{"AIPUUID":[{"label":"AIP UUID","value":"4adfb110-a9a2-47d4-a9d8-b37e55e987cc","attrs":{"lang":"en","ns":"https:\/\/open.library.ubc.ca\/terms#identifierAIP","classmap":"oc:DigitalPreservation","property":"oc:identifierAIP"},"iri":"https:\/\/open.library.ubc.ca\/terms#identifierAIP","explain":"UBC Open Collections Metadata Components; Local Field; Refers to the Archival Information Package identifier generated by Archivematica. This serves as a link between CONTENTdm and Archivematica."}],"AggregatedSourceRepository":[{"label":"Aggregated Source Repository","value":"CONTENTdm","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/dataProvider","classmap":"ore:Aggregation","property":"edm:dataProvider"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/dataProvider","explain":"A Europeana Data Model Property; The name or identifier of the organization who contributes data indirectly to an aggregation service (e.g. Europeana)"}],"AlternateTitle":[{"label":"Alternate Title ","value":"REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/alternative","classmap":"dpla:SourceResource","property":"dcterms:alternative"},"iri":"http:\/\/purl.org\/dc\/terms\/alternative","explain":"A Dublin Core Terms Property; An alternative name for the resource.; Note - the distinction between titles and alternative titles is resource-specific."}],"CatalogueRecord":[{"label":"Catalogue Record","value":"http:\/\/resolve.library.ubc.ca\/cgi-bin\/catsearch?bid=1198198","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/isReferencedBy","classmap":"edm:ProvidedCHO","property":"dcterms:isReferencedBy"},"iri":"http:\/\/purl.org\/dc\/terms\/isReferencedBy","explain":"A Dublin Core Terms Property; A related resource that references, cites, or otherwise points to the described resource."}],"Collection":[{"label":"Collection","value":"Sessional Papers of the Province of British Columbia","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/isPartOf","classmap":"dpla:SourceResource","property":"dcterms:isPartOf"},"iri":"http:\/\/purl.org\/dc\/terms\/isPartOf","explain":"A Dublin Core Terms Property; A related resource in which the described resource is physically or logically included."}],"Creator":[{"label":"Creator","value":"British Columbia. Legislative Assembly","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/creator","classmap":"dpla:SourceResource","property":"dcterms:creator"},"iri":"http:\/\/purl.org\/dc\/terms\/creator","explain":"A Dublin Core Terms Property; An entity primarily responsible for making the resource.; Examples of a Contributor include a person, an organization, or a service."}],"DateAvailable":[{"label":"Date Available","value":"2016","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"edm:WebResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DateIssued":[{"label":"Date Issued","value":"[1943]","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"oc:SourceResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DigitalResourceOriginalRecord":[{"label":"Digital Resource Original Record","value":"https:\/\/open.library.ubc.ca\/collections\/bcsessional\/items\/1.0314300\/source.json","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","classmap":"ore:Aggregation","property":"edm:aggregatedCHO"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","explain":"A Europeana Data Model Property; The identifier of the source object, e.g. the Mona Lisa itself. This could be a full linked open date URI or an internal identifier"}],"Extent":[{"label":"Extent","value":"Foldout Chart: TABLE I. - ABSTRACT OF LIFE INSURANCE RETURNS FOR 1941. (Figures shown in nearest dollar.) -- p. H 77; Foldout Chart: TABLE II. - LIFE INSURANCE SUMMARY. (Figures shown in nearest thousand.) -- p. H 77","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/extent","classmap":"dpla:SourceResource","property":"dcterms:extent"},"iri":"http:\/\/purl.org\/dc\/terms\/extent","explain":"A Dublin Core Terms Property; The size or duration of the resource."}],"FileFormat":[{"label":"File Format","value":"application\/pdf","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/elements\/1.1\/format","classmap":"edm:WebResource","property":"dc:format"},"iri":"http:\/\/purl.org\/dc\/elements\/1.1\/format","explain":"A Dublin Core Elements Property; The file format, physical medium, or dimensions of the resource.; Examples of dimensions include size and duration. Recommended best practice is to use a controlled vocabulary such as the list of Internet Media Types [MIME]."}],"FullText":[{"label":"Full Text","value":" THIRTY-FIRST ANNUAL REPORT\nOF THE\nSUPERINTENDENT OF INSURANCE\nPROVINCE OF BRITISH COLUMBIA\n1942\n(BUSINESS TRANSACTED IN 1941)\nPBINTED by\nAUTHORITY OF THE LEGISLATIVE ASSEMBLY.\nVICTORIA, B.C. :\nPrinted >y Chari.es F. Banfield, Printer to the King's Most Excellent Majesty.\n1942. To His Honour William Culham Woodward,\nLieutenant-Governor of the Province of British Columbia.\nMay it please Your Honour :\nThe undersigned has the honour to present the Thirty-first Annual Report of the\nSuperintendent of Insurance for the year ended December 31st, 1941.\nR. L. MAITLAND,\nAttorney-General.\nVictoria, B.C., July 2nd, 19A2. TABLE OF CONTENTS.\nPage.\nReport of the Superintendent of Insurance 5\nLists as at June 30th, 1942\u2014\nInsurers licensed 11\nReciprocal Exchanges granted Permits 64\nUnderwriters' Agencies licensed \u2022_ 64\nNames of Insurers ceased business since December, 1941 63\nAnnual Statements of Provincial Licensees\u2014\nBritish Columbia Plate Glass Insurance Co 65\nEmpire Life Insurance Co 66\nGrand Council of Canadian Order of Chosen Friends 67\nHome Assurance Company of Canada _\u2022_ 69\nMutual Fire Insurance Company of British Columbia 70\nRoyal Plate Glass and General Insurance Company of Canada 72\nSaskatchewan Mutual Fire Insurance Co 73\nWestern Union Insurance Company ._ , 75\nTABLES.\nLife Insurance\u2014\nI. Business of 1941 , 77\nII. Summary, 1937-41 78\nFire Insurance\u2014\nIII. Business of 1941 79\nIV. Summary, 1937-41 82\nAutomobile Insurance\u2014\nV. Business of 1941 83\nVI. Summary, 1937-41 85\nMiscellaneous Classes of Insurance\u2014\nVII. Business of 1941 . 86\nVIII. Summary, 1937-41 98\nIX. Investments of Insurers in the Province 99 REPORT OF THE\nSUPERINTENDENT OF INSURANCE.\nDepartment of Insurance,\nVictoria, B.C., July 2nd, 1942.\nThe Honourable R. L. Maitland, K.C., M.L.A.,\nAttorney-General, Victoria, B.C.\nSIR,\u2014Pursuant to the \" Insurance Act,\" I beg to submit the Thirty-first Annual\nReport of the Department of Insurance covering the year ended December 31st, 1941.\nAt that date 293 insurers were licensed under the Act to transact business. The\nfollowing summary indicates the origin of the companies, how many held only Provincial licences, and how many had Dominion registry in addition to a Provincial\nlicence:\u2014\nWhere incorporated.\nProvincial\nLicence.\nDominion\nRegistry.\nTotal.\n3\n5\n3\n1\n1\n15\n61\n68\n2\n1\n5\n2\n4\n122\n20\n61\n71\n4\nTotals _\t\n13\n280\nThe comparative figures are for :\n1940 \t\n12\n12\n281\n281\n1939 \t\n293\nSix new insurers have been licensed during the year, namely:\u2014\nCanton Insurance Office, Limited.\nGeneral Security Insurance Company of Canada.\nLiberty Mutual Insurance Company.\nNational Retailers Mutual Insurance Company.\nStanstead & Sherbrooke Insurance Company.\nWestern Union Insurance Company.\nSix insurers ceased to do business in this Province during 1941, as follows:\u2014\nAmerican Credit Indemnity Company, which, with the consent of its policyholders,\nis carrying its business to expiration.\nBee Fire Insurance Company of Paris, France, whose business was reinsured with\nthe Prudential Assurance Company, Limited.\nCommercial Life Assurance Company of Canada, which, with the consent of its\npolicyholders, is continuing its contracts.\nGeneral Fire Insurance Company of Paris, France, whose assets and liabilities in\nCanada were acquired and assumed by the General Security Insurance Company of\nCanada, a Quebec company. Subsequently a new Dominion company of the same name\nas the Quebec company took over its assets and liabilities and is now the licensed\ninsurer.\nStanstead & Sherbrooke Fire Insurance Company, Stock Mutual, a Quebec company, whose assets and liabilities were acquired and assumed by a new Dominion company called the \" Stanstead & Sherbrooke Insurance Company.\"\nTokio Marine and Fire Insurance Company, Limited, which cancelled its contracts\nin the Province. A complete list of licensed insurers will be found on pages 11 to 63. A similar list\nmade up to December 31st, 1941, was printed for circulation and published in The\nBritish Columbia Gazette. The present list is therefore made up for the purposes of\nconvenience to June 30th, 1942, in order that it may show the classes of insurance for\nwhich the insurers are now licensed.\nOn analysis the list shows that 35 companies were licensed for life insurance,\n225 for fire insurance, 171 for automobile insurance, and 77 for marine insurance.\nThese figures cover only the major classes of insurance, and it should be understood that\nthe same company may be licensed, for example, for fire, automobile, and marine\ninsurance.\nThe annual statements of the companies holding Provincial licences only are set\nforth at length on pages 65 to 75, as in previous years.\nOnly two fraternal societies are licensed, the Grand Council of Canadian Order of\nChosen Friends and the Sons of Scotland Benevolent Association.\nNine underwriters' agencies, a list of which will be found on page 64, were licensed.\nNine reciprocal exchanges held permits under section 194 of the \" Insurance Act,\"\nand are also listed on page 64.\nNew life insurance written in 1941 records a larger increase than in the previous\nthree years. Preliminary figures go to show that the general rate of growth for\nCanada was 10 per cent. If that estimate is correct, then this Province has not secured\nits proportion of the new business. More employment with higher wages and greater\ncirculation of money provided favourable conditions. The total amount disbursed in\nBritish Columbia was considerably lower than in the last two years, mainly due to\nfewer lapses and surrenders. The companies, however, are gradually being compelled\nto scale their premiums higher, as the rate of interest earned on their invested funds\ndeclines. For many years a \" minimum earning power of 3% per cent., and even 4 per\ncent., was regarded as a fairly conservative view and amply satisfied the legal requirements for reserves.\" To-day the companies have huge sums invested in war and other\nbonds, giving a low yield, and it is difficult to find adequate investments with higher\nreturns. Two of the largest companies are now computing their reserves on a 2%- and\n2%-per-cent. basis, and probably all companies will be bound to take a similar step.\nIt is a corollary of these conditions that the liberal \" dividends \" to which policyholders\nhave been accustomed will have to be reduced.\nAn interesting sign of the times is the growth in the annuity branch of the business, indicating that the public appreciates the investment features of life insurance and\nfeels that a safe income can be secured in that way. Then the number of women taking\nout life insurance steadily increases and it has been said that they hold on to their\npolicies more tenaciously than men. It is significant, too, that more Canadian life\ncompanies are now entering the field of accident and sickness insurance. It is likely\nthat at first their operations will be confined to group contracts in conjunction with\ngroup life contracts, but the expansion is a logical one.\nThe statistics abstracted from the annual statements and the five-year summary\nwill be found at page 78, and the investments in the Province at page 99. For the\nbenefit of those particularly interested, it should be pointed out that the arrangement\nof Tables I. and II. has been altered in the endeavour to secure practical uniformity\nwith the statistics published by other Provincial departments of insurance. With the\nsame object the statistics for fire, automobile, and other classes of insurance have also\nbeen set out differently.\nThe figures for fire insurance at pages 79 to 82 again disclose very satisfactory\nresults. The loss ratio of 26.37 is a new record for the Province and the second\nlowest in Canada; Saskatchewan once more occupying first place. The volume of\nbusiness was larger, but perhaps at first glance disappointing as not indicative of\nmuch growth. The increase here appears to have been rather below the average for\nCanada. The removal of the restriction on insurance of mercantile and manufacturing\nrisks for a larger term than one year would tend to expand the income for 1941 at the\nexpense of that for subsequent years, and would not necessarily involve new insurance.\nWhile values have in recent years recovered and the amounts at risk moved upwards,\nthere has been a steady fall in rates. The improvement in the loss ratio made that REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 7\ninevitable, but the process has been accentuated by sharp competition. Some companies\nrealized the facts earlier than others and more quickly adjusted their charges to the\nchange in conditions. In this respect the companies not belonging to any Board had\nan advantage. Organizations are apt to be conservative in their outlook and at times\ntoo rigid in their structure. Insurance must respond to altered circumstances like any\nother large business serving the public. There is a forward-looking school of thought\nboth in Canada and the United States which holds that the business of insurance needs\na thorough overhaul and a good deal of modernization.\nSome pertinent observations are contained in a striking review of British insurance in the \" War Period and Afterwards,\" by Mr. A. E. Morgan, President of the\nInsurance Institute of London. \" We \" (that is the insurance business), he says, \" are\na national asset and our first duty is so to conduct ourselves that we first discharge that\nprimary liability . . . Insurance of necessity permeates the whole of commercial\nendeavour. The flexibility and adaptability which has to be exercised in the transaction of the business is such that it cannot wait on hide-bound red tape . . . The\nfuture is bristling with problems, the solution of which . . . can only be brought\nabout on the best basis possible, by each section recognizing that we have a common\nobligation to discharge.\" The public has become aware of the real necessity of insurance and its value and could easily be made more so. But insurance should not be sold\nas a mere commodity, and the methods of the market are unsuitable. The root principle\nof insurance is to save people from suffering great loss and is founded on a basis of\ncontributions to a common fund by a large number of persons. The philosophy of it is\nmutuality\u2014co-operation and sharing\u2014and that is the direction in which the future of\ninsurance lies. The public should be able to feel that they are partners in a joint\nenterprise and not merely buying something\u2014for which an equivalent will some day\nbe demanded\u2014from a vendor whose chief aim is to make profits. Perhaps we shall\nlearn some lessons from the war.\nThe experience in automobile insurance was satisfactory. The loss ratio of 47.53\nper cent, is an improvement on that of nearly 52 per cent, for 1940. Premiums\nagain increased by an amount approximately equivalent to the average increase for\nCanada. The losses incurred exhibit only a small decline. Premiums for the current\nyear are likely to diminish in view of the restrictions on the use of cars. It is to be\nhoped that theft of tires will not become prevalent; it is a mean thing and the magistrates will be heartily supported by the public opinion if they impose severe punishment.\nNotwithstanding the war and other good reasons, the public, both automobilist and\npedestrian, have not progressed far in learning that the automobile can be a dangerous\ninstrument. The Travelers Insurance Company compiles each year an exhaustive and\ndiagrammatic record of automobile accidents in the United States; in 1941, 40,000\npersons were killed there, nearly 1,500,000 injured, and more than 1,000,000 cars\ndamaged. A foreword to the booklet says: \" The nation, if it is to succeed in its\nvictory program, simply cannot afford a continuation of this waste of life, of man-hours,\nof hospital space, of machinery and of morale . . . The record of death and injury\nis one that should leave every American with a sense of shame and should move every\none of us to resolve that it shall never happen again.\" Canada and British Columbia\ncan take those words to heart\u2014especially the concluding words. The car could not be\nblamed; over 90 per cent, in the United States were in good mechanical condition.\nNow the car will be an important factor. Every car on the road will be used as long as\nit will travel and the tires hold out. No doubt gas rationing, no replacement of tires,\nand the speed-limit of 40 miles will combine to reduce the casualty record. That is not\nenough; the record talks only in cold figures. It is the human factor alone which can\nresolve to do better.\nTable VII. for miscellaneous insurance has been in part rearranged and new sub-\nclassifications are now separately shown for aircraft insurance and personal property\ninsurance. In former years the figures have stated gross premiums written and gross\nlosses paid. In order that Provincial statistics may be uniform the amounts recorded\nrepresent net premiums written and net losses incurred, and Table VIII. must be read\nwith that change in mind. In the classes of accident, sickness, public-liability, and H 8\nBRITISH COLUMBIA.\nproperty-damage insurance there was improvement, and the reverse in the case of plate-\nglass and employers' liability insurance. Aircraft and marine insurance proved very\nunprofitable, while the returns on guarantee, theft, and inland-transportation business\nwere very satisfactory. The business of the new sub-class of personal-property insurance was formerly included under property-damage insurance and some of it under\ninland-transportation insurance.\nThe periodical census taken in 1941 showed a population of 11,500,000. It occurred\nto me that a kind of census in outline of the chief classes of insurance would be of\ninterest from several standpoints. The years taken are 1922 and 1940 and it may be\nfirst stated that the population after the census of 1921 was about 8,500,000 so that the\nincrease by 1940 was roughly 3,000,000. All figures stated will be understood to be\napproximate.\nLife Insurance.\nCanada.\nBritish Columbia.\n1922.\n1940.\n1922.\n1940.\n$107\n$204\n$7\n$15\n$3,000\n$7,000\n$203\n$469\n42\n41\n36\n37\nPremiums (in millions)\t\nAmount in force (in millions)\nNumber of companies\t\nLife insurance has thus grown faster than the population and the amount per\ncapita has increased from $365 to nearly $700.\nFire Insurance.\nCanada.\nBritish Columbia.\n1922.\n1940.\n1922.\n1940.\n$51\n$6,500\n$1.06\n68\n$42\n$12,000\n$0.66\n37\n$4.7\n$4.3\n44\n143\n29\n172 9.78\n223\nIt is remarkable that the volume of premiums was smaller in 1940 than in 1922, not\nonly in this Province, but for Canada, while the amount at risk has nearly doubled.\nThe drop in the average premium rate is a partial explanation. It will be noticed that\nthe number of companies competing for the business has increased by about one-third.\nAutomobile Insurance.\nCanada.\nBritish Columbia.\n1922.\n1940.\n1922.\n1940.\n$3,600,000\n36\n85\n$20,900,000\n50\n170\n$655,000\n46\n74\n$2,700,000\n51\n167\nThis class of insurance exhibits striking expansion, as might have been expected.\nThe competition has, as with fire insurance, become severe. In fact, it is conceded that\nthere are too many companies not only in the Province but in Canada.\nNotwithstanding the considerable increase in the coverage on the people and\nproperty of Canada, it is often claimed that both are underinsured. The claim is\nasserted as a general proposition; it has a more particular application to-day when\nvalues tend to rise and replacement is difficult, if not impossible. In the broad sense\nthe public is more aware of the need for and benefit of insurance against the diverse\nvicissitudes of life and, concurrently, becomes perhaps more claim-minded. Insurance\nis to-day an important element in the cost-of-living budget; probably many persons REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 9\nwould gladly carry more. Undoubtedly there is ample scope for expansion of business.\nBut, as the saying goes, \" the price must be right.\" The policyholder, too, must feel\nsatisfied that he is protected and, when misadventure or misfortune befalls, not be\ndisappointed to find that the risk was not covered.\nThe aim of the insurance companies should be to make their policies more and more\ncomprehensive and, as they do, so they will find a more responsive market. An English\ninsurance paper called \" The Policy \" carried last year an article entitled \" Has the\nInsurance World any Thinkers? \" The theme was that many insurance-men seemed\nto envisage a complete return after the war to pre-war business, whereas vast changes\nwere inevitable. If national freedom is the outward aspect of this cataclysmic war,\nsocial security is the inward aspect. \" Is it not true,\" says the article, \" that in those\ntwo words you have almost the entire concept of insurance? \"\nInsurance, of course, has some thinkers and as a result of the efforts of those who\nestablished and have carried on the work of the Insurance Institute of Vancouver,\nBritish Columbia, will, I am convinced, add to their number. The Institute was\nfounded in 1929, possesses a library of about 1,000 volumes, and from November to\nApril provides lectures voluntarily given. The heartiest congratulations are merited\nby all who have devoted their time to so valuable an organization. The course lasts\nthree years, but there are examinations at the end of each year, and diplomas are\nawarded. Nearly 1,000 students have taken the examinations and many from this\nProvince have achieved conspicuous successes in competition with students from other\nparts of North America. There are other Institutes in Canada and the United States\nand the graduates should surely prove a powerful and fertile factor in the future of\ninsurance. The time is approaching when licences may only be granted to those who\nhave received or are receiving education and training in the business.\nIf the amount of tax collected is a criterion, the volume of unlicensed insurance\ncontinues to increase. The receipts were for 1939-40, $13,653; for 1940-41, $16,213;\nand for 1941-42, $25,254. The years are fiscal years. In view of the number of companies, excessively large, which compete for the business available, the figures are\nrather surprising.\nThe number of insurance agents, salesmen, and adjusters has once more diminished,\nas appears from the table below:\u2014\nLicences issued to.\n1941.\n1940.\n1938.\n1937.\nLife insurance agents - \t\nOther than life insurance agents..\nInsurance salesmen \t\nInsurance adjusters \u2014\nEmployees of insurance adjusters..\nTotals \t\n1,016\n1,121\n624\n28\n19\n2,808\n1,019\n1,160\n679\n27\n21\n2,996\n1,238\n1,203\n797\n25\n23\n1.330\n1,175\n936\n26\n23\n3,490\n1,301\n1,163\n904\n27\n20\n.3,415\nUnquestionably the war is largely responsible as it has depleted the ranks of\neligible young men, and there is a marked tendency for older men to return to the\nbusiness. Only twenty-three women were licensed for life insurance, while for other\nclasses of insurance seventy-nine held licences as agents and forty as salesmen. The\nfigures for 1940 and the current year are approximately the same.\nThe Association of Superintendents of Insurance for the Provinces met last year\nin Toronto. The subject of exclusion of war risks was discussed at length. A new\ncondition was recommended for addition to the statutory conditions for automobile\npolicies, and that was enacted here at the recent session. The same condition has been\nor will in all probability be enacted by other Provinces. A similar condition has existed\nin the statutory fire conditions for many years. It has been admitted everywhere that\nwar damage is not a normal insurable hazard. H 10\nBRITISH COLUMBIA.\nIn contradistinction to insurance the number of real-estate agents and salesmen\nhas again increased and, as in insurance, many older men have taken out licences.\nTwenty-two women were licensed as agents and thirteen as salesmen, about the same\nnumbers as in 1940 and the present year. The record of licences is as follows:\u2014\nLicences issued to.\n1941-42.\n1940-41.\n1939-40.\n1938-39.\n1937-38.\n577\n473\n551\n432\n528\n355\n522\n349\n505\n340\nTotals\n1,050\n983\n883\n871\n845\nI have the honour to be,\nSir,\nYour obedient servant,\nH. G. GARRETT,\nSuperintendent of Insurdnce. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 11\nft\nu\n<\nH\nU\nfc\n^\n<\nCM\n\u00ab\nP\nrt\nt\/J\nfc\nrX\n4^\nH-1\no\ns.\nOT\n0>\nK\nrt\nw\ni-s\nH\no\n+J\ntf\nfc\na\neo\nP\nfc\nrt\nP\nP.\nrt\nP,\no\nw\n^3\nGO\nfc\nO\nW\n-r^\nH.\nfa\n02\nCQ\nrt\nM\nK\n\u00ab\nP\nT)\nGO\nrt\nfc\nS\nh-l\n&H\no\nH\nDQ\n\u25ba4\nc a '\u00a3 tt Z2-H\n.1.\u00b0\n-T3 w :- . v- I\nc s-. *-. -*H -P\nu c\nOt d >> Si\nQJ _g CS\nH C3 cS \"\n. OJ dfl i\n-ij H \u00a3? \u25a0_\ntttOG\nl H h\nt_. s \u25a0\u2014_\nP '3\ni rt 3\n. rt <\"_\n^*3 s c J\nax G rt g\nQJ o M 8 \u2022'\n3 S * -\n_d a. qi fjl\n\u00b0 _\nJ3 01 QJ\nr. u u H r. c\"\nO B * O fe iS S '\nCS t,\n\u2022- oT.g 0\nG\n\u25a0en\nQJ QJ E\u00bbj\nbt>%> \u00a3 d\nH ti w *2\n\u25a0 3-gg\nC i. _S\n&J3-S-\ntn B\nc - QJ CS\n\u00a3a~|e\n3 .. \u2014I -5. CS\n\u00ab **i\n' >,*\nn 5 >> B\no.S<\u00b0 5\n\u2022*. uX\n01 v 01\n2 e-g\no o .i-\nw f- *-t\n\u2022 \" m\n1 o S\nc S - fl\nO 'rt OX tt\n*____ rt o\n%*0 M \u00ab\n2 e_F w\n3 I fl\nft -^ St\n-S s o:s\n*o ft ,_ > ,\nS o ri *3 '\nfl ^ ^\n\u25a03 \u25a0\u00a7 -s\nu o .5 ^j oj\n3 C _. *\u2022\n\" y S s\n*\"\u00ab\"., s\n\u00b0 a U1S\n\u25a0s -S 1 a.s\n^h rt c o\no h ts jq\n& o _L ** \u00ab\nrt m ^ ^ o\nm q; QJ <\u2014\u2022\ng \u00b0 ft-o-3\nT3 tj to ^1\n\"S \" S c. R\n_ \u2014 cJ a\n3 _! S 1.\n\u00bb a \"E .5 .\n*-S =s _.\n^^a a oj\nS 8 a \"'\n. c \u00b0 S\n. s- a ft\nH _ O\n,n cs ft\n\u25a0g n a a x\noj a o 3 cs\ni\u00bb3 -\n,-_ K \u201e\n. . o ^\no CJ)M ^h\nH a 2.S\n& \u00b0\n) y d\n2 52 S &\nS *a cs\nt> a a\n>,\u00a3 o\n. QJ OJ\n. \u00a3 B\n_ O QJ\n13 43 q\ntn _r*\n3 rt g\n3 rt H\nOJ\nS-S ft\n0\n\u25a0\u00a55\nj QJ X\nca cs M\n! Ee a\nix .a\n> u u .\nj .3 a o\nj o \u2014\n3 5 S\n8 S I\nW M Pi\n^Srrt\nrQ *0\n\"** QJ\nft\nSo\n-\u00b0 rt\ns P\n?. t. +> d \u00bb !\n. rt\na o\nH +_\nCC tj \u00bbw\n^ S a\nis o _!\na_o i\nPit\n\u00bb g - S iJ\n2 S o\nH rt H\n: 5 qj\n-\u00ab3 a\n\u00b0 r* - o\n^* QJ t-\nills\no +j >, a\np, a u a\n.5 S\n>S.S\n3 rt ij .\no rt -u\n*S bo S\nS3 &\nsPrt\n. S \"\" >>! _3 O .! 9\nm\n: ss\n8 jj\u00ab\n'\u00bb***-\n >>\n3 si d\n8 as\n^ ? ^ a\n. k-2\nj o S\n3 o\n01 -B\nto _<\nai a .\net Tl 01\nit J3 a\n0,+j a\n\u00ab +\u00bb -\n^-. J-i OJ\nt,., OJ \u00abH\nQJ ftl=l\nIS\nrt \u2022\u00ab\ns p\ncs a g\n\u25a0 .j -i, rt- \u00bb>. i\not. |S ;\n\u2022 |nl =\nM S S \"\n'.S f\nrt 8 a oi \u25a0\" \u00b0 \u00b0 a\nv, x S. ^\n3 oi tt o\n.S \u00b0-\u00b0\nQJ\n3 bO 5\na rt rn 'S\nm fi QJ\nill!\n3 J- o \u2014\n3 ft ^\nS 43 OJ\no U\nV rrj cj\ns a \u00a7\nil 3 IS\n** a x\n\u2022M \u00ab f\ngo\ng ft*\na i- \u2022\n.a qj qj ^\n5\u00b0ffl \u00ab.a^\nt-t \u00a3\u00a3\nQt G o\nrt ft Eq Eq ?\n_a \u00abN >i. O \"-, _. \u2022 \u25a0\u00ab HOC ~ H OJ OJ\nC^^-J S32S.S a&5.S.2\n' rt '\\u ro\n1 ^ \u2022i.ri3\n\u00ab o-\"\u00a3\nO d) o >\nth M bO\n& rt rt >=\nrt I 8*\u00b0\nO _f 2 jfl h\nojoccP.tHpifapao\n3 .t-c n\n3 o ft h .\nW O\n>\nC\nrt\nB\n0\n>\nft\nd\nfci\n0)\n(fi\nIII\nfl\nrt\nH\nw\no\n^\nQJ\nB .\na B\nt fi\nCB ^\nBr\n. o\nciU\nO QJ\nQJ &J3\n\u00ab ?,\na\n3\n2 H 12\nBRITISH COLUMBIA.\nE-i\nO\n<\nH\nO\nfc\nHH +J rr}\nft A E;\nft d (ft QJ cart. \u00a7,_\u00a3! bfl,_= '\nlllli\nm S x\noi 1 a &\nS.2S?\nI *j \u00bb ft co \u2014\n- Si!\nS u\n-^ o, ;\nX -B\nrtl-S o |\n-Sis\na oi s '\u00a3 a qj\n_.J| 6 b\u00abg o\nP s'E\nCS fl\n.\u20223 \u2014 \u2014 rt. __ oj c\n*.|<\u00abflrtS\ng S S 8 c \u00bb \"\n\"is .So!\n_; a M o JH \u00ab\nft Off\n- a\u201e\no 'U\nbO p 0) >> \u00a3\n: 3 QJ 'fi\ni ox a oi\n! c _S -H\nS a- \u00ab Qj.2 c-fi\nCOOpSfliotSC\n3 I-0\nJ5 <-\nq, to +j \u201e co\nft2\";\nbill\nI o u X ,S \u2022\n, qj 2 o o c\n' \u00a3 S\n\u25a0\u2022 \u00a3 ti \u00a3 Ci Q 02\nfcp ia .S \u00a3 \u00a3 c\n2 \"fi\nw *fi .2 >i\ns \u00a7'\nr H C C\n^51 S\nU_ CJ \"\n- **; 'a ^j OJ\n3 j^3 TJ QJ rt S\n\u201e 3 \u00a3 \u00a3 8 s\n3 ,. oi \u25a0- \u2014 ^\n' _. -^\n\u00ae S\u00a3-2\nii \u00b0 i; \u00ab4J >> o\nK \u00b0 ft G H^\nm !rt m fi M rt r\\\nqj O p, QJ OJ\nn^b\n;s.s;\no .2 ;\nj a \u00abg .a 8\n1 a cs 6 cs o\n\u2022a X. o 5 a\nh o\no\nft \u00ab CS\na .5 S-\n. u 0\nT_ QJ ~rt\nrt a ^ rt\na S i. a $\u25a0\n'\u25a0 t. *j tj _, -a\nj o-Sjj-gS.\n' a | -c. | g ;\ni 53 E \u00a3 .a \u2014\nrt Q| 8 rt\n\"h O \u00ab \u00b0\nI h fcT\ntn ft 3 QJ\nft s\np.0\nc qj g is\nB X .5 o\n. _.m\nn C\ned by fa\nmage to\nnvasion,\nusurped\nS a\np, &\n0 T3\ntt 73 * i*\no u G 7\nO QJ >i\nm **\n\u00a3 al 3\nS_ 0) T_3 4->\nB 1\np, \"\"* rt \u25a0\u00ab\n-S *\nfi fi -2 \u00a3\nfa *\u25a0 8\n0 -i->\na-fi 2 o\nqj rQ o\n\u00a3\nM *fi\nthe\nimit\nby\nion,\nCJ\n\u00a3\nrt ^\nQ r_i t_i -+J m\n* S a 'fl\n^3\nU $} qj s\nrr\\\n+j p,\n\u00ab 3-^ o\ns s a\u00ab\nt, 4- IU \u00bb_\nB\nOJ QJ fe\nol O \u25a0\nO QJ w\nsi I\n\u2022-' a\nrrt, d tt O\n a\n0 >,\n\u2014' tt it ,2\nift\nB-g\n*\u2014\u25a0' \u00ab QJ -t->\nO OJ\nQJ 3 ti 'r-\np. a\no +->\nsi \u00a3 o\ni -=! +> QJ C P\n,a-5\n-., \u25a0*_ I\nS, \u00b0 \u2022-\nu b P a\ns a js\na +j w\n\u00bbao'\n, \" tC\nii irsg\u00bb4s\n3 a rt a\n01.2 \u25a0&\n: -\u00a7 s\nh > O\n> QJ E\n' . t. O\n. >, QJ \"\nJ-\u00b0lg &\nh 8 \u00b0\no Q\u00bb .\nI*fi\n\u25a0S *fi o\n& fl -s\n\u00a3 rt \u00ab\n0) T3\nrfi QJ* C\nQJ bO\n4_\u00ab|\nSS\"\n,7 \u00b0 S\n.2 a\nr_ \u2014 \"o J3\nw _-a a \u00a3 o\nqj QJ E3 ca\n\u25a0 _rt o s t. oi c\nJ rt- ^ rt q, ^ rt\nS \u00a3.5-\u00a7-3 S\no bo S\n- a\ns -.s\n'\u25a0\u00a3 *E h\nQJ 02 Cii\nfi - ft\nt3 rt fi\nQJ fcj)\nj ffi \u00a3 -a fl '\n'S fl s^ \u00bb\nI 73 o w 53 bo\n\"m +j >, 0 rt\nJ rt +\u00bb fi\n, >-. \u00a3 ft ft G\nirtt \u00a3 g fi \u00ab\nIlls-\nS o o S\n,+j o n\n!< . tfl oj\n>> a fi\nI O X rtl.\n1 a T2\n, s t. a\ni S \u00b0J3\n'a 8-9\nE\ng'a ..\no \u00a7 \u00b0\nsl ss\na o ^\n0 ^. o\n.OS'S\n. a +* a\n! S a \u25a0o a\na o qj g\nQ\nM\na\nCO\nH\n?5\nt\nCfl\nw\na\n01\n\u2022a\n1-3\nA\nt.\na\n!\na\n>.\nA\nOJ\nE\no\ns\ns\na ^\n\u00bbi a\na o\nr-t ^j\n5 g H 14\nBRITISH COLUMBIA.\nft\nO\n<\nH\nO\n\u00ab\nP\nra\nfc\n1-1\n-Igj?\n..- grt3\n._= a-g-\n\u25a0\u2014' . ax\ni:sf i\"\n*, a a\n_ 6 8 >,-\nB 4a \u00a7\u25a0\u00a3\n.\u2022'* g.\n3 >; be o\nVg.5 S\nf a pa r* .\n_ O ts qj\nig**\n\u25a0\u2022!,\"\u25a0\n3 \u00b0-3 o\n:Ji!*\n5 u QJ\n_ \u25a0_, 3 U\no a |\nL) CJ g\na^'\n3 2 | fe '-\n2 3 o\n3 - X oi\n.5 O 2\n3 5\nj 0) QJ\n3C\u00ab3\n|*s-s-g-\nh 3. a -rt,\n_ u M'S\n3 a a I \u2022\n. O H .33\n. o 5 \u2014\n- a\"* qj\n3 . tt bC\nA g s\nj 13 - QJ\n3 0) \u25a0*\u00a3 .C\n; &J~\ns a,\u00ab q\nls| a\n- o a\n3 & 1 \u2022\n\u00ab b* a c\n\u25a0a-5\nOPflj3 0J-*-1oflf\"Si\u00a3\n9 fi \"fi :\nO B ^ J t\n-P \u201e 13 +J 4-1 (\nF-. O 2 0) P ^\nO C fi *5 _.r QJ\n; osa^i. .\nS\" \u00ab-?\"\"\nM o * \u00b0\ne *< -a a' \u2022\nH X o -P E\noa at.\n* s HI \u2022\nh B Is cp\n- | a \u2022\u00a7 E\nB \u00b0 \"\u00a7 3 '\u00a3 1\n2 ^ v \"\"\nC i^ \u00b0 _H\nft W O\n\u2022rt CO\n\u25a0bo _&,&\n\"S rt\n,\n\u2022 13 i~ u\n\u00a3 'fi QJ rt\ng * a o;\n.5 S a .a a\n'rB ba\nw \u2022\u2014 ~X\nx 53 a a\n_s\ns -^\n_, -Q co\nI b 5 a\ni O ce) b\ni , QJ _g\n! fc *\u25a0\"?\n\u25ba \u25a0o'S\na b .5\nO cfl \u00a3\n'\u25a0o -\n\u00a3 a ^c:\nO _! bo\nB S\no\nsis\nafa.s-\ni __ s\nr S >3\na t. ,\nOJ QJ I\na oi\nss-\n-fi fi\n\u25a0fi \u00ae _\u00a3\noj k rfi\n-4J *h\n, 1.1.\noa >,\nbis\nrt *n &\nS ft o\nfi\nS -\n\u2022 CU\n\u25a0 V\nQJ !\nrlM ij\n* K *E ? \u2022\nr_ O Q, Sh\n.5 fi Eo ft\n8 -b.s-\np >> C fi :\n,ftfl^ R '\ne s\nbo CJ \u201e\n\u00bb >. fio O\nrt .tJ fi 13\n5.\nm \u00a3 5 o\nrat P u\noJ M n\nf-S g 2\no*^ a\nI \u25a0 >.