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PROVINCE OF BRITISH COLUMBIA Thirty-ninth Annual Report of the SUPERINTENDENT OF INSURANCE 1950 (Business… British Columbia. Legislative Assembly 1951

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Full Text

 PROVINCE OF BRITISH COLUMBIA
Thirty-ninth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1950
(Business transacted in 1949)
&
VICTORIA,   B.C. :
Printed by Don McDiabhid, Printer to the King's Most Excellent Majesty.
1950.  To His Honour Charles Arthur Banks, C.M.G.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour :
The undersigned has the honour to present the Thirty-ninth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1949.
GORDON S. WISMER,
Attorney-General.
Victoria, B.C., July 3rd, 1950. TABLE OF CONTENTS.
Page.
Report of Superintendent of Insurance     5
List as at June 30th, 1950—
Insurers licensed    7
Fraternal Benefit Societies licensed under the " Insurance Act "  51
Reciprocal Exchanges granted Permits  52
Underwriters' Agencies licensed  52
Societies (incorporated under the " Societies Act ") licensed under the " Insurance Act"  52
Names of Insurers and Fraternal Societies licensed since December 31st, 1949  52
Names of Insurers which have ceased Business in British Columbia since December
31st, 1949  52
Annual Statements of Provincial Licensees—
British Columbia Insurance Company  54
British Columbia Plate Glass Insurance Company  55
British Pacific Insurance Company  55
Canadian Home Assurance Company  57
Empire Life Insurance Company  58
High Court of the Canadian Order of Foresters  60
Missisquoi & Rouville Mutual Fire Insurance Company  61
Mutual Fire Insurance Company of British Columbia  62
Pacific Coast Fishermen's Mutual Marine Insurance Company  63
Perth Mutual Fire Insurance Company  65
Reliable Life Insurance Society  66
Roberts Mutual Fire Insurance Company  67
Royal General Insurance Company of Canada  68
Saskatchewan Mutual Fire Insurance Company  68
Western Union Insurance Company  70
TABLES.
Life Insurance—
I. Business of 1949  71
II. Summary, 1945-49 1  71
Fire Insurance—
III. Business of 1949  73
IV. Summary, 1945-49  77
Automobile Insurance—
V. Business of 1949  77
VI. Summary, 1945-49  80
Miscellaneous Classes of Insurance—
VII. Business of 1.949  81
VIII. Summary, 1945-49  97 Report of the Superintendent of Insurance.
Department of Insurance,
Victoria, B.C., July 3rd, 1950.
The Honourable Gordon S. Wismer, K.C., M.L.A.,
Attorney-General, Victoria, B.C.
SIR,—Pursuant to the " Insurance Act," I beg to submit the Thirty-ninth Annual
Report of the Department of Insurance covering the year ended December 31st, 1949.
At that date 347 insurers (including fraternal societies) were licensed under the
Act to transact business. The following summary indicates the origin of the insurers,
how many held only Provincial licences, and how many had Dominion registry in
addition to a Provincial licence:—
Where incorporated.
Provincial
Licence.
Dominion
Registry.
Total.
7
10
6
1
2
3
15
73
77
2
5
2
1
2
4
137
7
25
73
83
2
5
3
1
2
6
142
Totals	
29
318
347
The comparative figures are for—
1948              	
30
25
310
306
1947	
Nine new insurers were licensed during the year. These are as follows: Allstate
Insurance Company; American Credit Indemnity Company; Continental Assurance
Company; English & American Insurance Company, Limited; John Hancock Mutual
Life Insurance Company; Licenses and General Insurance Company, Limited; National
Fire & Casualty Insurance Company, Limited; National Employers' Mutual General
Insurance Association, Limited;   and Phenix Fire Insurance Company of Paris.
Workers Benevolent Association of Canada was a new fraternal society licensed
during the year, the total number of fraternal societies licensed being fourteen.
Three insurers ceased business in the Province during the year, and are as follows:
Hardware Dealers Mutual Fire Insurance Company, Nationale Fire Insurance Company, and Pioneer Equitable Insurance Company of Indiana.
A complete list of insurers will be found on pages 7 to 51. A similar list, made
up to December 31st, 1949, was printed for circulation and published in The British
Columbia Gazette. For purposes of convenience the present list is made up to
June 30th, 1950, so that it includes insurers licensed since December 31st, 1949, and
shows the classes of insurance for which all insurers are now licensed.
On analysis the list shows that 41 companies (exclusive of fraternal societies)
were licensed for life insurance, 230 for fire insurance, 191 for automobile insurance,
and 95 for marine insurance.    These figures cover only the major classes of insurance,
5 H 6
BRITISH COLUMBIA.
and it should be understood that the same company may be licensed, for example, for
fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set
forth at length on pages 54 to 70.
There were nine underwriters' agencies licensed under the Act. The list appears
on page 52.
The taxes collected on unlicensed insurance amounted to $8,056.95.
The number of insurance agents' and salesmen's licences issued for the year 1949
is given below, together with a comparative table for the previous four years.
Licences issued to
1949.
1948.
1947.
1946.
Life-insurance agents	
Other than life-insurance agents....
Insurance salesmen	
Insurance adjusters	
Employees of insurance adjusters..
Totals..
1,392
1,497
1,079
49
71
1,386
1,449
1,172
46
54
1,372
1,437
1,071
37
41
4,107
3,958
1,347
1,353
1,008
34
27
1,167
1,231
661
33
17
3,769
The number of real-estate agents' and salesmen's licences issued under the " Real-
estate Agents' Licensing Act " for the year 1949-50, in comparison with the previous
four years, is as follows:—
Licences issued to
1949-50.
1948-49.
1947-48.
1946-47.
1945-46.
1,062
1,879
1,076
1,848
1,090
1,686
1,110
1,653
1,004
1,335
Totals	
2,941
2,924
2,776
2,763
2,339
;.
I have t
Y
ie honour
Sir,
our obedit
Su
to be,
;nt servan
S. W.
perintende
t,
TAYLOR,
nt of Insurance. REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
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<WUOOU[t[t[t[tt H 54 BRITISH COLUMBIA.
Annual Statements of Provincial Licensees.
BRITISH COLUMBIA INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
T. G. S. Hare. W. A. D. Hare. A. S. Llewelyn.
C. G. Hobson. J. D. Christie.
T. G. S. Hare, President.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures (book value)           _    $5,031.25
Cash on hand and in banks        _ —_      4,844.44
Accrued  interest             — 37.40
$9,913.09
Liabilities.
Reserve for unearned premiums (net, 80 per cent.)    -   $0.43
Taxes due and accrued        _   — .05
Capital stock—
Authorized— .
Common      -    —   - - $400,000.00
Preferred _   - - _    100,000.00
Subscribed      - .-         50,000.00
Paid up _ -     - -~   -      10,328.00
Returns for British Columbia.
(See page 83.)
$10,328.48
Deficit     -       415.39
$9,913.09
Profit and Loss Account.
Premiums earned  (net)     _           $2.69
Claims  incurred  (net)   _..     -   _   Nil
Commissions        _   -  $0.91
Taxes      —     —.  -   100.05
Other expenses   _       —- -     24.07
125.03
Underwriting loss .—   _!  _        $122.34
Other revenue—Interest earned      $149.59
Other expenses            Nil
149.59
Net profit -     -            $27.25 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 55
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
J. S. Adam.
S. Robinson.
Directors.
F. G. Syder.
W. J. Albutt, President.
W. J. Albutt.
E. A. Albutt.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures (book value)
Cash on hand and in banks _.	
Interest accrued   	
Sundry accounts receivable	
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.)
Premiums paid in advance    	
Capital stock—■
Authorized    — 	
Subscribed and paid up -
Surplus     	
Profit and Loss Account.
Premiums earned (net)
Claims incurred 	
Commissions  	
Taxes 	
Salaries, fees, and travelling expenses .
Other expenses   	
Underwriting loss      	
Other revenue—Interest earned        	
Decrease in deficiency of market under book value of securities .
Net loss
Returns for British Columbia.
(See page 83.)
$62,500.20
112.93
606.71
93.31
$63,313.15
$35,016.34
2,965.98
$37,982.32
$25,000.00
10,000.00
15,330.83
$63,313.15
$23,411.38
14,300.69
783.95
740.00
252.37
$32,838.32
$2,021.91
1,743.00
39,488.39
$6,650.07
3,764.91
$2,885.16
BRITISH PACIFIC INSURANCE COMPANY.
Head Office—Vancouver, B.C.
H. J. Bailey.
W. S. Charlton.
T. S. Dixon.
Directors.
J. H. McMahon.
Frank Parsons.
H. J. Seed.
R. C. White.
Frank Parsons, President.
B. S. Brown, Jr.
L. T. Cunningham.
L. R. Parsons.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures (book value)
Cash on hand and in banks	
Accrued interest   	
Agents' balances   	
Carried forward
$104,269.25
18,333.40
672.14
23,620.87
$146,895.66 H 56
BRITISH COLUMBIA.
Assets—Continued.
Brought forward 	
Reinsurance premiums    	
Amount due from reinsurance on losses paid .
Automobiles   - 	
Furniture and fixtures   	
Incorporation expense     __.
Prepaid expenses, supplies, etc 	
  $146,895.66
  38,859.56
  3,442.35
  1,725.25
  11,143.44
3,450.00
  3,034.68
Gross assets
$208,550.94
Deduct assets not admitted-
Automobile 	
Furniture and fixtures
Incorporation  expense
Prepaid expenses, supplies, etc.
Total admitted assets
$1,725.25
11,143.44
3,450.00
3,034.68
19,353.37
$189,197.57
Liabilities.
Provision for unpaid claims .
Adjustment expenses
Reserve for unearned premiums (net, 80 per cent.)
Expenses due and accrued   -	
Taxes due and accrued    	
Reinsurance premiums
Return premiums and balance due agents .
Capital stock—
Authorized           $500,000.00
Subscribed    _      200,000.00
Paid up   —     __ 	
Deficit in Profit and Loss Account —„ —   	
$33,309.84
1,061.58
14,758.25
1,008.10
2,593.77
91,524.97
1,702.93
$145,959.44
Profit and Loss Account.
Premiums earned  (net)    — 	
Claims incurred  (net)    	
Adjustment expenses 	
Commissions     	
Taxes  _. _   	
Salaries, fees, and travelling expense .
Other expense     	
$88,600.00
45,361.87
43,238.13
$189,197.57
$105,279.36
2,839.30
904.56
3,895.88
45,153.52
22,619.13
$178,181.27
180,691.75
Underwriting loss  	
Other revenue—
Interest earned   	
Profit on sale of securities.
Less other expenditure—
Bad debts written off ._
Loss—sale of fixed assets .
$185.97
507.85
Net profit
Returns for British Columbia.
(See pages 73, 77, 81, 85, 87, 89, and 91.)
$3,374.37
350.00
$3,724.37
693.82
$2,510.48
3,030.55
$520.07 REPORT  OF  SUPERINTENDENT  OF  INSURANCE, 1949.
H 57
CANADIAN HOME ASSURANCE COMPANY.
Head Office—Montreal, Que.
Directors.
G. S. Challies.
Owen Lobley.
J. G. Porteous.
Max Wollner, President.
R. E. Schofield.
Max Wollner.
Statement for the Year ended December 31st, 1949.
Mortgage loans on real estate	
Bonds and debentures (book value)
Stocks  (book value)     	
Cash on hand and in banks	
Interest accrued   	
Agents' balances and premiums uncollected (net) __.
Amount due from reinsurance on losses paid	
Cuauhtemoc Insurance Company (reserve accounts)
European General  (loss reserves)  	
Riunione Adriatica  (foreign accounts)   	
Liabilities.
Provision for unpaid claims  	
Adjustment expenses       	
Present value of claims payable by instalments not yet due -
Reserve of unearned premiums (net, at 80 per cent.) .
Reserve and unpaid losses under unlicensed reinsurance unsecured .
Expenses due and accrued  - —  	
Taxes due and accrued     _	
Reinsurance premiums        - 	
$750.00
577,393.00
56,982.28
260,113.27
3,935.00
78,740.43
2,971.24
3,841.00
50,000.00
419.13
$1,035,145.35
$138,472.00
2,753.00
10,000.00
226,756.16
20,392.67
3,897.79
23,550.00
6,661.31
$432,482.93
All other liabilities—
Investment reserves         - —      $8,133.00
Cuauhtemoc Insurance Company  (current acts)	
European General (premium reserve)   —
European General (loss reserve)    _ - —
Riunione Adriatica  (premium reserve)  	
Excess Insurance Company (premium reserve)	
New India Assurance Company (premium reserve)
Riunione Adriatica (foreign premium reserve) 	
Capital stock—
Authorized
Subscribed
Paid up 	
Surplus 	
Profit and Loss Account.
Premiums earned (net) 	
Claims incurred  (net)  	
Adjustment expenses (net)
Commissions     —
Taxes
Salaries, fees, and travelling expenses
All other expenses _  	
537.29
22,853.42
50,000.00
91,414.76
604.83
38,788.99
2,934.15
215,266.44
$647,749.37
$500,000.00
400,000.00
245,480.00
141,915.98
$1,035,145.35
$173,388.86
20,966.43
45,525.28
12,753.27
72,922.52
39,464.49
$394,728.86
Underwriting profit
365,020.85
$29,708.01 H 58 BRITISH COLUMBIA.
