"8ae73a34-6cb9-448c-89de-68d4090bf89e"@en . "CONTENTdm"@en . "REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927."@en . "http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198"@en . "Sessional Papers of the Province of British Columbia"@en . "British Columbia. Legislative Assembly"@en . "2018"@en . "[1929]"@en . "https://open.library.ubc.ca/collections/bcsessional/items/1.0368906/source.json"@en . "Foldout Table: TABLE VIII.- MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1927. -- p.P51"@en . "application/pdf"@en . " SEVENTEENTH ANNUAL REPORT\nSUPERINTENDENT OF INSURANCE\nPROVINCE OF BRITISH COLUMBIA\n1928\n(BUSINESS TRANSACTED IN 1927)\nPRINTED BY\nAUTHORITY OE THE LEGISLATIVE ASSEMBLY.\nVICTORIA, B.C.:\nPrinted by Charles P. Banfield, Printer to the King's Most Excellent Majesty.\n1928.\nPROVINCIAL LIBRARY,.\nVICTORIA. B. C.\n\t\n To His Honour Robert Randolph Bktjce,\nLieutenant-Governor of the Province of British Columbia.\nMay it please Youk Honotjk :\nThe undersigned has the honour to present the Seventeenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1927.\nA. M. MANSON,\nAttorney-General.\nVictoria, B.C., June 1st, 1928.\n TABLE OF CONTENTS.\nANNUAL STATEMENTS.\nPage.\nBritish Columbia Plate Glass Insurance Co 7\nEmpire Life Insurance Co _ 9\nGeneral Casualty Co. of America 10\nGrand Council of Canadian Order of Chosen Friends 26\nHome Assurance Co. of Canada _ 12\nMutual Fire Insurance Co. of British Columbia 14\nOdd Fellows' Relief Association of Canada , 29\nOhio Farmers Insurance Co 15\nOntario Equitable Fire & Marine Insurance Co _ 17\nSons of Scotland 30\nRoyal Plate Glass Insurance Co. of Canada 19\nToronto Casualty Fire & Marine Insurance Co 20\nWawanesa Mutual Insurance Co _ 23\nWestern Empire Life Assurance Co 24\nTABLES.\nFire Insurance\u00E2\u0080\u0094\nCompanies licensed, List of December 31st, 1927 33\nCompanies admitted during 1927 5\nPremiums and Losses (net), 1927 _ 43\nSummary for 1923-27 45\nLife Insurance\u00E2\u0080\u0094\nCompanies licensed, List of December 31st, 1927 33\nCompanies admitted during 1927 5\nPremiums, etc., 1927 47\nSummary, 1923-27 - 48\nMiscellaneous Insurance (except Automobile Insurance) \u00E2\u0080\u0094\nCompanies licensed, List of December 31st, 1927 33\nCompanies admitted, 1927 5\nPremiums and Losses, 1927 51\nSummary for 1923-27 50\nAutomobile Insurance Premiums and Losses, 1927 49\nInvestments in British Columbia\u00E2\u0080\u0094\nLife Companies 47\nOther Companies 46\n REPORT OF THE\nSUPERINTENDENT OF INSURANCE.\nDepartment of Insurance,\nVictoria, B.C., June 1st, 1928.\nThe Honourable A. M. Manson,\nAttorney-General, Victoria, B.C.\nSir,\u00E2\u0080\u0094I beg to submit my report, the Seventeenth Annual Report of the Department, covering\nthe year ended December 31st, 1927, in accordance with section 217 (1) of the \" Insurance Act,\"\nchapter 20, 1925.\nAt the end of the year there were 243 insurers licensed to transact business, twelve new\ncompanies having been licensed, as follows:\u00E2\u0080\u0094\nCommercial Life Assurance Company of Canada, Edmonton, Alberta.\nFederated British Insurance Company, Limited, London, England.\nFonciere Fire Insurance Company, Paris, France.\nGeneral Casualty Company of America, Seattle, Wash.\nGeneral Casualty Insurance Company, Paris, France.\nGeneral Insurance Company of America, Seattle, Wash.\nLocal Government Guarantee Society, Limited, London, England.\nOhio Farmers Insurance Company, LeRoy, Ohio.\nPioneer Insurance Company, Winnipeg, Man.\nSt. Paul Mercury Indemnity Company of St. Paul, Wilmington, Delaware.\nSun Insurance Office, Limited, London, England.\nSvea Fire & Life Insurance Company, Limited, Gothenburg, Sweden.\nThe Grain Dealers National Mutual Fire Insurance Company, of Indianapolis, withdrew\nfrom this Province in January, 1927, and the Mutual Life and Citizens' Assurance Company,\nLimited, of Sydney, Australia, also ceased business in this Province in October, 1927.\nThe origin of the various insurers, a complete list licensed as at December 31st, 1927, of\nwhich will be found on page 33, is as follows:\u00E2\u0080\u0094\nSUMMARY.\nWhere incorporated.\nDominion\nLicensees.\nProvincial\nLicensees.\nTotal.\n59\n8\n61\n2\n1\n1\n6\n3\ni\n2\n86\n2\n6\n3\n2\n9\n59\n14\n64\n2\n1\n1\nFrance\t\n6\n3\n1\nSwitzerland\t\n2\n88\nTotals \t\n230\n13\n243\nA list of the underwriters' agencies, nineteen in number, licensed in this Province will also\nbe found on page 42. The New Haven Underwriters, representing the Security Insurance Company of New Haven, Connecticut, ceased business in the Province during 1927.\n Three new reciprocal exchanges obtained permits under section 174 of the Act, and they are\nas follows:\u00E2\u0080\u0094\nCanners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.\nUnited States Inter Insurance Association, Seattle, Wash.\nWarner Reciprocal Insurers, Chicago, 111.\nThe total number of reciprocal exchanges granted permits under section 174 is fourteen, and\na list of them will be found on page 41.\nTwo fraternal societies\u00E2\u0080\u0094namely, Sons of Norway, Minneapolis, Minn., and Sons of Scotland\nBenevolent Association, Toronto, Ont.\u00E2\u0080\u0094were duly licensed, making four fraternal societies\nlicensed in this Province, a list of which will be found on page 41.\nIn pursuance of the requirements of the Act, list of licensed agents were published in the\nBritish Columbia Gazette and distributed, showing that there were 1,421 life insurance agents,\n1,718 fire and miscellaneous insurance agents, and 18 adjusters carrying on business in the\nProvince during 1927.\nStatement of fire insurance premiums, losses incurred, and losses paid for 1927, with a\nsummary for the past five years, will be found on page 43.\nTables showing life, automobile, and miscellaneous insurance business transacted during the\nyear will also be found on pages 33, 49, and 51.\nIn August, 1927, the Superintendents of Insurance for the Provinces of Canada held their\nannual conference in Quebec, Que., when the following were present: For Quebec, O. Sharpe,\nSuperintendent of Insurance; Ontario, R. Leighton Foster, Superintendent of Insurance;\nManitoba, Charles Heath, Superintendent of Insurance; Saskatchewan, A. E. Fisher, Superintendent of Insurance; British Columbia, J. P. Dougherty, Superintendent of Insurance, and\nH. G. Garrett, Deputy Superintendent of Insurance. Mr. Henry Brace, Deputy Superintendent\nof Insurance for the Province of Alberta, was unable to be present owing to unforeseen circumstances. At this conference a number of very interesting subjects were discussed, among which\nwas the Question of a Uniform Agents' Licensing Act. This same question is to be discussed\nfurther at the approaching conference to be held in Regina in September.\nDuring the past year there were only a few minor amendments made to the \" Insurance\nAct\" of this Province in order to bring it into uniformity with the Insurance Acts of the other\nProvinces.\nThere were two appeals against the decision of the Superintendent in the matter of agents'\nlicences, and his decision was unanimously upheld in each case by the Arbitration Board, as\nprovided for in the Act.\n\" REAL-ESTATE AGENTS' LICENSING ACT.\"\nThe amendment made at the session of the Legislature in 1927 requiring all real-estate\nagents and salesmen in municipalities of a population of over 10,000 to furnish a bond in the\nsum of $1,000 is proving beneficial, and to my mind is an excellent piece of legislation, and I\nhave no doubt it will eventually be the means of eliminating a number of undesirable agents\nthat the Act could not otherwise reach. There have been several prosecutions against agents\nwho have been negligent in living up to the requirements of the Act, and in every case, except\none, the Department has secured a conviction.\nI have the honour to be,\nSir,\nYour obedient servant,\nJ. P. DOUGHERTY,\nSuperintendent of Insurance.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 7\nAPPENDIX.\nAnnual Statements of Provincial Licensees for the Year ended\nDecember 31st, 1927.\nBRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nDirectors.\nWalter E. Graveley. H. W. Chamberlain.\nF. M. Chaldecott. W. J. Albutt.\nF. G. Syder.\nAlfred Farmer, Secretary.\nAmount deposited with the Government of British Columbia : Inscribed stock, \u00C2\u00A3 200; Township of Richmond bonds, $5,000; Dominion of Canada bonds, $1,000; total (par), $6,220.17.\nAuthorized capital $25,000\nAmount subscribed 9,600\nAmount paid up in cash 9,600\nStatement for the Year ended December 31st, 1927.\nAssets.\nBook value of bonds, debentures, etc., owned by the Company $63,498.03\nCash in banks , _ 950.49\nInterest accrued 223.77\nAgents' balances and premiums uncollected (net commissions deducted) : Written on\nor after October 1st, 1927, $4,664.46; written prior to October 1st, 1927, $4,223.13.. 8,887.59\nAgents' commissions paid in advance \u00E2\u0080\u00A2. 9,913.30\nGross assets of the Company $83,473.18\nDeduct assets not admitted: Agents' balances on premiums written prior to October\n1st, 1927 4.223.13\nTotal admitted assets $79,250.05\nLiabilities.\nTotal provision for unpaid claims $837.93\nTotal net reserve, $24,783.26, carried out at 80 per cent, thereof 19.826.60\nTaxes due and accrued 2,000.00\nTotal of all liabilities (except capital stock) $22,664.53\nCapital stock paid in cash $9,600.00\nRest Account _ 30,000.00\nSurplus in Profit and Loss Account 5,879.26\nExcess of assets over liabilities $45,479.26\n P 8\nBRITISH COLUMBIA.\nProfit and Loss Account.\nReserve of unearned premiums (80 per cent.)\t\nAt beginning of year $25,082.28\nAt end of year 19,826.60\n$18,302.51\nIncrease \t\nNet premiums earned..\nNet claims incurred\t\nNet adjustment expenses, commissions, taxes, salaries, etc..\n5,255.68\n$23,558.19\n$11,288.68\n9,573.15\nAll other expenses $20,861.83\nUnderwriting profit _\t\nInterest, dividends, and rents earned..\nNet profit for the year\t\nSurplus of assets over liabilities (excluding capital stock) at beginning of year..\nNet profit brought down\t\n$2,696.36\n3,182.90\n$5,879.26\n$46,1S8.97\n5,879.26\n$52,068.23\nIncrease in disallowed assets $1,276.01\nDividends declared 2,880.00\n4,156.01\nSurplus of assets over liabilities (excluding capital stock) at end of year..\nList of Shareholders.\n$47,912.22\nName.\nResidence.\nAmount,\nsubscribed.\nAmount\npaid.\nAlbutt, W. J\t\nAlbutt, Mrs. E. A.\nAkroyd, H. C\t\nBarnsley, Rev. Geo..\nBeasley, A. P\t\nBell-Irving, H\t\nBlythe, Miss P. I. .\nChaldecott, P. M. .\nChamberlain, H. W\nCharleson, Edith H\nCreery, A. McC\t\nGraveley, W. E\t\nHope, C. E\t\nMartin, Robert \t\nRogers, Jonathan ..\nSyder, P. G\t\nVancouver.\nYorkshire, England\t\nVictoria\t\nVancouver\t\nMetchosin, Vancouver Island..\nVancouver\t\n$2,300.00\n3,000.00\n100.00\n100.00\n700.00\n500.00\n200.00\n500.00\n500.00\n100.00\n100.00\n500.00\n200.00\n100.00\n200.00\n500.00\ni,60O.00\n$2,300.00\n3,000.00\n100.00\n100.00\n700.00\n500.00\n200.00\n500.00\n500.00\n100.00\n100.00\n500.00\n200.00\n100.00\n200.00\n500.00\n9,600.00\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 9\nTHE EMPIRE LIFE INSURANCE COMPANY.\nHead Office;\u00E2\u0080\u0094Toronto, Ont.\nDirectors.\nW. G. Jackson. B. R. McKenzie.