Open Collections

BC Sessional Papers

PROVINCE OF BRITISH COLUMBIA Thirty-fifth Annual Report of the SUPERINTENDENT OF INSURANCE 1946 (Business… British Columbia. Legislative Assembly 1947

Item Metadata

Download

Media
bcsessional-1.0332439.pdf
Metadata
JSON: bcsessional-1.0332439.json
JSON-LD: bcsessional-1.0332439-ld.json
RDF/XML (Pretty): bcsessional-1.0332439-rdf.xml
RDF/JSON: bcsessional-1.0332439-rdf.json
Turtle: bcsessional-1.0332439-turtle.txt
N-Triples: bcsessional-1.0332439-rdf-ntriples.txt
Original Record: bcsessional-1.0332439-source.json
Full Text
bcsessional-1.0332439-fulltext.txt
Citation
bcsessional-1.0332439.ris

Full Text

 PROVINCE OF BRITISH COLUMBIA
Thirty-fifth Annual Report
of the
SUPERINTENDENT OF
INSURANCE
1946
(Business transacted in 1945)
PRINTED  BY
AUTHORITY  OF THE LEGISLATIVE ASSEMBLY.
VICTORIA,   B.C. :
Printed by Chaeles P. BaNfield, Printer to the King's Most Excellent Majesty.
1910.  To His Honour William Culham Woodward,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour :
The undersigned has the honour to present the Thirty-fifth Annual Keport of the
Superintendent of Insurance for the year ended December 31st, 1945.
GORDON S. WISMER,
Attorney-General.
Victoria, B.C., July 3rd, 1946. TABLE OF CONTENTS.
Page.
Report of Superintendent of Insurance     5
List as at June 30th, 1946—
Insurers licensed  7
Reciprocal Exchanges granted Permits  51
Underwriters' Agencies licensed  51
Names of Insurers and Fraternal Societies licensed since December 31st, 1945  51
Names of Insurers which have ceased Business in British Columbia since December
31st, 1945  51
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Company  52
British Pacific Insurance Company  53
Canadian Home Fire Assurance Company  54
Empire Life Insurance Company  55
High Court of the Canadian Order of Foresters  57
Home Assurance Company of Canada 58
Mutual Fire Insurance Company of British Coulmbia .  59
Pacific Coast Fishermen's Mutual Marine Insurance Company  60
Reliable Life Insurance Society  61
Royal Plate Glass and General Insurance Company of Canada  62
Saskatchewan Mutual Fire Insurance Company  63
Sointula Mutual Fire Insurance Association  64
Western Union Insurance Company  65
TABLES.
Life Insurance—
I. Business of 1945  67
II. Summary, 1941-45  68
Fire Insurance—
III. Business of 1945  69
IV. Summary, 1941-45  72
Automobile Insurance—
V. Business of 1945  73
VI. Summary, 1941-45  75
Miscellaneous Classes of Insurance—
VII. Business of 1945  76
VIII. Summary, 1941-45  91 REPORT of the SUPERINTENDENT OF
INSURANCE.
Department of Insurance,
Victoria, B.C., July 3rd, 1946.
The Honourable Gordon S. Wismer, K.C., M.L.A.,
Attorney-General, Victoria, B.C.
Sir,—Pursuant to the " Insurance Act," I beg to submit the Thirty-fifth Annual
Report of the Department of Insurance covering the year ended December 31st, 1945.
At that date 310 insurers were licensed under the Act to transact business. The
following summary indicates the origin of the insurers, how many held only Provincial
licences, and how many had Dominion registry in addition to a Provincial licence:—
Where incorporated.
Provincial
Licence.
Dominion
Registry.
Total.
6
7
3
1
15
65
70
2
1
5
2
1
4
128
6
22
65
73
2
1
5
3
1
4
128
Totals	
17
293
310
The comparative figures are for:—
1944	
15
15
288
293
803
1943	
298
The Aviation & General Insurance Company, Limited; the British Pacific Insurance Company; the Grain Insurance and Guarantee Company; the Pacific Coast
Fishermen's Mutual Marine Insurance Company; and the Rhode Island Insurance
Company are new insurers licensed during the year.
The High Court of the Canadian Order of Foresters, the Croatian Fraternal Union
of America, The Maccabees, and the Women's Benefit Association are new fraternal
societies licensed during the year; the total number of fraternal societies licensed
being seven at December 31st, 1945.
The Globe & Republic Insurance Company of America and the Yangtsze Insurance
Association, Limited, were insurers which ceased business in the Province during the
year.
A complete list of licensed insurers will be found on pages 7 to 50. A similar
list made up to December, 1945, was printed for circulation and published in The
British Columbia Gazette. For purposes of convenience the present list is made up to
June 30th, 1946, so that it includes insurers licensed since December 31st, 1945, and
shows the classes of insurance for which all insurers are now licensed. F 6
BRITISH COLUMBIA.
On analysis the list shows that 36 companies were licensed for life insurance, 236
for fire insurance, 180 for automobile insurance, and 78 for marine insurance. These
figures cover only the major classes of insurance, and it should be understood that the
same company may be licensed, for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set
forth at length on pages 52 to 65.
There are now nine underwriters' agencies licensed under the Act. The list
appears on page 51.
Ten reciprocal exchanges, listed at page 51, were granted permits under section
194 of the " Insurance Act."
Life insurance for the seventh consecutive year records a substantial increase in
premium income. The amount of life insurance in force in the Province exceeds 663
million dollars.    New business written during the year exceeded 67.5 million dollars.
Fire insurance figures show a steady gain in premiums written, but the loss ratio
increased from 40.79 per cent, in the preceding year to 49.01 per cent.
Automobile insurance premium incomes were considerably higher but the net losses
incurred increased by approximately $600,000. The loss ratio increased over the preceding year by 15.17 per cent.
The total amount of insurance premiums for miscellaneous insurance shows little
change, if any, over the preceding year with an increase in losses of more than $600,000.
The taxes collected on unlicensed insurance amounted to $19,128, which was a
decrease of $1,294 over the preceding year.
The total figures for licensed insurance agents and salesmen show a substantial
gain.
Licences issued to.
1945.
1944.
1943.
1942.
1941.
1,167
1,231
661
33
17
1,077
1,117
504
28
13
1,006
1,084
474
28
8
932
1,087
580
30
17
1,016
1,121
624
28
19
Totals	
3,109
2,739
2,600
2,646
2,808
Licences issued under the " Real-estate Agents' Licensing Act " showed a gain of
approximately 45 per cent. The total number of licences issued during 1943-44 was
1,122 as compared with 2,339 during the year 1945-46.
Licences issued to.
1945-46.
1944-45.
1943-44.
1942-43.
1941-42.
1,004
1,335
800
805
642
480
553
393
2,339
1,605
1,122
946
1,050
I have the honour to be,
Sir,
Your obdient servant,
S. W. TAYLOR,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 7
tH
ti
<
O
w
S
OJ
c
w ^
t-i    o
S   o*
^   I
Q   °
w a
% §
t—t      r
UI     03
«        ..
H    g-
« 3
& -§
O
H
VI
t *°
cj   o
f fe •** -3 i
I I S ** '
■3*1-r
r e. S p.*
;  rf  s-i  o  .
>  u ^
P. ft c
tH      -      ti
, °S m <
■     - q   v
1 d) to}*! l
fe ti
jig'
1    ft   53
T--)    OJ  -
*X> "^
0*   I-   fl   ,
)      fl      £      ^      '
n to S a
fl 3 o §
ce .5     .2
■3 B » h
b .is
o a g m
M o £ fl
to +3 a ""
5 3 x\   «
fe i  -s
2 -*o
1-6
•S bo
9  o
§1     fl
tf.ti-a a
l.'S
CJ   o
0)   ti
•3 1
.fe M
B 2 OJ
- £ a
>, a <n
S P» *
£ggl
l|o g
C ■- ■" n
— h tj a.
QJ    . 3 X
> s
S fs.g.
O  u   J)
X.C3
2 S
1   >,!>.& °
0"S  J.  c
fa* ca .fe
!**§>.■§
ifll
3   CU   Jj  +J
O JJ3 j
■S   3
O    CO •
®  a.
o    "*
c«|;r
b» 8 »
■2 ° tr
■r IK >.   L.
ofefeS.
£ a S »
o . o 3
■*-> « --> jyi
2 £ ft
■»§'S !
J   E   3
.   co  o
>^x
S b
> h
> 8 ft fe*-
1    tfl    « fc,    N
I   C 43 QJ   OJ
~ ft E
SI i
rt rt     O
"S it -s «
S^    "    «J
fe    1 -H
0     Zrj    O
O Qj" 3 OJ
*? 60 rt CJ
t. ctj    .3
Iiii
^    £     rt   —
£r*     °    Cl
"S'fe  O is
£ g,
eJ  be o  qj    •
|1 il
&      E S
O   )r   r    qj
S   O
§ OJ* 8 t» £
S S * .a -a
S**1 9 oj-o §
; ta § b a S
S ft "***
•= °-3 r? r?
ca  ca
ca ca
oi   -   O     -
1 s s **
' **" T)   co +»
3 o rt _o =^
J   CJ ^-5   R"
O   QJ
■43'-^
h ft
S^-S
>j° ID o
Sg E °
ft a
rt U 2
o o o ■'
IS ft *
o 5
M  3
S E
3 ^j '
•0 S
Si .9
. tr
CO    >. OJ   QJ
JJJJ fe   tJ
■2 „ 5 1
a  8 » E
Si
3   HO
B-T ■•*>
.  -r*    <0    O
-      fH      O      >1
c       to  o
3i!e
ma S ^
«5 w '
i*j     o«
2  QJ  th to
ft to j2   c
rt   cd 13 "T3
.   0 oj 5
QJ   >,   § 'u
S « « %
I   "fM  "tJ   r
! p *3
9
^ n ■
I 1>
ft *S
P £ o
m   qj O   c
>S S ft o
J    Of,
■51°!
■*3 - *i
^ 2 « b
QJ   S   C
S *J  rt  qj*
a. ^S
JB    it   r-,   ti
■p "3 ci-h
rt m P 2
g  a  fe  rt
5 h  & qj
-   6} co
"SI'S "S
cj ■—'«"« s.
9 ., S 3 «
J -h a £ .S o P o
3   Uv'-iiiS   O   -h
3 o o     w"!
bo fl g
J°ji"'
"•''Si
s
3 fe QJ TH
3 .fe fco ta 3
•r   ca   ca  o  gj
o/t «*
+J   J*i  3
_ c *? .„
■o ca i. qj %
fi ft £-£ s
" g » fe „
ft
..-•o-S
If .11
i **s s«
i a 1 ll
Ih   ca   •*    "   3
o 3  r.  to  ca
co    * 3   n   QJ
o   fl   O   si   bi
.2 rt    a
cm
to
1 o >.•
P ,rH ,1
*- S   QJ"5
j— ft S v
'8 ^c j ""1
ft  P- .
Ob 5: .
i      ^     -H      ti
■   M ft QJ T3
>,Ol   ft
g ft 3 p j-
a to a t- o
S rt s n m
i 1»-a 1
2 B ti qj
3-3   C   s"^   QJ
° s
'-" fell I
ca
3 S
.-■jSJi*.
<i     <!
1 a qj a a -fe
1 5 n 43 .a «
3
•8 g
< s
ca ^
B
>
> a
**>
rt       •*■*   to
rJ      J-      W   I—.
«   oj ^c
r.   A   £  "
_ E fe^
s  a
o   a
is    .«
n
1
x
'E
<l <
o
to QJ
CO U
< 8
T3 :_a
< 3 F 8
BRITISH COLUMBIA.
H
O
<
o
fl
w
H
w
«
Q
Q
H
H
O
«
«
fl
w
t—t
o
H
CO
hOJ.c,j.. cju>,2
°!«>"o -it
■s|pP.lJ»ll
rt *° « S Sfl-^'o °
i-        ii  u  »  B S  fc s
hOW?™*!***"?
•^-gflo?a'£S^
■2i;ijHci&::
x    S-l fe»"5 2.S
? 5 S
ft ~
<u     -a
IJ-sjff
™     QJ -.
J,jj3
; -tr 3
' 3 "5 *r j L 8 a y
*■ X
m s oj v
ma ° b-b s as ^x     ti
■« *;5 s oj cj j. L p        ft
3c3aJ?o4S0      fe
rt   ra   "r -O    n.   C
8 Sf J5
bo
; p, § | u
rfl    5
rt    ™
S S
_  rt
O  w
O ii
O   w
« a> ,        L ui       o -rt
£c£->,a!boS'g-Hfl
o _ "° o S3 qj fl
S o_ bo tr     ^ £ .5 q1
rt   C   ^   m   S   m   S
h 5-« 2 g 5 fl 3 „. fc
o ti     »d 3 •"* *** E Si-0
»*4 2 b « S S E^o,
a-sSfl,     * w b a
M .8   m S'4* .u   «   *"   9
T~£"3 -S^ -v.5
ll^glll -sI'S
a b « f» S Mrg « u „
jaotuiWo3cajHt.g
S S 15 * K I *  fl* I .g
O   A-Q rt5   Q £   O-rt   rt   ?
fl
<
-fl  go
•**■  ■>.
3   ft  c «H   tJ) O 1q
v    ri    H    rt    rt   EO 't;
0 S £'
m"o a s
3   3   ft o
sSj!3
II§-
£ « o ca
*3 13 j= *>
1! a s 3
a a qj a
3  o fl .2
X 'B
O   QJ   L   *.   c
fl Jo   .c
a I j5 * i
a fe h S j
tH      rt        -    QJ      i
s o s &
rt ft^g
£     -  QJ   **
~^     tH
.""fl  -U    fl
QJ   rt   O   u
M ° 'rt J5
rt   O   fl    fl
T3 rt rt tn
•S c fl o
.rt   rt
ft*1  °  g
a-ill.
■ p. A S
§ fe   >< a
S T % 9
B -B  3 _
ca a 3 *5
fc   do   O   Q* j^
U    «  jj        m     ■.    m    u    w
*J-CoCO^",+J-fl
bJ) o 1
C3 +j   t
S    0^
rt bo 1
O  <H
9
oj  o •= ■
5*8
M g"K fe S
boo      flrtfcrttjoo
frt+J     - "T,   fc   "^ C3**-1
$XSr\a\
rt bo fc rt  ce •'
w-M-flflQJ'Ort'l
5fcS«w^Ort5:
rtEgo-flt-ort
j fc ta qj -a o
j rt 9 -fl o +»
1 •>  o +j +»
! ?"        'fl T3
— g 0,-3
SS
OJ   co   t. AJ
£.2 ° S
.2 S,
tn  ti
s§"
S,^°'S'?,.s
.   h   t^   ..   ffl   H
8 e 6 E     _
.ftg"°*"5
3  M  K oj'B      •
0 as =
■g" "Etj"**
.fljs,>,j
•s-ggSfe!
J.-B ,-s fl
ny, aircraft
-damage   (lim
water escap
s and the me]
operty  causet
ad to insurant;
ny, aircraft
-damage   (lim
5
s
-J
ft+»   A'r.     ft   O    ft+J
S S s-g
1 * c a E
■ o cq +j a ^? xi
t.   O 3   >,
ft~fl ft*"
o ft u  p, £ *> u
i* I      =
rfl
• aT"    ^ *"2
. a 3 o ±,      B
J 2 3 o ?H  >. "
rt        3   3*3
; M c rt h      o
■ ■g 3 S f fe
S a x a .fe o a
_ J ?*ca a "*_g §
1 ca •-. r +j
fe s SS: :
ft rt fl
tn  o   a  tn
I ftj-s
■a»
"j   CJfl
•^ ca
*—T3        -5-   ,
"bill
B-E  OJ^^ B  cjj
oj fl fl  B ',
3  oj ^. ;
B JB !M
ft ■
S-flJ
a s
s»s«
o 3 IS b .a rt
2V
3       «     4J S       r.
. a "" e> 3 o k
_;   3   ™ ^2   5 OJ
0 15 g
^        +J cj   OD
3   >,_§ BflS J   >.&
* qj ,rts :
fc   fc -O   § +J
o qj a c «h j
--f? « « ^ j
s-'£jb
a   .So.
tl "*3       S1
j5|I&*
b Mil:
a s
li™ j*:
■a a
* cj SfjS-s-s °.ss ..'
tH X        *r*   rt
id g fc iS a
oj rt *
.fe.s-3 a
3 5 fe b;
j V  >, B
j. 8!^-°
,3 a %x E
S7fl  >.^
J       Ji   BJJ«
aj ^J fe 2 3
b» 3  °
o  >
fl   H    3   Jh
S a o 2 '
P .5 '43 R '
ft co X   P qj fl-   b
• < "J S 5 ■ J*
ft S
S.S
QJ    QJ
x  .,
.s s
; =.1
lal'S
fl  to •**   2
M-+jrtOi      .T3.
O   B   fiJ
.   5 o
« C X
X -rt +3 ft qj
ft-
if .5,g
1 3^ S s
6 b
-&S
fl   B
E"2 5
, a> fc 3
a —
* S'
3   fl .1-1 <U 'fl
*i .2 *_ QJ A
£ 2 00 o ft
3   O   fl rt rt   o
>»  m rt rt   o
E S s
rt k. r
O-g   I
m a(
II  1
3 b,.:
3
>
> > a
"3 "qj CO
x x s
I -a a
3 a <
< < ii
o
O t) hi
fc,
fcl
es
P
W
I
s
o
c>Q
QJ
41
z
°       ii        3
s
3
21
3 >.
O     .
s
Cl, fl
"       1—1
g O        +j
3   B
c
<S
<
0
a «
fl
s
3 1
'siJ
s^
01
s
s
fe
<
<
ol
Ss*'
<z
X   B
5t»
1*
O"  m
Is
E
<
SS*
W2
fc bn
QJ
s REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 9
S-§'?
S S | £
s & o
3 S
O   M
fl *» CD
ft 3 b»
a 3
S-* I
fl o rt
aj a
> ft   1 $ a a
! S S|g»1
•» .. °j *« 2 .2 a
J   QJ   O   O .B   cJ   B
» § 1 » . ^ 8
v   3   B   DJ r"    3 CH
1  QJ 'fl,   o 'S   fc   O
J * £ 1 .S S §
o S3 4^ « a
— -a +>- a 2
qj        c d  « -i-i
OP^ g T3   fl
ti £ w 2 rt
j? O  g  K -G  ©Si
tJ ■■=■ .2 £ ** ^ *rt
*   O *5 r,   3   3   ;
o a fl *■*      c x '
M    M   r^ — TJ -rt 5   !
ft 8 S'g I     t i
rt   fc    q
l'3 a
.fe  M.g
,, C ffl
233
a" ". 3
S i> c
•3 Js3
B   C   O
> .ft
'3     L,
a '3 £ T
■>H     rt     3     3
QJ
1 " •
3       « .fe *
S  . S     * I S*
3-g '.a** >..s
ft **• a -a „- a j=
s-f U.*--*IL-:
•** ° *-.-: g «
3 a
.2 3
a p. o
s
3 "B
3 .fe 9 S *
a « 2 x x
Eg
« :" ■ s
8   b'B
3  U .2 .    .
S°   h*   «^
E *3 .2   B   fe *w
.2 a -S to ° b u
,fe a >>"
»S«
-   B
u     rt
, JS    • *>
ftf & 3 "'
„«*§
3.2 2
QJ .
■B .2 '?
B "3 S
£ 3 s
bj a oj
=   »  ,,-
3   >, iT  B
"9 ft t & 5 2
O    O    ft   fc    o   fl
t « 2 o fl'3
m   0)   ft    --a CT
QJ -fl        g   QJ -^
rt +•• -TJ X,   ft .
C  u   £7 bo
Si o rt 2 s S
.  QJ   2 +J
erf  o —-   > £
e- rt  m  n o .fl
.5   QJ*
ft o ■
O fe  *
.fl QJ
O M    >>
ft fl rt-
qj -4J a
lis
■Sis
5   A   fc
fc       oj
2-fl a
ca .fl  o
fl    *■***'      S*M
•fe s ft
.2 3
3 X
»  M"
2 b
:<fl   3 £  B
■B   Jjo
I    L,    3
; 8 e
tr   CO   q
03-co
j.3fl
fe   3 .fe
*■ «■
'3     »■
t.   3        B
-  B   B g
.2«Jfl    *.
"3 t.
■ X   >,        °
111    I'
is§   3
B .2  fl,      "B
•fe ~ J3      *g
3 g
c*E5    §
OJ     M     L.   ^J"
W 3 o ■§ ■
"   B .fe   > .
■3- i >,
B   £   b«^
i*|s.
B V   3   .?
5 E
co 3 .§
§3 =
■^ qj ""a -r ** u
•si! i *.
_- *■ 3 ^; p 3
fl   tso    . ,
"-■    fl   QJ    I
»»!■
B-ScS'
I g
-   fc,     «
O   >, +->   fl   tfi TI
o (fl rt 3
y ~ irt n?
r«q-
fc 13
ft «
iBbi'S* Sf
£ >
. 5x ■
2 °
i tj
rt a
M  pi
! J2   F   «
:  rt  rt ^j  °
.2  QJ  ft c 3
rt cfl fc a .2
2       ft£ T
A    .M-fl i   ,
A .rt -t-"   rt 3   C
«    ArS
•3   a ?
rt  o  bo
rt    rt
fl  A^
<y  o
£-
a 3
•r   r    y
5. hi
*■-• «rt  cj
B a fe
2   3°
Bp.5    jj3^.a>
QJ Jh 3
bo » S
B B, B
a P fl
■a s
T.&5- a B&.1
fe ft £
3 qj o fl
a J= fe S
h +j a 3
01 B 2   fi .
1   - £
a a
fc    fc *~    N^   fc    2
=3.8 « . .-a 5p « -S «.5 « o .-c
mi X   O   (^ ™rt-U jJ-irt
bD fl
1 b ^^
8 a>
a a b
S3 -3
■rt    W      ~X,    fl1
uung
qj bfl^ -a 3
■- a « fl -fl
; Mil
fc      ■"•!    O
rt J2 —'
~ fc- fi
cu*^--.-jfl^r3        B ■ Js        Qjfc^''^&-9?.   flrtw^
-•  s c
r o fe
S3
03 T3
°      -fl  c? H fl
ih  rt _s  o ,fl
0'0*h5    „ ft
■s&£g!e
ifl _     +* o •
O ^   >,   O   S-. ;
ft m-a g1"
i ". rt g-a S 2
J QJ      S « o 91
3  S   fc   w  tn   O  rt
1   fl   Qj   ^   3 O '
! o^^ g  fcj J'
?  O   fl   fc   o   o   *« r
>> fl -^      e  fc
- «    0. fe b qj
■   n  +j   rt _H
fe fl
«M  ***   S
ft
fe o  o
S>   rt   Q> ,9
o x '
ft-H
'O ft I
.S     -B
-a a
j ^^ 3 a
^   3   CJJJ
>l*a8lej'l
-ssr*1
-I
^  ft —
B •—
3 b k £ 9
— jj oj F a
.^      -B >>!
ttr.*^
ft^    fl
. <rt    3
3 a .t:
.S.fi.
S Sa
sac.,
a b
S   Jjjj'
. 3 C
B | s:
O   B   M
36|3-3
h S tit,
>    3   « 3    3   O
5 ft "o g .
i S 2 k § 9
: I a o-B g
:.■? s a fe k
, t>> a b
3
i.j:
O   g
a 5
fl *3
3,3
3  bn
J)     H,
3.S 5
T3 S3 »!
2 <U      _5
B H 'SB
-^ S O
-t-1 O -rt
■SEES
1   ti   fe  '
few   M
r? qj ■
o3
i J*
3—3
fl   . ■ -rt
aSftlil
O   w   <U   P ">   .
+5 d ,fl ti .S fe
-j;   ,_  ™    A   ti X
d >, rt qj a -g 2 fl;
3  -W bO -£  —'    H    M
■?3ca-gBg^
« a •§ S 1
a-2'
B B B in 3
•s a 8 b g
£=3   tS |
C- 3  B ^   3
fcJJ-JJ   &0
,,   3   ca   3    '
g   B   5   c
fe 3   3
J ■" JS fl
3-S »•    2
5,*o Ofl*
s a
A  W +"1 fc
a^^Tj -a
. O -fl   Cui   rt
=  a.  2 .a  fl
O  a a  fl  rt
'-0 c ™ a 2
■ ti rt    3
-—   O   bO  A  O   L»
fe M fl ■§>< a       ag 5 bt
flcfloO'H.aajfl'flun*
1   <»o
rt   b   °
^ J3   co
fe     E     rt
s a •
al-
a S* s a-2
. 2 5 '3 1 o
la's
a-" „
j -. b«fl
a fl-^
"* ««
flj B   O
, A a a -u
!   3   5 *rt   to
*- f:
fl  O    B   3   £
is   «
ca
d
«   &=
S*
S5
K-S
3H
OI
CJJ        B
"2     «
1—1
**'   bfl   QJ J5
QJ   S
■"IeS
0  o
2 s
ition
don,
rise
Swit
SS*.
"a
^   rt
3 S
3 J
a 9 F 10
BRITISH COLUMBIA.
FH
O
<
O
rt
fl
H
W
H
«-l
H
Q
fl
Q
rt
tn
O
x
_0
fc
QJ
"TO
CJ
QJ
CO
rfl
*3
A
ft
J
O
fe
a"
C
P
'fl
3
u  o
M      fc
ft ft
CO   0)
rC   J3
B
.2
'to
ti
"~ti
s
fc
o
o
►0
a
.2
-rt
c
-rt
O
>
fl
2
to
fl
1
S
QJ
u
cd
fl)
bo
jj  p*
fl -0
2 c
fl
to
BO
ca
§a
ti   ol
b
■9
fc
rt
P
fe"3 TJ
fe
o
rt
4J
M
0
i-i
o
fc
fc
-*J
ft
o
O
fe
o
tH
tn
BO
.a
£
fc
ft
o
0
fe
X
|
A
0
QJ
£
o
o
-t->
fc
o
O
Pi
.'"       — '?   '£   P
I 13 rtfj!
