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fifty-eighth Annual Report of the SUPERINTENDENT OF INSURANCE 1969 (Business Transacted in 1968) British Columbia. Legislative Assembly 1969

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Full Text

 PROVINCE OF BRITISH COLUMBIA
Fifty-eighth Annual Report
SUPERINTENDENT OF
INSURANCE
1969
(Business Transacted in 1968)
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1969
  To the Honourable John Robert Nicholson, P.C., O.B.E., Q.C, LL.D.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Fifty-eighth Annual Report of
the Superintendent of Insurance for the year ended December 31, 1968.
LESLIE R. PETERSON,
A ttorney-General.
Victoria, British Columbia, August 15,1969.
  TABLE OF CONTENTS
Report of Superintendent of Insurance	
List as at June 30, 1969—
Insurers Licensed	
Fraternal Benefit Societies Licensed under the Insurance Act-
Names of Insurers Licensed since December 31, 1968	
Names of Insurers Which Have Ceased Business since December 31, 1968
Underwriters'Agencies Licensed	
Reciprocal Exchanges Granted Permits	
Societies (Incorporated under the Societies Act) Licensed under the Insurance Act	
Annual Statements of Provincial Licensees—
B.C.F.G. Mutual Hail Insurance Company,	
The British Columbia Insurance Company.	
British Columbia Life & Casualty Company	
The British Columbia Plate Glass Insurance Company..
Fraser Valley Mutual Insurance Company	
Fruit Growers Mutual Insurance Company	
The Mutual Fire Insurance Company of British Columbia..
Pacific Automobile and Fire Insurance Company.	
Pacific Coast Fishermen's Mutual Marine Insurance Company.
Roberts Mutual Fire Insurance Company.	
Seaboard Life Insurance Company.	
Page
7
10
35
36
36
36
36
36
37
39
41
44
46
48
51
53
55
57
59
Tables
Life Insurance—
I. Business of 1968	
II. Summary, 1964-68	
Fraternal Societies—
III. Business of 1968	
Fire Insurance—
IV. Business of 1968	
V. Summary, 1964-1968.
Reciprocal Exchanges—
VI. Business of 1968	
Automobile Insurance—
VII. Business of 1968	
VIII. Summary, 1964-1968.
Miscellaneous Classes of Insurance—
IX. Business of 1968	
X. Summary, 1964-1968.
62
67
68
69
72
72
73
76
77
101
  Report of the Superintendent of Insurance
Department of Insurance,
Victoria, British Columbia, August 15, 1969.
The Honourable Leslie R. Peterson, Q.C,
A ttorney-General, Victoria, British Columbia.
Sir,—Pursuant to the Insurance Act, I beg to submit the Fifty-eighth Annual
Report of the Department of Insurance covering the year ended December 31, 1968.
At that date 346 insurers were licensed under the Act to transact business.
The following summary indicates the origin of the insurers, how many hold only
Provincial licences, and how many had Federal registry in addition to a Provincial
licence:—
Where Incorporated
Provincial
Licence
Federal
Registry
Total
11
13
5
1
2
I
14
98
54
2
2
2
132
11
Other Provinces  	
27
98
59
2
2
1
1
Holland                        	
2
2
1
1
New Zealand _	
1
1
Switzerland        . .	
United States
4
133
Totals
35
313'
346
The comparative figures are for 1967, 350, and 1966, 349.
Seven new insurers were licensed during the year. These are as follows:
Affiliated FM Insurance Company, Balboa Insurance Company, Business Men's
Assurance Company of America, M F B Mutual Insurance Company, Protection
Mutual Insurance Company, Provident Life and Accident Insurance Company, and
State Mutual Life Assurance Company of America.
Twelve insurers ceased to transact business in the Province during the year.
These are as follows: Blackstone Mutual Insurance Company, British Canadian
Insurance Company, Camden Fire Insurance Association, Canadian Mercantile
Insurance Company, Canadian National Insurance Company, Commerce General
Assurance Company, Employers Mutual Fire Insurance Company, Firemans Mutual
Insurance Company, London and Lancashire Guarantee and Accident Company of
Canada, Manufacturers Mutual Fire Insurance Company, Merchants Marine Insurance Company Ltd., and Westminster Fire Office.
A complete list of insurers will be found on pages 10 to 34. A similar list is
published in The British Columbia Gazette. For the purposes of convenience, the
present list is made up to June 30, 1969, so that it includes insurers licensed since
December 31, 1968, and shows the classes of insurance for which each is licensed.
 B 8
BRITISH COLUMBIA
On analysis the list shows that 90 companies (exclusive of fraternal societies)
were licensed for life insurance, 187 for fire insurance, 178 for automobile insurance,
and 76 for marine insurance. These figures cover only the major classes of insurance, and it should be understood that the same company may be licensed, for
example, for fire, automobile, and marine insurance.
The annual statements of those companies incorporated by or under an Act
of the Legislature are set forth at length on pages 37 to 59.
There is one underwriter's agency licensed under the Act, as shown on page 36.
The taxes collected on unlicensed insurance amount to $18,933.
The number of insurance agents' and salesmen's licences issued for the year
1968 is given below, together with a comparative table for the previous four
years. All licensees in the insurance industry now have a pre-licence examination
requirement.
Licences Issued to—
1968
1967
1966
1965
1964
Life insurance agents  	
4,020
1,611
3,887
1,644
656
70
151
3,742
1,525
666
74
159
3,532
1,526
726
63
146
3,408
l',558
741
70
153'
782
63
150
Totals	
6,595
6,408
6,166
5,993
5,961
Real-estate agents and salesmen employed by trust companies, formerly exempt
from licensing, were required to be licensed commencing January 1, 1969.
The number of real-estate agents' and salesmen's licences issued under the
Real Estate Act for the year 1968/69 in comparison with the previous four years
is as follows:—
Licences Issued to—
1968/69
1967/6K
1966/67
1
1965766
1
1964/65
Real-estate agents	
1,120
4,804
1,043
4,166
970
3-,5'lS'
882
3,288
847
3,239
Totals                        	
5,924
5,209
4,485
4,170
4,086
Pursuant to Part II of the Real Estate Act, documents have been processed and
filed in connection with 610 subdivisions since my last report.
The number of collection agents' licences issued for the year 1968 is given
below, together with a comparative table for the previous three years:—
Year
1968
1967
Licences Issued
to Collection
Agents
  92
  95
Year
1966
1965
Licences Issued
to Collection
Agents
  88
88
The number of issuers' and salesmen's licences issued under the Investment
Contracts Act for the year April 1, 1968, to March 31, 1969, is as follows: Issuers,
5; salesmen, 18.
The Association of Superintendents of Insurance met at Toronto for its 51st
annual conference, commencing September 16, 1968. Attending at the sessions
were more than 288 representatives of the insurance industry.
The association officers for the 1968/69 term are: President, G. Lome
Monkley, Superintendent of Insurance, Province of Prince Edward Island; Secretary,
Cecil Richards, F.C.A., Superintendent of Insurance, Province of Ontario.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 9
Following the election of officers, the Superintendents accepted the invitation
of the Superintendent of Insurance of the Province of New Brunswick to hold the
1969 conference at St. Andrews by the Sea, New Brunswick, commencing September
8, 1969.
Respectfully submitted.
E. T. CANTELL,
Superintendent of Insurance.
 B 10
BRITISH COLUMBIA
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 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968 B 37
Annual Statements of Provincial Licensees
B.C.F.G. MUTUAL HAIL INSURANCE COMPANY
Head Office—Kelowna, British Columbia
Date of incorporation, March 30, 1950.   Date commenced business, May 18, 1950.
Officers
E. M. Tait, President.
J. Luthy (deceased, December, 1968), D. P. Fraser (appointed, December, 1968),
Vice-President. Vice-President.
H. B. Earle, General Manager and Secretary.
E. M. Tait.
J. Luthy (deceased,
December, 1968).
D. P. Fraser.
Directors
N. R. C. Pooley (deceased,
November, 1968).
D. Richard.
R. Basnett.
E. Malen.
J. H. Stuart.
A. R. Garrish (appointed,
December, 1968).
J. B. Kidston (appointed,
December, 1968).
Auditors
Rutherford, Bazett & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Guarantee Stock
Guaranteed
Number   Par Value Amount
Authorized   5,000       $10 $50,000
Subscribed   1,725          10 17,250
Paid in cash (or stock dividend)   -— 17,250
Contributions to surplus
Unpaid calls 	
Preferred
Number Par Value Amount
Nil       Nil       Nil
Nil        Nil        Nil
Amount
.. Nil
_ Nil
Assets
Investments-
Bonds -
Cash ...
Investment income due or accrued
Other assets 	
$154,975
2,782
1,696
1,835
Gross assets   $161,288
Deduct assets not admitted   	
Total assets admitted
$161,288
Liabilities
Other liabilities 	
Guarantee stock and surplus—
Guarantee stock subscribed and paid
Nil
$17,250
Surplus        144,038
$161,288
 B 38
BRITISH COLUMBIA
Profit and Loss Account
Net premiums written and earned
Net claims incurred	
Net adjustment expenses	
Commissions and allowances	
General expenses and taxes incurred
Total expenditure 	
Underwriting profit 	
Other income (expenditure)
. Net profit	
$45,467
$9,350
923
1,513
15,490
$27,276
$18,191
8,109
$26,300
Net profit	
Dividends declared
Net increase
Surplus Account
Decreases
$15,059
Increases
$26,300
Guarantee stock subscribed and paid up and surplus at beginning
of year 	
Guarantee stock refunded in year	
Guarantee stock and surplus at end of year (surplus for protection
of policyholders) 	
Deduct paid in guarantee stock at end of year	
Surplus per balance-sheet 	
$11,241
150,317
270
$161,288
17,250
$144,038
Returns for British Columbia
(See page 100.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 39
Authorized	
Subscribed	
Paid in cash-
THE BRITISH COLUMBIA INSURANCE COMPANY
Head Office—Vancouver, British Columbia
Date of incorporation, February, 1904, S.B.C. 1904, chapter 57;  amended,
March 29, 1934, S.B.C. 1934, chapter 70;  amended, April 11, 1946, S.B.C.
1946, chapter 81.
Date commenced business, 1948.
Officers
K. B. Mossop, President.
Directors
K. B. Mossop. F. A. Griffiths.
P. B. Paine. R. F. Gardiner.
Auditors
Riddell Stead & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Capital Stock
Common
Par Value
$5
L. H. Gledhill, Secretary.
W. H. Molyneux.
Wm. A. Aubin.
Or stock dividends.
Number
80,000
44,389
44,307
82
Amount
$400,000
221,945
110,768
410
Preferred
Number Par Value
20,000       $5
Amount
$100,000
Total authorized	
Total subscribed 	
Total paid in cash or stock dividend
Contributions to surplus	
Unpaid calls 	
$500,000
221,945
111,178
Nil
Nil
Assets
In Canada
$59,582
Bonds (book value)	
Stocks (book value)	
Guaranteed investment certificates      20,000
Outside Canada
$109,439
86,008
Summary of investments (sub-total)
Cash   	
Investment income due and accrued	
Amounts owing by reinsurers	
Other assets 	
Gross assets
$79,582
2,735
791
$83,108
Deduct assets not admitted
$195,447
4,541
3,564
296
118,801
$322,649
38,801
Total
$169,021
86,008
20,000
$275,029
7,276
4,355
296
118,801
$405,757
38,801
Total assets admitted
Unearned premiums 	
Provision for unpaid claims .
Expenses due and accrued—
Trade 	
Taxes 	
Other liabilities
Total liabilities
Liabilities
$83,108   $283,848   $366,956
In Canada    Outside Canada
$8 $32,700
  11,753
700
555
2,072
$3,335
5,617
4,901
$54,971
Total
$32,708
11,753
700
6,172
6,973
$58,306
Capital and surplus—
Capital stock subscribed and paid
Surplus  	
473
110,705
111,178
197,472
$366,956
 B 40
BRITISH COLUMBIA
Profit and Loss Account
Unearned premiums included in liabilities at beginning of
year 	
Net premiums written	
Sub-total
In Canada    Outside Canada
$8 $32,282
8 81,033
$16
Less unearned premiums included in liabilities at end of
year 	
Net premiums earned	
$8
Net claims incurred, including adjustment expenses
Agents' commissions and brokerage incurred	
General expenses and taxes incurred	
$3
1,186
Total expenditure
Underwriting profit or loss .
$1,189
$1,181
Other income (expenditure)          3,218
Net profit	
Surplus Account
Decreases
Net profit 	
Changes in unadmitted assets    $38,801
Net decrease 	
Capital stock subscribed and paid up and surplus at beginning of year 	
Capital stock and surplus at end of year (surplus for protection of policyholders) 	
Deduct paid in capital stock at end of year	
Surplus per balance-sheet	
$113,315
32,700
$80,615
$33,086
32,670
13,667
$79,423
$1,192
35.518
$2,037 $36,710
$54
308,704
$308,650
111,178
$197,472
Total
$32,290
81,041
$113,331
32,708
$80,623
$33,086
32,673
14,853
$80,612
$11
38.736
$38,747
Increases
$38,747
Returns for British Columbia
(See page 87.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968 B 41
BRITISH COLUMBIA LIFE & CASUALTY COMPANY
Head Office—West Vancouver, British Columbia
Date of incorporation, March, 1958.   Date commenced business, May, 1965.
Officers
H. S. Reed, President and Chairman R. O. Schuelke, Vice-President,
of the Board. A. R. Heath, Agency Director.
G. J. Chambers, Secretary and J. D. Taylor, Assistant Agency Director.
Treasurer. Byron Straight, Actuary.
W. L. Little, Vice-President.
Directors
H. S. Reed. M. D. Easton. R. O. Schuelke.
A. R. Heath. F. F. Becker. A. D. Evanson.
P. D. Pemberton-Holmes. J. M. Peart. A. N. Murdock.
G. J. Chambers.
Auditors
Touche, Ross, Bailey & Smart, Chartered Accountants.
Statement for the Year Ended December 31, 1968
Capital Stock
Capital stock authorized—
Amount    $2,000,000
Number of shares  —        20,000
Par value      $ 100 each
_-..,... ,        .      .  ,      .• Number of        Amount       Amount Paid
Capital Stock issued and outstanding— Shares Subscribed in Cash
At beginning of year   5,656       $565,600       $565,600
Issued during year    Nil Nil Nil
Total at end of year  5,656       $565,600       $565,600
Amount of unpaid calls at end of year, nil.
Premium on capital stock—
Total amount at beginning of year  $1,469,800
Amount received during year          Nil
Total amount paid at end of year  $1,469,800
Assets
Bonds owned by the company      $1,325,705
Stocks owned by the company  80,999
Mortgage loans on real estate  301,017
Policy loans      5,395
Deposits re mortgages   43,700
Guarantee investment receipts, Royal Trust Co.    346,372
Cash   120,452
Deposit—Alberta Government re inspection    5,000
Investment income, due and accrued  22,257
Outstanding life insurance premiums and annuity considerations   72,477
Accident and sickness premiums due and unpaid effective after September 30th of
current year (net commissions deducted)   545
$2,323,919
Deduct assets not admitted—
Deposits re mortgages    $43,700
Deposit—Alberta Government      5,000
         48,700
Total assets   $2,275,219
 B 42 BRITISH COLUMBIA
Liabilities, Capital, and Surplus
Actuarial reserve for life insurance and annuity contracts in force      $841,512
Aggregate reserve for accident and sickness insurance  12,490
Outstanding claims under insurance and annuity contracts, including provision for
unreported claims   77,482
Amounts on deposit with the company, pertaining to insurance and annuity contracts and including interest accumulations       384,046
Insurance premiums and annuity considerations received in advance, including $617
accident and sickness premiums         25,124
Provision for dividends to policyholders   78,950
Provision for other accrued profits to policyholders  1,390
Taxes, licences, fees due and accrued  24,872
Commissions on insurance premiums and annuity considerations, due and accrued—
Life and annuity  $11,807
Accident and sickness  191
  11,998
General and investment expenses due and accrued  5,599
Amounts received but not yet allocated    6,485
Total liabilities   $1,469,948
Capital stock paid        565,600
Surplus in shareholders' fund ) 239 671
Surplus in insurance and annuity funds]  '
Grand total  $2,275,219
Summary of Operations
Premiums and annuity considerations—
(a) Life insurance and annuities  $1,429,088
(b) Accident and sickness insurance         54,451
  $1,483,539
Net investment income    109,616
Total income  _ ,  $1,593,155
Claims incurred under insurance and annuity contracts, other than under settlement
annuities—
(a) Life insurance and annuities       $97,057
(Z>) Accident and sickness insurance  14,623
$111,680
Normal increase in actuarial reserve  418,245
Increase in aggregate reserve for accident and sickness insurance  3,837
