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Fifty-fifth Annual Report of the SUPERINTENDENT OF INSURANCE 1966 (Business Transacted in 1965) British Columbia. Legislative Assembly [1967]

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 PROVINCE OF BRITISH COLUMBIA
Fifty-fifth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1966
(Business Transacted in 1965)
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1966
  To Major-General the Honourable George Randolph Pearkes,
V.C., P.C., C.B., D.S.O., M.C.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Fifty-fifth Annual Report of the
Superintendent of Insurance for the year ended December 31, 1965.
ROBERT W. BONNER,
A ttorney-General.
Victoria, B.C., July 6, 1966.
  TABLE OF CONTENTS
Report of Superintendent of Insurance	
List as at June 30, 1966—
Insurers Licensed	
Fraternal Benefit Societies Licensed under the Insurance Act-
Names of Insurers Licensed since December 31, 1965	
Names of Insurers Which Have Ceased Business since December 31,1965
Underwriters' Agencies Licensed	
Reciprocal Exchanges Granted Permits	
Societies (Incorporated under the Societies Act) Licensed under the Insurance Act	
Annual Statements of Provincial Licensees—
B.C.F.G. Mutual Hail Insurance Company _
The British Columbia Insurance Company.	
British Columbia Life & Casualty Company	
The British Columbia Plate Glass Insurance Company-
Fruit Growers Mutual Insurance Company	
The Mutual Fire Insurance Company of British Columbia	
North West Life Assurance Company	
Pacific Automobile and Fire Insurance Company	
Pacific Coast Fishermen's Mutual Marine Insurance Company-
Roberts Mutual Fire Insurance Company	
Seaboard Life Insurance Company	
United Home Life Insurance Company	
United Home Mutual Life Insurance Company_
Tables
Life Insurance—
I. Business of 1965	
II. Summary, 1961-65-
Fraternal Societies—
III. Business of 1965	
Fire Insurance—
IV. Business of 1965	
V. Summary, 1961-65.
Reciprocal Exchanges—
VI. Business of 1965	
Automobile Insurance—
VII. Business of 1965_
VIII. Summary, 1961-65_
Miscellaneous Classes of Insurance—
DC. Business of 1965	
Page
7
10
37
38
38
38
38
38
39
41
43
45
47
49
51
54
56
58
60
63
65
X. Summary, 1961-65.
67
69
70
71
75
75
76
79
80
106
  Report of the Superintendent of Insurance
Department of Insurance,
Victoria, B.C., July 6, 1966.
The Honourable Robert W. Bonner, Q.C.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the Insurance Act, I beg to submit the Fifty-fifth Annual
Report of the Department of Insurance covering the year ended December 31, 1965.
At that date 347 insurers were licensed under the Act to transact business. The
following summary indicates the origin of the insurers, how many hold only Provincial licences, and how many had Federal registry in addition to a Provincial
licence:—
Where Incorporated
Provincial
Licence
Federal
Registry
Total
12
12
5
1
2
1
14
102
57
2
3
1
1
2
3
124
12
26
102
62
2
3
1
1
Wnlland
2
2
1
1
1
1
5
United States
125
Totals
33
314
347
The comparative figures are for 1964, 360, and 1963, 356.
Four new insurers were licensed during the year. These are as follows: British
Columbia Life & Casualty Company; Commercial Union Insurance Company of
New York; Hungarian Reformed Federation of America; and Union Mutual Life
Insurance Company.
Sixteen insurers ceased to transact business in the Province during the year,
and these were: Adriatic Insurance Company; American Equitable Assurance
Company, Ltd.; Amsterdam Insurance Association, the Dome, Ltd.; Baloise Marine
Insurance Company; The Contingency Insurance Company; Excess Insurance
Company, Ltd.; London & County Insurance Co. Ltd.; Milwaukee Insurance Company of Milwaukee; Motor Union Insurance Co. Ltd.; New York Fire Insurance
Company; Occidental Fire Insurance Company; The Patriotic Assurance Company,
Ltd.; The South British Insurance Company, Ltd.; and Standard Marine Insurance
Company, Ltd.
A complete list of insurers will be found on pages 10 to 36. A similar list,
made up to December 31, 1965, was published in The British Columbia Gazette.
For the purposes of convenience, the present list is made up to June 30, 1966, so
that it includes insurers licensed since December 31, 1965, and shows the classes
of insurance for which all insurers are now licensed.
 B 8
BRITISH COLUMBIA
On analysis the list shows that 79 companies (exclusive of fraternal societies)
were licensed for life insurance, 202 for fire insurance, 195 for automobile insurance,
and 89 for marine insurance. These figures cover only the major classes of insurance, and it should be understood that the same company may be licensed, for
example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are
set forth at length on pages 39 to 58.
There were two underwriters' agencies licensed under the Act, and the list
appears on page 38.
The taxes collected on unlicensed insurance amount to $6,911.04.
The number of insurance agents' and salesmen's licences issued for the year
1965 is given below, together with a comparative table for the previous four years.
Pre-licence examination requirements, hitherto confined to other-than-life insurance
agents and salesmen, are now extended to life insurance agents and insurance
adjusters.
Licences Issued to—
1965
1964
1963
1962
1961
Life insurance agents-
Other-than-life insurance agents-
Insurance salesmen	
Insurance adjusters-
Employees of insurance adjusters-
Totals	
3,532
1,526
726
63
146
3,408
1,558
782
63
150
3,252
1,593
825
64
125
2,687
1,577
806
54
109
2,306
1,586
850
56
105
5,993 5,961
5,859
5,233
4,903
The number of real-estate agents' and salesmen's licences issued under the Real
Estate Act for the year 1965/66 in comparison with the previous four years is as
follows:—
Licences Issued to—
1965/66
1964/65
1963/64
1962/63
1961/62
882
3,288
847
3,239
853
2,901
857
2,797
880
2,708
4,170
4,086
3,754
3,654
3,588
Pursuant to Part II of the Real Estate Act, documents have been processed and
filed in connection with 293 subdivisions since my last report.
The number of collection agents' licences issued for the year 1965 is given
below, together with a comparative table for the previous three years:—
Year
1965
1964
Licences Issued
to Collection
Agents
 88
95
Year
1963
1962
Licences Issued
to Collection
Agents
 94
 90
The number of issuers' and salesmen's licences issued under the Investment
Contracts Act for the year April 1, 1965, to March 31, 1966, is as follows: Issuers,
6; salesmen, 9.
The association of Superintendents of Insurance met at Halifax, N.S., for its
48th annual conference, commencing September 21, 1965. Attending at the sessions were more than 190 representatives of the insurance industry.
The association officers for the 1965/66 term are: President, Cecil Richards,
Superintendent of Insurance, Province of Ontario, 123 Edward Street, Toronto 2,
Ont.; secretary, Cecil Richards, Superintendent of Insurance, Province of Ontario.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 9
Following the election of officers, the Superintendents accepted the invitation
of the Superintendent of British Columbia to hold the 1966 conference at Victoria,
B.C., during the week commencing September 18, 1966.
Respectfully submitted.
E. T. CANTELL,
Superintendent of Insurance.
 B 10
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 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 39
Annual Statements of Provincial Licensees
B.C.F.G. MUTUAL HAIL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Date of incorporation, March, 1950.   Date commenced business, May 18, 1950.
Officers
E. M. Tait, President. H. B. Earle, Secretary.
John Luthy, Vice-President. H. B. Earle, General Manager.
E. J. Foot, Assistant General Manager.
E. M. Tait.
J. Luthy.
N. R. C. Pooley.
Directors
D. P. Fraser.
D. Richard.
Auditors
Rutherford, Bayett & Co., Kelowna, B.C.
A. Claridge.
E. Malen.
R. Basnett.
Statement for the Year Ended December 31, 1965
Guarantee Stock
Guarantee stock authorized-
Amount 	
Number of shares
Par value	
Guarantee stock issued and outstanding at beginning of year .
Issued during the year	
Total 	
Deduct guarantee stock forfeited or cancelled.
Guarantee stock at end of year	
Bonds (book value) 	
Cash on hand and in banks	
Interest and dividends accrued
Amounts owing by reinsurers __
Total admitted assets
Provision for unpaid claims
Expenses
Guarantee stock paid in cash	
Surplus in Profit and Loss Account
Total liabilities	
Assets
Liabilities
Amount
Subscribed
$18,610.00
310.00
$18,920.00
550.00
$50,000.00
5,000
$10.00 each
Amount Paid
in Cash
$18,610.00
310.00
$18,920.00
550.00
$18,370.00        $18,370.00
$144,475.68
11,605.14
1,054.05
939.21
$158,074.08
$40,000.00
2,199.95
$18,370.00
97,504.13
115,874.13
$158,074.08
 B 40 BRITISH COLUMBIA
Profit and Loss Account
Premiums written (net)  $105,368.57
Premiums earned (net)  $105,368.57
Claims incurred (net)  $77,407.32
Adjustment expenses incurred (net)      2,274.00
Commissions       5,790.20
Salaries, fees, and travelling expenses         300.00
Management fee     18,410.73
All other expenses      1,963.02
Total claims and expenses    106,145.27
Underwriting loss         $776.70
Other revenue—
Interest earned    $5,568.49
Gain on sale of non-admitted asset         247.45
5,815.94
Net profit for the year      $5,039.24
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at
beginning of year   $110,497.34
Decrease in paid in guarantee stock       $240.00
Net profit for the year brought down      5,039.24
        4,799.24
$115,296.58
Add decrease in unadmitted ledger assets  577.55
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at end of year  $115,874.13
Returns for British Columbia
(See page 105.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 41
THE BRITISH COLUMBIA INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1903.   Date commenced business, 1948.
Officers
J. Norman, President.
John Norman.
P. B. Paine.
Directors
F. A. Griffiths.
R. F. Gardiner.
L. H. Gledhill, Secretary.
E. J. O. Greenwood.
W. H. Molyneux.
Capital stock authorized—
Amount	
Auditors
Griffiths & Griffiths, Vancouver, B.C.
Statement for the Year Ended December 31, 1965
Capital Stock
Number of shares—
Common	
Preferred	
Par value	
Number
of Shares
Capital stock issued and outstanding at beginning and
at end of year—Common 44,389
Total of calls and instalments made to date—
50 per cent on 44,307.
100 per cent on 82.
Amount of calls unpaid at end of year, nil.
Amount
Subscribed
$500,000.00
80,000
20,000
$5.00 each
Amount Paid
in Cash
$221,945.00   $111,177.50
Assets
Bonds (book value) 	
Stocks (book value) 	
Cash on hand and in banks	
Interest and dividends accrued	
Loan receivable (affiliated company)
Canadian income tax receivable 	
Excess of market value of investments over book value
Deduct assets not admitted—
Excess of market value of investments over book value       $7,721.61
Deficiency of market under book value of stocks        4,613.39
$166,159.83
80,358.45
15,904.26
4,043.51
80,000.00
1,405.66
7,721.61
$355,593.32
Total admitted assets
12,335.00
$343,258.32
!
 B 42 BRITISH COLUMBIA
Liabilities
Provision for unpaid claims   $26,475.65
Unearned premiums   41,398.74
Expenses due and accrued  675.00
Taxes due and accrued  7,162.80
Provision for fluctuation on investments  1,945.00
Bank of New South Wales, Sydney, Australia  3,833.54
Balance due to affiliated companies  404.17
Capital stock paid in cash  $111,177.50
Surplus in Profit and Loss Account     150,185.92
$81,894.90
261,363.42
Total liabilities   $343,258.32
Profit and Loss Account
In Canada     Outside Canada All Business
Net premiums written    $9.45        $103,476.17 $103,485.62
Reserve of unearned premiums—
At beginning of year      $2.64 $40,221.31 $40,223.95
At end of year        8.27 41,390.47 41,398.74
Increase      $5.63 $1,169.16 $1,174.79
Net premiums earned     $3.82        $102,307.01        $102,310.83
Net claims incurred   $12.87 $61,533.18 $61,546.05
Net adjustment expenses incurred       9.00          9.00
Commissions        3.69 40,727.92 40,731.61
Taxes   267.75 13,442.59 13,710.34
Salaries, fees, and travelling expenses  682.00          682.00
All other expenses   222.89
Total claims and expenses   $116,901.89
Underwriting loss      $ 14,591.06
Other revenue-
Interest earned      $11,980.80
Dividends earned        2,198.27
Refund, 1964 Canadian income tax  85.66
14,264.73
Other expenditure—
Australian Federal taxes       $1,904.04
Increase in deficiency of market under book value of securities __        5,537.42
         7,441.46
Net loss for the year      $7,767.79
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning of year   $268,207.18
Net loss for the year brought down        7,767.79
$260,439.39
Add decrease in unadmitted assets  924.03
Surplus of assets over liabilities (excluding capital stock from liabilities)
at end of year  $261,363.42
Returns for British Columbia
(See page 91.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 43
BRITISH COLUMBIA LIFE & CASUALTY COMPANY
Head Office—West Vancouver, B.C.
Date of incorporation, March, 1958.   Date commenced business, May, 1965.
R. A. Stucki, President.
W. L. Little, Vice-President.
Officers
G. J. Chambers, Secretary-Treasurer.
Byron Straight, Actuary.
Directors
Rodney Allred Stucki.       John Ross Hawthorn. William Lyle Little.
John M. Peart. Gordon Joseph Chambers.    John Milton Dillingham.
Philip Despard Pemberton Holmes.
Auditors
Touche, Ross, Bailey and Smart, Chartered Accountants.
Statement for the Eight Months Ended December 31, 1965
Capital Stock
Capital stock authorized—
Amount   $2,000,000.00
Number of shares  20,000
Par value  $100.00 each
Capital stock issued and outstanding—
At beginning of year
Issued during the year
Number of
Shares
_    969
._ 4,285
Capital stock issued and outstanding at end of year  5,254
Amount of calls unpaid at end of year, nil.
Premium on capital stock—
Total amount paid at beginning of year	
Amount received during year	
Total amount paid at end of year
Amount
Subscribed
$96,900.00
428,500.00
Amount Paid
in Cash
$96,900.00
428,500.00
$525,400.00        $525,400.00
$53,625.00
646,375.00
$700,000.00
Assets
Bonds owned by the Company
Stocks owned by the Company
Mortgage loans on real estate
Deposits, Royal Trust—guaranteed investment certificates
Cash 	
Investment income, due and accrued	
Outstanding life assurance premiums and annuity considerations
Total assets	
$719,862.62
45,356.25
169,439.94
195,000.00
6,007.35
8,109.67
3,001.52
$1,146,777.35
 B 44
BRITISH COLUMBIA
Liabilities, Capital, and Surplus
Actuarial reserve for life assurance and annuity contracts in force	
Amounts on deposit with the Company, pertaining to assurance and annuity contracts (prepayment of premiums)	
Taxes, licences, and fees, due and accrued	
Commissions on assurance premiums and annuity considerations, due and accrued
General and investment expenses, due and accrued	
Bank overdraft	
Amounts received but not yet allocated	
Reinsurance premiums payable
Due to parent company, Columbia Beneficial Holdings Ltd.
Salesmen's security deposits	
Total liabilities
Capital stock paid
Surplus in shareholders' fund
Grand total	
$45,253.00
25,135.12
2,854.15
7,391.94
23,431.00
4,792.72
9,388.41
6,272.17
97,734.87
1,100.00
. $223,353.38
525,400.00
398,023.97
. $1,146,777.35
Summary of Operations
Premiums and annuity considerations	
Net investment income	
Total income
Claims incurred, life assurance	
Normal increase in actuarial reserve
Taxes, licences, and fees
Commissions on assurance and annuity considerations
General expenses	
Total
Balance carried to Surplus Account
$135,377.68
49,421.34
$184,799.02
$5,000.00
45,253.00
3,957.15
159,490.59
238,448.71
$452,149.45
$267,350.43
Surplus Account
Surplus, December 31, 1964
Increase-—Premium received on sale of capital stock.
Total increase 	
$233.48
$700,000.00
$700,000.00
Decreases—
Balance carried forward from Summary of Operations
Net capital loss on investments	
Write down of investments 	
Write down of mortgages
Write off organization expenses
Total decrease before dividends to shareholders
Net increase before dividends to shareholders
Dividends to shareholders 	
Surplus, December 31, 1965, in shareholders' fund
$267,350.43
6,832.50
550.00
634.62
26,375.00
$301,742.55
$398,257.45
Nil
$398,023.97
Returns for British Columbia
(See page 67.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 45
THE BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
G. E. Lafreniere. A. C. K. Sloan. Lloyd F. Stevens.
H. D. Bell-Irving. R. M. Ivey.
G. E. Lafreniere, President.
Statement for the Year Ended December 31, 1965
Assets
Bonds (book value)   $83,956.25
Cash on hand and in banks  6,626.69
Interest and dividends due   813.61
Agents' balances and premiums uncollected   14,518.89
$105,915.44
Deduct assets not admitted—Agents' balances prior to October 1, 1965   681.29
$105,234.15
Liabilities
Reserve for unearned premium (net, at 80 per cent)   $87,580.10
Taxes, due and accrued   1,559.18
Claims   1,103.93
Total liabilities excluding capital stock     $90,243.21
Capital stock—
Authorized   $25,000.00
Subscribed and paid up   $10,000.00
Premium on capital stock         200.00
Surplus       4,790.94
       14,990.94
$105,234.15
 B 46 BRITISH COLUMBIA
Profit and Loss Account
Premiums written (net)     $77,958.99
Reserve of unearned premiums (80 per cent)—
At beginning of year  $81,311.50
At end of year    87,580.10
Increase .        6,268.60
Premiums earned (net)     $71,690.39
Claims incurred (net) $47,632.75
Commissions  . 16,609.75
Taxes  — 1,816.68
Salaries, fees, and travelling expenses      5,450.04
All other expenses       1,395.81
72,905.03
Underwriting loss      $ 1,214.64
Other revenue—Interest earned        4,015.57
Net profit      $2,800.93
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities)  at beginning of year      $ 16,714.59
Net profit for year         2,800.93
$19,515.52
Dividends declared to shareholders 1        5,000.00
$14,515.52
Add decrease on unadmitted assets  475.42
Surplus of assets over liabilities (excluding capital stock from liabilities)
at end of year     $14,990.94
Returns for British Columbia
(See page 91.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 47
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Date of incorporation, March 15, 1955.   Date commenced business, September 23, 1955.
Officers
N. R. C. Pooley, President. G. L. Matheson, General Manager.
E. M. Tait, Vice-President. H. B. Earle, Resident Manager.
H. B. Earle, Secretary.
N. R. C. Pooley.
E. M. Tait.
J. Luthy.
Directors
D. P. Fraser
D. Richard.
Auditors
Rutherford, Bazett & Co.
R. Maddocks.
A. Claridge.
E. Malen.
Statement for the Year Ended December 31, 1965
Guarantee Stock
Guarantee stock authorized—
Amount 	
Number of shares
Par value	
Guarantee stock issued and outstanding-
At beginning of year	
Issued during the year.
Total	
Deduct guarantee stock forfeited or cancelled.
Guarantee stock at end of year	
Amount
Subscribed
$243,800.00
38,725.00
$282,525.00
20,650.00
Assets
Book value of real estate—Office premises
Mortgage loans on real estate	
Bonds and debentures (book value)	
Cash on hand and in banks	
Interest and dividends due	
Agents' balances and premiums uncollected (net commission deducted)
Amounts owing by reinsurers 	
All other assets—Equipment 	
Gross assets	
Deduct assets not admitted-
Bonds not admitted	
$500,000.00
20,000.00
$25.00 each
Amount Paid
in Cash
$243,800.00
38,725.00
$282,525.00
20,650.00
$261,875.00       $261,875.00
$33,100.00
14,284.72
549,576.31
11,669.28
7,419.69
96,752.78
30,189.51
15,938.84
$758,931.13
Agents' balances on premiums written (prior to October 1, 1965)
Equipment 	
Total admitted assets
$21,000.00
3,989.34
15,938.84
40,928.18
$718,002.95
Liabilities
Provision for unpaid claims	
Unearned premiums—
$274,228.30 carried out at 80 per cent
$2,076.17 carried out at 100 per cent -
$141,427.66
$219,382.64
2,076.17
221,458.81
 B 48
BRITISH COLUMBIA
Liabilities—Continued
Expenses due and accrued
Taxes due and accrued	
Borrowed money
Amounts owing on reinsurance contracts	
Agents' credit balances, return premiums, and premiums paid in advance
Provision for reinsurance commissions refundable	
Guarantee stock paid in cash 	
Deficit in Profit and Loss Account
Total liabilities
$261,875.00
13,049.81
Profit and Loss Account
Premiums written (net) 	
Reserve of unearned premiums—
At beginning of year	
At end of year	
$21,304.86
13,792.88
51,860.96
6,825.02
11,907.57
600.00
$469,177.76
248,825.19
$718,002.95
$488,396.98
$165,391.87
221,458.81
Increase
Premiums earned (net) 	
Claims incurred (net) 	
Adjustment expenses incurred (net)
Commissions	
Taxes 	
Salaries, fees, and travelling expenses
All other expenses 	
$233,031.77
28,400.78
36,595.16
13,152.54
122,683.12
60,092.72
56,066.94
$432,330.04
Underwriting profit..
Other revenue—
Interest earned
Rents earned (net)
Management fees
Inspection and service fees
Other expenditure—
Income taxes	
Bad debts written off
$27,012.09
283.60
18,410.73
7,582.71
$3,309.50
512.80
Net profit for the year
420,765.77
$11,564.27
52,721.93
3,822.30
$60,463.90
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at
beginning of year  $192,180.89
Increase in paid-in guarantee stock —
Net profit for the year brought down
$18,075.00
60,463.90
Deduct increase in unadmitted ledger assets
78,538.90
$270,719.79
21,894.60
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at end of year  $248,825.19
Returns for British Columbia
(See pages 71, 77, 81, 84, 87, 91, 97, and 100.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 49
THE MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, B.C.
Date of incorporation, 1902.   Date commenced business, 1902.
Officers
H. S. Berry, President.     W. M. Page, Vice-President.     E. E. Townsley, Manager.
R. V. Hurford, Treasurer.
Directors
H. S. Berry. W. M. Page. R. V. Hurford.
E. E. Townsley. H. Bose. H. E. Burr.
J. C. Brannick. L. Gilmore. K. B. McKecknie.
R. Bridge. T. J. Erskine G. Park.
J. C. Cherry.
Auditors
Peat, Marwick, Mitchell & Co., Chartered Accountants.
Statement for the Year Ended December 31, 1965
Assets
Bonds (book value)   $ 148,165.25
Cash on hand and in banks ,        2,462.76
Interest and dividends accrued        2,012.28
Agents' balances and premiums uncollected (net commission deducted)       34,117.13
Amounts owing by reinsurers         3,273.39
All other assets        11,021.64
Gross assets   $201,052.45
Deduct assets not admitted—
Agents' balances on premiums written prior to October, 1965    $874.84
Deficiency of market under book value of bonds  2,315.66
Agents' commission paid in advance  9,909.24
Amounts owing by reinsurers (contingent commission)   3,273.39
Miscellaneous  1,055.91
—=       17,429.04
Total admitted assets  $183,623.41
Liabilities
Provision for unpaid claims   $2,305.62
Unearned premiums carried out at 100 per cent  69,099.16
Expenses due and accrued   441.13
Borrowed money  27,000.00
Amounts owing on reinsurance contracts  24,296.42
Taxes due and accrued   409.69
Contingency reserves (section 26, Mutual Fire Insurance Company Act)   22,000.00
Surplus in Profit and Loss Account  38,071.39
Total liabilities  $183,623.41
 B 50
Premiums written (net) 	
