"becaeaea-283f-467e-a026-a30131a95fcd"@en . "CONTENTdm"@en . "REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954"@en . "http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198"@en . "Sessional Papers of the Province of British Columbia"@en . "British Columbia. Legislative Assembly"@en . "2017-07-04"@en . "[1956]"@en . "https://open.library.ubc.ca/collections/bcsessional/items/1.0348767/source.json"@en . "Foldout Chart: TABLE I. TABLE OF LIFE INSURANCE RETURNS FOR 1954 -- p. C 49; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954 -- p. C 59; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954 Continued -- p. C 61; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954 Continued -- p. C 63; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954 Continued -- p. C 65"@en . "application/pdf"@en . " PROVINCE OF BRITISH COLUMBIA\nForty-fourth Annual Report\nof the\nSUPERINTENDENT OF\nINSURANCE\n1955\n(Business Transacted in 1954)\nVICTORIA, B.C.\nPrinted by Don McDiarmid, Printer to the Queen's Most Excellent Majesty\n1955\n To His Honour Clarence Wallace, C.B.E.,\nLieutenant-Governor of the Province of British Columbia.\nMay it please Your Honour:\nThe undersigned has the honour to present the Forty-fourth Annual Report of the\nSuperintendent of Insurance for the year ended December 31st, 1954.\nROBERT W. BONNER,\nA ttorney-General.\nVictoria, B.C., July 4th, 1955.\n TABLE OF CONTENTS\nReport of Superintendent of Insurance-\nList as at June 30th, 1955\u00E2\u0080\u0094\nInsurers Licensed\t\nFraternal Benefit Societies Licensed under the\nReciprocal Exchanges Granted Permits\t\nUnderwriters' Agencies Licensed\t\nInsurance Act;\nPage\n. 5\nSocieties (Incorporated under the \"Societies Act\") Licensed under the \"Insurance Act\"\t\nNames of Insurers Licensed since December 31st, 1954\t\n7\n36\n37\n37\n38\n37\n38\n_ 39\n 40\n 41\n 42\nMutual Fire Insurance Company of British Columbia 43\nNorth West Mutual Life Assurance Company 44\nPacific Coast Fishermen's Mutual Marine Insurance Company 46\nRoyal General Insurance Company of Canada 48\nNames of Insurers Which Have Ceased Business since December 31st, 1954\t\nAnnual Statements of Provincial Licensees\u00E2\u0080\u0094\nB.C.F.G. Mutual Hail Insurance Company\t\nBritish Columbia Insurance Company\t\nBritish Columbia Plate Glass Insurance Company\t\nBritish Pacific Insurance Company\t\nTables\nLife Insurance\u00E2\u0080\u0094\nI. Business of 1954\t\nII. Summary, 1950-54..\nFire Insurance\u00E2\u0080\u0094\nIII. Business, of 1954_____.\nIV. Summary, 1950-54_.\nAutomobile Insurance\u00E2\u0080\u0094\nV. Business of 1954\t\nVI. Summary, 1950-54_\nMiscellaneous Classes of Insurance-\nVII. Business of 1954\t\nVIII. Summary, 1950-54_\n49\n49\n51\n54\n55\n58\n59\n67\n Report of the Superintendent of Insurance\nDepartment of Insurance,\nVictoria, B.C., July 4th, 1955.\nThe Honourable Robert W. Bonner, Q.C.,\nAttorney-General, Victoria, B.C.\nSir,\u00E2\u0080\u0094Pursuant to the \" Insurance Act,\" I beg to submit the Forty-fourth Annual\nReport of the Department of Insurance covering the year ended December 31st, 1954.\nAt that date 361 insurers were licensed under the Act to transact business. The\nfollowing summary indicates the origin of the insurers, how many held only Provincial\nlicences, and how many had Federal registry in addition to a Provincial licence:\u00E2\u0080\u0094\nWhere Incorporated\nProvincial\nLicence\nFederal\nRegistry\nTotal\n9\n5\n6\n1\n1\n1\n1\n1\n2\n13\n87\n79\n2\n1\n4\n2\n2\n1\n3\n1\n1\n4\n134\n9\n18\n87\n85\n3\n1\n1\n4\n3\n2\nItaly \t\n1\n3\n1\n1\n1\n5\n136\nTotals \t\n27\n334\n361\nThe comparative figures are for 1953, 357, and 1952, 351.\nNine new insurers were licensed during the year. These are as follows: Baloise\nFire Insurance Company of Canada; Bee Fire, Accident and General Insurance Company; British Commonwealth Insurance Company Limited; Dominion General Benefit\nAssociation; Employers Mutual Casualty Company; Knights of Columbus; New India\nAssurance Company Limited; Standard Insurance Company Limited; and United\nScottish Insurance Company Limited.\nFive insurers ceased to transact business in the Province during the year, and these\nwere: American Alliance Insurance Company, Baloise Fire Insurance Company Limited, Bee Fire Insurance Company, Girard Insurance Company, and World Fire and\nMarine Insurance Company.\nA complete list of insurers will be found on pages 7 to 37. A similar list, made\nup to December 31st, 1954, was printed for circulation and published in The British\nColumbia Gazette. For the purposes of convenience the present list is made up to June\n30th, 1955, so that it includes insurers licensed since December 31st, 1954, and shows\nthe classes of insurance for which all insurers are now licensed.\nOn analysis the list shows that 51 companies (exclusive of fraternal societies) were\nlicensed for life insurance, 239 for fire insurance, 202 for automobile insurance, and 114\nfor marine insurance. These figures cover only the major classes of insurance, and it\nshould be understood that the same company may be licensed, for example, for fire,\nautomobile, and marine insurance.\n C 6\nBRITISH COLUMBIA\nThe annual statements of the companies holding Provincial licences only are set\nforth at length on pages 39 to 48.\nThere were six underwriters' agencies licensed under the Act, and the list appears\non page 37.\nThe taxes collected on unlicensed insurance amounted to $14,114.28.\nThe number of insurance agents' and salesmen's licences issued for the year 1954\nis given below, together with a comparative table for the previous four years:\u00E2\u0080\u0094\nLicences Issued to\u00E2\u0080\u0094\n1954\n1953\n1952\n1951\n1950\n1,611\n1,576\n908\n49\n71\n1,559\n1,531\n994\n53\n82\n1,442\n1,521\n987\n54\n76\n1,401\n1,526\n1,045\n59\n69\n1,412\n1,558\n1,139\n56\nOther-than-life insurance agents _ _ \t\n54\n4,215\n4,219\n4.080\n4,100\n4,219\nThe number of real-estate agents' and salesmen's licences issued under the \" Real-\nestate Agents' Licensing Act\" for the year 1954-55, in comparison with the previous\nfour years, is as follows:\u00E2\u0080\u0094\nLicences Issued to\u00E2\u0080\u0094\n1954-55\n1953-54\n1952-53\n1951-52\n1950-51\n997\n2,593\n985\n2,413\n952\n2,025\n1,003\n1,857\n1,064\n1,896\nTotals\n3,590\n3,398\n2,977\n2,860\n2,960\nI have the honour to be,\nSir,\nYour obedient servant,\nS. 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S ft '\nft O M_\n\u00E2\u0096\u00A0ail's\nft_ a in\noa * a\nC > ** Eo\nft\u00E2\u0080\u0094_ \u00E2\u0080\u0094 a\n** u t_j .a\nrt - a >\n* ti C\n_r__ a\nlis\n\u00E2\u0080\u00A2a .a a\nSi.\n> .s\nPT\nZ lH C. 3\n<\ni-_ > a w\nu\npi H\n_. ^\n5 _t\nE\nO\nfi U\nQ a\nI O\no\nU\ns\nti\nz\n'a>.\nS5Z\na\nw o __\nDO\nU __\nE _- \u00C2\u00AB\nB ft 2\n3 ,\u00C2\u00B0 E\nvi 3_ aj\na fi (5\n__ffi=\u00C2\u00ABt\n__\u00C2\u00AB\nO 3 B\nS \u00C2\u00A7 -2\nrt\nTi\ns\n3\nCJ\nO\nxz\n\u00E2\u0096\u00A0a _:\n\u00E2\u0080\u00A2gZ\n\u00E2\u0080\u0094\no\nO\nou a\nEm g\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 9\ntj d\nrt *s\nill\n\u00C2\u00AB _. 8\nS \u00C2\u00A3\nr-1 cj ca\n, rt ti\n3 .9.3\ni _\n\u00E2\u0080\u00A2rt T) (_\nft Sib\nw rt vw\nH*f \u00C2\u00B0\n.3 S >>\nIS-J^\nI 3 a\n3 \u00E2\u0084\u00A2 a\nss.\nO _-\u00E2\u0096\u00A0 3\n,_c\na a a\n_-\".\u00C2\u00A7j,\n'rt O \"K\n\u00E2\u0096\u00A0= as,\n\u00E2\u0080\u00A23 S S\n3 8-\naag\na > E ]\n-1 a '_i *S\n: Q ^ __\na a\na \u00E2\u0080\u0094\n.1 u\n&E\nd **\n-a. w\nto 'O O ;\ncUs -2 \u00E2\u0096\u00A0\n.a .-a u .\n00 \u00C2\u00A3 aj ;\nrt H \u00C2\u00A3 :\nH C 5\ni 2 3!\nS.Sf*o\n\u00E2\u0080\u00A2-H ^H rt\n\u00C2\u00A3E\n.^ cj\nft w\na o\no 00\ni-. 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I a 11\n^ U J3 rt \u00C2\u00A3 '\n\u00E2\u0096\u00A0 a _,<<_, ca,\noi\u00C2\u00B0g\n___. a a\n*H n rt\n5 SB\ncj \u00C2\u00AB\nQUO\nP-3 6\n___ \u00C2\u00AB\np. >_.o\n\"3 s_ ^ >>\nO *j o.\na a S3\n__ a a\nrt rt \u00C2\u00A3\n12 \u00C2\u00AB o\n\u00C2\u00BB^ S\na m B ,\n\u00C2\u00AB ca -a i\ni_ ^ -:\nrt a -n\n-O J_J ca cj\nrt\nU .\n8 _,\u00E2\u0096\u00A0\u00C2\u00AB ft\n. \u00C2\u00AB rt .5 \u00C2\u00A9\n*. f_b Q- \u00C2\u00BB*- -i\n, & -3\nO TJ\no a d ^ d t)\nj & a\nt2aS-1\nn * a\n> o .S \u00C2\u00AB ^\n3 \u00C2\u00A3.-\u00C2\u00A3 S3\n- \u00C2\u00A7 S-'S 8 .\n) 2 u a a (\n** __! rt ?__\n-T.\u00C2\u00AB .*\u00C2\u00BB\n: 3 \u00C2\u00BB '\n1 5 oo od u .\nr0.i'l\"s\nrt\nE i\n._ \u00C2\u00A3 O - _,\na o as o\n\u00E2\u0080\u00A2E __ ^3 -3\n... \"C u \u00E2\u0096\u00A0\"\n\u00E2\u0080\u00A22 - a\na _S__\n\u00E2\u0096\u00A09 a s e\no 3 3\nE \u00E2\u0096\u00A0_: CT 9\n5 ^a\no rt rt\na o -3\nE ^ rt\nS'-\u00C2\u00A7-|\n3 S\na a g\n& iS af 53 o\n5 3 rt o e\nft \u00C2\u00A7 1 E2\n-\u00C2\u00AB:_\u00C2\u00BB\no _> o a\no \u00E2\u0080\u009E,- ft u a\n55\ne\no\nll\nSgcq\no .\n.3\n>\n>\u00E2\u0080\u00A2\nB\na\n\u00C2\u00B0x\n!> o\n-O\nd\nO S\ni\" 5\n\u00C2\u00AB s\n3 a\na-\u00E2\u0080\u009E_.\n., v- a\nO a) 0\n2 2\na \u00C2\u00A3 oo\nA< M B\n\u00C2\u00A3\u00C2\u00A3\u00C2\u00AB\nrt\na\n<\na\na\n1-1\n\u00E2\u0080\u00A2a>H\n\u00E2\u0096\u00A0Sf5\na\na\nrt\noa\n0\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 11\n_a\n\u00E2\u0096\u00A0a a\nB\na-a\nst inten\nnt expl\nthereto\nprope\nE f.\ngain\nhere\nion\name\na\n_\u00E2\u0096\u00A0 o\na t.\na B a\n^ a\n_>. -a a\nI* rt\no\nno ft\"\na g ,\na 8\n1-\" f__\n2 S\n\u00C2\u00B0 E\n111\n\u00C2\u00AB __ a o.\nft g -3\nrt O\n_ _2\no> a\nS3\ni\u00C2\u00AB rt\nc a\nset.!!\na rf\naj o\nrt .-\na a\nS g\na a\nCO\nfi B\n.a-\na m o\n] O rt rt\n!'_ - O\nS jo a\nSo 2\na1\" a\n\u00C2\u00B0 rt -rt\nrt <_ \u00C2\u00B0\no:3!_\n23 a o\nE\n18 .\na-\" 2 rt\n5 a-3 &\n.a o\n- _. . u\n00-* ,11\nJ_ \u00C2\u00ABa\nS n 8\nE rt S\nC rt a\na . w\n\u00E2\u0084\u00A2 \u00E2\u0080\u00A2- -3\n; a o\n______ E\no aaj \u00C2\u00AB\nrt a\"\" 1\n\u00C2\u00B0 .2 c -9\n\u00C2\u00A7 \u00C2\u00A7 \" u\noa Sa\nrt rt __\ni i \u00C2\u00B0_a\n\u00E2\u0096\u00A0*r__ ___ S3\nc ca rt *\u00E2\u0080\u00A2\">\na \u00C2\u00B0 -5 \u00E2\u0096\u00A0\"\ni3 E \u00E2\u0080\u009E a\nt; cj-a ca\ni \u00C2\u00B0 at\nca ___, a o-\nH rt \u00C2\u00A3 p\na t3 cj\na\" a ,g \u00C2\u00A3\n\u00E2\u0096\u00A0a &\u00C2\u00AB\u00C2\u00A3\na a a ^\no.a a\n\u00E2\u0096\u00A0^ a a\n-i o u\n_3 3 a 3\na oo\u00C2\u00AB-S 2 o_|dT]\n\u00C2\u00ABik5\n3 t- a> rt\ni_ ra -n\n\u00E2\u0080\u00A2S vu 2 a\na -\nOJ rt !\nI- __\nfi a\n\u00E2\u0080\u00A2- 2 aa\na a\n11\nrt 0 ,\n_ _fl\no _\n__ 3 a\nB M rt\nrt rf O\n, \u00E2\u0096\u00A0 g.a\n! .2 -3 T!\na o\nii.\n< ft\nu\nO 0>\nu\n& - as\na >> ca d\nrt rJ AS ^\na & \" |\n.. a \u00C2\u00B0\u00C2\u00A3\n*ri \u00E2\u0080\u00A2_\u00E2\u0096\u00A0_ \u00E2\u0096\u00A0\u00E2\u0080\u00A2*_ o. **\nfi o .3 o .3\nS n u -. a\n._> .34J & _j-\nH a S3 'c3\nh aj o-a\na a I\n= 13-\n_ \u00E2\u0080\u0094 rt a,\na QvStf\nb a _r 2\n' a 11\n| a 1-9\n2 _-.*__\na a -rt\n\u00E2\u0096\u00A0rt o a.\nrt to ss\n\u00C2\u00B0\u00C2\u00BBEa\n>> > ai 1)\ng a a a\na w. 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H \nt-H\na'a__ S3 '\"\n& o S a \u00C2\u00A3? o\nQ, rt O t-i j, _-.\n_.S 3 au!3\nS 3 o __ S a\nPiili\nui \u00C2\u00BB ca tH.__._-,\n. S i ? 1\na a I o S\n_\u00C2\u00ABE .\u00C2\u00AB\n2 a j s o\n_C1BJS\n\u00E2\u0080\u00A2__ Sss a,\"\"\na?\u00C2\u00AB\u00C2\u00B0s\n05 C UJ\nC rt -;-;\nca g\n- o .\nT3 \u00C2\u00A3 a\n5 ca rt\nis s a\nS*-3-,\n\u00E2\u0080\u009E r, cj ;\no ij a '\nS \u00C2\u00AB \u00C2\u00A7 i\na6a :\nca __ ,\nlali\nCO rt cj\ncj rt \"S\naoj^;\n\u00C2\u00B0 rt >?\nc cj a\nlis\na a a\nev.^31\na s-tta\n__ a a aj\no a ti \u00E2\u0080\u0094\na . I-,\n>> a ' u\n.2 = _?3\na .. o-S\na a\na \u00E2\u0080\u0094\nrt ti\n_o -\nd B _.\ny2&\n^\na a\n' > a\n\u00E2\u0080\u00A2a? __\n\u00E2\u0096\u00A0 a\n| tH\nft^\n\u00C2\u00AB o\n\u00E2\u0096\u00A09 u \".3 ri \u00E2\u0096\u00A0\u00C2\u00AB I\n1*1\n\u00C2\u00A3? x a c\n03 V 3\na m o\n. 2 S %\no a w\n\u00E2\u0096\u00A0a E-3-\na s 2\n\u00E2\u0096\u00A0rt ti a a _i E\no a 2 \u00C2\u00AB 3 \u00C2\u00A7\n2 _3 \" \u00E2\u0080\u009E a 2\nS ft\n.2 o\no P1\ni II\n.a O \u00E2\u0080\u009E\"'\u00C2\u00BB_ ci ',\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 13\n,r\n, f\nTI\ng\nE\n03\n>\nOO\n-i->\nI ti 2 a\na 2\n3 __ oo\nUJ\naa a\n_? rt a ti\n_._.\u00E2\u0096\u00A0\"__ O\n\" a o \u00E2\u0096\u00A0 -a\n-3 t! a i\na a *-\n\u00E2\u0080\u00A2_, (_ rt t\nO ti\n'a a\n!__\n_^_\n| a\nSo . ra\no _ ta\n\u00C2\u00ABll\nti rv rt\na a ti\na E u\n.3 o -\n.. rt\nti \"CD\n\u00E2\u0096\u00A0g 8. u\n_\u00C2\u00BB- a S\no u a 3\n. fta\n_, \u00E2\u0096\u00A0_,\n\u00C2\u00A36 b\nO m O\n*|a\n43 M a\na a rt\na _i\n2 1 rt\nm S\n2 s a\n3 \u00C2\u00AB a\nrt.ti\u00C2\u00AB\n2.3 o\n111\n\"^_ _.\n.rt \u00E2\u0096\u00A0_. a\na o b __\n.OS\n^ u ti ti\n>. B ti rt\na \u00C2\u00A7fia\n-rt 3 E\nti .) >. a\nfta_j\nE rt ti ti\na a b\n. a __ a u\n\u00C2\u00A7 o\nto\n.a a T3 X\na E a \"\n\u00E2\u0096\u00A0S -_. a\nb\" & a i\n\u00E2\u0096\u00A02-3 e\u00E2\u0084\u00A2\ng ft ti OD\na \u00C2\u00AB I a\n* _, a\n8 fi-s.\na a a\nE _. .\n4J SI rt\n3 o \u00C2\u00AB\nti a fi\n\u00C2\u00BB5S\na a u\n-3 S\na rt\n328\n\u00C2\u00A3a\na cj\nH\na\nS.Sa a\n< a\n__ a\na a\n\u00E2\u0080\u00A2si\na\ncoa\nu\na\n\"rt\nrt\na a\na ca\n73 .\n(-1\na\nDO\n_. cr a\n\u00E2\u0096\u00A0m \u00C2\u00AB?\na\nca\ncj ,e\n* 00\nu\nu\na\nca\ns 2\nUI\na. rt\n>_\n_-, rt\nM 3\no\nrt o>\n\u00C2\u00AB rt\n\u00C2\u00A3 -\nca\nrt 03\no\na\na\n,, o\n,~._0\n>>\n\u00C2\u00A3 M\nca\n8-|\nrt 5\n.2 &\na\"\no\n2 o\n11\nCJ O\na\no\na\nIh\n43\nTJ\na\na\nrt\no\na\na cj\nOJ\na\nca\nCA\n1 o\n1.2\na u.\na\n43\na\na\nca\nh\n\"rt 5\nCJ\n\u00C2\u00A3.8\nCD\na\no o\nu a\n1\n\u00E2\u0080\u0094 X\n*H cj\n.M\n-a\n3\n_ ti\na rt\nE ti\n3 fi\no\n>\nO h->\nca\n3\na\no\"a\nca\na\n\u00E2\u0096\u00A0a cj\n\u00C2\u00A3?\n|\nit o\na-2\nrt\na\naa\ncj a\na .\n43\na\n\"fi -3\na\no\nd\na\nIX\nO 73\na\na o\no\na a\na\n43\n03\nS.S\na .\nrt\na \u00C2\u00AB\n-3\no\n03\nOJ\no \u00E2\u0080\u009E\na *_\n1\na\na\n0J\na\n*G\no\nca\ncj\nt-4 W_\n5 03\na\na -N\nrt rj\nrt\nu\nrt\n>,\nu\n\"o\na\nsi\no, a\n_r.i\nrt\nJ*\nI 1\nW)\n5\nca\nCD\nT.\na\na\na *\no a\nIS\nOh U\nrt\nO\n\u00E2\u0096\u00A03\nE\n-\n.S \"a\n3\n\u00C2\u00AB_?*\n'*\nh\na a _,\n\u00E2\u0096\u00A0 a 3\n\u00C2\u00AB a :\nE .3 :\nrt a.\n>. a - E\na a o 2\nO o v\n3 irt\ni_ _-. -a\nti ti E\nS aa\nPI\nm \u00C2\u00A3\nrt '\u00C2\u00AB '\n?'\n__ o\n.B\na\no\nea\nt-l\n03\na\nlass, sic!\nt by ve\ndstorm,\nof the c\nincorpor\nto the\n.__:\na\na\nan aircr\nglass,\nimpact\nlimited\nompany\nearthqi\no .\nerty, plate g\ncraft, impac\nge, and win\nre insurance\nhe words \"\nous relation\nCJ\nu\n3\nO\no\ndamage to.\n_>perty, plate\nircraft, hail,\ni windstorm\nince of the c\n/ insurance)\n-a o\nM 09\nc_> a\na a\nrn\n\u00C2\u00AB a\ns_ft\u00C2\u00BBro\u00C2\u00A3\n+J o .\nO 00 (\n, -!-\u00E2\u0080\u00A2 a ^, a u\ni _ ca a cj .\n.-h 03\n03\na\na\ni\na\nu\n>l\"lfl\n*\u00E2\u0096\u00A0\nrt a\na a\nM\nca\na\na\n'at\na 2\na E\na ^\n> w\no 2\nrt TJ\na 3\nca a\nSftS-a\nO ft\nO rt\nrt, a>\n_. ft\no b\ntifia\n0D ti\ng ti rt\nSa a\n'a a \u00E2\u0084\u00A2 \u00E2\u0080\u009E\n\u00C2\u00B0.3 2\na 3 3\n.\u00E2\u0080\u00A2a 2\nU-II\n\u00E2\u0096\u00A0v- rt c\n! a rt qj\n: sS'-O\ni fi M\nrS32 o\n; o > a\na 2 ca\nO OJ ,\ni_fi ti\n3 .3 u\ns-s a\n- s'S-i\n3 3 M a\n, - o\n' a .2\n_'<--\u00E2\u0096\u00A0\n\u00C2\u00AB a M\nfi S>>\no t_\nft a ti\nS S ft\n3 n o\nrt o _,\n8 t_ ft\nB id a 0\u00C2\u00B0\n2 _P a\" 3 __\n3 J \u00C2\u00A7 3\"a\n\u00C2\u00AB -^ a a a>\na \u00C2\u00AB ti _, rt,\nH __ *; a rt\na ^ o u __\n3 ti a __4\n3 g B .3\n\" -a g % a\nti rt JJ \" rt.\nOD ft 2\nsj \u00E2\u0096\u00A0\u00C2\u00BB a 3 a\"\nIsli!\n_ia.s8p\n3 fi aj\no - a\nrtoO-rt.tiSrtjc\noo a a S \u00E2\u0096\u00A0\u00C2\u00A7 \" a a\naartSO^nj\n, ft u\nfi.\" a\n'.* a\" . g a g\na SB'\n\u00E2\u0096\u00A0 o.s a\n- a -2 ^ 'J \u00E2\u0096\u00A0\u00C2\u00AB\n3 5 a <_ a aj\nj _, \" a\n! \"S111 __\njX) ft 0D \u00C2\u00A7\u00E2\u0080\u00A2\u00C2\u00A7\ni __ w a \u00C2\u00AB h\n^M-O g-o'\n, 6 S 8 I S\nfi t, a a i\n3 \u00C2\u00AB a .. \u00C2\u00AB a\n\u00C2\u00AB2rt-\n^ SP\nrt T3 *\nti a \u00E2\u0096\u00A0\"\nft a o_\nti J\na\nBR 5\n5 rt .2\n.a w rt a .\n'G B \" o \u00E2\u0080\u00A2\n3 2'\" rj a\n- a od E a\n- 3 -3 a o\n. -3 a \"\n' a 3 -a\n(8- -a\n^XCJrt\n\u00E2\u0080\u00A2\u00C2\u00AB ti a ti\n3-^a .\ng,\u00C2\u00AB | 2\n. rt O w\nM U -rt 03\nrtd- 5 a\n5 \"Si\n3 3 2\nago\nh c \u00C2\u00A3\nCL'rt rt\nO & rt\na rt m\na oj cj\nI-i\n\u00E2\u0096\u00A0rt\na\na 55\n55 aj\n\u00E2\u0096\u00A0 53fi\n' ft^-\n:..o\ni . S a a\n: _2 u a a\na u \" n\ne fta\na fi \u00C2\u00A7\nlis\na a -a\n1 \u00E2\u0080\u00A2*\u00E2\u0080\u00A2 5.\n-\n*_.-S\ntffft\nca a S\nm a. o\n\u00C2\u00B0 S \" o\na t_ a\n\u00C2\u00BBS S\"\n._.. o .\n_- \u00C2\u00A3a<\n> >\n_. ^\nE\nrt\nU\na S3\n\"I\nu a\nB _\u00C2\u00AB\nti _.\nrt ^\nO ti\n_.\no\n0\nE\nO\n0\n\u00C2\u00BB\nd\nu\na\n-.\nO\n0\n0\n0\nQJ\n0\no\nH\ni\u00C2\u00A7\nS^aog\n03 03 CJ a\nrtW\n3\no u o\nti a\n\u00C2\u00A3\na\nO\na\n0\n0\"\na\na\nrt\nH\n C 14\nBRITISH COLUMBIA\n&__\n>*. a fc ej rt aj\n_cj cj o o o g\no S ft.t'\n1 __; a\na cj\nrt\n_ a Sfi\n\u00E2\u0080\u00A2___ w c a \"-rt u_,\n\u00E2\u0080\u00A2s S *-a _ o\nS c o _-_\n2 * S 9 9\nrt \" \u00C2\u00AB a ^ -\nti o b >.2 g\n5 \u00E2\u0096\u00A0\" 2 S a b\n\"2 od&~__\nE 'a B rt * a\n\u00E2\u0080\u00A29 3 a ft S 0\na 3 a -j |_j \u00E2\u0096\u00A0\"\nrti ^r ti aj a a\n__ g rt rt ti ti\n2Ib_t-.1\na c * a *\u00C2\u00B0 -1\"\nV. a -rt r-\"\nE _? 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S*\nS - .,\u00C2\u00BB\u00C2\u00AB g 03 2\nyes \u00C2\u00A3^ q,-S ** \u00C2\u00BBq \u00C2\u00AB\ncrtba\u00C2\u00BBa ^03\n-a Saaaoorta\n\u00C2\u00A7 -t3o2 8|-|\"l\nIs||T..a|I_3ti\nm o r s fi gSa\noaaSc3a\u00E2\u0080\u009E-,-c\nSag.aa-2\"rto\nB on rt T rt 3 ft\nB 2? _.H >3BiOti\ni= I a z 2 Z c 2 \u00E2\u0080\u009E- o\n\u00E2\u0096\u00A0a__g_=a\u00C2\u00A3:-\"S3|2\nS*H S\"5 O >, \u00C2\u00BB_S g\na .a^.a_.afi_o-i\nelltS?!ftl|\nao*rta um a-*-*\nafi S ftrt \u00C2\u00AB2a _s .\n^Srtaj-rtrt'a-.iv1,-*!--\na _rS S3a ofi S \" a; o,\n.2Sfi tirtrtrtOo\n- 3 _. 3 - a a a a a u\nrtlrt.\na,8\nO\n> >\nm a\"\n43 O\n2 M\nrt 03\nS a\na >\n>>\nrt ca\n_T..\n\u00C2\u00AB _s\na 43 . . \u00E2\u0096\u00A0\nca ___'\nb\"W\no\nS3 5\n3 I\nca C\nrt\no.\na\nr-Z\no\no\np. a\na\na\nO\n\u00C2\u00A3\n- o\np\na o\n_. \u00C2\u00B0\n.2 a\n\" t;\n\u00C2\u00B0 a.\nu o\nBU\nca 03\nrt CJ\n3 a\n_ w_\n\nrt\na\nM\n*ai\na\n>rt\n_:\nO B\nB\na a\n6\n0\nrt tj\nz\n43\nCJ\nto fi .\na\n^ U B\nO\nrt\nrtl \u00C2\u00B0 P\nfi E O\nO O\nno\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 15\n31\nco\nn\nM\nCJ\n3\na:\na\na u\n-a rf\n\u00C2\u00A3 Oh\na B\nrt a* :\n43 a '\n.\nir!\n%\n0\n3\na\nrt\nd\n03\nrt\nrt\nt-i\na\n3\nrt\na\nrt\n03\na\nrt\na\na\n3\na\nrt\n3\nc/_\n_-.2 *_3\nfi o&-2\na a t! \"\ni c 1 aa\n-!81!\nI rt a *j\n. - _3 *n\nrt 03\n-,-rt-\na -rt a> _S ... \u00E2\u0096\u00A0\nrt p, a a \u00E2\u0096\u00A0\nS^2\n2.9 \u00C2\u00A7'*\n5 8 |\n\u00E2\u0096\u00A0So rt .\u00C2\u00A7 fi\na cj a o\na do ^ u\n__. rt a r- ,.\na a ^ -a \u00E2\u0080\u0094\na o\n\u00E2\u0096\u00A0s&a\nrt 2 '\na \u00C2\u00BB- 3 v\na o K\nti\"_.o-\n\u00E2\u0080\u00A2a_3\n.2,2\nfi o\n'_.a\n\u00E2\u0080\u0094 o\na 3\no a\nrt _i 3\noj a rt,\nft a\nE rt t\n.2 E.\n3 a\n. rt ti O -\n!2\u00C2\u00A3 E\nfi \u00C2\u00B0 fi \"\n,__ *\nSao\n1 a >-\n- g o .\n: 2 &a\na a _,\n\u00E2\u0096\u00A0-\u00E2\u0096\u00A0go\nti S3 ^5\n1 a ti a >\n, u ft O It\na o od o rt\ng _S 0\n\u00C2\u00BBa c\n43 rt a\n5 B \u00C2\u00B0\u00C2\u00B0^ a o\nX ___! r- ^ 'rt l-\nS- 5f|\n.5 oS 5\nrt rv__\n\u00E2\u0080\u00A2rt a\u00E2\u0080\u009E-\na o _.\na> t; \n, fi o \u00E2\u0096\u00A0\n:_ft__._a|\nis .-a a ofi-s\na\u00C2\u00BB,_\n.j ti\na 3\no o __\n' 111\nE ti ti\na a a \u00E2\u0080\u009E S o -\n^aa|&__t_\nBaa\na ti\n-BI oo\nw a a\n\u00C2\u00BB3i\nrt ti a\n3 rt ti\na Zs\na 8 -3\nO fi, rt\n\u00E2\u0080\u00A2s_?&\nM fi \u00E2\u0080\u009E\nP W >.\n\u00C2\u00ABj a\n>> p. a \u00C2\u00AB\nq a '-3 \u00C2\u00AB w J\n\u00C2\u00ABs ; ra \u00C2\u00AB\n>art_-.\nj., % \"a fi \u00E2\u0080\u00A2\u00C2\u00AB\n1 O ti -3 5s -\nr__ fi I rt xrt a\ni \u00C2\u00AB* i\u00C2\u00AB E a rt\n_\" a __ a\nrt cn aj oi rt\na ti\nti o \u00E2\u0096\u00A0\n. 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S\n3 P rt\na ti\n| a\" a\nBR4\no o g;;\n5 _i\n8Zg\n3 \u00E2\u0080\u00A2 a\nB rt 3\nrt 12 M\nrt\n\u00E2\u0096\u00A0<_.__ O ti\np aa\nti ti ti 3 ti\na-Za ai.'S\n\u00E2\u0080\u00A2BBS\nft .\nti g\nitable L\nStates,\nitable L\nloo, Or\n-X and\nLtd., C\nS B\nft 8\no\nrtJ\nw w\n C 16\nBRITISH COLUMBIA\na\np\nPh\nw\np\nz\na\nQ\n__,\nCO\nZ\nH\no\n2<\na a) a\nSSy a\nft_=-5\n2 S 2\nft fi\n\u00E2\u0080\u0094 >\u00C2\u00BB\na a o\nrt \u00C2\u00AB\nT) ti\nb a\na a\n\u00E2\u0080\u00A25 3\n- o\no .5 a \u00E2\u0080\u00A2\nop- rt| I\na a\n__ rt\n_s a s\noo\u00E2\u0080\u0094 a\nS__3.\no a ca\no a*\n\u00E2\u0080\u00A2_.____.\n-si\ntil|\n60 oo a\nca o\na\u00E2\u0080\u009E \u00C2\u00B0\nrt rt _,\na a >\nTJ -ti\na >\u00E2\u0080\u00A2 .\na >: >:\n2 E rt\nrt\nU rt\na 2\na e\n\u00E2\u0096\u00A0a a\n3 a a\n3 a 2 -3 -\nf-afi1\n-__]\nBa\n~ afi\na w\n, \u00C2\u00A3 o\n_ M _-\na ti \u00C2\u00A3\n; o a\" s\n: ti.2 \u00E2\u0080\u009E\naj ti a\n?; m ____\n. 1\nrt a\n+j cj a\nco a ca\ni a -a - a rt a\nSan Jss\n9 2 \u00C2\u00AB\nrt \u00C2\u00A3 M\nm O rt\nP ____\n\u00E2\u0080\u00A2si.:-\na o aj\na u3\n\u00E2\u0080\u00A2B - fi\naf.rt'S-\n2 \u00C2\u00B0 &.\nla's\"\na fi O\n.13.1\n\u00E2\u0096\u00A0\u00C2\u00AB3 s\nj _- a\n, o a tj\n3 ti SS\n; a u >\n3 o >. o\n\u00E2\u0096\u00A0 a-i S.\nM F *_.\nOJ 43 a\n,\u00C2\u00AB\u00C2\u00A3\n5 oo__\na .3 3 -\nEa &\na 3 .\nla\n-T rt a rt\n2 a To ti\na o\n.a, a ti o\n._, w a a>\n\" 03\nCJ J_; _-T\na a\n03 o fi\no (j rt\na ca \u00E2\u0080\u009E\nS-E\n__S\n_OS\na-o\ne\" 2 -5\n3ft-\n, a o V-, \u00E2\u0080\u009E\nti a.\n;a\u00C2\u00A7n3\nsail\nlip'\na \", e aj\n. aj\ne a a\" b\n.2 2.2\no \u00C2\u00B0 I 2\na >. t, E\nX ti o E\ntia ag\noo _;\na ta\nE\nM'5-\n60 rt\n}\n3 \u00C2\u00A3 S. m p .