PROVINCE OF BRITISH COLUMBIA Forty-second Annual Report of the SUPERINTENDENT OF INSURANCE 1953 (Business Transacted in 1952) VICTORIA, B.C. Printed by Don McDiarmid, Printer to the Queen's Most Excellent Majesty. 1953 To His Honour Clarence Wallace, C.B.E., Lieutenant-Governor of the Province of British Columbia. May it please Your Honour: The undersigned has the honour to present the Forty-second Annual Report of the Superintendent of Insurance for the year ended December 31st, 1952. ROBERT W. BONNER, A ttorney-General. Victoria, B.C., July 3rd, 1953. TABLE OF CONTENTS Page Report of Superintendent of Insurance 5 List as at June 30th, 1953— Insurers Licensed 7 Fraternal Benefit Societies Licensed under the " Insurance Act " 35 Reciprocal Exchanges Granted Permits 36 Underwriters' Agencies Licensed 36 Societies (Incorporated under the " Societies Act ") Licensed under the " Insurance Act " 36 Names of Insurers Licensed since December 31st, 1952 36 Annual Statements of Provincial Licensees— B.C.F.G. Mutual Hail Insurance Company 37 British Columbia Insurance Company 38 British Columbia Plate Glass Insurance Company 39 British Pacific Insurance Company 40 Empire Life Insurance Company 41 High Court of the Canadian Order of Foresters 43 Mutual Fire Insurance Company of British Columbia 44 North West Mutual Life Assurance Company 46 Pacific Coast Fishermen's Mutual Marine Insurance Company 47 Perth Mutual Fire Insurance Company 48 Reliable Life Insurance Society 49 Royal General Insurance Company of Canada 51 Western Union Insurance Company 52 Tables Life Insurance— I. Business of 1952 55 II. Summary, 1948-52 55 Fire Insurance— III. Business of 1952 57 IV. Summary, 1948-52 60 Automobile Insurance— V. Business of 1952 61 VI. Summary, 1948-52 64 Miscellaneous Classes of Insurance— VII. Business of 1952 - 65 VIII. Summary, 1948-52 73 Report of the Superintendent of Insurance Department of Insurance, Victoria, B.C., July 3rd, 1953. The Honourable Robert W. Bonner, Q.C., M.L.A., Attorney-General, Victoria, B.C. Sir,—Pursuant to the " Insurance Act," I beg to submit the Forty-second Annual Report of the Department of Insurance covering the year ended December 31st, 1952. At that date 351 insurers were licensed under the Act to transact business. The following summary indicates the origin of the insurers, how many held only Provincial licences, and how many had Dominion registry in addition to a Provincial licence:-—• Where Incorporated Provincial Licence Federal Registry Total 9 4 6 1 1 1 1 1 3 - 12 83 77 2 .... 1 4 2 1 2 1 1 5 133 9 16 83 83 3 1 1 4 3 1 2 1 1 1 6 136 Totals _ 27 324 351 The comparative figures are for 1951, 347, and 1950, 343. Ten new insurers were licensed during the year. These are as follows: Beacon Insurance Company Limited; Belgamar Marine Insurance Company Limited; British & Overseas Insurance Company, Limited; Centennial Insurance Company; Co-operative Fire and Casualty Company; Employers Mutual Liability Insurance Company of Wisconsin; Minnesota Mutual Life Insurance Company; National Insurance and Guarantee Corporation Limited; Provident Assurance Company; Transport and General Insurance Company, Limited. Seven insurers ceased business in the Province during the year, and are as follows: Agricultural Insurance Company; American Home Fire Assurance Company; British Commonwealth Insurance Company, Limited; Camden Fire Insurance Association; Central Insurance Company Limited; Century Indemnity Company; National Union Fire Insurance Company of Pittsburgh, Pa. A complete list of insurers will be found on pages 7 to 36. A similar list, made up to December 31st, 1952, was printed for circulation and published in The British Columbia Gazette. For purposes of convenience the present list is made up to June 30th, 1953, so that it includes insurers licensed since December 31st, 1952, and shows the classes of insurance for which all insurers are now licensed. On analysis the list shows that 48 companies (exclusive of fraternal societies) were licensed for life insurance, 233 for fire insurance, 201 for automobile insurance, and 100 for marine insurance. These figures cover only the major classes of insurance, and G 6 BRITISH COLUMBIA it should be understood that the same company may be licensed, for example, for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 37 to 53. There were seven underwritiers' agencies licensed under the Act, and the list appears on page 36. The taxes collected on unlicensed insurance amounted to $10,302.74. The number of insurance agents' and salesmen's licences issued for the year 1952 is given below, together with a comparative table for the previous four years:— Licences Issued to— 1952 1951 1950 1949 1948 1,442 1,521 987 54 76 1,401 1,526 1,045 59 69 1,412 1,558 1,139 56 54 1,392 1,497 1,079 49 71 1,386 1,449 1,172 46 54 Totals 4,080 4,100 4,219 4,088 4,107 The number of real-estate agents' and salesmen's licences issued under the " Real- estate Agents' Licensing Act" for the year 1952-53, in comparison with the previous four years, is as follows:— Licences Issued to— 1952-53 1951-52 1950-51 1949-50 1948-49 952 2,025 1,003 1,857 1,064 1,896 1,062 1,879 1,076 1,848 Totals 2,977 2,860 2,960 2,941 2,924 I have the honour to be, Sir, Your obedient servant, S. W. TAYLOR, Superintendent of Insurance. 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' a a - 2 32 8 3 S-m I f I s i S.S3S R< a w <£ 2 X H 3 Ph 0 O < z < £ ra a 2 a to .« 8 a >■ 33 _> ii >H ■O a 5 § SP O a rt > d u « 2 I s Q 0 Ih n O Oo rt *a" a a rt rt o u •a O £2 OT& SO 3 3 a w Ih _= E .E >- 0 u 0 o tn •—> •*-> r- Sz3o g ■£■_.§ u S '3 5 fct P H __ O Si ca r% o o o o REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 13 I |! Si SP ».s rt HH S4 St li a « st ._ rt rt 33 nsura ), m ion, ty as 3 tt o £ a r S « n, i onal mot opei «*3 tt -fl U fl tt IS «"2 5 a c .2 w 3 2«CH rt_! h s a rt ^ p 2 a u o ° fc 33 _! fin0 £ 2 ___ £ 3 3 ll • o o 2 ° a-fi fc- ?> - SP " ii 2 *" _£ s " ■a s*h a «o Ih 0 itltt "3 +-' «_ - 55 « 22*» 2 o 8 ■* c -tt <l> >-■ ^ >. 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Iff Hi 3 g .s a o J 3 _! s _: o ° G a od 3 — *a p .. a «)—.«— Cfl W 3 (A Z HH ft, o H (fl a" <!5 tl 3 03 O SP li ffl •rs s 9-8 -C3 o ' __- w -:n. p ffi 03 c E 1 rt E o I ■ . p I OZ 1 O z > _r o CS 53 _? 03 hC > r* 5Q 3 - 3 O U 3 ° > M e a a ■a SS.3) lif « > X si : Q _: a a o a ■a a a ►J a 0 1 fc. p u >,lH< So CO tt SI ™ rt - tH Si U tt ttO o §■8 g§ . j °2" a a g .2.2 S EEH p p QQ tt >• Z F * ►1 p 0 p:s" 3 03 ri a .9 a U cn rt < 3 s ri rt c a E H rt 0 0 tt) 5 3 ■ u _! a U a* 00 >. 1= rt 3 as? Sm a rt 0 S£ h a SI ---! a Kg " OT S3 r* a fl E M w REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 15 ■* 91 ■se a .S a. g a a *- p .3 a E & S. «| .2 § 2 *H fc g e rt o ^H tn •o tt C J2 1 rt 3 CT •o -fl c i |i« •SI tf!..__ Eg§ § P " a— 5 OT rt 2 3 o 3 1S<S rt 34 fl oSE?t <i>M- rt o £fl o rt o __ *- *y u £• o rt rt o ^3 1-. 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P _- fi 3 a fi 5 a fi rt r- a fc. a a ot rt .3 T3 f. a E p Ih * h-^ 3 Sj u - n fl -m - ^ rt fl fl j3 ft u- 3 *g tt o * rt IS > rt 2 I d ** tt 2 co-a ; H -P rt 63 t G rt —' C .fl •"' 3 eo a ■ tt fl rt j ^ fl M 9 rt rv rt tt. a"-3 S,° c OS nil W MJ fc- a O a i-ste Oh - « a in a 3 a 3 - 3 t_ o fi a a y 5 fi p S S rt ri s i-i oi ca rt >< S a "a •a 3 a E < o O c rt u tt>4 0 93 fi rt Z tt 3 Cfl hZ U>H 3 . rt^ rt Ih 3 ca C < 93 rl .2 J<" 3 B fl^ SZ p o a1"! £Z ao <«2 fa -»IH 3 fi rt rt EU fa 5* J REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 17 OT d fi 5 c *3 tt O o rt fl ■fi tt 6 to fl \r ■a c rt c rt Ih 3 a o Ih <+H 3 u rt rt fi fl tt 3 rt CT u rtf -3 £ g -a c « l^ga l.flfi - - u *° fl fl o £ 3 3 rt ci tj (jh a" a 8 o gfl-3.! I.-8 3 3 oo a B 2 rt -3 -F" H g >fi ■HH i-TI : 59 cn ci ! 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S a a a j SP X ts ! a a a u- ; 5 H 3 3 -3 E .-a E . a o ■ fi - ■a g§ ||: 3 3 a a ot a 0 rt .S 2 a a ca w M fa z ■aM 3 a - «j a S .3 fU fa . p p 0 s2 >, i§H <-a S Sfc- e rt >H rt tt Z 3 cn W _-" 3 <;> ?x tH 93 b 3 •ccy fl rt 3 fl- rt &< tt g CO H ii •3 ° tt « tH fl Ss 1 " 'fl E OOO o G 18 BRITISH COLUMBIA REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 19 ■a oS .as?5 1° tt fl tt 00._ y rt S C rt rt t- tt ^ 3 ih tj -fi 3 ^ £ fcl "3 HH ft 2 o cn fl ^ . —. >i >■ tt.y iH fl fl <u c 2 o, fl a in rt tt a3 S|3 Is "p a*a "fi 3 .r — ot Il-B h a tfl ir; §'* 2 a oo a «flg rt fl g J__! rt S ^ Cfl rt tt fl fi ° s" _. a o 3 a .2 a a %■£ cs p fi fc. ■fi-a a a-a ot S rt 3 . 3 a a — zz S4 -43 rt -a _. 3 a a a- cs *. fi --a 5 E 2 b g s a o E !p | -■rtrt - h „-a • fi a fi rt fi g h - a _r ifi rt S tf-S 00 fl o Z rt fl BBS fc p bj Sfi p w a 3 s. a" *_j P H 0£ rt -_ a rt a§&| Of ^rt a 3 *- a _3 fi h t- ^a i * -. ■o tf a a 3 fc. 3 a Ec-3 •■ago. a ?fi eo >, a OT rt rt a <H (H ob i 2 P rt <~ OT ^ fi ,-3 Pa fc K Sfi-" a flfi - 3S1-H fl O 0 tt rt rt ft CO tt tt fl o-fi . fl "M £ tt o 2s > « £ fl 3 rt 2 P tt 3 "" rt J2 - &-S >• fl tt tt H H W -fl la Jiii « P 3 _.fl Cfl w rt fl a 8 g.a e-'rt. a P a >. fi fi -2 .2 a-8,1 p a w CS yi tfjj tj H rt g, 3 O g fi a aSg 'rt M "3 P P _ _0 fi, OT . a rt s •S a 2i3- rt a 3 5 3 g a 2 rt ot a fi £ a a tt 3 _. 3 ■** tt tn - A S -fi « s c fl .2 rt tt fl "S ___ fl . o rt 3 fl IIlJfJB tt 3 ot a a rt a fi -a S «_« - OT O fi Si gfi C OT P S '~ 3 2 rt 2 fi a a — .-3 P -3 , S2'5 '111 - t. a — I 3-5 a •3 tt *■ _ 2 H H ijh tl fl rt tt q y-js __- fl 8 fi " tt fl "S « tt CSS fl 2 ** .£ S *S +J |h -Cfl4-1 -* __- - oTc li tt *tt O "Ss _y s. x 00 rt x) a 33 -2 __ H ' E 2 3 a ; a fi rt fc. = gigs' 3 fi alT a .5 t 3 a g £ * - _, ^h rt ^ _f I _.^'°°P! t ^ Cfl -Sf gal 2 "2 I-i 3S . 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OT3 fc. a ' a-a ° 3 ; u oj U X tn „_ | «, 3 fl " a tt 5 -1 w tt _c rt , ||hb-- " 2 P H ■h g ,, p : ° S ii ts - H'op, 9 „- s.f i .s S- 3 c ; t_ a 3 3 a y > c" rt a a > > o tt tt g « . O > ° S 8 i^ S d - fe (4 » q ifl « - >■ s-M t* fl3tt3_t-tt3 flO0Do"tt00O g a h a a > g a rt tt fl tt M O < O o a rt 9 3 H -H 3 " S, tt, 3 a a I >H s a z i s I « 3 a B P p as ■3 3 K ■a . •a 6 si I fi 3 o •a B a 3 tt rt «h Et tt z 3-1 H P a z p 0 p 0 a g = 1 1 a zs <t 8s&.& § .bo agss G 20 BRITISH COLUMBIA B o g h o <l w o z < D cfl z w 3 H ft, cq Q Z 3 Q cq Z cq U .3 73 a Sic 2 ° oo £ r~ CS ■a aJ£ fi a rt cs u Ssi ail a-^S 5 a a S . 2S.-S •: p 'rt a M-hS a p oo 3 ot a •223 ___ 5 - -fi a 3 P 3 a* S 5 a 2 oo fi h rt K .2 H P Ofi& ii W P IS a -a 1.2 g c E p a 3 OT 3 3 7. 6* 3 .2 P -H (3-3r. '•£•* '•£•3 a a' rt £ rt rt o oog a X fl 93 fl *-» rt Cfl fl u C tH fi63-5fl rt rt , O fl in <- •rj ■*-< o_ rt f; tt o y hh « t. ■3 t cfl *3 . 'a gl a g a 3 fi _- 3 c a - rt c a S 3 E-3 >fi S •og 2 S a"? fl tt A ^ 93 w fl 3 3 3 rt cr rt fl -id tt Ih 3 rt rfl ','-, 4> •"* fl 3 fl O rt H fl o 3 K *>>T) H >? C fi fl U a rt 3 id O u fl O O 1-H a s a. 2 M fi E fl -^ fl fl o_ 3 O C £ 11*1 j fl 91 i i § 32V :S,S.! _. -^ *-' !», »■) P a - 3 -_••* rt .32 B as': O cfl • ; fl o tt ofl a £ ! u x rt ) tt Cfl .s"ss > tt tt fl tH t- tt 91 l+H fl fl O ".a« f J s I _. fl -o b -111 5 « E-s 3.3 3 S & g ; _H Ii 5 a < U*a|S '2 oog « . ' '3 <"< W tn 91 >» tt fl C "ga fi=E •a E-. a fi •a -a « fc. &•§ ! a- . .fi — 1 S.S ! E a-1 c ' O M J '■g .S tt tS 3 c S rt !_**-«. ?fi 2fi , rt.fi o •* a es <u 3.3 5 Jfi 3 a 3BI« 3. oo-a ih :._,.o 33J3, -.2 rt.2 3 -So 3 a - a i S.S Si ^ . cs 00 rt 3 3 rt fc^ 3. a-ssi $ fi S "p v t_ — s . a h 3 •■Hsp .35 iS2S S..3 ■a S" .3 a « I i.- *B_-3 a ^ sp a fi a ot 'a P . -a 0 3-32 rt ot 3 fi rf-sMS H E i s a 3 fi fi ■ - g. I •§ a -a 1 ._= -■_„■«; as .-p 2 xg E 5 g 2 aS 3 ggM E p ii 3 -fi fi fi a •g a rt O 6 &-S E -.3 E 3 fc: p ot p fi rt a ot P £ > & a • a Sag -fi ° 3 O 3 tt rt fi a fc- a fc; a 3 fc. a b as a fi fi c fi.S ot" .P a a a fi a 2 a a 1 Sic c^ a 2 2fi (0 +-' fl a si Ei-, a _ rt ot ■S3 - ot"C fi — a o 11 rt a a •a .11 91 61 (j 00 a ra ft.fl C rt fl .2 as, o m 43 a 52 rt tt 00 a - tt '3 « fl ^ _rt or rt q, fl 3 fl _?>;« tt-| fa cc P-a £ -« 2 o fc >. rt 3 53 — a ft g1 ,8 « rt fl ° & 9 tt £.§.§■3 •3 fl m : o u ft rt « rt fi rt t. et ft tt c nitf O" tt 6 fi ftS o " 3 &^ Ih' a tt ! U ^H fl i *3 « S 3 fl • fl o o 3 fl rt G SfiE 2-aS U tt cn "tt tt l-H y A fl rt 3 fl •II a — * u a£ a ■ p o -3 a^l 'ifl m n Oh e fi a o ■H "fi !■ __- G '*" SI a -a . fi S'S u t-< — tt fl ■S rt C ifl ,1 I i §' >> fl a a A P ^ fi rt a P a a — E.E-a g a a p a -a fi £ , a a "H a -a fi j- fi 'S " fi tn 2 ot"2 a tt-2 3 C. fc. OT a 3 S a „ •=, h E 3 .3 --j ■ rt a g 3 2 J-- rt ot a 33 ,_ 3 2 2" - rt a SJ - a _. -a oy -I ,!3 cs fc. R "« 3 a a 3 tn P "H OT °l^a 2 o 3 .2 pj a ft.S M . DO'S . rt 2 8-g 2 S rt 3- fi S >.p fi a C E2 a-5 3 ■ — OT rt a OT ' a 00 ii 5 B •at a-3 , 3 " rt >, 3 3 C OO* ) fl u fl fl - 91 U "2 91 H tt 3 Ih ? 2 .5 3 w Ih U B U h ^ g«.s Ih 50 a|".» ■—J fl Cfl I tt 3^A rt a S o a* tn fl a ■ fi O rt •a* tH tt .23 O tt M — 3 tt tfl fl rt *g rt 6i w. 3 - fl 3 .3, C.E.S-B S." a A O -H fl fl fl= 2 fl " M 3 _H V. .P s - a a .-h rt r-i fl 91 fl O ^ rt §1: 3^5 «£fl 1 5 fl 1 fl tt --_ ,. ' rt *_; 3 ° ra fi rt . E a a- a. c 5 ■" rt i*h ? fl O _5 n -a bo uh 93 >>63 o «.a *c tt-g o rt 2 ___ ft*o . fl fl 61 rt O « tn Ih *_! . tn bO'fl O ■ 3 Ph. t_ h h b £ fi « 1 § fi g r^-B 5§-a •fi a .S-^'c •grtfi (h CO a! 3 tfl Z tfi o H P<! a^- tt a H ttl tt a E 3 a g h o H 00 aS> a > u a> a o •a E rt z g S3 •a p U a 00 0 3 p pq 3 S CA r- II a-a a 00 _ 3 3 M a w •a __r a a p p r) a •a a a a &3 2 03 2 3 p 0 a 0 2 B sz .S ta™ _S REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 21 "fl 91 O JSS& C fl *-* tt '"-3 3 a ot a P S § .3 '5 M-fis oo—'-a fi «-3 ".h 8*.5° 9 Tl © Sfl'S 9 3 fl 3 S S 3 rt & .3 rt - 3 tt ? 3 A o. fl 3 ! C O rt > ^ «m 'fl E ° IS on 8 *- ' a o sue S a Sfl E_r tt B t_t ••-» 3 O fl fl Sail fi-g g-.a .3 .3 ^ fi •MS" a 3-fi ra a 3 a ^ Sal 82 M a !h fi fi ° fi a a a "p 3 -3 a o S g rt oj "^ rt «h 3 tl M cfl .3 ^ tt T1 I? Is? p»S aa §■ a fi 2 Ih _.uh 3 C O lis Ih Q, fl x a m u o ftOfii tt fl fl 3 §3 a ot fi — ot h f Sug P P a fi 3 a «2 oo fi, . - c - 9 3 E a 2 a rt © a 2 >•£ a .2 rt a 1-3 3 M •3 o n- « afi E rt h rt rt ^3 .' P -a •" 2 |§? 1 rt i_ y rt fl tt 55 fl tt fl o si^ S2a " — fl 3 c rt fl 2 « 3 fl fl i- .--'•5 3 0 cfl"3 3 ss"'Z -g|-gfi 1 'OT fi 2 •E - s _ rt 33 rt ?: oo a 2 I 8. -a E .3 a a P " 211 i g'S a "3 : ■5 - * fi : o a a P 8|S| W D."3 O M cn fl a rt .3 Bs> - rt _S « fl ., ^ G fl tt M* rt*0 tt ^ tt a w rt oo a I* rt fl 0 34 3 — rt — rt tt fl J fl J4 IH £"0 ci ra M m III O fl" ra -9 . uh rt 'u_ - O C O -.a -2 a c g « t! £ c s S 3 fl tt 1*3 tt -3 .3 fl oc h uh O fl 93 >s r- rt 5, 2 fi S fl oilfl - 00 _rt fl O- rt j- a fl fl x G „» O tt tt fl O ti EE S 3 P _ 52- •- b g tt'" ^ "^ >. CO «H 33 3 3 -3 a «o_ 2 sp m a a a h B a" i S3 ' Si P-a-jf IH fi fi P-§ H fi - rt~ = 3 b ii fi g •a •- o a a fi ot ot . 