~\n, 01 01\na B.X\nt bD O QJ\nIS ft\"\n^ P*l rt ._,-\n\u00ab +j o V,\ngi j- -\nfi ft o rt\n\u2022\u25a0H +J ^\n\u00ab -fi nd C\nh +_ \u00ab n\n0 qj = 5\ns, b\u00bb \u2014 -^\nQJ X\nft QJ\na \u00ab\n^ J3 QJ\nCP 4_ rt.\n5 a\n3 n'__ f. m'\n\u00b0 i_ b-.-a\n_.s \u00ab\na* BtJ\n1 c 1 a g\nH a a 5\n- -a S\n:?*lil88li\n\u2022a g Hi.\nC.S a b\nas. \u2022\ncj^ a .\n- a\u00bb\nd tt d \u00a3\no \u00ab,g\nQJ to >.-fi\n\u00ab ra -P Ci i\n1-3 S*.\n\u25a0- S J3\n'__ O p\n\u00b0 S J.\n-\u25a08-8*\ns a s\n' oS t.\nhS \u00b0\n^ o a .\n. -ft\"*^ ^\n, K -a \u00bb'\n3 QJ QJ p\nI) *^ !___\nJ- \u00a3-a ft\n13 :\nt. QJ 13\nS\u00a3 tj\nfi3 O\n,s s g\n'.Is\n- b\u00bb \"\n5 a S Ja\no E ^3 o\n\"B g-S-3\n^ QJ >>\nE*>,iS \u00b0\n.8 \u25a0\" - a\"\na S ba \u00ab\noj a 3_ rt\ni \u00ab f: S\nS E\nQJ\na at ac-\na.a-\n8 \"e~\n. a \u00b0\n\"1 S\nt. a a\nQJ U CJJ\n3 .2 d d \u00a3 t-.\nU O 13 rfi O fi c-\n(- rt o\n3 co a\ntx QJ QJ 13 bfl\nU Ji _fl 3! rt\n3 fi S\nr ch tn rt rt\n5 O O U 13\n.8\u00bb|-g\nto ft i-. 3\nrt J- ft o\nra -p . fl\nft C K\nfi ft^\ni s\nti o >>\n02 v rQ\n' a fi-fi\nj\u00a3fi d\n: o o rt\n\" QJ QJ\na v \\>,\nfi C f\n2gg\nggg\nJ3.S a\na _r ^\n.2.0-\u00b0\nS '+. t.\ni 3 o o\nI o \u00a3\no g S\n.a .a \u00b0\nB Bx\n. O QJ\n\u2022a a 3\n> t. E \u00b0\nfl oi x a\nrt p S3 3\na ^ a\ni g a\n-Co*\"\na >, .-8\nftja e J5\n2..2.S\n.2 b U'S\ntu . S3\nQJ J3 u 73\nboi O ti\nV-\na o\nx\nfc g -\nS a\n- \"3 H3 S\n0 3 .\u00a3 .3\nn a\n5 B_\nO *H \u00ab2\n-P O ft\nW\nfi\nH\n\u00ab\nH\nO\nfi\nQ\nH\nco\nJ?;\nH\no\nJ\u2014I\nhH\nra\n\u00ab\nK\nra\nS5\nQ\na\na\n.ft\n>3\na\ncs\n>\nc\n>3\no\nB\nCS\n>\nO\ns\ncs\n. c\nc B\nh >\na 3\nA a\nb_ a\no\nra\nx\nfc\nB\na\na\nE REPORT OP THE SUPERINTENDENT OP INSURANCE, 1941.\nH 15\n\u00a3 V o 6\no ft ax 3\nrQ rt -*J g\n(H u O\nfi \u00b0 Ci o\nfi -Et!\n\u00b0 fi qj b\n\u00a3 2 \u25a0-\nta 3jj *3 b \u00b0\n\u2122 ti j- cj\n\u2022if 1^1\n3S\u00bb3a\n8 E \u00bbl\noj a __ cs f. j 1\n3 +\u25a0 \" O J> *\n! 92'\n; a a\n! E \"\n'\u2022 \u25a0 -\u201e\n\u00a3 a\nO 0) .\nO _ rtrt\n= S-d-d-S\n\u00b0 J3\no o\n.5 g_ I\nm w , j-\nv\ng\u00a3\n^ h u n m -J \u00ab \" _\nBaa*.\na 9 E -\n\u25a0d .a a b\n01 B\n\"3 S\"\nS~\n\u00ab,5a\n\". .Vi. ft I\nfi Cj (U tu\nrt b w rt\nb -fi 'C >\nrt w & fi\np b \u2022<-<\nto fi fi\n88 bo-fi +J\n. rt -g fi\nfi \u00a3 2\nI. rt h '\nS.jS\n5 \u00a3-S_a\niiii\n\u25a0d f\na\nS o a\n-U fi_rt\nJ- o *\"\nfi b _,\nfift^\na oj\nt- b. 3\nft 6 g\no, a u\nS _. >>\na It.\noj a\nil \u00bba\n+J rfi b\n^ +3 ft\nO n 5.\n\u00a3.S!\n3-0 1\nU qj fi,\nrt \u00b1_ P\n'IS'.\nS g\nI, co qj\n.39\n:\u00a7 a\n2* \u00b0\na ._> ,\nflijfl\na s\n! B B>\" S\nS a\n13 .\u00b0\n;_=-___ \u00aby *\n.fi b O\nfl tfi o QJ\nH \u00a3 (fl O -J\na> .\n. QJ\n\u25a0+J **\nfi '\nJ3 >\u25a0 QJ -fi I\nfl fi -j-. tC (\n\u25a0\u00a7 a -a a \u25a0\n\" \"8 I S .\n*- \u25a0- cs a i_ :\n.3 J_ \u25a0a a ^ j\n*\u00bb,._!:\n9 8\nK \u00b0 -a a ft\nflllja\nt* s\nw f oi 8)\nQ fi co rt\nrt OI \u00ab\nB 3 *\nSou\"\nrtS-ss-g\n1 fi > fi __rt O\nO i> O \u00a3 _p\na \u00a95 \"jD\nj3 to M\n>i*4. S 3\no d\n= OJ -P\nCJ Sh J-. F\nJ C OJ O\ni ti ft\n5 C 0 co\n3 fi tn to\nJ 5 ftr^\na .fi 0)\n^ s -:\nfi b b\nM B fi\nfi 5 &\n2 o\n>>.\u00a3 fir\n: p bo P\n.2 fi\n\u00ab\nX b \u00a7 .\n-2 ^rt-5\n-\u00ab_s t* a\n\" ^3 _>. t fi\nfi 3 \u00a3^ fi 2\nrt o p g\"0\n0) o\n5 -fi_ fi\nfi fl ft >>\n-= ft^J\n1^ \u00a3\n1 O rfi'\n> QJ QJ\n. 5f 9 ^\n, & a .j\n! S E|\n\u00ab2 a\nS & a\na <- -a \u00ab -,\n: cos>,\no a b .a ._\n^ rt x '\n\"h cj a\n\u00b0 ia S\noat.oo\"oort^mE0\n3 rt rt [y w CJ TO\n-j e a h O'd \"d\nfc. a\na ,-3 -\na 1\n\"\u25a0\u00a71\n3 J,*j\nft B o o a oi qj\na \u00b0 S\nI, \u00bb\u00ab\nH OJ X\n- a o J\nI X \u2014 *}\nrt B TO ^3\ntill.\na \u00a3 I g !\nJ S a c . i\n\u2022\u25a0JgOrt!\na -\u00b0 c- a '\n2 i\u00bb\u00a72 :\n' rt 5h e rj i\n' a c tt fi ,\ncfi rt -^ .fi\n. I fi fi\nS \"S-S b\na g.\u00bb fi\nrt \u00a3 SS.S\ntfi -+J ,-g\no\nQJ\nO\no\nft\no\nrtV\nrt\n\u00ab\nis\nTj\n>.\nu\ne\"\n13\nCJ\n4J\n.2\n+j\nCQ\ntH\nO\n>>\n0\n0\no\n\u25a0fi\nXV\nbl)\nti\n|\nfcl\nrt\n\u00a3\nrt\nft\n13\nbo\nrt\nrfi\no\n\u25a0+J\nm\n-M\nft\ncd\n13\nU\na ti\nft B\nS 6\u00bb S S ox a\n3 j a \u00a3 ro ^ci\no J8 a| .S 3 t. a ,\nE a \u00b0 u \u00b0-r\nv ft' h 4* O S il\n>\u25a0 a S a\nfc e & a\nE t.\nO ~3 .\n_ a a a \"\na \u00a3 ^ j\na +_ b\nE e o i\nR b a -3 '\n.a fco\n-J fi a >, |\n\u00a7 -3 a * .\n\u25a0 B a.\na a '\nI o o*\n1 \"d .\n: B B\nO j,n\nI 3_ B i\nfi *^ to E ,\nw fi fl\np, fi OX rt\n8*2 S-'i\n34 a -a 8 .;\n,2 S ft '\noj a a p\na g a\na-s\n1 33 a\n1 oi cfl J3 .\n! rt-fi^\n^ O 3\na s\n>a a\n\u00b0 a\nm <\nfi\n'rtt\nb\nCI.\n3\nbe\nrt\nbo\nrt\nfi\nfi -. *H O\nfi O O\n+3 CJ\n;-fi o c\n^ QJ \u00a3 rt\na jS -fi rt\n5 --H tf ft\nu S fl fi\nfi O ,rt\nu. p bo\n.Sg5 |\nS>\na-s\ng a\nlid\nB\nr-. a\nMM\nB\nW\n.-.Of\no\nO cs\n. a\nE 5\n2S\n0J o\na\n<\n3\nH\na.p\nE E\ntxo'\u2014'\na S\nt- rt\nO rrt\n-\u00b0 S\nE a\nCflO\na\ns\na\n3 H 16\nBRITISH COLUMBIA.\ns\ns\no\nCj\nft\no\n<\no\nfc\n<\nPS\nfi\nax\nfc\n43\nbo a -\nB 4= rt\n*.- cfl o a h\n1 ^\"H^rn cfl\nL S _. -, 15\n\u00b0a|t-:\nB 71 a\na \u201er Pi\no; , a o\na fc c *\na 2 a o\na53-c. \u201e\n>, a >> 2\nJ a u E\nja s .a\n3J c m _ -w\n? a\" S a 9 a 6;\n._'I* O p> -h b\n2 +\u00bb o rt\nft rt __\n1 V:\nr- -+J* '\nfl tt O !\nO *g '\na a\nE \u00bb t\u00bb\no a\n_. ^ ft o J3\ni u 5-.2\n_ a \u201e j.\n?l2 Pi \u00bb\n! \u00b0 P, \u00a3\na ft\na a .*a\n'\u2014 M\ni 5 E-a\"\nlag\na-a .\ni s >-a\n\u00b0\u00b0!\n:!\u00b0o-\ni ft'fi t)\nm5 2\npQJ.fi.fi\n\u2022h .if qj \u201e: \"i\nill!\n'\u00a3 ~ d a 1\nO i. 13 rfi \u2022;\nft O t? '\nCO QJ * I\nb O ft is. \u00ab\ne\u00a3 \" \"\na j. \"\u00b0\nMa .\nr> B fl\"\n\"\u00a3 .2 -2\nS- \u00a3\ng ft B\nft. * fc\nO qj 3\ng S o g-Jifl\na a\n..*rl\nE qj -\na Eta e\n> aS\n\u2022S __|d\nC a a qj\n_ 5 oj:\n3-3 S\n3 +. O ,\nb\u00bbC\n!|S.\nE a\ni So\nrt s's\nbo oj\n* \u00a7\u2022\n13 rt +j\nfi fi\nft d ti a p u M\nft-fi\nr_ fi\n13 rrj CO\nrQ QJ = p\ng| 3 g\ns 2\nfi CI HJ -M\n.5 W\u00abH Jh\n_., rt qj \u25a0\n02 f rt Q.\n'\" V fi o\nrt ii H\nrO g\nSh -\nO QJ\nC'rtt '\nQJ O\ni? a\no o\nn *s\nfl rp rt\n- CJ\nft,\n> tt .\n1 ft \u00a3?'?:.\nQJ fi rt K\n!i\"= m \u201e\nco S\nS ai\nB^g\na oj\n^\"\u25a0a feoSOrt.\nt-.^_rtja' -\\r a\na^.a \u00a7 E24.S a\n^ 4\nfl B O a\nJ a a i.\n-\"\"Is\n- X rt C\n. a-3 E\nleg.\n! o\n,'sSl\n* QJ >\n\u2022 2.5\na qj\n\u2022a >^\"\n..\u00a7>.\u00a3\nfS-\u00b0 E\nIh -p\ni QJ O U -\nI to d \u2022\n1 5 oj* rfl \u25a0\n\u00a3 S\n2 fi B\nn to ^\n0 5-fl\n__! \u2022*__ to\n\u2014 n5 QJ r\na-a\n* ft ft !\ns \u00b0-=\n= a -g J\nw oj _3 ;\na E ^ I\nbo -\ncfl a . ,\nB -B a i\nE 4J be :\ncfl a rt \u25a0\n-? c ^1 1\n1- >,-? I\nQJ -rt t. \u25a0;\nft-cs a |\nP E Jd\na \u00a3 ft ft a\nft\ni-a a\nrrl rt O\n5,-fi\nQJ Cfi\n+3 bo\n\u25a0 rt rt\nt \u00a3\nfi \u00a3\n0 rC\n1 S a -\ni \u00a7 a o \u2022\nI \"rrt Wi\n-8 & b\nP .rt fi 'P ^Q H-l\nr- ft rfi\nig c *\u00ablji i\nS o ftiS 5- o\nJ gJ-a\n*\u00ab fi ^ \u00bb-\nax qj\n2 -fl\n\u00a3.2 \u00a3\n2 S +f *g\ni K . 5 fl\nft ft R ta\nv 2 \"ft g\nfi &\nP..2\nO fi -fi C ti\nS-- c co\nqj C rt\nn rt r*\nO 13 fi\nr fl fi\n; .2 \u00bb\ni \"fi fit fi \u2022\u00ab J3\ni ,n - hj -h \u201e.\u25a0*->\ns qj rt h\n2 co bO\nfi p\n2 tf tj'\nc o o> ;\nS 3.5 i\n!f\u00b0i\n~ QJ . -i\nS n a ,\nMO'\n\u25a0S fi rt\n** bo\n\u00a3 \u00a7 *tt\n-fi c o\n^rfi CS\n; OH C\n3 B u\u00a3\nz tt c OX\nax rt\no \u00a3\n\u20228 ??s\nia\n(H ft\nQJ\nto \"y oj\nalt\nfi -fi\nqj o \u2014 ox\n52 to a c\nl^rt'Eg-a^S\n\"2 33 2 l^ a _.\n3 ft S? > \"\n. \u2014 ft -3 IS O\nw\nH\nPS\na\no\nfc\nfi\nQ\nE-l\nfc\nW\nO\nrtl\na\nax\nPS\n--!\nPS\nfi\nOQ\nfc\no\nH\nOT\nE\no\nW\n\u25a0d\ne'\no\nen\nB\nH\na\n5\nM\n3\n3-\nc.\n-3 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1941.\nH 17 H 18\nBRITISH COLUMBIA.\n3\n.\u00a7\nS\no\nO\nO\n<\nfc\nCJ\nfc\n<\nPS\nfi\nax\nfc\n-3\n!.S a t\n, ~ * a\n\" w \u00abr P\n0 2 a\ns ft fi t-\nfl 2 o o\n_\\%\\\n- fc .. rt\nD r c m\n1 - A ..\nrt \u00a3 ** qj ^\nh-'rt o \u00a3 b\n>\"H+\"t) 4\nc b a\ntf >! QJ tf rfi\nft ,fi bD J3 'fi\na-s S a a\no \u00a3 A fi u\nfi co cfl -ft o -\nfi rt >> -\nr= O rl rQ C \u25a0\nhj o a *\n\u25a0 O \u2014 \"g b ft -g\n! _ m S rt \u00a3 qj\no rt o . ft c\ni -& -S A .\ntH *\n\u00bb a\ntl rSJ _ rt\nh 3 -fl d\n: c to I-\ns .a p p\n3 b O 02\nfi -- fi\nH CO .fi \u2014\n3 **\" 0\n3 tf _, T3\nto qj fi\n2 b &.S\nW rrt tO\na 2-5 \u00ab\n\u00b0 q a\n5 t. a a\n-a g\na r\no o a ;>,\na \u00a7J- ft 8\nbo a \u2022- H O\n\u25a0 s a g,\nr a ^ 5 a' ft '\u25a0\n43 a\nl^3 t. US a i\n; rt \u00b0 a-a B '\nj o .rB >. a .\n.X ** jb *a\nft a\n1\na\nu\nu\nCi)\n0\no\nft\nfi\nEh\n>>\nCJ\ntf tf\nE \u00a3\ntf tf\nqj\"\nM\nrt\no\na\nO\nbvi\no <_( qj to '\nQJ ft tf\n' \u00abfS 8 1!\n.2 g b.3 3\nfll\nS E\nm to fi\n\u00a32\nfc c \u00ab\n-* S Jfi O .\n' \u00a9 rS\" rt 5\n, +j \"p ca oi\n.\u2014I O\nHJ .rt\n<+* >. CO\n- HJ rt\n_. >\nC 13\nO QJ\n\u2022a ft\nS QJ T\nfirfl-S \"\n.5 ^ \u00a3 1*\nB tr.\nqj O i\na ->\n_ *\n\u2022ft o a a\na rt a\n\u00ab a\ntil!\n33 a C c\no \u201e -a -3 \u25a0\u25a0\nS Si a j\ni b o ft j, .;\n\u2022 s _ a >\n- H3I x oi :\nI X a 3 3 .\n! g ~ \u00a7 \u00ab .!\n2 a 8 qj\" a\n3*53 5'S's\n3 O Iff T O\n5 2 ft a .\u00a3 g\n3rt-ftii-= 3\n3 5- \u00bb\u00ab\n5 a a B 3 B\n: \u00bb B -C 8\nS.Oj39\n\u20222 \u00a7 2 \u00a3 M\nb >.\na 5 _ ii!\n.Sas.\na-2 g*\n2 a \u00ab,\n\u00ab a \u2014 ft\n-3 u 33 a o a\nrtOOQjOcST5+J--\nsi.Z>t,eux-\n3 . a\nSt Si\na -a:\nhJ I- \u00a3\n\u00b0 \u2014 *%\u00bb-.-92i.j\nj-el\n1 - a \"\nS-d\nrt\n*p C\n\u2022 2 o QJ ._\no .2 ,\u00bb ft b\nrH QJ ft tj\nft tr, rt n\n-IftSf\nS ft rt c\n=1 a a \u2022\naig.\n'\u25bafil\ni -3 \u2014'\u2022\ni t, a I\ni rt h\n| a \u00a7 l\n: \u00bbxt\nB x ot o ^\nrt E \u25ba>\nQJ I- e\nii \u00a7\nI\u00b0S 8\na, \u25a0? o a\ntf *d Q,\n\u00ab c 8 a\n\u25a0sli\n5 3 c .S\nrt O \"\u2122\nj p rt fi\ni-fl \u00b0 b\n-.si's\nI a\nS a :\n\"^ -3 *\na e\nM B\n\u25a05 Si\na S\n-d _j\n\u25a0S-P S a\na qj cfl oj i\nft.-S 3 1\nrn E ^ a \u2022\u25a0\nB.S ij a\n\"Cj >, !\n2 ftt-i\nd \u2014 -. a a a *..\n5\u2122?.s- >.,t, \u00bbo\n'6\u00ab*\"j'S\"\u201ert1\n\u00a3p.s\n; a a\no o \u00ab\nb +\u00bb \"rt\n*\u00bb,-a\n\u2022 .a\nQJ JJ.\na a-\na B-e\nf-si\no +* o o x\n\u2022rt Sh 4J fi, '\nfi-S S*\u00b0\nfi d o\n5 2 ,\nrt a.;\nrt 1\nfi >> fll\nfi HJ fi\n' fi t- to -H\nI O HI rt n\na \"s &\nWJ I- WJ rt rt. ^ fc.\na a -3 .a \u2022\u2014 a a .\ncfl -J > 3 O ft a\nrt 03\n\u00b0 w -rt\nI- QJ O\nft - ft\n\u201e a\n= I -a 3- a\ni5 c _ -. e\n! \u2022 . \u00b0 11\n\u25a0l.c.a-U^\na sifl^E\nrt rt fi .2 rt\ntj rO O* b >\n3 an ft\nS i i o \u201e\na gtB 5 u -\n= -\u00b0.2 I\n1-1 6\n3 S 1 g\nV SI b -^\nJ QJ 0 tf\nj'a2\n= -, g -\nH\nW\nH\nPS\nC-l\nP\nfc\nfi\nP.\nH\nM\nfc\nH\nO\nE\nJ3\nI-l\nS3\nPS\nfc\nPS\ntt\nax\nfc\ni\u2014i\nfc\nO\nft\nax\n\u2022a\nS\na\n2\n5)\n-J\n\u00a3\na REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 19\nis\n- a w a\n\"--;',\u00ab a,*\nt- . a B\n?b.-3-?S \"\n\u2022.&\u25a0\u00a3\u2022*,\u00a3 -\ns 3^\nS|e.gft|\n>.>} il OI\nsill-38\n= g-2^o-\nu oi fi a a \u201e\n_ I.- b. g a\n_ * g-3\nfi 4? 5 \u00b0 '\nQJ m oj rt b\nb _,\ns a\nH-g-S;\na\nc t; a ** t. b\n-a a o a^\n\u00bb..,\u00bb?\n\u20222 a g * b-\ns j-jjC\no a a\n1 t. 0\u00ab a -\n' 0,a G,Sl\n\u25a0a c qj o a g\na cfl bo bo j>\n-\u00b0 - a b \u00ab r\n\u25a0f fi a --\n-11'SltS\n2 S^-a-z a\nB - a rtd -3\na . oj c +\u00bb\n2 s 8:\ng -d -d \"L \u201e\n3 -S g S .\n8 a 3 a\n.ft B ~ a -S ;\n\u2014 rt, Ih ^\n%8tsi\nro v. o a a c\na a jh a+3\nrt ft 'a a a\n>. o a i, qj j\n\u25a0eft nc >\n8 \u00a7 g \u201e g i\na >,-3 53 c t\nJh rt rt \u2014\nft at a . .\na \u00bb>. s;\nrt b a* a a f\na 8 - a n '-\na 8 I \u00ab.5 :\n\u25a0p 5 3 \"3 ,\na fc, \u00ab c\na a\nrt. a fc. --\nOJ ri t, OX B\nOX '- '\nO 13 J\nrt L, 1\nQJ o t, i\nCJ - Qj O w ,\nC 5 cv b.-;\nrt \u00a3 o o \u00ab r.\nb 3 b HJ -O <\ntt 3. ft\u201e \u00a3 '\nco ,-. t. fi\nfi .5 jj a a\nrt a +3 \"rt\n2 t*\n.i.5!-.'\n\u25a0 d +-\nrrt\ntf T) '\nfi fi \u201e\nto\u2122 5 fl A\n? fi O oj \u00bb \u00b0\no . to bo -r\n-Iliii\noj o rt rt P\nU fi 13 13 C\no .2\n\u00a3\u00a7\n\u00a7 \"3\nS \u00a3\n.2 fl\n-u -j H co\nfi a rt fi\nsPil\n\u25a0V a .2 is *\n-j \u2014J OJ QJ jh\nfi , -31 bi\nrt. o P a g\n\u2014 oi c.\noi \u2014 53\no?rt2 &'- r*\nQJ -3 ft Irt\nc a oi \u25a0\u00a3\n5 * t. ft\n2 x \u00b0 \u00bbf S\n\u00a7 S a S 8\nr. S co e q\n.5 F o o\ng \u2014 Qj CO\n* aj 5 -to\n\u201e gj o >, d\n_& ti ., \u00a3 \u00a3\nrfi rg s, .2\nrt \u00a3 -fi b\n*-! rrt CO ' >i\n\u2022H qj co ft rt\n-p O O ^\n13 fi\" b -p\nfi P O ft QJ\nTJ ^ ^3 fi\n\u201e- w 'fi C rt\nfi \u00a3 fi rt o\n'fl ^ >>\nfl a> -i:\nagfi*'\nIftfti\n|aEJ\n1 -?a .2\n\"I oil I\nrfi ft -t-> \u2022\u25a0\nfl fi ---13 ,\nS. .rt m nj\nm rt hj\n\u2022 3-8 8 j\nrfjfljS-\n|-38i \u2022\ns p>. -p.\nO rt. fc. *_ '\n\u2014 _- fa o a\n3 B a a\na a o_ fe\n53 a cfl\n33 -3\ncfl a -j\n\u2022P53rt.\nIh fc, QJ ^ -h\n2 a a\no a B\ncs a a\nm-9. a\noi a o\n5 |*\nb\u00ab a >>\ni a-3\na \u2022p _S ^ a\nai t. Ih - .\ng o a a >,\n.-\u2022*\na \u00ab\na \u00bb\nbo a\n.5^\nft \u00a3 !* ft 43\nx 4- \u00b0 \u00ab\n\u25a0\u2122 S\na >) a\nl? ft a \u25a0\nf g 6t!\na o _ '\n\u00ab 2 i\na Si. i\ns\u00a7 \u00b0l\n\"\"-?\u201e'\u2022'\n- \u00ab \u00b0 i\na jh \u2014\ns a \u00ab-\ncat.\na-d a\ni ^ a\noj H\no -a -3 vi\n\u2022g.s* \u00b0\nr\\\\ \"7. \u00abH QJ\nrt \u00a3 o o\n\u00a3 'fi A\nc -2 fi tf\nrt fi fi\np o fi -\nto .S S e a\na -j qj .a fc.\n\u2014 a qj _.\n--a ba o\n\u00ab E ol \u00a3\u00bb.\nsop,,!\nIh J.\n\" a j\n\" 2 -\" a \"i\nB--OI\n>, a -\n\u2022- \u00ab\u2022'\na .\n' a ' >, o\na 8 r3 a\n\u00bb u S M\na a oi a\no\nE-d\u00a3\nX \u2014 _c O . \u2022-\n' 3 -\n'gsSi.\n\"J. O h u g\u00ab-\nft p\n'fi'rtO fi\u00a3SrS\u00a3\nC\u00a3hj aj-Sfi^m\n\u2022\"-S \u00a32 \u00bbrJ O'tS.Q b u b \"-\u00ab \u2022\ntffi tf\" QJHJ p rt ft \u201e \u2014*\n\u00bb5 \u00b0 P.a-_ \u201e- B.B \u00bb\nb. a fi \u25a0\nj5 ft \u00bb \u2022\n\u2022- a S\n^ S. ft\n\u25a0P ft w\n;-S= go g\n.\u2014. o .a\n\u00b0 -3\na*\na \u00a3 *m\na o\n-3 , QJ\n5-3\no .\u00ab a\ncc \u2022\" g\n.1-1-\n' O CJ--I\ntr! b O\n,- ? ft\nrti-p.rt'\nto o\ntf\nfi fi\nfir*\nJJ tf \" -\nc -M ft p \u00a3\na> rt t. fi\n;3o3 B5-\n5 HO\nOJ rt^\nCJ ct u\nto tf ^!\nrt fi rt\nUs\nrt 13 fi\na.a\nw-3r3,\nHJ ^-,\nfi fi\nft ? \u00ab.\n(rt w\nb -\nQJ 5 *H b\nfi fi\nto fi\nfie a^\n!fc.J--\naSS\ns-fi\no ? *\nS -i B\n, Jj -3 - -\n\u00bbZ\"i a\na .\nb ,\na hj ;\nft fi i\nrg \u00a3 \"-g\njftrt.fi\ns- rt o cu' cj .fi 'P o*.\n\u25a0 O \u00a31\n\u2022d g-ft i\nill J\nEw ^ H H .\"fi r\nrt wpfi\n\u20222 ? \u00a3\n2 \u00ab\n\u2022fi QJ\n.-fi C\nC S\n- rt 13\n2 fi o _\na \u00b0 -2 7\nu J3 rt \u00a3\nu . OJ rt\n2rt?o.S\n3 s \u00a7.\u00bb\nh o 8\n-> a oi\nfi \u00ab oi a\n^P*\nM >>, D1\nto 4-? J3\nO rrt HJ\n13 ft >>\nQJ rfi\n\u00a3 5 fi\n\u00a3 rt m\nw^, fi\n\u25a0fi fl-OrO+J\n-?-2c.2\nQJ .\nO fi lH\nale\na f o\n\u00a3 .a a\n\u25a0ft a o\na o\n. bo \u2022.\n\u2022AB ft\n5 ai a\na es -\nn-3 53\n1-,-rtj\nB >\na B\n> 8\nfa\nCQ fi\n. P\ns\na\n>\ns\nB\no\nho\nJ a\n\u00b0 g\nm a\na B\nP\nB\n01\nC5\nP H 20\nBRITISH COLUMBIA.\ns\ns\nS\no\nH\no\n, B ^ ft ft\n>- i?\/ 6, C P\n- o \u25a0 j> \u2022- -\no a\noT \u00a3 a \u00a3 _\n00 C j- a ,\u201e\n* ft a o\nI 'ft r?\nP $ J -, \u201e-\nJ3 , E c e ,\na o fc, \u25a0 2 \u2022\n+J rt - -rt cfl\n.a -a\n5 if\n3 a \"a\nJ* Srt\u201e \u201e\n3 O - QJ -B* fi-\nij >> to \u00a3 o\nJ Jh H-- EJ rn r,\n3 O rfi 5 -H\nh r- rfi tf \u201e rt\n; tf rt TJ -p ,_,\nS rfi t. R QJ\njj -U CJ O tf \"fi\nM) rt \"fi ki - C\nfl C rfi CO rt*. fi\n3-3 ft\nqj rfi ^ fi:\n, _ ft\"0J\n3^ \u00a3 *\n-fi.fi fi \u2022\n3 PC .\n' rrt QJ\n| S fi -^.\nJ..B to \u00ab\np tf tt\nox a &\n\u00a3ti$.\n' 13 rrt\n.2 I tf \u25a0\n\u00a3 S\nJ- tf rfi\nOp u\nco >. ifl\na^J\nto E. tf\ntf 01 OJ\nBT-fj - -H ^ s O\n\" H-? .2 3 \"9 \u00b0 e *3\n- b to -K qj .,: c\n\u00a3 fi fi qj .t- o S\nm ft -P im rt ^3 CO w\nS fi fi^ \u00a3 rt \u2014\nr2 ft \u00ab C fc \"iJ\nft -. ^S Q \u25a0 rt\n\u00a3 E0.JP \u00a3 -OJ >> CJ\na rtra \u00a3\u00a3 fi\" b.fc\nrt rt\na~.\n\u00a3-2 i\n.2 ft !\na a-\n- 53 -P. ft. S\na -\nO ft\n>\u2022 2\n-a a\na 3\nSo\n\u00a7 5 ^ -? 5\n\u00abH fl,\n.tSla\"\n\u2022 u.-sS\nI ft g a 43\np a bo w oj\n\u25a0\u00a3*\u25a0&$*\n1-4. cl'?\"S\nI ,., b , rt\n' rt b J- .\nJ CO ft \u00a3>\n: p o cd\nto m rfi\nQjo.fi\nhj a \u2014\nrt (H rfi\n^ QJ fi\nft w\nO -rt\nfi ttt p\n\u00a3 w3 w\noj-a to.2\nfi cj rt co\nS \u00bb fi tf\np c >\n3\no -.\nR n\nu t. .5 3 33\nj- S\n~ a ?\no ,c a\n\u25a0^ ^ .\"ft\nE E \u2122-S,\na a-a':\n2 a\n'45 a a J? 8 ;\n-\u00b0 . a* \u00a7 ,\n\u25a0\u2014*? . 'P I\nC IP 13 QJ ft\n. S3 *H \u00b0 ,\nrt OJ O HJ j\n- \"8 >, QJ r\nvr. o tort-, a ti\n_ ax o fi !\ni a\nE\nrrt b O\nrt QJ\nfi -P CO\n* a S\nfi ti b \u00a3\"J\nCJ\na\nP\n'tf\n13\nQJ\nc\nJrt\no\nrrt\nCO\nto\nrtt\np\n'fi\no\nrrt\n03\nrrt\ntf\nE\nCQ\nc\n.-\ns\n&\n6\nOX\nrfi\n13\n'tf\n-P\nT3\nrt\nV\n\u00b0\nfi\nto\ntf\nTt\na i\ntf C\n13 rfi\n\u00a3 rfi\nftra\nrrt fi\n'P co\nC P\ntf tf\n\u00a3 3\ngrTS\n11 QJ\nb &*2\n\u00a3 p >. '\n^flfl.\n\u00b0 fi I:\nS S S\nfi 3 o\nQJ \u00a3\np \u25a0\u00ab -fl fi j-. >\u00bb\nhj Cfi QJ\n- fi -3 \u00a3 -\n3 b \"S ,t:\nrt o\nrttoi.---.firtrrtfifit.\nC\u00abOUCJJH>.fiCpQJ\nH\na\nft\n\u00ab\nQ\nr-i\nP\nO\nH\n-rt\nH\no\nE\na\n>\n> ?,\nrt=>\noj \u2022.\nQJ fi\nw g\n4S -\no a\na>H\nQJ .\nHW\nfei-j\ns .\nfi 33\na o\na |\nax\ntf\nH\ntf\nP\nw\nHH\nC-i\nO\nft\nax\no\n_>\nB\niH\nbfl-3\nS a\no o\nm r\nE-a\n\u00b0 \u25a0S\n4!\nB\no\n> ft\ne\no\n\u00a30\nZ 5 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1941.\nH 21\ntux\ncfl a\nS-.\nat-a a\no S a 33\nP g->;3\n07 = ^-.\na E i-dSj..\n\u25a0 ft a S a T \u25a0\" .\n\u25a0 a w\nft j=\n-.\u00a73.\u00b0\nti_i r*^ rt tf CJ c\ni-jofflu a\ntn o rt ^3 o\n- s p s\n= a\u00b0E-a\nQJ . O .\na . a o >,\n3 ft fi - B\ncfl 3 o o -\n'J * a m \u00ab.\n5 a a g a\nii S - a g\ns a ra\nD a rt a 2\na a * 4. *\"\n\u2014. _L L. rt\n3cn>so\nJ 3 .5\n0 a r\n8-5\na 5 o o fi-'\n.rt CD\nrp -p\nIs\nQJ P\nw HJ\namage (lir\ntricted to i\nicy of fire\ndamage to\ne (limited\nof natural\nQJ rt\nrp p\nropetrty-d\nd, if res\ner a pol\nloss or\nty-damag\nxplosion\nrfi -f\",\no c\nar\no >i\nhj rp\nrt o\nft K \u00a3 O b qj\n.-\u00b0\ntf c \u00a3 cu\nti s\n\u25a0as\nfi- fl ft >>\nA * *fi P rQ\nO r^TS QJ ft\n\u25a0\u00a3 \u00a3 fi HJ ft ^\n\u00abM\ntf CJ P rt QJ\n+j cu rt fi - ax\na \u201e \u00ab fi\nC rt .2 \u00a3 \u00a3 b,\n\u2022a g\nrt 5\nQJ fi\nrfi SS\ntf C rt rt hj\n5 S a\na 2 s \u25a0> ~\na o a 3 g c\nX S\n\u2014 ' a a\nS 3 * a .\n3 a bo - ft\n1-c.g'i I\nft b C .S\n_, to j3 \u2022\" \"\n1 .'oj\n\u201e-.-?\u00ab\n3 a t x\n- bo a a \u00abh\ni ftu \u00b0\n3 . g -2 3,\n2i3 ft-0,3.\n3 a o \u00a3 o\n^8a-\nrt jS -a h\n-3 ,3 rt p\nrt ^ . p\n.2 hj fi\nrt o p\nTt +> g\n>, QJ .S\n43 bO\nrt c*\nfi s *s\nCO tf tn !\nP ^ ti \u2022\nti > :\nCJ b p '\nO .S I\n>> . .\nt_ m h-> ;\nft-sii\n\u00b0 rt A '\nIh O rQ I\na \"^ b .1\nrrt \u00ab 7,\nqj 13 r;\n-p-S a!\n\u25a0a o i\n4J \u20143\n\u2122 & I\nJJ J3 '\n9 a ^\n?S\na a oi\"\n\u25a0a 3 a\n--\u00a5.\u201e!\n\u25a0 Eg\noj a r\n-5 ft >, i\n7 g\u00a3 (\n>i b '\nHJ QJ\nSi -A ;\nt- a o fi c\nc o . -S E\nfl b b rrt Q\nM rt O *\u2014' HJ \"\nc \u00a3\nQJ -fi\nIs\nrp\nij-si\na \"\no a*\n\u25a0p.2 \u00bb\ni.| a\np a \u201e\n> M J,\ni cj a\ntf \u00b0 -^\nCJ rrt\nt*-H\n13 \u00abM CP 0, >, - -\n\"\u25a0 fi bfl bO rfi \u00a3 .2\nr^ X ti .O g\nr*> P P *H H-- rt\nfi 9 5 \u00b0 o\n^fi tf tf rt CO\np 13 13 \u201e\" fi P\nft M \u00a3\u00bb \u00ab S .9\ntf o \u25a0\nrt-l\np\n\u00a3\n13\n0\np\ntf\ntf\nfl\nc\n13\ntf\nrrt\nft\n\u00abfrt\no\nSh\no\nB\no\nc\nCfl\n\"a\n\u25a0+J\no\nCO\nrfi\nJ.-S B\nJ OO'cfl\n; 3 -\n; o 3\n\u00a3 8-8 \u2022a -a -a\na --?'= E a \u201e a o\no a n a I.\ns .as .a\na J3 *a\nft 33 ft S * a\nC - ft & t. Ih\n^-afg0\n\"S-d P a B\nS{\u00ab;ai\nB \u2014 S > 33\noi 2 ~ m *u a\nB \u2022- S -d\ng 1X \"\n!\u00ab cfl pa ft\n>,\n,2-3 a .\n>, t, bo o.o ^\n\u25a0\" - a \u201e, 4- o\ne'e\ne :\nf- a 3*, o\n\u00a3 4^\ncfi\n1-3 BrtH.\na a o\n.rg\"aS\ns a\ni a cfl\na -S\na .2\na E\nO 33 Id\n' \"ft 'a a\nO a 2 fc.\n5 S,\n4J O-^\n-a -- a\na E 3\n.a cfl a\nrt L. 4. \u25a0\nft 3 ft\nft a -2 \u00a7\nftSg\nE\u00bb rH O b >, (J\n..rrt QJ \u2014t a -fi QJ\nt fl r2\nq3.2\na co o\n3.S\n\u00bb'J-*? da\n11 M fi rt \u00bb\nr qj \u00a3\nft s = 4T^\nTt Tt\nd qj\n-a a ft\n.S-d\nE ^ bC X\n*2b P * S\n2\u00b0rt* tj ri\nft rrt 13 QJ -\n\u00bb 0! I- 'I- - .\nC tf a tf a -\n\u00a3 OX r\u2014. O ,p\nrt 3 S ^\nrrt Cd ?3 0 rt\na cj bo -+J o\nCJ H-. ,\nb -P HJ\nfl \u00a3 *H\nco .fi ti\nft w\n3 B -d\nJ JH o\n\u25a0^UH^a\nCfi tf >.\np CJ CJ (j\nfi r-H fe fc\nS rt p c\nW' S fi B\n,-fi g be 5\n^\u2014- b tf \"fi\"\nfi M T\nQJ ft tf 13\nat. *\nO 73\n33 -3\nrC a \u00bb\ng et o ft\no a . 4, a\nBj? a a\ns a \u00bb-\na o-d a .\ncfl a^ g a\n\" a 3 | -2\na -3 cfl ^ _\n\u25a05** \" h >\n& p\n8-S\nqj- E bo\n.-E\u00ab;\nO o* r\n\u00b0 Ja -\n\" 4. ^-\nQ. Ch \u25a0 .\na\nO h. -! n . t-\na S o 4. o\n\"' . Q\" fi\no o a >,\nalfi2\n9 b rfl\nO fi'to P ^-0) bflp-fjCp-vj^^-Q p o\nr\u00ab\nB\na\nr*\n\u00ab'\n1-3\n5\n3\nrtl\nfi\nE\na\no\nrj\nr.\n5\nr\u00bb\na\nr.\nS\n5 H 22\nBRITISH COLUMBIA.\nEh\nO\n<\ncj\n> \u00ab\ni a _. bo\na-d c\n- QJ S\n3i\u00a7S\nft*S\n33U-rtjJ3.JJfl rtrt-oa-ioj\na a o 5 a m \u00bbp si; -5 rtfi^o.\n-bo \u2022ftaf^'rt.a'd *HiSl.rtO\n\u2022= bo !\n., a\nS s\n' 3 \u25a0 [\nV a.\n- >, a -\no*S<\na|Si\nlalU\no fi 5p\njj (h Hrt r\u2014I\n>> ^ (rt w\nJ rrt OJ\n3 fi V rt fi\n? llll\nS3\nC\nfi P - 13\nu\u00bbs L\n\u25a0\u2022-\u2022 tf.\u00bb Jrt !\nco 0) '\nno \u00a3 \u00a9 ft ;\n(-. .-fi\ntf a\nis\nO rH\n^ \u00b0 -^\n\u25a0\u00b0Jrt.\nI- 4- CJ\no o co\na a\ns\n\u2022-tea.\nS K ? rt\n\u2022a o \u2014 a\ntf -rt rrt\nQJ ft CJ tf \"\nS3 -'H-\n0)\nto\nrt -H\n'fi \u00ab b J\n.BSft-\n'rt *_*\u25a0 _ 13 rp I\n3 rp 'fi fi p :\n- JS g I \u00a7 !\n\"\"Si--.\n5 ft\nIt,!-'\n. P.S^Ih\n5 . a\nO OJ 43 fc,\n5 \u2022\u00a7 '- \"H a\n. a \u201e * *\u2022\nh B a\n- \u2014 - .3 -,\na rt ft 4> -3\n..S.2\n\u25a0 tf rrt\niP -\nfe fi\nE g.S\na .2 4.\nO oi a\ng ,2 \u00a3\no ft ft\n\u2014 rt 3\n;SP .\na \u00ab-a B\na E a .2 \u25a0\nIh O rt W '\n5 8 a t \\\nB B \" a i\ni S >>\" i\n3rtf .!\n3 E ft a\ngj-HJ Jfi\nLi\n: cj t. o\nj qj hj hj\n'fc 0.1,\ni b a fi *\u25a0-.\nI p p \" m\n! m b -. fi\ni \u00a3 Q-2 fi\ni 'fi JS *. |\nCfi^- >\n. S fi\nrr} bcTO\n. & i.\" a\n-?.S;\n0 o a cfl 33\nu ft \u2022; 3 a\nrt j- rt o\n- j, '\"Pi.\nfi \u00a3 b\nO b rt P\nFp-s\nE&ojft\nSp m w\nO co ti\n-\u00bb) _-_ i\nt_ -\u00a3 .\nQJ rt ;\nrt r co l\nrt g- c i\nr fi (\na oft!\na na:\ns i\u00b0 .\n_S \u00bb I\na a a I\nss J\n3 ni.\n\u25a0d g\nIh a fc\no a\n\u25a0s -d\n\"Pa\n11 \u25a0 I a \u2022\u25a0\ni a 53 \u00bb\n! o a\n_ bo oi\nB cs \u2014 J\no ^ \u201e\n!g| a\ni ft it _&'\nE oi\nBO '\na B \u2014\n4. a Jh c* r\n*.5\nP H\n, PftO-2-3.fi\n-.4. fi\na a\nQJ-S\ni S 8*5 a-d-l\n01 cc\no C\n\u2014 rt\n' O O fc. cfl _\n\u2014 X O S\n. I- a\n\u25a0a a 4. -- -.\na -d -a _ \u2022;.\n8 5 I a -a\nSf-p\na-2\nbo gt.\n.5 -3\ns i?\nTj 33 oi'.\na rt B\n33 rt- !\nto ai a\nE-* a:\nu a .3 X\n^ X co 4J> ,\n3ft.t?\u00b0\n_ O rfi QJ\n'^i^p\n' -3.2 a\n3 a -r -\ni C a 3\n. o 33 oi\n.334.\n- S 3\na o o\n,-.\u00ab. Pi!\n' a a-31\n: E a s\ng\nt. a oj 33\nft t. oi x :\nS ja, o \u00ab.:\na 3 4.\na S a 1 S a 1\n\u2014 .a cfl a 33 \u2014 a\n-d a a cs ft,\na fc. i. a\nE ^ o o ft\"\n-fl-:\n_\u00bb. e>\u00bb i\n\u00b0 5- V, '\u00ab\n>. f_ J-\nOS\n5 a &rtH\nlis\nSI4-\ns'-di\"S\nfs-.s\n0)53 g\ni- P|-P\n\u2022SSS*.\nCJ fl\nrp m (-\n\u25a0a a.5\nc . -\n2 a-\na a\nrtrt a\n- rt3 a\nii? o h\nac-rt3o(-.a.ac-rt3t.^>,E\nBo^^4Jaacflfi4-QjOrt3.a\n' g a-2 g 8\nirt-4- 52 B\nO \u00b0 -\no \u201e -a '\nft a c\nft h rt\ng rt \u00b0*3\n5 3 rt rfi\nJH CO h,\nCJ Qj ? i\na\nEh\ntf\nH\nO\n-5\nP\nP\nH\nCO\n,2;\nH\nO\nE\n3\n\u25a0d\nB\n>\n-3\n3<\nCO\nP,\nH\ntf\nP\nw\n-5\nHH\nI-h\nO\nEh\nOX\ne\no\n;*\n\u00bb\nrH\n_\nr.\nI\nA\n1-3\n-\na\nA\n4J\n02\nbo\na\nH\na\nrt\nrH REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 23\ne s\na 33\n.2 a\n4. \u2014\noi ft\na 8\nM o\ng a\nb a\nC o\n\u25a0\u00b0 C 4?\nla g\n.\"P. \"\u00ab\u2022\na ?, \u00b0 !!\n3 ft a\n- a o \u00a3 j-\n3 O S ~\n- a \u00ab a \u201e\n3 j- oi ^. oi\n3 \u00bb~\u00a3J\n- fi P b \u201e\nrfi \u00a3 Q G<\nfi fi 'fi rt\nfed fi _fi C\ntf -fi QJ \"\n:fc\n-a -ft ft \"\no a o o\n\u00b0 a\n-d Qj\" rt3\na 8 9\np a 3\nft rt. a\n: L3 aft\n! 3 a 53\n-5 t a\na \u00b0\ni \u2014 -3 rtT\n'Sill\n) \u25a0- rt. a '\n5 a is i 5\niCCrt.\na\na~a\n-h c a ,\n0 E bo <\nrt ni -\n3. -d\n3 >> a .2\no -a K, \u201e. a \u00ab\u2022;\na .fl o\nft B ^\ng.2 .\nOc \u2014\nfi hj in ;\nfl .S B '\u2022\nb 2\ntf -a c 4\nEQJ\n10 *M -i\nP O ;\ni rt \u00a3 \u00a7;\nJ HJ Jh _fi ,\n. rt- g 5 !\n3 rt *._?!\n. a\nrfi rQ -\n^ rt 13\nb rfi C\nfl t-\nrt fi\n> fi\nP oj -i\n\u00ab >. fi\nA rS\nP g iH\nS 'ox\nt V\n01\n.fi . k\ng P 13\nri Ih\nT3 Jh CO \"P fi\nJS rt s\nrt a fi oj -\n\u25a02 O rfi\nfi\u00ab \u2014 b\ngfi ft*.\n\u25a0S a g\no-g .-2\ng . 5\n5 -d \u2022\nos a\no p.\na*\n....\nill\n\u2014 fn rt\n.S 3 J.\n.. HJ rt\n4.3 4|\na ft -? 43\nO \u00b0 3. 4. S-\ni- ft \u00b0\n\"\u25a0SS 8 .\n^.2 ft >, a\n\u2022s g\u00a3&\np fi a -rt\n- .1s\n\u25a0P 13 rt-. r; rfi\nJlgt\u00b0:\n\u00bb \"\"\"S ft \u00ab '\nrn *rt M tn fi .\nrt g .5 a tf .\nJh \"3 \u00abM -5 \u00abH\n0) \u00bb O\nft >i fi\ng >\u25a0\u25a0=\" B-\nft B a o\na -d bo oi\na ft S 2 J.\nB 8 3 So\ntf O tf tf x\nco cj a 13 qj .\nE .2r\nO M\na-2\n: c a rQ fl\nTJ CD Ih \"P U\nb fi\nTt .fi\nHJ \u00ab_ rtK\nrt a rt\n(ii b _; .\nMP\n5 o o\nrt.3 a\n-Sis\n2&a\nn-p \u00a7\nP i- \u00b0\nco \"~~'\n\u00a34.2.\n\u00bb 3 .a\nS.i.5\nll--\n-p a1?\nft \u25a0*\na qj\ne is >\u25a0\n\"2*\n. S x\nE o\n3.\nQJ bd P '\na tf\nb fl 58\nrt C co ,\nco tf o\ng\u00bb3~\nrt.rt.-3.'\nB-3 _ i\nIfi ggi\nSS\n! ft a fi\n> c d\nt Si G ti\n, p O\n5 \u00b0 -*\u25a0\n, rt hj\n' CO QJ Ih\nS QJ\n; QJ +3 a\nco bD\n& fi\nfi fi. HJ\nw CU rfi\n.rt -H\n! fi o fi ti\n\u00b0\n\"'gag\n_ 5 a ft\n3\u201e..\na c -\no .- a\n.a _.\n\u00b01 i\nrt tj c\nfc a-5\n- a ft\n\u2014i B \u201e\n- .co\n'a-cflrtC\n.-d \u00ab\nE O qj oi\nw -S ti <\u00ab .5 ns\n__ O ES S a b\n-43\n- = -g o\nI 3 a a fc.\n! ih O 33 qj\nll\"S*\nrt J- OJ 01\no..5\u00bb\nb 5 Cfl\n\u25a0S-- a S\nrt b tf\n^^^fi-fi\nfi V, fi \u00b0\nlglsgft5\nL $\na co\n.- CU\n>2\n\u2022\nc!u.\nrH\n.20\nrH\nrt.\nE\nE\n*r- V\nrJ t-\n|>4\n\u00abrt a\nc c\np p\n00 H 24\nBRITISH COLUMBIA.\n13\n.3\ns\nH\n<\n(rt.\no\n<\ntf\nP\nax\nw\nEH\ntf\nW\nO\n-?\np\nQ\nW\n-5\nH\nO\nax\n\u00ab\n(-.\nP.\nP\nw\nr\u2014.\no\nEh\n00\n\u2022a >.\nto ft\n3 S\na \\. 3 oi\nS^ g p\n3 . 4J \u25a0_}\nS -. a -3\n3 a O.a\n. bo a \u00a3\nfc \u00a3\n, j, a n\n. qj a\n\u25a0B o u\n. 4. 4_ ,\n- \u00b0 .\u201e\n-- -3 s a\nw S M B\n0J=B -\n9 \u00ab '\u00bb\u00a3\njS B o B\nrt \"ft oj\n_. 5 \u00b0 \u00b0\n4. o\n- '3 O rt\na S 43 a\no \u00b0 13 -\nS ft-P a\n2rt.r.\nfi w QJ\n'^ 13 fl\nfi !. fi\nM So\nrfi >>\n\u25a0M CJ\nfi O ' .\". b\ni- hj g .a rt\ncfi \u2022= \u00a3\nfi C b ?\ntn bC O _\n0 3 fi - '> :\n\u00a3 60 qj .\u00ab r\n>> rt tf rM fir\nrfi ^ S g +J-\nO Ih \u00a3 O O\n& o y -fl \"c\nfi \u2022\na. \u00abia i\no o \u2014\na \u00ab a . ]\n-P 3 1-\n' *\"e a P :\na > a\n5.t. E !\n\u2022I-Mtf\nSo . \u00a3 i\na bo a a j\n\"\u00b0 \"ifl\n1, a 3 >>\no a o-\nrt -a .ft 8\nrltjU!\n. r-t t, ti ft\nft o\nP o\nI QJ HJ ;\n'\u2022 .fi b HJ\n' H-. -a o c\nI fi \u2014 fi\ni\u00b0..\u00abE\n' fi\na - a\nft oi a\nO .33 M \u25a0 -\nft fc\nO E\nfc*.\nOJ\na\n. _g j.\noi -o i\nBaft\nO 44 5\n3 E -\n33 .ft a\na \u2014 b\nS rt\nrt\n\"S-d\n5.B\nIP-\nrt rt rrt\nCO \u00b0 V.\nI- H\n.fc J.\nOfc -4\na a .\n32 a\nbo fc\nJj\nOB\npot.\nOS \"\nC1 m\nA 3\nCJ QJ fl fi\nox fl O\nfi p rt ^_\nM i+J -i\nCO f? Ih O\n_P Ih tf\n\" QJ fi .\n** \u00a3 -a \u25a0\n13 ftrrt ,\n& -Is\nIS 3 o\n3 a a\nrt . fc\na __ o\n4-.ft t.\np <* g. \u00ab\n\u00b0 \"a 9\"\n3 a to\na 3 .\na S is\nS .2 45 rt\ng .a J3\n, a o fc\n- a - \u00b0\nrt h 3 \u00ab - J 2 -\n33 rt \u2014-m '\u2014a\n1 o o a\n.B_3\na*-\n-P. a a\n4. o a __\n\"a \u00a3 E.\u00b0\na . a\n5 *.\ntf HJ\npP w\n\u25a0 fi C 13\ntf rt fi\nfi QJ .\nft co\nfi >>\u00a3\nb rG-O\nH-P rfi\n\u201e QJ QJ\na * .2 \u25a0\nO oi\nI ft ft\n| \u00a5 5\n' rt\nJ .3 J.\ns-a a.\nafrt.rt-5'\nP3 o bo \u00ab\n-C b tf rt-\n2 ft-* c\nS \u201e rt .rt\n0-2 i. \u00a3\n111!\n3. a\nO\n\u25a0E g\nS.2\na -2\n\"1\na S\n!-3.5 ft|.\ni -a a a\n3.4. -a __\n-44-3\nI 5 \u00b0\n3 * 3 \u25a0\nft-. \u25a0\" E \u2022\n. 33 -d \u25a0\"\n'_ a a .\n-d .^ a\n. E fi E\no bo c p\ni - s-\n! Crtfl\n\u2014 a 3. -3\na L J.\na ft 4.\nk a\n* o\na-\n-d cfi\n\u00ab rtrt\n. x i.\nS cS \u25a0\nS3 3\no B.S\na \u2014 fc\ntf .rt ft tf\nflcj =\n\u00a3 fi\n13 5\na .3 i\n0 -d bO co :\noi oi a o i\n01 3 S ._ J\n33 a a X j\n53 o -d a ..\nfc\u00a3 E\n\u00b0I 1\n>. * f\n\u00a3 -d\nS -a a\no c \u25a0-\no cfl is\n33 a\nft oj a\n.\u00a3 33 bo\na rt B\n-a E\n4- a a \u2022\nI|l 3\nt. fc cfl\n. . >> o-3\n4.-5-33\n% -aO^rtJrt^go\n\u2022al ssfS^K &J3-S\n\u00ab | a a \u00a7 E \u25a0* = fc X \u00a3\nE0-S5 5 s-ss.s a* 5\na -,-\n.a o a**\nto W fi fi O \u25a0\ncu .r- H (.ri\nb P rrt tf Qj >\n\u00abM ft fi -\u00a7 fl\nsi Iff |\n_. E - a a 3\n\u00a3 3 rt 9 \u00ab\"d\nCB ^3\no a \u25a0\n.3\nii -P\nfc 33\no a\n. a .\nO33 33\na\nia ZS-x\n-fi 2 4\" HJ fi\n2..-. .\n1 \u00b0f I\nt- \"ft \u00b0 ft\na 3 oi \u00b0\n\u25a0\u2022S3\n4. E -\nb\"\n-5<<\nWrt.\nTrt<\nSi\nrJ<\nfi>\ntf .\n. fl\nPi tf\n_=Z\nr.\nB O\nE\na\n-5\nfi tf\nQJ \u00a3\n__ b\nK. O\na'a\n\u00b0 ft\nfc o\nv OO\n3cs\n\u00a74.\nCO \u2122\nCO tf\nao\na a\n.2 .2\na a -j\n'a 8 i\no o -S\nBQ-J REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 25\nfc -a JJ g .\u00bb a -S\n\u25a0a'I-\n.-\no\nO\no\nc\n-+J\n13\na>\nrt-\n\u2022fl\nfi\nftrfi\nco*\ntf\n'tt\nB\n3\nrt.\nCh\nO\na\nfi\nE\n4->\nqj y\nOX CD\nP rfi\ntt\nc\ntf\n.\u00ab\nJJ\nt4\no\nrt-\nCJ\nSrt\nU\no\n~ti\nrt\ntf\nis\nV\n'cj\ntJ\nc\ncfl\n>>\ntf\nfH\nu\nIrt\nEd)\nIh\nft\ncu\ntf\ntt\ntH\nfl\na\ntf\noj\"\no\nit\na\nfi\ntf\nft\na\np\n-J\nTt\n0)\nrfi\n4-1\nfi\no\n.2\nrt\n-fl\n\u00a3\n13\n0\n0)\nc\no\nc\nc\np\nm\nin\no\nHJ\nrfi\nCJ\ntf\ns\ntf\na\nX!\nfi\nrrt\nrH\na\n-rt\nc\n0\n>>\n-rt\n\u25a0P\nIh\n-fi\nCQ\nc\natural\nnkler-\nrough\ninsur-\nf Are\nge to\na >> h\nS* 3\n3 b *\no rt-\ns r 33 o a\nrt 44 O fi\nt 3 ^ *\" >. a\na . >\nArt\"\n0 Px3*\ne S \u00abS5 8 fc\no tj o a O 0\nB a\ncfl a o\n7-3-r\n*P o g j_ cj\na,;.\na \" a\na. S\na a-dq\nO 'P . !\n>. h 13\nSh-3 >, 5\n0 ti '\n. Qj fl S r.\n\u00bb fi, tf \u00a3 Q\n! o 'O\nco ~ \u00a3 tf i.\n'Sop\n3 1. \"\u25a0 L w O \u00ab -J i\nS a fc 3 \u00bb\" rtt-S S* :\n3 a -d\n44 01 01\n01 44\nB a o \u2022-\no bo\" E\n'\u25a0a a -.5\nrt fi 33 \u2014\nft tf HJ rQ\nO ft >_ (j, Ih\n?.x\nal\ns \u2022\n-p\nrfi\nfi\n.5\n0\nb1\nto\nbt\nU-\n.\n|\ntf\n\u25a0p\nbfl\ntf\nS\nCU\n-3\ntf\nIrt\ntf\n-fill\np\n0\n-p\n-2\n- fc 3. fi a _ ,\n\u00b0 2 a B-3 rt\nQJ -Cfl\n-pas\n\u25a0a g ^\n8 o -d\n\u00a3 4J 3\nS f Cfl\n-a -a\n\u2022a c .5\na fc \u201e,\n33 3.\n. . 44 O\nCO s\na qj .\nj \u00bb - a -\n2 44 bO 03\nO \u201e -\na fc a \u2022-\n5 Sis S\no -3 5 oi B\n.2 '3 a\noi I- a E 73\noi o o ft\n\u00b0 - a\na.2\nairt-ll.\na .a -s a >\nSS-\njf.-rt.J4\n\" .11\n.\u25a0a m 44\nra a . .\n\u25a0S a a \"\na b -a E\n33 -a .4 rtrt. 2. o\n-- 44 \u00a3. >.\n\u00a3 fc \u00a3 a\na a\n& S\"\u00b0 s\n-2 g 5 S\na .44- ,\na \u00ab 3 ti\nPfc a\n5. ft'S \u00b0\nii m ft t.\na.a * ft\n\u25a0p 2 of a\nHJ CO +*\nQj\"l3 g fi\n.-fi fi 5 bo\nS3.3 g\nr, \u00a3 fi\n-Tr\nS Sr\n___r >_ rt rn rt ^, _,, rt I-l TJ\ngj O O Orfl-^OOQJ,\nfi fii P qj S b\n*f S If\n\u00ab_ P fc S\na c o fc 33 C -d\nfc- o\nox-\nO a .\n.\"- a\n-J5\nrt P ft co\nb oq tn\nfi fi fi O\nfi.5 fi\nb-fi\n,fi 3 5\nhj n \u00a3\n\u00a3 o -2 fi .\n&, O \u2014 44\ncfi 4. t-j ,\u00a33 3\n44 a 8 \u00a3 \u00bb\n\u00b0 rtfl I\nk, I E i.\u25a0d .\n.2 a -J-0 a:\nft fc bi) \u00a7\noi E -rt\nfc 2 rt a >, \u201e\na a ^ 3 _q 5\nfc. 1\n.-\u25a0a g\na fc\n01 43\na ft\n>, b. a o a\nIS\"\no\n3 a\nB-Sia o,;\nas oi a\nr ._= _fcfl fifi +3 o\n\"\"\"trtrtportjH+rt!\nL 02 ? rt a te o\n.\u00a7 \u00ab 6 2 8 S \u00ab5\n(*_! _>> .rt 'rt \u2022>, T* fi\n: h-> r*. P\nfl __ b *\u25a0\n\u25a0a fc a\na o S\n\u2022H .-fi\na a \u00b0\n- CD\n\u20222 -S -d \u201e-\n44 01 C S\n2'3 a fc\n' a S . a\nB at 01 01\n\".2 J. a\nc- \u00b0 a 't\no -3 a .\n\u00a7 rt-3\nC QJ tC\n>,3rt\na .\n.a 4- o 3\nrt -a\nS g.\n: a \u25ba,.\n.2-\u00b0.\ng\n2 ft\n0 o\n01 fc\n5 ft >>\nB ^\nfc O\nV.i.\nrt a, . rt qj fc ra\nfto^.BCrtCfl .-d\nfc a _3 t. a .2 b\n\u201e,- O O-S ft E fc\na rti-\n..rtrt\n>a*\noi B\n3 a o E\nB i* SJ\n.rt 0 \"\nrt -* 43 b\n\u00abX) fi \u00b0-\n,2 fi bfl co ^3\nto ft tf 5 tf\na gg^-3\n.5 3 I 5 \u00a7\nSOrt<\n.a\n2;\nP b\nO fi\n2>\na 3\na 2 a ci\n. a 44 fc-\n2> a a\no rt a\nWpq g M\nS\nP\nI\nfc\nJ. I\nla.sl\nfl p' - \u00a9\n13 O b\nfl fi \"\u00a3 fi\nI \u00a3 \u00a3o\n2:Srt. a\n3 8 o:S\no:aUl\n8\u00a3Z<\n_\u00ab a i.\nP.\na\"\na\nB\nB\nO\nB\nO\nB\nB\no\nB 2 a w\nfi a .-a \u00bb\n1 a g I\no o .fc J2\no o ft ft\no o a s\nHHHP.\nI\n3\na-\n33\n3 H 26\nBRITISH COLUMBIA.\ns\nEH\nO\n\u00ab.\nH\nO\nfc\n<.\ntf\nP\nax\nfc\ni fc.&.>\nfi\" c\nti s\nS r-.\ny V O\n\u00bb b q u\n3 J-.2 ft\nrt \u00a3 CJ\nv rt si S\nfi CJ fl\n>> fe rt. tf\ne .sm\n11 ll b V\na fcfl O rfi\nfi tf HJ HJ\nt-i 8 tp\nft tf 13 o\nfi fi \u00b0\nr^ ^ \u00ab\nn. >> J3 tf\ns! ^s\ni. O m\nft Li fl\nCfi JJ \"rt\nrt E o a\n\u25a0a* fi\n3.5 n 5\nrt ^ rt oi\nP i. C\ng\"P a .