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Fiftieth Annual Report of the SUPERINTENDENT OF INSURANCE 1961 (Business Transacted in 1960) British Columbia. Legislative Assembly 1962

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Full Text

 PROVINCE OF BRITISH COLUMBIA
Fiftieth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1961
(Business Transacted in 1960)
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1961
  To Major-General the Honourable George Randolph Pearkes,
V.C., P.C., C.B., D.S.O., M.C.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Fiftieth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1960.
Victoria, B.C., July 4th, 1961.
ROBERT W. BONNER,
A ttorney-General.
  TABLE OF CONTENTS
Report of Superintendent of Insurance	
Page
.     7
List as at June 30th, 1961—
Insurers Licensed  9
Fraternal Benefit Societies Licensed under the Insurance Act  37
Names of Insurers Licensed since December 31st, 1960  38
Names of Insurers Which Have Ceased Business since December 31st,
1960  38
Underwriters' Agencies Licensed  3 8
Reciprocal Exchanges Granted Permits  38
Societies (Incorporated under the Societies Act) Licensed under the Insurance Act  38
Annual Statements of Provincial Licensees—
B.C.F.G. Mutual Hail Insurance Company  39
British Columbia Insurance Company  40
British Columbia Plate Glass Insurance Company  41
Fruit Growers Mutual Insurance Company  42
Mutual Fire Insurance Company of British Columbia  43
North West Life Assurance Company  44
Pacific Automobile and Fire Insurance Company  46
Pacific Coast Fishermen's Mutual Marine Insurance Company  47
Roberts Mutual Fire Insurance Company  48
Royal General Insurance Company of Canada  49
Tables
Life Insurance—•
I. Business of 1960	
II. Summary, 1956-60.
Fraternal Societies—
III. Business of 1960_____
Fire Insurance—
IV. Business of 1960__.
V. Summary, 1956-60.
Automobile Insurance—
VI. Business of I960.....
VII. Summary, 1956-60.
51
53
54
55
59
  60
  63
Miscellaneous Classes of Insurance—
VIII. Business of 1960 T... 65
IX. Summary, 1956-60  75
5
  Report of the Superintendent of Insurance
Department of Insurance,
Victoria, B.C., July 4th, 1961.
The Honourable Robert W. Bonner, Q.C.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the Insurance Act, I beg to submit the Fiftieth Annual
Report of the Department of Insurance covering the year ended December 31st,
1960.
At that date 347 insurers were licensed under the Act to transact business.
The following summary indicates the origin of the insurers, how many hold only
Provincial licences, and how many had Federal registry in addition to a Provincial
licence:—
Where Incorporated
Provincial
Licence
Federal
Registry
Total
10
10
4
1
1
1
1
13
95
72
2
3
1
3
2
1
1
2
1
5
118
10
23
95
76
2
3
1
Holland                                                                                     	
3
3
1
Italy       ...                                   	
1
1
2
1
6
119
28
319
347
The comparative figures are for 1959, 350, and 1958, 355.
Eleven new insurers were licensed during the year. These are as follows:
Adanac General Insurance Company of Canada; Boston Manufacturers Mutual
Insurance Company; Desjardins Mutual Life Assurance Company; Federal Life
and Casualty Company; Hardware Mutual Casualty Company; Marine Insurance
Company, Limited; Munich Reinsurance Company of Canada; River Thames
Insurance Company, Limited; State Farm Fire and Casualty Company; State Farm
Life Insurance Company; and State Farm Mutual Automobile Insurance Company.
Fourteen insurers ceased to transact business in the Province during the year,
and these were: British Commonwealth Insurance Company, Limited; Commercial
Insurance Company of Newark; Ensign Insurance Company; Eagle Fire Company
of New York; Indemnity Insurance Company of North America; Licences and
General Insurance Company, Limited; Local Government Guarantee Society
Limited; London and Provincial Marine and General Insurance Company, Limited;
National Ben Franklin Insurance Company of Pittsburgh, Pa; National Provincial
Insurance Company, Limited; Providence Fire Insurance Company; Providence
Washington Insurance Company; State Assurance Company, Limited; and Union
Mutual Life Insurance Company.
7
 C 8
BRITISH COLUMBIA
A complete list of insurers will be found on pages 9 to 38. A similar list,
made up to December 31st, 1960, was published in The British Columbia Gazette.
For the purposes of convenience, the present list is made up to June 30th, 1961, so
that it includes insurers licensed since December 31st, 1960, and shows the classes
of insurance for which all insurers are now licensed.
On analysis the list shows that 64 companies (exclusive of fraternal societies)
were licensed for life insurance, 244 for fire insurance, 220 for automobile insurance, and 104 for marine insurance. These figures cover only the major classes
of insurance, and it should be understood that the same company may be licensed,
for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are
set forth at length on pages 39 to 49.
There were three underwriters' agencies licensed under the Act, and the list
appears on page 38.
The taxes collected on unlicensed insurance amount to $4,618.17.
The number of insurance agents' and salesmen's licences issued for the year
1960 is given below, together with a comparative table for the previous four years:—
Licences Issued to—
1960
1959
1958
1957
1956
2.187
1,571
808
67
102
2,057
1,588
929
61
108
2,068
1,604
919
64
135
1,904
1,570
929
57
130
1,722
1,571
1,006
52
98
4,735
4,743
4,790
4,590
4,449
The number of real-estate agents and salesmen's licences issued under the
Real Estate Act for the year 1960/61 in comparison with the previous four years
is as follows:—
Licences Issued to—
1960/61
1959/60
1958/59
1957/58
1956/57
938
3,054
997
3,480
1,032
3,809
1,032
3,476
1,009
3,035
3,992
4,477
4,841
4,508
4,044
The Association of Superintendents of Insurance met at Toronto, Ont., for its
Forty-third Annual Conference, commencing September 28th, 1960. Attending at
the open sessions were more than 220 representatives of the insurance industry.
The association officers for the 1960/61 term are: President, J. G. Channing,
Superintendent of Insurance, Province of Newfoundland, Parliament Buildings, St.
John's, Nfld.; vice-president, E. Thomas Cantell, Superintendent of Insurance,
Province of British Columbia, Parliament Buildings, Victoria, B.C.; secretary, Roy
B. Whitehead, Q.C., Superintendent of Insurance, Province of Ontario, 145 Queen
Street West, Toronto 1, Ont.
Following the election of officers, the Superintendents accepted the invitation
of the Superintendent of Insurance for Manitoba to hold the 1961 conference at the
Fort Garry Hotel, Winnipeg, Man., during the week commencing September 17th,
1961.
Respectfully submitted.
E. T. CANTELL,
Superintendent of Insurance.
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960
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Lift
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960 C 39
Annual Statements of Provincial Licensees
B.C.F.G. MUTUAL HAIL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Directors
E. A. Titchmarsh. C. M. Nettleton. D. P. Fraser.
N. R. C. Pooley. J. B. M. Clarke. C. W. Husband.
E. M. Tait. J. Luthy.
E. A. Titchmarsh, President.
Statement for the Ye<vr Ended December 3 1st, 1960
Assets
Bonds (book value)     $ 131,008.06
Stocks (book value)     25.00
Cash on hand and in banks          4,518.64
Interest accrued     796.96
$136,348.66
Deduct assets not admitted—Investments—stocks unauthorized   25.00
$136,323.66
Liabilities
Guarantee stock—
Authorized    $50,000.00
Subscribed       18,690.00
Paid up    $ 18,690.00
Reserve fund   117,633.66
  $136,323.66
Profit and Loss Account
Premium earned (net)   $135,670.48
Claims incurred (net)     $18,412.22
Adjustment expenses        2,030.47
Commissions     —      8,236.77
Operating fee to Fruit Growers Mutual Insurance Company      20,645.35
49,324.81
Underwriting profit      $86,345.67
Other revenue          4,394.83
$90,740.50
Other expenditure     653.25
Net profit     $90,087.25
Returns for British Columbia
(See page 65.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 C 40 BRITISH COLUMBIA
BRITISH COLUMBIA INSURANCE COMPANY
Head Office;—Vancouver, B.C.
Directors
F. A. Griffiths. J. D. Christie. A. S. Llewelyn.
C. G. Hobson. P. B. Paine. VV. H. Molyneux.
C. G. Hobson, President.
Statement for the Year Ended December 3 1st, 1960
Assets
Bonds and debentures (book value)     $189,945.24
Cash on hand and in banks    12,327.65
Accrued interest   4,435.97
Loan receivable (affiliated company)   80,000.00
Reinsurance balances (due from affiliated companies)     21,009.99
$307,718.85
Deduct assets not admitted—Deficiency of market under book value of bonds         1,606.23
Total admitted assets   $306,112.62
Liabilities
Provision for unpaid claims            $7,422.34
Reserve for unearned premium       35,974.78
Expenses due and accrued   550.00
Taxes due and accrued             9,763.52
Provision for fluctuations on investments   785.00
Capital stock—
Authorized—
Preferred   $ 100,000.00
Common           400,000.00
Subscribed  i  221,945.00
Paid up   $111,177.50
Surplus        140,439.48
     251,616.98
$306,112.62
Profit and Loss Account
Premiums earned (net)      $94,428.99
Claims incurred (net)   _      $26,807.83
Commissions          39,993.86
Taxes           14,214.11
Salaries, fees, and travelling expenses    575.33
All other expenses   3.35
       81,594.48
Underwriting profit   $ 12,834.51
Other revenue—Interest earned      $10,572.50
Decrease in deficiency of market under book value of securities        3,402.83
  13,975.33
$26,809.84
Other expenditure—
Income taxes        $2,044.61
Australian Federal taxes          4,710.05
 —        6,754.66
Net profit       $20,055.18
Returns for British Columbia
(See page 65.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
J. Bird.
G. E. Lafreniere, President.
C 41
G. E. Lafreniere.
H. A. St. Laurent.
J. Lamb.
H. A. Bell-Irving.
Statement for the Year Ended December 31st, 1960
Assets
Mortgage loans on real estate	
Bonds and debentures (book value)	
Cash on hand and in banks	
Interest accrued 	
Agents' balances 	
Deduct assets not admitted—Agents' balances prior to October 1st, I960..
$20,000.00
14,960.72
17,965.62
243.80
13,616.97
$66,787.11
192.69
$66,594.42
Liabilities
Reserve for unearned premiums (net, at 80 per cent)     $53,095.60
Taxes, due and accrued.
Claims 	
Capital stock—
Authorized	
$250,000.00
Subscribed and paid up.
Reserve fund	
Surplus  	
$10,000.00
200.00
1,366.03
Profits and Loss Account
Premiums earned  (net).
Claims incurred (net)..—
Commissions 	
Taxes	
Salaries, fees, and travelling expenses..
All other expenses 	
$31,400.57
15,269.46
1,086.15
2,090.00
1,351.26
Underwriting loss
Other revenue—Interest earned..
Net loss 	
1,086.15
846.64
11,566.03
•$66,594.42
$49,467.52
51,197.44
$1,729.92
1,757.99
$28.07
Returns for British Columbia
(Seepage 65.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 C 42 BRITISH COLUMBIA
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Directors
Nigel R. C. Pooley. J. B. M. Clarke. Claude W. Husband.
Eric M. Tait. Douglas P. Fraser. John Suthy.
Clifford M. Nettleton. Louis Hanic.
Nigel R. C. Pooley, President.
Statement for the Year Ended December 3 1st, 1960
Assets
Mortgage loans on real estate  $7,456.42
Bonds and debentures (book value)  246,254.67
Cash on hand and in banks  5,508.86
Interest accrued   3,016.22
Premiums uncollected   34,404.33
Amount due from reinsurance companies—Losses paid  5,897.28
$302,537.78
Deduct assets not admitted—
Agents' balances prior to October 1st, 1960       $5,522.04
Stocks    25.00
  5,547.04
$296,990.74
Liabilities
Provision for unpaid claims  $44,211.52
Adjustment expenses   1,206.52
Reserve for unearned premiums (net, at 80 per cent)  119,021.24
Expenses, due and accrued  3,510.33
Taxes, due and accrued  8,174.56
Amounts owing on reinsurance contracts  6,619.96
Contingency reserves  1,500.00
All other liabilities  4,457.12
$188,701.25
Guaranteed stock—
Authorized   $500,000.00
Subscribed     202,475.00
Paid up   $202,475.00
Deficit in Profit and Loss Account       94,185.51
     108,289.49
$296,990.74
Profit and Loss Account
Premiums earned (net)  $264,998.21
Claims incurred  (net)  $153,001.51
Adjustment expenses (net)       11,922.84
Commissions         3,756.38
Taxes        9,780.83
Salaries, fees, and travelling expenses       80,075.10
All other expenses       35,226.09
     293,762.75
Underwriting loss     $28,764.54
Other revenue     $29,634.42
Other expenditure  497.69
       29,136.73
Net profit   _     $372.19
Returns for British Columbia
(See pages 56, 61, and 67.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960 C 43
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, B.C.
Directors
W. J. Park. Harry Bose. W. M. Page.
H. S. Berry. L. Gilmore. John T. Oliver.
E. E. Townsley. Hugh Burr. William McNair.
R. U. Hurford. K. B. McKechnie.
W. J. Park, President.
Statement for the Year Ended December 3 1st, 1960
Assets
Bonds and debentures (book value)   $147,380.01
Interest accrued           2,012.28
Agents' balances and premiums uncollected (net commission deducted)        35,763.09
Amount due from reinsurance on losses already paid         2,982.08
All other assets       11,851.55
$199,989.01
Deduct assets not admitted       28,131.56
$171,857.45
Liabilities
Provision for unpaid claims   $3,500.00
Reserve of unearned premiums .  65,368.11
Expenses due and accrued  1,297.05
Borrowed money   12,042.85
Reinsurance premiums    28,374.57
Return premiums and balances due agents  2,496.77
Reserve fund      $20,500.00
Surplus         38,278.10
  58,778.10
$171,857.45
Profit and Loss Account
Premiums earned (net)      $43,351.54
Claims incurred (net)      $20,945.36
Adjustment expenses     299.47
Commissions            5,143.87
Taxes    823.87
Salaries, fees, and travelling expenses        21,034.49
All other expenses        10,977.68
       59,224.74
Underwriting loss      $15,873.20
Other revenue        $8,196.47
Other expenditure     569.49
         7,626.98
Net loss        $8,246.22
Returns for British Columbia
(Seepage 57.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 C 44 BRITISH COLUMBIA
NORTH WEST LIFE ASSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
C. W. Goodrich. F. D. Pratt. J. S. Marshall.
S. Parker. J. McNab. G. L. D. Creighton.
S. Garvin. A. W. Goodrich.
C. W. Goodrich, President.
Statement for the Year Ended December 3 1st, 1960
Assets
Bonds owned by the company  $377,298.12
Stocks owned by the company    15,155.00
Mortgage loans on real estate  135,265.89
Policy loans   12,760.87
Cash on hand and in banks  11,812.76
Investment income due and accrued    6,344.59
Outstanding life assurance premiums   533.74
Value of organizational expenses  16,649.70
Other assets  3,050.18
$578,870.85
Deduct assets not admitted—
Organizational expenses      $16,649.70
Sundries              3,050.18
       19,699.88
$559,170.97
Liabilities—Capital and Surplus
Actuarial reserves for assurance contracts in force  $413,720.78
Aggregate reserves for accident and sickness  313.00
Special Assessment Fund  12,703.85
Outstanding claims under contracts   9,283.97
Amounts on deposit with company   698.78
Premiums received in advance   270.17
Taxes, licences, and fees, due and accrued  1,891.21
Investment income received in advance  229.95
Reinsurance premiums, due and payable  34.63
Investment reserve   26.00
Capital stock paid  $107,882.26
Deficit, Shareholders Fund   —18,052.72
Assurance and Annuity Funds        28,169.09
Special reserve for fluctuations in mortality         2,000.00
$439,172.34
119,998.63
$559,170.97
Income
Premiums—
Life assurance  $ 102,922.07
Accident and sickness assurance        2,805.77
  $105,727.84
Investment income        26,669.11
Assessments (special group)        19,189.31
Miscellaneous revenue            3,677.01
$155,263.27
Add decrease in special group reserve       10,905.15
$166,168.42
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960 C 45
Disbursements
'
Claims incurred under assurance contracts  $41,676.01
Claims incurred under accident and sickness   1,217.00
Payments under special assessment certificates   31,000.00
Normal increase in actuarial reserve  30,549.03
Increase in aggregate reserve, accident and sickness  300.00
Interest credited to amounts on deposit with company  12.00
Taxes, licences, and fees  2,274.60
Commissions on assurance premiums  6,547.22
General expenses   40,778.51
Dividends to policyholders   744.87
$155,099.24
Excess of income over disbursements     $11,069.18
Returns for British Columbia
(See page 51.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 C 46 BRITISH COLUMBIA
PACIFIC AUTOMOBILE AND FIRE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
Arnold Bickell Cliff. Arthur H. Ray. Jordon Guy.
Joseph Turner. Ivan B. Quinn.
George Robinson. Andrew A. Keating.
A. Hugo Ray, President.
Statement for the Year Ended December 31st, 1960
Assets
Bonds and debentures (book value)  $85,790.00
Cash on hand and in banks  73,239.42
Interest accrued   1,541.30
Agents' balances  244.89
Amounts owing by reinsurers  14,772.13
All other assets  759.25
$176,346.99
Deduct assets not admitted  626.13
$175,720.86
Liabilities
Provision for unpaid claims     $12,856.50
Adjustment expenses          1,310.00
Unearned premium       13,681.75
Reserve and unpaid losses under unlicensed reinsurance         1,487.14
Expenses due and accrued         2,776.25
Agents' credit balances, return premiums       19,100.00
Taxes due and accrued  785.43
Capital stock—
Authorized  $300,000.00
Subscribed      150,000.00
Paid up   $ 150,000.00
Deficit          26,276.21
     123,723.79
$175,720.86
Profit and Loss Account
Premiums earned (net)     $22,447.40
Claims incurred  (net)     $25,063.82
Adjustment expenses  (net)         1,466.81
Commissions          4,909.32
Taxes         1,045.68
Salaries, fees, and travelling expenses  955.88
Management fee        7,258.29
All other expenses         2,941.96
 43,641.76
Underwriting loss      $21,194.36
Other revenue ..     	
Other expenditure	
Net loss                          	
	
