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SEVENTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1928… British Columbia. Legislative Assembly [1929]

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 SEVENTEENTH ANNUAL REPORT
SUPERINTENDENT OF INSURANCE
PROVINCE OF BRITISH COLUMBIA
1928
(BUSINESS TRANSACTED IN 1927)
PRINTED BY
AUTHORITY OE THE  LEGISLATIVE ASSEMBLY.
VICTORIA,   B.C.:
Printed by Charles P. Banfield, Printer to the King's Most Excellent Majesty.
1928.
PROVINCIAL LIBRARY,.
VICTORIA. B. C.
	
  To His Honour Robert Randolph Bktjce,
Lieutenant-Governor of the Province of British Columbia.
May it please Youk Honotjk :
The undersigned has the honour to present the Seventeenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1927.
A. M. MANSON,
Attorney-General.
Victoria, B.C., June 1st, 1928.
 TABLE OF CONTENTS.
ANNUAL STATEMENTS.
Page.
British Columbia Plate Glass Insurance Co     7
Empire Life Insurance Co _     9
General Casualty Co. of America  10
Grand Council of Canadian Order of Chosen Friends  26
Home Assurance Co. of Canada _  12
Mutual Fire Insurance Co. of British Columbia  14
Odd Fellows' Relief Association of Canada ,  29
Ohio Farmers Insurance Co  15
Ontario Equitable Fire & Marine Insurance Co _  17
Sons of Scotland  30
Royal Plate Glass Insurance Co. of Canada  19
Toronto Casualty Fire & Marine Insurance Co  20
Wawanesa Mutual Insurance Co _  23
Western Empire Life Assurance Co  24
TABLES.
Fire Insurance—
Companies licensed, List of December 31st, 1927  33
Companies admitted during 1927     5
Premiums and Losses (net), 1927 _  43
Summary for 1923-27  45
Life Insurance—
Companies licensed, List of December 31st, 1927  33
Companies admitted during 1927     5
Premiums, etc., 1927  47
Summary, 1923-27 -  48
Miscellaneous Insurance (except Automobile Insurance) —
Companies licensed, List of December 31st, 1927  33
Companies admitted, 1927     5
Premiums and Losses, 1927  51
Summary for 1923-27  50
Automobile Insurance Premiums and Losses, 1927  49
Investments in British Columbia—
Life Companies  47
Other Companies  46
 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C., June 1st, 1928.
The Honourable A. M. Manson,
Attorney-General, Victoria, B.C.
Sir,—I beg to submit my report, the Seventeenth Annual Report of the Department, covering
the year ended December 31st, 1927, in accordance with section 217 (1) of the " Insurance Act,"
chapter 20, 1925.
At the end of the year there were 243 insurers licensed to transact business, twelve new
companies having been licensed, as follows:—
Commercial Life Assurance Company of Canada, Edmonton, Alberta.
Federated British Insurance Company, Limited, London, England.
Fonciere Fire Insurance Company, Paris, France.
General Casualty Company of America, Seattle, Wash.
General Casualty Insurance Company, Paris, France.
General Insurance Company of America, Seattle, Wash.
Local Government Guarantee Society, Limited, London, England.
Ohio Farmers Insurance Company, LeRoy, Ohio.
Pioneer Insurance Company, Winnipeg, Man.
St. Paul Mercury Indemnity Company of St. Paul, Wilmington, Delaware.
Sun Insurance Office, Limited, London, England.
Svea Fire & Life Insurance Company, Limited, Gothenburg, Sweden.
The Grain Dealers National Mutual Fire Insurance Company, of Indianapolis, withdrew
from this Province in January, 1927, and the Mutual Life and Citizens' Assurance Company,
Limited, of Sydney, Australia, also ceased business in this Province in October, 1927.
The origin of the various insurers, a complete list licensed as at December 31st, 1927, of
which will be found on page 33, is as follows:—
SUMMARY.
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
59
8
61
2
1
1
6
3
i
2
86
2
6
3
2
9
59
14
64
2
1
1
France	
6
3
1
Switzerland	
2
88
Totals    	
230
13
243
A list of the underwriters' agencies, nineteen in number, licensed in this Province will also
be found on page 42. The New Haven Underwriters, representing the Security Insurance Company of New Haven, Connecticut, ceased business in the Province during 1927.
 Three new reciprocal exchanges obtained permits under section 174 of the Act, and they are
as follows:—
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
United States Inter Insurance Association, Seattle, Wash.
Warner Reciprocal Insurers, Chicago, 111.
The total number of reciprocal exchanges granted permits under section 174 is fourteen, and
a list of them will be found on page 41.
Two fraternal societies—namely, Sons of Norway, Minneapolis, Minn., and Sons of Scotland
Benevolent Association, Toronto, Ont.—were duly licensed, making four fraternal societies
licensed in this Province, a list of which will be found on page 41.
In pursuance of the requirements of the Act, list of licensed agents were published in the
British Columbia Gazette and distributed, showing that there were 1,421 life insurance agents,
1,718 fire and miscellaneous insurance agents, and 18 adjusters carrying on business in the
Province during 1927.
Statement of fire insurance premiums, losses incurred, and losses paid for 1927, with a
summary for the past five years, will be found on page 43.
Tables showing life, automobile, and miscellaneous insurance business transacted during the
year will also be found on pages 33, 49, and 51.
In August, 1927, the Superintendents of Insurance for the Provinces of Canada held their
annual conference in Quebec, Que., when the following were present: For Quebec, O. Sharpe,
Superintendent of Insurance; Ontario, R. Leighton Foster, Superintendent of Insurance;
Manitoba, Charles Heath, Superintendent of Insurance; Saskatchewan, A. E. Fisher, Superintendent of Insurance; British Columbia, J. P. Dougherty, Superintendent of Insurance, and
H. G. Garrett, Deputy Superintendent of Insurance. Mr. Henry Brace, Deputy Superintendent
of Insurance for the Province of Alberta, was unable to be present owing to unforeseen circumstances. At this conference a number of very interesting subjects were discussed, among which
was the Question of a Uniform Agents' Licensing Act. This same question is to be discussed
further at the approaching conference to be held in Regina in September.
During the past year there were only a few minor amendments made to the " Insurance
Act" of this Province in order to bring it into uniformity with the Insurance Acts of the other
Provinces.
There were two appeals against the decision of the Superintendent in the matter of agents'
licences, and his decision was unanimously upheld in each case by the Arbitration Board, as
provided for in the Act.
" REAL-ESTATE AGENTS' LICENSING ACT."
The amendment made at the session of the Legislature in 1927 requiring all real-estate
agents and salesmen in municipalities of a population of over 10,000 to furnish a bond in the
sum of $1,000 is proving beneficial, and to my mind is an excellent piece of legislation, and I
have no doubt it will eventually be the means of eliminating a number of undesirable agents
that the Act could not otherwise reach. There have been several prosecutions against agents
who have been negligent in living up to the requirements of the Act, and in every case, except
one, the Department has secured a conviction.
I have the honour to be,
Sir,
Your obedient servant,
J. P. DOUGHERTY,
Superintendent of Insurance.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 7
APPENDIX.
Annual Statements of Provincial Licensees for the Year ended
December 31st, 1927.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter E. Graveley. H. W. Chamberlain.
F. M. Chaldecott. W. J. Albutt.
F. G. Syder.
Alfred Farmer, Secretary.
Amount deposited with the Government of British Columbia :  Inscribed stock, £ 200;  Township of Richmond bonds, $5,000;  Dominion of Canada bonds, $1,000;  total (par), $6,220.17.
Authorized capital   $25,000
Amount subscribed       9,600
Amount paid up in cash       9,600
Statement for the Year ended December 31st, 1927.
Assets.
Book value of bonds, debentures, etc., owned by the Company  $63,498.03
Cash in banks , _         950.49
Interest accrued         223.77
Agents' balances and premiums uncollected (net commissions deducted) :   Written on
or after October 1st, 1927, $4,664.46;  written prior to October 1st, 1927, $4,223.13..     8,887.59
Agents' commissions paid in advance •.      9,913.30
Gross assets of the Company  $83,473.18
Deduct assets not admitted:   Agents' balances on premiums written prior to October
1st,   1927       4.223.13
Total admitted assets  $79,250.05
Liabilities.
Total provision for unpaid claims        $837.93
Total net reserve, $24,783.26, carried out at 80 per cent, thereof     19.826.60
Taxes due and accrued       2,000.00
Total of all liabilities (except capital stock)  $22,664.53
Capital stock paid in cash     $9,600.00
Rest Account _     30,000.00
Surplus in Profit and Loss Account       5,879.26
Excess of assets over liabilities  $45,479.26
 P 8
BRITISH COLUMBIA.
Profit and Loss Account.
Reserve of unearned premiums (80 per cent.)	
At beginning of year  $25,082.28
At end of year     19,826.60
$18,302.51
Increase 	
Net premiums earned..
Net claims incurred	
Net adjustment expenses, commissions, taxes, salaries, etc..
5,255.68
$23,558.19
$11,288.68
9,573.15
All other expenses  $20,861.83
Underwriting profit _	
Interest, dividends, and rents earned..
Net profit for the year	
Surplus of assets over liabilities (excluding capital stock) at beginning of year..
Net profit brought down	
$2,696.36
3,182.90
$5,879.26
$46,1S8.97
5,879.26
$52,068.23
Increase in disallowed assets     $1,276.01
Dividends declared       2,880.00
4,156.01
Surplus of assets over liabilities (excluding capital stock) at end of year..
List of Shareholders.
$47,912.22
Name.
Residence.
Amount,
subscribed.
Amount
paid.
Albutt,  W.  J	
Albutt,  Mrs. E. A.
Akroyd, H. C	
Barnsley, Rev. Geo..
Beasley, A.  P	
Bell-Irving, H	
Blythe, Miss P. I. .
Chaldecott, P. M. .
Chamberlain, H. W
Charleson, Edith H
Creery, A. McC	
Graveley, W. E	
Hope,  C.  E	
Martin,   Robert   	
Rogers, Jonathan ..
Syder, P. G	
Vancouver.
Yorkshire, England	
Victoria	
Vancouver	
Metchosin, Vancouver Island..
Vancouver	
$2,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
i,60O.00
$2,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
9,600.00
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 9
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office;—Toronto, Ont.
Directors.
W. G. Jackson. B. R. McKenzie.
F. H. Kirkpatrick. J. M. Vaughan.
M. P. Langstaff. A. H. Vanderburgh.
S. R. Mackellar. T. H. Wilson.
J. Ross Paterson, Secretary.
Amount deposited with the Government of British Columbia : Hydro Electric Power Commission of Ontario 6-per-cent. bonds, $10,000; Canadian Northern Pacific Railway Company
4-per-cent. debenture stock, £ 600;   Province of British Columbia debentures, $13,000.
Authorized capital   $2,000,000
Amount subscribed  -     1,456,900
Amount paid in cash        145,690
Statement for the Year ended December 31st, 1927.
Assets.
Mortgage loans on real estate  $139,460.00
Amount secured by the Company's policies in force, the reserve on each policy being
in excess of all indebtedness:   (a.) Loans to policyholders        5,171.51
Book value of bonds, debentures, etc., owned by the Company     203,255.59
Cash at head office, $4.54 ;   in banks, $51,410.64 :      51,415.18
Total ledger assets  $399,302.28
Interest accrued _      $3,779.49
Net premiums due and uncollected       37,372.30
Balances due from agents         1,600.36
Total non-ledger assets     $42,752.15
Total assets _  $442,054.43
Liabilities.
Net liability under assurance, annuity, and supplementary contracts in force for payments not due, dependent on life, disability, or any other contingency or on a
term  certain  $200,843.00
Net liability for payments due under contracts  667.10
Received from policyholders in advance  711.90
Medical examiners' fees due and accrued, $786;  legal fees due and accrued, $215.50;
auditors' fees, $350;   miscellaneous, $8,233.18  9,584.68
Commission to agents due and accrued  6,318.05
Payments received on shares not allotted  5,050.00
Total liabilities   (except capital stock)  $223,174.73
Income.
Total net premium income and consideration for annuities  $143,305.48
Interest and dividends  13,957.95
Total income  $157,263.43
 Disbursements.
