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Fifty-Third Annual Report of the SUPERINTENDENT OF INSURANCE 1964 (Business Transacted in 1963) British Columbia. Legislative Assembly 1964

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  PROVINCE OF BRITISH COLUMBIA
Fify-third Annual Report
of the
SUPERINTENDENT OF
INSURANCE ^
1964
(Business Transacted in 1963)
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1964
  To Major-General the Honourable George Randolph Pearkes,
V.C, P.C., C.B., D.S.O., M.C.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Fifty-third Annual Report of
the Superintendent of Insurance for the year ended December 31, 1963.
ROBERT W. BONNER,
A ttorney-General.
Victoria, B.C., July 3, 1964.
  TABLE OF CONTENTS
Report of Superintendent of Insurance	
Page
.    7
List as at June 30, 1964—
Insurers Licensed	
Fraternal Benefit Societies Licensed under the Insurance Act 37
Names of Insurers Licensed since December 31, 1963
38
Names of Insurers Which Have Ceased Business since December 31, 1963 38
Underwriters' Agencies Licensed	
Reciprocal Exchanges Granted Permits	
Societies (Incorporated under the Societies Act) Licensed under the Insurance Act	
38
38
38
Annual Statements of Provincial Licensees—
B.C.F.G. Mutual Hail Insurance Company-
British Columbia Insurance Company	
 39
 40
The British Columbia Plate Glass Insurance Company 41
Fruit Growers Mutual Insurance Company 42
The Mutual Fire Insurance Company of British Columbia  43
North West Life Assurance Company f" 44
Pacific Automobile and Fire Insurance Company 46
Pacific Coast Fishermen's Mutual Marine Insurance Company 47
Roberts Mutual Fire Insurance Company 49
Royal General Insurance Company of Canada 51
Seaboard Life Insurance Company 52
Tables
Life Insurance—
I. Business of 1963	
II. Summary, 1959-63..
Fraternal Societies—
m. Business of 1963	
Fire Insurance—
.   IV. Business of 1963-
V. Summary, 1959-63.
Automobile Insurance—
W VI. Business of 1963	
VII. Summary, 1959-63.
Miscellaneous Classes of Insurance—
R_I. Business of 1963_!	
DC. Summary, 1959-63	
55
57
58
59
63
64
68
69
79
  Report of the Superintendent of Insurance
Department of Insurance,
Victoria, B.C., July 3, 1964.
The Honourable Robert W. Bonner, Q.C.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the Insurance Act, I beg to submit the Fifty-third Annual
iReport of the Department of Insurance covering the year ended December 31, 1963.
At that date 356 insurers were licensed under the Act to transact business. The
Hollowing summary indicates the origin of the insurers, how many hold only Pro-
Encial licences, and how many had Federal registry in addition to a Provincial
licence:—
Where Incorporated
Provincial
Licence
Federal
Registry
Total
11
12
5
1
1
2
1
14
99
66
2
3
1
1
3
2
1
1
2
1
5
122
33
323
The comparative figures are for 1962, 354, and 1961, 350.
Seven new insurers were licensed during the year. These are as follows:
American Road Insurance Company; Catholic Order of Foresters; London & Hull
Maritime Insurance Company, Limited; The Ocean Marine Insurance Company,
Limited; Seaboard Surety Company; The State Assurance Company, Limited; and
Westmount Life Insurance Company.
I Five insurers ceased to transact business in the Province during the year, and
these were: British & Foreign Marine Insurance Company, Limited; Mercantile
Insurance Company; National Fire & Casualty Insurance Company; Scottish Insurance Corporation, Limited; and United British Insurance Company, Limited.
A complete list of insurers will be found on pages 9 to 36. A similar list,
made up to December 31, 1963, was published in The British Columbia Gazette.
For the purposes of convenience, the present list is made up to June 30, 1964, so
that it includes insurers licensed since December 31, 1963, and shows the classes of
ifisurance for which all insurers are now licensed.
On analysis the list shows that 79 companies (exclusive of fraternal societies)
were licensed for life insurance, 224 for fire insurance, 207 for automobile insurance, and 97 for marine insurance. These figures cover only the major classes of
insurance, and it should be understood that the same company may be licensed, for
example, for fire, automobile, and marine insurance.
 B 8
BRITISH COLUMBIA
1
The annual statements of the companies holding Provincial licences only are
set forth at length on pages 39 to 53.
There were two underwriters' agencies licensed under the Act, and the fist
appears on page 38.
The taxes collected on unlicensed insurance amount to $4,477.68.
The number of insurance agents' and salesmen's licences issued for the year
1963 is given below, together with a comparative table for the previous four years.
Pre-licence examination requirements, hitherto confined to other-than-life insurance
agents and salesmen, are now extended to life insurance agents and insurance
adjusters.
Licences Issued to—
Life insurance agents	
Other-than-life insurance agents-
Insurance salesmen -
insurance adjusters -.
3,252
1,593
825
Employees of insurance adjusters-
Totals.__ 1 —
2,687
1,577
2,306
1,586
850
56
105
2,187
1,571
67
102
2,057
1.588
929
5,233      |      4,903
The number of real-estate agents' and salesmen's licences issued under the j
Real Estate Act for the year 1963/64 in comparison with the previous four years is
as follows:—
Licences Issued to—
1963/64
1962/63
1961/62
1960/61
1959/60
853
2,901
857
2,797
880
2,708
938
3,054
Ff.fll-p-.fl... mIki-wi
3,480
Totals
3,754
3,654
3,588
3,992
4,477
Pursuant to Part II of the Real Estate Act, documents have been processed and
filed in connection with 237 subdivisions since my last report.
The number of collection agents' licences issued for the year 1963 is given j
below, together with a comparative table for the previous three years:—
Year
1963..
1962..
Licences Issued
to Collection
Agents
  94
90
Year
1961-
1960..
Licences Issued j
to Collection
Agents
  96
The number of issuers' and salesmen's licences issued under the Investment
Contracts Act for the year April 1, 1963, to March 31, 1964, is as follows: Issuers!
6; salesmen, 175.
The Association of Superintendents of Insurance met at Quebec, P.Q., for its
46th annual conference, commencing September 9, 1963. Attending at the session!
were more than 221 representatives of the insurance industry.
The association officers for the 1963/64 term are: President, Fred A. Swaine,
Superintendent of Insurance, Province of Manitoba, 1181 Portage Avenue, Winnil
peg, Man.; secretary, Cecil Richards, F.C.A., Superintendent of Insurance, Provincl
of Ontario, 145 Queen Street West, Toronto 1, Ont.
Following the election of officers, the Superintendents accepted the invitation^
of the Superintendent of Insurance for Alberta to hold the 1964 conference at Call
gary, Alberta, during the week commencing September 14, 1964.
Respectfully submitted.
E. T. CANTELL,
Superintendent of Insurance
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 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 39
Annual Statements of Provincial Licensees
B.C.F.G. MUTUAL HAH. INSURANCE COMPANY
Head Office—Kelowna, B.C.
Directors
E. A. Titchmarsh. J. B. M. Clarke. I. Luthy.
E. M. Tait. D. P. Fraser. C. W. Husband.
N. R. C. Pooley. M. Kawano.
E. A. Titchmarsh, President.
Statement for the Year Ended December 31, 1963
Assets
Bonds (book value)  $80,339.72
■Stocks (book value)  25.00
Cash on hand and in banks  2,689.13
Interest accrued ,  651.26
$83,705.11
Deduct assets not admitted: Investments—stocks unauthorized if—  25.00
$83,680.11
Liabilities
Guaranteed stock—
I  Authorized $50,000.00
Subscribed 18,600.00
Paid up $18,600.00
Reserve fund 65,080.11
     $83,680.11
Profit and Loss Account
ggremiums earned (net) $173,808.77
Bgaims incurred (net) $172,422.81
Adjustment expenses (net) 5,100.00
HgDmmissions  | 9,900.72
Salaries, fees, and travelling expenses 300.00
Management fee I 20,314.65
All other expenses 1,527.45
    209,565.63
Underwriting loss $35,756.86
Other revenues—
Interest earned $6,936.98
,   Bad debts recovered 51.29
        6,988.27
Net loss $28,768.59
Returns for British Columbia
{See page 69.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 40 BRITISH COLUMBIA
THE BRITISH COLUMBIA INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
F. A. Griffiths. I. D. Christie. E. I. O. Greenwood.
C. G. Hobson. P. B. Paine. W. H. Molyneux.
C. G. Hobson, President.
Statement for the Year Ended December 31, 1963
Assets
$216,077.33
14,085.67
12,131.92
4,891.94
Loan receivable (affiliated company)	
80,000.00
1.069.35
16,056.56
Deduct assets not admitted: Excess of market value of investments over book value
Liabilities
$344,312.77
16,056.56:
$328,256.21
$13,948.88
38,779.53
625.00
7,954.54
950.00
Capital stock—
Authorized—
Pr-fcn-p-                                                      $100,000.00
$111,177.50
154,820.76
CVimmnn                                                    400,000.00
Snhttrrih-H—rnitimm                                                                 $971945 0(1
265,998.2|
$328,256.2H
Profit and Loss Account
$97,740.0l!
$55,339.69
38,350.34
12,578.42
702.00
2,295.57
Underwriting loss
$ll,526.o|
Other revenue—
$14,063.79
181.50
1,393.95
Dividends earned
Decrease in deficiency of market under book value of securities _
15,639.2|
$4,113.2|
Other expenditure—
Income taxes
$571.05
4,476.21
Australian federal taxes
Net loss
$934.03
Returns for British Columbia
{See page 69.)
Statements of Provincial companies are checked and are amended, if necessary, and arS
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 41
THE BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
G. E. Lafreniere. I. Bird. M. Trotzuik.
H. A. St. Laurent. D. N. Bell Irving. J. A. Coleman.
G. E. Lafreniere, President.
Statement for the Year Ended December 31, 1963
Assets
Bonds (book value) $30,456.25
Cash on hand and in banks . .    45,552.22
Interest accrued 374.69
[Agents' balances and premiums uncollected     12,975.56
Deduct assets not admitted—
Agents' balances prior to October 1, 1963  $21.95
Deficiency of market under book value of bonds __.        762.50
$89,358.72
784.45
$88,574.27
Liabilities
Reserve for unearned premiums (net, at 80 per cent) $74,939.22
* Expenses due and accrued _  75.00
Taxes due and accrued __ U - .   -.- 1,246.81
Kaaims   290.73
Capital stock—
Authorized $25,000.00
Subscribed and paid up $10,000.00
Reserve fund _         200.00
Surplus       1,822.51
     12,022.51
1,574.27
Profit and Loss Account
fPremiums earned (net) . _ $56,396.06
Ejairos incurred (net) ! $38,021.05
Commissions _____ 13,974.64
Taxes 1,496.81
Salaries, fees, and travelling expenses .      5,620.00
All other expenses ! _-      1,403.11
    60,515.61
Underwriting loss •'•■'._   $4,119.55
Other revenue—Interest earned -  4,641.55
Net profit       $522.00
Returns for British Columbia
(See page 69.)
I   Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 42 BRITISH COLUMBIA
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Directors
N. R. C. Pooley. D. P. Fraser. M. Kawano.
E. M. Tait. I. Luthy. D. Richard.
J. B. M. Clarke. R. Maddocks.
N. R. C. Pooley, President.
Statement for the Year Ended December 31, 1963
Assets
$10,000.00
16,723.31
389,5'16.48
25.00
12,692.90
5,039.31
60,767.92
4,320.17
Deduct assets not admitted—
$25.00
3,548.48
$499,085.09
Premiums written prior to October 1, 1963
3,573.48
$495,511.61
$102,058.56
Liabilities
Reserve for unearned premium (net, at 80 per cent)
150,810.24
5,905.04
7,192.29
6,000.00
14,699.04
Credit balances, return premiums, and premiums paid in
Guaranteed stock—
advance
$500,000.00
234,350.00
4,061.76
$234,350.00
29,565.32
$290,726.93
Snhsp.rihed
unt
Profit and Loss Accc
$495,511.6!
$313,129.98
$186,795'.85
20,805.89
14,061.80
9,847.10
90,628.82
40,905.19
Adjustment expenses (net)
Salaries, fees, and travelling expense-
All other expenses
334,921.05.
$21,791.07]
Other revenue—
Interest earned
$18,490.72
26,921.97
Sundries
45,412.69
$23,621.62'
Net profit
Returns for British Columbia
(See page 71.)
Statements of Provincial companies are checked and are amended, if necessary, and are!
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, B.C.
Directors
H. S. Berry. H. Bose. R. Bridge.
W. M. Page. L. Gilmore. J. T. Oliver.
E. E. Townsley. H. Burr. w. McNair.
R. V. Hurford. J. C. Brannick. K. B. McKechnie.
W. J. Park.
H. S. Berry, President.
Statement for the Year Ended December 31, 1963
Assets
$147,380.01
8,015.97
2,012.28
Agents' balances and premiums uncollected (net, commission deducted)
36,650.36
14,705.37
12,112.16
$220,876.15
22,657.48
$198,218.67
Liabilities
$14,000.00
77,348.32
256.11
516.69
31,000.00
23,444.11
$22,000.00
29,653.44
51,653.44
$198,218.67
Profit and Loss Account
$48,555.43
$35,422.51
Commissions
8,606.37
663.69
Salaries, fees, and travelling expense.
R1I other expenses
.    18,769.24
9,013.83
72,475.64
Underwriting loss
$23,920.21
Other revenue—
$6,311.24
168.38
Other
Other expenditure
1,311.39
5,168.23
$18,751.98
Returns for British Columbia
(See page 75.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 44 BRITISH COLUMBIA
NORTH WEST LTJFE ASSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
Clifford R. Walker. Alvin Libin. Aldo Gallelli.
Peter G. Ropchan. Norman Libin. W. lager.
Mervyn S. Devonshire. Dr. Ernest A. lohnson. R. S. Leonard.
Peter G. Ropchan, President.
Statement for the Year Ended December 31, 1963
Assets
Bonds owned by the company — $1,279,373.78
Mortgage loans on real estate   148,806.74
Policy loans  37,612.07
Cash  69,720.54
Investment income, due and accrued .  11,807.65
Outstanding life assurance premiums and annuity considerations—i  7,076.16
Other assets—
Furniture  2,580.00
Miscellaneous  814.28
$1,557,791.22
Deduct assets not admitted :  8,242.10
$1,549,549.12
Liabilities
Actuarial reserves for assurance contracts in force  $615,911.00
Aggregate reserve for accident and sickness assurance  760.00
Outstanding claims under assurance and annuity contracts  8,500.00
Amounts on deposit with the company  153,295.34
Assurance premiums and annuity considerations received in advance  6,769.54
General and investment expenses, due and accrued  3,164.47
Investment income, received in advance  1,677.38
Borrowed money and interest thereon due and accrued  4,553.72
Amounts received not yet allocated  3,750.52
Premium taxes payable ,  6,197.57
Reinsurance premiums due  14,031.08
Income tax deductions payable  2,116.20
Agents' credit balances  1,020.70
Capital stock—•
Authorized $1,500,000.00
Subscribed ______" 1,000,000.00
Paid   $434,794.57
Surplus in Shareholders' Fund ______ 780,435.92
Deficit in Assurance and Annuity Funds 487,428.89
Surplus ; 727,801.60
$1,549,549.12
Income
Premiums—
Life assurance and annuities $321,910.84
Accident and sickness assurance 5,528.66
      $327,439,501
Investment income (net)         53,443.91
Miscellaneous revenue         ' "■ >y;'   '   '' 670.78 J
Assessment from Special Group . ■■ - ■     ,,..■-,  6,494.20
Decrease in Special Assessment Fund Reserve  . 16,628.961
$404,677.35
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
Disbursements
Claims incurred—
Life assurance and annuities:
Accident and sickness .—
Payments under special assessment certificates —
Normal increase in actuarial reserve \
  $70,229.44
  1,699.61
  23,550.95
  108,783.00
  682.00
  4,627.14
  9,763.74
Commissions on assurance premiums and annuity considerations  166,077.18
General expenses  393,997.55
Dividends to policyholders  1,988.50
| Increase in aggregate reserve for accident and sickness _
■ Interest credited to amounts on deposit with company _
\ Taxes, licences, and fees.