:r.-2.2'
X
O   QJ
M TJ
S3
81 a
: ° o ,fe
•- £
3 S
o fc-
Jl
a ".S
i 2""s
CJ   CJ?
.fe   5  3
a5ji
. £ £
*^3 S
a y x
°x
i"8*-~~,i
J* R-S-
i   8»-.3
rt J.   .     I
O   £    &£•"
8-S3
3   B   JJ   I
7 m {j:
£ a-
fl A
""■J*
E fe
I a e
Its ?!
a.g *
rt M <t-(
QJ   o.
fl «
+3 t)  *
*   C-rt
C    -   rtC
■ a? -
t-    fc T3    g +*>
fe-H
fc   o
°-rt
fc fl
n      CJ
o ft
ft "3 .
rt   Crt-.
ato§
fl  c  ^
"'■PC
3   rt   o
ftO   °  Si  C   C*«   i*-,
9 n fl.2
o *3 o oj ^C i
t! ••? o •« fl      j£ r
I 3 £
! a£
. X a
3   3
s a-
•B »'■"* 9-S
w  rt  a  3  13
1 fe a g .2 §
r      3      Mi
fe.S   B
j, CC K   3
\a»
3 & i5 b
CJJ
rt
-^
rt
JJ
M
'rt
X
fc
O
o*
TJ
E
V
rt
.2
rt
■H
_0J
>
>
o
33
*H
C
fe
fe
u
.£
fe
TJ TJ
a
rt
C
QJ
rt
OJ
-
o
'-rt
a 93
SftS^g
S-** 9
&s§
S       **
£6 s
E 2
*"   3
I'M
lag
3 o .a
O   h+J
rt «w m
c*
■a a
« *=
,^+j   ft   O   O   fc
k rt S -tj
J    C rt O
*> 3 «
J ft fe
TJ O -jr1
*   3 ft
3   oa 0) O
*•   fl -A n
a.« +j ft
fl      w   *
I aS g
8 « 2 a
w   cj 43 .fl
SjgE
&   rt   roTJ
- ft J s
!^*  fe rt  t,
'3 rtO 2 ^
o
PQ
j tj sfc. a +> <y  c  K;
S -j  •
3 s£
B   rt,
E & ]
g 8 S
nS a
. JS   ft"!
.   >,   3 ^
fl ft B' t, cm
a s
3   3.
3 a
2 °-S
2-i
3 2
ft«p aj      ^J
m   m cfl   e
A   to >   C   o
5 3 c .2 ■*■»
frt "9 a
cfl   qj J3
rt-. «w    fl    qj
2   °   g 5
flrtbS
4J tj jl) m ;fl -g"
fl   Ih   fc   fl -—  fl
c bOrt-T i
5  rt t=a :
S|
° fe
£
v. +j>
3  o
a £
t8*
QJ   fe  i
ft rt !
1 fl  O 72  fc
g £ £
ft   -9
^ fe
U   3   B r
-■    fc     QJ       -,
-. I rtS
31 -I
ft -*■' -fl
T3 j-   rt
- QJ £  0
S ft
"   fc    *    .
"385
ft a
b t«C
e £X
5 ^
n g g
S'r   r   O -r.
93 2 „
3   S:
B .^
B co
c B
. >
B 3
o ""
O   KJjC
b tart 2 »
a g«
^ o 1
° fe £ » .:
°«3 g
■b fl Jt; a £
QJ    3  —  .3    B
^J  J- '3  h Bj
"a S £ ft K
SgiSj
. .2 iS j3
5 -3 - "co ^
P° £
£   3
B   £
rr.   rt
£   O   B "co
i E"?3
o >, ft o *3
■g 3
b a
ftfl
+J  4J  4J    ^ S
In   3   3   Jh   3 v
2   S   3   2 1
13 j S ■*
E    - 5
oh s
ft fl   3 .
ft.2 I (
3 *B <rt   i
B a     t
£ JJ3   QJ -
S — ft*
3 '_ 1
3 8 E
CJC co
8   »   3
I'
o«^
f«tj.
'£»!>„'
.  B
>H     »
3   3
rt. 3
0  rt
ftTJ
' TJ TJ
1 QJ QJ
I +*  -rt
0   *j   to   OJ*
s a
5??
3.2 s
rt3£
■ s
•»»*>
£   £   C Crt   S  hh   3
CH  J3   ^3   «tH     t,   fl
O ww o 0 fl
B h3
ai-
■?ft'E B^?l
QJ     *■* +J rtQ     m   '
to
«
K
fl
tn
I—I
rt
o
tH
to
p
is    is
I
o
£
3
z
<a <
c
5
s  1
rt. PQ
fl ^i   r
a a b
ft  B   S
S   ti   O
C
rt
fc
3
rn
m
<
s
< REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 11
t i. & s
fe .3   60 o
| a g-a
E   - £ 3
&3 ft
o«"*"
* g ii, 8 i
"B a fe ^ >
QJ   £   3 ,£.
I    S     &    -.     !
i3 <^ a0
(To.
O   O
f**H   S  ft
ftT
rt  5
o   fi
g QJ +3
oj oj :
M   rfl
OJ rt
*fl, £~ o
•rt rt   _E
. q>
I;   C   8*
*   5  3
E
fl fl rt C
5  rt *fl  fe '
ti  u  ti xi ,
-^ to   bo Sh
age0
rt •" ifl    -
"   „, -fl   QJ .
at  Q>  rt  m *
mM*" ti
oj* . a
•rt  fe rn
.£ -*0 .2
"1  i, "rt f
••5 2
E   y   P ^
■a  0> o
2:1 ^
o fe'S'S
ftftS^
si
£ «.isu rt s
"   i gi
. ti  o *-.
'5  ft  fe h3
» S S 3
Ufl   ft 3
.a a g £ ^
*°^2 S £ S-5   .fe
>- ti* p.? > 3 a
O    B O   -t S    t»   _•
« o ft S s>,:g ca o
■ 5* p,.axi    .*"g
o  rt  3
*"  3  E_
3   ijfl   j,
•- fi J, is
S3   rt   3
- ft      £
= 2 S3
.. a b """
M
rt   3   B   o
1 §*"  »
fl  rt M  m
3 *%°
£.a
-   rt    CU   rt
•"I lis
ft s n'S
co ,_   B co   >,
a'    - °
IfS-ifi
3
Jhh3
fe   O
l**a
3 «H w'B
0,0 3
o °     J!
j- 3 i* a
° a ga
0,-3   3—.
B   ■*<
3 .-fe .£ »■
O -r   O OB1
■8 3  O  M co s  ft
+h a a b o co 3
& M. S 8 fl to.:
g * £ I o |.S
S    ^    O   fl   HH ft   -
a.»o •« s
i*V
at:
■  rt*l > .
rt   &
rt  5  fl.*
.rt        il** TJ   fe   o ■
! tflJ-c,
^O -fl
•3 2 £
-rt-l
B
rtC
rt
s
2
a>
E
QJ
rt
J-
3
p
2
o
C
TJ
fl
ft
M
a
ti
rt
»-(
O
.c
OJ
fl
0
rt
*£«
rt
o
bo
t-,
a-
.
fe
w
+J
rt
>
0
2
r*
£
fl
O
tH
ft
2
rt
V
cfl
rt
rt
.3
DO
A
CQ
fe
u
o
fc
u
E
rt
TJ
rt
0
C TJ
bo
OJ
rt
p
rt
>
fe
rtfl
QJ
E
E
fc
o
s
rt
to
cn
.2
F-i
o
m
C
S
rt
on
q
8
a 2 °
fe &-'
.5     33 ft bo a 3
■gifeS ;
£3.! hi
3    £ '
£ a.
.fe | S
si *'
ti   fe   o
ft -g ■"
fl    m    «
fc   QJ   o ■
Oft
A j-   fe
rt   tO fc
A   S   S
O   ft
*rt   _   o
°n
.!•& s
111
i-h A to
A O
M i   <U
QJ ftx
+J
r^
E  bo.'fl
s
o  rt
s N
h
QJ   rt   C
e
O
ftTJ  rt
rfl QJ
5 bfl QJ
2 rt g
fl A fl
^ 2 rt
TJ fl
rt rt C
fc O •<-•
ti   *■
Qj'g
bfl 45
rt *fl
SI
* £:fl
p
CU
fc
fl)
rtM
u
E
i
ft
rt
t/j
rt rt.   o   -    3
a  'n •«- *s
b-2 -3 rt
lall»
ti   M *g  to FM
^  rt *g *fl ••=
"o k 2.2 a
/B   B .fe #3   g
3 § a u
"S b a x °
l"S-sa a
5a -3-3
S a 8 "= a
gc£ i*°
.fe sS rt.-S
.- 5 fl rt o
£„B^,
■B afbiS |
| E S-1* I £
"   O   fi  m   O   ft
S   w   o   O   A'p
«1^ £bo<
a o rtrtfl fl.2f
QJ  J2 rt   ■
- qj ^ > fl ca
gl'Brt?^-*3
-Sg-&8
S-3°hSu
S "    vr « i*3 fl
3 £ c -SI fi X
h.a & fl e
^32,   2.
3        "rt   D"  ^   3
•• O *»** S3    .ft
fe fe i3  A  -
o-a go S
bo o
* i
>3 * ft
ft 3
CU   3
?hS his,
iflgr
.2 a 2
■3 S ft
3   £
•* rt
b tj
1 '
8 to
aj rt
■» a
as. 25
3 -3
'■So
-   3   *H
2 a»o
fH  TJ
*t   9
B   gj
1 fe'
a S a
* rt  m
J g's
rt fi bo
rt •-   fl
m   „, 'X
v    -    QJ rtl
° fe *** 11 b
B   Jh
rt3'
ft*.S-a tj
3 -H  h, r .3
!   B    O   &        fl
°1 a
S ° 3
c ft 3
S+H   rr.
»M   rt,
o »i
. fl 3
. 3   fi
3   O
3   3
3£
flj     QJ
" £
TJ    ft   *h    A
Sea ES-2&
I rt.*0      E"^
B
, 3 ja
Jh co r^
b a
S^H      -
S3
las
I'O J
B   ft
n a
rt.^ 3
t; 2 >>
3 a u
2 fe £
ftnS i
« ■*"  flj .-
•fl _.        rt   O
s S-g a s
h»SSj
«.&5 >• »■
fl     fc     ti     O     W   r
to   3  O fl
E -3   5 'rt   rt!
.fe HH   fi   -  —
ft-a
a.£
3 3;
i 3 ? ^
0 ° s °
-I» r* »1 8
a  fe       w  fO   fc   w
a ° *> .2 o fl qj
Soj-..H?c3 3fe!1iiia,s
• ■Sao
5 a a-"
a c-
i*5
S3
1 4*5   QJ TJ
a ■« £
1°l
T8.S m
B     3   HH
a & t,
0.2
3-2
s fe 2
2 S p
3 'hh
•rt ft "3
= 5E
CO
3   3    3
bJJ   ,    X
S   rt "°
s g a
fl E* B
CQ
<
a   s
o
5
3
■^   s
o
8 a
ft 3
31«
H a
4*8
3 fl 3
«   B   »
Sl 3
3 bo co
bt 3   C
•JH"
Jh 3
B     .  B
fc 2 '-5 a 3
fl IJI a
B   a J* 3
la S<!   .0
■%-x g --
-.- Hi,« a .«
.t^ HJ HH
« 'ft 'ft
M      PS      M
tifl
™t)Sa
.bps'^I
a fe? c M
a S 5 -
3 6 o »
°   5 .fe   °
UoOu
J3   B j-3
CO J>    CO  (JJ
ft
a F 12
BRITISH COLUMBIA.
o
<ci
O
rt5
<
rt
fl
w
rt?
w
fH
H
Q
rt?
E>
Q
x
Sop;
J '•§ £ » !
B   g
EflftS 2.2 2
a j  m a a 3 a
3   b
o a
rt    3
i b a
a s m
s ■bI
3    B   B
3 al! -
rtJ*§a
ft   ft 3  -S
8 rt-3 S
as-
£>.
a ii
fl fl
a .
rt   CO ,B "H    B —,
3    3    " "3    fe •--
. m a p zs
.■fe m ■
Iff
ill
3   jh
a  a ft
fi
I? a-5,
2 3 o
§5
S S
p,TJ
aA*§f*
to rt-
rt o
-a 'fl,
cj  rt
QJ   fi
nasi:
cn   C
i a •*
fc
" « *5,
°*S 3
■^  O  O
ll'*
w 3 *
rt A
,.  rt O
qj  A fc
5?    ft
rt "rt
fi   O   O
J2   fl
IIB
*   A  S
ft gfl
ft.**.
fi* ft t*
I 8 43
00 cj" o
1.2 *■
1 *fl
42 L QJ
ft   3   HH
■"* a
. hh. a
a b ■-
a r.-
3 ° ft
-2   a.  B
0*3 5
ft 2 B
co   3   3
a.2 P
ft a +J-
"V 3JCH
fl   HH     QJ
a £ x
CO   O    3   Jh
— *h   <3   O
+H
CO   3
"JJa
P$&*
fc rt bo —
QJ TJ   d *C
A     fl .5
0 H  5  o
fc   O   ti
ft     ^   -
M co        rt ,
„   «   Sh O «
8 5 o x;
tO   -P     O     A     I
ii a ° ■
+■»  £  **    QJ
o rfl 4J 3
I    O    *-    OJ   4J    QJ  J    I     CU
-fl   2"   3   «7
oi rt o .5   , fe
J!?       W   qj
•   rtJ      fc     QJ   rtfl
-,   J.    «)hS
fl tJ   h rtfl
Ej    O rt «M iu
oj  rt  (£
a "*■
fl  >, o
i ft I
- s 8 2
11 fe    £
§■•2 ft" I
rO     O     flj
" .Ml
?S   &B   ft
"I 3   2   B
r  .r    CO  rt.    Q
: s
»  Mh3 ■
x & ->,
o a ^
Jl!     ft     3     B J,     Hi    i     H
£   fe   3   3       .^Hnfto
O   3   o   P       33   rt   o
-H      CO   .rt      fc, J03JHCO
3   ft ft 9
ft     jj a
Vl 3    ft
■a a a
3    O    ^
■fe 'co   fe   (j*        "J O   w
ft E a
I*
• .fe
I *3.S
£3
■fe 51 -S B x
5 o"s:
3   3
!    3 X  *S
! S    £
•£  BC
fl   .fl     flj
I a |
, a .£ =
■rtQ-ajflooflJ        fife
Oo . rt  g  H  >  n  °  fl
3 *b
ft £
M h cj ft
3 "3 O
g  S        3
fe    O   3   O
8.6 JfS
a b 2 3
■** . a >
O   >> B .3 .
Hi   C"? '
B   >,    •,
*°   ft"S   3
.si a b b
a o a a
£. y o 3
rt. Sh ^J
CO    3    a   ft ,
3 J3       a
ft 4*-o^
hh "H  3  a
"fe   O   3   0
fl*  o
3   3-3
et  d   g
T. S   9   ft
£  djfl
j£ >j ** .
"ShB   O.
m o a-a S3
.S a ■
ft   O .;
ft 7,
[    "     ""    L,
rC fe    5  *B    i    8
3-Ska3*&-S.
■a 8 g|| •»•
.S-==oi3cS
QJ       sw  rt rtfl  ^    -
bO    . o «H 73   o   fe
-   O .    H        rt
"2 f?la1 &a.
,.fe
••'Dftl ft
= 8118
3 >*! I 8
*„£»"
S|fe|°
= la*l"
! a b 81
\ * ° § a
? aj fc +j a
rt   fc   fc    "    co
d ft i &.s
•s a ft a
5 >   O   ft
J   B '3    . B
..  * HH  S
B   B
Q  6
rt"E
HH   fl
■SSSftS   3-b
ft
5   fl
a s
2 rt a
■fl M -2
w rt rt
Qj rtfl
5  fl  0
ti .5 T3 (
?J5 g.w'S  -Eg *
7lftC0fl.fi?JJ3
^ «M
fe   O .
CO    fc    O    Cl)    QJ* .fl  .
s a
b1 ft — »; -8 :
ft|S a-B^ ° ftB.5
SIP s is-°
M
3* 3   £
Jh CJ .fe
« BO
3 fe J"
rZ B    HH
s
a   fe^3
3 ft ° .
o        fe
B„   & °
■o a S B
S|r33
| a a a
i^fl  «H    tH TI
*—- o o  A
0-T3
If
; a 3
; aji
i P. 3
I'g'S^^
ft tn "" •
d 1*8 S
4    , bfl  QJ
3 fi a ,5
l » S «
3 T-] rt ,H
: § 3 fe 2
* s fl \W s
fe  fl   QJ
» o   *-'   ft fe.
Jit
"bi«5.H
SB a 3
g ft fi 8 q
O   £   M        H
3   S   2 B
a a
-  3   ,-■
3 *. "3   9
■agfl
ft?   3   §
0 8.2 a
S fc 3 §
i | g 1«
, b a
a a co
co     J.
3  o *
3 " .5
h b >
S M
2 2-b
saw
3 a 3
.5*° 8
ft J3
• Jh h3
J *H fl
■ 3
• 3 g
' ft .
' B 3
J CJ h3
H   QJ 3
2 "h ai ^ JJ
fi-si
\*ri\\
i -rt    tQ  .fl
j«rt5.affl
'■ s ft g g
O   rt .fl
*4**h3
^f rt w  ^
S  A  fe^
rt«!    fc    O  ""
rt  o "fl rtj
JH ** o q>
!f:i
^   O W
•fi   y  qj   fe
fc  fe-fl rt
fl   _   _   C   C   fc
S ° o ^      o c
j fl a* ° ti
I £ 3 a c •
sill'
ft a   .
3 hh- ft 8 E
3 3 ° b 3
M ft    . ft  3
B    . *fe B
£ s "
J    Jh    f? fl HH'
i a u a ft
S-1 a
rt. o
F ft 13 fc,
i -2 £ ft
fl 'm  n .rt ^j  ft
o  ft fl  O "-.
•3 E "3 a
^.fe fl x
o   «,
3
ft '3 ^
** *" « ft
: §3
J<BSjJ
S 1.2 -2
fe -A ai fl>
■g bfl oj im
j-;  fl       os
i§?i
3 hB ft B
3 hj   3 fl
«
3
oa
o
H
tn
o
4
fl
HJ
I-I
E
B
«a a
3
rt* fl
.2 3
(•hJ
x a
SO
o   .
zs
j- £
iS REPORT OP THE  SUPERINTENDENT OF INSURANCE, 1945.
F 13
3 .2 £
rt   3   ft
a hj
TJ   fl)   QJ
QJ X X
- O   P
rt    CO    Q    O
<*j   to   p   -p rt
2 *§ '"   <U   HJ
3 .fl .3 bo bo
- >      ti a
5    S I a
3 -fl    J £
3   O T!   N   fc
fc   qj   O   O
8-fl
to £
B   O
»■ a a  o
If M
B   B   g   O   O
-" £ s-gfl
J?  **■«.■_ 5
ft-SSjE
O   ffl       wS
TJ.O   £
TJ .C
OJ   rt
.rt °
2 p.
* 9 .5 fe -g
« fl   QJ
■   r2     O     rt     ft
J       *J   A O
S^lft
■S3°*2
•> " ft 3 a
t3 a
fc s -ft
=   ft -
0 **-<
|h?  E
> ■& tS B .fe
- b a arf
OC ;>. t" ,
ano s,
S j. S i
..    fe   3 fl
I*0!!
■fl 'fl  3  h
.S °,
>   £ .J-   R «J rt TJ
,fl  .fl tH    to    CO fl    QJ    CO
r o ,fl
: -,  bo
;  rt fl
*   h   O
A  o bC o
O    W rt
h   CO C *-.
ft H 5 rt
O rt •>
-, -h TJ I*
OO.0   ^
ft *£ +»
83l»*
»S5},
-: S 8 E
B   £
ft ca
S -a-
; 3 £
J '3 B
J h3 fl
3 cj
J .2 ft
: £ °
' 3 .3 rt. «"
»1  63  1
E o
3* oj       rt „
ft .2 * ft o
B*S"
ft  QJ ,
."as - E
S £   fcn^i?
S g -5   fc   fc
53 fl   fl   flJ   QJ
O rt  fl  ft ft
* . '5
513 ^
.2 S fl oj*
QJ ft ft 'fl vT oj Jj
t ft) rt A
fi QJ    QJ     -*fl g ■
c 5 £ o cj **
,>      oj <<h j> fl ■*•«
ifj'SEi
„" TJ   M    *   tn   fc   QJ rt
8 s acrji ° £ b
§0 S g 8
K  ft 3  3 .fe
bo    as
o _ o ,fe
, ft fe
3 "J   ft   fe bo
'aft"*
3   o —1
O j-J   ft   T <0
ill
oi y hi
QJ "fl    fl
rt  «  c
fc    rfl      O
E.E
■s -fl
rt rt
B   oc rt 'O
rt  cfl       oj tJ
•rt rt
property c
as  or   dam
surance of
raft  (limit
,ge   (limite
0    Sh
ft)
c a
0 0
1 ft
ft   ft)
0 0 A « 5
H Jfl
-8' .£ 2
QJ   +J
oj  --,  Q  d  rt
3 2
•a fe .
M •
rt
fl 'fi £
all SB
c ■"*"*, ft)
,0. g a
>> 5 3
■a  ft £„
ox< be",
« B 1
to   ft rt   '
ft"
jS _j,-u   C
° 5'
O rt TJ
IJ fc 0" h
3   QJ -fl Cfl
3 c g o
S-ftS&
h co . 3J
u 3 o
»-• 3   ft
2^3 „
3 & ft
»" I 3
» B fe _
»   3 3 *g
-   ° m ft
,a ft fl 3
j»b;
HQ'rt-S
„ bO   CO
5   3   3   B
5 bo O  .
3 ft J*.
3 Srti-e
!ft1?£
j   S   8   ft
i   »,    O   3
- a 0. £
3 ft a
! h-S 3
I x mx
a »*q|
3 .fe £ :
illii
a a % E
ft     £ 3 0
O fl x fl   o
E -fe" fl j
w£ T-i
3 fl rt.  I
M   fe * H
b a rt 1
E.O ft   j
3 °   S
B   fe
**? J ft
>, 3 •;
ft   fe I   I
S J3 o
5 £
„ ft
■°|   B   I
TS 8.2*
3
3   o   o
; .2 S ft I S ,
rt. tJ
|jj-g 3
£ S
- a 3
.    co   o   co
>. a   o  aJ
ft 8 ft ft
2 0   3
O   8    £
ft  rt
fl   M *  ttH
O     O   HH   ,fl   HH
—   B        O
to ft 3   .
a x i 3 3
.rt   3   ^   3   cj
tl       . ca a ,
3   rt.   3 rt
CJ!«rtH
fl   B fl   3
3   rj^    B   a
rt* I 8 * •£
•*••§"
0       "J    . &
CO  ft   a In
B  3 ■-'  ==
a .2 3
b3 §'
3    ft
■Sf rt,
fe °
* fe
ft ft S"
.5 s fl
fl a ,.
B   O
•M Jfl
3 €
B   S
5, ft.
C.   co
0 a
3   fi
°J  rt
3 5
ft fefl
3 HJ 3
fl    ft CO
a 2 3
a ft a
J. fl ft .
2 I a fe
4 3 3 ti
2 * a
a .5 ^ b
"fi       a ft '•■
3 X. hj ft ;
ft   co   3 2"
a b bofl
ft   3 I 3
3 a bo
a g ft 8
b fe o a -
' I 1
3 * A :
£ 8 b fe
I ■" « I E
A     ... 3 a
ft HH        .    ft £
8 £
i ft. 5       rt o
ft rt
to   q
.25,
HJ   HJ   .   -
O  HH
3   3-
% *» s.
_ a.2 c
•a a a a
ft rt.;o
rtrt-B9
g 3 g3 s
f    bOfrt    JJ
3 a " 5S
co 3 b c* 3
*a 3 g 3
OSS'
3 fe 2
3 x £
3 _   fe
b v £
o 3-
,   ft
toce
t £
HHrt.
,33.
} as
J      o
j 3 a
j ^ ^o
!fl  3
a J'
B        o
co   o
3  "   g
HJ    Q,   —,
•fe ^ -S
3.8 fl
a a a
u io a
M
3*"S  S
2.2 9
\     r\r%
3 83
§.8.9
CO fl
S -ft !
O   B   B   fi
3 .-
sa a
•3 m
3   3
^a
--3 a
a*E8
3ft""
2 ° ft
B        o
a £   -
3 .2 to
HJ-^I
a "° 3
»s =
SB   3
_   > *
- ■ -S i
«      is «
00   - 2
fi   co  QJ J.
3
£ "C J
3   ft !
ft 3
3      8      O    r-H
8 £
%x
**.  P
fl fc
rt  o
m 5 fc So     «     52
Oj^  o   3 'fl -g-fi  rt
rtft     fc     K
QJ  rt  O  C  .
bO aj      -rt  bo
i'lft.