\na -d 'rt? s -\no o E3 S\nu - 8 \u00ab\nqj 3 a S\n3 a \u2014, _\n__ a\n\"-!*\u2022\np 3\"a\nih -J ax fi\n' S tf c\nftp:\ni p -\u25a0\u2014i\n! Ih P. Cd\nft C ^\n> ti .\n1 fi ft \u00a3?\n; a a*\n1 \"* O 13\nCJ Cj\ni. S !3\nSB r\"\nft rt\nfi S T\nIh fl >\nfttf '3\nO C \u25a0\n\u00a3-, t.\n*:*\na.2 g\nbO r\\ \u2022-\n.5 51\n(fl -3 E\n-d a \u00a3\n\u00a7 a\n> .\u00a7 a\"\nC a\n3'. rt.\n\"3 fi \u00a3 -A\ns\" a\nfeo-d\nS a-333\na s a g\n\"\u25a0 ~ o a a 'I -a\n33 33\nc \u00b0 o \u00a3\nfi fi S.\na o fi\nfi C ft\nw'rtSi\nS 'ft fi\n1 SS b\n13 * 3\no -fl .\u00a3\nt ti b *tJ\n3 & QJ fi\n. ft t.\nn b p .fi\nn fi IH Ih\n. -S ft t. ;\nh \u00b05 g\n5 o a.-a\n\u2014 M\n3 a 2-d\"\ny __ b a.\n_ 3 \u00ab \u00a7\nP tf\nrt s\na 3-\no .a\na a\na_\nrt E '\nO (U\n* __! P\nO rp\nft\ntf p\ntfi'OrO'\nfi B\ns 5 ia cj bq ;\nfi C fi \u201e ll---\ntf fi S hS\n\u20223 ft .2\nft'fl 'fi\n\u00bb cu .\u00ab c\nfi \u00a3~;\ntf\n\u00b0 .2 Sh fc\n- b -P HJ\n* fi-rt\nl rtJ _Q fi hJ .\u00ab *-'\nS3 a\n*\" o >\n\"d IS .5\n5 a\n\u25a0-S > 44-\n=* a!\nb \"tf !\nQj O I- J\nbfl tf -.\ntf QJ* rQ \"\ni-rti a i\nB a o\n\u25a0a s j3\nJ d\n\u2022 S rt - !\n, O o o .\nft J. si\n-rrt M !\nr\u2014. \"\n*J fi U '\n\u00abrt W Qj l\n2 -1-\ntf hj :\ncj P\nb fi fi\nfi & Jh\nIf ^ \u00a9\np 13 ax\n\"53 ft ba ''\nrt rt j\n\u00a73 *>\n\u2014. ft\nTt\nQj QJ\n2 5-\n- fc a\nS o 33\na p.\n-5s*i\n\u2022d \u00bb\n2 .\njfjo\nO O irt\na rt ;\nJ. a \u2022,\nrfi tf C- J\nfi QJ >, I- >. \u2022 '\nCJ O HJ O _Q tt\nC fi *- P\nrt rt 2. to b \"J\nJ- b ft to P rt\n[111\nra S\ntj p 3 '\nfl rt rp\nO HJ\nox O fl\n\u00b0 .-fi '\n. *\u00bb 13 '\n' o fi\n- fi fi\ne co .r-\ne fi rtt.\ns2 rt.rti.Sfc.\n^, B r*\u00bb TJ ti\nCJ C j: ^ p\nSSfcjIg\ns \u00b0 I \u2022\n-g S_aJ^ g;\nIh Cfl\nP fi 3 >. C ,\nrt o -fi o\nS *T rfi\ni* Sg\np >> \u25a0\nb O\n\u00bb fi fi\nT3 n\n>\u2022 5\nb _a *^\no\nb fi\nCO P o\n* S cj p\n1 _, !fl \"\"\nE tf fi\na \u00bb co- fi.\nsi\nrt fi3\nftrtj \u00b0 co^\nT3 C \"? rS\nqj tf 13 bo'\nft .ci,\nU fi 'Jj HJ\np bo ? tf .\n\u00abS- .\n.- a\nB >> 2\n\u20221-\u00b0 a\na S\nS-? g 2\n- -, fc CE\n& \u00abi J=\nB3- *\u25a0 a'\n\u2022\".5 >>=_!\n- fc ra E .4 -a\na cfl g o _ _\n.33 a \u201e, a g .\ni E fc - a a\nli .\"S \u00bb 8\n;^g^a\n5 a fc -^ w\nj\u00ab ft -d >.\n3 a a o\n\" .a \u2014 2 -a\n3 -- S 3 o\n3^ 2 \" fc\n1 a gi? \u00b0:\n_. Ih .fi *h\n,.g s Sg-\nI a bi !\n1 S * -3\n\u00bb a*\"*\"'\nj a &5\nI O 33\nS >. a\nB a 44 o\nfc bo 33 ^\nllll\n:^|\n\u00ab i. t. g\nrt \u00b0 3. \u00a7\n5 . &p\no S g.\u00bb\nM\" g a\ng b.S g\nB B rt.\" B\nnt no b t,\nrH fi \u00a3\n\u00b0 x^-\n\u201e Qj CJ \"P\nft rt .2\nco o\ng-8 \u2022\u00a7'\n33 -d *\u25a0\nB a . -\n-a .- a\na e 5\na .3 a .\n7 33 S .2 f, 33 44\" a rt. JS\ni Intf brtrt Ot3 b Tt *N\n'fifiPfcfl-U.rtOOO\njj o ^\n'P C-D '\u00ab: Sh\nfi tf O Ih\n3 Sog\ncfl M K E\na -d a .a\n.-_--\u25a0\n- a rt-\n2 -* a\ni-3 \u2022\n. \u00a3 -\"\n- fc - f\n- a ~3 \u25a0\nS -d a\na a -a\no a P\n\u2014. \u2014 \u2022*\nfi g-o .8\n\u25a0..Si \"\nfc 4. -3\na a o\nsss-\nr. ft\nw\nH\ntf\n(-,\nQ\nfc\nP\nQ\nco\nZ\nH\nO\nr.\nP.\nsd\nEh\nI-l\nJh 01\n44 -3\nCO \"\na \u00a7\n5\no\nI-l\n\u00ab\nH\ntf\nP\ncc\nfc\nfc\nO\nErt\nCO\n6\no\n3\nE\n5\nS fc-\n0 M\npi\nH g\nfi\no\ni\nB\n\u25a0A\nfc\no\n>4\nA\ni\no\nfi\nrt.\na\nrt\nA\nx\nS\nrt\ntn\nrt\n\u2022a\na \"J\n2 a\n-O\nc a\n_5 a\n|H a\n_S a\n1\no\n-a\nE\nB\n(J REPORT OP THE SUPERINTENDENT OF INSURANCE, 1941.\nII 27\no.2\ng3\nft P\n\u00a3_2\nHJ (fi\na a\n\"3 ft E a a\n\" S 2 a \"a\na'E\nftJS.\n- S'\n, a E\na -P B a S\n21 8.3 \u00a7\na S \u201e- g a\n- * a S o\ni-sjg g\n' CO rfi O\n3 o fi \"trt.\n? CJ u CJ r^\n' >\u2022 \u00b0 i. .5\n! a \"7\n. o fc fc .fi\n1 a 2 3 be\nj. cs5 a\nft b a p\n3 \u00ab -a ^-\nH O Cfc fc 33\n^ 4- q 0, +.\n11 a rt m 3.\n- bo a -\u00a3\u2022\n3 a .2 \u2014; >-\n- fc a tj o\n^ 3 -a a o\na x ot. fc\ni fc g a O\na a Si? \u00a7\n\u25a0\u25a0rH . W M\n~ rt O b d\n\u00ab $ 2. s\n-ftp\n-irt to rt\n= fi ii O^\n- .t- 2 t-\nJ fi -fi SlO--\nsj \u00a3 o t-\ny ,fl \u2022> tf CO \u2022-\n3 ~ *-\u00a7 3 i\ns a*-, o >\n3 a \u00b0 a-d ,\n_, a .,\u00ab,\nrtiij-S-sj 1\n5 - &S=.\n, a\" \u25a0-\nrt oi B\n-P\n2 a p\"\u00b0\nB a '\nd \"\n<- a.\n, S a\nS \u2014 01 be\n01 X X\nII a\n, >,| o\n-\u25a0\u00b0 \u00a3.\n0 - B\n. . a o .\n3 -.\"33 -^\n-.2 13 t\n3 j: a a\n3 a _ _\nli a\n; fc tu u\n: bo 9\n- co r? 4-1\nCJ Q) _C\n3 \"* q3 ^\n- \u00a32 \u2022?\n9 1- c B\n- fi a 5.\n- C CO -tt\n\u2022 >_ QJ fi Jh\n\u25a0 o fcfl bD 0\n\u2014 rt tf ri\nftfil\ns-d -d a\n_. g^J\na \" fc 44\n-d 01 a fc\ne 01 o a\n\u25a03.2\no a\n\" t. 3-\n5 ftja\ns-d-2-5!\ngaga\nrt\ncfl\nS__. S-S\nCfl 44 fc fc\n>, g .fc o\nfc a cfl a\no-3 6. ft\nO Cm\nU rtC rfi X\nft a =3-\nOJ tf \"H o\ntf I jj? fi\nto p \"M bJl\na \"* a\n-I \u00bb1\nP\nfi-fi g\u00ab\nto QJ\ntT b fcl)\nfc g_ tf\nfe ft \"\nO .5 ft fi ..-1 ft \u25a0\u00ab 13 tf Ohj\n\u00a73\u00abj-i\ng .I g _. s\n\u00bb\u00a3 2 ft\"\nrt 01 B a o\n5 a 01 fc 44\n*& ft\u00ab\na \u00bb5\nb rfi -P\nrp'tfi *\u00bb g\n5 *H Q -T\nrt o hj v\n^ tJ *rt CU < ^\nJ CU O bD \u00a3 ,Q\n!.Hr.JCr.\n' b \u00ab g\u00b0\nI\"0 Ss\"\nb ti r%\na p S g\nrn tf Irt\nP CO\nCJ b\nIh rp\nfi fi\nft tf\n\u25a0-, tfl 'P rt \u2022\n*S rt2 i^\nIrt tn fi\ntf P rC\n!s:\n-fi CO +\u00bb\n\u2022a __ a\n\"\u25a0\u00a7 S\n,- a a\n. rt. a\n0 fc a\nft bo\npjrt\nfi QJ\nfcOT\nrt b\ns3\n\u25a081\nSft\na fi\nft ,\n5 P b\nP ,p fi\n13 \u00a3-\u00a7\u25a0\nB| ft-p\nto fi . QJ\nc .fi \u00a3 w\n*\"* \u00abH tf\n2 tf fi\n\u00a3 b\nCO rt fi ^\nrt * Ih HJ\nti U -rt U\nO ti QJ\nrt&.rt - ft\nbe P\nrti ^ ^\n^3 rfi fi\n0 3\n- m t* oi\ngpp\nb H-? \"S '\"\no V fi\nft fi 7\nw ft i\nfl fi 1\n\u00bbrt QJ O t- fcl)\n3 > HJ tf tf\nro \u00a3 fi c\n\u25a0\u25a0-\u00ab ft Qj p tf\n\u2022\u00a3 45 *0\nIslss\na\na fc\n-d w\n. - ft\n\u00ab \u00a3 art a\n- a \u00ab\"\"__\na ft b.\n- a a^ o\n3 a o *\u25a0\n- 3 a-d o\n3 \u25a0 o Si bO\n- a 33 3\n\u00ab-a s\na 3 a jj J=i -\n- fc - - a\n\u25a0s \u00b0 S a-\"\nC rt M r\u201e rrt\nrrt P *\u00b0\ncfl a o\n\u2014 bi\n.5 a a\n- a 3.\na b rt\na\"?\n_ -a\nb >^\nrt\nfl ^ fi\nP rfi P\n.rt 02\ntt >t\no fi\nft\nIh -*\ntt\n09\nc\n>: O\nQj\nfi\n\"P\nHJ HJ\nr-i\nrfi\nfi\nIh\ncfl\nHJ\n-rt\nfi rQ\n1\nft fi\n%t\nO\nsi\nft'lH\nO\nQJ\nfcfl\n0 m\ntf\nfi\nbO\"H tf\nrt - ,\nS13 rrt\nc fi\nrt 3 13\nrp ti C\nft bD O [p rp\nfi\n^ rrt p W rt b rrt\n,2 fi 9 S 2 fi\n1 ti o\n3 \"S rt\n5 J\no*.2\n\"e tf fi\no hj p o 0\n= \"! S.5\n5-..S-d\n\u2022o'tpS ^^ b \"g S tf\nP a\n13 \u00a3^. ^^\nb p: 5 -o -5\nrt rp tf c tf\ns--|\"\nB5 a\n! 1 a'\na a rt. \"a -k\nB a >, fc a -g\n\u00bb \"2 B -S S\n- o- \" \"3 S o\n_. o S . bo fc\nfc o S \u00a3 b ft\n33 a O B 33 o\n4. >> rt \u2014: rt\nrt o a o ,2 \"\n0 fc.\nbo\n\u00a7a\n* ri-. fi \u00b0 fi\n\"-'fi Tt o C ft\n^ O p tf p\n\u00a3 \u00a3 r-\nrt Q 3\nSao\nr - -33\n_- ft\nrti or\nfc\nE\nX o\n\u25a0SJj-3\noj rt -d\n,fc p5\n!.isrt,s\n'\u2022 - a a >>\n\u20222 8^ ft^\n\u25a0a c. 12 a\n> o a ft o\na\nrtj\n\u25a0S bo a\nrt \u20143:\na 2 -3\n\u25a0d a o\nIh ti .\noy b\nP >.\nh fi ^\np ft c\nCb.fi\n.5 ft+3\nIH -rH \u00a3\n\u00b0-ls.\nS a \u00bb\n? S a\nbo \u00a7 5\n\u00ab. \u00b03.\nfi J- -fi\nrfi P tf\n' fc a.\ntn E\n3 5\n\u25a07 fc O\n. a\niilrt- a\nrtjll\na\na\n>\nis\n\u00ab'\na\n>\n33\"\n.9\n'a\nr.\nca\n0.\nE-i\nO\n5\n>\na\na\n>4\n\u00bb\na\n-5\nb\nO\n-\na\nrt.\nd\n.a\no\nrt.\nc\n0\n-.\na\"\nX!\nb\nB\ncfl\nu\n.- H 28\nBRITISH COLUMBIA.\ns\ns\n*-H>\nl-i\nS\no\np\nEH\nCJ\n<\nCJ\n<\ntf\ntt>\nax\no e .a \"\na s\nM ?, \u2022\nIE\nft o a w fc\n\u201e, g t 44 _\nP. h a 5\na 33 bo o\n:*\u25a0'_. a\ntt p\nI h CO fi HJ\n; qj to o\nft -2 *H lE\n' *S .-S Qj Jjj T3\nIh - ni\n& .9 rtfi\n\u25a02 ft\nS x\n.fi fi\n' fi 13 \"g \u25a0*\"\nft fi w OJ \u25a0- ,\nsl&s J\no to x tf rt '\ni +j >\":\n\u20222\"2 8 f 1\n_ 5 \" a :\n\u00ab a o ft\nI * \u00a7\n4. o >> a >\u2022\n3 rt % 33 a fc\n\"-a o- E 3\n- a X 33 33\n3 -3 _ a x 33\nO \u2014 -33 OJ - \u25a0-\n- a B 3 a g\n33 a a ra\n\u00ab-\u00b0 \u25a0-\nEfc \" -\nrt o ,\n!- ?*..\no bo ,\nBOrtgs- 33 '\n\" S\n\"H S- L, ti fi\nfi_5* * g\n>>\u00a3, \"\nft-5 fi o !\n. ** o hj '\nS j\u00bb \u00a3 qj^\n, t* fi -fi\n! C rfi >\n. >. V \u2022*\u2022\n-..fi fcfl b\n: tf\n^ fi fi g\nJ cfi tf O '\n, tt *0 HJ\n3 fc M OI\n-. a o B\n0,-H-rt\n4 QJ -d 01\n2 33 a cfl\n- 44 44 >\n\" a a\n_2~~\n3 a to g\nJ a B i: :\n3-a \u00a7 \u00ab\u25a0\ni fc? I\n* o >, c\na a P. * e J_ E 8\nft ft ^\n' a g.^ x o\nJ S O^j g s-\nS\no .\nfc 3\nasg\n; a\n.a\nQj\nft ft\nco\nQJ\nH . -ft ti\n1 bD fcfl\nJ C nfi\nL) S fi b\nj fi. CO fi\n3 ,rt P rfl\nrt ^ tf -fi\nfi b s ^ fi b rt-\nP P rt fcO \u00b0 fin\nIh CO .!-. t- rt \u2014 >\n\u00a3 .5 o \u00ab E g -S\nb 3 tf rt\nh _S rtfi ^ ^3 hj hj\"\nS a\nc o r\na 15 \"\nrtjlHrC\nI O CO QJ\n\"us\n\u25a0 . a \u2022\nrtJgia\nx 3 \u00a3 a\n-Sfej\nSift'\nOft b\nIrt co o O\n*b p HJ\n.5 \"V M 5 --\nax a a\n3 5 a 5-2\nco tf rt ti\nfi p T3 13 \u00a3\n^^rfl\n- m M o\nj p rt ,\n-gas\n\u201e \u00a7 \u00bb \u00a7 S a \" >- S\n\u00bba g rtgs^ia-P P\ni a [a fc -P\no a\na cq\n- CQ\nO fc\nbo -33* a B '\nS a rt, __\nfc o\no -a oj\nft \"a\nS >- 33 a S1 ~\nB S3 73 ni cd\nI \u25a0\" a\n-_. \u25a0 a\nS A fc\ng-P\n5 rt,:\na _ rti\nfi rS 53 <\u00a3<\u00a3\"\u00a3 ^\n-. .fi I- -rt U ft \u00b0\n. \u2014. 0 j_ .rt .rt t- Ih\n3 \u2014 +j fi tf tf ft P\no fii a tt o hj\ns s\nO HI;\nPP'-\nfi tf CO\n\u00a3 fl d\nrp 13\nfl c\ntf fl\n3 b .rrj\nti o --s a,\n8 \u00bb rt3''fi\n3 co tf fi\n\u20222 * C\n3 O b-\n2 hj \u00b0 to\nJ firg \u00bb\n\u00bb.rtS '\u00a9 tf\nSCO \u00b0 fl\nrt \u00b0 e 2\nti rt G 't\n. HJ CO fi ,\nr- ^ P Ih\n0 9 ft P\nll*\"!\nO \u2014 43! -'\nrt, --- K\nW-d\n. .5 -5 a\no\nft 5\ni fc c. -,\nl a o 3\nl o -\ni O OI\n; fc 01\nI o a\n2 o\n33 *. c\n\u2122 Ih rrt rp\n\u00a3 O tf\no fl\nCQ rt\nfart? S\n1 ft HJ O\no-\nj E a i. a\n. -a fc 4, j-\n. \u2014 O fc \u2014\na M b\n... a ra >\nE It. 5\n33 a a\n--V-HrtJ-\na a >, s\nft 33 -d :\nc. a '\n4\u2014 oc-H.-sa\nfc--4_aaft033B\na \"3 \"ft\ng-S M\n2 5 >\u25a0\n. rt. a 33\niv S fc\n\u2022 x S \u00b0\nto rt cu\n- tn 13 -r.\nis I\n.-r, .rt 13 HJ\n\" 'rt -rt\n_. rrt \"H fi\n\u25a0s n s e\n\u25a02 rt ^\nIrt > -_-\nfi % b\n' \u00a7 ^ _S rt\n' HJ !_. HJ S\n^ \u00a3 \u00b0 rt b\n' QJ Qj O\n4S44\nIh fi\nfi >\nCU Qj O\nb - \u25a0> HJ\nrn Jh P CO\nS fi r^\nfi S c c\n.rt o fi \"p\nfl rt \u00a3\n\u2022fill\nS. fc 3- \u00b0\n> P B t.\n-58*\nfc\u00a3 S-- .\n!.-.-.! \u00a7 &\no B a a\n~ o .-fc a\"\n*\u25a0 2 S-d S\n-2 a~ B g\ni? .. - \u00b0\n33 b a a -d\n33 5 S ai E\n' JrtS-P\n6033 7 7^ bO\na ? ft a 3\n33 a 44 3- o\n-d 01 j- 34 fc\n3 x a aj 33\n-a o .a 44\n3'oM\n_j 1. a \"fc .\nS\u00b0 g,ft5-\n5 . a\n3 \u00bb*\u2014 o\nrt-rt\\s{]g\n\u00a7 .2 S S ft\n_o .a 3 a 44\nw\nw\nEH\ntf\nH\nfl\nZ\nP\nfl\nw\nO\npq\ntf\ntf\nP\nw\n!-.\nI\u2014I\nI-.\nO\nEH\nSS\no\nI\na\nJ5\n1-3\nk\nfc\na\nfi\nla\nOJ\nI\na\na,\n33\nP.\nfli\nrt.\nB\nE\nO\nE REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 29\ny -- -2 s g\nqj oj 33 b\noi t. 33 3 \u2022\na a -a y oi\na ft p. >. 3. \u2022\nrt\"d a a\na qj to B\n\u20222 ft a 5\nI a \"d\n3 44 0\na ^ !\n\u00bba \u00bb 8\ni p to ft\ni E rt o\n1 \"* rrt L_\n- irt JS -\n1 S\u00ab _\n. -a ft-a\n; -a -a -\nJ a . a\ni, a a a\niS.2 -\n>-a S\n' fi rp\n= Cfl ^\ni b O\n\u00b0 S\n\u2022it.\nbe a-\n.a\nES-\n1.\n- ,-. a\n\u00a3 a -a e C\ne \u00b0= a\n- - > \u25a0-\n3 E-\n\u00bb \u00ab\na -a ,\n\u25a0ft s to\nrt- a a\nft S E\no a _\ntf co r\nE g\n\u00a3 .\ncfl .3 - a\nE-d oT a\nrt\nbo \u00a3\nJ a\n..5 a\naja E c\n33 s .a .a\nbo o\nsit\"\n5 I.J o\ntO fc\nS .33\n5 = S a\n.2 5 B E\n'rtl\n3. a\n-a rt- \u2022\n: ti M\ni S ^ I a\n! rt m fi _\"__\nrp^ 3 fl & o >, ?\nb rfi rt\nQ. fi \u00b0\n& > -M '\nrt rfi\nJ \u00a3* ft b O\n- fc- ft a 33\nj 44 i- > :\n\u2022 x 51 \u2022&.\n| _g g a \u00ab\u2022\nCjfc-\n\" Boi.\nEO\ntf\n*tt\ntf\nO Qj\n>>\no\n\u20223 g\nIh\nfi\ntf\nC fi\nQJ O fi\nE u \"\n' a qj\n4- a\nt> a\nrt! _- a\nk a * \u25a0\n\u25a0d \u00a3'\n033 .\na.s\n.a g.\ni >. qj \u25a0\u2014\ni fl rt ki\nfl S ft rt\n\u00b0 o x H\nCO rrt i\n* *\nV. \u00a7\n1 fi fi \u00a3\nj \u00a3 -\u00b0\n>. .\"fi\nc P.\ntf js\n&S fcc __, bo \u00b0 C\nI fi-fi\np. p\na\"\nt o a hh .\n. o ^33 33 ,\n> m 5! -S -9\na _- o a .\nJ 2 rt S 33\nJ B B\n3 s o a -\n\"\u2022a\n5 rt 5\nS a-\n.SS\nfc\n-3.8 Q\nk g\n\u25a0 g S\n: 2 cd\n, 33 o a\nJ 4- rt fc. tO\n: o cfl\ni t.-d a\na c. fc\ntO 33 B\ns _. k\n; a a\n' p. fc\ni-d'\na to\n? E\"\nfi tfi ft fi\n1 HJ \u00a3 ft Jh\nfi ^b^HJy- .rt _\nO ir!\ne a.\nbo . . .\n. \u00a7\u25a0?\n, u 3.\n.\u00a7&\u00a3:_\no 33\nrt 2-\na a.\nE p\n-a 33 trt.\nO a a o\ns a -g s \u25a0\na o .fc o .\n< \u00ab. <\n.ft\nto bo\n\u25a0 a a g\nS s-\u00ab\nrt 2 \u00b0 \u25a0\nO a a o 33 .3\ns p a\n: a, s -\n\u2022 _ a e .\nj -d o\nn rt rt\nj a -a E\ni-x 8\n' *J fi Ih\nti tt OX\n1 S.S\nm\nS. w S\ni-i a h-\nh w w\nn\nr.\nE\no\n>. bO\nj S I\n\u00a7 is *\n\u2022a & 53\nS a 4.\nr* - a!\n\u25a0S\" 2 \u00ab\"\nS \u00a3 .a\n3\nS\n<3\nfc o\nI I\n< s H 30\nBRITISH COLUMBIA.\ns\n\u2022fc.\ns\no\ng\nEh\nCrt-\n<\nH\no\n<\ntf\np\nCO\nHJ fi fi\n\u25a0rt 11 qj\n*. \u00ab fi\nc c\n\"S b b\nM fi P\nfi CO CO\nO C #C\nM \"\" \"\nQJ CO tf fc,\n\u202233 3? o a t-\n\u2014 \u2014 \u2014 \u2014 \u2014\n\u25a0d x \u00a3 o g\nO \u201e_\nK P\nrt rt -\u25a0 \" 'S B >\nt* 7. I-\nft o \u00b0 a\na ** g '\nHJ P fi\nfi rt\nb 5\nIm QJ \u00abw\na-sg\na: x b\n, QJ \u2014\n& \u00a3\n0.2 .\n\u00b0 *- ft\nt. *. ta\nft a -3\no \" &\na - .\nbcx g\n3 a-d\nS a E\na \"\na \u00a3> -\na a p.\nrt rt \u2022,\"\u25a0\nJS c fi m\nT3 fl O cfl\ntf .. >\nb 13 Cfi c\np 1 QJ .fi\nJg.S\n^3\n-p S\n\u00a3 \u00a7&\n*fi \"*^ b\nfi - fi\n\u2022p fi ft\nCeo\nfi >l QJ\n\u2022^ U fi\nH fi\n\u25a0rt rt tf\n-fi fl ro\n*a_\u00a3\no' co 4.\nS a 33 c\na oa g\n\u00b0 fi\nO b - fl\n\u00a3 ft \u00a3\"13\nPp_ tf -\n2 1 a -S \u2022'\n.rt tf Cfi \u00a3\n3 fl O\n3 ~ tf rfi\nS. ft *\n1-2**1'\n\u2022h \"S y,\u00bb1\nbo fc 2 > i\nI g, 13 I\nS 5 >\u00bb ** '\nCO 0] HJ (J\n.is I\na -a P.-.\nI S \u00a3 s -1\nart o b -\nS e .-a\na - 5 S .\n\"d . o ;\n, a a 31 '\nfc 1. bo\n(fl - E 33\n01 rt fc\n3 B3 fc\nO^O\nfc 01\nP fc\n\".' OJ 4-\n:flca\nci. 5 6\nfc 0 a *\nIII'\n\u00b0-a a\n&l \u00a7-\n^ ^ fi tf\ni p a a.\nfi T b >.\n,5 ft-0\n\"\u2022SI'S\na.!. rt_\nIrtS\n-O -P\nfi fi\nb HJ\nfl fi.\n.fi _*j \u00ab\u00ab fi p tt\n'8 \u00a7113-. a &\u00a7\u00a3\u2022\u00a7!\nH \u00a9 .2 rt *1 \u00ab-. _P _e tf -? fi .;\nIS. fc \u00b0Sx.\na P >\u25a0\na a 33\n: 111-\n; qj a o\nrt-s'E\n1 a . >, o fc\n: a a o o a\n3 33 -3 ;\na -o\n5 fc\nd P fc\n!*\u00b0\ntf r\u2014 CQ\nfaJI\nHJ p\ntt \u00a3 >.\n?. e -O\nft fi\n|_.i\n1 a '\n- 1\u00b0\n= -- s .\nrtrtgrtggPjPB^-\nft.5. a \u2022? 0, 5 . .\na >, a*\n44 J- -?4h\nB fc a fc \u2022\n>- *a o o\no a 0\n.fc bo fc 0?\na e \" a\n.33 a &\n&3 5 t.\nS i a -a\nQ, >1 4. 4.\nE 4- O\na a\n0 -d bo fc\no a b o\n.a 33\n\u2014 a \u00b0 a\n>,ftrt -3\n\u2022- >-3 .\na a ~ fc\n\u00a3 c\n1 \u00a7\n2 o\n33 ._,, O\n-0) rt .2 b\nS rt \u00a3 \u201e\nM fi .fi *rt\naS \u00b0 to rt\n-O |B\na a y s\nSg-i|-:\n- -2 11 a \u00b0\nc. is fc . S:\ng \u00a33. \u201e e 5\nfc . a \u25a0= S a\na a\na s\n*.2 s\na -\n\u00b0* B\nS \u00a3 3 s k\n' >, p\n. fc 33 \u2014\n\u20225 S\nrt A* fi\nfi to P O\n: n2.fi c\nw'13 rt ,\ncq qj ba\n. tf co\nf . 2\nJj 05\n-S >- \u00b0:\nftt: g-'\nQJ O .\neft\u2014.\ngoal\na fc fc\n44 o 3 \u2022\nE-p\n'fi . rC 3 ^-Q \u00b0^\nH __CS S \u00bb. \"fi\nJ O r\u00bb P -\u00b0 .2 \"g\nI-, Tt hj . 23 fi\n> a a\n\\ \u2014 O B\n.a a o\n) 3. t. \"a\nj a o 33\n3-i-S 3 g 3\n\u00b0 3\na '\n\u2022> a\na.2\n33 fc T\n2 3 .__\u25a0 a \u2022\nS c t- .2\no .a a 01\n.= s\n0\n0\nco\n\u00a3\n0\n13\nQj\nU\nCfi\nO\n13\nrC\nfi\n>\nHJ*\nfi\n\"a\nfi\n\u25a0H\nfi\n|\nQJ\n13 'JS\nrt)\nCJ\nO\nM\ntf\n\u00a3\n\u00a3\nfi\nfi\n>\n\u00a3\n>t\n-_-\nIh\nO\n13\nU\n1\n>.\nox\nfi\n.rt\n&\nrt\n13\nV\nd\n-fi\n-Q\nt.\nH\nfi*\n\u00a3\ntf rtM\nV\nO\n_>\ntf\nc\nrt\nXV\n13\nS\n>.\nrtfi\nrt\np\nC\n0\nt.\nrt\nu\n13\np\nqj\"\ntt\nHJ\ncu\nfi\n0\nS3.\nft E-\no a\na .H\nfc o S\n!\u00ab rt.fc\n-d o bo ,\nrt \u2014 OIJ\nft S a\n.2 \u00ab g\n-rt \u2014. Ch\nfc \u2014\n>. 3 C\n\u2022p k ,.\n.-a E\n0) CJ cfi\n-J. .'-A\n. +J rrt\n*\" fi r\nm\nW\nH\ntf\nW\nQ\na;\nP\nfi\nw\nirtd\n0\na\na\n>\n33\n<\na\n>\nox\ntf\n\u00ab\nP\nw\nO\nw\ne\no\nk\nOJ\n2;\na\nPh\nE\n\u00a3\na\n\u2022A\nE\na\no\n3-\n09\n3\n_QJ\na\n\u00ab B\n=8 g\na rt- REPORT OF THE SUPERINTENDENT OP INSURANCE, 1941.\nH 31\nrp Ot fc- OX HJ\nfi S 3 \u2022\" ^ \u2022\u00ab H-? o tf\n+* _5 rt 3 b >\n\u2022fi^rtMbrta,^?\nfirt___5rtfi ft rt\t\n.g-S 13 \" (rt lUnrlS\nCrt-g6\u00abP-3|:\nfcc \"P -w\nrt \u00a3\nrt \u2014' fi\n. oj \u00ab -\nH \u00a3 . fi\nII\nft s\n\u00aba k\nE 8\nS\"\na 2 a\n\u2022\u25a0g S\n..2\nfi i- ta. t\n3-5 5 fi\n\u25a0g 2 fi M\n.a q -fl -2\nX O 44- O OI\nni -rt fc- 3- fc .\nUS O >, . B rt 9 \u2014\na-ggrt^aajS,,\na. rt=a^5JJ\ng \u00a7 fcl!\".- Srtjs-g\nw \u25a0 5-.SS '\nti a gfl\"0 1 .3\na.2-3ft^--da,.\nk a\nJ . Ih \"\n3 rt-C fi fi\nS \u00bb ft tj\nH\u00abjO\u00ab\nfi bJ) b fc.\nfl .2 ft to\nfi fi QJ\n__Q P b\nrt S!\nsss:-\n\u00ab b rt \"\n3 o fl A\n3 fi tf\n3 to tf\ni -j 13 - .\n* fi -- a i\n> fc. S tf j\n*\u2022 rB\nfi fi\ni_j rt\n-fl rQ\n*H L.\no O\n?? m\nu CO\nrr O\nO '\"\"'\nft o\ntf **\nIt 3j\nQJ HJ\n\u25a0si\n333\n133 k\n.. S\n3 \u00a3\nai g^\n1 - k\nQ) qT r*>\ng tf QJ 1\nSiSft,'\nj,\u00bb\u00b0;\nrtl o1\ns-- ft-S\nM OJ M\np o (? 3\n| S g 2\n5 ft ft >,\no a fi fc\n> B 2 a\nk S u ft\nMil\nr5'3 2 fl\nfi A?\"9 *S\nIrt Jj C CO\ntf fc\na o _,'\np-rt_.fi\nfi 3 'S *tf -CQCuP T3tf-\nhO HJ ,2 r-S rt 2\nfi ? '\nfe fl fl A _ fiOtf\u00a3fi\n& fi, & >\np to rt i\n\u25a0** E\noj qj* rt -\nfci Ih \"O T\ne?\u00abfl c\nb .2 .\nfi m .\nft p\nS fi j-.\np Irt? \u00b0\nrt rt *h - S rt\nb fi fi 3 fi \u00a3 g\nqj p \u00a3 ft jo \u2014\n*- ni 'p b .p;\n\"-\u25a0 fi W p r-J\nft 0? ,\nL. Qj\n>\u00bbCfl g|\nC tf\nrt _* a\n% ti\n5 o fi fi :\nIS St\n! p ft rt -p o\n\u00abS u O\n. :p M\nSS a o-\na x\noi *33 n M '\noi 5 E\nP. * fc\nj. a bo^\n1 R. a .\nI 33 -S-\nl o a c\n! a ai\na \"S -d _3 a\na -; -2 a -a .a\n3 9 \u25a0 \u2022- a:\n. oj . e a\n. 3. a a a\n-? .2 .\"a '-a\n5* -a\na a\n. ft '\na 2-S B a 2 .\n\u2022w o.- o .a O .\n~ oi \u2014 - a\n'SrtrtS\na \"B a a\na o 33 .g \u25ba<\n- a .-\na fc\nS5 rt\n3 -a\na a B\na a-,\ng-S rt-t-sr\n.3 t. j-\n\u25a0 01 O O\n. a o a o^-Jrt\nw a b X\nb-fc'Sci-\na 3 \" fc B \u00a3 ~\n.\u25a0B rt - a a fc\nS^-d-dC a C\nb .3 8\nbe ft v P\n.-\"d a \u2014 .i\n5 \u00a33 a\na aJd\n>,.a a\na a\ns \u201e-\ntf fi\niV a\n\u2022rtrt: \"5 fi C b\nfi tf p QJ\n\"SSS\nS-,-2.5\nS -d fc fc\no\nO.- a > .3 fc. rt o\nP.\n.a a\n\u25a0t_ a\n\u00ab 33\n^ CO\na\n0\nfeUi\nCQ\n<\u00ab\nEs\n>\na\n>*\n|zi\n-a\no\n>*\nk\nu\n\u2022a\nE \u00b0 fc\n3 fc _\no a \u00a3\n>*\nA\nk\nE\n- oi rt\nB 3 B\n_3 C- a\n\u00ab.rt- \"a\nbo a fi\no a ia\no fi .\n5 \u00a7 \u00a7\no\n13\nfi\ns\n3\nrt\n0\n0\nHJ\n1-\nU\n 2\nft S fi Tt \u00a7 C\nr\u00b0\u00abrH\no tf -ft o\nP fi \u00a3\n& \u00a3\ni rt \u00bb ,\n; ^ 13 fl\nj Ci -rt\n8 \u00a3\nIP*.. a\u00abH\n.ESS.\n' S-2 a\n\\5aT\ns t, ^ fi ^\n-~- rt c \u2014- fi\n-a bD >>\nfi ti rfi\nS I -\nCfi ti o\nC 13\nC -fi\n.2 g,\n' co OX 0. \"fi\n1 \u00ab__, 5 IT \u2022\u25a0_\u2022 >\nfi O M\ncp ** fi ca\n** ^ to P\n\u201e_ tj; rt o1\nO rt \u00a3 \"S\noS.fi\nfi \"3 -o:_\n\u2022__*, H 'rt \u00a3 Qj p '\n\"~- r. Jh rt fi -rt ..\nJ 3 ?\n3 % ^^\n- g C'\n\u2022r- -P \u00a3, fi\nft \u00a3 fi rfi\nft\nrt ox fi 'P\nfc O fi m\n- \u2014 p\nQP 3\n. 5 rt\nb ip \"\u00b0 fi\n, \u00b0 rt\nI \u201e rfi\nb fi HJ rt\nto .fi tf fi\nC \u2022\"- b b\n.\u00a3 \"\u2014 fi fi\nQJ QJ\n= 1 S\nlis\n1 .3\na S 1:\n23 a\n2 \u2022& \u00ab\nPI\n\"l-P\n2 ft \"\n\u00ab Oi\" rt\"\n01 -H\n. P?2 S\nIB. ra\n44 S-\nft o.trt\ns 33 a\n1 J-\n\u2022 E S;\n1 E oi\n1 O 3\n- \".2\n* Sh O\n.\u00b0'\u00ab.\n> B E\n-k ,.\n,33 \u00b0\ni-S S\n\u00a3 tf Qj \u2014 -\n'*\u2022\u00a7\u00ab-.\nS-S a\n* Irt\n-M fi to\nto fi\nrt >\ngrt\n^ C ,c ;\n> rt\n0 \u00a3\n\u201e rt\n'\u25a0a \u00a3\nft Tt \u00a3\n\u00a3 I'\n2 fl\nQJ P fi\nX tf rt .\nhj o -P -\nk \u00a3\nIh Ih\na\" \u00a3 \u00b0\nbD 02 OX\nti 13 S\nr^ C r-2\nrt.fi\n_\u00a3 -^ fl\nI fi' .rt -fi\np p -S\n: -I g.g\n> ft -fi C-\nft\nft\n01\n>>\nc\n.fi\nCJ\nu\n>,\ntf\nri.\n0\ns\ntf\n\u00a3\n0\ntf\n0\n\u00a3\nV\nO\nH\ntf\nP\nu\n>\u00bb\nO\n(0\nP\ni\u2014\nbn\nfi\nQj\nin\n\u00a3\nP\ntt\nO\nbo\nfi\ns-\nfl\ntf\n-rt\nP\nCJ\n+.\nTt\nO\nUrt\nO\nft\nfc-\nLl\na\nbo\nCJ\nQJ\nQJ\nCJ\nfi\ntf\nSi\nfi\ntf\nQj\n9\nHJ\np\ntf\nfc.\np\n\u00a3\n*3\nHJ\nEO\nfi\nQj\n*(0\n02\nOX\nfi\ntt\np\nB\ntf\n13\nc:\n>\u00bb\ntt\nfi\nd\nfc.\n.-\nQj\nP\nO\ntt\n0\nCJ\nCfi\nw\n\u00a3rt\nf-.\nfi\nP\nP\nW\n!-5\nw\no\ntf\nfi.\nP\nOX\nrZ\no\n00\no\nrt-s:\nm\n\u2022a\nO\n1\n3\nS\na\nX\na\nD. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 33\ni.. i 11 .\np IS . \u2014\n- .S v a\nS~33 \u00ab\no bu -P\ni-BS\na a a ;\n5 M a -\nsi\nP b\n\u00a3\u00b0-\n#S*\nSfi S-3:\n.S a o 4? 5\n\u00a3 o\n,2 hj\ng.S\n(\"go\np-g \u00a3\nga.IlS.l- -s\nfi \u2122 b tf o >\u00bb\"\nqj *rt hJ S-. ^q\n\"S ih .\u00a3 g o S \u2022:\nft 'fi fi\nV ti'V\nHJ fcfl\ntf tf\n\u25a0P C '\n! fl 3 \u00a3\n' ^ fi1 c\nrt-\u00b0 \u00a3 fc\na -3\n,.t- k o\nft\nO 33 5\n__ a\n\"3 w o\nlis\ns a\nHi I.. \u00bb1\n\u00ab fc ft fi L,\nicious\ndam-\nhail),\nsick-\ns in\nt),\nthe\nor\n~a fc u V.\nS S\n\u2022rt +J Tt ti O ft\n\u00abm tf rt\nb m o -\n0 P rg EO\n^\u00a71\n[\u00ab rt fc. >, Sh >\nCO Sh CJ HJ O r1\"\nO Sh Sh\n\u25ba*> fc- *P fi T3 P3\nH-> -r- CS Q ti fi\nb tf \u00bb I, \u00a3\nsi bo \u00a3 p o\nM HJ Sh bfl\n3 fi A\ntf 13 ** $\name prof\ncompany,\nby fallin\nto the p\n:)n of nat\non, riot,\n13 fi . ti\nct. fi -fi\nrt P C ft\n> .fi \u00b0\nfc. HJ\nw *p _., \u00abfi \u2022\u2014\nj- qj - oj\nCJ CJ fi 01 hj\nfi \u00a3 (0 bfl c \u00ab\nrfi 73 p rt tj fi\n** rt fi ft fc\n1-h o b X fi\nwer, o\nweath\n-storm\nnsport\n\u00b0 _-\u00bb\u2022\u00bb B\nfi 'Art\n8\"s fc-o-\nfi \"5 +\u00bb\n\u00a3\u00a3\n-fi rt\nO 1-S\nfi ~T CO !\n3 .X a '\nS \"\" i\np D .\n5 >^\ns K S\n.a-13 \u00a3\nC t.\"2\nM a' ,.\na 33 g\nC B P\nE S3 33\n3'\" p-S\neft1*?\n\u00a3 \u00ab o E\n'Sao\n, to\" a\n? o\nbe 5\nb.2\nE 2\" o ri;\n.33 B n E\n.pi\n- CJ ^ ti\n5 0) e\"0\n. fi fi rrt\nBe 5? * 3\nliA.-S.\nU\no\na s\nS \u25a0\ns a\n1.^-\u00b0\n\u25a0a a tf\nft-U ,\" o\nJh Bj \u2014*\nB \u00a3 \u00b0 S\nS-r >.S\n111\nk a E\n.32 3= S\n7 to 2\nhags\n33 S g\n- E 33 .3\nft o\nE grt\n5 ft T3\ns-0 a\ns-g-s\nk S^\n\u25a0g a\n-J a. ih\nami.\n331.\nm a a\na \u00a3 o\nrt 44 Q\na x ^\nbt E ft\n44 ~- t. ^\n.a If a\n. p. >>\n, OJ Jj\n5 \nft\nftfiL\u201e\nOS-, g\n^ rtO O -7*\nQJ tf Sh\na'-'S-\na .5 -- X\n-P 5 _. ft\n_- o \u00bb\n\"--a\nCO fi HJ P\n>>rQ\na*\nft ns\nO ;-\n2 rfi J}\n~- fi \"P fi _\nP fc- QJ ti ^\n-lis\nCh \u2022- \u25a0\" \u00abm rt\nO M \u2022-- tf\n53-.\no E\nPE~\na a\nla S-o s\n\u00a3 \u00a3 a S e\n.'\"rt g fi;\na a % \u00a7\n1,6 ft;\nfi 2 bo g\nS -3 .\u00a3 o\nE S a\u00a3\n- -p fi\nh fi bO\nrtrtrJi b ti\n\u25a0> B _S fl fl _--.\n' -2 o S g m\n. -g .2 -S -3 ii\nil sals\n0\" 11-1 s\nfc. fi HJ b o\nP J^ S- ft^\ntf fi r-H\nb. S a sT \u00ab\nrt c 0 H m\n& r b C p\n;sftgg\n'. rt a -\n> B C E rt\n5 J g g 3\n- -3 oi _\nox a a a\n'- B rB-5 ?\n-* a \" \" t.\nE-H3!\n\u25a0Sis\"\ntf Mj\n- t. B\n. P 33 g .\nbO^O \u2022\na o 5\n3~ a\n8 I-l\n\u00a3JJ \u00a3 U\na o\nI > 44 -+4\n\u2014 O a\n\u2014 .-at.\n\u2014 O o .,\nS3\u00ab\u00abS\na 3 ^\n33 a\na\n33-3-33\nO qj\nal r. rtrt\nc;c.\nS a -a !\n- a -- :\n2x--\ni . a.\no \u25a0\" E\n- . is i\nsZy.s\n\u00b0 a >, \u00ab\n3 a -33\n13 tO E\no a \u25a0-\nJ< k\nfc a\n\u00b0 a 33\n\u2014 7^ bo\nIf.--\na\nu\na\nw\no\nV\na\nB\n3\na\np.\n\u2022a O\nO o\n>*\nqj k; ra\nhj r* P.\nCO CQ JJ\nrt c N\n^ \u00a3 -, HJ\nO O hj is\nij O fi CQ\nw w\na w H 34\nBRITISH COLUMBIA.\ns\nI\ns\n\u00a9\nCJ\nft\n-J\n<\nrtrt.\no\nfc\n<\ntf\np\nax\nfc\n33\n, fi\n: as\nT, qj ft at fc. rt\nr ft fi ti ti\nfi g1 fc Sh bD\nU ft o t*\u00bb*S fl\na a \u00ab hj ra _3\nI H K \u00ab\n) ft \"rt\noj a rt\n. o -c o c\nb ft -*-\u00bb\n...\nu ft a\nE a^\nS-S a\no \u00a3 E 8 e * 3 *\n>, -aCrt-fca-rto\nj- a a o o .. bo\na 2 *- >, \u201e, B o p\n44 3 o \u00ab a a 33 -\n33! at e* E O C\n85 =\ni ' J 8 -\n. a a ft ft\n3 bo^- a\n_ a fc a o\n^ E O E O\n' rt k I rt\n\u2022o .as\n* _S art\na a 5 \"S\n. 3J 33 \u00b0\n! -2 S _ o a\n> .2 a a\n! 33 \u201e- o \u2014\n_o\u00bbtS\np \u25a0\" ^ s a\n: p. _ \" e\n' -33 B 3! ,B\n. - a fc oi\nI -^ rt O -\n1 rn \u2014. ^\nt o a\nrt g\nfi rfi\nbo\nfi fl -ft\n2 rt\n5 V b '\ntf p\n-J Sh\nP .\n>> to\ntn s\nfi \u00b0 -\nft~rfl\ntf\nrt ^ qj\nA fi o -A <\nr. fc, hj ^--\n\u00a3 9 ^i\nssiin\no \u00bb S'.a\nI tf o*\n. E rt\n5.0\n3 a ft\ni 33 a\ntf |.\no _\u00bb i\na \u00bb\n4- Sh\n.- J.\n- - .B\n? E rt O\na E co p.\nft rt a\n. 3 ? a\n. 33 \u2022- -33\ni\" k a\nII:\n- \"-\u25a0 __ ^ rt rt\n1 rr r-- rt C C\n& P J\no hj 3\nb -P\nfl1. -a\nfi ^\n_, QJ HJ >\n- HJ w Sh\nO\nH P Qj\n3 be bo fi\n- tf tf rtf\ntg 1 i\ni o T. tf\nOJ fi\nJ -0 Q,\nllrt-\nO\nOJ\n3 bD\nM.a,\n0) tf\nfc. T3\n\u00ab l B B\n- \"I- .2 .2\nfe O \u2014 44\n3 fti. _\nIrt O -Qi t.\nrt t. r? r\ng 3- a \u00ab!\nIi o'\nIII j\na i g*\nsi _\ne ft a\n* a a\n.irt.\n- ^ 3-S\n3.8\nrt tfl g\nj > 0)\n3\n3 fc tf 5\nrt.\"5 * J\n3 Si \u00bb tf\n2 o t- CD\n& c \u25a0\nP CCl ^\nfiaf\na P ^\nSO 3\na o 3 .\nco 33 a\n44 a\na >\nu P. ?\na \u00bb\niS 3 rt\nrt. a J\no a o\nP 2\nago\na fc\ne a\n\u25a0 Sh B\na a o -a a\nt. a \u2014 -\n\u00a3 i.1 a\n|| |.s\nft rt rt tf\n\" \u00bb ? fl\nft JH rfl\nbO HJ\nrp ti\nfi \u00a3 -\nft P fi\nbrS bO\nfl^ tf\nfl p tf\n\"Km*53\n\u201e., fi\nC -fi\n+* P >.-p\n~ rt ___\\\nQj -fi \u2014-\nO .B\n8-\u00b0\n_ 0\"P fl fi\n.-prt^^rtii-aitftf\n' fl C o ti tt\nP rt OX\n\u2022t .r< ft fi\n\u00ab<9. h \u00a9 fi\n\u25a0a -__. o tf in c\na-* a a \u00bb1\n= 2|S -ps\n- a si\nb en i\nO to H\nO fi\nM\nSB t, ft\nE p \"\na ^ :\nh o fc\nto \u00b0\n\u00a3 \u00ab \u00bb o\nC B 2\n\u00a3 01 33 -\nW-3 > .\na \u00ab J\na \u00b0|-\n5 w ft\nIII\nb fi -r\ncu >\u25a0 .fi\n\u00a3.a 5 fi\nrt A rfl\n2 rrt o hj\n\u00bb fi S !3.\n43|S\ns a \"\no\"\u00a3rt\n>>- \"S!\ne1|5\n- ft B\n3 a a o\n5 P.X 1\n3 P? w tf\nrto3 p rt\n. qj m T\nP bo 52 &\n9 rt^^i\n3 fl rrt-\n5 >\u2022 c\nrt r_ \u00a3\n\u25a0P,,H b\nSh ft\nfc O 01\nO O fc. _^\n*\u00bb fi rtrt. ft\"-\nfi p\nftp\"\nsi* s\nhj tn fi a\n\u00a9 bo S\nrtl **\nlirtfl'\ntf tf OJ fl\n-p a-s 1\n\u00bb fc -o 3 ?,\nP T fi CJ\n3 >\u00bb > -\ntn hj -h\nh ox J- t\u00bb,Pl'\n3 \u2014' ft*\" Sh\n= fi S-p g\n3 r ft fi S\nT3 -a P =j\ni s i\ntf O\n\u25a0S-:firt:\n3 rt v .2 '\n-war*\nC. fe \u00b0 a\n? a -g.\nIII!\n-?\u2022! _5 i\n\u25a0 a 4J g\nS x Sh b O\nrt O 44 B P\n-. 5\n5.-P3- p\n- ,3 3\n_ - 44 aj .:\no * a b ;\na g'a ft\no B 2 fi fl\nn hj tm 5\nCJ Qj -S fl\nL . - rt Cj\n\u00a3 fcfl fi\nrt a rfi\n-P .ii ft T3 rfi\nsS'.\n-is\na s 3-\nill\n^. o\n-HO\u20141\n\u2014 -p rt\n. a 3\nx 3\n*P\n' CP -\no &,-S\nb ^ O\n\u00b0^ s\n._ us\na rt p\na a a\nJ-.irt.\n- -3\n3.S\na 5 S\nbo a o\na a 33\n1-3-\nI \u00b0 ft.\n* \u00a3\n'a a\na 33\n:-prt\n' 3 \u00a3 \u2022- ih a\nco .\u2014 a 44 o\nE rtH Jh Jh -rt\n.3 ^-- a a -rt\no O a\n8 x *\no a a\n3 B 3\nIII\n|l|gl\nrt-i'p'\n\" uS^j\na '\n\" \"E \u00bb a :\no a o g\na o~ x\nB o 0 1. !\na g S a ;\na a 33 i\nMl,\niM fe .\nw\nH\ntf\nW\n0\np\nQ\nH\nra\nfc\nW\na\na\n03\nra\ntf\nH\n\u00ab\nP\nra\nfc\nt-H\nO\nOX\nSB\no\nB\na\nE\no\n>*\na\no\nk\n01\n.rt-:\nE\no\nB 44\na b\nSO\n3\nw\nrrt O\n3 | EEP0RT OF THE SUPERINTENDENT OP INSURANCE, 1941.\nH 35\nCO ft\ntf QJ -73\nat ft fi\n- a\nX fi\nI S ft\nIS S\nbo .\n: \u00abg tf\nI tn -A\na C t. a\n*S S1 P 2\n\u00b0 3 a S\nS\u00bb a 9 s 1\na a a o P\nI'iil\n^o-P-g \u00a7\na ih s- .\n- y. -P -33 3 33\n;--_? \u00a3a\n3- 34\na j. fc\na \u25a0\u00a3 fc \u00b0\nill\n3- o a o Sh33 .\nS JS B O B \u00ab-\no aS fc a *\nj. g'a PP..\na a R\no - -- a -1\n* be \u00a7 \" __ I\n\u00abrtS-3Jrt ;\n*?;$ S|i.\n-1.2 a\na q, a\na i t.\na a 3\n33 shg\np C i\n>- Ot\" M >\u25a0 i. b\nrfi fi g^ S \u00a9\nhj \u00a3 a\n-PC Sh J3 rt\nfi tf o o \u00a7\nqJ1 fl\n-? <% bo \u00a3\n= \u00b0 B a.\n: c ft\nIs*\n' \u00b0 3 a\na \u00a3\na S\na-*\na o\na k\nbe ^-a a\na 44 L.\no a\no -33 O\n_. a. o\no \u25a0-- rtrt. P\n-p .s\na ~ tf\na\no\nP.S-P-\nft'P'a'l\n\u2022&Ji'J\n33 \u2014\n, 9 o .\n! P \u00a3 a\n-\u00a7 B bo^\nfi tf c\nfi I\nfi s\nft S\nt Jg fi lH\nfi\ns-lag\n: S g .\n\u00ab p -S\nr>> fi tf\n...S3-\na a -a\n-4 .2 44\n,5 33 \u2014 3 33 -J\nE O rt a S Sh\na g\"S a a _,\na 033\n-44 44\nO >.'\nb a ,\na\nfi k g\n, p\n\u00b0 g.' a\na c ft be B\ns a -a b s\na o T! a 'to -\nco a a a\n33 a\nE s\nft \u00ab a Sh\nftll\n2ffc\nfirt^trtifrtiOnfc.\nbflr-rtjbOrttfS-istf\ntf C P S. Sh ft -rtrt!.\nfljl\n-ft \"\u00a3 fi\nrt ___r P - rt .5\n3 a 4. \u2014 a \u25a0\n-IE Sh P SB P\n3 , qj\n1-fl E\n|ifi'\nIII\na o- ^\n\u25a0a 33 JJ\nI 4- tr\nSh t- ;\nS a P\nft !>, 5 I\n\u00a3 -p ? i\n2 e\n= \u201e. 1.-3\nfc- \"ii tt\nQJ fi fi fi fi\nfi QJ tf\n01.5\n\u25a0f a E\n- \u2014 33\nO -rt\ns ^l a -2\na rt g\n- a\n-e c\nE fc. Q 33 5\na 5 x fc\na O.B E E 33\n\u25a0p E;\nE E 33 ._, a -\n\u2014 \u2014. 4, \u2014 -O B\n'S&?-S\u00ab2\n|-a.a IIg\n- a c ,fi o -t \u2022\"\nb 2. \u00ab\nO ft J-\nfc. p p\n\u00b0a\n5 t.\nk a\ni? a\nfl tf . rt HJ\ntf P \"O fi o\n3 S2rtf h 1\nih .-a k p a\nHJ Q) B fcl Q\nfi -fi w rfl cj\nofi u .. S. ,_\no= a \u00a3 i\n-\"\u00ab.\u00a7.-. \u00b0 *\na\u2122i. g .\u2022>\nS *m I. o rt 3\n1 - o'-rt \u00ab .\n\u2022p & \u00a3 J a I\nn p, ft a a k\n\u25a0 o g .\u2014 a .\nh \u201e a !,\u201e g\n-in a a o .2\no --r \u00ab ^3\n\u2014 a bo 3 - a\n\u201e= i a g o\nO 33 -j O \u00a3 t.\n* 11 i \u00a7\n-, a-ofi-- rt\n? O \"rt o, c\n\u2022- 3 3- a X -\np 3. B a, a\ni_ t. >, a\nB 0 3- --\n__S co\nn gj -\n'b -a S\nb -2\n\u00bb S &\n3 k a\nll -\na\" &\na* i\n8 B33\nco 3^ &0\nI* 3\n\u00b0 .',\nOJ HJ\nC HJ\nn ft\n.* fi o\nrtrt rt HJ\nQJ HJ \"P\n\u00bbrfl fc-\nlk\u00a3 v 1\n\"E \"rt :-\n^ a -S n,\nft fi \u00ab .\nw a rt\ntn !\u25a0 tn)\n\u00a3 T3\nci.fi-\nT tn qj\nrt tf +J\n\u00a3 fi o\nft C*\nJj b\nrt' b \u00b0\nC q;\nP ft r-l\n'\u00a3 o ti .\ncr! Sh b t\nis S\nft \u2014\no p rt\nftn2 C\n01\nrt bo p\ns, rt\n.S a o\n- rt! S\n\u00a3 8\np\"3 k\nrt 33\n. bo\na a\nbo o\n.3 a\nto .3 \u201e rt\n3 \u2014- -j a\n6 0 33\no t. B a rf\nS -P. fc\u00bb -3 a. S\n5_S\nSSS - a ? o fc p =\nS33 -P o\na a s\"\n0 \u2022\u00a7 -J k '\n3 a\nbo cj.\n3-3*8-\n>\u00ab\nh.\n- 3\nfi rt\nyt ti\nM fi\na\nhjCQ\n\u00ab<\nOJ\n-p\nOO fi\nw ^p\nrt\nT3\nrtfi\n0-S\nPh\n0 M\n-p r\ntf\nc o\n^CJ\nO U\nfcl\nM QJ\nfi\n- u\nB\n'fi ^\n<\nrfi\ns.g\n-P\nd a\nP\n\u00b0\"\n^\na -a\nP\n2 a\na 4J\na a\nP\nu\nfi\nfi\n< a\n^ C1J\n4. iiii j\n. 3 a J H i * ;\n_ -o a e __ a b '\n> .3 ^t .3 O O 33\no\n\u2022. ft-a o\"\n, - a \u201e\n' t \u25a0_ 2\nj a a P\n-Sfrti\nsa\u00b0:\n\u00a3-S= .\n>-3\nEH\nk\nbo\nB\nH\n33\nB a\nB B\na .-\nx x\nk\na H 36\nBRITISH COLUMBIA.\ns\ns\n\u2022?-\n\u25a0rt-\ns\no\nCJ\nH\nO\n<\nw\no\nfc\n\u00ab.\ntf\np\nra\nfc\nri; hj o .__.\nT2 fc. rt \"rfi\n'5 fi fl QJ\nc 5\np rp\n_--- .a\nii-J\n>> _&* fc-\n\u00a3 b fi\n^ fi -A\n* rt- 9 W 2\n>, ft -figS\n^ -rfi g fl\n\u00b0 C HJ u ft\nfi BQ j?\nftS\nw o\n>- \u00a3\n0 a.\na\n. -0 i\n-5. a !\n\"3- :\n.2 \u00a7,\u00bb\no tf .\n- E \"\u00b0\n\u00a3 rQ tf\nfc. ,--.\n\u00abrt bDv O\n>> fl bo \u00a3\n\u00a3\u00a3 H ti\n8 _ 3 &\n& fi75\ntf >. s-\noi fi fi\nO Or\ntf\nfi fi ,\nfc- HJ I\n\u2022ft .5 p .t-i\nrfi C \u2014 \u00a3\n^-ft^HJ\n3'ft^.g\n3 4-1) J\n5 tf a.' ft\n- 2 S \u00a3\nHJ O O\n- . tf I\n>\u25a0 fi QJ j\nb C \"T h\n\u00a3r b\nC \u25a0- QJ .\n\u00a7 |j\nB c g 1\nO W !\nTJ B . 1\nC rt tn\nrt hj tn i\nfc. fi H\n!_. \u00b0 a\nfi \u00a3^ !\nbo fi a b\np bo\n\u2022\" \u00a3 G\n\u2014 Sh\ns. c o\nrt-fi .5 H>- -\n\u25a02.11 S\n\"g C a \u00a3\n*fl fi \u00abM bO\nrtlS bo .\ni tf\nO tf g q;\"\n^ ^r\nu\" \"P rt '\n- fi rp\n3 r-5 ^\n- \u00a3 __fl\nft irt\nm ft ^\ng grfi\n\u00a3\u00b0.2\nrt p +->\nfi ft CQ\n\u00a3\u25a0 x a\nO Q, -r-\n. fi \u2022\nfc- -fi\nfi -\u00a3\nr\\ S\nft*-\n. b\nrp O O\nfi bO 1^ -\nft rt 1 -\n- S\nc ri ^\n\u00a333\nS a 3 \"\na 44 -3\n3 3J\n... a ft \u25a0*\n5 a*\nrt u \u2022\n: T3\n'fl ti HJ\narS^41 fi\n*\"\u25a0+-. fcl\nfc- >i fc,\nfi jD . -\n: tj\nS CJ r\nQJ fi\np tf\ntZ .-.\nft tf\nw fi \u2022\nO rQ\nft i\nBO\nfc\"\nSi!'\na a _\u2022;\n-? ^ rtl c ci\np. si a\"*\no bo a*\nfc. a 5\no^ is -.\na co o\nP^5 -a\na a '_ 2\nS3 p \u00a7\nE c33 \u00a3\n\u25a0a & g .S \u2022\n1- a bo ft a\na - fi 8\n1 ft Sh33 a a\n\u00a3 B-S-B-P\nb fc'\nbe S\nE ihrt-5\nO 33 a\na a\n-\u2014- ca a ti & j\nB-S-\n3.- -;. ^ ..\nJJ 33 c E o co a\n3bo5S\u00a3.OrtiP-\nBft33EE33_^a\nS a-\n\u2022a a a\na-a\n11\n\u25a0D \u00b0 ft S\n.ti o5 \"\nE -\"\nB x a \u25a0-.\n\u2022-= 2 -\n\u2014 . a \u201e-\na w -33 44\nE e >* \u2014 S_ rt-\n31 c o \u2014 fc- -a\n-. - -^ 3 a\n-3 E 01 a CO 44 .\n!-\u00b0 E\n..\u00a3\nSh B fc-\n32 \u00a3 O\n-g-3 a\no b\" .rt 3 \u2014\n\"44-i\n>>.2 !\n> x 3 o a\ntf-p'E \u00a3'\n3 a a a'\n- G hj fll\ns- >' c ;\nft a a\nH tf a '\nqj a d -\ne a\na o ft o b -\nco a 33 4- .3 O\n5 k\nH\ntf\nH\nP.\nfi\nfc\nP\nQ\n[-.\nra\nfc\nW\nCJ\n>\na'\n\u00ab\nj\na\na\ntf\nW\ntf\nP\nra\nfc\nbo\na\nO\nH\ne\no\nA\nE\na\n\u00a7s\no\n-3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 37\n5. p i\n-H..-S \u00ab\nbe -\na 33 33 . fc.\nrtS-Pa-S\na .3 a \u2014 e\nx \u00bb ^j,b \u00bb a\nfc o S g a x\nO j. 33 O O o\na 3 fc 5- Si\n_ ci. \u00aba\n3 ft t. . - B\n\"33 e. Sh - .fl\nij-33' a\nj. fc\n2-3\nrt ft O 333\n\u2014 \u00a3 w > ',\n5 o a o,\na\nXX 44\n\" a sh.e\n3> Sh \u2014 E2 c E\n-33 o >. g \u2022\u00a3 ,g \u2014. ;\nS a '\nfl-p .