Excess of disbursements over income.
$781,399.11
$376,721.76
Returns for British Columbia
(See page 55.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 46
BRITISH COLUMBIA
PACIFtC AUTOMOBILE AND FIRE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
Arnold B. Cliff. Andrew A. Keating.
Joseph O. Turner. George Robinson.
Arnold B. Cliff, President
Statement for the Year Ended December 31, 1963
Assets
Bonds and debentures (at cost) $136,913.05
Cash on hand and in banks     172,116.16
Interest accrued 3,996.61
Agents' balances 21,293.14
All other assets .        5,543.22
$339,862.18
Deduct assets not admitted _ 2,586.22
$337,275.96
Liabilities
Provision for unpaid claims  $29,046.28
Adjustment expenses  4,500.00
Unearned premiums (net, at 80 per cent)  78,864.32
Reserve and unpaid losses under unlicensed reinsurance  19,381.79
Expenses due and accrued  4,542.69
Taxes due and accrued  4,468.90
Amounts owing on reinsurance contracts  1,565.22
Agents' credit balances, return premiums, paid in advance  25,554.82
Income tax payable  5,381.61
I    .   ,       , $173,305.63
Capital stock—
Authorized $300,000.00
Subscribed 150,000.00
Paid up $150,000.00
Surplus        13,970.33
     163,970.33
$337,275.96
Profit and Loss Account
Premiums earned (net) $170,574.42
Claims incurred (net) $56,786.19
Adjustment expenses (net)  >        7,340.59
Commissions 34,696.62
Taxes 5,417.63
Salaries, fees, and travelling expenses 28,691.95
All other expenses J 12,463.32
     145,396.30
Underwriting profit $25,178.12
Other revenue—
Interest earned $11,810.15
Profit on sale of securities 312.50
Other 6.7.66
_,. H        12,810.31)
Other expenditure—
Income taxes $5,381.61
Bad debts written off  42.55
        5,424.161
Net profit $32,564.27
Returns for British Columbia
(See page 66.)
Statements of Provincial companies are checked and are amended, if necessary, and are!
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Morgan Berg.
Olaf Moan.
R. Pallant.
Hans Tobiasen.
Alex Rintoul.
Erling Bredalsen.
Glen Martinolich.
Directors
Robert Emerson.
John Chambers.
Bill Warnock.
Gunnar Hansen.
John K. Homer.
Fred York.
M. Berg, President
W. K. Mead-Miller.
Peter Mayede.
Harry Lloyd.
Erling Wick.
Andrew Dybhavn.
Axel Petersen.
Statement for the Year Ended December 31, 1963
Assets
I Mortgage loans on real estate	
I Bonds and debentures (book value).
I Cash on hand and in banks	
Interest accrued	
  $15,450.00
  724,826.95
  39,891.49
  10,904.45
Agents' balances and premiums uncollected (net commission deducted)  72,345.35
Amounts owing by reinsurers  38,721.42
All other assets  9,449.13
Deduct assets not admitted—
Agents' balances prior to October 1,
Investments 	
$911,588.79
1963.
Miscellaneous
$15,292.77
47,500.00
48,408.97
111,201.74
$800,387.05
Liabilities
provision for unpaid claims	
IReserve for unearned premiums -
Expenses due and accrued .
Return premiums and balances due agents!
rAll other liabilities—
n ' Estimated lay-up credits	
Premium refunds retained	
Guaranteed stock—
Authorized  _
Subscribed _ ..	
Paid up
$25,000.00
21,600.00
Contingency reserve .
Surplus 	
$108,768.92
223,645.58
900.00
7,625.70
60,000.00
46,397.11
$21,600.00
105,534.73
225,915.01
353,049.74
$800,387.05
 B 48
BRITISH COLUMBIA
Premiums earned (net) 	
Claims incurred (net) 	
Adjustment expenses (net)
Taxes 	
Profit and Loss Account
Salaries, fees, and travelling expenses .
All other expenses	
$173,138.13
10,616.21
463.00
31,986.87
17,354.78
$486,940.72
Underwriting profit	
Other revenue—Interest earned	
Other expenditure—Bad debts written off_
Net profit
$38,166.70
194.17
233,558.99
$253,381.73
37,972.53
$291,354.26
Returns for British Columbia
(See page 75.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 r
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office—Clearbrook, B.C.
B 49
F. Klassen.
C. Thiessen.
C. Hiebert.
J. Penner.
Directors
H. Neufeld.
J. V. Esau.
John P. Peters.
J. Martens.
F. Klassen, President.
W. J. Wiebe.
H. Peter.
P. Barg.
I. P. Rempel.
Statement for the Year Ended December 31, 1963
Assets
Agreements for sale of real estate.
Mortgage loans on real estate	
Bonds (book value)
Stocks (book value)
Cash on hand and in banks.
Interest accrued	
Agents' balances and premiums uncollected.
Amounts owing by reinsurers	
All other assets _ .	
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1,
Deficiency of market under book value of stocks	
Prepaid commissions	
Incorporation expenses
$5,463.78
2,634.61
6,035.12
3,000.00
3,062.84
172.41
2,886.08
600.00
1,954.74
$25,809.58
1963.
Adjustment on agreement for sale.
$1,452.47
89.54
1,410.65
544.09
69.37
3,566.12
$22,243.46
Liabilities
Reserve for unearned premium (net, 100 per cent) $7,053.26
Expenses due and accrued .  658.62
Amounts owing on reinsurance contracts         483.98
Guaranteed stock-
Authorized _
Subscribed 	
,    Paid up	
Surplus 	
8,195.86
$100,000.00
2,400.00
$285.00
13,762.60
14,047.60
$22,243.46
 B 50
BRITISH COLUMBIA
Profit and Loss Account
Premiums earned (net) 	
Claims incurred (net)	
Adjustment expenses incurred (net)
Commissions 	
Taxes	
Salaries, fees, and travelling expenses.
All other expenses	
Underwriting loss .
Other revenue—Interest earned .
Other expenditure—Bad debts written off..
Net profit	
$1,945.00
84.87
9.16
74.73
2,037.22
1,195.09
$5,179.12
5,327.75 j
$148.631
1,002.37 I
$853.74
113.44 j
$740,301
Returns for British Columbia
(See page 61.)
Statements of Provincial companies are checked and are amended, if necessary, and are
puPiisnea in1 this Report subject to inspection.
Mi
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 51
ROYAL GENERAL INSURANCE COMPANY OF CANADA
Head Office—Vancouver, B.C.
Directors
Thomas N. Beaupre. Nicholas Dekker. Albert R. Jube.
Brenton S. Brown. William F. Foster. George Parsons.
Ralph T. Cunningham. J-.'Victor Herd. Howard D. Vore.
Geoffrey Davey. Fred O. Hodgson. Nathan H. Wentworth.
Nathan H. Wentworth, President.
Statement for the Year Ended December 31, 1963
Assets
Bonds and debentures (amortized value)  $465,484.37
Cash on hand and in banks !  43,314.83
Interest accrued  4,555.87
Agents' balances and premiums uncollected  30,449.42
Amounts owing by reinsurers  6,813.84
$550,618.33
Liabilities
Expenses due and accrued $400.00
Taxes due and accrued 4,799.94
Amounts owing on reinsurance contracts 30,449.42
Capital stock—
:    Authorized $1,000,000.00
Subscribed 100,000.00
Paid up $100,000.00
.    Surplus 414,968.97
514,968.97
$550,618.33
Profit and Loss Account
Salaries, fees, and travelling expenses       $2,411.65
&11 other expenses s .  4.00
Underwriting loss | j ,      $2,415.65
Other revenue—
I  Interest earned | . $18,197.50
Increase in amortized over book value 448.27
       18,645.77
Other expenditure—
b 'Income taxes $7,799.94
Investment expense  181.98
7,981.92
Net profit $8,248.20
Note.—The entire business of this insurer is reinsured.
Returns for British Columbia
(See pages 61 and 66.)
I   Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 52
BRITISH COLUMBIA
SEABOARD LIFE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Brenton S. Brown.
Joseph M. Burnett.
A. B. Christopher.
Ronald L. Cliff.
Ralph T. Cunningham.
Directors
L. St. M. DuMoulin.
Carl I. Hall.
Allan McGavin.
John A. McMahon.
Harry J. Seed, President.
Arthur Phillips.
Harry J. Seed.
John J. West.
Charles H. Wills.
Statement for the Year Ended December 31, 1963
Assets
Bonds owned by the company !
Stocks owned by the company _
Mortgage loans on real estate _
Policy loans	
Cash	
Investment income, due and accrued ____	
Outstanding life assurance premiums .	
Accident and sickness premiums due and unpaid (net) after September 30th
Amounts due from other companies on reassured contracts for claims paid _
Due from Alberta Government on Medical Plan -subsidies -
Other admitted assets	
Non-admitted assets—
Incorporation expenses
Furniture and equipment.
Prepaid items (supplies) ..
Other	
$568,527.39
26,000.00
213,860.55
80.00
68,323.68
7,948.88 I
4,712.36
16,926.1_|
285.00 j
21,241.00
5,397.91
$24,405.84
19,667.92
2,500.00
189.00
$46,762.76 $933,302.8
Liabilities
Actuarial reserve for life assurance and annuity contracts in force	
Aggregate reserve for accident and sickness assurance	
Outstanding claims under assurance and annuity contracts including provision for
unreported claims : .	
Amounts on deposit with the company	
Assurance premiums and annuity considerations received in advance	
Taxes, licences, and fees, due and accrued __:i
General and investment expenses, due and accrued	
Bank overdrafts '- .
Amounts received but not yet allocated	
Due to reinsurers	
Miscellaneous	
Capital—
Authorized $2,000,000.00
Subscribed 1,012,200.00
$138,284.00
72,500.00
78,249.00
3,848.34
2,229.63
11,104.15
931.67
611.42
7,180.28
7,909.09
13.60
Paid up
Deficit _
61,012,200.00
401,758.29
610,441.71|
$933,302.89
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 53
SUMMARY OF OPERATIONS
Income
Premiums—
Life assurance and annuities $232,573.97
Accident and sickness insurance 441,220.18
  $673,794.15
Investment income (net) 46,490.24
'. Miscellaneous 5.00
Total income  . $720,289.39
Disbursements
[ Claims incurred—
Life assurance and annuities $13,699.28
Accident and sickness assurance 187,912.57
  $201,611.85
| Normal increase in actuarial reserve 88,968.00
j Increase in aggregate reserve for accident and sickness        9,500.00
Interest credited to amounts on deposit with company  104.49
Taxes, licences, and fees 17,202.11
Commissions on assurance premiums 228,083.67
'■ General expenses 269,352.45
S14.822.57
Deficit $94,533.18
Less net capital gain on investments 531.47
Excess of disbursements over income $94,001.71
Returns for British Columbia
(See pages 55 and 77.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
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1
 TABLE I.—ABSTRACT OF LIFE INSURANCE RETURNS FOR  1963
(Figures shown in nearest dollar.)
B 55
Premium Income
Insurer
Assurance
Acadia Life Insurance Co—__—- — Ordinary-
Aetna Life Insurance Co  f Ordinary—
/Group	
Alliance Mutual Life Insurance Co— — f Ordinary-
(Group..	
Allstate Life Insurance Co— j Ordinary—
\ Group	
Beacon Insurance Co. Ltd. - Ordinary—
British Pacific life Insurance Co -  f Ordinary—
I Group   .
California-Western States Life Insurance Co..— Ordinary-
Canada life Assurance Co.  (Ordinary-
( Group	
Canadian Premier Life Insurance Co. J Ordinary—
) Group	
Commercial life Assurance Co. of Canada— ( Ordinary—
( Group	
Commercial Union Assurance Co. Ltd.—- Ordinary-
Confederation life Association  f Ordinary—
i Group	
Continental Assurance Co——. f Ordinary—
| Group	
Continental Life Insurance Co. — f Ordinary—
{Group	
Co-operative life Insurance Co ~ —- f Ordinary—
[ Group .
Credit Life Insurance Co—————- { Ordinary—.
(Group —
Crown Life Insurance Co. ,—— — | Ordinary—
) Group—	
Cuna Mutual Insurance Society ~ . f Ordinary—
(Group —.
Desjardins Mutual life Assurance Co .—. j Ordinary—
(Group	
Dominion Life Assurance Co.— . -—— | Ordinary—
7 Group —
Dominion of Canada General Insurance Co— ( Ordinary—
/ Group—
T. Eaton life Assurance Co. ( Ordinary—
/ Group	
Empire Life Insurance Co f Ordinary—
\ Group -
Equitable Life Assurance Society of the United j Ordinary-
States 1 Group	
Equitable Life Insurance Co. of Canada — | Ordinary—
I Group——
Excelsior Life Insurance Co  J Ordinary—
J Group	
Federal life & Casualty Co ( Ordinary—
) Group	
Fidelity Life Assurance Co ( Ordinary—
I Group ~
Global Life Insurance Co \ Ordinary—
| Group	
Great-West Life Assurance Co j Ordinary—
1 Group	
Holland Life Insurance Society Ltd \ Ordinary—
| Group	
Imperial Life Assurance Co. of Canada \ Ordinary—
( Group	
f Ordinary	
Industrial Life Insurance Co \ Industrial -
( Group	
John Hancock Mutual Life Insurance Co ( Ordinary—
( Group	
Life Insurance Co. of Alberta ( Ordinary—
\ Group	
London & Scottish Assurance Corporation Ltd. | Ordinary—
\ Group	
London Assurance — Ordinary—
r Ordinary-
London Life Insurance Co \ Industrial
[ Group	
Loyal Protective Life Insurance Co C Ordinary—
( Group-	
Macabees Mutual Life Insurance Co Ordinary-
Manufacturers Life Insurance Co. ( Ordinary—
\ Group	
Maritime Life Assurance Co ( Ordinary—
\ Group	
f Ordinary—
Metropolitan Life Insurance Co i Industrial
[ Group	
Ministers Life & Casualty Union  Ordinary-
Minnesota Mutual Life Insurance Co C Ordinary—
(Group	
Monarch Life Assurance Co.- [ Ordinary—
{ Group	
Montreal Life Insurance Co  ( Ordinary—
(Group.—
Munich Reinsurance Co.-—. Ordinary-
Mutual Life Assurance Co. of Canada- f Ordinary—
{Group _.
Mutual Life Insurance Co. of New York f Ordinary—
(Group	
National Life Assurance Co. of Canada f Ordinary—
/ Group ;
New York Life Insurance Co ( Ordinary—
] Group -
North American Life & Casualty Co ( Ordinary—
( Group —
North American Life Assurance Co _— f Ordinary—
\ Group	
' Ordinary 	
North West Life Assurance Co.- -
Group ~ -—-
Special assessment group
Northern Life Assurance Co.——L  f Ordinary—
) Group	
Norwich Union Life Insurance Society j Ordinary—
(Group	
Occidental Life Insurance Co. of California— f Ordinary—
\ Group —
Old Republic Life Insurance Co — j Ordinary—
\ Group	
Paul Revere Life Insurance Co.- J Ordinary—
) Group-
Pearl Assurance Co. Ltd—. ^— \ Ordinary—
| Group	
Pierce Insurance Co . Ordinary-
Prudential Assurance Co. Ltd.- C Ordinary—
) Group —
f Ordinary	
Prudential Insurance Co. of America -j Industrial
j Group	
Royal Insurance Co. Ltd ~—-—— \ Ordinary—
) Group	
Seaboard Life Insurance Co ) Ordinary—
I Group	
Sovereign Life Assurance Co. of Canada f Ordinary—
) Group	
Standard Life Assurance Co.— — f Ordinary—
{ Group	
State Farm Life Insurance Co  Ordinary—
Sun Life Assurance Co. of Canada.— f Ordinary—
j Group-	
Travelers Insurance Co. — J Ordinary—
( Group	
United Benefit Life Insurance Co . C Ordinary—
(Group-
Victory Insurance Co. Ltd. ~ - - Ordinary—
Wawanesa Mutual Life Insurance Co——. Ordinary-
Western Life Assurance Co. . -— Ordinary—
Westmount Life Insurance Co. — Ordinary	
Totals for 1963	
Totals for 1962 -	
Annuities
Sinking
Fund
Payments
Disbursements
Assurance
On Death
or
Maturity
On Surrender, for
Disability,
Dividends,
etc.