3 o h -a fi S s •p o °"> a 2 h * § 3 a 3 ra __ ** 91 H fl U -fl fl *-* 3^§2 afi C-B r3"P ■8 H E a ii a 2-C > 3 2 3 a — M I s -a ii a 2 fi p ot ra -a h ss 8 a 0 M rt ot H 2 qo-B g rt b ot a as fi -« S a a !h rt 3.3 -fc •-, h a h h Sfi a OT C rt rs .3 fc 3& rt —" 3 S3 oo-3 a a « 3 h „ fi rt a a-3 U B g tt . rt «fl2 3 S « £ ffl — oj » 3 --C *" --».fl «*h BS o C rt — |S|9 fl to fl fl S bfi 2 g a-a - a i rt P 3.S P 00 aa a op oo W 3^3^ tt ^> -* 5 «3= - 3 5 .5 4h o. ft C rt C *° S P tn tt 9 Sf •3 c a S, fl u_ ra tt ■93 V- 3 fl & ftfl 5 fl fl C3 ' 3 ■ tH 8 1 <u fl O rt tH fl 3 63 fl •>,, •g O C % 3E.S° C P Q U - 3 C C >. rt 5 rt — fl C fl o a ■ .9 fi " ' S 5 £ t- 5 — o rt . ■3 C « ■r, rt-o Q «*- .fi fl Isu 8 rt ft 5 «.1 rt' a fl r Ih ** O i O fl u M _c +-) M y tt fl fl fl rt n g fl a e ; : w1- __ a 5 rt a PZ c - afi E n rs .as I-SsiS I a -j a fi ! «3 2- > 2 -3 fi I .a >, - s a 3 ot 33 a rt a -a .__ 2-" S 3 a fi o 3^ rt w «_," - & Ih £> Cfl oj W . in a 3 3 ■ .2 -.2*o 1 •"" c o b - » o fl fl 3 ' ; in 3 cfl ■ 2 I a .s ! " E a la u as -a a . a ra i a ' 2 b » o B"a"2 a fi 3 ra 'glS 2 3 B a ot " a P tt rt Ih afl fl rt u rt rt •-• 8 .3 2°1 tt a 3 oo x o rt tt u •-H - (U cfl3fl.fi rt U fl Ih >,rt3 I 8a& &fia a -afi ,r2 2 " g,aa a&fi S fl s, tt •* - +J tt 0 rt c rt w rt fl O 63 _fl x a «. tt r o l £.5 o' I £ « fl O 3 ' fl fl O 3 tt 63 rt fl -.fi !■§!• B ot fi fi - .3 a -S a fi t- > > fl u a o s 61 tt fl fl o fl X a o 'tt 'tt tt tt tt tt rt rt O fl fl a - ___, 0 tt tt fl 0 tt E rt rt rt C C o o 03 CO "3 3 O ■g fl tt tt fl tt a a %'B h - a ra T| fi a p S a •3 2 a 3 ot a a-P 3 fi 3 2 s^-a - C 93 C rt S O fl fi.fi tt > a°> a P h -OT a 22 c a &3 . & 93 fl t"l If 8 rt E ;a &•§ S "" a'rt I n tt Ih 00 ff H fl a a ^ *J *U 5J tt ° fl « £ H > .3 ™ *■" fl S rt „r r, rt. d «I ,p a oo _o 3 > 2 .i " P 3 2 S-a h 2-3 § b a 3 ft-a a - a . h - a a rf s & ss .ag.&l g Pig a- y oo .2 g oo ^■^ C fl rt . fl m a C .fc. 5 S ^tt-o (J (M -H? tt _H i a a«a ^ W O 5J tt *H X iH fl -rt 3 *g a rt S tt ir u fl >^ Q t+H O IS fl S o rt tt s< 3^ tH Q 63 rt 5> a , E 3 3 CS 3 C tt 3 rt > 3 rt > 3 tt a> > 3 O o cs 2 > 1 fl fl fl 3 rt . p *tt rt > B 3 Cfl O C P 00 ffl ra m 3 fl rt si ._ 00 fl h fl rt Ih tt O u rt fl < Ih tt > ■< fl a tt tt o I? ^S ^ a a C P rt 2 fl & rt rt tt ^ fl 3 O o3 fl Ih ri C OH Ih rt rt tt fl 3 rt rt 3 hJ rt a u 3 rt o 3 d O fl U fl &o 3 fl u *a u C tt _. rt c c •g o 3 rt fl Cfl s§ < -h3 rt . SP 00 is .2 fi 2w o . i- ° Oh ij fl tt C tt 8 a 03 O fl rt M rt C fl 1 fi2 5 3 fl co 13 s a p o a o a a a S3 3 J rt M H 3 a OT > b a b a S hh a ,^ fi o . -J fc. OT a« -a ra 3 >. a p -J r) SP cs a I « 3 S S o ■a o a £ Ih 61 tt > u O J 1 2 ~rt t-iffl rt rt i- 3 3 co la tt*g fi ra rt rt G 22 BRITISH COLUMBIA 3 •5 s_ o O H O < w O z 3 3 Z w X H w Q Z 3 Q W oo Z w O Cfl « 3 3 CO Z 1-H ft. o H on E H „, 2 1 -r J. -a a E E c 5 h rt rt tc P TP u. sW H ot" P 2 S » 'S ot s-a .2* p -!_. ft tt c ^ — r- C 3 rt fl .3 rt ^ rt Ih _ bO _ 93 & * S *o C rt tt Tj fi > rt fl u -rj ' i- S hS 3 > « e O 2 ' ---2-5 fi-S !&!«? -« : S S « S3 "" ra S rt £ fl co 3 a a g ,o 3 fl lo H -h S J B - !__ fl >> rt g >, i&fll - a a a o p afi «H & >> a a -.a 2-2 C rt rt 3 2 2" 8 2 a' S a C 3 3- rt E rt g 2 a 3 33 h 3. H ot 3 a a a ot ^j3 _o a .3 t- 3 fi -so*3 a g a S2- . « -i a a ° v, o 3 a io as,.-! .3,;o>;_ ' a a b rt h I- fi v 1 I 2 3 c fi a , ft a p fi. .3 fc. a oo ! ra a ^ '3 a o S .E £ * fi §h|K 'l'Efiu.B 3 3 a -a ~ ot_-.2.§ a "* fl fl H M rt « fl rt R ts^'O rt ^ rt Cpn j. fl . C _S _S.S? tt '3 ™ fl tH , ; ft £ a- 3 _ o .__: " u fl ti — fl oo g i a - rt rt s. Ih E £42 a fi a o P T3 H _3 a _- a.fi-a £• _, S S rt •3 fi fi ft a".6, e ot a - a -o 3*2 h -a r_ fi a fi J3 *- OJSh P > as a fe 'P a >, a a rt <_, rt R u -n b S 8 e 5 w a 3 _£ sBa-a °"~ a"2 -a ooi a & cs ti Is I* S b « ° E rt o 25 ill 3 3 g - - p ot a a a 3 — Ha a a .a la S •? a -a ih >co 5-. 5 a ■P 2 T> 3 a _.- jw rt tt <3 rt £ tt O fl 'rt 00 rt _tt DO E o rt a fl fl li rt HH tt tt" 3: £3 3 rt 3 3 u cr oofl a rt 61 a ii c il a" 3 rt E E 0 3 a u fl o fl rt u > V 'o 3 p tt fl" 0 5 3 rt u o - tt CO J 3 fi > fl .3 cfl " iH "4 , a M > m rt 2 O *- fi C rt U *-} n > O , x c tt rt O tt i fl fl Ih rt £ .3 3 .5 .fl 91 lis cs rt Q S3 .SS <fi fi 3 CO 3 a a a rt > a E IS 4SS > .3 g 1 i i Ih 3 « Q _>. . tH > > > o ^ fil H a O d se o 8 B ">. 8Z fij-T a fe .« P -- a Sz ■a si B H rt o OT>H a * rt tt tt *H o a ° s^ tt ri rt 4, !S * s -^ <,s a s E£ ■a-a rt o •8>- p •a a a -J •6 r) 6 U i P a U c%i p o rt is ^ c S rt 2 I-a" a p 9> 3 ., I 38 13 « 3 S§ ra ftg P Z ~ H M rt ll S3 a « o "S a _5 _: « 52 fl ^ |r. Eo tt" 3 s 2 2 rt A fl rt 3 tt S si ^ r. o I £ S52 C« .2. •a a 3 B -r p £ s fi pr < a -8 3 a a .-C' 3 S ot 3 iii s s s s s s s s REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 23 G 24 BRITISH COLUMBIA e o O H O < w o z 3 Z pj 3 P o. W Q Z 3 0 W Cfl z w o t—( H. Cfl Pi « 3 3 c/_ Z Ph O H cfl •a a h >, a *" P ti a -_T a _i -a t3 a a 3 S a w rt H h >. . a a Si-5 a 5i h c a a 3 s-jjhsl hS.|| O —I A r» rt tt _ S h & a h b £> a aft B a "*_ to -3 a h ° 3 ra 3 ".2 a 9 a 2 s a oo a -a .. rati a B ° afi --) ot rt a . ^ fi H — >, H rt a P ° « I a ra S -P fi E p a oo s § H c 3 . a .§ e_2. "do 3 aS fi a § p a fi °s P - 3 a ra -a _h a a a 33 ■ ' S E 3 a: ■ .2 ° e pfi ■ c ■§ ■§ a 1 fi h rt a ■ a 3 ■ ■ 3 Pfi-fi ot a -3. 3 •= °' SB. ■p fl !* all 12 ill :2b™ -2 RI fi a 2 Sfi X fi rt u -T33 -, fi fi a 2 5 a 3r- 2 b a a ■ ?1 oo a -3 2 .2 " « 3.3 -a E_ h a-a' p & e ot rt . •9*E fl 5? £ fl •___! Q A "fl 5 fl co rt i *■* u a e a fl tt in J&.3 — rt .. a_- ■> S 13 rt ° rt fi tt o & u fl 3 c rt E 2 '-3 a § .s 3-S.2 ..:.._■ __ a '- a ' i-Sfi , J l OT | . fi 2 -7. -™ __ P 3 P a" " j a Si 3 gi-gp •S b « fi a ■fi£ al a 3 '5 2 °* § fi fi zp -a h 3- o H c 3 ■E a =« 3 ot S2°a-S M a - SJ a I S| So 3 a a h >. 52 ot 3 a a .33033 "JO ■5 a - fi -a ice 3 "". & ^> pp rt rt a n SZ OC — rt ot -T^_ S C- rt '8 o JJ m a. • « a S .afi 3 rt fl tH 3 3 -. 91 • H M rt « £ e3 T3 fl _" AG _H 3fl£i : a 3 ' >, p -■°>. -M tt (J ._. a n, I* 3lSia "i fl co 00 .51 jfj fl «■*. c ■" fl fl " Sid 3 O U in rn -h" tt f* U " e- tt llsia -gas3 63 3 tt ft fl sl«&g 03 3 _«..._ 0 c a H 3 § 3 b .2 g-fi rt.E a E rt ■5 a 3. atl o a _. a ■2 o S fl ft U tt ** tt 3 rt fl fl tt fl & !" fl *" , a a , J « " i &S c ! c fl o ■*fl fl '5. ♦J 3 S 2 S * tt p a> ™ 3 3 00 Cfl C 1H fl co , a? ?a rt 2 a rt h >. 3 J III § fl ■__ .3 a £ a" J In QJ iH 00 *-* HH> , &&pfi P - rt & 1 o b-a a c 33 , 3 S - S. ab a ^ 3 3 o h 3 -a u „, a S 2 _ 5 .3 rt p*flj h-S tt „ 60. - a .£ a c i u, n '33 *H fl g 9 o *S; S fl tt t- 00 fl •o 33 00 K « .3 o a H 3 «m y fl § §• fl o rt tn co b fl tt O rt a o — ^-i ft« u. fl S _-___, rt tt rt C >>fl v -3 m o 5 2 2 » 3 « fl rt S co a.2 S3 C'g .. tt « fl O ^ 11? ft_&rt fi OT M ^HJ >. s S s ■§ SP a .33 3 rtrt a h j- a fi ■3 5 ■=. P E a 2 c E -B -a -S..S -a rt c fl> S O 3 u -3 — d -m 5 ™ A rt oj n >, « 2 fl tt - C *S fl « A co I S a I-l Is a-j a a" ra c !3 00 ^ 3 31 ra a 3 a r. al a * b'_H 3 o a h -a o a a , El S -■3- S a- ■ u co cn ; „ a B rt ■a -a B a rt N ■; B- _ o 3 1 ^ n- S ti' 3 a fi u h a _ a S = fi __, a-: j a fi « i fi .3 a : •3 ii _p 3 fi . E § ° a_ p fl , U tt . O fl £? t- a^ 1 5 3*: 2 g a >. I si 3 fl 'C rt O rt „rS fi - H 3 a a o •^ S-- 2 2 a g. a.fi fi a £ S B3 S rt a ot „; a 3: ot .3 3 ot ■ •3 ot a , rt 3 a ist; S rt 3 -: _. & rt -i-l u tt M 3-fi 3 P fi fl c t-i 2 S « „ ___, ** rt o y fl a t; n ^ «i rt Q 9 _ a A """ "3 3 fl tt fl -9 ° g W ^ tt p; cfl tt tt 8l|§ c c 3 a ra — o P 3 Jb 3 3 ■p 2 ! 3 3 - rt S I . C ■ a — ' rt a. a o - H _- J -H a; H3 3 ( fi P l S a 3 2 qU s - rt 2-3 a p s s a a ■ 3 >. .3 fl O c tt fl o Efi .5 T> „ 2 3 S a fi rt a 3 C *H fi •S 5 ° > a p -r E£ g " 2 _oa o 3 3 M S Safe H fc ft-' P rt o h . 3 E .. P 1 >," o.5 a f,2-o h -a o a p-a a 1 11 S a - C O "J C tt fl tt O ft tt C tt fl X fl fl 3 O 61 *- -> rt 93 Ih nog .3 8i--1tt .s;||1l T-H Cfl I o - j fl >■ e-I 2gg„ 15' ' O rt *e _£ "5 " ® fl to" co i> ' — tt tt fl fl I'Sill ft c 5 ft .5 w.3 rt co fl rt rt fi fl C rt «h ts ft 9 s a ft— t -Bfi' c — E 1 § -j S i g||-! p .3 < &fi*; 1 2-p E a B ! — .!p rt l ASSi la I' .,-a-S . a^< 0, a <:fi rt ►4 O B> « „ > g H 00 a 00 ** 2 SQ a-a oa'S . rt 0 O b 0 H« H U tt © •ssss fiSIS s o E rt S5 H a Z a a33' mz s a z I g >5 >^z Z Z - m" rfd p 0 >H bn tt r tt S & C a z H 3 .. co 0 p-a u u u a 2 tt a a c 3 fi rt u 3 co C 5 1 c a fi -a tt H M H .J H O HH J4 p P _H S s s* a tt tt z zz z o i § u w *H tt - 1 tt , rt fl 00 b Sg«g 'c2 3 h3§-^§ fHTjQ 8 H p p z z o •a a s ■rt S'c tt " a E .a' E < a _ "fi 3 5 0 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 25 B.Sa p a 2 a «S P 2 3 as a o t) -a ot 'S3BS B > rt — a t* .a .3 a" a is 00 a «_, » afi-- £•* rt rt rt n 3 7i 00 £ a 3 111 a <- ■ fi fl n 0 fl a a >> C n. u c^ Bin p-"2 i S a -J a ■3= > a a OT fi <— ■ -s-gfi p 3 a H -3 fc. sfi I! fl Q, tt S a ^ "fi o £ >! rt <*h fl rt t- o fl tt tt.fi- ' O rt o i &"E « rt 2 S 0 ft 3 S 1 Si, 11 list? < __) H , .3 ■ o co O ' iH K, I tt jrl - fc Ih u_, ago j fl - O c i s* q t_u___r rt ? £» *5l W « w < jo o O _q % g fl fc fl A rt -a A o -3 r3 MS rt •« fi •m ;3 rt 63 ft fl>"3 fi rt 3; tt I CS fi a 3 t-fi " 2S° - fc tt S3 Ofl 3 o fi !__ fl • 1 tt fl Jh DO""- 8-f.g >HH = 2"-b° 1 * p ta .2 " *p — H rt 2 fi fi p.S 3 fi 1 a « J fi IH ifl 0 tt 3 3 » £ % fl rt tt a 3 a 3 rt 1 fi »£} fl fl rt rt 2 c - "S' 9 £ rt ^ iu tH tt fl o a"" a « fc u fl o 00 rt _i rt H fl id . 5 A l.fifl w _r *■* » fl c _. fl t3 O rt rt ' c « fc}1 * 6 O « '* . I 3 3 ■ 5 « ifl X ; rt tt H O O —I S fl IH* "O - fl ft c 3*3-8 9 3 A "h 8 rt *j A .H c £ C tt 3 fl tn a flfl.fi 3 .5 w rt M > fc fl O ■ , G 3 O w fl O tt JO K 0 K rt ^ 2 3 Q A DOfc -M tt tt . a"5_ sS„- fi a ,. 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W fl.9 to fl _™ rt a ot a< 0 _ o Z '— ^J rt r- 2°^lfi £ c" s s « » o p e i> fl A fl fl (S M t. I. 0 OO E i/i tt » & ii M o 0 s a > r) V a 3 00 !"§« h(0 3fi- Sfc-pO ? £ fi H r StS o fiS'gZ H H P O z z a 3 3 3 u, D ^ .1 N c tt fl I a £0 rl in _ tt rt tt fl M iu 5 fl < Z O G 26 BRITISH COLUMBIA 133 3 •S C O H o < v < PH 3 Cfl % W 3 H Pi m a z 3 Q a Cfl Z w o ffl Ch 3 tn g t-H Bh O H Cfl i o- o _rt- h to o a < rt 3 a-* >;< 3 a s. - «fi a a ca 3 >.3 3 5fi fi S 5.fi « « w 3 fi « ra-a-y J2 5 3 - 8 fju &§-_.* fi tSfi o 3 a ■§.9*8 3*.£« M - H ° £. tS OT a b 5-3 3 a a ° 2 BjS ft ^H "J O ttfl fl u rt co s« otu u co a 2 I 9 tt « fc tt fc .Q rtrt S3- •fl o rt „_, M -rj £ q IJ oo a fi « a « a .b « a .a "°.2 M ■c2 __ 2 fi "fi rt II- o oir o a 3 ■ OT O fi OT •Sfl fl £> 3 i» § & rt fl fi fi O rt ■ tt" 0 fl ! DO tt i (3j- t- ( afi o fl ,H W fc rt Mflfl* 3 3 0 O 0. P a" a 2 2 b a ra fi __.- rt 3 3 S -o p ig ,j aSfc,' sis > tH —' ,•0 S'-wj J fl 3 2 * ) rt -P fl J co u 00 . -ju cfl rt » rt fl h? S. £ ft. 3 B aa' rt ._ .. a-°"-^ ..2 B _> >» bfl !!_ fl o 3_ « ft c fi-.fi nil i-H tt rt fl m i S RAJ §82 fi 3* 82 M = 'B-B 2 ot" ■8 a a H 03 a a 03 rt e. *»1 hi fl c 5 rt « fl .3 Ih - Ui rt rt 93 ta .2 - 93 00 _,_, %! -M ° Mill a § B a « rt- fi a H H 3 rt a a 2 a_ ot3 -. a -.rt B •B ° ° .2 3 l_ ..rf.u MO O O ^ .3 tt a S Hi ii is ^^ afi 3 a Va . trill a .3 fi S rt u g fl w>fl fc w tt >• to ° rt . *2 tt •3 >. C u ftflfl c * rt ■S* o fl 3 tn rt 3 co __) a 5 c p, fl rt fl Sfl - tt fc ai fc- rt rt P o §2-3& co .fc .cj Q, tt 2 ** oo § a w 3 is d -3 "rt fel fc «m -r w rt Si fl ih , oo 3 S rt B rt 5 O o 3flfl tt .3 rt es ^ a C3 3 .33 a rt — rt 8 I fi a S-cI B a 3 h - 8 fl o tt «" a § s S C OT ^3 rt fi o h 3 a +- •a a fi 3 rt nS3 O -4% § SI'S "J U" rl fi 1 PH a o ra zsi — & -9." a °?'M _■ a ■ h a ■fi 3 j rt » a . -0—^3 ifi-ao ISsI a fl oo tt o fl fl fl « *j H ti ES « 9 5 S.^ rt . -3 61 n tt *o s? 11.3 3 a 3 I -2 a rt 2 3 fi 3 a 3 s a « 3 - cs rt — ot r 3 3 a ot H O OT rt t> a E h 3 5-2 a rt g ot a So p o 8 ftft __> fi a a a !, co § g s » rt N -S ** afiH° a o u o b y 3 03 5 a 3 a rt al? 'a a _ A_ > a 3 H C 3 oo a ot" a- ga !» a"- &■ H H * a 3 - cs a ft3 oo 3 a ra.S h ■?_ s — fi ' 8,-5 S.H tJ a|a sag a a p afi OT 33, H H W Ji fi"S ag p - ra „ 0 a a .2-3 ot a rt oog & 2 1 a fl- 1 Pfi a _ o 3 fi fi h rt 3 > _ a •"3 3 a o a 3 a i3 3 P 5- 0 tfl 51 2H=.fi3 '3 J= a ^- 3 E fi oo o rt . a E S _i .3-Bfi Hi .3 g a a oo .— rt ot v. g fi o rt -^ ! SI. S3 3 fi ( rt .3 a a _ j ft SE a a b .s — H CS 3 a S a O H .2 a S2 3 a 3 a "1 ilii a a * afi H fi h n 3 33 a ?3 _j a 3 __ 3 3 fi o 2 ot 3-, « 3 - a a " c -3 fi „- "So11. „,- a > rt fi a Its a^ ll O H 3 a o SP a h a a o fi a 3 3 O fi ^ • fi a P X. ftU •B 34 93 - tt U > "-» S- •C 3 *- 3 tt O fc O il 8^ B O p O 3 0 a 3 2 3 a °, 3 3J rt HH 2. sz O o ft o U Sfi a 3 5 P 33 3 P3 r) a 3 J u c P rt u ■a a 3 a P U tt, p 3 3 u a p tfl W | s Sm . ot ,-- d fi aU a > B 3 a C o a 111 Hi O ad, a 3 a 3 rt 3 P r) o U REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 27 a a o g _-3 g o h g r a _3 ■a „ 2 H « G 8 2 M« OT O Hilljj „ co tt O _S»>ft 3 -C -3 Sf >, rt .« 3 « cs a > -3 a fi 3 O ot — O a H - ' a W 3 3 3.! H O a 3 i § *i SB J fl S|>a*sa tt ^ fl „ p _ >? tt Ih a 3 fl 00 tt 3 3-|aag.S g «.a 2 a >> H 3 h a 3 H a 3 rt a a-_, _ — h a ot £i rt o 3.3-° 3 a" fc fi a a d* 3 &oo.i fig h a ?? a fi 3 "3 afi B ot a 33 — a.S'nf H-H a .3 c o P "i sal's18 S 3 S - ih rt .£? rt fc 3 Ot-3 fi 2 2.11 §8 | fl 0 93 1 a fi 3 O tt B 93 C u a fl . > o DO fl tt d. E a £ M 3 . o >° tt 3 00 O fc tt as rt o >" a •§ a 3 5 O I-l 6 U tt I X tt u 2 6 V c fl ^to tt Ih O 'tH .i_2 c rt C tH Ph « o ^ 3 fl 3 3 s o U u S"a ia a afi gt-, O 3 tt u tt c .S3 93 i rt IO *C tt a tH 91 fl rt a fl rt tH 3 co C u tH to a ■o p rt rt « a fi 3 3 fc si -fc rt rt C "tt TJ rt 3 •-to u tH U rt *JJ fl A >_fl 3 2 u. fl 00 ft rt P c Ch a tt fi) &> fl a Ph ft. ft. 5 fl rt I < I a u •s 6 U 8 I G 28 ■ ■ BRITISH COLUMBIA s o H O •< W O z < Pi 3 co g £ P. W Q Z 3 Q id on Z w o H rt P co Z r-i Ph O H co REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 29 ■s b'S fi a "•Si 5 •_. S tt fc co fi°a b'S a aa* __ 3 rt _fl ft fl rt fl P ■'-, _rt 5 O ^ _fl tt fl fl *"* tt rtfl s~ _ 3 ih ttH £fl B ° U c« tt a«l8 aa 3 - a2 fi 1"rt-s t4 . , tt >1 u H -fl S3 fl B'H-S ° a a - ■>, a a ? r? 5 — tt' o co a i *_? rt ! 13 S rt ' Ih Ct U tt fl 63 93 3 3 P J* u la -3 5 «.« s 51" S.S (fi3 ■& > H 3 H .-Is ..2 3 a 3 — O C 3 p -a a s a a a - a tt o x fl O tt fl 2 fl tt •fi 7b a _.-^ « fi 3 S .o fi, rt 8 « fl 9 tt ^ fl O w 2 « u fl fl" u a^fi *l H OT.H O 1 " 8 oo 00 fi 3 rt afi h rt rt ot a1" .3 a . 3 s a h &.S3 §3§ •3 3 3 rt rt a H -fi P fi ot aSS ot 33 "h fi p 3 -_- a 00 Cfi -; « g a g" -r. H 4 as A ■ .3 E , >-2 S 3 3 rtrt. B 2 a 4 o. —5 2 3 u fi a « Sfi tf-"i J fi M a 3 rt o a .2 $■" M 3 ■r rt 9 i_a rt rt IP - -fl tt tt fl fl 00 rt fl rt O M 3 rt 91 o rn tt 3 M fl 35 a a p ^ 3 -r fl tt fc tt C £ « tt rt jq fl fc |h +3 5 3-H^ 3 SD34 O 1 -B a ■53 as OJfi OT rt 3 ° - rtl 5.-8*1 O O tt .fc ??!•§ « .y rt (j .3 an .0 -H U >* -; o a on H 2« »OH Pfi ° H _- ae a -Pfi 2 a p b ~ o -. a . a rt c 3 2 Q - _- H H f. a b a c •a -S a 3 a 1 o .3 a H J. H -_ °-5£ a H _3 H a Sfi 3 00 OT H O H OT C O rt _. >, ■ oi S 2 H 3 >- a 2 « & g art.." rt ■§a_?<° "- T .3 H O b *" 3 I a" a o" 3 .2 2 aa a rt h a x a a ■" I- a a" a fi ot AS a3 £ rt 3 3 a « £. fa s 13 H. Bfi a 2 h fi a .So jx I 5 o 3 cS C O -3 rt P 6 a fi -*3' a P n fi H _- - .m afi- ;.s-3 3 & 3 £> ' as a , -3 H 0 fi .3 jcSi. fl fc fl tH fl O ft 63 rt ° Et & £ ■ tt O *afi B- o § a 00 h a a 2 j « ■3 a fi " S b'~ a r S fi 8 3 , , IH ;2 33 p 1 § 2 a a bill » 00 rt 3 3 _ - OT a S fi fi 3 a „-3 .A 3 a S a a " 3 a a o - ri j- 3 CS _ _3 a « 51 fi a -a jaa» § 3 a .2 » £ .fia« g, 2 3 a a " 3 O -P „ * u^ rt E J. ss CS - as SP !-E„ P lllfi I E o S.ag-3 a 8-ai o a I _. * fi 2 a ot a - a 3 fi !