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Forty-fifth Annual Report of the SUPERINTENDENT OF INSURANCE 1956 (Business Transacted in 1955) British Columbia. Legislative Assembly 1957

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Full Text

 PROVINCE OF BRITISH COLUMBIA
Forty-fifth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1956
(Business Transacted in 1955)
VICTORIA, B.C.
Printed by Don McDiarmid, Printer to the Queen's Most Excellent Majesty
1956  To His Honour Frank Mackenzie Ross, C.M.G., M.C.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Forty-fifth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1955.
ROBERT W. BONNER,
A ttorney-General.
Victoria, B.C., July 3rd, 1956. TABLE OF CONTENTS
Page
Report of Superintendent of Insurance     5
List as at June 30th, 1956—
Insurers Licensed  7
Fraternal Benefit Societies Licensed under the "Insurance Act"  36
Names of Insurers Licensed since December 31st, 1955  37
Names of Insurers Which Have Ceased Business since December 31st, 1955  38
Reciprocal Exchanges Granted Permits  38
Underwriters' Agencies Licensed  38
Societies (Incorporated under the "Societies Act") Licensed under the "Insurance Act "  3 8
Annual Statements of Provincial Licensees—
B.C.F.G. Mutual Hail Insurance Company  39
British Columbia Insurance Company  40
British Columbia Plate Glass Insurance Company  41
British Pacific Insurance Company  42
Fruit Growers Mutual Insurance Company  43
Mutual Fire Insurance Company of British Columbia  44
North West Mutual Life Assurance Company  45
Pacific Automobile and Fire Insurance Company  47
Pacific Coast Fishermen's Mutual Marine Insurance Company  48
Roberts Mutual Fire Insurance Company  50
Royal General Insurance Company of Canada  51
Tables
Life Insurance—
I. Business of 1955  53
II. Summary, 1951-55  53
Fire Insurance—
III. Business of 1955  55
IV. Summary, 1951-55  58
Automobile Insurance—
V. Business of 1955  59
VI. Summary, 1951-55  62
Miscellaneous Classes of Insurance—
VII. Business of 1955  63
VIII. Summary, 1951-55  71 Report of the Superintendent of Insurance
Department of Insurance,
Victoria, B.C., July 3rd, 1956.
The Honourable Robert W. Bonner, O.C.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the "Insurance Act," I beg to submit the Forty-fifth Annual
Report of the Department of Insurance covering the year ended December 31st, 1955.
At that date 360 insurers were licensed under the Act to transact business. The
following summary indicates the origin of the insurers, how many held only Provincial
licences, and how many had Federal registry in addition to a Provincial licence:—
Where Incorporated
Provincial
Licence
Federal
Registry
Total
British Columbia..
Other Provinces—
Canada	
Great Britain_
Australia	
Belgium	
Denmark	
France 	
Hong Kong.	
India 	
Italy-
11
5
6
1
1
New Zealand...
Norway...	
Sweden 	
Switzerland.....
United States-
Totals.
28
13
86
78
2
1
4
3
2
1
3
1
1
4
133
332
11
18
86
84
3
1
1
4
4
2
1
3
1
1
5
135
360
The comparative figures are tor 1954, 361, and 1953, 357.
Five new insurers were licensed during the year. These are as follows: Fruit
Growers Mutual Insurance Company, Michigan Mutual Liability Company, North Pacific
Insurance Company Limited, Pacific Automobile & Fire Insurance Company, and Transport Indemnity Company.
Two new reciprocal exchanges obtained permits, being Retail Lumbermen's Inter
Insurance Exchange and Truck Insurance Exchange.
Six insurers ceased to transact business in the Province during the year, and these
were American Union Insurance Company, Arex Indemnity Company, British & European Insurance Company Limited, Caledonian American Insurance Company, Overseas
Assurance Corporation Limited, and Stanstead & Sherbrooke Insurance Company.
A complete list of insurers will be found on pages 7 to 38. A similar list, made
up to December 31st, 1955, was printed for circulation and published in The British
Columbia Gazette. For the purposes of convenience the present list is made up to June
30th, 1956, so that it includes insurers licensed since December 31st, 1955, and shows
the classes of insurance for which all insurers are now licensed.
On analysis the list shows that 51 companies (exclusive of fraternal societies) were
licensed for life insurance, 244 for fire insurance, 212 for automobile insurance, and 107
for marine insurance. These figures cover only the major classes of insurance, and it
should be understood that the same company may be licensed, for example, for fire,
automobile, and marine insurance. B 6
BRITISH COLUMBIA
The annual statements of the companies holding Provincial licences only are set
forth at length on pages 39 to 51.
There were six underwriters' agencies licensed under the Act, and the list appears
on page 38.
The number of insurance agents' and salesmen's licences issued for the year 1955 is
given below, together with a comparative table for the previous four years:—
Licences Issued to-
1955
1954
1953
1952
1951
Life insurance agents	
Other than life insurance agents..
Insurance salesmen	
Insurance adjusters-
Employees of insurance adjusters-
Totals  	
1,644
1,617
903
48
70
1,611
1,576
908
49
71
1,559
1,531
994
53
82
1,442
1,521
987
54
76
1,401
1,526
1,045
59
69
4,282
4,215
4,219
4,080
4,100
The number of real-estate agents' and salesmen's licences issued under the " Real-
estate Agents' Licensing Act" for the year 1955-56, in comparison with the previous
four years, is as follows:—
Licences Issued to—
1955-56
1954-55
1953-54
1952-53
1951-52
990
2,932
997
2,593
985
2,413
952
2,025
1,003
1,857
Totals.         	
3,922
3,590
3,398
2,977
2,860
I have the honour to be,
Sir,
Your obedient servant,
S. W. TAYLOR,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
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pqpaUUOUUfefelJH: REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955 B 39
Annual Statements of Provincial Licensees
B.CF.G. MUTUAL HAIL INSURANCE COMPANY
Head Office—Kelowna, B.C.
Directors
E. M. Tait. C. E. Bentley. C. M. Nettleton.
C. W. Husband. J. B. M. Clarke. D. P. Fraser.
E. A. Titchmarsh.
E. A. Titchmarsh, President.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds (book value)   ____ $13,946.25
Cash on hand and in banks  45,027.38
Interest due and accrued   __ 357.50
Premiums uncollected prior to October 1st, 1955  2,902.85
Office furniture and equipment  2,441.50
Automobile   2,068.12
Amount due from reinsurance on losses paid  45,751.39
Accounts receivable  347.12
$112,842.11
Deduct assets not admitted—
Office furniture and equipment        $2,068.12
Automobile          2,441.50
Agents' balances prior to October 1st, 1955         2,902.85
         7'412-47
$105,429.64
Liabilities
Expenses due and accrued  $300.00
Outstanding cheques       77,367.99
$77,667.99
Guarantee stock—
Authorized     $50,000.00
Subscribed        16,820.00
Paid up     $ 16,820.00
Reserve Fund        25,271.47
$42,091.47
Deficit in Profit and Loss Account       14,329.82
       27,761.65
$105,429.64
—
Profit and Loss Account
Premiums earned (net)        $164,986.32
Claims incurred (net)   $142,829.58
Adjustment expenses          5,229.88
Commissions        11,721.33
Taxes   498.50
Salaries, fees, travelling expenses        13,528.22
All other expenses        4,223.13
     178,030.64
Underwriting loss      $13,044.32
Other revenue—Interest earned       $1,612.35
Sundry   5.00
■         1,617.35
Net loss      $11,426.97
Returns for British Columbia
(See page 63.) B 40
BRITISH COLUMBIA
BRITISH COLUMBIA INSURANCE COMPANY
Head Office—Vancouver, B.C.
F. A. Griffiths.
C. G. Hobson.
Directors
W. Hi Molyneux.
K. B. Mossop.
C. G. Hobson, President.
A. S. Llewelyn.
J. D. Christie.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds and debentures (book value)
Cash on hand and in banks	
Accrued interest 	
  $86,754.76
  2,631.25
  600.04
Reinsurance balances (affiliated companies)   85,043.71
Loans receivable (affiliated company)   80,000.00
Income tax—Refund overpayment   3,479.83
Deduct assets not admitted—Deficiency of market under book value of bonds
Liabilities
Provision for unpaid claims	
Reserve for unearned premiums (net, at 80 per cent) ....
Expenses due and accrued 	
Taxes due and accrued 	
$258,509.59
394.42
$258,115.17
$18,796.57
43,319.27
450.00
7,741.42
$70,307.26
Capital stock—
Authorized—■
Common  $400,000.00
Preferred   100,000.00
Subscribed   221,945.00
Paid up
Surplus  	
$111,177.50
76,630.41
187,807.91
$258,115.17
Premiums earned (net)
Claims incurred (net) ...
Commissions 	
Taxes 	
Profit and Loss Account
Salaries, fees, and travelling expenses
All other expenses	
$39,207.59
38,938.90
13,509.44
501.00
42.91
Underwriting profit
Other revenue—
Interest earned 	
Decrease in deficiency of market under book value of
securities 	
Other expenditure—
Australian Federal taxes	
Income and excess-profits taxes
$5,481.68
859.72
$3,731.23
2,240.15
Net profit
Returns for British Columbia
(See page 63.)
$6,341.40
5,971.38
5110,912.59
92,199.84
$18,712.75
370.02
$19,082.77 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
B 41
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY
Head Office—Vancouver, B.C.
J. S. Adam.
S. Robinson.
Directors
F. G. Syder.
W. J. Albutt, President.
W. J. Albutt.
E. A. Albutt.
Statement for the Year Ended December, 31st, 1955
Assets
Mortgage loans on real estate	
Bonds and debentures (book value)
Cash on hand and in banks	
Interest accrued 	
Agents' balances 	
Liabilities
Reserve for unearned premiums (net, at 80 per cent) ....
All other liabilities 	
Capital stock—
Authorized 	
Subscribed and paid up 	
Surplus  	
Premiums earned (net)
Claims incurred (net) _
Commissions 	
Taxes 	
Profit and Loss Account
Salaries, fees, and travelling expenses
Other expenses 	
Underwriting loss 	
Other revenue—Interest earned
Net profit 	
$25,000.00
$29,748.55
13,838.01
1,252.29
920.00
168.60
Returns for British Columbia
(See page 63.)
$20,000.00
48,752.12
521.93
739.96
1,121.44
$71,135.45
$44,623.93
117.71
10,000.00
16,393.81
$71,135.45
$43,324.44
45,927.45
$2,603.01
3,054.37
$451.36 B 42
BRITISH COLUMBIA
BRITISH PACIFIC INSURANCE COMPANY
Head Office—Vancouver, B.C.
Harold J. Bailey.
Brenton S. Brown.
Ronald L. Cliff.
Directors
George C. Cunningham.
Thomas S. Dixon.
Donald McAlister.
John H. McMahon.
Harry J. Seed, President.
George R. Parsons.
Harry J. Seed.
H. W. F. Tingley.
Statement for the Year Ended December, 3 1st, 1955
Assets
Bonds and debentures (book value)
Cash on hand and in banks 	
Accrued interest 	
Agents' balances 	
Furniture and fixtures ._
Incorporation expense
Prepaid expenses, supplies, etc.
Leasehold improvements 	
Income-tax refund (estimated)
Cash surrender, life insurance .
Deduct assets not admitted-
Furniture and fixtures-
Incorporation expense
Prepaid expenses
Leasehold improvements
Agents' balances 	
$22,101.83
4,625.23
9,645.00
1,770.74
1,860.11
$431,967.81
34,800.26
4,218.39
25,697.03
22,101.83
4,625.23
9,645.00
1,770.74
19,728.53
1,102.90
$555,657.72
40,002.91
Total admitted assets..
Liabilities
Provision for unpaid claims	
Adjustment expenses 	
Reserve for unearned premiums..
Expenses due and accrued	
Taxes due and accrued	
Reinsurance premiums 	
Accounts payable 	
Premiums received in advance—
Capital stock—
Authorized
Subscribed
Paid up 	
$1,000,000.00
268,400.00
$515,654.81
$98,235.00
2,957.50
149,041.06
32,526.20
22,271.41
2,712.32
3,011.44
10,439.72
Deficit in Profit and Loss Account.
$200,000.00
5,539.84
$321,194.65
194,460.16
$515,654.81
Premiums earned (net).
Claims incurred (net)...
Adjustment expenses _
Commissions 	
Taxes 	
Profit and Loss Account
Salaries, fees, and travelling expenses
Other expenses 	
$1,019,434.60
$443,896.26
18,638.72
266,623.43
22,693.20
178,925.24
135,189.92
1,065,966.77
Underwriting loss
$46,532.17 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955 B 43
Brought forward       $46,532.17
Other revenue—
Interest earned   $15,581.34
Adjustment by amortization  177.99
Profit on sale of securities  2,712.92
Miscellaneous    348.06
Income-tax adjustment (estimated)  8,732.43
     $27,552.74
Other expenditure—
Provision for depreciation       $5,786.70
Leasehold improvements written off  897.37
6,684.07
         20,868.67
Net loss        $25,663.50
Returns for British Columbia
(See page 63.)
FRUIT GROWERS MUTUAL INSURANCE COMPANY
Head Office—Kelowna
Directors
E. M. Tait. C. E. Bentley. C. M. Nettleton.
C. W. Husband. J. B. M. Clarke. D. P. Fraser.
E. A. Titchmarsh.
E. A. Titchmarsh, President.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds and debentures (book value)   $98,177.50
