PROVINCE OF BRITISH COLUMBIA Sixty-sixth Annual Report of the SUPERINTENDENT OF INSURANCE 1977 (Business Transacted in 1976) Queen's Printer for British Columbia © Victoria, 1980 To Colonel the Honourable Walter S. Owen, Lieutenant-Governor oj the Province oj British Columbia: May it please Your Honour: The undersigned has the honour to present the Sixty-sixth Annual Report of the Superintendent of Insurance for the year ended December 31, 1976. K. RAFE MAIR Minister oj Consumer and Corporate Affairs Victoria, B.C., November 1, 1977. TABLE OF CONTENTS Report of the Superintendent of Insurance Page . 7 List as at June 30, 1977— Insurers Licensed 9 Fraternal Benefit Societies Licensed Under the Insurance Act 31 Reciprocal Exchanges Granted Permits 32 Societies (Incorporated Under the Societies Act) Licensed Under the Insurance Act 32 Annual Statements of Provincial Licensees— The British Columbia Insurance Company. 3 3 B.C.A.A. Insurance Company 35 The Mutual Fire Insurance Company of British Columbia 38 Pacific Coast Fishermen's Mutual Marine Insurance Company 40 Roberts Mutual Fire Insurance Company 42 Seaboard Life Insurance Company 44 Westco Insurance Company 48 Tables Life Insurance— I. Business of 1976 50 II. Summary, 1972-76 55 Fraternal Societies— III. Business of 1976 56 Property Insurance— IV. Business of 1976 57 V. Summary, 1972-76. Reciprocal Exchanges— VI. Business of 1976__. Automobile Insurance— VII. Business of 1976„_. Miscellaneous Classes of Insurance— VIII. Business of 1976 60 61 62 65 IX. Summary, 1972-76 76 Report of the Superintendent of Insurance Department of Insurance, Victoria, B.C., August 30, 1977. The Honourable K. Raje Mair, Minister oj Consumer and Corporate Affairs Sir: Pursuant to the Insurance Act, I beg to submit the Sixty-sixth Annual Report to the Department of Insurance covering the year ended December 31, 1976. At that date, 336 insurers were licensed under the Act to transact business. The following summary indicates the origin of the insurers, how many hold only Provincial licences, and how many had Federal registry in addition to a Provincial licence: Where Incorporated Provincial Licence Federal Registry Total British Columbia . "... — - 6 9 9 1 1 7 126 29 1 1 1 1 2 3 1 2 1 1 1 3 129 13 135 38 Australia - 1 1 1 2 2 Holland . 3 India Italy 1 1 2 New Zealand _.. __. 1 1 2 3 United States , 129 Totals 27 309 336 A complete list of insurers will be found on pages 9 to 32. For purposes of convenience, the present list is made up to June 30, 1977, so that it includes insurers licensed since December 31, 1976, and shows the classes of insurance for which each is licensed. During the year, the Italian Lloyd Insurance and Reinsurance Co. was the sole new company licensed during the year ended June 30, 1977; one company withdrew from the Province, and three companies changed their names. We have reported the statistics (other than automobile) of the Insurance Corporation of British Columbia for the first time. On analysis, the list shows that 126 companies (exclusive of fraternal societies) were licensed for life insurance, 167 for fire insurance, and 87 for marine insurance. These cover only the major classes of insurance, and it should be understood that the same company may be licensed, for example, for fire, life, and marine insurance. The annual statements of these companies incorporated by or under an Act of the Legislature are set forth at length on pages 33 to 49. 8 BRITISH COLUMBIA The taxes collected on unlicensed insurance amount to $78,000. The number of insurance agents' and salesmen's licences issued for the year 1976 is given below, together with a comparative table for the previous four years. All licences in the insurance industry now have a pre-licence examination requirement. Licences Issued to— 1976 1975 1974 1973 1972 4,901 2,214 374 63 87 4,427 1,737 347 58 71 4,819 2,260 471 120 158 5,100 2,318 529 123 178 4,780 2,573 1,592 121 203 Other-than-life insurance agents Insurance salesmen Insurance adjusters Employees of insurance adjusters Totals ... 7,639 6,640 7,828 8,248 8,269 The number of real estate agents' and salesmen's licences issued under the Real Estate Act for the year 1976/77, in comparison with the previous four years, is as follows: Licences Issued to— 1 ) 1976/77 | 1975/76 I 1974/75 1 1973/74 1972/73 2,801 2,510 1,913 9,317 8,813 | 9,021 1,802 8,600 1,493 7,396 Totals 12,118 1 11,323 1 10,934 1 1 10,402 8,889 Pursuant to Part 1 of the Real Estate Act, documents have been processed and filed in connection with 750 subdivisions since my last report. The number of collection agents' licences issued for the year 1976 is given below, together with a comparative table for the previous three years: Year 1976 1975 Licence Issued to Collection Agents _ 133 __ 129 Year 1974 1973 Licence Issued to Collection Agents ._ 153 ._. 151 The association President for the 1977/78 term is J. O. Darwish, Superintendent of Insurance, Province of Alberta; Secretary, M. A. Thompson, Superintendent of Insurance, Province of Ontario. Following the election of officers, the superintendents accepted the invitation of Lome Monkley, Superintendent of Insurance of Prince Edward Island, to hold the 1977 conference at Charlottetown, P.E.I., commencing September 19, 1977. Respectfully submitted. E. T. 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CU Cfl . ill a* 8 .■a « _ S<3 2^ Efl 23 3 > c > o Sj JS |.2 OO ■8* •J K>3 < Z z a o 1° ga Z cu aE J3 J H S 0 o u fi «-3 * rt S8 So 8<B a .2 23 5 o IflCfl i O B WW w w CCH 3 Ch a i a W a 3 8 c O a 3 6 CJ 6 r > 0 si -a rt 8 .2 ™ 11 CU u fa < 00 a E 0 0 a b 1 a . a -a 3 B WO 73 n 73 3 00 CO M fl a Cfl Cfl -C a 8 9 ft OJ 9 G O j!h z 1/1 rt jS "co co "1 0 j TJ CJ REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 17 +j c ** cu 2 B S3 2 g 6 "8 a 11 i S§ 2 a o « B-2 * is £ SI TJ <U SI 3-° il3 a b-2 ° .SN Sill || 8 3 2 * &-9 ft . °° w *-T at o TJ tS V- C DO V >. Ufa 3 73 * 73 -B .ft alll 3 O. 3 a"&a s?8ts i 5> fl 3 cfl e?-M a.s 9-35.3 , .11 u. ^ O „-ft 3-8 3 rf 8 S2 o-ft h, c, ca 3 ? cu a 3 .9 g o a a «73c 9 •« o a" 2" a b ■a 2 2 sj 2 153 ft a 11s s sa M 5 >> i* o « 2 OJ ft 112 ■ ss a? 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M 73 U d U 30 BRITISH COLUMBIA < W o z $ 5 Vi Z r-* « X h n, w 5 z P p « co g co BJ P-J P CO Z s H CO ft) fl 73 E O Cfl ailing mited pany. „ B-"a g Cfl ft.,- - ° rt .1 gu B ^ 5 O w 4) O 3 O j- a a co *- fl a a a *. ft t£.S« Ih ft) 2 2 5 " ft W •* cj e -a 9 8 O B 2 a fi B M 3 c Ih ft a S S3 rt fl 3 o Sa o J* 73 °J tu tj" >, ft) Ih OJ ft c C rt rt 3 flHM0 ft) M u o Cfl ft) 913ft u > .Ci o fl >, rt a a S c" Ch a- b *4 0 £ cj tu a 5 £ a m cu *"■ *j a -, <H rt 4) 6 8 P Ih O ft CO C rt ..•9a a to tu 3 a tu —' h 2 C Ih cO a l 2 3 S5 .'781 B a •^ •M TJ B .-C fc o M 1 o b at. CO Ih CO CU 3 6 3, o cu .a aftJS 2 d 2. ft CJ &3 2 00 c,'h ii E uj rt > a .8 7?8fe.! . CU ■a „. | tj»§ a rt ft) 3 7i ft °7u .51 9 <"-co b a a . a a S ajJa 5 a 2 . a 73 a. a cfl +h a s - C ft) T) as.- h u 51111*2 tci 3 Ih ij rt tu 1 a 1111 rt . ft fl £ TJ fl .5 o S £ Ph < Ih 3 ft) O a Ih > CJ ft) 3 fl Ih > O fl ft) •3S 3 O C > a rt o <3 > > tu" 2 <J 3j fl •s | 4) i> U.2 cu 0) ■o ca E3 6 rt a cu ** 3 op <! ft) z Ph Ph CU 0 W m ft)" T) £ M o H c C Ih ft) Ih 3 Cfl fl UH CJ 3 d to" (3 TJ 3 a 1 o fl o Ih 8 0(fi I "8 Z tu c 73 Ih ft) 6 0 ta C co rt 1 "8 * i aM « E c ft) 0 ft) . c fi b fl! «M ,o o 3 6 •pa tu Ih «8 3 rt N U a a a) c 3* d a U « < rt S3 o u S o rt C M Vh 23 3 ft^1 M TJ 2a rt fl fl ~» i> CJ o 'iH *1h P* rt 3 N 3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 31 < 8 z p Vi 2 w 3 z p a w co O I 0 o co W z w CQ § E p. ft, o h co I O IE 9UH §•2 +3 ci & fl n rt k v. rt B •a 3 a i-3 S •w f 3 £ 5 «• b a 9 • -- a a n a o g ■? a ca a a 1 3 oa a slg" 8 ft Sa 3 a S 3 o. a ft 5 co tu oj tu" a aa d h-ll-l *- a o 3 8 a 3 — cj cj <-9 ■8 a .as & o CJ 3 < rt o « S P fl ■J 53 rt m -2 G TJ ft) ■a *S o cn CJ fl - o o 3 fl C rt ■fl o c o o X ft s o 'a ft) C 0 fl o U71 cn «a ft) | >* >. -flfl ■3 Tj rt .a .a c Cfl ft) o C 0 Cfl 8 3 >> C rt O fl Cfl C co o •o ft) .a 1 3 fl 0 fl o -n *fl O ti 4) Ant: fl 3 ■a rt o fl ca fi. u ft) 1 s .a .a CH Ih a cj 1 .a i « — B= Q 3 c CJ tU U 3 J 3 rt co cj cu o £ » " 2 32 3 33 3 o .2 3 | 5 8 g S 3 If cj -V ft) §•&£ rt TJ *■* fl S 2 o rt *» CJ . F ¥* rf fl ft) fl fl ft O ft) 7« TJ 3 < •3S <3 Ii 2D ■a c II 83 8U ^ rt" •a a • . oa ta w a .o- w ft) D > >% fe ° O rt ciS .2 u 1> .2 4 o cu rr: rt H R < pi 0 s a ^ *■« 73 ? g j.3" H > M tu 3 cu S87i a >, 2 a a a « X < K X oa §6 la Z tu ca fc ca .2 rt ^£™ &££ .--? . cd rt o cj u.5 8 e ,| O cfl cn fl j-j cn ■Si-!«; & <u Q HjS B .2 ca » 3 fl Cfl J 8Ss a a 5 a B . o a •o cu *0B 873 is TJ aj S3 \x * TJ fl . rt ■< <u-£ > o rt £ & „ 23 A cu . B Cfl CU am WIII^Tifsfl 00 I. •2a 8 cfl C cfl rt - Ih C a 8 a o a a 2 " a 8 3 « OO ft o - fl< 3 O • a „ 1 ' ftoasli cu op -^ 3 51 ft) .5 ft) rS 2 . <» Sfj 935 cn a o . u a 7 •S^ b a *— a o au -• Ui E O in 73 M uh UH W CU CO o a E « .OS* co .-- w a* . 