{"AIPUUID":[{"label":"AIP UUID","value":"9919d746-b77d-4167-b474-c4c064cd6c91","attrs":{"lang":"en","ns":"https:\/\/open.library.ubc.ca\/terms#identifierAIP","classmap":"oc:DigitalPreservation","property":"oc:identifierAIP"},"iri":"https:\/\/open.library.ubc.ca\/terms#identifierAIP","explain":"UBC Open Collections Metadata Components; Local Field; Refers to the Archival Information Package identifier generated by Archivematica. This serves as a link between CONTENTdm and Archivematica."}],"AggregatedSourceRepository":[{"label":"Aggregated Source Repository","value":"CONTENTdm","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/dataProvider","classmap":"ore:Aggregation","property":"edm:dataProvider"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/dataProvider","explain":"A Europeana Data Model Property; The name or identifier of the organization who contributes data indirectly to an aggregation service (e.g. Europeana)"}],"AlternateTitle":[{"label":"Alternate Title ","value":"REPORT OF THE SUPERINTENDENT OF INSURANCE, BRITISH COLUMBIA.","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/alternative","classmap":"dpla:SourceResource","property":"dcterms:alternative"},"iri":"http:\/\/purl.org\/dc\/terms\/alternative","explain":"A Dublin Core Terms Property; An alternative name for the resource.; Note - the distinction between titles and alternative titles is resource-specific."}],"CatalogueRecord":[{"label":"Catalogue Record","value":"http:\/\/resolve.library.ubc.ca\/cgi-bin\/catsearch?bid=1198198","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/isReferencedBy","classmap":"edm:ProvidedCHO","property":"dcterms:isReferencedBy"},"iri":"http:\/\/purl.org\/dc\/terms\/isReferencedBy","explain":"A Dublin Core Terms Property; A related resource that references, cites, or otherwise points to the described resource."}],"Collection":[{"label":"Collection","value":"Sessional Papers of the Province of British Columbia","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/isPartOf","classmap":"dpla:SourceResource","property":"dcterms:isPartOf"},"iri":"http:\/\/purl.org\/dc\/terms\/isPartOf","explain":"A Dublin Core Terms Property; A related resource in which the described resource is physically or logically included."}],"Creator":[{"label":"Creator","value":"British Columbia. Legislative Assembly","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/creator","classmap":"dpla:SourceResource","property":"dcterms:creator"},"iri":"http:\/\/purl.org\/dc\/terms\/creator","explain":"A Dublin Core Terms Property; An entity primarily responsible for making the resource.; Examples of a Contributor include a person, an organization, or a service."}],"DateAvailable":[{"label":"Date Available","value":"2015-09-16","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"edm:WebResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DateIssued":[{"label":"Date Issued","value":"[1917]","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"oc:SourceResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DigitalResourceOriginalRecord":[{"label":"Digital Resource Original Record","value":"https:\/\/open.library.ubc.ca\/collections\/bcsessional\/items\/1.0059763\/source.json","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","classmap":"ore:Aggregation","property":"edm:aggregatedCHO"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","explain":"A Europeana Data Model Property; The identifier of the source object, e.g. the Mona Lisa itself. This could be a full linked open date URI or an internal identifier"}],"Extent":[{"label":"Extent","value":"Foldout Table: NET PREMIUM AND LOSSES, 1916, MISCELLANEOUS BUSINESS. -- p. P101","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/extent","classmap":"dpla:SourceResource","property":"dcterms:extent"},"iri":"http:\/\/purl.org\/dc\/terms\/extent","explain":"A Dublin Core Terms Property; The size or duration of the resource."}],"FileFormat":[{"label":"File Format","value":"application\/pdf","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/elements\/1.1\/format","classmap":"edm:WebResource","property":"dc:format"},"iri":"http:\/\/purl.org\/dc\/elements\/1.1\/format","explain":"A Dublin Core Elements Property; The file format, physical medium, or dimensions of the resource.; Examples of dimensions include size and duration. Recommended best practice is to use a controlled vocabulary such as the list of Internet Media Types [MIME]."}],"FullText":[{"label":"Full Text","value":" SIXTH ANNUAL REPORT\nOF THE\nSUPERINTENDENT OF INSURANCE\nFOR the\nPROVINCE OF BRITISH COLUMBIA\n1917\n(BUSINESS TRANSACTED IN 1916)\nTHE GOVERNMENT OF\nTHE PROUKE OF BRITISH COLUKBIA.\nPRINTED BY\nAUTHORITY OF THE LEGISLATIVE ASSEMBLY.\nVICTORIA, B.C. :\nPrinted by Williaji IL Ctjllin, Printer to the King's Most Excellent Majesty.\n1917. To His Honour Frank Stillman Barnard,\nLieutenant-Governor of the Province of British Columbia.\nMay it please your Honour :\nThe undersigned lias the honour to present the Sixth Annual Report of the\nSuperintendent of Insurance for the year ended December Slst, 1916.\nJOHN HART,\nMinister of Finance.\nVictoria, B.C., June 23rd, 1917. REPORT OF THE SUPERINTENDENT OF INSURANCE.\nDepartment of Insurance,\nVictoria, B.C., June 23rd, 1917.\nThe Honourable John Hart,.\nMinister of Finance, Victoria, B.C.\nSir,\u2014I have the honour to submit my report under the \" British Columbia Fire Insurance\nAct\" arid under the \" Insurance Act\" for the year ended Slst December, 1916.\nI. \" BRITISH COLUMBIA FIRE INSURANCE ACT.\"\n(1.) FIRE INSURANCE COMPANIES.\nAt the end of 1916 there were 114 companies licensed to transact the business of fire\ninsurance in this Province.\nWhere incorporated.\nDominion\nLicensees.\nProvincial\nLicensees.\nTotal.\n19\n5\n27\n29\n4\n84\n4\n24\ni\nl\n19\n5\n31\n53\n4\n1\n1\n80\n114\nSix companies, as stated below, ceased to do business in the Province, while six others, also\nnamed below, were for the first time licensed to transact the business of fire insurance; the\ntotal number of licensed fire insurance companies thus remaining the same as at the end of 1915.\nCompanies ceaseu Business in British Columbia.\nDominion Licensees.\nAmerican Insurance Company.\nAnglo American Fire Insurance Company (in liquidation).\nLumber Insurance Company of New York (merged with Stuyvesant Insurance Co.).\nMontreal Canada Fire Insurance Company (in liquidation).\nProvincial Licensees.\nIndiana Lumbermen's Mutual Insurance Company.\nWest of Scotland Insurance Office, Limited.\nNew Companies admitted.\nThe following companies commenced fire-insurance business in the Province during 1916:\u2014\nName of Company.\nWith Dominion Licence.\nCanada Accident Assurance Company *\t\nImperial Guarantee & Accident Insurance Company of Canada* f\t\nMillers National Insurance Company\t\nProvincial Insurance Company, Limited\t\nProvincial Licensees.\nIndustrial Fire Insurance Company\t\nMerchants Fire Assurance Corporation of New York\t\n* Also licensed under the \" Insurance Act.\"\nf Licence limited to insuring automobiles against Are.\nMontreal, Quebec.\nToronto, Ont\t\nChicago, 111\t\nBolton, Eng\t\nAkron, Ohio\t\nNew York, N.Y... P 6 Report op the Superintendent of iNSUR-iNCE., 1917\nDominion Licence.\nOn August 25th, 1916, the Stuyvesant Insurance Company obtained a Dominion licence.\n(2.) FIRES.\nCity and district municipalities during 1916 reported to this Department 66S fires with a\nloss of $1,380,952, as against 709 reported for 1915 with a loss of $1,230,S10.\nA statement of net losses incurred by licensed companies as reported by such companies is\nannexed.\nThe information contained in reports on fires received from city and district municipalities\nhas, as heretofore, been arranged to show the number of fires reported by each municipality, the\nvalues destroyed, the causes of such fires so far as ascertained, and a classification of the\nproperty destroyed.\nIn future information as to all fires occurring in the Province will be available, as under\narrangements, wmich went into effect at the beginning of 1917, reports on all fires in unorganized\nterritory are now made to this Department by the Provincial police. Every fire, therefore, is\nnow the subject of inquiry and report by a municipal or Government officer.\nReferring to fires in city and district municipalities, amongst the causes most frequently\nreported are the following:\u2014\nCause of Eire.\nNo.\nLoss reported.\n89\n$22,694\n69\n58,182\n60\n40,872\n26\n6,057\n22\n7,034\n20\n10,409\nSparks from chimneys falling on shingle roofs \t\nFurnaces, stoves, or pipes insufficiently protected \t\nDefective chimneys and fireplaces (not including six fires caused by stove-pipe chimneys ; loss, \u00a71,480)\nMatch carelessness and children playing with\t\nSmokers' carelessness \t\nClothing or firewood too near stove\t\nThe percentage of preventable and partly preventable fires is very large. It is obvious that\ncare and attention to the very ordinary matters referred to in the above table and to others,\nwhich the table of causes of fires (see Appendix) will readily suggest, will prevent many fires\nand much loss. The net losses incurred, as reported by the fire insurance companies and which\nobviously do not cover the total of property destroyed by fire, show a loss of over $2.75 per capita\nof the population. With a view to inculcating fire-prevention, bulletins are issued by this\nDepartment periodically dealing with fire hazards by way of information and by way of warnings,\nand suggesting better practices. These bulletins are distributed to the press and to all officers\nreporting fires and to all fire-insurance agents in the Province, as well as to others who evince\nan interest in fire-prevention, and thanks are due to the press and others who disseminate such\ninformation and warnings. As pointed out in the report of last year, interest in the subject of\nfire-prevention is increasing, as has recently been evidenced by the distribution of warnings and\ninformation by the fire departments of the Cities of New Westminster, Revelstoke, and Vernon.\nThirty fires of alleged suspicious origin were carefully investigated by this Department.\nFires accompanied by large loss occurred as follows:\u2014\nPrince George.\u2014This city was twice visited by fire in the month of January, 1916. On the\n7th of that month a fire which was caused by an accumulation of waste paper igniting from\nheat of a stove in a rooming-house destroyed seven buildings and caused a loss of $8,900. One\nman lost his life in the building in which the fire originated.\nOn the 11th of the month a fire destroyed seven buildings with a loss of $54,050. The cause\nof this fire could not be definitely ascertained. Its starting-point was in the basement of a\ngeneral store.\nVancouver.\u2014On May 28th, 1916, a fire of incendiary origin (see \"Abe Craib,\" below) in the\nAlberta Pacific Grain Company's warehouse destroyed that warehouse and seriously damaged\nthe ice and cold-storage plant of the New England Fish & Cold Storage Company and spread to\nthe premises of the Vancouver Ice & Cold Storage Company, Limited. The loss amounted to\n$262,000.\nCourtenay.\u2014On July 8th, 1916, a fire from unknown cause originated in the Opera House\nand destroyed nineteen buildings, occasioning a loss of $63,942. 7 Geo. 5\nBritish Columbia.\nP 7\nPort Hammond.\u2014On October 13th, 1916, a fire which originated in the rear part of a\nbuilding occupied as a store, with public hall upstairs, destroyed two adjoining stores and a\nbuilding occupied by a bank. The losses aggregated $31,800.\nKelowna.\u2014On October 29th, 1916, a building containing Opera House and store, with offices\nand apartments over the latter, was destroyed. Loss was reported at $135,965.\nIn unorganized territory (loss not included elsewhere) :\u2014\n.Quesnel.\u2014On January 15th, 1916, a fire which originated in basement of. addition to Cariboo\nHotel, where the furnace was located, destroyed the hotel and thirteen buildings in the business\nportion of the town. Loss, $169,250.\nAtlin.\u2014On June 15th a fire which is reported to have originated in Royal Hotel destroyed\ntwenty-three buildings.\nAsheroft.\u2014On July 5th, 1916, a fire which originated in the upper part of the Asheroft\nHotel spread rapidly owing to the waterworks system being under repair and the water-supply\ncut off. Some fifteen places of business were destroyed and the fire spread through the Chinese\nsection, the loss occasioned being over $200,000.\nDuring the year :\u2014\nWilliam Heffler was in January convicted of setting fire to a cafe af 927 Powell Street,\nVancouver, and sentenced to two years' imprisonment.\nFrancis Perrault pleaded guilty at Kamloops Assizes in May to having set fire to two\nsettings of wheat on September 27th, 1915, causing a loss of about $1,000; sentenced to eighteen\nmonths. He had already been seven months in prison awaiting trial.\nAbe Craib, aged eighteen, confessed to having set fire on May 28th to the Alberta Pacific\nGrain Company's warehouse in Vancouver. The fire spread to the buildings of the New England\nFish & Cold Storage Company and the Vancouver Ice & Cold Storage Company, causing a loss\nof $262,000. He also confessed to having set fire to other buildings in South Vancouver. At his\ntrial in October, 1916, he pleaded guilty, and was sentenced to four years and six months'\nimprisonment.\nJohn Walton Whims (coloured) was in October convicted of setting fire to a dwelling-house\nnear Ganges in attempt to commit murder, and was sentenced to five years' imprisonment.\nA boy was in July convicted of having set fire to an unoceupied dwelling in New Westminster,\nand was sent to the reformatory for two years.\nTwo boys, aged six, were in November committed to the Juvenile Detention Home, they\nhaving started fire in a garage in Vancouver.\nII. \" INSURANCE ACT.\"\nAt the end of 1916 there were licensed under the \" Insurance Act \" ninety-four companies,\nas follows:\u2014\nWhere incorporated.\nDominion\nLicensees.\nProvincial\nLicensees.\nTotal.\n32'\n4\n19\n23'\n2\ni\n8\n1\n2\n2\n2\n32\n5\n27\n1\n2\n78\n16\n94\nThe following companies ceased to do business in British Columbia during 1916:\u2014\nDominion Licensee.\u2014Canadian Casualty & Boiler Insurance Company; amalgamated\nwith General Accident Assurance Company of Canada.\nProvincial Licensee.\u2014Union Pacific Life Insurance Company ; British Columbia business\nreinsured June, 1916, with Guardian Casualty & Guaranty Company. The following companies were licensed during 1916:\u2014\nDominion Licensee.\u2014Scottish Union & National Insurance Company, Edinburgh, Scotland, to transact automobile, sprinkler-leakage, and tornado insurance.\nProvincial Licensee.\u2014British Crown Assurance Corporation, Limited, Glasgow, Scotland,\nto transact guarantee and automobile public liability insurance.*\nRecommendations.\nI have the honour to recommend the following subjects for consideration with a view to\nlegislation:\u2014\nThe amendment of the \" Mutual Fire Insurance Companies Act\" so as to bring the formation\nand supervision of such companies under the Department of Insurance. Such companies are\nnot now subject to regular inspection.\nThe regulation of the storage of gasolene and similar oils in all parts of the Province,\nincluding municipalities where no satisfactory municipal by-law has been enacted.\nUniform Standard Health and Accident Policies.\u2014This matter has received the consideration\nof the insurance companies interested, and proposals have been laid before the Insurance Departments of the Dominion and of the several Provinces. Believing that the enactment of policy\nconditions is a matter within the legislative jurisdiction of the Provinces, and as uniformity of\nsuch conditions throughout the Dominion is most desirable, I had i-t in view to recommend\nconference with other Provinces upon the subject before the next session of the Legislature.\nIn a Bill (the \"Insurance Act, 1917\"), however, now (June, 1917) before the Parliament of\nCanada it is proposed to enact standard general conditions as obligatory upon Dominion licensees\ntransacting accident and sickness insurance, to which I respectfully draw your attention.\nLegislation regulating the carrying-on of insurance business in the Province by fraternal,\n.benevolent, industrial, and similar societies.\nThe consolidation, with amendments suggested by experience and by decisions of Courts,\nof the Insurance Acts, some seven in number. I am of opinion that such legislation will be of\nadvantage in administration as well as otherwise.\nStatements of Companies.\nLists of licensed companies, statements of assets and liabilities, receipts and expenditures\nof Provincial licensees, and statements of business transacted as furnished by the companies,\ntogether with tabulations of information contained therein, and, as above intimated, tabulation\nof fire reports received from municipalities, are appended.\nI have the honour to be,\nSir,\nYour obedient servant,\nERNEST F. GUNTHER,\nSuperintendent of Insurance.\n* June, 1917, licence above described has been withdrawn, and in lieu thereof company has been\nlicensed to transact the business of insuring owners of automobiles against hazards of inland transportation and against loss by tbeft. 7\nGeo. 5\nBritish Columbia.\nP 9\nAPPENDIX.\nFIRE INSURANCE.\nAnnual Statements of Provincial Licensees\nfor Year ended\nDecember 31st, 1916.\nAGRICULTURAL INSURANCE COMPANY\nHead Office\u2014Watertown, N.Y.\nOfficers.\nW\nN.Y.\nJ.\nC. Knowlton, Vice-President\nN.Y.\nw\nC. Stebbins, Vice-President\nN.Y.\nJ.\nN.Y.\np.\nN.Y.\nDirectors.\nJ. Q. Adams.\nH. Barnum.\nJ.\nC. Knowlton.\nR. J. Buck.\nW. C. Stebbins.\nw\nH. Stevens.\nJ. C. Stebbins.\nE. B. Sterling.\nR.\nS. Whitman.\nD. C. Middleton.\nS. A. Upham.\nP.\nH. Willmott.\nD. M. Anderson.\nAmount deposited with the Government of British Columbia:\nBond of the National Surety\nCompany for $25,000 in lieu of deposit.\n. $500,000 00\nAmount subscribed . .\n. 500,000 00\nRon nnn nn\nStatement\nfor the Year ended December 31st,\n1910.\nAssets.\nCa\nsh value of real estate, less i\nsh value of mortgages, exclu\n\u2022\n25 00\n32 00\nCa\nLoans, other than those secured by mortgages 33,670 50\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 3,704,152 00\nActual cash on hand at Head Office -. 6,568 16\nCash on deposit to the Company's credit and not drawn against on December 31st,\n!916 335,740 40\nAgents' balances 316,030 75\nInterest due or accrued and unpaid 46,4S4 20\nTotal assets $5,036,003 01 P 10\nReport of tpie Superintendent of Insurance,\n1917\nLiabilities.\nClaims or losses adjusted $ 61,672 39\nClaims or losses resisted 19,171 00\nClaims or losses in suspense, or supposed, or reported 165,302 52\nDeduct reinsurances due or accrued\n$ 246,145 91\n64,161 27\nNet amount of losses or claims unpaid $ 181,984 64\nTotal reserve of unearned premiums 2,052,877 31\nConflagration reserve 250,000 00\nAmount due or accrued for stationery, printing and advertising, commission, and\ntaxes 62,000 00\nTotal amount of liabilities \u25a0 $2,546,861 95\nCapital stock paid up 500,000 00\nTotal of liabilities and paid-up capital $3,046,861 95\nExcess of assets over such total $1,989,141 06\nReceipts.\nNet premiums received in cash $1,911,746 00\nCash received for interest 220,280 21\nCash received from rents 2,500 00\nIncome from all other sources\u2014\nLoss and gain $16,370 72\nBond adjustments 6,311 58\n 22,682 30\nTotal receipts $2,157,20S 51\nExpenditure.\nCash paid to agents for commission, salaries, and bonus\nfor law costs \t\nfuel and light \t\ninvestigation and adjustment of claims ..\nstatutory assessment and licence fees\ntravelling expenses \t\nrent and taxes \t\nsalaries, directors' and auditors' fees\nprinting, stationery, and advertising\t\npostage, telegrams, and express \t\nother expenses \t\n417,754 S3\n157 21\n938 57\n33,716 19\n12,776 51\n66,356 35\n70,678 43\n107,585 94\n25,710 70\n10,831 58\n65,995 30\nTotal expenses of management $\nNet amount paid for losses occurring prior to 1916 \t\nNet amount paid for losses occurring during 1916 \t\nCash paid for dividends \t\nExpenditure other than the foregoing\u2014\u25a0\nLoss and gain $2,659 69\nBond adjustments 7,719 99\n812,501 61\n120,157 83\n791,008 70\n100,000 00\n10,379 68\nTotal expenditure $1,834,047 82 7 Geo. 5 British Columbia. P 11\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets ....\nLiabilities 14,718 73\nPremiums written, less return premiums 16,721 69\nLosses incurred, net 3,152 00\nLosses paid, net 2.S29 00\nNet amount at risk 1,806,100 00\nALLIANCE INSURANCE COMPANY OF PHILADELPHIA.\nHead Office\u2014Philadelphia, Pa.\nOfficers.\nBenjamin Rush, President Philadelphia, Pa.\nJohn O. Piatt, Vice-President Philadelphia, Pa.\nSheldon Catlin, -Second Vice-President Philadelphia, Pa.\nT. Houard Wright, Secretary and Treasurer Philadelphia, Pa.\nJohn Kremer, Assistant Secretary Philadelphia, Pa.\nGalloway C. Morris, Assistant Secretary Philadelphia, Pa.\nDirectors.\nWilliam D. Winsor. J. Levering Jones. C. Hartman Kuhn.\nHenry W. Biddle. Arthur E. Newbold. Benjamin Rush.\nBayard Henry. John Gribbel. Charles S. W. Packard.\nAmount deposited with the Government of British Columbia: Bond of the National Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $750,000 00\nAmount subscribed 750,000 00\nAmount paid 750,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of bonds and stocks $2,70S,727 00\nCash in Company's office 43 87\nDeposits in trust companies 176,866 62\nAgents' balances representing business written subsequent to October 1st, 1916 .... 194,786 86\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $4,409.98.\nBills receivable for marine and inland risks 950 66\nDue from other companies for reinsurance on losses already paid 279 62\nInterest accrued on bonds 35,177 06\n$3,116,831 69\nDeduct market value of special deposits in excess of corresponding liabilities .. 15,993 05\nTotal assets $3,100,838 64 P 12 Report of the Superintendent of Insurance, 1917\nLiabilities.\nClaims for losses adjusted and unpaid $ 8,340 CO\nClaims for losses resisted 10,250 00\nClaims for losses in suspense, or supposed, or reported\u2014\nFire $123,159 00\nMarine 213,250 00\n 336,409 00\n$ 354,999 00\nDeduct reinsurance due or accrued 38,603 00\nNet amount of losses or claims unpaid $ 316,396 00\nReserve of unearned premiums for all outstanding fire risks 666,956 04\nReserve of unearned premiums upon all unexpired inland navigation risks 63,416 52\nReserve of unearned premiums upon all unexpired marine risks 79,935 63\nAmount reclaimable by insured on perpetual fire insurance policies 1C,S31 13\nSalaries, rents, expenses, bills, accounts, fees, etc., due or accrued 2,000 00\nReserve for taxes (estimated) 30,000 00\nContingent commissions or other charges due or accrued :. 7,500 00\nContingent Fund 417,803 32\nTotal amount of liabilities $1,600,838 64\nCapital actually paid up in cash 750,000 00\nTotal of liabilities and paid-up capital $2,350,838 64\nExcess of assets over such total $ 750,000 00\nIncome,\nPremiums (less reinsurance and return premiums) \u2014\nFire $784,716 96\nMarine 602,096 62\n $1,386,813 58\nDeposit premiums written on perpetual risks 250 00\nGross interest on bonds and dividends on stocks, less $4,665.90 accrued interest on\nbonds acquired during 1916 107,584 10\nGross interest on deposits in trust companies and banks 2,304 49\nGross interest from all other sources 96 09\nPerpetual permits, transfer fees, and earned deposits 17 00\nAgents' balances previously charged off 316 86\nProfit on sale or maturity of bonds 4,921 32\nProfit on sale or maturity of stocks 48,437 50\nTotal income $1,550,740 94\nDisbursements.\nNet amount paid during the year for losses, fire $ 358,255 92\nNet amount paid during the year for losses, marine 288,273 11\nE.xpenses of adjustment and settlement of losses 10,783 87\nCommissions or brokerage 261,241 72\nAllowances to agencies for miscellaneous agency expenses 22,183 72\nSalaries ($19,791.01) and expenses ($10,263.04) of special and general agents 30,054 05\nSalaries, fees, and all other charges of officers, directors, trustees, and Home Office\nemployees 26,545 27\nCarried forward $ 997,337 66 7 Geo. 5 British Columbia. P 13\nDisbursements\u2014Concluded. ;\nBrought forward $ 997,337 66\nRents 3,838 74\nAdvertising, $1,609.25; printing and stationery, $8,816.71 10,425 96\nPostage, telegrams, telephone, and express 3,5S2 19\nLegal expenses 1,384 87\nFurniture and fixtures ' 649 14\nMaps, including corrections 1,461 02\nUnderwriters' Boards and Tariff Associations 12,888 94\nFire Department, Fire Patrol, and Salvage Corps assessments, fees, taxes, and\nexpenses 5,120 72\nInspections and surveys 1,645 18\nState taxes on premiums 18,146 85\nInsurance Department licences and fees 5,883 77\nAll other licences, fees, and taxes 14,428 74\nRegistration of stock 50 00\nSubscriptions 23 50\nDeposit premiums returned 70 00\nPaid stockholders for interest on dividends 75,000 00\nDecrease by adjustment in book value of bonds 1,125 00\nTotal disbursements $1,153,062 28\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 3,604 49\nLiabilities 10,687 96\nPremiums written, less return premiums 22,616 93\nLosses incurred, net 2,305 19\nLosses paid, net 2,423 76\nNet amount at risk 1,055,587 00\nARIZONA FIRE INSURANCE COMPANY.