Profit and Loss Account—Continued.
Brought forward       - -        $29,708.01
Other revenue—
Interest earned     -. $16,872.57
Dividends earned   —-      3,837.49
Foreign  exchange       9.75
Sale of forfeited shares  - 30.00
 ■    $20,749.81
Other expenditure—
Income and excess profits taxes -        $8,050.00
Loss on sale of securities and real estate     205.63
8,255.63
  12,494.18
Net profit       ._ —„       $42,202.19
Returns for British Columbia.
(See pages 73, 77, 81, 83, 85, and 87.)
EMPIRE LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
C. P. Fell. H. H. Blakeman. N. P. Lambert.
A. H. K. Russell. N. A. Fairhead. D. R. McLaughlin.
D. W. McCormick. G. J. Guy. G. M. Orr.
C. P. Fell, President.
Statement for the Year ended December 31st, 1949.
Assets.
Real estate (book value)    $126,682.65
Amounts owing under agreements of sale of real estate    10,817.00
Mortgage loans on real estate        3,793,397.33
Loans on and amount secured by policies        815,001.63
Bonds and debentures (book value)      11,062,575.16
Stocks  (book value)          1,545,794.14
Cash on hand and in banks-— -   -    30,971.25
Accounts receivable     -       1,625.01
Agents' debit balances          61,603.84
Total ledger assets at book value      $17,448,468.01
Deduct excess of total book value of ledger assets over total authorized value   22,076.09
$17,426,391.92
Total interest, dividends, and rents due and accrued   -   173,591.74
Premiums due and uncollected or deferred (net)    _ 366,054.22
$17,966,037.88
Deduct assets not admitted—
Cash advanced to or in the hands of officers or agents         $61,603.84
Debit  accounts   (sundry)   —     — _ 1,039.11
 ■ 62,642.95
$17,903,394.93
Liabilities.
Liabilities under assurance and other contracts  (net)     _    $15,100,833.00
Liability for payments due under contracts (net)      122,515.60
Provision for unreported death claims      22,000.00
Provision for disability claims   _   3,000.00
Amounts left with company  —  :      471,472.00
Premiums paid in advance      -     13,250.02
Dividends to policyholders due and unpaid    __   2,256.00
Provision for profits to policyholders (other than deferred dividends)    70,262.00
Carried forward    .—   _ _.   $15,805,588.62 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H  59
Liabilities—Continued.
Brought forward
Profits credited to deferred-dividend policies (net) 	
Provision for accrued profits to policyholders not included above -
Shareholders' surplus account   	
Taxes due and accrued „.   .._ — — _ 	
Salaries, rents, and office expenses due and accrued-— 	
Medical and legal fees due and accrued    	
Commissions to agents due and accrued.—     	
Rents paid in advance       	
Reserve for contingencies  _     	
Staff Pension  Fund        	
Sundry accounts payable   _     	
Capital stock—•
Authorized          	
Subscribed   —       - 	
Paid up        ~ 	
Surplus           	
$15,805,588.62
48,828.00
115,910.00
28,583.39
42,071.08
9,819.83
1,502.00
10,360.85
189.75
450,000.00
210,659.84
26,536.21
$2,500,000.00
1,308,500.00
314,607.50
838,737.86
$17,903,394.93
Income.
Premium income    	
Consideration for supplementary contracts .
Amounts left with company	
Interest, dividends, and rents „
Gross profit on sale or maturity of real estate, bonds, and stocks .
All other income—     	
$2,174,137.37
18,763.65
86,125.90
655,782.66
48,926.95
27,285.18
$3,011,021.71
Disbursements.
Disbursements under assurance and annuity contracts  (net)	
Payments under supplementary contracts (net)  	
Reduction in premiums resulting from application of dividends .
Amounts left with company    	
Taxes, licences, and fees .
Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents,
and miscellaneous          	
Branch office and agency expenses—Commissions, salaries, advances to agents, travelling
expenses, rents, and miscellaneous      _ 	
All other expenses—Advertising, books and periodicals, express, telephone and telegraph,
legal fees, medical fees, office furniture, postage, printing and stationery, commissions on loans, contributions to Staff Pension Fund, and miscellaneous	
Payments from Staff Pension Fund .  	
Insurance Society fees         ,  	
Staff group insurance. _     _   	
Inspection reports and M.I.B.   _    : 	
Equipment repairs _   _.     	
Office machine supplies       _ 	
Charitable donations          	
Investment expense .
Executive officers' retirement expense-
Dividends paid to shareholders— —
Interest paid on claims  —
Interest on borrowed money-
Loss on sale or maturity of real estate, bonds, and stocks..
Decrease by adjustment stock valuations  	
Balance     -
$1,030,614.98
14,808.15
3,536.40
48,231.98
47,103.10
187,723.53
467,586.88
103,062.76
6,858.37
3,360.00
1,428.09
11,322.71
2,668.41
6,198.52
2,301.00
4,136.76
6,713.33
12,578.10
1,748.68
306.16
4,703.90
18,000.00
1,026,029.90
$3,011,021.71
Returns for British Columbia.
(See page 71.) H 60 BRITISH COLUMBIA.
HIGH COURT OF THE CANADIAN ORDER OF FORESTERS.
Head Office—Brantford, Ont.
Governing Executive Authority.
S. C. Berridge. A. M. Jones. J. W. Davies.
L. E. Jordan. V. Bedard.
L. L. B. Hamlin, High Secretary.
Statement for the Year ended December 31st, 1949.
Real estate (book value)     —   _. -     $37,845.69
Liens on policies  _ ._ __     _ _ ._ 82,421.78
Bonds and debentures (book value)    _   __. 22,768,344.76
Cash on hand and in banks            58,451.64
Interest due and accrued          246,091.43
Premiums, dues, and assessments collected but not received by head office      36,227.38
Unexpired insurance premiums.           4,066.45
Other assets   _„   —   - _ ._. -   3,483.91
$23,236,933.04
Deduct assets not admitted—
Supplies and stationery..—       _.   $3,296.81
Unexpired insurance premiums  ._   _.   _    4,066.45
Postage on hand      _   _       187.10
  7,550.36
$23,229,382.68
Liabilities.
Mortuary Fund       _ _...  $19,406,907.40
Sickness and Accident Fund, No. 1.   „   .._    1,197,115.95
Juvenile Fund              32,480.00
Sickness Benefit Fund, No. 2          86,057.43
Building Fund               239,002.78
General Expense Fund  ._         3,323.75
Surplus --   _     -         2,264,495.37
$23,229,382.68
Income.
Premiums, dues, and assessments    — _.     $773,364.73
Special assessments     _ —          718.50
Interest, dividends, and rents       925,098.13
Other revenue        —-     7,333.06
Profit on sale or maturity of bonds and debentures    85,072.99
$1,791,587.41
Disbursements.
Claims, endowments, and surrenders  _          $1,099,518.99
Reversionary bonuses     _    — -   _     99,371.17
Premium relief loans   16,203.22
Operating and repair expenses on rented buildings      634.31
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees, travelling
expenses, and miscellaneous          73,034.60
Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous      _      120,061.36
All other expenses—Advertising, exchange, express, telephone and telegraph, legal and
medical fees, official publications, investment expenses, printing and stationery, postage and excise, convention and meetings, taxes, licences and fees, donations, unemployment insurance, and miscellaneous.-       82,486.60
Decrease by adjustment of bonds, debentures, and real estate       81,144.17
Balance      __   219,132.99
$1,791,587.41 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 61
Returns for British Columbia.
Income—
Mortuary Fund ...
Sickness and Accident Funds-
No. 1 	
No. 2 	
Juvenile Fund 	
General expenses   _
Disbursements—
-   Mortuary Fund   	
Sickness and Accident Funds-
No. 1  	
No. 2  .......
$14,910.35
355.50
33.36
328.55
1,047.67
$16,675.43
$23,281.24
262.40
57.70
$23,601.34
MISSISQUOI & ROUVILLE MUTUAL FIRE INSURANCE COMPANY.
Head Office—Frelighsburg, Que.
Jacob Nicol.
Geo. C. Dyer.
H. C. Beatty.
Directors.
H. A. Stevenson.
E. M. Shepard.
L. E. Langis Galipeault.
H. C. Hayes.
F. A. Pouliot.
Jacob Nicol, President.
Statement for the Year ended December 31st, 1949.
Assets.
Real estate (book value)	
Mortgage loans on real estate	
Bonds and debentures (book value) .
Cash on hand and in banks	
Interest due and accrued  	
Agents' balances and reinsurance premiums uncollected (net).
Amount due from reinsurance on losses already paid	
Unpaid assessments (less commission)..
Due from reinsurance companies, taxes	
Office furniture and fixtures (less depreciation).
Automobiles   (less  depreciation)	
Spring and waterworks (less depreciation)	
$2,812.50
102,150.00
962,278.35
114,518.82
9,549.09
34,961.11
8,132.06
3,594.45
1,297.84
1,776.35
527.66
41.99
$1,241,640.22
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1949   $1,063.88
Office furniture and fixtures        1,776.35
Automobiles   .    527.66
Spring and waterworks—   41.99
Liabilities.
Total provision for unpaid claims ..— 	
Adjustment expenses 	
Reserve of unearned premiums (net, at 80 per cent.)-
Expenses due and accrued  — 	
Taxes due and accrued    	
Reinsurance premiums
Special reserve for losses due reinsurance companies-
Carried forward   	
3,409.88
,238,230.34
$33,163.44
314.42
247,111.76
1,246.50
17,799.41
19,093.02
971.70
$319,700.25 H 62
BRITISH COLUMBIA.
Liabilities—Continued.
Capital stock—
Authorized
Subscribed
Paid up 	
Surplus 	
Brought forward
$319,700.25
$200,000.00
200,000.00
Profit and Loss Account.
44,000.00
874,530.09
$1,238,230.34
Premiums earned (net)     	
Claims incurred (net)     _    $170,110.86
Adjustment expenses   (net)    _     5,905,11
Commissions           __ 77 253 10
Taxes       \  _     6i957.19
Salaries, fees, and travelling expenses    __   33,287.70
All other expenses         13 912.18
Underwriting profit
Other revenue—
Interest earned  	
Rents earned  (net)
Profit on sale of securities and real estate..
$35,259.27
340.00
25.00
     $35,624.27
Other expenditure—Income and excess profit taxes-          18,052.75
Net  profit      	
Returns for British Columbia.
(See page 74.)
$333,501.89
307,426.14
$26,075.75
17,571.52
$43,647.27
MUTUAL FIRE INSURANCE  COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Wm. MacNair.
R. U. Hurford
Directors.
Lloyd T. Beharrell.
C. E. Whitney-Griffiths.
Hugh E. Burr.
Thos. J. Robertson, President.
Henry Bose.
Harry S. Berry.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures  (book value)
Cash on hand and in banks 	
Interest accrued 	
S100
Agents' balances and premiums uncollected (net, commission deducted)-     3
Sundry receivables and unemployment insurance stamps  __ 	
Furniture and fixtures        '	
Deferred commissions     o
Due from other insurance companies  	
Deduct assets not admitted-
Furniture and fixtures
Deferred commissions ..
Agents' balances on premiums written prior to October 1st, 1949..
600.91
25.00
948.35
036.97
103.98
398.28
161.04
603.18
$114,877.71
$398.28
9,161.04
730.87
10,290.19
$104,587.52 REPORT OP SUPERINTENDENT OF INSURANCE, 1949. H 63
Liabilities.
Provision for unpaid claims   — -     ._   $150.00
Reserve of unearned premiums (net, at 100 per cent.)         29,563.07
Taxes due and accrued  L   —       174.58
Reinsurance premiums         —   _   40.60
Return premiums and balance due agents -         358.81
Premiums received in advance       723.67
Bank overdraft               3,955.58
Balance—
Statutory reserve fund           $16,000.00
Surplus       - —-       53,621.21
  69,621.21
$104,587.52
Profit and Loss Account.
Premiums earned  (net)                 $47,419.43
Claims incurred (net) _..     ._ _ _ $20,093.90
Adjustment expenses          __   405.97
Commissions                8,449.38
Taxes   -       273.81
Salaries, fees, and travelling expenses   __   _ 12,922.40
All other expenses  ,.—    .   7,723.73
49,869.19
Underwriting loss   —           $2,449.76
Other revenue—
Interest earned   -     - $2,987.34
Commissions  earned         -          769.47
•     $3,756.81_
Other expenditure—■
Income and excess profits taxes   — - —-       $174.58
Bad debts written off      - -          143.20
 . 317.78
3,439.03
Net profit -   - -   - -              $989.27
Returns for British Columbia.
(See page 74.)
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY.
Head  Office—Vancouver, B.C.
Directors.
H.W.Brown. J. Eilertsen. Harry Hansen.
D. G. Macdonald. A. E.Carr. Nels Ruud.
O.J.Hansen. B. CM. Berg. Ivar Johansen.
R. Wulff. J. Chambers. G. Phillips.
H. W. Brown, President.
Statement for the Year ended December 31st, 1949.
• Assets.