Interest credited to amounts on deposit with the company  17,960
Interest on claims   1,091
Taxes, licences, and fees, excluding investment taxes  25,371
Commissions on insurance premiums and annuity considerations  560,378
General expenses (excluding investment expenses)   418,494
Dividends to policyholders   279,570
Total   $1,836,626
Balance carried to Surplus Account     $243,471
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
Surplus Account
Surplus December 31, 1967—
(a) In shareholders' fund )
(b) In insurance and annuity funds]"
Increases
Net capital gain on investments 	
Recovery of prior years' advances written off
Decrease in assets not admitted	
Total increase
B 43
$376,499
534
45,022
61,087
$106,643
Decreases
Balance carried from summary of operations—Total decrease before dividends to
shareholders       $243,471
Dividends to shareholders
Net decrease 	
Surplus, December 31, 1968-
(a) In shareholders' fund
-i
(b) In insurance and annuity funds]
Nil
$136,828
239,671
Returns for British Columbia
(See page 62.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 44 BRITISH COLUMBIA
THE BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY
Head Office—Vancouver, British Columbia
Date of incorporation, May 11, 1901.   Date commenced business, March 5, 1914.
Officers
G. E. Lafreniere, President.
D. H. Bell-Irving, Secretary. A. C. K. Sloan, Treasurer.
Directors
G. E. Lafreniere. A. C. K. Sloan. Lloyd F. Stevens.
D. H. Bell-Irving. R. M. Ivey.
Auditors
Clarkson, Gordon & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Capital Stock
Common Preferred
No.      Par Value Amount No. Par Value Amount
Authorized  250        $100 $25,000 Nil         Nil Nil
Subscribed  100          100 10,000 Nil         Nil Nil
Paid in cash (or stock dividend)  _L 10,000 Nil         Nil Nil
Contributions to Surplus
Premium paid on capital stock  $200
Other contributions to surplus       Nil
Total  -   $200
Unpaid Calls
Amount of calls unpaid at end of year—
Ordinary  Nil
Preferred shares    Nil
Premium    Nil
Assets
Bonds (book value)    $122,139
Cash  30,219
Investment income due or accrued  1,412
Amounts due from agents and brokers  24,046
Other assets  50
Gross assets   $177,866
Deduct assets not admitted  548
Total assets admitted  $177,318
Liabilities
Unearned premiums extended at 80 per cent  $141,856
Provision for unpaid claims       13,533
Expenses due and accrued taxes       17,593
Other liabilities  634
Total liabilities  $173,616
Capital stock subscribed and paid      10,000
Paid in premium on capital stock      200
Surplus account (deficit)          6,498
Total liabilities.     $177,318
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968 B 45
Profit and Loss Account
Unearned premiums included in liabilities at beginning of year  $126,270
Net premiums written       150,741
Sub-total  $277,011
Less unearned premiums included in liabilities at end of year     141,856
Net premiums earned  $135,155
Net claims incurred     $90,066
Commissions and allowances          34,649
General expenses and taxes incurred       14,764
Total expenditure ._ - $139,479
Underwriting loss        $4,324
Other income          7,440
Net profit      $3,116
Surplus
Decreases Increases
Net profit     $3,116
Changes in unadmitted ledger assets      $283 	
Reserve deferred income tax  14,578 	
Dividends declared      7,500 	
Net decrease  $19,245
Capital stock subscribed and paid up and surplus at beginning of year 22,947
Capital stock and surplus at end of year  $3,702
Deduct paid in capital stock and premium on capital stock at end of
year    10,200
Deficit per balance-sheet    $6,498
Returns for British Columbia
(See page 87.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 46
BRITISH COLUMBIA
FRASER VALLEY MUTUAL INSURANCE COMPANY
Head Office—New Westminster, British Columbia
Date of incorporation, May 2, 1966 (special Act, chapter 58, 1966).
Date commenced business, May 2, 1966.
Officers
V. H. Chadwick, President.
Dr. M. A. Edworthy, Vice-President. Mrs. H. W. Martin, Secretary-Treasurer.
V. H. Chadwick.
R. Selkirk.
Dr. M. A. Edworthy.
Directors
Dr. H. N. Watson.
J. S. Gifford.
Mrs. H. W. Martin.
C. T. Brown.
R. G. Clements.
J. P. Swansborough.
Auditors
Clarkson, Gordon & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Assets
Bonds and trust certificates
Cash
Investment income due and accrued
Instalment premiums receivable	
Other assets 	
Gross assets
Deduct assets not admitted
Total assets admitted
$239,411
130
4,891
1,924
1,005
$247,361
1,375
$245,986
Liabilities
Unearned premiums extended at 80 per cent
Provision for unpaid claims	
Bank overdraft and loans	
Amounts owing on reinsurance contracts
Expenses due and accrued—
Trade 	
Taxes 	
Other liabilities 	
Total liabilities
Reserves—Investment and contingencies
Surplus  	
$1,773
16,361
61,765
97
3,861
1,129
2,088
$87,074
10,000
148,912
$245,986
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 47
Profit and Loss Account
Unearned premiums included in liabilities at beginning of year
Net premiums written 	
Sub-total
Less unearned premiums included in liabilities at end of year .
Net premiums earned	
Net claims incurred	
Commissions and allowances	
General expenses and taxes incurred
Total expenditure	
Underwriting loss 	
Other income (expenditure)
Net loss	
$22,529
307,846
$330,375
1,773
$328,602
$266,824
21,454
101,297
$389,575
$60,973
22,387
$38,586
Surplus Account
Net loss . ,	
Changes in unadmitted ledger assets	
Changes in reserve for investment and contingencies
Net decrease	
Surplus of assets over liabilities at beginning of year _
Surplus of assets over liabilities at end of year	
Decreases
$38,586
1,375
Increases
$24,961
173,873
$148,912
$15,000
Returns for British Columbia
(See page 96.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
.
 B 48 BRITISH COLUMBIA
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna, British Columbia
Date of incorporation, March 15, 1955.    Date commenced business, September 23, 1955.
Officers
E. M. Tait, President. H. B. Earle, General Manager and Secretary.
R. C. Maddocks, Vice-President.     R. Price, Treasurer.
Directors
E. M. Tait.                  A. R. Garrish (appointed, D. Richard.
R. C. Maddocks.             December, 1968). I.H.Stuart.
D. P. Fraser.               N. R. C. Pooley (deceased, J. B. Kidston (appointed,
E. Malen.                        November, 1968). December, 1968).
I. Luthy (deceased,
December, 1968).
Auditors
Rutherford, Bazett & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Guarantee Stock
Guarantee stock authorized—
Amount       $500,000
Number of shares         20,000
Par value     $25 each
Number of Amount       Amount Paid
Guarantee stock issued and outstanding— Shares Subscribed in Cash
At beginning of year  12,560        $314,000        $314,000
Issued during the year     2,460 61,500 61,500
15,020       $375,500       $375,500
Assets
Investments—
Bonds     $760,436
Stocks     108,913
Mortgage loans and sales agreements  9,982
Real estate   166,463
Summary of investments (sub-total)   $1,045,794
Cash   60,000
Investment income due or accrued  12,728
Amounts due from agents and brokers    281,231
Amounts owing by reinsurers    25,373
Other assets    65,241
Gross assets      $ 1,490,3 67
Deduct assets not admitted           40,754
Total assets admitted  $1,449,613
 r
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968 B 49
Liabilities
Unearned premiums extended at 80 per cent  $475,946
Unearned premiums extended at 100 per cent  577
Provision for unpaid claims   374,187
Provision for adjustment expenses of unpaid claims  8,746
Bank overdraft and loans   81,675
Amounts owing on reinsurance contracts   117,550
Expenses due and accrued—
Trade  21,451
Taxes      24,519
Other liabilities   42,181
Total liabilities   $1,146,832
Capital and surplus—
Guarantee stock subscribed and paid  375,500
Deficit  72,719
$1,449,613
Profit and Loss Account
Unearned premiums included in liabilities at begining of year—
At 80 per cent    $379,186
At 100 per cent    2,549
Net premiums written     976,302
Sub-total    $1,358,037
Less unearned premiums included in liabilities at end of year—
At 80 per cent    475,946
At 100 per cent    577
Net premiums earned    $881,514
Net claims incurred   $665,071
Commissions and allowances   54,107
General expenses and taxes incurred  333,041
Total expenditure     $1,052,219
Underwriting loss  170,705
Other income       78,709
Net loss  91,996
 B 50 BRITISH COLUMBIA
Surplus for Protection of Policyholders
Decreases Increases
Net loss   $91,996 	
Changes in unadmitted ledger assets       8,027 	
Provision for refunds unpaid    $738
Paid to agents for goodwill re portfolios     16,570 	
Net decrease    $ 115,855
Guarantee stock subscribed and paid up and surplus at beginning
of year  357,136
Guarantee stock paid in during year  61,500
Guarantee stock and surplus at end of year (surplus for protection of policyholders)   $302,781
Deduct paid in guarantee stock at end of year  375,500
Deficit per balance-sheet   $72,719
Returns for British Columbia
(See pages 69, 74, 78, 80, 83, 87, 92, and 96.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
THE MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, British Columbia
Date of incorporation, 1902.   Date commenced business, 1902.
Officers
B 51
H. S. Berry, President.
W. M. Page, Vice-President.
H. Bose, Treasurer.
E. T. Holtby, Manager Secretary.
H. S. Berry.
W. M. Page.
H. Bose.
L. Gilmore.
Directors
K. B. McKechnie.
R. Bridge.
T. I. Erskine.
G. Park.
I. C. Cherry.
T. A. Menzies.
O. N. Wells.
Auditors
Peat, Marwick, Mitchell & Company, Chartered Accountants.
Statement for the Year Ended December 31, 1968
Guarantee Stock
Nil.
Assets
Bonds 	
Short-term bank deposits	
Summary of investments (sub-total)
Cash 	
Investment income due or accrued
Instalment premiums receivable	
Amounts owing by reinsurers	
Other assets	
Gross assets
Deduct assets not admitted .
Total assets admitted
$133,935
20,000
$153,935
5,039
2,226
54,450
7,848
16,640
$240,138
21,893
$218,245
Liabilities
Unearned premiums extended at 100 per cent
Provision for unpaid claims
Provision for adjustment expenses of unpaid claims
Amounts owing on reinsurance contracts	
Expenses due and accrued—Taxes	
Other liabilities	
Total liabilities
Reserves (section 26 of the Mutual Fire Insurance Companies Act)
Capital and surplus—Surplus	
$105,488
11,095
974
40,241
2,009
192
$159,999
31,000
27,246
$218,245
 B 52 BRITISH COLUMBIA
Profit and Loss Account
Unearned premium included in liabilities at beginning of year     $95,882
Net premiums written        66,970
Sub-total   $162,852
Less unearned premiums included in liabilities at end of year     105,488
Net premiums earned     $57,364
Net claims incurred   $25,045
Net adjustment expenses  1,099
Commissions and allowances  10,678
General expenses and taxes incurred  31,994
Total expenditures      $68,816
Underwriting loss       $11,452
Other income (expenditure)        ...        6,552
Net loss        $4,900
Surplus
Decreases Increases
Net loss   $4,900 	
Changes in unadmitted ledger assets  5,126 	
Transfer to reserve required under section 26 of the Mutual Fire Insurance Companies Act  4,500 	
Adjustment of prior year's contingent profit from reinsurer  1,387 	
Net decrease   $15,913
Surplus at beginning of year  43,159
Surplus at end of year (surplus for protection of policyholders)  $27,246
Surplus per balance-sheet  $27,246
Returns for British Columbia
(See page 70.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968 B 53
PACIFIC AUTOMOBILE AND FIRE INSURANCE COMPANY
Head Office—Vancouver, British Columbia
Date of incorporation, March 15, 1955.   Date commenced business, November 1, 1955.
Officers
A. A. Keating, President. G. S. Robinson, Secretary-Treasurer.
Directors
A. B. Cliff. G. S. Robinson. A. A. Keating.
Auditors
Peat, Marwick, Mitchell & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Capital Stock
Common Preferred
Par Par
Number   Value      Amount    Number   Value      Amount Total
Authorized  3,000    $100    $300,000   2,000    $100    $200,000    $500,000
Subscribed   2,000      100     200,000    1,500      100      150,000     350,000
Paid in cash (or stock dividend)       200,000              150,000     350,000
Contributions to Surplus
Premium on capital stock        Nil
Other contributions to surplus        Nil
Unpaid calls at end of year        Nil
Assets
Bonds       $951,780
Stocks       377,188
Summary of investments (sub-total)  $1,328,968
Cash   _       310,250
Investment income due or accrued         15,678
Amounts due from agents or brokers        108,199
Other assets         78,631
Gross assets   —. $1,841,726
Deduct assets not admitted  93,423
Total assets admitted  $1,748,303
Liabilities
Unearned premiums extended at 80 per cent    $542,911
Provision for unpaid claims  411,310
Provision for adjustment expenses of unpaid claims  37,206
Agents' and brokers' credit balances  19,419
Amounts owing on reinsurance contracts    25,785
Expenses due and accrued—
Trade  22,102
Taxes      78,168
Other liabilities  110,451
Total liabilities  $1,247,352
Capital and surplus—
Capital stock subscribed and paid       350,000
Surplus         150,951
$1,748,303
 B 54 BRITISH COLUMBIA
Profit and Loss Account
Unearned premiums included in liabilities at beginning of year      $523,116
Net premiums     1,321,063
Sub-total   $1,844,179
Lew unearned premiums included in liabilities at end of year       542,911
Net premiums earned  $1,301,268
Net claims incurred  $393,344
Net adjustment expenses  77,964
Commissions and allowances  220,641
General expenses and taxes incurred  415,286
Total expenditure  $1,107,235
Underwriting profit      $194,033
Other income (expenditure)          41,432
Net profit      $ 152,601
Surplus for Protection of Policyholders
Decreases Increases
Net profit  $152,601
Changes in unadmitted ledger assets  30,467
Dividends declared—
Preference shares  $11,940 	
Common shares    40,000 	
Deferred income taxes relating to prior years    70,000 	
Net increase  $61,128
Capital stock subscribed and paid up and surplus at beginning of
year  389,823
Capital stock paid in during year  50,000
Capital stock and surplus at end of year (surplus for protection
of policyholders)  $500,951
Deduct paid in capital stock at end of year  350,000
Surplus per balance-sheet  $150,951
Returns for British Columbia
(See page 74.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 55
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY
Head Office—Vancouver, British Columbia
Date of incorporation, March 11, 1945.    Date commenced business, June 11,
1945.
Officers
Morgan Berg, President.
Olav Moan, Vice-President.
H. A. Christenson, Secretary and General Manager.
A. Sorbo, Treasurer and Assistant Manager.
Directors
Fred N. Barber.                     R. Kreutziger.                        0. Bjorge.
R. G. Dunn.                          L. McElhinney.                     R. Emerson.
Glen Martinolich.                  0. Moan.                               W. Emerson.
W. K. Mead-Miller.               C. Plensky.                            M. Berg.
E. Reite.                                   S. Sorensen.                            G. Phillips.
B. Warnock.                          E. Wick.                                N. Ostrom.
J. Chambers.                                                                            R. H. Bentsen.
Auditors
Frederick Graham & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Guarantee Stock
Authorized—
Amount    - -       _ - -
$25,000
Number of shares            	
2,500
Par value       —   .          - - 	
$10 each
Guarantee stock subscribed and paid at end of year (2,013 shares)   	
$20,130
Contribution to surplus 	
Nil
Unpaid calls       —          -                                                      —  -
....      Nil
Assets
Bonds         _ -               . _
$1,468,360
Stocks . .      . - -        -       - -   -        —    —   . - -
24,364
Secured loans
30,000
Summary of investments (sub-total)                                .
$1,522,724
Cash        	
8,841
Investment income due and accrued    	
31,407
104,079
Instalment premiums receivable       	
Amounts owing by reinsurers           	
15,000
Other assets                                                    .       	
39,825
Gross assets    ..                                     . .
$1,721,876
Deduct assets not admitted    	
163,857
Total assets admitted  	
$1,558,019
-
.
	
