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PROVINCE OF BRITISH COLUMBIA Thirty-sixth Annual Report of the SUPERINTENDENT OF INSURANCE 1947 (Business… British Columbia. Legislative Assembly 1948

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Full Text

 PROVINCE OF BRITISH COLUMBIA
Thirty-sixth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1947
(Business transacted in 1946)
VICTORIA,  B.C. :
Printed by Don McDiabmid, Printer to the King's Most Excellent Majcsly.
1947.  To His Honour Charles Arthur Banks, C.M.G.,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Thirty-sixth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1946.
GORDON S. WISMER,
Attorney-General.
Victoria, B.C., July 3rd, 1947. TABLE OF CONTENTS.
Page.
Report of Superintendent of Insurance     5
List as at June 30th, 1947—
Insurers licensed    7
Reciprocal Exchanges granted Permits  54
Underwriters'Agencies licensed  54
Names of Insurers and Fraternal Societies licensed since December 31st, 1946  54
Names of Insurers which have ceased Business in British Columbia since December
31st, 1946  54
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Company  55
British Pacific Insurance Company  56
Canadian Home Fire Assurance Company  57
Empire Life Insurance Company  58
High Court of the Canadian Order of Foresters  59
Home Assurance Company of Canada  61
Mutual Fire Insurance Company of British Columbia  62
Pacific Coast Fishermen's Mutual Marine Insurance Company  63
Reliable Life Insurance Society  64
Royal Plate Glass and General Insurance Company of Canada  65
Saskatchewan Mutual Fire Insurance Company  66
Western Union Insurance Company  67
TABLES.
Life Insurance—
I. Business of 1946  69
II. Summary, 1942-46  69
Fire Insurance—
III. Business of 1946  71
IV. Summary, 1942-46  74
Automobile Insurance—
V. Business of 1946  75
VI. Summary, 1942-46  77
Miscellaneous Classes of Insurance—
VII. Business of 1946  78
VIII. Summary, 1942-46  93 Report of the Superintendent of Insurance.
Department of Insurance,
Victoria, B.C., July 3rd, 1947.
The Honourable Gordon S. Wismer, K.C., M.L.A.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the " Insurance Act," I beg to submit the Thirty-sixth Annual
Report of the Department of Insurance covering the year ended December 31st, 1946.
At that date 321 insurers were licensed under the Act to transact business. The
following summary indicates the origin of the insurers, how many held only Provincial
licences, and how many had Dominion registry in addition to a Provincial licence:—
Where incorporated.
Provincial
Licence.
Dominion
Registry.
Total.
6
7
4
1
4
15
64
72
2
5
2
2
4
133
22
Canada	
64
76
4
137
Totals	
22
299
321
The comparative figures are for—
1945	
17
15
293
288
310
1944	
303
Eleven new insurers were licensed during the year. These are as follows: Cuna
Mutual Insurance Society; Century Indemnity Company; Granite State Fire Insurance Company; London & Edinburgh Insurance Company, Limited; Pacific Indemnity
Company; Pioneer Equitable Insurance Company of Indiana; Old Colony Insurance
Company; Ohio Farmers Indemnity Company; Service Fire Insurance Company of
New York; Standard Insurance Company of New York; and Transcontinental Insurance Company.
The Aid Association for Lutherans and the Lutheran Brotherhood were two new
fraternal societies licensed during the year, the total number of fraternal societies
licensed being nine at December 31st, 1946.
The First American Fire Insurance Company, Maryland Insurance Company, and
National Security Insurance Company were insurers which ceased business in the
Province during the year.
A complete list of licensed insurers will be found on pages 7 to 54. A similar list
made up to December, 1946, was printed for circulation and published in The British
Columbia Gazette. For purposes of convenience the present list is made up to June
30th, 1947, so that it includes insurers licensed since December 31st, 1946, and shows
the classes of insurance for which all insurers are now licensed. D 6
BRITISH COLUMBIA.
On analysis the list shows that 37 companies were licensed for life insurance, 236
for fire insurance, 190 for automobile insurance, and 78 for marine insurance. These
figures cover only the major classes of insurance and it should be understood that the
same company may be licensed, for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set
forth at length on pages 55 to 68.
There are ten underwriters' agencies licensed under the Act. The list appears
on page 54.
Ten reciprocal exchanges, listed at page 54, were granted permits under section 194
of the " Insurance Act."
Life insurance, as in the previous seven years, records a substantial increase in
premium income. The amount of life insurance in force in the Province exceeds
$757,000,000, a gain in excess of $94,000,000 over the previous year.
Fire insurance figures again record a favourable increase in net premiums earned.
It is interesting to note that the loss ratio decreased from 49.01 per cent, for the
previous year to 36.06 per cent.
Automobile insurance also recorded a substantial increase in net premiums earned,
but the loss ratio continues high, being 62.47 per cent.
Insurance premiums on miscellaneous insurance this year show a favourable
increase, with a satisfactory decrease in loss ratio.
The taxes collected on unlicensed insurance amounted to $22,481.43, which was an
increase of $3,353 over the preceding year.
The total figures for licensed insurance agents and salesmen continue to show a
substantial gain.
Licences issued to.
1946.
1945.
1944.
1943.
1942.
Life insurance agents	
Other than life insurance agents	
Insurance salesmen	
Insurance adjusters	
Employees of insurance adjusters	
1,347
1,353
1,008
34
27
1,167
1,231
661
33
17
1,077
1,117
504
28
13
1,006
1,084
474
28
8
932
1,087
580
30
17
Totals	
3,769
3,109
2,739
2,600
2,646
Licences issued under the " Real-estate Agents' Licensing Act" showed a further
increase. The total number of licences issued during 1946-47 was 2,763, as compared
with 2,339 in 1945-46 and 1,605 in 1944-45.
Licences issued to.
1946-47.
1945-46.
1944-45.
1943-44.
1942-43.
1,110
1,653
1,004
1,335
800
805
642
480
553
393
Totals	
2,763
2,339
1,605
1,122
946
I have the honour to be,
Sir,
Your obedient servant,
S. W. TAYLOR,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
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fc REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 55
Annual Statements of Provincial Licensees.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
W. J. Albutt.
F. M. Chaldecott.
Capt. S. Robinson.
E. A. Albutt.
P. G. Syder.
F. G. Syder, Secretary.
Statement for the Year ended December 31st, 1946.
.Assets.
Bonds and debentures  (book value)
Cash on hand and in banks 	
Interest accrued 	
Accounts receivable  	
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.).
Investment reserves   _	
Premiums paid in advance 	
Capital stock—
Authorized   	
Subscribed and paid up
Surplus   _  It	
Profit and Loss Account.
Premiums earned  (net)     	
Claims incurred     	
Commissions     	
Taxes      	
Salaries, fees, and travelling expenses 	
Underwriting  loss  	
Other revenue—
Interest earned   	
Decrease in deficiency of market under book value of securities-.
Net loss  ,	
Returns for British Columbia.
(See page 80.)
$66,991.62
338.32
521.71
196.28
$68,047.93
$21,556.29
1,154.12
2,149.42
$24,859.83
$25,000.00
10,000.00
33,188.10
$68,047.93
$15,826.56
9,151.54
465.64
1,427.57
$20,781.54
$1,970.60
1,523.00
26,871.31
1.77
3,493.60
$2,596.17 D 56
BRITISH COLUMBIA.
BRITISH PACIFIC INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
H. J. Bailey. Thomas S. Dixon.
George T. Cunningham. W. S. Charlton.
J. McMahon. Harry J. Seed.
R. C. White. C. W. S. Bell.
Frank Parsons.
Frank Parsons, President.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures (book value)
Cash in bank 	
Interest accrued 	
Agents' balances and premiums uncollected (net, commission deducted)-
Amount due from reinsurance on losses already paid	
Prepaid licences     	
$78,112.50
3,818.39
643.45
4,622.02
388.25
370.00
$87,954.61
Liabilities.
Provision for unpaid claims .
Adjustment expenses
       $1,084.07
      104.54
Reserve of unearned premiums (net, at 80 per cent.)         9,464.61
Expenses due and accrued
Taxes due and accrued 	
Reinsurance  premiums
Return premiums and balances due agents
Capital stock—
Authorized
Subscribed
757.99
549.44
3,458.86
872.24
$16,291.75
$500,000.00
200,000.00
Paid up
Deficit in Profit and Loss Account
$88,600.00
16,937.14
71,662.86
$87,954.61
Profit and Loss Account.
. Premiums earned   (net)
Claims incurred (net) _
Adjustment expenses (net) 	
Commissions   	
Taxes  	
Salaries, fees and travelling expenses
All other expenses 	
Underwriting loss
Other revenue—
Interest earned 	
Profit on sale of securities and real estate
$6,317.69
653.76
5,123.44
1,345.12
11,237.25
5,966.88
$20,626.39
30,644.14
$10,017.75
$2,381.19
1,230.00
3,611.19
Net loss
$6,406.56
Returns for British Columbia.
(See pages 71, 78, 83, and 87.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 57
CANADIAN HOME ASSURANCE COMPANY.
Head Office—Montreal, Que.
Directors.
R. E. Schofield. G. Gibeault.
R. H. Saulnier. E. R. Schofield.
George Cowie.
R. E. Schofield, President.
Statement for the Year ended December 31st, 1946.
Mortgage loans on real estate   $2,250.00
Bonds and debentures  (book value)      318,746.20
Stocks   (book value)      21,000.00
Cash on hand and in banks       -   154,959.14
Interest accrued       2,706.14
Agents' balances and premiums uncollected  (net)  _   64,136.39
Amount due from reinsurance on losses already paid   5,568.78
Surrender value of life policies    24,910.85
Refundable 1942 excess profits tax  919.33
$595,196.83
Liabilities.
Provision for unpaid claims       $88,300.00
Adjustment expenses          18,479.00
Present value of claims payable by instalments not yet due          10,000.00
Reserve of unearned premiums (net, at 80 per cent.)     157,226.94
Expenses due and accrued      -—        1,250.00
Taxes due and accrued—..             9,500.00
Reinsurance premiums            5,836.75
All other liabilities—
Accident and casualty premium reserve     $41,866.11
European, general premium reserve          25,734.15
European, general loss reserve         50,000.00
Returns for British Columbia.
(See pages 71, 78, 80, 82, and 83.)
117,600.26
Capital stock—
Authorized     $500,000.00
Subscribed      —      300,000.00
Paid up        113,905.00
Surplus          73,098.88
$595,196.83
Profit and Loss Account.
Premiums earned  (net)       $309,696.37
Claims incurred  (net)-.   _   $151,076.31
Adjustment expenses   (net)       34,430.26
Commissions  _   -~     130,910.16
Taxes   —ffl          10,593.27
Salaries, fees, and travelling expenses            8,000.00
All other expenses         7,773.82
 1     342,783.82
Underwriting loss        $33,087.45
Other revenue—
Interest earned          $12,092.39
Dividends earned            1,212.50
Profit on sale of securities and real estate      23,051.12
      36,356.01
Net profit       $3,268.56 D 58 BRITISH COLUMBIA.
EMPIRE LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
George J. Guy. D. R. McLaughlin.
George M. Orr. D. W. McCormick.
N. A. Fairhead. Charles P. Fell.
Hon. N. P. Lambert. A. H. Keith Russell.
Charles P. Fell, President.
Statement for the Year ended December 31st, 1946.
Real estate  (book value)    $241,079.78
Mortgage loans on real estate   .'.  2,267,583.18
Amount owing under agreements of sale of real estate.-       13,925.62
Loans on and amount secured by policies      645,254.92
Bonds and debentures (book value)   _   9,553,337.54
Stocks (book value)   ...  _,   1,677,288.53
Cash on hand and in banks    51,810.63
Accounts receivable       565.97
Agents' debit balances    34,530.20
Debtor  accounts   (sundry)      400.94
Interest, dividends, and rents due and accrued  129,684.76
Premiums due and uncollected or deferred (net)  195,390.96
$14,810,853.03
Deduct assets not admitted—
Cash advanced to or in the hands of officers or agents         $34,530.20
Debtor accounts   (sundry)      400.94
  34,931.14
$14,775,921.89
Liabilities.