Bonds  and  debentures       -----     -   $18,010.00
Cash on hand and in banks — _ —-         11,318.58
Cash in depositories, other than chartered banks (credit unions)    104,186.40
Accrued   interest     -   — -     410.10
Agents' balances and premiums uncollected (net, commission deducted)    11,742.33
Amount due from reinsurance on losses already paid  -   14,340.00
Other assets—lease   —           1,720.00
Prepaid insurance         417.67
Office furniture and fixtures     2,273.08
Deferred  charges  _   -       .._ 2,018.62
Accounts receivable         2,387.20
Carried forward       $168,823.98 H 64 BRITISH COLUMBIA.
Assets—Continued.
Brought forward  _'       $168,823.98
Deduct assets not admitted—
Lease     __         $1,720.00
Office furniture and fixtures           2,273.08
Deferred charges       2,018.62
Investments—$2,500, our own co-operative ZV^c bonds      2,500.00
Accounts receivable (L. T. Wylie)       1,863.38
10,375.08
$158,448.90
Deficit   —-   --               1,713.05
$160,161.95
Liabilities.
Provision for unpaid claims    -     $4,475.00
Reserve of unearned premiums (net, at 80 per cent.)          34,648.12
Taxes due and accrued         —-   396.00
Reinsurance   premiums          1,368.66
Return premiums and balances due agents         800.60
Contingency   reserves               2,000.00
Sundry accounts payable   —     — 300.00
Loans by policy-holders '(members' refunds)  -   _   _.._  —... 92,053.57
Reserve for lay-up periods      ..— —       — 11,000.00
Capital Stock—
Authorized        - __ $25,000.00
Subscribed   __              9,120.00
Paid   up   -    -..       9,120.00
Reserve fund       4,000.00
$160,161.95
Profit and Loss Account.
Premiums earned     .„      $74,829.14
Claims  incurred    :      $19,448.91
Adjustment   expenses         165.56
Taxes               143.77
Salaries, fees, and travelling expenses          10,701.58
All other expenses              4,717.45
     35,177.27
Underwriting   profit     $39,651.87
Other revenue—Interest  earned                 $2,459.97
Other expenditure—
Income and excess profits taxes       _     $396.00
Statutory   reserve              2,245.00
Excess refundable to members   .„   37,907.37
 40,548.37
     38,088.40
Net profit ._     __         $1,563.47
Returns for British Columbia.
(See page 90.) REPORT OF SUPERINTENDENT OF INSURANCE, 1949. H  65
THE PERTH MUTUAL FIRE INSURANCE COMPANY.
Head Office—Stratford, Ont.
Directors.
H. W. Strudley. H. W. Maxwell. J. A. Makins.
David Smith. R. M. Trow. W. J. Anderson.
C. D. Dingman. J. M. Riddell. H. G. Lee.
H. W. Strudley, President.
Statement for the Year ended December 31st, 1949.
Assets.
Real estate  (book value) .          -- $74,734.33
Loans on real estate  _ _   _     - 10,500.00
Bonds and debentures       _       1,951,558.45
Stocks  (book value)  _.           330,778.58
Cash on hand and in banks          178,697.29
Interest and rents, accrued         - - 19,118.87
Agents' balances and premiums uncollected (net, commission deducted)   - - —  46,634.92
Amount due from reinsurance on losses already paid          6,820.63
Office furniture and fixtures          2,266.00
$2,621,109.07
Deduct assets not admitted—
Agents' balances of premiums written prior to October 1st, 1949           $1,129.07
Office furniture and fixtures                 2,266.00
  3,395.07
$2,617,714.00
Liabilities.
Provision for unpaid claims           $49,546.71
Adjustment expenses _.       500.00
Reserve of unearned premiums (net, at 80 per cent.)   _ — _    293,273.84
Expenses due and accrued (permanent reserve)  —  _    10,000.00
Taxes due and accrued           __ 16,971.38
Return premiums and balances due agents        1,025.55
Investment reserves  (permanent reserves)         150,000.00
Contingency reserves  (permanent reserve)    .__ __ 60,000.00
$581,317.48
Surplus         _ _         2,036,396.52
$2,617,714.00
Profit and Loss Account.
Premiums earned     _ _     _ _     $373,287.79
Claims incurred          $179,185.14
Adjustment expenses   _     __        7,230.17
Commissions  _. -       _..     107,395.78
Taxes                11,274.33
Salaries, fees, and travelling expenses  _         59,808.95
All other expenses               21,943.15
386,837.52
Underwriting  loss    -             $13,549.73
Other revenue—
Interest earned -       $64,428.89
Dividends  earned  _        14,130.47
 $78,559.36
Other expenditure—
Income and excess-profits taxes -        $9,401.38
Safekeeping and insurance on securities         1,709.78
Loss re rents earned     _ 898.81
Depreciation  on office premises           1,263.09
Special grant to Stratford Hospital and Legion        5,500.00
 18,773.06
■  59,786.30
Net profit         -         $46,236.57
Returns for British Columbia.
(See page 75.) H 66
BRITISH COLUMBIA.
THE RELIABLE LIFE  INSURANCE  SOCIETY
Head Office—Hamilton, Ont.
Governing Executive Authority.
G. A. Snyder.
E. Gernaey.
J. L. Archer
P. M. Button.
J. A. Lussier.
C. H. Fitch, Secretary-Treasurer.
Statement for the Year ended December 31st, 1949.
Assets.
Real estate   (book value)
Loans on real estate 	
Loans, liens, and advances secured by society's certificates under non-forfeiture provisions
Bonds and debentures (book value) —-       - —- -—
Cash on hand and in banks _       	
Deposit with Quebec Government        	
Unemployment insurance prepaid   — 	
Interest and dividends, due and accrued       - 	
Premiums, dues, and  assessments       —  	
Deduct excess of total book value of ledger assets over total authorized value
Liabilities.
Mortuary Fund — 	
Sickness and Accident Fund
Juvenile Fund 	
Guarantee  Fund  	
General  Expense  Fund 	
Surplus   	
Premiums, dues, and assessments-
Interest and dividends 	
Premium on foreign exchange
Profit on sale or maturity of ledger assets
Sundry  revenue      - 	
$32,000.00
187,520.00
130,939.29
.,759,556.00
43,911.27
5,000.00
1.87
38,390.16
3,669.62
$3,200,988.21
41,833.02
$3,1593,155.19
$2,515,504.04
148,611.64
161,788.30
.80
17,576.24
315,674.67
$3,159,155.19
Income.
  .._   $384,905.29
  -       —.    116,001.03
  113.75
        2,555.82
  265.40
$503,841.29
Disbursements.
Claims, endowments, and surrenders       $287,237.90
Dividends  to  members           16,387.13
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses,
travelling expenses, rents, and miscellaneous        54,476.12
Agency and organization expenses—Commissions, salaries, travelling expenses, rents, and
miscellaneous            104,883.26
All other expenses—Advertising, publications, express, postage, excise, telegraph and telephone, legal  and  medical  fees,  office  furniture,  printing  and  stationery,  convention
and meetings, taxes, licences and fees, miscellaneous         23,405.74
All other disbursements           2,186.81
Balance            15,264.33
$503,841.29 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 67
ROBERTS MUTUAL FIRE INSURANCE COMPANY.
Head Office—Abbotsford, B.C.
Directors.
■
H. W. Reimer.                     Cornelius Dyck.                    B. D. Hildebrandt.
H. A. Koop.                        H. Hildebrandt.                  J. A. Dyck.
Isaac A. Dyck.                   F. R. Klassen.                      H. Thiessen.
H. W. Reimer, President.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures (book value)   — -   _ :„.„....:   ii.
Cash on hand and in banks        $1,441.50
Interest accrued   — -        	
Agents' balances       „     ;         253.04
Incorporation expense —„    „  .           544.09
••' $2,238.63
Deduct assets not admitted—Incorporation expense      .._       544.09
Total admitted assets        $ 1,694.54
Liabilities.
Provision for unpaid claims _           $668.89
Reserve of unearned premiums (net, at 80 per cent.)      2,155.22
Reserve and unpaid losses under unlicensed reinsurance unsecured _. _   898.01
Expenses due and accrued        321.17
$4,043.29
Excess of liabilities over assets —   -     •   2,348.75
$4,043.29
Profit and Loss Account.
Premiums earned  (net)          $1,477.44
Claims incurred  (net)                 $668.89
Adjustment expenses   _ _      	
Commissions    — —         722.98
Taxes       	
Salaries, fees, and travelling expenses  —           409.19
All other expenses                199.04
     2,000.10
Underwriting loss              $522.66
Other expenditure—Bad debts written off    _   11.95
Net loss   -      -     $534.61
Returns for British Columbia.
(jSee page 75.) H 68
BRITISH COLUMBIA.
ROYAL GENERAL INSURANCE  COMPANY OF CANADA.
Head Office—Vancouver, B.C.
John Boyd.
J. R. Cooney.
Frank Parsons.
Directors.
F. E. Chadwick.
T. S. Dixon.
W. B. Reardon.
P. S. Young.
John R. Cooney, President.
W. S. Charlton.
F. 0. Hodgson.
F. W. Sullivan.
Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures (book value)
Cash on hand and in banks _ —
Interest accrued   _ 	
Agents' balances and premiums uncollected (net, commission deducted)
Amount due from reinsurance on losses already paid -   	
Liabilities.
Expenses due and accrued -
Taxes due and accrued 	
Reinsurance premiums 	
Capital stock—
Authorized     	
Subscribed 	
Paid up  	
Surplus  	
$389,649.77
19,622.00
3,185.00
33,286.64
7,792.65
$453,536.06
$100.00
628.96
33,286.64
$1,000,000.00
100,000.00
Profit and Loss Account.
Salaries, fees, and travelling expenses.
All other expenses 	
Underwriting loss
Other revenue—Interest earned 	
Other expenditure—
Income and excess-profits taxes .
Investment expenses
Decrease in amortization over book value of bonds .
$1,272.04
109.80
223.01
$11,053.80
1,604.85
100,000.00
319,520.46
$453,536.06
$2,049.20
414.54
$2,463.74
Net profit
Note.—The entire business of this insurer is reinsured.
9,448.95
$6,985.21
SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY.
Head Office—Saskatoon, Sask.
R.J. Harper.
W. Kershaw.
H. R. Earl.
Directors.
H. J. Beck.
D. MacLean.
O. C. Lawson.
R. J. Harper—President.
J. H. Evans.
R. W. Brigham.
E. Williamson.
Statement for the Year ended December 31st, 1949.
Assets.
Real estate (book value) 	
Bonds and debentures (book value)
Carried forward	
$7,500.00
1,394,940.88
$1,402,440.88 REPORT OF SUPERINTENDENT OF INSURANCE, 1949. H  69
Assets—Continued.
Brought forward _.   -     -  $1,402,440.88
Cash on hand and in banks   - _       -   127,861.79
Interest accrued .-         — 12,643.81
Agents' balances and premiums uncollected (net, commission deducted)—     168,156.70
Amount due from reinsurance on losses already paid      _ -   32,856.85
Commissions due from reinsurers ._   —     11,573.72
Cash surrender value of life insurance      _ __ _     10,405.59
Sundry accounts receivable -         1,765.50
Automobiles      —         -  5,173.86
Furniture and fixtures         - _.. 14,166.37
Unassessed premium notes  - -         61,482.41
Unpaid assessments   - -         1,958.17
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1949  _ $1,918.16
Automobiles      _. -     5,173.86
Furniture and fixtures - _ -       _ 14,166.37
Unassessed premium  notes   ._ —   _     61,482.41
Unpaid assessments       _ 1,958.17
$1,850,485.65
84,698.97
$1,765,786.68
Liabilities.
Provision for unpaid claims   ...        $150,968.00
Adjustment expenses   -           16,548.00
Reserve of unearned premiums (net, at 80 per cent.) _.   _   666,187.68
Taxes due and accrued    .._         63,950.69
Reinsurance premiums   __            38,579.37
Investment reserve „   - -         50,000.00
Assessments prepaid   — - - -        600.87
Surplus           778,952.07
$1,765,786.68
Profit and Loss Account.
Premiums earned (net)          _    $1,041,625.46
Claims incurred  (net)    _        $495,663.31
Adjustment expenses _ — — — — ._   _        54,058.43
Commissions - - _ - --      268,940.41
Taxes     __   _ .._      26,773.05
Salaries, fees, and travelling expenses            82,406.16
All other expenses     ._. _        38,744.47
        966,585.83
Underwriting profit    .- -           $75,039.63
Other revenue— •
Interest earned .—   - — — — $44,670.60
Rents earned   (net)     -- _ -   -  734.61
Bad debts recovered, previously written off    56.20
Profit on sale of securities and real estate      650.00
     $46,111.41
Other expenditure—
Income and excess-profits taxes     $39,617.67
Retirement  Fund   ._.        11,491.01
Increase in reserve for agents' balances         1,321.85
■       52,430.53
■  6,319.12
Net profit - —- —   -         $68,720.51
Returns for British Columbia.
(See pages 75, 79, 82, 86, 90, and 94.) H  70 BRITISH COLUMBIA.
WESTERN UNION INSURANCE  COMPANY.
Head Office—Calgary, Alta.
Directors.
Frank R. Freeze. C. M. Freeze. Robert D. Freeze.
