furnace 3 Wood too near stove 4 Friction in drying-oven 1 Short circuit 1 Electrical appliances 1 Unknown - 1 Sparks from engine 1 Furnace insufficiently protected - 1 Tar boiling over 1 Unknown 1 Hot saw ignited tempering-oil 1 Unknown 1 Defective wTiring 1 Defective stove 1 Spontaneous combustion 1 Ashes against wood - 1 Unknown 1 Defective chimney — 1 Hot metal from cupola ignited frames 1 Sparks from boiler 1 Sparks from oven 1 Unknown 1 Ashes against wood 2 Carburettor back-firing 1 Defective wiring 1 Electrical appliances 2 Exposure 5 Fire-crackers 1 Gas left turned on vulcanizing-machine 1 Gasolene carelessness 1 Incendiary 1 Lighted torch left in garage 1 Short circuit 4 $ 11 24,442 15,135 15 145 3,495 6,310 7,623 30 123 4,256 15 7,810 8,074 26 3,075 23.934 105.812 2,547 75 59 28,343 1,947 5,687 61,056 1.620 1,827 179,066 16 222 7,508 260 541 10 245 669 71 40 4,500 150 185 1,966 2 525 15 3,000 500 3,734 857,167 977 9,900 801 35 1,822 1,386 i245 11,101 1,444 33,750 772 2,013 10 950 995 377 K 40 British Columbia. 1924 TABLE IV.—CLASSIFICATION OP' PROPERTY BURNED AND CAUSES— Continued. Property. Causes. Amount of Loss. 1 Smokers' carelessness Sparks from burning rubbish Sparks from chimney ...; 2 1 1 3 $ $ $ $ $ $ $ $ : $ $ $ 350 100 1.216 6,555 2,100 4,754 Thawing pipes 1 6 Unknown 1 29,692 450 1 9 1 43,000 Sparks from boiler 1 75 616 1 1 Unknow7n 1 691 4,441 Hospitals 3 35 Sparks from chimney 2 1 8,943 9 Defective chimnev 2 8,952 Hotels 9,500 17,1)00 140 359 12 135 50 1,759 1,859 5,025 49 21.503 1 Defective fireplace 1 1 1 Electrical appliances Incendiary Lamp upset 1 1 1 1 Smokers' carelessness Sparks from chimney Sparks from stove 19 2 1 4 Unknowm 1 57,391 45 Ice-houses 2 7 3 Matches, children with 1 1 750 1,000 Engine back-firing 1 1,750 2 400 100 3,500 4,220 Gasolene carelessness Short circuit Sparks from engine Unknown 2 1 1 2 1 8,222 .!5 25 10 24 Sparks from chimney Sparks from smoke-stack Smokers' carelessness 1 1 4 4 50 14,531 35,358 16,656 120,072 8 5 Unknown Exposure : 11 1 186,617 15,395 19,885 2,750 89,620 400 562 !53,041 1 Short circuit Sparks from boiler Sparks from burner Sparks from engine Sparks from motor Unknown Sparks from burning rubbish 2 1 1 1 1 1 1 1 381,653 40 2 102 180 4 1 Defective boiler 1 1 282 Machine-shops, 13,100 4,500 100 86,278 Sparks from forge 1 1 103,978 14 Geo. 5 Report of Fire Marshal. K 41 TABLE IV.—CLASSIFICATION OF PROPERTY BURNED AND CAUSES—Continued, Property. Causes. Amount of Los Metal-products plant Mining property Motor-cycles Offices Oil warehouses .... Orphanages Planing-mills Pool-rooms Power-houses Printing-offices .... Pulp-mills Pumping-stations Restaurants Restaurants and pool-rooms Roofing plants Rooming-houses Sail-boats Sawmills . Schools 10 Scows Stove insufficiently protected 1 Incendiary 1 .Match carelessness 1 Sparks from bush fire 1 Unknown 2 Carburettor back-firing • 1 Exposure — 1 Exposure 2 Short circuit 1 Smokers' carelessness 1 Sparks from chimney 1 Overheating of electric radiator 1 Short circuit 1 Unknown 1 Sparks from furnace 1 Smokers' carelessness 1 Oil-switch explosion 1 Spontaneous combustion 1 Superheated steam 1 Unknown 1 Lightning 1 Defective oil-supply pipe 1 Electrical appliances 1 Smokers' carelessness 1 Stove or stove-pipe insufficiently protected .... 1 Thawing pipes 1 Unknown 1 Matches, mice with 1 Saturating-tank overflowed 1 Defective chimney 1 Electrical appliances 1 Exposure 1 Smokers' carelessness - - - ' 7 Sparks from chimney „. 