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Legislative Assembly","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/creator","classmap":"dpla:SourceResource","property":"dcterms:creator"},"iri":"http:\/\/purl.org\/dc\/terms\/creator","explain":"A Dublin Core Terms Property; An entity primarily responsible for making the resource.; Examples of a Contributor include a person, an organization, or a service."}],"DateAvailable":[{"label":"Date Available","value":"2016-03-21","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"edm:WebResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DateIssued":[{"label":"Date Issued","value":"[1919]","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/issued","classmap":"oc:SourceResource","property":"dcterms:issued"},"iri":"http:\/\/purl.org\/dc\/terms\/issued","explain":"A Dublin Core Terms Property; Date of formal issuance (e.g., publication) of the resource."}],"DigitalResourceOriginalRecord":[{"label":"Digital Resource Original Record","value":"https:\/\/open.library.ubc.ca\/collections\/bcsessional\/items\/1.0059654\/source.json","attrs":{"lang":"en","ns":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","classmap":"ore:Aggregation","property":"edm:aggregatedCHO"},"iri":"http:\/\/www.europeana.eu\/schemas\/edm\/aggregatedCHO","explain":"A Europeana Data Model Property; The identifier of the source object, e.g. the Mona Lisa itself. This could be a full linked open date URI or an internal identifier"}],"Extent":[{"label":"Extent","value":"Foldout Table: LIST OF COMPANIES LICENSED UNDER THE \"INSURANCE ACT,\" DECEMBER 31ST, 1918. -- p.Y26; Foldout Table: TABLE XIII. --MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1918. -- p. Y42A","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/terms\/extent","classmap":"dpla:SourceResource","property":"dcterms:extent"},"iri":"http:\/\/purl.org\/dc\/terms\/extent","explain":"A Dublin Core Terms Property; The size or duration of the resource."}],"FileFormat":[{"label":"File Format","value":"application\/pdf","attrs":{"lang":"en","ns":"http:\/\/purl.org\/dc\/elements\/1.1\/format","classmap":"edm:WebResource","property":"dc:format"},"iri":"http:\/\/purl.org\/dc\/elements\/1.1\/format","explain":"A Dublin Core Elements Property; The file format, physical medium, or dimensions of the resource.; Examples of dimensions include size and duration. Recommended best practice is to use a controlled vocabulary such as the list of Internet Media Types [MIME]."}],"FullText":[{"label":"Full Text","value":" EIGHTH ANNUAL REPORT\nOP THE\nSUPERINTENDENT OF INSURANCE\nFOR THE\nPROVINCE OF BRITISH COLUMBIA\n1919\n(BUSINESS TRANSACTED IN 1918)\nPRINTED BY\nAUTHORITY OF THE LEGISLATIVE ASSEMBLY.\nVICTORIA, B.C.:\nPrinted by William H. Ctjllin, Printer to the King's Most Excellent Majesty,\n1919. To His Honour Sir Frank Stillman Barnard, K.C.M.G.,\nLieutenant-Governor of the Province of British Columbia.\nMay it please Your Honour:\nThe undersigned has the honour to present the Eighth Annual Report of the\nSuperintendent of Insurance for the year ended December 31st, 1918.\nJ. W. de B. FARRIS,\nAttorney-General.\nVictoria, B.C., July 10th, 1919. REPORT OF THE SUPERINTENDENT OF INSURANCE.\nDepartment or Insurance,\nVictoria, B.C., July 10th, 1919.\nThe Honourable J. W. de li. Farris,\nAttorney-General, Victoria, B.C.\nSir,\u2014Pursuant to the \" British Columbia Fire Insurance Act\" and the \" Insurance Act,\" 1\nhave the honour to submit herewith a report for the year ended December 31st, 1918, being the\nEighth Annual Report of the Department, but the first to the Attorney-General as Minister under\nthe Act.\nI. \" BRITISH COLUMBIA FIRE INSURANCE ACT.\"\n(1.) FIRE INSURANCE COMPANIES.\nAt the close of 1918, 109 companies were licensed to carry on the business of fire insurance,\nthe number being the same as in the previous year. Four are limited to insurance of automobiles\nagainst fire, as appears by the full list on pages 2o, 26. The origin of the different companies is\nshown in the following table:\u2014\nWhere incorporated.\nDominion\nLicensees.\nProvincial\nLicensees.\nTotal.\n21\n5\n32\n1\n2\n43\n4\n1\n21\n3\n32\n1\n2\n44\n4\n108\n1\n109\nSeven companies obtained licences during 1918, namely:\u2014\nAmerican Alliance Insurance Company.\nBritish Traders' Insurance Company.\nCar & General Insurance Corporation, Limited.\nThe Fire Insurance Company of Canada.\nNew Hampshire Fire Insurance Company.\nThe North American Accident Insurance Company.\nQueensland Insurance Company, Limited.\nThe American Alliance Insurance Company, formerly known as \" German Alliance Insurance\nCompany,\" has held a licence for some years, but had withdrawn from the Province. The North\nAmerican Accident Insurance Company is limited to insurance of automobiles against fire.\nThe companies holding a Provincial licence which in 1918 obtained Dominion licences were\nas follows:\u2014\nBoston Insurance Company.\nFire Association of Philadelphia.\nMechanics & Traders Insurance Company.\nNational Benefit Assurance Company, Limited.\nNewark Fire Insurance Company.\nNew Jersey Fire Insurance Company.\nNorthwestern Mutual Fire Association.\nUnion Marine Insurance Company. Limited.\nVulcan Fire Insurance Company of Oakland, Cal. . , Y 6 Report of the Superintendent of Insurance, 1919\nSix companies withdrew, all except the last named hailing from the United States. In every\ncase the step was taken because their arrangements and circumstances did not warrant their\ncomplying with the requirements of the Federal \" Insurance Act, 1917.\" It will be remembered\nthat eight companies retired from the Province in the previous year for the same reason. Injury\nto the interests of the Province must have occurred through the removal of the competition of\nthese fourteen companies. The companies ceasing business in 1918 were:\u2014\nDetroit Fire and Marine Insurance Company.\nIndustrial Fire Insurance Company.\nMichigan Fire and Marine Insurance Company.\nMinneapolis Fire and Marine Insurance Company.\nReliance Insurance Company of Philadelphia.\nSvea Fire & Life Insurance Company.\nAs compared with 1917, the premiums showed an increase of more than $400,000, but, on\nthe other hand, the losses paid were larger. It may be surmised that the changes in the figures\nwere alike due to war hazards and the rise in values. The statistics will be found in Table I.,\npages 29, 30. A statement has been added to the table to indicate in some measure what other\nsums are disbursed out of the premiums collected, over and above the amounts paid for losses.\nThe bald figures of premiums and losses are apt to convey the misleading impression that the\nbalance is mainly profit. On the other hand, Table IV. demonstrates that the underwriting profit\nin this Province must be considerable, and in some measure justifies the claim for a reduction\nof the rates in force. It will be observed that, if we omit Prince Edward Island and the Yukon,\nBritish Columbia has the best record in Canada for the last three years.\n(2.) FIRES.\nThe subject of fire-waste and fire-prevention has received a great deal of publicity, and it\nis quite clear that there exists considerable apprehension and alarm over the situation. The\nhuge losses sustained by the country year after year are, it is recognized, a peril and contribute\nto the upward tendency of prices. In Ontario a league was formed, and is in active operation,\nfor the purpose of fighting the negligence and carelessness, which lies at the root of the whole\nproblem. While the organization is affiliated with the Fire Marshal's Department, it is founded\non voluntary effort in the public interest. In this Province a similar league was established\nindependently and simultaneously (indicating the degree to which public opinion is awakened)\nunder the title of the \" British Columbia Fire-prevention League.\" At the close of 1918 the\nleague had not actually commenced work, because the appointment of its first executive was\nnot complete, and it was felt to be of paramount importance that the officers should be men to\nwhom the public would listen and who would devote real energy to the cause. At Ottawa the\nDominion's Superintendent of Insurance called together a very similar body, and has established\nin his Department a special branch for fire-prevention work. There is no doubt in my mind\nthat, even though these efforts do not bear fruit in the manner visualized by their promoters,\nresults .will come, and we can confidently anticipate that the community will before long be\nstirred to realize the vital necessity of diminishing the fire loss.\nThe work of the Department in the field of fire inquiry and inspection lias been vigorously\ncarried on by Mr. J. A. Thomas, who was appointed under the amendments of 1918 to the\n\" British Columbia Fire Insurance Act.\" I cannot speak too highly of his efforts and enthusiasm,\nand am convinced that his services have already proved of the greatest benefit. It is obvious,\nhowever, that one man cannot cope with the work, and I submit for serious consideration the\nenlargement of the staff for this purpose. Ways and means are, of course, the serious factor\nin the present state of finances; but I may point out that in several Provinces a special tax\nof % of 1 per cent, of the premium income is levied on the fire insurance companies. The fund\nso formed is ear-marked as if it were a trust fund, for the sole purpose of fire prevention and\ninvestigation. The officials then appointed constitute an expert corps which not only carries\nout the instructions of the Department, but acts as auxiliary and advisory to the municipal and\nother officials who already exist.\nThe Are statistics (pages 31-39) are not so satisfactory as during the past few years.\nThere is a considerable increase in the number of fires and the amount of loss. The latter\nfigures for the first time exceed $2,000,000, making an average loss per diem of over $5,000 and\na per capita loss of $5.25, with 400,000 as a round estimate of population for the Province. It 9 Geo. 5\nBritish Columbia.\nY 7\nshould be observed that the losses shown in Table I. comprise only losses covered by insurance.\nThe difference between the two sets of figures, less the amount covered by unlicensed insurance,\nis absolute loss.\nThe larger figures for 1918 I ascribe in part to a more complete series of reports and to the\nenhanced values of property destroyed. With regard to reports, I may remark that the persons\nand companies responsible are filing them more promptly and in better shape than in the past.\nIt is hoped that the importance of keeping these comprehensive statistics will be fully realized\nin order that effective steps may be devised for a reduction of the fire waste. In particular\nI should like to see a still further reduction in the number of fires of \" unknown\" origin.\nExperience gained by investigation will no doubt tend to produce that result. It is hoped, moreover, that the campaign for thrift and conservation will bear fruit and the figures for 1919\nshow a distinct improvement. No one who examines the statistics can fail to be struck by the\nnumerous instances where carelessness only was the reason for the fire. Many of these fires\nare no doubt insignificant in themselves, but reviewed in the aggregate and with a realization of\nthe danger attaching to every fire they are extremely serious.\nAnalysing the figures and comparing them with 1917, we find that the losses in the district\nmunicipalities are mainly responsible for the increased loss. Burnaby, Delta, Maple Ridge,\nPoint Grey, and Richmond show considerably higher figures; the last named due to the conflagration at Steveston. Among the cities Vancouver's fires and losses alike record increases,\naccounting for 75 per cent, of the total losses in city municipalities. Its per capita loss is higher\nthan the average for the Province. The showing of Victoria is highly creditable. In the table\nsetting forth the causes of fires the increase in number of fires due to exposure is largely\nattributable to the Steveston fire. Sparks from different sources caused 25 per cent, of the total\nnumber of fires. There were four lives lost by fire during the year.\nFires involving a loss of more than $30,000 numbered eleven, and their importance may be\nestimated by the fact that their total loss amounted to $1,296,000, or over 61 per cent, of the\nyear's loss. The balance of 39 per cent, was caused by 933 fires. These figures are striking,\nbut tell the same story as any similar statistics for Canada and the United States. The eleven\nfires occurred as follows: Six on lumber-mill premises, one each in a shipyard, a factory, a\nwarehouse, and a store, and one at Steveston. The practical importance of proper inspection\nis well illustrated by the Steveston fire, which was due to a defective stove-pipe. But the moral\nof these figures as a whole is that primary and continuous attention should be directed by all\nparties to the necessity of keeping plants of all descriptions free from fire hazards.\nFive formal fire investigations were held under the \" British Columbia Fire Insurance Act\"\nas amended in 1916, and although no case of arson came to light, there is no doubt that the\ninquiries were beneficial. Apart from these, Mr. Thomas has conducted numerous investigations\nwith the aim of preventing fires, and in that field has achieved fine results.\nII. \" INSURANCE ACT.\"\nAt the end of last year 107 companies held licences under this Act for the various forms\nof insurance other than fire. The list is printed on page 27 and followed by some statistics\nof their business. I append a summary of these companies:\u2014\nWhere incorporated.\nDominion\nLicensees.\nProvincial\nLicensees.\nTotal.\n34\n3\n20\n1\n2\n29\n2\n2\n10\n1\n2\n1\n1\n2\n34\n5\n30\n1\n4\n1\n30\nTotals\t\n88\n19\n107 Y 8 Report of the Superintendent of Insurance, 1919\nDuring 1918 sixteen new companies were granted licences here, namely :\u2014\nBritish America Assurance Company.\nBritish Traders' Insurance Company, Limited.\nCar & General Insurance Company, Limited.\nContinental Casualty Company.\nEquitable Fire and Marine Insurance Company.\nGreat American Insurance Company.\nGreat North Insurance Company.\nMaryland Assurance Corporation.\nNorth American Accident Insurance Company.\nNorthwestern National Insurance Company.\nPhoenix Insurance Company.\nStandard Marine Insurance Company.\n- Tokio Marine & Fire Insurance Company. _ -\nWestern Empire Life Assurance Company.\nWestern Life Assurance Company.\nThe World Marine & General Insurance Company, Limited.\nAll hold Dominion licences, except the Western Empire Life Assurance Company, which\ntransacts life insurance, and the Standard Marine Insurance Company, Tokio Marine Insurance\nCompany, and the World Marine Insurance Company, Limited, which transact only marine\ninsurance, for which no licence is issued at Ottawa.