Reserve of unearned premiums-
At beginning of year	
At end of year	
BRITISH COLUMBIA
Profit and Loss Account
Decrease
Premiums earned (net)
Claims incurred (net)
Adjustment expenses incurred (net)
Commissions 	
Taxes 	
Salaries, fees, and travelling expenses
All other expenses	
Total claims and expenses
Underwriting loss
Other revenue—
Interest earned 	
Contingent commission on profits of reinsurers
Other expenditure—Bank interest.
Net profit for the year _
Surplus for Protection of Policyholders
Surplus of assets over liabilities at beginning of year	
Adjustment of prior year's earnings	
Net profit for the year brought down	
Add decease in unadmitted ledger assets
$75,911.62
69,099.16
$15,306.37
580.04
7,920.19
556.69
17,377.34
8,156.23
$6,423.45
2,942.87
$673.03
5,501.54
$40,969.40
6,812.46
$47,781.86
Surplus of assets over liabilities at end of year
49,896.86
$2,115.00
9,366.32
$7,251.32
1,749.78
$5,501.54
$28,624.15
6,174.57
$34,798.72
3,272.67
$38,071.39
Returns for British Columbia
(See page 72.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 51
NORTH WEST LIFE ASSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1956, amended 1962. Commenced business in 1956.
Officers
Einar M. Gunderson, Chairman of the Board.
Peter G. Ropchan, President.
A. Libin, Vice-President.
D. R. Annett, Vice-President.
Arthur W. Putz, Secretary-Treasurer.
Donald R. Francis, Assistant General Manager.
Donald R. Francis, Actuary.
Peter G. Ropchan.
Alvin Libin.
Dr. Ernest A. Johnson.
John J. Wintermeyer.
Directors
Einar M. Gunderson.
John G. Chaston.
Douglas R. Annett.
Ralph J. Leonard.
Harold S. McNamara.
Capt. H. J. C. Terry.
C. B. Delbridge.
Auditors
Touche, Ross, Bailey, and Smart, Chartered Accountants.
Statement for the Year Ended December 31, 1965
Capital Stock
Capital stock authorized—
Amount	
Number of shares	
Par value	
Capital stock issued and outstanding-
At beginning of year_.
Issued during the year..
Number of
Shares
. 265,150
.     5,635
Amount
Subscribed
$530,300.00
11,270.00
$1,000,000.00
500,000
$2.00 each
Amount Paid
in Cash
$530,300.00
11,270.00
Total at end of year_
270,785        $541,570.00        $541,570.00
Percentage of calls made to date, 100 per cent.
Amount of calls unpaid at end of year, nil.
Premium on capital stock—
Total amount paid at beginning of year	
Amount received during the year.	
Total amount paid at end of year..
Assets
Bonds owned by the Company..
Mortgage loans on real estate—
Policy loans	
Cash . .	
Investment income due and accrued..
Outstanding life assurance premiums and annuity considerations	
Accident and sickness premiums due and unpaid, effective after September 30th
of current year (net, commissions deducted)	
Amounts due from other companies on reassured contracts for claims paid	
Deposits with public utility companies-
Deposit with Unemployment Insurance Commission..
Office furniture and equipment-
Premium taxes recoverable from reinsurers-
Premiums due from reinsurance company	
Total assets..
Deduct assets not admitted—Office furniture and equipment-
Total assets	
$1,796,500.00
70,080.00
$1,866,580.00
$2,100,331.50
88,551.38
72,722.52
48,042.58
25,014.78
48,342.24
510.62
660.00
480.00
125.00
60,969.75
864.71
11,102.91
$2,457,717.99
60,969.75
$2,396,748.24
 B 52
BRITISH COLUMBIA
Liabilities, Capital, and Surplus
Actuarial reserve for life assurance and annuity contracts in force-
Aggregate reserve for accident and sickness assurance-
Outstanding claims under assurance and annuity contracts, including provision for
unreported claims	
Amounts on deposit with the Company pertaining to assurance and annuity contracts and including interest accumulations .	
Assurance premiums and annuity considerations received in advance	
Taxes, licences, and fees, due and accrued-
General and investment expenses, due and accrued-
Amounts received but not yet allocated	
Income-tax deductions payable	
Reinsurance premiums payable	
Agents' credit balances	
Total liabilities .
Capital stock paid-
Surplus in shareholders' fund-
Surplus in assurance and annuity funds..
Grand total	
$1,104,332.00
4,573.00
24,059.92
181,217.90
4,143.69
13,321.37
3,768.28
9,941.62
1,725.65
38,000.98
3,793.68
$1,388,878.09
541,570.00
1,540,392.90
1,074,092.75
$2,396,748.24
Summary of Operations
Premiums and annuity considerations—
Life assurance and annuities	
Accident and sickness assurance	
$699,383.04
11,823.22
Investment income (net)	
Miscellaneous revenue—Fees charged to agents on not placed policies-
Total income	
$711,206.26
122,392.47
705.60
$834,868.76
Claims incurred under assurance and annuity contracts, other than under settlement annuities—
(a) Life assurance and annuities     $128,811.68
(b) Accident and sickness assurance  5,508.50
Normal increase in actuarial reserve (excluding increases due to changes in valuation basis)	
Increase in aggregate reserve for accident and sickness assurance	
Interest credited to amounts on deposit with the Company	
Taxes, licences, and fees, excluding investment taxes..
Commissions on assurance premiums and annuity considerations-
General expenses-
Dividends to policyholders.
TotaL
Balance carried to Surplus Account..
$134,320.18
261,892.00
1,504.00
8,047.36
16,146.25
226,068.57
398,534.78
14,251.48
$1,060,764.62
$225,895.86
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 53
Surplus Account
Surplus, December 31, 1964—
(a) In shareholders' fund  $1,662,275.82
(b) In assurance and annuity funds    —838,878.16
Increases—
Premium on sale of shares       $70,080.00
Proceeds of the sale of share purchase warrants  200.00
$823,397.66
Total increase       $70,280.00
Decreases—
Balance carried forward from summary of operations  $225,895.86
Net capital loss on investments  142,411.90
Increase in non-admitted assets  59,069.75
$427,377.51
Net increase before dividends to shareholders    —357,097.51
Surplus, December 31, 1965—
(a) In shareholders' fund  $1,540,392.90
(b) In assurance and annuity funds    1,074,092.75
$466,300.15
Returns for British Columbia
(See pages 67 and 101.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 54
BRITISH COLUMBIA
PACIFIC AUTOMOBILE AND FIRE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of Incorporation
Date of incorporation, March 15, 1955.   Commenced business, November 1, 1955.
Officers
A. A. Keating, President. G. S. Robinson, Secretary.
G. Evans, General Manager.
Directors
A. B. Cliff. G. S. Robinson.
J. O. Turner. A. A. Keating.
Auditors
Peat, Marwick, Mitchell & Co., Vancouver, B.C.
Statement for the Year Ended December 31, 1965
Capital stock authorized-
Amount 	
Capital Stock
Number of shares (par value, $100 each)
Capital stock issued and outstanding at beginning and end of year—
Number of shares 	
Amount subscribed
Amount paid in cash .
Total of calls made to date	
Amount of calls unpaid at end of year_
Assets
Bonds and debentures (book value)
Stocks (book value)
Cash on hand and in banks
Interest accrued	
Agents' balances and premiums uncollected (net commission deducted)
All other assets	
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1, 1965
Deficiency of market under book value of stocks	
Stocks not admitted _	
Other assets 	
$300,000
3,000
2,000
  $200,000
  $200,000
.100 per cent
 Nil
$258,492.00
120,766.00
268,795.00
3,271.00
64,919.00
85,348.00
$801,591.00
$1,434.00
10,112.00
15,798.00
69,897.00
Liabilities
Provision for unpaid claims
Adjustment expenses
Unearned premium (net, at 80 per cent)
Expenses due and accrued	
Taxes due and accrued	
Amounts owing on reinsurance contracts-
Agents' credit balances, return premiums, and premiums paid in advance-
Capital stock paid in cash	
Deficit in profit and loss account	
Excess of assets over liabilities (surplus for protection of policyholders)
$200,000.00
31,308.00
97,241.00
$704,350.00
$160,475.00
15,210.00
310,582.00
3,781.00
14,815.00
5,179.00
25,616.00
$535,658.00
168,692.00
$704,350.00
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 55
Profit and Loss Account
Net premiums written  $715,252.00
Reserve of unearned premiums (80 per cent)—
At beginning of year  $137,223.00
At end of year     310,582.00
Increase  —     173,359.00
Net premiums earned   $541,893.00
Claims incurred (net)   $255,699.00
Adjustment expenses incurred (net)       31,394.00
Commissions         129,905.00
Taxes         17,726.00
Salaries, fees, and travelling expenses      93,342.00
All other expenses      45,424.00
    573,490.00
Underwriting loss    $31,597.00
Other revenue—
Interest earned  $19,054.00
Dividends earned      3,064.00
Profit on sale of securities         236.00
Adjustment prior year's earnings      5,895.00
Profit on sale of automobile .       1,291.00
Sundry       20,931.00
$50,471.00
Other expenditure—Life insurance expense   995.00
49,476.00
Net profit    $ 17,879.00
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at the
beginning of year  $215,486.00
Net profit for the year       17,879.00
$233,365.00
Deduct—
Dividends declared to shareholders     $12,000.00
Increase in unadmitted ledger assets       52,673.00
       64,673.00
Surplus of assets over liabilities at end of year  $168,692.00
Returns for British Columbia
(See page 78.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 56
BRITISH COLUMBIA
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, March, 1945.   Commenced business, June 11, 1945.
Andrew Dybhoon.
Bill Warnock.
W. K. Mead-Miller.
Alex Rintoul.
R. Pallant.
John Chambers.
John Homer.
Directors
Harry Lloyd.
Axel Petersen.
Peter Mayede.
Morgan Berg.
R. H. Bentsen.
Robert Emerson.
M. Berg, President.
Auditor
Harold B. Everett, C.G.A.
Erling Wick.
Gunner Hansen.
Walter Emerson,
Olav Moan.
Erling Bredalsen.
Fred York.
Glen Martinolich.
Statement for the Year Ended December 31, 1965
Guarantee Stock
Authorized—
Amount
Number of shares
Par value	
Guarantee stock at beginning of year
Guarantee stock issued during year	
Total	
Deduct guarantee stock forfeited or cancelled
Guarantee stock at end of year	
$25,000.00
2,500
$10.00 each
. $22,620.00
3,290.00
. $25,910.00
.     2,990.00
. $22,920.00
Assets
Mortgage loans on real estate	
Bonds and debentures (book value) .
Stocks (book value)..
Cash on hand and in banks
Interest accrued	
Agents' balances and premiums uncollected (net, commission deducted).
All other assets—Sea buoys	
Deduct assets not admitted—
Agents' balances prior to October 1, 1965
Investments 	
$11,250.00
902,847.92
13,200.00
38,969.83
14,258.46
53,274.25
5,236.33
$1,039,036.79
Miscellaneous
$5,340.56
82,700.00
41,016.77
Total admitted assets
129,057.33
$909,979.46
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 57
Liabilities
Provision for unpaid claims	
Reserve for unearned premiums, carried out at 80 per cent
Expenses, due and accrued
Amounts owing on reinsurance contracts	
Agents' credit balances, return premiums, and premiums paid in advance
Contingency reserves 	
All other liabilities—
Estimated lay-up credits 	
Premium refunds retained 	
Guarantee stock paid in cash
Surplus in Profit and Loss Account
Total liabilities
$22,920.00
260,690.53
$61,024.72
284,150.27
1,199.05
8,905.64
10,510.54
105,534.73
70,000.00
85,043.98
$626,368.93
283,610.53
$909,979.46
Profit and Loss Account
Premiums written (net) 	
Reserve of unearned premiums—
At beginning of year	
At end of year  	
$633,549.03
$257,467.20
284,150.27
Increase
Premiums earned (net) 	
Claims incurred (net) 	
Adjustment expenses (net)
Taxes 	
Salaries, fees, and travelling expenses
All other expenses	
$263,317.59
11,265.36
470.50
36,531.25
18,429.56
26,683.07
$606,865.96
Total claims and expenses
Underwriting profit 	
Other revenue—Interest earned	
Other expenditure—Bad debts written off
Net profit for the year	
330,014.26
$276,851.70
48,572.69
$325,424.39
43.20
$325,381.19
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at beginning of year
Increase in paid-in guarantee stock _
Net profit for the year brought down
$300.00
325,381.19
$199,037.19
Dividends declared to shareholders
Add decrease in unadmitted ledger assets
Surplus of assets over liabilities (excluding guarantee stock from liabilities) at end of year	
325,681.19
$524,718.38
245,878.83
$278,839.55
4,770.98
$283,610.53
Returns for British Columbia
(See page 104.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 58 BRITISH COLUMBIA
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office—Clearbrook, B.C.
Date of incorporation, 1948.   Date commenced business, 1948.
Officers
H. K. Peters, President. C. H. Hiebert, Secretary.
C. A. Thiessen, Vice-President. J. Rempel, General Manager.
Directors
F. Klassen. H. Neufeld. J. Martens.
C. Thiessen. J. V. Esau. W. J. Wiebe.
C. Hiebert. J. G. Sawatzky. H. Peters.
J. Penner. P. Barg.
Auditor
J. E. Janzen, Chartered Accountant.
Statement for the Year Ended December 31, 1965
Assets
Argeement for sale of real estate  $4,589.45
Amortized book value of bonds  10,015.12
Cash on hand and in banks  5,713.51
Interest and dividends accrued  337.96
Agents' balances and premiums uncollected  5,179.40
All other assets  2,090.82
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1, 1965 $3,572.48
Prepaid commissions     1,546.73
Incorporation expenses       544.09
$27,926.26
5,663.30
$22,262.96
Liabilities
Unearned premiums  $7,733.67
Expenses due and accrued  300.00
Amounts owing on reinsurance contracts  329.49
Agents' credit balances, return premiums, and premiums paid in advance  332.88
$8,696.04
Guarantee stock—
Authorized  $100,000.00
Subscribed         2,400.00
Paid      $285.00
Surplus   13,281.92
13,566.92
$22,262.96
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 59
Profit and Loss Account
Net premiums written _,
Reserve of unearned premiums—
At beginning of year	
At end of year	
Increase
Premiums earned (net)	
Claims incurred (net)	
Adjustment expenses (net).
Commissions 	
Taxes	
Salaries, fees, and travelling expenses
All other expenses	
Total claims and expenses
Underwriting loss	
Other revenue—
Interest earned
Low claims experience bonus from reinsurance
Net loss for the year
$6,422.00
7,733.67
$4,053.98
139.51
119.08
77.77
1,756.00
709.71
$927.78
1,108.01
$5,720.88
1,311.67
$4,409.21
6,856,05
$2,446.84
2,035.79
$411.05
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning of year  $16,327.74
Deduct net loss for the year         411.05
Deduct increase in unadmitted assets
$15,916.69
2,349.77
Surplus of assets over liabilities (excluding capital stock from liabilities)
at end of year  $13,566.92
Returns for British Columbia
(See page 73.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 B 60
BRITISH COLUMBIA
SEABOARD LIFE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1953.
Officers
Harry J. Seed, President and General Manager. Charles H. Wills, Secretary.
Joseph M. Burnett, Vice-President.
Ronald L. Cliff, Treasurer.
Joseph M. Burnett.
Graham R. Dawson.
Ernest Hudson.
Harry J. Seed.
Directors
Ronald L. Cliff.
Malcolm S. Fergusson.
Allan M. McGavin.
John J. West.
Auditors
Peat, Marwick, Mitchell & Co.
Ralph T. Cunningham.
Carl I. Hall.
Arthur Phillips.
Charles H. Wills.
Authorized—
Amount .
Statement for the Year Ended December 31, 1965
Capital Stock
Number of shares..
Par value	
Capital stock issued and outstanding-
At beginning of year-
Increase in issued stock-
Number of
Shares
. 101,267
1,137
Amount
Subscribed
$1,012,670.00
11,370.00
Premium on capital stock—
Total amount paid at beginning of year-
Amount received during year.	
Total amount paid at end of year_
$2,000,000.00
200,000
$10.00 each
Amount Paid
in Cash
$1,012,670.00
11,370.00
102,404       $1,024,040.00       $1,024,040.00
$47.00
1,149.00
$1,196.00
Assets
Bonds owned by the Company-
Stocks owned by the Company-
Mortgage loans on real estate	
Policy loans	
Cash	
Investment income, due and accrued-
Outstanding life assurance premiums and annuity considerations. ___
Accident and sickness premiums due and unpaid, effective after September 30tb_-
Amounts due from other companies on reassured contracts for claims paid	
Cash surrender value (life policy on President)	
Accounts receivable . .	
Total assets.
$799,901.00
47,825.00
423,876.00
838.00
62,488.00
10,378.00
25,859.00
57,522.00
318.00
6,488.00
7,893.00
$1,443,386.00
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 61
Liabilities, Capital, and Surplus
Actuarial reserve for life assurance and annuity contracts in force      $404,429.00
Aggregate reserve for accident and sickness assurance  99,500.00
Outstanding claims under assurance and annuity contracts, including provision for
unreported claims        106,008.00
Amounts on deposit with the Company pertaining to assurance and annuity contracts and including interest accumulations       105,111.00
Assurance premiums and annuity considerations received in advance  1,038.00
Taxes, licences, and fees, due and accrued  20,137.00
Amounts received but not yet allocated  17,053.00
Miscellaneous liabilities—
Due to reinsurers    $26,062.00
Provincial sales tax  362.00
Agents' credit balances        9,597.00
36,021.00
Total liabilities  $789,297.00
Capital stock paid  1,024,040.00
Surplus in shareholders' fund  1,196.00
Deficit in assurance and annuity funds  371,147.00
Grand total  $1,443,386.00
Summary of Operations
Premiums and annuity considerations—
Life assurance and annuities  $526,350.00
Accident and sickness assurance    634,675.00
  $1,161,025.00
Net investment income         64,652.00
Miscellaneous revenue—
Policy change fees  20.00
Reinsurance experience refunds  661.00
Consideration—Participating reinsurance  47,850.00
Total income  $1,274,208.00
Claims incurred under assurance and annuity contracts other than under settlement annuities—
Life assurance and annuities     $78,736.00
Accident and sickness assurance     329,914.00
  $408,650.00
Normal increase in actuarial reserve  163,526.00
Increase in aggregate reserve for accident and sickness assurance  22,900.00
Interest credited to amounts on deposit with the Company  3,272.00
Taxes, licences, and fees, excluding investment taxes  24,894.00
Commission on assurance premiums and annuity consideration  233,995.00
General expenses (excluding investment expenses)  387,213.00
Dividends to policyholders  4,698.00
Other expenses  689.00
Total  $1,249,837.00
Balance carried to Surplus Account       $24,371.00
 B -62 BRITISH COLUMBIA
Surplus Account
Surplus, December 31, 1964—
(a) In shareholders' fund  $47.00
(b) In assurance and annuity funds    405,920.00
$405,873.00
Increases-
Balance carried from Summary of Operations  $24,371.00
Net capital gain on investments ,   2,937.00
Decrease in non-admitted assets  7,465.00
Premium on capital stock  1,149.00
Net increase       $35,922.00
Surplus, December 31, 1965—
In shareholders' fund      $1,196.00
In assurance and annuity funds (deficit)    371,147.00
Deficit     $369,951.00
Returns for British Columbia
(See pages 67 and 101.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 63
UNITED HOME LIFE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1965.   Commenced businesss, July 1, 1965.
Officers
Samuel C. Gardiner, President. James C. T. McLean, Secretary-Treasurer.
Richard P. Anderson, Vice-President. Irene Verwey, General Manager.
Directors
Samuel C. Gardiner.        Richard P. AndersonJ|^ James C. T. McLean.
Auditors
John C. Oswald & Co.
Statement for the Six Months Ended December 31, 1965
Capital Stock
Amount authorized   $2,000,000.00
Number of shares—
200,000 redeemable convertible preference     $1.00 each
1,800,000 common        1.00 each
Capital stock issued and outstanding at beginning of period, transfer from United
Home Mutual Life Insurance Company  $103,840.00
Capital stock issued during the period        4,140.00
Total $ 107,980.00
Deduct redeemable guarantee stock, converted and redeemed         1,280.00
Capital stock at end of year  $106,700.00
Assets
Bonds (book value)   $277,668.50
Cash on hand and in banks  10,641.22
Interest and dividends accrued  3,976.42
All other assets—Office furniture and equipment  7,160.43
$299,446.57
Deduct assets not admitted—Office furniture and equipment         7,160.43
Total admitted assets   $292,286.14
Liabilities
Provision for unpaid claims  $92,825.71
Expenses due and accrued  9,392.59
Taxes due and accrued  11,466.97
Agents' credit balances, return premiums, and premiums paid in advance  33,297.00
Contingency reserves  28,500.00
Total liabilities excluding capital stock   $175,482.27
Capital stock issued  $106,700.00
Surplus in Profit and Loss Account       10,103.87
     116,803.87
$292,286.14
 B 64
BRITISH COLUMBIA
Profit and Loss Account
Premiums written (net) 	
Reserve of unearned premiums—
At beginning of period	
At end of year 	
$185,522.44
$63,623.12
33,297.00
Decrease
Premiums earned (net)
Claims incurred (net) _.
Commissions 	
Taxes 	
Salaries, fees, and travelling expenses
All other expenses	
Total claims and expenses
Underwriting profit
Other revenue—
Interest earned
Other gains—Membership fees
Other expenditure—Income taxes
$158,092.18
1,620.68
4,316.97
26,006.71
30,326.12
$215,848.56
$190,036.54
9,130.88
$7,385.91
347.25
199,167.42
$16,681.14
7,733.16
$24,414.30
7,150.00
$17,264.30
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning of period  $95,883.97
Increase in paid-in capital stock   2,860.00
Net profit for the year  17,264.30
Add decrease in unadmitted assets
$116,008.27
795.60
Surplus of assets over liabilities (excluding capital stock from liabilities)
at end of year  $116,803.87
Returns for British Columbia
(See page 102.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 65
UNITED HOME MUTUAL LIFE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Date of incorporation, 1964.   Commenced business, November 17, 1964.
Officers
Samuel C. Gardiner, President. James C. T. McLean, Secretary-Treasurer.
Richard P. Anderson, Vice-President.     Irene Verwey, General Manager.
Directors
Samuel C. Gardiner. Richard P. Anderson. James C. T. McLean.
Auditors
John C. Oswald & Co.
Statement for the Six Months Ended June 30, 1965
Assets
Bonds (book value)  $277,668.50
Cash on hand and in banks       39,813.78
Interest and dividends due        3,980.50
All other assets—Office furniture and equipment        7,956.03
$329,418.81
Deduct assets not admitted—Office furniture and equipment          7,956.03
Total admitted assets  $321,462.78
Liabilities
Provision for unpaid claims   $91,870.67
Expenses due and accrued   7,755.09
Taxes due and accrued .  6,713.73
Agents' credit balances, return premiums, and premiums paid in advance  64,377.05
Contingency reserves  28,500.00
All other liabilities—Refund of premiums to participating policyholders  26,362.27
Total liabilities excluding capital stock  $225,578.81
Guarantee stock—
Paid up  $ 103,840.00
Deficit in Profit and Loss Account         7,956.03
■ —     95,883.97
$321,462.78
 B 66
BRITISH COLUMBIA
Profit and Loss Account
Premiums written (net)—     	
$281,687.74
Reserve for unearned premiums—
At beginning of year	
At end of period       .      ...
$71,400.24
63,623.12
necrea Re
7,777.12
$195,062.04
14,325.72
6,713.73
45,469.81
$261,571.30
21,182.32
claims incurred (net)        	
$289,464.86
Commissions. .  „  . .  _
Taxes              	
Salaries, fees, and travelling expenses	
All other expenses
Total claims and expenses 	
	