\nHead Office\u2014Phoenix, Arizona.\nThis Company has ceased to transact business in the Province of British Columbia; its\nBritish Columbia business was, as of October 5th, 1916, reinsured with the Employers Liability\nAssurance Corporation, Limited. P 14 Report of the Superintendent of Insurance, 1917\nBOSTON INSURANCE COMPANY.\nHead Office\u2014Boston, Mass.\nOfficers.\nRansom B. Fuller, President Boston, Mass.\nWm. R. Hedge, Vice-President Boston, Mass.\nFreeman Nickerson, Secretary and Treasurer Boston, Mass.\nDirectors.\nRansom B. Fuller. Eugene P. Carver. Edw. E. Blodgett.\nFrank B. Dole. James W. Dunphy. Donald M. Hill.\nWm. H. Lincoln. Herbert Fuller. Nathaniel J. Rush.\nIsrael E. Decrow. Frank B. McQuesten. Ward Williams.\nCalvin Austin. Wm. R. Hedge.\nAmount deposited with the Government of British Columbia: Bond of the Canadian Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $1,000,000 00\nAmount subscribed 1,000,000 00\nAmount paid 1,000,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 513,673 92\nCash value of mortgages, exclusive of interest 39S,900 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 5,687,682 00\nActual cash on hand at Head Office 20,621 85\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 554,149 03\nAgents' balances representing business written subsequent to October. 1st, 1916 . .. 903,099 95\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $67,497.33.\nBills receivable less than one year overdue 41,281 31\nInterest due or accrued and unpaid 36,811 34\nDue from other companies for reinsurance on losses already paid 62,76S 74\nAmount of all other assets 1,990 36\n$8,220,978 50\nDeduet market value of special deposits in excess of corresponding liabilities .. 36,500 00\nTotal assets $S,1S4,47S 50\nLiabilities.\nClaims or losses adjusted $ 35,700 14\nClaims or losses resisted 72,737 30\nClaims or losses in suspense 1,750,326 03\n$1,858,763 47\nDeduct reinsurances due or accrued 524,329 S7\nNet amount of losses unpaid $1,334,433 60\nTotal reserve of unearned premiums for all outstanding risks 2,916,241 68\nCarried forward $4,250,675 28 7 Geo. 5 British Columbia. P 15\nLiabilities\u2014Concluded.\nBrought forward $4,250,675 2S\nOther reserves ' 50,000 00\nDividends declared and remaining unpaid 120,000 00\nAmount due or accrued for stationery, printing, advertising, commission, and taxes Sl,515 42\nTotal amount of liabilities $4,502,190 70\nCapital stock paid up 1,000,000 00\nTotal of liabilities and paid-up capital $5,502,190 70\nExcess of assets over such total $2,682,287 SO\nReceipts.\nNet premiums received in cash, fire and marine $4,903,0S5 70\nCash received for interest 253,417 06\nCash received from rents 35,476 36\nCash from all other sources 15,698 03\nTotal receipts $5,207,677 15\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $1,051,302 05\nfor law costs 3,702 11\ninvestigation and adjustment of claims 38,178 18\nstatutory assessment and licence fees 140,627 73\nrent and taxes 56,099 02\nsalaries, directors' and auditors' fees 258,132 37\nprinting, stationery, advertising, and maps 29,177 28\npostage, telegrams, and express 15,227 3S\nother expenses 81,050 32\nTotal expenses of management $1,673,496 44\nNet amount paid during the year for losses 2,353,S6S 56\nCash paid for dividends 240,000 00\nTotal expenditure $4,267,365 00\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 7,950 09\nLiabilities 14,045 55\nPremiums written, less return premiums\u2014\nFire 16,339 06\nMarine 15,538 90\nLosses incurred, net\u2014\nFire 4,215 90\nMarine 4,243 52\nLosses paid, net\u2014\nFire 7,400 99\nMarine 4,243 52\nNet amount at risk\u2014\nFire 1,473,312 00\nMarine 141,513 00 P 16 Report of the Superintendent of Insurance, 1917\nTHE BRITISH CROWN ASSURANCE CORPORATION, LIMITED.\nHead Office\u2014Glasgow, Scotland.\nOfficers.\nThe Right Hon. J. Parker Smith, Chairman.\nD. W. MacLennan, General Manager and Secretary.\nJ. Y. Finlay, C.A., Assistant Secretary.\nDirectors.\nThe Right Hon. J. Parker Smith. Hugh Duncan, LL.B.\nClaud A. Allan. D. H. MacDonald.\nR. K. Bell. Alexander MacKay, CA.\nSir John Cowan, D.L. T. Leslie Usher.\nAmount deposited with the Government of British Columbia: City of Cranbrook bonds,\n$5,000; Municipality of Coquitlam bonds, $10,000; City of Victoria bonds, $10,220; total\n$25,220 (par).\nAuthorized capital $2,430,000\nAmount subscribed 1,215,000\nAmount paid , 486,000\nStatement for the Year ended December 31st, 1916.\nAssets.\nInvestments\u2014\nGovernment securities, British, Colonial, Foreign $171,957 06\nMunicipal debentures 91,263 95\nBritish and foreign railway securities, bonds, stocks, and shares ... 52,383 95\nBonds, stocks, and shares in other incorporated companies 81,435 64\n $ 397,040 60\nOffice furniture, plans, and equipment 28,546 4S\nSundry balances, being amount due by other companies and agents, less due to\nsundry creditors 40,288 77\nCash at bankers and on hand 71,493 14\nTotal assets $ 537.36S 99\nLiabilities.\nCapital paid up, \u00a32 per share on 50,000 shares $ 486,000 00\nReserve for liquidation of reinsurance treaties 43,740 00\nRevenue Account, balance at credit, subject to liability for unexpired\nrisks $9,827 06\nDeduct amount written off on realization of investments 2,19S 07\n 7,628 99\nTotal liabilities $ 537,368 99\nRevenue Account.\nBalance at credit as per last balance-sheet $ 50,378 SO\nLess reserve for liquidation of reinsurance treaties $43,740 00\nAmount written off Furniture, Plans, and Equipment Account 1,493 05\n 45,233 05\n5,145 li 7 Geo. 5 British Columbia. P 17\nRevenue Account\u2014Concluded.\nBrought forward $ 5,145 75\nPremiums, less reinsurances 475,S36 90\nInterest and dividends received 12,396 70\nTransfer fees : 27 32\nTotal income $ 493,406 67\nLosses paid and outstanding $ 270,419 76\nCommission, including provision in respect of agents' balances and outstanding\npremiums : 78,194 14\nExpenses, salaries, stationery, office and travelling expenses, rents, rates and taxes,\nadvertising, legal expenses, postages, directors' and auditors' fees, etc 126,281 24\nIncome-tax and Dominion war taxes 8,684 47\nBalance, subject to unexpired risk, carried to balance-sheet 9,827 06\nTotal expenditure $ 493,406 67\nReturns for British Columbia.\nDeposit with Government (municipal bonds) (par) $ 25,220 00\nOther assets (agents' balances and interest) 6,710 17\nLiabilities 16,780 75\nPremiums written, less return premiums 26,364 55\nLosses incurred, net 10,152 96\nLosses paid, net 10,195 96\nNet amount at risk 1,497,877 00\nTHE CENTURY INSURANCE COMPANY, LIMITED.\nHead Office\u2014Edinburgh, Scotland.\nit\nOfficers.\nSheriff Lorimer, K.C, Chairman Edinburgh, Scotland.\nHenry Brown. J.P., General Manager Edinburgh, Scotland.\nJohn R. Little, Secretary Edinburgh, Scotland.\nDirectors.\nSheriff Lorimer, K.C. Charles E. Price, M.P.\nD. Dreghorn Binnie, M.A., LL.B. Sir William Robertson, J.P.\nHenry Brown, J.P. William Towers-Clark.\nSir J. Halliday Crooin, M.D., F.R.CS.Ed.\nAmount deposited with the Government of British Columbia : Grand Trunk Pacific Railway\nLake Superior Branch bonds, $3,893.28; Corporation of Richmond bonds, $26,000; total, $29,893.28\n(par).\nAuthorized capital \u00a3900,00(3\nAmount subscribed 315,000\nAmount paid 35,000\n2 P 18 Report of tfie Superintendent of Insurance, 1917\nStatement for the Year ended December 31st, 1910.\nAssets.\n\u00a3 s. d.\nMortgages on property in United Kingdom 207,353 7 4\nMortgages on property outside United Kingdom 110,285 9 5\nLoans on life interests 6,667 13 6\nLoans on reversions 15,053 13 5\nLoans on the Company's policies within their surrender value ... 3S.797 15 2\nLoans on personal security with life policies 9,779 6 2\nInvestments\u2014\nDeposit with High Court 14,092 0 0\nBritish Government securities 300,77S 3 4\nIndian and Colonial Government securities 25,310 13 6\nRailway debentures and stocks 22S.324 7 4\nOther debentures and debenture stocks 205.122 13 9\nRailway and other shares, preference and ordinary 36,194 1 11\nMunicipal corporation securities 83,929 12 6\nBank stocks -.'- 13.900 0 0\nForeign Government securities 50,840 6 10\nOffice properties and furniture, Edinburgh, London, and\nbranches 30,037 8 5\nGround-rents 2,686 2 4\nReversions 1,707 16 8\nCash in banks, on deposit, and in hand 61,921 3 5 \u00a3 s. d.\n 1,442,7S1 15 0\nInterest accrued 16,217 18 3\nAgents' balances, less commission 41,250 6 2\nOutstanding premiums, less commission 43,062 1 0\nOutstanding interest, dividends, and rents 982 0 6\nSundry debtors 67 19 2\n\u00a31,544,302 0 1\nLiabilities.\nShareholders' capital\u2014\u25a0 \u00a3 s. d.\n70,000 shares of \u00a34 10s. each 315,000 0 0\nAmount paid up \u00a3 35,000 0 0\nLife Assurance Fund \u00a3975,S28 15 8\nFire Assurance Fund 115,959 12 10\nAccident and General Funds 43,760 18 10\nEmployers' Liability Funds 35,522 12 0\nCapital Redemption Fund 22,025 16 3\nSickness Funds 173,871 2 0\nMarine Fund 39,519 7 7\nProfit and Loss Account, credit balance .' 25,366 17 S\n 1,431,855 2 10\nSundry Accounts outstanding 3,185 15 0\nLife claims outstanding 10,631 1 8\nFire losses outstanding 7,037 8 10\nUnclaimed dividends 30 11 7\nDue to other insurance companies 33,710 17 4\nSundry creditors 470 14 0\nDeposits by reinsuring companies 22,440 8 10\n\u00a31,544,362 0 1 7 Geo. 5 British Columbia. P 19\nLife and Annuity Account.\nAmount of Life Assurance Fund at beginning of year \u00a3 893,129 5 7\nPremiums 121,156 5 7\nConsideration for annuities granted 4,659 5 11\nInterest and dividends \u00a340,956 13 0\nLess income-tax 6,356 4 6\n 34,600 8 6\nAssignment fees 20 5 0\n\u00a31,053,565 10 7\nClaims under policies, paid and outstanding\u2014\nBy death \u00a333,574 6 11\nBy maturity 10.868 19 6 \u00a3 s. d.\n 44,443 6 5\nSurrenders, including surrenders of bonus 9,607 12 2\nAnnuities 11,171 10 8\nBonuses in reduction of premiums 31 2 1\nCommission ' 4,850 7 0\nExpenses of management 7,632 16 7\nAmount of Life Assurance Fund at end of year 975.S2S 15 8\n\u00a31,053,565 10 7\nFire Account.\nFire Insurance Funds at beginning of year\u2014\nReserve for unexpired risks \u00a338,342 5 0\nAdditional reserve 65,000 0 0 \u00a3 s. d.\n 103,342 5 0\nPremiums 101,919 5 7\n\u00a3 205,261 10 7\n\u00a3 s. d.\nLosses paid and outstanding 38,076 17 5\nContribution to fire brigades 921 6 2\nCommission 1S.344 3 9\nExpenses of management 20,384 7 3\nTransfer to Profit and Loss Account 11,575 3 2\nAmount of Fire Insurance Funds at end of year\u2014\nReserve for unexpired risks, being 50 per cent, of premium\nincome for the year \u00a350,959 12 10\nAdditional reserve 65,000 0 0\n 115,959 12 10\n\u00a3 205,261 10 7\nAccident and General Account.\nAmount of Accident and General Insurance Funds at beginning of year\u2014\nReserve for unexpired risks \u00a3 6,982 11 4\nTotal estimated liability in respect of outstanding claims 1,638 1 5\nGeneral reserve .' 32,000 0 0 \u00a3 s. d.\n 40,620 12 9\nPremiums 20,685 11 0\n\u00a3 61,306 3 9 P 20 Report of the Superintendent of Insurance, 1917\nAccident and General Account\u2014Concluded.\nPayments under policies, including medical and legal expenses \t\nCommission \t\nExpenses of management\t\nTransfer to Profit and Loss Account\t\nAmount of Accident and General Insurance Funds at end of the year\u2014\nReserve for unexpired risks, being 40 per cent, of premium\nincome for the year \u00a3 8,274 4 6\nTotal estimated liability in respect of outstanding claims .... 3,486 14 4\nGeneral reserve 32,000 0 0\n\u00a3\ns.\nd.\n6,828\n8\n11\n3,144\n2\n6\n4,467\n19\n0\n3,104\n14\n6\n43,760 18 10\n\u00a3 61,306 3 9\nEmployers' Liability Account.\nAmount of Employers' Liability Insurance Funds at beginning of year\u2014\nReserve for unexpired risks \u00a3 9,112 8 0\nTotal estimated liability in respect of outstanding claims 11.912 2 7\nAdditional reserve 10,000 0 0 \u00a3 s. d.\n 31,024 10 7\nPremiums 23,996 17 11\nInterest and dividends \u00a3 1,101 15 4\nLess income-tax 171 0 7\n 930 14 9\nPayments under policies, including medical and legal expenses in connection\ntherewith \t\nCommission\t\nExpenses of management \t\nTransfer to Profit and Loss Account\t\nAmount of Employers' Liability Insurance Funds at end of year\u2014\nReserve for unexpired risks, being 45 per cent, of premium\nincome for the year \u00a310,798 12 0\nTotal estimated liability in respect of outstanding claims .... 14,724 0 0\n' Additional reserve 10,000 0 0\n 35,522 12 0\n\u00a3 55,952 3 3\nCapital Redemption Account. \u2014~\n\u00a3 s. d.\nFund at beginning of year 19,561 0 1\nPremiums 2,438 10 2\nInterest and dividends \u00a3 810 9 6\nLess income-tax 125 16 9\n 684 12 9\n\u00a3 55,952 3\n3\ni \u00a3 s.\n9,025 8\n3,623 10\n5,423 6\n2,357 6\nd.\n1\n8\n0\n6\n\u00a3 22.6S4 3 0\n\u00a3 s. d.\nMaturities and surrenders * 609 11 3\nCommission and expenses of management 48 15 6\nFund at end of year 22,025 16 3\n\u00a3 22,684 3 0 7 Geo. 5 British Columbia. P 21\nSickness Account.\nAmount of Sickness Insurance Funds at beginning of year\u2014\nTotal estimated liability in respect of outstanding claims ... .\u00a3 771 5 10\nAccumulated Fund 161,021 10 6 \u00a3 s. d.\n 161,792 16 4\nPremiums 26,644 15 1\nInterest and dividends \u00a3 6.703 1 4\nLess income-tax 1.040 0 6\n 5,662 14 10\n\u00a3 194,100 6 3\n\u00a3 s. d.\nClaims and medical fees 10,460 3 0\nSurrenders 43 6 0\nCommission 1,998 6 9\nExpenses of management 7.727 8 6\nAmount of Sickness Insurance Funds at end of year\u2014\nTotal estimated liability in respect of outstanding claims . ...\u00a3 1,379 11 2\nAccumulated Fund 172,491 10 10\n 173.S71 2 0\n\u00a3 194,100 6 3\nMarine Accounts\n\u00a3 s. d.'\nPremiums 62.044 0 2\n\u00a3 62,044 0 2\n\u00a3 s. d.\nClaims paid and outstanding 17,761 2 7\nExpenses of management 4,763 10 0\nAmount of Marine Insurance Fund at end of year 39,519 7 7\n\u00a3 62,044 0 2\nProfit and Loss Account.\n\u00a3 s. d.\nBalance of last year's account 28,561 0 0\nProfit realized\u2014\nFire Account 11,575 3 2\nAccident and General Account 3,104 14 6\nEmployers' Liability Account 2,357 6 6\nTransfer fees 8 15 0\nInterest and dividends not carried to other accounts \u00a313,645 18 9\nLess income-tax .- 2,118 2 7\n 11,527 16 2\n\u00a3 57,134 15 4 Profit and Loss Account\u2014Concluded.\n\u00a3 s. d.\nDividend to shareholders, final, 1915 7,000 0 0\nDividend to shareholders, interim, 1916 4,375 0 0\nIncome-tax 3,104 16 1\nExpenses not charged to other accounts 1,200 0 0\nAgency balances written off 88 1 7\nOffice properties and furnishings written off 1,000 0 0\nWritten off, Stock Exchange securities r 15,000 0 0\nBalance 25,366 17 S\n\u00a3 57,134 15 4\nReturns for British Columbia.\nDeposit with Government (municipal securities, etc.) (par) $ 29,893 28\nOther assets (agents' balances, cash in bank, etc.) 10,762 83\nLiabilities 8,372 46\nPremiums written, less return premiums 13,429 62\nLosses incurred, net 697 61\nLosses paid, net : 185 36\nNet amount at risk 822,142 00\nCITIZENS' INSURANCE COMPANY OF MISSOURI.\nHead Office\u2014St. Louis, Mo.\nOfficers.\nChas. E. Chase, President. Whitney Palache, Vice-President.\nR. M. Bissell. Vice-President. P. O. Crocker, Secretary.\nJ. H. Carr, Vice-President. T. H. Scotland, -\\ssistant Secretary.\nDirectors.\nC E. Chase. Geo. Gordon. F. C. Case.\nR. M. Bissell. J. E. Fenner. S. E. Waggoner.\nA. G. Dugan. P. O. Crocker. W. R. Prescott.\nJ. H. Carr.\n-\\mount deposited with the Government of British Columbia: Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\nAuthorized capital $200,000 00\nAmount subscribed 200,000 00\nAmount paid 200,000 00 7 Geo. 5 British Columbia. P 23\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of mortgages, exclusive of interest $ 61,700 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 403,140 00\nCash on deposit to the Company's credit and not drawn against on December\n31st, .1916 206,467 53\nAgents' balances representing business written subsequent to October 1st, 1916 ... 36,472 07\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $2,150.\nInterest due or accrued and unpaid 7,665 19\nTotal assets $ 715,444 79\n\u25a0\nLiabilities.\nClaims or losses adjusted $ 56,001 36\nClaims or losses resisted 17,886 95\nClaims or losses in suspense, or supposed, or reported 115,99S 48\n$ 189,886 79\nDeduct reinsurance due or accrued 167,369 44\nNet amount of claims or losses unpaid $ 22,517 35\nTotal reserve of unearned premiums for all outstanding risks 123,451 43\nOther reserves 62,882 44\nAmount due or accrued for taxes 2,500 00\nTotal amount of liabilities $ 211,351 22\nCapital stock paid up 200,000 00\nTotal of liabilities and paid-up capital $ 411,351 22\nExcess of assets over such total $ 304,093 57\nReceipts.\nNet premiums received in cash .' $ 145,754 85\nCash received for interest 22,334 15\nCash from all other sources 19,822 02\nTotal receipts $ 187,911 02\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 48,380 IS\nfor law costs 884 42\n\u201e \u201e investigation and adjustment of claims 1,094 72\n\u201e ,, rent and taxes 1,040 11\n\u201e \u201e salaries, directors' and auditors' fees 149 07\n., ,, printing, stationery, and advertising 52 40\n\u201e \u201e postage, telegrams, and express , 45 OS\nTotal expenses of management $ 51,645 98\nNet amount paid during the year for losses 94,310 16\nTotal expenditure $ 145,956 14 Returns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 853 30\nLiabilities 176 30\nPremiums written, less return premiums 9,654 94\nLosses incurred, net 3,S73 64\nLosses paid, net 4,097 34\nNet amount at risk Nil.\nCOMMERCIAL UNION FIRE INSURANCE COMPANY OF NEW YORK.\nHead Office\u2014New York. N.Y.\nOfficers.\nA. H. Wray, President New York, N.Y.\nC J. Holman, Vice-President and Secretary New York, N.Y.\nC E. Porter, Vice-President New York, N.Y.\nW. M. Ballard, Assistant Secretary New York, N.Y.\nDirectors.\nJ. Claflin. A. H, Wray. R. A. Bait.\nR. J. Cross. C J. Holman. J. G. Hilliard.\nF. B. Campbell. C E. Porter. T. II. Banks.\nW. P. Bliss. W. M. Ballard. H. C Eddy.\nA. E. Marling.\nAmount deposited with the Government of British Columbia : Bond of the Ocean Accident\n& Guarantee Corporation, Limited, for $25,000 in lieu of deposit.\nAuthorized capital $200,000 00\nAmount subscribed 200,000 00\nAmount paid 200,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc $ 998,SS4 50\nActual cash on hand at Head Office 23 45\nCash on deposit to the Company's credit and not drawn against on December Slst,\n1916 196,739 32\nAgents' balances representing business written subsequent to October 1st, 1916 .... 138,851 67\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $8,413.93.\nInterest due or accrued and unpaid 9,430 00\n$1,343,928 94\nDeduct market value of special deposits in excess of corresponding liabilities .. 16,880 20\nTotal assets $1,327,048 74 7 Geo. 5 - ',-- British Columbia. P 25\nLiabilities.\nClaims or losses adjusted '.'..' $ 18,988 00\nClaims or losses resisted 1,390 00\nClaims or losses in suspense, or supposed, or reported 61,015 00\n$ 81,393 00\nDeduct reinsurance due or accrued 9,370 00\nNet amount of losses or claims unpaid $ 72.023 00\nTotal reserve of unearned premiums for all outstanding risks 675,704 07\nAmount due or accrued for salaries and commission 3,675 43\nReserve for taxes 13.603 99\nTotal amount of liabilities ;$ 765,006 49\nCapital stock paid up 200,000 00\nTotal of liabilities and paid-up capital $ 965,006 49\nExcess of assets over such total $ 362.042 25\nReceipts.\nNet premiums received in cash $ 679,721 03\nCash received for interest 40.939 70\nTotal cash receiepts $ 720,660 73\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 176,351 49\nfor investigation and adjustment of claims 12,744 08\ninterest, discount, and exchange 455 67\nstatutory assessment and licence fees 28,255 43\ntravelling expenses 4,827 50\nrent aud taxes 3,865 14\nsalaries, directors' and auditors' fees 49,577 54\nprinting, stationery, and advertising 7,089 99\npostage, telegrams, and express 3,821 72\nother expenses 9,074 27\nTotal expenses of management $ 296,062 83\nNet amount paid during year for losses 356.436 09\nCash paid for dividends 20,000 00\nCash paid for other expenditure 1.420 23\nTotal expenditure $ 073.919 15\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25 000 00\nAssets ....\nLiabilities 7,418 26\nPremiums written, less return premiums 10,974 12\nLosses incurred, net 2,416 94\nLosses paid, net 2;520\" 30\nNet amount at risk 877,066 00 P 26 Report of the Superintendent of Insurance, 1917\nDETROIT FIRE & MARINE INSURANCE COMPANY.\nHead Office\u2014Detroit, Mich.\nOfficers.\nE. H. Butler, President Detroit, Mich.\nDirectors.\nEdward II. Butler. Albert L. Stephens. Chas. E. Hiscock.\nEdward C. van Husan. C. L. Andrews. Elwood Croul.\nChas. A. Ducharme. Chas. A. Dean. Wm. T. Barbour.\nJunius E. Beal. A. H. McDonell. Fred E. Butler.\nH. L. Jenness. W. V. Moore. J. P. Hemmeter.\nD. E. Heineman. S. T. Miller. Joseph G. Standart.\nGeo. N. Brady. Alex. I. Lewis.\nAmount deposited with the Government of British Columbia: Bond of the National Surety\n, Company for $25,000 in lieu of deposit.\niiuthorized capital $500,000 00\nAmonnt subscribed 500,000 00\nAmount paid 500.000 00\nSt.atement for the Year ended December 31st, 1916.\nAssets.\n25\n24\n00\nCash value (excluding interest and dividends) of stock, shares, bonds, deben\ntures etc 1,209,634\n3S\n06\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 187,665\n2S\n76\nAgents' balances representing business written subsequent to October 1st, 1916 ... 146,096\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $4,055.76.\n5S\n55\nLiabilities.\nS4\n27\n$ 81,929\n11\n01\n10\n98\nOS 7 Geo. 5 British Columbia.\nLiabilities\u2014Concluded.\nBrought forward $ 853,994 OS\nReserve for taxes (estimated) 16,000 00\nAmount due or accrued for stationery, printing, advertising;, and commission 4,500 00\nTotal amount of liabilities $ 874,494 08\nCapital stock paid up 500,000 00\nTotal of liabilities and paid-up capital $1,374,494 OS\nExcess of assets over such total $1,125,257 47\nReceipts.\nNet premiums received in cash $ 842.1SS 34\nCash received for interest 97.029 59\nCash received from rents 6,000 OO\nCash from all other sources 339 66\nTotal receipts , $ 945.557 59\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 188,015 17\nfor law costs L134 21\n\u201e \u201e investigation and adjustment of claims 7.352 17\n,, statutory assessment and licence fees \u2022.. . 27,803 80\n\u201e \u201e travelling expenses 11,059 38\n\u201e \u201e rent and taxes 12.517 33\n\u201e \u201e salaries of special agents 79,097 06\n\u201e \u201e printing, stationery, and advertising 12.537 50\n\u201e ,, postage, telegrams, and express 4,636 6S\n\u201e \u201e other expenses 25,133 69\nTotal expenses of management $ 369,2S6 99\nNet amount paid during the year for losses\u2014\nFire $364,580 99\nMarine and inland marine 1.786 90\n 366,367 89\nCash paid for dividends 110,000 00\nTotal expenditure $ 845,654 SS\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 844 81\nLiabilities 4,084 81\nPremiums written, less return premiums 9,012 95\nLosses incurred, net 608 83\nLosses paid, net 324 23\nNet amount at risk 550,433 00 P 28 Report of the Superintendent of Insurance, 1917\nFIRE ASSOCIATION OF PHILADELPHIA.\nHead Office\u2014Philadelphia. Pa.\nOfficers.\nE. C. Irwin, President , Philadelphia, Pa.\nT. H. Condennan, Vice-iPresident Philadelphia, Pa.\nJohn B. Morton, Second Vice-President Philadelphia, Pa.\nM. G. Garrigues, Secretary Philadelphia, Pa.\nDirectors.\nElihu C Irvin. Charles B. Adamson. George W. Nevil.\nTheo. H. Condennan. Horace T. Potts. William A. Law.\nJames Butterworth. Richard Campion. Edward J. Moore.\nJohn McKinney. Dimner Beeber. John Gribbel.\nRobert Whitaker.