}" fl rt fl" tt 3^-2 rt -Si ^3 +h" £ M C *£__ 3 rt rt "H 34 Ih _ fl .* a « fl 3 x c _o « 9 rt rt &J o o ^ S • A 3 >. tt rt fl .3: afl fifl- fiS-fi rt J3 -3 h £■ a . h E fi H 3 a a a " a " rt b &2 M P » a h ° rt a a t: fi 3 3 3 P c 2 : ii a a fi = a 3 &a g-1 a ot „-1 rt al-3 aiJ < E fi m as 5 O 3 .33 a 1. » 0-.fi Eo > < ,S^ S £ 11 o fl a u — u fl 5 a rtl fi «tS 5 G > fc fl fl - fl O O -3 _ tt io s- t_! '-+H rt 0 m 2 £• 4« o 00 1 tt 63 A fl rt fl a fl tt 03 . t> fe M IH = -sl.f-9 i i CO « fc"0 Ih rt 2 fl £ a 3 fc C X! fl rt co 3 ll -a'3" 3 2 s S " " "I o . !J * a 5 -1 S «*H tH sal i a a" a 3-00-3 - o S " . aa 2 >. iff) > 3 3 rt J a h a &' M 3 1 a ,-H §.0 .2 b E. ot a • -. a ot a fi • «fi a fl tt 5 10 C 6 D. X tt 3 fl' G U OD rt £ rt co tt fc Ih tt ■fl rt iH tt tH 0 3 3 rt O tH fl - a I ^" rt tt 3 O 3 rt >. o .2 34 fl a fl rt ., -h B ,w tj fc rt Ih 2 fc 3. tt ft tt r- fl SS.S 3 rt.fi - 3 fl" fc «m fl a « 5 3 a ".S a c 00 „ tfa - _, >;2 "rtrt S 3 g c „- -_ u ss cs cs % - b rt fi a h -, a t afi c rt -3 A3 a " E S 3 00 rt a .-■- o _ a rs g- a ™ a g,o 3 a' a 3. rt s a a a ! as rt .- a E ■S ? ■ ■SIS j SP zz 03 52 I 2 a'-S 'as a !"is -so 1 — 2 E 3 rt 3 o i C « fi .0.3 i b 3 s g « a a -3 ' 00 a .5 o E a.3 b-fl . fi - o' S5" .rt fl I o S b " i3 IH H B ' "8. S..2 rt h -5 ag. rt tn S E •_- ■ S« fin O ^q rt * R'h . Zr\ fi a p -^ a — rt *& PSrtrtPa.aE^ j, H-»ti t.3as'o '« a rt ^ - h a 3 S rt o o-JJ H rf H _H C3,s fi--! 3 • rt 73 1 a a ■tZ I al 2 p 3 - - » -- 2 >. p ■ P &3 SS &= a.S b- _ X O - fi fi fii8;|t: . .3 p - as « ; S E (h V 3. ■ a " a S^ g>§ ■2 b a § CO Q I I s a e a s I u z fi S d u fi rt > > 3 ^ & 2 o fi fi B 3 O rt o 0. rt 4 h 3 O r) o U tt *- 3 ** C fl fi 2 °o 2 - rt _fi « 5 Mfl^ fl rt rs X tt a tt CO 1 s.3!. g« rt nO iu 2pq u K fl *H tt 63 OS C rt 3 CO tfi rt u >. O O ftj Ph 3 3 M l-H co rt 2 Is sis.. _. a a rt« >,« ^ fi P 3 ft ft I2 Oh •""' tt 3 CUfi c a 2 c 3 _j S fi t Paul-M Wilming catchewa Sask. U2 fl fl CO Q fl <H G 30 BRITISH COLUMBIA 3 c o O H O < o z < rt 3 co Z w 3 P rt w Q Z 3 Q W CO Z w O CO ot ui Pi 3 CO Z I—I Uh O H co REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 31 ■3d A, .500 tt >< 3 K « rt U co » 3 fi tt fl § Sfi Ii fl --I u 1 *i « o a 9H 3 3 2 a Hi fi : a > o B O .2 a 3 X 3 a 3 H cs B a .5 S r? id w ill afi *- O a 3 s. > a a 3 _ >. . « * E 1413 o - Hi OT ill a S o -f— a a *.£fi ?.'rt fi o a fi a h SP a a Q.3 fi 0 2 6 8 a I a a 8 J '> a afi o"2 a si >, iii 3 "fi C ls&8 ifjS sla B 3 ih - H ° 3" 2 S a g s s ? a fi"2 3 h s a s .a ot a a h - 3 fi §3"3 2 -3 a a h- S « . o - 3 Q, OT - rt ot a a o 3 a h - - aS S t \zi a 93 P O 3 K P rt <g > a rt fl o « - tH fi \£ tt u fl tt 93 33 W Mwh fl fl ^ rt O i ° © s __-T*rt co fll'sa als^js 'rt 3'j-S" rt a rs ! sj^ja 1 S.s 3 8 2fi h S rt a h a n2 S a eo a ill 3 Set H . 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"a tt tt tH fl >. fl rrt 3 rt 93 e3 hU co tt -3 O 3) fl"fl t- -_. fl fl 91 c t-^ C tt co 2^ §2 2 O U(h Oh Dh REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 37 Annual Statements of Provincial Licensees B.C.F.G. MUTUAL HAIL INSURANCE COMPANY Head Office—Kelowna, B.C. Directors J. A. English. C. M. Nettleton. E. M. Tail. J. B. M. Clarke. N. R. C. Pooley. E. A. Titchmarsh, President. C. E. Bentley. G. Turner. Statement for the Year Ended November 30th, 1952 Assets Bonds (book value) Cash on hand and in banks Accrued interest Agents' balances prior to October 1st, 1952 Accounts receivable Office furniture and equipment Deferred charges Deduct assets not admitted— Office furniture and equipment Deferred charges Agents' balances prior to October 1st, 1952 Liabilities Expenses due and accrued Refunds to policyholders _ Capital stock— Authorized Subscribed Paid up Reserve fund Profit and Loss Account Premiums earned (net). Claims incurred (net) — Adjustment expenses _ Commissions Taxes Salaries, fees, travelling expenses All other expenses Underwriting profit Other revenue—Interest earned Other expenditure—Organization expense written off Net profit Returns for British Columbia (See page 65.) $52,835.20 8,307.62 649.04 755.00 576.49 1,448.73 $64,572.08 $576.49 1,448.73 755.00 2,780.22 $61,791.86 $300.00 13,558.60 $50,000.00 10,690.00 10,690.00 37,243.26 $61,791.86 $70,459.50 $17,217.66 700.13 2,581.46 314.10 9,061.58 1,668.93 $964.15 724.37 31,543.86 $38,915.64 239.78 $39,155.42 G 38 BRITISH COLUMBIA BRITISH COLUMBIA INSURANCE COMPANY Head Office—Vancouver, B.C. Directors F. A. Griffiths. C. G. Hobson. A. S. Llewelyn. J. D. Christie. G. Wright. C. G. Hobson, President. Statement for the Year Ended December 31st, 1952 Assets Bonds and debentures (book value) _ Cash on hand and in banks Accrued interest Reinsurance balances (affiliated companies ). Loans receivable (affiliated company) Accounts receivable Deduct assets not admitted—Deficiency of-market under book value of bonds Liabilities Provision for unpaid claims Reserve for unearned premiums (net, 80 per cent). Expenses due and accrued Taxes due and accrued Capital stock— Authorized— Common Preferred Subscribed Paid up Profit $27,495.10 7,824.09 1,468.50 68,269.15 80,000.00 1,042.00 $186,098.84 2,182.60 $183,916.24 $9,341.94 35,443.86 450.00 16,539.31 $61,775.11 $400,000.00 100,000.00 221,945.00 $111,177.50 10,963.63 122,141.13 $183,916.24 Profit and Loss Account Premiums earned (net)_ Claims incurred (net) — Commissions Taxes Salaries, fees, and travelling expenses All other expenses $44,534.09 28,003.37 1,262.93 585.00 48.76 Underwriting profit Other revenue—Interest earned Other expenditure— Australian Federal taxes _ Income and excess-profits taxes Increase in deficiency market under book value—securities Net profit $3,964.30 4,343.84 2,182.60 $3,277.95 10,220.74 $92,383.40 74,434.15 $17,949.25 6,942.79 $11,006.46 Returns for British Columbia (See page 65.) J. S. Adam. S. Robinson. W. J. Albutt. E. A. Albutt. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY Head Office—Vancouver, B.C. Directors F. G. Syder. W. J. Albutt, President. Statement for the Year Ended December 31st, 1952 Assets Bonds and debentures (book value) Cash on hand and in banks Interest accrued Sundry accounts receivable Agents' balances G 39 Liabilities Reserve for unearned premiums (net, at 80 per cent) Investment reserve Contingency reserve Capital stock— Authorized Subscribed and paid up Surplus Profit and Loss Account Premiums earned (net). Claims incurred (net).__ Commissions Taxes Salaries, fees, and travelling expenses Other expenses Underwriting profit Other revenue—Interest earned Net profit $62,500.20 2,406.21 656.71 2,675.34 $68,238.46 $44,790.13 2,000.00 779.34 $25,000.00 10,000.00 10,668.99 $68,238.46 $22,689.15 14,767.65 1,183.80 800.00 165.26 $45,889.58 39,605.86 $6,283.72 2,085.43 $8,369.15 Returns for British Columbia (See page 65.) G 40 BRITISH COLUMBIA BRITISH PACIFIC INSURANCE COMPANY Head Office—Vancouver, B.C. Directors H. J. Bailey. B. S. Brown. G. T. Cunningham. T. S. Dixon. D. McAlister. J. H. McMahon. F. Parsons. G. R. Parsons. H. J. Seed. R. C. Sim. Frank Parsons, President. Statement for the Year Ended December 31st, 1952 Assets Bonds and debentures (book value) $217,218.33 Cash on hand and in banks 23,314.52 Accrued interest 1,396.16 Agents' balances 4,390.35 Amount due from reinsurance on losses paid 29.28 Furniture and fixtures 17,584.90 Incorporation expense 3,450.00 Prepaid expenses, supplies, etc. 4,324.42 Leasehold improvements 1,958.22 $273,666.18 Deduct assets not admitted— Furniture and fixtures $17,584.90 Incorporation expense 3,450.00 Office stationery and supplies, etc. 4,324.42 Leasehold improvements 1,958.22 27,317.54 Total admitted assets $246,348.64 Liabilities Provision for Unpaid claims __' $26,200.00 Reserve for unearned premiums (net, 80 per cent) 79,509.37 Taxes due and accrued 10,866.06 Accounts payable 5,179.87 Capital stock— Authorized $500,000,00 Subscribed 201,000.00 Paid up $ 122,320.00 Surplus in Profit and Loss Account 2,273.34 124,593.34 $246,348.64 Profit and Loss Account Premiums earned (net) $428,003.17 Claims incurred (net) $ 160,752.13 Adjustment expenses 1,052.30 Commissions 139,236.15 Taxes 10,006.82 Salaries, fees, and travelling expenses 46,901.69 Other expenses 48,275.16 406,224.25 Underwriting profit $21,778.92 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 Brought forward _ Other revenue— Interest earned $6,404.17 Adjustment by amortization 355.97 Other expenditure— Provision for depreciation $2,326.22 Income and excess-profits taxes 300.00 Loss on sale of securities 38.60 Leasehold improvements, written off 489.56 Net profit Returns for British Columbia (See page 65.) $6,760.14 3,154.38 G 41 $21,778.92 . 3,605.76 $25,384.68 EMPIRE LIFE INSURANCE COMPANY Head Office—Kingston, Ont. C. P. Fell. H. H. Blakeman. D. R. McLaughlin. Directors A. H. Keith Russell. N. P. Lambert. W. A. Curtis. C. P. Fell, President. N. A. Fairhead. D. W. McCormick. T. Oakley. Statement for the Year Ended December 31st, 1952 Assets Real estate (book value): (a) Office premises, (b) for sale, (c) Amounts owing under agreements of sale of real estate Mortgage loans on real estate.. for income- Loans on and amount secured by companies' policies in force.. Bonds and debentures (book value) Stocks (book value) Cash on hand and in banks Accounts receivable Agents' balances Real estate held for income Total ledger assets at book value.. Add excess of total authorized value of ledger assets over total book value.. Total ledger assets at authorized value Total interests, dividends, and rents due and accrued Premiums due and uncollected or deferred (net) Deduct assets not admitted— Cash advanced to or in the hands of officers or agents.. Debit accounts (sundry) $148,028.54 5,483.01 5,578,489.49 1,087,350.83 11,932,189.49 1,745,767.55 134,749.65 26,467.86 125,949.42 143,347.41 $20,927,823.25 11,418.66 $20,939,241.91 195,625.13 485,586.21 $21,620,453.25 $125,977.78 21,930.25 Total admitted assets.. 147,908.03 $21,472,545.22 G 42 BRITISH COLUMBIA Liabilities Reserve under assurance annuity and other contracts in force (net)_ Liability for payments due under contracts (net) Provision for unreported death claims Provision for disability claims Amounts left with company Premiums paid in advance- Provision for profits to policyholders (other than deferred dividends). Profits credited to deferred-dividend policies (net). Provision for accrued profits to policyholders not included above.. Shareholders' surplus account Taxes due and accrued Salaries, rents, and office expenses due and accrued-. Medical and legal fees due and accrued Commissions to agents due and accrued Reserve for contingencies and investments Staff Pension Fund Sundry accounts payable.. Capital stock— Authorized Subscribed Paid up Surplus (18,263,650.00 105,419.85 32,000.00 3,000.00 603,368.14 14,438.31 111,650.39 27,510.00 88,349.61 41,302.50 49,583.70 19,413.03 1,364.31 17,477.80 580,000.00 309,951.70 19,577.31 $557,870.00 320,240.00 320,240.00 864,248.57 $21,472,545.22 Income Premium income Consideration for supplementary contracts- Amounts left with company Interests, dividends, and rents Gross profit on sale or maturity of real estate, bonds, and stocks.. All other income $2,710,390.65 36,139.29 111,205.11 852,936.44 66,357.10 42,901.41 $3,819,930.00 Disbursements Disbursements under assurance and annuity contracts (net)_ Payments under supplementary contracts (net). Reduction in premiums resulting from application of dividends- Amounts left with company Taxes, licences, and fees Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous Branch office and agency expenses—Commissions, salaries, advances to agents, travelling expenses, rents, and miscellaneous All other expenses—Advertising, books and periodicals, express, telephone and telegraph, legal fees, medical fees, office furniture, postage, printing and stationery, commissions on loans, contributions to Staff Pension Fund, and miscellaneous Payments from Staff Pension Fund Dividends paid to shareholders Interest paid on claims Interest on borrowed money- Loss on sale or maturity of real-estate bonds and stocks.. Decrease by adjustment of ledger assets All other disbursements Excess of income over disbursements.. $1,243,110.93 21,452.27 6,380.06 100,468.37 42,576.95 259,042.55 705,624.93 168,182.16 13,672.20 19,214.40 1,061.99 313.85 16,274.49 44,019.53 32,460.21 1,146,075.11 $3,819,930.00 Returns for British Columbia (See page 55.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 43 HIGH COURT OF THE CANADIAN ORDER OF FORESTERS Head Office—Brantford, Ont. Governing Executive Authority L. E. Jordan. W. J. Bourke. W. M. Couper. H. Phinn. J. W. Davies. A. Voy. L. L. B. Hamlin, High Treasurer. Dr. L. Mcllwraith. Statement for the Year Ended December 31st, 1952 Assets Real estate (book value). Liens on policies- Bonds and debentures (book value). Cash on hand and in banks Interest due and accrued Premiums, dues, and assessments collected but not received by head office.. Unexpired insurance premiums Other assets Trust Account—Subordinate courts Deduct assets not admitted— Supplies and stationery $5,597.27 Unexpired insurance premiums 4,811.79 Postage on hand 68.10 $250,000.00 36,344.68 22,817,376.27 120,749.88 257,579.62 54,903.40 4,811.79 5,665.37 355.10 $23,547,786.11 10,477.16 $23,537,308.95 Liabilities Mortuary Fund Sickness and Accident Fund No. Juvenile Fund Sickness Benefit Fund No. 2 General Expense Fund Pension Fund Trust Fund—Subordinate courts- Surplus $19,920,394.86 1,278,567.59 59,580.00 114,796.83 12,599.40 28,285.55 355.10 2,122,729.62 $23,537,308.95 Income Premiums, dues, and assessments- Special assessments- Interest, dividends, and rents — Profit on sale or maturity of bonds and debentures- Premium on U.S. funds Other revenue Trust Account—Subordinate courts Excess of disbursements over income- Disbursements Claims, endowments, and surrenders- Reversionary bonuses Premium relief loans New building and equipment costs.. Security transfer tax- Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees, travelling expenses, and miscellaneous- Agency and organization expenses—Commissions, miscellaneous salaries, travelling expenses, and Carried forward.. $856,105.24 520.00 906,969.23 6,163.71 5.70 6,887.42 355.10 92,878.60 $1,869,885.00 $1,023,079.47 125,553.04 6,195.63 218,791.12 96.60 94,145.67 284,089.95 $1,751,951.48 G 44 BRITISH COLUMBIA Brought forward... All other expenses—Advertising, exchange, express, telephone and telegraph, legal and medical fees, official publications, investment expenses,, printing and stationery, postage and excise, convention and meetings, taxes, licences and fees, donations, unemployment, insurance, and miscellaneous —.:__. ___: „__ Decrease by adjustment of bonds, debentures, and real estate _ _____ Pension Fund .--,-- — -—— :: i ' .; 2 Income— ';"-.. Mortu-iry Fund- Sickness and Accident Funds— No. 1 No. 2 Juvenile Fund General expenses : ■;■ :. $1,751,951.48 115,645.60 2,117.94 169.98 $1,869,885.00 $21,719.60 299.75 33.07 335.71 1,510.65 $23,898.78 Disbursements- Mortuary Fund- Sickness and Accident Funds- No. 1 _:..