5 sf I 5'; .2 3 8 o o — e"a 0 9 , ° Ch « S -r 11 11 JOjift 3 o 32 BRITISH COLUMBIA nu 8 2 8 I Pi In* c«* ty ft) ft) 58 ^) 8^ >3 82 •fl d 0 rt CO Z w o u fl 1—1 W « ,—N fl CJ H rt a S3 < H fl Vi w> aa a |E.E>; aa* . a . co a a o-a a * oo a a. 2 3-3 § S3 a 33 U _1Bh U cu REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 33 Annual Statements of Provincial Licensees THE BRITISH COLUMBIA INSURANCE COMPANY Head Office—Vancouver, B.C. Date of incorporation, February 1904, R.S.B.C. 1904, chapter 57; amended, March 29, 1934, chapter 70; amended, April 11, 1946; R.S.B.C. 1946, chapter 81. Date commenced business, 1948 Officers R. L. Moore, President L. H. Goodhill, Secretary R. L. Moore K. B. Mossop Directors J. L. Woodley Auditors Thorne, Riddell & Company, Chartered Accountants R. R. M. Morgan W. H. K. Edmonds Statement for the Year Ended December 31, Capital Stock 1976 Number Authorized 80,000 Subscribed 44,389 Paid in cash 44,307 Or stock dividend 82 Total authorized Total subscribed Total paid in cash or stock dividend Contributions to surplus Unpaid calls Common Par Amount $ $ 5 400,000 221,945 110,768 410 Preferred Par Value Number 20,000 5 Amount $ 100,000 $ 500,000 221,945 111,178 Nil Nil Assets In Canada Short-term deposits and money-market securities Bonds 50,036 Summary of investments Cash Investment income due or accrued Amounts owing by reinsurers Other assets Gross assets Deduct—assets not admitted Total assets admitted 50,036 258 356 5,232 55,882 55,882 Out of Canada 199,727 199,727 7,499 80,688 287,914 287,914 Total $ 199,727 50,036 249,763 258 356 7,499 85,920 343,796 343,796 34 Expenses due and accrued . Provision for income taxes Total liabilities _. Capital stock paid Surplus retained earnings BRITISH COLUMBIA Liabilities In Canada 7,915 7,915 Reserves and Equity Total liabilities, capital, and surplus 500 47,467 55,882 Out of Canada 911 911 110,678 176,325 287,914 Total $ 7,915 911 8,826 111,178 223,792 343,796 Profit and Loss Account Unearned premium and additional policy reserve ment adjust- 6 6 Net premiums earned Net losses incurred, including adjusting expenses 6 6 Subtotals 6 6 Commissions and allowances General expenses 10,171 2,578 12,749 Underwriting profit or (loss) Investment income - - - Other income and expenditure 10,165 4,050 2,575 2,400 33,746 12,743 1,650 33,746 Net profit or (loss) before income taxes 6,115 5,232 38,724 911 44,839 Income taxes 4,321 count Net profit or (loss) 883 39,635 40,518 Surplus Ac Net loss Decreases $ 40,518 $ 40,518 264,310 Increases $ Totals - - 40,518 Nil Net (decrease) - _ Earned surplus at beginning of year Earned surplus at end of year 223,792 Balance at beginning of year . Paid in during the year . Capital 111,178 Nil Contributed Surplus Nil Nit Balance at the end of the year 111,178 Nil Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 B.C.A.A. INSURANCE COMPANY Head Office—Vancouver, B.C. Date of incorporation proclaimed, December 1969. Date commenced business, January 1, 1970. 35 Officers W. A. McKinley, President H. N. Crompton, Senior Vice-President R. J. Bower, Vice-President E. C. Sweeney, Vice-President Peter Wing, Vice-President D. W. Bird, Secretary P. A. Chestnutt, Assistant Secretary R. J. Leakey, General Manager and Assistant Secretary A. C. Dolden, Controller H. Assman G. R. Bengough R. J. Bower D. C. Barkman H. N. Crompton R. K. Gervin R. J. Hastings Directors T. E. Lougheed W. A. McKinley J. J. Brown F. J. Ney G. C. Parrott F. R. Paxton P. J. Godfrey A. R. D. Robertson Hon. J. G. Ruttan C. A. Simpkins E. C. Sweeney K. P. Weaver H. D. Wilson P. Wing Auditors McAfee, Lilly & Co., Chartered Accountants Statement for the Year Ended December 31, 1976 Capital Stock Capital stock authorized— Amount Number of shares . Par value Capital stock issued and outstanding- At beginning of year During year Redemptions Number of Shares 9,853 Nil 2,500 Amount Subscribed for 985,300 Nil 250,000 Total capital stock at end of year 7,353 735,300 Premium on Capital Stock Total amount paid as premium on capital stock at beginning of year . Total amount redeemed during the year Total paid to December 31, 1976 Unpaid calls, Nil. $1,750,000 17,500 $100 Amount Paid in Cash $ 985,300 Nil 250,000 735,300 $ 985,000 250,000 735,000 Assets Short-term deposits and money-market securities — Bonds Stocks Summary of investments (subtotal) 300,000 2,918,786 254,328 3,473,114 36 BRITISH COLUMBIA Cash Investment income due or accrued Amounts due from agents and brokers Amounts owing by reinsurers Other assets Gross assets Deduct—assets not admitted . Total assets admitted 470,062 61,337 153,578 76,402 99,527 4,334,020 99,527 4,234,493 Liabilities Unearned premiums extended at 100 per cent 512,171 Provision for unpaid claims and adjustment expenses 1,755,235 Bank overdraft and loans Amounts owing to reinsurers Expenses due and accrued _ Provision for income tax Customers' deposits 133,832 2,740 116,371 151,194 9,906 Total liabilities 2,681,449 Reserves and Equity Capital and surplus— Capital stock paid j T 735,300 Surplus contributed 735,000 Surplus retained earnings 82,744 Total liabilities, capital, and surplus 4,234,943 Profit and Loss Account Net premiums written Unearned premium and additional policy reserve adjustment Net premium earned Net losses incurred including adjusting expenses Subtotal Commissions and allowances General expenses Underwriting loss Investment income Other income Net profit before income taxes Income taxes 1,685,876 227,084 1,458,792 579,867 878,925 406,817 494,682 22,574 323,924 4,931 306,281 132,704 Net profit L-H-LllL^L: .-. ...__: 173,577 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 37 Retained Earnings, Capital and Surplus Decreases Net profit Changes in unadmitted ledger assets Adjustment of prior years' taxes and acquisition costs 122,414 Totals Net increase 122,414 Earned surplus at beginning of year __. Earned surplus at end of year Balance at beginning of year Redemption of capital Balance at end of year :..... ,__ , 735,300 $ Increases $ 173,577 381,813 432,976 350,232 555,390 82,744 Capital 985,300 250,000 Contributed Surplus 985,000 250,000 735,300 735,000 Returns for British Columbia (Seepage 57) Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. , , 38 BRITISH COLUMBIA THE MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA Head Office—Vancouver, B.C. Date of incorporation, 1902 Date commenced business, 1902 Officers H. S. Berry, President H. Bose, Treasurer W. M. Page, Vice-President E. T. Holtby, Manager, Secretary Directors H. S. Berry Harry Bose Robert Bridge Thomas J. Erskine lohn M. Kirkness W. M. Page K. B. McKechnie J. Clarke Cherry Gordon Park Les Gilmore Thomas A. Menzies G. J. Hurford Auditors Peat, Marwick, Mitchell & Company, Chartered Accountants Statement for the Year Ended December 31, 1976 Guaranteed Stock Nil Assets Investments— $ Bonds 134,555 Subsidiaries, associates, and affiliates 4,602 Summary of investments 139,157 Cash 15,053 Investment income due or accrued 4,013 Instalment premiums receivable 34,026 Amounts owing by reinsurers 10,989 Other assets 2,564 Gross assets 205,802 Deduct—assets not admitted 10,724 Total assets admitted 195,078 Liabilities Unearned premiums extended at 100 per cent 97,344 Provision for unpaid claims and adjustment expenses 3,625 Bank overdraft and loans 20,000 Amounts owing to reinsurers 36,838 Other liabilities 9,861 Total liabilities 167,668 Reserves and Equity General as required by section 26 40,000 Surplus (deficit) 12,590 Total liabilities 195,078 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 Profit and Loss Account Net premium written Unearned premium and additional policy reserve adjustment. Net premium earned Net losses incurred including adjustment expenses Subtotal Commissions and allowances General expenses Underwriting profit or (loss) Investment income Other income and expenditure Net profit or (loss) before income taxes Income taxes Net profit or (loss) 39 $ 98,945 21,112 120,057 64,863 55,194 16,112 59,230 20,148 7,562 1,200 11,386 11,386 Net loss Changes in unadmitted ledger assets Totals Statement of Retained Earnings, Capital, and Surplus Decreases $ 11,386 11,386 Net increase or (decrease) Earned surplus at beginning of year . Earned surplus at end of year . 5,341 7,249 12,590 Increases $ 6,045 6,045 Schedule A Test With Respect to Required Minimum Assets Total liabilities Unearned premium adjustment to 100 per cent A equals 115 per cent of A Total minimum assets required Admitted assets Less deduction to reduce bonds to market Deficiency 167,668 Nil 167,668 192,818 195,078 13,426 192,818 181,652 11,166 Returns for British Columbia (Seepage 58) Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. 40 BRITISH COLUMBIA PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY Head Office—Vancouver, B.C. - Date of incorporation, March 28, 1945 Date commenced business, June 11, 1945 Officers Morgan Berg, Honorary President Glen Martinolich, Vice-President Olav Moan, President Arne Sorbo, Secretary-Manager S. Myhre, Treasurer, Assistant Manager Morgan Berg Lawrence Haines Glen Martinolich Joseph MacLeod Tero Paavola Hubert Poschmann Stan Sorensen Robert Wootton Directors Don Anderson Frank Dujmovich Gordon Edwards Olav Moan Lincoln McElhinney Conrad Plensky Ralph Wick Robert Emerson Walter Emerson Vince Fiamengo Lars Iversen Robert Nakashima Jack Prince David Stevens Auditors Campbell, Sharp, Nash & Field, Chartered Accountants Statement for the Year Ended December 31, 1976 Guarantee Stock Authorized—■ Amount Number of shares Par value Guarantee stock subscribed and paid at end of year (number of shares) Amount of guarantee stock subscribed and paid at end of year Contributions to surplus Unpaid calls Assets $25,000 2,500 $10 each 1,899 $18,990 Nil Nil Investments— $ Short-term deposits and money-market securities 477,441 Bonds 2,895,453 Mortgage loans and sales agreements 1,180,309 Secured loans 100,000 Subsidiaries, associates, and affiliates 113,733 Summary of investments 4,766,936 156,009 : 80,962 321,147 46,620 13,900 Cash Investment income due or accrued Installment premiums receivable ._ Amounts owing by reinsurers Other assets Gross assets Deduct—assets not admitted Total assets admitted 5,385,574 177,858 5,207,716 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 4! Liabilities $ Unearned premium extended at 100 per cent 1,669,267 Provision for unpaid claims and adjustment expenses 254,000 Bank overdraft and loans 136,188 Members credit balances . 