Open Collections

BC Sessional Papers

Sixty-second Annual Report of the SUPERINTENDENT OF INSURNACE 1973 (Business Transacted in 1972) British Columbia. Legislative Assembly 1974

Item Metadata

Download

Media
bcsessional-1.0376261.pdf
Metadata
JSON: bcsessional-1.0376261.json
JSON-LD: bcsessional-1.0376261-ld.json
RDF/XML (Pretty): bcsessional-1.0376261-rdf.xml
RDF/JSON: bcsessional-1.0376261-rdf.json
Turtle: bcsessional-1.0376261-turtle.txt
N-Triples: bcsessional-1.0376261-rdf-ntriples.txt
Original Record: bcsessional-1.0376261-source.json
Full Text
bcsessional-1.0376261-fulltext.txt
Citation
bcsessional-1.0376261.ris

Full Text

 PROVINCE OF BRITISH COLUMBIA
Sixty-second Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1973
(Business Transacted in 1972)
Printed by K. M. MacDonald, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1974
  To the Honourable Walter S. Owen,
Lieutenant-Governor of the Province of British Columbia:
May it please Your Honour:
The undersigned has the honour to present the Sixty-second Annual Report of
the Superintendent of Insurance for the year ended December 31, 1972.
ALEXANDER B. MACDONALD
A ttorney-General
Victoria, B.C., September 1, 1973.
  TABLE OF CONTENTS
Page
Report of Superintendent of Insurance  7
List as at June 30, 1973—
Insurers Licensed  10
Fraternal Benefit Societies Licensed Under the Insurance Act  36
Underwriters' Agencies Licensed  3 7
Reciprocal Exchanges Granted Permits  37
Societies  (Incorporated Under the Societies Act)  Licensed Under the
Insurance Act  3 7
Annual Statements of Provincial Licensees—
The British Columbia Insurance Company  38
British Columbia Motorist Insurance Company  40
Fruit Growers Mutual Insurance Company  43
The Mutual Fire Insurance Company of British Columbia  45
Pacific Coast Fishermen's Mutual Marine Insurance Company  47
Roberts Mutual Fire Insurance Company  49
Seaboard Life Insurance Company  51
Westco Insurance Company  55
Tables
Life Insurance—•
I. Business of 1972  57
II. Summary, 1968-72  62
Fraternal Societies—
III. Business of 1972  63
Property Insurance—
IV. Business of 1972	
  64
V. Summary, 1968-72         	
  67
Reciprocal Exchanges—
VI. Business of 1972	
  67
Automobile Insurance—
VII. Business of 1972	
68
VIII. Summary, 1968-72	
71
Miscellaneous Classes of Insurance—
DC. Business of 1972	
  72
X. Summary, 1968-72	
5
  82
  Report of the Superintendent of Insurance
Department of Insurance,
Victoria, B.C., August 30, 1973.
The Honourable Alexander B. Macdonald, Q.C,
Attorney-General, Victoria, B.C.
Sir: Pursuant to the Insurance Act, I beg to submit the Sixty-second Annual
Report of the Department of Insurance covering the year ended December 31, 1972.
At that date 334 insurers were licensed under the Act to transact business.
The following summary indicates the origin of the insurers, how many hold only
Provincial licences, and how many had Federal registry in addition to a Provincial
licence:
Where Incorporated
Provincial
Licence
Federal
Registry
Total
9
11
5
1
1
2
14
99
48
2
1
2
1
2
1
1
1
1
1
131
9
25
99
53
2
1
2
1
Holland                    —.                          	
2
3
131
Totals	
29
305
334
The comparative figures are for 1971, 333, and 1970, 328.
A complete list of insurers will be found on pages 10 to 35. A similar list will
be published in the October 25th edition of The British Columbia Gazette. For
purposes of convenience, the present list is made up to June 30, 1973, so that it
includes insurers licensed since December 31, 1972, and shows the classes of
insurance for which each is licensed.
Fifteen new insurers were licensed during the period. These are as follows:
Caledonian Insurance Co., Capital Life Insurance Co., Ecclesiastical Insurance
Office Ltd., General Reinsurance Corporation (of Delaware), Assurances Generales
de France I.A.R.T., Insmor Mortgage Insurance Co., Life Insurance Company of
North America, Malvern Insurance Co. Ltd., Markel Insurance Co. of Canada,
Middlesex Mutual Insurance Co., Midland Insurance Co., National Fidelity Life
Insurance Co., Presbyterian Ministers' Fund, The Scottish Dominion Insurance Co.
Ltd., and The Sirius Insurance Co. Ltd.
Nine insurers ceased to transact business in the Province during the year.
These are as follows: Economical Mutual Insurance Co., Employers Liability In-
 O 8
BRITISH COLUMBIA
surance Corporation, Fireman's Insurance Company of Newark, General Reinsurance Corporation of New York, Granite State Insurance Co., Life Insurance
Company of Alberta, Missisquoi and Rouville Insurance Co., Thames and Mersey Marine Insurance Co. Ltd., and the British Columbia Plate Glass Insurance
Co.
On analysis, the list shows that 111 companies (exclusive of fraternal societies) were licensed for live insurance, 185 for fire insurance, 183 for automobile
insurance, and 79 for marine insurance. These cover only the major classes of
insurance, and it should be understood that the same company may be licensed,
for example, for fire, automobile, and marine insurance.
The annual statements of these companies incorporated by or under an Act
of the Legislature are set forth at length on pages 38 to 56.
The taxes collected on unlicensed insurance amount to $24,900.
The number of insurance agents' and salesmen's licences issued for the year
1972 is given below, together with a comparative table for the previous four years.
All licensees in the insurance industry now have a pre-licence examination requirement.
Licences Issued to—
1972
1971
1970
1969
1968
4,780
2,573
1,592
121
203
5,104
2,667
551
176
205
4,990
2,264
607
82
176
4,210
2,112
610
78
154
4,020
1,611
741
70
Employees of insurance adjusters 	
153
Totals	
8,269
8,703
8,119
7,164
6,595
The number of real estate agents' and salesmen's licences issued under the
Real Estate Act for the year 1972/73, in comparison with the previous four years,
is as follows:
Licences Issued to—
1972/73   |    1971/72   |    1970/71
1969/70
1968/69
1,493      |      1,380      |      1,060
7,396      |      7,145      |      5,810
1,273
4,724
1,120
4,804
Totals 	
8,889      [      8,525      |      6,870
1                      1
5,997
5,924
Pursuant to Part II of the Real Estate Act, documents have been processed
and filed in connection with 985, subdivisions since my last report.
The number of collection agents' licences issued for the year 1972 is given
below, together with a comparative table for the previous three years:
Year
1972
1971
Licences Issued
to Collection
Agents
  144
134
Year
1970
1969
Licences Issued
to Collection
Agents
  104
105
The British Columbia Automobile Insurance Board, established pursuant to
section 250m of the Insurance Act, has, as present members, J. F. K. English,
Chairman; E. T. Cantell, Q.C, Vice-Chairman; and R. A. Hadfield.
The Association of Superintendents of Insurance met at Montreal, P.Q., for
its 55th annual conference, commencing September 17, 1972. Attending at the
sessions were more than 353 representatives of the insurance industry.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972 O 9
The association officers for the 1972/73 term are F. A. Swaine, Superintendent of Insurance, Province of Manitoba; Secretary, Gordon Grundy, Superintendent of Insurance, Province of Ontario.
Following the election of officers, the superintendents accepted the invitation
of the Superintendent of Insurance of the Province of Saskatchewan to hold the
1973 conference at Saskatoon, commencing September 16, 1973.
Respectfully submitted.
E. T. CANTELL
Superintendent of Insurance
 O 10
BRITISH COLUMBIA
<
>-*
GO
HH
m
5
g
H
_-
S
o
H
u
Pi J?
X
m   r-.
5 2
1—t
H
go
m
o
Q S
w 5
CO   2
w b
w
u <
3 "»
5
>
o
C/3
(h
rt
Ph
p
Cfl
g
HH
tu
o
H
on
<6
23
«   p   t_   cj
tl « JJ-o
o -a h- c
**►..!
■Hai-*3
«   Oj   O   -«
fl *^   «   <fl
60 -^ D.
g& J
o a2x.
g   U *j   o
p       rt ca
g-Sa .E
K    C.    C3
O 0J
I   O   O   g
IS 3 ih
Si
ft 12   S
■oSoe
o 6 ii
13  rt
a _     VJ
J .9    H.    a
a    g d
-a « h-
If 8-3
» 8 .    w
c o c     m0;
"flc-S
8-2*3 «
O H*4-        ^
2 ftj= 6
Sh,ss
S«5 •
§ § «* E
§o2
t3 & u *°
.-3.3
-s *
rt ih       -o
SCO
hh- S   O  rt
as.
•aft-a ■
«-a S «
° S    -5
H       1- H-,
iH        h J3  HH
HH " O
"H      W    +H
O  rt  u  a>
X.-S.H
C hh   rt —  3
S-gftHH-g
i •§&-*-■ J*
"•3.  .5
5*222
«h if ft o
o w hh 5
h  rt n —
as     a
.3 o eo a
rt w q hh ,
o n _B
ft    S      IH
x rt u
&   .'-3 E
3 o e8 ..
Baftg
-sl a g
p, 3 *3 co
u      — «
.■art a
'3 * °
,g   MS
—    KJ   O
« S a
.3*
cr >   3
JS   >
.2 «•»
^3 — _w
g *: ca
S3 >.
o a r?
— 8j ■_ o
rs" *■*
*2 ft a "8
CJ
- dj'1
rt ph  t.
° ■ o
E.E'
6 a
« S E
- 1
ft     U     H.     '3
h E ft 3 c
__     U   _hH    «0
"= rt 5^
•8 ° a 2,3
i s i § I -g
C O „ H      .
SgxoS
S 21 '81
rt  rt ,c.c |
■s S u
a a q
ft-S §o
ills
a ^-o
rt u. a
a rt -a
|>!
s> 3
i*? rt .a
-a &
rt   Q   C
0) -Sj   <u
&   La
H.      Cfl
^.hS     «
oS s
2 >>5
£ tj o
V   rt
ft a fi
=5.11
•ill
■s -3 .a
e .5-5
2   -•§
E *°   rt "
-= E u '
o w % .
rt       p  I
E p-g i
- o ™ .
c -s i
2 *o u !
■o a 2?"
rt .3 « ,
O        rt <■
c *K •« '
rt rS -S *
*3       cd I
- » s;.
•a oo ;
a rt ca
rt _«(  o
a S3 .
'   — 3 l
S3-,
a a jo .
rt ft tj
at*s
Xhh'
u  m hh
■a ■ -o E :
5-9Sg
o-g-S*3
0§|s
a 8j*.S
rt — — o
o
a
c
i £ -
: o v
r-   M   e
.« - u 3. -S IS
3 -a «r
in   O  u"0
.S E-Oh.
S 2 31
E
•S§2
• III
& o „- a
85 s
.. ft u
OJ '
rt ■
w-i   O   & ^
o a & 3
3   5)   C
u rt q.^
2£a2
t-l «
I   -H      Jj      (J    ^     '
i 8 S-g-i!
■ "2 a-9 :
)   ,T3 o" *t I
oSs.2»
i S3 •" a '-3 g
i.   "   1*3 rt *o
h1 H .w °
.y T3 tJ «
&
_ rt -a
y ft.S
e rt
8 o -3 oj
C 43 "O   OH
„ rt   rt
« * S 2
cc    •> flJ J3
™ a ft*1
o u   -a
*3  u O
*&l§-3
75 "Si
•a
2>;
■J? §
f 9
B.
§>
a a"
ed 3
><
a _
S a
0.2 '
S & S _: 8
3
,0
■a
a
o
E
i
SI
Vj
o
U
!I
0    •§
•a 2
12
o   •
si
3   S
*2 a
a™
>,.2
» -o
jj  rt
CO
-a
q
U
o
o
U
V
u
a
S
OB
'-> °
a u-
o S
U a
C a.
rt
-=  O
:U
y    rt
a a
S «
IS
£S
"li
Si
rt rt
a a
uiS
<<
E S
.2>
>
•o
■a
o
h
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O II
— s <*> ■
IH   ^   *0
l.g s 8
3  -s •"
•a" rt *4-«
gl s °
5 " * -»
HH _U
"£ aj"*-H
« o «S
a- 43 rt a
3  S  „ -O
oo a »h 3
H< S §
o." rt 3
n S3
a 8
a-si
i**S
•S.SS-3
SSSSh,
& & S .S 8
8. a _-? a
0 -3  « "O 3
°~i i£
tn « Q g ca
i|-i|-s
Cu C  C     . U
2 §1 |I
to «   u   rt   rt
1 2 § <-S
a »-5 9
iS1.
> a a
I   I
~* (U   QJ
3 &-o '
3 "3 a b
o 0.9 £
ss .1
o h, *r*a
3 s. "a s
s a h* a .3    .a
i-fp
i O rt 0 .
"-H ojg c
o
o -a o u u
So Sh. a
a
0
liabi
there
ivil c
prink
perty
p.
a a » " P
:e again
operatio
thereto,
plosion,
same pi
a
o
a h, a s u
n
u
nsu
use
ddit
rent
of
4
B
o
ding
r the
in a
inhe
ance
■a
9
rt
0
xclu
lie o
and
d or
nsui
3
3
mobile (e
automob
rty, theft,
es, limite
d to the
a
personal accid
•a
3
rt
S
auto
y an
rope
ehic
mite
a
S
■a
.jo ft> a
o
<J
Life,
Credi
a)
H.
E
i          i-
s
3
3
a
i
4
t-i
Ui
ill
rt
9
rt
I-H
>
i
>    °
3
O
5
>
>
>
>
3
3
O
u
3
o
3
O
o
>
>
3
O
o
3
3    3
3
u
u
U
u
>
3
3
>
3
o
>
i?   >
>
o*
a
a
a
1
>
>
V
>
.
arte
wen,
a"
i
u
is
s"
1
a"
T*
*3
a
3
s
3
rt
1
Stew
uver
S.O
o
ei
o
CO
.-co
H.O
s
*-*«■
u
U
s
O
o*i
few
OS
(J   DD
•a
ca
S
o
o
a
3
u
3
6
3
3
O
5 Ss
4>
g"j
SS
s g
o
o
HI
«1
4>     ■
pi
S
E
u
■d
&>
a     *c3
rt
a
rt
<a
rt
S
S     =t
&
•s
■s
£
■s
a
X
s
Q
z
J
P
Hi
o
o"
o     _.
o   S
45
u
u       o
3  o
-3     S
2    5
5        &
a   S  u
M      *"
t«    *a
•a
•C
(J
8
IH
g^-a
■x
I d«
g
hh- aj o
z
hJ^
d-8
o
O  3   o
><
z
*.
11
& .
r d
.9 U
o
U
3   u
e
E
•3   0
6
ifl   3 d
s-gs
3 a t£
j « « .
3 3  . a 1
rt « O **: 2
< 3    <
►J      B>-
6 .Sz'
■^      HH"0     ^
a E a h.
rt rt rt ?
.a a u §
•a -.-=
cffi:sa
a S c o" a
« o a j? «
■" a u o u
a 3 -a s c
E
u
rt       O    . o
a „• -a sj *a
H   «   «     . M
||zz z
-  -ei a  .
rt T3 rt t« rt K
.a u a■? -j*
E
<
E     S
<    <
 O 12
BRITISH COLUMBIA
a
2
b
<
m
o
z
<
3
■/->
z
3
H
Oi
UJ
Q
Z
D
Q
su
CO
z
UJ
O
-/•>
a!
ttJ
oi
CO
Z
o
..rt .3. o>
. rt
•a -o
a ,
«
u
fi a
ft§.a.S
i ... B u
8 B-
SS a.
2 ft
2 S
ftft
OJ) £
S ft
rt O
a ft
a M
5 a
•a pa
• § ft
U    -_   4>
£23
u a SS.-c
s. sf-8!!
,„ .t, .3    » ra s
O « -S^rt
P -C
33 o
rt «
a n
*> o
3 a
2 °
•*- OJ
3  3
D9
»4J
3 a>
3 ,3
1 a
5 fe
0> X)
§1
oj s
a o
o 2
9  B
5  rt
5  S-S  O
3 « 2*5
h ^3  d" >.
if-ft
«  .11
3 J2 *a „, >»
l»3       rt *-•
"'     3      CU      l-H     tH
= -j&-s«*  -
gfsg ■§
•S 8 SI    s
O " —   rt
is-a a
il aa
U'E >•■§
••3 &S I
"b-&2
- O   in  3
o •£ Q- «
UO  jjw-
o Ch S b
"J.  U  wT3
"o
1   u   3
■a S-o
<u > <u
fi     -3
>, M.S
JJ   --H     OJ
K B. &
u u  u
111
H- ' t>
2 s->-S
12 tl o
u rt .,
ftg.8
-Be
Bi«
BhS .
° -a **-■
'a rt -a a
2 mS g,
Sag B
ft-a a °
»a.
■Si.'
S  rt g tn
_h ft-a
oo g a ■«
rv rt o a
wwao
- g a a.
b-3 E
tH       rt       *H       frt
n *a a
•5 a a
ra -s-a
a g - P
o -a u *h
i>i  rt eo 3
*h  3 rt 19
ft S-i-a
•-       4> rt
Co a g
II 68,
il    8
-8.§u
b«SB
3.SD.S
P.    S»H
3   b  .    rt
H-l g I
iS-o a
.a *. v —'
1.5 § -S
52    .a 9.5 is § a
a        —   rt  3 T^        rt
■O   c 13   S 33 •>   3
is j ;,.§!..
c- m o -- « j_r
OcB, 3 '"" '3
a 3 -a « -h ffi
a  «  oi Q- o -**
-S
3 ,2   >
si
Oi
O O   « -2  o
» .3 «H   .. 3. J* rt   .
« &  3 S g g Et &
t-        rt 3 rt <-"    „^»
&C-. o fa ** o> « a
co   oi   B03_ — h-   «"
i-i R*1  tJflfl In
" u"5 £ a ft > -a
3 rt     ,  U (J
ra 3 c .3 n v
i cr r
•So- ..
*° —   05 "3   O
S 2*a u    a
_3 u a o v H
a -*2 33-
5--S"
H K
o
if a -g 3 -a a
,5 WH  —
£<MO
«"J-  3
3  oj ,
rt ia
11 1. = S $ « *a
•a- is >.B a g a
■ •""•5 a-a a5
0-3 *> o s ■» a
•a « Tj ft i
Si.
-3.a b
5-Sao   I&a-a
u  ->.,H -
, >.  r   3   l-   Ih'S   y
8&alogaS
£    Q,   H    "   'H        -«H
ft .5
.S o
a "« fi" « 0.-3 o" S
..        h.    _   a> rt   "*
.9 <sa      uT ea d*j
S     .a a a r? «
S«3 o      Po
rt
§.2-S*t
»2 rt"s 2
..»°nS
a-a * .-.a a
o rt   .0)2^,
'cn  -  *J *3 -a  rt
o .9 » g, b a
«-i«"l b
-S^Sa I
S| rt3 0-a
-3 . 4* .-3   o
y   - <u 3 « a
5- -i1 S? » ■c m
3 s rt g      g .
u ig •» *p rt
a pi-2 3 a !
U     tH
rt ^ >> «
<u
ps 2
i *a .=! o
a     *a 3 j
|sS||
X -3 £ «3  «
tf -g S ° a
-3 .t3 . o 4_.
O *3 (U33 3
X) -o oo o «
-.J3 a
E-*E
"i&l S
si -o
°a" a
o a « h1
33      -a :
rt   3  a-, b
. a a a .
! b o >?rt 3 E „fl a
> |  -%,£» 1 a a u
llaSSSb^-S
** t: a 4> 3 *a Si .a .ti
■ShS.;«s .|
.55=   -a *a a
8a&H.Be<j5-
gSSasSqsa
*s u ■.- *a a (j„.b-
rt '3 o u
.a to S
w  - ft & E
u   io   v,   O .3   rt
S M- o*« g
■° s *a a ° s
. a a rt to oi'
oiJ  o n  ».
S a     «- a
•g   . >, a -^ a
E 5*°^, = ra
E_>a.E 3 o-S
° a „     h •= ,. •
" «J to .J- a     g
. --        '• S | | •
D.
s
o
0 rt
4>   0
u
^P
i 3
E-S2
,  rt
oj .3  S  3   3
a « S ;3 xi •
3-i
3-°
2 "3
<-s
2"=
rt U       J
§lii
« u rt
SS3-*
PSJll
■ ■sla
rt 2s **"  _,
•3        ;
■a   -a
■^
->
HH                     I
^-T
01
JO
.9   a
o
.     © >■,
a
Mb«i-g
u
>     S
tf
H
«    ^
Q    ^
O
<l
to  3
V  O
E >
>    >
. jg pa" h.
X > _ "
oa b
w o « o
S ° a 0
I     a
e
O
s
o
a
0
S     £
E
<
E
<
5 rt
rt        <
«s
II
3       -J
rt  rt
Sg
«       f^
2^
«5r
1   a
0 oi rt
3   •-
3   C1""
*C   3
.2 o «
-•oo
<
<        CQ
n«i
in   3
8 gal
arc
"—' ^" tn  c
HH      H.      U       H>
2-3X3
o |E u 8
rS  &       <  g
Oc.      £
S°l ~a
8<    „|
lsS|5
*? i § 1
o   • « g [J
V
u
ca
o
u
o
U
a 1
.20
aC        o
 1 &!°
1.3* &
•-H rt      a
-8 rf?
s-*S°'
*-g3 x: u
2   3   "   4J
u ■--■-* *a
Lf&j?§
B     -       TD
2 S 3 t
HH    '5! 00
a   .•J"*'
>.*a «
.p g ra
gt|fc
§ g <** s
a°*g>&
3 -—   S   t-
01-.H   Q,
.83 «
-  r j
■§■»§.§
-•> ?"
§SCO
'§ a2 8
St?.2 2
U   OJ   U   3
sfsll   §
53 ft      O      5
oH.i     2
. a -a o 2
u o -.g —   .g.
11^32
ia^lli
s|^ .IS
"Sg S 0,-a
„- a " a a ~
*+-       - «     **"*
§&§go3
.a « o      qj w-
«.g»"" y ■"
a -o a a ra
«c3 a <*' « 0
-a E ' on "> ra
« -«e*5--
" -3*3 e u a
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 13
% ii • ft >>
S a >. o a
ft c a h.
a .S « ft -a
a a &     e
_- _- E ra 5
3E0SS
ra  u. cj o a
•° 2 u S2 «j
.»£ o£
u t3 — a„
Mga. *a
rt -r o .r a
3   6=  ,    "2   rt
hh     qj a
a-a "'EC
e a 5 3 <3
a «2 ES
U     . 3
OJ   w      -.ieJ
■3  S  6 S -
E S ° fc.2P
o rt o       «
.£; a; ft & 2
CJ 00
„      fta
.j- _. u. — O
t; rt ii - —
25 o  2 "
rt i TJ     - O
m"b a ■- -2
a £ -a a -a
2 -*-■•§ •-
•s &i §•£•§
oj ft E a S
a .j 2 a .,
•2 a & S *a S
-llfaS
•-*   J  rt oj o
B   u   tt   QJ   r-   00
a a *o £ „
■o"     "h-.H a
aJoS".2
siiSis
co a „ 3 g. b
"3.     .  h.     CJ    ft  ft
Mwi 3   ra  ° hh
il-r
sin
oj  rt cn
5 «J o
i     «   HH
.. rt
-o "O rt
- .3 ^
fe 2 c
t: & 3
3--iS -o
— rt c
rt JiJ '"
*-H     M
t-   3   .
la *i
s ■»"!
U7"!   S
a.a
a «
. a "a
, o "*
' *u5 .-.**-
i o a °
;ft" 8
' « i! B
QJ    rt     g
ft 2
QJ   *J""-
.S rt u
•a Si-S
111§
o    „
*> M   E -3
3 X)
3*T-.   °
5 "O   OJ
uJ3-vil("S,0rt's:q
03   O
E
-3
t-    0J
1-
O     IH
0
O
01
3 *J
2   3
-0
3
•3 _o
'5
3
rt
•O .t3
3 -O
•a
c:
M
3
rt  T3
3   «
■S
*"   3
u
0J
4>     -
3 5
Xj
rt
0
rt rt
^
rt «
3 *«
u
>.
M|
Clj
rt
0
>.   ^
E
a
ti >.
rt
rt
cj  Zs
ca i-.
1-    01
0J
o a
01
T3
tw   O
ffl
3
3" &
&
P
0 —
•a
'in    rt
V
0
1 £i
00
■-I
rt
p
-3
a
'cr
u
rt
.&
co
a
0
a
u
1-
a>
p,
M
0
a
_*o
01
'0
B
JD
"«
>
m
_oT
3   >.
O XJ
0J
X.
'£
0
S
O
u
&
a
O
0
3
aj"
a
1
u
8
d
ra
at
s
-
P
«
x:
.5
ti
>"
0
1-
rt
0J
.5
u
■—
u
■B
0
c
rt
'rt
OJ
■a
s
DC
■a
*3
0
3
ii
3'
K3
3
a £■ a t;
t. o «
■a aj 'a -5
QJ    ft  rt    rt
U_   a    .
-. rt  B 4"^
a" a « qj
D.   h.
o»*.
g E Sa
aS S a
-2.9*8
a a H
S   «    0>'  J
■ j3 ea.:
-ag-i
o rt « «
co  _* —j *—'
SS3-
8.1 tf I
o ft a ft
" a 2
S2 §&
a^ MS
a t3 .a
in 9 >> o
XJ  rt in  t.
*a qj a
h, .a 00 "■
° al S
-."S,,-
oSl
h-   .£  "
§a|<a
•H rt u w
oi,ts >,
Eo h ^3
3 i>    - O
II   «  &
-3 "u   rt
"2 0,3 h
3   W   <U   V
iS      >■ *o
3  w   k.   3
OJ X)   -
Oj ^ U OJ
3 -^   p. 3
rt c 2
1- .33
rt >, ■« -3
pr    »«
„ cj:
oj '
Clj
u       XJ ^
ills
co 3  B  0
a cj ra a
a . _
■?"« tf
.9 fe <o a
-a ° S'S
3   QJ 8  §
lis'-36
"la-S
v £ jy o,
•"3   3 -2 to ■'
xj ra ^
o       y OJ
,      —    _ tH
1   C   rt   CC  OJ
: **-.  oj  c  &
ic-is
r '3 rt   .0
iS-as s
- &       « rt
r x « 2 w
'      ra o* «
,,'*3,x: xj
ii     5
o z? « o
".so 8
o « 9
a a S S
E ra _, a
o c 9-
3 S-2 S
rt tn •« r5
a> -o ■*-
3    . « *5 i
■a &.E -g !
3 S -a !
-> a -a 3 ;
» a a E ,
, cj ra a '
-•a'Si'S
0 ocw
3|*8
i.2-o a
45 a ra
1 ? 1J-.S
V
_S OO
•-; j-   rt •*■•
■«   -     o
„    0)     IH
w  00 aJ   >,
5 Jg rt .^
3 ra i* o
rt  oj       o.
2  tn  u rt
HH    "B       QJ
B-E-S-a
•2 &" §
■** « ^.
2 ._o *a
o. a    8
£ aH i
-5 a .a
6 ***> .a .2
tt  *
.5 &a «
*5 «> 2 >.
ra ft cj H
Ea .b u
— a o
ft     &
M_H  .»2
3 si
^       ^    H-      QJ
•3 wis B
H^-H tt
^^ oo^2 "J
h. 0 « a
qj 2: 3 "
a rt o-'—
Jft-S°
au
*S «  -2
e|bb
q ft qj -a
3 -3 5   W
S       rt      —    JH
n a _ tJ
-OS
« g .2 2 >;
u S a o
^ fta-a a
" a *** -a 9
■ .2 a .1 o
..as cj
<   E
HH U
JJ       rt        tt
§   >i
s
^    B3
rt o
>      -3
Q
u     >    >
a
s"   s*
wen, Q
hn   Bo
Owen,
>
*0J
agsha
Choa
a
a
S
p;
tt   H.    tt      _.
H.     Bl       •-
.    QJ            tt
liter S.
couv
thur
couv
liter S
H.
ra
*V>»>
3   CJ  3
CJ
.   O   E   O
>
PS
0 CJ  5 cj
CJ          £
5i      <      fi     S     fi      0
I      I
E
<
o
CQ
o
U
a     a
■—
eh
a
rt
3
3
'>
M
"o
<
3*
U
x:
0
X!
m
T3
3
>
OO  TO
a 5
•a g
^§
. o
O  CJ
Z
"
3 •-  3
S3
**
rt   •
x>q
ra .*3 O
-   u-o
3CQ 3
.-)
0J
u
3
Eca
i   5
l-H    M  I-H
(3
rt
3 -
3
■—     tH
«      -
U
O      O
(J          ,-s
ra
3
u3
E «-o
H-U
•S8
§■32
•c?B5
O
"a
'S
O
5
S3
.2       rt
^3
tt    hT
5 g a
0-2
SB
a S *a
i -a
rt 3
cO g
u    - 3
—     O    «"
3 S-o     £
•S       .3       •»
"t«
03
.2 «'£
tJ^
3 0
% rt  [_,
■3         >
<
<
"rt      "rt
z
u   u
0
.,   3
aO
<a
rt o
O     a
o     £
O
h
a   <
HH
.4
 O 14
BRITISH COLUMBIA
•53
-u
a
•5
c
I
<
BJ
CJ
Z
<
Pi
ot
Z
►—*l
UJ
I
14
Q
Z
3
Q
UJ
CO
z
UJ
O
OT
Pi
UJ
PS
3
OT
z
>—I
o
a'S
9 a
a, "a
o a
ft rt
CO  cm
1*5
JnT h u
0 « s
s S *
_    |*1,
i *-    a »3
I  2     .   E   W   10   '
1 " >, ga u«
»a a a a o«
u ra rH .a ,
a a a «j a
J a a oo « ;
5 2 a > I
a-ttS.-.---
H    —    b,    CJ    C
.      « tt «        ,
S3 SI
.   HH   .9   l   I
1-3 &-»'
a     ~*
.9 2 a a js «.2
—      *"* 2 a u o
1 ■» J2 5 ft
HH CJ HJ
3  «   ... rt
3 00 ,
a ii1-- -a
a o- io
-5 2.
S3*
"■a -a
• .rt  B
°*rt
« a
o     aoa
3 a
. &o    «
a 3
2 o"*a
fttt8
-H     <tf     W
rt j~, a
OJ +■* -3
3  W
,11
*>,2 -a
. oo-a >-.
-.      rt ti
g o a 3 S m-xj £
&4i
«.S
0)  "^
?*§ tf-S'Sga
a.oBSaS
■art-S a
J °"2 a
lis I
a c. ft
a a
. rt rt
a .9 9
as 0-s
* -Sf3
o o c3 ,
3 „   OJ t
o ra^
■s u rt <
« .2 £ <
-ia a
3   u
.   «
i a C a
?18,|
■ go..
L2S.3
! « S .
! b S-9
1*3 ara
i«s? a
' a « j-
I tt c 2
1 u o a
a m-9
Ms5
2 E
[If0
r«S 1
i ft-S 2
rt   3
igij
j  3 rt -•
!   .Eo
*»«     .
rS'-g ;
a c. «> ,
j   ej>a -r
. ra B a
>>*«a g
Il f 8
ra -JS =
all*
aSsg
*3 2-3§
fi}|-|
■n -3 a
a *a o >.
rt rt gj j?
a
2« es-a
-0.
a '3 3
°a g
Ig2&
a a e S
a a a a
"■2a a
9   - -0
S^a =
ifl°§
■as*8tt
Illli
ra ra E
aa|
5 -;■§
a a j-
a§s
rt   - 23
E E |
tH     **^
. ♦. a
£?ga
lis
Ih   p  00
•2^§
**-     3     IH
S   . 2
U)(H     C
rt 0 u
C «  rt
H U rt
rt -3 -O
illing ai
nery, p
ge,  we
T3  «2
5 rt >
3  rt    -
.3 u «
to -3  rt
•*nfl   C
„ 0   3
« 1- O
a « rt
-S JB 2
S-a ^
-J."   *
' ra xs <
.   rt   H
>. a 1
S E !
a Shj-°-hh g „-
\2u
1 *3 u
rt
»
.5
OJ
3
O
CA
"rt
J3
T3
u
u
0J
O
rt
a
rt
K
•3 tu -™  j,
•S3 E 9
5 ■, a o
E   .  - u
'   -'SSShh
'•gatt-S
s 2  -uo
I" a"«
3 a 5     2
.a»S
a ■- Sa
O   OJ   3. .3
'5 2 .§ o
n q •-i ui
t: -c -a «
o a s «h
f? ca  rt  <H
1111
.0.2      t
a sCS
.2 r a
ftS °l g.
S a sf & .
"   TH     «     1-      tfl
•, rt *n o, "i
£ S3 o 3
o « > S a
3 fi "3  .  "
U   tt
a j-— "-a
- So 3 «
S a
u - S
a
^ 5,4*
_ .0 cd
cj
a.
o u h.5 c
Piss
0 5 « a..
..2 g« 6
c    » rt 3 2
-  tl   «   O   -
5,-s ni.
II 3 ag
§ Mo § 5
aS2 §3
rt 3  tt g o
.ft      u rt
S   . "*>a —
s soz g
3 h « p p
8 ftS 9 2
ra P & 3 o
a. a 9 ft
E
m a >
O   4.  J
1al
II tf
tH   *W     0J)
S» _S rt
0 r--H
JO rt
g 5 u >>
0 2 2 a
u      -iS °
a> *a .3 «
H H U O
O  rt D. 3
x»-5 « «
3
tn   U   On :
U
—,   cn   r;   1—
•S-S S'B
E 2 o ■«
O oj <n °
a > »
» >. >. a>
j-qCE
-tr oj tr.
S tt ft a
.- & ft a
co E     a
hJ"" rt rj
•a § -a
2 X3    ^ «
Tt        to *-
Sfjj
.2 ooa
a" >;a ;
o ft ra \
18 B|
« a.3
u_*a i
c-j-i1
u S a c
a    a 1
rt
3 «> rt "
*-? a o
ggg.
•^ -■£
rt ia +-* ■
- S o
*J O a
3   M "rt '
■•SftI'
« &o.
. tt .s;
o
•tl
a,
<*9
23
i 9
Ort
S>
•5 a
tt o
B  <-■
£ 8
0 3
B >
1 «
-*. s
00 o
§ s
f PL
>      >
0B
.a
E
a
Ph
X
ai
ni
uni
OJ
>
W5
3   co
3
a
0 «
O
E
u E
O
0
0
a
H
H
u
a
I:
a
O
u
B
s
0
<a
0
z
3    .
vt *i
-•H a
10
a
o
U
o
DC
o
O
o
U        E
,       ft
111
1 g a
1 ■*=■ «
0
a
O
•2
a
-J
ai!
8 a
 w
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 15
 O 16
BRITISH COLUMBIA
3
C
H
O
<
UJ
O
z
<
oi
3
OT
Z
UJ
3
H
«
UJ
Q
Z
Q
UJ
OT
z
UJ
o
OT
oi
UJ
*-.
p
OT
z
PL,
o
—'r e c p
•a .2 «; ca
a ra*s
•r-s S °
tt ra p: ^
a a „-.H
2*- So
rt t£ rt Oi
Mg § *
>■ *T      OJ
i_ v-  in -o
OJ    OJ    OJ    r-
h?-5 a a
.9   - *-
J=   w   4)   ra
a ra   - j-
o ji j; a
a M i
g I > S
'•5 „ >. 2
3   W X! -5
"5 -2  « U-
8n
to
*-.  rt
i —  rt  c
i« E™
ft rt   4)
£-2ft
b a 8 a
5     *a
on a e 9
»o.»
— a 3
e t n S
.2 o a •-
co a— to
O  to       —
ft a ■
co
S 52 S
5 ^ 1 «
-** 5     -
"3   ft h-J" u
58-Si
Q,    t-     C
» —   u '"
2 9 oo
5 S a a •
o « a     .?
- q^h c
a M a <a
a -T 2 ft
jOooE
6 a ^ .9 a
rt ra ra — tt
isfii
a a — c-
- 9 ra to °
■3 _, o -a a
*;*9h |:d
u a tt      _,
a a a g
a h. ra a
: a        Sua
« —
•5-f-H^,
„ 3 o flj
OJ <- CO (j
33   U   rt   3
S rt-^ «
2 S 2 3
a     — «
&1I
&ao
a_-8
: 3
gxS
rt
ab J
rt   C T3
E S <S
I-Sal
o g-o u
&a £2
a ra-S
rt rt .5 <*h
£;   w   £   O
rt g rt
■a 5
to a « *-?
tj qj P
u  rt S H
a e   -.2
a qj a
00 o
e   . ra a
.21 E -
ftt; £ a
Saga
ra       * -3
i. «T . 41
■gsll
n "55 « «
33£?«8
rt  u 3
•=   S.B &
u 2 3 S
>; & & §■
5 rt k a.
.- tt _**
ra ^ -^3 qj
a     -a a
.2 5 I Z
S"° tf o
X.E II
■3  ra  u  «
ra a ? tj
E «   - a
■E   «   3
eo—eo
e   - co a
oj 00 >, "
a    a £
u    tt
" " 2 o
. a
«
tt
■E g
.a a —
cS'=o
raft —
. 2 u .5 &
.a 8 S p
5«J.
S*; p  8 —'
*-^ ft-. —
c- h- a 2
tt   n   C   n
■s 8 & -»
>h — ra j-
-       .       M
0 o a a -:
a S a - &
- oj rt "9 rt
(U   f^v-   oj   o.
1 ill 8
a a co —
2 E
?B-
^"aft
Is! I
■S -s 21 g
"g   rt ■H
a
0
M
-3
S'
3
■0
rt
i
3
rt
O
C
i-.
«u
u
eo
3
x:
ra
S'
rt
■b
V
CIl
*o
3
rt
ra
^
0J ■
3
0J
rt
"H
*
3"
<H
uf
O
0
'«
3
u
^
lc
ft
On
0
X
>
OJ
>-.
>>X3
>i
Ih
C
OJ
u
0J
c
rt
3
0
ft
3
ft
E
u
rt
3
ra
ra
u
0 33
N-^'
rt ,rt
'0
j5
1-   3
«
O  —
Ui    Ih
JD
ft rt
O
OJ
E
0
S2
3
rt
O   v
S2 b
0J  JS
& —
s
OJ
■a
- 3
OJ   0
.3 ".3
■a
0J
«
5-5
3
(3
3
O
Is
<+H
3
3   .
M
O
3
1 0
■2
>.
**
3   W
a
u
■3
OJ
O)
- £
S
0
a
0
~   3
qj
rt
0
i) -«
rt
E
u
>1
tt "3
ft 2
o a
u 00
S.9
ra .ri
g_ ua u
<u
-2Z
Ih   rt   rt
o ..9
a >.
-h art
a P S
§ a.S
a _ «■'
§8 9:
*-" oj rt
3 ft-*-
u
!2  rf tf'
3o-|'
, ra «       «
3    3 M
"-« OJ
■3   3   i_
*-  rt   U
- o.x>
SEE
O    «J
■a I"
*.a
S3   S3
-4  -J
.So
ft^
23
1
>
a 3
28
a
oJ u   3 >
>
S      2     2
•    tt Q>
0S£S_.z
&S ag  a
as     S
-*   h2
a   P
2
"oj
rt
0J
3
O
0J
Z
s
§
•0
X!
O
0J
a
I
o
>•
■2
I
o
u
E
co
Z
o
o
0
c
U
f
o
u
o
0
a
O
•6
o
a
I
O h*.
o
u
ad
o    .
.3  a   .
a O w
S SO
>.   rt.S"
ShJ
<^
tt    tt co
8 S3 a
0 J3
cn
3 b.™
co 3   co
rt "^ a)
3 «>
3 .Si
•5-00
l£i Ih   M
rt £> «
Q «
a X
U O
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 17
MS 8
.. tt a e
9 a I ra
,o|
| a a
8 a »
•a u oo
rt      _.
£.Sji<a
UOj-O
- rt >.^
4-.  OJ X>  o
.S3 rt ft cn
"•».§•§
oo oj   _ 3
.2 raO 3
|D'§ 8
""* s?a a
- H.      <H       CO
§ £ a-a
lis*
oj rt rt ^
sla.l
rt  4) -a   o
att§^
II61
oj ra 3 rt
c o «
u H «  O
a &.S -
S tt > •-.
-°.9 °
-a -T u
«j y cj cj
a ra a a
■§ E S 2
E     - ¥   3
2.2  -2
a" « " a
tt a -a
■si"0
rt wi 4>
h 3 oo-o -
.5 2 S ii i
« - 1§ "3 j
■Out1
OJ -3   «   oj
■o .5 3 <*
'a a-a !■
rt ca  p, n i
, jfi to "3
rt E S
w 35 £
if c" «"
ii   O   00
_§ rt -S
X) *j   ra
.S.8
JU   ft
o2^
E - S
3 3 £■
rt  ca
J-
B . tt
tt   co B
a «J -.
*5 u.tt
cj a «
rt    QJ
- ** &
"a £53
ra ft
ft 3 2
oo&a
.a .9 rt
a.    ¥
asi
•~ 2   -
•-, E co
tS rt  rt
S.g'5
«°°s
& ft a
., tt     a
S   oo    - c
-j .r >. o
o£5!
gag
jr uj qj -,
Si* I
1*1-
ft a j"5
illo
2 S >•
*-■ «** ra .y
... ooa -r
era o
b .. c a,
"« 2 _
u ra b
£ "a
00 3
~~ x.  ra  £
rf« E-S
2 tf-o fi
*•*   to       cc
T)    S     1>   UH
2i   rt   «   O
1 ~  *  &
•3 -.°
§ 1 a «
rt  ft S;   tn
3   «
° t3 3 -o
>   3        £
rt   rt
"5. 9- «
*j ra >.
.-. -a 3
^3 00 o rt
oo rt 0
t_ 3   n-» <4H
o cr « o
**h x: "
Brafe
O  oj  "^
ra
1   OJ T3
S-So*?
5 rt ^ :
b     tH     ft
1 M rt &
d   .ti O
J    IO    U tn
3 S-3 &
J ^ 3
: hh rt oi
3      oo E
j -3 a w
" d. §* 2.
,   l-i"nH J3
' £ 3 «
- 5" rr O
i o £ rt
,   ftC   M
i —. rt 3
i rt u g
'3 -.3
!   O  O
Mi
-•O     tH
5 2 1
*3 tri  em
00 OJ
3 ft
33   O
S§
aS
x ra
S £j
a- «
-s-s
2S
;  oj  ra
it- tn
j « 3
- X3   vi
2 E
o «
-a
P ra
" a
<u P
.9 'ra g ra
» 9 S is
a a 2 u
■» a u hh
"2ra ftra
a hh     qj
Si s oj-
«   3   00
o  O 2   2
igfl
r     a a
"2a-
.!3
■3.2
a
s
{•o-ri E
i tt e ra
a ra a
. *rt c
j-. h oj
S b.B
c tt
E „- ra
o a S
tj S c
u a .
— tt y
h- ra o
a 2 E
"-'a ft
•di.S E
O O u
a tt a
» S *-*T,
-43 fi 2
^ a a
"^ E « _
S. 2 8*8
os* .
•a a J^
•ga tt.a
a 2 If
E a g a
oo _- rt w
c -O *3
33   3   .     ii
a " S-S
"«" 9 a
x « S .
10 a     a co
*- u"«; iS
H S « S 5
? s 1 .a 1
a jj aj "J
. cj *— .*2 a
u a u h. a
a -H. ra «
■5 &3 ^ J
a P 9 - E
Ih o of cj fi
tt o £ E a
^ So TJ   c.
a "So.
2 JSSo
* ofi1? tt
a c. .3 cj
a co rt > b
a E   tt   **   rt
a 2   -a a
* HH     U     "     S
<U TJ   J-     .
a a qj c qj
t rt a »■ 8
a — a cc
oo - a S <-,
co . o S o
HH tt -^   ?
ra tt a      >,
ii E "S oi~~
a 3 oo a
tt «      b a