$4,074.47
7,112.09
3,037.62
$24,231.98
RETURNS FOR BRITISH COLUMBIA
(See page 62.)
Statements of Provincial companies are checked and are amended
published in this Report subject to inspection.
, if necessa
ry, and are
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960
C 47
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Harry Lloyd.
Erling Wick.
Ejvind Nielson.
Lauri Wilman.
Matt Nielsen.
Morgan Berg.
Carl Lindrupson.
Directors
Hans Tobiasen.
Marcus Pederson.
Olav Bjorge.
John Person.
Helga Skarpnes.
Walter Emerson.
M. Peterson, President.
Bill Warnock.
Gunnar Hansen.
Frank Gale.
Axel Petersen.
Fred York.
Thomas Kimoto.
W. K. Mead-Miller.
Statement for the Year Ended December 31st, 1960
Assets
  $4,800.00
  344,188.67
  990.00
  96,13 5.79
  7,479.05
Agents' balances and premiums uncollected (net, commission deducted)  45,517.72
All other assets  4,506.25
Mortgage loans on real estate-
Bonds and debentures 	
Book value of stocks	
Cash on hand and in banks	
Interest accrued 	
Deduct assets not admitted—
Agents' balances prior to October 1st, I960..
Prepaid rent 	
Investments 	
$503,617.48
Miscellaneous
$20,797.26
2,749.90
36,238.17
1,756.35
Liabilities
Provision for unpaid claims	
Reserve of unearned premiums (net at 80 per cent).
Expenses, due and accrued	
Reinsurance premiums 	
Return premiums and balances due agents..
Reserve for lay-up periods	
Reserve for moving expense	
Guarantee stock—
Authorized 	
Subscribed   	
Paid up 	
Contingency reserve 	
Surplus 	
61,541.68
$442,075.80
$55,250.00
131,871.12
525.00
2,827.66
3,706.91
40,000.00
2,000.00
$25,000.00
18,880.00
$18,880.00
85,514.41
101,500.70
Premiums earned (net)	
Claims incurred  (net)	
Adjustment expenses  (net)	
Salaries, fees, and travelling expenses..
All other expenses	
Profit and Loss Account
$94,642.82
3,073.79
25,656.50
10,667.05
205,895.11
$442,075.80
$294,508.68
Underwriting profit 	
Other revenue—Interest earned..
Other expenditure—Sundry 	
$16,474.19
17,600.23
134,040.16
$160,468.52
Net profit
-1,126.04
$159,342.48
Returns for British Columbia
(See page 71.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 C 48
BRITISH COLUMBIA
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office—Clearbrook, B.C.
P. Barg.
J. G. Penner.
H. Neufeld.
Directors
E. D. Schroeder.
H. D. Epp.
C. A. Thiessen.
F. Klassen, President
J. P. Peters.
J. Martens.
Max Friesen.
Statement for the Year Ended December 3 1st, 1960
Assets
Agreements for sale of real estate-
Mortgage loans on real estate	
Amortized book value of bonds—
Cash on hand and in banks	
Interest accrued _
Agents' balances
Incorporation expenses
All other assets	
Deduct assets not admitted—
Agents' balances prior to October 1st, 1960-
Incorporation expenses 	
Prepaid expenses 	
Miscellaneous 	
Liabilities
Reserve for unearned premium (net 100%)	
Expenses, due and accrued	
Guarantee stock—
Authorized	
Subscribed	
Paid up	
Surplus  	
$100,000.00
2,400.00
Premiums earned (net).
Claims incurred (net) ...
Commissions	
Taxes	
Profit and Loss Account
Salaries, fees, and travelling expenses..
AU other expenses	
Underwriting profit
Other revenue—
Interest earned	
Discount on agreement of sale
Other expenditure—Income taxes.—
$427.78
558.50
Net profit
$365.47
544.09
2,379.36
4,305.00
$285.00
3,440.20
$5,900.00
1,300.00
2,000.00
1,107.27
178.11
1,428.16
544.09
7,067.69
$19,525.32
7,593.92
$11,931.40
$7,931.20
275.00
$8,206.20
3,725.20
$11,931.40
$4,869.05
$11.92
1,115.91
24.30
554.89
y
285.84
1,992.86
$986.28
51.50
$2,876.19
934.78
$3,810.97
Returns for British Columbia
(See page 57.)
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960
C 49
ROYAL GENERAL INSURANCE COMPANY OF CANADA
Head Office—Vancouver, B.C.
Brenton S. Brown.
Ralph T. Cunningham.
Thomas S. Dixon.
William F. Foster.
Directors
J. Victor Herd.
Fred O. Hodgson.
Albert R. Jube.
Wm. B. Rearden, President.
Nathan H. Westworth.
George R. Parsons.
Wm. B. Rearden.
Howard D. Vore.
Statement for the Year Ended December 31st, 1960
Assets
Bonds and debentures (amortized book value).
Cash on hand and in banks	
Interest accrued	
Agents' balances and premiums uncollected..
.Amounts owing by reinsurers	
Liabilities
Expenses, due and accrued-
Taxes, due and accrued	
Reinsurance premiums 	
Capital stock—
Authorized	
Subscribed 	
Paid up	
Surplus 	
$455,118.01
29,562.21
4,413.82
33,559.87
7,195.53
$529,849.44
$400.00
4,677.66
33,559.87
$1,000,000.00
100,000.00
Profit and Loss Account
Salaries, fees, and travelling expenses..
All other expenses	
100,000.00
391,211.91
$529,849.44
$2,540.00
260.04
Underwriting loss        $2,800.04
Other revenue—Interest earned-
Increase in amortized over book value-
Other expenditure—
Income taxes 	
Investment expenses
Net profit
$17,731.18
238.00
$7,756.57
175.82
17,969.18
7,932.39
$7,236.75
Note.—The entire business of this insurer is reinsured.
Statements of Provincial companies are checked and are amended, if necessary, and are
published in this Report subject to inspection.
  TABLE I.—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1960
(Figures shown in nearest dollar.)
C 51
Insurer
Premium Income
Assurance
Annuities
Sinking
Fund
Payments
Disbursements
Assurance
On Death
or
Maturity
On Surrender, for
Disability,
Dividends,
etc.
Annuities
To
Annuitants
On Death,
Surrender,
etc.
Exhibit of Policies
In Force,
Jam 1,
1960
New
Issued
In Force,
Dec. 31,
1960
Aetna Life Insurance Co. f Ordinary-.
I Group	
Beacon Insurance Co. Ltd Ordinary I
British Pacific Life Insurance Co. f Ordinary—
1 Group	
Canada Life Assurance Co j Ordinary—
1 Group	
Canadian Premier Life Insurance Co. j Ordinary...
1 Group	
Commercial Life Assurance Co. of Canada—^-. J Ordinary.-
{ Group	
Commercial Union Assurance Co. Ltd. 1 Ordinary-
Confederation Life Association f Ordinary...
1 Group	
Continental Assurance Co f Ordinary...
1 Group	
Continental Life Insurance Co. j Ordinary...
| Group	
Co-operative Life Insurance Co. j Ordinary ...
1 Group	
Credit Life Insurance Co. | Ordinary ...
1 Group	
Crown Life Insurance Co j Ordinary.-
1 Group	
Cuna Mutual Insurance Society f Ordinary...
1 Group	
Desjardins Mutual Life Assurance Co j Ordinary—
1 Group	
Dominion Life Assurance Co. j Ordinary ...
1 Group	
Dominion of Canada General Insurance Co. f Ordinary...
1 Group	
T. Eaton Life Assurance Co f Ordinary |
1 Group	
Empire Life Insurance Co. j Ordinary..
) Group	
Equitable Life Assurance Society of the United j Ordinary...
States { Group —
Equitable Life Insurance Co. of Canada j Ordinary ...
1 Group	
Excelsior Life Insurance Co. j Ordinary...
{ Group	
Federal Life & Casualty Co  Ordinary-
Fidelity Life Assurance Co— f Ordinary...
I Group	
Global Life Insurance Co. Ordinary—.
Great-West Life Assurance Co. f Ordinary...
1 Group	
Holland Life Insurance Society Ltd. f Ordinary—
1 Group	
Imperial Life Assurance Co. of Canada J Ordinary...
1 Group	
Industrial Life Insurance Co. j Ordinary—
{ Group	
John Hancock Mutual Life Insurance Co. f Ordinary.-
1 Group	
Life Insurance Co. of Alberta j Ordinary ...
1 Group	
London & Scottish Assurance Corporation Ltd j Ordinary...
| Group	
| Ordinary |
London Life Insurance Co. -I Industrial
I Group	
Loyal Protective Life Insurance Co. j Ordinary „
1 Group—
Manufacturers Life Insurance Co j Ordinary...
{ Group	
(Ordinary-
Industrial ...
Group	
Ministers Life & Casualty Union  —Ordinary |
Minnesota Mutual Life Insurance Co f Ordinary I
1 Group	
Monarch Life Assurance Co j Ordinary-.
1 Group	
Montreal Life Insurance Co. j Ordinary..
1 Group	
Mutual Life Assurance Co. of Canada j Ordinary_.
1 Group	
Mutual Life Insurance Co. of New York j Ordinary..
1 Group	
National Life Assurance Co. of Canada j Ordinary |
1 Group	
New York Life Insurance Co f Ordinary _.
j Group	
North American Life & Casualty Co j Ordinary...
1 Group	
North American Life Assurance Co. j Ordinary
I Group	
f Ordinary	
Nootth-West Life Assurance Co. 1 Group ~
[Special Assessment Group
Northern Life Assurance Co f Ordinary I
I Group	
Norwich Union Life Insurance Society j Ordinary...
1 Group	
Occidental Life Insurance Co. of California j Ordinary...
1 Group	
Old Republic Life Insurance Co. .. j Ordinary—.
1 Group	
Paul Revere Life Insurance Co. j Ordinary..
1 Group	
Pearl Assurance Co. Ltd j Ordinary—
1 Group	
Prudential Assurance Co. Ltd j Ordinary |
{ Group	
f Ordinary
Industrial
Group	
Royal Insurance Co. Ltd f Ordinary..
{ Group	
Sovereign Life Assurance Co. of Canada Ordinary-
Standard Life Assurance Co. j f Ordinary...
I Group	
State Farm Life Insurance Co Ordinary
Sun Life Assurance Co. of Canada f Ordinary |
1 Group	
Travelers Insurance Co. J Ordinary—
1 Group	
United Benefit Life Insurance Co f Ordinary...
{ Group	
Western Life Assurance Co. .Ordinary..
Totals for 1960 .	
Totals for 1959	
$148,411
296,363
39,013
15,681
4,543
2,785,122
790,709
92,160
1,077
102,543
5,697
2,067,144
287,201
49,247
2,223
371,237
5,229
193,069
33,593
~12,974
1,924,353
504,270
56,387
1,240,133
~6,816
1,490,871
28,603
207,519
6,300
146,764
44,336
281,843
2,018
4,962
25,279
285,463
682
965,572
23,856
Nil
232,357
1,223
94
3,458,553
551,637
47,354
1,575
1,649,062
91,579
2,780
20,576
143
15,179
27,128
49
12,433
471
5,531,364
47,798
645,770
17,684
£5597870
52,937
4,529,490
1,239,497
556,651
11,818
548
3,390
1,269,613
25,770
324,633
6,560
5,683,416
289,624
486,025
6,362
441,248
82,954
1,035,106
134,339
183,011
85,003
2,682,124
151,231
89,789
_4,769
1187726
1,175
254,701
2,175
615,914
26,071
18,189
1,897
12,329
269
4,663
970,191
17,663
2,761,625
417,556
257,172
161,709
430
244,326
388,714
178,394
768
5,183,666
1,951,390
316,678
313,970
70,237
1,740
42,677
$1,750
367,022
158,450
1,859
3,263
666
6,848
~737343
414,205
99
20,696
11,034
63,957
151,099
1,215,091
133,439
41,661
15,995
13,672
52,650
18,257
14,635
21,524
852
6,836
4,401
Nil
10,021
227,871
876,549
~50
301,286
107,174
9,133
398
1,702
1$9,834
2477*44
313,590
379,245
297
104,731
98,738
9,461
9,758
79,988
549,958
195,003
1,302
~67JiI
94,243
1,161
2,759
228,258
935,173
2,957
552
57
1,275
9,489
163,285
9,394
71,933
174
14,782
169,063
3,492,973
172,291
794,541
104
424
477
$63,174,865 |$12,598,525
$60,314,193
$11,100,822
$87,431
338,114
1,000
851,417
522,496 ,
203
29,316
4,934
640,894
182,408
5,000
377
132,675
8,000
18,559
10,465
3,356
393,543
292,882
1,680
690,421
1,786
356,602
10,500
28,461
53,385
15,000
64,399
1,000
14,739
40,700
56,450
224,758
27,012
Nil
38,308
500
1,100,771
352,748
565,691
11,670
160
5,295
4,832
1,000
8,127
6,239
959,350
32,337
343,834
7,940
742,002
26,087
911,320
446,798
280,082
256,863
67,881
1,357,182
156,469
105,266
204
66,690
55,213
285,575
44,728
17,838
18,303
655,013
21,675
30,783
27,156
2,000
13,523
175,480
23,502
1,660
-45
14,321
51,998
2,936
713,980
152,085
170,087
143,150
64,961
54,525
87,000
1,304,280
1,084,098
126,221
140,698
15,824
23,450
$15,251
6,166
8,518
1,001,039
57,838
6,598
26,225
743
821,346
3,517
13,970
146,781
12,617
2,498
506,393
14,497
10,458
337,324
568,568
28,852
27,897
~43,227
~9J574
7,915
75,725
260,520
403
Nil
49,097
98
1~434,522
16,939
363
192
561,516
1,036
356
34
5,458
2,325
22,631
1,775,276
43,164
131,672
4,299
792,814
1,499,742
901,528
207,508
1,930
~515
388,053
85,281
20,077
2,492,406
37,971
104,942
796
72,068
438
447,863
33,804
28,540
1,056,219
3,303
8,888
1,217
31,409
27
79,049
25,234
402
39
348,455
1,085,088
305,421
77,976
40,818
90,792
96,577
12,634
123
2,240,653
623,977
62,590
7,107
8,217
297*32
$542
15,948
1,200
153,439
28,328
2,465
833
44,904
597
2,618
4,514
8,357
20,374
1,471
Nil
600
103,513
131,872
51,810
51,112
1,882
76
1,048
28,519
4,804
84,273
653
6,003
146,267
45,426
2,781
22,318
186,735
23,971
5,840
4,523
9,333
84,282
60,515
120
840
2,835
21,182
4,009
4,539
24,047
32,649
87,204
218,314
163,643
226,727
1,354
580
43,076
69,511
33,725
13,420
339
~2i608
640
$148,526
15,915
3,846
96,816
81,621
10,403
1,840
81,239
166,707
77,424
560
5,722
19,404
™47>98
1,409
3,822
2,357
328
Nil
4,854
106,944
264,106
113,812
24,490
415
13
36,276
28,571
40,024
67,928
27,899
67,657
193
2,759
10,420
119,189
29,154
1,007
19,845
1,546
116,141
418,314
10,083
2,105
17,083
18
16,589
25,057
69,289
941,839
63,985
160,303
126,625
276
22
$18,487,627 |$21,415,461 | $2,295,108 | $3,657,768
$17,673,002 |$19,317,282 I $2,206,284 I $4,402,355
$6,452,927
44,732,759
3,811,015
46,500
551,500
124,341,412
68,736,251
10,188,421
330,044
5,135,407
1,016,721
43,438
97,568,064
38,743,331
1,905,759
90,500
18,497,983
547,000
6,999,196
3,583,667
550,290
91,075,854
83,132,071
3,327,374
143,056,738
60,211,636
2,945,002
10,649,997
215,525
5,988,886
8,939,800
14,047,866
225,530
382,954
2,705,040
16,340,737
78,978
38,253,980
4,131,917
Nil
10,523,247
112,500
159,547,094
74,108,887
3,164,180
108,605
67,592,103
13,186,057
253,522
1,421,920
9,800
1,445,622
1,722,124
456,359
~264,216,432
20,829,510
77,739,698
629,789
125,734,040
5,662,287
207,672,285
29,631,347
68,395,265
514,689
14,065
314,975
63,591,912
106,789
16,521,688
1,144,522
280,682,576
37,227,015
18,466,499
656,273
22,799,006
12,702,255
45,429,663
16,866,749
10,042,499
10,484,200
123,838,855
21,182,492
2,007,549
64,000
7,279,898
16,500
8,679,222
270,000
70,621,890
2,206,418
"¥57^572
39,860
2,978,595
18,180
1,481,731
28,751,693
1,427,432
110,516,121
9,257,574
31,584,028
9,619,914
165,800
11,243,557
20,638,759
19,599,200
37,000
240,841,290
195,600,093
15,572,700
48,534,453
2,742,518
74,500
1,868,550
34,634
5,026,159
2,831,869
16,779,760
226,234
4,851,000
1,003,562
1,200,466
4,562,965
4,261,500
37,021,890
23,297,730
3,237,900
2,164,608
861,487
130,000
37,989
$95,504
10,720,500
716,040
1,329,653 j
713,100
18,901,410 I
9,597,588
2,950,478 I
206,000
1,453,352 I
57,200 j
	