\n3 a itr a fc.\n5.1- \u00bb B O\na rt: j. \" \u00bb &\nI k a a fi t \u25a0\nC o \u00bb 2 a\n\u2014 2 a \u00a3 ft\nSo Sh a \u2022\u00a3 fc-\n_> S B o o\nSo Sh a -2 _\n\u2014 fi S3 -a a p- .j\n-. fi O 33 -j a\n3 a a - E\nla-PjiJSB gc;\nft 1= SJS a\na S 4J o . S ... \u2022\nH .\u2014 o S3\na \u25a0\" bo 2\no - a m\na\u00a3a g\n\u00a3 cT\na a .rt . o\nft *. __. \u2014 o\n-.S -rtU-S S\n1'8B1I\u00ab1!\nhrtrt m i , _\" H rt i\n\u2022\"fl e a\n-\u25a0 fl u ti\nr-- QJ C b K\nbO ox i,fl_g fi\n^ P fi w tfl\n\u00a3 tf rC - C\n03 fi -e b fi \u25a0\u00ab\nrt O fi C\nft k -a o *\n+> fc tJ o\n. fci o d r _,\n\u00a7 s.rt! & \"H\ntfl fl\n_>, \u00ab! rfi\nb ^ =\nft P ^\nO HJ fl\nb O\nftrp J3\nc fi\n'- fi .tn >.\n\u2022-\nfi fi\nbO bO\ntf rt\n\u00a3\nJ5\ns a\ntf a\nAT3 73\n>\n2\u00b0e,<\nft|o\u00a3.a\nO ti r*\n_Q Sh 0) , (-\u2022\n\"T & O O\nCJ T3 tf M \u2014\nS rtrt a tf -\na- a Al >\na \u2014 b \u2014\n-a o p -\np|\u00bb! 1\n\u25a0.\"I . E\nCfi rp\n\u00a33S$$\n51Isa\n\u2014 B itr. fi\np c oT-ft\nr -2.9 S .\n2 fi \u2014 '-rt >.\n\u00a3 tf \u2022- e ,fi\nC- . fi fi fc.\n.-. bD .Jrt O\nB.-S\n! -\" -a a\n: b a a\ns- a -\na X o bo a\na\n3 CO ou\na s \u201e\na-2 a\no.2 J\nisSirt.. g.\nS\u00ab?.j .2\na fi a -33 C 44\n?|S*hS '\nft!a.r.\nHJ r\u2014I fl)\n.--. V ti Qj \u00ab\nIs ** &\nJS S b tf\nHJ tf CJ QJ -\nr5\u00b0flfe\nft .,. HJ K\n\u00bb fi b fi \u00ab\nSh ft fi tf H3\niC p\u201e tfl\nHj'fe\n\u00abrt r*\n,52;\n\u00a3 a\nfc a\nft _s\n.\u00a3 \u00a3\nfip-B-S.-\n-,\u201e 8 B __ '\n\u2022a o\n,-i a\nbfl^E\nii\n8 a'\nft B \u25a0\n.3\na a\nla:\n\u25a0fiisJjjJi.\n\u00a3 ^ . o 3 ft\na ft \u00bb x_a o\nS6\"\u00abtt\n5 \u00ab \u2014 . 7!.\"\na .5.2 a o\n\u00a3 \u25a0*> CO 4J\n\u25a0 t. 3331 X fc.\n. E 33 a o \u201e- a\n33 o .J _ bo\n* a a a g 2\n\u25a0 Tt o .p 2 b \u00ab\n-rt \u25a0,J ^ > \"S rt\n>* P w ? .fl H3\nrt rQ\nBf. e\n, E O o\n. a _ \u2022\u2014\n'\u25a0a g o\n2 a\nr. i. \u2014 ri\ng-a-C\"\n\\> 2 * '9\nfl Q.\u00a3\n^ b b .S\nft ft Sh\n* \u25a0 trt\nP QJ\nbJ *.S\na -5\nfrt n\nfc. co\nqj a o ^3\nk S I .\nft|a~\nQJ fi P\nfc- r\u00a3\nCfl p fi\nfl tfi \u2022\ns.B'5.\n\u25a03. a\nS bfl QJ\n_ tf tf rt\nSB-peg\na$y2\nti &-\u00a3\nfci ro brt\n_, QJ p fi w\n.r-.-rt\n-p \u00b0 a,-0\n3 g -3 \u00ab g\npft-._\n% \u25a0_>! \u00a3\n\u2022f Bo\n\u25a0-I3 fl\"\nft '-!\no Sh-\na\nKB 33\nft a. \u25a0\n\u25a08 * 1 R i\n\u25a0a ^ \"a ft \u00a7\u2022' .\na 2 &o ft^a\n\u25a0 43 a\n111\"8\n\"P \u2022* n _, fl)\n\u2022P\n\u2014 _ T3 _ 3J T; T! .. \u20143 ~ rt \u2014 n H h\n-033-3 Ofl O O 033.3 O-O^ O.,\nSSJrt\n_5a3fc.fc,o*\n\u2022-? = -. s a a \u201e .\nrt-\nErt\nP.\nw'\n01\nI\na\nW\n2\n3\n\u25baJO\n\u20223\no \u00ab\nK fi\n-.ft.\na is\n= a\na a\n3*1 H 38\nBRITISH COLUMBIA.\n-I\n\u25a0fci\ns\no\nP\nft\nO\n<\nH\nO\nfc\n\u00ab.\ntf\nP\nax\nfc\nw\nEh\ntf\n(-.\nfi\nfc\nP\nfi\nH\nax\nfc\nW\no\nw\ntf\nH\ntf\nP\nra\nfc\nl-H\nEh\no\nH\nax\n8.\no\nis * g\np. a\nr a \u00bb\n'al- 1\na S \u2014\nSp,\no S-h\n1e\n' O fi b J? Si fc-\nrt 0) QJ T \u00b0P QJ\nSrt .. OX Brt-\nm c a\n.So\ns \u00a3 -p\n3 33 S S\na a\n,8 Ba\nJS a Sh.o\n-h.3 >\n* 33 fi ft c -a\nJJ \u2014 CO rtrt (W O o\n- \u2014 a fc. .3 fc.\n- o' co \u00a3 b ft o\n- -a a a \u00a3 \u201e a .\n-fl^o'a-Cfc-a\na co a\nbo s- _\n-j- 3-P-l\nQ 33 \u00a3 O\n3d ft,\nJ o fl\n- co \u00a3\na E\nS B e\n75 o P\na a to b\nu e ft 2\nk. a x a\nft a a --\ntrt-p\nft S3-P\nrtrt\n-1\na rtffl\ntf rrt\n\u00a3 a\nih a\nft\"0!-\nfc- rfi r\nrt \u2022P\" b\nc y oj\n- fi a \u00a3\n\"s\u00a3\ni. a\nbo 2 5\n.S _2 -2 ft\n^ f S fi\nbfl,2 ft\n' a p. m\n\"1 fi ft rj,\n;a .36 g |\n: a a 9\nLl \u2014 CJ\n3 -P 3\n, -\" \u00b0\na a a\nS a ._ a a _ j.\ntfl fl\n>> ro _p\nhj O \u00a5 .\n\u2022i a k s\nirPB._3\np. \u00b0 -a a \u2022\nfc- o sb --*\nft x S o .2\n3 .a\na a S. - o\n-B fl 43! B co\nrt .5 .2 'S\np S o 1 E\n84.\no * a\n\u2022\" fc.\n>>\u00b0 ft\nS5\u00a3\n'\u25a0\u00a7 r.\u00b0\ntf fc-\n-.\u00a3 f!\nrt c ^*\nO \u2014 o\nrt - |\n\u2022S.3\n2x S\n\u2022a p a\n3\"\u00b0 E\n.5 3 \u00b0\nSb$ a-\nE 3ft a-a\nCS- kE\na o \u201e in\ni ox tf fi* O \u00a3\n: .5 7 5 XI\nP*. b\n.St.51\n5 IrtS\nfcJH3 P fi\nrt QJ fi\nr-. * fl\n-c pl,rH\n\u25a0H hj O .\nPt3 rfl fl\nHJ QJ fi QJ\nHJ > rt\ncd s a\n\".a^irt\nC a\nfcT-a-o\na B 3\n5 a .\u00a3\no S\n\" a\" _\n'X a be\n\u00ab .3\nft a a\nfc. S H\n3-7-3\n\u00bb fc. rt\n\u25a0.a|\n\u00b0.a a\n-rt \u00bb ft\n&\u00a3\u2022\u00a3\na 33 33\n? a-\nrt-ia\na o\n2 Sh a\n\u00a3 a 2\np= a\n3 33 3d\n-.SS\na\" k\na 2-a\nMl ftrt\nbC r. -rt.\na a a\nc a 33\n--Bo\nco a 44\nbo .5\nS B o\nr cs *\nb qj fl\nfi p\n51 '*'\u00a3\no>\nft'P [H\nfi Jrt\n\u2022,_ p\nP m\nCh fi\n*-rS fi \u00b0 S '\nJ^ bfl . o\n!_, d qj ,fi i\n-p >;\nfi \u00b1;\na -p\nfia o rtrp\nJ HJ _(J O\n) b y _\n> ft_h.fi\n. P In \u2122\nfi fl\n-U b P\n\u2022rt Tt ti\nfc tt L\nI -S .1\nrtrtog.fi-\n\u00a7 \u00a7 ^a 'i\ntf tf 4) I, P r\n\u2022P -P > PC-\nQ -Q\nrt HJ\n2 . a-\nrt I S\njj -8\no**l-\n\u00a7-. .\nfc. . ,\nrt o 33\nx be be.\ne a a \u2022\n.a J? 5\n\u25a0S ft S. 3 co\nSobs\n, a u a a\n- ft ft Sh rt\"\n\u00b0 a Et \u00a7'\nrt fl o s .2\no rt \u00b0 n\u00a7\nE a\n8.2-a\na S.\nfi Irt\n5ft\nfi\nfi\nfi -2 \u00a3\nt- o\ntf\nk E-\nCJ CJ rrt tf *p *\nC C fi fc- f -^ *\ntf tf bO tf ;\nfc. fc. tf JJ\nP P fl fi\no. tn b c\nfc- fi fi hj fi\n\"*\" i> fi fi rt O\n--- & .s .: p jj\nJ rt r ^ tf\n3 | ft^60\n.\"a-\"-J\n- a a \u00b0\n\u00bb \u00a3 a a I\n- rt fc. rt\no * \"a &\n3 O fc- -3\n\u00a3 bo a a .\nt -\"3 \u00a35-\n2gsh^^.Sfc.|\nft ftrfi HJ O -U O >\na.2\nbe 3\nt. b-Ss\n' o. a ft\nJ . 3\n! ,2 a fi \u2022>\n\u00a7 a-3 a\ni E rt- o -\n. fc. 33 a\niSJ .^\na-^gfifi\ni a g\"tt t;\no E 2 a\n! \"3 3 * \u00a7\u25a0 .\nI \u00b0 a-a o.2\n\u25a0 P rt co In\ns- a \u201e. m -\no a \u00a3 a g\n\u00bb S Ti fi +f fc-\nfi fcfl fi tf\n= ia-*-\nj tf fi v .\no tf _ rp r\n-. ^ ^ ti >\nHJ , rt fi '\n8Is * rt-\n3 o - c .2\n5 \u00ab- | \u00ab a 4\n3 ft 31 O\ni - 3\n5? o g g .\n1 !. rt -3 i\nO I. -3 I\n4 J\u00ab3\n' - ft - .\na o Sh,\na \u25ba. b\n3 ft a i\ni a E\ni- . \u00ab 8\na \"\na\" \u00a3 a _g\nbo O 33 a\na -o o \u00b0 '\nP a a g_\nbe 8\n\u2022< a-a-\" \u00a3.'= 8 a\no.Boob-aaB\n3 4 3 3 \u2014 \u2014\u00ab -o \u2014\n*\u2014 a--EwSh.3 a ft\n,2 3 -Sag 33-pafc.io.\n\u2022O m IJ 3 H _ a \" O ,\nd p B-3T3 * fc C flfc . '\n\u2014 \u2014 mo ,,. r. S. *7 oj \u00bb \u2022--\n3 33 a\n3 b\u00bb fc.\n3 3 3\nfcl\nc\na\nTJ\nfcl\nfi\n^0\n\u2022p CJ\n.5\nrfi\ntf\np\n>>\n\u2022fi\nfcl\np\nca\nox\ntf\nfl\n3\n\u2022fi\nfi\nfc<\ntt\np\nfci\nOJ\nft\n>\nHJ*\nc\nfi\n(I?\na\nO\nfi\n1\nft-p\nqj\nfi'\n\u2022fi\nfci\nrt\nfc-\no\nfi\nc\nti\nox\n\u25a0fi\nc\nO\nTt\nt\".\nft\nc\n.2\nn\n^H\nrt\nti\n0\nHJ\n>\nfi\nC\nft\nV\nfl\n.J\nrt\nHJ\n3 33 O 8 rt -5\ni x \u2014 s a -a -t.\nO co h3 33 O rt O\nart co _.\n-j ,-g o o \u00a3 o\nfc- g _ fc- - __.\na a .\u00a3 o a ^3\n1S *> 1 I f -\nt -a s s . - a\n\u00b0-2| s ss.\n. E y \"S a a\n3 S C\n' 55 13 \u00ab -\n\"cat\n) O fl -H '\n! .. C J i\na ^ c\n^ a a .\n11 a;\nfi rt rt c\n-P I a-\n\"*\u25a0. a f\n| S-2 \u00ab\n-2 O 3h\n\u00a3 -p f\n4- ft ha j\na -\nx x oi\na - a\nill\n2 a\nS u\nSi?\nh\n- m\n18\nHJ fcl\ntf ft\no5\nft\nCfi fi\nC bO\ntf tf\n\u00a3 \u00a3\n\" \"P\nfc- 7.\nc h2\nirf-P\n3-S\n\u00b0-?rif fc:\ni -p \u2022p \"\u2022\n> fi tf ra\nJ rt C tf\ntf m C\n\u00a3 I o -\na 'a o &\nboZ\n3 a +-\na \u00b0\n3 tf ti\nj \u2022P o \u25a0\n5o5\u00abC fl fi fi\nJrt-t^r-rtfi P_r\nP3 rP fi\n-Q M\nti ti\nrt fi\nrQ Sh rt\ntrt p fl\n\" C T3 .\nK_\nrp 72\nai -p ro\n-. g ^\nw o a\ntf L -5 S \u2022*\nfi \u00a3\nas\na >> \u00a3 \u00a3 hj\np fl ti .2 .\nb co *h oj fc- :\nft ft bo\nfi S ^ g fl :\nfl o a o -\nt V,%ti-\u00a3 ;\nQJ T3\nfi fi\n\u00ab> rfl\n, cb w\nQJ\n0)\nfcfl fi\n< E\no E\nSh O tfl O w 44' O\n3 - \u00b0 -s\nC;3t'n'\nhJ t- fi _\"\n,\u00a3Soa\n'^.SrrtS\n' s.sflrt a\nP,__ B.S\nft rt ft\n? B * \u00a3\nQJ \u201eh b\n.. -B ft\n3, 3 E\n3 \u00a3 o\nco\nT3 -33 a a 2\na ? bj bo 3\n\u2022- a a a 1\n\u00bb 2-p-p B\naft is\n? assa.\n!~s a s\n1 bh b QJ\n.Hi\n- -p fl\n3 fi O A\nJ \" ** rt\ni tt _ ^\n'^ rt w\nrt fi bo X\nr> rt. rt \u00b0\nt h fl ro\np t; rt m\nu ip\nrt 3 O b fi\nfi tf p t. -fi fi r\na .\nfcl fi '\n-fi \u25a0 SS\na p\nrt ft\n-fi a\n-3 o\nT3 J2 *g\n5-2 \u00ab\n| J JT-g\nI 6 JI4\no\" .\nbo ShS.-\nS a 33 *\nft-n\na\n\u25a0o 2\n\u2014 a X B P\nS33 fc- a a g\na 3 rt \u00b0\n* .Ssi\na .2\nI a:\nII\ntx -,\nsi\nfi . HJ\n; bfl m fi\n> rt \u2022 fi\n-\u00ab 'S a\nfi T3 fl g\nfi m rt >\n\"^ tf , \"rt\n\u25a0a \u00b0 o -\nfi rt. HJ\nrt b m fl\nS 1_! M fi\n\" aJ2 a.\nft rp .\nb P 5 b\n\u00a3 P C\nW ft rQ -fi ^ .fi\nOJ .\n)Cfl\nT.pg'3S!\na sh B .. ., -\nfc. .-, j- bO a ;\nO fc- \u2014 E 43 \u2022\u25a0\n3 a a .- 4- <\na p -\n\u00a3rtg3-\n\u00b0 S ft\n--.rt-rtO\n3 o a a fc.\nu - bo bo o\ni3\u00ab\u00bb .\n- 33 \u00a3 \u00a3 io\nj o a a S\n0 ft X X 01\nO CO\n5 3\no o\na .2\np\n8 a\n_-'<\n8 8\nto\na a\na 33\nrtfr*\nwis\nE\na\n>\nE\nO\na bo\n\u00a3 a\no-\na .\ni-l \u25a0\n.\u00ab\n\u00a3\nCJ >,\na *;\nti d\n5^\n1\u00b0\n33 CQ\na\nss\nQ) \u2022fl\nss H 40\n.BRITISH COLUMBIA.\ns\no\nO\nEh\nO\n<\nH\nO\nrZ\n<\ntf\nP\nax\n\u00a3.a g\"g\nP- o fc\nPi-\na 8\na \u00ab\n. 2\n^43 _\u00a3 -li\na s * a\na\"\" -, S\nft o.s a\n4-Sse\n-a 33\nSB\nx C-.\na\n| ft Sh-, ^\ni .0 a a 44\n!. a \u25a0\"\n:AP-sh-S\nI fi fl XI g.\nU\"S a3-\na a B 3\n3. 3 5 o\nP, O* m rt h4\nO tlT3w \u00b0\nft^-S \u00b0g-\n_ ti fe fi rt\nO QJ -^ O P\n** *T fl\nllrt.-Sart.rt\nfi ft\n*\"H fl\" C\nro a\ni rt a\n\"[ S O \" rrt !\u00bb\nJ \u00abM _\u00a3> O rfi\n5 0 fi rt\nS S co ^ \u25a0\ni fi n S. ro a \u25a0\nS 8 ft fi\ns rt o \u2014 -\ni fi* c\" S *\n* 5 \u00a3\u00a3\nh rt g\nrt rM hj rtrt ro p\n3 fi rrt,\ni \u2014\u25a0 'p\n\u2022Sf 3\n. c u _\ni ft 5 a\n1 a o \u2014\n-g-a'\n. to -g HJ\n\u00a3-\u00a7.2\nb b ;\ni fci ft HJ\nQ) rp 't |\np id *\nHJ HJ fi I\n.K'\nrtCJa o\na rt \u00a3\n8 -rt\n-.rt- -. bo j? -a\nnrt^B\u00a7-2,|5\nt. \u00b0 a o\nfi M fi ^\nfi \u00a3 -3 rt\nt, ft o tf a\np \u201e +\u00bb xj *3\nro fi _- fi fl\nrt J3 rp fl N\nrt HJ fi O\nrt -O\nQ) O fi\nE3T-S >\u2022\no c s\n.3 2'\nSr-.\nSB P\n1 1 ~ 2 \"g 3\ni .a oi ** s g\n' 5 \u00ab 3.1 bs\na o\n-a o fc.\n0 g. IS\n! a\n-.33\nrt O\nfc- -\no 9\n-. - , *\no 8 a _ \u25a0\nfl bo \u00b0\n&J fl \u00bb\n.2-a a s\nJ>.a\u00bb\n\u00abOi3\na 1\u00b0 t. s>\nS a\ni ro \u2022- 01\ni. be fc oi\n. a bo t.\n\u20225 3 3\nrt o m\n0 \u00b0 fc. B\n' fc, 33 \u2014\n. \u00b0^ O\nCt rt fi HJ\n1 tf tH) .\nb rt V,\n:B fi\"\nrt rt.fi\ni a-o b\nfi fi m fi\nfi ft ro fl\nF5 t. b .\nb ft P ti \u2022\nG J; 13 S\n\u25a0\u00ab+. 0) O\n- ~ &\n-. aO-P\no - i.\nu a a t-\n>\u2022 a 5!\n.2 a 3\no-p a s\nftfc.-0-a\na \u00b0 -h-S\nm HJ fi\nS fi ft\nOrtH rt \u00a7\np cj ra\n,w o\n.a\n.2 a-\nS-1' O ,-. rrt b Cfi\nhj fii O g fi o\n' 2.0 A fi -\n1 bb qj fc.\nUllf-\nii \"fc.? 3\nrt p ;-. p \"\na--g o \u00a3-P fc S.S .-P\nsa\nbe\na s S\u201e-\nrp'-p C) ft Oj J\n\"rtrtrt.\u2014 p a\nca fl tf\nfcfl P 13 *\"\"P ** _\u25a0 -A \"fi\nB HJ --\u2022 Qj rrt H3 fi\nSrt^rpfclfiC'Ob\n>,-33\n33 w.-\n\u25a0 T- 3 3.\nB B- \u00a3\njPPSo\n'-C'S-.-a-\nI, a \u2014\na o rt\nn-a J3 \u25a0\n_\u25a0 a S 4.\n3*3\n_\u00a3 8 \"\u2022\n-Si M\u00a3\nqj rtrt ft.\nfi --h o\nft-p \u201e\n7 Sh fl\ni Tj QJ O\nI fi ft \"3\nft O p\n1 fc, fc- rrt\n- P ft ft'\ns 2 \u00a5 -\n! a S g g .ti\n13 ? g g\n^^ _ 'rt fc.\nO b .__\nft* ^\ntn tJi\na S tj \u25a0\nrt rt re n\n\\~Z \u25a0>\n!\u00b0p=;\n< B - 8 !\n. 2 \u00ab -p \"\n>\u25a0 3 a ,\n. O fc. \u2022\u25a0\n. fi rp P\n\"\u00b0 a BI\nB \u25a0\" o ^\n'a-o j'\nO rt CO .\nj -a a b\nI -\u25a0\u00b0'-.\n3 a c\n3i\u00ab\n-. a -\"\n?s\nfi cu\n&-*\nP HJ\nrt bo\n\u2022P fi\"\nc .5\ng a\na a\n> -3 \u2014 '\n? \u00a3 a a 44\n3 a ft 6 a\nS * \u00a3~% \u00a7\nrt P b rQ OJ rrt\ni P > a fl hj 53 fi\nb fl s 5 b S >.\nft rt 3 P fi !> o\n.a-2 a ;\no -P bfl.,\n. cj qj rt '\nqj fl fi i\n!\u00bb1M\nSh-r\" fc.\n- -1 U 0,5\n.3 3 O a co co\n8 8 \u00a3 O\nsh a a fc.\nrt.S b.ft\noi a b _\nS- -ia -a\n\u00a3 ft a *\"\nftg1\" o\nfi a fi\nS o T3 bo\ncc fi fi rt\nQJ fi P fi\nJ3 rfl tf \u00a3\nHJ HJ CJ \"P\nQJ O P \u25a0\nb . ^3\n3 -\"\u00a7\na | a\n5 -a a\nOrt-\na\na S .\na ?\nH\nW\nEh\ntf\nH\nO\nis\np\nQ\nH\n!-.\nw\nM\n>\na\"\na\na\n\u00a3\na\nQ\nS\nCO\n\u00ab\nH\ntf\nP\nCfi\n25\nH-t\nO\nH\nro\na\n8\nis\na\nfc\n>*\n>*\nk\n3\na\nCM\nfc\n3-\nfc.\na\nis\nV\nfc\nfc.\no\nX\nk\nfc\nfc.\no\n>*\nfc\nfc\n\u25a0a >*\n\u25a0gfc REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 41\n3 fl'BS\n= \u00b0 b 'fl\nrtME\n''3 \u00a7 o\n\"' a * --\n-8j-J\n; a . o\ns^-a\n5 S %\nJ P fc. o\n3 \u2014i fi\n;j 0 -fl fc.\n-2 -e rt\n:\u00ab \u00b0 is\n3 fi b\u201e\nft r*. fl.\nfi fl tf\n,J3 O A\nfi & o fi a 2 -a\n2 - fi 8 3 L\n\u00a3 tf o\n.2 0\n^ qj\nft ft ^ P O fi\nfi \u00a3 .0 *\" \u00bb C\na o aj fi b\nx tf tf\nCJ rp\nB b s\n\u2022* s\ng ^- rt -fi QJ HJ\n.22 iS >\u25a0 o cp qj\n.s tf fi;\n3 fi ti \u00a3 i\njj Sc \" ;\n- 8 \u00b0 O -\ny b '-5\no Sh 3 _\no rt \u2014 a\n3 fc- g ^\nft-? a i\nSoft\"1\nJ \u00b0 ,. \u00a3\n_ o a - _\n' ft ^ c\"\nb tJ O\nP SH hj\nfi OQ\n,-ss-i\nfi a\ntut\nE,aj_\nn> bO\n?ibwo^fc-2b\nQjCjQl rtrtr-Sjrt\ntj C Q, W .>tflrtHJ\nC rt ogip.a p-fi\nfc, b i?\n___\\ fi\n-Is\nrt fc R\nhj ft ft\nrt ro\n2 ex\n' b _, -S\n4^ O bO r_\n01 __ B 01\ngi-a \u00a3.s\ns'?iS -\n___ fc o\nS ft\"\nti ttT't\nbe sa\nft ro\nb hj g ^ rt P\nrt\nqj\nJS ro\n\u00a3 tn fi *-'\nt. tf tf rrt Or\n\u00ab \u2022P fi tf .\n... C fi jj\nft o 7 -a E\na\nR -a\na . a a a 5\na\ne;\u00abo\ni\"-B\nO rt -33 r> g\n; * -2 -| JS \"S\n, a a\n5 a c*\n\u2022 a a -;\n; .a fl a oj 4\naS^-\u00b0-\n-33\n-a t.\nfe fc\ntf ^_ \u00a3 qj \u2014\nfi s\ne'SrtS'\nd ^ at qj i\n. fl O ft >, bfl '\n\u00a3* 8-\u00b0 .. !\n3 \" fi rfl ,\nJ g rt - CO HJ j\nrt A fi 5-. 5 \u00b0 i\n)'\u00ab jrj\n\u00a3 ro o\nH OJ rt\nrp J) i\nfi Jrt bO -\n\u25a0S0s\u00ab.\n-=-alal\nw2\"\u00b0rt- I\n| \u00ab Pa\na a * J\na-s 11.\na o j= 0 i\n-33 i\ni? a -2 a\" ;\nT1 \u25a0\u2014 \"T3 J\nI S \u25a0\" S\nftr-H Q) fi\no &\u00a3 J.\nfc- h 5 S\na fi a ^\n\u00ab- fc.4.\na a fc; a a\n2 S\u00abS o a\nS.4-\na p\n-.-a\ni.rt$ssfi.\nft ti\na-\u00a7 ft-s\n\u2022H-fi,\nt9 S\nft n\nSfa a\nrt P o\nfl fl fi\n\u00bb rrt\nCU\nbfl\ntf\nri>\na]\nfl\n0\nrfi\nHP\ntrt\ntf\n-p\nfcl\n-H\ntf)\nQJ\nfi\nrtrtrt\nCfl\n0\nCJ\nu\nfi\nrt\nbo o fc. .\na \u00a3 a 44-\nI \"I.\n-,2B \"\nsh^-3 a\n\u25a0J3 o .2\n-a - o a\n1 Sag\nd a a fc.\nI a p. a\na a M e\n\u25a0n a .a\n'a = -5 3\nfi HJ\nb J3 n\np. afn\nbD rrt\n>\u00bb fi r*. -\nS 2 ^ -r- t\ng d g rt fi\nfi\"\nEtf p ri\nHJ HJ \"-\"\nO b \u2014 rt P rfl Jrt \u2022\n+j fi tf trt hj hj q;\nft P\nbi ? tJ '\n- fc- W .,h W r-. ^\n.fl ft S tt > w O\n4 rrt tf fi -\n> \u00bb a ^ g;\ni S \u00a3 a\" S '\np, 9 -a\nJS \u00a3 \"\u00ab-2\nrt Q rt- -\n'-rt a x o\no a\nS\u201e -\u2014 o\n3 ., rt\nrt B 43 ii a I.\n8 \u2014 44 \u2014 > O\nf* !fc! r\u00bb .-\no P-P P .\nft rt i. .2 i\no a o co I\nfc. o as\nft i-1 \u201e- > i\nco - -\n5 -P 3 44- '\no rt S a \u25a0\nbJ)w'U Jh\n2 b rt\nfl p o fit\nti S? -fi\n-p rt qT g\nb ti ti\n\u00b0v a >\u00bb\n- ^rtir^\no?,t b\n\" 8 rt o\nfi fi ^ .\n^ b >. ro\nrt &rfi *\n\u2022P \u25a0\" bD\nfi *n-i\nHJ-~.Tr;\n\u2022-I HJ fi fcfl trt 2 fi\nb a ft\nb fl\nfl 2\noi .fl ra\na fi, b\nCJ u\nb C _2\nj 23 g\n- o tn .\nSB Hr-.\n\u00b0 E la\na a ,. i.\ns -| o p\n\u00b0'i if\nfc.a-.g\ntf b\nS fc- o p\nO -rt -rt\no fc\ne\nB\na\nP.\nbo\n3\nS33\n3\nrt\na\nB\no\ns\n.\nrt-\n3\nI H 42\nBRITISH COLUMBIA.\n\u25a0e\nU3\nS\n\u2022S\nrt>i\nS\no\nO\nO\n\u00ab.\n-H\no\n1-5\n\u00abtj\ntf\nP\nw\nH\nW\nEh\ntf\n&.\nQ\nP\nQ\nH\nW\nin\ntf\nfc\n\u00ab\nP\nw\nI\u2014I\nfc\no\nH\nw\ne\no\na\na\nft . S\no rt a\n3a-\nrt tf\nfi 'fl h\n^ 3\nri j-. -p\na \u00b0 s a\na - -o\nft P 2\nO 8 rt\nfc- -a .2\nft >.\u00a3\no t, a\na o -.\nbo fc. -*\n8ft.\n\u00b0rt-rt b\n.2 o al\n\u2022a rt fc a\n\u2122.-S ft s\nt. 3 \u00ab a\nrt E o \u25a0-.\n- a\n-- 3 B \u00b0\na SB ? P\na E \u2014 ..\n9*. B a\na \u25a0** a o\na \u00b0 . ps B\na e -3 g\n\u25a0? J i * i\n>. ro fi bfl ro\naft \u00a3\nft x .ri a\ngftoi.;\nB \"^-P\ng_g-p a\n3 it. rO\n- Th\nrt rt- ^\nn, ---\na ft rt- a 4-\n\u20223 \u00a3 -5 L 2\nS ft E i? a\nfc IB a o\no a a\na \u2014 a o\nfl 8 to o\nR \u00a3\n3 rt ffi\ni a _ a\nt.iofc.o\n,\u00abS\u00b0\u00ab3\nj \u2014 qj\n' -\u00b0 Mi\n_ - a B\nJI s \u25a0\n, -rt .rt rtJ\no ~\u2022rt\na a -o a\n3 \u00a3 j- B\nco 8 o \u2014'\n.S \"V\n\u00ab4\u00abC\n\u2014 fc. o a\nft >> 2 \u2014\nro fq\n2 fi\nti ax\nbo\n-a\nfi\u00a3\ncfl bC fi o\ntf bo\n'Hart,\nri fi m\nrt .\nis\n\u2014 Op\nrp _ CJ CJ rt\nfc- HJ\nI fi fi\nJrCrC\nrt i -r-J\n0) P HJ\nbo a r\u00abh . d\n,og\nrH fi\nI g-\u00b0.\n'Zi hj bO\na \u2122\n. a\"\na g\nn V V HU\nft irt: 60 in\na vb\n\u00a3 .b -\nft'rt\n5\u00b0a\nfc- - s\nfi ro \u00a3 ,\n\u25a0%b3\nfc S\nrtS?\n13 a\n- -c -a\n3 be2\n\u25a0Zti\nJ CD j- fi ro\na -a 53 ft fi\n- hj o bo w -h\n\u00aby *q ft b j- d\nP w fi p c\nP rfl\nfi QJ HJ HJ I. fc-\nej o o rt o\na a ? fe\ntf tf bfl j- > G\nft ft d o *\u25a0_\nrt S\nhj \u00b0 fi \"\nti .5 hj\n\u00a3 >. fc. b \u00ab\nfl T ft ft\nfi \" O _*\nfi ft - b *\n.fi \u00a3 S ft S\n& fir|fi .\nCfi tf Pr Ih\nE._S\niaft\"0-\n3. - a xi\n\u00a7 = \u00a7-\u00a7\u00a7\n.-p i\na bo a\nfc ,fc a fc.\n\" | is. S3 B\n< \u00b0 2 .\nfl t- . C p\nfl. ft ro p o\nH tf g \u2022\u2014\nrt oi be \u00b0 fi\nrt S fi ;p\n. HJ lH , Cert^ QJ fc- \u00a3\nrt-a o Js o a\nHJ hJ\n13 \u00ab, O b fc. \u25a0\nfi \u00a3 rt O\n\u00bb Sf b fe\np rt P K <-\n3 | ^. _- |\nfi tf \u00ab \"> \u00bb\n3 ft \u201e B 0 !\n. 2 1 \"g \"E ,\n. ft\" \u00b0 --J\na O rt S\n: qj +> go\nHJ -p 'g tj\n- fi p QJ\n3 \u00b0 I ft |\n3X3\nI oi s- a -\na-.\np-s\nfc, a\no o a\nB _ t* >.\nm fc a ^\nB SB fc. .*\n_, 5-a a\nrt -fc^rt\nI \u00ab-3\nfa ?\u2022\n>, \u25a0\u25a0\na - fc-\no a <_\nQJ rrt\n11\n1 _3 Ja fe\nJ 3 g S\na a ^S 8 .\n\u25a0rt .rt -a \u2014\n\"BO O rt\nS \u2014 fcfl a s s\na -a -g\nj S I fc i5 &\n,5<_.\n\u25a02 - \u00b0 9 :\nft a a\nw a -a bo\no o a a\na a s a\ntf P tf tf\nro 5 cj 'P\nfl rQ C\nO fi rt\n-3 \u00a3 ^\nfi tf\nS3\nrt T-J +J\nfl p fc,\nO rt QJ _\nb rt ,r rt\np-o S >\ns i^rtS-8\n3 O b J- rt.\n- rt QJ QJ HJ\n3 ft > C\no o fi\nS -P hj fi -Q\n- a \ntf\n>\np\n0\n.j\n\u00a7\n-fi\nc\n>\nB\nfci\nO\nc\nP-j\nC^\na\" S\n\u25a0P J3\nfc-\nO\ni.\nfc\nrp\nrS\nB\nfi bo\n\"1\n\na a\na S\n> V\n. fl\nCD tf\n*B>\nfl -\nfi 2\n\u00a3 B\n\u00ab- o 13 .\nH -J\u00ab\n. tf B jj\n? >.2rH\nrt* P ti'Z\ntf c c _____\no \"^ .-.\u00b0\nO J3\n'\u25a0\u00ab a\na a t, g\na a ^\nrB^* \"\ng 0?,M CD\ng\u00b0aS fl\n\" .2 a *-\na H a a 2\ng \"S p 'S \u00a3\n< 6 .4 6 E\n^jOOo\njb r\"'\na a b\n- 2 S g\nW3 a g\ns \u00ab s\nrt a 5 d\nCH \u25a0\n1 -a be a .2 \u2022\n8 -_ a\n0 fc. H OB\nO B 3 _i\nB \u00a3\n2\" \u00a3 _3\na-?a\nUS.\nro m q,\nro ra Z *p\nrS bD p fi\nax rp\nO fc f. C\n-P Q) \u2014 c\n\u25a0 fc rt rt.\nrt fc- 43\nO O C\n44\" a\n43! \u2014 - P\n3 -4 .2 rt 1 -\nfc \u00a3 \u00a3 ^ -s\nB Ii_ _a 15 9\n-sg o \u00a3\u25a0\n\u00a3 \u00bb \u00b0 \u00ab-'\ng\u00a3 . M,\n\u00a3 a s. ** '\no-Pa 2 ,\ni.\u00abS\not P a :\n4 rt S .2 , '\n. ft rt fc -\n. a o E \u00b0 \u2022:\ns! bo fc. a rt- .:\n5 8 ftrt g ,\n-a .-a fc\n3 a- a*\nJp:\n3 Ji * Pj\nu bO-TsB\n3 al. 2\nIJ B -\n* x \u2014\n\u25a0B\u00a33\nV & rt\n-L rfl a\nr?HJ o\nit ft ft\n, a> tf Tt\n' I., u\n\u2022 ft-3\n8 0.-0-3\n\u00a3 I\ni-sl-\n3-fc-P\nSjBTJ-f,-\nfc -5\nas\nas-.\nbO 3 o,\n8 33 O\nB S S\na s \u00bb\nI a\nfc- a a\nO O ol\nP.'So a\ngrt-sS\nO Ort\nX rt\n\u25a0u O O\ng .fc | 5\nox\n3 tf ffi fl S\n.\u2022e w qj i. fi\nf r? o ,\n* 1\"\nft a a\na \" bo\na *; a\n> fi rfl ^\nCJ HJ M\n' A A -t\ni rt \u00b0 fi\n\u00ab fci ^ *H\n1 a qj >,\nfe? HJ*\nfi CD QJ\n. ft S\na P 13\nfi rt b\n\u25a0rt ft tf\ntf -S ;\no 2 i\n\u00a3fi '\np bo >,\ntf rt ^ I\na 1 g s\nHJ \u2014 O\nfi. >> a hj \u25a0\nrt rQ 3 \u201e\nft ft (\nfi I I\n34&\n- _ | \u2022* a\"\n. a a \u201e- s\ne \u00b0 bi P 3\nn a s\n\u00a3 rt\nft n a\na w a\na rn -\n. fl o a\nB .3 a .\na-2 4- t\nrt a\n\u00a3 _>& a\n\" fi fc- \u25a0\nqi T3 be tf :\nrfl Si ti rQ\n* g S fi\n\u00abrt ri tf P\no OP-O\n, g b ^ 6o OS\ng aBsS-P\nb -fl rfl fci CO\n-5 a s|\nE o ft '\nU- S l\u00ab \u201e\u25a0'\n3 ^ * O a -.\n. -S - _-\n\u25a0S3 a o \u00a3\n; 8 E rt 4= _,\n= 5.3 a fc :\nH , O _- -\n5 _ j.\"\na3 B4.3*\niSSj !\nS fc Ol o > )\nfc \"\n3 a V. be '\n:, u 3 X \u2022\n\u2022- 8 E\nfc. .2 a -g\n\u00b0-37.fc\n3 r -3 U\n1 r fc B 3\n1 -. \u00b0 -a \u00a3\ni \"b a ft x \u2022\ni ., tf \u2022\u2014- \u2022_?\n' Is! ^ _S It. r\n.2 a o fi\nb tf 01 ft -\n> Sfl o \u2022\nU rt T3\nC fi\n>> tf .ti\nrt*\"3\n- ---I -\nS . .a\nS s.rt-a\n- a o a\nSS a -* -3\n\u2022 Jo!\na ft .3 a\n_\u00bb\u2022\u00a3\nO fc. ft O ^4\nco -a\n\u00bbV\u201e\n-p i? ft\n, t. _\nfc a a\nP rtrt O 3-\n\u00b0 fc -a\n3 fc .- S\u00b0 a-\nB) fi\nfe ft\nac -p\nE-\nxxa\u00a73fg\na s SB a 3.5 a\na a --4 o .fc (- o\n. ftrt-3\nS \"fl fi .\n\u2022s lis\nffj ft 8\nllll\n*5_\nft >\n\u00a3E\nfi & >rt\nfloe\n\u25a0 O fc. ti\n\"3 ft ft\nj & oj fi\nfl o\nb K\nfi K -\nft -\nfi \u00a3_.\nu bo\nft \u00ab\nTTJ-rt \u00b0\n#fl P QJ\nfe QJ rt\nfl *\nJ3 5 b\n111\ng g.p\nb fl\n-P .fl QJ\nft\ns *\nHJ _H *H\n\u25a0* QJ fi\n9 fttj h\n50 Sh fc- ^5\nPJ3 o fc\nQJ ft\nrt-S-p-\"\nrt *3 \"fl\ntil8--\n-P 8 -a -15\na-a . B a\n3 fc,i-.2.2\ngSfc-ga\n\u25a0s rt. s i J\na -S o o\nO o .2 3\ni:i\u00b0a\nQ) \u2022- f_,\nrti= a s, a\n\u25a0S w \u00b0 .> 3\na a -.- a -a\nbj) bo S x\na a -3 44 c\n8 8 3 .2 \u00ab\ndtlOi.'\n\u25a0 o -a 43\nI ot\n_ \u25a0 ft\nfttt E-b\na .2\n-a a\na fi ti a\nrfl W\n'S \u00ab t .a\nO 10 fc\n1 p o\n2-2\nn aP\no n,p a fc\nS _ a S 0\n-a io a c-\nTJ B 3 rt\noj a a . -o\n44 a b a\n'_ \u2014 . O 0.\nI J.'S ft\n__, a ft E =\ni -S .a \u00a3'\" fc\n' 8 3 & ^- p\n? \u00a3 bt a a *\nI fl 8\nI B 44\n>\nU\n\"tf\nK\nB\na\n>\na 2\n> g\n_- a\n\u00abw\ni-i\nV\nrt.\nB\nO\nI\nO d\n213\nzz H 44\nBRITISH COLUMBIA.\ns\ns\ns\no\nO\nEh\nO\n<\nH.\nZ\n<\ntf\nP\nax\nrrt W O\ntf c\n\"< 'r-l ^\ng a\nfc. 3) \u2022-\no\nO jS 3 .\u00bb\nrt x be fc\nb> E \u00a3 B\ng brt,\"\"\n\u25a0 s.\nJt--p\nES:\nQJ fi ra .\nO p. ax 01\na P o fi\nri fc- \" o\nfc- ft p 2\nn qj *\" fi\na rfi *C >\n\u2022rt ^3 rt\nra fc- b b\nO fi ftl\/)\n\u25a0\u2014 .fl fi\nHJ P fc.\n0 O hj\nrt b\n*P o\nu fi \u00abrt\nlot,.\n? fl\"0\nfi g I ^ '\nbo \u00b0 >,\ntf cu .'fl\n. a M \u00a3\n1 S rt -^ .\ntf rt tf HJ\nJ 13 fl p O\n& ,H rfrt 2t\no\n' b HD fl\nC o\ng |\u00ab.S\nT3 ____, - -a fl o\nqj \u25a0fl 13 fi M ft\n. oi rt ra fi\n3-5-3\na 7. \u25a0 5 'a a\nS \"5 fc 1J - 8\nfc _ o .- 3 .rt.\nB\na .fc o e\n_. _3 rt .33\nft \u2022_.!_. . a 8 fl\nw rt w - _ .\u00ab\nS \u25a0 -rt a \u2022\nE HH\n-.a\"-?\nS a\n3 a S s.3 B b\n: -a a t t \u00b0\n* = a a fc '--\n. 3 o o a \u00b0 2\nU rt o \u201e fl\n- X __, fc- >, a a\n5 \u00a3 a P-P H-\n- fi \u00a3 - T3 p \u2022\n\u25a0* \u00ab- p .\u2014. QJ fc-\n3 fi fl hj OX CD t,\n3 '\" ~ rt 5 5 \u00b0\nfi m w rt tf HJ\n-. .2 fc- o o ^\nti ti -3 HJ o \u00a3\n? ,-_ r> fi r~~ rt\n3 S \" be ft \u00a3 =3 .\n- t 'a b o fc 3\no a .fc t. g o\n3 o .SB o a\no s. a c __,-\n- -\u25a0 e\"\" 2 o\n3 n \u25a0 ^ 5 \"g I\n3 n !>, rt o fc.\n8 2 s-\u00b0 o - .\n3 a a rt a B\n- g \u00a713 s1-1.2\na JSS \u00ab\u25a0\u00a7!\nJ _rt rfi ri fl ft 5\u00b0\n* 3 +\u00bb S a ^ b\ntf QJ H\n\u201e, T. b _q C\no g S o \u2022? -*\nfi rt ft rn b .\nS \u00a7 __ I \u00b0 a\nrt \u00a3 fc\u00ab_o . o\n3 fi \" ~ S 'ro\nfl w o \u2122 rt\nc a fi \u00a3 o g\na\np \u2022p rp \u2022-. ~\n\u20223 g\nse\n\u00a3-\u00ab'\n; S E o\n2~! rt hj\nj *S \u00ab o b\nH g ti >.\nti o >> b _> I\n(h \u00a3 HJ O ?\nU rt b\n.\"ftp?.!\n-1? 2 a -3 .\n..3 ft\"S .1\nS3 3 rt 44 I\na a a a o ,\n. \u2022\" -g rt t :\ns. \u00b0 .:\n-p 5 B a j\n-o .2 -2 i\n. a a m 44 ,\n! \u00bb Sf.-S 8\ntf p ft i_. <\n! o fl x b\ni tf QJ rt_ i\n\u25a0 -\" >,,S i\nbO\na^*\n\u2022\u00a713-2\n\u25a0 tt^'rZS\na fc. 2\ni.\u00b0\n: \u2014' -a 3\no a\nB.\nT-S.\nP=J= g\ng J &-SS | g | \u00a3S=rt?g\n. P'c fc-a M8-s a-\"0 rt-3-a \u00bb\n^mflftofc. -a 5- .o-Baa\n= .S- - 2 a fc .3.3-S a-2 __ \u00ab >\n0 rt- w aj\n\u2014 ro &.\nJ; a \u00a3\n\u00ab O tf \u00a3\ncj\naf-&fl\"\nHJ \u00bb t- OJ\n'fl fl fi fl\nJ|&|\nrl +J t. b\n* a a\na\n-o a a\na bo fl\nft s a\n\u00a7 a -\nP-3 g.\n3- _o 2\nE -S\n\u25a0s|l\u00b0|\n.\u00a7 a fi t^ fi q> -\u00b0\na a fi\nB\n! a a\n.3\na a o\n>>> a\noj 3 3 a :\n\u25a05 - \u00ab*- fc. \u00a3 !\n\u2022-. j* a o -a .\nfc. ft B a j-, *\n\u25a0S 3 a \u00bb a \u00ab .\n-.ft \u00a3 a \u00a3\n^. fc. a a o j\n3 8 0-00*31\n--p-SS a\nS3 o-a a .\n- 4. a > rt\n4 a '_ >, a\n' bO \u00a3 3 B\n\u00bb IS jh-p\n\u25a0\u25a0> a o fc\n2 8 8\n- -h a .43\n2 ^ bo a c\na j. a ->i a\n. \u00b0 a IJ\n4-.Wrtfrt,\nu fi -irt 5 rtQ\n3 r-. >. HJ I\"\n-, HJ fc.\n- p h tf fc.\na hj \u00abj fi o\na.a a\n-SB\n01 ^ X\na >>.\na jo fc.\n-. o\na -o\na a> cu\n\u2014 oi oi\n3 .2\na a a !>,\nfi\" , \u00a3 b\nSg-3 o\nrt hj (,\n-^ ^ p ro\"\nt) tf\n.5 8 *\n- fe o ,_\n,:-a 5sS\n.a a p\nfc- 5 -a\no \u00a3 a \u2022\n\u2022a -a\n\u2022P-PSgS\na a\n.a a\n8\na -o\n* t.\nr. \u00b0\nO to\nCQ\n>. o\nc fi\ntf b\n,, a*\na fc. -\nS o-o\n3 8s\n,1.3\"\n; a a\ni2 \u00b0 o\nLife*\n5h\\\nfc. -a\na a\n-a .3\nEC\n\u25a0g 8\n:\u00a3 s\n13 a -\nrt o a\u00ab.I\nI \u00a3 a e -:\n?-2 a-ogrt\nU-2.S\n;'\u201e\u00bb\n- a*\nB g |\na \u00b0 -p\n-. s. a -\n4.4.2\nb a n\n-a\n- a a o\ni a o\nftg I\n5-S .-5528-\nflflot-fl_afc-\u00abe\nfc fc 3 o.fc-a aa.fc\n. a a g\n' \u00ab 9\n: \u00a3 fe\n? S a\n\u00bb b 5 rt\n' ft ft O\nw\nft\ntf\nH\nP\n-5\nP\nO\nW\na_\nz\nw\no\n-n'\n>\ne\"\nb\n\u00ab\nH\ntf\nP\nw\nfc\n3\nrt\nPh\nO\nft\nax\nA\ne~\n3\na\na\nO\nO\n3\n3\n& REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 45\nP_ o ft \u00abH \u00ab\nrt +J QJ O\nrrt _. rfl\nS ^P HJ QJ\n-Prt \u00b0 B\na'a - s\nO 3 ,_ 3\na fc -fc \u25a0\nbo bo E\nb a a o\ngifc.3,\n5. -P o a\na i.\n-6 e\nS a-2\nM Q 00\nfi \u00a3. \u00bb\ntf ft X rt\n\u2022V _. fi \"-\n. fi rt.\nfi fi co\nCJ ft \u00ab\na p o\n..s g\n\u25a0 \u25a1\n: a.2\nbt a\na o\na-a\n**.E\n\u25a0 fi tf\ntf Tt d)\n- ;. bo\n>> tf\n\u00a3 \u00ab\nfc- J, H fc-\np as p\n\u00a3 o -a \u25ba \u00b0\n3 \u25a0** ,g J, fc.\n,3JS-\n\"3 bO u fc\na oi fc\ns. a -- =\n\u20222 a | a.>s\no-p s-s \"-\ny r,-\"\nc S.\n\u00a3 3\nO E\na -a a\na -o\na a\n\u25a0a 3 t.\n. g \u00b0\n-rt\nCS A ^.\n-P o'\n\u00a3-flrt\nIB \u00a3-a\n.33\n2-fi.\u00a7\nQJ\nH\nfc. &.\nfi rQ b\nft fi\nO TJ rfl\nb g HJ\nft to\n.2 rt\n'tf b 'p\nrt fi -p\na rt\nt- O fc- \u00b1 'D\nrp HJ fi ft Qj\nrrt ,fl P H->\n\"5 -p $3 i-i o\n, fi_oj a e,^\nSS\nP Ph\n1 \u2022 rt-. HJ\ni fe\u00a3 2.\n& B fi\np rt tf\nO 'P T3 -\nI QJ .\ni- \u00a3-8\nCt-rtPaj+^P -fi ro w\na fi 5 u M \u2014 O W\n\u25a0 rt QJ\n' tf bojj\ng 8 3 E -g\nb tf tf cS C -\n: fl -p \u00ab\np d\n\u2022\u00a3 &\nti ft r-.\n\u00a3 P c .\n-rt b .\n! v\ntf\n\u2022Srt. |!\nfc E a*\n\u00a3l\" \"S\n^ \u00bb >, Q) p\n+> >> t! ^ *\":\nrfi a fi b a \u2022\no rt ft qj \u2014\ntf ^ \u00a3 W m -\n1 o ftjj\nQ ti >.\nR fi HJ\nP rt tf (0 rj\nw- rt .~ :\nu fc cj\nbo f, r\nri rt t.\nfi rS \u00bb\nft s\no J2\nb ft O\nrt o hj\n\u00ab fi\n.5 fi .\"I-.\n.5 \u00a3\nj_. i3 ft ' .fl\nt- rtS1 J3\ntf O ti fi\n; , fi >\nB_ m &\n11 \u00a3*.\nQJ fi JJ\naa I.\nS \u00a3.2\nr > \u00ab cj\nJ w >>\n:i?fc- .\nfi a\n: fc- ,fl a\n' \u2022, QJ HJ\nJ t- \u00a3 m\n1*1.\n\u20223 , t is-\n-\u2022a a\nft .5\n-a w rt\n>. a .\n-^ -. __ fc.\n3 -p o\na . oj\nfi fl S ?\nO .5 \u00a3 bD\nft** B\nfi C -fi \"fi .\np C fi u \u25a0\nrt o \"p co rt r\nto CJ fi B rtfi\nqj a fi fi S\n3 'P o\n. C ft fi u <2\nC-2 \u00a3 B d\u00a3:\noj c ft *o -S _j\n8 S 'a 5 \u00a3\nJJ Si? a\ntf d H\nfea fc.\nEra \u2022\n* fi\n\u2022 9 grS a\n: \u00b0 o .i-.\nI ft \"~* rfl H_r\n: o fi fl\n' QJ HJ r* a,\n1 hS T3 >> S\n! QJ rfi T3\n1 fi rt rt\n-n \" ft ti,\nI fi I \u00b0 -p\nI 2 -M rfi\n! fl cu rt\n' tf bo P >. .\nits nj cr ja -\np ft\nag\nn 0\na \u00ab\nB o &\na \u25a0 2\n,g i 4. rt, a \",\nrrt tf I \u25a0\u2014 tirtH\nfi CJ fi fc- > o\nP rp tO _fi ^ \u00b0\n. tf _3 _\u00a3: fi\nS a\u00aba s\n- \u2014 tf \"r1 3 b\n'a57P||\n.3 &0 .-= g.\n\u00bb 1 -S S 3 \u00a3 \u2122\n$ 8 a- s a i. o\n3 5 .fc \u2014 bo a -is <\n.-\u25a03 C\n^ a a JS\n3 bo 3 3\n, a 8 fl\n> \u00a3 o E\n$\u00a3$ fc.\n3 > a\n3 -. 3 .\n'S3 I\n. g 3\nE\na\n>\n>\nit\nW\n\u2022A\n1-3\nC3\nfc\n01\nA\n\u2022A\n>.\nfc\nv\nA\nfc\nCD\n2\nra\n2\nbo\nE\nIS\nft\na\na\nrt01\nrt.\no\n>*\nfc H 46\nBRITISH COLUMBIA.\n13\n<->\ns\n-fc--\ns\no\no\nH\nCJ\n\u00abt\nW\nO\nZ\n<\n\u00ab\nP\nax\nZ\nH\nW\nH\ntf\nW\nQ\n2;\nP\nfi\nco\nI-.\no\ntf\nw\n0.\np\nI\u2014<\np.\no\nH\n00\n8 3 c\n3 B\np \u00a3b\n\" .3 5'\n! a _\n-0 a\"\"?,\n\u20222 \u00a7 g\n\" a a\ns.e\u00ab;\n3 a\n-a rtCs\n\"g fc. B'\ntn O O\n\u00b03 p\nt- . &\nfc- 3 t\n03\np|s5\nrt.2-S\na .2\nbo bo^\n\u00a330\n\u00a33\nfc fc.\no a\n: 2 a a\n! * rP\n: fi oj\n' 5 *? >>\n\u00a3 ti \u00a3\n', fi fi\na e fc. a\nfc e o a\na\" t_ __ S-\nM \u00a5 g a\nB -B3 3\nM B\n&lfl 6 fc\n8 S B3 \u00b0\n4. a b r.\n3 rt --- QJ\nS\"* tn 3 ^ 4^;\nrt o JS. 8\na \u00a3 2f 3\n>*iS a \u00a7 2\no 3 \u00bb a 3\n- * 311\nE - ~ a\no a a s. a\nB fl \u2014 t '\no 2 a o _.\na \u00a3 \u00ab O-2\no t O a\n\"52-b\nfc -s\u00ab\u00bbs\n\u00b0 a \u00a3 a a\nbo a rt\n- 9 >>\nM tt HJ , MQ \u00bb\n3*\"uiE_E?\nirtrt--Paapa\n3133 rt- -rl a a o\nfc33\n-a bo a\n-- o.rt\nE o E\n\u2022- t. B fcJ\nfc 3 3 rt\not C a\nS's,\nfcfl\nOT ,,, fl\n\u00a30 fi -n\n-2s.a\n\u00ab fi\n5 \u00a713\nP-P P\nJrtCa\n.5 fi rt\nb ft fl fl\nIs 11\nC &T3 m\n. - {.a\nfl o 13 ft\ntt d Q.tQ\nfi S\nft 3 .'A\nox \u00a3 - a,\nC ^^ \u00ab\ntf \"2 A\n\u00a3 b tf tf\n\u25a0I-l O rfi -J\nfc. fl u\nS_a3 a\nra \u2014 S rt a\ng .O g v, 0 3\n. >, O CJ o\n'\u25a08 = I g I\n\u00a3 'SI I\n\u00a3 fc. B - B\n3 a \u2022-- \u201e, a\nI fc o \u00a3-\u00b0\n,P O 4. ep\n1 P. t>. J- tl.\n\u25a0- Si 1\n3 a 3 44\n3 ,. w -\n.3 o fc- g\n\" 3 3 P \"\nC rt \u00ab >,\n\u00a3 ii \u00a3 fi\nHsii-\na o a R\na ill\nfa\ni-i\u00bb\n-1\n-3 _\n.a \u00a7 i?\n\"\"i- a I\nJ-*4 fi\n3. .\u201e tt O\nsi &P\nbo g.\na \u00a3 ft\u00b0\nSti\nll g-\n1*9.\nIJ\u00bbI 3\nft 0\n3 B\no\n\u25a0a *m '\u25a0\nI I E i\n>- s:\n>> fi rt I\n_o -P I\nfl rt qj\ntf C rtfl\n> P HJ\nro rt\n3 a a S3\nif\n.SIS\n. \u2022- 3 a \u2022\nB \u00bb\n.\u00a3 x\na i\na >\nh B\n03 \u2014\nbO , .\nft 5 o\n.3 a ft\n: a b\u00bb \u00a3\nI SS O\n\u25a0 \u00bb 8-\u00ab\n; 33 a\n3 o\nits\nbog\nE 3\n1 fc,'\n5 -\nQJ -fj fi\nfc- 1 bfl\n\u25a03 rt\nfi a S\nSt tf fl\n03 *fi \u00a3\nc .p 'fl\nfc- -\n-r o :\n-i-s.5\n* \u00a3 fl .\n.rt g ^ 0\ns. 8 5 a\n1 If 8 6\"\n2 s ill\n\"\" m >>r\u00b0\nra i-* fi\nfc- rt __ o\n2-3 .53\n\u00a71 3 S-,\nft^ g-2\n\u00b0 ft ,\na a a\n3 a 3\nO \u25a0*\na o S.S\nBoa\n1(1\na ft O\nB a 8 .\nBO\n. B o -\nB a\nl \"rfl\n\u00b0 fi\u00a3 ;\n*\u00b0 Tt 0\n.fi O fi\nri fi g\n3 J- M\n?ap\nb ra .fl\n-a c\n+J -rt Q)\nIrt\nfe fi Cfl\nfi\nft p\nP HJ\ntt\nftT3\nV\nfi \"ti\nii\no S\nS> O 2\nb fi 3\nft 1- \"3\no 1 a\nis a O\na - a\nE 3 3\nj\u00ab e a-\n3\nCi)\nQ)\nbt\nH\nd\nft fi\n0\n\u2022P\n7\n0\nt.\n-C\nfc a 2\nft a a .\n. \u2014 rt J\n-r a fc. .\n3 B 01 01\n3 ~ ft 9\nJig - 3 '\n\u25a0Prt P.\ng-Prt \u00b0\n\"1 &! &!\n> S \u25a0 3\nE 2 a \u00b0 o\n3 3 J. P. rt\nHO'\n_&r ,\nS >,',\n.2 rt fc -\n3 a \u2022-. 1\n> %& .\na j- g\nfc. P c\nO . B\n\u00a3 aaSfc.Ei-\nas;\nc\".2 3\nss |.\n11 -\na es.\n5 .03\n3 C rt rt\na .2 a\n. 3 bo fc,\n44 a a o\nBf I :\n\u25a08 S J \u00bb\n.S3 ft 3 fc.\n>\u00ab8.*5\n\u00a3J;\niCfc\n' I a\na . a b |5 s\nEbiS\nO 'P fi\n*ar hj cu tf .S h3\n>*\n!zi\n(U\nj<\n6\nO\n0\n>*\n3\nfc\nrX<\nB\na\na>\nW-o.\nxv\n2.\nUI\na\nA\n*4\n03\np o\nd\u00a3\nu 3\ns 5\nto tf\n\u00ab. \u00a3\nOj fi\n3s\nM rp\nA fi\ntf ti\n\u00a3*\nb .2\na-l\n\u00ab!\u00ab\n3 3\nel\no o\nAA REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 47\nba Q o JJ fi fi\n5 a _____ d .p fi\n: \u00abrt *?_> o a\n3 T) rg ro rt\nu fi S\n.ti ft tf\ntf P >\nBfe\nS.E\nit 3 \u00a3\nI 3 o fc\n= \u00ab ai\n'a fl\nj a fc fc\n-3 Bj\n3 s a\nfi\nfci\nft\ntf\n-fi\no\nd\n'JJ\nI fi e ft.fi *\nn 53 fl '\n\u00a3-a\u00a3\n.2 CJ \"\nS ro tf\na'asg\ny o fl tf hj\nfi 'fl rfl in fi\nrS -2 fi o ~\nHJ .ti > tf r\no fi >. tf a\n41 S-|\nT3 rt tf\n\u00a3 a asps\n[2 a 3 a\n* c ft.-fc c\n\"-. -- B __\nill i\na fc- a\nSi fc- a o\na 3 TJ\n>>5 U >>\n\"go a u\n' a . \u00a3 -\n\u00b00\nb rt fi p\nft tf 5 HJ\nfci rt ro\n53.3\n\u25a0 118 J\naCrt-.\ntf **h -ij _\nCO -fl\nfl _. tuD\ntf fi XV rt\n-o o bo I\nb 2 J-. J\n\u00a9rS tf H--\n\u00ab, ft fi\nI'll\nt rt . \u00ab o\ne a 4-\n1 i I g a\n-- | bo\nJ E 03 g o B\nl a fc- 4. o fc. -\nO ;\ni-S\nO o\nIjfJSB,\na S fc, b\".\n- a \u00b0 3 \u25a0\n-* __ 44\n\"S rt \u00bb O \u2022\n' fc. fc a a\n_. a bo fc\n! \u00a3 a a\n' a s. a a\nib.-2*\nB 3\no 2 ft b\n1 3 a o B .\nosS o fc. a \u25a0\na 3 ft ft\n' a> p ca\nbJ. fi ra qj\nCD\n\u25a0 O p\nbo a\nfl b\n: P fi\n& J * &s\n\u25a0fi 11 rp -a\nh tf p o rt\n\u00ab* \u00ab... -\n\" 3 I rt '\n-\u00a3 83rt.\u00a3-\ns\u00b0gg\nfc. rt a 3\nSo- a\n\u00b0 3 a b\n3 S 1 \u25a0$ '.\ns fi fc T \"a -rt\n8 S3 fc.S O\na a\nqj\nbn \u00a3 4?\ne\u00a3 c\nJ o fi\n-W HJ rp\n^ b ;\n>1 fi Bj -\n-fi bu .a *\n3 \u00a7 a\nfi c o .\nrt >\nfc- -fi ;\nfi .a\nft m\nO O\nfc- bi cS rt\nft 3 b g\n\u00ab O fl fl\n. fc- ra .3\n~.fl -\na -\n' a\nft b \"3\nrt, fi HJ HJ **\na S - fl\nft-2 \u00bb fc\n\u00a3 3 a\nft 44 3 a .\nill ss\nills\nfi Z\u00a3 ^ f\"\na fc-\n' S-,3 8 *\n3 E ft.'