Liability under assurance and other contracts  (net)    $12,597,052.00
Liability for payments due under contracts (net)  _   111,478.22
Provision for unreported death and disability claims  20,000.00
Amounts left with company      300,674.00
Premiums paid in advance  18,424.17
Dividends to policyholders due and unpaid      2,080.53
Provision for profits to policyholders  (other than deferred dividends)  40,000.00
Profits credited to deferred dividend policies (net)   76,269.00
Provision for accrued profits to policyholders not included above  20,000.00 ,
Shareholders' surplus     13,727.85
Taxes   -  37,000.00
Salaries, rents and office expenses due and accrued  —     9,840.93
Medical examiners' fees due and accrued  1,790.00
Legal fees due and accrued    200.00
Commissions to agents due and accrued    22,452.61
Reserve for  contingencies    300,000.00
Staff Pension, Assurance, and Savings Funds  114,841.00
Miscellaneous accounts payable      13,843.11
Capital—
Authorized       $2,500,000.00
Subscribed        1,308,500.00
Paid up          313,282.50
Surplus             1,076,248.47
$14,775,921.89
Income.
Premium income       $1,810,798.74
Consideration for supplementary contracts  —_.    10,597.00
Amounts left with company..        .'.— 86,024.47
Interest, dividends, and rents   .    570,741.25
Gross profit on sale or maturity of bonds and stocks  293,070.50
All other income     20,906.36
$2,792,138.32 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 59
Disbursements.
Disbursements under assurance and annuity contracts (net)  $952,428.55
Payments under supplementary contracts  (net)      7,986.98
Reduction in premiums resulting from application of dividends  1,807.55
Amounts left with the company    37,488.91
Taxes, licences, and fees  _         36,523.90
Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents,
and miscellaneous _     __     148,328.23
Branch office and agency expenses—Commissions, salaries, advances to agents, travelling
expenses, rent, and miscellaneous      445,593.56
All other expenses—Advertising, books and periodicals, express, telegrams and telephones,
legal fees, medical fees, office furniture, postage, printing and stationery, commissions on loans, contributions to Staff Pension Fund, and miscellaneous —   71,331.55
Payments from Staff Pension Fund          2,148.55
Dividends paid to shareholders       ._.   —    12,530.30
Loss on sale or maturity of real estate, bonds, and stocks   _. .—   9,469.03
Investment expense   _   _       12,471.31
Interest on borrowed money  —         13,109.00
Interest paid on claims _         1,661.37
Charitable donations     2,350.00
Balance   _   1,036,909.53
$2,792,138.32
Returns for British Columbia.
(See page 69.)
HIGH COURT OF THE CANADIAN ORDER OF FORESTERS.
Head Office—Brantford, Ont.
Governing Executive Authority.
S. C. Berridge. A. M. Jones. V. Bedard.
L. E. Jordan. J. W. Davies.
Alf. P. van Someren, High Secretary.
Statement for the Year ended December 31st, 1946.
Assets.
Real estate (book value)    $40,315.28
Liens on policies -   114,696.75
Bonds and debentures (book value)    21,762,203.33
Cash on hand and in banks  -   150,192.09
Interest and dividends due and accrued    252,761.12
Premiums, dues, and assessments collected but not received by head office  45,647.16
Unexpired insurance           3,818.21
Other assets     1,933.52
$22,371,567.46
Deduct assets not admitted—
Unexpired  insurance     j  $3,818.21
Supplies and stationery       1,815.64
Postage      -              117.88
  5,751.73
$22,365,815.73 D 60
BRITISH COLUMBIA.
Liabilities.
Mortuary Fund _	
Sickness No. 1 Fund-.
Juvenile Fund	
Sickness No. 2 Fund .
Building Fund 	
General Fund 	
Surplus 	
Income.
Premiums, dues, and assessments-
Special assessments
Interest, dividends, and rents-
Premium on foreign exchange-
Other revenue   _
Profit on sale or maturity of bonds and debentures.—
Disbursements.
Premiums, dues and assessments-
Reversionary bonuses :	
Premium relief loans	
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses,
travelling expenses, and miscellaneous   _   	
Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous        -   	
All other expenses—Advertising, exchange, express, telegrams and telephone, legal fees,
medical fees, official publications, office furniture, printing and stationery, postage,
and excise, convention and meetings, taxes, licences and fees, donations, unemployment insurance, and miscellaneous  	
Other disbursements     	
Decrease by adjustment of bonds, debentures and real estate	
Balance  _      : ....
$18,915,468.92
1,108,579.19
14,806.91
58,906.93
207,098.20
6,847.26
2,054,108.32
$22,365,815.73
$704,746.61
4,377.27
935,944.57
6,532.05
4,387.15
51,813.13
$1,707,800.78
$931,863.58
51,138.90
31,077.11
70,354.48
116,059.50
Returns for British Columbia.
Income-
Mortuary Fund
Sickness and Accident Fund—■
No. 1 	
No. 2 	
Juvenile Fund   	
General  Expense  Fund-
Disbursements—
Mortuary Fund
Sickness and Accident Fund-
No. 1 	
No. 2 	
50,314.41
602.68
46,249.76
410,140.36
$1,707,800.78
$13,432.07
415.25
33.48
178.20
1,018.90
$15,077.90
$20,162.79
165.25
8.15
$20,336.19 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 61
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alta.
Directors.
H. E. Wingfield. E. E. Murray. J. R. Wilson.
A. Corrie. G. A. Wilson. J. Harries.
G. Fisher. H. H. Wilson. C. W. Tysoe.
E. Roberts.
G. A. Wilson, Managing Director.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures  (book value)    $332,049.00
Cash on hand and in banks  _. '.        135,036.21
Interest accrued  :     ,         2,000.71
Agents' balances and premiums uncollected  (net)     186,363.66
Other assets               5,117.80
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1946     $16,769.42
Furniture and fixtures         3,714.80
$660,567.38
20,484.22
$640,083.16
Liabilities.
Provision for unpaid claims   ,       $39,785.65
Adjustment expenses                2,978.56
Reserve of unearned premiums (net, at 80 per cent.)        250,610.75
Dividends to shareholders                 6,178.05
Taxes due and accrued     ..      16,780.77
Reinsurance premiums               8,741.09
Return premiums and balances due agents                1,889.95
Reserves—
(a)  For cash surrenders           $30,061.04
(6)   Under unlicensed reinsurance unsecured _          57,370.14
(c)   Special reserves            99,098 50
186,529.68
Contingency reserves _             2,607.00
Capital stock—
Authorized     $500,000.00
Subscribed    -     500,000.00
Paid up            75,000.00
Surplus _        48,981.66
$640,083.16
Profit and Loss Account.
Premiums earned  (net)  _ — — — $668,273.66
Claims  incurred   (net)—     $303,873.13
Adjustment  expenses   (net)       39,021.15
Commissions            253,110.80
Taxes           18,645.44
Salaries, fees, and travelling expenses _         29,513.06
All other expenses      28,602.64
672,766.22
Underwriting loss        $4,492.56
Other revenue—
Interest earned        $10,050.36
Profit on sale of securities and real estate            5,175.00
15,225.36
Net profit      $10,732.80
Returns for British Columbia.
(See pages 72, 76, 78, 80, and 88.) D 62 BRITISH COLUMBIA.
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
j
Directors.
William MacNair. Lloyd T. Beharell. Harry S. Berry.
R. U. Hurford. C. E. Whitney-Griffiths. Hugh E. Burr.
E. E. Townsley, Manager-Secretary.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures  (book value) ._   $90,381.91
Cash on hand and in banks.     _   4,381.23
Interest accrued           -   851.72
Agents' balances and premiums uncollected (net, commission deducted)    1,306.53
Sundry receivables and.unemployment insurance stamps  _   157.00
Deferred commissions        ■__   7,595.92
Furniture and fixtures  45.47
$104,719.78
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1946          $204.89
Deferred commissions          7,595.92
Furniture and fixtures    45.47
         7,846.28
$96,873.50
Liabilities.
Provision for unpaid claims          $4,263.50
Reserve of unearned premiums (net, at 100 per cent.)       23,899.30
Reinsurance premiums   _   306.00
Return premiums and balances due agents    382.52
Premiums received in advance        443.05
Balance—
Statutory Reserve Fund     $13,000.00
Surplus            54,579.13
       67,579.13
$96,873.50
Profit and Loss Account.
Premiums earned (net)         $38,845.47
Claims incurred  (net)      $10,671.34
Adjustment expenses   (net)      269.72
Commissions            7,245.41
Taxes              121.63
Salaries, fees, and travelling expenses      10,721.08
All other expenses—                8,463.45
       37,492.63
Underwriting profit         $1,352.84
Other revenue—
Interest earned     $2,559.22
Commissions earned           822.86
     $3,382.08.
Other expenditure—Bad debts written off    19.75
         3,362.33
Net profit   __       $4,715.17
Returns for British Columbia.
(See page 73.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 63
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Karl Dybhavn. Dan Larsen. J. A. Sim.
R. Wulff. A. E. Carr: Harry Hansen.
D. G. Macdonald. S. Simpson. Nels Rund.
0. J. Hansen. G. Phillips. Ivan Johansen.
Karl Dybhavn, President.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures  (book value)      $7,500.00
Cash on hand and in banks    24,812.11
Interest accrued       37.60
Agents' balances and premiums uncollected  (net, commission deducted)-     11,236.62
Prepaid charges  (original members' account)    2,457.50
Sundry accounts receivable  _.  .    82.00
Other assets   532.61
$46,658.44
Deduct   assets   not   admitted—Furniture   and   printed   supplies     532.61
$46,125.83
Liabilities.
Provision for unpaid claims     $2,022.50
Reserve of unearned premiums (net, at 80 per cent.)—        18,404.20
Reinsurance premiums           760.75
Sundry accounts payable  800.28
Reserve          6,000.00
Excess refundable to members       9,119.66
Capital stock—
Authorized     $25,000.00
Subscribed              3,450.00
Paid up              3,450.00
Reserve fund        1,500.00
Surplus   -----          4,068.44
$46,125.83
Profit and Loss Account.
Premiums   earned    $31,411.55
Claims incurred   $13,305.00
Adjustment expenses       83.02
Taxes            110.00
Salaries, fees, and travelling expenses       5,501.09
All other expenses           2,626.63
21,625.74
Underwriting profit        $9,785.81
Other revenue—Interest earned  187.50
Other expenditure—
Statutory reserve      $1,114.79
Excess refundable to members         6,755.60
$9,973.31
7,870.39
Net profit     _        $2,102.92
Returns for British Columbia.
(See page 86.) D 64 BRITISH COLUMBIA.
THE RELIABLE LIFE INSURANCE SOCIETY.
Head Office—Hamilton, Ont.
Governing Executive Authority.
E. Gernaey. P. M. Button. William Benson.
J. L. Archer. G. Snyder.
C. H. Fitch, Secretary-Treasurer.
Statement for the Year ended December 31st, 1946.
Assets.
Real estate  (book value)  $32,000.00
Loans on real estate  28,150.00
Amounts secured by society's certificates in force    129,925.25
Bonds and debentures  (book value)    2,803,054.52
Cash on hand and in banks  57,764.46
Interest and dividends, due and accrued    38,476.40
Premiums, dues, and assessments  9,823.57
Deposit with Quebec Government    5,000.00
Other assets       2.98
$3,104,197.18
Deduct excess of total book value of ledger assets over total authorized value  82,589.80
$3,021,607.38
Liabilities.