39,383 Amount owing to reinsurers 135,862 Expenses due and accrued 4,000 Total liabilities 2,238,700 Reserves and Equity Reserves—General 981,564 Capital and surplus— Guarantee stock paid 20,290 Surplus retained earnings 1,967,162 Total liabilities, capital, and surplus 5,207,716 Profit and Loss Account Net premiums written 3,309,335 Unearned premiums and additional policy reserve adjustment 430,357 Net premiums earned 2,878,978 Net losses incurred including adjusting expenses 860,207 Subtotal General expenses Underwriting profit 2,018,771 237,038 1,781,733 Investment income 393,217 Other income and expenditure . 46,193 Net profit before income taxes Income taxes Net profit 2,128,757 2,128,757 Net profit Changes in unadmitted ledger assets . Patronage refund paid Statement oj Retained Earnings, Capital, and Surplus Decreases $ 2,030,464 Totals 2,03 0,464 Net increase Earned surplus at beginning of year Earned surplus at end of year 322,944 1,704,218 2,027,152 Increases $ 2,128,757 224,651 2,353,408 Capital Balance at beginning of year 18,990 Paid in during year 1,300 Balance at the end of the year 20,290 Contributed Surplus Nil Nil Nil Returns for British Columbia (See page 71) Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. 42 BRITISH COLUMBIA ROBERTS MUTUAL FIRE INSURANCE COMPANY Head Office—-Clearbrook, B.C. Date of incorporation, 1948. Date commenced business, 1948. Officers H. H. Pauls, President John P. Martens, Vice-President H. H. Pauls Jacob P. Rahn John Spenst George Fast Directors John P. Martens A. D. Schmidt Aaron J. Jantzen C. H. Hiebert Peter Wiens, Secretary J. Derksen, Office Manager Peter Wiens J. J. Esau J. J. Warkentin Auditors Ernst and Ernst, Chartered Accountants Statement for the Year Ended December 31, 1976 Assets Short-term deposits and money-market securities _ Bonds Summary of investments Cash Investment income due or accrued Instalment premiums receivable — Amounts due from agents and brokers Other assets Gross assets Deduct—assets not admitted Total assets admitted $ 33,000 4,000 37,000 3,678 1,776 8,423 5,877 5,422 62,176 5,508 56,668 Liabilities Unearned premiums extended at 100 per cent Expenses due and accrued Provision for income tax Total liabilities Reserves and Equity 18,848 1,274 1,565 21,687 15,500 Reserves—General Capital and surplus—Surplus retained earnings 19,481 Total liabilities, capital, and surplus 56,668 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 Profit and Loss Account 43 $ Net premiums written 16,239 Unearned premium and additional policy reserve adjustment 6,804 Net premiums earned 9,435 Net losses incurred including adjusting expenses 150 Subtotal 9,285 Commissions and allowances 838 General expenses 7,915 Underwriting profit 532 Investment income 3,375 Other income and expenditure 1,891 Net profit before income taxes 5,798 Income taxes 1,565 Net profit 4,233 Surplus Account Net nrofit Decreases $ 1,991 1,991 $ 2,242 17,239 Increases $ 4,233 Changes in unadmitted ledger assets Totals 1,991 lumbia 4,233 Net increase Earned surplus at beginning of year Earned surplus at end of year 19,481 British Co page 59) Returns for (See Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. 44 BRITISH COLUMBIA SEABOARD LIFE INSURANCE COMPANY Head Office—Vancouver, B.C. Date of incorporation, 1953 Officers Dr. C. A. Allard, Chairman of the Board Dr. E. A. Rodko, Deputy Chairman J. M. Burnett, President K. F. Rudd, Vice-President and Secretary C. S. Walker, Vice-President Dr. C. A. Allard T. Ledley McMaster Donald A. Robinson Directors Peter A. Allard Harry J. Seed J. M. Burnett Dr. E.A. Rodko Arthur R. Smith Policyholders' Directors Dr. H. L. Patrick Auditors Peat, Marwick, Mitchell & Company, Chartered Accountants Statement for the Year Ended December 31, 1976 Authorized— Number of shares _ Common, par value Amount Capital Stock Number of Shares Capital stock issued and outstanding at beginning of year 539,823 Shares issued during year Nil Total at end of year 539,823 Amount Subscribed 1,079,646 Nil 1,079,646 1,000,000 $2.00 each $2,000,000 Amount Paid in Cash $ 1,079,646 Nil 1,079,646 Premium on Capital Stock Total amount paid $ 1,656,110 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 45 Assets Investments: Short-term deposits and money-market securities Bonds Stocks Mortgage loans Policy loans — Total investments Cash Investment income, due and accrued Outstanding life insurance premiums and annuity considerations Accident and sickness premiums due and unpaid effective after September 30 of current year (net, commission deducted) Amounts due from other companies on reinsured contracts for claims paid Due from reinsurer, experience rating refund Miscellaneous accounts receivable Subtotal Segregated funds 2,675,000 3,227,920 251,246 9,878,133 492,745 16,525,044 249,127 232,509 61,276 68,501 99,444 59,099 50,215 17,345,215 2,108,820 Total assets 19,454,035 Liabilities and Equity Actuarial reserve for life insurance and annuity contracts in force Aggregate reserve for accident and sickness insurance Amounts on deposit with the company, pertaining to insurance and annuity contracts and including interest accumulations . Provision for group experience refunds 4,304,320 4,919,874 1,762,621 200,289 Subtotal 11,187,104 Segregated funds 2,108,820 Subtotal 13,295,924 Outstanding claims under insurance and annuity contracts, including provisions for unreported claims Insurance premiums and annuity considerations received in advance Accounts payable and accrued expenses Amounts received but not yet allocated Outstanding premium balances due reinsurers Mortgagors prepaid taxes Provision for income tax Due to subsidiary 1,807,355 10,543 224,464 438,121 95,696 64,089 43,952 273,145 Total liabilities .__ 16,253,289 Policyholders' equity— Surplus in par fund Investment reserve par fund _. __ Other special reserves par fund Investment reserve nonpar fund Other special reserves nonpar fund Shareholders' equity—■ Capital stock paid in Surplus in shareholders' fund Surplus in nonpar fund 484,281 16,128 2,337 41,318 8,313 ,079,646 ,656,110 881,175 Total equity 3,200,746 Total liabilities and equity 19,454,035 46 BRITISH COLUMBIA Summary of Operations (Including Segregated Funds) Premiums and annuity considerations Net investment income Net investment income, segregated fund Reinsurance experience refunds Realized gain (loss) segregated fund assets only _. Unrealized gain (loss) segregated fund assets only Total income Claims incurred under insurance and annuity contracts, other than under settlement annuities . Payment under settlement annuities $ 9,299,412 1,322,636 96,846 8,903 71,530 22,256 10,821,583 3,398,803 2,275 389,941 220,944 960,401 96,799 1,381 167,801 765,580 1,638,928 7,642,853 Profits before gains or losses on investments, dividends to policyholders, and income tax 3,178,730 Dividends to policyholders 293,085 Group experience refund 1,165,661 Normal increase in actuarial reserve (excluding increase due to changes in valuation leases) Increase in segregated fund . Increase in aggregate reserve for accident and sickness insurance Interest credited to amounts on deposit with the company Interest on claims Taxes, licences and fees, excluding investment taxes and income tax Commissions on insurance premiums and annuity considerations General expenses (excluding investment expenses) Total expenses Profit before gains or losses on investments and income tax . Net gains or losses on investments (other than segregated funds) Profit before income tax Income tax 1,719,984 2,728 1,722,712 Net profit 1,722,712 Surplus at beginning of year- In shareholders' fund _ Surplus Account In insurance and annuity funds—shareholders _ In insurance and annuity funds—policyholders 1,656,110 783,591 554,746 Increases Balance carried from summary of operations Decrease in special reserves—security valuation Total increase 1,722,712 23,169 1,745,881 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 47 Decreases $ Mortgage valuation 10,650 Total decrease before dividends to shareholders 10,650 Net increase before dividends to shareholders 1,735,231 Surplus at end of year— In shareholders' fund 1,656,110 In insurance and annuity funds—shareholders 881,175 In insurance and annuity funds—policyholders 484,281 Returns for British Columbia (See pages 54 and 75) Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. 48 BRITISH COLUMBIA WESTCO INSURANCE COMPANY Head Office—Vancouver, B.C. Date of incorporation, April 1, 1966 (special Act, chapter 71, 1966). Date commenced business, October 2, 1969. Officers Austin Chapman, Chairman of the Board and Treasurer M. Milchem, President Jerome B. Simon, Secretary G. T. Shaw, Vice-President David Smith, Assistant Secretary Austin Chapman Edward H. Hamm Directors Colin Burgess (April 30, 1974) Michael J. Milchem G. T. Shaw Auditors Coopers & Lybrand, Chartered Accountants Statement for the Year Ended December 31, 1976 Capital Stock Number Authorized 4,950,000 Subscribed 50,000 Paid in cash _ 50,000 Premium on capital stock COMMON Par Value $ $ 1 4,950,000 1 50,000 50,000 Class B Common Par Amount Number Value Amount 50,000 50,000 50,000 50,000 50,000 50,000 Contributions to Surplus Unpaid Calls Amount of calls unpaid at end of year Total $ 500,000 100,000 100,000 477,496 Nil Assets Investments— Short-term deposits and money-market securities 300,000 Bonds 301,500 Summary of investments (subtotal) Cash Investment income due or accrued Other assets Gross assets Deduct—assets not admitted Total assets admitted 601,500 60,374 2,125 3,292 667,291 968 666,323 Liabilities Provision for unpaid claims and adjustment expenses 199,659 Expenses due and accrued 13,320 Other liabilities 5,548 Total liabilities 218,527 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 Reserves and Equity Capital and surplus— Capital stock paid Surplus— Contributed Retained earnings Total liabilities, capital, and surplus 49 $ 100,000 477,496 129,700 666,323 Profit and Loss Account Net premium written Unearned premium and additional policy reserve adjustment Net premium earned Net losses incurred including adjustment expenses Subtotal General expenses Underwriting loss Investment income Other income and expenditure Net income before income taxes Income taxes recovered 22,071 22,071 31,092 53,163 59,467 6,304 Net income 6,304 Surplus Account Statement of Retained Earnings, Capital, and Surplus Net profit . Decreases $ $ 7,435 137,135 Increases $ 6,304 Changes in unadmitted ledger assets 1,131 Totals . . —. 