\nJ o _ rt a -\n5 a w \u00C2\u00AB '\nj >. ca _\nj a \u00C2\u00BBh a \u00E2\u0096\u00A0\nrt ~$ CJ\no a a\naa ti\nCO 43\na 43 a -\n,rt a Ja 2\nt-i a a 43\no a i_\na 43\na 43 \u00E2\u0080\u009Ea\n11-1'\n\u00E2\u0080\u0094 03\n6 a\nRo\n_.\u00C2\u00AB\no >.\na>a\na__\n>>'-S\n\"1\n-S2\n\u00E2\u0096\u00A0a\n\u00C2\u00A78\nO cj\n-rt M\n43 S\n60 a\nrt rt\nS*o\nrt u.\na g\na aw\n. - \u00C2\u00B0 o\n\u00E2\u0096\u00A0 tl o a__ g 3 a\na &\nft fi\nti o\ni a 2 a\n3 a a\n03 03\nS3 S\n:_-*>\n, a a.S S\na s.a\nti 5\nft a\n3 & S-o\nti rt 3 _J\n> ti od a\n>\u00E2\u0096\u00A0 o - rt fi \u00C2\u00BB\n_, a a3\u00C2\u00AB rt rt\nti 0 oo ti o rt\non\nMl\nc.\na\n(1.\nrd\na\n3\n00\n43\n+J rt\no a\na \u00E2\u0080\u009E\n\"M OJ\na 2\nfi s\nrt rt\nrt\n. f^\n3\n00\nto\n: a B\n: a t-\n; ca cj\n,^\u00C2\u00BB3\n) O 43\nt; h a\ni n_. 3\nSoa.\nBa .\n- M . 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E ti .\n; a ti\n) o\"n\n.2 2 ^\n- S * a\n\u00E2\u0096\u00A0< <\na __\n3 a\nE C\n3 ^ a\nTJ \u00C2\u00AB u\nti 53 .H\ng.B a\nw a _,\n__i\nft\n- 3 ti\nti rt __a\n_0 O _frt\nIII*\na rt \" 43\nSa2\u00C2\u00A7\nS5_2 S3 g\n42.3 fi .a\nti ha ^ t*>\n* & 3 2 3\n-a _-.S b\nb 2 a - \u00C2\u00A7\nrt B rt - H\nlai|\u00C2\u00BB\n|a\"f Srt\nrt a rt \u00C2\u00AB~i\n,?a N o\n4 g\n>\nOjs\nI-l\n\u00C2\u00A3\nfi\n\u00E2\u0080\u009E\nM\nCO\n43\nO- ti\nfe\nfc\nO\nO o\nrt, rt1*\nrt\ns\n3 *\"\noo\na\nCJ\nrti\nti ti .\nE >rtl\nO\no\na\nQ\nP\ni-l\n.- ft\nX\nS aj\nrt\nU\nfri ca\na\nz\nu .\nrt)\nti ly'\ntiZ\n< a\nal\n3S\na w\nb -\na a\nE\n<\na\no\n03\na a\nrt ca\nBO\nB fi\nM ti\n2 rt\n.2^\no ^r\n2 &\nE \u00C2\u00AB\na O\nti\nti *;\na I-*\nrt o\nS3 ft\nS3\n,3\n>h\"\nu\nZ\nW\nM\n0\nrt\n03\n>h\n43 P\"\n.\u00C2\u00A75\nrt\nP rX\nIS\nooo\n C 18\nBRITISH COLUMBIA\n3\n\u00E2\u0096\u00A0S\ns\no\nrt\nO\n\u00E2\u0096\u00A0<\nw\no\nz\n53\nM\n5\nCO\nZ\na\nrt\nk!\nW\nQ\nZ\n3\nQ\nw\nCO\nZ\n3\nco\nCrt\nW\na;\na\nCO\nz\nOh\nO\nrt\n1.2-E\n> 3 rt rt\n>. 43\n* fi\n2\u00C2\u00A3\nB Q\nu\"a\noo S\nS.&-S,\n,* __\u00E2\u0096\u00A0\n- o a\na rt\np 2\nII\n.IE\na b\nat-*\na fe. 43\n\u00C2\u00B0 \u00C2\u00B0 a\nS \u00C2\u00A7 j\u00C2\u00A7 ~\n' CO rt M 60\n. fi u-2 w\n?S -a1 \u00C2\u00A3\n' og'-^ a a\n\u00E2\u0096\u00A0is\n2 3 cLeS-\"\na a a 3 \u00C2\u00ABs o\no - a ti\nu a a ti\n, rt fi c\na-oj. 2\n\"sol\n\"S rt H E\nSa\n,rt-a\nK*_.8\n; ti a\n' fi j_, T)\nfSw 3\n- E,\na a\n11 rt\na a 0\n_: rt a\nti u\no .5 ft-\n.a\n3\na\na- - ti\nE oa\nS.32.B\n\u00E2\u0080\u00A2 ^ a-\n\u00E2\u0096\u00A0__..-\nSt ti a\nrt . ? 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.3\nft-\u00C2\u00AB2\n\u00E2\u0096\u00A0 a a 3\nSJO\n- c q-\nrt a B\n\u00C2\u00B0 S3 2 \u00E2\u0080\u00A2_,\nti a 3 S ;\n3 fi C\nEo ti g\ne a .2\nu _.\nti a.\nr aj j2 a .3 '\nti a g -\na -~ a>\nrt __ a ,\nrsi_io.-,\nrt o rt >, ,\n, t? rt 2 oo\nti rt y -\n\u00E2\u0080\u00A2 a 2 -t\n\u00E2\u0080\u00A2\u00C2\u00A7 2 -5 a\nE_E\nSagos J-2 2\na a \u00E2\u0096\u00A0\nOJ ss .\ncj 43\na ti \u00E2\u0080\u009Ea\n>,1\na \" t\u00C2\u00BB a\nCJ -00^\ni a - >, a\n,S|*rt\nEo gfjS o\nisli&\nco o a* a\n^3 \u00E2\u0080\u0094 43 a o\n* \u00C2\u00B0 aS \u00C2\u00AB\na -is a c cj\ns ooa\n, 43 a a a\nt-i oo 0 o a\noj ca a a\na a a fi a\nS rt g fi g\nrt d _h a\nafiii:\na o a \u00C2\u00B0\nI s -a o \u00C2\u00AB\n\u00E2\u0096\u00A0\u00C2\u00B0 r a &\n-a\u00C2\u00B0\u00C2\u00BB_\na> 2 _-, a a,\n*_ fi a rt o.\nS -2 2 c o\n- fi 1 -2 5.\na aj a +-\n1 Si I\nS ___? ^ a\n\u00E2\u0099\u00A6\u00E2\u0096\u00A0\u00E2\u0080\u00A2 \u00E2\u0096\u00A0\u00E2\u0096\u00A0-\" ca rt\n\u00E2\u0096\u00A0rt rt CO\n\u00E2\u0096\u00A0\" a -rt\" a\n60 a \u00E2\u0080\u00A2*\" J*\nrt rt -o -a\nM 60 cj a\nrt rt +1 a y_,\n43 a rt o\nrt (J R\nrt U a X 43\n2 fi \u00C2\u00A3 y\n\u00E2\u0080\u00A2\u00E2\u0080\u0094 as - rt a\na i: C- o ca\n\u00E2\u0096\u00A0g I ^ a a\nb a p \"\"\u00E2\u0096\u00A0 ^\n\" _. * m 5 T\nr \u00C2\u00AB 43 43 P\" ej\n> co oj a ..j:-\n^ 3 a ^ -a \u00C2\u00AB (\n* \u00E2\u0080\u009E 00 03 43 43 a*I\n\u00C2\u00A3 \u00E2\u0080\u009E B ^ \u00E2\u0096\u00A01 \u00C2\u00A3\n* rt 43 ___ E O ,\n\"fiaal-a o '\nS-B^rt-rtfi\nrt \u00C2\u00A7 3-^ B \u00C2\u00B0\n\u00E2\u0080\u009E_, C rt u\na\n2 o\n2 d\na cj\n60 rt\n\u00C2\u00A3 2\n|&2\n\u00E2\u0080\u0094i ,\" co\nft \u00C2\u00A3 a\nx .5 a\nu *C -P\nrt ES\nK Ea\nfi b S3\nrtSa\nHi\n43 _. .\na ^ \u00C2\u00A3\n\u00C2\u00B0 ^ \u00C2\u00AB\n\u00E2\u0080\u00A2\u00C2\u00B0 2*\na ^ ^\nP fi &\nr*_r o\n\u00E2\u0096\u00A0 a & a o\n' \u00C2\u00AB a a\nrt ca\niH \" >, .vT a a\non\u00E2\u0084\u00A211! to a \u00E2\u0096\u00A0\u00C2\u00BB\nti \" S3 fiSfi\ns o o, a\n5 rt go a \u00C2\u00A3\no, - a'S ca a\nHall\nE u\n'5<\n\ni\nfi\n(,\na\nB\na\nrt\n..a\n>\n>\n>\n>\n3\no S\nti 2\nB\nB\na\no\nft\nCJ\na\nrt r\n\u00C2\u00BB\n0\n\u00C2\u00AB\n>\nis.\noi\nrt.\np.\n5=\na \u00C2\u00AB\na a\n5s s\npf\na _,\n\u00E2\u0096\u00BAJ\nQ\u00C2\u00BB\n-w a\n\u00E2\u0080\u00A2rt\ns\"\nu\ntfrt.\n__ s\no\nQ\n<\no\u00C2\u00AB\np.\nP-.\ni\no\na\nfi\na.\na\no\nU\na ti\n^ p\noo O\n43 S!\n.a\na ,.\na ca\nI!\n^ 43\nu<\nti rt\nti a\no b\na o\nS\nS\n2\nrt\nw .\ncj Ph\nI-\nrt\nrt\nO\na\no\n3\n<>.\n_Z\n< o\nJO\nfi .;\nrt_ \u00C2\u00A7.2\n\u00E2\u0096\u00A02 \u00C2\u00A7\nB\na\na\n_. a rva\ng rt h\n\"Sa\nB\na a 3\n3\n3\nOO O\no\nO\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 19\n3 a\" 2\n C 20\nBRITISH COLUMBIA\na\no\nU\nrt\nO\n<\n_d\nO\nz\n53\nc-\nP\nZ\nrt\na\nrt\np,\nrt\nQ\nZ\na\nQ\nrt\nco\nZ\nw\no\n!0\nPi\nw\n5\nCO\nz\nrt\no\nrt\nCO\na\nO\n: e 2\np rt 43\nd rt rt \"Pj ]\n\u00C2\u00AB a\" a\n&\u00E2\u0096\u00A0\u00C2\u00A7\u00E2\u0096\u00A0&\na2 I\no> a o,\nm X O\na cj rt\nca a\nu \u00C2\u00BB o\nco _ -o\n>-, 0> a \"rt rtn OJ 43\nts\nrt\nG\non\no\no\nrt\n0\na\na\n*a ca\n\u00C2\u00A3pa\nrt a >i\n43 rt t.\na oj\n2 fi ft\na , rt\nr- at a\nrt p \u00E2\u0080\u009E\n\u00C2\u00A71!\nOh O 03\n__r to >S\n111\na rt 3\nS \u00C2\u00A3 a\nto >? .rt\ni o,a\"2\n: _ a. -a\nfi'33\na o\n. c -a -\n,33 _-.*3 .\nM.2iE\n' rt a -rt\nJo, >,\nsill\n, a fi _. \u00C2\u00AB a I\n>;* o__\nt; a, s o\nti ti tJ\na rt a ti\no a-E ti\n2 3 S 3\na s rt\n__. - 3\n*\u00C2\u00AB\"S_\n\u00C2\u00A7 S .>\"\nco tj 43 oj\nrt V- 60 rt\nS 'a \u00C2\u00ABtn\nrt\n1 rt\n_- 60 rt o\na a a\n2 '-fi __ >>\nrt rt 43 --H\nS <+-H -rt -\u00E2\u0080\u0094\u00E2\u0080\u00A2\n.5\ngE? S\nio\u00C2\u00A7g\nill\n^CJDOd^S \u00E2\u0080\u00A2 _=_. a\nJrt \"-' C3 'rt -, -M !>, *rt J,\na o afi \u00E2\u0096\u00A0\n* c-S -\na \u00C2\u00AE\n3 8 B\na a\n__- g.S\nti a a\n, B -\noo ;\nti a a\na-a E\n3 a b\nJa 2\n_US\na a; .S\n00 ?,\n\u00C2\u00ABa c\"\nti a a\ng rt\nrt 5 rt\n3 .2 O\na a &\n\u00E2\u0080\u0094 aj 3\noo a a\nBoo\n\"3 rt tJ\n3 o a\n* \"I\nS 3_.\nPill\n_u iw t. *\u00C2\u00B0\n- 03 a H \"*\na rt '\n\u00E2\u0096\u00A0Sfi 2 &\na _3 a a\na a _. o\nrt ti rt rt.\nti _ rt1\n>,C -0 s\nrt .2 \"= rt\na o a a\no 3 __ 3\nft__3\n, O tiT)\no \"3 2\n\u00E2\u0080\u009Ea.S 1\nS\u00C2\u00AB 0.0\nO U CO \"rt\nrtfia*\n5 -^ a m\naa \u00C2\u00A7 &\na cj co\n.\"\u00E2\u0080\u00A2SE\nS -S \"\n_2fio \u00C2\u00AB\ni- Sa a\no a aj\nCC \u00C2\u00BB \u00C2\u00A9\na O >H cj\na oj \u00E2\u0080\u009E a\n\u00E2\u0080\u00A2\u00C2\u00A7J8S\nafi 73 a\noofi fi a\" a\n.3 fi-\n5 go I*.\nfi 3 | B .2\ng 3\n2 it 2 ti a 3\n3 fi 3 b g ti ._,\n-S.>|5a__\no a fi\n- -.g a\na \" \u00E2\u0080\u0094 a a\n\u00E2\u0096\u00A03 a. a,\" .fi\nti ft 'ti - in\nft a n 3\nft B ft _r\nI8\n-a -\nSS 8\nra o _i-i\n\" fi 'rt\nQ M Ml\nih a\n\".2 a\n2 o tj\n1.3 S\n, I o o\"ai ft\ni \u00E2\u0080\u00A2\" a ti g ti\ni o q _, m a\n: .2 a rt | .\u00C2\u00BB\na a s\"\" 2\nti$2*t\n\" a fi a o\n'-\u00E2\u0096\u00A0 5 a ti\naj a a fi\n3 _-.9S a\n-j a >,\noj a 2 t_ _r\n5 ti 8 ti a\nfi __ \u00C2\u00A3. M\n3 \u00C2\u00A3s S3\n2 \u00C2\u00A7 od ft a\nu a .3 id a\n--\u00E2\u0080\u00A2a a B __\n\u00E2\u0080\u00A22 _5 Sj \u00C2\u00AB\na ti aj ti t_\no a _, a rt\n\u00E2\u0096\u00A0\u00C2\u00B0-S S - a,\n3 3 tM rtH\na cr o \u00E2\u0080\u009Er\n03\n,43\na rt 43\n2 oj a\nK< a-M\n; \u00C2\u00AB*\n'\" Pa\n43\" \"3 *__:\nd. rt C\nrt >.*M\n2i3&\n> >> a\n\u00C2\u00A3 C rtH\nrt S o\nI co 43\n: O ^\na a o co w a\" S\no\u00C2\u00A7\u00C2\u00B0 s\u00C2\u00BBS-\naa S o\n.2 S a\n-3 rt a a>\n\u00E2\u0096\u00A0a 0\n,\u00C2\u00BB >, fi 3\nOOrt\nti a\ni _S B\n>, ft-0\n&>--'\naj a a _, a\n!..-, ft'3\n-\u00E2\u0096\u00A0al\u00C2\u00ABii\nCJ 43\nSa\nfi \u00C2\u00B0\n- >i\naj ti\nooa\nrt o\n3 ft\n\u00E2\u0080\u00A2\u00E2\u0096\u00A0a\nt_ c\nti '\n\u00E2\u0080\u00A21 \u00E2\u0080\u00A2-'- \u00C2\u00B0\nIS]?-\nrt 03 ^\nti ft-52\n2 =\u00C2\u00AB rt,\n3 1- n^\n2 \u00C2\u00B0 3 \"\n3 a. -1\nJ 3.a\"a\no\u00C2\u00BB 2 a a\n.3 S . I\nso\"\n>< __ a a\na 3 El\na oa g\n3 rt - ai\nm s \u00C2\u00AB a\na >. 3 rt\nti\"-\u00C2\u00B0 O\"0\n\u00E2\u0096\u00A0_i \u00C2\u00B0 ti\"\n3 O.S\n\u00C2\u00B0\"\" 3\na ti 2\nrt S 3\nM ?\u00E2\u0080\u00A2 -\n\" S \u00C2\u00AB\n. rt o\nE a -a\n.2 rt o\nrt O o P\nft O w 03\ne \u00E2\u0080\u0094\u00E2\u0096\u00A0 rt\nB a 2 43\no > a a\n0 o .2 -S\n43 __*S L,\n.rt a a a\n0 O 'M w\n03 \u00C2\u00A3 to a\n3 o a a\n1 .a~\n.3 gS-\n\u00C2\u00A3__ \u00C2\u00A7\u00E2\u0080\u00A2\u00C2\u00A7\na u rt a -\nS B 11.\n_m l\" X 3 \u00E2\u0096\u00A0\na-a\na .3 a\n5 3 S\u00C2\u00A3\n2 ffll\n' rtC fi _,\nI a\n' 53 \u00E2\u0080\u00A2\" <\n! ft - !\n- ti !\n\u00E2\u0080\u00A22 rt S|| ,\nB co a 5,!\nrt a a ca CT '\n\u00E2\u0080\u009E a \u00E2\u0096\u00A0- fi 5 -\ng rt 03\n-: --\na rt\nO cj\nIs'\n- r> _s ^__ 3\nJ-0 Oh-: g\n'a \u00E2\u0080\u009E rt a u ,\n- = ou ___,\n2 o ca co\n2 rt rt rt\nJ CJ CJ M\n3^rt a\n111\nrt \u00E2\u0080\u0094\ni _.&__\"\n\u00C2\u00AB-1| SS\na V-\nw ti\n. a\nb o\nI a\nO ti\n1-a\nE ti.\n1 & \u00E2\u0084\u00A2 \u00E2\u0096\u00A0\u00C2\u00AB a -_.\n> 00 o a\nj a ca\n!.\u00C2\u00A7SS\n2 \"3\nO w* '\nrt cn \"P\nOh \u00C2\u00AB g\nrt 60 a\n\u00C2\u00B0rt'\u00C2\u00A7,\nJ w as ca j\n-So. P!\na 43 o\n~\" - rt rt H\n2_-ftrt\"T.-\nas as 03 a d ,\n*ftl-i\n..a co cj jj.\n^>a y +J--J\nj oj 0 a \u00E2\u0080\u00A2-\n3 rt 43 rt\nrt 3 j| *^ - *\na .fi V >. oj\n5 S ? aa\n* 1 \u00C2\u00B0 2 \"\n_ a ?2 ft\n_ Sfi >>\n_ ti a a\nI -s g s -g\n- rt - a\n3 -o rt< >. ft\njs oojo a\n-a a a \u00E2\u0080\u00941\n3 3 -3 fi -\n_3 \u00E2\u0096\u00A0\u00C2\u00A7 a 1\n\u00E2\u0080\u00A2c.ti\n1 a tj a\n'-^ 0 o\ni.2 3 a\nrt, rt\nIt\nCJ\n3-5\nrt rt\n8 \u00C2\u00B0\nrt ti\n3 b\n> a\n> rt\n3\na a\nrt\nU.*Jco'cj4343_(__i rv\noj'rtpT.aao co\nVa\" ca a M\n\u00E2\u0096\u00A0> \"* h co a\n-fill3\nI* \u00C2\u00AB2^\na \u00E2\u0096\u00A0_, rt t. rtS\n3rt?I >;\u00C2\u00A3\n0 a rt \u00C2\u00A3\u00E2\u0096\u00A0 C\n1 a rt ca\n> a t-1 43 43\niig& .\nJ \"rt rt B\ni_. ft O\nS'lasl\n5 S 3 5\n_ Sa o s\n_ \" g S2 \u00C2\u00A7\n2 of S3 S 0\nS Si - a\n\" fi \u00C2\u00B03a 3\ni s Eg \u00C2\u00A7\n;l:a|s\n! a t)\n3\u00C2\u00B0\n_, >\u00E2\u0080\u00A2\nTJ _ti\n_, o\n2 ft\n. aj\naj a\nCD B\na 3\nti fi\nM ' -\no .a\ns.\no 3\na a\n43 *\nS a o 5 -\n00 a ^\nsa \u00C2\u00A7 M \u00E2\u0096\u00A0\n2 ooa .a-\n3 B a\nM 'S Sa\"'\nrt 'rt ft B\n- >,\n0 fi\nO ti\n\u00E2\u0080\u00A2a &\n22\ng.ft\naj ti\na a\n' 2i_\n:fi-\n3\nP\n>H\nfi\nO\nn\no o\nH\na\na\nfi\nrt,*\nai rt.\n3\nrt.\n3\n\u00C2\u00AB-\nfl\nu\nAS\n\u00E2\u0080\u00A2\ns\ns\na\ns\n60\nrr\na\nrn\ncn\n0\nrt\nS 5\n\u00E2\u0080\u00A2^ a\n0 c\na\na\na\na\na E\nan\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 21\n C 22\nBRITISH COLUMBIA\n3\n\u00E2\u0096\u00A0S\ns\no\nO\nrt\nO\n<\nrt\no\nz\n3\na\nco\nZ\nw\na\nH\ne,\nrt\n0\nZ\na\no\nw\n_o\no\nrt,\nrtJ\nCO\nPh\nW\nP,\na\nco\nz\nrt,\nrt\nO\nrt\nto\nb a3\n<\"\n^ \u00E2\u0080\u009E _ o a n\nti a) B oo ti \u00C2\u00B0\nifell!\ns .s 8 \u00C2\u00AB a o\nft oo *. a\nllli?rt\na) o a fi o 8\na_3 a-- afi\ncj . a a1 a\no M t-j M< g H\n\u00C2\u00AB \u00C2\u00A3 a .. \u00E2\u0080\u00A2\u00C2\u00BB \u00E2\u0080\u00A2\n,_ ca ^ ^a\n\u00C2\u00A7 \u00E2\u0096\u00A0_. S3 g.2 3\ns,_3-3ft-a-;\n-_. >.a oo'-\nE co _3 2 B n>\nob gas\nsi's _i3_.\nft^tiati-B\nti OD^ ..M g,\nc 2 rtC a o\n51 \" \u00C2\u00A7 \u00C2\u00A7\u00E2\u0080\u00A2 ft\nS |2Sfiti\n43 a c o vh a\n\u00E2\u0080\u00A2p a \u00C2\u00A3 \u00C2\u00AB P\n.fi a> \u00E2\u0080\u00A2\u00C2\u00A7 o w I\nrt a a a oj\no rt >, rt o a\nCO\na\n43\no\n1j\nrt\na\na\n03\n4)\n>\nE\nS Sf Sfi\na 2 o ~\no 3 T) >,\na a __ _J\na a\nti\"\u00E2\u0080\u009E 2_5\n8fi\nBag\nft S-!\n1 \u00C2\u00BB 3 .i\n= aB:\nra o Oh 2\n\u00E2\u0096\u00A02 a\na ^ rt\na \u00C2\u00AB, t) 3\naj \" \u00E2\u0080\u009E g\na _, ft.S\nE S 3\na a .5 .2\nft a\ni S3 \u00C2\u00A3.\na*__\n3 * \u00E2\u0080\u009E I\nO \u00C2\u00A3J cj !\n33 6 M i\nas 43 rt ,\n\u00E2\u0080\u00A2*-\u00E2\u0080\u00A2 a a\nE __ a '\na a id ,\nrt aj\n*<- _r\na . o i\ne S'_ !\n_3 a o i\n.3 m 3 -i\nar 8 P :\n43 rt\na a\nrt\na 3\".\nss\n\u00C2\u00A7 \u00C2\u00A7\n\u00E2\u0080\u00A22 z-C rt 43\n3 ^5\nO 43 '5 Oh h3 O a\n\u00E2\u0096\u00A0g a a\na oo1\n\u00E2\u0096\u00A03 a '\na 2 a a _, a 1\nb _, t\u00C2\u00AB S\n\u00E2\u0080\u0094a ,- B\n3 J\n&__.3\nO >- -\nBOW\nft rt .\"\na as\nIfLf\n. \u00E2\u0080\u009E> o \u00E2\u0096\u00A0\"\na^ &\n!\u00E2\u0096\u00A0_: a aj\n' __ \"ti a\no ti o\n\u00C2\u00B0 a _3\ni ti- t.\n! 3 fi2\ni g o ;_,\nooa ~\n.3 a >.\nS 0 ti a\na o a a\nlags\nS-3\n!r. a crt rt\n2 w1\nrt a; ;\nrt u - g \u00C2\u00A7 wra \u00C2\u00A7\nca 5 a^ \u00C2\u00ABK2U\n> P __?\ni n 0*.\nrt . a ft <- -rt c\n- 51 2 f a a S\n-5 a M M O 43\na .fi\nK-rtS a\nIlls\nrt \u00C2\u00A3? \"\na ti -\nOC cj o\na w\n-|sfi\nE rt fi\nfi o 2\n2 o a\na ft\n2 3\na o ./\na 5\n'38-.\nOD O\nfi a ti\naj aj a\na a; a\na a 3\ntilti -_3_,-2\n\u00E2\u0080\u00A2i. B-S rt I S-_\"\nj?t. o rt. ..tirt ..\n1 = 8\nrt\nCOS\no c J2\n\u00E2\u0096\u00A0rt a .5\na rt\"\n6 __\nS3 a\"a\n.2 2 P w\nslog\n.s ~ a .s\na \u00E2\u0080\u009E\nti K 3\n0\u00C2\u00BB \u00E2\u0080\u009E,\nrt _. a w _ \u00E2\u0080\u009E\n\u00E2\u0096\u00A0_\u00E2\u0080\u00A2 2 a 3 s,3\n\u00C2\u00BB3\"\u00C2\u00BBao. S\n^ \u00C2\u00AB aj a . ._ a\nfi a B\na 1\nrt 2- '\na .3 \u00E2\u0080\u00A2\n. wi _- a\n:\u00C2\u00BBoS-\n{\u00E2\u0080\u00A2. . Ba\nI __ .y\ntj a\no _j\ni -* ti\n^ ti -_< >>\na __ _j a > o o\n& - >. -a _, & S\n\u00E2\u0080\u00A2o.s8;\n_ cj oj o o a\ncj m oo a \u00E2\u0096\u00A0> a\nE2Brt\u00C2\u00B0S\na fi aj\ns\" a\nft-oa\n_, a rt\no a rt\nft ti\n2 od\nft.S\nrt , \u00E2\u0080\u009E\nS - ?! a\n^ ti aj\n_, oo u a\n'.Sa!\nbi\"!\n. >* o\n3 a a\nit. M\ni B rt\n, a aj\nv a a\ni E a\nODrt ti - ^\na \u00E2\u0080\u00A2=\n- a a\nCJ 43\na ^ -S a\n3.3 a\n- o\n\u00C2\u00AB a\n^.aa^-\nfi - a ,\n, - a B\na s\u00C2\u00AB\na i\n2 g s\n2\"\" a a\n00 rt rt\nO -\n\u00E2\u0096\u00A0s a\n-i .3-2 P\na\nM\na\nrt\n03\na\nR\na\nrt\n\u00C2\u00AB\na>\na\na\nu\n'rt\na'\nrt\n3\neel\nfi\nrt\na\n03\na\na\"\no\na\"\nrt\no\n'lA\n\"3\no\na\nEl-rt\"\n\u00E2\u0096\u00A0\u00C2\u00A7 o w\nrt fll a\nu ?. a\nS 2 i\na Sa\"\na a p\n\u00C2\u00AB i_a\na ;a\no*\" cj\n53 I1 &\n.a .a a a a \u00C2\u00AB\n\u00C2\u00B0 p 2 ___ -\u00C2\u00BB-. -\no a 3 03 S _*>\nQfl 43\nca\nrt\nM ?? rt\n4. .y s\na^o'Sat-. xa^9n\n- a a t-i is ca a - o ? & a -\n^a ^^\nrt ti rt\nfi a 3\n..SS\nB -rt\nb o.a\n- T3 i_\n\u00E2\u0080\u00A2rfS M\n3 \"3 rt ti\nK c rt E\n\u00E2\u0080\u009E -a \u00C2\u00ABj |\n\u00E2\u0080\u00A2_! .3\n\u00E2\u0096\u00A0 >?a\nB a tj a:\n3 a 2 a. a iw\n\u00C2\u00AB.2 S m o _,\n- E S\na-3 a g\n3 rt .CO\n'3aa\nsla\nS2E\nfell\nO 43 a o \u00C2\u00A3P a\n\"3- co r_- a ?-, r.\n_>. ? M to\ni l rt.s\nO 3 21\"\na 3.3 \u00E2\u0080\u009E\na \u00C2\u00A7 a B\nO \u00E2\u0084\u00A2 'M >.\n11-1 O 43\" 03\nm a\nrt- ra rt\n?a \u00C2\u00AB ,a\n2 >>\n\u00C2\u00A3 O b, o $ mKta\n5 \u00C2\u00ABJ5 C 43 X. *?\nI a S3 ti \u00C2\u00AB g\nM i> a a fi ,\n_ ti O p ti -a\na a rt 3 tj JJ\na > a a -a u\nq, p- ti rt\na a 2 o s\n.3 2\n* a >;\nti a\no ofi a\na a o a.\nti 3 ~ ti\n1 s-ss-c\n\u00E2\u0080\u00A2 a^rtrt_'_o0PM\nl-3 -,ll IIS\n\u00E2\u0080\u0094 \u00E2\u0096\u00A0-_ 1_ rt-. o\no _ 4^ 1- a\np,a a rt rt\nfi rt\n'ago\nQ, 43 a a\nofia a\no. o\n,\u00C2\u00BB s u\n\u00E2\u0096\u00A0 -3 oo__ ti\n1 \u00C2\u00B0 a u __\n<_ m a a\n1 \u00C2\u00AB a -a. __ -\n-8 4. .\u00E2\u0080\u00A2 o\no \u00C2\u00A3 .\nft a '\nE \u00C2\u00B0\n*._.*\u00E2\u0096\u00A0'\n\u00C2\u00B0ac'\nti o o i\na \u00C2\u00B0\na a\nfin, rt,rteo1_rtg^0^^\ni ti rt\n; fi | J\n-fi S\nart\" 2\nrt-S,\na\u00C2\u00A7\nSrtS<\nj J> oo ;\n43 d\na ca\n\u00E2\u0096\u00A03 >\n2 >;\nn -S\n &tiM\n3 \u00C2\u00A3\nO 3\nti o\nC ti\na b\n>; _\na S\ns-\nrt. 'a\nBJ\no .\n\u00E2\u0080\u00A22M\no .\nOH\nO 2\no\n0\n-, a a\nfia\na\no\no\nCQ\na\no\n03\nrt\nOh\nrt\n|\no3\n1\no\na\nti rf\nass\n\u00C2\u00A71\na1^\nt-i -\n03 43\n.\u00C2\u00A3!_\n3 3\n6d\nC3 \u00C2\u00A9\np a\nrt rt\ncj a\nEa\n. . at\nas rt\nE\no\no\nH\nB^\n2 o\n3\na *\nSZ\na o\nS s\nra cj\n\u00E2\u0080\u00A2Srt.\nu\n03 ^-i\nP !Z\nra \u00C2\u00AB\nm -\nM M\n<>,\n|5\npt,rt.\nra o\n\u00E2\u0096\u00A0g>rt\na\nd\nU\n5 ob\n2 b\n\u00E2\u0080\u00A2gw\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 23\nis a\n43 \u00C2\u00B0 a\nrf-Sa\na o\n\u00C2\u00B0 Q 32\nB-5,\na 2 \u00C2\u00B0\nrt 03 q.\nrt rt Mh\n.2 rt o\no a cj\n-H -rt 0\nft \u00E2\u0080\u009E a\nS]_2\ng\u00C2\u00B0-.S\nt- p\n03 C 43\no a\n0> -\n.a a \u00C2\u00B0\u00C2\u00B0 a\n\u00C2\u00AB1.9\na M- a .2\n> .2 43 -rt\n\u00C2\u00B0 m m a\nm a ^ t3\n\u00E2\u0080\u009E- a a\nO _B \u00C2\u00BB\nti \u00E2\u0080\u0094< rt\na a tia\n73 o of c\no a\ns a\n\u00C2\u00AB ti\no - a a\n! & fi -fi\ni -rt -n +\"1 co \u00E2\u0096\u00A0*-\u00E2\u0080\u00A2\n-S O\no a a\nI-, a p _-\n43 a ^ ^>\na ca u u\n.a 8 g,\n3 Si-rS o\nO w rt _,\na .S a a\ni3 a .. _\nS^art\na a \u00C2\u00A3\u00E2\u0096\u00A0\n\"2 a a\n_?1 a\n_, - u _3\nti B ., ti\nj- - _i a 0 \u00C2\u00ABi a\n&op-2 S Sofia\nrt rt 43 OJ\ni\u00C2\u00AB 3 tS ft\nS3 *\na a w ,->\nfi 03 \u00C2\u00AB 2\na a rt-o\n\u00E2\u0096\u00A0 \u00E2\u0080\u0094\u00E2\u0096\u00A0 ca a 2\n. ti a. p\ni * p-h e rt\nm a a\no -a.\n5 a a cu \u00E2\u0080\u0094 .\nac_.rtajS22\n2 oT ^ a a -fi \u00E2\u0096\u00BA> p\n5 75 *\u00E2\u0096\u00A0* .- 5 a o\n1 2 \u00E2\u0080\u00A2-*\n\" A> 43\n_ ~S _>\n>. O O\nBB ti rt H\no 3rt g\noo rt\na -5 43 ^\nrt \u00C2\u00A3 y ES\nA -_3 3\nlags\nO (-H 'rt ,\u00E2\u0080\u0094r\n\u00E2\u0080\u00A23 rt 43 &\nra a m .\nra a o>\n00 cj ^ cj\n-fi & o d\n\u00E2\u0096\u00A0__ rt\n?? M\n\"SB.\ntisaM\n2\u00C2\u00BB3_b\na v\nB a\n\u00E2\u0080\u00A23 s >, g o \u00E2\u0096\u00A0- a\n3 aa ra co cj\ntrt w rt_, t. H-T >? \"rt a\"\na -t5 Paj2 \u00C2\u00AB o\nrt&gdcjTj'Tjrt\n\u00C2\u00AB \u00C2\u00A3 S 03 \u00C2\u00B0 H\n-J *j X)\nm ca a ,\nra \u00C2\u00A3 a.l\nlT'1=.2\nrtH H \"_J 1-H _3 CJ ,\n3 a 3 a. _s a c\noa-rt^ti\n_ J32.0-0\n3 i_ 8 2 3 X ti\n\"\u00E2\u0096\u00A0-_?! ?\u00E2\u0080\u00A2\" i S-J2\n- u a a - c a a\nc \u00C2\u00BB a\no ti rt 7-\n2 s o a\ng ti- o\n3 i-,.a 3\no _,,_ a\n\"a a -\na -3 >. a\n\u00C2\u00A7|a\na rt 3\ng rt \u00C2\u00A7\ng \u00C2\u00ABa\ncj \u00E2\u0080\u0094i co\n.id as\n\u00C2\u00A71*\nCJ O. M\nCO CJ\n\u00E2\u0096\u00A0_,' _. ft\n2 P rt\n22 ft\n\u00E2\u0096\u00A0S.2S\nft \u00C2\u00A7\na x 5\nO 43 w\na -> 4>\na fl \u00C2\u00A3\nTJ rt\nP 1\n\u00E2\u0080\u0094\ \u00E2\u0096\u00A0\u00E2\u0080\u0094 o\n- m d\na o ra\n\u00C2\u00A3p\nrt .3 43\n\u00C2\u00ABrt\u00E2\u0080\u009E\na .. -<-\u00E2\u0080\u00A2\n2| o\navj ^ .\n\u00E2\u0080\u0094 a a a1\nsill\nM a a\n>>M fi\nfi fi Pert\nrt rt rt 'm\n2^ \u00E2\u0080\u009E\u00C2\u00ABH\nP CJ >.\n?_s-\n.rtJrto\n__ rt TJ ft\nrt rt\n.. 60 \u00E2\u0080\u009E- 43\naa ti-\u00C2\u00A7\n__\u00C2\u00A7\u00C2\u00A3 =\n- S V a\nS & a\n3 O rt\n2 fi 2 S\n3 - s c\n\u00E2\u0080\u00A2\u00C2\u00A7 4. - \u00C2\u00BB\ng, 2 \u00C2\u00AB \u00E2\u0080\u009E\nw u a\nca a\n2 2\n. rt _3 M\n_- \u00E2\u0096\u00A0 2 _.\n\"goes _ ft\no a a o\n_J \"\u00C2\u00B0\nal I -\n2 g-2'\na a co t\n\u00E2\u0080\u00A2rt -^\n_--.S\n3 a fi\no a\no fi._s g\nSag?\nSSI'S\n|Ia|\n2ti\"g-\n\"\u00E2\u0096\u00A0rt S\n_- a a\n\u00E2\u0080\u00A23 \u00C2\u00A7T! a\nti 2 rt rt\na fi ti ti\n_S -&\n00-rt - Q.\nti ti \u00E2\u0080\u0094, a\na^ . o\n^5^\nO S '$ 43\nrt \"^ \" O\na ^--o s\n\u00E2\u0080\u0094 ^ a 2\nca rt rt m\nft 60 a rt\n^ r- rt ca\nas - 2 ft1\na u rt 2\nc_. *-\nrt 03 \u00C2\u00A33 J3\nG .W rt g\nO rt cj ^\nM 3 u, w\n}3 O* 03\n0..3 60 43\n1__ p \u00C2\u00A3\n\" rt S\nfi 43 w tM\n.2 . rt o\nco \u00C2\u00AB a\nSo 3\na a oj a\nx o rt a\nti a ti rt\n_j 2 2 o\no l__ i\nj\u00C2\u00A3.a2__ '\nL. \" \u00C2\u00AB- a 6 -\nb - h -rt fi t\ni \u00C2\u00B0 o \u00C2\u00A7 _, a\n\u00E2\u0080\u0094 --, fi a rv *\na s II a !\n__l flt.\" ID\n\"fiSrt-s\n\u00E2\u0096\u00A0o? 2 a\na ti ^ a g\na -0 a _, rt\na,-- a a\na. tj a) a a\n\" a oo 5 g\n^ a a & a\nb rt j*i a\nrt 3 ^s aj\nrt 2 ti tj\no ti aj a\n\u00C2\u00AB o rt J\nS u 4ia\n2 \" a ti\nrt ti c _;\na -5 3\na rt rt w\n2- F.\na - u\nfi a ai\na 2 o\n_ cj a w\na cj ca 3\no aa a\nfi \u00C2\u00A3a*S\n2 ft \u00C2\u00AB a\n3 ,_ \u00E2\u0096\u00A0 rt a\n^ ** fi __.\noj .H ft\nr_T rt W\n43 fi 2\na >-\u00E2\u0080\u00A2 a\ncj o rt\na 43\nTJ rt\nrt rt* CJ\na _?\u00C2\u00A7,\na \"P rt\n0J\nrt T3\n2 o\na 3\nla\n2 K. rt\nc- oo a\na a 53\nrt -< o\na 2 \u00E2\u0080\u0094\nti __ M\n> -s. a\ni .a >,\n-a 3\n' 1 t\n. -fi _.\n:a - E\n1 2 o o\ntj \u00C2\u00BB 2\nfi4e\u00C2\u00AB\n^ a o\n- ti\na> > >,\n00 . o\na >, __\n__ a o\nti w - _, ti\nti a) rt-. a 0\n3 'c - a 3\n2.2a .2\n1 .a 2 S3 I\n\u00E2\u0080\u00A2a _s 11 -a\nu fi 3 \u00E2\u0080\u00A2\u00C2\u00A7 2\na o a p. 5\n_3 _3 _. ti o\no 3 >, o ti ti\nc_\"\" \u00E2\u0080\u00A2 8 a rt\no o rt _. a >.a E a;\n-_0O-_^-'D\nOrtrt.rtBfi -B\n^onSftfift'^as\nO '-I b . 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S\nrt rt _- rt ti - _T rt\n-.ati.art wirtfi\ng'rt-.BrttijJMJo\n.S-^joaoartrtB\nflrtiliS-I5\n1 i 11 a g \u00C2\u00A7 a 1\n\u00C2\u00AB c _a w.a -ft\na?5 43^\u00C2\u00AB&>fii&\ng\"ei.'0'olrtg\nO ^- O rt rt co rt\nCj43rtfi-_.O4303\n\u00E2\u0096\u00A0S _a a \"f_ *\"P\n\u00E2\u0080\u00A2a.\u00C2\u00A7_.rt*|g\u00C2\u00A7r\ni\u00E2\u0080\u0094< a rt \u00E2\u0080\u009E a a o\n\u00E2\u0080\u00A2o -a(D,i3_->o\u00E2\u0080\u009E-\n7 [^ _ Ml rf H Z U\nE a\n> 'S a 2 -S S3\nrt 3 rt ... a --j\nSB..,.'\naa -\n.\u00C2\u00AB\na b\n-^_S H 3 __a a\nrta\u00C2\u00BBrt0.rt\n\u00C2\u00A71 \u00C2\u00AB3 o r 3fl a\naa 3_- f^ \u00C2\u00BB a; o\na rt ll\u00C2\u00BB*l a2 ,\n-rtftoOj -rtrtrt,\ngaa \u00C2\u00AB3 S n_3 o s a'i\nft-M ^P^oOcacajj\nco-aodMa p xi t\n__\u00E2\u0080\u00A2.!\u00C2\u00AB__ I QS.s ir s\n2 a a _\n\"H 43 43\n1 M >^a a d\n\u00C2\u00AB-o ra d |\n' rt d ra\n! oo -o ,_.