__: U No. 2. _..._. $31,446.53 261.25 26.00 $31,733.78 MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA Head Office—-Vancouver, B.C. Directors William MacNair. Lloyd T. Beharrell. Hugh E. Burr. R. U. Hurford. C. E. Whitney-Griffiths. Henry Bose. L. Gilmore. C. E. Newby. R. Appleby. Thomas J. Robertson, President. Statement for the Year Ended December 31st, 1952 Assets Bonds and debentures (book value). Cash on hand and in banks Interest accrued Agents' balances and premiums uncollected (net, commission deducted). Sundry receivables and unemployment insurance stamps Furniture arid fixtures , _ Deferred commissions $136,358.41 886.26 1,236.46 5,749.78 194.05 476.39 11,015.46 $155,916.81 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1949 $849.63 Furniture and fixtures ___ _ 476.39 Deferred commissions 11,015.46 12,341.48 $143,575.33 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 45 V I •;,■"/".■ C 3 3C ■•"'..'■. "'.'I Liabilities Provision for unpaid claims —_____---_.___.__.._—_ •_.■ Reserve of unearned premiums (net, at 100 per cent)— _ Taxes due and accrued __—..—— Return premiums and balance due agents Premiums received in advance All other liabilities . - _ Statutory reserve fund:.——.-;. Surplus Profit and Loss Account Premiums earned (net)_ Claims incurred (net)_- Adjustment expenses ___. Commissions Taxes Salaries, fees, and travelling expenses All other expenses Underwriting profit Other revenue— Interest earned $19,000.00 72,910.16 $74.34 42,092.32 1,900.00 2,522.20 4,929.05 147.26 $51,665.17 91,910.16 $143,575.33 $9,582.46 218.21 10,073.11 313.08 15,778.66 9,255.91 Commissions earned Other expenditure— Income and excess-profits taxes Bad debts written off __ $3,589.64 387.13 $2,306.41 276.22 $3,976.77 2,582.63 Net profit $51,696.19 45,221.43 $6,474.76 1,394.14 $7,868.90 Returns for British Columbia (See page 58.) . . ■ ■ ■ . , ■ . ■ ■ ■ . . G 46 . BRITISH COLUMBIA NORTH WEST MUTUAL LIFE ASSURANCE COMPANY Head Office—Vancouver, B.C. C. W. Goodrich. J. M. McNab. A. M. Lester. Directors G. Biddle. R. G. Hunter. C. W. Goodrich, President A. Rowan. S. E. Raymer. R. P. Bingham. Statement for the Year Ended December 31st, 1952 Assets Mortgage loans on real estate Bonds and debentures (book value) Cash on hand and in banks Agents' balances Secured loans on companies' policies in force- Book value of stocks Total ledger assets at book value- Deduct excess of total book value over total authorized value- Interest accrued- Premiums due, uncollected or deferred (net). Deduct assets not admitted—Agents' balances- Total admitted assets Liabilities Reserve under assurance, annuity, and other contracts in force (net). Liability for admitted claims under contracts (net) Premiums paid in advance Taxes due and accrued Salaries, rents, and office expenses due and accrued- Agents' credit balances Surplus __ Income Premium income (net) Interest, dividends, and rents Assessment—Special group Gross increase adjustment, ledger assets Miscellaneous income Disbursements Disbursements under assurance and annuity contracts (net)_ Payments under supplementary contracts (net) Taxes, licences, and fees Head office expenses—Salaries, directors' fees, audit fees, travelling expenses, rent, miscellaneous Agency expense All other expenses—Telephone, medical fees, postage, printing and stationery, miscellaneous Gross decrease adjustment, ledger assets Furniture and equipment written off Gross loss on sale, ledger assets Excess of income over disbursements $30,438.86 157,048.81 17,662.75 1,227.80 1,148.08 9,850.00 $217,376.30 2,928.44 $214,447.86 1,560.32 47,126.13 $263,134.31 1,227.80 $261,906.51 $183,118.76 8,000.00 72.78 2,076.59 44.40 59.55 68,534.43 $261,906.51 $103,829.28 4,480.01 36,466.79 247.15 81.23 $145,104.46 $68,509.30 609.00 1,225.95 18,654.97 827.67 3,908.26 30.00 977.37 300.00 50,061.94 $145,104.46 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 47 PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY M. R. Nielsen. J. Person. I. Johansen. Head Office—Vancouver, B.C. Directors J. G. Chambers. J. North. N. Ruud. G. H. Phillips. L. Wilman. H. Hansen. Statement for the Year Ended December 31st, 1952 Assets Mortgage loans on real estate Bonds and debentures Book value of stocks Cash on hand and in banks Cash in depositories, other than chartered banks (Credit Unions)_ Accrued interest Agents' balances and premiums uncollected (net, commission deducted). Amount due from reinsurance on losses already paid Prepaid insurance Office furniture and fixtures Deferred charges Accounts receivable __. Manager's Account- Automobile $14,956.84 129,563.74 13,190.00 12,236.05 33,617.68 1,347.73 40,662.31 26,629.76 416.65 2,362.25 2,668.28 69.05 883.41 Deduct assets not admitted— Agents' balances, prior to October 31st, Office furniture and fixtures Deferred charges $278,603.75 1952 Investments—$2,500, our own co-operative 3V_t-per-cent bonds Automobile $12,832.63 2,362.25 2,668.28 2,500.00 883.41 21,246.57 Liabilities Provision for unpaid claims Reserve of unearned premiums (net at 80 per cent). Taxes due and accrued Reinsurance premiums Return premiums Contingency reserves Sundry accounts payable Loans by policyholders (members' refunds). Reserve for lay-up periods Capital stock— Authorized Subscribed Paid up Reserve fund Surplus $257,357.18 $38,168.82 63,312.88 1,761.52 17,669.61 3,745.00 12,783.36 425.00 41,121.51 11,000.00 $25,000.00 13,570.00 13,570.00 8,500.00 45,299.48 $257,357.18 Profit and Loss Account Premiums earned (net) Claims incurred (net) Adjustment expenses (net)_ Taxes Salaries, fees, and travelling expenses All other expenses $56,254.27 623.15 333.50 14,177.07 7,098.29 $136,622.38 Underwriting profit 78,486.28 $58,136.10 G 48 BRITISH COLUMBIA Brought forward __. __ __ $58,136.10 Other revenue— Interest earned _ $6,297.82 557.50 Profit on sale of securities Other expenditure— Income and excess-profits taxes __ —_ $1,683.12 $6,855.32 11,222.86 Statutory reserve increase __ __ ____ _...... 1,500.00 Contingency reserve increase —. 5,213.42 Loss on sale of machinery 2,826.32 4,367.54 Net profit $53,768.56 Returns for British Columbia (See page 69.) THE PERTH MUTUAL FIRE INSURANCE COMPANY Head Office—Stratford, Ont. Directors H. W. Strudley. H. W. Maxwell. J. A. Makins. David Smith. R. M. Trow. W. J. Anderson. C. D, Dingman. J. M. Riddell. H. G. Lee. H. W. Strudley, President. Statement for the Year Ended December 31st, 1952 Assets Real estate (book value) $ 172,449.59 Bonds and debentures ._ 2,114,347.27 Stocks (book value) 310,305.01 Cash on hand and in banks 177,256.81 Interest and rents, accrued : 21,626.66 Agents' balances and premiums uncollected (net, commission deducted) 73,178.96 Amount due from reinsurrance on losses already paid 9,324.91 Office furniture and fixtures 22,498.83 Automobile — 480.27 Deduct assets not admitted—■ Agents' balances, premiums written prior to October 1st, 1949 $2,146.30 Office furniture and fixtures — 22,498.83 Automobile 480.27 $2,901,468.31 25,125.40 $2,876,342.91 Liabilities Provision for unpaid claims $77,600.10 Adjustment expenses _ _ -_ 500.00 Reserve of unearned premiums (net, at 80 per cent) 399,881.31 Expenses due and accrued (permanent reserve) , 10,000.00 Taxes due and accrued _ — .__._ 24,301.14 Return premiums and balances due agents —____ _ 151.95 Investment reserves (permanent reserves) _ _ 150,000.00 Contingency reserves (permanent reserve) ____ _____ 100,000.00 Surplus —_,____._-___ 2,113,908.41 $2,876,342.91 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 Profit and Loss Account Premiums earned (net). Claims incurred (net)_ $213,708.34 12,221.43 131,163.70 10,548.25 Salaries, fees, and travelling expenses 79,375.38 All other expenses - 37,440.53 Adjustment expenses (net)- Commissions Taxes Underwriting Other revenue— loss Interest earned $70,619.70 Dividends earned 14,243.57 Profit on sale of securities 46,998.85 Other expenditure— Income and excess-profits taxes Safekeeping and insurance on securities $131,862.12 $12,301.14 2,159.40 Increase in reserve for contingencies 40,000.00 Loss on rents earned 3,471.90 Depreciation on office premises 8,234.18 66,166.62 Net profit Returns for British Columbia (See page 59.) $471,167.05 484,457.63 $13,290.58 65,695.50 $52,404.92 THE RELIABLE LIFE INSURANCE SOCIETY Head Office—Hamilton, Ont. E. Gernaey. J. L. Archer. Governing Executive Authority G. A. Snyder. C. H. Fitch, Secretary-Treasurer. P. M. Button. J. A. Lussier. Statement for the Year Ended December 3 1st, 1952 Assets Real'-estate-(book value)_ Loans on real estate Loans, liens, and advances secured by society's certificate under non-forfeiture provisions Bonds and debentures (book value) Book value of stocks Cash on hand and in banks Deposit with Quebec Government Unemployment insurance prepaid Interest and dividends, due and accrued Premiums, dues, and assessments Deduct excess of total book value of ledger assets over total authorized value $65,000.00 464,240.00 186,493.16 2,428,045.97 67,038.12 62,664.02 5,000.00 2.44 36,833.07 2,899.16 $3,318,215.94 34,655.61 $3,283,560.33 G 50 BRITISH COLUMBIA Liabilities Mortuary Fund Sickness and Accident Fund Juvenile Fund Guarantee Fund General Expense Fund Surplus $2,588,457.49 141,179.46 279,255.06 1.20 17,930.35 256,736.77 $3,283,560.33 Income Premiums, dues, and assessments Interest and dividends Profit on sale or maturity of ledger assets Gross increase adjustment, ledger assets Sundry revenue Disbursements Claims, endowments, and surrenders Dividends to members Head office expenses-—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, and miscellaneous Agency organization expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous All other expenses—Advertising, publications, express, postage, excise, telegraph and telephone, legal and medical fees, office furniture, printing and stationery, convention and meetings, taxes, licences and fees, miscellaneous All other disbursements Excess of income over disbursements $405,736.10 121,570.00 984.53 2,173.51 331.10 $530,795.24 $254,727.83 19,144.02 71,368.61 127,383.69 20,801.63 2,683.54 34,685.92 $530,795.24 Income— Mortuary Fund Sickness and Accident Fund Juvenile Fund Guarantee Fund $5,249.33 186.72 302.46 4.20 $5,742.71 Disbursements— Mortuary Fund Sickness and Accident Fund Juvenile Fund $7,922.55 160.00 1,528.97 $9,611.52 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 51 ROYAL GENERAL INSURANCE COMPANY OF CANADA Head Office—Vancouver, B.C. John R. Boyd. J. R. Cooney. Frank Parsons. Directors F. E. Chadwick. T. S. Dixon. W. B. Reardon. A. R. Jube. John R. Cooney, President. Brenton S. Brown. F. O. Hodgson. F. W. Sullivan. Statement for the Year Ended December 31st, 1952 Assets Bonds and debentures (book value)_ Cash on hand and in banks Interest accrued Agents' balances and premiums uncollected (net, commission deducted). Amount due from reinsurance on losses already paid _— Liabilities Expenses due and accrued Taxes due and accrued Reinsurance premiums Capital stock— Authorized Subscribed Paid up Surplus $392,933.76 24,007.82 3,510.00 60,268.60 18,941.49 $500,021.67 $125.00 1,030.07 60,628.60 $1,000,000.00 100,000.00 Profit and Loss Account Salaries, fees, and travelling expenses All other expenses Underwriting loss Other revenue—Interest earned Other expenditure— Income and excess-profits taxes . Loss on sale of securities Investment expenses $11,862.54 100,000.00 338,238.00 $500,021.67 $2,149.57 260.04 $2,409.61 $2,020.07 1,375.00 137.56 3,532.63 Net profit 8,329.91 $5,920.30 Note.—The entire business of this insurer is reinsured. . . G 52 ;:;:: ,: ; r BRITISH COLUMBIA t 7^0^3'i WESTERN UNION INSURANCE COMPANY vr Head Office—Calgary, Alta. Directors Frank R. Freeze. C. M. Freeze. Robert D. Freeze. j Harry G; Charman. L. C. Jacksofl. David J. Freeze. Howard F. Freeze. .1 Delmar A. Westfall. Frank R. Freeze, President. . .-■; Statement for the Year Ended December 31st, 1952 Assets Mortgage loans on real estate . : $87,408.69 Bonds and debentures (book value) 714,847.40 Cash on hand and in banks 156,409.03 Interest accrued 7,630.82 Agents' balances and premiums uncollected (net, commission deducted) 225,448.85 Amount due from reinsurance on losses already paid _ _ 1,415.07 Balance, deposit premium—Reinsurance Treaty 1 .._—_ 3,306.15 Loan receivable 4,000.00 Advances under surety bonds 27,400.00 Chattel mortgage 2,974.99 Deduct assets not admitted— Deficiency of market under book value of bonds and debentures $45,486.15 Loan receivable 4,000.00 Chattel mortgage ____. 2,974.99 Advances made under terms of surety bond 27,400.00 Accrued interest on loan 16.66 Chattel mortgage 43.35 Advance made under terms of surety bond 507.17 $1,230,841.00 80,428.32 $1,150,412.68 ■ — - - - Liabilities Provision for unpaid claims ____ $203,546.06 Adjustment expenses 21,391.12 Reserve of unearned premiums (net at 80 per cent) 421,604.27 Expenses due and accrued 600.00 Taxes due and accrued 50,009.21 Reinsurance premiums ____ . ; 29,794.47 Indemnity collateral deposits — 580.37 Reserve for unreported claims 1 20,000.00 Profit commissions payable 5,000.00 Reserve and unpaid losses—Unlicensed reinsurance, unsecured 4,572.63 Capital stock— Authorized $500,000.00 Subscribed 500,000.00 Paid up —.__:._ _ 100,000.00 Capital surplus 4,000.00 Surplus 289,314.55 $1,150,412.68 Profit and Loss Account Premiums earned (net) $751,784.65 Claims incurred (net) $319,933.21 Adjustment expenses incurred (net) 38,604.68 Commissions 162,667.95 Taxes 21,686.55 Salaries, fees, and travelling expenses 13,248.67 Management fees 63,423.03 All other expenses 17,891.52 637,455.61 Underwriting profit $ 114,329.04 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 53 Brought forwards Other revenue—Interest earned Profit on sale of securities $25,920.43 39.90 Other expenditure—Income taxes Net profit $25,960.33 70,500.00 Returns for British Columbia (See pages 60, 63, and 71.) $114,329.04 44,539.67 $69,789.37 G 55 TABLE I.—TABLE OF LIFE INSURANCE RETURNS FOR 1952 (Figures shown in nearest dollar.) Insurer Premium Income Assurance Annuities Sinking Fund Payments Disbursements Assurance On Death or Maturity On Surrender, for Disability, Dividends, etc. Annuities To Annuitants On Death, Surrender, etc. Exhibit of Policies In Force Jan. 1, 1952 New Issued In Force Dec. 31, 1952 \ Aetna Life Insurance Co. Beacon Insurance Co. Ltd— Canada Life Assurance Co. Commercial Life Assurance Co. of Canada- Commercial Union Assurance Co. Ltd- Confederation Life Association Continental Assurance Co Continental Life Insurance Co L. Co-operative Life Insurance Co. Crown Life Insurance Co Cuna Mutual Insurance Society Dominion Life Assurance Co. Dominion of Canada General Insurance Co.—. T. Eaton Life Assurance Co. Empire Life Insurance Co.