\nF. H. Kirkpatrick. J. M. Vaughan.\nM. P. Langstaff. A. H. Vanderburgh.\nS. R. Mackellar. T. H. Wilson.\nJ. Ross Paterson, Secretary.\nAmount deposited with the Government of British Columbia : Hydro Electric Power Commission of Ontario 6-per-cent. bonds, $10,000; Canadian Northern Pacific Railway Company\n4-per-cent. debenture stock, \u00C2\u00A3 600; Province of British Columbia debentures, $13,000.\nAuthorized capital $2,000,000\nAmount subscribed - 1,456,900\nAmount paid in cash 145,690\nStatement for the Year ended December 31st, 1927.\nAssets.\nMortgage loans on real estate $139,460.00\nAmount secured by the Company's policies in force, the reserve on each policy being\nin excess of all indebtedness: (a.) Loans to policyholders 5,171.51\nBook value of bonds, debentures, etc., owned by the Company 203,255.59\nCash at head office, $4.54 ; in banks, $51,410.64 : 51,415.18\nTotal ledger assets $399,302.28\nInterest accrued _ $3,779.49\nNet premiums due and uncollected 37,372.30\nBalances due from agents 1,600.36\nTotal non-ledger assets $42,752.15\nTotal assets _ $442,054.43\nLiabilities.\nNet liability under assurance, annuity, and supplementary contracts in force for payments not due, dependent on life, disability, or any other contingency or on a\nterm certain $200,843.00\nNet liability for payments due under contracts 667.10\nReceived from policyholders in advance 711.90\nMedical examiners' fees due and accrued, $786; legal fees due and accrued, $215.50;\nauditors' fees, $350; miscellaneous, $8,233.18 9,584.68\nCommission to agents due and accrued 6,318.05\nPayments received on shares not allotted 5,050.00\nTotal liabilities (except capital stock) $223,174.73\nIncome.\nTotal net premium income and consideration for annuities $143,305.48\nInterest and dividends 13,957.95\nTotal income $157,263.43\n Disbursements.\nTotal net disbursements in respect of assurance and annuity contracts $8,031.66\nTaxes, licences, and fees 3,021.76\nHead Office expenses: Salaries, $20,639.85; directors' fees, $662; auditors' fees,\n$600; travelling expenses, $3,036.48; rents, $2,174.83; investment expenses,\n$2,525 29,638.16\nBranch office and agency expenses: Assurance commissions, first year, $27,634.74;\nassurance commissions, renewal, $3,969.08 ; salaries, $18,788.79 ; rents, $1,088.71;\nmiscellaneous, $11,533.50 63,014.88\nAll other expenses : Advertising, $2,128.73 ; books and periodicals, $228.85; express,\ntelegrams, and telephones, $001.87; legal fees, $509.91; medical fees, $1,571;\noffice furniture, $72.50; postage, $1,673.59; printing and stationery, $3,627.62;\ncapital stock sales expenses commission, $18,792.50; salaries and expenses,\n$24,380; miscellaneous, $2,079.27 55,665.84\nTotal disbursements $159,372.30\nReturns for British Columbia.\nDeposit with Government ..-. .' $25,920.00\nAssets Nil\nLiabilities Nil\nPremiums received 5,419.70\nLosses incurred, net Nil\nLosses paid, net Nil\nAmount at risk 161,200.00\nGENERAL CASUALTY COMPANY OF AMERICA.\nHead Office\u00E2\u0080\u0094Seattle, Wash.\nDirectors.\nA. D. Fisher. Henry McCleary.\nJ. A. Humbird. J. B. McGoldrick.\nW. L. McCormick. Geo. J. Osgood.\nA. H. Middleton. C. D. Stimson.\nFrank B. Martin. W. H. Talbot.\nH. K. Dent.\nSecretary, Frank B. Martin.\nAmount deposited with the Government of British Columbia : Canadian National Railway\ndefinitive bonds, par value $30,000.\nAuthorized capital , $200,000\nAmount subscribed 200,000\nAmount paid in cash 200,000\nStatement for the Year ended December 31st, 1927.\nAssets.\nBook value of bonds, $666,704.75; stocks, $29,925 $696:.629.75\nDeposits in trust companies and banks not on interest 27,896.20\nGross premiums in course of collection 82,987.79\nDue under reinsurance treaties 589.27\nAdvanced expenses _ 100.00\nFurniture and fixtures 6,323.75\nTotal ledger assets $814,526.76\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 11\nInterest accrued on bonds, not in default $11,376.36\nMarket value (not including interest) of bonds and stocks over book value 9,330.46\nGross assets $835,233.58\nDeduct assets not admitted\u00E2\u0080\u0094 ^\nFurniture, fixtures, and safes $6,323.75\nAdvanced expense 100.00\n 6,423.75\nTotal admitted assets $828,809.83\nLiabilities.\nTotal unpaid claims $139,108.02\nEstimated expenses of investigation and adjustment of unpaid claims 2,500.00\nTotal unearned premiums 274,314.41\nCommissions, brokerage, and other charges due or to become due to agents or brokers\non policies effective on or after October 1st, 1927 27,088.95\nSalaries, rents, expenses, bills, accounts, fees, etc., due or accrued 6,178.26\nEstimated amount hereafter payable for Federal, State, and other taxes based upon\nbusiness for 1927 10,681.97\nTotal amount of all liabilities (except capital) $459,871.61\nCapital paid up $200,000.00\nSurplus over all liabilities 168,938.22\nSurplus as regards policyholders 368,938.22\nTotal $828,809.83\nIncome.\nTotal net premiums $533,193.67\nTotal interest and rents _ 32,783.84\nContingent commission on reinsurance 982.84\nGross increase by adjustment in book value of ledger assets of bonds 285.22\nTotal income $567,245.57\nDisbursements.\nTotal net amount paid policyholders for losses $217,635.48\nInvestigation and adjustment of claims 23,046.31\nCommissions or brokerage, less amount received on return premiums and reinsurance 123,806.79.\nSalaries, fees, other compensations, and travelling expenses of officers, directors,\ntrustees, and home office employees 36,540.58\nSalaries, travelling and all other expenses of branch office employees and agents not\npaid by commissions 8,034.14\nInspections, including accident-prevention _ 4,901.05\nRents 3,821.60\nGeneral office maintenance and expense 1,931.55\nState taxes on premiums, $7,403.97 ; Insurance Department licences and fees, $1,213.35 8,617.32\nLegal expenses, $466.12 ; advertising, $4,289.27 ; printing and stationery, $4,784.19.... 9,539.58\nPostage, telegraph, telephone, exchange, and express 3,258.94\nFurniture, fixtures, etc 2,686.33\nBureau and Association dues and assessments 25.91\nPolicyholders for dividends _ 3,569.82\n P 12 BRITISH COLUMBIA.\nInvestment expense $139.00\nGross decrease by adjustment in book value of ledger assets in bonds 3,026.66\nTotal disbursements $450,581.06\nReturns for British Columbl\.\nDeposit with Government $30,000.00\nAssets 827.91\nLiabilities 61.16\nPremiums received 152.91\nLosses incurred, net Nil\nLosses paid, net Nil\nAmount at risk \t\nHOME ASSURANCE COMPANY OF CANADA.\nHead Office\u00E2\u0080\u0094Calgary, Alberta.\nDirectors.\nS. C. Brown. J. G. Norstrant.\nF. A. Ogilvie. Evan Roberts.\nC. H. St. John. A. Corrie.\nW. D. Dixon. G. Fisher.\nG. R. E. Eltherington.\nClarence H. St. John, Secretary.'\nAuthorized capital $500,000\nAmount subscribed 500,000\nAmount paid up in cash 60,327\nStatement for the Year ended December 31st, 1927.\nAssets.\nMortgage loans on real estate, first charges $2,900.00\nBook value of bonds, debentures, and debenture stock owned 66,799.23\nCash on hand and in banks 12,118.08\nInterest accrued - 1,092.29\nAgents' balances and premiums uncollected (net commissions deducted) : Written on\nor prior to October 1st, 1927, $6.91; written after October 1st, 1927, $3,092.68 3,099.59\nFurniture and fixtures 1,948.63\nAll other assets\u00E2\u0080\u0094\nStationery supplies - 1,253.00\nPrepaid licence 250.00\nOrganization Account 1,000.00\nDeposit on utility 3.00\nCalls on capital stock outstanding 2,173.00\nGross assets $92,636.82\nDeduct assets not admitted\u00E2\u0080\u0094\nAgents' balances on premiums written prior to October 1st, 1927 $6.91\nFurniture and fixtures 1,948.63\nOrganization Account 1.000.00\nStationery, etc 1,253.00\n 4,208.54\nTotal admitted assets $88,428.28\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 13\nLiabilities.\nTotal provision for unpaid claims $1,253.28\nTotal net reserve, carried out at 80 per cent, thereof 11,146.20\nTotal liabilities, excluding capital stock $12,399.48\nCapital stock paid in cash, including calls outstanding, $2,173 62,500.00\nExcess of assets over liabilities $17,737.34\nTotal liabilities $92,636.82\nProfit and Loss Account.\nNet premiums written $64,714.54\nReserve of unearned premiums (80 per cent.) \u00E2\u0080\u0094\nAt beginning of year $7,641.51\nAt end of year 11,146.20\nIncrease 3,504.69\nNet premiums earned 61,209.85\nNet claims incurred $15,794.28\nClaims in suspense 548.07\nCommissions 19,487.90\nReinsurance 10.42\nTaxes 955.18\nSalaries, fees, and travelling expenses 12,046.90\nAll other expenses 8,396.69\nUnderwriting profit $3,970.41\nOther revenue\u00E2\u0080\u0094\nInterest dividends and rents earned $3,442.27\nOther gains 237.50\n 3,679.77\nNet profit for the year $7,650.18\nSurplus for Protection of Policyholders.\nSurplus of assets over liabilities (excluding capital stock) at beginning of year $69,116.66\nNet profit (brought down) 7,650.18\n$76,766.84\nIncrease in paid in capital stock 1,297.50\nSurplus of assets over liabilities (excluding capital stock) at end of year $78,064.34\nReturns for British Columbia.\nAssets $1,000.00\nLiabilities 1,995.00\nPremiums received 21,302.43\nLosses incurred, net 6,743.29\nLosses paid, net ...., 6,098.76\nAmount at risk 601,500.00\n MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nDirectors.\nJas. Bailey. Thos. Laing.\nJno. W. Berry. J. W. Miller.\nArchibald Blair. D. A. McKee.\nHenry Bose. H. F. Page.\nW. J. Frederick. W. J. Park.\nW. II. Higginson. C. E. Whitney-Griffiths.\nR. U. Hurford.\nManager-Secretary, Wm. Townsley.\nStatement for the Year ended December 31st, 1927.\nAssets.\nBalance in bank $4,530.66\nInvestments\u00E2\u0080\u0094\nDominion of Canada war bonds $2,000.00\nGovernment guaranteed bonds, C.N.R 11,096.04\nFirst mortgage 300.00\nReal estate 3,340.00\n 16,736.04\nBalance 1924 assessment unpaid 1,278.63\nInsurance premiums due and unpaid 1,539.17\n $24,084.50\nInsurance premiums, second and third instalments 48,175.11\nOffice furniture 1,079.09\nPrinting and stationery, stock on hand 100.00\nPremium notes held by Company 182,880.39\nDeferred commission account 12,627.64\nDeposits 5.00\n$268,951.73\nLiabilities.\nAccounts payable $120.00\nLoans 9,650.00\nFire losses in course of adjustment (estimated) 1,000.00\nReserve Account\u00E2\u0080\u0094\nAgents' commissions earned $318.01\nReinsurance reserve for outstanding risk 19,047.36\nInsurance premiums reserve 48,175.11\nPremium notes reserve 182,880.39\n1924 assessment unpaid 1,278.63\n $251,699.50\nSurplus Account\u00E2\u0080\u0094\nProfit and Loss Account as at January 1st, 1927 $7,265.87\nExcess of income over operating expenses for the year ended December 31st, 1927 25,302.36\n1924 assessments collected during 1927 43.45\n$32,611.68\nFire losses paid and reserved for 26,129.45\n 6,482.23\n,951.73\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 15\nProfit and Loss Account.\nBy Insurance premiums $46,238.68\nInterest on investment and bank 387.31\nCommissions earned 178.51\n $46,804.50\nTo Advertising $501.50\nExchange 56.11\nGeneral expense 453.75\nFire adjustment expenses 295.65\nInterest on loan 579.00\nRent and light , 1,399.14\nSalary, Manager 3,600.00\nSalary, general 4,392.50\nStamps ' 241.31\nStationery and printing 501.05\nTaxes on real estate 167.00\nTelephone 173.51\nTravelling expense 386.50\nGrants to officials 383.35\nCommissions 8,371.77\n 21,502.14\nBalance carried to balance-sheet $25,302.36\nOHIO FARMERS INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094LeRoy, Ohio.