\nTwo companies withdrew, the North American Accident Insurance Company and the\nWestern Life Assurance Company, both having been absorbed by the companies of similar\nnamed mentioned above; Federal Acts of incorporation replacing Provincial Acts.\nFive companies were issued supplementary licences, as follows:\u2014\nEmployers Liability Assurance Corporation, Limited (automobile, burglary, steam-boiler,\nand plate-glass insurance).\nGeneral Accident Assurance Company of Canada (guarantee insurance).\nGreat American Insurance Company (marine insurance).\nGuardian Insurance Company of Canada (automobile insurance).\nHome Insurance Company (explosion insurance).\nThe business done in the field of life insurance again shows a large increase, and well over\n$100,000,000 of life insurance is now in force in the Province. Life insurance is one index to the\nconditions of trade, and high wages with continuous employment are generally reflected in more\nnew policies, fewer lapsed policies, and a smaller number of loans secured by policies. The\ncampaign for thrift, however, should help the agents not only to secure new business, but to\npersuade policyholders to keep up their insurance, even though work and money should be less\nplentiful than during the war period. No separate figures are available to show whether the\ncompanies were called on for h^avy payments owing to the epidemic of influenza, but it may\nbe inferred from the amount of policies which became claims during 1918 and of the unsettled\nclaims that the ravages of the disease here were responsible for a large proportion. The\nstatistics are given on pages 41, 42, the summary on page 42 for a five-year period being a\nnew table.\nThe total premiums received in 1918 for the miscellaneous forms of insurance show an\nincrease of more than $200,000 over the previous year. The figures for health and accident\ninsurance, automobile insurance, and marine insurance indicate a larger volume of business,\nwhile employers' liability declined. The number of companies ready to write the various forms\nof automobile policies has grown from thirty-two to thirty-nine. As the use of the automobile\nspreads the owner realizes how essential it is for him to be protected against the risks incident.\nThe expansion of the ship-building industry accounts for the larger amount of marine insurance.\nThe development in health and accident insurance is a good sign and likely to continue. The\nepidemic of influenza has brought home to the public the value of insurance against sickness,\nwhile the number of motor accidents emphasizes the need of protection in the case of accident.\nThe usual table for miscellaneous insurance appears on pages 42-44, and a new table covering a\nperiod of five years on page 42. 9 Geo. 5 British Columbia. Y 9\nIII. GENERAL.\nIn October, 1918, a conference took place at Regina of the Superintendents of Insurance for\nOntario, Manitoba, Saskatchewan, and.Alberta. I was invited to attend, but did not feel that\nthe subjects for discussion justified the length of absence necessary. The principal matter was\na model set of statutory conditions for health and accident policies, a draft of which had been\nin my hands for suggestion and criticism. The meeting was pleased to accept a number of\nsuggestions made by me and practically settled a draft. It remains for the draft to be submitted\nto the various Provincial Governments. The conference was noteworthy for the fact that it was\nthe first at which the representative for Ontario was present.\nThe Legislature at its session this year carried into practice the. principle of uniform\nlegislation by enacting a new \"Fire-insurance Policy Act.\" The statutory conditions contained\nin the Act are practically identical with those in force in Alberta, Saskatchewan, Manitoba,\nand Ontario. The other amendments to the Statutes relating to insurance do not call for\nspecial mention.\nAllusion should be made to the resolution of the Legislature that \" early consideration by\nthe Government of legislation with respect to State Health Insurance ... is desirable.\"\nIt is a matter fraught with great potentialities for both success and failure. State insurance\nof this kind has, of course, been in existence for many years in Germany and for some few\nyears in England, but in America it is a novelty. There has been recently much debate and\nclose investigation by our neighbours across the line, and in some States the question has been\nput to the vote of the people; for example, in California, where it was rejected. The arguments\npro and con are naturally very numerous and the considerations involved of grave importance.\nIt may be asserted that the experience of England and Germany is of little value in determining\nwhether such proposals are practicable in this Province. The conditions of the population and\nthe area affected, both leading factors, are so different. There is a large body of opinion in\nthe United States adverse to such State insurance, and the most notable element of the opposition\nis the American Federation of Labour, which is absolutely hostile. The public here seems to\nbe little acquainted with the subject and its ramifications, and the hope may be expressed that\nthe press will thoroughly investigate it before urging either its adoption or rejection.\nThe losses by fire having during recent years grown to such perilous dimensions, legislation\nrespecting prevention of fire was enacted in April last by Parliament. Provisions have been\nembodied in the Criminal Code, making negligence under certain circumstances a crime. The\namendments are so important that I feel they should receive as much publicity as possible, and\nhave therefore set them out at length on page 46 of this report.\nLast year I ventured to suggest in my report that the Insurance Acts referred to in the\nforegoing pages should be consolidated, and the experience of another year has confirmed the\nview I then entertained.\nThere is, too, an increasing number of insurance agents in favour of legislation which would\nmake a licence a necessary qualification before any one could act as such agent. Other Provinces\nand many States have a law of this.kind, and I believe I am correct in saying that everywhere\nit has proved of high value, not only to the public, but also to the insurance fraternity. The\nsubject deserves early consideration.\nI have the honour to be,\nSir,\nYour obedient servant,\nH. G. GARRETT,\nSuperintendent, of Insurance. Y 10 Report of the Superintendent of Insurance, 1919\nAPPENDIX.\nINSURANCE OTHER THAN FIRE INSURANCE.\nAnnual Statement of Provincial Licensees for the Year ended\nDecember, 31st, 1918.\nBRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.\nHead Office\u2014Vancouver, B.C.\nDirectors.\nWalter E. Graveley, President. A. G. Thynne.\nA. F. Beasley. H. W. Cbamberlin.\nF. M. Chaldecott.\nAlfred Farmer, Secretary-Treasurer.\nAmount deposited with the Government of British Columbia : British Columbia Inscribed\nStock, \u00a3200; Township of Richmond bonds, $5,000; Dominion of Canada War Loan bonds,\n$1,000; total (par), $6,972.66.\nAuthorized capital $25,000 00\nAmount subscribed 9,600 00\nAmount paid up 3,840 00\nStatement for the Year ended December 31st, 1918.\nAssets.\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc. $14,130 68\nCash on deposit to the Company's credit and not drawn against on December 31st, 1918 1,174 84\nPremiums uncollected (net commissions deducted) 2,474 48\nSolicitors' balances not included above 35 00\nTotal assets $17,S15 00\nLiabilities.\nTotal reserve of unearned premiums, $15,956.64; carried out at SO per cent, thereof.. $12,765 30\nTotal amount of liabilities $12,765 30\nCapital stock paid up 3,840 00\nTotal of liabilities and paid-up capital $16,605 30\nExcess of assets over such total $ 1,209 70\nReceipts.\nNet cash received for premiums $12,306 44\nCash received for interest 776 27\nCash from all other sources 38S 47\nTotal receipts $13,471 18 9 Geo. 5\nBritish Columbia.\nY 11\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 4,328 83\n\u201e for statutory assessment and licence fees '. 292 38\n\u201e salaries, directors' and auditors' fees 349 50\n\u201e \u201e postage 10 00\n\u201e \u201e other expenses 24 50\nTotal expenses of management $ 5,005 21\nAmount paid for losses occurring during the year 7,382 81\nCash paid for debentures, mortgages, etc. (not extended), $3,642.50.\nTotal expenditure $12,388 02\nList of Shareholders.\nH. Bell-Irving\t\nW. G. Graveley\t\nA. McCreery\t\nA. F. Beasley\t\nT. O. Richards\t\nH. W. Chamberlin\t\nH. C. Aokroyd\t\nD. B. Charleson\t\nW. J. Albutt\t\nR. Martin\t\nJ. Rogers\t\n*A. G. Thynne\t\nF. M. Chaldeoott\t\nC. E. Hope\t\nT. A. Blvthe (Estate of)\nP. W. Charleson\t\nVancouver.\nVictoria . .\nVancouver.\nNo. of\nShares.\n5\n5\n1\n7\n1\n5\n1\n1\n17\n1\n2\n35\n5\n2\n3\n96\nAmount\nsubscribed.\n$ 500\n500\n100\n700\n100\n500\n100\n100\n1,700\n100\n200\n3,500\n500\n200\n300\n500\n$9,600\nAmount\npaid.\n$ 200\n200\n40\n280\n40\n200\n40\n40\n680\n40\n80\n1,400\n200\n80\n120\n200\n$3,840 Y 12 Report of the Superintendent of Insurance, ; . 1919\nCANTON INSURANCE OFFICE, LIMITED.\nHead Office\u2014Victoria, Hong Kong.\nConsulting Committee.\nThe Hon. Dr. David Landale, Chairman. Sir Robert Ho Tung.\nThe Hon. Sir Paul Chater, C.M.G. F. Maitland.\nC. S. Gubbay. T. E. Pearce.\nA. H. Compton. H. P. White.\nGeneral Agents.\nMessrs. Jardine, Matheson & Co., Limited, Hong Kong.\nCapital authorized and subscribed $2,500,000 00\nAmount paid up 500,000 00\nStatement for the Year ended December 31st, 1918.\nAssets. '\nCash in hand, in transit, and on current account and fixed deposits with banks... $1,173,310 84\nGold investments\u2014\nBritish, Indian, and Colonial Government bonds and stocks 3,617,097 35\nForeign Government loans .' 416,645 96\nBritish, Colonial, and Foreign railway and port trust bonds and stocks 252,087 21\nSilver investments\u2014\u25a0\nHong Kong Government 6% War Loan of 1916 100,000 00\nMortgages, loans, and debentures 1,491,879 75\nOther investments '. 444,099 49\nAgency balances 518,965 42\nAccounts receivable 143,280 74\nTotal assets $8,157,366 76\nLiabilities.\nCapital, 10,000 shares of $250 each = $2,500,000, of which $50 per share has been\npaid up $' 500,000 00\nReserve Fund 1,192,546 58\nReinsurance Fund 1,179,804 SI\nInvestment and Exchange Fluctuation Account 377,619 41\nUnderwriting Suspense Account , ' 304.531 25\nUncollected dividends 30.457 00\nAccounts payable .' 122,071 65\nWorking Account, 1917 $1,479,155 28\nLess interim dividend at $18 per share paid on May 17th, 1918.. 1SO,000 00\n 1.299,155 28\nWorking Account, 1918 3,151,180 78\nTotal liabilities $8,157,366 76\nNote.\u2014Dollars in Hong Kong currency, with sterling exchange standing at Ss. iYxA. 9 Geo. 5 \u25a0\u25a0\u25a0-... - British Columbia. > : Y 13\nTHE GREAT NORTH INSURANCE COMPANY.\n\u2022 '\u25a0,-- Head Office\u2014Calgary, Alberta. ' -\nDirectors.\n. W. J. Walker, President. Edward J. Fream.\nHon. A. C. Rutherford. Geo. H. Ross. . '['.,\nHon. P. E. Lessard. , .. J. K. Mclnnis.\nLieut. F. A. Walker. ..\" i .'.-.,\nJ. T. North, Secretary.\nAmount deposited with the Government of British Columbia: $5,000 in cash;-\nAuthorized capital XX. \u2022\u25a0\u2022,\u2022\u2022\u2022 $500,000 00\nAmount subscribed .* 1\\......... 221,700 00\nAmount paid up in cash 46,731 24\nStatement for the Year ended December 31st, 1918. -\nAssets.\nCash value of mortgages, exclusive of interest ,, ..,,$ 7,300 .00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc., 40,672 37\nCash on hand at Head Office 2,985 78\nCash on deposit to the Company's credit and not drawn against on December .31st,, ,, .\n1918 55,774 35\nAgents' balances and premiums uncollected . , .... . 15,467 33\nBills receivable one year or more overdue (not extended), $17,071.76.\nPremium notes in course of collection 6,056 62\nAmount of all other assets' 7;479 65'\nOffice furniture, etc. (not extended), $5,000.\nTotal assets XX.. $136,336 10\nLiabilities.\nClaims.or losses adjusted \u2022 \u2022 \u2022 \u2022 .r. $ 883 85\nClaims or losses resisted .. A......... A .......'. '-. 1,000 00\nClaims or losses in suspense, or supposed, or reported ... .....'. 5,950 00\nTotal amount of losses or,claims unpaid .,.,.,,... \u2022... ..-,. \u25a0 \u2022. $ 7,833 85\nLive-stock reserve, 50 per cent, .of .premiums in force ....,..,,,........ 33,378 48\nTotal reserve of unearned premiums for all outstanding risks .. 28,767 0o\nDividends declared and remaining unpaid 4,638 58\nAmount of all other liabilities . . . ... -.:\u2022....;..'.-...', \u25a0:. \u25a0-. .....:::'. 11,031 11\nTotal amount of liabilities .. $ 63,647 06\nCapital stock paid up in cash 46,731 24\nTotal of liabilities and paid-up capital, $110,378 30\nExcess of assets,over such total, .., ....,..,.,.,.... ,.....,..,. $ 25,957 80.\nReceipts.\nNet cash'received for-premiums \u25a0 \u2022 \u25a0 \u25a0 $231,280 91\nCash received for interest .' \u25a0 \u2022. 3,830 51\nCash received for calls on capital stock 7,931 78\nTotal receipts $243,043 20 Y 14 Report of the Superintendent of Insurance, 1919\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 58,252 98\nfor law costs 1,609 11\n\u201e fuel and light 27 22\n\u201e investigation and adjustment of claims 2,370 14\n\u201e interest, discount, and exchange 335 73\n,, statutory assessment and licence fees 9,054 88\n,, travelling expenses 7,123 21\n\u201e rent and taxes 971 48\n\u201e salaries, directors' and auditors' fees 28.340 47\n\u201e printing, stationery, and advertising 4,707 11\n\u201e postage, telegrams, and express 1,032 59\n\u201e other expenses 14,542 \u20ac9\nTotal expenses of management $128,367 59\nNet amount paid for losses occurring prior to 1918 1,222 88\nNet amount paid for losses occurring during 1918 82,885 92\nCash paid for dividends 5,643 75\nCash paid for other expenditure 1,131 22\nTotal expenditure $219,251 36\nReturns for British Columbia.\nDeposit with Government, cash $5,000 00\nOther assets 250 00\nLiabilities 16 00\nPremiums written, less return premiums 32 00\nLosses incurred, net \t\nLosses paid, net\t\nNet amount at risk 4'W 00\nLONDON & PROVINCIAL MARINE & GENERAL INSURANCE COMPANY, LIMITED\nHead Office\u2014London, England.\nDirectors.\nEdwin Gray, Chairman. Richard de Neufville.\nJames W. Arbuthnot. Herbert E. Secretan.\nJames Hamilton. William M. Strachan.\nIrving G. Cortazzi, Secretary.\nCapital authorized and subscribed \u00a31,000,000\nAmount paid up 100,000\nStatement for the Year ended December 31st, 1918.\nAssets'.\n\u00a3 s. d.\nBy Investments (valued as at December 31st, 1913; Investments made since\nthat date are valued at cost) 1,295,442 4 7\nInterest accrued 16,518 18 1\nCash on deposit and at bankers 62,407 8 11\nOutstanding accounts due at home and abroad 84,497 5 8\nPolicy stamps 187 7 5\nTotal assets \u00a31,453,053 4 8 9 Geo. 5 British Columbia. Y Ie\nLiabilities.\n\u00a3 s. d.