„ Equitable Life Assurance Sgijety of the United States Equitable Life Insurance Co. of Canada Excelsior Life Insurance Co. Fidelity Life Assurance Co Great-West Life Assurance Co. Imperial Life Assurance Co John Hancock Mutual Life Insurance Co- London Life Insurance Co Loyal Protective Life Insurance Co. Manufacturers Life Insurance Co Metropolitan Life Insurance Co. Ministers Life and Casualty Union- Monarch Life Assurance Co Montreal Life Insurance Co Mutual Life Assurance Co. of Canada. Mutual Life Insurance Co. of New York National Life Assurance Co. of Canada New York Life Insurance Co North American Life and Casualty Co- North American Life Assurance Co Northern Life Assurance Co Norwich Union Life Insurance Society Occidental Life Insurance Co. of California Paul Revere Life Insurance Co._ Prudential Assurance Co. Ltd J Ordinary— I Group —Ordinary f Ordinary— } Group J Ordinary— ( Group Ordinary... ( Ordinary— I Group | Ordinary— } Group } Ordinary— / Group- } Ordinary— I Group j Ordinary ... / Group | Ordinary— I Group \ Ordinary— / Group } Ordinary— \ Group ._ Ordinary— | Ordinary— \ Group } Ordinary ... I Group — Ordinary— | Ordinary— | Group — Ordinary— C Ordinary— / Group } Ordinary ... I Group I Group f Ordinary... -{ Industrial- [ Group ... Ordinary— ( Ordinary— I Group f Ordinary— -{ Industrial.. [ Group Ordinary... Ordinary... f Ordinary ... } Group f Ordinary— (Group _. Ordinary— | Ordinary— I Group j" Ordinary— / Group | Ordinary— } Group f Ordinary— I Group \ Ordinary- l Group Prudential Insurance Co. of America- Royal Insurance Co. Ltd. Sovereign Life Assurance Co. of Canada- Standard Life Assurance Co. Sun Life Assurance Co. of Canada- Travelers Insurance Co. United Benefit Life Insurance Co. Western Life Assurance Co. .Ordinary— . f Ordinary— I Group . | Ordinary—. I Group . f Ordinary— / Group f Ordinary— . •{ Industrial- [ Group . f Ordinary ... I Group Ordinary— . f Ordinary— | Group . C Ordinary— / Group . j Ordinary— { Group Ordinary... Ordinary... Totals- Totals for 1951. $140,210 106,885 1,394,287 200,639 29,793 106 99 1,540,492 69,685 22,216 111 178,309 34 39,717 19,897 926,023 212,145 10,233 215,269 943,657 1,233 57,840 32 83,447 129,065 88 12,836 9,234 134,254 492,482 302 130,272 2,099,709 94,580 884,887 33,703 226 2,273,302 637,192 169,409 20,444 1,467,342 4,111 2,246,403 1,664,029 201,231 6,314 659,986 177,248 5,177 3,000,432 25,639 51,313 124,773 104 526,453 2,462 36,161 1,713 1,710,014 16,341 42,391 1,018 63,020 242,617 12,994 108 45 172,379 318 1,603,076 561,825 20,166 120,468 912 172,457 223,618 2,662 2,931,722 838,481 243,796 115,889 43,587 $17,707 17,883 187,709 5,275 65,238 12,925 6,272 106,008 186,795 61,351 3,298 10,709 2,674 4,215 19,298 2,550 6,255 1,391 92,670 42,159 68,488 70,585 113,184 15,140 48,884 32,358 382 129,659 66,124 9,602 146,401 281,076 37,147 2^999 2,923 1,767 95^398 327,518 2,057 733 57 23,302 1,913 1,249 90,650 100 37,809 280,371 429,063 110,776 331,283 2,604 854 $32,655,139 I $3,614,838 $30,107,916 I $3,323,675 —$47 14,010 4,000 $17,963 $36,679 $14,602 50,000 542,272 157,474 3,416 80 552,271 32,3p| 27,500 6,466 276,621 131,012 124,075 195,784 2,750 12,410 15,335 48,688 24,485 4,000 23,865 112,047 200 21,503 770,830 79,679 236,522 17,700 347,765 42,643 86,297 3,000 473,340 1,950 509,113 323,263 96,787 191,998 44,065 150 1,020,108 24,552 70,258 35,221 180,839 901 445,438 3,700 25,456 7,129 76,715 10,333 37,091 342,472 249,941 17,582 62,001 36,755 103,529 837,788 422,125 138,892 78,612 7,000 $19,008 10,486 379,474 24,916 12,319 229 532 363,837 707 208 33,537 416 700 207,830 3,821 470 34,312 216,240 8,189 6,276 14,867 8,467 1,467 18,603 127,702 15,244 679,457 5,053 250,174 250 529,231 150,609 35,502 1,332 420,718 5,000 718,703 437,171 47,003 809 160,467 35,490 5,028 965,573 399 14,496 21,119 178,669 438,773 246 26,254 12 11,272 31,986 21,479 464,422 259,483 4,202 34,457 59,847 47,533 640 895,414 275,377 94,982 1,000 9,259 $542 5,843 400 84,493 5,278 1,740 53,763 3,356 31,104 50,883 35,554 795 1,800 640 5,618 1,105 2,151 600 104,462 18,770 17,779 23,639 45,760 1,048 7,232 271 96,351 30,444 1,110 17,374 148,228 10,805 883 9,024 41,089 2,296 3,597 15,629 5,806 9,519 30,261 33,180 41,857 202,758 83,559 1,444 $88,336 4,406 39,760 7,193 2,073 24,192 16,811 42,272 181 459 1,581 34 1,434 4,656 688 56,750 21,087 52,926 581 12,329 2,200 3,974 566 9,445 92,844 1,566 39,801 178,428 8,757 13 4,861 172 92,809 51,821 1,140 943 1,150 1,600 942 32,867 36,125 28,020 31,414 26,446 1,077 $9,838,729 | $8,848,748 | $1,293,100 | $1,026,730 $9,100,965 $8,584,137 $1,210,448 I $1,035,658 $4,943,758 9,392,054 45,354,346 9,296,500 1,129,535 31,364 61,143,522 6,999,524 646,485 6,010,426 728,154 1,409,346 38,641,807 24,084,120 426,405 21,806,900 33,939,372 50,000 2,101,833 58,500 2,862,009 4,938,921 5,000 284,792 2,041,300 4,457,975 18,609,625 4,584,276 88,250,837 9,615,385 31,243,122 1,754,500 24,000 98,238,981 19,159,689 19,473,745 501,840 47,031,986 160,500 84,176,633 36,529,808 16,031,316 201,500 28,945,626 7,300,615 246,201 113,535,344 5,117,335 2,044,214 5,723,796 67,850 17,692,282 158,000 1,495,909 137,468 61,176,070 1,382,281 2,314,411 57,500 1,166,765 17,527,768 341,293 5,269,604 21,000 46,435,978 12,467,949 942,053 5,994,372 109,000 7,714,661 8,413,035 135,250 107,352,319 60,979,788 9,720,032 13,711,622 1,460,589 $872,968 140,000 10,339,452 3,037,500 565,850 8,227,554 2,208,633 711,302 25,000 1,094,021 744,250 663,263 7,089,164 5,116,300 228,576 298,842 3,939,505 92,000 164,193 611,526 707,750 4,500 19,000 1,367,966 2,712,029 24,800 856,805 11,699,588 198,500 4,011,997 1,405,000 20,154,954 1,665,426 2,936,133 233,700 6,608,298 111,500 10,057,261 3,074,009 5,026,633 2,000 5,230,061 1,319,183 3,497 15,920,752 3,949,400 476,113 1,456,437 2,637,300 178,000 655,769 16,840 8,806,533 406,523 99,680 1,087,863 7,795,275 5,360 1,282,795 7,122,247 904,606 560,624 36,000 945,134 1,187,599 16,198,236 17,114,869 1,830,200 1,333,152 34,500 $5,402,227 11,387,500 53,092,747 13,474,750 1,544,771 39,788 66,229,239 11,488,213 1,093,248 43,000 6,600,142 1,326,382 2,005,305 43,670,181 30,193,720 638,294 28,082,952 35,853,195 118,000 2,140,167 34,500 3,338,115 4,983,048 9,500 290,518 2,400,900 5,413,100 20,125,751 29,400 5,134,895 95,124,260 10,264,423 33,897,084 3,094,000 27,000 114,511,223 19,669,121 27,011,220 642,245 51,060,884 302,000 90,381,435 37,958,880 22,439,749 190,500 31,956,187 7,880,427 245,742 125,725,809 10,345,433 2,400,162 6,286,566 76,850 18,^642 349,f||| 1,676,882 159,428 67,234,194 1,962,490 2,386,516 57,000 1,989,487 23,346,685 726,441 5,360 12,0Xp 6,011,867 41,500 50,802,376 12,400,593 936,712 6,294,321 134,000 8,097,934 8,904,523 152,750 115,953,897 80,803,228 10,249,736 15,043,063 1,425,024 $1,305,529,671 | $217,642,296 | $1,483,819,649 $1,185,108,178 I $173,751,072 | $1,304,260,746 TABLE II.—LIFE INSURANCE SUMMARY (Figures shown in nearest thousand.) Year Premium Income Disbursements Amount in Ordinary Industrial Group Total On Death or Maturity Other Payments Total Force 1948 1949 1950 ...„ ., ,,,.: .„„.. 1951 ,„. ...'„. 1952 .. $21,652,000 23,770,000 25,093,000 25,338,000 29,125,000 $2,525,000 2,597,000 2,668,000 2,756,000 2,863,000 $3,121,000 3,052,000 3,495,000 2,014,000 4,300,000 $27,298,000 29,419,000 31,256,000 30,108,000 36,288,000 $8,070,000 8729,000 9,413,000 9,101,000 9,839,000 $8,299,000 8,899,000 10,006,000 10,830,000 11,169,000 $16,369,000 17,628,000 19,419,000 10,931,000 21,008,000 $955,363,000 1,067,336,000 1,184,912,000 1,304,261,000 1,483,820,000 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 57 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1952 (Figures shown in nearest dollar.) Name of Insurer Net Premiums Written Net Premiums Earned Net Losses Incurred Ratio of (3) to (2) Acadia Fire Insurance Co- Aetna Insurance Co. Alliance Assurance Co. Ltd Alpina Insurance Co. Ltd American Alliance Insurance Co.. American Central Insurance Co— American Equitable Assurance Co. of New York- American Insurance Co American Union Insurance Co. of New York- Anglo-Scottish Insurance Co. Ltd Atlas Assurance Co. Ltd Automobile Insurance Co. of Hartford, Conn.. Baloise Fire Insurance Co. Ltd— Bankers and Shippers Insurance Co. of New York- Bankers & Traders' Insurance Co. Ltd Beaver Fire Insurance Co. Bee Fire Insurance Co Blackstone Mutual Fire Insurance Co- Boston Insurance Co.- British America Assurance Co British & European Insurance Co. Ltd— British Canadian Insurance Co British Crown Assurance Corporation Ltd. British Empire Assurance Co British General Insurance Co. Ltd British Law Insurance Co. Ltd British Northwestern Fire Insurance Co- British Oak Insurance Co. Ltd. British Traders' Insurance Co. Ltd Buffalo Insurance Co Caledonian-American Insurance Co- Caledonian Insurance Co. -. California Insurance Co Camden Fire Insurance Association Canada Accident & Fire Assurance Co- Canada Security Assurance Co Canadian Commerce Insurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co- Canadian Mercantile Insurance Co- Canadian Surety Co- Car & General Insurance Corporation Ltd.. Casualty Co. of Canada._ Centennial Insurance Company- Central Insurance Co. Ltd. Central Mutual Insurance Co. — Century Insurance Co. Ltd.. Christiania General Insurance Co. Ltd- Citizens Insurance Co. of New Jersey— Commerce Mutual Fire Insurance Co Commercial Union Assurance Co. Ltd— Commonwealth Insurance Co Connecticut Fire Insurance Co- Consolidated Fire & Casualty Insurance Co.. Continental Insurance Co Contingency Insurance Co. Ltd .. Co-operative Fire & Casualty Co Cornhill Insurance Co. Ltd Dominion Fire Insurance Co... Dominion of Canada General Insurance Co.. Eagle Fire Co. of New York Eagle Star Insurance Co. Ltd— Economical Mutual Fire Insurance Co Employers' Liability Assurance Corporation Ltd— Ensign Insurance Co- Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society Ltd— Eureka Security Fire & Marine Insurance Co. Carried forward (1) $107,538 229,573 280,256 53,421 20,123 8,657 23,283 58,180 — 1,307 34,102 34,015 —31 57,065 39,262 188,483 12,593 23,175 13,041 158,250 92,754 4,329 58,535 34,129 77,805 10,614 23,793 28,663 49,751 66,063 32,570 17,540 126,798 4,328 —20,545 23,808 23,512 16,373 139,509 ,54,763 28,196 110,585 31,601 54,918 20,303 12,031 41,738 11,504 10,715 127,311 39,118 19,039 30,817 156,015 7,346 51,296 47,068 220,715 20,229 6,825 63,440 78,176 40,127 16,116 143,952 20,573 109,509 21,714 10,259 3,045 34,158 $3,793,210 (2) $89,931 153,699 260,124 48,737 20,489 7,945 23,053 82,187 15,059 31,898 80,792 172 62,769 47,687 225,817 11,221 17,973 6,701 139,861 84,513 4,018 65,477 37,069 76,352 9,926 25,382 28,483 40,785 67,761 35,843 16,850 107,497 3,960 6,354 21,984 21,192 16,218 131,263 44,922 16,790 112,082 40,646 47,297 18.555 11,929 9,875 18,428 7,606 128,757 28,400 9,129 32,102 141,586 16,765 49,107 35,312 189,037 21,452 1,184 69,565 65,548 30,572 15,680 137,187 33,049 95,435 29,093 9,821 7,743 37,189 (3) $28,195 48,507 83,976 19,805 8,700 2,333 20,555 21,343 1,321 12,701 34,485 62 19,764 25,365 96,374 582 9,985 3,325 114,492 21,920 1,166 17,514 13,821 37,266 2,916 11,138 9,863 3,194 22,780 17,436 7,104 47,090 1,166 —324 6,415 5,589 3,264 37,242 15.679 9,205 50,783 4,604 17,525 5,886 1,848 7,375 8,538 43 90,359 12,760 489 4,534 58,785 6.540 16,528 20,521 59,707 12,806 27,819 17,884 9,282 8,255 61,002 11,441 44,014 4,462 3,305 2,850 12,387 $3,638,885 $1,425,646 Per Cent 31.35 31.56 32.29 40.63 42.46 29.36 89.16 25.97 8.77 39.82 42.68 36.05 31.49 53.19 42.68 5.19 55.55 49.61 81.89 25.94 29.02 26.75 37.21 48.81 29.38 43.88 34.63 7.83 33.62 48.65 42.16 43.81 29.44 29.18 26.37 20.13 28.37 34.90 54.82 45.31 11.33 37.05 31.72 15.49 74.68 46.33 0.56 70.18 44.93 5.36 14.12 41.51 39.00 33.65 58.11 31.58 59.70 39.99 27.28 30.36 52.65 44.47 34.62 46.12 15.34 33.65 36.81 33.31 G 58 BRITISH COLUMBIA FIRE INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued Name of Insurer Net Premiums Written Net Premiums Earned Net Losses Incurred Ratio of (3) to (2) Brought forward Excess Insurance Co., Ltd. Federal Fire Insurance Co. of Canada Federal Insurance Co . Federated Mutual Implement & Hardware Insurance Co- Federation Insurance Co. of Canada Fidelity-Phenix Fire Insurance Co. of New York Fire Association of Philadelphia : Fire Insurance Co. of Canada Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First National Insurance Co. of America (see note) General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corp. Ltd General Insurance Co. of America General Security Insurance Co. of Canada Girard Insurance Co. of Philadelphia— - Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co Grain Insurance and Guarantee Co. Granite State Fire Insurance Co Great American Insurance Co Guardian Assurance Co. Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co. Ltd — Halifax Insurance Co Hanover Fire Insurance Co Hartford Fire Insurance Co Helvetia Swiss Fire Insurance Co. Ltd Home Fire & Marine Insurance Co. of California Home Insurance Co Hudson Bay Insurance Co . Imperial Guarantee & Accid. Insur. Co. of Canada Imperial Insurance Office Insurance Co. of North America Insurance Corporation of Ireland Ltd.— Jersey Insurance Co. of New York Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co. Ltd Legal & General Assurance Society Ltd Liberty Mutual Fire Insurance Co . ._ Liberty Mutual Insurance Co. Licenses & General Insurance Co. Ltd Liverpool & London & Globe Insurance Co. Ltd Liverpool-Manitoba Assurance Co Local Government Guarantee Society Ltd. (see note) London & County Insurance Co. Ltd London & Lancashire Guar. & Accident Co. of Canada London & Lancashire Insurance Co. Ltd London & Provincial Marine & Gen. Insur. Co. Ltd.. London & Scottish Assurance Corporation Ltd London Assurance London-Canada Insurance Co London Guarantee & Accident Co. Ltd.. Manufacturers Mutual Fire Insurance Co Mercantile Insurance Co Merchants & Manufacturers Insurance Co Merchants Fire Assurance Corporation of New York Merchants Marine Insurance Co. Ltd Mercury Insurance Co Michigan Fire & Marine Insurance Co Mill Owners Mutual Fire Insurance Co. of Iowa Milwaukee Insurance Co. of Milwaukee, Wis _ Missisquoi & Rouville Mutual Fire Insurance Co Monument Insurance Co. Ltd Motor Union Insurance Co. Ltd.. Mutual Fire Insurance Co. of British Columbia National-Ben Franklin Fire Insurance Co . National Employers' Mutual General Insur. Assn. Ltd National Fire & Casualty Insurance Co Carried forward . (1) $3,793,210 12,016 51,529 137,263 111,858 141,037 162,485 53,266 59,921 174,924 81,825 27,729 29,461 236,710 14,177 -47 26,869 77,504 158,922 3,980 21,560 147,766 242,669 87,638 53,879 123,277 40,272 184,952 35,016 17,306 140,981 40,941 57,465 29,774 186,723 27,537 25,084 872 57,240 145,722 33,227 —89 12,120 158,047 41,226 44,291 30,260 280,186 12,517 10,276 98,955 57,938 40,327 46,525 12,277 33,746 44,786 32,450 31,112 11,395 5,105 446,649 32,083 22,186 10,152 58,369 49,834 64,362 33,423 1,775,048 (2) $3,638,885 15,158 57,246 132,693 114,590 259,917 171,841 57,402 59,371 183,447 84,907 49,512 17,102 238,868 15,561 343 32,243 41,423 130,491 3,825 25,193 151,612 225,725 79,365 52,787 125,811 46,240 150,952 36,182 25,666 123,345 45,577 43,788 33,889 188,597 12,322 30,467 4,697 59,943 155,287 32,732 989 13,667 179,302 36,848 47,506 21,850 298,154 6,511 9,026 92,842 57,075 34,619 35,901 15,494 5,571 33,630 25,264 39,629 13,691 4,937 455,973 23,925 24,160 9,499 51,697 46,005 85,176 29,401 (3) $1,425,646 12,269 21,565 36,823 74,852 82,750 28,438 16,656 33,298 95,597 23,196 5,558 14,138 64,213 4,381 38 8,618 19,212 54,785 1,445 9,691 63,761 92,416 26,702 25,422 -33,271 11,447 122,761 10,102 —301 54,507 21,025 30,019 16,637 82,232 5,793 16,205 941 34,771 61,374 11,802 174 3,803 70,381 17,076 62,810 15,317 103,947 910 2,396 24,807 23,607 10,573 10,130 4,822 12,547 22,752 6,080 14,383 .4,570 315 170,335 14,084 15,114 2,943 , 9,582 3,935 47,771 17,928 1,653,344 $3,447,148 Per Cent 80.94 37.67 27.75 65.32 31.84 16.55 29.02 56.08 52.11 27.32 11.23 82.67 26.88 28.15 11.07 26.73 46.38 41.98 37.77 38.47 42.05 40.94 33.64 48.46 26.44 24.76 81.32 27.92 44.19 46.13 68.56 49.09 43.60 47.01 53.18 20.03 58.01 39.52 36.05 17.59 27.83 39.25 46.34 132.21 70.10 35.18 13.98 26.55 26.72 41.36 30.54 28.22 31.12 225.22 67.65 24.07 36.00 33.38 6.38 37.36 58.87 62.56 30.98 18.53 8.55 56.09 60.97 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 FIRE INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued G 59 Name of Insurer Net Premiums Written Net Premiums Earned Net Losses Incurred Ratio of (3) to (2) (1) $8,775,048 96,626 10,152 16,062 15,193 21,305 17,712 53,189 47,684 94,906 2,235,876 55,225 69,515 26,885 69,368 8,657 75,351 322,462 34,814 138,624 32,081 25,221 148,265 11,415 33,986 44,715 25,942 18,743 118,975 13,727 52,994 —4,747 6,235 323,210 163,124 16,490 2,059 20,895 (2) $8,653,344 87,896 9,268 16,811 10,045 23,627 25,634 42,448 53,207 102,462 1,829,224 29,653 60,406 22,484 54,014 7,964 66,191 303,919 33,536 136,489 31,513 21,977 142,731 10,281 31,756 54,310 23,619 18,817 113,808 19,119 42,703 27,826 28,612 277,144. 