\n\" .a O 3\n4.-i a-a\n0 13\n~ fi Tj 1) \u00b0 rt\n\u2022\" p fi bo _ \u25a0\"\n\u25a0S -3 g .2 - rS, '\n* ft fc- 5 T3 0\n, r- W wi\nfcfl fi rt\n-j h3 S S3 rt P -\nb fi ti\n\u25a0 firfl^ -\nI be i3 .\" tf\n- --CO T3 gj\noo hj .;\nj rt o i\ntf fi \u00a3\nfi fcfl b \u00ab q in\nl i 1111\n-3 8 .2 a j\no \u2014 3 3 a ;\n. s. a 3\n2 rt j- fc fc. .\n- a o s. S a \u25a0\n_ fc o 3 3 .3 -\n\u00a3 \u00b0 E 3\n.fcfc.fc.Ofc\na o o 3 fl\n_ ft S 3\n!. o 11\n! \u00a3 3 a ft\n. a fc.\nft a 8\nP bo-\"\no a fc\n7S Exx\na a s a\nj bex 5 3\n- S * -H\n-\"Iiii\n* s. bo- a_-\nII\nii\nfc. tf c\nO TS rfl \u25a0\nrL HJ\nro >. fc-\nBf 3\n,2 is fi\nfi o h*\n\"3 ft-p\n*f a\n\u25a0 P _. 3 -a\nfl g E 3\no fc \u2014 3 a\n* a a f i'j 9\n5 M qj w m\na. h2 ^ cs\nS >> >rt tf\n3-Q g R >>\nrt fcfl HJ\n-w -u .^ a rp\n' -M 01 ti tf ft .1\n-,\nE\nfcl\na\n1\no\nZ\nrX<0\na a a\n>>>\n< a a\n.0,0\nj> J0 3\noi . \u25a0\nE\no\n8 fe a\n\u2022 44 -J\no a <1\nU.2 a\n& a B\n\u2022flO fc\nB a a\n$ fc fc\n^S A X\n44 44 \u2014J\nfc.fc.fc.\nOOO\nZ'AA\n\u25a0a\na\nis\no\nS\nE\n8\nE\n.o\na H 48\nBRITISH COLUMBIA.\nEh\nCJ\n<\n\u25a0H\nO\nz\n<\ntf\np\nox\nZ\na 2 a\n6-.a =\nft t. a\na . .\nO ft (\u00bb\u25a0\u25a0\nrt O fl 3\na ft a.\nbe -^ ft\nis oj S\n-3 fi g\"1\nrtrt n\n\u25a0P m\ntfl QJ \u2022\n03\n' ro p\nbD g\ng fi;\nfi rt \u2022\nO T3\nfi J= S\nrtS'T O\nfcfl \"w\nbfl p\n2 rt\n\u00a3 O O -3 .5 ^ O tf\nrti. *3 53 I.\nI rrt w\n: B.S\na .\"trt.\nfi 2\nit \"-fl ferfl\nfi \u00a3-S\n-9.5 b\nox \u2122 rt\nJ T3 O rp\n-2 b S\nj +j _ ft tn\nfi'fitf'P+JC^^Hj'\na rfl fi\nfl c \u00a3\na a-fi\nrS fi\nro bD p cj\n3 rt -^ fi\nrt p ft {-\nfi a x b\nrt cu fl\n>,T3 \"\nhj >, a\n^ b,a'~\n0 rC g\n3 bo +* S\n1)1.\u00b0?;\n\u2122 rt b \"\n- a fc. tf\nu rt o .tt\n-73 fi\nrt Sal\nt-l-p\n. a a M rt-\nO _ \u2014\nI o a <\n' n 3 B\nI 5 8\n\u00a3 3 a\n3 fl a\nJ..B\n\u2014 rt.. I- 13\n\u00a3\u201e-!_ 5 a\n.-rtrt n\nfc fc X'-B\na a \u00a3 \u2014'\na ft \u00a7\n\u2014 fc. -.\np o a\n3 ?s\n3 3 j,*-'\n\" 3 \u00b0 .a E\n3f-\n3, \u00b0\n- S a a\n\u201e 3 \"\n31g.3\ntf\n\u00a3 . \u00a3 rfl C. rt rt_C\n+->\"*P\n\"\" a fi\nb bo\u00a3\n* tf p\nft \u2014 o\n\u00a3 tf f\ng^ oj\n\u00b0 >. bO\n\u00a3 \u00a3\n^ -fl rt\n-H-l fi T3\n0 2\na fc.\nfi ti o\n-1 5 \"? a\nfi 'rt >. fi\n\u00bbJ-S:\nbfl ar\n8 ^S\na a\n\"fl a a\na a ss.\nfc. o 3\nrt fc- o\ns p. a\ntf fc. fc- -rt\n\u00a3 fc _- 2 \u25a0\nSf 3 E\nJ \u00a3-\n8 ^3 O\n5 SS\n_\u2022 a \u00bb .\n5 -fc Q . -\n'\u20222-S^-fc.\na \" __, a\n\u00a3 \u00a3 b2\n\u25a0 a\na a \u25a0\nKrt ^\n>. QJ\n1-4 rt3 K \u00ab\n?.S ft\u00a3\nfc- a n\n. a fc a\n3 w ft j-\n1\" 3 3 2 ft a \u25a0\ntt.*? S \u2014\nga\n. bo\n\u00b03 !\nES >\u00bb .\n\u00a3 a.\ns. a 3\n3 a g\n-2 a C =\n3 3 P i\n. \u00a3 a !\nSt.2,\noj a a .\nft ft 5 J\n-2 \u00a3 o:\nS ft B\u00ab\nfc. \"-^ a\nil -I'\ni.-S &S==.\na - -. 3 \u2022- -\n; _ 5 ft a a,\n!S3 *^ y\n; a 3 3 44-\nI|l\"8*g\n! .a a \u201e a .\na\n\u20222 a j\nra \u2122\no M\" >> rt .c o\n0 'Z'z:\nIX Jfi tf\nrt hj\n!\u00a3 cu\n\u00a3\u00a3\nfi rt '\nfi fi .'\nSflrfl J\nQJ -rt H\no \u00b0 rt S\nI .\" [fi QJ r*i\n' I s i* .\n;SaP-s\n1 \u00a3\n- E\na a3\n.fc a\n3 o rt\n0;i.\nS 2 r3\n-fl C O tf\no rt bfl p\nft*P tf P* gj .\nii rfl\nrt 73 HJ\n-fi fi O\no ,-g\nP fi\nart3\u201e\nfcfl . ^ '\n0 \u00a3 \u00ae a\nb =5 cfl g\nrt \u00a3 M\n5 ti ti rfi\n^ rrt fi fcfl\nS w * 2\no >: js G\nC .5 fi\ntf a -c\nfi rt.jJ *\u00bb\nrtlit-S\",\nra fi ,a cj fi\nfi S *p \u00a7 J3 *\ntf ro ,\n23 \u00ab\nu ft\ntf\n\u00a3 c* *-\np qj\n-fi-\u00a3 ft\na rt g\nA r, fi\nI _2 to a\nI fi rfl \u00a3\nd a ^\nJ.- -rt fi b\n>\u00bb O tf rC b\nfi'5 go 8\nft .5 -2 \u25a0\"\nbe .2\n^ o s u\n>- HJ p\nfi hj\" S\nti fi o\nft -\"\"\nI a5a I\na \u00b0 at\n\u00a3 a\n3 3 .\na S_ . fc.\n3 a fc -rt o\n44 a o c\nt. a a s^\no 5 E J\na -? o 3 3\na-2\na c-\na a \u2022\na a\nac-\nrt \u00a3 2 a a\n5 \u00ab & i\u00a3 3\ns :s bo .3 o\n^ 3 fl o\n3 a ft3 3\n!c a\n5 \u2014 a a S.\n3\u00a3rt.\u00a3^.\noPrt\u00b0\"\u00b0'\nti g ft J O 0) fi ro\"\nni O fi rt bD bD fi\nX u d ti o\n\u25a0S -fl \u00a3 \u00a3 j~\n0 fi tf rt fi\n'Ih ft'Q \"O >\n;s^*\n^ , g \u00a3\n3S-a\nw -r. a -\nH\nW\nH\ntf\nW\nQ\nP\nQ\nW\nco\nO\n>\ne\ntf\nfi>\nD\nH-J\nrfl\nw\nea\nCO-H\nfcj-rt.\ntf\nH\ntf\nP\n00\nr~4\nO\nEh\nOT\n_s ,c\n? rt \u00b0 \u00a3 fc -\u00b0 -S\no 5 3\na a\n2 i-=\ni Jfl4S \u2022\ns. 8 ji,\n7 a S \u2022\na -a a i\n\u00a3!_ o !\ng \u00a3 B\n. 3 a\n55 >> fc 2\n.Srt_\u00a73\nft fi ,\nw fi \u25a0\n; tt. ^ fi .S -\n! C C hj \" p.\nrt tf \u201e\n1 b fc; QJ rt rrt,\n1 fi fi fcfl o fi\nox ox pj ,y rt\n; 5 .\u00a3 I I *<\ni 't -rt (3 CO r-J\nI - n, tf -* OX\n>i ro c\n! \u00abrS j.\n1 rt T3\n\\r-9H\nrt fp a j,\nfi m rp \u2022\nas si\ni'oig\n\"3 ^ c \u00b0\n43 b q-p ;\nrt rt o a\nfc. \" fH\n\u00bb51!\nbb a.\ntfl \u00a3\ng fi\nfi o __?\n-u rt\nfcfl^\nfc\" OJ) - -3\n^'..E!..-\nfcfl p- Ig tf r\n\u2022 pa hj g\n) fcfl tf ^ g ;\nft ft \u00a3 9 -O ,\ni a bo\n? fi a rtrt >.\n1 a 11 s \u00a3 i\nI tf \u00abs ti\n\u2022 02 Q) rt \u2014\n, .fi rt\n3 fi 53 \"\nft i\nfi\nbfl QJ\n\u25a0\u2022fl-B\nr-. fl tf i\n^ \"3\ntf\n! o ^\n\u00a3 S\nC fi *P S fi *rrt \"rt\n] _\u00a3 g no \u00b0 fcflc g \u00a3\n-p aj rt; -\ncp g\nQJ fc- Q, >\n953 *\n\" 8 e3\ne r bo\n\u00a3\n., E\na a o\n_ a a.\na s o\na \u00a3 a o ft o fc- '\nft\" 3\no o a\n'2 \u00a3\n-3 .2 13 3 3 a S\n. a -3\no\ni ro fc.\n) b O\nJ fi\nft ra\n\u2022j ra\ni >\u00a3\n; fl\n* rt.s\n; '\nfc fc ia .3 \u00a7 l \u00a3\n2 oti\u201e\n\u00a3 2 a \u00b0\ntf U 't fi\nrp \u00abrt fc- CJ a\n3 ? rfi O '.tt, _.\n' >\u2022 fi . tf C\nft-fl\nK fi\n\/\u00a3 tfx 5\u00bbi\n, ft HJ\n) _. c\n4-rt fi\nw \" ft \u00a3 P\n\"3 >\u00bb O rtt \u201e\nnf fc rp\nb Jf ft-^j >\n\u00a3 5\nrflfi^\n* - . M . ... rt g :\nQJ -\u2014' -p Q) ((j rt ftO fc- >0\"\nr2 _S *5 !2 \u00b0 \u25a0\u00ab*\u00bb a\nfcfl\no\nfi\nbD o\nrt -^\nft\no\nro\nfi\ntf\ntf\nu\nP\n'tf\n>>\n=1\n\u00a3 T3\nti fi\n\u25a0a .2\nhi\nd\n-p\nrt\nC\n(0\ntf\nHJ\nrt\ntf\no\nfcfl\n:--\n'tf\nbfl\nhJ\nfi\nft\nP\nfl\ntf\nfi\nfi rt >\nfi 0)\nSa\n5 S a-\n8 - 3 ^\nfc 5 a ii \u00a3\n3 .5 -fc -\u2022\na o \u2014 o\n?5-3 *'\"' .\n- o a a\n'\u2022J 3 -rt bo be x -\n3. a o B a a .\n3 -ir; B B 3\n- 2 _- b fl rtrt'rt a a a g\n.S -2 3 3 S\n\u201e fc. ftp \u00a3 *\nifS \u00ab a a >.\n3 . fc. o fc. -*\n3 3 a \u2014\u25a0 _\nC. \".\n3 a B a 3 a \u2022\n3 *^ - \u00bb\na\n. a B a\n5 a .\u00a3 B\n- > C2\na\n-' ft fc. >\"\n5--- a a\n3 fc. sS rtrt \u00b0 a a\nU QJ fc.\n.! *r \u00a3 5\n3 fi to\n5 6*5*4\n-pac\n- ft rt .a\n-rrt * S\n3 \"B Q)\n3 ft 8 bO\na fcjsl 3\nSao\nflat.\n3 3 3\nfc- 44\n.5 3\n\u00a3 J, .5 \u25a0\n5 I\noj a\nf 3 g \u00a3 S\n3 \u00a3 B a 3\n- a ,33 a o\n* > y I. ft\ns>,\n3 \u25a0\u25a0 1_ 3 a\n!\u25a0\" .fc\n. fc- \u00a3-3 a\n_ a \u00a3 c 3\n\" fc a B\n- fc. P- 3\n3 a .- \u2014\n- 3- P a -g\n! O .rt -.\nrt _q c\n- _rt a QJ\nj 3 .* a\nJ a - fc\n- H- \u00bb-\u25a0\u00a7\u2022'\n3 t.3\ns --- o a\n,-fc s\n: qj\nfi ^2\nfcfl\nc rt >,\n\u00a3 G rfi\nH D1\n\"B rfl J-\nSt \u00b0\n\"S rt -\niv \u00a7\nt. ft-a fi\n2 fc .^\nrt H3 QJ\nrt. rt a\nV. rt tf\n(j P QJ rt fi rt *\nS b *fl hj\"\n\u25a0a p fl ^ >,\nra .p rt hj\nfc- p i\u2014t ^ fc.\n\u20226\nSrS \u00ab\nftS \u2014\nJh o tf\nro \u00a3 o\nP O ra\n.a a S -';\nC ,ro hj\n\u25a02 a ?\n+3 c bfl\nO m rt\n\u00a3 fl \u00a3 .\nO rt t, tf\nrt Q rfl\nbfl\nP K ra fcfl\n; O 'P\nsss\nh Js a o i\na .2 \u2014 a\n.333 -\n3 .\u00a3 a \u00bb S\n- o 3 3 is\nB\nQ\nD\no\nA\nfc\nbo\nB\nH\n3\nirt H 50\nBRITISH COLUMBIA.\ns\ns\ns\no\nO\nEh\nCJ\n<\nw\no\nz\n<\ntf\np\nOT\nZ\ns ~ s a fi\nrt S^.S rt fcl\n\u201e, ai .a\n8 ~\u00ab*\n-~ E\nit a\n' 3 x\nx 01 oi\nSe \u00b0\nti b >\u2014\n1 .\ntf m 1\nT3 tf *\nbD i\nCO\nO tfl O b\nO fcfl H G 8\nfi \u00a3\ni 5 fi fi S\n_ fc- J!\u00bbS T3 ---I\n5 O rt c o\nfi T\na-rt 1* rt\n.\u25a0\u00ab 3 rt. 3 \u201e\n.a 2 p 3\n\u2014 B \u25a0- o\n&-S o\nS rt .\nft & a\na-0 bo\na \u2014 a\n\u00b0 y. B \u2022\nv a B\na 8\na 3 3\na 8 rt fc.\nft a a o\no \u00a3\ns \u25ba> \u00a3 t.\"\n0,3 g fc\n- 2\nDJ \u2014\n! g<_\nI C,J HJ\n= 3'S*rt33 3\n\u25a0 rt.rs-!\np t\"\ni 2 \u00a3\n.5 \u00a3\nz fi\n5 ro\n\u00ab p\nrfi\nbo\nfl\nfcfl\nOX\nfi\nfci\ncfl\nO\nCU\ntfl\ni\nrtt\nIt\nc\ne\"\nrtfi\n9\no\nH\nox'\n\u00a3\nHJ\nfcfl\n-r\n>,\ntf\n\u00a3\n\u00a3\nE\nft 2 2 >. fc c-*3 m-\n\u2014 _a o a 4j\n\u25a0. C C fc\nSSS .2 n\n\u20222 a e E ft .fc\n\" 9\na fc. .\n\u2022fl f>, ,\n\u25a0\u2022\"\u25a0MB\n1 og !\n3 rt\ny, a rt\na d rrt\n= t. fc\nti C \"O\ncj o fi\n\"5 a.\n^ ci a .i\n0, O ro 53\nbo r.\nd P\n\u00a3 g \u2022= ^ a\n3 'fc\na a .,\n9 fc. \u2014 '\nfc-P\n3 44\n3 ag\na a\ns. a S\n\"a a\ny> b a'\nl\"llf|:\nl$.& S3\nrv >. qj fc- fc-\nft 2 c j? *\nO 3 E +J\nEC Pa-\"-!\nJ\/rt\u00ab-\n3 a o a a\n\u201e u-O .\nJJ a 8, \u00ab. x\n3 o bo g \u2022-\n3 a \" a\nO s. E \u201e, 3\natB\n5.2-5\n1 HJ rC HJ\nr\u00bbfi |\nO d rS\nrt 'P ^\nfi __ F?\nft b HJ\nrt* O fc-\nfi\nrt m ft\nra -\nfc- P\ng bo o\nb \"b > fl\nfi fi fl rt\nb ft.5 A\n\u00ab \u00a3 . b\nbJ! M C\nC fi fi >!\nrt-. ^ \u00a3 a\n** S rt\n: \" S - \u25a0\u25a0\u00a7 1\na 3 3\nSSS a \"3\nSou V,\na \u2014*\n3 a a\nfc a\na a a fc3-fc\nbu .3 \u00a3 a >- \u2022\na - J. 3 a :\nE.S-3\"\n'4S a a -1\n* \u00a3 C 4\n\u00a33\n\u00ab4rt fcfl\n' rt- \u00bb C rt t i\n>- 3 .a\no a\n3 a \u25a0\nS B\nI E.\nS~- fl rt a\nI..S >, 8 a E JS\nrt 3 _P UJJ fc 15\n\u2022rt rt\n44 .O -\nii \u00a3\n|S a\nX 3 S g ft s\u00bb\nbo a\nft >.\n3 8\n3*\n: \u2022\u00a7 5 S -2 3 .\u00a3 \u2022= a\n! I I a V\n:s0\u00bb\u00ab'\n! a_, a o\nS3 -4 fc-\n3 3 >> 5 t.\n\u00a3 3 \u00a3 o\n!=_.- a\nO -fl B\n> \u2014\u25a0 2\". 8 v. a -\u00bb3\na 2\n2 8 a a a fc\nB \u00b0\nrt a\n- si\n> fl p J\nS d S -\nJ -fi HJ .h\"S o .\"fl\nft ta \u00a3 g\n\u00abS fi> -- O u_i\nft S'S fi\nfi o -iS C fi\nrfl r- g *r a\n+3 ft iJ & tf .\n-S p +j w\nai qj o a a .\nfi -\na a\nb o\n&.&-S\n3-2\u00a3\u00b03'Baafc.(ij\n\u2022*\" . a\n- a _-\nt.5 a\n0 a g\na 5\nS f\nj-a as a a*\n, is 3 E\no e -r\ni a a ?\nw\nEh\n\u00ab\nH\nfi\nP\nO\nw\nz\nu\n\u25a0i\nB\ntf\nw\ntf\np\nOT\ng\nPh\nO\nEh\nOT\n3\n\u00a3\nea\nA\n3\n\u00a3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 51\ntfl - >, p fi O\nO-rtfl. ^ fc, jj\nrp * v '-\nfi . a\n\u25a0 ej tf\nA- 'fi\np\nft fc\n5 fco ft\nr2 O\nfcfl fc-\nO * Pi\nCfc- c-S\n_ oox\nfi +\u00bb ,a\nby \u201e- o .!\n\" fi i\nrt\u2014 p\n-;s s\nbo o\nfi c\no ro w qj H\n- t. -__ - o\n.- \" oi .\nS \u00b0 bo-\n\u25a03 rt. a\n5 2 1\"\na a\noi 3 x\nMa\nfteS\n|-So\nft O \"*-\n\u00a3ft3\nart\n2\" >>.\u00a7\n\u2022E-p c\n\u25a0p-g 8\nfi> -.\nfc >, p\no .fc h\n3 a\na +.\nfc 2 a\n030\n\" a\n33.\na a fc,\n3 [=. o\n-..2\u00bb\nO \u2014 a\n3 O\nS. 3 \u2014 .\nfc'ft o\nIJ\ns>, s>,\n3 rt\n3 SB\n9_i\n\u25a0S-rt\"\n. a.o\n5 a\n-* a a\n3 3 3\nE rt rt\nc\nfi\nrt\nft\nXi\nft\nc\nfl\n0\n-P\n0\nfcl\nft\n\"tt\ntf\n\"ti\nrtfl\nT3 73\nQJ QJ\nJrt HJ\na \"?\n-fl\np\nti\ntt\nti\ntj\nu\n0\nc\n-V\n>>\nHJ*\n13 c a p fi b\nT3 \u00a3\nS--3\na s a\nfl bO HJ\n.2 tf fl\n\u00aba 2\no >i jl\nHJ HJ rt\na o >i\n,3 b c\no ft tf\n*\u00a3 fi \"fc.\n2 ft -\npi\ntf +->,\nalt\n3 -, a\n1 5 2\ns rt a\n22i\nI si\na S3\n.\u201e \u20143\nE-rt, a \u25a0\na rt\nnil\nfl bfl\nb fl\nTt .fl\nrp -.\nbO P ,\n.H fi\nV x\nf \u00bb4\nr- fcfl b\nSIS $.!*\u00a3\n' S-p\na a\na 3\nt\u00ab o\na a\nt-S -.\na a a *>\no a t. .3.\na-S-g ...\noj bflrt. 3 rt\nO J fc 3\n** a 2 *-* fc.\na.21\n8\u00a7rt\"\n- A <4rt r\n\u00ab-g E\na.2 s g.\nP 3 P. K\na 3\n2 a fi P ft\n-fi \u25a0_- fi rt Ri\n\u00a3 a\n\u00a3 r*\nu irt ro\nfi ra \u00b0\n.fcfl \"J\nJ O QJ ^ P\n_>. fi -\n__\u00a3 bo p\n^ 2 'ro\nfi d a\nb hj .-fl\nfi fl:\nt* T3 \u00a3\nW rt, grt.\nr5 S bfl\n_ w rt\n\u2122 ifl ^j\n\u25a0= ^ . c ft\nft j? \u2022- ta . c\n. fi fi t\nP fc- p ft bfl c=\n\u25a0p >\n_.-* 's _\n1 0 0 r-\n: o oi S o\n.\u00a3 fi t\nUrfl fi fi\n! be tf rt\n! P ft ft\nO fi fi\nfc- ro ra\nrfi C fi\ni.-s\nh B\n* 1 i\n2.2 a\nft , a 3\n3 a . fc.\na bo a a -\nsal .'\nrt-S >.__ 1\nSJ S>, 3 3 .\nrt a P fc E 1\n5 a*. \u00b0 a!\n30a . o I\n- fc _2 rt. a '\n3 n \u2014 S \"\n- \u201e o si 1. .\na i_ \u2014_ o\nS*\"!ls\n51! i 1\ng 2 j\nu, O r-\ni rt t-3 - 1\n\u25a0h -p rt fi *j- 1\nifc.ais.2!\nfi rS a b \u2022\na ^^5 a'j\nH ^ \"fcfl Tfl O \"\n- fi tf \u00a3 1\np ft fi o <\n)flj o fi\n-1 fc. >, b\n-P fl \u00ab fc '\n3 fi ^\nI - P.\nfi a\nbfl rt\nbo S\nfi -p\nfi S.S\n\u201e tf p\n\u2022\u2014 rQ Si +S\na~\n- 51 a;\n'\u25a0\u25a0S ft ft\no -S\n\u2122 1. - \u25a0\no o .\n33 S j\na a .\u00a3\nb\"-p\nfc. a 3 o a\n.. a\na fc a fc. fc. a\n\u2022fl 5 P fc a a\nB \u00b0 -2\n\u2022fc a a\na a\na S\na .\"a\n. a 3\no 3 3 -\nb\u00bb E E 0\n8 B 3 .4\n. 3 a\nS -\u2022 a \u2014 \u25a0\no 3 a\n~ \"a\no \u00a3\no\na 3\na\nV ft\nfc 3\na . \u2022\n.2 a -- a \u25a0\n1 8 3 E\na 2 fl\nps a a\n+4 a fc\nrt \u00abW ,2\n\"32fiS\n: \u00a3.fcS e\nI -rt 3 n,rH\n\u00a3 ti O\n? - bO fc- +j\n. >? G ft C\nfl -p aj\ntf rt3 Q) e\nft rt ,\u00a3 A\nP1 \u00abh t^ -p ;,\na ^ b :_\np >> p rt\nti ,0 -rt JD\nro --\nJ-i S\n5\no H 52\nBRITISH COLUMBIA.\nft\nO\n<\no\nZ\n<\ntf\nP\nw\nIS.\n\u00ab\nH\ntf\n(-.\nQ\n52.\np\nO\nH\nH\no\n\u00ab\nW\nW\nP\nw\nfc\nl-H\nfc\nO\nax\n\u00a3 a\" cj8\nt bo \u00a33\na b fc\naje 5\no B a o\nfcfl a fi\n** ,M ^ rt\nfi.S-a a\nbo C tc a\nrt p, fi c\n| ra O.fi\n\"3 _ HJ H\nrfl fi bu a\nhj m ca o\n\u2022rt 3 \u00a3 \"3\n. P; rt p ci\n& a fi \u00a3 S :\nif -J 5 sg ^\n2 IS ft p a\npa \u2014 3\n-; a a\" B-2\n3 o t- P -S -\nai s\n- bo \u00a3\na 8 o\n= 3*5\n. ra s.\nW bO tfl QJ\ntfl ft ro c\n3 O S fi\nK b fi rt\na ft i\np ~3 .-\nfi JJ! ^ rt :\nb +3 t> ja\ntfl QJ p\nP HJ C\n*rrt HJ *P P\n\u00b0 a.2-0\nrt b W rt P rt\nJS a^5\u00abHrt a S-\ntf tn p O o tf\nb O fir^J\n\u00b0 A .\u00a3 g\n\u00bb 0) \u00ab 5 a \u201e _ .\n\u00b0 bui; ? 5 fl S \u00b0\np \u00a7~f 1 1 ft-2 S\na -. rt 3 _ -ss\n~ 2 So o B\n-- B a o '\na B 2 _ \u2022-\n3 -.3 fc o a\na 3 a S a\noj 3 3 a fc.\n... a \u00b0 fc-\nE \u00ab fc n g\n3 o \u201e 9\nE 3\n. \u00b0 3\n, oi a\n3 \u2014\nO QJ C\n\u2014 A3 '\u25a0\na o oj -.\n.3 bo\nE a S-.\n3 j- a j\nC 3 a .\nrt 3\na.a ^ bfl;; ,, b\"-\u00a7 a,\nc , .a 8 __j rt 3- E -\na 3\nS a -\n: a \u00bb fc\nI b a\" a 5\n.JS\na a\na >\n3 3 3 \u2014 a\nrt g rt \u25a0- .2\n-2 \u00a3 rtrt g \" 8\n7 s~ b\n\u2022\" p ^ ra\n>-. O C P\n\u25a0** \"ro\n-u o\np~ope\nexpio\nimited\nrnado\nrt \"tj rt >\nrt fc- Jj\n> \u00a3 H b\nt b-fc S\noj *3 ti ft\narine,\n;ed by\nther (1\nnne, to\no. rt O\nrt - bfl b\n\u00b0 >\u25a0 a a.\np. a a\n*~ TO !=! fi\nQJ ft ,5 rfl\nS s rt pj\n.8 s.R\nQJ \" P \"\n\u00a3 Et\ntf O f\u00bb\u00bb o\n01 QJ _o -+J\n\u2022o\nr-S\nfi\n\u00bb\no\n01\n>>\nfi\nc\nc\nro\nfc-\nO\n-u\n\u25a0P\nrfl\nfcfl\nP\nc\"\ntt\nxv\nfi\nc\nft\n-rt\nfi\n'j;\nft\no\n\u25a0H\n>i\nJ\n03\nK\n>\np\nc\nfc-\n>x\nrt\nV\n-r>\nrfi\nV\n\u25a0+->\n\u00abH\nM\no\nC\n-fi\no\nrt\nO\nri\n\u00a3\nfcfl\no\n\u00a3\n-E\nri\nHJ\n-3\nbo\nfl\nHJ\ntf\n0)\nT3\nH rt\ntf ,fi\nC C\nft \"-P 3 o a\nc\na\n\u00ab\n!>\nM\n3 > a o 3 G\na 9 a 8 \u2022_. 5\n<:<\n3 P 3 3 o .5\nJ rt \" C \"\"\n' a\" P-^'rt 5<\n-J g SfitJ-\nj o C fcfl fi\n-. S. \u2014' fcfl QJ HJ\ni & o a n .a\ni .2-5 \u00a3\u00a3\n, \u00a33 \u00b0 a a\n3 fc a t. g\n3 5 S \u00b0 5\n. a3 ,s\n. 3 3 2 bO\n- ^ aa I a\n:.soSrt\n3 h 3 a a 8\n3 J. rt, .2 S -p\n3 ** S S a\n\u00bb\u25a0& |-a 5 \u00b0\nft a x \u2014 -\n.3^ fc Ql3 3\nrt ft p. a 3\n\u00b0 s>. .3 a\n- \u00a3 c\nt. 3 3 fc\nOKS SrtS\n4- r_\na a' a S a\nI \u00a3- al\ntf a fc. > >>\nrQ P QJ ? CJ\nfi .2 b rt B\n\u00b0\"\" i\n*\"Sftfc\noi E 3\nbo3 3\n- a \u2014' fc J_\n\u20223 a a \u00b0 3 :\n2 B bO -\nft 3 a \u25a0\u00ab\u2022'\n_, S _ o\nfcfl \u00b04 %U\n\u2022S 8 >-.5 fl\\\nfi l~< fi tf +J\nO ft fi fi\nI fi \u25a0\nP tf\ntf '\nIS-*-\na $ -j-\no 3 i- a\nfc, -\u2014 a o\n3 -s a\nfi fl \"\nft a fi\nfc. rt bo\np -p \u25a0\no?h& b\n\u00a7 15'3\nfi S1 c\n- >, P r=%\n: o b p\nft rt\n- rt ft\nMl\nfi 5 ?,\n. +j tf fi\ni 01 01\nrt fi\ne ^^\n.a ,p -u\nT8 a\na 8\n33\nI S S3\n; a \u00a3\niflrtj-o\n8 3 , ft 1\n* -p \u00b0 .,\n?3\u00bbg\n- o fi a\nv t G ti\ni$ ?. fi\n* P. n fl\nfc. tn\nfi p\nft\u2014'\nfi?\nHJ rt\na\na o -> ** 3\n\u25a0 3. i. ta \u2022\u2014\na a a 3 3\na a o ja\na fc. tr. j- ,,- a a-*--!\ns ij ft* ; , >, g s i,\n.\u00a3 a a a\n.Sag\nOX \u2014 t\nO ra fi \"^ .\u00ab \u00a3\n^ 'fi 'ro fi i3 ^\nfl qj *\n- fi\u00a3 i\" S i\n-* -3 fi tf -P bo '\n5 fi .t fi\n; a d m -- l ;\nStags'\n- r ,\u00a3) 4J rt x ,\n* ro q rf o hj \u2022\n::i^fi\nJ\" \u00b0 rt c ft\n- tf fi fl\n? S b\n3 rt \u201e_, ti\n- T3 rt\nago\n\u25a0a a a1\n-. y \u00a3\n\u00b0 S. fc.\na a\na\nfc a\n\u2022 2 Sg 8 3\n\"^ ^ -3\n\u2014 a\n, o o t-\n-rt x 3\nS \" a\na ft ^j<\n\u00a3 3.2\no fc a\n4J a Tj\na 3\n3 3 a a\n2 B g \u00ab\n\u2022-eg\n\u00a3 E\n3 a a\na 3 _|\nIBS\na -.- E 'j- > a *\no 8 a 8 ft .2\nB >\no ^\n8 S\nIS x,\ns>,\"\nfew\nfi .\np \"\n3 t-4\nS .\nPS\na\nI\na\nQ\nC5\na\n3\nB\na\n\"5\nB\nH\na\"\n5\nM\na\nH\nE\na\n125\na 1\nTt rt\n\u00b0 c\nii\n8 P\nil\n45-\nfi\noi s\n\u00b1 a\n4j fi\nO T3\nfi T\nrtS >\n5 o\nfc. fc-\nn- &-\n\u00a3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 53\n-P - >, O\nm \u2014- -U hJ\nox ro ^\nrt to fi TJ\ntf bO ft fi\n\u00b0 b \u00a3.\"\n\u00a3rC a\u00a3\na- tn\nO 0 fi . fc.\nfc- rt a.a a\n\"B . 3 -\nbe _T\na-S\nrt +J \u00a3 O\njS-g-J I 2 s.'\n2-Srt5\u00a7| |.\n; \u00a3 o ft ,q \u00a3\npS3SE\n- fi i. * tf fi fcfl\nJ fi ^ b - n - '\n-fi fl HJ\n- fi 'rt rt\n= 3Sfc-P\n\u00ab3j\n- \u2014 a 8\na \u00a3\nI 3 fc a a\nft a\n3 5 =\n\u201e, S\na 3 -. >. .\na 3 -- ^ .\n3 |c \u00a3^-s 3 o a 5,\u00a3 \"JS\nfipfci ,rH c tfooji\nl.b ft\n3 3 \u00a3\n^ bfla\n1,1-\u00ab &\n1 rrt \u00ab\n) TJ rt\nfi C\nro p\n' d \u00a3\nfl rfi\nO HJ\nft ft\n\u25a0 fi s.\nc o '\n. fl fi\n.1u a\n\u00a3 p-p\n! a\u00ab\n\u00a3\na:\nbo 2 .2 3 3 ,\nJ-Sagarta-\n;-B3e\u00a3'\"aSS\n]S beS % *^3 Z\n-\u25a0__\n,3 6\ni IS a\n11 u rrt ? .ij C W\no ft\" fi t B 0-_\npopoortH-1\u2122\nI. Ofi\nft .^ >.. o fi fi\nfcfl T)\nQJ QJ\nft.tfl .\n. s\n\u00a3 o ft i\n-P O 5u QJ ft Sh\n3 E\n\u2022- a . rt=\na .15 3 a\n3 fe 44 S.\n-P r 8 a\n~fc i rt-\na* . a\n-\u00bb o - fc\nft a\n.. a t\u00bb\na a 3\n- S 3 \u2022\" bo\n_- o 3 a a ^\ngo Pig\na .a m 3\n-3 a\n;-p a\n>,\no\ntt\n-rt\nV\ntfl\nfi\ntf\n0)\n\u00ab J*\np\nft\nft\n>>\ntf\ns\ntf\n\u2022fi\ntf\n3\nP\nrfi K\n;33 OS\ns a b - a\n* 8 3 03\nsa a\nb\u00bb a\na o\nIrt?\nrfi fi Q) rQ C '\nti ti .\n. -S .ir. ft a > \u2022-\n10 __C rO rt\nfl _ff K\np rp rt\nfl^ \u00a3 \u00b0\n- o o\n\u2022 \u00bb?_rt\ng'Srt-\nc .a s -\nrt fc-\na^\n\u00a3, \u00b0 ft fc\na ft s \u2022\n.2 -3 o !\n- ft 3 t. - I\n3 3 8 g oi I\n. fc, s \u25a0s - I\n. \u00b0 \u00a3 S \u00a3si\n\u25a0 ft s \u00a3 .\nO B\n*,\u00bb*?.\nO rt ;\nft,\na ^.73\n7 1.8 a \u25a0\n- 3 SS\n\u00a3 _- fc a E _3\n.fl bfl tf fi ax -\n\u00a3 a^-a\nI of. y I.\n: 3 5 a\nJ 3 3 -\nfeggo^oft^'\n,-. \u2014 \u00b11 ^- hj _a\ntrt fcfl ft ^Q\na a \u201e. T3 fl\nro ro fi 35 g\nC R rfi \u00a3 O\nrt .- rtrt ..-. -fi\nES.5SS\ncs a H -p a -JS ,\n... \u201e . P ^ p ox tt\ntf O ^ rQ cj P tf\nfl fi \u00a3\ntn ft d -- .. ..\nri b t. ,2 -a a B\nfi -IJ ,\u2014 fi\ntf HJ QJ\nfcfl- fcfl rrt\na qj rt\n2 5 -fl\na a a\n0 ft 5 a\n\u00bb C3\nxplosion\nffects),\nlimited\njrnado,\n'Irt fi\n2 rt fc.\na a S\ns. S ft\nfi QJ w -p\nfi tf ft\naa\n8|.\nfcfl rt\nri rt\n& s:\n,rp\n\" , P fi ^\nb M fc-\nrt o -p fi\n\u00a3 -S .S ft\n\u2122 j- p\nfl b ft fe\nfl P to fl\n*S fi bfl\n0 fi bo tf \u2022\nS &p \u00a7^\nO .fi B tf fi\nS a fi3\na fc. fc. a\nfc. 8 o a >\n3\n5\nw\n\u2022rti\n>*\n\u25a0g\"\no\n>*\nfc\nXV\nA\n3\n\u25a0**\n\u00a3\n< H 54\nBRITISH COLUMBIA.\nO\n\na - a\n-rt a .5\nil -\nC- b P\nQJ QJ\nas \u00a3\na a?\nfislsi\n8 \u00a7 >,\n&.2 3\nS 3\nfi a j-\na o\nE\"b .\n1 b'^ a g\"\n2 3 g\n:S j- \u25a0\" o\ni8\u00b0|?\ni fc. - & a\n1 fc- fc. r a\n. B a . .\nJ a is \u25a0\" a\n\u00bb{-\n\u25a0g .&\n&sl\nSs.\nro i\"\n3|-S\n\u00b0 - \u00a3\na .a\n\u2022rt a 4.\n\u00bb !.\n- a\n- o\nc fc, s 3\na a -a 8\nrt a \u00b0 a at bo a ;\n- O . \u2022- a 3 a .\n8-\u00b0 B-g | g B,\nJk.rtJ.rt\nbjp-rt\nre\nfi m hfl\nhj ro w\na o\nId .\u00a3 rt fi\nfl *___ C HJ\n\u2022fl -fl a o\n.^ -fi tf \"C\n\u25a0\u25a0: tf ^ _C\nb rt\n\u25a0rt_\u00a743\nfi C- \"\nbO O\n1(1\n. tf o1\nO 'A rfl\n\u00b0 rtL HJ\nj? b\nOJ\nft tf J3\nra O ~\nC O\nC fi 3\n^ \u00bbH fcfl\n\u00b0.S ft\nfll o\nO ro *^\nhj 'fi fi\no a bo\na \u00bb 1\na a s\nS.S.g\na o ^\n. 3 fc-\n5\u00ab\u00b0:\nC ro \"\nfci ro go\ntf fc- fi rfl\nte O ~\na a 5 8\nE .2 3 --\n\u00ab 3 5 3\nx g-3-5\np -a\n3 bo a\n3 S ^\nB o o \u00a3\n\u25a0 a--,-\n\u2022\u2022S-Sgl\n\u2022+J rt -\u201e -0\nf- tf Ml\nb QJ u QJ\n38\"\n- ft-o\n\u25a0a 3 \"\n,1a\nix\n\u25a0rt-- a a\n. -a a \"\n\u00a3 >rt.2\na \"E a\n& a \u00b0\n.2 ft ft\na p x\na fc a '\na\" \u00a3 \u2022\n3 .5 3\n3 fc- a\no 8 a\na a g.\n4 8 J3\n3 m -\nj- a a a -\u2014\n3 B fcl \u2022- 53\n: > a g \u00ab\n- -Q 8 -\u2014 fc.\nit \u00a7*is\nu -. fi tj -p\nrt --5 * I\na 2 44- 5\nrt ft QJ trt\n_ bo fi -\nJT3 EjrC fi\n5 \u00a3 a * a\na fc- tf fi pi\n\u00bb a-3 bo fi\n> w tf j?\n3 fi b ^c \u00b0\n-3 o tf\n! r* hj >f\n\u25a0 -- \u00abrt HJ\n\" \u00b0 n\nfi\n\u00ab- ^ fcfl\n>, A fi O t|\nj- . n -tr 1\ng a\n.a 3\n. 3 4-\nE fl'3 9\n-. a **\n1 a >, a\nlE-\u00b02\no-j 5\n\u00bb.E\ni a g.g\n:p-&:\n* s s rtrt i\n- ft a 3\n-rtt- s>, fc \u25a0\u2022\n3 a J? a -\n3 \" 3 rt3\n\u20223 a-3 a 1\n-a \u00a7 sj !\naVaft\nfc- a a 3 1\na 3 . 1\nJM-&*.\nIll\n1 a 1. (\n& a p| <\n11*1!\n|||8\n8 S-\nE - E a\na a a fc-\n2 3 3 .\n\u25a0a -I3 -fc\nS _3 h a\na 44 o b .\nSfi9~S'\n-.rt, \u00a33\n?-s*8\nJ bfl HJ HJ -fl-H\n: j, w o\n*S\n1 2 \u00b0\n! \u00ab b\n; bo ft\ntfl o\nrt o\ns>, 2-rt\n*W rt -\nQJ g QJ\nrt fi .s\nrtraft'-bM^fi rt\nti QJ fl QJ \u2014 .3 Q. ' \u2022\nmflOfifltftfo\nSr^flfi * K, b\nH-l fi-\u00a7 & b c1 &\nE_> fi Q, rt rtt \u00ab\n? rt gl tf HJ fcfl fl Tt HJ\n\u00a3 A3 r\nII\nfc- a a.\na o .fc '\n.31.!\n5 .\u00a3 ^ 5 \u00ab\nI ftfi-01\nb [fl fc. fi '\nS o\nfl\nV\nft rt\np Irt\nfe fcfl o\nP- 0 rt\n. P \u2014 *H\nfc- o ro 0\nqj ft m w\n\u2022SP-2E\n\u00ab4.2 a 44 ss a\nsSI \u00b0.a-s 0.5\n\u25a0 HJ fl\n} It o\no t.\n; a p.\nfi B ti i,.\na 8II\n\u00a9 fi o\nqj ft--rt -\nCO ro\ntf b OJJ\nfc- ft *^ O\nSal?\n-p *\n* b O \"fi\n\u25a0V * o\nfi\"^ ,\u00ab 75\nr\u2014' rt -P ft\nIlia\na.a a -\n5 C ^ fi w ^\nO S rfi rtf \"fl \u00abH O '\n2+3 o oj o-^\nrrt rt H Si MTfi t*,\nfl fi fi fi fi .fl 3 1\n3-a \u00bb \u00a3\u00a3\nx 3 x o t.\ns a.a 5\na - a j, S\n8 a ^ I\n3 I S a -a\" .\nH ta - \u00a3 B\n= SSl s '\n\u00bb fc-S .1\n1 a a t, A '\n3 3 o \u2014\n60.2 a'a\n.\u25a0\u2014. ra rfi\nfi rfi O\n: 2 A *\"\" ^\n\u25a0 , bO\nu tf\n11\n8 fc.\n- ' be\nft t. K\n\u00a3 8 E\n8.-^3\n\" a 3 \u2022\na fc t.-\n*\" 5 o 'a\na 2 a -P\nbo B m\n3 a 5 p\"\n* 5 \"5\na ft'S -\na !fl .\u00a3\no a \u2014\n\u00b03 fc,\n\u25a0** qj r\n8 a a a S -\ng ss a -s s a\na a 3 S fc-\n-* .a c c 3 o\n-rt bfl a\na \u00b0 !\nfl^sii.\ng a Ba !\n^ 3 B 3\n2 bfl 3 a-.!\no\n%0.fc\n'\"Si\nft\u00bbrt ?\u2022- \u25a0.\nCS .3 -a\n3 a a a 3 3\na B bfl 3 B B\na 3 a ps a a.\n2 a by\nIII\n8^3.\nag\u00a3g\nr. 8 H \u00a7\n\u00ab & a \u00a3\n3 rt t: .fc\n! 2 a\na s\n\u00bb1\nI- a a\n- a 3 a\n\u25a0g ftrt .2\na \u00a3 a a\nS B.fc &\nE s\u00bb a\n8 3\n5 ftJS\ns at\na o >.\na a 3\nj- if. '>\no a >\n3 a t*\n8 3 3\na fc. o\na fc a fc.\nft-? \"-a-a\no \u2014 3 rt\nt. a a\nO, fll T* >)\n** rt - rt\na ft fc-\ndj-.fc a a\nw\nEh\ntf\nH\nQ\nfc\nP\nQ\nH\nW\nfc\nW\no\n>\na\no\na\ns\na\nw\n3\n>\nB\nfll\nw\n.fi\n'fc.\nfi\n1\n-,\nax\n\u00ab\nW\ntf\nP\nax\nfc\nt-H\nfa\nP\nEh\nax\nSE\no\nbfl\na\nW\na\n\"5\nB REPORT OF THE SUPERINTENDENT OP INSURANCE, 1941.\nH 55\na a a\nfc. bo g:\n* 8 fc\nas *\n5 B3\n3 fc! bo\nsag\na o .\nrtrt .3\n\u00a3 a rt\nsj>,\nt. rt hj\no fl fc-\nfc- 5 fi\n\u25a0SrtS \u00a7\nBfi8.\na fc.\na o\no ft-\"\nrt \u00a3 a!\na a g\n| J*\n11-8\n** tf ** '\nb fl \u00b0 :\no w ro\nfi j:\n-U (fl\no >> bg\n\u25a0port\n\u00a3P3\n.a a\n_ b.3 a\na a a e \u25a0\nrt a .fc fc-\na P 55\n\u25a0aii\nWrJ- fi\n-U P HJ\n3?\nf \u00a3E\nS>> 8 o\n-S-fii\n! o5 P\n.2 m t__ fi\nc ro C f.\n. \u00a3\nfi bfl . Jj\n>. rt S. \u00a3\nft tf -^ \u00a3\nfl \"fl rfi\n\u00a3 ft n ;\nbOfc\ndj a\na\nS o - >,\n3 P..!-\n5 af g\n* 3 a\n-. fc. fc.*\n3 o a a\nrt tfj fe\nlitl-j^\n' \"^ rt *\" p, I\n.fc E\n2 * a a\na.s\n1 ss fc 5 a\na a 0 a a -,\n\u2014. a fc o 3 \u2014\n\u2022-- >, a - rt ** ra\n1 \u00b0 -a 3 s a \u2022 J\n\" ax . fi ti h\nI 8 \u2022\u00a3 S x \u00ab -.)\n\\, ^ jjj fi j. m H\n1-31\n\u00a3 JS\nart ^33 a\nB C 8 . \u2014\nfc. 44 3 a oi\n\u00b0 fc -8 \"\n3 8 3\n'Sn\na 3.2\na 3\na .-\nc -fl>,-5iSi;\nfcfl\n*\"\"\u2022\nc\nrH\nti\ntt\n\u25a0p\nc\ntf\n0\ns\nc\n-S\nft\n-\nfi\nc\no\n'hj'\nH\n->\ntf\nrfl\no\nU\nfcfl\no\nrt\n0\nu\n[rt\nE\nfcfl\nrfi\n\u00a3\n-p\np\nc\nc\n09\ntf\nti\n-rt\nfcfl\n>,\nc\no\nXV\nfl\n?\nbo\na\ng\n\"- fl b \nft&-\n3 --- tf\n-^\u25a0fl f\n3 \u00ab a *> ~ ft a,;\nS 3 a a-\nopp\u00a3\n^.5S35\n-3 b bflrt\n.t. O ^- fcfl\nS rt - fi\n5 r-i \u00a3 *d *fl\n\u2014 rt tf C C r\n\u2022\u2014' fc. TJ j rt\na-\u00bb!\n'' \" \u25a0- fc, a '\ni >,* 8 ||\nj,3_h c\u00b0 \u2022\nJ 3 E ft\n.-a-S-3 g !\no a c\nfi p: a\n, rt \u00ab t\n8 s 7\n^--Sssfi,\nbs';5?s.o\nB a\n8 3\n> 3\no 8 a o o\n\u25a0 a &.\n3 K \u00abr Si fc.\nrt^5_E i\nS3\na E\n&\n\u00a3\nfci\no\ntr\nv\nrt\nrM\ntt\ntf\nfi\n\\i\nfc-\nX,\n\u00a3 v G Z o\nQ) rt -\n-S.E\n--* \u00a3\na a fc,\n0, 8 ft\n3 1...\n. 3 -4 \u00ab ;\n.. ., \u2014 i- bo a a\nfc'rt'rt\"*- -\nOJ \u2014^44 a 8 \u2014 44 \u2014\na __ ^2 a a jj a 3 i a\n>\" \u25a0\u00a3 b a o \u25a0\u00a3 3 fi -8\no j- s> cj a - a o a ..'\nr- l> a\nE\nfcfl\n2\nax\n*3\nH\noi\nP9\nra\nXV\nrM\nIS\n\u00ab\nw\nrfl\nrt\nH\ni\/j\no\na\nJfl\nQJ\nHPa\nM\nE-i\no\n3\nB\nS\na\n3\nt\nB\no\np.\nrt\nto\n-s-\no a\n-i\nr a\no t-\nO 3\na a\nS! a\nfc,\n8\na.\nt_\n2 fe S\na\ne\no\n3\na\nP\n3 H 56\nBRITISH COLUMBIA.\n\u25a0e\n\u00ab\n3\n.8\nEh\nO\n<\nH\nO\nZ\n<\ntf\nP\nax\nZ\n' a\" \u25a0& 3\n.2 S g\na \u00a7E\nO ft b\n.a4?\u00bb\nHJ ~3 tf\nIII'\nfl 13\ntii H\nb .s\nfi fc.\na\u00a3\"\u00b0\n1-8 g\ntf ~\n\u25a0P\n-\u00a7\"\nrS S\nrfl\nP \"\n\u00b0 rt \u00a3\nt fi.-p rt\n- \u00a3 \u00a3\n, d ti\n3 *h bfl.\nn\u00b0gp\na rS S SS\nrt T3 hj o\nrrt Irt I\u2014\nrt fi ft\n\u00a3 b fl U\nO O p QJ\nri It\n^ P ft >>\nIt fcfl O _* rt- ,\n\u00b0 p ^ ^ - 'a C fi\n^airrttfrotirtfi\nfc\u00bb\u00abcrt\"2fl\nd\u00a3.\u00a3 g b o 0\n.ti Z fl 3 \u25a0& \u00ab -A ft\n^fcfl^iS-dbofi\nb fi O G c rfl\nfcflOfc,Ofcfltf.flHJ\no . \u00ab 75 ft ft a\n >fc>\na fc. y 44 o -\na .fc fc.\nft t. a a 3 3\n\u2022rt \u2022- a a >\nfc- 8 (-, 5 fc. .S\na JJ \u00a3 3 a\nO ft 3 8\nft 8 8 a C w\nft rt *fc \"-\n2 S >. \u00b0 .\n\u00a3 o3 o a a\nS - 3 \u00b0 .2\na a a T\na \u00a3~\n2 \u00ab -2 r\nS-P rt\nfcfl W O -\n\u00a3 p a ;\nro hj fc. *-\nr~. O\nri i-p +-\n\u25a0P fi .\na.t. fi\ntf p a\n> .a o\n\u00a3 p ^ 'c \u00b0 \u00b0 '\n'S .> \u00a3 \u00a3\no)5 \u00b0 g\u00a3 '\nth ti\nrt HJ fl (U\nH o m i__]\n. rt rj qj \u00a3\n^ HJ fi\n'1*1 *\n' oC3\n\u2022 P S fc.\nJ 8 a fc\n: & a g\ni fi m hj\n! \u00bb_2 Si\ns- rt 3 a\na ,fc 5 a s>\n\u00ab - \u00a3 *^\u00ab 7 .-a\n\u201e3a-\u00a3^3\u00bb- a a S\n.2 Pg a a o J.S-\"\n\" 5 o ft a b S fc\n-3 . a fc- fc. a a -. ..\na s^ art\"--, a a\n.0 3_ K\"o --rt:\n\u00ab x go s.5g \u00a7 g\na\nV,\n3 &.S a\nl.s a 2\n3\n5 o-\n\"ftSj\"^ a^\ng-.fc='.,2*\n.a fi bflfl-r- QJrtij 0,73\nggllfc-IJa-g\n\u2022fc 33.2 o .fc \u2014-a a\na - a bfl o\n3 rt a B 3 j\"\n-rt a b ft fc\n\u00abh a a x fc-\n\u2022fc o a a 3\nma*\" >, B\nS 1 8 S--\nS 8 ft \u2022 a\"\ng g g \u00bb P o\nP a ft \u00b0 a' 2\n\u00a7 \u00a3 a \u201e 3 $\n\u25a0e 3 3 e\no a\" a-\n+\" 3 o 3 a .\n3 Jj (JJ > rt\n3 a B\na *a a 2 >, a\na \u00b0 Sj-a a\ntfl QJ -\n\u00b0sg a\n-.\u25a0\u25a0I 8\na a 3\ng P > 9 ^\n+> o o ,\nft flf -a\nrt r-\nt- fi r.\n&. fi\n'S1- i\nrtm.fi\nfl fi w\nw rt ri\n. \u00b0 >\ng 3..E\n\u00a3 t. .\n? ti ^ -S\n- HJ ft fi\no) ft \u00a3\n5 _ rt *- fci w\no5-a_-3 a g,j.\n15111131\nft fi a>\nfcfl A O !_.\nP rt \u2014 g\n03 \"fl _\nB-o--a ft a\nj .3 b ,\n13-.,\n? 2 S-2 \u00a3 5\nP \u25a0 \u25ba> a *\n44 a B\na \u2014< B\nS \u00a3\n___> ri to\nw \"fl rS fi Hja\na -8 \u00a3\u00ab_\u00a7\n_r oi d a\nrP- tn EO T3 S >i\ntf P HJ ^\n5 Q h ti b\ndj- S -u \u00a9 fi o\nU rt fl\n_f a ftrS\n3 oi r\n\u25a0\u2022 c o b\nrt ^\nu \u00a3 fi a\n2 3 fc ^\n3 8 ^rt\n,,.\u00a33 3\nafi-\"fifc\n\u20222 S g S s :\na ft E ft rt-'\nrt o _E o !>,,\n-. I- iS ^ B\no ft S ft 8\nft > ft.\not o > a S3\"\na4*1 . fl S .\ng asg S \u00a7\n\u00a3 bo a a\n_. B _a a\n3 a rt a .-\nB B rt j- 4-\n33. fj\nE rt\nJ ft 3 \u25a0\n! 04,\n. fc- a\ni ft B\n- aj -w\n1-?\njrt \u00b0\ni a o\n\u00a3 a \u2022\n& 73 r\n\"P\n1 fc. ,5\nrt 0 rt 3^ C3\nqj\" tn rt fi\nfc. ax \u25a0\" c\n\u00ab -2 3 \u00ab\ntf -fl --\u2022\u25a0\ns c fi\n-I-\nfi I \u25a0\n\u00bbS :\nE 3 i\nft 8 bfl\n.a 3.\n' \u25a0\" _a a\nj \u2014 a a\nS13 > 8\nJ-- S.3.-\n\u2022 S- as\n3*1\na\" .2 I\nO rfi ?\nT! fi *\n% ro fi\nIsSf'\n>, o a o\n- t. 3 J} ft\n. a a a\nj a .3 a\n: o >\"rt x\n\u25a0 ftS-2\" I-\n?2 ^rtl\nc a fi ro\n- ri o -p bo\n\u2022 ox fi fi tf rp\nr^ c_ rt\ni a g\nI T3 rfi\n> rL HJ\n< !>> tfl\n\u20222 a fi\n\u00a3 B to\n2 \u00bb 2\n\u00a3 a \u00a3\na .2 tf,\n\u00a3 &\u25a0\na\n\u2022J Tj\nbflrp :\n-U* A) fi !\na h- ro :\no> rt a !\n\u25a0TJ rt- tf I\nrt ft fi I\no\n\u00a3\n\u00ab\n\u00bb\n\u00a3\no\n\"fi\nrt\n>\ntf\n\u2022a\nV\nHJ\nfc-\n0\n3<\nw\nE-i\ntf\nH\nP\nfc\nP\nfl\nW\nin\nfc\nW\no\nB\n8\n>\nS\n8\n>\nbi\na\n'i\nM\nfc,'\na>\no .\n(-- a\na g\na 5\ntf\ntf\nP\nM\nfc\nSSI\nI\no\nra\na\nB\no\n\u00a3<.\n. rt\n.2 E\n2 S\nB fi\ns o\no fi\n> u\nfi C\nC rt\nfi t,\nM 5\n\u25a0-j ra\nfi .t-\nW t-^\n\u2022rt CQ c\nOjg tf\nCQ -flJ\nfl 3\nP P\nCOW REPORT OF THE SUPERINTENDENT OP INSURANCE, 1941.\nH 57\nHI\no a 3\nrt- *-\na a ft\nbe't %\nBaa\nI-1\n. a \"\nfc 8 -\n\u00b0 be$\no o a\nSSS'\n-\"3.2\na a\n\u00a3 -|.\nft s.rg\n.- a\na a\nt. 3 S\n\u2022a \u00a3\n- 8. a\na a B .\n3 a 8\n3\na i>. -J\ns>, o\n\u25a0e a\ni - a-\u00a7\ni 3 .5 .2\nTJ fc. 3 a\na 8 a 8\n\u2014 a a >\n. \u00a3. a a a\n33 a .fc\n'Pc0 ,\n_- 3 \u25a0- rt a\n> STT \"fc i*- a\n'*3 St S.E\n! 2 \u00a3 8 p\"2\n!* gg a \u00a3\n13 fi fci\nfi bfl O\nft tf\nfc. p ro rt p\na 5 g -fl 2\np TJ rt- ^ rt\nss-0--*\n\u00b0 o\nmpp 2\n>! ra qj ca rt\nb fi .tJ p\nrt\u00ab \u00a3 >.\nIrtrt.-sl'S\nP3 rfi \u2122 '-' 01\n\u00a3rM\nrt tf\nEg-\n*m o >. \u00a3 in\n1 s^s\n.2 8 \u2022- 3 ,\nS 3 \u00ab 3 -\nO 8 j5 O ft 8\n0 fc a\nJo\u00abi|\n25 ft!\nIS \u00b05-a\ng 8 I -2 3 \" \u00b0\nfc 5 a a 3 rt\n0'\u00bb S.4-'S5 o-\n\u25a05 _ rt 3 > .3\n-rt\nfi\nps\no\nM\ntf\no\nqj\n-is\n' tH) fi ,', I\n3 a-S -'\n83*1.\n\" tf o p <\n>, fi j j\n,,fi bfl I\nrt eT\u201e\nax M m 1\nP 'A tf >\ntf > :\ny ^ e t\no. 3 I\n\u00a3\u00a3 Si g.\n1 fi rfl fi\n' O \" B\n\u2014J tO r*1\n0 \u00a3 \u00a3 \u00a3 fi 2\n_\u00ab tp\nbD\nC O rfl\ni.S\u00ab\n- . HJ tf\n^ OO tf fp\n*a\n. 8\n\u00a7 is . e \u25a0\na a o - a\na bu a jj\na b s \u00bb-\ng .2 \"a 3 >\u00ab\no fi C fi\n811\"? g\nt- a ____? -a 5\nfc.\u00bbS\n* \u00b0 'I \u00a3 S\nrt p ft i; fi\nrt C tO rfl ,S\n> in -u\n'si-i^rt\u00ab\n- \" HJ fcfl ^ -\n+ . fl U fi ~ '\n.2 ti a; a fi\nb >ep o IS ;\nOJ tn \u2014 '\na\"\ng a\na-\n3 ft\n> a o rt \u00ab\n' a E i\n- S a\n\u00b0-S B.\n? a\n3).\no E\nbfljj.\n8\np a\nB o\no .23\nrt rt .2\n3 23-\n.3 a \u00a3\nCJJ C\/J\n0 8\n\u2014 bfl\n5 fc-\nfi\nT3 rfl\n3 tfl\ntfl -P\nQJ fi \"rt\n- Q.rtH S !\nrt o Si\n\"a \u00b0j\ni) 0 a -Q \u25a0\nS rt-\n^ fi\n3 bfl\nO C .fi -\nft fc :\n\u00ab t- p c\n. tn ax a\nrtrt.:\nHj rt\nfc. ft I\nft p- a\n^ fi\n\u25a0rtrt rrt fl -\n\u00a7 \u00a3-3\nrt rt n\nrt.p fcrt e\nP3 - \u00a3 a\n.fi -, fi H fi\n> I \u00b0 3 fi\n; t. *; .fa bo -tl\n1 t- qj fi tf\ni g * a 8 3\n1 a 2 o 8 a\n1 .fc ft rt 3 B\na -4, o\n8 3.a\nfc..--!\na '- >\n3 a p\nE 3 >,\n3 -43\na-2\na 8\n-bCe^^PrtrtO\na p 3 a 3 53 a fc,,\na a\nS3 3 B\na \u25a0-\na a\nft -h a 0\n8 8\nfi Ih\nc tf\n' rt fl m*\n-3 tfj\nfc, 'V \u00ab\n1 0 >\u00bbrfl\n\u00ab b fi\nco oj r\nfi ft .\n-2 ft--\n3 _ fi\n\u25a0P rg ra\n\u25a0- fi C 3 -\njflBg.\n= =\u00a3-&.\n- .. s \u25a0\n, g .fc \u00a3\n3 o tf ft 4\n88\n\u00b0i3\nb a\na .3 \u00b0\ntf\n>\n0\nb\nfcfl\n9\n\u25a0D\nfci\n0\nT3\ntf\n\u25ba\nC\nfi\nH\nm\na b 8\nB-2 >\n-2 8-\n> s\nel\n= 3S\ntar.\na B\nft a\ncfO\nOft\n\"\" in\n0 B\naa\n-36,\n2\nS \u00bb\na a\n-5a\na rtirtjg\nI'll\n1 0.-8\nw Bj\n- > rfi\n\u25a0J3 -rt M\n\u00a3fbH r\na r fi\n- c\nW d tf\n:U g\nr9 fi m\n\u00ab 5M\nU tf QJ\nC b K\ntf a-3\nb a p\na a t-\nm rtH ,Q\n-511\n\u25a0S-g 8\na b5\n3 3 UJ\na a a\n-7iS \u00bb\n5\nOT H 58\nBRITISH COLUMBIA.\nft\nO\n<.\nH\nO\nP\nra\nW\nH\n\u00ab\nw\nQ\nZ\nP\nQ\nH\nra\n!S\nw\no\nra\ntf\nH\n\u00ab\nP\nra\nZ\nr-t\nO\nH\nra\n551\n3S0-.P'\nfi rt hj p. hj\np fl ,- .O fi\ntf \"\"\" qj ro b\nfi .-S O b\nQJ .rH rt p\n>) OJ fl ft CO\n-\u00a3-\u00a3\u25a0\u00a3 X C\nSgr-\u00ab-\nS1 b i*. pi'\nfi tf fi jJ3 S\ni: s fcfl .2\nft bfl rt b m\n5 \u201e. a \u00b0 ?\nlllll\n03 \u2022*- \" 8\n\" a .8 _, o\no &^g-\u00b0\nHJ \u2014\u25a0 OJ r-. !>,\n.tf QJ ft b\nfl S \u00b0\n.fl fi* tjXt\nrt- fi3 p Q) ro\nw ^fl .fl ft tf\nO b o bfl\nC fl A b\n\u00a35\u00a3a8\na a .03\n\u2022fc a a - \u00ab\nb ,.2a\n. \u2014 rt bfl fc.\nrt 44 8 a o\nb 14 3 \u2014\na a fc 5-3\n3 ' 2 ^ a\n.3 o ft 3 fc,\na 2 a fl\nS 8 3 E\n> O rt fc\nw b .2\na \u00a3 1\nB.fcx\n_ a x ot >, x x o u _\na aart 00+40B\n8 a' a\nffi ~ a\no JS ft\nS3'a\nB 3 '\na c a \u00bb\n.2 -5 -a ii\n\"t_ ..\"a\n5 \" -rt 3\nP .