\nDirectors.\nF. Hawley. E. A. Bowman.\nW. E. Haines. B. McDowell.\nN. R. Chalfant. P. Russell,\n.las. E. Waite. A. J. Vorys.\nW. F. Kyle.\nD. W. Crane, Secretary.\nAmount deposited with the Government of British Columbia : United States 4th Liberty\nLoan 414-per-cent. bonds, $25,000.\nStatement for the Year ended December 31st, 1927.\nAssets.\nBook value of real estate $483,297.65\nMortgage loans on real estate, first liens 1,737,716.84\nLoans secured by pledge of bonds, stocks,, or other collateral 41,878.15\nBook value of bonds, $1,245,654.07; book value of stocks, $195,558.85 1,441,212.92\nCash in company's office, $87,319.93; deposits in trust companies and banks not on\ninterest, $1,901.71; deposits in trust companies and banks on interest,\n$855,381.62 944,603.26\nAgents' balances representing business written subsequent to October 1st, 1927 516.608.22\nBills receivable taken for fire risks 31,515.68\nDue from other insurance companies 774.73\nFurniture and fixtures _ 81,650.54\nAccounts receivable 515.94\nStock of materials 1,147.42\nTotal ledger assets $5,279,371.89\n P 16 BRITISH COLUMBIA.\nInterest due ($25,392.07) and accrued ($20,722.95) on mortgages, $46,115.02;\ninterest accrued on bonds, $10,478.36; interest due ($60) and accrued ($681.47)\non collateral loans, $741.47; interest due on bank deposits, $600.60; rents due\n($140) and accrued ($40) on Company's property or lease, $180 $58,115.45\nMarket value of bonds and stocks over book value 24,827.08\nGross assets _ $5,362,314.42\nDeduct assets not admitted\u00E2\u0080\u0094\nFurniture and fixtures $81,650.54\nBills receivable, past due, taken for premiums 31,515.68\nAccounts receivable, $515.94; stock of materials, $1,147.42 1,663.36\n 114,829.58\nTotal admitted assets $5,247,484.84\nLiabilities.\nNet unpaid claims $398,581.19\nEstimated expenses of investigation and adjustment of losses (paid losses, $400;\nunpaid losses, $450) 850.00\nTotal unearned premiums _ 3,512,360.29\nSalaries, rents, expenses, bills, accounts, fees, etc.. 1,4S9.02\nEstimated amount hereafter payable for Federal, State, and other taxes based upon\nthe business of the year of this statement 79,759.24\nContingent commission or other charges due or accrued 9,400.00\nTotal amount of all liabilities (except guaranty capital) $4,002,439.74\nEmergency reserve $75,000.00\nSurplus over all liabilities 1,170,045.10\nSurplus as regards policyholders 1,245,045.10\nTotal $5,247,484.84\nIncome.\nTotal net premiums .' $3,362,732.91\nTotal interest and rents 200,693.03\nIncome from other sources 4,090.68\nGross profit on sale or maturity of bonds and stocks 7,318.94\nTotal income $3,574,835.56\nDisbursements.\nTotal net amount paid for losses $1,488,648.19\nLoss adjustment expenses , _ \u00E2\u0096\u00A0 81,749.27\nAgents' compensation, including brokerage, $870.042.64; agents' allowances,\n$16,476.52 886,519.16\nField supervisory expenses : (a.) Salaries of fieldmen, $104,346.92; (b.) expenses\nof fieldmen, $22,072.79; (c.) executive, travelling expenses of others than field-\nmen, $626.97 127,046.68\nSalaries and fees, directors, officers, and clerks 204,344.42\nRents 4,000.00\nMaps, including corrections 5,734.10\nInspections and surveys, including underwriters' boards and tariff associations 67,245.60\nTaxes, licences, and fees 98,629.03\nPostage, telegraph, and telephone _ 12,115.05\nLegal expense, excluding legal expenses on losses 2,541.09\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 17\nAdvertising, subscriptions, printing, and stationery $43,794.03\nMiscellaneous 35,584.49\nProfit and loss, furniture and fixtures charged off 9,025.63\nReal-estate expenses, repairs, and taxes 16,370.90\nAgents' balances charged off 22,226.90\nGross loss on sale or maturity of ledger assets 5,255.13\nGross decrease by adjustment in book value of ledger assets 15,000.00\nTotal disbursements $3,125,830.27\nReturns for British Columbia.\nDeposit with Government $25,000.00\nAssets Nil\nLiabilities 4,407.35\nPremiums received - 9,181.98\nLosses incurred, net 978.98\nLosses paid, net - 978.98\nAmount at risk 361,103.00\nTHE ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Waterloo, Ont.\nDirectors.\nS. C. Tweed. Hon. M. Doherty. Dr. Chas. J. Morton.\nSen. H. W. Laird. Hon. F. C. Biggs. M. Rousseau.\nJ. C. Breithaupt. A. E. Silverwood. H. G. Bertram.\nEd. Irwin. Frank McLaughlin. J. M. Riddell.\nE. C. Mitchell. A. AV. Briggs, K.C. H. MacPherson.\nJ. A. Martin. W. E. Payne, K.C. Col. N. Spence.\nW. E. Long. E. K. Reiner. John T. Haig, K.C.\nM. J. Smith, Secretary.\nAmount deposited with the Government of British Columbia: District of Burnaby 5-percent, bonds, $10,000; Canadian Northern Railway 4%-per-cent. stock, $17,250; Canadian North\nWestern Railway 4%-per-cent stock, $5,937.33; total, $33,187.33.\nAuthorized capital $3,750,000\nAmount subscribed 3,618,000\nAmount paid in cash 361,800\nStatement for the Year ended December 31st, 1927.\nAssets.\nBook value of real estate held by the Company, less $96,000 encumbrances $175,337.90\nMortgage loans on real estate, first liens 2,304,529.94\nAmount secured by the Company's policies in force, the reserve on each policy being\nin excess of all indebtedness\u00E2\u0080\u0094\nLoan to policyholders $281,893.18\nAdvances to policyholders under automatic non-forfeiture provisions 82,231.49\n 364,124.67\nBook value of bonds, debentures, and debenture stocks owned by the Company 1,281,294.83\nCash at Head Office, $79,291.60 ; in banks, $5,549.59 84,841.19\nAll other ledger assets 7 934.61\nTotal ledger assets $4,218,063.14\n P 18 BRITISH COLUMBIA.\nInterest and dividends due, $258.81; interest accrued, $55,157.17 $55,415.98\nNet premiums due and uncollected and deferred 138,726.12\nMarket value of bonds over costs 62,449.53\nTotal non-ledger assets $256,591.63\nTotal assets $4,474,654.77\nLiabilities.\nNet liability under assurance, annuity, and supplementary contracts in force for\npayments not due, dependent on life, disability, or any other contingency or on\na term certain $2,998,815.00\nNet liability for payments due under contracts 31,079.00\nProvision for unreported death losses and disability claims 4,000.00\nAmounts left with the Company (arising out of assurance contracts), including\ninterest accumulations\u00E2\u0080\u0094\nAmounts assured $3,500.00\nAll other amounts accrued interest on above 161.12\n 3,661.12\nReceived from policyholders in advance of premiums 4,515.74\nProvincial, municipal, and other taxes due and accrued 3,651.00\nMedical examiners' fees due and accrued 1,270.00\nBorrowed money 836,522.91\nReserve for unpaid accounts 2,000.00\nStaff Savings Fund 789.81\nSundry accounts payable 188.41\nAgents' accounts payable 2,101.32\nTotal liabilities (except capital stock) $3,888,594.31\nIncome.\nTotal net premium income and consideration for annuities $1,005,761.60\nInterest and dividends 188,411.39\nGross rents for Company's property (including $7,620 for Company's occupancy of\nits own buildings), less $4,081.69 for taxes, expenses, and repairs in connection\nwith such properties 9,023.31\nPremiums on stock ' 83,160.00\nCommission on mortgages _ $35,900.00\nCommission on real estate 5,000.00\nCommission on bonds 5,297.11\n 40,197.11\nTotal income : $1,332,553.41\nDisbursements.\nTotal net disbursements in respect of assurance and annuity contracts $386,175.69\nInterest or dividends to shareholders 19,989.30\nTaxes, licences, and fees (including taxes on investments but excluding taxes on\nreal estate) 14,687.85\nHead Office expenses: Salaries, $51,911.13; directors' fees, $1,623.50; auditors'\nfees, $2,000; travelling expenses, $6,310.03; rents, $7,620; miscellaneous,\n$1,198.98 70,663.64\nBranch office and agency expenses: Assurance commissions, first year, $114,223.30;\nassurance commissions, renewal, $82,567.66; salaries, $13,484.53; travelling\nexpenses, $1,789.89; rents, $13,901.74; miscellaneous, $1,535.20 227,502.32\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 19\nAll other expenses: Advertising, $15,634.52; books, etc., $1,569.98; express, telegrams, and telephones, $3,360.85 ; legal fees, $1,799.25; medical fees, $6,858.25;\noffice supplies, $311.79; postage, $5,585.65 ; printing and stationery, $8,711.04 ;\ncommissions on loans, $2,945.75 ; miscellaneous, $28,620.99 $75,398.07\nTotal disbursements $794,416.87\nReturns for Bkitish Columbia.\nDeposit with Government $33,457,32\nAssets - 424,400.98\nLiabilities 98,417.00\nPremiums received - 38,260.39\nLosses incurred, net 9,326.33\nLosses paid, net - 9,326.23\nAmount at risk 1,207,875.00\nROYAL PLATE GLASS INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nDirectors.\nJ. P. Nicolls. C. A. Wickens.\nC. H. Macaulay. R. H. Maitland.\nA. P. Bogardus. B. C. Grant.\nEdgar S. Smith, Secretary.\nAmount deposited with the Government of British Columbia: C.N.O. Railway Company\n3%-per-cent. stock, \u00C2\u00A31,320; deposit receipt, Canadian Bank of Commerce, $325; total, $5,335.72.\nAuthorized capital $25,000\nAmount subscribed 10,000\nAmount paid in cash 2,750\nStatement for the Year ended December 31st, 1927.\nAssets,\nMortgage loans on real estate '. $12,750.00\nCash in banks _ 6,230.33\nInterest accrued 323.64\nAgents' balances and premiums uncollected (net commission deducted) 841.74\nGovernment deposit 5,335.72\nCommissions prepaid 1,087.18\nTotal admitted assets $26,56S.61\nLiabilities.\nTotal net reserve, $3,106.23; carried out at 80 per cent, thereof $2,484.98\nAll other liabilities 332.68\nTotal of all liabilities (except capital stock) $2,817.66\nCapital stock paid up $2,750.00\nSurplus in Profit and Loss Account _ 21,000.95\nExcess of assets over liabilities $23,750.95\nTotal liabilities $26,568.61\n P 20\nBRITISH COLUMBIA.\nProfit and Loss Account.\nNet premiums written $3,457.68\nReserve of unearned premiums (80 per cent.) \u00E2\u0080\u0094\nAt beginning of year $4,019.94\nAt end of year 3,106.23\nIncrease $913.71\nNet premiums earned $4,371.39\nNet claims incurred $1,941.50\nCommissions 1,588.65\nTaxes 164.72\nSalaries, fees, etc _ 105.00\nAll other expenses 9.24\n $3,809.11\nUnderwriting profit $562.28\nOther revenue - 1,531.00\nNet profit for the year. $2,093.28\nSurplus for Protection of PolicijhoMers.\nSurplus of assets over liabilities (excluding capital stock) at beginning of year $18,206.42\nNet profit brought down 2,093.28\nSurplus of assets over liabilities (excluding capital stock) at end of year $20,379.70\nList of Shareholders.\nName.\nResidence.\nNo. of\nShares.\nAmount\nsubscribed.\nAmount\npaid.\nC. A. Wickens....\nJ. P. Nicolls\t\nI. Douglas\t\nMary Douglas....\nR. D. Douglas....\nN. S. Douglas....\nA. P. Bogardus.\nJ. P. Nicolls\t\nC. H. Macaulay.\nR. M. Maitland.\nB. C. Grant\t\nVancouver\t\nBoston, U.S.A\t\nBinghampton, U.S.A\nVancouver\t\n10\n14\n14\n12\n10\n100\n50O\n1,200\n500\n500\n500\n1,000\n1,400\n1,400\n1,200\n1,000\n$10,000\n$220.00\n137.50\n330.00\n137.50\n137.50\n137.50\n275.00\n385.00\n385.00\n330.00\n275.00\n$2,750.00\nTHE TORONTO CASUALTY FIRE & MARINE INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Toronto, Ont.