\"\" co ii rt -\naOjgTjartiJrtTjO\nu a. -o\u00C2\u00AB\u00C2\u00AB\u00E2\u0080\u00A2- o \u00E2\u0080\u009E-\u00C2\u00BB \u00C2\u00AB-s\nrt .>-\u00E2\u0080\u00A2 ,rt\nSSs\u00C2\u00A7\n\" > 43 CJ\n> > >\n?5 o\nB\ns\nrt rt\n> rt-H\n-3\nP. _, 8 Qi rt\n_, \u00C2\u00AB rt rt, qj\na 2: a _, >\nrt.o^-2 o\nft Sa\nu\n.3\na\u00C2\u00AB\no\nu\n11\n-a\no a\n0 .\no\nU\nSZ3\nti a \u00E2\u0096\u00A0\ngZ\na .h\nftpSao\n2^2^_f^\nu 8 .2\ns % s\nf-H rt\nrt O\nS3g\nB ^\nI S3\n03 .\nU CO\na rt\";\nrt r\"\n03 >\nJ_S I*\n\u00C2\u00ABg\n_S.sS-5.\na a co\n\u00C2\u00A7 \u00C2\u00A7 %\n43 a\ns ss\n\u00E2\u0080\u00A2a a\n1\u00C2\u00B0\n3\ns\n C 24\nBRITISH COLUMBIA\na\n\u00E2\u0080\u00A2S\nrt.\ne\no\nO\nrt\nO\n<\nrt\no\nZ\n<\nui\na\nco\nZ\nrt\na\nrt\nPi\nW\n0\nz\na\nQ\nw\nco\nz\nw\no\nco\nPh\nW\nP.\na\nCO\ng\nrt,\nrt\nO\nrt\nCO\n'\u00C2\u00A7<\n&_.\n,\n3 ti O > ti ti\n-!_r-*I\n- a co o \u00E2\u0080\u009E rt\nK> a \u00C2\u00A3 \u00C2\u00A7 rt\nja|as-g\n*3 i-L>\nfe X !\n<__ 2 o T2\na m ra\nT_ ^\nlis'5\nP B aa\"\nft 3\nX\nti rt\nti >, a\n2 a a\nSa\n2 o a\n1*\no e a\n\u00E2\u0080\u0094, E O\no a\nart 2\n3 aj .-\no oo ft\ng a o\n2\" b\n3\nti a\nB\na .S3\ns _s ti\n> \u00E2\u0096\u00A0\ni \"\" ft flafifi\n>-JL 43\n\u00E2\u0080\u00A2& X 0\n.5 p\n-< 5- rt\nrt _ 3\na a |\n.\u00C2\u00A75-s\n03\n\u00E2\u0080\u00A2. rt\nft1\"1\n-rt 00\nrt ca trt\nS-rt \u00C2\u00AB >.\n-_?at\n5 a ca _\n3 ra 3= *\n- rt. v_\ne -\u00C2\u00AB.\u00C2\u00A7\ni 43 ooa\n.3 rt fi\n, 3 rt _,\n3 D-2 W\nft rt i\u00E2\u0080\u0094i\nrt _. U\nI-* 43\n\u00E2\u0096\u00A03 3\n._-.___\n03 r. rt --j -rt\na s I art\n8 o tj a o\nft a i\n3 2 S s .3\n_3 \u00C2\u00AB\ni 00 0 'S \u00E2\u0080\u0094\nfi O ft M\na M a\na fi CJ\n0 ti rt-g\na -a\n\u00C2\u00B0|f 1\nfi a a a\nti b a 53\n8 B ti a\na o _'H\ne \" u ti\n\u00E2\u0080\u0094 CD rt\na a a\nrt > fi\nOTi-V\"\na ti 8 a\n|-\u00C2\u00ABo\na a \u00C2\u00A3 ft\n- - - \"\nfi n u rt\nO .2 00 s\na a _3\n2 a aj c\nfi \u00C2\u00AB S 3\nC S\u00C2\u00AB \u00C2\u00A3\na_S 2 a\nb \u00E2\u0080\u00A2- .3\n_? \u00C2\u00AB\n-2 ^\n; -o _jtj\nj \" fi a\na>\n2 od a\nft.S _,\n3 3 O\naa\n\u00C2\u00A5h,\n!a\nga.\n00 03\nra a\nu\n\" <3 *\u00C2\u00B0 rt\nr-i 2 tu W rt^rt i-a.-H ft\ni ci?.\n\u00E2\u0096\u00A0- ft e\naa o E\na >\nrt 43 o\n43 CJ i_\n\u00E2\u0096\u00A0 a a a,\ng2_:\n^ a ca\nrt\nu a -rt\n\u00C2\u00A32 3\n\u00C2\u00A7 1 \u00C2\u00A3 - <_ o rt\ncj a o o ft a\nfi\"\u00E2\u0084\u00A2- 3\n\u00C2\u00B1_ a a a\n^ a \u00E2\u0080\u00A2== a\n. oj a\n! u rt\nH-H h\n> -5 P\n1 S-\u00C2\u00B0a\na rt co\n43 3 rt\nTJ \"Z1 43\ntirt 3\no-a\"\n\u00C2\u00B0 h\nrt a \u00E2\u0080\u009E to\na I S rt\n~ if\naal \u00C2\u00B0\nB B a\na 3 2\no a b\n- >t 3 a\n- fi a rt\na a a b\njSirt-o 1\nrt.\"g a a\n8&-a|\n11.18\nrt p \u00C2\u00A7 _I '\n3 ft a\n.3 a c\n\u00E2\u0080\u00A2_. co\n03 >>\n\u00C2\u00AB h -a\n8 \"h a\nT5 \u00C2\u00ABrt a\na \u00C2\u00B0 ^\n\u00E2\u0080\u00A2\u00C2\u00B0 a \u00C2\u00BB\na a\n2fi \u00C2\u00B0\na \u00C2\u00B0\n-E\nOJ 43\n5 g ss.\nft\u00C2\u00B0 s\n\" o rt\n-& p\n'rt a b\n\u00E2\u0096\u00A0P fi \u00C2\u00AB\n- .9\nm *?' - *\n43\n! CD\na o -2\n, 43 rt ,__.\n'a1*- a\n\u00C2\u00A7 \"2 3\n\u00E2\u0096\u00A0 03 ra\na a,\nfi fi\nE 60'rt r- 43 OS\na ri n.\" rt \u00E2\u0080\u0094i\n60 >\u00E2\u0096\u00A0\n.fi O '\"\nra wo\nrt rt ft\nrtH a\n-rt rt\n03 TJ\nrt\n43\na \u00C2\u00AB b \u00C2\u00A9\nrt (h ft\nm oo a \u00E2\u0080\u009E.\n_-S\u00C2\u00ABJ fi'\n\u00C2\u00A3-s p g\n\u00C2\u00AB P.9S'\nG-\na s\n_. >\na i\na a g a a\n_,- o * ra v2\n4J - a v\"\na aj \u00C2\u00A7 \u00C2\u00B0 a\"\no a 2 a o\no 2 ooa\na a a a\n381 S3\n3 rt a\n- a a o\n-3\n1-9\ns :\na 00 o\nBat;\nE |\u00C2\u00AB\nO rt s_\ncj a o\n-Sis'0 i\n_, O rt ^\n5 W *rt E?\n_. rt -rt a _\n03 i\nnil1\n. a> a aj\n3~ oota\n3 | op \u00E2\u0080\u009E\no 3 ti\na el\n-BO\nti rt 'H.\nrt-ga\no \u00C2\u00AB\na SJ \u00C2\u00BB\nfi o fi.\n3 ft^ \u00C2\u00AB\nM^ O fi\nrt rt ca\n_\"!.&\u00C2\u00AB\noo co a\no rt a cn\n-h a, \u00C2\u00AB o\n^T 43 43\n^ -rt \u00E2\u0096\u00A0 CJ\na _S ^ a\n-5 c. \u00C2\u00AB rt\na 3 oj\na \u00C2\u00AB a to 03\nJ rg|5\n5 a &rt o\nj CJ -rt \u00C2\u00ABH \u00E2\u0080\u0094>\n\u00E2\u0096\u00A0* a ca\nj *rt a\n43 CO \"co\nrt q~\n- o\nfi x-\n\u00E2\u0080\u00A22 o-rt-\nti c oo\na \u00E2\u0080\u00A2\na-oo\n3 rt B a >,\na '\nj B\nti' 3\nii\nrt\" ti E -,\ne .o a ti\nft ti a a\na 0 Sa\n1 \u00E2\u0080\u009E__!\nrt 03\nft a cj*\n13-a\na co\n\u00C2\u00AB\na\nrt\n43\n\"rt\na\n0\nra\n\u00E2\u0080\u00A2S\na t-\na\nag1\nrt *\u00E2\u0080\u00A2\nTO\n_. 'rt\nP _.\nO oj\n'3 --\n2 a\na cy\na\n0\na\nS\nO\nCO\n0\ni\n93\n(-1\n43\na\n*rt\nco\no Eg\n43\na\nrt\n43\nft\na'\n\u00C2\u00A3\n0\nCJ\n>>\n0\na a)\n^\u00C2\u00A7\na m\ncj\na\n03\nrt\n03\na\nrt\nrt\nCQ\n03\na\nc\nrt\nO\na\nV\n'0\n0\nft\na'\n.2\na\n0\nft\n3'\n0\n0\nto\ns \u00C2\u00A3\na\nco\n0\nO\nrt\na\n03\na\na\nCO\nrt\nO\nrt\n43\nOD >_\nrt a\nooa\na oj\nrt\nO\na\nO\nfi\nE\n0\nu\nS\nal\n3\nCfl\n.5\na\na\n_\u00E2\u0096\u00A0_\na\ns\n.2\n03\ns\n03\n03\na\n*o\nS 43\np 1\n1\n!E\n03\na\na\na\na\n43\na\na\n43\nCJ\n3\nrt\n\u00E2\u0096\u00A0 a co a cj a\n(-.\n> > >\n<_ rt o -P\nTigfi O\nrt\u00C2\u00A7\u00C2\u00B0 >\nfi u \u00C2\u00AB .2\nIT 43 C\n{^ ffi w\nO M\np\n-Jh\nPvf.a-.-_\n\u00C2\u00AB' rt\na ti\nB\n1 3\np. 81 1\nti >\n'C 0\n<\nrt\n._\u00C2\u00AB_'\u00E2\u0080\u00A2\nS3 0\nti\n00 O \u00E2\u0080\u00A2 03 , .\nTJ O\nc\n>\ng \"rt >o\n^ 3\nB\no\nE\nB\n43 2 *\n3 \u00C2\u00AB 3\nrt\n43\n03\nX\nrt\nft\n55\n_<\"\nrt.\nrt\nO\nrt\nO\na\nrt\n>-\nO'\na\nrt\nS\nu\nU\n43\nZ\nti\nti\nvjrt\nfi \u00E2\u0096\u00A0\n0\na a\n6\n0\nO\n|Ph\n0\n0\nl-a\nrt\n43\n0\n. s\nu 2\nn |\n43\nCJ\nSS\na\nrt\nrt\nS\n35\nc a\naft\nH, r\nB\np<2 a1\n_.irt\nBft\nti\nl^\u00C2\u00B0\n>Am\n\u00E2\u0096\u00A0f-?a\na \u00C2\u00B0c\na s\n8 00\na\na b\nrt\nrt\na\nB\ns\na 0\n3 3\nt^\nrt fi\nfi O\n\"ra\nS^\na\nr\nol\n\"co TJ\nU\nR\"3\na\n3 c\na\nrt .\na 0\n\u00E2\u0080\u009E. u\n11\n\" CJ\n\u00C2\u00A3i p\nB Sf\n\u00E2\u0080\u00A2'Si\ngo\n,3rt..H\n0 s\no 2\n> \u00C2\u00A70 rt^ go\ns<;\nis a M\n: n c o\n; 2.0P-;\nM\nfi\n2 5= S rt. rt.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 25\n6 a e 2\nl-a-rtS\nfill\u00C2\u00B0\nJt||\na *_. cj ca\n-o Sra 3\nS Sa b\n\u00C2\u00A71 u\n8-So\" |\n..\u00C2\u00AB:\no 8 2\n8 2 \" a\nfta 0 2\nsl:||\naj -'fi a\n00 E \"3 -\na o a ti\na a oo\n5 a fi ti\nrt a a a\nart a\n. \u00C2\u00B0 __- a\no 5.1-\u00C2\u00B0\n-i o M S\na a\n\u00E2\u0080\u00A2\u00C2\u00A71\na\nBR**\nrt ft a 43\np a cj\n\u00E2\u0096\u00A0g'Sso\no \u00E2\u0084\u00A2\n&a\n_>. a m\nft a 1\no a cj\n43 P 5\ntS e ft\n,\nft - o\n'fi _? ti a\n\u00E2\u0096\u00A0S.S So\nrt \u00E2\u0080\u0094. rt a\nc \u00C2\u00AB a \u00E2\u0080\u009E\nfi rt, a a\n* a ,\nO - rt\nti _ ti\n1)^-3\nalsi\nart - ti\nrt _I ti rt\nrt rt 0o 3\nti rt, tn\nE _-S-S\n&__CS j\na - S \u00C2\u00ABr i\naa _.\u00C2\u00BB\n- _ j - ,\na a ooS ,\n\u00E2\u0080\u00A2rt _, rt oj\nd \u00E2\u0080\u0094. rt '\ns o.a &i\n2.2 __.5 !\na a co\nco rt \u00C2\u00BB p|\n\u00E2\u0096\u00A0fi & ^ <\na ^ 2 '\na . a a\na g o a\ns \u00C2\u00B0 rt\nti <_\nv w __ .a\no 3 a __\n^ U Q rt\na .> a oo \u00E2\u0080\u00A2\n.3 a\nh a\nrt ^\n\u00E2\u0080\u00A2\u00C2\u00AB-3\n-J o 2 .S3\n- 3 a\ni -> a _, -i\n. ti rt ti rt\n:\"h.\n1-E._\ni fi o a i-\n3 ra \u00C2\u00B0 &ft\n.Sa 2\n3 || a\" ft\n3 fi 2 u\no aj a a\n. \u00C2\u00BB o o g\n3 \u00E2\u0084\u00A2 a> a \">\nH ft rt x _\n_ ti aj ti\n?1 fi _. \"\n-a a _-\n;. _ jo\nti .2 aj ..\n> a a 2\n\u00E2\u0096\u00A0C a o fi\na a a\n_- M rt _;\n\u00C2\u00A3o\u00C2\u00B0|\n-_. \u00E2\u0080\u00A2\" T_ .2\nS rt\nrt -a\nfi 2 a\na \u00C2\u00A3 m\nS rt- 43\nC= CJ *Q\na p\nof p\nrt ^3\n43 a (\n3S\"\nba ft\nrt rt O\n43 rt\na oo ft\no a\nu a 43\nfta a\n=a a\n\u00E2\u0080\u0094 *m rt\nas w\n5 4_T 43\n\u00C2\u00B0^6\nM TO -rt\n43 3 ^\nna \u00C2\u00B0\noa a\n.2 8 I\nc o a\n.2 u 8\nT) o ft\nS & fi ti\n3 fi .2 E\ngl-J\n\u00C2\u00B0 S B\n_, a \u00E2\u0096\u00A0-, _j\n<- a o\nft _\u00C2\u00AB\"\nti - a a\nODrt 3 3\na rt _, w\nE 2 \u00C2\u00B0 .3\n3.E5\no | * 8 \u00E2\u0080\u00A2\nrt _- ra a ;\n2 | 2 a !\nh 'o' g _? :\na 7- ___; ooi\na &a, caL\n.2 fc; \u00C2\u00AB\n\u00E2\u0080\u00A2rt ^; a-o\nt_ o - \u00C2\u00A3\na H >.2\n> rt\ncj P a a\n.3, CCS V3 -rt\n-rt a \u00E2\u0080\u009E, at. o\nd H rt. rt -rt\n3 a g a. -5 a\ncj o co oo a\nca a w \u00C2\u00ABj fa\n_^,_H \u00E2\u0096\u00A0*-. &\n.2 o a a\ns II t\n. m a rt cj\ns- o a >\na ft - \"C\nsi \u00C2\u00AB co -rt a\n. p ___!\nca u\n\u00E2\u0080\u0094 oo tS\n\u00C2\u00AB _^M-\nft a \"S\nO rt u\na o\n',- ^ a\nrt 4J as\nK rt a\n0. .3\nrt t)\nS a a\no\nfi ooJ\ni 2 a.\naj rt. \"_I o\n\u00E2\u0096\u00A0S t_\"\u00C2\u00B0 a-i\nB a a a\nfi oo fi -\n\u00E2\u0080\u009E a a o ;\n3 oo t '\n.3 0\n2 g \u00C2\u00BB oo2\nfi a o b 8\nrt -S o 'S a\no . a 11\nu a \u00C2\u00B0\nij a >\n, a g o\n111\nI-, a\nft S i\n2 3 \u00C2\u00B0\naoo\n_, \u00C2\u00AB 43\nrt a M\noI__\nart-\nrt -1-i\nco a\nrt o\n?5\ncS\n\u00E2\u0080\u009E ft rt\na o a\na rt co\n\u00E2\u0096\u00A0i &-fi\nO 43 4>\n\u00C2\u00BBi\u00C2\u00AB\nrtf \u00C2\u00AB 1\ni.^' rt\na \"\na cj\nx ca a\ncj co u\nco\nto\nu\n2 8\na\na 2\n\u00E2\u0080\u00A20\u00C2\u00ABiV; =\n\"a ^ _.-_ a\n\u00E2\u0080\u009E\u00E2\u0080\u00A2_\u00C2\u00AB\u00C2\u00AB_.\nCJ\na\nit!\nO ti\na ti _j-\na oo\u00E2\u0084\u00A2\na \u00C2\u00AB. 3\n\",,_! a - 3 o\" a\n.\u00E2\u0096\u00A0S-S.S \u00C2\u00AB u-a~j \u00C2\u00AB s g\nto\n43 O\no>.aa\ncj ___ O\n>fi\na - \" .. a\na o | a a o\nrt o?_.4.\u00C2\u00A3\no .3 >- 3\n-I i\no E 2\n0,8*\na o\nx _j\nti S\n3 o\n.2 fta\nrt\nrt\na\na\nCO\na\n>.\na\no\na\nTO\na\no\no\nca\nc/.\n'3\n0J\nrt\na\n>,\no\nfi\na\nO\nS\n03\n. ti\na _, SS aa y\n2 o o-t. 2 o 3\n\u00E2\u0080\u00A21111\nS-rt-l\nsa'Cfi\na o a rt\nti-aa\u00C2\u00A7\nrt\nE\nft \u00C2\u00A7 .3 \u00C2\u00A3 \"J S a\n\u00E2\u0096\u00A0S -3 TJ ti\n> .2 o a '3\n31 E 11\n- B \u00C2\u00AB\ngirt\nlS2S'1\na -\u00C2\u00BB o,\n\u00E2\u0080\u00A2s | \"g a\nv-'3\u00E2\u0080\u009Ei8rt'\n8 K . a -\n3 2 i\" o a, -\nfi fi a a .\n>,rt a go\na fi ti a ti\n\u00C2\u00ABa 2 S\nS-'ina\no a 3 -\nti ,t a a .\n...Ho.-a\n00 O rt > O i_\n> o fi S ** T< .\n\u00E2\u0080\u00A22 a oo j\nq_ C <\na - o \u00E2\u0080\u00A2.; i\ne a*\n43 43\n;| a .\n_ a 43 a >>\nj a co o a\n! 3 3 rt ~\nr-Tt ft fi\nft 43 CJ rt i_\nX ft ft rt .2*\ns \u00C2\u00AB rt 3 \u00C2\u00A32\np ,\"S d 2\na 2 & g\n43 \"3 CO \u00C2\u00A3\n\u00C2\u00A3; a a v \u00C2\u00B0\n*o a\nra g\n, __= ^\nill.!\nSal\n43\na a a\na -rt 43 ,__. .,\nO CJ rv -rt Ma\n-rt 03 a _ .03\no s ti 3 rt a\nM 3 O ti E\no o i: r- .3\n>.a 3 u ti\nS-O-3 S2\nft E 0 T\nO B rt O TJ\nrt 2 O U ^\no _, .*-\n\u00E2\u0096\u00A0 ti ti % .3 a\nl__\u00C2\u00B0aa\na 8\nrt ^a co\n\u00C2\u00B0 c a\n[Hi\nI 43 rt q\n' a rt\nI o a ft\nI rt ^ 43\ni \u00C2\u00B0-o\"\u00C2\u00A7\ni a p S\ni a rt\n' a 43\n! rt c'a\n, cj a -m\np ^ -h\ni ^ 2 o\n! a o>\n'\u00E2\u0096\u00A0a-a 1\na - s\nsal\n\u00C2\u00AB rt\n**rt |\na oj a\n3rt2\na ti >:\na _, rt\n*_-__\nj?! a\n43 a a\n03 *rt co\na o 3\nP 03 -O\nrt a u\no rt \u00C2\u00A3\n\u00E2\u0096\u00A0S \u00C2\u00A72\na-a a\n3 t> 2\n-\u00E2\u0080\u00A2S'l\nto a\nU O rt\na ^ & I\n__= \"O rt\n'fas\nH > ^ &\n\u00E2\u0080\u00A2?.'- a\n?a --I o\n_.l.g|\n_ 2 \u00C2\u00B0 \"\n\u00E2\u0096\u00A0 -1\u00C2\u00B0 \u00E2\u0096\u00A0\nj rt t* a c\n>a ft&\nco & ^ \u00E2\u0080\u00A2& X co43_\nI'll\nrt si rt ,S\n\u00C2\u00AB od a 3\n8 oo o\n\u00E2\u0080\u00A2rt ti ft\n\u00E2\u0080\u00A2So\n-a a\n_T ft rt\n_L o _\np ti >,a\nSSKS\nft ti ti a\na ti aa\nE a o .3\nO rt\n\" a>\" 0. ti\"\n\u00E2\u0080\u00A23fi a\nIll's,'\n43 r- O\n\u00E2\u0080\u0094el a a\",\nra ca\na a ca \u00E2\u0080\u00A2\n^ rt rt \u00E2\u0096\u00A0\n6 0,2 !\nrt a ^\n\u00C2\u00AB S fi '\ncj p a\nft (rt\n\u00E2\u0096\u00A0rt rt u,\nfi.fi ft\na o\nal^-\n.2 rt a\n_3 fi\" a\nSS\"\ng.2 \u00C2\u00AB\nft S a\nc-o-\na 3 i-i\nrt'g \u00C2\u00B0\n\u00C2\u00B0\u00C2\u00B04ia b\n-__ id 3\nB a +y a\no .5 3 o\n\u00E2\u0080\u00A2S S.S 3\no & a g\nti ti ^E\nj\" _< a *,\na .2 > \u00C2\u00B0\n3 m ti\nT - >, ti\n- w a a\n3 S __ \u00C2\u00AB\n3 __ ti rt\n' Ms 1\n-u &.S\na\nrt .5\na b,-\no \u00E2\u0080\u009Ea '\nB \u00C2\u00A3%\u00E2\u0096\u00A0\n3 a\".\n\u00E2\u0096\u00A03 2 o oo \u00E2\u0084\u00A2\n2 \u00E2\u0080\u00A2__._-\n\u00E2\u0096\u00A0 Efi.S\n rt ti\n^ a o\nX a >\nu B\ni > __\u00E2\u0080\u00A2\nrt rt\n\"2 b\" o\na W\n\u00C2\u00ABs| u\na Sa\nr, s^\ns _. <\n>H\nZ\nO\nu\nE\n\u00E2\u0096\u00A02-\na\nE\no\nO\nzz\n\u00E2\u0080\u00A2a\" 6\noj a\nZ 2\n_ 3\n6 B\nrt rt\na *\nrt rt\nC U\nH rt\n-J\nz\n_4\nrt\no\na>\n2\n<\u00E2\u0096\u00A0_\u00E2\u0096\u00A0\nU_5\n_^\nrt\no\n>-\nfi\no\nZ\nrtD^\nfi fi\n43 43\nZZ\nt_ w\n.2,E\no s\nti a a> rt.\na ob..!.\n\u00E2\u0096\u00A0C a a\n\u00C2\u00AB S __ S\nZa\nS od\n\u00C2\u00AB a .a __ g\n8S S a\"\na._ra sJ\n \u00C2\u00A3?\noo\u00E2\u0080\u0094 \u00C2\u00ABJ\nffl rt S\" O\nti 4. ft\nia^*\n2 ^ ft rt\nd _. 5\n\u00E2\u0080\u00A2\u00E2\u0096\u00A0\u00E2\u0096\u00A0 /-C +_r r\u00C2\u00BB\n-r 7a rt \"3\nrt \u00E2\u0080\u0094 in 43\nOguH\nco to a s\na a oo\nx a w\n43 _. a 'rt\no a co\na f-h <+_H\n03 ra \u00E2\u0096\u00A0>.\n2 2 a\"!?\nP ~ rt ft\n\u00E2\u0080\u00A2- a a o\no|\u00C2\u00A3 ft\n\u00C2\u00AB&8a\n1 * B \u00E2\u0096\u00A0\na* & \u00C2\u00A7\n111 =\n318 a\n\u00C2\u00B0.a I-all\no __, a\nrt \u00E2\u0080\u00A2 ti\no a a\na\" ' H\nfi ii,\n\u00E2\u0080\u00A2a \u00E2\u0080\u0094 a oj u a\n_\u00C2\u00ABa _\n-\u00C2\u00BB3 8\na o\nS-.S'v,\nB9J\na 3 a\na a\no\nU T)\n3 \u00E2\u0084\u00A2 i_\n.u_0. 3\n__?\u00C2\u00A3 \u00E2\u0080\u009Eg\n:2*.\nBi__.\na - od\n_, a oo ti si t-\na a a _^ \u00E2\u0080\u0094\nIf pa\n> 2\no \u00E2\u0096\u00A0\nb .=! rt a ____\nfta* a a rt\nfi\u00C2\u00A78\"g,2\n\" oj jo & a\nS o 8 a \u00E2\u0080\u009E\nti a oo > -.\" 2\n2 i- e '3 g 3\na g u w .2 a\na *\"' S o\" o\nSit _;sq\"\nM a 43 rt,\n~ \u00E2\u0080\u0094> 03 o rt 43\na | > 2 03 y\na rt -o a fi rt\nrt oo a \u00E2\u0096\u00A0-'\na\no\na\n03\na\n3\nO\nft\n03\nrt\nc\na\no\n(_,\n03\n3\na\n0\na -a\nrt cj\na n\na\nca\n3\n43\n-fi \"3 _.\na-6a-\naa 3 c ,\nrt al :\nrt\n\u00E2\u0080\u00A2fi a g -\nrt a .3\n43 a \u00C2\u00A3.\nft 2\ng E\n'a -- \"> \u00C2\u00A3\n-\u00C2\u00B0'ai\na rt aj \u00E2\u0080\u0094\"\n\" \u00C2\u00B0 fi 2\n22 aa ..\n1 \u00C2\u00BB \u00C2\u00A7 2 I\n3 oo a a a\n2 2 3.3 I\n\"|1\"S\n5_!o\u00C2\u00BB\n_2 I- a .a\n.3 __ a\" 3 -\nrt >. rt _, ...\nOB\nO cn\nfta a\nCJ\nCD\na in\nm P a- a fi \u00E2\u0096\u00A0\na cj w -h\nca a oj \"^ M a\n\" a -c 4! 3 \" i\nB rt 3 a o a\n,- a .o ja a a :\n_ -i a o a a .\nti.3'5 g\u00C2\u00BBs;\n2 JJ a 8 j,,--1\nnfjiji\n2 E a ti S ;\na I \u00C2\u00A7 - ai\nSM\nti * __.?\n2 a S ><\n~ a a>\nti _! ft _:\na 2 o u\n- u aZ\n-a a\nH a> 5\n__ a a\ns. e a\n3-.S o\n.- u .\nfla E\n1 a S\n, a o\ngas\n.5 = a\nrt^ B\n-a i-\no 3\n\u00C2\u00B0 S -\n\u00E2\u0096\u00A0rt O rt\na I 2\n_. rt _[\na O of\n5 is\na -_ ti\nrt a a\nSa 8\n__ e a\n111\n- __>R\n03 d ft\n43 rt w\nm 0. ,y\n-.ft\"\nrt o\nO -M ti\na o co\n43\" co 2\na o ca\n\u00E2\u0096\u00A0gift\nE\u00C2\u00B0ti\"\n2 O B\n3 u\nti ti a\n00 a\n-a\"-\nd \u00C2\u00A3 \u00C2\u00AB\"\n43 rt S\na a .2\n>J &\n- ;'2 oja\na d V\no\na a\nrt a\n43 \"O\n\u00C2\u00BBa\n3 Ci-O-\na > oj t)\n0 \u00E2\u0096\u00A0\" a .\u00C2\u00A3 .\na 2 ti . rt\n\u00C2\u00BBa oo >\u00E2\u0096\u00A0 3\n8 S .2 a \u00C2\u00AB fi\nrt 3 rt cj _\ncj i- a _43 cj .52\n_ 3 a \u00E2\u0080\u00A2___ -f-1\n.rtCgo,\n_. 8 \u00C2\u00B0\nE O J- rt 3\na i_ a.\nn - a\n2 ti B\n--- rt qj\nS rt\n>, 3\nti a\na b i\naa\"tt\n__ a ti\n\u00C2\u00AB a ,_ >,\na \"3 5 ti\na a a o\n\" a\n' S a. 8\ns a j- fi\nj .Is\nif \u00C2\u00A71\n2 2 p\nr . a co\n1 &< ti r*\n* ti TJ >>\n?> a t:\n^ rt 03\n^\u00E2\u0096\u00A0a ft a -, o\n7a a\na\nera\nrt as\nO rt -\ns a\n\u00C2\u00ABs\nE .3\n03 3 iu\nIII\nS a a '\n8o-\na a a,\ntj\" a o\nE rt.\n=\u00C2\u00BB g fr.\n-. ._-\n84! a.\na__ a \u00E2\u0096\u00A0\n2 fi rt'\nft a 4i :\nrt, Q.T3\na \" c \u00E2\u0096\u00A0\na 3 .\n3 of _\no S a\n-- u\nrt ti rt ,\nti -a 3 I\n&a 5\n- a o -\n\u00E2\u0080\u0094 a o .\u00E2\u0080\u009E\nti rt op aj\n\u00E2\u0080\u009Et) rt a o __\na' b w __ -.\na _S a 2 a *\na a a ^ o\nS3. - aj\n__ -rtl 00 ti 5\nt_ o b E \u00C2\u00A7 \u00C2\u00A7\nE u a a g. 3\n.a 8 \u00C2\u00BB- - a s\n00 a o _, r a\n_. 2 a\n\" a a\naj a ot\na\no 00 JH\nfc; fi fi\na__ -^\na ^ o\n2 - v-\nti y\n-__ fi\nc a a\n03b\n\"S3 3\" -\no fi .3\nO ti\nti 3 1_\nti ti\n2 \u00C2\u00AB o \u00E2\u0080\u0094 .2 X\n'1 So-Sga &\n.3 o _.\"\u00C2\u00AB B \u00C2\u00A3 m\n1 _, \u00C2\u00B0 >, a 1 &\n00 3 -, a g fi 3\nfi 1^ a o -, o\nfi a 2 a _, - \u00C2\u00B0\n,2 3 _, 2> \u00C2\u00A7 \u00C2\u00AB\n2 a\"\nl&f I\nca a M\n_. -; o\n0 'a a\n43 o \u00E2\u0080\u009Ea\nrt i.\u00C2\u00ABo\n1-1 rt a \u00E2\u0080\u009E\nrt 03 -M 03\nP ft .. 2\n00 o 03 a\ns _\u00C2\u00BBs\n00 a\nrt cn ti\nO 10 rt J_\nrt o ^ rt\n-\"So\n\u00E2\u0096\u00A0 O O rt -3\n.'.; - a ti\nti o a a\na a ti a\nfi 5 ~ \u00C2\u00A3\n'- 3 E o\nrt p a \"\n0 \u00C2\u00B0 -ti\n-a hfi\nCJ >\n03\nSi!'- \u00C2\u00B0\n'- ^ \" 2 a\n!w o c 2 a o\n; a a rt\n1 a o a\n-S B _,\n03 !\ny p\nllrtfi\n5 rt o a\nSea\n\u00C2\u00BB 03\n-2 *\n- 43 __\nai rt a\na 2 s\na \u00C2\u00A3 rt\no\n\u00C2\u00A3 p -_? \u00E2\u0096\u00A0\n2% S \u00C2\u00A3\nra is o *\na Ul <4_H\n- rt ft o\no \u00E2\u0080\u00A2-\n' Ifi i 00\n13055\ni a o _>_.\nJ a\u00E2\u0080\u0094 ra tj\ni 3 S ft fi s\n5 __ 3 a E\na o - ^-rt\n' ti a rt aj ti\n- U C .5 __ rt\na ti rt a a\na 2 3 _,\n-\u00E2\u0080\u00A2B 3 o\" o\n>\nr\u00C2\u00AB -^\nrt\nrt\n.-\u00C2\u00A3\ng\no\n>H\nz\n^\nU .3\na b\n8.2\n&.1\no\nU\no\nU\na m\nCS <\nod\nO-\na\nz\n-3,\na 0\nE\nS 00\nW \u00E2\u0080\u009E\u00E2\u0080\u00A2\nPh 1\n3\n0\nfiO\nfi\u00C2\u00AB\n0\n0\nz\nz\ns_^s\nW ig\nIsT*\nfiS|\nrt rt\nO O\n-<\"0 \u00C2\u00BB\n_. \u00C2\u00AB\nS a\"_-\nti \u00C2\u00A7 ,\nfi afi\nrt rt\nO O\n_5 Z\nm rt,\nu S\n43 .\n\"S tn a\nu u w\n. .5\nfi fi rt1\nrt rt\no o\nzz\nz\n\u00C2\u00A7w\n^\n03 -\n6 \u00E2\u0080\u00A2-<\nu 0\n\u00E2\u0096\u00A0sz\n0\n0\nz\n!z;\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 27\n C 28\nBRITISH COLUMBIA\n\u00E2\u0080\u00A25\n-_.\nc\no\ng\nrt\nO\n<\npq\nO\nz\n<\nPi\na\nCO\nz\na\nrt\np.\ng,\nQ\nZ\na\na\n\u00C2\u00AB\nCO\nZ\nW\nu\nji ft E\n3 x o\na ti 1-,\no ^ -\nu o\n_\u00E2\u0096\u00A0\" oo\n\u00E2\u0096\u00A0Sf-J\n\u00C2\u00BB\u00E2\u0080\u00A2\u00C2\u00A7'*.\na .\u00C2\u00A3 cu\n\u00E2\u0096\u00A0rt^H rt\nP \u00C2\u00AB a\n__. 03 ___\nft a d\nC ^ ca\na\na _P \u00C2\u00A33\nrt O\nS S ti\n2 -IB\nTJ ti ^\na u o\n'Sa ^\nrt ti u\n- > a\nti o\n_P _. a\na >, rt,\na a b\nti rt rt\n, \u00E2\u0080\u0094 ti ti\no ., a a\n; a '- a\naj\nc w\nO rt T)\nrt >, 5\n8 a a \u00E2\u0096\u00A0\nft a u\n.a 8\nE.2._;\no \u00E2\u0080\u0094 C\n'-5 +- a\n\u00C2\u00B0 a\nrt? 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Oft_\n.\u00E2\u0080\u009E__\u00C2\u00BB\">,S\u00C2\u00AB\n; a 2 a _f .2 \"\n- E X a a a *i -a\n3 a - q a a\noa a\n.3 a :\nrt\na --\na a\n\u00E2\u0080\u00A2 S 3 00 3\n, 1- fi a\nti o ; '\na a-\n: - o \u00E2\u0096\u00A0\n, st a\n1 fi-a\na c \"\n_.2o\nr. co -M\na \u00C2\u00A3 a\"\nX O oj\n03 rtH ^=\nb\"8'\nfi .3\na $\np a.\nHft^--\n0 fi-\n- ti _,\n_>--a^\no a H >\u00E2\u0080\u00A2\nco ca a o\nH a o m\nUJ rtH U _\nO \" \u00C2\u00B0 rt\n2 ti__ B\nti o \u00C2\u00AB4j\nco \u00E2\u0080\u00A2\u00E2\u0080\u0094' a a\n^ ft 0'5\nB S -m Q\nIs!\na. B a\n3-=\u00C2\u00BB\nti a s\na o Jfj\nB t_ rt\n|aa\n\"'O 43\ni-l\n\u00E2\u0096\u00A0fi, co rt\na m a\n- 00\n!&\u00C2\u00A7!?\na M 3\no ca a\na ft *S\n2 p ^\n^s a\n^rt-\u00C2\u00A7\na ai a\n'!\u00E2\u0096\u00A0\n< ti,\nI CQ\na >,\n1 rt 43\na 3\n. m _. a\nJ 4J ii\" & a\n; S a a a\n\u00C2\u00BBl|sl-\n) g ca ca rf -\n01 \"O In\n^ a o\no t-, ca \u00E2\u0080\u009E \" a \"<\nfi p S00'0 2 6\nca a er ^ 43 a -rt\nS ____ _.=. ca K P\n1 rt <\nfl o \u00E2\u0096\u00A1\n03 \u00C2\u00A3 a \u00E2\u0080\u009E\u00C2\u00ABa o\no\u00C2\u00A32a\nrt.8 o o\n= ..as.\nR'SI-l\n-i\u00C2\u00B0s\n03 43 \u00C2\u00A3 03\na a \"o a\np \u00C2\u00A3 _.*'\na fi \u00C2\u00AB|\nrt \u00E2\u0080\u0094 \u00E2\u0096\u00A0\u00C2\u00AB g\na e\"2 u\no a a\n>,.H --\n8 _5 3 o\nft S - \u00E2\u0080\u00A2\n2 ftll _?\na co a a a\n||!||\n\u00C2\u00AB:_=\u00C2\u00A7:\nSS a o u \" '\na; g -i 3 ti i\nrt a a 2 a ,\n2 o 3 \u00E2\u0096\u00A0\" ,1\nfi \u00C2\u00B0 fi\nII\nco43^,03artbCnj.\n; B u-\nj a b\n: a m\n__Be\n* 3 c S\nB-oS\n. ooa rt.\n?.SS__\n' rt .i\na \u00C2\u00A7\n,B7\n\u00C2\u00A3\u00E2\u0096\u00A0__\nOO .\u00E2\u0080\u0094\u00C2\u00AB. CQ Q, 0J 'rti -rt\nrt rtn tf \" fi P\na ca\ns\nd\n0\nrt\nc.\n2 _J _H\n.#T)0\n3308-3\n2 1_ n d\n_.B \u00E2\u0080\u00A2- OD\nti a b rt\nt- od a a 4_\na a \u00E2\u0080\u00A2- a a\n\u00E2\u0096\u00A0 aj a v\n' o\nS a\n\u00E2\u0080\u00A22a-\n, b a .\n<\" 5 S S\ntj _, a o\no S \u00C2\u00AB \u00E2\u0080\u009E\nS52S\nE5 a ** w\nCOrt\n\u00E2\u0080\u00A2rt a a\n00 g ca a\n\u00E2\u0080\u00A2fi ti'c^\n,-a a^\n30 - >.\n~^ 03 _. O\n,-H 2 ?3\n__^ a\nSE.2\n\u00C2\u00A72S\na rt rt\nn ti\n2 ooft\n3 a o\n3 ti\nti 3\n'\"._-\nr&i-ss\n; a m 1-1 a\n>,g 3 fi-\ni & ti 1.3\n* ___\u00E2\u0096\u00A0*\"_\nH \u00C2\u00AB .3 O ft\nfi 2 y\ns \u00C2\u00AB fi\nO ~f as\nto * u\na a s_\na a a\n\u00E2\u0096\u00A0g rt-\n^ _. 43\n\u00C2\u00BB. CO l-<\n43 43 a\n2?7j _h\nrt a a\nm a \u00C2\u00B0\nrt 43 ^\nin >>5\nI--\n.3 _T\"\nt. a rt\na a 43\nco fc tj\n&-J\u00C2\u00A7\ncj ca a\na w\nas w\noa \u00E2\u0080\u009E\n^ \"^ rt\nill\nft o ---\nti E 0\n0 p a\n\" a a)\nTJ ti jK\nti ti rt\na o a >.\n-.2 2 0\n111 I\n\u00E2\u0080\u00A2S\u00C2\u00ABti\"8\na ^ 00 a,\n3 - \u00C2\u00A7 -\na a B -\nrt a B v\n- a a 1\nco\np.\n\u00C2\u00AB\nOv.\na\nz\nrt,\nP,\no\nrt\nCO\n&_a\n\na a\np.\no\nA ti\nB u\n\u00C2\u00A7 a\nu 2\n--\"Ph\nCO \u00C2\u00BB\n\u00E2\u0080\u00A2C._!\na. rt\nO\nu\ns\na\n3\nrt\na\nI\nti .,' S\nP< rt<\n&3\nrt rt\n3ft\no _\nUQ\nu \"\nti aj\nB .2\na a\n0 a_\nS o\nc 2\n^ o\n\" 00\n\u00C2\u00AB a\n'3 o,\na\nB .\na a\nft\nti -\n._! a\n<-__\na\nrt \"ai\nft J3\n____ a\nIPh\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 29\nllrtrt\na \u00C2\u00A7 \u00C2\u00B0 rt\naO S \"\"\n\u00C2\u00AB &1 ti\nti ss a ti\n. ^ i\na a a \u00C2\u00A3\n53 43 d ...