7,435 Net increase - - Earned surplus at beginning of year (deficit) Earned surplus at end of year (deficit) 129,700 Balance at beginning of year .. ___ Capital $ 100,000 Contributed Surplus $ 477,496 Returned durine vear Dividend _ Balance at the end of the year 100,000 477,496 Returns for British Columbia (See page 64) Statements of Provincial companies are checked and are amended, if necessary, and are published in this Report subject to inspection. 5 50 BRITISH COLUMBIA 3 ,s (Sooor-oooooN OnVOOOOvOOOOOn winoo^oo.oo^ inoovd-nTfomrtvocs rnfNVOOONH m o o Q cs in § co o «n m o o r» © »n o inoC cs a\ cn >n F» vq cs cs rn GO Tf OO Tf Tf t-- OO 0 ov t> eoq vo i-T ov cs"» vo vo r-t vo r Tf Tf t- CO t cs o oT- cn o Tf oo cs tn vo t- 0\moOv-,tOO©©OvOO<-<-> cooNcooooom«oHM Ol>OO.^OOOOVO_(>0>n'-H Os r-^cAt>coo\tnOstn co" r-oo" vo © l>i-"OVOor^T-H'-|CSl/^r-iOOvm fovOiH oo *-. ci ^co co m Hotjin THcsr*-oCcsTrH ■* 00r<\Onln cs m cs co *h rtvOncno Tf Ov CS in ro in cs m oo o r> cn y~l vq *h ©^ © cn cn oC co oo i-T\o co o co *-t cs r- o\ in in \o co oo oo co in vo ro" o m *-* m r> cn co I CS CO O CS Tf CO Tf tr- ov cS ■<* o cn cn © vo OV rt in i> STtm^iincooocs j^-it^r— m vo ov t— 5itoo\ooc\q,*r* ?Tfo\o\coTfro''vd fcsvoooovoMno iOvcnin'-HCS 'to -ovcn"vo«-« oCvo 1 Tf ct Of- *H cs o\ r- O CO o O cn Ov Ov O m r> © in in co Tf cn *r ■* vo oo cs cs" cn" cs" f-T •no mh cn ^ o cs csm r-^rH cs cn m : oo m rnmovooovi v© tJ- °i,fio'0,ln.1/l< ! 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I §• J §•! &1 & & & §•! §•! 1 ll &! §•! §■ & & J11 §■! &l 1 & •ao*3:oo:3o'"3o*'3oooo'T3o'0'Oo'aoT)0'9ooo:a'0'Tjjo''0 0't3T)o CHMCHlHCHCHlHkHCHCHlHlHVHlHCHk.CHCHCHCHCHCHlHCHb.CHlHCHlHCHlHMCHVHU|CH oopqoooooooqpqoopoopoqooooopoooooqpo o U £ CJ •H o S3 3 § 1-5 a 3 c a cj oj :-. <:< A Ih a p »■« .,. 5 9 £ U U ij H Th 'Jh U^ 6 C rf 'C o : °6 tj u 5 i O o -I 1-1 ct) tt, -o grj grj is _ y *H «H 3 5 o o £ < O S U-3 .3 » '3 r°v S 3r u CD I CJ tj s a 0 3 ctt BO o u o u i!„oJ i 3 a c " ; 23 ta ca u !£ S Ss I 0) to j 1> H C ! S3 P «-a 1 i- m 2 S - CJ o « 1> ml i ooo 'J=i o o o c oi 0 •fl M p !H c - « 0 F i-. o •a E c 1 0 U o o UU REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 51 O in o © rt oo CS O l> © CO rt in vo vo in m Os Tf tn o\ cs © in ©" m vo m o\ ©^00 TtTf © vo m © t- Ov in r> a\ nW © CS IH - ■< CS © VO 00 cs cs m m ^cs Tf © CO vo Tf CS CO f- rt Tf fSroot-**-|'-|©t>OvOvi>©ro©incoinOvcS'-'© coroo\TfcsocscSOvi-<©in©oovvor-TfOvcor^ CA©voincSOTfOv^coovvoinoYinrtin^rtcocSTf TovOOOVrtOOOVOVo"oCo'-*"^ONOOO Tf^vo * rfcsc r- Tf CS ro t- O rO o\ co m © in F* oo vq ©, vq O in in O rn" Ov vo 1> vo Tf »n Ov Tf vo rn 00©©Tfi-iOCSQ0 VO © O Tf Tf - t> © o cs cn ov r-;C5 vq in' rS cs od vo ov Ov r- © co r- cs inTfooco in i-i vo co co © rtin rt co cs r> i-l l-t Tf CS *t<o Tf 00 l-©t--inincnl>ovo©o\OVOm^f'-'co»-ir-j ,.„,., . . . . _ , ,.. ..., ... ^, _ VO CS CS f Tfov ^^^^PB^^^KDc,v°,^"ri,n,rivios ~" Tf ©'-i't>'-?.t^Tf,in©"© Tf cs ^f oC I-? cs i-iO\Tf(ScninTfini-' p- v> vo r- ov cs i-1 cs ©O\©©CSCS00OVTfO\ ©OTf©VOrtCSVOl>VO ininrH©^movovcocs© cSov©vo"cs"vot^inini-H ^©TfOfsm-nTfo CSCOCOTfTfCSCOVOOV >v i m in © 3 : vo in © ■) j Tf co in 5 ©" in ©" - ! r> r-i tn i ! co vo © Tf OV Tf 00 © cs © CS i-i Tf Os © O CS i-l r- oo ro uo m ov cs ov >n cs vo vo cn ©" Tf m ov Ov i-H m co vqcs co m *H co vo i-H m oo vo m oo vo Tf ro Tf oo ov oo"cs"in oo <h in vqvqc-^ rocotH CS CO Ov CO oo ©„Ov Vo"tP «n o\ in cn Ov" VO "-O in CS co rt cs CS r* cs cn r> COVO i-4 o" r- vo Tf ov cs Tf m t- CS I i-H »H CO ! CS CS ih : ov Tf r> ', vo co O I l-H t» rt i © VO co vo vo m © m co cs co vo © oo ssas CS rt 0*00 CS © CO Tf 3 «novo\©i>voi>i>voi-HcooocSTf ,,,.... - _inTfovoTfoocS-ninrH'»-'i>ovi> m cscsint^o^ooi-^tococs^r^oovqvq^ vo cSinr^cn"r^ONTf©"r>0\ro"tninTfV^ CS GO rt VO m l> ON OV COOVCOrOrtTfCOVOOOOOCS Tfvqcsrt r^i-icn Tf rt m cs Tf t- rt in r> *h Tf r^" rt cs *h rt : un cs ! CS CO : ov co vooTfOvovinuooi-i vomoovovoooovoo "ncSTfo^vqrovqr^in rt" r^r^Tft^i-Hvoinvo co c- cs vo cs cs i-i Tf Tf Tf co r- rt Tf m ©fcO\vO TH OV 00 cs © r> CS w o\ VO CO CS in r^. Tf Ov oo in cs cs Tf OV Tf CS vo © © m F i-i © cs vo CO CO vo o_vo Ov OV vo © co m co CS Ov cs? © Ov CO co vo vo i-"voovo\vommTfi>-Tf cocoi-«vocooo©r^i/ir- ©cscSinTfTfvqoo^in rortCSoTooroin ooov co© csmi-Hcnovvo cs cs cs cs m ooro©csoooovi-ii>ovOv©vo©ooco©vooOTfin 00r0i-imcS0\V0TfTfTfTfo\0OO00CS00©Orn cs^inovcs rj, c1! 1H. t ^ tm* ^ 9, "1.N. 'I, ^ "1. ^ ^ i-^cs©*incnr^©"voco"t^w^rocN,^cs"i>t^vd imi- ,i.-s i»- *oco movomi—'i—"CSinTfoom rt rt CSrtCO Tflni-ICOrt vo r- i-i vo oo ov i-i rM CS <n" i-H m co cs ^ O\0\ cS«n" in vo m o\ co m cqm cs 00 rt" CO m m i-l Tf ov ov ov ^f r- vo Tf os os ov t£ VOrH ©_VO CS ro in" Tf Tf r-^ th r-~ cs cs vo OV Tf OV CO t> vo t- o. vo f o 2 vo © CO Tf CS © oCco in cs m no i-i r- *-n vq cs oC CO ov Tf m *H OV © t> m vo cs ©^ incs i> ov m co O i-t CS Tf CO Tf rt ©_ Os ro"inTf m m vo © co vo ©TfrSi-tvD-TfTfrtOvoovcSCinincorOTHroovTfrOGQOVi-icOTfrtr^inr^i^cSc^ r^ON-ncs,"*'-|covocs>riovcs©covo.>'-iVo--HCSrr*cS-nvo^ CS r^int>rOcScncSCSi-Hr>Tr^csoorn ov C> ©^ vq in ro rt cs ^^^^^^^P-,rn-.co*0^0*ci,,'!0>J,0.,',^, 0\Vo"o"r^cScs"©Tfco^©*t^oor>0\Tf©cs"in iHcSrtrnovrtC^i-^incsoCvc"cSO\»n"vocsT ro vo CS CS CS cS CO t> l> © CS 00 ©^ Tf C"; vo ©_ Tf Tf rtrt CO TfVO CS Tf Tf Tf c-« <js fi nir «''i v in CSr^int>cOcScncSCS 0\vo"or-^cscs"©Tfoo vo cc in co k.*ia-i in cs m m r> ov ... ... ._ c v - < . w -j ooTf©r-oor>o\Tf©cSinvot>>n vocomco r^coini-HVOTfcocso - - -' - "" cSTfcoi-iini-H co cnovi-HCsi-iincNONVOCSOvinVOcS oawm i inn I mn i-iinTf i-i I O ov oo cs vo ro r> vo vo cs" vo o CS Tf cs Ov © Tf r> \o JH °° cs © 00 VOTf ©vo r> vo ON 0\ ro CS I> Tf rt rt i th © r- ! 00 r> CO : © © m t~- m 1 CO cs m ov i-1 i-t cs co © ov t> in m co cs o\ ©, r^ co cs vq rn ©" Ov ov" cS in r> in rt co rt t— in cS cn © rt in t-h cs mvOCSCSTf© irtTfoOTfVOTfrO'-'CSOOVcSOCSinVDCOCScSCOcS - --■ - '©covoovTfrtinONONrncScSOvovor-rtcovoc-© CSONOqcSrnrSCS '-HVOrtCSTfrSOrn O^CCJcS riNh ovovcswcScs"od'^"t^'^cs"r^co"rnov'rfrtcs"cs^ r>cortvo r>©OvinvDrtcocS THCSt-incSro i>c~^cScs vqcscSrtinrt mcocSTfTf mV 1-5" CSrH Ov © ro co VO i-H Ov © © Tf 00 OV, t-^VO rt cs" Tf CS I-l Tf T~i I -n in ! 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VO 00 Tf rt CO m cs © © r> ov ih vq m vq -n ©os m" co Tf cs m Tf i-1 CS CO CO VO th rt Tf vo r> co cn in o cn rt l> Ov O ©"rC CS OV Tf ov I— co vqov i-i odes" vo m i-i i-H Tf o m oo c- m cs i-i vo c- co ro ov m o^t- cn ©"»> cs oo o cs ov cn co cs ov o o © CO CS OV Tf ov r- rn O Ov t- Ov vqt-^i> cq ©Tf oCc-^ Tf in TH cs th Tf m co CO Tf TH Tf OV Ov in Ov co Tf vqcs^vq t> cs ©"in Tf in co vo VO Tf TH (S vo co r- *n th vo tj- co ov m in ncohh cs i> ©"© i> VD Tf OV OV C~ Tf »T> CO rt co m co co Ov in ov r- co cdodcs c~ © cs O m CO CO CO © © r> co m o Tf Ov TH ©^vt.cs co CSOV rt 00 VO cn cs 2-1 si VOTfCS©CSCSVOVD©VDcS© OVTfomvDcocscoiHTft^in cScnr^Tf©rt^cninvqcsr^t> Kvd cs r> odh ov in h oo t> »■ o coTfcSTfooovcn-n Tf © in i-« oo"»h < 00 Tf m vo co t— oo r- Tf Tf i©Tfcovo«n©ocs© im©vocscortcScs»n iTfo\o\cooovooot^r> ovcsocoovt^cor-oovoTHcsvocoTfro© TfovcovoincooTHTfrtinvooovoinvo-^ es th vo i> ov o -n »h cs <~ ^.r*^^i.c?.,n "-if^©> Q'qoqt-h rt^©^co ^5 cs © Ov co" ov rn vocncnvocoTfTf©"co"cn ,-< P H1 f" ^ r2°,vPt^'"i^00 — OV' TH ov, vo cn cs Tf cn <vor-q,in o"co" CO OV iH cs cn cs vo cn vo Ov vo CS © CS CS OV © Ov co co cS in th Tf vo OV CS O H ■NOV OV IflMH m vo OV VO O CO cqvo CS vo I-© coco VO Tf CO ■ ov Tf in i t-^Tf csod©"rtOOininco"t> * H C» IN W* fn-i Cfl r+s tfs ovoviHr^ovocococsTfrtfSi-iooovt^© TfvoovTfmooococstsmvoovvoooinTf cs m csi-HOv©in to^voqco fi,T-' *° cs vo CS rt" r^ ci Ov cn" o"rt"oo"©co"rOTfl>Cs"ro iHvomo cs cscomvortcoooTfovrt cs_Tf iHvocSiHrtVor>vqr> Tf cs r> ih co"(s CO 00 00 vd r- oo in Ov o\ co corbin oqcq cs r^r^cs oo Tf © OV Tf Tf Tf ©CS CO rn rH ov cn r> r» m i-t h th <n c> ov^t> S"cs*,Tf oC © V0 Tf 00 Tf Tf ri co Ov -n ov o C0H0OIM> co cS in osvo cs co in i> oo co cS ov m vo cS &&&&■£■&& &&&&&& .3 3.5 It3 £.5 3.5 3.5 a^ ?.S 3.5 3.5 3.5 WM 3 3.5 3.5 3.5-5 3.5 s| 5* tjo-ootj o*a o-oo'OO'aO'ao'ao'a o-ao'ooo'a o*ao,a'a o*a o-ao MMtHWtHlHbl^t^lHtHMI^tHll^cHtHl^lHl^tHHlHMlHlMlcHl^ oooooooooooooooooooooooaoooooooooooo J>> «(H g TO z <! cS < & I-l ° 13 I-l •3 .2 to •g s B k n e 51? 003 uu I 3 C « « cd 13 b 13 -1 cj cj 3 saS 8 tJ JiJ o u la S — to ca 5H-j p s S3 •J3 O •au CQ tj 0 S U a ,0 la 43 a *3 o-a •a 3 Si < « a 2 s 2 ss a ss § a REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 53 VO Tf © © in in th in ov m h m co co in © co oo cs © Tf H Os ©_ Tf TH rt ©" Tf OV rt CS © ires t> cs © CS th t- r- ro r- © co vo ■ r>vor-cs©roi-iv rt cs © ih cs ro ih t ■TfcomoovoiHos'Hcot-voTf ■ O\I>tH©©VOCOOvVO0000cS00 ■TfcsmininvDroovTfrocsovin t-THr>TfovO\vovo-nvocor-cnr>©m©o\r-rHVO © r> cn m Tf c - - • ■ CS VOVOO^VOt go cd vo Ov ro rt co" ri rt co cn cs !