Total net disbursements in respect of assurance and annuity contracts       $8,031.66
Taxes, licences, and fees        3,021.76
Head Office expenses:   Salaries, $20,639.85;   directors' fees,  $662;   auditors'  fees,
$600;    travelling  expenses,  $3,036.48;    rents,   $2,174.83;    investment  expenses,
$2,525       29,638.16
Branch office and agency expenses: Assurance commissions, first year, $27,634.74;
assurance commissions, renewal, $3,969.08 ;  salaries, $18,788.79 ;  rents, $1,088.71;
miscellaneous, $11,533.50        63,014.88
All other expenses :  Advertising, $2,128.73 ;   books and periodicals, $228.85;   express,
telegrams, and telephones, $001.87;   legal fees, $509.91;   medical fees, $1,571;
office furniture, $72.50;   postage, $1,673.59;   printing and stationery, $3,627.62;
capital  stock  sales   expenses  commission,   $18,792.50;    salaries   and   expenses,
$24,380;   miscellaneous, $2,079.27        55,665.84
Total disbursements  $159,372.30
Returns for British Columbia.
Deposit with Government ..-. .' $25,920.00
Assets     Nil
Liabilities     Nil
Premiums received   5,419.70
Losses incurred, net  Nil
Losses paid, net   Nil
Amount at risk   161,200.00
GENERAL CASUALTY COMPANY OF AMERICA.
Head Office—Seattle, Wash.
Directors.
A. D. Fisher. Henry McCleary.
J. A. Humbird. J. B. McGoldrick.
W. L. McCormick. Geo. J. Osgood.
A. H. Middleton. C. D.  Stimson.
Frank B. Martin. W. H. Talbot.
H. K. Dent.
Secretary, Frank B. Martin.
Amount deposited with the Government of British Columbia :   Canadian National Railway
definitive bonds, par value $30,000.
Authorized capital ,  $200,000
Amount subscribed     200,000
Amount paid in cash    200,000
Statement for the Year ended December 31st, 1927.
Assets.
Book value of bonds, $666,704.75;   stocks, $29,925  $696:.629.75
Deposits in trust companies and banks not on interest      27,896.20
Gross premiums in course of collection      82,987.79
Due under reinsurance treaties  589.27
Advanced expenses _  100.00
Furniture and fixtures         6,323.75
Total ledger assets  $814,526.76
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 11
Interest accrued on bonds, not in default     $11,376.36
Market value (not including interest) of bonds and stocks over book value        9,330.46
Gross assets  $835,233.58
Deduct assets not admitted— ^
Furniture, fixtures, and safes  $6,323.75
Advanced expense       100.00
        6,423.75
Total admitted assets  $828,809.83
Liabilities.
Total unpaid claims  $139,108.02
Estimated expenses of investigation and adjustment of unpaid claims  2,500.00
Total unearned premiums  274,314.41
Commissions, brokerage, and other charges due or to become due to agents or brokers
on policies effective on or after October 1st, 1927  27,088.95
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  6,178.26
Estimated amount hereafter payable for Federal, State, and other taxes based upon
business for 1927  10,681.97
Total amount of all liabilities (except capital)  $459,871.61
Capital paid up  $200,000.00
Surplus over all liabilities     168,938.22
Surplus as regards policyholders     368,938.22
Total  $828,809.83
Income.
Total net premiums  $533,193.67
Total interest and rents _     32,783.84
Contingent commission on reinsurance  982.84
Gross increase by adjustment in book value of ledger assets of bonds  285.22
Total  income  $567,245.57
Disbursements.
Total net amount paid policyholders for losses  $217,635.48
Investigation and adjustment of claims   23,046.31
Commissions or brokerage, less amount received on return premiums and reinsurance 123,806.79.
Salaries, fees,  other compensations, and travelling expenses  of  officers,  directors,
trustees, and home office employees  36,540.58
Salaries, travelling and all other expenses of branch office employees and agents not
paid by commissions  8,034.14
Inspections, including accident-prevention _  4,901.05
Rents    3,821.60
General office maintenance and expense  1,931.55
State taxes on premiums, $7,403.97 ; Insurance Department licences and fees, $1,213.35 8,617.32
Legal expenses, $466.12 ;  advertising, $4,289.27 ;   printing and stationery, $4,784.19.... 9,539.58
Postage, telegraph, telephone, exchange, and express  3,258.94
Furniture, fixtures, etc  2,686.33
Bureau and Association dues and assessments  25.91
Policyholders for dividends _  3,569.82
 P 12 BRITISH COLUMBIA.
Investment expense   $139.00
Gross decrease by adjustment in book value of ledger assets in bonds        3,026.66
Total disbursements  $450,581.06
Returns for British Columbl\.
Deposit with Government   $30,000.00
Assets   827.91
Liabilities   61.16
Premiums received   152.91
Losses incurred, net  Nil
Losses paid, net  Nil
Amount at risk 	
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
S. C. Brown. J. G. Norstrant.
F. A. Ogilvie. Evan Roberts.
C. H. St. John. A. Corrie.
W. D. Dixon. G. Fisher.
G. R. E. Eltherington.
Clarence H. St. John, Secretary.'
Authorized   capital  $500,000
Amount subscribed     500,000
Amount paid up in cash       60,327
Statement for the Year ended December 31st, 1927.
Assets.
Mortgage loans on real estate, first charges  $2,900.00
Book value of bonds, debentures, and debenture stock owned  66,799.23
Cash on hand and in banks  12,118.08
Interest accrued  -  1,092.29
Agents' balances and premiums uncollected (net commissions deducted) :   Written on
or prior to October 1st, 1927, $6.91;   written after October 1st, 1927, $3,092.68  3,099.59
Furniture and fixtures  1,948.63
All other assets—
Stationery supplies  -  1,253.00
Prepaid licence   250.00
Organization Account   1,000.00
Deposit on utility  3.00
Calls on capital stock outstanding   2,173.00
Gross assets   $92,636.82
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1927         $6.91
Furniture and fixtures      1,948.63
Organization Account      1.000.00
Stationery, etc     1,253.00
      4,208.54
Total admitted assets  $88,428.28
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 13
Liabilities.
Total provision for unpaid claims     $1,253.28
Total net reserve, carried out at 80 per cent, thereof     11,146.20
Total liabilities, excluding capital stock  $12,399.48
Capital stock paid in cash, including calls outstanding, $2,173     62,500.00
Excess of assets over liabilities  $17,737.34
Total liabilities   $92,636.82
Profit and Loss Account.
Net premiums written   $64,714.54
Reserve of unearned premiums (80 per cent.) —
At beginning of year   $7,641.51
At end of year   11,146.20
Increase   3,504.69
Net premiums earned   61,209.85
Net claims incurred  $15,794.28
Claims in suspense   548.07
Commissions   19,487.90
Reinsurance  10.42
Taxes   955.18
Salaries, fees, and travelling expenses   12,046.90
All other expenses  8,396.69
Underwriting profit      $3,970.41
Other revenue—
Interest dividends and rents earned   $3,442.27
Other gains        237.50
      3,679.77
Net profit for the year      $7,650.18
Surplus for Protection of Policyholders.
Surplus of assets over liabilities (excluding capital stock) at beginning of year  $69,116.66
Net profit  (brought down)       7,650.18
$76,766.84
Increase in paid in capital stock       1,297.50
Surplus of assets over liabilities (excluding capital stock) at end of year  $78,064.34
Returns for British Columbia.
Assets   $1,000.00
Liabilities   1,995.00
Premiums received   21,302.43
Losses incurred, net  6,743.29
Losses paid, net ....,  6,098.76
Amount at risk   601,500.00
 MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
Jas. Bailey. Thos. Laing.
Jno. W. Berry. J. W. Miller.
Archibald Blair. D. A. McKee.
Henry Bose. H. F. Page.
W. J. Frederick. W. J. Park.
W. II. Higginson. C. E. Whitney-Griffiths.
R. U. Hurford.
Manager-Secretary, Wm. Townsley.
Statement for the Year ended December 31st, 1927.
Assets.
Balance in bank      $4,530.66
Investments—
Dominion of Canada war bonds     $2,000.00
Government guaranteed bonds, C.N.R     11,096.04
First mortgage         300.00
Real estate        3,340.00
       16,736.04
Balance 1924 assessment unpaid          1,278.63
Insurance premiums due and unpaid         1,539.17
     $24,084.50
Insurance premiums, second and third instalments       48,175.11
Office furniture          1,079.09
Printing and stationery, stock on hand   100.00
Premium notes held by Company      182,880.39
Deferred commission account        12,627.64
Deposits   5.00
$268,951.73
Liabilities.
Accounts payable  $120.00
Loans   9,650.00
Fire losses in course of adjustment (estimated)    1,000.00
Reserve Account—
Agents' commissions earned   $318.01
Reinsurance reserve for outstanding risk   19,047.36
Insurance premiums reserve   48,175.11
Premium notes reserve   182,880.39
1924 assessment unpaid   1,278.63
  $251,699.50
Surplus Account—
Profit and Loss Account as at January 1st, 1927   $7,265.87
Excess of income over operating expenses for the year ended December 31st, 1927   25,302.36
1924 assessments collected during 1927   43.45
$32,611.68
Fire losses paid and reserved for       26,129.45
        6,482.23
,951.73
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 15
Profit and Loss Account.
By Insurance premiums      $46,238.68
Interest on investment and bank   387.31
Commissions earned   178.51
    $46,804.50
To Advertising           $501.50
Exchange   56.11
General expense   453.75
Fire adjustment expenses   295.65
Interest on loan   579.00
Rent and light  ,  1,399.14
Salary, Manager   3,600.00
Salary, general   4,392.50
Stamps   '  241.31
Stationery and printing   501.05
Taxes on real estate  167.00
Telephone  173.51
Travelling expense   386.50
Grants to officials   383.35
Commissions    8,371.77
      21,502.14
Balance carried to balance-sheet      $25,302.36
OHIO FARMERS INSURANCE COMPANY.
Head Office—LeRoy, Ohio.
Directors.
F. Hawley. E.  A. Bowman.
W. E. Haines. B. McDowell.
N. R. Chalfant. P. Russell,
.las. E. Waite. A. J. Vorys.
W. F. Kyle.
D. W. Crane, Secretary.
Amount deposited with the  Government of British  Columbia :   United  States 4th  Liberty
Loan 414-per-cent. bonds, $25,000.
Statement for the Year ended December 31st, 1927.
Assets.
Book value of real estate  $483,297.65
Mortgage loans on real estate, first liens  1,737,716.84
Loans secured by pledge of bonds, stocks,, or other collateral  41,878.15
Book value of bonds, $1,245,654.07;   book value of stocks, $195,558.85  1,441,212.92
Cash in company's office, $87,319.93;  deposits in trust companies and banks not on
interest,   $1,901.71;    deposits   in   trust   companies   and   banks   on   interest,
$855,381.62   944,603.26
Agents' balances representing business written subsequent to October 1st, 1927  516.608.22
Bills receivable taken for fire risks  31,515.68
Due from other insurance companies  774.73
Furniture and fixtures _  81,650.54
Accounts   receivable  515.94
Stock of materials  1,147.42
Total ledger assets  $5,279,371.89
 P 16 BRITISH COLUMBIA.
Interest due ($25,392.07) and accrued ($20,722.95) on mortgages, $46,115.02;
interest accrued on bonds, $10,478.36; interest due ($60) and accrued ($681.47)
on collateral loans, $741.47; interest due on bank deposits, $600.60; rents due
($140) and accrued ($40) on Company's property or lease, $180        $58,115.45
Market value of bonds and stocks over book value         24,827.08
Gross   assets _  $5,362,314.42
Deduct assets not admitted—
Furniture and fixtures  $81,650.54
Bills receivable, past due, taken for premiums     31,515.68
Accounts receivable, $515.94;   stock of materials, $1,147.42       1,663.36
        114,829.58
Total admitted assets  $5,247,484.84
Liabilities.
Net  unpaid  claims  $398,581.19
Estimated expenses of investigation and adjustment of losses  (paid losses, $400;
unpaid losses, $450)  850.00
Total unearned premiums _  3,512,360.29
Salaries, rents, expenses, bills, accounts, fees, etc..  1,4S9.02
Estimated amount hereafter payable for Federal, State, and other taxes based upon
the business of the year of this statement  79,759.24
Contingent commission or other charges due or accrued  9,400.00
Total amount of all liabilities (except guaranty capital)  $4,002,439.74
Emergency reserve        $75,000.00
Surplus over all liabilities     1,170,045.10
Surplus as regards policyholders     1,245,045.10
Total   $5,247,484.84
Income.