\nDirectors.\nC. H. Ackerman.\nJ. T. Brawnd.\nA. E. Dawson.\nW. W. Evans.\nForbes Godfrey.\nHenry Knight.\nSecretary, W. B. Coatts.\nJ. O. Linteau.\nM. A. Mackenzie.\nR. P. Parker.\nT. H. Pratt.\nG. L. Smith.\nA. E. Wilson.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 21\nAmount deposited with the Government of British Columbia: Hydro-electric 4-per-cent.\nbonds, $6,000; Province of Ontario 5-per-cent. bonds, $21,000; total, $27,000.\nAuthorized capital $2,000,000\nAmount subscribed 1,119,300\nAmount paid up in cash 306,465\nStatement for the Year ended December 31st, 1927.\nAssets.\nMortgage loans on real estate, first charges $55,800.00\nBook value of bonds, debentures, etc., owned by the Company 485,560.33\nCash at Head Office 5,381.19\nCash in banks - \u00E2\u0096\u00A0. 78,127.99\nInterest and dividends due, $292.80; interest accrued, $5,474.65 5,767.45\nAgents' balances and premiums uncollected (net commission deducted) : Written on\nor after October 1st, 1927, $98,670.29; written prior to October 1st, 1927, $9,347.95.. 108,018.24\nBill receivable '. - 62.08\nAmount due from reinsurance on losses already paid 15,524.04\n$754,241.32\nAll other assets\u00E2\u0080\u0094\nMarket value of securities over book value $23,924.33\nDue from other companies 11,014.82\nSundry assets _ 157.50\nCash at branch offices 50.00\n 35,146.65\nGross assets of the Company $789,387.97\nDeduct assets not admitted\u00E2\u0080\u0094\nAgents' balances on premiums written prior to October 1st, 1927 $9,347.95\nBills receivable 62.08\n 9,410.03\nTotal admitted assets of the Company $779,977.94\nLiabilities.\nTotal provision for unpaid claims $106,558.29\nTotal net reserve, $279,254.76; carried out at 80 per cent, thereof 223,403.82\nReserve of unpaid losses under unlicensed reinsurance unsecured 7,976.66\nTaxes due and accrued 13,408.38\nReinsurance premiums 173,330.41\nOther contingency reserves 2,000.00\nAll other liabilities as follows\u00E2\u0080\u0094\nCash withheld from unlicensed reinsurers 30,839.32\nInterest due on reinsurance balances 1,662.37\nAgents' balances, credit 9,774.82\nTotal of liabilities (except capital stock) $568,954.07\nCapital stock paid in cash $306,465.00\nDeficit in Profit and Loss Account 95,441.13\nExcess of assets over liabilities 211,023.87\nTotal liabilities _ $779,977.94\n P 22 BRITISH COLUMBIA.\nProfit and Loss Account.\nNet premiums written $637,764.87\nReserve of unearned premiums (80 per cent.) \u00E2\u0080\u0094\nAt beginning of year $268,999.91\nAt end of year - 223,403.82\nIncrease $45,596.09\nNet premiums earned $683,360.96\nNet claims incurred _ 435,666.18\nNet adjustment expenses 36,471.50\nCommissions _ 131,379.24\nTaxes 23,684.32\nSalaries, fees, and travelling expenses 88,521.25\nAll other expenses _ 48,841.58\nUnderwriting loss $81,203.11\nOther revenue\u00E2\u0080\u0094\nInterest, dividends, and rents earned $22,636.73\nIncrease in market value of investments 15,353.02\nProfit on sale of investments 5,455.84\n 43,445.59\nOther expenditure\u00E2\u0080\u0094\nBad debts written off $296.21\nIncrease in reserve for contingent commissions \u00E2\u0096\u00A0 500.00\nInvestment expenses 100.00\n896.21\nNet loss for the year $38,653.73\nSurplus of assets over liabilities (excluding capital stock) at beginning of year $201,789.03\nNet loss brought down 38,653.73\nPremium on capital stock received in cash 17,895.00\n$181,030.30\nIncrease in paid in capital stock $36,730.00\nDecrease in disallowed assets 1,240.23\n 37,970.23\n$219,000.53\nIncrease in unsecured unlicensed reinsurance 7,976.66\nSurplus of assets over liabilities (excluding capital stock) at end of year $211,023.87\nReturns for British Columbia.\nDeposit with Government $27,000.00\nAssets _ 38,047.98\nLiabilities 18,209.08\nPremiums received _ 36,537.84\nLosses incurred, net 13,174.15\nLosses paid, net _ 13,963.52\nAmount at risk : 1,030,213.00\n WAWANESA MUTUAL INSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Wawanesa, Man.\nDirectors.\nS. H. Henderson. A. J. Elliott.\nRobert Wallace. G. H. Stephens.\nS. Reid. E. M. Vanstone.\nAmount deposited with the Government of British Columbia: Grand Trunk Pacific 4-percent, bonds, \u00C2\u00A34,600; Canadian National Railway Company 4-per-cent. stock, \u00C2\u00A31,680.\nStatement for the Year ended December 31st, 1927.\nAssets.\nCash value of real estate, less encumbrances $14,000.00\nCash value of mortgages 45,649.94\nCash value of bonds, debentures, securities other than foregoing 859,069.66\nActual cash on hand at Head Office 8,626.55\nCash on deposit to the Company's credit and not drawn against in banks 52,916.49\nCash in agents' hands acknowledged by them to be due 5,498.41\nAmount unpaid of assessments which were levied during 1927 33,756,38\nAmount unpaid levied in prior years 22,292.43\nAmount premium notes in force after deducting all payments thereon and assessments levied 1,354,258.88\nAmount of interest due and accrued and all other assets 15,857.56\nAmount of office furniture and safe (not extended, $7,200).\nAmount of unexpired reinsurance premiums 67,121.63\nTotal assets $2,479,047.93\nLiabilities.\nAmount of losses supposed or reported, not included in foregoing $9,010.35\nAmount required to reinsure all outstanding risks taken on cash system, being 50\nper cent, of gross premiums on all cash system policies in force at December\n31st, 1927 146,300.00\nAmount of all other liabilities - 7,035.06\nTotal liabilities $162,345.41\nReceipts.\nCash on hand as per last statement (not extended, $61,208.63).\nCash received by Company for assessments levied in 1927, received at Head Office.. $371,797.69\nCash received by Company for assessments levied in years prior to 1927, received\nat Head Office 57,047.34\nCash received for premiums on cash system, received at Head Office 126,516.90\nCash received for interest during 1927 35,624.77\nCash received for sale of investments; e.g., of debentures, mortgages, or other\nsecurities during 1927 (not extended, $135,076.20).\nCash received, agents' balances of 1926 received in 1927 126.46\nCash received from all other sources 820.00\nTotal receipts $591,933.16\nExpenditure.\nCash paid for commissions or allowances of any kind to agents $78,029.57\nCash paid for law costs 1,358.45\nCash paid for fuel and light _ 941.19\n P 24 BRITISH COLUMBIA.\nCash paid for investigation and adjustment of claims $25,714.99\nCash paid for interest 3,797.55\nCash paid for statutory assessment and licence fees 8,973.11\nCash paid for travelling expenses 765.90\nCash paid for local taxes _ 270.16\nCash paid for salaries, directors' and auditors' fees 37,614.95\nCash paid for printing, stationery, and advertising 13,512.98\nCash paid for postage, telegrams, and express 6,550.22\nCash paid for other expenses 1,254.84\nTotal expenses of management $178,783.91\nCash paid for losses which occurred prior to 1927 10,066.16\nCash paid for losses which occurred during 1927 193,841.46\nCash paid for reinsurance 39,988.28\nCash paid for rebate, abatement, and returned premiums 4,608.91\nCash paid for purchase of investments, debentures, mortgages, and other securities\n(not extended, $298,462.18).\nCash paid for other expenditure 924.05\nTotal expenditure $428,212.77\nReturns for British Columbia.\nDeposit with Government $29,821.00\nAssets 9,211.44\nLiabilities 808.25\nPremiums received 3,422.90\nLosses incurred, net 112.50\nLosses paid, net 112.50\nAmount at risk 714,750.00\nTHE WESTERN EMPIRE LIFE ASSURANCE COMPANY.\nHead Office\u00E2\u0080\u0094Winnipeg, Man.\nDirectors.\nS. D. Hannah. Brig.-Gen. H. M. Dyer.\nWm. Hudson. R. W. Craig.\nDr. A. M. Campbell. Wm. Smith.\nF. C. O'Bi'ien, Secretary.\nAuthorized capital $1,000,000.00\nAmount subscribed 904,000.00\nAmount paid in cash 221,414.74\nStatement for tlie Year ended December 31st, 1927.\nAssets.\nBook value of real estate held by the Company $15,319.60\nMortgage loans on real estate 649,677.75\nAmount secured by the Company's policies in force, the reserve on each policy being\nin excess of all indebtedness\u00E2\u0080\u0094\nLoans to policyholders $181,328.92\nAdvances to policyholders under automatic non-forfeiture provisions 47,330.12\n 228,659.04\nBook value of bonds, debentures, and debenture stock owned by the Company 241,303.65\nCash at Head Office, $6,018.83; in banks, $12,089.20 18,108.03\nTotal ledger assets $1,153,068.07\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 25\nInterest and dividends due $22,233.92\nNet premiums due and uncollected and deferred 80,894.42\nTotal non-ledger assets _ $103,128.34\nTotal assets $1,256,196.41\nLiabilities.\nNet liability under assurance, annuity, and supplementary contracts in force for\npayments not due, dependent on life, disability, or any other contingency or on\na term certain $950,375.00\nNet liability for payments due under contracts 14,647.03\nReceived from policyholders in advance _ 8,158.30\nMedical examiners' fees due and accrued 1,699.06\nBorrowed money _ 31,100.00\nDeath claims reported 3,500.00\nTotal liabilities (except capital stock) $1,009,479.39\nIncome.\nTotal net premium income and consideration for annuities $251,330.64\nInterest and dividends _ 67,846.43\nInvestment repayments $53,961.72\nPolicy loan repayments 35,207.50\nShareholders' premium 625.15\nOther income _ 311.02\nTotal income $320,113.24\nDisbursements.\nTotal net disbursements in respect of assurance and annuity contracts $33,350.86\nTaxes, licences, and fees (including taxes on investments but excluding taxes on\nreal estate) 5,212.08\nHead Office expenses: Salaries, $27,999.50; directors' fees, $270; auditors' fees,\n$425 ; travelling expenses, $930.85 ; rents, $4,020 33,645.35\nBranch office and agency expenses 57,964.95\nAll other expenses: Advertising, $7,723.83; express, telegrams, and telephones,\n$494.87; legal fees, $1,193.44; medical fees, $2,572.70; postage, $1,055; miscellaneous, $7,302.27 20,342.11\nTotal disbursements _ $150,515.35\nReturns for British Columbia.\nAssets, including policy loans $109,364.20\nLiabilities, death claim reported 1,000.00\nPremiums received 33,006.63\nLosses incurred, net 1,000.00\nLosses paid, net 801.50\nAmount at risk 1,041,030.00\n P 26\nBRITISH COLUMBIA.\nAnnual Statements of Fraternal Societies for the Year ended\nDecember 31st, 1927.\nTHE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS.\nHead Office\u00E2\u0080\u0094Hamilton, Ont.\nGoverning Executive Authority.\nJ. L. Archer.\nE. J. Gott.\nWm. Benson.\nJ. L. Davidson.\nDr. J. W. Edwards.\nAlex. Morris.\nFrank Howard.\nWm. F. Montague.\nWm. F. Montague, Secretary and Treasurer.\nProf. W. A. Mackenzie, Actuary.\nStatement for the Year ended December 31st, 1927.\nAssets by Funds.\nLedger Items.\nMortuary\nFund.\nSickness\nand\nFuneral\nFund.\nChild\nInsurance\nFund.\nGuarantee\nFund.\nGeneral\nExpense\nFund.\nTotal.\nAs at December 31st, 1926\u00E2\u0080\u0094\n$1,337,849.19\n$196,095.14\n$11,024,02\n$1,000.00\n$38,793.52\n$1,584,761.87\n$1,337,849.19\n$196,095.14\n$11,024.02\n$1,000.00\n$38,793.52\n$1,584,761.87\nIncrease in ledger assets in\n1927\u00E2\u0080\u0094\n$529,806.58\n140.00\n$35,493.41\nS^. 