Annuities
To
Annuitants
On Death,
Surrender,
etc.
Exhibit of Policies
In Force,
Jan. 1,
1963
New
Issued
In Force,
Dec. 31,
1963
$8,488
125,086
301,372
34,806
1,514
48,464
7,948
41,792
63,280
45,613
514
2,998,326
890,666
169,318
7,734
94,310
6,123
8,893
2,061,195
424,369
54,445
22,439
369,292
15,996
205,472
377,828
"57606
2,211,902
1,448,502
70,919
1,251,664
295
16,504
1,579,687
21,935
166,146
8,228
158,090
67,032
293,391
16,207
5,611
54,646
334,548
33,287
1,104,691
15,598
19
25,860
359,113
48,426
3,110
504
3,764,625
865,415
80,198
1,419
1,855,287
116,229
4,007
684
24,312
6,563
30,718
27,281
1,457
90,823
6,720
15,920
6,495,092
51,163
526,405
15,239
95,120
2,934,727
119,219
13,739
527
5,450,316
962,541
678,539
14,125
576
3,037
1,326,997
7,437
319,344
6,215
5,177
6,869,316
333,346
491,337
2,942
569,295
232,700
999,599
96,237
204,841
102,920
2,905,976
207,190
185,771
3,164
"~114,716
1,018
288,778
6,514
985,528
87,027
31,513
9,832
54,891
2,953
1,962
6,788
1,127,417
32,874
3,056,436
382,128
261,218
185,779
2,831
146,627
7,465
240,581
40,639
609,147
214,613
10,982
5,823,137
2,231,008
339,452
309,366
74,014
1,257
5,177
25,907
46,579
541
$49,378
13,975
!
431,042
577,680
2,931
525
119
4,480
5,900
240,325
227,616
100
1,129
15,367
—-——
152,681
268,979
1,210,447
8,580
39,952
530,548
62,479
7,613
"58,913
27^541
25,146
168
21,725
720
16,891
17,907
32,481
7,036
496,678
1,846,864
745
566,583
160,638
301
514
1,066
2,297
20,712
177,228
416,511
5,000
1,462,678
1,084,614
31,033
131,060
85,693
112,705
22,026
152,051
544,655
354,693
12,533
91,341
869
4,757
295,650
1,073,832
7,873
3,080
12,019
57
9.862
94
22,585
142,223
12,510
46,567
4,352
10,151
12,319
226,147
4,144,102
187,818
544,162
11,387
512
1,039
800
$73,575,326 $18,617,877
$69,243,343 |$16,141,969
$61,784
206,241
1
2,689
1,000
38,974
I
740,171
661,145
6,662
3,051
18,893
3,544
970^615
161,933
2,000
1,961
67,125
5,556
26,588
256,755
9,916
534,947
934,193
10,360
813,484
12,168
455,406
16,427
40,395
3,166
38,768
28,950
82,382
9,640
17,960
2,676
108,802
271,302
40,463
—3,323
42,107
1,904
440
1,278,113
543,740
617,632
75,065
4,580
62,964
14,027
3,708
6,402
16,523
8,500
1,352,300
33,747
325,642
1,271
28,823
834,578
66,587
2,000
961,968 J
633,335
352,072
2,000 |
328,663
1,129
57,988
2,500
11,494
1,691,609
218,804
121,189
798
110,367
133,595
229,995
38,094
5,366
39,039
934,307
73,782
48,062
30,585
16,850
324,878
77,190
9,356
65
52,350
3,703
800
110,053
21,952
736,522
162,885
212,702
82,700
7,175
1,285
97,281
21,814
134,657
114,900
1,489,016
1,516,925
110,747
332,577
11,778
2,000
11,494
17,455
f
$101
34,879
20,056
3,430
104
40
10,859
1,137
62
1,332,777
58,279
14,690
29,071
722
95
900,292
35,343
14,590
92
145,831
33,629
48,586
1,018,692
19,968
15,713
341,067
30
4,833
682,272
~39,430
39.621
62,741
4,982
4,111
102,545
319,394
94,115
106
—3
1,734,568
14,899
3,981
874
657,290
1,343
1^670
2,679
5,385
12,895
419
6,623
2,560,962
65,548
107,627
8,542
51,810
1,055,966
1,727
9,961
1,934,076
981,098
281,331
5,961
156
454,500
109,749
725
3,075,881
34,712
175,160
987
88,026
1,141
578,174
17,437
27,961
1,246,717
2,621
19,337
228
54,395
14
114,868
105,351
12,169
I
194
127
478,266
1,315,622
307,505
62,200
65,506
1,286
100,382
196,335
48,861
362
2,586,952
629,529
42,645
6,693
11,070
27,531
$527
17,953
165,228
65,189
3,064
1,029
2,900
66,831
4,882
Tl,586
8,256
913
90,548
115,383
74,633
15,956
450
2,^50
"~675
402
15,262
22,778
5,448
397
1,780
147,013
288,399
51,513
24,359
1,935
545
192
2,373 |
620
27,416
8,045
248,300
3,652
360
10
7,044
186,731
54,280
552
2,781
27,275
243,293
39,827
6,098
14,724
14,695
132,724
129,362
1,500
I
1,936
345
240
5,304
I
14,398
6,594
4,832
30,166
31,377
140,685
448,863
158,790
308,233
1,204
1,314
250
$81
157,693
186,669
1,472
16,190
438
17,040
~56,027
137,787
62
2,846
33,115
90,647
200,008
235
86,407
4,358
8,686
25,141
2,591
4,923
1,239
2,240
12,819
1,263
9,955
209,899
395,018
109,492
25,732
3,246
76
140
4,580
89,674
55,171
41,653
47,896
806
Il2,657
36,729
—1,181
23,021
7,301
189,397
50,507
2
334
11,250
810
11,079
119,261
277,179
1,608
1,277
7,976
14,446
34,636
281
26,416
29,293
151,156
561,082
108,381
658,623
133
$23,693,773   $26,942,892     $3,514,569     $4,476,969
$21,649,589
$24,925,103
$3,021,550
$4,117,994
$57,651
5,378,818
50,396,864
2,175,500
204,367
3,437,125
39,640
4,327,044
3,668,662
6,385,639
15,000
146,296,155
80,630,616
15,687,864
293,338
5,288,320
931,809
66,213
108,294,168
59,101,509
2,216,332
551,708
18,171,234
1,878,500
8,935,787
21,590,753
^390,263
105,588,159
200,857,217
4,550,819
173,668,055
3,000
1,914,664
72,361,084
3,125,168
9,115,608
1,008,741
7,111,273
12,560,800
16,244,388
510,864
408,935
6,360,533
17,332,937
4,870,474
48,482,056
5,191,606
3,566,557
18,329,096
1,651,176
826,182
179,118,273
160,499,961
4,979,776
163,900
79,434,646
17,044,929
567,724
15,937
1,415,713
10,000
3,329,075
1,835,286
195,360
5,964,782
803,926
254,130
343,295,436
1,282,021
74,912,695
490,970
3,937,336
143,584,451
20,173,059
825,115
9,048
232,573,205
23,352,467
84,180,469
614,571
11,147
218,000
70,296,455
1,047,499
16,844,427
536,955
150,367
357,867,243
67,716,758
21,633,304
707,083
29,893,420
36,766,195
42,755,299
12,781,108
13,402,286
13,453,932
144,901,573
31,340,563
7,310,991
538,500
8,130,109
362,000
11,617,535
259,284
130,258,390
8,919,051
2,221,177
337,191
8,409,263
29,480
1,664,706
72,050
42,937,679
4,990,585
123,695,305
8,197,979
35,761,299
12,513,924
396,000
268,518
1,193,902
12,134,181
30,877,165
26,411,490
350,470
285,016,197
276,626,049
16,950,000
46,662,116
3,198,202
129,750
150,367
1,348,755
2,468,377
i
$1,287,442
48,000
1,901,160
1,919,588
21,011
4,094,881
2,746,450
135,000
ll,768,746
20,414,800
3,161,305
521^320
143,000
1,032,022
9,319,688
8,953,075
390,720
~T,878,557
1,660,250
1,851,241
29,689,364
19,497,274
15,921,936
474,262
16,212
7,659,745
480,100
851,593
157,500
799,759
1,611,500
1,657,644
34,000
12,000
129,667
2,931,249
141,000
7,609,014
3,287,580
13,262,153
2,100,028
2,622,074
19,890,225
7,811,818
1,942,235
10,401,255
2,809,100
134,500
22,000
188,763
4,388,628
182,000
1,998,211
45,036,833
6,284,520
41,000
~~  44,500
18,184,112
1,877,365 I
1,385,105
31,774,199
763
7,293,798
22,656
7,946,541
111,874
1,819,773
674,086
54,549,057
10,650,731
2,869,158
4,783,272
22,917,000
3,200,493
475,648
2,757,898
184,000
23,111,141
3,843,766
5,390,425
605,000
310,584
1,090,227
50,814,495
1,715,611
659,266
31,000
6,458,503
542,433
15,105,696
181,614
2,640,000
2,677,785
3,818,132
2,746,220
1,029,457
16,119,156
6,200,527
38,000
552,228
38,681,387
23,396,293
2,993,700
7,525,888
393,745
10,000
674,086
1,465,061
969,695
160,000
$1,159,703
5,066,535
54,734,857
3,423,902
222,279
5,645,833
755,313
3,999,245
4,585,704
6,360,779
15,111
155,770,915
100,143,743
17,622,182
244,820
5,171,006
575,018
1,031,332
110,367,508
82,968,068
2,418,510
1,338,966
18,397,659
3,479,250
10,088,712
55,609,494
114,477,905
235,740,238
4,760,036
159,453,649
3,000
2,021,364
73,103,748
3,123,415
9,208,711
1,806,862
7,472,503
13,481,900
17,714,622
571,518
375,104
6,762,079
19,290,598
7,820,663
50,565,087
7,835,385
4,009,175
25,933,668
3,846,198
3,148,383
183,974,323
178,188,047
6,161,239
173,150
83,227,940
20,395,576
664,509
23,500
2,820,101
155,691
2,735,322
1,728,619
336,290
9,018,856
1,115,719
2,194,869
367,413,264
1,204,072
71,706,401
472,137
3,584,001
150,958,352
21,871,370
2,370,110
88,719
242,284,459
21,410,490
94,944,249
609,509
10,418
437,000
71,341,498
1,226,698
16,520,579
464,266
746,756
385,634,785
76,496,865
21,787,768
666,236
32,035,408
63,966,066
41,999,737
11,972,298
13,483,314
13,437,372
157,241,704
35,920,338
8,331,696
1,009,500
7,617,628
2,000
11,622,055
524,893
162,630,142
11,266,977
2,411,166
849,638
13,959,199
109,320
1,795,746
64,450
47,842,951
5,970,473
129,397,354
7,853,554
42,567,334
13,823,640
258,000
3,767,788
3,125,793
12,201,004
16,101,542
37,125,812
26,029,040
735,106
300,082,862
302,561,561
17,803,400
52,200,991
3,007,034
131,250
746,757
2,276^69
3,019,820
160,000
$4,623,646,183  $690,798,148  $5,093,519,997
$4,288,876,956  $592,684,203
$4,631,179,681
  REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
B 57
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1
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1963
(Figures shown la nearest dollar.)
B 59
Name of Insurer.
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
iAcadia Insurance Co.—	
■Adriatic Insurance Co.——
jAetna Casualty & Surety Co-
Aetna Insurance Co-
Agricultural Insurance Co	
Albion Insurance Co. of Canada-
Alliance Assurance Co. Ltd.	
Allstate Insurance Co...
Alpina Insurance Co. Ltd.	
American Equitable Assurance Co. of New York_
American Insurance Co—
American National Fire Insurance Co—
Anglo-Scottish Insurance Co. Ltd.	
(Arkwright Mutual Insurance Co.	
fjjtlas Assurance Co. Ltd. !—
Baloise Marine Insurance Co. Ltd. j
Baltica Insurance Co. Ltd...
Bankers & Shippers Insurance Co. of New York...
Bankers & Traders' Insurance Co. Ltd.	
Beaver Insurance Co.	
lee Insurance Co.	
Blackstone Mutual Insurance Co..
Boston Insurance Co-
Boston Manufacturers Mutual Insurance Co-
British America Assurance Co	
ritish Canadian Insurance Co-
British Crown Assurance Corporation Ltd..
British Empire Assurance Co—__	
British Northwestern Insurance Co.	
British Traders* Insurance Co. Ltd	
Buffalo Insurance Co..
Caledonian-Canadian Insurance Co-
Caledonian Insurance Co I	
Camden Fire Insurance Association..—
Canada Accident & Fire Assurance Co-
Canada Security Assurance Co.	
Canadian Commerce Insurance Co.	
Canadian General Insurance Co.	
Canadian Home Assurance Co.	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co—.——	
Canadian National Insurance Co.	
Canadian Pioneer Insurance Co.	
Canadian Provincial Insurance Co	
Canadian Surety Co	
Car & General Insurance Corporation Ltd..
'Casualty Co. of Canada	
i Xlentennial Insurance Co .
Century Insurance Co. Ltd	
Citadel Insurance Co. of Canada...
Commerce & Industry Insurance Co	
Commerce General Insurance Co	
Commercial Union Assurance Co. Ltd.-
Commonwealth Insurance Co.	
Continental Casualty Co.	
Continental Insurance Co-
Contingency Insurance Co. Ltd.	
Co-operative Fire & Casualty Co....
. CornhiU Insurance Co. Ltd-
; 33jgminion Insurance Corporation .____—
; Dominion of Canada General Insurance Co..
i ^gffe Star Insurance Co. LtdS'fci— -■■ -
I Hghomical Mutual __jurance Co. V'
I Bute Insurance Co. ' *: ■'.; :; I
a)
$130,592
27,946
1,089
145,324
7,331
Nil
95,454
124,001
16,199
47,731
30,076
4,369
79,387
35,251
100,464
12,168
20,553
—40,986
159,560
68,691
38,781
59,500
37,089
5,149
159.981
27,566
-18,110
32,161
110,739
76,537
51,547
17,213
98,464
467
90,787
23,742
5.405
94,068
63,323
494,752
96,789
21,602
14,404
40,533
104,472
32.906
17,014
151.771
167,061
22,388
48,362
98,640
99,757
- -!>-!406V
3,611
165,344
-10
150,075
154,771
2<S5tf9V
68,055
48,258
83,473
84.323
Carried forward I
(2)
$168,627
27,075
1,223
140,753
3,405
Nil
106,253
114,338
10,573
53,127
43,686
4,379
45,849
15,150
111,074
19,381
29,147
69,420
161,674
72,964
27,164
16,609
35,725
7,072
159.090
24,387
123
28,446
113,650
89,961
67,196 |
10,218 I
256,736 I
374
111,524
40,229
6,764
88,128
44,485
476,335
101,660
21,337
10,493
70,820
101,269
27,240
10,297 |
164,147
152,819 I
19,723 |
60,860
106,365
150,006
1,081
5,348
119,642
—690
154,049
177,361
198,838
41,213
47,395
88,279
45,156'|
(3)
$83,772
31,423
662
31,458
2,481
Nil
65,866
51,762
9,952
42,529
16,995
2,916
60,358
11,193
77,379
20,411
32,563
35,286
138,658
15,294
36,262
9,482
41,361
11,209
94.689
14.483
—843
16,896
75,609
22.653
72,634
9,203
83,281
284
133,850
19,399
2,834
77,611
39,084
342,960
45,458
10,122
15,899
V  _;256
:"'49;702
16,407
4,294
295,016
156,248
5,700
7,820
65,176
54,510
300
2,554
61,535
—402
57,953
85.815
118.363
17,177
41,529
33,887
88.632
Per Cent
r"i_494j)_
116.06
54.12
22.40
72.86
61.99
45.27
94.13
80.05
38.90
66.59
131.64
73.88
69.66
105.30
111.71
50.83
85.76
20.96
133.49
57.09
115.78
158.50
59.52
59.39
59.40
66.53
25.18
108.09
90.07
32.44
75.93
120.02
48.22
41.90
88.07
87.85
72.00
44.72
47.44
151.52
30.01
49.08
60.25
41.70
179.72
102.24
28.90
12.80
61.28
36.34
27.75
47.76
51.43
37.62  :
48.38
59.53
41.68
87.62
38.39
196.28
$4,414,857 | $4,677,022 I $3,088,850 )
 60 BRITISH COLUMBIA
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1963—Continued
I
Name of Insnrer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Brought forward-
Employer's Liability-Assurance Corporation Ltd	
Employers Mutual Liability Insurance Co. of Wisconsin-
English & American Insurance Co. Ltd ——
Essex & Suffolk Insurance Co. Ltd	
Excess Insurance Co. Ltd—
Federal Fire Insurance Co. of Canada-
Federal Insurance Co.