\u201e a S '\na 2 a \u25a0*\nft \" O rt\n\u00bb gs \u00ab\u2022\n\"a -- g a\na a ft 8 .\na B\na rt o B o w\nr> rt S\n3 3 3 Is 4, \"\n3 \"fc X\n1 ,f S 5 a\na 3 .- a \u00a3\n\u2022-* \u25a0- fl rt .\u00a3\n\u00bbj 3 8a\n\u2022-* 44 -- a .\nbfl a ;\na a i\na k 1\n3 a \u25a0\u00bb 23 ,\n8\n-. rt O\na 0 \u2014\n0 bo w fc-\niS.ft a b .\nI! a a 2 a\n2 a \u00bb .2\na \u00a3x s *>\n\u00a3 b >. a S\na g \u25a0\u00a3 \u25ba. t-\n'35\nft.g a\n3.S B\n3 5\nt. a\n\u00a345 a-\u00b0\na \u00abJ< -\na >.\u00a3 \u00a3 8\n0,3 ^ S o\n.2 .S \"\n_, -rt QJ\nvr-a \u00a3 .2\nfi \u00a3\nfi\np5\n' 3 xx\na -P\nbo o\n.5 a\n.3-3 p-s-p.\nIS-fcfegS\nSE \u00a3\u00bb:.\nI \u00a3 \u00a3 - a\na\nft fc. .\n. p a\nfc\"\no x \u25a0\nft B ,\ns- a\n*- 3 ~ .3 g a g 5, g a .3\n\u2014' rt \u25a0- Irt\nC fi rt\n-.\u00ab ra S\nQJ rt p -Q\n.fl ft '\nbo o\n\u25a0 ti fl\n\u00a3 o\nb >,s\n5.-^ ti\n'~ - rt\na al\ntf \u00a3\nfi\nb ba\nii 3\n9 p\n3 -4.\" a\nbfl\n\u20ac .a\nfi M\nfc2.2 a\n0 fi \u00ab a\n'Jj ' rtP b\n\"S ro ^ 0\nP rfi\nP O\n8 a'\nfi fc- IP\nC-S-H ft- i\nrtrt -7 rt\n3 0\nO B\ni a a\n8 3\na\nS-3\n8\n33\nB - e .B a\na h - h t.\nfco\n.3\n3\no P 1-1 I\na a \u00a3 o-.E\na a 3 3\na 5 \" t. --\n\u00a3 2 -flg \u00a7\nrt 3 P \u25a0- c\ngSSfc-l\n.- \u25a0\u25a0-\u25a0 rt Jfi j-. ,\n-+H rt \u2022\nP fi -O rO '\n\u25a0*- ti >\u2022 fi C\ntfi j3 ra C .\n\u25a0P fi P\nfi *<\u25a0-. QJ ti -fi\n\"\u00a3 \u00b0 fcfl \" .\nrt d -\"\u25a0\n\u00a3 >> C fi rfi\nHJ O fl bfl\nro ;p rt rt fc-\nt ov g fi\n\u00abrt a fc J \u00ab\n\u2022rt rt o^ d\nfi fi >\nQ. k- 15*\nrt \u00a3 *\ncj op . o ^C--5 c\n5? \u00a3 -fi \u00a9\nd o .2 in >? ,\na fl \u25a0\nQJ \"rt tn tf\n! -.5 gS.\no a\nrt - ,\nrt OT\ntortJ C\n\u00a3 _.\n\u2022p .1-3 fi fl\n\u2022r ^ fi fl\n\u00a3 tf -fl:\no 13 a>'\nrt C HJ rZX ox\nc ^ fi fi fi\n\u2022\u2014- O tO ft H\n0 u\n-^\nc ^ ro -r;\n55 Po\n-O fc- OJ\ne 3 3\nfe .2 o g 4. j, fc.\n\u20222 B** 8 ft_rt3\nt a .aaa\na m bfl 3 a a a\n\u00a338 b o p\n8 .2 \u00a3 S \u00a3 \"g\no o 8 \u2022 -4* 8 a\n\" = aS \u25a0 B-\u00a3ae\n\u00ab. g ^ 3 a rtgo0.2\n0803-3* 3 0.2 a\nP3S-2skt-Srt=a8-\n- a rt-o t_ 8 ~ rt b03 o\n.2,-3 ft^B-SE a\n3fc_30,a3 a-.ba\nij3 4 03 rt J.\nrt a S*, \u00abrt 3\nj rt 8 o 8 a\n\u25a0S o\n\u20222 o p\"\nm rt 3\nO 3 8\nft S a\nK SB o\nOJ \u2014 .rt.\nps!\n>\nPS\nfc-g\na _\n% e\n\u00b0S-\np:\ntf rfl\n>..\n. a\nSB\nfip.'\n\u25a0H3\n4\"-?\na\n3\nQ\nl-l W\n-3\no\nE\n8\nto\nB\nH\nE\nO\n3 fc\n<3&\n\u00a3-\n28\na a\nO S\n\u20223-\nU o\na B\no a\nBO\nfc. \"\n\u00abs\n<-a\nOil\no\nEh\n- c u\na - 0 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 59\no a a\n\u2014.... a\na 01 ft\nfc fc\nP\u00ab,;\nft a\n-0 a\n.a s t.\nfc a a\n\" 5 a\n5-2\n8 8 a,\n\u00b0 B -\nrt 8 K\na rtl\nSo-? =\nb rt bo -g\ngrtrt S\n\u2022w *-\u00bb \u00a3 tt\nfi T- JS\nM *s b.\u00ab\n\u2022S 1 \u00b0 s\n^ S \u00a9 -\n3 - >.\nS QJ J-\u00bbS\nb pH t. rt\na!-II\niiii\nrt p .fl j3\nTJ rt \"rt! P\n\u00b0 ft\nb _.____\"\nO .-,\nto c \u00a3 fi\"\nro O p !ti\nO \u00bb --\u00a3\n.4 a 3\nrt \"-\"rt -\n- P-p-2\n3 8\n-- s>, rtJ- 3 -\n. fc a S \"\n' 2 3 3\na a .\n; OJ -o 8\n., .3\nfc. rt . \u2014 ,\nO ft OJ\na - oi\n5? O a - ;\nB rt B\n4 J^\nJf o\n4 bfl*-\nI a -t\n5 B I- a\n-3.3 a\na .3 \u00a3\n-- 3 fc\n\u00b0.s\ntt _ -J a\n= o ;2 a\n\u2014 8 I\na ;\nb\u00ab \\\nS..E i\n.2 \u00bb g\nogijrt\nfi \u00a3 T3 rp\nfi fi ri rt rt 5h\npSE?fiflrQfi^^\nSrt^Po Mh\u00ab\nart3a\na >. _ hj\n9 r~2 \u00b0 fi\n.5?\n8b\nbo\na 3 8 k\n- a a b\nS 2 5 8\n-a 3 8 0\nrt 83^.\n\"H ' ss\n0 !>, P j?\n3 a rt a\noi ej\na aj 3 -a\n\" 3 a 3\na -a\ns- ,-!,\nfi *H \u201er\nQJ fi\n..fi QJ\nC rfl HJ\n\u00a3 a -j\na d.\nrt fi HJ\nSa\nfc s\n\u00b0 rt -\nrS fi\nOT \" fi\nOT HJ\nO l- p\nrt- 0 oj\nj* ra tf\nC 10 rt\n52\u00bb\na\n: a \u00a3\n3 bo S\n-- a 3 o\n\u25a0*- sl&~,\u00a7\n_ fi \u00a3 ,2 a c\n*-p tj ca ft fi a\nft qj \u25a0\nrfl\ni \u00a3 J fi\n~ & qj\ni w tn fi\nB o fc\na \u00bb.\nft .2\n. 3 .3 -\n' e B a\n'5-3\nB o 3 8 ;\n-gj\nfc. ft*,\n\u25a0fc-%;\nbfl\n^\ntf\nhr\n0\no\n\u00a3\nrt\nfl\na\n0}\n^\nrfi\nbt -: . ',\na Die\ni. a fc. i_\na 3 a ^\nw o.a-\nrt 3 -rt\nrt o 3\n\"fc >< S3\ng-f S\n'fig\n; fi fl\nfi \u00a3 -\nfir*\n, \"\"\"ai fl\n\u25a0 fc. E\nft 03\n:fl fi ti\nrt ro '-1\no ifl .\nrt ro\n\u25a0-. a o\na .? E\n2~ \u00a3\nI 8 o a\"\nrt fi\n! \u00a3 K-\n! \u00a7 8 g\n|~ fcg I\n' o 3 3\n\u25a0rt oj J\n3 o .5\na\nrt -\na \u00a3 rt\n8 .2 b\n3 & a\n\u2022- E a\na 3 i\na3 ii !\n^Pj5 ;\nI fc S\nrt 8 - c\nfc. 3 3 -\n- |J5 j\n-rt 8 & J\n> a E \u2014\nft o .\nS'rt 8\nS, a\nPi QJ\nH~ OT\nss \u25a0\u00a3 ?\u201e \u25a0\nOT \" fcfl\nfcfl fi b ,\nT 02 fi '\nS a rfi\n\u25a0j e \"E\n- QJ QJ QJ\na bfl fl ft\n- d S o ,\n-' \u00a3 b fc \u25a0\n5 fc - \u00a3\nb M fi\ntf \u2022\u00a3 h3\n-U ,Q <\nP, p -\n'fl \u00bb J\n. *w i?\ns a a\n5 \u00a3 t- ca\n1 Jfl O b\nft-1\nQJ TJ\n| g.\n\u00a3.2\"\nfc \u00a3\nrt .2 3\n\u00a333\nI o .0 \u25a0\n\u2022 0. a'\nI .a -5\nI 03 3 QJ\n! \u00a3\u25a0* ^\n\"bQ-fi-t,\n'\" - ro\n1 ft 3 tf\n0 bi \u00a3\u00a3\u2022\n\u00a3?\u00a3-\u00a3\n\"rg <- .\n'w bfl fi\nlH ti M -\nO fl rt fl\nfi s .rt\n-- ro T3 r-\nfi P \u00a3.\u00a3 '\nfi p t- tf\np hj fi fi\nT) fi rfl ,\n\u2022 fi !M bfl ,\nft rt P i\nb ^ O -\nP rt fc -1\nto qj \u00bbC ,\n3-rt j\ns-.fc ft \u25a0\u2022\nC fc \u00a3 ;\n8 ft fc\na3\na .3 .\nj fc- fc-'3\nj 3 a o\ne W \u00a3\n.fc o o\n.-I\n? a 3 8\n' 2 a\ni;\u00bb4\n\" > a a\ni.a \u00a7s\n2 fi -Hrt\n-U bfl \u00a9 .\ntf rt\n3 s a -g \u2022\n.3 8 t-\n-\". \u00a3 '\n- bo .8 -fc\nIs fc -\n3 3 3\n3 g3 B\nI- ud\n' fc. 3\na o -\n. \u2014 fc. B\n- rt 3 O\nB rt 4-\n5 fc - --\nft -rt a fc. w 2Z! rt\n-\" ~ fc a \u2014 - \u00ab\n- oj o B\n3 a fc. o\n3, S ft a\n2 fc. y -a\nt- O fi Krt\n3-\u00a33\nTJ T3 to\nT3 fi c p\n2\u00ab tf rt\na.\u00a3_^\n\u25a0E \u2014 \u00abrt t^\n3\nbo\n\u2022fi\n8\nPh\nbe\nB\nw\n\u00a3\np.\nB\n5\na\nD H 60\nBRITISH COLUMBIA.\nErt\nO\n<\nH\nO\nZ\n<\ntf\nP\nax\nZ\nL i>.TJ\nfi HJ ni\n_& ft n 2\nV- QJ fi \u2022\n0 bD tlS\n'>\nO TJ TJ rfi\nO\nfi ^J TJ Q \u00a9 \u2022\nfi fi fi OT fi\nJ 3 bfl\n. A Tt\nSB\nfi \u00a3 .\ncr, r*\nsfi'S-\n-. a \u25a0* \u25a0\n\u25a0a a\ni \u25a0 a\u2014-,\n3 . TJ r\u2014i i\nIh 'ti '\n5ifl S*\n. ro \u00a9\n\u2022 rt OT\nrt* O _-\n5 Ah *rt \"I\nfl 3 o rt\na tj \u00a3\nrt HJ ,\nro\" .\u00a3\nb A rt\nO fi p\n\u25a0a t3 '\nar\n-rt ,b O -.\nt. rt o \u00a3\nC \u00abH 4J TJ\n1*1\njiq fl tj\nb fc fi O ti '\u2022\nj a fl hj _\u00a3! \u2022\n-1 10 M C| r-\n= .\u00a3.\u00a3513 1\n* , a bo \u00b0\na, I -2 a S -\no' as\n. ft fc. 3 a\nexS5rt.\n18 \u00a3 o \u00a33 ;\no ~ o 33 2\n-IBS\n, 3C.2 fc\na o ft\n3 a a a\nss a\nI S.SB -\n-,-\u00a3 i- o a\n' lH fi HJ rfl\n. .fi fiaT\u2122^\nrfi g bflTJ \u00abH\no fc tf a o\nro M L- \u2022--\n\u25a0--|^\n\u00a7 a few s\n\u20222 gS \u00a7 g\n.2 \u00a3 a fc; a\n3 8 T 3 \u25a0-\na 13 a rt\naft a\nB fc, ~ ^4-\n\u25a0 \u00b0 -t3\no ,o \u2022\u2014 o a\nM Cl rt\n? o.2\n-.-3 3\na b sS e\na t -\nft\nfc,.5 E\nS3 a-a\nbfl fc--\nJ ti r-1\nUt) BI\n- fi P e\nfi ox a g\nrfl fi fl O\n+- rt TJ ^\ntfl\n.2 a\nQJ \"p\nPi\nfi fi\nrt\n\u00a3.2\nfi tfl\n2*\nO fi\n\u00a3\n(fl\nftrt\nf. ffl\nfi c\n+\" tfl\nb <-\u00bb\n0 --rH\ncy\nrfi tfl\nfi -rt\nfcfl.r-\n- -*- a\" 2\n4 ' 3 \"a\n\u00b0 2 3\n\u00bb E 8\nJ ?i a a\n3 a o\n\u25a0 \u00a3 fi\ng A o th ft\nfi qj to b \u2022\na p, o o\nb tfl o M\"\na ft hj ,fi\n8-3\nfc \u00a3\nB oi ft a i\n\" ft 3 g ;\n- 3\n* a\n1 E\n'--3 - ft\n._g u .\nS>, a B s\na b03 s\n. a a 8 a\nE \u00b03 a o\n. B a o g ^\n= fc- ft \u201e,\na a\nh 3 O fc.\n?. 41 \u00b11\na 3 -a\n^3 a 3\na** 3 a\n-3 5.J*\n\u25a0S a-\"\nu bfl a fc.\n[,3 HO\n2 E g -\n3 a a a\nP 3 8 -*\n3 RoS\na o \u00a3\n111 n\nH p \u00ab- rt\nrt -rrt rt\n8 \" >\nfc. s\na .\ni- 8\nf I-\n\u00b0 .2\n11 5 J> i\nj '-a bi\nb i fi\ntf O 3 P\nQJ\na s -\n5 . a\na art\ntf 0 QJ\n.'-\u00a3 fco\nill\n.3 0,3\nSrt-5\na5 *(\n-\u2022a\n\u00abw a s\no bo-a ;\n8 a ,\nbJ< b-\n.2 _ % ,\ntfl rt O H-\nJ 3 3 .2 * ro\n- \"*\u25a0 ro _ r\ni hj o TJ\ntfl rfi QJ\n! fi ~\\+_\\\n> ft k a\n\u00a3 - J.\nI ft >,\u2014\u25a0\nrfi\nI \u00a331.\n3 a -P.\n-Sf-s\n'j** g-.p---3 a\nurtt--uj_1QjtHtf\n\u00a3 bD ft fi \u00b0 S? E ^ *\u25a0\u25a0\u2022\u25a0\ntfl OT m -\n0) m fi\nTJ O ^\n,- 1\u2014 p ,\n' 3 \u00a9 ft :\nTJ rt r-\n2-glrt\n> 3 rt B\n: 2 'S 4-. I\n.\u00a3 .\u00a3 4. ;\nSS\n\u25a0 ., ft ft\n8 \u00a33\n^\u20222irt\nt- **\n2 - \u25a0*\ng. a o\n\u00a3.2\nft tj fc.-\no a\na^ i fc\nX OT ft\n5rt-a,\nrt \"P\nfi ^' S?\n\u00b0 rt \u00a3 b\nTJ .p 0)\nb _2 c^\nfi O Q) fi p\n-asS S\n5 a a 3 12 \u00bb- -\nft B 01 a b ^\n\u2022 3 3 Srt\n,rt |3\nI PC fc\nOJ \u2014-\na - 3 8\n3 a a a\n- 3 a fc\n' a a &-\n\u00a3 S-\u00b0 a\n\u25a0 d O TJ bo\n.2 fi ft'l\n\"rt *H ^.\n5 \u00abM b T\nE- O O\nfi rt 1\nx \u00a3\nqj -P\nc >. o\nbfl o\nC*TJ qj \u00a3 rt\nO QJ rt ti ti\nm ft 3 V b '\n.5 \u00a7 1 I a\n3 is\nu\nx%-\n&\u25a0; =\nUin \u25a0\n- ,2 \u00a3 ti \u00a3\nt TJ .t-i \"rt\nh fi b. -fl .2\n-1 i >< 1\n3.3 3 o a\nw\nW\nH\ntf\nH\nQ\nrt,\nP\nQ\nZ\nm\nu\nrt\nr-5\nOT\ntf\nw\ntf\np\nOT\n3\nl-H\nO\nH\nOT\ne\no\na\nH\ni\nbs\nB\nw\nrt.\n3\nPfl\nB\n3\na\n3\n3\nPfl\nI-l rt\nrt 8\no\n9\n\u00a3\na\n\u2022A\nS\ne\n.0\n'a\nS\nB REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 61\nBh\n-fl \u00a3 C C !\nTJ .rp tf rt :\nO IS '\nrQ rt Tt - t\n\u00a3 o fi '\nSrtrt bfl I.\n. -a \u00abi i\nO bfl HJ rt -I\ns- c ti fl !\n**-( rt fi ti \u25a0\nTJ TJ TJ .\nfcfl p I H\nfl rrt |fl ft -I\n3 \u00ab \u00b0 S \u25a0\n3 ss a '\n3 35 ft '\nio o _\na rt fc. *\n-* - & ft !\na 3 .a . 1\nbfl o - a i\n2 \u00a3 \u25a0- a i\nS-S.&1 ;'\n*S|a:\na 8 \u00a3.2 '\nW 9 O rt ,\no oi g\n8 a\na \u00a3\n3- o\nI ft 1-34.\ni o a a \"\nfc- 8 rt\ni ft n rt\nI a S3'\na o\n\u25a0 a \u00b0 ---I\nto a m\n2* 1\ng a ft\n8 \u00a3 a\niSgft\n: P a\n\u25a0 w -a g\n1 fi -\"I\n-2 a \u201e\n\u00a3 b\n\u25a0811\n\"ll,\ni .a 3 o -\nft a\n.2 8\nbO g 3\na ft l\n- a -*\n1 >i .....00\no .a\n8 8\na% 3 a\na -f\n3 a 3 o\n11 8 .2\na a\n- S bo g\na a a 3\nb a\n8 -\nIt\n0\nbo\nTJ\nfi\nTJ\nfl\n\u00a3\nfl\ntf\nP\n3\nTJ\n\u00a3\nTJ\n\u2022\u25a0si a\n! fc - \u00a3 a b -\n1 C* - \u25a0*\u25a0\n\u00b0 ro b \u201e\n\u00a3-3\n. \" fc, .r 2 o\n: as.\nb fi \"J ^ y\n.-fid-\ni S\u00a7*\n^ fi fi r-rifi\no bfl fcfl S >\n,gff-5.\n;p rt tf P jj\"r\nO TJ T3 \u00a3 O\n& tfl fe \"C *C\n! tf p rp \u2014, ft '\nJ __2 rt -p\n: rtrt . m fi ---,\no ^ o .5 ^ -hj\n-^\"\u25a0-rt\nrt i\u00bb tf ,\u201e rt\ns *-* fl 2 -\n- rt\n\u00a3 \u00a3\nb _,\n8 8\n\u00a33 g a\n-\u2022p fc\nT.\ntf\n\u201e\nj.pJSg\nfl\ntf\ntf fi -a:\nfi\n:. \u2022-. \u25a0*- rt\nrfl\ntf\nQJ QJ\nC rtt\nt H-\nfi trt-,\ntn\nT3\nc\ntfl\ntf\n&\nro\nHJ\ntf\nQj\n\u2022fl\nbo\n. s;-b o\na\"\" rt\n. a b. a\nsQ-\u00a7\n\" a S3\na 3 8 .\n8 &\n\u00a3 a\n; n 3 -rt- si a\no rt o -a\nft 8 s>,3\n. 0,3 \u25a0\"\n2-a S \u00ab\n\u00a3** - g\n\u2014' O OJ 3- fc.\n.ft a a ft o\n8 8\nS G\n- 5\n.6-..a;\nCJ O p\nxi -H bo \u00a3 -fl oj:\nfi \u00b0 2 rt tfl .fi\nI ft I - \u00b0 \u00a7\nSrtSi1\nfi p\nfcflHJ \u2022\nXV\nft fl .5 3 fi >\nTJ fi * I TJ \"3\nfi Ki r\u00bb'C rt\nft rt __C *\u00bb R b\n\u00a78\u00a7 &5~\n-- T b tfl t-\nSrt rfi ft tfl CO\n\u25a0 8Ji*- 3 a\n-I- rt 3\n&-at \u00a7\u00bb\u25a0\u00a7\n2*- .\u201e-\n.\u00a3 a 5\nfcrt a\n\u00ab\u00ab \"\nE b y\no >,\n. to fc,\nII'.\nO S .2 \u00a3 E 3 .\nTj- 3 a fc. *\n-' \u25a0] ft.\nS-O-ii-.!\ni o.S\n' \u00a3 3 t,\niz-_i\n= \u00a3\nc tf t- -\nfl ot t. .a\n\u2022' & fi\nJ \u00bb 60 -\n; cs 2\n- E S \u00ab\n5 **j ti o\nrrt^ V\n: a -\ntf o\np -rt\nQJ t- U TJ rt -\na->\nM\nE-i\nEfci\n--3\ns-\n>*\nS3\nas\n|SH\nU5\n1$\nB b\nM P\n8*^\nft rt\"\nI-\nO a\nV fl\nfi tfl\ntf p\n5\na\n>*\nis\nfi a\n\u00a3 EQ\nO fi\n\u00abS\n\u25a09 =-\n8 8\nE\nO H 62\nBRITISH COLUMBIA.\ns\ns\n\u25a0<-\nSrt,\ns\no\nft\no\n<\n\u00ab\no\nlz;\n. fcfl rfl\nb|-\n5 r? s.\no a\nS a\na a\nftp'\n\u25a0g \u00b0rt\na s.\n; a ~ 3\nH \u2014r 3 3 a\nrtlrtS-S 8 ft\n|\u00bb-8\nfl1 \u00ab b\nb\u00b0 I b'\nft HJ\nfl 0 b\nfi \u25a0*- tf\nX b ff\nS-rJjOf\n-. -S rtrt rt\nO HJ rt rt\ng \u00a3;\n.2 ti \u25a0\nO TJ\ntt tf Irt\nfit.fi\nS'-1 fl\n-rt p .fl\ntf b\na'a &\n3 2\n,S o 5\nft fc. rt\nf ft B\n\u25a0\u00bb .2\n-\u00a7\u20223\n^ h3 rrt\nfi Th TJ\nro \u00a3 fi\na c 2\ng I 3\nft cj\nis\nft BJ\n3 P\n3 'a -\na fcc\n\u00b0 b a\n3B-2\n' o o\nfl ro\nb a I\nbo o S\n.-8 a\nrtJ \u2014\nb k\n'C.\na a a\nE -a\"\n.\u25a0rt-fi;\noj fc. B\nbo P 3\n'ES-'\n, B O\n3 3\n-51-\n^ rt.rti\nrt \u2014> *~'TJ\nft E\nbO O b\ni \u00a3 5 a-\nSfi SP\nQJ fi\ntil'\n- ft a\n>* s\no fc\n\u00a3 \u00a7\nft IS\nft 2\nHJ b .-\nt- fl_\u00a3\nQJ rfi\nSal\na|i\nE a\n- P Srt\n8 a \u25a0_\u25a0\ni LS a\n?\u25a0& ft a\n\u00b0sS 8.3 >;\nfi s -\n\u00a3 - -\n= SS_*\nb fc\ns rt . a c a\nX a fc'\n.8*.\n1 - s\nrt EQ rfl\n' rt +\u00bb\n' bo ti\nfi ?c\n\u00a3'a\n- o fl\n-\u2014-.fi \u00a3\nfid.\nfi o o\nft b -rH\nO ^ rt\ntfl ti\nft rt-trt\n_ a o\nrid ro fl '\nbo ti\n\"E\"\n;s o\n'4-al\no >. fl\nHJ t- HJ \u2014\u25a0\na t*t -t t-\na tf tf fi j,'\nb ft\"\u00a3\n*> - tflfi \u00a3\ntj ;\n' fc, a 3\n8-s.E\n' a SZ3 .a a 3 3\n) T rt \u00ab-t*\n-- S*-\"b-2 *\n-rtStrt-i\n\u00a3-.\u00a3. \u00ab. Ss\no> 2 a o\nfi 2 rtfS *\u00b0\n3 ^ bO ft\n? a ii 5\nL \u00b0 3\n-3 rtrt\n3 \u00b0 -rt\n8 , a\na 3 a\n..2 s\n- p \u00a3 , rt\nu a a fc. 3\n* p| i\n'-?c s.\nfi fc, -rt O\n3 \u00b0 P o-\n8 e-3\n\u2022rtfjl'i\nJ-\noj 3 a\nbO | 8\n_. \u00a3 is\n3 fc\u00b0\n3 la\no 3 .\n3\na .-ti 3 - 3 -\n__ b tfl\nB b QJ\nfi P Ft\ng-rt g\nQJ fl\n\u25a0 \u00a3\u00a3\u00a3 ti\nft ,0 \u25a0*- o\n\u00a3 firt-\np tj be\n\n1 - O b\n1 \u00a3 \u00abM fi\ni-3 >>\n:\u00ab 3 a\na \u2014J, \u00a3 -fc*\nft y, 3 .\no 3 rtrt 0\n\u00a3 e\nflS s ;*\nI - \u25a0r B\nllll\no ii qj* c\nro b -J'5\nS * ca e*\nfifirS g\n-3 tfl\nQJ O\n. b O\nSh QJ tn\nQ^-a\n- - c **\n.5 ro tn 3\n\u2014' \u25a0-. ft tfl\n-\u2014 !> OT fi\na\na\n%\n3\n>\n^\n3 >\n0\n.-rt\nfi\"\nfi\nP-S\nis\nB\nCJ--.\nw\ntf\np\nw\niz.\nI-H\no\nOT\ni\na\nA\na\nO\nfi\" >.\nIs\nE \u00ab\nSQ\nW .\n- o\ncSO\n0 a\na 2\nP\u00a3\n2g\nrt ro\n1 B\n< a\nbo\na\n& ft J a\n---! \u00a7 8\n-P T* fl o o\nfl 3 Or3\n-rt fi HJ\n: j 8 8-5\nQ P P\na & -\n.\u2014 j .j\nfi fi rt t.\na ft ft-S b \u2022\" a\na - \u00b0\na o rt\nto [o\n8 IU a\" i\n-p, a 8 t. fc,\n> SS O\n- \"ft -*-rt\n- - - E\n- ai 2 s. ?\n8 .5 & P .3\na fc, fc. \u2014 >\n\u2022g a a. a ^\ns 5 5 -\n8 B-^ grtS\ntj hj ra \u00abm .\nS-3 \u00a3 c\nrt Ih ra rt \u00b0\n-. o tj \u00a7 +-\nSI ft -S fi\nfi m t- ro fi\n^ g \u00ab a. a\n\u00a3 \u00ab! M ro\n. T o fi B\nQJ TJ r-fl .\u2014\n_fl S - >-\nIfl-lll\na 3 > j\n*.* \u00a3 - E rtrt s s-S \u00a3 I\nfi .\nbfl V\nra tj\n\u202231 &\ngr-H Z\n> b ,_\nQJ rfl\n>-s ^\nc rfi P\nS 2. \u00a3P\n\u00a3 fi s\no a \u00a3\nOrii ra\n'P OT\n'.fi TJ Tfl\na _fi ra\nft.\"S rfi\nQJ tn +-> rt\nt. ro \u00abH fl\nrrt ra fi tn\n\u2022E--3 Q\nCfl HJ HJ -\n>; \ntf if\nP3 tf rt\n-r fi *\n\u00abi .5 H 5\nin C fi P \u2022\n\u00a3 \"3\u00a3\np \u00a3 .\u00a3 --- .\nft b p,\nSi ft hJ\nM (0 It\nSi 'fi fi\no * ft\nQJ QJ rg\nrC -fi fi\n+3 -u ro\n^ rQ\n13\n\u25a03-H-1- ,\u00b0\nqj O\nS-. ra\ntn J.\n. -J \u00abj tfl\n|a|5\no ro aj\ntf - [aj\n\u00a3 9 b. rt\n!rt|l\n\u25a0sfg-s\n8 S.s t.\n, a,-? p\nS\u00abi.\n*3 tf 3 p\n-fi \u00a3 5 ~~\"\nIl n -\n\u00abTJ +->\nfi fl .\nS3 tf fi TJ\no a tf .tn\na s e\nO 8 SS'\na a-e-\nrtrtrtS s. .\na\na s\u00bb SJ\n'i-.2 a\n-. I\n\u00a3 P3\na s 8\n\" \u00a53\n-a\nrfi fi\nfi ft\ntf P\nE _.\n3 31 %\nbe\n3 I\n. .o ss 4.\nO 8 3 8 .\n3 \u00a3 fc- '\n8 i. 3 \" \u2022\nC rt \u00a3:\nr t- .33 \u25a0\n-*, a a\na B;\n-\u2022 fc. \u00ab 2 \" g 3\nrt \u00a3 q5 o a fi 3 1\n< \u00ab5Jo \"\nfi3?i\u00a3-ao&.\n\u2022r .- bo ft is a so o 3 -\nS a '\na o i\nS-d\nQJ >\n> a\np -\nu fl\nC tf\n>.%\nCO O\na to\nM ft\nftd\nto .\nw'pf\nHi,\n3 t-\n-rt-\nrt q\nC*\no -\n\u2022r. 1-4\ntil\ng-B\nB O\n>*>*\nO rp\n\no\n,ta\ntf\noi\nrfi\nHJ\nrt\nU\nTt\no\nBO\n%\n4J\nP\nHJ\ntf\nu\nu\nc\ntf\nfl\nc\nDQ\n09\nrt\n3\n\u00a3\n<;\nCD\nC\n01\n\u00a3\no\nfi\nsi\nfi\na\no\n0\nXV\ntf\n&\nqj\n-fi\no\nrt\n-^\nCO\ntf\nW\n-fi\nC\ntf\no a\na\nJi a\n3 j-\n-I\nB \u2022\u00bb\n.- a\n3 e\na '1\na b\n5 a\nl-H\nO\nH\n\u2022--J\n-5\ntf\no\n\u00ablrt\nO\n>>\nfl\ntf\nft\nfi\np\no\nti\nCO\nC\"\nti\nrr\np\nfl\n1\u20141\nfi\ntf\ntfl\ntf\n-rt\nri\nO 8\nu\nC\ntf\n0\nHJ\nti\nZ\nm\nrtQ\nfl\n\u00ab.\nrfi\n\u00a3\ntt\nO\n.\ntf\nO ?\nrfi\nOT\nHJ\ntt\ncu\nra\ntf\n\u00a3\no\nCJ\nfl\nCU\ntfl\nfi\nO\n0\n3 to\na 3\na s\n\"rt ft\na a\nCQ\nfi\nXV\nV\ntt\ntf\nrt\npq\n-fi\nN\n03\nfi\ntt\nXV\nrfi\nrfi\n3 5\nSi\nw\nH\nH\nE-i O\nO H 64\nBRITISH COLUMBIA.\nH\nO\n'<\nH\nO\nz\n<\n\n;-rt-<\n, a 3 a\nlr%3 O\n: S p\n-o\u00a3,3\nm ot fl ot\na 3 5 c\nCU \u25a0\u2014| HJ fi\nfc \u00ab\n0 a\nO M j-1 K P. tf W Z-,\n&P\n|J sSJ J\n.fc.fc.0JO'\n: 9 8 bo a \u2022*\n, 5f ft<< a |\nJ < a ^ bo\n*\u201e\u00ab\u00a3<:\n\u25a0 fc \u00bb 5 \u00bb 1\n. a a'- fc\n-fc.rttJ.j3\nB* pa\n.pfc.fc.fc.\nI H B __ E\ni oi rx f\n:x fc a fc\nI a 3 5-3\n\u2022!- \u00a3 fi\n! a boM\n. .3 a \u00a3 a\n;,S 83 a\n! a to .S a\n. 8 8 3 O\nJOHWfcJ\na<\nS<5\no>\nfc. fc\n01 fc.\n--a\na 5 Ed\ni| fc ^\nfc, t 3 a\n\u00bb g a k\n.2 a P fa\nrt 3\nc a fc. bo\n01 r-, a oi\nM J 3 ft\nP a or\ni?fl.ojiS\nEh\nO\n<\no\n<\ntf\np\nOT\na\nH\nrtH\nO\n*-fi\n(33\nrH\n.Z.\no\nrt\u2014.\nO\nH\nOT\nP4\nP.q\nO\nfc\nP\nm\nft\n\u25a0A.\n10 It-\na \" rt 0\nPi\nl-H\nW\no\nH\nOT\nw\no\nfc\n7 fi t^ i-H\np _ fl ro ox\n\u00a3 ro \u00a3) -fi b\nP tn \u00bb-- p QJ\nfi \u2014t rn -__\\\nfi \u00a3 13 m t\nrt ^ \" fi &\nS & \u00a3 -^ \u00a3\n2 t- rt fl fi\n-a S .& \u00ab tj\nH TJ U rfl p\nfl.S.rt|5\nS fi M Z\nfcllS'E\n< < o o \u00a3 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1941. H 65\nAnnual Statements of Provincial Licensees.\nBRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.\nHead Office\u2014Vancouver, B.C.\nDirectors.\nW. J. Albutt. E. A. Albutt.\nF. M. Chaldecott. F. G. Syder.\nCapt. S. Robinson.\nF. G. Syder, Secretary.\nStatement for the Yeae ended December 31st, 1941.\nAssets.\nMortgage loans on real estate $29,000.00\nBonds and debentures (amortized book value) \u201e_ 44,868.77\nCash in bank 3,117.04\nInterest accrued 442.13\nAgents' balances and premiums uncollected (net, commission deducted) 2,678.66\n$80,106.60\nLiabilities.\nReserve of unearned premiums (net, at 80 per cent.) $20,048.81\nInvestment reserves 6,863.05\nReserve for unreported claims 750.00\nCapital stock\u2014\nAuthorized . $25,000.00\nSubscribed and paid up 10,000.00\nSurplus 42,444.74\n$80,106.60\nProfit and Loss Account.\nPremiums earned (net) $20,364.21\nLosses and claims incurred $10,413.14\nCommissions 8,699.04\nTaxes 918.23\nSalaries, fees, and travelling expenses . 1,446.49\n 21,476.90\nUnderwriting loss $1,112.69\nOther revenue\u2014\nInterest earned $3,004.24\nDecrease in deficiency of market under book value\nof securities 136.95\n\u25a0 $3,141.19\nOther expenditure\u2014\nIncome and excess profits taxes $287.22\nReserve for unreported claims ....... 250.00\n537.22\n 2,603,97\nNet profit for the year $1,491.28\n5 H 66\nBRITISH COLUMBIA.\nEMPIRE LIFE INSURANCE COMPANY.\nHead Office\u2014Kingston, Ont.\nDirectors.\nC. P. Fell.\nA. H. K. Russell.\nJ. M. Campbell.\nN. A. Fairhead.\nGeo. M. Orr.\nGeo. J. Guy.\nD. W. McCormick.\nD. R. McLaughlin.\nA. Bruce Matthews.\nL. T. Boyd, General Manager.\nStatement for the Year ended December 31st, 1941.\nAssets.\nReal estate (book value) \t\nMortgage loans on real estate \t\nAmounts owing under agreements of sale of real estate\t\nLoans and advances to policyholders \t\nBonds and debentures (book value) \t\nStocks (book value) \t\nCash on hand and in banks\t\nAgents' debit balances\t\nAccounts receivable\t\nInterest, dividends, and rents due and accrued\t\nPremiums due and uncollected or deferred (net) \t\nDeduct assets not admitted\u2014\nExcess of total book value of ledger assets over total\nauthorized value $508,709.66\nCash advanced to or in the hands of officers or agents.... 9,734.22\nLiabilities.\nLiability under assurance and other contracts (net) _\nLiability for payments due under contracts (net) \t\nProvision for unreported death and disability claims\nAmounts left with company\t\nPremiums paid in advance\t\nDividends to policyholders due and unpaid\t\nProvision for accrued profits to policyholders\t\nShareholders' surplus\t\nTaxes \t\nSalaries, rents, and office expenses due and accrued\nMedical examiners' fees due and accrued\t\nCommissions to agents due and accrued\t\nMiscellaneous accounts .\t\nReserve for contingencies\t\nStaff Pension, Assurance, and Savings Funds\t\nCapital\u2014\nAuthorized \t\nSubscribed \t\n$400,757.33\n1,384,909.72\n43,799.11\n877,375.29\n6,797,768.24\n1,166,414.42\n171,262.66\n13,728.31\n1,559.23\n110,248.28\n139,915.03\n$11,107,737.62\n518,443.88\n$10,589,293.74\n$9,616,511.00\n76,605.07\n18.000.00\n120,323.32\n14,838.46\n232.99\n63,500.00\n5,783.13\n29,350.00\n2,035.06\n150.00\n2,224.97\n1,931.83\n25,000.00\n9,712.02\n$2,500,000.00\n1,308,500.00\nPaid up\nSurplus \t\n313,170.00\n289,925.89\n$10,589,293.74 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 67\nIncome.\nPremium income $1,081,233.82\nConsideration for supplementary contracts 24,948.71\nAmounts left with company . 36,299.59\nInterest, dividends, and rents 458,703.98\nGross profit on sale or maturity of real estate, bonds, and stocks 9,951.48\nAll other income 9,281.90\n$1,620,419.48\nDisbursements.\nDisbursements under assurance and annuity contracts (net) $697,946.77\nPayments under supplementary contracts (net) 5,398.33\nReduction in premiums resulting from application of dividends 636.74\nAmounts left with the company 18,986.58\nTaxes, licences, and fees 21,532.90\nHead Office expenses\u2014Salaries, directors' fees, auditors' fees, travelling\nexpenses, rents, and miscellaneous 92,488.82\nBranch Office and agency expenses\u2014Commissions, salaries, advances\nmade to agents, travelling expenses, rents, and miscellaneous 201,016.87\nAll other expenses\u2014Advertising, books and periodicals, express, telegrams and telephones, legal fees, medical fees, office furniture, postage, printing and stationery, commissions on loans, contributions to\nStaff Pension Fund, and miscellaneous 33,154.65\nPayments from Staff Pension Fund 921.74\nTax on Shareholders' Fund 2,212.46\nLoss on sale or maturity of real estate and bonds 36,547.22\nAll other disbursements 3,899.71\nBalance 505,676.69\n$1,620,419.48\nReturns for British Columbia. =====\n(See page 77.)\nGRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.\nHead Office\u2014Hamilton, Ont.\nGoverning Executive Authority.\nP. M. Button. Wm. Benson.\nE. Gernoey. A. Chevalier.\nJ. L. Archer.\nC. H. Fitch, Secretary.\nStatement for the Year ended December 31st, 1941.\nAssets.\nReal estate (book value) $32,000.00\nLoans on policies . 163,128.88\nBonds and debentures (amortized book value) 2,711,394.23\nCash on hand and in banks 77,337.30\nInterest due and accrued 36,392.36\nPremiums, dues, and assessments 11,321.45\nDeposit with Quebec Government 5,000.00\nOther assets 8.60\n$3,036,582.82\nDeduct assets not admitted\u2014\nDeficiency of market under book value of bonds and debentures 207,927.84\n$2,828,654.98 H 68\nBRITISH COLUMBIA.\nLiabilities.\nProvision for unpaid claims\t\nProvision for unreported claims\t\nPremiums paid in advance\t\nCommissions \t\nOther liabilities\t\nReserves\u2014\nMortuary Fund $2,191,743.00\nSickness and Accident Fund 99,172.00\nJuvenile Fund 22,101.00\n$28,917.65\n2,500.00\n8,939.18\n3,134.07\n35.95\nBalance\n1,313,016.00\n472,112.13\n$2,828,654.98\nIncome.\nPremiums, dues, and assessments\nSpecial levy\t\nInterest and rents \t\nProfit on sale of bonds\t\nOther revenue\t\nBalance \t\n$231,999.45\n19,935.85\n132,991.03\n1,641.72\n561.07\n12,641.96\n$399,771.08\nDisbursements.\nClaims, endowments, and surrenders\nDividends \t\nSpecial levy to Mortuary, Sickness and Accident, and Juvenile Funds\t\nHead Office expenses\u2014Salaries, directors' fees, auditors' fees, travelling\nexpenses, rents, and miscellaneous\t\nAgency and organization expenses\u2014Commissions, salaries, travelling expenses, and miscellaneous\t\nAll other expenses\u2014Advertising, books and periodicals, express, postage,\ntelegrams and telephones, legal fees, medical fees, official publications, office furniture, printing and stationery, convention and meetings, taxes, licences, and fees, contribution re war charities, and\nmiscellaneous\t\nOther disbursements \t\n$250,813.98\n43,304.02\n19,935.85\n28,759.78\n41,281.43.\n15,549.64\n126.38\n$399,771.08\nReturns for British Columbia.\nIncome\u2014\u2022\nMortuary Fund\t\nSickness and Accident Fund\t\nJuvenile Fund\t\nGeneral Fund\t\n3,427.72\n453.63\n291.48\n38.57\n),211.40\nDisbursements\u2014\nMortuary Fund\t\nSickness and Accident Fund\nJuvenile Fund \t\n$5,752.21\n484.55\n261.52\n$6,498.28 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 69\nHOME ASSURANCE COMPANY OF CANADA.\nHead Office\u2014Calgary, Alberta.\nDirectors.\nH. E. Wingfield. G. A. Wilson.\nA. Corrie. Dr. W. D. Dixson.\nG. Fisher. E. Roberts.\nE. E. Murray. J. Harries.\nJ. G. Norstrant.\nGeo. A. Wilson, General Manager.\nStatement for the Year ended December 31st, 1941.\nAssets'\nMortgage loans on real estate $4,798.69\nBonds and debentures (book value) 191,076.76\nCash on hand and in banks 65,697.45\nInterest accrued 1,581.01\nAgents' balances and premiums uncollected (net) 35,772.41\nFurniture and fixtures 1,138.92\nOther assets 3.00\n$300,068.24\nDeduct assets not admitted\u2014\nAgents' balances on premiums written prior to October 1st,\n1941 $6,332.23\nDeficiency of market under book value of bonds and debentures 1 19,444.27\nFurniture and fixtures 1,138.92\n 26,915.42\n$273,152.82\nLiabilities.\nProvision for unpaid claims $9,472.61\nReserve of unearned premiums (net, at 100 per cent.) 78,720.34\nCash dividends to shareholders\u2014\n(a.) Due and unpaid .. 1,296.00\n(6.) Declared, but not yet due : 4,842.00\nTaxes due and accrued 6,487.73\nReturn premiums and balances due agents 1,552.09\nReserves-\u2014\n(a.) For unreported claims $4,000.00\n(b.) For cash surrender values 7,000.00\n 11,000.00\nUnder reinsurance agreements 21,055.74\nOther liabilities 164.94\nCapital stock\u2014\nAuthorized $500,000.00\nSubscribed 500,000.00\nPaid up 60,632.00\nSurplus : . 77,929.37\n$273,152.82 H 70 BRITISH COLUMBIA.\nProfit and Loss Account.\nPremiums earned (net) $295,971.90\nLosses and claims incurred (net) $119,856.50\nAdjustment expenses (net) 12,081.15\nCommissions 97,647.74\nTaxes 10,806.46\nSalaries, fees, and travelling expenses 23,715.08\nAll other expenses 29,806.64\n293,913.57\nUnderwriting profit $2,058.33\nOther revenue\u2014\nInterest earned $7,260.48\nOther expenditure-\nIncome and excess profits taxes 362.01\n 6,898.47\nNet profit $8,956.80\nReturns for British Columbia.\n(See pages 80, 84, 86, and 92.)\nMUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.\nHead Office\u2014Vancouver, B.C.\nDirectors.\nJ. W. Berry. R. U. Hurford.\nJ. W. Miller. John J. Harris.\nThos. Laing. F. W. Machell.\nArchibald Blair. Thos. J. Robertson.\nHenry Bose. W. J. Park.\nWilliam Newby. C. E. Whitney-Griffiths.\nWilliam MacNair.\nWm. Townsley, Manager-Secretary.\nStatement for the Year ended December 31st, 1941.\nAssets.\nBonds and debentures (book value) $50,562.50\nCash on hand and in banks 1,163.02\nInterest accrued 330.91\nAgents' balances and premiums uncollected (net, commission deducted) 1,454.29\nPremium instalments not yet due 33,335.31\nPremium notes 111,811.43\nDeferred commissions 5,538.86\nFurniture and fixtures 32.97\nDeduct assets not admitted\u2014\nFurniture and fixtures $32.97\nDeferred commissions 5,538.86\nInsurance premiums, second and third instalments 33,335.31\nPremium notes held by Company 111,811.43\nAgents' balances on premiums written prior to October 1st,\n1941 377.02\n$204,229.29\n151,095.59\n$53,133.70 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 71\nLiabilities.\nReserve of unearned premiums (net at 100 per cent.) $19,624.08\nReturn premiums and balances due agents 840.24\nOther liabilities 56.77\nBalance\u2014\nStatutory Reserve Fund $11,500.00\nSurplus 21,112.61\n 32,612.61\n$53,133.70\nProfit and Loss Account.\nPremiums earned, net $28,575.28\nLosses and claims incurred (net) $4,398.12\nAdjustment expenses (net) 9.07\nCommissions 5,397.76\nTaxes 904.08\nSalaries, fees, and travelling expenses 6,787.04\nAll other expenses 3,827.52\n 21,323.59\nUnderwriting profit $7,251.69\nOther revenue\u2014\u2022\nInterest earned $1,504.59\nCommission earned 15.99\nInterest re promissory notes 85.72\n 1,606.30\nNet profit $8,857.99\nROYAL PLATE GLASS AND GENERAL INSURANCE COMPANY\nOF CANADA.\nHead Office\u2014Vancouver, B.C.\nDirectors.\nBrenton S. Brown. Fred W. Sullivan.\nFrank E. Chadwick. Percy S. Young.\nJohn R. Cooney. Walter C. Heath.\nThomas S. Dixon. Fred O. Hodgson.\nFrank Parsons. Ernest E. Buckerfield.\nFrank Parsons, General Manager.\nStatement for the Year ended December 31st, 1941.\nAssets.\nBonds and debentures (amortized book value) $297,342.16\nCash on hand and in banks 23,182.66\nInterest accrued 4,360.60\nAgents' balances and premiums uncollected (net) 13,460.00\nDue from reinsurance on losses already paid 2,520.88\n$340,866.30 H 72 BRITISH COLUMBIA.\nLiabilities.\nTaxes due and accrued $1,754.72\nReinsurance premiums 13,459.99\nOther liabilities \u201e 133.30\nCapital stock\u2014\nAuthorized $1,000,000.00\nSubscribed 100,000.00\nPaid up . 100,000.00\nSurplus 225,518.29\n$340,866.30\nProfit and Loss Account.\nCommissions $848.85\nSalaries, fees, and travelling expenses 1,916.19\nAll other expenses 208.62\nUnderwriting loss ; $2,973.66\nOther revenue\u2014\nInterest earned $13,801.05\nProfit on sale of securities and real estate 3,875.00\nProfit on foreign exchange 1,438.74\nIncrease in amortized over book value of bonds- 194.84\n $19,309.63\nOther expenditure\u2014\nIncome and excess profits taxes $3,866.94\nLoss on sale of securities and real estate 40.00\nInterest paid on bonds purchased 443.56\nInvestment expenses 604.78\n 4,955.28\n 14,354.35\nNet profit . $11,380.69\nSASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY.\nHead Office\u2014Saskatoon, Sask.\nDirectors.\nR. J. Harper. J. H. Bailey.\nWm. Kershaw. H. R. Earl.\nAlex. Ross. D. Maclean.\nJ. H. Evans. H. J. Beck.\nO. C. Lawson.\nH. R. Earl, General Manager.\nStatement for the Year ended December 31st, 1941.\nAssets.\nBonds and debentures (amortized book value) $568,046.94\nCash on hand and in banks 88,092.78\nInterest due and accrued 18 580.97\nUnassessed premium notes...., 162 496.89 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 73\nUnpaid assessments\t\nAgents' balances and premiums uncollected (net, commissions deducted) _\nPremiums due from reinsuring companies\t\nAmount due from reinsurance\t\nFurniture, fixtures, and automobiles\t\nOther assets\t\n$5,497.41\n47,686.11\n7,602.93\n5,412.50\n15,436.35\n5,122.19\n$923,975.07\nDeduct assets not admitted\u2014\nUnassessed premium notes $162,496.89\nUnpaid assessments 5,497.41\nAgents' balances on premiums written prior to October\n1st, 1941 2,325.68\nDeficiency of market under book value of bonds and debentures . 50,377.50\nInterest ! 6,077.01\nFurniture, fixtures, and automobiles 15,436.35\n242,210.84\n$681,764.23\nLiabilities.\nProvision for unpaid claims\t\nReserve of unearned premiums (net, at 80 per cent.).\nReinsurance premiums \t\nAssessments prepaid\t\nReinsurance reserve\t\nOther liabilities\t\nSurplus \t\n$39,696.58\n275,735.39\n4,869.00\n894.42\n9,439.77\n55.02\n351,074.05\n$681,764.23\nProfit and Loss Account.\nPremiums earned (net) $453,916.09\nLosses and claims incurred (net) $154,615.91\nAdjustment expenses (net) 20,388.68\nCommissions . 113,230.24\nTaxes 13,015.34\nSalaries, fees, and travelling expenses 50,022.15\nAll other expenses 24,708.59\n 375,980.91\nUnderwriting profit $77,935.18\nOther revenue\u2014\nInterest earned\nBad debts recovered, previously written off\t\nDecrease in agents' balances over ninety days-\nDecrease in deficiency of market under book\nvalue of securities\t\nOther revenue\t\n$17,945.80\n812.70\n1,015.51\n2,099.26\n152.21\n$22,025.48 H 74\nBRITISH COLUMBIA.\nOther expenditure\u2014\nLife insurance $213.40\nRetirement Fund 3,155.68\nNet profit\t\nReturns for British Columbia.\n(See pages 81, 85, and 87.)\n$3,369.08\n$18,656.40\n$96,591.58\nWESTERN UNION INSURANCE COMPANY.\nHead Office\u2014Calgary, Alberta.\nDirectors.\nFrank R. Freeze.\nWm. R. Cope.\nM. MacKenzie.\nWm. G. Peterson.\nG. L. Macdougall.\nWm. R. Cope, General Manager.\nClara M. Freeze.\nRoy M. Widney.\nEdwin H. Freeze.\nLome C. Jackson.\nStatement for the Year ended December 31st, 1941.\nAssets.\nBonds and debentures (amortized book value) $83,747.50\nStocks (book value) 150.00\nCash on hand and in banks 59,805.70\nInterest accrued 583.84\nAgents' balances and premiums uncollected (net, commission deducted) 13,961.34\nPremiums due from reinsuring companies 67.58\nDeduct assets not admitted\u2014\nAgents' balances on premiums written prior to October 1st, 1941\n$158,315.96\n1,219.56\n$157,096.40\nLiabilities.