Provision for unpaid claims          $33,098.97
Provision for unreported claims    5,100.00
Premiums, dues, and assessments received in advance         39,729.38
Commissions      5,781.56
Miscellaneous     949.55
Reserves—
Mortuary Fund     $2,346,338.00
Sickness and Accident Fund _           131,127.00
Juvenile Fund     62,678.00
Special reserves—
General reserve           $11,500.00
National building reserve        600.00
2,540,143.00
12,100.00
Balance                384,704.92
$3,021,607.38
Income.
Premiums, dues', and assessments         $365,529.69
Interest and dividends     126,430.59
Profit on sale or maturity of ledger assets        6.290.93
Gross increase by adjustment of ledger assets       ___   47,331.80
Other revenue     931.23
$546,514.24
Disbursements.
Claims, endowments, and surrenders        $243,631.79
Dividends   _ __     lo!933.17
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses,
travelling expenses, rents, and miscellaneous       44 355.92
Agency and organization expenses—Commissions, salaries, travelling expenses, rents, and
miscellaneous _     _    115,652.16
All other expenses—Advertising, books and periodicals, express, postage, telegrams and
telephones, legal fees, medical fees, official publication, office furniture, printing and
stationery, convention and meetings, taxes, licences, and fees, and miscellaneous         20,556.16
Other disbursements   690 00
Balance   ___       no,694.44
$546,514.24 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 65
Income—
Returns for British Columbia.
$7,545.27
               382.17
               456.73
Guarantee Fund — —.	
                   3.25
$8,387.42
Disbursements—
Mortuary Fund 	
$8,251.56
Sickness and Accident Fund-
445.40
Juvenile Fund	
31.59
.
$8,728.55
ROYAL PLATE GLASS AND GENERAL INSURANCE COMPANY OF CANADA.
Head Office—Vancouver, B.C.
Directors.
E. E. Buckerfield. J. R. Cooney. Frank  Parsons.
F. E. Chadwick. T. S. Dixon. F. W. Sullivan.
W. S. Charlton.                W. C. Heath. P. S. Young.
F. 0. Hodgson.
Frank Parsons, General Manager.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures  (book value)    $369,643.31
Cash on hand and in banks    26,357.47
Interest accrued  -   3,035.00
Agents' balances and premiums uncollected (net, commission deducted)    36,825.10
Amount due from reinsurance on losses already paid    4,867.73
$440,728.61
Liabilities.
Expenses due and accrued   $45.00
Taxes due and accrued         1,581.17
Reinsurance premiums      _      37,078.92
Capital stock—
Authorized     $1,000,000.00
Subscribed            100,000.00
Paid up      -ffl-    100,000.00
Surplus        302,023.52
$440,728.61
Profit and Loss Account.
Salaries, fees, and travelling expenses           $2,001.73
All other expenses.-         285.04
Underwriting loss _.             $2,286.77
Other revenue—
Interest earned   -    $12,098.09
Profit on sale of securities and real estate        2,312.50
Increase in amortized over book value of bonds       1,006.57
        $15,417.16 D 66 BRITISH COLUMBIA.
Other expenditure—
Income and excess profits taxes  	
Investment  expenses        -.
        $3,531.17
.             121.60
         861.79
4,514.56
10,902.60
$8,615.83
SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY.
Head Office—Saskatoon, Saskatchewan.
Directors.
R. J. Harper. H. J. Beck. J. H. Evans.
W. Kershaw. D. MacLean. R. W.  Brigham.
H. R. Earl. 0. C. Lawson. E. Williamson.
H. R. Earl, Managing Director.
Statement for the Year ended December 31st, 1946.
Assets.
Real estate   (book value)        $7,500.00
Bonds and debentures  (book value)         1,129,383.04
Cash on hand and in banks       51,338.80
Interest accrued       12,000.23
Agents' balances and premiums uncollected  (net, commission deducted)  103,763.56
Amount due from reinsurance on losses already paid  541.90
Cash  surrender value of life insurance    8,215.00
Sundry  accounts  receivable  1,684.00
Subrogated mortgage „       431.14
Unpaid  assessments            8,347.09
Automobiles      '.  2,797.00
Furniture and fixtures  15,640.35
Unassessed premium notes ——     97,979.20
$1,439,621.31
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1946  $950.75
Furniture and fixtures    15,640.35
Automobiles       2,797.00
Unpaid assessments      8,347.09
Unassessed premium notes      97,979.20
125,714.39
$1,313,906.92
Liabilities.
Provision  for  unpaid  claims       $80,272.09
Adjustment expenses _         6,629.26
Reserve of unearned premiums  (net, at 80 per cent.)   445,793.03
Reserve and unpaid losses under unlicensed reinsurance unsecured    1,743.92
Taxes due and accrued  25,576.18
Assessments  prepaid    418.97
Surplus -----       753,473.47 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946. D 67
Profit and Loss Account.
Premium earned  (net)        $748,636.52
Claims incurred (net)        $389,050.29
Adjustment expenses         35,608.14
Commissions        219,863.86
Taxes       28,596.91
Salaries, fees, and travelling expenses        58,226.82
All other expenses       28,650.88
759,996.90
Underwriting loss           $11,360.38
Other revenue—
Interest  earned   :. '.    $36,413.17
Rents earned  (net) 1  478.48
Bad debts recovered, previously written off          338.79
Profit on sale of securities and real estate         6,654.60
Decrease in agents' ninety-day balances  135.16
$44,020.20
Other expenditure—Retirement fund           7,361.42
        $36,658.78
Net profit         $25,298.40
Returns for British Columbia.
(See pages 73, 77, 79, 82, 86, and 90.)
WESTERN UNION INSURANCE COMPANY.
Head Office—Calgary, Alta.
Directors.
Frank R. Freeze. W. G. Peterson. Roy J. Widney.
Robert D. Freeze. Howard F. Freeze. David J. Freeze.
M. MacKenzie. C. M. Freeze. L. C. Jackson.
Frank R. Freeze, General Manager.
Statement for the Year ended December 31st, 1946.
Assets.
Bonds and debentures  (book value)     _ $370,992.50
Cash on hand and in banks     17,625.87
Interest accrued  -       2,702.04
Dividends due     300.00
Agents' balances and premiums uncollected (net, commission deducted)   42,924.93
Office furniture    —-   2,987.97
Automobile     -      ---- 495.00
Accounts receivable       357.79
Refundable portion of excess profits tax .  413.16
$438,799.26
Deduct assets not admitted—
Office furniture   -        $2,987.97
Automobile       495.00
         3,482.97
$435,316.29 D 68 BRITISH COLUMBIA.
Liabilities.
Provision for unpaid claims  $76,266.69
Adjustment expenses   6,573.39
Reserve of unearned premiums (net, at 80 per cent.)  160,081.60
Taxes due and accrued  10,750.57
Reinsurance premiums   6,980.15
Indemnity collateral deposit 3  530.64
Contingent commission     3,075.20
Capital stock— -  -
Authorized _   $500,000.00
Subscribed      500,000.00
Paid up  '..     100,000.00
Premium on capital stock         4,000.00
Surplus         67,058.05
$435,316.29
Profit and Loss Account.
Premiums earned  .  $278,022.00
Claims incurred   $164,170.18
Adjustment expenses   18,079.50
Commissions    68,794.29
Taxes   7,183.38
Salaries, fees, and travelling expenses  1,309.48
Management fee   14,217.80
All other expenses  5,097.97
278,852.60
Underwriting loss            $830.60
Other revenue—
Interest earned       $9,843.27
Dividends earned          5,786.00
Profit on sale of securities and real estate         8,891.21
     $24,520.48
Other expenditure—Income and excess profits taxes         4,175.73
20,344.75
Net profit        $19,514.15
Returns for British Columbia.
(See pages 74, 77, 81, 83, 84, 87, and 90.) TABLE I.—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1946.
(Figures shown in nearest dollar.)
D 69
Insurer.
Premium Income.
Assurance.
Annuity.
Sinking
Fund
Payments.
Disbursements.
On Death
or
Maturity.
On Surrender, for
Disability,
Dividends,
etc.
Annuities.
To Annuitants.
On Death,
Surrender,
etc.
Exhibit op Policies.
In Force
Jan. 1st,
1946.
New-
issued.
In Force
Dec. 31st,
1946.
Aetna Life Insurance Co	
Canada Life Assurance Co	
Commercial Union Assurance Co., Ltd	
Confederation Life Association	
Continental Life Insurance Co	
Crown Life Insurance Co	
Cuna Mutual Insurance Society	
Dominion Life Assurance Co	
Dominion of Canada General Insurance Co-
Empire Life Insurance Co	
j" Ordinary.
' 1 Group	
| Ordinary.
{ Group	
j Ordinary.
1 Group	
| Ordinary..
' 1 Group	
S Ordinary..
1 Group	
j Ordinary..
[ Group	
| Ordinary.
1 Group	
S Ordinary.
1 Group	
Equitable Life Insurance Co	
Excelsior Life Insurance Co	
Fidelity Life Assurance Co	
Great West Life Assurance Co..
Imperial Life Assurance Co-
London Life Insurance Co	
Loyal Protective Life Insurance Co-
Manufacturers Life Insurance Co	
S Ordinary..
" { Group	
j Ordinary..
1 Group	
f Ordinary..
" \ Industrial.
L Glroup	
Metropolitan Life Insurance Co-
Monarch Life Assurance Co-
Montreal Life Insurance Co..
| Ordinary..
' { Group	
f Ordinary..
• \ Industrial.
I Group	
Mutual Life Assurance Co. of Canada L
Mutual Life Insurance Co. of New York	
National Life Assurance Co. of Canada	
New York Life Insurance Co L
North American Life Assurance Co	
Northern Life Assurance Co	
Norwich Union Life Insurance Society	
Occidental Life Insurance Co. of California-
Prudential Assurance Co., Ltd	
{ Ordinary..
1 Group	
S Ordinary..
1 Group	
S Ordinary.
{ Group	
J Ordinary..
{ Group	
| Ordinary..
{ Group	
Prudential Insurance Co. of America..
Royal Insurance Co., Ltd	
Sovereign Life Assurance Co-
Standard Life Assurance Co....
S Ordinary..
1 Group	
| Ordinary..
{ Group	
f Ordinary...
\ Industrial.
t Group	
Sun Life Assurance Co. of Canada..
Travelers Insurance Co	
Western Life Assurance Co-
Totals	
Totals for 1945	
| Ordinary..
" \ Group	
| Ordinary...
1 Group	
J Ordinary...