Federated Mutual Implement & Hardware Insurance Co	
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of N.Y.	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Insurance Co.__	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
Firemen's Mutual Insurance Co	
Fraif.Growers Mutual Insurance Co-
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd..
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Glens Falls Insurance Co	
Global General Insurance Co.	
Global Reinsurance Co..
Globe Indemnity Co. of Canada	
Gore Mutual Insurance Co.	
Grain Insurance & Guarantee Co—
Granite State Insurance Co.	
Great American Insurance Co	
Great Eastern Insurance Co.	
Great Lakes Reinsurance Co.	
Guarantee Co. of North America—
Guardian Assurance Co. Ltd.	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co.	
Hanover Insurance Co..
Hardware Mutual Casualty Co.	
Hartford Fire Insurance Co.	
Helvetia Swiss Fire Insurance Co. Ltd.	
Home Insurance Co..
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada-
Imperial Insurance Office-
Indemnity Marine Assurance Co. Ltd..
Insurance Co. of North America	
Insurance Corporation of Ireland Ltd-
Jersey Insurance Co. of New York-
Law, Union & Rock Insurance Co. Ltd. —
Legal and General Assurance Society Ltd.-
Liberty Mutual Fire Insurance Co.	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd..
Lombard Insurance Co. Ltd.	
London & County Insurance Co. Ltd...
London & Lancashire Guarantee & Accident Co. of Canada	
London & Lancashire Insurance Co. Ltd.___	
London & Midland General Insurance Co	
London & Scottish Assurance Corporation Ltd.	
London Assurance—
London-Canada Insurance Co	
London Guarantee & Accident Co. Ltd	
Lumbermen's Mutual Casualty Co	
Manufacturers Mutual Fire Insurance Co."
Maryland Casualty Co	
I 'Carried forward— ■
(1)
$4,414,857
279,356
5,089
18,780
5,484
—4
53,137
175,229
219,724
119,493
31,494
Nil
31,494
55,649
121,728
208,290
42,595
23,467
155,896
9,985
602,449
17,945
4,978
39,054
149,268
95,444
145,711
2,830
—3,419
141,268
121
5,900
1,071
187,898
337,573
51,802
42,592
152,190
15,405
369
186,257
51,420
216,033
95,444
59,727
28,857
Nil
185,206
15,118
—26,186
46,004
98,431
3,643
31,385
188,703
22,071
6,818
110,469
113,241
262
19,526
153,291
19,619
24,019
25,982
45,118
24,244
(2)
$4,677,022
268,398
3,388
15,367
5,325
479
61,604
211,306
221,801
140,929
20,097
Nil
8,988
42,736
180,685
215,652
22,656
22,330
164,925
16,147
668,233
18,157
5,689
48,308
173,381
84,709
210.169
2,755
12,482
141,588
2,307
8,945
1,168
198,161
220,765
67,486
20,150
142,071
15,079
21.956
225,127
48,596
310,459
84,707
52,828
28,140
Nil
377,940
12,436
44,351
59,646
77,962
3,741
30,143
198,226
31,056
8,075
84,970
228,869
494
22,148
192,696
14,722
30,058
19,119
32,656
21,349
$9,706,_94*|$10,-403,908
I
(3)
$3,088,850
196,481
762
22,114
2,740
—14
22,200
156,197
60,305
106,492
11,721
__«fajn:
11,721
24.225
76,047
122,408
15,625
17,364
118,477
2,769
234,293
11,856
1,378
29,446
157,896
34,431
114,620
513
94,295
122
2,613
3,133
74,309
153,094
34,818
11,389
85,235
8,680
188,585
34,088
227,889
34,431
31,379
21392
Nil
135,266
4,963
22,545
18,686
60,334
1,665
14,981
84,072
11,046
4,704
37,523
147,128
—1,099
16,732
144,790
5,195
13,962
.21,02?,
12,499
1
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 61
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1963—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
- Losses
Incurred
Ratio of
(3) to (2)
Brought forward—
Merchants Marine Insurance Co. Ltd..
merit Insurance Co.-
Milwaukee Insurance Co. of Milwaukee, Wis-
Missiquoi & Rouville Insurance Co —
Motor Union Insurance Co. Ltd. —
Munich Reinsurance Co-
Munich Reinsurance Co. of Canada—! :	
Mutual Fire Insurance Co. of British Columbia 1	
National Employers'-*_utual General Insurance Assn. Ltd..
New Hampshire Insurance Co.	
(New India Assurance Co. Ltd	
New York Fire Insurance Co-
New York Underwriters Insurance Co. .	
New Zealand Insurance Co. Ltd. '.	
Bgagara Fire Insurance Co.	
Non-Marine Underwriters, Members of Lloyds, London, Eng.
Nordisk Reinsurance Co. Ltd..
North British & Mercantile Insurance Co. Ltd..
Northern Assurance Co. Ltd. —
Northwestern Mutual Insurance Co-
Norwich Union'Kre Insurance Society Ltd..
Occidental Fire Insurance Co-
Ocean Accident & Guarantee Corporation Ltd..
Old Colony Insurance Co.	
Old Republic Insurance Co.	
(Orion Insurance Co. Ltd	
Pacific Automobile and Fire Insurance Co-
Pacific Coast Fire Insurance Co—
Pacific Insurance Co. of New York-
Palatine Insurance Co. Ltd	
Kli Patriotic Assurance Co. Ltd	
Pearl Assurance Co. Ltd	
Peerless Insurance Co	
! Perth Mutual Fire Insurance Co..
Phoenix Assurance Co. Ltd.	
Phoenix Insurance Co. —
Planet Assurance Co. Ltd	
Provident Assurance Co.	
f Provincial Insurance Co. Ltd	
I Prudential Assurance Co. Ltd	
Quebec Assurance Co	
Queensland Insurance Co. Ltd	
i Railway Passengers Assurance Co.	
*. Reinsurance Corporation Ltd.   	
. Reliance Insurance Co. of Canada	
Reliance Insurance Co. of Philadelphia..
I Reliance Marine Insurance Co. Ltd.	
t River Thames Insurance Co. Ltd	
[ Roberts Mutual Fire Insurance Co.	
I Royal Exchange Assurance .
f Royal General Insurance Co. of Canada	
:< Royal Insurance Co. Ltd	
1 Safeco Insurance Co. of America	
S£ Paul Fire & Marine Insurance Co.	
St. Paul Mercury Insurance Co.	
. Saskatchewan Mutual Insurance Co.	
Scottish Canadian Assurance Corporation,
c Scottish Metropolitan Assurance Co. Ltd—
t Scottish Union & National Insurance Co	
i Sea Insurance Co. Ltd..
r. Security Mutual Casualty Co. 	
C Security National Insurance Co._
i Skandinavia Insurance Co. Ltd. i
j South British Insurance Co. Ltd...
Carried forward	
(1) (2)        |
$9,706,894  $10,403,908
13,285
8,042
454,676
28,811
21,937
53,360
56,004
51,669
159,908
42,972
2,808
38,282
39,841
39,594
165,344
1,652,027
50,618
99,119
124,998
644,912
137,274
28,459
103,129
2,216
Nil
11,089
Nil
79,077
147,491
9,609
17,046
196,234
311
104,876
290,906
6,066
23,864
74,645 |
67,556
259,217
39,080
149,193
17,395
88,462
1,839
63,735
707
246
3,733
223,284
Nil
412,237
78,837
74,602
113,915
68,008
36,522
7,044
57,270
14,381
26,552
13,706
19,560
45,317
14,804
12,910
459,298
27,904
21,313
51,746
54,369
48,555
163,623
53,227
7,538
16,223
55,446
53,862
90,072
1,594,435
61,819
142,936
188,993
621,834
177,156
53,378
134,631
2,569
Nil
5,339
Nil
44,917
110,306
—5,531 1
18,034
211,914
8o5l2
380,055 I
166,915 |
26,568
78,887
125.235 |
276,748 |
52,365 |
176,026
22,428 I
91,404 |
71,037 |
94,250 |
352
898
5,179
240,214
Nil
397,716
50,874
117,122
101,598
62,211
29,594
2,203
85,831
24,562
57,346
13,014
20,805
37,655
$16,569,791 |$17,786,932   $11,017,254
i
(3)
$6,402,390
16,732
1,998
299,830
23,634
10,958
51,522
52,788
35,423
162,402
43,163
13,381
27,078
57,367
59,536
61,535
881,924
48,146
89,396
133,853
148,709
114,775
15,196
98,444
446
Nil
6,185
Nil
60,006
40,187
6,043
11,762
126,296
143
71,521
181,747
132,899
16,467 |
32,780 I
35,428 I
219,544
14,535
156,703
10,019
73,806
56,957
65,847
—2
92
1,945
168,937
Nil
213,125
43,379
47,323
145,189
56,284
6,193
16,732
47,305
25,653
30,842
12,050
18,205
14,501
113.02
15.48
65.28
84.70
51.41
99.57
97.09
72.95
99.25
81.09
177.51
166.91
103.50
110.50
68.32
77.80
62.54
70.82
23.92
64.79
28.47
73.12
17.36
172.04
Nil
133.59
36.43
65.22
59.60
89_)5
47.82
79.62
61.98
41.55
28.27
77.33
27.76
89.02
44.67
80.75
80.18
69.86
10.24
37.55
70.33
53.60
85.27
40.40
142.91
90.47
20.92
759.51
55.11
104.44
53.78
92.59
87.50
38.51
 B 62 BRITISH COLUMBIA
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1963—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
0)
$16,569,791
—4,318
Nil
43,307
19,570
44,098
155,233
85,488
3,785
76,965
256
105,033
20,334
302,528
21,585
10,969
5,484
36,474
41,063
8,786
64,218
34,646
171,818
725,932
74,391
787
225,088
74,210
13,636
3,184
29,289
231,934
229,707
(2)
$17,786,932
—4,441
Nil
34.659
7,509
43,542
172,695
66,495
1,596
72,104
126
133,260
18,790
210,773
16,620
10,698
5,329
28,486
46,468
3,005
71,685
29,417
212,274
725,474
86,244
1,299
216,936
63,816
10,502
8,086
34,215
242,056
184,963
(3)
$11,017,254
1,373
Nil
.43,593
4,615
42,414
105,637
70,732
709
63,500
PerCent
Switzerland General Insurance Co. Ltd j	
106.37
110,775
12,087
187,381
23,178
5,479
2,740
16,628
31,048
11,978
62,962
16,063
152,820
302,738
31,079
—2
128,480
18,787
9,410
15,878
25,097
203,983
80,499
Vif"trtrii. Tn*i,rP,i'''* rn «f r^tiai._
Victory Insurance Co. Ltd.,
54.60     1
71.99       ;
Yorkshire. T_Ki_r_in_>__ Cn  T.tr!
84.27
$19,425,271
$20,541,613
$12,798,915
TntAlsfhr _Qfi%
$20,380,910
$20,829,776
$14,967,864
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963
TABLE V.—FIRE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
B 63
Net
'^Premiums
Wtitten
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums'
Earned
K959-
I960-
1961-
1962-
1963-
$20,807,000
21,228,000
20,951,000
20,381,000
19,425,000
$17,394,000     I   $11,397,000
19,998,000
20,381,000
20,830,000
20,542,000
13,781,000
8,536,000
14,968,000
12,799,000
I
Per Cent
65.52
68.92
41.88
71.85
62.31
TABLE VI.—RECIPROCAL EXCHANGES' PREMIUMS AND LOSSES FOR 1963
Name of Exchange
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
American Reciprocal Insurers-
Canadian Reciprocal Insurers-
Canners Exchange Subscribers at Warner Inter-Insurance
Bureau	
Lumbermen's Underwriting Alliance .
Retail Lumbermen's Inter-Insurance Exchange..
IEruck Insurance Exchange	
Totals for 1963	
Totals for 1962	
(1)
$29,541
1,850
57,298
1,049,804
5,380
82,294
(2)
$31,358
2,173
53,616
1,131,681
5,445
79,993
(3)
—$90
292
212
328,391
Per Cent
l-!40
.40
29.01
$1,226,167 I $1,304,266
$1,293,873
 B 64                                                  BRITISH COLUMBIA
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1963
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of  1
(3) to (2) 1
(1)
$225,586
17,900
2,732
1,364
121,563
35,170
135,913
2,401,611
Nil
64,710
1,124
1,212
1,267
79,983
137,385
25,759
1,094
303,065
43,131
1,076
7,161
311,490
62,298
72,681
58,714
271,727
52,323
174,410
4,080
117,809
101,838
16,193
219,763
280,279
852,265
218,667
48,540
2,613
121,451
251,909
78,748
107,537
79,983
22,438
218,428
105,622
77,090
101,083
Nil
1,136,793
388,644
396,367
430,150
322.138
88,513
3,038
396,996
1,088,866
5,855
397
Nil
94,944
125,140
(2)
$226,749
14,821
9,935
1,769
98,928
34,868
127,803
2,415,889
Nil
63,568
1,020
1,275
101
71,782
137,170
26,865
14,720
286,496
41,502
1,177
9,251
297,039
59,408
69,309
49,569
261,468
51,565
171,888
5,610
115,421
109,952
15,674
226,381
252,469
812,094
178,701
39,685
1,314
118,349
256,376
76,551
105,763
71,781
25,088
178,579
104,346
68,413
80,567
Nil
1,068,454
384,151
387,534
423,054
296,146
165,247
1,011
363,333
1,003,433
5,118
217
Nil
86,756
119,224
(3)
$158,972
12,612
3,753
7,553
50,236
26,200
88,238
1,455,507
— 178
99,798
1,588
1,416
Nil
40,148
105,795
12,750
8,843
250,269
22,529
—637
11,678
180,724
"" 36445
'!42;169?<
27,326
138,861
38,092
126,973
— 1,339
64,495
95,343
12,202
167,995
178,779
492,755
192,019
42,671
88
91,520
197,387
65,464
56,698
40,148
14,969
192,019
57,329
66,522
65,370
Nil
905,738
292,866
325,540
226,791
178,692
132,767
300
277,474
672,283
266
Nil
Nil
83,991
129,190
Per Cent
70,11
85.09    1
37.77
426.96
50.80
75.14
69.04
60.25    1
156.99   1
155.70
111.06   I
55.93   1
77.13
47.50
60.07
87.36
54.28  •
126.23  ■
60.84
60.84
60.84 1
55.13 q
53.11
73.87   ■
73.87 ><j
-23.87
55.88
86.71   '■
77.85
74.21
70.81   II
60.68
107.45
107.52
6.70
77.33 1
76.99
85.52
53.61
55.93
59.66
107.53
54.94
97.24
81.14
84.77
76.24
84.00
53.61
60.34
80.34 1>
29.67
76.37    i
67.00
5.20
96.81
108.36   I
Bankers & Traders* Insurance Co. Ltd.
rViTwrnp. i-ft f.»»r.*>rfll _r_e__r«iri_<_> Pi.
T^ifft Tiv.iTrsii.fft _*>,
T.TTimr:_. Trniirariri. fn,
Employers* Liability Assurance Corporation Ltd.
Employers Mutual Casus, try rn
Employers Mutual Liability Insurance Co. of Wisconsin	
English & American Insurance Co. Ltd.
Excess Insurance Co. Ltd.
Federal Fire Insurance Co. of Canada	
Federal Insurance Co.
Carried forward
$12,116,626
$11,692,727
$8,265,692
1
~
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 65
■TABLE VH.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1963—Con-
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward—. Ej—
■Federated Mutual Implement & Hardware Insurance Co..
Federation Insurance Co. of Canada—
Fidelity & Casualty Co. of New York-
Fidelity Insurance Co. of Canada	
■Hdelity-Phenix Insurance Co-
tpire Insurance Co. of Canada ...