144,845 16,720 1,513 22,135 (3) $3,447,148 25,386 2,943 6,637 6,093 2,884 14,612 22,580 17,653 16,748 938,975 15,415 27,779 7,049 42,817 2,333 17,570 71,324 14,115 41,521 13,957 6,415 60,350 1,412 12,701 33,177 6,998 1,346 54,814 1,323 19,510 1,371 6,231 84,584 54,286 10,896 563 5,172 61,639 1,941 32,251 62,806 5,583 38,310 2,314 12,975 Per Cent 28.88 31.76 39.48 60.66 12.21 57.00 53.19 33.18 16.35 Non-Marine Underwriters, Members of Lloyd's, London, F.ng 51.33 51.98 45.99 31.35 79.27 29.29 26.54 23.47 30.42 29.50 44.29 29.19 42.28 Orion Insurance Co., Ltd j 13.73 40.00 61.09 29.63 7.15 48.16 Pennsylvania Lumbermen's Mutual Fire Insurance Co 6.92 45.69 4.93 21.78 30.52 37.47 65.17 37.21 Providenr.p. Firp. Insurance. Cn. 23.36 118,121 14,029 "52,837 166,818 28,593 " 121,948 20,978 36,640 3,752 104,341 425,923 111,943 5,087 53,266 167,369 29,175 106,525 14,721 33,007 2,269 . 94,895 384,587 55.06 38.15 60.55 37.53 19.14 35.96 15.72 39.30 22,955 171,161 24.18 44.51 Royal General Insurance Co. of Canada (see note)— .r 13,701 106,489 152,070 81,810 17,594 9,378 23,975 51,576 46,420 45,542 12,032 159,117 154,754 75,794 8,734 12,092 21,060 101,610 51,956 47,728 3,195 78,129 72,881 26,161 334 10,296 5,590 34,582 20,715 16,161 26.55 49.05 47.00 34.52 3.82 85.14 26.54 34.03 39.87 Security Insurance Co. of New Haven.... 33.86 . Sp.rnr.tv National Tnsnrnrtpp. Co. 7,166 " 29,630 7,121 35,313 2,466 15,128 34.63 42.84 168,460 6,355 30,448 10,152 139,292 18,371 .. 58,513 164,585 33,352 66,651 29,443 40.50 Standard Insurance Co. of New York 88.28 45.78 31 87 9,232 138,380 12,660 63,278 2,943 41,583 6,200 19,149 Sun Insurance Office Ltd ■ __ =_„.„—. 30 05 48 97 $15,348,906 $14,733,144 $5,990,967 G 60 BRITISH COLUMBIA FIRE INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued Name of Insurer Net Premiums Written Net Premiums Earned Net Losses Incurred Ratio of (3) to (2) Brought forward Toronto General Insurance Co.- Transcontinental Insurance Co- Travelers Fire Insurance Co._ Union Assurance Society Ltd Union Fire, Accident & General Insurance Co. Union Insurance Society of Canton Ltd Union Marine & General Insurance Co. Ltd United British Insurance Co. Ltd. (see note) United National Indemnity Co United States Fire Insurance Co Unity Fire & General Insurance Co Utah Home Fire Insurance Co. (see note) Victory Insurance Co. Ltd Wawanesa Mutual Insurance Co _ Wellington Fire Insurance Co . Westchester Fire Insurance Co. Western Assurance Co Western Union Insurance Co Westminster Fire Office (see note) World Auxiliary Insurance Corporation Ltd... World Fire & Marine Insurance Co- World Marine & General Insurance Co. Ltd.. Yorkshire Insurance Co. Ltd Zurich General Accident & Liability Ins. Co. Ltd... Totals for 1952 (1) $15,348,906 44,807 12,839 29,710 41,162 35,876 122,688 40,327 2,347 87,138 25,363 56,170 361,498 51,207 15,996 123,851 43,036 18,498 858 13,700 86,523 58 (2) $14,733,144 36,755 12,030 27,480 37,711 27,006 125,842 34,771 959 96,663 31,736 61.988 320,047 49,206 17,134 93,741 30,546 7~896 39,401 12,035 88,154 11 (3) $5,990,967 12,828 13,648 12,494 11,080 22,203 42,306 10,573 49,956 10,843 27,210 104,024 21,774 7,441 102,768 17,346 666 2,331 3,195 21,470 $16,562,558 | $15,884,256 $6,485,123 Per Cent 34.90 113.45 45.47 29.38 82.22 33.62 30.41 51.68 34.17 Totals for 1951.. $16,214,525 | $13,890,610 I 40.82 $4,917,607 | 35.40 Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. Reciprocal Exchanges Name of Exchange Net Premiums Written Net Premiums Earned Net Losses Ratio of Incurred (3) to (2) (3) Per Cent $79 0.18 584 17.75 487 14.76 2,129 18.82 260 17.86 971 17.72 133,834 60.26 584 17.75 843 17.75 90 3.74 Affiliated Underwriters American Exchange Underwriters- Canadian Reciprocal Underwriters- Canners Exchange Subscribers at Warner Inter-Insurance Bureau Fireproof-Sprinklered Underwriters- Individual Underwriters Lumbermen's Underwriting Alliance- Metropolitan Inter-Insurers- New York Reciprocal Underwriters- Underwriters Exchange , Totals for 1952- Totalsfor 1951- (1) $45,929 2,828 2,365 9,421 1,257 4,713 239,359 2,828 4,085 2,813 $315,598 $258,601 (2) $43,370 3,288 3,297 11,310 1,458 5,480 222,085 3,288 4,749 2,408 $300,733 $243,957 $139,861 $76,652 46.51 31.82 TABLE IV.—FIRE INSURANCE SUMMARY (Figures shown in nearest thousand.) Year Net Premiums Written Net Premiums Earned Net Losses Incurred Ratio Losses Incurred to Premiums Earned 1948 .._ _ . . $12,051,000 12,400,000 13,910,000 16,215,000 16,563,000 $9,805,000 11,808,000 12,552,000 13,891,000 15,884,000 $6,543,000 6,335,000 6,787,000 4,918,000 6,485,000 Per Cent 66.73 1949.. 53,65 54.06 1950 1951 35.40 1952 . 40.82 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 61 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1952 (Figures shown in nearest dollar.) Name of Insurer Acadia Fire Insurance Co Aetna Casualty & Surety Co- Aetna Insurance Co Alliance Assurance Co. Ltd. Allstate Insurance Co American Alliance Insurance Co. American Automobile Insurance Co- American Insurance Co. Anglo-Scottish Insurance Co. Ltd— Arex Indemnity Co. Atlas Assurance Co. Ltd Baloise Fire Insurance Co. Ltd Bankers & Traders' Insurance Co. Ltd— British America Assurance Co British Canadian Insurance Co British Empire Assurance Co British General Insurance Co. Ltd British Law Insurance Co. Ltd British Northwestern Fire Insurance Co British Oak Insurance Co. Ltd British Traders* Insurance Co. Ltd Caledonian Insurance Co . Calvert Fire Insurance Co Camden Fire Insurance Association Canada Accident & Fire Assurance Co- Canada Security Assurance Co Canadian Commerce Insurance Co. Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co. Canadian Mercantile Insurance Co- Canadian Surety Co- Car & General Insurance Corporation Ltd— Casualty Co. of Canada Central Insurance Co. Ltd. (see note) Century Indemnity Co. (see note) Century Insurance Co. Ltd- Commerce Mutual Fire Insurance Co Commercial Insurance Co. of Newark, N.J— Commercial Union Assurance Co. Ltd Connecticut Fire Insurance Co. „ Consolidated Fire & Casualty Insurance Co.. Continental Casualty Co. Continental Insurance Co Contingency Insurance Co. Ltd— Co-operative Fire & Casualty Co... Cornhill Insurance Co. Ltd. Dominion Fire Insurance Co Dominion of Canada General Insurance Co— Eagle Fire Co. of New York.. Economical Mutual Fire Insurance Co Employers* Liability Assurance Corporation Ltd- Equitable Fire & Marine Insurance Co.. Eureka-Security Fire & Marine Insurance Co- Federal Fire Insurance Co Federal Insurance Co Federated Mutual Implement & Hardware Insurance Co.. Federation Insurance Co. of Canada Fidelity & Casualty Co. of New York (see note)_. Fidelity Insurance Co. of Canada . Fidelity-Phenix Fire Insurance of New York- Fireman's Fund Insurance Co First National Insurance Co. of America (see note).. General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corporation Ltd.. General Casualty Co. of America- General Exchange Insurance Corporation- General Insurance Co. of America- General Security Insurance Co. of Canada- Carried forward- Net Premiums Written (1) $84,084 366 9 35,791 225 2,763 3,986 5,627 45,374 13,488 51,230 28,488 394,471 251,612 116,869 154,557 29,768 49,307 23,617 157,350 73,998 762 -1,831 85,583 65,855 8,604 133,285 112,487 36,103 164,081 39,348 187,948 71,433 88,724 Net Premiums Earned 46,132 39,348 24,322 48,373 11,810 21,201 3,163 26,335 964 11,824 135,265 26,761 258,305 20,838 74,430 61,956 2,362 4,457 65,905 97,332 77,323 77,369 31,176 27,157 29,109 46,628 82,489 200,407 734,936 152,238 22,451 (2) $57,838 517 46 37,017 194 2,476 4,447 5,627 41,271 14,979 45,501 37,073 489,193 227,365 92,828 134,617 24,048 32,295 36 20,734 138,394 60,918 377 4,839 69,136 59,504 5,936 114,441 90,577 20,134 138,393 41,606 150,340 45,296 84,607 41,871 38,416 221,737 39,089 6,902 16,245 3,116 19,299 1,208 1,123 94,741 23,508 229,412 18,298 65,480 52,302 1,380 4,180 59,312 70,087 61,556 53,633 38,495 22,988 61,842 39,318 57,852 172,925 469,453 138,421 11,769 $4,977,728 $4,428,558 Net Losses Incurred (3) $44,302 50 18,105 -156 238 3,484 36,362 21,724 6,740 22,797 25,024 462,927 105,550 57,330 108,616 10,713 13,259 74,900 88,497 25,496 375 -2,734 30,797 42,754 3,763 76,600 42,112 14,220 89,735 19,238 112,217 34,950 48,705 21,724 19,238 48,945 18,052 5,548 10,658 232 7,631 263 7,363 49,381 12,693 145,480 13,242 69,615 42,669 1,109 1,726 37,408 34,692 47,452 40,770 22,724 22,373 10,063 12,026 31,009 129,787 399,021 45,167 1,793 $2,948,544 Ratio of (3) to (2) Per Cent 76.60 9.67 48.91 9.61 78.34 651.35 52.64 45.00 50.10 67.50 94.63 46.42 61.76 80.69 44.55 41.05 361.24 63.95 41.85 99.47 44.54 71.85 63.39 66.93 46.49 70.63 64.84 46.24 74.64 77.16 57.57 51.88 50.08 22.07 46.18 80.38 65.61 7.44 39.54 21.77 655.65 52.12 53.99 63.41 72.37 106.31 81.58 80.36 41.29 63.06 49.50 77.09 76.02 59.03 97.32 16.27 30.59 53.60 75.05 84.91 32.63 15.23 G 62 BRITISH COLUMBIA AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued Name of Insurer -:-'-"-Net": = Premiums Written Net "■■■■■ Premiums Earned Net Losses Incurred Ratio of (3) to (2) .Brought forwards. Glens Falls Insurance Co __...■_ Globe Indemnity Co. of Canada _____, Gore District Mutual Fire Insurance Co- Great American Indemnity Co -•— _ Great American Insurance Co _-— Guardian Assurance Co. Ltd __. Guardian Insurance Co. of Canada.—— Guildhall Insurance Co. Ltd— : Halifax Insurance Co ——— Hartford Accident & Indemnity Co- Hartford- Fire Insurance Co : Home Insurance Co. 1 Hudson Bay Insurance Co- Imperial Guarantee & Accident Ins. Co. of Canada- Imperial Insurance Office- Indemnity Insurance Co. of North America- Insurance Co. of North America ~. Insurance Corporation of Ireland Ltd Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co. Ltd Legal & General Assurance Society Ltd Liberty Mutual Fire Insurance Co Liberty Mutual Insurance Co- Licenses & General Insurance Co. Ltd Liverpool & London & Globe Insurance Co. Ltd— Liverpool-Manitoba Assurance Co- London & County Insurance Co. Ltd ._ London & Edinburgh Insurance Co. Ltd.. —_ London & Lancashire Guarantee & Accident Co. of Canada London & Lancashire Insurance Co. Ltd. London & Provincial Marine & General Insurance Co. Ltd- London & Scottish Assurance Corporation Ltd London Assurance London-Canada Insurance Co London Guarantee & Accident Co. Ltd- Lumbermens Mutual Casualty Co Maryland Casualty Co- Merchants Marine Insurance Co. Ltd— Mercury Insurance Co- Metropolitan Casualty Insurance Co Milwaukee Insurance Co. of Milwaukee, Wis.. Monument Insurance Co. Ltd .—_ Motor Union Insurance Co. Ltd- National-Ben Franklin Fire Insurance Co National Employers' Mutual General Insur. Assn. Ltd- National Fire Insurance Co. of Hartford New Hampshire Fire Insurance Co New York Underwriters Insurance Co.— New Zealand Insurance Co. Ltd Niagara Fire Insurance Co._ Non-Marine Underwriters, Members of Lloyd's, London.Eng. North British & Mercantile Insurance Co. Ltd Northern Assurance Co. Ltd—J Northwest Casualty Co. Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society Ltd._ Occidental Fire Insurance Co- Ocean Accident & Guarantee Corporation Ltd— Ohio Farmers Indemnity Co Ohio Farmers Insurance Co. Orion Insurance Co. Ltd — Pacific Coast Fire Insurance Co Pacific Indemnity Co- Palatine Insurance Co. Ltd— Patriotic Assurance Co. Ltd.. Pearl Assurance Co. Ltd Phenix Fire Insurance Co Phoenix Assurance Co. Ltd— (1) $4,977,728 108,015 163,863 416,109 32,628 20,260 121,095 892,207 56,220 136,587 129,796 82,942 30,381 149,386 14,546 7,084 970 16,459 2 86,458 148,021 30,667 1,614 8,822 123,286 39,025 21,224 16,383 271,472 65,885 51,447 17,579 32,052 86,361 125,586 36,384 2,896 22,183 6,907 213,557 1,097.015 36,026 145,173 5,472 390,824 43,161 60,412 44,487 821,552 59,022 71,273 352,364 358 173,480 24,122 167,446 197,211 174,846 2,531 44,972 14,596 18,605 27,058 128,473 1,179 64,397 Carried forward.. $12,930,142 (2) $4,428,558 103,521 203,354 306,006 25,485 18,154 119,672 894,310 47,978 113,855 150,639 50,197 14,649 112,826 11,902 3,803 790 9,875 2 64,299 147,081 28,161 1,838 11,494 86,627 29,196 12,134 43,300 240,771 52,423 39,856 14,799 28,413 84,804 110,288 32,085 2,866 22,510 _ 5,968 147,045 773,067 22,219 187,769 23,875 485,546 29,906 41 55,128 29,481 618,346 46,117 54,527 298,415 293 140,334 21,697 135,217 180,145 167,201 2,285 40,921 12,863 15,030 19,478 113,589 662 57,882 (3) $2,948,544 140,195 188,977 187,092 14,964 1,750 102,302 617,715 44,661 60,632 71,792 35,742 -5 . 16,755 81,659 2,664 677 4,511 34,632 92,670 7,388 559 12,063 92,538 29,363 ■ 2,615 25,830 173,057 33,087 . 53,487. 6,370 19,536 65,978 51,465 21,320 889 10,644 9,516 120,519 488,077 4,670 104,514 6,115 430,517 22,137 —14. 22,728 14,151 524,316 50,064 42,864 . 117,727 73 103,934 27,401 60,254 159,132 96,262 417 21,724 5,931 6,695 15,405 104,978 18,395 Per Cent 135.43 92.93 61.14 58.72 . 9.64 85.49 69.07 93.09 53.25 . 47.65 71.20 , 114.38 - 72.38 22.38 85.70 45.68 53.86 63.01 26.23 30.41 104.95 106.82 100.57 21.55 59.65 71.88 63.11 134.20 43.04 68.76 77.80 46.66 66.15 31.02 47.29 159.00 81.96 63.14 21.02 55.66 25.61 88.67 74.02 41.23 48.00 84.79 108.56 78.61 39.45 24.91 74.06 126.29 44.56 88.33 57.57 18.25 53.09 46.11 44.54 79.09 92.42 31.78 $11,353,568 $7,832,630 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 63 AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued NetLosses Incurred Name of Insurer Premiums Written Premiums Earned Ratio of (3) to (2) Ttroucht forward (1) $12,930,142 20,997 309,570 29,225 42,434 111,514 134,870 202,541 (2) $11,353,568 (3) $7,832,630 Per Cent 12,947 222,998 19,667 7,380 86,124 117,577 169,959 9,196 166,370 ... 