\nTo Authorized capital, 100.000 shares of \u00a310 each = \u00a31,000,000.\nPaid-up capital, 100,000 shares of \u00a310, \u00a31 paid 100,000 0 0\nReserve Fund 200,000 '0 0\nSundry creditors 68,560 10 3\nInvestment reserve 100,000 0 0\nUnderwriting Suspense Account to meet all claims and other liabilities on\n1917 and previous years 279,500 6 3\nBalance of Underwriting Account, 1918 519,727 5 3\nBalance of Profit and Loss Account 185,265 2 11\nTotal liabilities \u00a31,453,053 4 8\nMARITIME INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nDirectors.\nE. H. Cookson, Chairman. J. A. Cook.\nJ. F. Caroe. J. M. Wood.\nWm. C. Aikman.\nJohn Crosby Nicholson, Secretary.\nAuthorized capital \u00a31,000,000\nAmount subscribed 500,000\nAmount paid up 100,000\nStatement for the Year ended December 31st, 1918.\nAssets.\n\u00a3 s. d.\nBy Investments 1,375,356 18 9\nSundry debtors 148,867 11 7\nInterest and dividends accrued, but not payable until after December 31st,\n1918 5,794 3 11\nCash on deposit, in hand, and on current account 63,275 18 1\nTotal assets \u00a31,593,294 12 4\nLiabilities.\n\u00a3 s. d.\nTo Shareholders' capital paid up 100.000 0 0\nGeneral Reserve Fund 200.000 0 0\nUnderwriting Fund 922,494 17 0\nProfit and Loss Account 143,617 8 9\n\u00a31,366,112 5 9\nSundry creditors 227,182 6 7\nTotal liabilities \u00a31,593.294 12 4 Y 16 Report of the Superintendent of Insurance, 1919\nNATIONAL PLATE GLASS INSURANCE COMPANY.\nHead Office\u2014Winnipeg, Man.\nAmount deposited with the Government of British Columbia : City of Salmon Arm bonds,\n$5,000; City of Nelson bonds, $300; City of Alberni bonds, $210;' total (par), $5,510.\nAuthorized capital $30,000 00\nAmount subscribed 15,000 00\nAmount paid up . .. 5,430 00\nNo business transacted in British Columbia during 1918.\nTHE OCEAN MARINE INSURANCE COMPANY, LIMITED.\n- \u25a0 , . Head Office\u2014London, England.\nDirectors.\nHon. Charles Napier Lawrence, Chairman. Phillipp Moritz Deneke.\nSir Alex. Drake Kleinwort. Maurice Ruffer.\nHerbert Robinson Arbuthnot. - , \u2022 . . \u2022 \u2022 \u25a0 Philip Secretan.\nHarry Cunningham Brodie. David Nairn Shaw.\nJames Blyth Currie.\nH. T. Russell Ross, Secretary.\nCapital authorized and subscribed ''.\". \u00a33,0CXJ,000\nAmount paid up :. 100,000\nStatement for- the Year ended December 31st, 1918.\n.... - . Assets. , ,,.-.\u25a0\u2022 \u00a3 s. d.\nBritish Government securities ........... 393,1S5 15 0\nPublic boards, United Kingdom , 32,331 5 0\nMunicipal and county securities, United Kingdom 33,767 10 0\nIndian and Colonial Government securities 69,795 12 6\nForeign Government securities 191,216 7 0\nColonial municipal securities 21,468 15 0\nForeign municipal securities 66,460 13 11\nGuaranteed and other Indian railway stock 32,180 0 0\nIndian Government railway annuities 9,975 0 0\nRailway and other debentures and debenture stocks, home and foreign 141,835 6 5\nRailway preference and guaranteed stocks 9.000 12 8\nRailway ordinary stocks 21,S35 16 0\nLoans on stocks and shares -. . 233,437 10 0\n-, \u25a0 ' \u00a31,258.490 3 6\nFreehold premises 126.000 0 0\n\u00a31,382,490 3 G\n\u00a3 s. d.\nAgents' balances 121,618 14 7\nOutstanding premiums, etc '. 76,891 7 0\nBills receivable ,..,....,... .\u25a0- 99 0 0\nInterest accrued but not yet payable 12,176 0 0\nPolicy stamps on hand 226 13 9\nCash\u2014\nOn deposit 92,146 10 7\nIn hand and on current account 14,543 6 6\nTotal assets \u00a31,700,191 15 11 9 Geo. 5 British Columbia. Y 17\nLiabilities.\n\u00a3 s. d.\nCapita], 40,000 shares of \u00a325, paid up \u00a32 10s. per share (now vested in the North\nBritish and Mercantile Insurance Company) 100,000 0 0\nMarine Fund\u2014\nReserve \u00a3500,000 0 0\nProfit and loss 237,551 7 9\n 737,551 7 9\nUnderwriting Reserve 102,685 1 1\nBalance of Underwriting Account, 1918 413,526 9 6\nSundry creditors 346,428 17 7\nTotal liabilities \u00a31,700,191 15 11\nQUEENSLAND INSURANCE COMPANY, LIMITED.\nHead Office\u2014Sydney, Australia.\nDirectors.\nCol. the Hon. Sir James Burns, K.C.M.G., M.L.C., Chairman.\nP. G. Black. Hon. Thomas Waddell, M.L.C.\nA. R. Troup. W. T. MacPherson.\nH. W. Horn, Secretary.\nAuthorized capital \u00a3500,000\nAmount subscribed 350,000\n\u2022 Amount paid up 350,000\nStatement for the Year ended September 30th, 1918.\nAssets.\nBy Government securities \u00a3312,01? 19 10\nFixed deposits with various banks 174,500 0 0\nMunicipal debentures 45,565 0 0 ;\nFreehold properties 110.918 2 3\nCasli deposits at call 98,500. 0 0\nCash In hand and at bankers 22,224 15 \u00a3 s. 3.\n 763,721 3 6\nSundry debtors 9,025 12 2\nPremiums outstanding 23,039 7 5\nReinsurance claims, return premiums, and refunds outstanding 7,370 2 0\n\u00a3S03,162 5 1\nLiabilities.\nd.\nTo Authorized capital, 500,000 shares of \u00a31 each = \u00a3500,000. Subscribed\ncapital, 350,000 shares of \u00a31 each 350,000 0 O\nReserve Fund 75,000 0 0\nUnearned premiums 117,5S5 17 1\nOfficers' Provident Fund 17,600 9 8\nSundry creditors, reinsurances, claims, and provision for taxation 152,04S 14 10\nBranch and agency balances 44,064 17 9\nRevenue Account 46,862 5 9\n\u00a3803.162 Y 18 Report of the Superintendent of Insurance, 1919\nTHE RELIANCE MARINE INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nDirectors.\nGilbert W. Fox, Chairman. J. U. Hodgson.\nGeorge Atherton. Oswald Dobell.\nLieut.-Col. F. R. S. Balfour. The Hon. Evelyn Hubbard.\nR. A. Love . R. S. Sharpies.\nF. R. Edwards, Secretary. ,\nAuthorized capital , \u00a3500,000\nAmount subscribed 500,000\nAmount paid up 100,000\nStatement for the Year ended December 31st, 1918.\nAssets.\n\u00a3 s. d.'\nBy Investments at market value \u00a3503,590 5 8\nLess loans on war stock 27,500 0 0\n 476,090 5 8\nPolicy stamps 212 14 1\nCash at bankers and in hand 24,194 8 11\nInterest accrued but not received 3,758 12 1\nAccounts due to the Company for premiums, salvages, etc 132,037 14 4\n\u00a3636,293 15 1\nLiabilities.\n\u00a3 s. d.\nTo Capital, 50,000 shares at \u00a310 per share, \u00a3500,000; paid up \u00a32 per share 100,000 0 0\nReserve Fund 150,000 0 0\nBalance of Profit and Loss Account \u00a3S2,896 18 0\nLess interim dividend paid July 1st, 191S .- 7,500 0 0\n 75,396 IS 0\nBalance of Marine Account, 191S 140.468 18 6\nFire Insurance Fund 48,919 13 0\nSuspense and Special Reinsurance Accounts 54,316 19 10\nAccounts due by the Company 67,168 14 0\nDividends unpaid 22 11 9\n\u00a3636.293 15 1 9 Geo. 5 British Columbia. Y 19\nROYAL PLATE GLASS INSURANCE COMPANY OF CANADA.\nHead Office\u2014Vancouver, B.C.\nDirectors.\nDr. D. H. Wilson, President. R. W. Harris.\nJ. P. Nicolls. A. P. Bogardus.\nW. H. Malkin.\nC. A. Wickens, Secretary-Treasurer.\nAmount deposited with the Government of British Columbia: Deposit receipt of Canadian\nBank of Commerce, $125; Dominion War Loan bonds (par), $5,000; total, $5,125.\nAuthorized capital $25,000\nAmount subscribed 10,000\nAmount paid up 2,750\nStatement for the Year ended December 31st, 1918.\nAssets.\nCash value of real estate, less encumbrances $ 2,250 00\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, ete. 7.000 00\nCash deposited with Government 125 00\nCash on deposit to the Company's credit and not drawn against on December 31st, 1918 198 76\nAgents' balances and premiums uncollected 202 37\nInterest due or accrued and unpaid 64 83\nCommissions paid in advance 732 66\nTotal assets $10,573 62\nLiabilities.\nReserve of unearned premiums, $2,169.0S; carried out at 80 per cent, thereof $ 2,711 36\nAmount of all other liabilities 673 18\nTotal amount of liabilities $ 3,384 54\nCapital stock paid up 2,750 00\nTotal amount of liabilities and paid-up capital $ 6,134 54\nExcess of assets over such total $ 4,439 08\nReceipts.\nNet cash received for premiums $ 2,817 43\nCash received for interest 614 90\nTotal receipts $ 3,432 33\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 817 S2\n\u201e for interest, discount, and exchange 48 17\n\u201e \u201e statutory assessment and licence fees 64 57\n\u201e rent and taxes \u2022 23 4S\n\u201e \u201e other expenses IS 10\nTotal expenses of management $ 972 14\nAmount paid for losses occurring prior to 1918 313 36\nAmount paid for losses occurring during 1918 1,136 90\nCash paid for debentures, mortgages, etc. (not extended), $1,460.73.\nCash paid for other expenditure B2 40\nTotal expenditure $ 2,454 80 Y 20\nReport of the Superintendent of Insurance,\n1919\nList of Shareholders.\nName.\nResidence.\nNo. of\nShares.\nAmount\nSubscribed.\nAmount\npaid.\n10\n14\n14\n14\n8\n8\n5\n12\n5\n5\n5\n$1,000\n1,400\n1,400\n1,400\n800\n800\n500\n1,200\n500\n500\n500\n$10,000\n$ 275 CO\n1). H. Wilson\t\n385 00\nR. W. Harris \t\n385 00\nW. H. Malkin \t\nC. A. Wickens\t\n\t\n385 00\n220 00\nP. G. Mason\t\n220 00\nJ. P. Nicolls\t\n137 50\nBoston, U.S.A\t\nBinghampton, U. S. A.\n330 00\nM. Douglas\t\nR. T). Douglas\t\nN. S. Douglas\t\n137 50\n137 50\n137 50\n\u25a0\n100\n$2,750 00\nSTANDARD MARINE INSURANCE COMPANY, LIMITED.\nHead Office\u2014Liverpool, England.\nDirectors.\nF. W. Pascoe Rutter, Chairman. Walter B. Duckworth.\nJas. W. Alsop. . James G. Nicholson.\nJohn H. Clayton.\nN. B. Barnes, Secretary.\nCapital authorized and subscribed \u00a3500,000\nAmount paid up 100,000\nStatement for the Year ended December 31st, 1918.\nAssets.\n\u00a3 s. a.\nInvestments and loans 870,795 5 3\nCash at bankers and in hand 113.029 10 10\nBills receivable 2,067 17 8\nSundry debtors 248,054.18 3\nAccrued interest ....'. 10,250 0 4\nStamps in hand 366 17 4\nTotal assets \u00a31,244,564 9 S\nLiabilities.\n\u00a3 s. cl.\nCapital, 25,000 shares of \u00a320 each, \u00a34 per share paid 100,000 0 0\nReserve Fund 500,000 O 0\nReserve for unexpired risks : 126,578 0 0\nProvision for income-tax, 1918, and excess-profits duty, 1917 and 191S 127,560 15 0\nBalance, Profit and Loss Account 58,734 11 3\nDividend for the year 1918 35,000 0 0\nBills payable 3,350 4 4\nClaims outstanding 153,389 0 0\nSundry creditors 139,945 19 1\nTotal liabilities \u00a31,244,564 9 S 9 Geo. 5 British Columbia. Y 21\nTHE TOKIO MARINE & FIRE INSURANCE COMPANY, LIMITED.\nHead Office\u2014Tokio, Japan.\nDirectors.\nM. Suyenobu, Chairman. K. Mimura.\nT. Abe. S. Sasaki.\nS. Komuro. H. Shoda.\nBaron R. Kondo. Baron K. Sonoda.\nCapital authorized and subscribed Y. 15,000,000\nAmount paid up 7,500,000\nStatement for the Year ended December 31st, 1918.\nAssets.\nYen sen.\nCapital unpaid 7,500,000 00\nOffice premises, etc 1,660,000 00\nJapanese Government securities 3,537,616 28\nBritish Government securities 4,376,076 92\nUnited States Government securities . 1,245,588 23\nAnglo-French 5% External Loan Bonds 88,235 29\nJapanese and foreign municipal bonds 1,134,445 02\nUnited States railroad and other bonds and shares 1,531,960 82\nBonds and debentures of various companies \u2022 3,243,123 OS\nShares in various companies 8,317,075 00\nLoans on mortgage, etc 11,341,223 13\nAccounts due to the Company 11,113,225 98\nAmount due by Government under \" War Risk Indemnity Act\" 5,284 72\nAmount due by Government under \" War Risk Reinsurance Act \" 733.813 \u00a35\nCash at bankers, on deposit and current accounts, and in hand 25,526,977 91\nSl,354,646 23\nLiabilities.\nYen sen.\nShare capital 15,000,000 00\nLegal Reserve Fund , 2,500,000 00\nUnderwriting Fund\u2014\nUnderwriting Reserve Y. 35,250,000.00\n\u201e Suspense 9,510,303.51\n 44,760,363 51\nStaff Pension Fund 3S1,446 15\nAccounts due by the Company 13,273,176 24\nPremium due Government under \" War Risk Reinsurance Act \" 410,179 97\nProfit and Loss Account 5,029,480 33\n81,354,646 23 Y 22 Report of the Superintendent of Insurance, 1919\nTHE WESTERN EMPIRE LIFE ASSURANCE COMPANY.\nHead Office\u2014Winnipeg, Man.\nDirectors.,\nWm. Smith, President. S. D. Hannah.\nR. W. Craig, K.C. G. N. Broatch.\nA. J. Fraser, M.D. G. E. Graham.\nW. P. Rundle. P. D. Byers.\nF. C. O'Brien, Secretary.\nAmount deposited with the Government of British Columbia: 27 Dominion Victory Loan\nbonds (par), $27,000.\nAuthorized capital .' $1,000,000 00\nAmount subscribed 645,100 00\nCalled capital 161,275 00\nAmount paid up in cash 134,448 85\nStatement for the Year ended December 31st, 1918.\nAssets.\nCash value of real estate, less encumbrances $ 15,125 35\nCash value of mortgages, exclusive of interest 93,356 84\nPolicy loans 20,447 66\nCash value (excluding interest and dividends) of stock, shares, bonds, debentures, etc. 103,985 00\nCash on hand at Head Office 3,223 77\nCash on deposit to the Company's credit and not drawn against on December 31st,\n1918 11,828 92\nAgents' balances 9,527 56\nPremiums uncollected (net commissions deducted) 47,818 50\nBills receivable on premiums on capital stock 63,990 45\nInterest due or accrued and unpaid 9,948 26\nOffice furniture (not extended), $4,337.\nTotal assets ' $379,252 31\nLiabilities.\nClaims or losses in suspense or reported $ 28,467 53\nReinsurance reserve for life-insurance contracts in force 190,651 00\nAmount of unpaid loans 37,000 00\nAmount of all other liabilities : 7,279 40\nTotal amount of liabilities $203,397 93\nCapital stock paid up in cash 134.448 85\nTotal of liabilities and paid-up capital $397,846 78\nExcess of liabilities $ 1S.594 47\nReceipts.\nNet premiums received in cash $ 82,274 67\nCash received for interest 17,765 29\nCash received for calls on capital stock 2,782 30\nCash from ail other sources 2,503 85\nCash received for debentures, mortgages, etc. (not extended), $11,610.14.\nTotal receipts $105,326 11 9 Geo. 5 British Columbia. Y 23\nExpenditure.\nCash paid to agents for commission, salaries, and bonus $ 28,153 70\nfor law costs 1,690 4~8\n\u201e medical examiners' fees 3,298 50\n,, Interest, discount, and exchange 3,289 96\n,, statutory assessment and licence fees 1,066 78\n,, travelling expenses 361 20\n\u201e rent and taxes 1,269 00\n,. salaries, directors' and auditors' fees 14,004 00\n., printing, stationery, and advertising 3,521 32\n\u201e postage, telegrams, and express 1,096 62\n,, other expenses 7,393 62\nTotal expenses of management $ 65,143 18\nNet amount paid for losses 18,218 75\nCash paid for dividends to policyholders 775 93\nCash paid for other expenditure 1,448 00\nCash paid for debentures, mortgages, ete. (not extended), $52,256.69. \t\nTotal expenditure $ 85,585 86\nReturns for British Columbia.\nDeposit with Government, Victory Loan bonds (par) $ 27,000 00\nOther assets (real estate, $15,125.35; mortgages, $13,000; loans, $1,021; cash,\n$460.33; agents' balances, $3,455.41) 33,062 09\nLiabilities 7,883 00\nLosses incurred, net \t\nLosses paid, net \t\nNet amount at risk 133,000 00\nTHE WORLD MARINE & GENERAL INSURANCE COMPANY, LIMITED.\nHead Office\u2014London, England.\nDirectors.\nMajor-General Sir Ivor Philipps, K.C.B., D.S.O., M.P.. Chairman.\nHerbert Ballard. A. R. Marshall.\nNorman S. Douglass. Hon. J. C. Maxwell Scott.\nJohn Godwin. Sir John B. Wimble, K.B.E.\nIrving H. Cortazzi, Secretary.\nCapital authorized and subscribed \u00a3250,000\nAmount paid up 100,000\nStatement for the Year ended December 31st, 1918.