Cash on hand and in banks  4,125.72
Accrued interest   974.58
Agents' balances   3,711.37
Due from insurance companies   51.98
Reinsurance companies   2,547.95
Furniture and fixtures   2,004.42
$111,593.52
Deduct assets not admitted—Furniture and fixtures         2,004.42
$109,589.10
Liabilities
Provision for unpaid claims   $1,502.42
Reserve for unearned premiums (net, at 80 per cent)  2,854.08
Expenses due and accrued   1,081.72
Borrowed money   41,423.94
Reinsurance  premiums    4,467.16
All other liabilities  881.73
Guaranteed stock—
Authorized     $500,000.00
Subscribed       75,750.00
$52,211.05
Paid up     $75,750.00
Deficit in Profit and Loss Account       18,371.95
57,378.05
$109,589.10 B 44
Premiums earned (net)
Claims incurred (net) _
Taxes  	
BRITISH COLUMBIA
Profit and Loss Account
Salaries, fees, and travelling expenses
All other expenses 	
$1,502.42
185.75
4,336.81
5,634.16
$1,427.06
Less commissions
$11,659.14
.(Credit)        1,309.87
Underwriting loss 	
Other revenue—Interest earned  :...:	
Other expenditure—Organization expense
$1,333.69
10,783.43
Net loss
10,349.27
$8,922.21
9,449.74
$18,371.95
Returns for British Columbia
(See pages 56 and 60.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA
Head Office—Vancouver, B.C.
E. E. Townsley.
L. T. Beharrell.
H. E. Burr.
J. T. Oliver.
L.T
Directors
W. J. Park.
H. Bose.
L. Gilmore.
R. Appleby.
Beharrell, President.
H. S. Berry.
W. MacNair.
C. E. Newby.
R. U. Hurford.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds and debentures (book value)
Cash on hand and in banks 	
Interest accrued 	
Agents' balances and premiums uncollected (net, commission deducted).
Sundry receivables and unemployment insurance stamps 	
Furniture and fixtures 	
Deferred commissions  	
$159,888.41
130.00
1,493.96
6,102.02
105.49
243.91
9,612.92
$177,576.71
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1955..
Furniture and fixtures 	
Deferred commissions 	
$961.52
243.91
9,612.92
10,818.35
$166,758.36
Liabilities
Provision for unpaid claims 	
Reserve of unearned premiums (net, at 100 per cent) —
Expense due and accrued	
Borrowed money  	
Taxes due and accrued  .	
Return premiums and balance due agents
Reinsurance premiums	
Statutory reserve fund	
Surplus   —--	
$100.00
45,007.41
26.58
7,241.61
585.00
1,763.39
10,238.86
20,500.00
81,295.51
$166,758.36 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
Profit and Loss Account
Premiums earned (net)
Claims incurred (net) .
Adjustment expenses
Commissions   	
Taxes 	
Salaries, fees, and travelling expenses
All other expenses 	
$15,129.09
247.83
9,931.18
311.20
18,796.53
10,109.74
Underwriting loss
Other revenue—
Interest earned 	
Commissions earned ...
$4,820.00
538.04
Other expenditure—Income and excess-profits taxes .
Net profit  	
Returns for British Columbia
(See page 57.)
$5,358.04
938.96
B 45
$51,598.16
NORTH WEST MUTUAL LIFE ASSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
C. W. Goodrich. G. Biddle. R. Brade.
J. M. McNab. A. M. Lester. S. Garvin.
R. P. Bingham. S. E. Raymer. F. D. Pratt.
C. W. Goodrich, President.
54,525.57
$2,927.41
4,419.08
$1,491.67
Statement for the Year Ended December, 31st, 1955
Assets
Real estate (book value)  	
Mortgage loans on real estate	
Bonds and debentures (book value)
Book value of stocks 	
Cash on hand and in banks 	
Agents' balances
Secured loans on company's policies in force
All other ledger assets 	
Total ledger assets at book value	
Add excess of total authorized value over total book value.
Interest accrued 	
Premiums due, uncollected, or deferred (net).
Deduct assets not admitted—Agents' balances-
Sundries 	
Total admitted assets
$6,523.54
1,090.00
$12,872.09
62,150.85
197,232.11
16,462.50
17,498.41
6,523.54
4,592.93
1,130.00
$318,462.43
5,906.04
$324,368.47
2,961.96
47,881.57
$375,212.00
7,613.54
$367,598.46 B 46
BRITISH COLUMBIA
Liabilities
Reserve under assurance, annuity, and other contracts in force (net).
Liability for admitted claims under contracts (net) 	
Received from policyholders in advance	
Taxes due and accrued 	
Salaries, rents, and office expenses due and accrued
Agents' credit balances  	
Premiums paid in advance	
Surplus  	
$339,025.64
4,000.00
286.81
2,141.95
265.15
62.87
322.33
21,493.71
$367,598.46
Income
Premium income (net) 	
Interests, dividends, and rents 	
Assessment—Special group 	
Gross increase adjustment, ledger assets-
Miscellaneous income 	
Gross profit on sale, ledger assets	
$107,097.72
12,699.94
28,265.89
180.65
60.21
1,327.93
$149,632.34
Disbursements
Disbursements under assurance and annuity contracts (net).
Taxes, licences, and fees
Head Office expenses—Salaries, directors' fees, audit fees, travelling expenses, rent, miscellaneous    _.	
Agency expense
All other expenses—Telephone, medical fees, postage, printing and stationery, miscellaneous   _.	
Interest 	
Gross decrease adjustment, ledger assets	
Excess of income over disbursements	
$67,291.83
2,439.89
19,995.97
20,945.05
4,422.76
1.15
4.10
34,531.59
$149,632.34
Returns for British Columbia
(See page 53.) REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955 B 47
PACIFIC AUTOMOBILE AND FIRE INSURANCE COMPANY
Head Office—Vancouver, B.C.
Directors
A. H. Ray. I. B. Quinn. R. D. J. Guy.
K. G. McAndless. R. V. Kirkby.
A. H. Ray, President.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds and debentures (amortized book value)   $109,099.50
Cash on hand and in banks  37,690.57
Interest accrued   1,150.00
Agents' balances  22,635.09
Incorporation expense   2,602.08
$173,177.24
Deduct assets not admitted—
Deficiency of market under book value of bonds         $549.50
Incorporation expense         2,602.08
3,151.58
$170,025.66
Liabilities
Provision for unpaid claims  $950.00
Adjustment expenses   100.00
Reserve for unearned premiums   3,872.69
Expenses due and accrued  750.00
Taxes due and accrued  156.34
Reinsurance premiums  .  10,935.91
Return premiums and balances due agents  5,431.30
Capital stock—
Authorized    $300,000.00
Subscribed      150,000.00
$22,196.24
Paid up   $ 150,000.00
Deficit in Profit and Loss Account        2,170.58
     147,829.42
$170,025.66
Profit and Loss Account
Premiums earned (net)        $1,320.16
Claims incurred (net)  .  $950.00
Adjustment expenses (net)   100.00
Commissions   (Credit) 2,571.60
Taxes   106.34
Salaries, fees, and travelling expenses  750.00
Other expenses   1,496.57
831.31
Underwriting profit   $488.85
Other revenue—Interest earned  $542.15
Other expenditure—Income and excess-profits tax  50.00
  492.15
Net profit         $981.00 B 48
J. H. Johnson.
M. Berg.
L. Wilman.
G. Phillips.
H. Tobiason.
G. Dal Sicco.
BRITISH COLUMBIA
Directors
M. Nielson.
W. Emerson.
M. Martinolich.
O. Moan.
E. Wick.
R. Pallant.
M. Pederson, President.
Statement for the Year Ended December, 31st, 1955
Assets
Mortgage loans on real estate .
Bonds and debentures	
Book value of stocks	
Cash on hand and in banks	
INS!
JRANCE COMPANY
J. Person.
J. Daly.
I. Johansen.
M. Pederson.
H. Soderholm.
F. Cole.
[, 31
st, 1955
Cash in depositories, other than chartered banks (credit unions)_
Accrued interest 	
Agents' balances and premiums uncollected (net, commission deducted).
Amount due from reinsurance on losses already paid	
Office furniture and fixtures	
Deferred charges 	
Deduct assets not admitted—
Agents' balances, prior to October 31st, 1955  $6,443.26
Office furniture and fixtures  2,184.12
Deferred charges   5,560.65
Investments   3,490.00
$5,850.00
142,893.26
990.00
3,163.46
12,614.17
2,333.40
27,893.70
2,137.28
2,184.12
5,560.65
$205,620.04
17,678.03
Liabilities
Provision for unpaid claims	
Reserve of unearned premiums (net, at 80 per cent)	
Reinsurance premiums 	
Return premiums 	
Contingency reserves 	
Sundry accounts payable	
Reserve for lay-up periods	
Outstanding cheques 	
Stock, guaranteed—
Authorized 	
Subscribed 	
Paid up 	
Reserve Fund	
Surplus  	
$187,942.01
$9,500.00
62,212.49
16,070.86
3,211.04
17,068.18
583.42
18,000.00
1,720.93
$25,000.00
13,200.00
13,200.00
8,500.00
37,875.09
$187,942.01
Profit and Loss Account
Premiums earned (net)  $113,674.70
Claims incurred (net)     $48,354.08
Adjustment expenses (net).
Taxes  J ZLZ—
Salaries, fees, and travelling expenses..
All other expenses	
2,677.95
339.80
16,796.28
10,199.67
78,367.78
Underwriting profit
$35,306.92 Other revenue—
Interest earned 	
       $6,525.09
$7,318.47
3,773.77
Profit on sale of securities    . .
            434.45
Other revenue    . ..      ....
            358.93
Other expenditure—
Bad debts written off      .   .
            $438.54
Contingency reserve increase	
           1,170.85
Lay-up reserve increase        .
         2,164.38
3,544.70
Net profit 	
$38,851.62
Returns for British Columbia
(See page 67.)
4 B 50
BRITISH COLUMBIA
ROBERTS MUTUAL FIRE INSURANCE COMPANY
Head Office, Abbotsford, B.C.
F. R. Klassen.
H. Hildebrand.
I. J. Friesen.
Directors
E. D. Schroeder.
J. J. Warkentin.
H. D. Epp.
F. R. Klassen, President.
J. Penner.
C. A. Thiessen.
J. H. Wiebe.
Statement for the Year Ended December, 31st, 1955
Assets
Amortized book value of bonds and debentures...
Cash on hand and in banks	
Accrued interest 	
Agents' balances 	
Incorporation expense	
Prepaid expense 	
$5,000.00
3,555.32
48.44
770.86
544.09
2,000.27
Deduct assets not admitted—
Agents' balances prior to October 1st, 1955..
Incorporation expense 	
Prepaid expense	
$291.76
544.09
2,000.27
Liabilities
Reserve for unearned premium (net, at 80 per cent)	
Expenses due and accrued	
Return premiums 	
$11,918.98
2,836.12
$9,082.86
$5,334.06
379.37
113.93
Guarantee stock—
Authorized .	
Subscribed 	
Paid up 	
Reserve Fund 	
$100,000.00
2,400.00
Deficit in Profit and Loss Account.
$285.00
4,000.00
$4,285.00
1,029.50
Profit and Loss Account
Premiums earned (net).
Claims incurred (net)..
Commissions 	
Taxes 	
Salaries, fees, and travelling expenses..
All other expenses	
$250.00
1,223.45
21.00
482.16
416.03
Underwriting profit
Other revenue—
Interest earned 	
Entrance fees 	
$215.60
51.75
Returns for British Columbia
(See page 57.)
$5,827.36
3,255.50
$9,082.86
■,432.76
2,392.64
$2,040.12
267.35
$2,307.47 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
B 51
ROYAL GENERAL INSURANCE COMPANY OF CANADA
Head Office—Vancouver, B.C.
John R. Boyd.
J. R. Cooney.
Albert R. Jube.
Directors
F. E. Chadwick.
T. S. Dixon.
Win. F. Foster.
F. W. Sullivan.
John R. Cooney, President.
Breinton S. Brown.
F. O. Hodgson.
Wm. B. Rearden.
Statement for the Year Ended December, 31st, 1955
Assets
Bonds and debentures (amortized book value)  $404,536.14
Cash on hand and in banks  39,031.74
Interest accrued   2,945.21
Agents' balances and premiums uncollected (net, commission deducted)  39,868.97
Amount due from reinsurance on losses already paid  11,384.85
Liabilities
Expenses due and accrued
Taxes due and accrued	
Reinsurance premiums	
Capital stock—
Authorized 	
Subscribed 	
Paid up 	
Surplus  	
$497,766.91
$175.00
3,805.86
39,868.97
51,000,000.00
100,000.00
Salaries, fees, and travelling expenses.
All other expenses	
Taxes 	
Profit and Loss Account
Underwriting loss 	
Other revenue—Interest earned	
Other expenditure—
Income and excess-profits taxes.
Investment expenses
Adjustments, income tax, 1954	
Decrease in amortized value of investments
Net profit
$4,705.86
128.98
2,665.56
367.72
$12,880.70
7,868.12
100,000.00
353,917.08
$497,766.91
$2,359.52
364.74
15.00
$2,739.26
5,012.58
$2,273.32
Note.—The entire business of this insurer is reinsured.  TABLE I.—TABLE OF LIFE INSURANCE RETURNS FOR 1955
(Figures shown in nearest dollar.)
B 53
Insurer
Premium Income
.Assurance
Annuities
Sinking
Fund
Payments
Disbursements
Assurance
On Death
or
Maturity
On Surrender, for
Disability,
Dividends,
etc.
Annuities
To
Annuitants
On Death,
Surrender,
etc.
Exhibit of Policies
In Force,
Jan.1,
1955
New
Issued
In Force,
Dec. 31,
1955
Aetna Life Insurance Co.
Beacon Insurance Co. Ltd.	
Canada Life Assurance Co.	
Commercial Life Assurance Co. of Canada-
Commercial Union Assurance Co. Ltd.
Confederation Life Association	
Continental Assurance Co.
Continental Life Insurance Co-
Co-operative Life Insurance Co-
Crown Life Insurance Co.	
Cuna Mutual Insurance Society.
Dominion Life Assurance Co.	
Ordinary-
Group	
Ordinary-
Ordinary—
Group	
Ordinary-
Group	
Ordinary—.
Ordinary-
Group	
Ordinary-
Group	
Ordinary—.
Group	
Ordinary-
Group	
Ordinary-
Group	
Ordinary-
Group	
Ordinary—
Group.
Dominion of Canada General Insurance Co. f Ordinary—
/ Group	
T. Eaton Life Assurance Co. ( Ordinary—