E o
! b^  g
M  ft   B
-=   3   !>   £
a ss a -
fl   e *rt
"  ° 'E   A "
O  hh   fi -rt
° ~  3 hB .2 ■
to 8 g a „
P   OJ
V bo
u   ti
,2 s
il-
■ S «i
2 a
'-' .2  rt ,5
bo o T" ° w o boS'o-
gC fi   i -S   g
m fi    QJ fl    H
•5 . rt TJ  3 efl
H 0. Si
■9-a
fc  ^
■rt^   -•^Sfl.p.afi
O   O j_T flj rrt rt—   c rr* jj
QJ   ^
%hSx fe £ „
O      M      CJ      O      fi      ft
g g ■
M fl  -rt    O
ft -j .S rt J=
T   fl   rt ._
6'EhS ° fc
a"£3fl-
Shh-|i| i
ft) 53   A qj   U
pj3   co
o3'
ft  9 '
o -ft .
•s a 1 * sl S ■& a
QJ      ft)     flj' _H   "fl
CO 'o   ft  fl
1    ft  «■    CJ
r 0  fe
)   qJ   bO  &
rt  rt  J^
-H t* rt
S-S.2
sa«
.3   co
hh   3
B   8   fi
ft toj=
Hi*,
fe  fe  O   °
i &^ *:
8 JJ
^ B
a £
«(-i rt -
0 TJ
QJ   O
ft S
0 ft
ft ft) '
0a
j-i 2 o
o  rt  jj .
ofi-^-M-yAoA
*. fe-^
fl -*11
I i-o w
g ft  C bO  flJ
a o rt rt ^
"fl ft  co £
o* rt ti «H
QJ gj   bCTJ   O
llN-a
rt 2
O "fl
si
'"•§
■3 a
X o
to
0
ft rt tc jfl
co fl       cd
.   fc  IM  »H
O
—   OO
TJ
ti     *  fepQ
QJ
bO  QJ   O _.
rt
a
rt -rt TJ
fc   fl "A   QJ
S TJ ft fl
ft ft fe f*
fes o pi
3*3 b°
J< £.£
B   c hB
3 fe a
S°£.
t  B  ».
B 2  e
b-j3 a
Hrt    O     3     B     CJ  .
n
2
3
>
irtrt
.2 w
3 JM
fl  JJH
[jh
B l-a
8 h;
o
J F 14
BRITISH COLUMBIA.
tH
o
<!
fe
o
<
so
CQ
w
w
EH
«
H
Q
3
Q
co
H
O
CO
«
fe
«
3
CO
rt?
-5*3
>*gh°?a
■+? H  O   QJ   fc *:
8s? S^8.
«a*.o,
n HB —  HH    QJ
1 rt  0
to 3
«•*.**
?.8
.ii rt   O +3 ^ .S
i c o fi .2 ^
* .fl.       0  rt c
! 9 ,rr S *2
O A .^ go*
' >»"■"' rt., »3 rt
I   ti  w
jj?B.B
g-s
2   M
■ 1J;
aa*gH-:
.-a-g
ft h
°t
flH^lft^flrtaS
S   3
3   3   B   fc,
'-in   ° -9 '3   3
^   Jf   0 .
« ft 3
"S g-o
fe   3
-   3"" '
a b .fc,,
8 ° «
^a
ill
s p. a
3   QJ
oo a
3    fe .
^ .fe a
a ° .fe
to fi.
Jj-
Bia
a 3 5
L >> 23
-ft ^ .5
8 fe 2
fi ° £
8 - ft
fl W QJ
A QJ rt
„   "^   u   R  «
! fl-?.
ft
.rt a ^ s
.2 o ft
, ** TJ S-
: <-> -. "fl     "fl
'   fe    3   "*H
"? fl rt
" TJ   ft
Sf-S 2
o -*-
'2 «
Oj  TJ    QJ
T3    C    O
rt  fl
rt J ti -5
rrt   —'     01
a s 2
I s*
.-a
j *-■.
fl   B
"B   S
qj a
& S
rt.   (J.
^ X   9
'41JJ   £   o
B 3
5BJ0,
n    ft    B    CO
0   B   fl   B
»      fl ui
ft B   ^   3   3 fl
O   fcT 3 +j   3   i
a 3   S ftj   3
« x £ g 5 ,
s rt.
a 3
h jh b a
3 3 a
.x 5 3
D   3   ft   fc.
sill
ft   ft   °
.fe°£
si?8
.§•"
48
B t   ii
B
o. * .2
^=»?
* s
-■o***
§ :»
B'S
3   ft
co a
3   HH
M J -J S  3 fl ^
* nS-£-s.s-B 3
-  o fl   j£   U fl.  QJ h3
• rt   ,, 3 h3   cj hj   fi hh
"3 if. V on a -r £ O
I   B.2   g   a   2=3
-? §3 I 3 I 3 2
"5ft
h; a g
3-3.5
&-&  B
a t< *■
3 o_
Q>   fc   O
■5 ft'E
■« "S f
b S £
a3 8 &£
3       rt- B
ssla ft
B        ft fl   OJ
a „ a s jj
3 jj-p a hh
O CO    QJ
o    CO    i. n   Ci ^3
ii
CH .3  *H
ifi'S
•rt   OQ -rt
B   3   oo
-S   °
rt,   B    ft
at; &
8 ft ft
P.   B
»> = ■
fl"2x
2 5
3 B   fc,
b" ftJUsS"
W rt
..2 a b fi
;   O   Jh   £  b
D   QJ
fl  bo o
2  rt TJ
5 rW rt
o ca fi
QJ rt
rt V Q
O   Jrt -rt-
*U .
h "n ci
ga c
Bfl   3   £
" fe  3  S3
.3 3 .  a
B ^J TJ 3 3
cS.ssis
ft   3   p,
ii" & a "
i'ft.S"
! & I 2
.  "   ft
« rt
fe        o
If-3
ft QJ S
O ft fl
rt Q fi
ft m A
8fti
rt   O   fi
» -s
" Si s
B   ShS
6     3   HH
«a ft
B   fe   O
'B 3
ft »
8 ft .5
ft hj   3 '
■T   B —       .
■si.?
fi   !>   fc fl
rt   .cfl 23 I
'fl -^
A  <H  «
CJ   o
<rt  £
3  3
& ft
G   B
a &
"o ft fl
3   «    3
°   B   9
c?£fe
rt.^a
HJ       -   CJ
C   fSB
rt   bfl   O   3
ft b a 2
B-3
S3 s
■ft &J>|
9  5
TJ   fc
bfl x ;>, cu
O     QJ
a'
a^a
3    . *■   -3 >
3 h^ ti     ^ fl ■
3   HJ   •"   tw   HJ  .S
.3 fl   o h^ HJ .
g S *-HJ-"Sg
Si s-.3rt.H2
u. a
:»0
<   >fl
H
o >»,2
£.-     i
g      HH 00
o -a b
- H 3  2
3 3   ft"°
a 3 rt" fe
-3 £ g
H      CJ      ft      W
rt||TJ>
*B
J33 g:
!. 9-p"
-h.Jh a ft
52 8 |
3 2 -fl. 3 ■
O 3
— ft
H,     O
fl fl p
0J   3 ft
B  ft 3
,2 3 a
CH---3
b rf a
"8 ft h.=  -
17.5 *§ "8
s a
A 9
IH    U    U
S £ o
2 o-S
■Si
b a>
x —
■" hj" .
tj g s
fi 3 b
5    fl   "H
ft   X    fl      ft
a-» b »
a a £,
^'c a ft
'- S B   ft
fl CO Jh
13 . 3    8
3 CO CO  J3
.2   co   B ^
H-       QJ    .fe        rt
.     B        B
CO  ^J    CO  '
8 3 "" fi
fe to tn oO
o   fc rt rt
S 3 ft "3
8 3 2 ft
QJ-3 c?8
C7 ^  ,
-fi « ft i
q S
Jlftia|ft|3B-
rt   A   .* « TJ
QJ   rt   QJ s
-gga^|
S fl  o —
3>
fe
o
O
3
9
S
OJ
fi
s
B
fl
3   B
■2 a
3  B
E
o
w a
CU
fl X
is
lot —k
REPORT OP THE SUPERINTENDENT OP INSURANCE, 1945.
P 15
fl   co  B   B  ft
Sf' 8* -X
_,rt<"5.
§ a a.
3   B*£
fi"5   HH     B    ft     £   •
.   rtl fl    3    O
£  to
o a
O
E
CO
OJ
A-M
■m
bo
X
M
CJ
rt
OJ
0
■fl
2
X
fe
X
£5
fl
fi
iC
TJ
feTJ
QJ
£
*£
OJ
09
3
bo rt2 S
dj fttj
♦» H •?
J5  qj h
fi       !».
o e.-*j
!L-
E o fl
o fc  rt
A  A
fe  w   rt
C  co o
ft Jo"
c-fel;
OrtO I
3   ft    3
•2 ° ft '
.  O   I
HH     3 (
o * fe 1
B   B
3   3   9  !
HSisS""^
i-9 ft rtrt^
!    .      B   HH    £
E 7 o a
, 2
' o £
ft a,
tfe
3 2
a a .
rt    3   3
£ -a .-a
8 -ft a
c P.
a 3
ft B  8  a h3
';! fe 8 3 2|
I S g" >,
i g a 3* t i
3 g   rt   to 3 n
5 ftn^J 9,
.   flj   ti    Jj    '
jl  rt 5 i  oj  (
n. I'-s-i*
S  aj fl -^ b i
J 3   fe 'ft   3 1
to  « *■ .1
r§3«-s.!
4 '5 3 § g *
P..Z x
'.   3   ^
JHJHH
B   3
, „
fe  E
,5= fe -
g t; .a *
a 3 o L '
2 8   . o j
.■Sai?t
'   fe B_   **
.3   O   3   3
fe 3 ft
° J3 O
m  HH
m   °   fe
.rt   O   fc,   ft
• 3   O       -IS
ohj fl*""
hj-b s a
B   fe
I,--   o   ft
If 8 J
I*  fl4!
ft ° s
° , rt
If 1,5
■fe to to
|S|
3   3-3
a.2 "
fl a*
,2.o
£ o
»a
x a
8 s
3 g o.
? 3 «
si?l8llS°I^f
S 3 E* S
bfl fe
3 --
a
S3
E    flj    qj
rt (fl  bo
3  QJ  ti
fc -A
'"•  ft) rt
. 3.3.'
5   B "g
ft fe ° £ ,
3   fe  fc   !
"IS «
ft a a
3 S
'Sh^E
fi  B *** •
a-B
r s
2 £
2 S
rt trt
£ft
53 3S
3   O
ft   3
a cj
c _ ~"°
to   3
llo.-
P -3
ft   HJ
•■x S
»   P.
_&  O "fc 1
Is*
■A   bo
fe E
'   EO
iicflrtO
i  qj  rt
1 §53.2
• *S BI«
rt  qj  ft -o
*s° .ff.
J   fl   ft)   be
•a M"g
B   B   fe
fe2-2'
si a
: a k- - a:
f-SS rt.ft;S
: S 3 -     i
B J3 ft  »S  ,
■.a e e
B fl
ft "~:  O 3 ft
3   to   ft o,
fi   B h3 fe   bO   3
O   ""ft {j   BJ=
fe   ft   fe 3   £  ^
" 2 r ft b o
.5   3 °1J*'
8*  °   ft ft  ft   3
ft   ^   O " O   to
HH    fe   ft 8 3
. ° ft E | E
fe B   o BO   3 r
hh   g,       .„ Q
3 .fe v     .
p. hj        fl 3
« 8 S 5 a
o a bi 3 fl
to  a  B B
3      a   . ft
ft X   B fl to
8 hj fl  v a
Bfl   fe hj "rt
==   fitfl g
^  "rt    Q.   CO
O   rt   »  OT
fl      -   QJ fe
. - V   qj   e o
b.   o   O
I»a
£  B fe
B 75  £
f&s
fe   QJ
8ftS
-""Bo
3S o,     3, o to a_n
?s|
ft TJ
fl,   rt
A*qJ
!s.s
OJ   0 •*•*
<D   ^   *^
« « 8
Krt        ■"       S
j?.S   B
B "B
o a ft
ft    B
-   3   rt
co   3
§*
a —
>,.e
HJ    3
ft
3
rtSflCC
ft    2
hj3 fc o fei
'   1-S *?
fl   QJ   QJ
^S   rt
-rfl     £
J     QJ    r
i > qj
ft fe2
gi?s
«• s §
• S 8 e
>i"I I
•"   3«H
i   9 .
-A   S
cj  «
W   fi
"rt *^
2 fi'
2 a
fl    -9
rt tj  fl
,  a  qj ^
co
! fe 3 S
rt   oj -fi
1   fH   S rt
! Qj
i   A  fe"g
° "S
: ftAfl
s w
-3 lS
,   *
2 a *t3
^   O    fl   fl.
•■ftHrt g
3 a b
£ £ "S £-3
b a Shh a*
.a ax °>
* & ™ -?? .
3   3"B   B   c
i-ei ft ft .2
i .fe  o  o rt.
■2   S--S   3,E
fe  ft   3   fe  3
' I a
;8-s
tj     I'M
qj O
egg
si«
3  g   O
ft* rt
0 ft 2
t_ o fi
ft "
a to „
-ft fl o
' 8 a
l   3   G
HJ   fl
Jh   fl   TJ
O    B    3
to    fc,        .
a § a
ill
* 5 a
to   3   B
'SS*'
ft   to fl
" ft fe I
ss fe!
rt-    rfl        W
ni *J   fi
r -fi   °
i   fl C. rt
■fl   p
2   QJ
P 2
tx ti
■ *§'
fl g-?fe-fl ll §. fl
S 08 o 43 O m S ft ©-•
Jrt rt3   ,u
3 2 21  .
J fl    ^    QJ
4 t, -fl vi   c
3 o ft o •«
"J   QJ   Qj   fe  hD
i **• I S I '•
a - 'ft ft | "<
jS1 1*11
5 ft ft ° 3.1
H    2  t3    3    ft
J   ^J   -*     8     rt
* "i _? hS ft I
2 |"SS S
1  js   rt   O   ft  ;
P.a
*w "rt
B-a
g 3- p, 3
g|3 .- 3
fe fl  fe to
a-- fi
ft fi ra
- 3   ca
33.
1 b     a
3   fe o
■f'8-P
! |S-S
g   B    .
-Si
: fl 3 fe
a 12 ft <u
G 2
o o -
S    fe.H§
3   ft   fi
9 8   O
a-ft
rt o fe
•2 aa
o C flj
ft 0:§
O      -   ti
bo OJ    ■
8.S 9 3
•2 3 a a
b'3 s*r
B   2   8* rtT
fe* to^
fe<« JU B
J5  O  B  g
•■fe 8":
£ "o ;
.3 ft '
3 a.
to o
»JJ
S fe
3 X
V ft
fe o
rt £ °
°    B   8
ftfl    g
BTnl^fe   B-S,
ft" fi^s a
3 a a ft
i? 'b 'ft "3
g a 0. fe
ft 3  to   3
6a;
a-s
a-i
t **^
bo 0
,| s
•Ill's
ft 3 ft ft
3   to -S   ft
to ,B   O
h9° £b
1 o 3 .2
1 fl -ft a
1  HJ ^   rt   O
3   8    £   ^
E.tS   O   b.
saHH.fi
i   *H ft    S
gS>3E
i '3 1 g *»
fl rti 3
> a hj p °j
2  3  ^ en
a ?   a
0 ft fe a
u a o a
a
E
o
x
&
^ ft
S £
3   >
1     a*
MO
co
QJ jj
ft      rt
-ft
M
bfl
g   a
M        l-J
3
3
to
fl
w
ft  3
£9
S  .
3
o
i
E
1
2
O
>
&
O
3
O
J
a .8 a
a o a 3
aw « J F 16
BRITISH COLUMBIA.
tH
U
<
m
o
fl
w
W
H
M
W
fl
fl
■flirt
tn
o
bo
ti
Hi    fe   fe
^    fl
Oj   QJ -fl
TJ   A   QJ
fl   O    H
- a h fl
p  ft rt
5**fl 3
QJ   ft)   ^
fi   S,fl  &
fl   fi  +* "fi
2 2 rt *
•SSft
£ -ft .2
to "
o-s a
ft    8   ft
5.   fe ft
3   <0   "■
<J   ft"S
S   °  3
ft V? g
IE
£ fe fe
QJ 4J rt
TJ   m.   «
)   to   Q   v   o
: b £ * .2
„3«
O   o
bo fl >>, rt "*" o *fl -&'     "Si?
C.fli"flOQJfig       _2,Tj
+J ■—'
5   3
to
g
3 a
"3
3 ft m
ft ° to
ft » a ,S "*"
o, co £ ,rH .a
If
TJ   QJ
7 2 o
a ft
Ifl co
-fl fl
ti rt
ifl R
fi fi
O *"*
QJ   g
M    rrt
TJ   t
QJ   QJ   i
r 2 o
TJ
: qj rt <u
i ° «H "ti •*'
>  E: rt fl ;
rt rt fi ,
c rt  y
—■       bo.
o b *
hj a
rt, 5 b
fl o,fl
hj  E  fe
.2 b -ft
i " 3
ft co ft
3 3°
to   o   ft
.s*s ft
fl   8
j rt 2 *
'SB*3
' 2 >< 3
Bo
a >
J  B  rt  8
>.s a a
*J   T?
; b a
■a 3
Bfl
5  ft
feft-5
£*  QJ prt
rfl    5.   TJ
p flj
r*    © S
o ft e
if? I
[O     QJ     ft
QJ _fl   O
■rt     A
rfl «m   „.
o ,-C
*fl     QJ   (H
fi  u  rt
18 5 S
rtC2.ft
^ a
ft ft
5 S gi
ft S"fe
(la
' C rt
-2 %-g tn «m
ft o
-Crtfl
.•fi ft
fi «rt   fe
O   o -°
'S fl
O  °  cart  ft O
5 "fi   OJ
« !S
C rt   rt
B 5 5
trt a
0 Brrt
O rt> ^
b-s a
rO f t
ft S V ,
K O ft 1
QJ CJ K i
,2 fl.£ b
)C co 5 °
3 •» *J rt
Jfel§
til
8 3   B
ft^5 fl
u   O   fc,
a ft o ft
3 ft u o
*§!«
fi J2  "*
5 rt     ,2
J    OT    O
»    8^   O
121*2
2 Ts —h   qj
3 qj-fl a
ti r*. 9
'- 5
3  rt rt
rt <rt
1.1 B 8
3-2 "J
•fi   fe  i
-J    QJ   fl    fe
s.2 as
| ft a ft
E S g |
■"  fc   u   ft
Ss*"g
3 TJ        ti
h    »        ^j
>      .   OJ <rt
*-. o   ti
a fl K "
rt  fl g ,
.71«'
5 ° .s to s
| S*.
t Eft
;fi o >,.
* -fe-0-1
"   8   3_
fi —   fl
Jo g
a  o  ft fl
3   fe        rt
a u ti u
fc    C  *H
, ° I °
J    . ft  bfl
3,    3   HH     fi
3   O .fe
H   fl     8   HJ
1 ° rt^
s I is
h a 3 3
3 ft S
ft  *i fl
0 s a
ft 9 s
9%£
1 o |
'°   .8
« <m rt
rt .ft)  rt
32 fe
CO    QJ
fl"a"S
O   H   co
si:
fe 3 E
3 rt.   0
2 B  ft
fl 2 HH
■"    C    ft
a" ft °
3° bJ
§ E.S
fe    CO  fl
—   3 'rt
."O 3
hj   B
a   3   3
3 fe _3
£   trt
fl     fe HH
ft X   o
■ft     fe
B fi
fe ft-
•- B fl   "
ft   fe 2   B
a fl hh* * g
fi 4"'
O    ft    to    ft
o*   °
11  f|
.2
OJ
t; .a ^ fc
cfl
*H
0
o      ti s
ft-fi ^ *
fe
w  m 7    .
CJ
333   g
1 E.
b 23 B o
ft  ca ^  o  ft
to a
a o
33 X
Bt
•H    ti
■ft fe
.£
^ rt  a  ft)  o
-3 * » -*
73 ftJ fi 'fi
,fl   ft   - fi  C
. £ s s p
S   AS to -fi.
o  rt
rt ** fl?.5
rt      QJ     "      \>
bc-fl
£ M S i
- flj   ft u
- -fl ..   .
O   QJ TJ
i% *•.
- fe a
S"°1
r, ft a
&5-5-to-s;3;
. a ft a to 5 -ft
S-8-S % °
* fts-t» -
fl    rt rt
k*  °   bfl  fe  QJ
fe rt  fi
tn   fc   fc   o
•a s
-3 E«
a to
co   3
3   O
la
fe.-fe ft
3 a **
ft-a s a
lws 1
8-fe'*'
8*1        S
a g c °
3    O    O .2    ft
M h5 '
fl   O   O   fi
r?ft rt'.
,-E §5
:  s  '
! > £ c
3 .-S    ■£ i fl
?i3rfi*§
"5*5 c'Srt
a      £ 8 a
. ^ -fe a b 3
a S — £ fe x
Q  HH   WrtJ ^
ft fe
3   S   Shh
3 b a
■" E 1 bb
fe ! *   - S
fit rt,S I
*fe-a ,.&
.C-   CO    £    ft)
fc    QJ   rt    QJ      -   fc    fc
SSS-hSc'So     g•*-a^ s
tj -2  P  0J *-  rt -Q
(11 d       Qj      fi       f>        rt.
M      O      fl      I
ft-;.?'1
O -
HJ
ft   3
o ,-ft fl
e  8
3.1-8
■s-'ft
Is S
■Sx
8|fl*
fe C
x B- s
bo   -
a b!   s ■
£ ftS
O    B   3
ft a
ja b £
«! 5
to fl   '
S 3 .£ .5
3  bo i,  rt  bo
-  3 aj -o  rt
, fc © u h
3 ,c fc o ti
^X              +» A       "fi
5                 fi   ^ co   fc
««       o & QJ  O  O
■   ©       'co   ^ fi         m
'■*"    $ ft .13 I
. fi       ft g1 w **  o
t    2              |«!     fc QJ   TJ
; 2    "ft|_^
i, A     ji rt ^ .fi 5
fl O   rrt   .£
,    ni          ^-    QJ ^^ -rt
bO QJ         S
Cj O   4J  .fl
E.S 8 3 a
fe 8 B i
HH IH . CJ
ft fl o
3 3 fl
ft ft B ,
£ ft fi. .
*  B  2 I
8"i,
rt   «   o
—    y
o   ft
- £ o E
5   HH    fi   "O
: ft 13 °
j  cj  c.   o
: s .aa §
hsH
« O        rt   fe
1 — TJ    ft -£
,   O rt   2   QJ
■^ rt   o   o   ft
ills".-;
5.^*0   B
fl5   fe m
.rt-0 c
-*°-£
O  "rt   ,'
ft 3 S
■■si
to   £
3° g
«    3   O
.8-3 E
? £ .
3 .2  to
"*B.S
rt" TJ TJ
C    C S3
qj rt fi
fi  > x
co rtTi J2 '
bO ft fc   >
ca t< fl
c d n
5 c |
§ I:
3 3   . .2
rtJfl-B
b a „.
ft   B"g
.   -   tH     Oi
8-2 a
■Hi
S Jjj
Is a
b afl oflfl-^ >
3   fe   ft .3 .3   ft 0   fe
. to ft 2 SJ
HJ*    3     ft   HJ
a -e 2 s a"
.1 5-S &I £
-ft "o 2 a a
hh a 3 to 3 a
o a >3jjo
a
O
3 a,
O to*  bO
£8"3
fi-lrt I
3    8 fl
'■?•? Si S 3 2 »
ft  fl    3   HJ
3 a a "m
Jfl a b b
-ft     ft fe
B - B 3
8 rtrt   CO .fe
ft a b s
B ,
B*"**    8   g
■a .-s-a
QJ    O
T ^ fe_&
c £ a co
'£ .« s
fi a       u
■       o  ^  fe
j^'o fit
1  ■*]  fe a  ft>
|  0,o
fe   ft   8
3   0"
ft   a.S
O TJ   fl
.  2   P
in ft w :
-fl fl^
£   Sh   ti
^   O   QJ
4J rtS .H   ri -fl
fl  .fl  .fl    fc    o    _,
J J i -3 oa£ s
'fld^.fifi'-1    ."S*J
O  *—' *—' -p-    fi»H    ojO    (fl
S-   w    rt
H    ft
.2 -S
QJ 3  bO '
B   A X   '
3   ft  £
fe ° 3.:
ft B ft,
2 5 _
ft h3 E
£ i I !
n £ £ J
K
rt
rt
«
p
to
*5
o
H
W
CB
o
E
B
1   ft
fi    OJ
_ c
11
3-"
S!5 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F IT
5j?&
[fl      flJ      M
co   ft A
« "> J2
, A £
O   >"<
w    «
ft fi
li
fl   3
«sB
3   ft
to fe
B  g
E .2
"-£
B   o  A P'
0  -ft   hj
"-fifl £ J"
3 hS Mj   g -3
E '5 *8
H .fe   B   3   fi
HJ JJJ r
"a 2 3 "S
3 B    ft fl
; .fe E ii a
°  o  B
S3 fe:
3 -ft 3     5j 3
Cf    « .rt
S   8*   g
a a ft a
§ 2 ° fe
g ftto-^
1 oj  ti
CD TJ 'o  i*s
*ft   B
5 to
f fl     3  CU
J    rt   HJ
3 S B fl
3 fe 3 B
J        fe   fi
; !>, 9 b
' "B . .
5 . 8"-"■
■ fe to-
5     S 3
>fe"^'°'
< o3 o*.