\nAmount deposited with the Government of British Columbia : Boud of the Canadian Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $750,000 00\nAmount subscribed 750,000 00\nAmount paid 750.000 00\nStatement tor the Year ended December 31st, 1916.\nAssets.\nCash value of real estate $ 665,942 10\nMortgage loans on real estate 2,29S,958 66\nLoans secured by pledge of bonds, stocks, etc 57,650 00\nCash value of bonds aud stocks 5.412.467 50\nCash in Company's office 27.290 65\nDeposits in trust companies \u25a0 677.572 61\nAgents' balances representing business written subsequent to October 1st, 1916 . . 810,685 44\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $6,203.89.\nInterest due or accrued 127,161 34\nRents due and accrued 2,513 42\nMarket value of real estate over book value 2,057 90\nDue for reinsurance on losses already paid 12,647 43\n$10,094,947 05\nDeduct market value of special deposits in excess of corresponding liabilities 48,099 01\nTotal assets $10,046,S4S 04\nLiabilities.\nClaims for losses adjusted aud unpaid $ 70,879 SI\nClaims for losses resisted 84,115 59\nClaims for losses in suspense 575,557 88\n$ 730,544 28\nDeduct reinsurance due or accrued 183,346 32\nNet amount of unpaid losses and claims $ 547,197 96\nTotal reserve of unearned premiums for all outstanding risks 4.6S2.131 40\nCarried forward $5,229,329 36 7 Geo. 5 British Columbia. P 29\nLiabilities\u2014Concluded.\nBrought forward $5,229,329 36\nAmount reclaimable by the insured on perpetual fire insurance policies 1,464.741 71\nSalaries, rents, expenses, bills, accounts, fees, etc., due or accrued 11,345 68\nReserve for taxes (estimated) 55,000 00\nContingent commissions or other charges due or accrued 18,226 86\nTotal amount of liabilities $ 6,77S,643 61\nCapital stock paid up 750,000 00\ni , \u2022 \t\nTotal of liabilities and paid-up capital $ 7,528,643 61\nExcess of assets over such total $ 2,518,204 43\nIncome.\nPremiums (less reinsurance and return premiums) \u2014\nFire $ 5,058,855 11\nMarine and inland 4,393 63\nDeposit premiums written on perpetual risks 22,073 92\nGross interest on mortgage loans (less $676.20. accrued interest on mortgages\nacquired during 1916) 123,009 43\nGross interest on collateral loans 4,481 46\nGross interest on bonds and dividends on stocks (less $4,456.93, accrued interest\non bonds acquired during 1916) 246,383 10\nGross interest on deposits in trust companies and 'banks 6,763 82\nReal-estate land contract $118 96\nPhiladelphia Underwriters' Tariff Association deposit 6 20\n 125 16\nGross rents from Company's property, including $15,000 for Company's occupancy\nof its own buildings 40,201 90\nEarned deposits 4,824 77\nAgents' balances previously charged off 1,436 73\nGross profit on sale or maturity of real estate 2,464 24\nGross profit on sale or maturity of bonds S,880 65\nTotal income $ 5,523,893 92\nDisbursements.\nNet amount paid during the year for losses\u2014\nFire $ 2,518,989 71\nMarine and inland 290 02\nExpenses of adjustment and settlement of losses 51,97S 90\nCommissions or brokerage 1,041,522 90\nAllowances to agencies for miscellaneous agency expenses 14,191 15\nSalaries (179,130.51) and expenses ($116,939.25) of special and general agents . . 296,069 76\nSalaries, fees, and all other charges of officers, directors, trustees, and Home Office\nemployees 210,208 64\nRents, including $15,000 for Company's occupancy of its own buildings 29,194 28\nAdvertising, $5,586.35; printing and stationery, $34,139.65 39,725 99\nPostage, telegrams, telephone, and express 28,312 S7\nLegal expenses 3,943 56\nFurniture and fixtures 2,842 34\nCarried forward $4,237,270 12 P 30 Report of the Superintendent of Insurance, 1917\nDisbursements\u2014Concluded.\nBrought forward $4,237,270 12\nMaps, including corrections 10,231 63\nUnderwriters' Boards and Tariff Associations 55,782 49\nFire Department, Fire Patrol, and Salvage Corps assessments, fees, taxes, and\nexpenses 15,757 04\nInspections and surveys 29,789 42\nRepairs and expenses (other than taxes) on real estate 5,802 50\nTaxes on real estate 9,227 98\nState taxes on premiums 94,482 30\nInsurance Department licences and fees 25.674 64\nAll other licences, fees, and taxes 50,896 26\nCommission on purchase and sale of securities 1,068 75\nDeposit premiums returned 52,955 41\nPaid stockholders for interest on dividends 300.000 00\nAgents' balances charged off 1,687 73\nGross loss on sale or maturity of real estate 4.973 93\nGross loss on sale or maturity of bonds 750 00\nGross decrease by adjustment in book value of real estate 64,615 39\nTotal disbursements $ 4,960,965 59\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25.000 00\nAssets (agents' balances) 1,534 11\nLiabilities 8,615 83\nPremiums written, less return premiums 10.902 82\nLosses incurred, net 6,294 24\nLosses paid, net 5,882 11\nNet amount at risk 885,685 00\nFRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA.\nHead Office\u2014Philadelphia, Pa.\nThis Company has ceased to transact business in British Columbia. Geo. 5 British Columbia. P 31\nGERMAN ALLIANCE INSURANCE COMPANY.\nHead Office\u2014New York, N.Y.\nThis Company has ceased to transact business in British Columbia.\nTHE INDUSTRIAL FIRE INSURANCE COMPANY.\nHead Office\u2014Akron, Ohio.\nOfficers.\nF. R. Ormsby, President v Akron, Ohio.\nJ. S. Frellnghuysin. Vice-President New York, N.Y.\nG. F. Hutchings, Secretary New York, N.Y.\nJos. Winum, Treasurer Akron, Ohio.\nDirectors.\nF. R. Ormsby. .C. A. Ley. J. A. Mets, Jr.\nC. W. Siberling. John Rowley. Aldis B. Squire.\nJos. Winum. N. A. Ault. A. L. Canfield.\nI. T. Myurs. J S. Frelinghuysin. G. W. Van Cleef.\nG. A. Rohner. G. H. Hutchings. . J. J. Kline.\nAmount deposited with the Government of British Columbia: Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\nAuthorized capital $500,000 00\nAmount subscribed 300,000 00\nAmount paid 300,000 00\nStatement for the Year ended December 31st. 1916.\nAssets.\nCash value of real estate, less encumbrances $ ,8,250 00\nCash value of mortgages, exclusive of interest 124,105 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 371,430 00\nActual cash on hand at Head Office 1,081 77\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 126,230 92\nAgents' balances representing business written subsequent to October 1st, 1916 .... 154,417 72\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $621.45.\nInterest due or accrued and unpaid 5,212 89\nDue from other companies for reinsurance on losses already paid 3,275 83\nAmount of all other assets 100 00\nTotal assets $ 794,104 13 P 32 Report of the Superintendent of Insurance, 1917\nLiabilities.\nClaims or losses adjusted $ 117,737 42\nDeduct reinsurance due or accrued 36,749 75\nNet amount of losses or claims unpaid $ 80,987 67\nTotal reserve of unearned premiums for all outstanding risks 295,733 21\nReserve for taxes 5,862 98\nAmount due or accrued for stationery, printing, advertising, and commission 2,475 83\nAmount of all other liabilities 482 00\nTotal amount of liabilities $ 385,541 69\nCapital stock paid up 300,000 00\nTotal of liabilities and paid-up capital $ 6S5,541 69\nExcess of assets over such total $ 108,562 44\nReceipts.\nNet premiums received in cash $ 451,745 02\nCash received for interest 21,973 01\nCash received for debentures, mortgages, etc. (not extended), $69,969.50.\nCash from all other sources 2,SS7 50\nTotal receipts $ 476,605 53\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 102,164 09\nfor law costs SS7 72\ninvestigation and adjustment of claims 1,608 50\nstatutory assessment and licence fees 945 65\ntravelling expenses 703 37\nrent and taxes 1,197. 96\n\u201e salaries, directors' and auditors' fees 6,951 07\nprinting, stationery, and advertising 2,855 63\npostage, telegrams, and express 1,072 17\n,, other expenses 3,579 14\nTotal expenses of management $ 121,965 30\nNet amount paid for losses occurring prior to 1916 3,793 68\nNet amount paid for losses occurring during 1916 151,773 84\nCash paid for dividends 13,500 00\nCash paid for debentures, mortgages, etc. (not extended), $278,384.75.\nCash paid for other expenditure '. 1,944 72\nTotal expenditure $ 292,977 54\nReturns fob British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00-\nAssets (agents) balances) 1,819 2S\nLiabilities 4,854 21\nPremiums written, less return premiums 10,337 15\nLosses incurred, net 179 21\nLosses paid, net 51 21\nNet amount at risk 394,659 00; 7 Geo. 5 British Columbia. P 33\nMECHANICS & TRhADERS INSURANCE COMPANY.\nHead Office\u2014New Orleans, La.\nOfficers.\nH. A. Smith, President Hartford, Conn.\nR. L. Emery, Vice-President and Treasurer New Orleans, La.\nS. T. Maxwell, Vice-President Hartford, Conn.\nT. B. Norton, Secretary New Orleans, La.\nG. II. Tryon, Secretary Hartford, Conn.\nDirectors.\nJ. P. Baldwin. John Grote. W. B. Thompson.\nW. A. Kernaghan. B. C Casanas. II. A. Smith.\nPhilip Werlein. Geo. K. Pratt. S. T. Maxwell.\nR. L. Emery. Hart D. Newman.\nAmount deposited with the Government of British Columbia : Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\n.\u25a0Authorized capital $300,000 00\nAmount subscribed 300,000 00\nAmount paid 300,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 23,500 00\nCash value (excluding interest and dividends) of stocks, shares, bonds, debentures, etc 1,219,886 00\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 182,028 44\nAgents' balances representing business written subsequent to October 1st, 1916 ... 155,408 19\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $1,173.88.\nInterest due or accrued and unpaid 22,633 74\nDue from other companies for reinsurance on losses already paid 4,573 32\nTotal assets $1,608,029 69\nLiabilities.\nClaims or losses adjusted $ 15,474 10\nClaims or losses resisted 12,155 22\nClaims or losses in suspense, or supposed, or reported 192,164 44\n$ 219,793 76\nDeduct reinsurance due or accrued 125,320 90\nNet amount of losses or claims unpaid $ 94,472 86\nTotal reserve of unearned premiums for all outstanding risks 582,366 11\nOther reserves 20,000 00\nTotal amount of liabilities 696,838 97\nCapital stock paid up 300,000 00\nTotal of liabilities and paid-up capital $ 996.83S 97\nExcess of assets over such total $ 611,190 72\n3 P 34 Report of the Superintendent of Insurance, 1917\n: . , Receipts.\nNet premiums received in cash $ 665,882 00\nCash received for interest 62,186 93\nCash received from rents 3,600 00\nBorrowed money (repaid) 40,000 00\nCash from all other sources 4,490 28\nTotal receipts $ 776.159 21\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 120,429 38\nfor law costs 2.208 84\n\u201e fuel and light 712 50\n\u201e investigation and adjustment of claims 5,953 12\n\u201e statutory assessment and licence fees 17,693 03\n\u201e travelling expenses 12,778 31\n\u201e rent and taxes 24,056 21\n\u201e salaries, directors' and auditors' fees .<, 65,039 09\n\u201e printing, stationery, and advertising 9,008 49\n\u201e postage, telegrams, and express 5,036 92\n\u201e other expenses 16,085 07\nTotal expenses of management $ 279,000 96\nNet amount paid for losses occurring prior to 1916 S4.395 84\nNet amount paid for losses occurring during 1916 258,210 69\nCash paid for repayment of loans 40,000 00\nCash paid for other expenditure 13,158 80\nTotal expenditure $ 674,766 29\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 1,548 74\nLiabilities 4.170 04\nPremiums written, less return premiums 7,662 06\nLosses incurred, net 1,845 60\nLosses paid, net 1.906 58\nNet amount at risk 428,000 00 7 Geo. 5 British Columbia. P 35\nMERCHANTS FIRE ASSURANCE CORPORATION OF NEW YORK.\nHead Office\u2014New York, N.Y.\nOfficers.\nEdward L. Ballard, President New York, N.Y.\nAlden C Noble, Vice-President and Secretary ' New York, N.Y.\nWilliam B. Carter, Secretary New York, N.Y.\nAlfred A. Moser, Assistant Secretary New York, N.Y.\nDirectors.\nEdward L. Ballard. Edgar L. Marston. Alexander V. Roe.\nCharles W. Ballard. Stephen C. Millett. Hubert E. Rogers.\nBertram Cutler. Samuel T. Morgan. John D. Rockefeller. Jr.\nFrederick M.'Hilton. Alden C Noble. Finley J. Shepard.\nJohn C Luke.\nAmount deposited with the Government of British Columbia: Bond of the Canadian Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $400,000 00\nAmount subscribed 400,000 00\nAmount paid 400,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of mortgages, exclusive of interest $ 339,300 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 1,246,295 00\nActual cash on hand at Head Office 250 00\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 67,923 93\nAgents' balances representing business written subsequent to October 1st, 1916 .... 161.358 44\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended). $14,610.61.\nInterest due or accrued and unpaid 12,184 26\nTotal assets $1,827,311 63\nLiabilities.\nClaims or losses adjusted $ 7,943 00\nClaims or losses resisted ' 3,333 00\nClaims or losses in suspense, or supposed, or reported 224,415 00\n$ 235,691 00\nDeduct reinsurance due or accrued 108,425 00\nNet amount of losses or claims unpaid $ 127,266 00\nTotal reserve of unearned premiums for all outstanding risks 573,538 36\nOther reserves 100,000 00\nTotal of liabilities $ 800,804 36\nCapital stock paid up 400,000 00\nTotal of liabilities and paid-up capital $1,200,804 36\nExcess of assets over such total $ 626,507 27 P 36\nReport of the Superintendent of Insurance,\n1917\nReceipts.\nNet premiums received in cash\t\nCash received for interest \t\nCash received for calls on capital stock\t\nCash received for debentures, mortgages, etc. (not extended), $657,808.92.\nCash from all other sources \t\n.$ 786,832 58\n69,909 01\n. 200,000 00\n45,000 00\nTotal receipts $1,101,741 59\nExpenditure.\nCash paid to agents for commission, salaries, and bonus\nfor law costs \t\ninvestigation and adjustment of claims ...\ninterest, discount, and exchange \t\nstatutory assessment and licence fees \t\ntravelling expenses \t\nrent and taxes \t\nsalaries, directors' and auditors' fees \t\nprinting, stationery, and advertising \t\npostage, telegrams, and express \t\nother expenses \t\nTotal expenses of management \t\nNet amount paid for losses during the year \t\nCash paid for dividends \t\nCash paid for repayment of loans '\t\nCash paid for debentures, mortgages, etc. (not extended), $1,110,499.50.\n117,209 98\n428 67\n5,598 13\n327 73\n4,090 33\n652 59\n15,235 00\n64,560 08\n3,462 37\n1,917 09\n9,191 90\n222,673 87\n311,781 07\n45,750 00\n40,000 00\nTotal expenditure $ 620,204 94\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit\nAssets (agents' balances) \t\nLiabilities \t\nPremiums written, less return preroiunis \t\nLosses incurred, net \t\nLosses paid, net \t\nNet amount at risk \t\n25,000 00\n776 62\n3,965 26\n8,713 56\n5,807 61\n5,648 61\n537.52S 00\nMICHIGAN COMMERCIAL INSURANCE COMPANY.\nHead Office\u2014Lansing, Mich.\nThis Company has ceased to transact business in British Columbia. 7 Geo. 5\nBritish Columbia.\nP 37\nMICHIGAN FIRE & MARINE INSURANCE COMPANY.\nHead Office\u2014Detroit, Mich.\nOfficers.\nD. M. Ferry, Jr., President Detroit, Mich.\nE. J. Booth, Vice-President Detroit, Mich.\nH. E. Everett, Secretary Detroit, Mich.\nF. A. Schulte, Treasurer Detroit, Mich.\nDirectors.\nGeo. H. Barbour. H. E. Everett. William H. Murphy.\nJ. W. Beaumont. D. M. Ferry, Jr. Chas. L. Palms.\nWm. T. Benallack. E. P. Hammond. F. A. Schulte.\nE. J. Boorh. F. J. Hecker. James D. Standish.\nLem. W. Bowen. William R. Hees. Wm. P. Stevens.\nLawrence D. Buhl. Carl A. Henry. J. W. Thompson.\nCharles B. Calvert. Chas. C. Jenks. M. B. Whittlesey.\nJames Cravens. Walter C Mack. 0. M. Wilkinson.\nClinton Goodloe Edgar. Philip II. McMillan.\nAmount deposited with the Government of British Columbia: Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\nAuthorized capital $400,000 00\nAmount subscribed 400,000 00\nAmount paid 400,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 367 90\nCash value of mortgages, exclusive of interest 521,945 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 832,583 00\nActual cash on hand at Head Office 16,434 71\nCash on deposit to the Company's credit and not drawn against on December Slst,\n1916 67,162 04\nAgents' balances representing business written subsequent to October 1st, 1916 .. . 206,183 05\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $5,348.-82.\nInterest due or accrued and unpaid 21,153 55\nAmount of all other assets 100 00\nTotal assets $1,665,929 25\nLiabilities.\nClaims or losses adjusted $ 26.S78 75\nClaims or losses resisted 5,250 00\nClaims or losses in suspense, or supposed, or reported 54,784 82\n$ 86,913 57\nDeduct reinsurances due or accrued 17,508 88\nNet amount of losses or claims unpaid $ 69,404 69 P 38 Report of the Superintendent of Insurance, 1917\nLiabilities\u2014Concluded.\nBrought forward $ 69,404 69\nTotal reserve of unearned premiums for all outstanding risks 772.32S 73\nDividends declared and remaining unpaid 20,000 00\nAmount due or accrued for commission and agency 2,719 45\nTaxes (estimated) 9,000 00\nTotal amount of liabilities $ S73,452 87\nCapital stock paid up 400,000 00\nTotal of liabilities and paid-up capital $1,273,452 87\nExcess of assets over such total $ 392,476 38\nReceipts.\nNet premiums received in cash $ 790.187 45\nCash received for interest 67,142 61\nCash from all other sources 1,824 37\nTotal receipts $ 859,154 43\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 198,763 42\nfor law costs 1.362 78\n\u201e investigation and adjustment of claims 7,561 52\n\u201e interest, discount, and exchange 343 18\n\u201e statutory assessment and licence fees 13,513 14\n\u201e travelling expenses 27,917 42\n\u201e rent and taxes 29,210 19\n., salaries, directors' and auditors' fees 27,525 36\n\u201e printing, stationery, and advertising 21,036 40\n\u201e postage, telegrams, and express 4,005 20\n\u201e other expenses 24.442 99\nTotal expenses of management $ 355,681 60\nNet amount paid during the year for losses 397.859 46\nCash paid for dividends 40,000 00\nCash paid for other expenditure 6,841 50\nTotal expenditure $ 800,382 50\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 978 82\nLiabilities 4,926 23\nPremiums written, less return premiums 7,536 77\nLosses incurred, net 2,668 85\nLosses paid, net 1,964 25\nNet amount at risk 564.240 00 7 Geo. 5 , British Columbia. P 39\nMINNEAPOLIS FIRE & MARINE INSURANCE COMPANY.\nHead Office\u2014Minneapolis, Minn.\nOncers.\nFred C. van Dusen, President Minneapolis, Minn.\nJ. D. McMillan, Vice-President Minneapolis, Minn.\nAlfred Stinson, Vice-President Minneapolis, Minn.\nWalter C Leach, Secretary Minneapolis, Minn.\nJ. R. Marfield, Treasurer Minneapolis, Minn.\nDirectors.\nF. C van Dusen. J.' R. Marfield. Geo. C Bagley.\nJ. D. McMillan. A. Stinson. C A. Brown.\nP. L. Howe. W. C Leach. H. F. Douglas.\nChas. W. Sexton.\nAmount deposited with the Government of British Columbia: Bond of the Canadian Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $200,000 00\nAmoBnt subscribed 200,000 00\nAmount paid 200,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of mortgages, exclusive of interest $ 3S2,350 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 197,874 37\nActual cash on hand at Head Office 15,928 79\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 90,319 89\nAgents' balances representing business written subsequent to October 1st, 1916 .... 43,678 21\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $775.52.\nInterest due or accrued and unpaid 12,942 92\nOffice furniture (not extended), $2,500.\nPlans (not extended), $12,000. \t\n$ 743,094 18\nDeduct commissions due on reinsurance, Globe Fire Insurance Company 2,480 21\nTotal assets , $ 740,613 97\nLiabilities.\nClaims or losses in suspense, or supposed, or reported $ 90,848 71\nDeduct reinsurance due or accrued 21,916 14\nNet amount of losses or claims unpaid $ 68,932 57\nTotal reserve of unearned premiums for all outstanding risks 395,552 71\nReserve for taxes based on the business covered by the statement 14,227 00\nTotal amount of liabilities $ 478,712 28\nCapital stock paid up 200,000 00\nTotal of liabilities and paid-up capital $ 678,712 28\nV \t\nExcess of assets over such total $ 61,901 69 P 40 Report of the Superintendent of Insurance, 1911\nReceipts.\nNet premiums received in cash $ 741,102 29\nCash received for interest 36,445 52\nCash received for debentures, mortgages, etc. (not extended), $165,700.\nCash from all other sources 312 65\nTotal receipts $ 777,860 46\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 100,490 44\nfor law costs 351 03\ninvestigation and adjustment of claims 13,150 45\ninterest, discount, and exchange 1,332 91\nstatutory assessment and licence fees 8,499 90\ntravelling expenses 26,002 18\nrent and taxes 18,670 87\nsalaries, directors' and auditors' fees 61,792 61\nprinting, stationery, and advertising 10,043 75\npostage, telegrams, and express 6,297 50\nother expenses 12,723 17\nTotal expenses of management $ 259,354 SI\nNet amount paid for losses occurring prior to 1916 23,286 96\nNet amount paid for losses occurring during 1916 465,592 83\nCash paid for dividends 20,000 00\nCash paid for debentures, mortgages, etc. (not extended), $136,700.\nTotal expenditure $ 768,234 60\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 1,724 67\nLiabilities 7.601 16\nPremiums written, less return premiums 10,268 54\nLosses incurred, net 2,462 27\nLosses paid, net 1,962 92\nNet amount at risk 890,952 00 7 Geo. 5 , British Columbia. P 41\nNATIONAL BENEFIT LIFE & PROPERTY ASSURANCE COMPANY, LIMITED.\nHead Office\u2014Loudon, England.\nOfficers.\nR. W. Granville-Smith, J.P., L.C.C, Chairman.\nJoseph Francis. J.P.. F.S.S., Managing Director.\nS. F. Gandell, B.A.. F.C.I.S.. Secretary.\nDirectors.\nR. W. Granville-Smith, J.P., L.C.C. II. Gordon Jeaffreson.\nH. H. Holford. Sir Francis Lowe. M.P.\nAmount deposited with the Government of British Columbia : City of Regina Consolidated\nRegistered Stock, \u00a32,000; City of New Westminster bonds. $15,000; Canadian Pacific Railway\n6-per-cent. Note Certificates, $2,500; total, $27,233.32 (par).\nAuthorized capital \u00a3120,000 0 0\nAmount subscribed 104,805 0 0\nAmount paid 47,291 10 0\nStatement for the Year ended December 31st, 1916.\nAssets.\n\u00a3 s. d.\nMortgages on property within the United Kingdom 561,664 5 0\nLoans on the Company's policies within their surrender value 11,400 7 2\nLoan on reversion 180 0 0\nLoans on personal security 4,729 0 0\nInvestments, deposit with the High Court\u2014\nIndia 3% Stock, at cost \u00a3 6.370 0 0\nIndia 3%% Stock, at cost 5,628 15 0\n2%% Consols, at cost 8,001 5 0\n 20,000 0 0\nBritish Government securities, at cost 17.743 1 9\nTreasury bills, at cost >. 32,479 15 4\nColonial Government securities, at cost 9,891 0 0\nColonial Provincial securities, at cost ;.. 1,099 13 3\nColonial municipal securities, at cost 10,162 9 6\nForeign Government securities, at cost 47,857 7 4\nRailway and other debentures and debenture stock, at cost 9,929 0 9\nRailway ordinary stocks, at cost 1,440 0 0\nFreehold ground-rents, at cost 801 8 3\nShares in public companies, at cost 11,986 13 8\nHouse and office property, at cost 10,995 4 0\nAgents' balances, less reserve ..........: 60,109 14 1\nAmounts due from other companies and brokers, less reserve 69.084 14 3\nDebtors, sundry 1,826 0 10\nOutstanding premiums 7,487 9 10\nDeposits with other companies in respect of reinsurances 23,004 11 1\nOutstanding interest, dividends, and rents 5,676 2 10\nLife Department Establishment Account 5,893 1 9\nFurniture and fixtures at Head Office and branches, less depreciation written off 1,964 6 2\nCash on deposit \u00a3 14.464 5 8\nCash in hand and on current account 37,236 0 11\n 51.700 6 7\n\u00a3979,105 13 P 42 Report of the Superintendent of Insurance, 1917\nLiabilities.\nShareholders' capital paid up \u00a3 47,291 10 0\nLife Assurance Fund 22,308 0 0\nFire and General Insurance Fund 5,33S 11 4\nMarine Insurance Fund 43,441 6 2\nBond Investment and Endowment Certificate Fund 600,000 0 0\nInvestment Reserve Fund 17,000 0 0\nProfit and Loss Account 3.506 14 4\n\u00a3 s. d.\n738,8S6 1 10\nClaims admitted or intimated, but not paid\u2014\nLife assurance \u00a3 908 0 0\nFire insurance 7.057 18 5\nGeneral insurance c 1,414 2 6\nMarine insurance 6,978 9 9\nBond investment 2,050 4 10\n 1S,40S 15 6\nDeposits 29,721 16 1\nCreditors' and credit balances, including amounts due to other companies 84,075 3 7\nDeposits from other companies in respect of reinsurances 108,013 16 5\n\u00a3979,105 13 5\nMarine Insurance Department (Revenue Account).\n\u00a3 s. d.\nClaims paid and outstanding after deduction of reinsurances 43.703 19 10\nExpenses of management, including commission -. 