\nrt t_, a _2\n\u00E2\u0080\u00A2aj \"J\na-a S3 a\na rt-\u00C2\u00A3a\nftO \u00C2\u00AB\u00C2\u00AB\n'&\u00E2\u0096\u00A0\u00C2\u00A7%\n8 \u00E2\u0096\u00A0- \u00C2\u00BB -2\n11 sl\noa g ft\na _ rt B\nti T)\na _^ I-,\n2 rt rt ti\n0 a a) a\n1 It. 3\ni-, a > 3\nftl -^\ni \u00C2\u00A7i i\n-\u00E2\u0080\u0094\u00E2\u0096\u00A0 o rt \u00E2\u0080\u0094i\nrt \u00E2\u0096\u00A0\u00C2\u00AB 43\n\u00E2\u0080\u009E o\"~\ng. s s \u00C2\u00BB\ni aa n\nt-i w rt rt\nrt\" ,__, a 43\n.fi o\"2 ->\n- \"oj *\u00C2\u00A3 fi\n\u00C2\u00BBs? S i\n0) 43 P- co\nd '\u00E2\u0080\u00A2rt >-\u00E2\u0096\u00A0 43\nrt a a\nrt a ^\n9 5t>\u00C2\u00ABH\nsag,0\n\u00E2\u0080\u009Ea a to\n3 ti \u00E2\u0080\u00A2\u00C2\u00BB a\n,o - ti\no .fi a a\n_3 .-a\n2 S \"\" ti\nrt rt a ^\nX X H\nupas\ncS rS\nTj\n'3 \u00C2\u00B0\nti -^ .\n''rt it\na b\n>, ti a\na -a ft\n-.a a\nrt c \" \" si\na 43 a 9. *p\nS \u00C2\u00AB rt S4J\nc_-8 art\n\u00E2\u0080\u00A2\" rt *h a a.\nti 3 >,t_ _^J\na fi o\n2 fi Sa\no a S_ a\nHi\n31 8\nrt a 3\nrt fi M\n.rt rt B .\n3 \u00C2\u00AB-a\nOjOOrtj\nII o\nCJ\n7a ca ft\n&-* rt\na - t-i\nS ti a\n0 -\u00C2\u00BB a\n43 03 V. \u00E2\u0096\u00A0\"\u00E2\u0096\u00A0 >-.\ncj a to a -rt\na-a a ^ a\n3 rt 3 a\n\u00C2\u00A7 9 \u00C2\u00AB_& \u00E2\u0096\u00A0\u00C2\u00A7\na fi oa a rt\na \u00C2\u00AB _ a\na * ^j\n^ ^ OD 43 O\nfi 43 a\nJ Ma.-2\n3 p a a\nrt\nO MH qj .^ 43\n|Sfi.o|\n3 w a a o\nrt _- rt a B\nii a 3 0\n\" g >,o\nTJ rt C _- rt\nfi a \u00C2\u00AB\na t, a> o\na 8a a a\n.3 a a _ a\nrt* o B . S o o\na a o ^ c\n- \" 3 sa\nc \"\" rt a -a\no \u00C2\u00B0\n'. CO\nO 'rt ti\nE.S\no\na 8 C \u00E2\u0080\u009E\nx aa it\ntop\n' a >; a\na y\nU 5 rt ,\u00C2\u00A3, rt rt] \u00E2\u0080\u00A2\no o O rt o \"\n! ti ti r,\nifi _. 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a\n- 00 o-a\naca \u00E2\u0080\u009E ca\na g rt^^\n2 rt rt -rj\nI'll\na 43 m rt(j\nca a ft__> s S \"\n\u00C2\u00B0 -\u00C2\u00A3X> rt O .\n2 ft -j a SS\n*^ \u00C2\u00AB o to o\n03 \u00E2\u0080\u009E ti d a\n00 a ft\"\" x\na -S I 2 w\nfi _s a a\nrt o _ ^ a\na a a o _i\n\u00E2\u0080\u00A2 0 a ti a\n2 a 2 a a\nB E a 3 B\na rt E 0\nrt z? ti O\nlas Ii 1\n3 -2 s;\n^rt. o a\n3 rt ti ti 4,\n= \u00C2\u00A7!!__\nSis- - o\no ag \u00C2\u00AB o\n_3 rt _3 rt 3\nB o a rt rt\nrt 2 o\nrt __ a ^\n\u00E2\u0096\u00A0rt rt a ti a\n\u00E2\u0080\u00A2a 2 \" 8\n_\u00C2\u00A3.- 3-3\nO *rt \"rt\nO rt ti ' 3\n_. 3 a >> a\n, & 00 ca \u00C2\u00AB\n;?B\"'a8o\n1 ao \u00C2\u00AB \u00C2\u00ABJ\n.3 a\n\u00E2\u0080\u009E\nM\nrt\nra\n03\nrt\n|\n\u00E2\u0080\u009E\na\nrt\nas\nrt\n03\nft 0\nft c ^a\nx o a ^\n43 -jd a ch\n2 \u00C2\u00AB o\na - as a\n&_> 03 >j\u00C2\u00ABM\nC a - \u00C2\u00BBat\n03 'H 03 43 03\nft \" &-a 3\nO rt o ti \u00C2\u00A3\nrt rt O a\na - a cr.S\nSS\n2 o\nS\nQ\n0\nP5\nu\n>-> rt\nti\na >-\ne\no\ns\n&\nrt- 0\nd\nU\na\n6\n0\na\na\nco\nO ^\na\nlE\n03\n03\n>\n03 CJ\n'co 03\n\u00C2\u00A3 0\n03 S.\nrt c\n*a 43\ncj a\n43 T\n00\nH-. >\nO\nO O\nrt\nAh\nPnfrt\n3Z\u00C2\u00A3\na\n C 30\nBRITISH COLUMBIA\ns\nrt\nO\n<\nHi\no\nz\n$\na\nCO\nz\np-\n3\nrt\na.\nm\nQ\nz\na\na\nw\nz\nw\no\nco\nw\n2\na\nCO\nZ\nrt-<\no\nrt\nco\n_ _r -. ,_\nSi-- a* \"\nw a a a\n3 c jt tj -a\n\u00E2\u0080\u0094* o 00 ti \u00E2\u0084\u00A2\n, Q OO ti\n_- E a g 2\n5 a; ooa a\n.2 ft b a a\nB rt b M\no .\na\n_. .\u00E2\u0080\u0094\ntj a\n_ _, c .2 \"a?\nfta'\" -5\na ti _. 3 a\na ti a c o\n2 o a \u00E2\u0082\u00AC\nftllW8\na .3 3 a 3\n_ a a s rt\n\u00E2\u0080\u00A2-\"rt-2 o \u00C2\u00B0\n1\u00C2\u00B0I*\u00C2\u00A7\n-.&.___ m a\n03 t ^ a \u00C2\u00AB\n43 GJ 3 't m\na o, ra .- \u00C2\u00BB\nrt ft \u00E2\u0080\u0094 __,\n_?tw =*!_- o\nM\u00C2\u00B0a\u00C2\u00A3ftE-\n00- s- ti s\n8 O 5 ti 3= .3\nfi\" 8 * S ti _\n2 h &\u00C2\u00A3 a\n\u00E2\u0080\u00A2a ti a * +-, k\n.\u00C2\u00BB.-%\";-\nft 3 2 2 oa!|\ng|\u00C2\u00A7 *|a s\n\u00E2\u0080\u00A2a c a S\n>.rt 82 _? -\na 03 3 a 43\nil-slis\n\u00E2\u0080\u00A22 O -H 65 i2\n\u00E2\u0096\u00A02 , TJ - 2 rt\n?\u00E2\u0096\u00A0 83.3-5-\nw __ -g b c b\n8 rt g .2 rt ti\n_E\u00E2\u0080\u009E--il\nMill*\nS-m'S a-\"\na a cj m na\na a ca ,0 -rj a\no \u00E2\u0096\u00A0 rt-1 - -*\n>.a I- a >\u00E2\u0080\u00A2 43\n.u 03 o o a a\nftifli's\nrt = 8 rt g. ti\nti E ti\na j, a a \u00E2\u0080\u00A2- a\nB&xl-I\n_o x a \u00C2\u00AB q a\no u _ *_\u00C2\u00BB ft 43\nfi \u00C2\u00B0 o^ - *-\na m a ___. t-i\n\"J OO fSgrt, XH :.\u00E2\u0096\u00A0'.:\na a a - 8 u 3 a g E\nc c ,E _ ti ti\n'- .5 a a a a\n& E w\ns*l i\nS \u00C2\u00B0-S\na *2 ti\na ti s:\n0 a a\nils\na ~ :\nrt \u00E2\u0080\u009Et-) !\nL S 'Ja\nrt -.\n;.Bp,\n3 --S\n43 _ co ca\na co cj a\n> 1 - O \" a\" \" -JT O\n~^*M A 'I S (L. 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E ft 2 o -o Tg\na\"\u00C2\u00ABl\u00C2\u00A7|art^rtl\nrt TJ rt' g f\na \u00E2\u0096\u00A0-_ cl\u00E2\u0080\u0094 *_r\non\n-\u00E2\u0080\u00A2-ho \u00E2\u0080\u009Ea o\nB ..-o-a\u00C2\u00AB&\nr~ in w ,,\n6 S 2S S\na 43 aj\n00 a\nca a\n- as\nas a .5 .\u00C2\u00A3\n- \u00C2\u00A3 a rt a _.\n0 12 M n ffl _- ra \u00C2\u00AB\u00C2\u00BB\na-S2:a \u00C2\u00AB 03^ fi'\n00 rt\nti\nrt .3\n-\"5 2 \"rt ti S2\nfi .5 4S o u -= !\n\u00E2\u0080\u00A22 fi u e \"\n.j-gg.f\ng.-|. \u00C2\u00A75\"\nrt rt * \u00E2\u0080\u0094, -n rt\n: 3 00\n_- O\nrt S.3 O\na m\nfi a a\na 1- __ * b \u00C2\u00AB\n3 OD b >, \u00C2\u00AB rt\no rt a a ^ u\na \u00C2\u00A7 \" a > a\na aj rt _, a\n^ a a a a a\nE\ng .3 \u00C2\u00A7 a \u00C2\u00AB .3 .2 rt a\nrtj\u00C2\u00A3oou---,\nla^SB-.^rto-rt\nIJ^\na \u00E2\u0096\u00A0\u00C2\u00AB o\n43 33 \u00E2\u0080\u0094\na a fi\na o o\nog^c\" . o_.2 s\"\u00C2\u00AB\nPo\u00C2\u00B0 -cort-u-rtoa\nfi 2 oc a o 43 a a o -rt a\n\u00C2\u00A73.S2-w\u00C2\u00BBrtrtSS\nuSafi.SE&u\na it % _ o x ^\n_3 03 a\nd --S 03 +_.\nrt 43 2 43\n03 aa a\n^ crt -s\na \u00C2\u00AB *2 cj\nti-ES|\nS _? a I\no 8 b B\nB 0 2 -\no 3 _5 \u00C2\u00AB\na \"Is\na rt .5 \"\n\"E. o\nti o a . a >. a\n00 ^ >, ^ .a ^\na 5 rt a u \" '\" '\n3 ft o S __\n\u00E2\u0080\u00A2O&IIS5..\nM \u00E2\u0080\u00A2\u00E2\u0080\u00941 w M- CJ MlI\na M \" \u00C2\u00ABrt \u00C2\u00AB\nS 2 \u00C2\u00B0\nto a \u00C2\u00AB g a\n2-g\u00C2\u00BBl-\n8 i 1 9 \u00E2\u0096\u00A0-\n*\u00E2\u0099\u00A6-, a ca o\nfi a^S a\na . a\na .< >,a >,\n_3 vrt rt b t.\n\u00E2\u0096\u00A0\u00C2\u00AB fi 8 _ u\n.a 2 o.S g,\nrt w a\nE,a ft\n-a a'a E-j g S\ntiSOa-aE -b\n\" \u00E2\u0080\u009E <\u00C2\u00AB o s g\nti B\na ti\no a> a a a o\na - |\u00C2\u00B0 - ~\n7a o\nfi >\n2 fi &\nS O\nrt oj 03 a *a\na ft_ a\nM 3 . CJ 'tj\n43 a o\no >\n\u00E2\u0096\u00A0,-\u00E2\u0096\u00A0 _\u00C2\u00A3 03\n00 a a t_i m\nI^I'|.2\u00C2\u00A7|1,\u00C2\u00A7|SE-Ig\nO.rtaio-rtrt.rtsartBaa\ne __ a o t, a a:\no 3 \" a a e 8\nu b >, a ti rt a\n\u00E2\u0080\u0094 -r - e a o\n> a 8 \u00C2\u00A3 \u00E2\u0080\u009E- \u00C2\u00BB b\n\u00E2\u0096\u00A0rt W C rt a _ a\n\u00E2\u0096\u00A0o\u00C2\u00ABo_>\nti aj a '- 4, S. 2\na a rt a a\no_\u00E2\u0080\u009Eeo .5\n3 S \"rt 3 .. a\n3 4_ o 00 aj o\n3 1- a >, o _> .,\n\u00C2\u00AB_s a ~ a a\nrt\" rt s. o \u00C2\u00BB_\u00E2\u0096\u00A0 \u00E2\u0084\u00A2\n3 .3 _g, a a - B\n\u00E2\u0080\u00A2gftrt \u00C2\u00ABart\u00E2\u0080\u009EB\nl\"ti_,~8l\u00C2\u00AB\nS ^ S 42 \" aa \u00C2\u00A3\u00E2\u0080\u00A2\nn r. oa a o 3 3\n, t- E 3 . b .5 o\n-aj.rt 3 -a\u00E2\u0080\u0094 u\nrt a ti ti\na -sfi\na a 3 aj* S\n8 E Jfj od\n2 --o S g \"S\n\u00E2\u0080\u009Eog -h rt g\nd rt _o ^ -a u\n2* 2 p 43 \u00C2\u00A7\n\"7 o a, P %\nu- a & & .5\n-.. c 'm -o \u00E2\u0096\u00A0\u00C2\u00AB \u00C2\u00AB to a\n5 a h .5 3 o ,cuih.^-s\n\u00E2\u0080\u00A2^.is:sll\u00C2\u00BBa^rt\u00E2\u0080\u009E-l\n\u00E2\u0096\u00A0M.aaa^acjaa^rtOoc^\ngrtalrtartrtP^aMn-jo\naadd'a '3v2^ P c a fl\n3rt-a a Sa rtaoi_.ad a_Kr\nsSl-Sl^iEttrhlil\ns 1 a * *\noca\n2 ^^ aS\na 43 '\nti s ,\n\u00C2\u00A7 E- S & g-S \u00C2\u00A7 \"r\na a .\naj\nft\nft\n9<\n\u00C2\u00AB o\ng>\nO 8\na z\ns\no\nE\nrt\no\nU\no u\nu u\no a\nrt 4.\ngo\n03\n00\nCJ\nd\n2W\na\nCJ\n. x\na t-\nCJ 43\n05\n\u00C2\u00AB7a\n73 -j\nE SS\n0\n0\nf-0\n0\nO\non\na\n>\u00C2\u00BB\na\n\u00C2\u00AB p.\nP. P.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 31\na .a- \u00E2\u0080\u009E\" g\nti\"\"2\nSi > ft\nT a B\n8 ft ti\n\u00E2\u0080\u00A23 rt-s\n&2\"S\nco -a 03\nOC 60 S\n., C rt\na\n _ a\ni- p\n\u00C2\u00B0'st \u00C2\u00AB \u00C2\u00AB\nfi rS ~ \u00C2\u00B0\n\u00E2\u0096\u00A0a ^ *fi >_\no \u00C2\u00AB >. o\n.2 ,-d a ft\na ti ., i,\nrt oj |j rt\nrt rt L_|\nO rt a 43\nft 43 a a\nBrt.-\u00C2\u00A3 P\nrt s .- p\na a\n\u00E2\u0096\u00A02 *^ .>\n\u00E2\u0080\u00A2o a\n>. f* S, rt o\n58 \" 8 \u00C2\u00A7\na c - rt g\na rt 9 '5 fi\nI-a o oo-;\n8 -||-a\n, \u00C2\u00B0 a _S 8 rt\n: rt >, rt ^a a\n\u00E2\u0080\u00A25 a 2 >\u00C2\u00BB\nS? ^ -1 fi\nrt rt S ~\n-ft-2 u\n8 o o S\n\u00E2\u0080\u0094 \u00E2\u0080\u0094 rt a\no 3 o, fi rt\na - 3\n\u00E2\u0099\u00A6 IB\ni P a)\na a\n\u00E2\u0080\u00A2 2 a\n\u00E2\u0080\u00A2S 5 b-\naa -a a\na a rt\nf o E o\nti a\ni.S.\n.'\u00E2\u0096\u00A03 4- o\nJft3 I?\"\nj o 43 a a\na ca a ft u a\n3 S . r-\n_t fcj ft \u00E2\u0096\u00A0__* o a\nj 43 a >> 2\n3 \"2 fi 43 43 43\na fi \u00C2\u00AB\u00C2\u00A3\na-a a\n\"O d o -1 o\n03 03 ca a\ni ?, e a 1\nS.S__ 8'\nas a,\n3 a a -\n- o ca a\n2*02\nrt tj\nS p\na ca\ns a \u00E2\u0080\u009E _,\n2 2 o '3 4, >,\nrt rt U TJ U\n0 a OD a\nti oo a a v. \"3\n_, .5 -a - a a\no \u00C2\u00AB rt a 5\ni 3 n__\n..Sati-\n: co ca\n' as \"\u00E2\u0080\u00A2\n3 I fi\"'\n! S. o .2 '\nifll\n! 8 a\nLeo\ne_\n-sj l?:S ta\n__ rt u\na - a _r . rt\n__ u 3 s 3 a\no .3 u aj \u00E2\u0080\u009E\n2 c a a __ s\na-B a \" Sa\n\u00E2\u0080\u009E a ai .2 b o\na tj \"- ._ o\n1*11*3\nCJ U. 43 \u00C2\u00AB -rt rt\nu o SK _, a m\nn a \u00C2\u00AB a 5 3\n^ s>. ft .rt M\nli-l_\ng-Srt1!;\ntill HUi\n?rt3 R Ti TJ ii,\u00E2\u0084\u00A2 1\nj CO O H K 03 a I\n! 43 fi\nI rt fi \u00E2\u0096\u00A0\n1.-3 o\na o\n15 1.\nw 1S \"I\n-2 \u00C2\u00AB a a >> a \"!\n43 *j rt fa q a rt\n' ca 03 \u00E2\u0080\u00A2\na a\no -m\na K __!_\u00E2\u0096\u00A0\na fta\nco ^ (\n43 -O.i\n' ^j O 43\ni rt 3\nB'ooassSsart\nOEtic,\u00C2\u00B0rt^I2o\n\u00E2\u0080\u00A2a 'C a a ti rt. ti a\no S 3 -a S o o\na o_ so .\u00E2\u0080\u0094-\u00E2\u0096\u00A0,_> .v rt *-.\nftp *\" 12 **__ o _ -a\na\nto\nS\nrt\n03\nC-\ntH\nO\n03\n>\nft\n\u00E2\u0080\u00A2H B ti E E\na \" * i_a\".3 a.\nrt rt rt a -rt\ni rt. tj :\n,3b\n? rt ai !\noaa\nrt 3\no 2'\n03 \u00E2\u0080\u009E a a b 43 \u00E2\u0080\u00A2\u00C2\u00AB\n\"g to \u00C2\u00A3 ft a -\"\nrt 03 O n\nu\" u\" rt\n\u00E2\u0096\u00A08 _f k\nrt rt aj\no -S a\na .So\nin\na-a a\no ^ a\n33 ft\no B .a\n\u00C2\u00A7gs\n\u00E2\u0080\u00A2rt Q. 43\n> S-W\n\u00E2\u0080\u00A2rt 03 O\nO U\n-,-M ft\nS 5 03\n\u00C2\u00BB.e\nS3 a S\na3\nrt \u00E2\u0080\u00A2\u00C2\u00AB qj\nc bS\n\u00C2\u00B0\u00C2\u00B0z\na a o\na aj .,\naa a\n\"II\nM s-3\nca o 2\n03 \"rt ,M\n43 rt\na ft\nfi fi\na S\n1-i \u00E2\u0080\u0094I\n03 ft .\n5 S\"\n43 43\noc _c\n\"2 \u00C2\u00AB e 2 * .2 .3\nrt-_a & a\n\u00E2\u0080\u0094 . o\nrt -UTja xtIb 3\n- c a\nj a ti a\nJ a a a a a '\nS 3.\n\u00E2\u0080\u00A22, o\no a \u00E2\u0080\u00A2\n)\" rt, 'rt a. 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S '3\n_3 rt -_r m a c_\nco cj \"\nrt a\na o\n\u00C2\u00BB rt rt ^ '\na - m*\no\n? 43 g\n!go-\nit o a\n: s\u00C2\u00AB\nl8ti\"\n__\u00E2\u0096\u00A0-\n<. p.\nSfi-rtifl e\nCg fl) rt O\nsg .2 -;3\n\"lartg \u00E2\u0084\u00A2\n.a, ti a a a m\n.. a P 4> a o -S\nca a ca i> a Q 2\n>. \u00C2\u00BB a\n73 a\n03 rt a\nCO O \"^\nu -C o\nh a \u00C2\u00AB S\n\u00C2\u00A3 a o\u00C2\u00A3\n03 -J 03\nIIs\n3&o\nIfl a\n_*o\n43 rt Q,\no-a k\nO ,, 43\nra a\n43 03 rt\no 1\n^a-s\n43 03\nis!\no u a\nSO B\n8 rt C\nftS.2\nS.S2\na\u00E2\u0080\u009Eo\u00C2\u00BBn\n-SO\n38 fc!\na 0 o\na ti .,\n>t ti\n\u00E2\u0080\u00A2a 3 o\no.2 \"\ns a a a\na a ti a\na \u00E2\u0096\u00A0all\nc c~ o\nCJ \u00E2\u0080\u0094I\n>< TI 4> 2\n43 ti <3\na .. 03\nSo\"|\n45 rt 2\nrt\nb>\n\u00E2\u0080\u00A2a _.-_.__-\naj S3\"\n1 S_5\nft rt Q u\nti _. 3.!\n2 a rt-g\no a -5 E\n3 ~ a I\n00 to 43 rt\no .ShSc\nr*\u00C2\u00BB rt - rt\nS 8!.\n0 43 03\n- ca a 2\na a o fi\nrt 3 , rt\nrt J2 S cj\ncj BO\n\u00E2\u0080\u00A2a '\" 43 g\nas OD co S\n1 P \u00C2\u00B0\nl|a\n^88\nti O rt\n^^ _. aj\nrt a oo\nrt 2 rt\n2 g a\nti a 10\n-b rt a\n\" C rt\n- rt o\nrt\nE\nit\"\u00C2\u00B0\n' \" S ti\" 3\nti S 00 B\na * b a\n2 ti-a g\no|4jaa\nca -- rt a\nu rt 03 O\nH 43 -rt\n-\" rt >,\n&o a\nm a co o\naaJrt &\nO'C u rt\na&|5\n\u00C2\u00A7Sa\u00C2\u00A7\nO* ft 3\nB \u00E2\u0080\u0094'\n'S o a\" .2\nS B\n2^ SS\na\na\no\"5_ \"5 it\nO ' - 1.\na aj 8 2\nS5.S,\nSrt M __\na o 00\nS..S\"\n\u00C2\u00AB *3 I\nrt ca ti rt\n> >\n10\nPh\nP.\n3\n3\nto\nZ\nti,\no\nrt\nco\n.3 \"\n\n03\n& 3\nca a\nV I\n. -*\n5- z\n\nUP.\n^. H \u00E2\u0080\u0094 rt\noh ti a <_\u00E2\u0096\u00A0\n> fi >\no o p. 3\nti o \u00C2\u00A3 o\no\n0\na\n43\na 43\n\" 2\nw!rt\n03\nCJ CJJ\n- 00\nB B\nrt_J\nc a\nti _J\n3 0\n'3 2\n< 2\n-A\n\u00C2\u00AB 0\n,rt co\nrtH '5\n_. si\n0 p,\n0\n_3 rf\nrt\n0 2\n0 \"\no_j\now\na\nB\nB\n0\n_-\nD\nB\nPJ\nO\na\nfi\no\n\u00E2\u0096\u00A03\n_. a\n>H\nz\nrt.\na\n_^ ti\n\u00C2\u00A3__\n>H\n.\u00E2\u0080\u00A2t\nti\n^\n!b\nQ _j\nf\nH \u00E2\u0096\u00A0\n0\n(JfU\n>.\nO u\nS S8\nti O B\nft\"\"\n\u00E2\u0080\u00A23-a\n\u00E2\u0080\u00A2n\n__\ncn\n>H\ne=\nU\n7\nf.\nE\n0\nti\n0\n3\n0\ns\na\nrt\na\n3\n^\na\na\na\nE\nh\n2^\n43 B 43 Z\nd a\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 35\n43 co \"O \u00E2\u0080\u0094h\nBfl OS\nca gaa 43\n1-1 ..=, a a \"\n3AOP5\nC __! - rt\nIf \u00C2\u00A7\u00E2\u0080\u00A2\u00C2\u00AB!\nfi 6 \u00C2\u00AB-3*3\na \u00C2\u00A7133 o\na a u 43 -.\n00\no a a a\n>> M M CJ\naaft_l\n08 \u00C2\u00B0 0\nft a v. a\n-, rt O -\nrt 3 _ .rt\"\nIs\nrt- o\n- cj\nfi 03\nu __.\n. 1 2\n_ \" o,\n. 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O *\u00E2\u0096\u00A0 &\n;-S_?|\nill\nO, rt\nc 3 \u00C2\u00BB\na c \u00C2\u00AB rt\n3'\" '3\n\"\" a B\n, &a\nO rt \u00E2\u0080\u0094\n\" ti .,\nti ft ai\na o 00\nrt rt a\nB__^\ns \u00C2\u00ABa\n&\u00C2\u00B0__\na <- >> \u00C2\u00AB\na ^ t. ii\nti M a -rt\n43 03 %\n$ _.&B\n82 B.3.\ncj a\n.2rt\na o\naj\n.3 .&\u00E2\u0080\u00A2-\na a a\n3 a S\n\u00E2\u0080\u00A2rt a S ft\nO rt _, ti ti co\n*o, .0\" 3 .rt _\na a .3 \u00C2\u00AB a o ^ E\nb E o,\nrt c\nft\u00E2\u0080\u0094\na a\ni it 3\n-B B\na\" a\"S\n3 o\no o,__\nft - rt\nB g\u00C2\u00AB\nU. co\n\u00C2\u00ABr rt a\nr M t_n\n3 \u00C2\u00BB 4.\n; a \u00C2\u00ABrt-\n. a2\n- a ti ti\n\u00C2\u00A702\n^ -1\"\n8 j_ <\u00E2\u0080\u009E\n.gss\n4j a\n13 P\"rt\no 00 .. 13 a\nJO .co\nJ a a \u00E2\u0080\u00A2-\na.ti rt o,\n- \u00C2\u00AB, a a\na m at\nu a .2 \u00E2\u0080\u00A2\na oa\nS-g ti v\nia'S ti\n\u00C2\u00AB|fl\n\u00E2\u0080\u00A2\u00E2\u0096\u00A0a 03 <^s\n- ' \u00E2\u0096\u00A0\u00E2\u0096\u00A0 -\"Si. rt\n*\" o-\nti O B\nrt rt\" o-g\na a t\nSjsi. ,\n-\u00E2\u0080\u00A2rflSJ\n__ a 4j 00;\ntia\na o 1-, aj 1\nti E j- rt -i\nSoft'\n>-, 3 ,\na a g \u00E2\u0080\u009E-\n\u00E2\u0096\u00A0rt _r .3 ;\n\u00C2\u00AB rt \" ii ,\n&8\u00C2\u00A7E\n.0 .b \u00E2\u0096\u00A0- .\nti - a a\n\u00E2\u0096\u00A03 c.Sa\nti b, \u00E2\u0080\u00A2**\n\u00E2\u0096\u00A0- c ti\n- O 10\nits\nrt o\n3 cj 43\n00 cj\n-a a\nrt > rt\n03 a rt\na \" a\n0 - c\n.0 o a\n0J v 03\na 03 \u00E2\u0096\u00A0\u00C2\u00A3\n\u00E2\u0080\u00A2\u00C2\u00A7So\nnO\"\nS o\n3 a\na\nvS a, .2\n18a \"H\n-Ifl -I\n- a -rt >,x\n- -n c P\nagaS\"\n! - C E j\n- a a o t;\n- TJ \u00C2\u00B0 ti\n3 M ti\"\" &\n3 a _?S b\n_ a a ft\n- 3 \"rt\nN-StiB\n\u00C2\u00A7 - I g\n. .a rt 8\nSggSft\n' M f> CO\n1 s -a a \u00C2\u00AB-\n! a 1 ti I\nf C rt rt rt\n\u00C2\u00A3.r !\u00E2\u0096\u00A0\u00E2\u0080\u00A2\n' \" 03 \"rt rt\nfrtti \u00C2\u00B0c\"\n\u00E2\u0096\u00A0 -rt a >^ o\n5 73.2 a\nm > 73 \u00C2\u00AB\n- >\u00C2\u00BB ft t;\n03 \u00C2\u00A3 O\n, m ca ft\nrt -m CO .\nrt_ia\u00C2\u00AB\nrt- 3a\n__ _ra e\n2 rt ti rt\n.3 2 3.3\nrt ti w -\n__.s.s _\u00E2\u0080\u00A2\n\u00E2\u0096\u00A0\u00C2\u00BB a it\nit~\u00C2\u00B0 rt\na b 3\n^ rt -!\n\" ..3\nas*\n. o _,\na s o\ns B &\nS. rt _\nC TJ rt\niS a\n- 3\n\u00E2\u0096\u00A0a _, 3 a\n-a rt 5, a a\nrt_U\n.BE\nu fi 3\na 10 -, ti c\n\u00C2\u00AB 8 &_f !\na __ a\nsa &\nB o. 8\nE * ft\n-as\nj rt a rt rt\nI 00^ &5.\n03 \u00E2\u0080\u009E M to\n\" -rt ni 03 rt\n' rt Si ft 03\nO . g-ft-ft\n\u00C2\u00A7 p-a 2 e\n>;2SjSh\"3\no 3 a S? '\nrt rf ?T W\na a\nsa o 2\na a\nrt a J2\n03 a\na a\n'\".ss\na a S\nrt\n- P\n. til\n=\"2 >;\n2\u00C2\u00AB\n+-\u00C2\u00BB 43\nii|\nc rt a\nrt C\nb \"o rt\nrt O\n0 _.-\nM_Trt\nrt ss\n4. a\nlis\n. 03\nrt\n\u00E2\u0096\u00A0rt \u00C2\u00AB2\n\u00E2\u0080\u00A2S \"o a\n_.S fi\na r. a\n> -rt \"___ a\nflrt3wrt\nrt O co ^\ng-fiSi-\nfi \u00C2\u00A3 \u00E2\u0080\u00A2i-\np a m c\nti 3 o-5\n\"2S-S\n5*5\n: 3\nS11 a\ns \u00C2\u00ABa.a\n[fi \"rt 00 (\nu - 5 j\n03 O\nS B,.\n1-1\naaa\n-ass\n\u00E2\u0096\u00A0 a u a ,- rt\nft -\nS S2\n&2a\n\"a.3\nfi\naj ti '\n3 E\no a _p s\nfi rt 3 u\nrt ti\"\"3 \u00E2\u0096\u00A0\nrt\nK\n&\nti\n3\no\n00\n0\no\no\no\nBS\n. >_d\nIts\na \u00C2\u00A7 -a 3\nrt>4j8\n\u00C2\u00A7 a\n0\nW\n<\nu\nM rt.\nrt\n\" > w\nU 3 rt\nti fi TJ U\nti >\n3\nu\nz\no\nu\ni\na\no\nO\n\u00E2\u0080\u00A2a\n_J\na .\ntiZ\nfert\nUtah Home Fire\nUtah\nVictory Insurance\n3\n3\ns\nai\nco a\n^ a\nu\nrt.\n0\n0\na\n1\nca\ns*\n*5\n2Z\no\nh\n<\nE\nE\nrt\n_.\no\nU\n<8\nS8\na a\n C 36\nBRITISH COLUMBIA\n>\na*\nc\nleakage,\ntnpact by\ns insured\nsickness,\nvehicles,\nindstorm,\nce of the\nfta \u00C2\u00BB co\n43 .3 rt -\ns B \u00C2\u00A7 m\n2 _. rt ft\n43 co O\nft\"- a y-J\nH [fl -. VH\na 03 a ft\n\u00E2\u0080\u00A2a P, a\n\u00E2\u0096\u00A0-<- a 43\nv - U rt\nti rt ?\nrt o ca a\n03 M b_,\n& H 43 CJ\no a. oca\nTJ - ti \u00C2\u00BB\nt-t rt ca o\nft a a.\n- \$ti z\na\n43\n___-\u00C2\u00A7\u00E2\u0080\u00A2\"\n\" o a vg\nti a a \u00E2\u0084\u00A2\n11 S S\no\"&g \"\nc_ irt __ TJ\n3\nti rt a\n43\nCJ\na\nCJ\nO rt ti u\nrt rt . B\na a\u00C2\u00A7 2\nm 2 a\nO co\"-M \u00C2\u00BB\nft co o a\nft ai! fi 3\n-\u00E2\u0096\u00A0- -rt\nfi rt a. a\no 3 -o 2\n\u00E2\u0080\u00A2a a- a \u00C2\u00AB\na a a a\n$\ni\3 \"B\ngOOgti\nrt 1 1.9\nO ti __\nft u rt -S\n_? II1 3\n3 rt \u00E2\u0080\u0094 rt\nrt _ o rt it\n&8 fi ft rt\nrt\n*j oj O *->\no\n'\u00E2\u0096\u00A0rt\n4J\nCJ\na\nas\n3\nCO\na\nti u\na a o\na ftal m\nrt > _.\na sj\" \u00C2\u00AB\nfig's-3\nS M 03 \u00C2\u00AB,\nB 0 a to aj\nS a a - ft\nSsogS\nti . \u00C2\u00B0 -1 o.\n*s\nEa fta m\nrt -rt 03\nca a a\na >.rt-j o 03\na > & fi\naS\na ca a m\nM s O ti\nu\nO \u00E2\u0080\u0094 03\n_. s a s\nM M TJ\na al-a\no \"'.9\na ye 3\n-\"-ft. a\n\u00C2\u00A7S2a\u00C2\u00AB\nrt a aj aj cm\n3 o a a o\n1 * \" .3 a\nfi \u00E2\u0080\u0094 -\nsis p\no s rt a\na \u00C2\u00BB. ca\nI&B'\na g S S\na a\" a -I\nca a a T_j rt\n*\u00E2\u0096\u00A0 o a o s\n&| fi\".\"\n-o _: -*3\nrt -rt -i_> -rt\na co rt\n- cj a >\nSal.\na '* o>\nft a a a o \u00E2\u0096\u00A0\nb a a +- >,\n\u00C2\u00AB 4i \u00C2\u00AB rt, rt o\na a a a\nu ,__f -rt\" *~j\n8 2 \u00E2\u0080\u009E- a a g\n* --\nlal11l\n3 \u00E2\u0080\u009E--33 ti\nrt\ntrt\nP.\n__j\ni\n43\no\no\na\nu\nti\na\na\nrt\n3\nrt\na\n>\n>\n43\nSo\nrt\na.\n3\nft\n3\n>-\na\n_J\nrt)\n03\na\nrt\nS3 rt\naj\n__\nti S3\no\nB \u00C2\u00BB\u00E2\u0080\u00A2\nOJ\nrt.\n<\na\no\nrt,\nf\nti\nu\nc\nrt\n3\n03\n00\n0\nw\nA?\nrt\n\u00C2\u00A7\nCJ\no\na\na\na.\na\n\u00E2\u0080\u00A2ga\n.2 B\nHI\nr\n\u00E2\u0096\u00BAj a\na\na\na aj\n\u00C2\u00A7\nrt\n-J\nB N\nnf a\n)-<\n-, s\n03\nd\na__\nU U\nrt\n3\nto\na\nU\n03\nCJ\nti \u00E2\u0080\u00A2,\n0\n03\nS\nrt\n< 3\nH\n3\na\nfi\nti\nJ\nv. r\nu -a\nB rt\nz\n43\n*rt.\n-.\n0 .\na\nco\n\u00C2\u00AB-\nb.\nrt\nO\n3\n>\nN\nUJ\na a 53\n,A O\n1 -\n- I\na -\na o _3\n.3 *.\n< -x\n& _5\n.2 -\u00E2\u0096\u00A0\nis ,N\no ^2\n\u00E2\u0096\u00A0S =\u00E2\u0080\u00A2\ns fi\n(Tt 'rt\ns\no\n^ rt\n2 a\na a\niu a\na S= o \u00E2\u0080\u009E.S o\nI \u00C2\u00A7 I\nT. 5 rt\"\n1 2 |\n43 Cj\" 'q\nS3 S3 \"\nft\nCJ\n2.\nsi\ntn o\nm Tj\nM>\nO SB o-\nsa\n_! 2\n>rt\ni 1\n3 s a\na>o.\nu \u00E2\u0096\u00BA_\u00E2\u0080\u00A2\nes\na\nrt\n^\n> jg\nI\"\n53 . 3\na o s ?\u00E2\u0096\u00A0\nrt O *\nrt . oo\nS5>S. S\na u\" co , m\n3 3 M rt\nga s \"a\nti O rt\na a aj\n\u00E2\u0080\u00A2< H ffl\n15 5\na\na\n<\n\u00E2\u0080\u00A25 si\n2\no_\nE\n<\nrt \u00E2\u0080\u00A2 E\na a a,\nrtft0\n1||\n! 1\nrt\n&\ni\n>\n:Do\nate,\ni\no\ns a\n\u00C2\u00AB rt a\nrt*\no'g<\ni-l.rt\nf?-'\n2 rt\na ri\n=-\n4 cfc\nH _-\n43\na\nH\nS R\"\nca\n'3 3\nrt\n\u00C2\u00BB\u00C2\u00A3 ca rt\nJ\" _?- r-\n43\nI\nO\nto O\nm *a\n43 a\nrtO\nSi\n\u00C2\u00AB o\nu o\nrt U\nrt 0 .S\nilslo\nI & s\nI -5 p\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 37\ns\nrt\n>.\na\na\n\u00C2\u00AB\na\no\nrt\nrt\nft\no\nft\nrt\nca\nO\no\na\n.9\na\nrt\no\na\n-*-.\no\nCJ\nH.\n3\nGO\na\na\nco\na\n>.\no\na\nCJ\na\na\"\no\n43\nN\n'rt\nrt\no\n&\no\na\nrt\n0\nu\na\nB\n43\nd-i\n0\nK\n43\nco\n43\n43\n5\n73\no\n\u00E2\u0096\u00A0E\nrt\nco\nco\n43\ns\n>.\n-2\na\nCJ\na\ncn\n03\na\n\"rt\n\u00C2\u00A7\n0\n6\na\no\n03\nca\na\na\n\"cj\nCJ\n43\nrt\nX\n43\nrt\n03\nS\na\no\nco\nrt\no\n43\nft\nti\n03\ni-l\nrtJ\ni\nrt\n43\n>\n>\n3\nO\nCJ\n5\n5.\n\"rt\n>\nca\nb\n;.\na\n03\n> _\n.9\n3 O\nO 2\no\nti >\u00C2\u00BB\nH\nas\nB\nu\na\na\nti\no\n\u00E2\u0096\u00A0S3\nS\nti\ni\ns\nu\no\nrt\n3\no\nffi\nt-\na\no\no\nA.\nrt\nS\no\nO\nO\nrt\nCA\n,\n>>i-l 8 9\n9-5 a\na 3 a o\nc a a o\n.\"a.\noS .\u00E2\u0080\u009E\na) \u00C2\u00AB 43 a\nti u a S\nIMS\ngSUc\nB rt rt\n\"Oou\nZ a\na a J, ti\naa a a\nisil\na o b a\nrt a rt\npa o o t.\no g u\n..rti8a\n>\u00E2\u0096\u00A0 -_, a\n_? J\nfi 5 43 TJ\n\"rt_-l\nti Ortcj\n0 \u00C2\u00A3 Ocm\na up. o\na a -\n1 B l- a\n\u00E2\u0080\u00A2Sic1\"\nft E\na 8\no U\nO \u00E2\u0080\u009E\n3 ft\n0\"4_\nti a\na a>\nb<\na> 43\n\u00E2\u0096\u00A0rt u\no 3\n(O M\na\n03 \u00C2\u00A3>\na \"s\n,, rt\n\u00E2\u0080\u00A2Si\na\noj\n'\u00E2\u0080\u00A23 \u00C2\u00AB\n, -a\n_ 85 3\ni 03 a u -. ..\n_ -a a 43 s 2\n. S C3 || S\nj-pa aso\nrt- eg\n_J 8 e\n< Z ft\nj-O-i\n3 \u00C2\u00A73\n\u00C2\u00B0\u00C2\u00ABrt\na) a S\nu a a\nSO a\nS|_\nPh cj\ns!^\nrt co\nill\nfiUii\no,\n_J_3 fi\na oo 0\nrt a o\noKO\n3\no\nO\nI a\na , o\n03\nn\na\na\nfi\n0\na\n\u00E2\u0080\u009Eu\nb\nli\n\u00C2\u00BB>-\no\nU\nrt\nra\nft\n03\nfi\n3\nB\na\nas\nrt\nO\nU\na\n0\nrt\nO\n<\nPh\nO\nZ\nP\nCO\nz\nOh\na\nrt\n0.\nw\nQ\nZ~\nP >o\nQ 2\n-, _\nS3 __\nZ S\n\u00C2\u00AB m\n_j i\n*. X\na \"\nz 5\nw\n0\n<\nto\np.\nw\nrt\n2\nI\ng\nQ\nZ\n5\nPh\no\nrt\nco\nfi ti 3 aj rt '\nS ti | 8 c\n\u00E2\u0096\u00A0 2g\n3 a\nV) rt\n!2 o\n11\nI!