J     jj; A
-*P   B   B
3 fl   fi
ft  ft    ft
ft   ft  O •
3   "    " "
HH fe  3
°S fe-2
2   B-O   3
.3  ft
fiat,
33   3* O
S   B
C   ft
3 °
»  8
a B
fi   HH
fi.2
o  o rt_
QJ     CJ
fete fe
fc     flj     CJ
-rt —■   _"
flj s a
■A fi ^
fi O o
M   to rt
tn a t
°    Q  "fi
.. n fl •
c  o '>
°        *'
lis
aa2
O  rt j-
P TJ +>
ft A k ^
rt r, X
ti  ri ■+->
5{?rt°
ill?-
ft   8   £
ft 2
g a
. £'
ft   B   cn   ft'
B o 2 ■"
3fl3   ft
to 3 to o
-  2    3      .
. hj   3  3   to
' S Sa'E
IS a " ?
fe-fe" a ■
'."St g
1*8 811
5     9?
fe^3 O   HH
I   3   O
3 .
£ce
1 — X
i-Vjj
-t .       CO .fl    o
* a a t °
* S ® g £
a &e 2 °
i^Ai fe
3  ft « ."-fl
3   fl   O QJ   ti
-t     fl     [> HH     rt
-TJ 3
dj"
rt? o;
fe ^
P    QJ
5  rt2    fc"   C   -P  fl
,      ft     OJ      A     fc   rtC
rt   rt  fl  OJ
.« O rt
*s -0 2
^-fl fi ?
m +-> or
. ft
3&l§
■* -  fe, 5
E 2 xx
ft ft ft
a 3 *S b
8   O
"*   ft
o a
a
3
"°hS
3 "ft
& o
rt *J
QJ  rt
C    C    h    s, ,
QJ tfl".rt
to co   fl
A S   2
rt P  A
QJ  bo fe rt
cfl .2 * .2
a u tn
ti   o     -
"H fl
. fe QJ' .2
rtV rtfl j-- rt
9*2©
lit
3-S  3
■sU
ft    fe   8      .
8  3j E
fi    3  X -r
3ft        «
£ >> fe
1ftft.fi
fl    QJ   ft     rt
to M p *s
flrtrt.fi
.fl ft  QJ
*.     £
2-b
5   3'
§ *-.
to  to ."ti
a "S fi
1:1
fe -Tj    '
3 .a „
to*' s
b „ x
SS E
3 b      bob
I, fe a ft fe a* fl
3 .& 3  fe
„, -g -=   co-S
n fc   rt
I qj  £
: ft ti
j o TJ
fl   co
fi    CO
2 x fe £
rt  B£J
A3 to fl  qj
■fl '~ +»   ft
rfl      ti    -2      £
.H fe QJ a
"fl    f!      bC     QJ
■S ti Bj2
, p. a ■
5 £
o  Q) rt
bus
to  rt
11V .
ra   3
M £   to
B   co
'   £ 3  ^    to"?    8    O  hj J3.  h£
'3 rt.jjt] 3 C- 3
ft £
£ § a
lisle
a -ft r"- 8 -ft
«   ?   J"'-"   g
a a a-*5 ?
ft   B     -
?a e
j °.rt«
8 £  o
? fiS rt
fe   B       J3
3   ft rt. -ft
O   rt
oj
• ^ r> '
*    a
; & tj a
— fl -fl
Si 8
rt .rt TJ
■ 0 X  ti
. s g I
fl'£-"
fe rt
•£ no   qj fl
Ml-
h so -aj h
ft g-S o
QJ  ^    fc 10*
fi   O   o rt
g -^ bfl
ti        ,,,
co TJ   S ^
flj    g Q)
ft) .fl -3 4=
^ 2 o o
hC4" h
rt   rt
0   ft)    .
fi - ^C
fi bo —'
to c-« rt
A3 .fl   fl J3
^2 b u
5 2 8"°
•*»i
3   B fl
«jJ-Ja
X qj 3
ofi^HS
•jdS qj
£ ftj c c
£ g'C o
o   ft ft P
A'fl w fe
1-1  fl y
•fi g-  .
QJ v ««h fi
ft bfl ° £
H   3 9   S
to  H-> CO
fi  rt  fi   i
QJ    o   "fi
rt -fi      fi
fe ° s
TJ   fe u" ftJ
ft) fl- m bfl
A  I- * fl
rt   n O fi
1   3  A  °
2 giflrtfi
a A to
"° o 13
■8 ° fe-
. a ° ft
Bft 3       yt
a p to n |
-.    ft   fi   O   3
-e -« -fe ft c
* ft_4
ft fl   3
8 a to
I 8 fe fe
ft  8 S
£   - 9
>   fe   to
ft 8 33
i    ."cj >
3 8
SBSft-S".
5*3.5   3   fc*|
CJ   co        fc   fe fc
QJ
1 as
ii 8-
ft?:
O  B
ftfl
Si
si-
rt   fl
TJ   A
3»si
i .2  k a
.-o ft •«
►»•§'*'
* 2 ft
ft a o
°|:
« +j o
-rt   rt rt*-;
ftj fe
I "*S
fl    Q)
CO ffl Tj
'fi'S-2
fi -t-> .fl
■2i:
! S fe
3   S!
3    . 2 B rt. fl
rt   -       to B .
a      ft B X
3 fe ° AJ ^
3* ft i 8.
m S 9 % °*
£ 8"s
^•^3 fe fl »
1 '5 'ft :
,      S    rt,"      &
III
ft fl »
o rt +»
C o fi
ft W
rtF? 2
QJ tJ -fl
r-    fc TJ
2 aj tn
ft rt
O   Ort
2
rt <!H
Sfe«
ft    °   8
0  .. *
to
BrtS-9
.2^3
fl S oj"
a ^ to
3 3 g
fe J3 -2
hj   B
rt?.*, 3
J5-8
'rtS.-^.Mvnfl.J-i *-■
JJ   "Jj   +-     ll     «     ff tt ft
ti     U   rfl   ti
3    ti
ti      - *4"1
Oi    fl" .2
9 ^
3 13 o o  ,
.  o    _
fe   QJ I
.-fe to
33   B ,
•3   E '
3 1 !
ill
a 3 _
O   HJ   HJ
hh - ft a g a
° B a 1.5 E
oj .2 o cj „ fe x
.      -rt   —i .rt    OJ    fl)    j^
ft rt
O    fe
ft hO
ft   c
Eaai.
O   8 ■•
E|.fi3|
J III'?"
-ft X  to   c j3
bo
.2 t "5 fe o
B 3 *S fe j
_   -rt   rt     fi     *
rt.-"rtC-fififiaJoi
QJTJTJ   O   •»"*-*   bflft^   ty •
fl*fi. i£W
'   ro   O rt   bfl
1-5 S & fl
i  M  qj o  rt
i. ft)  fc 5 "fi
'"*■   2   T
g=a
c  rt 'fl
fl TJ    «
<h   O     -  O
. gas"
■si b|
B -rt   3
B'-fe   B   >
ft   ft -ft HJ   «
°«3«    .
I- s a to 8
B   fe   3   B 23
S   fe »  I    -
r3H&.fifl-S
>   .    ti   ,    V
•-   fi   fl   J*. TJ
o o fl o .i:
fe fi'
- o rt*- -o
3 -fl 1 ."rt •
'- ♦* 2 fi
fell-
T rt    s A    -h
fl fi TJ rt   I"
fl -2 !; > &
rt rt  rt o
^5 fl fl fe   rt
C QJ   C -Q   ft
•H +1      fc
. fi
fl      fi    "
flj      fi
O  rt .« TJ    «
>.   QJ   P<   w
h    L°   QJ •&
1 fl  -*-*   "i1
? 3 D-°
J-B hj   ft
joj'"
g § S 6
—   B   .
2 O'B   g
3 ft*
h-o 8 *
fe.-ft fi
.ft a-H
3 hh   o
b" a
C    8   O
B   to to
ft 2 3
a a p,
3  3  x
3 fl    3
hS*
O   fc
fc      £
s b|
-   QJ    fi
S & ft
P .fl to
2 a   .
ft c   *
V  Hh"
•fi  .   O
QJ   bl)  o
A  fi   fc
ll §3
* fe 3
ft     .       fe   HH
o fe o **
°B3
&«"   g
5 3"* >,
8 "at
B 8
- a to 0,
a o a o
O   ft .3   ft -
•j3"";S ft
a 2 8 8
C   o   QJ
o »rt o
O   qj rt rt
C   ti
rt    .
to
■rt    QJ
" E
3^
x fe
3   3
2 to
<[ft
i^
rt*
ft*
QJ JM
OS  "
•S 9
X    QJ
Ert.
(ft I
fl fl
o   . a .
ti
£ft=3
B    . fl
H-.
r-H   r*~     fi
3-5
_rt    t-  _rt  fjq
3    3
-a g "3
ft   B
tn    fi   Sh    -"
3    fe
QJ     QJ     QJ     g
aw
EZ Efl
a
£   a
tn    •
t-t r.
QJ A<
u
rZ    ^
"   rt
pE
-.a
E>-
£
*S"2
p*S
^K
o
ft
O     3
Eft a
"*o
s a
»  e
o
fl
a
B
£
3 F 18
BRITISH COLUMBIA.
Eh
O
«!
o
<
rt
fl
to
EH
P"*
H
Q
fi
Q
w
to
to
rt
H
«
fi
co
I—I
o
H
CO
83
o
■ Sj5 s"
» ft S'
5 °
•J*, -ft
.£-
° ft
to" fl
B 2
bo ft
ft 5
2   Bfl'
8   M
ft.5
' 0,n
0 fl £ -g ft
rt °3   -°
B hO
-- ft     fe.
a  8 o  ft
fe B  to      B
Spa-;*
3    ft     fi     fi  —
■n hh   3   ft •■-
fi        B   3   £
- tofli -ft
fe .5 3 a 8
"33 *3   ft
3    fe   3
3 fl '
"fe     -   C   '
B
3   o ■
B     ft   HH
fe     3   —   .
«   8    " •""
fl fl c
?B   g,
0     ft   fl HH
£   R   3 3   °
3   »    fe to
»•=   S g    E
rt
X
©
fi
©
2
tH
S
ft
o
Q
O
ft
-H
ft
01
TJ
©
'3
o-
©
©
ft
"rt
rt
fc
Ifl
fi
CO
fi
bt
fl
rt
*rt
O
©
fc
fe
fc
ti
©
C
M
'rt
X
O
rtfl
fi
bo
M
o
fe
fc
O
0
c
rt
fi
o
rtfi
CJ*
rt
bO
'ti
rl
ti
'e
.5
c
3   b
ft 5
Sfl
3 a" a •" fe
Q   E    B   o  hh
.BOO ft
to fl  ft  to 8
3 o-ft a n
ft S 8 •-C £
fe8 i a b
•ft ft ^^-s
fe ° s * B
a ft
.5   3
B fl
a ft
a.s
a °
s a s a
bO  B
3 -B
***| £
3 oj s a
S-Sn g
ih  «  ®
■-,5 s
3 fi ti rr, v c
So     s    r3
ti i- ,o _3 bp o
: qj  bo
* fc «
5 <C
'm   ©
rt-
« Xi <
fl ►» & rt s
S c bo a,
rt   rt rt |
•s ft a &
i £ "*
to   O *° fe   j
"* -ft ft & !
th hh B :
3  o ft ft
a u p, 3 _
Bo , X ■:
Jft" fi'
£ S^j
g-S fi
2£rt3
ft      to
B   3  b
2 £
3   ft
fe    fe   ft
O   +J
ft "3 fe
3 *     :
to ih "K ji •
b o o ^a
£ -" ft b .
3 fee I.
O ,3
J ft ft fl X   .
to 8 p.   qj [
'     CO fl HJ ft    '
I   O P 3 'fe O   i
: fe »1= to '
• jo o oi 5 j
. ° b£ rt  rt fl .
;    . ti c X,
-+H fi "fl  5 ft t
qj fl o  rt i
' — co **o _
' v.
to   fc
fc   Sh .
QJ    <H    •
rt
CJ
° *? fi ••« £
-   fl"- h
. J 3
QJ    QJ (fl
Ol    iHi    -.
tn        fl
° -2 % *=
O 	
rt   © fl "" -t
rrt      «•    bfl     CO      .
111?
J*lfi
"^ ft fe & i
£° S a
rt  rt fe C
E 8.fe
o ft*1
ft    CO    £
O   3
3
1   ft   ft Jh
2 t 3  8 t!
p 3 S a fl
o §•= *" fi
3   fe fe
ft.2 ^
"3 fl
to"   ft,   8
2 ca
3 b g
<**   ft    "
3 3.
3 fi
ft 3
33   u   fl
"3   ».§•
«M •»
3  3
fi £
&~
- £   fl   rt   o
"5 fl Li
I*"    to    o
:   - fl rt
QJ   .rt    -H
<H    fc       ^lj
© te fi
E s
rt- fl '
25
fiJ.  rt
©     rt
1 ft 2
o "fi
, -rt   M   cj   flj
.     CJ  Cfl    fl "H
£ ^    ti rt
jrt    QJ      .   CJ    rt
3 w "fl   >, .2
rt   ©   O rt   co
H fl3  co   fc   rt
fl   u   ©   >
■11 S|fi
g^Tj  «  ©'
fl  .fl    QJ    ft HH
SH->     r~     ti
..©fife
fl     fc     g     ©   fl
.rt   fl +»      M
>-j +> hh .     O
'     .   rt *w '
A     0    U    ti   "
fe oj
fi •■**■ 5 fl
si § g
.2 2 S |
CO <H    >-
g Sfe-s
i © s
Sa a
\ B — .2
4 ; tf3
j b 2 ^J
! ft a «
j 3 a b
, ft"S **
,   o   fe   .
ft !* *?
j  o.,ft ^j
, 3 a ft
5 3 2°
5 o fe fe"
3
ft J3
IP
a ti
*fl - ^
Oj   o
2 be „
ffl rt o
*? ra "fi
<h rt rt
o _©  fl
d        2
d fl
K  bfl d
.2 fl ■
otJ*3
Lg fej
I'o     'Eo a
; ca o .„
■ * § & a
r ft rt 8 S
J fl   8   fe  J
: a >,x 3
■ fitfl
J   rrH     ftJ    fi   '
? i p, §'
:     CJh-B'.
rS    rt
.2 ° *fi
,i|
*3       o
jig'
3.2   §
C 33 hh
8 to"-
5-9
ESh^
fe  rt jd
a fl
•rt a 3
. 3 X
a a
i 3 nr
a-4jaa
f,  B  5  o
Iff
c bo rt
o fl rt fl
MP c   c
rt    ti C    fi
©©do
ft TJ TJ fl
.£■■0
■Irt^li.'
rt *
fl  A
415
©
o rt ."fl *C
o C fiiJ
E.fl   co
<W    rfl       QJ
;   p   O —- «
. —   g fl -fl   QJ
fl   QJ   fc f> "« "fl
ti  bfl d t   ©    „
p. rt fl >>.[•+»
a £ £-fi "5 a
3 a § ftrt,^
3 fl X o o .2
a s S £ s
3   to   ft .3
S .5   B " "3
S a
6»C _-
a .5 2 £
i -ft £ fe
o      ° *fi
rt   ft    fl
fe   B   fe-S
ft   v. °   9
rt  to b
3 S s -a
■9 fe 3
E ° 5
3 8 fe
ft.2ii
£ -8 3 -S g
a o b — j,
B 33   •>, 3   ft
, x 3 to
ft   -   ft   3   3 '
8 a s
a 5 -ft
o b
g A o ■
"ft   3
£ to rt
fl to  a
x ft
*o .
x S
■§1
O ft
fe O   rt
^ w rt
.J ©
jh c fe;
O     QJ
fi fi
i tf I g'
'* s -•*
o  o* —.
X   © «M
.  » O '
.rt   bn o
^ fl n
: &'"S A
rt   rt   o
Qj   fl
2 S^S 8 5 111
oj"hh
a a
c a
3 o
. fl vh
fl  o
8 J 3
fi —
fe   B HO   3
-as a.3
33   3
JH<!
jj
(0
fe>
>■■§
CO   &H
o    •
gfft
3   a
>i
"J"?
«'«
i
■ft Eh
h9W
s
S fi
!•§
^ s
. o
•J
o   .
3 fl
3  ^
3     O     -3
i  s
E
rt
15
£ S '
(ft   -,
3 S  =
S
o
Q
CO      HJ
rt jj
~<«o
J o
a fi o"
o o -g
■S.E £
E a
o o REPORT OP THE SUPERINTENDENT OF INSURANCE, 1945.
F 19
ft fe fe 3
3 S a
Bfl X
HJ    O  fl  +H
ft  3   Jt
3 co   rt
to rt 3 8
SS*
ft 3
O   3
ft    3
too
. s x
' a -"
(« o
.   fl   HJ
a s
to   b
Q   a
t!"5-
fl'rtT  (h
■ rt .Jm  oi
cj  ©  t>
aj   to  ? .
H £3'
rt   rfl
2     2    M   •"
fi  3 rt
■rt     O     fi
a*3 °:
3*3 S
s a °
rt  M iH
> fc^:
fi   O   fc
1 a °.
a ™ M
. s s .5 '
i TJ   fi —
(Srt-3
>|rtJ|
O HJ
.O   ft
O   HH
fe      .    °
si§
co A
bfl © fl
A O^
rt   fc ©
©   fl .
fl!   n bO
■S fl.2
ft IB
cj TJ
fe fe E3 ft r
rt rt   rt   ©
M «   fc **2
QJ QJ    i>    Oj
ft ftrrt     fe
o o rfl •*
rt « > >. ,
' ft ft '5 .fl (
\   ©   ©   .# rt   I
.S-S30i
j   O   Q ©
'♦"** ex I
o   ©  fi  ©  A fi
£  £  co  *h  E7 fl
fi 2*0
o o
o ** fi
© rt
B"3
fi ft
S rt rt
o © fl
- fl to
! © QJ
M rt
; o fc ?3
fi   -.fl
fi X fi 3  c
TJ   fl   ^    *-   ^
0 ft        .
a a -a
8 a
s a s
8 =
; . o bo
j""*3 £
-fe"
3   O •-   0
S" H,- §
rt O rfl to
,3 TJ C W
d rt o
© fi ©
T a bo ^
u o ti S1
3 +* fi-0 ■
J4 ■    * 5   ,    4
c. •" J5 H
."    fl TJ   O
rt   O   i.
ft*3 -F u
CO   g,   rt
EQ
rfl     ti
to    ,.
fi     fe
« "C
fc   rt
rt  rt  ©  fi •
b ca ft 2
fl fl   3   3
co   O
fe ft.5 "8
o  o-" 2
S.9
ft a
o a -
.5 a
J   8
"   J   ft,
IIS
bo
Jo
fe a
rt fl3
, ft-3
1   CO
C TJ
fe   bfl
fl  d
II
to 5 3 § fe
3 "ch ft      ft
a -5 hh a ft
I *T .H
! TJ   «
Jcb a '
: !»3
g | 8
§a.s
•H     ft   ^
o ° a
- a
a a fl
o o ft
'li a
■sag
X £ -"
8   3   3
* g 3
ft        to
O   ft   8
O fl   B   ft
fe -5   T ° '
g-a3 a.
m ft.3
fe fi   . b ■
O   O   3   B
8 | .5 ^ *
•«c-c| rt,
3 Jj;   3   5 j?H
3   rt   to  rt ^
5 g 3 § "I
rt  o g o o
| '3 | fe ftj
•Sfe-     |!
, E? fc  fc  o  ,
q g qj o ft.:
rt  rt  q. -
fi,     fi     fc     QJ     ©     (
©    5    Cl"   ft
•fl     tj a: fi fi
H   fl)   rt   QJ   w ■-
[ ft Jj JJ
d 3 ft
J rt. 3  fe fe
co -ft   «
%
! fe bo ft
it 9 ©
© 2 -fl
i a rt +*
;  o TJ
O    O     Q   fc
-fl   co   ~ a
fi   fi   ti
■fl fe «
£ *a .2
"3 M g
- ° 2
*»     IT
O . - -rt
« © 43
•fid
-  fl'S  £
y   O   co
Nag
5 2 »$
ft   3   3
fe 3  O   o
S.SrtS s
ft      dp
= §*££
|ss
fi 2 bo
.rH     VI     fi
j   411     »        fl o   mi  i
J !=Prt2 fe rt 5  .-a.!
:   rt fi f iS **   CO   QJ -I
J -a a ©   * ss, ft i
$ £  a h bo bfl fc '
'7S   L fl    «   CO
• HS.«SSfii
©    - ft m  rt .fl        i
,-3  g  0,3*3 1  fe
si 3 a o
9 a
11* .§33
H§3§"3"3flg
;      5 a a a
jjSIIbI
^ _fl rt 3 .J "
■    :fiT.-f
bfl   3J
©*
£ | g E
fl   ^H      3
B   3   to
S rtJ a
i>S*B
.rt^Srt.
•s -r? £ g § -^ ° -a
©   *.a '
tO   fl,   A   CO *
fl   O    O   O
rt i -I-* a
3   ft   8
■- a, fe
B   S
ftco-fe 8
rt-3-H-g
511B
3    >   HJ--B
a fe.21.
ri J3 ft o
■ft -ft   Bfl
rfl     QJ     rt     ©   .
«   SS   3
rt B fl 5
a fi 3'
•Sfl a fe-
J    qT   3    CO   HJ
S ft ° 8
2 3      . HJ
3 3   8 "
fe ""-ll
I c-ft-S
.2 .S j- °
•a +*   .
«  rt  i3  C
cc"2 S.2
►o-fi tJ fi
fe © © o
u  ra   in   o
•3 fl fl
o  rt  rt  s-
ft u cj o
"^TJ   O
"rt    QJ
O +J
il
fl 3
rt
a +»*fi
fi>  *4rt    QJ
ft
OD
3
O
£
a
©
n
o
E
bfl
Sh
.s
b fe53
* -°     ft
a ft*s 8
oo »
""-■ -a "*
& 8 2 fe
i° fe a ft
ft | a ■
°S|i
to"fl "J «
3 h3 .
BrtJ-Srt.
QS,3   g
3*  ft  fe   «,
. to3
fe b n
fi a x
a g b
§"*? fe
E fejS
to S '
. .rt   CU   S
•5 3 8
to-rt
£.5 9
O       ^J rH
A © £
rt rtfl _S
cj rt -*-1
!   m
©   rfl     fe
ft s*
ft a 3
8 ^-a S,
«      rt M"
P fe g  ©
-rtVfl
•S §
A .«
©
TJ     -   ©
©    fe   bfl
|§1
rt    A   fl
■8 d rt
o,a
|   8   8
8"5fl
ja • fe
rt. hj a1
"•Bjl
S3   3
0"    ft   bljH-.
S ft b 5"g
*§   3   g   ft
0 ft* a
fe ° ft °
Zt°<9
2 b tog
a rfe fi w
ti "fi x I.
gaa8
-.  .    fl  3
"   fe   I
|   fl   H-    Q     rt     -     rt
:BHHfeHHftHH?c        ^.w
I a e A o o A 3 .. S Hrt
*« 8
§1^*8-S!-2||S
i p,£ § 2
B   B    .SJJJrtS „
1  ft ^J  3  to  3
.   ft   ft     00   fi -t   Y,
!   , 8 b '" to 0 g
• to     aj 3 a   .ft
co   to   rt   ft 33   3   fe
• S*"7;-rtrt5 b «
iS3ofe|-
i3fl^ b-J a*
ft   8 -fe   3 fl   ft   0
3        .33   ft —,   3   B   m
_-•£    ft   B   S   8   2
,sl™n§feE
— oj a 3 x .5
javs 3
3 to a
»a
0"*?,
I     rt     3
I    .3    HJ
>
fl"
"aj
cC
fl
rt
«
d
is!*4
3 5
O   <^
%>
a fe
> %
hj- ft
bfl ,-s
bfl rtJ
<Qj
aw
s
fe
a
to
a
m
a
o
J>Z
to
rt
W
"     .fe
Eft
3        "ft
3 --
S a E 8
§3g§
fl   rt
Ofe
so
to
a 3
3i I
fig 2
3<   .. <f
S      to .
g|| 5
A   "fl     rt fl
•o -fl   C Jj
CJ rt o g
«       l I?
a "8. |
8 ^3
8   fe"S «
ft   ° -*1 u
fto.*4 •!
a a a F 20
BRITISH COLUMBIA.
s
s
s
o
O
tH
o
<
O
fl
w
W
H
w
Q
fi
Q
m
w
o
«
rt
«
fl
rtrt
fe
o
H
CO
ft ©
ti   **  **,
2  >M    fi
"  ©   C   -
fe
co
TJ
A
w
rt
rt
OJ
ca
o
ft
bfl
fc
ft
fc
fl
_;
a
fc
;'3 >3J;
a .5 b :
-    CO fl   ft    to   3
a B-gv, go,
■. 3 a
ft   3    ft
3 a 3
.,  ft
- 3 qj
' <» B
!   ^ £
2 •"
rt      B      ft   [ft   fl
3    ° 8.5
3   O   £_.'"-
»rt.S
■   rj ,-S   S 3
o-2 o B
* s ii
■s-xJ-g
rt  £'
11 a
ti  ti
%r°-
ft 2 ft" :
3 X   3   .
ft  fe  fe
aft8*'
31 S S
3ft      «-
O fc   O
H i- o ,
5 ft      «
j fc © -fl.
3    CJ >   °
■^  rt A .fl '
? bfl g-a  rt
flj fc £ p
bfl O fi
ti „
2 £ > '
fe   D" rt
ft if-S •«
fi      fc      fc      CO      QJ
2 o<e .
fi'H.rt,
.2 3
.2 -2
s    - to
P 8 fi
rt    (0  -i-i
* *S    . rt  ~
g ft g £ ft
.rt   Q. .2 ©
-£ fl!   to   tn X
_£ "fl ti o -ij
rr o >       ti
fl       rtrt©'
°   fc   rt    fi    te "
ft   O » 3
ro rt" fll d
5   fefl   rt TJ -fl
ti£   ©^    fi    fc
^  rt fl fl  rt  B
5       GrU       ti
ft o
ft    tp   3
ftfl
to 3-.-S
Crt<33
s a
■"In
9   c
fi fert
'§*!