13,680 19 10\nBad debts 4 17 6\nAmount carried to Profit and Loss nAccount 20,549 1 10\nBalance, subject to unexpired risks 43,441 6 2\n\u00a3121,3S0 5 2\n\u00a3 s. d.\nBalance at the beginning of the year 12,237 13 3\nPremiums, less reinsurances 108,603 5 4\nInterest \u00a3 616 17 8\nLess income-tax thereon 77 11 1\n 539 6 7\n\u00a3121,3S0 5 2\nLife Department (Revenue Account).\n\u00a3 s. d.\nClaims under policies paid and outstanding by death 3.872 7 S\nSurrenders 106 11 6\nCommission 1,135 13 9\nExpenses of management \u00a3 2,938 18 6\nLess amount transferred to Establishment Account 1,469 9 3\n 1,469 9 3\nAmount of Life Assurance Fund at the end of the year 22,308 0 0\n\u00a3 28,892 2 2 7 Geo. 5 British Columbia. P 43\nLife Department (Revenue Account)\u2014Concluded.\n\u00a3 s. d.\nAmount of Life Assurance Fund at the beginning of the year 7,771 0 10\nPremiums, less reassurances 11,344 5 6\nInterest on deposit with the High Court \u00a3 70S IS 8\nLess income-tax thereon 163 IS 10\n 544 19 10\nInterest (general) \u00a3 695 19 0\nLess income-tax thereon 100 7 9\n 595 11 3\nFees, etc 12 18 9\nAmount carried from Profit and Loss Account 8,623 6 0\n\u00a3 28,892 2 2\nFire and General Insurwncc Departments (Revenue Account).\n\u00a3 s. d.\nClaims paid and outstanding 32,946 2 3\nCommissions 6,451 15 11\nExpenses of management, etc 7,654 10 7\nBalance, subject to unexpired risks 5,33S 11 4\n\u00a3 52,391 0 1\n\u00a3 s. d.\nAmount of funds at the beginning of the year 5,S34 10 5\nPremiums, less reinsurances 43,275 19 0\nInterest, less income-tax thereon '. 94 18 9\nAmount carried to Profit and Loss Account 3,185 11 11\n\u00a3 52,391 0 1\nBond Investment and Endowment Certificate Department (Revenue Account).\n\u00a3 s. d.\nClaims under bonds and certificates paid and outstanding 20,697 17 1\nCommission 2,612 6 10\nExpenses of management 7,813 3 6\nAgency expenses 1,297 5 3\nOrganization and Extension Account 5,970 0 11\nInterest on fully paid bonds 2,440 15 8\nTrustees' fees 100 0 0\nLoss on mortgages realized 101 13 5\nBad debts 150 0 0\nAmount carried to Profit and Loss Account 1,435 12 0\nAmount of Bond Investment and Endowment Certificate Fund at end of year ... 600,000 0 0\n\u00a3642,61S 14 8\n\u00a3 s. d.\nAmount of Bond Investment and Endowment Certificate Fund at beginning of year 565,000 0 0\nPremiums -51,478 13 10\nInterest, dividends, and rents \u00a3 28,547 1 6\nLess income-tax claimed and allowed 3,034 9 0\n 25,512 12 6\nTransfer and other fees 627 8 4\n\u00a3642,618 14 8 P 44 Report of the Superintendent of Insurance, 1917\nProfit and Loss Account.\n\u00a3 s. d.\nDividends to shareholders, less tax 4.389 0 4\nInterest on deposits, less tax 953 13 2\nDirectors' fees 650 0 0\nDepreciation of furniture, etc 217 2 11\nTransferred to Investment Reserve Fund 1.000 0 0\nTransferred to Special Reserve 6,150 7 0\nTransferred to Life Assurance Account 8,623 6 0\nTransferred to Fire and General Insurance Account 3,185 11 11\nBalance 3.506 14 4\n\u00a3 28.675 15 8\n\u00a3 s. d.\nBalance of last year's account 5,103 5 7\nInterest and dividends not carried to other accounts \u00a3 1,606 3 S\nLess income-tax thereon 158 1 5 . I\n 1,448 2 3\nProfit on investments realized 139 14 0\nTransferred from Bond Investment Account 1,435 12 0\nTransferred from Marine Insurance Account 20,549 1 10\n\u00a3 2S.675 15\nReturns for British Columbia.\nDeposit with Government (municipal securities, etc.) (par) $ 27,233 32\nOther assets (agents' balances, cash in bank, etc.) To be furnished.\nLiabilities To be furnished.\nPremiums written, less return premiums 14,746 87\nLosses incurred, net '.. .. 2,746 97\nLosses paid, net 2,156 57\nNet amount at risk To be furnished\nNEWARK FIRE INSURANCE COMPANY.\nHead Office\u2014Newark. N.J.\nOfficers.\nE. J. Haynes. President Newark, N.J.\nGeorge F. Reeve, Vice-President Newark, N.J.\nT. L. Farquhar, Secretary Newark, N.J.\nT. D. Richardson, Treasurer Newark, N.J.\nDirectors.\n%\nJ. H. Bacheller. Edgar J. Haynes. George F. Reeve.\nJoseph M. Byrne. James S. Higbie. Joseph M. Riker.\nFranklin Conklin. Uzal H. McCarter. Alfred F. Skinner.\nWinton C. Garrison. Walter S. Nichols. Joseph Ward, Jr.\nj Herbert P. Gleason. Merritt G. Perkins. 7 Geo. 5 British Columbia. P 45\niimount deposited with the Government of British Columbia: Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\nAuthorized capital $500,000 00\nAmount subscribed 500,000 00\nAmount paid 500,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 195,263 13\nCash value of mortgages, exclusive of interest 446,167 45\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 1,174,205 00\nn4.ctual cash on hand at Head Office 466 61\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 179,437 89\nnlgents' balances representing business written subsequent to October 1st, 1916 ... 243,265 46\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $4,347.37.\nBills receivable less than one year overcne 1,732 95\nBills receivable one year or more overdue (not extended), $180.56.\nInterest due or accrued and unpaid 17,137 92\nDue from other companies for reinsurance on losses already paid 13,606 09\nAmount of all other assets 200 00\nTotal assets $2,271,482 50\nLiabilities.\nClaims or losses adjusted $ 28,850 00\nClaims or losses resisted 15,990 00\nClaims or losses in suspense, or supposed, or reported 263,115 08\n$ 307,955 08\nDeduct reinsurance due or accrued 106,119 00\nNet amount of losses or claims unpaid $ 201,836 08\nTotal reserve of unearned premiums for all outstanding risks 1,131 090 65\nOther reserves 17,500 0O\nDividends declared and remaining unpaid 9,063 10\n.Amount due or accrued for salaries and commission 3,049 59\nTotal amount of liabilities $1,362,539 42\nCapital stock paid up 500,000 00\nTotal of liabilities and paid-up capital $1,862,539 42\nExcess of assets over such total $ 408,943 08\nReceipts.\nNet premiums received in cash $1,318,768 63\nCash received for interest 80,426 08\nCash received from rent 285 00\nCash received for debentures, mortgages, etc. (not extended), $76,523.91.\nCash from all other sources 25 93\nTotal receipts' $1,399,505 64 P 46\nReport of the Superintendent of Insurance.\n1917\nExpenditure.\nCash paid to agents for commission, salaries, and bonus\nfor law costs \t\n\u201e fuel and light \t\n\u201e investigation aud adjustment of claims ...\n\u201e statutory assessment and licence fees ....\n\u201e travelling expenses \t\n\u201e rent and taxes \t\n\u201e salaries, directors' and auditors' fees \t\n\u201e printing, stationery, and advertising\t\n\u201e postage, telegrams, and express \t\n\u201e other expenses \t\nTotal expenses of management \t\nNet amount paid for losses occurring prior to 1916 \t\nNet amount paid for losses occurring during 1916 \t\nCash paid for dividends \t\nCash paid for debentures, mortgages, etc. (not extended), $86,733.11.\n302,439 64\n794 60\n2,405 11\n19,270 91\n6,826 84\n18,995 ,86\n40,618 12\n105,697 60\n14,512 33\n6,758 02\n40.170 14\n55S.549 17\n176,883 09\n520,151 95\n69.632 95\nTotal expenditure $1,325,217 16\nReturns for British Columbia.\nBond of guarantee company In lieu of deposit\nAssets ,\t\nLiabilities \t\nPremiums written, less return premiums\nLosses incurred, net \t\nLosses paid, net\t\nNet amount at risk\t\n.$ 25,000 00\n9,283 08\n14.880 58\n3,989 47\n2,970 C5\n. 884,967 00\nNEW JERSEY FIRE INSURANCE COMPANY.\nHead Office\u2014Newark,, N.J.\nOfficers.\nGeo. A. Viehmann, President.\nAlbert E. Hartcorn, Vice-President.\nGresham Ennis, Secretary.\nFrank L. Brokan, Treasurer.\nDirectors.\nR. V. Adams. Albert E. Hartcorn. Rudolph F. Rabe.\nCharles L. Auger. George T. Hatt. E. E. Sargeant.\nJohn A. Forster. Thomas J. Hillery. George N. Seger.\nGeorge A. Gaston. Frank Jennings. Cecil P. Stewart.\nEdwin B. Goodell. J. R. Mueller. George A. Viehmann.\nAmount deposited with the Government of British Columbia: Bond of the Canadian Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $1,000,000 00\nAmount subscribed 1,000,000 00\nAmount paid 1,000,000 00 7 Geo. 5 British Columbia. P 47\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash Cash value of real estate, less encumbrances $ 271,566 73\nCash value of mortgages, exclusive of interest 554,770 00\nLoans, other than those secured by mortgages (not extended), $22,000.\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 882,811 82\nActual cash on hand at Head Office 9,441 85\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 68,026 16\nAgents' balances representing business written subsequent to October 1st, 1916 .... 184,484 16\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $19,3SS.02.\nInterest due or accrued and unpaid 12,908 33\nInterest due or accrued and unpaid (not extended), $1,992.\nDue from other companies for reinsurance on losses already paid 17,193 91\nAmount of all other assets 100 00\nTotal assets $2,001,362 96\nLiabilities.\nClaims or losses adjusted $ 15,605 82\nClaims or losses resisted 14,332 53\nClaims or losses in suspense, or supposed, or reported 127,157 13\n$ 157,095 48\nDeduct reinsurances due or accrued 44,105 84\nNet amount of losses or claims unpaid $ 112,989 64\nTotal reserve of unearned premiums for all outstanding risks 565,969 71\nEstimated for Federal, State, aud other taxes 10,000 00\nAmount due or accrued for salaries and commission 10,000 00\nTotal amount of liabilities $ 098,959 35\nCapital stock paid up 1,000,000 00\nTotal of liabilities and paid-up capital $1,698,959 35\nExcess of assets over such total $ 302,343 61\nReceipts.\nNet premiums received in cash $ 779,415 63\nCash received for interest 79,126 35\nCash received from rents 18,988 59\nCash from all other sources 4,399 59\nTotal receipts $ 881,930 16 P 48 Report of the Superintendent of Insurance, 1917\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 204,503 09\n\u201e for law costs 1,166 17\n\u201e \u201e investigation and adjustment of claims 6,587 14\n\u201e \u201e statutory assessment and licence fees 49,044 66\n\u201e ,, travelling expenses 10,532 48\n\u201e rent and taxes 9,417 80\n\u201e \u201e salaries, directors' and auditors' fees 64,416 15\n\u201e ., printing, stationery, and advertising 8,558 59\n,, ., postage, telegrams, and express 5,356 55\n\u201e ,, other e.xpenses 31,478 42\nTotal expenses of management $ 391,061 05\nAmount paid for losses occurring prior to 1916 46,954 37\nAmount paid for losses occurring during 1916 216,105 42\nTotal expenditure $ 654,120 84\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 2,520 49\nLiabilities 6,883 77\nPremiums written, less return premiums 13,378 83\nLosses incurred, net 2,395 07\nLosses paid, net 4,326 07\nNet amount at risk 690,214 00\nNEW ZEALAND INSURANCE COMPANY, LIMITED.\nHead Office\u2014Auckland, New Zealand.\nThis Company has ceased to transact business in British Columbia.\nNORTHWESTERN MUTUAL FIRE ASSOCIATION.\nHead Office\u2014Seattle, Wash.\nOfficers.\nF. J. Martin, President Seattle, Wash.\nF. A. Ernst, Vice-President Seattle, Wash.\nII. K. Dent, Vice-President Seattle, Wash.\nM. D. L. Rhodes, Secretary Seattle, Wash.\nJno. C Keith, Treasurer Seattle, Wash.\nDirectors.\nF. J. Martin. Corwin S. Shank. J. H. Edwards.\nM. D. L. Rhodes. F. A. Ernst.\nniniount deposited with the Government of British Columbia : Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit. 7 Geo. 5 British Columbia. P 49\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 21,316 84\nCash value of mortgages, exclusive of interest 40,531 27\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc #.. 190,533 64\nActual cash on hand at Head Office 10,763 49\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 98,688 98\nAgents' balances representing business written subsequent to October 1st, 1916 .... 95,184 43\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $16,445.13.\nBills receivable less than one year overdue 9,212 21\nInterest due or accrued and unpaid 4,448 29\nDue from other companies for reinsurance on losses already paid 1,411 64\nAdvance for reinsurance 14,003 42\nOffice furniture (not extended), $8,990.85.\nTotal assets $ 486,094 21\nLiabilities.\nClaims or losses resisted $ 1,966 65\nClaims or losses in suspense, or supposed, or reported 18,964 02\n$ 20,930 67\nDeduct reinsurance due or accrued 500 00\nNet amount of losses or claims unpaid $ 20,430 67\nTotal reserve of unearned premiums for all outstanding risks 317,219 04\nPremiums paid in advance 2,391 77\nAmount due or accrued for commission 5,50S 41\nReserve for taxes (estimated) 7,800 00\nTotal amount of liabilities $ 353,349 89\nExcess of assets over such total $ 132,744 32\nReceipts.\nNet. premiums received in cash $ 650,548 3S\nCash received for interest 14,369 33\nCash received from rents 780 00\nCash received for debentures, mortgages, etc. (not extended), $26,082.78.\nCash from all other sources\u2014\nInspection fees $15,253 66\nPremiums collected in advance 875 49\n 16,129 15\nTotal receipts $ 681,826 S6 P 50\nReport of the Superintendent of Insurance,\n1911\nExpenditure.\nCash paid to agents for commission, salaries, and bonus\nfor law costs \t\ninvestigation and adjustment of claims ...\ninterest, discount, and exchange\t\nstatutory assessment and licence fees \t\ntravelling expenses \t\n?ent and taxes \t\nsalaries, directors' and auditors' fees \t\nprinting, stationery, and advertising\t\npostage, telegrams, and express \t\nother expenses \t\n$ 91,776\n87\n2,417 42\n4,592\n59\n943\n66\n13,237\n55\n395\n13\n8,200\n68\n50,573\n98\n15,055\n87\n6,731\n70\n31,257\n94\nTotal expenses of management $ 225,183 39\nNet amount paid for losses occurring prior to 1910 13,336 12\nNet amount paid for losses occurring during 1916 185,936 26\nCash paid for dividends 206,944 30\nTotal expenditure $ 631.400 07\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit\nAssets (agents' balances) \t\nLiabilities \t\nPremiums written, less return premiums \t\nLosses incurred, net \t\nLosses paid, net\t\nNet amount at risk\t\n25.000 00\n250 50\n4,667 49\n8,795 71\n611 80\n611 SO\n578,207 00\nPACIFIC FIRE INSURANCE COMPANY.\nHead Office\u2014New York, N.Y.\nOfficers.\nC. V. Meserole, President New York, N.Y.\nL. R. Bowden, Vice-President New York, N.Y.\nH. G. Stephens, Secretary New York, N.Y.\nH. B. Lamy, Jr.. Assistant Secretary New York, N.Y.\nDirectors.\nL. R. Bowden. C V. Meserole. H. J. Robinson.\nEben Demarest. J. P. Murray. C. L. Rossiter.\nHarry D. Gibson, F. T. Nesbit. J. W. Stearns.\nJ. H. Hancock. C. W. Osborne. H. G. Stephens.\nE. C Jameson. E. E. Pearce. M. A. Stone.\nH. A. Loth. A. R. Pierson.\nAmount deposited with the Government of British Columbia: Bond of the Canadian Surety-\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $400,000 00\nAmount subscribed 400,000 00\nAmount paid 400,000 00 7 Geo. 5 British Columbia. P 51\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of mortgages, exclusive of interest $ 72,000 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 973,035 00\nActual cash on hand at Head Office 3,689 49\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 69,915 40\nAgents' balances representing business written subsequent to October 1st, 1916 200,617 48\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $12,412.14.\nInterest due or accrued and unpaid 4,909 48\nDue from other companies for reinsurance on losses already paid 13,920 56\nTotal assets $1,338,087 41\nLiabilities.\nClaims or losses adjusted $ 144,728 82\nClaims or losses resisted 15,714 00\n$ 160,442 82\nDeduct reinsurance due or accrued 71,508 82\nNet amount of losses or claims unpaid $ 88,934 00\nTotal reserve of unearned premiums for all outstanding risks 510,619 77\nReserve for taxes 9,000 00\nTotal amount of liabilities $ 608,553 77\nCapital stock paid up 400,000 00\nTotal of liabilities and paid-up capital $1,008,553 77\nExcess of assets over such total $ 329,533 64\nReceipts.\nNet premiums received in cash $ 756,623 09\nCash received for interest 51,588 01\nProfit on sale of bonds and stocks 2,765 93\nTemporary loan 50,000 00\nCash from all other sources 58 12\nTotal receipts $ 861,035 15\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 91,963 76\nfor law costs 545 78\n\u201e investigation and adjustment of claims 12,215 17\n\u201e interest, discount, and exchange 972 72\n\u201e statutory assessment and licence fees 24,727 31\n\u201e travelling expenses 3,883 98\n\u201e rent and taxes 4,176 27\n\u201e salaries, directors' and auditors' fees 63,894 38\nCarried forward $ 202,379 37 P 52 Report of the Superintendent of Insurance, 1917\nExpenditure\u2014Concluded.\nBrought forward $ 202,379 37\nCash paid for printing, stationery, and advertising 7,389 51\n\u201e ,, postage, telegrams, and express 6,150 35\n\u201e \u201e other expenses 15,008 14\nTotal expenses of management $ 230,927 37\nNet amount paid during the year for losses 420,551 OO\nCash paid for dividends 40,000 00\nCash paid for repayment of loans 50,000 00\nLoss on sale of bonds and stocks 340 25\nTotal expenditure $ 741,818 62\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets ....\nLiabilities 16,151 90\nPremiums written, less return premiums 26,139 69\nLosses incurred, net 8,351 70\nLosses paid, net 0,516 39\nNet amount at risk 992,867 00\nPACIFIC STATES FIRE INSURANCE COMPANY.\nHead Office\u2014Portland, Ore.\nOfficers.\nA. H. Averill, President Portland, Ore.\nF. I. Fuller, Vice-President Portland, Ore.\nT. H. Williams, Secretary Portland, Ore.\nL. G. Clarke, Treasurer Portland, Ore.\nDirectors.\nA. H. Averill. S. W. Stryker. F. E. Beach.\nD. J. Quimsby. C. W. Nottingham. J. H. Bridgeford.\nL. G. Clarke. Chester Deering. Manuel Friedley.\nC. S. Frank.\nAmount deposited with the Government of British Columbia: City of New Westminster\n3-year 6-per-cent. Gold Treasury Notes, $25,OC0 (par).\nAuthorized capital $1,000,000 00\nAmount subscribed 582,200 00\nAmount paid\u2014\nShares paid in full 363,100 00\nShares, payments on account of 57,511 33 Statement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 33,951 50\nCash value of mortgages, exclusive of interest 346,057 51\nLoans, other than those secured by mortgages 552 45\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 113,809 60\nActual cash on hand at Head Office 7,S09 33\nCash on deposit to the Company's credit and not drawn against on December Slst,\n1916 55.46S 65\nAgents' balances representing business written subsequent to October 1st, 1916 .... 22,259 76\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $4,956.80.\nBills receivable less than one year overdue (not extended), $1,195.03.\nInterest due or accrued and unpaid 7,446 43\nTaxes and other advances on mortgages recoverable 1,839 99\nCalls on capital stock outstanding in course of collection (not extended), $535,820.\nContingent commissions for 1916 on reinsurance contracts 2,579 22\nDue from other companies for reinsurance on losses already paid 376 85\nTotal assets $ 592,151 29\nLiabilities.\nClaims or losses adjusted $ 8,105 01\nClaims or losses in suspense 45 50\n$ 8,151 11\nDeduct reinsurance due or accrued 3,763 65\nNet amount of losses or claims unpaid $ 4,387 46\nTotal reserve of unearned premiums for all outstanding risks 67.304 72\nAmount due or accrued for salaries and commission 9,413 36\nEstimated amount hereafter payable for Federal, State, and other taxes based upon\nthe year of this statement 1,500 00\nTotal amount of liabilities $ 82,605 54\nCapital stock paid up in full 363,100 00\nCapital stock, payments on account 57.511 33\nTotal of liabilities and paid-up capital $ 503,216 87\nExcess of assets over such total $ S8,934 42\nIncome.\nNet premiums $ 65,900 57\nCash received for interest 38,963 68\nCash received from rents 282 50\nCash received from calls on capital stock 5,305 78\nCommission received on reinsurance premiums 33,336 78\nCommission on stock and payments forfeited in adjusting stock subscription contracts 6,036 IS\nOutstanding stock subscriptions taken into general books 535.S20. 00\nAgents' balances previously charged off 35 31\nIncrease of value of stock once charged off *... 850 00\nTotal receipts $ 686,530 80 P 54 Report of the Superintendent of Insurance, 1917\nDisbursements.\nCash paid to agents for commission, salaries, and bonus , $ 23,784 25\nfor law costs 1,697 40\n\u201e \u201e investigation and adjustment of claims 2,365 29\n\u201e \u201e interest, discount, and exchange 30 50\n\u201e \u201e statutory assessment and licence fees 2,709 46\n\u201e \u201e travelling expenses 558 60\n\u201e \u201e rent and taxes 3,138 81\n\u201e \u201e salaries, directors' and auditors' fees 17,999 37\n\u201e \u201e printing, stationery, and advertising 4,570 11\n\u201e ,, postage, telegrams, and express 1,618 61\n\u201e \u201e other expenses : 16,522 09\nTotal expenses of management $ 74.994 49\nNet amount paid for losses occurring prior to 1916 23,929 23\nNet amount paid for losses occurring during 1916 16,118 57\nTransfers from partial payments on capital stock to fully paid stock 18,200 00\nTransfers by adjustment from partial payments on capital stock to stock commissions and forfeiture 5,711 18\nAgents' balances charged off 4,562 17\nTotal disbursements $ 143,515 64\nReturns for British Columbia.\nDeposit with Government (par) $ 25,000 00\nOther assets (agents' balances, accrued interest, and mortgage) 3,947 61\nLiabilities 2,341 63\nPremiums written, less return premiums 4,251 89\nLosses incurred, net 201 50\nLosses paid, net 156 00\nNet amount at risk 26L2S0 00\nRELIANCE INSURANCE COMPANY OF PHILADELPHIA.\nHead Office\u2014Philadelphia, Pa.\nOfficers.\nWin. Chubb, President Philadelphia, Pa.\nChas. J. Wister, Vice-President and Secretary Philadelphia, Pa.\nDirectors.\nm\nJohn B. Morgan. Samuel Bispham. R. Franc-is Wood.\nWilliam Chubb. Cornelius Stevenson. John A. Richmond.\nEdward K. Bispham. Chas. J. Wister. George R. Packard.\nAlex. W. Wister. Clarence B. Collier.\nAmount deposited with the Government of British Columbia: Bond of the United States\nFidelity & Guaranty Company for $25,000 in lieu of deposit.\n.Authorized capital $400,000 00\nAmount subscribed 400,000 00\nAmount paid 400,000 \u20ac0 7 Geo. 5 British Columbia. P 55\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 134,000 00\nCash value of mortgages, exclusive of interest 39,000 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 1,081,550 00\nActual cash on hand at Head Office 2,632 03\nCash on deposit to the Company's credit and not drawn against on December Slst,\n1916 97,671 23\njVgents' balances representing business written subsequent to October 1st, 1916 .... 177,7S9 57\nAgents' balances representing business written prior to October 1st, 1910 (not\nextended), $1,217.82.\nInterest due or accrued and unpaid 13,571 26\nRents due or accrued and unpaid 370 90\nDue from American Union Insurance Company, in liquidation (not extended),\n$3,562.49.\nH-vmount of all other assets 1,010 00\nTotal assets $1,547,594 99\nLiabilities.\nClaims or losses adjusted $ 34,336 71\nClaims or losses resisted 5,377 77\nClaims or losses in suspense, or supposed, or reported 100,620 44\n$ 140,334 92\nDeduct reinsurance due or accrued 53,082 12\nNet amount of losses or claims unpaid $ 87,252 80\nTotal reserve of unearned premiums for all outstanding risks 832,424 33\nReserve for taxes (estimated) 7,990 00\nAmount due or accrued for stationery, printing, advertising, and commission 14,115 51\nTotal amount of liabilities $ 941,782 64\nCapital stock paid up , 400,000 00\nTotal of liabilities and paid-up capital $1,341,782 64\nExcess of assets over such total $ 205,812 35\nReceipts.\nNet premiums received in cash $ 675,655 93\nCash received for interest 50,748 92\nCash received from rents 8,775 00\nCash received for debentures, mortgages, etc. (not extended), $14,745.\nCash from all other sources 3,069 IS\n\u2022 Total receipts $ 738,249 03 P 56\nReport of the Superintendent of Insurance,\n1917\nExpenditure.\nCash paid to agents for commission, salaries, and bonus\nfor law costs \t\nfuel and light \t\ninvestigation and adjustment of claims ...\nstatutory assessment and licence fees\ntravelling expenses \t\nrent and taxes \t\nsalaries, directors' and auditors' fees \t\nprinting, stationery, and advertising .......\npostage, telegrams, and express \t\nother expenses \t\nTotal expenses of management \t\nNet amount paid for losses occurring prior to 1910\t\nNet amount paid for losses occurring during 1916 \t\nCash paid for dividends \t\nCash paid for debentures, mortgages, etc. (not extended), $22,610.\nCash paid for other expenditure \t\n.$ 158,220 56\n92 70\n733 92\n9,515 96\n7,222 90\n16,162 27\n40,605 27\n74,658 26\n8,868 29\n6,260 42\n2S.454 44\n.