11,249,309
5,000,866
294,896
42,285
3,242,680
33,000
1,410,080
22,000
13,013,150
4,608,794
816,364
376,386
1,409,348
8,919,437
572,500
2,064,794 j
691,822
672,500
1,963,158
10,000
650,045
1,667,843
145,314
7,306,775
493,960
Nil
2,078,166
24,669
20,804,836
42,293,916
1,622,003
Tli851,930
1,376,464
47,478
169,400
79,738
380,492
25,114
1,041,316
118,522
36,925,867
~8,271,699
69,250
15,305,247
2,130,105
27,136,409
8,882
2,568,090
44,200
10,310,159
47,473
2,767,873
43,709,492
4,105,864
4,440,189
27,900
5,619,712
14,984,600
6,235,337
380,301
2,180,092
87,000
18/127,749
2,501,765
1,052,780
817,897
2,752,187
1,584,438
27,157,373
5,000
$5,999,991
66,731,325
4,065,404
1,115,978
1,268,500
133,117,559
76,569,010
11,242,894
385,160
5,517,280
948,840
44,050
101,562,421
57,965,651
2,047,885
305,108
19,351,327
772,271
7,573,723
3,838,954
1,563,375
94,025,830
86,819,944
3,846,160
159,357,872
1,417,812
62,700,960
2,866,155
11,241,034
437,226
6,444,606
8,936,300
15,400,641
253,000
357,337
3,270,684
16,325,093
228,804
42,670,407
4,378,942
Nil
11,838,104
225,635
168,391,977
121,551,651
3,924,570
91,600
73,872,610
14,418,386
236,397
1,264,097
9,800
1,679,502
1,868,968
28,905
1,402,054
106,472
302,084,435
1,414,317
81,410,872
563,889
130,526,428
8,203,882
214,048,208
27,598,405
72,425,400
547,159
12,606
355,449
66,790,737
77,698
16,815,596
388,030
304,301,480
45,983,189
20,479,252
766,327
25,822,261
28,682,401
45,665,417
15,872,357
10,657,759
12,375,347
132,483,636
22,560,478
2,635,527
745,511
8,566,586
66,500
10,301,631
300,000
89,239,442
2,728,518
1,355,265
91,394
4,365,161
17,482
1,568,758
31,421,312
4,209,918
116,116,137
8,798,580
34,923,906
9,801,052
234,400
11,719,162
24,074,816
25,431,090
31,000
256,924,262
217,022,988
16,554,100
53,324,791
3,188,565
237,500
1,719,237
$3,580,926,062 | $544,116,858 | $3,950,503,847
$3,210,937,214
$510,403,950
$3,551,860,331
  REPORT OF THE SUPERINTENDENT OF INSURANCE, 1960
C 53
tfl
Hh
o P
Sto
oo O O O Tt
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 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1960
C 55
TABLE IV.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1960
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Acadia Insurance Co... —
Adriatic Insurance Co —
Aetna Casualty & Surety Co-
Aetna Insurance Co..	
Agricultural Insurance Co.—
Alliance Assurance Co. Ltd...
Allstate Insurance Co	
Alpina Insurance Co. Ltd..
American Equitable Assurance Co. of New York 	
American Insurance Co  	
American National Fire Insurance Co. 	
Anglo-Scottish Insurance Co. Ltd— —	
Arkwright Mutual Insurance Co 	
Atlas Assurance Co. Ltd _	
Baloise Marine Insurance Co. Ltd _
Baltica Insurance Co. Ltd  —— 	
Bankers & Shippers Insurance Co. of New York-
Bankers & Traders Insurance Co. Ltd	
Beaver Insurance Co   	
Blackstone Mutual Fire Insurance Co..
Boston Insurance Co _. 	
Boston Manufacturers Mutual Insurance Co...
British America Assurance Co	
British Canadian Insurance Co 	
British Crown Assurance Corporation Ltd..
British Empire Assurance Co	
British Law Insurance Co. Ltd  —
British Northwestern Insurance Co 	
British Oak Insurance Co. Ltd _	
British Traders Insurance Co. Ltd 	
Buffalo Insurance Co	
Caledonian-Canadian Insurance Co...
Caledonian Insurance Co. 	
Cambrian Insurance Co. Ltd 	
Camden Fire Insurance Association 	
Canada Accident & Fire Assurance Co 	
Canada Security Assurance Co  _
Canadian Commerce Insurance Co	
Canadian Equity Insurance Co 	
Canadian Fire Insurance Co. - —
Canadian General Insurance Co.—	
Canadian Home Assurance Co  ..
Canadian Indemnity Co..
Canadian Mercantile Insurance Co —
Canadian National Insurance Co	
Canadian Provincial Insurance Co 	
Canadian Surety Co.- _ —
Car & General Insurance Corporation Ltd..
Casualty Co. of Canada-
Centennial Insurance Co	
Central Mutual Insurance Co..
Century Insurance Co. Ltd—
Citadel Insurance Co. of Canada	
Commerce General Insurance Co.....	
Commercial Union Assurance Co. Ltd..
Commonwealth Insurance Co 	
Connecticut Fire Insurance Co _
Consolidated Fire & Casualty Insurance Co..
Continental Casualty Co  	
Continental Insurance Co 	
Contingency Insurance Co. Ltd 	
Co-operative Fire & Casualty Co	
Cornhill Insurance Co. Ltd	
Dominion Insurance Corporation	
Carried forward.. 	
(1)
$188,566
35,382
-19
117,159
591
189,473 j
59,045
35,928
34,437
93,666
3,552
26,038
101,436
128,554
13,123
57,107
101,303
133,224
32,971
158,460
22,495
161,798
129,676
18,445
16,991
22,133
3,507
73,331
39,580
88,133
48,485
24,246
134,536
13,039
15,110
54,917
33,250
—546
9,648
182,321
63,961
23,780
275,875
101,070
18,680
37,556
109,025
35,558
8,279
143,870
Nil
92,904
11,783
97,862
170,959
2,686
48,575
44,964
2,425
66,217
15,746
102,932
190,141
126,596
$4,392,535
(2)
$186,514
30,742
75
121,055
671
153,867
44,003
50,925
31,080
88,269
2,696
28,832
4,621
155,335
21,585
66,214
130,900
129,616
29,449
1,986
34,598
152,702
116,719
20,665
16,182
18,249
37,477
54,966
35,965
82,136
39,143
8,338
141,316
14,790
9,791
49,179
30,999
9,519
183,813
51,315
16,373
290,544
95,570
16,720
34,562
65,983
30,965
11,668
161,050
Nil
109,105
9,541
82,742
156,826
2,137
49,246
34,587
—25,208
64,051
33,681
119,231
224,422
128,464
$4,098,557
(3)
$108,195
40,675
57,281
—250
219,568 |
6,574
41,651
22,588
73,586
3,176
10,031
385
78,167
6,942
42,868
56,879
57,164
14,689
533
24,007
652
75,135
9,726
7,551
11,672
9,970
33,629
16,220
36,034
24,154
14,629
108,558
7,337
8,292
22,374
22,766
1,306
7,961
221,091
42,090
22,667
148,569
110,424
18,244
16,468
44,483
14,672
3,422
84,130
Nil
52,646
6,148
48,507
79,432
1,125
45,228
20,818
—2,482
60,207
9,062
31,492
154,612
69,611
|   Per Cent
58.01
132.31
$2,585,341
47.30
142.70
14.94
81.79
72.68
83.40
117.80
34.79
8.33
50.32
32.16
64.74
43.45
44.10
49.88
26.84
69.39
.40
64.37
47.07
46.66
63.96
26.60
61.18
45.10
43.87
61.70
175.45
76.82
49.61
88.10
45.50
73.44
83.60
120.28
82.02
138.44
51.13
115.54
109.11
47.65
67.41
47.38
29.30
52.20
48.25
64.43
58.62
50.65
52.64
91.84
60.19
94.00
26.91
26.41
68.89
54.19
 C 56 BRITISH COLUMBIA
FIRE INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$4,392,535
33,118
Nil
50,798
63,506
5,660
243,408
21,603
—472
8,668
27,591
48,175
159,573
182,481
95,927
77,023
93,270
206,006
147,361
18,711
97,420
9,905
747,161
20,857
7,448
10,474
193,754
76,349
167,040
2,248
1,963
114,838
1,721
— 18,631
20,519
212,876
107,401
92,861
161,859
16,562
222,328
66,507
21
310,122
76,349
36,888
38,239
242,309
8,879
64,721
73,078
93,198
3,504
31,536
162,225
29,413
9,849
95,474
243,324
4,789
—4,221
32,124
205,430
29,870
36,110
9,722
(2)
$4,098,557
46,672
Nil
46,906
73,867
2,024
190,837
21,001
9,849
9,271
44,794
37,057
145,786
182,913
93,464
39,143
49,240
199,087
121,750
27,503
47,703
15,811
747,891
22,533
9,557
16,904
64,452
71,752
180,168
2,682
-79
87,139
135
(3)
$2,585,341
13,689
Nil
18,599
43,253
113
130,133
6,607
9,045
2,963
26,564
22,305
52,897
115,118
44,767
14,829
55,019
220,914
49,279
8,118
82,089
9,154
326,746
3,153
12,953
9,975
4,361
38,718
103,163
|   Per Cent
29.30
39.65
58.55
5.58
68.19
31.40
91.84
31.96
59.30
Federal Fire Insurance Co. of Canada ■    ——	
60.19
36.28
Federated Mutual Implement & Hardware Insurance Co	
62.93
47.89
37.88
Fire Insurance Co. of Canada  .
111.74
110.96
40.48
29.52
172.08
General Accident Fire & Life Assurance Corporation Ltd	
57.89
43.68
General Security Insurance Co. of Canada	
13.99
135.53
Global General Insurance Co  	
59.01
6.77
53.96
57.26
5,363
102,697
1,132
17,929
89,673
106,514
60,104
39,996
86,975
33,764
82,715
27,265
24
119,137
38,718
19,454
27,954
143,230
19,057
36,340
29,639
68,855
301
2,707
98,070
8,481
7,200
18,352
189,282
7,812
169
22,284
87,494
—927
18,032
117.85
838.52
81,595
210,076
78,584
76,776
160,085
11,377
272,402
69,320
52
169,364
71,751
28,962
39,636
204,211
15,548
83,632
56,419
87,455
2,944
22,164
156,169
17,115
10,490
58,182
211,815
6,235
—4,002
28,086
162,855
19,179
35,819
-300
109.90
50.70
76.48
52.09
54.33
296.77
30.36
39.34
46.15
70.34
Imperial Guarantee & Accident Insurance Co. of Canada	
53.96
67.17
70.53
70.14
122.57
43.45
Law, Union & Rock Insurance Co. Ltd	
40.55
78.73
10.22
12.21
Liverpool & London & Globe Insurance Co. Ltd —	
62.80
49.55
68.64
London & Lancashire Guarantee & Accident Co. of Canada-
London & Lancashire Insurance Co. Ltd  	
31.54
89.36
125.29
London & Provincial Marine & General Insurance Co. Ltd.-
79.34
53.73
London Guarantee & Accident Co. Ltd. _   .
Lumbermen's Mutual Casualty Co. " ■■,	
50.34
$10,041,355
$9,150,365
$5,625,657
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1960 C 57
FIRE INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Brought forward-
Manufacturers Mutual Fire Insurance Co..
Maryland Casualty Co  	
Mercantile Insurance Co   -
Merchants & Manufacturers Insurance Co 	
Merchants Fire Assurance Corporation of New York-
Merchants Marine Insurance Co. Ltd 	
Merit Insurance Co.-    	
Milwaukee Insurance Co. of Milwaukee, Wis —„	
Motor Union Insurance Co. Ltd	
Munich Reinsurance Co	
Munich Reinsurance Co. of Canada-
Mutual Fire Insurance Co. of British Columbia-	
National Employers' Mutual General Insurance Assn. Ltd.
National Fire & Casualty Insurance Co 	
New Hampshire Insurance Co  —
New India Assurance Co. Ltd —
New York Fire Insurance Co.. -	
New York Underwriters Insurance Co  _	
New Zealand Insurance Co. Ltd  	
Niagara Fire Insurance Co..
Non-Marine Underwriters, Members of Lloyds, London,
Eng.    	
Nordisk Reinsurance Co. Ltd." _	
North British & Mercantile Insurance Co. Ltd..
North River Insurance Co  	
North West Fire Insurance Co  —	
Northern Assurance Co. Ltd	
Northwestern Mutual Insurance Co 	
Northwestern National Insurance Co 	
Norwich Union Fire Insurance Society Ltd..
N.V. The Netherlands Insurance Co	
Occidental Fire Insurance Co... -	
Ocean Accident & Guarantee Corporation Ltd..
Old Republic Insurance Co.   	
Orion Insurance Co. Ltd.... 	
Pacific Coast Fire Insurance Co  	
Pacific Insurance Co. of New York 	
Palatine Insurance Co. Ltd.  _	
Patriotic Assurance Co. Ltd 	
Pearl Assurance Co, Ltd  	
Peerless Insurance Co _
Perth Mutual Fire Insurance Co.—	
Phoenix Assurance Co. Ltd.   	
Phoenix Insurance Co _ 	
Planet Assurance Co. Ltd	
Providence Fire Insurance Co 	
Provident Assurance Co..   _ -	
Provincial Insurance Co. Ltd... - ,
Prudential Assurance Co. Ltd  	
Quebec Fire Assurance Co..
Queensland Insurance Co. Ltd....	
Railway Passengers Assurance Co 	
Reinsurance Corporation Ltd  „
Reliance Insurance Co. of Canada	
Reliance Insurance Co. of Philadelphia.
Reliance Marine Insurance Co. Ltd _.
River Thames Insurance Co. Ltd	
Roberts Mutual Fire Insurance Co	
Royal Exchange Assurance .
Royal General Insurance Co. of Canada (.see note)..
Royal Insurance Co. Ltd _ _. 	
Royal Scottish Insurance Co. Ltd  	
St. Paul Fire & Marine Insurance Co. 	
St. Paul Mercury Insurance Co	
Saskatchewan Mutual Insurance Co.— _	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation Ltd— _	
Carried forward	
(1)
$10,041,355
364,972
14,955
6,626
52,501
37,619
46,098
4,131
440,546
17,779
74,799
54,606
66,097
129,389
8,410
27,032
2,571
32,360
89,408
34,401
106,980
1,931,230
67,414
115,624
60,825
28,838
235,574
558,168
61,243
245,105
Nil
52,931
85,594
Nil
14,477
26,038
115,373
19,477
19,698
246,390
686
87,758
413,499
91,108
21,437
—988
69,217
80,300
341,004 I
10,739 I
183,272 |
19,385
106,843
59,480
103,819
31
9,250
5,478
276,673
461,504
42,832
74,190
53,797
72,195
20,992
14,286
$18,155,421
(2)
$9,150,365
14,960
5,057
16,535
38,513
56,572
39,537
766
461,598
15,442
142,134
—544
43,352
127,540
10,284
14,865
1,612
31,775
111,304
68,738
229,561
2,166,641
80,130
104,794
42,227
23,316
206,025
515,543
56,257
221,076
Nil
62,549
53,780
Nil
46,756
28,854
149,080
17,308
20,157
233,873
302
64,098
413,278
86,322
21,642
596
37,097
71,202
311,601
11,858
163,802
25,919
111,362
60,305
66,085
51
18,281
4,869
237,139
402,240
37,449
95,818
42,524
58,700
34,223
12,332
$16,997,427
(3)        |   PerCent
$5,625,657
952
7,901
556
46,658
22,409
20,848
218,133
7,336
93,612
5
20,945
57,445
7,245
10,437
2,883
22,518
95,261
39,650
71,942
3,071,666
47,231
54,949
24,734
10,197
163,412
147,669
33,430
153,713
Nil
54,615
18.538
Nil
33,473
10,031
64,780
8,761
14,401
272,282
183
27,750
235,029
83,115
15,671
323
18,415
31,563
278,060
3,269
105,806 |
9,050 |
77,310 |
55,382 I
49,564 |
18 I
10,825 j
12
132,312
211,812
29,711
37,069
9,700
36,625
9,296
8,630
$12,032,775
6.36
156.24
3.36
121.15
39.61
52.73
47.26
47.51
65.86
48.32
45.04
70.45
70.21
178.85
70.87
85.00
57.68
31.34
141.77
58.94
52.44
58.57
43.73
79.32
28.64
59.42
69.53
87.32
34.47
71.59
34.76
43.45
50.62
71.44
116.42
60.60
43.29
56.87
96.28
72.41
54.19
49.64
44.33
89.24
27.57
64.59
34.92
69.42
91.84
75.00
35.29
59 21
.25
55.79
52.66
79.34
38.69
22.81
62.39
27.16
69.98
 C 58                                                    BRITISH COLUMBIA
FIRE INSURANCE PREMIUMS AND LOSSES FOR 1960
—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$18,155,421
74,955
60,034
36,414
2,720
13,218
38,248
30,373
17,489
43,143
80,576
142,525
118,437
52,331
115
54,678
31,261
244,565
Nil
35,407
5,334
54,442
77,265
59,236
81,864
21,959
211,971
629,132
67,445
39
188,621
49,381
Nil
6,903
42,832
320,340
179,272
(2)
$16,997,427
65,535
86,308
31,227
637
12,597
53,344
22,585
18,378
53,443
69,706
145,549
123,420
41,983
38
38,004
35,252
237,576
Nil
48,719
4,645
50,892
47,360
63,897
98,790
10,910
261,887
595,718
51,880
64
179,858
41,140
Nil
42,654
37,448
271,429
157,205
(3)
$12,032,775
51,995
45,170
25,007
—8
5,629
48,348
13,605
22,849
37,695
43,806
104,193
57,100
34,437
16,613
14,842
80,072
Nil
25,402
2,201
15,812
30,769
40,835
77,487
25,396
185,112
255,499
31,227
—579
107,309
22,440
. mi
17,718
29,711
213,326
67,642
Per Cent
79.34
52.34
80.08
"44.69
90.63
60.24
124.33
70.53
62.84
71.59
46.26
82.03
Sea Insurance Co. Ltd...  	
South British Insurance Co. Ltd 	
Switzerland General Insurance Co. Ltd 	
Travelers Indemnity Co     	
Union Assurance Society Ltd—	
43.71
42.10
33.70
Union Marine & General Insurance Co. Ltd	
	