624.20\nS519.04\n$22,004.59\n28,585.02\n$590,447.82\n28,725.02\n\t\n$529,946.58\n$35,493.41\n$2,624.20\n$519.04\n$50,589.61\n$619,172,84\nDecrease in ledger assets, 1927\u00E2\u0080\u0094\n$342,972.11\n18,357.87\n25,499.19\n$26,516.21\n$50-0.00\n$66,978.40\n$436,966.72\n18,357.87\n2,215.20\nf 351.59\n| 140.00\n$519.04\n28,275.02\n$386,829.17\n$28,731.41\n$991.59\n$519.04\n$66,978.40\n$484,049.61\nAs at December 31st, 1927\u00E2\u0080\u0094\n$1,499,324.47\n$202,857.14\n$12,656.63\n$1,000.00\n$22,404.73\n$1,738,242.97\nTotal ledger assets\t\n$1,499,324.47\n$202,857.14\n$12,656.63\n$1,000.00\n$22,404.73\n$1,738,242.97\nNon-ledger items\u00E2\u0080\u0094\n$36,436.61\n41,317.14\n$6,298.88\n2,127.83\n$201.16\n201.14\n$43,026.65\n46,812.55\n5,285.62\nPremiums, contributions, etc.,\n$396.24\n$2,770.20\n5,285.62\nSupplies, office furniture, etc.\n$77,753.75\n$8,426.71\n$492.30) $396.24\n$8,055.82\n$95,124.82\nTotal ledger and non-ledger\n$1,577,078.22\n18,357.87\n$211,283.85\n1\n$13,148.93 $1,396.24\n$30,460.55\n$1,833,367.79\n18,357.87\n1\n$1,558,720.35\n_|\n$211,283.85\n$12 14R.92I \u00C2\u00AB1.anfi.\u00C2\u00B04\n$30,460.55\n$1,815,009.92\nLiabilities.\nMortuary Fund\u00E2\u0080\u0094\nDeath claims incurred and reported during year but not paid.\nPremiums paid in advance\t\n$40,000.00\n66.15\n$40,066.15\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 27\nSickness and Funeral Benefits Fund\u00E2\u0080\u0094\u00E2\u0096\u00A0\n$450.00\n1,800.00\n8.58\n$2,258.58\nGuarantee Fund\u00E2\u0080\u0094\nOther Benefit Funds\u00E2\u0080\u0094Child Insurance Fund\u00E2\u0080\u0094\nAmount overpaid on monthly rates\t\n$33.14\n$5.03\n4.67\nGeneral Expense Fund\u00E2\u0080\u0094\nDue and accrued for commissions\t\nExpense dues paid in advance\t\n$9.70\n$650.00\n394.32\n$1,044.32\nTotal liabilities (all funds) except reserve\t\nIncome.\nMortuary Fund\u00E2\u0080\u0094\nPremiums (with extra dues, etc.) $444,653.04\nInterest . - '. 85,153.04\n$43*411.89\n$529,806.58\n35,493.41\n518.04\n2,624.20\n22,004.59\nSickness Fund and Funeral Benefits\u00E2\u0080\u0094\nPremiums $22,151.98\nInterest 13,341.43\nGuarantee Fund\u00E2\u0080\u0094\nPremiums $475.36\nInterest 43.68\nOther Benefit Funds\u00E2\u0080\u0094Child Insurance Department\u00E2\u0080\u0094\nPremiums $1,678.34\nPer capita tax and fees 351.59\nInterest 594.27\nGeneral Expense Fund\u00E2\u0080\u0094\nInstalments on car $444.75\nInterest 1,338.71\nExpense dues from members 17,950.70\nOther sources, supplies, etc 2,270.43\nTotal income\t\n$590,447.82\nDisbursements.\nMortuary Fund\u00E2\u0080\u0094\nDisability claims 20,359.72\nLegal expense re deaths and debentures 1,092 96\n$342,972.11\nActuary re valuations 1,000.00\nRegistration fees, insurance 325 00\nWritten off Battleford 28 54188\n P 28 BRITISH COLUMBIA.\nSickness Fund\u00E2\u0080\u0094\u00E2\u0080\u00A2\nSickness claims $19,387.60\nFuneral claims 3,650.00\nShare of salary of G.M.E. 833.36\nLegal expense re debts, $55.17; actuary fee, $500 555.17\nRebate of assessment 1.50\nWritten off Battleford 2,088.58\n\u00E2\u0096\u00A0 $26,516.21\nOther Benefit Funds\u00E2\u0080\u0094Child Insurance Fund\u00E2\u0080\u0094\nOne death claim paid 500.00\nGeneral Expense Fund\u00E2\u0080\u0094\nHead Office expenses\u00E2\u0080\u0094\nSalaries $6,699.97\nDirectors' fees 788.85\nAuditors' fees 700.00\nTravelling expenses 399.77\nRents 1,300.00\nPrinting and supplies 1,294.39\nMiscellaneous 10,943.43\n 22,126.41\nAgency and organization expenses\u00E2\u0080\u0094\nCommissions $22,268.07\nSalaries _ 2,150.00\nTravelling expenses 1,362.09\nMiscellaneous 1,491.29\n 27,241.45\nAll other expenses\u00E2\u0080\u0094\nAdvertising $559.34\nBooks, periodicals, express, etc 599.67\nLegal fees 386.94\nTaxes and licences 385.50\nAgency printing and stationery \u00E2\u0080\u0094 1,922.91\nLight, fuel, and water 35.32\nOfficial publications 2,536.11\nMiscellaneous 2,703.55\nBiennial meeting 8,451.20\n\u00E2\u0096\u00A0 17,580.54\nTotal disbursements $436,966.72\nReturns for British Columbia.\nIncome\u00E2\u0080\u0094\nPer capita tax, certificate fees, supplies, etc $944.91\nPremiums (with extra dues, etc.) for mortuary benefits 11,192.18\nPremiums for sick benefits 896.19\nGuarantee Fund premiums 5.00\nPremiums for other benefits, Child Insurance Department 215.64\n$13,253.92\nDisbursements\u00E2\u0080\u0094\nClaims paid for mortuary benefits $1,750.00\nClaims paid for sick benefits - 726.85\nClaims paid for funeral benefits 50.00\nClaims paid for other benefits, field-work 1,426.18\n$3,953.03\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 29\nTHE ODD FELLOWS' RELIEF ASSOCIATION OF CANADA.\nHead Office\u00E2\u0080\u0094Kingston, Ont.\nGoverning Executive Authority.\nDr. J. C. Connell.\nW. Mundell.\nC. C. Folger.\nWm. Jackson.\nII. G. Robertson.\nD. A. Shaw.\nJos. Powley.\nL. B. Cooper.\nW. McDonald.\nJ. N. Alexander, Secretary.\nL. K. File, Actuary.\nStatement for the Year ended December 31st, 1927.\nAssets by Funds.\nLedger Items.\nMortuary\nFund.\nGeneral\nExpense Fund.\nTotal.\nAs at December 31st, 1926\u00E2\u0080\u0094\n$3,822,868.28\n$3,822,868.28\n$3,822,868.28\n$3,822,868.28\nIncrease in ledger assets in 1927\u00E2\u0080\u0094\nProm income\t\n$660,584.31\n$95,604.69\n$756,189.00\nTotal increase\t\n$660,584.31\n$95,604.69\n$756,189.00\nDecrease in ledger assets, 1927\u00E2\u0080\u0094-\n$357,927.59\n$92,115.00\n$450,042.59\nTotal decrease\t\n$357,927.59\n$92,115.00\n$450,042.59\nAs at December 31st, 1927\u00E2\u0080\u0094\nNet ledger assets\t\n$4,129,014.69\n$4,129,014.69\n$4,129,014.69\n$4,129,014.69\n$4,129,014.69\n$4,129,014.69 ,\nLiabilities.\nMortuary Fund\u00E2\u0080\u0094\nDeath claims incurred and reported during year but not paid $22,577.50\nTotal liabilities (all funds) except reserve $22,577.50\nIncome.\nMortuary Fund\u00E2\u0080\u0094\nPremiums (with extra dues, etc.) $489,016.23\nInterest and rents 171,568.08\nGeneral Expense Fund\u00E2\u0080\u0094\nExpense due from members $46,514.80\nOther sources 49,089.89\n$660,584.31\n95,604.69\nTotal income $756,189.00\nDisbursements.\nMortuary Fund\u00E2\u0080\u0094\nDeath claims $341,276.61\nDisability claims 2,855.00\n P 30 BRITISH COLUMBIA.\nMortuary Fund\u00E2\u0080\u0094Continued.\nSurrender values $13,212.50\nRefund of premiums _ \u00E2\u0080\u00A2 583.48\n $357,927.59\nGeneral Expense Fund\u00E2\u0080\u0094\nHead Office expenses\u00E2\u0080\u0094\u00E2\u0096\u00A0\nSalaries $17,340.90\nDirectors' fees 587.00\nAuditors' fees 1,200.00\nActuaries' fees and expenses 516.60\nTravelling expenses 619.72\nRents 779.74\nPrinting and supplies 545.24\nMiscellaneous 4,437.34\n 26,026.54\nAgency and organization expenses\u00E2\u0080\u0094\nCommissions $4,725.75\nSalaries _ 13,615.00\nTravelling expenses 7,981.52\nCommission on collection of premiums 28,801.33\n 55,123.60\nAll other expenses\u00E2\u0080\u0094\nAdvertising $681.56\nBooks, periodicals, express, telegrams, and telephones 2,237.92\nMedical fees 1,236.00\nTaxes and licences 1,695.90\nAgency printing and stationery 1,499.42\nLight, fuel, and water 913.29\nMiscellaneous 2,700.77\n 10,964.86\nTotal disbursements $450,042.59\nReturns for British Columbia.\nPremiums (with extra dues, etc.) for mortuary benefits $31,321.69\nClaims paid for mortuary benefits 20,045.56\nSONS OF SCOTLAND BENEVOLENT ASSOCIATION.\nHead Office\u00E2\u0080\u0094Toronto, Ont.\nGoverning Executive Authority.\nDr. John Ferguson, Chairman. Judge Tytler.\nCol. D. M. Robertson. Adam Brand.\nRev. D. Wallace Christie. Col. Alexander Cowan.\nF. S. Mearns. J. P. MacGregor.\nCol. Alexander Fraser. A. C. Gordon.\nW. M. McClemont.\nF. S. Mearns, Secretary.\nW. R. Hitchins, Actuary.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 31\nStatement for the Year ended December 31st, 1927.\nAssets by Funds.\nLedger Items.\nMortuary\nFund.\nSickness\nFund.\nGeneral\nExpense\nFund.\nTotal.\n$1,095,429.14\n$19,511.34\n$2,615.99\n$1,117,556.47\n$1,095,429.14\n$19,511.34\n$2,615.99\n$1,117,556.47\nIncrease in ledger assets in 1927\u00E2\u0080\u0094\n$119,020.06\n327.31\n$3,505.91\n5.25\n$37,943.66\n$160,469.63\n332.56\n$119,347.37\n$3,511.16\n$37,943.66\n$160,802.19\nDecrease in ledger assets, 1927\u00E2\u0080\u0094\n$62,442.55\n$2,591.44\n$35,359.31\n$100,393.30\nTotal decrease\t\n$62,442.55\n$2,591.44\n$35,359.31\n$100,393.30\nAs at December 31st, 1927\u00E2\u0080\u0094\n$1,152,333.96\n$20,431.06\n$5,200.34\n$1,177,965.36\nTotal ledger assets\t\n$1,152,333.96\n$20,431.06\n$5,200.34\n$1,177,965.36\nNon-ledger items\u00E2\u0080\u0094\n$20,330.10\n11.175.86\n11,140.99\n$284.11\n$1.17\n$20,615.38\n11,175.86\nPremium liens on certificates, with interest\t\nPremiums, contributions, etc., due . .. .\n240.78\n1,560.76\n12,942 53\n$42,646.95\n$524.89\n$1,561.93\n$44,733.77\n$1,194,980.91\n$20,955.95\n$6,762.27\n$1,222,699.13\n$1,194,980.91\n$20,955.05\n$6,762.27\n$1,222,699.13\nLiabilities.\nMortuary Fund\u00E2\u0080\u0094\nDeath claims incurred and reported during year but not paid $9,590.00\nTotal liabilities (all funds) except reserve $9,590.00\nIncome.\nMortuary Fund\u00E2\u0080\u0094\nPremiums (with extra dues, etc.) $92,163.24\nInterest and rents 53,999.44\n$146,162.68\nLess amount transferred to General Fund 27,142.62\n $119,020.00\nSickness Fund\u00E2\u0080\u0094\nPremiums ; $3,094.86\nInterest and rents _ 811.26\n$3,906.12\nLess amount transferred to General Fund 400.21\n 3,505.91\nGeneral Expense Fund\u00E2\u0080\u0094\nExpense dues from members $8,213.05\nOther sources _ 29,730.61\n 37,943.66\nTotal income $160,469.63\n Disbursements.\nMortuary Fund\u00E2\u0080\u0094\nDeath claims $61,927.12\nBonuses paid _ 478.61\nRefunds 36.82\n\u00E2\u0096\u00A0 $62,442.55\nSickness Fund\u00E2\u0080\u0094\nSickness claims 2,591.44\nGeneral Expense Fund\u00E2\u0080\u0094\nHead Office expenses\u00E2\u0080\u0094\nSalaries $7,802.50\nDirectors' fees _ 292.00\nAuditors' fees : 170.00\nActuaries' fees and expenses 405.00\nTravelling expenses 217.05\nRents _ 900.00\nPrinting and supplies 1,826.93\n 11,613.48\nAgency and organization expenses\u00E2\u0080\u0094\nCommissions $324.00\nSalaries - 11,477.50\nTravelling expenses 5,471.44\n 17,272.94\nAll other expenses\u00E2\u0080\u0094\nAdvertising $82.00\nTelegrams, etc - 129.26\nMedical fees 17.00\nTaxes and licences - 130.73\nLight, fuel, and water 12.65\nMiscellaneous 6,101.25\n 6,472.89\nTotal disbursements $100,393.30\nReturns for British Columbia.\nIncome\u00E2\u0080\u0094\nPremiums (with extra dues, etc.) for mortuary benefits $4,503.05\nPremiums for sick benefits 41.40\n$4,544.45\nDisbursements\u00E2\u0080\u0094\nClaims paid for mortuary benefits $2,060.00\nClaims paid for sick benefits 32.57\n$2,092.57\n EH\nO\nH\nO\nP\nIS\nw\nB\nH\n0\nIS\nP\nQ\nH\nDO\nIs\nH\nO\n05\np\no\nH\n02\nJ2 tn \u00E2\u0096\u00A0\no\u00C2\u00AB \u00C2\u00ABy\n*If\n0\n5\nQJ\nu\nO\n\u00C2\u00A3\no\nT]\n\nM\nd\nd\n0)\n\u00C2\u00AB\n'5\noT\nC\n939\nS\u00C2\u00B0fl\u00C2\u00B0\nw>3 3 ,\nMi\n\u00E2\u0080\u00A2a -o\n9 9\nssikSe\n2 a\na) cc\n. a c\ni C .5 a S\nS o\nKM\" ^\n5 2.S S \u00C2\u00A7\nI V, a \u00C2\u00BB\nft o\n.a (3 \u00C2\u00A3 .a a\nOOO O -r^\nS\u00C2\u00A39 S5\n\u00E2\u0080\u00A2\" J3 -9\nCo S\nm w B\n.S S.S\n>\n_- >\u00E2\u0096\u00A0\nn g\nCM\nSi\nt-i QJ t>\nCJ !> S\n> d o\nd o w ^\no o d QJ\nd oa t> d\na > ^ o\nr \"CC\n- Org \u00C2\u00AB\nxa \u00E2\u0080\u00A2? o -\n& \u00C2\u00BB s?