$ 350,794 99\n83,464 81\n. 292,650 98\n24,000 00\n1.471 94\nTotal expenditure $ 752.3S2 72\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit\nAssets (agents' balances) \t\nLiabilities \t\nPremiums written, less return premiums \t\nLosses incurred, net \t\nLosses paid, net \t\nNet amount at risk\t\n25,000 00\n2,231 83\n5,773 64\n13,538 84\n1,710 21\n1,678 78\n579,839 00\nRHODE ISLAND INSURANCE COMPANY.\nHead Office\u2014Providence. R.I.\nOfficers.\nGeorge L. Shepley, President Providence. R.I.\nEmil G. Pieper. Vice-President and Secretary Providence, R.I.\nDirectors.\nWalter Callender. Lyman B. Goff. Frank N. Phillips.\nHenry A. Carpenter. Walter S. Hackney. George C Phillips.\nSamuel Pomeroy Colt. C H. Hutchins. Emil G. Pieper.\nLouis H. Comstock. Benjamin A. Jackson. George L. Shepley.\nMichael F. Dooley. Samuel M. Nicholson. Byron S. Watson.\nDarius L. Goff. Frederick S. Peck. William M. Wood.\nAmount deposited with the Government of British Columbia : Bond of the Canadian' Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $500,000 00\nAmount subscribed 400,000 00\nAmount paid 400,000 00 7 Geo. 5 British Columbia. P 57\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc $1,382,675 00\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 99,395 32\nAgents' balances representing business written subsequent to October 1st, 1916 255,772 87\nCash deposited with Philadelphia Underwriters' Association 100 00\nInterest due or accrued and unpaid 10,088 67\nDue from other companies for reinsurance on losses already paid 6,077 66\nTotal assets $1,754,109 52\nLiabilities.\nClaims or losses adjusted $ 19,132 71\nClaims or losses resisted 1,246 94\nClaims or losses in suspense, or supposed, or reported 116,842 3S\n$ 137,222 03\nDeduct reinsurance due or accrued 53,084 18\nNet amount of losses or claims unpaid .$ 84,137 85\nTotal reserve of unearned premiums for all outstanding risks 767,441 45\nAmount due for taxes and commission 102,405 05\nTotal amount of liabilities $ 953,984 35\nCapital stock paid up 400,000 00\nTotal of liabilities and paid-up capital $1,353,984 35\nExcess of assets over such total $ 400,125 17\nReceipts.\nNet premiums received in cash $ 874,388 28\nCash received for interest 59,059 75\nCash received for debentures, mortgages, etc. (not extended), $109,120.\nCash from all other sources . 3,652 30\nTotal receipts $ 937,100 33\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 2S8,548 15\n\u201e for investigation and adjustment of claims 10,S81 00\n\u201e \u201e taxes, assessments, licences, and fees 52,067 89\n\u201e \u201e printing, stationery, and advertising 515 60\n., postage, telegrams, and express 258 89\n\u201e \u201e other e-xpenses 455 25\nTotal expenses of management $ 352,726 78\nNet amount paid for losses occurring prior to 1916 111,832 OS\nNet amount paid for losses occurring during 1916 269,502 79\nCash paid for dividends 40,000 00\nCash paid for debentures, mortgages, etc. (not extended), $157,072 75.\nTotal expenditure $ 774,061 65 Returns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 294 74\nLiabilities .' 2,374 28\nPremiums written, less return premiums 3,940 42\nLosses incurred, net 419 33\nLosses paid, net 2,577 13\nNet amount at risk 293,466 00\nSVEA FIRE & LIFE INSURANCE COMPANY.\nHead Office\u2014Gothenburg, Sweden.\nOfficers.\nJohan E. Ekman, President.\nCarl Lamberg, Vice-President.\nC. A. Hjelm, Secretary.\nDirectors.\nErnst Bring. Bertil Wijk. Th. Willerding.\nAxel Carlander. Conrad M. Pineus. Carl Kindal.\nTh. Wejkander. Axel H. .Agren. M. Murray.\nnAmount deposited with the Government of British Columbia: Bond of the National Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $2,666,666 67\nAmount subscribed 2.666.666 67\nAmount paid 1,600,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nValue of real estate $ 508,266 67\nMortgage loans on real estate 6,989,998 26\nLoans secured by pledge of bonds, stocks, or other collateral 2,655,536 22\nValue of bonds and stocks 5,801,390 S7\nDeposit in trust companies and banks 547,943 90\nAgents' balances representing business written subsequent to October 1st, 1916 ... 717,860 38\nInterest due or accrued 177,815 09\nDue from other companies 374,404 33\nOther assets 88,853 95\nPremiums in course of collection, December 31st 82,208 16\nOffice furniture 2,666 67\nTotal assets $17,946,944 50 7 Geo. 5 British Columbia. P 59\nLiabilities.\nGross losses adjusted or in process of adjustment and in suspense $ 406,824 SO\nDeduct reinsurance .- 120,691 47\nNet amount of unpaid losses and claims $ 2S6,133 33\nReserve of unearned premiums on all unexpired fire risks 1,305,650 67\nNet premium reserve and all other liabilities, except capital, under the life insurance\nor any other special department 11,673.544 17\nDividends declared and unpaid 24,708 00\nAll other liabilities 955,334 49\nTotal amount of liabilities $14,245,370 66\nCapital stock paid up 1,600,000 00\nTotal of liabilities and paid up capital $15,845,370 66\nExcess of assets over such total $ 2,101,573 84\nIncome.\nIncrease of paid-up capital during the year $ 800,000 00\nNet fire premiums . .. 2,485,619 08\nGross interest on mortgage loans, collateral loans, bonds, and dividends on stocks\n(life insurance business, $514,224.76) 759,159 85\nGross rents from Company's property 33,141 72\nLife insurance premiums 1,385,604 70\nReserved for unpaid losses from 1915 297,866 67\nCommission on reinsurances 521,556 30\nTotal income $ 6,2S2.94S 32\nDisbursements.\nGross amount paid policyholders for losses (including $288,276.96 occurring in\nprevious years) $ 1,896,570 06\nDeduct amount received for salvage, reinsurance, and discount 1,053,027 74\nNet amount paid policyholders for fire losses $ 843,542 32\nCommissions or brokerage (life insurance business, $158,807.S6) S39,739 69\nSalaries, fees, and all other charges of officers, directors, trustees, and Home Office\nemployees (life insurance business, $110,314.81) 398,65S SO\nTaxes on real estate ]\nState taxes on premiums J-(life insurance business, $28,727.63) .... 95.273 66\nInsurance Department licences and fees)\nLife insurance business 1,553,250 22\nOther disbursements 1,862,502 98\nReserved for losses in process of adjustment 286,133 33\nTotal disbursements $ 5,S79,101 00\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets ....\nLiabilities 10.064 04\nPremiums written, less return premiums 15,872 68\nLosses incurred, net 3,981 13\nLosses paid, net 3,612 43\nNet amount at risk 872,450 00 P 60 Report of the Superintendent of Insurance, 1917\nUNION MARINE INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nOfficers.\nSir Helenus R. Robertson, President,\nJ. H. Beazley, Vice-President.\nJ. Sandeman Allen, General Manager and Secretary.\nAmount deposited with the Government of British Columbia: Certificate for (par) \u00a35,000\nCanadian Northern Pacific Railway Company First Mortgage Terminal Debenture Stock.\nAuthorized capital $7,500,000 00\nAmount subscribed 7,500,000 00\nAmount paid 817,500 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nValue of real estate owned by the Company $ 454,510 00\nBonds and stocks owned absolutely by the Company 6,234,0S2 18\nCash in the Company's principal office $ 889 25\nCash deposited in banks 844.367 54\n S45,256 79\nInterest due and accrued on bonds 61,890 10\nGross premiums (as written in the policies) in course of collection on policies\nwritten within three months 1,722,925 05\nBills receivable, not matured, taken for marine and inland risks 24,973 39\nAll other property belonging to the Company 752,510 26\n$10,096,147 77\nLiabilities.\nNet amount of unpaid losses $ 2,131,875 00\nUnearned premiums 1,159,690 00\nCash dividends to stockholders remaining unpaid 881 00\nDue and to become due for borrowed money 03,289 79\nAll other demands against the Company, absolute and contingent, due and to\nbecome due, admitted and contested, viz.\u2014\nState, city, county, or other taxes and assessments $ 250,000 00\nCommissions, brokerage, and other charges due and to become\ndue to agents and brokers on premiums paid and in course\nof collection 438,838 50\nReturn premiums \u25a0 42,075 00\nReinsurance 1,022.515 00\n 1,753.428 50\nTotal amount of liabilities $ 5,139,164 29\nCapital stock paid up 817,500 00\nTotal of liabilities and paid-up capital $ 5.956.664 29\nExcess of assets over such total $ 4.139.483 48\nI 7 Geo. 5 British Columbia. P 61\nReceipts.\nNet cash actually received for premiums $ 7,607,136 OS\nReceived for interest and dividends on stocks and bonds, collateral loans, and\"!\nfrom all other sources j. 212,196 25\nReceived from rents j\nTotal receipts $ 7,819,332 33\nDisbursements.\nNet amount paid during the year for losses $ 4,015,870 56\nCash dividends actually paid to stockholders 179,850 00\nPaid for commission or brokerage 237,155 64\nPaid for salaries, fees, and other charges of officers, clerks, agents, and all other\nemployees 252,939 39\nPaid for taxes 150,326 27\nAll other payments and expenditure, viz.\u2014\nRents . .$ 19,000 00\nDisbursements 270,545 75\n 289,545 75\n$ 5,125,687 61\nReturns for British Columbia.\nDeposit with Government, guaranteed railway debenture stock (par), \u00a35,000 $ 24,333 32\nOther assets (agents' balances) 1,173 59\nLiabilities 12,023 33\nPremiums written, less return premiums\u2014\nFire 3.399 30\nMarine 6,206 35\nAutomobile 1,769 70\nLosses incurred, net\u2014\nFire 770 80\nMarine 112 81\nAutomobile 513 55\nLosses paid, net\u2014\nFire 755 00\nMarine 112 81\nAutomobile 607 85\nNet amount at risk\u2014\nFire 224,674 OO\nMarine 102,074 00\nAutomobile 16,000 00 P 62 Report of the Superintendent of Insurance, 1917\nVULCAN FIRE INSURANCE COMPANY. ,\nHead Office\u2014Oakland, Cal.\nOfficers.\nJ. F. Carlston, President Oakland, Cal.\nE. S. Wangenheim, Vice-President Newman, Cal.\nArnold Hodgkinson, Secretary San Francisco, Cal.\nE. D. Bothwell, Treasurer Oakland, Cal.\nDirectors.\nJ. F. Carlston. Alden Anderson. R. M. Fitzgerald.\nE. S. Wangenheim. J. W. Phillips. Tom C Grant.\nJ. P. Maxwell. W. T. Veitch. C. II. Wente.\nJ. Y. Eccleston. Wm. Cavalier. Stuart S. Hawley.\nJ. H. King.\nAmount deposited with the Government of British Columbia : Bond of the National Surety\nCompany for $25,000 in lieu of deposit.\nAuthorized capital $500,000 00\nAmount subscribed 500,000 00\nAmount paid 500,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of mortgages, exclusive of interest $ 421,063 97\nLoans, other than those secured by mortgages 150,000 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 374,242 40\nActual cash on hand at Head Office 1,787 58\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 101,812 72\nAgents' balances representing business written subsequent to October 1st, 1916 .... 40,938 78\nAgents' balances representing business written prior to October 1st, 1916 (not\nextended), $6,802.33.\nInterest due or accrued and unpaid 9,170 70\nTotal assets $1,099,016 15\nLiabilities.\nClaims or losses adjusted $ 4,747 08\nClaims or losses in suspense, or supposed, or reported 11,574 15\n$ 16,321 23\nDeduct reinsurance due or accrued 3,028 55\nNet amount of losses or claims unpaid $ 13.292 68\nTotal reserve of unearned premiums for all outstanding risks 136.933 55\nReserve for taxes 4,867 68\nCarried forward $ 155,093 91 7 Geo. 5\nBritish Columbia.\nP 63\nLiabilities\u2014Concluded.\nBrought forward .$ 155,093 91\nDividends declared and remaining unpaid 12,500 00\nInterest paid in advance 184 62\nAmount due or accrued for commission 10.513 05\nTotal amount of liabilities $ 178,291 58\nCapital stock paid up ' 500,000 00\nTotal of liabilities and paid-up capital $ 678,291 58\nExcess of assets over such total $ 420,724 57\nReceipts.\nNet premiums received In cash $ 191,550 74\nCash received for interest 58,812 61\nCash received for debentures, mortgages, etc. (not extended), $469,927.1S.\nTotal receipts $ 250,403 35\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 44,979 14\nfor law costs 1,658 30\n\u201e ,, investigation and adjustment of claims 2,209 17\n\u201e \u201e statutory assessment and licence fees 1,704 35\n\u201e \u201e travelling expenses 8,214 08\n\u201e \u201e rent and taxes 4.756 32\n\u201e \u201e salaries, directors' and auditors' fees 28,516 32\n\u201e \u201e printing, stationery, and advertising 3,741 82\n\u201e ,, postage, telegrams, and express 1,242 32\n\u201e \u201e other expenses 6,040 17\nTotal expenses of management $ 103,061 99\nNet amount paid for losses occurring prior to 1916 8,448 44\nNet amount paid for losses occurring during 1916 66,255 68\nTotal expenditure $ 177.766 11\nReturns for British Columbia.\nBond of guarantee company in lieu of deposit $ 25,000 00\nAssets (agents' balances) 1.717 53\nLiabilities 4,868 16\nPremiums written. less return premiums 8,622 39\nLosses incurred, net 3.S64 84\nLosses paid, net 3,904 65\nNet amount at risk 557.949 00 P 64 Report of the Superintendent of Insurance, 1917\nINSURANCE OTHER THAN FIRE INSURANCE.\nAnnual Statements of Provincial Licensees for Year ended\nDecember 31st, 1916.\nBRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.\nHead Office\u2014Vancouver, B.C.\nOfficers.\nWalter E. Graveley, President '. Vancouver, B.C.\nJ. W. MeFarland, Vice-President Vancouver, B.C.\nAlfred Farmer, Secretary Vancouver, B.C.\nDirectors. '\nWalter E. Graveley. F. M. Chaldecott.\nJ. W. MeFarland. A. F. Beasley.\nA. G. Thynne.\nAmount deposited with the Government of British Columbia: British Columbia Inscribed\nStock, \u00a3200; Township of Richmond bonds (par), $5,000.\nAuthorized capital $25,000 00\nAmount subscribed 9,600 00\nAmount paid 3,840 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc.* $ 8,157 27\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 2,814 11\nPremiums uncollected (net commissions deducted) 2,054 99\nTotal assets : $ 13,026 37\nLiabilities.\nTotal reserve of unearned premiums, $12,754.50; carried out at 80% thereof $ 10,203 20\nTotal amount of liabilities $ 10,203 20\nCapital stock paid up 3,840 06\nTotal of liabilities and paid-up capital $ 14,043 20\nTaken at cost price\u2014market value at December 31st, 1916, $7,431.85. 7 Geo. 5\nBritispi Columbia.\nP 65\nReceipts.\nNet cash received for premiums $ 9,940 26\nCash received for interest 441 77\nCash from all other sources 331 18\nTotal receipts $ 10,713 21\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 3,476 37\n\u201e for law costs 19 00\n\u201e ,, statutory assessment and licence fees 178 03\n\u201e \u201e salaries, directors' and auditors' fees 335 00\n\u201e \u201e printing, stationery, and advertising 10 00\n\u201e \u201e postage, telegrams, and express 7 50\n\u201e \u201e other expenses 46 00\nTotal expenses of management $ 4,071 90\nAmount paid for losses occurring during the year 5,365 41\nTotal expenditure $ 9,437 31\nList of Shareholders.\nJ. W. MeFarland .\nH. Bell Irving\t\nW. E. Graveley ...\nH. Abbott\t\nA. MoC. Creeiy ...\nA. F. Beasley . ...\nR. Kerr Houlgate .\nS. O. Richards . . .\nH. W. Cliamberlin\nH. C Ackroyd....\nD. B. Charleson . . .\nW. J. Albutt\t\nH. J. Thorne\t\nRobt. Martin\t\nJonathon Rogers . .\nA. G. Thynne\t\nC. H. Maoaulay ...\nC. E. Hope\t\nF. M. Chaldecott..\nVancouver\nVictoria . .\nVancouver\nNo. of\nShares.\n10\n5\n5\n5\n1\n7\n3\n1\n5\n1\n1\n5\no\n1\n2\n30\n5\n2\n5\n96\nAmount\nsubscribed.\n11,000\n500\n500\n500\n100\n700\n300\n100\n500\n100\n100\n500\n200\n100\n200\n3,000\n500\n200\n\u00a300\n$9,600\nAmount\npaid.\n$400\n200\n200\n200\n40\n280\n120\n40\n200\n40\n40\n200\n80\n40\n80\n1,200\n200\n80\n200\n3,840 P 66 Report of the Superintendent of Insurance, 1917\nCANTON INSURANCE OFFICE, LIMITED.\nHead Office\u2014Victoria, Hong Kong.\nConsulting Committee.\nThe Hon. C E. Anton. F. Maitland.\nThe Hon. Sir Paul Chater, C.M.G. The Hon. E. Shellim.\nC S. Gubbay. H. P. White.\nSir Robert Ho Tung.\nGeneral Agents.\nAlessrs. Jardine, Matheson & Co., Limited, Hong Kong.\nAuthorized capital $2,500,000 00\nAmount subscribed 2,500,000 00\nAmount paid 500,000 00\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash in hand and in transit and on current account and fixed deposits with banks *$ 653,507 18\nGold investments\u2014\nBritish, Indian, and Colonial Government bonds and stocks 2,181,495 65\nForeign Government loans 568,403 47\nBritish, Colonial, and Foreign railway and port trust bonds and stocks 344,112 22\nSilver investments\u2014\nHong Kong Government 6% War Loan of 1916 75,000 00\nMortgages, loans, and debentures 1,888,542 99\nOther investments 435,601 64\nAgency balances 872,352 74\nAccounts receivable 101,634 17\nTotal assets $7,120,650 06\nLiabilities.\nCapital, 10.0CO shares of $250 each = $2,500,000, of which $50 per share has been\npaid up $ 500,000 00\nReserve Fund 1,502,008 70\nReinsurance Fund 930,S24 72\nInvestment and Exchange Fluctuation Account 275,778 98\nUnderwriting Suspense Account 426,512 35\nUncollected dividends 22.842 00\nAccounts payable 103,105 66\nWorking account, 1915, as per statement $813,993 89\nLess interim dividend at $18 per share paid on May 4th, 1916 180,000 00\n 633,993 S9\nWorking Account, 1916, as per statement 2,724,9S3 76\nTotal liabilities $7,120,650 06\n* Hong Kong currency. 7 Geo. 5 British Columbia. P 67\nWorking Account, 1915, on December Slst, 1916.\nNet premia received, less returns and reinsurances $3,873,609 68\nInterest 267,106 56\nTransfer fees 101 00\n$4,140,817 24\nLosses and claims paid $2,SS3,322 42\nCharges 109,059 81\nCommissions 334,441 12\nBalance 813,993 89\n$4,140,817 24\nWorking Account, 1916, on December Slst, 1916.\nNet premia received, less returns and reinsurances $5,084,409 86\nInterest 245,586 28\nTransfer fees 106 00\n$5,330,102 14\nLosses and claims paid $2,113,329 26\nCharges 101,904 28\nCommissions 389,884 84\nBalance 2,724,983 76\n$5,330,102 14-\nGUARDIAN CASUALTY & GUARANTY COMPANY:\nHead Office\u2014Salt Lake City, Utah.\nOfficers.\nW. S. McCornick, President Salt Lake City, Utah.\nGeorge E. Cutler, Vice-President Salt Lake City, Utah.\nReed Smoot, Vice-President Salt Lake City, Utah.\nThomas AV. Sloan, Secretary Salt Lake City, Utah.\nL. B. JlcCornick, Treasurer Salt Lake City, Utah.\nDirectors.\nFrank J. Hagenbarth. Willard Scowcroft. George W. Morgan.\nJ. M. Studebaker. Duncan MacVichie. D. L. Evans.\nF. C. Jensen. P. W. Madsen. W. O. Kay.\nH. F. Lemp. W. H. Dale. Lafayette Holbrook.\nAV. II. King.\nAmount deposited with the Government of British Columbia : Deposit receipt, Union Bank\nof Canada, $25,000.\nAuthorized capital $500,000 00\nAmount subscribed 300,000 00\nAmount paid 300,000 00 P 68 Report of the Superintendent of Insurance, 1917\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $ 24,661 09\nCash value of mortgages, exclusive of interest 311,592 SS\nLoans, other than those secured by mortgages 22.36S 10\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 47,532 73\nActual cash on hand at Head Office 78,115 15\nCash on deposit to the Company's credit and not drawn against on December Slst,\n1916 174,523 25\nPremiums uncollected (net commissions deducted) 426,61S 16\nBills receivable less than one year overdue (not extended), $2,525.\nInterest due or accrued and unpaid 5,903 94\nAmount of all other assets 27,841 31\nOffice furniture (not extended), $7,280.22.\nTotal assets $1,119,156 61\nLiabilities.\nClaims or losses unpaid $ 79,061 68\nSpecial reserve for unpaid liability and workmen's compensation losses 186,125 00\nReserve for unearned premiums 2S3,S64 73\nReserve for taxes 41,545 97\nTotal amount of liabilities $ 590.597 38\nCapital stock paid up 300,000 00\nTotal of liabilities and paid-up capital $ 890,597 3S\nExcess of assets over such total $ 228,559 23\nReceipts.\nNet premiums received in cash $1,970,842 00\nCash received for interest 30,92S \u00ab3\nCash received from rents 947 91\nCash received from all other sources 2,171 95\nTotal receipts '. $2,004,890 49\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 505,563 37\nfor law costs 12,469 92\n\u201e investigation and adjustment of claims 35,536 02\n,, statutory assessment and licence fees 16,415 55\n\u201e travelling expenses 13,909 24\n,, rent and taxes 5,918 55\n,, salaries, directors' and auditors' fees 67,207 57\n,, printing, stationery, and advertising 14,265 23\nCarried forward $ 671,285 45 7 Geo. 5 British Columbia. P 69\nExpenditure\u2014Concluded.\nBrought forward $ 671,285 45\nCash paid for postage, telegrams, and express '. 5,884 57\n\u201e other expenses 30,812 83\nTotal expenses of management $ 707.9S2 85\nNet amount paid during the year for losses $1,101,527 97\nCash paid for repayment of loans 34,500 00\nTotal expenditure $1,844,010 82\nReturns for British Columbia.\nDeposit with Government (deposit receipt, Union Bank of Canada) $ 25,000 00\nPremiums 103,500 75\nLosses paid 54,674 36\nLiabilities 11,120 49\nLONDON AND PROVINCIAL MARINE AND GENERAL INSURANCE COMPANY, LIMITED.\nHead Office\u2014London, England.\nOfficers.\nEdwin Gray, Chairman.\nFrank Silverlock, F.C.I.S., Secretary.\nDirectors.\nEdwin Gray. James Hamilton. Herbert E. Secretan.\nJames W. Arbuthnot. Richard de Neufville. William M. Strachan.\nAuthorized capital \u00a31,000,000\nAmount subscribed 1,000,000\nAmount paid 100,000\nStatement for the Year enbed December 31st, 1916.\nAssets.\n\u00a3 s. d.\nBy Investments (valued as at December 31st, 1913; investments made since that\ndate are valued at cost) 736,195 8 3\nInterest accrued 8,415 7 1\nCash on deposit and at bankers 41,621 7 8\nOutstanding accounts due at home and abroad 143,751 2 7\nPolicy stamps 245 2 6\n\u00a3930,228 8 1 \\\nP 70 Report of the Superintendent of Insurance, 1917\nLiabilities.\n\u00a3 s. d.\nTo Authorized capital, 100,000 shares of \u00a310 each, \u00a31,000,000.\nPaid-up capital, 100,000 shares of \u00a310. \u00a31 paid 100,000 0 0\nReserve Fund 100,000 0 0\nSundry creditors 25,680 16 1\nInvestment reserve 25,000 0 0\nUnderwriting Suspense Account to meet all claims and other liabilities on\n1915 and previous years 120,049 10 4\nBalance of Underwriting Account, 1916 500,508 - 5 9\nBalance of Profit and Loss Account 5S.989 15 11\n\u00a3930,22S 8 1\nProfit and Loss Account.\n\u00a3 s. d.\nBy Claims on 1915 account 166,358 4 8\nIncome-tax 437 5 3\nTransfer to Reserve Fund 50,000 0 0\nTransfer to Underwriting Suspense Account 85,000 0 0\nBalance 58,989 15 11\n\u00a3360,785 5 10\n\u00a3 s. d.\nTo Balance on December 31st, 1915 20,584 11 5\nInterest and profit on investments realized 25,449 12 8\nBalance of Underwriting Account, 1915 314,751 1 9\n\u00a3360,785 5 10\nUnderwriting Account, 1916.\n\u00a3 s. d.\nBy Claims to this date 292,268 0 5\nExpenses 7,782 18 4\nDirectors' remuneration and auditors' fee 1,728 0 0\nBalance 500,508 5 9\n\u00a3802,287 4 6\n\u00a3 s. d.\nTo Premiums (less returns, reinsurances, and agency commissions) 802,2S7 4 6\n\u00a3802,2S7 4 6 7 Geo. 5 British Columbia. P 71\nMARITIME INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nOfficers.\nE. H. Cookson, Chairman. Harold Sumner, Manager.\nJ. F. Caroe, Deputy Chairman. J. C Nicholson, Secretary.\nDirectors.\nE. II. Cookson. Wm. C Aikman. Jasper M. Wood.\nJ. F. Caroe. J. A. Cook.\nAuthorized capital \u00a31,000,000\nAmount subscribed 500,000\nAmount paid 100,000\nStatement for the Year ended December 31st, 1916.\nAssets.\n\u00a3 s. d.\nBy Investments 927.277 17 0\nSundry debtors 155,209 14 1\nInterest and dividends accrued, but not payable until after December 31st,\n1916 7,678 6 7\nCash on deposit, in hand, and on current account 80,086 10 10\nTotal assets \u00a31,170,252 8 6\nLiabilities.\n\u00a3 s. d.\nTo Shareholders' capital paid up 100,000 0 0\nGeneral Reserve Fund 200,000 0 0\nUnderwriting Fund 689,296 6 8\nProfit and Loss Account 105,565 18 9\n\u00a31,094,862 5 5\nSundry creditors 75,390 3 1\nTotal liabilities \u00a31,170,252 8 6\nProfit and Loss Account.\nBy Dividend paid February 22nd, 1916 \u00a3 12,500 0 0\nLess income-tax 1,881 1 10\nInterim dividend paid July 1st, 1916 \u00a3 10,000 0 0\nLess income-tax 1,976 14 3\ns. d.\n10,618 18 2\n8,023 5 9\nIncome-tax 7,585 1 0\nAmount written off for depreciation in investments 45,000 0 0\nBalance at December 31st, 1916, subject to excess profit duty (if any) 105,565 18 9\n\u00a3 176,793 3 8 P 72 Report of the Superintendent of Insurance, 1917\nProfit and Loss Account\u2014Concluded.\n\u00a3 s. d.\nTo Balance, January 1st, 1916 72,275 6 1\nInterest and dividends \u00a3 42,710 9 5\nLess income-tax 8,192 11 10\n 34,517 17 7\nTransferred from Underwriting Account 70,000 0 0\n\u00a3 176,793 3 8\nUnderwriting Account.\n\u00a3 s. d.