16,508 3,682 25,156 71.03 74.61 83.94 49.94 29.21 66,992 106,124 56.98. I Queensland Insurance Co. Ltd—. 62.44 " '23,465~' 8,436 158,132 313,534 "~ 18,008 " 4,841 143,672 260,165 " 17,419 4,000 80,203 250,241 96.73 82.62 55.82 96.19 Royal General Insurance Co. of Canada (see note) 390,655 51,044 65,846 323,126 14,402 9,389 25,933 124,756 485,377 42,211 51,412 273,999 7,760 9,069 20,315 103,465 453,117 30,473 51,245 164,625 2,991 6,195 6,190 44,599 93.35 72.00 99.00 60.08 38.54 68.30 30.47 43.11 63,111 49,137 25,057 50.99 89,670 12,922 92,035 2,113 9,543 15,390 148,646 70,414 10,029 74,110 621 7,701 11,866 108,888 44,659 4,312 34,470 1,836 7,869 15,926 87,437 63.42 42.99 46.51 295 65 102.18 134.22 80 30 22,326 18,036 8,034 44 54 Union Fire, Accident & General Insurance Co. 292,221 61,382 257,017 54,190 164,351 30,340 2,904 63 95 Union Marine & General Insurance Co. Ltd 55.99 857 5,227 38,474 421 532,732 35,964 203,025 114,756 55.56 33,673 30,561 79.43 605 651,388 38,357 207,229 168,180 345,255 25,440 145,990 102,965 64.81 70.73 71.91 89.72 13,988 137,955 888,917 12,779 112,704 893,702 2,747 78,893 524,807 21.50 70 00 Zurich General Accident & Liability Insurance Co. Ltd. 58.72 Totals for 1952. $18,240,519 $16,022,307 $11,021,809 68.79 Totals for 1951 $13,897,219 $13,616,910 $9,569,188 70.27 Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. G 64 BRITISH COLUMBIA TABLE VI.—AUTOMOBILE INSURANCE SUMMARY (Figures shown in nearest thousand.) Year Net Premiums Net Premiums Earned Net Losses Incurred Ratio Losses Incurred to Written Premiums Earned 1948 $9,216,000 10,532,000 13,264,000 13,897,000 18,241,000 $7,744,000 9,968,000 . 11,716,000 13,617,000 16,022,000 $5,114,000 5,148,000 6,724,000 9,569,000 11,022,000 Per Cent 66 03 1949 51.65 1950 57.39 1951 70.27 1952 68.79 G 65 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952 (Figures shown in nearest dollar.) Accident Combined Accident Miscellaneous (See Foot-note) Personal Accident Public Liability Employer's Liability and Sickness aicKness Aircrait guarantee inland 1 ransportation Marine Plate Glass Personal Property Real Property Theft Name of Company Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred 1 Acadia Fire Insurance 0Y». $292 $3 $2,183 —230 $32 $55 159 $213 $400 $726 160 $610 $233 $1,143 $430 $8,398 $2,754 —$120 $674 239 $143 1 2 ] J 4 5 6 } 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 I 26 27 7 28 f ) 29 f 30 31 32 33 34 35 36 37 38 39 } 40 { . 41 s 42 I 43 44 45 46 47 48 49 50 51 52 53 54 55 56 1 57 58 59 60 61 62 63 64 65 66 67 68 108 265 276 22 15 14 $12,060 $42,712 5,796 23,595 10 49 —3 $4,922 $2,380 3,620 63,520 37,737 5,085 247 fE; $2,207 -j Ex. 380 [H. 430 1,118 $178,005 $125,348 1,595 —262 4 32,905 1,805 69,483 187 20 9,519 | 422 2,582 4,551 604 213 E. 915 6 —128 210 ■— ;e. 210 \Bx. 1 C. 7,834 8. American Credit Indemnity Co. of New York $925 741 363 5,682 57,327 7,994 5,883 5,326 | 3,889 5,518 1,512 633 10. Anglo-Scottish Insurance Co. Ltd. , 58 900 24 366 1,010 —1,324 53 $19 400 36,979 72,053 2,069 56 46 554 343 55: E. 301 ■ 8 10 113,684 8,575 9 1,074 261 427 —'i 6,185 6,679 1,357 1,258 1,000 350 1,705 $346 45 3 6,524 566 10,345 16. Bankers & Shippers Insurance Co. of New York 17 BCFG Mutual Hail Insurance Co. 4,234 3,765 H. 70,460 17-218 18 Belgamar Marine Insurance Co T.td. 1,920 1,592 3,413 1,296 8,213 1,627 B. 38,224 1,418 28 2,279 962 84,330 31,165 6,258 605 49,509 21,356 1,318 348 95,906 21,278 18,598 9,920 3,193 —13 3,243 4,355 83 2,535 1,846 2,092 $500 2,001 1,372 27 2,391 1,326 E. 99 2^i British & Overseas Insurance Co, T.td. 37,857 7,087 ?4, British Aviation Insurance Co. T.td. 9,613 2,542 846 6,193 485 1,773 1,185 1 40,919 2,107 21 700 596 —79 ■ 1,381 1,489 3,297 1,169 8 f E. 127 I Ex. 20 129 22,689 2,010 141 — 14 4,803 222 941 6,543 4,619 5,071 302 2,377 1,186 61 18 202 3,436 7,285 64 4,282 80 f E. 371 |W. 10 fE. 24 }w. 1 160 • 537 99 113 1,292 6,628 514 1,008 19 30. British Northwestern Insurance Co. 2,555 10 162 485 31 British Pacific Insurance Co, r 230,141 95,592 1 1,030 377 —43 9,494 16,170 3,755 83 16,923 16,615 730 5,708 2,788 E. 66 E. 1,374 883 9,765 15 568 —383 20 353 8,676 8,785 139 2,079 39 985 698 3,719 136 1,686 4,224 288 322 1,812 1,869 1,870 11 996 401 6 36. Canada Health & Accident Assurance Corporation .. 37. Canada Life Assurance Co. 13,202 6,940 6,858 2,884 ~~5i 281 633 38 Canada Senility Assurance Co. 154 1,503 —864 5 62 874 4,111 466 fE. 179 )F. 159 jE. 303 JF. 483 4,326 67,959 1,379 4,219 17 1,482 627 94 15,952 40,972 779 385 3,470 89 719 99 —8 539 1,247 1,916 408 1,067 29 1,925 8,649 6,321 7,355 16,276 6,874 3,101 23,342 272 41. Canadian General TnsnratK^ <Vi, 116 38 297 361 43. Canadian Indemnity Co. 403 130,285 3 9,639 90,807 11,328 5,739 113 41,546 4,035 18,803 209 172 3,275 5,094 540 3,341 31,440 678 6,612 9,931 37 472 44,498 20 4,236 JE. 169 \F. 1,396 F. 462 51 797 65,728 3,813 —14 1,572 241 24,686 21,442 47. Car & General Insurance Corporation Ltd 48, Casualty Co. of Canada 1,050 1,156 277 128 4,942 1,234 215 5,318 2,217 902 204 737 E. 196 2,952 2,902 43 47 1,729 153 203 323 375 2,231 460 354 686 362 209 17,667 5,333 50. Central Mntual Insurance Co. .... 131. . 958 372 1,363 E. 2,916 2,763 [ 991 3,892 2,016 2,304 —18 241 1,426 7,792 5,417 2,480 1,161 37 5,520 6 2,222 52 Christiana General Insurance Co, Ltd. ; 53 Commerce Mutual Fire Insurance Co. 3 36,924 3,937 4,071 31 20 34,766 1,246 214 971 776 54 Commercial Insurance Co. of Newark 24,149 6,307 14,643 7,498 1,970 15,196 —232 2,506 7 —726 55,015 40,210 13,202 947 19,026 14,879 10 1,143 6 206 21 9,443 F. 73 55 Commercial Union Assurance Co. T.td. 4,126 583 159 15 58,505 16,956 51,216 9,964 sg Confederation T.ff<». Associat!™. 139,770 190 ' 144,403 24 15 12 350 125 1,047 25 1,166 4,958 —29 1,974 5,041 89 356 23,468 5,353 9,327 1,909 126 254 fE. 645 (Ex. 2 —5 5° Continental Assurance Oo. 662 35 60, Continental r_s.Rii.i1ty Csrt. 61,195 | 45,821 2,085 ~~15 368 12 220,095 45,256 305 —159 205 61 Continental Tnsurancp Co, 559 2,054 1,530 —2,340 185,839 17,358 97,412 6,209 144,496 547 3,280 11,553 184 2,027 S E. 861 E. 35 63 Cornhill Insurance Co, Ttd. 64, Crown Trife TtisiiT-inf-F. fy_, —10 85,888 60,217 ~72 65 Dominion Fire Insurance Co. 256 65 711 100 75 10 66. Dominion Life Assurance Co. 147953 3,539 353 1,111 144 6,383 268 67 Dominion nf Canada General Insurance Co. [ 5,478 9,058 620 71 6,428 4,779 2,429 1,938 3,192 1,238 16,579 2,614 6,962 3,037 1 68. Eagle Fire Co. of New York- 31 B.—Boiler and Machinery. C.—Credit, i Figures included in personal accident totals. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles, L.S.—Live Stock. S.L.—Sprinkler Leakage. W.D.—Water Damage W.—Windstorm and Weather. , TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued G 67 Name of Company Accident Personal Accident Net Premiums Written Net Losses Incurred Public Liability Net Premiums Written Net Losses Incurred Employer's Liability Net Premiums Written Net Losses Incurred Combined Accident and Sickness Net Premiums Written Net Losses Incurred Sickness Net Premiums Written Net Losses Incurred Aircraft Net Premiums Written Net Losses Incurred Guarantee Net Premiums Written Net Losses Incurred Inland Transportation Net Premiums Written Net Losses Incurred Marine Net Premiums Written Net Losses Incurred Plate Glass Net Pfemiums Written Net Losses Incurred Personal Property Net Premiums Written Net Losses Incurred Real Property Net Premiums Written Net Losses Incurred Theft Net Premiums Written Net Losses Incurred Miscellaneous (See Foot-note) Net Premiums Written Net Losses Incurred 69. Eagle Star Insurance Co. Ltd 70. Economic Insurance Co. Ltd. 71. Economical Mutual Insurance Co. 72. Employers' Liability Assurance Corporation Ltd.— 73. Employers Mutual Liability Ins. Co. of Wisconsin_ 74. English & American Insurance Co. Ltd 75. Equitable Fire & Marine Insurance Co. 76. Equitable Life Assurance Society of the United States 77. Essex & Suffolk Equitable Insurance Society Ltd. 78. Eureka-Security Fire & Marine Insurance Co 79. Federal Fire Insurance Co. of Canada.. 80. Federal Insurance Co 81. Federated Mutual Implement & Hardware Ins. Co.. 82. Federation Insurance Co. of Canada 83. Fidelity & Casualty Co. of New York 84. Fidelity Insurance Co. of Canada.. 85. Fidelity-Phenix Fire Insurance Co. of New York- 86. Fire Association of Philadelphia.. 87. Fireman's Fund Insurance Co 88. General Accident Assurance Co. of Canada.. 89. General Accident Fire & Life Assurance Corp. Ltd. 90. General Casualty Co. of America 91. General Insurance Co. of America 92. General Security Insurance Co. of Canada.. 93. Glens Falls Insurance Co. 94. Globe Indemnity Co. of Canada.. 95. Gore District Mutual Fire Insurance Co.. 96. Grain Insurance & Guarantee Co. 97. Great American Indemnity Co. 98. Great American Insurance Co 99. Great-West Life Assurance Co 100. Guarantee Co. of North America- 101. Guardian Assurance Co. Ltd 102. Guardian Insurance Co. of Canada.. 103. Guildhall Insurance Co. Ltd._ 104. Halifax Insurance Co. 105. Hanover Fire Insurance Co. 106. Hartford Accident & Indemnity Co.- 107. Hartford Fire Insurance Co 108. Helvetia Swiss Fire Insurance Co. Ltd. 109. Home Fire & Marine Insurance Co. of California 110. Home Insurance Co.. 111. Hudson Bay Insurance Co.. 112. Imperial Guarantee & Accident Ins. Co. of Canada . 113. Imperial Insurance Office 114. Imperial Life Assurance Co. of Canada 115. Indemnity Insurance Co. of North America. 116. Indemnity Marine Assurance Co. Ltd. 117. Insurance Co. of North America 118. Insurance Corporation of Ireland Ltd 119. Jersey Insurance Co. of New York .120. John Hancock Mutual Life Insurance Co.. 121. Law Union & Rock Insurance Co. Ltd.— 122. Legal & General Assurance Society Ltd.. 123. Liberty Mutual Fire Insurance Co 3,284 26 4 9,698 183 434 3,213 1,476 547 —23 1^260 61 491 22,592 2,575 12,828 63 577 1,163 499 3,580 1,870 12,293 1,390 97 232 —103 50 24,750 286 634 217 —1,314 3,199 392 7,817 —371 2,968 50 "434 303 2,485 68 4,161 466 -11 42,560 25 1,047 477 5,374 921 7,328 9,518 16,779 2,190 28,712 —1 8,255 5,269 3,245 5,428 127,298 633 6,581 9,505 2,835 1,638 47,633 180 2,119 25,921 387 266 13,147 1,166 91 4,349 1,882 33,420 11,661 1,445 7,711 5,021 26 1,075 1,463 33,928 6,027 5,212 467 24,904 2,806 8,584 500 I 728 120 43 157 379 1,757 1,426 1,997 1,242 117 85 17,365 58 2,391 553 254 33 2,777 370 2,248 —119 135 700 842 874 920 351 1,066 484 579 73 268 290 1,854 1,258 1,670 200 116,919 68 32,649 18,946 1,324 -745 3,106 827 501 10 55,504 15,889 "7^802 144 3,227 1,567 852 3,271 45 13,641 708 2,211 800 2,002 69 67 2,466 106 89 6,185 675 1,357 1,960 174 641 1,483 7,555 —239 8,646 8,213 —179 1,926 140 868 3,473 661 2,090 225 4,378 129 15 970 824 6,297 1,418 10,548 1,478 458 1,267 75 385 6,778 3,868 11,240 214 1,237 100 512 1,282 240 12,075 3 T215 2,927 5,111 —53 385 -20 1,378 5,000 1,088 3,657 940 132 502 10,730 25 6,121 992 242 1,190 5,068 2,322 4,095 25,970 346 265 1,371 2,244 82 398 581 363 —353 739 7,725 523 6,318 347 9,664 124 6,121 6,121 73,118 3 2,705 8,864 2,278 395 419 2,473 2,067 17,247 228 118 7 -1 82 500 -936 2,330 6,511 13,934 10,745 2,278 376 604 2,278 1,579 77,387 80 1,694 26,200 9,086 27,654 259 30,589 531,342 25,170 —1,034 58,581 9,086 95,990 64 588 145,258 9,086 29,417 9,237 —320 25,011 9,642 23,764 —1,533 12,224 409,001 11,441 22,013 8,960 60,522 222 106,585 8,958 34,419 8,487 563 2,255 18 1,884 773 3,402 914 1,002 1,330 432 5,904 97 530 2,047 1,346 502 7,167 192 975 3,638 310 1,265 1,679 8,404 40 475 4,183 89 229 loi 2,163 708 1,302 104 63 254 624 3,464 1,104 860 569 535 5,398 102 1,401 1,306 91 42 1,443 3,488 106 3,259 300 4,498 33 9,813 18,133 4,694 739 7,290 20,395 2,452 45,849 20,172 42,471 483,146 12,509 8,108 68,229 7,159 571 7,441 19,027 18,936 464 12,883 49,680 9,154 26,334 28,545 2,706 157,738 4,213 18,238 18,046 99,864 3,452 6,609 29,130 125 1,293 32 2,651 11,946 1,865 188 9,085 13,868 —789 5,086 5,962 5,673 124,926 3,588 1,906 27,194 685 —3 2-509 9,052 1,540 218 2,250 13,739 1,006 13,042 12,966 22 154,704 11,438 11,745 29,570 964 2,406 12,897 293 I 25 4,062 54,113 72 106 411 1,752 46 385 450 491 512 450 899 246 28 50 75,170 38 lis 256 242 908 242 485 606 6,816 43 971 4,572 3,155 2,579 131 2,145 1,762 14,684 6 2,032 4,741 7 3,051 4,170 24,659 109 5,220 13,934 1,593 1,804 192 25,184 140 2,500 15,746 309 732 350 936 910 37 -19,403 6,579 50 6,100 5,312 220 2,288 355 7,992 1,647 -673 401 461 15,728 23 415 2,532 B. —2,672 fB. (E. E. 204 773 129 [E. (Ex. 317 2 B. —13 fE. (Ex. 5 23 I 132,566 23 fE. (Ex. 1,177 370 {?: 715 27 F. 4 fE. (Ex. 1,538 4 fEx. |W. E. fE. I Ex. -j S.L. I W. I W_D. E. 193 331 1,003 419 96 1 3 26 2,806 19 2,159 10 121 396 333 261 20 70 65 E. 2,850 Be 286 H. 1,100 W. 5 E. 93 fa- (Ex. 350 170 77 -120 57,982 74 13 1,542 W. 48 69 70 71 72 73 1 74 f 75 76 77 ] 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 till 112 113 114 115 116 117 J 118 119 120 ) 121 1 122 123 B.—Boiler and Machinery. C.—Credit. 1 Figures included in personal accident totals. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Livestock. S.L.—Sprinkler Leakage. W.D.—Water Damage W.—Windstorm and Weather. G 69 TABLE VH.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued Accident Combined Accident Personal Accident Public Liability Employer's Liability and Sickness -jicxness Aircrait guarantee inland l ransportauon Marine Flate lilass Personal Property Real iroperty xhelt (See Foot-note) Name of Company Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred Net Premiums Written Net Losses Incurred | Net Premiums Written Net Losses Incurred 124. Liberty Mutual Tnsnranri* Cfi, 259 9,985 3,082 754 237 10 5 348 1 1,009 307 —5 511 12,312 4,212 1,353 —2 2,355 774 E. -3 E. 35 f B. 910 (F. 62 J B. 280 (F. 19 124 125. Licenses _fe fteneral Insurance. Cn. T.td, 2,162 687 221 2,782 2,304 124 74 12,507 —325 11,356 82 10,035 125 126. Liverpool & London & Globe Insurance Co. Ltd. 1,635 513 2,536 800 1,177 381 414 134 718 3,028 948 1,572 470 509 166 4,899 512 1,341 4,941 1,491 7 126 ( (127 1 128 127. Liverpool-Manitoba Assurance Co. .. 128. London & County Insurance Co. Ltd. .. "884 45 129. London & Edinburgh Insurance Co. Ltd. 50 5,557 368 28 6,782 4,849 • 7,146 4,648 10,052 279 191 748 129 130. London & Lancashire Guar. & Ace. Co. of Canada.. 1,611 491 17,852 1,611 7,071 1,076 262 1,756 2,503 —8 Ex. 38 JE. 3,289 (Ex. 816 130 131. London & Lancashire Insurance Co. Ltd. _ 3,336 42 34,346 3,351 4,202 62,280 1,736 2,050 16,925 3,845 3,155 27,513 518 104 3,144 802 1,033 2,214 303 ( 131 J 132 132. London & Provincial Mar. & General Ins. Co. Ltd. 915 939 1,138 58 81 178 127 51 2J624 43 133. London & Scottish Assurance Corporation Ltd. 309 250 31 30 _ 11,878 1,519 16,240 69,854 11,000 49,990 253 1,953 133 134, T ondon Assurance. 