1 Group	
Empire Life Insurance Co. ,  j Ordinary—
j Group	
Equitable Life Assurance Society of the United f Ordinary-
States  1 Group 	
Equitable Life Insurance Co. of Canada Ordinary-
Excelsior Life Insurance Co. ( Ordinary.
\ Group	
Fidelity Life Assurance Co.    Ordinary...
Great-West Life Assurance Co ( Ordinary—
/ Group	
Imperial Life Assurance Co. of Canada f Ordinary ...
) Group	
John Hancock Mutual Life Insurance Co. ( Ordinary—
j Group	
Life Insurance Co. of Alberta    Ordinary—.
f Ordinary-
London Life Insurance Co. j ^ Industrial-
[ Group	
Loyal Protective Life Insurance Co.  Ordinary-
Manufacturers Life Insurance Co. f Ordinary ...
/ Group	
C Ordinary-
Metropolitan Life Insurance Co J Industrial-
( Group	
Ministers Life and Casualty Union  Ordinary-
Minnesota Mutual Life Insurance Co.  Ordinary-
Monarch Life Assurance Co.  Ordinary-
Montreal Life Insurance Co f Ordinary—
) Group	
Mutual Life Assurance Co. of Canada \ Ordinary—
) Group	
Mutual Life Insurance Co. of New York (Ordinary—
) Group	
National Life Assurance Co. of Canada f Ordinary—
) Group	
New York Life Insurance Co. f Ordinary—
) Group	
North American Life and Casualty Co. f Ordinary—
) Group	
North American Life Assurance Co. f Ordinary—
) Group	
North West Mutual Life f Ordinary	
Assurance Co. -{ Group
j Special Assessment Group—
Northern Life Assurance Co f Ordinary—
j Group	
Norwich Union Life Insurance Society. Ordinary-
Occidental Life Insurance Co. of California f Ordinary—
) Group	
Paul Revere Life Insurance Co. f Ordinary—
) Group	
Prudential Assurance Co. Ltd . f Ordinary...
/ Group	
f Ordinary-
Prudential Insurance Co. of America -| Industrial-
| Group	
Royal Insurance Co. Ltd f Ordinary—
} Group	
Sovereign Life Assurance Co. of Canada Ordinary-
Standard Life Assurance Co f Ordinary—
) Group-	
Sun Life Assurance Co. of Canada f Ordinary—
) Group .. -
Travelers Insurance Co. f Ordinary—
) Group	
United Benefit Life Insurance Co f Ordinary—
) Group	
Western Life Assurance Co  Ordinary-
Totals for 1955	
Totals for 1954	
$145,239
136,161
27,062
1,898 932
359*165
59,493
303
99
1,734,517
119,075
43,404
~250,322
Nil
78,183
23,995
1,257,056
264,872
23,076
410,635
1,143,826
10,588
81,527
Nil
119,787
11,571
168,762
15,698
21,505
208,463
681,993
840
163,345
2,580,692
224,803
1,049,968
66,776
235
464
605
3,109,547
719,786
275,176
14,457
1,835,213
8,433
2,651,376
1,703,801
263,393
8,138
470
852,408
231,559
5,741
3,916,714
60,374
192,662
Nil
195,957
1,351
730,577
41,558
114,132
10,696
2,065,777
31,059
104,168
2,930
28,266
50,619
1,454
134,417
318,515
17,900
210
Nil
335,555
956
1,995,168
575,111
132,976
209,019
1,591
210,007
287,054
60,188
3,648,253
1,229,954
278,092
167,320
44,702
465
45,893
$31,391
1,043
258,343
67,408
378
5,693
180,718
56,467
7,796
Nil
25,547
136,767
282,728
70,357
7,293
10,304
Nil
15,352
2,537
572
10,164
54,729
7,099
~47093
116,456
111,411
132,104
51,778
53,678
58]965
89,027
61,910
281
1457l84
110,325
8,541
43,561
305,772
74,443
208
Nil
57,916
1,766
L543
2107996
821,971
759
676
57
Nil
23,315
34,075
940
767556
100
28,625
J229,626
936,722
268,797
565,061
2,604
623
$157
Nil
Nil
Nil
Nil
$42,304,175 j $5,863,085
$157
$38,853,573
$4,411,458
$76,118
94,100
541,704
186,131
25,654
412,005
69,117
7,576
4,000
64,391
Nil
5,126
4,688
337,754
145,416
253,547
221,278
1,500
25,885
Nil
9,814
4,000
37,956
14,878
28,160
32,725
120,754
I 8,990
756,247
113,852
345,375
29,500
103
523,210
52,311
145,134
497,157
2,905
536,334
266,772
108,275
1,000
201,633
21,308
985,991
11,839
314,166
Nil
55,576
2297996
7,970
5,024
3,096
454,561
5,000
36,888
1,048
27,000
26,845
1,000
13,947
68,941
21,284
~~n1T
29,986
432,978
282,387
92,700
49,023
627834
40,385
41,000
992,394
538,405
264,412
98,275
8,561
$52,494
2,743
461,387
23,734
12,417
438
500,595
713
3,130
39,593
Nil
4,208
2,156
181,792
12,009
2,360
105,851
241,731
14422
Nil
8,711
34,982
8,924
4,572
33,727
110,604
176
33,868
731,962
652
319,844
56,527
27
794,457
185,352
72,859
2,388
501,438
839,087
564,264
71,099
1,058
205,924
32,715
1,211,857
13,099
66,277
Nil
43,145
271,472
264
4,902
5937456
175
2,356
21,906
18
5,925
24,509
Nil
100,678
6437645
279,052
48,000
125,877
457503
40,624
640
1,125,839
417,308
54,713
2,000
191
30,629
$542
9,549
1,200
107,270
13,075
2,280
123,720
30
3,181
Nil
43,061
52,785
32,046
5,010
904
Nil
2,692
490
eTioi
2,181
9,001
2,310
600
100,077
61,509
25,378
27,329
1,331
51,708
1,320
11,053
44
137,673
34,116
1,518
17,536
168,137
14,709
~NiT
4,232
8,247
48,455
7,476
840
Nil
20,100
57l94
"127243
36,280
43.307
68,179
192,702
132,806
1,444
$2,767
95,664
8,402
9,051
52,710
12,436
9,761
Nil
3Tl
127,677
21,920
22,946
1,352
3,692
Nil
2,303
~121
~16
~582
12,692
~478
62,988
23,052
39,031
10,323
52,358
2,660
25,603
1,309
34,508
8,932
16,156
124,507
12,499
210
Nil
2,253
~5i522
241,651
136,954
21
251
Nil
3,723
965
4
"3^822
53,139
57,362
74,236
97,675
48,017
$11,537,895 |$11,450,750 | $1,653,271 | $1,530,389
$11,697,565 |$10,344,456
$1,468,520
$1,674,099
$5,516,220
15,224,337
1,333,643
69,543,106
24,505,500
2,500,572
39,788
73,661,252
14,151,165
1,407,730
8,591,273
Nil
2,443,418
2,323,167
53,224,797
35,748,915
1,139,343
46,735,257
40,979,919
802,508
3,040,722
Nil
4,097,169
5,865,063
107,750
297,779
3,197,500
7,867,333
23,332,972
36,500
6,181,655
111,739,166
18,360,620
38,672,277
4,321,356
4,800
43,910
145,462]026
20,284,867
36,183,775
451,741
60,681,485
577,000
103,699,228
39,965,304
28,858,301
345,000
38,186,419
10,009,677
263,620
154,150,154
13,424,714
5,729,153
Nil
8,547,955
69,000
24,237,056
3,202,289
4,045,449
768,735
73,978,168
3,060,364
2,315,569
87,510
583,500
2,922,386
23,500
3,380,052
30,685,989
1,097,983
6,860
Nil
8,354,569
104,000
61,649,570
12,230,330
14,933,262
7,161,337
170,000
9,220,970
10,517.880
6,356,850
139,647,258
87,806,782
12,136,993
23,543,856
1,207,608
68,000
1,716,615
$805,680
499,000
1,022,277
14,084,262
2,670,375
404,779
6,807,853
1,920,500
688,766
2,272,271
Nil
826,154
9,583,084
16,574,100
261,564
475,143
5,554,280
687,592
1,004,453
Nil
401,273
6,090,500
1,039,194
56.400
164,992
2,652,496
3,790,553
22,400
1,075,076
16,122,412
3,948,716
7,011,462
703,438
24,020,548
1,173,694
2,012,875
1,000
10,594,793
308,000
19,167,656
310,435
2,094,478
53,100
21,840
6,943,365
2,007,672
22,646,211
2,166,678
2,758,921
Nil
3,034,745
482,000
6,834,400
4,941,751
2,488,412
1,676,145
11,432,897
809,665
481,185
257,750
490466
1,011,820
7,359,378
225,051
6,000
Nil
2,701,955
9,722,968
596,917
514,620
944,624
1,018,639
2,285,51T
175,100
23,313,206
24,853,087
2,300,400
4,270,400
930,764
~4927842
$6,013,089
17,359,130
2,231,415
79,634,319
27,490,375
2,609,154
39,788
76,913,742
20,176,443
1,837,715
10,207,937
Nil
2,940,257
2,520,645
59,907,037
53,573,108
1,361,015
58,635,545
43,826,436
1,470,858
3,739,655
Nil
4,361,125
6,042,000
6,481,681
98,750
317,350
4,551,760
9,910,154
25,477,877
96,169
6,724,591
121,543,234
25,330,173
43,805,067
3,903,848
4,800
43,619
163,274,910
20,424,511
42,706,102
436,702
67,703,165
860,000
117,910,063
38,659,607
30,877,110
373,500
21,840
41,852,337
11,159,680
259,337
170,692,996
17,504,503
7,224,779
Nil
10,904,454
546,900
28,116,396
9,199,540
5,734,381
2,194,646
88,050,217
3,471,833
2,394,442
298,730
556,000
2,969,982
22,500
4,134,394
34,960,548
1,323,985
11,360
Nil
10,469,481
120,500
66,719,196
11,999,086
19,371,923
7,877,863
162,800
9,727,560
12,290,243
6,49.1,875
154,039,477
118,373,095
12,956,424
27,613,444
1,789,107
80,000
1,939,122
$1,841,149,191 I $321,154,709 $2,120,032,507
$1,685,837,087
$236,367,167 I $1,856,424,002
TABLE n.^-LIFE INSU.RANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Premium Income
Disbursements
Amount in
Ordinary
Industrial
Group
Total
On Death or
Maturity
Other Payments
Total
Force
1951
$25,338,000
29,125,000
29,879,000
34,123,000
37,708,000
$2,756,000
2,863,000
2,974,000
3,047,000
2,999,000
$2,014,000
4,300,000
2,976,000
6,095,000
7,461,000
$30,108,000
36,288,000
35,829,000
43,265,000
48,167,000
$9,101,000
9,839,000
9,915,000
11,698,000
11,538,000
$10,830,000
11,169,000
12,128,000
13,487,000
14,634,000
$19,931,000
21,008,000
22,043,000
25,185,000
26,172,000
$1,304,261,000
195?
1,483,820,000
1953
1,685,714,000
1954
1,856,424,000
1955
2,120,033,000  REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1955
(Figures shown in nearest dollar.)
B 55
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$118,478
72,396
195,541
145,737
49,287
8,468
17,420
36,559
6,182
(2)
$124,658
57,208
195,920
411,592
40,406
10,874
24,095
44,588
7,226
(3)
$40,045
21,948
77,673
33,846
7,874
2,774
15,618
33,227
3,303
8,345
21,502
Per Cent
32.12
38.36
39.64
8.22
19.49
25.51
64.82
74.52
45.71
27,596
80,182
102
33,869
2,460
64,511
118,311
33,445
10,810
16,044
74,750
113,556
3,886
48,540
5,293
28,206
50,721
11,274
13,657
23,572
50,178
77,316
24,682
19,438
104,892
4,123
22,409
15,135
11,745
133,398
35,069
26,202
170,066
52,732
38,275
24,010
12,118
83,234
6,505
95,865
6,026
2,489
53,130
141,044
1,589
33,721
28,880
3,932
166,064
42,468
16,315
57,458
80,189
30,061
18,524
119,232
40,019
75,828
— 883
32,196
87,175
111
15,919
703
50,025
131,883
24,749
11,606
24,863
86,067
95,114
4,142
55,524
7,574
32,540
65,557
13,436
22,145
28,147
42,759
62,884
29,148
16,336
85,354
4,073
23,807
8,093
17,255
163,391
33,372
30,125
146,869
38,714
46,987
23,311
—526
73,116
13,254
107,341
5,564
3,351
37,875
132,266
2,930
33,050
29,110
1,071
173,003
50,870
20,077
70,946
74,212
—9,328
7,157
140,003
31,569
83,076
128
25.92
24.66
12,309
6
25,231
61,964
5,929
6,209
5,275
31,194
43,088
1,107
20,933
2,260
2,131
18,843
3,579
2,596
2,137
8,649
20,894
17,806
6,712
37,531
1,107
6,296
10,622
5,067
124,324
19,597
10,159
66,423
33,003
11,539
9,791
427
28,219
2,017
14,916
1,053
6
42,169
36,668
122
10,043
14,342
2
28,380
22,685
6,446
40,993
39,963
12,500
6,783
5,018
19,192
31,980
— 1,273
77.32
.85
50.44
Bankers & Traders' Insurance Co. Ltd.	
46.98
23.96
53.50
21.21
36.24
45.30
26.73
37.70
29.84
British Crown Assurance Corporation Ltd.  	
6.55
28.74
26.64
11.72
7.60
20.23
British Traders' Insurance Co. Ltd   _	
33.23
61.00
41.09
43.97
27.18
Canada Accident & Fire Assurance Co	
26.45
131.25
Canadian Fire Insurance Co	
29.37
76.08
58.72
33.72
45.23
85.25
24.56
Car & General Insurance Corporation Ltd	
Casualty Co. of Canada	
42.00
38.59
15.21
13.90
18.93
.18
111.34
Commercial Union Assurance Co. Ltd.	
27.72
4.16
Connecticut Fire Insurance Co  _	
30.39
49.27
.18
16.40
Contingency Insurance Co. T.tr1
44.59
32.10
57.78
53.85
94.77
3.60
60.79
Employers' Liability Assurance Corporation Ltd.	
English & American Insurance Co. Ltd.
38.49
$3,334,331
$3,558,636
$1,263,117 B 56 BRITISH COLUMBIA
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$3,334,331
22,539
6,744
5,611
25,243
23,766
15,241
99,915
105,050
134,701
104,367
67,090
33,522
181,634
69,008
(2)
$3,558,636
24,780
6,610
7,841
23,552
19,482
44,250
118,174
123,488
153,672
112,501
69,635
38,451
207,332
68,339
(3)
$1,263,117
20,433
2,009
2,206
15,549
17,955
17,477
28,790
49,121
88,311
42,817
59,722
17,428
77,964
19,425
4,921
18,446
98,786
12,102
3,411
39,876
109,215
Per Cent
82.46
30.39
28.13
66.02
92.16
Federal Fire Insurance Co. of Canada.  ., 	
39.50
24.36
Federated Mutual Implement & Hardware Insurance Co.
39.78
57.47
38.06
Fire Association of Philadelphia 	
85.76
45.32
37.60
28.42
First National Insurance Co. of America {see note) 	
655
34,523
12,299
416,091
25,011
13,501
67,373
204,571
2,413
4,991
137,855
26
217,512
79,279
49,680
118,410
28,708
143,032
41,733
6,140
104,727
33,686
61,518
36,761
190,159
26,426
41,216
1,264
37,137
38,823
31,039
2,158
12,221
142,982
33,686
7,565
-9,844
80,481
216,480
22,674
16,520
70,626
30,998
25,606
21,756
496
12,890
27,456
36,046
12,719
3,047
Nil
4,150
— 197
375,919
24,371
109
36,189
11,034
291,072
27,102
15,875
72,696
185,093
2,550
3,688
139,167
6
216,602
100,486
52,830
124,239
30,922
146,896
43,484
9,406
92,010
36,350
54,309
22,102
154,505
22,707
31,961
5,117
68,018
— 15,445
36,161
2,328
12,138
141,037
36,350
13.60
General Accident Fire & Life Assurance Corporation Ltd. —
167.17
33.94
44.65
21.49
54.85
59.01
11,659
63,962
21
98,909
31,526
6,408
60,942
5,743
46,054
13,255
-368
43,904
19,938
23,575
9,708
72,739
8,494
16,120
5,151
8,153
12,729
2,246
316.13
45.96
350.00
45.66
31.37
12.13
49.05
Hanover Fire Insurance Co  	
18.57
31.35
Helvetia Swiss Fire Insurance Co. Ltd.	
Home Fire & Marine Insurance Co. of California -'	
30.49
47.72
Hudson Bay Insurance Co   	
Imperial Guarantee & Accident Insurance Co. of Canada—
54.85
43.41
43.92
47.08
37.41
50.44
100.66
Law, Union & Rock Insurance Co. Ltd  .-.
11.99
	