I Group	
$72,810
56,881
756,357
93,852
693
924,134
14,010
110,488
571,219
33,564
760
28,318
559,808
191
37,678
387
61,365
390
30,496
276,803
56,351
1,298,405  |
43,988  |
570,572  j
6,388  |
1,012,473  |
286,310  |
68,178  |
4,063  |
935,607  |
1,856  |
1,598,932  [
1,409,360
93,422
348,246
145,423
5,475
1,888,557
8,393
34,256 |
73,965
110
371,571
1,034,427
6,103
43,241
899
29
131,732
5,469
103,873
231
971,444
625,249
10,490
104,560
105,675
97,039
Nil
1,998,676
463,493
190,543
62,217
50,227
$19,897,722
$18,034,285
$43
2,950
110,661
Nil
Nil
72,420
Nil
6,852
65,671
47,007
Nil
Nil
118,498
Nil
16,222
Nil
751
Nil
730
4,083
870
160,106
27,878
60,726
Nil
50,535
Nil
1,439
Nil
65,279
Nil
3,648
74,849
107,888
11,760
121,928
484,584
32,491
Nil
1,542
Nil
3,930
343,481
Nil
948
Nil
Nil
9,975
Nil
6,152
2,095
1,289
Nil
7,714
Nil
59,783
235,014
67,952
221,511
190,325
104
Nil
1,190
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$1,060
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$24,000
61,500
269,809
87,557
Nil
459,902
8,700
34,865
212,794
18,500
Nil
9,774
188,362
Nil
7,928
Nil
31,581
Nil
9,582
86,774
8,500
704,980
30,769
301,432
12,500
295,143
19,642
27,527
Nil
333,977
1,625
451,899
560,939
47,150
113,049
29,053
Nil
792,127
8,335
52,326
44,832
200
217,310
265,194
2,000
14,669
3,000
Nil
63,126  |
5,000  '
9,442
Nil
223,218
250,124
4,540
90,078
39,465
97,668
Nil
658,202
206,250
143,000
37,428
14,041
$2,802,374
$1,060
$7,691,388
$2,029,667
$216
$7,268,590
$9,045
7,000
268,394
994
Nil
224,965
Nil
41,491
79,921
Nil
40
1,628
108,502
Nil
3,854
Nil
7,818
Nil
5,064
56,022
6,523
403,485
646
175,172
Nil
230,758
86,698
10,378
120
212,738
Nil
436,799
390,390
37,472
108,424
11,337
154
681,937
104
7,182
18,680
Nil
142,422
273,302
Nil
18,287
Nil
Nil
6,874
Nil
12,187
Nil
218,312
237,280
5,193
17,716
25,619
9,370
Nil
561,777
156,357
56,596
Nil
4,443
Nil
$1,950
70,718
1,046
Nil
43,889
Nil
2,365
16,640
15,920
Nil
Nil
27,225
Nil
1,770
Nil
250
Nil
Nil
2,550
600
71,911
1,399
8,337
Nil
15,872
Nil
Nil
Nil
41,280
Nil
9,593
282
40,663
20,795
522
2,201
91,300
2,339
1,406
992
Nil
12,364
19,966
Nil
Nil
Nil
Nil
610
Nil
6,240  |
Nil      ]
5,127  |
Nil
2,454
Nil
16,232
101
217
182,977
10,854
1,444
Nil
119
$5,379,470
$752,520
$1
Nil
22,130
Nil
Nil
19,468
Nil
3,316
24,602
2,939
Nil
Nil
10,034
176
Nil
Nil
6
Nil
169
2,308
512
22,512
2,390
21,382
Nil
20,615
Nil
Nil
Nil
7,247
Nil
Nil
Nil
9,741
2,230
412
51,034
47,658
2,354
Nil
Nil
Nil
1,304
63,299
Nil
Nil
Nil
Nil
19,173
Nil
190
Nil
11
Nil
Nil
Nil
21,636
10,149
295
38,469
225,517
Nil
Nil
Nil
$1,701,521
4,137,300
21,394,426
3,652,256
32,070
31,746,540
891,300
3,451,448
22,458,261
2,009,500
32,190
2,309,306
17,239,355
Nil
1,240,130
51,500
1,852,114
32,500
898,466
9,670,530
1,683,853
48,171,440
3,679,772
19,239,174
824,500
37,700,240
11,353,263
4,127,912
51,500
24,873,900
37,000
56,260,391
31,725,396
4,658,700
14,152,441
5,526,214
370,460
58,394,848
1,261,981
1,716,477 ]
2,891,997  |
3,460  |
11,911,980  |
34,179,575 |
602,710  |
1,882,831
71,000
Nil
5,722,597
231,858
2,466,323
Nil
27,120,231
14,817,579
840,116
5,049,092
3,662,752
4,043,169
Nil
57,095,758
29,532,179
6,510,102
4,983,360
1,498,407
$857,356
70,000
4,662,676
48,000
Nil
6,092,742
201,000
763,011
4,608,876
898,855
14,800
105,762
4,140,853
Nil
219,250
Nil
353,485
Nil
44,451
1,905,573
359,173
5,893,775
16,000
2,259,834
55,500
8,480,804
1,684,439
278,000
94,750
4,394,302
Nil
8,816,171
2,500,924
146,200
2,246,363
1,160,006
Nil
9,400,466
59,100
Nil
358,252
Nil
1,745,800
4,721,986
Nil
27,000
Nil
1,947
1,379,663
325
866,053
26,000
4,048,745
953,311
28,286
497,981
1,027,780
567,070
Nil
10,700,178
610,550
1,324,600
954,750
390,842
I
$653,279
$665,727,251 I $103,636,616
$4,308,173
$719,130 |  $350,886
$617,519,768 | $67,502,415
$2,375,022
4,508,500
24,773,135
4,037,918
32,070
36,461,154
1,177,900
4,060,693
25,656,393
3,152,360
35,677
3,948,288
20,104,086
Nil
1,377,154
46,500
1,972,215
35,000
905,851
11,004,240
2,058,115
53,597,573
3,763,657
20,983,872
696,000
45,832,380
12,475,292
4,385,804
137,750
28,910,252
37,000
62,525,317
32,780,524
6,673,700
15,690,355
6,229,406
352,395
66,584,373
1,456,070
1,604,885
3,164,161
3,460
13,048,114
38,552,537
478,658
1,912,953
67,000
1,947
6,524,133
575,174
2,945,797
23,500
31,385,214
14,924,673
856,797
5,335,070
4,423,314
4,399,043
Nil
66,022,455
34,982,460
7,113,104
6,265,081
1,698,185
$757,141,706
$663,385,655
TABLE II.—LIFE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Premium Income,
Disbursements.
Amount in
Ordinary.
Industrial.
Group.
Total.
On Death or
Maturity.
Other Payments.
Total.
Force.
1942	
$13,222,000
13,820,000
14,981,000
16,396,000
18,799,000
$1,960,000
2,048,000
2,158,000
2,267,000
2,321,000
$947,000
1,064,000
1,262,000
1,401,000
1,581,000
$16,129,000
16,932,000
18,401,000
20,064,000
22,701,000
$5,446,000
5,789,000
6,763,000
7,269,000
7,691,000
$5,776,000
4,972,000
5,054,000
5,378,000
6,785,000
$11,222,000
10,761,000
11,817,000
12,647,000
14,476,000
$529,532,000
1943	
577,172,000
1944	
1945	
617,530,000
663,386,000
1946	
757,142,000 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 71
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1946.
(Figures shown in nearest dollar.)
Name of Insurer.
Net
Net
Premiums
Premiums
written.
earned.
(1.)
(2.)
$26,362
$24,927
89,106
74,159
21,282
12,744
88,398
75,210
15,677
22,039
6,890
4,617
4,960
5,211
34,464
31,024
23,430
18,073
29,762
23,938
29,393
22,419
46,743
35,237
6,813
2,510
20,419
18,249
95,670
75,426
4,079
3,456
6,764
4,496
15,529
11,846
46,760
36,009
2,480
2,606
19,486
17,288
20,744
20,629
52,335
39,804
6,200
6,515
8,091
11,058
13,829
18,155
17,277
15,505
13,541
8,770
28,365
22,508
18,262
11,227
13,511
11,263
47,290
38,779
2,480
2,606
26,251
21,461
13,640
14,332
8,853
9,751
9,657
6,137
41,301
29,679
23,577
18,399
39,911
21,279
28,658
23,214
35,107
18,700
16,397
17,836
12,322
11,345
11,058
7,264
9,796
8,739
3,357
2,556
7,890
766
42,889
33,540
1,361
1,760
8,787
8,308
54,862
35,523
75,143
68,272
1,240
1,177
24,223
22,193
22,110
18,716
59,583
37,794
35,898
33,606
40,081
34,356
21,948
17,242
7,130
3,723
65,086
53,969
24,232
19,597
59,937
37,043
14,844
11,390
4,845
4,439
$1,727,366
$1,382,409
Net Losses
incurred.
Ratio of
(3) to (2).
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of New York	
American Home Fire Assurance Co	
American Insurance Co	
Anglo-Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford	
Baloise Fire Insurance Co., Ltd	
Baltimore American Insurance Co. of New York.  (See note.)
Bankers and Shippers Insurance Co. of New York	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Bee Fire Insurance Company	
Boston Insurance Co	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Pacific Insurance Company	
British Traders Insurance Co., Ltd	
Buffalo Insurance Co	
Caledonian American Insurance Co	
Caledonian Insurance Co	
California Insurance Co	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Alliance Insurance Company	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co .....
Canadian Surety Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Central Union Insurance Co	
Century Insurance Co., Ltd	
Citizens Insurance Co. of Jersey City	
City of New York Insurance Co.    (See note.)	
Columbia Insurance Co. of New York	
Commerce Mutual Fire Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance of New York	
Connecticut Fire Insurance Co	
Consolidated Fire & Casualty Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Fire Co. of New York	
Eagle Star Insurance Co., Ltd	
Economical Mutual Fire Insurance Co	
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Co	
Equitable Fire & Marine Insurance Co	
Carried forward	
(3.)
$6,562
6,460
426
51,105
2,803
1,411
1,690
8,069
7,109
9,439
10,084
9,925
2,976
6,424
32,875
3,169
803
14,264
9,880
845
9,140
5,605
20,246
2,113
405
3,737
7,603
1,946
7,429
2,116
6,302
16,777
845
7,378
4,650
1,470
1,322
11,074
7,791
9,643
3,982
11,159
4,418
1,392
1,496
2,800
31
44
11,171
75
2,187
21,230
24,114
423
5,749
8,173
15,116
11,982
11,407
1,693
582
22,249
7,378
22,135
4,794
1,150
Per Cent.
26.32
7.36
3.34
67.95
12.72
30.56
32.43
26.01
39.34
39.43
44.98
28.17
118.56
35.20
43.60
91.70
17.86
120.33
27.44
32.42
62.87
27.17
60.86
32.43
3.66
20.58
49.04
22.19
33.01
18.85
55.95
43.26
32.42
34.38
32.44
15.08
21.54
37.31
42.34
45.31
17.15
59.67
24.77
12.27
20.59
32.04
1.21
5.74
33.31
4.26
26.32
59.76
35.32
35.93
25.90
43.67
39.99
35.65
33.20
9.82
15.63
41.22
37.65
59.75
42.09
25.91
$509,831 D 72
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1946—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward -	
Essex & Suffolk Equitable Insurance Society, Ltd	
Eureka Security Fire & Marine Insurance Co	
Excess Insurance Co., Ltd	
Federal Fire Insurance Co. of Canada .-	
Fidelity-Phenix Fire Insurance Co. of New York..	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
First National Insurance Co. of America.    (See note.)	
Fonciere Fire Insurance Co. of Paris, France	
Franklin Fire Insurance Co. of Philadelphia.    (See note.)
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corp., Ltd	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co.    (See note.)	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Grain Insurance and Guarantee Co	
Granite State Fire Insurance Co	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hanover Fire Insurance Co -	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co., Ltd	
Home Assurance Co. of Canada	
Home Fire & Marine Insurance Co. of California	
Home Insurance Co	
Homestead Fire Insurance Co.    (See note.)	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada	
Imperial Insurance Office	
Indiana Lumbermen's Mutual Insurance Co	
Insurance Co. of North America	
Jersey Insurance Co. of New York	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co -	
Local Government Guarantee Society, Ltd.    (See note.)....
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada	
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co..Ltd	
Lumbermen's Insurance Co	
Lumbermen's Mutual Insurance Co	
Lumber Mutual Fire Insurance Co. of Boston, Mass	
Marine Insurance Co., Ltd	
Maryland Insurance Co	
Mercantile Insurance Co	
Merchants & Manufacturers Insurance Co	
Merchar ts Fire Assurance Corporation of New York	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Metropo'itan Casualty Insurance Co	
Carried forward	
(1.)
$1,727,366
4,336
11,071
15,378
48,883
55,141
16,764
40,267
87,804
26,313
— 12,395
4,247
8,049
21,910
117,867
3,068
2,650
44,084
12,245
84,369
1,009
7,388
53,006
137,907
22,727
24,126
117,021
12,095
31,566
77,510
7,034
98,853
16,261
186,447
15,322
17,575
8,399
12,607
6,872
111,205
13,046
45,969
67,635
114,212
19,591
23,024
12,419
130,898
3,924
7,650
78,558
6,834
17,575
86,414
7,493
6,168
— 5,986
16,794
13,031
40,407
12,103
13,845
20,072
(2.)