 B 56 BRITISH COLUMBIA
Liabilities
Unearned premiums extended at 100 per cent    $584,402
Provision for unpaid claims     145,000
Bank overdraft   31,093
Members credit balances  16,733
Amounts owing on reinsurance contracts  9,838
Expenses due and accrued—Trade      2,690
Total liabilities       $789,756
Reserves—
Provision for lay-up credits  $175,000
Patronage refunds retained      104,062
Contingency reserve        105,535
        384,597
Guarantee stock and surplus—
Guarantee stock subscribed and paid       $20,130
Surplus      363,536
        383,666
$1,558,019
Profit and Loss Account
Unearned premiums included in liabilities at beginning of year      $455,639
Net premiums written ._         963,742
Sub-total    $1,419,381
Less unearned premiums included in liabilities at end of year        584,402
Net premiums earned        $834,979
Net claims incurred   __   $291,565
Net adjustment expenses       11,760
Commissions and allowances     Nil
General expenses and taxes incurred  82,306
Total expenditure       $385,631
Underwriting profit        $449,348
Other income (expenditure)                 70,949
Net profit ..-       $520,297
Surplus for Protection of Policyholders -=--=-=._
Decreases Increases
Net profit   $520,297
Changes in unadmitted assets    9,341
Change in reserve for unearned premium from 80 per cent to
100 per cent   $91,128 	
Dividends declared     378,135 	
Net increase   $60,375
Guarantee stock subscribed and paid up and surplus at beginning
of year     323,541
Decrease in guarantee stock during the year  250
Guarantee stock and surplus at end of year (surplus for protection of policyholders)    $383,666
Deduct paid in guarantee stock at end of year  20,130
Surplus per balance-sheet   $363,536
Returns for British Columbia
(Seepage 99.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1968
B 57
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office—Clearbrook, British Columbia
Date of incorporation, 1948.    Date commenced business, 1948.
Officers
H. K. Peters, President.
C. A. Thiessen, Vice-President.
C. H. Hiebert, Secretary.
J. H. Derksen, Manager.
H. K. Peters.
C. A. Thiessen.
C. H. Hiebert.
J. P. Martens.
Directors
J. J. Esau.
W. J. Wiebe.
J. K. Sawatsky.
H. H. Pauls.
Abe Schmidt.
J. J. Wiebe.
Aaron Jansen.
Auditor
Baldwin, Janzen & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Assets
Bonds
Cash  .
Investment income due or accrued	
Instalment premiums receivable	
Amounts due from agents and brokers
Other assets	
Gross assets
Deduct assets not admitted
$19,032
5,419
174
1,547
402
2,389
$28,963
2,446
Total assets admitted  $26,517
Liabilities
Unearned premium extended at 100 per cent
Expenses due and accrued—Trade	
Total liabilities 	
Reserves—
Investment and contingencies
Surplus 	
$7,579
375
$7,954
10,000
8,563
$26,517
 B 58 BRITISH COLUMBIA
Profit and Loss Account
Unearned premiums included in liabilities at beginning of the year    $5,637
Net premiums written      6,212
Sub-total   $ 11,849
Less unearned premiums included in liabilities at end of year      7,579
Net premiums earned     $4,270
Net claims incurred         $48
Commissions and allowances  55
General expenses and taxes      2,339
Total expenditure     $2,442
Underwriting profit _.       1,828
Other income        1,201
Net profit    $3,029
Surplus for Protection of Policyholders
Decreases Increases
Net profit  $3,029
Changes in unadmitted ledger assets .     279
Changes in reserve for investments and contingencies $10,000 	
Net decrease   $6,692
Surplus at beginning of year  15,255
Surplus at end of year (surplus for protection of policyholders)   $8,563
Surplus per balance-sheet  $8,563
Returns for British Columbia
(See page 71.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 59
SEABOARD LIFE INSURANCE COMPANY
Head Office—Vancouver, British Columbia
Date of incorporation, 1953
Officers
Harry I. Seed, President
loseph M. Burnett, Secretary and G. Kenneth Hopper, Vice-President.
Executive Vice-President. Kenneth F. Rudd, Vice-President.
C. E. Boulter, Treasurer.
Joseph M. Burnett.
Donald F. Clark.
Ronald L. Cliff.
Ralph T. Cunningham.
Directors
Graham R. Dawson.
Malcolm S. Fergusson.
Ernest Hudson.
Albert M. Meer.
Arthur Phillips.
Harry J. Seed.
Charles H. Wills.
Alfonso T. Yuchengco.
P. Allan Morse.
Auditors
Peat, Marwick, Mitchell & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1968
Capital Stock
Authorized—
Amount
Number of shares
Par value 	
Capital stock issued and outstanding—
At beginning of year	
During the year	
Number of
Shares
. 214,080
113,945
Total at end of year
Amount
Subscribed
$1,070,400
569,725
. $3,000,000
600,000
$5 each
Amount Paid
in Cash
$1,068,670
571,455
328,025        $1,640,125        $1,640,125
Premium on Capital Stock
Total amount paid at beginning of year
Amount received during the year	
Total amount paid at end of year
$18,382
120,399
$138,781
 B 60 BRITISH COLUMBIA
Assets
Bonds owned by the company  $2,476,594
Stocks owned by the company    207,537
Mortgage loans on real estate  856,106
Policy loans     18,995
Cash   39,517
Investment income due and accrued  42,772
Outstanding life insurance premiums and annuity considerations  74,939
Accident and sickness premiums due and unpaid, effective after September 30th of
current year (net commissions deducted)   4,035
Cash surrender value of life insurance policy on president   8,129
Due from investment dealers re securities sold  7,937
Segregated funds     500,597
Total assets     $4,237,158
Liabilities
Actuarial reserve for life insurance and annuity contracts in force  $1,510,095
Aggregate reserve for accident and sickness insurance        104,300
Outstanding claims under insurance and annuity contracts, including provision for
unreported claims         141,509
Amounts on deposit with the company, pertaining to insurance and annuity contracts
and including interest accumulations         720,837
Insurance premiums and annuity considerations received in advance   1,833
Taxes, licences, and fees, due and accrued         27,810
General and investment expenses, due and accrued  6,013
Amounts received but not yet allocated    10,182
Segregated funds        500,597
Miscellaneous liabilities—
Income tax withheld, C.P.P., U.I.C          $5,747
Provincial sales tax   141
Due to reinsurers  231
Agents' credit balances   10,922
  17,041
Total liabilities   $ 3,040,217
Capital stock paid  1,640,125
Surplus in shareholders fund  138,781
Surplus in assurance and annuity funds  581,965
Grand total   $4,237,158
Summary of Operations
Premiums and annuity considerations—
Life assurance and annuities  $2,321,023
Accident and sickness insurance       368,438
  $2,689,461
Net investment income        188,199
Policy change fees    73
Reinsurance experience refunds   3,987
Total income   $2,881,720
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 61
Claims incurred under insurance and annuity contracts, other than under settlement annuities—
(a) Life insurance and annuities      $620,787
(b) Accident and sickness insurance        180,917
Normal increase in actuarial reserve	
Increase in aggregate reserve for accident and sickness insurance
Interest credited to amounts on deposit with the company	
Interest on claims	
Taxes, licences, and fees, excluding investment taxes	
Commissions on insurance premiums and annuity considerations
General expenses	
Dividends to policyholders 	
Group experience refund    	
Transfers to segregated funds	
Total
Balance carried to Surplus Account
$801,704
397,798
6,600
30,217
482
38,816
245,650
697,511
101,822
301,429
454,519
$3,076,548
$194,828
Surplus Account
Surplus, December 31, 1967-
In shareholders' fund ...
In insurance and annuity funds
$1,862
438,835
$436,973
Net capital gain on investments
Premium paid on capital stock
Increases
Participating reinsurance reserves recovered
Total increase	
$51,698
216,697
128,486
$396,881
Decreases
Balance carried from summary of operations
Expenses re share issue .
Increase in actuarial reserve due to recapture of reinsurance
Total decrease before dividends to shareholders	
Net decrease before dividends to shareholders 	
Surplus, December 31, 1968—
In shareholders' fund 	
In insurance and annuity funds
$138,781
581,965
$194,828
79,778
128,486
$403,092
$6,211
$443,184
Returns for British Columbia
(See pages 65 and 97.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 62
BRITISH COLUMBIA
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B 67
TABLE II.—LIFE INSURANCE SUMMARY
(OOO's omitted.)
Premium Income
Disbursements
Amount in
Force
Year
Ordinary
Industrial
Group
Total
On Death
or Maturity
Other
Payments
Total
1964.	
$70,736
73,668
77,950
82,034
87,794
$1,298
1,198
1,168
1,091
1,047
$26,695
29,025
30,803
33,036
37,740
$98,729
103,891
109,921
116,161
126,581
$27,148
31,441
30,167
34,749
37,723
$38,913
42,975
51,309
55,390
58,225
$66,061
74,416
81,476
90,139
95,948
$5,651,192
1965	
1966	
1967	
1968	
6,379,512
7,185,427
7,990,044
8,845,913
 B 68
BRITISH COLUMBIA
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REPORT OF THE SUPERINTENDENT OF INSURANCE,  1968
B 69
TABLE IV FIRE INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Acadia Insurance Co  	
Adanac General Insurance Co. of Canada
Aetna Casualty & Surety Co.	
Aetna Insurance Co	
Affiliated F.M. Insurance Co - -	
Albion Insurance Co. of Canada	
Alliance Assurance Co. Ltd	
Allstate Insurance Co	
Allstate Insurance Co. of Canada	
American Home Assurance Co	
American National Fire Insurance Co 	
Arkwright-Boston Manufacturers Mutual Insurance Co..
Atlas Assurance Co. Ltd 	
Baltica Insurance Co. Ltd	
Bankers and Traders Insurance Co. Ltd 	
Beaver Insurance Co.. 	
Bee Fire, Hail, Accident & General Insurance Co 	
British America Assurance Co 	
British Canadian Insurance Co.	
British Empire Assurance Co 	
British Northwestern Insurance Co - —	
Buffalo Insurance Co ._  	
Canada Accident and Fire Assurance Co...	
Canada Security Assurance Co 	
Canadian Commerce Insurance Co - _
Canadian General Insurance Co	
Canadian Home Assurance Co ...	
Canadian Indemnity Co — 	
Canadian Mercantile Insurance Co 	
Canadian National Insurance Co.	
Canadian Pioneer Insurance Co __
Canadian Provincial Insurance Co.   	
Canadian Surety Co     	
Casualty Co. of Canada __	
Centennial Insurance Co. - -	
Century Insurance Co. Ltd.  	
Century Insurance Co. of Canada 	
Citadel Insurance Co. of Canada..  	
Commerce and Industry Insurance Co 	
Commerce and Industry Co. of Canada 	
Commerce General Insurance Co.-	
Commercial Union Assurance Co. Ltd	
Commercial Union Insurance Co. of New York ...	
Commonwealth Insurance Co 	
Continental Casualty Co 	
Continental Insurance Co.-   	
Co-operative Fire & Casualty Co  	
Cornhill Insurance Co. Ltd   	
Cumis Insurance Society, Inc.	
Dominion Insurance Corporation —  	
Dominion of Canada General Insurance Co	
Eagle Star Insurance Co. Ltd  	
Economical Mutual Insurance Co	
Elite Insurance Co  	
Employer's Liability Assurance Corporation Ltd	
Employers Mutual Liability Insurance Co. of Wisconsin
English & American Insurance Co. Ltd..— 	
Federal Fire Insurance Co. of Canada  	
Federal Insurance Co.   -	
Federated Mutual Implement & Hardware Insurance Co.
Federation Insurance Co. of Canada   	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co ._.
Fruit Growers Mutual Insurance Co.-  	
(1) I
$468,937
11,733 |
88,354 |
786,568
80,168
2,716
150,296
801
387,128
93,275
11,276
343,242
143,566
30,062
198,246
52,509
145,528
328,231
60,029
37,181
170,847
140
195,069
22,138
7,179
228,257
60,685
1,057,256
—3,116
—65
10,034
53,844
147,392
37,373
454,044
359,204
19,429
20,016
147,936
6,004
197,252
3,391
1,224
5,400
543,777
295,653
172,300
24,824
765,106
149,493
130,665
323,926
45,429
345,697
14,991
5,256
190,569
885,259
341,343
180,132
313,990
184,136
98,123
(2)
$285,814
69,673
70,981
663,863
69,104
6,654
127,482
801
300,739
95,863
12,066
228,242
135,918
31,867
199,650
47,803
122,795
339,044
39,287
45,878
214,361
1,408
162,524
23,151
7,155
217,914
62,688
1,205,211
80,850
8,946
6,089
53,656
96,283
31,427
393,630
325,414
18,848
34,501
177,028
104,228
266,848
1,976
241
10,942
516,362
227,989
172,904
9,629
766,277
125,713
132,629 |
250,252
53,653
271,165
11,174
5,611
104,306
778,710
326,008
167,147
443,316
189,057
70,451
Carried forward..
$11,631,448 | $11,021,196
(3)
$178,545
11,413
22,480
493,312
33,250
4,668
73,501
111,139
12,698
5,205
—6,134
95,166
13,982
111,684
19,836
59,627
190,268
35,476
23,088
130,351
376
81,298
10,554
2,066
117,214
35,032
701,334
21,514
2,855
4,682
15,503
74,804
12,945
481
154,726
125,247
11,966
224,908
6,419
37,748
109,451
2,046
195
9,127
232,547
93,195
49,609
3,138
340,067
51,780
107,809
89,868
11,003
161,923
10,599
1,029
67,552
652,357
94,580
55,946
192,420
124,667
29,146
I
$5,751,181
Per Cent
62.5
16.4
31.7
74.3
48.1
70.1
57.6
37.0
13.2
43.1
70.0
43.9
55.9
41.4
48.6
56.1
90.3
50.3
60.8
26.7
50.0
45.6
28.9
53.8
55.9
58.2
26.6
31.8
77.3
28.9
77.7
41.2
39.3
38.5
63.5
651.9
36.2
41.0
103.5
80.9
83.4
45.0
40.8
28.8
32.6
44.4
41.2
81.3
35.9
20.5
59.7
94.9
18.3
64.8
83.7
29.0
33.5
43.4
65.9
41.4
 B 70 BRITISH COLUMBIA
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1968—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward.
General Accident Assurance Co. of Canada  	