6.21
Liverpool & London & Globe Insurance Co. Ltd 	
5,224
88,339
19,938
452
3,048
17,045
66,131
6,948
2,056
18,189
10,701
8,009
13,803
126
17,902
24,638
64,522
8,506
1,323
Nil
1,322
56
167,714
13,854
43.04
62.64
54.85
Local Government Guarantee Society Ltd. (see note)	
2,700
28,812
18,218
265,174
22,846
15,813
84,515
47,872
24,726
36,967
206
10,471
23,262
43,582
25,157
6,138
Nil
4,861
844
417,711
25,591
...
16.74
10.58
London & Lancashire Guar. & Accident Co. of Canada	
93.56
24.93
London & Provincial Marine & General Insurance Co. Ltd.
London & Scottish Assurance Corporation Ltd	
30.41
13.00
21.52
22.35
32.39
37.34
61.10
170.90
105.92
148.05
33.81
22.00
27.20
Mill Owners Mutual Fire Insurance Co. of Iowa  	
6.63
40.15
Missisqnoi & Rouville Mutual Fire Insurance Co.
54.14
$7,606,124
$7,891,303
$3,129,795 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955 B 57
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$7,606,124
10,425
12,005
50,754
37,181
13,664
8,805
101,741
12,005
5,533
9,845
649
8,853
30,247
46,735
74,476
1,979,235
57,964
100,088
23,696
11,045
50,432
7,772
121,150
368,957
28,241
115,343
32,011
23,736
85,199
30,598
27,371
73,471
23,626
(2)
$7,891,303
17,657
11,715
51,598
49,822
19,239
18,355
87,693
11,655
6,482
15,894
271
— 1,086
24,356
58,797
91,591
1,999,683
50,387
68,826
24,932
9,256
44,231
8,456
115,967
343,563
43,564
122,056
26,309
24,599
114,855
21,050
31,931
56,909
25,642
(3)
$3,129,795
5,485
4,896
15,129
17,961
11,866
6,927
28,188
4,896
1,762
910
42
3,344
16,852
27,258
10,624
3,332,019
29,492
17,645
8,009
2,984
15,024
2,215
15,077
120,225
11,846
45,797
9,348
6,093
66,133
5,592
8,345
28,735
6,643
6,285
36,095
5,607
32,668
3,366
2,475
100,141
19,879
4,324
2,379
17,656
26,014
56,599
32,801
54,301
17,778
48,127
4,918
10,158
5,708
250
54,684
162,935
2,741
24,199
1,868
45,141
1,353
4,047
4,797
23,887
6,734
6,332
2,169
8,123
Per Cent
Monument Insurance Co. Ltd —
Motor Union Insurance Co. Ltd..	
31.06
41.79
29.30
36.05
National Employers' Mutual General Insur. Assn. Ltd	
61.68
37.73
32.14
National Provincial Insurance Co. Ltd	
42.00
27.18
5.73
New India Assurance Co. Ltd	
15.50
69.19
New Zealand Insurance Co. Ltd	
46.36
11.60
Non-Marine Underwriters, Members of Lloyd's, London, Eng.
166.63
58.53
North British & Mercantile Insurance Co. Ltd.     	
25.64
32.12
North Pacific Insurance Co. Ltd.
32.24
33.97
26.19
Northern Assurance Co. Ltd	
13.00
34.99
27.19
37.52
35.53
Ocean Accident & Guarantee Corporation Ltd	
24.77
57.58
Orion Insurance Co. Ltd  	
26.56
26.13
50.49
Palatine Insurance Co. Ltd.        	
25.91
Patriotic Assurance Co. Ltd  	
Pearl Assurance Co. Ltd	
Pennsylvania Lumbermen's Mutual Insurance Co	
17,262
108,867
5,475
55,940
5,233
5,679
298,571
40,806
13,058
3,856
14,586
60,380
74,307
48,452
170,350
41,225
90,270
17,874
32,115
144
4,267
119,480
10,714
89,964
7,564
60,649
8,027
23,487
310,690
95,870
16,226
4,866
14,921
70,810
76,405
61,038
145,113
22,131
95,660
15,866
30,265
3,045
4,474
99,253
363,639
21,085
38,419
124.258
76,913
6,989
10,790
36,898
52,054
23,381
30,029
7,045
24,744
58.66
40.12
74.12
53.86
41.93
10.54
Phoenix Assurance Co. Ltd 	
32.23
20.73
Planet Assurance Co. Ltd  -	
26.65
48.89
118.33
Providence Washington Insurance Co	
36.73
74.08
53.74
Prudential Assurance Co. Ltd          .. . 	
37.42
80.30
Queensland Insurance Co. Ltd  	
50.31
31.00
33.56
Reliance Insurance Co. of Philadelphia    _	
187.45
5.60
55.09
Royal General Insurance Co. of Canada (see note) 	
387,708
22,027
27,911
92,940
81,512
9,709
8,414
38,548
70,892
22,178
30,807
5,874
25,443
44.81
Royal Scottish Insurance Co. Ltd •
13.00
62.99
2.00
58.69
19.36
37.50
13.00
45.89
28.80
21.09
30.80
South British Insurance Co. Ltd   	
Southern Insurance Co. Ltd. (see note)	
32.83
$13,241,137
$13,570,840
$7,853,696 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Brought forward..
Springfield Fire & Marine Insurance Co-
Standard Insurance Co. Ltd 	
Standard Insurance Co. of New York-
State Assurance Co. Ltd 	
Storebrand Insurance Co. Ltd	
Sun Insurance Office Ltd 	
Svea-Nornan Insurance Co. Ltd _.
Switzerland General Insurance Co. Ltd...
Toronto General Insurance Co	
Traders General Insurance Co  	
Transcontinental Insurance Co	
Travelers Fire Insurance Co	
Union Assurance Society Ltd..
Union Fire, Accident & General Insurance Co...
Union Insurance Society of Canton Ltd 	
Union Marine & General Insurance Co. Ltd L
United British Insurance Co. Ltd 	
United National Indemnity Co.. 	
United Scottish Insurance Co. Ltd 	
United States Fire Insurance Co.	
Unity Fire & General Insurance Co 	
Utah Home Fire Insurance Co. (see note)-
Victory Insurance Co. Ltd..
Wawanesa Mutual Insurance Co...
Wellington Fire Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co. —  	
Westminster Fire Office (see note)	
World Auxiliary Insurance Corporation Ltd—
World Marine & General Insurance Co. Ltd...
Yorkshire Insurance Co. Ltd	
Zurich Insurance Co	
Totals for 1955..
Totals for 1954.
(1)
$13,241,137
61,011
8,007
— 1,148
21,316
76,026
103,042
26,196
79,996
28,693
10,102
23,053
19,417
39,008
39,857
132,542
11,848
NU
6,999
34,595
71,416
28,527
125,644
415,289
53,725
39,552
108,658
50,843
30,120
22,027
124,463
31,509
(2)
$13,570,840
86,785
11,360
3,263
12,393
53,886
89,720
23,824
69,245
27,304
6,456
16,949
30,773
42,325
36,144
107,226
12,459
Nil
29,369
18,127
68,170
31,429
109,387
398,609
35,898
24,370
130,113
51,286
24,856
21,085
94,095
41,210
$15,063,470 | $15,278,956
$16,074,424 I $15,396,499
(3)    |  PerCent
$7,853,696
21,439
3,390
— 10
5,731
30,095
33,921
8,841
40,082
16,034
3,987
5,347
6,580
10,519
23,531
35,818
4,005
Nil
4,777
4,716
13,998
16,207
48,577
241,776
26,877
12,206
32,955
37,005
9,399
2,741
67,086
15,132
$5,794,302
24.70
29.84
46.24
55.85
37.81
37.10
57.92
58.72
61.76
31.55
21.38
24.85
65.10
33.40
32.15
16.27
26.02
20.50
51.57
44.41
60.65
74.87
50.09
25.33
72.15
37.81
13.00
71.30
36.70
$8,636,458    | 56.53
37.63
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in
the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
Reciprocal Exchanges
Name of Exchange
Net
Net
Premiums
Premiums
Written
Earned
(1)
(2)
$63,390
$60,147
3,042
3,316
2,919
3,326
19,340
23,114
1,352
1,456
5,070
5,527
227,546
222,279
3,042
3,316
4,394
4,790
2,057
2,508
$332,152
$329,779
Net Losses
Incurred
Ratio of
(3) to (2)
Affiliated Underwriters  —
American Exchange Underwriters   	
Canadian Reciprocal Underwriters	
Canners Exchange Subscribers at Warner Inter-Insurance
Bureau.- — 	
Fireproof-Sprinklered Underwriters-
Individual Underwriters 	
Lumbermen's Underwriting Alliance-
Metropolitan Inter-Insurers..
New York Reciprocal Underwriters-
Underwriters Exchange	
Totals for 1955..
Totals for 1954..
$298,770    |       $275,844
(3)
$695
1,055
705
6,939
468
1,756
83,782
1,055
1,522
3
Per Cent
1.16
31.80
21.20
30.02
32.16
31.76
37.69
31.80
31.77
.12
$97,980    | 29.71
$111,753    | 40.51
TABLE IV.—FIRE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net Premiums
Written
Net Premiums
Earned
Net Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1951   	
$16,215,000
16.563.00(1
16,136,000
16,074,000
15,063,000
$13,891,000
15,884,000
16,400,000
15,396,000
15,279,000
$4,918,000
6,485,000
5,448,000
5,794,000
8,636,000
Per Cent
35.40
1952                                -	
40.82
1953                                _	
33.22
1954                            ..    ._	
37.63
1955 - -   -
56.53 REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
B 59
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR  1955
(Figures shown in nearest dollar.)
Name of Insurer
Acadia Insurance Co  —
Adriatic Insurance Co  	
Aetna Casualty & Surety Co   — 	
Aetna Insurance Co    	
Alliance Assurance Co. Ltd  	
Allstate Insurance Co    —
Alpina Insurance Co. Ltd	
American Automobile Insurance Co	
American Insurance Co.   .   — -
American National Fire Insurance Co  	
Anglo-Scottish Insurance Co. Ltd  	
Atlas Assurance Co. Ltd   _ 	
Baloise Fire Insurance Co. of Canada	
Baloise Marine Insurance Co. Ltd	
Bankers & Traders' Insurance Co. Ltd	
Beaver Insurance Co.   	
British America Assurance Co   	
British Canadian Insurance Co	
British Commonwealth Insurance Co	
British Empire Assurance Co   	
British General Insurance Co. Ltd   	
British Law Insurance Co. Ltd   	
British Northwestern Insurance Co  	
British Oak Insurance Co. Ltd   	
British Traders' Insurance Co. Ltd   	
Caledonian Insurance Co.    	
Calvert Fire Insurance Co  	
Canada Accident & Fire Assurance Co 	
Canada Security Assurance Co	
Canadian Commerce Insurance Co   	
Canadian Fire Insurance Co  	
Canadian General Insurance Co. 	
Canadian Home Assurance Co  	
Canadian Indemnity Co. 	
Canadian Mercantile Insurance Co.   	
Canadian Surety Co.    	
Car & General Insurance Corporation Ltd 	
Casualty Co. of Canada     	
Century Indemnity Co. (see note)   	
Century Insurance Co. Ltd 	
Citadel Insurance Co. of Canada 	
Commerce General Insurance Co	
Commercial Insurance Co. of Newark, N.J	
Commercial Union Assurance Co. Ltd— 	
Connecticut Fire Insurance Co	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co    	
Continental Insurance Co	
Contingency Insurance Co. Ltd  .	
Co-operative Fire & Casualty Co 	
Cornhill Insurance Co. Ltd   	
Dominion Insurance Corporation 	
Dominion of Canada General Insurance Co... 	
Eagle Fire Co. of New York 	
Economical Mutual Insurance Co  	
Employers' Liability Assurance Corporation Ltd	
Employers Mutual Casualty Co  	
Employers Mutual Liability Insurance Co. of Wisconsin .
Equitable Fire & Marine Insurance Co  	
Eureka-Security Fire & Marine Insurance Co  	
Excess Insurance Co. Ltd  	
Federal Fire Insurance Co. of Canada  	
Federal Insurance Co     	
Federated Mutual Implement & Hardware Insurance Co-
Federation Insurance Co. of Canada  	
Fidelity & Casualty Co. of New York (see note) 	
Fidelity Insurance Co. of Canada   	
Fidelity-Phenix Fire Insurance Co. of New York	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co   	
Carried forward .	
Net
Premiums
Written
(1)
$46,392
46,939
1,530
34,652
27,974
1,393,117
14,245
5,819
21,789
1,179
59,262
72,344
59,374
4,669
130,846
30,250