3 b a a
| <*■- « «
"I ga'al
-2 b ra a
& o „- rs =
■- a 3j
o ^^S-^
_S 8 fi .. -9
» E
oo 5j
3 3
3 'o
IS-
x5 fe 3 w
ra      ,8 >>
C *3  G H.
E S &.
™u   -o
!h     . tn tn
^   w   a> ft
3 « .$■} oj
o "Hbx: g
ra
• o
3   rt
2 «*"H
Vi & °
CO o
•3   3   3
& rt rt
o 6 o. « -a
5 S w o'g
ra a ,.- b y
._ S & "
a SS c5
S    . tt  rt o
"tt  co   >    -
tt a
.„ > S
S"ft^a
a   - u H.
-° tt ft
oj a oj
tf S--S 3
n »h _j rt
•g   ft33   tn
2 rt 3
H-S-15 3
S Sj"9
3 O •*-   0)
* S £-5
:   n. tn   0
33   3
rt 0J
M ft
ra o
as
0J
X!
ra
ftX)
O
£r
rt
V
4)
ft
ft
i
3
ra
O
Ih
...
3
ft
a
3
id
TH
n
O
4>
T*
o
>.
3
rt
■o
ft
/—•.
H
.2
o
.E
rt
o
0
a
X
M
Q
>-,
3 -O
OJ
0J
3
6
S
3
n
3
0J
sa
g.a
§     9    1-
*3   W   "w -3
3 2 a 8
So   g «
as . -a
g a
a     IE
^, tt J>
— _ a ft
ooa 13
~ ft a o  •
tt     - E
■*|ili'
. 3 <n-n XI  <j
u
1-
(—1
rt ra
■n
■%
u
o
h
S tf
cn
o
6   00
& rt
0J
to
3
OJ
O  oj
aj
'(J
&^
^
n  3
>
u
tit
•a   c
&   §
U   QJ
asgg
3 0.
ft
ui
8
.1
o
3
S   if
OJ
>
3
o   s
rt
U
a
0J
X)
ft
sis
i
rt
0
*rt
OJ
>
3
O
^a^d
Vanco
•lard A
ley
o
ft
o
U
o
u
u
3
u
■0
CQ
TH
<u
m
0
o   i
oo
2    .a
a      S
o        ,
£     pr
rt       B
E
o
D
E
p
Q
U§
E
c
C
o
U
tt     „
-  s  s
en c
ttO
w
H
W     H
J-. S >.-r
o o o j-f
u
h
a.
ft"""  D.
h
h
E     B
UJ
w
BJ       W
 O 18
BRITISH COLUMBIA
a
■5
Hh
H
O
<
Oh
O
z
<
Pi
5
cz>
Z
»—I
t-i
3
H
oj
w
Q
Z
3
Q
W
GO
Z
w
O
* c?"  &
5 a ffa
&saa
.     ra
>? ..-a «
gaga
&a j- 3
g ttS8
in  o ra 3
cj •«  oj ■-"
& o l~l <3
s I ■£ a
9 8 .a >.
3 _. c r
Ih  33    ft   OJ
O    >    «>    ft
&'3   - o
i 3   J?
! P.S &
«. _- !
31«-3
.a qj ^h
»-j«o
a a a qj
a ra a cj
a a"" a
a-a c. 2
?. TO   °   3
£*«H-a u
a-gas
o-S*" o
*■" —, vt ■*"*
Js   CJ   «
— - 3 "c
O Jg  «  3
3   U ^   w
rt *B w o -fj
rt   OJ   rt   yi
a 8   -J
•S tt u
«r    a j.
8 ga«
lag-a
s'*3   -!
liial
a--|&
_o -o -a rt
o rt Is oj
oj oj  !>  3
<_r3 o-a
•a M ra g
in <5 •(-? iq
OB|B
>,"«   OJ
oj ^3 ra
3 £■ 3 ^
X.   OJ  K -H
|&&a
Eft|f8
313*3 a
■3 "'3 S
b "8 6
.-   ,r **- rt
u a >, OT
u -3 a u
.^ oo .j a
K   U   rt>"
ii S n a
'o a B tt
— co
a   -a
-St?
a a
a 2
S S,
ra u
jg jj: •a *o
| -1 «
O rt -n rt
aa - b
- B SS
tt S-S 8
cj a ra a
a b <u ^
2 oo 5 P
ft a   - j.
a aj r?
a a 0"--
ra ra co —
a **- e °
w qj ra
c a c k
. CT^ *-* *0
cj J3  rt c
3 P   &   3
*C n   « —
lias
"ill
ht*
a a " co
ra o"° D'
SSl"
~       *      I-H
i x
^ - J S
23 -S x w
• « « ^   ^
•Stt|l°
ga-afs
•- p a--, a
co jh a a co
a co a fa
.j— a ra a
g 8 j-fl
^      tH   £,      flj
1 c- 2 -S 8
(j «"> o rt 13
rt ^2 fa u ih
„ oo "ra & o
(U
"5 S3 -S *o aj
§ 11 -i 1
. a © p «
' u
u
*J   t-i   00 T3   rt
| a 31 S
rt O      —
•-S oj'   - <u
■a 5 •* E 5
rt  -
*h 9 *■* X.
«   O  3 -
TH     *3      S    U-
3 -O OJ O
rt "O .3 w
•3   rt   3   cj
.£ e        S
,3 u ra
•J     - °   3
•g s <u s
> -»    .go
-S  oj *"-'
2 -3   uf 0
o M  o *■"
•3H?S"Sg.
-. a a a
. qj « a rt
S a > .S ft
tt £ j-,- E :
S ft-a b §
(j        „   3  u
rt«  ra   O   «
fi ftS -S '
tf
0)    CO
E «
00-h
ft
«H    S1    S
4>   tt   O
00 u 2
3   ft^2
•2 8 a
rt  rt hj
g   B
a oa ».
algP
o c > o
ii a-s
.2       rt
-3 - 3 o
rt u 3 u.
w   M11*C
^r rt *3
S — rt >•
rt
oj   .
ooa«
3     -•*"
33   £"
ra
o
2.3*
•a*S tf~
5 rt co
&fa
V    O    Ih
-ii   .a
E "C  u  rt
J &S   u
.3 M   oj   oj
- > -a
- £ ■>. c
O   u   S* 3
oj   5 X)
c ft *--a
28 o. 2
a a a g
Srt.a.9
a3 J
WJ-    «   ,, Ih
*-    S    «
•3   «   rt
e  rt  3  &
5  *—  33    O
o G.S
rt ft
tf-o.3
3   C^
X) rt a
5   V   M
tf
a    O    OJ
3
o
E
raft,
vehi
sickn
o
o >.
.33 X)    «
3
rt
ra w i1
cj C
Q 'Ih
0J    OJ
•O -3
O "3
ccident,
il, impa
al prope
d   3
ra  rt   w
- rt
-■C  K
&s^ I
o g a •*-
• a g u a
jf S 2 §     ■
g &8 §
fill
2'c a-E
3 ia -2 «-
■*■* >»"o o   •
S|«s&'
•O .5  3 -d  ra
o XJ      & o.
a 8 111
S3 .3   O
W XI   U
II ttl
I .a s-s
h  Ih  a>  u
.&*«)
U CJ
u   -a a
3 ES a oj
-a".
5 3 a J
■•a g „
i^ a-a
s tt a fc,
*J tt     o
38S&
ft  > 33
SO        >   o
5 ra„-^
3  fi rt  «
n"S oj" "O
- OOrt   3
i. oj cr*a
;«5 8
SogJ
- . qj a
- >. '-'
I? tt a .a
3 &8 s
- O   oj   rt
3 ftrS >>
3   «   g   «
P   O  ft
io o 3 £
- S2 *o ft
3 o -a
3    ft  C3   4)
J - 3 §
<  3 .3   rt
J   O w
** ™ -a" u
j t-, ra **
5 ft c' o
3   S   3   ..
3   t-   O
- ra   O  O
9 2 2 o
J    _     ^       tH
3 3-9 2
3   rt   &   3
l9ai
3      - 4J -S
Ills I
>     ■.'SE
a  >
on
S
W
5
Vi
Z
O
8.5
23
a
a^S
tH Cd
3 **■
tt o
< *
h     Ox
s
c
43 3
S H.
-3     Z Z
q
u
^   4
1
B
O
■J
*e
rt
3
ra
H
3
3
i&
X)    *
ra 3
""i «
■Jg
BIS
3   B
*H         «
H,
O
ft
3
u
oj
u
B
ra
1
a
d
U
6
Q
1
u
3
cn
3
i
S-.
u
'tt
p   .
«•*>.
a   .
g-fi
II
<^
0
0
d
U
»j
u
3
ra
3
3
§ §
d  a
^   a
r  a
o  J
U    r
u  a
g 3
2  p
S O
a   u
—   cj
£
a'
q)
E
u o
«
a  |
2   a
.2 a
a
co   o
S3 t,
»SH
CO
tt
>v
<
1-a
JO   S
XJ «
3
3
0
o
2&
a
u
2S
«
o
—   K
a
B
a
a
00
a
3
*B
or
o   u
tJ     o
W
w
B)
U
[Ih
w W
> u
►J    -
*
[2
ra   Es
9 O
P
0
.« 5
•S   2s
•J j]   T3   -a  c
O     O     O   (-
ra ■•-•   rt   ra s—
■- „>    >h    t- ^;
tu b
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 19
1111
•3 •— > rt
•a-g^s
•fi   ., aT <-
•O   00^3
o 3 rt
JisEo
§ if"0 5*
3 tt  2   O
m u rt a
£* * rt
&f Ii
§fi,8'S
3 fc   -u,  «
.2   ft  w   3
O  S 3  fi
•q, ft'g *
>< —  ft.23
u  rt  w
t- w .y f.
.3 "ofS   ft
■5 « *8
13 ft- s
m - 5 a
.9§ft»
Ia.§|
Sft-a-s
13 tt qj
| p'3 a
O u OD h
a J> a 3
°-3 E
§1 -a
o tt qj -5
E a rt o
o *- 3 - .
3 a ? a i
ra o -5 cj u
-s h a ft
« 2 S B B
I if ii
rt rt  o O ,_
33 rt rt  y
38Sg
-   - o  £
o 2 « 22
rt  **" rt  -j
i§"!-a
CC~    CJ  >*-.
-ft« a
OJ >•       o
m t! j-r 33
Jr 5 2 O
2 a. o a
rt 5j
u « 9 "2
u a o s
rt § tt 3
eo i- "O "3
.3 ft rt I
S   tf .S  3
3
B 'S Tl -53
o rt a
•gslg
fgB-B
QJ   tt   O   tt
_ a h a
8 a-o 8
ra g.B a,
S.B * »
a -E
tt a a S
oj -a a tt
- rt     a
oj tt u"^h
a o ooa
a §-a 8
„-«oo
— — 2
a
a a
E «
a "
31'
a    . co -*
"J     . rt
g-p**
h S3-?
fi 2 fi S
"3     ta*,
— 3 rt (
.. o o
oj tt   "^   I
Ii ii
§ a B .
«M    OJ      -
JT.    «
S    . rt \
a £"8
assort fto «
Baal
a rt — t
S3    2 ft
•a -*•
*o .-'ra i
a a a j
u" S *?,
-H     ft-H      I
3 2 2*1
I 5 a a i
a cj
So
ttas
ft a a
p s
-ra|E
2 a tf c »
3 .9 « § -
00 3.
alB!
S&S'
<H  tn'K
"HI'S
8 °a
a "J a
a u a
ra tt
a B
E „-
"a .
oB
.2  . u
O   u   2
ft 2 S
rt  >-. £
1 S3
3   n. W
se?°-'i
X.  a> tt
53  CO « T3
rt t- a —
> £   m
o tt a 5
2 --fi
CJ   <U   ,
*o 3 rt
oj ra_^
jh i3 ra
J  3   o
f 3 *
3   3  O
! -3 60
I 33  C rt
r-   rt
; ,-" .5 -a
Ls-s s
•    UJ    rt    tt
u-1*tt
ai S o
35  rt .
2 fi'
xj .y w
b|S
2 -^
3 J-.h'
5hO"S   u tt
So"
! B--5 «
i _s a oo
' a a -<
i. 2.2 S
*-- 3 "Z a"
O   i_   aj   jj
11-31
fi"-      B
3._
tf 5 i
S aft
i- 8 o
'3 C
•I
a
Hh CH
faSfa
E n tt «
§S| I
. 2     tt
1 " co-*aa
-   - a-   .9
.   B  tt  ^0J
.  tt -a t- tt
f .2 u u a
' rt >.£ a
b   „a & S
U w
*        3
pC T>
-oe a
S3 2 u
ftfi 2
a .- 9
S a 2
ft .. a
-an
9
•as
& tt
a ^
a .a
-*^ qj
■a-S
a *.
a a.
ll
2 o
ii-s
il!
i   B   S
1    - 3
S*a
2 a
rt £
tt (3
•=fl Ha
a " a 7;
•a g.
° 8
u u S
ESS   . ft ft '
aa o "j x —
..»S*S
2 a — a a .-
u 2 hh -a ©15
.So     ha
S a »a   -a
■5 y S '
£     tH
"H .. WI
ra -g
^" Oj   Q   oa
5P2
! n tt" rt ;
jj-H-a-
3 a a o
IIII
«a 3 &
£ ra ra
tt >. a
•t? +-* qj
5- « p a
-2    - co
ra ~ ra
a a 82
o a'3-5
ft  . . a
QJ   QJ
ft-H
•° a a
K a o
E.3
<tt 3 J3
a « w
ft*3  o    .
o S ** >,
u tt —,   3
aa?s
si a
■M'ttB 1
I i-i
6«   3   fl>" a)
Sis*
33 in 3 uh
rt rt o
O ^^ >.
.2 H- u u
■3 9 -u "X!
& E   -a
9§|| .
a"Sl 3
■o *r &       -
*o   M
•fi o a i
-   «   g J
*o       *fi  ^5    ?5
'.•■ag-.
5 .S a a. g
a _. - "   '"
o a j"
S a S
B   g
j.S B a
a§f 1
a -> 3
=:-ga-s
Ih   —H    Q     OJ
oj  m S a
60     fc        ttt
o 5- S3 ti-.
o .s
% s o.y
« tl >3
8&>.R
»Sf ■
oo *" § h
fill §
a tt a o
E a tt h,
o « tt a
u si«
. ft a ra
qj p a .
rt  ft rt tt
3 —   „   tt
a- rt a a
a a ■- a
3aSi
'3  <u  O   oj
XI   3 K 43
tM'B
1 B     S
O        jo
& fi *> 3
2 25 2
3 tt  «  3
« 2 « S
tH   S .3
fi a« o
rt jfl'grt
82Sp
'A ii!
fi 3 M *fi &
•a tt « 3 2
u  - T  .u
rt-asas
„a .H ra a
a 3
a a
a tt
-J
s c
HH       W
P      >
ai
a
eo
>
f,^
.  3
S3
a
2
*"   3
tt a
a
«
>
p
S
-- a     ft-' 1 J
5 a
2 a
E "
§ ^ a
a      a
Q     O
S3 o
> 5
a a
o >
u
a   .
>!
si
a -J ,
H. >.!
. u
is
O
vi
2 >
P     > |
az
2- a
•a>-
0
to
a
ii    a
E
ja
2
CJ
s
•0
"S.
3"
rt
--
0
XJ
TD
3
rt
rt
OJ
QO
uu
[3
"™       «
C        HI
rt      a
3  3
CO    CO
u-
a     3
a a
« ^J
■SaS
& *o
3 9
rt  S-_
•3 1
■O   4>
rt   rt
EU
O
it N
W;
rists
•-i     .9
S 5
tZ
a,   z
tin U-
a       ?
00      a
.9       u
a
U
0
0
3
rt
Ih
ra
3
Q
Ih
3
CO
a
3
in
m
<
a
W
s
Si
3
O
-tt
C
a
co
«J
O
1
u
'2
s
a
<
0
a h
tt S
a O
80
<B
a
^   c
rt a
3
rt
*3
P3
1
a
t-<
rt
8
U,
£
O
O
 O 20
g
r-
u
<
u
z
<
Oi
3
CO
Z
w
3
H
OS
w
Q
Z
D
D
W
c/-i
Z
w
o
c/3
m
Oi
D
■/)
Z
H-,
o
<-s
2S
<
i
o
E
ra
2
a t>"  . a
a a j-
y rt  tt  qj
a fi a
5   CO B O
tt rt S a
° a: M -
a rt tj b
CO    tt
.j tt rt a
3 B- 3
5= -TO
a ■ tj >,
a   . a *-
00    >.    ft    QJ
tt S ft
£. «*5 8
•- £"h_- ft
u a a.
ff o. <"* »
S a-a S
•■3   -a
j 2     5.
: a >.
as
II
:     o
j tf «
'   CO u
fi*
"a jj a
g n a-
S g .2
£   S   QJ CO
™n       cj
b -to a *°
j/j a co a
aa ra g §
I»a| i
BRITISH COLUMBIA
i a' 2 >;
' a a
- ra t) rt
- . tt ft
; a -a E
. .- £ p
• lis
•aljrt
I 3 fi g
J   rt  ""  gjj
] M«3 «W
1  rt «h    -
.^oc
j   rt        O
1*11
- u o ft
i TJ ft S
! .fi rt    _
J § 2
L)   OJ   rt (H
- -1- *° r!
.*s°
Bgo
•J-S-g
ft
!_ "u rt
2-3   Vh
^ u  u
a > *d
•g   -^ 3
ftXi  P
"> ««a
B CJ CU
S-. rt M
tt ft 3
o. C w
a-S 5
o   _.
"— H— W
O-rt'"
•a-0 a
"tt    rrt
!> *> '
.Si rt
ft*co oo
a 8 a
ft2     -
rt  1
i    (j
**     t! ST 2 oo oo
«h n    o   3    c-
1,-131
[.9
a &
.7 rt
u
- tt S-a
2 fta
S8tt2
O ft rt
O  rt
o u.S
XI   f.   V
•o fi c,w'
a """ in tn
1 S fta
•9 8 °
."Sft-0
I cS
O ,3
ES
a 3
cj ^
- tt jo _r
■Sorgo
a ,s '-O 43
o  C 33 tt
« rt ^ -S
- a
•w   o
111
tn  O
rt X! O
-fiZs
-tt rt
u °
-S  o -c-f
rt y a
3 a o
o" « *o
i t- 5 o
* rt a  rt
o .3    „
82.
o
Ih
a
« a g
ft "rt  rt
-4-1   t/->
£? oj-o
t- -4 -S
5? rt r
a 3 **h     ^
O   & O 3
3 .3 O
ftt: cj     tt
tn  o        3
gS§    «
So s
g. 8-3
ft  OJ
-fi s
U *■* -S
.£5 fi
£.2 2
rt *-j *^  ■
s.lli
a s -a :
Soli
85-3"
a jo . u
ua u a
ra a co -*
E*|o
9 ti ■§ «
BS      C
"S S  Ih  fi
ra  ra  o 2
tt   £  rt   3
o > s sa
°«   -     .S
in *j_ "
S   O   3   O
2 x: ra tt
S   s 5i °
ra ra cj  ^
-T *3 "tt xl §
33   .3 rt 75 "H
1 .i S3
a   qj a
3j h >.
u- 5 -B a co
a  8 -9 S 8
2 § &&■§
ra   oo w a 3
00    q" c/f    _T3
- 2 o <tt SJ
-tt 'w fi ra 3
*n n wH H  w)
U hU  uc
S a •= .«- -3
u   g -- 5 -
C „ £ oo m
2   S3 8 -E «
tt a a 33 _
s 3 p « a
X) !s       **
- a      oj
OJ .f— <u a
stt  2 rt ^ o
XI   '3   4>  B   !-
3   OJ
•O    i  T3   0J
oj -O  3   O
E I  .2
■3 «   3
»*&: rt  3
fi^ S'"
n Jh  3   n.
Sfi
i e    .21
a b^o
ft-^ rt
w ra >  >^
fi 2 2
ra - X!
w m »  g
■u 2 a
■o3,y a,
C  3 5
"—    w   «
O -3
■5   OJ
ra tt
fi S
O 33
2 W tt "3
3 fi ra Si
2 o a 3
2 '« | 3
>> jj1 I
— a
S a. u «
£>8-i= >,
O   ft B  -;
a co- a «
a co a a
o b tt 9
$ -a a a
CO
Ca 2 "5
rt ft « „
a H^-fi qj
. " |aa
a* 8*2 S
•os:
a a a a   a
rt
K
2
3
*e3
3
00
u
CA
00
0)
0
^
4>
a
0J
3
.5
^
O
4J
u
0
'£-.
X)
ft
O
'tn
-C
ft
09
tf
a
■a
3
2"
*n
0
s
rt
X
■ -a.-- tf £
■ « oj 5 w
;   .tt S. o
1  t- 2 a* j;
2 ft^^
■rt UHH
o >; rt o
2 a° c
•-H  o  oj   rt
XJ    Ih    Ih    "h
O   ft 4)   3
E--S I
O  rt       .a
f §§s
rt w tt -fi
. oj :
3 -a -M -u
O c rt *a
■<a •§ o a
rt  *        3
o -"2 "O
|all
■fi •- S"s
K    - c°
•a -a 1 £
s> & > S
tt  *-    "rt  &
a "a g
B   O.^   ft
t. a  y
rt  c-   rt   w
B. a ft E
S rt
.*c3 a co
E*8_-«
OJ *3 «fi
ff-aa
rt      " HH
o «   - a
§2§a
•S S -3 I
O   ft rt   -3
a  . 00 §
a* 8.3-5
a o   .
qj a tt 2
c   ft >> *-     .
"_ rt-o >•
- ra 3 u a
c 3 cr a ra
i a a a 2
*3 1 tt .5 B
a|S-.S
o X.
TJ 00
o aj
ra ,rt
- ft
QJ
SIS
hQ'55
-•-r OJ
3  ft
oj p
- 5, *o o      *j
ttft?2
tt & e tt g-
h- qj a w e •
b.s' -E ft
.aa a c
« tt e      5 ■
II a. s 8
tj 33   tn   rt     -
rt  rt O o
. I "a
a, u.
so " "5
tt     V
Sa .S
J tt.
« 2 fi 5
>   - 5 a a
1 -rt.o ra ra
u a c
tt a - a
1 "a 8. i
a«I»
a.-o-a
-a l. -*-1
-^ a tt a
2 .5 u
§g   .?
S38a
i  -.T O
"" tn ra
.9 00
X3   3   U
o3£
rt tt *-
Srt
3" 2 "3 S
•2S2&
Sjjg
l| ii
~a a 3 oj
rt .3 & a
^x: ^^
rt 3 3 y.
3  S   rt   o
*       t,  ■**
oj "g rt o
£?Jh & &
£ **   - rt
*—     * OJ
.  >.  00 Ih
3 n rt oj
S S^ a
■•5 fi, rt a
g o-h a
ft ft j-'S
X       tt  "
urt 3 3
. u a 'h
rt I- &'«
O" rt   « j,,
x: *oo oj rt
S «.H £?
O   -: -C   ■_
—  oj  cu
uT ft > ft
oj    „ ->0
'5-&-0 3.
■o u tt 2
fi £ &g
0J ft g ■
■o      .—1 a>
*H rt „j"S
rt   n 'S u-
^j30
^ 2 >
- b 3
-h rt o
2 -fi o
IH       CJ        Tj
a >
O
is u
o I
tn 5
I Z
s a
> *E
O «f
.   ra cj
<l
►,* w
<a
u a
a a
tt *i
a hh
Z
.."
p
>
oj
z
o U
o   £
&   B
h
<
U
qj
rt       >■   :
>. 3
-a
•S   ^b
ei m J:
e
ra   ra o
tt      QJ A
a  a
QJ     Qj
0 O
O   a
O-O
43
S3   o
-1 «
o
°->-
O
O
00 3
CO
50
.5 0
3
3
a w a a a
h. u. c C
tt u tt —
O O O O
S   a
p°.
u. pr
p o
B    3
C       CO
a   a
■a i
a g
2 o
O O
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 21
11
ra oj
V   Ih
oo 3
5-E.a
tt" 5-3
ss-s
to « .
. ft •
*-• 2
H. H. £
tt ft 1
^-H ■'
O rt
<u rt ;
Qj-a.;
•* ..-
rt £.
, il
i   oj  tn
L   *h
■j  u
-sfi
Oj n
~ O
O OT
x> 13
. ft
OJ
33 rf
0-3
2S
^.9
ra s
&-*
3
_  m
—   3
g-s
. a
Ea
o o
ot '3
TJ   3
.S3
.3 13 3   rt
"tt 33 -o  rt ^
rt « oj ft_g
s -"II-
&3a 3»
3   rt
Si*
x: S «^ o
—x ttJ   O tt   OJ
rt oj^ oj «
tt    .3 y ^
fi     -  > 3 rt
O   ^ « 3
-■ —' s- oo
33   g XI 3
2.8 91 '
s-g 8
a-a a
a -s 2
€,|
g§'9
a „-£
"3|«
afi «_
ra ra a
- oj ':
■    . E   M
^ ra
a a qj
OT.2-5^ft(
2 •- ra "tt x  c
u rt      J,,;.
,-C fi oo"o C :
x rt ra a o
o -a  £
3 i- ra
.3 3 -a
Xi   rt  u
rt  ftjg
« J «  | H
G 'oj   rt   3   qu
oo-S ■* tj .3
3        - jj -a
'r3       -  OJ    3    3
OJ   Q   OJ .c«
*-• *«,
OJ **
33 *ra 3 >. -
IK i s
tf rf I |2
Sxl rf a •§
O   OH U   ,,   c
fi        7.   J2   »
lilBi
w  rt
>>   OJ    CO    >,
■j t. to s
ft oj ra o
£ 9 >. o
o-£c a
rt o-aS
8   M  O   3
'"        -   Ih     W-
^   OT    ft  3
re33
tt    >,   O   OT
i    B-
;.5s
a S u o a
tt ft ra „. .a
'a 8 ft 8 b
ft.Bg .,
a a
rt hj" 3
§ S-S"
E?S °
•jjftfi     «.
oo (J 2     a "
a tt _   . a
a qj a .. ch
73 0,2 a 1
"gift5
o a   - a u
« b E ° K.
ooE,»
&S 2a a
J...3
' S"a £
; %*-
3   CO  « ..
i K ra °
I  *   *rt
■*">a ra
8 -
*- qj
S   M   £
tt a ^
•a «
ga a
|a 5.8*3.
a qj     a
g a u- a m .
b a tt .9 a
«.- a     a
rtC-"-? 8b.
C a S a"-
jj-a   . a 9
a b u w P
"S tt   00 trt co
■§ a g .cj a
b a h -a a
Etc ra 2 J?
B -o 0. u
ra oj co
"So-a'
. cj *a Eh
>, ra a a .
— a .. a co
j. tr qj co
cj £ o tt u
ft a a £ a
O .     B     —    HH
a.-a 3 o--
-~ ra | » co
ra u a a --,
a .is     2 a
h oo *" •-: .^
a .5 o     g
g -2 •g § '3
.2 - 2 a, a
tt tf -a 3 rt
C  «-tt R rt
O   3        °  3
a o" -r oj o
HB   tt   H    g   M
salSa
- vo o
S a ft
a tt tt
a c a
tt qj a
»■£ S
S a "
a a fi
a *8
CO  a   HH
' a p
5 u £
. Sa
J.  7,   c
«. rt a
ft"
qj
j 2 jf J
1 8-1.»
.§ E
S      » ^
ra     ta •*>.
-o ■" ..     »•
Mil
1  S  <-  O *3
j .3 at- w
. * » a ,
* o   -
&.aa
«  .a
.S TJ   OT
X-C.fi
rt       o
aE-£
a 2 2
ill
ft 2 w a
o o « fi
g^a «
§ ga *
2 II tt
Sfi a «
fttt .5 a
rt      B    —     *-
P   QJ
h a" "J
u u 5 5f
oo qj a ra
ra a a -^
a a 2 «
9 j3 C  qj
3 o —
a . a l.
.» « u
o a a 3
co a ia .9
oo a *-
2 a a a
2 a »
!-! a m .
a ra a co
hh      a co
.—' <u
|"S8-g
3.O.
.a "a -
™ fi s >»
.9 a &• a
raa ^ a
00 rt w '
b S
rt &3
£   J    HH
U hh T3
hS tt a
a
&
tt    ..
00 00 tt
£ tt fi .2
Jg«
S ft-2  a
a  ..2 .
8£-§&
■api
a S 8
bj 8 -a b
9 ft-,-
2-2 u
« g 5 E
•I o.2£
i "C s o
Wo
'B-o S
OT    rf  2^   *
C   cfl XJ
a o     "h
g a *- o
i3 J2  o T3
|t8|3
ra   ..3 *o
3   >>        K
-tt a 2 a
ra o o •«
V ~H       tn
o ra M n
tt   W   3
§ wi&
3       -   ra    Ih
ra ot uh oj
3 S3       a
_  00 tt   U|
"rt       u  ft
tt a t- E .5..;
3 2 & -* u i
o rt o «j y i
rt 3 t £■ rt c
oo to . (
13 j3   o
.33 J3
O    OJ
rt    w   U
.11 a
rt w s
ra t- o a
S rt _
o a ft*3
a°Bg
is..
3        «>  co
CO   QJ   QJ   52
a co 5 -3
"■ a a m
•a^gS
!--*"a .
s!bo;g
3^2 £?«§
rt ** o o a-T3
a s-a"" e-a
"•a § S «a
tt u a a
a •." >..!- a b
rt £i -H   .. !"  tt
o-S-Sgfta
o  &
ra o rt x!
oj rt « t*
S 2 5 tt
OT 3
4-   «   00 —
2 -S rt »
o — --d «
■r. ^ rt oo
*3 3 oj rt
rt.2M S
rf rt  u ^§
•3 "C 3
fi o a h
8 s&*
rt       «  g
■a u £
« fi 5
fi JS "3   *
3 3 *K 2
13 -j- ^* 2
>»33   «
C ra 'ob
• a s
2 **
a »
ft2
ot a
•a a
rt c
fi 5
tt qj
B *3
Ch
a j
ft rt
«-, a
o «
h*a
.5 H
3 x:
E &
OJ
OJ 2 o u
00 rt X3   3
I- <-h *-* a
Oft rt
■3      n w
- >:.2 o
fi -PS xl
tt   0j TJ
£    ftTJ  tM
2 O rt o
S* a e »
tf I -are
■a § s 3
rt ot rt ot
Sg        3
Pai
tt . g a
B o 2 H
U--§|2:
fc.rt.fi l
33 t! ? cu (
°    -   --tt  I
isf;
Jfl 2 « o" -J
0 * s 2P
1 S **■ 8 '
rt ^4
u
*-T O     -
oj *u ■
-a
a
-j
Ja
rt w  oi) S
£ "J.
•a a 1 "S
rt hh   oj  B
flls
a rt, ^ a
u S a .a
a fe'C a
b a a tt
. ft B
p
-» ft
>
>
e a
.2>
1 j?
a
5  <
HH
Oh
3
pi
a
V
&
00
N
a
t
s   5
rt
o                 t
I
cou
rold
E
2
1
3
§
i
o ^^
1
■s>
:
-n    .
a
a
>■
s
is
z
1
V
£
T3   U
V
*t -^
z
£
a
i-J   O
X
>
a
>> 4)
K
s
«   >
4
0*
y e
>
tt
2
c
surance C
ceSo
land
4.
1
lag
a b
c.
C
i
a
I>i
I
C
i—
>■
"5
•>
s
a
■-
a
1
olland Life I
Societeit
Amsterda:
tt
a
X
X
z
I
z
a'
U
E
<
a
a
S
a
■a
<
a
-J
a
-J
?a
 O 22
c
-i
<
a
o
z
<
oi
8
5
w
H
W
Q
Z
5
Q
W
*/>
z
u
rt
u.
rt
5
to
Z
Ph
o
H
on
BRITISH COLUMBIA
2 tt S a
a   3
SSJ|
2 2 7!"
rt 5 fi •>,
•3    - O
hT  fl tn
O .£ Q ft
X3   o 2
°p||
— a      tt
« £ «a
o a H h-
'S .2 « a
S a -9 u
5 a .9 u
.9 a
& a S P
b tt .a u
ii b j. a
•S S ,-""
tt o  rt u_.
w TJ      >•.
aial
3 .3
"rt -r-f
eott.tt
rt a a
si  is
a a    5 «o
«•»     as
81 j   s-5g*S
JB   — -   CJ   hh     BJ
tt  .a
tt     QJ
as .o   * s., ~
B-a -fr . a >:-, «
a g -g jj
■as.fl
9 rt  ^   „
■2g£a
rt  ot       J?
"C oj u 2
O a. rt ot
X. ** ftTJ
3 I   fefi £
CO    O   ft   tn    U.
a « o a w
3    a    Ih    «    &
I  B °- co" 2
«   3    tt    tt    Q>
-111 a
,    ' X rt
a     y a .
"-eg
a a .S -g
B   HH ^     '- - -.J
H.       CO! *-H       9       *-     fi     *• 9
I-a b |
b a . u i
a a fi tt •
•a a b a ■
j- a
Ebb*
*a
-j
-a
8 -a oo u
a o a oo
- t.B a
a oj.. ra
u a .a
3 2 «? c
cj ft « a
CO hh   3   B
. p a- s-
- « a     §* nj
1 .a     ^c tt
* **>•— a
ga tt -a
aa S-3 S
- o oa S
I ftrtf'3
ft-2 H. a tt
.y a ra b a
■a ra a S3*3
-98
*a
rf ** o °
11 =
g **-■w >.
co tt a a
™ u a a
. a-a a
&8*3°-
aa"§«
Sra a a
- o   - a
■tt Sh"2 a
-*1 «J a
S ft b a
8      - s
•3 .    rt     -I
ra >, a 3
h?S3.3
3 a a co
a " a •-
42 "J -a co
a o- rt
3 ^ tt tt
0 ufi tt
> a « a.
J.S " o
<      S ft
J tt   .
> s£ tt
>= o> E
1 a ra
> a .
r.2 u S
: h. 00 a
3 « « *»
1    tt    ^HH
-ai°
. S — u
* a h, cj
J 8 u a
; i33 b
j- a a.S
'   rt   co
3       o
3  ot   3   O
J   0> -4  **
'.II
B   g    H
H.-S  ft 00
*>-n   -a
B h- -=
•sal
rt O
ft    "
3  K
O  ft
o   .
.0
-tt
x.
u
a
0
rf
0J
a
00
tj
a,
rt
0
rt
§
TJ
u.
0J
a
rt
0J
■§
0
OT*
0
i
tH
3
'ra
XJ
"co
*.3
o<
ft,n
ftjrt
23
S      a
-3      E
a8!8
tt    Ih
hJ   u
'    8
s
c   B *°
' S3 tt B
1 >-o J
' a r.
oU
S3>aS!J-8
§      S     a°
5      ™     M
J 8 .00
w. a 'tt
g a a « - S
gO -> tt    >
-0
E
O
a
3
>■
z
M
H.
s
E
rt
0   I
z
•0    3
™ a —
u m  tt
a   e
p     a
s   a
o
O
CQ
>-
u
z
§
Ih
-»r
3
OT
a
a
>•
■■--■1
tt
z
c
&
TJ
*U  nJ
u a
a
<o
QJ
ia
s
a a
3
OT
a H
a
rt    -
tH      «
« TJ
rt
a («
3
I
OS
B-J
rt
a p
0,
■a
a
5
a
e
U
e
U
« -tt
<     I
u tt
t2i rt
33       ot
d -a
.2 S u£
SO    E.
a 8
a     a
a
U
£     Z
5 a
SB
*""1      tt
►J       a
"rt       <5
a   £   5
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 23
tag
& -fi a
ft    ^.3
Ih  <3    flj
T-1       U     W •
rt tt   O  >>
3 rt * fi
O       .—  rt
s».a
-j.S.a E
ft-E S o
. B.S  "
§   --a
2 o c a
ftaa g
a tt-9 a
ra ra % rt
tH       QJ H,
a a a a
a « n ■-
2 g 8 o
S S * t*-
-.2 E n
qj -rTa qj
Ef a ca
a b qj |
a u " u
2 -a .? s
a rt, tt a
co       oo co
2 co" ra a
3. co _h —
>0   u  rt   M    .
S a u .2 jo
--S T oj -j
>h .a *- ra a
tt 5S tt  * a
3 j>, a
«■  -a **
'Ii go
E§a§
a" 2 <° a
O    OT      -  OT
•« tj « a
«-p »„
a   - rt «h
OT   *j TJ
g « ^ o
TJ   rf S 33
a So    o
rt ra   - a
3rt2 «
~*    OJ .CJ
■v." -3 OJ
t,  tn  « TJ
OJ   aj   ">   3
0073       3
2-S^^
, St*  fi
&"«!
13     -C-S
« ES a -3
TJ   oj -3
a .a b a
a co a
2 ii a" tt     o
££ aa
PI'S
■511
b tt.S 5
9 -0 > a
B u ** 5
a" „- "S a
a a a h]
S u " 3
g.~fi<E
II I o
i* . >.
S tt a
a a a =
a b a a
.2 a E u
a .a ra ra
£•?.
o
&a St.
h     -   ^    *J
^^rf'S
•^5 co j-j
*u ot rt .3
TJ   oj   u
<3  3 ""• .S3
J  O    OJ   OT
C     tH    JH    CB
o a — „_,
£M 8 o
rt ot" & &
9 S o
las »
rt « x; rt
•3 >^ > u
oj  oj X)  S
a 3._ 3
tt o tt _
3 rt .3
OO OJ
EJJ3 8 rt
S »'S >,
2 »tt
a" b.S a
.2 aa a
co       rt a
o >;*" °-
fttt o"g
iSsg   gjfg'3   &as"a
; a g
. o
rt
P 3-3
ot  tn   rt  O
fi 8"o ^
rt w       >■■
tn . ■-  o
*J ot  « 33
"fi 8 5 2
I 2 « rt
.3 ot H ,_,
. ."3 «
oj >.*3 TJ
g   OJ   ■>   3
rt & "w —
tn   O   _?"-T)
rt  tn X)  w
3 a+j b
M- a S
8 .1 -
00 co —
O rt Ct, co
— -a rt   B
a" a a &
■2 «'S u
°0<3>a
ft ^ 3   in
rt rt
h   3  .S tt
w    0-  OT    O
tj£t3 oj
3 t. .3   O
3Z*5.
3   .-ah
_ a a I
oj" tt      9
aa S 2
2-fia
rt a rt ,_
a|i°
bi »-.t
a«"-a
5-s
rt
a22
«
- 3 >>
o >■ ^ t!
tt ft OJ
OJ OT ft
a . o
O « tH
u <u a
ar
OJ
•fil  -
tfll&l
Sarf&a.
I-Jill
2 oj X!   rt 2
3 tn  oj   «   U
a rt a     ra
o*mh  n B
tj w tj o a
73 u ra u 50
u rt & 2 S
"As s i
a a
o rt .3 I
_o   oj -3   rt
.Sra "
QJ      .rt    QJ
a c5 -a
a ra £ -
|-a|-g
O tt cr tt
3 aa a
« a j- co
rt."  - u a
a    "rt     .  CO
2 tt o .a
c- a gj u
B   g   ttfi
. ft -5
a 2
S a 9 —
a a .2 a
73 o 3 2
§ Ell
ra cj a a
.       . a ra a
ii       u
p I
1 u
a a a a
a ra qj j-
a K > g
•§a.frfi
X)  rt *-j w
g*M rt  o
o 2 3 <u
■M    tt     3     CJ
3 2 ,M a
« p,  » a
-w"   ''ra 3
^£* 1
"3 £2*5
- 3. fi   _
c tt ••= 2 -
S1 fi *3 <$ :
fi oj rt _, i
rt TJ 3 CO tt E
&*3 g.3tt
fi y S 3 3
O  rt   oj tt   3
o   „ a «*h 33
B K
- d a> w
« ^h  - 35
cr d .2 o
■5 5 -S °
■H   ot -3  oj
» art g
« 2*S I
r3.S   - a
o C "3 -3
■*° 2 S v
S     S     a
22 £?S 2
J  O  (j   o_
3 a a a - a
i a u a a b
a 2 rt -a a a .
'.*'.«.»
3 «_!•*; si 83
j S *a £ « tt |
3 8-°£ E£ §
'' ii'^s
!.t'!.S-J
5 >J -a ra rt a g
' a — ^J > co rt
oj "
B
aaa
a     ^ J. b b
" 9" u *a g a
b a _y a c cj
-.3 a .2 a
iJE
.E
Ih
rt
s
» a „- a
m au ™
till
a § a-"
»a.2
- a.a tt
a  -a g
a tt -a 9
s-a °-1
•°a.Hco
-a" a „-s
-tt       TJ
X) >; fi o
1.9 E a a
S a s -j b
2oS_.fi
rt co tjj a a
-- s | s I
2-h^.So
•S    a -
« T3   <L>   oj'o
-2 ^ XJ
*J .tt ** *3   oj
3  c    » rt cj
OJ   fi   OJ   OJ   a
-H" S? & «
"r;    _ ra       t-
b .2 2 9 a
.a"      j.
a a j- •;
2 " " a
**o   - ? a
Oi. S
II.  .11
u      Sf a
- b —
-  >>-^    rt
rt-. tr* rt .9
>■ a «i
a a^-3
.g s a co
a as b
0-J-J.S&
5 8 &s
^ot -o
3 J5 OT M
TJ rt 2 &
3 TTj.O   oj
tt°|s
nil
2 S  -
3 i_ i-i oj
rt  "J  rt  f-
ft   Ih   tt
„       o
1 §"3 2 &
HflS
u tt a a E
a o-5„
s 8«<a
.§■_, -e
a rt qj
a--I-§"
fi  in  * 33
O   «     ,. O
*3 S3 Si? a
|'l|j
rt co  >, 9
ft. 8* B
3 «TJ
a u c. ij
2 H-ll
« 2 a
42ft*3>.
U   co   "   "-
1 i«I
a 00 _h 2
- u g  ■
a b a- u
oE«f
E >; S o
lis 8
: o 73 S
.   ft HH   .
as a.a
u; a a
•g a p u
-ttja "
."■32;
I.E*sIa
-Ia|"
.aaa
.3
a2>
2  ■ —
[X,       tt
»: °
P  rt    •
- £°
a2a
■a   a
' a>
a qj
ft .-
a>
cj >
a   .
^ a
HJ-S
•a .,
.»-g
^3S
.8 S
s
rt
0
<
S
a
U      -'
o
U,
I      I
S     I
-- co* a
U    CO *rt
g2-3
S   -3
I   I
-J        hh
a
3
E
<
U
XI
0
a
0
•a
Z
ra
00
**H
O
aw
■a
O
1    1
CJ
0
-J
ft
O
3
3
-"
rt
K-i
a
rtJ
>
-4
kJ
£     a
0  i S
j= 00.-
as 3
3 S- 5? 1
a a a a u
a a 3 u] a
W a a   . b oj
5      a J a
•SfH^   O
5 a
aa a 9   a
B il fi b
^2t5j
aaa
Q     P     3
 O 24
BRITISH COLUMBIA
13
oj
3
•5
e
H
O
<
UJ
O
z
<
oi
Z
w
3
H
w
Q
Z
D
Q
W
IZl
£
o
w
D
z
p-
o
H
OT
inery
torn,
mite
pan>
mach
winds
age, li
e com
a" tt E fi
a «* ra __,
•Sfia a
s S-S 8
nsp
ft,
w
ura
ra S?2 *fi
3  S  u>h
1-3 ~   '*   O
rt  ih  r>.33
•=2x7 0
_-w      a
arantee
s, sprin
impact
nder a
3    M      *  3
60         &  G
•H C   3.23
- « —3
0 ° *2 w
"ot   ft    - £>
utomobile, boiler, exp
perty, plate glass, rea
tion thereto, earthqua
nee of the same prop
«5
65
CD
3
M
0
OT
O
a
•d
TJ
3
rt
1"
2
3
rt
3
O
T3
ccident
rsonal
d, in a
the ins
rt
■a
O
0
OT
a
.8.SS
ft
0.
4)
!S
u.
TH1
-4
a a a u
3 rt a a
cj ra > b
rt u J* a
"j-gii-
o a gP
8--2 r >,
00.;
S '
. "rt i
a tt '
o «
Isj
ft ft
a £
■> aj~a   ..
J  to   tt   p
2|S
; 00 E a
U J
- a £ 0
o XJ
ifio
£ "5 u
r a > o
: a
: >.t) rt
tt 3 b
-33   «   3
s-S .-.fi
"   "J tt c3
0  tt   u,Z
»'a S a
2 £    .>,
a 7 qj cj
3 o ra a
a E a.
JS I b
i >h
g J- -u, ®
3   o   OJ "3
lil§
J TJ
O      rt   cj
{-I I
a   .fi a
Srt tt TJ   u
B rt-S g
■a 1 * §
a a a
"•aa g
B u B Z
rt £ rt °
o x; 5 o
Nil
H    "    CJ    _
-^•3   rt
ills
rt -rt-    ^
fi|l?i
« C ra £.
tt a a 3
3   OT    3    OT
2 -as
rt 52"
3 « -J 2
M 3 "5 ™
•> jjd 3 ot
>. o -fi  rt
U    OT
60     „■*-   ■
fi 2 4J-H
JS -3 x. ~
«  ■*  rttt
. «
_r_tt £ to
J S "° ra
2 ra •> .3
fi -S M
ra  «  rt oj
£2 §£
3 L 2
00 u      o
oj >>X> qj
a a.'.
,n| ,
is'
o
a
a ra S
m   a, rtj
. B TJ
^"012
a 2 a
Sh-    =
J- a  -
*» .a
73&a
8 aa
b g-9
00 ft S
.S-a
a o
ft H *
fi 2
• » a"
tt-«i|
rt 3-   C
fig..
J2 O    h Z3 «
itt   rt   w     rrt  tt  **
■H 3
<u 33   u.
rs       u 1
a 0? a
o 3
rttt 5 2
oj rt a 3
*a ag>tt
a g a rt
sll5
1 *8 3 § *
oj" " tt a
*2 a « to
a ra a 1-
a.S
u 8
E a
as,*;
o a ■
J- ^ -a ^   TO
a S b E I _
tt   oT
«   C
is- s.
« -so
a ., a
2 a tt
a"«tt a
a °-S S
! 2 a s *s
'  «j cm*3
1  2 2 a"&
i "s-«33 -I Hr
! -13 8-9
X) u
-^   -H      >■'■■
IlS5.|
3 o 2 «_, 3
b t-*i. A 3
tTth    3    «   U
S°;T.SP
:-a*
a ft..-
a co a
S a u
a gfi
i§ a «"
a a of
2-25
* I«
o> ^2
a co ,
■s 2 a >.
ill!
a a a P
a qj a
— ST rt  u
3 » a, o
. ra
J rt  -J
.9 *)
HH CO
B    "'     "
H 0 .fi .9
S a a
cj a a p •-
— rt — >,
a      ,   n^«S«
a s
■-■asS
--■2 S
£     2 &  o
3   a 3 <
■a
B  o
- ft a" tt
2 a E a a
a II Eg
..   o3  O
rt a S a
»r P
a a" >: co
w a, *- co
s* a |
o     a.9
cj .r a *o
B 8 § 3
u.
•3 3
2<
ft i,,
ft^
2»
<
oi J
a si a
« tt a   o>
u a a   b
a      b a
pli\ *
c/alKS
"«a —       3
asi tt 8
a 3
¥   qj
> a
a -a
■ia
Ih    3
3     c   <   P
rt    3    <J   >
> > S§
»" . as
■a ii ffrt
11 8>
H
a
ia   a a
III
*JS
o
o
tt8
a
o
K S
.2>
>* a
ra
2>
a
u
Q
SE
O
s
a
O
o
U
o
u
a
O
2     w
(2
•a
•a
K
a
p
u
a
0
o
U
3
a
O
-J
>* m
E
rt
OJ
X
E
O
"rt «
C
>i
"a
-J
rt  ■<
a
-J
a .-
5S
S    S     S S S
a
s
a
&
rt
s
o .
CO
TJ   3
bW
rt    „
3 5
rt _j
o M
W tS
S3
c-
—
O
O
3
O
0
a
0
0
T3
h
rt
~i
3
ra
•*   3
Stj
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 25
s s -."-a
.5« u
8 §S«
a a 8 -
Sg ft e
c a   .
j tj a cd     «—
c- u   *   3
.2 5 «"S
«   - o* 2
O S " 3
ftga g
8.a.2-s
U OT
^T'ot  tj
•rt tt    OT
•o £M rt
rt.-&&a
>>  Q,  OT*   O
Si — 7*   ft
c  rt  «   „
2 K-a «
rt , j? > rt
a is.
_5 a tt
oo eo „ a
tj — ra -a
a a a a
u ft E u
m <> a a
•s 2 --a
So.I u
""I-5 rt
1 a a 2
a a
u s
9-*
'aP
>. O  o
t. rt
u a u
5ai
tt rt w
SjOrtS
lllttl:
=2 tJ .3  o  rt -
S  g &  g 43
-j  .-a b oj -
5ofi 55-
OT
o
^So
**H
U
4>         T3
o
u
a oo2
a
"3   3 -3
a
.2
'rt
x. -3 a
ra ra XJ
c a a
g« a
M ft    .
a a 2
oo a co
-a-rt
*tt « —
rt a 2
,-E o
b a
a «
.2^     SBa
«   - a
•a «    *3 o es
.S cs 2
^ fi iS
2   CTTJ
12 X3   3
ft m   *
1 xj     xi ts «s
. «i     a     rt
IS     fi.2 *
u tt
•Stt
a E
SJ    (U
■a fc
E c
x> M
O   t-   OO'O
E S.-E2
3 E
Ii3*!
HO       "-1
a" I-a a" -5 a
a T!, rt *-i w  rt      .,-,
O o x:-^
«, M      .r
"O  rt
'0 a
°   <J   3
2 a 2
"o « ra
aj o Hi
33 X! 00
X3 **   rt
2 ■-.*•*
B   >> rt
tt  o
3 a I-
rt o w
«s.^
ra hh -h
8 S ft
tt -rt
cj a
a =5
ra i-<
5 0-E
l||
£ a-a
•Sa a
"«1
o g
6 -a
.a a b
a .2 j
b - a
c. & ra
■s s g
a -
-fi,*  .
sill
iPi
SB  H W
a-•5"
a o tt -,
rt-*.
~ is tt".i
a ra c- <
Sal1
a a ra c
"-•a-0 '