_j_rernan's Fund Insurance Co..
Wiremen's Insurance Co. of Newark—
First National Insurance Co. of America—
Fruit Growers Mutual Insurance Co-
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd..
General Insurance Co. of America—
Genera! Security Insurance Co. of Canada—
Glens Falls Insurance Co.—"	
Global General Insurance Co	
Global Reinsurance Co	
Globe Indemnity Co. of Canada	
—Bore Mutual Insurance Co.—.	
Granite State Insurance Co	
1-Seat American Insurance Co.	
Kgeat Eastern Insurance Co—	
Great Lakes Reinsurance Co..	
_B—arantee Co. of North America	
Guardian Assurance Co. Ltd...
Guardian Insurance Co. of Canada—
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co-
Hardware Mutual Casualty Co.	
Hartford Accident & Indemnity Co..
Hartford Fire Insurance Co.—	
Helvetia Swiss Fire Insurance Co.	
Home Insurance Co	
Hudson Bay Insurance Co-
Imperial Guarantee & Accident Insurance Co. of Canada	
Imperial Insurance Office . :	
Insurance Co. of North America	
Insurance Corporation of Ireland Ltd	
Jersey Insurance Co. of New York	
Law, Union & Rock Insurance Co. Ltd	
Legal & General Assurance Society Ltd.	
Liberty Mutual Fire Insurance Co.	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd—
London & County Insurance Co. Ltd	
London & Edinburgh Insurance Co. Ltd....
London _ Lancashire Guarantee & Accident Co. of Canada.
I London _ Lancashire Insurance Co. Ltd.	
London £ Midland General Insurance Co.	
London & Scottish Assurance Corporation Ltd.	
London Assurance	
London-Canada Insurance Co-
London Guarantee & Accident Co. Ltd._
Lumbermens Mutual Casualty Co	
: Maryland Casualty Co	
■ Merchants Marine Insurance Co. Ltd	
: Merit Insurance Co-
Milwaukee Insurance Co. of Milwaukee, Wis..
! Missiquoi & Rouvilh. Insurance Co	
Motor Union Insurance Co. Ltd	
I ^SSJ8 Instance Corporation	
l Mjttuch Reinsurance Co	
I Munich Reinsurance Co. of Canada..
( National Employers Mutual General Insurance. Assn. Ltd._
New Hampshire Insurance Co	
I     Carried forward i	
(1) (2)
$12,116,626  $11,692,727
423,319
92,376
19,254
35,847
19,254
71,746
11,060
396,481
65,976 I
299,581
231,741
96,708
915,009
9,570
Nil
91,269 |
362,314
176,270 |
710,530 |
16,656 |
39,193 |
69,641  |
255 I
419
296,497
1,185,988 I
44,632
71,892
444,122
Nil
262,218
118,155
122,903 |
429,230
152,171
134,979
18,974
77,326
34,882
698
63,120
109,997
32,784
295,057
258,481
9,422
243,977
149,342
128,519
4,030
26,188
172,734
51,900
187,989
43,398
38,341
28,059
646,769
1,494,478
8,203
157,495
651,292
6,884
6,884
302,007 |
73,287
423,940
85,331
15,017
31,069
— 12,311
66,297
11,085
387,783
55,252
280,512
230,131
88,593
956,669
10,124
Nil
93,333
396,059
150,469
692,484
14,572
41,233
67,968
264
292
292,198
1,172,132
71,309
48,020
428,339
Nil
273,761
118,325
126,679
447,817
135,704
128,717
23,881
67,874
34,381
9,403
73,369
88,103
29,019
261,167
230,684
9,807
237,854
146,010
155,414
3,068
12,452
165,682
53,382
191,212
38,195
32,788
23,294
636,995
1,486,229
4,726
153,103
621,442
6,306
6,257
283,560
64,186
$24,856,399 |$24,171,737
I
(3)    Per Cent
$8,265,692	
191,928
79,565
12,505
11,751
12,505
60,821
20,208
325,541
55,667
163,830
179,905
57,260
557,631
18,611
Nil
60,543
315,405
109,441
454,209
15,973
45,795
49,756
559
838
215,854
863,117
66,586
29,971
298,411
Nil
271,205
91,427
75,080
286,876
101,152
78,314
25,290
60,116
25,394
5,650
50,575
35,439
20,195
181,743
171,958
6,369
142,931
111,267
101,152
29
21,756
99,796
16,182
132,477
33,929
20,095
21,756
504,785
1,096,399
6,094
130,927
448,335
6,183
6,182
249,620
48,919 |
45.27
93.24
83.27
37.82
64.95
91.74
182.30
83.95
100.75
58.40
78.17
64.63
58.29
183.83
64.87
79.63
72.73
65.59
109.61
111.06
73.21
211.74
286.99
73.87
73.64
93.38
62.41
69.67
99.07
77.27
59.27
64.06
74.50
60.84
105.90
88.57
73.86
60.09
68.93
40.22
69.59
69.59
74.54
64.94
60.09
76.21
65.09
.94
174.72
60.23
30.30
69.28
88.31
61.29
93.40
79.24
73.77
128.95
85.52
72.14
98.05
98.80
88.03
76.21
$17,225,475
 B 66 BRITISH COLUMBIA
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1963—Con/1
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Brought forward-
New India Assurance Co. Ltd	
New York Underwriters Insurance Co	
New Zealand Insurance Co. Ltd	
Niagara Fire Insurance Co	
Non-Marine Underwriters, Member of Lloyds, London, Eng.
North British & Mercantile Insurance Co. Ltd	
Northern Assurance Co. Ltd.	
Northwestern Mutual Insurance Co	
Norwich Union Fire Insurance Society Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation Ltd .	
Old Colony Insurance Co	
Old Republic Insurance Co .	
Olympic Insurance Co.	
Orion Insurance Co. Ltd	
Pacific Automobile & Fire Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Indemnity Co	
Pacific Insurance Co. of New York	
Palatine Insurance Co. Ltd—!	
Patriotic Assurance Co. Ltd	
Pearl Assurance Co. Ltd	
Peerless Insurance Co  	
Perth Mutual Fire Insurance Co	
Phoenix Assurance Co. Ltd.	
Phoenix Insurance Co	
Provident Assurance Co	
Provincial Insurance Co. Ltd	
Prudential Assurance Co. Ltd	
Quebec Assurance Co.	
Queensland Insurance Co. Ltd 	
Railway Passengers Assurance Co	
Reinsurance Corporation Ltd	
Reliance Insurance Co. of Canada .	
Reliance Insurance Co. of Philadelphia :	
Royal Exchange Assurance .	
Royal General Insurance Co. of Canada	
Royal Insurance Co. Ltd :	
Safeco Insurance Co. of America	
St. Paul Fire & Marine Insurance Co.	
St. Paul Mercury Insurance Co	
Saskatchewan Mutual Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co. Ltd	
Scottish Union _ National Insurance Co.	
Sea Insurance Co. Ltd. ! !	
Security Mutual Casualty Co	
Service Fire Insurance Co. of New York	
Skandinavia Insurance Co. Ltd	
South British Insurance Co. Ltd	
Springfield Insurance Co	
Stanstead & Sherbrooke Insurance Co	
State Farm Fire & Casualty Co	
State Farm Mutual Automobile Insurance Co.
Storebrand Insurance Co. Ltd	
Sun Insurance Office Ltd.	
Switzerland General Insurance Co. Ltd.	
Toronto General Insurance Co	
Traders General Insurance Co.	
Transport Indemnity Co	
Travelers Indemnity Co.	
Travelers Insurance Co.	
Union Assurance Society Ltd	
Union Insurance Society of Canton, Ltd	
Union Reinsurance Co.	
United British Insurance Co. Ltd.	
Carried forward	
CD       I       (2)
$24,856,399   $24,171,737
5,494
17,243
75,666
101,083
160,840
152,713
237,627
1,204,610
346,925
45,664
143,932
452
Nil
4.908
7,326
189,948
79,983
415
37,124
19,511
17,552
219,133
104,686
338,687
51,678
119,006
202,419
345,617
55,963
155.259
32.620
44,252
22,148
8,010
148,981
Nil
479,529
1,071,339
116,410
62,793
370,334
86,525
31,297
86,563
27,743
91,314
41,225
—3,489
Nil
Nil
87,248
Nil
248,495
70
170,702
122,903
179,806
243,242
71,455
475,523
Nil
39,022
504,636
4
3.937
5,317
18,437
80,143
77,891
160,397
149,906
253,910
1,145,836
369,101
44,866
140,151
282
Nil
2,876
7,088
170,574
71,525
915
27,429
19,085
14,764
206,396
145,591
344,512
75,824
112,018
183,799
356,919
57,732
157,637
31,870
42,057
32,495
7,778
144,495
Nil
445,910
978,998
112,478
57,158
366,362
77,031
18,012
90,654
31,381
86,825
42,522
Nil
Nil
64,262
Nil
218,024
205
166,252
124,734
185,221
274,475
77,217
469,953
Nil
38,552
485,574
65
| 3,825
(3)
$17,225,475
2,934
9,958
38,216
65,370
91,904
82,410
190,366
904,963
323,152
24,184
78,828
338
Nit
1,293
3,568
56,786
40,148
221
10,071
10,749
9,990
166,019
— 1,985
113,238
238,459
20,023
68,188
152,694
270,249
40,461
118,107
17,915
13,886
8,581
963
174,105
Nil
333,801
594,673
78.517
20,716
207,512
84,410
21,756
81,042
29,373
57,618
33,779
-1,313
Nil
Nil
45,149
Nil
208,908
-83
116,923
75,080
137,450 |
220,607 |
37,881 |
326,474
Nil
21,499 |
266,667
55.77
54.92
3,273 |       85.56
$34,162,500 |$33,247,043 |$23,573,537
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1963 B 67
TABLE VH.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1963—Con-
Name of Insurer
Brought forward-
United Canada Insurance Co	
United States Fidelity & Guaranty Co-
United States Fire Insurance Co	
Unity Fire & General Insurance Co	
.Universal'Reinsurance Co. Ltd	
Victoria Insurance Co. of Canada	
Victory Insurance Co. Ltd.	
Wawanesa Mutual Insurance Co ;—
Wellington Fire Insurance Co	
Western Assurance Co.	
Western Union Insurance Co.	
Westminster Fire Office
■in— * —— r... u,i,.v	
World Auxiliary Insurance Corporation Ltd	
World Marine _ General Insurance Co. Ltd.	
Yorkshire Insurance Co. Ltd.	
Zurich Insurance Co-
Totals for 1963..
Totals for 1962-
Net
Premiums
Written
Irni.Trlr.   i
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
(1)        I        (2)       I       (31       [   PerCent
$34,162,500 |$33,247,043 J$23,573,537 |	
9,843
118,289
81,206
33,650
13,103
13,289
231,578
2,187,233
132,922
456,851
659,290
5,230
5,495
11,917
387,878
1,309,544
9,569
115,379
79,923
37,692
20.500
13,543
173,295
2,063,710
121,451
435,656
571,801
4,758
5,318
8,588
373,052
1,259,854
8,183 I
94,661 j
82,515 1
40,547 |
12,337
8,091
73,393
1,408,392
117,589
265,062
316,884
—2,193
1,590 |
10,878 I
228,495
921,310
85.51
82.04
103.24
107.57
60.18
59.74
42.35
68.25
96.82
60.84
55.41
29.90
126.67
61.25
73.13
$39,819,818 |$38,S41,132 |$27,161,271
70.47
$37,132,795
$36,437,902 |$23,777,948
 I	
 B 68
BRITISH COLUMBIA
TABLE VHI.—AUTOMOBILE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio I
Incurred to
Premiums
Earned
1959-
1960-
1961-
1962-
1963-
$35,342,000
35,247,000
35,193,000
37,133,000
39,820,000
$34,820,000
35,244,000
353_7;000
36,438,000
38,541,000
$19,783,000
21,666,000
21,188,000
23,778,000
27,161,271
Percent
56.81
61.47
59.98
65.26
70.47
 B 69
Net
Losses
Incurred
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
{See footnote.)
Net
Premiums
Written
Net
Losses
Incurred
579
570
917
430
657
114
530
168
392
192
604
1,208
10,187
847
188
3,409
56,504
39,285
9,333
14,702
311
81,836
2,509
14,168
10,849
2,408
3,881
—9,506
22,906
9,769
20,519
31,347
321
63,514
—1,915
2,946
39,447
6,638
55,351
3,653
696
20,642
15,058
1,380
41,343
13,577
189,701
34,462
7,367
1,554
$32,537
-141
22,424
26,759
2,682
3,596
245
79,048
8,593
5,321
1,226
2,891
1,405
22,455
3,743
5,937
11,985
4
27,200
—32
2,272
4,070
32,126
709
140
14,378
10,944
585
23,132
7,299
155,461
22,119
3,930
118
$2,462
8,000
1,526
8,464
4,316
869
1,326
16
445
3
1,225
5
2,047
29
17,144
—600
617
111
1,765
332
76
630
161
420
108
680
640
1,170
1,733
505
5
303
-68
64
1,637
3,011
-835
2,816
923
79
87
~4^530
1,057
3,825
1,922
683
2,278
2,973
1,324
228
8,257
3,840
94,590
4,705
871
$2,706
1,084
823
165
-1,005
228
23
711
529
398
1,852
209
2,101
7,159
1,971
1,297
288
$555
C 26,811
H.
E.
192,586
137
B.
225,999
B.
E.
1,077
317
B.
E.
215
57
-180
-19
251
66
424
166
36
189
248
—11
3
826
—6
11
i
3,723
32
F.
93
I
[l.s.
6,745
15,790
740
$9,966
212,071
25
85
1,719
W.D.—Water Damage.
W.—Windstorm and Weather.
 TABLE LX—IvllSCaaiANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1963
_________^ (Figures shown in nearest dollar.)
B 69
Name of Company
Accident
Personal Accident
Net
Premiums
Written
Net
Losses
Incurred
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employer's Liability
Net
Premiums
Written
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
Acadia Insurance Go.	
Adriatic Insurance Co.	
Aetna Casualty and Surety Co.	
Aetna Insurance Co.
Aetna Life Insurance Co.	
Agricultural Insurance Co.	
Albion Insurance Co. of Canada	
Alliance Assurance Co. Ltd.	
Allstate Insurance Co.	
Alpina Insurance Co. Ltd..
American Casualty Co. of Reading, Pennsylvania	
American Credit Indemnity Co. of New York	
American Equitable Assurance Co. of New York	
American Insurance Co.	
American Mutual Liability Insurance Co.
American National Fire Insurance Co.	
Amsterdam Insurance Association, The Dome, Ltd.
Anglo-Scottish Insurance Co. I.*fl.
Atlas Assurance Co. Ltd.	
Aviation & General Insurance Co. Ltd.	
Baloise Marine Insurance Co. I-tfl.
Baltica Insurance Co. Ltd.	