General Accident Fire & Life Assurance Corporation Ltd.
General Insurance Co. of America  	
General Security Insurance Co. of Canada..
Glens Falls Insurance Co 	
Global General Insurance Co 	
Global Reinsurance Co...
Globe Indemnity Co. of Canada	
Gore Mutual Insurance Co.	
Grain Insurance & Guarantee Co..
Granite State Insurance Co	
Great American Insurance Co	
Great Eastern Insurance Co	
Great Lakes Reinsurance Co	
Guarantee Co. of North America..
Guardian Assurance Co. Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co. of Canada	
Halifax Insurance Co—	
Hanover Insurance Co _  	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co. Ltd.
Home Insurance Co...
Hudson Bay Insurance Co —
Imperial Guarantee & Accident Insurance Co. of Canada
Imperial Insurance Office  	
Insurance Co. of North America  _ -
Insurance Corporation of Ireland Ltd 	
Law, Union & Rock Insurance Co. Ltd. _	
Liberty Mutual Fire Insurance Co _	
Liberty Mutual Insurance Co - -	
Liverpool & London & Globe Insurance Co. Ltd	
Lombard Insurance Co. Ltd.. 	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd —
London and Midland General Insurance Co	
London and Scottish Assurance Corporation Ltd...
London Assurance	
London-Canada Insurance Co.  	
Lumbermen's Mutual Casualty Co. —	
Maryland Casualty Co 	
Merchants Marine Insurance Co. Ltd. 	
Merit Insurance Co	
MFB Mutual Insurance Co  	
Missiquoi & Rouville Insurance Co  	
Munich Reinsurance Co. -	
Munich Reinsurance Co. of Canada 	
Mutual Fire Insurance Co. of British Columbia 	
National Employers' Mutual General Insurance Assn. Ltd..
New Hampshire Insurance Co. 	
New India Assurance Co. Ltd —  	
Niagara Fire Insurance Co..
Non-Marine Underwriters, Member of Lloyd's, London,
Eng  _      	
Nordisk Reinsurance Co. Ltd 	
North British & Mercantile Insurance Co. Ltd..
Northern Assurance Co. Ltd 	
Northwestern Mutual Insurance Co  	
Norwich Union Fire Insurance Society Ltd _
Ocean Accident & Guarantee Corporation Ltd.
Orion Insurance Co. Ltd	
Pearl Assurance Co _ 	
Perth Mutual Fire Insurance Co.  ~
Phoenix Assurance Co. Ltd.	
Phoenix Insurance Co 	
Provincial Insurance Co. Ltd 	
Prudential Assurance Co. Ltd	
Quebec Assurance Co-
Queensland Insurance Co. Ltd	
Railway Passengers Assurance Co..
Carried forward	
(1)
$11,631,448
238,393
30,613
618,028
72,159
33,398
90,451
155,581
73,706
210,002
9,159
2,755
364,597
715,400
15,311
837
359,121
667,388
45,300
243,376
13,640
366,383
40,019 |
598,722
98,287
84,544
25,896
565,601
23,640
32,762
11,060
95,073
190,258
— 10,165
81,906
181,436
—5,974
24,400
304,233
71,926
260,297
160,026
1,776
34,830
658,948
44,484
204,123
160,484
66,970
120,262
105,270
4,429
388,413
1,866,525
36,918
171,420
239,102
1,376,873
107,041
194,825
6,822
88,815
139,856
315,198
27,492
89,740
433,887
24,572
205,407
32,369
$14,306,396
(2)
$11,021,196
235,262
24,866
693,175
68,818
23,734
97,981
159,400
82,385
225,866
8,674
4,284
390,118
298,172
20,524
-48
355,451
599,352
43,944
249,175
17,557
327,235
37,914
536,469
105,366
97,951
25,120
329,145
24,840
38,120
10,750
105,469
217,564
41,610
92,664
150,899
— 3,494
23,011
231,605
37,330
226,504
103,342
23,012
24,282
561,974
34,317
208,132
167,059
57,364
125,688
90,000
6,041
368,845
2,232,397
35,133
139,464
227,500
1,296,480
134,035
164,112
12,399
92,019
120,481
301,576
21,525
90,631
425,735
47,446
187,785
25,636
(3)
$5,751,181
151,415
6,522
453,589
40,230
4,442
47,348
161,156
38,238
123,004
13,492
168,285
503,351
6,319
13
141,256
257,119
27,984
106,749
14,706
229,323
12,158
264,421
50,985
45,740
15,994
251,686
14,031
16,995
4,126
37,132
98,616
9,730
42,487
59,861
—55
13,727
147,901
21,991
126
97,560
13,727
13,587
152,148
16,648
151,679
127,236
25,045
87,270
48,112
4,275
166,105
514,865
18,479
67,897
134,868
639,389
55,054
135,686
8,991
78,950
33,879
203,210
3,088
25,839
248,875
12,746
114,646
14,379
Per Cent
64.4
26.2
65.4
58.5
18.7
48.3
101.1
46.4
54.9
314.9
43.1
168.8
30.8
39.7
42.8
63.7
42.8
83.8
70.1
32.0
49.3
48.4
46.7
63.7
76.5
56.5
44.6
38.3
35.2
45.3
23.4
45.9
40.0
59.7
63.8
58.9
0.1
94.4
59.7
56.0
27.1
48.5
72.9
76.2
43.7
69.4
53.5
70.7
45.0
23.1
52.6
48.7
59.3
49.3
41.1
82.7
72.5
85.8
28.1
67.4
14.3
28.5
58.5
26.9
61.0
56.1
$13,579,172
I
$6,816,426 |
  I
 r
REPORT OF THE SUPERINTENDENT OF INSURANCE,  1968 B 71
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1968—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward..
Reinsurance Corporation Ltd	
Reliance Insurance Co. of Canada	
Reliance Insurance Co. of Philadelphia ...
Roberts Mutual Fire Insurance Co	
Royal Exchange Assurance 	
Royal General Insurance Co. of Canada
Royal Insurance Co. Ltd.  	
Safeco Insurance Co. of America	
St. Paul Fire & Marine Insurance Co	
Saskatchewan Mutual Insurance Co	
Scottish Canadian Assurance Corporation..
Scottish Insurance Corporation Ltd.	
Scottish Union & National Insurance Co	
Security Mutual Casualty Co 	
Stanstead & Sherbrooke Insurance Co.	
State Farm & Fire Casualty Co._
State Farm Mutual Automobile Insurance Co..
Storebrand Insurance Co. Ltd 	
Sun Insurance Office Ltd  	
Switzerland General Insurance Co. Ltd.-
Toronto General Insurance Co	
Traders General Insurance Co	
Travelers Indemnity Co	
Union Insurance Society of Canton Ltd.
Union Reinsurance Co.  	
United Canada Insurance Co.-	
United States Fidelity & Guarantee Co.
United States Fire Insurance Co. _
Unity Fire & General Insurance Co.	
Universal Reinsurance Co. Ltd 	
Victoria Insurance Co. of Canada —.
Victory Insurance Co. Ltd 	
Wawanesa Mutual Insurance Co 	
Wellington Fire Insurance Co	
Westchester Fire Insurance Co 	
Western Assurance Co.. 	
Western Union Insurance Co.	
Westminster Fire Office 	
World Auxiliary Insurance Corporation Ltd	
World Marine & General Insurance Co	
Yorkshire Insurance Co. Ltd _	
Zurich Insurance Co. _	
Totals for 1968 .„.
Totals for 1967 ....
(1)       (2)
$14,306,396 $13,579,172
31,018 |
8,407
316,032
6,212
412,946
155,365
407,148
299,513
245,769
102,899
28,164
5,795
24,024
46,695
136,454
240,207
10,624
23,732
172,295
55,594
143,651
81,597
560,148
486,831
—4,408
27,090
48,321
12,534
7,410
32,213
29,740
S3.387
1,051,706
266,796
2,888
434,869
129,129
4,030
5,042
2,664
55,353
807,825
39,660
10,670
273,002
3,970
376,146
147,538
481,694
285,207
169,799
94,215
31,344
5,755
42,645
22,219
160,286
182,829
10,011
76,550
119,246
57,785
135,189
76,895
474,914
556,023
50,777
23,079
48,642
8,093
3,140
42,443
— 16,979
93,438
979,427
146,027
1,647
443,231
117,450
27,708
10,529
34,517
60,134
641,350
(3)
$6,816,426
18,222
1,476
83,894
48
170.841
66,442
236,528
127,118
30,974
15,665
8,882
1,848
16,233
31,840
79,433
90,883
7,890
9,906
102,174
22,375
70,813
—24,330
280,148
164,324
775
11,200
9,509
6,637
— 1,455
14,226
8,833
36,202
430,862
94,571 |
667
263,192 |
79,917 |
15,570 |
6,471
20,591
11,077
334,769
Per Cent
45.9
13.8
30.7
1.2
45.4
45.0
49.1
44.6
18.2
16.6
28.3
32.1
38.1
143.3
49.6
49.7
78.8
12.9
85.7
38.7
52.4
59.0
29.5
15.3
48.5
19.5
82.0
33.5
38.7
43.9
64.8
40.5
59.4
68.0
56.2
61.5
59.7
18.4
52.2
$32,935,553 | $31,148,613 | $15,524,848 |   49.84
$30,560,027 | $26,976,781 | $13,717,574
 I I
50.85
 B 72
BRITISH COLUMBIA
TABLE V.—FIRE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1964 	
$21,555,648
23,097,000
24,677,000
30,560,000
32,936,000
$20,574,916
21,209,000
22,970,000
26,977,000
31,149,000
$12,050,019
9,519,000
19,369,000
13,718,000
15,525,000
Per Cent
58.56
1965       	
44.88
1966                         	
84.32
1967	
50.85
1968	
49.84
TABLE VI RECIPROCAL EXCHANGES' PREMIUMS AND LOSSES FOR 1968
Name of Exchange
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Canners Exchange  Subscribers at Warner Inter-Insurance
(1)
$57,606
872,830
8,094
98,568
(2)
$59,192
943,419
6,991
101,358
(3)
$1,461
932,989
144
41,168
Per Cent
2.5
98.9
2.1
40.6
Totals for 1968	
$1,037,098
$1,110,960
$975,762
87.83
Totals for 1967 	
$1,147,257
$1,203,419
$473,567
39.35
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 73
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Acadia Insurance Co	
Adanac General Insurance Co. of Canada-
Aetna Casualty & Surety Co	
Aetna Insurance Co— 	
Albion Insurance Co. of Canada-
Alliance Assurance Co. Ltd.	
Allstate Insurance Co	
Allstate Insurance Co. of Canada-
American Home Assurance Co	
American Insurance Co.	
American Mutual Liability Insurance Co	
American National Fire Insurance Co	
American Road Insurance Co.	
Atlas Assurance Co. Ltd   	
Bankers and Traders Insurance Co. Ltd...
Beaver Insurance Co	
Bee Fire, Hail, Accident & General Insurance Co-
British American Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co.—  	
British Northwestern Insurance Co	
Calvert Fire Insurance Co	
Canada Accident & Fire Assurance Co-
Canada Security Assurance Co	
Canadian Commerce Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co-
Canadian Mercantile Insurance Co-
Canadian National Insurance Co	
Canadian Pioneer Insurance Co	
Canadian Provincial Insurance Co-
Canadian Surety Co-
Car City Insurance Co 	
Casualty Co. of Canada	
Century Insurance Co. Ltd	
Century Insurance Co. of Canada	
CIM Insurance Corporation	
Citadel Insurance Co. of Canada	
Commerce and Industry Insurance Co. of Canada .
Commerce General Insurance Co.	
Commercial Union Assurance Co. Ltd	
Continental Casualty Co	
Continental Insurance Co	
Co-operative Fire & Casualty Co	
Cornhill Insurance Co. Ltd   	
Cumis Insurance Society, Inc	
Dominion Insurance Corporation	
Dominion of Canada General Insurance Co 	
Economical Mutual Insurance Co 	
Elite Insurance Co	
Emmco Insurance Co	
Employers* Liability Assurance Corporation Ltd	
Employers Mutual Casualty Co..
Employers Mutual Liability Insurance Co. of Wisconsin .
English & American Insurance Co. Ltd	
Federal Fire Insurance Co. of Canada   	
Federal Insurance Co    	
Federated Mutual Implement & Hardware Insurance Co.
Federation Insurance Co. of Canada   	
Fidelity Insurance Co. of Canada	
Fire Insurance Co. of Canada 	
Fireman's Fund Insurance Co	
First National Insurance Co. of America-
CD
$432,691
131,686
47,145
709,181
55,647
200,518
8,788
5,720,587
149,405
211
24,426
34,417
269,016
439,980
71,749
18,062
802,652
66,888
89,184
247,991
1,581
315,871
104,624
18,487
796,680
206,861
2,340,582
52,377
6,089
17,612
138,653
516,193
10,357
191,162
406,450
406,450
3,963
33,435
43,567
81,772
181,748
1,357
1,280,568
3,201,239
443,687
19
1,097,629
764,647
698,038
117,637
81,811
674,841
4,957,489
23,021
105
392,710
391,816
1,043,094
285,151
38,106
263,867
51,797
637,249
Carried forward..
$31,840,616
(2)
$426,962
435,172
36,466
613,141
55,229
196,084
8,788
5,338,868
149,405
489
232
24,761
33,850
258,661
450,892
73,941
19,380
802,817
70,818
92,600
217,033
3,506
316,568
102,968
18,487
745,352
215,538
2,278,184
137,165
15,948
16,918
138,652
501,551
8,449
191,994
404,158
404,157
4,905
32,775
43,567
183,728
182,605
-10,278
1,352,805
3,095,796
443,685
9
1,159,624
767,974
707,522
147,790
69,869
649,440
4,546,237
20,684
51
329,355
355,787
1,017,488
313,886
41,260
292,547
50,704
634,408
$31,239,407
(3)
$315,563
261,998
35,784
454,388
40,834
156,002
20,539
3,660,732
76,754
-1,711
13,661
18,994
145,870
289,754
47,662
14,359
530,025
44,169
58,892
150,209
3,570
127,637
74,610
11,789
524,028
143,271
1,416,661
202,420
22,966
19,506
88,413
304,350
5,853
154,849
385,075
385,076
2,612
26,014
4,802
244,786
72,936
19
1,009,594
2,667,129
282,924
865,366
619,395
466,051
98,947
29,545
424,477
2,967,493
19,501
— 1
278,246
214,314
593,344
185,540
19,455
231,538
94,943
355,544
$21,979,066
Per Cent
73.9
60.2
98.1
74.1
73.9
79.6
233.7
68.6
51.4
55.2
56.1
56.4
64.3
64.4
74.1
66.0
62.4
63.6
69.2
101.8
40.3
72.5
63.8
70.3
66.5
62.2
147.6
144.0
119.3
63.8
60.7
69.3
80.7
95.3
95.3
53.3
79.4
11.0
133.2
39.9
74.6
86.1
63.8
74.6
80.7
65.9
67.0
42.3
65.4
65.2
94.3
84.5
60.2
58.3
59.1
93.0
79.1
187.2
56.0
 B 74
BRITISH COLUMBIA
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward..
Fruit Growers Mutual Insurance Co  	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd—
General Insurance Co. of America.. 	
General Security Insurance Co. of Canada	
Glens Falls Insurance Co	
Global General Insurance Co  	
Global Reinsurance Co 	
Globe Indemnity Co. of Canada-
Gore Mutual Insurance Co	
Granite State Insurance Co.	
Great American Insurance Co	
Great Eastern Insurance Co	
Great Lakes Reinsurance Co-
Guarantee Co. of North America—
Guardian Assurance Co. Ltd	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co. of Canada-
Halifax Insurance Co.	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co	
Home Insurance Co 	
Hudson Bay Insurance Co-
Imperial Guarantee & Accident Insurance Co. of Canada
Imperial Insurance Office	
Insurance Co. of North America._  	
Insurance Corporation of Ireland Ltd	
Law, Union & Rock Insurance Co. Ltd..
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd—
London & Edinburgh Insurance Co. Ltd-
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd	
London & Midland General Insurance Co-
London & Scottish Assurance Corporation Ltd. .
London Assurance	
London-Canada Insurance Co	
Lumbermen's Mutual Casualty Co-
Maryland Casualty Co-
Merchants Marine Insurance Co. Ltd—
Merit Insurance Co 	
Missiquoi & Rouville Insurance Co-
Motors Insurance Corporation	
Munich Reinsurance Co-
Munich Reinsurance Co. of Canada	