3 fl   £
8il
fe a s
■e ca b
31    3    .
8 E. £ £.
>■■ 2 £
•°.5 *
ft   Bfl
- ° p fe
"rtTfe °
H    ©  -|j    CO
3   «   p —
r;«.
J   C 'fl
u     'S "fi
- Cfl rt ©
H    3    rt  H->
. 3 5 a
o 3 a 33
". "3 o w
ft ft "J hj* '
3 'a "fi 3
2 s ft in ,
3 to B       ]
» .5 a. g '
-fl^rt
=  rt  So"
„**. 3 © I
3 >-.£ J:
-° rt   fl   !
a--, M I '
h ^3 rt c
-  © cj .fl
3   to *
sg*°o !
S o      fl
) -■__. fi
SShS
A3    -a a '« .5
"rt  HJ HJ    10 !3
■a a
to „;
3 ft .
§«.
-3*3
' ^   3   5
. 3 5 fi
: o, b - ■
fe b   ."-;;
ft   3 fl
i   &  3*
»    ftHJ    |
3   8   3    £
a -3 ftfl
a -ft p^
"   O   fe   B
s ° n-S
JJ 2 §
ji fl
•fe a * ft s 3
:  0* 0
to   .
XX
£ -ft
S3
-   QJ
?!
t   8
°   h-
o fe
ra   fe
fi s
B .£
3
ft 2
to §
I S.
-rt   X     O
-HJ.feC0Ofc3fe.rt
B 5 3  fc.33   3  -, ■=  °
SoX~o 3
ft       o  a  ft
a S
ft fe o
O  HJ
ft    ft ft
a«
►fi   ro
fl  .fl    rt QJ    O fl
■rtifi-si-BB     3
-2 fl X & rt «
- A S fe © o
oJ.rt.fl   0 -5  +S
s
rt. o rt
oj *>   m
ft
H »
2 -fi   "
3 rt   A-Tfl
„ o © .rt
S-Pfl «
«rt?°.1
»*i I fi
>i ^ Bo
3   fe   B fl
H    B  fl   -g
"^   CO   ft   g
3SS:
co   g i
S°£
3
ft
CD
_CJ
2
O
3
TJ
flj
ft
o
©
to
3
rt
fi.
2
to
bfl
_fl
n
©
^
E
O
G
ti
©
ft
u
-M
fl
TJ
TJ
Cfl
O
fl
fe
C
-fl
C
fl
fc
U
C
rt
©
H^>
tu
fi
CU
fl
rt
HJ
.5
.5 5
Ih
©
2
fl
fc
It
o
d
©
A
ti
rt
"fl
£
V
TJ
o
HH
_co
o
ft*?
o h
fe
fe
V
rt
«M
c
fl
QJ
£
ft
©
bfl
fl
to
©
fc
©
flj
be
rt
2
fl
at
rt
fe
©
bC
rt
£
ti
ft
V
j=
c
©
X X
2 ».
jo
rtM TJ
rt  ti
©  C
fc   o
QJ   rt
rt
c
rt
•fl
fc
U
ft
o
TJ
tH
(4
o
fi
o
ft
fi
©
ft
.5
©
c
fe
Jo
Sh
o
to
C
"5
2
o
O
fc
ft
©
E
0
to
bi
rt
2
rt
TJ
o
to
rt
be
©
bo
c
BO
fe
©
HH
V
X
CJ
to
a
fc
CJ
fl
[t
fl)
TJ
O
TJ
QJ
rt
J
rt
fl
-fl
*M
c
o
TJ
QJ
1
Ih
O
ta
09
rS
0
tH
V
X
H->
o
Jh
O
to
p
In
O
fe
.2
©
fc
c
C
c
fc
fl
c
fi
B
fc
o
rt
to
fi
C
.A
fi
.2
fi
O
OJ
©
o
c
fl
+"
«N
fl
4J
TJ
QJ
"rt
fc
fl
4->
I-i
rt
bo
.5
fl
o
c
tn
a
2
X
o
fc
fl
rt
1
rt
C
2 2
o
fl
o
«
O
2
o
to
C
fl
fc
£
tH
fl
fl
C
Q
0
ft
.©
4*
si5-?!
3 "0   8   ft    i
ft   ft   3   °   <
M fa    co
ft co   rt   rt *■
CO  rrt     bfl    '
J)   O   ° |
§ -™1   fc   rt   !
3 fi °J i
DTJ   g   °   ,
3 .3        ti   ?
r~" tj fc c"
ll       © p 55
S »J a s ■
"J    fe   fl. HH    ft
IJ   M fl     J"
- 3 a hj fl
7 E rt 3
H     ft O  fl     ft
J    3 HH    ft  3
,3.-2
3 | g E -S
©
rG
ft
HH
o
fc
ft
o
©
©
Hi
fl
rfl
£
Eft   O fl to
„   n"3   1 —
ft *   feHJ to
'j, °   8 M
s"s s I -&
O   fc    fl *-■
' b* 6 o ti £
C       rt   fc A
■ rt    fl    CO  -rt o
rt o-fl-fl a
© t,. fi fi
-fl fe *> rt ©
° ^ "fl fi
fc  c       fi fi
'    O     CO   rfl  "*"- rt
bo 5
fl  to
rt    CO
o ."fl
: 2
rH 2
- B -rt
** a s
3 53
5^ ft
ft J x
fe   3
2 £
^iHJHrt"
!   3   fe    3  HJ   '
j .2 S a    -
I hh   fe   B    ° j
to a  * 5 -
G Q V ti r
i8*g
H*t*
°   rt   >.
© qj  2? '
ft      .
53 ft. I
<M     rt.   CQ    '
S*Sl
rtrt rt
- rt  cj >  u fl
j 2 2 *" •
'I   O?"   fe-
■B-gS
fl   3   O    8   3 ,
, fl &■§ t> §
'SjrtjfS-
.rt TJ fl g
fl C)
2 i5^
"d  Si o"
^ TJ -rt pfl   A  fe
o
fi fl
*^ o
T3'-g
ll
r: ft
O
©   ©
St
ti°>
2 fl
rt  ©
rt  rt
TJ   fl
II
rt  ^ S ^
A   fi   A
fi   O   O -fl
S "B '-S ft a
(fl    fi    CO
d   2  co" -rt*
fe   ,      ©   IO  -rt
-o 8 §3 2.
^ 33  £  to*
"3 ii 8 i ..
ft _, rt co
3     -«3   .
.fe "3   B   »   C
B ft 2 .•%
rt,™ 3 fe3
fi   _. ^J ."fe   m
B  fe ft £    .
rt      S3 >>
h9 JJ   fe*S3fe
8 '3 "B " X
to o fi -m 3
3   g   S   £33
£ S .j" fe 8
3 3^  o-3
fl 3    3 " ^3
, B j-   o, b
8 b" S ft
5 " $    -
S.     'j!
-rt  *^   fi   ©    c
• t ©rti -g ©
= .fl ti'Z g^
5 tj g   . ti rt.
- fl  rt  E£ fi ^
H3^^to3
5 8 M^* £
h rt.   « -" JO   ft
^rt-sil-i
- hJr 3 ? hj- a
fi S 3 a ^3
8 n 5 b ,
-B 8 3 fl ft
• rt ^j to •« c
..j    E
>
s
3
rt"
(t)
E-I
Uj.'
S
W fe"
w
z
ft
c
©
QJ     ©"
is
B    3
.■a -b
S      o* to
2   w fi
3 W
co       jj    .
« Is
£ ,l"a
•a hj w o
•ft   3       |J
Eg
o   « ..
3 xi-)
rt3rt2   ..
a    H
it i     &*■
■S     g
j3 b REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 21
I J    J-iTJ,1    fc   ©   bfl  ©
rt   .. ft -a   - -a -fl =5
©     CO     rt   r-<      "
ft rt  A
p bo
ft b
CJ    fc
o   fe
CO fl
ft'13
M  fl
TJ
flj
fc
©
©  -fl
A  ©
O T
■rt   ?
co
bC
fl
be
.5
to
fe  fi
5   g
41 _e
.2
to
2
TJ
fl
ti ©   .-_ -
bfl  ©  rt        -~*-
fe rt  fl  o  fe .2
a 1 s I"I
1*§£^|ig
; AJ      ©
rt o
-  Sh
C   fi
cj-fl £  2
5 8
fc      "O     rC.
fc   t-i   o   fl   o
p rt
rt t<
ft ©
fl   ft
*"-> fl
"cjthrJI
) 3  fe fi  o'
rt    QJ  r-.  *M
i,. TJ   ft  co   ©   o   fi
to o   ft fi *» +J
C  fc   O rt-   0   fl fl
.fi   O *5   -   fc   ^TJ   ©
*o»°ft£**a
<h .£  bo _       £ "fi  ft
ti *o o s a .t-r
fefeflfl+*-8-2fl
*   S    rt    ^    ©    flwg
_ .fl. TJ     - bo fl .-
s" - **, a*. b.5 <
-ft .t- ft o £
111!8
£ — 3    :
'  d   O
-ft hO   rt,   b
b .a "" ^ 3
E to a 8 -ft
3 3   B to 0
fl O   . 3 hj
fe -fi t, § y
o hj   fe rt M
to fe. a 2
o ft £ fe ft
,83
©  rrt     S
fi^-fi
O *>
to   rt  -
©   fl
o. fi
-, TJ   O   O
! fi 5— ^
' fi % fei
A bo
fi  fi
rt .fl
A.O
fe-.:.
as S
ft a ft -S o
„,.5a hj
*^ rt" w „ s fl
oi *g „, fl s3 S fl
2  o  rt  o .fe  ft  ft
5     c h w - s 5
B   3   rt   5 8   O   ft
"8 to fl 3 ft ft 8 £ -j
ft"_feo-a-rt|83-
.-SlBS-*-.? s!
O (rt* **   cj _, .
■'ft-- gli
fl   bO rt rt
'g-2 E °l*
SSllJ-pJ!
rt   8   8-8
- £ S
•ft rt
:rtO_{3  5ftfe.8
o oB
in 3 fl 33
1 a 11S
fl a 11 2
BE S
fe rt
fi TJ
bfl-fl   «   ©
rt •-.   fl rt
1 c =: * d S-S rt-2 fc.2:
tj &c o -iX *fi c rt En fc 2i n.
fc TJ © fe  Sh
O  © X f  rt
fc rt fc   Jj
rt  to q ft—.  j£
< tj fe
' rt H->
' rt ^
; rt oj
. ..2   §0 ^ "!
: j>*8 31
)    fc    " ©    fl
| p, ° too
i   P   to fi "«
^ « w 2 ©
f A O ti   fc
; fe.S
«   ft
2    Q)
= |*S
its
3 3
S   3   b.
'as 2
ft K £
5 2 ft 3 W
rt3   1   °1   "
3 3 £ 8
•fi   O
"rt.fl  E5
3* a.
S <h fl
C   'fi   r
•rt     0)   'ft
.a .i. v a «
l8JB§2
' fe £ 2
fe fi a E .
2 a ft ■£
sS.fe=a
ftfic*c.|
B-s I-? I
a£ £3X
■fl "S   m   ft
a © o fc
§2*S.i =
S3   HH        -tO*
So ~3
3 -o" 3 *H •"
a S b-o
o « a g 8
- t* fe
•11 -2 a ft
w S-fi-"^
8 JJ hj   fe 2
[*B o-
3 »,• 11 fel.
fl-a
S
•"fe   fe li!   »"  8   -,   _
£tS?JI^ o g fe
33 H,S3 | o""*-0
^-'rt afl _w-d ©tJ
«st>-2§-fiS
rt X  fe        ft  fe        3
Sagfefto-rtB
33rtJ3«   .   o   CJ
-> "S '" *B    Bfl"?
' S ft
9 3
b.2
3  8  3
to
.. to   . b -j rt
-ftggft'fe'nj-.Bej.ft
fc.ftrtfe0B3g.fefc,
o£flj3 ftrtSna-fe a o
J3 fet 3 hj
ft 3 to ft
"S3   «
i . O S 8
■ft*"-  * 8   ^
ft   2 feJ_?
8 g[a 3
ft 0" ft fl
O    rt   ft 3   S
ft    fe   8 ft  tO
aX^ ° 3
hj 3 ft  rt
„- o s a u
£ ..a
r  £    8
rt "° '"
fe    3
fe-J
,_. «M rt     .
-°{s
ft'fi "l
8   3 fl
n   a   B   fe'
° ft rt °
ft.rt w
jfl Ef-C o"
'   3   3 hh ^
ft     8 2
fe on o a ,
B  r.  ft  ft
oi .5     o
fi -s fi
Bo       t
ft   3 gj-
°*   fe   C
fe ft O  o
fe o fi 2
rt       co fe
8 Hi
fl   w OTJ
1 2 bo-2
2 ^ £ rt
fi ft s 5
° rt ,   o
§o5 ^^ ft £
g 2?ns-5 i
irS    2
bCO    fl    '
2^2"
23 4a ja ^
*-!  fc +j  (
S*    . t. rt g
rt qj J; ©
fl    fl °    © CO
fi .fl .   tn 3
6 ••H TJ
fi   ©
fl .fl *?
11.11
fi-S
O   to   H "J^ C-
§'£3
ft ft
si
C rt X rt.
•rt fi rt
•MsJ
HJ HJ
B   E   3   fe   3 fl" -       j,
o.3aMt,aoa
.5 a "* ho o 3- - -
*"*    *° £ 1.- 5?
rt     3   HJ
.. ..33 a hh
• ji J."
"s »s-a ft ft
8 ca g fe b B fc,
r-   .rt -0 ft i, o
3Hrt3  rtfl   8   6"
3Bft,o2.JH,rBoto,3
3 o 2 ft a a t. a 3
otoft  .ft.fea-fiflfl
rtftOtoBftft       3BJ3
fe-LCOOB'artH
rt Tj — hj   rt   d   Cfl
5 a        S fe « s
3 .-, co 3     a a 3
HH     fe     ^    35-rtg*
5 to ft * ȣ S-S
■ftBBflrtrtfe-ft
-il? ©  o  o  fi        ©
.^ftfl©o    ft©cr
■9*«l*Jslr[f8
fe    jfe-feo   . a fl ft
1 i«  Isal8
oS-U J3        5  J
^Ea-gCftfi^fe
_J ? g       g ft „ S
0  j.  to  ft  00 o ca
■So.B'sgfc,&toft
rt,        -fioB5°
oj S o rt?3rtH-t".3 3
■So-" 5?sh3 £ 3
fl   -fl   ftHJ   b   33
BOrtrtftrt fl   HH
coHJ.£Sot.ftfto
BrtrtBOftrtO fc,
ft fl fl   0   31  B -   bO
3ft, - fl e
o.-rt-a'SBo.S
tortSjSftooftHj
Sc-,ft fl o o 3 £
s   a o «-jj § B, „.
*° ft   -3rt.° £ giS
fcfl'fl©rtftOto-*J
odrt a a-« go 3
3 S 8 g 8 * >. ■„ a
S 9 ^ I S fe ° 8 a
- .a.fi'rt-° S g »
ft 3 3 " .  ft 2 fe .5
o jjjj j, 6} o If       a
^ 3 ft fi .^ fe a
j-i. 8 * 3 SI * I
33  -*.ft»S 85
jBft-2rtfe^3rt,-        5
3 3l &Ja b-g rtrt-fe
~J* b a fl^-ft.2 3
to.5fe28>>    -a^J
fi w    . rt pj fi, .2 3 G
y^o^feS^wfl
MfcrtrttJ-PrtfcflC
©cfl o fl fc o fc g g
"—        fe fl   © fl -fl   I-.
-©ftfecoej'+H
©--^      t*l Of flfl L
Slslftl -Is
o  -■ ft 3       3'efi-
SftoojBBfe to
8.SB.3fe3ftB
Oftco.5Ht3ftcaO.fe
3
§     £
B
a
1* 3
w .-?
CO 8
B J; ft)
I "-M
Eft
B
ft
A
E
fl
O
fl
O
01
fl
[M
©
!^
fl
rt
©
fc
-y
fc
fc
fl
£
0
to
[H
<
fl
-4
S
©
rt
S
S
'c
©
©
QJ  -fl
kJ
-fl  -rt
rt4
>.
rt
>.
fc
O
rt
rt
flj
X
"rfl
tM
h3
rr
Eft
' B
3
CO
3
Eft
fi _;
rt 13
•go
3
fe
©
z >?
o »
I*
i b
rt* QJ
«%
"A     ^
a;  fe
fl   co F 22
BRITISH COLUMBIA.
O
E-i
U
<
o
rZ
<
fl
fl
to
w
W
H
fl
Q
-?;
fl
Q
to
o
f* b
00 £ 5
g ft 3
1 8? S
© .fl
fi      rG
Cfl     ti   .
^ tj +»
- to © fi
■ m to Q.
1 O fi fl
"rt.fi
.2 © ** I ^ fe
-   "*"> •« —' J-j -A
fi 8
o 2
_. fc
fc OJ
© +■»
^ a c
rt rt fl rt
> **f .rt <■•
Sfe-n-S-g
o fl    s _to ,fl
g -o g S p
CO   HJ    m  j3
} 3   3  §  bO
. ^    3   S
■*   fe   3 333   fe
t, 8 5 a
!   fc   fc
O   CD  J«   fl fc
rt        G  fl       •>-•
.   A    ,
t   O   fl
£ fi
A-f
o  ©
;3~ ft £
IOJ.IS
rt. a
0 ."S to *■
bO'fl     Q-   "
rt .5 fi 1
fl .fl
*J   © _ -fl    A
•     -,.g a a
rt rt    fc   ■->
C ti  0 -ft
5 U^ fl
fi  ©* rt v
6 t*rtfl fc
rt      tfl
fc-3 ft   -
+J  ti  n " ■
"-A    .A
o o
2-p
£ fl
« ° 2
o C fc
,- rt o
j ^ h     r
;-"»
s      box -
rt  c  ©
■fl  t> •
a fcs *
: © ti >»
J.fi-Wrtg
fc    QJ
ti    .
© TJ
flj ©
+3 ■£
«H
o
©
©
■w fl 3
O   to   u
O   C ^
fl   O   g   fc   ©
© K
to »3
■3 rt
ti fl
to 1
a '
b"3 '
3 E <
ZMl
3 a
ft     MH
ft    rt    -
a E ,
to   o   I
.£ .fe 1
g 8 0*
|hS p,
3 E
J hB J2  ft
J   to       o
B   £ '
■h rt?
■S   rt
E*Srt?
Co     -8 5
' .8
~   g
feia
3 b £ ft     ;
x %.S ft    i
o    .-§ -fl        I
HJ   HJ     B   HJ .,
3   3 ,3
3   3   fe    O
to £       hj        ;
a*°_rt.   8        !
E ft -ft to
B   B        3        c
fl X   ft   3        t
£   O   5
ft   g    .3
8   . <
S^go     7
O   -13      O 1
•— fi    10 f
fc   M to
Q   fi bh   fi t
. -U        TJ -— {
-J •  © f
3  TJ    9    ft   fi
-S   bo fl
' -— to TJ         C
Ih -3 ©        t
fc    qj r rt
bfl fi f**^"     •*-
l°Sft   rt
IgrtHrt.    1
.■? Si",;
ft  3  fe  ^ 'rt  !
Qhh       -8
O   O   „-  fl   ft
ft        fe  rt o ,;
ft 3.2
3 -g   8'  O   C
,-; co 2 we "
HJ   O   £   3   B J
feS5 3
t; ft-rt fi
ft   o ^3 fl
ft ° 2 ft
g as 3
0     E *
ft 83 £
£C o
OB X
•ft » 8 ^
3   3   3 HO'
0«J= fl ,
B HJ B ft
B B o
3 HH fl
3 O fe to
"3       ScJ
,   8 ft 00
ft    3 0
O   B 5. ft
rt 0   3
to   ft ft j3
a 8 gft-S
% ° 's § 8
ft -ft o 5
8     -ft 2 ■-.
nfl    ft g
S'bES
fe 3ft    3   o  HJ
.§is s
oj" 1—1  fc  aj
ITI-fi
3 fe ft-H e
E   -.   HH    °   j
""     QJ     CO
-,   CJ    O
"S 5 ft
fl   F3   M
rt  fi   qj
rt   rt
© 2
to   M
©   Q)
ft 5
3  —
rt-g
fe to
X   3
£ I
fl s
£^
3 £
o 2
a 3
£3
a ->'
j 3 -—
J-_!3
2    B ^   3 T3    fe    rt
B _3  rt  fc,   3  fe   ft
fi B
EfS'g
3   3 rt.  ■
hi   fi ca s
h 1. ft ^ a
j 3 o ^ rt
23 * o °
3 fi ft fe **
I 'fe ° 2 ft 1
3ft       „ rH ©   ■'
H    IO   J|   o ft   i
fi A 0
3*o fi   ■
5 2'3 rt ft ;
1 © & fc fii
n cfl    .TJ **   .
=   -»S5o;
-„-«   "  S **   '■
2 rt h2 tJ P
h fl to qj bO
5   O _L   fc rt
2 £ a g £
u   8 fl   3 3
3,  ft  ?! -5 fl
£ ft
ft-?
ft hh"  ..
.   3
.2 3 t;
ft 2 ft
If* J
c £  to-t
b "* a 3
;3 fe
.5 b
35 ft _ rt.
•rt hj fl 35
rt ' a rt
"ft-g  rt-2
fe B J fe
X — S .o
.5   8
■b "*-e -8
5 E
j 3 -
.   3   3   3   6
S -fe to a  •
?2rt & 5
^S"2s^
-     ioi
3.  8"ft<   fe
1 ft a ft ,
CB — I
3 *-   ft   O   C
J     .  ft hj "
3 3 3 a
3 b a fe
B -rt   i.   3
3 -" fl fl
ft to
co rt
S £
H       ft      rt,    —
. a 3 o ■
3ft
HJ .2   8
Si a ft
g a g
fe 2 n
3  3
rt 3   8
■2.S £
- -"3 b
i 0 3 ■■
3,3   ft   8
j.S E o
, Hj-33 3
■ fi 3 fi
- 3 T3 rt
S 3 ft
fl   8   3
7 fe to
fe    a
rt  rt.rt
J   Ofl
. ©
-° > fc
o g »
0 O <u
-_ fi
to TJ
rt © *m
bO A
fc 3 TJ
© co   fl
$ G   ti
O fc     -
fi        to
o fe-ft
7 - fe 3
i, g Bfcrt,
S 3fl 8
3J rt fl i-h
3, ti fc ti
D   fi    .     fi
J... ft 2
fc   «
o ft
a I
■—' «H
bfl o
O fl o
43 ,K fi
TJ   rt   rt
« rt o
.rt -fl
fi fc is
.a o o
. fl
bO to
© .2 !-•
bflfl   o
•S ft-rt
^2 °
fc o bo
© fi fl
fi «rt .rt
■a     a
S S^
GS2
« w
is,  IA   O
a 8ja
« ft
n 3 A
fe 1
HI
ill
3hS'
°£
i.fl A.i
.  ."fl    QJ
o   fe
a .5 1
■M hO
A I
o fl
'to A
H rt    O
I'H    O    ID
^  O fc
C    *
ig.2n
ill*3
*5 £ ?
Sa g
-.©fie
--.  fe
j s-1, fc
- 0 js ©
ii       rt  -'
© TJ
fc    OJ    fl
tfl to 9
**   fl   o
<n -.£
o  ©
o t:  qj  q, +■ ■—.
© pfl cr o rt
•fl  W  bo
S  ft fi
A o .S
fc TJ
ti   A-fl
fc © A
© X *"
TJ +*   ©
fi O -A
fl 5 *»
QJ    bO   w
fc  rt hp
fi   fi   C
(O    fl    gj
.5^3
to
«
«
fl
CO
£**
0,8
rj
H
h5
rt0
o
H
to
I—I
h-l
G
o
-ft
< a
3 c
to 0
a -g
ji bo
.2 a
it
HJ   3
fc
fe
s
to"
©
fc
fc
QJ
rt
(]
Ch
a -S
is
IO
.fePH
<
fe      -
*-.
■ft 2
C
©
HJ
TJ
B
a -
a
0
©
<
c" REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 23
ti £
8ft
TJ^
fc  -
O   co
. ©
«H    fe
o   C;
tO ^
10    fi
o a
rt -9
bO g
rt  2
o
0) -rt
o   fi
fi cert .,
fc ©
A fl!
ra +»
bo ©
fi bfl
^2
2
rt
TJ
■g-3
bO
fc -I-"   rt
°    Qjfi
S fi £
- d3fl
1-s-gl
.j-gg.1.
s fl   fe 8-
HJ-3-rtS
fi S3 2
^1« |
1    "I
£  o -jj 3 "S hj
to hh £
Jo«J
i S  u  3  S
J —i  m   co .3:
"'£     Hi'
i .-ft r3.    -3 fl
I       rt   HH
B     fl     O
; ** .5
'   8 "hj
5  HJ   o
.   3   ft   ft   ft    3
to a M .£
o g ft 53
fl '3 e   a _
' S ■" £
to
fl
£ 3
to 33
3 3
rt J3
ft x s a
3hS   ft"3
s s
to
©  ©
aJ fe bO fe fi
fi S .2 '°   I "
Q *3 3  fc fe
s * fejrf-fi &•§
fe fe-fl  fe R i
u
*1
3 fc3
a a
Ic 8*3'
fi     E CO     ©   "-'
I   3 I   fe   ft
! "2 s f? fi"
C   ft h  H3   O
Is.