52.14
47.38
31.06
64.97
63.91
78.44
232.78
70.68
42.89
60.19
59.66
54.54
41.54
79.34
78.59
43.03
Wawanesa Mutual Insurance Co  _	
World Auxiliary Insurance Corporation Ltd  	
Zurich Insurance Co...           	
Totals for 1960                     	
$21,227,946
$19,997,505
$13,781,435
68.92
Totals for 1959—  	
$20,806,675
$17,393,773
$11,396,770
65.52
Note.—The entire business of this Insurer has been reinsured by one or more
included in the foregoing table, and the figures in the latter case are included in the
Insurers.
Reciprocal Exchanges
Insurers whos
figures for th
e names are
at Insurer or
Name of Exchange
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$114,068
1,030
46,519
1,026,219
5,031
234,065
(2)
$128,741
1,523
40,338
877,715
4,962
255,077
(3)
$16,176
1,211
— 1,701
558,013
750
237,863
Per Cent
12.56
79.50
Canners Exchange Subscribers at Warner Inter-Insurance
63.58
15.11
93.25
Totals for 1960	
$1,426,932 | $1,308,356
$812,312
62.09
Totals for 1959	
$1,170,879 | $1,088,629
1
$545,246
50.01
 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1960
TABLE V.—FIRE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
C 59
Year
Net Premiums
Written
Net Premiums
Earned
Net Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1956                           	
$15,053,000
16,076,000
17,715,000
20,807,000
21,228,000
$15,344,000
14,411,000
16,723,000
17,394,000
19,998,000
$11,667,000
10,722,000
9,333,000
11,397,000
13,781,000
Per Cent
76.07
1957	
1958  	
1959	
1960	
74.40
55.81
65.52
68.92
 C 60
BRITISH COLUMBIA
TABLE VI—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1960
(Figures shown in nearest dollar.)
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$300,133
24,465
1,778
65,987
32,627
148,940
2,602,712
14,016
68,712
789
70,712
135,214
28,932
47,331
251,511
36,795
2,223
285,549
49,140
58,967
16,357
45,720
36,795
231,798
31,125
116,717
1,976
31,125
139,683
69,391
-106
447
277,630
234,212
140,764
425,613
81,745
18,323
97,078
292,991
73,675
94,019
Nil
70,712
26,382
82,451
112,502
23,558
56,453
3,423
39,986
(2)
$225,946
—2,040
1,990
66,773
31,163
160,725
2,701,276
18,469
72,361
837
72,589
138,504
45,528
54,027
266,379
37,430
1,215
308,121
51,239
61,573
33,625
46,931
37,430
235,786
18,101
67,894
966
32,133
142,888
85,210
105
440
286,491
213,888
131,665
431,877
116,015
25,700
102,776
297,615
77,302
96,409
Nil
72,588
27,432
115,646
98,986
21,774
53,279
5,273
40,407
259,807
318,556
69,913
385,635
Nil
164,902
205,512
302,952
772,203
2,076
201
(3)
$125,729
12,401
7,410
32,532
20,864
79,537
1,561,602
16,815
47,472
819
28,791
77,819
11,230
21,568
169,061
15,575
63
155,089
26,078
31,755
22,410
17,477
15,575
98,128
15,949
72,605
1,026
15,949
79,754
35,353
811
44
165,099
120,949
90,870
275,358
52,334
11,804
64,589
172,414
52,385
65,353
Nil
27,291
18,892
52,803
51,840
12,124
28,549
17,319
16,188
—359
525,803
213,962
28,750
261,411
Nil
123,823
203,323
179,607
463,163
880
Per Cent
55.65
372 36
48 70
66.95
49 49
57 81
Alpina Insurance Co. Ltd. ,   -
91.04
65.60
97.85
39.66
56.19
Baloise Marine Insurance Co. Ltd.	
24.67
39.92
63.47
41.61
5.19
50.33
50.89
British Empire Assurance Co  — 	
51.57
66.65
37.24
41.61
British Traders' Insurance Co. Ltd.     -	
Caledonian-Canadian Insurance Co.. -	
41.62
88.11
106.94
106.21
49.63
55.82
Canada Security Assurance Co.      -	
41.49
772.38
10.00
57.63
56.55
Canadian Home Assurance Co.- —._.. 	
69.02
63.76
Canadian Mercantile Insurance Co.— 	
Canadian National Insurance Co   _ -	
45.11
45.93
62.84
57.93
Car & General Insurance Corporation Ltd	
67.77
67.80
37.60
68.87
45.66
52.37
55.68
53.58
328.45
40.06
Contingency Insurance Co. Ltd.     - 	
Co-operative Fire & Casualty Co    _ _
706,614
302,868
69,435
376,076
Nil
175,566
207,847
307,037
758,705
2,383
291
202.38
67.17
41.12
67.80
Economical Mutual Insurance Co. -	
75.08
98.93
59.29
59.98
Employers Mutual Liability Insurance Co. of Wisconsin	
42.39
$10,005,900
$9,712,494
$6,113,815
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960 C 61
AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Brought forward-
Equitable Fire & Marine Insurance Co-
Excess Insurance Co. Ltd 	
Federal Fire Insurance Co. of Canada..
Federal Insurance Co  	
Federated Mutual Implement & Hardware Insurance Co-
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York -
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Insurance Co. _ —.
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co..  	
Firemen's Insurance Co. of Newark _	
Fruit Growers Mutual Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd..
General Insurance Co. of America  _	
General Security Insurance Co. of Canada	
Glens Falls Insurance Co  	
Global General Insurance Co —	
Global Reinsurance Co  _ —
Globe Indemnity Co. of Canada   _	
Gore Mutual Insurance Co ._	
Great American Insurance Co    	
Great Eastern Insurance Co _	
Great Lakes Reinsurance Co. „„, -	
Guarantee Co. of North America	
Guardian Assurance Co. Ltd 	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co. Ltd   	
Halifax Insurance Co    	
Hartford Accident & Indemnity Co..
Hartford Fire Insurance Co 	
Helvetia Swiss Fire Insurance Co.—
Home Insurance Co -	
Hudson Bay Insurance Co...
Imperial Guarantee & Accident Insurance Co. of Canada-
Imperial Insurance Office .
Indemnity Insurance Co. of North America-
Insurance Co. of North America —	
Insurance Corporation of Ireland Ltd	
Jersey Insurance Co. of New York 	
Law, Union & Rock Insurance Co. Ltd.—	
Legal & General Assurance Society Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co.
Liverpool & London & Globe Insurance Co. Ltd..
London & County Insurance Co. Ltd..	
London & Edinburgh Insurance Co. Ltd 	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd   	
London & Midland General Insurance Co.	
London & Provincial Marine & General Insurance Co. Ltd...
London & Scottish Assurance Corporation Ltd. _	
London Assurance   -	
London-Canada Insurance Co  	
London Guarantee & Accident Co. Ltd 	
Lumbermens Mutual Casualty Co  	
Maryland Casualty Co  _   	
Mercantile Insurance Co	
Merchants Marine Insurance Co. Ltd.-
Merit Insurance Co	
Milwaukee Insurance Co. of Milwaukee, Wis..
Motor Union Insurance Co. Ltd _
Motors Insurance Corporation 	
Munich Reinsurance Co    	
Munich Reinsurance Co. of Canada 	
(1)
$10,005,900
2,373
60,485
112,806
367,595
68,639
Nil
27,802
66,642
54,953
60,799
546,833
254,198
176,380
84,754
1,003,257
14,860
25,781
179,236
106,930
631,727
25,520
70,798
2,249
122,348
140,061
1,228,317
105,747
365,591
316,237
146,717
123,055
254,728
106,930
98,279
27,733
32,601
Nil
31,125
30,239
111,776
99,143
20,881
187,932
182,175
12,212
158,015
340,210
101,217
28,075
—3,005
73
122,148
69,525
145,872
8,219
26,526
17,848
764,842
1,728,419
147,351
908,050
27,437
7,319
(2)
$9,712,494
4,354
57,087
126,072
343,028
75,520
Nil
37,168
50,624
47,520
71,608
524,381
270,227
157,282
95,955
982,010
15,761
— 11
28,656
151,145
112,607
650,267
27,063
66,346
7,017
249,278
144,190
1,334,773
109,348
360,991
267,784
131,701
119,424
180,246
112,557
106,683
29,573
35,422
Nil
29,200
34,517
112,639
99,395
20,653
185,697
191,759
12,192
150,189
340,770
111,659
28,701
—2,769
70
125,865
67,724
197,449
8,070
25,107
-6
16,968
745,764
1,810,521
154,605
940,887
39,049
(3)   | PerCent
,113,815 |
2,425
1,721
30,590
46,574
199,299
39,165
Nil
17,796
28,141
41,071
46,030
345,729
142,388
66,803
27,768
485,667
3,499
-179
11,892
94,806
71,677
328,618
26,483
42,084
5,235
181,939
71,772
620,328
67,229
195,243
221,973
75,908
61,856
100,436
71,677
52,923
11,760
65,433
Nil
29,449
13,781
56,428
33,413
13,201
118,809
122,117
5,389
137,016
234,782
77,962
40,397
— 11,510
—364
70,872
48,092
104,774
4,059
16,845
870
745,936
1,095,233
104,770
558,097
24,833
55.70
53.58
36.94
58.10
51.86
47.88
55.59
86.43
64.28
65.93
52.69
42.47
28.93
49.45
22.20
41.50
62.73
63.65
50.54
97.86
63.43
74.60
72.99
49.78
46.47
61.48
54.09
83.00
57.63
51.81
55.72
63.68
49.61
39.77
184.72
10085
39.92
50.48
33.62
63.92
63.98
63.68
44.20
91.23
68.90
69.82
140.75
56.31
71.00
53.06
50.30
67.33
5.13
100.02
60.49
67.77
59.32
63.59
Carried forward..
$22,292,486 |$22,242,826
$13,662,825 |
 C 62 BRITISH COLUMBIA
AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
N3ame of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$22,292,486
247,998
10,186
13,219
30,712
88,369
54,416
377,935
159,023
47,789
277,195
870,596
220
308,197
Nil
37,119
161,135
Nil
4,034
15,444
36,129
70,711
Nil
53,905
20,145
11,419
212,901
13,219
63,879
293,770
41,379
78,596
204,062
367,809
191,491
42,530
36,437
28,847
7,293
149,719
(2)
$22,242,826
264,315
(3)
$13,662,825
164,494
3,398
276
3,958
7,305
90,698
63,182
114,083
89,883
16,479
125,787
698,813
Per Cent
National Employers* Mutual General Insurance Assn. Ltd.-.
62.23
5,093
11,965
23,124
139,856
114,056
426,719
158,669
22,542
258,178
849,626
273
331,512
Nil
58,470
178,545
Nil
1,937
12,967
19,027
72,617
Nil
61,532
21,424
8,646
219,427
13,069
27,836
351,768
37,246
72,603
208,719
378,384
186,803
44,140
38,977
26,659
6,850
156,816
5 41
33 08
32 00
New Zealand Insurance Co. Ltd. _  	
Niagara Fire Insurance Co.—	
Non-Marine Underwriters, Members of Lloyds, London,
Eng.    .                   	
64.85
55.40
26.73
North British & Mercantile Insurance Co. Ltd ____	
North River Insurance Co.. -	
Northern Assurance Co. Ltd  	
56.65
73.10
48.72
82.25
Norwich Union Fire Insurance Society Ltd.—	
173,083
Nil
40,812
99,695
Nil
4,574
4,603
25,064
28,791
Nil
24,563
11,962
2,664
102,701
48,716
27,726
188,593
20,092
52,915
111,846
216,773
121,183
23,925
9,977
14,846
810
102,151
52.21
69.80
55.84
236.19
35.50
131.72
39.65
39.92
55.83
30.81
46.80
372.76
99.60
53.61
53.94
72.88
53.59
57.29
64.87
Railway Passengers Assurance Co.  	
54.20
25.60
55.69
Reliance Insurance Co. of Philadelphia	
11.82
65.14
Royal General Insurance Co. of Canada (see note) 	
401,555
621,347
136,925
30,239
339,419
50,773
16,213
3,358
87,399
42,842
42,234
57,373
11,106
Nil
Nil
14,395
8,350
170,035
123,054
191,628
606,836
120,833
426,527
Nil
28,368
430,483
422,907
587,249
149,710
31,580
335,558
43,620
15,497
5,455
97,176
36,428
32,928
52,421
11,234
Nil
Nil
15,529
8,710
173,174
119,897
175,007
451,855
97,605
420,870
Nil
28,641
437,928
266,896
440,962
70,964
47,511
207,280
23,305
7,061
-1,549
75,693
25,027
14,547
33,906
8,452
Nil
Nil
3,953
5,971
98,303
63,704
98,958
444,486
79,498
389,102
Nil
15,953
182,239
63.11
75.08
47.40
150.45
61.77
Scottish Canadian Assurance Corporation  _ _	
Scottish Insurance Corporation Ltd	
Scottish Metropolitan Assurance Co. Ltd	
53.42
45.56
77.89
68.70
44.18
Service Fire Insurance Co. of New York.	
Skandinavia Insurance Co. Ltd.	
64.68
75.23
25.46
68.55
Sun Insurance Office Ltd.	
Switzerland General Insurance Co. Ltd.	
56.77
53.13
56.55
98.36
81.45
92.45
55.70
Union Insurance Society of Canton, Ltd.             	
41.61
$30,881,606
$30,804,195
$19,101,468
1
 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960 C 63
AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Brought forward..
Union Marine & General Insurance Co. Ltd..
Union Reinsurance Co 	
United British Insurance Co. Ltd —
United States Fidelity & Guaranty Co 	
United States Fire Insurance Co _ 	
Unity Fire & General Insurance Co	
Universal Reinsurance Co. Ltd.— 	
Victoria Insurance Co. of Canada 	
Victory Insurance Co — 	
Wawanesa Mutual Insurance Co _
Wellington Fire Insurance Co _ —
Westchester Fire Insurance Co 	
Western Assurance Co  _
Western Union Insurance Co	
Westminster Fire Office 	
World Auxiliary Insurance Corporation Ltd	
World Marine & General Insurance Co. Ltd...
Yorkshire Insurance Co. Ltd  	
Zurich Insurance Co  	
(1)
$30,881,606
Nil
4,316
3,684
118,100
77,949
40,420
21,823
21,254
79,604
1,736,311
84,679
443,064
283,594
Nil
-20,589
9,246
326,555
1,135,353
(2)
$30,804,195
Nil
5,728
3,865
121,057
54,988
36,955
21,894
12,329
83,694
1,758,097
79,840
442,443
294,041
Nil
62,282
8,369
337,741
1,116,854
(3)
$19,101,468
Nil
1,828
2,619
64,247
27,696
16,702
6,058
8,844
20,994
1,091,926
42,824
256
244,026
152,424
Nil
26,369
1,725
178,853
676,823
Per Cent
31.91
67.76
53.07
50.37
45.20
27.67
71.73
25.08
62.11
53.64
55.15
51.84
42.34
20.61
52.96
60.60
Totals for 1960..
Totals for 1959-
$35,246,969 |$35,244,372
$21,665,682 |        61.47
$35,341,825   $34,820,204
$19,782,691
56.81
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are
included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or
Insurers.
TABLE VII.—AUTOMOBILE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net Premiums
Written
Net Premiums
Earned
Net Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1956.-	
$25,069,000
28,871,000
34,010,000
35,342,000
35,247,000
$24,016,000
27,189,000
31,551,000
34,820,000
35,244,000
$17,887,000
19,957,000
19,460,000
19,783,000
21,666,000
Per Cent
74 51
1957  	
1958	
1959..	
73.40
61.68
56 81
1960
61 47
  TABLE VIII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1960
(Figures shown in nearest dollar.)
C 65
Accident
Combined Accident
Miscellaneous
Personal Accident
Public Liability
Employer's Liability
and Sickness
Aircrait
uuarantee
xmana .transportation
Marine
riate uiass
rersonai rropeny
neai rropeny
inert
(See footnote)
Name of Company
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
JNet
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
1, A^a^lia Insurance Oo.
$3,311
—$8
$39,998
$330
$1,818
767
892
$609
53
$530
—$420
$11,083
$358
$4,283
$42
$4,769
$1,568
$49,446
$13,590
$2,677
$7,500
$8,181
"219
8,097
$1,900
1
2, Adriatic Insurance Gol
~$6,832
3,373
E.           $3,333
2
3,  A«tP^ Casualty anH Siifftty f!n,                          ,, , .
776
14,052
20
1,711
$608,607
	