3 Unknown 2 Unknown 1 Overheating of bearing 1 Overheating of drj'-kiln 1 Short circuit 1 Sparks from burning rubbish 2 Sparks from bush fire 1 Sparks from Dutch oven 1 Sparks from engine 2 Sparks from furnace 1 Sparks from mill burner 1 Sparks from smoke-stack 1 Unknown 11 Boiler insufficiently protected 1 Defective chimney 1 Incendiary 4 Lightning 1 Match carelessness 1 Matches, mice with 1 Sparks from chimney 1 Tar boiling over 1 4,300 3,166 41,325 11,426 25 266 1,015 50 12 100 100 342 254 713 335 16 31 75 5,647 250 160 1,400 333 23 475 $250,000 9,872 17,951 10,000 1,000 2,157 10,500 60,911 131,000 36,038 198,263 $ 20 600 11,950 1,521 1,650 850 3 10 60.217 291 1,083 200 269 380 1 1,283 596 353 6,817 2,700 25 2.641 200 727,692 16,594 15 K 42 British Columbia. 1924 TABLE IV.—CLASSIFICATION OF PROPERTY BURNED AND CAiTJSES—Continued. Property. Causes. Amount of Loss. Sheds Shingle-mills Shook-mills 1 Slaughter-houses 1 Snow-ploughs 1 Stables 10 Storehouses Store-rooms Stores Stores and apartments 53 16 Ashes against wood 2 Exposure 4 Match carelessness 3 Matches, children with 1 Smokers' carelessness 2 Spontaneous combustion 1 Unknowm 3 Defective furnace 1 Defective wiring 1 Exposure 1 Hot box 1 Incendiary 1 Overheating of dry-kiln 2 Overheating of machinery bearings 1 Short circuit 1 Sparks from boiler 1 Sparks from burner 1 Sparks from conveyor 1 Sparks from furnace 1 Sparks from mill burner 2 Unknown 7 Unknow7n 1 Defective wiring 1 Unknown 1 Exposure 2 Lamp explosion 1 Matches, children with 1 Smokers' carelessness 2 Spontaneous combustion 2 Unknown 2 Ashes against wood 1 Matches, children with 1 Sparks from chimney — 1 Spontaneous combustion 1 Exposure 1 Sparks from chimney 1 Defective chimney 1 Defective stove 1 Defective wiring 1 Electrical appliances - - 1 Exposure 13 Gasolene carelessness 2 Grease on stove 1 Incendiary 3 Match carelessness 4 Oil-stove explosion 2 Rubbish around stove 1 Smokers' carelessness 10 Sparks from chimney 1 Spontaneous combustion 1 Stove or stove-pipe insufficiently protected .... 3 Tar boiling over 2 Unknown 6 Curtains from stove 1 Defective chimney 1 Defective oven 1 Electrical appliances 1 Exposure 1 Live coals 1 :,367 530 100 ,440 40 !,825 $ 4, 8, 12, 13 8, 58, 1 12 11 14 1 188 750 400 000 000 400 071 236 000 000 571 ,295 ,574 790 ,656 200 500 200 365 875 506 !.700 300 600 350 10 56 4,700 750 84,079 33,660 169 10 5,146 3,320 207 5.500 2,262 75 50 395 15.525 17,823 24 400 34 14 3 10 7,387 334. 116 74 S 825 449 400 10.646 :,602 360 173,727 14 Geo. 5 Beport of Fire Marshal. K 43 TABLE IV—CLASSIFICATION OF PBOPERTY BURNED AND CAUSES—Continued. Property. Causes. Amount of Loss. 21 1 3 1 8 5 2 2 32 4 1 Matches, mice with Smokers' carelessness Sparks from stove or stove-pipe 1 1 2 2 1 3 2 1 2 1 1 1 1 3 1 1 3 2 2 1 2 1 1 1 1 1 1 1 1 2 1 2 2 1 1 1 1 1 1 1 1 1 1 3 1 1 13 2 1 1 1 3 1 3 1 $ $ 95 26 81 317 75 333 $ 1,393 4,000 5,075 400 12,604 40 55 820 46 306 7,264 6,941 2,850 Thawing pipes 1,412 Defective stove-pipe Lamp upset Match carelessness Matches, children with Smokers' carelessness Sparks from chimney Sparks from fireplace Sparks from stove or stove-pipe Spontaneous combustion Stove or stove-pipe insufficiently protected .... 41,794 11,000 $ $ $ $ $ ? $ Smokers' carelessness 87 452 Defective chimney 539 4,400 2,654 54 75 20 195 2,699 2,332 Smokers' carelessness Spontaneous combustion Defective chimney Smokers' carelessness Unknown 8,029 Stores, offices, and rooms .... 2,145 79 19 2,243 168 163 Coal-gas explosion Coal-oil carelessness Ashes against wood Clothes too near stove 331 78 Stores and restaurants 18 60 250 2,953 100 48,658 100 70 11,235 82 239 ' 011 20 55 588 25 8,990 3 42 Defective stove Gas-plate insufficiently protected Rubbish around furnace Smokers' carelessness '.. Sparks from chimney Spontaneous combustion Stove or stove-pipe insufficiently protected .... Thawing pipes Unknown Street-cars , 73,976 Sparks from mill burner 45 50 Tanneries K 44 British Columbia. 1924 TABLE IV.