* g a|s*a-g-
fl       fl -ft   R   ft •—- I
ft oo
dj  ft -
Bra  6
E
HJ"   O
ft o
a 2
ft E
8 fe
fe ft
to o
SCO .
3 .,
B   bO ^
ft   ^
o E
-C -fe
3.2
8    to
3
5 l
3
"ftl   rt
8   B
33   ►
»3
O   cO fl
rt   co C
3 o
TJ  —' tH
Ci    _ «H
.-rt -2
G   rfl A     QJ
-fl   QJ rt   fl
■w-   rt CJ      »-
rt fi cS ©
© '.J3 '
•; m o
- rt ,©
s 2 ^
5  rt  fl
TJ    co *
°' S rt r
6 2
.1.1
5 £ o °% £■
■ 2  -J-0 « f.
, 5 s o rtfe 3 s "
ft   £ -B fl   O
O   9 X   B
. "h -S   ft £ h3 ■
.   B   CO   8    to   §
> 8 3 ft 5 ft
, rt-. 3 3 -fJ rt .5
i rt _e   co   rt   fl . -
JS*§ fli! °-
J 5 ■* m   ■ fe
; © >, o fc o
fi    rt '   b-.   A
flj     ti     O   j^ "-
"tJ     >, **     fc       -
^ rt © © c
till!
o fi  ti       "
fc fttj ©
A
to bo-
2 '
* © fc
! E °
'§ a
33  o
I1
8°
.5 £ o-
a -8 r,
a 3 .a
-3 ft
£ 1.
SiS rt  °  E
■a o S a~
5   ~-| sa
£ I    3 3 "S -8*
o £   S   fi   3   3
ft a a b oj 3
ft. a fl fe &.
3      ' Jfl
•B'S, 8 fl
B   rt5""   8
&!■&!
a, B
ft ft ft E
£ ft o rt,
o   ©        ©
S&ii
•fi ft 2
fl   3 fl
5 "* '**
"- HJ
3
rrt   fl      B
o a .
££
Mt|1
B   HH   fl    fl   X   .
fl   o
a 3 --.
cd fl   3 •-
ft s
O   8
fl  oo
ft OS *
H ,13 1
3  rt   -
, 00 o
! a   .
3 33   3
r-rt.
lis.
f-S'-S«
.2 © '
rt.fi"       cu -h a
,3 rrt --* "fl  r
"A    f^TJ  "fc    ©    ©
£ £.
"S M
co a
3-C
■ s e a -. s '■
• o fl-ft
.18 a,
i o 5" 2
3 3 -a .
fe £3
a a ft
3 fl   x
g   fe8
8 ir; fe
§ g
I   3   if
fc,   3 .-S "°   §
°S.£ 8-°
to rt —-       fe
to   fc w to fl-
J2 fi .« 2
2 rO
rt ©   fi
« ti°
« 2 ^
C rt"
rt ti
SI IS
ft E
3   3
9 £
o a
S 9 "
-a o bfl
1   ft   o
O   «
fc    $
© -Y
e fc o"
o  © TJ
p-3 g
'tj .2  fc
QJ    fc    O
fc
3
QJ fc O
A A**5
fc   to
! -JS ^ ____, fl © fl
'   to
■S S £'
I  3   3
? J.
a fi b a
'ii a
5 £
S C -S ,; .fi 3 r
3 'J*  3 ^  fe 'm *"  o
too too ^.2 o fe
ft ft 5
ft   3    B
Vi HJ
rt..*.!
HJ    3   jj   -3   '
fi    hj a
K   8   jj   3
9 ai,
fl S ft
fl     £     CJJ
'rt-Jfl
a a
B d
8
oo C
:-sfiife!°-§g-§"feSj
© 2
A q
g ail P-Ss5
fc   O   fc O  fi
© fi ti fe fi cfl o
A  Afl X   A  to rt .
.2 .3   A  ©   A 5 TJ
•S3'?
B*3  3
oaa
111
e s §
.5-3   S
fl  «  8 .
B-S   rt
3 '3   8     . eg
51.1 -?.§|
Q    fi    CO    JJ
© © fi CJ fi
fl! fi O bfl °
■g «h « rt rrt
l'"j§l2
B — fl hj
3"  rt "g   fe  g
5 e -s
r s s <s o b
g.S g
*"   8 b
ft   8 3
OJ3 S
fe ft fe :
ft o o :
rt a
,-fe to »
33   C
-3 o a
'   - 3 3-
i    O 3 fe
'   >« "
ft 8 rtrt „. 8
3fe 3 ft
X b O
■— a hj
a .3 3 -H-
■" B^ ft
3 . rt o
ft   to 3
* .5 S to
h3{3
o  rt  ft •-
. "ft «s
&   rt,8'S
g,fl^    3
-ft •"*
fl
3    3 ,
3   to -
3 a
3    -    rt
"8  rt   8
- rt CO   HJ
J, " a
3   ft rt.   8
-. 8 fe a
fl     O HJ     3
3   33 ft   ft
ft   g 3 .3*
3  fe ft 3
- -ft O   -■
a'3
^ ft a.
' 3
3" "■§ 3 £ "S '3 fi.
O     fe     SH
ft o
ft ,§:
33 fl   o
.5 a
S-S-S^o.
. . 9
3
oool
X o hj   3? 3   3
"g £    3 .3 to    3
rt ft 8 33 a
£. 3 sb o 5 j,.
O ft   3   ft 3 X
-, ft a
3  o  to    . j.
. _3   .a —3
°b3 "*h »
3   ft   rt  ft   ft   B
3 ft a ca S ,,
■■'Oft ft   8
. P, "H •a -a
I 3CC
£ 2
ft £
oj
"S 'rt '
33 C fl
co O 3
O to co
c ft 3
a J> «
-ft   3    3,
2 oo 3
a £ -I
^*„
CO H^>
•rt © fl O
m O fl rt O
fl * * ti fi
©
©
i?to°^
fi 2     fi
S 2 © °
§1
p, fc
! «
rt    rt
0  rt
ti tn 2
fiS,   A
fl ''H fl     U
fi     CO fi     .
9 co ^ -fl ©
to 43 o a ."
a
O
s
i-i
a
h-l
w
M
Ph
3
9
-rt
3
rt
HJ
rt
15
QJ
a
I
fa
ft
V
z
»   "a
0) ©   O
I fl^
-ft g.5
-3**!   fe*
rtH-inf-5
rt  o   rt  3
ft >H ft ^3
Cff
asn
-grt.
J3     QJ
fl
rt
H
fc
T)
.*
fi
rt
rC
©
fc
fi
£
rt F 24
BRITISH COLUMBIA.
8
CJ
O
<
H
O
<
to
.2-j
rt
FH
«
Q
Q
to
o
to
K
«
fl
-5
o © -x 'to
•G X ~  rt
(Tj   O
5 fl'
o' b
rt -fl   o
O   qj rt
! -j"e"B
•^pa.
fe fl rt -fl   c
rt  to «,-, C- J
fc   fl rt I
© — fc .. T
aH2.fe|c
8,fl ^ g-j
Ohj fe*   c
+-_o c  Y rt
qj fc rt ^ ,.
bo ■£ A ti J
ti   Qj   fl   QJ
S fi o fl- .
la s £ c
* a ft«
• S-fi^-firtj
a -rt c.:
M   M   o   fl -J
A-fl
2
2 bo
fe fe ©
^ --fl ____"
Sa
-fe"  fl   5       3 33   & rt
© "n   fl   C
O        to
3 .-B'S
HJ-P.5
^ TJ   60.2
fi   >> S   ,„
fi    rrt    tO    fi
s. • 11
^     fe    fi     d   .
--ifipfcCrflfe
£ fi
QJ ©
fs 2
o ft
-^ u V, rt
•J* fl fi Jrt. _
ft rt fl fe -
O © TJ fl
fi          it. '
i ft o ft
-ft O X 3
P, fe   s. ^
HJ ft    fe O
I ft ft '
rt   o
-ft-fl-
rt  3
fi'rt'
fi «s
fi rt ^ *^ " 'S -
> 7u
■£ rt
E E"
1    ti    ti
TJ TJ ,
£3 =1
i'H fe
O   to ^   ©   2
I 2
G ft bo:
fi  to ^
G   «
3?
j rt5 c
I fe to j.
C   o h&  S   £   O   1
.5   ft ft   ft rt hS   CO
,-°   ft 3   fl
-a £'
I fl » « -s
I rtl-r. S
Srt  3  a hh ■
-  to g -5  o
rt
3 fl 3^
SMS
,!•   a
! i o a.
S3   ft '
. -a o
3      o a ^
_e  « -— •— •—
8   8 '
'  ° £ .£ "3   ft   3   8   3
3   O   ft    ft    -J   rt
, x hj  o  o " .5
'■ft fl - -rt fl -ft
sis'
i -rt 2.5
-, to
3
& £
fc   rt
0.  TJ
2- fi
— rt*  2
fc  ©  o
.a«
rt    CJ
1-1 8
1 £ -
8 m to
c 3 J
8.2 -3
to   cj 33
3 33   3
• S «o
.-£ 3
3 —
S ft
2 "3 oo
> a
fe a a!
-ft a a I
£ ° ft a 3
b g £•-
ft  .fe    "-
! 13 11 •§ ft 1 « ©1
. a S fi
ft  u  3
'rt  3 £
.fe -d
8   fe   ..   JH 3
a s-
2 no s a
ft g to |*5
-s 2-
Alj   fi '
8 a I
:S fea 5'
2 3. 8.
c~ 2
o-S-ft
. S h ?
0    O   HJ    bO -
0   fl     31     3
9 9
' >x .
'3 ft
O  .3
-§ a:
3.2
„
£
C
0
1
C
5
© rt
fl
c
O
o
fc
'3
o
2
§ E
rt
Tj
©
o
to
rt
fi
©
fe
bfl
A
fc
o
o
HP
ta
fi
fl
fc
5!*S
to 3
" 9
° l-s.
to a 8 .
fl   fl "ft H
X, TJ .fl •
1   © —. j
E Sw:
rtj   fc
ti   ©
1 £
> 3
fe g        3-3
I -3       -rt
,. ton-
I 8.5 g
1     - "S   fi
1 fi 8
QJ     ©     —
■e 2 s
a-?-?
B    fe
3 J_?  ft
ft   O
- ft —   8   i,
fl   to   ".   8    M   O
S fc
3^3
fl^   8
C
- "2 fi.
fe
© © ""      r—t     -
i    ->T.*rt'.fi Cfl'rt [J   JJ  ■
—fl     M             r— QJ     > X     A
fl     A   *rt     rt —-.   -rt             'rt    .
'     V     G     O   <rt .^     « fc
©
SHI;
1 '£ 9 *
S3 -3
ft.2
si-
. ©* rt* "fl
fi _©
rt „ S P- ':
■ S p: «
_ ° ? J i'
fi <rt   fi w T '
'ft 3 |      3
'      J.J  rt   qj —.
s 13 P S1^
I "2 -S ■?
P,|ti3
*S .fl  Q
Is   rt   rt'  r
^J *£ © i: ;
A fl -S fc
A ti   ,
to   3   co Q
fl   bfl   Jj T3
fi rt
©   flrta "
2 "fi
g   fi   fc   ©   fc
.fl  rt  o '
cS-Sj.
.5-3 £
fc   to ■*
©  rt
A bo i
i  fi -S
J -fl  «
§§
rt   O <rt   fl" -fl
a* 0-",.s
rt
CQ
a jb ft 3 - ft
o d aj o 3 3 ft a
^.-O   O    fc   jj.
) «H    fc O r
fl  o -a  bfl C
J    fc QJ    fl    Cfl
" & x ft
i   3   £   °
sis,
: ft ft'"*
i^E-S
&£ of
3   HH     3
■ Sh   3 S
—   B. 3
£ 8 £
I     .  fi +*
2 ** T3
.2 * =
1   &    ^
S   .    rt
° b c
a  o  c
SH^
'    fc  V.    QJ
J^fefe
«H -A fl
.  O
i        TJ TJ
1   fe  ©   ©
fe  fe
Q.    QJ
A A
g|.i
2 E-
■-. 6
8 3   JU|
ft 3
ft   Si
.fea-.
Bfl  n|
HJ"3   3 I
a 3 3
►J
M
O
fH
W
o
8
a
3
to
t
o
Z
E-
3
u
£
B
J5
E
is
HJ   -.3
3 B
feO
.5 a
QJ  K
•3 2 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 25
fe   ...    i    fe   i
! £ fi
■   fi
QJ  "rt
A o
bj^ a
ti _fi   O rt
1*3 a £■
> © rt o
it-e tj x
H   . CO     jT
<H    QJ    fi
^bfl-flj
©TJ   o
fi  C
"W-C  co"
fe*J
.■rt -fl
fl  bp q •■
I    CJ    fc    CJ
bO  O TJ
. jj © "rt   O   ©   O   to
a-a a
ft "H 3
•si!
',?* a
fi fe £
ft-O  «H
P    fi    fc
fe fl fi o
fl *■**■   A
„t;3.7o
g3 HO   fe  HJ
fl  ft 3   £  ° fl
5- S to g   -8
Iftg-ll
„ g fe 9 ft
rtrt-jj 8-31a
e.ig**.
O    fl    QJ    CO    0^  'rt
rt 2 a ti
rt  rt  O  bo
fe3 g
fi 333
rt 3.3
ft 8 33
3-0 a
fi    HJ   JO
°- a
*--
jSfe-
HJ   ,fl   HH
O
HH    ft
fe  3
Snfe
fl ftfi
8 E a
£ S
o £ -g 3 2 to
ft b s o, a B
o •* o fl
■*•* -^ fe ° fi
i  fe-3 -o
! -s .„ ft '
o o ■
ft
8   «,-   3
e3 £
B.8.ft
g -a a
gi>S
— fe bo-;
8 * 5 o
* "B'S P
HH      3      3      ft
!s ft °
8fe°   9
33 3 bo o
o ft a a
o, 3 .3.   CO
8ga8
ft ft,a 3
43 3 ft .2
rti^a-s
fl   HJ
j8
ft   3
3  to
g X  C
■ft 3 ftj
■S 3 fe
3   fe.-K
to   o —
s«„
fl   ..rt
2 b3
£ S S
.2
fi £   -
O    U    QJ
fl    bfl
m   fl   ri
to   fi   fl
.2     2
Tj ti
fc fi fi
■rt +_.
,-     fi    fi
fe o;  ©
S a ft
.fl o  P
•ft-°_8.
3*
ftS
2 b 2
-- S " E
a to —
' jS -8   " Jj
'  cfl   ft   3 ^
I   8   O -ft fl
•   fe  »   I   «
i   fe to   fe   3
tort
_>-3   _»_3    t?"
HJ   bO J3J    to
E g
a 3 a a .2
£   8
;hj a 3
P ft rt to
3 fl rt
ft. fl
.33   fe    3
H    ^ —
fl 2 E
2 9
CO -J- fl
a rt a
3   3   B
fe3 -ft
£3.,
: jj = 3 .2 g *
:--|B-i*'"
,  fe £.9  ,.  8.
S ft >> fe a   .
3 H-S-S.rt.H-.
o   O 8     .— ■-
U   3 ft hj   3 33
- „, o   B *3 X
8 ft   3   B B
3 -g   ft £   rt 33
-HH-O-g   "*.
=   0   C   rt   fe Y> '
- fe   B   3?  ft
"—   £    ft   3.  "
- fi £ o o3
- ft S ■*" ti a
- 3   ft   fe fe   £
= 2 £ x S 8
fi ,fe      fe
. —   3   ft   O   .*
3   -, O   ft  fe
ft to   . _ fe :
ca a 8 fl 2
•fe ^J 8 5 3
■ft 33  3  ft 3  i
O  rt  a  ft   3
fe °  »   8   '
3 fe 5 a £;
fl -a   ft 3
fl
3
: §3 3
i a   _
3 o
rt. ».     "--
o a   8   S .3
•S rt-a
fe E 2 I
hj - a
to 5
a
a-a
= 7.   ,S S.o
3 a a 5
■a .-, a to
iftO-Sc
I   P h   fl
t TJ   ©   fi
ft ©      r
... .«"   ©"  fi
©     fl   rt-      Q)
gJSf-f
fl o 3
A £  to
3 -S 8
3      ft
S? «"
j fi o -
ti  m .S  fc
fc     fc   H-J     QJ
©   ©   rt fl
I at;3
8 fe 2 ™
hj"C S. S
A   8   C fl
.fl   O rt   fl
of ft TJ   qj
1 * i £ & -
* fc  ti __, rt  fi
.   QJ   CJ TJ -U    QJ
l TJ © fl3 .fl
fl      ">,    CO    -rt      Q
i fit" 3 E-ft
-H    8   S
1 a ft ft   -3
Sft.-co.
! .5 a ft.2 £
•fi £ -fe 8
CO   HJ     ft     O   HJ
—  „  ft £  3 •
CO   O C    3-
] b *^ £ a
i    rt.    8  +-    O  rt,-
a 9S
' S 3
> 3 ^
: ? B
' jr? ft
.. -    •** >.
fe    3   3    U JO
grtS to,-ft
a  rt rt  o  o
—    . C 'ft    .
a  o. 8      -"
•2 5 "? a* 3
8   fe  o -fi
fl    ft HJ — 3
-   J    I,   *J -
HJ   fl    3    3 ■-;
3   O   (J   8 E
ft ° S ft .
l-H     ^Sg
ft * fl .5 |
8- o § c**3
. 3 rt. .2 £
fl   3  HJ   CO
C fi rt 5 ft
3   Bg   go
-rt- s .il "* a
a a w -ft .23
3 — B -.
-Bill
5*3"";
■fe h5   8   **
o °     -S *
fl >, & £jo
a 3 -ft o ^
S-3-8"0 S
° ft *■ 5 ft-
.    ti    oj   TJ
fe*
o -S  fi **
w
©
cr!
^J-
rt
fc
0
J
fi
*c
ti
.-
w
R
bO     .       -    HH
- b ° fc, a
a a     fe ft
ft  5   8   °   3
o 3 to ft .fe
-j-ftftrtrtrt-)-.,
8^81 9 .|3-
ftlrt,^ra8c-Sl
ftrt»ft>3,8fe'
fe   8  o   fe fl, T3  ft   ft
t,   ft   «"
"So
fe a ft
f ^  rr
ft 3 fl
3 3
ft fe   ft
a s ft
v
A  O
z
30
(ft
w
<
PS
z
X
9
is
<
9
V
z
a
-1
to  rt
3 <
3 ^3
3    3
HJ        3
«3
8 X    B
•s ■"..-
EC'S
8g   «
a
3
o F 26
BRITISH COLUMBIA.
t.
O
tH
o
w
o
-rt
<
fl
fl
co
H
W
H
fl
I*)
Q
!5
fl
O
H
co
15
H
O
a.s
:     5 5
i  rrtiu fi  '-P
»    C    O °    °
-.5 ©
> d s a? E
r-: fi*
B fi
j TJ TJ
J  fl  c
■"fl.flfifl.fl
_©    QJ
-fl   <a
S©
■fl
"'JS
3    3    CO
ft        B
ta fe fe
■a a
as
O   ft
■ a.
& 3 3 g -
fl   B   rt
O    O   3   C r
■ft ft -. 7 ■
fe ft
3 rt -ft a
to .   fe x
I.
t g ft"
a" o I
g JB
ft to 3
ft 3 to
o P rt
E-3
'  B
3  B
£ to
o.S|
i5"-§ft
[0,0.
l-g"   OhS
■S   **  to   O
' A3  ft
-g-32
S, P,-8 3'
9 2 8 1,
C   B   C .
»•»a
ft, ^33 A5
TJ    QJ    rt
O 1—j
-fi  fl   4*
SO  *rt
3  ©
gjs
•" 3 -
to b a
a     8
3 fi a
;fe   B -Hj
s|.-r?
rt j—1
£ S3
fc  rt  ti
Q) TJ fl!
A i
O    fi -rt
ft    -2
w  to   fl
O   to   A
43 borr
*rt     rt   w
•fl     fl     A   'fi     A
...ft
3  fl -3    O
HH     ft
fl    O
fl
T   3
JS rt- ft
ft  ^   8   O
J  3 HH  to '3
j  ft o  rt  O
; s 8 gft
ft 2 3  *
.  ft. B fl  3
3   fe
"    1 3 8
= to
a .5
8f-
fll.2
§ ft
3   to   oj M
)(Jrt   cj
■"ft-ol
2.8   S   dj
3   fenSjS
. ."fe   3 ~
- 3   . £
ti ,-C -fl
I TJ  rt
I     QJ     QJ
!•+; T
. 3 fi
2   rS
53
: fi 4? S
■ fi fi 5
J   to   © *•
'     -3ftft
g s c'
a ■" •£.-
©    ©  rfl
3 A fi.
fi ti g ;
O   ©
to   -
fc   ©
O   to   fl   fl"
*" ol o
&" 8*8
■a 5 a £ ,
1 fl       x E
■ fe fl    3    3
O 33  ft        a "
5 xt - 8 ft I
rt    3     .   fe    ft
fe a to 3      co
S p B rt. 33
fe.5 i-t,
to B ft J
.5 ^ I '§
HJ    t.     fi     J"   "
■ r    O
■   £    M
fl
3.5
.2 S
>._. "      a  0
. 33' -fe" 5 ft
■ a 3
33 1   ft B
ft 33 ft o £
o ,0   1  fl fl
B fl   b   ft
co 33   a   o   B
8      a 2 x
° 0.-3.5 E
a 2 ** S
3 a
O rO     .TJ '
<rt    fl    ©    ©
is fi
© a   .*- © „
A bo       A3 v>~-
g^
fi t=C.
-.    Q)     fe      -
O rt   C   to
-o © fl JS
5 fi ft S
E's as
o © o fi
+ji   rt   0   !>
a ° .2
1 rt - —
!  3-ft-„
3 "" 3 ft 3 to
• oo§ ft & fe
-   3   £   " g   8
*fl3 fe ft-l
fe   fe   B
g8l
to   "J
.r-   ©  fi
«■§-<
HJ-ft3.
c o p, a
8 rt fl 8
2 5 SS
fi-^  O ©-rt
C be rt
jj 0 a: rt fi
•Jj   CO HJ fl   3
Ti fc rt c -1-
"■  © oj a  rt
ATJ TJ   C
©   O
& " jA
£tJ   H
En  ©  ©
S  C
2rfl
- a ©
o *£ rt
feftS
fc    ©  TJ
a « a
■ rt    QJ    ,
a 9$
- © fe-
■g-a-*-
.2 © © *
fi © g ■
rrt     QJ     QJ   .
O    »    w
»    A     fe
fi C rt bfl tj ■
sr-.:
3 fl   o
£  BJO
t8°-|l
8 *°   8   ft    jj    E
■J-   3
a a
E3
ft S
r* fl ft B
Jj ~ 3 3 ■"
3 HJ HJ
S   ""    C rt
S « .£ fi
fc
0
j=
fi
ft
fe
ft
0
CO
rtfl
fl
h
IZ
6
a
X
r
O
©
tH
X
+>
0
3
"ft
«H
O
■B
fi
0
a
bo
A
O
0
u
s
A
E
E
©
CJ
2
©
fi fi.
S o.S
fi -S.fi
ti  © o
U    QJ    tO
fi 'fl "
J5 fe £"
o a
3ft —
to ft2
■S3
■j a -h -
: fl ^ 33
fl   HJ
a a
i £
tO  fl
1 a
£ **
3 E o*
■■--," **
o X 33  tn  5
ssr
3   to  O
- a 00
fe E a
3 3 3
ft fe 3
a 1.3'
s 3 & j
3 s a'.
3 3
ft ,!_
3   rt   B rt-
is S £
b p,    ih a y ,   a •
a to -1 o .   3J ft —.
ft 3 o
£ gfe
ta .5 ho
£-°3ftg-
.  Ao   w   fc
fi   X   fi     -. O
■■rt fl      W
. +*     >1    rt   JJ       - r
It-     °
1    CO     QJ     ^
I     ©     A fi'
i 8.2       3
£ 5
fe    <s
Ms
380
S* 3 c
2   3   O
ft ft
3   O
w
fl
fl
fl
hH
o
H
w
to
a
W
^,
£
j3
a     >
tS     -S
E
rt
S5
fc,
■a
MS-a
m 5 fe 3
B o r B
i o ft -3
M u 3 ft
, . co 3
fe, fl   B   N
3 fi M g
O   HH     3     9
m -ft .fe co
P 45 fe 33*
5 W   co  B
3   -.SC5
1 r°3 * ft
ft   3   2 fl
£ fl -ft JS
2 rt  8 .-S
O
fl
O   Hi  t
-So
*H   tJ
fi h-
3 fl
TR ti
O  fc
rtflW
SCh
<HJCt.fi
~     fc   rtH     .
w   a
W    M    « REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 27
o a
i,_; fe.8
j_? * a
■° aa
fi    a
°-fi §
:  . © s
■   to   A
' & 5 ■»
bO  fi   fl
-   rt,    QJ    ti
a SS-"
Bg|!fefl^3
-s^li 8 a-1.
fl   ti
Bftj
U    fl  '
■ft a ofl-o g
||flsl a
-   fe   B   3   s   8
©      ©
A-fl
fl  ^
rt    -J   H    >> *
©    fi    QJ  HJ
-£- r; tj fc
oS
8 a s si
B  S  5
£   3 .3
O    ftO   3 ft    S
■fe   rt       rt3 ft   3
3   ^ ., hj o -3
--Jo       *
a of fe ft
rt   ft ft  o
h^ -fe £ o B .
rt ^-j fl   B 33 .5
3 "fe   fe 3 E X
*fl +*    . fl*S £■
•h 1 fi .g § «m ;
n fi  5 fi
fe    fi    rG      O C      ®
jj   fl +J rtH fl   fl.