\nProvision for unpaid claims . . $8,613.33\nReserve of unearned premiums (net at 80 per cent.)\nTaxes due and accrued\nReinsurance premiums\nReturn premiums and balances due agents\t\nOther liabilities \t\nCapital stock\u2014\nAuthorized -- $500,000.00\nSubscribed _-- 500,000.00\n36,680.05\n1,987.69\n3,340.23\n386.19\n1,352.70\nPaid up ...-. 100,000.00\nSurplus 4,736.21\n$157,096.40 \u2022 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 75\nProfit and Loss Account.\nPremiums earned (net) $53,297.32\nLosses and claims incurred (net) $22,119.72\nAdjustment expenses (net) 1,468.37\nCommissions 18,640.84\nTaxes 3,495.66\nManagement fee .'. 5,148.13\nAll other expenses 2,252.32\n 53,125.04\nUnderwriting profit $172.28\nOther revenue\u2014\nInterest earned 2,300.37\nNet profit $2,472.65\nReturns for British Columbia.\n(See pages 82, 85, and 87.) TABLE L\u2014ABSTRACT OF LIFE INSURANCE RETURNS FOR 1941.\n(Figures shown in nearest dollar.)\nH 77\nInsurer.\nPremium Income.\nAssurance.\nAnnuity.\nSinking\nFund\nPayments.\nDisbursements.\nAssurance.\nOn Death\nor\nMaturity.\nOn Surrender, for\nDisability,\nDividends,\netc.\nAnnuities.\njTo Annui-\nI tants.\nOn Death,\nSurrender,\netc.\nExhibit op Policies.\nIn Force\nJan. 1st,\n1941.\nNew\nissued.\nOther\nAdditions.\nCeased by\nsurrender\nor lapse.\nCeased by\nDeath,\nMaturity,\netc.\nIn Force\nDec. 31st,\n1941.\nAetna Life Insurance Co-\nCanada Life Assurance Co \t\nCommercial Union Assurance Co., Ltd\u2014\nConfederation Life Association\t\nContinental Life Insurance Co\t\nCrown Life Insurance Co\t\n\\ Ordinary.\n} Group\t\n\\ Ordinary..\n{ Group\t\n\\ Ordinary.\n\" \\ Group\t\nDominion Life Assurance Co..-.\nDominion of Canada General Insurance Co..\nEmpire Life Insurance Co\t\nEquitable Life Insurance Co\t\nExcelsior Life Insurance Co\t\nGreat West Life Assurance Co\t\nImperial Life Assurance Co \t\nLondon Life Insurance Co \u2014\nf Ordinary-\n( Group\t\nj Ordinary..\n| Group\t\n) Ordinary .\n( Group\t\ny Ordinary..\nl Group .\n| Ordinary..\n'V\nLoyal Protective Life Insurance Co. _\nManufacturers Life Insurance Co\t\nI Group\nj\" Ordinary..\n. \\ Industrial\n[ Group\t\nMetropolitan Life Insurance Co-\nMonarch Life Assurance Co\t\nMontreal Life Insurance Co\t\nf Ordinary...\n\" \/ Group\t\nf Ordinary...\n\u2022I Industrial\n[ Group\t\nOrdinary.\nGroup\t\n\\ Ordinary\nMutual Life Assurance Co. of Canada j Qroup\nMutual Life Insurance Co. of New York\nNational Life Assurance Co. of Canada..\nNew York Life Insurance Co. \t\nNorth American Life Assurance Co \\ * mary\n\/ Group\t\n) Ordinary..\nI Group\t\n| Ordinary..\n\/ Group\t\nNorthern Life Assurance Co\t\nNorwich Union Life Insurance Society, Ltd\u2014\nOccidental Life Insurance Co i q^ouT^\nPrudential Insurance Co. of America..\nRoyal Insurance Co., Ltd\u2014\nOrdinary-\nIndustrial\nGroup\t\nSaskatchewan Life Insurance Co-\nSovereign Life Assurance Co\t\n\u2666Standard Life Assurance Co-\nSun Life Assurance Co. of Canada j GrourT^\nm rt f Ordinary -\nTravelers Insurance Co j Group\nWestern Life Assurance Co \t\nTotals\t\n$41,416\n42,695\n469,335\n71,533\n908\n684,593\n6,090\n69,564\n356,614\n10,981\n345,159\n242\n17,491\n515\n34,095\n26,40-6\n198,443\n1,066,748\n18,048\n413,032\n10,280\n517,061\n108,486\n38,670\n496\n572,592\n1,629\n995,173\n1,151,262\n57,515\n302,296\n78,340\n7,477\n1,325,552\n6,083\n56,094\n67,593\n113\n345,697\n737,372\n2,871\n53,726\n1,290\nNil\n75,830\n1,888\n526,163\n554,790\n5,583\n79,980\n26,491\n69,586\n.86,457\n1,458,117\n319,811\n171,776\n28,471\n39,644\n$13,756,163\n$106\nNil\n104,232\nNil\nNil\n66,409\nNil\n3,283\n57,785\n48,941\n74,505\nNil\n282\nNil\n967\n224\n5,279\n71,340\n6,243\n46,086\nNil\n8,768\n__\nNil\n21,818\nNil\n5,021\n30,639\n69,267\n2,759\n58,721\n282,375\n19,610\nNil\n1,446\nNil\n8,316\n114,658\nNil\n985\nNil\nNil\n822\nNil\n30,643\nNil\n17,136\nNil\n1,359\n53,338\n13,386\n185,110\n148,409\nNil\nNil\nNil\n$1,000\n50\n$25,570\n27,150\n256,121\n42,296\nNil\n286,098\n6,750\n25,921\n127,058\n7,500\n99,647\nNil\n1,909\nNil\n20,280\n15,332\n64,382\n474,988\n8,130\n210,309\n8,500\n201,174\n8,366\n33,750\nNil\n249,276\n625\n291,157\n455,182\n25,002\n89,518\n9,781\n1,993\n448,517\n2,060\n63,253\n38,834\nNtZ\n196,493\n218,116\n1,000\n17,375\n1,000\nNil\n9,914\n3,000\n120,463\n127,715\n12,446\n27,730\n5,626\n41,535\n49,290\n533,0-77\n139,680\n21,880\n5,150\n12,000\n$14,435\nNil\n263,551\n4,740\nNil\n276,906\n802\n26,074\n83,287\nNil\n121,811\nNil\n2,433\nNil\n5,148\n17,068\n67,082\n548,561\n1,696\n261,211\nNil\n177,095\n15,002\n2,156\n42\n240,627\nNil\n350,765\n523,435\n15,257\n120,729\n8,0-90\n183\n617,772\nNil\n33,950\n25,436\nNil\n173,358\n321,679\nNil\n33,650\nNil\nNil\n13,254\nNil\n160,640\n227,903\n2,956\n35,167\n8,636\n35,089\n18,030\n700,730\n53,182\n33,144\nNil\n18,391\n$1,560,268\n$1,050\n,169,919 | $5,661,153\n$168\nNil\n69,071\nNil\nNil\n29,139\nNil\n1,587\n11,776\n5,075\n10,194\nNil\n1,651\nNil\n255\nNil\n3,205\n49,815\nNil\n6,086\nNil\n15,050\nNil\nNil\nNil\n29,209\nNil\n4,096\n171\n21,343\n10,209\n1,370\n408\n43,535\n135\n2,972\n552\nNil\n16,087\n18,820\nNil\nNil\nNil\nNil\n1,270\nNil\n4,152\nNil\n63\nNil\nNil\n13,185\n100\n160,882\n2,541\n1,177\nNil\n478\nNil\nNil\n$13,756\n1,247\nNil\n15,633\nNil\n2,738\n64,924\nNil\n14,365\nNil\nNil\nNil\n114\nNil\n106\n43,343\n111\n24,465\nNil\n8,570\nNil\nNil\nNil\n1,167\nNil\n3,325\n4,884\nNil\n32,028\n30\n6,017\n37,535\n807\nNil\n1,678\nNil\n429\n75,360\nNil\nNil\nNil\nNil\nNil\nNil\n906\nNil\nNil\nNil\n803\n8,511\nNil\n9,795\n5,931\n1,974\nNil\nNil\n$1,218,253\n3,463,700\n15,190,397\n2,271,500\n30,431\n23,104,564\n438,200\n2,222,978\n14,700,852\n1,121,500\n11,022,256\nNil\n559,845\n56,000\n998,079\n819,330\n6,201,684\n39,870,111\n1,186,443\n14,650,883\n588,500\n20,194,179\n3,116,229\n2,709,942\n15,500\n16,928,830\n9,000\n35,577,533\n24,368,089\n4,179,000\n11,235,264\n2,697,016\n562,727\n41,101,390\n315,000\n2,223,059\n2,672,440\n3,460\n11,648,119\n23,545,304\n205,701\n2,048,052\n75,750\nNil\n3,626,290\n86,000\n15,444,067\n12,655,658\n562,864\n3,960,136\n1,104,422\n2,682,631\n2,774,481\n44,258,597\n26,0-20,503\n5,859,467\n2,752,425\n1,297,585\n$22,500\nNil\n1,018,966\n24,500\nNil\n1,958,764\n139,000\n187,139\n1,399,929\n76,500\n1,416,511\nNil\n167,099\nNil\n140,627\n76,703\n880,665\n2,236,611\n32,500\n691,769\nNil\n2,745,451\n2,103,391\n487,0-00\n1,000\n1,495,814\n25,000\n3,820,176\n2,469,039\n100,268\n1,525,273\n606,933\nNil\n3,533,841\n104,000\nNil\n231,700\nNil\n529,200\n3,006,244\nNil\n68,601\n6,000\nNil\n275,682\n71,212\n2,360,792\n1,162,522\nNil\n280,229\n286,993\n169,370\n220,500\n4,079,519\n879,900\n321,300\n266,000\n133,595\n$9\n$29,500\n$56,070\n3,507,950\nNil\n1,082,200\n30,297\n625,222\n365,395\n198,000\nNil\n224,500\nNil\nNil\nNil\n373,949\n1,113,361\n528,394\n71,842\nNil\n88,842\n32,510\n141,741\n41,286\n364,824\n687,140\n325,171\n471,000\nNil\n566,500\n153,589\n632,775\n182,747\nNil\nNil\nNil\n15,151\n52,279\n15,000\n9,000\nNil\n7,000\n21,130\n44,758\n24,420\n33\n51,000\n25,842\n345,319\n430,398\n374,009\n647,567\n1,909,185\n693,816\n267,845\nNil\n103,105\n516,368\n754,343\n606,868\n113,000\nNil\n77,500\n1,162,574\n1,008,118\n1,102,409\n128,586\n470,501\n131,778\n989,590\n303,000\n757,880\nNil\n1,000\nNil\n265,544\n780,497\n341,993\n7,000\nNil\n3,000\n1,474,599\n1,328,607\n1,530,349\n1,043,558\n1,409,171\n1,061,245\n667,132\nNil\n650,158\n111,554\n795,871\n187,260\n128,059\n324,969\n106,427\n127,860\n90,920\n58,777\n1,156,419\n1,860,747\n1,218,969\n73,500\nNil\n81,250\n34,983\n75,051\n114,663\n65,133\n114,251\n111,047\nNil\nNil\nNil\n141,607\n298,468\n493,815\n627,951\n1,374,358\n690,911\n4,650\n74,000\n10,683\n62,963\n97,508\n83,771\n1,000\n7,000\n1,000\nNil\nNil\nNil\n99,379\n404,159\n155,633\n8,736\nNil\n3,000\n59,091\n511,140\n321,485\n212,086\n662,546\n184,292\n79,097\nNil\n47,099\nNil\n146,250\n83,473\n95,042\n211,650\n52,123\n69,231\n155,220\n61,628\n15,845\n110,670\n67,852\n1,100,597\n2,338,304\n1,719,695\n6,062,423\nNil\n4,678,338\n5,378\n284,432\n44,510\n896,905\n40,500\n508,180\n8,540\n196,250\n24,775\n$1,155,192\n5,889,450\n15,249,043\n2,269,500\n30,431\n23,795,522\n560,200\n2,259,600\n15,453,294\n1,102,500\n11,776,834\nNil\n674,816\n58,000\n1,088,626\n819,224\n6,623,261\n40,151,288\n1,383,683\n14,497,809\n624,000\n21,989,677\n4,746,027\n3,125,652\n15,500\n17,567,698\n38,000\n38,013,357\n25,410,270\n4,296,242\n11,888,960\n3,000,612\n540,890\n42,711,934\n411,250\n2,068,328\n2,743,975\n3,460\n11,526,643\n25,114,230\n125,668\n1,998,337\n74,750\nNil\n3,441,559\n162,948\n17,031,325\n13,183,428\n594,862\n4,101,641\n1,222,684\n2,704,384\n2,832,304\n45,380,714\n28,284,488\n5,857,203\n3,366,650\n1,218,495\n$535,827 | $380,552\n1\t\n$468,232,216\n$43,836,328 | $24,125,995\n$21,946,860 | $22,078,133 | $492,256,418\n* Statement to November 15th, 1941.\nTABLE IL\u2014LIFE INSURANCE SUMMARY.\n(Figures shown in nearest thousand.)\nYear.\nPremium Income.\nDisbursements.\nAmount in Force.\nOrdinary.\nIndustrial.\nGroup.\nTotal.\nOn Death or\nMaturity.\nOther Payments. Total.\n1937\t\n$12,365,000\n12,293,000\n12,357,000\n12,339,000\n12,541,000\n$1,650,000\n1,736,000\n1,780,000\n1,799,000\n1,815,000\n$643,000\n654,000\n744,000\n810,000\n962,000\n$14,659,000\n14,683,000\n14,880,000\n14,948,000\n15,317,481\n$4,285,000\n4,699,000\n5,058,000\n5,228,000\n5,706,000\n$7,020,000\n6,842,000\n7,508,000\n7,340,000\n6,042,000\n$11,305,000\n11,541,000\n12,566,000\n12,568,000\n11,747,000\n$434,381,000\n449,576,000\n455,953,000\n468,542,00-0\n492,256,000\n1938\t\n1939 .... \t\n1940 \t\n1941\t REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 79\nTABLE III.\u2014FIRE INSURANCE PREMIUMS AND LOSSES FOR 1941.\n(Figures shown in nearest dollar.)\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\n\u2022earned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$19,723\n53,349\n9,547\n42,115\n13,324\n2,897\n4,840\n7,708\n15,022\n9,337\n17,002\n41,705\n42\n4,994\n(2.)\n$19,201\n48,938\n7,683\n35,808\n8,557\n2,544\n4,723\n6,313\n11,869\n6,710\n15,611\n38,517\n22\n5,391\n(3.)\n$5,445\n44,389\n2,579\n16,262\n125\n402\n1,038\n2,026\n3,996\n1,751\n1,295\n8,128\nNil\n3,186\n28 36\n90.70\n45.41\n1.46\n15.80\nAmerican Central Insurance Co\t\nAmerican Home Fire Assurance Co \u25a0 \t\n21.9S\n32.09\n33.67\n26.09\nAnglo-Scottish Insurance Co., Ltd. \t\n8.30\n21.10\nNil\n59.10\n13,033\n28,034\n3,292\n4,775\n6,996\n25,229\n2,420\n9,063\n23,248\n32,501\n6,049\n13,907\n12,668\n3,826\n16,527\n11,562\n10,073\n31,755\n2,420\n23,410\n13,309\n9,166\n27,662\n15,565\n15,697 '\n11,061\n10,268\n4,054\n7,161\n3,933\n1,547\n18,237\n847\n10,596\n29,828\n2,568\n4,383\n5,366\n24,912\n2,363\n9,335\n22,911\n27,863\n5,905\n12,097\n11,934\n3,940\n14,830\n7,254\n11,404\n30,643\n2,364\n19,735\n12,989\n9,133\n27,156\n13,894\n15,320\n7,072\n10,046\n3,739\n6,967\n4,181\n729\n16,255\n981\n6,402\n8,661\n49,579\n1,182\n14,101\n6,570\n21,390\n31,835\n27,071\n10,723\n6,697\n2.412\n29,040\n2,905\n25,340\n8,356\n2,873\n5,155\n3,363\n8,437\n13,684\n29.731\n6,597\n\u25a0 3,790\n6,351\n132\n765\n3,197\n5,257\n519\n206\n*\u2022 1,609\n121\n1,298\n2,513\n2,260\n1,311\n1,499\n3,012\n1,532\n3,408\n519\n1,912\n2,857\n3,883\n6,251\n3,432\n3,263\n990\n1,489\n117\n1,462\n3,216\n23\n1,721\n14\n35.77\nBankers' & Traders' Insurance Co., Ltd \t\n21.29\n5.16\n17.45\n59.58\nBritish America Assurance Co. \t\n21.10\n21.96\n2.21\n7.03\n.43\nBritish General Insurance Co., Ltd\t\n21.98\n20.77\n17.84\n33.27\n10.11\n41.51\nCaledonian American Insurance Co..\t\n13.43\n11.12\n21.95\n9.69\n22.00\n42.52\nCanadian Fire Insurance Co \t\n23.02\n24.70\n21.29\nCanadian Surety Co \t\nCar & General Insurance Corporation, Ltd\t\n14.00\n14.82\n3.13\nCentral Insurance Co., Ltd. - \t\n20.98\n77.00\n3.16\nCentury Insurance Co., Ltd \t\n10.59\n1.43\nColumbia Insurance Co. ' \t\n6,574\n10,709\n54,671\n1,210\n16,886\n9,738\n21,651\n35,562\n28,126\n12,758\n10,292\n2,723\n32,511\n3,065\n29,664\n9,894\n3,377\n4,663\n3,230\n10,036\n18,042\n33,419\n8,068\n1,815\n7,812\n9,219\n260\n2,274\n4,060\n1,319\n16,664\n5,912\n1,056\n427\n328\n7,452\n2,379\n10,576\n517\n454\n881\n111\n240\n6,267\n3,836\n329\n28.35\n90.20\nCommercial Union Assurance Co., Ltd -\n18.59\n22.00\n16.12\n61.79\nContinental Insurance Co \t\nCornhill Insurance Co., Ltd-\t\n6.17\n52.35\n14.46\nDominion of Canada General Insurance Co-\t\nDrapers' & General Insurance Co., Ltd \t\n9.85\n6.38\n13.60\n25.66\n81.89\nEmployers Liability Assurance Corporation, Ltd\u2014\t\n41.74\n6.18\n15.80\n17.09\n3.29\n2.84\n45.79\nFidelity Phenix Fire Insurance Co\t\nFire Association of Philadelphia.- , \t\n12.90\n4.68\n$1,027,769\n$922,684\n$244,739 II 80\nBRITISH COLUMBIA.\nTABLE III.\u2014FIRE INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$1,027,769\n25,376\n49,177\n19,254\n6,646\n(2.)\n$922,684\n21,307\n44,268\n17,482\n6,246\n273\n(3.)\n$244,739\n4,686\n25,057\n1,624\n199\n21.99\n56.60\nFiremen's Insurance Co. of Newark\u2014 \t\n9.29\n3 IS\nFirst National Insurance Co. of America. (See note.)\t\n173\n42\n15.49\nGeneral Accident Assurance Co. of Canada. \t\n6,506\n10,164\n4,545\n7,075\n96\n3,426\n2.11\n48.42\n87,770\n3,519\n1,476\n7,481\n7,198\n8,951\n22,421\n28,258\n90,007\n13,599\n16,546\n162,215\n7,378\n31,251\n51,354\n6,940\n29,331\n18,871\n135,526\n80,484\n4,855\n997\n5,582\n7,388\n8,709\n17,259\n23.762\n88,075\n13,141\n14,892\n119,773\n5.203\n29,955\n39,162\n6,933\n18,602\n12.516\n104,974\n10,897\n12,801\n3,105\n9,187\n4,572\n42,394\n20,302\n24,112\n31,592\n65,874\n13,933\n11,783\n554\n859\n307\n1,856\n1,827\n11.080\n3,683\n31,729\n3,224\n4,315\n39,892\n574\n3,058\n8,126\n2,970\n13,231\n965\n24,318\n2,286\n3,630\n399\n1,693\n3,485\n14,991\n956\n14,021\n989\n12,484\n2,923\n14.64\n11.41\n86.17\n5.50\n25.12\n20.98\n64.25\n15.50\n36.02\n24.54\n28.97\n33.31\n11.03\nHardware Dealers Mutual Fire Insurance Co\t\n10.21\n20.75\nHelvetia Swiss Fire Insurance Company\n42.00\n71.12\nHome Fire & Marine Insurance Co\t\n.08\n23.16\n11,200\n13,148\n4,148\n11,988\n4,715\n55,344\n14,662\n31,250\n37,080\n74,683\n14,322\n20.99\n28.35\n12.85\n18.42\n76.22\nInsurance Co. of North America ...\n35.36\n4.71\n58.01\n3.13\n18.95\n20.98\n18,733\n8,046\n83,868\n3,926\n7,094\n45,215\n3,461\n13,148\n14,374\n3,983\n3,891\nNil\n5,500\n12,333\n10,626\n23,670\n15,858\n5,107\n7,306\n20,163\n3,442\n157,483\n32,805\n5,134\n31,956\n10,443\n3,542\n22.636\n19,656\n6,570\n73.592\n4,023\n7,442\n40,852\n1,962\n12,803\n12.719\n2,836\n3,389\nNil\n5,765\n10,217\n9,326\n27,778\n10.247\n3,427\n5,110\n21,659\n3,906\n122.199\n31,483\n5,023\n28,575\n10,653\n16.264\n17.828\n1,223\n1,356\n18,413\n176\n1,043\n15,740\n277\n3,630\n918\n4.684\n\u2014 3,134\nNil\n40\n3,277\n5,927\n5,882\n884\n237\n1,260\n2,993\n1,820\n81,152\n3,961\n745\n4,398\n1,189\n1,988\n308\n6.22\nLondon & Lancashire Guar. & Accident Co. of Canada\t\nLondon & Lancashire Insurance Co., Ltd \t\n20.64\n25.02\n4.37\n14.02\n38.52\n14.12\nLondon Guarantee & Accident Co., Ltd \t\n28.35\n7.21\n16.52\nMarine Insurance Co., Ltd \t\nNil\n.69\n32.07\nMerchants & Manufacturers Fire Insurance Co..\t\nMerchants Fire Assurance Corporation of N.Y.\t\nMerchants Marine Insurance Co., Ltd \u2014. . \t\n63.55\n21.00\n8.63\n.07\n24.66\n13.82\n46.59\nMilwaukee Mechanics' Insurance Co - \t\n66.41\n12.58\nMotor Union Insurance Co., Ltd \t\n14.82\n15.39\nNational Ben Franklin Fire Insurance Co\t\n11.16\n12.22\n1.73\n$2,721,440\n$2,380,215\n$662,454 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 81\nTABLE III.\u2014FIRE INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(i.)\n$2,721,440\n(2.)\n$2,380,215\n(3.)\n$662,454\nNational Liberty Insurance Co. of America. (See note.)..\n7,161\n5,134\n1,756\n3,029\n10,739\n7,700\n6,967\n5,023\n1,501\n3,415\n9,564\n7,491\n1,462\n745\n473\n318\n1,504\n1,572\nNational Provincial Insurance Co , Ltd .\t\n14.82\n9 31\n15.74\n1,826\n6,932\n9,082\n12,307\n35,767\n13,148\n18,460\n114,712\n9,482\n4,840\n51,017\n12,047\n13.309\n54,493\n11,309\n14,572\n14,519\n10,315\n32,958\n4,114\n1,285\n20,703\n113,899\n27,983\n6,300\n9,881\n8,626\n28,184\n36,644\n18,467\n33,374\n9,054\n7,001\n5,611\n39,411\n105,993\n1,278\n7,889\n5,967\n8,147\n39,036\n12,802\n16,555\n110,463\n8,931\n4,723\n48,655\n14,238\n12,989\n41,960\n10,750\n11,421\n14,170\n8,865\n25,994\n3,829\n1,573\n10,904\n101.306\n23,367\n6,130\n8.523\n7,052\n2'i\u201ejl6\n33,318\n17,209\n31,383\n8,022\n7,128\n4,775\n37,806\n97,763\n315\n347\n331\n1,800\n7,036\n3,630\n4,218\n21,029\n815\n1,038\n12,845\n921\n2,857\n8,056\n849\n1,622\n3,113\n6,480\n6,572\n2,931\n36\n\u2014 674\n37,595\n3,767\n1,286\n780\n1,133\n14,479\n6,203\n4,144\n6,573\n423\n820\n494\n7,716\n24,736\n24.65\n4.39\n.055\n22.10\n28 35\nNorthern Assurance Co., Ltd.\t\n25.48\n19 04\n9.13\n21.98\n26.40\n6.47\n22.00\n19.20\n7.89\nPacific Fire Insurance Co. \t\nPalatine Insurance Co., Ltd .\t\nPatriotic Assurance Co., Ltd. _\t\nPearl Assurance Co., Ltd, \t\nPennsylvania Lumbermen's Mutual Fire Insurance Co.\nPhenix Fire Insurance Co. of Paris\n14.20\n21.97\n73.09\n25.28\n76.59\n2.29\nPhoenix Assurance Co., Ltd.\t\n37.11\n16.12\n20.98\nPlanet Assurance Co., Ltd.\n9.15\n16.06\nProvincial Insurance Co., Ltd.\t\nPrudential Assurance Co., Ltd -\t\nQuebec Fire Assurance Co.\t\n53.01\n18.62\n24.08\n20.94\nQueensland Insurance Co., Ltd.\t\n5.44\n11.50\nReliance Insurance Co. of Canada \t\n10.34\n20.40\nRoyal Insurance Co., Ltd. ,.. \u2014\t\nRoyal Plate Glass & General Ins. Co. of Canada. (See\n25.30\nRoyal Scottish Insurance Co., Ltd-. \t\n4,939\n21,218\n15,836\n7,761\n7,184\n20,571\n13,169\n5,141\n2,653\n1,826\n12,018\n4,679\n82,503\n8,108\n5,134\n51,770\n5,149\n5,037\n15,660\n14,443\n6,270\n7,283\n21,985\n10,146\n3,256\n2,741\n1,278\n10,035\n4.628\n58,092\n8,051\n5,023\n45,014\n8,391\n1,336\n1,758\n5,059\n979\n711\n3,963\n6,141\n268\n82\n315\n1,047\n278\n16,881\n5,621\n745\n8,724\n736\n26.52\n11.00\n35.02\nScottish Canadian Assurance Corporation \t\nScottish Metropolitan Assurance Co., Ltd. \u2014\t\nScottish Union & National Insurance Co \u2014\nSea Insurance Co., Ltd - _\n15.61 .\n9.76\n18.03\n60.52\n8.22\n3.00\n24.65\nSouth British Insurance Company, Ltd.\t\nSouthern Insurance Co., Ltd\u2014 - \t\nSpringfield Fire & Marine Insurance Co., Ltd. \t\nStanstead & Sherbrooke Insurance Co \t\nState Assurance Co., Ltd \t\nSun Insurance Office, Ltd \u2014\n10.43\n6.01\n29.06\n69.82\n14.82\n18.38\n8.78\nTokio Marine & Fire Insurance Co., Ltd. (See note.)\t\n12,735\n100,540\n22,988\n8,542\n28,333\n13.148\n11,577\n90,392\n22,433\n15,404\n25,719\n12.801\n2,841\n25,481\n4,935\n7,989\n2,570\n3,630\n24.54\n28.19\n22.00\nUnion Fire, Accident & General Insurance Co. of Paris\t\nUnion Insurance Society of Canton, Ltd \t\nUnion Marine & General Insurance Co., Ltd \t\n51.86\n9.99\n28.36\n$4,130,529\n$3,652,072\n$966,934 H 82\nBRITISH COLUMBIA.\nTABLE III.\u2014FIRE INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(i.)\n$4,130,529\n6,574\n10,643\n32,744\n2,929\n85,249\n9,131\n190\n15,636\n2,664\n(2.)\n$3,652,072\n6.408\n11,653\n33.692\n3.865\n67.848\n4,793\n63\n13,593\n794\n{3 )\n$966,934\n1,815\n4.117\n6.449\n399\n23.192\n2.115\nNU\n393\n16\nUnited British Insurance Co., Ltd. (See note.)\t\n2S.32\n35.33\nUnited States Fire Insurance Co.\t\n19.14\n10.32\n34.18\nWellington Fire Insurance Co. ., \t\n44.13\n2.89\n2.00\nWorld Fire & Marine Insurance Co \t\n2,101\n6,167\n21,983\n2,991\n6,122\n22,387\n621\n162\n2,833\n20.76\n2.65\nYorkshire Insurance Co., Ltd. \t\n12.65\nTotals .\u2014\t\n$4,326,549\n$3,826,281\n$1,009,046\n26.37\nNote.\u2014The entire business of this Insurer was either cancelled or reinsured by one or more Insurers whose\nnames are included in the foregoing table, and the figures in the latter case are included in the figures for that\nInsurer or Insurers.\nReciprocal Exchanges.\nName of Exchange.\nNet Premium\nDeposits\nwritten.\nNet Premium\nDeposits\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$18,067\n3,034\n1,620\n4.060\n4,700\n20,337\n1,291\n5.660\n2.565\n(2.)\n$15,935\n3,099\n1,516\n4.074\n3,852\n21,022\n790\n5.778\n2.426\n(3.)\n$19,755\nNil\n24\nNU\nNil\n449\nNil\n25\nNil\n123.98\nNil\n1.5905\nCanners Exchange Subscribers at Warner Inter Insur-\nNil\nIndividual Underwriters _\t\nNil\n.02\nNil\n.43\nN-'l\nTotals \t\n$61,334\n$58,492\n$20,253\nTABLE IV.\u2014FIRE INSURANCE SUMMARY.\n(Figures shown in nearest thousand.)\nm\nYear.\nNet Premiums\nwritten.\nNet Premiums\nearned.\nNet Amount of\nLosses incurred.\nRatio Losses\nincurred to\nPremiums\nearned.\n1937.. \t\n1938 \t\n$4,167,000\n4,056,000\n3,866,000\n3,880,000\n4,327,000\n$4,082,000\n4,105,000\n3,953,000\n3,902,000\n3,826,000\n$1,877,000\n2,011,000\n1,134,000\n1,133,000\n1,009,000\n45.96\n1939... \t\n1940 .....\n1941\t\n26.37 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 83\nTABLE V.\u2014AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1941.\n(Figures shown in nearest dollar.)\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\nAetna Casualty & Surety Co..\nAetna Insurance Co\t\nAgricultural Insurance Co \t\nAlliance Assurance Co., Ltd. \t\nAlliance Insurance Co. of Philadelphia\t\nAmerican Alliance Insurance Co.. \t\nAmerican Automobile Fire Insurance Co..\nAmerican Automobile Insurance Co\t\nAmerican Central Insurance Co \t\nAnglo-Scottish Insurance Co., Ltd.\t\nArex Indemnity Company.. _\t\nAtlas Assurance Co., Ltd _ \t\nBankers & Traders Insurance Co., Ltd...\nBoston Insurance Co\t\nBritish America Assurance Co\t\nBritish Canadian Insurance Co\t\nBritish Empire Assurance Co\t\nBritish General Insurance Co., Ltd..\nBritish Law Insurance Co.\t\nBritish Oak Insurance Co., Ltd\t\nBritish Traders Insurance Co., Ltd..\t\nCaledonian Insurance Co \t\nCamden Fire Insurance Association\t\nCanada Accident & Fire Assurance Co...\nCanada Security Assurance Co _\t\nCanadian Fire Insurance Co\t\nCanadian General Insurance Co\t\nCanadian Indemnity Co. \t\nCanadian Surety Co...\nCar & General Insurance Corporation\t\nCasualty Co. of Canada \t\nCentral Insurance Co., Ltd. (See note.)\t\nCentral Manufacturers Mutual Insurance Co. .\nCentury Insurance Co., Ltd.- _ \t\nCommercial Casualty Insurance Co.\t\nCommercial Union Assurance Co., Ltd\t\nConsolidated Fire & Casualty Insurance Co. _..\nContinental Casualty Co \t\nContinental Insurance Co .\nCornhill Insurance Co., Ltd\t\nDominion Fire Insurance Co.. \t\nDominion of Canada General Insurance Co. .\nDrapers' & General Insurance Co., Ltd\t\nEagle Fire Co. of New York\t\nEconomical Mutual Fire Insurance Co\t\nEmployers Liability Assurance Corporation, Ltd..\nEureka-Security Fire & Marine Insurance Co\t\nFidelity & Casualty Co. of N.Y \t\nFidelity Insurance Co. of Canada \t\nFidelity Phenix Fire Insurance Co \t\nFire Association of Philadelphia \t\nFireman's Fund Insurance Co _\t\nFiremen's Insurance Co., Newark\t\nFirst National Insurance Co. (See note.).\nFranklin Fire Insurance Co. (See note.)..\nGeneral Accident Assurance Co \t\nGeneral Accident Fire & Life Assur. Corporation, Ltd..\nGeneral Casualty Co. of America \t\nGeneral Exchange Insurance Corporation. \u2014\nGeneral Insurance Co. of America \t\nGeneral Security Insurance Co. of Canada _\t\nGlens Falls Insurance Co..\u2014 \u2014 \t\nGlobe Indemnity Co\u2014 \t\nGore District Mutual Fire Insurance Co..\nGreat American Indemnity Co\t\nGreat American Insurance Co\t\nGuardian Assurance Co., Ltd \t\nGuardian Insurance Co. of Canada\t\nGuildhall Insurance Co., Ltd _\t\nHalifax Fire Insurance Co \t\nHardware Dealers Mutual Fire Insurance Co...\nHartford Accident & Indemnity Co \u2014\nCarried forward \t\n(1.)\nNU\n$45\nNil\nNU\n45\n132\n19,647\n43,649\nNil\n8,585\n3,202\n7,306\n64,205\nNil\n45,608\n14,358\n13,232\n8,877\n14,036\n1,744\n14,981\n3,180\n2,873\n25,522\n18,637\n24,106\n25,765\n24.078\n27.762\n3,624\n23,408\n2.560\n8,778\n79,676\n14,425\n804\n390\nNil\n16,676\n4,370\n40,870\n6.428\n149\nNil\n22,917\n\u2014248\nNil\n2,627\n4,809\nNil\nNil\nNil\n29,696\n12,340\n76,239\n45,788\n34,262\nNil\n31,762\n30,625\n17,466\n2,396\n1,186\n59\n231,563\n36,985\n91,524\n8\n21,473\n(2.)\nNil\n$17\nNU\nNil\n37\n158\n19,705\n44,760\nNil\n8,727\n2,790\n7,689\n62,330\n61\n43,968\n13,644\n12,735\n8,757\n13,610\n2,184\n14,907\n3,036\n2,924\n25,177\n18,979\n24,657\n24,881\n23,770\n29,618\n3,357\n19,196\n113\n8,901\n74.298\n14,233\n450\n471\nNil\n16,428\n4,497\n39,027\n4,634\n238\n9\n26.003\n1,359\nNil\n2,280\n4.087\nNil\nNil\nNil\n20,758\n12,652\n74,257\n39,646\n31,919\nNil\n28,000\n29,829\n19,018\n2,546\n1,422\n35\n219,466\n33,847\n78,214\n54\n16.638\nSI.307,210 | $1,237,003\nI\n(3.)\nNU\nNil\nNil\nNU\n$30\n46\n5,062\n16,792\nNU\n3,125\n3,547\n1,610\n19,427\nNU\n28,272\n5,414\n3,825\n5,440\n2,648\n718\n7,680\n1,507\n326\n15,644\n6,120\n10,190\n16,099\n10,513\n16,398\n1,337\n7,451\n350\n3,125\n55,508\n8,842\nNil\n2,485\n. 1,325\n14,580\n5,925\n-25\nmi\n9,813\n125\nNU\n1,150\n162\nNU\nNil\nNil\n5,841\n17,027\n27,678\n22,754\n15,583\nNil\n15,338\n9,660\n10,626\n849\n410\nNil\n111,266\n12,046\n33,780\n17\n6.271\nNil\nNU\nNil\nNU\n81.08\n28.81\n25.68\n37.51\nNU\n35.81\n127.14\n20.91\n31.17\nNil\n64.30\n39.68\n30.03\n62.12\n19.46\n32.88\n51.52\n49.63\n11.15\n62.14\n32.25\n41.33\n64.70\n44.22\n55.36\n39.83\n38.81\n3.08\n35.11\n74.71\n62.12\n1.78\n13.54\nNU\n15.12\n29.48\n37.36\n127.87\nNil\nNil\n37.74\n9.16\nNil\n50.45\n3.96\nNil\nNU\nNU\n28.14\n134.58\n37.27\n57.39\n48.82\nNil\n54.77\n32.38\n55.87\n33.36\n28.21\nNU\n50.43\n35.59\n43.19\n31.09\n37.69\n$581,404 H 84\nBRITISH COLUMBIA.\nTABLE V.-\n-AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1941\n\u2014Continued.\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$1,307,210\n2,753\n90,980\n30,689\n(2.)\n$1,237,003\n2.461\n89,678\n37,212\n(3.)\n$581,404\n261\n39,210\n21,312\nHartford Fire Insurance Co... \t\n10.61\n57 27\nHomestead Fire Insurance Co. (See note.) \t\nHudson Bay Insurance Co. (See note.) \u2014 \t\n4,625\n10,041\n74\nNil\n66\nNil\n14,450\n20,954\n161\n17,025\n3,375\n9,455\n49,823\n13,405\n12,240\n907\n5,858\n23,424\n110.677\n1,481\n9,286\n2,136\n10,679\n1,235\n13,790\n4.602\n83,113\n8\n27,413\n2,374\nNil\n261\n191\n3,168\n1,150\nNU\nNU\n16,326\n12,001\n37,355\n50,713\n241\n28,795\n2,387\n50,106\n11,068\n8,392\n5,548\n2,858\n20,562\n96,584\nNil\n2,153\n44,106\n18,298\n3,813\n11,848\n7,626\n22,186\n39,549\n4,536\n10,168\n63\nNil\n57\nNil\n15.194\n19,187\n139\n16,603\n3,290\n9,574\n49,032\n13.547\n12,297\n907\n6.153\n22,712\n99,156\n1,676\n7,305\n1,910\n10,828\n1,307\n14.340\n2,738\n74,388\n54\n25.819\n2,197\nNil\n2,425\n2,415\nNil\nNU\nNU\nNil\n7,100\n3,949\n5\n5,692\n1,120\n8,293\n20,948\n5,890\n6,297\n4\n1,116\n14,443\n68,881\n399\n6,323\n\u2014 6,049\n9,048\n238\n4,065\n2,938\n33,621\n17\n12,473\n590\nNU\nImperial Insurance Office \t\nIndemnity Insurance Co. of North America _\t\nIndiana Lumbermen's Mutual Insurance Co . ..\n23.76\nNd\nNil\nNil\nNil\n45.82\n20.58\n3 42\n34.28\n34.04\n66.62\n42.72\nLondon & Lancashire Insurance Co \t\nLondon & Provincial Marine General Insurance Co., Ltd.\u2014\nLondon & Scottish Assurance Corporation \t\n43.48\n51.20\n.44\n18.13\n63.59\n69.47\nLumbermen's Mutual Casualty Co \t\n23.81\n86.56\n83.56\n18.00\n28.35\n107.30\n45.20\n31.09\n48.30\n26.84\nNU\nNational Retailers Mutual Insurance Company.. \t\nNational Union Fire Insurance Co \t\n138\n245\n3,094\n684\nNil\nNil\n15,511\n12,352\n36,473\n48,659\n232\n28,093\n2,325\n49,433\n9,675\n8,541\n5,476\n2,700\n26,888\n100,030\nNil\n14\n24\n1,256\n734\nNil\nNU\n1,098\n3,958\n15,617\n16,859\n21\n7,068\n1,144\n30,606\n2,311\n3,125\n3,400\n221\n15,416\n66,345\nNil\n10.15\n9.8\n40.59\n107.31\nNew York Underwriters Insurance Co.. \t\nNU\nNil\n7.08\n32.04\n42.82\n34.65\nNorthwestern National Insurance Co... \t\nNorwich Union Fire Insurance Society, Ltd\t\n9.22\n25.16\n49.20\n61.91\n23.88\n36.59\n62.12\n8.17\n57.33\n66.32\nNU\n2,832\n44,571\n19,524\n3,725\n11,218\n7,377\n21,449\n38,322\n1,545\n956\n12,956\n\u2014 2,128\n1,508\n1,569\n5,240\n5,533\n12,404\n33.76\n29.07\n40.48\n13.98\n71.04\n25.79\n32.37\nRoyal Plate Glass & General Insurance Co. of Canada.\n1,444\n605\n39.00\n$2,383,038\n$2,292,643\n$1,062,288 REPORT OF THE SUPERINTENDENT OF INSURANCE. 1941.\nH 85\nTABLE V.\u2014AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1941\n\u2014Continued.\nName of Insurer.\nNet\nPremiums\nwritten.\nNet\nPremiums\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$2,383,038\n2,218\n79,648\n7,786\n(2.)\n$2,292,643\n2,478\n68,400\n7,299\n(3.)\n$1,062,288\n4,596\n30,648\n185.00\n44.80\nNU\nNU\nSouth British Insurance Co., Ltd. (See note.) \t\n2,862\n40,270\n18,197\n21,080\n1,579\n9,298\n6,658\nNU\n27,822\n51,735\n2,909\n23,962\n18,348\n20,000\n1,612\n9,255\n6,568\nNil\n27,683\n48,492\n1,042\n25,706\n5,162\n9,283\n110\n2.598\n4,081\nNil\n14,260\n24,407\n35.81\n107.28\n28.13\n46.41\n6.82\n28.07\n62.13\nNil\nSun Insurance Office, Ltd \t\nUnion Marine & General Insurance Co., Ltd \u2014\t\nUnited British Insurance Co., Ltd. (See note.) -^\u2014.\n50.33\n11\n26,596\n3,189\nNil\n65,974 '\n6,756\n21,103\n9,636\n6\n25.010\n2,034\nNil\n59,866\n3,832\n20,376\n4,818\nNil\n6,329\n29,813\n1,916\n11,405\n677\nWestern Assurance Co \t\nWestern Union Insurance Co \u2014 ....\nWestminster Fire Office. (See note.) .\t\n55.97\n14.04\nWorld Fire & Marine Insurance Co. \t\nNU\n6,037\n26,298\n127,047\nNil\n5,809\n23,523\n123,489\nNU\n1,521\n11,069\n78,078\nNU\n25 18\n47.05\n63 23\n$2,956,864\n$2,811,204\n$1,336,408\nNote.\u2014Ths entire business of this Insurer was either cancelled or reinsured by one or more Insurers whose\nnames are included in the foregoing table, and the figures in the latter case are included in the figures for that\nInsurer or Insurers.\nReciprocal Exchanges.\nName of Exchange.\nNet Premium\nDeposits\nwritten.\nNet Premium\nDeposits\nearned.\nNet Losses\nincurred.\nRatio of\n(3) to (2).\n(1.)\n$1,709\n(2.)\n$2,367\n(3.)\n$2,668\n113 00\nTABLE VI.\u2014AUTOMOBILE INSURANCE SUMMARY.\n(Figures shown in nearest thousand.)\nYear.\nNet Premiums\nwritten.\nNet Premiums\nearned.\nNet Losses\nincurred.\nRatio Losses\nincurred to\nPremiums\nearned.\n1937 . . \t\n$2,202,000\n2,459,000\n2,459,000\n2,708,000\n2,957,000\n$2,045,000\n2,356,000\n2,448,000\n2,653,000\n2,811,000\n$1,266,000\n1,261,000\n1,151,000\n1,376.000\n1,336,000\n61 90\n1938 \t\n1939\t\n47 02\n1940 \t\n51 87\n1941 \t H 86\nBRITISH COLUMBIA.\nTABLE VII\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941.\n(Figures shown in nearest dollar.)\nACCIDENT AND SICKNESS INSURANCE.\nAccident Insurance.\nSickness Insurance.\nName of Insurer.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n\u2022$11,311\n$11,795\nAnglo-Scottish Insurance Co., Ltd \t\n290\n9\n3,463\n2,067\n5,648\n1,658\n6,973\n224\n624\n3,141\n905\n1,342\n740\n2,251\n677\n5,306\n42\n19\n2,375\n72\n$2,109\n1,350\n2,623\n823\n2,535\n74\n1,736\n388\n$727\n952\n2,912\n197\n2,044\n270\n1,506\n19\n22\n( *857\nj 2,798\n277\n39,127\n3,843\n\u20224,664\n20\n37,456\n1,474\nCasualty Co. of Canada _ -\t\n3,660\n351\n14,479\n1,975\n3,728\n30,177\n1,807\n36,573\n17,381\n555\n15,328\n12 472\n46,392\n\u20228,244\n3,817\n10,045\n3,825\n1,264\n11,469\n8,827\nEmployers' Liability Assurance Corporation, Ltd..\t\n1,289\n1,141\n273\n273\nf *2,613\n( 4,295\n( *176\nj 1,507\n1,679\n5\n1,154\n5\n1,022\n567\n\u202226,049\n2,350\n453\n2,158\n1,559\n1,795\n36\n232\n361\n641\n\u201425\n2,457\n948\nGeneral Accident Fire & Life Assurance Corpn., Ltd\t\n923\n863\n662\n238\n953\n263\n5,283\n362\n410\n10\n458\n259\n1,010\n14,478\n1,915\n165\nImperial Guarantee & Accident Insur. Co. of Canada\t\n697\n109\n10\n424\n1,118\n484\nLaw, Union & Rock Insurance Co., Ltd \t\nLegal & General Assurance Society, Ltd \t\n68\n497\n160\n1,130\nLiverpool S-, London & Globe Insurance Co., Ltd.\t\nLondon & Lancashire Guar. & Accident Co. of Canada\n187\n6.085\nf *145\n\\ 962\n10\n( *2,043\n| 3,365\n\u202243,438\n\u202222,949\n68\n402\n343\n27\n2,264\n106\n6,540\n30\n4,428\nLondon & Provincial Marine & General Insur. Co., Ltd.\u2014.\n876\n220\n1,505\n28,484\n12,078\n979\n44\n24\n$311,751\n$149,549\n$109,665\n$58,819\n* Accident and sickness. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 87\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nACCIDENT AND SICKNESS INSURANCE\u2014Continued.\nAccident Insurance.\nSickness Insurance.\nName of Insurer.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$311,751\nf H1.998\n( 7,589\n353\n\u2022184,622\n\u2022604\n3,547\n290\n1,914\n191\n\u20221,255\n7,536\n1,465\nf *396\n\\ 456\n\u202222,528\n395\n$149,549\n7,989\n4,311\n86,114\n225\n\u2014 1,358\n$109,665\n$58,819\nMetropolitan Life Insurance Co..