$1,382,409
3,844
2,764
10,469
41,806
32,938
17,245
28,639
65,679
20,276
— 193
2,307
5,371
12,951
103,973
2,647
2,020
41,675
10,950
44,550
1,064
696
37,719
107,872
14,696
19,431
185,331
10,287
35,578
67,521
3,570
76,510
20,872
171,373
13,701
16,617
4,168
11,721
6,617
65,054
13,704
38,200
59,669
91,720
17,519
22,272
10,837
106,486
3,203
9,029
59,432
4,238
16,617
61,760
5,785
4,962
679
16,767
12,500
32,831
8,864
13,245
17,288
(3.)
$509,831
1,301
1,521
6,502
16,490
6,050
2,327
11,594
56,144
12,172
683
2,098
1,687
18,678
1,195
1,830
15,395
3,500
19,289
1,225
12,702
24,709
4,102
7,910
34,160
4,133
3,636
8,962
9,944
31,731
6,121
31,307
4,379
4,375
3,015
2,998
294
16,193
4,104
33,580
18,467
25,637
5,600
1,269
3,970
31,799
7,001
8,410
22,977
2,652
4,375
12,967
369
325
4,133
6,492
15,430
5,424
1,722
18,150
Per Cent.
1,036,023
$3,330,325
$1,135,036
33.84
55.01
62.10
39.44
18.37
13.49
40.48
85.48
60.03
29.58
39.06
13.03
17.96
45.15
90.59
36.94
31.96
43.30
176.01
33.68
22.92
27.91
40.71
18.43
40.17
10.22
13.20
279.95
41.47
29.32
18.26
31.96
26.32
72.34
25.58
4.44
24.89
29.95
87.91
30.95
27.94
31.97
5.70
37.56
29.86
218.58
93.14
38.66
62.57
26.32
20.99
6.38
6.54
24.65
51.94
47.43
61.19
13.00
104.99 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 73
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1946—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward J ...
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa .'.	
Milwaukee Mechanics' Insurance Co	
Monument Insurance Company, Ltd	
Motor Union Insurance Co., Ltd	
Mutual Fire Insurance Co. of British Columbia	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Liberty Insurance Co. of America.    (See note.)..
National Liverpool Insurance Co	
National Provincial Insurance Co., Ltd	
National Retailers Mutual Insurance Co ,	
National Union Fire Insurance Co. of Pittsburgh, Pa	
Newark Fire Insurance Co	
New Brunswick Fire Insurance Co.    (See note.)	
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co .	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd ,	
Pennsylvania Lumbermen's Mutual Fire Insurance Co	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Pioneer Insurance Co	
Planet Assurance Co., Ltd	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Plate Glass & General Ins. Co. of Canada.    (See
note.)	
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Security National Insurance Co	
Sentinel Fire Insurance Co	
Sointula Mutual Fire Association	
South British Insurance Company, Ltd	
Carried forward	
(i.)
1,036,023
14,520
41,028
7,092
286,546
12,816
6,161
40,400
36,675
14,022
10,565
53,558
9,796
6,161
2,985
5,787
10,534
3,630
21,992
12,322
36,859
40,811
52,298
17,575
31,424
165,121
15,332
4,960
76,103
16,095
13,640
61,989
18,252
23,255
14,879
12,598
70,653
7,477
21,083
167,122
58,956
8,618
11,496
19,694
31,211
117,260
23,334
44,078
66,850
12,106
12,213
62,522
156,153
8,581
35,977
59,576
12,633
14,213
10,534
37,453
15,032
14,518
3,457
3,630
20,701
(2.)
$3,330,325
12,172
27,191
4,648
214,558
12,259
5,672
38,845
35,796
11,336
5,930
50,716
8,760
5,672
2,993
4,243
9,117
3,043
15,810
11,694
29,146
28,661
37,498
18,617
21,777
128,338
11,417
5,211
64,403
11,584
14,332
57,949
14,914
24,425
15,635
12,548
56,146
5,674
33,612
142,699
54,229
7,708
9,378
14,804
31,986
86,644
19,413
39,480
50,777
9,304
11,190
47,796
140,098
5,282
28,782
47,031
8,784
12,162
8,110
25,390
14,712
9,315
3,415
3,043
16,408
$6,360,935
$5,250,607
(3.)
$1,135,036
5,211
9,339
303
188,864
6,266
696
10,671
3,963
440
3,647
17,349
2,800
696
87
232
3,011
1,303
2,402
3,674
11,445
3,339
7,546
4,375
14,872
31,106
2,348
1,690
19,949
5,169
4,650
11,689
3,927
7,316
5,071
5,710
19,624
7,477
11,182
52,559
12,558
2,463
5,178
6,071
8,319
21,531
3,637
12,591
13,054
2,474
2,899
7,718
98,810
7,978
10,184
17,059
5,973
7,736
4,308
15,993
13,909
5,227
934
1,303
8,554
Per Cent.
$1,923,485
42.81
34.35
6.51
88.02
51.03
12.27
27.47
11.07
3.88
61.50
34.20
81.96
12.27
3.20
5.46
33.03
42.82
15.19
31.42
39.27
11.65
20.12
26.32
68.29
24.24
20.67
32.43
30.98
44.62
32.44
20.17
26.33
29.95
32.43
45.50
34.95
131.76
83.27
36.83
23.16
31.95
55.21
41.01
26.01
24.85
18.73
31.89
25.70
26.59
25.91
16.14
70.53
151.04
35.00
36.27
68.00
63.61
53.12
62.99
94.54
56.11
27.36
42.82
52.10 D 74
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND
LOSSES FOR 1946—C
Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)
$6,360,935
10,674
175,175
38,133
6,161
70,251
13,948
19,290
98,915
23,559
28,899
48,625
17,575
(2.)
$5,250,607
8,304
140,743
30,119
5,672
59,001
7,797
15,055
85,361
24,755
16,981
38,585
16,617
(3.)
$1,923,485
2,015
65,196
16,775
696
23,169
12,003
6,375
12,543
8,032
7,223
12,735
4,375
Per Cent.
24.26
46.32
55.69
12.27
39.30
153.94
42.34
14.69
32.44
42.54
33.01
26.32
8,787
18,271
78,698
8,308
15,090
68,722
182
79,718
134,484
27,439
17,220
17,097
11,781
2,187
138
3,279
26.32
0.90
4.77
105,894
166,839
33,900
25,323
15,931
11,272
29,185
27,991
13,566
4,285
1,103
6,684
36.61
20.81
49.44
24.88
6.45
56.73
35,180
9,155
39,439
28,087
6,456
23,177
20,384
3,833
6,859
72.57
59.37
29.59
Totals            	
$7,460,829
$6,137,358
$2,214,115
36.06
Totals for 1945	
$5,823,452
$5,479,058
$2,685,710
49.01
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are included
in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers.
Reciprocal Exchanges.
Name of Exchange.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Affiliated Underwriters	
American Exchange Underwriters	
Canadian Reciprocal Underwriters	
Canners Exchange Subscribers at Warner Inter Insurance Bureau .....
Fireproof Sprinklered Underwriters	
Individual Underwriters	
Lumbermen's Underwriting Alliance	
Metropolitan Inter-Insurers	
New York Reciprocal Underwriters	
Underwriters Exehangs	
Totals	
Totals for 1945	
Cl.)
$24,641
6,236
2,325
4,667
335
7,253
22,438
1,306
8,240
2,371
$79,812
$56,209
(2.)
$14,754
5,823
2,406
5,612
357
7,636
19,192
952
9,494
3,380
$69,606
$49,348
(3.)
$482
271
82
375
289
423
225
$2,147
Per Cent.
3.27
4.65
3.4077
4.92
1.506
4.46
6.65
$17
TABLE IV.—FIRE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1942                            	
$4,378,000
4,953,000
5,734,000
5,823,000
7,335,000
$4,007,000
4,414,000
5,137,000
5,479,000
6,058,000
$1,801,000
1,945,000
2,096,000
2,686.000
2,185,000
Per Cent.
44 94
1943                          	
44 06
1944      ...               	
40.79
1945        '                   	
49 01
1946                            	
36.06 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 75
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1946.
(Figures shown in nearest dollar.)
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Aetna Casualty & Surety Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Automobile Fire Insurance Co	
American Automobile Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of New York	
Anglo-Scottish Insurance Co., Ltd	
Arex Indemnity Company	
Atlas Assurance Co., Ltd	
Bankers & Traders Insurance Co., Ltd	
British American Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Caledonian Insurance Co	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co. (See note.)..
Century Insurance Co., Ltd	
Commerce Mutual Fire Insurance Co	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Fire Co. of New York	
Economical Mutual Fire Insurance Co	
Employers Liability Assurance Corporation, Ltd	
Eureka-Security Fire & Marine Insurance Co	
Federal Fire Insurance Co	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Fire Insurance Co. of New York	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First National Insurance Co. of America.     (See note.)	
Franklin Fire Insurance Co. of Philadelphia.     (See note.)
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corporation, Ltd	
General Casualty Co. of America	
General Exchange Insurance Corporation	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co.     (See note.)	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
(1.)
(2.)
Carried forward..
$11
189
27,166
60,297
9
11,253
2,293
7,489
124,123
64,412
26,086
36,581
10,498
14,319
4,883
28,065
4,850
3,444
30,181
27,107
34,364
28,793
37,036
1,452
46,238
4,555
64,768
11,579
1,163
128,379
17,059
2,394
693
12,134
6,195
66,889
739
5,294
26,559
280
28,564
1,986
2,089
25,763
11,976
113,460
15,204
51,405
456
36,019
40,202
44.341
3,051
1,697
8,233
$6
159
25,797
52,907
54
9,724
2,320
6,923
106,575
57,832
22,176
30,354
9,397
13,865
3,573
23,438
4,044
3.625
27,013
28,663
30,179
25,706
33.557
1,384
40,008
4,017
54,172
9,977
985
111,921
15,315
2,457
708
11,894
5,281
56,495
528
5,145
25,742
289
24,153
1,828
3,780
22,991
13,608
108,380
8,662
47,502
562
24.988
35.730
31,736
2,640
1,420
4,202
$1,364,265
$1,196,387
(3.)
$62
10,533
43,037
3,725
2,459
2,654
61,669
40,947
9,025
32,356
4,934
23,123
1,521
13,997
710
1,559
14,187
17,439
16,918
16,510
12,350
374
21,810
— 573
31,772
3,725
375
68,124
8,020
1,530
105
3,852
2,840
23,029
765
2,402
9,543
37
17,375
1,654
2,515
14,718
8.505
39,244
6,988
24,212
37,629
21,023
24,338
146
556
1,546
$707,894
Per Cent.
38.99
4Q.83
81.34
38.31
106.02
39.78
57.85
70.80
40.70
106.60
52.50
166.77
42.57
59.72
17.56
43.01
52.52
60.84
56.06
64.23
36.80
27.22
54.51
58.65
37.34
38.07
60.87
52.38
62.27
14.82
32.38
53.78
40.76
144.87
46 69
317 "7
12.90
71.94
90.48
66.53
64.02
62.50
36.02
80.67
50.97
150.59
58.84
76.69
5.53
39.15
36.79 D 76
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Insurance Co	
Homestead Fire Insurance Co.     (See note.)	
Hudson Bay Insurance Co.     (See note.)	
Imperial Guarantee & Accident Ins. Co. of Canada	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Indiana Lumbermen's Mutual Insurance Co.	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & County Insurance Co., Ltd	
London & Edinburgh Insurance Co., Ltd	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine-General Insurance Co., Ltd....
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co ...
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Metropolitan Casualty Insurance Co	
Michigan Fire & Marine Insurance Co	
Milwaukee Mechanics' Insurance Co	
Monument Insurance Co., Ltd	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Liberty Insurance Co. of America.     (See note.)