Total net premiums .'  $3,362,732.91
Total interest and rents        200,693.03
Income from other sources  4,090.68
Gross profit on sale or maturity of bonds and stocks  7,318.94
Total income  $3,574,835.56
Disbursements.
Total net amount paid for losses  $1,488,648.19
Loss adjustment expenses , _  ■   81,749.27
Agents'    compensation,    including   brokerage,    $870.042.64;     agents'    allowances,
$16,476.52   886,519.16
Field supervisory expenses : (a.) Salaries of fieldmen, $104,346.92; (b.) expenses
of fieldmen, $22,072.79; (c.) executive, travelling expenses of others than field-
men, $626.97   127,046.68
Salaries and fees, directors, officers, and clerks  204,344.42
Rents   4,000.00
Maps, including corrections  5,734.10
Inspections and surveys, including underwriters' boards and tariff associations  67,245.60
Taxes, licences, and fees  98,629.03
Postage, telegraph, and telephone _  12,115.05
Legal expense, excluding legal expenses on losses  2,541.09
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 17
Advertising, subscriptions, printing, and stationery  $43,794.03
Miscellaneous     35,584.49
Profit and loss, furniture and fixtures charged off  9,025.63
Real-estate expenses, repairs, and taxes  16,370.90
Agents' balances charged off  22,226.90
Gross loss on sale or maturity of ledger assets  5,255.13
Gross decrease by adjustment in book value of ledger assets  15,000.00
Total disbursements  $3,125,830.27
Returns for British Columbia.
Deposit with Government  $25,000.00
Assets   Nil
Liabilities  4,407.35
Premiums received  -  9,181.98
Losses incurred, net   978.98
Losses paid, net  -  978.98
Amount at risk  361,103.00
THE ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
Directors.
S. C. Tweed. Hon. M. Doherty. Dr. Chas. J. Morton.
Sen. H. W. Laird. Hon. F. C. Biggs. M. Rousseau.
J. C. Breithaupt. A. E. Silverwood. H. G. Bertram.
Ed. Irwin. Frank McLaughlin. J. M. Riddell.
E. C. Mitchell. A. AV. Briggs, K.C. H. MacPherson.
J. A. Martin. W. E. Payne, K.C. Col. N. Spence.
W. E. Long. E. K. Reiner. John T. Haig, K.C.
M. J. Smith, Secretary.
Amount deposited with the Government of British Columbia: District of Burnaby 5-percent, bonds, $10,000; Canadian Northern Railway 4%-per-cent. stock, $17,250; Canadian North
Western Railway 4%-per-cent stock, $5,937.33;   total, $33,187.33.
Authorized capital  $3,750,000
Amount subscribed     3,618,000
Amount paid in cash       361,800
Statement for the Year ended December 31st, 1927.
Assets.
Book value of real estate held by the Company, less $96,000 encumbrances      $175,337.90
Mortgage loans on real estate, first liens     2,304,529.94
Amount secured by the Company's policies in force, the reserve on each policy being
in excess of all indebtedness—
Loan to policyholders  $281,893.18
Advances to policyholders under automatic non-forfeiture provisions     82,231.49
       364,124.67
Book value of bonds, debentures, and debenture stocks owned by the Company     1,281,294.83
Cash at Head Office, $79,291.60 ;  in banks, $5,549.59         84,841.19
All other ledger assets  7 934.61
Total ledger assets  $4,218,063.14
 P 18 BRITISH COLUMBIA.
Interest and dividends due, $258.81;  interest accrued, $55,157.17       $55,415.98
Net premiums due and uncollected and deferred        138,726.12
Market value of bonds over costs         62,449.53
Total non-ledger assets      $256,591.63
Total assets  $4,474,654.77
Liabilities.
Net liability under assurance, annuity, and supplementary contracts in force for
payments not due, dependent on life, disability, or any other contingency or on
a term certain  $2,998,815.00
Net liability for payments due under contracts  31,079.00
Provision for unreported death losses and disability claims  4,000.00
Amounts left with the Company   (arising out of assurance contracts), including
interest accumulations—
Amounts assured  $3,500.00
All other amounts accrued interest on above        161.12
  3,661.12
Received from policyholders in advance of premiums  4,515.74
Provincial, municipal, and other taxes due and accrued  3,651.00
Medical examiners' fees due and accrued  1,270.00
Borrowed money  836,522.91
Reserve for unpaid  accounts  2,000.00
Staff  Savings  Fund  789.81
Sundry accounts payable  188.41
Agents' accounts payable  2,101.32
Total liabilities  (except capital stock)  $3,888,594.31
Income.
Total net premium income and consideration for annuities  $1,005,761.60
Interest and  dividends        188,411.39
Gross rents for Company's property (including $7,620 for Company's occupancy of
its own buildings), less $4,081.69 for taxes, expenses, and repairs in connection
with such properties  9,023.31
Premiums on stock '        83,160.00
Commission  on  mortgages _  $35,900.00
Commission on real estate       5,000.00
Commission on bonds      5,297.11
  40,197.11
Total income :  $1,332,553.41
Disbursements.
Total net disbursements in respect of assurance and annuity contracts      $386,175.69
Interest or dividends to shareholders         19,989.30
Taxes, licences, and fees  (including taxes on investments but excluding taxes on
real estate)    14,687.85
Head Office expenses: Salaries, $51,911.13; directors' fees, $1,623.50; auditors'
fees,   $2,000;    travelling   expenses,   $6,310.03;    rents,   $7,620;    miscellaneous,
$1,198.98          70,663.64
Branch office and agency expenses: Assurance commissions, first year, $114,223.30;
assurance commissions, renewal, $82,567.66; salaries, $13,484.53; travelling
expenses, $1,789.89;   rents, $13,901.74;   miscellaneous, $1,535.20       227,502.32
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 19
All other expenses: Advertising, $15,634.52; books, etc., $1,569.98; express, telegrams, and telephones, $3,360.85 ; legal fees, $1,799.25; medical fees, $6,858.25;
office supplies, $311.79;   postage, $5,585.65 ;   printing and stationery, $8,711.04 ;
commissions on loans, $2,945.75 ;   miscellaneous, $28,620.99  $75,398.07
Total disbursements  $794,416.87
Returns for Bkitish Columbia.
Deposit with  Government  $33,457,32
Assets   -  424,400.98
Liabilities     98,417.00
Premiums received  -  38,260.39
Losses incurred, net   9,326.33
Losses paid, net  -  9,326.23
Amount at risk   1,207,875.00
ROYAL PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
J. P. Nicolls. C. A. Wickens.
C. H. Macaulay. R. H. Maitland.
A. P. Bogardus. B. C. Grant.
Edgar S. Smith, Secretary.
Amount deposited with the Government of British Columbia:   C.N.O.  Railway Company
3%-per-cent. stock, £1,320;  deposit receipt, Canadian Bank of Commerce, $325;  total, $5,335.72.
Authorized   capital  $25,000
Amount subscribed     10,000
Amount paid in cash      2,750
Statement for the Year ended December 31st, 1927.
Assets,
Mortgage loans on real estate '.  $12,750.00
Cash in banks _  6,230.33
Interest accrued   323.64
Agents' balances and premiums uncollected  (net commission deducted)  841.74
Government deposit  5,335.72
Commissions prepaid  1,087.18
Total admitted assets      $26,56S.61
Liabilities.
Total net reserve, $3,106.23;   carried out at 80 per cent, thereof     $2,484.98
All other liabilities         332.68
Total of all liabilities  (except capital stock)     $2,817.66
Capital stock paid up     $2,750.00
Surplus in Profit and Loss Account _     21,000.95
Excess of assets over liabilities  $23,750.95
Total liabilities  $26,568.61
 P 20
BRITISH COLUMBIA.
Profit and Loss Account.
Net premiums written     $3,457.68
Reserve of unearned premiums (80 per cent.) —
At beginning of year  $4,019.94
At end of year     3,106.23
Increase        $913.71
Net premiums earned     $4,371.39
Net claims incurred   $1,941.50
Commissions       1,588.65
Taxes         164.72
Salaries, fees, etc _        105.00
All other expenses  9.24
     $3,809.11
Underwriting profit         $562.28
Other revenue  -       1,531.00
Net profit for the year.     $2,093.28
Surplus for Protection of PolicijhoMers.
Surplus of assets over liabilities (excluding capital stock) at beginning of year  $18,206.42
Net profit brought down      2,093.28
Surplus of assets over liabilities (excluding capital stock) at end of year  $20,379.70
List of Shareholders.
Name.
Residence.
No. of
Shares.
Amount
subscribed.
Amount
paid.
C. A. Wickens....
J. P. Nicolls	
I. Douglas	
Mary Douglas....
R. D. Douglas....
N. S. Douglas....
A. P. Bogardus.
J. P. Nicolls	
C. H. Macaulay.
R. M. Maitland.
B. C. Grant	
Vancouver	
Boston, U.S.A	
Binghampton, U.S.A
Vancouver	
10
14
14
12
10
100
50O
1,200
500
500
500
1,000
1,400
1,400
1,200
1,000
$10,000
$220.00
137.50
330.00
137.50
137.50
137.50
275.00
385.00
385.00
330.00
275.00
$2,750.00
THE TORONTO CASUALTY FIRE & MARINE INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
C. H. Ackerman.
J. T. Brawnd.
A. E. Dawson.
W. W. Evans.
Forbes Godfrey.
Henry Knight.
Secretary, W. B. Coatts.
J. O. Linteau.
M. A. Mackenzie.
R. P. Parker.
T. H. Pratt.
G. L.  Smith.
A. E. Wilson.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 21
Amount deposited with the Government of British  Columbia:   Hydro-electric 4-per-cent.
bonds, $6,000;   Province of Ontario 5-per-cent. bonds, $21,000;   total, $27,000.
Authorized capital  $2,000,000
Amount subscribed     1,119,300
Amount paid up in cash       306,465
Statement for the Year ended December 31st, 1927.
Assets.
Mortgage loans on real estate, first charges  $55,800.00
Book value of bonds, debentures, etc., owned by the Company  485,560.33
Cash at Head Office  5,381.19
Cash in banks - ■.  78,127.99
Interest and dividends due, $292.80;  interest accrued, $5,474.65  5,767.45
Agents' balances and premiums uncollected  (net commission deducted) : Written on
or after October 1st, 1927, $98,670.29; written prior to October 1st, 1927, $9,347.95.. 108,018.24
Bill receivable '. -  62.08
Amount due from reinsurance on losses already paid  15,524.04
$754,241.32
All other assets—
Market value of securities over book value  $23,924.33
Due from other companies     11,014.82
Sundry assets _  157.50
Cash at branch offices  50.00
      35,146.65
Gross assets of the Company  $789,387.97
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1927     $9,347.95
Bills receivable   62.08
        9,410.03
Total admitted assets of the Company  $779,977.94
Liabilities.
Total provision for unpaid claims  $106,558.29
Total net reserve, $279,254.76;  carried out at 80 per cent, thereof  223,403.82
Reserve of unpaid losses under unlicensed reinsurance unsecured  7,976.66
Taxes due and accrued  13,408.38
Reinsurance premiums  173,330.41
Other contingency reserves  2,000.00
All other liabilities as follows—
Cash withheld from unlicensed reinsurers  30,839.32
Interest due on reinsurance balances  1,662.37
Agents' balances, credit  9,774.82
Total of liabilities (except capital stock)  $568,954.07
Capital stock paid in cash  $306,465.00
Deficit in Profit and Loss Account       95,441.13
Excess of assets over liabilities     211,023.87
Total liabilities _  $779,977.94
 P 22 BRITISH COLUMBIA.
Profit and Loss Account.