National Employers Mutual General Insurance Assn. Ltd.
New Hampshire Insurance Co	
New India Assurance Co. Ltd 	
Niagara Fire Insurance Co	
Non-Marine Underwriters, Member of Lloyd's, London, Eng.
North British & Mercantile Insurance Co. Ltd	
Northern Assurance Co. Ltd — 	
Northwestern Mutual Insurance Co	
Norwich Union Fire Insurance Society Ltd	
Ocean Accident & Guarantee Corporation Ltd—
Olympic Insurance Co-
Orion Insurance Co. Ltd	
Pacific Automobile & Fire Insurance Co-
Pacific Indemnity Co—
Pearl Assurance Co. Ltd	
Perth Mutual Fire Insurance-
Phoenix Assurance Co. Ltd—
Phoenix Insurance Co-
Provincial Insurance Co. Ltd—
Prudential Assurance Co. Ltd-
Quebec Assurance Co..
Queensland Insurance Co. Ltd	
Railway Passengers Assurance Co..
Reinsurance Corporation Ltd	
Carried forward	
(1)
$31,840,616
847,996
566,278
259,815
460,501
142,998
2,636
367,957
550,320
305,268
1,595,517
6,189
789,796
103,262
7,580
791,887
1,790,998
77,988
757,470
432777
92,633
1,060.427
267,551
222,959
44,574
195,880
51,807
89,184
173,268
1,559,415
445,918
148,723
222,959
267,551
489,391
49,911
474,771
74,151
96,620
221,354
26,135
692,494
34,619
706,424
14,470
9,783
449,784
124,198
5,585
914,691
674,020
259,229
486,635
3,917,978
333,007
248,028
3,481
13,977
440,832
1,748
93,192
310,716
623,179
78
231,087
1,011,674
66,888
260,822
56,339
21,186
(2)
$31,239,407
747,771
545,904
251,210
486,968
149,889
29,577
368,634
554,853
262,083
1,576,909
6,736
800,632
101,323
8,151
785,634
1,776,844
76,557
748,917
442,095
101,612
1,063,728
266,976
226,298
43,841
168,682
51,396
82,805
155,010
1,395,078
424,561
154,209
209,152
254,960
308,265
50,724
402,058
52,573
105,351
176,158
50,744
679,579
35,994
853,508
17,150
13,062
460,779
137,140
5,980
966,290
704,707
260,293
495,102
3,802,297
327,460
249,062
7,628
15,604
463,187
934
95,191
306,381
623,558
57
231,086
896,641
61,687
274,228
56,554
23,199
(3)
$21,979,066
684,856
443,447
163,313
172,944
118,497
4,428
206,463
310,550
133,576
1,089,947
15,219
441,724
72,254
7,690
—10
485,681
1,098,457
60,682
506,983
291,239
60,684
477,543
176,675
147,229
34,686
150,500
31,774
58,892
90,872
817,846
294,459
85,955
147,229
176,675
234,433
33,221
320,645
31,611
104,460
184,159
33,221
601,932
22,044
578,642
9,383
4,822
291,666
126,904
5,647
721,138
522,080
104,844
323,910
2,718,496
274,662
100,286
1,985
15,144
192,007
597
53,175
246,263
464,177
-4,336
147,354
603,829
44,169
212,950
22,792
13,260
Per Cent
91.6
81.2
65.0
35.5
79.1
15.0
56.0
56.0
51.0
69.1
225.9
55.2
71.3
94.3
61.8
61.8
79.3
67.7
70.3
59.7
44.8
66.2
65.1
79.1
89.2
61.8
71.1
61.8
58.6
69.4
55.7
70.4
69.3
76.0
65.5
79.7
60.1
99.2
104.5
65.5
88.6
61.2
67.8
54.7
36.9
63.3
92.5
94.4
74.6
74.1
40.3
65.4
71.5
83.9
40.3
26.0
97.1
41.4
63.9
55.9
80.4
74.4
63.8
67.3
71.6
77.6
40.3
57.2
$59,979,175
$58,768,613
$40,399,597
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 75
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward...
Reliance Insurance Co. of Canada	
Reliance Insurance Co. of Philadelphia-
Royal Exchange Assurance-
Royal General Insurance Co. of Canada-..
Royal Insurance Co. Ltd.
Safeco Insurance Co. of America	
St. Paul Fire & Marine Insurance Co-
Saskatchewan Mutual Insurance Co-
Scottish Canadian Assurance Corporation-
Scottish Insurance Corporation Ltd	
Scottish Union & National Insurance Co-
Security Mutual Casualty Co-
Service Fire Insurance Co. of New York..
Stanstead & Sherbrooke Insurance Co-
State Farm Mutual Automobile Insurance Co..
Storebrand Insurance Co. Ltd 	
Sun Insurance Office Ltd	
Switzerland General Insurance Co. Ltd—
Toronto General Insurance Co 	
Traders General Insurance Co	
Transport Indemnity Co 	
Travelers Indemnity Co-
Union Insurance Society of Canton Ltd-
United Canada Insurance Co	
United States Fidelity & Guarantee Co..
United States Fire Insurance Co  	
Unity Fire & General Insurance Co	
Universal Reinsurance Co. Ltd 	
Victoria Insurance Co. of Canada	
Victory Insurance Co. Ltd 	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Western Assurance Co 	
Western Union Insurance Co	
Westminster Fire Office	
World Auxiliary Insurance Corporation Ltd..
World Marine & General Insurance Co	
Yorkshire Insurance Co. Ltd 	
Zurich Insurance Co	
Totals for 1968-
Totals for 1967..
(1)
$59,979,175
42
343,992
466,206
365,877
670,908
2,333,389
177,086
673,536
81,919
11,742
89,286
320,579
47,442
481,636
2,943,134
1,172
323,729
94,997
649,984
361,036
17,317
1,753,537
988,010
35,441
203,463
880
19,024
9,887
152,824
57,960
3,107,803
549,794
1,047,906
792,275
22,870
12,981
13,066
49,323
3,320,329
(2)
$58,768,613
31
341,573
463,602
386,519
628,800
2,222,292
181,623
654,323
189,045
13,854
87,658
211,235
60,514
532,543
2,647,916
1,297
295,880
102,302
607,988
337,705
27,485
1,688,948
980,207
33,782
231,323
537
20,212
11,662
152,914
51,422
3,010,497
461,096
1,051,489
781,742
44,526
14,199
25,371
59,440
3,148,189
(3)
$40,399,597
-46
245,647
266,593
288,455
441,688
1,212,201
95,394
464,536
55,483
13,004
63,589
110,213
44,120
418,510
2,322,291
1,048
237,423
61,663
428,755
218,652
8,291
1,220,131
605,968
25,944
261,806
-2,687
7,225
8,526
100,013
41,631
1,646,672
389,545
691,977
697,355
31,083
13,374
16,611
54,184
2,054,752
$82,571,557  | $80,530,354  | $55,261,217
Per Cent
71.9
57.5
74.6
70.2
54.5
52.5
70.9
29.3
93.9
72.5
52.2
72.9
78.6
87.7
80.8
80.2
60.3
70.5
64.7
30.2
72.2
61.8
76.8
113.2
35.7
73.1
65.0
80.9
54.7
84.5
65.8
89.0
69.8
94.2
65.5
91.2
65.3
68.62
$77,579,353
$76,220,046 I $46,606,217
61.15
 B 76
BRITISH COLUMBIA
TABLE VIII.—AUTOMOBILE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1964—                 	
1965       .    —	
1966	
1967   .                 	
$46,625,000
60,953,000
73,886,000
77,579,000
82,572,000
$43,768,000      1    $34,863,000
53,985,000      I      35,985,000
67,368,000            45,698,000
76,220,000      j      46,606,000
80.530.000       !       55 261000
79.65
66.66
67.83
61.15
1968
68.62
------
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1968
B 77
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1968
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Personal Property
Real Property
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$175,300
824
—2,065
162,655
3,733
$66,052
$25,250
$10,277
-32
77,009
—700
92
9,503
32,846
8,826
190
24
3,407
1,796
28,013
5,360
7,371
35,510
8,704
10,453
35,412
61
4,613
194
24,265
26,987
705
1,649
8,549
91,729
36,294
2,853
9,312
5,277
27,630
8,423
—514
79,706
18,812
1,536
43,561
15,787
276
815
3,555
—2,146
—2,383
169
Alliance Assurance Co. Ltd   —  	
29,257
41,932
8,245
252
27
18,250
3,799
48,272
12,538
20,160
64,345
13,195
8,589
94,841
26
6,968
527
36,546
23,506
785
4,420
8,701
219,300
— 14,184
— 1,641
6,565
5,886
30,467
2,045
22,010
96,649
38,756
4,275
-14,280
41,557
7,988
1,033
1,754
57
926
449
4,766
613
2,453
4,027
1,064
333
24,538
Baltica Insurance Co. Ltd	
4
50
91
341
3,572
613
244
1,302
390
3,672
2,119
94
—44
813
779
14
34,509
176
20
769
707
9,512
11,429
15
4,187
741
111
1,233
1,154
251
11,765
1,789
15,897
304
7,994
51
8,983
8
2,266
35
Commercial Union Assurance Co. Ltd —
3,943
72
206,340
254,126
18,834
539
377,762
88,042
16,011
34,428
495
203,517
1,234
1,938
988
173,729
100,351
16,887
291,099
33,692
9,481
40,823
4,202
85,002
1,224
113
1,274
605
18
Cornhill Insurance Co. Ltd.
354
31,982
4,618
7,319
27
1,002
1,094
Eagle Star Insurance Co. Ltd.
356
13,905
179
4,216
Employers Mutual Casualty Co	
Employers' Mutual Liability Insurance Co. of Wisconsin	
English & American Insurance Co. Ltd.      	
10,656
—102
13,402
-12
 B 78
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Federal Fire Insurance Co. of Canada-
Federal Insurance Co-
Federated Mutual Implement & Hardware Insurance Co-
Federation Insurance Co. of Canada	
Fire Insurance Co. of Canada  	
Fireman's Fund Insurance Co  	
Fruit Growers Mutual Insurance Co-
General Accident Assurance Co. of Canada-
General Accident Fire & Life Assurance Corporation Ltd—
General Insurance Co. of America 	
General Security Insurance Co. of Canada..
Glens Falls Insurance Co	
Global General Insurance Co  	
Global Reinsurance Co—
Globe Indemnity Co. of Canada-
Gore Mutual Insurance Co 	
Granite State Insurance Co	
Great American Insurance Co—
Great Lakes Reinsurance Co	
Guarantee Co. of North America—
Guardian Assurance Co. Ltd	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co. Ltd—
Guildhall Insurance Co. of Canada-
Halifax Insurance Co	
Hanover Insurance Co 	
Hardware Mutual Casualty Co-
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co. Ltd—
Home Insurance Co	
Hudson Bay Insurance Co..
Imperial Guarantee & Accident Insurance of Canada .
Imperial Insurance Office    -
Indemnity Marine Assurance Co. Ltd	
Insurance Co. of North America-
Insurance Corporation of Ireland Ltd—
Law, Union & Rock Insurance Co. Ltd-
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd-
Lombard Insurance Co. Ltd _ _	
London & Lancashire Guar. & Accident Co. of Canada	
London & Lancashire Insurance Co. Ltd	
London & Midland General Insurance Co— 	
London & Scottish Assurance Corporation Ltd 	
London Assurance	
London-Canada Insurance Co 	
Lumbermen's Mutual Casualty Co-
Maryland Casualty Co-
Merchant's Marine Insurance Co. Ltd—
Merit Insurance Co  _.
Missisquoi & Rouville Insurance Co-
Munich Reinsurance Co.	
Munich Reinsurance Co. of Canada     _
National Employers' Mutual General Insurance Assn. Ltd..
New Hampshire Insurance Co  _ 	
New India Assurance Co. Ltd  	
Niagara Fire Insurance Co—
Non-Marine Underwriters, Member of Lloyd's..
Nordisk Reinsurance Co. Ltd _ 	
North British & Mercantile Insurance Co. Ltd—
Northern Assurance Co. Ltd.	
Northwestern Mutual Insurance Co. 	
Norwich Union Fire Insurance Society Ltd	
Ocean Accident & Guarantee Corporation Ltd-
$92,323
215,140
31,191
23,074
58,026
40,336
15,675
91,783
36,665
211,387
20,127
38,969
39,439
87,753
14,614
254,694
618
266,581
3,216
66
115,561
252,512
—9,452
9,961
30,472
2,919
6,711
48,714
6,286
55,417
19,486
16,320
5,695
123
110,690
8,804
6,495
13,532
121,787
33,313
125
16,238
36,718
—270
14,399
64,917
8,956
3,419
101,375
938
103,844
5,806
50,228
34,003
33,343
13,935
1,040
147,386
,703,764
8,357
30,550
140,562
189,847
113,460
28,703
$25,765
63,442
23,031
5,698
62,040
4,591
5,536
43,890
19,282
97,676
15,940
37,914
28,511
69,081
8,136
86,967
439
285,362
1,674
50,839
115,644
3,582
28,335
727
2,955
23,909
1,465
31,966
10,848
10,151
2,048
258
26,732
10,395
3,616
4,945
44,506
18,080
92
9,040
14,291
1,627
7,234
18,925
2,356
39,601
7,234
31,643
5,838
23,708
15,601
23,535
2,328
89
124,092
1,205,397
1,764
19,509
70,609
106,079
132,026
48,238
$4,838
512
1,423
3,804
-2,884
3,139
1,376
163
2,183
5,610
7,877
803
8,648
56,700
260
4,571
10,976
1,754
1,286
118
35,010
318
8
1,071
1,006
15
—60
—413
436
357
1,831
749
893
2,499
1,014
11,085
7,320
"l78
218
7,072
7,475
3,579
6,416
3,500,463
482
2,882
9,892
10,898
4,005
$4,999
—35
7,207
9,885
—644
56
150
3,029
4,712
550
1,443
1,845
44
932
2,107
694
279
-50
25,098
-7
2
733
687
—58
236
61
244
1,222
297
611
733
359
6,116
3,233
359
2,327
1,851
54
—432
1,699,416
—46
668
3,499
4,527
616
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 79
TABLE IX.^MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Personal Property
Real Property
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$11,335
24,271
19,939
12,929
40,067
180,027
-695
673
2
9,809
110,992
4,871
128,195
6,256
11,681
-374
73,366
38,764
58,954
79,883
344,246
111,698
30,158
12,599
4,128
33,638
-3,151
34,411
11,393
14,997
11,445
683
3,154
35,821
8,672
$1,539
4,350
—39,266
7,574
27,865
94,356
—13
971
—15
8,795
58,188
2,712
62,501
4,159
4,274
-7
89,982
14,453
49,637
99,401
142,321
26,863
11,115
4,243
6,178
40,398
597
989
27,206
15,016
1,305
4,192
13,311
3,257
-175
1,569
872
195,093
69,761
1,366
564
67,528
—294
67
3,802
3,561
8,685
67,174
36,068
272
43,968
514
1,940
119
10,850
54,887
41,158
$1,903
12,247
16,842
$576
10,252
37
Provincial Insurance Co. Ltd.
1,179
8,240
268
1,888
688
1,127
185
7,559
183
Queensland Insurance Cn. T.td.
1,347
145
190
3,057
2,567
6,403
27
—173
Royal Insurance Co. Ltd  _	
Safeco Insurant Cn  n1 Amp.r.r a
1,837
4,320
2,274
471
512
2,897
8,064
—393
47
25
494
1,076
Sea Insurance Co. Ltd -	
3,357
413
453
State Farm Fire & Casualty Co	
Storebrand Insurance Co. Ltd	
335
3,054
431
112
262
Switzerland General Insurance Co. Ltd.
7
46
2,945
1,620
125,936
154,805
1,472
3,265
110,060
1,031
204
5,467
10,320
23,194
191,819
129,745
1,095
94,088
4,885
1,337
1,321
1,406
40,085
101,880
9,121
7,235
27
18
6,702
182
1
1,127
1,045
1,299
22
United States Fidelity & Guaranty Co. _
252
Universal Reinsurance Co. Ltd	
320
2,107
344
6,773
7,000
504
6,135
82,982
4,194
7,647
World Marine & General Insurance Co. Ltd	
Yorkshire Insurance Co. Ltd.   _     	
327
3,570
8,726
538
5,941
447
Totals for 1968          	
$10,148,842
$6,079,770
$4,177,892
$1,919,072
Totals for 1967. 	
$9,742,640
$5,505,565
$3,736,849
$2,418,990
 B 80
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Earthquake
Inland Transportation
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$6,506
105
110
3,503
1,138
1,279
177
1,254
92,709
123
457
1,795
732
119
1,793
240
7,457
1,172
691
839
382
217
1,666
707
4
14,911
495
58
2,434
33
6,349
7,114
805
223
15,151
694
1,015
17
70,397
475
105
96,680
$3,845
$275
2,909
	