\n8 S g |\nBe. \u00C2\u00AB 9 s\nti^^rt\nCJ rt 43 rt\nrt \u00C2\u00BB rtt>rt\n00 tfc\n\nE ||\n\u00C2\u00AB Sp.\nZ a \u00C2\u00AB\nSo\n_JZ\n>, 00\ni_ :_. \u00E2\u0096\u00A0 \u00E2\u0096\u00A0\u00C2\u00BB\nllfil\n4.^-Sti\nD ii m \u00E2\u0080\u00A2=?\n\u00E2\u0096\u00A0*^ a a .h.\nrt.-llt\ntip sa\nS-a S\n8 a o.S\nrt ti O ^rt\nft a p- 5\"\nrt\nCJ\n<\n0,\no\nz\n<\nCu\n5\nto\nZ\n0.\nPh\no\nz\no\nrt\no\nPJ\nco\nPh\nOh\n5\nz\na\nco\nrt\nUU\n9\nOh\nPu\nPu\na\no\nrt-I\na\nO\nrt\nco\nPh\no\nz\n<\na\no\nX\nOh\nrt.\n<\no\no\nPu\nPh\no\no,\nCh\nOh\nO\nH\nco\n5 rH'\n6 B\no ^*\n2kJ o\ng'.ilH\n>i\u00C2\u00A7Z *8\n- u O _ >,\n_h ti jh \u00C2\u00A3 a\ng rt\na m a Kj\n. a cj a *!\nn \"rt a rt^ 03\nCJ > to _ DJj\n\u00E2\u0096\u00A0-\u00E2\u0096\u00A0 \u00C2\u00A3 \u00C2\u00A3 \u00C2\u00AB a\nrt 5 M cj ca\nS a m o j_3\n\u00C2\u00A3 g 43 rt o\nS3 a a o, k\n\u00E2\u0080\u00A2o^-S'vjW\na co j 43 ,_\n-sl2S\nIStil\nSis Bi\nrt.rt.rt.zp\n-O rt\n_* ti\no s\"a\n_.'^ O rt\n^ H ca\n.^ *\u00C2\u00A3 ^\n^ - CO J> Vh\nrt \u00C2\u00A3 S Z S\niiiii\n* a 2 | __\nu a ft 3 a\na a n 2 -a\n\u00C2\u00AB\u00C2\u00BB._\npW,_B\nti o aw-/,\n11111\n11 ill\n<\na\no\n|\nco\n_H\nPu\n0.\nP\nto\nZ\nOh\nO\nrt\nco\nI\nL\n C 38\nBRITISH COLUMBIA\nrt\nO\n<\nPu\nO\nz\n<\nPi\np\nCO\nz\nPJ\nX\nrt\np,\nW\n0\nz\np\nQ\nPJ\nco\nZ\nPJ\no\nu\no\nco\nPu\no\nrt\nCO\n\" rt \u00E2\u0080\u00A2 &\nm\na\no,\no\n0\no\nrt\n*t3\n<\n\u00C2\u00AB*t\na\nrt\n\nB \u00E2\u0096\u00A0*-_.\u00C2\u00A3 rt\na . a a ti\nv rt. C ti cn\nti P fi TJ rt\nuopuE S\np,\nPJ\nPu\nrtu\nPJ\no\nPJ\nQ\nPJ\nO\nZ\n\nPJ\nz\np\nPu\nQ\nPJ\nCO\n<\nCJ\nCJ\n0J\n>\n<\nX\nX\no\na\nCO\np.\ns\np\no_\nZ\nrt-(\nOh\no\nrt\nCO\na\nc\n<*\no\nu\nS 3\nrt\nS ft\na o\nfiU\no .\n3 J\na 2\ncj a\nf_\n3 E\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 39\nAnnual Statements of Provincial Licensees\nB.C.F.G. MUTUAL HAIL INSURANCE COMPANY\nHead Office\u00E2\u0080\u0094Kelowna, B.C.\nE. E. Tait.\nG. Turner.\nDirectors\nC. E. Bentley.\nJ. B. M. Clarke.\nE. A. Titchmarsh.\nE. A. Titchmarsh, President.\nC. M. Nettleton.\nD. P. Fraser.\nStatement for the Year Ended November 30th, 1954\nAssets\nBonds (book value) $39,333.75\n \u00E2\u0096\u00A0 19,462.07\n 344.75\n 1,970.05\n 1,816.02\n 2,416.62\nCash on hand and in banks-\nAccrued interest \t\nAgents' balances prior to October 1st, 1954\nOffice furniture and equipment\t\nAutomobile \t\n$65,343.26\nDeduct assets not admitted\u00E2\u0080\u0094\nOffice furniture and equipment $1,816.02\nAutomobile 2,416.62 .\nAgents' balances prior to October 1st, 1954 1,970.05\n 6,202.69\n$59,140.57\nLiabilities\nTotal provision for unpaid claims - $6,262.05\nCash dividends to shareholders - 13,175.66\nCapital stock\u00E2\u0080\u0094\nAuthorized $50,000.00\nSubscribed 14,480.00\nPaid up 14,480.00\nReserve fund 25,222.86\n$59,140.57\nProfit and Loss Account\nPremiums earned (net) $131,043.10\nClaims incurred (net) $64,457.71\nAdjustment expenses \t\nCommissions \t\nTaxes \t\nSalaries, fees, travelling expenses\nAll other expenses .-.\n4,703.41\n8,780.08\n535.84\n12,421.18\n4,005.21\n94,903.43\nUnderwriting profit \t\nOther revenue\u00E2\u0080\u0094Interest earned\t\nOther expenditure\u00E2\u0080\u0094\nOrganization expenses written off-\nIncome Tax, 1953\t\n$724.36\n239.63\n$799.60\n963.99\n$36,139.67\n164.39\nNet profit $35,975.28\nReturns for British Columbia\n(See page 59.)\n C 40\nBRITISH COLUMBIA\nBRITISH COLUMBIA INSURANCE COMPANY\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nF. A. Griffiths.\nC. G. Hobson.\nDirectors\nW. H. Molyneux.\nK. B. Mossop.\nC. G. Hobson, President.\nA. S. Llewelyn.\nJ. D. Christie.\nStatement for the Year Ended December 31st, 1954\nAssets\nBonds and debentures (book value) $75,693.93\nCash on hand and in banks 2,695.12\nAccrued interest 2,890.87\nReinsurance balances (affiliated companies) 83,724.68\nLoans receivable (affiliated company) 80,000.00\nIncome tax\u00E2\u0080\u0094Refund 88.64\nDeduct assets not admitted\u00E2\u0080\u0094Deficiency of market under book value of bonds..\n$245,093.24\n1,254.14\n$243,839.10\nLiabilities\nProvision for unpaid claims\t\nReserve for unearned premiums (net, at 80 per cent)\t\nExpenses due and accrued\t\nTaxes due and accrued\t\nCapital stock\u00E2\u0080\u0094\nAuthorized\u00E2\u0080\u0094\nCommon\n$8,643.32\n46,640.84\n1,336.80\n18,493.00\n$75,113.96\n$400,000.00\nPreferred 100,000.00\nSubscribed 221,945.00\nPaid up $111,177.50\nSurplus 57,547.64\n168,725.14\n$243,839.10\nPremiums earned (net).\nClaims incurred (net) \u00E2\u0080\u0094\nCommissions \t\nTaxes \t\nProfit and Loss Account\n$113,552.40\nSalaries, fees, and travelling expenses\nAll other expenses\t\n$21,760.50\n39,007.01\n12,826.18\n2,308.88\n1.08\n 75,903.65\nUnderwriting profit . - \t\n$37,648.75\nOther revenue\u00E2\u0080\u0094\nInterest earned \t\n $4,271.35\nProfit on sale of securities\t\n- 692.21\n$4,963.56\nOther expenditure\u00E2\u0080\u0094\nAustralian Federal taxes\n$2,911.55\nIncome and excess-profits taxes\t\n 11,740.66\n14,652.21\n9 fitfi 6S\nNet profit \t\n$27,960.10\n/\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 41\nBRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nJ. S. Adam.\nS. Robinson.\nDirectors\nF. G. Syder.\nW. J. Albutt.\nE. A. Albutt.\nW. J. Albutt, President.\nStatement for the Year Ended December 31st, 1954\nAssets\nMortgage loans on real estate\t\nBonds and debentures (book value)-\nCash on hand and in banks\t\nInterest accrued \t\nSundry accounts receivable\t\nAgents' balances \t\nDeduct assets not admitted\u00E2\u0080\u0094Bad debts\nLiabilities\nReserve for unearned premiums (net, at 80 per cent)\t\nCapital stock\u00E2\u0080\u0094\nAuthorized $25,000.00\nSubscribed and paid up\t\nSurplus \t\nProfit and Loss Account\nPremiums earned (net)\t\nClaims incurred (net) $26,797.19\nCommissions 18,757.52\nTaxes 1,220.02\nSalaries, fees, and travelling expenses 820.00\nOther expenses 268.23\nUnderwriting loss\t\nOther revenue\u00E2\u0080\u0094Interest earned..\nNet profit \t\n$20,000.00\n48,752.12\n1,976.69\n739.96\n2,476.75\n3,863.65\n$77,809.17\n430.25\n$77,378.92\n$50,866.72\n10,000.00\n16,512.20\n$77,378.92\n$46,531.36\n47,862.96\n$1,331.60\n3,005.90\n$1,674.30\nReturns for British Columbia\n(See page 59.)\n C 42 BRITISH COLUMBIA\nBRITISH PACIFIC INSURANCE COMPANY\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nDirectors\nH. J. Bailey. D. McAlister. G. T. Cunningham.\nT. S. Dixon. G. R. Parsons. J. H. McMahon.\nB. S. Brown. H. W. F. Tingley. H. J. Seed.\nR. L. Cliff.\nHarry J, Seed, President.\nStatement for the Year Ended December 31st, 1954\nAssets\nBonds and debentures (book value) , $428,974.40\nCash on hand and in banks 27,858.19\nAccrued interest -.- 4,005.32\nAgents' balances 29,013.70\nFurniture and fixtures 23,270.75\nIncorporation expense 4,625.23\nPrepaid expenses, supplies, etc . \u00E2\u0080\u0094 _\u00C2\u00A3 \u00E2\u0080\u0094 10,293.47\nLeasehold improvements 2,379.25\nEmployees' advances 3,421.81\nCash surrender, life insurance . 588.21\n$534,430.33\nDeduct assets not admitted\u00E2\u0080\u0094\nFurniture and fixtures $23,270.75\nIncorporation expense : 4,625.23\nPrepaid expenses _ : 10,293.47\nLeasehold improvements 2,379.25\nSalesmen's advances 3,421.81\n 43,990.51\nTotal admitted assets ....: -..: $490,439.82\nLiabilities\nProvision for unpaid claims , $78,250.00\nAdjustment expenses - : 1,700.00\nReserve for unearned premiums 133,082.51\nCash dividends to shareholders\u00E2\u0080\u0094Declared, not yet due 10,000.00\nExpenses due and accrued 12,272.48\nTaxes due and accrued . 33,371.79\nReinsurance premiums - 2,014.50\nAccounts payable 5,312.48\nCapital stock\u00E2\u0080\u0094\nAuthorized $ 1,000,000.00\nSubscribed . : - 268,400.00\nPaid up 200,000.00\nSurplus in Profit and Loss Account 14,436.06\n$490,439.82\nProfit and Loss Account\nPremiums earned (net) 1 $903,405.00\nClaims incurred (net) $367,690.00\nAdjustment expenses 16,177.86\nCommissions 235,309.59\nTaxes 19,836.86\nSalaries, fees, and travelling expenses 119,560.95\nOther expenses 77,750.48\n 836,325.74\nUnderwriting profit $67,079.26\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 43\nBrought forward-\nOther revenue\u00E2\u0080\u0094\nInterest earned\t\nAdjustment by amortization\t\nProfit on sale of securities\t\nMiscellaneous \t\n$12,129.92\n200.87\n1,038.30\n227.28\nOther expenditure\u00E2\u0080\u0094\nProvision for depreciation $6,190.88\nIncome and excess-profits taxes estimated 15,600.00\nLeasehold improvements written off 839.60\nNet profit.\n$67,079.26\n$13,596.37\n22,630.48\n9,034.11\n$58,045.15\nReturns for British Columbia\n(See page 59.)\nMUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nE. E. Townsley.\nL. T. Beharrell.\nH. E. Burr.\nJ. T. Oliver.\nL. T\nDirectors\nW. J. Park.\nH. Bose.\nL. Gilmore.\nR. Appleby.\nBeharrell, President.\nH. S. Berry.\nW. MacNair.\nC. E. Newby.\nR. U. Hurford.\nStatement for the Year Ended December 31st, 1954\nAssets\nBonds and debentures (book value) $159,888.41\nInterest accrued _. - 1,493.96\nAgents' balances and premiums uncollected (net, commission deducted) 5,581.68\nSundry receivables and unemployment insurance stamps 110.62\nFurniture and fixtures 304.89\nDeferred commissions 10,058.34\nDue from insurance companies 19,554.16\nCash on hand and in banks 1,325.18\nDeduct assets not admitted\u00E2\u0080\u0094\nAgents' balances on premiums written prior to October 1st, 1949\nFurniture and fixtures\t\nDeferred commissions \t\n$198,317.24\n$841.60\n304.89\n10,058.34\n11,204.83\n$187,112.41\nLiabilities\nProvision for unpaid claims i $28,126.00\nReserve of unearned premiums (net, at 100 per cent) 45,851.79\n....... 2,607.70\n 870.00\n : 2,373.32\n 7,366.24\n 20,500.00\n : 79,417.36\n5187,112.41\nExpenses due and accrued\t\nTaxes due and accrued\t\nReturn premiums and balance due agents\nPremiums received in advance\t\nStatutory reserve fund\t\nSurplus -.\t\n C 44 BRITISH COLUMBIA\nProfit and Loss Account\nPremiums earned (net) $52,719.01\nClaims incurred (net) $20,920.97\nAdjustment expenses 257.29\nCommissions 10,249.45\nTaxes 311.72\nSalaries, fees, and travelling expenses 18,321.82\nAll other expenses 10,940.49\n61,001.74\nUnderwriting loss $8,282.73\nOther revenue\u00E2\u0080\u0094\nInterest earned $4,648.42\nCommissions earned 668.34\n $5,316.76\nOther expenditure\u00E2\u0080\u0094\nIncome and excess-profits taxes $859.69\nBad debts written off 156.16\n 1,015.85\n 4,300.91\nNet loss -. $3,981.82\nReturns for British Columbia\n(See page 53.)\nNORTH WEST MUTUAL LIFE ASSURANCE CO.\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nDirectors\nC. W. Goodrich. G. Biddle. R. Brade.\nJ. M. McNab. A. M. Lester. S. Garvin.\nR. P. Bingham. S. E. Raymer. F. D. Pratt.\nC. W. Goodrich, President.\nStatement for the Year Ended December 31st, 1954\nAssets\nReal estate (book value) $ 12,600.00\nMortgage loans on real estate 64,846.41\nBonds and debentures (book value) 172,739.09\nBook value of stocks 11,900.00\nCash on hand and in banks 15,260.82\nAgents' balances 3,942.03\nSecured loans on company's policies in force 2,606.06\nTotal ledger assets at book value $283,894.41\nAdd excess of total authorized value over total book value 7,402.97\n$291,297.38\nInterest accrued 2,701.69\nPremiums due, uncollected, or deferred (net) 46,336.57\n$340,335.64\nDeduct assets not admitted\u00E2\u0080\u0094Agents' balances 3,942.03\nTotal admitted assets $336,393.61\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 45\nLiabilities\nReserve under assurance, annuity, and other contracts in force (net).\nLiability for admitted claims under contracts (net)\t\nReceived from policyholders in advance\t\nTaxes due and accrued\t\nSalaries, rents, and office expenses due and accrued..\nAgents' credit balances\t\nAll other liabilities\t\nAmount left with company, at interest-\nSurplus \t\n$286,424.18\n9,500.00\n121.69\n1,984.72\n375.40\n208.88\n76.64\n63.25\n37,638.85\n$336,393.61\nPremium income (net)\t\nInterests, dividends, and rents..\nAssessment\u00E2\u0080\u0094Special group\nIncome\nGross increase adjustment, ledger assets..\nMiscellaneous income \t\nGross profit on sale, ledger assets..\n$98,653.90\n11,239.92\n29,770.70\n179.16\n40.90\n1,770.50\n$141,655.08\nDisbursements\nDisbursements under assurance and annuity contracts (net)_\nTaxes, licences, and fees..\nHead office expenses\u00E2\u0080\u0094Salaries, directors' fees, audit fees, travelling expenses, rent, miscellaneous\t\nAgency expense\t\nAll other expenses\u00E2\u0080\u0094Telephone, medical fees, postage, printing and stationery, miscellaneous\t\nInterest \t\nGross decrease adjustment, ledger assets..\nGross loss on sale, ledger assets..\nExcess of income over disbursements..\n$80,955.94\n2,427.09\n15,816.62\n21,016.74\n5,421.22\n.59\n6.80\n78.65\n15,931.43\n$141,655.08\nReturns for British Columbia\n{See page 49.)\n C 46\nBRITISH COLUMBIA\nPACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nJ. H. Johnson.\nM. Berg.\nL. Wilman.\nG. Phillips.\nDirectors\nM. R. Nielsen.\nF. Gale.\nM. Martinolich.\nM. Pederson.\nM. Pederson, President.\nJ. Person.\nJ. Daly.\nD. Henderson.\nI. Johansen.\nStatement for the Year Ended December 31st, 1954\nAssets\nMortgage loans on real estate $7,350.00\nBonds and debentures 149,573.18\nBook value of stocks 990.00\nCash on hand and in banks 4,440.91\nCash in depositories, other than chartered banks (credit unions) 6,241.90\nAccrued interest 2,038.94\nAgents' balances and premiums uncollected (net, commission deducted) 30,105.42\nAmount due from reinsurance on losses already paid 2,250.41\nPrepaid expenses 3,932.03\nOffice furniture and fixtures 2,358.07\nOrganization expenses 2,018.62\nAutomobile loan 573.92\nOffice improvements 597.97\n$212,471.37\nDeduct assets not admitted\u00E2\u0080\u0094\nAgents' balances, prior to October 31st,\nOffice furniture and fixtures\t\nDeferred charges \t\nInvestments \t\nAutomobile \t\n1954-\nOffice improvements\nPrepaid expense \t\n$23,244.36\n2,358.07\n2,018.62\n3,490.00\n573.92\n597.97\n3,932.03\n36,214.97\n$176,256.40\nLiabilities\nProvision for unpaid claims\t\nReserve of unearned premiums (net, at 80 per cent)_\nTaxes due and accrued\t\nReinsurance premiums\t\nReturn premiums\t\nContingency reserves \t\nSundry accounts payable\t\nPrince Rupert Fishermen's Credit Union-\nReserve for lay-up periods\t\nOutstanding cheques \t\nStock, guaranteed\u00E2\u0080\u0094\nAuthorized \t\nSubscribed \t\nPaid up\t\nReserve fund\t\nSurplus \t\n$25,000.00\n13,900.00\n$17,000.00\n66,805.98\n358.93\n20,780.50\n9,514.44\n15,897.33\n471.25\n797.31\n15,835.62\n1,649.91\n13,900.00\n8,500.00\n4,745.13\n$176,256.40\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nProfit and Loss Account\nPremiums earned (net)\t\nClaims incurred (net)\t\nAdjustment expenses (net).\nTaxes \t\nC 47\n$130,632.34\nSalaries, fees, and travelling expenses-\nAll other expenses\t\n$76,907.87\n5,027.38\n339.80\n17,038.83\n7,956.61\nUnderwriting profit -\t\nOther revenue\u00E2\u0080\u0094Interest earned..\nOther expenditure\u00E2\u0080\u0094\nLoss on sale of securities\t\n107,270.49\n$23,361.85\nContingency reserve increase-\nLay-up reserve increase\t\n$960.37\n1,893.32\n4,835.62\nNet profit\n$6,636.40\n7,689.31\nReturns for British Columbia\n(See page 63.)\n1,052.91\n$22,308.94\n C 48\nBRITISH COLUMBIA\nROYAL GENERAL INSURANCE COMPANY OF CANADA\nHead Office\u00E2\u0080\u0094Vancouver, B.C.\nJohn R. Boyd.\nJ. R. Cooney.\nAlbert R. Jube.\nDirectors\nF. E. Chadwick.\nT. S. Dixon.\nWm. F. Foster.\nF. W. Sullivan.\nJohn R. Cooney, President.\nBrenton S. Brown.\nF. O. Hodgson.\nWm. B. Rearden.\nStatement for the Year Ended December 31st, 1954\nAssets\nBonds and debentures (book value)\t\nCash on hand and in banks\t\nInterest accrued \t\nAgents' balances and premiums uncollected (net, commission deducted)\t\nAmount due from reinsurance on losses already paid\t\nLiabilities\nExpenses due* and accrued-\nTaxes due and accrued\t\nReinsurance premiums\t\nCapital stock\u00E2\u0080\u0094\nAuthorized \t\nSubscribed \t\nPaid up\t\nSurplus \t\n$399,903.86\n34,471.83\n2,904.58\n44,044.54\n15,526.81\n$496,851.62\n$225.00\n938.32\n44,044.54\n$1,000,000.00\n100,000.00\nProfit and Loss Account\nSalaries, fees, and travelling expenses-\nAll other expenses\t\nUnderwriting loss\nOther revenue\u00E2\u0080\u0094\nInterest earned \t\n100,000.00\n351,643.76\n$496,851.62\n$2,445.19\n290.45\n$2,735.64\nProfit on sale of securities...\nOther expenditure\u00E2\u0080\u0094\u00E2\u0096\u00A0\nIncome and excess-profits taxes..\nInvestment expenses\nAdjustments, income tax 1952-53\t\nDecrease in amortized value of investments..\n$12,047.13\n5,619.50\n$1,838.32\n119.90\n5,539.02\n1,195.23\n$17,666.63\n8,692.47\nNet profit\n8,974.16\n$6,238.52\nNote.\u00E2\u0080\u0094The entire business of this insurer is reinsured.\nReturns for British Columbia\n(See pages 53 and 57.)\n TABLE L-\n-TABLE OF LIFE INSURANCE RETURNS FOR 1954\n(Figures shown in nearest dollar.)\nC 49\nInsurer\nPremium Income\nAssurance\nAetna Life Insurance Co.\t\nBeacon Insurance Co. Ltd..\nCanada Life Assurance Co.\nCommercial Life Assurance Co. of Canada.\nCommercial Union Assurance Co. Ltd.\nConfederation Life Association\t\nContinental Assurance Co.\t\nContinental Life Insurance Co.\t\nCo-operative Life Insurance Co.\t\nCrown Life Insurance Co.\t\nCuna Mutual Insurance Society\t\nDominion Life Assurance Co.\t\nDominion of Canada General Insurance Co..\nT. Eaton Life Assurance Co.\nEmpire Life Insurance Co.\u00E2\u0080\u0094\nEquitable Life Assurance Society of the United\nStates\t\nEquitable Life Insurance Co. of Canada\t\nExcelsior Life Insurance Co.\t\nFidelity Life Assurance Co.\t\nGreat-West Life Assurance Co\t\nImperial Life Assurance Co.\t\nJohn Hancock Mutual Life Insurance Co.\nLife Insurance Co. of Alberta\t\nLondon Life Insurance Co.\t\nLoyal Protective Life Insurance Co.\t\nManufacturers Life Insurance Co.\t\nMetropolitan Life Insurance Co-\nOrdinary\u00E2\u0080\u0094\nGroup\t\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nGroup\u00E2\u0080\u0094._\nOrdinary\u00E2\u0080\u0094\nGroup.\nOrdinary_\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nGroup\t\nOrdinary\u00E2\u0080\u0094\nGroup\u00E2\u0080\u0094|\nOrdinary-\nGroup\u00E2\u0080\u0094_\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nGroup\t\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nGroup\t\nOrdinary-\nOrdinary\u00E2\u0080\u0094\nIndustrial-\nGroup\t\nOrdinary.-\nOrdinary-\nGroup\t\nOrdinary\u00E2\u0080\u0094\nIndustrial-\nGroup\nMinisters Life and Casualty Union Ordinary-\nMinnesota Mutual Life Insurance Co. Ordinary-\nMonarch Life Assurance Co. Ordinary-\nMontreal Life Insurance Co. f Ordinary\u00E2\u0080\u0094\n) Group\t\nMutual Life Assurance Co. of Canada J\" Ordinary\u00E2\u0080\u0094\n) Group\t\nMutual Life Insurance Co. of New York f Ordinary\u00E2\u0080\u0094\n) Group\t\nNational Life Assurance Co. of Canada f Ordinary\u00E2\u0080\u0094\n/ Group\t\nNew York Life Insurance Co. . f Ordinary...\n) Group\t\nNorth American Life and Casualty Co. ( Ordinary\u00E2\u0080\u0094\n) Group.\nNorth American Life Assurance Co . f Ordinary...\n] Group\t\nNorth West Mutual Life f Ordinary\t\nAssurance Co. -j Group\t\nj Special Assessment Group...\nNorthern Life Assurance Co . f Ordinary..\n) Group\t\nNorwich Union Life Insurance Society Ordinary-\nOccidental Life Insurance Co. of California f Ordinary_\nj Group\t\nPaul Revere Life Insurance Co. ( Ordinary-\n) Group\t\nPrudential Assurance Co. Ltd f Ordinary...\n) Group\t\nf Ordinary-\nPrudential Insurance Co. of America -j Industrial.\n| Group\t\nRoyal Insurance Co. Ltd f Ordinary-\n) Group\t\nSovereign Life Assurance Co. of Canada Ordinary-\nStandard Life Assurance Co. f Ordinary-\n) Qroup__=__.\nSun Life Assurance Co. of Canada 1 f Ordinary-\n) Group\t\nTravelers Insurance Co f Ordinary\u00E2\u0080\u0094\n) Group\t\nUnited Benefit Life Insurance Co. f Ordinary\u00E2\u0080\u0094\n) Group\t\nWestern Life Assurance Co Ordinary-\nTotals for 1954\t\nTotals for 1953\t\nAnnuities\nSinking\nFund\nPayments\n-Disbursements\nAssurance\nOn Death\nor\nMaturity\nOn Surrender, for\nDisability,\nDividends,\netc.\nAnnuities\nTo\nAnnuitants\nOn Death,\nSurrender,\netc.