Net premiums written  $637,764.87
Reserve of unearned premiums (80 per cent.) —
At beginning of year  $268,999.91
At end of year -     223,403.82
Increase        $45,596.09
Net premiums earned  $683,360.96
Net claims incurred _  435,666.18
Net adjustment expenses  36,471.50
Commissions  _  131,379.24
Taxes  23,684.32
Salaries, fees, and travelling expenses  88,521.25
All other expenses _  48,841.58
Underwriting loss     $81,203.11
Other revenue—
Interest, dividends, and rents earned  $22,636.73
Increase in market value of investments     15,353.02
Profit on sale of investments       5,455.84
      43,445.59
Other expenditure—
Bad debts written off   $296.21
Increase in reserve for contingent commissions ■ 500.00
Investment expenses   100.00
896.21
Net loss for the year     $38,653.73
Surplus of assets over liabilities (excluding capital stock) at beginning of year  $201,789.03
Net loss brought down       38,653.73
Premium on capital stock received in cash       17,895.00
$181,030.30
Increase in paid in capital stock  $36,730.00
Decrease in disallowed assets       1,240.23
      37,970.23
$219,000.53
Increase in unsecured unlicensed reinsurance         7,976.66
Surplus of assets over liabilities (excluding capital stock) at end of year  $211,023.87
Returns for British Columbia.
Deposit with Government  $27,000.00
Assets  _  38,047.98
Liabilities    18,209.08
Premiums received  _  36,537.84
Losses incurred, net   13,174.15
Losses paid, net _  13,963.52
Amount at risk  : 1,030,213.00
 WAWANESA MUTUAL INSURANCE COMPANY.
Head Office—Wawanesa, Man.
Directors.
S. H. Henderson. A. J. Elliott.
Robert Wallace. G. H. Stephens.
S. Reid. E. M. Vanstone.
Amount deposited with the Government of British Columbia:   Grand Trunk Pacific 4-percent, bonds, £4,600;   Canadian National Railway Company 4-per-cent. stock,  £1,680.
Statement for the Year ended December 31st, 1927.
Assets.
Cash value of real estate, less encumbrances  $14,000.00
Cash value of mortgages  45,649.94
Cash value of bonds, debentures, securities other than foregoing  859,069.66
Actual cash on hand at Head Office  8,626.55
Cash on deposit to the Company's credit and not drawn against in banks  52,916.49
Cash in agents' hands acknowledged by them to be due  5,498.41
Amount unpaid of assessments which were levied during 1927  33,756,38
Amount unpaid levied in prior years  22,292.43
Amount premium notes in force after deducting all payments thereon and assessments levied   1,354,258.88
Amount of interest due and accrued and all other assets  15,857.56
Amount of office furniture and safe (not extended, $7,200).
Amount of unexpired  reinsurance premiums  67,121.63
Total assets  $2,479,047.93
Liabilities.
Amount of losses supposed or reported, not included in foregoing         $9,010.35
Amount required to reinsure all outstanding risks taken on cash system, being 50
per cent, of gross premiums on all cash system policies in force at December
31st, 1927        146,300.00
Amount of all other liabilities -  7,035.06
Total   liabilities      $162,345.41
Receipts.
Cash on hand as per last statement (not extended, $61,208.63).
Cash received by Company for assessments levied in 1927, received at Head Office..    $371,797.69
Cash received by Company for assessments levied in years prior to 1927, received
at Head Office         57,047.34
Cash received for premiums on cash system, received at Head Office        126,516.90
Cash received for interest during 1927         35,624.77
Cash received for sale of investments;   e.g.,  of debentures, mortgages,  or other
securities during 1927 (not extended, $135,076.20).
Cash received, agents' balances of 1926 received in 1927  126.46
Cash received from all other sources  820.00
Total receipts       $591,933.16
Expenditure.
Cash paid for commissions or allowances of any kind to agents       $78,029.57
Cash paid for law costs  1,358.45
Cash paid for fuel and light _ 941.19
 P 24 BRITISH COLUMBIA.
Cash paid for investigation and adjustment of claims   $25,714.99
Cash paid for interest  3,797.55
Cash paid for statutory assessment and licence fees  8,973.11
Cash paid for travelling expenses  765.90
Cash paid for local taxes _ 270.16
Cash paid for salaries, directors' and auditors' fees  37,614.95
Cash paid for printing, stationery, and advertising  13,512.98
Cash paid for postage, telegrams, and express  6,550.22
Cash paid for other expenses  1,254.84
Total expenses of management  $178,783.91
Cash paid for losses which occurred prior to 1927  10,066.16
Cash paid for losses which occurred during 1927  193,841.46
Cash paid for reinsurance  39,988.28
Cash paid for rebate, abatement, and returned premiums  4,608.91
Cash paid for purchase of investments, debentures, mortgages, and other securities
(not extended, $298,462.18).
Cash paid for other expenditure  924.05
Total expenditure  $428,212.77
Returns for British Columbia.
Deposit with Government   $29,821.00
Assets    9,211.44
Liabilities  808.25
Premiums received   3,422.90
Losses incurred, net   112.50
Losses paid, net   112.50
Amount at risk   714,750.00
THE WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
S. D. Hannah. Brig.-Gen. H. M. Dyer.
Wm. Hudson. R. W. Craig.
Dr. A. M. Campbell. Wm. Smith.
F. C. O'Bi'ien, Secretary.
Authorized   capital  $1,000,000.00
Amount subscribed       904,000.00
Amount paid in cash        221,414.74
Statement for tlie Year ended December 31st, 1927.
Assets.
Book value of real estate held by the Company       $15,319.60
Mortgage loans on real estate       649,677.75
Amount secured by the Company's policies in force, the reserve on each policy being
in excess of all indebtedness—
Loans to policyholders  $181,328.92
Advances to policyholders under automatic non-forfeiture provisions     47,330.12
       228,659.04
Book value of bonds, debentures, and debenture stock owned by the Company       241,303.65
Cash at Head Office, $6,018.83;  in banks, $12,089.20         18,108.03
Total ledger assets  $1,153,068.07
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927. P 25
Interest and dividends due       $22,233.92
Net premiums due and uncollected and deferred         80,894.42
Total non-ledger assets _      $103,128.34
Total assets  $1,256,196.41
Liabilities.
Net liability under assurance, annuity, and supplementary contracts in force for
payments not due, dependent on life, disability, or any other contingency or on
a term certain  $950,375.00
Net liability for payments due under contracts  14,647.03
Received from policyholders in advance _ 8,158.30
Medical examiners' fees due and accrued  1,699.06
Borrowed money _  31,100.00
Death  claims  reported  3,500.00
Total liabilities (except capital stock)  $1,009,479.39
Income.
Total net premium income and consideration for annuities  $251,330.64
Interest and dividends _  67,846.43
Investment repayments  $53,961.72
Policy loan repayments     35,207.50
Shareholders'  premium  625.15
Other income _  311.02
Total income  $320,113.24
Disbursements.
Total net disbursements in respect of assurance and annuity contracts  $33,350.86
Taxes, licences, and fees  (including taxes on investments but excluding taxes on
real estate)  5,212.08
Head Office expenses:   Salaries, $27,999.50;   directors' fees, $270;   auditors' fees,
$425 ;   travelling expenses, $930.85 ;   rents, $4,020  33,645.35
Branch office and agency expenses  57,964.95
All other expenses: Advertising, $7,723.83; express, telegrams, and telephones,
$494.87; legal fees, $1,193.44; medical fees, $2,572.70; postage, $1,055; miscellaneous, $7,302.27   20,342.11
Total disbursements _  $150,515.35
Returns for British Columbia.
Assets, including policy loans   $109,364.20
Liabilities, death claim reported   1,000.00
Premiums received   33,006.63
Losses incurred, net  1,000.00
Losses paid, net   801.50
Amount at risk  1,041,030.00
 P 26
BRITISH COLUMBIA.
Annual Statements of Fraternal Societies for the Year ended
December 31st, 1927.
THE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
J. L. Archer.
E. J. Gott.
Wm. Benson.
J. L. Davidson.
Dr. J. W. Edwards.
Alex. Morris.
Frank Howard.
Wm. F. Montague.
Wm. F. Montague, Secretary and Treasurer.
Prof. W. A. Mackenzie, Actuary.
Statement for the Year ended December 31st, 1927.
Assets by Funds.
Ledger Items.
Mortuary
Fund.
Sickness
and
Funeral
Fund.
Child
Insurance
Fund.
Guarantee
Fund.
General
Expense
Fund.
Total.
As at December 31st, 1926—
$1,337,849.19
$196,095.14
$11,024,02
$1,000.00
$38,793.52
$1,584,761.87
$1,337,849.19
$196,095.14
$11,024.02
$1,000.00
$38,793.52
$1,584,761.87
Increase    in    ledger    assets    in
1927—
$529,806.58
140.00
$35,493.41
S^. 624.20
S519.04
$22,004.59
28,585.02
$590,447.82
28,725.02
	
$529,946.58
$35,493.41
$2,624.20
$519.04
$50,589.61
$619,172,84
Decrease in ledger assets, 1927—
$342,972.11
18,357.87
25,499.19
$26,516.21
$50-0.00
$66,978.40
$436,966.72
18,357.87
2,215.20
f  351.59
|  140.00
$519.04
28,275.02
$386,829.17
$28,731.41
$991.59
$519.04
$66,978.40
$484,049.61
As at December 31st, 1927—
$1,499,324.47
$202,857.14
$12,656.63
$1,000.00
$22,404.73
$1,738,242.97
Total ledger assets	
$1,499,324.47
$202,857.14
$12,656.63
$1,000.00
$22,404.73
$1,738,242.97
Non-ledger items—
$36,436.61
41,317.14
$6,298.88
2,127.83
$201.16
201.14
$43,026.65
46,812.55
5,285.62
Premiums,  contributions,  etc.,
$396.24
$2,770.20
5,285.62
Supplies, office furniture, etc.
$77,753.75
$8,426.71
$492.30)     $396.24
$8,055.82
$95,124.82
Total    ledger    and    non-ledger
$1,577,078.22
18,357.87
$211,283.85
1
$13,148.93   $1,396.24
$30,460.55
$1,833,367.79
18,357.87
1
$1,558,720.35
_|
$211,283.85
$12 14R.92I «1.anfi.°4
$30,460.55
$1,815,009.92
Liabilities.
Mortuary Fund—
Death claims incurred and reported during year but not paid.
Premiums paid in advance	
$40,000.00
66.15
$40,066.15
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 27
Sickness and Funeral Benefits Fund—■
$450.00
1,800.00
8.58
$2,258.58
Guarantee Fund—
Other Benefit Funds—Child Insurance Fund—
Amount overpaid on monthly rates	
$33.14
$5.03
4.67
General Expense Fund—
Due and accrued for commissions	
Expense dues paid in advance	
$9.70
$650.00
394.32
$1,044.32
Total liabilities (all funds) except reserve	
Income.
Mortuary Fund—
Premiums (with extra dues, etc.)  $444,653.04
Interest       .   -          '.       85,153.04
$43*411.89
$529,806.58
35,493.41
518.04
2,624.20
22,004.59
Sickness Fund and Funeral Benefits—
Premiums       $22,151.98
Interest        13,341.43
Guarantee Fund—
Premiums           $475.36
Interest               43.68
Other Benefit Funds—Child Insurance Department—
Premiums       $1,678.34
Per capita tax and fees             351.59
Interest               594.27
General Expense Fund—
Instalments on car                    $444.75
Interest          1,338.71
Expense dues from members         17,950.70
Other sources, supplies, etc          2,270.43
Total  income	
$590,447.82
Disbursements.
Mortuary Fund—
Disability  claims                                20,359.72
Legal expense re deaths and debentures           1,092 96
$342,972.11
Actuary re valuations                   1,000.00
Registration fees, insurance                         325 00
Written off Battleford                           28 54188
 P 28 BRITISH COLUMBIA.
Sickness Fund—•
Sickness claims     $19,387.60
Funeral claims        3,650.00
Share of salary of G.M.E.   833.36
Legal expense re debts, $55.17;  actuary fee, $500   555.17
Rebate of assessment   1.50
Written off Battleford         2,088.58
■     $26,516.21
Other Benefit Funds—Child Insurance Fund—
One death claim paid   500.00
General Expense Fund—
Head Office expenses—
Salaries       $6,699.97
Directors' fees  788.85
Auditors' fees  700.00
Travelling expenses   399.77
Rents          1,300.00
Printing and supplies          1,294.39
Miscellaneous        10,943.43
       22,126.41
Agency and organization expenses—
Commissions        $22,268.07
Salaries  _        2,150.00
Travelling expenses         1,362.09
Miscellaneous         1,491.29
       27,241.45
All other expenses—
Advertising          $559.34
Books, periodicals, express, etc  599.67
Legal fees   386.94
Taxes and licences   385.50
Agency printing and stationery  —       1,922.91
Light, fuel, and water  35.32
Official publications         2,536.11
Miscellaneous         2,703.55
Biennial meeting         8,451.20
■      17,580.54
Total   disbursements  $436,966.72
Returns for British Columbia.