282,753.62
Underwriting profit
$6,711.24
Other revenue—
Interest earned .       ..     	
$6,857.46
3,732.00
Membership fees     .    	
f securities ..
10,589.46
$2,441.50
26,362.27
6,000.00
$17,300.70
Other expenditure—
Increase in deficiency of market under book value o
Refund of premiums to participating policyholders
Transfer to administrative reserve  	
     _ .
34,803.77
Net loss    .  	
$17,503.07
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning of the year 	
Decrease in paid-in capital 	
Net loss for the year	
Add decrease in unadmitted assets	
$113,047.14
40.00
$113,007.14
17,503.07
$95,504.07
379.90
Surplus of assets over liabilities (excluding capital stock from liabilities)
at end of period     $95,883.97
Returns for British Columbia
(See page 102.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 TABLE 1.—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1965
(Figures shown in nearest dollar.)
B 67
Insurer
Premium Income
Assurance
Annuities
Sinking
Fund
Payments
Disbursements
Assurance
On Death
or
Maturity
On Surrender, for
Disability,
Dividends,
Etc.
Annuities.
To
Annuitants
On Death,
Surrender,
Etc.
Exhibit of Policies
In Force,
Jan. 1,
1*965
New
Issued
In Force,
Dec. 31,
1965
Acadia Life Insurance Co.
Aetna Life Insurance Co-
Alliance Mutual Life Insurance Co.
Allstate Life Insurance Co	
Allstate Life Insurance Co. of Canada-
American Health & Life Insurance Co..
Beacon Insurance Co. Ltd	
British Columbia Life & Casualty Co	
British Pacific Life Insurance Co	
California-Western States Life Insurance Co.
Canada Life Assurance Co.	
Canadian Premier Life Insurance Co	
Commercial Life Assurance Co. of Canada-
Commercial Union Assurance Co. Ltd	
Confederation Life Association	
Continental Assurance Co	
Co-operative Life Insurance Co	
Credit Life Insurance Co...
Crown Life Insurance Co...
Cuna Mutual Insurance Society	
Desjardins Mutual Life Assurance Co	
Dominion Life Assurance Co	
Dominion of Canada General Insurance Co.
T. Eaton Life Assurance Co.	
Empire Life Insurance Co	
Jiquttaoie i_ne Assurance society of the
United States
Equitable Life Insurance Co. of Canada-
Excelsior Life Insurance Co	
Federal Life & Casualty Co—
Federated Life Insurance Co-
Fidelity Life Assurance Co.—
Global Life Insurance Co	
Globe Life Insurance Co.	
Great-West Life Assurance Co-
Holland Life Insurance Society Ltd	
Imperial Life Assurance Co. of Canada-
Income Life Insurance Co. of Canada—
Industrial Life Insurance Co	
John Hancock Mutual Life Insurance Co.
Life Insurance Co. of Alberta	
London & Scottish Assurance Corporation Ltd
London Assurance	
London Life Insurance Co...
Loyal Protective Life Insurance Co	
Maccabees Mutual Life Insurance Co..
Manufacturers Life Insurance Co	
Maritime Life Assurance Co	
Metropolitan Life Insurance Co	
Ministers Life & Casualty Union	
Minnesota Mutual Life Insurance Co-
Monarch Life Assurance Co.
Montreal Life Insurance Co..
Munich Reinsurance Co.	
Mutual Life Assurance Co. of Canada	
Mutual Life Insurance Co. of New York	
National Life Assurance Co. of Canada	
New York Life Insurance Co	
North American Life & Casualty Co	
North American Life Assurance Co	
North West Life Assurance Co	
Northern Life Assurance Co	
Norwich Union Life Insurance Society	
Occidental Life Insurance Co. of California-
Old Republic Life Insurance Co.	
Paul Revere Life Insurance Co	
Pearl Assurance Co. Ltd	
Penn Mutual Life Insurance Co—
Pierce National Life Insurance Co.
Prudential Assurance Co. Ltd	
Prudential Insurance Co. of America-
Royal Insurance Co. Ltd.	
Seaboard Life Insurance Co.	
Sovereign Life Assurance Co. of Canada-
Standard Life Assurance Co	
State Farm Life Insurance Co.	
Sun Life Assurance Co. of Canada	
Travelers Insurance Co	
Union Mutual Life Insurance Co.-
United Benefit Life Insurance Co..
Victory Insurance Co. Ltd.	
Wawanesa Mutual Life Insurance Co.
Western Life Assurance Co.	
Westmount Life Insurance Co	
Zurich Life Insurance Co. of Canada-
Ordinary ..
f Ordinary..
\ Group
j Ordinary .
J Group —
J Ordinary
\ Group
f Ordinary..
[ Group	
Group —
Ordinary
Ordinary
C Ordinary
{ Group
Ordinary .
( Ordinary
I Group
(Ordinary ...
\ Group
f Ordinary-
{Group   ..
J Ordinary..
1 Group —
(Ordinary
\ Group —
| Ordinary._
] Group   ...
( Ordinary..
I Group —
Group
f Ordinary -
1 Group   ...
| Ordinary-
1 Group 	
(Ordinary...
(Group —
Ordinary _.
Group	
Ordinary-
Group	
i Ordinary-
I Group —
Ordinary.-
Group	
Ordinary-
Group .	
Ordinary ~
Group ...
Ordinary..
Group	
Ordinary-
Group —
Ordinary..
Ordinary..
Group 	
Ordinary-
Group —
(Ordinary...
(Group	
| Ordinary ...
\ Group	
Ordinary...
Group	
Ordinary-
Group	
f Ordinary ...
{ Group —
f Ordinary...
-j Industrial ..
[Group	
f Ordinary...
1 Group	
j Ordinary...
| Group	
j Ordinary ._
{ Group —
Ordinary ~.
f Ordinary
-j Industrial.
[ Group	
Ordinary...
Ordinary..
Group —
Ordinary ...
Group —
Ordinary ...
\ Group	
f Ordinary
-j Industrial.
[ Group	
Ordinary ...
( Ordinary ...
{ Group —
Ordinary _.
Group	
Ordinary ...
Group	
Ordinary ...
f Ordinary.-
I Group	
j Ordinary-
| Group —
| Ordinary...
\ Group 	
j Ordinary ...
| Group 	
j Ordinary...
| Group	
| Ordinary._
I Group —
Ordinary...
Group	
Ordinary.-
Group	
J Ordinary _.
j Group	
( Ordinary ...
j Group	
J Ordinary ._
( Group —
f Ordinary ...
j Group	
( Ordinary ..
{ Group	
Ordinary...
Ordinary _.
f Ordinary—
{ Group	
f Ordinary..
Industrial-
Group 	
Ordinary...
Group	
J Ordinary—
I Group	
j Ordinary—
j Group	
J Ordinary—
j Group.	
j Ordinary—
{ Group —.
f Ordinary-
1 Group —
f Ordinary...
I Group	
Ordinary-
Group	
Ordinary-
Group 	
Ordinary...
( Ordinary ...
\ Group	
\ Ordinary...
{ Group	
Ordinary..
{ Ordinary ...
\ Group	
Totals for 1965..
Totals for 1964-
$29,458
111,155
351,362
58,106
1,883
2,669
20,675
75,627
39,538
5,808
40,023
137,793
81,376
45,110
585
3,109,832
1,178,793
221,151
11,651
121,509
3,796
87,-666
14,558
2,174,032
592,764
60,941
35,883
249,192
771,267
14,462
2,577,623
1,771,633 i
74,195
1,206,252
443
22,890
1,553,704
30,479
153,614 i
10,383
161,129
70,046
321,588
38,275
5,595
58,766
394,964
70,864
1,206,539
78,193
103
28,009
13,139
531,992
74,271
938
1,409
7,898
4,1*64
4,201,120
966,809
116,502
503
1,962,726
224,327
4,115
22,445
22,685
1,017
37,330 !
1,848
64,101
29,636
54,589
223,861
17,607
56,426
7,195,552 !
51,590
636,657
17,982
77,223
3,14*2,134
155,153
63,447
328
5,914,616
794,637
791,817
13,880
168
1,840
1,348,352
9,980
300,435
6,392
20,870
7,771,452
520,615
541,284
3,367
625,358
392,779
925,610
107,298
230,068
84,920
3,110,128
211,542
247,333
28,313
107,172
309
282,342
4,983
1,394,659
118,647
577
18,234
24,940
71,964
10,080
799
Nil
51,939
1,314,095
50,309
3,1*61,939
351,044
344,709
209,481
2,784
246,809
93,950
240,389
136,529
729,998
276,467
25,988
243
6,340,948
2,710,447
373,477
454,593-
1,193
897
75,227
1,128
20,870
54,725
'804
59,170
93
—4,752
364,840
21,621
$83,215,190
$78,516,333
$51,224
3,401
417,760
927,995
490
1,610
352
2,960
7,680
241,766
396,326
100
24,024
2,000 !
159,742
521,813
1,094,227
39,677
9,623
487
239,685
68,296
10,626
56,421
33,617
35,472
4,060
—30,535
22,222
3,556
62,503
67,943
102,905
15,744
11
578,775
1,365,520
1,560
1,347
544,551
513,014
23,176
407
179
4,419
9,649
1,833
234,334
560,086
1,107,446
1,258,623
38,607
93,015 !
75,324
276,898
58,913
114,370
677,736
349,469
416
48,899
105,759
472
2,283
671,280
1,112,448
10,353
2^587
2,341
3
6,797
23,510
Nil
47,596
193,932
16,197
108,943
4,791
14,226
9,734
452,252
4,302,874 '
354,705
612,545
9,772
8,016
49,111
538
17,204
1,331
$20,675,949
$20,213,049
$4,326
49,028
314,073
20,000
13,566
15,260
825
5,000
4,000
24,189
.1,069383
940,839
24,750
8,493
28,839
881
18,920
25,000
864,154 i
498,306
24,130
4,238
23,392
609,145
801
727,445
1,536,174
11,201
671,543
6,154
473,471
20,606
90,062
74,973
60,600
133,978
26,120
5,986
48,900
64,608
25,811
342,143
55,291
121,139
44,512
3,038
4,655
1,570,384
807,885
743,591
67,673
6,500
15
10,307
21,012
14,823
30,958
74,556
7,500
8,557
1,537,768
36,507
393,587
4,143
20,262
979,704
61,677
22,530
1,308,241
664,506
496,817
6,500
334.271
10,065
68,771
2,056,533
415,743
125,104
11,000
64,006
374,401
515,681
158,339
73,979
41,968 i
1,178,582
269,057
43,543
4,012
69,725
1,000
17,788 !
504,723
63,697
7/750
~84,613
4,234
Nil
5,050
174,323
40,757
1,081,087
157,144
247,929
126,801 !
12,000
35,038
12,058
93,854
■80,217
117,673
210,605
1,000
1,747,935
2,087,866
138,601
303,064
50
26,000
1,500
56,576
140,544
8,029
$969
72,198
26,964
8,755
262
421
4,320
4,772
72
1,460,838
88,868
30,077
34,479
126
33*6
1,164,437
4,098
16,476
688
46,953
201,153
994,266
28,470
23,440
283,767
11
4,156
874,653
1,500
73,211
61,485
111,921
25,281
7,756
134,098
399,755
126
108,187
500 !
363
2,410,947
23,640
13,975
912,603
1,051
636
1,371
1,343
19,629
13,103
72,712
50
2,977,3-38
52,537
145,722
6,852
36,718
1,252,924
1,439
22,150
2,391,344
950,591
223,872
6,703
18
702
624,446
149,561
419
1,571
3,997,114
98,153
236,717
222
146,700
1,548
653,197
I 14.689.
59,477
1,450,668
3,210
21,204
69,912
13
142,304
94,000
9,202
768
739
Nil
28
614,465
1,510,019
329,686
77,868
60,156
5,782
8,602
133,683
257,234
17,820
1,316
3,356,278
654,073
64,395
8,111
373
22,477
1^571
90
22,700
150,271 l
$26,767
175,734
98,609
2,514
1,029
4,500
80,143
17414
17,153
2,232
133,020
163,37*3
389
96,304
16,752
4,332
1,990
1,241
894
15,620
23,549
"tV738
4,199
3,327
187,264
412,484
67,470
27,293
1,025
3,100
240
275
8,192
1,920
30,408
10,717 '
288
373,289
4,348
520
555
5,195 !
161,365 *
51,395
2,496
3,265
26,581
2,209
4,586
240
5,147
2VH
12,527
27,044
7,838
"36,691
300
720
33,031
158^845
742,352
170,825
343,071
1,053
1,527
7,021
$31,440,737 |$32,912,950
$27,148,272 |$29,318,911
$4,647,904
$4,110,060
$625
283,411
332,956
1,208
116,409
139,455
2,687
40,289
56,887
321,325
8,315
10,196
53,054
7,462
5,613
46,399
7,316
5,503
1,028
1,676
23,683
15,475
15,467
17,048
3,824
234,606
386,879
20
201,817
147,771
1
170
95
64,255
119,776
128,571
35,378
15,367
114,329
81,396
19,871
21,344
20,681
304,218 i
35,306
182,235
75,548
1,374
7,070 j
18,207
23,305 l
6,215
19,182
8,623
236,217
188,206
3,140
17,051
169,961
344,812
2,302
4,689
2,085
2,252
Nil
11,269
43,136
2,996
61,674
7,145
225
9,448
112,240
670,217
86,622
455,910
366
1,092
3,466
2,542
152
$5,414,467
$5,483,613
$2,241,877
4,863,992
57,714,493
4,534,272
372,085
5,963,228
1,640,597
7,565,284
1,501,000
826,920
3,774,554
4,613,980
6,911,377
15,228
159,815,671
120,806,517
20,258,091
402,571
6,177,651
449,446
3,775,151
114,773,038
88,121,445
2,453,981
2,500,950
12,857,008
82,239,570
140,507
125,462,641
261,029,625
4,957,434
157,328,996
3,000
2,207,903
73,859,737
3,255,297
8,718,793
1,906,211
7,507,740
14,516,200
17,096,671
577,387
343,952
5,999,057
21,336,272
11,426,619
53,860,254
11,199,736
3,832,358
67,810
34,711,311
5,387,142
4,393,399
86,000
235,200
749,484
197,390,314
195,052,533
6,768,721
104,200
87,835,741
35,568,938
808,923
186,000
764,360
5,487
3,899,348
130,305
5,879,107
1,652,832
2,094
12,793,066
1,627,761
3,815,004
396,381,994
1,540,561
89,967,564
598,995
3,164,555
2,000
156,791,964
26,829,356
8,298,828
85,443
245,472,463
18,735,151
101,700,256
614,888
10,016
248,241
73,422,724
993,984
15,839,300
417,334
1,129,047
414,736,974
89,551,236
23,926,023
664,921
33,597,629
75,939,670
40,732,694
15,3'60,535
14,200,686
12,142,049
167,502,424
40,695,329
14,714,875
3,787,500
7,262,524
2,000
11,888,438
563,893
202,882,271
13,510,050
20,000
2,336,514
1,419,647
19,116,084
252,252
1,781,080
Nil
135,050
49,439,897
7,383,332
134,094,654
7,608,959
54,855,959
16,471,005
294,000
13,279,671
634,039
12,428,493
24,527,647
45,625,075
42,001,328
1,116,839
319,029,853
347,138,040
19,319,900
63,122,369
18,808
3,430,959
119,750
1,129,048
3,791,808
269,970
3,075,864
3,551,550
18,391,764
3,993,250
$5,650,762,290
$5,093,833,103
$799,104
130,963
4,321,000
2,062,399
502,098
4,193,121
24,900,500
1,466,580
50,000
19,979,726
21,217,017
4,050.881
75,000
2,021,640
4,110,138
209,000
12,045,706
55,686,148
393,051
3,883,181
13,732,996
490,610
30,053,751
10,026,141
562,872
842,250
621,129
7,873,161
1,158,000
1,746,178
819,424
2,877,000
2,665,459
150,000
1,420,693
3,015,919
528,000
8,938,239
4,979,532
1,219,515
15,964,724
1,970,159
68,460
87,633
32,490,889
19,495,546
2,726,622
12,867,639
3,063,500
448,257
788,924
73,000
2,000
704,232
5,925,708
1,739,000
3,869,243
53,799,362
4,775,984
324,750
3,500
19,536,003
3,230,979
2,726,078 '
298
35,152,912
6,994,185
26,428
8,228,246
875,858
1,846,966
37,200
663,720
62,272,080
6,059,207
4,834,047
5,959,179
25,657,497
3,556,088
797,095
3,603,983
93,000
20,291,699
5,845,706
5,173,025
276,000
810,530
1,245,921
66,831,604
1,767,000
1,273,487
233,720
Nil
256,745
8,913,018
2,436,337
13,319,483
113,033
3,429,000
2,897,157
12,877,250
1,140,543
1,730,822
8,777,093
1,286,800
859,178
32,485
41,461,216
11,141,573
4,112,300
14,409,676
53
617,508
663,719
1,288,156
—11,805
3,349,297
10,000
10,282,114
.1,765,233
613,625
$860,678,604
$728,515,884
$2,585,960
4,442,079
65,456,900
5,335,868
509,292
4,653,085
2,518,202
8,851,676
1,388,000
814,444
3,500,205
24.885,500
4,639,454
6,850,222
15,351
165,689,881
150,856,151
21,998,113
462,068
7,855,530
897,939
6,270,382
3,215,000
116,630,771
148,001,550
2,606,789
4,432,676
15,653,461
108,108,950
490,610
144,935,830
290,302,412
5,251,058
158,949,610
3,000
3,024,583
74,964,154
6,230,539
9,306,935
2,296,319
7,776,506
15,750,650
17,846,658
804,308
307,658
7,888,325
22,160,758
18,058,205
58,707,959
18,062,657
4,302,377
1,224,928
42,050,115
7,872,147
6,108,156
283,660
765,799
210,991,501
236,331,253
8,620,952
88,515
92,541,030
41,947,403
1,348,445
183,000
1,726,948
2,000
6,462,196
108,040
6,688,794
1,747,740
15,747;731
16,152,623
3,336,900
7,242,543
434,030,914
1,326,511
94,026,355
731,144
2,880,292
171,289,038
32,970,767
10,318,406
48,774
262,170,252
17,778,921
110,287,153
595,676
10,741
156,847
74,518,478
1,819,413
15,897,315
482,341
1,596,697
448,869,170
93,274,862
25,692,367
545,400
37,134,471
106,578.953
40,662.085
15,049,306
23,277,761
11,888,336
174,719,475
50,187,569
15,464,196
3,744,651
7,798,206
22,500
12,061,290
760,932
243,790,403
15,156,502
20,000
1,973,169
2,123,518
23,659,984
501,402
1,781,080
Nil
332,295
55,879,587
10,342,093
139,322,423
7,430,970
60,034,604
17,115,485
318,000
21,742,360
2,235,810
12,931,036
31,293,215
52,396,683
43,537,040
1,738,258
97.594
336,448,973
385,641,178
20,935,900
73,690,616
21,192
187,000
3,432,861
117,000
1,596,696
4,691,271
258,165
5,393,023
10,000
11,178,678
18,463,553
4,886,000
$6,379,512,222
$5,651,192,205
  REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 69
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BRITISH COLUMBIA
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ft
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1965
B 71
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
(1)
$133,692
19,961
1,540
269,491
—946
Nil
139,181
1,676
112,166
525
20,992
87,033
22,255
110,801
25,384
183,098
25,912
81,854
36,687
85,055
20,660
215,975
38,526
44,947
14,222
4,236
99
164,254
17,421
3,756
203,162
60,660
678,536
89,621
—549
20,111
28,167
88,280
21,390
196,105
235,987
21,666
92,413
107,180
155,983
—509
9,961
423,745
165,027
107,248 '
574,472
85,558
43,673
139,163
—6,517
254,929
15,462
7,148
65,287
425,939 '
(2)
$192,911
29,814
2,365
250,007
1,622
[        Nil
117,704
1,676
92,781
9,822
7,382
78,747
9,528
82,618
43,950
174,907
55,594
60,047
12,336
45,956
35,440
177,775
30,134
35,155
228,003
9,425
512
137,000
24,135
4,159
116,872
73,426
551,554
120,666
29,036
21,367
31,207
85,312
24,106
179,164
209,085
20,390
83,932
134,981
176,423 '
—62
6,104
189,053
141,980
116,021
62,294
96,424
38,760
94,714
53,745
246,284
8,972
10,071
53,295
286,447
(3)
$47,025
33,811
357
96,595
— 1,013
Nil
43,223
378
32,489
— 11,160
3,974
42,762
2,237
32,855
3,913
53,396
21,788
24,593
3,246
24,499
2,717
48,960
8,862
10,339
83,924
—9,051
93
— 14,031
10,373
1,892
73,126
67,053
311,970
127,245
7,270
5,964
14,198
30,084
11,280
24,325
74,295