\nBy Claims paid after deducting reinsurance recoveries 380,714 11 11\nExpenses of management 61,217 15 5\nTransferred to Profit and Loss Account 70,000 0 0\nUnderwriting Fund, December 31st, 1916\u2014\nReserve of 50 per cent, of net premiums \u00a3353,915 0 0\nAdditional reserve, including provision for unsettled claims 335,381 6 8\n 6S9,296 6 8\n\u00a31,201,228 14 0\n\u00a3 s. d.\nTo Underwriting Fund, January 1st, 1916 493,397 15 1\nPremiums after deducting returns and reinsurance premiums 707,830 18 11\n\u00a31,201,228 14 0\nNATIONAL PLATE GLASS INSURANCE COMPANY.\nHead Office\u2014Winnipeg, Man.\nOfficers.\nIsaac Pitblado, President Winnipeg, Man.\nE. Cass, Vice-President Winnipeg, Man.\nW. E. Lough, Secretary and Treasurer Winnipeg, Man.\nDirectors.\nIsaac Pitblado. E. Cass. W. E. Lough.\nJas. McDiarmid. \u2022 R. W. Paterson. R. A. Mather.\nAmount deposited with the Government of British Columbia: City of Salmon Arm bonds,\n$5,000; City of Nelson bonds, $300; City of Alberni bonds, $210; total (par), $5,510.\nAuthorized capital $30,000 00\nAmount subscribed 15,000 00\nAmount paid 5,430 00 7 Geo. 5\nBritish Columbia.\nP 73\nStatement for the Year ended December 31st, 1916.\nAssets.\nCash value of real estate, less encumbrances $\nCash value of mortgages, exclusive of interest \t\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc\t\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 \t\nAgents' balances and premiums uncollected\nInterest due or accrued and unpaid \t\nAmount of all other assets \t\nTotal assets\nLiabilities.\nAmount of unpaid loans \t\nTotal reserve of unearned premiums for all outstanding risks\nAmount due or accrued for commission\t\nAmount of all other liabilities \t\nTotal amount of liabilities\nCapital stock paid up \t\nTotal of liabilities and paid-up capital\nExcess of assets over such total\t\nReceipts.\nNet premiums received in cash\nCash received for interest ....\nTotal receipts\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $\n\u201e for statutory assessment and licence fees \t\ntravelling expenses \t\nrent and taxes \t\nsalaries, directors' and auditors' fees \t\nprinting, stationery, and advertising \t\npostage, telegrams, and express \t\nTotal expenses of management\nNet amount paid for losses or claims .\nCash paid for repayment of loans\t\nTotal expenditure\nReturns for British Columbia.\nDeposit with Government, municipal securities (par) $\nOther assets (accrued interest) \t\nLiabilities \t\nPremiums written, less return premiums \t\nLosses paid, net \t\n410 18\n3,550 00\n8,167 36\n73 95\n810 73\n492 32\n79 10\n$\n13,589 64\n?\n250 00\n2,2S2 35\n10 11\n1,969 58\n$\n4,512 04\n5,430 00\n$\n9,942 04\n$\n3,647 60\n$\n3,246 29\n638 50\n$\n3,884 79\n$\n487 64\n49 65\n57 19\n15 00\n600 00\n19 50\n17 37\n$\n1,246 35\n1,790 13\n800 00\n?\n3,836 48\n5,510 00\n100 04\n56 13\n1 10\n96 75 P 74\nReport of the Superintendent of Insurance,\n1917\nTHE OCEAN MARINE INSURANCE COMPANY, LIMITED.\nHead Office\u2014London, England.\nOfficers.\nHon. Charles Napier Lawrence, Chairman.\nSir Alex. Drake Kleinwort, Bart, Deputy Chairman.\nH. T. Russell Ross, Secretary.\n\u25a0Directon\nHon. Charles Napier Lawrence.\nSir Alex. Drake Kleinwort, Bart.\nHerbert Robinson Arbuthnot.\nJohn Henry Brodie.\nAlexander Henry Campbell.\nJames Blyth Currie.\nPhilipp Moritz Deneke.\nEllis Oilman.\nMaurice Buffer.\nPhilip Secretan.\nDavid Nairn Shaw.\nAuthorized capital \u00a31,000,000\nAmount subscribed 1,000,000\nAmount paid 100,000\nStatement for the Year ended December 31st, 1916.\nAssets.\nInvestments\u2014 \u00a3 s. d.\nBritish Government securities 225,440 3 0\nMunicipal and county securities, United Kingdom 23,537 10 0\nIndian and Colonial Government securities 81,124 0 0\nForeign Government securities 96,808 2 8\nColonial municipal securities 23,798 15 0\nForeign municipal securities 85,255 18 11\nGuaranteed and other Indian railway stock 23,897 10 0\nIndian Government railway annuities 8,375 0 0\nRailway and other debentures and debenture stocks, home and foreign 179,093 17 11\nRailway preference and guaranteed stocks S,823 4 2\nRailway ordinary stocks 17,817 6 0\n\u00a3,< 773,971 7 8\nFreehold premises 12S,000 0 0\n\u00a3 901,971 7 8\nAgents' balances 95,765 1 11\nOutstanding premiums, etc 67,574 19 11\nBills receivable 483 10 1\nInterest accrued but not yet payable 7,786 18 2\nPolicy stamps on hand 397 0 11\nCash-\nOn deposit 69,007 10 2\nIn hand and on current account 5,478 15 9\n\u00a31,148,465 4 7 7 Geo. 5 British Columbia. P 75\nLiabilities.\n\u00a3 s. d.\nCapital, 40,000 shares of \u00a325, paid up \u00a32 10s. per share (now vested in the North\nBritish and Mercantile Insurance Company) 100,000 0 0\nMarine Fund\u2014\nReserve \u00a3500,000 0 0\nProfit and Loss 74,715 8 2\n 574,715 8 2\nUnderwriting Reserve 83,829 2 6\nBalance of Underwriting Account, 1916 271,753 18 3\nSundry creditors 118,166 15 8\n\u00a31,148,465 4 7\nUnderwriting Account, 1915. ,\n\u00a3 s. d.\nBalance from 1915 Underwriting Account 234,656 6 8\n\u00a3 s. d.\nNet claims under policies and returns for 1915 paid in 1916 104,757 6 1\nTransferred to Underwriting Reserve for balance of 1915 claims 53.70S 0 0\nProfit on 1915 Underwriting Account carried to Profit and Loss 76,191 0 7\n\u00a3 234,656 6 S\nUnderwriting Account, 1916.\n\u00a3 s. d.\nNet premiums for 1916 549,071 2 5\n\u00a3 s. d.\nNet claims under policies and agency expenses for 1916 250,620 4 0\nDirectors' remuneration \u00a3 3,150 0 0\nOffice salaries and retiring allowances 13,713 17 1\nGeneral office charges 6,191 0 1\nSubscriptions to Lloyd's Registers, etc 642 3 0\nRent of Company's office 3,000 0 0\n 26,697 0 2\nBalance of 1916 Underwriting Account carried forward 271,753 18 3\n\u00a3 549,071 2 5\nProfit and Loss Account, 1916. -\n\u00a3 s. d.\nBalance brought forward 34,587 13 11\nProfit on 1915 Underwriting Account 76,191 0 7\nInterest and rent received and accrued , 34,154 6 4\n\u00a3 144,933 0 10\n\u00a3 s. d.\nDividends declared on account of 1916, less tax 19,405 14 10\nIncome-tax 9,789 10 0\nDepreciation in value of securities 39,648 0 8\nAmount written off freehold premises 1,374 7 2\nBalance carried to balance-sheet 74,715 8 2\n\u00a3 144,933 0 10 P 76 Report of the Superintendent of Insurance, 1917\nQUEENSLAND INSURANCE COMPANY, LIMITED.\nHead Office\u2014Sydney, Australia.\nOfficers.\nCol. the Hon. James Burns, M.L.C, Chairman.\nA. McVernon, General Manager.\n0. Hawkes, Assistant Manager and Branch Inspector.\nH. W. Horn, Secretary.\nDirectors.\nCol. the Hon. James Burns, M.L.C. Hon. Thomas Waddell, M.L.A.\nA. R. Troup. W. T. MacPherson.\nAdam Forsyth.\nAuthorized capital \u00a3500,000\nAmount subscribed 250,000\nAmount paid 250,000\nStatement for the Year ended September 30th, 1916.\nAssets.\nBy Government securities : British War Loan; N.S. Wales Government Funded Stock; N.S. Wales Government Treasury Bills;\nNew Zealand Government Debentures; Queensland Government Savings Bank Stock ; Queensland Government Treasury\nBills ; Queensland Government Debentures; South Australian\nGovernment Inscribed Stock; AVestern Australian Government Inscribed Stock; A'ictorian Government Deposit;\nCommonwealth of Australia War Loan; South Australian\nState Bank Bonds \u00a3149,6S4 16 10\nFixed deposits with the undermentioned banks, etc.: Bank of\nNorth Queensland, Ltd.; Union Bank of Australia, Ltd.;\nRoyal Bank of Queensland, Ltd.; Queensland National Bank,\nLtd.; Bank of New South Wales ; Western Australian Bank ;\nEnglish, Scottish & Australian Bank, Ltd.; London Bank of\nAustralia, Ltd.; Commercial Banking Company of Sydney,\nLtd.; Commercial Bank of Australia, Ltd.; Australian Bank\nof Commerce, Ltd.; National Bank of Tasmania, Ltd.; Commercial Bank of Tasmania, Ltd.; Bank of Victoria; Bank\nof Australasia; Wellington Trust, Loan & Investment Co.,\nLtd.; Metropolitan Gas Company 169,000 0 0\nMunicipal debentures \u25a0 45,315 0 0\nFreehold properties 110,918 2 3\nCash deposits at call 46,250 0 0\nCash in hand and at bankers 9,140 15 \u00a3 s. d.\n 530,308 0 6\nSundry debtors 4,894 3 9\nPremiums outstanding 10,360 13 1\nReinsurance claims, return premiums, and refunds outstanding 9,189 5 2\n\u00a3554,752 2 6 7 Geo. 5 British Columbia. P 77\nLiabilities.\n\u00a3 s. d.\nTo Authorized capital, 500,000 shares of \u00a31 each, \u00a3500,000. Subscribed capital,\n250,000 shares of \u00a31 each 250,000 0 0\nReserve Fund 25,000 0 0\nUnearned premiums 121,S39 0 0\nOfficers' Provident Fund 11,190 14 6\nSundry creditors, amounts owing for reinsurance and claims 81,894 9 5\nBranch and agency balances 2,437 6 4\nRevenue Account 62,390 12 3\n\u00a3554,752 2 6\nRevenue Account.\n\u00a3 s. d.\nBy Premiums, less reinsurances, returns, and unearned 243,680 8 3\nInterest and rents 23,563 12 5\n\u00a3267,244 0 8\n\u00a3 s. d.\nTo Losses 121,746 7 6\nCharges 81,756 12 9\nLand, income, and other taxes 11,563 1 S\nWar bonus to staff 1,850 0 0\nOfficers' Provident Fund 2,000 0 0\nBalance 48,327 IS 9\n\u00a3267,244 0 8\n\u00a3 s. d.\nBy Balance brought down 48,327 18 0\nBalance at September 30th, 1915 \u00a3 57,812 13 6\nLess dividend at 10 per cent, per annum paid \u00a315.000 0 0\nLess bonus at 2% per cent, per annum paid 3.750 0 0\nAmount to Reserve Fund 25,000 0 0\n 43,750 0 0\n 14.062 13 6\nBalance \u00a3 62,390 12 3 P 78\nReport of the Superintendent of Insurance,\n1917\nTHE RELIANCE MARINE INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nOfficers.\n' Gilbert W. Fox, Chairman.\nJ. U. Hodgson, Deputy Chairman.\nF. R. Edwards, Secretary.\nGilbert W. Fox.\nJ. U. Hodgson.\nGeorge Atherton.\nDirectors.\nOswald Dobell.\nR. A. Love.\nR. W. Sharpies.\nCampbell N. Watson.\nAuthorized capital \u00a3500,000\nAmount subscribed 500,000\nAmount paid 100,000\nStatement for the Year ended December 31st, 1916.\nAssets.\nBy Investments\u2014\nBonds repayable at fixed dates \u00a3292,751 13 7\nOther investments (market value, December 31st, 1916,\n\u00a3118,240 5s. 9d.) 143,7S6 7 3 \u00a3 s. d.\n 436,538 0 10\nPolicy stamps 15S 10 0\nCash at bankers and in hand 32,352 15 1\nInterest accrued but not received 3,616 15 1\nFurniture, fittings, and preliminary organizing expenses of Fire Department . . 716 15 0\nAccounts due to the Company for premiums, salvages, etc 83,720 14 1\n\u00a3557,103 10 1\nLiabilities.\n.\u00a3\n100,000\n150,000\n26,000\nTo Capital, 50,000 shares at \u00a310 per share, \u00a3500,000; paid up \u00a32 per share\t\nReserve Fund \t\nInvestment Reserve Fund \t\nBalance of Profit and Loss Account \u00a3 78,512 19 2\nLess interim dividened paid July 1st, 1916 S.0CO 0 0\n 70,512 19\nBalance of Underwriting Account, 1916 154,884 9\nBalance of Fire Account, 1916 062 S\nSuspense Account 20,274 0\nd.\n0\n0\n0\nSpecial Reinsurance Account 19,300 11 11\niVccounts due by the Company \u25a0.. 15,372 0 9\nDividends unpaid 36 19 11\n\u00a3557,103 10 1 7 Geo. 5 British Columbia. P 79\nProfit and Loss Account.\nBy Dividend paid to shareholders\u2014\nJuly 1st, 1915 \u00a3 7,838 10 10\nJanuary 27th, 1916 7,328 2 6 \u00a3 s. d.\n 15,166 13 4\nIncome-tax, 1915 3,858 3 0\nExcess profits duty (on account) 3,000 0 0\nClaims, reinsurances, returns, commissions, etc., for 1915 70,810 8 8\nAmount carried to Suspense Account to close 1915 .* 17,000 0 0\nSubscriptions to War Relief Funds 290 0 0\nAmount transferred to Investment Reserve Fund 11,000 0 0\nBalance carried down 78,512 19 2\n\u00a3199,638 4 2\n\u00a3 s. d.\nTo Balance, January 1st, 1916 67,314 1 4\nBalance of Underwriting Account, 1915 117,030 11 11\nInterest Account, less income-tax thereon 15,293 10 11\n\u00a3199,63S 4 2\nUnderwriting Account.\n\u00a3 s. d.\nBy Claims 59,329 9 2\nGeneral expenses, including salaries, rents, subscriptions fo underwriters'\nrooms, registers of shipping, etc 13,623 7 3\nAuditors' remuneration 100 0 0\nDirectors' remuneration 1,500 0 0\nBalance carried down 154,884 9 1\n\u00a3229,437 5 6\n\u00a3 s. d.\nTo Premiums, less reinsurances, returns, and agency charges, etc 229,416 8 0\nTransfer fees 20 17 6\n\u00a3229,437 5 6\nFire Account.\n\u00a3 s. d.\nBy Claims paid and outstanding Nil.\nCommission and expenses 463 0 11\nBalance carried down 062 8 6\nTo Premiums, less reinsurances\n\u00a3\n1,125\n9\n5\n\u00a3\n\u00a3\n1,125\ns.\n9\nd.\n5\n\u00a3\n1,125\n9\n5 P 80\nReport of the Superintendent of Insurance,\n1917\nROYAL PLATE GLASS INSURANCE COMP.ANY OF CANADA.\nHead Office\u2014Arancouver, B.C.\nOfficers.\nDr. D. H. Wilson, President Vancouver, B.C.\nW. H. Malkin, Vice-President A'ancouver, B.C\nC A. Wickens, Secretary and Treasurer A;ancouver. B.C.\nDirectors.\nDr. D. H. Wilson.\nJ. P. Nicolls.\nW. H. Malkin.\nR. W. Harris.\nA. P. Bogardus.\nC A. Wickens.\nAmount deposited with the Government of British Columbia: Deposit receipt of Canadian\nBank of Commerce, $125; Dominion War Loan Bonds (par), $5,000.\nAuthorized capital $25,000 00\nAmount subscribed 10,000 00\nAmount paid 2,750 00\nStatement for the Year ended December 31st, 1916.\nAssets. >\nCash value of mortgages, exclusive of interest $ 2,250 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc 4,875 00\nCash deposited with Government 125 00\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1916 1,161 69\nAgents' balances 218 83\nInterest due or accrued and unpaid 94 17\nTotal assets\nLiabilities.\nReserve of unearned premium, $2,2S0.43; carried out at SO per cent, thereof\nAmount of all other liabilities \t\nTotal amount of liabilities\nCapital stock paid up \t\nTotal of liabilities and paid-up capital \t\nExcess of assets over such total \t\nReceipts.\nNet cash received for premiums\t\nCash received for interest \t\nCash received for calls oil capital stock\nTotal receipts \t\n8,724 69\n1,S24 34\n169 64\n1,993 98\n2,750 00\n.$ 4,743 9S\n.$ 3,980 71\n.$ 2.7C6 05\n482 00\n500 00\n.$ 3.6SS 05 7 Geo. 5\nBritish Columbia.\nP 81\nExpenditure.\nCash paid to agents for commission, salaries, and bonus . .\nfor law costs\t\n\u201e \u201e interest, discount, and exchange\t\n\u201e \u201e statutory assessment and licence fees \t\n\u201e \u201e salaries, directors' and auditors' fees \t\n,, ,, bond premium \t\nTotal expenses of management\t\nAmount paid for losses occurring prior to 1916 \t\nAmount paid for losses occurring during 1916\t\nCash paid for dividends . ...,\t\nTotal expenditure \t\nList of Shareholders.\n$\n804 48\n24 50\n9 64\n77 84\n75 00\n16 70\n$\n1,008 16\n247 46\n848 37\n500 00\n$\n2,603 99\nName.\nResidence.\nNo. of\nShares.\nAmount\nsubscribed.\nAmount paid.\n10\n14\n14\n14\n8\n8\n5\n12\n5\n5\n5\n$1,000\n1,400\n1,400\n1,400\n800\n800\n500\n1,200\n500\n500\n500\n$275 00\n385 00\nT). H. Wilson \t\nR. W. Harris\t\n385 00\nW. H. Malkin\t\n385 00\nC. A. Wickens\t\n220 00\nP. G. Mason\t\n220 00\nJ. P. Nicolls\t\nM. Douglas\t\nR. D. Douglas\t\nBoston, U.S.A\t\nBinghampton, U.S.A.\n137 50\n330 00\n137 50\n137 50\n137 50\n100\n$10,000\n$2,750 00\nTHE YANG-TSZE INSURANCE ASSOCIATION, LIMITED.\nHead Office\u2014Shanghai, China.\nOfficers.\nJohn Prentice, Chairman.\nC W. Wrightson, Deputy Chairman.\nW. S. Jackson, General Manager.\nT. A. Clark, Secretary.\nDirectors.\nJohn Prentice. B. A. Clarke. W. B. Sutherland.\nC W. Wrightson. A. W. Burkill.\nAuthorized capital $1,200,000 00\nAmount subscribed 1,200,000 00\nAmount paid 720,000 00 P 82 Report of the Superintendent of Insurance, 1917\nStatement for the Year ended December 30th, 1916.\nAssets.\nMidland Railway Co. Consolidated 2%% Perpetual Preference Stock, \u00a33,624 16s. .. .$ *28,501 41\nGreat Northern Railway Co. Consolidated 4% Perpetual Preference Stock, \u00a31,072 10s. 8,432 94\nLondon and North Western Railway Co. Consolidated 4% Preference Stock, \u00a31,887 10s. 14,841 21\nGreat Western Railway Co. 4% Debenture Stock, \u00a31,025 8,059 47\nGreat Western Railway Co. 4%% Debenture Stock, \u00a31,670 13,131 03\nIndia 3y2% Stock 1931, \u00a31,193 10s. 9,384 36\nBritish Government 4%% War Loan, \u00a314,400 113,225 63\nBritish Government Treasury Bills, \u00a310,000 78,628 90\nBritish Government Exchequer Bonds, \u00a320,000 157,257 82\nAnglo-French 5% External Loan Bonds, G. $93,000 153,722 19\nCity of New York 4%% Corporate Stock, G. $92,650 153,143 66\nCity of New York 4% Corporate Stock, G. $116,150 191,987 44\nNorthern Pacific, Great Northern, and Chicago, Burlington, and Quincy Railroad\nJoint 4% Bonds, G. $24,500 40,496 71\nSouthern Railway First Consolidated Mortgage 5% Bonds, G. $25,500 42,149 63\nBaltimore and Ohio Railway 4%% Equipment Bonds, G. $50,250 83,059 56\nAmerican Telephone & Telegraph Co. 4%% Bonds, G. $25,250 41,736 40\nBig Four Railway Co. 5% Equipment Bonds, G. $25,500 42,149 63\nLoans and mortgages 1,567,831 92\nChinese Imperial Government E. Loan of 1886 1,369 86\nJapanese Imperial Government New 4% Loan 70.37S OS\nCash deposit with Japanese Government 6,090 41\nCash at bankers, on fixed deposit, and current account 1,512,885 40\nProperty, land and buildings 341,244 34\nShanghai Land Investment Co., Ltd., debentures 178,293 15\nShanghai municipal debentures S9,958 90\nShanghai Waterworks Co., Ltd., debentures 28,972 60\nShanghai & Hongkew Wharf Co., Ltd., debentures 8,630 14\nInvestments in stocks and shares 387,764 62\nPolicy stamps at agencies 1,055 22\nHead Office and agencies, furniture 5,579 15\nDue by agencies, premia in course of collection, and sundry outstandings S32.043 92\n$6,212,005 70\nLiabilities.\nCapital, 12,000 shares of $100 each, upon which the sum of $60 per share has been\ncalled and fully paid up $ 720,000 00\nReserve Fund 1,000,000 00\nReinsurance Reserve Fund 1,000,000 00\nBuilding Reserve Fund 150,000 00\nWorking Account, 1916 2,254,518 25\nWorking Account, 1915 and former years 1,081,017 09\nUncollected dividends 6,470 36\n8,212,005 70\nHong Kong currency. 7 Geo. 5 British Columbia. P 83\nWorking Account for Twelve Mouths ending December 30th, 1916.\nBy Claims paid, less reinsurance, etc $1,431,201 89\nCommissions and charges at Head Office, branches, and agencies 341,269 44\nDirectors', committees', and auditors' fees 6,323 93\nBalance 2,254,518 25\n$4,033,313 51\nTo Net premia, less reinsurances, etc $3,766,165 29\nInterest, dividends, and rents 267,046 22\nTransfer fees 102 00\n$4,033,313 51\nWorking Account, 1915 and Former Years.\nBy Net claims, reinsurance premia, and premia returned, etc., account 1915 $1,081,875 33\nSpecial dividend, 1915 account. $6 per share on 12,000 shares 72,000 00\nAmount transferred to reinsurance Reserve Fund 269,017 14\nAmount transferred to Building Reserve Fund 70,000 00\nAmount transferred to Exchange and Investment Fluctuation Account 343,966 24\nDividend, former years account, $15 per share on 12,000 shares 180,000 00\nNet claims and all payments account former years 111,993 92\nBalance 1,081,017 09\n$3,209,869 72\nTo Balance of Working Account, 1915, from last account $2,206,320 66\nBalance of Working Account, former years, from last account 1,003,549 06\n$3,209,869 72 P 84\nReport of the Superintendent of Insurance,\n1917\nM\n3\nP\no\no\n\u00ab\nso\nCS\nP \u00bb\nca\nH H\n02 B\nten\nH I\n\u00ab Q\nH\ns\nc^\n_ q d -\n\u00a7clll\nO oi & \u00a3 e3\n\u00a3q -c\u00ab\nOJ , Oi\/k\n.S3\n.2 d a\nt>o o\n- ^ C\nSO i>\nbe ,\n~v \u00b0\nd =\nog.sS\n.B io - q\nP \u00ab 8\"\ncfiSS\nJ3 . . .\n^jsjpSPS\ngtqg\ngs>gg|s.1\n->1cSSoSh\nif:\nB > o\no s b\no o rf\nc g f>\nS Hi-fi\n\u00a3 \u00ab fe\n^ 6= 3 6= d\n\u25a0j d hh\" <; \nO toS.g\nO 5J\n- c8 5 \u25a0\n\u25a0 JH.-C1'\n< H-3 r-;^\n^a\nS ' S ~ \u2022\" '\nao-giSf-M-E\nHhQ o; , qj \u201e**\ngjCCgllgd\nSSD&aaO\nO iD\n.gl^'l,\nh. J Tc\nri -\u25a0 > ,rr -~\n= 1 &3 ^ 3 -\n9 i> o\nB b3\nB \u00a9 5\nrH B\n33 :S8g\n: j \u25a0 o c g\nS r ->ij! 5\nigjlj,-.1\n\u2022\u25a0\u00ab5S'I>\n,-ip.2*#H-\n0 jj> \u00a3\"\n^ boo). \u25a0\nfco^HMaffis-ooi;\nb.fa sjkk~=k\nS g g s\nS 1 \u00a7 S\nS 3 h? S\n- W' C H\ns\u00a7-e|\n03 . OJth\nJh bo^o\nSag\nO . \u25a0 TH\nn\nB B\nO O\n23 02\n\u00b0- \u00b0~ P.**\nin in p* e-j\ntl -O B^\n3 \u00a7 BO\nta pa t~\nO >\u2022 o\no\nHi\n4 l21\n<@\nri\nf S\nii\nO?\nsll\ns\n g\na QJ> oi rf\nO \u00a3 > 'C\n- o tj a Js\nh o 5\nhh a o ,-\n.d a o\nO Q\nS --H-o\no rf-;\n\u2014 > -\n3fitn\noj >\u25a0** 2 ^ *\n^ a\"\"S e* O\n\u25a0ggjgoS\nipj rj,M s\ns- . a\nd) -r-H\n: o > o\n2 o B \u2014\n^> B Ok\n-if IS\n\u201e-q>S\nS|^\u00ab\nSola\natBM _\n- . . O\n30WM\n(U .\n3 P\n\u00a7a\n~ -p cj :-\u00a3 p - ;\n9 -.p p- .\u00a3. b - -\nO B he . \u00a3\nB S \"9 Ht \">\ncc E iJhM,5:\n'CHJgHS\n\u2022 OJ . o\n5 ri\nP O\n3J ' fc. tt)\n> . 0) >\nfc. S . > B\n-S S & \u00a7 8\nCJ S > CJ E\n\u25a0 \u00a3 ri rj C Cj\n\u2022^p\" o rf >\n= c - S > \"\n\u00ab 3.C B _ *\"\n3 2 oj rf fc-\n= \u00a3 C> \u00ab\nJ C \u00a3 ?>\n25 5-ets ^\no \u00a3 o\n- C w .\nB H ,\ni 9^\nB O\nri o '\n> %<\nO.bo^\nw ^\u00bb m rt \u00ab ^ tf\nBK\u00a7\n35-cP\ns |-g \u2022\nHi \u00a7J5-\nh\u00abE\u00ab\nI a g -g o >\n3 a a g 3\n;||I_\u00a7>\noj S.S,\nages\na si dpi\nOJ rf\na -\nc'b'o\nKM\n-.C\u00a3 o\na oj\n-^ S\n2| PJ\nsi C5 ri cj g\n_ . w \u25a0\n&Jpa\"cCoK&H'E-if:iEtHO&\ng-\u2014 ri - S o =- ^ J\n! \"2 Eh\nPu ri B*\na \u00a3 c\nb h o\nC 0J^\nbo\nG H \u25a0\u00ab S (V .r~ -d\ni-J\nS c a o 9\nSo 3.-3.3 oj\ntit's S *CJ\u00a3\n^ 2 * S >..9- ip -= \u00ab--S .- > ^ 5 --\u00a3 -- S >\nO q q a\nM\nS a I\nJ rf a i- h,\n\u00a7~?-3^t5S\u00a3SC\ni'a agajc'cS 3\" 5 S ? 3 - s a\na - 3^0 3-3 a OIH--JH ojhh >^icrf_^\n.HJKHP.H03 .\u00bb*S-.SlJ-\u00bb\na* ab &~ oj^ \u00a3\"c rtP-.2 Sp >.^S o\n^S-Sljl r||i^3t\u00a7\u00a7 -1\njS-:goosoaS\"Sls3 3\na^aa'Pscijg'a-.jggagS\nl8\"8l|q\u00b0'JSlSl|1\u00a7Si'5\nS-3 S J j'TrO>Sr aJBBO ,cjB \u201e\n-d Q fc = E - \u00ab eg ^ ~ ~ c E 9- !-\no ^ CJ ^,\nof! S3\n\u25a0gag 3\"\nri g1\ng \u00a3 ei b\"5 \u00a3 \u00a7 \u00a7*\u00ab\nO \u00a3 & g !^*w B \u00a3 \u00a3 3 B W B = '- \u00a3 iS B p. O O -^ Q - Ph\n\u25a0- p: sillllllo^a!^ MstiBuiti\noiS\u2122^ajOWrifl, ^-rS >. Ph ^ ^ o.^ \u25a0=< B-r- , 1\ni\u201e3^5S\u00ab0\u00ab&SS'\u00b0\n- S S 3 C3-CJ f\n3|55|oo3-5ggi38gS|r,\nKS2h, \u00abO>ajO3arf&HHH^S-aS-O = =.OTW0H,-a,Q,HJSH.B\n;220g5g_rf3rfrfga,gSjHooO-g3-o2aS-g\n( 1 3.2 \u00a30 g 3 2 SO SO 3 ^oj a | g g 3\n j g s *o ca P 86\nReport op the Superintendent of Insurance,\n1917\n\u25a0c i -c\nE g E\ntt)\nri fg ri\n,2 \u25a0\" .9\n0)\n3 ts or\n5 S s\nCJ\n\u00a3 ~ *c\na\nO B 5\nB\nO\n! i J\na\n1\n1 tt) J\nc =5 .5\nQ\nE\n'K E *\ndo a a\nrf\n- S *g\n-B\na \"5 *\na) \u00abi g\nCJ\n!\u00b0 ^\n\u00a3\nS 2 \"S\no\ni m =*\nOJ\noT rf 2\n'b\n,2 -6 \u00a3\nPh\n\u00a3\n1 -3 -S\no\nrf j\n\"o\n^ i '\"\ni 1 \u25a0*\no\np.\nI 8 \u00ab\n1 1 a\n1 1 1\ntt)\nQ\n3 I g\n+3 \" \"\n\u00bb 0)\n^n S *\nQJ -\u00abi\nri\nO fc.\n\u00a3\na tt) fc-\n1 = 1\n\u25a0s\n| = \u00a7\n\u00a9\n\"o\nc T3 _\n,gfc\n- \u00bb 0)\n.\u00a3 os\nu\n| | J\n\u00a9\nSi\noj S o\n\/\nto\n1\na 3\n02 tt)\nO)\nT3 p2 S\n5 rf *3\na\ni\nSS.\nin\nB\nt ^ m\na\nO\nCJ\nC\n2 * \u00ab=\n\u25a0\ns\n\u00a33\na ri c\nej-p (\nB ^\n0) p >>\n<\nptS\nIs* O [5\n2 - '\u2022a\nSH\nS3 g' qj\nc*.2\no Ef* fcc\no\nc 8\n0) E\nc> +\nM rf rf\n* \u00a7 s\np\nH\nO\n(5\nfc- fc<\nOf,''\n-u Cj\n>)w .\nd\n.'- o\nE C~ fc\n0.|?H\nfit*\nD JS E\u00b0\nOJ * *\n\u00ab o g\n.1 \u2014 J\nM\nP\nto\nR\n<\n.' . c\nrf 4JJ Jj\n\u2022 bo io 1\u00bb\n\u25a0g 31 .\u00a3 a\nHi\nS3 ; *\n&\n\u2022s a S J\nhB 5 \"S b^\nSi 1 o\nH\n\u00b0\u00ab 1 I\nOJ HH 3 \u00a7\nCC\np\n\u00ab \u00b0 3 3 .g\nXI oj rf rf 3\noj \u00a7 S u s\ncj -S .a a\n*\u00a7! 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P\nP\np\nX ^ \u00a9 .\nOlCOOi-lOlOlCOOl\nof\nm co oi oi co co\n\u00a9 i-\nc\nr~\nP\nH^\n9? \u25a0 -\n1 5\n>\u25a0 o\nP\nP\nCO\nbe\n\n_oj\nfc\n2\nfc\nfc\nID\nri\nP\no\ncp\niH\n*o\nC\na\nrf\nft\nfc\nHH\nP\n~\nP\nto\np\n-J\nri\nfc\nc\na\nc\nE\nCC\nrf\nPh\n'P\nrf\n\u00a9\nd _\ntt a.\na\"\n.2\n3\nft,,\nOr-\n3 c\nfcO\n6\n\u25a0O c\n\u25a0JH QJ O\na iH tt.\no 2 \u00ab-\ny- rt B\nco p -\n3 1 B\no~ =\n- '-' CP I\u2014\nC-\u00ab P\nOhH.E\ntt E E\no a .9\n*\nI\ntt.\n|\n\u2014\nc\n-c\nC\n|\n|\nV\nZ\nc\nE\n-\nE -O B\n^^ p to\nS tt S^\n5 cj ri\n&\u00a7 it\nO B B S\noj c tt g c\ncj l\u2014' E Ph <~\nlg'g*3J\na'S^\u00a3 E\nic rf .. C3 o:\nc\n0\nQ.\n|\n|\n3\no\nri\n'3 \u25a0\nO\n<\nE c\n\"ri i\n3 B\n\"p s\nc\nC\na.\n4\nri\nS\nco\nE\ntt)\nrf\n*aJ\nT5\nat\n!a\na- c\nc\"~\n. a\n\u00b0 S\no =\nsi\n\u2022t\nO\nCO 5\no w\nB a.\nrf c.\n= ?\n= 3\nH v\nC\nc\nB\n0\nO\nB\n5\n*QJ\no\na\nrf\nS3\nEH\ntoEO.-HEB'-HSEr-H.ri -!^ ^HKC 3JH H;h - - ffl 2 -\n\"h % \u00ab e b p; D =8 \u25a0- eH,fc Pt, cvkh^ ~ 3 -< 3 ^aa\n'-HE^kS3^-1-p'r-HfiL'_JfcH .H-u^fc^ajcop^E\na aa rs ? 3 - \u25a0- \u25a0\" - - \u00ab \"j * '-5 ^ \" c-^ \u00a3 rf - - ^ a \u00a9\n1 8^ &8 1*1111 lN?|i^ ill1 a\n|\u00a7l|ll !1|||fill1f|||l9U\nrH 01 CO H- iQ \u00a9 l- X \u00a9 \u00a9 r-H 0-i CO -* m \u00a9 1-- X \u00a9 O rH Ol CO HH lf\nc\nbp\n*QJ\n_o\ntt\nCP\nH\nCN\nCN\n0-\nCN\nOl P 94\nReport of the Superintendent of Insurance,\n1917\nJ5\nMW*l(MiiSXHCCiONH\u00a9ONMNOt)-*NNXH'HN\u00a9lMHCSOCC\nmt-\u00a9\u00a9mi>-x\u00a9\u00a9\u00a9i>m\u00a9coxxxinxoiot-t-OHj'i-Hcco\u00a9coi\u2014\n\u00a9\n.3\nffiCKOMHiH->TfiH\u00abHfNC^\u00a9WOHNM\u00a9N\u00ab\u00a9inOC\u00bbHHMCC?