\nAssets. \u00a3 s. d.\nBy Investments at cost \u00a3860,925 1 7\nYorkshire Insurance Company, Limited, 17,409 shares of \u00a35\neach, 10s. paid, at cost (\u00a35) S7,045 0 0\n\u00a3947,970 1 7\nLess special reserve against depreciation in value 43,000 0 0\n= 904,970 1 7\nSundry debtors 142,063 18 7\nInterest and dividends accrued 5,123 17 1\nCash at bankers, on deposit, and in hand 56,896 8 5\nPolicy stamps 245 6 5\nTotal assets \u00a31,109,299 12 1 Y 24 Report of the Superintendent of Insurance, 1919\nLiabilities.\n'To capital authorized, 50,000 shares of \u00a35 each = \u00a3250,000. \u00a3 s. d.\nCapital issued, 50,000 shares of \u00a35 each, \u00a32 paid 100,000 0 0\nSundry creditors 109,344 4 0\nReserve Fund\u2014\nAs at December 31st, 1917 \u00a3120,000 0 0\nAmount added for the year ended December 31st, 1918 \u00a30,000 0 0\n 200,000 0 0\nUnderwriting Account balance 462,036 5 9\nProfit and Loss Account balance \u00a3322,319 1 10\nLess transfer to Reserve Fund 80,000 0 0\n\u00a3242,319 1 10\nLess interim dividend paid, July 1st, 1918 5,000 0 0\n 237.319 1 10\nTotal liabilities \u00a31.109.299 12 1.\nTHE YANG-TSZE INSURANCE ASSOCIATION, LIMITED.\nHead Office\u2014Shanghai, China\nDirectors.\nJohn Prentice, Chairman. A. W. Burkill.\nC. W. Wrightson. H. E. Arnhold.\nB. A. Clarke. A. I. D. Stewart.\nT. A. Clark, Secretary. ,\nCapital authorized and subscribed $1,200,000 00\nAmount paid up 720,000 OO\nStatement for the Year ended December 31st, 1918.\nAssets.\nBritish, Indian, and Colonial Government bonds and stocks $ 810,389 SS\nForeign Government bonds and stocks 2S9,530 17\nBritish, Colonial, and Foreign railway and other stocks, bonds, and shares 1,259,600 15\nLoans and mortgages 2.206,305 57\nCash at bankers on fixed deposit and current account 1,575,811 00\nProperty, land, Head Office, and other buildings 702,457 34\nPolicy stamps at agencies 1,241 15\nHead Office and agencies, furniture 13,320 90\nDue by agencies, premiums in course of collection, and sundry outstandings 574,302 42\nTotal assets $7,432,958 64\nLiabilities.\nCapital, 12,000 shares of $100 each, upon which the sum of $60 per share has been\ncalled and fully paid up $ 720,000 00\nReserve Fund 1,000,000 00\nReinsurance Reserve Fund 1,000,000 00\nBuilding Reserve Fund 116,279 20\nWorking Account, 1918 2,614,060 14\nWorking Account, 1917 and former years 1,979,484 92\nUncollected dividends 3.134 38\nTotal liabilities $7,432,958 64\nNote.-\u2014Dollars are in Hong Kong currency, with sterling exchange standing at os. 2d. 9 Geo. 5\nBritish Columbia.\nY 25\nLIST OF COMPANIES LICENSED UNDER THE \" BRITISH COLUMBIA FIRE INSURANCE\nACT,\" DECEMBER 31st, 191,8.\nName of the Company and Head Office.\nAttorney to receive Process in British\nColumbia.\n(Corrected to July 10th, 1919.)\nThe Acadia Fire Insurance Company. Halifax, N.S\t\nAetna Insurance Company, Hartford, Co'nn\t\nAgricultural Insurance Company, Watertown, N.Y\t\nAlliance Assurance Company, Limited, London, England\t\nAlliance Insurance Company of Philadelphia\t\n\"\u25a0American Alliance Insurance Company, New York, N.Y\t\nAmerican Central Insurance Company, St. Louis, Missouri\t\nAtlas Assurance Company, Limited. London, England\t\nBeaver Fire Insurance Company, Winnipeg, Man\t\nBoston Insurance Company, Boston, Mass\t\nBritish America Assurance Company, Toronto, Ontario\t\nBritish Colonial Fire Insurance Company, Montreal, Que\t\nBritish Crown Assurance Corporation, Ltd., Glasgow, Scotland....\nBritish North Western Fire Insurance Company, Winnipeg, Man...\nBritish Traders' Insurance Company, Ltd.. Victoria, Hong Kong..\nCaledonian Insurance Company, Edinburgh, Scotland\t\nCalifornia Insurance Company, San Francisco, Cal\t\nCanada Accident Assurance Co., Montreal, Que\t\nCanada National Fire Insurance Company, Winnipeg, Man\t\nCanadian Fire Insurance Company, Winnipeg, Man\t\nCar & General Insurance Corporation Limited, London, Eng\t\nThe Century Insurance Company, Limited, Edinburgh, Scotland. . .\nCitizens Insurance Company of Missouri, St. Louis, Mo\t\nCommercial Union Assurance Company, Limited, London, England\nCommercial Union Fire Insurance Company of New York\t\nConnecticut Fire Insurance Company, Hartford, Conn\t\nContinental Insurance Company, New York, N.Y\t\nDominion Fire Insurance Company, Toronto, Ontario\t\nThe Dominion of Canada Guarantee & Accident Insurance Company, Toronto, Ont.\nThe Eagle, Star & British Dominions Insurance Co., Ltd., London,\nEngland\nEmployers Liability Assurance Corporation, Limited, London, Eng.\nEquitable Fire & Marine Insurance Company, Providence, R.I\nFidelity Phenix Fire Insurance Company, New York, N.Y..\nFire Association of Philadelphia, Philadelphia, Pa\t\nThe Fire Insurance Company of Canada, Montreal, Quebec\nFireman's Fund Insurance Company, iSan Francisco, .Cal..\nFiremen's Insurance Company of Newark, New Jersey. . . .\nGeneral Accident Fire & Life Assurance Corporation, Limited,\nPerth, Scotland\nGeneral Fire Assurance Company, Paris, France\t\nGlens Falls Insurance Company, Glens Falls, N.Y\t\nGlobe & Rutgers Fire Insurance Company, 'New York, N.Y\nGlobe Indemnity Co. of Canada, Montreal, Que\t\nGreat American Insurance Company, New York, N.Y\t\nGuardian Assurance Company, Limited, London, England.\nHartford Fire Insurance Company, Hartford, Conn\t\nHome Insurance Company, New York, N.Y\t\nHudson Bay Insurance Company, Montreal, Que\t\nflmperial Guarantee & Accident Insurance Company of Canada,\nToronto, Ont.\nImperial Underwriters Corporation of Canada, Toronto\t\nInsurance Company of North America, Philadelphia, Pa\t\nThe Insurance Company of the State of Pennsylvania, Philadelphia, Pa.\nLaw, Union & Rock Insurance Company, Limited, London, England\nLiverpool & London & Globe Insurance Company, Limited, Liverpool, England\nLiverpool-Manitoba Assurance Company, Montreal, Quebec\t\nLondon Assurance Corporation, London, England\t\nLondon & Lancashire Fire Insurance Company, Ltd., Liverpool,\nEngland\nLondon Guarantee & Accident Co., Ltd., London, England\t\nLondon Mutual Fire Insurance Company of Canada, Toronto, Ont..\n^Marine Insurance Company, Limited, London, England!\t\nMechanics & Traders Insurance Company, New Orleans, La\t\nMercantile Fire Insurance Company, Waterloo, Ontario\t\nMerchants Fire Assurance Corporation of New York, N.Y\t\nMillers National Insurance Company, Chicago, 111\t\nMount Royal Assurance Company, Montreal, Quebec\t\nNational Ben Franklin Fire Insurance Company, Pittsburgh, Pa..\nNational Benefit Assurance Co., Ltd., London, Eng\t\nNational Fire Insurance Company of Hartford, Hartford, Conn.. .\nThe Nationale Fire Insurance Company, Paris, France\t\nNational Union Fire Insurance Company, Pittsburgh, Pa\t\nNewark Fire Insurance Company, Newark, N.J\t\nNew Hampshire Fire Insurance Co., Manchester, N.H.\t\nNew Jersey Fire Insurance Company, Newark, N.J\t\nNiagara Fire Insurance Company, New York, N.Y\t\nNorthern Assurance Company, Limited, London, England\t\n\u00a7The North American Accident Insurance Co., Montreal, Quebec...\nNorth British & Mercantile Insurance Company, London, Eng\t\nNorth Empire Fire Insurance Company, Winnipeg, Manitoba\t\nF. W. Rounsefell. Vancouver. \u00ab\nJ. E. Kinsman, Victoria.\nR. G. Heddle, Vancouver.\nW. A. Anderson and H. Miskin, Vancou-\nG. F. Rennie, Vancouver. [ver.\nO. D. Lampman, Vancouver.\nD. W. Campbell, Victoria.\nJohn S. Gall, Vancouver.\nWaghorn, Gwynn & Co., Ltd., Vancouver.\nA. Z. DeLong, Vancouver.\nP. R. Brown, Victoria.\nE. B. McDermid. Vancouver.\nA. S. Matthew, Vancouver.\nF. Carter-Cotton, Vancouver.\nC. R. Elderton. Vancouver.\nA. AV. Jones, Victoria.\nA. W. Ross, Vancouver.\nA. W. Ross, Vancouver.\nR. W. Perry, Victoria.\nF. C. Paterson, Victoria.\nJ. H. Lawson, Vancouver.\nThos. W. Greer, Vancouver.\nD. E. Brown, Vancouver.\nA. W. Ross, Vancouver.\nA. W. Ross, Vancouver.\nRobt. II. Swinerton, Victoria.\nW. A. Lawson, Vancouver.\nG. II. L. Hobson, Vancouver.\nE. P. Withrow, Vancouver.\nR. J. Loewen and R. G. Harvey, Vancouver.\nJas. A. Young.\nA. M. Pound, Vancouver.\nArthur Coles, Victoria.\nLeeming Bros., Ltd., Victoria.\nC. G. Hobson, Vancouver.\nE. D. Todd, Victoria.\nAlexander Dow, Vancouver.\nE. J. Enthoven, Vancouver.\nW. S. Holland, Vancouver.\nG. L. Hobson, Vancouver.\nH. Bell-Irving & Co., Ltd., Vancouver.\nF. W. Rounsefell, Vancouver.\nW. A. Wand, Vancouver.\nR. S. Day, Victoria.\nGeorge Allan Kirk, Victoria.\nH. W. Dyson, Vancouver.\nF. W. Walker, Vancouver.\nDonald Cramer, Vancouver.\nA. Wearing Giles, Vernon.\nG. F. Rennie, Vancouver.\nH. A. Robertson, Vancouver.\nR. S. Day, Victoria.\nR. C. Hall, Victoria.\nL. U. Conyers, Victoria.\nHarold B. Girdwood, Victoria.\nWm. Thompson, Vancouver.\nJ. H. Watson, Vancouver.\nChristopher G. Hobson, Vancouver.\nW. W. Johnston, Vancouver.\nW. S. Holland, Vancouver.\nWm. Thompson, Vancouver.\nC. G. Hobson, Vancouver.\nC. G. Hobson, Vancouver.\nC. G. Hobson, Vancouver.\nJ. H. Johnston, Victoria.\nJayne, Vancouver.\nBarnes, Victoria?\nC. G. Hobson, Vancouver.\nE. E. Rand, Vancouver.\nF. W. Walker, Vancouver.\nA. Z. DeLong, Vancouver.\nH. A. Robertson, Vancouver.\nD. Leeming, Victoria.\nBernard C. Mess, Victoria.\nJ. Edward Sears, Vancouver.\nE. E. Hill, Vancouver.\nJohn W. Wilson, Vancouver.\nB. J.\nII. T. Y 26\nReport of the Superintendent of Insurance,\n1919\nList of Companies licensed under the \" British Columbia Fire Insurance Act\n-Concluded.\nName of the Company and Head Office.\nNorth West Fire Insurance Company, Winnipeg, Manitoba\t\nNorthwestern Mutual Fire Association, Seattle, Washington\t\nNorthwestern National Insurance Company, Milwaukee, Wis\t\nNorwich Union B'ire Insurance Society, Limited, Norwich, England\nOcean Accident & Guarantee Corporation, Limited, London, England\nOccidental Fire Insurance Company, Winnipeg, Manitoba\t\nPacific Coast Fire Insurance Company, Vancouver, B.C\t\nPalatine Insurance Company, Limited, London, England\t\nThe Phenix Fire Insurance Company of Paris, France\t\nPhoenix Assurance Company, Limited, London, England\t\nThe Phoenix Insurance Company, Hartford, Conn\t\nProvidence Washington Insurance Company, Providence, R.I\t\nProvincial Insurance Co., Ltd., Bolton, England\t\nQuebec Fire Assurance Company, Quebec, Que\t\nQueen Insurance Company of America, New York\t\nQueensland Insurance Company, Limited, Sydney, Australia\t\n\"\u25a0'Rhode Island Insurance Company, Providence, R.I\t\nRoyal Exchange Assurance, London, England\t\nRoyal Insurance Company, Limited. Liverpool, England\t\nSt. Paul Fire & Marine Insurance Company, St. Paul, Minn\t\nScottish Union & (National Insurance Company, Edinburgh, Scotland\nSpringfield Fire & Marine Insurance Company, Springfield, Mass.. .\nStuyvesant Insurance Company, New York, N.Y\t\nSun Insurance Office, London, England\t\nUnion Assurance Society, Limited, London, England\t\nThe Union Fire Insurance Company, Paris, France\t\nUnion Insurance Society of Canton, Ltd., Victoria, Hong Kong. .. .\n||Union Marine Insurance Company, Limited, Liverpool, England...\nVulcan Fire Insurance Company of Oakland, Cal\t\nWestern Assurance Company, Toronto, Ontario\t\nWestchester Fire Insurance Company, New York, N.Y\t\nYorkshire Insurance Company, Limited. York. England\t\nAttorne}- to receive Process in British Columbia.\n\" (Corrected to July 10th, 1919.)\nChas. II. C. Payne, Victoria.\nN. B. Whitley, Vancouver.\nW. B. Plane, Vancouver.\nB. S. Heisterman, Victoria.\nJohn R. Hannah, Vancouver.\nA. E. Short, Vancouver.\nThos. W. Greer, Vancouver.\nA. W. Ross, Vancouver.\nJ. A. Griffith, Victoria.\nF. W. Rounsefell, Vancouver.\nArthur E. Haynes, Victoria.\nRichard W. Douglas, Vancouver.\nA. Z. DeLong, Vancouver.\nWm. Thompson, Vancouver.\nR. P. Rithet & Co., Ltd., Victoria.\nC. Gardner-Johnson, Vancouver.\nH. T. Devine & Co., Ltd., Vancouver.\nH. G. Lawson, Jr., Victoria.\nF. W. Walker, Vancouver.\nB. S. Heisterman, Victoria.\nPemberton & Son, Victoria.\nChas. H. Macaulay, Vancouver.\nH. A. Robertson, Vancouver.\nF. B. Pemberton, Victoria.\nD. C. McGregor, Vancouver.\nFranco-Canadian Trust & Mortgage Co.,\nVancouver.\nC. R. Elderton, Vancouver.\nC. H. Macaulay, Vancouver.\nT, W. Greer. Vancouver.\nR. W. Douglas, Vancouver.\nH. N. Ferguson, Victoria.\nH. W. Dyson, Vancouver.\n* Approved bond for $2-5.000 deposited as security under the Act.\nt Licence under \" B.C. Fire Insurance Act,\" limited to insurance of automobiles against fire; also\nlicensed under the \" Insurance Act \" to transact guarantee, accident, sickness, automobile, and plate-glass\ninsurance.\ni Licence under \" B.C. Fire Insurance Act,\" limited to insuring automobiles against loss or damage by\nfire ; also licensed under the \"Insurance Act\" to transact automobile and inland transportation insurance,\n\u00a7 Licence under \" B.C. Fire Insurance Act,\" limited to insuring automobiles against loss or damage by\nfire; also licensed under the \" Insurance Act\" to transact automobile, burglary, accident, sickness, and\nplate-glass insurance.\n|| Licence under \" B.C. Fire Insurance Act,\" limited to insuring automobiles against loss or damage by\nfire; also licensed under the \"Insurance Act\" to transact marine, inland marine, inland transportation,\nautomobile, and accident insurance.\nNote.\u2014Licensed since December 31st, 1918 :\u2014\nCanadian Surety Company, Toronto, Ont. ; Wrm. Savage, Vancouver.\nGeneral Accident Assurance Co. of Canada. Montreal, Quebec ; George Rorie, Vancouver.\nGuardian Insurance Company of Canada. Montreal. Quebec; R. G. Heddle, Vancouver.\nScottish Metropolitan Assurance Co., Ltd.. Edinburgh. Scotland : Lawrence W. Peel, Vancouver.\nUnited States Fire Insurance Co., New York, N.Y. ; H. A. Robertson, Vancouver. \"^?pii-W|i5r!rS-f|fli^^\n27\nLIST OF COMPANIES LICENSED UNDER THE \"INSURANCE ACT,\" DECEMBER 31st, 1918.\nName of Company and Head Office.\nMtna Insurance Co., Hartford, Conn\t\nAlliance Assurance Co., Ltd., London, Bing\t\nThe Boiler Inspection & Insurance Co. of Canada, Toronto, Ont\t\n\"Boston Insurance Co., Boston, Mass\t\nThe British and Foreign Marine Insurance Co., Ltd., Liverpool, Eng.\nBritish America Assurance Co., Toronto, Ont\t\n(1.) The British Columbia Plate Glass Insurance Co., Vancouver, B.C.\nBritish Crown Assurance Corporation, Ltd., Glasgow, Scotland\t\nBritish Traders Insurance Co., Ltd., Victoria, Hong Kong\t\nThe Canada Accident Assurance Co., Montreal, Que\t\nCanada Life Assurance Co., Toronto, Ont. \t\nThe Canadian Surety Co., Toronto, Ont.\t\nThe Canton Insurance Office, Limited, Victoria, Hong Kong\t\nThe Capital Life Assurance Co. of Canada, Ottawa, Ont\t\nCar and General Insurance Corporation, Ltd., London, Eng\t\nConfederation Life Association, Toronto, Ont\t\nContinental Casualty Co., Hammond, Ind\t\nThe Continental Life Insurance Co., Toronto, Ont\t\nThe Crown Life Insurance Co., Toronto, Ont\t\nThe Dominion ol Canada Guarantee & Accident Ins. Co., Toronto, Ont.\nDominion Gresbam Guarantee & Casualty Co., Montreal, Que\t\nThe Dominion Life Assurance Co., Waterloo, Ont\t\nThe Eagle Star & British Dominions Insurance Co., Ltd., London, Eng.