\nExhibit of Policies\nIn Force,\nJan. 1,\n1954\nNew\nIssued\n$144,291\n125,109\n14,570\n1,715,936\n313,719\n54,039\n156\n99\n1,667,177\n96,316\n34,332\n217,282\n63,796\n22,497\n1,127,568\n263,030\n19,372\n352,401\n1,071,353\n5,507\n68,181\nNil\n107,488\n146,663\n845\n30,707\n11,642\n169,584\n625,125\n389\n152,697\n2,351,995\n215,010\n942,992\n40,466\n137\n413\nNil\n2,831,468\n692,163\n241,948\n16,941\n1,689,886\n8,045\n2,498,582\n1,790,245\n257,751\n7,818\n18\n777,982\n210,454\n5,848\n3,548,461\n73,597\n193,751\n160,360\n862\n646,258\n10,639\n70,291\n3,574\n1,960,779\n26,572\n95,888\n2,766\n29,771\n46,307\n409\n112,446\n296,805\n17,970\n154\nNil\n286,184\n854\n1,842,565\n565,060\n154,522\n124,708\n202,168\n231,154\n57,430\n3,396,915\n1,012,545\n265,810\n142,634\n27,176\n470\n43,685\n$100\n30,209\n1,043\n282,918\n~90\n6,564\n\"69,697\n51,212\n5,223\n8,467\n127,884\n220,702\n48,987\n4,096\n15,022\nNil\n12,437\n2,612\n733\n2,681\n3,463\n6,245\n4^030\n127,708\n81,407\n103,315\n40,388\nNil\n87,906\n21,043\n59,709\n62,270\n329\n137,967\n97,270\n9,626\n98,455\n182,840\n48,872\n109\n3,727\n2,668\n1,463\n110,347\n545,068\n888\n569\n57\nNil\n22,552\n12,279\n1,265\n79,848\n100\n34,506\n223,714\n644,664\n159,143\n502,327\n2,604\n195\n-155\nNil\nNil\nNil\n$38,853,573 I $4,411,458\n$35,829,007 | $4,093,340\n$446\n$19,909\n60,000\n417,935\n206,867\n15,653\n562,196\n43,880\n5,000\n67,169\n7,858\n6,536\n333,535\n190,800\n1,000\n149,750\n255,229\n1,500\n16,500\nNil\n37,873\n46,362\n15,822\n30,540\n59,768\n175,827\n19,588\n927,630\n141,579\n378,639\n30,995\n89\nNil\n700,217\n53,821\n105,268\n\"525^625\n675\n550,975\n257,447\n137,403\n3,125\n277,825\n37,898\n1,015,680\n49,193\n84,427\n78,948\n3,845\n161,634\n8,492\n___\n533,749\n5,800\n42,925\n3,253\n31,500\n34,815\n500\n150,341\n10,550\nNil\n8,864\n358,579\n235,953\n51,676\n83,870\n30,364\n76,946\n41,500\n987,186\n477,058\n107,194\n111,966\n34,480\n$12,679\n2,621\n432,353\n38,321\n10,902\n261\n419,580\n5\n788\n42,628\n~936\n2,030\n209,223\n5,957\n1,357\n93,330\n236,825\n5,811\nNil\n10,850\n38,036\n9,885\n3,252\n32,830\n124,781\n28,326\n636,626\n652\n341,530\n1,392\nNil\n622,330\n175,295\n54,465\n5,121\n464,631\n789,528\n494,906\n153,009\n671\n151,738\n37,152\n31\n1,154,446\n19,558\n40,321\n24,890\n278\n224,759\n\"775\n452,232\n382\n3,278\n25,090\n16\n30,465\n26,110\nNil\n77,629\n\"619^249\n264,450\n74,318\n36,794\n\"47,053\n49,392\n1^559-\n1,027,790\n387,656\n48,317\n4,000\n11,002\n$542\n9,524\n1,200\n97,144\n7,546\n2,900\n57,266\n3,668\n43,214\n51,099\n38,785\n262\n970\nNil\n1,800\n590\n6,193\n2,116\n5,151\n2,310\n600\n97,292\n43,736\n20,270\nNil\n28,334\n774\n49,652\n1,320\n7,829\n144\n120,010\n36,144\n1,455\n19,004\n156,070\n12,706\n1,123\n^7,523\n44,675\n7,293\n300\n1,636\nNil\n12,142\n5,844\nTlJ874\n34,893\n38,596\n-59*405\n197,068\n117,084\n1,444\n$23,005\n1,478\n1,584\n3,783\n56,580\n549\n20,206\n146\n28,466\n29,483\n90,378\n404\n11,827\nNil\n997\n\u00E2\u0080\u00942,936\n3,988\n189\n5,484\n2,829\n76,119\n17,540\n30,027\n5,382\nNil\n45,264\n6~i57\n16,697\n555\n15,594\n27,808\n8,300\n530,693\n177,533\n10,547\n821\n2,330\n387\n934\n90,169\n50,894\n9,272\n\"399\nNil\n2,292\n200\n5,574\n2,300\n27,665\n49,747\n67,274\n68,100\n48,872\n13\n$11,697,565 |$10,344,456 | $1,468,520 | $1,674,099\n$9,914,500 $9,482,881 $1,366,329\n$1,279,043\n$5,439,545\n12,992,340\n450,185\n61,076,752\n20,189,147\n2,175,627\n39,788\n70,439,905\n15,864,778\n1,207,786\n7,398,087\n1,806,644\n2,149,039\n47,233,942\n33,015,805\n960,366\n36,845,555\n38,541,955\n380,000\n2,465,535\nNil\n3,745,198\n6,589,584\n38,000\n293,503\n2,581,400\n6,725,171\n21,675,537\n31,100\n5,763,974\n102,220,048\n16,969,870\n35,326,204\n3,591,000\n44,035\nNil\n130,285,911\n20,076,446\n36,303,720\n519,072\n54,189,337\n334,000\n96,677,905\n39,051,289\n24,360,055\n216,000\n18,125\n35,276,140\n9,130,446\n266,577\n139,411,447\n12,680,860\n3,809,222\n6,953,869\n88,850\n20,891,633\n637,768\n2,236,388\n146,324\n73,108,479\n2,031,317\n1,955,201\n424,471\n621,000\n2,337,224\n24,000\n2,696,271\n28,149,812\n1,017,811\n21,860\nNil\n7,485,548\n80,500\n56,058,403\n12,518,064\n18,460,038\n6,543,745\n145,000\n8,617,846\n10,052,184\n5,957,775-\n127,542,744\n88,410,335\n11,335,577\n18,144,594\n671,869\n83,000\n1,513,630\n$502,965\n260,200\n953,243\n11,961,179\n4,670,750\n688,354\n6,842,312\n619,800\n510,482\n1,607,622\n856,932\n170,739\n8,889,417\n1,268,500\n268,689\n610,236\n5,576,276\n377,500\n680,099\nNil\n519,535\n538,134\n69,000\n6,000\n331,000\n2,007,045\n3,202,064\n1,035,026\n16,048,521\n1,091,800\n4,998,631\n504,411\n4,800\n~NiT~\n21,627,359\n1,366,815\n1,330,750\n10,500\n9,384,500\n215,000\n11,851,531\n2,763,493\n1,443,662\n122,500\n6,046,300\n1,953,102\n20,196,049\n578,720\n2,803,652\n2,052,273\n5,218,900\n1,981,632\n1,555,585\n837,000\n10,372,279\n1,396,613\n547,039\n686,909\n869,833\n5,172,225\nNil\n1,336,916\n10,002,504\n672,721\n94,743\n884,367\n39,000\n1,223,877\n1,278,403\n20,024,338\n6,365,928\n2,273,300\n974,000\n807,868\n333,719\nIn Force\nDec. 31,\n1954\n$5,516,220\n15,533,707\n1,333,643\n69,543,106\n24,505,500\n2,500,572\n39,788\n73,661,252\n14,151,165\n1,407,730\n8,591,273\n2,443,418\n2,323,167\n53,224,797\n35,748,915\n1,139,343\n46,735,257\n40,979,919\n802,508\n3,040,722\nNil\n4,097,169\n5,865,063\n107,750\n297,779\n3,197,500\n7,867,333\n23,332,972\n36,500\n6,181,655\n111,739,166\n18,360,620\n38,672,277\n4,321,356\n4,800\n43,910\nNil\n145,462,026\n20,284,867\n36,183,775\n451,741\n60,681,485\n577,000\n103,699,228\n39,965,304\n28,858,301\n345,000\n15,000\n38,186,419\n10,009,677\n263,620\n154,150,154\n13,424,714\n5,729,153\n8,547,955\n69,000\n24,237,056\n3,202,289\n4,045,449\n768,735\n79,978,168\n3,494,228\n2,315,569\n87,510\n583,500\n2,922,386\n23,500\n3,380,052\n30,685,989\n1,097,983\n6,860\nNil\n8,354,569\n104,000\n61,649,570\n12,230,330\n14,933,262\n7,161,337\nJ170,000\n9,220,970\n10,517,880\n6,356,850\n139,647,258\n96,363,865\n12,136,993\n23,543,856\n1,212,458\n70,000\n1,669,259\n$1,685,837,087 I $236,367,167 $1,856,424,002\n$1,486,410,937 I $232,912,913 J $1,685,713,592\nTABLE II.\u00E2\u0080\u0094LIFE INSURANCE SUMMARY\n(Figures shown in nearest thousand.)\nYear\nPremium Income\nDisbursements\nAmount in\nOrdinary\nIndustrial\nGroup\nTotal\nOn Death or\nMaturity\nOther Payments\nTotal\nForce\n1950\n$25,093,000\n25,338,000\n29,125,000\n29,879,000\n32,310,000\n$2,668,000\n2,756,000\n2,863,000\n2,974,000\n3,047,000\n$3,495,000\n2,014,000\n4,300,000\n2,976,000\n3,496,000\n$31,256,000\n30,108,000\n36,288,000\n35,829,000\n38,854,000\n$9,413,000\n9,101,000\n9,839,000\n9,915,000\n11,698,000\n$10,006,000\n10,830,000\n11,169,000\n12,128,000\n13,487,000\n$19,419,000\n19,931,000\n21,008,000\n22,043,000\n25,185,000\n$1,184,912,000\n1951\n1,304,261,000\n195?.\n1,483,820,000\n1953 _ .. _. \t\n1,685,714,000\n1954 \t\n1,856,424,000\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 51\nTABLE III.\u00E2\u0080\u0094FIRE INSURANCE PREMIUMS AND LOSSES FOR 1954\n(Figures shown in nearest dollar.)\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\n(1)\n$130,649\n56,638\n213,336\n502,633\n38,203\n11,358\n23,718\n49,296\n14,326\n10\n31,696\n87,670\n116\n35,189\n51,076\n131,418\n28,945\n14,210\n15,703\n86,479\n97,568\n4,341\n57,126\n15,514\n33,963\n70,198\n13,898\n22,539\n29,893\n43,842\n66,477\n31,964\n16,121\n76,276\n4,346\n24,495\n9,062\n18,452\n165,322\n31,816\n23,245\n160,677\n38,307\n50,840\n24,858\n1,348\n88,249\n13,321\n110,359\n51,591\n5,529\n3,593\n37,505\n144,752\n2,835\n35,674\n27,165\n172,832\n55,555\n16,777\n74,662\n75,727\n336\n7,624\n153,899\n33,088\n82,682\n3,612\n25,662\n(2)\n$106,304\n14,860\n176,965\n262,668\n36,208\n10,704\n28,787\n61,064\n7,061\n-184\n36,169\n72,949\n100\n30,668\n42,174\n150,468\n15,452\n11,417\n11,266\n117,102\n100,349\n4,572\n52,978\n7,412\n28,764\n82,860\n11,283\n15,687\n24,255\n46,081\n64,511\n36,154\n15,420\n121,667\n4,822\n24,486\n29,214\n17,345\n147,911\n43,573\n22,808\n121,378\n41,352\n49,458\n20,859\n19,599\n68,299\n10,993\n124,347\n41,336\n5,309\n8,345\n38,974\n140,053\n11,483\n39,549\n32,275\n164,013\n36,251\n12,232\n75,337\n76,331\n69,385\n17,329\n112,426\n29,871\n80,060\n6,512\n25,924\n(3)\n$42,709\n6,314\n46,325\n114,388\n3,826\n3,322\n1,029\n21,474\n1,778\n20\n5,694\n16,411\nPer Cent\n40.18\n42.49\n26.18\n43.55\n10.57\n31.03\n3.57\n35.17\nAmerican National Fire Insurance Co \t\n25.18\n15.74\n20.96\n5.945\n10,210\n41,716\n11,212\n6,613\n5,251\n55,599\n42,542\n1,662\n22,320\n1,973\n17,952\n35,716\n4,154\n16,186\n15,781\n12,307\n24,504\n2,739\n5,505\n42,645\n1,662\n9,140\n11,247\n7,882\n29,528\n9,765\n8,914\n25,505\n32,089\n13,714\n9,573\n3,314\n8,696\n30,998\n29,660\n17,021\n2,504\n1,893\n32,087\n51,293\n139\n10,117\n7,361\n51,679\n9,212\n9,768\n23,972\n27,561\n-2,322\n3,452\n122,601\n12,107\n20,227\n5,038\n4,871\n19.38\nBankers and Shippers Insurance Co. of New York\t\nBankers & Traders' Insurance Co. Ltd..\t\n24.21\n27.72\n72.56\nBee Fire, Accident & General Insurance Co\t\n57.92\n46.61\n47.48\n42.39\n36.35\n42.13\n26.62\n62.40\n43.10\nBritish General Insurance Co. Ltd _ . ..\n36.82\n103.18\n65.10\n26.71\nBritish Traders' Insurance Co. Ltd\u00E2\u0080\u0094 \t\n37.98\n7.60\n35.70\n35.05\n34.47\n37.33\n38.50\n45.44\n19.96\n22.41\n39.08\n21 01\n77.60\n27.73\n45.89\n16 91\n12.73\n281.90\n23 85\nChristiana General Insurance Co. Ltd \t\n41.18\n47 16\n22.68\n82.33\nCommercial Union Assurance Co. Ltd\t\n36.62\n1 21\n25 58\n22.81\n31.51\nContingency Insurance Co. Ltd.. \t\n25.41\n79.86\n31 82\n36 10\nDominion of Canada General Insurance Co \t\n19.92\n109.10\n40 53\nEmployers' Liability Assurance Corporation Ltd \t\n25.26\n77 40\n18.78\n$3,878,186\n$3,573,634\n$1,288,090\n C 52\nTABLE III.-\nBRITISH COLUMBIA\n-FIRE INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\n(1)\n$3,878,186\n(2)\n$3,573,634\n(3)\n$1,288,090\n2,023\n1,599\n5,916\n1,505\n12,428\n32,515\n49,505\n77,876\n26,416\n23,256\n15,968\n40,387\n15,031\nPer Cent\n7,135\n7,322\n27,724\n19,370\n44,395\n124,049\n132,053\n152,900\n118,438\n77,494\n40,579\n228,645\n71,184\n40,230\n12,050\n323,747\n29,048\n17,962\n73,553\n179,199\n2,641\n3,900\n142,955\nNil\n225,845\n99,958\n52,659\n120,715\n33,372\n153,958\n45,354\n8,565\n99,090\n36,778\n58,410\n24,873\n162,304\n23,019\n32,632\n\u00E2\u0080\u00945\n74,106\n\u00E2\u0080\u0094 889\n35,029\n2,102\n11,027\n144,220\n36,776\n26,939\n31,273\n322,793\n23,738\n15,533\n86,308\n44,480\n26,130\n65,037\n11,944\n30,747\n47,360\n24,930\n6,056\nNil\n5,154\n912\n420,992\n25,763\n16,754\n12,429\n7,910\n7,825\n27,376\n12,380\n51,876\n121,039\n147,354\n178,931\n133,260\n59,150\n50,077\n186,180\n66,061\n....\n25.58\n20.43\n21.61\nExcess Insurance Co. Ltd -\t\n12.16\n23.96\n26.86\nFederated Mutual Implement & Hardware Insurance Co\t\n33.60\n43.52\n19.82\nFire Association of Philadelphia\n39.32\n31.88\n21.69\n22.75\nFirst National Insurance Co. of America (see note)\u00E2\u0080\u0094\t\n46,572\n10,962\n255,853\n20,949\n21,087\n75,273\n180,200\n3,215\n13,551\n137,563\nNil\n223,463\n81,498\n51,622\n119,480\n31,101\n181,526\n34,040\n16,809\n105,908\n37,639\n59,738\n23,770\n152,628\n17,436\n26,945\n5,569\n48,224\n50,410\n36,634\n1,941\n13,513\n144,124\n37,634\n1,202\n3,906\n132,811\n7,988\n4,641\n37,021\n57,790\n2.58\nGeneral Accident Fire & Life Assurance Corporation Ltd\t\n35.63\n51.91\n38.13\n22.01\n49.18\n32.06\n2,824\n33,805\nNil\n113,977\n27,370\n27,286\n30,074\n7,766\n76,634\n14,998\n934\n38,792\n18,510\n27,145\n3,900\n41,574\n6,287\n6,523\n3,262\n18,852\n4,418\n10,522\n20.84\n24.57\n\"\nGuardian Assurance Co. Ltd.\n51.00\n33.58\n(riiildhall TnsilTance Co T.td\n52.86\n25.17\n24.97\n42.22\nHelvetia Swiss Fire Insurance Co. Ltd \t\n33.07\n6.37\n36.63\n49.18\nImperial Guarantee & Accident Insurance Co. of Canada\n45.44\n16.41\n27.24\n36.06\n24.21\n58.57\n39.09\n8.76\n28.72\n4,464\n68,495\n18,510\n33.03\n47.53\n49.18\nLocal Government Guarantee Society Ltd. (see note)\n40,984\n30,169\n285,717\n20,092\n17,231\n92,100\n48,688\n44,382\n44,136\n13,218\n33,586\n45,672\n28,888\n14,473\nNil\n8,007\n3,964\n439,440\n28,122\n21,116\n10,445\n2,116\n5,620\n145,193\n4,416\n4,999\n39,757\n16,069\n8,542\n20,227\n5,824\n5,174\n6,395\n14,579\n1,929\nNil\n3,709\n1,289\n136,210\n9,714\n8,786\n4,787\n5.16\nLondon & Lancashire Guar. & Accident Co. of Canada\t\nLondon & Lancashire Insurance Co. Ltd \t\nLondon & Provincial Marine & General Insurance Co. Ltd....\n18.63\n50.81\n21.98\n29.01\n43.17\n20.68\n19.25\n45.83\n44.06\n15.41\n14.00\n50.47\n13.00\n|\n46.32\n32.51\n31.00\n34.54\n41.61\n45.83\n$8,479,929\n$8,160,360\n$2,884,131\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954 C 53\nTABLE III.\u00E2\u0080\u0094FIRE INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nName of Insurer\nNet\nPremiums\nWritten\nBrought forward-\nMutual Fire Insurance Co. of British Columbia..\nNational-Ben Franklin Fire Insurance Co-\nNational Employers' Mutual General Insur. Assn. Ltd\u00E2\u0080\u0094\nNational Fire & Casualty Insurance Co\t\nNational Fire Insurance Co. of Hartford\t\nNational Provincial Insurance Co. Ltd \u00E2\u0080\u0094,\t\nNew England Insurance Co-\nNew Hampshire Fire Insurance Co..\nNew India Assurance Co. Ltd\t\nNew York Fire Insurance Co.\t\nNew York Underwriters Insurance Co.\nNew Zealand Insurance Co. Ltd\t\nNiagara Fire Insurance Co..\nNon-Marine Underwriters, Members of Lloyd's, London, Eng.\nNordisk Reinsurance Co. Ltd \t\nNorth British & Mercantile Insurance Co. Ltd..\nNorth Empire Fire Insurance Co.\t\nNorth River Insurance Co\t\nNorth West Fire Insurance Co\t\nNorthern Assurance Co. Ltd\t\nNorthwestern Mutual Fire Association\t\nNorthwestern National Insurance Co\t\nNorwich Union Fire Insurance Society Ltd..\nOccidental Fire Insurance Co \t\nOcean Accident & Guarantee Corporation Ltd-\nOhio Farmers Insurance Co \t\nOrion Insurance Co. Ltd \t\nPacific Coast Fire Insurance Co \t\nPacific Fire Insurance Co. \t\nPalatine Insurance Co. Ltd. \t\nPatriotic Assurance Co. Ltd\t\nPearl Assurance Co. Ltd \t\nPennsylvania Lumbermen's Mutual Insurance Co..\nPerth Mutual Fire Insurance Co\t\nPhenix Fire Insurance Co \t\nPhiladelphia Fire & Marine Insurance Co..\nPhoenix Assurance Co. Ltd\t\nPhoenix Insurance Co\t\nPlanet Assurance Co. Ltd _.\nProgressive Insurance Co. of Canada..\nProvidence Fire Insurance Co \u00E2\u0080\u0094\nProvidence Washington Insurance Co.\nProvident Assurance Co _.\nProvincial Insurance Co. Ltd\t\nPrudential Assurance Co. Ltd \t\nQuebec Fire Assurance Co..\nQueensland Insurance Co. Ltd __\nRailway Passengers Assurance Co-\nReliance Insurance Co. of Canada-\nReliance Insurance Co. of Philadelphia-\nRoberts Mutual Fire Insurance Co\t\nRoyal Exchange Assurance\t\nRoyal Insurance Co. Ltd..\nRoyal General Insurance Co. of Canada (see note)..\nRoyal Scottish Insurance Co. Ltd \t\nRuby General Insurance Co..\nSt. Paul Fire & Marine Insurance Co\t\nSaskatchewan Mutual Insurance Co\t\nScottish Canadian Assurance Corporation-\nScottish Insurance Corporation Ltd..\nScottish Metropolitan Assurance Co. Ltd...\nScottish Union & National Insurance Co\t\nSea Insurance Co. Ltd \t\nSecurity Insurance Co. of New Haven-\nSecurity National Insurance Co\t\nSouth British Insurance Co. Ltd..\t\nSouthern Insurance Co. Ltd. (see note)\u00E2\u0080\u0094.\nSpringfield Fire & Marine Insurance Co-\nStandard Insurance Co. Ltd. \t\nStandard Insurance Co. of New York\t\nCarried forward\t\n(1)\n,8,479,929\n53,872\n49,791\n19,047\n17,783\n88,151\n12,429\n6,872\n12,946\n301\n\u00E2\u0080\u00941,661\n25,851\n61,068\n96,790\n2,100,926\n50,030\n67,128\n26,130\n45,442\n8,683\n113,910\n353,956\n39,959\n126,466\n35,903\n26,581\n104,984\n21,122\n31,416\n58,169\n26,146\n13,708\n96,441\n11,803\n53,588\n5,536\n21,247\n327,382\n123,529\n16,249\n6,446\n13,282\n84,785\n78,791\n60,783\n159,795\n25,025\n95,237\n17,859\n25,482\n3,206\n4,547\n103,546\n376,648\n20,711\n38,707\n131,153\n77,149\n7,940\n11,483\n36,244\n48,416\n25,628\n33,454\n7,473\n25,721\n94,854\n23,271\n3,255\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\n(2)\n$8,160,360\n52,719\n37,812\n32,198\n28,434\n54,731\n10,430\n10,677\n17,480\n107\n13,441\n26,963\n57,573\n102,056\n1,924,537\n48,264\n62,415\n25,305\n51,490\n8,917\n126,364\n333,367\n58,488\n143,349\n30,891\n26,568\n135,893\n17,332\n35,969\n48,097\n26,960\n15,010\n95,089\n10,050\n52,395\n4,138\n19,768\n307,881\n122,310\n11,574\n4,064\n16,120\n88,763\n58,270\n59,423\n145,220\n30,986\n102,465\n19,294\n28,249\n167\n4,260\n88,136\n363,850\n22,975\n57,811\n120,336\n85,275\n12,653\n7,253\n40,208\n51,733\n34,939\n37,405\n6,064\n27,910\n126,060\n11,384\n3,008\n$14,470,494 | $14,001,683\n(3)\n$2,884,131\n20,921\n12,777\n11,692\n6,731\n37,302\n4,787\n4,945\n18,305\n4,492\n11,630\n18,480\n45,125\n868,797\n15,836\n21,564\n8,543\n16,808\n3,322\n36,662\n132,472\n12,365\n42,738\n5,570\n9,688\n55,054\n2,868\n5,694\n11,629\n9,969\n1,255\n31,077\n8,603\n22,087\n1,749\n\u00E2\u0080\u0094539\n106,771\n41,213\n6,528\n1,647\n4,902\n32,616\n12,513\n19,591\n45,858\n12,880\n44,361\n3,254\n7,226\n2,006\n49,131\n213,536\n\" 6,666\n23,965\n78,087\n30,326\n3,273\n6,440\n11,665\n12,497\n10,626\n11,067\n3,945\n6,534\nPer Cent\n57,970\n2,960 |\n567 I\n39.68\n33.79\n36.31\n23.67\n68.16\n45.88\n46.31\n104.72\n33.42\n43.13\n32.09\n44.22\n45.14\n32.81\n34.55\n33.76\n32.64\n37.25\n29.01\n39.74\n21.14\n29.81\n18.03\n36.46\n40.51\n16.55\n15.83\n24.18\n36.98\n8.36\n32.68\n85.60\n42.15\n42.27\n34.68\n33.70\n56.40\n40.53\n30.41\n36.74\n21.47\n32.97\n31.58\n41.57\n43.29\n16.87\n25.58\n201.19\n55.74\n58.69\n29.01\n41.45\n65.00\n35.56\n25.87\n88.79\n29.01\n24.16\n30.41\n29.59\n65.10\n23.41\n45.99\n26.00\n18.85\n$5,275,750 |\n C 54 BRITISH COLUMBIA\nTABLE III.\u00E2\u0080\u0094FIRE INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\nBrought forward..\nStanstead & Sherbrooke Insurance Co-\nState Assurance Co. Ltd\t\nSun Insurance Office Ltd\t\nSvea-Nornan Insurance Co. Ltd \t\nSwitzerland General Insurance Co. Ltd\u00E2\u0080\u0094\nToronto General Insurance Co\t\nTraders General Insurance Co\t\nTranscontinental Insurance Co \t\nTravelers Fire Insurance Co \t\nUnion Assurance Society Ltd..\nUnion Fire, Accident & General Insurance Co-\nUnion Insurance Society of Canton Ltd\t\nUnion Marine & General Insurance Co. Ltd\t\nUnited British Insurance Co. Ltd. (see note) \u00E2\u0080\u0094\nUnited National Indemnity Co\t\nUnited Scottish Insurance Co. Ltd\t\nUnited States Fire Insurance Co \t\nUnity Fire & General Insurance Co-\nUtah Home Fire Insurance Co. (see note)..\nVictory Insurance Co. Ltd..\nWawanesa Mutual Insurance Co-\nWellington Fire Insurance Co\t\nWestchester Fire Insurance Co\t\nWestern Assurance Co \t\nWestern Union Insurance Co\t\nWestminster Fire Office (see note)\t\nWorld Auxiliary Insurance Corporation Ltd\u00E2\u0080\u0094\nWorld Marine & General Insurance Co. Ltd\u00E2\u0080\u0094\nYorkshire Insurance Co. Ltd \t\nZurich General Accident & Liability Insurance Co. Ltd\u00E2\u0080\u0094\nTotals for 1954. \t\nTotals for 1953-\n(O\n$14,470,494\n27,336\n12,429\n101,366\n24,045\n83,123\n26,031\n9,878\n15,596\n30,143\n43,495\n32,584\n104,477\n13,065\n22,341\n18,221\n71,476\n26,352\n124,613\n393,275\n30,636\n19,895\n129,355\n59,094\n28,991\n20,711\n99,503\n35,899\n(2)\n$14,001,683\n30,985\n10,440\n110,525\n18,724\n70,471\n35,651\n2,430\n5,433\n30,459\n43,677\n34,862\n110,901\n\u00E2\u0080\u009416,783\n82\n5,778\n62,330\n22,470\n75,170\n375,528\n46,653\n14,178\n111,039\n46,690\n20,083\n22,975\n83,604\n20,459\n(3) j\n$5,275,750 |\n11,388\n4,787\n54,237\n8,946\n31,905\n7,990\n398\n992\n24,963\n15,786\n8,744\n42,006\n4,271\n4,781\n2,149\n23,183\n11,174\n37,363\n95,588\n13,321\n10,176\n26,103\n21,943\nPer Cent\n4,858\n6,666\n39,442\n5,392\n$16,074,424 I $15,396,499\n$5,794,302\n.16,135,936 | $16,399,631\n583.05\n37.20\n37.19\n49.73\n49.70\n25.45\n28.55\n71.77\n23.51\n46.99\n24.19\n29.01\n47.18\n26.36\n37.63\n$5,447,660 | 33.22\nNote.\u00E2\u0080\u0094The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in\nthe foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.\nReciprocal Exchanges\nName of Exchange\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\nAffiliated Underwriters\t\nAmerican Exchange Underwriters-\nCanadian Reciprocal Underwriters_\nCanners Exchange Subscribers at Warner Inter-Insurance\nBureau \t\nFireproof-Sprinklered Underwriters-\nIndividual Underwriters\t\nLumbermen's Underwriting Alliance-\nMetropolitan Inter-Insurers _\nNew York Reciprocal Underwriters-\nUnderwriters Exchange\t\nTotals for 1954-\nTotals for 1953-\n(1)\n$35,190\n4,842\n4,564\n24,512\n2,152\n8,069\n202,519\n4,842\n6,993\n5,087\n$298,770\n(2)\n$30,037\n4,345\n3,603\n12,140\n1,943\n7,240\n202,461\n4,345\n6,275\n3,455\n$275,844\n$263,223\n$277,315\n(3)\n$67,326\n\u00E2\u0080\u00942\n\u00E2\u0080\u0094 1,750\n\u00E2\u0080\u0094 1\n\u00E2\u0080\u0094 1\n47,100\n-2\n\u00E2\u0080\u00942\n\u00E2\u0080\u009447\n$111,753\n$69,788\nPer Cent\n224.15\n23.27\n40.51\n25.17\nTABLE IV.\u00E2\u0080\u0094FIRE INSURANCE SUMMARY\n(Figures shown in nearest thousand.)\nYear\nNet Premiums\nWritten\nNet Premiums\nEarned\nNet Losses\nIncurred\nRatio Losses\nIncurred to\nPremiums\nEarned\n1950\t\n$13,910,000\n16,215,000\n16,563,000\n16,136,000\n16,074,000\n$12,552,000\n13,891,000\n15,884,000\n16,400,000\n15,396,000\n$6,787,000\n4,918,000\n6,485,000\n5,448,000\n5,794,000\nPer Cent\n54.06\n1951 -\t\n35.40\n105.\n40.82\n1Q53\n33.22\n1954 - - \t\n37.63\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 55\nTABLE V.\u00E2\u0080\u0094AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1954\n(Figures shown in nearest dollar.)\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\n(1)\n$45,523\n39,866\n212\n18,936\n36,697\n804,516\n15,294\n6,288\n20,740\n2,197\n59,191\n(2)\n$67,447\n24,631\n179\n9,705\n39,458\n466,662\n14,426\n5,954\n20,740\n1,478\n58,427\n\u00E2\u0080\u0094 1,924\n73,274\n11,069\n209,904\n30,097\n328,945\n127,639\n9,952\n151,861\n39,445\n49,689\n21,819\n29,478\n192,548\n130,668\n1,616\n113,411\n74,486\n7,427\n184,595\n135,425\n32,322\n281,289\n94,309\n216,487\n85,305\n91,368\n(3)\n$16,673\n21,962\n68\n6,039\n10,688\n226,702\n5,494\n-6,219\n10,715\n713\n26,858\n271\n28,951\n4,067\n79,007\n16,434\n135,962\n98,834\n7,028\n67,650\n19,804\n12,830\n13,236\n14,863\n103,946\n76,889\n\u00E2\u0080\u009474\n56,939\n47,692\n7,499\n93,129\n46,928\n13,893\n152,994\n59,866\n125,730\n41,674\n29,973\nPer Cent\n24.72\n89.16\n37.99\n62.23\n27.09\n48.58\n38.08\n51.66\n48.24\nAnglo-Scottish Insurance Co. Ltd\t\n45.97\nAtlas Assurance Co. Ltd \t\n72,110\n13,048\n179,708\n30,949\n322,525\n119,537\n15,255\n140,193\n42,121\n42,997\n33,059\n30,949\n194,982\n146,327\n1,380\n121,098\n46,056\n12,082\n193,973\n135,583\n36,609\n313,694\n90,867\n205,701\n87,217\n84,654\n39.51\n36.74\n37.64\n54.60\n41.33\n77.43\n70.62\n44.55\nBritish General Insurance Co. Ltd\t\nBritish Law Insurance Co. Ltd \t\n50.21\n25.82\n60.70\n50.42\n53.98\n58.84\n50.21\n64.03\n100.97\n50.45\n34.65\n42.98\n54.39\n63.48\n58.08\nCar & General Insurance Corporation Ltd\t\n48.85\n32.80\n61,007\n8,518\n90,867\n60,203\n6,344\n94,309\n38,713\n4,437\n59,866\n\u00E2\u0080\u009427,581\n10,332\n14,650\n745\n2,385\n17,305\n75,422\n22,785\n46,492\n7,698\n141,807\n17,804\n43,267\n48,813\n44,429\n64.30\n69.94\n63.48\n68,308\n15,143\n317\n2,275\n35,494\n92,041\n50,911\n145,127\n30,287\n314,759\n17,702\n98,253\n98,821\n163,178\n908\n3,028\n5,373\n70,908\n131,342\n146,284\n85,793\n64,974\n17,060\n865\n1,970\n35,350\n64,838\n49,978\n151,416\n32,613\n315,211\n19,380\n99,914\n90,058\n68,094\n457\n3,412\n4,740\n69,135\n127,115\n138,648\n107,516\nIS.90\n86 13\n121.06\n48 95\n116.32\n45 59\n30 70\n23 60\n44 99\n91 87\n43 30\n54 20\n65 25\nEmployers Mutual Liability Insurance Co. of Wisconsin\t\n2,930\n583\n33,017\n55,371\n56,722\n45,164\n85.88\n12.30\n47.76\n43 56\nFederated Mutual Implement & Hardware Insurance Co.