20,742
30,313
62,494
56,106
738
1,362
167,816
139,638
51,240
159,580
45,117
30,620
48,688
13,143
34,785
2,581
2,428
38,284
149,362
Per Cent
24.40
113.41
15.10
38.60
36.72
22.60
35.00
53 80
54 30
23 48
39.77
8.90
30.50
39.19
40.96
26.30
53.31
7.66
27.50
29.40
29.40
36.80
18.16
43.00
45.49
62.57
91.32
56 60
105 50
25 00
27 91
45 50
35 30
Casualty Co. of Canada     	
46.80
13.57
35.53
101.73
36.12
46.30
31 80
22 30
88.80
98.30
44.16
256.20
46.80
79.00
51.40
24 45
Employer's Liability Assurance Corporation Ltd 	
Employers Mutual Liability Insurance Co. of Wisconsin
14.10
28.80
24.10
71.80
52.14
$6,189,751
$5,213,128
$2,400,893
 B 72 BRITISH COLUMBIA
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward-
Federated Mutual Implement & Hardware Insurance Co..
Federation Insurance Co. of Canada  __	
Fidelity & Casualty Co. of New York  	
Fidelity Insurance Co. of Canada   	
Fidel ity-Phenix Insurance Co   	
Fire Insurance Co. of Canada—   	
Fireman's Fund Insurance Co.	
Fireman's Insurance Co. of Newark....
Fireman's Mutual Insurance Co	
Fruit Growers Mutual Insurance Co..
General Accident Assurance Co. of Canada — 	
General Accident Fire & Life Assurance Corporation Ltd...
General Insurance Co. of America _ - 	
General Security Insurance Co. of Canada 	
Glens Falls Insurance Co.    	
Global General Insurance Co    _
Global Reinsurance Co   — 	
Globe Indemnity Co. of Canada— 	
Gore Mutual Insurance Co.. —   —
Grain Insurance & Guarantee Co	
Granite State Insurance Co - 	
Great American Insurance Co  - 	
Great Eastern Insurance Co  - - 	
Great Lakes Reinsurance Co  	
Guarantee Co. of North America  	
Guardian Assurance Co. Ltd.... — 	
Guardian Insurance Co. of Canada..
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada _
Halifax Insurance Co....  ..
Hanover Insurance Co 	
Hardware Mutual Casualty Co.
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co. Ltd...
Home Insurance Co 	
Hudson Bay Insurance Co..
Imperial Guarantee & Accident Insurance Co. of Canada-
Imperial Insurance Office_
Indemnity Marine Assurance Co. Ltd .—
Insurance Co. of North America 	
Insurance Corporation of Ireland Ltd.	
Law, Union & Rock Insurance Co. Ltd	
Legal and General Assurance Society Ltd...
Liberty Mutual Fire Insurance Co.	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd..
Lombard Insurance Co. Ltd..
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd	
London and Midland General Insurance Co	
London and Scottish Assurance Corporation Ltd..
London Assurance	
London-Canada Insurance Co 	
London Guarantee & Accident Co. Ltd—
Lumbermen's Mutual Casualty Co..
Manufacturers Mutual Fire Insurance Co. _
Maryland Casualty Co   -
Merchants Marine Insurance Co. Ltd	
Merit Insurance Co.   	
Milwaukee Insurance Co. of Milwaukee, Wis.
Missiquoi & Rouville Insurance Co 	
Munich Reinsurance Co	
Munich Reinsurance Co. of Canada   —
Mutual Fire Insurance Co. of British Columbia_ 	
National Employers' Mutual General Insurance Association Ltd    	
New Hampshire Insurance Co.
Carried forward 	
(1)
$6,189,751
249,676
165,512
36,768
Nil
3,581
62,271
167,745
540,684
39,970
35,956
194,156
20,898
484,715
79,493
6,279
67,128
178,152
102,511
190,875
3,369
1,981
678,752
—5,072
11,850
7,384
347,414
501,587
53,137
42,806
170,299
12,803
Nil
278,804
36,221
326,286
102,511
83,473
20,539
Nil
236,627
21,443
51,256
— 34,816
1,910
14,687
209,467
19,692
112,762
187,307
2,956
21,696
267,281
5,185
2,991
37,354
91,356
25,633
21,696
16,390
—577,022
23,820
146,284
160,287
40,969
122,434
36,607
(2)
$5,213,128
237.254
177,958
25,788
Nil
24,630
45,025
138,476
93,531
23,860
26,556
175,449
18,477
683,000
27,634
5,457
74,933
181,612
92,488
181,331
3,188
2,719
238,669
— 897
9,793
423
340,290
431,827
90,251
29,215
195,917
19,487
Nil
227,853
13,022
205,419
92,501
65,288
21,688
Nil
196,446
19,307
47,051
151,485
3,829
34,107
200,537
21,499
104,662
156,466
2,777
20,961
229,073
11,197
34,769
61,215
44,630
24,250
20,961
12,768
-105,136
26,660
106,927
114,854
47,782
174,472
40,891
(3)
$2,400,893
100,221
65,468
17,048
Nil
9,282
26,470
77,119
153,078
3,344
8,277
48,164
2,617
275,285
3,559
7,179
51,952
44,425
33,245
87,445
246
128,492 |
229
3,238
7,161
106,448
173,794
37,424
25,841
80,395
10,926
Nil
—8,243
18,857
98,510
33,245
19,202
7,888
Nil
79,403
3,665
16,622
31,805
1,012
9,098
63,941
6,406
36,569
13,406
111
2,960
60,396
14,070
5,539
594
11,964
22,639
2,960
2,979
11,230
17,879
20,192
15,306
40,317
21,360
$12,736,517 | $11,237,680
$4,671,147
Per Cent
42.20
36.78
66.10
37.70
58.80
55.70
163.70
14.00
31.17
27.45
14.16
40.30
12.90
131.60
69.33
24.46
36.00
48.22
9.00
53.80
33.06
169.30
31.28
40.25
41.47
88.45
41.00
56.07
144.81
47.90
35.90
29.40
36.37
4O40
18.98
35.30
21.00
26.40
26.60
31.90
29.80
34.90
8.60
4.00
14.10
26.36
125.60
15.90
1.00
26.80
93.30
14.10
23.30
42.10
16.72
17.60
32.03
23.10
52.20
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 73
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
(1)
$12,736,517
105
Nil
—3,094
2,242,445
25,167
122,293
184,193
909,983
105,984
132,139
—65
Nil
9,475
Nil
87,032
-904
— 19,422
75,768
314,015
13,951
6,285
135,604
46,944
318,271
41,024
181,080
23,598
68,808
6,174
138,882
765
Nil
5,721
373,445
405,945
447,327
147,643
133,973
114,011
85,985 '
49,566
11,072
37,586
15,976
17,626
9,311
39,384
68,632
44,210
9,031
95,044 '
176,066
66,823
1,491
53,889
39,276
251,677
25,130
354,886
36,816
15,886
40,619
42,239
6,533
45,682
876
(2)
$11,237,680
3,189
Nil
106,013
2,299,202
39,896
110,367
173,367
758,466
132,904
125,039
—440
Nil
12,695
Nil
80,964
—26,138
185,780
88,661
358,446
7,764
12,066
112,368
52,219
272,745
38,679
132,306
20,073
75,623
3,331
110,710
920
Nil
4.409
280,128
187,784 '
454,080
131,262
110,180
125,556
76,624
40,103
14,981
54,429
12,331
39,162
12,437
39,865
79,708
20,787
6,248
64,510
152,042
44,357
1,894
114,383
12,210
139,595
23,016
392,051
27,534
5,841
24,762
41,335
5,597
54,303
(3)
$4,671,147
-7,890
Nil
62,615
2,009,431
3,581
71,289
24,423
419,284
50,107
47,496
-110
Nil
464
Nil
42,763
10,169
—27,999
68,550
75,817
—7,161
4,506
97,662
23,662
45,461
13,297
61,128
6,393
8,184
—3,987
17,597
238
Nil
4,054
67,162
75,340
214,725
91,038
94,152
—22,727
53,873
8,752
2,220
23,416
—7,179
—8,166
9,110
9,556
47,9-80
10,306
2,767
22,443
55,205
17,232
29
28,274
21,226
51,861
7,923
92,111
11,138
4,371
13,356
35,882
1,525
5,813
11,039
Per Cent
59 10
Non-Marine Underwriters, Members of Lloyds, London,
Eng..                               	
87 40
8.97
64 60
14 10
55 28
37 70
37 90
36 55
77 32
37.34
16.70
34 40
46 20
31 80
10 82
15.90
25.90
91.95
23.98
40.10
47 30
Safeco Insurance Co. of America 	
69.30
St. Paul Fire. A. Marine Insurance Cn.
85.50
St. Paul Mercury Insurance Cn.
70.31
21.82
14.80
43.02
73.20
Skandinavia Insurance Co. Ltd   	
23.97
60.20
State Farm Fire & Casualty Co 	
49.60
44.29
34.79
36.31
Switzerland General Insurance Co. Ltd  	
Tokio Marine & Fire Insurance Co. Ltd      -
38.87
1.50
24.72
173.84
37.20
34.40
23.49
40.45
74.83
United States Fidelity & Guarantee Co	
53.94
86.80
27.25
10 70
$21,192,394
$19,318,399
$8,843,924
 B 74 BRITISH COLUMBIA
TABLE IV FIRE INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
(1)
$21,192,394
181,304
672,611
91,402
148
306,718
85,922
35,216
34,525
32,544
108,074
356,466
(2)
$19,318,399
196,510
719,547
74,613
1,022
249,877
77,792
24,736
17,244
31,431
225,270
272,641
(3)
$8,843,924
51,885
307,750
45,403
264
69,906
20,338
7,888
— 10,011
4,441
49,453
127,828
Per Cent
26.40
42.80
60.90
25.80
28.00
26.14
31.89
14.10
Yorkshire Insurance Co. Ltd  	
21.95
46.90
Totals for 1965                                    	
$23,097,324
$21,209,082
$9,519,069
44.88
Totals for 1964	
$21,555,648 1 $20,574,916
1
$12,050,019
58.56
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 75
TABLE V.—FIRE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1961	
1962  	
$20,951,000
20,381,000
19,425,000
21,555,648
23,004,911
$20,381,000
20,830,000
20,542,000
20,574,916
21,125,150
$8,536,000
14,968,000
12,799,000
12,050,019
9,488,756
Per Cent
41.88
71.85
1963                                            	
62.31
1964 _	
58.56
1965	
44.88
TABLE VI.—RECIPROCAL EXCHANGES' PREMIUMS AND LOSSES FOR 1965
Name of Exchange
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
American Reciprocal Insurers-
Canadian Reciprocal Insurers...
Canners Exchange Subscribers at Warner Inter-Insurance
Bureau  _.
Lumbermen's Underwriting Alliance.	
Retail Lumbermen's Inter-Insurance Exchange..
Truck Insurance Exchange. .	
Totals for 1965	
Totals for 1964.	
(1)
$33,053
1,156
58,3-73
1,064,605
4,765
82,027
(2)
$64,119
1,345
51,915
1,076,695
5,040
81,160
(3)
$5,697
174
108,068
706,320
63,126
Per Cent
8.87
1.30
208.16
65.60
81.80
$1,243,979 |   $1,280,274 |      $883,385 |       69.00
$1,405,610
$1,278,304
$1,219,951  |        95.44
 I 	
 B 76
BRITISH COLUMBIA
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Acadia Insurance Co _	
Adanac General Insurance Co—
Adriatic Insurance Co 	
Aetna Casualty & Surety Co	
Aetna Insurance Co	
Albion Insurance Co. of Canada .
Alliance Assurance Co. Ltd	
Allstate Insurance Co 	
Allstate Insurance Co. of Canada._
American Insurance Co.	
American Mutual Liability Insurance Co..
American National Fire Insurance Co	
American Road Insurance Co 	
Anglo-Scottish Insurance Co. Ltd	
Atlas Assurance Co. Ltd	
Bankers & Traders Insurance Co. Ltd-
Beaver Insurance Co	
Bee Insurance Co 	
Boston Insurance Co 	
British America Assurance Co	
British Canadian Insurance Co-
British Empire Assurance Co...
British Northwestern Insurance Co._
Calvert Fire Insurance Co	
Canada Accident & Fire Assurance Co..
Canada Security Assurance Co 	
Canadian Commerce Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co-
Canadian National Insurance Co	
Canadian Pioneer Insurance Co.	
Canadian Provincial Insurance Co.—
Canadian Surety Co..
Casualty Co. of Canada 	
Century Insurance Co. Ltd.. 	
Citadel Insurance Co. of Canada	
Commerce General Insurance Co	
Commercial Union Assurance Co. Ltd..
Continental Casualty Co	
Continental Insurance Co	
Co-operative Fire & Casualty Co.-
Cornhill Insurance Co. Ltd.	
Dominion Insurance Corporation-
Dominion of Canada General Insurance Co..
Economical Mutual Insurance Co .	
Elite Insurance Co    	
Emmco Insurance Co — 	
Employers' Liability Assurance Corporation Ltd—
Employers Mutual Casualty Co—
Employers Mutual Liability Insurance Co. of Wisconsin-
English & American Insurance Co. Ltd	
Federal Fire Insurance Co. of Canada .	
Federal Insurance Co-
Federated Mutual Implement & Hardware Insurance Co..
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Insurance Co  	
Fire Insurance Co. of Canada 	
Fireman's Fund Insurance Co 	
(1)
$271,304
261,951
398,056
18,004
362,298
61,165
220,418
27,992
3,200,138
57,341
1,640
21,016
3,932
183,432
180,633
465,535
86,233
8,303
110,957
508,639
101,728
118,682
108,025
1,748
261,625
91,980
15,395
430,425
146,559
1,635,949
237,041
24,470
103,328
115,465
374,301
166,767
183,432
39,250
284,752
150,684
16,027
271,454
1,684,019
369,483
1,725,393
667,072
659,682
81,222
33,298
539,707
2,314,411
8,106
11
153,761
180,186
688,778
377,717
28,922
33,069
11,655
24,044
24,366
(2)
$256,277
19,663
291,978
16,607
331,034
55,699
179,256
27,992
2,824,387
57,341
1,521
11,806
3,119
153,402
167,863
455,786
77,612
7,942
67,938
451,366
90,273
105,319
112,977
1,681
237,977
92,062
14,775
343,639
195,330
1,356,180
237,477
68,869
62,495
110,815
333,140
149,973
153,402
35,925
280,432
137,320
9,211
172,370
1,521,387
354,605
1,200,151
599,892
564,962
78,396
16,496
487,258
1,803,427
6,590
6
125,554
167,376
571,867
353,347
24,546
28,275
19,533
19,422
22,011
(3)
$125,529
10,366
230,514
5,948
205,764
37,810
117,688
24,677
1,372,532
13,991
9,278
10,947
3,042
112,239
122,045
296,344
45,022
8,430
32,474
281,462
56,292
65,675
85,924
2,013
182,044
54,078
9,415
256,217
153,821
1,036,871
124,307
22,032
59,464
70,891
188,556
118,422
112,239
26,523
151,858
104,027
29,343
131,361
886,367
226,847
734,726
473,688
315,397
58,573
16,090
357,955
1,115,181
3,690
86,667
123,893
471,241
266,252
19,913
12,829
18,175
7,338
31,160
Per Cent
49.00
52.70
78.95
35.82
62.10
67.90
65.65
88.20
48.60
24.40
609.99
92.70
97.50
73.17
72.71
65.00
58.01
106.14
47.80
62.40
62.40
62.40
76.10
119.75
76.50
58.70
63.72
74.56
78.75
76.50
52.30
32.00
95.15
63.97
56.60
79.00
73.17
73.83
54.20
75.80
318.60
76.20
58.30
63.97
61.20
79.00
55.80
74.71
97.50
73.50
61.84
56.00
69.00
74.02
82.40
75.35
81.10
45.40
93.00
37.80
141.60
Carried forward..
$20,932,976 | $17,725,332
$11,333,457 |	
I
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 77
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR  1965—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward	
Firemen's Insurance Co. of Newark. _	
First National Insurance Co. of America	
Fruit Growers Mutual Insurance Co 	
General Accident Assurance Co. of Canada  	
General Accident Fire & Life Assurance Corporation Ltd..
General Insurance Co. of America— 	
General Security Insurance Co. of Canada..
Glens Falls Insurance Co   	
Global General Insurance Co.  	
Global Reinsurance Co. —	
Globe Indemnity Co. of Canada..
Gore Mutual Insurance Co.—	
Granite State Insurance Co	
Great American Insurance Co	
Great Eastern Insurance Co -
Great Lakes Reinsurance Co	
Guarantee Co. of North America	
Guardian Assurance Co. Ltd —
Guardian Insurance Co. of Canada .
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co 	
Hardware Mutual Casualty Co..
Hartford Accident and Indemnity Co.. —
Hartford Fire Insurance Co  _
Helvetia Swiss Fire Insurance Co—	
Home Insurance Co— _ —
Hudson Bay Insurance Co.  — 	
Imperial Guarantee & Accident Insurance Co. of Canada-
Imperial Insurance Office 	
Insurance Co. of North America	
Insurance Corporation of Ireland Ltd	
Law, Union & Rock Insurance Co. Ltd 	
Legal & General Assurance Society Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co..
Liverpool & London & Globe Insurance Co. Ltd—
London & Edinburgh Insurance Co. Ltd..
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd 	
London & Midland General Insurance Co...... 	
London & Scottish Assurance Corporation Ltd 	
London Assurance  _	
London-Canada Insurance Co.	
London Guarantee & Accident Co. Ltd..
Lumbermens Mutual Casualty Co	
Maryland Casualty Co..
Merchants Marine Insurance Co. Ltd..
Merit Insurance Co	
Milwaukee Insurance Co. of Milwaukee, Wis..
Missiquoi & Rouville Insurance Co	
Motors Insurance Corporation  _.
Munich Reinsurance Co 	
Munich Reinsurance Co. of Canada	
National Employers Mutual General Insurance Assn. Ltd...
New Hampshire Insurance Co  _	
New India Assurance Co. Ltd—   _	
New Zealand Insurance Co. Ltd  „ 	
Niagara Fire Insurance Co.
Non-Marine Underwriters, Member of Lloyds, London, Eng.
North British & Mercantile Insurance Co. Ltd 	
Northern Assurance Co. Ltd  	
Northwestern Mutual Insurance Co. 	
Norwich Union Fire Insurance Society Ltd..	
Ocean Accident & Guarantee Corporation Ltd..
Old Colony Insurance Co   _
Old Republic Insurance Co	
Carried forward 	
(1)
$20,932,976
1,713,210
365,358
440,322
412,383
198,781
667,510
44,268
29,466
219,179
328,007
213,959
1,106,269
11,439
679,488
114,200
398
787
675,144
1,524,399
105,162
78,499
665,112
Nil
285,161
137,939
124,071
628,241
268,284
220,410
36,880
143,577
43,728
106,980
33,648
68,723
618,506
363,730
283,061
235,355
213,959
272,248
42,157
261,708
28,745
121,575
65,481
68,487
42,157
544,812
—830,352
44,695
846,571
22,224
22,599
469,535
129,682
18,818
Nil
49,518
209,805
214,241
383,375
2,385,370
339,164
205,100
Nil
(2)
$17,725,332
1,192,377
323,332
381,085
350,517
162,689
727,664
28,220
173,986
349,980
193,122
954,433
17,874
381,659
104,006
447
890
630,327
1,425,035
96,274
71,841
605,985
Nil
270,319
144,281
86,907
549,602
237,725
195,593
37,164
122,916
41,149
96,563
95,573
52,658
473,932
328,318
266,087
212,438
193,127
306,212
38,125
239,549
38,218
210,289
53,486
59,114
38,125
526,603
—49,622
35,823
734,004
23,666
24,549
457,519