1,692
	
-54
86
	
1,124
2J072
100
$20
— 11
_1,167
392
87
	
1,579
215
2,059
312
189
183
244
480
	
1,172
— 1,687
	
4,910
298
	
1
1,455
5,513
2,633
	
177
	
361
695
	
4,076
66,092
16
	
4,831
2,526
100,875
	
330
—2
2,762
25
6,391
7,996
351
2,049
5,335
1,027
3,044
358
3,185
— 1
3,902
104
129
1,887
1,641
14,782
49
19
—16
1,024
9
901
	
1,091
30,822
3,993
1,987
162
32
87
	
236
General Accident Fire & Life Assurance Corporation Ltd	
	
2
—     	
— 1,000
242
380
	
550
Gore Mutual Insurance Cn.
	
372
Great Eastern Insurance Co .....         	
9
42
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 81
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Earthquake
Inland Transportation
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$3,059
6,789
-5
2,031
	
$18,267
41,315
—274
522
9,366
270
873
36,207
2,003
2,516
2,097
299
13,452
1,195
839
38
337
4,194
-3
2,097
2,734
—61
216
3,187
3,240
1,407
1,559
126
3,445
39
2,705
3,370
50,283
121,939
9
1,369
10,482
2,233
3,462
1,309
319
574
285
8,776
574
81
55
4,266
629
10,833
298
156
153
1,566
2,088
20,113
11,543
13,007
1
415
1,623
1,016
-91
24,973
425
$16,090
36,389
	
414
1,835
	
1,779
2,328
733
611
263
452
205
—1,311
1,053
244
1,222
— 12
611
916
-158
7
87
2,202
—237
—4,260
87
2,164
2,799
2,912
38,704
2,706
47,209
117,910
—9
963
2,548
330
8,046
920
1,194
67
Pearl Assurance Cn ltd.
—$50
525
	
5,803
1,072
648
Planet Assurance Cn. T.tri.
106
Provincial Insurance. Cn. Ltd.
6,992
690
183
Queensland Insurance Co. Ltd. _        	
	
2,597
210
87
577
350
Reliance Insurance Co. of Philadelphia           	
7,470
1,165
	
85
18,884
1,937
P.nyal Insurance Cn T td
2,469
-63
5,329
1
	
32
970
Scottish I Tninn A National Insurance <-.n,              	
—2,530
-2
133,913
	
	
56
 B 82
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1968—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Earthquake
Inland Transportation
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$112
115
1,706
8
$38
	
1,425
$13,134
8,324
—83
1,751
35,601
22,889
5,655
-9
293
3,915
17,773
164
299
364
21,235
8,947
— 14,420
| 	
34,510
20,076
80
—5
285
United States Fidelity & Guaranty Co.       ■           	
3,967
— 17
111
250
3,177
1,261
4,147
	
1,529
—133
-       	
10,079
944
162
189
9,451
13,161
2,683
700
	
213
131
4,863
,
5,979
Totals for 1968       -                                -      ■           	
$126,859 |          -$60
$1,004,639
$692,249
Tntal.-. fnr 1QfV7
$131,859
$171
$1,434,712
$723,345
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1968
B 83
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Theft
Forgery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$11,252
11
582
21,010
2,917
1,281
495
2,061
62
2,126
1,058
161
7,608
623
843
9,236
5,523
1,806
153
11,680
3,918
168,137
477
55
144
1,147
4,380
4,634
14,787
5,444
487
767
3,165
193
18,673
31,124
3,670
16,090
18,534
7,989
29,966
23
5,325
10,252
4,225
3,801
436
9,179
796
3,594
22,603
3,423
23,924
1,942
6,794
10,199
2,143
17,270
$11,576
$60
37
10,407
2,019
169
66
293
14
342
349
144
5,043
420
560
11,675
2,080
625
160
7,509
1,102
85,240
1,821
35
520
1,198
—282
2,179
8,573
924
337
2,204
1,188
	
  -
2
180
15
20
49
3,634
—$199
212
3,460
6
47
1
Continental Insurance Co.	
21,036
22,506
3,831
18,031
8,716
2,717
14,637
52
Cnrnhill Insurance. Cn  T t<t
Dominion Insurance Co. ..
45
Dominion of Canada General Insurance Co 	
Economical Mutual Insurance Co    	
Employers' Mutual Liability Insurance Co. of Wisconsin	
Federal Fire Insurance Co. of Canada	
3,934
15,166
605
1,334
35
2,858
— 17
2,534
8,998
474
8,646
595
5,085
7,628
1,261
19,704
	
Federal Insurance Co. - -	
	
Fire Insurance Cn. of Canada
Fireman's Fund Insurance Co -             .   _
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd—
General Security Insurance Co. of Canada	
Global General Insurance Co.                               	
Glnhal Reinsurance. Cn.
45
10
1,600
Grain Insurance & Guarantee Co.— _	
Granite State Insurance Co _	
3
16,010
143
10,778
24,376
—908
1,135
2,124
2,837
3,553
8,038
Great American Insurance Co. 	
Great Lakes Reinsurance Co	
23
53
Guardian Insurance Cn. of Canada	
Guildhall Insurance Cn ltd.
Guildhall Insurance Co. of Canada	
785
 B 84
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Theft
Forgery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$23,502
20
5,078
1,149
12,724
2,544
2,111
649
17,517
705
848
283
2,541
4,240
-6
2,120
2,614
—6
7,552
1,106
29
4,721
—7
17
476
252
2,126
942
18
13,338
303
484
4,539
6,351
26,197
5,700
4,348
11
1,723
5,896
15,946
58
96
1,912
9,352
636
3,953
985
352
31
3,072
4,206
5,335
6,391
4,934
3,722
3,082
96
1,535
-302
1,448
3,028
319
17
27
4,726
$9,076
$108
1,635
420
20,186
1,681
1,401
449
4,915
233
560
2
18
2,802
59
49
2,449
2
20
$506
99
1,401
1,681
49
59
4,149
215
449
286
—10
59
17
342
967
15,026
1,458
281
1,708
6,281
14,550
1,968
1,634
8
38
32
238
125
Orion Insurance Co. Ltd.
-28
5,996
17,365
Perth Mutual Fire Insurance Co.
57
2
Phoenix Assurance Co. Ltd.
Planet Assurance Co. Ltd.   .
215
1,996
4,091
420
4,280
371
2,423
~~ 263
586
6,011
4,202
2,807
1,198
726
346
531
Prudential Assurance Co. Ltd.                 	
-12
15
Quehec Assurance Co                              .      .
Queensland Insurance Co. Ltd               ..                  -    ■
Railway Passengers Assurance Cn.
Reinsurance Corporation Ltd.                              	
Reliance. Insurance Co. of Canada	
1
Reliance Insurance Co. of Philadelphia   ...	
Royal General Insurance Co. of Canada
15
149
Royal Insurance Co. Ltd	
St. Paul Fire & Marine. Insurance Cn.
Saskatchewan Mutual Insurance Co.
Scottish Canadian Assurance Corporation
Scottish Union & National Insurance Co	
Sea Insurance Co. Ltd.                                       	
	
Security Mutual Casualty Co.
200
953
Stanstearf * Shprhrnoke Insurance On
State Farm Mutual Automobile Insurance Co.    . .
	
Stnre.hranri Insurance Cn. Ltd.
6
2,829
Sun Insurance Office Ltd.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 85
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Theft
Forgery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$1,165
9,912
4,736
17,433
13,447
17
825
5,244
353
46
1,127
17,833
7,455
9,936
3,467
189
24
4
404
22,963
$420
6,144
3,413
10,315
4,434
6
117
4,482
9
695
14,393
5,509
6,584
2,058
430
$40
22
29
United States Fidelity ft Guaranty fji,
	
232
	
1,443
11,028
	
Totals fnr 1968
$948,027
$571,285
$13,062
$644
Tnt-ils for 1967
$956,614
$592,184
$11,229
$3,027
 B 86
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
WINDSTORM AND BOILER INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Windstorm
Boiler
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
-      	
$7,704
97,102
135,745
7,035
586
782
9,840
—191,307
5,309
2,938
21,834
18,715
13,782
103
3
95,997
10,539
7,883
1,759
205
2,345
1,954
142
782
3,908
1,954
2,345
—19
8,229
—263
4S.530
37,402
15,596
9,177
7,633
6,499
10,575
$1,900
32,444
	
13,236
151
13
	
17
1,507
-$7,694
861
14
12
	
4,321
3,703
2,230
—7,666
40
60
Globe Indemnity Co. of Canada   	
38
8
50
	
	
42
—    	
17
84
42
50
	
	
—1,657
20,220
10
1,028
—3,836
$1,000
3,086
Non-Marine Underwriters, Member of Lloyd's    _
35,809
1,238
200
1,184
-11
7,850
91
586
1,644
6,239
16,696
3,264
11,659
—231
30,417
144
9,459
1,368
	
13
	
270
4
1,234
126
	
171
— 322
	
—3,163
197
Totals (nx 1968
—$6,629
$1,000
$491,161
$109,278
Totals for 1967
$17,547
$4,954
$914,953
$141,127
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 87
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1968—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$6,080
100
8,739
2,072
280
63
1,430
1,706
432
42
3,718
310
8
150,741
413
4,752
3,764
448
77
2,529
2,161
31,307
—214
—25
25
574
2,238
853
12,853
6,819
347
—163
2,151
$2,289
53
4,226
	
887
243
	
39
700
2,175
284
$29,021
4,609
384
$29,113
15,936
1,328
2,446
204
90,066
272
1,771
512
3,233
2,364
125
	
309
—5,253
35
1,836
785
	
17,955
1,572
-
48
259
	
950
600
	
13,363
2,596
148
—7,653
—55,440
-3,002
1,906
1,352
Commercial Union Assurance Co. Ltd....	
95
587
38,812
11,465
11,173
8,578
1,839
49
9,577
3,410
5,255
9,175
3,131
4,595
9,242
1,635
179
3,740
72
10,286
3,647
767
14,549
645
3,088
4,637
929
6,371
12
2,022
11
4,398
9,946
—466
5,070
3,544
827
32,267
9,827
4,346
2,400
2,905
5,865
1,564
1,930
5,866
1,300
—558
	
Fidelity Insurance Co. of Canada _   .           .
2,978
Fireman's Fund Insurance Co.— _ 	
	
	
5,070
1,913
552
75,335
—15,410
3,768
205
648
972
3,984
1,200
600
1,152
1,413
2,120
611
Global Reinsurance Co 	
4 701
Granite State Insurance Cn.
1,257
	
3
Guardian Assurance Cn Ltd
2,895
6,547
Guardian Insurance Co. of Canada  .
Guildhall Insurance Cn. Ltd.
	
	
 B 88 BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$807
11,837
25
946
545
5,184
1,239
1,033
462
2,184
288
413
91
820
2,065
—40
1,033
1,239
-58
4,878
350
1,313
6
146
18
14
$345
7,370
	
8
1,180
	
433
3,508
$5,312
4,427
$1,536
1,280
815
Imperial Guarantee & Accident Insurance of Canada-.-    	
679
198
	
1,044
189
1,771
512
272
19
166
8,853
2,561
1,359
London & Lancashire Guar. & Accident Co. of Canada	
4,427
5,312
7,553
1,280
1,536
679
815
1,823
156
559
127
16
8
123,815
3,616
National Employers' Mutual General Insurance Assn. Ltd.	
1,706
1,210
20
7,981
90
65
3,092
3,256
20,838
1,412
2,957
— 17
731
1,900
9,119
56
957
9,764
310
1,155
672
80
1,171
3,160
3,192
3,110
115
2,033
1,951
497
17
381
2,175
816
6
27,723
1,307
8,190
88
3,621
200
141
-501
—4,316
2,135
1,941
1,765
13,354
394
1,032
—4,127
1,858
12
—161
1,357
3,434
97
431
3,416
1,328
384
204
Queensland Insurance Co. Ltd—     	
552
30
-938
422
481
2,155
Royal General Insurance Co 	
Royal Insurance Co. Ltd  	
11,089
14,749
28
3,276
5,766
1,449
2,039
1
1,045
1,514
8,819
5,147
332
32
-155
107
	
2,432
1,943
329
15
364
1,787
96
State Farm Fire * Casualty Cn.
	