-■ od ov ih r> cs" cs" Tf r>OvOvmiH covoco rt in r> CS ih ts CS co co m ih cs ih co vo © ^ ro"od vo © OO Tf Tf Tf ©in VO Tf t- CS T-^CS co cn co C* O Tf ov Tf vq VO m rt m vo vo oo r> Tf Tf ov Ov © cS cn © © t- © m o ih © co © in Tf VO'© CO rt CS CS CO rt vo t- m ov co t-- r 00 Tf ■> Tf O^C rn th t th m r cs^© c .. . r» t- s ih m th cs Tf o y^ © co »n r-ov" co r* ov m vo o r- cs cs o cqro i> ©, vTini>vd cs vo © cs 0> rn Tf in VO COTf m t © Tf CO ocncsr-covoTfcortOvTfincscovooocsr-incoTf oocSoorncsvOi—OiHOVTHcSr-voccomcscovo c^od©"Tfcsrn"t>csi^tn^vo"cs"incdTfinodc^ vOrtiniHf»comoocsovi-|cs©TfTfOvcSm©voco r-rtcncqr^Tf©inovTfOvinrtrtrtr>covocoTfrt cd^rn"vDinrtVOTfcsro"TH ov in vo in© th cdodro" VOOvCOTfrt ©COrt r-l Tf COHHMH m ro cs th ov *". ©r>©voiHincSTfrtcs«n Ococo©Tfcoinvorocsco oov©cococovocomTH(s ©"coco"iniH^rtodovi>cn"vo CSCSVOVOrocSTHOvmTfco CSrorOTHcOTHCSCS ih th vo oden ov t- ih rs ov c- cs H TH oo o cs tn m in o^ in vo" vo vo o cn Tf ih cn o oo oo vo cq©^cs ov Os h ©" l> TH m Tf cs Tf ov cs vo cn th cs © vo rs in o co co viinMH Tf r-T © co vo vo Tf m in cs vo cs cs r- vo co © m o vo m th Tf cs th i> CS Tf ©_ Tf Tf co^ cs ©" ©" th r> r> ro" Tf t~- vo vo ov cs -n *n n vo Ov ov th in cs"r-^cs cs vo ov © co cs rt rt rt r> 00 OV CO © vo in ov t- ->cn_*H o\ OV Ov CO © oo vo co m CO Tf vo CS CO © rt VD CO cs cqes csoTcd ov cn cs © cs vo ih oo © in Ov vo t- in Tf ov Ov^ r> ov ov ©* On rS in m cs cs vo I CO TH , csmTfOovcoTfVDco rtin©cd|>voincsvD h rT t- >n od cv h o" in i-T 0\TfcocS©iHrtinm ovcSOvovr-mcocooo c-ovTfeses cSco^© th Tf mTfcSiHcs TH TH VO CS" th" ih" CSCVrtrtONCSCOVOTH r>ov©cScovoinmoo r-inovco©THVor-m cdiHO\(S"cs"Tfvo"odro" •hcScscSth vovom ih i-l CS CO CS CS rt VO CO rt CO CS VO © Tf r- Tf ov Tf cs ov co © th m c^ vo © i cn Tf © irt r- © cnvor~-rn©oor-rOcovorocococOinOv TfcScSTfmcSTfTfVocoooTfooin©r-- Tfrninin©^©^csin *i •* cq oo in Ov Tf Tf cSTfO©'incSOvro"co" l> Ov co Tf f^ cS t>cs©©ovrtTfcoco vo cs co t— co VD OO Tf CS TH OVTfl> TH Tf int m cn cs cS ro (S vo oo © CS ro co ov cs m m in o vo m cs ov Tf h Tf cs l> ih rt in cS © Tf Ov «n i> Tf rt cs" Tf co © ro CO ih oo m co Tf m t-« l>"Tf" CS ©f-rncor--mvor--rtcsovTfTHinTfr--ovcsi>TH<o Tf©comcscoTfi>rncs©r-r-inTfm©THcsincn inTfvocnvocn©covoTfcsincoinr>cSO\vqinvocs odoCrovo^r^r^in'rop^Tfroi/Tcocsvortrt Tftnr-cn © co © t- o cs © Tf vo m Tf VO CO © Tf CS © o r> rs r- cs m co co co I SOv co r- 1H vo © cs O^cs cq © Ov"in th rt © VO Tf rt vo CO th CS Tf Tf rt OV © CS © H OV Tf © Tf Tf cs h r> © vo Tf in co cs ©" Ov vo in rn cS m cs Ov cs cs cn cs" ooovmvor-r-inmr^TfmmmcsvoT-^- r •• i Tfoor>i>©rtCovOTHrt©roovinTfrsoocs© in Ov vo co cs in-Hvo ""' '' ~' "' th th rt r> cs" cs it n^nu © r- vqts cs cs : m © cs CO VO CO vo CS ! © c- r- oo m t> rt ov m © cs *" r> cs Ov co co oo cs Tf o ro CS co vo Tf co in Ov r> VO t-> 1-1 : vo h r- : t- th m ! cn cn rn Tf m m vo ih OO CO © t~- H r- © Tf th m ! m cs f- c- cn j CS th cs cs Tf ! cS in m Tf ! coin in no" I TH CS t- TH ; cs Tf Tf CS Tf Tf r- cn in " :TfVOcScncn©THrt©(STfcSTfcortr>incscnrtcn j !voovininTf«nTf©cscscovDTfCS©mcSTHr— men i TH©^rnrococqvqr-cqTfO\©^inTHr^rsvqvq©^ i id«ri t^\o ,h"vo"^co"ca ■* ^"o"ooi^"vO*h r^T/iX |^rn i coroovt>©iHOvco©THCOrtrtrOTfcS©CSVO coOvincocS ©©in th vo OhntHH invo©OVTfOvo©CSinvo(Nrn iniHincsinTf©c-r>©ov<V)VO "^tH. 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CSthOvOcOCSOvOv cs © oo CO m m i> th cs oo ovvq © in COrH Tf m oo Tf o\ m ov vo oo m I- m ro r-^vqcq ro ©cs irt Os t~~ OV © Ov co © c i-l Tf t © 00 T : Tf o • Os tn 1 © Tf odco" VO CO VO Tf - ih © © © r> m © -1> m © co r- Tf © f o> cn ih cn -> co o "cscoodvortodt> vo co m co r> t> th O^th q rn if q ri r> cs © CO TH TH CS iH © © rt OO CO rt o oo co ov co rt m m © COth 00 CS r- F; in th coin -> Tf © m © CO CS ro vo r- © ©^ cq r^ th ©^ vq TfoCvo HHinV" cs o co vd »n i> ov r> Tf m rt cs © rt r- m o rn r- m r- s vo ov r- cs cs Y—( (S on on Tf th © t- VO CO cn CO Tf Tf m Os ov o m 8 cn VD r- in m rs sis2 r> cs co t— Tf Tf © r- ov © oo m vo vo r- vq t^ •* CO CO Tf t> ©" ©" «■© CO Os o ro cs Tf cs co cs © CO Tf VO tn m Tf OV Ov t£ ©"ov" © CS CS Tf Tf r* th © Tf m th VD Tf vo co ov ,_ co" CO H t> Ov © «-Ov co © O CS Ov CS cs ro cs co co covocnmcsvoovoom o\ m th Tf ov cs com ov, Hrth © VD Ov Tf m rt OV CO CS Tf © Tf OV rt Tf^rn m c- ©"rt vo t-^ Tfrtfsmcnoor^Tfin vocScS->i-'voovcoin vq t> in vo vq oo m vo ©" o" vo cd *n" vo Tf © © vo Tf m cs OsOs CS CS CS Tf Tf CO CO OV CS CS Tf CS »n o^Tf in cS Tf" OT © TH vo" t> co m co ov CS th CO cs Tf co Tf r- CO *r> cs cs o oo VO CO Tf CO ov Ov cs r> O r- co CO l> Tf t- m cs «m fl.9 u vo th © co r- cS Tf Ov Ov ro ov Ov cq h ov vq cs cq vo" th co co" th ro w-r- co ro vo vo © m m Tf cs ©^th r> ov Tf 0\ cs CO m Tf W-rt TH rt (S Tf CO CO rt CO OC Tf m © o Tf C © VO tf>VO OC o vo CO © Tf ir Tf tS co CO CS ©oorScsovTfmvovoiHTH r--vocsr-cSmrnvoTHinrt mvocooovoi-irncnmcs © ©" OV VD" Tf 00 CO r^ © rt h ooiniH cocooo© CS ©^ OV CS CSlnr-iCO oCo"rt CO cs vo ©mm oo^ r- ih cs"m" oT CO ov VD in5\ii vo"rt T-H TH Tf CO CS CS Tf CO l> 00 <© Tf CO cs cs" i> cs" vo OV CO ©COTf©rOTfCS©COO\TH csvOTHf»r>cnTHrtcsr^TH thvo ©^cqmvqco© oovqcs ©" cd vo" r^ Tf m th ro" r-^ rn th OvvOTf 00©COi-i CS Tf OV CS VO H cs"co" cocSTHcncncSrt©t—cn cncSmi-"©vocoTfrtOv r- h oo n oo cn q h N q r>m"t^vocs"Tfco"©invo ih©coov ©roiHvom Tfcn m ih o\ CS in vo >-" ro o ov t— © © Tf vo vo cs i> i-i cq oo cdo"o"cdTf Tf IH CS Tf Tf CS CO rt r> cs h ro ro th co Nfsmoovor- iH lH CO Tf CO H N com r-^ h cs" VO ro rt © rn co Ov ov cs m cn Tf r- i-h tn r-i cs m Cfl w 3 & & & & 2 a 2 a 3 rt H .5 3 .5 3 .5 a 'OO'OO'O'O'OO l_|-_l_l_l-lS-Jl-,l_ OOOOOOOO a 3 S a < < S s «• ,3 fl 3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 55 TABLE II—LIFE INSURANCE SUMMARY (000's omitted) Year Premium Income Disbursements Ordinary Annuities Insurance Other Payments Total Force 1971 1077. $ 128,179 139,031 145,211 171,288 179,359 $ 47,632 60,588 93,412 93,532 105,092 $ 96,716 98,747 109,529 125,923 117,903 142,438 $ 21,749 23,621 32,937 37,153 45,806 62,341 $ 118,442 122,368 142,467 163,077 163,709 204,779 $ 11,959,412 13,179,412 14,784,560 18,148,463 1973 1974 .. 1975 20,896,607 1976 192,645 116,054 27,149,759 56 BRITISH COLUMBIA So gtt. 1-9 MS r—'IH I-l O — H,<-> .3 8' Q w »5 in vo o r- m t-- o m rn 10 C^oo -h ex? vooo © co r- cs rs Tf CS Tf CO rt VO CO cs cqin cs Tf o"vo © vo m Tf CO Tf ov l> CS CO dso^cS c~ o o VO OV cs © cs TH OV cs vq ov ©" r- Tf © r> © cs CO CO © © © § © © in © © cs »n © Tf vo vo vd ov cs CS TH m Tf © th CS rt qrf S"rt vo ©* th m vo rt_ oo ©vo Tf m o r> © r- vo co m co cs m ov vo m © CS CS CS cs m CS OV CO rt OV Ov rt" covq VO TH rt vo vo © CO Ov cs f- Tf m cd © vo ! ^ co © : co r- t- in ih m co th o\ m © m © co m ih cs cs rt OV CO OV 00 OV © CO rt Ot-VON in cdiH cd co r> t CO cs I VO CO I m Tf 111 I? « <fl •a i§R ! i r- i i « ! 099 185 I I *-' ts CO t> : 1 Tf vo «n iw fill © ON h ! © © cs r- i co © © o\ vo | th cqo cd i t> vo cd in cS ! co cs rt th m oo Tf ov m o m oo co i/^th CS CO th eo"ooTf cs Tf Ov r> co co OV i—I CS CO rt m vo cs <s © co vo th r- Q ot 3 IS •I I m r- h r- ho\ CS Ov 00 CO i ro CO t- O Tf OV ! »h Q\ 00 © VO © cn m vo co ov oo in co odes th cs © rt © rt m th Tf Tf ro co m CO 00 t*- OV VO »H CO VO t-^odvd Tf cs so in 1 s« 1111 g§fl ! CO Tf : ov t> ] VO Tf wh ^ |5 l 111 11 33 <hgli' 1 in s i cs r- im" TH 1 •3 ! VO S ' IS flg-s m : Tf r- cs t> ■rt i CO OV tH CO „ OV 1 CS © h Ov co m co co vo vo CO Tf vo co © vo ov t- h m co ov h vqoo vqi> vo cd"cs © cs Tf VO TH © H CO TH Tf co" co © m th i cs m M Er fS "* ! cs r- Tf CO VO 1-1 i cs oo I 55 O D-J3 a a cs 3 S o *< d w d >,tc: <u o s |«8 5°« S5 m^-a « a fl hH sa gS tn o o I "s o § r 6 Cfl « Ih Vv ^ O O 3S REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 57 TABLE IV—PROPERTY INSURANCE PREMIUMS AND LOSSES FOR 1976 (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums Written (1) Direct Losses Incurred (2) Ratio of (2) to (1) Acadia Insurance Co Adanac General Insurance Co. of Canada- Aetna Casualty Co. of Canada Aetna Casualty & Surety Co Aetna Insurance Co Affiliated FM Insurance Co _ Agricultural Insurance Co.. Albion Insurance Co. of Canada.. Allendale Mutual Insurance Co Alliance Assurance Co. Ltd _ Allstate Insurance Co Allstate Insurance Co. of Canada- American Bankers Insurance Co. of Florida- American Home Assurance Co American Insurance Co American National Fire Insurance Co.. American Road Insurance Co Argonaut Insurance Co... Arkwright-Boston Manufacturer's Mutual Insurance Co- Bankers and Traders Insurance Co. Ltd B.C.A.A. Insurance Co Beaver Insurance Co. British America Assurance Co British Aviation Insurance Co. Ltd- British Columbia Plate Glass Insurance Co... British Economic Insurance Co. Ltd Buffalo Insurance Co _ Calvert Fire Insurance Co Canada Accident and Fire Assurance Co... Canada Security Assurance Co Canadian General Insurance Co. Canadian Home Assurance Co Canadian Indemnity Co.. Canadian Pioneer Insurance Co Canadian Provincial Insurance Co- Canadian Surety Co Casualty Co. of Canada- Centennial Insurance Co Century Insurance Co. of Canada. Chateau Insurance Co CNA Assurance Co Commerce and Industry Insurance Co Commerce & Industry Insurance Co. of Canada- Commercial Union Assurance Co. Ltd._ Commercial Union Assurance Co. of Canada- Commonwealth Insurance Co Compagnie D'Assurance du Quebec Consolidated Fire & Casualty Insurance Co- Constitution Insurance Co. of Canada Continental Casualty Co Continental Insurance Co Co-operative Fire & Casualty Co... Cornhill Insurance Co. Ltd _ Coronation Insurance Cumis Insurance Society, Inc.