\na >\u00E2\u0096\u00A0 g\n. \u00C2\u00B0 3 S\n*-< o o 3\nP C o o\nu ->* >\nao /\n^ \u00C2\u00B0 M ^r\n_,-\u00C2\u00ABI3-.8\n3S^ 2\nr d\nOJ +j t>\n5 ^ & i3\np r OJ 0\n: -a\n> 5\na C 0 ^ S\nIRIS'S\no^fl ^c\nOb &\nwftj mtests' 0 IcJuiW mi>c\nsM\nM U\nO O > w\n\u00C2\u00BB \u00C2\u00AB 3 S t,\na c o > 5\nE3 CS u 3 S\n^\u00C2\u00A78g\nsaa \u00E2\u0080\u009E>\nCU J^ \" C;\n\u00C2\u00A3_-0\no C\n>>\naT -\n\u00E2\u0080\u00A2^ tn\nft 0:\nso OJ\n t>\n. o 0 d d\n.j w q o o\nH d o w w\ng cj 5 d d\ng {> d S os\no ^ K^ P\"\ntja> . \u00E2\u0080\u009E\nd d K re\ned d _r to 03\nt>r; H CJ flJ\n^ 'O O fac fcJO\n\u00C2\u00BB. \u00E2\u0096\u00A0\u00C2\u00A7\u00C2\u00A3 0\nH +J .s s\u00C2\u00BB 'd\na 02 TJ P a\nPQ' Sj\nci t;\n<1<\ndo\" fid^Bi?5M m w k 0 \u00C2\u00A3 e\n\u00E2\u0096\u00BA\u00C2\u00BB8\nc c\n0\na .\na \u00C2\u00A3\n0 \u00E2\u0080\u00A2c\nK O\n0 a\nrt rt\n0\n10 c.\na\nr 0\n5\u00C2\u00B0\na*\ng ca\nSB\na\nS3 ;\nR 2\nC O\nMO\n0 d\nd ej\nrO Ol\noj d\n<-\n. a\n0) 0\na; C\n0 B\n^^\nc J\ni-l .\no 03\nCJ a\n.a\no \u00E2\u0080\u0094\na *\nc a\naa\n\u00E2\u0096\u00A0? 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S\ncj a 3\n P 42 BRITISH COLUMBIA.\nLIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE \" INSURANCE ACT.\"\nBritannic Underwriters, representing Employers Liability Assurance Corporation, Limited.\nBritish & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.\nBritish Empire Underwriters Agency, representing British America Assurance Company.\nCanadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire\nInsurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware\nDealers Mutual Fire Insurance Co.\nCanadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of\nNew York.\nCanadian Underwriters Agency, representing Baloise Fire Insurance Company.\nColonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.\nDelaware Underwriters, representing Westchester Fire Insurance Company.\nEdinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.\nFederal Underwriters, Limited, representing Canada National Fire Insurance Company.\nGlobe Underwriters Agency, representing Globe & Rutgers Fire Insurance Co.\nImperial Guarantee & Accident Underwriters, representing British America Assurance Company\nand Western Assurance Company.\nLondon Underwriters Agency, representing London Assurance Corporation.\nMinnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company.\nNova Scotia Fire Underwriters Agency, representing Home Insurance Company.\nRetail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.\nRochester Underwriters Agency, representing Great American Insurance Company.\nSt. Lawrence Underwriters Agency, representing Western Assurance Company.\nWinnipeg Fire Underwriters Agency, representing Home Insurance Company.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 43\nTABLE I.\u00E2\u0080\u0094NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927.\nName of Company.\nNet\nPremiums.\nNet Amount\nof Losses\nincurred.\nNet Amount\nof Losses\npaid.\nAcadia Fire Insurance Co\t\nAetna Insurance Co\t\nAgricultural Insurance Co\t\nAlliance Assurance Co., Ltd\t\nAlliance Insurance Co. of Philadelphia\t\nAmerican Alliance Insurance Co\t\nAmerican Central Insurance Co\t\nAmerican Equitable Assurance Co. of N.Y\t\nAmerican Insurance Co\t\nAnglo Scottish General Commercial Insurance Co., Ltd.\u00E2\u0080\u0094\nAtlas Assurance Co., Ltd\t\nAutocar Fire & Accident Insurance Co., Ltd\t\nBaloise Fire Insurance Co\t\nBankers' & Traders' Insurance Co., Ltd\t\nBeaver Fire Insurance Co\t\nBoston Insurance Co\t\nBritish America Assurance Co\t\nBritish & European Insurance Co., Ltd\t\nBritish Colonial Fire Insurance Co\t\nBritish Crown Assurance Corporation, Ltd\t\nBritish General Insurance Co., Ltd\t\nBritish Law Insurance Co., Ltd ,\nBritish North Western Fire Insurance Co\t\nBritish Oak Insurance Co., Ltd\t\nBritish Traders Insurance Co., Ltd ,\nCaledonian American Insurance Co\t\nCaledonian Insurance Co\t\nCalifornia Insurance Co\t\nCanada Accident & Fire Assurance Co\t\nCanada National Fire Insurance Co ,\nCanada Security Assurance Co ....\nCanadian Fire Insurance Co\t\nCanadian Indemnity Co\t\nCanadian Surety Co\t\nCar and General Insurance Corporation, Ltd\t\nCasualty Company of Canada\t\nCentral Insurance Co., Ltd ,\nCentury Insurance Co., Ltd :\t\nChina Fire Insurance Co., Ltd\t\nCitizens Insurance Co. of Missouri\t\nColumbia Insurance Co\t\nCommercial Union Assurance Co., Ltd\t\nCommercial Union Fire Insurance Co. of N.Y\t\nConnecticut Fire Insurance Co\t\nContinental Insurance Co\t\nCornhill Insurance Co., Ltd\t\nDominion Fire Insurance Co\t\nDominion Gresham Guarantee & Casualty Co\t\nDominion of Canada Guarantee & Accident Insurance Co..\nEagle Star & British Dominions Insurance Co., Ltd\t\nEmployers Liability Assurance Corporation, Ltd\t\nEnsign Insurance Company ,\nEquitable Fire & Marine Insurance Co\t\nEssex & Suffolk Equitable Insurance Society, Ltd\t\nFederated British Insurance Co., Ltd\t\nFidelty Phenix Fire Insurance Co\t\nFire Association of Philadelphia\t\nFire Insurance Company of Canada\t\nFireman's Fund Insurance Co\t\nFiremen's Insurance Co\t\nFirst American Fire Insurance Co\t\nFonciere Fire Insurance Co\t\nFranklin Fire Insurance Co. of Philadelphia\t\nGeneral Accident Assurance Co. of Canada\t\nGeneral Accident Fire & Life Assurance Corporation, Ltd\nGeneral Fire Assurance Company of Paris\t\nGeneral Insurance Co. of America\t\nGirard Fire & Marine Insurance Co\t\nGlens Falls Insurance Co\t\nGlobe & Rutgers Fire Insurance Co\t\nGlobe Indemnity Co. of Canada ,\nCarried forward\t\n$52,005.27\n64,082.25\n13,579.40\n46,227.54\n15,456.77\n5,140.75\n25,920.59\n12,817.19\n10,431.47\n40,867.93\n84,183.49\n14,685.63\n5,945.09\n46,967.48\n5,473.63\n8,006.24\n55,809.18\n9,620.29\n15,199.47\n38,818.90\n13,555.07\n20,724.55\n22,557.98\n23,611.76\n37,299.99\n18,681.55\n61,022.12\n50,462.07\n29,989.56\n29,728.15\n12,606.34\n38,742.72\n13,493.57\nNil\n14,482.62\n4,562.40\n21,926.42\n37,544.42\n5,529.81\n41,151.56\n19,609.72\n80,OS6.89\n14,084.72\n39,709.00\n46,422.34\n16,304.96\n25,930.94\n10,583.97\n13,603.00\n42,009.32\n45,666.65\n8,519.36\n13,344.10\n9,926.56\n4,638.68\n65,588.30\n21,903.29\n44,519.41\n48,784.58\n22,283.75\n9,036.53\n9,023.61\n13,395.93\n11,697.OS\n22,814.45\n16,361.61\n27,128.05\n96.25\n7,971.64\n44,070.21\n35,823.88\n$26,473.18\n34,275.87\n1,333.35\n15,152.30\n7,540.72\n1,785.72\n12,454.87\n4,515.46\n2,523.77\n8,895.71\n50,588.37\n5,711.44\n90.56\n14,214.75\n2,847.26\n286.30\n17,765.84\n1,391.30\n3,634.66\n19,184.16\n2,375.60\n5,539.26\n2,242.94\n6,830.15\n12,274.60\n8,816.40\n23,612.81\n12,909.49\n12,649.45\n12,236.40\n5,456.32\n42,844.51\n7,687.52\noiV\u00C2\u00AB\n9.27S.89\nmi\n6,180.48\n5,916.40\n132.90\n4,689.22\n7,281.62\n44,432.07\n3,771.08\n13,344.54\n7,745.61\n5,431.06\n8,034.35\n4,230.04\n1,109.43\n18,356.28\n11,326.81\n1,373.26\n5,357.07\n3,349.95\n148.00\n17,603.43\n5,009.19\n10,438.49\n9,394.31\n1,318.09\n6,234.94\n7.35\n3,994.30\n5,358.74\n10,182.10\n5,964.26\n709.24\nmi\n1,805.02\n6,636.47\n19,872.01\n$19,318.29\n37,968.10\n10,513.57\n13,179.30\n12,540.72\n2,269.72\n23,606.23\n3,515.46\n3,347.77\n9,079.54\n52,869.57\n8,915.82\n301.62\n13,945.56\n4,487.26\n978.93\n19,217.14\n1,807.30\n5,839.60\n22,411.23\n4,517.60\n6,165.93\n5,358.97\n7,854.15\n14,244.60\n6,975.49\n22,599.04\n10,016.92\n12,723.60\n18,002.57\n6,600.32\n49,319.51\n7,854.18\nNil\n9,278.89\n431.68\n6,963.69\n13.5S5.73\n132.90\n11,082.09\n6,281.62\n51,871.97\n7,259.83\n13,395.48\n9,026.07\n14,153.06\n11,551.43\n4,546.58\n1,114.43\n16,822.19\n14,191.81\n2,744.11\n3,264.07\n4,304.95\n17.00\n21,156.91\n6,605.15\n15,550.49\n18,804.73\n2,774.49\n5,214.94\n7.35\n4,191.30\n5,366.24\n13,863.32\n10,410.26\n709.24\nmi\n2,012.02\n7,367.29\n19,302.34\n$1,859,850.00\n652,164.04\n$773,707.26\n P 44\nBRITISH COLUMBIA.\nTABLE L\u00E2\u0080\u0094NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927\u00E2\u0080\u0094Continued.\nName of Company.\nNet\nPremiums.\nNet Amount\nof Losses\nincurred.\nNet Amount\nof Losses\npaid.\nBrought forward \t\nGreat American Insurance Co\t\nGuardian Assurance Co., Ltd\t\nGuardian Insurance Co. of Canada\t\nHalifax Fire Insurance Co\t\nHardware Dealers Mutual Fire Insurance Co\t\nHartford Fire Insurance Co\t\nHome Insurance Co\t\nHudson Bay Insurance Co\t\nImperial Assurance Co\t\nImperial Insurance Office\t\nInsurance Company of North America\t\nInsurance Co. of the State of Pennsylvania\t\nLaurentian Insurance Co _\t\nLaw, Union & Kock Insurance Co., Ltd\t\nLiverpool & London & Globe Insurance Co., Ltd\t\nLiverpool-Manitoba Assurance Co\t\nLocal Government Guarantee Society, Ltd\t\nLondon & Lancashire Guarantee & Accident Co. of Canada.\nLondon & Lancashire Insurance Co., Ltd\t\nLondon & Provincial Marine & General Insurance Co., Ltd\nLondon & Scottish Assurance Corporation, Ltd\t\nLondon Assurance Corporation\t\nLondon-Canada Insurance Co\t\nLondon Guarantee & Accident Co., Ltd\t\nMarine Insurance Co., Ltd\t\nMechanics & Traders Insurance Co\t\nMercantile Fire Insurance Co\t\nMerchants Fire Assurance Corporation of N.Y\t\nMerchants Marine Insurance Co., Ltd\t\nMillers National Insurance Co\t\nMill Owners Mutual Fire Insurance Co. of Iowa\t\nMinnesota Implement Mutual Fire Insurance Co\t\nMotor Union Insurance Co., Ltd\t\nMount Royal Assurance Co\t\nMutual Fire Insurance Co. of British Columbia\t\nNational Ben Franklin Fire Insurance Co\t\nNationale Fire Insurance Co. of Paris\t\nNational Fire Insurance Co. of Hartford\t\nNational Provincial Insurance Co., Ltd\t\nNational Union Fire Insurance Co\t\nNewark Fire Insurance Co\t\nNew Hampshire Fire Insurance Co\t\nNew Jersey Insurance Co\t\nNew York Underwriters Insurance Co _\t\nNiagara Fire Insurance Co\t\nNorth American Accident Insurance Co\t\nNorth British & Mercantile Insurance Co., Ltd\t\nNorth Empire Fire Insurance Co\t\nNorthern Assurance Co., Ltd\t\nNorth River Insurance Co\t\nNorthwestern Mutual Fire Association\t\nNorthwestern National Insurance Co\t\nNorth West Fire Insurance Co\t\nNorwich Union Fire Insurance Society, Ltd\t\nOccidental Fire Insurance Co\t\nOcean Accident & Guarantee Corporation, Ltd\t\nOhio Farmers Insurance Co\t\nPacific Coast Fire Insurance Co\t\nPalatine Insurance Co.. Ltd\t\nPatriotic Assurance Co., Ltd\t\nPhenix Fire Insurance Co. of Paris\t\nPhoenix Assurance Co., Ltd\t\nPhoenix Insurance Co\t\nPioneer Insurance Co\t\nProvidence Washington Insurance Co\t\nProvincial Insurance Co., Ltd\t\nPrudential Assurance Co., Ltd\t\nQuebec Fire Assurance Co\t\nQueen Insurance Co. of America\t\nCarried forward\t\n$1,859,850.00\n51,273.54\n145,910.56\n20,277.14\n10,656.84\n15,658.86\n71,306.97\n112,590.20\n42,351.26\n29,207.98\n35,360.72\n76,640.98\n12,482.53\n2,553.32\n39,127.11\n151,003.75\n35,612.44\n4.974.43\n4,950.87\n147,714.39\n4,967.32\n11,360.35\n71,934.78\n9,412.10\n30,285.02\nNil\n15,096.02\n22,286.94\n71,311.07\n21,624.61\n30,519.11\n5,439.39\n15,658.86\n8,203.86\n38,772.75\n46,804.50\n34,499.95\n47,883.72\n56,915.81\n26,909.74\n14,567.23\n25,855.83\n9,811.05\n27,064.32\n3,039.92\n28,982.51\nNil\n78,822.66\n29,831.32\n58,511.50\n11.59S.37\n133,956.15\n33,621.67\n14,346.03\n102,747.74\n10,752.68\n38,887.72\n9.181.9S\n40,816.27\n29,291.94\n21,347.34\n14,634.91\n277,844.85\n43,125.68\n14,152.15\n21,431.28\n36,111.03\n40,483.82\n27,625.86\n71.589.36\n$652,164.04\n16,743.72\n72,113.29\n7,220.30\n2,525.93\n3,264.04\n25,976.11\n46,108.74\n18,602.28\n10,393.04\n15,361.11\n24,042.62\n2,674.68\n376.27\n18,076.27\n40,886.35\n9,670.87\n660.58\n1,587.30\n62,382.56\n3,815.75\n39.28\n20,325.92\n4,049.47\n4,234.05\nNil\n10,214.28\n5,405.57\n41,066.40\n9,426.43\n9,462.47\n3,683.93\n3,264.04\n2,623.63\n59,276.25\n26,129.45\n15,722.29\n30,525.31\n25,218.05\n1,827.96\n2,191.43\n1,811.56\n2,848.24\n14,251.06\n1,197.00\n5,587.24\nNil\n30,757.91\n17,170.56\n26,941.00\n4,079.40\n48,132.94\n25,238.90\n1,573.49\n38,923.84\n6,663.85\n23,466.25\n978.98\n11,124.12\n10,647.89\n9,802.59\n2,647.09\n84,564.45\n15,041.73\n4,625.11\n14,085.58\n7,630.41\n31,536.81\n8,981.43\n23,042.19\n$773,707.26\n19,850.72\n81,890.68\n8,652.30\n4,883.65\n2,989.04\n34,806.35\n46,413.74\n18,519.28\n12,991.62\n9,309.98\n27,239.57\n5,733.86\n376.27\n21,577.27\n53,138.88\n11,648.26\n769.58\n75.30\n61,758.56\n3,765.75\n375.28\n17,705.92\n4,211.63\n2,849.05\nNil\n10,447.82\n5,342.57\n52,493.40\n11,466.43\n11,147.47\n3,683.93\n2,989.04\n2,653.63\n73,291.25\n25,129.45\n27,931.69\n33,147.39\n30,816.62\n3,236.96\n2,431.43\n2,247.56\n3,202.30\n15,526.26\n1.530.38\n5,587.24\nNil\n35,732.53\n18,756.56\n25,476.00\n5,819.40\n48,132.94\n36,818.55\n2,563.49\n51,013.14\n6,029.77\n23,S51.25\n978.98\n11,329.55\n10,627.17\n12,735.00\n4,308.09\n86,710.70\n17,598.73\n3,208.64\n10,372.21\n16,844.50\n35,993.56\nS,838.43\n30,348.19\n$4,709,428.96\nI\n$1,782,683,221 $2,053,630.00\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 45\nTABLE I.