894 452| fE. 336 i Ex. 6 [w. 10 1 1134 J 135 135. London-Canada Insurance Co. 648 367 —374 136. London Guarantee & Accident Co. T.td 4,200 15,907 4,855 611 204,637 54,591 56,609 1,025 1,178 4,573 9,355 183 88 1,090 -45 4,515 483 136 137. London Life Insurance Co. 119,903 13,120 16,036 137 138. Loyal Protective Life Insurance Co. 2,347 —121 —800 138 139. Lumbermens Mutual Casualty Co. 244 —76 —844 —50 387 B. —58 139 14f>. Maritinie Insurance C". Ltd. 19 -766 165 37 16,159 5,339 140 1.11 Maryland fasiialty fn 306 56 70 8,646 1,059 2,353 29 F. 2 Ex. —1 E. 23 141 142. Mercantile Insurance Co. 142 14^, Mercury Insurance Co. 143 144. Metropolitan Casualty Insurance Co. of New York 460 13,237 724 2,895 7,753 1,879 74 16 114,755 1,449 1,216 1,906 5,044 1,202! 144 145. Metropolitan Life Insurance Co. 169,750 264 122,513 145 146. Michigan Fire & Marine Insurance Co. .. 5 17,882 959 9,907 254 26,479 JE. 63 (Ex. 67 1 146 147 147. Milwaukee Insurance Co. of Milwaukee , , 5,408 155,680 39,884 1,396 148. Ministers Life * Casualty Union 5,192 148 149. Motor Union Insurance Co. Ltd. . 83 19,139 7,566 1,174 277 111 E. 98 149 150. Mutual Benefit Health A; Accident Association 563,350 150 151. Mutual Boiler & Machinery Insurance Co. B. 366,396 , W. 31 53,187 6 151 152. Mutual Fire Insurance Co. of British Columbia .. ... 152 153. Mutual Life Assurance Co. of Canada 41,181 466 153 154. Mutual I ,ife Insurance Co. of New York 115 19,408 1,195 154 155. National-Ben Franklin Insurance Co. of Pittsburgh 3,354 52 —106 7 36,224 4,520 155 156. National Fire Insurance Co. of Hartford. 1,820 8 25 1,297 611 95 Ill 50 156 157. National Insurance & Guarantee Corporation Ltd. 444 157 158. National Provincial Insurance Co. T.td. 352 2,823 1,576 E. 98 fE. 84 (Ex. 89 ■ Ex. 2 158 159. New England Insurance Co. 6 1,279 339 ( 159 S 160 160. New York Life Insurance Co. ... 2,678 2,933 || 1.734 633 1,267 492 161. New York Underwriters Insurance Co , ■— 398 10,327 683 485,889 377 —14 662 —247 263,412 354 22,377 4,886 9,280 36,377 3,029 9,452 2,099 6,649 10,430 6,471 7,670 4,671 —5 462 1,321 689 3,101 4,025 161 16?.. New Zealand Insurance. Co. Ltd. 150 133,995 3,437 663 231 168 300 677 1,085 28,617 196 162 163. Niagara Fire Insurance Co. 17,550 11,162 163 132,065 —13,664 2,245 58 -221 6,007 696 145,233 27,006 52,296 1,376 1,125 85,862 24,747 —473 fB. —25,133 E. 10,885 j Ex. 8,611 ] L.S. 11,031 | S.L. 330 [W. 276 164. Non-Marine Underwriters, Members of Lloyd's 164 7,264 . 165. Nordisk Reinsurance Co. Ltd. 165 166 167 168 166. North American Life & Casualty Co. ,. 36.925 736 42,851 13,633 258 37,360 167. North American Life Assurance Co. 2,454 168. North British & Mercantile Insurance Co. Ltd. 3,241 337 —336 220 518 93 4,126 4,103 484 3,208 123 713 394 1,260 59 301 21,443 9,739 238 7,573 801 1,282 120 j E. 316 169. North Empire Fire Insurance Co 5,000 —30 8 169 7 170 S 171 170 North River Insurance Co. 2,772 650 6,802 —237 911 2,370 2,449 157 564 1,687 784 100 if E. 136 (Ex. 5 171. Northern Assurance Co. Ltd. 383 3,146 1,403 6,123 4,128 -284 32 6 1,067 806 838 2,821 4-247 17? Northwest Casualty Co. 172 173 174 173, Northwestern Mutual Fire Association 256 1,178 31 210 61 19,142 60,590 20,219 1,196 23,205 5,060 119 ' E. 749 Ex. 1 ! E. 17 174. Norwich Union Fire Insurance Society Ltd 1,406 133 554 6,194 43 9,500 131 2,133 16 1,156 295 416 20 1,835 7,448 1,791 133 4,603 261 175 Occidental Fire-Insurance Co. 2,832 5,317 175 176 176. Occidental T.if<. Insurance Co. of California 592 706 10,932 177. Ocean Accident & Guarantee Corporation Ltd. . - 14,677 6,900 4,450 633 138 725 445 8,168 —950 249 200 1,590 970 19,474 9,166 7,041 4,684 5,149 2,500 2,178 | B. 33,499 177 178, Ohio Farmf/rs Indemnity Ca, 178 17*), Ohio Farmers Insurance Co. 521 6,611 179 180, Old Colony Insurance Co. 76 166,846 69,485 29,606 3,890 148,825 73,384 64,108 17,471 2,670 56,254 38 ■; 1 180 181, Orion Tnsnrfin«. Co, T.td, 98 233 392 57 181 182. Overseas Assurance Corporation Ltd. 6,228 285 4,822 | ET" 301 182 183, Pacific CoRst "iff- Insurance Co. 2,312 25 251 547 120 138 88 2,661 1,240 3 705 183 184. Pacific Coast Fishermen's Mutual Marine Insurance Co. 1 184 185, Pacific Fire Insurance Co, 11,781 437 4,289 185 1«fi Pflrffir. Indemnity Pn, 1,300 —18,928 134 1 B. 44,884 16,650 186 187. Patriotic Assurance Oo. Ltd. 787 187 1R8, Pa"i ■Rfivpri. Lift. Insurance Cn. 2,597 81 188 B.—Boiler and Machinery. C.—Credit, i Figures included in personal accident totals. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail, I.V.—Impact by Vehicles. L.S.—Live Stock. S.L.—Sprinkler Leakage. W.D.—Water Damage W.—Windstorm and Weather. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952—Continued G 71 Name of Company Accident Personal Accident Net Premiums Written Net Losses Incurred Public Liability Net Premiums Written Net Losses Incurred Employer's Liability Net Premiums Written Net Losses Incurred Combined Accident and Sickness Net Premiums Written Net Losses Incurred Sickness Net Premiums Written Net Losses Incurred Aircraft Net Premiums Written Net Losses Incurred Guarantee Net Premiums Written Net Losses Incurred Inland Transportation Net Premiums Written Net Losses Incurred Marine Net Premiums Written Net Losses Incurred Plate Glass Net Premiums ..-Written Net Losses Incurred Personal Property Net Premiums Written Net Losses Incurred Real Property Net Premiums Written Net Losses Incurred Theft Net Premiums Written Net Losses Incurred Miscellaneous (See Foot-note) Net Premiums Written Net Losses Incurred 189. Pearl Assurance Co. Ltd.. 190. Philadelphia Fire & Marine Insurance Co... 191. Phoenix Assurance Co. Ltd 192. Phoenix Insurance Co 193. Planet Assurance Co. Ltd 194. Progressive Insurance Co. of Canada.. 195. Protective Association of Canada 196. Providence Washington Insurance Co... 197. Provident Assurance Co. 198. Provincial Insurance Co. Ltd 199. Prudential Assurance Co. Ltd ___ 200. Prudential Insurance Co. of America- 201. Quebec Fire Assurance Co 202. Queensland Insurance Co. Ltd 203. Railway Passengers Assurance Co 204. Reliance Insurance Co. of Canada 205. Reliance Insurance Co. of Philadelphia-. 206. Reliance Marine Insurance Co. Ltd 207. Royal Exchange Assurance 208. Royal Insurance Co. Ltd.. 209. Ruby General Insurance Co. Ltd 210. St. Paul Fire & Marine Insurance Co.. 211. Saskatchewan Mutual Insurance Co 212. Scottish Canadian Assurance Corporation_ 213. Scottish Insurance Corporation Ltd. 214. Scottish Metropolitan Assurance Co. Ltd.- 215. Scottish Union & National Insurance Co— 216. Sea Insurance Co. Ltd 217. Security Insurance Co. of New Haven. 218. Springfield Fire & Marine Insurance Co... Standard Insurance Co. of New York- Standard Marine Insurance Co. Ltd.— 221. State Assurance Co. Ltd 2??. Sun Insurance Office Ltd ._ 219. 220. 223. Svea-Norman Insurance Co. Ltd. 224. Switzerland General Insurance Co. Ltd.. 225. Toronto General Insurance Co 226. Traders General Insurance Co. 227. Transcontinental Insurance Co. 228. Transport & General Insurance Co. Ltd.. 229. Travelers Fire Insurance Co 230. Travelers Indemnity Co 231. Travelers Insurance Co 232. Union Assurance Society Ltd 233. Union Insurance Society of Canton Ltd. 234. Union Marine & General Insurance Co. Ltd. 235. United National Indemnity Co 236. United States Fidelity & Guaranty Co 237. United States Fire Insurance Co— 238. Utah Home Fire Insurance Co 239. Wawanesa Mutual Insurance Co.-. 240. Wellington Fire Insurance Co. 1_ 241. Westchester Fire Insurance Co 242. Western Assurance Co : 243. Western Union Insurance Co. 244. World Auxiliary Insurance Corporation Ltd.. 245. World Fire & Marine Insurance Co 246. World Marine & General Insurance Co. Ltd 247. Yorkshire Insurance Co. Ltd . __. 248. Zurich General Accident & Liability Ins. Co. Ltd.. Totals Totals for 1951 739 302 1,285 141 314 1,096 92 18,126 34 317 67 2 3,226 1,482 142,530 580 8,288 484 305 2,503 24 1,279 1,203 $619,168 $2,964,890 -153 —50 25 —7 78 -52 -475 4,385 97 35 578 95 115,388 468 1,214 1,573 22 509 3,558 457 $256,142 $1,673,816 27,309 3,602 234 19,511 170 933 90 23,341 19,460 104 4,500 372 96 676 152 55,603 456 1,368 2,312 2,346 55,116 2,125 5 16,015 170 1,047 ^,875 414 —175 2,068 15,116 $1,175,319 9,037 ■1,366 42 55,530 —41 344 968 6,827 10,678 531 13 3,452 728 1,525 128 31,860 787 5 10,189 1,166 1,142 -18 —83 -119 $457,260 $990,844 | $399,900 71 13 -214 484 —3 3,052 95 119 93 1,212 72 131 10 3,676 63 81 127 5 346 705 12,674 1,137 -34 77 11 -9 50 75 22,179 1,280 19,921 17,195 208 15,130 507.573 368,356 763 187,417 59 106,930 $67,128 | $35,469 | $2,819,383 | $1,795,331 $67,255 | $35,805 f1) f1) 264 21 213 7,164 36 622 243 25,706 209 2,635 15 1,955 346 $338,089 $273,618 236 —151 125 2,026 295 7,573 75 762 548 1,267 8,213 2,575 $99,679 $73,319 10,808 8,213 6,160 6,160 10,204 3,449 12,598 2,772 1,627 1,920 535 3,638 L920 1,440 1,208 -933 4,063 921 650 1,592 $342,068 $109,807 $340,243 I $482,139 11,846 240 42 50 198 17 4,376 3,257 2,169 10 33,523 350 100 2,267 881 30 53,784 875 116 5 431 —1,620 1,900 316 —2,799 I $465,296 $58,955 $451,993 I $104,605 1,349 1,713 9,879 941 1,135 711 1,851 4,318 696 3,541 571 482 1,839 -5,044 11,245 23 3,686 ~902 2,969 857 580 12 3 73 284 375 8,863 183 713 22,406 40 -10 1,427 3,140 25 ^106 2,774 $1,012,624 12,052 701 3,578 267 336 2,615 4,146 1,440 241 731 409 -7,072 50,357 83 25 53 361 81 — 112 2,117 88 301 3,696 129 601 1,323 6,317 $564,067 $1,023328 | $701,590 15,600 10,894 1,697 69,960 28 127,900 4,337 7,793 6,490 20,178 3,634 11,686 6,290 3,564 69,482 543 11,198 411,373 26,325 9,738 45,335 19,478 42,852 69,485 5,939 $3,326,157 $3,603,164 5,501 10,752 11,172 46,335 104,967 5,085 5,532 5,060 18,703 3,584 7,811 2,022 23,941 63,521 2 5,416 343,292 22,593 6,546 23,855 13,347 29,364 64,109 -2,210 $2,311,305 $2,057,396 712 2,110 165 763 291 63 2,177 1,217 294 67 735 26 1,568 483 211 701 4,747 607 -6 1,185 1,621 886 370 11 254 1,874 $162,290 $156,078 694 828 35 755 220 15 1,426 78 1>49 152 7 873 187 151 2,304 124 193 946 681 440 299 99 247 1,651 $89,065 $106,679 15,887 85 25,194 46,812 17 2,511 48,522 3,003 23,794 82,007 3,794 16,763 210 5,322 11,471 28,830 —693 327,845 13,595 1,508 2,086 13,456 6,064 12,686 7,977 13,467 10,027 1,834 2,706 13,594 6,429 15,063 7,237 129,680 3,149 6,647 47,753 3,276 13,298 29,253 101 2,042 894 11,361 $3,217,216 $3,032,193 •1,962 8,263 17,381 98 244 17,760 2,145 9,455 21,920 266 7,972 850 2,252 5,395 12,547 20,727 211,795 1,819 523 624 3,865 5,277 2,853 3,834 4,160 1,549 927 22 5,172 T.494 8,610 1,969 35,521 1,033 3,099 18,247 2,808 6,200 13,640 183 2,513 498 2,466 588 —360 264 175 2,867 1,183 767 90 7,689 2,746 4,585 11 3,036 —45 18 38 569 421 11 710 182 3,023 78 82 $1,267,893 $186,605 $110,792 $2,161,258 $263,100 $78,382 6,649 3,815 389 26 2,973 1,386 512 153 2,223 10,588 973 234 743 120 13,316 651 4,200 1,868 6,477 1,299 3,559 1,916 971 3,372 136 127 1,763 5,464 4,(095 729 19 2,136 —1 251 9 894 6,602 59 66 23 2,537 1,122 180 12,806 W5 480 350 238 129 304 867 $438,023 $139,726 $418,266 | $166,457 fE. -{Ex. [W. IE. (Ex. fB. (F. fE. (Ex. JE. (Ex. fE. -(Ex. IH. Ex. 332 72 21 E. IE. (Ex. • 586 1,069 4 E. 11 IE. (Ex. 70 3 Ex. 23 E. IE. (Ex. 538 461 1 2,274 3 2,970 135 1,898 13 164 —5 1,522 1,167 6,530 24 E. Ex. E. 98 17 94 fE. 248 395 H. 9,185 • B. —23,527 fE. -(Ex. [W. 820 —14 29 §§ 242 194 fE. (Ex. 6 1 L.S. 4,564 3,955 85-287 —22 —130 1,000 $750,226 $262,187 $704,910 $265,693 J-189 j 190 191 ) 192 I 193 194 195 196 197 198 1199 200 201 202 203 204 I 205 206 207 208 I 209 )210 211 212 213 214 215 f 216 217 1 }-218 J 219 220 221 222 223 224 (225 I 226 227 228 229 230 231 232 233 234 235 236 J-237 238 239 240 241 (242 I 243 244 245 J 246 247 248 B.—Boiler and Machinery. C.—Credit, i Figures included in personal accident totals. E.—Earthquake. Ex.—Explosion. F.A.—Falling Aircraft. F.—Forgery. H.—Hail. L.H.—Limited Hail. I.V.—Impact by Vehicles. L.S.—Livestock. S.L.—Sprinkler Leakage. W.D.—Water Damage W.—Windstorm and Weather. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 G 73 TABLE VIII.—OTHER INSURANCE (TABLE VII) SUMMARY (Figures shown in nearest thousand.) Class of Insurance 1948 1949 1950 1951 1952 Accident— Personal accident, P L _ _. Public liability, P L Employer's liability, P L Combined accident and sickness, P. L. Sickness, P L Aircraft, P L Guarantee, P L... _ Inland transportation, P L Marine, P L Plate glass, P.._ _ „ L _ Personal property, P „ L Property damage, P. L _ Real property, P L Theft, P „ L Other forms, P „ L Total, P „ L $2,218,000 1,214,000 699,000 322,000 C1) O) (2) (2) 228,000 110,000 262,000 32,000 657,000 196,000 3,026,000 1,506,000 O) (') 2,306,000 1,447,000 194,000 293,000 331,000 125,000 557,000 380,000 $2,204,000 1,261,000 807,000 360,000 C1) (l) (2) (2) 209,000 79,000 336,000 37,000 790,000 229,000 2,623,000 2,014,000 C1) 2,302,000 1,140,000 173,000 -80,000 358,000 102,000 675,000 369,000 $2,459,000 1,289,000 828,000 317,000 O) (*) (2) (2) 282,000 79,000 352,000 39,000 759,000 399,000 3,033,000 1,760,000 (l) (*) 2,498,000 1,094,000 296,000 10,000 399,000 182,000 1,026,000 489,000 $2,965,000 1,674,000 991,000 400,000 C1) O) (s) (2) 274,000 73,000 452,000 105,000 1,023,000 702,000 3,603,000 2,057,000 C1) C1) 3,032,000 2,161,000 263,000 78,000 418,000 166,000 1,268,000 891,000 $619,000 256,000 1,175,000 457,000 67,000 35,000 2,819,000 1,795,000 338,000 100,000 342,000 110,000 465,000 59,000 1,013,000 564,000 3,326,000 2,311,000 162,000 89,000 3,217,000 1,268,000 187,000 111,000 438,000 140,000 750,000 262,000 $10,478,000 5,625,000 $10,477,000 5,511,000 $11,932,000 5,658,000 $14,289,000 8,307,000 | $14,918,000 7,557,000 i Figures included in " other forms." 2 Figures included in " personal accident." VICTORIA, B.C. Printed by Don McDiarm.d, Printer to the Queen's Most Excellent Majesty. 1953 1,700-653-4250 _.,..... .... : ... s, ■„ -
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Forty-second Annual Report of the SUPERINTENDENT OF INSURANCE 1953 (Business Transacted in 1952) British Columbia. Legislative Assembly [1954]
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Title | Forty-second Annual Report of the SUPERINTENDENT OF INSURANCE 1953 (Business Transacted in 1952) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1952 |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1954] |
Extent | Foldout Chart: TABLE I. TABLE OF LIFE INSURANCE RETURNS FOR 1952 -- p. G 55; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952 -- p. G 65; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952 Continued -- p. G 67; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952 Continued -- p. G 69; Foldout Chart: TABLE VII. MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1952 Continued -- p. G 71? |
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FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1954_V01_09_G1_G73 |
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Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2017-06-19 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0348628 |
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https://iiif.library.ubc.ca/presentation/cdm.bcsessional.1-0348628/manifest