127,017
19,869
Nil
90,876
175,490
195,362
343,234
1,983,216
339,625
186,793
-5
Nil
(3)
$11,333,457
733,067
243,069
216,791
199,944
120,016
515,231
8,657
17,469
91,492
138,934
174,814
627,101
9,363
353,939
68,617
1,595
2,082
460,363
1,052,676
79,799
53,045
428,803
Nil
273,234
78,254
82,124
270,945
176,844
121,967
24,966
10,627
30,013
87,407
94,312
36,999
330,237
297,183
168,808
192,295
174,814
263,917
27,996
176,819
17,136
104,607
42,220
37,114
27,996
399,771
23,424
516,609
17,023
17,022
296,344
120,454
10,756
Nil
92,875
139,657
160,231
251,964
1,284,854
265,691
143,035
Nil
Per Cent
61.50
75.20
56.89
57.04
73.77
70.80
30.70
52.59
39.70
90.50
65.70
52.40
92.70
66.00
356.82
233.90
73.04
73.87
82.89
73.84
70.80
101.10
54.20
94.50
49.30
74.40
62.40
67.18
8.60
72.94
90.50
98.70
70.20
69.70
90.50
63.40
90.50
90.50
86.20
73.40
73.81
44.80
49.70
78.90
62.70
73.40
75.90
65.40
70.40
71.93
69.30
64.80
94.80
54.13
102.20
79.58
82.00
73.40
64.79
78.20
76.60
$40,296,284 | $35,498,564 j $23,818,868 |
 B 78
BRITISH COLUMBIA
TABLE VII.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR  1965—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio of
(3) to (2)
Brought forward .
Olympic Insurance Co. .
(1) (2)
$40,296,284 | $35,498,564
Orion Insurance Co. Ltd _	
Pacific Automobile & Fire Insurance Co..
Pacific Coast Fire Insurance Co 	
Pacific Indemnity Co. .    	
Pacific Insurance Co. of New York	
Pearl Assurance Co. Ltd. 	
Perth Mutual Fire Insurance Co	
Phoenix Assurance Co. Ltd	
Phoenix Insurance Co  	
Provident Assurance Co 	
Provincial Insurance Co. Ltd 	
Prudential Assurance Co. Ltd	
Quebec Assurance Co	
Queensland Insurance Co. Ltd.	
Railway Passengers Assurance Co.
Reinsurance Corporation Ltd.	
Reliance Insurance Co. of Canada..
Reliance Insurance Co. of Philadelphia.
Royal Exchange Assurance .
Royal General Insurance Co. of Canada-
Royal Insurance Co. Ltd  	
Safeco Insurance Co. of America —
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Insurance Co 	
Saskatchewan Mutual Insurance Co	
Scottish Canadian Assurance Corporation-
Scottish Metropolitan Assurance Co. Ltd....
Scottish Union & National Insurance Co	
Sea Insurance Co. Ltd 	
Security Mutual Casualty Co	
Security National Insurance Co...
Service Fire Insurance Co. of New York~
Skandinavia Insurance Co. Ltd	
Stanstead & Sherbrooke Insurance Co..
State Farm Fire & Casualty Co..
State Farm Mutual Automobile Insurance Co..
Storebrand Insurance Co. Ltd	
Sun Insurance Office Ltd   — -
Switzerland General Insurance Co. Ltd—
Toronto General Insurance Co	
Traders General Insurance Co	
Transport Indemnity Co	
Transport Insurance Co 	
Travelers Indemnity Co   	
Travelers Insurance Co	
Union Assurance Society Ltd..
Union Insurance Society of Canton Ltd..
Union Reinsurance Co  	
United Canada Insurance Co	
United States Fidelity & Guarantee Counted States Fire Insurance Co	
Unity Fire & General Insurance Co	
Universal Reinsurance Co. Ltd 	
Victoria Insurance Co. of Canada	
Victory Insurance Co. Ltd—
Wawanesa Mutual Insurance Co...
Wellington Fire Insurance Co _
Western Assurance Co   ...
Western Union Insurance Co	
Westminster Fire Office	
World Auxiliary Insurance Corporation Ltd..
World Marine & General Insurance Co	
Yorkshire Insurance Co. Ltd— 	
Zurich Insurance Co  	
11,059
25,091
412,279
183,432
3,154
192
62,354
169,597
513,881
100
254,974
192,439
581,227
85,584
268,878
46,562
47,260
54
120,636
492,389
973,676
706,060
1,737,659
256,047
77,259
619,549
134,708
27,651
78,183
39,249
108,171
36,009
87,458
164
415,329
Nil
830,415
15,719
285,482
124,755
329,369
234,722
127,064
600
1,083,896
Nil
55,727
959,894
6
22,552
212,971
113,123
27,971
10,697
43,200
200,910
2,696,476
215,265
746,004
674,782
43,949
19,152
21,078
292,244
2,500,125
5,900
26,486
318,060
154,170
2,278
244
155,823
145,106
379,985
55
201,031
184,690
486,389
77,249
233,250
42,400
47,160
30
91,825
402,352
653,742
638,555
1,645,940
209,262
81,508
543,411
113,506
28,473
78,253
35,922
92,317
37,026
60,133
186
334,210
Nil
723,612
13,279
256,271
102,446
269,311
234,229
122,865
600
863,029
Nil
50,715
1,003,826
5
17,848
181,487
104,203
27,430
35,895
48,228
234,626
2,591,003
175,775
662,000
692,444
37,270
20,104
19,063
379,450
2,112,957
(3)
$23,818,868
5,301
13,951
156,532
112,239
13,309
—2,695
161,981
66,038
189,393
13,146
141,850
118,905
382,268
69,925
199,971
32,509
51,087
7,079
37,723
243,053
366,771
576,884
740,927
197,690
43,796
396,409
71,063
20,996
45,967
26,523
127,053
28,639
42,235
488
304,122
Nil
313,149
10,072
189,018
82,190
206,389
251,580
69,704
641,480
Nil
39,009
572,411
— 197
10,221
111,758
56,404
12,497
14,985
38,193
92,584
1,495,403
121,336
412,812
489,582
24,964
10,755
13,998
297,317
1,585,645
Per Cent
89.84
52.67
49.21
72.80
584.34
103.95
45.51
49.80
70.56
64.38
78.60
90.50
85.73
76.70
108.30
41.10
60.41
56.10
90.30
45.00
94.50
53.70
72.95
62.61
73.70
58.74
73.80
137.60
77.30
70.20
262.36
91.00
43.28
75.85
73.76
80.23
76.63
107.40
56.70
74.30
76.90
57.02
57.27
61.58
54.10
45.56
41.75
79.20
39.46
57.70
69.00
62.40
70.70
66.98
53.50
73.40
78.35
75.00
Totals for 1965-
Totals for 1964..
$60,952,746 | $53,985,462
$35,985,255 |       66.66
$46,624,785 [ $43,767,976
$34,862,650 |        79.65
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 79
TABLE VIIL—AUTOMOBILE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net
Premiums
Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1961 	
1962 	
$35,193,000
37,133,000
$35,327,000
36,438,000
38,541,000
43,768,000
53,985,462
$21,188,000
23,778,000
27,161,271
34,863,000
35,985,255
Per Cent
59.98
65.26
1963 -	
1964  ......	
1965	
39,820,000
46,625,000
60,952,746
70.47
79.65
66.66
 B 80
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1965
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Acadia Insurance Co 	
Aetna Casualty & Surety Co-
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co. Ltd	
Allstate Insurance Co. of Canada-
American Insurance Co	
American National Fire Insurance Co-
Anglo-Scottish Insurance Co. Ltd.	
Atlas Assurance Co. Ltd	
Baltica Insurance Co. Ltd	
Bankers & Traders Insurance Co-
Beaver Insurance Co 	
Bee Insurance Co	
Boston Insurance Co	
Boston Manufacturers Mutual Insurance Co-
British America Assurance Co	
British Canadian Insurance Co 	
British Empire Assurance Co-
British Northwestern Insurance Co-
Buffalo Insurance Co	
Calvert Fire Insurance Co	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co-
Canada Security Assurance Co	
Canadian Commerce Insurance Co.	
Canadian General Insurance Co 	
Canadian Home Assurance Co	
Canadian Indemnity Co-
Canadian Mercantile Insurance Co-
Canadian National Insurance Co—
Canadian Pioneer Insurance Co _.
Canadian Provincial Insurance Co-
Canadian Surety Co-
Casualty Co. of Canada	
Centennial Insurance Co	
Century Insurance Co. Ltd	
Citadel Insurance Co. of Canada Ltd—
Commerce & Industry Insurance Co-
Commerce General Insurance Co-
Commercial Union Assurance Co. Ltd-
Commonwealth Insurance Co	
Continental Casualty Co	
Continental Insurance Co...
Co-operative Fire & Casualty Co—
Cornhill Insurance Co. Ltd	
Dominion Insurance Corporation-
Dominion of Canada General Insurance Co-
Eagle Star Insurance Co. Ltd 	
Economical Mutual Insurance Co 	
Elite Insurance Co	
Employers' Liability Assurance Corporation Ltd	
Employers' Mutual Liability Insurance Co. of Wisconsin-
English and American Insurance Co. Ltd	
Federal Fire Insurance Co. of Canada	
Federal Insurance Co	
Federated Mutual Implement & Hardware Insurance Co-
Federation Insurance Co. of Canada  	
Fidelity & Casualty Co. of New York	
Fidelity-Phenix Insurance Co	
Fire Insurance Co. of Canada-
Fireman's Fund Insurance Co.	
Firemen's Insurance Co. of Newark, N.J..
$69,151
14,832
105,058
4,670
23,311
77,292
8,201
10,513
22,015
12,227
3,562
32,393
4,846
26,567
8,372
522
91,895
3,521
4,108
29,442
58,415
5,731
3,191
34,377
13,639
1,338
45,042
18,922
285,239
37,732
—210
10,464
10,032
21,597
14,219
54,560
59,321
4,934
12,578
45,371
27,820
1,615
237
129,794
106,997
34,935
352,062
56,874
11,548
81,890
5,373
178,973
3,857
2,186
36,822
119,676
35,775
30,699
12,215
1,966
5,149
62,019
314,498
$24,042
636
60,521
10,046
26,700
20,850
14,774
4,696
8,783
6,938
2,268
10,640
5,614
25,964
7,270
240
88,408
691
806
16,459
55,622
8,964
—179
15,412
11,801
639
5,580
3,229
117,835
16,333
2,561
3,179
4,791
2,934
6,301
67,558
23,150
1,858
3,933
19,364
8,734
72
456
55,766
25,425
17,846
176,403
25,204
43,496
26,743
7,142
105,225
536
4,734
-6,894
28,666
20,895
7,430
4,368
1,717
1,084
26,309
146,200
$3,726
900
2,259
431
4,262
9
474
1,041
1,405
754
2,371
49
2,132
15
11,372
557
649
4,255
63
4,251
243
94
702
527
469
702
7,597
948
525
2,722
45
739
3,648
3,404
4
2,558
18,499
3,790
—310
—59
12,526
159
2,019
2,152
14
2,219
335
16
188
25,219
18,138
$459
16,139
113
1,121
375
186
470
8
7
1,257
39
58
3,407
3,183
111
130
-2,420
1,992
— 10
147
—3
6
5
1,107
8,690
1,068
605
1,230
7
—3
29,725
1,022
3/705
11,668
4,272
81
2,339
-527
-876
275
195
195
3,981
1,456
11,666
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 81
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1965—Continued
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Personal Property
Real Property
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$5,657
57,587
27,795
149,591
6,620
407
28,763
67,295
19,008
128,318
807
339,906
3,1-84
2,702
115,651
237,310
18,390
13,148
24,627
5,085
4,731
42,779
7,295
73,479
19,008
7,630
6,949
6,547
50,505
7,533
9,504
-3,604
6,148
55,333
35,569
876
20,909
29,447
727
10,619
56,159
943
2,016 i
4,462
10,219
10,619
112,037
—208,437
9,768
31,258
33,201 i
21,749
23,923
-2,750
46,431
1,551,960
5,662
29,205 1
104,335
159,380
60,975
30,980
$823
8,294
6,734
107,457
4,499
37
23,156
38,362
10,588
53,530
134
151,819
3,111
-4
57,566
123,352
11,821
3,962
8,724
33,276
7,224
33,800
4,278
25,601
10,588
1,497
5,288
24
73,185
3,676
5,295
13,030
1,181
10,640
18,364
138
11,648
18,425
84
5,072
33,160
-21
4,007
700
3,706
5,072
60,893
$2,156
1,650
11
326
$3,562
General Accident Fire & Life Assurance Corporation Ltd.	
15
40
1,668
698
1,441
738
8,538
15,339
303
1,490
3,706
121
91
5,284
222
814
621
92
1,737
6,020
24
398
887
-7
16
1,197
480
77
738
1,205
174
7,792
3,104
41
369
332
1,255
199
812
680
~ 1,066
2,521 *
92
241
—972
25
46
-1,058
Liverpool & London & Globe Insurance Co. Ltd.  .  .
157
16
London & Lancashire Guar. & Ace. Co. of Canada ...
T.nndnn 8r. T.unrashire Tnsnranrfi Cn. T.trt.
102
92
199
220
201
77
1,066
199
3,646
20,259
20,585
9,783
10,847
1,142
9,012
— 1,882,103
2,640
43,347
46,349
52,942
47,676
12,617
2,458
3,151
1,768
65
99
National Employers' Mutual General Insurance Assn. Ltd	
1,239
4,168
3,664,980
321 '
3,251
9,059
2,376
3,350
1,022
Non-Marine Underwriters, Member nf T.lnyd's
2,163,569
124
1,599
1,642
-73
1,574
 B 82
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Personal Property
Real Property
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
-$359
14,984
28,932
22,015
532
—2,158
39,054
,161,959
1,407
3,325
53,619
16,722
161,699
7,603
128,575
6,543
23,349
758
66,928
31,778 '
42,631
245,928
83,935
157,484
77,315
29,300
24,214
23,183 i
5,846
21,807
4,757
9,013
1,764
4,902
7,412
64,425 i
23
4
26,425
42,041
12,219
20,769
21,561
2,338 I
211,443
6,900
89,763
7,287
1,450
31,682
26,288
2,427 1
12,442
290
50,190
256,428
59,651
16,453
135,420
21,745 i
7,781
—362
-$140
7,869
-72,135
8,782
1,543
9,591
24,140
52,091
4,903
3,103
46,075
7,985
148,584
4,235
94,828
2,976
11,294
2,347
49,064
37,460
17,052
78,480
67,044
63,838
29,626
39,007
9,460
4,229
3,804
18,467
1,920
— 18,962
2,340
38
3,519
38,002
$1,040
43
1,347
507
8,659
$470
-3,066
2,459
995
—195
Provident Assurance Co. Ltd.
16,069
1,171
9,495
295
266
1,177
1,230
i      ~~1,846
351
38
474
178
— 105
131
3,575
1,255
14,094
2,682
1,143
71
5,833
305
14,638 I
673
678
613
536
738
45
219
86
1,370
422
136
43
149
34
8
6
-16
951
214
1,949
2,973
800
2,372
—27
—22
11,335
38,008
5,554
22,573
4,145
138
47,466
3,280
134,299
3,497
477
24,982
27,017
1,310
5,514
2,162
50,583
72,597
— 10,034
41,622
131,640
3,972
5,430
1,892
77
170
173
788
856
1,685
612 '
424
490
14
387
1,052
45
1,147
5
3,939
898
626
—80
242
236
3,873
2,106 i
16,645
4,211
549
— 1,227
1,251
4,710
1,158
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 83
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PERSONAL PROPERTY AND REAL PROPERTY INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown In nearest dollar.)
Personal Property
Real Property
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$15,929
41,886
80,555
$7,608
51,484
31,359
$1,599
4,035
11,734
$299
123
Zurich Insurance Co.                                                         	
13,189
Totals fnr 1965
$9,412,129
$2,359,675
$4,055,039
$2,332,579
Totals fnr 1*964
$8,116,430
$7,757,203
$1,791,205
1 $4,047,475
 B 84
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Earthquake
Net
Premiums
Written
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Acadia Insurance Co	
Aetna Casualty & Surety Co—
Aetna Insurance Co 	
Agricultural Insurance Co....
Alliance Assurance Co. Ltd..
American Insurance Co	
American National Fire Insurance Co._
Anglo-Scottish Insurance Co. Ltd	
Atlas Assurance Co. Ltd  	
Baltica Insurance Co. Ltd	
Beaver Insurance Co 	
Bee Insurance Co 	
Boston Insurance Co  	
Boston Manufacturers Mutual Insurance Co-
British America Assurance Co	
British Aviation Insurance Co 	
British Canadian Insurance Co	
British Empire Assurance Co..
British Northwestern Insurance Co	
Canada Accident & Fire Assurance Co._
Canada Security Assurance Co.. 	
Canadian Commerce Insurance Co __
Canadian Indemnity Co 	
Canadian Mercantile Insurance Co._	
Canadian National Insurance Co	
Canadian Pioneer Insurance Co	
Canadian Provincial Insurance Co	
Canadian Surety Co .	
Centennial Insurance Co 	
Century Insurance Co. Ltd..
Citadel Insurance Co. of Canada Ltd	
Commerce & Industry Insurance Co....
Commerce General Insurance Co.—.	
Commercial Union Assurance Co. Ltd..
Commonwealth Insurance	
Continental Insurance Co 	
Co-operative Fire & Casualty Co	
Cornhill Insurance Co. Ltd	
Dominion Insurance Corporation	
Eagle Star Insurance Co. Ltd	
Economical Mutual Insurance Co	
Elite Insurance Co 	
Employers' Liability Assurance Corporation Ltd-
English & American Insurance Co. Ltd.	
Federal Fire Insurance Co. of Canada	
Federal Insurance Co	
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity-Phenix Insurance Co	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark, N.J..
Fruit Growers Mutual Insurance Co 	
General Accident Assurance Co. of Canada-
General Accident Fire & Life Assurance Corporation Ltd-
General Insurance Co. of America	
Glens Falls Insurance Co	
Global General Insurance Co .	
Global Reinsurance Co	
Globe Indemnity Co. of Canada-
Gore Mutual Insurance Co 	
Great American Insurance Co	
$85
762
74
1,618
303
353
108
24,670
15,783
2,112
125
459
1,291
-361
6,859
2,112
7,988
,690
,678
,112
737
,243
140
249
,405
271
-5
,718
,798
352
85
,884
24
15
23
,245
414
4
950
144
498
962
31
577
758
,678
163
306
,011
748
33
,934
274
99
785
5
110
31
,721
30
,823
,153
422
,213
697
4
,357
,837
706
713
264
370
,119
76
115
,770
,114
,054
$1,593
3,717
677
609
50
14
877
1,268
9,645
-196
614
-38
13,468
1,316
153
3,828
49
2,294
96
1,591
350
1,801
158
1,892
2,954
11,961
13,551
272
212
18
1,892
198
—3,161
" 557
435
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 85
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest doUar.)
Earthquake
Inland Transportation
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$5
223
14
15,420
34,671
1,046
325
4,929
261
38,291
1,290
1,770
$139
224
—65
$2,285
5,763
$2
4
12,9-21
29,223
—339
195
1,077
39
734
39
3,706
8
557
656
18
607
3,854
9,589
997
885
2,180
3,008
1,947
3,696
55
105
2,350
281
832
495
105
1,629
-612
12
883
888
4,672
12,074
54
1,025
876
706
1,894
993
14
1,405
-228
2,919
356
6,013
349
429
590
SI
3,416
708
9,805
285
1,025
129
65
133
—7,505
845
278
152
947
	