300,317
107,155
8,532
125,028
41,560
40,766
32,942
30,250
190,575
230,367
3,409
119,486
34,038
10,582
199,395
143,489
44,607
317,642
97,356
185,123
83,885
71,461
61,079
32,170
97,356
Nil
74,273
20,009
41,061
13,091
36,481
112,820
50,155
134,580
59,082
250,345
10,439
99,831
128,773
331,451
611
4,002
3,245
11,464
9,263
108,933
139,842
69,052
17,117
63,719
211
9,364
45,354
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(2)
$46,307
41,905
1,893
26,802
32,626
1,121,527
15,100
6,036
18,728
1,340
58,889
72,165
34,637
2,408
148,105
29,699
304,068
115,565
9,595
133,076
41,334
41,806
33,380
29,985
188,890
187,699
1,858
118,829
40,328
11,305
195,916
137,800
21,426
307,798
94,306
194,614
85,825
77,529
60,706
22,948
94,306
Nil
70,048
17,254
21,162
11,022
36,059
103,581
55,114
138,990
44,200
279,324
14,750
93,223
113,549
257,835
762
3,450
4,104
5,742
40,648
120,947
145,046
77,210
17,462
57,881
107
4,565
49,597
$6,403,519
$5,992,691
(3)
$25,069
26,213
19,628
4,034
621,112
8,796
1,124
11,771
734
23,539
33,120
34,804
2,176
61,774
17,347
187,801
68,928
4,597
97,298
28,131
27,426
26,675
17,347
108,602
152,917
2,150
80,880
20,128
5,397
127,032
91,481
18,309
180,518
63,671
134,718
53,119
35,717
20,078
10,852
63,671
Nil
45,714
7,074
22,000
3,923
19,543
50,247
21,088
80,539
23,257
135,072
11,624
43,467
86,165
142,090
1,225
1,415
3,689
2,330
27,637
130,809
60,520
45,168
13,667
40,612
2,104
21,719
Per Cent
54.14
62.55
73723
12.36
55.38
58.25
18.62
62.85
54.78
39.97
45.89
100.48
90.36
41.71
58.41
61.76
59.64
47.91
73.11
68.06
65.60
79.90
57.85
57.49
81.47
115.72
68.06
49.91
47.74
64.84
66.39
85.45
58.65
67.52
69.22
61.89
46.07
33.07
47.29
67.52
65.26
41.00
103.96
35.59
54.20
48.51
38.30
57.95
52.62
48.35
78.81
46.62
75.88
55.11
160.76
41.01
89.89
40.58
67.99
108.15
41.72
58.50
78.27
70.17
46.08
43.79
$3,561,382 B 60 BRITISH COLUMBIA
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
Brought forward 	
First National Insurance Co. of America (see note) —
Fruit Growers Mutual Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation Ltd..
General Casualty Co. of America..
General Exchange Insurance Corporation-
General Insurance Co. of America	
General Security Insurance Co. of Canada..
Glens Falls Insurance Co. _ 	
Globe Indemnity Co. of Canada-
Gore District Mutual Fire Insurance Co-
Great American Indemnity Co	
Great American Insurance Co	
Great Eastern Insurance Co	
Guardian Assurance Co. Ltd 	
Guardian Insurance Co. of Canada.~
Guildhall Insurance Co. Ltd	
Halifax Insurance Co  	
Hartford Accident & Indemnity Co...
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co 	
Imperial Guarantee & Accident Insurance Co. of Canada .
Imperial Insurance Office    	
Indemnity Insurance Co. of North America 	
Insurance Co. of North America   	
Insurance Corporation of Ireland Ltd	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co. Ltd 	
Legal & General Assurance Society Ltd 	
Liberty Mutual Fire Insurance Co 	
Liberty Mutual Insurance Co.
Licenses & General Insurance Co. Ltd  	
Liverpool & London & Globe Insurance Co. Ltd-
Liverpool-Manitoba Assurance Co..
London & County Insurance Co. Ltd   	
London & Edinburgh Insurance Co. Ltd  	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co. Ltd	
London & Provincial Marine & General Insurance Co. Ltd..
London & Scottish Assurance Corporation Ltd	
London Assurance 	
London-Canada Insurance Co.  _ 	
London Guarantee & Accident Co. Ltd—
Lumbermens Mutual Casualty Co	
Maryland Casualty Co.	
Merchants Marine Insurance Co. Ltd	
Mercury Insurance Co 	
Merit Insurance Co.	
Metropolitan Casualty Insurance Co -
Milwaukee Insurance Co. of Milwaukee, Wis...
Monument Insurance Co. Ltd 	
Motor Union Insurance Co. Ltd  	
National-Ben Franklin Fire Insurance Co	
National Employers' Mutual General Insur. Assn. Ltd.
National Fire & Casualty Insurance Co  	
National Fire Insurance Co. of Hartford	
New Hampshire Fire Insurance Co.   	
New York Underwriters Insurance Co  -
New Zealand Insurance Co. Ltd 	
Niagara Fire Insurance Co-
Non-Marine Underwriters, Members of Lloyd's, London, Eng.
North British & Mercantile Insurance Co. Ltd	
North Pacific Insurance Co. Ltd 	
Northern Assurance Co. Ltd .  —
Northwest Casualty Co.
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society Ltd.
Occidental Fire Insurance Co.
Ocean Accident & Guarantee Corporation Ltd-
Carried forward	
(1)
$6,403,519
3,626
84,655
48,743
350,584
857,364
235,261
30,995
133
92,876
706,410
55,771
22,402
26,548
82,947
846,072
77,450
186,978
112,289
69,972
43,189
5,357
46,395
153,964
18,651
18,800
154
38,395
Nil
77,152
46,924
17,146
2,086
17,063
158,087
46,395
35,507
110,272
293,748
59,692
176,700
20,183
42,594
59,217
163,975
6,344
4,353
3,174
1,033
325,373
225,819
1,261,544
21,852
167,770
7,785
129,803
5,023
71,430
Nil
Nil
122,552
60,175
457,330
92,111
41,053
67,437
434,055
Nil
143
194,094
32,585
233,695
$15,858,056
(2)
$5,992,691
604
87,268
54,212
337,060
769,065
230,898
27,920
11,855
93,281
692,667
53,337
25,020
21,278
89,311
903,127
78,782
183,054
118,583
76,701
62,954
1,694
46,464
166,299
18,658
15,916
157
31,282
Nil
82,958
50,733
26,078
1,892
18,791
158,324
46,464
36,715
100,238
304,105
67,725
184.629
20,941
40,160
63,308
160,941
6,928
2,600
12,374
1,481
266,319
254,980
1,309,692
24.585
171,649
9,505
147,062
2,449
66,836
Nil
Nil
111,691
63,000
512,979
86,774
27,334
71,767
436,355
Nil
534
204,252
28,457
232,472
(3)
$3,561,382
1,502
41,629
18,751
218,338
526,073
103,369
19,327
—4,561
52,100
467,714
47,022
13,946
8,969
41,122
379,154
33,337
109,422
53,851
25,243
35,753
1,390
25,550
124,013
5,883
5,882
74
25,486
Nil
17,242
32,059
29,566
—254
10,152
87,057
25,550
24,026
32,175
148,662
34,159
208,970
8,064
7,751
40,221
87,739
7,137
78
—4,594
1,101
176,937
154,632
708,445
12,299
107,117
4,230
60,027
1,134
55,749
Nil
Nil
59,113
28,546
309,352
46,555
15,515
29,150
205,779
Nil
1,178
118,443
37,784
158,512
Per Cent
248.00
47.70
34.59
64.78
68.40
44.77
69.22
55.85
67.52
88.16
55.73
42.15
46.04
41.98
42.31
59.78
45.41
32.91
56.84
82.05
54.99
74.57
31.53
36.96
47.13
81.47
20.78
63.19
113.37
54.03
54.99
54.99
65.44
32.10
48.88
50.44
113.18
38.51
19.30
63.53
54.52
103.20
3.00
74.00
66.44
60.64
54.09
50.03
62.40
44.50
40.82
46.30
83.41
52.92
45.31
60.31
53.65
56.76
40.62
47.15
220.60
57.99
132.78
68.19
$15,552,053
1,008,256    | REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
B 61
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1955-
-Continued
Name of Insurer
Net
Premiums
Written
Net
Premiums
Earned
Net Losses
Incurred
Ratio of
(3) to (2)
(1)
$15,858,056
111,636
73,829
3,231
58,282
21,215
25,975
12,944
128,518
193
208,930
38,959
12,379
36,604
247,576
131,283
122,136
182,557
36,244
19,056
172,295
(2)
$15,552,053
125,773
89,107
3,060
57,931
21,375
25,834
25,080
139,201
375
204,293
33,259
12,163
37,358
228,308
119,004
123,768
182,745
34,896
15,552
176,573
(3)
$9,008,256
37,840
33,499
1,840
23,539
1,758
17,583
19,375
79,984
Per Cent
8 00
68 06
Patriotic Assurance Co. Ltd 	
Pearl Assurance Co. Ltd.
77.25
57.46
Phoenix Assurance Co. Ltd  	
112,807
12,753
14,739
24,379
153,448
57,255
58,071
91,395
35,257
10,234
105,759
55.22
38.34
121.17
65.26
67.21
Provincial Insurance Co. Ltd. _	
48.11
46.92
Queensland Insurance Co. Ltd—   	
50.01
101.03
65.81
59.89
353,730
129,804
58,941
83,245
345,757
18,407
11,605
46,410
113,091
3,149
3,622
98,406
355,172
147,063
67,173
91,816
362,020
17,046
11,634
45,877
126,360
1,594
1,836
57,437
190,933
59,985
38,018
34,125
265,200
78,139
6,229
42,986
83,871
50
2,362
55,583
53.76
40.79
56.00
St. Paul Mercury Indemnity Co. of St. Paul	
37.00
73.26
Scottish Canadian Assurance Corporation 	
Scottish Insurance Corporation Ltd  	
458.40
53.54
93.70
66.37
Sea Insurance Co. Ltd..     	
3.13
128.65
96.77
South British Insurance Co. Ltd. (see note)	
Nil
12,798
Nil
203
91,469
38,395
55,521
117,400
292,264
32,999
25,828
268,047
Nil
31,170
11,817
312,872
46,392
Nil
14,396
Nil
203
105,143
31,283
29,090
112,746
197,146
18,470
28,497
271,037
Nil
31,000
9,763
323,483
55,242
Nil
6,896
Nil
Standard Insurance Co. Ltd   	
47.90
47,393
25,486
23,040
74,848
123,820
8,201
13,906
180,617
Nil
21,099
11,106
186,176
25,068
45.07
Svea-Nornan Insurance Co. Ltd    ...
81.47
79.20
66.39
62.80
44.40
48.80
66.64
Union Assurance Snr.iefv Ltd.
68.06
113.76
57.55
Union Marine & General Insurance Co. Ltd	
45.38
55,457
Nil
12,007
54,856
Nil
29,039
26,697
1,233,320
48,084
82,687
232,089
322,133
84,909
Nil
7,568
55,875
Nil
29,874
34,055
1,165,089
37,671
41,771
237,055
300,483
58,910
Nil
8,935
14,341
Nil
35,444
14,084
809,301
28,064
47,834
163,426
164,776
69.38
United Scottish Insurance Co. Ltd	
United States Fidelity & Guaranty Co...	
118.06
25.66
118.64
41.36
69.46
74.50
114.51
68.94
54.83
Westminster Fire Office (see note)
77,318
13,525
162,103
591,392
65,533
14,819
183,260
628,160
53,008
5,188
86,984
355,718
80.67
World Marine & General Insurance Co. Ltd—	
35.01
47.46
56.60
Totals for 1955     	
$23,100,665
$22,660,519
$13,371,744
59.01
Totals for 1954 	
$22,495,838
$21,947,038
$11,401,914
51.95
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in
the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. B 62
BRITISH COLUMBIA
TABLE VI.—AUTOMOBILE INSURANCE SUMMARY
(Figures shown in nearest thousand.)
Year
Net Premiums
Written
Net Premiums
Earned
Net Losses
Incurred
Ratio Losses
Incurred to
Premiums
Earned
1950   	
$13,264,000
13,897,000
18,241,000
21,571,000
22,496,000
23,101,000
$11,716,000
13,617,000
16,022,000
19,702,000
21,947,000
22,661,000
$6,724,000
9,569,000
11,022,000
10,676,000
11,402,000
13,372,000
Per Cent
57.39
1951..    	
1952.. 	
1953     	
70.27
68.79
54.19
1954   	
1955 	
51.95
59.01 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1955
(Figures shown in nearest dollar.)
B 63
Accident
Combined Accident
Miscellaneous
Personal Accident
Public Liability
Employer's Liability
and Sickness
aicicness
Aircraft
ouarantee
inland transportation
marine
naie uiass
rersonai rropercy
Keai rropercy
(See Foot-note)
Name of Company
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
$346
217
312
$17
$5,435
1,014
5,890
$2,290
$121
301
163
$9
	