$841
416
7,092
2,714
749
5,947
3
—263
7,938
61,844
7,336
28,096
2,255
3
2
355
1
"T298
	
$745
14,287
22,911
1,702
$415
1,265
960
2,080
—14
4
290
$443,967
189
19
5
5
	
	
550
133
12,785
15,105
1,147
8,130
13,062
2,815
341
	
6
7-  Alhinti Tnsiira"^**- Co, of rianarfa
166
22,998
13,053
1,292
5
1,803
378
500
_
5^267
7
484
13,266
	
 1
345
—125
1,115
1,383
335
705
790
26,266
36,394
28,704
26,531
8,925
38,046
9,011
608
3,603
4
18
51
293
2,569
~ii9
47
2,182
716
8
26,448
	
9
~~26
	
	
264
|i 26,027
16,898
92
32,850
—1,022
5,112
365
10
"*1. American Casualty *"V\ «f "R pacing, Pentifjyjvaiite
7
427
2,085
680
	
	
C.           25,594
ll
12. American Credit Indemnity Co. of New York	
13. American Equitable Assurance Co. of New York	
	
	
34
$11,963
12
493
740
88
10,516
19,070
4
	
44
36
8
414
1,125
1,042
108,131
1,216
7,842
13,349
1,012
52,159
994
2,643
6,526
130
15
92
82
1,300
	
13
~~5
15
3,224
1
	
294
13
291
85
45
218
3,078
45
i!
125
14
1^. American National Fire- TniRnn.icc Pn.
———™——
—12
44,856
9,875
1
186
1,234
—1
21
32
283
45
260
2,752
—50
15
356
529
12
._	
	
522
146
1rl7,881
44,320
11,056
13,689
E.                    8
16
3,353
17
	
529
18
1,085
—421
	
454
— 110
2,714
,   1,217
162
249
1
1,216
775
96
2,518
8,952
10,547
8,716
705
5,062
2,690
723
19
 _____
	
1,675
-50
20
21. Bankers & Shippers Insurance Co. of New York	
4,999
4,263
610
—51
 —
1,278
253
21
	
	
	
	
	
260
22
23   B C F G Mutual Hail Insurance Co
	
	
	
H.          147,468
18,412
23
	
2,969
201
	
	
324
26
53
5,571
9,165
	
851
75
298
24
25. Boiler Inspection & Insurance Co. of Canada .
~~6
~107
	
	
B.          130,325
55,553
25
275
15,336
	
	
1,002
490
33
266
2,911
200,998
~!~72,587
\: 42,374
137,412
2,638
2,632
57,108
—319
9,629
78,471
59
14,672
3,231
1,370
26
"3,096
3,423
27
670
~—706
2,714
655
-U967
27
544
1,584
386
117,745
104
"~33j79
3,304
56,772
22,671
2,557
5,227
1,825
fB.             —260
IE.                 273
	
7   28
29
1,710
498
86
3,168
2,644
2,658
571
~~4
	
I 256
108
569
	
	
30
20
—112
443
4
54,317
326
2,066
2,264
4
888
302
fB.               —44
}E.                   29
I   31
32
	
	
1 21
54
61
5
3
	
130
—136
	
31,401
33
34. British Crown Assurance Corporation Ltd.    .,
1,717
2,479
3,084
15,990
8
621
2,716
1,749
8,413
—146
38
5
—78
179
W.                  14
f B.               —51
}E.                   36
E.                —10
fE.                   76
IW.                  14
34
600
931
4,826
102
500
3,174
2,010
9,023
—2
685
2,094
2,712
306
35
267
682
530
9
541
22
391
173
417
1,065
391
1,132
360
322
225
	
I   33
36
51
158
23
55
	
50
102,278
73,316
	
~[l~65,696
	
7   37
\
38
38. British Oak IisiTranrrp. Cn,
.	
3". British Pacific Life Insurance Co.
1,355,213
778,664
	
	
	
39
40, British Trader's Insurance Co, T.td,  .
	
38
144
140
2,313
8,674
	
	
26
62,911
292
1,096
-23
10,226
1,855
194
—100
1,481
11,240
5,088
917
4,896
6,655
858
188
40
20
73
	
35,128
87
229
860
183
167
624
248
165
620
1
41
42. Calwlonian-Canadian Insurance Oo.             .
336
1,259
620
2,326
18
68
18
5
15
1
3
1
259
973
84
316
295
1,107
295
—129
—525
—129
4,426
18,016
4,369
3,082
1,802
19,156
61
229
355
1,329
fB.                  91
■|E.                  61
| F.                     3
fB.                 343
-j E.                 791
|F.                   12
fB.                   92
4E.                   30
|F.                     3
• 42
	
2
j 24,166
13,374
4,074
2
4
- 43
	
44
336
1
2,093
38
2,313
13,403
620
20
259
84
292
9
363
	
229
167
61
104
-86
8
—4
355
2J380
165
~883
1
•
■ 45
	
3,861
46
3,476
264
183
	
3,414
~5,432
1,752
1,499
f B.            12,386
JE.                   13
43
I  47
f
48
48. Canada Health & Accident Assurance Corporation
121,450
89,970
33,202
50,671
4Q   Canada T.if« Asmiranra fin.
~~237
	
—605
	
1,943
^337
~2J800
5,285
2,489
1,769
49
50. Canada Security Assurance Co.	
668
20,789
1
—2
30,569
78,660
4,851
4,317
251
231
22
140
343
209
452
331
1,086
207
11,984
6
1,017
47,367
30,504
6,005
3,902
27
1,368
106,178
12,060
1,904
210
8
12
13
E.                   51
50
51. Canadian Commerce Insurance Co. 	
51
52. Canadian Equity Insurance Co.	
2
7,943
33,298
—72
	
78
23,505
32
7,290
2,109
2,497
93
46
6,780
10,155
3,330
52
298
91
1,204
67
8
	
6,380
50,098
I	
	
5,119
1,498
862
fE.             2,063
\ F.                   38
j L.S.           7,839
F.                497
53, Canadian Fire TnfS'i^nce- f «.
	
• 53
755
—100
 .	
54, Canadian General Insurance Co.             	
54
5^, Canadian H"me Ass"raT« Co!
	
	
	
55
B.—Boiler and Machinery. C.—Credit. B.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. LJL—Limited Hail. I.V.—Impact by Vehicles. L.S.—Livestock.
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
S.L.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
  TABLE VIII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR I960—Continued
C 67
Accident
Combined Accident
Miscellaneous
Personal Accident
Public Liability
Employer's Liability
and Sickness
aicicness
Aircrart
guarantee
inland 1 ransponauun
marine
riaie uiass
rersonai rropeny
inert
(See footnote)
Name of Company
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
103
30
7
211
153,454
6,794
1,510
5,180
13,107
3,790
4,056
5,607
102,083
1,504
334
~ 1,956
4,335
1,467
—899
2,657
9,625
30
7
9,193
1,017
"226
	
127
50
133,679
253
56
13,761
4,320
960
5,4191
946
210
144
1,506
335
867
9,671
9,615
2,466
548
7,966
1,536
342
74,731
8,571
1,682
5,471
20,470
6,491
4,538
30,600
39,263
8,286
1,750
92,211
2,286
508
33,880
151
145
582
6,067
289
338
fE.             3,663
IF.              6,913
2,655
)   56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
,   87
f
88
89
90
	
186
834
6J900
	
	
~40
-1,167
361
16,946
	
	
~~7
19
116
	
17
919
431
~90
29
673
1,881
1,189
1,253
710
343
546
587
745
1,944
20,366
3,072
1,928
34,211
238
881
94
1,313
2,840
653
877
~ 1,932
694
115
2,052
	
	
75,057
18,760
F.                 343
E.                  58
5
319
354
905
228
745
1,032
—1,681
^78,403
~ 17^806
 .
57
119
43,850
2,527
—110
1£02
1,372
27,778
31
3,472
32^663
56
400
5,963
18,080
4,798
7,149
1,675
1,504
—9,642
26
71
~30
106
~~31
941
~292
	
3,525
616 i
140
230
23
11,056
866
203
3,002
138
21,337
4,156
8,965
1,622
131
331
200
258
E.                 121
E.                    5
2
	
55
	
281
"24O
253
4,320
	
6,794
32,461
1,017
18,616
946 j
425
1,493
155
28,777
2,466
1,842
12
1,536
1,649
14
7,941
26,639
2,211
7,074
14,567
— 105
186
286
2,286
4,394
2
652
1,738
189
—21
7,910
51,844
—92
—75
E.                  20
384,800
249,564
	
826
109
3,695
3,214
7,201
—741
107
11
—175
385
728
59
—396
56
62,775
—19,168
560
888
377
378
26,164
4,535
20,981
2,298
L083
1,370
45
2,113
24,238
3,072
852
1,309
944
1,212
—————
	
2,110
825,540
1,046
366,030
	
	
10,773
1,703
11,858
50
—280
111
3,155
265
16
 —
	
466
60
	
2,386
1,008
155
8,538
5,978
212,349
9
2,636
5,807
— 11
28,825
42,418
42
364
~29,061
4,974
~ 4~5\5
~3^509
147
	
563
28,237
100
2,045
—63
	
E.             -112
	
	
3,645
51
14,307
18,114
41
42
~~213
 .
10,456
10,084
26
218
1,896
3,687
249
2,899
331
22,484
15,545
—23
—194
	
—44
507,136
	
	
	
£209
400,816
845"
~26i582
2^86
1^352
	
18,319
16,225
7,401
34
22,048
9,623
5,066
847
3,128
44;220
1,022
91
F.                   10
45,920
3,621
25,996
914
~2^979
L417
|	
1,275
—3,596
466
—6,721
	
5,012
2,347
18,152
—2,696
13,992
7,713
8,229
----
323
—51'
309
32
E.               —65
fE.                  23
|W.                 31
87. Eagle Star Insurance Co. Ltd	
	
1,224
292
 	
144
63
23,775
11,323
1,303
1,953
4,933
242
	
	
~~168
	
	
1J499
9,994
—2
140,373
534
519
110
2,003
—1,000
66,603
210
—100
-59
324
115
"~274
456
21,783
2,900
21^098
—1,093
8,962
4,382!
4,908
911
5
4,245
7,438
9,800
106,132
1,742
617
19,805
3,112
"T8408
~45
86,575
16,893
	
2,381
91. Employers' Liability Assurance Corporation Ltd.	
4,136
19,221
4,741
20
15,157
5,439
2,290
1,510
976
2,466
15
14,192
fB.            11,697
] E.                 114
99
i
92
93
5,792
~6im
92. Employers* Mutual Liability Ins. Co. of Wisconsin—
93. English & American Insurance Co. Ltd.	
—354
—200
1,441
-^35
1,064
—375
303
93
—80
—79
" ~75
16
5,426
1,984
T384
—37
4,859
60,182
64,709
15,269
16,056
4,197
3,715
B.                  40
9
—33
87
77
16
188
1,300
2,537
890
1,370
—110
6
1,484
1,106
2,269
2,275
21,566
94
95. Equitable Life Assurance Society of the United States
1,061
46
10,000
19,751
9,308
	
95
96
97
98
3,917
22
3,444
5,992
33,345
5,383
676
764
1,323
8,110
9,566
38,686
740
32,442
46,694
139,114
506
124
2,116
13,136
12,609
389
250
—794
3,423
15,761
—2,300
17
—531
142
	
15
63
13,159
59
~~60
381
387
114
2,461
4,950
20,174
9,253
229
	
,
	
	
1
951
1,698
6,350
743
11
72
235
762
1,674
5,115
1,402
4,134
5,178
2,521
12
	
117
13,600
5,005
404
744
4,470
1,609
23
58
58
1,672
1,483
3,680
48,741
95
	
35
35
8,850
47,301
—47
F.                  20
99
100. Federated Mutual Implement & Hardware Ins. Co.—
88
412
11,654
2,694
68
100
1,612
333
21,802
284
3,837
1,043
	
26,312
—	
101
5,000
	
102
	
	
5,030
1,182
355
4,524
3,567
12,738
6,265
582
36,107
103
445
180
952
5,455
6,983!
120,008
8,140
489,353
12,906
97,958
Ib7o1s8
5,038
181,477
980
161
3,248
40,976
12,544
532
307,668
3,450
44,695
fE.                 174
)F.                   93
f E.             2,667
JF.                   10
5
}104
] 105
f
106
201
—1
69
1,538
7,981
1
15,251
52,544
119,883
2,285
-48
500
5
1,048
~42
3,873
1,825
10,634
219,830
14,296
1,347
1,607
25,299
101
54
107. Firemen's Insurance Co. of Newark, N J.
60
897
2,584
1,007
1,712
1,266
2,222
1,004
47
727
1
1,167
	
	
107
1,328
1,016
234
222
	
f B.          170,107
(F.                    1
108
960
	
1,257
421
 ■-
14,821
1,692
63
53,188
1,118
1,164
665
16,818
130
1,091
355
8,713
62
—2
154
912
860
4,096
854
91,362
187
295
1,939
9,094
11,010
673
	
48,718
) 109
\
110
110. General Accident Fire & Life Assurance Corp. Ltd—
—2,451
302
24^693
5,628
57
I 4
11
843
—3,888
26,263
76
148
—2
111
	
112
—8
1,495
4,885
—281
1
49
164
	
	
	