SJ 9 S-i
— ra a i
9.2
ra .j- j-
ra *tt ^1
m- g !
a" 8a. I
a qj qj '
■a a —'.'
a -Jo" c
a u qj t
ft-a "3 '
.j- E    'a
.2 "5
a oo
ag
a   o   ra
3        JP
a -,-4-
fi §£
' >.-CttS8    .*?§.■
o .fi >>
1   rt
rt
-   C   CI, o
« rt  rt TJ
ra
rt y
OJ
2 O  3 o
.2 a cr-
o   J2 -S TJ
-IS-!
u
3
B ra o
-^ °oa
3     >i
,oJ>
sa.5>,
I  . aa
qj
a a
ft      .hS
tt a rt a
E § " S
rt.*2 3 §
*    "a
A     i-l
■ao
at u
00   tH
"I
ej 33
Su
ft
*i  3
V   O
W5
i- U. ft
U   (U   OT
33 ft ^
O O 02
X) J- 2 — -
«* —I XS P °
g 2 | I CO
■tt    Ih    "   «    OT
„ w X £ -5 .
O « 3-3 ot •
*-;   rt -w 3
a a a cj fi
ra 3 - a " ,
S ft-"S o(
•a ifa
ra i?a
Ih
rtT   ^   +H
a fta
oj a ra
3 aS
y tt w
ra rt
H       oo
60*5  rt
•H      U   -H
« g.ra
.   ft**H
3   U Of!
S    <
- ff-H
o C rt
Bl-S    j
-. _ Sio
u a _ c •-
*sl:a0S
".S'SSo
c« a fi*
£ w      3 S
33   U     ;tt   3
jd —; j2 3 rt
fa HI
2 >y   Infl
: «x? -° fi
. j — >» m *""
i galls
i a— ca j?
is'-a'a^.a
sag*!
3 <r -3^
; S «l^e
..5»c,-
. a co.a s
S a
£ °
I
a
a
cj
•a
a
s
a
u
•a
a
p
a
CJ
rt
S
SB a
>i 5
<
u   O
^
* a>
«a rt
tn k.     .
2 ^ a
■*" « it
0*.
ra      -*
2     „-
M 5 I-, *"* „ ■{ !
     Q I-   QJ    B    (
3 8 a u S *a <
^
S
>     5
O S-tt
E
B5
B   u
ra ..
Of*
a
P
I >
! |
i ^ ^
rt >
fl 9 2
a a
a .2 u
a a
-a   2
iJ s.
I
2
S     a
rt       M
a
0
0    U
to *
rt  B
ft qj
"5 5
Uu
9 a
ra ra
Z
tt f
2 OT
5   3
5  a
u   tt
Ss »
.-J-!
o><
ft-J
2Z
1 "H   B
IS a*
: gs a S
ii
|S
2,-
,9*
2o
Sou
a
"i a
« If!
a
0
a
'S
c.
a    .3
U    I
| I
'tH
& 2
OJ «JH
3 O
* a
rt U
2 r*-
•§     Z
u
O
-   3
O   O
£?0 !
JS   3
2 a
-3       .3       .3        O  O        O        O
a s s ss t> s
§«^
« £ u
in "5  3 u
4J «4 M -j.
33 „ u 3
o a tn  o
»ss g
3     a
S    2
a O
a
0
B
O
■S     0
fi M   S
.. a
«zo
3-^3
2    2    2
 O 26
BRITISH COLUMBIA
a
•5
B
O
O
o
z
<
Pi
5
z
rt
W
3
H
Ol
w
Q
Z
3
Q
w
GO
z
tn
o
rtH
I-I
(Zl
Oi
ui
oi
g
Z
t^
O
o
8*11
fta«l
"™      TJ  ra
»   DO  4J    ft
ills
tt        - w
Sttg-3
a 3 s p
u- a-a q,
-a a o
SB ** a
a - a co
•- p b .g
fi 8 tt g
2   «   «   rt
a afi "C
2 b-h
ac!°
x a > o.
»*o .&
-a oj a
rt""   MO
U 3-Tl
-3-3.3
•3 -3 T3   tn
rt -a  cu  C
B|b§
60        I* T3
g j-  . o
2^   00 3
l55.g .
x - rt „ ot
•» >««.!2 m
m   U Jn S   5
5 o3>,-h
2    Q.   3    Ih    ,
X»  ***g   cu TJ
-— ft a b
« rt ot o  rt
3 V       m
ISS la
2 b a a -a
a "oi, « co o
hJ e"-e>
ill
o
o e -a o
os3 2
"2 rt a a
a««»
•2-a
^ a v. —>
a a qj
a.9 * °
S .jj
9"° Sfa
a a a a
fi a 9 §,
a —a a
§tt Ih Ih
-h a a tt
a .11
"3 B aT"fi
J8|»|
8'a1.s
§£a"
b h 2 ot
mo,S>i
fe « tt
s  §•!
o -h     a
a 8 « a     S
a ..!. „
X    OT   rt    =
-5 > rt
_S>      f? «
-S&I8
a tt     a
o u ^ a
8 a-a 3
§ 8 S S
s a. a .9
Sfi 3    _
o.rt a     H,
: a a
is-a
, a a tt
'•2 *a -a
1?o
g-.ga.-T
-III
- a "
_-a a
rt
o
« s
!3
ES
B-ff-S-'
a a
12 a
1 a a
rl a
! a a
a «- -g " c."
Jfi2
a   . <
.1 Si
.^s°
a_-ts a-
.2 - ra a
2 <5 tt tt rt,
a a qj a a
x w fi '
tt a « '
a qj
O rt
a u
a a
rt rt
a°.g
Ett
ra tn
rTJ(3
i.ai
V   CJ
33 -.t rt  oj O
a&^i-rt
o w S o
bt 3 n if S -S
o -<  t-
ot rt  a) «
H  3 tt 3
b\pi
«  rt « "8
a o oo tn
"C ra a
rt  e-M S3
EoS-S
n °I'-
! p E oj oo
i a g 3 8
g." a a
ft33 in  q,
a .s -o
a " a S.
*-   .a
*** a*a u
2 tt o E
§ a g-g
a fi a „
^5:
t'3 S °
«ja j3 u
.9 a a u
fi a
<^ .3
s3
Ih    Ih
rt   ft
3    OT
a
.-a a
CO     -
o>
II
2-3
2f.a
a a
rt- fta ■
?, a
—     aa
in
j *5 *•*
3 a   -
o  «> .
rt *3
a.g:
' rt ^rtff*-,
'j* 3 tj ■_  o ,
a        X «>  «
O OT   -W   ft  ft ;
'3 Qrt a-
x>-j3
ra a
,* "o "3 *
X)  u
Sraa5 §
0 s*« a o
•sjg
n ■
Bh
a
-i
-a     .a
a a oj-3
S§|2
8 « a -j
-- $£ I
sa«a
2-3  0*3*
G*5-S E
« rt  33 O '
w 3  rt tt j
3   U   ot 3
a " & & «? -
a ">- " 8 a 8
CI V
3 ft
g o
I J3 ra tt -S rt a
o o ■
3 ^ *
a 3
a "
--jfi..-...
,■"" a s; a ;
.. rt. qj rt a
a ft
E
S «
> tt a
i u a
cr qj
£6
ntt ra     ft c
e
1-3 S3
3  „       OT
•o -a a
oo a oj -fi
.S rt"3 «
■fi --.§■2
X  rt   CO
tt QJ    H-,
III a
. fta E
a 73 S 2
a w 0, t«
p 5 aa
B co- E -B
2 3".*
3-a-ai
*T £ X3   rt
3 rt     . £
O - Ih —'
O   >> o
rt ti-a
a tt
a ^
•rt q
<u o
in?
J-3  O  u  u
-    °      CJJ -*H
u. a ra o
111 |
sill
sill
2 .E *B 0
a a.a
a co""1"
5-2 c-p
^•"1-5
a a   .—
• u E
&2
. a-3
a   o a
a a
v a
•§3:
2 « S  e
E a" b £
o
t-i
£
3
ta
rt
rt
"O
O
o
rt
a
^
Ih
o
a
S
UJ    OT 0
tt   « rR
II OJ
—   3 o
^X3 3
' <J    rt - *5
o rt „_
■n   «•   in —i   -r *
?       u ra  >
V
.a
E
•S a
« ra g a a
y .tt -^
-jjj
fep a a
a ra z
p
u
u oo
9 a
•al
aa
18
2J
2 2
•a a
a 2
as
a
U        «H
>
SE
33
Z
a     £
.§    <  .3
« a
3°
aS
Ih
0
0
u
CJ
u
o
a
§
rt
u
3
3
OT
fi T3
a
'3 s
Ph-2
u
a
E
a
U
ss
tt
z
a
0
>-
z
a"
a
><
"o
u
z
a
0
Bag
*a
Z    Z
So
rt
z
s
s
tt
z
a a
DM
o a"
3 °
cu a
5 o
a
H.U
a
*1   *0
rt4     00
..a
OT
8c°-n
2Sc
SO a
a    a
wf 8
-i-i   O    60
ot '7  rt
rt-;   ^
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 27
a u u w
-e X? oo 3
o -a rt 2
R.H S2
*■* « 2 <*+
•O S rt o
rt o a
*-- to rt
o
3    «    >    Ih
«    &   L.J
Im   O   >>T3
ra ^ x» a
a a,., 3
oo
- rt
rt rt ^3
.-. « 3n H
W    -.Sot
00   OT rt
•h S jj1.—
^ "oo*rt .52
a u y SS
3 w .a ra
"i -3 « >>
o fi- eo ti
-  ft""    ft
•Ssss
§   &tt   E
a-"J 8 3
tt§^
• a!tt o
O {Un3 3
•tt  rt  « -3
—« . _
— co rt
a u u Jj
'5 3 a a
S| ¥ §
2   ft  Jrtrt!
rt    CO    rt.    3
rt,     CO      U     (J?
a tt rt a
llli
&  o
c
ft.3
ra
a do
— fi
a
(i>
8."
fcj
kn
CI
SJ8
0J
sin
a
0
B  C
a u
0
CJ
3
a
a
8^
x> *« o 0
a" i § a f 1
2 fe'S fi ftB
o a    *a a ■«
la-Sala
-a "•a•-,
a -Baa
2 >: B 8 u S
a Cb S 8 a
-Sli-a |1
rt-g-gal"
a « •" - a rt
•o fi     op 0 5
"—-.if   C   ,r3     rt
g -3 "g   fi *   U
rt rt rt ra «4H d.
a b 5
a-a 1
Eo-
E .    co
■•a a..
t . a a
- w a .
:   OD trt
:   rt   I-   tt
-. £ a
i co a a
.a & a
a a' o
8 2a
8 a qj
"a.     §
a a tt
■ a a
a .£
&a
tt a tt
qj a
a ,/- rt
g a a
a"cj *■
- 2 a
« qj qj
a > a
S JrtB
a-° =
a tt
'gfla
B.a
JOS.
= £.- u
** a rt ft
la S°
IS 3 a
a, a
. rt
S a
.rah
aag
■sis*
a 'co "s
aa
<»     a
E -j" a
oj a
■So.
- rt ^3 ^_
jatt o
>;s 8
Sj'S
i a tt a
2 a 3
r afi.9
i« a "
a efi   .
1 aa     >.
"S2g
, a tt" utj
•§1 &&
aag-
- rt u  fi
« S tt o
a   a °
C -h" .3  oj
8-
a oj" § g a
Scj a a qj
2 3 a a —
a a- v. i- u
a a oj qj a
tt a a
o « 5 - tt
tt u S= a K
cj      . - oj
9a"&afi
>h   C  ^   <U
3 2 £  3
'3 ot  ?  rt
X.  -th Ih
al-aa
asS.a
tf aal
•s2'l-
tt a & tt
a a      u
a j a 5
aa go
.2       «
go S fi
4-j   GO rt CC
l-Srt-
IS**.
H 0 -^ 33
2   OT    8
■o a <u &
9 "u u rt
Xl  fttt ^
O   a>   >• 3
l h o
2 fi *
tt ^ -W T3
5 o 5 «
5 '3   ^  Sn
«     . &J
i fi   I
CJJ
fct.9 fi
OJ   w   OT
P^e-'ra"
Co
00 ft
o  fi
O tt  rt &
g   00 o
n        fi   fi<
§ kt a s
■i s^s.
2 "Hi.    rt  U
&2«|
« a a «
. a cr qj
tt j-fifi
a hi
a S
QJ    O
. o o" %
4J    Ih   tt    tJ
.tt ft u 3
J=- S3 2
2 Ss fi
oS al
a S3 u
b a a a
. a rt
rt" >,a 0
a g ra 2 ■
tj .a a a
'tt a . Jh
tt cj -j -a
B g 3 §
. E aa
S3
ass
rt ■£ aj
H.-I-S
4>     - O
35 S "
-fill
111!
>. a .
tt aj
sal
a"*3!
3  J
ot rt cu
"G *ra rt -.
a*-Bl
if 2 a
as -s
.2   a".*   j
a o a .!
*-. a tt
lll-t
"aa.
a ? » t
a '° a" (
qj a •
oj" S3 a '
|fidi
rt   3  ■*-»
III*
rt ^3  S   t
rt .3 c
u
.a   tt
E>   3
§ a
ft
£
o
I  > t
>     S    2
O
«   u
«     .
• *sW (-
■^ (- — 3   qj  3
o ¥ 2 o a a
■g "*• B " S U
ra a     2
a- a    o
a
ra
>
a
a
U
| >
fi --
n a
ft a
c. a
8>
h a
u    u
W rt
.&rt^l-^a   ga
a a
M tt
oo a
a a
i-l a
. Si O
H- C
a
U
«
u
3
►4m
OT
QJ
4J
>
3
<
a
rt
tt
X3
r>
a
O
0
z
Z
a g
a
U
c i a
a §U
1-9*8
-5JQ
§ g s
5c2§
a g I § 1
fiaSaO
a a
Si
o o
rt
a
Z
Z      S
a
o
hh
a
a
U
a       a
"— H,
2    r2
■S3
a
£V
13   co-
jj a
— S —
a "qj   a
» a
a oo
s W a <
ra oo
rt  8
2 a
u a
u a
< a
O a
a j
en <-*
O      -3
a
U
<
s
o
a
tA
3
3
u
tJ
3
►j
a
3
a
a
3
ii
2
 O 28
BRITISH COLUMBIA
3
■5
c
Cj
O
l
<
UJ
o
z
<
Vi
g
rtrt
UJ
X
H
BtS
UJ
p
Z
3
D
W
Vi
Z
UJ
O
Vi
oi
UJ
Pi
33
CO
Z
UJ
o
fe
tJ
a u e *■
ot   3 T3f -o
£fi2§
B   9   60 S
a o a .9
q -a H.
- a ra co
9 E 3""
.2 e co
3 E c. ra
ra a tt
^- tt -"2 >,
° — a tt
a a ■,- tt
«> a a
§'0 &8
a - n- a
;2o.
9 8 » E
ra qj a a
afi ft"
- a S a
oj a tt a
a a ^
lf-8%
tn   rt T3
o£ s «
ft t- tt   U
ot ri > a
a a> ^ «
rt     _. fa
in   -r^-3   3
«■ O  q  w
•rt   «* « .5
TH   *S     Si     H
a B2 <c
3~5
-x; *^
" « o
3   ■"
*   * 4J
+j     - U
* 8 3 2
O X3   rt 3
a-" v\
tn          „ 3
>: rt * s « s
tn   CO 3 -H   ©0(3
« t rt A.  ra *"
oo t- a s ^
H -sM!
1 C -xj
rt
u
u
« ■
QJ
O  3
00    -        ot
c'O-o c
-grtjs,
fi!   -o a
r£3;a
3 >".3 «. E
Bill8
-r o s*.-.      *>
fi tt « o o
e rt rt .3 w
1S-H i
a S3    - "j" a
J2 -H   J*  rt
rt „   . „ ~
& a ia u,- a
-& 8 fi
S*'3 0 a
a g S) * >,
u a.9   -._i
S2-58o»
ft <S a a a
•s >.
*u -™ a a
a . a _
a tj tj £
- S     a
If*!
afi     a
^     - tt" CO
u rf op a
.   UJ     rt   —I
^Brt.-S
•H   CO   rt,
a      u
?§*a8
• ■a «> a
i Su a
<U   B
•g-a^j a
a Qj .j oj
- a " "
qj a « a
a a a a
•§.8 3
a &  I
j rt £ •£
3: £<fi
T3 rt ra
§3a*«
3 a a &
-2 rt-3
•3 fi & °
ra'C      a
XJ   ft
ra o
O rt
•3   ft
33 <u
rt,j ot rt
3   QJ tt   B
ra 3 £ 3
>i    QJ
rt   ™     rt*l
oo -71 X3 -
3
£?-&o 3
«   o  S
P £ I OT
ft ot  rt w
X rt       o-
■» J3 00 „.
-  ».S   3
iu oj -tj ra
*S rt *H w
%**£
tt   >, B «rt
■R tt  3  O
oSaS
tt   att
I rt 3
'    «.§    OT
•aM._-tt
rt; oo JT
: a
. a
■ a a .-hh tt
?fi a 2 5
- ■   & qj
00
« I
aa £
■BtJ
3 a
•E u"
1||8''B
|*°s:|s
a P.
aaa
3 .9 a "
SSSS
tt   -§«
a    rt!     H,    H.
a   2 "
i. qj* a a
oo * a
tj a * a
3 rt ot rt
-tt <u  oj u
fi "" "o   CD
as-g
» 3 £ a
0 a
i'B ■x'S
2 aa tt
- ". a co
&J. E~
tt cj — "2
ff'3   -*°
-ss a
-    tH     O     Q.
fi K-a o
o o. 3 2
|8     °-
O   ft 00 -j
TJ >, >,tj ra
ot  S  bi  tn  Ih
3   00 £   0)   OJ
rt S3 5-tt "fi
U<2S S fi
OT ft  I*    3
fi   b"—   oT ^
§ .9 S •=• £
oo oT
rt ^ J
E SJ
a a
<a a
•= E
u tt a
a "
' o 3 u
SX)_^
r o w s
'     2     <->   „_
•u  rt  0
& a
11 I tf"
J3> "sj etf    -
•ai
rt
PL,
^
3
u
•3
3
O
0
0
u
u
QJ   J-
T3
O
-3
'0
ft
O
O
ra
£
B
O T3
<3
QJ    ^
.9 "5
J3 T3
0
1
O
rt
<U
-tt
-J
33  >»
o ^
as
2 p,
31
ai
-J a a tt a
a a a S -h
Ji  rt   ,- to  K
8     a 2
a a a a -a
3 .1*1
ttaErt".
.H .is
• A 8 9 "- a
;t:«3 a s
1   rt hh   00 ft
! tt    . co   ra  **
< a tt h. h.
a a ih a a
8 a a S a
1 a  .a3 ra.
ft—.- a
Sill
In «m  w
■rt"        - °
2 s «" a
a   - «j _e <u
is s f i
S-g ag 2
8 E
■ 5 fi - a
■ " *§ a* 2
I rt  rt a
-a*!
a tt oj y t:
.2.5.
a 2
a"3.a
O    rt-    H-
IBOg
tt 2
a 3
; o" .9
•tt a a
a a S a a
2 u a 'S £
is a E
a of
rt -3 tt
O, tt   rt
— a t>
a a a
aaa
ra -a ra
; J- tj a
qj a a
. ft ra a
*i a a '
egg.
BBS
rt)
•ay
§.<
ftna
2&
U "j*
a  <.
1 >
a
I1-
t-t     «
ra       ^
33   >
« 0  .
33   3
&8
W ^«
a
a
a
a
Q
%    &
1
O
p
u
£  2
1 .6
^s
... a
-   •-- a
fl    tt    J-
a > s
B 9 a
tt o a
a 9 co
CO    B    rt
S>8.
n-t     r5
.2 ° ft
got .
CJ 8«a
o 3 .v rt
a "caU
'3     '8
ra      a
ft    a.
a     a
I   2
a
0
to     J
a
2
s a
6
0
0
TJ
0
V-
0
O
a
"tt
ra
ra
H
3
fi
CO
GO
JJ    u
0
a   g
2   2    g
■1     fi
S     £
«     3
« « «       i
3 CL C        3
*"    OT    OT
^i  in tn
tt     "
tt    . rt ..J  3
3   ^ K: S3   ot
•s-SAfi 3
<•  £2    >,   « M
= "SU5
3      rt
a     a     tt
<   3
aU
o   -
B T3
ra o
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 29
Efi
' rt  s-
u "^
.a
•*- s
hh-iS
**-• fi 3
bKSE
3a«U
exc
real
veh
sam
,j o u
V
oile
glas
act
s
•* « ft
-sl-M
TJ
a
gft-fg
rt
torn
erty
t, h
ins
3
4J
TJ
s
o
rt
t, a
pro
rcr;:
o th
3 fi m^
3
rt
a
'DocJi
Q
O  £2 -33 "3
h
a)
ft
(J
(D          OJ*
K
3         rf
£
S     fi
>
>  >
•£ rt 3
>. .23
tt I*-*
^-    QJ OT
u —i ra
ftj4
° .S —
•— o, «
—     OT C
ra o
^3 s
" a a
oj u ra
a > w
a rt.«
a&fi
"ra — -a
ay
co a cj
a E a
a- 2
.    - 3
s«,S
SJa-
a .."a
alo
E u -
.-rt a .*
a ra tt g1
'I a 8 a
.2 a a B
aSa3 .
ltt°£   I
2 j,;   OT 3
a 15 tj tt j3
tj fi .S ° I
3 3" >   U     ot
g j * u „
rt +3 __  3   TJ
*» rt 3     „
I J
o o"
-- o ca tr
x tt > «**
rt. (*- -Q
H   O
9 w.y
_- +j rt —«
03 § g,
X) TJ   rt   ^
rt TJ  rt
•aM-s
a-2
TJ -o  **
-3   rt t-j   >,
2 a tt"
S a fi fi
rt a ra
a ^- qj ^
a, 2 s a
1-S-o 8
£.9 a a
- s a 2
00  3
a i* qj
o u *-
1«IJ
tt - a ..
a « a £
ft g> _<B
a -- 2 —
ra ra g a
a 3 s >,
a c. -3
33 3 a
ill a
•3 - a a
3J   6S   •*   4J
a"   **° 'fi
o co u tt
•S g ii °
° ^ rt  >.
x —'   -tt
<"  . .   ot" O
-13 .y « fi
<u  3  o TJ
B   O   ft fa
2 « S |
3 >i    -""
M t; 4h 2
- u ra
>>n h s
-_ o y rt
W t- tt ...
g ft ra £■
-O ■-   00 o
rt    rt    Q.
j £ a o
rt"    0   HH     _
u'C « o
a a > •g
.2.2 « S
S  ra  a
oo a ft fi
.9 8 E a
TJ   ft— —
3    HH "  —
"tt "a "a "Z
X tt a co
u rt y a
.- rt   >>
a — £.■ a
a m a a
■° ua ft
qj-b b o
2&tt|
a      a £r
tt 3
rt   rt   3   tt
2 Sa-fi
a fta w
« 8tt*3
- ft a
a    ° «>
S..-S
3 a 2 «
" S 2 5
2 " S S
afi.E
- a CT ?:
}k 3 a fi
w a rt
2e"8-l
tt 3? 2 a
a ft qj a
XI O  rt  u,
•a u qj a
§ afi 1
S_ 3 a
2ra o „
a a a S
a eg-a
- -- a a
■ga-g"^
8 aa 2 §
«•§  -E 2
rt- S 3 a 8
1 6 « tt s
•i&afid
" I 2 £ "S
.'3  ot [£ w
U   o "3 _   «>
3 2-a^.i
a S ra ra
1   M«
o§.
a u a o
a a S a
B      -"J .      H,
■q  tt a," B
tt >.a a
2 tt*S §
a oj > a
2 o >.a
b rt a tt
3 ft*, §
M— tt a
- a a -
^8 a--5
h      B ..
a a ctt
-rt -rtj rt
a" 2 8 ■
a a £ a a
j E a 2 a
a rt? a « _
i 2 a a a
'fee- a
c ft tt a E
1 _, .§ -0 a
'   2 " a   -
' 2.3 *e a
: 5 a a a
a rt — £
- - a
S-qj-E °
]       tt   ^J    J-    QJ
a a o ^
! •§ a-a rtrt fi .E °
. a a * g
- » -H a
: a - a 8
3 2 a a
ra a .- a
"5.f? SSfi s
rt   e   4>
E*5fi,
tt.S E
* ra
S cj   a
2 a
a      jf ft . §
o>"     -a § 2 9
y ra a qj
I    llfiS
I I|§o
8 u- ftg tt
.1 u   -a tt
"8 a tt a a
° a a a ra
a   -"i-sl
I 3B,-.9
52 3 ^ fi u
I o^-S   ■
fi l-SEog
3 "o   O ""   ft
J  rt  Ii TJ   _
E*52 a
.75   C S u
! R   rt O S **-
! n -_, "S u >.
id    S rt rt -3
■ tj i2 _ a o
fi   S .S § a
"^    -T) ra
2 « « °
S.S
00 u *3
TJ   P
fi a-'-
rt  u
3 JS
60 «-•
i5 3
^ •- '^ .5 u
8a„-".-
f.tt|| a
a a - ^ o
qj a qj qj a
aa oo s a
" B^a a
"Si as
2 a.* "3   a
2 S f |
'ss-« .
i x 3 b a
. w -a H. o
-  c>?3 g u
a a   a- a
o a - a rt
' a rt co rt a
,    . au a co
tt hH  cj   u .£
> a a a a tt
, a u-g a u
R >-. a" cj
a ttfi 9
- & a 3
h. a u «
3  —- 0>
a »t.-S.B
rt"2 g.w c,
a  a  a- o  rt
oj— E a ■"
TJ   ft—   rt   tt
S >; —- a fi
co tt <o q a
. u a a a
a
-J
w a
fi5
9
rt
I
i
cj 6
e
3
CO
fi 3  co  3
tt O  «J  g
a      P
a        (-
o
i
>
a
ra
>
rt"    tt
>
to 3
oj a
M     U
8
a
a
0
3     tt
*!j       >(
h     a
a
0
ft
6
s   a
g    I
CO H
H«    «
a a
3< §
3 a" 2
-2 a
■3 9 3
a o a
fa s
I     8
b.    a,
a     a
s    2
3
«« c
o> 5
3
tn
B
•-I .
fi S1
.2
•a 2
E
•™ u
a
U
E
O
. <
»z
J
o
u
a
o
■s
«
0
o
a
u
u
o
J3
rf
a
 O 30
BRITISH COLUMBIA
3
•5
c
O
g
w
o
z
<
Vi
z
w
3
H
oi
W
3
Z
3
0
K
Vi
z
w
o
2
w
3
vi
z
§*sS&
S 2*a a
■s a. I a
IS* a
IS a 8
'5 a .a o
ra a a
j«.   ii
a fi — "
9     a a
a     a a
| § S 1
tt 2 8* a
"° ra f 8 '
«.      « cn
—      ..- o
P
a a
a
'•X
o
a
a
rt
rt
o
Ih
w
OT
o
3
rt
tt tt H a
«5 " a
ra . rt tt
ra « rt a
a «   . a
oo a tt
.3 "Ja-
B.a a a;
a « ra 3 j
s . •> a 1
2-?rt*a*i
ft  J-   5   m T
•j .33-
.sas
S«B,rtC
•g-a-.f.
•a 8 u §■:
3 rf 1 B.'
Jrt    OT  J3
X)   rt   GJ   <U
a     >% «
Q    t> J3    OT
S H w o
rt  ft as "5
a*-
2 t:*3 u
in att a
"3 O rt ra
fc Jl t-
- a y a
tt      •« S3
g ra ra.5
j.5
a .a
.   ra
a al
au 5
S ttfi
2 cj a
fi a ^
TJ OJ
a u s
n  o   «
IIs    *
111 .1
E tt 'S £. w>
w 8 5   .
- th 33   rt   .J"
a .5     a C
o     ij a u
5-oS o EJ
5 c -S u o
tt w rt oj *-
2 - «x:   -
ot a P"    tt
3 Ih     «tH    CO
5 a a ? =
tt rt .a a
u-fi-P tt .
Stt-tt^g
2 8 8 "S »
3 a   .^a
oo jj wj a x
a tt *•-*
o-g o
^^
rt x» 3
8 - ft
w o
- rt rt
ot a
(9    r    U
rt B a
"t4    *fi
tt2§
rt 8-3
ft .8 8
„«   3
^£ 9
w q -a
fttt
O T)
C TJ
ft ra
n
■las a
C tt-a a „-
Bit 21
a -- 3 tt
a >, tt _. a
•a tt b a tt
a " a 8   -
a a 9 a a
ft a a -"J -a
K !.   - a u
U   ft — —   rt
- — 'a .*o u
* 8*1 tt I
3m— a u
•= a a a
a oj     ■   -
on a a
E a .9 o a
2ua 9 S
3 ££ a fi
B tt . ^ a
j u u tt
a a ^ fi a
2 8 g-b
tt a o* o 5
a a fi " —
s.laaB
tt ° u rt *■* _r     s
d  in        add «f5
J g o rt
rt -
la I
tn a o
QJ  rt   in
a     a
-fi «
y c a
tn    OT    OT
rt -n
5j|0
,9 tt   <L>
"Sag
rt g rt
e* a
■4_T   OT
•2£ «
rt   „-g
w  rt -a
3  rt ^>
19 -
a a oj
a 8 oo
•Baa
." E
B
tt a.a «i
-a .Pi
■a&al
a - a
tt" a tt g
tt a a.y
a a a .io
ra« . SS
a tt *J a
Ml2 a
.." of O Ih
>>   OT    l_     (U
S«*3 a
oo a. o
o ttffa
-II s
B  p, rt 3
o     •m ra
« x  -w
o -cr- o „
a S3 u tt
?|*J
u a
J4 _  3  »
tt     C   *fi     OT
. -.a t>
u v     a
2 3 --a
— 'rt 2
a a 9 o
"a3;
a>;a.2
•§"28
a .9 JS a
a 2 a
>.a E '
Q    -      *S rt
rt *j _"«-.  oj
a| -a fi a
a S3
4CBg
a o a y
liai
-3 ttS
1"|.l
■a ~3 a
*j       rt .
a |*|
ra o « o
oo^2 rt
^1|"
oo  - tn a
"si's
rt tn    Ih
a >:a fi
.2  £5 M   OT
OT  ti 3
O   W   OT
tt a oj ot
a o t-i •**
el-la
Ih    Ih    £>  <U
S  --° o,
.S    M   *J   O
rt    OT    o    t?
rt  oo ft aj
a£8|
60 a    - co
. S p, *a •-
if° -a-0
a a .r*^ ^
a- a -^
a g s a a
8 tt.a2 qj
a w a cj tt
cj     i- t- a
u a a'a g
a a — §
•- a a a a
a      aaa
3-.Jj.sS
u *3 tt
wit
13 tt -a 2
.E*
2 a
-8"o
a«-
a o -a a a
•a a a jr.2
2°*6| I
cn - rt a
" a a" " .
a qj a   - I-
"■3as a
fro a «j fi
a tt tt in b
o °> o^ g
a. . ftte ?
tt
«JS 8
■agg."5
a     Ba
■rt   rt —   P
a tt
a .3 rt 33
rt  t3 j.  O
tt&-S°*
a ■*" " "
3 la a
a 5     a
5  ^*rt "3
X3 S*«ih   0J
8|s"|
a P 9 3
ElaS
rt a
a"c,-:S &
a « a (-
*.«B»
a oo rt a
"a tt a a
j< — a a
". aa"«J
tt8°5
ra a cq t-i
4J       T)   O
-rt.fi   _
i. e 5 O
3 a * 3
-fi    a
a a
a a
oj a
a
-j
•a a a
a 9 "
2 Ma >,
S S| §
a tt a a
o.S g
a co " a
.h.-°
a .a oo qj
tt*ES
O j- rt «*h
ft 4J T31   O
3 5    Ih    W
ra rt u y
±J » tt fi
* 3 5
J5"S fi.9
•S rS w_ o
a «T 8 *fi
O 00 Tj «m
'55 rt .H  O
tt ra aj >»
ft « ^.y
«j .   ^"o
„ 4J ^   O.
h-3 a in
u C ft u
3 o, a tj
3 ot ." a
tt'-al &
a2*3 8
."6.
b a'- E
a *   rt.- o
.9 ■o au
a afi j;
2 " afi
2  - u
a g s-g
a'SoS
.2»sg
a a ,,-2
tt je 00 3
a s a g
a ..- S .a
a-33tt
111°
2 SjJ a
a c- ra qj
oo ft a -
gs-rt
a a."
_3 00 cn
fi "rt   9 '
4> tn H  rt
ra.S
•Sgg-a
X) 0 fe
o •a * s .
O   «   M  h.   fi
tt    - rt O rt
fi ^ 3 ° ft
rt c « _ a
tj ra tj 3
a m*3
"S
.9    a "
j- o a J «
•3 8 .   s--
S tt«|8
a2aa a
3 « - u a
a .. - ^ a
tt tt tt        .
a > oo >, a
.a a a .8
" 2 5-ft
"3 fi u
a as E
§>.0S
a tt a" u
S qj " a
3 a •■ -3
a a 0*.
jS.fi °
a— 8
u *a 9 «
3 9-2 a
a 2 a a
° 2 a S
a « a a
.aaa
u
.SS
tt,
— ^o .
a a oj „ ,
— qj tt a
."^ cj a1
QJ    Ih "a
u u a ra
a 2 > c
a .«
a*=ac
m"a   ,
. „- rt a
C u a ^ '
« a -3 S
S 3 a -8
Uh    OT    rt    ot
- J3 '"^
B    >i     -  OT
*3  «   rt   >.
og-att
x a re a
"a 008
tt S .9 a
2 u a u
3    in    X>   rt
nn  n.   "w   rt
reojif o
! „ ra j3
■fi ra o*i-
2   HH     rt      Q
laf»
O   .- B   U
a £■ tt a
rtc. .a
ra o a u
. ft "  3
s a, a.3
3-fi u
tt a - a 1
u a a -j
a g .2 r '
h
13
23
r,    >
_>
tt,'
^a
S in
o
Q    5
O
E
B
z
8 ■
a a
J- ft
3 ft
a a"
"a
SS
J*
a
O
a    a
i   «
X)        <u
rt 3
OO
y fi
5 §
"a"
■ao
s
E
<
a
u
—
i-l 3a
o a a
cj ftft
rt +J
O
U
6
H
TJ *J
rt a
go
CJ p"
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 31
•»2 >.
2 a
cj a a
22 |
« a a
> E a
a "
a - oj
* Efi
l|*
.ia
tt   _     tH
ra *fi  3
•fi £ £
ra a
-a a" a
afi*--
— S? *rt
a re o
M   -fr
a tt a
l«t
■2E a
ra rt
rt S -a
|l§
tl   ."fi
rt a> Jf
V   003
«     OT
e-^ 3
fi  rt -3
.2  «
tt ■—'    OT
O     tH   "*
3 (J    OT
E3 "*
e a >.
cj "tt tt
a s
a OT a
a -8
a g a
o'§ |
a&s
a tt 0
a«~
lao
«rtl
a ° a
a 2 3
ft  -  'a
S-3tt
2 _-fi
a Sa a
-SEE
- tj! — o
3-a c-u
3 a b u
gsfifi
a a *-
* d" at fi
0 « S  •»
-5-fi 8
fi o a
^ - ra «
raw      u.
3   00 jj 3
x: ^
t: rt
n —
'1
a 3
tt     QJ     ,
Sfa "
a aa j
1. b a .
x oj a i
aj K a i
r»-§ i
ittil.tt
'o oo ra
"D-" j
•a "J"
*§   -8.
£ — rt '
fi ftfl '
rt g -fi
*f ft *
3 -H *--
<U  rt    -
■fi fi 3
Q     OT      ,_,
rt   fi X.
XJ
3
ft
o'
o
fl
■2 o
OT .U   fl
'3 ra
rt _ .H
rt TJ —■
■>. H"fi
S rt 3
3 — rt
rt  rt b
O
tt
(M      ft    tH
O «
o-S E
- rt 33
« » a
O u u
o  3  ot
rt CTTJ
£ ■fi c
x-rt'?
fi w _
is!,!,   wTTJ
- 3 o « £
J   rt   J-   o   3
. aa3 |
- E a qj a
S I ll.-J
aj   E" Xj tn
J=   u «  rt
°£fifi
4) .2 .3   ft
:  rt
rt '
i_   3   «
la**3!
o B „
S-fia
2 a ». ..
a a «
oj a ■
•a
a a
j-i .I?
>   3   U
-3h-s
rtlla
— a j-
3*3 a 3
•Jo""
■; a oo o
-      a as
. JS*
0- co a
a a
3 jj a
si a
a a in
S p
-1 a-T
1 § 2
S a u
112 a
•3 a 3
.3   «
ia'!
S§a
B-S  «
O *3  W
tt   ot  rt
ft   U    OJ
«  3 —'
•via m
CJ      QJ
tt "    fi
.ft     tH      ft
■S a      o
a a oo -j
"-■Sal?
o       33  w
;3 r_T rt tt
i.l*i.a
oo a —
Mas a"
a u S 2
a * _, co
3 C 8 a
h o a
a J; a •§
tt c a .*  .
c- a a      .-
aa3a &
al a a a
1-a -&
uj «     b a
ooa « o
cn a a fi u
b aj a ra tt
■2 « 8 a
•2 -" - .£ a. §
a &a ■
S--R.
-*TlrartU-H O <«-3   D
B    ...  tt      .OX    U   ,n   *3 rt
£ -b-Htt lc* ra S fi Mtt
feuu^t^i^a— racrt
•§as
Ba-S
a u s;
a   „
a co
. a a    *5 a,
rt oo
t3 2 a
.use
".a j
a >*;'«
I-       U    *tt      **    HH
ft S fi tt" o
8^oS-8i
a3tt|g^
« a u a rt .
a a ft a a '
rt* 8 S3 a i
co 0-o,s-a.
' u a - g «;
fi-g S *«
■sia-ip
2 ot ra
« 3j rtj.
fi S*3 «
.•0'it«.a0-gT™.
iTjoopa-sa^cos-.
-■2 M* gj ~&S|
iioSS"!9ii ofi
■S-5aartrt|-.2
n tt3    -   - S in  a
'   -T.'T.rt.—.tn   rtrt   3   o
ro.gStt Ji-og tt|
i S «| a S S e £ a
• g.2'5'2   -2 a 1 a
'OT3-rt*tt4J "tlrt
!g|i§Bao|E
"     '3'=I^|E'S
^^fljOrtrt.^3-3
TJ tt  rt  3  >>
«-n     :tt i- fi tj
O J- XJ w   w  «
Si a tj u ft
3   ra 33   S   u  O
-.-"=6,
2 J.S-3a _-
i a. a "3   -  .co
aa EfC tf JS
1 ofi a-g =m
i c.   - • S-S u
S^>fi|s«
r n. « S tS I "ft
: 3
c fi;
c   B   B   ■
i   U
! o ta
a^s «
™ rt fi
"3'a
5 tt   3   oj   rt
<L>    Ih  tt    M  •-
J3   ft" "*
1 B "fi ft 3 _
5     0 -; .5 .£
h x: rt i_ o. 3
J 33    „ u ot 3
rt g  oo j
.a I
a a
-    «   -n-T
I^aS|
rt S3 a «> a
•" g,a a o
gs§:«
3
a cj      a a
tt a >- « 2
ag a   .tt.
rt u
2    -
, a a u
'" ««
■ tt 8 3
J  QJ  rt —
fi*a 2
.„-. a
tt <tt     a
•ShS tt 8
g£ Si3
1 -^a
fi >.« u
att3 a
E«>>»
oo aa E
.8   -~ S
*a >> y
ill*
S 8fi
.3   tt   rt (
a a u '
y ** S ■
B"=S-
«    OT    fl.
tn    <U  ^
c fl3 .
u in jj u rt
3 rt  o ft T3
tt oo'il £ *a i
u ,,  ¥ ft
■y o 3 rt
s § ^"
2 a> tt
« _, x3
,8 2
i§rt-2
-sial
3     a
O -r rt u
Iif=8
3 « 33 o a
rt g rt      E
"    °" QJ    (J
4)  4-. 33   :
i3 rt ■
Ih"   a*5
OJ
rt a 6-~ u o
o g -j g x; -g
. 6 fi a
i a y qj
-3 a a 2 Ctj
a — ■- co a —
u     a a *- cj
"sail
o b a.
,a tt 2
QJ   tt
■§aoo
8a
rt;
rt
*s a '
g-3 «
tt a
1 £
.3   O
TH     (J
-  OJ
Stt
tn  -rt
„    O   '*H
tt "fi fi
. 2 3 fi
3 tt a
a- s «
ra rt in
.E 2
a 3
a I
»e      -tt      33      .3
*      U       --J      u.
tt- >
u
i 1
S3 g    B>H-
c->
u
>   -
u
a
E
8" si
° I a<
■S I u a
^    *E
,a
I-I rt
— tt
3 >
<
a
"I
SK
a "rt! '
B
«
s
>
3
•a
a
hJ
p
o
3
<
Ih
OT
3
6
>
"Ho
>
3
3
o
w
O
Q
a:
6
j
H
o
o
<u
a
W
Q
tj
P
a
a
U
a
rt
aa
5 o
rt tt
00
a ..-
S-2-ob
a a 5 cr
•S 8-S'J
•a to 3 w
8    s
CO
to
a>
lz
>.*
r a
o >
w bj
eZ
rt   ^
Ih      ■
3   O
.tt ■-
35
■8-H
il
•Sa
S a
woo
•i
-X
Z
'1
^-j
X
Ih
o
6
U
*
uj
o
o
Z
3
u
u    _
S
<
3       0
£>3
jjZW
Ei«
u a oj
cj>. a
3a«
tt55<
a S «j
0 Si?H
Ojo-
_ a xj &
a" tt.2f
a co'3 •*
.3     a
a  5
OT
qj .
.a «
•"5.
a u
O
8-3 3
^ QJ
— •*
13 a
2 8
to a
to
3
o
U
*a
-I
E
Ih
rt
Ph
 O 32
"53
oj
3
•5
s.
5
h
<
w
o
S5
<
3
;z
HH
u
3
H
Oi
BJ
Q
Z
3
Q
w
1/3
o
"3
oi
m
a
5
CO
g
o
fe
8 a h
B'C -
" " a
— - a
*t a «
._" a a
o-a u
-2 E
SB.
_ W   *4H
a >h tt
o <o °
■-3 X* «
2 fi
3 1- w
rt o ^
§2 as
•.3 ^3  rt "
g.S-grt
&—" •-   rt
■2 a oj qj
8 a rt ^3
2 a 5 n
B is 3
aS tt*a
3 rt 00 tt
3fi n a
.>> S.a
I its
u n att
.   U    CO   tt
rt a
—   . to" a
a >> tt (-
aa o
BRITISH COLUMBIA
as
H.S
8 e
0 ra
-tt fi
TJ *->
B «
O XS
o +■»
u o
1 §
~ a
a a
o-
- 9*
a £ 2 a !
a— o "■•:
aaa u i
~ -2 tt E c
g*a
a a
a      co     co a
— a a     "-1      _.
a —     ;oJ
a" — qj
a Efi
co" Is
OT    OT
o X5 '3
•a s .1
ca E
•2-1
a a
tt a -
a a
- E-
a —
a a a
Ed g
u a b
&jtt
tt a a
— rtrt
a o a
.,' a     a
o a •-• a :
a 3 a hh ■;
E--So
.  "  co" S   tt
>> - s a o
a rt. a     a
a fr-a-a 2
a 5 a a
8 a 2 a S
o 3 a   . .5
fiB rt-gfi
^ 00 tt — a
0 a " a -
its Si
a 73 a a a
2 S-73 a
*-; QJ a ■— a
w —' a   .   .
.8 ft g 8 E
8*Sg.io
a a     o-«
-__ a
a a
a E
u P
2rt
tj a
a a
a a
SO
Hit,
Sja.3
lll-g
S S     ft
T-j s o rt
*3 2 S "fi
.3 -o   rt   j-
. rt*3   3
•U _■ rt_.
s*aaa
aa"*l
2 eS      3
co   - •»
-.H S o
>. w   1-   r;
tt    - ft ft
.9 ■& - °
•B   oj  «  £
a ftja rt
a £ °
& O.X3   O
rt-        <U X3
fi rt ^
rt
>»*3 TJ   O
Hi-fi
-  UJ TJ   t_
«  rt  u, *fi
§£••*&
00 a p"-a
rt-& s a
frt P   rt
5ftjj«
00 ~    tH
tH    TH ^
O   5   - X3
.ill
J   OJ   —
-a tt a a
2 aa u
8%g
'3 a -8 a
a a a .co
a E a ,„
a  w ra CO
oj ctt a
ft" -
. p a
tt — -J .1
.8 "a a
s»sa
a|la
•SnfiS
M5S
tt a-3-s
o E..3 °
aaa
w a a tt
alii
aS   a
T3  o fi  ot
Cu w e
rt  uj -3
rt  K * ™
2ft
ftss
•a     9
rt    - ca
e r-  in
e>
■8 a S 8
43 fi a
a* a B,rt,
o a " a
!.„•»
•a-as
9 eoa a
a S u a
a"-*- &
p a a a
— hh a a
a . 1"
tt 8 9 s
g»fe-S
BTJ   8   8
a.B a a
a* * a
d JO*"
Ilia
fi 5       33
S -*R
*■"    (J X3   t-H
tj 2?+- fi
?- rt r;
S   J4      rt      >H
.1-3 2 8.
8 '5 * ° 3 g
2 DO U
3 a m
rt 33 2
-rt S
PI
a 3 g
. a- i.
- a qj a '*"*
>, ja tj tt **"
2 °*D -a
a E " 2 9
a2      " b
a E a « tt
a B jq u
a " fi
■SfiS
a a
a
aj
C  a  a
- u a tt
. ft'tt *
a co *n
|.S6
u a u
a ,. tt
• 2 a
— — a
p.h S3
« o §
Sal
2-ga
3 " 9
co a a
.s S.S
« 2 8
ca"2
J" u 00
afi.
-JS
2 a, a a
a co a a
- tt 9 a
qj ... a a
a >;aj-
2   tt rt
rt o  rt -fi
•n-?  ft  U TJ
tt       .3   «
a w ,e —
- tt a _;
tS ft a 8
agga
81-3 8
all a
3 a — a
f I "2
fEa-o
2 = -SS
-a"3 9
rt ft      a
tt .2   rt   rt
a — tt a
■oJ;5
&-osa-a
fttflal
3  .rt    p    (O   nrt
IIS-a
u    3   •*-    OT
oj 9 —, a> TJ
£°^CO
33 tt  P M ia
■ o     a 53.3
23|al
a cj .2 a a
a a qj v. tt
•a   . > o, 9
HH
4J     3     ■-<
£ «  U
ra ft   - 3
-j  OT ** —
00   - ra ot
a a Mtt
u   a a tt qj
rtrt
a rt-2 3
cj — -.
a a «) ' a
3 a a ,.- u
s       s w. a a
wi >: rt ot
•2tt3-a
T! P
a a 2-
-as * °
Ka   . >,
tt TJ   qj   CJ
. a 00 a
a a
&-S 8
as-ia
u — a- ..
3 b a
x a._
|S'|a
I 8 .8
a a co a
tt-oo-3 u
a oj a a
a a ra
iH   y  CO
tt a
-j" a a
■3* =
fi   -a
—    QJ    QJ
rt.   00 rt
a "
5"
|^_&3S
- a ra „
o S &S
£ a £ fi
TJ        •-'   «
'o ra    •- rt
cj  3 !3  ot
"   ot X5-S
3 tSja g
u « rt .3
>< a o>
G o — .a
a u ot
O     Ih —1   ra
3      al  —I    ly*
X) Si   O   C
o rt X3 a
S-H   -n-J    OT
o.     a
o      a —
af §*•« :9
*2   O   frt  ■n-'
o s ■= e -fi —
.82 &
X-
aj
O
ft
3
U
"3)
OT
a
0
0J
2
4J
fl
ft
>
OT
«  2 _r S ft
5 ^3t .3  3
fi £  rt    - p
«&oir
. u co a p
a..
ftS
<fi
25
a   a
238
C > a
o rt rt
•§D>
K T) «
a- a a
fi a tj
1-3 J
•- 00 a"a
a
h.        a
U     &     D
a      a
3   s a
•^3      <u
ra
>.
a
ei
o
a
o
E
<  .
<
i
a
a
OJJ
a
1
s
E
a
Z
-H-C      CO*"1
•—1 33 ot  cj
rt       o  rt tj
3 _- a -5 3
tt 9 "1 * «
^ S-a a I
c rt -j-j a
S'p3 h 2
in   S   3   u 33
£.3%°$
S     S     fi
6 m
-2 S
u "ot !-;
o S2 o
S oZ
13 [In
!»■§
a la
a 1 a
|<a
a
00
r a
a S
j o
h a
a a
U -c"
rt    rt
v tt a
8 E ri
a SO
8 a
< eU
_ U >j
a cj
3 " a
a o ra
a a a
o    a 5*
-I     *-;a
-s »s=
8™ II
3   O   5   3
.2 *° 33 0
'<2<-
&
§
-1
m
c
3
SI
S
TJ
rt
h-l
TJ
ra
rt
U
a
U
a
H
0   s
v\     m fi
ffl      W rt
u n
fe A
e.
land
itzerl
5 ■--■
-'O'SJ-o
p
2t-
-H
a   9
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 33
lla
fi'.  S
a u J.
2 3 a*
tt qj a
rt oo      ,
*5  B  >. '
.8 -h a ,
8 "I*
BaS--
2 .a   .*c
M'&*a I
a a v.'
a _h y
..cj a
2 tt a a
a tt — a
rt; q. rt rt
' 8
• a a
S3 u'
a oo
8 «j 2
■Stt =*
IH   tt .2
8 S*a.
■a 8 a ■
9 « a.
a     .S
fi u a
'S a S
■* S o
a a u
.2 Sfi
82E
a e
S ai
a oj
"a oo
a E.S
£■     tt
.28     &
a i a
.8 o a
BB'2   .S^g"
-P'SS-aS'SlI
l'SEg,ft&&>fi
2 *
" O  s- S   ■ >>*fi
.  y  O p >*£} v
s s 2-2 a « I
a a
a co g
tt     QJ     QJ
a -rt -,
t"     fi      rt
O,--  rt
„   >>   OT
IH
-2 x. §
O OT
ra a rt
«w ft
n >.tj
fi  tt   3
o --.  ra
"tl      0.3;
a*C x! x:
ujjO   U .«   ft £   ot
M_*ufto-H*"'„
■§5BasftS«s
I1aaoS^ai
fi — tu 3 00   -« y t!
„-a s?.l 1 -al'a a
83-o«oa-.
fl-Sl -°2.S a
>- a 5 „-- ~j a
2i.o.. "a— a
co >j a ., '
_ 6.5- o § as.""
rt  aj       tt        3  H tt  oj
-gttaOSa_
..a a.*. «
Ih  a    ^    J-> — a
a a "r- o a a — a .. a qj
aS-°a3 a" u co — a
t-rt-aX-O-^rt^tta .^j -~
o «3-xj<jS,Sorto>.0
D, M C ft t: tt fi 3 wi -a ^ a _e
OTr*0J       S-Jrtttttratt10^-^
SJ tt 11 tt a  .-g      rt J g
Isa-gi-g-af §
-■     oa-Eoa3-
S     -     - —    rt    rt
.  £  Irt
' a qj £"■
.23
... u a
>> a 5
—     rt    rt
&8   3
o = *
*** <u >.
•O X. J3
W>~ _
rt t- "O
s°s
ra -w 3
•O tt rt
rt o
O   P  «)
m 'ra o
2? OT
O    3   Ih
*S1
II
a ra
8 3
>. & _? 3 a 2 a
■rt rt a a a a a
a .5 a **■ a a -
a «j2
n S
a     —    ,a
5a n ""ajs wo
a o«-i v 5= a   -a
ocSS -cE uft.H
ttart282aa°aa2
•-SEaa&8'"iitt2Ss
"   Q"a j&JHJ-rtS-la
p-tta-SStta-a.Ea
J E
OJ  o
*>tt 2.fi a'
rt
■a mS R"a
B-+--r-art«:3yrtrt,       m^
io§.orfl|| Jrt,-ffi|
t-c»rti_i3x.rt       ra
•^•S o
a x.
1  rt .S   J2 TJ TJ
-  60  ,
•- aj o ra h
fi£Ert£B.SrtrtSg£
£ rt tt 0 .tt « *3 .rtOrtrtrt?
tt u u
3 5 tt
< On tin
rt a o
0 » o ""* a
a I" S 1
5 2 £0-5
a 3 2 &3
°o53«
8      all
a to      « 3
rt a  "- 33 rt
•3l°s-"
i-l a s S
ttg5a|
tt •—- M  rt S3
c3        o
MH   tt   **"**    «>    3
°i&«*§
*»Sa B a
a
-J
8 tt 3
a g a
*.«•
3 a tt
ilo   •
rvTJ TJ   fi
-o o rt
J1 rt .tt 9-
3 3   0
•2 •£ I 5
tt TJ   i-T u
O  9.85
3   CJ   o   O
rt     £     fe
tt   rt        w
lis!
rt .£ ^3
tt ft 4J OT
.3   ^   DO a
rt tt   3   ai
5 g rtfS
"3 3-3 T3 ^
tt   OJ   aj   o
b t*tt ^
alls
U .3   > TJ
E&i?§
IPs
a Si a 3
33 e a
g    «   —"   OT
'*-'»«
Ih   n^tt
Ill
- a t
rt
JSh3
111 § 5
B^-tt    g
- 4> _i£ X3    -Q
3 ra rt *5
cj rt-   3 tt o
tj ft cr o ra
"o rt-£ « th
u >>t. o ra
ra tn   rt   3     B
uj cj rt    o
a tt a g
t_ 00 a tt
a 5 n §
ft ra    f
3   «   CO  OT
•a Is
•g-c-oa
- co" S   &
U   ot        33
■U   U   ^o
a 5 jg ft
2|3.a rt
rt 'ot j3  u
fi    * u o
& >: > tj
-tl   Sk  C
&g,aa
ass's
.-rt £ a
b «-a ,a
O „_OT
-OT   OTlK
5 ra g rt
•uxl 00 ft
M   ft 3   O
= ^ia
fie J
i3 S* O rt
rt o tt ot
U     Ih    4)
ft   t-     tt>
t-T -0 X3
«   rt 35
ia a -^
o o a 0
*° u, 2 o
a. aj 33   o
3 a*g a
II a 1
a a - u
S 2 a a
rt       03       -H    —
h-E-o
"P a' a" — .
a b g-a >,
•a 8 a a
a a co a a
. qj a — a
II?|2
5    » M tt -G
o a tt rt *-•
*tt "3331   ps   O
4>
Ih
u I
.5 I
£ "
3   U
2 a
3 00
X. rt
ot  ft
-tt a
oU
a u
o 33
B w
o 3
« tt
M 3
3 5
ra A
•C E
0.2
x3 a
%
S3:
1 a
Sg
qj u
-3   rt
■a &
a B
2 o
S «:
S u u
^_   3
*H rt
a    1.
a s
a a
S>
s-
«   <
a
is
O
-a
3 •»
<5
38
o
-a
3     JS
U     O     a
ra
6
X.
3
>
s
£:
TJ
ra
3
a
a
aT
t1
a
On
a
OJ
-
0
ft
O
vt
P
0
0
U
U
CJ
(M
0
u
&
aq
tt-c
a
o
a     a "
""   . a
a 3
Pfl 3
.«!*
SO
u a -3
3 fa «
" .§,!!
h rt   rt
U   rt    co
fi      5
P       &
OT
^
*o  »
0 a
M
t4
hJ
fi a
aa
C.
fe
a
3
«3
a p
3
O
Ph
5
§
-J
3 5
 O 34
BRITISH COLUMBIA
g 9 a
3
•5
B
O
O
H
O
<
o
z
<
•p
V)
z
H
3
H
erf
pq
Q
Z
3
Q
CJ
co
Z
w
u
hrt
rtJ
co
erf
W
oi
co
Z
I—<
P-i
o
fe
aa o
•a'a-.
Sa E
..3 ft
!- E
'222a
1     a 9
i    - 3 rt
s a a
|   tt     .CO
i a a .3
•9 43 •
!:lsp
3  if >.
I ^ 00 o
L rt ra 33
i.g|R
-  -a a
- =. -j
a S a
a a tt a ;
tf— o u I
-I Ml-'
Ils.3
a
a
o
3
i?
rt
OJ X3
-3
« 3
1 I
CO    	
3 a
a 3
tt 2
a 6
a ft
a 3
ft «-• t__
.rt °
i?ao
Ih     P     O
5-3 a
ft      <a
Sri a
ft ra ot
xs a
a~ «>
o tt Jh
ego
S..-.2
a  .
b oo2 >■
s -3 'i a
.3 S .3   ft
•8-S" |
a -bs
B « u
.j-- o «
_- ca - a
2 tt S a
Ih     (- CJ
a qj a a
a     a a
— u. qj a
-afi o
l"3 b 8
9     oja
a qj >.
a'a "-".a
I'll
o        «  ft
f.a-o«
5? Ih    Ih
Btf 2 3
c-a 5 a
as * a
Si is
J3   rt  3
-33J «bti   Tt,
i.      « a
1 £~ OT
O U. U, —<
P    3r>    0>   M
o g-3 rt
tt  t-,  E  >»
ra ft'Ct
_ ft «
-w rt      tr
3 O     - O
« •*--   K rt
TJ        Ji* ft
O tn ,y 4.
tj a fj >.
3    O DO-y
rt -£l ra <—n
Si a &
•o ra
0-   rtTJ   rt
.h a t- t*
" o  W
,- C co S
>. « rt 3
r.P
3 Soft
CO    CO   —I   tj
2   - a 9
axJ-o ft
oj i
.a
" u ,.- rt
-8-8
^8-38
fra-a I
-■a."
a co" a —
EIt3°
oo oo ra u
2 S E a
a a — g
■So-rtfl
81^
— a ■—
a tt a a
a as-   .
2 g a a a
° i ^11
3   SI .3 J-*   O
1 a= _- "
a   .cS a «
3   4> rt jh
coa    o a
-j a ^ tj a
2 8 §3 tt
o   .tr.   »
rt a a      a
"a S a i
— a a a
j rt v — S
5 £  • tt-3
3a2^H
SS gSoS
a 2 c 5? «rt
gc u 5-
- i= a 3
a a h- o
a - * a
a « co" rt
a " u
a J<.2 2
a a .H a
2 u u a
— — s. g
■a tt >,a
3 9 „ 3
a*tt o a
S-S.-3
«»*c,-.§-a
3   ot ni
60 -eft
£*£ £ &
<u fttt ti
00 o rt 3
O   ft oo rt
3   ot
-rt 3 o
c £ «-S
'tn  a?    -*tt
2i5 °
3 ag I
•°£p8
U  U 333
■i   ft <«
, J: O «■> O -J
33 t; _a -S >>
X) a.*3      fi
O TJ  «
- £ -. a « ft
P§||I
IP*
nBJs
- oo £  b
P — *■•
;S. 3
-3-2 S a
t_!        rt .3
SiJ In I-
rt 2,33 ,+-,
5 «   -x;
3  _- 00 ft
•fi S « _
« a rt
o m a
tt fi Si ^
a o tt -_
x --j rt -o
w tt S u
'2  3  2-
SjSo
O- rt u 3
>>        00.3
l*sf=
t.*o— rt
rt fi
Ert u >.
afi
3   w TJ .
j a ■ j; fi
i" e? a § I
111 &";
H a t. 2 a
a 11 a«
J1I-8
S- a
Si- -a
u rt tt a
w « a a
a*c ™
h. P a tt
a a Bfl
O   ._ „«*H
XJ ra ot O
O rt >
a *sb -
©    ?.
tt «-°
* - a
L t- .3
i  rt   fe
i  m  P*
uj
4)
^ftSS
b  - a o .•
»i>B" |
TJ  u, — T3   3
ug.    . S   ft
•^   ft—*'—   c
"8*as |
. &aa 8
ii
§ --a a
«OBS
■a£    3
|a|"8
a -fiw
° S-s
.2 S
5 a    >>
a 3 «f 3
a a oo —
2 a a o
a g a.
g .3 a «
n*"3 Ih 4J
O 3 « TJ
^i  W  rt   =
0 *&= "
•tt^     -"3
S1 aj <u u
>»t:x.
tH ^ —n OT
W    O,   ^
•fi ^2 w
u fta :>.
rt      .3 &
3 rt ft cu
UJ    OT    ft
M 6 - O
S     - w   3
tj E^ ii ft
3 ra.H o
«   aj   >  OT
rt >i o
S a-ofi
■a tt a
oi" a.2 y
•as -§
a aa i-
e a 3 a
1 § J*5
S g sa
•  tt ft-33 O ,
■>   fi        rt *^  •
-111!
a hh a i
tt
E
a?fi
a g
. cj a
.2 'a a >.
a bOrt* a
-2 a a a
tt a a a
a a .8 a
t£.:-I
rt w C   o
i3 -^ fe -a
rt 2 *j
*3    2.   «  «»H
a U*
aS.8
u      c
•i'i§3
o i- . - .9
CJ   4>   h, —■
afi S a
J< — fi .Is
u a g«
-p 8-s
^•a is a
a | u-&
"E 2 o
"5.9 E a
a     a „
Efl
»S6Jj
■E -m a
ac 1 a
"§•9 « u
° b. a a
—' & H   co
-as-a
3 a3 co
Safes
-th  t4    .
.iH « fi X^
33  4- -3 tt
-o *- a «
O     - OT   &
II  -2
23 S3 a
5     "o o
K2*a a
tt"3 g g
2 art t>
Z££2
" a tj-g
j a a
; S2&8
I*5 a
, ot -3 -3
O
s
a
|a
8 a
2^
i "
H u a
> u
a 3 a
1 s
9     s
*      9
|gp.
w *-;  a w,
a-*  o >
rt H
a
a
w s
8 5
a§
a a
o
a
0
o   S
a
0
a
3
p.
■S B
■rt L.
a
oa    u
tt
>>
>-H
a
B
OJ
2
Ph
0
a   .
U
3
OT
a
fe
«2
«
a>.
V
i_S
ra
.2
rt
F?
3
u O
aj  8
•3
V
Z
Uh    Ih
P
3
S
A
O
a
3
D
*a
33
D
D
D
D
a
U
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 35
a"a"ttS S-a
a a 8 - £
aaa —
a   . a a tt   .
tt a S 5S
& s a g a -a
a J g «
j>*
*- a
2tt £
s w n
n ft o
as|
3&!
B0fi5
3  3  rt
•-co
i I *
2 .8 .9 a >. a
i„-„^.So.
"l-gll-i
?a ■» o-5,a
-J tt x a tt
u <C >, c> qj a a
a a g 5     Eg
3 Sj   S   -  if    - =**
5. tt a a _S j. j
a o <"  a tt tt
- a rt a a a u
3 oo a 'S3 o- 3 fi
2 a u I- a
.a E- tt « u
S a a o a .> op
a      "J co 3   *
aial*3gi|
'i!    ssB.a
3 Era 5, 5,2 3.2
"-a„E3"
■c tt qj   _ a a —
5, q fi ■*■* 2 h   -*r
■TttOT—B-OOTc-j
J o c" 5      « Jr.
H.S*S22-gg|
35£ES!-3 8
3 3^—    - .5 'K *
J    O    O      - tt rtrt
i'-ga ga iStt 9
*-? 2 ft*3 o 8 I
■j    a a «•« o a>
3SttO«fc!ft
3 -3 X3  o    „ >  ft
.a       ia
tt tt
00 **>
a a
3 o
—   rt
. a
t3*a
h a
s a a
oo S
rt    rt    l.
ftj=
+X «f rt
C   3   <-.
. rt .3  S
'lis I
rt
1   u   u
-5  rt
is
o «
*ot a
. ••* S rt-
B "ot fi -j
ifl-g-S
S&gfi
* qj g .
o. 8 a a
a a
CO
3
3   *n   9J
J TJ X3 *0
.■H  ra to  ■>,
| a s* s
~ 2 js 9
a'    3 a
.2 a .y a
a 2 a u
tt.s8-S
§•&>■§
a -f-g
Ih    OT   tj    Si
*"   <U   rt   3
TH     R     &   2
3   t_, 5 •'*•'
3*"o    »
*s ^9
, £. "tt  rt
*■> a cr t-;
fi o -fi S
rt ** *■* 7s.
oo"rt    .ft
3   S
s -, « a «
a 0>  rt -2 2
i   rt  ^ .S 3
"   !.     - I-
3    a co" a
. J tj tt a
3 "a 8 3 co"
2fi "a •»
I u
- > a
4) -o
tt  E
J3) ra
ga
% 2 >>~'.
rt tt g. qj
3-a B a
a a — a
a o - 5
.9 g a a
o. o b —
3 m "S 11
- tt j- - a
<U   OT    O
OT
a >, ■ .s -- „   a &
•jo *2 a
*=3   rt   QJ
3 oo     a
00 —
.-J a*.
a_,a °
'ot art u
3 - .I
gi. a a
oj 5 tt a
asp
a a     qj
2- afi
a *3 a
.aaa
3 ga"   . -,
E   . a g a-
a u — — E _
a | g f.
OT
'tt
u
u
X3
M
3
3
3
3
O
U
IB
O
*o
X
or
CO
3
a
2 a a
-a
3
a
8
.8
o
OT
rt
a
tn
ti
o
a
o
>>
a
rt
oj
■3.6
oj -™ tt
2 ° fi
oE"
2 Eo
a  P  ..
4? 6
a.!
*o    .
2 a
a a
.a
u
Ja
Ph
g. a" «f - 6
§- a u >, rt
a —
2   - E.8 -h S
a & C S P a
ii ° „- a
•ga S*a
a - u tt
■tt qj I- a
_ a tt —
a
H       U2„ ,.
3   3 to 3J 5  U
"fi tj fi a «
r -h n rt ra _
,"2 qj" o .2
ra u
o tn ft -j
ra rt o .3
to a &
ri   C9   W   >"
-a y {n &T-3
fi ■
..y a
TJ   C
'3     - 3   w
S  a> fi 3
•fi        w- rt.S ot
g 33 "53  3 a; o>
ra rt ?3 ra ui &
tt 3b TJ (3
_ r tJ _r -id tt
-a ™ a «^
ra rt k aj «rt
: tt -u o
'  -u tt
' j= 5 >»
; tt S o
- &M
3 _2  3  rt
- s ^fi «-
* «   OJ   o
!">?
; » ^ 3
9-°a
J .3 *-   4>
•a £ a" I
a 32-
a aS P
Sfi a ■»
. h. a cj
c H, . ^
o
tt 1_-'
j>ra tt
r- 2 a
- -• a a
j qj P tt
: a a a
j 8 "* qj
; aoog
j — a a
o a — co
2a a
:"a*H a
I a a a
a
j tt „
- a o
i a 5 2 -
, a a a a
a .S g
a      a —
1     rt   rt     O   HI
; §■§ is a
.     --33
: >• g « rt
O    4J
s'*g
rt-*0 a
-- 2 a a
tt u a a
a--   .•—
&J.a2
a — a ta
s a «-
-.2 go
si   >.
a a u".y
— a oo —
B co a
.8 S a
>>h-"3 a
in a a
tt a      *-
£?« S-S
- « s
tt   W    4J    «
ip"fi
*fi a  rt fi
- j3 p
E  o -  «
O    OT    Ih
OT      .   «    2
ft tl    S    >.
x 4} tn tl
«    &   ft  4J
- ° M a
& ft ot" °
i) _ qj a
fi ra u -..
tt   4J -rt    "
•a M-fi a
y  ^ oj is
rt ot > s
a ot ^ M
fi,rt >. w
•  .- 00 X.  J3
3 2 S_
O rt  rt o
•» aau
- _. 3  o
£ >,■- a
33 *-«   - ra
-O   h 33   >h
O  t~,   rt  3
2 c
S a-""
3 tt    «
B rt .9 g u
. 8 5 a <
aaa
a a in
a cj
-- a .a a ..
1 a 9| &
g --.a'a §
rtl<B.
a
■    rt .9 P
■ih a tt
u
a
>
!>>
o
o
M
S 3
a o
B 3
— .~hC
W   .Q
(JWrt i
III1
3<^
3 te
0 >s
3 rtfi 3
« tt u a
* §
U M
ft
w
I
&
a
8  1
o
3
e
U
a
o
O
3
PQ
H
sa
rti
S a.a
S«ft
a-2 a
CO      :    O
u a —
a " oo
a 2.9
s a-a
rt       tt
rt
h
vi
rt
u
cc
rt
1/3
ci
ra
U
u
01
u
3
pa
3
rt
.-
3
3
OT
OT
0
3
<
>> a
u
s
O
3
D
p
3
fi
0)
u
CJ
OJ
V
S3
-J
a
U
u
&££
i-i j
rt a
•So
3
N
 O 36
BRITISH COLUMBIA
H
U
<
w
o
z
<
oi
D
Vi
z
a
3
H
Pi
Ui
Q
Z
3
Q
w
Vi
Z
w
o
W
I
I-H
O
O
co
E
w
Z
m
05
rtJ
<
W
w
H
<
P.
[Ih
H
CO
3
a
•2
a   -a
.j     a    —
•S    3
>> ^ .1
O 3
5    |
rt
.,_?  OT
fi    &
ji S
TJ rf
'3 >?
U X)
rt —
■o «     a     w
tt tt        o       -B
«H 5 fi
o      w
33      33      y
o     •**
<   -5
*-»      .N      -»H
a   «
a   ^
i_   fi   tt
S       2
E p
: 2     a     2     a
oj qj
<rt rt
3 j
3
T3
o
o> i
3 ra
*c
a
§
OT
'S   -H
rt X)
rt TJ
a
o
u
>.
CJ
u
CO
>*■
13
rt
b a
o rt
3
ra
o
•3
rt
3
rt
i s
ft.2
-5
-J
u
CJ
a?
u
SS
tt
J3
>-,
rtJ
u
h-J
1-1
a   a
a    a
QJ w
aS
a
<3
•< a ■£
"3
c. 3 ft
a2
qj a
(-a
05
a cj ./ »^
a aft 0
a a      a
<
3>S*
3        J3)
.a     33
O     <
a =
!>
OJ
|1
ot   3
C   O
mQ _
<-;!
OT  TJ    '
a a    £
z
3    3
i-T     rfi
a
>    a
fe     3     M
>     "§     a
tf    I    >
hh      a
0
2
:nne
.   F
ver
reid.
ai
C. Bi
er
ian   A
'ancou
B.Ha
CJ
TJ
3
•3   cr;
a 5-.
— si
fe 2
1 rt- a
•> £>
>    QJ "^ — rt
Jfe &2f<-.
o
E
a
2.
* a
B
<
II   feu
aM „ 2
—     j-j
3 S °. ° S
2 §3 E-s
•0 a a a u
qj O a o c.
: a     a
.2 u     E
-° E -"
-J<     o     o
ft
CJ      — U .I
•rtrt 00        —
O HJ
'■ 2     -J
ft
91 si I
i's>-§'
<   u
a  a oc
rt ft a
ft   . o .
afi
a E» a '
.2 -U
S-Ort
8    §
O     ft
a a
0O0
a a rt
a — a
.. « a qj
a o a -a
3 a .
DO
8
to
0
0
<
Z
a
r3
33
1)
3
3
EO
a
X)
£
3
a^
O a
0
- a
0
-4H
a u
u
-J
a 'a
tt "
0
3
2 E
•Ji
rt
B<
fea
■S
cu
qj a *^
£■§.«-
a §3
IS*
a P- -
a - --.
, j « a
a *
,|a|
'ra     H
ra"
oa'3
fi   aj
as e
<     J     8 a'a
■a     «.
..>-3l
0   £   a   3
2fi"
a
Z
ia a
; 5 3
O a
a . *
! a 1c"
a a 0
rt     W   (Z.
tt rt H
™ S-
a a
«U'tt
sal
a o
a a O
B   tt
•? a
-   JC,    QJ
D     D
a So
in a a
o .5
-"tt $
oca g,
B.   a
a 2 a
0
fe
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 37
c
<
oo a
3   »■
.3
<
<
PL]
P  <
Ih    T
p. a
ft)
o
z
<
Pi
o
z
<
3
CO
<
3
Vi
<+-.
Z
1—1
Z
i—i
ftl
3
H
w
ft]
L?   W
'
CJ
3
qj   <U
z
H
3 cm
§1
rt «
OS
g
ft,
O
w
Q
3
>3
z  «
CO
o
3    §
Z
rtrt
CN
CD <U
B   DO
rt   3
D    3
w
3
z
g
X3 rt
'->  X.
W *
y u
ense:
s Assoc
w
Q
b
ft]
co
B   o
rt a
3  rt
a w
LIC
Service
Z
D
Q
W
UNDER
TED
^ a
V   is
"a «
E   3
Ph
S ACT)
Medical
CO
ft)
Z
coZ
i—i
H
w
o
o
PL.
o
Vi
Wuj
Vi
H
o
ft-£
I"
3
H
z
w
o
<
GO
s
o
3
a
Pi
pa
Q
z
Pi
Ui
H
co
rt
3
n
3
H
UJ
Q
3
O
ft]
H
<
o
CU
OS
w
Q
z
<
u
X
u
er-Insura
City, Mii
/er, B.C.
Z
3
cribers at Warner Int
ting Alliance, Kansas
:e Exchange, Vancou-
rt-
o
PC
o
<
0
z
J—1
co
a
u
a
o
oi
u
IETIES
es Society.
u
Pi
x,    tt a
U    3
<
a     ? rt
3F SO
alth Sen
to
Ih
0.
fi '5
fX,
o
H
ange S
111.
Under
er Insu
i i
"1
co
3
Canners Exch
Chicago,
Lumbermen's
Pulp and Pap
LIST (
& C. He
1
ij
Oh
cj
 O 38
BRITISH COLUMBIA
Annual Statements of Provincial Licensees
THE BRITISH COLUMBIA INSURANCE COMPANY
Head Office—-Vancouver, B.C.
Date of incorporation, February 1904, R.S.B.C. 1904, chapter 57; amended,
March 29,  1934, R.S.B.C.  1934, chapter 70; amended, April  11,   1946,
R.S.B.C. 1946, chapter 81.
Date commenced business, 1948
Officers
C. A. Pollock, President L. H. Gledhill, Secretary
Directors
C. A. Pollock L. A. Williams W. H. Molyneux
K. B. Mossop W. H. K. Edmonds Wm. A. Aubin
Auditors
Riddell Stead & Co., Chartered Accountants
Statement for the Year Ended December 31, 1972
Capital Stock
Common Preferred
Par Par
Number        Value    Amount Number      Value       Amount
$               $ $ $
Authorized   80,000         5 400,000 20,000 5        100,000
Subscribed   44,389       .... 221,945         ....        	
Paid in cash  44,307       ._.. 110,768         _ 	
Or stock dividend         82       .... 410         _        	
$
Total authorized   500,000
Total subscribed  221,945
Total paid in cash or stock dividend  111,178
Contributions to surplus       Nil
Unpaid calls       Nil
Assets
In Out of
Canada Canada Total
$ $ $
Short-term deposits and money-market securities     50,000 6,355 56,355
Bonds      50,848 108,553 159,401
Stocks  99,921 99,921
Summary of investments (subtotals)   100,848 214,829 315,677
Cash       7,171 5,186 12,357
Investment income due or accrued       1,229 3,396 4,625
Other assets      80,000 80,000
Gross assets  109,248 303,411 412,659
Deduct assets not admitted       	
Total assets admitted  109,248 303,411 412,659
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 39
Liabilities
Unearned premiums extended at 100 per cent	
Provision for unpaid claims and adjustment expenses
Amounts owing to reinsurers	
Expenses due or accrued 	
Other liabilities 	
Total liabilities
In
Canada
800
806
Reserves and Equity
Capital stock—paid 	
Surplus—retained earnings
Total liabilities, capital and surplus
500
107,942
109,248
Profit and Loss Account
Net premiums written  6
Unearned premium and additional policy reserve adjustment   2
Net premiums earned  4
Net losses incurred, including adjusting expenses  11
Subtotals 	
Commissions and allowances
General expenses	
7
2
1,526
Underwriting loss
Investment income 	
1,535
9,412
Other income and expenditure
Net profit or (loss) before taxes      7,877
Income taxes     	
Net profit or (loss)
Surplus Account
Net loss
Totals
7,877
Decreases
$
21,273
21,273
Net decrease 	
Earned surplus at beginning of year
Earned surplus at end of year	
Balance at beginning of year
Paid in during the year	
Balance at end of year
Capital
$
111,178
Nil
111,178
Out of
Canada
Total
$
$
59,523
59,529
39,955
39,955
37,651
37,651
890
1,690
1,906
1,906
139,925
110,678
52,808
303,411
121,346
15,581
105,765
82,761
23,004
50,917
13,688
41,601
11,947
504
29,150
29,150
21,273
182,023
160,750
140,731
111,178
160,750
412,659
121,352
15,583
105,769
82,772
22,997
50,919
15,214
43,136
21,359
504
27,275
21,273
Increases
$
Nil
Contributed
Surplus
$
Nil
Nil
Nil
Returns for British Columbia
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 O 40
BRITISH COLUMBIA
BRITISH COLUMBIA MOTORIST INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation proclaimed December 1969
Date commenced business, January 1, 1970
F. R. Paxton, President
D. W. Bird, Vice-President
W. A. McKinley, Secretary
Officers
T. E. Holmes, Vice-President and
General Manager
G. A. Davidson, Controller
H. N. Crompton, Treasurer
R. J. Bower
G. C. Bradley
H. N. Crompton
Directors
R. J. Hastings
W. A. McKinley
F. R. Paxton
H. D. Wilson
Auditors
Shand, Pearmain, McAfee, Pew and Lilly, Chartered Accountants
Statement for the Year Ended December 31, 1972
Capital Stock
Capital stock authorized—
Amount .......                         . .. .	
$2,000,000
Number of shares -                 	
20,000
Par value                                          .	
$100
Capital stock issued and outstanding—
At beginning of year	
Issued during year     	
Number
of Shares
   7,600
  1,800
Amount
Subscribed For
$
760,000
180,000
Amount Paid
in Cash
$
760,000
180,000
Total capital stock at end of year	
  9,400
940,000
940,000
Amount of unpaid calls at end of year, nil.
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year
Total amount received during the year	
Total paid to December 31, 1972
760,000
180,000
940,000
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 41
Assets
Short-term deposits and money-market securities
Bonds (market value $3,798,735) 	
Stocks (market value $400,250) 	
Summary of investments (subtotal)
Cash 	
Accrued investment income	
Amounts due from agents and brokers	
All other assets—
Due from facility	
Advances and deposits
Furniture and equipment _
Leasehold improvements _
Income taxes recoverable
Gross assets
Deduct assets not admitted-
Advances and deposits
Furniture and equipment
Leasehold improvements .
Total assets admitted
1,895,000
3,777,193
408,017
6,080,210
81,277
87,686
1,540,842
44,474
493
79,640
8,167
143,500
276,274
8,066,289
493
79,640
8,167
88,300
7,977,989
Liabilities
Unearned premiums extended at 100 per cent	
Provision for unpaid claims and adjustment expenses
Bank overdraft and loans	
Amounts owing to reinsurers	
Expenses due and accrued	
Provision for income tax	
Total liabilities
2,837,836
2,546,800
123,186
104,979
164,214
124,860
5,901,875
Capital and surplus—
Capital stock paid
Surplus—
Contributed   .
Reserves and Equity
Retained earnings 	
Total liabilities, capital and surplus
Net premiums written	
Unearned premium and additional policy reserve adjustment
Net premiums earned
940,000
940,000
196,114
7,977,989
Profit and Loss Account
  6,231,071
  1,409,175
  4,821,896
Net losses incurred including adjustment expenses  3,810,414
Subtotal
Commissions and allowances
General expenses	
Underwriting profit (loss)
Investment income	
Net profit (loss) before income taxes
Income taxes	
1,011,482
851,394
531,651
371,563
359,591
11,972
23,500
Net profit
11,528
 O 42
BRITISH COLUMBIA
Retained Earnings, Capital and Surplus
Decreases
Net profit	
Changes in unadmitted ledger assets
Totals 	
Net decrease 	
Earned surplus at beginning of year .
Earned surplus at end of year	
Balance at beginning of year .
Paid in during the year	
Balance at the end of the year
55,727
55,727
$
Increases
$
11,528
11,528
44,199
240,313
196,114
Capital
$
760,000
180,000
Contributed
Surplus
$
760,000
180,000
940,000
940,000
Returns for British Columbia
{See page 68)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972 O 43
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Date of incorporation, March 15, 1955   Date commenced business, September 23, 1955
Officers
E. M. Tait, President H. B. Earle, General Manager and Secretary
R. C. Maddocks, Vice-President       R. Price, Treasurer
Directors
E. M. Tait J. H. Stuart A. Garrish
R. C. Maddocks E. Malen J. B. Kidston
D. P. Fraser
Auditors
Rutherford, Bazett & Co., Chartered Accountants
Statement for the Year Ended December 31,1972
Guarantee stock authorized—
Amount  $2,000,000
Number of shares          80,000
Par value      $25 each
Number of Amount Amount Paid
Shares Subscribed in Cash
Guarantee stock issued and outstanding— $ $
At beginning of year  21,958 548,950 548,950
Issued during year     6,249 157,225 157,225
Totals   28,207 706,175 706,175
Assets
Investments—- $
Short-term deposits and money-market securities   15,000
Bonds   1,377,276
Stocks    383,885
Real estate   167,919
Summary of investments (subtotal)   1,944,080
Cash         28,312
Investment income due or accrued       22,703
Amounts due from policyholders      337,383
Amounts owing by reinsurers  9,020
Other assets       118,310
Gross assets   2,459,808
Deduct assets not admitted      103,753
Total assets admitted   2,356,055
Liabilities
Unearned premiums extended at 80 per cent  571,965
Unearned premiums extended at 100 per cent  279
Provision for unpaid claims and adjustment expenses  787,986
Amounts owing to reinsurers   114,788
Expenses due and accrued   25,593
Other liabilities   173,552
Total liabilities   1,674,163
 O 44
Capital and surplus—
Guarantee stock—paid
BRITISH COLUMBIA
Reserves and Equity
Surplus—retained earnings
Total liabilities, capital and surplus	
Profit and Loss Account
Net premiums written 	
Unearned premium and additional policy reserve adjustment
Net premiums earned
Net losses incurred including adjusting expenses
Subtotal
Commissions and allowances
General expenses 	
Underwriting profit (loss)
Investment income 	
Other income and expenditure
Net profit (loss) before income taxes
Income taxes 	
Net profit (loss)
Net profit or loss 	
Surplus Account
Changes in unadmitted ledger assets	
Totals 	
Net decrease 	
Earned surplus at beginning of year
Earned surplus at end of year	
Decreases
$
45,339
55,753
101,092
101,092
76,809
24,283
$
706,175
24,283
2,356,055
1,363,524
30,126
1,333,398
1,202,011
131,387
253,234
561,647
177,026
112,754
18,933
45,339
Nil
45,339
Increases
Balance at beginning of year
Paid in during year	
Balance at end of year
Guarantee Contributed
Stock Surplus
548,950     Nil
157,225     Nil
706,175
Nil
Returns for British Columbia
(See pages 65, 68, 74, 79)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 45
THE MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, B.C.
Date of incorporation, 1902   Date commenced business, 1902
H. S. Berry, President
W. M. Page, Vice-President
Officers
H. Bose, Treasurer
E. T. Holtby, Secretary and Manager
H. S. Berry
Harry Bose
Robert Bridge
Thomas J. Erskine
Directors
John M. Kirkness
W. M. Page
K. B. McKechnie
J. Clarke Cherry
Gordon Park
Les Gilmore
Thomas A. Menzies
Auditors
Peat, Marwick, Mitchell & Company, Chartered Accountants
Statement for the Year Ended December 31, 1972
Guarantee Stock
Nil
Assets
Short-term deposits and money-market securities
Bonds 	
Subsidiaries, associates, and affiliates	
Summary of investments (subtotal)
Cash 	
Investment income due or accrued	
Instalment premiums receivable	
Amounts owing by reinsurers	
Other assets 	
Gross assets	
Deduct assets not admitted
Total assets admitted
Liabilities
Unearned premium extended at 100 per cent	
Provision for unpaid claims and adjustment expenses .
Bank overdraft and loans	
Amounts owing to reinsurers	
Other liabilities 	
Total liabilities
Reserves and Equity
General as required by section 26
Surplus (deficit) 	
Total liabilities
20,000
134,280
2,557
156,837
2,985
2,599
75,159
16,257
15,957
269,794
18,954
250,840
126,656
535
10,000
69,528
4,801
211,520
40,000
680
250,840
 O 46
Net premium written
BRITISH COLUMBIA
Profit and Loss Account
Unearned premium and additional policy reserve adjustment.
Net premium earned	
Net losses incurred including adjusting expenses
Subtotal 	
Commissions and allowances
General expenses 	
Underwriting loss
Investment income	
Other income and expenditure	
Net loss before income taxes
Income taxes 	
Net loss _
87,382
11,648
75,734
39,537
36,197
8,241
39,627
11,671
8,703
1,428
1,540
1,540
Statement of Retained Earnings, Capital and Surplus
Decreases
$
  1,540
  1,829
Net loss 	
Changes in unadmitted ledger assets	
Transfer to reserve under section 26 of The Mutual Fire
Insurance Companies Act  3,000
Totals
6,369
Net decrease 	
Earned surplus at beginning of year
Earned surplus at end of year	
6,369
5,689
680
Increases
$
Schedule A
Test With Respect to Required Minimum Assets
Total liabilities 	
Unearned premium adjustment to 100 per cent
211,520
Nil
A equals  211,520
115 per cent of A  243,248
Total minimum assets required
Admitted assets 	
Less deduction to reduce bonds to market
Deficiency 	
250,840
14,616
243,248
236,224
7,024
Returns for British Columbia
(Seepage 65)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 47
PACIFIC COAST FISHERMAN'S MUTUAL MARINE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, March 28, 1945    Date commenced business, June 11, 1945
Officers
Morgan Berg, Honorary President Glen Martinolich, Vice-President
Olav Moan, President H. A. Christenson, Secretary
A. Sorbo, Treasurer
Donald Anderson
John Chambers
Vince Fiamengo
Olav Moan
Lincoln McElhinney
Conrad Plensky
Elling Reite
Directors
Stanley Sorensen
Ralph Wick
George Haugan
Robert Emerson
Walter Emerson
Joseph Garcia
Robert Nakashima
George Olafson
Roy Robinson
Lawrence Haines
Glen Martinolich
John Anderson
Joe MacLeod
Tero Paavola
Bruce Whittaker
Auditors
Campbell, Sharp, Nash and Field, Chartered Accountants
Statement for the Year Ended December 31, 1972
Guarantee Stock
Authorized—■
Amount
Number of shares
Par value 	
Guarantee stock subscribed and paid at end of year (number of shares)
Amount of guarantee stock subscribed and paid at end of year	
Contributions to surplus 	
Unpaid calls 	
$25,000
2,500
$10 each
1,952
$19,520
Nil
Nil
Assets
Bonds 	
Mortgage loans and sales agreements
Secured  loans  	
Subsidiaries, associates and affiliates
Summary of investments (subtotal)
Cash   	
Investment income due or accrued 	
Instalment premiums receivable 	
Amounts owing by reinsurers 	
Other assets 	
Gross 	
Deduct assets not admitted
Total assets admitted
2,290,122
459,127
100,000
156,880
3,006,129
37,225
46,859
205,389
57,629
3,700
3,356,931
331,082
3,025,849
Liabilities
Unearned premium extended at 100 per cent	
Provision for unpaid claims and adjustment expenses
Bank overdraft and loans 	
1,045,253
282,000
49,566
 O 48
BRITISH COLUMBIA
Members' credit balances 	
Amounts owing to reinsurers
Expenses due and accrued 	
Total  liabilities
$
42,501
48,017
2,000
1,469,337
Reserves and Equity
Reserves—General   	
Capital and surplus—
Capital stock paid
Retained earnings
Total liabilities, capital and surplus 	
Profit and Loss Account
Net premiums written 	
Unearned premium and additional policy reserve adjustment
Net premiums earned
Net losses incurred including adjusting expenses
Subtotal
General expenses
Underwriting profit
Investment income 	
Other income 	
Net profit
Income  taxes  	
Net profit
711,912
19,520
825,080
3,025,849
1,801,192
155,629
1,645,563
590,442
1,055,121
133,051
922,070
171,692
22,229
1,115,991
Nil
1,115,991
Statement of Retained Earnings, Capital and Surplus
Decreases
$ :
Net profit 	
Changes in unadmitted ledger assets      155,383
Patronage refund       955,182
Totals
Net increase 	
Earned surplus at beginning of year
Earned surplus at end of year	
Balance at beginning of year
Paid in during year 	
1,110,565
5,426
819,654
825,080
Capital
$
_ 19,850
330
Balance at end of year
19,520
Increases
$
1,115,991
1,115,991
Contributed
Surplus
$
Nil
Nil
Nil
Returns for British Columbia
(See page 77)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 49
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office—Clearbrook, B.C.