- Dominion Insurance Corp. Dominion of Canada General Insurance Co... Eagle Star Insurance Co. of Canada Eaton Insurance Co. Ecclesiastical Insurance Office Ltd.._ Economical Mutual Insurance Co— Elite Insurance Co. Emmco Insurance Co Employer's Liability Assurance Corp. Ltd- Employers Mutual Fire Insurance Co- Employers Mutual Liability Insurance Co. of Wisconsin- English & American Insurance Co. Ltd Excess Insurance Co. Ltd. Federal Fire Insurance Co. of Canada... Federal Insurance Co 290,825 825,735 334,675 2,447,981 ~ 47,545 3,290,748 1,297,396 265,066 2,898,217 7,588,076 4,310 443,734 —10,917 539,545 45,777 13,259 "T671 272,815 818 — 7,068 38,953 5,378,435 "236,451 11,024 434,287 3,219,441 499,031 1,379,495 199,943 1,299 6,944,865 16,645,250 39,095 2,549 597,788 —29 3,237,247 4,312,982 1,287,313 290 386,022 1,987,190 2,620,503 1,719 194,836 665,195 —1,454 5,084,576 66,131 427,675 80,097 2,821 29,797 47,923 1,511,001 456,728 1,559,566 _30,207 330,894 683,160 119,478 1,433,888 2,178,050 1,174 -13,611 3,350 19,010 226,132 890 2367333 4,452 218,384 43,339 76,389 124,596 1,553,767 49,724 2,022 245,447 1,720 1,340,268 351,603 1,019,035 1,145,534 5,608 3,090,207 6,024,716 33,559 94,430 9,119 2,202,975 1,925,491 811,466 144,076 1,243,031 1,492,283 -14,437 131,166 128,675 -61,530 1,848,763 42,489 757,884 7,371 3,313 -186,376 Per Cent 16 182 136 x63 63 10 52 45 49 28 27 42 1 1,737 266 80 I 5,298 319 28 ~2\ 18 56 ~41 70 73 572 431 44 36 85 ~15 "68 44 63 _37 62 56 67 19 4,231 36 64 177 9 117 58 BRITISH COLUMBIA TABLE IV—PROPERTY INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums Written (1) Direct Losses Incurred (2) Ratio of (2) to(l) $ 1,261,334 297,570 145,553 $ 604,371 88,745 13,703 Per Cent 47 29 9 —45,960 1,602,408 248 23,711 8,452 161,542 4,201,761 28,363 792,219 49 -1,314 26,207 25,707 1,681,330 310 15 Fruit Growers Mutual Insurance Co. 40 824,531 994,081 120 227,035 4,439,037 108,842 313,986 2,204,824 285,528 207,761 1,583,982 1,320 293,983 1,163,014 391,855 255,632 100,692 91 35 1 93 52 137 73,036 1,548 —3,762 11,099,815 350 6,504 4,796,383 43 3,190,000 133,317 1,057,862 281,715 60,331 1,184,680 922,236 15,081 533,417 —15,072 16,863 1,112,590 603,729 15,245,766 104,739 28 11 50 27 Imperial Guarantee & Accident Insurance Co. of Canada 93 2,193,672 19,715,555 127,951 27 77 81 2,963 3,495 4,039 —36,226 188,931 105,261 2,029,000 1,754,889 2,640 419,096 6,530 17,172 1,015 40,037 —7,887 68,658 579 29 Liverpool & London & Globe Insurance Co. Ltd 991 36 14,337 456,618 164,567 13 22 9 197,308 260,990 47 3,996 —53 351,231 —8,611 738,314 9,054 15,139 15,352,632 136,802 264 205,274 12,965 230,611 Mutual Fire" Insurance Cn nf H C, 58 National Employers Mutual General Insurance Assoc. Ltd. 31 New Zealand Insurance Co, -7 915 9,199,077 111,129 Non-Marine Underwriters, member of Lloyd's, London, Eng. 59 81 2,443,543 44,716 1,104,240 104,676 45 234 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 59 TABLE IV—-PROPERTY INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums Written (1) Direct Losses Incurred (2) Ratio of (2)to(l) $ 59,844 105,116 6,349 30,093 1,370 $ 24,049 40,019 168 21,359 300 Per Cent 40 38 2 70 21 204 14,237 336,011 168,466 28,108 567,619 531,786 633,897 3,228,428 —18,531 556,636 220,967 290,486 526,357 82,896 367,892 1,112,393 15,246 165 131 1,033 92 15 Provincial Insurance Co. Ltd.. 58 34 232,860 63,412 4,813 791,566 1,415,408 9,669,005 6,172,752 1,457,252 747,838 65,203 524 2,165 523,084 797,537 5,587,191 2,590,351 477,388 352,456 28 44 66 56 57 41 32 47 11,473 163,227 290,225 574,257 121,937 2,779 5,640 198,620 35,706 42,132 24 3 68 6 34 1,800,228 1,159,025 887 1,110,520 726,785 61 62 State Farm Fire & Casualty Co -5,175 488,667 1,637,451 | 29 296,977 202,297 68 16,548 142,190 95 1 11 —24276 3,686,710 166,647 240,574 80,461 —58,964 2,358,901 3,707,362 157,563 96,731 | 63 1 2,224 | 66 65 United States Fidelity & Guaranty Co 358,432 1,359,437 54,948 61,533 864,163 6,990,393 20,004 | 393,592 644,522 34,821 | 39,469 931,226 4,997,061 303,165 | 109 47 63 | 64 107 71 1,515 2,045,592 1,683,511 459,257 4,405,064 1,096,470 585,529 181,731 53 1 34 | 39 2,201,425 49 Totals for 1976 209,699,313 112,421,738 53 Totals for 1975 137,819,237 97,113,518 1 71 1 60 BRITISH COLUMBIA TABLE V—PROPERTY INSURANCE SUMMARY (000's omitted) Year Net Premiums Earned Net Losses Incurred Ratio Losses Incurred to Premiums Earned 197?. $ 91,305 107,129 114,495 137,819 209,699 $ 59,430 65,936 96,512 97,114 112,422 Per Cent 65 1973 61 84 1975 71 1976 53 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 61 TABLE VI—RECIPROCAL EXCHANGE PREMIUMS AND LOSSES FOR 1976 Name of Exchange Net Premiums Written (1) Net Premiums Earned (2) Net Losses Incurred (3) Net Ratio of (3) to (2) Canners Exchange Subscribers at Warner Inter-Insurance Bureau , 123,854 1,754,889 112,200 1,465,362 —6,016 157,941 —58 10 245,112 245,111 —48,842 Totals for 1976 _ 2,123,854 1,822,674 103,083 5 Totals for 1975. 244,215 260,640 431,975 326 62 BRITISH COLUMBIA TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR 1976 (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums (1) Direct Claims (2) $ 1 $ 2,358 629 32,733 —2,495 —2,460 -1,053 1,245 78,124 13,630 -510 73 72,557 2,614 —424 54,796 731 102,129 66,663 92,983 5,263 Canada Accident and Fire Assurance Co 18,530 957 1,195 59,625 —92,594 —25,209 325,230 353 -116 556 —121 98,140 17,110 4,446 178,365 34,803 Century Insurance Co. of Canada 98,668 29, 319 4,236 Commercial Union Assurance Co. of Canada _ 34,341 282,305 3,021 Consolidated Fire & Casualty Insurance Co 4 74,108 -235 839 1,448 1,507 4,464 -5 147 —775,409 383,613 34,359 30,507 109,455 13,661 —158 -1 4,470 —3,082 F.lite Insurance Co. 16,059 11,183 —59340 Employers Mutual Liability Insurance Co. of Wisconsin -6,579 25,417 Excess Insurance Co. Ltd.. 1,966 250 6,271 —8,940 64,383 60,734 —7,658 Fidelity & Casualty Co. of New York 2,849 —16 3,450 —8,539 40,275 3,330 -97,704 2,911 167,628 General Accident Fire & Life Assurance Corp. Ltd General Insurance Co. of America 629 -19,065 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 63 TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR 1976—Continued (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums (1) Direct Claims (2) General Security Assurance Corp. of N.Y— General Security Insurance Co. of Canada.. Gerling Global General Insurance Co.._ Globe Indemnity Co. of Canada Gore Mutual Insurance Co Granite State Insurance Co Great American Insurance Co. _ Great Eastern Insurance Co Guardian Assurance Co. Ltd -25 600 -147 Guardian Insurance Co. of Canada. Guildhall Insurance Co. of Canada... Halifax Insurance Co Hartford Fire Insurance Co Home Insurance Co.- Hudson Bay Insurance Co.. 49 -15 11,033 589 14,188 3,099 Ideal Mutual Insurance Co Imperial Guarantee & Accident Insurance Co. of Canada- Insurance Co. of North America 2,649 Insurance Corporation of British Columbia. Law, Union & Rock Insurance Co. Ltd. Liberty Mutual Fire Insurance Co Liberty Mutual Insurance Co... -24 176,891,819 5,122 9,274 Liverpool & London & Globe Insurance Co. Ltd.. London & Edinburgh Insurance Co. Ltd— London & Edinburgh General Insurance Co. of Canada- London & Lancashire Insurance Co. Ltd London & Midland General Insurance Co London 8c Scottish Assurance Corp. Ltd London Assurance 364 Lumbermen's Mutual Casualty Co. Markel Insurance Co. of Canada Maryland Casualty Co Merit Insurance Co Missiquoi & Rouville Insurance Co.. Motors Insurance Corp.. -17 51,152 —816 171,612 Mutual Boiler & Machinery Insurance Co. National Employers Mutual General Insurance Assoc. Ltd- New Hampshire Insurance Co New India Assurance Co. Ltd Niagara Fire Insurance Co.. Non-Marine Underwriters, member of Lloyd's, London, Eng. North American Co. for Property & Casualty Insurance North British & Mercantile Insurance Co. Ltd Northern Assurance Co. Ltd Norwich Union Fire Insurance Society Ltd Ocean Accident & Guarantee Corp. Ltd Old Republic Insurance Co _ Olympic Insurance Co. Orion Insurance Co. Ltd Pacific Employers Insurance Co Pearl Assurance Co. Perth Insurance Co— -496 —3 -24 10,438 -8 -349 Phoenix Assurance Co. of Canada- Provincial Insurance Co. Ltd— Prudential Assurance Co. Ltd— Quebec Assurance Co.. —52 —112 1,203 Queensland Insurance Co. Ltd.. Reliance Insurance Co Royal Exchange Assurance. 