Income—
Per capita tax, certificate fees, supplies, etc  $944.91
Premiums  (with extra dues, etc.) for mortuary benefits  11,192.18
Premiums for sick benefits  896.19
Guarantee Fund premiums  5.00
Premiums for other benefits, Child Insurance Department  215.64
$13,253.92
Disbursements—
Claims paid for mortuary benefits  $1,750.00
Claims paid for sick benefits -  726.85
Claims paid for funeral benefits  50.00
Claims paid for other benefits, field-work  1,426.18
$3,953.03
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 29
THE ODD FELLOWS' RELIEF ASSOCIATION OF CANADA.
Head Office—Kingston, Ont.
Governing Executive Authority.
Dr. J. C. Connell.
W. Mundell.
C. C. Folger.
Wm. Jackson.
II. G. Robertson.
D. A. Shaw.
Jos. Powley.
L. B. Cooper.
W. McDonald.
J. N. Alexander, Secretary.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1927.
Assets by Funds.
Ledger Items.
Mortuary
Fund.
General
Expense Fund.
Total.
As at December 31st, 1926—
$3,822,868.28
$3,822,868.28
$3,822,868.28
$3,822,868.28
Increase in ledger assets in 1927—
Prom income	
$660,584.31
$95,604.69
$756,189.00
Total increase	
$660,584.31
$95,604.69
$756,189.00
Decrease in ledger assets, 1927—-
$357,927.59
$92,115.00
$450,042.59
Total decrease	
$357,927.59
$92,115.00
$450,042.59
As at December 31st, 1927—
Net ledger assets	
$4,129,014.69
$4,129,014.69
$4,129,014.69
$4,129,014.69
$4,129,014.69
$4,129,014.69   ,
Liabilities.
Mortuary Fund—
Death claims incurred and reported during year but not paid     $22,577.50
Total liabilities (all funds) except reserve    $22,577.50
Income.
Mortuary Fund—
Premiums (with extra dues, etc.)  $489,016.23
Interest and rents     171,568.08
General Expense Fund—
Expense due from members     $46,514.80
Other sources      49,089.89
$660,584.31
95,604.69
Total income  $756,189.00
Disbursements.
Mortuary Fund—
Death claims   $341,276.61
Disability claims        2,855.00
 P 30 BRITISH COLUMBIA.
Mortuary Fund—Continued.
Surrender values   $13,212.50
Refund of premiums  _ • 583.48
  $357,927.59
General Expense Fund—
Head Office expenses—■
Salaries   $17,340.90
Directors' fees   587.00
Auditors' fees   1,200.00
Actuaries' fees and expenses   516.60
Travelling expenses   619.72
Rents    779.74
Printing and supplies   545.24
Miscellaneous   4,437.34
       26,026.54
Agency and organization expenses—
Commissions   $4,725.75
Salaries  _  13,615.00
Travelling expenses   7,981.52
Commission on collection of premiums   28,801.33
       55,123.60
All other expenses—
Advertising   $681.56
Books, periodicals, express, telegrams, and telephones   2,237.92
Medical fees   1,236.00
Taxes and licences   1,695.90
Agency printing and stationery   1,499.42
Light, fuel, and water   913.29
Miscellaneous  2,700.77
      10,964.86
Total   disbursements  $450,042.59
Returns for British Columbia.
Premiums  (with extra dues, etc.) for mortuary benefits     $31,321.69
Claims paid for mortuary benefits       20,045.56
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Dr. John Ferguson, Chairman. Judge Tytler.
Col. D. M. Robertson. Adam Brand.
Rev. D. Wallace Christie. Col. Alexander Cowan.
F. S. Mearns. J. P. MacGregor.
Col. Alexander Fraser. A. C. Gordon.
W. M. McClemont.
F. S. Mearns, Secretary.
W. R. Hitchins, Actuary.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 31
Statement for the Year ended December 31st, 1927.
Assets by Funds.
Ledger Items.
Mortuary
Fund.
Sickness
Fund.
General
Expense
Fund.
Total.
$1,095,429.14
$19,511.34
$2,615.99
$1,117,556.47
$1,095,429.14
$19,511.34
$2,615.99
$1,117,556.47
Increase in ledger assets in 1927—
$119,020.06
327.31
$3,505.91
5.25
$37,943.66
$160,469.63
332.56
$119,347.37
$3,511.16
$37,943.66
$160,802.19
Decrease in ledger assets, 1927—
$62,442.55
$2,591.44
$35,359.31
$100,393.30
Total decrease	
$62,442.55
$2,591.44
$35,359.31
$100,393.30
As at December 31st, 1927—
$1,152,333.96
$20,431.06
$5,200.34
$1,177,965.36
Total ledger assets	
$1,152,333.96
$20,431.06
$5,200.34
$1,177,965.36
Non-ledger items—
$20,330.10
11.175.86
11,140.99
$284.11
$1.17
$20,615.38
11,175.86
Premium liens on certificates, with interest	
Premiums, contributions, etc., due           . .. .
240.78
1,560.76
12,942 53
$42,646.95
$524.89
$1,561.93
$44,733.77
$1,194,980.91
$20,955.95
$6,762.27
$1,222,699.13
$1,194,980.91
$20,955.05
$6,762.27
$1,222,699.13
Liabilities.
Mortuary Fund—
Death claims incurred and reported during year but not paid      $9,590.00
Total liabilities (all funds) except reserve      $9,590.00
Income.
Mortuary Fund—
Premiums  (with extra dues, etc.)     $92,163.24
Interest and rents        53,999.44
$146,162.68
Less amount transferred to General Fund      27,142.62
  $119,020.00
Sickness Fund—
Premiums   ;       $3,094.86
Interest and rents  _  811.26
$3,906.12
Less amount transferred to General Fund  400.21
        3,505.91
General Expense Fund—
Expense dues from members        $8,213.05
Other sources _      29,730.61
      37,943.66
Total income   $160,469.63
 Disbursements.
Mortuary Fund—
Death claims    $61,927.12
Bonuses paid  _  478.61
Refunds   36.82
■    $62,442.55
Sickness Fund—
Sickness claims         2,591.44
General Expense Fund—
Head Office expenses—
Salaries       $7,802.50
Directors' fees  _  292.00
Auditors' fees :  170.00
Actuaries' fees and expenses   405.00
Travelling expenses   217.05
Rents   _  900.00
Printing and supplies         1,826.93
      11,613.48
Agency and organization expenses—
Commissions          $324.00
Salaries  -       11,477.50
Travelling expenses         5,471.44
      17,272.94
All other expenses—
Advertising   $82.00
Telegrams, etc -  129.26
Medical fees   17.00
Taxes and licences  -  130.73
Light, fuel, and water   12.65
Miscellaneous         6,101.25
        6,472.89
Total disbursements   $100,393.30
Returns for British Columbia.
Income—
Premiums (with extra dues, etc.) for mortuary benefits      $4,503.05
Premiums for sick benefits  41.40
$4,544.45
Disbursements—
Claims paid for mortuary benefits      $2,060.00
Claims paid for sick benefits  32.57
$2,092.57
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 P 42 BRITISH COLUMBIA.
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
British Empire Underwriters Agency, representing British America Assurance Company.
Canadian Hardware & Implement Underwriters,  representing Retail Hardware Mutual  Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Co.
Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of
New York.
Canadian Underwriters Agency, representing Baloise Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Delaware Underwriters, representing Westchester Fire Insurance Company.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Federal Underwriters, Limited, representing Canada National Fire Insurance Company.
Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Co.
Imperial Guarantee & Accident Underwriters, representing British America Assurance Company
and Western Assurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.
Rochester Underwriters Agency, representing Great American Insurance Company.
St. Lawrence Underwriters Agency, representing Western Assurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 43
TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927.
Name of Company.
Net
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural  Insurance  Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American   Alliance   Insurance   Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y	
American Insurance Co	
Anglo Scottish General Commercial Insurance Co., Ltd.—
Atlas Assurance Co., Ltd	
Autocar Fire & Accident Insurance Co., Ltd	
Baloise Fire Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boston  Insurance Co	
British  America Assurance  Co	
British & European Insurance Co., Ltd	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British General  Insurance Co., Ltd	
British Law Insurance Co.,  Ltd ,
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd ,
Caledonian American  Insurance Co	
Caledonian   Insurance  Co	
California Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co ,
Canada  Security Assurance Co ....
Canadian  Fire  Insurance  Co	
Canadian Indemnity Co	
Canadian  Surety  Co	
Car and General Insurance Corporation, Ltd	
Casualty Company of Canada	
Central Insurance Co., Ltd ,
Century Insurance Co.,  Ltd :	
China Fire Insurance Co., Ltd	
Citizens Insurance Co. of Missouri	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y	
Connecticut Fire  Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion  Fire  Insurance Co	
Dominion Gresham Guarantee & Casualty Co	
Dominion of Canada Guarantee & Accident Insurance Co..
Eagle Star & British Dominions Insurance Co., Ltd	
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Company ,
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd	
Federated British Insurance Co., Ltd	
Fidelty Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Company of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co	
First American Fire Insurance Co	
Fonciere Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd
General Fire Assurance Company of Paris	
General Insurance Co. of America	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada ,
Carried forward	
$52,005.27
64,082.25
13,579.40
46,227.54
15,456.77
5,140.75
25,920.59
12,817.19
10,431.47
40,867.93
84,183.49
14,685.63
5,945.09
46,967.48
5,473.63
8,006.24
55,809.18
9,620.29
15,199.47
38,818.90
13,555.07
20,724.55
22,557.98
23,611.76
37,299.99
18,681.55
61,022.12
50,462.07
29,989.56
29,728.15
12,606.34
38,742.72
13,493.57
Nil
14,482.62
4,562.40
21,926.42
37,544.42
5,529.81
41,151.56
19,609.72
80,OS6.89
14,084.72
39,709.00
46,422.34
16,304.96
25,930.94
10,583.97
13,603.00
42,009.32
45,666.65
8,519.36
13,344.10
9,926.56
4,638.68
65,588.30
21,903.29
44,519.41
48,784.58
22,283.75
9,036.53
9,023.61
13,395.93
11,697.OS
22,814.45
16,361.61
27,128.05
96.25
7,971.64
44,070.21
35,823.88
$26,473.18
34,275.87
1,333.35
15,152.30
7,540.72
1,785.72
12,454.87
4,515.46
2,523.77
8,895.71
50,588.37
5,711.44
90.56
14,214.75
2,847.26
286.30
17,765.84
1,391.30
3,634.66
19,184.16
2,375.60
5,539.26
2,242.94
6,830.15
12,274.60
8,816.40
23,612.81
12,909.49
12,649.45
12,236.40
5,456.32
42,844.51
7,687.52
oiV«
9.27S.89
mi
6,180.48
5,916.40
132.90
4,689.22
7,281.62
44,432.07
3,771.08
13,344.54
7,745.61
5,431.06
8,034.35
4,230.04
1,109.43
18,356.28
11,326.81
1,373.26
5,357.07
3,349.95
148.00
17,603.43
5,009.19
10,438.49
9,394.31
1,318.09
6,234.94
7.35
3,994.30
5,358.74
10,182.10
5,964.26
709.24
mi
1,805.02
6,636.47
19,872.01
$19,318.29
37,968.10
10,513.57
13,179.30
12,540.72
2,269.72
23,606.23
3,515.46
3,347.77
9,079.54
52,869.57
8,915.82
301.62
13,945.56
4,487.26
978.93
19,217.14
1,807.30
5,839.60
22,411.23
4,517.60
6,165.93
5,358.97
7,854.15
14,244.60
6,975.49
22,599.04
10,016.92
12,723.60
18,002.57
6,600.32
49,319.51
7,854.18
Nil
9,278.89
431.68
6,963.69
13.5S5.73
132.90
11,082.09
6,281.62
51,871.97
7,259.83
13,395.48
9,026.07
14,153.06
11,551.43
4,546.58
1,114.43
16,822.19
14,191.81
2,744.11
3,264.07
4,304.95
17.00
21,156.91
6,605.15
15,550.49
18,804.73
2,774.49
5,214.94
7.35
4,191.30
5,366.24
13,863.32
10,410.26
709.24
mi
2,012.02
7,367.29
19,302.34
$1,859,850.00
652,164.04
$773,707.26
 P 44
BRITISH COLUMBIA.