'n   rf    ft O    ?
TJ    A   g    K y    3
qj t e © j. cc;,
tO    jrt _    ©  ■
fi J& . fe ° -
o 'fl   fcn fl   9i
! B feg
o — * fl
ft   3 fl  j,
o      a o .
HH     B   HJ   "
fe o 3
b &>& ft i
co 3   ft   3   :
si |.s-:
O   "  O
rt      fi      >»    !
©  fl lis  i
-SB'S'
nftJ
o a ■
P.SS
...„*.'„n
-8   "o j3 fl   o   S -
'   A    O    to   ,      8    ft    O fl
■StIS 3 fift'S
■S°lo*|rt.3
rt a
fe   rt
i   §
°i 8 ft
-j .5 ft
I fe gj!
a|.s-s
3 <-*   S rt
O   fl
r -J ©
fi fe rt bo
fi£ feg
©       r +3     ©   ^     fi   *
:   .rt     UI "J   -jj     -V   n
I   rfi   3 ©     fi     A
-     ?     X     *
,    -fl   rfl    fl      ,
'SoB
0 HJ   o -
i"*»l»
1 " t M4
personal (
ind-storm,
e, guaranl
sonal effet
s, sprinki
clone, tori
>perty as
damage t
amage to
fl
c
rt
O
©
fc
fc
2 *-£ S 8 &
8•Sill a
fc  fi ^
ft°  fi
S  1  °
CO
-S
3 E
feft»|
•ft     S3
E.5 E
fc E g
£ 8 £■
fl -ft :
8 rt
OO  fe hj"
1 ,f -s. S a J ■ s"
3°     "g-So
3 8 J ^
3 00 J3 fl
g   B-ft   8
B "H "ft
ft"0  .8,33
- a o
tj
A  fi
O   A
ft'i ■
©  o
rfi
^    b.^
O    fi  «H
■4**330
rt   O
fl fl K •>
oo S     -
B-3 B
£  ft O  ;
B   O fe   '
fl -
to o
fe   3   3  ;
O .fe   CO   r
8 a o„
J3   3  !
o ft 3;
_5*2
HH J     J
Ort- c? fe
ft 3   £
rt  ^j tH -fl
B"fife83
O   g .fe   8 4-
fl 8   „
3 00 co
hj rt   ~
'fi £
fi rf
-U     ti     O
a «
.5 rt  o
o o  ft ti 33
?'SfifeS
.-a°.
3 E to 5 -g
co  B   B
og.«i.
ca 3 J-»
3   fe
a. ° 8
to     hj
* S a
£ 8.5
b     :
"9 -.
HJ   B   3 ,B
rt  ft ft
a S ft JS
S-S *3 t
£ .8 to b
oi c .
8*13 S
.- -ft rt —
.">   O ,g .3
B
- B
fc £
S Is
A  fl "^ -fl
.   fl TJ   fl
fl    O    QJ  fl
! fe A 2
A    .  fl
0 ro   ©
fi   fl   fe
A So *
*  fc +»
co   © -rt
2 x ©
1 Srfl
;.   O   HJ
* A A
ti   fi
09
J 5
to-*
« CO  3  I
ll-sSJ
! 8■si
a jb o
j 23   fi   fi
. tj ft e.
*C *K hp « .
©      fl C    r
- *fl   fe -5- **
fl pfl    fe co
- fe .2 S
©   fl    rt   ■«
fl      K S
■"    QJ  TJ   -rt
3  o  S  8
*■ ft a to
0   ft  M-  B
!„-.-.
3   fi   to 3
2   ,   "8
, fl   ft
i .-ft fl
I ra a
i-S'i.
! jo  o
i a ft
'     r.X
x •? .
' « gfl      ft ft
i hj a -ft a 8 - -j- 3
Cfl      .3 hj  ft ft -a
ft s S
I E ft ;
HH  fl  "3 fl
°    £   £   HJ    fi    3
8 5  B   3   g 5
8     a a "^
B iS C^ &■"
ft  «       ft * o
" 8 U-fi 8*3
.5 3 S a ° g
o«a s ft a
©  o
bo
O   fl
rt_, fl JJ
*—' A "qJ
b g e
to S
rt 8   3
■«o a
•rt    rt   rt-
3 £3
b 2
a a
er
-;g.rt-s0**fi*
"•eta a
. O fe - ro
fc .3 ^i fl fl
O -rt   fc   fi   fi :
fl  © .fi
10  Hj    p.   CO   fc
S   fe   O   «   0
i J2   °   S   fe
ft A fi   S
lege   . Aj,
fi ti r
i-silf
s p. to
fi g fi
co   ft fl
a ft^J
j, a
fl    fl  ■ Th fc
I   C   E   8* g,
fi   n S3 °
i '"*. o ft
! £ s 8 a
g E
fl  ti
43 -fl
*„ fct fc rt
.G fl QJ O
fi   5   A
© ° fij
fc  ©  A o
a £ -5 '■§
.*« 5 fe
fl   O   B
S   8rt-.J5
B    o  hj
- 3 fl   ft
9'rt.
ft&
rt,8 ■
■o .  j
©   bo
&.s
1*8
-j fe
a "g 5 fi
8-2 3 b
rrt   .rt  -rt     A
ft ai3 a
fio © g
■I 8.a|
3 --ft
O   HJ   fl
fi^l A o
fi  S rt
C   ©  fe , ©
O  hj --, o
•fi . rtH      rt
•fl rt TJ
fo  ^   fl
fe   ►-.   co
S   &  fi -
ArQ .« ;
fi        fl •
fi   fi   fl -
A  O   A
TJ     -        '
5»ft-
B-3 S
— _3 ?
bo hj oo:
•si 8-s
i ft S oo-fe
ft^3 a-.
fi _rt  tj
Si ftS-3
i fc
a     to
q;'5 ©
©  fl 7
HJ rt fc
fi C ©
fl   "rt     M
fi  o 7-.
fl .£
■ G G fc
JMOft
J to M
5 ©" ° „
*■ fi "o, ta
j-fi &*s
>  . b a
. "^ >,ft"
5-5 °
B|-1
•^   O TJ   •>,
fi  A © £
O CO  •*"
^ fl fl-fl
fc ?? ©
rt-: fi w s
13  C -I? rt
S  fl  fi   3
43   ^   qj
TJ   A £
fi  © o "c
o  fc fc g
fl a a
fi_fi © £
0 fi
©
fe a
ff   A
A  S?
«    Q)
V     V.J-*
A  h   o
fi 33 o
1 rt  fi
Jg
j ■■ -.
5 o 9
fe .  °
ft to a
a a co
HJ   -rt
33 X   ft
•3 E G
,43 3
o "
rt   HH
rt a o
fi  o .
o ft to
HJ "H   B
O _j
B   8 33
fe ft £
a b a
O 3 ft
§ 8 a 8
■S   ft B   00
f   CO   .
&^8|
!   B   C
-3 3
£ e
c   "
o   rt3 A fl fi
fe rfl   HJ     C
E si-a
Srt,!rt,a
r- fe hj 3
rtj'flfeeflfe      -      -
"S ftw
2 S£
■E 3
CO    3   B
3 jB   fl
ft -ft 2
3
<1
1 B33
• .8 o :
too    -h
3 B'S fe
3    M    rt  ^"
S .S « B
fc       tJ
© fe fi
ft-3    fl
QJ    fl
2 A
© g
fe^3
rO    *—
fl
OJ    ©    bfl   O"
A  fi   fi X
3 cfi •« S
fi ^K   fc
«H    fl    fl
O  <H    ©
3 °f
fc     Q
O     "
a* as fe
O «H
■Crt °
& «   rfi
A
. a fe
,r bo ©
fl  a
fi     _.  O
-3   ©   rt **
H  ^  -+H
"§.
-> g  .'
^rg to
fl   ft   B
3   B 33
« »2
3   rt fl
a £? 5 -
3 J3 ^3 .
op s
B CO J3   ft
o 3 E °
3   HJ  —    g    „.
, hh  hj fl rt HH
C —    3 £    O
i b = a £ b
'   B       - 333
ft fi ft   3
5 rt 8 s £
rt    ft   00 3   «
CO
S I fe
_       -,      HJ
.    rt .„
-  -^
3    fe.S
3^
H'3
a ft fi
8   ft   ft
8*   fi     -
' 8   0
fl X ""
.5 *" -o -
t> hh  3  q
g rt  ., JJ
-fee
'fe-O'B
0 8 a
■g      -8
.O   -rt   HJ
■rt^o'rt *S
- Q       -r^
■X fi        X *rt TJ
-firt©fiTJrtfi"rt
-fl -S o .fi   ©   o   fi   w.
£? fi t-1
rt
rt
fl
T3
Jj,
TJ
C
-r>
S
rt
©
0)
fe
fl
fi
3
—
fi
ri
O
a
fc
rt
■X
CD
fc
A
£
o
u
A
£
A
fe
-a
fc
O
fi.
fl
s
rt
fl
V
3
ro
09
C
0
fc
©
A
•a g-Ss
.    •>-•    O    QJ
-& o 3 oo
ft hj  rt  2
8 _       £
ft V. ^ 5
o  8  fe B
ft tS  fi 7
Jh    ftHJ
O  I   £    3
ft    ?,    ft
3   ft   3   p
9 a a a
B       ^J
E fl^fl
B     fl   HH
ft   3   rt
§.§|
B   E   rt
iS.5
c a £
l 'o  rt .
>
fl"
>
z
9
©
JH
3-ft
2 fi
SO
S ft
fl   o
B fl
ft c
fl   B
J   &
»3
« F 28
BRITISH COLUMBIA.
H
O
<!
O
<
fl
CO
-5
H
W
H
«
Q
fl
Q
H
co
H
CO
cart-*
«
fl
CO
-5
I—i
O
H
tn
33   B
3 3
3 »
ti ft
-? a
3 o
ft 8
§■'.«
8   B
3
•I
fi -T.
-fl s
-"tj
© fi
" fl
fl>
O hj
S"S
0 fl!
hj -jj
S    QJ
rt   fi   gj
co   fi
fi 5
to fe-4.
Sifi.f?
JS 43    fi
"IS
ft   ,   o
O    3   g
S3 &
■S.VS
to   - "
.5   §   3"
TJ J3 C
5 -?) "fc
u dj fl
X 4* fi
©  ^    fi
o   o   ti
fi ** f
fi    m    fi
o (L °
-e S ft
fl .£ co
=3   rG     fl
fl fi
43
©* fe
fi X
^       to
Is?
fi"   QJ   HJ   HJ'   O
fi -fl fc  fc
fi  fi  fi  rt-
fe  A A fi
° ° .2
qj   A A o
1   fi   ©   §
Sag
°   ti bO  cn S
fl rH   -rH "rt
© G.
fc   ^ P     CO QJ
cfl   o fe   rt bo
be  fc
■I'll a
p,   w TJ .-
■na.
fi  bo
QJ   '^
A  ©
1s
©  ©
fl-
fe *"
fi -rt
HJ   TJ
fl fl
fe fl
>>  fi
"°'rt
.8?
■i fi
* ©
r.      "HH HJ
J    QJ    OJ
2)3 Et
©   - o
fi O h HJ* {-■ 2
Ql A HJ — rt fl
fc     O     fc     «     fl   rt
° - 5.5 © £ "g
1 § 5   a JS s
fi   fc CO  HJ 45   g
"O fl "A    ti    m  ^    °
6*-*,n|jj;
O  ft B3   8  ft   to ft
" £-§•■§ 2 8
& S • p, ft 1' -*
; 3   ft 00        ° fl   B
. --.      rt o „,      to
.5 o E £ " fe ft
I     3 S g o o fe
,, TJ   to
fe  ©
4J ^
fc   A
tr.   rt rfl -
fl fi s
rT   fc   rt  -
fl   fi
l-*3   fe
I  +,   fl
©.So
a "S fi
fi ? fc
.2 H
. 4= c-fl fe
1 ©
CO X
ti   rr}
CJ
fl %
© fi     -2 fl's*1
hi fl -rt ^   0   A   fO
-. -J rt fc
_> .0 £ ©
2 r- ti n'
3 S fi
1 © _2 °
P     O     fl   rfl     03
_ fi    QJ    fi
ej  -___, .rt  +j
i*f   8
fig
-3.1
fe-S'
co   tO
■51
fi i-i
HJ   TJ
as
fi  rt  ©
! 'Ill
1   3 fl    £   fe
3 -rt _3 fi
00 ft
fe a g
8S ft ;
.-fe £ °.
3 a 3 ,
Eo,*'
- a
fi3  °
fl £
, S    ■* °t3
H  ^3    C    fc    fl  '
S "-'«*-.   fi   fe
j ?, A -ij fl « -9
-©   w tj   © >rt   fl
fi §
9"fl
p fc
fe  rt
■        '£*
© fi !a "!
* fe- u
JO fl   d .r
-  fi J3**3
h  -.       rt
'    ft  -M
.   O
I fe
I o"J=
3 "2 ft 9
o a b u
aa 8 ft
q~ fe o
■fe    * ft
3   8 fe
rt to ft a
« o 9
hj 5 8 a
fi   fe  fi .
©  4»    fi)     .
£     M     % HJ  .
*-*   fi rt .2 '"
fi   fc
-S fi
■fi °
£1   fc
ax
Gh ***
*£-&
.S
p, ft
M o
. ft
rtrt ft
' x a
■a|*|
si
j   fc   bO  fl   u
--fi.fi g .a
^    O    fl    fl    rt
3 hj      -5 g
TJ    fe   fe   A
3   ©   fl
bfl
a|
co TJ
'ti 'fl
TJ X
s»
fe -fl
J -rt fi i
J   "fl     fe   J
'     fi °      «
fi TJ A S
© co •*
r a fl th
bO c
fl o
C 'to
E 3= V .3  ft %   -
«        "8   ft   £8   fe
fl ,   a hj o o, x
i a 111
•ft^c,
J   cc   S
3to   g    JS;
O   91
£ S fi
£  .•
?. ft-
|ft«3
8 °| a.
a,-2.
o ©
•w -^   fi   fe
fl.S £ ■?
fi C _5 fe
a »IS
ft ™ & o
fl -T  - ■"
togjl
B        co
"5 S*o
Bi 3 -,
3 . ,fe
J=   g   fe
g   S
ft fl"
fe. o
co"-B-hj
ED 3
rt ft 3
X  o   ft
to     ft
hi
. 2 fl
c-S.2
3 ° §
rt fe £
4J 0(B
o fe   .
na -fc-
i " a fl
fl   fl   8
2 23 a
J   HJ   HJ   fl
"-g g s
SO  fl rt J3
h 45 .S £
S«rt   rfl  £
to   fl
fi TJ
as
U°~B
ii
3 'a ■" a ■
co    3 E 3 b
3 -rt-.
ft. -3
g co "rt ■§
-rt-",-  O  S S
->   to   o   A fi fi
^  S >> rt  A ti
\ bfl o fl « u
0  A
..      ©
' fi" ^
oj  A
;--'=
1   O   D1
,  A ©
'-fi 5J
-   Q)    fi
p<Hrt
: fe fl
I     fl     QJ
CO jfl
fi*1
M
fc  o
, fi _.  I
,      bfl ,
1   fe  C   i
t fi *fi
1 fl-S i
.■« S '
.fi fi i
So..:
; ©il § Sp-g.
_o   fl "fc -fi -©   j, ©
^   «  -rt   HJ    fc
F? 2
HJ     A
rfi    CO
^    fi TJ !fi    - -
ba.S S rt-fl^fi rt
O fl  fc -*J  fi *>_,  ti fl
, © ti
%S 9
'z - s •
a" a'S
■s a S a -
«M   rt     °
O    fc   **"*
©   rrt
to ft^
fig*
S3
333-lf    B   3    3jD   ft
'A E
O V,   8 ■
■ 9 t-1
a ,-
J5 -*T „
3   E3  8
'8 3 g c o 2 cc
fi © fc
i « .   o
!?ft§
» A bfl
* °  .
QJ      fc      fc
gft8
. -JJ
.■Ss -
3 3 5 ft
|1i
o
rt    -
«S ft
fl 3 o
n* o
fe    ."5
BOB
§  to C
B   ft
ft "3 -S
o rt —
3     .
ft fe fl
-«j3
23 3
a s >.
S'a"
A    -
5l3feafl
rt, 3 - o _q o
ftflto.fegftflO_. E
I 8 811 'M f
.   O   ft co fl   3   3
HJ
3
3-g'8a|.
O     "   3
3JS3
3   rt   rt
S
!-  rt
fl «<*.
•S tj a
3   fe   3 jO
H a co -fe
>J I-S
sill
3    fi    CO    fe
HJ     ft     3     3   HJ
ft   3   to  O   ft
O «
A   i
yi>
E
w
fl
c
£
rt
z
■—■             HJ
fc
<H            fi
o      %
d
o
O
Eft
co
CO
c
©
fc
'fl
P     *S
o
©
3
o      °
fl
rt
fl
©
3
©      o"
8   «
r*
3
co
fc
O
rM
a
ft          8
3        §
rn 3 3
<. 'ft ft
=3   3
[2               °
"   -»'■       fc
-  fi fi   ©
.S-C 1*8
©
E
ft
3
-ft    CO
-fl    fl
as
3
"60
S
H
o
s
QJ
X
S
a
.2 fl c
fc   o   g
A       S
rt      tJ
rt     fi
a 3
a. a
3
b"
o
■a
TJ
fi
OJ
A
«
rt
B
a
fl
TJ
■5
a
C
a
©
z
ftj"
ft
O
fe
3
2;
s
<
!25
a
S
<-) d
8a.
E ■&
j,5
.t: »
fl   B
s-a
fi.5
o W REPORT OP THE  SUPERINTENDENT OP INSURANCE, 1945.
P 29
« s»
« to u
3   ft   b
- | |
o X -J
-ft -ftfl
Tr*   ft   ft
JS o o
-3£   »
Sjj-2
3  g £
re   fl .rt
■*. g a
fe 8 3
t.S-
©    fl-
A   ■*.    fc
O    QJ    ©
fc       X
A fetj
.4=   g
to © c
© .Jli   CO     . •
^ftHJ-l-
fB   3   rt .
- hj j3 b :
a o hj ft
to    .2 '
fl B I g* S'
O     .  C   ft
fl    3 M   O    3 r
3    3
fe "3
fl a. t< fl ftj.
E = S
E x fe -2 o,h'
hJ   O   3
f   fe rt
8"3-i" -
O   B    3 3
» fi 3 fi
P 3 "Z 3
B  ft   3 3  .
HH   3 --! 3 .
*° a .5 .
5 — ft E •
rt n ft
8 3-°-
B fe E
Er, t * *
bC   flrt   o
fl   . a   „ fl
73-& fi^ S
QJ    fl  .«
A £
2 a-fi
fe.    QJ
r-fl p
j c^ s
j fi:  rt  «
;   fl   3 *th
fcTJifefcfcTJ?.
Oort-rtrtWcHJ
h O fc *> rt ~ fc
„ 3 fc. © fe fl «
fl co A A_, fe
fc fl o fi3 •*
fl .fe    QJ   fc    >    p,
*J „rt5 fl-'G^' ti p.
5|£
fe to o
a -ft b hj
o fe a      fi •
•a  3 e 3 o
o &3 003.
3 g "8 a 3
& ft fe E -
•rt j-    ^   fl  4"    j
o •** t  £ fi '
a fe fiiS  ^ I
&-S1 fi-fi rt
P   fc   o        P   ■
fi © fc fi S :
•3    £    3   g   fc. j
fl n E o o "
►■3
r?a
A  O TI _   fl   tj,
co +)   O TJ   qj   °f
A  © fl
©      QJ
fe a ss
O    fl
•fl fi  fi  o "fi
o
""Eo
ii* © ©
i   bC4JTJ
w   CO -^   ©
fe B •«
fc fl °
QJ   TJ
O   O -rt" Fi
fi.S
.--■   5
rt
A
O   ©
TJ   O   >,«H
QJ    fc   rt    O
finS8
fl-fl    O   8
s a b.
i   fi C   fi T   .n   o
1 *a   s .2E *" ° - .
CO   ft   _,   co   3 X   r    .
'fe        coBOflBto-ft-J"
B co   fe   -,   j*
£       .2  a  £  5  j- 3
£-""
.& ga-o
ft   E •—  8
s S hj * ■
AC   O **-' TJ   fe
© —
fin
■fi   -   !
B S !
-rt TJ    '
.§  rt  ;
^ fl J
"Si
'
rt hj  ..
83 ft
fe   8   B
8 to-o.
fe S E
c S 3
rt 3
£ fl o
Cl — rt  J
3 w-rt   3
C Eg
ft - rt -ft -fe fe !
ft co   ft ■" -   ft ,1
8 fi ft     S
$ 3 S S 8 fl 3
- .5 .fe to — 1
Trtis'1
£ 2 T3   c fl   -J
rt-S 2 § p, B 1
"b .5 .2 ft -fe a '
j- C 5 E 3 - :•
fe     -Son
3 2
.— -J
rt HJ
E 3
ftS S J-
O ^   .3   ft •
ft 1. "ft s
Q8 a 9
tsli
fits
|l"Sft-
3   HJ O
O   °    3'     .•
ft 93
c*8 * 1
.2 _rt c
ft   E   3
S3 3 8
0. -ft B fi
B C-fe o
rt 3 ft fl
rt JS  o. <-
3   3
E^J=
gE
t. E- o
00     .j.:
. o 3 e a o
3" 3 '8 -fl
•an to
o g feg
£ ajfej
Q - a •£
HJ     O   ,£;   HJ
"" -\S fe
«se;
' fl hj  ft — rt
rt   3
ft   rt   3.
i g £ a
!  B .fe 3'
j   C   B?
i   3   00-i
■o.-rt-.^E
S S o fi
toft, a* ft,'
j.°S1e(
B"H > s*8 S
- 3 £
Ml     .
O  +J
■Sx " 8 SS
■ o "S .-a -a ft g
i o £ A •" 5 1-
hj 1-  b ° ™ B
'"fi   3"  "   g~"g
• hS 00 rt: c "S o
1 -r- fl „ ca rt fl
i .fi rt rt fl w ^
: ™  fi 43 E5 .fi fl
1       -  fe ■■= " fc
; 3 fl
J=HH
3 2
9 a
a ft o
338
3=4. E
IP
TJ
C TJ
§   O *~     _ 13
•XJ co rt
fi iS £
co 2 fi
fi Fi o
|3   -fi   **   '
1 r  e
i   fc   fi
,E    ©    ti    !
Sfllt;
fl   o
; >■ >■
fi- -
© £-.
. be;,
fi
ills
3 a & a.
-a a
8.1
S ^
ft   8*   fe
fi* to O
fl     fl     Q)" —
ft S32
■8*1'^
fig
fe.g -
sw ftf
.fe  3  rt  B
B    Of   3
rt fl hj
E.i
« ■£ o ,fe .fe „-
a .5 a -3 a 8
J   fe    ft    B fc_    3 —    •
- b p, a "S -S .2 ;
i r co ft rt 3 :
'-g'rtC-S &-&1 J
: § tog a IJs !
O    A-   ©
QJ    fe
H^l   HJ
S 8 hj- r ■
a SSto!
E. ft3 g ,
3HS3-3-
■b •> •§ Z -'
to 3 ^
- rt ft 11
*___; fl ^- a
•rt    —-J      ffl      O
43 ^   fl    fc
■  rt  ^  bfl A
?::8hs
8    rt, •—   B IB
2 ii   - «
8   . a
00  E   fi
23 ft
a a
2 £ !
,    *
CJ •
o be
-S ft S
o-8 o fi
rt B
E fl _ fl
.5 9
E Shj °
.fi   co   ©
•- rr © fl
• tj £ ©
S eT '
o  ej o  qj hj rt
so   -Si-1
•■{-■fisr"
o       ft fe
8 fl  HJ fl   O f
a cc co 3 ft ft
jo   ft A   ft   ft 8
-g   B -8   g   «   ft
- -fe .5 » 3 "
...S5
a to
a a 3
as 3
8|o
B'ft 9
O..S
■3 E ft
003
: 3 3
' ~r    ft
.3 a -3
1 a-fe ca
c a £j= *
-  v       o
•SOQ
rt      -a
..   to ©
bC qj   A
fi7.fi
C   W   n   £ a .«   fl
©
'   O   fl -^ =4 fl
1—'   o) v-    re    oj
O   o
0, a >
00
3 a fi-M
fl   fi   o fi
rt   .rt     QJ
HJ--V gS
g-Sft-a
■S fc  x ■—
-rt  © © •—
E o
a  rt  3 3 a
B
3
>
h
c
a
U ft
W "
-J   fe
JB
B
O
i.
■s
1-1
§8
.0
I -
1°
g fl
S°
a o
Oft
EW
8  M
O  C
AW
Tj-o-
E
fe
E
©
B
to
E
r^
w
E
3 fl
■83
iJ o
"2 o
BO
flfl
s F 30
BRITISH COLUMBIA.
s
ss
•OH
H-J
S
o
O
H
O
fl
CQ
P-
W
Q
-5
fl
P
W
M
-5
H
O
«
w
M
fl
GO
+» fe   « **
fl bJ)   '
fi fl
fi c
fi fe o fi
■x X I
■"* a i*.s
o fi
rt -,  QJ     -
rrt fl-fl    S
-p  2  rt 43
■a 5 5 S
o
rt
QJ
tn
tn
ti
O
rt
TJ
fe
fl
fl
fc
O
bit
fl
£
M
H->
fl
©
rt
«
'fc
ft
£
o
o
HJ
u
HJ
TJ
ft
to
©
QJ
TJ
tH
fc
X
©
o
00
©
fl.