\u00E2\u0080\u0094NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927\u00E2\u0080\u0094Continued.\nName of Company.\nNet\nPremiums.\nNet Amount\nof Losses\nincurred.\nNet Amount\nof Losses\npaid.\n$4,709,428.96\n20,634.45\n1,141.96\n9,078.87\n15,658.86\n4,534.16\n53,535.25\n131,444.58\n17,932.92\n29,173.87\n20,859.90\n30,375.23\n55,792.13\n24,992.91\n16,048.84\n49,299.00\n15,630.75\n10,029.63\n81.298.53\n3,772.36\n13,105.00\n45,171.00\n18,950.99\n57,409.71\n$1,782,683.22\n3,996.44\nNil\n1,016.97\n3,264.04\nNil\n7,107.77\n37,250.70\n12,587.40\n7,832.40\n14,166.90\n13,849.53\n17.009.39\n6,004.64\n8,468.54\n5,752.63\n2,332.44\n6.359.06\n21,836.66\nNil\n4,256.01\n4,972.34\n9,453.34\n15,151.96\n$2,053,630.00\n3,946.44\nNil\n1,004.97\n2,989.04\n1,494.14\n6,390.77\n42,201.76\n14,083.40\n16,479.49\n17,375.52\n14,088.53\n26,631.59\n12,177.64\nSecurity Insurance Co. of New Haven\t\n8,183.54\n22,321.76\n2,282.44\n15,580.69\nRun Insurance Office\t\n26,073.22\nNil\n3,456.01\n8,360.91\n9,438.34\nUnion Insurance Society of Canton, Ltd\t\n16,107.06\n10,832.90\n6,739.35\n44,705.37\n1,661.65\n22,220.00\n54,889.42\n8,790.13\n16,202.02\n15,670.36\n35,617.76\n5,059.33\n3,023.55\n16,938.79\nNil\n8,927.00\n15,852.48\n2,411.70\n3,403.75\n3,020.77\n9,800.29\n3,173.30\n3,291.03\n47,735.85\n112.50\n16,049.39\n19,906.73\n2,270.60\n3,284.75\nYang-tsze Insurance Association, Ltd\t\n4,495.77\nTotal\t\n$5,653,679.51\n$2,053,790.62\n$2,432,973.37\nTABLE II.\u00E2\u0080\u0094FIRE INSURANCE SUMMARY.\nYear.\nNet Premiums.\nNet Amount of\nLosses incurred.\nNet Amount of\nLosses paid.\n1923\t\n$5,062,590.48\n5,188,573.63\n5,550,732.19\n5,670,340.79\n5,653,679.51\n$3,062,348.30\n2,948,339.22\n3,030,900.09\n2,662,799.05\n'2,033,790.62\n$2,556,043.79\n1924\t\n3,497,932.48\n1925\t\n2,719,058.72\n1926\t\n2,598,098.40\n1927\t\n2,432,973.37\nTotals\t\n$27,125,916.60\n$13,758,177.28\n$13,804,106.76\n P 46\nBRITISH COLUMBIA.\nTABLE III.\u00E2\u0080\u0094INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN\nLIFE INSURANCE COMPANIES.\n(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life\nInsurance Companies, post.)\nName of Company.\nMortgages.\nIn other\nSecurities.\nNil\n$83,127.00\n$8,334.66\nNil\nNil\n19,000.00\nNil\n45,000.00*\nNil\n5,251.62\nNil\n106,402.71*\nNil\n7,500.00*\n330,417.04\n107,798.94\nNil\n44,000.00\n157,346.13\n12,519.83\nNil\n31,000.00\nNil\n42,733.33*\nNil\n11,000.00\nNil\n50,333.33*\nNil\n15,000.00*\nNil\n40,000.00*\nNil\n23,000.00*\n81,650.00\n120,000.00\nNil\n10,000.00*\nNil\n10,000.00\nNil\n4,866.67\nNil\n28,250.58\nNil\n27,881.92f\nNil\n28,600.00\nNil\n5,000.00\nNil\n39,333,33*\nNil\n100,000.00\nNil\n50,000.00\n1,000.00\nNil\nNil\n79,032.13f\n41,183.19\n30,434.75\nNil\n18,065.333;\nNil\n68,133.33\nNil\n24,500.00\nNil\n191,449.77\nNil\n10,000.00*\nNil\n37,000.00*\nNil\n10,000.00\nNil\n15,000.00\nNil\n45,200.00*\nNil\n25,000.00\nNil\n15,000.00\n200,000.00\n122,000.00\nNil\n41,400.00*\nNil\n25,000.00\nNil\n80,000.00*\nNil\n21,000.00\nNil\n119,000.00*\nNil\n2,188.90\n266,987.41\n340,081.66t\nNil\n109,850.40\nNil\n20,000.00*\nNil\n19,535.06*\nNil\n5,000.00*\nNil\n25,000.00*\n12,750.00\nNil\nNil\n10,000.00*\n235,000.00\n350,000.00\n$1,334,668.43\n$2,926,470.59\nAmerican Central Insurance Co\t\nBeaver Fire Insurance Co\t\nBoiler Inspection & Insurance Co\t\nBritish America Assurance Co\t\nBritish Columbia Plate Glass Insurance Co\t\nBritish Crown Assurance Corporation, Ltd\t\nBritish Northwestern Fire Insurance Co\t\nCaledonian Insurance Co\t\nCanada Accident & Fire Assurance Co\t\nCanada National Fire Insurance Co\t\nCanadian Indemnity Co\t\nCanadian Surety Co\t\nCasualty Company of Canada \t\nCentury Insurance Co., Ltd\t\nContinental Casualty Co\t\nDominion Fire Insurance Co\t\nDominion Gresham Guarantee & Casualty Co\t\nDominion of Canada Guarantee & Accident Insurance Co. .\nEagle Star & British Dominions Insurance Co\t\nEnsign Insurance Co\t\nFire Association of Philadelphia\t\nGeneral Accident Assurance Co. of Canada \t\nGeneral Accident Fire & Life Assurance Corporation, Ltd.\nGlens Falls Insurance Co\t\nGlobe Indemnity Co. of Canada \t\nGuardian Insurance Co. of Canada \t\nHartford Accident & Indemnity Co\t\nHartford Fire Insurance Co\t\nHome Assurance Co. of Canada\t\nHudson Bay Insurance Co\t\nImperial Insurance Office \t\nInsurance Co. of State of Pennsylvania \t\nLondon & Lancashire Insurance Co., Ltd\t\nLondon-Canada Insurance Co\t\nLondon Guarantee & Accident Co., Ltd\t\nLoyal Protective Insurance Co\t\nMercantile Fire Insurance Co\t\nMerchants Casualty Insurance Co\t\nMinnesota Implement Mutual Fire Insurance Co\t\nNational Ben Franklin Fire Insurance Co\t\nNational Union Fire Insurance Co\t\nNew Jersey Insurance Co\t\nNorth British & Mercantile Insurance Co., Ltd\t\nNorth Empire Fire Insurance Co\t\nNorthern Assurance Co., Ltd '.\t\nNorth River Insurance Co\t\nNorthwestern Mutual Fire Association \t\nNorwich Union Fire Insurance Society, Ltd\t\nOccidental Fire Insurance Co\t\nPacific Coast Fire Insurance Co\t\nPhoenix Assurance Co\t\nPhoenix Insurance Co\t\nQuebec Fire Assurance Co\t\nRe-Insurance Co. Rossia\t\nRetail Hardware Mutual Fire Insurance Co\t\nRoyal Plate Glass Insurance Co. of Canada \t\nWestern Assurance Co\t\nYorkshire Insurance Co., Ltd\t\nTotals \t\n* Par value.\nt Book value.\n* Market value.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.\nP 47\nO\no\nM\no\n\u00C2\u00AB\n5\n05\n02\nizi\nt\u00E2\u0080\u0094i\nai\n&\nn\no\n125\nrH\nO\nO\nm\n-H\nH\nm\n\u00C2\u00A3\u00C2\u00A7\nPM\nO\no\ngs\no\nm\nP\nH\n\u00C2\u00AB\nw\nO\nB\nO\n\u00E2\u0080\u00A20\ntf\nH\nfq\nW\n80\nil\nCO r.\n_C\no\nO\nO)\nbo\ns\no\nto\no\nS\nOS OS\nCO\nCO rH CD CO\n00)0 10\nO O OS\n-\ni\u00E2\u0080\u0094I CO CM CO CO\nCWHiO\nHW(0\nM\niS8\n.! -ro o m en r\nte; te; i-T th os r\n;-%%-\nIQ -t\nfe;te;\no e\u00C2\u00BB\nOS co\nI> OS\nS8 g =3\nZ-3- * *\n^cOO-^-^^iOO\nvOONvvMO\n1 M m ffi n n tH rt{\n\u00E2\u0096\u00A0 'O\n(3 \u00C2\u00A3\n\u00E2\u0096\u00A03 ^aS\nft- c\n.\u00C2\u00A7-3 og\n2 *s \u00C2\u00B0 a\n\u00C2\u00A7*g.S g.|\n5 &\u00C2\u00A3o\n* 3 ft\n\u00C2\u00A32\u00C2\u00A3\nte;oo\n\u00C2\u00A3j te;te;\nHCCOO\nr- io o o\nonmo\no to o\no o o\no o o\no\nCO \"*\no o o\no o o\n2,500\n0,155\n8,000\no o o\nmoo\nmoo\nCM CO O\nCO\nCS\no\nOO \u00E2\u0096\u00A0 CO\nOw CM\n7,883\nNil.\n,7,373\n14,832\n- o co r- in\n\u00E2\u0080\u009E rH OS r-< i-l\nj _; OS O O^ O\nVi^OOOO'rjO\n~^\nte;te;te; te;te;te;te;te;te; te;te;fe;te;te; ^-^^ ^ -^^^ te;;-5te;te;te; ' te;te^te;te;te; te; fej te; te; te; te; te; te;\no x> o\no as o\nmoo\nr o co in 00\n* co co i- o\n\u00E2\u0096\u00A0 \u00E2\u0096\u00A0 m o 00\n>>m_0'M\nCO CO CO Ol CM CO \u00E2\u0096\u00A0 \u00E2\u0080\u00A2*\ntOOfflMOH^H\n\u00E2\u0096\u00A0winoso;co-aH^.os\no o cm 10 o\nO OS OS 1\u00E2\u0080\u00941 OS\nOOMNOO-O\nocococomooo\nOt-CMini\u00E2\u0080\u0094 ocoio\nfefS\nUJOO\nco 0 0\n0 0 \u00C2\u00A9 0 0 tco 0\n.-, CJ O O O -* O\n0 0 0 0 0\n0 0 0 O CJ\n* I- rH\nO CO -*\u00E2\u0080\u00A2\nBOW\n2,466\n0,250\n7,700\n6,194\n2,603\n5,340\nNil.\n6,806\n7,658\n1,500\n)4,1S6\n13,760\n1,084\nOMOHiO\no iQtr \u00E2\u0080\u00A2\"< o\n0 co o i\u00E2\u0080\u0094 co\n\u00E2\u0096\u00A00-*00(M\nOONCOO\no ao tM co m\nO COCMCOOOinOO\ncm\" -ttT as\" os\" >-h co\" i-h\" i~\"\n10 CO CO CO h CO t o\nco cm co cc co o o\nw*ho\"oo t-Tcm\"\n:1b\na s\n3 CO43 j\n2|tj '\nqj c a\ns\no\no\ni-H t- CO CO CM\nO m m co\nrH O ION\nOOliOMM\nm \u00E2\u0080\u00A2* co 00 cm\nHiO CO CO CO O CO\nCM \u00E2\u0096\u00A0* \u00E2\u0096\u00A0* CO t~ -rji OS\nCSi CO 00 O OS O CO\ncm in 10 in r\nOONNOM\nin O cm 00 os in\nCMOHCKCMH\no o \"* co m\no 0 00 as t-\niO CC CO CO 00\nO OS (M 00 CM o\nO CO 00 1~ OS \u00E2\u0080\u0094\nm OJr- 00 co co\nO in\ncm m\nO O Ej O O\nOHCOOH\no os m in t-i\nCO CO CO\n\u00E2\u0096\u00A0-* o in\n1- CM\n00 r- co co r\u00E2\u0080\u0094 co\nrH 1~ l>- S> O\nO -an 00 rH\nin o in tp o\nI\"- r-i 0 in o\n\u00E2\u0096\u00A0-<1>-I> CO\nN CO t~ CO OS CO r\no o o t\u00E2\u0080\u0094 o o \u00C2\u00A3*\u00E2\u0096\u00A0 in\nOCMOCMOOt-CM\nHCO-*HOOCOC3\nCO? CM\" CO\" iH O 06\" O f O\n\u00E2\u0096\u00A0^f os 1\u00E2\u0080\u0094\u00E2\u0096\u00A0 co m co\nIQHCO- rH CO\nWOItH i-lr\n* 10 at 1-1 co\nH eo m r- co\nCO C-\nCMCS00CM \u00E2\u0080\u0094 OS1-CO\nNOCDOCJCDHN\nOGOOONO\nO rH C3S CO\ntJH OS CO CO\nOinr-cscomosco\n\u00E2\u0096\u00A0*coN-ffr-'OsO'n\ncoo-*-Hj43,O00\n375,000\n253,000\n65,000\n$383,000\n178,000\n156,000\n80,000\n61,000\n8,000\n736,000\n261,000\n449,000\n289,000\n251,000\n130,000\n$424,000\n196,000\n159,000\n95,000\n67,000\n27,000\n884,000\n325,000\n750,000\n420,000\n252,000\n133,000\n$439,000\n199,000\n175,000\n101,000\n80,000\n11,000\n1,106,000\n518,000\n607,000\n387,000\n240,000\n54,000\n$429,000\nL\t\n218,000\n183,000\nL \t\n117,000\nLiability, P\t\n106,000\n\u00E2\u0080\u009E L\t\n26,000\n1,320,000\nL\t\n770,000\n762,000\nL '.\t\n615,000\nOther forms, P\t\n285,000\n181,000\n\u00E2\u0080\u009E L\t\n TABLE VIII.\u00E2\u0080\u0094MISCELLANEOUS BUSINESS: NET\nPREMIUMS AND LOSSES, 1927.\nP 51\nName of Company.\n\u00E2\u0080\u00A2\n|I|\nSickness.\nLiability.\nBurglary.\n\u00E2\u0080\u0094\nM\u00C2\u00AB-\nH\nCredit, Blanket Residents, Earthquake, Boiler and Machinery,\nExplosion, Forgery, Fraud, Hall,\nInland Transportation, Live\nStock, Property, Sprinkler Leakage, Tornado, Use and Occupancy,\nand Weather.\n(Indicated by Initial letters.)\nTotal\nPremiums.\nLosses.\nUnsettled\nClaims.\ni\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\n(Incl.inln\nand Trans.)