TABLE L—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927—Continued.
Name of Company.
Net
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Brought forward 	
Great American Insurance Co	
Guardian Assurance  Co.,  Ltd	
Guardian Insurance Co. of Canada	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial   Insurance Office	
Insurance Company of North America	
Insurance Co. of the State of Pennsylvania	
Laurentian Insurance Co _	
Law, Union & Kock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & Lancashire Guarantee & Accident Co. of Canada.
London & Lancashire  Insurance Co.,  Ltd	
London & Provincial Marine & General Insurance Co., Ltd
London & Scottish Assurance Corporation, Ltd	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Marine Insurance Co., Ltd	
Mechanics & Traders Insurance Co	
Mercantile Fire Insurance Co	
Merchants Fire Assurance Corporation of N.Y	
Merchants Marine Insurance Co., Ltd	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa	
Minnesota Implement Mutual Fire Insurance Co	
Motor Union Insurance Co., Ltd	
Mount Royal Assurance Co	
Mutual Fire Insurance Co. of British Columbia	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co. of Paris	
National Fire Insurance Co. of Hartford	
National Provincial Insurance Co., Ltd	
National  Union Fire Insurance Co	
Newark Fire Insurance Co	
New Hampshire Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co _	
Niagara  Fire  Insurance  Co	
North American Accident Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co.. Ltd	
Patriotic Assurance Co., Ltd	
Phenix Fire Insurance Co. of Paris	
Phoenix  Assurance  Co.,   Ltd	
Phoenix  Insurance  Co	
Pioneer  Insurance   Co	
Providence  Washington  Insurance  Co	
Provincial Insurance Co., Ltd	
Prudential  Assurance  Co.,  Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co.  of America	
Carried forward	
$1,859,850.00
51,273.54
145,910.56
20,277.14
10,656.84
15,658.86
71,306.97
112,590.20
42,351.26
29,207.98
35,360.72
76,640.98
12,482.53
2,553.32
39,127.11
151,003.75
35,612.44
4.974.43
4,950.87
147,714.39
4,967.32
11,360.35
71,934.78
9,412.10
30,285.02
Nil
15,096.02
22,286.94
71,311.07
21,624.61
30,519.11
5,439.39
15,658.86
8,203.86
38,772.75
46,804.50
34,499.95
47,883.72
56,915.81
26,909.74
14,567.23
25,855.83
9,811.05
27,064.32
3,039.92
28,982.51
Nil
78,822.66
29,831.32
58,511.50
11.59S.37
133,956.15
33,621.67
14,346.03
102,747.74
10,752.68
38,887.72
9.181.9S
40,816.27
29,291.94
21,347.34
14,634.91
277,844.85
43,125.68
14,152.15
21,431.28
36,111.03
40,483.82
27,625.86
71.589.36
$652,164.04
16,743.72
72,113.29
7,220.30
2,525.93
3,264.04
25,976.11
46,108.74
18,602.28
10,393.04
15,361.11
24,042.62
2,674.68
376.27
18,076.27
40,886.35
9,670.87
660.58
1,587.30
62,382.56
3,815.75
39.28
20,325.92
4,049.47
4,234.05
Nil
10,214.28
5,405.57
41,066.40
9,426.43
9,462.47
3,683.93
3,264.04
2,623.63
59,276.25
26,129.45
15,722.29
30,525.31
25,218.05
1,827.96
2,191.43
1,811.56
2,848.24
14,251.06
1,197.00
5,587.24
Nil
30,757.91
17,170.56
26,941.00
4,079.40
48,132.94
25,238.90
1,573.49
38,923.84
6,663.85
23,466.25
978.98
11,124.12
10,647.89
9,802.59
2,647.09
84,564.45
15,041.73
4,625.11
14,085.58
7,630.41
31,536.81
8,981.43
23,042.19
$773,707.26
19,850.72
81,890.68
8,652.30
4,883.65
2,989.04
34,806.35
46,413.74
18,519.28
12,991.62
9,309.98
27,239.57
5,733.86
376.27
21,577.27
53,138.88
11,648.26
769.58
75.30
61,758.56
3,765.75
375.28
17,705.92
4,211.63
2,849.05
Nil
10,447.82
5,342.57
52,493.40
11,466.43
11,147.47
3,683.93
2,989.04
2,653.63
73,291.25
25,129.45
27,931.69
33,147.39
30,816.62
3,236.96
2,431.43
2,247.56
3,202.30
15,526.26
1.530.38
5,587.24
Nil
35,732.53
18,756.56
25,476.00
5,819.40
48,132.94
36,818.55
2,563.49
51,013.14
6,029.77
23,S51.25
978.98
11,329.55
10,627.17
12,735.00
4,308.09
86,710.70
17,598.73
3,208.64
10,372.21
16,844.50
35,993.56
S,838.43
30,348.19
$4,709,428.96
I
$1,782,683,221 $2,053,630.00
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 45
TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1927—Continued.
Name of Company.
Net
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
$4,709,428.96
20,634.45
1,141.96
9,078.87
15,658.86
4,534.16
53,535.25
131,444.58
17,932.92
29,173.87
20,859.90
30,375.23
55,792.13
24,992.91
16,048.84
49,299.00
15,630.75
10,029.63
81.298.53
3,772.36
13,105.00
45,171.00
18,950.99
57,409.71
$1,782,683.22
3,996.44
Nil
1,016.97
3,264.04
Nil
7,107.77
37,250.70
12,587.40
7,832.40
14,166.90
13,849.53
17.009.39
6,004.64
8,468.54
5,752.63
2,332.44
6.359.06
21,836.66
Nil
4,256.01
4,972.34
9,453.34
15,151.96
$2,053,630.00
3,946.44
Nil
1,004.97
2,989.04
1,494.14
6,390.77
42,201.76
14,083.40
16,479.49
17,375.52
14,088.53
26,631.59
12,177.64
Security Insurance Co. of New Haven	
8,183.54
22,321.76
2,282.44
15,580.69
Run   Insurance   Office	
26,073.22
Nil
3,456.01
8,360.91
9,438.34
Union Insurance Society of Canton, Ltd	
16,107.06
10,832.90
6,739.35
44,705.37
1,661.65
22,220.00
54,889.42
8,790.13
16,202.02
15,670.36
35,617.76
5,059.33
3,023.55
16,938.79
Nil
8,927.00
15,852.48
2,411.70
3,403.75
3,020.77
9,800.29
3,173.30
3,291.03
47,735.85
112.50
16,049.39
19,906.73
2,270.60
3,284.75
Yang-tsze Insurance Association,  Ltd	
4,495.77
Total	
$5,653,679.51
$2,053,790.62
$2,432,973.37
TABLE II.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums.
Net Amount of
Losses incurred.
Net Amount of
Losses paid.
1923	
$5,062,590.48
5,188,573.63
5,550,732.19
5,670,340.79
5,653,679.51
$3,062,348.30
2,948,339.22
3,030,900.09
2,662,799.05
'2,033,790.62
$2,556,043.79
1924	
3,497,932.48
1925	
2,719,058.72
1926	
2,598,098.40
1927	
2,432,973.37
Totals	
$27,125,916.60
$13,758,177.28
$13,804,106.76
 P 46
BRITISH COLUMBIA.
TABLE  III.—INVESTMENTS  IN  BRITISH  COLUMBIA  OF  COMPANIES  OTHER  THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life
Insurance Companies, post.)
Name of Company.
Mortgages.
In other
Securities.
Nil
$83,127.00
$8,334.66
Nil
Nil
19,000.00
Nil
45,000.00*
Nil
5,251.62
Nil
106,402.71*
Nil
7,500.00*
330,417.04
107,798.94
Nil
44,000.00
157,346.13
12,519.83
Nil
31,000.00
Nil
42,733.33*
Nil
11,000.00
Nil
50,333.33*
Nil
15,000.00*
Nil
40,000.00*
Nil
23,000.00*
81,650.00
120,000.00
Nil
10,000.00*
Nil
10,000.00
Nil
4,866.67
Nil
28,250.58
Nil
27,881.92f
Nil
28,600.00
Nil
5,000.00
Nil
39,333,33*
Nil
100,000.00
Nil
50,000.00
1,000.00
Nil
Nil
79,032.13f
41,183.19
30,434.75
Nil
18,065.333;
Nil
68,133.33
Nil
24,500.00
Nil
191,449.77
Nil
10,000.00*
Nil
37,000.00*
Nil
10,000.00
Nil
15,000.00
Nil
45,200.00*
Nil
25,000.00
Nil
15,000.00
200,000.00
122,000.00
Nil
41,400.00*
Nil
25,000.00
Nil
80,000.00*
Nil
21,000.00
Nil
119,000.00*
Nil
2,188.90
266,987.41
340,081.66t
Nil
109,850.40
Nil
20,000.00*
Nil
19,535.06*
Nil
5,000.00*
Nil
25,000.00*
12,750.00
Nil
Nil
10,000.00*
235,000.00
350,000.00
$1,334,668.43
$2,926,470.59
American Central  Insurance Co	
Beaver Fire Insurance Co	
Boiler Inspection & Insurance Co	
British America Assurance Co	
British Columbia Plate Glass Insurance Co	
British Crown Assurance  Corporation,  Ltd	
British Northwestern Fire Insurance Co	
Caledonian Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National  Fire Insurance Co	
Canadian Indemnity Co	
Canadian  Surety  Co	
Casualty Company of Canada 	
Century Insurance Co., Ltd	
Continental   Casualty   Co	
Dominion Fire Insurance Co	
Dominion Gresham Guarantee & Casualty Co	
Dominion of Canada Guarantee & Accident Insurance Co. .
Eagle Star & British Dominions Insurance Co	
Ensign Insurance Co	
Fire Association of Philadelphia	
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd.
Glens  Falls  Insurance  Co	
Globe Indemnity Co. of Canada 	
Guardian Insurance Co. of Canada 	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial  Insurance Office 	
Insurance Co. of State of Pennsylvania 	
London & Lancashire Insurance Co., Ltd	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Loyal Protective Insurance Co	
Mercantile Fire Insurance Co	
Merchants Casualty Insurance  Co	
Minnesota Implement Mutual Fire Insurance Co	
National Ben Franklin Fire Insurance Co	
National Union Fire Insurance Co	
New Jersey  Insurance  Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd '.	
North River Insurance Co	
Northwestern Mutual Fire Association 	
Norwich Union Fire Insurance Society, Ltd	
Occidental  Fire  Insurance  Co	
Pacific Coast Fire Insurance Co	
Phoenix Assurance Co	
Phoenix Insurance Co	
Quebec Fire Assurance Co	
Re-Insurance Co. Rossia	
Retail Hardware Mutual Fire Insurance Co	
Royal Plate Glass Insurance Co. of Canada 	
Western  Assurance  Co	
Yorkshire Insurance Co., Ltd	
Totals  	
* Par value.
t Book value.
* Market value.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 47
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,7,373
14,832
- o co r- in
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te;te;te;     te;te;te;te;te;te;     te;te;fe;te;te;      ^-^^   ^   -^^^     te;;-5te;te;te;    '     te;te^te;te;te;     te; fej te; te; te; te; te; te;
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BOW
2,466
0,250
7,700
6,194
2,603
5,340
Nil.
6,806
7,658
1,500
)4,1S6
13,760
1,084
OMOHiO
o iQtr •"< o
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■0-*00(M
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o o o t— o o £*■ in
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in rH ,-H -^1 Tjl
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inco-*cMco-^<ooi>-
CMCS00CM — OS1-CO
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OGOOONO
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 P-48
BRITISH COLUMBIA.
TABLE V.—LIFE INSURANCE SUMMARY.
1923.
1924.
1925.
1926.
1927.