\nEmployers Liability Assurance Corporation, Ltd., London, Eng\t\nEquitable Fire & Marine Insurance Co., Providence, R.I\t\nThe Equitable life Assurance Society of U.S., New York, N.Y.\nThe Excelsior Life Insurance Co., Toronto, Ont\t\nThe Fidelity & Casualty Co., New York, N.Y\t\nFireman's Fund Insurance Co., San Francisco, Cal\t\nGeneral Accident Assurance Co. of Canada, Toronto, Ont.\nGeneral Animals Insurance Co. of Canada,. Montreal, Que.\nGlobe Indemnity Cc. of Canada, Montreal, Que\t\nGreat American Insurance Co., New York, N.Y\t\n(2.) Great North Insurance Company, Calgary, Alta. ....\nThe Great West Life Assurance Co., Winnipeg, Man\t\nGresham Life Assurance Society, Ltd., London, Eng\t\nTne Guarantee Company of North America, Montreal, Que.\nGuardian Insurance Co. of Canada, Montreal, Que\t\nHome Insurance Co.,-New York. N.Y -\nImperial Guarantee & Accident Insurance Co. of Canada, Toronto, Ont.\nImperial Life Assurance CO. of Canada, Toronto, Ont\t\nInsurance Company of North America, Philadelphia, Pa\t\nLaw, Union & Rock Insurance Co., Ltd., London, Eng\t\nLloyds Plate Glass Insurance Co., New York, N.Y\t\nLondon Assurance Corporation, London, Eng\t\nLondon Guarantee & Accident Co., Ltd., London, Eng .\"..'.\nThe London Life Insurance Co., London, Ont\t\nThe London & Lancashire Guarantee & Accident Co. of Canada, Toronto, Ont. ..\nThe London & Lancashire Life & General Assurance Association, Ltd., London, Eng.\nLondon & Provincial Marine & General Insurance Co., Ltd., London, Eng.\t\nLoyal Protective Insurance Co., Boston,' Mass\t\nThe Manufacturers Life Insurance Co., Toronto, Ont\t\nThe Marine Insurance Co., Ltd., London, Eng\t\nMaritime Insurance Co., Ltd., Liverpool, Eng.-\t\nMaryland Assurance Corporation, Baltimore, Md\t\nMaryland Casualty Co., Baltimore, Maryland\t\nMerchants Casualty Co., Winnipeg, Man :.\nMetropolitan Life Insurance Co., New York, N.Y\t\nThe Monarch Life Assurance Co., Winnipeg, Man\t\nMutual Life Assurance Co. of Canada, Waterloo, Ont. ..\nThe Mutual Life Insurance Co. of New York, N.Y\t\nNational Life Assurance Co. of Canada, Toronto, Ont.\nNational Provincial Plate Glass & General Insurance Co.,\nNational Surety Co., New York, N.Y\t\nNiagara Fire Insurance Co., New York, N.Y\t\nLtd., London, Eng.\nNew York Life Insurance Co., New York, N.Y\t\nNew York Plate Glass Insurance Co., New York, N.Y\t\nThe North American Accident Insurance Co., Montreal\t\nNorth American Life Assurance Co., Toronto, Ont\t\nNorthern Life Assurance Co. of Canada, London, Ont.\t\nNorthwestern National Insurance Co., Milwaukee, Wis\t\nNorwich Union Fire Insurance Society, Ltd., Norwich, Eng\t\nNorwich Union Life Insurance Society, Norwich, Eng\t\nThe Ocean Accident & Guarantee Corporation, Ltd., London, Eng.\nOcean Marine Insurance Co., Ltd., London, Eng\t\nPhoenix Assurance Co., Ltd., London, Eng\t\nPhoenix Insurance Co., Hartford, Conn\t\nProtective Association of Canada. Granby, Que.\nThe Prudential Insurance Co. of America, Newark,\nQueen Insurance Co. of America, New York, N.Y. . .\nQueensland insurance Co., Ltd., Sydney, Australia .\nRailway Passengers Assurance Co., London, Eng. ...\nThe Ridgely Protective Association, Worcester, Mass.\nReliance Marine Insurance Co., Liverpool, Eng\t\nRoyal Exchange Assurance, London, Eng\t\nN.J.\nRoyal Insurance Co., Ltd., Liverpool, Eng\t\n(3.) Royal Plate Glass Insurance Company of Canada, Vancouver, B.C.\nSt. Paul Fire & Marine Insurance Co., St. Paul, Minn.\t\nScottish Union & National Insurance Co., Edinburgh, Scotland\t\nThe Sovereign Life Assurance Co., Winnipeg, Man\t\nThe Standard Life Assurance Co., Edinburgh, Scotland\t\nStandard Marine Insurance Co., Ltd., Liverpool, Eng\t\nSun Life Assurance Co. of Canada, Montreal, Que\t\nTokio Marine & Fire Insurance Co., Tokio, Japan\t\nTravelers Indemnity Company, Hartford, Conn\t\nThe Travelers Insurance Co., Hartford, Conn\t\nTravellers Life Assurance Co. of Canada, Montreal, Que X .\nUnion Insurance Society of Canton, Ltd., Victoria, Hong Kong\t\nUnion Marine Insurance Company, Ltd., Liverpool, Eng\t\nUnion Mutual Life Insurance Co., Portland, Maine ...\nUnited States Fidelity & Guaranty Co., Baltimore, Md.\nWestern Assurance Company, Toronto, Ont.\t\n(4.) Western Empire Life Assurance Co., Winnipeg, Man\t\nWestern Life Assurance Co., Winnipeg, Man \u2022\t\nThe World Marine & General Insurance Co., Ltd., London, Eng.\nThe Yang Tsze Insurance Association, Ltd., Shanghai, China ..\nYorkshire Insurance Co., Ltd., York, Eng\t\ni n .1 'j ,! if i i ii\nAttorney to receive Process in British\nColumbia.\n(Corrected to July 10th, 1919.)\nJ. E. Kinsman, Victoria ,\t\nW. Anderson and fl. Miskin, Vancouver\nR. V. Wiilch & Co., Ltd., Vancouver :\nA. Z. DeLong, Vancouver \t\nB. C. Mess, Victoria :\t\nP. R. Brown, Victoria \t\nHead Office, Vancouver \t\nA. S. Matthew, Vancouver\t\n\u201eC R. Elderton, Vancouver \t\nA. W. Ross, Vancouver \t\nF. ,W. Marsh, Vancouver,\t\nWilliam Savage, Vancouver \t\nWm. Monteith & Co., Ltd., Victoria .\nW. D. Kennedy, Vancouver\t\nJ. H. Lawson, Vancouver\t\nJ. Ie Kerr, Vancouver \t\nA. S. Matthew, Vancouver \t\nN. B. Bailey, Vancouver\t\nF. fi. McD. Russell, Vancouver ;\t\nE. P. Wlthrow, Vancouver\t\nH. T. Devine, Vancouver \t\nF. W. Parkin, Vancouver\t\nR. J. Loewen and R. G. Harvey, Vancouver.\nJas. A. Young, Vancouver \t\nA. M. Pound, Vancouver\nU. H. Campbell, Vancouver\nF. J. Gillespie, Vancouver .\nSeeley & Co., Vancouver ..\nE. D. Todd, Victoria ..\".,..'\nG. E. Rodwell, Vancouver . . .\nR. W. Douglas, Vancouver .-.\nF. W. Rounsefell, Vancouver\nW. A. Wand, Vancouver .....\nJ. Edward Bird, Vancouver\nJ. A. Johnson, Vancouver .,\nHi E. Boorman, Vancouver\nC. A. Holland, Victoria ... |\nW. E. Graveley,\"\"Vancouver\nH-. W. Dyson, Vancouver ..\nD. Cramer, Vancouver\nStanley Henderson, Vancouver\nG. F. Rennie, Vancouver\nft. 8, Day, Victoria .-.,.'\t\nC. A. MacMorran, Vancouver ....\nR. V. Winch & Co., Ltd., Victoria,\nJ.. H. Watson, Vancouver\t\nWilliam B. Ryan, Victoria\t\nWm. Thompson, Vancouver \t\nH. J. Woodley, Vancouver\t\nR. V. Winch & Co., Ltd., Victoria\nG. H. Grant, Vancouver\t\nW. B. Barwis, Vancouver \t\nW. W. Johnston, Vancouver\t\nR. P. Rithet & Co., Ltd., Victoria\nD. A. Genge, Victoria \t\nJ. H. Lawson, Victoria A.\t\nJ. B. Love, Vancouver\t\nWm. Murphy, Victoria\t\nR. W. Harris, Vancouver\t\nW. J. Twiss, Vancouver ..-.\t\nA. Callander, Vancouver \t\nLindley Crease, Victoria \t\nF. W. Rounsefell, Vancouver ... .\nR. V. Winch, Vancouver\t\nD. Leeming, Victoria\t\nMilo Phelps, Vancouver\t\nA. S. Matthew, Vancouver\t\nJ. E. Sears, Vancouver\nEllis W. Keenleyside, Vancouver .\nW. H. Clarke, Vancouver ,'.\t\nJ. Edward Sears, Vancouver\nB. S. Heisterman, Victoria\t\nB. S. Heisterman, Victoria -\t\nJ. R. Hannah, Vancouver .......\nR. V. Winch & Co.,.Ltd., Victoria\nF. W. Rounsefell, Vancouver\t\nA. E. Haynes, Victoria\t\nF. G. Bell, Vancouver\t\nChas. Preston, Vancouver\t\nR. P. Rithet & Co., Ltd., Victoria\t\nC. Gardiner Johnson, Vancouver\t\nBritish American Trust Co., Vancouver\nJohn Dunlop, Nelson \t\nR. P. Rithet & Co., Ltd., Victoria\t\nH.'G. Lawson, Jr., Victoria\t\nF. W. Walker, Vancouver\t\nHead Office, Vancouver\t\nB. S. Heisterman, Victoria\nF. B. Pemberton, Victoria\t\nA. C. Stewart, Vancouver\t\nJ. W. Kerr, Vancouver .\t\nC. Gardner Johnson, Vancouver\nN. O. Leach, Vancouver .......\nB. G. D. Phillips, Vancouver ..\nR. C. Hall, Victoria\t\nR. C. Hall, Victoria\t\nJ. D. Mather, Vancouver\t\nC. R. Elderton, Vancouver\nC. H. Macaulay, Vancouver\nViggo F. Laursen, Vancouver\nLeslie H. Wright, Vancouver\nR. W. Douglas, Vancouver . .\nC. Wilson, Vancouver \t\nH. R. King, Vancouver\t\nB. C. Mess, Victoria .\t\nB. G. D. Phillips, Vancouver\nH. W. Dyson, Vancouver\nDescription of Insurance Business for which licensed.\n(Corrected to July 10th, 1919.)\n\u2022Automobile and marine.\n* Marine, accident, sickness, guarantee, automobile, burglary, plate glass, and\nSteam-boiler. [hail.\n\u2022Mai ine.\n' Marine, inland- transportation, sprinkler leakage.\n\u2666Hail, ocean, marine, inland marine, inland transportation, and automobile.\nPlate glass.\nAutomobile (excluding insurance against loss by reason of bodily injury to\nthe person).\n\"Automobile and marine.\n*Aecldent, sickness, plate glass, and guarantee.\nLife. .\nGuarantee, burglary, plate glass, and automobile.\nMarine.\nLife.\n* Accident, hail, automobile, and sickness.\nlife.\nAccident, sickness, and automobile.\nLife.\nLife.\n* Accident, guarantee, sickness, burglary, and plate glass.\nAccident, sickness, guarantee, burglary, and automobile.\nLife.\n'Marine.\n* Accident, sickness, guarantee, automobile, burglary, steam-boiler, and plate\nglass.\n'Automobile (excluding insurance against loss by reason of bodily injury to\nthe person).\nLife.\nlife.\nAccident, sickness, burglary, steam-boiler, and plate glass.\n'Marine, inland transportation, and insurance against loss or damage to automobiles by accident, burglary, or theft.-\n, Accident, sickness, steam-boiler, and guarantee.\nLive stock, '^tfv\n'Accident, sickness, burglary, automobile, and guarantee.\n'Hail, tornado, sprinkler leakage, marine and auto (excluding insurance\nagainst loss by reason of bodily Injury).\nLive stock.\n-lice.\nLife.\nGuarantee.\nAccident, sickness, guarantee, plate glass, burglary, and automobile.\n'Automobile, sprinkler leakage, hail, tornado, and explosion (including riot\nand civil commotion).\nGuarantee, accident, sickness, automobile, and plate glass. (Also licensed\nunder \" B.C. Fire Insurance Act\" to transact the business of insurance\nof automobiles against fire.)\nlife.\n'Inland transportation, automobile (excluding injury to the person), marine,\nand explosion (including riot and civil commotion).\nI*Accident and sickness.\nPlate glass.\n'Marine.\n'Accident, sickness, guarantee, and burglary.\nLife.\nAccident, sickness, guarantee, plate glass, and automobile.\nLife.\nMarine.\nAccident and sickness amongst members of I.O.O.F. , '-\u25a0\nLife.\nInland- transportation and automobile. (Also licensed under \"\u2022 B.C. Fire\nInsurance Act\" to insure automobiles against loss or damage by fire.)\nMarine.\nAccident and sickness.\nAccident, burglary, guarantee, plate glass, and steam-boiler.\nAccident (excluding employers' liability) and sickness.\n,Iife.\nlife.\nLife.\nlife.\nLife. afe*}\nPlate glass.\nGuarantee.\n'Tornado, automobile (including damage to automobiles in transit by rail),\nmarine, and explosion (including riot and civil commotion).\nLife.\nI Plate glass.\n'Accident, sickness, plate glass, automobile, and burglary.\nLife.\nLife.\nf Automobile.\n'Accident, sickness, plate glass, automobile.\nLife.\n'Accident, sickness, guarantee, plate glass, automobile, and burglary.\nMarine.\n'Life.\n5Marine and automobile (excluding insurance against loss by reason of injury\nto the person).\nAccident and sickness restricted to members of the Masonic Order.\nLife.\n'Automobile and inland transportation.\nMarine.\nAccident, sickness, guarantee, plate glass, and automobile.\nAccident and' sickness amongst members of I.O.O.F.\nMarine.\n'Accident, sickness, automobile (restricted to loss from the automobile by\nburglary or theft).\n'Life and marine.\nPlate glass.\n'Automobile, inland transportation, and marine.\nTornado, sprinkler leakage, and automobile.\nLife.\nLife.\nMarine.\nLife.\nMarine.\nAccident, sickness, steam-boiler, plate glass, burglary, automobile, fly-wheel.\nLife and accident.\nLife.\n'Marine and automobile.\nMarine, inland marine, inland transportation, accident, automobile. (Also\nlicensed under \" B.C. Fire Insurance Act\" to insure automobiles against\nloss or damage by fire.)\nLife.\nGuarantee, accident, sickness, burglary, plate glass, and steam-boiler.\n'Marine, inland transportation, explosion (including riot and civil commotion),\ntornado, and automobile.\nLife.\nLife.\nMarine.\nMarine.\n'Accident, sickness, plate glass, and live stock.\nB.C. Inscribed \"Stock, $973'.3'2.\nCanadian Bank of Commerce, $125.\n* Also licensed under \" B.C. Fire Insurance Act\" to transact fire insurance.\nSecurities (par value) deposited under the Act:\u2014\n(1.) War Loan Bonds, $1,000; Municipal Securities, $5,000;\n(2,) Cash, $5,000.\n(:;.) Dominion War Loan Bonds, $5,000, and deposit receipt]\n(4.) Dominion War Loan Bonds, $27,000.\nNote.\u2014Licensed since December 31st,- 1918 :\u2014\nAetna Life Insurance Co., Hartford, Conn.; attorney, John F. Brandt, Vancouver; to transact life insurance.\nAmerican Alliance Insurance Co., New York, N.Y. ; attorney, 0. D. Lampman, Vancouver; to transact automobile insurance\nNewark Fire Insurance Co., Newark, N.J. ; attorney, F. W. Walker, Vancouver; to transact marine and automobile insurance\nNew Zealand Insurance Co., Ltd., Auckland, N.Z. ; attorney, J. T. Summerfleld, Vancouver; to transact marine insurance:\nNorthern Assurance Co., Ltd., London, Eng.; attorney, R. V. Winch & Co., Ltd., Vancouver; to transact marine insurance.\nScottish Metropolitan Assurance Co., -Ltd.. Edinburgh, Scotland ; attorney, Lawrence W. Peel, Vancouver; to transact accident\nUnited States Lloyds, Inc., New York, N.Y.; attorney, B. G. D. Phillips, Vancouver ; to transact marine insurance.-\nWestern Casualty Co., Denver, Col. ; attorney, W. II. Biegel, Vancouver; to transact accident and sickness insurance.\n(excluding\n(excluding\nInsurance against\ninsurance against\nloss by reason of 1\nloss by reason of 1\nnjury to the person),\nnjury to the person).\nsickness, guarantee, and automobile insurance. 9 Geo. 5\nBritish Columbia.\nY 29\nTABLE L\u2014NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1918.\nName of Company.\nAcadia Fire Insurance Co\t\nAetna Insurance Co\t\nAgricultural Insurance Co \t\nAlliance Assurance Co., Ltd\t\nAlliance Insurance Co. of Philadelphia.\t\nAmerican Alliance Insurance Oo\t\nAmerican Central Insurance Co\t\nAtlas Assurance Co., Ltd\t\nBeaver Fire Insurance Co\t\nBoston Insurance Co ^.,.\nBritish America Assurance Co '.\nBritish Colonial Fire Insurance Oo\t\nBritish Crown Assurance Corporation\t\nBritish Northwestern Fire Insurance Co\t\nBritish Traders Insurance Co., Ltd \t\nCaledonian Insurance Oo\t\nCalifornia Insurance Co\t\nCanada Accident Assurance Co\t\nCanada National Fire Insurance Co\t\nCanadian Fire Insurance Oo\t\nCentury Insurance Co., Ltd\t\nCitizens Insurance Co. of Missouri\t\nCommercial Union Assurance Co., Ltd\t\nCommercial Union Fire Insurance Co. of N.Y ...\nConnecticut Fire Insurance Co\t\nContinental Insurance Co\t\nDominion Fire Insurance Co\t\nDominion of Canada Guarantee & Accident Insurance Co.\nEagle Star & British Dominions Insurance Co., Ltd\t\nEmployers Liability Assurance Corporation\t\nEquitable Fire & Marine Insurance Co\t\nFidelity Phenix Fire Insurance Co\t\nFire Association of Philadelphia\t\nFireman's Fund Insurance Co\t\nFiremen's Insurance Co ,\t\nGeneral Accident Fire & Life Insurance Co\t\nGeneral Fire Assurance Co. of Paris\t\nGlens Falls Insurance Co\t\nGlobe & Rutgers Fire Insurance Co \t\nGlobe Indemnity Co. of Canada..