6
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 89
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
	
$3,388
550
2,059
1,144
2,318
5,487
1,846
166
7
213
27,871
4,383
4,854
2,713
112
27
1
70
19,362
$1,231
	
436
1,489
827
$111
$273
487
3,611
	
580
Ilnitp.ri Staffs Fidelity fr Guaranty Cn,
- 	
46
	
23,588
2,192
21,190
6,018
3,193
1,116
195
8
134
8,510
Totals for 1968
$441,307 |       $44,703
$580,231
$339,373
Totals fnr 1967
$1,409,418  1  SI .056.947
$587,692
$290,589
'
 B 90
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1968—Continued
GUARANTEE INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$4,101
$220
$19,432
449
52,067
175
770
497
2
4,353
379
489
240
2,999
687
36,906
167,609
141
16
10
146,632
1,395
4,280
490
171
1,713
5,070
735
3,479
528
396
29
-$1,316
100
-75
~ -^512
—43
-57
211
80
8,543
8,884
14
4,820
4,275
520
3,355
1,042
1,241
13,706
101,454
— 103
— 12
75
-35
9
-1,704
183
-105
—361
18,694
226
26
10,978
—24
13,856
846
3,463
2,192
-125
593
4,028
—143
— 1,815
-91
273
104
Century Insurance Co. Ltd  	
120
201
5,871
17,049
5,032
3,384
37
30,543
2,427
1,996
464
-879
2,067
—754
—573
37,307
2,418
69,113
5,582
382
21,036
1,447
1,241
-94
Employers' Liability Assurance Corporation Ltd..	
4,368
-356
437
3,620
1,414
—252
5,361
184
51,274
1,397
9,205
92,276
100
30
46
1,352
12,317
112,990
3
6,061
5,067
11,459
—271
901
3,267
— 15
-3,872
131
—620
223
4,401
6,755
15
494
744
1,187
2,798
222
21,559
30
20
4,037
9,131
9,410
-956
—54
—546
6,153
General Insurance Co. of America...  _	
General Security Insurance Co. nf Canada
—62
—93
20
— 840
-128
Grain Insurance & Guarantee Co.    _         	
-1,431
3,188
Great Takes Reinsurance Cn,
Guarantee Cn  nt Nnrth America
1,221
-762
—1,724
140
317
Guildhall Insurance Cn. Ltd.
Guildhall Insurance Co. of Canada.              	
251
2,719
908
2,119
2,274
1,583
1,304
50
29,107
264
528
215
1,932
2,638
-10
:::
Hardware Mutual Casualty Co    	
455
984
106
1,450
1,206
225
30,063
331
483
-171
-142
Home Insurance Cn.
26
22
Imperial Guarantee & Accident Insurance of Canada	
Imperial Insurance Office
Insurance Cn. nf Nnrth America
2,330
9
9
—49
-57
Law, Union & Rock Insurance Co. Ltd	
Liberty Mutual Fire Insurance Cn.
Liberty Mutual Insurance Cn
43
Liverpool & London & Globe Insurance Co. Ltd	
2,417
-285
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 91
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
GUARANTEE INSURANCE PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$1,319
1,583
427
$22
26
$1,208
1,450
— 149
242
—$142
London & Lancashire Insurance Co. Ltd - -
—171
39
1,445
323
4
3
4,192
47,189
895
516
4,971
832
378
311
5,246
385
1
1
26,648
—628
451,900
150
360
—700
144
1,034
Non-Marine Underwriters, Member of Lloyd's- -	
2,463
207
2,753
2,356
1,197
1,088
—3,378
49
39
1,515
362
535
154
26
7,849
10,659
3,642
2,847
.     1,255
125
173
Northern Assurance Co. Ltd	
90
320
Ocean Accident & Guarantee Corporation Ltd	
166
—2,451
—1,925
555
23
1,517
396
185
65
—50
7
33
2,100
—43
37
5,108
1,677
4,394
2,771
600
20,500
—251
63
435
228
413
—427
—592
54
—90
70
9,604
5,329
1,121
30,584
16,991
5,160
5,132
6,321
501,684
75
2
13
1,898
1,980
5,672
11,607
665
8
374
Toronto General Insurance Co. Ltd 	
-295
3,399
3,614
—9,557
5,037
21,670
317
15,189
175
9,891
— 1,213
—951
—34,943
77
160
2,794
6,459
193
	
612
102
—22
—669
354
Yorkshire Insurance Cn. Ltd.
487
3,403
—170
76
—2,640
Totals for 1968	
$455,240
$518,524
$1,589,072
$16,108
Totals for 1967	
$408,585
$214,318
$2,327,062
$39,444
1
 B 92
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PUBLIC LIABILITY AND EMPLOYERS' LIABILITY INSURANCE
PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Public Liability
Employers' Liability
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$58,314
1,669
20,471
45,240
22
$21,675
51
—28,468
15,037
$726
1,270
297
$377
5
2
14,385
4,433
7,862
3,639
1,681
3,222
17,605
14,795
7,205
722
65,618
5,645
5,465
7,289
48,895
26,518
10,024
786
104,164
14,279
811,870
810
94
2,083
5,893
72,761
11,891
659
42,350
34,806
2,411
1,917
16,493
110,076
97,816
59,522
18,890
80
111,044
47,566
45,680
196,590
14,372
1,199
24,442
50,908
48,659
22,073
308
31,460
16,499
16,798
85,819
13,479
158,290
12,849
Alliance Assurance Co. Ltd	
— 1,112
4,198
168
93
175
8
23
3,136
139,992
1,004
4,720
6
26,212
1,903
2,216
2,955
23,954
12,167
3,544
288
104,436
11,594
434,049
11,419
1,327
20,772
2,164
20,436
13,020
3,578
39,795
8,333
-184
13,810
6,429
196,984
47,252
32,840
6,922
73
7
860
315
72
96
50
492
264
1
659
156
23,321
-14
—2
26
35
—400
20
50
19,756
—25
8
118
182
2,712
— 103
Century Insurance Co. Ltd.
577
1,221
28
—17
286
200
16
U
1,373
1,862
24
1,177
728
1,487
3,568
37
30
—210
Cnrnhill Insurance Cn. Ltd
66,660
52,080
27,012
114,243
22,205
142
21,095
13,409
46,615
4,143
2,300
11,733
15,381
3,646
27,707
2,459
71,684
3,868
24
11,764
17,646
29
—410
314
1,059
Employers' Mutual Liability Insurance Co. of Wisconsin	
254
780
~ 82
25
526
46
8,332
2,224
8
1,917
99
18,000
169
250
3,014
1,079
Federated Mutual Implement & Hardware Insurance Co	
Federation Insurance Cn  nf Canada
1,769
513
7,720
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation Ltd	
General Insurance Co. of America                 	
532
General Security Insurance Co. of Canada	
4,141
16,719
25,092
Global Reinsurance Co.                                         	
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 93
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PUBLIC LIABILITY AND EMPLOYERS' LIABILITY INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Public Liability
Employers' Liability
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$17,053
70,623
-66
104,184
618
451
73,625
166,064
—5,448
5,751
82,251
15,167
7,296
28,162
21,861
18,217
2,844
84,994
4,803
7,287
1,879
16,905
36,435
— 116
3
18,217
22,690
-977
14,331
37,757
3,425
23,505
16,900
5,081
6,866
5,047
4,981
15,339
9,424
69,868
924,425
21,690
140,045
224,450
32,163
20,918
4,467
5,817
21,434
12,121
84,888
968
309
$6,648
19,037
103
101,383
2,359
39
48,095
108,776
—432
30,167
5,631
1,381
1,255
8,865
7,387
—244
83,159
3,147
2,955
2,195
19,745
14,774
$215
172
246
$79
1
739
1,671
—4
66
664
1,039
9
27
— 14
287
239
—77
5,413
48
96
96
865
478
67
152
36
244
—293
Helvetia Swiss Fire Insurance Co. Ltd   	
360
—24
Hudson Bay Insurance Co.- -  	
105
88
20
1,534
4
Law, Union & Rock Insurance Co. Ltd	
35
Liverpool & London & Globe Insurance Co. Ltd 	
175
30,000
7,387
8,192
51
9,007
—2,160
360
14,856
—24,513
9,007
2,385
2,280
1,413
1,004
1,012
33,751
74,668
9,994
87,935
74,562
8,782
9,560
1,853
—34
22,339
590
33,194
-10,066
-241
180
3,606
11,783
2,216
—285
2,173
4,632
239
287
88
London & Lancashire Insurance Co. Ltd -	
105
268
352
3
30
267
164
83
191
Merchants Marine Insurance Co. Ltd  	
83
Munich Reinsurance Co              	
5
2
—1
981
3,009
399
2,609
Niagara Fire Insurance Co 	
Non-Marine Underwriters, Member of Lloyd's	
North British & Mercantile Insurance Co. Ltd	
Northern Assurance Co. Ltd  	
21
8,575
15
810
832
389
31
15
Orion Insurance Co. Ltd.
Pearl Assurance Co. Ltd 	
	