Premiums for year	
Net amount in force	
Claims paid	
$7,501,000
225,660,000
1,691,000
$8,293,000
251,945,000
2,206,000
$9,220,000
276,281,000
1,913,000
$10,524,000
308,808,000
1,753,000
$11,645,000
341,932,000
2,158,000
TABLE VI.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1927.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
$774.44
211.36
4,598.14
10.00
7.18
15,442.29
Nil
3,178.34
31,130.54
8,841.76
5,205.71
1,934.03
13,130.01
45,470.59
20,851.91
51.02
6,414.67
16,106.37
4,737.12
10,639.53
839.58
3,329.56
1,713.75
1,091.75
Nil
Nil
8,318.79
1,709.68
230.91
13,497.79
Nil
50,854.32
32,540.10
1,267.08
35,214.14
Nil
4,788.10
192.53
5,912.76
1,266.10
Nil
19,931.87
2,982.00
152.91
19.00
8,800.90
JVM
2,430.27
19,209.57
52.64
46,811.00
8.14
5,803.24
2,408.74
Nil
3,142.54
4,991.15
63.80
322.48
$1,082.91
156.46
5,068.24
Nil
22.73
10.998.70
Nil
3,043.40
27,504.84
6,379.57
4,507.17
1,783.23
8,065.09
43,303.20
20,814.31
328.11
6,269.03
14,140.80
2,974,92
10,433.57
648.55
3,682.67
1,700.89
871.76
Nil
Nil
8,720.35
2,254.65
143.46
11,823.31
Nil
47,900.94
33,774.30
2,598.35
32,518.20
Nil
3,886.50
242.45
4,807.58
1,487.06
Nil
18,630.69
2,234.51
91.75
11.40
6,521.90
Nil
1,858.31
18,462.06
224.46
45,708.89
28.00
6,043.42
2,959.32
Nil
3,051.90
5,056.65
38.28
3,710.34
$412.29
12.25
1,972.93
Nil
7.72
10,736.68
Nil
609.72
31,682.86
5,025.32
1,623.27
2,777.58
4,816.48
28,452.60
7,244.28
7.80
1,627.94
8,396.35
456.76
4,329.18
212.90
950.14
750.03
382.58
Nil
Nil
3,017.43
866.01
548.57
12,138.77
Nil
32,711.89
16,021.70
1,807.55
22,863.41
Nil
3,078.51
57.67
4,748.81
1,959.51
Nil
11,901.55
1,965.61
Nil
Nil
5,573.24
Nil
1,188.48
10,483.50
55.63
28,941.09
15.89
6,082.91
1,921.44
Nil
1,784.80
3,227.02
Nil
2,002.82
38.07
7.83
38.93
Nil
33.90
97.62
Nil
20.03
115.10
78.77
British Crown Assurance Corporation	
British General Insurance Co., Ltd	
36.01
155.77
53.70
65.70
34.80
2.38
25.90
59.37
15.35
41.50
32.83
25.75
44.09
43.88
Columbia Insurance Co _	
Nil
Nil
34.60
0.38
383.62
102.67
Nil
68.29
Dominion of Canada Guar. & Ace. Co	
47.54
69.56
70.30
Nil
79.21
23.83
98.79
75.80
Nil
63.88
General Accident Fire & Life Assurance Corp., Ltd	
87.97
Nil
Nil
85.44
Nil
63.05
56.78
2.45
63.32
56.76
100.65
Hartford Fire Insurance Co	
64.93
Nil
58.48
63.80
Nil
53.97
$468,707.35
$439,478.18
$287,451.47
	
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1927.
P 49
TABLE VI.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1927— Continued.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Brought forward	
Law, Union & Rock Insurance Co	
Liverpool & London & Globe Insurance Co	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co	
London & Lancashire Insurance Co	
London & Provincial Marine & General ins. Co...
London & Scottish Assurance Corporation	
London Assurance Corporation '.	
London-Canada Insurance Co	
Loudon Guarantee & Accident Co	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Motor Union Insurance Co	
Mount Royal Assurance Co	
National Fire Insurance Co. of Hartford	
Newark Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North American Accident Insurance Co	
North British and Mercantile Insurance Co., Ltd
Northern Assurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society	
Occidental  Fire Insurance Co	
Ocean Accident & Guarantee Corporation	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford 	
Preferred Accident Insurance Co -	
Provincial Insurance Co	
Queen Insurance Co	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul .J
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co 	
Sun Insurance Office	
Toronto Casualty, Fire & Marine Insurance Co...
Travelers  Indemnity  Co	
Union Assurance Society	
Union Insurance Society of Canton	
Union Marine Insurance Co	
United British Insurance Co....	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co 	
Western Assurance Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co 	
Yorkshire Insurance Co	
Zurich General Accident and Liability Ins. Co	
Totals	
* Credit.
$468,707.35
10,732.02
7,780.67
3,307.65
36,559.17
3.506.01
6.067.59
188.94
7,732.62
315.06
38,587.46
16,841.70
118.25
1,721.75
116,366.37
4,318.34
22,344.01
42,914.17
Nil
463.00
19,363.27
Nil
1,126.22
838.43
3,770.60
15,763.72
35,966.37
1,696.26
17,078.11
0,830.47
31,475.23
Nil
8,614.29
5,392.61
29,914.89
5.60
7,417.70
2,439.03
36,935.00
31,248.86
21,689.05
14,793.00
7,762.65
104.65
6,005.58
6,945.18
39,133.74
25,411.83
6,112.18
6,892.00
44,478.01
1,687.53
1,254.86
1,435.70
3,086.77
31,136.56
11.40
5,045.00
10,146.63
41,937.34
$439,478.18
10,111.94
5,608.62
3,192.24
36,070.44
3,687.90
5,906.12
114.74
12,048.82
1,293.00
35,107.31
16,420.94
173.33
1,843.73
102,172.94
4.671.46
22,031.61
40,201.11
Nil
410.95
17,238.74
Nil
1,216.55
1,554.95
2,639.96
15,072.96
33,922.92
1,263.62
16,896.55
7,345.93
30,072.74
Nil
8,015.15
6,111.85
29,914.89
3.36
6,630.76
2,757.58
32,401.28
33,317.65
13,869.62
13,00S.51
7,641.35
62.79
4,691.33
8,151.48
39,963.90
29,580.38
6,370.92
6,240.70
36,180.03
1,711.88
* 1,595.07
1,350.97
4,735.15
28,458.13
19.36
4,726.23
9,751.13
42,148.62
$287,451.47
3,682.09
2,266.20
2,770.75
12,800.68
* 1,266.30
4,565.84
Nil
8,044.96
3,706.31
17,553.03
10,344.34
Nil
2,862.99
66,876.61
1,037.24
10,373.21
32,884.41
Nil
17.33
10,881.62
Nil
688.14
1,018.28
220.14
4,281.75
9,000.30
240.53
7,474.67
2,142.94
22,768.03
Nil
5,750.33
2,088.38
11,596.03
Nil
4,988.81
980.71
23,933.72
17,689.90
5,217.85
5,258.05
7,702.51
Nil
2,093.84
8,052.84
29,742.27
13,919.48
739.41
1,564.09
34,298.89
1,322.44
583.10
409.88
2,203.84
31,682.85
Nil
1,328.17
9,090.47
23,246.00
36.41
40.40
86.81
35.49
* 34.34
77.30
Nil ,
66.70
286.64
50.00
63.00
Nil
155.89
65.45
22.20
47.08
81.80
Nil
4.21
63.12
Nil
56.50
65.48
8.34
28.41
26.53
19.03
44.24
29.17
75.71
Nil
71.70
34.17
38.77
Nil
75.23
35.56
73.87
53.09
37.62
40.42
101.00
Nil
44.63
88.79
74.40
47.05
11.60
25.60
94.80
77.25
30.29
46.50
111.35
Nil
28.10
93.22
55.15
$1,319,518.45
$1,243,990.23
$770,171.42
58.03
 P 50
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE SUMMARY.
1923.
1924.
1925.
1926.
1927,
$364,000
161,000
148,000
77,000
44,000
16,000
624,000
223,000
4>43,O00
375,000
253,000
65,000
$383,000
178,000
156,000
80,000
61,000
8,000
736,000
261,000
449,000
289,000
251,000
130,000
$424,000
196,000
159,000
95,000
67,000
27,000
884,000
325,000
750,000
420,000
252,000
133,000
$439,000
199,000
175,000
101,000
80,000
11,000
1,106,000
518,000
607,000
387,000
240,000
54,000
$429,000
L	
218,000
183,000
L         	
117,000
Liability, P	
106,000
„   L	
26,000
1,320,000
L	
770,000
762,000
L '.	
615,000
Other forms, P	
285,000
181,000
„    L	
 TABLE VIII.—MISCELLANEOUS BUSINESS:  NET
PREMIUMS AND LOSSES, 1927.
P 51
Name of Company.
•
|I|
Sickness.
Liability.
Burglary.
—
M«-
H
Credit, Blanket Residents, Earthquake, Boiler and Machinery,
Explosion, Forgery, Fraud, Hall,
Inland Transportation, Live
Stock, Property, Sprinkler Leakage, Tornado, Use and Occupancy,
and Weather.
(Indicated by Initial letters.)
Total
Premiums.
Losses.
Unsettled
Claims.
i
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
(Incl.inln
and Trans.)
J P.            $117.52
I I.T.         1,763.55
Nil
Nil          I
$315.96 J
Nil
Nil
6,306.15
918.33
1,810.18
3,227.72
23,916.03
Nil
Nil
18,302.51
Nil
19,734.50
32,181.45
Nil
163.92
204.00
12,572.23
30,774.80
286.96
3,790.74
18.05
Nil
Nil
1,049.44
Nil
97,851.03
758.54
Nil
60,555.75
59,202.04
3,577.60
Nil
31,255.21
6,230.43
809.86
234.47
125,203.50
Nil
442.81
Nil
42,951.83
'l90:68
Nil
61.20
56,208.80
22,237.67
3,449.23
7,746.25
4,093.74
Nil
7,114.39
296.21
21,302.43
143,531.85
Nil
607.61
Nil
4,009.00
Nil
19,619.86
866.26
2,020.76
114.16
19,586.70
29,830.78
27,130.58
1,046.81
7,383.67
8,883.50
49,266.96
$315.96
Nil
Nil
72,229.04
324:i7
278.35
Nil
Nil
10,660.85
Nil
7,707.87
16,991.95
■ 75.00
Nil
797.35
251.18
1,325.22
Nil
Nil
Nil
417.29
Nil
59,411.97
496.90
Nil
30,361.25
18,3i5.49
2,912.49
Nil
Nil
1,943.49
581.47
Nil
»       51,441.85
Nil
Nil
Nil
10,702.10
379.30
.   Nil
Nil
Nil
45,189.69
430:25
7,147.43
Nil
1,948.08
Nil
97,382.00
Nil
Nil
Nil  ■
1,334.38
1,417.09
Nil
8,229.85
106.75
275.24
•      Nil
4,097.50
19,181.20
14,004.92
500.00
2,510.54
$371.29
Nil
305.00
Nil
Nil
Nil
6.41
Nil
0&3.5JI*
2
6
7
8
9
10
13
14
15
19
20
22
23
25
27
28
29
30
31
34
40
41
45
46
49
50
53
54
57
58
59
60
61
62
65
67
69
70
71
73
79
84
88
89
90
91
96
97
98
99
100
101
103
104
105
106
107
108
109
110
116
117
122
123
124
125
127
12S
129
130
131
132
133
134
135
136
3. Alliance Assurance Co., Ltd	
$1,033.53
$557.34
$1,250.76
$863.02
$343.08
Nil
$1,326.22
$301.84
$480.29
Nil   .
$4,026.34
2,817.23
$9.10
V.&O.      941.01
Nil
Cr.          6,306.15
72,229.04
918.33
175.00
8. The Autocar Fire & Accident Insurance Co., Ltd..
1,108.46
172.76
586.16
151.41
48.35
Nil
$67.21
Nil
9. Automobile Insurance Co. of Hartford, Conn	
3,227.72
278.35
B.&M. 23,916.03
Nil
Nil
Nil
Nil
Nil
■ Nil
3,335.00
Nil
Nil
Nil
93.03
100.00
108.35
Nil
Nil
Nil
Nil
15,477.53
Nil
Nil
12,450.67
8,030.65
Nil
2,675.00
235.30
Nil
Nil
3,810.99
Nil
1,928.80
Nil
Nil
2,615.00
Nil
Nil
40.00
Nil
Nil
Nil
Nil
Nil
Nil
205.00
277.00
j   Nil
'l06.75
Nil
Nil
Nil
4,966.00
2,637.72
Nil
Nil
56.37
709.28
2,727.00
Nil   .