Roy J. Widney. M. MacKenzie. David J. Freeze.
W.G.Peterson. L.C.Jackson. Howard F. Freeze.
Frank R. Freeze, President.
*.'. ... ; Statement for the Year ended December 31st, 1949.
Assets.
Bonds and debentures  (book value)     -    $483,233.75
Cash on hand and in banks _            27,784.11
Interest, accrued      —   —   - 4,388.92
Agents' balances and premiums uncollected (net, commission deducted)  - -   96,642.48
Amount due from reinsurance on losses already paid —       -  8,282.30
Automobiles         - - -     2,024.00
Office furniture and equipment     — -   - —-   1,752.75
Prepaid licences       -     960.00
Deduct assets not admitted— $625,068.31
Automobiles      -            $2,024.00
Office furniture and fixtures     -          1,752.75
Prepaid expense        —   960.00
         4,736.75
'■'       _ $620,331.56
Liabilities. —•
Provision for unpaid claims     _     $121,439.93
Adjustment expenses    - —       — 20,140.47
Reserve of unearned premiums (net, at 80 per cent.)      200,802.64
Expenses due and accrued       - _   662.65
Taxes due and accrued        28,878.60
Reinsurance  premiums        —   _ __ 1,891.84
Indemnity collateral deposits           554.95
Reserve for unreported claims        20,000.00
Profit commissions payable    :   1,000.00
Capital stock— $395,371.08
Authorized   .—- - _ —-     —. $500,000.00
Subscribed      -      500,000.00
Paid up       - _     100,000.00
Premium on capital stock   :  ._ — „_        4,000.00
Surplus       -        120,960.48
$620,331.56
Profit and Loss Account. 	
Premiums earned  (net)  __.    __.. -   $369,908.77
Claims incurred   (net)      __     _ -  $178,248.74
Adjustment expenses incurred   (net)    .  30,684.93
Commissions        —-   71,222.37
Taxes         _     9,879.32
Salaries, fees, and travelling expenses         4,730.93
Management fees ..._       28,495.02
All other expenses         7,525.39
330,786.70
Underwriting profit          $39,122.07
Other revenue—
Interest earned     -   ~- _ $15,129.58
Dividends  earned        446.67
Profit on sale of securities and real estate         8,705.75
     $24,282.00
Other expenditure—Income and excess profits taxes  .'.          20,000.00
4,282.00
Net profit _.              $43,404.07
Returns for British Columbia.
(See pages 76, 79, 82, 85, 87, and 94.)
I TABLE I.—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1949.
(Figures shown in nearest dollar.)
H 71
"\
Insurer.
Aetna Life Insurance Co..
f Ordinary...
| Group...
\ Ordinary...
' | Group...
Canada Life Assurance Co	
Commercial Union Assurance Co., Ltd..
Confederation Life Association  \ „    ina^"
I Group	
Continental Assurance Company	
Continental Life Insurance Co	
Crown Life Insurance Co  \ „
I Group.
Cuna Mutual Insurance Society  j Croup
Dominion Life Assurance Co	
Dominion of Canada General Insurance Co....
The T. Eaton Life Assurance Co	
( Ordinary.
) Group ,
( Ordinary.
I Group	
Empire Life Insurance Co  \ „
Equitable Life Insurance Co	
Excelsior Life Insurance Co	
Fidelity Life Assurance Co..
Great-West Life Assurance Co  \ ~,
( Group.
Manufacturers Life Insurance Co..
Imperial Life Assurance Co \ c
John Hancock Mutual Life Insurance Co	
f Ordinary...
London Life Insurance Co -{ Industrial.
[ Group	
Loyal Protective Life Insurance Co	
( Ordinary...
  j Group	
f Ordinary...
Metropolitan Life Insurance Co -{ Industrial.
| Group	
Monarch Life Assurance Co	
f Ordinary...
 ) Group	
Mutual Life Assurance Co. of Canada \ QrouD
Mutual Life Insurance Co. of New York	
Montreal Life Insurance Co..
National Life Assurance Co. of Canada \ Qrour)
New York Life Insurance Co	
North American Life and Casualty Co  \ n^^^"
North American Life Assurance Co ] Grout)
Northern Life Assurance Co j Grout)
Norwich Union Life Insurance Society	
Occidental Life Insurance Co. of California... \ Qrout)
„,,.,.                   „ ( Ordinary...
Prudential Assurance Co., Ltd < Group
f Ordinary...
Prudential Insurance Co. of America -{ Industrial.
\ Group	
Royal Insurance Co., Ltd \ Qro,,1D
Sovereign Life Assurance Co. of Canada.
( Ordinary-
Standard Life Assurance Co j Group
Sun Life Assurance Co. of Canada ] Group
Travelers Insurance Co	
Western Life Assurance Co...
( Ordinary..
' ] Group	
Totals	
Totals for 1948..
Premium Income.
Assurance.
$116,859
70,891
1,068,956
181,994
129
1,199,716
35,417
541
141,966
724,325
57,730
2,114
100,142
782,371
299
48,393
153
20,793
89,106
673
81,475
426,601
96,088
1,678,867
75,395
697,043
20,607
Nil
1,601,886
492,490
104,705
12,622
1,165,531
2,857
1,940,135
1,525,873
150,327
481,498
159,166
4,692
2,423,735
18,239
16,071
90,068
135
434,337
3,718
Nil
1,365,593
4,569
35,778
878
7,801
175,487
5,900
140,930
191
1,324,003
578,659
15,495
108,956
259
138,085
183,668
2,558
2,502,891
633,373
218,120
101,693
45,931
Annuities.
$7,014
43,294
234,246
Nil
74,710
8,646
Nil
8,324
200,013
99,699
Nil
Nil
88,926
Nil
9,388
Nil
344
1,591
Nil
2,945
9,651
1,308
103,439
128,006
56,419
5,547
Nil
18,212
Nil
13,094
Nil
29,358
10,011
455
Nil
110,371
61,937
20,402
94,425
274,259
36,514
Nil
2,885
Nil
3,176
23
Nil
231,778
146,155
1,063
Nil
55
778
Nil
6,453
1,191
1,264
Nil
50,923
Nil
Nil
54,025
257,985
401,235
248,589
297,600
2,604
Nil
1,216
Sinking
Fund
Payments.
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
3,477
16,500
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$25,937,547
[,461,546  I   $19,977
H-
$23,974,312  |  $3,308,340  |   $14,206
Disbursements.
Assurance.
On Death
or
Maturity.
$31,151
36,500
418,132
130,880
Nil
366,981
13,785
Nil
26,534
224,514
14,000
Nil
40,798
177,382
5,000
5,000
Nil
28,615
30,598
Nil
38,363
109,592
14,263
687,806
40,757
301,201
6,500
Nil
355,291
40,008
32,655
Nil
336,406
36,486
493,835
565,013
53,349
162,976
18,864
1,000
911,206
1,905
Nil...
10,329
5,000
178,261
Nil
Nil
294,914
3,000
15,177
500
Nil
28,654
7,667
44,191
Nil
312,320
255,918
6,000
57,972
Nil
48,414
126,501
Nil
1,102,611
288,728
102,868
62,861
19,362
On Surrender, for
Disability,
Dividends,
etc.
8,728,594
$11,758
116
375,679
3,898
Nil
317,745
Nil
Nil
36,030
116,414
Nil
119
16,450
138,728
Nil
4,342
Nil
4,422
13,829
Nil
14,188
94,830
10,502
618,793
2,529
202,439
4,047
Nil
376,145
123,559
25,335
547
256,567
2,500
620,163
431,736
57,465
140,283
17,236
77
750,180
35
184
22,797
135
154,550
Nil
Nil
332,448
Nil
28,512
68
339
22,315
Nil
10,777
Nil
353,848
253,622
10,560
16,421
Nil
35,405
24,956
129
779,635
183,228
59,236
2,000
16,668
$7,096,519
$8,069,883  |  $6,549,359
I
To Annuitants.
$497
6,569
74,631
3,186
Nil
55,715
Nil
Nil
2,725
23,599
48,238
Nil
Nil
36,195
Nil
2,054
Nil
Nil
450
Nil
312
2,680
600
97,899
5,686
13,444
Nil
Nil
17,669
Nil
Nil
Nil
42,200
Nil
7,165
244
57,631
30,482
1,565
5,882
123,913
3,553
Nil
946
Nil
10,787
Nil
Nil
37,378
Nil
600
Nil
Nil
2,084
Nil
10,976
Nil
6,218
Nil
4,762
Nil
Nil
27,952
12,568
18,945
197,039
41,583
1,444
Nil
N
On Death,
Surrender,
etc.
I      I
Nil
Nil
89,940
85
Nil
43,606
76
Nil
593
25,719
5,462
Nil
Nil
18,874
448
142
Nil
Nil
419
Nil
88
525
1,125
58,169
6,403
39,893
76
Nil
18,990
Nil
1,437
Nil
20,420
Nil
52,459
Nil
15,299
17,965
8,287
8,681
66,508
6,890
Nil
2,224
Nil
1,738
Nil
Nil
54,644
5,943
6,738
Nil
Nil
14,256
Nil
1,078
471
170
Nil
Nil
Nil
Nil
37,593
51,292
6,312
59,231
13,934
Nil
Nil
61
$1,038,066
$986,977
$764,264
$762,753
Exhibit of Policies.
In Force
Jan. 1st,
1949.
$3,179,984
6,066,700
33,052,595
7,407,081
32,666
44,968,225
2,759,794
Nil
5,159,570
29,928,384
4,411,913
94,463
9,739,885
26,517,397
1,760,916
54,500
680,814
3,445,578
20,000
2,107,393
14,764,154
3,292,916
70,013,280
4,957,057
24,793,400
921,000
64,103,641
15,522,355
8,660,977.
294,750
35,579,675
85,000
72,912,637
34,963,292
10,890,432
20,635,948
6,427,621
295,733
83,076,704
2,967,222
1,569,569
4,290,797
62,460
14,572,191
47,875
48,159,695
340,139
1,884,972
63,000
22,983
9,242,733
662,189
3,821,873
15,000
38,665,269
13,535,781
1,377,747
5,422,190
5,555,715
6,221,776
83,875
83,109,592
42,469,083
8,525,210
9,697,644
1,597,065
New
issued.
$716,067
687,900
5,337,207
534,600
6,980,200
548,000
35,250
608,806
3,455,770
6,679,500
42,000
51,570
4,856,107
199,000
20,470
593,563
80,000
1,382,654
2,608,721
792,310
10,839,528
402,500
2,182,183
225,000
13,646,654
2,582,122
1,033,379
161,500
4,927,867
7,020,418
2,519,101
1,043,800
3,821,140
840,630
12,152,164
116,904
427,399
466,414
1,563,900
526,720
64,000
6,053,745
751
15,500
135,431
2,534,371
767,189
5,086,710
741,528
70,309
350,907
80,000
526,683
1,049,604
27,900
13,382,489
7,182,850
1,519,300
384,500
39,614
$957,562,075 j $142,722,3
$859,471,423 | $122,494,612
I
In Force
Dec. 31st,
1949.
$3,519,278
6,649,632
36,473,890
8,510,732
50,524,582
4,172,121
34,000
5,339,071
31,823,480
10,557,500
136,908
13,760,337
29,194,190
1,849,162
52,000
676,058
3,781,090
82,500
3,019,478
16,252,042
3,681,381
77,137,429
6,209,009
26,493,941
1,218,000
75,261,017
16,993,164
12,156,751
374,391
39,186,967
96,500
76,213,567
35,455,268
12,535,476
23,148,714
6,798,470
275,395
92,495,843
3,295,189
1,884,714
4,383,411
63,850
15,200,204
503,915
64,000
52,037,882
190,273
1,830,354
60,000
204,154
11,006,961
262,419
4,279,770
22,000
41,606,020
13,211,745
1,027,077
5,634,196
81,000
5,863,200
7,073,272
117,025
91,273,920
52,334,328
8,933,304
11,214,654
1,538,275
$1,067,336,446
$955,362,548
TABLE II.—LIFE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Premium Income.
Disbursements.
Amount in
Year.
Ordinary.
Industrial.
Group.
Total.
On Death or
Maturity.
Other Payments.
Total.
Force.
1945	
$16,396,000
18,799,000
20,793,000
21,652,000
23,770,000
$2,267,000
2,321,000
2,502,000
2,525,000
2,597,000
$1,401,000
1,581,000
1,964,000
3,121,000
3,052,000
$20,064,000
22,701,000
25,259,000
27,298,000
29,419,000
$7,269,000
7,691,000
7,724,000
8,070,000
8,729,000
$5,378,000
6,785,000
7,107,000
8,299,000
8,899,000
$12,647,000
14,476,000
14,831,000
16,369,000
17,628,000
$663,386,000
1946             	
757,142,000
1947	
858,782,000
1948	
955,363,000
1949	
1,067,338,000 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 73
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1949.
(Figures shown in nearest dollar.)
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
Alpina Insurance Co., Ltd	
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of New York	
American Home Fire Assurance Co	
American Insurance Co	
Anglo-Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford, Conn	
Baloise Fire Insurance Co., Ltd	
Bankers and Shippers Insurance Co. of New York...