\t\n1,316\n\u2014 213\n2,777\n2,269\n\u2014 14\n428\n211\n100\n20\n478\n353\n1,577\n\u2014 19\n5\n454\n13,279 '\n139\nOcean Accident & Guarantee Corporation, Ltd \t\n1,340\n372\n272\n133\n29\n32\n46\n2,925\n202\n1,603\n461\n307\n4,446\n2,570\n44,447\n503\n6,898\nf \u00bb281\n| 148\n606\n57\n4,909\n61\n63\nf *4,354\nI 3,133\n2,442\n581\n977\n902\n884\nRoyal Insurance Co., Ltd.\t\n225\nNU\n250\n2,918\n1,803\n14,745\n57\n3,250\n18\n32\n80\n\u20143\n3,819\n929\n1,420\n76,262\n79\n6,250\n827\n1,219\n53,521\n89\n4,088\n23\n139\n\u201425\nWestern Assurance Co. \t\n2,953\n1,593\n\u2014 14\n1,132\n308\n1.148\nZurich General Accident & Liability Insur. Co., Ltd.\t\n7,347\n4.856\nTotals .1 \t\n$637,352\n$293,159\n$212,991\n$129,284\n* Accident and sickness.\nAIRCRAFT AND PLATE-GLASS INSURANCE.\nAircraft Insurance.\nPlate-class\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$14\n$157\n$18\n656\n855\n21,748\n137\n326\n766\n228\n331\n1,317\n1,801\n278\n428 '\n403\n11\n20\n30\n70\n$439\n134\n10,413\n9\n272\n91\n76\n201\n677\nCanadian Indemnity Co. _\t\n1,164\n348\n126\n99\n$45\n$257\n$29,292\n$14,049 H 88\nBRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nAIRCRAFT AND PLATE-GLASS INSURANCE\u2014Continued.\nName of Insurer.\nAircraft Insurance.\nPlate-glass\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$45\n$257\n$29,292\n286\n13\n415\n481\n$14,049\n33\n495\nContinental Casualty Co. _ \t\n256\n75\n23\n1,884\n195\n833\n53\n1,106\nEagle Star Insurance Co., Ltd \t\n313\n234\n1\nFidelity Insurance Co. of Canada \t\n301\n679\n217\n2,365\n176\n878\n148\nGeneral Casualty Co. of America \t\nGeneral Security Insurance Co. of Canada \t\n877\n529\n5\n596\n159\n\u2014 1,224\n559\n798\n692\n1,692\n171\n356\n14\n339\n1,450\n\u2014 24\n811\n434\n67\nHudson Bay Insurance Co. \t\nImperial Guarantee & Accident Co \t\nImperial Insurance Office . ,. _\t\n1,233\n919\n5\n130\n1,357\nInsurance Company of North America \u2014\t\n11\n30\n74\n71\n59\n841\n111\n66\n74\n457\n18\n28\n200\nLondon Guarantee & Accident Co., Ltd _\t\n229\n18,873\n197\n12\n75\n356\n1,442\n1,304\n584\n39\n851\n650\n7\n\u2014 12\n\t\n309\n379\n142\n232\n748\n229\n1,707\n380\n270\n458\n1,201\n4,275\n14\n3\nPhoenix Insurance Co _ \t\n\u201423\n\u2014 4\n161\n483\n217\n500\n223\nQueensland Insurance Co., Ltd -_\n343\nRailway Passengers Assurance Co\t\n39\n151\nRoyal Plate Glass & General Insurance Co. of Canada\nSt. Paul Fire & Marine Insurance Co. \t\n14\n38\n99\n76\n$4,251 1 $29,027\n$52,712\n$28,106\nx -,- REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 89\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nAIRCRAFT AND PLATE-GLASS INSURANCE\u2014Continued.\nName of Insurer.\nAircraft Insurance.\nPlate-glass\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$4,251\n$22,027\n$52,712\n$28,106\n7\n\u2014 8\n- 117\n1,078\n109\n7\n356\n502\n\u2014 17\n1,625\n88\n24\n86\n1,087\n375\n84\n987\n10\n356\n5\n\u2014 8\n74\n152\n6\n287\n22\n24\nWestern Assurance Co \t\n21\n70\n34\n5\n41\n55\nTotals \t\n$5,003\n$23,689\n$56,168\n$29,887\nEMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE.\nName of Insurer.\nEmployers' Liability\nInsurance.\nPublic-liability\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$115\n$16\n7,126\n228\n648\n1,714\n1,101\n734\n3,664\n368\n33\n14,971\n33,338\n5,839\n84\n714\n194\n14.978\n1,734\n73\n1,641\n3,602\n13,085\n2,331\n21,457\n2,303\n7,885\n2,708\n$100\n13\n\u20149\n3\n25\n61\n41\n50\n2,825\n\u2014 15\n$3,114\n3,408\n1,023\n287\nCanada Security Assurance Co __\t\n25\nCanadian General Insurance Co. _ \t\n598\n3,160\n135\n922\n1,353\n\u2014 1.835\n6,196\n50\n25\n1,350\n25\n\t\n\u201416\n587\n4,187\n34\n40\n911\n14\n2,695\n150\n118\n235\n55\n189\nEmployers' Liability Assurance Corporation, Ltd\t\nFidelity & Casualty Co. of New York\t\n. 479\n1,868\n-3,147\n25\n794\n11,426\nGeneral Accident Fire & Life Assurance Corpn., Ltd.\t\n991\n3,672\n77\n\u201455\n1,197\n355\n7,550\n2,375\n2,009\n1,259\n583\n391\n16\n\u2014 1,161\nHudson Bay Insurance Co \t\n1\n1\n92\n3\n150\n$11,963\n$3,602\n$154,598\n$35,661 H 90\nBRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nEMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE\u2014Continued.\nName of Insurer.\nEmployers' Liability\nInsurance.\nPublic-liability\nInsurance.\n\u2666\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nBrought forward ._ \t\n$11,963\n141\n658\ni\n$3,602\n$154,598\n1,454\n915\n1,318\n7\n301\n5,384\n95\n785\n$35,661\n106\n4\nLegal & General Assurance Society, Ltd\t\n1,807\nLiberty Mutual Insurance Co.. - \t\nLiverpool & London & Globe Insurance Co., Ltd \t\nLondon & Lancashire Guar. & Accident Co. of Canada\t\nLondon & Provincial Marine & General Insur. Co., Ltd\t\n26\n2,428\n9\n7\n9\n732\n\u2014 6\n1,166\nLondon Guarantee & Accident Co., Ltd. _\t\n18,908\n11,701\n730\n101\n7\n902\n1,761\n4,523\n1,172\n484\n87\n120\n87\n331\n775\n3\n179\n38\n518\n25\n52\n2,311\n99\n5,198\n4,594\n551\n719\n2,876\n835\n1,342\n2,678\n712\n\u2014 230\n4,614\n759\n\u2014 146\n349\n105\n22\n301\n11\n81\n489\n4\n73\n\u201452\n\u2014\n24\n625\n12,249\n101\n1,156\n124\n13,224\n121\n5,923\n7\n790\n383\n1,730\n2.083\n125\n774\n2,354\n92\n27\n2,321\n951\n102\n60\n6,304\n4,982\n3\n35\n159\n340\n96\n151\n\u2014 80\nZurich General Accident & Liability Insurance Co., Ltd\t\n256\n$40,337\n$21,553\n$227,094\n$62,065\nGUARANTEE AND\nTHEFT INSURANCE\nGuarantee\nNSURANCE.\nTheft Insurance.\nName of Insurer.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$13\n50\n$10\n$34\n$2,792\n556\n1,307\n1,240\n1,470\n595\n1,694\n991\n853\n15,370\n79\n905\n357\n410\n59\n617\n290\n400\n1,405\n48\n7,078\n10,779\n\u2014 32\n1,004\n\u2014 128\n249\n717\nCanadian General Insurance Co \t\n945\n$21,045\n$2,881\n$24,110\n$4,121 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 91\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nGUARANTEE AND THEFT INSURANCE\u2014Continued.\nName of Insurer.\nGuarantee Insurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nTheft Insurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nBrought forward .\nCanadian Indemnity Co _\t\nCanadian Surety Co _\nCasualty Co. of Canada _\t\nCentury Insurance Co., Ltd \t\nCommercial Casualty Insurance Co\t\nCommercial Union Assurance Co., Ltd\t\nConsolidated Fire & Casualty Insurance Co\t\nContinental Casualty Co. \t\nDominion of Canada General Insurance Co \t\nEmployers' Liability Assurance Corporation, Ltd..\nFederal Fire Insurance Co \t\nFidelity & Casualty Co. of New York \t\nFidelity Insurance Co. of Canada .\nGeneral Accident Assurance Co. of Canada \t\nGeneral Accident Fire & Life Assurance Corpn., Ltd..\nGeneral Casualty Co. of America \t\nGeneral Security Insurance Co. of Canada \t\nGlobe Indemnity Co. of Canada\t\nGreat American Indemnity Co __ \t\nGuarantee Co. of North America \t\nGuardian Insurance Co. of Canada \t\nGuildhall Insurance Co., Ltd _\t\nHalifax Insurance Co. _ _\nHartford Accident & Indemnity Co _\nHudson Bay Insurance Co.\nImperial Guarantee & Accident Insur. Co. of Canada-\nImperial Insurance Office .\nIndemnity Insurance Co. of North America .\nLaw, Union & Rock Insurance Co., Ltd\t\nLegal & General Assurance Society, Ltd\t\nLiberty Mutual Insurance Co. ... \t\nLiverpool & London & Globe Insurance Co...\nLondon & Lancashire Guar. & Accident Co. of Canada\t\nLondon & Provincial Marine and General Insur. Co., Ltd..\nLondon & Scottish Assurance Corporation, Ltd \t\nLondon Assurance \t\nLondon Guarantee & Accident Co., Ltd \t\nLumbermen's Mutual Casualty Co _.\nMaryland Casualty Co. .\nMetropolitan Casualty Insurance Co \t\nNorth British & Mercantile Insurance Co., Ltd..\nNorthern Assurance Co., Ltd\t\nNorthwest Casualty Co. \t\nNorwich Union Fire Insurance Society, Ltd\t\nOccidental Fire Insurance Co.\nOcean Accident & Guarantee Corporation, Ltd.\nPearl Assurance Co., Ltd \t\nPhoenix Assurance Co., Ltd. \t\nPrudential Assurance Co., Ltd. \u2014 _\t\nQueensland Insurance Co., Ltd \t\nRailway Passengers Assurance Co \t\nReliance Insurance Co. of Canada\t\nRoyal Exchange Assurance \t\nRoyal Insurance Co., Ltd.\nRoyal Plate Glass & General Insurance Co. of Canada .\nScottish Metropolitan Assurance Co., Ltd \u2014\nSouth British Insurance Co., Ltd .-.\t\nSun Insurance Office, Ltd \t\nToronto Genera] Insurance Co \t\nTravelers Indemnity Co \t\nUnion Assurance Society, Ltd..\nUnion Fire, Accident & General Insurance Co.\nUnion Insurance Society of Canton, Ltd\t\nUnion Marine & Genera] Insurance Co., Ltd\u2014\nUnited States Fidelity & Guaranty Co \t\nWawanesa Mutual Insurance Co.. \t\nWestern Assurance Co \t\nWorld Marine & General Insurance Co., Ltd\t\nYorkshire Insurance Co., Ltd \u2014\nZurich General Accident & Liability Insurance Co., Ltd..\nTotals -\n$21,045\n21,123\n24,611\n164\n1,318\n3,007\n2,571\n4,278\n3,708\n1,669\n1,547\n282\n1,609\n5,075\n192\n103\n1,658\n130\n472\n152\n149\n1,964\n1,145\n176\n35\n181\n358\n558\n892\n487\n'469\n56\n336\n2.802\n2,323\n5\n57\n261\n226\n4,897\n1,624\n37\n663\n$2,881\n2,270\n514\n2,040\n-500\n7\n121\n570\n400\n29\n-325\n\u2014 67\n-333\n25\n43\n700\n-100\n94\n377\n922\n546\n150\n700\n\u201430\n$24,110\n10,839\n2,696\n1,133\n878\n8,677\n301\n156\n3,845\n3,718\n92\n2,041\n4,804\n1,069\n6,686\n2,455\n3,622\n4,671\n639\n168\n1,640\n708\n757\n273\n5,526\n387\n119\n1,699\n3\n24\n1,351\n1,077\n1,271\n846\n1,750\n289\n2,372\n792\n449\n604\n1,984\n1,236\n316\n1,730\n2,462\n693\n12,575\n5,988\n638\n8,785\n283\n1,869\n652\n995\n594\n2.359\n2.308\n$123,234\n$11,275\n$150,850\n$4,121\n2,280\n745\n82\n\u2014 33\n2,332\n169\n1,377\n630\n330\n716\n32\n2,330\n130\n1,230\n1,159\n1\n30\n1,669\n14\n82\n14\n748\n463\n131\n17\n85\n6\n498\n75\n185\n\u2014 74\n146\n1,035\n346\n123\n542\n765\n412\n369\n6,775\n100\n78\n168\n21\n66\n96\n\u201421\n$34,501 H 92\nBRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nINLAND-TRANSPORTATION AND MARINE INSURANCE.\nName of Insurer.\nInland transportation\nInsurance.\nMarine Insurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$42\n8,407\n61\n$i\n1,688\n4\nAetna Insurance Co. ... \t\n$49,615\n4,951\n3,914\n12\n$15,179\n3,125\n2,641\n3\n3,456\n197\n612\n\u201418\n3,401\n25,170\n2,831\n435\n240\n13\n14\n65,344\n19,596\n7,542\n56,347\n11,848\n\u2014 2,345\nBritish America Assurance Co.\t\n49\n10,249\n8,517\n9\n76\n71\n191\n198\n1\n96\n4\n1,440\n59\n330\n56\n14\n40\n601\n2,658\nCentury Insurance Co., Ltd \u2014\n5\n4,803\n2,638\n96\n5,435\n1,874\n18,213\n1,567\n644\n116\n4,245\n12\n40\n649\n331\n120\n4,139\n\u2014267\n16,218\n228\n187\n191,540\n11\n113,078\n\u20143\n28,204\n12,011\n229\n79\n1,278\n26\n53\n28\n368\n21\n\u2014 166\n735\n96\n2,083\n3,800\n754\n71,219\n100\n47,972\n220\n51\n966\n10\n\u20146,476\n686\n104,684\nc7\n58,574\nImperial Guarantee & Accident Insur. Co. of Canada\n179\n8,743\n5\n212\n1,009\n12\n1,651\n14,665\n102,015\n10,284\n8,847\n43,406\n5,394\nLondon and Lancashire Guar, and Accident Co. of Canada\n185\nLondon & Lancashire Insurance Co., Ltd \t\n159\n$54,238\n$4,516\n$664,816\n$475,766 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. * H 93\nTABLE VIL\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nINLAND-TRANSPORTATION AND MARINE INSURANCE\u2014Continued.\nName of Insurer.\nInland-transportation\nInsurance.\nMarine Insurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums Net Losses\nwritten. incurred.\n$54,238\n3,819\n141\n460\n782\n$4,516\ni\n$664,816 1 $475,766\nR9 617 I 46 572\nLondon Guarantee & Accident Co., Ltd \u2014\n5,001\n4\n158\n437\n8,166\nMaritime Insurance Co., Ltd - - \u2014 \u2014\n\u2014363\nMichigan Fire & Marine Insurance Co.\u2014\t\n123\n12,159\n30\n1,697\nMinnesota Implement Mutual Fire Insurance Co \t\n\u2014 15\n\u2014 8,414\nNational Ben Franklin Fire Insurance Co \t\n23\n49,924\n30,942\nNational Union Fire Insurance Co _\t\n61\n\t\n709\n89\n28\n81\n100\n360\n13\nNorth British & Mercantile Insurance Co., Ltd \t\nNorth Empire Fire Insurance Co. \t\n61,082\n\u2014984\n1,759\n2,038\n45\nNorwich Union Fire Insurance Society, Ltd\t\n497\n75\n31\n172\n218\n18,306\n7,056\n2,466\n2\n1,499\nPhiladelphia Fire & Marine Insurance Co.\t\n433\n996\n4\n1,192\n888\n1,174\n27,960\n55\n11\n4,663\n82\n11,362\n10\n22,647\n252\n1,184\n128,026\n708,618\n31\n66,174\n53\n1,358\n12,588\nSt. Paul Fire & Marine Insurance Co.\u2014\t\nScottish Metropolitan Assurance Co., Ltd \t\n1,769\n834\n30,212\n15,292\nSecurity Insurance Co. of New Haven _ \t\n133\n31\n7\n1,080\n260\n36,229\n26,460\n19,142\n28\n11,542\n13,271\nThames & Mersey Insurance Co., Ltd.- - \t\n156\n862\n26\n2,157\n117\n153\n1,098\n700\n99\n69\n1\n9\nTravelers Fire Insurance Co .\n145,056\n16,589\n12,328\n42,660\n12,328\n27,121\n21\n4,330\n37,715\n55,705\n7,056\n7,695\n13,750\nUnion Marine & General Insurance Co., Ltd. \t\n36\n153\n337\n593\nWestchester Fire Insurance Co.\nWestern Assurance Co \t\n9\n18\n7,695\n16,896\nWorld Marine & General Insurance Co., Ltd .\t\n1.572\n18,757\nYorkshire Insurance Co., Ltd..\t\nZurich General Accident and Liability Ins. Co., Ltd.\t\nTotals - _._\t\n$110,834\n$4,261\n$1,544,394 1 $1,486,797\n1 - H 94\nBRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nPROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE.\nName of Insurer.\nProperty-damage\nInsurance.\nPersonai^property\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$412\n'38,516\n493\n$126\n$46,031\n349\n76\n136\n42\n$23,841\n29,442\n144\n21\n131\n106\n113\n2,569\n2,253\n633\n82\n259\n250\n1,957\n37\n226\n156\nBritish Crown Assurance Corporation, Ltd\t\n25\n\t\n11\n842\n63\n48\n453\n313\n241\n3,845\n1,074\n194\n9,037\n3,372\n1,274\n1,182\n638\n696\n389\nCentral Insurance Co., Ltd \t\n33\n4\n9\n5\n475\n108\nCitizens Insurance Co. of New Jersey \t\n137\n42\n-\n2,169\n711\nConnecticut Fire Insurance Co \t\nContinental Casualty Co .. -\t\n7,272\n1,335\n125\n32\n4,524\n7,096\nCornhill Insurance Co., Ltd \t\n5\n8,454\n121\n341\n1,996\n142\n1,423\n6\n34\n57\n304\n1,454\n267\n25\nEssex & Suffolk Equitable Insurance Society, Ltd ..\nEureka-Security Fire & Marine Insurance Co\t\n26\nFederal Fire Insurance Co.. \t\n255\n26\n11,717\n2,593\n31,347\n12,887\n59,345\n46,787\n4\n\u2014 14,881\n100\nFranklin Fire Insurance Co. \t\n28\n\t\n4,428\n1,640\n12.024\n4,129\n102\n3.516 |\nCarried forward ...\n$109,349 | $84,788 | $149,499\n$53,646 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 95\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nPROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE\u2014Continued.\nProperty-damage\nInsurance.\nPersonai^property\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$109,349\n$84,788\n$149,499\n$53,646\n4\n94\n672\n494\n1,181\n1,586\n2,533\n11\n8,934\n41\n\t\n246\n61\n802\n692\n44\n66\n179\n369\n8\n2,896\n4,242\n\t\n170\n476\n10\n1,218\n2\n393\n4,579\n370\n52\n92\n189\n27\n4,676\n1,105\n\t\n28\n1,462\n9\n404\n26,757\n6,905\n3,146\n69\n611\n62\n2,688\n985\n95\n2\n6,488\n6,430\n518\n243\n138\n138\n1,382\n1,637\n49\n1,278\n30\n\t\n-\n6,069\n1,075\n35\n91\n49\n239\n493\n76\n28,158\n128\n7,599\n10\n4\n4,338\n1,523\n33\n415\n35\n2,145\n558\n26\n439\n925\n211\nSI 35.635 1 SS4.78R\n$250,871\n$81,149 H 96 BRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nPROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE\u2014Continued.\nName of Insurer.\nProperty-damage\nInsurance.\nPersonal-property\nInsurance.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\ni\n$135,635 1 S84.7SR\n$250,S71\n2,156\n275\n575\n6,018\n1 $81,149\n447\n84\n140\n1,333\nNorth British & Mercantile Insurance Co \t\nNorthern Assurance Co., Ltd. \u25a0\t\nNorthwestern Mutual Fire Association ._ _ _ \t\n~\n. North-West Fire Insurance Co. .. . _\t\nNorwich Union Fire Insurance Society, Ltd \t\nOccidental Fire Insurance Co _ \t\nOcean Accident & Guarantee Corporation, Ltd \t\nOhio Farmers Insurance Co. _\t\n633\n20\n2,935\n2,467\n4,494\n247\n221\n914\n74\n5\nPalatine Insurance Co., Ltd.\nPatriotic Assurance Co., Ltd ,\nPearl Assurance Co., Ltd\u2014 ,.~ \t\nPennsylvania Lumbermens Mutual Fire Insurance Co.\t\nPhenix Fire Insurance Co. of Paris .........\t\n194\n660\n3,431\n1,104\n1,478\n25\n12,050\n29\n206\n6\n2,566\n1,178\n887\n207\nPhoenix Assurance Co., Ltd. \t\n2,212\nPioneer Insurance Co. \u2014 -\n132\n60\n4,883\n3,208\n9\n148\n5,153\nQueen Insurance Co. of America \t\nQueensland Insurance Co., Ltd.\u2014 ~.\n618\n\u2014 50\n2,176\n1,232\n111\n727\n3,453\n3,681\nRoyal Insurance Co., Ltd. \t\nRoyal Plate Glass & General Insurance Co. of Canada\t\n13\n9,074\nSt. Paul Fire & Marine Insurance Co.\u2014. \u201e\nScottish Canadian Assurance Corporation \u2014 \t\nScottish Metropolitan Assurance Co., Ltd\t\n1,820\n16,447\n45\n311\n434\n1,445\n384\n185\n6\n57\n60\n188\n69\n29\n95\n19\nSouth British Insurance Co., Ltd . ...\n3,193\n1,835\nSpringfield Fire & Marine Insurance Co \t\n3,434\n670\n1,330\nSun Insurance Office, Ltd . \u2014\nSwitzerland General Insurance Co., Ltd \t\n2,528\n1\n319\n487\n\t\n7,394\n15,365\n3,291\n3,545\nTravelers Fire Insurance Co.\nUnion Assurance Society, Ltd \t\n1,989\n10,891\n825\n288\n1,872\n251\nUnion Insurance Society of Canton, Ltd. \t\n841\nUnited Firemen's Insurance Co\t\nUnited Mutual Fire Insurance Co \t\nUnited States Fidelity & Guaranty Co \t\nUnited States Fire Insurance Co\t\nUrbaine Fire Insurance Co\u2014 \t\n1,235\n2,130\n1,235\n2,717\n1,071\n372\n388\n372\n820\n\t\n23\n117\n258\n\t\n5\n465\n1,867\n39\n39\n801\nYorkshire Insurance Co., Ltd. ... \t\nZurich General Accident & Liability Insurance Co., Ltd\t\nTotals... .... \t\n$166,290 | $87,000\n$352,426 | $126,423 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941. H 97\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nWEATHER AND MISCELLANEOUS INSURANCE.\nName of Insurer.\nWeather Insurance.\nMiscellaneous\nInsurance.\nB.\u2014Boiler and Machinery.\nC\u2014Credit.\nH.\u2014Hail.\nL.S.\u2014Live Stock.\nS.L.\u2014Sprinkler-leakage.\nW.C.\u2014Workmen's\nCompensation.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums\nwritten.\nNet Losses\nincurred.\n$3\n334\n$4,675\nH. $1,357\nAlliance Insurance Co. of Philadelphia\t\n\t\nB\t\n\t\nBritish Traders Insurance Co., Ltd. \t\nCanada Accident & Fire Assurance Co \u2014\n-\nS.L. 10\n\t\n\t\nCity of New York Insurance Co. \t\nColumbia Insurance Co. of New York , \t\n$780\n1\nContinental Insurance Co. \t\nEmployers' Liability Assurance Corporation, Ltd.\t\nFidelity and Casualty Co. of N.Y. _ \t\n173\n3\n11\nS.L. 13\nB. 334\nFidelitv-Phenix Fire Insurance Co \t\nFranklin Fire Insurance Co. of Philadelphia \u2022\t\n226\nS.L. 100\nB. 45,886\nS.L. 149\n11,602\n\u2014 6\n\t\nB. 23\nGreat American Insurance Co _ _ \t\nB. 14,467\nB. 8,435\n .\nHartford Accident & Indemnity.- ',\nHartford Fire Insurance Co \t\n131\nB. 28,932\nS.L. ....\n1.078\n1,930\n402\nHome Insurance Co. of New York \t\n680\nS.L. 938\nImperial Assurance Co. \u2014\n2\n\t\nL.S. 1,804\nf H. 1,358\nj S.L. 440\n1,250\n4,675\n24\n5\n\t\nLiverpool & London & Globe Insurance Co., Ltd \t\nLondon & Lancashire Insurance Co., Ltd \t\nLondon Guarantee Accident Co., Ltd. - ._\t\nB. 3\n2\nS.L. \u2014120\nMercury Insurance Co. .. \t\n2\nH. 136\nH. 34\nS.L. 15\n467\n117\nNorth Empire Fire Insurance Co.\u2014 \u2014 \u2014\nNorthwestern Mutual Fire Association \t\nNorwich Union Fire Insurance Society, Ltd.- \t\nOcean Accident & Guarantee Corporation... \t\n2\nS.L. 72\nB. 1,144\n100\n33\n34\nPrudential Assurance Co., Ltd \u2014\t\nB. 22\nH. 34\nS.L. 25\nH. 1,154\nB. 1,002\nS.L. 17\n117\nSouth British Insurance Co., Ltd. -\n18\n\t\n3,974\nUnion Insurance Society of Canton, Ltd \t\n$1,389\n$1,471\n$107,784\n$29,985 H 98\nBRITISH COLUMBIA.\nTABLE VII.\u2014OTHER INSURANCE PREMIUMS AND LOSSES FOR 1941\u2014Continued.\nWEATHER AND MISCELLANEOUS INSURANCE\u2014Continued.\nWeather Insurance.\nMiscellaneous\nInsurance.\nName of Insurer.\nB.\u2014Boiler and Machinery.\nC.\u2014Credit.\nH.\u2014Hail.\nL.S.\u2014Live Stock.\nS.L.\u2014Sprinkler- leakage.\nW.C.\u2014Workmen's\nCompensation.\nNet Premiums\nwritten.\nNet Losses\nincurred.\nNet Premiums 1 Net Losses\nwritten. incurred.\n$1,389\n2\n1\n63\n$1,471\n$107,784\n$29,985\nL.S. 47\nTotals -\t\n$1,455\n$1,471\n$107,831\n$29,985\nTABLE VIII.\u2014OTHER INSURANCE (TABLE VII.) SUMMARY.\n(Figures shown in nearest thousand.)\nClass of Insurance.\n1937.\n1938.\n1939.\n1940.\n1941.\n$569,000\n.297,000\n151,000\n9,000\n127,000\n26,000\n1,263,000\n571,000\n$577,000\n800,000\n114,000\n37,000\n119,000\n32,000\n1,182,000\n623,000\n$551,000\n277,000\n116,000\n\u2014 1,563\n137,000\n38,000\n1,464,000\n653,000\n$532,000\n279,000\n143,000\n10,000\n146,000\n35,000\n1,749,000\n836,000\n$637,000\nL\t\n293,000\n123,000\nL \t\n11,000\nInland-transportation, P \t\nL.\t\n111,000\n4.261\n1,544,000\nL \t\n352,000\nL\t\n80,000\n9,000\n190,000\n57,000\n153,000\n102,000\n191,000\n64.000\n139,000\n55,000\n203,000\n72,000\n212,000\n71,000\n170,000\n85,000\n189,000\n81,000\n126,000\n64,000\n126,000\nProperty-damage, P..'... _ _\t\nL ....\nPublic-liability, P \t\n304,000\n104,000\n218,000\n69,000\n172,000\n80,000\n193,000\n90,000\n148,000\n58,000\n500,000\n271,000\n222,000\n84,000\n185,000\n114,000\n151,000\n68,000\n155,000\n98,000\n166,000\n87,000\n227,000\nL... \t\n62,000\nSickness, P \t\nL \t\n213,000\n129,000\nTheft, P\t\n\u201e L \t\n151,000\n35,000\nOther forms. P.. \t\nL \t\n211,000\n107,000\nTotal, P\t\n\u201e L\t\n\u25a0 $2,863,000\n1,191,000\n$2,894,000\n1,365,000\n$3,303,000\n1,367,000\n$3,783,000\n1,795,000\n$3,736,000\n2,341,000\nNote.\u2014\" P \" refers to premiums and \" L \" to losses; gross to 1940, net for 1941. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1941.\nH 99\nTABLE IX.\u2014INVESTMENTS OF INSURERS IN BRITISH COLUMBIA.\n(Amounts in nearest dollar.)\nName of Insurer.\nMortgages.\nIn other\nSecurities.\nAetna Life Insurance Co\t\nAnglo-Scottish Insurance Co., Ltd.-\nBaloise Fire Insurance Co., Ltd\t\nBeaver Fire Insurance Co\t\nBoiler Inspection & Insurance Co..\t\nBritish America Assurance Co. \t\nBritish Columbia Plate Glass Insurance Co..\nBritish Crown Assurance Corporation, Ltd.\nBritish Northwestern Fire Insurance Co\t\nCaledonian Insurance Co\t\nCanada Accident & Fire Assurance Co\t\nCanada Life Assurance Co. \t\nCanada Security Assurance Co \t\nCanadian Fire Insurance Co\u2014\t\nCanadian General Insurance Co\t\nCanadian Indemnity Co.\t\nCanadian Surety Co \t\nCasualty Co. of Canada \t\nCentral Union Insurance Co\t\nCentury Insurance Co., Ltd \t\nCommercial Casualty Insurance Co.\nConfederation Life Association\t\nContinental Life Insurance Co\t\nConsolidated Fire & Casualty Insurance Co...\nCrown Life Insurance Co. \t\nDominion Fire Insurance Co.\t\nDominion Life Assurance Co\t\nDominion of Canada General Insurance Co...\nEmpire Life Insurance Co. \t\nEquitable Life Insurance Co \t\nEnsign Insurance Co. \t\nExcelsior Life Insurance Co \t\nGeneral Accident Assurance Co. of Canada \t\nGeneral Accident Fire & Life Assurance Corporation, Ltd.\nGore District Mutual Fire Insurance Co \u2014\nGreat West Life Assurance Co \u2014 \u2014\t\nGuarantee Company of North America .\u2014 \t\nGuardian Insurance Co. of Canada \t\nHome Assurance Co. of Canada \u2014 \u2014\nHudson Bay Insurance Co \u2014 \u2014-\t\nImperial Insurance Office .\nImperial Life Assurance Co. of Canada \t\nLondon & Lancashire Insurance Co., Ltd\t\nLondon-Canada Insurance Co... \u2014\nLondon Guarantee & Accident Co\t\nLondon Life Insurance Co \t\nManufacturers Life Insurance Co \t\nMercantile Insurance Co. \t\nMetropolitan Life Insurance Co \t\nMill Owners Mutual Fire Insurance Co \t\nMilwaukee Mechanics Insurance Co\u2014\t\nMonarch Life Assurance Co _ \u2014\nMontreal Life Insurance Co \t\nMutual Benefit Health & Accident Association\nMutual Life Assurance Co. of Canada _\t\nMutual Life Insurance Co. of New York \t\nNational Life Assurance Co. of Canada\t\nNew Hampshire Fire Insurance Co\t\nNew York Life Insurance Co _\nNorth American Life Assurance Co.\nNorth British & Mercantile Insurance Co., Ltd..\nNorth Empire Fire Insurance Co .....\nNorthern Life Assurance Co..\u2014 _ \t\nNorthwest Casualty Co \u2014 - ~\nNorthwestern National Insurance Co \t\nNorwich Union Fire Insurance Society, Ltd\t\nNorwich Union Life Insurance Society, Ltd\t\nOccidental Life Insurance Co. \u2014\t\nPacific Coast Fire Insurance Co \t\n$1,453\n29,000\n194,042\n1,135,889\n2,187.996\n36,564\n1,650\n250,103\n44,628\n179,348\n2,059,452\n40.0001\n6,252\n1,246*\n4.770,153\n2,774,083\n1,544,000\n374,869\n18,901\n4,775,552\n76,795\n341,610\n75,702\n109,000\n571,254\n143,002\nCarried forward .\n$23,742,544\n$277,799\n26.280*\n5.000*\n2.305\n14.000\n3.000*\n10,000*\n12,000*\n50,000\n79.898\n105.000*\n3,573.317\n116.087t\n20,000*\n43.526\n26.000*\n73.000*\n6,000\n35.000\n26.000*\n32,100\n4,294.375\n481,997\n10,000\n970.961\n38.413t\n1.453.298\n266.173\n320.024\n95,302\n15.237t\n390.477\n113.000*\n32,450*\n25.000\n6,170,074\n100.000*\n118.333*\n32.000*\n50.000*\n2,019.076\n133.040*\n25.000\n218.788\n1.839,888\n3,225.274\n73.000*\n12,356,760\n20.000*\n43.300\n359.840\n261.632\n30.000*\n5,784,701\n590,224\n498.011\n50.000\n585,834\n2,228,348\n25.000\n42.075\n159.555\n2,000*\n50,000*\n58,528\n207,600\n$50,400,900\n* Par value.\nf Book value. H 100 BRITISH COLUMBIA.\nTABLE IX.\u2014INVESTMENTS OF INSURERS IN BRITISH COLUMBIA\u2014Continued.\n(Amounts in nearest dollar.)\nName of Insurer.\nMortgages.\nIn other\nSecurities.\n$23,742,544\n$50,400,900\nPhoenix Assurance Co., Ltd. \t\nProtective Association of Canada \t\n115.248\n10.000\n2,854,526\n2.996,029\nQuebec Fire Assurance Co \u2014 -\t\n19.467*\n15.000*\n20,784f\n202,808\n55 000*\n13,012\n5.000\n2,700\n243.591\n263.747\n4.000*\n3,229,472\n15.170,218\n567,439\n2,100\n8,565\n683,606\n54,040\nYorkshire Insurance Co., Ltd.\nTotals \t\n$30,544,297\n$70,135,502\n* Par value. t Book value.\nVICTORIA, B.C. :\nPrinted by Charles F. Banfield, Printer to the King's Most Excellent\n1942.\n1,525-542-7612","attrs":{"lang":"en","ns":"http:\/\/www.w3.org\/2009\/08\/skos-reference\/skos.html#note","classmap":"oc:AnnotationContainer"},"iri":"http:\/\/www.w3.org\/2009\/08\/skos-reference\/skos.html#note","explain":"Simple Knowledge Organisation System; Notes are used to provide information relating to SKOS concepts. There is no restriction on the nature of this information, e.g., it could be plain text, hypertext, or an image; it could be a definition, information about the scope of a concept, editorial information, or any other type of information."}],"Genre":[{"label":"Genre","value":"Legislative proceedings","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/hasType","classmap":"dpla:SourceResource","property":"edm:hasType"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/hasType","explain":"A Europeana Data Model Property; This property relates a resource with the concepts it belongs to in a suitable type system such as MIME or any thesaurus that captures categories of objects in a given field. It does NOT capture aboutness"}],"Identifier":[{"label":"Identifier","value":"J110.L5 S7","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/identifier","classmap":"dpla:SourceResource","property":"dcterms:identifier"},"iri":"http:\/\/purl.org\/dc\/terms\/identifier","explain":"A Dublin Core Terms Property; An unambiguous reference to the resource within a given context.; Recommended best practice is to identify the resource by means of a string conforming to a formal identification system."},{"label":"Identifier","value":"1943_V01_09_H1_H100","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/identifier","classmap":"dpla:SourceResource","property":"dcterms:identifier"},"iri":"http:\/\/purl.org\/dc\/terms\/identifier","explain":"A Dublin Core Terms Property; An unambiguous reference to the resource within a given context.; Recommended best practice is to identify the resource by means of a string conforming to a formal identification system."}],"IsShownAt":[{"label":"DOI","value":"10.14288\/1.0314300","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/isShownAt","classmap":"edm:WebResource","property":"edm:isShownAt"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/isShownAt","explain":"A Europeana Data Model Property; An unambiguous URL reference to the digital object on the provider\u2019s website in its full information context."}],"Language":[{"label":"Language","value":"English","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/language","classmap":"dpla:SourceResource","property":"dcterms:language"},"iri":"http:\/\/purl.org\/dc\/terms\/language","explain":"A Dublin Core Terms Property; A language of the resource.; Recommended best practice is to use a controlled vocabulary such as RFC 4646 [RFC4646]."}],"Provider":[{"label":"Provider","value":"Vancouver : University of British Columbia Library","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/provider","classmap":"ore:Aggregation","property":"edm:provider"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/provider","explain":"A Europeana Data Model Property; The name or identifier of the organization who delivers data directly to an aggregation service (e.g. Europeana)"}],"Publisher":[{"label":"Publisher","value":"Victoria, BC : Government Printer","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/publisher","classmap":"dpla:SourceResource","property":"dcterms:publisher"},"iri":"http:\/\/purl.org\/dc\/terms\/publisher","explain":"A Dublin Core Terms Property; An entity responsible for making the resource available.; Examples of a Publisher include a person, an organization, or a service."}],"Rights":[{"label":"Rights","value":"Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/rights","classmap":"edm:WebResource","property":"dcterms:rights"},"iri":"http:\/\/purl.org\/dc\/terms\/rights","explain":"A Dublin Core Terms Property; Information about rights held in and over the resource.; Typically, rights information includes a statement about various property rights associated with the resource, including intellectual property rights."}],"SortDate":[{"label":"Sort Date","value":"1943-12-31 AD","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/elements\/1.1\/date","classmap":"dpla:SourceResource"},"iri":"http:\/\/purl.org\/dc\/elements\/1.1\/date","explain":"A Dublin Core Elements Property; A point or period of time associated with an event in the lifecycle of the resource.; Date may be used to express temporal information at any level of granularity. Recommended best practice is to use an encoding scheme, such as the W3CDTF profile of ISO 8601 [W3CDTF]."},{"label":"Sort Date","value":"1943-12-31 AD","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/date","classmap":"oc:InternalResource","property":"dcterms:date"},"iri":"http:\/\/purl.org\/dc\/terms\/date","explain":"A Dublin Core Elements Property; A point or period of time associated with an event in the lifecycle of the resource.; Date may be used to express temporal information at any level of granularity. Recommended best practice is to use an encoding scheme, such as the W3CDTF profile of ISO 8601 [W3CDTF].; A point or period of time associated with an event in the lifecycle of the resource.; Date may be used to express temporal information at any level of granularity. Recommended best practice is to use an encoding scheme, such as the W3CDTF profile of ISO 8601 [W3CDTF]."}],"Source":[{"label":"Source","value":"Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/source","classmap":"oc:SourceResource","property":"dcterms:source"},"iri":"http:\/\/purl.org\/dc\/terms\/source","explain":"A Dublin Core Terms Property; A related resource from which the described resource is derived.; The described resource may be derived from the related resource in whole or in part. Recommended best practice is to identify the related resource by means of a string conforming to a formal identification system."}],"Title":[{"label":"Title ","value":"THIRTY-FIRST ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1942 (BUSINESS TRANSACTED IN 1941)","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/title","classmap":"dpla:SourceResource","property":"dcterms:title"},"iri":"http:\/\/purl.org\/dc\/terms\/title","explain":"A Dublin Core Terms Property; The name given to the resource."}],"Type":[{"label":"Type","value":"Text","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/type","classmap":"dpla:SourceResource","property":"dcterms:type"},"iri":"http:\/\/purl.org\/dc\/terms\/type","explain":"A Dublin Core Terms Property; The nature or genre of the resource.; Recommended best practice is to use a controlled vocabulary such as the DCMI Type Vocabulary [DCMITYPE]. To describe the file format, physical medium, or dimensions of the resource, use the Format element."}],"Translation":[{"property":"Translation","language":"en","label":"Translation","value":""}]}