8,416.60
7,739.38
Nil
2,705.71
9,441.62
4,763.65
3,091.93
2,470.41
822.18
$337.07
1,428.11
26.85
762.36
$62.50
422.96
$293.02
I.T.            267.99
1.64
13. The British & Foreign Marine Insurance Co., Ltd.
Nil
Nil
15. The British Columbia Plate Glass Insurance Co	
18,302.51
11,288.68
16. The British General Insurance Co., Ltd	
Nil
Nil
17. British Traders Insurance Co., Ltd	
19,734.50
7,707.87
18. The Canada Accident and Fire Assurance Co	
10,951.99
9,993.71
5,925.16
1,709.02
3,794.27
3,185.16
6,206.30
1,566.70
3,869.78
Nil
1,433.95
163.92
92.25
388.77
393.14
Nil
75.00
24.55
226.67
Nil
Nil
20. Canadian  Fire  Insurance  Co	
21. Canadian General Insurance Co	
L.S.            111.75
I.T.               40.00
F.                341.10
117.75
Nil
Nil
22. The Canadian Indemnity Co	
2,199.95
2,208.30
609.55
Nil
Nil
I'Jt^'
6.50
25^58:04
Nil
184.50
24. Car and General Insurance Corporation, Ltd	
*423.63             223.63
257.22
119.16
98.10
"' isios
Nil
27. The China Fire Insurance Co., Ltd	
Nil
Nil
28. Columbia  Insurance Co	
I.T.          Nil
Nil
750.50
316.41
238.47
100.88
60.47
Nil
30. Connecticut Fire Insurance Co	
Ear.        Nil
Nil
47,125.28
30,410.41
48,956.69
28,764.45
811.57
957.49
32. Continental  Insurance  Co	
Nil
Nil
J T.                  27.90
I I.T.             730.64
T.             Nil
Nil          I
496.90 J
Nil
15,867.55
7,420.37
6,928.10
19,893.54
19,253.55
13,107.33
10,331.63
4,116.79
2,149.74
105.00
Nil
1,842.67
3,535.00
497.03
17,816.25
2,369.45
1,584.18
304.53
470.73
345.62
I.T.               30.00
88.00
3,273.07
! 2,566.87
Nil
Nil
1,413.43
Nil
2,792.96
Nil
1,344.16
14,060.6C
1,078.48
4,513.43
434.53
2,945,65
Nil
228.88
737.75
B. & M.      277.94
Nil
39. The Fidelity & Casualty Co. of New York, N.Y	
267.13
15.00
28.17
25.00
1,263.19
699.85
1,556.50
1,203.64
3,034.62
80.82
41.  Fidelity Phenix Fire Insurance Co	
)' T.                 68.90
I I.T.             740.96
I.T.             234.47
Nil          I
581.47 J
Nil
Nil
42. Fire Association of Philadelphia	
43.  Fireman's Fund Insurance Co	
124,727.29
i Nil
45. First American Fire Insurance Co	
I.T.             442.81
Nil
I     5',647.55
891.37
100.00
4,658.73
2,625.61
250.00
Nil
I
S     2,699.12
36.00
63.00
976.63
Nil
Nil
llll
!vr-25
3,220.54
388.47
938.37
3,811.64
Nil
B.&M.   2,988.63
365.51
48. General Accident Fire & Life Assur. Corpn., Ltd...
137.90
33.80
Nil
I.T.               61.20
J I.T.             606.85
i Ear.           175.00
i'.T.' 5.6'6
Nil
119.51 I
Nil          i
Nil
 3',444:2'3
45,070.18
  ]"T26.47
9,311.60
3,'2'27.36
7,101.61
4,229.21
1,912.61
45.85
871.19
1,393.10
2,464.82
Nil
575.78
795.92
7,746.25
796.21
430.25
602.88
8.75
393.60
15.71
726.82
6,155.37
1,477.02
937.50
1,025.93
30.10
876.54
I.T.               15.00
Nil
303.80
69.28
172.55
56.57
4,745.94
258.00
497.97'
687.69
368.20
Nil
W.               296.21
Nil
•21,302.43
143,29'5.4o
97,382.00
J W.               166.66
t I.T.               69.74
T.             Nil
Nil          I
Nil          5
Nil
170.39
Nil
26.71
Nil
8.7o
Nil
11.00
Nil
380.44
Nil
10.32
'H/ii
49,617.83
37,914.81
Nil
f T.                  30.75
J S.L.            201.25
] I.T.         2,556.40
[_U. &O.   3,269.01
Nil          "1
Nil          >•
Nil   '      J
1,409.63
3,496.12
604.06
799.30
2,776.11
480.23
602.19
7U.80
167.46
15.60
690.18
372.66
Nil
'370.35
405.90
Nil
Nil
185.67
188.97
36.78
Nil
67. Liverpool &.London & Globe Insurance Co., Ltd	
69. The London & Lancashire Guar. & Ace. Co. of Can.
6,324.71
4,391.88
3,869.38
1,277.77
2,908.21
421.22
2,072.53
252.35
3,079.40
1,217.38
1,365.63
l,658:i2
Nil
31.64
271.74
110.00
3.50
112.50
Nil
65.14
22.02
Nil
Nil
72. The London & Scottish Assur. Corporation, Ltd...
45.00
Nil
15.50
Nil
19,586.70
4,097.50
J   *3,079.99
I   12,845.06
1,612.45
11,236.44
S     3,013.13
2,439.59
7,519.99
754.80
526.19
249.64
2,888.28
44.62
-Nil
I.T.               31.25
Nil
75. Loyal Protective Insurance Co,	
87.26
121.11
.Nil
7,383.67
Nil
2,104.87
I.T.          1,046.81
S S.L." i':338.95
I B.&M.  1,121.52
500.00
 "mi '. 1
Nil          I
. 991.92
*49,266.96
300.00
22,931.46
315.55
239.76
845.51
Nil
2,216.60
1,816.43
1,615.00
Nil
438.45
154.35
80. Merchants Casualty Insurance Co	
82. The Motor Union Insurance Co., Ltd	
917.20
201.77
6.00
Nil
132.64
2,406.02
88.40
905.25
Nil
Nil
1,055.84
2,406.02
Nil
935.28
Nil
Nil
Nil
Nil
112.61
1,159.58
58,592.59
10,277.53
Nil
14,505.73
Nil
22,551.53
683.43
Nil
mr
23.19
Nil
34,854.18
Nil
Nil
45,604.78
5,454.81
13,718.25
3,344.85
1,005.97
1,554.46
3,457.68
14,991.34
10,827.27
Nil
16,626.03
1,489.62
4',208.49
71,794.95
6,358.60
47,023.31
11,011.91
Nil
29,588.61
33',326.97
25,563.30
107.89
11,650.24
43,688.72
16,503.80
2,230.92
290.17
905.25
Nil
514.72
32,062.13
Nil
Nil
4',598:29
56,837.67
Nil
7,981.25
Nil
2:652.40
Nil
Nil
880.81
Nil
19,573.81
Nil
Nil
16,516.45
3,012.24
325:60
1,941.50
6,889.67
3,784.10
Nil
35,771.82
1,543.61
1,556.31
8,071.60
52,678.43
30,734:54
Nil
9,480.45
110.00
29,133.98
13:928.55
53,997.48
23,762.06
4,281.72
43.33
Nil
Nil
Nil
Nil
282.29
Nil
Nil
Nil
1,510.00
60.00
7,507.00
1,775.00
Nil
955.00
Nil
7,775.00
Nil
439.28
Nil
5,414.62
Nil
Nil
12,742.35
Nil
Nil
15.00
Nil
Nil
1,915.00
2,880.00
Nil
427.66
25.00
106.00
38.85
8,050:00
1,605.00
630.00
Nil
Nil
Nil
Nil
18,470.00
3,427.19
Nil
1,343.27
Nil
300.00
10.00
Nil '
Nil
Nil
Nil
935.28
514.72
687.14
173.25
7,309.51
438.25
f Fraud       860.00
1 Cr.             606.08
L For.           342.45
157.67 "I
31,262.96 L
30.00 J
Nil
! Nil
Nil
Nil
112.61
i Nil
Nil
92. The North American Accident Insurance Co	
349.22
1,346.16
3,370.80
283.93
181.85
836.59
111.17
Nil
789.19
154.81
1,709.35
Nil
Nil
77.20
48.60
430.35
1,716.45
401.00
120.63
432.95
477^4
715.32
Nil
531.64
705.80
1,006.51
Nil
Nil
56,885.62
3,183.83
jh'6,536.74
2,437.05
I.T.              10.75
I.T.                1.00
1.25
Nil
96. Norwich Union Fire Insurance Society, Ltd	
5,885.17
3,812.02
3,174.28
3,258.82
2,598.88
247.25
866.28
50.13
547.75
2.00
1,344.12
507.03
I.T.          .    89.25
104.00
98. The Ocean Accident & Guarantee Corpn., Ltd	
10.776.18
3,294.14
2,513.52
949.67
2,079.20
13.65
1,196.60
Nil
706.45
15.00
1,975.69
1,578.84
I 2,892.40
B.&M.  3,303.89
Nil
683.43
Nil
1 mi
880.81
S.L.               23.19
Nil
103. The Preferred Ace. Ins. Co. of New York, N.Y	
Nil
♦34,854.18
Nil
Nil
Nil
45,471.63
5,454.81
;16,516.43
I.T.             133.15
Nil
109. Railway Passengers Assurance Co	
110. Reliance Marine Insurance Co., Ltd	
5,524.72
1,986.08
2,191.35
993.47
3,151.91
4,531.93
23.50
Nil
1,471.35
Nil
1,355.42
3,344.85
278.42
•710.18
325.60
Nil
140.99
89.54
Nil
Nil
31.00
510.36
Nil
123.80
490.50
Nil
Nil
95.00
Nil
280.31
64.82
3,457.68
1,941.50
12,692.50
7,640.72
5,006.89
I.T.         2,'298.84
I.T.             234.46
1,882.78
164.00
115. Scottish Metropolitan Assurance Co., Ltd	
116. Scottish Union & National Insurance Co	
1,371.81
160.68
979.09
729.92
566.11
1,052.20
10.00
Nil-
25.08
Nil
16,143.95
;35,726.26
I.T.            482.08
45.56
637.17
125.96
663.66
Nil
247.47
71.94
806.61
Nil
2,733.89
Nil
157.50
228^5
5,670:94
62.50
240.00
Nil
15.00
1,596:06
266.36
73.34
1,023.81
83.91
119. Toronto Casualty, Fire & Marine Insurance Co	
B.R.           153.60
B. & M.      231.49
353.50
2,316.75
38,451.49
•690.85
24,066.55
30,020.76
28,611.88
3,322.70
5,188.25
|g|8
479.50
160.25
123! Union Insurance Society'of Canton, Ltd	
3,139.58
10,672.15
7,385.03
24,606.17
10,801.91
16,330.50
2,821.15
I.T.             210.00
 i'8,"988.24
699.89
171.40
613.44
33.90
5,265.71
366.00
3,168.14
3,131.66
5,319.46
499.65
358.06
For.   •    . 353.54
99.97
2,443.49
44,856.22
1,119.30
110.00
'l31.13
6,061.43
9,441.60
•25,563.30
4,776.15
3,091.93
2,470.39
822.18
337.08
1,428.11
36.85
762.35
62.50
422.96
293.01
I.T.            535.97
3.28
131. The Western Casualty Co	
LT."                1.00
Nil
Nil
133! The World Marine & General Insurance Co., Ltd...
151.97
50.41
62.40
26.99
619.19
55.00
610.07
120.63
231.90
Nil
87.05
.   Nil
9,886.66
23J62:06
7,416.05
1,766.05
4,476.05
1,825.97
1,196.21
1,248.01
Nil
Nil
1,146.20
405.84
523.04
Nil
1,713.43
Nil
471.51
20.12
Nil
L.S.             84.35
Nil
136. Zurich General Accident & Liability Ins. Co., Ltd.
$429,1156.10
$218,267.40
$182,647.53
$117,297.14
$105,881.45
$25,728.61
$92,248.56
$24,512.59
$123,811.58
$16,692.27
$47,617.13
$■27,675.65
$762,278.48
$514,923.08
$60,878.14
$111,316.49
$1,764,518.97
$1,056,413.23
$179,815,851
1
* Accident and sickness.
Printed by
CHAEI.ES   F.   B
VICTOE
A, B.C.:
er to the King
•a Most Excel
ent Majesty.

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