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Bee Fire Insurance Company	
Boston Insurance Co	
British American Assurance Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Pacific Insurance Co	
British Traders Insurance Co., Ltd	
Buffalo Insurance Co	
Caledonian-American Insurance Co	
Caledonian Insurance Co	
California Insurance Co	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Alliance Insurance Company	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada _	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Central Union Insurance Co	
Century Insurance Co., Ltd	
Citizens Insurance Co. of Jersey City	
Columbia Insurance Co. of New York	
Commerce Mutual Fire Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of New York
Connecticut Fire Insurance Co	
Consolidated Fire & Casualty Insurance Co	
Continental Insurance Co	
Contingency Insurance Co., Ltd	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Fire Co. of New York	
Eagle Star Insurance Co., Ltd	
Economical Mutual Fire Insurance Co	
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Co	
Equitable Fire & Marine Insurance Co	
Carried forward	
(1.)
$75,637
96,458
—2,757
239,995
18,005
8,599
14,015
7,311
20,184
—898
52,188
25,364
59,097
70
33,079
32,307
239,934
8,935
8,738
106,930
75,408
3,655
54,342
29,154
78,694
9,138
8,467
19,436
36,495
4,861
60,928
24,238
22,286
101,726
3,655
32,911
20,105
17,524
— 6,227
88,519
37,456
17,296
71,647
51,569
33,430
16,926
8,093
15,617
7,406
5,672
98,909
14,269
71,
136:
1.
40
32
165
25,
50.
40.
28.
16,
100
31
81.
16,
172
.209
828
858
149
637
255
617
875
420
387
497
727
608
763
172
(2.)
$51,122
104,586
28,719
224,501
31,373
2,325
13,703
7,628
20,358
54,448
26,682
68,703
77
28,107
29,490
186,506
10,473
13,738
29,430
67,864
3,793
37,658
28,496
77,595
9,517
22,375
18,872
34,352
24,942
57,233
22,087
17,629
75,055
3,877
24,082
20,589
13,675
10,596
86,093
37,947
38,487
54,699
72,934
43,805
15,9'68
9,602
13,658
5,420
— 1,829
88,517
8,161
83,639
140,819
1,901
42,085
34,451
132,455
9,721
50,024
42,405
33,394
11,511
100,612
34,277
77,589
17,544
8,417
(3.)
$28,619
82,383
— 175
138,664
13,449
2,313
9,498
2,683
22,758
11,189
28,011
6,725
21,937
202
16,488
18,086
129,271
3,365
4,649
28,127
19,610
1,342
17,302
12,384
48,153
3,356
8,143
8,256
22,549
14,949
26,529
14,521
8,889
58,517
1,342
9,305
7,381
7,337
10,083
80,853
32,769
7,715
6,217
71,505
10,785
6,575
5,473
5,492
10
2,389
41,373
3,522
86,891
95,078
672
13,175
18,199
74,545
10,586
44,028
10,447
4,937
4,677
57,582
24,384
29,853
4,928
2,635
Per Cent.
55.98
78.77
61.77
42.87
99.48
69.31
35.17
111.63
51.45
25.20
31.93
262.34
58.66
61.83
69.31
32.13
33.84
95.57
28.90
35.38
45.95
43.46
62.06
35.26
36.39
43.75
65.64
59.94
46.35
65.74
50.42
77.97
34.61
38.64
35.85
53.65
95.15
93.91
86.35
20.04
11.36
98.04
24.62
41.17
57.00
40.21
.02
47.74
43.16
103.89
67.52
35.35
31.30
52.82
56.28
108.89
88.01
24.64
14.78
40.63
57.23
71.13
38.48
28.09
31.31
$2,954,970    J    $2,796,562
$1,625,485 H 74 BRITISH COLUMBIA.
TABLE  UL—FIRE  INSURANCE  PREMIUMS  AND  LOSSES  FOR  1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Essex & Suffolk Equitable Insurance Society, Ltd	
Eureka Security Fire & Marine Insurance Co	
Excess Insurance Co., Ltd	
Federal Fire Insurance Co. of Canada	
Federal Insurance Co	
Federation Insurance Co. of Canada	
Fidelity-Phenix Fire Insurance Co. of New York	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First National Insurance Co. of America.     (See note.)
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corp., Ltd	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Grain Insurance and Guarantee Co	
Granite State Fire Insurance Co	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hanover Fire Insurance Co	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co., Ltd	
Home Fire & Marine Insurance Co. of California	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada	
Imperial Insurance Office	
Insurance Co. of North America	
Jersey Insurance Co	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Fire Insurance Co	
Licences & General Insurance Co., Ltd '.	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd.    (See note.)..
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada	
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumbermen's Insurance Co	
Manufacturers Mutual Fire Insurance Co	
Marine Insurance Co., Ltd	
Mercantile Insurance Co	
Merchants & Manufacturers Insurance Co	
Merchants Fire Assurance Corporation of New York	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa	
Milwaukee Mechanics' Insurance Co	
Missisquoi & Rouville Mutual Fire Insurance Co	
Monument Insurance Company, Ltd	
Motor Union Insurance Co., Ltd	
Mutual Fire Insurance Co. of British Columbia	
(1.)
$2,954,970
5,569
25,722
16,776
63,589
36,632
130,329
139,733
36,448
56,543
116,322
49,934
19,071
29,047
202,250
15,676
1,113
22,028
19,521
121,324
2,618
25,450
102,775
202,486
49,487
43,838
117,195
31,654
156,133
27,544
26,528
116,603
24,426
28,919
25,700
159,354
20,641
1,233
61,856
117,752
30,450
812
156,340
31,233
22,473
23,815
218,850
5,890
7,488
83,241
21,787
28,364
67.925
27,397
21,364
13,424
48,612
25,394
26,918
10,086
11,753
8,025
403,675
20,997
19,380
8,463
50,087
(2.)
$2,796,562
7,093
22,302
18,605
60,785
15.656
86,472
130,547
26,144
58,394
135,721
41,789
30,466
29,827
197,121
11,279
925
16,958
16,827
100,381
2,730
31,974
100,372
208,100
29,556
31,613
132,326
32,215
151,694
23,415
33,348
177,960
21,055
21,426
24,054
115,164
18,841
571
56,708
109,842
25,436
263
143,951
26,923
34,020
19,559
211,865
5,558
2,896
98,981
17,967
26,048
114,586
17,344
24,847
14,373
49,064
19,321
18,803
13,608
15,597
6,961
370,212
20,822
17,388
8,039
47,419
Carried forward..
$6,799,032
$6,497,669
(3.)
$1,625,485
1,424
10,018
7,296
30,800
2,800
48,011
39,397
16,301
36,760
41,602
10,457
25,663
27,834
71,761
2,282
112
1,407
6,865
66,182
2,238
27,008
69,650
126,712
15,234
36,809
55,329
5,802
97,095
10,914
34,212
149,306
8,590
2,755
7,931
22,503
11,555
18,842
46,818
4,158
57,730
10,985
12,161
5,355
101,393
6,179
1,939
35,431
6,116
9,618
118,875
714
12,088
6,495
50,951
13,548
10,511
5,315
18,235
2,029
223,304
18,484
12,335
3,288
20,094
Per Cent.
$3,589,091
20.08
44.92
39.21
50.67
17.88
55.52
30.18
64.83
62.95
30.70
25.02
84.23
93.32
36.40
20.23
12.11
8.30
40.80
65.93
81.98
84.47
69.39
60.90
51.54
116.43
41.81
18.01
64.01
46.61
102.59
83.90
40.80
12.86
32.97
19.54
61.32
33.23
42.62
16.34
40.10
40.80
35.75
27.38
47.86
111.17
66.95
35.79
34.04
36.92
103.74
4.12
48.65
45.19
103.84
70.12
55.90
39.06
116.91
29.12
60.32
88.77
70.94
40.90
42.37 REPORT OF SUPERINTENDENT OF INSURANCE, 1949. H  75
TABLE UL—FIRE  INSURANCE PREMIUMS AND LOSSES FOR 1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire & Casualty Insurance Co	
National Fire Insurance Co. of Hartford	
National General Insurance Co	
National Provincial Insurance Co., Ltd	
National Union Fire Insurance Co. of Pittsburgh, Pa	
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
Non-Marine Underwriters, Members of Lloyd's, London,
Eng	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
North River Insurance Company	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Pennsylvania Lumbermen's Mutual Fire Insurance Co..
Perth Mutual Fire Insurance Co	
Phenix Fire Insurance Co. of Paris	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Planet Assurance Co., Ltd	
Progressive Insurance Co. of Canada	
Providence Fire Insurance Co	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Rhode Island Insurance Co	
Roberts Mutual Fire Insurance Co	
Royal Exchange Assurance	
Royal General Insurance Co. of Canada.   (See note.)	
Royal Insurance Co., Ltd	
Royal Scottish Insurance Co., Ltd	
Ruby General Insurance Company	
St. Paul Fire & Marine Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Security National Insurance Co	
Sentinel Fire Insurance Co	
South British Insurance Company, Ltd	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Standard Insurance Co. of New York	
Carried forward..
(1.)
$6,799,032
74,523
18,656
18,711
82,379
21,609
8,463
570
2,522
25,992
21,626
65,649
69,819
1,079,096
59,421
18,910
31,630
54,915
239,910
25,146
7,311
102,662
30,050
20,211
118,649
24,983
36,794
21,932
21,803
92,909
3,727
34,371
5,238
22,764
226,903
103,622
15,242
911
3,063
65,424
49,978
164,375
27,889
82,751
13,748
20,601
80,467
2,397
88,460
308,283
9,985
191,926
74,728
76,380
40,064
— 1,508
17,473
88,156
26,490
33,805
4,859
2,522
17,668
8,455
126,452
35,368
$11,273,920
(2.)
1,497,669
82,110
17,792
21,452
106,731
17,371
7,906
2,272
3,376
29,104
24,138
70,825
61,434
923,398
58,494
17,245
30,398
57,514
206,727
20,342
7,488
104,802
31,817
21,336
117,103
25,758
33,586
22,858
24,244
83.650
5,138
33,376
3,293
24,401
175,879
110,318
17,163
259
16,268
70,016
51,739
181,119
31,211
91,821
14,285
21,220
25,481
1,636
76,344
292,839
8,489
79,743
70,775
69,418
28,565
28,545
15, ',79
78,855
28,319
30,551
4,720
3,376
32,214
8,721
164,679
30,818
(3.)
i,589,091
43,058
577
12,258
20,122
21,583
3,288
— 34,582
1,329
54,663
12,914
23,678
23,264
759,940
27,161
6,412
16,073
14,219
86,078
912
2,683
55,858
9,999
7,381
67,818
6,725
20,598
8,053
21,092
45,236
2,203
26,052
1,098
17,467
82,965
38,349
10,943
81
7,529
29,251
32,489
79,941
4,545
48,402
5,684
6,643
54,586
669
38,321
124,381
2,585
48,597
37,736
39,538
12,938
4,571
4,524
17,859
7,766
12,755
2,064
1,329
15,316
2,242
70,093
6,164
Per Cent.
$10,656,013
$5,825,157
52.44
3.24
57.14
18.85
124.19
41.58
39.37
187.82
53.50
33.43
37.87
82.30
46.43
37.18
52.87
24.72
41.64
4.48
35.83
53.30
31.43
34.59
57.91
26.11
61.12
35.23
87.00
54.08
42.88
78.06
33.34
71.58
47.17
34.76
63.76
31.27
46.28
41.78
62.79
44.14
14.56
52.71
39.79
31.30
214.20
22.40
50.19
42.47
30.45
60.94
53.32
56.95
45.29
16.01
29.23
22.65
27.42
41.75
43.73
39.37
47.54
25.71
42.56
20.00 H 76 BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward	
Stanstead & Sherbrooke Insurance Co	
State Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Switzerland General Insurance Co., Ltd	
Toronto General Insurance Co	
Transcontinental Insurance Co	
Travelers Fire Insurance Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United British Insurance Co., Ltd. (See note.)
United Firemen's Insurance Co. of Philadelphia
United States Fire Insurance Co	
Unity Fire Insurance Corporation	
Utah Home Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co	
Westminster Fire Office.     (See note.)	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Totals	
Totals for 1948	
(1.)
$11,273,920
36,570
8,463
118,268
48,787
30,646
8,962
51,575
34,726
34,709
113,152
28,364
102,261
19,678
15,973
227,890
48,017
4,806
75,911
14,739
35,246
9,985
57,241
(2.)
$10,656,013
43,261
7,906
103,463
41,164
31,078
14,666
87,977
36,251
25,308
106,033
26,048
105,939
13,538
80,921
203,766
51,556
6,917
50,901
11,918
50,967
6,470
45,657
(3.)
i,825,157
30,487
3,288
38,940
28,030
26,811
3,763
39,474
12,751
22,780
49,268
9,618
58,547
8,833
39,080
53,666
29,278
5,596
18,393
1,222
14,584
2,585
12,512
$12,399,879 | $11,807,718
$6,334,663
$12,050,534
$9,805,159
6,542,947
Per Cent.
70.47
41.58
37.64
68.09
86.27
25.65
44.87
35.17
90.01
46.46
36.92
55.26
65.24
48.30
26.34
56.78
80.90
36.13
10.25
28.61
39.95
27.40
53.65
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are
included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or
Insurers.