24
—27
142
1,665
2
4,826
1,150
~2
7
234
"Z297
3,304
1,897
113
	
—658
2,733
1,617
—151
290
945
54
356
1,184
114
3,968
791
444
115
495
62
 ___
587
—845
597
139
38
622
270
fB.              1,187
,F.                  41
,
, 116
f
B.—Boiler and Machinery. C.—Credit. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Live Stock.
Notb.—'The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
S.L.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
  TABLE Vin.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
C 69
Name of Company
Accident
Personal Accident
Net
Premiums
Written
Net
Losses
Incurred
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employer's Liability
Net
Premiums
Written
Net
Losses
Incurred
Combined Accident
and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Sickness
Net
Premiums
Written
Net
Losses
Incurred
Aircraft
Net
Premiums
Written
Net
Losses
Incurred
Guarantee
Net
Premiums
Written
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Plate Glass
Net
Premiums
Written
Net
Losses
Incurred
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote)
Net
Premiums
Written
Net
Losses
Incurred
117. Gore Mutual Insurance Co.	
118. Grain Insurance & Guarantee Co..
119. Granite State Insurance Co.	
120. Great American Insurance Co.	
121. Great Eastern Insurance Co.	
122. Great Lakes Reinsurance Co.	
123. Great-West Life Assurance Co.	
124. Guarantee Co. of North America..
125. Guardian Assurance Co. Ltd	
126. Guardian Insurance Co. of Canada..
127. Guildhall Insurance Co. Ltd.
128. Halifax Insurance Co	
Hanover Insurance Co	
Hartford Accident & Indemnity Co-
Hartford Fire Insurance Co	
129
130
131
132. Helvetia Swiss Fire Insurance Co. Ltd.
133.
134
135
Home Fire & Marine Insurance Co. of California..
Home Insurance Co.	
Hudson Bay Insurance Co..
136. Imperial Guarantee & Accident Ins. of Canada	
137. Imperial Insurance Office	
138. Imperial Life Assurance Co. of Canada	
139. Indemnity Insurance Co. of North America-
140. Indemnity Marine Assurance Co. Ltd.	
141. Insurance Co. of North America	
142. Insurance Corporation of Ireland Ltd..
143.
144.
145.
146.
147.
148.
149.
150.
151.
152.
153.
154.
155
156.
157.
158.
159.
160.
161.
162.
163.
164.
165.
166.
167.
168.
169.
170.
171
172
173
Jersey Insurance Co. of New York	
John Hancock Mutual Life Insurance Co..
Law, Union & Rock Insurance Co. Ltd.	
Lawyers Title Insurance Corporation	
Legal & General Assurance Society Ltd.	
Liberty Mutual Fire Insurance Co.	
Liberty Mutual Insurance Co..
Liverpool & London & Globe Insurance Co. Ltd.	
Lombard Insurance Co. Ltd	
London & County Insurance Co. Ltd.	
London & Edinburgh Insurance Co. Ltd.	
London & Lancashire Guar. & Ace. Co. of Canada	
London & Lancashire Insurance Co. Ltd.	
London & Midland General Insurance Co.	
London & Provincial Marine & General Ins. Co. Ltd.
London & Scottish Assurance Corporation Ltd.	
London Assurance	
London-Canada Insurance Co.	
London Guarantee & Accident Co. Ltd.	
London Life Insurance Co	
Loyal Protective Life Insurance Co.	
Lumbermen's Mutual Casualty Co	
Maritime Insurance Co. Ltd	
Maryland Casualty Co-
Mercantile Insurance Co.	
Merchants & Manufacturers Insurance Co. of N.Y.	
Merchants Marine Insurance Co. Ltd.	
Merit Insurance Co .	
. Metropolitan Life Insurance Co	
Milwaukee Insurance Co. of Milwaukee	
Ministers Life & Casualty Union	
162
283
42
27,077
9,449
13,015
5,144
416
1,107
~495
999
438
137781
1,144
336
1,070
3i425
41
366
843
2,675
24,482
411
6,272
2,056
465
10,622
16,611
22,736
15,852
173
1,490
1,500
—20
88
62
170
9,845
39
2,216
131
104.
1,425
5,182
1,599
38
735
2,796
-79,011
28,689
~19
2,808
574
198
690
10,409
89,631
18,300
37,764
171
22,862
10,908
9,945
12,935
12,609
5,289
3,634
~86,303
""5,518
2,313
3,194
55,932
^lil78
629
5,666
21,483
26
715
388
59,308
7,338
636
-66
36
23,183
262
18,081
121
9il26
493
16,072
902
85,281
5,448
—390
10
—111
10,625
2,791
24,034
6,282
30,260
3,796
3,531
6,851
504
—281
1,141
822
64,017
339
620
390
11,732
" 9,391
484
4,361
-477
—128
11
155,305
863
143
107
50
6,700
252
—858
~15
4
1,253
34,160
148
9
—4
~~75
82
705
267
2,247
3
218
16
164
37
16
L020
132
38
32
284
280
1,165
320
T262
241
118
202
1,925
210
88
758
8
187
-39
~3
3,243
47
20
679
17
90
1,956
9
507
35
—613
724,983
26
~70
286
587
269,252
59,071
10,197
1,002
534,609
58,019
86,230
619
554,334
160,657
9,880
374,394
160
—210
—845
152,011
30,993
4,084
32
286
-1,438
342,540
29,316
55,638
1,131
T27i274
46,924
7,089
90
1,167
10,050
116
149
349
597
511
258
48
2,580
1,016
924
126
179
1,110
379
3,264
139
216
84
-5,169
235
268
—350
4,339
13,054
174
32,586
5,668
1,583
1,527
3,968
28,145
6,760
118,115
28,266
5,414
655
2,497
8,422
89
783
38
8,188
—1,639
66
60,985
6,639
87
2,686
118
260
324
9,422
1,328
16,448
1,019
1,431
I 1,878
843
1,133
152
1,750
295
4,298
1,508
20
175
1,661
33,857
-87
-60
4,802
6,226
7,803
95
-405
—583
—21,617
-121
150
622
-227
157
—140
80
L541
1,060
2,001
884
—88
298
—216
2,456
1,418
255
—277
77
1,210
1,315
11,326
2,386
1,900
56,142
30
1,017
1,665
12
12
9,656
292
1,966
649
1£J13
2,843
14
1,629
3,498
28
2,052
4,915
714
45
739
2,771
9,085
345
38
—241
1,470
2
19
3,726
2,211
—50
~21,871
|69
21
270
5,811
1,734
~i22
965
459
1
2,873
—1,535
1,072
7
211
1,024
-182
9,146
5,792
63,188
7,723
30,587
6,872
125,464
24,113
46
29,386
3,167
41,371
4,584
6,081
4,825
58,991
8,143
5,213
3,291
84,880
19,529
—464
12^497
—2,598
17,007
3,620
282
38
1
1,109
1,033
8,892
762
5,765
13
4,398
1,553
1,976
5,795
1,617
884
171
1,598
308
229
777
922
1,595
69
622
2,753
5,820
515
102
—159
1,057
8
1,031
38
~44
387
164
5,819
2,062
19
2,356
749
6,452
518
2,420
1,609
192
2,233
366
860
653
34
1,040
254
167
816
943
884
28
252
1,467
100
2,941
204
552
1,306
34
273
2,281
37,273
1^320
39,312
5
2,053
8,852
25,924
67,559
37,420
44,163
3,041
27429
25,395
273
90,364
12,544
4,134
7,430
2,734
144,375
2,411
6,738
17,747
367487
1,756
15,809
24,677
2,216
1,186
8^931
77,447
2,713
—314
2,034
45,944
1,827
8,941
~T87
3411
C068
9,794
154,315
2047712
21,625
32,158
~5J951
11,793
8,708
18,723
16,300
28,466
129
~30,918
11,458
533
30,518
11,010
4,527
8,163
5,165
101,279
672
1,717
27l03
~36,072
506
4,558
19,792
288
768
~r47>56
44,865
509
445
23,016
1,455
2,265
194
~~1,012
2,027
100,795
~98,459
891
2,984
184
181
275
2,366
5,951
83
59
639
945
7
308
132
303
61
10,009
2,325
1,729
831
329
4,838
1,267
— 16
804
54,436
446
301
102
— 120
—27
^431
16
921
37
234
20
20
49
—1,260
~ll0
398
-31
1,726
229
775
1,250
73
6,817
23
1,652
70
3,830
1,595
14,169
2,602
11,233
ii,847
2,124
2,476
5,170
1,897
1,775
1,333
97730
2,431
355
1,394
~L003
2^515
145
1,297
3,233
14,162
757
814
679
325
5,942
744
6,438
968
4,562
6,682
—15
1,107
—1
867
1,184
602
196
6,413
TJol
165
1,757
"•^520
764
20
193
2,016
11,823
542
—434
—39
223
10
3,251
71
1,032
1,735
1,584
72
4
2,217
9
614
29,561
14,973
B.
E.
F.
B.
E.
F.
E.
fE.
If.
w.
E.
E.
B.
F.
B.
E.
E.
F.
H.
B.
E.
F.
S.L.
T.
eT~
E.
fB.
?F.
411
355
15
3,536
323
160
21
457
11
1,289
—3
196
1,187
41
—86
57
39
82
576
92
15
3
1
1,302
~8
65
2,021
70
E.
10
S.L.
fE.
, S.L.
26
3,060
3
	
	
E.
88
	
	
B.
72
C.
8,178
40
113
-30
3,276
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
, 135
7 136
137
138
139
140
141
• 142
143
144
145
146
147
148
149
, 150
f
151
152
153
154
, 155
f
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