23. Bankers & Shippers Insurance Co. of New York.
24. Bankers & Traders Insurance Co.	
25. B.C.F.G. Mutual Hail Insurance Co.	
26. Beaver Insurance Co.	
27. Bee Insurance Co.	
28. Boiler Inspection A Insurance Co. of Canada   .
29. T.r_«..r.n Ti_<_i.ran__» f_n,
30. Boston Manufacturers Mutual Insurance Co.	
31. British America Assurance Co.	
32. British Aviation Insurance Co. Ltd.	
33. British Canadian Insurance Co.	
34. British Columbia Insurance Co.	
35. British Columbia Plate Glass Insurance Co.
36. British Crown Assurance Corporation Ltd..
37. British Empire Assurance *^v
38. British Northwestern Insurance Co.	
39. British Pacific Life Insurance Co.	
40. British Trader's Insurance Co. Ltd. ...
41. Buffalo Insurance Co.	
42. Caledonian-Canadian Insurance Co..
43. Caledonian Insurance Co..
44. California-Western Life Insurance Co.	
45. Calvert Fire Insurance *>y
46. Camden Fire Insurance Association	
47. Canada Accident & Fire Assurance Co.	
48. Canada Health & Accident Assurance Corporation.
49. Canada Life Assurance Q».
50. Canada Security Assurance Co.	
51. Canadian Commerce Insurance Co.	
52. Canadian General Insurance Co. .___,	
53. Canadian Home Assurance Co.	
54. Canadian Indemnity Co.	
55. Canadian Mercantile Insurance Co.
56. Canadian National Insurance Co.—
57. Canadian Pioneer Insurance Co.	
$3,763
307
17
5,680
28
51
25
20
5,445
2,913
243
583
680
821
177,732
474
1,581
2,597
728
213
57
14
3
$162
1,500
321
552
4
100
4,852
3,024
970
1,132
1,682
43,547
59
195
499
2,596
—100
$26,023
746
17,737
398
18,527
15,731
—4
888
1,333
260
16,061
13,594
1,243
—2,364
9,085
5,867
80
681
21,620
1,032
4,324
5,045
9,264
12
2,747
3,312
11,041
11,549
8,462
1,002
76,661
8,176
249,211
10,084
2,239
$14,388
23,716
7,388
681
—9,148
3,516
— 100
—1
—2,064
25,408
97
3,405
1,832
—420
866
235
1,072
441
514
10,514
—150
3,284
10,947
8,911
2,114
662
■55,618
625
78,307
8,451
1,878
$2,954
62
162
10
307
2^10
482
205
23
80
1
14
91
17
21
300
32
107
10
109
161
23
1,330
36
18,390
141
31
Net
Losses
Incurred
Combined Accident
and Sickness
$1,366
38,301
41
135
Net
Premiums
Written
$572,669
43,191
^936
1,475
1,416,075
2,222
169
563
12,278
322,981
114,229
Net
Losses
Incurred
Sickness
Net
Premiums
Written
Aircraft
Net
Losses
Incurred
Net
Premiums
Written
$440,457
23,325
410
$846
$616
294
—32
$8,203
3,655
24,452
5,171
941
188
154
31
1,925
811,870
441
11,790
119,559
76,965
—124
94,671
219
295
36
65,192
131
438
74
246
402
100
62
15
774
18
4,011
B.—Boiler and Machinery.
C—Credit.
E.—Earthquake.
Ex.—Explosion.
F. A.—Falling Aircraft.
F.—Forgery.
HL—!Hail.
LJEL—limited Hail.
Net
Losses
Incurred
Guarantee
—$4,244
—2,007
12,257
— 1,724
— 15
— 124
79,636
26,345
1,633
Net
Premiums
Written
$5,193
311
1,651
798
1,317
59
4,137
827
966
1,215
1,100
3,666
1,666
1,716
■0___«im .Ji-J**^'
220,879
9,052
2,011
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Plate Glass
Net
Premiums
Written
$3,443
$4,987
2^52
10,424
334
1,254
—250
1,194
1,594
1,754
2,645
39
299
108
49
—22
—2,602
329
2,952
219
334
6,226
—293
196
656
813
883
2,945
I    —
1
965
1
303
5,791
1
'05
1,187
15
32,895
412
92
9,489
4,403
978
146
$1,392
3,672
148
195
184
1,744
9
13
£Vt*#mpact by Vehicles.
US.—Live Stock.
2
9
337
1,587
766
490
1,633
165
■224
2.393
4/113
892
$17,612
3,735
10,007
31,211
14,047
25,078
2,549
81
32,692
22,033
16,717
778
92,332
50,032
$6,540
1,832
8,243
21,077
10,146
10,306
—3,358
3
29,629
15,514
18,777
$1,984
15
817
1,450
384
10
12
13
856
753
75,657
41,563
65,787
25,469
123
-779
1,422
475
49
12
3,321
664
4
62,341
51,370
71314
775
3,516
4
700
285
951
i
991
606
1,541
14,667
625
886
220
1,498
1,742
16,590
1,821
405
SX.—Sprinkler Leakage.
T.—Title.
Net
Losses
Incurred
Personal Property
$1,601
849
857
58
14
579
570
232
917
430
657
114
103
1,344
269
38,021
314
525
530
168
560
811
392
192
604
1,208
10,187
847
188
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote.)
Net
Premiums
Written
Net
Losses
Incurred
$54,809
3,409
56,504
9,457
39,285
9,333
14,702
311
81,836
2,509
14,168
10,849
2,408
3,881
-9,506
22,906
9,769
20,519
31,347
321
63,514
2,525
1,915
2,946
39,447
6,638
55,351
3,141
16,249
3,653
696
20,642
15,058
1,380
41,343
13,577
189,701
34,462
7,367
1,554
$32,537
"—141
22,424
3,412
26,759
2,682
3,596
245
79,048
1,012
8,593
5,321
1,226
2,891
1,405
22,455
3,743
5,937
11,985
4
27,200
1,948
—32
2,272
14,744
4,070
32,126
1,411
7,654
709
140
14,378
10,944
585
23,132
7,299
155,461
22,119
3,930
118
$2,462
8,000
1,526
2,848
8,464
4,316
68
9
117
869
1,326
16
445
3
1,225
5
2,047
29
17,144
529
-600
617
10,049
37
3
258
111
1,765
332
76
630
161
420
$1,081
108
680
640
1,170
58
1,733
505
5
303
314
963
4,240
65
—21
77
658
66
8
902
69
25
17
28
10
W.D.—Water Damage.
W.—Windstorm and Weather.
$5,200
5,917
3,168
—68
64
1,637
3,011
96
96
—835
2,816
923
79
87
4,530
906
1,057
3,825
1,922
683
2,278
2,973
1,324
228
8,257
3,840
94,590
4,705
871
$2,706
1,084
823
13
165
1,005
228
23
711
529
398
—161
32
—38
1,477
1,852
209
695
312
2,101
89
7,159
1,971
31,517
1,297
288
E.
$555
E.
73
C.
26,811
E.
773
E.
1
E.
- Ex.
W. ..
—39
2
H.
E.
192,586
137
B.
225,999
{
{
B.
E.
B.
E.
B.
E.
F.
rB.
E.
F.
1,077
317
~1_15
57
-180
—19
251
66
424
166
36
189
248
-11
3
826
—6
11
— i	
	
(B.
n
3,723
32
F.
93
fE.
F.
L.S.
6,745
15,790
740
$9,966
393
212^071
~4M75
17
8
25
85
483
1,719
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
!- 42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
}
}
___________
 Name of Company
Accident
Personal Accident
Net
Premiums
Written
119. Gore Mutual Insurance Co	
12o! Grain Insurance & Guarantee Co.
121. Granite State Insurance Co	
1221 Great American Insurance Co.—
123] Great Eastern Insurance Co.	
124. Great Lakes Reinsurance Co.	
125. Great-West Life Assurance C6.—
126! Guarantee Co. of North America.
127. Guardian Assurance Co. LtcL
128. Guardian Insurance Co. of Canada
129. Guildhall Insurance Co. Ltd.	
130. Guildhall Insurance Co. of Canada—
131. Halifax Insurance Co	
132. Hanover Insurance Co.	
133. Hardware Mutual Casualty Co.	
134. Hartford Accident & Indemnity Co.—
135. Hartford Fire Insurance Co.	
136. Helvetia Swiss Fire Insurance Co. Ltd.
137. Home Insurance Co.	
138. Hudson Bay Insurance Co.	
139. Imperial Guarantee & Accident Ins* ef Canada.
140. Imperial Insurance Office	
141. Imperial Life Assurance Co. of Canada	
142. Income Insurance Co. of Canada	
143. Indemnity Marine Assurance Co. Ltd	
144. Insurance C6. of North America	
145. Insurance Corporation of Ireland Ltd.—
146. Jersey Insurance Co. of New York
147. John Hancock Mutual Life Insurance Co..
148. Law, Union & Rock Insurance Co. Ltd—
149. Lawyers Title Insurance Corporation	
150. Legal & General Assurance Society Ltd.	
151. Liberty Mutual Fire Insurance Co.	
152. Liberty Mutual Insurance Co.
153. Liverpool & London & Globe Insurance Co. Ltd	
154. Lombard Insurance Co. Ltd —
155. London & County Insurance Co. Ltd	
156. London & Edinburgh Insurance Go. Ltd	
15?. London & Lancashire Guar. & Acc^ Co. of Canada—
158. London & Lancashire Insurance Co. Ltd—
159. London & Midland General Insurance Co.
160. London & Scottish Assurance Corporation LtcL
161. London Assurance	
162. London-Canada Insurance Co. —
163. London Guarantee & Accident Co. Ltd.	
164. London life Insurance Co. —
165. Loyal Protective Life Insurance Co.	
166. Lumbermen's Mutual Casualty Co*	
167. Maccabees Mutual Life Insurance Co.	
168. M_mtirne Insurance Co. Ltd. _—
169. Maryland Casualty Co. 	
170. Mearchants Marine Insurance Co. Ltd	
171. Merit Insurance Co _-	
172. Metropolitan Life Insurance Co..        ■
113. Milwaukee Insurance Oo. cf Milwaukee	
174. Ministers Life & Casualty Union	
105. Missisquei & Rouvillc Insurance Co.	
1%. Motor Union Insurance Co. Ltd	
823
180
34,954
2,688
10,750
2^44
3,698
158
13,891
3,682
1,262
622
1,029
16436
316
1,024
4,231
31
283
6,259
430
2,617
2,918
2,039
9,677
9,192
3,305
76
4,324
27,644
23,374
392
Net
Losses
Incurred
Public Liability
Net
Premiums
Written
146
681
29,532
331
1,324
1,783
1,338
460
2,072
3,842
2,102
1*399
442
27,826
39
1,921
4,996
—2
-9
6,532
4,220
3,842
2,356
5,819
1,496
2,356
34,2TB
1-333
164
27,237
151
8,393
2,097
23
25
18,770
75,078
6,657
13,928
44,870
108
31^02
111,191
14,651
18,828
9,369
2,213
60,793
238
-l-_509
3,752
33,802
892
8,005
31,978
46
750
20,333
18,629
7,878
3
14,699
29,897
22,466
15
1,285
14U76
1,887
86,074
6,616
B.—Boiler and Machinery. C—Credit. E.—Earthquake. Ex.—Explosion.
Net
Losses
Incurred
Employees Liability
Net
Premiums
Written
23,423
136
-19
2,009
1,111
18,609
74,437
-28,746
4,690
3,127
42,346
129
10,843
—2,513
956
673
—162
12,052
2,189
2,174
8,469
—219
127
1445
-4,273
18,427
103
-2,507
—702
6,188
16,129
12^63
109
1,857
6,188
19
12,066
222
177
21
182
727
—45
38
1,988
1,720
55
79
•251
112
38
127
5,496
23
11
58
174
1,564
190
—1
—17
1
399
10
27461
22
429
2,126
115
Mel
Losses
Incurred
230
921
42
32
1,898
3,958
2,127
-80
1,426
27
■40
—38
136
—88
-80
185
105
1,138
185
430
TABLE DC-MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1963-Continued
Combined Accident
and Sickness
Net
Premiums
Written
1,197,794
957
3,829
187
329
338,324
78,775
5,847
113
17,326
1,278
600,678
63,554
139,647
978
858
593,429
191,684
12,529
318
Net
Losses
Incurred
Sickness
729/25
—169
241,576
12,929
409
22~950
12,605
592
475,862
31,493
131,439
669
592
468,130
110,001
5,497
Net
Premiums
Written
186
745
2,979
89
80
—30
1,519
360
408
88
270
1,281
610
605
543
4,436
242
705
292
3,452
Net
Losses
Incurred
Aircraft
418
1,671
2
1
501
75
67
49
36
2,247
127
82
75
1,395
4
513
1,395
Net
Premiums
Written
5,142
11,450
44,873
12,718
-4,516
7,766
22,263
82,050
5,700
13,190
12,541
148,698
22,899
23,039
5,374
F. Availing Aircraft. F.-Forgery. H.-Hail. L.H.-Limited Hail.
Net
Losses
Incurred
■2,665
9,080
1,904
■4,205
—33
6,273
18,031
56,980
3,137
10,664
6,900
11,147
18,176
27,114
—3,521
Guarantee
Net
Premiums
Written
8,321
137
353
14,506
6,233
28,993
1,459
2,711
7,073
303
4,276
1,793
343
9~_l6
733
—38
670
3,073
55
495
7,265
6,984
1,098
4,327
21,393
11,707
Net
Losses
Incurred
—200
182
2,400
1,117
3,151
80
1,281
109
—543
3,335
131
56
439
186
—15,422
2,869
—198
422
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
855
1,262
—410
341
10
5,006
20,023
1,651
459
4,089
89
5,060
403
1,829
16,614
589
—1,663
850
3,424
3,142
1,943
1,982
130
1,800
61
831
451
1,693
119
703
3,412
""""""19
73
429
283
34
171
2,777
11,106
726
—33
2,113
—138
5,862
700
7,480
327
283
350
1,115
1,189
769
308
—43
—103
232
-43
646
—269
41
1
Net
Premiums
Written
3,034
1,486
35,103
11,820
1,981
119,733
31
5,514
—2
941
37,396
43,704
175
17,610
Net
Losses
Incurred
29,760
908
54,438
8,218
2,151
1,211
132,965
3,458
10
90
8,449
26,700
31,017
4,217
B 73
Plate Glass
Net
Premiums
Written
3,368
436
97
1,618
6,471
31
543
7,673
—1
4,270
1,020
1,592
1,677
1,439
282
2,286
190
500
91
1,377
73
656
2,846
2
21
151
106
1,093
1,654
133
144
164
5,090
457
I.V.—Impact by Vehicles.
L.S.—Live Stock.
S.L.—Sprinkler Leakage.
X—Title.
Net
Losses
Incurred
Personal Property
Net
Premiums
Written
3,483
103
467
25
—64
951
3,805
411
308
4,706
2,576
1,029
3,525
615
582
141
112
586
308
1,220
43
384
1,048
678
615
1,027
1,334
295
26
118
3,321
206
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote.)
Net
Premiums
Written
81,456
848
81,130
—3
2,695
433
26,650
68,869
23,675
14,678
36,640
829
4,868
46,254
18,107
52,033
18,676
5,472
2,296
3,398
73,957
3,172
-6,074
3,014
30,469
2,734
24,607
33,493
1,096
1,122
11,470
14,138
99
8,653
35,824
1,740
9,554
1,046
9,351
7,117
197,934
160,172
3,365
3,002
29,902
1,109
32,721
—326
—796
12,060
36,173
15,912
6,166
20,216
254
8,183
31,891
10,867
49,455
12,621
4,220
2,266
38,934
1,086
898
7,117
12,250
874
7,866
21,455
160
1,709
14,885
11,658
1
7,496
27,261
2,115
5,423
2,799
7,496
100,166
82,268
1,084
1,827
7,003
3,777
214
281
—796
464
427
3,773
129
682
1,138
1,147
172
148
603
—8
1,249
3,296
2,096
160
54
2,038
2,746
1,176
11,830
410
86
947
318
112
1,447
1,871
104
12
183
258
443
593
—52
1,322
Tii
142
30
26
2
205
—39
698
51
1,072
—793
501
3,895
180
501
8,973
36
6,459
22
2,083
29
3,872
15,549
399
1,232
15,609
12,757
2,282
12,722
2,816
1,963
236
9,605
456
—533
800
3,601
144
1,299
4,779
36
10
2,221
1,702
2,540
113
4,334
580
837
—1
32,009
m 22
350
1,981
407
1,182
4,727
115
87
7,293
1,806
809
1,067
333
—70
651
139
454
166
729
6
63
564
366
333
285
2,255
806
40
13,877
163
21
F.
J
B.
E.
F.
fB.
E.
F.
E.
W.
E.
B.
E.
F.
Ex.
W.
{
B.
F.
{
B.
F.
E.
E.
B.
F.
B.
C.
E.
1,405
—250
19
5,621
— 125
98
383
6,064
328
1,712
5
466
123
24
-416
165
51
2
—26
2
2,114
45
2,902
8
4,650
99
3,594
90
5,522
16
206
5,466
162
Net
Losses
Incurred
145
578
6,990
—72
20
8
17
251
—35
9
122
33
—79
22
—72
20
6,117
W.D.—Water Damage.
W.—Windstorm and Weather.