\nO\nCO\nr->.\nOi\nT\u2014j\n\u00a9 m \u00a9 co \u00a9 t\u2014 \u2014ihOhi-jii- :o i\u2014< \u00a9 so \u00a9 h- l - so oo \u00a9 \u00a9 i\u2014\u25a0 hh co m \u00a9 c\"\nmoiodr-co\u00a9inHHcoi-HXinx\u00a9i-HHHHoit--mcoiot-Oin\u00a9Xr-Hco\u00a9\nCM\n\u00a9\"io i-Tin cd\u00a9\"i- fc-\"\u00a9*\u00a9 co r-*\"t- cc r\u2014'co\"in \u00a9 -+ oi i-Tr\u2014\"x'i-h oi \u00a9\"co m co i>\nCO\nPh\ni-HrHOlrH fHi-li-Hi-li-HCM.OlrHrH\n\u00a9\nCM\noj\nfc\nm\nm=\no\n1\nfc\ns\np\n\u00a5_ .\nNHJ-H\" -H-COHH\u00a9m CO Ol \u00a9 00 \u00a9 \u00a9\ni-Hiot^ oicooirH\u00a9me^\nX\noP to\nrH CM CO -HH X rH \u00a9 O i-H t-Ol \u00a9 \u00a9 H^f X\nCO>\u2014\u00a9 \u00a9HHl--rH\u00a9H^O,\n\u00a9\nfc a tt cp\nO ri g-a\noir-coto -HH O CO \u00a9 X t~- \u00a9 X OJ CO 00\nlOm-HHO- lO--t\u00a9000-rH\u00a9OJOrH\u00a9_J\n\u2022h co_co o: Tct jo \u2014' m i- i-h^s oi_t- \u00a9 \u00a9 0-^\ncoo-HH \u00a9cor-\u00a9x\u00a9co\n0 hh i-- _ - co co \u00a9 0 1\u2014 m X\np\nr-. a 9 rt\nMOO^hI-OOHjMOiC\n\u00b0i\n[g co \u00b0 2h\nrf sj 3\nI>-*I> ofi-Tte; CO.\"Ofco\"Of rn'te; Of i-H HH of-<\nof Of r-l\"fej id rH\" of >\u2014\nof\nm\n<\nft\"33 _ o\nK.SO\nos=\n*\nH.\nm\ns\n\u2022 q\np\n\u00a9COHH\u00a9m01\u00bbtlO]m01rH\u00a901\u00a9\u00a9\u00a9t--HHl--XCOi-.rH\u00a9\u00a9-HH01Xm\u00a9\n\u00a9\n\u00bbS g\n\u00a9\u00a9coom\u00a9\u00a9i-i\u00a9xt-oioi\u00a9mcof^\u00a9ooinxHHi.-\u2014 \u00a9coxHH\u00a9t\u2014o-\nm\np\nr-i\u00a9CO\u00a9HHCJH*HH0101(\u2014ir-\u00a901COm\u00a9X\u00a9OXrHm\u00a9rHX\u00a9OlmOj\n01\no\nol i\u2014i O co \u00a9 O] m t\u2014 i\u2014i O i-\u2014r \u00a9 \u00a9 -\u2014 -h co \u00a9 h- x- i:-- r\u2014 \u00a9 to m co hh r- m Oj\nHJi\nr- \u00a9 \u00a9 co co h- \u00a9 \u00a9 \u00a9 \u00a9 x m i\u2014 \u00a9 c- \u00a9 m o u- x so \u00a9 i-- i-h oi m \u00a9 x \u00a9 \u00a9\np\n3 8'a\n\u00a9 Oi co \u00a9 \u00a9 os \u00a9 \u00a9 \u00a9 \u00a9 -co i\u2014 \u00a9 i- X yj i- \u00a9 hh -rr so- oi x \u00a9 -*f co co m co oc\nX\n\u25a0p tt) j\ni-HCM rHOlrH rH i-H rH rH rH rH rH r-H Ol Ol ri rH\nm\nH4\nQJ -ft\nit. E1^\nm\neo\n\u2022te\nW\nft tt)\nhh 4-,\nH\nSM-p\n0\u00a9CO\u00a9\u00a9i-HHHHHCOHH010C1rH\u00a9rHOimfc-t-t-t\u2014 0100\u00a9rHCOCO\u00a9rf\nX\n5 9\n\u00a9rH\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9X01\u00a9C001\u00a9\u00a9\u00a9X01\u00a9HH\u00a9\u00a9Xt-m01COrH\u00a9OC\ncNmi-Hmoii-.co\u00a9XHHcoo\u00a9mt-xxoi\u00a9\u00a9m\u00a9i-H-H \u2014 o\u00a9rHO-H-\nCO\n\u00a9\nB a\nm O m i\u2014 m \u00a9 r- i\u2014 c \u00a9 oc su-hcc-P - -r x cr. h- r\u2014 m o \u2014 \u2014\u2022 x \u00a9 \u00a9\n\u00a9\n2 G\ni-H CO X Ol i-H \u00a9 X HH \u00a9 OI \u00a9 1\u2014 i\u2014 X x \u00a9 \u00a9 hh r- \u00a9 CO 1- \u00a9 CO Ol l- HH \u00a9 l- cc\nCO OI iH Hh \u00a9 COOl \u00a9rH rHin\u00a9010101C001X X i-i CO o-\nt-\nfc\nri co\npH\n\u00a9\nM\ntt %\nfc Q\ne#\nto\nP\nP\n\u00b0rP\n0\u00a9eo\u00a9o\u00a9H-\u00a9corHcooii--ioorHmiooii.--mi.--m\u00a9\u00a9\u00a9xcocooi-r\not\u2014 \u00a9\u00a9\u00a9cococooirHmcooim\u00a9\u00a9tM\u00a9m\u00a9\u00a9mxco\u00a9r-iHHHO\u00a9\nt>\nm\nfc\n+2 ^B\n] HH\ne'ri\n3 ft\n\u00a9coi\u2014lommi^OHHoioooirHOxc-Hcoi^cooii\u2014i\u00a9\u00a9xr--oiin-*\u00b1\nCM Ol m \u00a9 \u00a9 X \u00a9 0-1 Ol X: Hh -ci m O H- 01 \u00a9 \u00a9 'O r- Ol C-HOI^NHiOC\nCJ0HC0-*HH\u00a9OCO0ON-t \u00a9 \u00a9 rH \u00a9 \u00a9 rH \u00a9 SO 1- \u00a9 lO i-H \u00a9 m \u00a9 r- \u00a9\n\u00a9\nD\no\n1 m\na s\nCN Ol \u20141 fc- \u00a9 HHCOl lOrH I-im\u00a9r-,rH01OlHH\u00a9 \u00a9 I-HO1C0 0\"\n1 Ol\n\u00ab\u25a0 \u00a3\n\u25a0-,\n1 \u00b0\nHH\ntt o\nm-\ne\u00bb\np\nS-3\np\n\u2022*c\nhP> bj\nOO \u00a9O\u00a9 000\u00a9\u00a9\u00a9\u00a90\u00a900\n5\u00a9 ooo oo\u00a9\u00a9o\u00a9\u00a9o\u00a9o\u00a9\n00\u00a9\u00a9\u00a900\u00a9\u00a90\u00a9\n00\u00a9\u00a90\u00a9000\u00a9C\n'8\nM\na tt\nCJ\nfc\nIS \u00b0\nOfc- Olt-CM \u00a9comoa\u00a9\u00a9\u00a9XHHOoi\nr-HH\u00a9I^t-\u00a9\u00a9\u00a9\u00a9HH\u00a9\n\u00a9\n\u00a9 co _h r-i t- h- - \u00a9\u25a0 :o x \u2022\" c: lc o 0 Cl tO HH 1.0\nH lO ^ CO CO rn v^ O Hf C2 iC \u00a9 \u00a9 C_ C \u00a9 CJ.1 cs\n\u00a9rHI-\u00a9\u00a9XCO\u00a9lOI>.-\u00bbcf\nOl\n\u00a9OIOIOIXOJCOHHHH\u00a9\u00a9\n\u00a9\ncp\"in\"\"*H co\"i-a\"ofH*cS n'o'ioh\"hO!\"i\u00bbV'o'*c5\nOm t-\u00a9oi r-mxcooiooico-HH\u00a9\u00a9\n*i>H\nh^ \u00ab a\noj a\nfc 4^\nH-\u00a9COX01-H\u00a9C001HHr-.\nic-\nO\nx \u00a9 1-0 1 - \u00a9 \u00a9 r- \u00a9 t- 01 u\"\n-\n0\nM\nP\noj OJ\nClHNmCOONiMOOI>OI>,ifCOiOCOH\nOOWiflCOOWbO(-CC\nX\n\u00a9\u00a3c-\u00a9C0C0Oll>-t-rH\u00a9U-rHr-icMC0Xr-Ol\nHNN-OHHOMOHIOC.\nCO\npa\noi m \u00a9 \u00a9 \u00a9 m oi io -h oi i- i- m o 01 \u00a9 oi i -\nh- m X1 x X i- I-1 01 O m r-\n00\nrlNtOWWr- HHr-~\u00a9S\u00a9COX01COOi\u00a9i-HX\niHSNCCMir.HHC.NC.C?\n\u00a9\nP\nCP tt)\nOICM i\u20141 CO rH rH i\u20141 rH rH i\u20141 H CM H\nrH rH Ol rH CM rH i-H\nos\"\n\u00a9\nfc\nfc- bo\n^ ri\n-95\n4fr\no\no\nc\nm\ntn\nB ri\n\u00a9qoo\u00a9o\u00a9\u00a9q\u00a9\u00a9\u00a9\u00a9o\u00a9\u00a9o\u00a9\n000\u00a90000\u00a90\u00a9\u00a90\u00a9000 0\nOQOOO\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\n000\u00a90\u00a9\u00a9\u00a9OOC\n0\n\u00a9\nONONHCOCOMl.SCCNCi1\u00a9OCOHC1M\n\u00a9XXXX\u00a9rHrHCOOI---\u00a9iH\u00a9XrHHHHH\n\u00a9>*mcOrH\u00a9oit--co\u00a9ir\nm\nP\nfc\nHMHrtOOOH-HHIr-\nX\ns-a\nt-\u00a9mi~-ocoeo\u00a9oOHHHHX\u00a9oo\u00a9oicor-\n\u00a9cOHHt^i^r-i.--\u00a9eo\u00a9\u00a9\nOl\nK- +3\n\u00a9 O oi m cco'oi rn X) m \u00a9 co i.cs \u00a9 co i\u2014f cs \u00a9\u25a0\n\u00a9 \u00a9 X \u00a9 t~ CO \u00a9 \u00a9 Ol Ol I-\nm\nft ^\n\u00a9mscsii-oi-C h- os i -- r\u2014 i - -hh \u00a9 -so i - \u25a0\u00a9\n\u00a9 r- i- 01 \u00a9 01 m hh \u00a9 t\u2014 cr\n\u00a9\nCO\n\u25a0M \u00a3\n(rtMHWmottooj>ttinHia-t#N(Nifle\u00bb\nXCOCOt-HHCOX^-COOOl\u00a9\nOl\nCO-\"\np\nPh E\n39=\nCM\npa\np\n\u25a0a\nCJ\nrM\nJd\n\u25a0 ^3\nfc\nfc,\nO\nO\n\u25a0 d\np\nV\ntt\n:o\nP\n\u25a0p :\nfc\nrf\nxs\n3\nfc\n\u25a0 QJ\n\u25a0 a\nCO\ni3 ;\nd\nOc\nCD C\n2 0\n5a\n5?\nx B\n^ f\nk.E\n5 -'\na?\n\"o\n6 ri\nfc\nHH\nP\n\u00ab\nP\nP\nO\nEH\nO\nb\"\nri\nft\nO\nO\n'o\nrf\nfc\nc\nc\na\nc\nc\na\ni\nc\nri\na\nft\ntt\nTT\n-3\na\n2h\nc\n. a\nO P\nO =\n%i\no p\nE c\/\nrf c:\nC\nC\na\nc\n0 !\nri '\"E\nfc \u25a0 r-\nft :9\na \u2022'\no2?\n

\niH-ocjco-Hiidco\"racj6\u00a9\u00a9i-HoJco-HHm'\u00a9^oo\n0.\nO\n0\n0\n0\n01 0\n\u00a9\u25a0\ne>\nor 7 Geo. 5\nBritish Columbia.\nP 95\nro\ng\nfc\n<\nP\no\no\np\no\nfc\np\np\nw\nfc\nfc\n\u00ab\n-ij\np\nfc\n\n\u00a9\n|8\nd o\n\u25a0n t\n5J\nn\nbp E \u00a7\nri |\u00ab\n\u00a9 \u00a9_co oi a\nof\u00a9\" l-\n\" 'fc\"\np\u00a3b\n-b\n5\u00a3\u00a7>\n*\u00ab\n1\nCO\n^\u25a0a\n\u00a3 ri\n1 *\nOl X SO O r-\n\u00a9\n-Si\nt- OMOI>\nOl\nHOJHOOC\n1\u20141\n\u2022\u00a3 \"g\no\nCO\nW\nCO\nbi)\nri\nbo\nCM\nso\ns\n\u25a0\u00bb\n'\u00bb\n(^\n\u00a9 r-i -a\ncd\nW\nX\nO ;\nB\nri\na\n\u00a3\no\n\"CC?3o-\nO\no\nleg it?\n-a rf a 30\nC5 3Joa\nS\u00b0B 3 1\np\nrf\nfc\n\u00abJj _ 5 d\nP- >.a\u2122 3\ng-fcfll\ntUii\n^ ri rift 1-5\n5\n\"fc p rf O B\nrnofc^^\nTH\n\u25a00-1 CO\nH- Ifl\nS-Ph\n&a\nri-\no \u00a9 o o \u00a9\no\noo o -* i\u2014 m\n*3\nco \u00a9 m oi t-\n\u00a9\naft\nri\ns&\n\u00ab\nO\n^\n\u201e\nft\nOl CO O \u00a9 Ol\nCO\nr-.\n10,-2\n4,5\n1,8\n$9,1\n^ftO\nH\nm\nin\n*\n- m \u00a9 \u00a9 \u00a9\n\u25a0 HH Ol \u00a9 \u00a9\n\u25a0 m cm r- m\nCO H-. Ol -* C\n\u00a9 \u00a9 CO Ol C\nCM X Ol 00 CJ\nSoo\nS^SS-H-\n3 fl fi r\nhUh a a\na-a a a g\nlloi.r\n\"P 3 tt)\n\u00a73-2\n.5 n Tr\" tt -E\niJX C3 rf rf\no S \u00ab5S\nif \u00a73 a\ng |g go\n\"fc 3 cS \u00a9'*9\nCQCSfctf D\nri^p P 96\nKeport of the Superintendent op Insurance,\n1917\n1\u20141 \u00a9 \u00a9 m co\nr-\nl-H Ol X\u00a9 \u2014\nCM HH l- \u00a9 CO\n00\nCO X -HH \u00a9 \u00a9\nCO \u00a9 HH 00 Ol\n<3P\nl^OCOWN\n\u00a9\n\u2014 \u00a9 X X CO\n0?\nCO- i-h CO \u00a9 OC\nHH \u00a9 X \u00a9 \u00a9\nt-\n*rf\nI\u2014 X X \u00a9 CO\nin\n-3\nm\n\u00a9 HH CO CO \u00a9\n\u00a9 \u25a0* co oi m\nm\nO\nrH \u00a9 r-\n\u00a9 X\nH\nHH 01\nX\nH\na\nX I-H\n\u00a9\nCM J-\na\n\u00a9\n-5&\n\u2022\u00bb\n4&\nCO \u00a9\nHJ.\ntt\n0 0\n\u00a9\nfc \u2022\nI-H 00\n\u00a9\nfc- 3\n0 \u00a9\n0\nCP^i\nr^ \u00a9\nO <\njs-12\n\u00a9 \u00a9\n0\n\u00a33\nCO r-i\nm\n\u00a9 \u00a9\n0\n\u25a0\u2022i\n-e ^\nm x\nCO\nffl\nco\"\nrt\n0 a\nHh\"\n1 m\n\u00a9 tt)\n4&\n35\nCO\n1 CO\n\u00ab!P3\n<%\nH\n\u25a0S&\n&?\nrM\nca\nI8\n\u00a9 \u00a9\nQ\ntt\nE O\n\u00a9\n\u00a9 \u00a9\n0\n\u00a9\n1 2\nT!\n\u00a9 \u00a9\n' \u00a9\n0\n1 s\na\n\u00a9 v--\n1 -0\nm\nm\nin oc\nCO\na: *rf\n\u00bb\n\u00ab\nt:\n0-\nrf -\u00a3\nfc\n00\n\u00b0&\n1\nj\ns\ne&r\"\n@\u00bb\nO\n1\n(-- CO \u00a9 \u00a9 u-\nt- \u00a9 m 0 01\nm\nrH fc- CO CO \u00a9\nIs\nHH \u00a9 r- 00 m\n\u00a9\nCD\nif\nrH x 00 01 \u00a9\nte\n\"ri\nic,N \u00a9 m \u00a9\n1 \u00a9\nHH Ol CO X \u00a9\nX\n\u00a9 01 \u00a9 \u00a9 r-\n1 \"\u25a0*\n^3\n\u25a0HH \u00a9 \u00a9 >* 1\u2014\n\u00a9\nco m (\u2022- \u00a9 X\n\u00a9\n$\n-\u25a0\u00a7\" =\nIH >, rf H -\n3\u00ab \u00ab0i\nj\n| 3\nc\n\u00absgc\u00bb\u00bb\n3 ? ua ,\na S130 0\n= -51^\nh.S S^5\nj\nc\n\u25a0a-a a\u201e .\n~P rf -fci >-.r\nE-\nH\nfc B ri 0 E\n'1. P ri 01:\n\u25a0XOfcP^t\n5\nCOfc^t\nH \u00a9\nP\nIt\n\u25a0I 1C\nj\nO\ncX\n^1\n.ir 7 Geo. 5\nBritish Columbia.\nP 97\nINVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE\nINSURANCE COMPANIES.\n(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life Insurance Companies, post.)\nName of Company.\nAmerican Central Insurance Co\t\nBoiler Inspection & Insurance Co\t\nBoston Insurance Co\t\nBritish America Assurance Co\t\nBritish Columbia Plate Glass Insuranee Co\t\nBritish Crown Assurance Corporation, Ltd\t\nCalifornia Insurance Co\t\nCanada Accident Assurance Co\t\nCanada National Fire Insurance Co\t\nCanadian Surety Co\t\nCentury Insurance Co., Ltd\t\nCommercial Union Assurance Co., Ltd\t\nDominion Fire Insurance Co\t\nDominion of Canada Guarantee & Accident Insurance Co..\nGeneral Accident Assurance Co\t\nGeneral Accident Fire & Life Assurance Corporation, Ltd.\nGlens Falls Insurance Co\t\nGlobe & Rutgers Fire Insurance Co\t\nGlobe Indemnity Co. of Canada\t\nGuardian Accident & Guarantee Co\t\nGuardian Assurance Co., Ltd\t\nHartford Fire Insurance Co\t\nHome Insurance Co ,\nHudson Bay Insurance Co.\t\nImperial Guarantee & Accident Insurance Co\t\nImperial Underwriters Corporation\t\nInsurance Co. of State of Pennsylvania\t\nLaw, Union & Rock Insurance Co., Ltd\t\nLiverpool-Manitoba Assurance Co\t\nLondon & Lancashire Guarantee & Accident Insurance Co.,\nLondon Guarantee & Accident Co., Ltd\t\nLondon Mutual Fire Insurance Co\t\nLoyal Protective Insurance Co\t\nMaryland Casualty Co\t\nNational Ben Franklin Fire Insurance Co \t\nNational Benefit Life &. Property Assurance Co\t\nNational Fire Insurance Co. of Hartford\t\nNational Plate Glass Insurance Co\t\nNational Union Fire Insurance Co\t\nNorth American Accident Insurance Co\t\nNorth British Ol\n\u00a9lOaiOi-iOrHit*\nT\nfc \u25a0\ni\u2014i n -* iq cm m co o \u00a9 co 55 a\nOH -Olc-Ol \u00a9iQ\u00a9\u00a9\u00a9\nCOO\u00a9iQ010.Cc~\u00a9\ns\n3-3\n3-a\nSI\ncor-oivo\u00a9\u00a9\u00a9oi a.- co co \u00a9\n\u00a9Ol \u25a0 i\u20141 IO rH \u00a9\u00a9\u00a9\u00a9IO\nCOHCHHOHC\nO\nm\nemoHH\u00a9co\u00a9rHoo \u25a0 o o h c\nHi CO \u25a0 Ol \u25a0\u00ab* i\u2014i \u25a0 \u25a0 \u00a9 CO i\u2014i -H\" !>\u25a0\nC001\u00a9\u00a9\u00a9\u00a910\u00a9\nt-\n\u00a9 t--_\u00a9 -H r- \u00a9 \u00a9 H- Pj i~ x> co -hh\n-tH IQ_ \u25a0 lC H ;t ^\" > O H U5 CO.\u00a9\nQ0CO\u00a9HHCO\u00a9\u00a9\u00a9\n\u00a9\nM\n\u00b0 3\nOf r-T Hh\" \u00a9\" CC\" \u00a9 CO 1 -~ te i-h\" i> \u00a9\nc\u00a9 hT ; r-H\u00a9 \u00a9\"te te \u00a9\"\u00a9 o\"co\"\u00a9'\nCOrH ,J>HTfl ^ ^ c5 H* -Xj CC \u00a9\n00 !>T CO Of \u00a9\" rH rH \u00a9\n\u00a9\nr\u20141\nP\n\u00a9 \"O CO iQ X) iQ CO Ol rH \u00a9\u00a9\nCC \u00a9 Cl CO \u00a9 \u00a9 Ol\n5\nCO Ol JO CO Ol\nrH IQ . \u00a9 HH rH J>\nCO Ol rH \u00a9 CO rH\na 3\ni> o\ncfi\nrC^rH\nIrH*\nt--\nM\ngo\nh a\nz CjS\nmco \u00a9\u00a9\u00a9\u00a9\u00a9 \u00a9 iO\nIQ \u2022 \u00a9 \u00a9 \u00a9 CO \u00a9 \u00a9\n\u00a9\u00a9 \u00a9\u00a9\nP\no\naj\ni\u2014i u- \u00a9\u00a9\u00a9\u00a9\u00a9 m co\nCO \u25a0 \u00a9 \u00a9 CO r-i^ti O\n\u00a9 IQ \u00a9 \u00a9\n.\na &.\nhe\na \u00a3\nCO\u00a9 \u00a9 \u00a9 \u00a9 iO \u00a9 \u00a9 J>\nco \u25a0 iq \u00a9 co r-i-H- \u00a9\n\u00a9 r- \u00a9 \u00a9\n^\nSS \u00bb\n\u00a9 r-t H_; CJ \u00a9 ip \"I ^kJHI^Mk,\n_; IO \u25a0 \u00a9 \u00a9\u25a0 \u00a9 _ \u25a0 \u2022 Ol \u00a9 \u25a0 \u00a9 \u25a0\n75 hh -1- 1- 1- p? r^ \u00a9 iq pj ,- *-->\n\u2022OOOi-t.j.^\n1 c\nH< GO PS 'Xj \u00a9\u25a0 7-1 HC-31-vlC^\n^S \u00a9 co 0 0 per pr p^\n1 \"**\np\n\u25a0<\u00ab\nCO*l>^tei hTco\"\"*\u00a9 COr-i i-h te co'te\ni-H IO ^ \u00a9 HHCO\u00a9\u00a9-*\nfe of ! t-\"HH\"r-H te te \u00a9icfte i> te\n^ . i-HlO^^\u00a9\u00a9^lQ^\nte \u00a9\"hh\"\u00a9\" of tete te\n^ \u00a9 Ol Ol ^ ^ ^\n0\n'\no\ni\u20141 io ^1 CO tO rH\n00 \u00a9 IO r-i\n01 CO \u00a9\nCC\n'\n\u00ab\nfc\n!*\nV\nO\n\u00a9 \u00a9 O O \u00a9\nCO\n1\nOJ tt\n^r^rJrJ^rJ^^^-J-JKlfO\nO \u00a9 \u00a9 OO\n-h. ^rP\" r~i I-S a^^ ^ \u00a9_^J ^^^^^^ \u00a9_\u00a9 r^ hJ -P hh.\nc\np\n^^^r?^^^^rS^^^S\nr^S^^^g^^S^^^^^^^Sg^^Sfe\nC\n0-\nP\n6\nq\n'\u2022\/\nP\nO \u00a9\u00a9\u00a9\u00a9\u00a9\u00a9iO o\u00a9\n\u00a9\u00a9\u00a9\u00a9O\u00a9 iO\u00a9 \u00a9\u00a9\u00a9\u00a9iQOl \u00a9\ntr\nip\n\u00a9 \u00a9 O \u00a9 O \u00a9 \u00a9 CO Ol \u00a9\n\u00a9\u00a9iQ\u00a9\u00a90 OIH\". 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Cl -r \u00a9\u25a0 PC \u00a9 \u00a9 1- iQ PC X iQ \u00a9 IQ \u00a9\nl> co \u25a0\u00a9 r-i hh co \u00a9 in- oo iq iq o co\n\u00a9_CP \u00a9^CC 1C_X CC r-i \u00a9 CC CO Ol Hh I -^ rH Ol r-i IQ iQ 1\u2014 \u00a9\np p\nco\" \u00a9\"r^ r-T hh\" co h*n io\" icf x of \u2014\nio\"\u00a9\"\u00a9\" hh\"co\"\u00a9\" co'i--\" -n'of \u00a9\" of of \u00a9of i-h nf of 0\" 00\" \u00a9\n0\"\n0\nB &H\n3\n\u00a9 \u00a9 HH \u00a9 rH \u00a9 1- CC IC- Ol rH \u00a9 1~~\nX \u00a9 iQ CO Ol P Cl H N O \u00a9 CC 1- \u00a9 I-h -H \u00a9 HH CO iQ\na a\nfc\np p\n\u00a9 HH l-H CO Ca-^i CO CO HH rH rH_CO\ni-h'iO -hT of of \u00a9 CO\"\no m\n1>- IO \u00a9\nOl \u00a9\nIQ 35\nOICOX -0\u00a9-HH\u00a9COiQ\u00a9HH\u00a9\u00a9\n\u25a0* O rH \u25a0 H- \u00a9 1.-. -r C * \u00a9 rH \u00a9 \u00a9 i-H\n_q -a \u00a3: -g\nJV- r-i O \u00a9\n\u00a9\u25a0 iO\nCCC1C\nOl \u00a9 CO\na\nfc\n\u00ab\naj\n5 *h o o <3\n\u00a9 Ol HH\nOl \u00a9\nIO Ol\n00 \u00a9 CO^\n\u00a9_\u00a9\n1HOI1-H H O CC| GO CM CO IO H CO\ng 0 \u2122 rP P\nB o _.,\nfc f-H.g-S\nof of\n^\n\u25a0*\u00a9\"\neo\"i-H*\n-*\"of ! ofi> nf\nO O\n\u00a9\u00a9O\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\n0\u00a90\u00a9\u00a90\u00a9\u00a90\u00a9\u00a9 \u00a9\u00a9\u00a9\u00a9OO\u00a9\u00a9\u00a9\u00a9\n\u00a9\u00a9OOOOOOO\u00a9\u00a9 \u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\nc\no\u00a9\u00a9o\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\u00a9\nA\n\u00a9O1\u00a9HHIc-O\u00a9\u00a9\u00a900\u00a9tpO\n\u00a9 \u00a9 \u00a9 CC CC -HH \u00a9 Xj r\u2014. 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CO HH \u25a0\u00a9 1-1 \u00a9 HH CO -\u00a9 \u00a9 \u00a9\nri\nP\nP\nHH\nP\nB \"3\nfc a e\"^\n\u00a9 io \u00a9 - co \u00a9\n\u25a0HH CO iO\n\u00a9 IQ HH rH\n\u00a9 Ol 0 Ol \u00a9\n^ r-i r-i r-i CO r-t \u00a9\nCO -*\n\u00a9 CO\nr-l rH\u00a9\n!-\"\u00a9\"\nCO rH -* Ol\nte 'SC:,H **\nIQ\n\u25a0 tt\n'ri\n(Mi-H'-H\u00a9\u00a9COCO\u00a9C0l>-\u00a9\u00a9-^\nlO\u00a9CCO\u00a9COiQt--\u00a9\u00a9I-H-\u00a9---hCO-H\nrHOJ\u00a9rH0101\u00a9\u00a9COC--COiQCOHH\u00a9COOT01HHCOCOCX\noc\nS\nP\no\na &\ni\u2014ic\u00a9io\u00a9i>r-ooi^co\u00a9--i'ioHH\n\u00a9CO\u00a9\u00a9\u00a9i01QI>-CO\u00a901\u00a9i\u2014IC0rH\u00a9\u00a9\u00a9C0Ol\u00a9H-\n1\n00 CO Ol CO CO CC i\u2014\u25a0 \u00a9 \u00a9 I-- I- \u00a9 \u00a9\nrH rH \u00a9 \u2014 \u00a9 X: Cl ~ \u00a9\u25a0 CC \u2014 \u00a9\u25a0 Cl \u2014 J.C r-H CO rH X \u00a9 1- T\n\u00a9 HH iO Cl >~ 7-1 CC \u00a9 \u2014i X D HH Cl X iO CC -H X Xj \u00a9 \u00a9 1\u2014\n0\nB&$\n00 HH HH I-- rH \u00a9 \u00a9\u25a0 i.C HH CO \u00a9 \u00a9^\u00a9\n2^\ns\n0\nCO\nE\nco co i-h \u00a9\"\u00a9 \u00a9 i-h\"co\"cfcoio''oo \u00a9\n0 rH* of r-T \u00a9\"hh\" \u25a0 q'iq\"\u00a9\" co t> \u00a9*co* o5\"o\"co\"co\"o\"\u00a9 hh\"cc\na\nw.\n03 CD\nIO \u00a9 rH O] \u00a9 !\u20141 1- CO HH \u00a9\nCO IQ rH CO iQ I\"- \u00a9 HH Ol CO HLCffll-HMCOH 1-\na\nc a\nr-H rH CO r-i\ni-H rH Ol CO rH Ol\nc\nA\nPh -j\n9&\n0\nP\nb\n. ^d\n>t ^\nO\nEH\nP\nP\nT3\nB\nri\nO\n; >.\nri\n<\n\u25a0 oj -J3\n: = \u00a7\n3-3-3\n\u25a0 fc c-\nri c 'Z\nri , -\nsP\nB \u00bb\n\"ri\nti\na\nCC\nri\na\nfc\n?Or5\nS^ a\n0 S o\nOrS\nTi E\nfc ri\nri\nP\nw\nEH\nP\nO\nO\n\u00ab!\nP\n\"o\nO\no'Ih\nC\nri\na\ntt\u2014Y\u2014'\nri cyQ\n\u00b0\u00a3^\n'\u2014T\u2014'\n: :f|2c\n662261\n9 E 6 O B g\n-\u00a3riO\u00b0g B\n\u00a30 b g^^:\nHi\nri\na\n8\no\no\no\ncu\nB\nfc\nc\nc\nc\na\nc\n\u00a3\n|\n<\na\no S \"\no.2 g <-\nc o 55 c.\n<&%\u00a3\n\"H - -W \"-\nH 9 EV\"\n,-H-2 tt1-\naj tt T^ S .2 o\n-j c- j E 7\\\nB E 2 g O 6\nfc \u00a3 ri B10^ S\n5 5 Ej 5S ^ cj^-\n\u00ab ^ B \u00ab tt 5 a\nJSJ\u00a3 -< 5 c -\n^\"^M P fci d ^\n=2 \u00ab\u00a3 \u00bb;\u00a7 g S E\n:^-^.'h ~ M ig B\na _\nSt\n3\"\n5 ;\nJ 0\n2 6 \u00b02^-s\n3 Ci 30^ ,c\n1 i lr^\u00b0 3\n\\~ m tt c^ ^ | c\nB ^ rH=!|-< ^\n\u00a7 5 ^tt\u00bb.^S\ncj 0 tt\nE . Zi\nri 0 -=--\nfc rX ci J-\n^ b CJ\n\u25a0- fl-j- o,\nill?\nd\n\"O\nS\na\nri\na\nrl.\nc\nC\na\nc\nfc\n0\nP-\nE\nO\nE\nri\nO\nb_o\nE\n'\u25a0a\nB\nEH\nW\npq\n0\n\u2022^ rS =8^ c 2 5 ~ y ~ \u00ab-r c\n\u2022^^o^ooQaaoa ^\nnCUJ^iDajcjtjaiDMf-.';\nS^b 3^^ ,^i' ^^\u00bb\u00a3 =\nr\u00a7i^ 0 ^lU^aa- =^^-3g-rJ||g\nc V -w o^^-pcifcfcfco-; ^^gCHrt-\nu\nE\ncr\nC\na\n6-\nC\n-\n:-\n\u25a0?\nr\nHHE-\n6-\nfc\np\na c\nO\nr^l\n-a p-j a\nH S E^\nH _ c-\na\nfc\nC\nfc\nC\nr?\nZ\u00b1\n(i\nc\n- i-5 E\n\u00a3 7 Geo. 5\nBritish Columbia.\nP 99\nNET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1916.\nName of Company.\nThe Acadia Fire Insurance Co\t\nAetna Insurance Co\t\nAgricultural Insurance Co\t\nAlliance Assurance Co\t\nAlliance Insurance Co. of Philadelphia\t\nAmerican Central Insurance Co\t\nArizona Fire Insurance Co\t\nAtlas Assurance Co., Ltd\t\nBeaver Fire Insurance Co\t\nBoston Insurance Co\t\nBritish America Assurance Co\t\nBritish Colonial Fire Insurance Co\t\nBritish Crown Assurance Corporation, Ltd\t\nBritish Dominions General Insurance Co., Ltd\t\nBritish Northwestern Fire Insurance Co\t\nCaledonian Insurance Co\t\nCalifornia Insurance Co\t\nCanada Accident Assurance Co\t\nCanada National Fire Insurance Co\t\nCanadian Fire Insurance Co\t\nCentury Insurance Co., Ltd\t\nCitizens Insurance Co. of Missouri\t\nCommercial Union Assurance Co., Ltd\t\nCommercial Union Fire Insurance Co. of New7 York\t\nConnecticut Fire Insurance Co\t\nContinental Insurance Co\t\nDetroit Fire & Marine Insurance Co\t\nDominion Fire Insurance Co\t\nDominion of Canada Guarantee & Accident Insurance Co\nEmployers Liability Assurance Corporation, Ltd\t\nEquitable Fire & Marine Insurance Co\t\nFactories Insurance Co\t\nFidelity-Phenix Fire Insurance Co\t\nFire Association of Philadelphia\t\nFireman's Fund Insurance Co\t\nFiremen's Insurance Co\t\nFranklin Fire Insurance Co. of Philadelphia\t\nGeneral Accident Fire & Life Assurance Corporation, Ltd.\nGeneral Fire Assurance Co. (Paris, France)\t\nGerman Alliance Insurance Co\t\nGerman American Insurance Co\t\nGlens Falls Insurance Co\t\nGlobe & Rutgers Fire Insurance Co\t\nGuardian Assurance Co., Ltd\t\nHartford Fire Insurance Co\t\nHome Insurance Co\t\nHudson Bay Insurance Co\t\nImperial Underwriters Corporation of Canada\t\nImperial Guarantee & Accident Insurance Co. of Canada.\nIndustrial Fire Insurance Co\t\nInsurance Co. of North America\t\nInsurance Co. of State of Pennsylvania\t\nLaw, Union & Rock Insurance Co., Ltd\t\nLiverpool & London & Globe Insurance Co\t\nLiverpool-Manitoba Assurance Co\t\nLondon Assurance Corporation\t\nLondon & Lancashire Fire Insurance Co., Ltd.\t\nLondon Guarantee & Accident Co., Ltd\t\nLondon Mutual Fire Insurance Co\t\nMarine Insurance Co., Ltd\t\nMechanics & Traders Insurance Co\t\nMercantile Fire Insurance Oo \t\nMerchants Fire Assurance Corporation\t\nMichigan Commercial Insurance Co\t\nMichigan Fire & Marine Insurance Co\t\nMillers National Insurance Co\t\nMinneapolis Fire & Marine Insurance Co\t\nMount Royal Assurance Co\t\nNational Ben Franklin Fire Insurance Co\t\nNational Benefit Life & Property Assurance Co., Ltd\t\nNational Fire Insurance Co. of Hartford\t\nNationale Fire Insurance Co. (Paris, France)\t\nNational Union Fire Insurance Co.\t\nNewark Fire Insurance Co\t\nNew Jersey Fire Insurance Co\t\nNew Zealand Insurance Co., Ltd\t\nNiagara Fire Insurance Co.\t\nNorthern Assurance Co\t\nNorth British & Mercantile Insurance Co.\t\nNorth Empire Fire Insurance Co\t\nNorth West Fire Insurance Co\t\nNorthwestern Mutual Fire Association\t\nNorthwestern National Insurance Co \t\nNorwich Union Fire Insurance Society, Ltd\t\nCarried forward\t\nNet Premiums.\nNet Amount of\nLosses incurred.\nNet Amount of\nLosses paid.\n$ 17,681 15\n$ 3,999 19\nS 3,939 19\n51,632 71\n13,228 72\n13,150 57\n9,569 52\n3,152 00\n2,829 00\n23,804 62\n5,503 24\n5,487 99\n15,259 72\n2,305 19\n2,423 76\n3,402 70\n1,048 41\n948 41\n1,260 02\n1,851 93\n1,851 93\n23,441 12\n9,147 37\n9,147 37\n5,928 13\n1,013 29\n1,013 29\n15,133 62\n4,215 90\n7,400 99\n45,978 71\n27,409 00\n21,088 35\n10,789 07\n4,284 51\n4,274 51\n26,364 55\n10,152 96\n10,195 96\n11,303 77\n1,952 93\n1,952 93\n4,299 28\n1,745 60\n1,743 60\n42,945 53\n20,171 40\n19,717 90\n18,172 58\n14,534 90\n14,275 01\n5,141 86\nNil.\nmi.\n34,197 95\n22,788 60\n22,781 60\n20,178 18\n3,314 26\n1,239 26\n10,074 78\n697 61\n185 36\n7,514 81\n3,873 64\n4,097 34\n93,395 76\n75,702 33\n77,421 37\n7,411 08\n2,416 94\n2,520 30\n32,248 78\n12,311 43\n12,382 62\n33,445 51\n5,801 68\n6,469 30\n6,303 95\n608 83\n324 23\n10,470 70\n7,981 91\n7,981 91\n994 40\nmi.\nNil.\n41,799 02\n5,001 34\n4,663 39\n3,431 36\n963 95\n965 14\n46,023 66\n14,749 86\n13,992 48\n9,714 67\n6,294 24\n6,882 11\n29,618 42\n4,866 91\n7,200 90\n13,291 95\n3,556 45\n3,855 65\n3,877 71\n1,033 62\n1,748 53\n21,116 18\n3,246 36\n3,707 96\n10,629 71\n1,551 72\n551 72\n1,529 56\n720 32\n422 32\n19,053 61\n15,467 72\n13,253 72\n30,312 34\n16,344 30\n17,934 30\n87,445 27\n11,407 63\n11,266 37\n86,920 07\n46,292 12\n35,190 39\n91,223 42\n18,779 71\n20,572 89\n58,489 30\n45,043 73\n44,615 54\n81,211 43\n11,924 08\n11,442 64\n28,848 83\n10,098 48\n10,769 94\n139 00\nSit.\nMl.\n7,876 00\n179 21\n51 21\n38,964 44\n7,433 31\n7,608 '48\n20,001 04\n196 82\n196 82\n14,729 22\n10,103 58\n10,169 13\n146,878 19\n68,538 12\n56,867 07\n34,292 94\n23,261 54\n22,909 29\n52,964 01\n24,645 61\n22,559 61\n. 88,688 47\n63,155 19\n56,627 44\n2,576 61\n5 00\n5 00\n42,414 16\n23,008 18\n21,773 18\n3,020 03\n790 32\n790 32\n6,933 37\n1,845 60\n1,906 58\n26,642 99\n9,866 59\n19,668 12\n7,710 88\n6,807 61\n5,648 51\n13,401 87\n9,068 62\n9,120 65\n5,437 88\n2,668 85\n1,964 25\n3,898 81\n4,876 79\n2,426 79\n10,268 64\n2,462 27\n1,962 92\n39,613 83\n20,934 50\n20,042 55\n11,071 55\n1,967 47\n2,624 57\n14,746 87\n2,746 97\n2,156 57\n58,698 71\n40,007 66\n27,163 96\n20,843 63\n11,767 48\n16,153 64\n20,956 67\n9,242 95\n9,443 98\n12,577 27\n3,989 47\n2,970 05\n11,338 08\n2,395 07\n4,326 07\n21,536 74\n8,749 02\n9,762 55\n30,351 48\n11,794 08\n12,070 28\n68,890 52\n27,449 00\n25,597 71\n53,099 68\n22,197 57\n21,447 57\n10,471 35\n10,676 78\n10,676 78\n8,492 76\n1,593 88\n1,589 99\n8,795 71\n611 80\n611 80\n7,677 46\n4,858 61\n4,855 61\n60,264 71\n23,034 19\n8930,466 02\n21,483 23\n$2,139,151 54\n$899,112 42 P 100\nEepoet op the Superintendent of Insurance,\n1917\nFire Insurance Pbemiums and Losses\u2014Concluded.\nName of Company.\nBrought forward\t\nOcean Accident & Guarantee Corporation, Ltd\nOccidental Fire Insurance Co\t\nPacific Coast Fire Insurance Co\t\nPacific Fire Insurance Co\t\nPacific States Fire Insurance Co\t\nPalatine Insurance Co., Ltd. -\t\nPhenix Fire Insurance Co. (Paris, France)\t\nPhoenix Assurance Co., Ltd\t\nPhoenix Insurance Co. of Hartford\t\nProvidence Washington Insurance Co\t\nProvincial Insurance Co., Ltd\t\nQuebec Fire Assurance Co\t\nQueen Insurance Co. of America\t\nReliance Insurance Co. of Philadelphia\t\nRhode Island Insurance Co\t\nRoyal Exchange Assurance\t\nRoyal Insurance Co.\t\nSt. Paul Fire & Marine Insurance Co\t\nScottish Union & National Insurance Co\t\nSpringfield Fire & Marine Insurance Co\t\nStuyvesant Insurance Co\t\nSun Insurance Office\t\nSvea Fire & Life Insurance Co\t\nUnion Assurance Society, Ltd\t\nUnion Fire Insurance Co. of Paris, France\t\nUnion Marine Insurance Co., Ltd\t\nVulcan Fire Insurance Co. of Oakland, Cal....\nWestern Assurance Co\t\nWestchester Fire Insurance Co\t\nYorkshire Insurance Co., Ltd\t\nTotal\t\nNet Premiums.\n$2,139,151 54\n11,844 05\n3,821 90\n23,176 22\n21,000 07\n2,518 46\n30,636 26\n6,310 29\n248,679 83\n39,137 35\n15,617 58\n4,064 81\n11,731 20\n71,381 33\n10,641 12\n3,831 31\n41,339 45\n90,895 19\n14,985 00\n50,188 10\n35,691 01\n19,694 86\n44,041 89\n15,153 99\n40,482 44\n19,958 90\n3,399 30\n7,039 16\n44,929 87\n25,701 96\n24,841 43\nNet Amount of\nLosses incurred.