Reciprocal Exchanges.
Name of Exchange.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Affiliated Underwriters	
American Exchange Underwriters	
Canadian Reciprocal Underwriters	
Canners  Exchange Subscribers at Warner Inter-Insurance
Bureau	
Fireproof Sprinklered Underwriters	
Individual Underwriters	
Lumbermen's Underwriting Alliance	
Metropolitan Inter-Insurers	
New York Reciprocal Underwriters	
Underwriters Exchange	
Totals	
Totals for 1948	
(1.)
$51,205
5,900
1,922
1,655
2,622
9,833
92,283
5,900
8,522
6,268
$127,259
(2.)
$43,451
4,719
2,024
5,472
2,095
7,865
77,886.
4,719
6,816
3,448
$158,495
(3.)
$10,798
122
144
7,777
54
204
13,761
122
176
294
$33,452
$101,801
$105,021
Per Cent.
24.85
2.59
7.12
142.11
2.59
2.59
17.67
2.59
2.59
8.52
21.11 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 77
TABLE IV.—FIRE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1945	
1946	
1947	
1948  	
1
$5,823,000         1       $5,479,000
7,335,000                  6.058,000
9,758,000                  7,887,000
12,051,000                  9,805,000
12.400.000                 11.808.000
$2,686,000
2,185,000
3,329,000
6,543,000
6.335.000
PerCent.
49.01
36.06
42.22
66.73
1949	
53.65
I                                     1
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1949.
(Figures shown in nearest dollar.)
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)
$211
(2.)
$107
(3.)
Per Cent.
46,265
34,859
$16,389
47.01
1,486
1,826
1,838
1,086
5,315
8,173
474
— 1,277
2,994
43.65
36.63
641
27,446
2,992
40,210
6
704,303
169,568
53,029
100,362
17,241
11,954
13,021
20,230
79,341
40,885
7,138
49,567
49,393
90,454
44,046
7,474
82,352
30,726
116,741
14,353
67,171
870
27,597
3,249
41,740
6
716,925
162,686
55,054
97,055
19,004
18,465
19,564
51,674
76,709
31,934
6,943
54,414
43,952
80,870
46,566
26,989
76,628
26,037
117,060
13,275
84,733
2,105
10,827
— 1,464
16,664
241.86
39.23
39.92
320,622
108,948
16,620
52,463
9,302
7,713
3,722
29,375
44,842
15,595
4,422
26,742
17,193
44,695
17,898
5,135
43,963
14,354
80,472
4,881
44,504
44.72
66.97
30.19
54.05
48.95
41.77
19.02
56.85
58.46
48.84
63.69
49.15
39.12
55.26
38.44
19.03
57.44
55.13
68.74
36.76
52.52
Central Manufacturers Mutual Insurance Co.  (See note.)..
365
28,630
25,993
383,858
30,912
1,853
1,649
7,439
345
29,589
11,191
179,238
8,993
56,459
28,088
30,726
366,162
28,266
1,978
1,869
13,194
676
32,628
12,333
170,589
10,339
60,257
10,838
14,354
171,283
25,115
1,278
107
3,848
323
9,041
4,653
99,747
3,189
30,407
37.85
55.22
51.30
81.25
68.96
6.46
51.72
93.62
30.55
41.58
55.59
35.47
53.85
$2,649,375
$2,665,953
$1,334,356 H 78
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Employers Liability Assurance Corporation, Ltd..
Eureka-Security Fire & Marine Insurance Co	
Federal Fire Insurance Co	
Federal Insurance Co	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada..
Fidelity-Phenix Fire Insurance Co. of New York	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark „	
First National Insurance Co. of America.   (See note.)..
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corporation, Ltd..
General Casualty Co. of America	
General Exchange Insurance Corporation	
General Insurance Co. of America :	
General Security Insurance Co. of Canada	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co	
Great American Insurance Co.	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Ins. Co. of Canada	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Jersey Insurance Co. of New York	
Kansas City Fire & Marine Ins. Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co ,
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & County Insurance Co., Ltd	
London & Edinburgh Insurance Co., Ltd	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine-General Insurance Co., Ltd....
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Metropolitan Casualty Insurance Co	
Michigan Fire & Marine Insurance Co	
Milwaukee Mechanics' Insurance Co	
Monument Insurance Co., Ltd	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National-Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National General Insurance Co	
National Union Fire Insurance Co. of Pittsburgh, Pa....
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
Carried forward..
(1.)
$2,649,375
37,433
1,130
62,669
687
10
8,834
3,512
47,494
55,935
46,463
152,810
131,792
101,366
137
48,780
112,169
115,395
10,790
10,898
90,740
632,885
44,392
83,937
125,536
13,070
196
8,009
37,386
10,313
— 10
475
2
78,474
61,158
1,168
4,198
48,051
16,017
2,901
36,547
185,358
30,802
16,264
9,342
21,217
58,324
72,683
18,586
1,947
2,074
18,091
3,064
33,240
— 118
224,671
4,506
290,124
6,622
13,548
8,602
12,495
— 30
(2.)
$2,665,953
37,910
959
59,774
603
2,771
6,331
2,467
27,611
53,268
35,435
155y072
93,393
96,757
70
38,003
95,138
106,550
8,888
7,961
92,287
708,823
68,318
85,842
123,323
12,458
987
5,170
29,314
10,243
630
468
2
66,073
53,346
1,181
3,645
43,148
12,972
7,878
92,492
174,157
30,669
16,033
5,560
18,115
73,331
66,028
15,678
2,009
1,899
17,559
3,795
32,376
44
231,950
4,403
241,894
5,497
12,744
8,241
9,166
11
$5,924,536
4,673
(3.)
$1,334,356
16,132
1,002
29,294
72
381
7,140
391
18,726
65,848
25,814
79,252
63,725
38,209
19,108
59,739
51,884
2,178
3,476
67,290
361,962
37,833
48,918
81,331
3,103
—950
4,669
15,012
1,783
—60
43,000
23,694
— 14
1,844
24,911
8,721
1,227
27,685
69,163
12,387
5,318
1,858
2,797
33,013
11,684
14,622
35
1,741
5,565
2,499
26,943
34
88,605
1,840
133,298
477
4,533
3,512
4,317
Per Cent.
42.55
104.48
49.00
11.94
13.73
112.78
15.83
67.80
123.62
72.85
51.11
68.23
39.48
50.28
62.79
48.69
24.50
43.66
72.91
51.05
55.37
56.99
65.95
24.91
90.31
51.21
17.41
65.07
44.42
50.59
57.73
67.23
15.58
29.93
39.71
40.39
33.17
33.42
15.44
45.02
17.70
93.26
1.74
91.67
31.69
65.85
83.22
77.27
38.20
41.79
55.10
8.68
35.57
42.61
47.09
81.82
$2,992,936 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 79
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co ,
Non-Marine Underwriters, Members of Lloyd's, London,
Eng	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co..
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Indemnity Co	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Indemnity Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Progressive Insurance Co. of Canada	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd ,	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal General Insurance Co. of Canada.  (See note.)..
Royal Insurance Co., Ltd	
Ruby General Insurance Co	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Security Insurance Co. of New Haven	
Service Fire Insurance Co. of New York	
South British Insurance Co., Ltd.   (See note.)	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Standard Insurance Co. of New York	
Sun Insurance Office, Ltd	
Switzerland General Insurance Co., Ltd	
Toronto General Insurance Co	
Transcontinental Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United British Insurance Co., Ltd.    (See note.)	
United National Indemnity Co	
United Pacific Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
United States Guarantee Co	
Utah Home Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co	
Carried forward..
(1.)
$5,924,536
61,926
8,121
210,755
29,169
44,722
198,088
7
141
84,923
32,360
96,978
77,641
71,371
27,034
10,342
10,775
17,451
72,698
78,259
151,582
44,869
157,268
101,689
16,757
121,395
141,019
868,865
25,690
30,219
189,185
23,471
15,890
15,807
93,836
28,763
9,149
-1,035
54,657
13
36,037
4,593
4,917
39,167
12,930
18
147,348
63,094
13,240
436
6,621
365
256,951
42,275
111,196
39,523
$9,925,097
(2.)
$5,884,673
56,574
6,001
188,965
27,389
73,980
186,741
4
134
83,133
26,615
106,877
67,751
60,512
26,705
8,135
11,875
16,651
67,017
81,785
87,938
44,445
167,754
103,905
17.393
110,205
125,072
552,425
27,011
34,123
199,451
23,499
18,550
15,219
79,641
25,938
9,199
383
44,679
13
38,099
6,576
4,355
32,175
14,252
15
142,459
70,100
16,295
358
6,734
270
265,691
41,850
124,151
47,500
1,479,240
(3.) Per Cent.
$2,992,936
23,655
123,545
28,057
54,504
66,715
756
40,288
11,692
52,318
28,240
22,532
10,828
4,982
5,813
1,923
35,333
20,543
80,770
5,573
123,332
62,855
5,074
85,400
71,461
298,230
15,971
39,525
70,177
28,238
9,608
13,104
54,958
14,071
3,609
300
27,252
14,644
— 119
920
14,175
6,976
83,281
34,975
7,250
— 7,280
4,181
127,160
28,002
38,204
29,606
$4,919,231
41.81
51.46
65.38
102.44
73.67
35.73
564.18
48.46
43.93
48.95
41.68
37.24
40.55
61.20
48.95
11.55
52.72
25.12
91.!
12.54
73.52
60.48
29.17
77.49
57.14
53.98
59.13
115.83
35.18
120.17
51.79
86.10
69.01
54.25
39.23
78.33
61.00
38.44
21.13
44.06
58..
49.!
44.49
62.09
47.86
66.91
30.77
62.33 H 80
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)         1          (2.)
Sfl <)!>K.0fl7           Sfl.479.240
(3.)
$4,919,231
Per Cent.
10,542
54,471
541,868
11,063
50,576
426,520
2,031
24,547
202,159
18.35
48 53
Zurich General Accident & Liability Insurance Co., Ltd	
47.40
Totals	
$10,531,978    |    $9,967,399
$5,147,968     |          51.65
Totals for 1948	
S9.915.Sn5     1     S7 743 X4fi
$5,113,588
66.03
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are
included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or
Insurers.
Reciprocal Exchanges.
Name of Exchange.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)
$581
(2.)
$1,813
I
(3.)                 PerCent.
SI.993     1         109.93
TABLE VI.—AUTOMOBILE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1945	
$3,116,000
4,067,000
6,277,000
9,216,000
10,532,000
S2,938,000
3,636,000
| 5,322,000
7,744,000
9,968,000
1
$1,805,000
2,272,000
3,265,000
5,114,000
5,148,000
Per Cent.
61.44
1946	
62.47
1947 '	
61.35
1948	
66.03
1949	
51.65 REPORT OP SUPERINTENDENT OF INSURANCE, 1949. H 81
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1949.
(Figures shown in nearest dollar.)
ACCIDENT AND SICKNESS INSURANCE.
Name of Insurer.
Accident Insurance.
Net Premiums
written.
Net Losses
incurred.
Sickness Insurance.
Net Premiums
written.
Net Losses
incurred.
, Ltd..
Aetna Life Insurance Co	
Alliance Assurance Co., Ltd..
Anglo-Scottish Insurance Co.,
Atlas Assurance Co., Ltd	
Aviation & General Insurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
British Pacific Insurance Co	
Canada Accident & Fire Assurance Co	
Canada Health & Accident Assurance Corp..
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Car & General Insurance Corporation, Ltd...
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd .". ,'
Commerce Mutual Fire Insurance Co	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Confederation Life Association	
Consolidated Fire & Casualty Insurance Co-
Continental Casualty Co-
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corporation of Canada-
Federal Fire Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co ,	
Great-West Life Assurance Co.	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co-
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada-
Imperial Insurance Office	
Carried forward	
$244
•114,490
115
508
7
59
4,083
6,263
2,844
9,587
3,221
87,548
3,751
*1,341
206
322
2,292
—3
674
42
235
14
3,453
•87
219
6,395
3
26,690
♦44,333
5,227
6,061
♦44,621
54
57,877
19,597
♦345
♦2,674
4,834
202
5,405
430
4,561
♦1,009
1,643
4,137
23
1,662
2,761
185
13,382
♦33,352
2,255
10,690
216
679
1,615
119
2,283
♦18,239
2,358
$567,519
♦$104,914
217
2,085
262
1,023
2,669
—61
50,253
983
•132
340
194
834
2.378
♦40
1,071
4,652
♦23,752
1,391
♦37,189
42,927
7,291
♦341
♦992
670
465
— 102
2,928
♦946
825
1,129
1,201
415
5,063
13,461
5
6,174
135
— 13
♦45
4,750
83
664
7,918
297
$332,928
$3,063
2,004
6,033
740
1,129
" 37
448
330
1,845
15,786
837
127,000
7,760
1,125
111
2,323
682
510
6,851
1,329
284
36
1,345
149
$181,757
$2,352
—48
1,845
223
308
-111
125
19S
1,570
361
43,011
4,897
1,372
692
132
1,364
226
—4
171
$59,444
♦ Accident and sickness. H 82
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Insurer.
Accident Insurance.
Net Premiums
written.
Brought forward..