National Retailers Mutual Insurance Company	
National Union Fire Insurance Co. of Pittsburgh, Pa	
Newark Fire Insurance Co	
New England Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Ohio Fire Indemnity Company	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Pioneer Insurance Co.     (See note.)	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Carried forward..
(1.)
$1,364,265
334,576
46,960
77,726
1,030
39,245
5.501
117,315
12,968
5,622
9,375
1,101
127
16,794
21,638
608
22.133
4,395
10.336
3.062
65,946
14,696
9,273
886
8.231
34,369
189,476
6,326
9,219
1,819
8,572
3,044
2.666
159,702
5,599
41.771
1,030
5,474
732
403
3,919
641
45,850
11,482
22,526
99,098
72
36,916
2.016
59,050
7,786
3,410
10,927
6,561
5,375
15.981
112,133
53
37,835
1,145,542
(2.)
$1,196,387
282,127
41,892
78,778
891
32.613
4,779
111.821
12,034
4,675
9,330
905
77
14,755
18,551
576
19,661
3,904
10,057
477
59.290
14,971
8,777
810
7,595
29,597
157,603
5,048
8.195
2.202
7.564
2,817
2.810
139.924
5,083
35,450
871
4,792
701
457
3,482
701
33,242
10,395
18,623
87,776
90
32,369
1,920
52.817
7,415
1,705
9,469
5,876
4,103
15,826
106,564
279
34,901
$2,766,400
(3.)
$707,894
166,299
23,152
60,991
225
13,612
2,764
50,474
7,575
1,802
4,413
107
9,785
19,184
17
9,735
1,909
1,618
945
23.660
— 8,038
5,806
2.059
2,043
16.166
121,269
3,868
3,131
1,222
—2,591
1,117
1,350
104,472
1,616
12.950
225
3,933
65
23
2,277
338
20,928
6.350
6.985
58,047
29,181
1.651
27.754
2,232
2,048
3,348
3.082
3.159
3.870
75,783
364
28,046
Per Cent.
$1,662,190
58.94
55.27
77.42
25.25
41.74
57.84
45.14
62.94
38.55
47.30
11.82
66.32
103.41
2.95
49.51
48.90
16.09
198.18
39.74
59.09
254.20
26.90
54.62
76.94
66.60
38.21
55.49
— 34.25
39.00
48.04
74,66
31.79
36.52
25.82
82.07
9.30
5.03
65.39
48.22
62.96
61.09
37.51
66.13
90.15
85.98
52.54
30.11
120.14
35.36
52.45
77.00
24.45
71.11
130.47
80.36 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 77
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)
$3,145,542
28,921
4,703
60,063
11,435
3,479
26,184
50,860
(2.)
$2,766,400
25,468
4,183
51,185
9,659
2,334
25,825
45,253
(3.)
$1,652,190
10,530
2,732
46,885
6,422
3,334
-,- - 13,723-
21,255
Per Cent.
41.35
65.31
91.59
Railway Passengers Assurance Co...	
66.49
142.83
■53.14
46.97
Royal Plate Glass & General Insurance Co. of Canada.
2,975
5,961
101,900
1,686
9,065
23,456
2,635
4,840
87,965
879
7,696
17,540
1,219
4,542
48,206
500
15,704
17,240
46.00
St. Paul Mercury Indemnity Co. of St. Paul	
94.00
54.80
56.88
204 05
98.29
      1	
3,751
22,453
19,098
10
23,558
1,999
12,152
7,873
3.241
24,575
18,124
12
21,032
1,831
10,118
7,047
1,242
11,816
3,146
38.32
48.08
17 36
Toronto General Insurance Co '.	
13,509
199
6,571
3,701
64.23
10.87
Travelers Indemnity Co	
64.94
52 51
Union Fire, Accident & General Insurance Co	
52,120
41,661
43,527
38,555
25,995
23,622
59.72
United British Insurance Co., Ltd.     (See note.)	
53
65,046
8,939
50
61,019
7,212
49,708
2,172
81.46
145,631
28,118
28.712
29,305
129,510
23,665
26,668
28,819
76,399
11,124
52,103
15,315
58 99
"Wellington Fire Insurance Co	
Western Assurance Co	
47.01
195.38
53.14
World Fire & Marine Insurance Co	
6,640
25,039
128,782
5.502     ■                2.689
48.87
22,338
111.781
12,249
115,459
54.83
Zurich General Accident & Liability Insurance Co., Ltd	
103.29
$4,127,170
$3,636,488
$2,271,501
62.47
Totals for 1945	
$3,116,017
$2,£(38,455
$1,804,848
61.44
Note.—The entire business of this Insurer has been
in the foregoing table, and the figures in the latter case
reinsured by or
ire included in
e or more Insu
the figures for
rers whose nam
that Insurer or
as are included
Insurers.
RECIPROCAL
Exchanges.
Name of Exchange.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Affiliated Underwriters	
(1.)
$888
(2.)
$819
(3.)          j    PerCent.
$318    |          38.77
1
TABLE VI.—AUTOMOBILE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1942              	
$2,639,000
2,545,000
2,736,000
3,116,000
4,067,000
$2,792,000
2,585,000
2,662,000
2,938,000
8,636,000
$1,154,000
1,139,000
1,232,000
1,805,000
2,272,000
Per Cent.
41.31
1943                        	
44.02
1944                              ■_	
46.27
1945                       ___.	
61.44
1946                        	
62.47 D 78
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1946.
(Figures shown in nearest dollar.)
ACCIDENT AND SICKNESS INSURANCE.
Name of Insurer.
Accident Insukance.
Net Premiums
written.
Net Losses
incurred.
Sickness Insurance.
Net Premiums
written.
Net Losses
incurred.
Aetna Life Insurance Co	
Alliance Assurance Co., Ltd	
Anglo-Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Aviation & General Insurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
British Pacific Insurance Co	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Century Indemnity Company	
Century Insurance Co., Ltd	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Confederation Life Association	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corp. of Canada	
Federal Fire Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corpn., Ltd....
General Casualty Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co.	
Great West Life Assurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insur. Co. of Canada....
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada.
London & Provincial Marine & General Insur. Co., Ltd
Carried forward.	
* Accident and sickness.
$251
♦23,367
535
5
1-4
4,959
4,917
3,111
9,681
1,899
1,579
*1,171
3,801
180
344
2,452
25
*30
692
18
4,716
62
5,776
*42,788
38,255
4,831
*10,007
33
63,927
*375
22,409
*5,890
3,705
245
210
141
4,594
*1,697
1,360
3,008
1,685
354
118
*10,469
7,404
2
3,725
610
1,280
513
*7,375
2,710
•264
787
6,677
1,067
315
187
3,536
972
*29
$323,129
$80
17,544
267
4,100
1,186
841
2,259
300
203
926
4
16
547
4,753
2,123
•20,678
18,107
4,414
•5,140
37,654
•753
10,192
1,484
233
27
1,234
•67
356
958
816
•6,833
5,169
1,280
— 25
450
6,379
407
•43
7
637
1,029
118
111
505
$160,362
$4,201
2,164
6,353
1,798
25
793
391
2,523
29,369
1,399
129,134
10,075
879
32
2,740
685
926
2,073
682
88
667
149
51
174
450
103
1,435
$200,948
$2,126
1,298
3,642
—4
235
206
8,429
87
37,571
7,937
132
1,573
-96
842
566
13
418
40
525
$66,694 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 79
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Insurer.
Accident Insurance.
Net Premiums     Net Losses
written. incurred.
Sickness Insurance.
Net Premiums    Net Losses
written. incurred.
Brought forward..
London & Scottish Assurance Corporation, Ltd..
London Assurance	
London Guarantee & Accident Co., Ltd	
London Life Insurance Co	
Loyal Protective Life Insurance Co	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
Metropolitan Life Insurance Co	
Motor Union Insurance Co., Ltd	
Mutual Benefit Health & Accident Association-
Mutual Life Assurance Co. of Canada	
North British & Mercantile Insurance Co., Ltd..
Northwest Casualty Co	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Life Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd..
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Protective Association of Canada	
Prudential Assurance Co., Ltd..
Prudential Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Saskatchewan Mutual Fire Insurance Co...
Scottish Metropolitan Assurance Co., Ltd..
South British Insurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd..
United States Fidelity & Guaranty Co	
Wawanesa Mutual Insurance Co	
Wellington Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co	
World Marine & General Insurance Co., Ltd..
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insur. Co., Ltd..
Totals	
Totals for 1945	
$323,129
10
119
8,019
•110,602
•30,105
5,674
•62
228
281
•78,760
10,930
144
•350,181
•11,804
2,725
•21,113
1,489
131
2,252
160
•5,812
346
8,210
410
1,275
•24,998
56
574
350
1,969
180
1,630
1,336
265
4,138
2,006
•270,197
58,763
471
5,942
712
481
121
4,587
101
•72
77
•2,197
2,690
1,551
•44,892
$1,265,029
$160,362
7,352
♦67,933
•8,350
2,765
47
26,995
4,337
•162,215
•3,421
750
•11,098
132
—20
♦3,146
39
2,347
195
1,085
♦22,833
75
6
11
459
772
260
490
1,097
448
♦181,825
12,089
—270
1,518
200
46
—45
—7,189
54,873
948
•28,250
$1,404,327 [   $762,359
$843,247
$200,948
25
3,901
3,716
823
586
17
18
1,611
1,329
203
564
877
524
649
$229,004
$232,916
$66,694
3.291
1.585
591
33
1,143
751
473
200
193
4,901
162
5,523
116
140
3,380
68
3,350
2,141
$85,450
$108,137
♦ Accident and sickness.
AIRCRAFT AND PLATE-GLASS INSURANCE.
Name of Insurer.
Aircraft Insurance.
Plate-glass Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$402
	
	
$126    1
$402
$126 D 80
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
Name of Insurer.
Aircraft Insurance.
Net Premiums     Net Losses
written. incurred.
Plate-glass Insurance.
Net Premiums
written.
Net Losses
incurred.
$126
867
$354
601
22,879
448
873
1,042
158
580
15,827
50
460
709
457
1,260
960
438
558
2,585
1,068
589
488
155
328
2,949
1,263
989
4
228
859
183
131
520
17
2,189
176
371
528
181
1,365
142
1,030
503
470
305
1,124
419
3,178
191
176
1,066
697
186
764
372
92
326
25
1,725
7
610
1,575
1,209
1,222
1,180
468
345
t61
892
841
236
109
330
225
662
77
1,171
40
377
41
1,708
42
62
206
1,459
428
1,055
75
618
10
Brought forward -	
Automobile Insurance Co. of Hartford	
Aviation & General Insurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Columbia Plate Glass Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co ,
. Canadian Alliance Insurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Casualty Co., of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Continental Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star Insurance Co., Ltd	
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fire Association of Philadelphia	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Co., Ltd	
General Casualty Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co	
Great American Insurance Co.	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Co	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Company of North America	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd.	
Legal & General Insurance Society, Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & General Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co 	
Motor Union Insurance Co., Ltd	
Carried forward	
$402
402
272
21,985
321
184
259
402
$17,857
$25,222
$17,676
$60,532
$35,513 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 81
TABLE VIL—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
*
Aircraft Insurance.
Plate-glass Insurance.
Name of Insurer.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
1
$25,222
$17,676
$60,532
$35,513
National Provincial Insurance Co., Ltd	
1,318
507
403
377
102
206
351
573
780
108
1,002
1,191
243
231
574
212
134
2,158
1,081
4,348
402
201
636
724
275
271
660
375
1,010
143
350
402
222
1
5
301
126
1,031
6
457
301
259
161
84
259
1,727
243
459
171
1,856
346
259
134
310
437
199
|                 248
84
13
7
11
134
144
479
113
Zurich General Accident & Liability Insurance Co., Ltd...