127
128
139
145
.146
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
 Name of Company
Personal Accident
Net
Premiums
Written
119. Gore Mutual Insurance Co.
120. Grain Insurance & Guarantee CO.	
121. Granite State Insurance Co	
122. Great American Insurance Co.	
123. Great Eastern Insurance Co.	
124. Great Lakes Reinsurance Co.	
125. Great-West Life Assurance C6.	
126. Guarantee Co. oi North America	
127. Guardian Assurance Co. Ltd..
128. Guardian Insurance Co. of Canada
129. Guildhall Insurance Co. Ltd	
130. Guildhall Insurance Co. of Canada.
131. Halifax Insurance Co.	
132. Hanover Insurance Co.	
133. Hardware Mutual Casualty Co.	
134. Hartford Accident & Indemnity Co..
135. Hartford Fire Insurance C6_
136. Helvetia Swiss Fire Insurance Co. Ltd.
137. Home Insurance Co.	
138. Hudson Bay Insurance Co.	
139. Imperial Guarantee & Accident Ins. of Canada	
140. Imperial Insurance Office	
141. Imperial Life Assurance Co. of Canada—
142. Income Insurance Co. of Canada	
143. Indemnity Marine Assurance Co. Ltd.	
144. Insurance Co. of North America	
145. Insurance Corporation of Ireland Ltd..
146. Jersey Insurance Co. of New York
147. John Hancock Mutual Life Insurance Co..
148. Law, Union St Rock Insurance Co. Ltd.
149. Lawyers Title Insurance Corporation	
150. Legal & General Assurance Society Ltd.	
151. Liberty Mutual Fire Insurance C6.	
152. Liberty Mutual Insurance Co.	
153. Liverpool & London & Globe Insurance Co. Ltd..
154. Lombard Insurance Co. Ltd	
155. London & County Insurance Co. Ltd	
156. London & Edinburgh Insurance C6. Ltd	
157. London & Lancashire Guar. & Ace Co. of Canada.
158. London & Lancashire Insurance Co. Ltd.
159. London & Midland General Insurance Co.
160. London & Scottish Assurance Corporation Ltd..
161. London Aswrance	
162. London-Canada Insurance Co.	
163. London Guarantee & Accident Co. Ltd.	
164. London Life Insurance Co. -
165. Loyal Protective Life Insurance Co.	
166. Lumbermen's Mutual Casualty Co.	
167. Maccabees Mutual Life Insurance Co.	
168. Maritime Insurance Co. Ltd —
169. Maryland Casualty Co    , ,-.
170. Mearctoits Marine Insurance Co. Ltd.	
111. Merit Insurance Co. ——	
112. Metropolitan Life Insurance Co. —
TO. Milwaukee Insurance Co. of Milwaukee	
174. Ministers Life & Casualty Union	
11$. Missisquoi & Rouvillc Insurance Co.	
176. Motor Union Insurance Co. Lid.	
823
180
34,954
2,688
10,750
2*244
3,698
158
13,891
3,682
1,262
622
1,029
16,536
316
1,024
4,231
31
283
6,259
430
2,617
2,918
2,039
9,677
9,192
3,305
76
4,324
27,644
23L374
392
Net
Losses
Incurred
146
681
29,532
331
1*324
1,783
1,338
460
2,072
3,842
2,102
1*399
442
27,826
39
1,921
4,996
—2
—9
6,532
4,220
3,842
2*356
5,819
1,496
2,356
34,213
1*333
164
Accident
Public Liability
Net
Premiums
Written
27,237
151
8393
2,097
23
25
18,770
75,078
6,657
13*928
44,870
108
31*502
10,191
14,651
18,828
9*369
2,213
60,793
2,208
—1,509
3,752
33,802
892
8,025
31,978
46
750
20,333
18,629
7,878
3
14,699
29,897
22,466
15
1*285
14,176
1,887
86,074
6,616
Net
Losses
Incurred
Enqployer's Liability
Net
Premiums
Written
23,423
136
—19
2,009
1,111
18,609
74,437
■28,746
4,690
3,127
40*346
129
10,843
—2,513
956
673
—162
12^)52
2,189
2,174
8,469
—219
127
1,145
-4,273
18,427
103
-2*507
—702
6,188
16,129
12,563
109
1,857
6,188
19
12,066
222
177
21
182
727
—45
38
1,988
1,720
55
79
•251
112
38
127
5,496
23
11
58
174
1,564
190
—1
—17
1
399
10
2,461
22
429
2,126
115
Met
Losses
Incurred
230
921
42
32
1,898
3,958
2,127
-80
1,426
27
■40
•38
—136
-88
—80
185
105
1,138
185
430
B.—Boiler and Machinery.
C—•Credit.
E.—Earthquake.
Ex.—Explosion.
F. A.—Falling Aircraft.
TABLE IX.-MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1963-Continued
Combined Accident
and Sickness
Net
Premiums
Written
1,197,794
957
3,829
187
329
338,324
78,775
5,847
113
17,326
1*278
600,678
63,554
139,647
978
858
593,429
191,684
12,529
318
Net
Losses
Incurred
Sickness
F.—Forgery.
729,425
169
241,576
12,929
409
22*950
12,605
592
475,862
31,493
131,439
669
592
468*130
110,001
5,497
Net
Premiums
Written
186
745
2,979
89
80
—30
1,519
360
408
88
270
1,281
610
605
543
4,436
242
705
292
3,452
Net
Losses
Incurred
418
1,671
2
1
501
75
67
49
36
2,247
127
82
75
1,395
4
513
1,395
Aircraft
Net
Premiums
Written
5,142
11,450
44,873
12,718
-4,516
7,766
22,263
82,050
5,700
13,190
12,541
148,698
22,899
23,039
5,374
H.—Hail.
L.H.—Limited Hail.
Net
Losses
Incurred
—2,665
9,080
1,904
■4,205
—33
6,273
18,031
56,980
3,137
10,664
6,900
11,147
18,176
27,114
—3,521
Guarantee
Net
Premiums
Written
8,321
137
353
14,506
6,233
28,993
1,459
2,711
7,073
303
4,276
1,793
343
9,110
733
38
670
3,073
55
495
7,265
6,984
1,098
4,327
21,393
11,707
Net
Losses
Incurred
—200
182
2,400
1,117
3,151
80
1,281
109
—543
3,335
131
56
439
186
—15,422
2,869
198
422
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
855
1,262
—410
341
10
5,006
20,023
1,651
459
4,089
89
5,060
403
1,829
16,614
589
—1,663
850
3,424
3,142
1,943
1,982
130
1,800
61
831
451
—1,693
119
703
3,412
19
73
429
283
34
171
2,777
11,106
726
—33
2,113
—138
5,862
700
7,480
327
283
350
1,115
1,189
769
308
—43
—103
232
—43
646
—269
41
1
Net
Premiums
Written
3,034
1,486
35,103
11,820
1,981
119,733
31
5,514
—2
941
37,396
43,704
175
17,610
Net
Losses
Incurred
29,760
908
54,438
8,218
2,151
1,211
132,965
3,458
10
90
8,449
26,700
31,017
4,217
Plate Glass
Net
Premiums
Written
3,368
436
97
1,618
6,471
31
543
7,673
—1
4,270
1,020
1,592
1,677
1,439
282
2,286
190
500
91
1,377
73
656
2,846
2
21
151
106
1,093
1,654
133
144
164
5,090
457
I.V.—Impact by Vehicles.
L.S.—Live Stock.
S.L.—Sprinkler Leakage.
T.—Title.
Net
Losses
Incurred
3,483
103
467
25
—64
951
3,805
411
308
4,706
2,576
1,029
3,525
615
582
141
112
586
308
1,220
43
384
1,048
678
615
1,027
1,334
295
26
118
3,321
206
B 73
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote.)
Net
Premiums
Written
Net
Losses
Incurred
81,456
848
81,130
—3
2,695
433
26,650
68,869
23,675
14,678
36,640
829
4,868
46,254
18,107
52,033
18,676
5,472
2,296
3,398
73,957
3,172
—6,074
3,014
30,469
2,734
24,607
33,493
1,096
1,122
11,470
14,138
199
8,653
35,824
1,740
9,554
1,046
9,351
7,117
197,934
160,172
3,365
3,002
29,902
1,109
32,721
326
796
12,060
36,173
15,912
6,166
20,216
254
8,183
31,891
10,867
49,455
12,621
4,220
2,266
38,934
1,086
898
7,117
12,250
874
7,866
21,455
160
1,709
14,885
11,658
1
7,496
27,261
2,115
5,423
2,799
7,496
100,166
82,268
1,084
1,827
7,003
3J77
214
—281
—796
464
427
3,773
129
682
1,138
1,147
172
148
603
—8
1,249
3,296
2,096
160
54
2,038
2,746
1,176
11,830
410
86
947
318
112
1,447
1,871
104
12
183
258
443
593
-52
1,322
411
142
30
26
2
205
—39
698
51
1,072
—793
501
3,895
180
501
8,973
36
6,459
22
2,083
29
3,872
15,549
399
1,232
15,609
12,757
2,282
12,722
2,816
1,963
236
9,605
456
—533
800
3,601
144
1,299
4,779
36
10
2,221
1,702
2,540
113
4,334
580
837
— 1
32,009
22
350
1,981
407
7
1,182
4,727
115
87
7,293
1,806
809
1,067
333
—70
651
139
454
166
729
6
63
564
366
333
285
2,255
806
40
13,877
163
21
F.
B.
E.
F.
rB.
E.
F.
H
E.
B.
E.
F.
fE.
Ex.
W.
.
B.
F.
i
B.
F.
E.
E.
B.
F.
B.
C.
E.
W.D.—Water Damage.
W.—Windstorm and Weather.
1,405
—250
19
5,621
—125
98
E.
383
W.
6,064
328
1,712
5
466
123
24
-416
165
51
2
—26
2
2,114
45
2,902
8
4,650
99
3,594
90
5,522
16
206
5,466
162
145
578
6,990
—72
20
8
17
251
—35
9
122
33
—79
22
—72
20
6,117
127
128
139
U45
146
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
 Name of Company
77. Munich Reinsurance Co.       ,.	
78.' Munich Reinsurance Co. of Canada _____
79. Mutual Boiler & Machinery Insurance Co. __
80. Mutual Fire Insurance Co. of British Columbia	
81. Mutual Life Assurance Co. of Canada	
82. Mutual Life Insurance Co. of New York	
83. Mutual of Omaha Insurance Col	
84. National Employers9 Mutual General Ins. Assn. Ltd.
85. National Life Assurance Co. of Canada	
86. New Hampshire Insurance Co.         ]
87. New India Assurance Co. Ltd. _____
88. New York Fire Insurance Co.	
89. New York Life Insurance Co.	
90. New York Underwriters Insurance Co.	
91. New Zealand Insurance Co. Ltd.	
192. Niagara Fire Insurance Co..
193. Non-Marine Underwriters, Members of Lloyd's.
194. Nordisk Reinsurance Co. Ltd	
195. North American Life & Casualty Co.	
196. North American life Assurance Co.	
197. North British & Mercantile Insurance Co. Ltd.
198. Northern Assurance Co. Ltd.	
199. Northwestern Mutual Insurance Co.	
200. Norwich Union Fire Insurance Society Ltd..
201. Occidental Fire Insurance Co.	
202. Occidental Life Insurance Co. of Califorma-__-_-_
203. Ocean Accident & Guarantee Corporation Ltd.
204. Old Colony Insurance Co.	
205. Old Republic Insurance Co.	
206. Olympic Insurance Co.	
207. Orion Insurance Co. Ltd	
208. Pacific Coast Fire Insurance Co.	
209. Pacific Coast Fishermen's Mutual Marine Ins. Co..
210. Pacific Insurance Co. of New York	
211. Pacific Indemnity Co.	
212. Palatine Insurance Co. Ltd.	
213. Patriotic Assurance Co. Ltd.	
214. Paul Revere Life Insurance Co.
215. Pearl Assurance Co. Ltd.	
216. Peerless Insurance Co.	
217. Perth Mutual Fire Insurance Co..
218. Phoenix Assurance Co. Ltd.	
219. Phoenix Insurance Co.
220. Planet Assurance Co. Ltd	
??*' Protective Association of Canada	
222. Provident Assurance Co. Ltd	
223. Provincial Insurance Co. Ltd	
224. Prudential Assurance Co. Ltd...
Ill' P_udential Insurance Co. of America.
*-o. Quebec Assurance Co.	
HI' 3ucensland Insurance Co. Ltd.
^-8. Railway Passengers Assurance Co.
229. Reinsurance Corporation Ltd	
Personal Accident
Net
Premiums
Written
391
391
4,845
165,510
11,027
2,202
6,021
56,044
3,575
84,376
6,097
1,028
1,310
2,854
458
353
284
5,694
"5,984
1,860
18,760
5,143
940
628
186
Net
Losses
Incurred
1,013
1,013
4,674
20,450
10,574
4,628
1,030
1,154
20,614
38,576
126
176
396
15
54
—4,370
251
550
2,780
15,201
1,537
96
Accident
Public Liability
Net
Premiums
Written
2,145
2,166
9,565
11,265
9
614
3,734
20,484
261,734
13,954
122,839
90,747
28,882
4,152
13,149
163
1,016
10,579
~8,063
683
1,759
3,146
83,237
20,192
39,952
—719
—4
20,915
12,580
34,745
~4*260
11,797
2,955
4,570
B.—Boiler and Machinery. C—Credit. B.—Earthquake. Ex.—Explosion.
Net
Losses
Incurred
1,790
1,789
1,833
740
32
288
2,277
57,126
11,641
54,304
38,916
31,808
3,466
10,892
15
—32,425
4,785
3,877
—4,780
1,485
34,912
—1,639
4,613
22,009
—855
5,419
8,265
13,011
—1,006
3,498
2,475
24,129
Employer's Liability
Net
Premiums
Written
8
8
64
374
1,872
142
3,667
534
42
134
8
18
1,349
81
4,430
228
31
290
2,405
30
Net
Losses
Incurred
■2
1
389
120
1,617
12
116
100
2,049
32
-32
F. A.—Falling Aircraft.
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1963—Continued
Combined Accident
and Sickness
Net
Premiums
Written
531,218
90,690
538,341
131,613
123,608
2,053
123,253
39,494
15,689
11,186
4,775
63,243
15,007
2,046
138,607
23,644
34,694
230,404
3,411
Net
Losses
Incurred
F.—Forgery.
401,736
43,423
270,867
113,988
104,328
78,790
30,209
16,065
5,181
4,585
15,008
14,410
1,965
85,626
11,000
11,147
140,406
3,276
Sickness
Net
Premiums
Written
54
54
1,428
—790
583
38,774
933
253
130
408
56
1,269
340
223
138
11
Net
Losses
Incurred
283
283
85
128
12,203
5
60
39
122
17
924
36
30
27
Aircraft
Net
Premiums
Written
26,312
26,312
434,180
11,252
48,477
180,726
44,462
-2,708
4,560
H.—Hail.
L.H.—Limited Hail.
Net
Losses
Incurred
8,653
8,653
— 100,396
9,615
21,729
128,824
13,041
-20
2,510
Guarantee
Net
Premiums
Written
132
132
174
14,427
13,551
2,130
708
8,710
646
2,047
886
97
276
13,998
3,886
13,478
1,223
5,164
2^381
""662
462
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
23
23
■21,181
I.V.—Impact by Vehicles.
1,233
—34
7,491
376
1,180
328
161
13,573
5,165
—613
-96
42
269
Net
Losses
Incurred
492
490
325
14,406
155
1,965
32,284
415
867
988
875
7,619
258
824
2,380
299
13,718
109
8,047
7,970
82
11,655
4,365
81
183
3,512
846
5,230
226
388
Marine
240
241
8,129
4
619
3*413
23
211
-348
—96
541
64
203
13
506
28
279
671
3,016
319
—1
— 1
23
395
280
1,270
46
—4,187
Net
Premiums
Written
16,552
2,128
39,274
13,180
28,896
239,614
32,680
10,600
527,536
1,387
217
13,718
Net
Losses
Incurred
Plate Glass
13,061
1.151
15,009
3,542
19,411
260,753
34,264
7,039
173,138
6,548
11,503
Net
Premiums
Written
65
65
1,422
393
10
392
1,172
90
1,969
2,492
13,067
2,792
599
1,884
456
1,019
2,237
257
25
944
4,594
2,977
-16
1,926
2,748
2,018
110
595
428
84
L.S.—Live Stock. S.L.—Sprinkler Leakage. T.—Title.