B.—Boiler and Machinery. C.—Credit. E.—Earthquake. Ex.—Explosion. F-A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Livestock.
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
SX.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
  TABLE Vin.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1960—Continued
C 71
Name of Company
Accident
Personal Accident
Net
Premiums
Written
Net
Losses
Incurred
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employer's liability
Net
Premiums
Written
Net
Losses
Incurred
Combined Accident
and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Sickness
Net
Premiums
Written
Net
Losses
Incurred
Aircraft
Net
Premiums
Written
Net
Losses
Incurred
Guarantee
Net
Premiums
Written
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Plate Glass
Net
Premiums
Written
Net
Losses
Incurred
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See footnote)
Net
Premiums
Written
Net
Losses
Incurred
174. Motor Union Insurance Co. Ltd.	
175. Munich Reinsurance Co.	
176. Munich Reinsurance Co. of Canada	
177. Mutual Benefit Health & Accident Association	
178. Mutual Boiler & Machinery Insurance Co.	
179. Mutual Fire Insurance Co. of British Columbia	
180. Mutual Life Assurance Co. of Canada	
181. Mutual Life Insurance Co. of New York	
182. National Employers' Mutual General Ins. Assn. Ltd
183. National Fire & Casualty Insurance Co	
184. National Life Assurance Co. of Canada	
185. New Hampshire Fire Insurance Co.	
186. New India Assurance Co. Ltd. :	
187. New York Fire Insurance Co.	
188. New York Life Insurance Co.	
189. New York Underwriters Insurance Co.	
190. New Zealand Insurance Co. Ltd. .
191. Niagara Fire Insurance Co.	
192. Non-Marine Underwriters, Members of Lloyd's	
193. Nordisk Reinsurance Co. Ltd..
194. North American Life & Casualty Co.	
195. North American Life Assurance Co	
196. North British & Mercantile Insurance Co. Ltd-
197. North River Insurance Co	
198. North West Fire Insurance Go	
199. Northern Assurance Co. Ltd.	
200. Northwestern Mutual Insurance Co..
201. Northwestern National Insurance Co.-
202. Norwich Union Fire Insurance Society Ltd.	
203. N.V. The Netherlands Insurance Co. (Est. 1845).
204. Occidental Fire Insurance Co	
205. Occidental Life Insurance Co. of California-
206. Ocean Accident & Guarantee Corporation Ltd..
207. Old Colony Insurance Co	
Orion Insurance Co. Ltd.	
Pacific Coast Fire Insurance Co...
208. Old Republic Insurance Co._
209. Olympic Insurance Co	
210
211.
212. Pacific Coast Fishermen's Mutual Marine Ins. Co..
213. Pacific Insurance Co. of New York	
214. Pacific Indemnity Co :	
215. Palatine Insurance Co. Ltd.	
216. Patriotic Assurance Co. Ltd.	
217. Paul Revere Life Insurance Co.	
218. Pearl Assurance Co. Ltd..
219. Peerless Insurance Co*	
220. Perth Mutual Fire Insurance Co..
221. Phoenix Assurance Co. Ltd.	
222. Phoenix Insurance Co	
223. Planet Assurance Co. Ltd	
224. Protective Association of Canada..
225. Provident Assurance Co. Ltd.	
226. Provincial Insurance Co. Ltd	
227. Prudential Assurance Co. Ltd	
228. Prudential Insurance Co. of America-
229. Quebec Fire Insurance Co	
230. Queensland Insurance Co. Ltd —
231. Railway Passengers Assurance Co	
232. Reinsurance Corporation Ltd ,
233. Reliance Insurance Co. of Canada	
465
36
65,616
8,579
5,716
3,284
100,987
3,535
1
643
1,691
—5
222
1,673
2,647
38
12,361
3,656
3
3,070
20,755
6,363
745
196
3
14
12,522
7,005
L860
3,089
27,485
288
106
20
697
32
500
787
-12
2,958
6,074
—531
297
1,728
2,711
1,296
4,263
—720
1,270
52
493
2J653
3,273
4,312
275,651
19,246
2,687
55,449
63,511
6,790
23,140
—1,401
3,579
18,350
36,090
6,750
21
6,472
12,846
36,569
6,097
1,802
3,768
4,524
978
264
-52
-782
—18
~~4
234
-7,051
1,370
-5,645
2,649
1,286
27,905
12,874
286
6,148
—555
345
12,399
11,668
6,896
4,953
—22,787
3,439
5,693
16,855
696
30,641
763
1,100
80,776
42,114
76
419
496
11,935
10,645
1,840
13,459
335
220
20,660
8,819
12
118
5
1,359
26
24
76
41
977
-22
5
23
857
2,348
199
63
1
757
60
131
1,845
380
25
914
—289
-214
635,311
345,113
57,395
4,516
166,699
9,994
133,777
25,988
47,984
31,420
22,235
30,458
14,856
195,392
251,404
237,288
29,009
3,860
132,229
87,140
11,143
23,075
15,467
15,243
17,183
11,677
73,453
179
92
1,996
4,491
107
12
6,386
137
277
550
649
192
21
—544
626
8,799
—75
—630
353
642
138
197
775,683
18,616
986
82,973
568,330
7,910
208
11,759
190,787
137,540
1,026
488
77
39
523
83,849
1,804
539
4,075
4,098
1,969
35
10,025
155
18,072
1,446
2,958
4,380
143
iToio
118
99,415
-188
10
1,926
5,253
16,697
639
-2,963
862
268
541
63
1,330
87,523
135
672
•186,655
154
2,016
853
852
4,082
83
2,519
3,295
43
L12i>
170
291
3,506
10,287
6,552
9,280
1,511
50
52
3,383
739
645
5,884
892
20
386
469
37,464
1,363
—22
179,406
—166
669
177
—73
228
1^360
15
105
172
149
125
3,092
864
91
-654
2,899
23
102
55
-485
22,743
3,980
16,360
16,195
22,685
36,752
618,291
I 57,173
8,903
314,431
7,723
621
23,081
14,237
27
10,752
10,371
17,743
19,140
166,678
36,853
5,380
94,643
8,152
843
1,200
20,076
465
113
103
775
22
37
4
44
267
748
919
40
2,057
463
3,818
9,760
909
4,294
— 121
1,071
2,419
538
541
1,384
1,483
2,418
2,738
1,024
1,053
1,830
3,760
314
2,200
101
686
364
117
253
12
loo
~34
30
286
348
373
148
2,056
4,590
510
2,589
12
1,072
1,030
37
64
1,457
1,718
382
2,351
625
178
2,130
2,402
227
194
64
462
3,137
17,956
7,833
8,512
632
3,848
3,897
1,043
~30i650
6,218
6,105
1,507,354
14,059
33,989
18,053
22
91,925
111,799
11,459
81,979
—4,484
—322
~27,082
568
601
25,197
7,843
12,011
—236
1,931
42,105
1
16,187
107,133
49,465
2,334
10,365
13,795
76,343
156,770
3,916
55,286
32,037
2,038
18,444
1,174
659
496
2,491
1,012
12,636
2,711
5,777
2,428,025
8,610
20,423
25,845
63
41,125
43,822
1,240
48,704
—991
8,502
8,981
3,653
6,189
2,642
3,064
I
55
1,401
37,628
5,599
29,445
34,766
2,960
~1,328
5,301
40,930
92,531
926
39,623
25,690
62
1,828
1,097
260
49
130
100
986,558
1,503
362
4,523
—47
61,324
| 463
3,235
—2
—92
1,318
83
—57
122
4,293
153
8,203
5,738
714
19,068
1,938
—201
3,231
3,762
99
—11
62
56,279
21
497
409
—2
1,969
67
320
-591
"Z4
—1
16,249
125
121
—1,979
—1,488
—1
353
92
346
267
171
716
33
212
~~4
2,570
196
692
5,286
198
3,396
694
3,143
13,831
1,666
4,438
—31
1,113
~~5,575
123
271
2,485
8,864
5,786
4,647
1,537
3,676
3,636
5,685
1,362
543
526
1,043
192
804
-50
946
134
42,715
649
1,003
103
524
6,440
120
819
7
98
~L836
245
3,134
3
6,685
614
2,851
1,564
1,737
1,746
1,293
811
~~134
1,155
E.
29
B. 475,450
E.
B.
E.
F.
L.S.
E.
fB.
IB.
E.
fB.
,E.
B.
E.
JEx.
IF.
I W.
F.
E.
6,125
6,550
4,992
8
18,230
—65
— 17
162
7
4,079
4,495
13
—8
402
~~20
3,079
6
154
85
238
22
—7
186,532
624
2,130
131
556
294
B.—Boiler and Machinery. C—Credit. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Live Stock.
Nora—The entire business of this Insurer has been reinsured by one or more Insurers whose names are Included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers
S.L.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
, 197
i
198
199
200
201
202
203
204
205
,206
f
207
208
209
210
211
212
213
214
215
216
217
1
218
219
220
221
222
224
225
226
227
228
229
230
231
232
233
  TABLE VIII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR I960—Continued
C 73
Accident
Combined Accident
Marine
S
Personal Accident
Public Liability
Employer's Liability
and Sickness
xvcai jrropcriy
inen
(See footnote.)
Name of Company
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
1
	