\n83,121,885 87\n$930,466 02\n927 32\n554 85\n4,297 36\n8,351 70\n201 50\n27,889 92\n2,477 69\n135,199 08\n16,230 30\n5,625 53\n548 23\n5,643 53\n37,377 12\n1,710 21\n419 33\n3,819 79\n58,434 32\n3,859 26\n16,134 02\n28,543 55\n16,871 39\n6,958 41\n3,981 13\n13,257 00\n9.580 91\n790 00\n3,S64 84\n20,285 36\n11,883 57\n2.581 55\n$1,378,764 79\nNet Amount of\nLosses paid.\n$899,112 42\n797 32\n554 85\n4,163 56\n9,516 39\n156 00\n28,071 45\n2,427 69\n112,207 26\n14,983 28\n4,154 10\n548 23\n5,970 38\n31,486 53\n1,678 78\n2,577 13\n3,736 12\n49,074 39\n3,864 96\n14,419 02\n17,936 55\n8,601 00\n8,697 75\n3,612 43\n13,305 75\n9,592 10\n755 00\n3,904 65\n20,298 79\n11,857 39\n2,575 23\n,290,641 50\nSummary.\n1912\t\n1913\t\n1914\t\n1915\t\n1916\t\nTotals\nNet Premiums.\nNet Amount of\nLosses incurred.\n$ 3,535,653 32\n$1,084,890 57\n3,790,094 12\n1,149,144 94*\n3,592,878 30\n1,696,7S0 49\n3,180,168 66\n1,176,835 11\n3,121,885 87\n1,378,764 79\n$17,220,680 27\n$6,4S6,415 90\nNet Amount of\nLosses paid.\n$1,065,489 36\n1,043,254 41\n1,542,845 20\n1,313,759 23\n1,290,641 50\n$6,255,989 70\n* Approximate. 101\nNET PREMIUMS AND LOSSES, 1916. MISCELLANEOUS BUSINESS.\nName of Company.\nAccident.\nSickness.\n. Liability.\nAutomobile.\nBCROLARY.\nGuarantee.\nPlate Glass.\nMarine.\nLive Stock, Steam-boiler,\nSprinkler Leakage, and\nInland Transportation.\n(Indicated by Initial\nLetters.)\nTotal\nPremiums.\n$ 43,770 52\n11,686 17\n1,189 28\n6,468 22\n2,816 67\n9,940 26\n5,753 42\n73,792 35\n7,299 26\n47,555 26\n40,943 27\n6,279 05\n83.255 69\n3,574 68\n33,179 11\n15,661 50\n329 24\n49,634 51\n167 50\n6,991 13\n103,500 75\n168 30\n17.256 19\n16,125 31\n8,466 61\n3,576 74\n5,733 69\n42,669 80\n15,272 23\n2,216 93\n1,415 50\n658 05\n357 88\n7,811 82\n5,463 90\n\u2014 6 13\n1,082 19\n3,267 46\n945 84\n1,121 93\n7,201 51\n7,435 44\n39,026 31\n2,878 01\n6,330 35\n4,164 13\n607 73\n45,112 31\n155 00\n7,945 00\n7,918 12\n05\n13,266 13\n657 50\n703 00\n4,302 67\n7,976 05\n18,383 83\n5,905 88\n2,011 07\n1,028 02\nTotal\nLosses.\nUnsettled\nClaims.\n$ 3,120 00\nNil.\nNil.\nNil.\n476 00\nNU.\nNil.\n25,291 43\nNU.\n1,181 31\n169 90\n110 00\n18,360 00\nNU.\n6,883 10\n10,576 80\nNU.\n2,761 00\nNil.\n5,790 05\n11,120 49\nNU.\n1,095 00\n5,218 10\n3,280 00\nNU.\nNU.\n63,635 00\n828 90\nNU.\n618 00\n50 00\nNil\n228 63\n759 65\nNU.\nNil.\n6,201 00\nmi\n41 07\n11,880 00\n30 00\n8,150 00\nNU.\nNU.\nNil\nNil\n36,310 00\n4 07\nNU.\nNU.\nNil\nNU.\nNU.\nNil\n7,530 00\n605 00\nNU.\n1,059 17\nNU.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\n$ 42,738 63\n11,686 17\nLosses.\nPremiums.\nLosses.\n$ 1,031 89\nNil.\n$ 19,979 64\nNil.\n$ 19,979 64\nNU.\nNil.\n4,243 52\nNil.\n5,034 23\n21,502 75\n65,618 22\n802 45\n11,382 79\n11,947 75\n2,270 62\n32,438 23\n842 19\n41,898 82\n7,467 72\n100 00\n17,538 37\nNil.\n3,755 46\n64,674 36\nNil\n7,776 93\n6,062 03\n5,413 19\n1,526 20\n1,317 30\n18,563 77\n5,640 50\n442 00\n486 62\n616 30\nNU.\n2,537 57\n3,831 88\n96 75\n646 04\n2,331 29\n60 17\n181 84\n7,406 73\n901 62\n20,226 05\n884 00\n4,335 64\n1,882 50\nNU.\n23,924 79\n9 00\n6,675 00\n7,390 76\n1,095 83\n5,121 28\nNU.\n104 82\n5,164 99\n720 66\n10,945 02\n985 85\n2,114 70\n417 40\n1\n2\n$1,189 28 S.B.\nNil.\n3\n6,468 22\n2,816 67\n4,243 52\nNil.\n4\n5\n$ 9,910 26\n$5,034 23\nfi\n7\n5,753 42\n21,502 75\n7\nCanada Accident Assurance Oo\t\n$ 3,880 71\n$ 1,614 58\n$ 1,506 53\n$ 815 66\n$ 66,310 18\n$ 62,435 21\n1,218 11\n$ 103 67\n$ 10 75\nNil.\n$ 199 15\n7,299 26\nNil.\n$ 802 .45\n636 32\n619 10\n8\n9.\n10.\nq\ntl7,555 26\n11,382 79\n10\n21,283 52\n2,996 90\n7,081 10\n376 88\n5,841 97\n206 00\n1,405 10\nNil.\n14,143 23\n1,455 28\n361 50\n222 80\n930 80\n1,505 75\n519 62\n1,388 77\n56 23\n117 50\n62,831 92\n13 00\n48 25\n27 50\n739 32\nNil.\nNil.\n$ 5 00\n1,165 20\n233 85\n1,848 32\n874 23\nNil\n134 18\n1,003 07\n725 80\nn\n1,520 00\n28,706 09\nNil.\n1,448 02\n11,126 55\n224 15\n4,422 82\n1,110 66\n25 00\n803 79\nNil.\n1,442 38\n100 00\n12\n13\n574 97\n780 96\n1,393 51 S.B.\nNil.\n14\n28,756 29\n40,456 11\n15\n16\nGeneral Accident Assurance Co. of Canada\t\n2,893 08\n816 56\n207 83\n10,820 96\n6,343 33\n\u2014 91 O0S.B.\n329 21 L.S.\nNU.\n$100 00 L.S.\n16\n17\n17\n16,602 71\n1,260 66\n\t\n12,753 20\n5,146 19\n16,101 26\n6,053 51\n3,295 95\n2,078 01\n50 50\nNil.\n530 86\n167 50\n160 00\n1,321 10\nNil.\nNil.\n355 19\n88 39\n18\n19\n20.\n21.\n1,379 76\n1,073 58\n175 75\n218 93\n762 21\n51,903 36\n127 25\n22,601 14\n1,398 72\n25,618 85\n3,033 09\n21,493 06\n164 24\nNil.\n126 20\n1,250 61\n61 18\n103 07\n20\n22,303 25\n168 30\n6,140 07\n5,690 98\n9,839 77\nNil.\n3,385 28\n504 44\n21\n22\n23.\n24.\n26.\n6,581 86\n2,670 12\n3,125 03\n1,615 78\n84 00\nNil.\n1,177 05\n100 25\n148 68\n5 50\n23\n10,434 33\n5,557 59\n24\n378 50\nNil.\n159 00\n75 00\n7,929.11\n5,338 19\n25\n3,576 74\n1,526 20\n26\n27.\n28.\n29.\n30.\n31.\n32.\n33.\n34.\n35\n5,733 69\n1,317 30\n27\n11,263 96\n3,865 39\n2,539 50\n2,797 90\n1,129 01\n1,126 33\n99 99\n839 64\n23,406 68\n2,671 89\n15,496 68\n685 97\n3,035 92\n3,657 49\n427 60\n845 20\n3,834 23\n2,412 16\nNil.\nNil.\n::::::::::\n28\n1,238 97\n171 79\n29\n2,216 93\n412 00\n30\n*1,145 50\n*486 62\n31\n558 05\n616 30\n322 23\n33\n158 06\n*5,163 90\nt357 88\nNU.\n33\n15 00\n*3,831 88\n342 00\n58 75\n2,370 93\n662 35\n1,683 90\n922 46\n84 50\n360 85\n1,828 26\nNil.\n607 24\n\/ 344 13 S.L.\n\\ 92 50S.B.\n176 65 )\n19 28 f\n34\n35\n36\n\u2014 6 13\n1,082 19\n96 75\n545 04\n36\n37\n37\n33.\n39\n3,267 15\n$ 2,331 29\n38\n945 84\n60 17\n39\n1,121 93\n215 60\n501 93\n1,512 48\n181 84\n44 15\n97 00\n540 36\n40\n599 47\n1,663 95\n10,268 65\nNil.\n308 39\n4,768 65\n71 03\n891 26\n1,152 26\n60 53\n123 13\n1,563 78\n4,891 16\n3,848 47\n17,918 90\n6,802 99\n305 50\n12,877 71\n1,421 25\n526 83\n4,594 27\n499 06\n67 60\n358 83\n41\n42\n13\nOcean Accident & Guarantee Corporation, Ltd\t\n578 75\n116 72\n43\n2,873 01\n884 00\n44\n*6,330 35\n*4,335 61\n45\n4,164 13\n1,882 50\nt607 73\n46\n17\nNU.\n47\nIH\nRailway Passengers Assurance Co .. \t\n10,918 19\n*155 00\n2,456 53\n*9 00\n3,611 89\n2,764 05\n23,119 63\n14,671 03\n4,692 38\n1,278 29\n18 00\nNil.\n1,751 75\n2,595 51\n997 17\n159 38\n48\n19\n49\n7,945 00\n6,675 00\n50\n1,149 02\n3,672 13\n610 18\n248 13\n2,172 47\n1,475 50\n3,956 45\n1,995 00\n51\n62\n2,706 06\n1,095 83\n59,\n63\n2,901 74\n657 60\n351 05\nNil.\n10,397 56\n1,770 18\n\u2014 33 16 I.T.\nNil\n53\n54\n185 75\n1,256 21\n670 87\nNil.\n5,164 99\n85 70\n517 25\n104 82\n55\n56\nUnion Marine Insurance Co., Ltd\t\n46 33\nNil.\n16,206 35\n56\n188 31\n73 20\n1,769 70\n558 37\n607 85\n223 74\n112 81\n57\n7,043 72\n3,199 28\n442 36\nNil.\n7,926 27\n6,596 80\n1,253 93\n166 30\n58\n5,905 88\n8,011 07\n986 86\n2,114 70\n59\n10 50\n110 00 L.S.\n60\n61.\n103 13\n125 00\n\u2022$47,836 90\n122 05\n$100,723 51\nNil.\n90 27\n$282,166 25\nNil.\n224 75\n$93,559 32\n$1,585 42\n47 52\n$28,535 73\n81 90\n$13,261 61\n200 00\n61\n$365 85\n$36,004 46\n$13,995 01\n$120,121 57\n$126,329 46\n$43,025 24\n$191,399 19\n$28,428 49\n$200,464 08\n$3,661 80\n$495 93\n$873,030 03\n$459,233 09\n$238,663 67\n* Includes sickness. t Premiums written less return premiums and reinsurance paid licensed companies. 7 Geo. 5\nBritish Columbia.\nP 103\nREPORTS ON FIRES IN CITY AND DISTRICT MUNICIPALITIES, 1916.\nI. FlEES REPORTED.\nDistricts reporting.\nNumber.\nAmount of Loss.\nCity Municipalities.\n3\n20\n9\n$ 9,296\n64,252\n26,334\n1\n13\n3\n3\n13\n6,500\n5,846\n2,300\n2,650\n1,885\n9\n8\n2\n21\n10\n23\n17\n2\n3\n3\n153,225\n10,035\n440\n5,491\n4,139\n68,135\n6,316\n2,150\n110\n166\n20\n7\n10\n11\n68,187\n10,792\n60,892\n2,819\n1\n250\n3\n198\n5\n78\n815\n504,677\n2,452\n31,386\n496\n$1,041,440\nDistrict Municipalities.\n27\n9\n$ 27,488\n19,250\n2\n2\n7\n4,550\nDelta\t\n2,075\n29,068\n2\n1\n6\n1,157\n3,000\n40,650\n1\n5\n7\n5\n1\n9\n1\n14\n11\n11\n50\n19,324\n11,240\n2,210\n900\n4,830\n3,710\n18,152\n77,240\n41\n5\n19,802\n6,550\n5\n23,062\n'\n172\n$ 339,512\n668\n$1,380,952\nNote.\u2014Construction of buildings-\nFire-resisting\t\nBrick\t\nFrame\t\n2, loss $ 235\n61 ,i 99,740\n605 \u201e 1,280,977\nTotal..\n$1,380,952 P 104\nReport op the Superintendent of Insurance,\n1917\nII. Causes of Fires.\nCauses of Fires.\nAdjoining. (See Exposure.)\nAshes against wood\t\nBack-draught from furnace\t\nBoiler Insufficiently protected\t\nCandle carelessness\t\nCarburettor back-firing\t\nCarburettor leaking\t\nClothes too near stove ,\t\nCoal-gas exploding in furnace\t\nDefective chimney.\t\nDefective fireplace\t\nDefective furnace\t\nDefective lamp (brooder)\t\nDefective lantern\t\nDefective stoves or stove-pipes\t\nDefective wiring\t\nElectric wire breaking\t\nElectrical appliances.\t\nExposure\t\nFeed-cooker insufficiently protected..\nFire-crackers, children with\t\nFirewood too near stove\t\nFoul chimney\t\nFuel-oil leaking in basement.,\t\nFurnace insufficiently protected\t\nFurnace-pipe insufficiently protected..\nGas-plate insufficiently protected\t\nGasolene carelessness\t\nGasolene explosion \u25a0. -,\t\nGasolene-tank leaking\t\nGasolene-torch exploding\t\nGrease, tar, or oil, boiling over\t\nIncendiary\t\nJoists built into flue\t\nLamp carelessness\t\nLamp explosion\t\nLamp upset\t\nLighting fire with coal-oil or gasolene..\nLightning '.\t\nMatch carelessness\t\nMatches, children with\t\nOil-stove exploding\t\nOil-stove insufficiently protected\t\nOil stove leaking\t\nOil-stove upset \t\nOverheated bearing\t\nPaint boiling over {paint factory)\t\nPhosphorus igniting\t\nRubbish near furnace\t\nShort circuit\t\nSmoke-stack insufficiently protected ..\nSmokers' carelessness\t\nSparks from anvil\t\nSparks from burning rubbish\t\nSparks from chimney\t\nSparks from fireplace\t\nSparks from furnace\t\nSparks from incense burner .. \t\nSparks from mill burner\t\nSparks from smoke-stack\t\nSparks from stove\t\nSparks from threshing-engine\t\nSpontaneous combustion\t\nSteam-pipes insufficient^' protected...\nStove insufficiently protected\t\nStove-pipe chimney\t\nStove-pipe hole unprotected\t\nStove-pipe insufficiently protected.....\nThawing pipes\t\nTramps\t\nUnknown\t\nWater-pipes in range bursting\t\nTotals\nNumber.\nAmount of Loss.\n12\n$ 1,628\n1\n4,100\n1\n10\n3\n600\n3\n87\n1\n70\n12\n5,452\n3\n9,275\n39\n36,427\n21\n4,445\n2\n11,050\n1\n50\n1\n3,000\n8\n4,196\n7\n70,408\n1\n10\n8\n4,711\n71\n320,454\n1\n475\n1\n5\n8\n4,957\n3\n138\n2\n85\n6\n6,908\n5\n627\n1\n5\n1\n28\n3\n1,185\n1\n25\n1\n10\n4\n2,760\n25\n86,931\n1\n2,368\n2\n625\n4\n10,404\n5\n2,665\n2\n370\n1\n150\n6\n530\n20\n5,527\n4\n6,905\n1\n5\n1\n45\n3\n220\n4\n52,344\n1\n284\n1\n125\n1\n910\n3\n330\n1\n10\n22\n7,034\n1\n200\n1\n50\n89\n22,694\n6\n670\no\n7,070\n1\n1,069\n5\n793\n3\n23\n10\n2,936\n1\n1,300\n9\n17,542\n1\n2,100\n42\n36,555\n6\n1,480\n2\n35\n16\n14,092\n12\n721\n4\n2,120\n116\n598,533\n1\n6\n668\n$1,380,952\nNote.\u2014The above statement refers to city and district municipalities only. 7 Geo. 5\nBritish Columbia.\nP 105\nIII. Classification of Property burned and Causes.\nProperty.\nApartment-houses 4\nAutomobiles\t\nBakeries . 3\nBanks\t\nBarber-shops 1\nBarns , 21\nBarracks 3\nBeer-bottling sheds 1\nBlacksmith-shops 2\nBoarding-houses 1\nBoats 5\nBoat-houses 1\nBoiler-houses 4\nBreweries 2\nBridges 1\nBrooders 1\nCanneries 1\nCars (railway) 1\nChicken-houses 5\nChurches 5\nCold-storage-plants 2\nClub-houses 2\nCourt-houses 1\nDry-kilns 3\nCarried forward 81\nCauses.\nDefective chimney 1\nExposure I\nOil-stove upset 1\nSmokers' carelessness., 1\nCarburettor back-firing 4\nGasolene-tank leaking 1\nShort circuit 2\nSmokers' carelessness 1\nDefective chimney 1\nGrease on range.... 1\nUnknown 1\nElectrical appliances 1\nExposure 1\nUnknown 1\nSmokers' carelessness 1\nAshes against wood 1\nDefective lantern 1\nExposure 2\nGasolene explosion 1\nIncendiary 2\nMatches, children with 5\nOil-stove explosion 1\nSmokers' carelessness 1\nSparks from threshing-machine 1\nTramps 1\nUnknown 5\nDefective fireplace 1\nDefective stove 1\nStove insufficiently protected 1\nDefective chimney 1\nMatches, children with 1\nSparks from anvil 1\nSparks from chimney 1\nSmokers' carelessness 1\nSteam-pipe insufficiently protected 1\nUnknown 3\nTramps 1\nBack-draft from furnace 1\nSmoke-stack insufficiently protected 1\nSparks from mill burner 1\nSpontaneous combustion 1\nDefective wiring , 1\nSparks from chimney ' 1\nSmokers' carelessness 1\nDefective lamp 1\nUnknown 1\nUnknown 1\nAshes against wood 2\nMatches, children with 1\nUnknown 2\nCandle carelessness 1\nDefective chimney 1\nSparks from chimney 1\nSparks from incense-burner 1\nTar igniting on stove 1\nExposure 2\nOil-stove leaking 1\nUnknown 1\nCoal-gas exploding in furnace 1\nSpontaneous combustion 2\nUnknown 1\n 81\nAmount of Loss.\n$ 2,657\n25\n100\n325\n25\n$\n1,300\n2,200\n5,500\n$\n15\n6,500\n25\n550\n3,000\n48\n400\n3,710\n2,699\n15\n5\n1,300\n30\n9,860\n15\n200\n30\n348\n200\n315\n2,100\n61,000\n4,100\n10\n400\n50\n$ 26,000\n50\n50\n15\n440\n300\n193\n45\n61\n$ 16,524\n8,191\n$ 2,851\n9,000\n6,540\n15\n21,417\n245\n10\n548\n4\n63,415\n40\n26,050\n10\n50\n10,500\n1,250\n1,751\n196,000\n106\n75\n24,715\n$ 370,199 P 106\nReport op the Superintendent of Insurance,\n1917\nIII. Classification of Property burned and Causes\u2014Continued.\nProperty.\nBrought forward.\nDwellings\t\nElevators. (See Warehouses, $66,000.)\nFactories (bolt and nut) 1\nFactories (candy) 1\nFactories (match) 1\nFactories (mattress) 1\nFactories (paint) 1\nFactories (wood-workers) 3\nFactories 1\nFences 1\nFire-halls 1\nGarages 10\nGreenhouses 1\nHalls (public) 1\nHospitals 1\nHotels 25\nCarried forward.,\n 81\nAshes against wood 4\nCandle carelessness 2\nCoal-gas exploding in furnace 2\nClothes too near stove 9\nDefective chimney 25\nDefective fireplace 17\nDefective furnace 1\nDefective stove or stove-pipes 7\nDefective wiring 3\nElectrical appliances 5\nExposure 24\nFire-crackers, children with 1\nFirewood too near stove 8\nFoul chimney 3\nFurnace insufficiently protected 2\nFurnace-pipe insufficiently protected 3\nGas-plate insufficiently protected 1\nGrease igniting on stove 1\nIncendiary 11\nLamp carelessness 1\nLamp explosion 4\nLamp upset 4\nLighting fire with gasolene 1\nMatch carelessness. 2\nMatches, children with 11\nOil-stove exploding 2\nRubbish near furnace 1\nSmokers' carelessness 4\nSparks from chimney 78\nSparks from fireplace 5\nSparks from mill burner 3\nSparks from smoke-stack 2\nSparks from stove 10\nStove insufficiently protected 28\nStove-pipe chimney 6\nStove-pipe hole unprotected 1\nStove-pipe insufficiently protected 15\nThawing pipes 11\nTramps 2\nUnknown 59\nWater-pipes bursting in range 1\nUnknown 1\nDefective furnace 1\nPhosphorus igniting 1\nMatch carelessness 1\nPaint boiling over .- 1\nDefective wriring 1\nUnknown \t\nOverheated bearing 1\nAshes against wood 1\nSpontaneous combustion 1\nExposure 1\nFuel-oil leakage in basement 1\nGasolene explosion 1\nIncendiary . 2\nMatch carelessness 1\nMatches, children with 1\nUnknown 3\nFurnace-pipe insufficiently protected 1\nIncendiary 1\nElectrical appliances 1\nAshes against wood 1\nClothes too near stove\t\nDefective chimney\t\nDefective fireplace 1\nDefective wiring 1\nElectric wire breaking 1\n 492\nAmount of Loss.\n$370,199\n731\n300\n9,200\n4,459\n16,815\n4,219\n11,000\n3,996\n2,325\n4,644\n13,034\n5\n4,957\n138\n473\n394\n5\n450\n4,694\n475\n10,404\n1,767\n300\n100\n2,300\n290\n910\n705\n21,903\n614\n383\nS\n2,936\n24,312\n1,47S\n25\n5,592\n571\n2,050\n62,490\n6\n18\n75\n775\n1,560\n250\n150\n6,275\n25\n. 638\n5,725\n.75 .\n4,000\n10\n10,473\n221,458\n70,000\n50\n125\n50\n284\n14,026\n45\n10\n287\n1,103\n175\n3,400\n12 7 Geo. 5\nBritish Columbia.\nP 107\nIII. Classification of Property burned and Causes\u2014Contmued.\nProperty.\nBrought forward..\nHotels\u2014Concluded\t\nLaboratories \u2014 1\nLaundries 3\nLumber-yards\t\nOffice buildings \t\nPiggeries\u2014\nPool-rooms.\nPump-houses..\nRestaurants...\nRooming-houses.\nSawmills 3\nSchools 3\nSheds..\nShingle-mills 5\nSlaughter-houses 1\nSpice-mills 1\nStores 50\nCarried forward..\nCauses.\nExposure\t\nFuel-oil leaking in basement..\nLamp carelessness\t\nLighting fire with coal-oil.\nSmokers' carelessness\t\nSparks from chimney\t\nStove insufficiently protected .\nTar-pot boiling over\t\nUnknown \t\nFurnaces insufficiently protected.\nAshes against wood\t\nBoiler insufficiently protected.\nUnknown \t\nIncendiary.,\nUnknown ..\nExposure\t\nDetective chimney.\t\nSpontaneous combustion\t\nStove insufficiently protected\t\nFeed-cooker insufficiently protected.\nExposure\t\nIncendiary \t\nSpontaneous combustion\t\nUnknown \t\nUnknown 1\nExposure\t\nDefective, chimney....\nIncendiary\t\nOil-stove upset\t\nSmokers' carelessness.\nExposure\t\nSmokers' carelessness\t\nSparks from chimney\t\nSpontaneous combustion\t\nStove insufficiently protected..\nSparks from furnace\t\nSparks from smoke-stack.,\nSpontaneous combustion..\nFurnace insufficiently protected..\nSparks from chimney\t\nStove-pipe chimney\t\nAshes against wood\t\nMatch carelessness\t\nMatches, children with.\nUnknown \t\nOverheated bearing\t\nSparks from furnace\t\nSparks from mill burner .\nUnknown\t\nFurnace insufficiently protected.\nOverheated bearing\t\nClothes too near stove\t\nDefective chimney\t\nDefective wiring\t\nExposure\t\nFurnace insufficiently protected..\nGasolene carelessness\t\nGasolene explosion..\t\nIncendiary\t\nJoists built into flue\t\nOil-stove insufficiently protected.\nOil-stove upset\t\nSmokers' carelessness\t\nSparks from burning rubbish\t\nSparks from chimney\t\nStove insufficiently protected\t\nUnknown \t\nAmount of Loss.\n$ 10,473\n540\n10\n150\n70\n3,557\n405\n50\n16\n35,364\n10\n10\nS 1,305\n1,500\nS 19,350\n200\n\u00a7 2,150\n211 .\n262\n1,761\nS 7,450\n216\n5\n50\n650\n50\n15\n10\n1,327\n$\n370\n15\n50\n$\n6,000\n167\n2\n$\n10\n5\n15\n339\n48,027\n6,700\n10\n8,500\n355\n9,116\n31,207\n61,307\n360\n28\n10\n5,743\n2,368\n5\n115\n1,675\n50\n10\n2,272\n50,672\n50,635\n25\n19,835\n475\n4,384\n450\n7,801\n435\n63,237\n50\n166,293\n1,017,556 P 108\nReport op the Superintendent op Insurance,\n1917\nIII. Classification of Property burned and Causes\u2014Concluded.\nProperty.\nBrought forward..\nStores and dwellings over..\nStores and offices over 4\nStreet-cars 1\nTents 4\nTheatres 1\nTheatres (moving picture) 2\nTinsmith-shops 1\nTransformer-stations 1\nWarehouses 8.\nWater-tanks 1\nTotals 668\nCauses.\nAshes against wood 1\nDefective chimney 2\nDefective fireplace 2\nElectrical appliances 1\nExposure.. 4\nIncendiary 1\nLamp upset 1\nMatch carelessness 1\nOil-stove explosion , 1\nSmokers' carelessness 3\nSparks from chimney 1\nSparks from fireplace 1\nSpontaneous combustion : 1\nStove insufficiently protected 2\nStove-pipe insufficiently protected 1\nUnknown 8\nFurness-pipe insufficiently protected 1\nStove insufficiently protected 1\nUnknown , 2\nShort circuit 1\nSparks from stove-pipe chimney 1\nStove insufficiently protected 1\nUnknown 2\nDefective chimney 1\nStove-pipe hole unprotected 1\nUnknown 1\nGasolene-torch exploding 1\nLightning 1\nExposure 1\nIncendiary 1\nSmokers' carelessness 1\nStove insufficiently protected 1\nUnknown 4\nThawing pipes 1\n 668\nAmount of Loss.\n442\n95\n136\n40\n13,377\n228\n898\n125\n6,600\n543\n5\n56\n299\n6,515\n8,500\n80,227\n* 58\n1,787\n139,297\n40\n27\n180\ns io\n7,200\n5\n66,000\n10\n30,276\nL.017,556\n141,142\n5\n247\n100\n7,210\n10\n96,296\n150\nNote.\u2014The above statement refers to city and district municipalities only. 7 Geo. 5\nBritish Columbia.\nP 109\nIV. Fires by Months, 1916.\nCity and District Municipalities only (Table I.).\nJanuary \t\nFebruary . ..\nMarch\t\nApril\t\nMay\t\nJune\t\nJuly\t\nAugust\t\nSeptember\t\nOctober\t\nNovember\nDecember....\nTotals\nFires reported.\n88\n26\n36\n33\n52\n39\n51\n23\n35\n44\n34\n35\n29\n11\n19\n22\n16\n9\n8\n7\n10\n24\n13\n4\n117\n37\n65\n55\n68\n48\n59\n30\n45\n68\n47\n39\nAmount of Loss.\n190,585\n7,241\n66,035\n26,564\n321,022\n14,006\n85,808\n54,487\n28,362\n150,760\n78,870\n27,700\n$1,041,440\n57,166\n13,672\n29,347\n20,964\n10,589\n10,354\n5,630\n5,820\n86,362\n53,837\n44,436\n1,335\n$339,512\nTotal.\n$ 247,751\n20,913\n85,382\n47,528\n331,611\n24,360\n91,438\n60,307\n114,724\n204,597\n123,306\n29,035\n$1,380,952\nV. Fiees (bepokted by Municipalities), 1914-16.\nCities.\nDistricts.\nTotai,.\nYear.\nNumber\nreporting.\nFires\nreported.\nLoss.\nNumber\nreporting.\nFires\nreported.\nLoss.\nNumber\nreporting.\nFires\nreported.\nLoss.\n1914\t\n1915\t\n1916\t\n33\n34\n35\n535\n469\n496\n$1,249,723\n865,093\n1,041,440\n$3,156,256\n28\n28\n28\n223\n240\n172\n$ 390,111\n365,717\n339,512\n61\n62\n63\n758\n709\n668\n$1,639,834\n1,230,810\n1,380,952\nTotals\t\n102\n1,500\n84\n635\n$1,095,340\n186\n2,135\n$4,251,596\nVI. Loss of Life, 1916.\nOccupancy.\nDwelling ....\nDwelling ....\nDwelling ....\nDwelling ....\nDwelling ....\nDwelling ....\nDwelling\t\nDwelling ....\nDwelling....\nBoiler-house.\nTotals.\nCause of Fire.\nChildren playing with matches\t\nDefective stove-pipe\t\nExplosion of stumping-powder in burning house\t\nLamp thrown down\t\nOil-stove left burning downstairs at night\t\nPouring coal-oil on fire\t\nThawing frozen pipes (gasolene-torch exploded)\t\nUnknown (probably defective or unprotected stove).\nWaste paper ignited by stove\t\nBack-draught\t\nLoss of Life.\nAdults.\nChildren. INDEX.\nANNUAL STATEMENTS.\nPage.\nAgricultural Insurance Co 9\nAlliance Insurance Co. of Philadelphia 11\nArizona Eire Insurance Co 13\nBoston Insurance Co 14\nBritish Columbia Plate Glass Insurance Co 64\nBritish Crown Assurance Corporation, Ltd 16\nCanton Insurance Office, Ltd 66\nCentury Insurance Co., Ltd 17\nCitizens Insurance Co. of Missouri 22\nCommercial Union Fire Insurance Co. of New York 24\nDetroit Fire & Marine Insurance Co 26\nFire Association of Philadelphia 28\nFranklin Fire Insurance Co. of Philadelphia 30\nGerman Alliance Insurance Co 31\nGuardian Casualty & Guaranty Co. (of Utah) 67\nIndustrial Fire Insurance Co 31\nLondon & Provincial Marine & General Insurance Co., Ltd 69\nMaritime Insurance Co., Ltd 71\nMechanics & Traders Insurance Co 33\nMerchants Fire Assurance Corporation of New York 35\nMichigan Commercial Insurance Co 36\nMichigan Fire & Marine Insurance Co 37\nMinneapolis Fire & Marine Insurance Co 39\nNational Benefit Life & Property Assurance Co., Ltd 41\nNational Plate Glass Insurance Co., Ltd 72\nNewark Fire Insurance Co 44\nNew Jersey Fire Insurance Co 46\nNew Zealand Insurance Co., Ltd '. 48\nNorthwestern Mutual Fire Association 48\nOcean Marine Insurance Co., Ltd 74\nPacific Fire Insurance Co 50\nPacific States Fire Insurance Co 52\nQueensland Insurance Co., Ltd 76\nReliance Insurance Co. of Philadelphia 54\nReliance Marine Insurance Co 78\nRhode Island Insurance Co 56\nRoyal Plate Glass Insurance Co. of Canada 80\nSvea Fire & Life Insurance Co., Ltd 58\nUnion Marine Insurance Co., Ltd 60\nVulcan Fire Insurance Co 62\nYaug-tsze Insurance Association, Ltd SI TABLES.\nFire Insurance\u2014\nPage.\nCompanies licensed, List of December 31st, 1916 S4\nCompanies admitted during 1916 5\nCompanies which withdrew during 1916 5\nAssets, Provincial Licensees 90\nLiabilities, Provincial Licensees 91\nReceipts, Provincial Licensees 92\nExpenditure, Provincial Licensees 93\nBusiness in British Columbia, Provincial Licensees 94\nPremiums and Losses (net), 1916 99\nFire Reports\u2014\nGeneral Remarks (Fire-prevention\u2014the Larger Losses, Convictions, etc.) 6\nI. Cities and Districts reporting 103\nII. Causes of Fires 104\nIII. Classification of Property burned 105\nIV. Fires (1916) by Months 109\nV. Comparison, 1914, 1915, and 1916 109\nVI. Loss of Life 109\nLife Insurance\u2014\nCompanies licensed, List of December 31st, 1916 87\nBusiness in British Columbia 9S\nMiscellaneous Insurance\u2014\nCompanies licensed, List of December 31st, 1916 87\nCompanies admitted, 1916 8\nCompanies which withdrew, 1916 7\nAssets, Provincial Licensees 95\nLiabilities, Provincial Licensees 95\nReceipts, Provincial Licensees 96\nExpenditure, Provincial Licensees 96\nPremiums and Losses (tabulated) 101\nInvestments in British Columbia\u2014\nLife Companies 98\nOther Companies 97\nVICTORIA, B.C. :\nPrinted by William H. Clllin, Printer to the King's Most Excellent Majesty.\n1917.","attrs":{"lang":"en","ns":"http:\/\/www.w3.org\/2009\/08\/skos-reference\/skos.html#note","classmap":"oc:AnnotationContainer"},"iri":"http:\/\/www.w3.org\/2009\/08\/skos-reference\/skos.html#note","explain":"Simple Knowledge Organisation System; Notes are used to provide information relating to SKOS concepts. 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