\t\nGreat American Insurance Co\t\nGuardian Assurance Oo., Ltd\t\nHartford Fire Insurance Company\t\nHome Insurance Company\t\nHudson Bay Insurance Company\t\nImperial Guarantee & Accident Insurance Co\t\nImperial Underwriters Corporation \t\nInsurance Co. of North America\t\nInsurance Co. of State of Pennsylvania\t\nLaw Union & Rock Insurance Co., Ltd.... \t\nLiverpool & London & Globe Insurance Co\t\nLiverpool-Manitoba Assurance Co\t\nLondon & Lancashire Fire Insurance Co\t\nLondon Assurance Corporation\t\nLondon Guarantee & Accident Co., Ltd\t\nLondon Mutual Fire Insurance Co\t\nMechanics & Traders Insurance Co\t\nMercantile Fire Insurance Co\t\nMerchants Fire Assurance Corporation\t\nMillers National Insurance Oo\t\nMount Royal Assurance Co\t\nNational Ben Franklin Fire Insurance Co\t\nNational Benefit Assurance Co., Ltd\t\nNational Fire Insurance Co. of Hartford\t\nNational e Fire Insurance Co\t\nNational Union Fire Insurance Co\t\nNewark Fire Insurance Co\t\nNew Hampshire Fire Insurance Co \t\nNew Jersey Fire Insurance Co \t\nNiagara Fire Insurance Co\t\nNorthern Assurance Co \t\nNorth American Accident Insurance Co\t\nNorth British & Mercantile Insurance Co\t\nNorth Empire Fire Insurance Co \t\nNorth West Fire Insurance Oo\t\nNorthwestern Mutual Fire Association\t\nNorthwestern National Insurance Co\t\nNorwich Union Fire Insurance Society.\t\nOcean Accident & Guarantee Corporation\t\nOccidental Fire Insurance Co \t\nPacific Coast Fire Insurance Co\t\nPalatine Insurance Co., Ltd\t\nPhenix Fire Insurance Co\t\nPhoenix Assurance Co\t\nCarried forward .\nNet Premiums.\nNet Amount of\nLosses incurred.\nNet Amount of\nLosses paid.\n$ 26,941 79\n$ 8,889 57\n$ 10,066 61\n63,170 23\n2,704 16\n2,542 39\n12,469 83\n2,895 53\n2,778 26\n29,387 55\n3,114 85\n2,857 85\n21,445 15\n6,766 61\n6,265 02\n6,501 36\n2,089 57\n1,583 57\n13,309 72'\n1,454 81\n1,459 18\n27,951 99\n5,755 70\n5,755 70\n4,731 96\n30 00\n708 94\n36,662 70\n23,716 10\n20,878 28\n64,868 54\n21,103 53\n17,171 02\n16,168 21\n8,465 41\n8,465 41\n54,614 57\n17,720 54\n19,490 54\n5,008 31\nsa.\n391 73\n14,614 01\n444 19\n444 19\n43,399 34\n5,378 35\n5,301 35\n28,031 41\n12,925 07\n7,415 07\n19,442 54\n11,673 06\n5,179 22\n36,388 47\n7,006 45\n6,008 45\n22,682 44\n3,889 18\n6,768 61\n23,272 53\n2,794 80\n3,012 02\n32,912 51\n2,935 65\n2,939 64\n114,441 90\n45,080 10\n33,959 77\n8,388 29\n1,730 83\n1,729 27\n44,689 05\n15,484 01\n12,961 28\n40,768 99\n9,256 84\n9,251 72\n10,080 97\n1,573 99\n1,573 99\n2,125 01\nNil.\n1 05\n31,174 16\n164 97\n163 77\n55,798 88\n11,647 83\n12,278 05\n7,885 31\n6,136 67\n5,004 67\n56,028 41\n11,173 43\n11,149 05\n24,707 84\n13,572 01\n12,221 68\n67,516 32\n14,021 25\n5,099 90\n14,797 99\n21,326 00\n2,257 65\n25,404 34\n3,304 30\n694 49\n17,358 19\n6,374 25\n*6,373 25\n37,372 30\n6,410 11\n5,785 11\n49,698 86\n12,721 85\n6,941 62\n,41,236 43\n1,077 50\n1,027 50\n49,786 76\n18,717 77\n22,894 77\n102,119 67\n14,264 98\n16,116 69\n91,677 59\n30,141 14\n26,734 25\n75,451 91\n12,884 72\n13,640 72\n40,154 47\n25,434 89\n25,414 89\n3,262 69\n423 20\n442 82\n50,623 05\n4,489 04\n4,738 04\n74,380 92\n24,386 33\n21,238 80\n40,461 41\n14,304 61\n13,302 08\n14,182 56\n5,082 10\n3,935 48\n158,217 65\n14,449 74\n20,455 34\n41,038 95\n30,440 94.\n28,731 52\n99,193 73\n13,176 09\n10,309 09\n76,510 01\n20,359 07\n20,077 07\n24,241 81\n10,542 04\n3,551 85\n41,420 95\n7,558 07\n8,662 36\n25,018 77\n16,493 33\n15,293 33\n23,734 09\n10,131 86\n9,621 86\n17,116 57\n3,446 71\n3,446 71\n4,969 49\n1,039 14\n1,034 34\n49,869 54\n9,013 93\n9,170 78\n16,143 24\n4,135 73\n4,035 05\n1,677 88\n4,200 00\n100 00\n88,461 52\n13,104 42\n9,720 42\n31,506 55\n5,080 95\n4,724 43\n18,648 62\n13,215 99\n15,038 62\n11,045 73\n5,728 32.\n5,747 82\n11,757 55\n2,098 28\n2,087 71\n36,680 27\n20,809 12\n20,522 52\n42,250 46\n16,232 32\n15,956 32\n91,732 05\n7,124 00\n7,152 00\n277 66\nsg,.\nsa.\n67,005 38\n7,345 34\n6,736 09\n16,910 61\n2,266 92\n2,266 92\n10,221 19\n2,194 83\n2,014 54\n15,294 14\n2,250 58\n2,250 58\n24,180 08\n7,326 61\n7,326 61\n73,080 77\n21,825 14\n19,621 35\n11,670 34\n1,814 53\n1,829 53\n9,868 97\n96 03\n506 05\n26,950 87\n4,161 07\n4,500 71\n36,887 61\n20,225 77\n14,495 66\n14,931 39\n5,852 49\n5,852 49\n242,867 18\n.$2,326,759 99\n55,774 24\n$619,588 77\n66,367 71\n$544,667 56 Y 30\nEbport of the Superintendent of Insurance,\n1919\nTABLE I.\u2014NET FIRE INSURANCE, ETC.\u2014Concluded.\nName of Company.\nBrought forward\t\nPhoenix Insurance Co., Ltd\t\nProvidence Washington Insurance Co...\nProvincial Insurance Co., Ltd\t\nQuebec Fire Assurance Oo\t\nQueen Insurance Co. of America\t\nQueensland Insurance Co., Ltd\t\nRoyal Exchange Assurance\t\nRoyal Insurance Co., Ltd.\t\nSt. Paul Fire & Marine Insurance Co... .\nScottish Union & National Insurance Co\nSpring-field Fire & Marine Insurance Co.\nStuy vesant Insurance Co\t\nSun Insurance Office\t\nUnion Assurance Society, Ltd\t\nUnion Fire Insurance Co. of Paris\t\nUnion Insurance Co. of Canton, Ltd....\nVulcan Fire Insurance Co\t\nWestern Assurance Co\t\nWestchester Fire Insurance Co\t\nYorkshire Insurance Co., Ltd\t\nTotal\t\nNet Premiums.\n$2,326,759 99\n53,242 51\n24,556 62\n6,805 20\n29,432 81\n74,767 99\n10,359 80\n55,983 03\n115,137 32\n27,163 35\n57,443 33\n48,674 25\n21,191 83\n69,295 47\n59,030 79\n21,070 68\n51,269 11\n6,163 54\n63,483 57\n35,497 19\n27,822 19\nNet Amount of\nLosses incurred.\n$619,588 77\n42,897 41\n17,367 70\n362 21\n2,996 53\n36,463 77\n4,350 83\n34,921 10\n52,500 70\n6,537 69\n25,227 74\n14,168 85\n3,884 99\n9,124 16\n19,829 31\n12,761 62\n37,199 70\n1,514 55\n23,999 61\n10,152 14\n14,850 59\nNet Amount of\nLosses paid.\n8544,667 56\n39,002 07\n15.495 66\n447 41\n2,996 53\n36,313 77\n3.350 83\n35,115 40-\n53,629 70\n4,748 16\n25,113 74\n15,065 OS\n5,786 25\n9,124 16\n16,393 31\n12,761 62\n32,983 08\n1,513 95\n25,780 87\n7,482 31\n14,120 61\n1,120,475 80\nTABLE IL\u2014FIRE INSURANCE SUMMARY.\nYear.\nNet Premiums.\nNet Amount of\nLosses incurred.\nNet Amount of\nLosses paid.\n1914\t\n$ 3,592,878 30\n3,180,168 66\n3,121,885 87\n4,609,442 65\n4,086,219 68\n$1,696,780 49\n1,176,835 11\n1,378.764 79\n887,639 01\n1,214.162 65\n$6,354,182 05\n$1,542,S45 20\n1915 \u201e ,\t\n1,313,759 23\n1916\t\n1,290,641 50\n1917\t\n958,460 60\n1918\t\n1,120,475 80\nTotals\t\n817,688,595 16\n$6,226,182 33\nTABLE III.\u2014DISPOSITION OF PREMIUMS RECEIVED.\nRate of losses paid per cent, of premiums received\t\nRate of dividend or bonus to stockholders per cent, of premiums received (Canadian companies\nonly)\t\nRate of general expenses per cent, of premiums received\t\nRate of premiums charged per cent, of risks taken \t\n3.93\n34.85\n1.01\n1917.\n53.58\n7.90\n32.94\n1.006\n2.77\n36.17\n1.00\nNote.\u2014Tlie figures are taken from the reports of the Superintendent of Insurance for the Dominion for\n1917-8-9, and cover the business throughout Canada of the companies to which they refer.\nTABLE IV.\u2014RATIO OF LOSSES INCURRED TO PREMIUMS WRITTEN IN THE VARIOUS\nPROVINCES.\nProvinces.\n1918.\n1917.\n1916.\n43.86\n28.93\n60.89\n41.90\n51.33\n67.99\n20.89\n52.81\n48.04\n25.27\n50.91\n32.87\n25.40\n59.15\n59 54\n69.29\n62.77\n48.52\n60.98\n44.44\n5.26\n55.62\n47.90\n45.00\n52.09\n60.50\n50.16\n77.46\n210.13\n49.18\n39.72\n58.78\nNote.\u2014The figures are abstracted from the report for 1918 of the Superintendent of Insurance for the\nDominion. 9 Geo. 5 British Columbia.\nY 31\nTABLE V.\u2014FIRES REPORTED.\nDistricts reporting,\nNumber.\nAmount of Loss.\nCity Municipalities (85).\ni\n3\n7\n5\n2\n\"e\n5\n2\n7\n1\n6\n17\n10\n28\n14\n4\n2\n2\n8\n4\n9\n12\n1\n. 2\n1\n3\n325\n1\n110\n$ 800\n3,474\n1,774\n1,880\n317\n5,036\n2,596\n930\n9,910\n50\n2,963\n2,320\n16,811\n1,720\n5,647\n26,190\n2,570\n4,216\n1,050\n410\n59,870\n2,729\n5,687\n10,321\n2,788\n25\n360\n5\n3,993\n606,123\n2,000\n16,097\nTotals \t\n619\n$800,668\nDistrict Municipalities (%8).\n17\n8\n\"i\n4\n8\n2\n4\n1\n5\n3\n5\n10\n3\n6\n1\n8\n86\n8\n1\n20\n4\n1\n3\n3\nti\nS} 107,828\n16,325\n700\n29,800\n3,819\n1,968\n3,350\n26,010\n1,200\n4,215\n4,620\n913\n194\n2,802\n2,610\n400\n78,770\n530,934\n16,525\n2,100\n12,052\n2,275\n193\n672\n9,570\n3,561\nDelta .-\t\nKent\t\nOak Bay\t\n220\n$863,306\nInsurance Districts (15).\n7\n3\n4\n3\n9\n10\n14\n7\n15\n$ 16,696\n16,989\n3,070\n3,281\n18,191\n47,222\n178,966\n21,396\n62,707\n72\n$368,518 Y 32\nEeport of the Superintendent of Insurance,\n1919\nTABLE V.\u2014FIRES REPORTED\u2014Concluded.\nDistricts reporting.\nNumber.\nAmount of Loss.\nInsurance Districts.\u2014Concluded.\n72\n6\n9\n\"\"s\n10\n$ 368,618\n7,474\n28,149\n11,190\nYale\t\n15,921\nTotals\t\n105\n$ 431,252\n944\n$2,095,226\nNote.\u2014Construction of building:s-\nFire-resisting \t\nBrick\t\nFrame\t\n. sa,\n95\n. 849\nTotal\t\nAverage loss per diem, $5,740.30.\nLoss per capita \u2014\nThe Province, estimated population, 400,000\t\nJuly 5th, 1919, City of Vancouver, estimated population, 110,000.\nit 10th, .. City of Victoria, \u201e 50,000.\n\u201e 2nd, ii City of New Westminster, i, 16,500\nn 7th, ii City of Fernie, u 5,000\n,i 8th, u Citv of Nelson, \u201e 6,000.\nloss Nil.\n\u201e $ 191,877\nit 1,903,349\n$2,095,226\n$5.25\n5.51\n.32\n1.56\n1.00\n.90\nTABLE VL\u2014CAUSES OF FIRES.\nCauses of Fires.\nAshes against wood\t\nBack-fire from oil-burner furnace\t\nBack-draught from boilers\t\nBlankets ag-ainst stove-pipe in attic\t\nBoys set fire to shingles\t\nBrick thrown from exploding locomotive\t\nBroken gas-pipe in carburettor\t\nCandle carelessness\t\nCarburettor back-firing-\t\nChild placed bath-robe on live ashes ...\nChildren lighting- paper at open stove\t\nChristmas tree caught fire\t\nClothes dropped on gas-jet\t\nClothes too near stove\t\nCollision of trucks loaded with matches .\".\nCurtain caught fire \t\nCushion fell ag-ainst fire-screen\t\nDefective chimney.\t\nDefective fireplace\t\nDefective furnace\t\nDefective stove or stove-pipes .,\t\nDefective wiring1\t\nElectrical appliances\t\nElevator-motor\t\nExposure \t\nFilm ignited by friction\t\nFire-crackers.\t\nFires coming through check-draught in pipe\t\nFlame from vulcanizer\t\nFriction in feed-pipe\t\nFriction of belt on motor-shaft set grease around motor on fire\t\nFumigating carelessness\t\nFurnace explosion\t\nFurnace or furnace-pipes insufficiently protected . .\nGas-burner insufficiently protected\t\nGasolene carelessness \t\nGasolene-torch ignited tar-paper between joists\t\nGasolene-torch exploded\t\nGrease ignited from fire under grating\t\nGrease on stove or range\t\nHeat from grate fire ignited mantelpiece\t\nHeating-torch blew off, causing- coal-oil to spread to hot rivet on top of boiler.\nHot bearing\t\nCarried forward.\nNumber.\nAmount of Loss.\n17\n$ 5,784\n1\n200\n1\n10\n1\n5\n1\n5\n2\n125\n1\n1,000\n7\n224\n10\n757\n1\n4\n1\n75\n1\n5\n1\n12\n6\n3,808\n1\n1,779\n4\n24\n1\n15\n39\n43,658\n14\n560\n1\n11,244\n15\n9,047\n15\n10,938\n24\n21,826\n1\n25\n119\n545,705\n1\n49\n3\n200\n1\n100\n1\n2,800\n1\n11,550\n1\n175\n1\n65\n1\n700\n10\n43,091\n1\n373\n4\n850\n1\n3\n1\n452\n1\n700\n1\n379\n1\n10\n1\n166\n3\n7,985\n$726,483 9 Geo.\nBritish Columbia.\nY 33\nTABLE VI.\u2014CAUSES OF FIREiS\u2014GoncludeU;\nCauses of Fire.\nBrought forward.\nIncendiary\t\nLamp explosion\t\nLamp upset\t\nLightning\t\nLime setting fire to waste paper\t\nLive coals\t\nMatch carelessness\t\nMatches, children with\t\nMattress falling on stove\t\nMolten steel overflowed from open-hearth furnace..\nOil-stove explosion\t\nOverflow of oil in furnace\t\nOverheated fan-bearing ignited dust\t\nOverheated pipes\t\nOven insufficiently protected\t\nPaper from stove\t\nPeat fire\t\nRubber tubing ignited\t\nShort circuit\t\nSmokers' carelessness \t\nSoot from chimney\t\nSparks from automobile ignited gasolene on floor...\nSparks from boiler ignited contents of shaving-bin ,\nSparks from burner\t\nSparks from burning- rubbish\t\nSparks from bush fire i\t\nSparks from chimney. \t\nSparks from fireplace\t\nSparks from furnace\t\nSparks from locomotive\t\nSparks from retort\t\nSparks from stove or stove-pipe\t\nSpark from tempering-tool\t\nSparks igniting gas near tar-well\t\nSpontaneous combustion\t\nStove or stove-pipe insufficiently protected\t\nStove explosion\t\nStove-pipe chimney\t\nSun's rays shining through spectacles in window ...\nTar boiling over on gas-meter or stove\t\nTorch ignited woodwork\t\nTramps\t\nUn known\t\nWood too close to boiler\t\nWood or wood-box too close to stove\t\nWood on top of furnace\t\nTotals.\nNumber.\nAmount of Loss.\n319\n$726,483\n10\n13,443\n4\n2,562\n9\n8,621\n\u2022 9\n5,485\n1\n25\n4\n170\n21\n7,487\n19\n4,294\n1\n3\n1\n165\n4\n188\n1\n261,205\n1\n1,943\n1\n8,800\n2\n82,800\ni\n375\ni\n10\ni\n1\n27\n13,534\n42\n23,620\n1\n2\n1\n50\n1\n99,850\n13\n42,373\n6\n265\n11\n11,097\n190\n49,519\n10\n251\n4\n4,078\n2\n500\n1\n10\n11\n10,637\n1\n70\n1\n337\n11\n63,278\n37\n28,697\n2\n2,151\n3\n1,125\n1\n12\n6\n3,394\n1\n16\n3\n6,053\n140\n609,834\n1\n5\n3\n623\n4\n285\n944\n$2,095,226\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES.\nProperty.\nApartment-houses .\nAutomobiles.\nCarried forward.,\nAshes agai nst wood 1\nBack-fire from oil-burner furnace 1\nCurtain from stove 1\nDefective chimney 1\nDefective wiring 2\nElectrical appliances..\t\nElevator-motor\t\nFire coming through check-draught in pipe\t\nFurnace explosion\t\nMatch carelessness\t\nMatches, children with\t\nSmokers' carelessness\t\nSpark from chimney\t\nSpark from rubbish\t\nUnknown\t\nCarburettor back-firing ; 7\nExposure 2\nGasolene carelessness 1\nHot bearing 1\nMatch carelessness 3\nRubber tubing igniting 1\nShort ci rcuit 4\nSmokers' carelessness 1\nAmount of Loss.\n200\n5\n25\n640\n669\n25\n100\n700\n20-\n132\n153\n20\n10\n58\n480\n3,050\n10\n25\n475\n1\n2,050\n10\n$2,759 Y 34\nReport of the Superintendent of Insurance,\n1919\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES\u2014Continued.\nProperty.\nBrought forward,.\nBakeries\t\nBanks\t\nBarber-shops\t\nBarns .\nBath-houses\t\nBlacksmith-shops.\nBoat-houses ..\nBoiler-houses .\nBunk-houses 5\nButcher-shops...\nBreweries\t\nCanneries\t\nChicken-houses.\nChurches\t\nClub-houses 3\nDog-kennels.\nDrv-kilns....\nDwellings 541\nCarried forward.\nUnknown 1\nSmokers' carelessness 1\nExposure 1\nSpark from chimney 1\nIncendiary 2\nLightning 1\nMatches, children with 2\nSparks from hush fire 1\nUnknown 4\nSmokers' carelessness 1\nExposure 2\nExposure 1\nUnknown 2\nSparks from chimney 1\nSparks from stove 1\n 1\n ... 1\n 1\nExposure\t\nSparks from furnace .\nUnknown\t\nSparks from chimney 2\nSparks from locomotive 1\nUnknown 2\nExposure 3\nSparks from chimney. 1\nExposure 4\nFumigating carelessness .... 1\nUnknown 3\nGasolene-torch ignited tar-paper between joists\nShort circuit \t\nSpark from rubbish\t\nExposure 1\nStove insufficiently protected 1\nUnknown l\nOverheated pipes 1\nSpark from burner 2\nUnknown .... 2\nAshes against wood 11\nBlankets against stove-pipe in attic 1\nBoys set fire to shingles 1\nBrick thrown from exploding locomotive 2\nCandle carelessness . 