Totals	
$32,316
$19,834
$73,347
|_        $55,381
Totals for 1945	
$23,106
$1,747
$55,364
$58,213
1
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE.
Name of Insurer.
Employers' Liability
Insurance.
Net Premiums     Net Losses
written. incurred.
Alliance Assurance Co., Ltd	
Anglo Scottish Insurance Co., Ltd	
Arex Indemnity Co	
Atlas Assurance Co., Ltd	
British America Assurance Co	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co,
Canada Accident & Fire Assurance Co....
Carried forward	
$108
1,900
—50
251
36
26
33
9
32
Public-liability
Insurance.
Net Premiums     Net Losses
written. incurred.
— $105
35
4
$2,345
$163
7,763
414
1,236
3,726
3,487
1,275
5,731
$20,629
$13,423
48,766
1,090
605
117
794
$64,795 D 82
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued.
Name of Insurer.
Employers' Liability
Insurance.
Net Premiums     Net Losses
written. incurred.
Public-liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward..
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corpn., Ltd	
General Casualty Co. of America	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co....	
Great American Indemnity Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insur. Co. of Canada	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada-
London & Provincial Marine & General Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guaranteed Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
Motor Union Insurance Co., Ltd	
New Zealand Insurance Co., Ltd	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Indemnity Co	
Pacific Indemnity Company	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Plate Glass and General Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Metropolitan Assurance Co., Ltd	
South British Insurance Co., Ltd	
Carried forward..
$2,345
1,532
5,912
291
3
25
25
3,446
5
1,867
29
292
1.831
171
2.337
832
1,209
18
6,800
70
511
83
2,019
538
15
92
907
23
1,056
94
4
245
23
313
1,714
11
116
25
34
860
10,472
148
158
787
67
-$66
672
970
987
44
3,436
2
4.865
1,000
74
104
10
571
311
111
607
152
23
277
811
31
72
947
$49,258
$21,843
$20,629
296
211
27,139
311
44,052
6,279
167
968
7
1,799
31,840
1,511
257
3,763
10
6,299
8
16,941
257
3,044
12,020
4,133
13,568
8,529
2,873
538
25
37,297
481
5,465
1,084
168
22,771
1,582
12,758
94
986
5,970
39
749
704
6,024
18
38
2,791
324
641
793
3,345
3,290
306
8,998
2,058
3,288
6,805
2,035
3,150
2,843
936
6,615
8,322
156
249
$360,647
$64,795
50
16,737
100
10,724
2,017
-2,100
6,536
13
10
-1,806
747
9,354
11
39
9,762
4,590
9,668
—756
529
7,328
35
—138
17,067
80
3,890
—84
1,556
, 133
458
—1,022
345
790
1,111
57
1,107
3,209
1,452
5,156
81
327
—718
$174,141 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 83
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued.
Employers' Liability
Insurance.
Public-liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$49,258
7
1,253
$21,843
$360,647
528
22,205
491
1,265
1,097
30,437
431
7,148
3
257
1,254
$174,141
116
550
13,694
91
129
5
4,050
1,939
568
—58
651
143
204
11,710
60
11
1
339
1,004
245
1,284
7,969
120
5
645
2,209
Zurich General Accident & Liability Insurance Co., Ltd	
12.327
Totals -	
Totals for 1945	
$54,440
$52,048
$21,843
$14,826
$435,261
$396,365
$218,529
$118,484
GUARANTEE AND THEFT INSURANCE.
Name of Insurer.
Guarantee Insurance.
Net Premiums
written.
Net Losses
incurred.
Theft Insurance.
Net Premiums
written.
Net Losses
incurred.
Aetna Casualty & Surety Co	
Alliance Assurance Co., Ltd	
Anglo-Scottish Insurance Co., Ltd	
Arex Indemnity Company	
Atlas Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
British Pacific Insurance Co	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co...,	
Canadian Indemnity Co	
Canadian Surety Co	
Casualty Co. of Canada	
Century Indemnity Co	
Century Insurance Co., Ltd	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corporation, Ltd	
Federal Fire Insurance Co. of Canada	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corpn., Ltd.
General Casualty Co. of America	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Grain Insurance & Guarantee Co	
Great American Indemnity Co	
Guarantee Co. of North America	
Guardian Assurance Co., Ltd	
Carried forward	
$3
151
1,801
1,127
240
518
5,216
19,469
1,140
18,793
42,087
265
6
1,349
14,434
2,921
9,623
10
3,517
5,128
604
986
188
95
1,116
1,272
$710
—12
4,679
—567
7,977
—6,158
3,553
—125
$132,059
$10,343
570    |
2,040
899
1,447
362
49
1,994
696
2,465
12,778
679
17,151
3,702
1,412
1,027
25,492
317
197
284
2,580
27
5,442
197
3,661
3,450
980
12,603
4,296
6,899
5
1,319
1,252
$221
312
205
1,175
982
916
5,575
169
4,718
1,684
1,023
225
10,704
3,626
1,407
3,854
1,834
84
2,236
665
3,931
285
332
$116,310     | $46,171 D 84
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
GUARANTEE AND THEFT INSURANCE—Continued.
Name of Insurer.
Guarantee Insurance.
Net Premiums     Net Losses
written. incurred.
Theft Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co...	
Imperial Guarantee & Accident Insur. Co. of Canada	
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Company of N. America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co	
London & Lancashire Guar. & Accident Co. of Canada	
London & Provincial Marine and General Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan Casualty Insurance Co	
New Zealand Insurance Co., Ltd.....	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Indemnity Co	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Prudential Assurance Co., Ltd	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Plate Glass & General Insurance Co. of Canada	
Scottish Canadian Assurance Corp	
Scottish Metropolitan Assurance Co., Ltd	
South British Insurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd.....	
United States Fidelity & Guaranty Co	
Wawanesa Mutual Insurance Co ,
Wellington Fire Insurance Co	
Western Assurance Co _,	
Western Union Insurance Co ,
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd...
Totals	
Totals for 1945	
$132,059
16,385
949
95
1,755
271
9,095
4,617
792
2,939
232
—315
531
424
444
1,709
1,117
2,742
727
60
405
40
2.27S
1,688
15,930
2,106
613
10,145
1,874
134
$214,242
$10,343
250
—7
—735
150
—52
!,218
80
—191
1,000
—359
$10,933
$138,612 |    $19,303
 I
$116,310
15,208
7
4,705
5,115
470
121
16,467
758
10,967
477
4,083
28
40
564
7,947
15
1,185
1,486
1,430
1,437
2,063
2,309
198
2,809
3,973
949
1,640
952
2,039
797
415
1,720
3,957
722
10,454
10,838
7,923
1,115
2,903
801
197
729
5
303
2,037
2,200
$253,707
$204,409
$46,171
6,765
2,058
439
—4
4,403
2,294
3,709
73
1,924
98
4,102
10
377
957
— 880
35
1,127
484
108
475
263
222
—3
408
19
115
149
629
50
4,562
10,590
452
4,904
—12
4,539
22
371
6,101
$108,106
,962 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 85
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE.
Name of Insurer.
Inland-transportation
Insurance.
Net Premiums
written.
Net Losses
incurred.
Marine Insurance.
Net Premiums     Net Losses
written. incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co. of. New York	
American Equitable Assurance Co	
American Insurance Co	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford	
Baltimore American Insurance Co. of New York	
Bankers' & Shippers Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Boston Insurance Co	
British America Assurance Co	
British & Foreign Marine Insurance Co., Ltd	
British Aviation Insurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Law Insurance Co., Ltd	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Camden Fire Insurance Association	
Canada Accident and Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co....	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Canton Insurance Office, Ltd	
Central Manufacturers Mutual Insurance Co	
Century Insurance Co., Ltd	
Columbia Insurance Co. of N.Y	
Commerce Mutual Fire Insurance Co	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion of Canada General Insurance Co., Ltd	
Eagle Fire Company of New York	
Eagle Star Insurance Co., Ltd	
Economical Mutual Fire Insurance Co.... ,	
Economic Insurance Co., Ltd	
Employers' Liability Assurance Corporation, Ltd	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd	
Federal Fire Insurance Co	
Fidelity-Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
First American Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Assurance of Canada	
General Accident Fire & Life Assurance Corpn., Ltd.
General Insurance Co. of America	
General Security Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hanover Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Fire and Marine Insurance Co	
Carried forward	
$363
7,688
475
4,190
56
146
248
114
1,953
476
156
954
30
49
149
773
983
37
171
238
121
150
40
993
265
4
31
2
199
8
291
468
1,700
1,459
766
382
1,255
1,178
110
361
544
3,992
2,068
927
138
$36,918
$159
417
3,135
1
675
172
80
89
43
33
114
-1,178
—94
-379
-235
6
360
502
264
5
105
8
410
308
—33
$5,866
$14,421
9,779
789
19,109
3,616
212
4,777
4,660
5,334
540
34,914
81,160
167,294
58,536
8,207
85,398
16
190
$561,633
$6,959
3,981
22,252
137
19,722
8,099
1,177
1,656
2,048
1,504
15,432
—2
23,684
15,252
95,531
35,595
9,778
29,301
$292,106 D 86
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Net Premiums
written.
Net Losses
incurred.
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward..
Home Insurance Co	
Imperial Guarantee & Accident Insur. Co. of Canada	
Indemnity Marine Assurance Co., Ltd	
Insurance Co. of North America	
Jersey Insurance Co	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London and Lancashire Guar, and Accident Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & General Insur. Co., Ltd	
London & Scottish Insurance Corp	
London Assurance	
London Guarantee & Accident Co., Ltd	
Lumbermens Insurance Co	
Lumber Mutual Fire Insurance Co	
Marine Insurance Co., Ltd	
Maritime Insurance Co., Ltd	
Maryland Insurance Co	
Michigan Fire & Marine Insurance Co	
Milwaukee Mechanics Insurance Co	
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Liberty Insurance Co	
National Union Fire Insurance Co	
New Brunswick Fire Insurance Co	
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Indemnity	
Ohio Farmers Insurance Co	
Old Colony Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Coast Fishermen's Mutual Marine Insurance Co	
Pacific Fire Insurance Co	
Pearl Assurance Co., Ltd	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Planet Assurance Co., Ltd	
Providence Washington Insurance Co	
Prudential Assurance Co., Ltd	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union and National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Sentinel Fire Insurance Co	
South British Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Standard Insurance Co. of New York	
Standard Marine Insurance Co., Ltd	
Sun Insurance Office, Ltd	
Carried forward..
$36,918
10,111
5
8,889
304
206
478
1,851
1,811
1,208
1,601
6,757
1,558
21,563
683
566
26
131
808
163
33
242
244
420
—95
246
21
542
55
4,996
2,546
75
19,240
161
707
150
501
1,936
1,367
20,340
807
2,160
241
390
13,242
474
2,268
22
$5,866
3,539
3,174
88
21
235
909
531
492
2,392
247
4,711
13
1,169
106
—86
21
155
956
-1,952
59
3,145
—594
—20
26
8,861
65
250
62
2,098
$169,476
$36,687
$561,633
98,752
—673
20,972
11,154
70
1,761
44,270
189
8,542
29,783
1,875
15,097
266
2,389
45,823
474
5,586
— 5,051
61,233
19,611
96,498
1,418
34,029
49,737
10,003
19,775
41,340
$292,106
107,739
317
25,572
6,883
—69
7
-3,906
7,858
2,477
1,090
—67
7,271
— 1,429
21,332
43,662
50,512
1,000
— 2,201
15,730
3,840
8,810
17,438
$1,130,733
$605,990 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 87
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
INLAND-TRANSPORTATION AND MARINE  INSURANCE—Continued.
in lan&-tr an s portation
Insurance.