612
159
10,267
13
129
2,523
	
265
625
13
341
-5,280
	
376
431
-578
26,445
1,115
3,973
— 13
504
107
2,000
—242
482
Orion Insurance Cn  ltd.
Pacific Coast Fire Insurance Cn.
877
10
486
79
1,955
Perth Mutual Fire Insurance Cn.
1,728
10
3,451
195
1,357
74
8,238
64
— 116
223
2,515
110
866
887
105
153
Reliance Insurance. Co. of Philadelphia
-117
2,621
919
9,656
150
Reliance Marine Insurance Co ltd
4,335
Rnval F.vchanpe Assurance
5,285
1,056
—259
Rnval General Insurance Cn nf Canada
946
 B 86
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
EARTHQUAKE AND INLAND TRANSPORTATION INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Earthquake
Inland Transportation
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$6,510
1,887
14,109
385
7
69
592
163
126
$1,836
$2,271
1,311
$86
44
1S,082
—32
10
31
96
41
74
1
156
1,443
493
5,343'
1
1,599
10,073
300
24,828
259
14,524
1,789
99
21
974
2,260
452
9
4,372
14,099
16,552
2,238
8,797
753
880
157
18,472
9,423
59
—10
127
122
903
— 10
2,825
52,177
1,065
14,819
131
7,067
12
16,122
15
12
71
—9
—1,104
3,657
68
1,225
3,708
2,520
643
7,243
16,745
4,815
2,325
14,460
18
129
19
21,973
Zurich Insurance Co
2,378
Totals for 1965
$130,742 |            $551
$550,478
$336,501
Totals fnr 1964
$114,290 1          —$72
$616,459
$289,200
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 87
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Theft
Forgery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$6,738
457
10,258
15
1,447
326
1,164
1,623
4,766
-64
3,252
1,265
110
528
5,525 '
1,045
1,219
20,418
20
5,368
1,532
117
10,349
3,688
112,853
4,087
252
2,382
876
4,590
996
233
4,940
590
4,895
2,926
25
50
6,165
6,350
2,821
24,160 '
3,986
3,300
26,083
873
8,209
7,948 i
4,245
662
359
243
2,877 '
127
23,915
2,159
12,834
1,157
25,724
248
590 '
4,033
6,034
$3,037
	
944
3
2,339
1,005
114
1,011
1,251
— 1
1,952
351
—$51
-49
2
3
1,478
293
342
4,057
248
635
1,360
34
2,684
2,406
50,206
1,395
175
859
259
551
256
1
-16
$18
55
6,034
Canadian Indemnity Co.	
823
78
Canadian Surety Co 	
-110
Century Insurance Co. Ltd _ _
1,163
64
1,688
362
49
67
—9
10
rnnfinental Insurance Cn
874
3,446
830
6,179
1,027
190
5,623
2,046
894
1,506
1,698
37
89
—557
Dominion Insurance Corporation                                 	
509
—200
Federal Fire Insurance Co. of Canada	
6
88
36
Federated Mutual Implement & Hardware Insurance Co.
Fidelity & Casualty Cn  nf New Ynrlr
18
40
48
Fidelity Insurance Co. of Canada	
Firielity-Phenix Insurance. Co.
-37
1,644
Fire Insurance Cn. of Canada
Fireman's Fund Insurance Co	
1 '
501
73
Firemen's Insurance Co. of Newark, N.J	
6,057
564
8,256
403
8,162
Fruit Growers Mutual Insurance Co-
General Accident Assurance Co. of Canada           ...
General Accident Fire & Life Assurance Corporation Ltd	
General Insurance Co. nf America
General Security Insurance Co. of Canada	
Glens Falls Insurance Cn.
1,630
2,529
	
Glnhal Reinsurance Cn.
 B 88
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Theft
Net
Premiums
Written
Net
Losses
Incurred
Forgery
Net
Premiums
Written
Net
Losses
Incurred
Globe Indemnity Co. of Canada..
GoTe Mutual insurance Co.	
Grain Insurance & Guarantee Co	
Granite State Insurance Co	
Great American Insurance Co _..
Great Lakes Reinsurance Co	
Guardian Assurance Co. Ltd.	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co	
Hanover Insurance Co  	
Hartford Accident & Indemnity Co	
Helvetia Swiss Fire Insurance Co. Ltd—
Home Insurance Co.	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance of Canada-
Imperial Insurance Office-
Insurance Co. of North America-
Insurance Corporation of Ireland Ltd—.
Law, Union & Rock Insurance Co. Ltd..
Legal & General Assurance Society Ltd-
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd—
Lombard Insurance Co. Ltd	
London & Lancashire Guar. & Ace. Co. of Canada-
London & Lancashire Insurance Co. Ltd .	
London & Midland General Insurance Co	
London & Scottish Assurance Corporation Ltd..
London Assurance	
London Guarantee & Accident Co. Ltd.
Maryland Casualty Co-
Merchants Marine Insurance Co. Ltd..
Merit Insurance Co  	
Milwaukee Insurance Co. of Milwaukee-
Munich Reinsurance Co 	
Munich Reinsurance Co. of Canada-
National Employers' Mutual General Insurance Assn. Ltd—
New Hampshire Insurance Co 	
Niagara Fire Insurance Co..
Non-Marine Underwriters, Member of Lloyd's..
Nordisk Reinsurance Co. Ltd.	
North British & Mercantile Insurance Co. Ltd—
Northern Assurance Co. Ltd	
Northwestern Mutual Insurance Co	
Norwich Union Fire Insurance Society Ltd	
Ocean Accident & Guarantee Corporation Ltd..
Orion Insurance Co. Ltd	
Pacific Coast Fire Insurance Co.	
Pacific Insurance Co. of New York-
Pacific Indemnity Co..
Pearl Assurance Co. Ltd.	
Perth Mutual Fire Insurance Co-
Phoenix Assurance Co. Ltd	
Phoenix Insurance Co.	
Planet Assurance Co. Ltd	
Provident Assurance Co. Ltd—
Provincial Insurance Co. Ltd—
Prudential Assurance Co. Ltd..
Quebec Assurance Co-
Queensland Insurance Co. Ltd-
Railway Passengers Assurance Co—
$2,800
9,626
147
37,656
5,230
9,573
21,125
1,582
1,180
14,784
11
5,680
1,412
17,582
2,800
2,263
491
9,121
619
1,400
— 1,190
89
807
4,760
21
3,080
2,800
81
82
3,934
1,833
422
962
16
-18,713
62
62
3,252
1,400
1,406
1,449
322
4,197
4,020
19,113
6V130
4,032
159
1,608 i
88
$574
3,530
Zi
3,690
1,029
3,577
8,078
173
131
6,890
2,269
566
5,536
574
635
496
6,544
234
287
605
125
1,125
975
631
574
433
2,531
1,063
-81
-82
1,952
2,076
—227
136
37
521
4,996
7,087
4,284
499
1,012
-17
679
3,727
4,555
283
4,166
432
547
229
847
113
»5
1,600
21
56
27
276
1
-338
-49
219
-3
$15
15
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 89
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
THEFT AND FORGERY INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Theft
Forgery
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$2,523
7
783
136
3,335
16,927
9,239
5,960
825
2,956
1,711
1,302
390
1,895
5
1,737
45
2,806
1,422
91
3,662
17,126
1,093
12,450
2
103
9,833
2,794
—112
—4
143
17,673
1,222
55
8,114
617
546
10
28
5,877
17,286
$866
313
6
1,661
3,029
1,890
80
28
934
1,179
1,156
64
2,041
-75
1,259
	