Date of incorporation, 1948    Date commenced business, 1948
Officers
H. H. Pauls, President
A. D. Schmidt, Vice-President
C. H. Hiebert, Secretary
J. H. Derksen, Manager
H. K. Peters
H. H. Pauls
C. A. Thiessen
A. Schmidt
Directors
J. P. Martens
J. J. Esau
J. Wiebe
Peter Dirksen
Jake Krause
Friederick Schroeder
Jacob Wiebe
C. H. Hiebert
Auditors
Janzen, Fribance & Co., Chartered Accountants
Statement for the Year Ended December 31, 1972
Assets
Short-term deposits
Bonds 	
Summary of investments (subtotal)
Cash
Investment income due or accrued
Instalment premiums receivable
Amounts due from agents and brokers
Other assets 	
$
6,000
20,131
26,131
724
483
2,753
732
1,670
Gross assets   32,493
Deduct assets not admitted
Total assets admitted
Liabilities
Unearned premiums extended at 100 per cent
Expenses due and accrued	
Total liabilities
Reserves—General	
Capital and surplus—Surplus
2,057
30,436
5,628
425
6,053
15,500
8,883
30,436
 O 50 BRITISH COLUMBIA
Profit and Loss Account
Net premiums written	
$
  3,624
Unearned premium and additional policy reserve adjustment...
50
Net premiums earned      _     	
.... 3,674
Net losses incurred, including adjustment expenses	
.  4,121
Subtotal     	
       447
Commissions and allowances         ...          ~ .
119
General expenses 	
.       3,330
Underwriting loss   ...-   	
  3,658
Investment income 	
.  1,889
Other income and expenditure	
-- 1,039
Net loss                	
      730
Decreases
$
..... 730
$
797
9,680
Surplus Account
Net loss      -         -.   	
Increases
$
Changes in unadmitted ledger assets	
     67
.  797
Totals     	
Net decrease .... ..   . .
Earned surplus at beginning of year    	
Earned surplus at end of year	
8,883
Returns for British Columbia
(See page 66)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 51
SEABOARD LIFE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1953
Officers
M. Adam Miles, Chairman of the Board and Chief Executive Officer
Harry J. Seed, President
G. J. Chambers, Executive Vice-President
J. M. Burnett, Secretary
K. F. Rudd, Assistant Secretary
Directors
Shareholders' Directors
Dr. C. A. Allard
J. Cameron Allard
Peter A. Allard
Zane Feldman
Malcolm S. Fergusson
T. L. McMaster
Policyholders' Director
Dr. H. L. Patrick
M. Adam Miles
Dr. E. A. Rodko
Harry J. Seed
Auditors
Peat, Marwick, Mitchell & Co., Chartered Accountants
Statement for the Year Ended December 31, 1972
Capital Stock
Authorized—
Number of shares
Par value 	
Amount 	
Number
of Shares
Capital stock issued and outstanding at beginning of       $
year   431,858
Shares issued during year  107,965
Total at end of year   539,823
Amount of calls unpaid at end of year, nil.
Premium on Capital Stock
Total amount paid at beginning of year
Amount received during year 	
Amount
Subscribed
863,716
215,930
1,079,646
1,000,000
$2 each
$2,000,000
Amount Paid
in Cash
$
863,716
215,930
1,079,646
Total amount paid at end of year
1,667,729
11,619
1,656,110
 O 52 BRITISH COLUMBIA
Assets
Investments— $
Short-term deposits and money-market securities     1,085,000
Bonds     2,898,938
Stocks    376,901
Mortgage loans   1,747,773
Policy loans   291,729
Total investments   6,400,341
Cash    86,695
Investment income, due and accrued   73,221
Outstanding life insurance premiums and annuity considerations   87,786
Accident and sickness premiums due and unpaid effective after September 30 of current year (net, commission deducted)   14,885
Amounts due from other companies on reinsured contracts for claims paid   575
Cash surrender value of life insurance policy on President  10,259
Miscellaneous accounts receivable   1,189
Subtotal    6,674,951
Segregated funds    1,436,076
Total assets   8,111,027
Deduct assets not admitted  1,189
Total assets admitted   8,109,838
Liabilities and Equity
Actuarial reserve for life insurance and annuity contracts in force    4,047,934
Aggregate reserve for accident and sickness insurance  133,000
Amounts on deposit with the company pertaining to insurance and annuity contracts
and including interest accumulations  1,245,362
Subtotal  5,426,296
Segregated funds    1,436,076
Subtotal  6,862,372
Outstanding claims under insurance and annuity contracts, including provision for
unreported claims   370,575
Insurance premiums and annuity considerations received in advance  2,461
Accounts payable and accrued expenses  107,122
Amounts received but not yet allocated  82,215
Outstanding premium balances due reinsurers  255
Miscellaneous liabilities—
Due mortgagors—prepaid taxes   2,451
Mandatory Securities Valuation reserve  27,371
Total liabilities   7,454,822
Shareholders' equity—
Capital stock paid in    1,079,646
Surplus in shareholders' fund  1,656,110
Surplus in non par fund  2,080,740
Total equity       655,016
Total liabilities and equity  8,109,838
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 53
Summary of Operations
Premium and annuity considerations.
Net investment income	
Net investment income, segregated funds	
Reinsurance experience refunds 	
Realized gain segregated fund assets only _
Unrealized gain segregated fund assets only
Total income 	
$
4,010,421
384,248
19,961
15,370
20,124
27,541
4,477,665
Claims incurred under insurance and annuity contracts, other than under settlement
annuities	
Normal increase in actuarial reserve (excluding increase due to changes in valuation
bases) 	
Increase in segregated funds	
Increase in aggregate reserve for accident and sickness insurance .
Interest credited to amounts on deposit with the company	
Interest on claims 	
Taxes, licences, and fees, excluding investment taxes and income tax .
Commissions on insurance premiums and annuity considerations	
General expenses (excluding investment expenses)	
Transfer to segregated funds	
Total expenses
1,279,265
685,601
67,626
7,300
64,738
1,429
59,854
203,591
749,356
363,364
3,467,524
Profits before gains or losses on investments, dividends to policyholders, and income tax 1,010,141
Dividends to policyholders      153,792
Group experience refund      792,404
Profit before gains or losses on investments and income tax .
Net gains on investments (other than segregated funds)	
Profit before income tax .
Income tax 	
63,945
40,050
103,995
Net profit
103,995
Surplus (December 31, 1971)-
In shareholders' fund 	
Surplus Account
$
  1,667,729
In insurance and annuity funds, policyholders  2,173,031
Increases
Balance carried from summary of operations
Decrease in nonadmitted assets	
Total increase
505,302
103,995
36
104,031
Decreases
Mandatory increase—Security Valuation reserve.
Legal fees re issuance of shares	
Total decrease
Net increase before dividends to shareholders.
Surplus (December 31, 1972)—
(a) In shareholders' funds	
(b) In insurance and annuity funds .
1,656,110
2,080,740
11,740
11,619
23,359
80,672
424,630
 O 54 BRITISH COLUMBIA
Returns for British Columbia
(See pages 60, 80)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 55
WESTCO INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, April 1, 1966 (special Act, chapter 71, 1966)
Date commenced business, October 2, 1969
Officers
Austin Chapman, Chairman of the Board
Austin Chapman, Treasurer
J. B. Simon, Secretary
David  Smith,  Assistant
Secretary
M. Milchem, President
G. T. Shaw, Vice-President
Austin Chapman
Edward H. Hamm
Directors
Michael J. Milchem
Huck A. Tompkins
Auditors
McDonald, Currie & Co., Chartered Accountants
Statement for the Year Ended December 31, 1972
Capital Stock
Common
Par
Value     Amount
No.
$ $
Authorized ....  4,950,000      1 4,950,000
Subscribed       450,000      1 450,000
Paid in cash      450,000 450,000
Preferred
Par
No.
Value   Amount
Total
$              $
$
50,000
1      50,000
5,000,000
50,000
1      50,000
500,000
50,000
50,000
500,000
Contributions to Surplus
Premium on capital stock .
576,901
Unpaid Calls
Amount of calls unpaid at end of year, nil.
Assets
Investments—
Short-term deposits and money-market securities.
Bonds 	
Summary of investments (subtotal)
Cash 	
Investment income due or accrued	
Instalment premiums receivable	
Amounts owing by reinsurers	
Other assets 	
Gross assets	
Deduct assets not admitted	
Total assets admitted _
1,012,717
1,813,919
2,826,636
79,302
52,584
214,871
86,392
161,483
3,421,268
125,107
3,296,161
 O 56
BRITISH COLUMBIA
Liabilities $
Unearned premiums extended at 100 per cent  1,299,800
Provision for unpaid claims and adjustment expenses ■.	
Amounts owing to reinsurers.
Expenses due and accrued .
Provision for income tax	
Other liabilities 	
883,976
28,773
69,593
24,024
27,066
Total liabilities
Capital and surplus—
Capital stock paid	
Surplus—
Contributed 	
Retained earnings
Reserves and Equity
2,333,232
500,000
576,901
113,972
Total liabilities, capital, and surplus  3,296,161
Profit and Loss Account
Net premiums written 	
Unearned premium and additional policy reserve adjustment.
Net premiums earned	
Net losses incurred, including adjusting expenses .
Subtotal
General expenses
Underwriting loss
Investment income 	
Other income and expenditure.
Net profit before income taxes .
Income taxes	
Net profit
Surplus Account
Statement of Retained Earnings, Capital, and Surplus
Decreases
Net profit	
Changes in unadmitted ledger assets .
Net increase 	
Earned surplus at beginning of year (deficit)
Earned surplus at end of year 	
Balance at beginning of year.
Paid in during year	
21,556
135,528
113,972
Capital
$
500,000
Balance at the end of the year .
2,472,495
578,137
1,894,358
1,380,724
513,634
602,881
..     89,247
185,695
51,084
45,364
24,024
21,340
Increases
$
21,340
216
Contributed
Surplus
$
576,901
500,000       576,901
Returns for British Columbia
(See page 66)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 57
•-cocN
O    .f-
Ph oon
55 ts
5Q
tNcNON©ONinor-o©ONTtcovp
TfcNr--©r^r^©Tf©Ococor~-T—<
inTt^vo©cN^O©^in©©ON oo vo m
cf irT •* r» oo" r-" ©" ©" rf © of vo" vd" Tf
.-.©r-vOcNTfinvomooNpONcOT-i
(j^- tH^ CO 0\ CO CO NO  M^O^^r. "*  ,~1
rf rf rf (N r-"
coitr r. v,ro
yS^ i> o ok on
oo" on Tf vo" r-"
dt. onrN
or-'r. i-hon
cn co tj- m *h
rJ Tt
vo m © o r-
in r. Tt Os ©
&*> oo m       »n Tf
cn
cn
; o O r. cn -h CI
SQ on o h (N
© cn co i-i m
M>NOC0inO
o r- oo o i-H r- o
co © on oooo in o\ vp t-T r- © in co *-i
c-icocNONcooor-oo©cocNcovo
6ft- in VD r-^ C) vC VO WO^hiChvOh
p-T oC co <o vo     i-T rf r? oo
r- cn
oo o rf
CN    "Tl-    OS   l-H    l-H
i-1 oo cn i-i Os
cn th Tt co in
oo -rf cn oo"on"
oo m cn i-H r-
cn vo so so ©
t-T x* vo" rf cjC
OtfcO t- t
o m r- m cn
r^ © <N i-^ th
VO vd" VO Tt vo"
On co vo tH r-
it t-T oC vp vo"
i-1 vo cn cn
cN m
M1* mncom
cN ig oo on rt- cn
Os -> cn Os th t
th c. r-* it r. oo"
vo t vo th oo r-
rjoo-tit * in
CN •* ON -n t> ©"
i-H      vo cn in ©
HTf ooooo
v-.mr.oovo
vfi a it O oo^
rt"iJWO\t
vo r- Tt th
cn cs r-
oo o r- cn oo th
o o r- oo "-H cn
o\ o\ in cn tN o
VO th ro r-" ©* ©"
co © r— vo m oo
rt  CO  ^  T-ifjOO
in" co ro vo r^
5?
O P"* cn in i-1 r-
r- "n th oo C- r-
th  th j-  t— VO CT\
oo" ia th m" Ov vd
SO  ON (N  CO  CO  f
l> CN m •* O vo
r- i-1 Tf co" © on
m n v m
t-H (n
o vo r- o os
OmHTtff,
*"! °., °V * ^
i-T t-T t-T Tf oo
i-H o on o ©
h vors vo
co co © On vo
-3- t-i o\ th ©
n t-h r- r- cn
cn o ^t oo !-■
m co cn vo
co cN m
ON
tf
O
fa
9
H
W
tf
H |
5 ■§
M   83
5 s
t«  g
z
a .s
H   I
&  1
s
■a a c °
a « 5 2
ra e J-.
TH   TH   VO
O vo co
00 CN CO
m^in vo
in vo os
oo oo
Tf TH OO
«n th" co
m on cn
<N TH
m      tn      ^
.  00 (N
- © VD
I   VO OV
i-H  tH  ©  0O  CO  CO
ovor. voh(Ci
oo cn On vp co Tt
CO  O  f-  CO  (
cn Tf -# cN <
■vtHVDini
oo on o m vp Vi m
in th in       oo th r-
| On r-
tH CO ©
HVO0O
ON (N P-
oo m i-H m cn
«-i vd © f -t
cn o\ rt on oo
co t-^Tt rf co
Tt vo Tt rt cn
VD CN th
in cN C- ON i-H vo
vo rf m co in co
rf co r- vd oo on
'S-S
Tt CN © co
Tf CN^ CN cn
so oo>n as
rt rt cn r-
m   co on
© © vo cn cn
CO © CO Tt CN
CD H th^ © CO
CN CO t* vo" CO
TH TH  © Np On
in vo vd
co Tt vo r- co
Tf r- t- co rf
r- vd^co r- oo
t~? as ds r^ th~
(N    TH   ©    ©
r. On r- t>
i-h" cf rf
i
tn
9
9
12181
H    fijtS
vo r- co ©
CN  00  CO CO
© o\^ r^ vo
ON  ©" TH* TH
»OHN ©
TH    TH    00 TH
co oo vo
CO  ©
co
r- On
i-t  00
r- cn n
CO vo
O © CO
in cn
vo in
th co n
th r-
r-
r- i—
IH CO TH
r- m
t-  CO
. cn rf
Os t--
vo r-
cn vo
VD (N ON
t— CO ON
VD^CO^OO
r* vo*>n
©on
r- oo
Tfvor-O'-tr.co^vovDcocoovocoooTtONin
-ncocnr-cnnooOcoooinco©vp©r*covovo
cNvocnr-^cDON^ON in THVor^r^vo^i-^THCNcn©
inoo©THinin      «nVDcf©orf©"inr-rf©NVD
«T.^t-VlO. VO©tHcOi-Hi-HtHVDONcOO
i © Tf t~- r— in
m th <-? os
CN (N TH   TH
m r- m o
ON CO CO CO
OONr Tf
th r- n ©
r- vo
ON CN VO
©
Tf
NT
r-
CO
Tt
Os
vO (N
8
fN
on
r*
SL>
r- t-i
00
cn cn
i—'
"—|
I-1
t-h (N VO
Tf   CO ON
Tf   CO ©
VO"Tt Tf
TH (N   TH
ON <N O 00
Tt CN 00 f-
Tf vo^ t~^ in
TH   CO   TH   Os"
r- vp th ©
m in C^ on
rf Tt co"
?&&       &       &       &
.1 J J &.S &.1 & J & & &J
■r-i  n—»  ...    r-\  "—i    j-v  —-    ^\  th    /*v    n    n TH
in.in.&H|
&    &
H-.S rt-! H-1--1 -^
A 3 fl   P .S   3 .3   P .3   3   g  g *3   3 -" •"   » .-_.   3   3 -=3   3-33   3 .5   3-3   3-3   3-3   3-3   3
-O'O'a 0*o o-o0*a 0 o p-oo'O'a 0*0 o o-ooo 0*0 o *a oooo 000
V-'rt--rt------U--^^^-l-w^U1-„HrtVrtU1^U,U-rt,U-rtH,-rt-^lrt.l-.L-I-H!--!-(l-
oqoooooooopooooooooooaoaoooooooooo
B
3
Z
0
0
u
O
u
U
3
3
ra
u
E3
3
03
3
u
u
3
C
O
ra
5
C
a.
-D
0
-;
3
<<
<
u    o
(S      8
rt_ rt
«    3.
<    <    <
0 o
c   C  O
»«o
3 p «j
in c a
<" 2
<-rt
hShh    1
aj -S "1
■a 5™
c a u
c a c-
■3-a-g
s s-H
> o
O
•rt<
H
c
•£
CJ    OJ
Ai
&
&
§
T-l
3
ra
S "9
•- a
ra
ra
nu    o
0
 O 58
BRITISH COLUMBIA
s
B
e
o
r-
Ov
es
o
fa
H «
fa "
3 2
fa I
i -s
(/_ o
5 -s
u
h i
fa .£?
fa
o
g
H
fa
fa
cn
©
r*
cc
m
Tf    Tf
»
ON
©oo©T-Hcoo\inco
ov cn
© vc
© ©
—
T*
tN
c^
r- oc
CN
r-ONT-HcNcovocio<Nm©T-HovD«TtinT-Hp-m©o©covor~
in ©     i CO rf m rf
CJ     -
oor^'-'c^Ttr~rJt^ini-Ht^cocNt^corivp©r--incNr.THcoTt
m th    j co vo r- oo
0«-H
mTti-HVOcoooi-Hr-.oooo©i-H©t-cooNONVDnr.ovaNcovooN
CO VO     ' th oo On rf
U.COCN
o   ,r-
[L, CJOn
Nr-ocor-oO\fir-C\r-rtr.r-r^r-itcn(-       o»r. r- t h
in in    i t- th Tt rt
<y_-co©i-iTtr-i^Npin©rtn©r-Tf©voTtr-i-Hin       on r- co m r-
vo          j rt th oo r-
TtOO          C^OOt~-CN©cn00O0TH         m 00 ON  VD CN                        OO         hX
cn                 r. cn t-h
£Q
cnoo            r-cnT-HTHCNcNCNTH       mcNcnONVo                            ©on
rf r-
to
OJ
cn r-
cn©          ,vo©coinT-i     ;cooor-Tt©vor-©    ,       co       th©
, O t-h CN i-H
_o
r- ©
©©ont-hoo       vo©OT-.vo©r~Tt©    :    .vo    ,mo
, © (N  rf tN
°i0-.
OO  © 00 © o
vDincN«n©covoco©    :
r^
l> ©
m © cn m
o
rf o"
VO 00 © Tt 00
oocnTfT—r-T-Ho-r^in     |
oo"
COth
r- r- © rt
*l
hOc.NO
cni-HVOmrfvoTtvOT-i
CO
co >n
CO CO On. t~-
HH
»THtN
vo cn r-^ Tt ©__
CN^ in         Os VO CN OO ON^th      j
ON
vO^On^
iH  CN   CO  ©
O
fctS
VD
vo" CO CO*        TH
vp" t-h"     on rf cn r> ©"
-_t"
in" On"
rf vo"
•2
X
(N co
m vo
■-icn©©r-l^inONVD©oo©r-oN©vocNco©©r-vovococN
! t- m
in rf © t-h
ooOooovoco©inco©co©Ovr-oooTtvDoo©t—•n'OTfin
i   ©  ON
on on r- vp
Q>     n
t- vi in oo t» 'O h- cn cn vo © "n on co r- TfcNM^uocor—vpvpov
i co r-
mchcivo
UH
in co r^OTfoo t-'Hr. oo vp Tt co mW'HoCw. rf co" Tf" vo" co" rf
1 t-" rf
ON   Tf   CO   l>
vo 'O th on
-HCOtH
in^Or-voacoTtovTtoocNoovooovoinvoTfin       oo r- rf oo m
: t-h vo
o .V-
tftCOtN           THONCO^VOt^COr--lniCN^CO©VOONVOCOVO          VO©COONVO
I "n;
rf C3 f^CO
[3_( CJON
So
rf no       r-rvoONT-Ti>coTf"coT-i       cn" ^o th m" *h            th oo       "n©
1 •**
cN r-^co"
cs r-            f- ihh       t-hcncnt-h       cnCNcncom                            oovo
CO CO
Ttr>THTtONVO          ONVDOOTt
Tf            CO
vo      m      co      r—
t/T CJ co
THr^inmvor-cn"ni-HCo
ON           CO
CN         ON          t-         Tt
l§i|
th       r-      on       vo      ©      o       co      co      cn      »-h
th     r-
i>     tm     r-     t>
■o
T-HoovoinTHt^ONrlcoco
Tt            Tt
i-H      m      oo      »n
d
rt?£n
+y_- t>       cor-T-HTHVOTfinONCN
ON
m                th      ©
CJ
•8
co                 ©tOTfincoTtc^
t-T               rf                                                      rf
00
in
©"
>
1-1
s
^                                                                                                          _^                                                              ^^                                                                                                                                                                                 ,                                                                                                              ,                                                                                                                ,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          _                          .                            .                    _                            .                                                                                                          l__-_A_
a
OJ
m    :           r~ on t-h
(N       o©ONCNininf-ON
1  (N  CO
cn
: m m
cd
r— on in
VO         !t-hCOt-Ht-i-hOOOn©
Tf r-
in
I
; C- cn
o\
00 ON On
Tt       iOOONOOT—  ©ONOO©
°\°-.
rt
! th on
s
3
in
00  Tt  ©
rf    |THr-T-.o©cor.in
co" On"
cn
i  VD  OO
i
WON
On Tt m
vo    : m co      co vo      r- th
CO
' E3 _Q
3
g
CO            TH
!                                      co
!  H. "t
0
o
<
|    TH   TH
00\r>©cotNooinr*©Ttri©ooinT-iT-HrHTt
! ^
© 00
cn in
VO (N (N m
CJ
Tfm       r-©r^r.r-minincooNT-.T-HTfinvDoc
j ON
©   TH
r- on
CO rt CO ©
*r§
CJ
noN      i>TtvoaNc-vooNT-iT—mcor-vDT-HT-HT-
VO   T-H
CN    TH
f; © « th
S3
IS
Tfo       cor.©cnoo\vovDT-HT-HvpTtcoin©CT-
!  Tt
oCrf
eo in
co" in rt vo
«-vot-h       cnriTHcocoi>voocNT-H©mco — ONrj
t- r-
j
Tf
th vo m
X
3
tht-h             inTHT-i       T_(r-.--j.             coco       t-i in
CO  CO
r^c»
w
rfri"
*M        C.S CJ
°+J§-"-3
oZggo
TtcNcorfoocnr-mcninoNOcN
H   T-H             Tf             Tt            t-
voinoNinvom      Tt      on      on      cn vo      vo      m
in Tt       t—      m      Tt
oocoi-HTtcoTf      r-mi-icor-no
cn cn       th       cn      on
ONTfcoincoTH       T-HOcocnr-r-cn
©co"       oo"      rf"      vo"
CO rt                     rt        t-
V3-TH      voTtTH(NvocnvovDTt            ©       r-
I
3
I
OJ
©               oNinTtoNcnr-Tt                    t-h      t—
cn               cn                                                      cn                             *m
T-H                                                                          CO
Vp"
co
4>
CO      1      1         Tt vo o
co    !voT-HcomriON©r-oo    :    ;    ;     ,o\in
!    !     , oo cn
£
©
th cN m
CO
cn©cnooi-HONTfTt©
ON   ON
I
oo r-
Tf
VO  t-^vX
Tf
co^ Or vo^ cn oo © in © th
in oo
co r-^
CJ
3
** oo
CO  ON  CO
r^
co" ©" cn" On" vd" m" On" m" in
vo'rf
co m
3
3
CO  CO  tH
CO
invDH       oo th r- vo
© CN
«n oo
ra
3
t-h           CO
TH    TH                                                 C-J    CO
in
r^co^
tH
3
<
^
j
in th
ovo©rlTfTfvoooTH(-hTtcNON©r--r--cocnr--r.r--cor--TtTf
^HcnooTtooovD©vo
CU
vooNvooNr.cocNr-r--inooco©(NONoovDTti-HO\r-vooNin©
inr-voTfcor-ncNvp
CO
©cocoovt~-T-ir-.c)ocoor--cor-ococNr-ooi><NTf©T-H©tN
cnvDVpO\(NcnOrtOO
2
C
co©T-icNooT-Hcor.O\r-©r.ooo-ncor.mco       r- rt cn m Ov
OTHVPrtcnOvmrtCN
ra
&. mx       vor—ONVDcoT-HVOcOT-i       ©T-HTtOT-Hco             ©       vo r-
cn        rf                   cn t-h r.
i
3
coin            Tf^THrH       r.THini-i       co m th m oo                 t-h      on cn
T-H                                                             CO   OS
vo"rf
>>>>>,p~,>,p-,>,>ip-,>^>l>>>i
>.>>;>.>.
1 & 1 §• 11.1 §■ 1 rt.1 §-.1 §. 1 &| f. I
1 §•! §•! §•
.£ft£ft«ft£ft
.3   3 .3.   3 .3   3 .3   3
o oo oo oo oo Oo o'o o*o oo oo
"OOOOOO
C
oooooooo
MtHMtH^THMHtH>H(HtHtH)HlHfHI_|tHT3
-_      S-      .-      L-,      L,      --
V-
ooooooooooooooooooc
o oooo OC
tDOOOOOOO
c
It
ra
W
o
U
OJ
3
cd
ft
s
6
o
cu
a
ra
Z
c
'
u
o
C
i-J      ra
>
t
'Z
c
V
4
(3
R
C
O
CJ
o
■  s
3        C
1    (rt
-.     £
OJ          C
a  1
3    <
ra
Ih
3
3        c
cu         C
0 g
■§     s
«     i.
1 <
C
c
O         cd
>,   o
1    °
O         O         c
1 1 I
m            H            C
§ 1 !
<    3    1
C
0.
c
>
3
0
c
L
8
.=
c
i—
c
c
S.
fe
0
1
0
4
t
P
c.
c
L
c.
cc
1-
=
t
*
rt
C
L
c
fe
rt
rt
>-
C
c
g
I
c
0,
c
.
0
<
tj
|     «     3     ^     3     {
a   a   «.   < *   ■§   -*
3   3   a   £■§   'J   sa
S c3       ra       2      j
►32     3,     «     «
S   1   3   3    j   £
a # 1 1  I i
2     2      b     3>h     ■g     3
■8   |   J   ^1   ■§   §
»   9    '3    8    11    *    1
«<     O     S    |
'*■' _D        I-        oj       +L
T-J   3       '-=3       X)        «
IH    3            Ih            O            4>
3Cjounj3i-Ha'i-;rti_(rt_.^
rt   fll            OJ           -3            Ih
-,
c
I
P
c
H
P-
w    H
PC
p.
u.
ri
H
Ii
c
c
c
c
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 59
© oo ■
t- O i
in © i
Nr~©r-r.ONcooocoTtvocovo©Ttvocnrtr.
ico©r.covovor-TtONONr~©©cooNTtONOo
^v^inrococortcoc«(Ncc "nTf^©ON00,r^coco
H"corfvor^r~~oCvo"cN"vo"i>vor. .-" in © vo vo ©
TTtVDTHTHONOOcor-VOrHTfoo©r-voincnin
.Ttcnr--0\THVOCNVOCOrti-HVDcor-t~-rfln©
5      en      in"     ©"r^©cn"vo"rt"TfTHTHtr^"oNON"TH
© r- © cn vo rf rf -
TH O   TH
r- cn
th cn On o. t--
m © co rt
CN    TH
©eo©TtvocNONTtcn
m©o.r-THTf©©in
on, m vo_ cn inini-Hiorl
in cN vo th © ©" th in" vo"
OT-HTH--ivorrttNco©
On, in f- VO ©^ t-rt vo in
r- co o"th T-Tin
incot-~©cN©moocoTf©r-
-nTHVD©fN|voTHON(N©invo
ON, Tf CO O CN rt_ h VD_ VO, vo^ ©_ rf
o"rfcococoo"rfoN"© THt tH
cocovD©(NTHVO©invpvoTH
rf CN in h vD_ cn h 0_ C-0 (N 0_ H
Tt  IO" t^
CO  O
r- cn
O © r- r. © ©
© © co r- o ©
co © m on © m
,O©00C0tH(N00©
.©ovvpooovmcNin
! ©, © OO <N th © © cn
•  rf O0  VO  t-" th" CO" Tf* Tf"
cnVDcOONTHCOrtON
t— m  rf co cn
r- ©
th m
co on
m"vo .
© Tf [
ON © t
CO TH
vo in
CN OO
©0«nONVocNoNvocNTtinr-©ovTHr.THr-
vovorJ"n"*cNinoo(N©ooTH©incoONcoco
incovDirfinTtc^incocovo©inrsr--t~-%'HT_l
r rtrfvo"Tf"oo"o co"cTToor"vo"vo"cor-"t--"r. coin"
.oo<NTtTHOvr--ONcocoTHCNcomr-voTt©oN
l^Tf   ONVO   (NCN   ONf-   TH-_   -rtf-^^^oQ   fr-^u-iav^TH
r      vo"      in      o cor-ttco oo m h t-Too'c vo't--"
> th rf On CNONriCO
m rl
ON vp
TH    (N
Os in
tH^t-h o on_
in      hh"
mcNiHTfrfVO>nONco
incoor-r—ONcnr-co
Ov cni-^cn corfONin ©
oo" rf T-f >—" in in vo co"vo"
r-ONin oo t- cn co co
cn, r> r-      cn rf co t-rt^ oo,
co" r^ cn cn cn" cn"
co cn oo      cn
co CN
co © th o on
00  ©  rf  ©  CO
ov cn th © r-
in" tm r-" rf in"
in cn cn t- n
ri »\ rf^     vo
cn" © vo"  vo"
VD VO CN CN CO |
ON © in 00 OO ]
CN ON, th Ov, © ;
VOONrf VO ON j
in cn r- vo th
00 TH © VO Tt
rf rf r^1 th" CN
CO
r- fc
r- oo
vo *-.
co©r-©mmcovoin-n
TH©vDTfr-r-©cocNcN
oo © oo m thoooo,thooth
oo m THoCTfccToNrfirTvo
VPt-VOr-CNOOrfcOOOCO
rt vp con c» ©^ in in ©^ in t-^
© o" rf ON © coOn co
rt        th .
■■ th m cn i
CN
VO  CO ON
vo vo in
in © <--
on"vo" on
T-    TH Tf
th j>
m co
fNl m
ON t-T
cn co r» rt
CO CO 00 vo
cN rt t-^ ON
cn co m in
ss
th cn cn r-
© m on oo
in O rt CN
Co"r-^
vd cn
cN cN
on cor-
© CO  CO
in vo cn
! rt vp
! ^*
I oo" h
: th cn
inTH©(Nrfrf©inoN©©r.inoocncoO
CO l> VD Ov CN ©©VDcNONVOiHONOOOt-©
cn. o\ r-^ rt C« Ov, O, ©_ rf ©^ VO^ CN rt 00 t» in ©
cn" on" ©" th on" co" cn" on co"r-"oo"©t_oo6"rfoN"T-H
00 th in iHTH\OTfCNCNCO'HON©CO
TH    O H 00 TH TH   TH
r-".-"     cn"
th Tf oo r-
r- o co th
CO CN   th
cnovmcNONr-vDrfiH
nminvovooortcooo
m O CN   Tt 00 CN © CO
vo" cn on"  th" vp <n on" th"
o rf th oo th r- m
©CO th    CO
V.
D.
vo
On
ON
ri-
m
m
O
tr- vo
On CN
*
On
VD VO rt
•n
O   Tt
cn
cn
n
n
m
o
«n
*"H
©coom©ONiHcocN
inoor-©cN©vpcommvDTH
inONiHu-)VD©incor.THinm
© r-"in rf cN ©i "
CO   Tt  OV
r- VO rf
Tf  ON
vo tree TH
Os C"* th
© r-      t~-
rt th        Tt
vD Ov O 00 O
on rf m r-" th"
on in rf r-
th © cn cn
r- OO ON 00
in rf cn cn
rf ON
oo in
VC
OO   Tf
© r-
CN  CO
oo cn
r- m
t-  CO
Tf
! rf on
! On in
r— On 00 co
in r- vo cn
cn_ © ©^ co^
r- © vo" on"
as oo th vo
CN CN t-h
con r- |co©th[—o
mrfco j (N Tt OO CO ON
o\int* i cN^ oo vo f^ oo
in" th" rf j rf cn vo" th"
m o
m o
©CO
corf
j1 oo r" t-T Tt" ON"©co"T-H"r" 0\ t*\6~c& eotfcf & *Mt*'^ &&&'** *n
onoo      vocNco      cocNTHVor-vor-      coor-©vDTHinoooTH
invo th th rtco (NcortcOTHcoin
cNcnoocor--r--©cNr--ONTfcNcooovpO\r-ON
r-VOTtONrfTHco©COcOOOTtOvinTf©rtON
TH^O^COVD^rtiHCNONiH^inVOCNOO^OOVOr-Vor-
vo o" o" t-T cn" on vo oT cn on" in Tf" r" th" cn" j>" m" co <-?
THCNr-iHoo      THf-cn       oo©vDTfcncomcn
m Tf mONON HHXOrdHfvl
 O 60
BRITISH COLUMBIA
"8
9!
a
s
=
I
n
t>
Ov
H
es
8
5 .-,
SI
3 °
fa I
z g
cd
H c
H tf
Cfi O
2- -9
W   5
fa   ...
fa e
rtC*JC-J.
o   .r-
[X, OOV
H OJ-H
Is
2. ft.
W
—   4J.H
5 a
cNcomTfvo©oovomcoTHini--THco©
r-THOoooTHrtvpvococNr-coovocn©
O  00  f; v»  VO  in  v»  CC  «  ON  ©  rf   ON   Tt,th   ©
t^ © vo" ih" vo" ON On" r" © ih" On co Ov" vo" rf vo"
ini-HONcooooNvooNr-cNcNinvDcor-r-
»ri 0_h h t VD coOyCvl C\ VD -rt o >n h
THTHcoinONinmcor"in"      onthcN
mr-ON cn      inm      ^ H
cn *-> in
ON  ON
rt ON
CN ©
rf CN
CN 00
TH    ©
mcoTfin©vo©r-coTHTHOviniHr-
cocNr-vo©r-©ooor--ONinco©co
o oo co th © on, ©^ vo, in, co ©, ov r-. r-^ CN,
rf oo" co" m" r-~ On" ©" tH co" in Tf" Tf" ©" r-" rf
cnONooTHVOrtONOOTHcnvDTrooTtt--
r- oo cn r- r- m t-^inr-Ttvoov©©
co" rf vo" irT © th      cNrtONcn©"incNT-"
CO CO VO th  CO COtHthVOcNCNCN
TH      TH   CN TH TH
oo m r- © r- on oo
© oo on © m r- in
*"' ^1 ^ * °° ^ **l
rf CO in OO" th ©" th
© ON OO CN th OO VO
yJ^HH th" OO"
r- oo h
in th oo
oo cn m
oocNOvTHu-)THONt--ONininvocNOiH
TtoomvocoiniHTtcnrtONcNOocor-
Hin r.^o o ^ r^cNCNcocNvoONin^Tt
oven rf r- ^©invpt^r^oCcocovo r"
©C—   COTfTHOVCOOvrtTHTfiHTfcOVP
^ cn in^ oo h r- vd in vo c\ cn
On" cn ininooinONCovcov"
co VO © th CN cO
Tt   l>   '
m © h cN m
rf © on cn r-
oq_ © o cn ©
in Ov" vp r-T ©
©    TH    ©    ©   TH
VD  00  t—  VO   th
TH    CN
C-- in
oo m
n vo
© 00 rt
th cs On
00 CN th
th in rf
Tf © VO
rf in iH
th 00 VD ON
(N CN ON CN
N ON rf t-*
cn t-h oo co
co © co r-
th th on m
o\gN©THON©©©r.iHO\THininTt
©©co©ONco©r~r-ONONTtr4voTH
inr-^coinvocN^cDO^ccoor- r- on cn ©
co rs1 if m" h h" o q1 oo* vo' n rf o\ m" vo
©cortoocoinONCNiHCMvpincovDco
H ft in iH 0\0 00„r^r^,l° T—1 cOCN^rt ON
oo"oo"vc©"oo"T-HOo"covo"r^T-rTf©"oo"
THTtVOmCN CO THlnTHCNTH
£S3C
Sao
vO >-o
ro r^.
cn co
TH C5
t> O 00
CN VO oo
©^ r; o_
th in os
w* cN r- cN
r- VO  th  CO  OV  th
m m co co vo on
rf co co th c-i cn"
co co rf cn r-
00   OS    CO   TH    Tt
r-^TH r- © oo
m co o ©" in
&9- rt CN ON CN rf
m rt co      th
CN_VO^
oo"t-T
th CN CO
vo ri <n vo
CO © N- co
cn r- o m
CN On CN rf (N
in th r- th
rt in n
©  O Tt CN VO CO
itOHHor-.
rt © CO vp^ cn co
vo" cn on r- ©" r~
00  ©  ©  VO  ON  CN
x-~ co \r~ vo cn
Ov VO rf
in rf CO
Tf CN ON
THravovoincNcNrt
r-©ooovoNTHcor-
tr> ^ °°-. ^* *"1, *1 *1 "t
Ttrfrfini-Hvo'inrf
r- co in r- co oo co
CO   CN    TH   CO    Tf
j   £-scj
>z§8£
m cn co
vo vo rt
CO   TH    —
vo"vo"oc
ON r- ©
CN Ov ri
ON  th Tf r-
CO   Tt  O0  th
on tro in m
vo' cn"     ©
cn cn m
ON 00 CN
ON t> ©
ON © ON vo vo m CN
CN in CN VO th Tf CN
th 00  t— t— CO CN 00
rH
rt
in
©
|
-h rf © CN ON
on in o © o
ON ©^ © vp^ fN,
On m vp on t—
' rf
vo
! ON
r-
, m
cO
in
cn r- rt
cn © oo
C;(NvX
rf»n ©"
b   t-    TH
vO_rt
T-Tin
inONVOooiHiHcovp©THcoiNcNoocoTHONTHTtTH^cNTfcNr^r-»nONi>THOOinininco
^^nH^w^^H^TtltvoON^^rnl*c<)vOHOnvoc^r^^nvocOvV)firclHmN