Indemnity Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd—	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co. of Canada-
London & Provincial Marine & General Insur. Co., Ltd-
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guarantee & Accident Co., Ltd	
London Life Insurance Co	
Loyal Protective Life Insurance Co	
Lumbermen's Mutual Casualty Co.	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
Metropolitan Life Insurance Co	
Motor Union Insurance Co., Ltd	
Mutual Benefit Health & Accident Association	
Mutual Life Assurance Co. of Canada	
Non-Marine Underwriters, Members of Lloyd's, London,
Eng.
North American Life & Casualty Co	
North British & Mercantile Insurance Co., Ltd-
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Life Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd-
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Protective Association of Canada	
Prudential Assurance Co., Ltd-
Prudential Insurance Co. of America-
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Saskatchewan Mutual Fire Insurance Co....
Scottish Canadian Assurance Corporation-
Scottish Metropolitan Assurance Co., Ltd...
South British Insurance Co., Ltd	
Southern Insurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Insurance Co	
Union Assurance Society, Ltd-
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd-
United National Indemnity Co	
United States Fidelity & Guaranty Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co.—	
World Marine & General Insurance Co., Ltd-
Carried forward	
$567,519
9,992
1,647
194
712
237
5,671
590
♦58
20
41
5,595
♦108,991
♦52,733
21,580
521
358
12,589
♦126,236
464
♦512,749
♦19,975
61,145
♦125
♦5,676
3,513
♦37,658
149
2,215
1,950
220
391
♦7,659
8,169
373
984
329
♦24,838
356
♦801
938
♦5,590
1,384
238
2,391
1,891
331
203
4,051
1,875
85,762
♦363,608
544
6,334
782
29
425
2,914
213
3,765
68
• — 32
73
Net Losses
incurred.
Sickness Insurance.
Net Premiums
written.
$2,088,400
$332,928
1,645
118
3
504
167
2,144
1,070
♦53,154
♦16,356
4,676
15
5,126
♦46,905
♦307,254
♦2,956
—157
♦3,615
54
♦22,669
654
386
428
292
1,518
2,263
98
173
♦23,965
— 19
21
6,070
1,451
521
— 105
159
57,696
♦287,075
195
8,099
— 376
468
412
260
1,314
$1,194,315
$181,757
70
210
218
73
1,951
11
1,525
366
635
2
350
— 17
1,099
691
214
619
637
366
Net Losses
incurred.
$208,544
15
—29
— 8
444
687
100
111
1,499
5,914
408
-115
91
102
11,302
5,057
257
10
3,153
950
27
$78,544
* Accident and sickness. REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 83
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Accident Insurance.
Sickness Insurance.
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$2,088,400
f           2,040
(           4,276
)     ♦109,747
$1,194,315
1,474
♦316
952
♦63,740
$208,544
$78,544
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd	
240
Totals	
$2,204,463
$1,260,797
$208,784
$78,544
Totals for 1948 .            	
$2,217,844
$1,213,822
$228,092
$109,592
* Accident and sickness.
AIRCRAFT AND PLATE-GLASS INSURANCE.
Name of Insurer.
Aircraft Insurance.
Net Premiums
written.
Net Losses
incurred.
Plate-glass Insurance.
Net Premiums
written.
Net Losses
incurred.
Aetna Insurance Co	
Alliance Assurance Co., Ltd	
American Equitable Assurance Co	
Anglo-Scottish Insurance Co., Ltd.	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford	
Aviation & General Insurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co .-	
British Columbia Insurance Co	
British Columbia Plate Glass Insurance Co	
British Empire Assurance Co	
British Law Insurance Co	
British Northwestern Fire Insurance Co	
Canada Accident & Fire Assurance Co.	
Canada Security Assurance Co	
Canadian Alliance Insurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co....	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co.	
Canadian Surety Co	
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Continental Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star Insurance Co., Ltd	
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co. of Canada	
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fire Association of Philadelphia	
General Accident Assurance Co. of Canada ,
General Accident Fire & Life Assurance Corporation, Ltd
General Casualty Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co	
Great American Insurance Co	
Carried forward	
$2,729
2,729
2,624
652
20,942
$1,335
1,335
1,651
375
-9,188
4,371
— 302
:,560
—2
3,264
3,044
573
1,335
20
$50
2,050
1,303
35,752
1,915
629
968
450
748
2,212
1,043
604
373
102
667
41
26
3,154
601
1,253
2,071
479
752
1,056
912
5,703
1,526
898
1,172
1,301
862
23,411
2,351
1,104
1,267
60
1,617
518
2,363
657
188
1,365
103
581
74
267
1,184
269
2,362
1,463
148
169
842
76
1,521
633
434
1,023
$40,046
$994
$70,879
$50,219 H 84
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
Name of Insurer.
Aircraft Insurance.
Net Premiums
written.
Net Losses
incurred.
PLATEM5LASS INSURANCE.
Net Premiums
written.
Net Losses
incurred.
Brought forward	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Co	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insurance Co., Ltd.-	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co. of Canada	
London & Provincial Marine & General Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National General Insurance Co	
National Provincial Insurance Co., Ltd	
National Union Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
Non-Marine Underwriters, Members of Lloyd's, London
Eng	
North British & Mercantile Insurance Co., Ltd	
North River Insurance Co	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Providence Washington Insurance Co	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal General Insurance Co. of Canada	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
South British Insurance Co., Ltd	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United National Indemnity Co	
Carried forward	
$40,046
4,371
2,729
3,240
3,267
4,371
2,729
38,884
3,267
912
2,729
1,365
3,240
2,729
2,044
2,044
4,371
3,085
$994
—267
1,335
1,231
2,969
3,544
1,334
-23,465
164
446
1,335
667
1,355
1,335
1,000
1,032
4,069
2,827
89
249
157
$70,879
434
6,257
41
2,779
2,573
109
935
1,037
7,250
476
2,939
654
218
3,405
33
93
5
3,285
47
1,405
30
420
2,435
838 j
615 j
  !
624 |
1,448 I
1,945 |
161 |
1,326 !
349 I
1,647 !
442
486
1.854
229
1,810
498
3,367 i
663 I
1,179 i
$50,219
317
2,342
294
2,084
2,334
45
660
379
1,292
135
1,662
266
89
2,453
120
91
388
1,726
76
304
1,241
731
375
— 40
1,627
1,175
1,038
1,429
805
1
1,069
765
14
527
95
169
423
158
172
1,197
896
135
$125,423    |
$1,905
$128,090    | $81,649 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 85
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
Aircraft Insurance.
Plate-glass Insurance.
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$125,423
4,371
912
$1,905
3,560
446
$128,090
777
$81,619
622
534
872
8
11
153
1,929
1,107
1,049
652
375
83
38
51
859
Totals	
$131,358
$6,286
$132,996
$85,752
Totals for 1948	
$134,177
$190,873 ,
$109,268
$72,310
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE.
Name of Insurer.
Employers' Liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Public-liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Alliance Assurance Co., Ltd	
Anglo-Scottish Insurance Co., Ltd	
Arex Indemnity Co	
Atlas Assurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Law Insurance Co	
British Northwestern Fire Insurance Co	
British Pacific Insurance Co...	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co .	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commerce Mutual Fire Insurance Co	
Commercial Casualty Insurance Co.	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Contingency Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co '..
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co. of Canada	
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Co. of America	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Grain Insurances Guarantee Co	
Great American Indemnity Co	
Carried forward	
$95
16
106
45
24
312
5
858
10,648
29
1,963
199
1,278
25
2,519
294
48     |
717    !
-$2,637
750
25
4,645
2,677
484
-46
195    [
438
343
16
$1,387
1,213
—1
1,110
1,854
2,211
5,720
5,249
88
2,555
—76
10,976
873
1,763
49,358
50
111,948
264
8,638
16
900
1,901
265
28,497
1,600
883
1,747
18
179
6,718
2
18,910
883
1,626
7,111
20,184
4,072
24,272
7,523
3,487
518
$406
25
3,730
3,642
—23
1,326
3,605
105
16
359
60
362
10,119
42,524
4,030
145
265
— 437
40,692
—27
—469
2,360
644
4,407
—469
25
6,212
10,766
1,054
58,801
3,470
-18
28
$20,160
$6,001
$336,492
$197,744 H 86
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued.
Name of Insurer.
Employers' Liability
Insurance.
Carried forward..
Guarantee Co. of North America	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada....
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd.	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co. of Canada	
London & Provincial Marine & General Insurance Co., Ltd.
London & Scottish Assurance Corporation, Ltd	
London Assurance.	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co  	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National General Insurance Co	
New Zealand Insurance Co., Ltd	
Non-Marine Underwriters, Members of Lloyd's, London,
Eng.	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co.	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Indemnity Co.	
Pacific Indemnity Co	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal General Insurance Co. of Canada	
Royal Insurance Co., Ltd	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
South British Insurance Co., Ltd	
Southern Insurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Indemnity Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United National Indemnity Co	
United States Fidelity & Guaranty Co	
United States Guarantee Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co.	
Western Assurance Co.	
Western Union Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd	
Totals	
Totals for 1948..
$57,465     |
$23,326 REPORT OP SUPERINTENDENT OF INSURANCE, 1949.
H 87
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
GUARANTEE AND THEFT INSURANCE.
Name of Insurer.
Guarantee Insurance.
Net Premiums
written.
Net Losses
incurred.
Theft Insurance.
Net Premiums
written.
Net Losses
incurred.
Acadia Fire Insurance Co	
Aetna Casualty & Surety Co	
Alliance Assurance Co., Ltd	
Anglo-Scottish Insurance Co., Ltd	
Arex Indemnity Co	
Atlas Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Law Insurance Co	
British Northwestern Fire Insurance Co	
British Pacific Insurance Co	
Canada Accident & Fire Assurance Co ,	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commerce Mutual Fire Insurance Co	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co. of Canada	
Federation Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd.
General Casualty Co. of America	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Grain Insurance & Guarantee Co	
Great American Indemnity Co	
Guarantee Co. of North America	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada...
Imperial Insurance Office.	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co. of Canada	
London & Provincial Marine & General Insurance Co	
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
Carried forward	
$70
2,106
3,305
296
683
432
13,948
25,667
—216
33,857
81
63,057
241
1,512
18,732
45
1,020
2,363
4,432
45
230
5,830
3,375
1,939
410
62
39
4,252
2,338
13,710
856
139
2,075
222
9,619
1,985
63
831
277
3,914
5,117
162
128
935
$231,175
$1,301
4,773
4,000
3,467
6,774
60
257
—93
5,025
— 118
2,238
2,536
1,100
-2,627
175
— 13
333
1,215
$30,403
782
312
4,790
357
3,075
1,874
4,887
29
829
156
3,921
1,297
9,084
16,771
156
32,987
358
4,682
2,056
358
29,367
1,651
653
433
30
2,730
5,479
653
1,198
2,444
1,827
1,129
13,432
14
5.489
7,254
1,443
4,799
8,107
393
1,484
87
26,542
1,483
16,166
256
2,352
784
5,611
190
170
1,561
2,740
936
19
1,673
2,605
13,868
6,741
$125
8
231
—259
153
1,130
40
598
952
451
1,816
1,683
746
8,604
577
601
53
8,387
579
26
2,282
3,387
26
550
411
54
6,604
387
6,305
252
— 160
5,345
1,608
929
35
— 42
7,723
519
6,780
200
70
964
41
183
407
379
$71,072 H 88 BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
GUARANTEE AND THEFT INSURANCE—Continued.
Guarantee Insurance.
Theft Insurance.
Name of Insurer.
Net Premiums
■written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$231,175
$30,403
$256,741
1,192
215
1,502
15,817
870
1,998
2,205
3,742
109
3,591
6,168
2,120
2,433
1,689
1,238
—720
587
1,814
$71,072
100
5
31
3,307
Non-Marine Underwriters, Members of Lloyd's, London,
17,091
409
523
3.596
7,000
—22
866
2,363
1,767
2,916
879
1,370
2,858
6,320
545
26
555
102
227
565
— 1,624
25
3,831
669
3,316
409
10
— 112
7,395
96
70
418
13,722
4,242
1,058
20
21,000
3,905
1,377
677
436
565
737
324
42,484
9,968
1,429
740
5,749
920
653
2,066
19
165
1,635
4,099
2,259
153
4,941
104
45
1,254
294
26
Western Assurance Co	
— 1,500
962
75
24
241
179
Zurich General Accident & Liability Insurance Co., Ltd	
2,751
Totals	
$336,446
$37,304
$357,685
$102,206
Totals for 1948	
$261,555
$31,747
$331,146
$124,629
INLAND-TRANSPORTATION AND MARINE INSURANCE.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$834
$335
843
304
9,103
1,049
280
$19,191
10,843
955
$16,420
12,005
377
2,168
28,951
13,138
1,944
691
184
—19
200
74,897
2,294
25,951
42,234
981
—89
12,777
$16,743
$2,065
$163,082
$96,951
Acadia Fire Insurance Co.	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia.
Alpina Insurance Co	
American Alliance Insurance Co.	
American Equitable Assurance Co	
American Insurance Co	
Anglo-Scottish Insurance Co	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford.
Baloise Marine Insurance Co	
Carried forward	 REPORT OF SUPERINTENDENT OP INSURANCE, 1949.