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$169,476
$36,687
■■ $1,130,733
46,317
$605,990
9,265
632
611
20
16,731
1,038
596
2,344
194
210
596
1,312
40
6,708
—46
1,156
10
3,276
318
107
502
21
282,300
16,550
11.943
74,548
82,757
66
5 002
16,984
107
236
11,943
26,274
5,034
11,085
Western Assurance Co	
2,871
—252
3,424
718
Totals 	
$200,508
$47,945
$1,603,780
$736,901
Totals for 1945	
$167,051
$92,732
$1,337,100
$659,489
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE.
Property-damage
Insurance.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$4
$2,550
6,027
4,266
$1,298
1,021
283
1,116
22
70
	
$40
57
14,984
1,157
784
152
242
49
1,250
782
79
318
433
4,420
2,199
2,283
112
1,179
6,111
2,635
387
8,614
236
960
226
3,899
44
445
18
4,439
3,476
134
5,334
3,290
366
51
206
104
827
1,101
507
50
395
3,801
8,222
5,837
1,082
4,584
1,906
287
3,689
1,642
$5,518
$477
$70,461
$45,626 D 88
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Brought forward..
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Indemnity Co	
Canadian Mercantile Insurance Co	
Canadian Surety Co	
Car & General Insurance Co., Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Insurance Co	
Central Union Insurance Co	
Century Insurance Co., Ltd	
Citizens Insurance Co. of New Jersey	
City of New York Insurance Co	
Columbia Insurance Go. of N.Y	
Commerce Mutual Fire Insurance Co	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co	
Continental Insurance Co '.	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Fire Co. of New York	
Eagle Star Insurance Co	
Economical Mutual Fire Insurance Co	
Employers' Liability Assurance Corporation, Ltd	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd	
Eureka-Security Fire & Marine Insurance Co	
Federal Fire Insurance Co. of Canada	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Co. of Ganada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
Franklin Fire Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd.
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Gore District Mutual Fire Insurance Co	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Insurance Co	
Hanover Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co ,
Home Assurance Co. of Canada	
Home Fire & Marine Insurance Co	
Home Insurance Co	
Homestead Fire Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Guarantee & Accident Insurance Co. of Canada....
Imperial Insurance Office	
Indemnity Marine Assurance Co., Ltd	
Indiana Lumbermen's Mutual Insurance Co	
Carried forward	
Property-damage
Insurance.
Net Premiums     Net Losses
written. incurred.
$5,518
950
71
490
46
846
6,478
111,362
1,171
2,562
42
482
547
660
2
236
$477
5,289
-28,230
Personal-property
Insurance.
Net Premiums
written.
-50
4
$133,631
-$22,454
$70,461
17,157
9,182
4,402
72
360
2,153
—42
850
7,384
12,101
3,911
1,418
1,162
18,557
491
2,888
530
8,718
-2,420
579
11,147
5,300
1,141
—498
6,982
3,845
42,302
86,457
2,296
14,131
1,367
8,147
10,600
3,872
22,872
1,334
3,551
7,744
20,463
508
$1,030,246
Net Losses
incurred.
$45,626
7,436
7,908
2,915
146
659
975
433
4,652
6,536
1,784
—29,355
2,171
11,306
9
1,234
288
1,876
1,307
306
5,125
1,313
779
320,274
2,939
522
21,055
48,647
742
7,788
442
6,186
7,801
553
16,043
271
2,591
2,845
6,009
2,377
$522,610 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 89
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Net Premiums
written.
Net Losses
incurred.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward	
Insurance Co. of North America	
Jersey Insurance Company	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal and General Assurance Society, Ltd	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & General Ins. Co., Ltd....
London & Scottish Assurance Corporation, Ltd	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumber Mutual Fire Insurance Co	
Lumbermens Insurance Co	
Lumbermens Mutual Casualty Co	
Lumbermens Mutual Insurance Co	
Marine Insurance Co., Ltd	
Maryland Insurance Co.	
Mercantile Insurance Co	
Merchants & Manufacturers Insurance Co	
Merchants Fire Assurance Corporation	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa	
Milwaukee Mechanics Insurance Co ...
Motor Union Insurance Co., Ltd	
Mutual Implement & Hardware Insurance Co	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Liberty Insurance Co. of America	
National Liverpool Insurance Co	
National Provincial Insurance Co., Ltd	
National Retailers Mutual Insurance Co	
National Security Insurance Co	
National Union Fire Insurance Co. of Pittsburgh	
Newark Fire Insurance Co	
New Brunswick Fire Insurance Co	
New England Fire Insurance Co	
New Hampshire Fire Insurance Co	
New York Underwriters Insurance Co	
New Zealand Insurance Co., Ltd	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North-West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Pennsylvania Lumbermens Mutual Fire Insurance Co.
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co ,
Carried forward	
$133,631 —$22,454
I
340     1        	
350
484
526
28
8,031
640
55
203
62
172
153
2
303
400
35
1,586
2
2
130
51
800
21
48
1,707
1,022
1,120
$153,248
—2,231
408
-$24,249
$1,030,246
78,701
3,904
13,566
9,183
100
32,231
2,361
918
4.736
1.464
8,513
5,997
72,618
1,388
15,370
1,499
5,915
3,433
5,812
1,700
5,049
41,430
14,328
457
759
435
1,077
6,960
990
10,008
28
18,073
25,590
5,049     |
58     I
-52
$1,435,734
$522,610
35,097
1,683
17
16,233
17,095
1,824
124
1,652
1,521
4,327
2,056
3,145
271
12,411
2,077
786
2,750
957
6,455
866
4,330
16,845
4,973
583
5,504
1,702
487
4,064
401
8,870
8,014
10,875
$746,986 D 90
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$153,248
—$24,249
$1,435,734
$746,986
131
136
83
25
2,895
6,726
8
44
2 483
23
30
6,973
641
147
118
3
25,114
637
6,102
1,125
8,370
11,958
11,133
331
3,295
368
430
2,903
5 408
817
3,781
89
332
40.256
7,728
38,980
9,446
160
1,615
9,344
63
982
731
3,644
37
667
21
13
214
149
463
64
1,499
786
18
50,972
4,225
26 733
365
1,544
4,514
2,135
14,037
45,687
6,084
46 830
1,933
4,604
1,814
650
2
155
30,132
5,101
8,868
2,596
1
469
627
393
141
5,383
2,437
52
11,520
636
5,384
11,844
423
2,681
334
247
555
141
311
2,437
5,362
54
328
100
1,519
5,168
1,380
15,998
895
712
8,348
$165,918
— $21,144
$1,777,715
$987,750
$156,095
$44,679
$1,236,742
1
$779,681
Brought forward	
Pioneer Insurance Co.	
Planet Assurance Co., Ltd	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd ,	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Rhode Island Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Plate Glass & General Insurance Co. of Canada....
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Saskatchewan Mutual Fire Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Security National Insurance Co	
Sentinel Fire Insurance Co	
South British Insurance Co., Ltd	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co.	
Standard Insurance Co. of N.Y	
State Assurance Co., Ltd	
Sun Insurance Office, Ltd ,	
Switzerland General Insurance Co., Ltd	
Toronto General Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United British Insurance Co., Ltd	
United Firemen's Insurance Co	
United Mutual Fire Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Urbaine Fire Insurance Co	
Utah Home Fire & Marine Insurance Co	
Wawanesa Mutual Insurance Co	
"Wellington Fire Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co	
Western Union Insurance Co	
Westminster Fire Office	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insurance Co., Ltd
Totals :	
Totals for 1945	 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 91
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
WEATHER AND MISCELLANEOUS INSURANCE.
Name of Insurer.
Weather Insurance.
Net Premiums
written.
Net Losses
incurred.
Miscellaneous
Insurance.
B.—Boiler and Machinery.
C—Credit.
H.—Hail.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums    Net Losses
written. incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Insurance Co	
Boiler Inspection & Insurance Co. of Canada	
British America Assurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Alliance Insurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co	
Canadian Mercantile Insurance Co	
City of New York Insurance Co	
Columbia Insurance Co. of New York	
Commercial Casualty Insurance Co	
Continental Insurance Co	
Eagle Fire Co. of New York	
Employers* Liability Assurance Corporation, Ltd...
Fidelity and Casualty Co. of N.Y	
Fidelity-Phenix Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Assurance Co. of Canada	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co	
Globe Indemnity Co. of Canada	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Halifax Insurance Company	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Accident & Indemnity	
Hartford Fire Insurance Co	
Hartford Steam Boiler Inspection & Insurance Co..
Home Fire & Marine Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Insurance Office -	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co	
Liberty Mutual Insurance Co	
Liverpool & London & Globe Insurance Co., Ltd..
London & Lancashire Insurance Co., Ltd	
London Guarantee Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Mercury Insurance Co	
Michigan Fire & Marine Insurance Co	
Milwaukee Mechanics Insurance Co	
Mutual Implement & Hardware Insurance Co	
National Fire Insurance Co. of Hartford	
New England Fire Insurance Co	
New York Underwriters Insurance Co	
Carried forward :	
$531
33
$26
252
46
298
627
1,658
39
339
$4,276
133
—1,200
S.L.        $3
H.      5,834
$6,335
S.L.
894
S.L.
S.L.      159
B.   110,128
S.L. 6
B.
440
B. 29
B.       1,116
B.—35,482    |
28,599
485
—800
S.L.
H.
742
200
S.L. 2
L.S.   2,200
S.L.
B.
2
91
H.
436
Hl
109
255
23
1,568
H.     8,069
$85,222
$46,303 D 92
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1946—Continued.
WEATHER AND MISCELLANEOUS INSURANCE—Continued.
Weather Insurance.
Miscellaneous
Insurance.
Name of Insurer.
B.—Boiler and Machinery.
C—Credit.
H.—Hail.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$4,276
— $689
$85,222              $46,303
S.L.          2
—2
B.       1,521
B.    54,526
12,000
—10
S.L.        36
B.             47
38
S.L.         96
10
H.          109
194
— 4
7
362
H.      3,708
6,590
S.L.       159
B.       1,215
	
-432
S.L.           2
S.L.            1
2
S.L.       484
—7
L.S.       476
Totals	
$4,669    |        —$1,118
$147,604
$65,087
Totals for 1945	
$514     1             $2,303
SI 55.247     I            SI 8 902 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1946.
D 93
TABLE VIIL—OTHER INSURANCE  (TABLE VII.)   SUMMARY.
(Figures shown in nearest thousand.)
Class of Insurance.
1942.
1943.
1944.
1945.
1946.
$836,000
397,000
105,000
13,000
119,000
159,000
1,953,000
1.008,000
517,000
529,000
173,000
29,000
280,000
105,000
189,000
79,000
120,000
45,000
164,000
71,000
$1,018,000
545,000
116,000
— 10,000
157,000
80,000
1,852,000
1,042,000
681,000
1,191,000
274,000
89,000
337,000
67,000
236,000
116,000
145,000
75,000
260,000
95,000
$1,222,000
746,000
126,000
17,000
144,000
62,000
1,528,000
562,000
865,000
491,000
387,000
— 17,000
382,000
107,000
207,000
91,000
197,000
84,000
396,000
75,000
$1,265,000
843,000
139,000
19,000
167,000
93,000
1,337,000
659,000
1,237,000
780,000
156,000
45,000
396,000
118,000
233,000
108,000
204,000
82,000
256,000
96,000
$1,404,327
L	
Guarantee, P	
L	
Inland-transportation, P	
L	
762,359
214,242
10,933
200,508
47,945
Marine, P	
„     L	
1,603,780
736,901
1,777,715
L.
987,750
165,918
L.
— 21,144
Public-liability, P	
435,261
L	
218,529
229,004
L.
85,450
Theft, P	
253,707
„     L	
108,106
312,376
L.    .
180,861
Total, P.
$4,455,000
2,435,000
$5,076,000
3,290,000
$5,454,000
2,218,000
$5,390,000
2,843,000
$6,596,838
L.
3,117,690
VICTOBIA,   B.C. :
Printed by Don McDiarmid, Printer to the King's Most Excellent Majesty.
1947.
1,715 547-3557 

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