—CLASSIFICATION OF PEOPEBTY BURNED AND CAUSES—Continued. Property. Causes. Amount of Loss. o Coal-gas explosion Smokers' carelessness 1 1 $ 555 5,449 8,105 i Unknown 1 Smokers' carelessness 1 1 $ 14,109 8,855 3 Theatres and Undertaking rooms parlours and 1 Candle carelessness 1 1 $ 205 1 7,277 316 2,150 250 281,275 1,707 60 9 5,361 1 1 Defective wiring 1 1 Oil-stove explosion Smokers' carelessness Sparks from furnace 1 3 1 2 Thawing pipes Unknow7n 1 1 Exposure 1 1,549 298,611 800 s , . 1,549 Total $4,229,917 TABLE V.—SUMMARY. FlEES EBPOBTED. ■"•-CM O a^- n£ i <o yir-i. HH ;/; ££ Si AMOUNT OF LOSS. SO 1923. January February March April May June July August September October November December Totals, 1923 Totals, 1922 Totals, 1921 Totals, 1920 Totals, 1919 64 95 81 93 62 65 79 59 63 85 56 57 859 934 844 787 853 33 35 36 29 32 27 28 31 30 27 38 26 372 388 304 219 204 4.277 1,487 20 18 26 39 23 23 26 29 36 22 19 19 300 | 348 I 210 I 176 I 164 121 151 143 161 110 116 137 119 129 136 115 102 1,549 1,689 1,358 1,182 1,221 1,198 | 37 | 6,999 I I 136,755 71,396 23,579 108,468 57,875 61,325 50,083 675,597 43,044 236,563 | 69,664 82,256 $1,617,505 1,297,245 861,251 1.083,532 1,013,890 43,606 37,308 207,441 119,342 63,836 50,028 23,318 69,389 67,304 24,397 344,120 69,958 $ 44. 51. 61. 89, 173, 125, 176, 152, 217, 53, 50, 257, 011 718 296 ,683 ,804 433 ,276 977 450 616 314 ,733 $1,120,047 750,346 595,367 644,551 413.266 $1,454, 1,177, 886, 907, 500. 311 564 350 449 736 4,481 3,450 5,241 1,070 18,685 4,750 377 228,853 163,872 292,316 317,493 300,756 237,856 269,262 897,963 327,798 319,326 464,475 409,947 $38,054 27,213 4,229,917 3,252,368 2,342,968 2,635,532 1,927,892 $5,873,423 j. $3,523,577 $4,926,410 | $65,267 $14,388,677 14 Geo. 5 Beport of Fire Marshal. K 45 TABLE VI.—LOSS OF LIFE, 1919-23. Occupancy. Cause of Fire. Loss of Life. Adults. Children. 1 2 1 1 6 2 1 Totals 5 8 10 12 2 9 Totals, 1922 2 Totals, 1921 1 Totals, 1920 1 Totals, 1919 INDEX. ANNUAL STATEMENTS. Page. British Columbia Plate Glass Insurance Co 7 Boyal Plate Glass Insurance Co. of Canada S Wawanesa Mutual Insurance Co 10 Western Empire Life Assurance Co 11 TABLES. Fire Insurance— Companies licensed, List of December 31st, 1923 - 14 Companies admitted during 1923 - 5 Companies which withdrew, 1923 5 Premiums and Losses (net), 1923 19 Summary for 1919-23 21 Life Insurance— Companies licensed, List of December 31st, 1923 17 Premiums, etc., 1923 23 Summary, 1919-23 24 Miscellaneous Insurance— Companies licensed, List of December 31st, 1923 17 Companies admitted. 1923 5 Companies which withdrew, 1923 6 Provincial Licensees, Assets, Liabilities, etc 27 Premiums and Losses, 1923 25 Summary for 1919-23 24 Investments in British Columbia— Life Companies 23 Other Companies 22 Fire Marshal's Beport 29 TICTORIA, B.C.: Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1924. yy.:y .;.:■:-... .,■'.:> , .y-y^yr^-y^yryyyiyirymm^-m-m Width of roadway, 14 feet 8 inches clear Columbia River Bridge, Revelstoke, builtj width of sidewalk, 5 feet clear. Asphaltic concrete wearing surface of steel in superstructure, 665 tons, Main cylinder piers in 1923-24. Two 212-foot steel-truss spans, four 154-foot steel-truss spans, and trestle approaches ; total length, 1,140 feet. |on 2- by 16-inch timber floor. Substructure all concrete and steel. Total yardage of concrete in substructure, 3,010 cubic yards ; total steel in cylinders and reinforcement, 180 tons ; total weight are 108 feet high over all and are 70 feet below low water and 60 feet below bed of river. Old timber bridge in background erected in 1910,
Legislative proceedings
J110.L5 S7
English
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Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia
THIRTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1924 (BUSINESS TRANSACTED IN 1923)
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