170 Royal General Insurance Co. Ltd Royal General Insurance Co. of Canada- Royal Insurance Co. Ltd.. Royal Insurance Co. of Canada . Safeco Insurance Co. of America St. Paul Fire 8c Marine Insurance Co... Saskatchewan Mutual Insurance Co Scottish Canadian Assurance Corp— 265 4,285 2,734 226 1,058 —37 Scottish Union & National Insurance Co... 23,784 22,561 28,231 135,618 20,648 2,516 249,470 —26,991 294,904 43,322 —1,620 17,223 72,056 274,907,315 —141,964 10,296 —2 140,649 —1,099 —12,035 441,597 —37,907 153,803 32,574 155,159 38,626 -12,846 -44 131,624 -2,782 40,261 —101,941 —45,554 94,682 —127,986 -35,183 —9,548 13,288 514,597 -230,707 -24264 10,325 ~27 64 BRITISH COLUMBIA TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR 1976—Continued (Figures shown in nearest dollar. Direct claims include adjustment expenses.) Name of Insurer Direct Premiums (1) Direct Claims (2) Security Mutual Casualty Co Sentry Insurance, A Mutual Co. Service Fire Insurance Co. of New York- Sovereign General Insurance Co. Stanstead & Sherbrooke Insurance Co. State Farm & Fire Casualty Co— 567 -42 State Farm Mutual Auto Insurance Co- Sun Alliance Insurance Co Sun Insurance Office Ltd -211 252 Switzerland General Insurance Co. Ltd.. Toronto General Insurance Co Traders General Insurance Co Transport Indemnity Co. Transport Insurance Co Travelers Indemnity Co- Travelers Indemnity Co. of Canada . Transportation Indemnity Co. of Canada . Unigard Mutual Insurance Co Unionamerica Insurance Co 4,644 —7 -17,430 23,646 501 57 Union Insurance Society of Canton Ltd- United Canada Insurance Co.. United States Fidelity & Guaranty Co- United States Fire Insurance Co Unity Fire & General Insurance Co. Utica Mutual Insurance Co Victoria Insurance Co. of Canada Wawanesa Mutual Insurance Co. Wellington Fire Insurance Co Westchester Fire Insurance Co Westco Insurance Co. Western Assurance Co Western Union Insurance Co- Yorkshire Insurance Co. Ltd— Zurich Insurance Co 481,414 -1,703 420 50 8,522 —323 45 4,661 Totals for 1976_ Totals for 1975_ 178,230,108 1,389,556 $ 2,217 1,424 —98,629 —50,417 130,760 -64,862 134,139 —246 14,625 —139 17,399 63,733 31,534 —119,172 358,863 28,422 -9,039 121 1,148 5,368 195,476 174,577 —13,419 113,332 ~516\852 279,943,439 7,694,722 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 65 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976 Fidelity Surety Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ 37~673 1,473 338 $ $ $ 150,287 85 29,942 142,527 —482 Aetna Casualty & Surety Co _ 21,376 Affiliated FM Insurance Co 2,487 5,226 —18,651 Beaver Insurance Co.. — 13,980 1,180 72,800 —750 1,307 432 333,613 —166 251 23,202 33 102,884 —571 21,202 —987 1,074 10,478 749,838 363,830 1,436 6,734 —4,715 2,151 777 28,750 88 1,929 -602 299 100 41,095 3,925 92,779 173 7,973 2,500 Constitution Insurance Co. of Canada 129,559 11,942 193,975 13,589 6,480 71 30 35,342 10,375 59,129 -448 —506 107 45,204 12,316 Dominion of Canada General Insurance Co 2,629 822 1,134,293 257,495 8,975 158 4,786 2,751 46,920 —1,911 37,125 6,447 Fidelity & Casualty Co. of New York 9,416 408 1,442,173 3,455 164,514 44,975 12,600 125 306 1,793 24,219 41 924 85,754 —38 18,728 7,121 14 686 4,268 279 268 14,326 87,733 1,884 2,209 1,202 2,238 22,947 24,036 —240 —25 118 600 487 20,804 234,336 3,151 56,753 143 1,092 2,356 2,788 42,174 101,317 -605 8,114 1,807 27,352 49,387 50,570 77,685 248 530 214 3,845 Insurance Corporation of British Columbia 2,408 — — 124 79 1,156 66 BRITISH COLUMBIA TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Fidelity Surety Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ 159 164 $ $ $ 1,220 11,592 180,439 12,350 310 —6,086 6,000 2,225 8,475 —10 —2,130 300 5,448 —354 ~103 —432 —5,672 1,459 2,273 12,285 30,810 73,712 1,599 9,453 2,629 4,066 26,140 131,821 13,258 1,826 1,560 50,378 6,000 4,068 15,511 —2,210 1,000 581 State Farm Fire & Casualty Co. 7,607 298 5,098 239 9,645 —200 —4,703 1 4,324 84,785 10,074 56,192 986 9,072 158,626 7,559 397,426 440 1 United States Fidelity * Guaranty Co, 17,980 21,950 2,494 2,578 568 3,402 162,643 19,212 2 1,875 —261 17,456 3,050 Western Union Insurance Co Yorkshire Insurance Co. Ltd 15,004 Zurich Insurance Co . 5,549 Totals for 1976. 1,471,926 580,412 5,826,745 679,365 Totals for 1975 1,233,060 712,418 4,845,625 —791,146 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 67 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Liability Boiler and Machinery Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ $ 138 58,318 82,856 1,334,962 137 $ $ 1,281 89,391 50,666 125,921 86 196 9 2,443 7,086 587,389 328,524 213 1,673,352 623,034 —32,615 421,512 35,595 334,027 5,808 —765 —18,148 6,794 1,287,582 372,323 51,516 —15,409 33,382 2 4,371 1,375 5,363,072 25,519 11,620 30,321 239,214 80,608 14,249 4,914 —26,720 9,772 2,376,968 1,490 3,008 28,514 —21,632 56,636 20,675 7,137 223 1,088 128,492 15,160 1,354,090 142,305 438 3,734,454 401,989 53,117 5,625 38,059 —19,056 1,979 585 361 287,735 246,031 72,184 1,753 47,862 287,485 192,980 3,918 1,061 52,674 —75 238,283 39,909 176,618 223,242 182,403 19,487 9,024 177,547 104,572 2,931 18,514 —5,371 69,953 91,851 5,289 16,967 310 —2,229 Dominion of Canada General Insurance Co —8,629 154,336 72 1,178 68 8,381 256,882 25,060 316,917 936,271 6,853 22,655 68 BRITISH COLUMBIA TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Liability Boiler and Machinery Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ $ $ $ 15,688 —280 791,265 11,630 26,555 135,875 1,184 7 -58 543,533 —188 27,533 469,127 142,330 54,495 5,718 163,564 16,767 460,036 12,375 23,235 14,846 114,160 338,572 103 902 —10,505 713 221,943 32,311 120,017 4,572 1,092 6,472 30 1,562 103,271 3,503 4 1,502,379 880,774 45,316 17,710 371,546 396,635 63,512 3,309 1,142 312,875 132,798 1,357 96,091 127,818 9 1,740 1,006 1,156 510,036 23,016 5,215 6,756 2,204,584 71,006 2,694 1,051,976 —14,423 196,250 10 336,582 244,589 —79,515 1,151 1,217 6,896 7,007 1,396 29,601 1,775 2,505 526 13,132 —7,181 180,048 9,634 21,225 —79 95,420 Midland Insurance Co —474 54,134 —31,236 —656 127,934 —2,027 38,060 30 Non-Marine Underwriters, member of Lloyd's of London, Eng... North British & Mercantile Insurance Co. Ltd 902,468 Northern Assurance Co. Ltd Northumberland General Insurance Co _ 47,487 1,610 Ocean Accident & Guarantee Corp. Ltd— ', 10,483 6,769 40 1,989 7,584 —1,073 —250 696 Orion Insurance Co. Ltd Pearl Assurance Co 349 Phoenix Assurance Co. of Canada- 23,368 1,290 48,099 Pitts Insurance Cn REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 69 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Liability Boiler and Machinery Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ $ $ -99,512 7,261 $ 246,134 59,213 399,957 20,331 817,288 537 3,525 13,330 42,615 105 Royal General Insurance Co. of Canada 160,889 229,089 1,375,255 812,938 174,127 40,971 86,048 55,386 1,606,304 299,453 179,531 19,601 8,568 31,487 200,980 7,409 9,942 2,590 1,230 6,600 7,283 401 1,430,165 18,097 9 1,801 18,725 —48 1,027,764 —1,181 —638 74,517 164,561 26,938 1,206 22,439 15,000 22,606 91 40,235 331,756 68,473 783,248 626 835,081 3,000 500 5,896 107 9,226 103,873 17,378 279,317 1,103,611 2,688 4,171 100,438 628,864 214 335,047 109,761 323 10,214 565,723 183 7 16,672 247,013 66,040 233,803 41,618 15,132 —1,044 347,721 213,632 4,435 11,109 Totals for 1976 _ 27,091,927 22,324,937 4,831,093 1,831,422 Totals for 1975 _ 18,719,092 11,234,423 3,931,000 489,197 70 BRITISH COLUMBIA TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Name of Insurer Aircraft Net Premiums Written Net Losses Incurred Marine Net Premiums Written Net Losses Incurred Aetna Casualty Co. of Canada- Aetna Casualty & Surety Co Aetna Insurance Co Affiliated FM Insurance Co— .Alliance Assurance Co. Ltd— American Casualty Co- American Home Assurance Co. Ltd Assurance Generales de France Aviation 8c General Insurance Co. Ltd- Bishopgate Insurance Co. Ltd British American Assurance Co British Aviation Insurance Co. Ltd British Economic Insurance Co. Ltd Buffalo Insurance Co Canadian Indemnity Co- Canadian Universal Insurance Co. Ltd- Centennial Insurance Co Century Insurance Co. of Canada- Chateau Insurance Co Commercial Union Assurance Co. Ltd Commercial Union Assurance Co. of Canada- Commonwealth Insurance Co Constitution Insurance Co. of Canada- Continental Insurance Co Coronation Insurance 48,038 206,020 812,689 316,886 176,629 256,228 1,390 233,434 128,991 198 1,110 252,774 1,078,291 67,113 27,171 296,445 19,313 19,210 -154 140 Co-operative Fire & Casualty Co- Dominion Insurance Corp Drake Insurance Co. Ltd. Eagle Star Insurance Co. Ltd- 175,075 Eagle Star Insurance Co. of Canada- Eaton Insurance Co — Economic Insurance Co. Ltd- Elite Insurance Co English & American Insurance Co. Ltd— Federal Insurance Co 2,902 641,250 37,376 129,480 18,833 148,354 29,079 140,488 11,952 1,392,603 —277 249,673 2,280,564 550,986 425 4:V31 Federation Insurance Co. of Canada- Fireman's Fund Insurance Co.. Fireman's Insurance Co. of Newark, N.J.. Foremost Insurance Co. of Grand Rapids, Mich- General Accident Fire & Life Assurance Corp. Ltd- General Security Insurance Co. of Canada Globe Indemnity Co. of Canada Gore Mutual Insurance Co Great American Insurance Co Great Eastern Insurance Co _ Guardian Assurance Co. Ltd Guardian Insurance Co. of Canada.. Halifax Insurance Co Hanover Insurance Co Hartford Fire Insurance Co Home & Overseas Insurance Co. Ltd— Home Insurance Co _ Hudson Bay Insurance Co.. 21,714 -1,929 12 "—125 Imperial Guarantee & Accident Insurance of Canada - Indemnity Marine Assurance Co. Ltd Insurance Co. of North America Insurance Corporation of British Columbia- Insurance Corporation of Ireland Ltd Liberty Mutual Fire Insurance Co Liberty Mutual Insurance Co... 138,741 70,128 Liverpool & London & Globe Insurance Co. Ltd- London & Hull Maritime Insurance Co. Ltd London & Lancashire Insurance Co. Ltd London & Scottish Assurance Corp London Assurance Lumbermen's Mutual Casualty Co- Malvern Insurance Co. Ltd 2,237 6,012 63,138 117,818 2,499 8,225 191,277 20,507 -268,889 —3,817 6,751 1,414 182 3,325 356,645 703 176,129 19,208 6,531 322 -247 1,399,350 2,294,399 19,313 408,467 40,046 19,313 13 94,755 -11,004 66,034 23,844 19,538 2,054 1,569,891 71,260 141,652 2,270,768 566,289 —87 1,591 —2,722 108,119 46,927 —393,294 -461,815 54,376 110,921 -2,040 149,717 25,910 2,124,543 2,042,429 —570 27,524 77 84,186 1,302 24,408 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 71 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Aircraft Marine Name of Insurer Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred $ i $ $ 1,874 752,339 $ 1,581 —77,635 323,204 707,323 56,492 30,888 2,804 5,859,780 3,812,277 3,797 93 136,815 84,185 1,657,586 1,499,244 2,952,676 860,207 Phoenix Assurance Co. Ltd. - 377,155 265,605 177,409 19,065 133,617 527 241,275 22,275 34,676 34,378 118,970 753 197 42,858 —104 14,937 6,190 20,469 6,564 355,557 9,657 19,208 416,248 10,584 26,119 2,219,113 2,041,773 382,420 18,503 193,980 22,275 183,696 105,492 1,076,382 668,407 95,638 289,209 —70,280 203,133 2,313 