$105
$10
$2,553
710
492
—$65
$786
$20
	
$813
L807
$434
$20,711
$8,734
$1,329
-6
3,498
$213
Ex.                 $8
1
$4,284
14,238
$24,238
16,105
	
2
3,248
	
18,403
15,574
$6,513
$1,462
186
73,615
104,227
53,373
18,090
1,096
7,043
11,338
9,653
23,204
$250
21,187
825
1,500
f Ex.                 14
IH.                 140
E.              2,000
i     3
I
4
$161,010
$139,445
$617
43
3,171
3,121
56
26
2,324
31,100
607
465
3,563
2
2,994
	
4
2,913
5,574
~ss6
457
34
2,004
682
—184
1,570
11,188
69,225
3,264
58,545
332
113
299
13,342
36,172
1,295
35
5
6.  Alpina Insurance Cn, T,trt.
	
6
	
C.             15,302
$6,878
7
	
	
896
202
16
379
42
680
5
310
1,012
3,349
623
6,442
940
151
562
4
4,851
178
53
578
5,186
g
383
26
177
~250
3,923
E.                     2
9
10. Anglo-Scottish Insurance Co. Ltd.
11
791
5,779
	
11,441
19,791
807
675
12,556
258,106
7,822
13,016
164,631
10,081
16
60
10
11
126
	
	
	
10,749
8,962
2,197
75
12
13
10
45
1
	
	
436
65
1,928
	
	
50
1,188
94
13,413
402
7
14
	
	
~278
15
16
16. Bankers & Shippers Insurance Co. of New York...
	
3,552
	
297
5,892
	
	
	
H.          191,288
188,581
7,411
17
_	
	
17,166
17,829
18
19
20
21
	
B.             50,735
142
6,080
	
	
14,238
2,673
15,182
5,338
6,424
4,353
1,274
1,710
4,305
641
85,174
31,315
10,753
9,348
30,261
10,788
2,071
11,193
16
2,794
104,302
17,435
46,003
11,826
3,614
674
—951
39
—1,135
2,063
234
—200
1,638
823
680
2,444
118
E.                 281
22. British & Foreign Marine Insurance Co. Ltd. _  .
22
23
24
25
26
27
28
29
"I
7,075
3,557
	
	
	
	
	
1,015
3,358
—464
1,650
31,679
50
153
162
137
1,665
303
3,756
334
	
1,341
—62
1,182
978
E.                 328
	
—481
37,082
160
29,749
195
847
1,566
386
60
—116
538
214
200
9
2
810
	
592
W.                    6
fE.                   85
i Ex.                 33
I.W,      .
8,170
6,196
6,033
—6,429
222
3,634
853
	
1,536
1,322
—12
312
1,606
28
Jpi224;f
18,339
2,292
246
1,717
2,043
[■  30
31
32
33
34
35
36
37
38
39
40
41
42
«   «
f
1
 ___.
8
244
32   British Law Insurance Co. Ltd.
77
1,365
935
7,831
161
3,252
6
328
124
51
	
83
1,588
218
3,702
4
13
426
46
75
363
7,541
13,268
1,421
W.                    4
312,373
124,147
	
	
	
	
	
1,044
1
40,046
13,504
E.                   84
E.                 493
121
3,773
310
9,014
10,590
838
8,434
247
4
1,285
1,183
462
386
56
13,752
5,301
1,660
2,415
505
819
7,643
2,552
2,691
3,947
1,092
590
734
697
61
1	
39. Canada Health & Accident Assurance Corporation—
54,938
27,427
19,950
19,140
12,029
84
12,755
61,488
52
6,768
13,942
22,169
26,154
75
42
~68
1,353
2,234
40
92
22
316
28
1,113
777
2,860
5,812
16,749
9,431
20
533
5,935
2,208
20,478
76,845
1,498
4,957
4,153
22
522
551
6
18
—75
465
24,586
111,339
986
3,923
370
152
—25
—28
4,098
37,967
501
—158
—4,075
—5
12
3,074
2,118
1,296
1,352
2,232
7
807
2,528
5,140
f E.                 406
JF.              —136
|E.                   68
■j Ex.                   8
L F.                 277
238
2,599
3,006
L  44
45
)   46
47
48
49
50
51
	
43
150,905
2,715
9,968
2,746
2,595
2,079
11,459
85
7,818
164
176
-
72,172
384
68,052
2,851
277
90
2,660
9
108
24,167
6,934
417
1,241
54,170
5,694
6,535
14,834
418
801
39,820
72
1,169
~356
f E.              2,732
IF.              1,738
F.                   91
F.                 402
E.                  197
48. Canadian Surety Co. —
49. Car & General Insurance Corporation Ltd...	
11,174
430
2,581
416
206
539
41
35 .
1,597
1,582
185
23
—1,805
358
679
3,257
11,449
159
24,584
1,224
4,675
2,997
4,828
792
2,900
17,562
62,542
11,480
52
274
	
	
1,121
52
53
54
53. Century Insurance Co. Ltd	
3,421
6
21,740
4,245
607
8,763
581
2,715
34,575
22,740
—43
87
986
25,359
—339
76
	
2,888
65
103
124
277
434
68
8
9
12,536
1,422
23
417
10
1,708
710
12,969
218
418
1
4
143
13
1,942
6
1,498
21,478
3,814
85
2,193
357
	
384
6,894
7
72
8,779
1,635
F.                   91
F.                   70
55
56
57
58
4,468
1,721
464
114,832
51,356
449
457
2,403
1,064
336
36,631
48,028
344
29,734
—3
7,349
312
197,613
21,174
2,500
117,084
30,889
~616
88
59
2,258
475
2,671
494
262
—1,894
98
	
2,645
—2
1,286
14
98
43,513
458
919
159
424
19,070
4,892
7,565
1,418
— 196
1,609
252
f E.                 355
(W.                  80
)   60
61
3,245
5
70
197,211
3,718
359,175
62,334
	
	
62
98,888
2,734
2
382
—13
54
111
1,654
16,678
680
3,879
7,972
13,324
4,412
14,692
140
E.                —30
63
666
371
48
177,864
108
139,987
162
25,544
13
791
—11
64
4,415
65
556
285
	
211
10
148
	
66
262,645
21,834
907
207,257
3,796
67
68. Dominion Insurance Corporation   —..
5,845
9,133
—150
10
200
890
216
638
7,405
3,065
6,489
70
68
11,053
8,243
338
69
978
3,868
240
5,040
854
2,774
—106
3,880
1,936
3,705
2,359
70
71. Eagle Fire Co of New York
29
77
788
14,825
2,483
37,195
71
11,181
—5,069
	
149
239
30,709
801
116
72
328
87,886
143
1,170
259
18,040
73
30,613
1,190
3,287
598
15,298
3,097
1,800
171
2,619
31
3,587
1,147
16,271
57
2,315
74
8,147
499
2,041
1,053
26,665
—2,974
10,336
25,145
—2,780
3,305
	