\nJ P. $117.52\nI I.T. 1,763.55\nNil\nNil I\n$315.96 J\nNil\nNil\n6,306.15\n918.33\n1,810.18\n3,227.72\n23,916.03\nNil\nNil\n18,302.51\nNil\n19,734.50\n32,181.45\nNil\n163.92\n204.00\n12,572.23\n30,774.80\n286.96\n3,790.74\n18.05\nNil\nNil\n1,049.44\nNil\n97,851.03\n758.54\nNil\n60,555.75\n59,202.04\n3,577.60\nNil\n31,255.21\n6,230.43\n809.86\n234.47\n125,203.50\nNil\n442.81\nNil\n42,951.83\n'l90:68\nNil\n61.20\n56,208.80\n22,237.67\n3,449.23\n7,746.25\n4,093.74\nNil\n7,114.39\n296.21\n21,302.43\n143,531.85\nNil\n607.61\nNil\n4,009.00\nNil\n19,619.86\n866.26\n2,020.76\n114.16\n19,586.70\n29,830.78\n27,130.58\n1,046.81\n7,383.67\n8,883.50\n49,266.96\n$315.96\nNil\nNil\n72,229.04\n324:i7\n278.35\nNil\nNil\n10,660.85\nNil\n7,707.87\n16,991.95\n\u00E2\u0096\u00A0 75.00\nNil\n797.35\n251.18\n1,325.22\nNil\nNil\nNil\n417.29\nNil\n59,411.97\n496.90\nNil\n30,361.25\n18,3i5.49\n2,912.49\nNil\nNil\n1,943.49\n581.47\nNil\n\u00C2\u00BB 51,441.85\nNil\nNil\nNil\n10,702.10\n379.30\n. Nil\nNil\nNil\n45,189.69\n430:25\n7,147.43\nNil\n1,948.08\nNil\n97,382.00\nNil\nNil\nNil \u00E2\u0096\u00A0\n1,334.38\n1,417.09\nNil\n8,229.85\n106.75\n275.24\n\u00E2\u0080\u00A2 Nil\n4,097.50\n19,181.20\n14,004.92\n500.00\n2,510.54\n$371.29\nNil\n305.00\nNil\nNil\nNil\n6.41\nNil\n0&3.5JI*\n2\n6\n7\n8\n9\n10\n13\n14\n15\n19\n20\n22\n23\n25\n27\n28\n29\n30\n31\n34\n40\n41\n45\n46\n49\n50\n53\n54\n57\n58\n59\n60\n61\n62\n65\n67\n69\n70\n71\n73\n79\n84\n88\n89\n90\n91\n96\n97\n98\n99\n100\n101\n103\n104\n105\n106\n107\n108\n109\n110\n116\n117\n122\n123\n124\n125\n127\n12S\n129\n130\n131\n132\n133\n134\n135\n136\n3. Alliance Assurance Co., Ltd\t\n$1,033.53\n$557.34\n$1,250.76\n$863.02\n$343.08\nNil\n$1,326.22\n$301.84\n$480.29\nNil .\n$4,026.34\n2,817.23\n$9.10\nV.&O. 941.01\nNil\nCr. 6,306.15\n72,229.04\n918.33\n175.00\n8. The Autocar Fire & Accident Insurance Co., Ltd..\n1,108.46\n172.76\n586.16\n151.41\n48.35\nNil\n$67.21\nNil\n9. Automobile Insurance Co. of Hartford, Conn\t\n3,227.72\n278.35\nB.&M. 23,916.03\nNil\nNil\nNil\nNil\nNil\n\u00E2\u0096\u00A0 Nil\n3,335.00\nNil\nNil\nNil\n93.03\n100.00\n108.35\nNil\nNil\nNil\nNil\n15,477.53\nNil\nNil\n12,450.67\n8,030.65\nNil\n2,675.00\n235.30\nNil\nNil\n3,810.99\nNil\n1,928.80\nNil\nNil\n2,615.00\nNil\nNil\n40.00\nNil\nNil\nNil\nNil\nNil\nNil\n205.00\n277.00\nj Nil\n'l06.75\nNil\nNil\nNil\n4,966.00\n2,637.72\nNil\nNil\n56.37\n709.28\n2,727.00\nNil .\n8,416.60\n7,739.38\nNil\n2,705.71\n9,441.62\n4,763.65\n3,091.93\n2,470.41\n822.18\n$337.07\n1,428.11\n26.85\n762.36\n$62.50\n422.96\n$293.02\nI.T. 267.99\n1.64\n13. The British & Foreign Marine Insurance Co., Ltd.\nNil\nNil\n15. The British Columbia Plate Glass Insurance Co\t\n18,302.51\n11,288.68\n16. The British General Insurance Co., Ltd\t\nNil\nNil\n17. British Traders Insurance Co., Ltd\t\n19,734.50\n7,707.87\n18. The Canada Accident and Fire Assurance Co\t\n10,951.99\n9,993.71\n5,925.16\n1,709.02\n3,794.27\n3,185.16\n6,206.30\n1,566.70\n3,869.78\nNil\n1,433.95\n163.92\n92.25\n388.77\n393.14\nNil\n75.00\n24.55\n226.67\nNil\nNil\n20. Canadian Fire Insurance Co\t\n21. Canadian General Insurance Co\t\nL.S. 111.75\nI.T. 40.00\nF. 341.10\n117.75\nNil\nNil\n22. The Canadian Indemnity Co\t\n2,199.95\n2,208.30\n609.55\nNil\nNil\nI'Jt^'\n6.50\n25^58:04\nNil\n184.50\n24. Car and General Insurance Corporation, Ltd\t\n*423.63 223.63\n257.22\n119.16\n98.10\n\"' isios\nNil\n27. The China Fire Insurance Co., Ltd\t\nNil\nNil\n28. Columbia Insurance Co\t\nI.T. Nil\nNil\n750.50\n316.41\n238.47\n100.88\n60.47\nNil\n30. Connecticut Fire Insurance Co\t\nEar. Nil\nNil\n47,125.28\n30,410.41\n48,956.69\n28,764.45\n811.57\n957.49\n32. Continental Insurance Co\t\nNil\nNil\nJ T. 27.90\nI I.T. 730.64\nT. Nil\nNil I\n496.90 J\nNil\n15,867.55\n7,420.37\n6,928.10\n19,893.54\n19,253.55\n13,107.33\n10,331.63\n4,116.79\n2,149.74\n105.00\nNil\n1,842.67\n3,535.00\n497.03\n17,816.25\n2,369.45\n1,584.18\n304.53\n470.73\n345.62\nI.T. 30.00\n88.00\n3,273.07\n! 2,566.87\nNil\nNil\n1,413.43\nNil\n2,792.96\nNil\n1,344.16\n14,060.6C\n1,078.48\n4,513.43\n434.53\n2,945,65\nNil\n228.88\n737.75\nB. & M. 277.94\nNil\n39. The Fidelity & Casualty Co. of New York, N.Y\t\n267.13\n15.00\n28.17\n25.00\n1,263.19\n699.85\n1,556.50\n1,203.64\n3,034.62\n80.82\n41. Fidelity Phenix Fire Insurance Co\t\n)' T. 68.90\nI I.T. 740.96\nI.T. 234.47\nNil I\n581.47 J\nNil\nNil\n42. Fire Association of Philadelphia\t\n43. Fireman's Fund Insurance Co\t\n124,727.29\ni Nil\n45. First American Fire Insurance Co\t\nI.T. 442.81\nNil\nI 5',647.55\n891.37\n100.00\n4,658.73\n2,625.61\n250.00\nNil\nI\nS 2,699.12\n36.00\n63.00\n976.63\nNil\nNil\nllll\n!vr-25\n3,220.54\n388.47\n938.37\n3,811.64\nNil\nB.&M. 2,988.63\n365.51\n48. General Accident Fire & Life Assur. Corpn., Ltd...\n137.90\n33.80\nNil\nI.T. 61.20\nJ I.T. 606.85\ni Ear. 175.00\ni'.T.' 5.6'6\nNil\n119.51 I\nNil i\nNil\n 3',444:2'3\n45,070.18\n ]\"T26.47\n9,311.60\n3,'2'27.36\n7,101.61\n4,229.21\n1,912.61\n45.85\n871.19\n1,393.10\n2,464.82\nNil\n575.78\n795.92\n7,746.25\n796.21\n430.25\n602.88\n8.75\n393.60\n15.71\n726.82\n6,155.37\n1,477.02\n937.50\n1,025.93\n30.10\n876.54\nI.T. 15.00\nNil\n303.80\n69.28\n172.55\n56.57\n4,745.94\n258.00\n497.97'\n687.69\n368.20\nNil\nW. 296.21\nNil\n\u00E2\u0080\u00A221,302.43\n143,29'5.4o\n97,382.00\nJ W. 166.66\nt I.T. 69.74\nT. Nil\nNil I\nNil 5\nNil\n170.39\nNil\n26.71\nNil\n8.7o\nNil\n11.00\nNil\n380.44\nNil\n10.32\n'H/ii\n49,617.83\n37,914.81\nNil\nf T. 30.75\nJ S.L. 201.25\n] I.T. 2,556.40\n[_U. &O. 3,269.01\nNil \"1\nNil >\u00E2\u0080\u00A2\nNil ' J\n1,409.63\n3,496.12\n604.06\n799.30\n2,776.11\n480.23\n602.19\n7U.80\n167.46\n15.60\n690.18\n372.66\nNil\n'370.35\n405.90\nNil\nNil\n185.67\n188.97\n36.78\nNil\n67. Liverpool &.London & Globe Insurance Co., Ltd\t\n69. The London & Lancashire Guar. & Ace. Co. of Can.\n6,324.71\n4,391.88\n3,869.38\n1,277.77\n2,908.21\n421.22\n2,072.53\n252.35\n3,079.40\n1,217.38\n1,365.63\nl,658:i2\nNil\n31.64\n271.74\n110.00\n3.50\n112.50\nNil\n65.14\n22.02\nNil\nNil\n72. The London & Scottish Assur. Corporation, Ltd...\n45.00\nNil\n15.50\nNil\n19,586.70\n4,097.50\nJ *3,079.99\nI 12,845.06\n1,612.45\n11,236.44\nS 3,013.13\n2,439.59\n7,519.99\n754.80\n526.19\n249.64\n2,888.28\n44.62\n-Nil\nI.T. 31.25\nNil\n75. Loyal Protective Insurance Co,\t\n87.26\n121.11\n.Nil\n7,383.67\nNil\n2,104.87\nI.T. 1,046.81\nS S.L.\" i':338.95\nI B.&M. 1,121.52\n500.00\n \"mi '. 1\nNil I\n. 991.92\n*49,266.96\n300.00\n22,931.46\n315.55\n239.76\n845.51\nNil\n2,216.60\n1,816.43\n1,615.00\nNil\n438.45\n154.35\n80. Merchants Casualty Insurance Co\t\n82. The Motor Union Insurance Co., Ltd\t\n917.20\n201.77\n6.00\nNil\n132.64\n2,406.02\n88.40\n905.25\nNil\nNil\n1,055.84\n2,406.02\nNil\n935.28\nNil\nNil\nNil\nNil\n112.61\n1,159.58\n58,592.59\n10,277.53\nNil\n14,505.73\nNil\n22,551.53\n683.43\nNil\nmr\n23.19\nNil\n34,854.18\nNil\nNil\n45,604.78\n5,454.81\n13,718.25\n3,344.85\n1,005.97\n1,554.46\n3,457.68\n14,991.34\n10,827.27\nNil\n16,626.03\n1,489.62\n4',208.49\n71,794.95\n6,358.60\n47,023.31\n11,011.91\nNil\n29,588.61\n33',326.97\n25,563.30\n107.89\n11,650.24\n43,688.72\n16,503.80\n2,230.92\n290.17\n905.25\nNil\n514.72\n32,062.13\nNil\nNil\n4',598:29\n56,837.67\nNil\n7,981.25\nNil\n2:652.40\nNil\nNil\n880.81\nNil\n19,573.81\nNil\nNil\n16,516.45\n3,012.24\n325:60\n1,941.50\n6,889.67\n3,784.10\nNil\n35,771.82\n1,543.61\n1,556.31\n8,071.60\n52,678.43\n30,734:54\nNil\n9,480.45\n110.00\n29,133.98\n13:928.55\n53,997.48\n23,762.06\n4,281.72\n43.33\nNil\nNil\nNil\nNil\n282.29\nNil\nNil\nNil\n1,510.00\n60.00\n7,507.00\n1,775.00\nNil\n955.00\nNil\n7,775.00\nNil\n439.28\nNil\n5,414.62\nNil\nNil\n12,742.35\nNil\nNil\n15.00\nNil\nNil\n1,915.00\n2,880.00\nNil\n427.66\n25.00\n106.00\n38.85\n8,050:00\n1,605.00\n630.00\nNil\nNil\nNil\nNil\n18,470.00\n3,427.19\nNil\n1,343.27\nNil\n300.00\n10.00\nNil '\nNil\nNil\nNil\n935.28\n514.72\n687.14\n173.25\n7,309.51\n438.25\nf Fraud 860.00\n1 Cr. 606.08\nL For. 342.45\n157.67 \"I\n31,262.96 L\n30.00 J\nNil\n! Nil\nNil\nNil\n112.61\ni Nil\nNil\n92. The North American Accident Insurance Co\t\n349.22\n1,346.16\n3,370.80\n283.93\n181.85\n836.59\n111.17\nNil\n789.19\n154.81\n1,709.35\nNil\nNil\n77.20\n48.60\n430.35\n1,716.45\n401.00\n120.63\n432.95\n477^4\n715.32\nNil\n531.64\n705.80\n1,006.51\nNil\nNil\n56,885.62\n3,183.83\njh'6,536.74\n2,437.05\nI.T. 10.75\nI.T. 1.00\n1.25\nNil\n96. Norwich Union Fire Insurance Society, Ltd\t\n5,885.17\n3,812.02\n3,174.28\n3,258.82\n2,598.88\n247.25\n866.28\n50.13\n547.75\n2.00\n1,344.12\n507.03\nI.T. . 89.25\n104.00\n98. The Ocean Accident & Guarantee Corpn., Ltd\t\n10.776.18\n3,294.14\n2,513.52\n949.67\n2,079.20\n13.65\n1,196.60\nNil\n706.45\n15.00\n1,975.69\n1,578.84\nI 2,892.40\nB.&M. 3,303.89\nNil\n683.43\nNil\n1 mi\n880.81\nS.L. 23.19\nNil\n103. The Preferred Ace. Ins. Co. of New York, N.Y\t\nNil\n\u00E2\u0099\u00A634,854.18\nNil\nNil\nNil\n45,471.63\n5,454.81\n;16,516.43\nI.T. 133.15\nNil\n109. Railway Passengers Assurance Co\t\n110. Reliance Marine Insurance Co., Ltd\t\n5,524.72\n1,986.08\n2,191.35\n993.47\n3,151.91\n4,531.93\n23.50\nNil\n1,471.35\nNil\n1,355.42\n3,344.85\n278.42\n\u00E2\u0080\u00A2710.18\n325.60\nNil\n140.99\n89.54\nNil\nNil\n31.00\n510.36\nNil\n123.80\n490.50\nNil\nNil\n95.00\nNil\n280.31\n64.82\n3,457.68\n1,941.50\n12,692.50\n7,640.72\n5,006.89\nI.T. 2,'298.84\nI.T. 234.46\n1,882.78\n164.00\n115. Scottish Metropolitan Assurance Co., Ltd\t\n116. Scottish Union & National Insurance Co\t\n1,371.81\n160.68\n979.09\n729.92\n566.11\n1,052.20\n10.00\nNil-\n25.08\nNil\n16,143.95\n;35,726.26\nI.T. 482.08\n45.56\n637.17\n125.96\n663.66\nNil\n247.47\n71.94\n806.61\nNil\n2,733.89\nNil\n157.50\n228^5\n5,670:94\n62.50\n240.00\nNil\n15.00\n1,596:06\n266.36\n73.34\n1,023.81\n83.91\n119. Toronto Casualty, Fire & Marine Insurance Co\t\nB.R. 153.60\nB. & M. 231.49\n353.50\n2,316.75\n38,451.49\n\u00E2\u0080\u00A2690.85\n24,066.55\n30,020.76\n28,611.88\n3,322.70\n5,188.25\n|g|8\n479.50\n160.25\n123! Union Insurance Society'of Canton, Ltd\t\n3,139.58\n10,672.15\n7,385.03\n24,606.17\n10,801.91\n16,330.50\n2,821.15\nI.T. 210.00\n i'8,\"988.24\n699.89\n171.40\n613.44\n33.90\n5,265.71\n366.00\n3,168.14\n3,131.66\n5,319.46\n499.65\n358.06\nFor. \u00E2\u0080\u00A2 . 353.54\n99.97\n2,443.49\n44,856.22\n1,119.30\n110.00\n'l31.13\n6,061.43\n9,441.60\n\u00E2\u0080\u00A225,563.30\n4,776.15\n3,091.93\n2,470.39\n822.18\n337.08\n1,428.11\n36.85\n762.35\n62.50\n422.96\n293.01\nI.T. 535.97\n3.28\n131. The Western Casualty Co\t\nLT.\" 1.00\nNil\nNil\n133! The World Marine & General Insurance Co., Ltd...\n151.97\n50.41\n62.40\n26.99\n619.19\n55.00\n610.07\n120.63\n231.90\nNil\n87.05\n. Nil\n9,886.66\n23J62:06\n7,416.05\n1,766.05\n4,476.05\n1,825.97\n1,196.21\n1,248.01\nNil\nNil\n1,146.20\n405.84\n523.04\nNil\n1,713.43\nNil\n471.51\n20.12\nNil\nL.S. 84.35\nNil\n136. Zurich General Accident & Liability Ins. Co., Ltd.\n$429,1156.10\n$218,267.40\n$182,647.53\n$117,297.14\n$105,881.45\n$25,728.61\n$92,248.56\n$24,512.59\n$123,811.58\n$16,692.27\n$47,617.13\n$\u00E2\u0096\u00A027,675.65\n$762,278.48\n$514,923.08\n$60,878.14\n$111,316.49\n$1,764,518.97\n$1,056,413.23\n$179,815,851\n1\n* Accident and sickness.\nPrinted by\nCHAEI.ES F. B\nVICTOE\nA, B.C.:\ner to the King\n\u00E2\u0080\u00A2a Most Excel\nent Majesty.\n"@en . "Legislative proceedings"@en . "J110.L5 S7"@en . "1929_V02_02_P1_P51"@en . "10.14288/1.0368906"@en . "English"@en . "Vancouver : University of British Columbia Library"@en . "Victoria, BC : Government Printer"@en . "Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia"@en . "Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia"@en . "SEVENTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1928 (BUSINESS TRANSACTED IN 1927)"@en . "Text"@en . ""@en .