r- i-H_TtTf voi-h_co©cocn in^iHvp^vo cocooN^cn^in cn^cn t-h, cn vo t-„ cc h vd od o\ oo m vo r- co
voco"©rf'-rcovo"coi--^r^rfvp'cNvo",rf Vp" CO On" vo in" rf th" on" oo" © © in" Ov" cn" co" © rf in
cy_-vo©cNcomcovoiH©co       r— o >-( co avr-cNr-cN       cNrtTH00f-v|\or.in      cN
rfco ONiHt CO COCNr-©Tt inOvricoVOVOCN
© vo vO        th
CO
CN
CO   TH
gftgftgft«ftgft2ftg&g&2aftg&«0<g&p,ran^ftra&rap<rt
.3   3 .3   3 .3   3 .3   3 .3   3 .3   3 .3   3 .3   3 .3   3   3 .5   3 .3   3 .9   3   3 .3   3 .£   3 .5   3 .3   3 -5
o oo oo oo o tj oo o-t-j oooo o o-o oo oo o oo oo oo 000*0
00000000000000000000000000006000600
0    ^    u
u   o
§
Z
-1     A
0    ■=
o
z
o o
. n P
o U
sJ o u
oj -3 cj
o cd 3
Ml
Cl)H
1-1 -33 **
U J -tl
H  3    O
C & <u
aj   «J -X
OOCh
s
u   £
rt     rt
6-So
U   tj   QJ
j-    ^    Ch
1|3^
, ^  aj t;
> a o 3
u
&U   h   g
a?   a   •s
I 8
£ §
H Ih
OJ 3
3 3
s 12
CQ   OJ
0     2™
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 61
OO oc
VO ON
oc
r-
vo ©
VO ©
co m
r- oo
_C
s
8S
5
o
©
s
ON
00
CN th
rt CN
cn
oc
©
CN    rf
©
cn oo cn vo_ rt cn c-
© ©,,
© © © © m
R, ^ °k ^,*-. *~t, ^ °i
Tt
rf vo" rf oo" in rf h»
l>  T*
cn t-h © o r-
co vo <n vo* in" t— r*   rr1
CN
rf t- Tf m CO th ©
TH   OS
Tt             VO   TH   TH
rt        CN        ON
oocNinvor-coco   rf
oo^ co in © in th oo
CN
VOCOOOONinOOCN     ON
Tj-
rt"      r-" on rf rf rf
rf      CN       CD
rt      © in      th vo   r-
On
CN        ON CN CN rt
VD
tH CO         m VO     th
Tf   OO
CO
ON
TH
TH
VD
r- On © r— on r-
, © ©
: cn    ,    i
CN VO
cO ©    rt
s
CO
Tt   ©   ©   TH   Tf   ©
t— VO  CN  Tf  ON  OO
. © O
I <n
rf cN
© ©    ■"
rt 5 vo.
CN
ON
o o.
i m
ON  ©
CN
ON
Os m m cN C- tr
ON    TH
Tt
00    TH
tvD     M
VO
in
th Tf r) © co O
vp
ON
cn in
© ©    O
VO
CO
t— m cN in oo co
00
00
hvd
O 00   1-1
ON
rf
rf -h        CN CN CN
vo oo                 vo
CO
rf
th m
in r-   °o
th          ON
CS
^
7-1
Ttincor-©oONr^Tt©
© O rf
© o c
©  ON
coTHTt©mcocN   fN
Tf
©r-ONCOOcNCNONCOO
O cn
COOfNOO©r-TH    00
VO
TfTHin©ooTHco©ON©
©   ©   ON
©  H
r| ON   C»    TH   CO   Tf^ TH       TH
ON
ooTHvpoor-©r-©voTt
r. cn c
© in
vo co -h" vo" r^ oo" m" on
m
OOOOr-ONTfTHOvQTHCO
oocncNTfvo^cN,THTt      m
VO               T-
th r*
vocooooor^t-   ov
00        cr
©
CN CS r- ON^ VO ON Ov^   ©
r^
rf     co" rf vo" vo"     rf
r.       VO rj- CN CN
r-
vp"
cn       r».h      rf ©   *n
iH fO        rf vo    rt
vo"
m
m
rt r-       th
On
0"
CN        ©        CO        th        >                   i
co      cN         jco       o m       oo        co
vo
©        rt        CO        00        rn                   !
Ov        th            i oo        m ON         I-          CN
vq,       co        O        rt_
t-      cn         : rf      © cn      ©       oo
cn
-—"             \p                T-T             fO"                 '
ON       ©          i CN       CN oo        r-         i>
CN
VO               Tt               OO               TH
CN        th            ; Ov        m OO         On          vO
Tt
On        m        (N
rf        vp         cn
rt
!                                                 (S
00"
CN
i                                                 '""'
^
_ .. _
00
th      ! th O th CO     ! cn
: m    ; m th on cN oo   I-1
t-
vo r- cn on
r-
i ^o
vo m r» in vd   3-
VO
on t--r- t-
CN
! CN
00 t- co cN m   00
r-
VO
cn cn      \o
rf m       t2
©"
i N
m ov vp vo 00   0
t- 00 m       J3
NH          sD^
CO
cs
00
cs
rt—(
CN t> th 00
00  OV IN-J
cn
CN
: rt rt m m
COO     ^
cs
CO
cn oo r- on
O th in
ON
I OO CO CO vo
m ©   55
Tt
Tf
rt *-* i-i cn
NO "0
l>
fN
; oo^ cn, th cn
t-^ in   on
00
rf in cn" ©
cn"
on"
©
: cn th"vo"cn"
0"th    vo
vo r^   S
>n
m
on rf on co
©        ■
CN
; vo      rf cn
00  O^CN TH
CN
co th  r-
t-^
\o"rf
00
as
vo"
ON
m       cn       th       r—      co       on      cnvo      rt«n      so       ©on       vo        cn
cn      vo       oo      vo      cn       ©      m th       rfco       rt       ©vp       Tt        ©
r-cooovor^ON            cc       oo r-       oo       r- m       oo        in
CO
0
m
VO(NONOO<N                                                   THCOTHTHTtr-OO                  oo
CO
©cNrlrf                                 mov©©r-coTfTH
in
CN           C33          ON           m                                                                     tHtHCNthVOthVO^
i-^                                                                                                  th       on
r^
TH                                                                                                                                                                                                                                                                      ON
00
1-1
'"'
t-
 .-_._             .^
"**
-H
ON VO rf 00 VO O
i r~~
CS   TH   Tf   CO      V?
VO  TH  TH  vo  ©  ON
("*_ Ov, ON, vp^ CN^ in
m
v-i in 0 on r-   £°
00
CN
o
-H   ©   TH    00    00       C"*
CO
rf
rf CO co" in rf rf
Tf oo      CN       m
co cn                   rt
ON
tr~
00 cn in cn (N   d
cN r- ov t> m   co
r.       th        in
©
CO
t-"
VO
r
vo
rt C
ONOooN©oocor-vort»ncNvo     It
t— oc
OOvcococovoco   m
VO  IT
NDOcovpOvOvDincNooinTH    in
Tf   OC
incorfCNOvCOrf    i-1
CO
Tf   C
coooTHiHOvOvTHini-Hr-       co    :oc
. ^_,r
oo ov v* r- vo © ©__ r^
m
coTHr-mcNoortrtT— ih                 th    ;oc
" Os"c^
' th      vo vo" rf cn o" o
ON*
©       r-THTtinrtTf                            iniOvooT-
(N        rf vo        ON cn    cn
f-
cn       cN, th cn m                                               'ih            ththcNvocn©.
On" in"                                                                                                                            ON
00
!                                                             cn
cs
!                                                                                        T_l
*^
.5   3.5   3.5   3.5   3-5   3-fl   3.5.5   3-5.5   3-5   3    e
.3   3 .5   3        '
o oo oo oo Oo OO O'OO 0 "O O oo ox
0O00     ;
'rt,      '—      1-       -J      ■_      L-.      __      '—      u.      Ih       ..      V-      U,      ■_      ._      V-      ■_      '_      U.      —      l_
Ih    Ih    tn    Ih          '
ooooooooooooo
oooooooo
OOOO     j
13
cc
0
-J
«
•c
cc
c
cc
d
u
C
O
O
6
O
0
trt
I
o     *c
a
!
n        O
o    8
OJ
B
c
3        cc
ra      c
|     C
<      c
•g     U      U      0
°    <u    «    u
0^3        3-
2  §   1   p
8    9
cj        3
3        u_
2  as
a
ra
tH
co        C
g     C
c
0
Oi
0
cc
c
c
!
nee & London
Assurance Co.
8     3     I     £
r3           "-           £2          t
§  a  <   i
tH               ^                ^                 C
3        oj        oj       H
{2      S3      fi       j-
"                   -                   2                      S
.H                 BJ                 <0               'C
>3     3     5     E
i               VH          ■              *J                 «
»      *j           th       b
-33        3   °->        M        -
3        U   JJ        3        £
u       S3       55      l_
«    u    «
1    3     2
S    2     0
£   1    »
3    1     3
r-
ON
0
to
HH
O
H
Allia
Life
velers
velers
onM
on M
ted A
tedB
ted Ii
tory I
wanes
.tern:
itmoirt
ich Li
c
3
3
3
ra
iH
H
CI
H
c
'p
0
c
E3
>
CQ
V
 O 62
BRITISH COLUMBIA
TABLE II—LIFE INSURANCE SUMMARY
(000's omitted)
Premium Income
Disbursements
Amount in
Force
Year
Ordinary
Industrial
Group
Total
Insurance
Other
Payments
Total
1968	
1969	
1970	
1971
$
87,794
92,140
114,483
132,686
138,804
$
1,047
901
788
N/A
N/A
$
37,740
36,355
39,277
54,467
60,815
$
126,581
129,396
154,548
187,153
199,619
$
37,723
42,334
85,857
96,716
98,747
$
58,225
70,060
31,997
21,749
23,621
$
95,948
112,394
117,854
118,442
122,368
$
8,845,913
9,941,527
10,522,891
11,959,412
13,179,412
1972   	
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 63
icing
u 3
U  nj
c !_
re 3
rt V)
3 C
CM
-rt
o
fa
H
H
1
W
HH
H
H
(H
CJ
o
3
H
fa
o
a
1
w
h)
3
P
•a
£ cj
Ztx
m
OV CN CO © ©
th CO CO © O
TH   TH   ©  ©   C»
in oo cn cs" so
Tt   CO   TH   ©
00 CO H
rt vo co
on on cn
vo vo^in
t-h vp"cn
cn © r-
tN Vp CO
rf r-
O Ov
© vo
rf rf
i t- r- in
f      ©*o\
mooo
cn o cn ©
ON ©^ rf^ ©
on oo" r-" cn"
oo cn in
VO   CN    TH
O © © ©
in © in cn
00 ©^ rf ON,
t-T vo" in* t>
rf OO cN th
CO
to
CN
vo »> © th cn vo
cn cn cn vo rf on
th F* CN vp in 00
oo" CN t-h rf r" oo"
*» r- t- h th Tt cn
th  c- cn th cn
© 00 VD rt CO ©
© © th © Ov VO
©, vp, on in ©^ ©^
rf vp" on" m" co" th"
(N CO rf cN CO C-
CN co On h VO
r-"rf ov
CN
O in © rf
CO CN rf in
rt, in in^ co
© Ov tH OO
©   t-   Tf    TH
© vo r- cn
VO  O  ©  CO  th   CO
th m in rt cn in
th Tt cN m vo r-
© r- rf co th r-
© CO © th vo CN
in |> o h in t>
co vo" in co" rf r^"
t-i co rt co
© th co m
in © ov co
VO 00 Ov 00
rf th" in" vo
rf co oo
© © ©
in rt vo
© in 00
m£ S"a
<S-2 H 3
a H 3 3
rt-ygft
CN © m
rt m ©
Tt co rt
VO
ON
©
vO
CO
t-
Ov
TH                  !
Tt
1
9 2
rf rt
in on
vo co cn cn ih ©
TH   O   ©   Tf   (N   ON
th © on th no co
© r^ in cn oo r- ©vocom
©coOrHincN mcoONco
mr-cNTHTtr-      vothovco
a
M  3
.5-a
r- vo cn ov th oo
© r- o h m co
m    ©   VO    Tf    (-J    TH
VOtHCOOvCNVO cOtH©
rtr-r-inoor- ©rfvo
oo cn t-h cN^ CO CN, vo ih ©
Ov" On" rN co On" co"oo"rf
CO O iH th rf Ov 00
I cs
tN
ra     oj
r-        Vi  tn
aj 5 aj d
ON
O
00
CN
VO
ON
m
!
00 VD
Ov ©
© th
Ph
£o ca a
bj .3 i_ 3
|jgl
r-
' TH
; cn oo
ON
1 00    !
1 00
! rf
| ON
HI.C
rl  3 3
VO ON (N CN th t— VO H tN OV CO O CN 00 CN.
th © r- vo in t— rtr-iHinvor- vomin
©_ rt Vp^ vp^ (N, vo 00 cn Ov cN >n^ th v-h r)_ o
aq- rf        in" -rf" t-h" nc" on rf (N co" On -rf r-" cn"
tH             InTH             CN Tt©TfTH THON00
tH           tH ©  th  tH
8--
ili!
C3   in   O *^   tn
H   drt.   a  o
rt«ig«
B5«o°
Q   -  O  O   -
.9 z, (-, S u
o u c e"
»S.ja o
■aiiii
.h  ca  S  ei  a
<<ooo
15
ti_,   m
|3
1 5-g
S 55 5
ui
ni*
a re m
Sy o
re*. «
S "to _
OE    0
o
*rt  ry
O w
P  n   _!
DO °   3
TJ   u SI
31 i
P 0   Q
M._ rv
Si's
rt, TJ   VJ
O a m
•o as
S tj'S
IS
■J    CJ
o i3
rt  rt
< 3
-v-. 'cj
tr;   Ih
Is
•9«
co oj a.
re <
S-Sfi
■S   rt   rt
3  O  O
- s a
■g§l
o cu
« > o
rtl<
3J c5 w
o w  4J
>   OJ   3
4J   HH
CO      O    HH
(rt       re
rt a c h -
?1 §5
_S.Q«
a-"
<°
t-i   C3
rt o
B'3 ■-< _.   rt
3   O TJ   o
s '3 »a -a
rt.ii-3-.
r.  h
t-  t--
av   CT\
O    O
H H
BO'S
o o
«K1
 O 64
BRITISH COLUMBIA
TABLE IV—PROPERTY INSURANCE PREMIUMS AND LOSSES FOR 1972
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
Written
(1)
Direct Losses
Incurred
(2)
Ratio of
(2) to (1)
$
736,360
605
872,211
1,616,008
1,771,526
249,507
980,253
101,958
1,735,378
21,564
2,790
4,205
114,430
306,005
126,844
622,589
-27
37,916
6,467
42,331
71,180
178,651
17,959
618,658
531,788
2,946,582
1,686
68,514
705,304
119,616
—12
1,801,980
136,026
110,556
201,811
1,674,264
3,211,992
15
19,550
2,272,952
1,831,322
253,108
98,230
1,307,795
716,365
479,203
2,050
1,041,172
125,155
221,514
65,599
8,538
67,191
10,586
1,250
74,240
1,448,245
521,896
212,705
—47
5,436
414,182
704.397
$
518,259
214
547,458
1,142,109
—284,903
204,510
736,967
9,465
—20
514,366
54,293
—896
5,408
31,243
167,732
45,012
369,796
—2,141
15,126
480
26,702
90,100
11,592
430,996
283,494
1,998,374
2,141
21,164
375,937
47,238
—2,586
1,521,691
3,397
478,756
262,155
930,069
2,020,706
200
768,788
1,182,807
68,640
71,501
708,716
317,704
504,757
112
802,270
22,752
69,557
131,226
17,609
3,293
66
37,811
1,106,645
495,227
122,081
31
6,143
223,603
555.416
Per Cent
71
34
Aetna Insurance Co.   .	
63
71
81
75
9
30
252
American National Fire Insurance Co	
130
Arkwright-Boston Manufacturers Mutual Insurance Co  	
Bankers & Traders Insurance Co. Ltd	
27
55
36
British America Assurance Co   	
British Aviation Insurance Co. Ltd..       	
60
British Economic Insurance Co. Ltd    	
7
37
50
65
70
53
Canadian Indemnity Co.    	
68
Canadian Pioneer Insurance Co	
126
Canadian Provincial Insurance Co 	
31
Canadian Surety Co.        	
Casualty Co. of Canada  _   	
53
40
Century Insurance Co. of Canada         _	
84
3
Commerce & Industry Insurance Co	
434
Commerce & Industry Insurance Co. of Canada    	
Commercial Union Assurance Co. Ltd..   	
Commonwealth Insurance Co.      	
Consolidated Fire & Casualty Insurance Co	
56
63
Continental Insurance Co   ..  	
Co-operative Fire & Casualty Co	
34
64
24
73
53
44
106
Eaton Insurance Co	
5
78
18
31
Employers' Liability Assurance Corporation Ltd	
200
Employers Mutual Fire Insurance Co	
Employers Mutual Liability Insurance Co. of Wisconsin	
English & American Insurance Co. Ltd	
26
31
Excess Insurance Co. Ltd.	
5
51
80
95
Federation Insurance Co. of Canada _      .
Fidelity & Casualty Co. of New York  	
Fidelity Insurance Co. of Canada	
58
114
Fire Insurance Co. of Canada	
54
79
33,648,124
19,793,359
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 65
TABLE IV—PROPERTY INSURANCE PREMIUMS AND LOSSES
FOR  1972—Continued
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
Written
(1)
Direct Losses
Incurred
(2)
Ratio of
(2) to (1)
$
33,648,124
372
461,415
6,085
1,271,884
1,366,429
3,954
999,715
713,114
984,508
362,378
1,145,875
19,842
175
1,055,476
21,867
62
641,613
1,151,409
637,409
5,719
1,812,347
588,134
48.328
634,203
17,302
1,476,341
112,583
252,767
15,543
99,123
371,832
314,870
495,888
1,447,710
40
415,747
344,849
151,024
225,672
—1,701
$
19,793,359
256,016
2,999
809,358
917,914
34,797
293,504
507,160
668,660
383,157
605,269
102
21
696,195
3,580
—30
319,008
614,543
486,874
—69
848,213
733,451
37,979
432,687
17,635
1,132,363
46,374
121,838
103
65,117
175,333
72,563
253,684
194,118
6,601
156,346
172,223
53,886
119,956
22,625
1,545
10,660
12,164,675
110,001
300,252
156,278
104,700
13,718
10,216
232
71,524
198,155
500
788,662
4,566
235,871
101,289
1,008,448
—3,140
383,662
Per Cent
49
63
67
General Accident Fire & Life Assurance Corporation Ltd.	
880
29
Gerling Global General Insurance Co.	
General Security Insurance Co. of Canada	
71
68
Globe Indemnity Co. of Canada	
106
51
66
16
50
53
77
47
126
78
Imperial Guarantee & Accident Insurance Co. of Canada  _
Indemnity Marine Association Co. Ltd  _	
68
102
77
41
48
Liverpool & London & Globe Insurance Co. Ltd.  .
66
47
23
51
13
Maritime Insurance Co. Ltd. ___     	
37
50
35
National Employers' Mutual General Insurance Association Ltd.
53
-1,427
9,611,896
186,593
770,734
274,870
186,708
-54
31,841
76,480
28,926
255,047
274,586
6,521
1,746,586
16,236
15,996
507,041
236,446
1,395,181
—276
509,226
Non-Marine Underwriters, member of Lloyd's, London, Eng.
126
59
39
57
56
43
Orion Insurance Co. Ltd.	
13
28
72
8
45
29
47
43
78
Queensland Insurance Co. Ltd 	
76
69,449,246
46,717,326
 O 66
BRITISH COLUMBIA
TABLE IV—PROPERTY INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
Written
(1)
Direct Losses
Incurred
(2)
Ratio of
(2) to (1)
$
69,449,246
492,089
14,785
567,156
281,797
1,956,576
1,208,449
836,845
358,666
1,256
85,034
81,651
15,300
30,215
867,373
—4,279
719,258
80,420
467,974
269,681
—1,009
9,602
30,365
2,597
312,393
845,985
2,422,770
1,666,627
38,597
219,958
1,039,376
4,164
15,000
406,445
3,140,952
114,979
38,404
1,021,596
505,138
20,649
1,671,021
$
46,717,326
292,294
4,121
393,709
8,702
1,020,101
650,405
533,947
281,251
12,821
71,436
60,156
8,671
2,017
485,605
163,870
380,671
34,895
255,606
244,884
225
12,125
6,705
—29,448
744,054
358,914
1,209,623
714,768
39,108
116,062
464,520
—205
Per Cent
59
Roberts Mutual Fire Insurance Co.	
28
78
Royal General Insurance Co. of Canada _ 	
3
52
54
72
79
Scottish Canadian Assurance Corporation	
1,023
84
Security Mutual Casualty Co. ,	
74
56
7
56
State Farm & Fire Casualty Co                          _ .
53
43
55
91
126
22
239
42
50
43
102
United States Fidelity & Guaranty Co. _	
55
45
34,634
2,080,917
86,792
26,571
516,226
70,541
86,652
1,268,583
9
66
76
70
50
14
420
76
Totals for 197?
91,305,099
78,923,734
59,429,855
52,348,943
65
Totals for 1971             	
67
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 67
TABLE V—PROPERTY INSURANCE SUMMARY
(000's omitted)
(1968 to 1970 represent fire insurance only)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1968                           	
$
32,936
39,867
44,968
$
31,149
38,033
40,943
78,9231
91,3051
$
15,525
25,218
29,846
52,3481
59,4301
Per Cent
49.84
1969           -   	
66.31
1970 	
72.90
1971	
67.00
1972                    _                   	
65.00
TABLE VI—RECIPROCAL EXCHANGE PREMIUMS AND LOSSES FOR 1972
Name of Exchange
Net
Premiums
Written
(1)
Net
Premiums
Earned
(2)
Net
Losses
Incurred
(3)
Ratio of
(3) to (2)
Canners Exchange Subscribers at Warner Inter-Insurance
$
39,873
1,246,052
115,798
$
42,341
1,300,528
116,027
$
Per Cent
1,177,708
53,133
90.6
-15.8
Totals for 1972             	
1,395,723
1,458,896      |    1,230,841
84.4
Totals for 1971 	
1,485,629
1,449,559
-32,216
i Represents direct premiums and direct losses, including adjustment expenses.
 O 68
BRITISH COLUMBIA
TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR 1972
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
(1)
Direct Premiums
(2)
Ratio of
(2) to (1)
$
28,354
5,059
—320
337,427
343
7,285,414
18,054
21,497
—7,967
—438
40,234
714,724
262,552
1,391,298
13,836,137
480,457
22,821
1,433,380
951,941
3,996,616
—9,262
101,222
1,930,155
283,651
1,415,614
28,161
131,986
2,189,289
328
7,366
—4,148
658,353
11,053,312
539,885
881
2,334,560
1,419,368
252,687
1,633,294
62,122
180,901
29,075
22,527
114,697
26,792
86,111
1,629,107
1,504,873
22,705
22,671
$
32,396
88,827
—2,465
211,406
10,087
7,881,758
4,318
5,228
5,472
—1,365
54,387
508,794
338,465
1,040,154
8,770,122
3,820
224,530
22,488
1,107,024
967,778
2,748,774
38,007
44,815
1,349,950
197,948
978,147
22,824
58,261
1,568,206
—113
2,588
— 767
786,764
11,853,154
303,319
—400
861,907
867,311
433,590
1,129,801
36,276
163,932
—92.019
—471,942
3,976
104,269
56,782
113,777
1,543,703
1,178,209
140,574
8,550
53
197,138
261,824
52,177
585,498
2,295,893
1,586,452
25,539
83,428
279,458
343,361
391,986
2,979,452
177
551,612
Per Cent
114
1,759
Albion Insurance Co. of Canada  -	
62
2,900
Allstate Insurance Co. of Canada      	
American Home Assurance Co.... 	
108
24
25
American National Fire Insurance Co. ... -	
136
71
129
75
63
Canada Accident & Fire Assurance Co. 	
46
96
78
102
Canadian Indemnity Co	
69
44
Canadian Surety Co ,	
70
Casualty Co. of Canada   —	
70
69
Chrysler Insurance Co                	
81
CNA Assurance Co                     	
Commercial Union Assurance Co. Ltd _ 	
44
72
35
Continental Insurance Co.	
122
106
56
Dominion Insurance Corporation .. 	
Dominion of Canada General Insurance Co.  	
37
61
172
69
Elite Insurance Co.   .	
58
90
Employers Mutual Casualty Co   ,  ..
Employers Mutual Liability Insurance Co. of Wisconsin .._	
Excess Insurance Co. Ltd..__   	
18
91
211
132
Federal Insurance Co.         	
Federated Mutual Insurance Co. _ 	
Federation Insurance Co. of Canada  ....
94
78
619
38
285,480
731,937
18,564
873,691
2,030,073
2,569,403
—62,907
450,212
515,739
434,416
400,718
3,926,099
7
665,897
69
36
Firemen's Insurance Co. of Newark, N.J.  _ _ _	
282
67
112
62
General Accident Fire & Life Assurance Corporation Ltd	
18
54
79
98
76
83
71,325,195
|      56,937,445
1
J
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 69
TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR
1972—Continued
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
(1)
Direct Premiums
(2)
Ratio of
(2) to (1)
$
71,325,195
61,569
848,835
2,976,596
1,086,686
1,891,697
1,361,604
124,841
5,055
779,317
1,130,454
179,720
2,118,842
99,327
225,081
1,916,111
503,169
10,201
947,029
226,398
521,926
794,641
170,628
721,494
591,627
725
562
642
1,980,214
239,073
1,076,503
409,395
231,035
—17
113,240
438,804
301,429
1,573,702
514,839
2,829,258
547,674
523,816
1,214,810
546,544
2,472,601
4,933,576
475,534
730,427
—17,893
28,168
263,824
21,696
16,590
$
56,937,445
32,805
554,642
2,019,158
720,112
1,588,407
1,007,646
113,509
36,799
459,404
687,621
190,114
1,598,479
31,208
276,216
1,104,461
418,941
273,505
725,740
328,549
272,383
639,744
85,539
433,121
369,818
52,366
142
—1,298
1,825,135
123,587
856,820
270,870
88,784
—1,691
38,357
308,283
193,381
1,202,432
250,965
2,006,319
553,246
429,200
793,973
159,208
1,997,434
2,697,540
282,379
608,803
15,019
21,781
177,380
14,560
318,105
—272
2,823,795
113,095
649,761
458,545
21,175
303,862
490
67,344
—173
1,552,173
Per Cent
53
Guardian Assurance Co. Ltd.   _ 	
65
68
67
84
78
91
726
Imperial Guarantee & Accident Insurance Co. of Canada	
Insurance Co. of North America ._ _	
59
61
106
76
31
Liverpool & London & Globe Insurance Co. Ltd.	
122
59
83
2,670
77
145
52
80
50
Motors Insurance Corporation ___       .
National Employers Mutual General Insurance Association Ltd.
New Hampshire Insurance Co      	
60
62
7,260
25
Non-Marine Underwriters, member of Lloyd's, London, Eng	
North British & Mercantile Insurance Co. Ltd	
Northern Assurance Co. Ltd. .„      ___ _
92
52
80
66
Ocean Accident & Guarantee Corporation Ltd.	
38
34
70
64
77
Provincial Insurance Co. Ltd _
49
71
Queensland Insurance Co. Ltd.... _	
Reliance Insurance Co. of Philadelphia. ..	
Royal Exchange Assurance 	
102
82
65
29
81
55
St. Paul Fire & Marine Insurance Co. _ _ 	
Saskatchewan Mutual Insurance Co	
Scottish Canadian Assurance Corporation _	
59
83
77
Security Mutual Casualty Co.          „  	
Service Fire Insurance Co. of New York , , 	
68
67
1,920
4,244,968
183,476
814,339
714,058
1,420
2,922
80,140
429,873
67
62
80
Switzerland General Insurance Co. Ltd..	
Toronto General Insurance Co  _ _ 	
64
1,480
10,400
Transport Insurance Co. _     	
84
362
118,556,010
92,178,241
 O 70
BRITISH COLUMBIA
1972—Continued
TABLE VII—AUTOMOBILE INSURANCE PREMIUMS AND CLAIMS FOR
(Figures shown in nearest dollar.   Direct claims include adjustment expenses.)
Name of Insurer
Direct Premiums
(1)
Direct Premiums
(2)
Ratio of
(2)to (1)
$
118,556,010
3,587,958
8,439,920
1,537,035
347,513
358,313
228,612
13,285
1,111
21,658
6,900,446
282,725
2,434,091
2,029,247
1,206,842
3,578
5,957,538
S
92,178,241
1,758,908
6,174,762
893,366
203,278
381,270
236,687
17,637
267
43,262
4,933,318
332,685
1,354,153
1,532,670
869,669
—12,947
3,866,386
Per Cent
49
74
Union Insurance Society of Canton Ltd.	
58
58
United States Fidelity & Guaranty Co	
106
104
132
24
200
71
118
56
76
72
65
Totals fnr 1Q7?.
151,905,882
136,214,567
|    114,763,612
94,266,464
76
Totals for 1971                           ,..
69
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 71
TABLE VIII—AUTOMOBILE INSURANCE SUMMARY
(000's omitted)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1968	
$
82,572
94,960
117,283
$
80,530
90,468
108,307
136,2151
151,9061
$
55,261
69,595
80,354
94,2661
114,7641
Per Cent
68.62
1969           	
76.94
1970	
74.20
1971.      _
69.00
1972.        	
76 00
i Represents direct premiums and direct losses, including adjustment expenses.
 O 72 BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1972
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$
1,335
18,984
1,805
54
415
—289
$
71
2,431
$
62,583
407
$
804
68
1,652
475
1,090
—JS, 980
388
8,149
2,733
3,098
15,860
1,261
184,615
1,278
7,376
7,608
990
104,968
—1,250
10,000
—7,650
2,269
Canadian Indemnity Co     —	
83,460
55
49,597
1,020
2,626
446,435
8,537
27,592
831
9,027
15
22,845
55
352,663
—2,008
101,880
2,987
4,827
449
468
13,573
246
6,067
—626
149,665
1,960
5,976
823,115
27
5,995
16
203,274
—77
367,525
13,161
—2,508
1,558
30
19,276
3,912
194
18,920
3,000
27,635
10,167
-3,501
—11
2,53il
11,039
—16,396
—2,466
—430
—234
—8,664
11,276
7,258
751
421
554,066
1,399
1,110
20,203
57,309
444
525
2,135
21,595
397
9,895
55,580
1,730
130,192
3,505
4,813
415
594
4,645
50,443
235
5,366
Fidelity & Casualty Co. of New York
5,308
3,228
3,636
Fidelity Insurance Co. of Canada   	
267,680
9,920
412,104
17,019
8,659
165
1,466
870
1,860
328
7,609
12,816
—395
—4,703
108,703
667
—600
9,724
1,000
2,800
2,988
8,190
1,964
4,798
1,537
400
39,124
13,260
392
4,253
966
423
2,085
189
10,207
258
35
Imperial Guarantee & Accident Insurance Co. of Canada	
2,300
4,448
392
—618
—32
1,320
736
1,140
884
75
26,089
i
1,617
208
|          —211
|  	
| 	
4,000
239
—4,514
1
56
Non-Marine Underwriters, member of Lloyd's...	
26,444
1
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 73
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1972—Continued
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$
1,441
5,586
3,140
2,744
378
136
14,317
8,848
20
3,250
1,805
38,773
6,834
-524
2,837
2
1,218
1,496
1,218
$
—999
8,143
— 16,000
800
6,908
—1,914
1,768
$
1,759
8,667
2,302
3,312
637
375
13,532
6,733
$
200
—200
—255
93
—5
21,783
2,232
15,643
14,189
26,084
88,003
2,309
1,759
—5,499
1,873
68,161
1,134
506
Royal Insurance Co. Ltd	
3,831
1,632
State Farm Fire & Casualty Co	
3,885
640
—587
310
47,388
22,940
25,671
307,496
974
6,499
2,060
7,819
246,263
270
—6,344
1,175
279
5,261
17,642
6,363
498
973
41,854
25
83
8,484
3,141
28
-2,596
1,770
732
1
329
540
United States Fidelity & Guaranty Co	
269,601
—339
—5,126
—1,000
109
2,743
59,362
300
2,708
Totals    ..  _	
1,114,252
1,041,905
2,687,202
1,718,526
 O 74
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Liability
Boiler and Machinery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$
53,548
64,579
7,543
$
9,183
110,243
$
100
493,5.5
—6
$
2,069
24,848
26,569
75,643
—5,253
202
80
20,852
13,331
81,448
—1,717
—2,500
—2,012
21,625
16,897
—103
—20,952
690
757,883
1,424
1,193
87,208
74,102
33,817
1,886
274,956
47,979
1,687,780
73
6,213
263,526
18,182
102,992
61,664
363,400
30
—2,078
456,698
148,661
26,162
5,200
208,993
84,791
33,664
109,559
1,030
16,335
25,025
50,443
69,962
16,864
1,404
—16
5,261
—60
219,589
10,794
1,189,018
5,429
84
126,261
236
—145
138,773
140,690
2
—216,249
134,327
99,988
5,851
437
—15,398
22,170
1,984
85,097
34
—67,761
13,557
37,486
963
1,773
5,458
711
19,591
2,947
46,773
626
207,696
66,147
10,399
321
838
17,004
5,760
—2,441
43
2,804
110,587
89,599
13,690
44
39,079
82,016
643
55,873
106,819
221,699
550
215,552
157,449
65,295
11,591
148,709
161
3
61,971
61,264
76,291
165,737
7,443
20,502
2,730
—15,465
—479
3,607
65,072
205,611
826
45,697
50,788
16,925
—1,279
75,807
360
25,886
955
162,371
54
148,874
958
953
208,645
General Accident Fire & Life Assurance Corporation Ltd	
32,104
Gore Mutual Insurance Co    ..    ...   ...
Grain Insurance and Guarantee Co. 	
.
86,820
Great American Insurance Co.
1,023
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 75
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Name of Insurer
Liability
Net
Premiums
Written
Net
Losses
Incurred
Boiler and Machinery
Net
Premiums
Written
Net
Losses
Incurred
$
9,169
11
85,370
208,874
128,962
16
324,253
32,665
2,302
1,537
158,579
129,502
8,807
16,466
113,495
10,864
19,472
$
7,817
$
$
31,424
81,463
54,183
—700
141,382
34,447
—511
2,859
9,127
1,157
2,400
2,397
404
Imperial Guarantee & Accident Insurance Co. of Canada	
76,037
—32,644
452
13,718
88,167
19,679
107,826
53
15,993
27,081
1,610
29,011
12
552
524
2,604
2,657
—261
63,523
20,231
25,573
2,116
68,734
304
204,739
3,937
-89,414
National Employers' Mutual General Insurance Assn. Ltd.	
18,485
53,122
—142
864,977
44291
205,752
28,959
23,137
523
35,220
28,977
213,688
60
4,772
17,563
2,283
—56,669
7,860
13,132
24,410
—9,360
335,090
—10,197
2,309
102,029
—10,436
Non-Marine Underwriters, member of Lloyd's	
5,341
16,216
—11
41,456
2,251
5,110
Ocean Accident & Guarantee Corporation Ltd _	
14,785
	