$265
—$100
	
3,472
566
4
1,630
2,126
136
4,462
	
Tnlcin Marine A Fire Insurance Cn. T.td.
42
-3
25
4
52
615
377
58
1
187
11/249
2,864
7
2,169
-55
496
	
United States Fidelity & Guaranty Co.	
8
51
4
	
4,295
5,262
Tntals fnr 1965
$780,444
$281,128
$9,673
$123
Tntals fnr 1964
$751,662
$230,707
$10,562
$3,395
 B 90
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
WINDSTORM AND BOILER INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Windstorm
Boiler
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$776
639
753
114,523
800
944
188
220
32
7,727
4,161
2,137
1,774
	
$23,019
$24
5
6
$1,188
138
79
	
—61
954
9,282
235
77
1,749
1,327
84,086
3,241
2,543
2,212
2,421
5,455
20
2,212
409
45
154
1,106
3,761
2,433
2,212-
-3,874
1,386
—3,750
Fidelity & Casualty Co. of New York	
	
—7
32
—2
	
242,971
11,851
—960
— 1,473
	
— 190
	
66
10
—190
	
-95
Liverpool & London & Globe Insurance Co. Ltd .	
—323
	
—209
— 190
—18
1,114
68
204
33,426
487
11,150
5,988
5,394
9,417
137
885
1,310
13
1,005
8,508
	
26
175
—24,000
—14
1,064
500
114
616
	
109
	
—76
	
25
~"~27
-627
-10
5,100
185
941
318
	
25,104
1,556
8,002
3,945
30
—18
35
1,384'
84
World Marine & General Insurance. Co. Ltd.
Totals for 1965              	
$244,118 |         $2,982
$377,687
$8,901
Tntals fnr 1964
$200 |             $31
$349,913
$140,489
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 91
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$3,134
5,207
1
699
233
1,598
1,651
2,005
447
32
$1,837
1,764
3
970
22
1,712
571
1,200
$39
$69
193
-77,490
-26,557
758
4,123
820
9
77,959
956
5,479
2,643
340
124
901
1,750
28,187
2,834
187
464
929
1,586
1,215
89
12,930
326
3,427
1,510
34
2,251
1,634
2,977
8,902
4,860
3,177
6,971
1,255
4,000
9,014
2,797
130
72
-167
25
1,379
8,788
4,032
3,782
526
12,150
15
1,419
2,120
1,278
4,874
291
274
55
59
12
1,752
346
13
47,633
64
14
405
2,449
— 107
1,433
947
1,467
331
114
779
1,617
	
14,232
1,598
200
197
	
856
612
695
10
5,624
	
165
1,933
840
811
541
rVimmnnwi.altli Tnsiirafirp
460
1,107
2,741
4,810
2,779
62
1,916
3,034
776
5,215
748
2 452
Federated Mutual Implement & Hardware Insurance Co.
4,181
1,188
84
Fidelity Xr Casualty Cn   nf N™ Ynrlr
Fidelity Insurance Cn. nf Canada
80
Fireman's Fund Insurance Cn
Fire Insurance Cn nf Canada
1,122
4 810
Firemen's Insurance Cn nt Nmrairlr, N J,
56
	
Fruit Grnwers Mutual Insurance Cn.
3,886
1,725
250
162,634
General Accident Fire & Life Assurance Corporation Ltd.
8,140
34
683
1,027
891
363
545
112
1,019
1,572
637
Onrn Mutual Insurance Cn
3,767
 B 92
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$7,517
97
3,435
7,755
876
652
8,999
9
2,677
933
2,296
1,278
1,776
246
1,210
222
639
— 1,380
136
1,222
2,173
48
1,406
1,278
42
2,173
741
$709
$34
75
$702
1,589
1,964
4,443
440
331
5,201
 .
25
1,719
396
1,649
891
119
17
2
445
112
26
637
Imperial Guarantee & Accident Insurance of Canada	
752
205
1,055
46
56
129
318
902
	
32
282
1,514
191
123
112
1,082
London & Lancashire Guar. & Ace. Co. of Canada	
980
891
699
637
;	
1,100
1,531
5,012
2
32
59
361
—5,866
—63
-63
2,005
398
2
—575
52
63
2,171
2,365
16,125
1,071
2,077
222
2,054
88
—683
2,877
6,570
109
3,188
1,550
3,764
511
1,501
472
63
40
11
54
	
45
45
195,228
59,296
1,200
731
50
423
8,800
5,846
1,169
455
778
1,206
983
11,795
1,043
1,153
75
744
1,604
2,035
61
382
2 413
2,755
118
	
2,006
1,427
1,493
356
~253
1
45
254
1,247
169
262
—2
—96
8
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965 B 93
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
MACHINERY AND PLATE GLASS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Machinery
Plate Glass
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$6,241
7,465
4,219
1,262
182
1,889
874
289
326
2,475
978
86
18
1,391
933
7
684
227
1,952
566
3,549
349
1,734
556
-131
-31
—299
11,379
1,758
5
6,047
872
275
-36
12
1,284
12,822
$1,946
$28
2,937
2,405
$371
2,097
199
156
2,026
Scottish Canadian Assurance Cnrpnratinn
14,945
10,575
884
281
165
708
	
1,061
1,440
	
396
5
	
643
27,315
304
457
9,196
202
876
775
314
Union Insurance Society of Canton Ltd	
2,450
98
United States Fidelity & Guaranty Co.
914
	
537
85
6
301
	
9,593
1,087
9
400
87
2,571
262
Westminster Fire Office
205
	
7
World Marine & General Insurance Co. Ltd.                     	
	
983
5,181
Totals for 1965    	
$197,352 |      $230,631
$416,064
$244,088
Totals for 1964
S550R16 1      S51*-t052
$364,184
$205,868
 B 94
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
GUARANTEE INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$2,556
4,521
2,928
466
—302
— 111
744
963
193
225
2,224
690
587
13,759
74,707
181
21
27,545
351
2,060
-$53
$7,394
156,041
460
638
$4
825
—507
36
135
27
32
— 10,130
35
— 146
— 1,445
12,062
18
70
2,140
428
499
126
1,894
782
110,709
.190,768
1,768
206
128,567
905
5,144
202
2,138
1,080
46,973
33,983
511
36,074
3,618
145
17,480
3,278
4,109
5,048
2,051 '
3,609
29,080
1,052
9,232
33,026
11,763
46,159
_
498
60
2,774
9,214
—881
—102
4,495
615
— 1,657
1,434
627
218
392
—8
5,429
1,938
8,853
1,402
29
22,575
1,728
781
659
40
548 '
1,109
72
73
8,776
4,658
6,608
— 1,065
Commercial Union Assurance Co. Ltd 	
20
— 179
—1,772
2,906
2,460
285
9,632
Dominion of Canada General Insurance Co	
2,514
Employers' Liability Assurance Corporation Ltd 	
1,426
42,721
-75
-1,320
Federal Fire Insurance Co. of Canada 	
37
Fidelity & Casualty Co. of New York.  	
—29
—6,272
-25
2,707
590
4,657
1,923
9,633
—6
655 '
998
726
1,708
124
43,128
2,546
208
5,140
7,651
152 '
50
1,574
2,112
330 '
726
417
112
8,469
333
43
66
2,313
6,639
71,419
42
31,710 '
-2,642
—5,962
1,189
183
3,078
2,163
-96
67
88
Great American Insurance Co	
-25
483
1,326
58,010
367
830
737
1,667
65
-250
—56
-96
58
175
-10,027
24
2,323
927
143
66,309
— 177
88
Imperial Guarantee & Accident Insurance of Canada	
49
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 95
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
GUARANTEE INSURANCE PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Fidelity
Surety
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Law, Union & Rock Insurance Co. Ltd..	
$377
—388
153
1,382
1,234
1,475
729
524
-$47
1,934
10
90
-164
— 106
-96
—44
— 198
1,104
~84
85
— 129
1,100
29
40
-781
27
4,088
148
—79
4,773
—65
—39
6
-1..484
-715
1,453
—317
—20
$3,539
958
3,932
7,031
2,314
1,913
120
—782
38
38
6,465
1,556
322
3,491
1,511
3
1,065 '
1,169
36,321
2,257
5,489
925
338
397
6,786 '
23,824
7,643
8,589
1,581
318
95
$43
—649
Liverpool & London & Globe Insurance Co. Ltd	
London & Lancashire Guar. & Ace. Co. of Canada	
149
-119
88
4
—2,087
—4,832
—16
— 15
796
44,500
567
—95
3,582
544
1,407
—724
32
5,441
1,338
1,787
290
123
1,191
3,832
4,775
2,397
142
— 105
—25
Munich Reinsurance Co. of Canada         	
-26
409
Northern Assurance Co. Ltd         	
240
391
—2,173
Phoenix Assurance Co. Ltd.
Provident Assurance Co. Ltd.
6
490
35
89
1,700
4,816
289
—8
—625
— 149
32
1,004
10,419
1,325
— 1,182
1,184
90,393
2,014
18,245 '
405
—3,226
582,499
3,573
709
401
4,590
3,139 '
5,144
260
178
7,917
2,270
254
147
5,677
18,037
90
—23
— 14,521
7
457
410
.107
918
United States Fidelity & Guarantee Co.	
35,173
542
— 181
1,093
1,412
-105
198
175
-1,904
-85
167
641
2,748
Zurich Insurance Cn.                                                       . .
Tntals fnr 1965
$389,252
$49,168
$1,925,605
$132,323
Totals for 1964 _...                     	
$277,575
$89,559
$1,407,250
$177,004
 B 96
BRITISH COLUMBIA
TABLE IX.-
-MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PUBLIC LIABILITY AND EMPLOYERS' LIABHJTY INSURANCE
PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employers' Liability
Net
Premiums
Written
Net
Losses
Incurred
Acadia Insurance Co  _
Aetna Casualty & Surety Co..
Aetna Insurance Co	
Agricultural Insurance Co	
Albion Insurance Co. of Canada_
Alliance Assurance Co. Ltd	
Allstate Insurance Co. 	
Allstate Insurance Co. of Canada..
American Insurance Co.	
American Mutual Liability Insurance Co-
American National Fire Insurance Co.	
Anglo-Scottish Insurance Co. Ltd	
Atlas Assurance Co. Ltd.	
Aviation & General Insurance Co. Ltd..
Bankers & Traders Insurance Co.	
Beaver Insurance Co	
Bee Insurance Co  	
Boston Insurance Co.	
British American Assurance Co	
British Aviation Insurance Co. Ltd..
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Insurance Co-
Buffalo Insurance Co.	
Canada Accident & Fire Assurance Co-
Canada Security Assurance Co	
Canadian Commerce Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co.	
Canadian Indemnity Co—
Canadian Mercantile Insurance Co-
Canadian National Insurance Co	
Canadian Pioneer Insurance Co.	
Canadian Provincial Insurance Co-
Canadian Surety Co-
Casualty Co. of Canada  	
Centennial Insurance Co	
Century Insurance Co. Ltd	
Citadel Insurance Co. of Canada Ltd—_
Commerce General Insurance Co.	
Commercial Union Assurance Co. Ltd-
Continental Casualty Co	
Continental Insurance Co.	
Co-operatvie Fire & Casualty Co..
Cornhill Insurance Co. Ltd	
Dominion Insurance Corporation..
Dominion of Canada General Insurance Co-
Economical Mutual Insurance Co.	
Elite Insurance Co	
Employers' Liability Assurance Corporation Ltd-
Employers' Mutual Liability Insurance Co. of Wisconsin-
English & American Insurance Co. Ltd	
Federal Fire Insurance Co. of Canada	
Federal Insurance Co	
Federated Mutual Implement & Hardware Insurance Co-
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Insurance Co. .	
Fire Insurance Co. of Canada _	
Fireman's Fund Insurance Co..
$29
13.
39,
,938
,629
158
4
143
,298
74
,156
154
4.
27.
S3,
~Ti
5,
6,
25,
5,
5,
21
18,
7,
97,
11,
381,
12,
24,
6.
42,
7,
M,
28.
3,
15,
1*1.
55.
49.
36.
19,
122.
30,
27,
,742
,878
,462
403
,621
25
,640
,356
980
,053
,895
,485
100
,637
,853
815
,791
.244
,548
,635 i
-3
,169
,115
,974
,748
,448
,258
,249
,091
,488
,428
,185
,926
,566
,335
993
700
Firemen's Insurance Co. of Newark, N.J..
199
2.
2.
11
19
53
21
4
-5.
9,
121,
,052
,495
,522
,432
,387
,779
,208
,567
321
642
,172 I
.090
486
2,627
4,502
25
981
5,786
—57
1,141
1,332
6,119
125
9,848
3,843
188
32,241
3,950
181,542
1,710
221
4,540
.1,415
8,602
4,433
8,902
22,557
2,899
2,069
5,832
14,078
6,342
846
4,528
7,444
17,734
6,713
89,326
-13
-1,660
3,071
29,346
11,603
701
12,006
423
5,567
755
7,371
$593
574 I
363
2
215
— 13
19
1,023
89
3
71
429
3 i
63
330
72
1,096
243
17,280
118
-70
165
-7
78 i
191
43
61
143
186
857
741
-23
2,130
762
629
211
12,946
206
-2
30
112
65
-1
—16
159 I
2,110
$165
—29,585
60
64
159
32
37
98
12,282
624
-333
2,497
270
2,763
-389
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 97
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PUBLIC LIABR.ITY AND EMPLOYERS' LIABHUTY INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employers' Liability
Net
Premiums
Written
Net
Losses
Incurred
Fruit Growers Mutual Insurance Co	
General Accident Assurance Co. of Canada..
General Accident Fire & Life Assurance Corporation Ltd-
General Insurance Co. of America	
General Security Insurance Co. of Canada-
Glens Falls Insurance Co	
Global General Insurance Co _ —
Global Reinsurance Co 	
Globe Indemnity Co. of Canada .
Gore Mutual Insurance Co	
Granite State Insurance Co	
Great American Insurance Co	
Great Eastern Insurance Co	
Great Lakes Reinsurance Co	
Guarantee Co. of North America—
Guardian Assurance Co. Ltd.	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada .
Halifax Insurance Co	
Hanover Insurance Co	
Hartford Accident & Indemnity Co _
Helvetia Swiss Fire Insurance Co. Ltd—
Home Insurance Co	
Hudson Bay Insurance Co 	
Imperial Guarantee & Accident Insurance of Canada-
Imperial Insurance Office-
Indemnity Marine Assurance Co. Ltd—
Insurance Co. of North America	
Insurance Corporation of Ireland Ltd..—
Law, Union & Rock Insurance Co. Ltd—
Legal & General Assurance Society Ltd—
Liberty Mutual Fire Insurance Co 	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd-
Lombard Insurance Co. Ltd—
London & Edinburgh Insurance Co. Ltd _ _
London & Lancashire Guar. & Ace. Co. of Canada-
London & Lancashire Insurance Co. Ltd—
London & Midland General Insurance Co	
London & Scottish Assurance Corporation Ltd-
London Assurance  	
London Guarantee & Accident Co. Ltd-
Lumbermen's Mutual Casualty Co.—_.
Maryland Casualty Co-
Merchants Marine Insurance Co. Ltd—
Merit Insurance Co-
Milwaukee Insurance Co. of Milwaukee-
Munich Reinsurance Co   	
Munich Reinsurance Co. of Canada	
National Employers' Mutual General Insurance Assn. Ltd	
New Hampshire Insurance Co  	
New India Assurance Co. Ltd  	
Niagara Fire Insurance Co.
Non-Marine Underwriters, Member of Lloyd's-
North British & Mercantile Insurance Co. Ltd.-
Northern Assurance Co. Ltd	
Northwestern Mutual Insurance Co.	
Norwich Union Fire Insurance Society Ltd	
Ocean Accident & Guarantee Corporation Ltd-
Orion Insurance Co. Ltd  	
Pacific Coast Fire Insurance Co—
$3,343
59,170
10,387
138,219
1,409
1,866
10,625
15,918 i
16,111
43,104
,1,071
153,337
836
8
5
72,181
163,179
8,665
6,499
52,791
66
23,482
7,002
20,483
16,111
10,948
4,123
53;538
4,682
8,055
—5,309
2,053 '
18,471
27,388
47
1,137
17,550
,16,111
397
15,605
22,103
7,826
150
1,825
15,605
3,872
—97,660
368 i
971
12,973
9,111
9
2,759
473,008
14,993
142,971 '
145,531
29,036
14,378
3,368
16,084
$81
28,403
17,155
34,206
1,080
271
16,808
25,159
18,422
12,156
1,208
55,192
—978
4
45,883
103,772
7,730
5,798
14,706
56,599
2,666
23,856
14,520
2,473
2,263
15,206
3,002
9,247
863
560
5,037
31,317
-5,130
20,660
.18,422
7,006
19,300
11,435
— 12,831
7,006
580
40
39
2,627
3,281
2,294
321,374
8,089
63,048
36,677
12,107
7,736
1,290
8,188
$3,142
128
42
2,034
189
70
105 i
361
296
606
51
336
759
164
122
722
2,591
45
36
86
361
27 ■
242
2,107
22
181
18
55
492
614
397
361
1,015
406
222
10
3
1,015 i
-1,836
33
33
-14
-96
6,155
266
9,241
236
256
352
30
$1,795
827
322
250
1,940
648
1,465
-6
6,123
250
69
-250
516
42
125
425
275
250
217
137
217
937
1,951
~309
 B 98
BRITISH COLUMBIA
TABLE IX—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PUBLIC LIABILITY AND EMPLOYERS' LIABILITY INSURANCE
PREMIUMS AND LOSSES FOR 1965—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employers' Liability
Net
Premiums
Written
Net
Losses
Incurred
Pacific Insurance Co. of New York-
Pacific Indemnity Co	
Pearl Assurance Co. Ltd.  	
Perth Mutual Fire Insurance Co-
Phoenix Assurance Co. Ltd.	
Phoenix Insurance Co	
Planet Assurance Co. Ltd	
Provident Assurance Co. Ltd—
Provincial Insurance Co. Ltd—
Prudential Assurance Co. Ltd..
Quebec Assurance Co—
Queensland Insurance Co. Ltd.	
Railway Passengers Assurance Co-
Reinsurance Corporation Ltd-
Reliance Insurance Co. of Canada	
Reliance Insurance Co. of Philadelphia-
Reliance Marine Insurance Co. Ltd	
Royal Exchange Assurance-
Royal General Insurance Co. of Canada-
Royal Insurance Co. Ltd.	
Safeco Insurance Co. of America _..
St. Paul Fire & Marine Insurance Cost. Paul Mercury Insurance Co-
Saskatchewan Mutual Insurance Co	
Scottish Canadian Assurance Corporation-
Scottish Metropolitan Assurance Co. Ltd—
Scottish Union & National Insurance Co-
Sea Insurance Co. Ltd	
Seaboard Surety Co..
Security Mutual Casualty Co	
Skandinavia Insurance Co. Ltd	
Stanstead & Sherbrooke Insurance Co 	
State Farm Fire & Casualty Co	
State Farm Mutual Automobile Insurance Co..
Storebrand Insurance Co. Ltd.	
Sun Insurance Office Ltd,	
Switzerland General Insurance Co. Ltd	
Tokio Marine & Fire Insurance Co. Ltd—
Toronto General Insurance Co. Ltd	
Traders General Insurance Co	
Travelers Indemnity Co  	
Travelers Insurance Co	
Union Assurance Society Ltd.	
Union Insurance Society of Canton Ltd..
United Canada Insurance Co	
United States Fidelity & Guaranty Co-
United States Fire Insurance Co	
Unity Fire & General Insurance Co.	
Universal Reinsurance Co. Ltd	
Victoria Insurance Co. of Canada	
Victory Insurance Co. Ltd	
Wawanesa Mutual Insurance Co.	
Wellington Fire Insurance Co	
Westchester Fire Insurance Co.	
Western Assurance Co  	
Western Union Insurance Co—
Westminster Fire Office	
World Auxiliary Insurance Corporation Ltd-
World Marine & General Insurance Co. Ltd...
Yorkshire Insurance Co. Ltd	
Zurich Insurance Co	
Totals for 1965-
Totals for 1964-
$48
2,626
1,395
14,148
63,117
124
.1,745
35,367
10,190
47,512
6,444
13,931
3,266
1,869
67
3,939
41 '
56,584
81,093
53,443
45,949
103,799
32,475
16,380
12,509
9,295
6,675
3,249
1,804
1,927
4
18,165
4,992 i
1,028
44
22,043
6,872
27
67,832
84
62,470
55
3,867
61,570
1,364
61,548
9,930
1,226
-483
-209
1,093
104,107
16,005
9
37,192
6,765
4,077
6,793
7,802
47,936
88,213
—$1,886
121
4,287
1,934
20,608
410
1,243
46,157
2,359
1,639
7,369
432
1,759
10,834
221
-1,028
36
49,393
3,685
60,962
55,071
99,108
30,960
2,242
5,323
5,255
3,267
2,899
5,497
2
—6,789
1,426
384
1
15,219
2,672
20
26,379
34,342
753
2,110
57,246
319
59,792
-1,885
33
82
—450
-710
12,575
—2,323
40
8,489
2,956
2,175
3,580
3,503
20,532
-6,022
$2
-618
19
1,161
3
45 I
458
—12
Till
145
58
46
617
1,344 I
1,193
372
61
93
199
659
61
61
2
21
442
580
36
834
10,254
268
69
639
16
1,418
304
491 i
-2
1
93
140
5
508
47t2
3,211
$248
450
100
-194
825
-55
2
-19
163
83
260
1,567
3,441
808
234
108
282
115
$4,852,767
$2,383,870
$104,923
$15,672
$4,434,653 I $1,903,684
$87,281 'I  $34,987
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965             B 99
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1965
(Figures shown in nearest dollar.)
Name of Insurer
Group
Individual
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$475
662,840
$68
600,291
4,437
1,320
2,304
100
C.
[if.
C.
C.
{£.
c.
c.
{&.
c.
c.
c.
c.
c.
c.
&
c.
IS.
N.
C.
C.
c.
c.
{S:
c.
c.
1
c.
N.
N.
fS
C.
c.
N.
c.
c.
fa
c.
c.
{£.
c.
c.
fc.
(N.
$4,119
5,302
512
23
10,479
18,123
19,636
$1,216
54
2
67,292
10,596
Albion Insurance Co. of Canada    	
4,400
6,048
10,487
172
American Casualty Co. of Reading, Pennsylvania	
American National Fire Insurance Co.	
477
5,507
1,071
16
2,553
1,056
511
596
1,474
885,994 i
74,203
5,091
449,060
2,259
10,632
839
-95
59 '
18
1
6,758
1,640
1,432
725
1,693
94,558 I
189,250
21
6,140
54,717
71
641,397
139,795
16,415 i
10,504
20,635
265
33,673
2,213
82
2,240
	