\n40.91\n42.01\nFidelity Insurance Co. of Canada. _\n21,841\n53,203\n54,843\n21,555\n46,367\n48,358\n3,623\n21,632\n15,358\n16.81\nFidelity-Phenix Fire Insurance of New York _\n46.65\n31.76\nFirst National Insurance Co. of America (see note)\t\nCarried forward\n$5,628,665\n$5,171,491\n$2,479,477\n C 56 BRITISH COLUMBIA\nTABLE V.\u00E2\u0080\u0094AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\nBrought forward..\nGeneral Accident Assurance Co. of Canada-\nGeneral Accident Fire & Life Assurance Corporation Ltd..\nGeneral Casualty Co. of America-\nGeneral Exchange Insurance Corporation-\nGeneral Insurance Co. of America\t\nGeneral Security Insurance Co. of Canada-\nGlens Falls Insurance Co\t\nGlobe Indemnity Co. of Canada\t\nGore District Mutual Fire Insurance Co-\nGreat American Indemnity Co\t\nGreat American Insurance Co\t\nGreat Eastern Insurance Co \t\nGuardian Assurance Co. Ltd\t\nGuardian Insurance Co. of Canada-\nGuildhall Insurance Co. Ltd\t\nHalifax Insurance Co \t\nHartford Accident & Indemnity Co...\nHartford Fire Insurance Co \t\nHelvetia Swiss Fire Insurance Co.\t\nHome Insurance Co.\nHudson Bay Insurance Co \t\nImperial Guarantee & Accident Insurance Co. of Canada-\nImperial Insurance Office..\nIndemnity Insurance Co. of North America-\nInsurance Co. of North America\t\nInsurance Corporation of Ireland Ltd\t\nKansas City Fire & Marine Insurance Co\t\nLaw, Union & Rock Insurance Co. Ltd\u00E2\u0080\u0094\t\nLegal & General Assurance Society Ltd\t\nLiberty Mutual Fire Insurance Co\t\nLiberty Mutual Insurance Co..\nLicenses & General Insurance Co. Ltd\t\nLiverpool & London & Globe Insurance Co. Ltd..\nLiverpool-Manitoba Assurance Co-\nLondon & County Insurance Co. Ltd\t\nLondon & Edinburgh Insurance Co. Ltd \t\nLondon & Lancashire Guarantee & Accident Co. of Canada.\nLondon & Lancashire Insurance Co. Ltd ,\t\nLondon & Provincial Marine & General Insurance Co. Ltd...\nLondon & Scottish Assurance Corporation Ltd\t\nLondon Assurance\t\nLondon-Canada Insurance Co\t\nLondon Guarantee & Accident Co. Ltd\u00E2\u0080\u0094\nLumbermens Mutual Casualty Co \t\nMaryland Casualty Co-\nMerchants Marine Insurance Co. Ltd..\nMercury Insurance Co\t\nMerit Insurance Co \t\nMetropolitan Casualty Insurance Co \t\nMilwaukee Insurance Co. of Milwaukee, Wis\u00E2\u0080\u0094\nMonument Insurance Co. Ltd\t\nMotor Union Insurance Co. Ltd\t\nNational-Ben Franklin Fire Insurance Co\t\nNational Employers' Mutual General Insur. Assn. Ltd-\nNational Fire Insurance Co. of Hartford\t\nNew Hampshire Fire Insurance Co\t\nNew York Underwriters Insurance Co\t\nNew Zealand Insurance Co. Ltd\t\nNiagara Fire Insurance Co..\nNon-Marine Underwriters, Members of Lloyd's, London, Eng.\nNorth British & Mercantile Insurance Co. Ltd.\t\nNorthern Assurance Co. Ltd\t\nNorthwest Casualty Co\nNorthwestern Mutual Fire Association\t\nNorthwestern National Insurance Co \t\nNorwich Union Fire Insurance Society Ltd..\nOccidental Fire Insurance Co\t\nOcean Accident & Guarantee Corporation Ltd-\nOhio Farmers Indemnity Co\t\nOhio Farmers Insurance Co\t\n(1)\n$5,628,665\n90,116\n59,628\n321,029\n732,014\n232,151\n25,822\n27,120\n93,272\n694,671\n50,267\n27,231\n8,902\n118,271\n959,507\n81,593\n180,236\n121,537\n81,119\n88,384\nNil\n46,320\n182,767\n18,000\n13,694\n189\n24,388\n88,024\n40,004\n42,993\n1,585\n19,514\n157,820\n46,320\n36,679\n78,490\n309,972\n85,516\n151,409\n21,972\n36,622\n65,129\n162,203\n7,700\n837\n21,967\n2,222\n462,188\n292,078\n1,355,455\n27,185\n174,434\n11,694\n177,692\n86,379\nNil\nNil\n98,686\n67,329\n585,776\n81,666\n76,119\n445,274\nNil\n938\n215,311\n24,696\n236,968\n141,857\n106,054\n(2)\n$5,171,491\n80,369\n65,000\n293,777\n717,237\n218,173\n26,099\n60,155\n88,644\n652,323\n48,506\n28,578\n6,693\n116,577\n958,587\n84,498\n186,098\n127,215\n85,141\n50,581\nNil\n43,742\n185,949\n18,868\n8,002\n550\n21,779\n30\n87,230\n61,163\n41,139\n2,312\n17,720\n149,042\n43,742\n33,286\n76,217\n310,796\n75,585\n143,247\n21,284\n37,416\n76,534\n169,041\n19,160\n1,958\n27,511\n4,561\n268,069\n291,368\n1,360,342\n29,305\n170,611\n12,917\n207,888\n74,477\nNil\nNil\n87,282\n58,144\n682,040\n84,993\n76,158\n443,954\nNil\n728\n212,248\n25,696\n221,900\n156,753\n120,871\n(3) J\n$2,479,477\n85,317\n25,603\n169,549\n397,245\n63,461\n20,630\n12,167\n27,055\n332,488\n25,845\n13,552\n3,482\n57,867\n447,650\n43,261\n92,173\n95,547\n35,836\n29,199\nNil\n19,428\n80,734\n12,530\n6,040\n12,815\n66,973\n37,993\n34,190\n388\n14,872\n66,202\n19,428\n19,912\n31,268\n106,381\n29,552\n97,685\n3,175\n35,168\n37,141\n78,998\n4,559\n994\n8,567\n1,415\n144,893\n159,113\n778,388\n14,696\n88,743\n5,362\n72,135\n39,317\nNil\nNil\n40,363\n30,981\n446,112\n38,926\n27,402\n195,935\nNil\n37\n129,618\n11,302\n111,700\n113,322\n32,444\nPer Cent\n106.16\n39.39\n57.71\n55.39\n29.09\n79.04\n20.23\n30.52\n50.97\n53.28\n47.42\n52.02\n49.64\n46.70\n51.20\n49.52\n75.10\n42.09\n33.04\nNil\n44.41\n43.42\n66.41\n75.48\n58.84\n76.78\n61.61\n83.11\n16.78\n83.92\n44.42\n44.41\n59.82\n41.02\n34.23\n39.09\n68.19\n14.92\n93.99\n48.53\n46.73\n23.80\n50.76\n31.14\n31.00\n54.05\n54.60\n57.22\n50.15\n52.01\n41.51\n34.70\n52.79\n~NU~\n46.24\n53.28\n65.41\n45.80\n35.98\n44.13\nNil\n5.08\n61.07\n43.98\n50.34\n72.29\n26.84\nCarried forward..\n$15,951,650\n$15,329,350\n$7,764,601 |\nI\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954 C 57\nTABLE V.\u00E2\u0080\u0094AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nName of Insurer\nNet\nPremiums\nWritten\nNet\nPremiums\nEarned\nNet Losses\nIncurred\nRatio of\n(3) to (2)\nBrought forward..\nOrion Insurance Co. Ltd\u00E2\u0080\u0094\nPacific Coast Fire Insurance Co-\nPacific Indemnity Co..\nPalatine Insurance Co. Ltd\u00E2\u0080\u0094.\nPatriotic Assurance Co. Ltd-\nPearl Assurance Co. Ltd _\nPhenix Fire Insurance Co\t\nPhoenix Assurance Co. Ltd\u00E2\u0080\u0094\nPhoenix Insurance Co\t\nProgressive Insurance Co. of Canada\t\nProvidence Washington Insurance Co\u00E2\u0080\u0094\nProvident Assurance Co \t\nProvincial Insurance Co. Ltd\t\nPrudential Assurance Co. Ltd\t\nQueensland Insurance Co. Ltd\t\nRailway Passengers Assurance Co-\nReliance Insurance Co. of Canada-\nRoyal Exchange Assurance\t\nRoyal Insurance Co. Ltd-\nRoyal General Insurance Co. of Canada (see note)-.\nRuby General Insurance Co\nst. Paul Fire & Marine Insurance Co\t\nSt. Paul Mercury Indemnity Co. of St. Paul-\nSaskatchewan Mutual Insurance Co \t\nScottish Canadian Assurance Corporation.\t\nScottish Insurance Corporation Ltd \t\nScottish Metropolitan Assurance Co. Ltd\t\nScottish Union & National Insurance Co\t\nSecurity Insurance Co. of New Haven\t\nService Fire Insurance Co. of New York\t\nSouth British Insurance Co. Ltd. (see note)..\nSpringfield Fire & Marine Insurance Co\t\nStandard Insurance Co. Ltd \t\nStandard Insurance Co. of New York-\nSun Insurance Office Ltd\t\nSvea-Nornan Insurance Co. Ltd\u00E2\u0080\u0094\nToronto General Insurance Co\t\nTraders General Insurance Co\t\nTranscontinental Insurance Co\t\nTravelers Fire Insurance Co\t\nTravelers Indemnity Co \t\nTravelers Insurance Co \t\nUnion Assurance Society Ltd..\nUnion Fire, Accident & General Insurance Co-\nUnion Insurance Society of Canton Ltd\t\nUnion Marine & General Insurance Co. Ltd\t\nUnited British Insurance Co. Ltd. (see note)\t\nUnited National Indemnity Co\t\nUnited Pacific Insurance Co\t\nUnited Scottish Insurance Co. Ltd\t\nUnited States Fidelity & Guaranty Co..\nUnited States Fire Insurance Co\t\nUnity Fire & General Insurance Co.\t\nVictory Insurance Co-\nWawanesa Mutual Insurance Co-\nWellington Fire Insurance Co\t\nWestern Assurance Co\t\nWestern Union Insurance Co \t\nWestminster Fire Office (see note) \t\nWorld Auxiliary Insurance Corporation Ltd\u00E2\u0080\u0094\nWorld Marine & General Insurance Co. Ltd\u00E2\u0080\u0094\nYorkshire Insurance Co. Ltd\t\nZurich General Accident & Liability Insurance Co. Ltd\u00E2\u0080\u0094\nTotals for 1954 \t\n(1)\n$15,951,650\n2,986\n58,245\n21,523\n26,326\n34,331\n160,047\n555\n204,857\n27,360\n-202,958\n38,632\n223,636\n129,063\n131,669\n184,078\n34,897\n10,816\n179,904\n354,675\n177,838\n81,714\n111,168\n381,346\n15,847\n11,538\n45,856\n140,924\nNil\n38,151\nNil\n22,882\nNil\n111,070\n24,388\n110,932\n149,793\n19,429\n32,788\n276,868\nNil\n31,591\n8,046\n362,109\n45,523\n61,268\nNil\n2,957\n56,364\nNil\n31,701\n53,233\n1,062,484\n24,190\n243,144\n280,578\n47,456\n16,974\n166,249\n677,147\n(2)\n$15,329,350\n2,925\n57,540\n16,735\n24,654\n41,542\n147,255\n666\n163,542\n30,537\n27,907\n34,009\n215,181\n130,337\n130,600\n200,467\n37,821\n12,185\n178,532\n331,186\n208,034\n85,521\n118,232\n401,022\n17,688\n9,289\n43,603\n150,535\nNil\n58,928\nNil\n14,928\nNil\n108,849\n21,729\n110,803\n111,498\n17,596\n30,678\n272,759\nNil\n29,584\n4,049\n357,800\n50,071\n33,818\nNil\n1,575\n51,088\nNil\n16,214\n33,191\n983,956\n32,766\n250,339\n278,689\n34,226\n17,174\n158,484\n719,351\n$22,495,838 | $21,947,038\nTotals for 1953-\n$21,571,173 | $19,701,816\n(3)\n$7,764,601\n2,430\n26,858\n5,849\n12,379\n26,930\n74,140\n259\n117,136\n31,776\n18,654\n26,181\n123,606\n37,945\n72,072\n108,864\n11,743\n10,464\n84,005\n149,747\n72,312\n39,366\n40,251\n205,353\n12,379\n6,140\n9,194\n86,525\nNil\n22,524\nNil\n10,543\nNil\n65,011\n12,815\n38,395\n104,148\n14,025\n10,352\n264,713\nNil\n14,854\n5,526\n193,042\n7,436\n33,450\nNil\n41,363\nNil\n16,489\n23,429\n614,056\n16,715\n97,108\n181,626\n29,313\n3,906\n52,348\n351,568\nPer Cent\n83.08\n46.68\n35.00\n50.21\n64.83\n50.35\n38.89\n71.62\n104.06\n66.84\n76.98\n57.44\n29.11\n55.19\n54.30\n31.05\n85.88\n47.05\n45.22\n34.76\n46.00\n34.00\n51.21\n69.99\n66.09\n21.09\n57.48\n38.22\n$11,401,914\n$10,676,165\n70.63\n59.72\n58.98\n34.65\n93.41\n79.71\n33.74\n97.05\n50.21\n136.48\n53.95\n14.85\n98.91\n80.96\n101.70\n70.59\n62.41\n51.01\n38.79\n65.17\n85.64\n22.74\n33.03\n48.87\n51.95\n54.19\nNote.\u00E2\u0080\u0094The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in\nthe foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.\n C 58\nBRITISH COLUMBIA\nTABLE VI.\u00E2\u0080\u0094AUTOMOBILE INSURANCE SUMMARY\n(Figures shown in nearest thousand.)\nYear\nNet Premiums\nWritten\nNet Premiums\nEarned\nNet Losses\nIncurred\nRatio Losses\nIncurred to\nPremiums\nEarned\n1950\n$13,264,000\n13,897,000\n18,241,000\n21,571,000\n22,496,000\n$11,716,000\n13,617,000\n16,022,000\n19,702,000\n21,947,000\n$6,724,000\n9,569,000\n11,022,000\n10,676,000\n11,402,000\nPer Cent\n57.39\n1951 . \t\n1952 . -\t\n70.27\n68.79\n1953. -. .... \t\n54.19\n1954-\t\n51.95\n TABLE VII.\u00E2\u0080\u0094MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954\nC 59\nB.\u00E2\u0080\u0094Boiler and Machinery.\nC.\u00E2\u0080\u0094Credit.\nE.\u00E2\u0080\u0094Earthquake.\nEx.\u00E2\u0080\u0094Explosion.\nF.A.\u00E2\u0080\u0094Falling Aircraft.\n-Forgery.\nH.\u00E2\u0080\u0094Hail.\n(Figures shown\nin nearest dollar.)\nAccident\nCombined Accident\nand Sickness\nSickness\nAircraft\nGuarantee\nInland Transportation\nMarine\nPlate Glass\nPersonal Property\nReal Property\nTheft\nMiscellaneous\n(See Foot-note)\nPersonal Accident\nPublic Liability\nEmployer's Liability .\nName of Company\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\n' Premiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\n1. Acadia Insurance Co.\n$364\n$45\n1\n$3,900 $3.9.15\n$153\n204\n15\n$106\n$114\n$80\n\u00E2\u0080\u0094$7,913\n9,677\n$2,905\n150\n511\n$141\n$948\n$17\n\t\n$600\n~~767\n$320\n$14,127 |\n$2,689\n$98\n$1,206 |\n\u00E2\u0080\u0094 18 j\n3,867 |\n$632\nEx. $7\n1\n431\n4,082\n7,852\n456\n$7,341\n15,381\n2\n3. Aetna Insurance Co.\n222\n$142,720\n20,582\n24,225\n16,700\n5,276\n$6,346 j\n$1,040\n53,106 |\n22,015\n1,343\nf E. 551\n{H. 140\n} 3\n4\n4. Aetna Life Insurance Co.\n200\n256\n$217,710\n5. Alliance AssurflnrR Cn, T,td,\n514\n2,597 |\n39\n43\n10,079\n4,684\n12,211\n55,826\n4,209\n35,240\n56\n7\n23,059\n52,089\n\u00E2\u0080\u009429,564\n24,777\n3,705\n$138,386\n1,398 |\n64\nE. 838\n5\n6. Alpina Insurance Co. Ltd.\n6\n7. American Credit Indemnity Cn, of Np.w York\n\t\n\t\nC. 15,835\n$3,731\n7\n8. American Insurance Co.\n\t\n1,150\n538\n138\n788\n\t\n6,388\n997\n7,999\n747\n667\n1,595\n28\n564\n8\n425\n483\n50\n81\nfE. \u00E2\u0080\u009419\nli Ex. 1\n1 H. 21\nE. \u00E2\u0080\u00942\n1\n9. American National Fire Insurance C^>.\n9\n10. Anglo-Scottish Insurance Co. Ltd.\n339\n350\n1,916\n144\n37 |\n\t\n598\n11,563\n141,843\n6,679\n18,977\n349\n51\n380 |\n6,949\n32\nm\n11. A rex Indemnity Cn.\n\t\nii\n15. Atlas Assurance Cn, T.td,\n4,336\n237\n\u00E2\u0080\u0094117\n\t\n437\n2,125\n~~15\n71,839\n1,837\n1,735\n393\n5,962\n7,835\n2,935\n5,974\n1,386\n12\n13. Automobile Insurance Co. of Hartford\n15\n11,492\n9,274\n8,944\n877\n\t\n1,532\n13\n14. Aviation & General Insurance Co. Ltd.\n\t\n\t\n\t\n14\n3,720\n61\n15\n16. Bankers & Shippers Insurance Co. of New York\t\n123\n\t\n\t\n1,335 1\n117\n11,649\n4,471\n57\n26\n16\n17. B.C.F.G. Mutual Hail Insurance Co.\nH. 131,043\n64,458\n17\n18. Belgamar Marine Insurance Co. Ltd.\n14,964\n12,953\n\t\n18\n19. Boiler Inspection & Insurance Co. of Canada\n\t\nB. 73,667\n8,423\n19\n20. Boston Insurance Co.\n730\n15,383\n3,072\n11,695\n189\n3,398\n792\n69,547\n29,757\n8,939\n9,037\n38,596\n38,434\n6,687\n5,759\n102,567\n12,973\n50,226\n6,789\n20\n21. British America Assurance Co.\n3,301\n204\n4,528\n6,488\n195\n1,268\n2,262\n859\n529\n21\n2,165\n1,593\n334\n754\n3,795\n955\nfE. 19\n/ W,\n. 21\n89\ni\n22\n22. British & Foreign Marine Insurance Co. Ltd.\n23. British & Overseas Insurance Co. Ltd.\n1,920\n3,900\n\t\n23\n24. British Aviation Insurance Co. Ltd.\n6,748\n3,051\n1,224\n\u00E2\u0080\u00942,505\n40,332\n27,363\n905\n24\n25. British Canadian Insurance Co.\n986\n102\n1,707\n187\n2,500\n\u00E2\u0080\u0094105\n1,979\n'\n1,698\n1,982\n205\nf E. 420\n\u00C2\u00A3 Ex. 2\n. 25\n26. British Columhia Insurance Cn.\n1\n27. British Columbia Plate Glass Insurance Co. .\n\t\n\t\n50,114\n454\n26,797\n147\n27\n28. British Commonwealth Insurance Co.\n2,061\n199\n\t\n258\n\u00E2\u0080\u00941,310\n\u00E2\u0080\u009499\n75\n4,561\n3,608\n12\n1,019\n\"_7371\n383\n112\n28\n29. British Crown Assurance Corporation Ltd.\n29\n30. British Empire Assurance Co.\n6,704\n1 1,467\n4,560\n364\n3,378\n2,124\n8\n925\n379\n\t\n3,619\n\u00E2\u0080\u009423\n425\n2,351\n21\n492\n1,365\n106\n278\n3,309\n229\n1,295\nf E. 852\n|W. 63\nE. 2\n5 30\n31. British Law Insurance Cn. T.td.\n\t\n128\n47\n44\n827\n7,650\n449\n735\n8\n\u00E2\u0080\u00941\n\u00E2\u0080\u0094290\n\u00E2\u0096\u00A0\n32. British Northwestern Insurance Co.\n1,219\n17\n25\n409\n\t\n32\n33. British Pacific Insurance Cn\n255,068\n115,131\n33\n34. British Traders' Insurance Co. Ltd. .\n\t\n\u00E2\u0080\u0094168\n34\n35. Caledonian-American Insurance Co.\n600\n2,242\n\u00E2\u0080\u00941\n18,764\n7,577\n11\n2,646\n3,627\nE. 62\nE. 221\n35\n36. Caledonian Insurance Cn.\n113\n3,678\n2,199\n9,224\n75\n5,334\n289\n25\n248\n554\n236\n945\n7,817\n1,151\n461\n680\n~~669\n1,605\n2,261\n113\n103\n36\n37. Canada Accident & Fire Assurance Co.\n\u00E2\u0080\u0094171\n545\n\u00E2\u0080\u009424\n282\n88\n37\n38. Canada Health & Accident Assurance Corporation\n55,646\n26,907\n22,034\n13,722\n38\n39. Canada Life Assurance Cn.\n349\n79\n39\n40. Canada Security Assurance Co. .\n2,390\n35\n\t\n22\n119\n74\n22,847\n27,021\n29\n106\n1,250\n67\n1,061\n3,383\n7,404\n13,740\n15,875\n2,850\n719\n4,423\n9,741\n1,217\n3,620\n40\n41. Canadian Commerce Insurance Co.\n| \u00E2\u0080\u0094208\n| \u00E2\u0080\u0094160\n13,743\n2,871\n41\n42. Canadian Fire Insurance Co.\n200\n646\n13,554\n59,073\n166,471\n459\n11,683\n727\n1,554\n3,107\n7,921\n58\n1,217\n25\n\u00E2\u0080\u0094313\n166\n30\n56\n1,461\n2,513\n1,329\n1,108\n13,024\n11,831\n4,955\n6,930\nf E. 475\n, F. 428\n[E. 100\nIF. 583\nf E. 532\nIF. 2,211\n. 42\n43\n486\n\t\nI\n43. Canadian General Insurance Cn.\n44. Canadian Home Assurance Co.\n(\u00C2\u00AB\n45. Canadian Indemnity Co.\n427\n| \u00E2\u0080\u009493\n61,608\n4,050\n4,090\n2,976\n130\n15,914\n3,320\n130\n79\n\t\n48,154\n35\n62,535\n39,805\n2,311\n7\n55\n403\n11,285\n986\n3,659\n2,773\n31,068\n784\n4,591\n16,310\n396\n469\n2,272\n\u00E2\u0080\u00A2 7,380\n59,961\n46\n4,001\n17,229\n264\n650\n. 45\n46. Canadian Mercantile Insurance Co.\nJ.\n47. Canadian Surety Co.\n30\n6,270\n\u00E2\u0080\u0094169\n\t\n1,636\n~~517\n1,351\nF. 478\nE. 174\n47\n48. Car & General Insurance Corporation Ltd.\n133\n2,770\n1,473\n\t\n\t\n239\n48\n49. Casualty Co. of Canada\n55\n36\n1,687\n1,038\n162\n433\n1,646\n9,450\n14\n15,185\n4,271\n827\n784\n607\n574\n49\n50. Centennial Insurance Co.\n947\n1,825\n76,947\n64,582\n50\n51. Central Mutual Insurance Co. .\n| ~819\n\t\n\t\n51\n52. Century Insurance Co. Ltd.\n3,415\n10,648\n10,047\n254\n\t\n3,111\n366\n10\n550\n44\n7\n\u00E2\u0080\u00949\n382\n44\n12,495\n9,511\n1,029\n550\n5,124\n\u00E2\u0080\u009477\n449\n396\n9\n51\n1,861\n684\nE. \u00E2\u0080\u00941\n52\n53. Christiana General Insurance Co. T.td.\n53\n54. Citadel Insurance Co. of Canada Ltd.\n16\n459\n40,628\n14,219\n8\n\u00E2\u0080\u00941\n25\n46\n26,047\n2,465\n\t\nE. 1\n54\n55. Commerce Mutual Fire Insurance Co.\n4,050\n18,957\n5,051\n35\n3,660\n55\n56. Commercial Insurance Co. of Newark\n19,973\n4,675\n23,234\n1,895\n2,131\n255\n123\n107,731\n49,874\n707\n5,814\n50\n32,741\n10\n810\n! 9,115\n1,094\n56\n57. Commercial Union Assurance Co. Ltd.\n\t\n687\n212\n746\n43,322\n1,084\n20,311\n906\n8,096\n140\n\t\n57\n58. Commonwealth Insurance Cn.\n58\n59. Confederation Life Association\n18,950\n171,649\n104,681\n\t\n\t\n370\n10\n240\n\u00E2\u0080\u009478\n663\n429\n59\n60. Connecticut Fire Insurance Cn.\n1,122\n584\n115\n3,012\n24\n1\n274\n12\n\t\n2,094\n85\n28,202\n14,307\n18,880\n\u00E2\u0080\u00945\n12,598\n230\n437\n| 292\n295\nf E. 772\n\F. 33\n) 60\n61\n61. Consolidated Fire & Casualty Insurance Co.\n\t\n\t\n(O,. Continental Assurance Cn,\n| 76,947\n2,117 j\n265,253\n\t\n\t\n\t\n62\n63. Continental Casualty Co.\n121,129\n2,562\n\u00E2\u0080\u00941,581\n18\n57,917\n\u00E2\u0080\u0094275\n50,286\n24\n52\n2,258\n132\n5,236\n507\n1 61\n63\n64. Continental Insurance Co,\n3,190\n22,645\n157,392\n462\n53,721\n9,989\n31,324\n119\n4,175\n1,903\nE. 958\n64\n65. Contingency Insurance Co. Ltd.\n\t\n\t\n\t\n65\n66. Cornhill Insurance Co. T.td.\n786\n144,995\n\t\n\t\n\t\n66\n67. Crown Life Insurance Co,\n\u00E2\u0080\u00941,857\n161,629\n~42\n67\n68. Dominion Insurance Corporation\n\t\n2,273\n51\n| 23\n68\n1\n1\n1\nL.H.\u00E2\u0080\u0094Limited Hail.\nI.V.\u00E2\u0080\u0094Impact by Vehicles.\nL.S.\u00E2\u0080\u0094Live Stock.\nS.L.\u00E2\u0080\u0094Sprinkler Leakage. W.D.\u00E2\u0080\u0094Water Damage.\nW.\u00E2\u0080\u0094Windstorm and Weather.\n TABLE VH.\u00E2\u0080\u0094MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nC 61\nAccident\nCombined Accident\nMiscellaneous\nPersonal Accident\nPublic Liability\nEmployer's Liability\nand Sickness\noicKness\nAircrait\nguarantee\ninland .transportation\nMarine\nriaie uiass\nrersonai rropeny\n_s.eai rroperiy\n(See Foot-note)\nName of Company\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\n7,838\n2,694\n17,822\n1,016\n8,644\n140\n5,353\n\t\n! I\ni\n1\n1\n\t\n| \u00E2\u0080\u00942,454\n69\n12,318\n7,242\n153\n\t\n2,866\n2,522\n\t\n12,471\n34,445\n2,506\n2,008\n.6,124\n2,930\n4,693\n2,081\n618\n1,668\n2,682\n70\n71. Eagle Fire Co. of New York\n\"~ 5,448\n1\n5\n73\n180\n\t\n71\n7,702\n29,744\n2,059\n18,774\n431\n207\n72\n256\n25,734\n73\n5,264\n8,494\n1,403\n'42\n3,704\n680\n7,271\n4,072\n54\n2,884\n~700\n419\n192\n9,869\n205\n3,130\n8\n10,039\nW.\n102\n74\n75. Employers'Liability Assurance Corporation Ltd..\n76. Employers Mutual Liability Ins. Co. of Wisconsin\t\n25,004\n830\n25\n12,883\n13,205\n4,741\n2,918\n14\n3,907\n1,593\n1 4,531\nB. 3\n75\n1,265\n76\n\u00E2\u0080\u0094955\n17\n3,038\n9,207\n3,776\n5,446\n2,519\n258\n87\n200\n77\n78. Equitable Fire & Marine Insurance Co.\n224\n23\n5\n\t\n55\n74\n48\n133 | 58\nF. 7\n78\n79. Equitable Life Assurance Society of the United States\n80. Essex & Suffolk Equitable Insurance Society Ltd. .\n-4\n\u00E2\u0080\u0094319\n4,300\n\t\n79\n\t\n26\n1,269\n820\n287\n429\n80\n\t\n\t\nE. 228\n81\n584\n3,013\n1\n12\n12\n\u00E2\u0080\u009492\n\u00E2\u0080\u0094408\n1,382\n6,064\n18,134\n2,864\n27,241\n1,507\n9,039\n486\n12,990\n1 295\n82\n\t\n\t\n4,856\n22,615\n22,708\n\u00E2\u0080\u0094650\n35,289\n83\n84. Federated Mutual Implement & Hardware Ins. Co.\n4,020\n5,272\n6\n7,110\n436\n' 4,797\n202\n19\n62\n2,258\n\t\n2,585\n3,316\n\u00E2\u0080\u009420\n110\n913\n2,189\n3,705 | 2,654\n4.917 1 4.005\n84\n406\n132\n4,411\n\u00E2\u0080\u00944\n85\n86. Fidelity & Casualty Co. of New York\n17,918\n95\n90,548\n\t\n\t\n90\n1.813\nB. 5,051\n86\n7,602\n922\n360\n735\n87\n6,535\n7,137\n2,173\n117\n695\n1,151\n1,990\n56\n480\n539\n\u00E2\u0080\u00942,245\n1,628\n343\n276\n\u00E2\u0080\u00A2\n\u00E2\u0080\u00947\n65,442\n272,264\n21,776\n29,267\n269,419\n7,440\n5,075\n3,066\n19,837\n46,664\n178\n1,727\n |\t\nf E. 672\n} Ex. 20\nI 88\n89. Fire Association of Philadelphia\t\n58\n2,295\n122\n10\n^485\n19,306\n9,480\n\u00E2\u0080\u009438,788\n11,492\n8,941\n\u00E2\u0080\u0094191\n3,865\n55,967\n526,231\n41\n33,733\n100\ni\n89\n90. Fireman's Fund Insurance Co.\n813\n3,737\n1,563\n730\n5,500\n24,756\n9,999\n44,985\n\u00E2\u0080\u009463\n1,546\n657\n\u00E2\u0080\u00943\n211\n173\n200\n224\n733\n1,521\n1,185\n7,657\n337\n735\n486\n3,871\n11,390\n1,205 | 165\n5,811 | 4,226\n1,134 | 174\n16.053 1 9.856\nE. 23\nB. 133,777\nfE. 1,002\n-j Ex. 211\n[S.L. 71\n90\n91. General Accident Assurance Co. of Canada\n2,180\n\u00E2\u0080\u0094623\n1,003\n220\n1,732\n186\n229\n300\n23,470\n91\n92. General Accident Fire & Life Assurance Corp. Ltd.