291
26
6
	
2,759
28,585
1,527
450
3,430
1,290
~271
119
4,989
2,534
—6
269
1,299
2,318
35,098
586
33,415
4,420
—1,971
28,218
—283
17,773
—1,871
58
19
~~ 2,367
3,186
333
29
680
129
10
92
473
44,470
19,785
271
24,033
84,388
47,925
6,651
16,229
3,726
2,370
209
19,746
7,926
668
1,307
6,189
270
931
4,599
20,966
22,107
1                   1
25.536              1.228
1
25
211
	
28,948
10
16,028
84,433
26,948
1,182
5,722
2,514
2,704
667
6,823
9,659
6,855
508
3,909
4,849
3,353
266
113
654
73
—22
961
—6,160
15
17
234
236. River Thames Insurance Co. Ltd	
254
12,564
48,355
43,115
9,678
9,713
10,313
1,067
77
11,523
1,921
42
397
2
—312
749
235
1,290
2,818
6,446
21
228
217
6,358
5,841
14,636
9,215
910
1,259
106
11
1,863
95
79
608
248
5,085
3,711
423
4,966
2,474
1,363
10,957
6,444
691
76
2,119
5,987
1,119
159
1,650
665
107
9
725
254
59
2,538
7,071
2,595
74
1,692
1,387
396
1,232
4,384
.   848
—19
99
406
fE.              1,586
/F.                   30
fB.              4,395
} F.                  152
fE.                  280
} L.S.               103
E.                  231
10
6
11
23,310
236
}237
)238
i
1239
I
2,175
560
—3,128
2
2,211
482
514
14
18
~UO0
241. Saskatchewan Mutual Insurance Co.	
242. Scottish Canadian Assurance Corporation	
8
542
373
218
15
	
	
	
371
20
	
240
262
	
B.             32,410
241
	
11
1,127
242
20
196
237
	
402
485
397
80
515
	
      —
243
20
	
335
44
2,574
63
34
1,508
481
E.                  239
244
— 127
75
14
5
68
	
245
23,450
17,589
=
	
246
464
5,600
76
—2
2,185
11,128
17,108
17^829
29
1,095
898
fE.                    6
}W.                 10
247
21
74
19
	
729
311
54
20
1,356
34,600
1
389
-98
	
] 248
I
	
333
	
2,995
39,465
163
H.                 200
249
251. Standard Marine Insurance Co. Ltd	
	
250
893
130
6,032
392
12
1,270
34
9
75
67
	
528
905
35
260
904
251
1,958
— 122
—183
..
2,347
3,504
—43
1,090
-
252
208
454
94
121
1,471
10.209            11.532 1           7.478
1,900
1,651
2/714
1,276
E.                 146
253
265,466
197,893
254
9,776
6,365
17
3
26
~"11
99,364
49,006
1,976
2,241
32,041
1,048
24,957
7,888
1,242
535
8
2,404
255
	
—	
	
256
244
	
	
58
9,938
6,061
4,287
1^226
1,381
9,867
12,122
257
259. Toronto General Insurance Co. Ltd	
64,358
27,244
985
617
6
	
40,989
1,515
19,232
1,725
8,308
2,036
F.                 406
258
	
	
259
11,317
5,641
948
81,318
	
10,161
 i
260
	
~~ 7,623
	
261
—1,855
17,454
11
15,520
76
4,973
926
8,446
2,640
—25
6,983
3,204
1,616
193
24,285
15,776
-^91
3,492
105
60
3,480
4,512
852
2,376
~~-^174
—2,789
5,962
4,095
fB.          163,212
} E.                 115
11,908
262
)263
f
153,470
350
1,542
63,601
~ 1,658
2,952
868,856
559,846
87,644
143
351
35,753
278,042
57,420
265. Union Assurance Society Ltd	
266   Union Insurance Society of Canton Ltd.
815
24,020
528
119
212
1,823
987
52
891
67
8,621
6,985
89
1,649
4,223
215
295
463J417
110,257
1,069
10,371
~~1
792
164
654
158
213
78
846
13,298
1,332
273
5,487
858
160,691
5,191
3,025
17,935
24,548
10,072
13,344
5,662
74,868
119,708
6,803
25,386
81,932
1,454
9,305
11,925
69,940
57,587
2,645
104,871
174
14,544
E.                    11
264
2,295
364
275
27,420
5,751
—118
1,285
—179
21
87
172
—214
-38
889
— 1,500
84
344
932
3,546
265
266
215
104
1
74
—67
44,045
11,852
1,099
3,231
533
11,088
77,616
4,821
— 1,481
978
—3,286
1,194
1,088
366
2
11
1,570
211
21
24
66
59
__
4
167
-150
7
364
748
52
214
118
1,739
2,010
5,445
28,478
6,166
10,961
1,317
58,582
54,159
3,447
37,049
112,584
§ 12,125
1,065
25,276
20,537
—641
	
267
3
346
3,394
1,943
710
192
6,841
601
935
	
268
109
	
15
	
7,572
414
924
224
275,900
816
— 121,853
"Tiiisis
—106
409
1
—387
—28
-748
14
269
270
17,742
E.                  47
271
459
18
37
	
272
	
386
	
191
1,937
11,407
1,964
~To97
6,542
1,820
2,826
151
381
273
275. Victory Insurance Co. Ltd.
2,630
—1,844
15,180
14,313
—1,112
19
4
21
477
7,516
567
5,758
123
	
274
	
	
275
276
1
4,793
163
"—X093
35,487
85,159
2^451
45,368
108,867
8,902
21,812
1,770
818
2,023
—125
277
278
1279
f
833
23,797
3,583
—534
256
62,869
48,653
5,305
140
—1,915
551
5,748
—1,572
42
1,038
104
5,134
272
3,969
474
1
46
2,837
5,235
3,049
520
189
8,106
436
1,263
11
8,319
13,247
f B.             —404
\E.                 361
	
3
37
632
1,398
1,726
77
56,440
45,238
—73
36,571
23,897
—215
280
~599
—42
6^370
520
281
282
3,896
1,357
1,071
48
3,012            17,563
 |           4,783
1,071
1,842
1,053
2,021
3,074
58
5,248
8,418
L.S.          4,440
—3,254
284. Zurich Insurance Co.	
431,162
286,293
404
283
284
Totals for 1960.                      -
$838,674
$140,013
$3,233,140
$1,254,842
$63,080
$28,922
$9,825,782
$5,824,522
$157,759 |       $55,278
$1,659,056
$942,508
$1,020,137
$112,732 |     $416,311
$377,525
$3,897,962
$1,933,100
$349,651
$205,785
$7,095,466 | $5,781,586
$1,372,673
$113,517
$654,519 |   $382,150
$1,283,992
$362,817 |
Totals for 1959
$792,285
$128,782
$3,157,514
$1,360,118
$67,731
$6,807
$9,015,474
$5,312,875
$137,637
$17,762
$2,098,859
$49,301
$934,929
$400,317
$1,116,867
$294,221
$3,818,584
$2,289,586
$349,489
$171,110
$6,878,186
$2,681,335
$722,663
-$175,576
**wq n^A 1   4T5R ntr>
$1,043,265
1
B.—Boiler and Machinery. C.—Credit E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Live Stock.
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
S.L.—Sprinkler Leakage.
T.—Title.
W.D.—Water Damage.
W.—Windstorm and Weather.
  REPORT OF THE SUPERINTENDENT OF INSURANCE,  1960
C 75
TABLE IX.—OTHER INSURANCE (TABLE VIII)  SUMMARY
(Figures shown in nearest thousand.)
Class of Insurance
1956
1957
1958
1959
1960
Accident—
Personal accident, P..
Personal accident, L.
Public liability, P	
Public liability, L...
Employer's liability, P..
Empioyer's liability, L..
Combined accident and sickness,
P _ _. - _.
Combined accident and sickness,
Sickness, P 	
Sickness, L 	
Aircraft, P  _	
Aircraft, L 	
Guarantee, P _
Guarantee, L	
Inland transportation, P..
Inland transportation, L.
Marine, P 	
Marine, L	
Plate-glass, P   	
Plate-glass, L	
Personal property, P..
Personal property, L..
Real property, P	
Real property, L	
Theft, P  _	
Theft, L 	
Other forms, P...
Other forms, L...
Total, P...
Total, L...
$977,000
728,000
2,162,000
897,000
222,000
108,000
5,708,000
3,383,000
503,000
110,000
1,059,000
1,634,000
815,000
159,000
1,295,000
812,000
3,733,000
3,034,000
224,000
156,000
4,767,000
3,154,000
507,000
296,000
411,000
231,000
909,000
244,000
$23,292,000
14,946,000
$1,131,000
1,000,000
2,265,000
955,000
156,000
84,000
6,901,000
4,240,000
489,000
162,000
1,475,000
606,000
994,000
180,000
1,262,000
1,171,000
3,598,000
2,599,000
206,000
183,000
4,794,000
4,569,000
432,000
5,572,000
456,000
290,000
1,000,000
417,000
$25,159,000
22,028,000
$807,000
470,000
2,820,000
1,020,000
93,000
73,000
8,240,000
4,856,000
155,000
59,000
1,791,000
930,000
856,000
340,000
1,207,000
717,000
3,086,000
2,492,000
237,000
152,000
5,981,000
3,425,000
911,000
-3,173,000
551,000
385,000
1,312,000
359,000
$28,047,000
12,105,000
$792,000
129,000
3,158,000
1,360,000
68,000
7,000
9,015,000
5,313,000
138,000
18,000
2,099,000
49,000
935,000
400,000
1,117,000
294,000
3,819,000
2,290,000
349,000
171,000
6,878,000
2,681,000
723,000
— 176,000
629,000
329,000
1,042,000
403,000
$30,762,000
13,268,000
$839,000
140,000
3,233,000
1,255,000
63,000
29,000
9,826,000
5,825,000
158,000
55,000
1,659,000
943,000
1,020,000
113,000
416,000
378,000
3,898,000
1,933,000
350,000
206,000
7,095,000
5,782,000
1,373,000
114,000
655,000
382,000
1,284,000
363,000
$31,869,000
17,518,000
Printed by A. Sutton, Printer to the Queen's Most Excellent Majesty
in right of the Province of British Columbia.
1961
1,260-761-3378
 

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