270 i
	
3,419
-4
684
798
57
493,713
50,763
1,897
317,879
879
685
—48
54
63
498
378,381
21,763
33,713
468,273
219,536
19,754
33,047
368,284
10
21,694
1,031
16,127
779
-562
338
212
1,262
19,720
40,462
1-1,288
647,202
767
1,202,065
56
1,909,370
-23
Commercial Union Assurance Co. Ltd-  	
12,439
898,999
2,561
800,708
1,814
15,086
433,469
33,452
73 i
1,791,873
31
352
—4,823
158
9,968
1,786
3,502
1,354
43
60,381
53,766
70,610
4,126
9,274
60,660
3,116
138,211
44,983
33,922
6,152
5,697
8,179
5,728
543 i
35,140
2,032 i
473
18
4,555
781
137,149
857
-1
English & American Insurance Co. Ltd _	
Equitable Life Assurance Society of the United States
50,112
3.8,205
5,342
255
C.—Cancellable.          N.—Non-cancellable.
 B 100
BRITISH COLUMBIA
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Name of Insurer
Group
Net
Premiums
Written
Net
Losses
Incurred
Individual
Net
Premiums
Written
Net
Losses
Incurred
Excelsior Life Insurance Co.
Federal Life & Casualty Co   	
Federated Mutual Implement & Hardware Insurance Co.
Fidelity & Casualty Co. of New York   	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Insurance Co  	
Fireman's Fund Insurance Co	
$201,941
2,792
17,907
Firemen's Insurance Co. of Newark, N.J—
Fruit Growers Mutual Insurance Co 	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd.
General Insurance Co. of America	
Globe Indemnity Co. of Canada	
Global Life Insurance Co 	
Great American Insurance Co	
Great Eastern Insurance Co.	
Great Lakes Reinsurance Co	
Great-West Life Assurance Co.	
Guardian Assurance Co. Ltd—
Guardian Insurance Co. of Canada..
Guildhall Insurance Co. Ltd	
Guildhall Insurance Co. of Canada-
Halifax Insurance Co.  —
Hartford Accident & Indemnity Co-
Home Insurance Co	
	
53,547
443
13
1,484
173
	
1,393,810
174
128
-2,339
Hudson Bay Insurance Co 	
Imperial Guarantee & Accident Insurance of Canada-
Imperial Insurance Office-
Imperial Life Assurance Co. of Canada	
Income Disability & Reinsurance Co. of Canada-
Industrial Life Insurance Co 	
Insurance Co. of North America	
Insurance Corporation of Ireland Ltd—
John Hancock Mutual Life Insurance Co-
Law, Union & Rock Insurance Co. Ltd.	
Legal & General Assurance Society Ltd.—
Liberty Mutual Fire Insurance Co 	
Liberty Mutual Insurance Co-
Liverpool & London & Globe Insurance Co. Ltd-
London & Edinburgh Insurance Co. Ltd..
London & Lancashire Guar. & Ace. Co. of Canada-
London & Lancashire Insurance Co. Ltd	
London & Scottish Assurance Corporation Ltd—
London Assurance-
London Guarantee & Accident Co. Ltd-
London Life Insurance Co	
Loyal Protective Life Insurance Co-
Lumbermen's Mutual Casualty Co.	
Maccabees Mutual Life Insurance Co-
Manufacturers Life Insurance	
Maryland Casualty Co—
Merchants Marine Insurance Co. Ltd-
Metropolitan Life Insurance Co	
1,484
352,636 i
864
98,769
186,724
607,788
61,752
28,431
742
2,522
1,344
1,484
10,757
429
207
813,493 i
7,353
2,093
230
10,757
555,159
$206,031
16,912
9,274
68
-52
936,602
20
13
68
352,967
"18^572
64,806
54,670
19,687
35,427
34
27
250
1,15
-437
68
10,840
49
56
669,315
-875
248
■iojSo
546,594
$2,971
10,087
327 i
1,426
51
-3
15
6,097
972
2,665
1,010
2,094
3,654
15,433
1,085
19
187,406
11,471
7,684
_17,362
5,132
3,258
424
3,463
90
3,654
1,106
2,568
20,401
$471
1,421
105
9,968
486
370
50
670
865
8,570
56
54,300
-4,486
22,569
839
51,041
1,896
3,344
2,509
1,205
4,874
865
1,482
14,734
4,385
-501
1,476
56
433
257
-41
-368
1,472
3,203
1,463
865
4,736
8,359
1,012
1,632
177
46,032
20,370
542
331
~4~736
18,794
18,-126
C.—Cancellable.
N.—Non-cancellable.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 101
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Group
Individual
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
—$60,500
C.
In.
c.
c.
N.
N.
IS:
N.
{£:
c.
c.
ft
N.
c.
ft
c.
c.
c.
c.
N.
c.
c.
c.
re.
(N.
(C.
{n.
N.
C.
c.
c.
c.
c.
c.
c.
c.
c.
ft
c.
c.
c.
c.
c.
15:
c.
ft
-$6,351
10,686
1,318
$9,130
117
637
281
281
69
108,972
542,509
210,562
28,294
2,988
12,208
-16
26,350
47,616
16,732
709
4,925 '
25,357
1,447
4
11
$583,048
1,790
16,069
249,884
106,896
12
669,918
7,374
18,668
271,427
126,713
76
56,380
339,611
National Life Assurance Co. of Canada	
144,047
12,045
758
1,181
37,586
82,400
55,818
17,877 '
97,692
11,852
50,545
38,387
16,226
97,561
2,073
4,038
30,288
3,237
2,220
42,622
951
7,648
9,456
18,700
46,503
4,173
641 I
100,799
4,230
7,982
1,392 i
10,838
7,444
8,214
44,286
49,781
1,461
1,049
25 i
7,759
3,345
12,546
1,637
—220
22,692
17,100
17,282
15,521
3,667
12,928
1,485
—30
69,171
12 '
901
494
39,760
101
51,950
200
1,824
8,157
8,011
4,826
2,139
11,900
19,796
27,801
326,678
594 i
3,886
15,251
241,931
27
3,527
8,334
4,637
597
Prudential Insurance Co. of America	
338
■Reinsurance Cnrpnratinn T.M
4,247
26,774
4,269
10,098
4,984
— 17,942
351
6,656
521
2,095
-25
8,130
7
4,717
32,935
8,496
817
1,643
107 i
671
1,630
656
7,187
3,552
1
64 '
36,105
36,582
1,255
Seaboard Life Insurance Co	
1
7,322
17,366
20 '
4,616
459 '
251,808
655
Skandinavia Insurance Cn. Ltd.                        	
State Farm Mutual Automobile Insurance Co 	
	
6,057
580,601
99,919
7
1,066
636,723
Toronto General Insurance Co. Ltd	
971,343
738,820
155,502
-57
C—Cancellable.
N.—Non-cancellable.
 B 102
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR  1965—Continued
PERSONAL ACCIDENT AND SICKNESS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Group
Individual
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$4,663
$4,233
C.
ft
ft.
C.
c.
c.
c.
c.
c.
c.
ft.
c.
c.
$907
10,624
51
1,119
102'
$405
28,156
75,385
45,300
1,046
315
467,210 i
353454
69
114
305
3,703
3,745
2,868
1,378
80
197
3,406
	
22
84
—840
396
865
5,378
2,927
278,053
5,015
14,274
5,420
-528
169,607
2,368
571
Tntals fnr 10fi5
$14,207,303
$11,793,200
$5,033,074
$3,017,678
Tntals fnr 1964
$11,453,244
$9,031,315
$5,294,275
$2,414,908
C.—Cancellable.
N.—Non-cancellable.
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 103
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
AIRCRAFT AND MARINE INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Aircraft
Marine
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$17,534
7,849
$20,985
11,027
$15,185
46,603
2,167
52,739
$10,496
16,205
Agriculture Insurance Co. 	
2,332
10,743
25,427
8,749
5,590
-5,069
—625
719
1,635
17,035
218,756
50,811
466
3,319
Aviation & General Insurance Co. Ltd.                              ..   .
8,088
1,277
794
78,031
68,851
10,996
583
822
74,820
-■102,579
113,192
26,436
10,538
1,634
18,077
23,201
64,431
271,245
17,207
2^000
3,419
7,022
17,483
7,830
49,969
18,330
50,680
217,313
25,875
36,192
926
28,004
2,451
20,606
12,807
3,664
559
173,031
—255
11,400
700
23,247
25,825
1,680
11,055
Employers' Liability Assurance Corporation Ltd. 	
5,246
13,881
7,374
7,348
5,129
6,601
9,803
1,591
-4
2,295
147
20,396
66,502
16,059
9,918
	
6,616
503
3,245
11,003
7,957
52,160
83
15,619
5,294
35,419
15,016
2,451
46,135
303,710
4,070
14,991
3,269
43,105
1,212
94
841
19
60,850
5,079
23,449
14,540
2,994
23,421
1,220
167,565
2,071
3,245
14,136
17,866
83
36,551
83
136,126
41
6,842
55,926
1,623
45,208
..
1,314
50
5,517
447
140
91
113,894
243
29,242
3,569
223,582
42,184
41,281
15,916
9,058
10,378
10,824
16,762
13,099
11,486
16,143
 B 104
BRITISH COLUMBIA
TABLE IX.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
AIRCRAFT AND MARINE INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
(Figures shown in nearest dollar.)
Aircraft
Marine
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$20,232
20,232
-33
623,785
$15,170
15,178
$8,074
16,686
$3,548
480
483,768
—444
5,034
63,914
41,393
34,270
7,505
332,586
28,641
14,023
507,717
124,507
179,366
88,162
633,549
42,240
263,318
97,071
1,785
1,298
82,699
731
33
2,387
5,454
9,223
1,280
10,751
2,937
9,612
13,927
18,245
-1,413
17,952
22,865
11,790
29,954
10,658
—295
26,911
6,837
147
2
560
11,174
3,059
16,364
— 104
-1
-2,465
266
4,731
3,269
3,743
6,842
78,579
55,425
24,555
12,250
15,368
9,440
513,253
148,648
7,632
17,533
20,893
2,721
771,948
65,061
17,534
3,820
22,656
5,701
9,879
19,757
76,216
37,255
16,731
6,474
12,953
794
822
39,661
26,497
7,059
Tntals fnr 1965
$1,897,285
$1,482,530
$3,698,538
$2,881,314
Tntals fnr 1964
$1,809,038
$776,389
$3,194,736
$2,158,760
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1965
B 105
TABLE IX MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1965—Continued
HALL AND MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1965
(Figures shown in nearest dollar.)
Hail
Miscellaneous
Name of Insurer
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$77,407
C.
L.S.
L.S.
rw.
|l.s.
L.S.
C.
M.
Ex.
L.S.
W.D
S.L.
S.L.
W.
L.S.
L.S.
L.S.
$26,080
—$2,062
H.C..V fi. Mutual Hail Insurance Cn,
$116,429
1,822
13,343
270
39
19,679
274,504
1,629
36,665
9,135
2 '
-23
—3
552
294
19,165
	
-116
11,597
	
1,120
	
264
	
7
	
2,536
Tntals fnr 1'QfiS
$116,429
$77,407
$403,153
$13,346
Totals fnr 1^M
$208,521
$125,440
$157,390
$18,904
C— Credit. L.S.—Live Stock. W.—Weather. M.—Mortgage. Ex.—Explosion.
W.D.—Water Damage. S.L.—Sprinkler Leakage.
 B 106
BRITISH COLUMBIA
TABLE X.—OTHER INSURANCE  (TABLE IX)  SUMMARY
(Figures and totals shown to nearest thousand.)
Class of Insurance
1961
1962
1963
1964
1965
Personal property, P.~
Personal property, L.Real property, P 	
Real property, L	
♦Earthquake, P..
•Earthquake, L 	
Inland transportation, P.~
Inland transportation, L...
Theft, P 	
Theft, L..
•Forgery, P	
•Forgery, L	
•Windstorm, P..
•Windstorm, L.~
•Boiler, P	
•Boiler, L..
•Machinery, P 	
•Machinery, L  	
Plate glass, P   	
Plate glass, L	
Guarantee (fidelity and surety)
P   -
Guarantee (fidelity and surety)
Public liability, P	
Public liability, L	
Employer's liability, P...
Employer's liability, L...
Personal accident, P	
Personal accident, L	
Combined accident and sickness, P...
Combined accident and sickness, L	
Sickness, P	
Sickness, L  	
tPersonal accident and sickness
(individual), P.-
f Personal accident and sickness
(individual), L	
tPersonal accident and sickness
(group), P...	
tPersonal accident and sickness
(group), L  	
Aircraft, P   	
Aircraft, L   	
Marine, P 	
Marine, L 	
•Hail, P   	
•Hail, L  	
Other forms, P..
Other forms, L-
Totals, P.-
Totals, L-
$7,267,000
3,390,000
1,595,000
329,000
797,000
722,000
673,000
211,000
363,000
205,000
1,090,000
268,000
3,719,000
1,469,000
74,000
41,000
991,000
338,000
10,851,000
6,776,000
152,000
53,000
2,182,000
802,000
3,342,000
2,401,000
1,060,000
483,000
$6,980,000
4,336,000
1,684,000
296,000
620,000
149,000
720,000
509,000
388,000
250,000
1,247,000
121,000
3,468,000
1,550,000
88,000
22,000
1,151,000
739,000
11,738,000
7,690,000
162,000
79,000
2,325,000
1,609,000
3,145,000
2,211,000
1,545,000
427,000
$7,349,000
7,092,000
1,820,000
2,326,000
501,000
126,000
645,000
260,000
353,000
218,000
1,403,000
62,000
3,719,000
1,067,000
93,000
68,000
1,322,000
679,000
13,007,000
9,092,000
221,000
59,000
1,597,000
583,000
3,036,000
2,131,000
1,018,000
505,000
$34,156,000    |    $35,261,000    |    $36,084,000
17,488,000
19,988,000
24,268,000
$8,116,000
7,764,000
1,791,000
4,027,000
114,000
-72
616,000
289,000
752,000
231,000
11,000
3,000
200
31
350,000
140,000
551,000
513,000
364,000
206,000
1,685,000
267,000
4,435,000
1,904,000
87,000
35,000
5,294,000
2,366,000
11,522,000
9,073,000
1,809,000
776,000
3,195,000
2,159,000
209,000
125,000
157,000
19,000
$9,412,129
2,359,675
4,055,039
2,332,579
130,742
551
550,478
336,501
780,444
281,128
9,673
123
244,118
2,982
377,687
8,901
197,352
230,631
416,064
244,088
2,314,857
181,491
4,852,767
2,383,870
104,923
15,672
5,033,074
3,017,678
14,207,303
11,793,200
1,897,285
1,482,530
3,698,538
2,881,314
116,429
77,407
403,153
13,346
$41,058,000    |    $48,802,055
29,897,000
27,643,667
* Included in " Other Forms '* until 1963.
t Included in "Accident and Sickness " until 1963.
P.—Profit. L.—Losses.
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1966
1,500-766-6890

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