Phoenix Assurance Co. Ltd.
1,044
796
64
Planet Assurance Co. Ltd.
10
Provincial Insurance Co. Ltd 	
9,822
67,800
5,465
7,945
4,702
1,198
353
10,945
114,007
27,947
12
7,311
72
Prudential Assurance Co. Ltd.
400
26
Queensland Insurance Co. Ltd. 	
86
3
4
35
Reliance Insurance Cn. nf Philadelphia
9,285
88,936
13,500
92
392
Royal General Insurance Co. of Canada. .                   	
9
 B 94
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1968—Continued
PUBLIC LIABILITY AND EMPLOYERS' LIABILITY INSURANCE
PREMIUMS AND LOSSES FOR 1968—Continued
(Figures shown in nearest dollar.)
Public Liability
Employers' Liability
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$54,832
94,902
214,554
21,051
11,341
1,389
8,520
— 1,816
— 804
8,902
23,429
1,395
73
70
23,762
7,480
$22,301
63,815
193,205
-2,524
8,688
13,848
3,013
$752
1,468
300
303
$263
33
—17
224
-1
2,500
2,634
9,600
86
7
6
-1,199
1,413
-42
73,510
39,165
21,214
480
60,374
490
11,126
57,307
130
30
6
15
269
27
539
300
6,198
922
39
40
58
129
360
74,533
40,846
125,869
40
22
—9,159
9,206
95,780
4,748
63,094
79
519
188
3,559
2,145
63,960
34,218
50
85,664
26,811
611
6,287
2,540
5,835
87,460
84
7
6,681
356
Victory Insurance Co. Ltd  	
181
19,799
29,531
14
34,480
1,651
—482
654
4,504
66,746
58,016
7,101
1,123
17
14
412
21
World Marine & General Insurance Co. Ltd ,. _.
82
41
—69
1,138
7,730
Totals for 1968    	
$6,671,270
$3,550,165
$126,104
$72,779
Totals for 1967                               	
$6,191,495
$3,542,088
$146,220
$60,969
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 95
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1968
(Figures shown in nearest dollar.)
Name of Insurer
Group
Net
Premiums
Written
Net
Losses
Incurred
Individual
Net
Premiums
Written
Net
Losses
Incurred
Acadia Insurance Co	
Aetna Insurance Co.—	
Aetna Life Insurance Co-
Albion Assurance Co. Ltd 	
Alliance Assurance Co. Ltd	
Allstate Insurance Co. of Canada..
American Casualty Co. of Reading, Pennsylvania -
American Health & Life Insurance Co	
American Home Assurance Co 	
American National Fire Insurance Co..
Atlas Assurance Co. Ltd	
Beaver Insurance Co 	
Bee Insurance Co  	
British America Assurance Co	
British Aviation Insurance Co. Ltd..
British Canadian Insurance Co	
British Empire Assurance Co-
British Northwestern Insurance Co...
British Pacific Life Insurance Co	
Business Men's Assurance Co. of America-
Canada Accident & Fire Assurance Co.	
Canada Health & Accident Assurance Corporation	
Canada Life Assurance Co	
Canada Security Assurance Co 	
Canadian Indemnity Co..
Canadian Premier Life Insurance Co..
Canadian Reassurance Co	
Casualty Co. of Canada_
Century Insurance Co. Ltd 	
Citadel Insurance Co. of Canada Ltd..
Combined Insurance Co. of America-
Commercial Union Assurance Co. Ltd..
Confederation Life Association	
Continental Assurance Co	
Continental Casualty Co	
Continental Insurance Co. 	
Co-operative Fire & Casualty Co..
Credit Life Insurance Co-
Crown Life Insurance Co.
Cuna Mutual Insurance Society	
Desjardins Mutual Life Assurance Co-
Dominion Insurance Corporation  „
Dominion Life Assurance Co	
Dominion of Canada General Insurance Co-
Economical Mutual Insurance Co	
Employers' Liability Assurance Corporation Ltd	
Employers Mutual Casualty Co-
Empire Life Insurance Co..
English & American Insurance Co. Ltd 	
Equitable Life Assurance Society of the United States..
Equitable Life Insurance Co. of Canada	
Excelsior Life Insurance Co..
$1,583
$585,730
24,881
6,050
4,474
213
410
4,417
3,291
274
366
—26
261,855
219
10,401
53,842
1,375,072
15,165
8,862
449
5,944
1,966,027
1,701
962,968
11,441
2,560
—423
2,967,722
503
127
9,806
82,468
1,795
55,446
41,840
73,084
12,692
305,099
$494
619,528
3,092
2,078
426
160
I
25
2
3
69,750
157,117
63
13,932
42,711
1,227,143
13,678
I
914
7,961
1,179,961
1,035
864,999
5,922
2,715
419
2,459,685
39
5,076
79,632
3,656
25
-15,449
12,762
80,591
23,488
209,125
C.
N.
;c.
IN.
C.
;c.
iN.
'N.
C.
C.
c.
c.
c.
c.
c.
c.
c.
re.
>;?:
c.
t-ri
N.
c.
c.
(C
In.
re.
IN.
c.
c.
-if
N.
N.
-!
N.
C.
c.
II
c.
IS
N.
c.
$9,810
395
4,721
748
9
7,487
45,966
2,637
68
6,719
809
651
5,124
2,790
433
557
940
5,863
9,598
25
7,238
218,824
1,680
18,880
543
143
6,466
1,118
1,052
3,931
862
428
4,153
250,931
316,840
5,983
79,458
368
589,879
235,452
10,143
18,766
4,643
44,125
13
8,695
7,880
10,442
3,447
85
36,043
3,800
2,278
5,389
353
4,789
834
5,552
12,797
$80
148
6,235
34,951
519
15
2,608
43
170
14
19
-44,286
17,413
2,141
89,706
2,256
6,080
25
932
4,003
316
517
47,108
88,025
1,206
42,296
260
300,287
105,463
2,268
10,382
13,051
1,944
-4,933
5,417
1,262
12,461
4,585
7,882
-58
1,147
4,032
C—Cancellable.
N.—Non-cancellable.
 B 96
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1968—-Continued
(Figures shown in nearest dollar.)
Name of Insurer
Group
Net
Premiums
Written
Net
Losses
Incurred
Individual
Net
Premiums
Written
Net
Losses
Incurred
Federal Life & Casualty Co	
Federated Mutual Implement & Hardware Insurance Co.
Fireman's Fund Insurance Co.	
Fraser Valley Mutual Insurance Co	
Fruit Growers Mutual Insurance Co	
General Accident Assurance Co. of Canada-
General Accident Fire & Life Assurance Corporation Ltd.
General Fire & Casualty Co	
Globe Indemnity Co. of Canada	
Globe Life Insurance Co 	
Great American Insurance Co-
Great Eastern Insurance Co	
Great-West Life Assurance Co-
Guardian Assurance Co. Ltd	
Guardian Insurance Co. of Canada .
Guildhall Insurance Co. Ltd 	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co  	
Imperial Guarantee & Accident Insurance of Canada -
Imperial Insurance Office.
Imperial Life Assurance Co. of Canada 	
Income Disability & Reinsurance Co. of Canada-
Industrial Life Insurance Co
insurance Co. of North America	
Insurance Corporation of Ireland Ltd _.
John Hancock Mutual Life Insurance Co..
Law, Union & Rock Insurance Co. Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd-
London & Edinburgh Insurance Co. Ltd—
London & Lancashire Guar. & Accident Co. of Canada -
London & Lancashire Insurance Co. Ltd	
London & Scottish Assurance Corporation Ltd-
London Assurance .
London-Canada Insurance Co-
London Life Insurance Co	
Loyal Protective Life Insurance Co-
Lumbermen's Mutual Casualty Co-
Maccabees Mutual Life Insurance Co-
Manufacturers Life Insurance Co	
Maryland Casualty Co-
Merchants Marine Insurance Co. Ltd-
Metropolitan Life Insurance Co	
Ministers Life & Casualty Union-
Munich Reinsurance Co-
Munich Reinsurance Co. of Canada-
Mutual Life Assurance Co. of Canada	
Mutual Life Insurance Co. of New York-
Mutual of Omaha Insurance Co	
National Life Assurance Co. of Canada-
New York Life Insurance Co	
$239
7,075
56
307,846
i22
823
22,440
1,997,080
— 1,685
9,679
106
1,097
914
5,453
127,754
188,201
40,797
111,103
36,916
366
1,828
914
1,416
4,139
58,318
-6
809,225
3,729
8,534
2,306
2,352
762,811
648,547
21,933
42,024
349,730
164,855
$7,637
275,851
6
20,182
1,085,483
1,203
8
7
688
71,100
210,767
44,201
54,823
25,705
3
180
1,623
14
7
8
-1,212
6,354
745,532
298
7,131
410
-1,212
752,447
454,476
8,879
12,565
279,514
105,738
$448
C.
c.
c.
c.
c.
c.
fC.
lNc
c.
c.
c.
c.
c.
c.
c.
c.
1,711
3,902
1,029
226
1,283
2,197
406
255,699
35,683
8,249
18,656
—3,590
420
3,153
105
1,711
1,415
27,462
415
4,609
46,712
539
570
30
266
2,851
4,225
1,426
1,857
2,662
240
-3
468
873
1,501
157,191
159
369
37,542
63
1,266
—250
31,033
13,149
5,560
478
1,037
809
310
131,116
706,947
310,588
34,102
1,857
12,487
$720
293
42
497
73,369
2,800
449
1,015
305
-12
296
57
47
10,952
616
-352
30
19
-13
2
-117
14
94
2,400
47
57
977
39
937
329
64,338
1,806
-2,250
~547~I
977
20,408
28,645
5,780
323
72,565
222,253
167,671
25,235
1,722
-4,325
C—Cancellable.
N.—Non-cancellable.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 91
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Group
Net
Premiums
Written
Net
Losses
Incurred
Individual
Net
Premiums
Written
Net
Losses
Incurred
Niagara Fire Insurance Co	
Non-Marine Underwriters, Member of Lloyd's-
North American Life & Casualty Co	
North American Life Assurance Co	
North British & Mercantile Insurance Co. Ltd.
Northern Assurance Co. Ltd	
Northern Life Assurance Co-
Northwestern Mutual Insurance Co..
North West Life Assurance Co.	
Norwich Union Fire Insurance Society Ltd—
Occidental Life Insurance Co. of California-
Ocean Accident & Guarantee Corporation Ltd-
Orion Insurance Co. Ltd	
Paul Revere Life Insurance Co.	
Pearl Assurance Co. Ltd	
Phoenix Assurance Co. Ltd.	
Planet Assurance Co. Ltd 	
Protective Association of Canada_
Provident Life & Accident Insurance Co-
Prudential Assurance Co. Ltd.	
Prudential Insurance Co. of America-
Quebec Assurance Co-
Railway Passengers Assurance Co—
Reinsurance Corporation Ltd	
Royal Exchange Assurance-
Royal General Insurance Co. of Canada-
Royal Insurance Co. Ltd-
Safeco Insurance Co. of America-
Safeco Life Insurance Co —
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation ._
Scottish Union & National Insurance Co	
Sea Insurance Co. Ltd	
Seaboard Life Insurance Co.	
Security Mutual Casualty Co	
State Farm & Casualty Co—
State Farm Mutual Automobile Insurance Co—
Sun Insurance Office Ltd	
Sun Life Assurance Co. of Canada-
Travelers Insurance Co-
Union Insurance Society of Canton Ltd-
Union Mutual Life Insurance Co	
United Canada Insurance Co _
United States Fidelity & Guaranty Co-
Victory Insurance Co-
Wawanesa Mutual Insurance Co-
Western Assurance Co	
Western Life Assurance Co	
Westminster Fire Office	
World Marine & General Insurance Co. Ltd-
Yorkshire Insurance Co. Ltd-
Zurich Insurance Co	
$8,172
65,359
51,345
70,005
8,544
40,351
1,000
642
30,619
8,172
45,822
2,423
2,275
1,609
1,604
17,214
358,719
274
1,857
3
8,342
3,269
2,742
5,367
1,012
44
-561
91,817
7,905
37,991
636,722
1,090,752
227,053
211
4,297
3,211
1,176
647
314,450
$4,230
57,038
51,964
55,302
11,444
-11,814
401
741
323
27
6,883
448,514
2
2,488
3
1,692
22
707
37
30,125
11,109
4,349
480,850
836,650
447,657
33
643
-606
252,432
$7,245
49,002
42,225
16,093
7,645
7,320
26,053
2,343
—4
108
2,567
921
1,895
9,899
134,165
4,627
1,164
159,387
4,169
11,482
7,374
9,968
6,475
67,900
38,769
428
1,310
21
5,270
2,898
4,327
—22
14,672
1,076
436
— 1,197
633
-126
1,534
$1,620
144,860
19,296
4,687
1,622
1,758
9,529
1,923
1,360
1,984
46,755
1,683
136,364
120
2,438
6,260
2^335
25,381
20,232
14
383
!ob
648
141
3,008
40
5,001
ri-Tfi
512
80,329
163
561
460
221
489
509
Totals for 1968..
Totals for 1967-
$17,750,021 |$13,991,608
$4,851,091 I $1,997,493
$18,523,563   $13,570,543
$4,605,762
$1,769,541
C.—Cancellable.
N.—Non-cancellable.
 B 98
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
AIRCRAFT AND MARINE INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Name of Insurer
Aircraft
Net
Premiums
Written
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Aetna Casualty & Surety Co-
Aetna Insurance Co 	
Agriculture Insurance Co-
Albion Insurance Co. of Canada-
Alliance Assurance Co. Ltd	
American Casualty Co. of Reading, Pennsylvania-
American National Fire Insurance Co 	
Aviation & General Insurance Co. Ltd	
British America Assurance Co	
British Aviation Insurance Co. Ltd	
British Canadian Insurance Co	
British Empire Assurance Co-
British Northwestern Insurance Co....
Camden Fire Insurance Association-
Canadian Indemnity Co-
Canadian Universal Insurance Co. Ltd-
Centennial Insurance Co-
Century Insurance Co. of Canada-
Commercial Union Assurance Co. Ltd	
Commercial Union Insurance Co. of New York-
Continental Insurance Co  	
Dominion Insurance Corporation-
Eagle Star Insurance Co. Ltd	
Economic Insurance Co. Ltd—
Employers' Liability Assurance Corporation Ltd.
English & American Insurance Co. Ltd	
Federal Insurance Co-
Federation Insurance Co. of Canada_
Fireman's Fund Insurance Co-
General Accident Assurance Co. of Canada-
General Insurance Co. of America	
Glens Falls Insurance Co-
Globe Indemnity Co. of Canada-
Great American Insurance Co—
Great Eastern Insurance Co	
Great Lakes Reinsurance Co	
Guardian Assurance Co. Ltd.	
Halifax Insurance Co	
Hanover Insurance Co 	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co. Ltd—
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada
Imperial Insurance Office   _. 	
Indemnity Marine Assurance Co. Ltd  	
Insurance Co. of North America-
Law, Union & Rock Insurance Co. Ltd—
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd..
Lombard Insurance Co. Ltd—
London & Lancashire Guar. & Accident Co. of Canada _
London & Lancashire Insurance Co. Ltd _ _
London & Scottish Assurance Corporation—	
London Assurance  	
London-Canada Insurance Co	
Lumbermen's Mutual Casualty Co-
Maritime Insurance Co. Ltd	
Maryland Casualty Co-
Munich Reinsurance Co 	
New Zealand Insurance Co. Ltd—
Niagara Fire Insurance Co—
Non-Marine Underwriters, Member of Lloyd's..
Northern Assurance Co. Ltd	
Norwich Union Fire Insurance Society Ltd..
Ocean Marine Insurance Co. Ltd	
$67,935
21,245
47,921
12,504
235,347
928
1,237
63,631
43,285
42,480
1,697
49,168
11,190
9,160
28,287
2,784
29,716
14,460
202
51,553
32,954
3,712
3,094
-11,860
34,372
1,237
6,186
3,094
25,056
21,332
31,090
86,968
1,212
1,008,452
114,139
$10,768
8,973
6,711
6,771
167,346
565
752
32,741
34,149
17,027
14,567
97,080
5,410
5,382
18,218
1,693
13,397
8,972
114
173,911
-31,948
2,257
1,881
844
-80
29,450
752
3,762
1,881
-21,151
13,131
13,139
44,008
10,405
542,019
75,713
$25,050
104,557
41,409
120
37,343
1,874
8,890
12
57,698
35,111
34,803
149,360
106,758
109,890
838
21,928
19
41,696
15,906
231,027
1,215
25,934
60,600
19
19,988
516,040
4,892
17,757
25
49,390
476
4,823
494
66,050
20,322
63,960
246
23,881
12,650
76,256
44,423
7,026
$27,134
75,754
-72
57,492
23,578
1,871
2,132
-807
14,248
25,987
32,368
135,726
2,046
57,426
93,598
642
9,478
— 1,212
37,297
12,354
194,405
1,080
17,762
60,496
—1,212
20,375
457,714
4,112
48,595
-1,616
16,128
263
3,730
63,984
6,725
50,059
49
7,661
9,716
41,019
30,244
3,237
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 99
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1968—Continued
AIRCRAFT AND MARINE INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
(Figures shown in nearest dollar.)
Aircraft
Marine
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$317,692
—$5,216
 «7
869,979
16
$119
291,565
267,914
5,009
928
465
25,967
103,810
485
9,277
104,183
—733
565
2,772
4,692
9
3,428
Reliance Insurance Co. of Canada — 	
—98
8,154
48,163
4,162
5,643
1,492
30,502
20,892
29,087
7,072
-138
16,408
Royal Insurance Co. Ltd.
8,774
21,690
44,182
20,163
971
— 145
557
25
101,311
—1,616
103,572
1,565
59,540
36,066
67,935
10,368
6,195
27,251
565,124
531,704
188,668
228,184
359,630
147,001
21,337
4,185
204
5,995
9,105
34,718
55,689
409
15,906
8,840
1,079
56,624
39,308
Totals for 1968   ...                 	
$3,061,312
$1,563,259
$4,495,756
$2,924,745
Totals for 1967	
$2,644,895
$1,590,819
$3,574,406
$2,611,112
 ]
B 100
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1968—Continued
HAIL AND MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1968
(Figures shown in nearest dollar.)
Name of Insurer
Hail
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
Net
Premiums
Written
Net
Losses
Incurred
American Credit Indemnity Co. of New York-
American Home Assurance Co	
B.C.F.G. Mutual Hail Insurance Co 	
British Northwestern Insurance Co 	
Chicago Title Insurance Co	
Continental Insurance Co	
Dominion Insurance Corporation-
Fireman's Fund Insurance Co	
Hartford Fire Insurance Co	
Insurance Co. of North America-
Lawyers Title Insurance Corporation-
Merit Insurance Co 	
Mortgage Insurance Co. of Canada-
Niagara Fire Insurance Co.
Non-Marine Underwriters, Member of Lloyd's-
Reliance Insurance Co. of Philadelphia	
Royal General Insurance Co. of Canada	
St. Paul Fire & Marine Insurance Co	
Yorkshire Insurance Co. Ltd	
Totals for 1968-
Totals for 1967..
$45,467
1,822
1,562
1,705
622
	
1,301
1,705
521
	
$54,705
$9,350
6,553
6,553
C.
L.S.
L.S.
T.
L.S.
T.
C.
M.
L.S.
L.S.
L.S.
$16,964
426
1,385
4,247
381
2,840
26,721
200,331
~35J948
2,314
14,982
-$429
16,033
692
2,538
54
10,468
$22,456
$306,539 |       $29,356
$5,908
-$18,711
$346,096
$30,074
C—Credit.
L.S.—Live stock.
T.—Title.
M.—Mortgage.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1968
B 101
TABLE X.—OTHER INSURANCE  (TABLE IX)  SUMMARY
(000's omitted.)
Class of Insurance
1964
1965
1966
1967
1968
Personal property, P..
Personal property, L-
Real property, P	
Real property, L.	
♦Earthquake, P—
♦Earthquake, L—
Inland transportation, P—
Inland transportation, L—
Theft, P	
Theft, L	
♦Forgery, P.	
♦Forgery, L	
♦Windstorm, P.„
♦Windstorm, L—
♦Boiler, P.	
♦Boiler, L	
♦Machinery, P—
♦Machinery, L—
Plate glass, P	
Plate glass, L-
$8,116
7,764
1,791
4,027
114
616
289
752
231
11
3
$9,412
2,360
4,055
2,333
131
1
550
336
780
281
10
Guarantee (fidelity and surety), P-
Guarantee (fidelity and surety), L-
Public liability, P	
Public liability, L	
Employer's liability, P 	
Employer's liability, L-
tPersonal accident and sickness (individual), P-
tPersonal accident and sickness (individual), L _ 	
tPersonal accident and sickness (group),
P	
tPersonal accident and sickness (group),
L	
Aircraft, P...
Aircraft, L—
Marine, P.—.
Marine, L	
♦Hail, P-
♦Hail, L-
Other forms, P.„
Other forms, L—
350
140
551
513
364
206
1,685
267
4,435
1,904
87
35
5,294
2,366
11,522
9,073
1,809
776
3,195
2,159
209
125
157
19
244
3
378
9
197
231
416
244
2,315
181
4,853
2,384
105
16
5,033
3,018
14,207
11,793
1,897
1,483
3,699
2,881
116
77
403
13
Totals, P-
Totals, L-
$41,058
~$29,897~
$48,802
~$27,644~
$9,175
4,317
4,224
5,504
106
914
673
792
359
11
1
1
919
150
311
206
473
292
2,239
337
5,302
2,065
104
73
4,455
1,987
16,771
12,371
2,291
7,519
3,932
2,099
151
60
308
37
$52,479
$38,050
$9,743
5,506
3,737
2,419
132
1,435
723
957
592
11
3
18
5
915
141
1,409
1,057
588
291
2,736
254
6,191
3,542
146
61
4,606
1,770
18,524
13,571
2,645
1,591
3,574
2,611
6
—19
346
30
$57,719
$34,148
$10,149
6,080
4,178
1,919
127
T,M5
692
948
571
13
1
—7
1
491
109
441
45
580
339
2,044
535
6,671
3,550
126
73
4,851
1,997
17,750
13,991
3,061
1,563
4,496
2,925
55
22
307
29
$57,286
$34,442
♦ Included in " Other Forms " until 1964.
t Included in " Accident and Sickness " until 1964.
P.—Profit. L.—Losses.
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia
1969
1,230-869-6889
 

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