5\nChild placed bath-robe on live ashes 1\nChildren lighting paper at open stove 1\nChristmas tree caught fire 1\nClothes too near stove 4\nCurtain caught fire 2\nCushion fell against fire-screen 1\nDefective chimney 32\nDefective fireplace 13\nDefective stove or stove-pipe , 12\nDefective wiring 7\nElectrical appliances 13\nExposure 54\nFire-crackers 2\nFurnace or furnace-pipes insufficiently protected 4\nIncendiary ; 5\nLamp explosion 4\nLamp upset 6\nLightning 7\nLive coals 3\nMatch carelessness 11\nMatches, children with 12\nMattress falling on stove 1\nOil-stove explosion 3\nPeat fire 1\nShort circuit 6\nAmount of Lo\n150\n650\n4,755\n4,500\n820\n1,200\n17,100\n$ 1,000\n9,000\nS 10\n50\n* 2,308\n2,500\n450\n$\n1,312\n350\n3,668\n$\n65\n835\n$\n3\n84\n50\ns\n6,000\n177\n2,660\n$\n8,800\n64\n70,446\n946\n5\n5\n125\n50\n4\n3,448\n11\n15\n43,313\n470\n7,343\n3,226\n3,179\n39,231\n75\n3,305\n4,947\n2,562\n3,038\n493\n70\n5,767\n3,154\n3\n118\n10\n1,090\nS 8,860\n3,264\n28,435\n780\n10,000\n5,258\n5,330\n14,958\n418\n202,705\n137\n8,827\n22,000\n81-25,!\n$392,287 9 Geo. 5\nBritish Columbia.\nY 35\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES\u2014Continued.\nProperty.\nBrought forward.\nDwellings\u2014 Concluded\t\nDyers and cleaners 1\nEngine-houses 2\nFactories (match) i\nFactories (mattress) 1\nFactories (overall and shirt) 1\nFactories (paper) 1\nFactories (pipe) 1\nFactories (sash and door) 1\nFactories (soda-water) 2\nFactories (wire and nail) 1\nFences 1\nFish plants 1\nFoundries 1\nGarages 12\nGas plants 1\nGasolene-stations 1\nGranaries 1\nHalls 1\nHospitals 4\nHotels 20\nHouse-boats..\nCarried forward 692\n3\nCauses.\n 319\nSmokers' carelessness 11\nSoot from chimney 1\nSparks from burner 2\nSparks from bush fire.. 6\nSparks from chimney 159\nSparks from fireplace , 10\nSparks from rubbish 3\nSparks from stove or stove-pipe 9\nSpontaneous eombustiotr 3\nSuns rays shining through spectacles in window' 1\nStove explosion 1\nStove or stove-pipe insufficiently protected 31\nStove-pipe chimney 3\nTar boiling over on stove 4\nTorch ignited woodwork 1\nTramps 1\nUnknown 63\nWood or wood-box too close to stove 3\nWood on top of furnace 3\nClothes dropped on gas-jet , 1\nSparks from bush fire 1\nSparks from locomotive 1\nCollision of trucks loaded with matches 1\nMatch carelessness 1\nSparks from chimney 1\nFurnace insufficiently protected 1\nSpontaneous combustion 1\nMatch carelessness 1\nSparks from chimney 1\nUnknown 1\nOven insufficiently protected 1\nSparks from bush fire , 1\nExposure 1\nSpark from retort 1\nCarburettor back-firing 1\nExposed flame from vulcanizer 1\nGasolene carelessness 2\nIncendiary 1\nSmokers' carelessness 1\nShort circuit 2\nSpark from automobile ignited gasolene on floor 1\nSpontaneous combustion 1\nUnknown 2\nSparks igniting gas near tar-well 1\nShort circuit 1\nIncendiary 1\nDefective chimney 1\nDefective wiring 1\nElectrical appliances 1\nSparks from furnace 1\nSmokers' carelessness 1\nDefective chimney 1-\nDefective fireplace . 1\nElectrical appliances 2\nIncendiary 1\nLamp upset 1\nOil-stove explosion ,. 1\nSmokers' carelessness 7\nSparks from chimney 1\nSpontaneous combustion 1\nUnknown 4\nSparks from burner 3\nAmount of Loss.\n$125,983 $392,287\n1,932\n2\n35\n5,193\n46,003\n251\n200\n10,557\n2,577\n12\n2,150\n27,428\n1,125\n3,055\n16\n892\n108,816\n623\n275\n 337,225\n 12\n850\n150\n6\n780\n2,800\n665\n1,100\n700\n5,519\n50\n1,462\n4,375\n560\n7\n75\n115\n150\n90\n48\n500\n12\n70\n169\n252\n10\n37,217\n1,000\n1,779\n250\n80\n10,781\n100\n190\n786\n82,45\n7\n18,985\n10\n16,673\n337\n25\n2,141\n10\n38,518\n30\n\u00a7904,433 Y 3G\nReport op the Superintendent of Insurance,\n1919\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES\u2014Continued.\nProperty.\nBrought forward , 692\nIce-houses 1\nLaunches 3\nLaundries 6\nLogs\t\nLumber-mills ..\nLumber-yards..\nMachine-shops 2\nMess-houses 4\nMining property 4\nMotor-cycles\t\nMotor-repair shops.\nMotor-trucks \t\nMotors\t\nNet-racks.. ..\nNurses' home.\nOffices\t\nOffices and dwellings.\nOil-tanks\t\nOrphanage\t\nPlaning-mills \t\nPlatforms\t\nPolice-stations\t\nPool-rooms\t\nPost-offices 1\nPower-houses 1\nPrinting-offices 3\nMatches, children with 1\nDefective wiring 1\nLamp upset 1\nSpontaneous combustion 1\nClothes too near stove 1\nSparks from chimney 1\nSparks from furnace 1\nUnknown 2\nWood too close to boiler 1\nUnknown 1\nUnknown 4\nSparks from burner.. ..\nSparks from bush fire..\nOven insufficiently protected.\nShort circuit\t\nDefective stove-pipe 1\nExposure. ,- 2\nUnknown 1\nFurnace insufficiently protected\t\nOverheated fan-bearing- ignited dust.\nSpontaneous combustion\t\nTramps\t\nCarburettor back-firing\t\nSparks from tempering-tool..\nBroken gas-pipe in carburettor.\nDefective-wiring\t\nCarburettor back-firing-\t\nShort circuit ,.\t\nExposure.\nUnknown.\nExposure .... 1\nElectrical appliances 1\nCandle carelessness 1\nDefective chimne}' , 1\nExposure 1\nFurnace or furnace-pipe insufficiently protected 2\nSmokers' carelessness 1\nSparks from chimney 4\nUnknown 2\nHeat from grate fire ignited mantelpiece.\nFriction in feed-pipe (\t\nMatches, children with\t\nBack-draught from boilers.\t\nMatches, children with\t\nShort circuit\t\nAmount of Lc\n60\n400\n5\n350\n10\n489\n490\n5\n30,809\n2,250\n350\n651\n1,425\n1,622\n2,.'00\n26,475\n1,943\n43\n3,761\n1,000\n50\n250\n400\n1,100\n500\n100\n1,000\n420\n175\n45\n1,085\nExposure\t\nStove insufficiently protected..\nExposure\t\nShort circuit..\nPump-houses .\nRailway-cars.\nDefective furnace\t\nHot bearing\t\nSparks from chimney.\nLightning\t\nExposure\t\nShort circuit\t\nSmokers' carelessness 1\nUnknown 2\nCarried forward 763 , 763\n$\n6,000\n15\n$\n11,244\n160\n\u2014\n25\n$\n1,029\n116\n10\n1,462\n$904,433\n40\n1,344\n165\n5,247\n32,222\n25\n1,600\n614\n2,902\n10\n11,550\n46\n10\n2\n5\n5,015\n100\n11,429\n492\n2,617\n$1,097,851 9 Geo. 5\nBritish Columbia.\nY 37\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES\u2014Continued.\nProperty.\nBrought forward 763\nRailway-stations 2\nRestaurants 14\nRooming-houses 10\nSanatoriums 1\nSawmills 11\nSchools 4\nSheds 11\nShingle-mills 4\nShipyards 3\nSlaughter-houses 1\nSmoke-houses 1\nStables 10\nSteel plants 1\nStores 45\nStores and dwellings, over 17\nStores and halls, over 2\nCarried forward 900\n.763\nSmokers' carelessness 2\nDefective stove-pipe 1\nExposure 7\nGrease on range 1\nSmokers' carelessness 1\nSpark from chimney 2\nStove insufficiently protected \u25a0 1\nUnknown 1\nAshes against wood 1\nCurtains caught fire 1\nExposure 1\nSmokers' carelessness 2\nSparks from chimney 4\nUnknown .. 1\nSparks from stove..\nDefective wiring\t\nSparks from boiler ignited contents of shaving-bin.\nSparks from burner\t\nSparks from furnace\t\nSpontaneous combustion\t\nTar boiling over..\n... 1\n... 1\n... 1\n... 1\n... 1\n... 1\nUnknown ; 5\nSparks from chimney 2\nStove-pipes insufficiently protected 1\nUnknown 1\nAshes against wood , 2\nShort circuit - 1\nSmokers' carelessness 3\nSparks from burner 1\nSparks from chimney... .\u2022 1\nUnknown. 3\nHot bearing - 1\nUnknown 3\nHeating-torch blew off, causing coal-oil to spread to hot rivet\non top of boiler 1\nOverflow of oil i n furnace 1\nUnknown 1\nSpark from furnace\t\nGrease ignited from fire under grating'.\nMatches, children with\t\nUnknown\t\nMolten steel overflowed from open-hearth furnace 1\nAshes against wood 1\nCandle carelessness 1\nDefective wiring 1\nElectrical appliances 2\nExposure 14\nFire-crackers 1\nFriction of belt on motor-shaft set grease around motor on fire 1\nFurnace-pipe insufficiently protected 1\nGas-burner insufficiently protected 1\nLamp upset .' 1\nMatch carelessness 2\nSmokers' carelessness 4\nSparks from chimney 2\nSparks from furnace 1\nSpontaneous combustion 1\nStove insufficiently protected 2\nUnknown 9\nClothes too near stove 1\nElectrical appliances 1\nExposure 10\nSpark from chimney 1\nUnknown 3\nWood on top of furnace 1\nAshes against wood..\nExposure\t\nAmount of Loss.\n$1,097,851\n310\n274\n11,400\n379\n150\n90\n30\n2,060\n55\n8\n6,000\n32\n257\n841\n6,000\n99,350\n043\n5\n7,256\n10\n88,429\n160\n727\n2,000\n$ 60\n1,100\n860\n3\n5\n500\n$ 7,800\n02,350\nI 166\n261,205\n152\n100\n17,694\n2,213\n97\n400\n17,849\n19,036\n125\n175\n10\n373\n5,171\n43\n435\n45\n1,898\n1,825\n315\n56,487\n10\n3\n53,669\n20\n5,233\n10\n2,508\n224\n7,193\nSO\n2,887\n2,528\n70,150\n261,523\n2,100\n700\n17,794\n165\n106,497\n58,945\n2,732\n1,847,771 Y 38\nKeport of the Superintendent of Insurance,\n1919\nTABLE VII.\u2014CLASSIFICATION OF PROPERTY BURNED AND CAUSES\u2014Concluded..\nProperty.\nCauses.\nAmount of J\nOSS.\nBrought\n 900\n 5\n 12\n 1\n 900\n$1\n847,771\n 1\n175\n375\n1,702\n2,700\n 1\n 2\nElectrical appliances\t\n 1\n 3\n 1\n 1\n4,952\nStores and rooms\n$\n1\n$\n60\n3\n22\n2,100\n114\n25\n36\n8\n10\n3\n49\n628\n375\n15,000\n 1\n 1\n 1\n 1\n 1\nStove insufficiently protected\t\n 1\n 1\n 1\n2,381\n25\nTents\t\n 1\n 2\n 1\n 2\n 1\n1\nTheatres (moving\n 1\n 1\n 1\n677\n 1\n....'. 1\n 1\n 4\n15,375\n329\n$ 100\n400\n$155,535\n25\n100\n100\n1,597\n603\n1,400\n55,306\n$ 500\n7,500\n$ 2\n452\n 13\n 2\n500\n 1\nTramps \t\n 1\n 1\n2\n 1\n2\n 1\n 1\n214,750\n 1\n 2\n 944\n8,000\n 1\n 1\n454\n 944\nTotals\n$2\n095,226 9 Geo.\nBritish Columbia.\nY 39\nTABLE VIII.\u2014 SUMMABY.\n1918.\nJanuary\t\nFebruary\t\nMarch\t\nApril\t\nMay\t\nJune\t\nJuly\t\nAugust\t\nSeptember\t\nOctober\t\nNovember\t\nDecember\t\nTotals, 1918.\nTotals, 1917.\nTotals, 1916.\nTotals, 1915.\nTotals, 1914.\nGrand totals\nCities\n(35).\n26\n45\n41\n72\n82\n76\n69\n44\n49\n28\n43\n44\n619\n422\n496\n469\n535\nFires rsported.\nOther\nMunicipalities\n(28). .\n9\n5\n10\n19\n101\n9\n16\n11\n11\n13\n220\n123\n172\n240\n223\nInsurance\nDistricts\n(15).\n3\n5\n5\n8\n11\n17\n18\n105\n117\nTotal.\n38\n55\n56\n99\n194\n102\n94\n58\n80\n44\n69\n944\n662\n668\n709\n758\n3,741\nCities\n(35).\n25,275\n18,987\n25,724\n32,534\n308,707\n71,478\n103,654\n30,200\n21,059\n44,685\n21,866\n96,439\n$ 800,668\n756,427\n1,041,440\n865,093\n1,249,723\n$4,713,351\nAmount of Loss.\nOther\nMunicipalities\n(28).\n7,115\n1,025\n13,007\n49,052\n615,286\n23,606\n89,525\n12,243\n15,456\n9,781\n11,789\n15,361\n863,306\n227,442\n339,512\n365,717\n390,111\n$2,186,088\nInsurance\nDistricts\n(15).\n$ 4,050\n4,936\n2,236\n22,673\n12,161\n76,333\n34,826\n7,690\n70,121\n136,682\n13,309\n46,235\n$431,252\n558,009\n$989,261\nTotal.\n36,440\n24,948\n41,027\n104,259\n936,214\n171,417\n228,005\n50,133\n106,636\n191,148\n46,964\n158,035\n$2,095,226\n1,541,878\n1,380,952\n1,230,810\n1,639,834\n$7,88S,700\nTABLE IX.\u2014LOSS OF LIFE. 1910-18.\nCause of Fire.\nLoss of Life.\nOccupancy.\nAdults.\nChildren,\n1\n1\n1\n1\nTotal\t\n4\n8\n6\nTotals, 1917.\n1\n9 Y 40\nReport op the Superintendent of Insurance,\n1919\nTABLE X.\u2014INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN\nLIFE INSURANCE COMPANIES.\n(For British Columbia investments of Life Insurance Companies sec Abstract of Returns of\nLife Insurance Companies, post.)\nName of Company.\nAmerican Central Insurance Co\t\nBoiler Inspection & Insurance Co. of Canada\t\nBoston Insurance Co\t\nBritish America Assurance Co\t\nBritish Columbia Plate Glass Insurance Co\t\nBritish Colonial Fire Insurance Co\t\nBritish Crow-n Assurance Corporation, Ltd \t\nCaledonian Insurance Co., Ltd\t\nCalifornia Insurance Co\t\nCanada Accident Assurance Co\t\nCanada National Fire Insurance Co\t\nCanadian Surety Co\t\nCentury Insurance Co., Ltd\t\nCommercial Union Assurance Co., Ltd\t\nDominion Fire Insurance Co\t\nDominion of Canada Guarantee & Accident Insurance Co.\nGeneral Accident Assurance Co. of Canada \t\nGeneral Accident Fire & Life Assurance Corporation, Ltd.\nGlens Falls Insurance Co\t\nGlobe & Rutgers Fire' Insurance Co\t\nGlobe Indemnity Co. of Canada ,\t\nGuardian Assurance Co., Ltd\t\nGuardian Insurance Co. of Canada\t\nHartford Fire Insurance Co\t\nHome Insurance Co\t\nHudson Bay Insurance Co\t\nImperial Guarantee & Accident Insurance Co\t\nImperial Underwriters Corporation of Canada\t\nInsurance Co. of the State of Pennsylvania\t\nLaw Union & Rock Insurance Co., Ltd\t\nLiverpool-Manitoba Assurance Co\t\nLondon & Lancashire Guarantee & Accident Insurance Co\nLondon Assurance Corporation.'\t\nLondon Guarantee & Accident Co., Ltd\t\nLondon Mutual Fire Insurance Co. of Canada\t\nLoyal Protective Insurance Company\t\nMaryland Casualty Company\t\nNational Ben Franklin Fire Insurance Co\t\nNational Benefit Assurance Co., Ltd\t\nNational Fire Insurance Oo. of Hartford\t\nNational Union Fire Insurance Co\t\nNorth American Accident Insurance Co\t\nNorth British & Mercantile Insurance Co\t\nNorth Empire Fire Insurance Co\t\nNorthern Assurance Co., Ltd\t\nNorthwestern National Insurance Co\t\nNorwich Union Fire Insurance Society, Ltd\t\nPacific Coast Fire Insurance Co\t\nPhoenix Insurance Co\t\nQueen Insurance Co. of America\t\nRoyal Insurance Co., Ltd\t\nRoyal Plate Glass Insurance Co. of Canada . .:\t\nSpringfield Fire & Marine Insurance Co\t\nUnion Marine Insurance Co., Ltd\t\nTotals\t\nMortgages.\n$1,193,932 00\n391,035 12\n14,000 00\n37,233 96\n103,558 '66\n380,000 66\n48,500 66\n546 70\n237,709 90\n290,000 00\n2,250 00\n$3,201,399 01\nIn other\nSecurities.\n$ 30,060 00*\n44,000 00*\n25,000 00\n160,866 66\n5,973 33\n3,000 00\n23,219 86\n69,164 00\n25,000 00*\n19,000 00\n25,733 33*\n26,000 00t\n33,460 64t\n93,911 50*\n33,332 64*\n45,779 47*\n20,000 00\n48,180 00\n5,000 00\n56,590 001\n39,767 36t\n76,000 00*\n50,000 00*\n102,779 49\n29,676 50}\n30,434 75}\n53,200 00*\n30,666 66*\n447 80J\n176,000 00\n356,107 44\n25,975 00\n9,400 OOt\n61,684 26t\n39,997 12}\n32,739 66t\n22,984 75\n35,000 00*\n15,437 00}\n148,600 00*\n45,000 00}\n250,000 00\n52,827 05}\n75,200 00*\n511,367 49}\n18,400 00\n32,000 00*\n214,860 67*\nssXo'oot\n22,212 92\n$3,387,060 69\n* Tar value.\nMarket value.\n: Book value. 9 Geo. 5\nBritish Columbia.\nY 41\nfr3.\noo t3; io r~ co -oo\nCO tH\no o\nCO CO CO O Ol H K H MB i> O iO SO N O N 'O I\n3 CO\no\nIO 00 lO Cl Tf \u2022 O O\n?doo\nO CM\nO i-t O OCS>TfC0l--.J>C0C0CiOO01O'OC0(N 00 -\nAp\nffl (N \u00ab SO \"O -Old\n-co 00\n-\u00bb o\nOrHQO OC10vlCCXCOCMrlOiHl>LOOOLOCl Ol\na s*\n\u25a0 cr: -t co \u25a0 Ci >o\n, CM Ol O \u25a0 O \"rH\n_ OO-I\nO LO\niO rH\nOi i> -co o c h -* s so i-o cc. ssc c so 01 lo oj\nCi Cl CM ^ ^j O -h l- CO \u2014i o-l 01 SC iCO- O. 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CO\nCO CM\nr-i r-H\nO Tf ^ ri X OO rHOOiO ri\nH rt]\nS& ;\n1-* * *, * -*-* -4- W-S^\u00ab>'--l-=1-b^* * ++:|-\nW\n>\n65 O\n* * * * -rr \u25a0 * ++\n-H ^r-\n* -r-\nO\nti\ne* S\n00 oo o o - o us c\niO\nQ O CO OOOOO OO o\n'O\nCi iH O O \u25a0 O lo CM\nCD\nowm ooooo OCO o\nB El\n\u00a33\n00 rH O O - O Cl o.\n\"dHOO'Q O^fOOO Ot~ O\n\u2022 th o so o \u2022 _\u25a0 o -^ O- O O ^s'^; _.\u2022_; O f~^;_ \u25a0 _; O^\nTf\nof3\nCl\nCO ,^; co O \u2014\u25a0\u25a0 \u25a0 \u2014 -^' OO _; i\u2014i \u25a0\n1 Ol\n|b\n-rH--jr-r-l -O-SoO-5^-2\n\u25a0** r* oTco'io ' lofe co'w*; irTr^ft\nt~ oi eo . t\u2014 io th\nr-Hi-N.