B.              —181
75
B.—Boiler and Machinery.
C—Credit.
E.—Earthquake.
Ex.—Explosion.
F.A.—Falling Aircraft.
F.—Forgery.
H.—Hail.
L.H.—Limited Hail.
I.V.—Impact by Vehicles.
L.S.—Live Stock.
S.L.—Sprinkler Leakage.
W.D.—Water Damage.
W.—Windstorm and Weather.  TABLE VH.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
B 65
Name of Company
Accident
Personal Accident
Net
Premiums
Written
76.
77.
78.
79.
80.
81.
82.
83.
84.
85.
86.
87.
Employers Mutual Liability Ins. Co. of Wisconsin
English & American Insurance Co. Ltd	
Equitable Fire & Marine Insurance Co.	
Equitable Life Assurance Society of the United States
Essex & Suffolk Equitable Insurance Society Ltd.	
Eureka-Security Fire & Marine Insurance Co.	
Federal Fire Insurance Co. of Canada-
Federal Insurance Co.-^ii  —
Federated Mutual Implement & Hardware Ins. Co-
Federation Insurance Co. of Canada 	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
8. Fidelity-Phenix Fire Insurance Co. of New York..
89.
90.
91.
92.
93.
94.
95.
96.
97.
98.
99.
100.
101.
102.
Fire Association of Philadelphia-
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corp. Ltd..
General Casualty Co. of America	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Glens Falls Insurance Co  ~
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co..
Grain Insurance & Guarantee Co —
Great American Indemnity Co.	
Great American Insurance Co	
103. Great-West Life Assurance Co	
104. Guarantee Co. of North America.
105. Guardian Assurance Co. Ltd.	
106. Guardian Insurance Co. of Canada.
107. Guildhall Insurance Co. Lid._
108. Halifax Insurance Co	
109. Hanover Fire Insurance Co	
110. Hartford Accident & Indemnity Co._
111. Hartford Fire Insurance Co.
112. Helvetia Swiss Fire Insurance Co. Ltd	
113. Home Fire & Marine Insurance Co. of California	
114. Home Insurance Co	
115. Hudson Bay Insurance Co._
116. Imperial Guarantee & Accident Ins. of Canada-
117. Imperial Insurance Office	
118. Imperial Life Assurance Co. of Canada	
119. Indemnity Insurance Co. of North Americano. Indemnity Marine Assurance Co. Ltd	
121. Insurance Co. of North America-
122. Insurance Corporation of Ireland Ltd._—
123. Jersey Insurance Co. of New York	
124. John Hancock Mutual Life Insurance Co._
125. Kansas City Fire & Marine Insurance Co.-
126. Law, Union & Rock Insurance Co. Ltd.	
127. Legal & General Assurance Society Ltd...
128. Liberty Mutual Fire Insurance Co	
129. Liberty Mutual Insurance Co.    	
130. Licenses & General Insurance Co. Ltd._
131. Liverpool & London Globe Insurance Co. Ltd...
132. Liverpool-Manitoba Assurance Co	
133. Lombard Insurance Co. Ltd	
134. London & County Insurance Co. Ltd	
135. London & Edinburgh Insurance Co. Ltd.	
136. London & Lancashire Guar. & Ace. Co. of Canada..
137. London & Lancashire Insurance Co. Ltd	
Net
Losses
Incurred
413
18,089
107
699
3,190
1,385
— 100
~87
17262
483
22,036
2,206
28,148
108
879
539
631
3,308
779
15,007
228
20
~~369
163
2,151
631
4,234
10,248
Public Liability
Net
Premiums
Written
Net
Losses
Incurred
Employer's Liability
Combined Accident
and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Sickness
Net
Premiums
Written
Net
Losses
Incurred
Aircraft
Net
Premiums
Written
Net
Losses
Incurred
Guarantee
Net
Premiums
Written
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Plate Glass
Net
Premiums
Written
Net
Losses
Incurred
Personal Property
Net
Premiums
Written
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
Theft
Net
Premiums
Written
Net
Losses
Incurred
23,750
—2
431
228
41
232
10
12,547
303
—248
314
218
116
1,898
350
14,746
200
45
396
116
3,058
176
452
558
1,315
5,070
11,746
99
13,631
419
170
713
6,348
21,008
6,637
78,763
2,034
6,774
21,825
1,821
489
8,319
100,324
1,077
15,738
9,948
1,124
1,657
880
3,387
15,126
166
71,417
581
1,502
1,232
7,356
8,614
1,059
839
3,132
11,540
3,387
239
443
31,614
2,366
15
52
— 1,887
185
6,365
1,425
1,997
-119
21,235
6,479
14,639
2,376
1,987
1,332
770
40,393
10
3,452
l7l05
24
831
1,188
5,492
69
97,943
140
47,902
2,223
250
698
4,050
1,188
11,951
I
20
85
387
124
19
7,013
57,545
1,453
965
1,030
61
61
3,120
13
2,961
792
482
781
4,636
41
878
136
1,643
482
2,453
3,245
22
—200
49,441
571
417
432
1,719
2,886
-59
208
— 10
~~6
492
710
208
744
5,980
276
1,431
144
427,543
82,384
45,225
3,595
58
13
264
191,193
79
2,394
62,582
19,578
935
26
209
1,718
528
1,610
67
14,925
15,098
130
805
2,311
155
~26
47
2,557
2,742
805
994
15
125
103
176
1,253
727
5,028
727
2,681
5,528
297
1,694
10,749
274
7,038
15,594
15,426
137
1,719
12
466
137
11,440
15,931
I
97
39,283
16,658
13,561
48
206
161
48
135
956
529
1,153
—73
4,323
348
14,847
5,913
~^TS4
"1,013
1,749
47
596
8,756
4,536
19,845
70
1,293
153
422
3,563
354
4,547
214
3,595
1,435
422
21,228
60
75
49
977
795
-842
-963
158
—35
658
700
-1,470
—263
4,252
79
67
9,237
174
268
79
1,877
293
257
68
—35
9,758
1,186
4,513
7,693
97
6,587
307
652
2,577
928
61
254
529
8,704
863
—48
12,078
1,021
293
5,932
555
9,365
127
311
293
34,653
77
2,269
~~25
356
126
449
127
825
5,269
I
-388
20
30
7,613
119
484
1,164
280
480
900
820
52
3,843
14
-254
4,824
38
-388
2,233
26
1,528
26
-388
—388
22,898
9
18
-134
—43
26
546
710
4,691
16,500
29,696
62,524
428,445
52,902
26,642
4,691
106,619
83
213,057
6,254
31,889
57,108
156
14,277
11,870
4,443
31
1,976
19,212
11,222
33
56,475
383,761
57,822
13,372
2,234
87,500
180,820
2,654
20,958
47,997
10,648
3,419
1,029
92
810
193
1,920
2,627
571
80
31
307
1,138
1,227
853
11,732
695
812
4,920
1,321
85
1,204
5,453
410
2,957
2,918
293
398
142
406
2,337
116
10,187
277
190
818
877
88
1
319
1,383
406
94
4,iii
468
32
867
3,420
1,126
158
150
527
295
93
5,106
305
470
1,957
948
318
3,072
18
571
5,226
61
235
479
350
4,941
84
79
1,073
84
390
800
235
2,526
3
42,281
3,814
1,214
1,775
17,249
3,084
35,978
6,438
27,874
2,305
272,876
5,963
8,635
116,854
15,706
921
12,144
37,200
21,450
866
17,417
44,548
6,791
62,776
68,585
5,649
4,195
104,542
6,072
10,335
42,883
42,281
86,359
6,675
8,570
4,781
9,061
3,072
240
3,295
20,973
6,072
95
1,071
6,541
59,322
18,490
1,513
141
1,330
4,540
299
5,001
1,832
7,120
423
36,918
3,110
1,122
41,421
2,368
3,121
5,623
11,703
11,818
60
6,260
24,553
871
28,690
38,807
1,272
1,427
74,373
2,811
1,692
18,724
18,491
27,398
1,274
3,765
456
2,540
538
924
9,579
2,811
284
~~62
10,896
— 108
—39
12
150
117,728
52
277
797
69
80
—195
314
2,056
1,010
34
-195
-282
47
50
18
117
34
3,473
-200
75
9,029
412
483
425
3,389
51
54
150
549
-293
213
54
308
10
12
4
725
213
4,576
322
311
105
4,974
4,843
—34
622
641
1,165
4,496
1,217
28,548
2,514
7,400
1,529
2,653
15,019
212
5,003
13,792
1,008
1,257
4,257
199
23,859
449
178
1,607
4,456
774
12
1,620
4,284
1,257
10,873
Miscellaneous
(See Foot-note)
Net
Premiums
Written
Net
Losses
Incurred
123
102
1,374
3,853
23
179
264
2,623
2
2,911
2,126
2,262
680
1,196
6,911
607
1,856
2,522
1,063
1,477
9,927
182
157
4,658
125
1,694
3,625
1,063
2,213
fE.
jw.
71
16
fE.
(Ex.
408
—6
fE.
^Ex.
H.
242
22
E.
B.
312
119,036
E.
380
I
1,053
39
F.
3
fE.
}Ex.
48
7
B.
E.
B.
E.
fE.
|w.
fE.
^Ex.
[W.
fEx.
j S.L.
) W.D.
| W.
{?:
JE.
{Ex.
F.
fEx.
-jH.
[L.S.
E.
B.
F.
B.
F.
E.
fE.
)Ex.
fE.
1 Ex.
32
85
1,325
305
268
76
1,110
-9
2,756
17
46
1,026
766
527
19
129
4
133
285
1,000
55
126
fE.
(Ex.
379
28
E.
183
1,794
66
527
19
31
461
84
2,927
381
41,633
260
5,625
—11
4,248
150
iio
443
130
76
77
)   78
79
80
t   81
f
82
83
84
85
86
87
J
89
90
91
92
93
94
95
96
97
)   98
f
99
100
101
\ 102
103
104
} 105
] 106
107
, 108
109
110
■ 111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
) 126
127
128
129
130
) 131
] 132
f
133
134
135
) 136
] 137
B.—Boiler and Machinery.
C—Credit.
E.—Earthquake.
Ex.—Explosion.
F.A.—Falling Aircraft.
F.—Forgery.
H.—Hail.
L.H.—Limited Hail.
I.V.—Impact by Vehicles.
L.S.—Live Stock.
S.L.Sprinkler Leakage.
W.D.—Water Damage.
W.—Windstorm and Weather.  TABLE
VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
B 67
Name of Company
Accident
Combined Accident
and Sickness
Sickness
Aircraft
Guarantee
Inland Transportation
Marine
Plate Glass
Personal Property
Real Property
Theft
Miscellaneous
(See Foot-note)
Personal Accident
Public Liability
Employei
's Liability
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
Net
Premiums
Written
Net
Losses
Incurred
138. London & Provincial Mar. & General Ins. Co. Ltd.	
139. London & Scottish Assurance Corporation Ltd	
140. London Assurance
323
140
585
1,783
2,199
19,261
—2,494
486
66
6
21
2
	
	
5,499
407
— 105
140
451
2,191
486
97
123
211
38
3,833
1,922
17,139
1,600
4,142
782
107
3,048
2,479
1,747
603
155
707
4,650
—18
[
138
139
140
141
142
143
144
145
146
147
, 148
\
149
150
151
152
153
) 154
f
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
) 170
f
171
172
173
, 174
f
175
176
1
1
| 177
r
1
j
178
179
180
181
182
L 183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
1204
205
1
1206
2,694
555
86
25,408
48,093
12,477
30,855
1,646
234
110
8
176
441
141. London-Canada Insurance Co.
61
~T6
142. London Guarantee A Accident Cn. T.td,
143. London Life Insurance Co.   .
1,558
7,983
425
368
35
1,719
505
10,904
—227
157
4
2,845
1,517
744
Ex.
2
361,234
44,297
98,815
197,809
11,164
41,969
"~72
145. Lumbermen's Mutual Casualty Co.
1
1,183
357
	
—35
—300
200
B.
1,278
146. Maritime Insurance Co. Ltd.
	
	
—145
12,988
1,901
	
147. Maryland Casualty Co.
96
7,950
140
7,038
39,282
5
161
	
	
	
148. Mercantile Insurance Co.   . _
	
	
fE.
{Ex.
28
6
149. Merchants Marine Insurance Co. Ltd.
	
	
150. Mercury Insurance Co.
	
	
	
	
206
23,809
64
1,856
	
151. Merit Insurance Company .   ..
13,836
| 722
4^679
152. Metropolitan Casualty Insurance Co. of New York
153. Metropolitan Life Insurance Co..
343
12,138
608
6,449-
7,609
293
276,688
181,417
	
	
807
4,324
85
6,279
3,229
J122
154. Michigan Fire & Marine Insurance Co.   .
14
21,968
	
	
	
529
	
5
1,279
628
37,707
6
fE.
{Ex.
—11
34
293
44
2
109
6,908
	
	
	
79,720
39,820
	
3,912
869
225
87,164
18
106
157. Ministers Life & Casualty Union._
~ 430
22,580
7,902
—	
158. Motor Union Insurance Co. Ltd.  ..
206
19,010
4,655
595
	
132
E.
98
159. Mutual Benefit Health & Accident Association
160. Mutual Boiler & Machinery Insurance Co.
516,778
293,460
	
	
	
B.
W.
596,726
63
81,463
161. Mutual Fire Insurance Co. of British Columbia
	
	
	
119,549
29,470
67,996
17,237
	
	
	
3,107
1,654
	
.
164. National-Ben Franklin Insurance Co. of Pittsburgh
761
380
5,801
f,614
52
260
790
17,869
129
165
1,705
45,910
667
63,755
24,505
227
2,502
58
	
	
~~98
16,435
188
1,899
96
2,824
131
_.._9
3,406
115
	
10
781
102
167. National Insurance & Guarantee Corporation Ltd	
	
15,885
2,088
6
8
	
169. National Provincial Insurance Cn. T.td.
	
	
	
	
2,105
E.
fE.
(Ex.
E.
98
—15
46
10
19
163
191
706
1,705
837
113
| ~ 2^055
8
59
	
4~815
1,071
40
7,817
—1,992
99,111
63,405
	
162
397
83
1,333
40
571
357
174. New York Underwriters Insurance Co.
587
3,127
431
212,219
5,616
653
382
789,312
571
301
800
43,339
63,554
20,035
5,905
291,926
12,270
37,970
7,203
2,754
558,335
4,029
50
fE.
\ Ex.
752
—12
40,006
	
	
51,478
516
41,485
177. Non-Marine Underwriters, Members of Lloyd's
165,951
36,414
5,127
4,969
5,522
868
67
45,747
1,162
50,293
2,859
1,046
395,719
286,233
70,615
—8,031
652,787
32
127
66,376
35
3,518
33,422
1,774
fB.
E.
Ex.
' L.S.
S.L.
W.
922
16,442
3,682
7,100
—2,638
5
—102
1,000
	
81,704
1,876
47,819
	
	
1,880
90
1,755
6,376
11
1,715
12,002
4,142
4,409
23
22,229
181. North British & Mercantile Insurance Co. Ltd.
198
10
390
444
627
834
740
4,209
157
534
1,564
4
201
23,322
34,076
1,112
473
3,076
1,747
3,920
E.
Ex.
fE.
-{Ex.
[W.
303
2
92
2
234
257
136
3,049
22,180
19
	
4,752
5,066
9,786
3,429
62
934
5,208
212
35
214
610
4,989
34
113
505
489
1,986
8,179
1,725
1,482
5,901
125
1,229
186. Northwest Casualty Co.
5,434
1,843
215
30
81,196
493
32,105
4,712
21,375
20,882
15
7,828
994
296
12,464
2,587
1,357
2,041
8
3,274
86
~~6,337
-il2
1,847
97
1,303
4,886
5,059
6,951
3,623
2,811
456
589
	
6,200
273
947
184
31
9,469
12,060
2,269
31
~Iif5
182
5,626
893
~~5,952
5,024
E.
193
55
2,041
16,447
10,172
	
 _	
192. Ocean Accident & Guarantee Corporation Ltd.   .
14,413
7,308
5,449
3,606
40
620
—101
4,259
—20
270
520
1,845
6,069
1,902
1,001
B.
24,739
—4,981
	
	
133
13J97
i   31
209,151
69,225
4,926
109,081
 -
	
6,536
3,583
6,707
1,517
11,626
—249
1,367
91,874
58,544
4,353
48,354
	
74
385
317
58
1,298
161
5
18,099
8,755
3,901
8,357
18
271
314
158
25
17,470
7,176
5,064
4,400
201
1
; 72
198. Pacific Coast Fishermen's Mutual Marine Ins. Co.
2,196
10,239
4,045
33
339
15,276
6,711
8
102
900   Pnrifir indemnity Co.
B.
5,847
17,562
201. Palatine Insurance Co. Ltd.
202. Patriotic Assurance Co. Ltd...                 	
	