H 89
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Inland-transportation
Insurance.
Marine Insurance,
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$16,743
395
$2,065
— 18
$163,082
$96,951
537
174,672
21,686
3,769
190
190
2,098
149,376
607
23,938
120
51
— 188
134
3,785
3,179
6,575
2,047
92
52
103
2,678
7
37
14
1,294
— 125
7,386
1,857
8,795
630
165
7,728
113
415
11.39S
2,457
11,555
7 829
552
152
5,422
1,635
5,984
668
630
57
3,356
19
255
324
113
286
759
376
63
5,968
8,525
3,914
144,657
5,412
60
59
736
25,933
17,402
49
671
— 18
1,862
152
99
5,971
■    42
565
38,160
— 879
299
227
896
105
829
— 253
—35
953
— 140
7,810
36,301
389,516
5,218
69,902
283,758
8,793
5,386
40
204
305
14,260
1,146
3,718
30,515
1,435
885
— 1
5,065
595
1,776
11,807
189
50
117,541
128,248
Halifax Insurance Co	
379
81
61,575
97
109
88
440
104,535
	
90
32,387
3,691
49,384
5,900
29,126
319
42,554
	
10,605
6,880
12,238
$198,966
$45,933
$1,308,172
$951,205 H 90
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Inland-transportation
Insurance.
Marine Insurance.
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$198,966
252
269
25
829
$45,933
— 11
$1,308,172
	
$951,205
2,026
1
12,194
6,444
1,787
58
175
4,082
312
513
45
152
—174
1,018
—295
131,526
6,508
7
12,593
8,668
7.309
451
25,302
95
4,850
2,490
23
1,620
761
— 28
750
113
57
24
2,865
1,501
394,327
102
208
613
187
679
3,231
12,957
121.120
Non-Marine Underwriters, Members of Lloyd's, London,
29.085
15,401
42
146
3
59
7,017
378
4,209
1,420
3
231
545
8,176
3,373
140
3,798
4,276
232,788
36,189
2,711
81.0S3
194,045
16,422
2,992
23,414
263
76
449
564
—20
2,520
14,620
702
2,925
8,176
3,344
806
3,439
23,431
7,220
9,261
6,372
— 200
191
317
1,692
788
1,215
27,457
3,899
7,991
545
3,906
18
112,015
68,043
382
401
2
2,222
7
1.706
30,467
12,072
3,654
4,599
315
48,555
Security Insurance Co. of New Haven	
44
113
118
24
4,091
1,050
186
810
304
642
10,843
9,989
12,041
31,216
$721,291
$212,679
$1,987,730
$1,509,326 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 91
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Net Premiums
written.
Net Losses
incurred.
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward	
Sun Insurance Office, Ltd	
Switzerland General Insurance Co., Ltd	
Thames & Mersey Marine Insurance Co., Ltd	
Toronto General Insurance Co	
Transcontinental Insurance Co _	
Travelers Fire Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United States Fire Insurance Co	
Utah Home Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co.....	
World Auxiliary Insurance Corporation, Ltd	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd.
Totals	
Totals for 1948	
$721,291
126
189
41
20,239
460
699
37,186
254
— 80
1,312
2,886
5,535
$790,094
$657,329
$212,679
— 102
1,221
—40
3,540
—39
233
10,153
289
836
$229,093
$1,987,730
176,853
28,951
308.846
12,827
6,537
50,558
13,554
29,819
6,911
$1,509,326
160,722
13,138
229,401
5,216
10,752
36,435
14,961
32,914
556
971
I
$2,622,586 | $2,014,392
$195,651
$3,025,995  |  $1,505,588
I
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE.
Name of Insurer.
Property-damage
Insurance.
Net Premiums
written.
Net Losses
incurred.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co	
American Home Fire Assurance Co	
American Insurance Co	
Anglo-Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford	
Baloise Fire Insurance Co	
Bankers' & Shippers' Insurance Co	
Bankers' & Traders' Insurance Co	
Beaver Fire Insurance Co	
Boston Insurance Co	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Crown Assurance Corporation, Ltd
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Pacific Insurance Co	
British Traders' Insurance Co., Ltd	
Caledonian American Insurance Co	
Caledonian Insurance Co	
Carried forward	
2,226
14
1,125
36
93
216
287
556
65
216
$5,246
— $325
$7,326
15,913
7,843
4,857
380
897
8,121
66
5,736
12,210
7,067
4,946
15,685
259
5,508
— 4,266
1,936
8,555
103,039     |
$4,655
17,901
4,353
362
35
83
7,692
2.738
14,815
4,986
1.357
8,694
606
2,391
4,329
2,798
5,215 H 92
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Property-damage
Insurance.
Personal-property
Insurance.
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$5,246
— $325
$103,039
$83,010
3,010
11,810
5,234
693
5 341
2,691
328
12,145
18,372
3,078
10,788
132
32,970
1,552
6,232
11,881
452
1,969
429
151
134
23
91
3,920
411
2,173
17
1,798
452
10,189
21,962
6,377
4,631
9,678
3,558
10
44,485
1,045
5,380
42,413
135
2,187
21,765
1,880
5,423
530
10,958
853
4,392
643
14,258
533
546
217
2 939
48
1,936
262
191
4
15,764
332
12,790
21,142
15,561
8,^04
517
11,911
9,061
32,629
21
545
82,260
1,395
495,202
167,292
11,347
38,426
57,792
2,385
14,914
24,437
32
General Accident Fire & Life Assurance Corporation, Ltd..
1,851
1,713
4,237
— 60,258
15,507
5,185
18,001
6,581
11,732
17,823
14,857
9,146
19,937
2,202
10,772
18
2
679
400
'124
202
203
1,140
13,303
6,510
6,391
116
9,188
3,283
2,592
44,556
53,261
Imperial Guarantee & Accident Insurance Co. of Canada....
71
$97,081
-$54,945
$1,157,870
$595,435 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 93
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Net Premiums
written.
Net Losses
incurred.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward	
Imperial Insurance Office	
Indemnity Marine Assurance Co., Ltd	
Insurance Co. of North America	
Jersey Insurance Co	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Fire Insurance Co	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada	
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & General Insurance Co., Ltd.
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumbermens Insurance Co	
Lumbermens Mutual Casualty Co	
Marine Insurance Co., Ltd	
Mercantile Insurance Co	
Merchants & Manufacturers Insurance Co	
Merchants Fire Assurance Corporation	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa	
Milwaukee Mechanics Insurance Co	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National General Insurance Co	
National Provincial Insurance Co., Ltd	
National Union Fire Insurance Co. of Pittsburgh	
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
Non-Marine Underwriters, Members of Lloyd's, London,
Eng	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
North River Insurance Co	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North-West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Pennsylvania Lumbermens Mutual Fire Insurance Co	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Planet Assurance Co., Ltd	
Progressive Insurance Co, of Canada	
Carried forward	
7,081
1,089
684
587
15
19
-58
5,056
3
78
39
46,063
1,098
2
157
843
-134
167
767
161
-49
$154,16
— $54,945
8,524
$1,157,870
311
230
75,530
4,515
28,547
23
1,128
75,620
3,080
1,294
13,023
1,980
2,756
13
680
46,030
2,099
16,153
7,271
3,768
170
66
7,592
9,516
10,300
7,568
1,832
4,932
7,556
48,451
21,500
873
17,717
1,961
8,048
10,091
20,934
11
21,983
40,908
71
556
—$77,784
$1,705,344
$595,435
-59
— 17
22,212
3,186
121
— 8,267
27
8,594
473
30,940
2,910
90
6,511
—404
719
159
2,714
32,993
1,003
11,109
2,941
571
679
6,335
5,202
— 3,733
1,538
1,019
945
3,753
25,913
12,989
262
11,261
1,087
5,678
962
15,272
12,925
16,332
2,050
139
$834,569 H 94
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Net Premiums
written.
Net Losses
incurred.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward..
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Rhode Island Insurance Co	
Royal Exchange Assurance	
Royal General Insurance Co. of Canada	
Royal Insurance Co., Ltd.	
Royal Scottish Insurance Co., Ltd	
Ruby General Insurance Co., Ltd	
St. Paul Fire& Marine Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Security National Insurance Co	
Sentinel Fire Insurance Co	
South British Insurance Co., Ltd	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Standard Insurance Co. of N.Y	
Standard Marine Insurance Co	
State Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Switzerland General Insurance Co., Ltd	
Toronto General Insurance Co	
Transcontinental Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United British Insurance Co., Ltd	
United Firemen's Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Utah Home Fire Insurance Co	
Wawanesa Mutual Insurance Co ,	
Wellington Fire Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co	
Westminster Fire Office	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd..
Totals	
Totals for 1948..
154,163
1,997
-1,953
11
61
13
111
510
89
10,657
20
2
1,718
114
91
114
!,998
140
204
69
246
32
505
-$77,784
240
— 9,094
6,362
$173,013    |     —$80,276
$194,068
$292,988
$1,705,344
11,163
4,742
19,062
25,506
2,658
11,073
126
12,356
26,643
51,271
204,103
223
497
1,810
12,239
104
2,230
170
5,857
7,844
6,653
4,300
15,032
5,847
14,422
7,682
60,001
2,747
4,872
17,778
4,009
9,804
21,568
— 14
3,873
1,604
16,857
$2,302,056
$2,306,141
$834,569
9,352
3,875
— 7,776
21,093
1,191
4,879
6,005
11,322
3,653
104,276
1,772
— 839
797
7,162
99
679
23,070
4,358
5,281
7,899
8,827
2,906
6,766
4,137
23,787
1,182
4,489
6,021
1,837
5,434
11,954
184
12,500
320
7,151
$1,140,212
$1,447,368 REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 95
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
WEATHER AND MISCELLANEOUS INSURANCE.
Miscellaneous
Insurance.
Name of Insurer.
Weather Insurance.
B.—-Boiler and Machinery.
0.—Credit.
H.—Hail.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
i
H.   $2,381
H.   $3,825
$50
—43
28
$312
B.     —145
12
B.         538
B. 285,291
B.    68,569
8
B.         613
B.         844
B.      2,792
19
655
B.      8,375
583
s.l.   1,226
B.            44
L.s.      138
H.     2,315
H.     2,756
— 13
B.         263
b.           88
-3
	
	
B.      9,433
B. —3,503
$1,296
$312
$314,196
$70,915 H 9o
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1949—Continued.
WEATHER AND MISCELLANEOUS INSURANCE—Continued.
Miscellaneous
Insurance.
Name of Insurer.
Weather Insurance.
B.—Boiler and Machinery.
C.—Credit.
H.— Hail.
L.S.—Livestock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$1,296
$312
$314,196
R.                  S
$70,915
15
Non-Marine Underwriters, Members of Lloyd's, London,
250
B.   —3,511
L.S. 15,827
B.    86,142
l.s. 14,737
12
R         7:0*1
B.    17,983
b.    29,144
R.     10.429.
65
b.         744
•
4
128
H.'   14,154
H,   34,432
B.    11,493
5,750
578
27
1
1
T,.S_            ?fi
Totals	
$1,797    |               $890
$349,566     j        $259,134
Totals for 1948	
£1.212     1                $809
«2fifi_(lf)9      i             509 4QR
l REPORT OF SUPERINTENDENT OF INSURANCE, 1949.
H 97
TABLE VIII.—OTHER INSURANCE  (TABLE VII)  SUMMARY.
(Figures shown in nearest thousand.)
Glass of Insurance.
1945.
1946.
1947.
1948.
1949.
Accident, P	
L	
Guarantee, P	
L	
Inland-transportation, P.
L.
Marine, P	
L	
Personal-property, P	
L	
Property-damage, P	
L	
Public-liability, P	
L	
Sickness, P	
L	
Theft, P	
„     L	
Other forms, P	
L	
Total, P	
,.     L	
$1,265,000
843,000
139,000
19,000
167,000
93,000
1,337,000
659,000
1,237,00
780,000
156,000
45,000
396,000
118,000
233,000
108,000
204,000
82,000
256,000
96,000
$5,390,000
2,843,000
$1,404,000
762,000
214,000
11,000
201,000
48,000
1,604,000
737,000
1,778,000
988,000
166,000
—21,000
435,000
219,000
229,000
85,000
254,000
108,000
312,000
181,000
$1,748,000
927,000
223,000
8,000
234,000
118,000
2,515,000
1,014,000
2,252,000
1,225,000
153,000
13,000
564,000
176,000
245,000
96,000
308,000
96,000
707,000'
183,000
$2,218,000
1,214,000
262,000
32,000
657,000
196,000
3,026,000
1,506,000
2,306,000
1,447,000
194,000
293,000
699,000
322,000
228,000
110,000
331,000
125,000
557,000
380,000
$6,597,000
3,118,000
$8,947,000
3,856,000
$10,478,000
5,625,000
$2,204,000
1,261,000
336,000
37,000
790,000
229,000
2,623,000
2,014,000
2,302,000
1,140,000
173,000
— 80,000
807,000
360,000
209,000
79,000
358,000
102,000
675,000
369,000
$10,477,000
5,511,000
VICTORIA,  B.C. :
Printed by Don MoDiaemid, Printer to the King's Most ExceLletit Majesty.
1950.
1,695 650 8951 

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