^'s'O co c- '-o i.o -^ -~ .~ .^. o --f .-r .72 ;~ o- -or i oo\nco Hco Ie Jc* c' x >o\"n-7. r< \"OS re*, ri io\"t~' <; k k: n-5 o\niHCO^TfCO rHCO OlO'iHCM\no\nm cm. . eo \u25a0\u00ab*< r-i\nIO OIO H CO CO\nX\nrB\"\nH\n3\neo\nrH\nco\"\n1 %-\n\u25a0O\nt?\n1\n\nCO CO\n\u202275UOO\nr^ -J -J ^ -i ~J\n~-r ^ ^:. ?o\n o\n-5 rs ^ ^ ^s w\n0)\nta\n3\nft? J\nt^r>\n: J*; *-i o\"^; fe; fe;\n>^r\n;fej 0*\"rH\ntejtejr^^r>;^j\nte; te, fe; : te. d\"\n**H ^ *^i ^ \"^ W\na>\n02\no\ncc\nK\ns\u00bb\no\na\no ooooooooop\nooo\nCO O O O O iO\nrH O O O O l-t\nO-H^OOOCO O O Tf\n&\n'_?OOOOOCiOOOO\nCO ^ O -:\u25a0 C- l-~ \u2014 ~T T. O TiH O\nIO iH Ci\nST.- NCC\nP ~rJ,\nrS io Tf o o Tf ci \u25a0 - -so -\u2014 rv o Tf\n02\nP\nCO- -Cl i-O c\nB\nCD\n6C\nS-g\nCO \"\" rH O rH HoVHHO'lM*\ni\u2014i' rH ri\nTf O CO O rH CM -^\ncso tX of ri O CO i\nte \u00b0. -* t \u00b0 lfo \u00ab te te \u00b0- te 0- **..\nci oi i\u2014 oo i\u2014 lo r\u2014 1 io co\nCD\nrr\no o\nri\nri\nCD\n*\n\u2022w\n&\n'\u2022# \u25a0* i-H 00 00\nCM lO CM CO COO\nri O.\nCO\n03\n\u00b0-r3-oS\nO 00\"*OOOiO OO\nO OONQOiOW 000\nrllQlQlNOQlOCUrOO\nO -H \u25a0--; O O X Cl O O iO C\nhA\nOt-OC0OOl\"-OC0C0O\n\u25a0OrHrlOOClLOOOCi C\no\n-1-\nr\u2014i\niO ffl O H O M th CO t^-o\nCO. -+WO\"*mOHHC-l\nCM O CM O O x n o o r- c\nTf\n00-1--000 f^'C -CO\nO.COCOt^O-rtiI--CDCOiOO\nO Ol CO HH O O CM O O rH \u25a0 C\n1-\nH\nw32 3c cc\nco vS r- T. -i io- o c; r\u2014 -^ -s. o\noi io o in o oi a c O; n oi\nOI-rHOlOl-Xr-l LO Ol ^S C\nLO\nC cci s- cd\nO\nm^io_\n'ri\nOS\n*\n1>\nr?\n\u00bb\n\u2014i\"lq looisooicoituio\nOI.--O00rHOt^OCXjTpo\nOrltOOO'iCiOOOCi C\nOl\no-\no\n\u00ab\nOfHCMOOOCCOOO C\n-f\n\u00ab:!\u00a7\u00bb\n(M O O OS O O *# O O O O\niOSOrli*CiHHOSONO\nonccLOGxcooooo c\ni=\nB\nO-jKO i.-; '\u25a0\": ~ 3 co 3 r. O\nHvoci- i - -j: io v.- oooo\nCl i-O O O CO tlH CO O CO rH o\nO^COWChiOOOH'C\no\nl LO\n1-\nrt oo\n1-1\nrH O]\nOS\nfc-^\nB\nJj\n\"ri\n'a g\n\nin \u2022**< oa\nrt\nt-\nr- o io co\ntH SO Ol 00\nCO\nrH Tf Cl CM CM CM\nCO CM l-t -\n3\n&4\n^\no.\nrH iH O 00\n0OCCHH\ntTdn ri\nCM\nBh\nr^, rH\n\u00a3 -HrCCO\no pq\nP \u00a7\nOOOOOOOOOOOO\noooooooo o-o OOOOOt-OCOXOOOOC\nOOOOOOOOOOOOOOOOOCMtHOOOOC\nIO\nfl\nOOOOOOOOOOOO\no\nCU\nHP\n'1 H\ng o\nS. .\nWOHNinOMt-HinOO\nO \u2022* O o O Th CO ri iO O O Tf io Tf Oi t~ Ci- CM 0-1 O O O O >r\nl~ 1\u2014 O O \u2014\u25a0 X -f I- i-O CS iO i-O I- -01 CO SO CO- r-i 10 IO j_ \u2014\u25a0 o CO\n'2\n\"o\n43 g 8\n^3r-\nOi O co co o -a i-h co O t\u2014 i\u2014i *0\nCO O 'O W rfi C. 71 -* so a \u2022* CO\nLO I-\u2014 O ^ ' \u25a0\u2014- 'O CO 1- Tf O 'O i\u20141 i\u20141 \u2014f l.r c_. X- Cl 01 r\u2014i t\u20141 O O C\no\n1~ O -Tfl CO -X -t O CO I - O. rH 00\nO Tf O O 00 O O CJ SS- H H N 1- 10 i.O SO 1- i.O O Tf 00 O X 0\"\n00\nno -* i- o O -r w 1- lo O Jr- O\nQBNCMCOHONHrlM CO I'- in -f Tf CO i\u2014 CO Ci- rH CM J>\ns\nto o -~ X' i- sc i- (M n its o\nrINfNiOHHOlHHSOt tt t- O \u00bb CO CS C S IQ <-f tJ\n 0) t> ^\nONHiO\nr- th\nO O CO\nIO Tf Tf\nTfLO\nCO lO O\nOioMDOOHiooonn\n\" ti\nr^ 'S S- \"S\nHHtOCC\ni\u2014i iO\nCNN\nX rH Ol\nO O\nO Ol CO CO. i\u2014 CS- Tf [^ Tf X I--\nr? f-.S-S\nt- Ol IO\nthO\nCO t-\nCM\"\nCl CO Tf\nTf ri\nTf CM\"\nI\u2014(-HcHOlXTfOOTflH OO\neo iQ iQ\noo\nbe\nfl\nrt \u00ab\nrH\n\u00bbSi\n\u25a0s .J\"\nS \u00bb J A\nP cc -H> 3?\n2-S-O J\nO OOOOO O O oo\nO O O O O O IO O O O O\nOOOOO OCMOOOO\nrH rH O O O CO -CO t~ Tf Ol O\nOOOOOOCOOOOOC\n\"3\nO OOOOOOO oo\nO OOOOOO-CO oo\nOlOCOOOt-OOOOC:\nOliO^fTfTfOrHiHOOOC\nCM\nB\nOi \u2022 iO- ~ O -+\u25a0 \u2014 x h^I-O\nOiCMOOOCOrlCOOOOO\neoOiOCOOcOClOOOO'^\nTh\n\u25a0Jr.\n(-1\nOl vi H N ui -^ O H ^* -^ \"- O\nCM Cl O O LO \u00ab N CS H t- O\nri I- r- Tf Tf cO-iO CO 0*0 O OS\nOi \u2022< tH io'--: Cr. 71 h ni < H SO\n-* ^ \u25a0* a -n vj o i - -co ' acM\ncocioo>ocmojOcocoi-~\n(01 \u2014 I-- Cl -SO X Tf O lO CM SO\n-HTfrHCMlOrHTfSOCOLOOX\n00 Ol O Cl Hf r- OO rH I> CO\n\u00bb\nfe\nHCCC fl\n-cd o rf\nft.\no eo \u25a0<* sohoso oiss\nr-1 Tf Ol iO INfig rH r-i Tf ri rH\nCOcOCMCCO 0 01 rii\u2014\ntM\naJ\no\ni-T r-T cm\"\n!-T H ri\" r-T ri\" ri\"\nrtri\" r-T\nCM\n9&\nB\n03\n\"- ,1700\n33 SS a rt\n-w\nr5\nM\no\nco vn\no -*\n^.;OH\nTf O O ri\nrH Cl\nO SO\n\u25a0HHCOCSiTfCOlOOlThCOlOCO\n03\n03 O\nhN\n^ CM -*\nIO CO H O\nCO tr-\n1- O\nri\nrH\no\nCM\nfe;^^\nOl Ol rH\ncoTo-f\nt>\ni-~ o\nri iO_ ri t-\n' P\n5zq &- b\nf-1\ns\ns\nT\"UiiOifiSOiOiOO't\"*COO\nOONHOiOCTl-COl-HHOHSiOOCOcOCOaHNCC\n,_,\nw\nti\n\\r \"3\niOHC0(M-HiHS0O\u00abHC0 71\nI-HOI--10 1-I\u2014!CMCOiHC\u00bbCOOCMCOClC010TfCSiSOl--OOif\"\nI\u2014I\nNNQOiQNOMCt-aiC-N\nCO C O H t(i c a Ol H o \u25a0* iO Ol a CO Ol CC f- \u2022* K O H Ol j-\nX\nfl te\nOi l-T, i\u20141 ~ \u20141 l-~ -T- \u2014 CTj [\u2022- tHH rH\nr-i Ol Tf HH X X X rH \u2014\u25a0 SC' r\u2014 I - \u2014' ' 0 Tf IC ~ -f 1 - O Cl O rH Tt\n\u25a0o\nrH (\u00a3> CO O X !\u25a0- 00 1- (-- Cl I-- CO\nTf 1>- 1-- Tf Cl X SO O O CO h- 00 -rr C- SO- 01 c- CO c-1 - O ri Tf cc\nTf\nCD\nB\nB\nS 5\nQj r-\ncm rH oi i\u2014\u25a0 o r; so w o -hi ~ o\nlOiOOaOr-TfrlOOlOr\u2014 CO X) Ol O CO -Cl i-O SO CM O CO sc\nCO\nCM Ci CO X- 01 1.-- iC hh (C CO\nCO I- X sr- rH oi z: lo so co n Cs- -n i - oo o 1 ~- -h ri i-\nCM\n'ri\nw\nCM r-l Tf i\u20141\nrlCMr-teO COH ri CO\nCO\nEh\n\u20acft\n0\u00bb\no\no\nfa\n\u25a0 cd\n.02\n'p\n: o\nd'S\no \u00b0 -\nW-XJ.'\n\u00a7f g\n= 5 =\n\u00a3 CC j,\nh 3 ic\n9,-S \u25a0-\nZrO C\n3 \u00ab'!\nflSr\n. eg\n. Fh\n. (U\n\u25a0 c\nitt\n*\u2022\u00bb\n\u00a7 c\n\"--\nSt) \"\n- c\no o\n\" -\nH~ ~\no o\n--1\n\u25a0 sh\"E!\n. . cos\n: \u2022\u00a7 fo : b-\n'rt'rt\n;|\nPQ\nO\nEh\no\n<\"\nPh\nH\n02\nrr\n1\nM\nH\ntt\na\no\nQ\n\u25a0 rt\n:\u00b0 c\n: \u00b0-J\nd d.Sl\no o Z\ng ^ a.\nil'S\nIS \u00a9 rS\n331\n\u20228 \"31\nflrS*\nB ftB\nsi dC\nOOC\n6\no\nB c\n5c\n3|\na e\n=0 &\n- c\nO s-\no\n-\n1\n<\na\nr-\n2\ncc\n'o\no c\n3 3\nl|\n\"77 0,\n\u00a3 -\nrH P\n3r=\n\u00a3\n0\na\nC\n\u25a0 d 4-\n: s s\nr^X-5\nW \u2014 E\na> t\u2014' t-\no -\u2014,\u2014\n-B o\ncs3 o\n!s3 c\n\u00ab J\n'\" OJ\nB -h1\nlie\nB \u00a3C\nB -rS\nCOS CD\nPi 3\nc\nC\nc\nC!\nt-\ns\na\nc\n0\nC\ncS - C\nd xO a\nH \u00b0 \u00ab C\nB P B \u00a3\nIPs\n^H i\u2014i CD -B\nCD CD -tJ f-\n\u25a0** i3 *-\u00bb3 -s\nB B ci a\n\u25a0 rt CD \" CSS J-\n.9 S'S :.S ?\n\"-\" O o eg J\n33 ^ CI2 \u25a0 t- 3:\n\u00ab O 0> :Or5\nS \u2022 s \u2022 -c-\ng O S \u00ab\"\u00bb?\nSQ g+c 0\n188 -5\n3l31i\no CJ o = i\nX ~ \"B \u00ab ,q C\nri ri'o\nd\nQ\n8\nfl\nSc\ni :\nCD P\nCD o\n& 0\nx'l\na c\n0) C\nod\nri\no\nB\nO\nri\nB\n\"8\nri\nB\nHrMCO^maNMCJOHiMco\nTrim (OI-COaiOrHOlCOTflo COI-^OOOOt-HCMCOtt\ni-H 1-\nH r~\nrH i\u2014'\nrH i\u20141 r-\no\ness\nG>\nCM\nOO CM\n0\nOl 01 0\nCO OO C-\nCO \u00abr Y 42\nReport op the Superintendent op Insurance,\n1919\nTABLE XII.\u2014LIFE INSURANCE SUMMARY.\n1914.\n191.\"\n1916.\n1917\n1918.\nPremiums for year . .\nNet amount in force\nClaims paid \t\n$ 2,817.000\n84,149.000\n678,000\n$ 2,761.000\n83.204,000\n1,021.000\n$ 2,906,000\n87.983,000\n1,034,000\n$ 3.313,000\n95,309,000\n1,302,000\n$ 4.026.000\n112.978,000\n1,558,000\nTABLE XIV.\u2014MISCELLANEOUS INSURANCE SUMMARY.\n1914.\n1913.\n191ft.\n1917.\n1918.\nL\t\n$157,000\n71.000\n68,000\n20,000\n559,000\n244,000\n102,000\n44,000\n112,600\n63,000\n$139,000\n62.000\n68,000\n32.000\n279,000\n155,000\n57,000\n33,000\n130,000\n68,000\n73.000\n28,000\n$126,000\n47,000\n100,000\n43,000\n282,000\n191,000\n93,000\n28,000\n200.000\n120,000\n69,000\n28,000\n$197,000\n111,000\n50,000\n21,000\n68,000\n103,000\n135,000\n50,000\n283.000\n152,000\n74,000\n22,000\n$221,000\n78,000\n73 000\nL\t\n41 000\nLiability, P\t\n31,000\n14,000\n230,000\n65,000\n404,000\n125,000\n79,000\n21.000\nL\t\nIc \t\n;, u\t\nL\t\n-Premiums.\n-Losses. 43\nTABLE XIII.\u2014MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1918.\nNAME OP COMPANY.\n!\"\u2022\u00bb \u25a0 \\'. Accident.\nSickness.\nLiability.\nAutomobile.\nBurglary.\nGuarantee.\nPlate\nGlass.\nMarine.\nLive Stock, Steam-boiler,\nSprinkler Leakage,\nInland Transportation,\nFliT-WHBEL AND EXPLOSION.\n(Indicated by Initial\nletters.)\nTotal\nPremiums.\nTotal\nLosses.\nUnsettled\nClaims.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\n9 1,490 35\n2,294 48\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\nPremiums.\nLosses.\n9 26 00\n1,093 11\n$ 46,493 35\n6,789 11\n9 18,704 77\n154 64\n$ 47,983 70\n9,547 34\n1,025 95\n24,670 91\n25,829 00\n2,067 45\n12,273 28\n6,857 22\n6,952 96\n11,221 10\n4,599 73\n87,635 01\n57,162 43\n67,011 11\n10,851 70\n25,390 25\n19,318 59\n122 18\n5,266 82\n41,862 61\n20,710 57\n530 45\n42,149 91\n11,134 49\n. 32 00\n8,015 56\n3,560 14\n3,217 92\n17,373 77\n43,002 67\n4,140 76\n3,105 24\n5,995 70\n34,581 05\n26,583 42\n3,823 61\n3,439 75\n6,585 03\n233 94\n446 75\n6,302 98\n33,461 71\n1,422 03\n1,895 05\n3,362 31\n2,887 74\n8,876 44\n2,919 54\n19,431 40\n27,674 05\n2,605 31\n26,956 18\n8,907 30\n4,817 73\n3,530 26\n33,519 90\n1,614 50\n1,579 84\n9,408 11\n2,817 48\n29,503 64\n4,685 36\n29,001 14\n8,144 56\n3,209 03\n5,803 69\n39,744 42\n9,821 76\n15,167 64\n12,942 03\n11,252 64\n11,834 49\n768 30\n$ 13,720 77\n1,267 65\nJfU.\n13,847 94\nbu\nMU.\n7,021 78\n' 2,824 82\nya.\n2,016 11\n94 24\n13,591 61\n28,204 43\n15,451 35\n1,703 05\n15,402 30\n21,268 39\n16 59\n669 96\n10,085 24\n3,750 37\nXU, '\n16,520 58\n362 34\nya.\nya.\n1,273 02\n626 11\n7,007 22\n16,773 25\n292 79\n933 98\n497 39\n10,249 20\n6,890 55\n1,002 00\n2,833 61\n2,141 09\nBU\n303 33\n488 43\n13,268 24\n1,066 35\n6,033 80\n1,064 95\n690 56\n5,187 66\n50 95\n2,465 31\n12;034 47\n2.009 35\n12,825 85\n5,590 69\n338 96\nya.\n7,683 21\n743 66\n371 68\n2.010 79\n1,455 26\n1,223 49\n1,035 20\n23,433 60\nNU\n1,688 57\n259 39\n11,285 72\n2,412 08\n2,230 93\n9,428 76\n. 4,936 15\n2,403 86\n95 75\n$357,795 57\n9 2,963 42\nau\nNil.\nNil.\nya.\n50 00\nNU '\n979 65\n1\nS 101 26\nBU.'\n$ 72 60\n$ 20 00\n9 20000\nyu.\n2\nS.B. $1,025 95\n.mi.\n8\n24,670 91\n26,829 00\n13,847 94\nya. \u25a0\n4\n6\n2,067 46\nbu\n6\n9 12,273 28\nS 7,021 78\n7\n6,867 fee\n2,824 82\n8\n6,962 96\n- ya.\n0\n8,488 44\n9 764 82\n1,706 12\n000-81\n4,967 57\n247 21\nISO 01\n94 24\n9 08 08\n30 00\nya.\nmi.\n181 02\n4,322 52\nBU\nmi.\n693 97\n280 07\n800 00\n126 00\n900 00\n4,977 52\nNU.\n560 99\n2,903 00\n4,665 00\nNU\nNil.\n2,025 55\n12,559 10\n240 00\n16,311 08\n614 00\nNU\nya.\n4,865 91\nNU\n18,214 37\n1,177 00\n360 00\n112 88\nNU.\n81,290 00\n401 00\nNU\n600 00\n574 46\nNa.\n748 98\n1,011 00\n4,124 60\nNU\n5,327 30\n352 59\n126 00\n170 00\nNil\n951 50\n3,916 00\nNU\n3,111 00\nNU\n150 00\n1,434 27\n4,945 00\n818 65\nNU\n678 62\nNa.\n84 15\n634 00\n3,840 00\nNa.\nNU\nNU\n1,400 00\n8,632 00\n2,500 00\n146 58\n1,760 50\n75 00\n10\n11\n37,635 01\n13,591 61\n12\n35,320 01\n29,496 49\n4,068 15\n13,858 43\n6,924 16\n299 99\n18,091 67\n18,932 20\n2,358 95\n12,277 05\n6,497 97\n1,230 39\n8,760 86\n20,541 72\n8,647 70\n2,068 05\n3,660 87\n4,172 67\n13\n68 76\n300 03\nbu\nmi.\n1,780 76\n202 87\nyu.\nJHL\n1,101 10\n368 36\n14\n9 274 00\nBU\n15\n26,300 25\n16,402 30\n10\n4,949 23\n10,220 29\n2,102 82\n908 21\n2,120 46\n9 6,618 12\n8,081 62\n122 18\n982 62\n4,410 79\n6,362 70\n1,461 77\n16 50\n8 25\n448 66\n911 68\n2,064 66\n9 2,000 00\n17\n18\n19. Fidelity & Casualty Co\t\n590 49\nnu.\n395 73\n147 66\n1,003 66\nNil.\n1,116 03\nyu.\n500 34\n514 05\n\/S.B. 385 06\n\\P.W. 343 00\nNil \\\nNil. f\n19\n87,451 82\n9,641 69\n20\n*5,293 03\n928 61\n8,246 86\n1,010 18\n678 08\nNU.\nS.B. 231 32\nUS. 530 45\nNil.\nNil.\n21\nm\n18,841 34\n4,261 01\n12,866 26\n10,181 03\n826 72\n28 06\n9,149 42\n3,464 61\n2,060 49\n362 34\n93 00\n878 17\n23\n7,669 98\nbu\n24\nL.S. 82 00\nNU.\n26\n8,015 56\n54 25\nya.\nya..\n26\n\u20221,628 24\n514 12\n444 97\n276 76\n1,340 18\n2,504 17\n6,890 93\n18,900 91\n276 76\n626 11\n8,610 81\n3,871 13\n16 26\nNU.\n76 26\n205 40\n27\nE. 713 75\nNO.\n98\n6,479 65\n1,888 17\n\u2022 8,046 15\n2,456 44\n770 03\n20 60\n178 11\n81 20\n29\n20,024 26\n12,899 62\nI.T. 77 60\n9 2 50\n30\n602 43\n87 60\n. 573 17\n149 64\n^ 2,765 16\n106 66\n81\n3,106 24\n933 9S\n82\n5,096 70\n497 39\n33\n10,220 34\n4,166 60\n1,166 24\n721 78\n966 31\n1,970 12\n692 14\n488 17\n4,078 90\n930 03\n8,717 56\n18.20\n14,732 98\n14,424 08\n4,773 26\n4,664 74\n4,682 62\n2,874 47\n34\nya.\n2,220 18\n\u2022 1,052 71\n35\n3,828 61\n1,002 00\n3fi\n3,430 76\n2,333 61\n37\n6,585 03\n2,141 09\n38\n233 94\nbu.\n89\n218 44\n143 81\n\u266683,461 71\n828 81\n125 10\n303 88\n610 24\n40\n249 90\n18,268 24\n,1,604 00\n2,192 54\n66 00\n604 76\n686 34\n-293 08\n467\" 37\nS.L. 378 10\n41\n4ft\n1,422 OS\n1,056 86\n48\n1,895 06\n6,033 80\n44\n3,362 81.\n1,054 95\n45\n128 54\n2,887 74\n8,926 00\n2,919 54\n8,563 85\n9,058 85\n690 66\n2,999 20\n60 95\n933 52\n1,439 50\n46\n3,858 96\n603 64\n417 48\n278 20\n1,001 60\n646 51\n806 12\n47\n48\n8,893 68\n\u202218,936 79\n464 73\n9,292 45\n6,591 78\n814 86\n608 10\n1,971 00\n10 00\n583 15\n773 09\n- 2,298 71\n242 20\n719 87\n49\n64 40\n244 30\n\u25a0 if a.\n50\n2,605 31\n4,842 94\n2,009 35\n2,714 34\n51\n22,613 24\n10,111 81\n52\n*8,907 30\n6,590 69\n68\n4,817 78\n338 96\n54\n3,530 26\n' Nil.\n55\n13,034 58\n\u26661,614 60\n4,074 96\n748 66\n6,687 00\n2,750 10\n2,86S 60\n73 60\n11,019 53\n2,878 67\n53 84\nSBU\n708 99\n-2,687 29\n649 46\n684 18\n66\n57\n1,579 84\n871 68\n68\n\u2022817 50\n009 09\n606 60\n446 45\n' 1,352 66\n6,726 46\n666 22\n60\n2,817 48\n1,466 26\n60\n4,553 60\n4,597 86\n1,223 49\n1,036 20\n24,925 79\nNil\nI.T. 24 25\nS.L. 87 50\nNil.\nNil.\n61\n62\n29,001 14\n8,144 56\n23,433 60\nMu.\n68\n64\n1,043 49\n6,803 69\n114 00\n259 39\n2,165 64\n;i,524 57\n65\n66\n. 2,146 16\n7,680 05\n1,427 38\n1,497 86\n1,182 76\n2,338 39\n245 93\nbu\n87,598 26\n2,241 70\n10,102 97\n78 67\n07\n68\n780 60\n>. 68 57\n686 00\n760 67\n2,431 66\n170 86\n847 67\nyu.\n7,807 86\n142 17\n1,337 67\n858 24\nI.T. 787 01\n248 86\n69\n10,657 67\n11,252 64\n11,834 49\n9,179 91\n4,936 16\n2,403 86\n70\n71\n72\n04 00\n06 00\n60 76\n188 00\nbu.\n215 25\n86 00\nL.S. 175 05\nNil.\n78\n$230,344 54\nS13\u00a3,967 29\n8221,568 38\n$ 78,622 97\n8 73,523 55\n$ 41,807 03\n\u2022 31,339 80\n9 14,508 01\n8 65,287 OS\n9 3,292 61\nya.\n9 87,302 15\n$ 4,215 35\n8 34,289 11\n$ 17,136 49\n$405,674 50\n$ 4,740 93\n9 251 35\n$1,041,976 57\n$149,955 02\n\u2666Accident and sickness. 9 Geo. 5\nBritish Columbia.\nY 45\n33\n&\nrH\n\u2022a)\n3\no\nD\nm\no\n<1\n8\nis\n03\nl-H\nH\nZ\ns\ng\n \"*\n50\nj_\nCD ._\u25a0\nt~\n\nO\n(M\n5.\"S\n\u20ac o\nc &\n-* O CO t>\nH\n.SQ\n.E c\ne\u00a9\nu\nbcc 5\n5fl\n^* Ci CO C\nIP\nCJ\n\u20ac&\n9 5 e\n'\n\u25a0<\nw-d\n\u00a7 s\nO\ni\u2014 ei\nco\"\n11\nr-i\nCO CO o x\nm\u00b0\nr-irP\u00a3>-*\nOl\n-* O t~ t\nfl\n5 3\n<&\nS&\n&\n\u25a0*\nbe\n3\nbe\n\u00a9\n=\nEC\nCO\nCO\na\nfl\u00a3\ne&\njj\n\u00a9 K\nco\nOl r-\n40\n\u20ac\u00a9=\n(3\nc\no\no\nc\nu\n9\nc\nS\nC\np\nto\nai ;\n3o\u00a3!J\no\ns\nCO CJ fc <\nPS\n.\n\u00a3\u00a3 co \u00a3\n3\n0\nH\nI ll'l\nIO\nc\n-1\n.3 9 S3\ng.-sf\n*\u25a0 as\n\u25a0ac-o\nftft\n05\no\n5\n0> Q.-C\n\u00a3 ?3\n\u2022Si\n-CC P-O\no\nH\nOS\nO I-H OX\nTcfl CO lO \"^\n00 1> J>- \u25a0>*\niQ tr. \u25a0* r~-\nN\u00bbMM\nco ic- eo 0\na>\u00a3\n2 S\n&\u00a3\n93=\n00\n- \u00bbn ]\n.00 ]\ntf*\n'\n.Silo\nrH r- O^\nrH CO CM CO\nt- -Oi CO