2,413
2,889
50,747
—2,121
—4,828
41,799
10,926
298,266
76,800
140,868
22,372
175
2,435
232,735
35,580
22,281
170,243
10,472
14,601
111,092
66,534
371,347
165,871
317,319
25,518
89
2,915
188
5,726
446,118
—2,491
21,371
11,642
40,197
22,763
3,437
1,260
1,082
95,859
153,754
4,162
339
1,126
50,841
3,590
52,784
1,848
257
5,706
93,286
11,717
7,253
7,795
7,664
19,045
—7,974
21,099
175,992
38,510
4,003
73,257
121,503
State Farm Fire Sr Casualty Cn
257
645
2,071
2,985
439
92
508,019
280,289
268
2,955
 O 76
BRITISH COLUMBIA
TABLE IX-
-MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1972—Continued
Liability
Boiler and Machinery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
United States Fidelity & Guaranty Co....	
$
127,173
147,656
358
492
19,125
122,434
10,689
123,716
37,194
511
137,148
$
110,192
37,542
-5
5,250
131,196
40,336
—34,147
27,921
1,413
84,905
$
$
6,382
771
2,027
2,564
Totals	
12,318,729
5,823,615
2,598,327
352,934
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 77
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Aircraft
Marine
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$
5,915
$
$
18,326
174,881
1,064
$
7,106
101,330
1,087,323
995,297
—1,500
96,557
371,774
30,055
14,000
21,359
11,032
400
21,321
10,689
21,430
5,308
33,987
22,595
20,112
7,313
1,575,164
707,362
30,849
8,431
28,562
569,711
13,442
58,056
16,767
55,590
420,678
—3,532
59,931
1,195,714
29,627
619,651
124
555,188
60,681
66,662
24,203
613,688
7,318
23,849
6,588
41,321
10,056
106,620
84,721
—40,933
309,559
20,159
7,383
—13,913
8,766
236,523
23,955
96,322
9,639
6,332
15
125,553
542
455,056
1,152
	