Net
Losses
Incurred
74
75
430
191
22
696
363
228
1,037
627
8,069
1,236
315
991
75
778
1,046
136
37
1,098
2,798
2,402
417
1,014
2,415
1,413
245
360
225
228
B 75
Personal Property
Net
Premiums
Written
9,917
9,167
23,021
26,159
1,855
1,015
31,886
6,418
42,192
1,256,060
8,502
28,411
76,445
118,651
62,341
7,485
28,642
3,367
—268
8,050
9,735
14,168
17,592
3,160
1,032
36,444
51,273
119,240
23,620
—13
"~29,523
17,458
70,591
4,600
103,686
5,748
15,822
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote.)
Net
Premiums
Written
4,732
4,662
22,454
32,457
3,793
1,310
16,460
3,827
5,416
3,326,123
5,736
18,497
129,981
60,920
38,565
5,452
21,625
21,150
4,575
79,049
8,593
1,600
2,336
—6
29,379
17,364
17,503
54,858
—94
10,731
7,310
30,306
5,048
39,576
4,032
25,301
1,206
1,342
1,332
567
47
7,211
1,385,139
629
2,478
8,260
3,687
686
2,157
869
31
294
5,020
3,332
5,334
—413
1,092
947
10,448
759
609
490
2,485
517
590
313
14
2,178,522
85
2,018
4,051
1,132
255
1,044
1,920
129
—4
275
756
2,341
966
1,057
312
■2,802
164
1,337
223
1,090
338
338
2,816
1,667
7
11
283
1,347
2,912
460
3,795
3,001
4,739
4,262
1,157
3,602
956
1,933
1,618
127
494
208
7,831
13,934
7,800
901
5,360
2,849
3,761
880
2,312
823
709
256
255
529
227
686
244
—1,000
289
397
7,287
3,521
6,618
121
380
60
165
809
9
52
1,099
3,506
4,059
275
290
1,112
2,135
133
—181
86
398
B.          229,025
W. ll	
E.
B.
E.
F.
f-B.
E.
Ex.
F.
L.S.
{
{
B.
F.
B.
F.
B.
F.
B.
F.
!
E.
Ex.
B. .
B.
F.
E.
E.
F.
W.
F.
E.
F.
W.
E.
{
{
E.
SX.
W.D.—Water Damage.
W.—Windstorm and Weather.
2
83
1,961
36
29,744
18,031
7
8
3,078
4,386
41
1,614
-65
1,335
13
6,345
39
345
10
573
6
13
1,758
38
20
85
—22
—5
29
18
2,956
27
B.
F.
1,690
36
B.
F.
954
9
Net
Losses
Incurred
48,479
4,198
593
7,500
617
187
590
1
80
-29
8
134
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
H93
194
195
196
) 197
198
199
200
}201
J
202
1 203
204
205
206
207
208
209
| 210
211
)212
213
214
215
216
217
218
219
220
221
222
223
)224
225
)226
227
| 228
229
 Name of Company
Accident
Personal Accident
Net
Premiums
Written
230. Reliance Insurance Co. of Canada.
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
Reliance Insurance Co. of Philadelphia.
Reliance Marine Insurance Co. Ltd.	
River Thames Insurance Co. Ltd.	
Royal Exchange Assurance	
Royal Insurance Co. Ltd.
Safeco Insurance Co. of America	
St Paul Fire & Marine Insurance Co.
St. Paul Mercury Insurance Co.	
Saskatchewan Mutual Insurance Co.	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co. Ltd.	
Scottish Union & National Insurance Co.	
Sea Insurance Co. Ltd.	
Seaboard Life Insurance Co.	
Security Mutual Casualty C!t%.
Security National Insurance Co.	
Service Fire Insurance Co. of New York	
Skandinavia Insurance Co. Ltd.	
Springfield Insurance Co	
Standard Marine Insurance Co. Ltd..	
Stanstead & Sherbrooke Insurance Co.	
State Farm Fire & Casualty Co.	
State Farm Mutual Automobile Insurance Co..
Storebrand Insurance Co. Ltd.	
Sun Insurance Office Ltd.	
Sun Life Assurance Co. of Canada	
Switzerland General Insurance Co. Ltd.	
Thames & Mersey Marine Insurance Co. Ltd—
Tokio Marine & Fire Insurance Co. Ltd.	
Toronto General Insurance Co. Ltd.	
Traders General Insurance Co.	
Transport Indemnity Co.	
Transportation Insurance Co.	
Travelers Indemnity Co.	
Travelers Insurance Co.	
Union Assurance Society Ltd..
Union Insurance Society of Canton Ltd.
Union Marine & General Insurance Co. Ltd..
Union Reinsurance Co.	
United British Insurance Co. Ltd	
United Canada Insurance Co.	
United States Fidelity & Guaranty Co.	
United States Fire Insurance Co.	
Unity Fire & General Insurance Co	
Universal Reinsurance Co. Ltd.	
Victoria Insurance Co. of Canada	
Victory Insurance Co. Ltd.	
Wawanesa Mutual Insurance Co.	
Wellington Fire Insurance Co.	
Westchester Fire Insurance Co..
Western Assurance Co.	
Western Surety Co.	
Western Union Insurance Co.	
Westminster Fire Office	
World Auxiliary Insurance Corporation Ltd—
World Marine & General Insurance CO. Ltd...
Yorkshire Insurance Co. Ltd.	
Zurich Insurance Co.	
Totals for 1963	
Totals for 1962	
3,940
22,291
7,229
12
798
9,668
619
1,849
17,205
3,029
8,552
175
147,504
705
1,554
393
98
124
472
1,669
5,851
4,272
297
4^839
3,399
787
$1,151,066
Net
Losses
Incurred
Public Liability
1,081
37,752
685
2,048
2,356
2,206
668
6,151
452
178,956
108
7,213
164
43
665
2,327
—1,334
7,115
1,200
1,177
—164
739
Net
Premiums
Written
—308
456
56*384
59,199
26,367
67,496
35,732
11,074
10,034
15,514
7,193
6,070
5,403
—18
8,562
2,186
7
9,433
11,096
62,722
238
56,843
5,239
3,518
114,827
6,617
1,654
53,411
7,090
806
3,457
895
13,853
109,201
11,879
31,710
6,859
389
902
6,339
68,510
59,592
Net
Losses
Incurred
Employer's Liability
Net
Premiums
Written
$738,724
$3,467,652
—367
56
60,944
-7,656
11,039
44,893
3,404
7,751
8,464
6,188
1,797
2,344
1,194
541
823
575
402
2,212
129
■45,506
2,294
11,182
2,971
21,501
50
222
55
•4,205
189
1,389
2,419
6
28,275
3,833
3,234
363
3,094
2,598
22,709
$1,321,666        $678,758     $3,719,200     $1,067,351
$1,550,285
89
18
733
353
848
671
546
57
443
137
19
•23
14
60
54
79
1,088
1,184
3,953
36
3,278
116
29
1,290
235
22
7
32
26
7
133
35
" 199
1,979
1,373
$87,882
Net
Losses
Incurred
•264
118
93
185
3
16
-558
2,578
-710
303
1,193
-5
mm
92
410
259
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1963—Continued
Combined Accident
and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Sickness
348
1,278
43,478
23,691
450,923
863,219
4,093
637
35
338,080
—20
592
15,935
24,975
428,642
699,537
3,931
296
838
234,841
$93.300 $67/780 [$13,007,289 | $9,092,293
$21,951
$11,738,267
$7,690,220
Net
Premiums
Written
B.^Boiler and Machinery.
Credit.
E.—Earthquake.
Ex
,—Explosion. F.A.—Falling Aircraft. F.-Forgery.
H.—Hail.
1,076
724
501
4,436
40
388
634
88,151
111
27
391
1,379
2,218
106
$161,581
Net
Losses
Incurred
246
■42
25
1,395
576
14,898
34
—629
225
697
172
Aircraft
Net
Premiums
Written
6,020
23,508
60,453
7,634
3,230
8,203
22,453
8,203
858
—124
Net
Losses
Incurred
Guarantee
Net
Premiums
Written
—1,113
3,173
42,655
5,317
—13
—4,045
18,031
3,196
17
—124
$221,438 I       $58,719 1 $1*596*8151     $582,962
$79,399
$2,325,396
$1,699,476
523
14,845
13,832
22,112
589
52
686
1,005
50,915
5,656
10,852
553
8,265
323,253
1,843
924
5,507
6,068
4,277
159
20
8,406
889
$1,403,053
$1,247,148
L.H.—Limited Hail.
I.V.—Impact by Vehicles.
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
263
—2,757
361
158
750
4,738
320
4,475
—21,873
127
—1,839
4,024
—223
$120,882
1,628
172
2,687
462
7,527
12,422
292
1
65
108
1,969
411
6,664
146
81
503
1,766
320
1,273
5,529
8,307
218
25,529
1,465
112
74
18
1,027
1,703
1,005
40
6,677
13,224
11,172
2,988
9,217
410
195
18,354
4,587
$619,592
137
545
334
6
5,488
3,146
16
—76
—43
—307
— 16
3,918
76
—505
195
—301
139
—7,221
5,405
55
7,154
7
1
365
194
—232
-2,007
4,969
7,946
392
1,135
—1
—65
5,415
1,057
$61,541        $501,458        $125,850
$148,775
Net
Premiums
Written
594
52
22,508
~~ 767
2,483
4,843
2,780
112
322
—73
13,844
2,851
65,360
25,642
12,986
2,166
404,054
147,234
12,428
24,853
75,049
32,679
24,587
Net
Losses
Incurred
Plate Glass
18,672
526
6,941
2,206
—9
-2,382
31,015
•24,976
58,120
35,198
9,150
2,344
251,598
104,939
10,334
20,666
62,340
28,832
27,558
1,095
Net
Premiums
Written
—7
40
2,859
5,167
428
186
1,067
858
753
212
310
937
25
9,350
1,020
1,226
1,753
514
7,638
458
113
334
498
—3
126
70
666
12,437
2,228
4,871
1,018
54
2
1,063
7,908
$3,145,033
$2,211,108
$388,171
Net
Losses
Incurred
179
1,284
2,031
281
252
637
665
334
154
140
292
4,043
1,029
494
784
270
2,897
206
51
277
268
148
1,018
10,069
919
1,971
618
13
135
3,533
$3,035,837     $2,130,598       $352^65 |     $217,927
$250,314
Personal Property
Net
Premiums
Written
14,488
46,614
20,694
20,330
82,578
88,225
81,046
18,788
14,996
16,959
5,575
25,119
3,982
3,588
2,254
840
5,406
—100
10,546
7
7,554
26,209
21,034
11,808
33,826
14,234
40,839
6,320
179,473
3,865
2,927
751
23,730
20,362
2,156
19,216
14,182
58,752
233,593
77,291
25,524
90,198
3,848
669
6,073
12,979
76,183
55,240
Net
Losses
Incurred
Real Property
Net
Premiums
Written
24,372
34,748
7,358
13,654
54,925
22,687
24,140
18,951
8,526
8,559
7,496
17,933
6,136
625
1,612
100
7,319
14
5,466
4,313
15,730
11,829
3,890
18,926
35,215
35,908
4,672
76,718
2,291
1,749
457
11,043
7,894
4,682
8,174
6,305
45,216
104,144
49,677
8,075
40,363
1,643
—536
4,837
11,244
50,557
39,534
Net
Losses
Incurred
Theft
Net
Premiums
Written
646
—188
6,146
3,297
3,165
1,028
393
645
12
718
946
177
393
159
84
1,072
3,006
1,111
3,470
2,304
588
15,570
172
56
28
1,118
3,606
—15
1,462
17
6,294
•17,733
6,865
25,210
2,729
72
1,764
9,246
9,499
$6,980,263
$4,335,581
$1,684,488
414
—685
1,531
—84
1,360
845
—1,268
10
117
501
323
221
152
33
36
390
7,791
1,314
910
258
13,246
67
18
9
—7
848
82
455
1,943
21,094
1,713
6,096
167
—152
752
3,262
11,690
$7,348,757     $7,092,065     $1,819,879       $2,325,897
$295,988
L.S.—Live Stock.
S.L.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
386
17
2,215
8,331
2,605
952
1,965
1,378
1,126
581
1,249
33
2,087
1,436
2,282
6,756
10,835
987
13,502
22
350
88
5,940
2,270
336
430
206
2,829
17,627
3,155
6,644
726
41
43
165
9,392
11,680
$719,771
Net
Losses
Incurred
118
45
128
1,098
5,699
651
■1,859
191
1,786
42
349
165
416
116
808
5,857
1,811
104
1,696
155
21
5
1,390
723
—336
121
~~844
9,067
1,377
B 77
—236
210
26
1,234
1,483
$644,974 I   $260,077
$508,626
Miscellaneous
(See footnote.)
Net
Premiums
Written
Net
Losses
Incurred
E.
F.
W.
B.
B.
SX.
E.
F.
!
B.
E.
{
B.
E.
—9
—2
12
1,647
37
5,170
—17
121
2,277
523
244
12,915
85
6
117
76
■69,705
1,900
1,144
11
3,095
19
E.
E.
F.
81
40
405
E.
81
§
—74
—8
1,579
449
E.
L.S.
10
7,756
■237
64
6
64
27
18
10,741
44,425
161
73
24
2,770
$1,017,614   $504,718
$1,544,830
$427,287
f230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
7 264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
7 279
280
7 281
282
283
284
285
286
287
288
  REPORT OF THE SUPERINTENDENT OF INSURANCE. 1963
B 19
TABLE X.—OTHER INSURANCE (TABLE IX) SUMMARY
(Figures shown in nearest thousand.)
Class of Insurance
AC-d-.'iit'—
Personal accident, P.
^Personal accident, L
Public liability, P	
Public liability, L
Employer's liability, P~
Employer's liability, L..
Combined accident and sickness,
Combined accident and sickness,
L,	
Sickness, P.	
Sickness, L.	
Aircraft,?	
Aircraft, L...
Guarantee, P—
Guarantee, L._
Inland transportation, P.	
Inland transportation L.	
Marine, P.	
Marine, L.	
Plate-glass, P..
Plate-glass, L_
Personal property, P-
Personal property, L.Real property, P.	
Real property, L.	
__eft,P	
__t,I	
Other forms, P	
Other forms, L.	
Totals, P._
Totals, L..
$792,000
129,000
3,158,000
1,360,000
68,000
7,000
9,015,000
5,313,000
138,000
18,000
2,099,000
49,000
935,000
400,000
1,117,000
294,000
3,819,000
2,290,000
349,000
171,000
6,878,000
2,681,000
723,000
— 176,000
629,000
329,000
1,042,000
403,000
$30,762,000
13,268,000
$839,000
140,000
3,233,000
1,255,000
63,000
29,000
9,826,000
5,825,000
158,000
55,000
1,659,000
943,000
1,020,000
113,000
416,000
378,000
3,898,000
1,933,000
350,000
206,000
7,095,000
5,782,000
1,373,000
114,000
655,000
382,000
1,284,000
363,000
$31,869,000
17,518,000
$991,000
338,000
3,719,000
1,469,000
74,000
41,000
10,851,000
6,776,000
152,000
53,000
2,182,000
802,000
1,090,000
268,000
797,000
722,000
3,342,000
2,401,000
363,000
205,000
7,267,000
3,390,000
1,595,000
329,000
673,000
211,000
1,060,000
483,000
$34,156,000
17,488,000
$1,151,000
739,000
3,468,000
1,550,000
88,000
22,000
11,738,000
7,690,000
162,000
79,000
2,325,000
1,609,000
1,247,000
121,000
620,000
149,000
3,145,000
2,211,000
388,000
250,000
6,980,000
4,336,000
1,684,000
296,000
720,000
509,000
1,545,000
427,000
$35,261,000
19,988,000
$1,322,000
679,000
3,719,000
1,067,000
93,000
68,000
13,007,000
9,092,000
221,000
59,000
1,597,000
583,000
1,403,000
62,000
501,000
126,000
3,036,000
2,131,000
353,000
218,000
7,349,000
7,092,000
1,820,000
2,326,000
645,000
260,000
1,018,000
505,000
$36,084,000
24,268,000
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1964
U6C-S64-7327

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