10,280 46,188 6,915 49,273 17,208 2,202 —66,872 1,850 7,168 —1,368 2,320,602 1,095,986 250 56,522 32,936 15,838 Totals for 1976 - 14,229,274 11,771,868 17,666,065 12,055,654 Totals for 1975 „ 13,515,749 8,778,920 12,640,138 10,299,683 72 BRITISH COLUMBIA TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Credit Title and Mortgage Name of Insurer Direct Premiums Written Direct Losses Incurred Direct Premiums Written Direct Claims Incurred $ 50,412 $ 110,767 $ $ 51 1,544 522,332 2,200 18,766 557,509 455,053 2,552,672 756,697 571,351 Royal General Insurance Co. of Canada 43,634 16,103 Sovereign Mortgage Insurance Co 140,911 Totals for 1976 651,555 583,518 3,833,901 731,028 Totals for 1975 ._ 146,637 44,422 3,580,620 88,908 ' r REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 73 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Name of Insurer Personal Accident and Sickness Net Premiums Written Net Losses Incurred Abbey Life Insurance Co. of Canada.. Acadia Insurance Co Aetna Insurance Co Aetna Life Insurance Co Alliance Assurance Co. Ltd. Allianz Insurance Co.. Alliance Mutual Life Insurance Co- Allstate Insurance Co Allstate Insurance Co. of Canada Allstate Life Insurance Co. of Canada . American Banker's Insurance Co. of Florida American Banker's Life Assurance Co. of Florida- American Casualty Co- American Health 8c Life Insurance Co- American Home Assurance Co Bankers Life Co B.C.A.A. Insurance Co British America Assurance Co British Aviation Insurance Co. Ltd British Columbia Motorist Insurance Co- British Pacific Life Insurance Co Canada Accident & Fire Assurance Co Canada Health 8c Accident Assurance Corp- Canada Life Assurance Co Canada Security Assurance Co Canadian Indemnity Co.. Canadian Premier Life Insurance Co- Capitol Life Insurance Co Casualty Co. of Canada- Citadel Insurance Co. of Canada Ltd- CNA Assurance Company- Combined Insurance Co. of America Commercial Union Assurance Co. Ltd- Commercial Union Assurance Co. of Canada.. Compagnie D'Assurance du Quebec Confederation Life Insurance Co Connecticut General Life Insurance Co Constellation Life Assurance Co. of Canada- Constitution Insurance Co. of Canada Continental Assurance Co Continental Casualty Co. Continental Insurance Co Co-operative Fire & Casualty Co- Credit Life Insurance Co Crown Life Insurance Co Cuna Mutual Insurance Society.. Cumis Insurance Society Inc. Desjardins Mutual Life Assurance Co- Dominion Insurance Corp Dominion Life Assurance Co.. Dominion of Canada General Insurance Co- Eagle Star Insurance Co. of Canada Eaton Insurance Co Eatton Life Assurance Co. Economical Mutual Insurance Co Emmco Insurance Co- Employers' Liability Assurance Corp. Ltd Employers Mutual Liability Insurance Company of Wisconsin- Empire Life Insurance Co.. English & American Insurance Co. Ltd Equitable Life Assurance Society of the United States.. Equitable Life Insurance Co. of Canada Excelsior Life Insurance Co Federal Life 8c Casualty Co Federated Life Insurance Co Federated Mutual Insurance Co Fireman's Fund Insurance Co 14,589 2,329,682 3,930 1,538,715 25 11,791 309,062 145 1,309 1,541 16,308 20 43,778 21,938 733 522,941 5,950 1,225,069 29,447 2,693 261,122 5,396 140,389 13,194 39,511 11,943 3,233,058 2,913,543 15 40,489 176,632 5 8 30,463 118,729 200 3,015,976 1,254,022 2,149,174 394,582 416,323 106 7,310,182 52,927 937,066 2,384 4,431 208,791 148 3,257,243 9,690 768,273 2,808 4,470 247,266 274,048 14,275 18,888,023 54,751 —69 89,135 182,293 7,312 14,265,339 46,264 224,195 807,462 42,136 27,303 388,287 38,766 4,846 510,240 8,184 5,333 6,330 404,815 2,488 10,186 80 549,323 202,656 3,415,937 418,941 6,522 808,914 135,228 3,248,324 290,970 688 1,752 7,342 74 BRITISH COLUMBIA TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Name of Insurer Personal Accident and Sickness Net Premiums Written Net Losses Incurred Fireman's Insurance Co. of Newark, N.J Ford Life Insurance Co - Foresters Indemnity Co Franklin Life Insurance Co Fraser Valley Mutual Insurance Co Fruit Growers Mutual Insurance Co Gamble Alden Life Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corp. Ltd General Fire & Casualty Co Globe Indemnity Co. of Canada Globe Life Insurance Co — Great American Insurance Co.- . Great Eastern Insurance Co. Great-West Life Assurance Co Guardian Assurance Co. Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co. of Canada Halifax Insurance Co Hartford Fire Insurance Co. _ Hudson Bay Insurance Co Imperial Guarantee 8c Accident Insurance of Canada — Imperial Life Assurance Co. of Canada. Income Disability 8c Reinsurance Co. of Canada Industrial Indemnity Co Insurance Co. of North America Insurance Corporation of British Columbia.— John Hancock Mutual Life Insurance Co Laurier Life Insurance Co — - - — Liberty Mutual Insurance Co. - — Life Insurance Co. of North America Liverpool 8c London & Globe Insurance Co. Ltd London & Lancashire Insurance Co. Ltd.. — London & Midland General Insurance Co - - London & Scottish Assurance Corp. Ltd— — London Assurance — — London Life Insurance Co— — Royal Protective Life Insurance Co - — Lumbermen's Mutual Casualty Co - — Maccabees Mutual Life Insurance Co - Manufacturers Life Insurance Co. — - — Maritime Life Assurance Co — Markel Insurance Co. of Canada Maryland Casualty Co Massachusetts Indemnity & Life Insurance Co— — — Metropolitan Life Insurance Co.— - — Ministers Life & Casualty Union Montreal Life Insurance Co - _ Mony Life Insurance Co. of Canada — Mutual Life Assurance Co. of Canada _ — Mutual Life Insurance Co. of New York Mutual of Omaha Insurance Co National Life Assurance Co. of Canada New York Life Insurance Co Niagara Fire Insurance Co Non-Marine Underwriters, member of Lloyd's of London, Eng.. North American Co. for Property & Casualty Insurance North American Life & Casualty Co North American Life Assurance Co North British & Mercantile Insurance Co. Ltd Northern Assurance Co. Ltd - Northern Life Assurance Co. of Canada North West Life Assurance Co. of Canada Norwich Union Fire Insurance Society Ltd Occidental Life Insurance Co. of Calif— Ocean Accident Sc Guarantee Corp. Ltd Old Republic Life Insurance Co _ 85,874 6,444 458 7,937 2,782 300 6,201 78 1,713 376 2,450 9,080,700 6,400,563 226,995 171,070 1,174 368 39 2,617 1,120 17,111 1,681,841 235 585,029 57,886 36,769 44,700 43,424 1,031 95,472 79 266,710 21,885 43,001 18,011 —76 204,944 443 258,211 448,077 228 4,354,612 338,620 4,292 27,959 3,830,986 55,593 1,610 156,993 190,288 —122,737 40 87,271 87,057 —476,905 1,409,204 2,819 24,735 48,525 5,119,543 138,363 3,935,687 2,109,921 825,344 1,172,636 2,877 722 38,297 3,918,869 102,578 2,847,816 1,386,599 708,852 1,196,493 2,354 181,365 66,719 46,671 5,947 79,250 562 3,140 67,316 2,006,995 1,497,700 63,671 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 75 TABLE VIII—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1976—Continued Personal Accident and Sickness Name of Insurer Net Premiums Written Net Losses Incurred $ 877,335 —33 443,745 121 —953 58,668 3,216 182,874 4,901,680 —135 $ 480,135 172,473 4,905 32,821 —2,274 116,510 4,470,864 31,427 Queensland Insurance Co. Ltd . 35,977 27,882 131,029 553,898 7,626 10,254 ■Rnval Insurance Cn. T.fH 31,177 142,926 —809 3,039,759 10,960 323 81,869 1,295,409 4,531 State Farm Fire & Casualty Co 225 5,335,817 5,688,394 884,844 2,559,061 83,438 487,855 Travelers Life Insurance Co. of Canada.. 2,223,486 77,231 1,620 24,319 1,376 76,323 2,252 1 15,173 2,229 9,432 6,200 —152,378 Totals for 1976 99,533,009 70,780,950 Totals for 1975 71,730,189 53,801,328 76 BRITISH COLUMBIA TABLE IX—OTHER INSURANCE (TABLE VIII) SUMMARY (000's omitted) Class of Insurance I I I 1972 I 1973 1974 I I I ! 1975 1976* Property, P... Property, L— Fidelity, P Fidelity, L Surety, P Surety, L— Boiler and machinery, P Boiler and machinery, L. Guarantee fidelity and surety, P— Guarantee fidelity and surety, L— Liability, P Liability, L Personal accident and sickness, P— Personal accident and sickness, L... Aircraft, P Aircraft, L. - Marine, P. Marine, L Other forms, P Other forms, L $ 91,305 59,430 2,598 353 3,801 2,760 12,319 5,824 39,975 28,016 8,560 3,223 8,381 4,332 906 5 $ 107,129 65,936 984 437 3,115 502 2,476 3,394 12,726 8,862 54,478 39,180 7,563 6,257 10,639 5,572 3,618 65 $ 114,511 96,506 1,055 393 3,425 1,470 4,211 6,252 15,225 8,403 65,447 48,739 8,899 7,769 13,680 6,673 3,691 56 $ 137,819 97,144 1,233 712 4,846 —791 3,931 489 209,699 112,422 1,472 580 5,827 679 4,831 1,831 27,092 22,325 99,533 70,781 14,229 11,772 17,666 12,056 4,485 1,214 Totals, P- Totals, L.. 167,845 | 202,728 | 230,144 | 268,160 | 384,834 103,943 | 130,205 | 176,261 | 181,770 | 233,660 I P.—Premiums. L.—Losses. * Includes Insurance Corporation of British Columbia—Premium $27,708, Losses $18,636. Queen's Printer for British Columbia © Victoria, 1980 1M-1279-8925
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Sixty-sixth Annual Report of the SUPERINTENDENT OF INSURANCE 1977 (Business Transacted in 1976) British Columbia. Legislative Assembly 1980
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Title | Sixty-sixth Annual Report of the SUPERINTENDENT OF INSURANCE 1977 (Business Transacted in 1976) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1976 |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | 1980 |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1979_V01_17_001_076 |
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Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2019-04-08 |
Provider | Vancouver: University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0378781 |
AggregatedSourceRepository | CONTENTdm |
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