68
596
6
153
4,024
308
14,157
	
160
2,913
21,320
8,716
	
258
1,710
89
2,158
623
298
25,964
10,881
121
7,985
956
i
[-E.
{Ex.
IF-
fE.
4 Ex.
IF-
1,110
24
54
2,557
20
382
205. Philadelphia Fire & Marine Insurance Co.	
206. Phoenix Assurance Co. Ltd.  _	
1,559
78
24,519
10,307
546
39
474
44
11,487
—292
1,966
50
3,658
1,951
51,777
21,834
2,917
5,978
B.—Boiler and Machinery.           C.—Credit.           E.
—Earthquak
e.          Ex.-
-Explosion.
F.A.—E
ailing Aircn
ift.           F.-
-Forgery.          H.—Hail.
L.H.—Limited Hail
I.V.—Impact by Vehicles.           L.S.—Live Stock.           S.L.Sprinkler Leakage.           W.D.—Water Damage.
W.—Windstorm and Weather.  TABLE Vn.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1955—Continued
B 69
Name of Company
207. Phoenix Insurance Co.
208. Planet Assurance Co. Ltd :._
209. Progressive Insurance Co. of Canada...
210. Protective Association of Canada	
211. Providence Washington Insurance Co.
212. Provident Insurance Co. Ltd	
213. Provincial Insurance Co. Ltd	
214. Prudential Assurance Co. Ltd	
215. Prudential Insurance Co. of America..
216. Quebec Fire Assurance Co.	
217. Queensland Insurance Co. Ltd	
218. Railway Passengers Assurance Co..
219. Reliance Insurance Co. of Canada .
220. Reliance Insurance Co. of Philadelphia.
221. Reliance Marine Insurance Co. Ltd.	
222. Royal Exchange Assurance	
223. Royal Insurance Co. Ltd	
224. Ruby General Insurance Co. Ltd.	
225. St. Paul Fire & Marine Insurance Co..
226. Saskatchewan Mutual Insurance Co	
227. Scottish Canadian Assurance Corporation.
228. Scottish Insurance Corporation Ltd	
229. Scottish Metropolitan Assurance Co. Ltd...
230. Scottish Union & National Insurance Co...
231. Sea Insurance Co. Ltd	
232. Security Insurance Co. of New Haven..
233. Security National Insurance Co	
234. Springfield Fire & Marine Insurance Co..
235. Standard Insurance Co. Ltd.	
236. Standard Insurance Co. of New York..
237. Standard Marine Insurance Co. Ltd	
238. State Assurance Co. Ltd	
239. Storebrand Insurance Co. Ltd	
240. Sun Insurance Office Ltd. :	
241. Svea-Nornan Insurance Co. Ltd	
242. Switzerland General Insurance Co. Ltd...
243. Toronto General Insurance Co. Ltd	
244.
245.
246.
247.
248.
249.
250.
251.
252.
253.
254.
Traders General Insurance Co	
Transcontinental Insurance Co  1—
Transport & General Insurance Co. Ltd.
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Travelers Insurance Co	
Union Assurance Society Ltd	
Union Insurance Society of Canton Ltd	
Union Marine & General Insurance Co. Ltd..
United National Indemnity Co	
United States Fidelity & Guaranty Co	
255. United States Fire Insurance Co.-
256.
257.
258.
259.
260.
261.
Utah Home Fire Insurance Co.
Victory Insurance Co. Ltd...
Wawanesa Mutual Insurance Co.
Wellington Fire Insurance Co.—
Westchester Fire Insurance Co	
Western Assurance Co	
262. Western Union Insurance Co.
263.
264
265,
World Auxiliary Insurance Corporation Ltd.
World Marine & General Insurance Co. Ltd..
Yorkshire Insurance Co. Ltd i	
266. Zurich Insurance Co	
Totals for 1955.
Totals for 1954.
Accident
Personal Accident
Net
Premiums
Written
Net
Losses
Incurred
Public Liability
Net
Premiums
Written
52
2,692
3,620
9,445
799
532
9,100
1,127
45
868
63
3,038
29
427
33
140,247
626
10,663
346
281
-32
12,110
3,174
6
1,615
1,465
$848,303
$689,841
1,355
1,200
7,182
-526
256
862
12
703
-62
47
56,911
1,854
3,330
17
588
15
412
295
70
$321,826
$615,849
4,361
9
149
2,545
2,776
499
36,696
1,387
3,418
2,150
31,980
25,088
3,374
14,959
443
2,294
190
515
154
2,349
3
3,922
1,502
50,308
1,369
523
1,824
1,702
3,656
65,347
5,458
6,261
20,941
5,332
6,079
1,056
4,105
12,856
289
7,638
153
12,968
16,663
Net
Losses
Incurred
Employer's Liability
Net
Premiums
Written
Net
Losses
Incurred
Combined Accident
and Sickness
Net
Premiums
Written
Net
Losses
Incurred
Sickness
Net
Premiums
Written
Net
Losses
Incurred
$1,307,231
434
1,016
100
9,915
642
— 1,734
282
16,245
8,802
323
1,378
596
93
578
—68
133
20,116
~116
218
1,857
3,151
17,961
2,290
2,030
7,626
1,035
563
— 1,843
836
22,423
1,765
43
899
—6,590
$1,808,860 |     $742,115
$657,867
211
25
5,675
374
93
71
3,573
69
327
13
31
41
1,108
11
2,354
10
3,955
121
90
515
2
333
4
8
886
1,093
$139,625
$86,077
572
1,543
231
-23
-71
9
220
3,244
-3,071
$86,721
$39,221
27,814
4,955
65,922
652,964
—2,264
284,365
15,900
110
30,768
449,868
3,795
178,115
$4,463,806 I $2,637,958
$3,960,828 | $2,348,440
I
367
5,962
354
705
195
58
30,026
143
9,034
105
12
—33
1,516
657
200
648
100
5,197
7,052
10
854
—143
$511,280
$101,215
$381,607
$129,790
Aircraft
Net
Premiums
Written
14,238
7,807
2,769
15,594
10,749
11,506
8,500
1,633
14,846
4,752
2,673
$711,231
$688,898
Net
Losses
Incurred
Guarantee
Net
Premiums
Written
15,224
8,374
354
16,658
11,440
12,102
41,121
505
42,674
5,066
5,338
$718,780
$166,338
4,383
890
1,502
424
2,519
3,043
3,166
2,617
"26
150
214
31,064
90
97
-2,359
3,321
2,553
-60
164,000
50
30
275
1,052
75
243
117
$673,727
$606,153
Net
Losses
Incurred
Inland Transportation
Net
Premiums
Written
22
13
582
164
—129
49
384
-65
-2,816
105
2,595
1,174
1,706
358
3,586
82
1,414
1,225
855
930
1,052
5,684
240
13
2,727
1,446
90
641
484
606
263
142
23
20,271
—f9
450
19,637
167
1,865
534
—29
18,373
21
-636
2,565
68
1,170
2,354
30
$26,977    $1,187,130
$181,360 I $1,141,020
Net
Losses
Incurred
Marine
Net
Premiums
Written
Net
Losses
Incurred
Plate Glass
Net
Premiums
Written
163
1,109
"290
737
783
96
317
50
192
—231
-19,907
19
51
3,386
12,881
—24
241
27
48
257
10
8,717
54
89
5,396
2
46,352
201
495
19,080
401
860
675
47
$898,704
$644,438
5,629
15,232
79,682
18,416
15,750
20,147
30,953
—51
1,876
11,743
5,490
5,003
69,225
230
360,929
28,406
9,786
19,572
47,018
69,225
61
48,616
2,370
20,737
57,978
16,384
6,480
4,114
27,562
-748
791
4,115
—5,660
1,608
581544
191,423
36,097
3,312
6,741
16,609
58,544
2
44,127
$3,409,155 I $2,461,406
$3,201,372    $2,151,099
886
47
328
1,286
185
1,233
376
81
436
252
3,007
199
422
1,182
324
261
269
50
239
1,096
277
1,733
569
33
169
631
6,671
813
1,283
1,406
1,106
6,770
1,183
293
1,131
230
104
81
937
1,870
Net
Losses
Incurred
264
169
186
912
1,242
5
610
170
1,740
6
575
266
—2
293
870
84
1,106
101
156
102
3,221
434
17
730
657
1,828
666
131
745
573
22
422
1,558
$225,265 I     $124,746
$194,537
$115,818
Personal Property
Net
Premiums
Written
37,256
341
7,665
17,956
14,956
3,766
50,943
66,619
4,749
18,162
491
4,911
17,960
54,754
141,368
18,800
2,444
2,574
3,251
10,982
2,608
13,221
15,847
2,471
3,675
—470
9,989
6,532
8,634
7,323
21,398
2,863
4,854
8,030
9,965
233,266
2,071
41,169
3,128
19,692
79,221
7,396
11,846
19,008
662
14,037
879
31,354
9,980
$4,119,063
$2,955,390
Net
Losses
Incurred
Real Property
Net
Premiums
Written
Net
Losses
Incurred
14,226
101
3,056
12,036
2,665
837
29,456
16,216
449
7,782
100
4,061
3,305
69,870
—112
115,138
6,180
447
5,384
1,463
7,177
27
4,825
6,915
693
4,421
2,623
2,958
2,075
1,495
7,716
4,129
4,654
3,485
1,859
83,787
873
70
3,680
5,926
24,839
2,020
8,585
17,298
253
8,162
—103
13,127
543
$2,053,177
$1,080,925
288
299
269
708
3,054
-187
410
267
858
26
1,810
14
309
194
8,119
117
257
50
514
1,233
268
176
891
$247,829
$187,612
38
~242
89
197
3,242
1,133
141
3
255
30
212
30
425
-76
$37,567
$237,478
Theft
Net
Premiums
Written
Net
Losses
Incurred
Miscellaneous
(See Foot-note)
Net
Premiums
Written
3,045
699
1,515
19
2,548
617
668
1,532
2,620
9,492
39
2,164
122
31
1,215
1,423
497
16,755
1,149
1,913
2,514
8,033
1,329
1,470
653
1,795
1,993
667
138
2,741
228
3,989
32
2,351
4,458
1,575
—280
380
1,495
322
654
595
1,753
7,877
495
74
350
1,271
50
183
4,206
45
5,537
1,769
2,549
213
122
5,518
1,533
713
185
1,296
—72
$517,774      $240,566
$460,164 I   $195,005
E.
E.
F.
W.
fE.
)F.
|B.
|f.
W.
fE.
-j Ex.
LH.
fE.
{Ex.
E.
fE.
^Ex.
IF-
E.
B.
Ex.
fE.
^Ex.
W.
E.
fE.
IF-
fB.
{L.S.
Net
Losses
Incurred
[w.
589
133
E.
1,495
E.
63
fE.
}Ex.
7
8
72
338
-12
76
2,350
19
4,630
144
fE.
{Ex.
1,969
7
B.
1,454
m
^Ex.
W. ..
1,542
5
1
445
636
1,072
98
93
12
123
55
7
226
1,758
176,856
4
218
174
259
10,372
$1,272,814
$1,014,530
119
69
963
50,877
15
11,044
$419,393
$410,409
207
208
209
210
211
212
213
214
215
, 216
f
217
218
219
220
221
, 222
f
{ 223
224
)225
I
226
227
228
229
]
U30
I
231
232
233
1
1234
235
236
237
238
239
,240
f
241
242
1-243
J
244
245
246
247
248
249
250
251
252
253
254
1
1255
256
258
259
260
,261
I
262
263
264
) 265
266
B.—Boiler and Machinery.
C—Credit.
E.—Earthquake.
Ex.—Explosion.
F.A.—Falling Aircraft.
F.—Forgery.
H.—Hail.
L.H.—Limited Hail.
I.V.—Impact by Vehicles.
L.S.—Live Stock.
i S.L.Sprinkler Leakage.
W.D.—Water Damage.
W.—Windstorm and Weather.  REPORT OF THE SUPERINTENDENT OF INSURANCE,  1955
B 71
TABLE VIII.—OTHER INSURANCE (TABLE VII)  SUMMARY
(Figures shown in nearest thousand.)
Class of Insurance
1951
1953
1955
Accident—
Personal accident, P..
In-
Public liability, P	
L	
Employer's liability, P..
Combined accident and sickness, P.
L..
Sickness, P  _.
L	
Aircraft, P 	
Guarantee,  P —
L 	
Inland transportation, P..
L..
Marine, P 	
L	
Plate glass, P	
„     L	
Personal property, P..
L...
Property damage, P. ..
L.Real property, P 	
L	
Theft, P. 	
„     L  	
Other forms, P.	
„      L.
Total, P..
„     L.
$2,965,000
1,674,000
991,000
400,000
C1)
O)
(2)
(2)
274,000
73,000
452,000
105,000
1,023,000
702,000
3,603,000
2,057,000
C1)
C1)
3,032,000
2,161,000
263,000
78,000
418,000
166,000
1,268,000
891,000
$619,000
256,000
1,175,000
457,000
67,000
35,000
2,819,000
1,795,000
338,000
100,000
342,000
110,000
465,000
59,000
1,013,000
564,000
3,326,000
2,311,000
162,000
89,000
3,217,000
1,268,000
187,000
111,000
438,000
140,000
750,000
262,000
$656,000
193,000
1,247,000
597,000
87,000
28,000
3,382,000
2,027,000
458,000
164,000
693,000
864,000
511,000
112,000
1,040,000
852,000
3,439,000
2,017,000
182,000
94,000
3,015,000
1,164,000
295,000
25,000
431,000
159,000
647,000
283,000
$690,000
616,000
1,307,000
658,000
86,000
39,000
3,961,000
2,348,000
382,000
130,000
689,000
166,000
606,000
181,000
1,141,000
644,000
3,201,000
2,151,000
195,000
116,000
2,955,000
1,081,000
188,000
237,000
460,000
195,000
1,015,000
410,000
$14,289,000
8,307,000
$14,918,000
7,557,000
$16,083,000
8,579,000
$16,876,000
8,972,000
$848,000
322,000
1,809.000
742,000
140,000
87,000
4,464,000
2,638,000
511,000
101,000
711,000
719,000
674,000
27,000
1,187,000
898,000
3,409,000
2,461,000
255,000
125,000
4,119,000
2,053,000
248,000
38,000
518,000
241,000
1,273,000
419,000
$20,166,000
10,871,000
1 Figures included in "other forms."
2 Figures included in "personal accident.'
VICTORIA, B.C.
Printed by Don McDiarmid, Printer to the Queen's Most Excellent Majesty
1956
,600-556-3637   

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