\t\n93. General Casualty Co. of America\n92\n136\n\t\n21,103\n1,200\n\t\n93\n94. General Insurance Co. of America\n487\n2,504\n\u00E2\u0080\u00942,176\n4\n376\n41,170\n19,542\n85,402\n12,406\n1,052\n8,748\n26,294\n33,173\n5,262\n\u00E2\u0080\u00942,300\n2,866\n5,099\n943\n1\n[ 94\n95. General Security Insurance Co. of Canada\n45\n136\n\t\n\t\n217\n774\n35\n562\n7\nJ\n95\n96\n97. Globe Indemnity Co. of Canada\n1,278\n196\n7,875\n10,692\n5,936\n986\n1,825\n1,626\n244\n608\n\t\n1,033\n954\n263\n10\n602\n2,066\n57\n2,960\n67\n\u00E2\u0080\u009475\n532\n3,776\n580\n1,688\n1,470\n867\n2,347 | 2,508\n8.102 1 2.524\nf B. 656\n(F. \u00E2\u0080\u00943\n) 97\n98. Gore District Mutual Fire Insurance Co.\n1\n98\n99. Grain Insurance & Guarantee Co,\n\t\n14\n4.922\nF. 2\nF. 100\nfE. 51\n-{ Ex. 9\nIH. 400\n99\n100. Great American Indemnity Co. .\n847\n\u00E2\u0080\u0094100\n6,996\n1,131\n104\n211\n\u00E2\u0080\u0094600\n8,428\n20,988\n1,117\n581\n11,071\n1 8.152\n100\n187,688\n8,070\n~~212\n143\n7,180\n4,241\n\u00E2\u0080\u0094955\n33,770\n12,664\n1,599\n950\nLlOl\n101. Great American Insurance Co.\n601\n102. Great-West Life Assurance Co.\n18,064\n4,797\n331,583\nJ\n102\n103. Guarantee Co. of North America\n2,330\n47,628\n729\n\u00E2\u0080\u0094823\n$$?\n\t\n3,658\n2,599\n15,246\n800\n1,991\n6,819\n5 161\n190\n\u00E2\u0080\u0094206\n17,507\n176\n700\n\t\n\u00E2\u0080\u0094131\n12,990\n58,630\n3,308\n17,633\n609\n57,487\n4,304\n6,468\n105,543\n4,374\n\u00E2\u0080\u0094703\n4,116\n15,259\n6,999\n8,008\n103\n104. Guardian Assurance Co. Ltd.\n5,335\n9,700\n41\n536\n254\n1,628\n5,663\n97,352\n247\n8,779\n10\n3,612\n\u00E2\u0080\u009453\n1,505\n8,727\n8,509\n4,081\n4,780\n1,368\n9,019\n233\n1,932\n~6^190\n126\n5,664\n112\n622\n3.630 | 1,099\n19,727 | 4,541\n318 | 64\n4.631 | 2,974\nf B. 126\n] E. 414\n\B. 198\n} E. 275\nE. 6\nfE. 47\n-{ F. 7\n[W. 49\n} 104\n3,644\n\t\n\u00E2\u0080\u009492\n\u00E2\u0080\u0094224\nj 105\n105. Guardian Insurance Co. of Canada\n106. Guildhall Insurance Co. Ltd.\n41\n3,038\n79,658\n65\n79\n265\nj\n106\n107. Halifax Insurance Cn.\nH \u00E2\u0080\u0094499\n1,439\n533\n234\n\u00E2\u0080\u00942,439\n1 r.16\n1,265\n94,780\njl\n1107\n108\n108. Hanover Fire Insurance Co.\n1\ni\n35\n109. Hartford Accident & Indemnity Co.\n549\n1,180\n8,515\n4,433\n1,255\n510\n12,056\n16,915\n\u00E2\u0080\u009411,771\n11,827\n150\n3,104\n11,758 | 5,766\nfE. 305\n-{Ex. 4\n[W. 2,270\n109\n110. Hartford Fire Insurance Co.\n\t\n4,179\n377\n26,340\n451\n2,568\n46,842\n1,433\n1,360\n3,336\n1\nUio\n111. Helvetia Swiss Fire Insurance Co. Ltd.\n252\n13\n400\nJ\nin\n112. Home Fire & Marine Insurance Co. of California\n479\n20\n4,110\n433\n|\t\n112\n517\n2,211\n135\n301\n2,262\n350\n7,680\n179,533\n134,584\n266\n1,062\n96\n3,343\n735\nfE. 91\nj Ex. 17\n-{ S.L. 34\n| W.D. 1,755\nIW. 789\nfB. 328\nJ F. \u00E2\u0080\u00942\nfE. 36\n-j Ex. 3\n[W. 537\n! \u00E2\u0096\u00A0\n6.27R 1 \u00E2\u0080\u0094339\n113. Home. Insurance Co.\n1.254\n35\n5,000\nL113\n114. Hudson Bay Insurance Co,\n639\n3,546\n760\n98\n2,597\n22\n3,937\n10,482\n149\n2,969\n2,647\n165\n912\n287\n122\n477\n1,342\n131\n5\n33\n240\n700\n2\n290\n1,165\n395\n1.173\n\"114\n80,762\n43,173\n3,688 | \u00E2\u0080\u0094388\n119 | \t\n115. Imperial Guarantee & Accident Ins. Co. of Canada\nJ-115\n1,312\n401\n\u00E2\u0080\u0094955\n9,435\n5,446\n265\n\u00E2\u0080\u0094224\n116. Imperial Insurance Office. .\n116\n117. Imperial Life Assurance Co. of Canada\n34,122\n25,042\n3\n117\n118. Indemnity Insurance Co. of North America\n10,360\n688\n68,402\n134,969\n6,032\n3,378\n19\n1,494\n3,355\n5,228\n31,614 | 11,887\nF. 18\n118\n119. Indemnity Marine Assurance Co. Ltd.\n700\n48,589\n40\n853\n\u00E2\u0080\u0094955\n52,495\n4,084\n30,029\n1,612\n3,916\n9,207\n75,319\n3,127\n7,442\n5,446\n16,744\n437\n2,857\n273\n\u00E2\u0080\u0094500\n\u00E2\u0080\u0094648\n119\n120. Insurance Co. of North America\n144\n18\n391\n366\n79\n\t\nfEx. 32\nJ F.A. 40\n\") H. 1,022\n[ L.S. 10\nE. 140\n]\n120\n121. Insurance Corporation of Ireland Ltd.\n13\n48\n41\n100\n39\n77\n268 | 19\n36 | 17\nr\nJ\n121\n122. Jersey Insurance Co. of New York\n\t\n75\n122\n123. John Hancock Mutual Life Insurance Cn,\n\t\n\t\n2,467\n641\n123\n124. Kansas City Fire & Marine Insurance Co.\n1,472\n72\n\t\n\t\nf E. 146\nI Ex. 10\n124\n125. Law Union & Rock Insurance Co. T.td.\n110\n9,552\n1,074\n15,048\n\u00E2\u0080\u00944,442\n645\n\u00E2\u0080\u0094277\n49\n1,401\n1,738\n2,289\n\t\n1,542\n19,990\n\u00E2\u0080\u0094520\n736\n\u00E2\u0080\u009425\n459\n864\n251\n3,272\n4\n2,020\n\u00E2\u0080\u00945\n2,874 | 2,170\n3,748 | 5,615\n) 125\n126. Legal & General Assurance Society Ltd.\n\t\n325\n30,861\n52\n\u00E2\u0080\u009448\n126\nB.\u00E2\u0080\u0094Boiler and Machinery. C.\u00E2\u0080\u0094Credit. E.-\n\u00E2\u0080\u0094Earthquak\ne. Ex.-\n-Explosion.\nF.A.\u00E2\u0080\u0094I\n'ailing Aircr.\nift. F.-\n-Forgery.\nH.\u00E2\u0080\u0094Hail.\nL.H.\n-Limited Hai\n1. I.V.-\n\u00E2\u0080\u0094Impact by Vehicles.\nL.S.\u00E2\u0080\u0094Live Stock.\nS.L.\u00E2\u0080\u0094Sprinkler Leakage.\nW.D.-\n\u00E2\u0080\u0094Water Damage. W\n.\u00E2\u0080\u0094Windstorm and Weather.\n TABLE VII.\u00E2\u0080\u0094MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nC 63\nAccident\nCombined Accident\nMiscellaneous\nPersonal Accident\nPublic Liability\nEmployer's Liability\nand Sickness\n_>icKness\nAircraii\nuuaramee\niniana iransponauon\nMarine\nriaie uiass\nrersonai _. roperiy\nKeai rroperiy\nmen\n(See Foot-note)\nName of Company\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\n127. T iherty Mutual Fire Insurance Co.\n918\n1,092\n1,552\n13,417\n3,937\n\u00E2\u0080\u00946,000\n\u00E2\u0080\u00941,911\n416\n10,109\n2,969\n\t\n\t\n1\n\t\n\u00E2\u0080\u009422\n375\n5\n277\n906\n266\n\u00E2\u0080\u009479\n304\n990\n290\n1\n743\n30\n2,444\n15,425\n4,374\n85\n760\n10\n2,176\n4,060\n1,173\n81\nE. 73\n127\n128. Liberty Mutual Insurance Co.\n128\n125\n1,020\n240\n279\n7\n2\n7,904\n12,058\n1,046\n12,817\n827\n4,951\n1,433\n6\n2,505\n735\n1,896\n4,271\n1,254\n129\n130. Liverpool & London Globe Insurance Co. Ltd.\n2,178\n639\n330\n98\n3,109\n912\n416\n122\n1,760\n517\n1,628\n477\n448\n131\n20\n5\n1,025\n301\n119\n33\n1,476\n433\nfB. 1,117\n}F. -5\nf B. 328\n\F. -2\n) 130\n131. Liverpool-Manitoba Assurance Co,\n1 131\n132, Lomhard Insurance Cn. Ltd.\n\t\n3,236\n912\n132\n133. London & Pounty Insurance Co. Ltd.\n\t\n\t\n216\n263\n16,062\n609\n454\n6,286\n2,989\n538\n\t\n133\n3,465\n29,967\n\u00E2\u0080\u0094 12\n1,804\n1,918\n50\n1,687\n9,558\n134\n135. London & Lancashire Guar. & Ace. Co. of Canada\n8,401\n496\n12,020\n254\n1,035\n15,074\n8,133\n697\n6,807\n100\n197\n1,538\n20,617\n645\n4,423\n2,938\n6,558\n2,217\n538\nEx. 1\nf E. 3,239\n\ Ex. 647\n135\n136. London & Lancashire Insurance Co. Ltd.\n\t\n38,364\n2,906\n138\n52,214\n3,785\n2,334\n11,631\n2,311\n2,831\n140\n200\n{136\n137\n137. London & Provincial Mar. & General Ins. Co. Ltd.\n152\n5,375\n55\n104\n\t\n353\n\u00E2\u0080\u009459\n217\n184\n56\n161\n1,394\n214\n719\n~4/221\n\u00E2\u0080\u0094477\n138. London & Scottish Assurance Corporation Ltd.\n~~92\n13\n12\n\t\n\t\n\u00E2\u0080\u00941,777\n1,936\n10,154\n49,199\n7,556\n48,951\n138\n8\n399\n\t\n296\n\u00E2\u0080\u009416\n177\n1,613\nE. 19\n139\n140. T,o\"don-Canada Tn$\"rance Co.\n280\n~216\n140\n141, London finarantpp. & Accident Co. T.td,\n1,753\n159\n13,920\n5,581\n535\n222\n1,449\n10,168\n494\n190\n4\n2,099\n1,021\n20\nEx. 2\n141\n332,741\n54,025\n88,292\n181,160\n13,236\n27,627\n142\n\t\n\t\n143\n759\n363\n\u00E2\u0080\u009411\n878\nB. , 900\n144\n\t\n112\n14,964\n752\n145\n424\n57\n\u00E2\u0080\u00942,315\n252\n12,056\n\u00E2\u0080\u009411,897\n5\n146\n\t\n\t\nEx. 5\n147\n\t\n\t\n148\n13,577\n\t\n\t\n\t\nE. \u00E2\u0080\u00945\n149\n150. Metropolitan Casualty Insurance Co. of New York\n425\n11,689\n2,184\n340\n5\n1,287\n\u00E2\u0080\u009484\n4,672\n3,351\n6,727\n3,958\n150\n6,099\n250,326\n178,107\n\t\n71\nfE. 15\nI Ex. 31\n151\n\t\n12\n28,273\n852\n9\n90,642\n503\n31\n112\n\t\n) 152\n\\n153\n\t\n\t\n\t\n\t\n50,768\n\t\n39,152\n\t\n154\n6,720\n6,211\n614\n\t\n155\n133\n21,491\n983\n2,751\n\t\n285\n\t\nE. 87\n156\n10,786\n\t\n501,201\n251,399\n\t\n\t\n157\n\t\n\t\nB. 436,485\nW. 85\n196,622\n158\n\t\n\t\n\t\n159\n107,561\n18,869\n73,225\n2,867\n\t\n\t\n160\n2,044\n44\n371\n\t\n\t\n4,334\n5,666\n\t\n\t\n161\n162. National-Ben Franklin Insurance Co. of Pittsburgh\t\n\t\n\t\n\t\n1,182\n198\n49,982\n33,245\n15,947\n4,549\n162\n4,397\n\u00E2\u0080\u0094417\n188\n316\n1,570\n1,121\n\t\n2,843\n1,449\nF. 39\n163\n164. National Insurance & Guarantee Corporation Ltd. \u00E2\u0080\u0094\n15,482\n11,271\n\t\n164\n\t\n1,757\n1,808\nE. 87\nfE. 19\nI Ex. 41\n165\n3,242\n\t\n94\n16\n~~21\n1,136\n671\n42\n150\n} 166\n}\n167\n5,954\n6,238\n77,017\n51,471\n357\n4,314\n50\n601\n803,202\n609\n50,432\n11,547\n6,378\n173,629\n6,390\n20,204\n878\n1,078\n81,700\n6\n1,360\n193\n168\n1,297\n975\n8,930\n16,461\n839\n116\n1,008\n17\n169\n254,093\n170\n133,714\n85,728\n14,284\n13,579\n18,850\n293\n65,224\n1,801\n43,828\n58\n8,528\n869\n327,671\n73,062\n57,862\n50,449\n383,826\n423\n99\n200\n99,757\n70,967\n8,613\n6,995\nfB. 13,739\nj E. \u00E2\u0080\u009490\nJ Ex. 1,095\n1 L.S. 7,329\n| S.L. \u00E2\u0080\u0094100\n[W. 90\n26\n4,915\n13,000\n171\n172\n\t\n47,378\n1,299\n46,193\n173\n8\n1,816\n2,732\n597\n377\n4,038\n538\n2,122\n6,938\n174\n175, North British A Mercantile Insurance Co. Ltd.\n2\n\u00E2\u0080\u0094234\n3\n18\n433\n575-\n78\n794\n4,664\n190\n247\n.189\n1,838\n4\n7\n22,306\n5,226\n666\n233\n7,526\n2,825\n3,699\n27,853\n54,615\n18,618\n4,184\n2,487\n2,045\nE. 247\nEx. 2\nfE. 12\n}Ex. 2\n175\n19\n105\n176\n\t\n5,134\n3,855\n\t\n9,299\n12,029\n236\n) 177\n178\n178. Northern Assurance Co. Ltd.\n104\n4,763\n11,293\n20,699\n2,918\n299\n1,050\n4,637\n1,011\n1,423\n1,762\n6,586\n220\n2,811\n179, Northwest Casualty C^.\n\t\n3,989\n439\n22\n3,796\n179\n473\n747\n110\n38\n1,021\n20\n18,249\n8,932\n2,134\nE. 200\n180\n181. Norwich Union Fire Insurance Society Ltd.\n1,871\n109\n941\n5,443\n1,000\n74\n415\n1,198\n10,667\n784\n\u00E2\u0080\u009430\n15\n999\n2,708\n264\n1,669\n1,000\n9,760\n9,545\n2,892\n291\n2,426\n337\n4,445\n1,105\n1,244\n599\n181\n182. Occidental Fire Insurance Co.\n182\n14,727\n7,357\n\t\n183\n184. Ocean Accident # Onarantee Corporation Ltd.\n8,099\n11,178\n12,519\n17,941\n54\n\t\n473\n[ 190\n5,584\n83\n541\n\u00E2\u0080\u009414\n1,656\n969\n17,251\n10,466\n6,380\n3,569\n1 1,982\n1,664\nB. 36,178\n54,252\n184\n185, Ohio Farmers Tpdernnity Cn,\n\t\n185\n\t\n\t\n215\n7,896\n2,001\n\t\n186\n187, Old Colony Insurance Cn.\n\t\n165,341\n55,825\n2,024\n4,273\n126,786\n104,355\n35,239\n2,092\n4,627\n76,908\n187\n18\", Orion Tnsnra\"Ce t^n' T-td,\n875\n3,278\n9\n\t\n5,183\n\t\n546\n1,121\n150\n371\n9,794\n| 2,436\n13\n\t\n188\n-\n\t\n189\n190. Pacific Coast Fire Insurance Co.\n1,117\n\u00E2\u0080\u00941,476\n\t\n746\n32\n368\n46\n188\n24\n7,883\n| 1,830\n4\n1,756\n115\n190\n191. Pacific Coast Fishermen's Mutual Marine Ins. Co.\n191\n1\"?,. Pacific Fire Insurance C-n.\n140\n12,103\n\t\n\t\n\t\n1,520\n134\n70\n13,267\n201\n| 5,092\n65\n69\n30\n\u00E2\u0080\u00942\n192\n\u00E2\u0080\u00943,203\nB. 52,996\n1,188\n193\n| \u00E2\u0080\u0094325\n194\n3,507\n1,223\n195\nB.\u00E2\u0080\u0094Boiler and Machinery.\n-Credit.\nE.\u00E2\u0080\u0094Earthquake.\nEx.\u00E2\u0080\u0094Explosion.\nF.A.\u00E2\u0080\u0094Falling Aircraft\nF.\u00E2\u0080\u0094Forgery.\nH.\u00E2\u0080\u0094Hail.\nL.H.\u00E2\u0080\u0094Limited Hail.\nI.V.\u00E2\u0080\u0094Impact by Vehicles.\nL.S.\u00E2\u0080\u0094Live Stock.\nS.L.\u00E2\u0080\u0094Sprinkler Leakage.\nW.D.\u00E2\u0080\u0094Water Damage.\nW.\u00E2\u0080\u0094Windstorm and Weather.\n TABLE Vn.\u00E2\u0080\u0094MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1954\u00E2\u0080\u0094Continued\nC 65\nB.\u00E2\u0080\u0094Boiler and Machinery.\nC.\u00E2\u0080\u0094Credit.\nE.\u00E2\u0080\u0094Earthquake.\nEx.\u00E2\u0080\u0094Explosion.\nF.A.\u00E2\u0080\u0094Falling Aircraft.\nF.\u00E2\u0080\u0094Forgery.\nH.\u00E2\u0080\u0094Hail.\nAccident\nCombined Accident\nMiscellaneous\n(See Foot-note)\nPersonal Accident\nPublic Liability\nEmployer's Liability\nand Sickness\noicKness\nAircran\nouaraniee\niniana l ransporiauon\nmarine\nriate uiass\nPersonal .Property\nKeal .Property\nTheft\nName of Company\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\nNet\nPremiums\nWritten\nNet\nLosses\nIncurred\n196. Pearl Assurance Co. Ltd.\n1\n17,038\n16,304\n390\n1\nI\n5,112\n\u00E2\u0080\u0094406\n1\n3,398 | \u00E2\u0080\u0094838\n1\n981\n634\n13,999\nI\n271 j 413\n1\n\u00E2\u0080\u009439\n4,886\n590\nf E. 505\nI Ex. 17\n} 196\n}\n197\n(-198\nj\n1 199\n200\n201\n202\n203\n204\n205\nJ 206\nJ\n207\n208\n209\n210\n1211\nI\n212\n213\n214\n}215\n216\n7 217\n|\n218\n219\n220\n221\nj 222\ni\n223\n224\n225\n\"j\n1,636\n204\n360\n17,600\n2,145\n13,966\n191\n688\n45\n478\n513\n15,383\n13,073\n454\n635\n2,370\n4,094\n42\n216\n2,699\n707\n1,316\n397\n35,321\n40,372\n6,723\n20,959\n245\n914\n5,427\n1,259\n2,245\n483\nfE. -2\n-j Ex. 18\n|F. 131\nf E. 1,280\n\F. 54\n\t\n11,695\n3,646\n949 ]\n1,519\n422\n22\n1,674\n174\n1,015\n1,784\n53\n212\n1,017\n6,607\n3,271\n485\n\u00E2\u0080\u0094290\n12\n727\n\t\n25,189\n14,063\n994\n1,280\n~25\n8,463\n4,146\n\t\n2,192 1\n307 !\n52,839\n37,904\n24,509\n4,490\n4,781\n22,836\n4,988\n7,522\n170\n438\n1,227\n422\n90\nE. 15\n166\n\t\n230\n\u00E2\u0080\u0094669\n~~9\n849\n6,454\n206. Prudential Assurance Co. Ltd.\n173\n5,249\n4,480\n19,819\n125\n5,247\n48,350\n287\n20,916\n\t\n\t\n4,141\n5,657\n\t\n1,237\n1,349\n1,184\n\u00E2\u0080\u00945\n2,578\n2,322\nfEx. 13\nJW. 87\n\t\n3,505\n\t\n73,556\n529\nEx. 21\n471\n1,693\nW 801\n\t\n1,497\n466\n1,496\n320\n596\n504\n2,034\n-7\n11,078\n65\n70\n48,784\n2,196\n264\n. 49,537\n2,459\n13,486\n353\n10,693\n15,821\n37,760\n\u00E2\u0080\u009432\n158,984\n17,260\n3,983\n429\n1,790\n6,660\n18,352\n409\n8,998\n\u00E2\u0080\u009430\n978\n855\n473\n1,166\n\u00E2\u0080\u009436\n208\n955\n1,936\n3,768\n82\n556\n17\n\t\n147\n300\n187\n196\n445\n170\nE. 6\nfE. 552\n{F. 23\n\u00E2\u0080\u0094:\t\n61\n312\n32,891\n15,102\n567\n16,323\n7,072\n363\n~~326\n\t\n\t\n\t\n\t\n18\n5,662\n8,398\n10,616\n932\n44,737\n2,829\n607\n215\n218\n1,691\n158\n221\n16,828\n7,301\n31,376\n23,928\n21,997\n62\n6,759\n905\n\t\n4,338\n2,247\n2,352\n8,915\n494\n9,396\nE. 747\nJ B. 2,972\nIF. -12\n723\n3,826\n3,534\n833\n190\n253\n15\n\u00E2\u0080\u009481\n68\n13,991\n1,999\n2,331\n5,983\n3,210\n216. Ruby General Insurance Co. Ltd.\n16,915\n11,827\n5,436\n\u00E2\u0080\u0094391\nfE. 5\nI Ex. 17\n15\n520\n1,155\n6,543\n72\n965\n1,820\n~T64\n250\n261\n299\n\t\n2,367\n\t\n\t\n384\n2,033\n619\n220. Scottish Insurance Corporation Ltd.\n221. Scottish Metropolitan Assurance Co. Ltd.\n\t\n61\n416\n967\n16\n20\n361\n125\n397\n\u00E2\u0080\u00942\n41\n359\n\u00E2\u0080\u0094226\n368\nfE. 3\n}Ex. 2\n\t\n\t\n3,619\n1,215\n\u00E2\u0080\u00942,047\n506\n\t\n1,865\n11,866\n7,544\n299\n\t\n11,492\n8,941\n998\n104\n297\n1,557\n287\n200\n8\n11,878\n3,903\n4,439\n60\n7,817\n577\n2,544\n239\n723\n18\n125\n2,937\n1,529\nfE. 356\n-{ Ex. 708\nLH. 1,395\nL226\n227\n228\n229\n230\n231\n232\n233\n} 234\n1\n235\n236\n237\n238\n239\n240\n241\n242\n243\n244\n245\n)246\nI\n247\n248\n249\n250\n251\n1\n1-252\nJ\n3,092\n681\n221\n2,973\n487\n11,159\n12,119\n14,439\n23,662\n283\nE. 235\n\t\n\t\nE. 87\nEx. 19\nE. 140\n2,723\n20\n\u00E2\u0080\u009485\n1,677\n366\n48,333\n458\n13\n~M81\n~200\n56\n48\n995\n\t\n636\n33\n62\n42\n70\n95\n139\n55\n7,004\n4,132\n1,768\n100\n546\n77\n5,684\n3,603\n4,371\n12,989\n629\n14,257\n2,318\n477\n451\n7,970\n1,886\n322\n79\n33\n\t\n70\n55,826\n35,241\n528\n\u00E2\u0080\u0094131\n\u00E2\u0080\u0094256\n35\n397\n22,107\n187\n207\n2,349\n2,056\n39\n906\n9,680\n5,670\nfE. 82\nIF. 477\n1,423\n817\n\t\n851\n21,686\n\u00E2\u0080\u0094 1,544\n11,773\n271\n2,796\n1,176\n271\nF. 15\n238 Travelers Fire Insurance Co.\n\u00E2\u0080\u00947,996\n\u00E2\u0080\u009447\n1,915\n39,786\n3,215\n800\n4,006\n\t\n12,355\n14,541\n8,713\n\u00E2\u0080\u009416,644\n236\n\u00E2\u0080\u00948\n13,221\n5,736\n\t\n2,039\n3,568\n5,113\n76,947\n3,906\n2,351\n15,656\n12,475\n72\n7,313\n80\n13\n415\n3,107\n777\nB. 59,273\n22,229\n?40 Travelers Insurance Co.\n139,370\n626\n9,769\n363\n96,730\n492\n-87\n6,836\n153\n17\n349\n152\n566,799\n386,077\n157\n25,619\n143\n7,134\n114\n14\n149\n408\n12,985\n95\n36\n85\n9,468\n2\n682\n4,208\n600\n199\n1,958\n48\n2,048\n320\n\u00E2\u0080\u0094310\n950\n7,890\n110,927.;\n1,414\n6,166\n1,235\n61,851\n269\n1,526\n2,536\n14,552\n1,206\n1,320\n2,884\n453\n1,937\n382\n242 LTnion Insurance Scciety of ronton T.td.\n2,092\n45\n1,312\n401\n833\n2,905\n264\n197,509\n373\n141\n357,151\n29,280\n189,270\n28,215\n2,591\n10\n286\n243 LTnion Marine & General Insurance Co, Ltd,\n106\nEx. 1\n...\n245 United States Fidelity fr Guaranty Co.\n399\n20,504\n5,134\n\u00E2\u0080\u00945,866\n3,855\n5,516\n236.\n318\n247\n\u00E2\u0080\u00944,416\n1,754\n17\n7\n3,487\n1,909\n9,299\n34,406\n11,992\n78,663\n3,699\n2,122\n105\nfE. 244\nI Ex. 22\n938\n2,291\n462\n33\n968\n7,022\n2,278\n584\n664\n377\n3,013\n5,164\n491\n1,502\n553\n8,263\n53,609\n1,685\n7,397\n23,175\n187\n14,973\n996\n9,412\n4,406\n\u00E2\u0080\u00941,497\n15,771\n221\n4,243\n9,723\n65\n4,923\n1,228\n5,761\n190\n118\n752\n1,550\n429\n665\n79\n295\n\t\n250, Wellington Fire Insurance Co.\n1\n\t\n12\n163\n2,400\n2,252\n15\n994\n70\n635\n13\n136\n18,599\n44,748\n24,021\n56,197\n321\n667\n125\n471\nE. 438\nfE. 429\n-j F. -43\n1 W.\n2,505\n1,252\n10,224\n118\n5,182\n267\n3,582\n15,510\n3,799\n252\n1,268\n1,645\n3,073\n189\n1,196\n75\n1,109\n224\n928\n180\n4,529\n121\n3,887\n57\n1,422\n5,083\n1,587\n110\n1,113\n20\n253\n254\n255\n254, Wnrld Auxiliary Insurance rVirporation T.td,\n14\n1,280\n1,544\n7,903\n\u00E2\u0080\u009419\n178\n9,732\n78\n3,610\n55,630\n\u00E2\u0080\u00945\n65,459\n35,239\n3,003\n54,091\n?55. World Marine fo General Insurance c.n. Ltd,\n\t\n166\n591\n2,521\n411\n1,432\n618\n194\n6\n|\n199\n10\n146\n342\n215\n1,367\nL.S. .7,836\n8,523\n257. Zurich General Accident & Liability Ins. Co. Ltd.\n1,040\n1 - -\n| 274,299\nj 172,120\n666\n| 580\n256\n257\nTotals for 1954\n$689,841\n$615,849\n$1,307,231\n$657,867\n,-\u00E2\u0096\u00A0, $86,077 | $39,221 | $3,960,828 | $2,348,440\n$381,607 | $129,790\n$688,898\n$166,338\n$606,153\n$181,360\n[ $1,141,020\n$644,438\n$3,201,372\n$2,151,099 | $194,537\n$115,818\n$2,955,390\n$1,080,925 | $187,612\n$237,478\n$460,164\n| $195,005\n$1,014,530 j $410,409 j\nTotals for 1953\n$655,833\n$193,166\n$1,247,383\n$596,890\n$87,271 | $27,770 1 $3,382,147 1 $2,026,821\n1 1 1\n$457,501 | $163,750\n1\n$692,680\n$863,843\n$510,836\n| $112,285\n| $1,039,752\n[ $852,389\n$3,438,697\n$2,017,123 | $181,814\n! 1\n$93,749\n$3,015,069\n$1,164,448 | $295,428\n1 1\n$25,139\n$430,540\n| $158,990\n$647,200 | $282,588\n1 1\nL.H.\u00E2\u0080\u0094Limited Hail.\nI.V.\u00E2\u0080\u0094Impact by Vehicles.\nL.S.\u00E2\u0080\u0094Live Stock.\nS.L.\u00E2\u0080\u0094Sprinkler Leakage.\nW.D.\u00E2\u0080\u0094Water Damage.\nW.\u00E2\u0080\u0094Windstorm and Weather.\n REPORT OF THE SUPERINTENDENT OF INSURANCE, 1954\nC 67\nTABLE VIII.\u00E2\u0080\u0094OTHER INSURANCE (TABLE VII) SUMMARY\n(Figures shown in nearest thousand.)\nClass of Insurance\n1950\n1951\n1952\n1953\n1954\nAccident\u00E2\u0080\u0094\nPersonal accident, P....\nL._\nPublic liability, P\t\nL\t\nEmployer's liability, P._\nCombined accident and sickness, P..\n, L._\nSickness, P \t\nL\t\nAircraft, P \t\nL...\nGuarantee, P \t\nL\t\nInland transportation, P.-\nL-\nMarine, P \t\n\u00E2\u0080\u009E L\t\nPlate glass, P\t\n\u00E2\u0080\u009E L\t\nPersonal property, P. _\nL._\nProperty damage, P....\nL.Real property, P..\u00E2\u0080\u0094.\t\nL\t\nTheft, P _.\n\u00E2\u0080\u009E L\t\nOther forms, P..\n\u00C2\u00BB L-\nTotal, P...\n\u00E2\u0080\u009E __-\n$2,459,000\n1,289,000\n828,000\n317,000\nC1)\nC1)\n(2)\n<2)\n282,000\n79,000\n352,000\n39,000\n759,000\n399,000\n3,033,000\n1,760,000\n(*)\n(*)\n2,498,000\n1,094,000\n296,000\n10,000\n399,000\n182,000\n1,026,000\n489,000\n$11,932,000\n5,658,000\n$2,965,000\n1,674,000\n991,000\n400,000\nC1)\n(*.\n(2)\n(2)\n274,000\n73,000\n452,000\n105,000\n1,023,000\n702,000\n3,603,000\n2,057,000\nC1.\nC1)\n3,032,000\n2,161,000\n263,000\n78,000\n418,000\n166,000\n1,268,000\n891,000\n$619,000\n256,000\n1,175,000\n457,000\n67,000\n35,000\n2,819,000\n1,795,000\n338,000\n100,000\n342,000\n110,000\n465,000\n59,000\n1,013,000\n564,000\n3,326,000\n2,311,000\n162,000\n89,000\n3,217,000\n1,268,000\n187,000\n111,000\n438,000\n140,000\n750,000\n262,000\n$656,000\n193,000\n1,247,000\n597,000\n87,000\n28,000\n3,382,000\n2,027,000\n458,000\n164,000\n693,000\n864,000\n511,000\n112,000\n1,040,000\n852,000\n3,439,000\n2,017,000\n182,000\n94,000\n3,015,000\n1,164,000\n295,000\n25,000\n431,000\n159.000\n647,000\n283,000\n$14,289,000\n8,307,000\n$14,918,000\n7,557,000\n$16,083,000\n8,579,000\n$690,000\n616,000\n1,307,000\n658,000\n86,000\n39,000\n3,961,000\n2,348,000\n382,000\n130,000\n689,000\n166,000\n606,000\n181,000\n1,141,000\n644,000\n3,201,000\n2,151,000\n195,000\n116,000\n2,955,000\n1,081,000\n188,000\n237,000\n460,000\n195,000\n1,015,000\n410,000\n$16,876,000\n8,972,000\n- Figures included in '\n'\u00E2\u0096\u00A0 Figures included in '\nother forms.\"\npersonal accident.'\nVICTORIA, B.C.\nPrinted by Don McDiarmid, Printer to the Queen's Most Excellent Majesty\n1955\n1,600-655-5972\n "@en . "Legislative proceedings"@en . "J110.L5 S7"@en . "1956_V01_05_C1_C67"@en . "10.14288/1.0348767"@en . "English"@en . "Vancouver : University of British Columbia Library"@en . "Victoria, BC : Government Printer"@en . "Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia"@en . "Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia"@en . "Forty-fourth Annual Report of the SUPERINTENDENT OF INSURANCE 1955 (Business Transacted in 1954)"@en . "Text"@en . ""@en .