213,890
—190
66,890
36,176
110,813
36,304
43,335
53,888
190,805
192,925
306,792
—3,617
39,063
359
247,598
33,048
26,942
25,668
27.1,286
4,065
3,214
13,458
133
—1,243
82,365
10,322
900
61,074
3,456
Insurance Co. of North America 	
166,687
45,974
595
2,218
236
32,707
11,141
—10,092
Malvern Insurance Co. Ltd 	
     -
14,080
5,481
1,654
32,077
1,319
21,935
10,757
24
	
58,660
16,781
—6,296
1,712,914
802,806
81,397
84,786
143,975
51,631
135,725
—258,863
1,801,192
174,125
590,442
211,604
Phoenix Assurance Co. Ltd _	
424,423
31,860
51,428
1,453
 O 78
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Aircraft
Marine
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$
$
$
3,220
$
—834
948
—8,393
303
133,227
38,151
20,927
28,203
2,775
101,727
9
951
42,360
216,050
—6,267
58,319
3,921
13,497
7,383
847
22,713
820,097
494,567
139,131
	
	
76
104,311
45,400
65,802
189,935
99,600
425,148
66,308
71,349
—209,071
246,500
51,373
—1
—5,268
41,886
United States Fidelity & Guaranty Co.
700
129,549
129,239
186,190
479,108
21,965
91,214
6,680
171,561
24,376
1,497
Totals	
8,560,273
3,222,962
8,381,238
4,332,147
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 79
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1972—Continued
Personal Accident and Sickness
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Abbey Life Insurance Co. of Canada..	
$
281
198
903,158
16,200
122,540
20,218
1,870
1,331
332,325
580
3,478
12,847
284,722
176,335
10,557
1,264,621
183
77
39,862
169
—72
1,990,931
868,956
156,389
—244
1,885,369
2,165
762,091
112,768
64,248
6,861,195
670
37,658
146,299
303,499
10,272
2,448
9,468
278,738
5,171
1,410
3
176,365
44,522
1,172,188
418,876
$
933,193
58,561
6,524
—9
134
132,864
1,400
202,481
112,719
2,519
845,562
41,783
3,936,941
315,939
41,349
970,633
55
—1,581,883
81,104
82,277
5,288,273
46
4,749
16,216
Dominion Life Assurance Co....	
268,668
12,657
10,514
235,623
2,078
30,822
234,142
39,809
892,744
307,279
11,056
3,796
6,422
2,962
5,189
21
11
770
214
728
389
3,261,849
8,337
30,075
28,886
1,746
369
11,427
273,809
8,985
47,339
2,652
2,878
771
2,423
727
15
1,255
2,360,489
Guardian Assurance Co. Ltd 	
676
20,685
8,664
464
1,836
127,192
66,735
 O 80
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Name of Insurer
Personal Accident and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Insurance Corporation of Ireland Ltd	
John Hancock Mutual Life Insurance Co.-
L'Assurance-Vie Desjardins  	
Laurier Life Insurance Co 	
Law, Union & Rock Insurance Co. Ltd	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd..
London & Lancashire Insurance Co. Ltd —
London & Midland General Insurance Co	
London Assurance— —	
London Life Insurance Co —	
Loyal Protective Life Insurance Co	
Lumbermen's Mutual Casualty Co. —	
Maccabees Mutual Life Insurance Co	
Manufacturers Life Insurance Co	
Maryland Casualty Co _	
Metropolitan Life Insurance Co...
Ministers Life & Casualty Union 	
Montreal Life Insurance Co 	
Mutual Life Assurance Co. of Canada	
Mutual Life Insurance Co. of New York-
Mutual of Omaha Insurance Co. 	
National Life Assurance Co. of Canada
New York Life Insurance Co.....
Niagara Fire Insurance Co..
Non-Marine Underwriters, member of Lloyd's-
North American Life Assurance Co 	
North British & Mercantile Insurance Co. Ltd.—
Northern Assurance Co. Ltd	
Northern Life Assurance Co. of Canada 	
North West Life Assurance Co. of Canada	
Norwich Union Fire Insurance Society Ltd	
Occidental Life Insurance Co. of California	
Ocean Accident & Guarantee Corporation Ltd....
Old Republic Life Insurance Co	
Paul Revere Life Insurance Co  -	
Pearl Assurance Co. Ltd 	
Pennsylvania Life Insurance Co   -
Phoenix Assurance Co. of Canada  	
Pitts Insurance Co _    	
Pitts Life Insurance Co.   _	
Provident Life & Accident Insurance Co...
Prudential Assurance Co. Ltd  	
Prudential Insurance Co. of America	
Royal Exchange Assurance.
Royal General Insurance Co. of Canada-
Royal Insurance Co. Ltd	
Safeco Life Insurance Co	
St. Paul Fire & Marine Insurance Co.	
Scottish Union & National Insurance Co..
Seaboard Life Insurance Co  -	
Security Mutual Casualty Co.	
State Farm & Casualty Co	
Sun Alliance Insurance Co  	
Sun Insurance Office Ltd	
Sun Life Assurance Co. of Canada„
Transportation Insurance Co	
Travelers Insurance Co	
Travelers Life Insurance Co. of Canada-
Underwriters National Assurance Co	
Unigard Mutual Insurance Co..
Union Insurance Society of Canton Ltd..
Union Mutual Life Assurance Co	
Union Mutual Life Insurance Co	
United American Insurance Co 	
Western Assurance Co	
Zurich Insurance Co _ 	
$
988
35,706
33
61,237
411
584
2,098
1,213,239
22,822
1,670,914
278,297
13,160
218
86,702
1,525,275
1,217,862
3,743
13,120
1,277,671
193,563
937,487
918,554
313,972
148,909
177,718
24,079
55,347
286
77,722
1,979
807,701
3,707
79,820
285,169
9,522
108,987
15,934
105,236
739
811
125,390
1,231,582
7,234
20,707
166,855
9,512
26,183
1,336
140,754
5,352
828
14,426
60,219
1,615,351
23,868
896,699
323,902
81,377
5,525
2,797
315,339
153,234
3,188
8,326
847,461
$
840
23,718
13,473
1,387
188,984
652
1,531,492
153,094
5,064
25,825
511,371
1,091,087
3,151
790
923,845
126,485
415,083
884,251
268,833
—43
11,505
158,540
5,280
17,254
62
29,240
643,321
—500
84,209
115,491
532
11,067
2,998
22,792
25,823
903,228
631
44,289
108530
136,404
3,567
162
4,344
231,910
1,766,555
—54,529
337,001
173,677
10,226
6,191
726
182,446
143,667
430
—4,240
588,025
Totals ..
39,975,026      \      28,015,902
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1972
O 81
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1972—Continued
Credit
Title and Mortgagei
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
American Credit Indemnity Co. of New York. ~
$
25,676
$
—21,034
$
136
1,782
$
34^420
21,795
844,2401
4,4731
Totals 	
60,096
761
846,158
4,473
i Mortgage insurance.
 O 82
BRITISH COLUMBIA
TABLE X—OTHER INSURANCE  (TABLE IX)  SUMMARY
(OOO's omitted)
Class of Insurance
1968
1969
1970
1971
1972
Property, P.i-
Property, L	
Fire, P 	
Fire, L...
Personal property, P._
Personal property, L.Real property, P	
Real property, L	
Earthquake, P	
Earthquake, L	
Inland transportation, P.-
Inland transportation, L...
Theft, P	
Theft, L	
Forgery, P 	
Forgery, L	
Windstorm, P 	
Windstorm, L	
Boiler and machinery, P.-
Boiler and machinery, L.Plate glass, P 	
Plate glass, L 	
Guarantee (fidelity and surety), P.
Guarantee (fidelity and surety), L._
Liability, P	
Liability, L..
Personal accident and sickness, P.
Personal accident and sickness, L.„
Aircraft, P	
Aircraft, L	
Marine, P   	
Marine, L 	
Hail, P _    _ __.
Hail, L	
Other forms, P	
Other forms, L	
Totals, Ph.
Totals, L..
31,149
15,525
10,149
6,080
4,178
1,919
127
1,005
692
948
571
13
1
—7
1
935
154
580
339
2,044
535
6,797
3,623
22,601
15,988
3,061
1,563
4,496
2,925
55
22
307
29
38,033
25,218
13,023
8,050
3,557
1,919
168
3
1,435
783
1,103
801
27
1
4
3
1,953
1,058
449
319
2,700
778
7,486
6,442
22,295
16,438
4,142
4,557
6,245
3,295
6
40,943
29,846
14,832
8,869
3,682
519
134
271
66
1,701
633
1,237
933
20
3
2
2,625
313
726
504
2,458
985
9,006
4,457
27,295
20,715
6,490
2,466
5,790
2,356
3
2
215
60
$
78,924
52,349
2,053
1,701
3,457
1,253
10,036
6,615
34,250
24,091
8,487
4,131
7,398
3,285
129
58
$
91,305
59,430
2,598
353
3,801
2,760
12,319
5,824
39,975
28,016
8,560
3,223
8,381
4,332
906
5
5,435      |    103^059      |    117,159
49,967
69,725
144,734      |    167,845
72,661
93,483
103,943
P.—Premiums.   L.—Losses.
1 Property insurance in 1971 and 1972 includes fire and other coverages not shown as separate class.
Printed by K. M. MacDonald, Printer to the Queen's Most Excellent Maiesty
in right of the Province of British Columbia.
1974
730-174-1809

Cite

Citation Scheme:

        

Citations by CSL (citeproc-js)

Usage Statistics

Share

Embed

Customize your widget with the following options, then copy and paste the code below into the HTML of your page to embed this item in your website.
                        
                            <div id="ubcOpenCollectionsWidgetDisplay">
                            <script id="ubcOpenCollectionsWidget"
                            src="{[{embed.src}]}"
                            data-item="{[{embed.item}]}"
                            data-collection="{[{embed.collection}]}"
                            data-metadata="{[{embed.showMetadata}]}"
                            data-width="{[{embed.width}]}"
                            data-media="{[{embed.selectedMedia}]}"
                            async >
                            </script>
                            </div>
                        
                    
IIIF logo Our image viewer uses the IIIF 2.0 standard. To load this item in other compatible viewers, use this url:
https://iiif.library.ubc.ca/presentation/cdm.bcsessional.1-0376261/manifest

Comment

Related Items