JH
HJ
«H
HH
J
01
'fc
o
o
ri -n
o
HJ
1
£
B
.2
rt
fl
fl
fc*
©
rfi
©
u
c
fl
fc
fl
+->
"rt
fl
tH
o
©
bo
rt
£
rt
1
ti
ti
s
"3
be
c
TJ
fe
3
O
A
fi
©
tH
rt
fc
tH
OJ
rfl
+»
fl
QJ
fi
TJ
fl
fl
co
fl
HH
cfl
3
A
"ti
X
tH
o
fl
fc
+a
TJ
fl
©"
QJ
QJ
Jfl
HJ
Qj"
bfl
fl
Ad
fl
r2
o
fe
©
0
A
fl
rH
rt
«H
fe_
.-O
TJ
©
tn
rt
CJ
O
fc
ft
to
GO
fl
i
rt
©"
rt
QJ
fe
A
be
o"
fl
QJ
TJ
*■*
fl TJ
fl
3
c
fl
©
A
O
fc
A
ti
fl
fl
fc
fl
3
fl
CU
fc
3
fc
TJ
o
be
A
«
ti
fc
HH
co
fc
E
©
„
0j"
„
fl
V
2
.5
QJ
fl
fc
cfl
tn
CO
QJ
fl
rfl
rt
o
n
tfl
A
ti
fe
s%
4*
!fe
o
CO
©
rt
m
rt
:..
-rt
OJ
X
£
tH
o
X
fl
fe
fl
fe fl
r 5
Ih   ti
© TJ
fl
ti
tn
TJ
fc
QJ
fe
43
rt
A
o
fc
'to
a
ca
fl
.2
©
C
fc
o
QJ
1
X
fl
O
ft
£
©
6
3
A
A
©
£
«
tn
to
-2
o
HH
fe)
o
ft
£
V
o
tH
a
«
©"
© TJ
©
£
X
HH
X
bfl rfi
fl +-■
©
-j3
13
rH
O
£
"3
TJ
fl
fe
jj
fc
QJ
A
o
tH
A
OJ
i
o
rt
fl
rt
rt"
C
QJ
TJ
rt
TJ
fe
rt
©
A
0
•+H
o
©
o
c
fl
fc
fl
co
1
HJ
*rt
rt
fc
u
o
£
o
fl
fl
c
fl
fe
X
HH
fc
A
fi
•rt ©
rt TJ
HJ
fc
c
.2
6
£
r-i
ti
s"
fc
TJ   ©
© 43
fc rt
©
A
-2
s
m
o
HJ
fl
o
O
ft
o
o
fe
hj
TJ
a
HJ
fl
ft
©
fe
tH
o
-3
C
43
to
to
ti
43
fc
rt
.2
03
fl
£
rt
bfl
O
fi
4
bfl
fl
O
fe
TJ
dj
*
_j
3
fc
fc
H-
_fl
ft
to
'$
.r.
ti
3
A
rfl
HJ
©
a
o
o
so
to
o
tH
rt-C
fe
fc
o a
..   a
,23 fi "A
TJ   y vrt
iiiH
:s
.2 £
A!   Q..Q w
o  oj  fi
a hj
-tj a
fi fi 3
tB rt A
fiHj" g
© Ch °
C     g    C  rfi
fi o fi -fi *fi
fl    ©  ^ rfi  a
.2 bfl -rt •— w
©  fl   o
IS    fl HJ    ©
fl 5 fi "t.  ^
fl   rS      fi      ^      ti
g-fi      fi      ^      g
fi      5.      fc   .ft      ^
O  °  3  fl V
A  tn  2        fe
fl     M     fi       • H->
m   O •■-   fe fc
rfi      rt a £
fl  o -2  rt  A
u- .IS ■*■ a. O
_ TJ TJ   fl
TJ © © S
q jj jj ra
m "fi  ©  A
fl fi fc £
fl   "3   HJ     fi
fe (rt,
fc 2^-fl
© B
SSI'S
O, fe fl ©
O ©.-ft. fl
**  bti-ftfl  g
fi J J3 fl
ii?'* fl
2 fi fi - -
£7. °
S+.   cj L
-S .*-    £
! - ft ti *    .5
3   3   B ft
»»:<:    fe
!  3 .£  fe .£      33
" 1  . f. 2    "
a b >> a
■ "V 3     ft
fe'-J    ft   3,
■rt   B   O +3
-ft     3   HJ   rtrt
tHJ^-
3-3
a q
ft   fe    _    3
3   rt      -   fe
ft 3  g  ^
8 J J   3
ft a "33
--,    3 fl    CD
a E !*§
B"8   g°
2 ca 3 c
X -ft V ft
_   - ft °
S fe3 ^
o 33 --! -
ft fl   E 3
■" St fi
ft -a S - .ti
bfl s.
S o c
5 +J
J  fi  O '
■■3|
©   O
bfl 43
,TJ hj "**'   A
^   S TJ 'A   £
.-.His
i ft" s*
-3 o-| =
Jjj fl *
..sg-s
«a-f s
OJJ    °
h -.  - ft
3J5 S °
1 ° ll
"3   cn _-. TJ
ti   qj TJ -—■
■"•3 Is
i?3 ftft-
3   3..
    S   cn   3
*?, 3 J3
-fl   O   a  g ,S .-
O fe A co fc
TJ fi O TJ fl fi
-   ©   fi   ©    fe    -
■fl ft.-a a fi
° © fi »«
fi B ^ « .rt
0  rt-g-8
3-" s a a
33    3   tofl    >
fiftEBfe
° •" 3 1 ***
*s°II S
2 " -"-o  -
■s gli? |
-SS2 s g
**H   JJ rt   rH ' T)
o c      a rt £ fi
1 'fi    fc rrt  jj
i    ..    O    5"H
I si g
3
■  co
*  C
.^ fi © fc 2 fi
E 5
E
'-.fi
^  HJ  TJ
TJ   fc   J
1   fi   Ex   '     -
• 3-5 fe,,
i fe a a a
i fc a -ti fi
© © .fi fi
g»B|
«   fi   fi   3
A qj   o   O*
3   g     -°J
R 3-S.5
fe fe i-   3 •"
sail
■S 3 ft g a
.   co* TJ
&3 I
C.33 e .a
O .-   O   3   B
O -O  +j    c fl
33   B   ft   ft
■ CJJ   3
.2 fe-
3 1, £-8 a
» ca  B £
o x * So
c3
?ft< £
I    3    -
£-2
bfl
o q3
V    O   4*
jfi a g r--
-   OJ    M  Jfi ,©
--"il'
0*--.^
a a °S
feJ! _
w  fi  rt  o
.-fl 4d  fi  o
a.s2ft
ft   QJ    fe   ©
-5*3
a-**
M
pej
>£ P
J   3   ft
J ft ft
s a
° »   B   ft
- *   O    QJ
S Sir's
.2 fi fe fl
2 tj o +3 fi w fi
5 fl «
fl rt ,
© w (j
fe fe
-rt HJ    I
fc fc r
© © ■
a e,*i
O O
fc fc   i
A ft «
& ft
©   HJ fl     QJ
3 to ft
*° s o u !
ft a ft « !
° | g 2.:
o  fe -fi  fi  c
rt      fl grrt
HJ    tO w    _
a3
O   o 33   rt   o
3    rt
ft 9
o M
ft 33
ft>
3   3
fl e
MM
-"to'"!
3 4- 5 *B «
to rt hj *? ti 1
S hj-  S "g ^
3 a . -a S
E3
ft fl 3 a
P ft 5j 5
ft  v.
'• a -^ -^
-   c.   A   A
Hi   S
fc 5
rtftS.S ^££23
a -a
rt***
S   3
fl  *^
E 3
rt   "J  o
.3   3 fl*
fe   B
O
H
to
o
-3  o
11
A   o
.5  -
"S   rrt
Is
fe1"*
o   -
if o
Ph u
•>i   B
<i3
to
J3   fl
.2W
HJ
O     fl"
C"B
fl H
i^
fl-8
e
-" 5
S3 -g
a- REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 31
rfl     © ■     6
fi rt r—.   '^
ti a #*"
fl -HH
_© _fe 45   fl
U   ©
S.o
3 HJ     .
fe     2   HH
ft   B
fe  "•£ -
-   rt"*3
ert   fl    -.
3   5 •
jh    " o a-
-H-3   S   S   3
rt 33. -« ft
B -ft fl rt ft
g o a a a ■
ft fe fe-a fl>
3 3 3? HJ •-
p, 33        ft
0  0.3  « I
rt o
ft *
©
S3 tj
o   fi
fl  rt
o.rt
'     fi" '5.   H
QJ     bfl  1
rt .J E S E
i  8 3 -g  «  3
ft ft -S
fe   O   3 fl   cq   ft     -
- ^ 3843 § o ji
s. fi
o a
3
a-2.
j s A
3, rt   3
3    -J  HJ ,
3,   3   £
X 33 -
■ft*"*-.
' o 4. .13:
1 rt a
! a S.S
!   3   3 •-.   ^   fe
i a ft - S **
' 2 a gl-S
, b     to o .s
33 3
E 3
x 9
3 2 S
rt- rt to
li-a
3 ^ rt
*—'   © TJ
fi   O   fi
bfl fc  o
fl    Q,
S1^ tn
...   «J
« 2 .3
fi r
fe rt  O
QJ    ©  'A
g-iSl
c" © w
. fi .5 •« I
J co ***• —. .
1 © fi 1= ;
[Pir'
tt   ft  fl    ..
3   ft   fej
ft B-B -
1 S-S ft-
■ft!".
fi   rC     fc*   I
-A ?     '
■M   fe  fe   ;
rt K
. a   ..
S E a
3 ft o .
n 3 b
tj 5.S
B g H
B   r  "ft
a K
a ft'
a §   S3 £
o a       B       E
-SS    ^5 fi
'M fl fl
IH   A fi *—I
° a II a
■olSsS
3       S  rt ■"
fcj    w  4J ft   33
3   3   3    3   O   A   ft
I S fi
3 a
, a a 3 o ft-1
8, °-o
__ do a,
E fi ft
« M 2.
"8 ft  3  '
ft 3   S
5 A ft
c4 2.
■8 to
_. 4
jj  3=
ft-ft 8 rt b
rti.-ZB-i
■> 1—1 TJ
*■?
3 c ft
.5 ft
%\3
fi § g 2 x ca ■"
■8 §3 3
,11
bfl  -
j   °j3_?
3 -ft    §
Oj*?"0
ft*   fe
rt"g*
: fi .5
i.8-3
J   3 33
1 33   3
'   B -o
I HH
a °
!   tn hj
' fiJ, c
fl    QJ
b a
§.ft
> 3
fe §
X   .'
ft go
o .5 o
.  HJ     ft
qj   3   fi
%x o
O   ft   fe
nog
&° 9     S
9. ag a
iJ?'J 3fl3
>     3 n a „
a -a •= a o
"3 S 5 3-g to B
O    bO -_- 0    QJ
e    rt TJ -___.   fc
rt3-fcfifl'0^fl>© ~TJ 43
.rt      m      C      rt   r—I      rt lu      flj    Hi
% 4
j~, -fl  Jfl    p
8 1
"2 § S
§ fe§
•8   S   :.,
•ft   3.   3
ft   3   ft
0 m •-.
a.fi «
go   '
S * S
■ft —   B
1 13 ft
"le
|ft 8
.5 to ©
© 43
a? fi ^
Q*    fi    fi
H-l   H-*
£go-
5o§
3     .3.
to a -ft.
a o o ■
s * a
a 3 8
7 ft a
few"
rfl   ra
S3 =
©      -rt '
a s, s fe. b»
i ft ft" -o a
1 ° a I? a '■"
! ft   3   rt
!     .   ft 3   CJJ   3
,   S 3 ft  3-fl
£ fl a s fc.
ft 8 ft
o fl _a p, %
- 0  A e -T
2 rtrt 3 fi fl
It
o
B   3   B   —,  . fl
l&flS^gS
fl     a -9 S 3 ft •
b g.
ft fe ■
J3 ftj?
5 &£
, B  _SrtS
sa
S3 ft
.1 s
-,»""
o g-g
& 2 g
33   3 33
3  —
"rt     ft    3
aga
r.a
a 3 o_E -.fl
E fi
ft-2
s a
fl     r*>
A Jb
s j, a
rt
ss 5 i
©  rt
3 E
a   .5
3  o
KJ  -fc*    -   -,
a 3
p,
fl ,2 2 3 a
a-" g
to
i  fl  +-
O   ft
: lit ft.
to ft p. o a -
a   . « ft s .
a
o
fc,    —     OJ
11 a 2 a a
III!*
- +->  fe  rt .rt
-1   O   •*        cn
'Mi
.   o   ft   rt   B
>  a  o  £  -,  ,
jj S
•B'l
rt i)
as
. o
B ^
I  °
Bil
8,
a fi
5? o
a hj
b a
■ft g
o ti
E ft
O O
8«S
rt 43 'ra
'fi   ©    -
.-.si.
rt  0 S
iii
fi .2.2
bD A .S
•S flS
fl A
cfl   o
©  HJ
fi Cfl"
,    © tn
H  bO fl
fi iS *_!
QJ TJ   fl
gft ft
ft   o
a to g.s
fl  fi  rt -g
fl-J 3
*—'_rt      O
Cfl 7G     rj
S    QJ -fi
-_}   rt      fl      W
fc-S3 fl
0      fl g
"W   fi*cfl   S
-111
33   2   rt,   o
33 B o fe
■S    -ft
3— gfl
o o » §
^ ™   .   .
B aiS%
,3 fi 3  .
rt.  rt  o  3
HH 2 S
hj  o £  B
-hob3.
-J—       rt
b"Sfl o
■31 "j
+-" ft ti'
a o ».
3 a o "8 o,
H ,3 +J HO   BJ
j3   <   ;*.«.
>
B*
E
rt
w
Cft
I-I
<
0 >
** rt
fl 3
x>
ft  o
3    o
rt    A
g>
M  £
a   >>
j/i fe Ec "rt
3
X
S
a
s
x
s
3
-!
3 •£
£°
c
!
v  rt
I!
S    m
5*3
SB
JJJ
a
be ©
*? fl
-fi rt
Qft>
«rt    **H    fi      2
s =0.5
4)   C fc
j3 fl       rt
to,
fl 1
ftS
►-I 2
S^
So
© TJ
.5 „fl
•t-i 1\
fc fc
rt rt F 32
BRITISH COLUMBIA.
Q
t-t
ti
<
o
<
M
fi
03
rZ
in
«
w
Q
*<
&
p
w
o
«
fi
ec
2.
©    ra fli    O
g-H-ssi:
e-a* 9 ft a-
A A fc fi* m fi
O !^ © -, M fi
S fi ft 2 o
A ^   ogrt»'
fe fi  fl  o  o •
„T X    A   tfl   HJ  45
fi   rrt
bfl-fl
fl .-3  fc
fi  fc   ©  fe
S ft73 ■£
-?"§!
-•ti'sii
. 18 s fi j
ill'
& ^
rt fe B to o
rt to ft <rt to*
'J *
S©
■TJ
j? 8 o fe .S
C .ft
r*.     fi     ©  *9     --.   "S
HJ  .rt  —    fe    ,
&_____. a -a «j
a bo
c
« 3
S 3
g I B £ - I s- ■
rt g a g — B
"'fisal^^
>.       m .3  5r fl       .
hj   fc   fi   fl   rt ju   ^
fc   ° ~    - g  fi   °
ft «   9   £TJ_g
O   tn -*J   fi  y 43
n. ° -n   & _& fe
**H   -fl     HJ
« M'"
r- A 2
g o rt
pVfe S
!?hj   A
Sfe£
.,§""•
■fl    fc    QJ
fl a a
qj  O S
CO  4J    »
rt    ©    ©
*S"S'
£§°''
©  "fi    QJ
ft   fc    fi
o  S  fi
fc y a
A co   fc
tn  fl
O -2   «
■** 43   g   A43
C   ©  ©   fc   fl
fl   bo -_   ©
■" c g « a
rtj-fi-fi i>. a
S ft .£ -fi i
3 o 3 ft S
-rt   _. ° *rt
•ft-*
to ft
rt o
a a,
3 3 -
ft" 8
3 a
_! a
E-S-o
A .rt 3
B r HJ
fl    fl    3
-rt -rt   3
S3
..   ft
SSj.
a —■ a •
ft _S .
3 3 a -
ft to —
.ag
a 1
fl° °
Sfl 8
S 3 a
S|g
"Bfl
. aa co
o S
i&l'Sl   I'rt.-
3 g ft !
ft to §
2 •.- ft '
.lo
fc    fc  "G    ©  HJ ,
° 5. A 5 ti fe»-
« S-
■"  15 .fi  C  rt
°     5 '    *« fi
** -u'-fl fi JS-1"-.
S|.8
Era -
fi O
rtfi   i fi
**-• » *
•7J F;
o  bj ■>,
fc    fi  HJ
»H  "-    fc
£ fi
QJ     QJ     O
!¥3  -
rt a o
fi .5 TJ
5  fc  rt
-I ft «
r cq fc
If I-
g      QJ   -rt   -.
O   A        '
O   O HJ n
« s « f
rfl     fl|     !
■ft —  ft
- a a '
..rt-5!
3 hj a
fltjo,
'   *    ft -°
i 3 £ fe
'    CO .13 JO
,   fi   fl
qj  bfl O
fc  fi
•fi S
4* r2
ti  "4    Q
-r fl
• Si fi
J   3   «
'  B rtrt
! -S 5 "g;
'  ^ rrt    fi" .
I ill
.la i
^3 .fi  fc
—ri5 fi
w fi
HJ DO
•rt   qj   fl *
ti   So .5 .
fi  ir   r-"'
•ft I §
«-§*a
s a t a
. rt 3 —
i ft ft -
-     fl     O   HJ
j £ ft fi
.   O   rt,   3
- °   a
-II a
42
01   rt 43
fi      £      fe
fl   fc43
§ 45   ©
•flO.©
fe oca
•a-*3
.S C fi "ti  fi
to        0
~ _ fi bo  .
O   « 43 •■-■   fl   oq
**     > fc   © rt rt
^ ,-C o fi 73 £
qj   to     ., "A »rt -fl
fi V
s fi
A fl
a*  rt        s
fee     £
bC-S
o fe fe
3 fl X
—   3 fl
O   g 3
ft  B S
3Sgflaoea"
s * 11 a
s o, s
a b a
5I
fi   fi 43
© .S rt
50      -o  O-
r-" ©   fi
fc   g   fc   A
ca ft a
B   ft
fe^-S .
0        fe   i
ft  co 42   i
*§!'
3^3      r\£-
QJ     fe     >,    fc
.fitfe
-■a s „
.   5   ft   3
-   3   o   p,
i ft o
.-ft    fc.   O    ft  HH
■I* US
oS3
a       ^
fi b*s
fc   co •-;
SJ ft
fe QJ*
B   gni
.-s .3 fl
■-. fl a
alia
ft s as
O    3    ™   g
B*Wi?^
Oiifl
ft o   cn   b   3
i ■ S rtii
!    fi HJ
.2 h?h
a jl
"x-rtf
-fl^.S
I ft 9
i  3   O   S
B  HJ
£   rt
a f
3   H   A   fe
J  "O    fi   "l    r
0    qj    fc    fi    I
. S ft ft-
S   3   O -j
.££ 0,1
S3 &»
co   ©   ©
c.  b.: fct
n5-a a
tJ rt B
3 fl fl
rtrt.
fl*
CO
£ 83 c
a§r°
8 a f, -2
d Ob
fc       "^
o   - o   .
+J-.HJ
ft fl ft a
rt 3 a 3
3. fl a fl
fe .33   3 -JJ
3 3
U 3
< <
>
fl
o
H
tn
B
o
'S5
t.^
Sw
fl   o
Bi?
g*
3 .if
CO fl
J   fe
SfcrtH*
ft
fl  o
3 >H
3   ..
3 9
rt
9
»   3
b!5
Eft .S
co     •
a^
rt
- ti   O
_B -ft
3   0.
.       ■§ (H
Kl
6
O
3
3
3
S"to
HJ   IJ-     C
^3« i-h
b ^ a
rt A rt
JJ       .  HJ
Bin o >. I
ft ° ft..
£!ft £!z
a   a REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 33
Ih   m tD
b  M to o
fe- rt -ft
ft s a a
ft ft rt M
3 fl S
- ft B
fl ? ft s
o   fc O rt
■JS   ft _. "8
ft a- u
§SrtS|
fl 3 fl "ft
rt .0   3   O
HJ  ft  rt
-a -h a fl
a o-H 3
3 3-"3
.5 fl ft 3
•r   E rr X
ft   * W
ft   fi   B   3
ca 2 3 to
— o rt  rt
3 -" B"°
•q fl B   fe
O   3 ftHJ
IrtSSg
-rt y x
Sh   fi **
QJ    fl
SI*
fi s
©  ©
4j   •*-.   -
fie"
©
HJ     O   ^
*J    Q)
fi    -A
bfl  co   fc
i a 2
,lftp
a 31,
8    3"   O"
ft    .."_.
B rt
■M -« E
O   3 ft
rtj    3 O
A   ft
81 «
3 fi 3
2,'ft S.
V  .rt.   _?
3 _. 3
£ to
M
fe.S
II
sSh?
fi w '3 £ fe '
S jj I *fi 43 '
C JJ rt   M       t
£ £~,SS
s § aa .-
"g-M-*
a a J3
IS » to
Hi6*
tj j£
fl   rt  g ,
ii
fi-"
iS  HH    £  lj
o _: -
ft & i
. "8 B   I
.-.J ftl
8.1 IJ
II
fi «m i?
O    O    fc
-h tag,
QJ     fi     O
grl     fl,
i fi fi
£   ©   A~ fl
fi -S T3 43 .
tf © .3
«rt  «H    fi    \> O
•8S£i?a
£ fl »
rt 3 B
'■§ sa
QJ    fl   O
* g £
° I g'
O   fi
brtO c a -
C    Km
fi fl
fe   fe   fe jj    fe
_© 41 43   fl 45 r
IlSIS*
_i co fl
« 3 fi S   .1
8   B   B   ft-  ;
ft   3   y ^3   -,
3 fe rt a fe i
BftftjS   §,.
fi s s i
*gg&^*s;
Sftftfeft';
tO    QJ °    fi  .
3S0Sft-
!_   B*"   ft
ill"!
ft^3  OB
,° ft -8   a
o 9
£ 0
o rt
o fl 3 rt-
ft    C   3hj
m b c "a
to  - a 2
a.2
fi  fl
© <d bo
rt
O T3 .
HH    HJ
jo""- .3,
■"fl   O .
ft     fi     _!   '
O  B   O
3    - fl
•*   E   S
B   —  "■ '
31   3'ft   g
j JS 5
h 5 a •=.
}J8»:
S  Scfl-
3     s -ft
S^«ft
3 ft o -
3 "8 « - •
J   CO    --   3
S§3"3
s ° ft ft
§■£■5 **■
111
__ 3
as a
1  TJ _  -rt
.   rt ■—j
■feC©
*      ti to
'   fe       rt
j*   fi  fi
» ^ .5  fl
>    * A  fc
:3 fe °
x ft »
.2 9 3
a^
toJ!
S-M
B.S
fc -S   8 c
o^l-Sl
,*s«il
■§ fe^" a
§ •"   & a
_^i   £   ft
fe 3   3 .
ft!   3   O   3   3
33 X  fc  m  ft fc   fe
SE°;.b„
fl a 3 fc a 3
,3 S a, ft fc a
fe ft'" to  ._ g
rt HH   rt   3 ^3   3
I ° a ,s g n
ft|^^3
Q)  HJ    fc
A  ©   °
!££
jS^3
- fc ft ft
• >.si3l
- * -S 3 1
: ft g 3
5 o a-
Hfl g*sl S2
3 a      a« '
5 il .§ s
Jfl "__   22   3
» CJ £ 5
3 4. -3 % h
' fc - © f
A qj <*•. © +
0 ,c rfi c v
fi 4-1  rt  rt  c
»!■« i
o s 1, a..
ft     ° g !
I ill ■
lief
rt rt  ft hh
fl  3  o o
"T -ft  rt
h ft  ft       fe
- o • 3* .2-
1   »■«   go-
- co   fi 3   ft
O'ft   »
'•"rt   ft  3   "
5   «J     . ft
fl   fe E^
3 ^? ft a -
33 33 o a
a x ? -8
•ft   3 fl    3
-"T'.S 3
3.8 S 2
tofl      E
a g,»-a
B g »-
-8 ^ ft rt
-&"S  ft   rt.
fl  rt       hj
3 tofl ft
S.      33
ft ->•&
°"B   1
is -—( tj bo «h
«m .M fl fi o
45   fe  fc
o >£
OJ   HJ    tD
m UG  fi
fl W .5
? fl   g43
1 © H c
1      fc 5
l||a'
ill*
1  ©  e  © -
1 43   fl   A'
1   A
io   A A
a.s:
-gra
X   O   rt "3
i P-* a
.    t-j      1 -rt   «M
"A   fl £   Jh   ©   ©
A fc
E©
,-.   A
1   0   fi*
O     QJ   -rt   -rt
T3   43
fi r
03    fi
fi"
O
1 a3
a gcj
ft-" >,
rrt   *
°   fe
>
p°--2
.2 to g
fe4J
fi
© s
...   .
fi
fl fl
O   fi
C 33 fl
r a)
ft-B
-_?H!"
•rt      fl    Tj
fi bo
^fl >?
u  J>  fi
cfl        -"fi
.rt      QJ      O
S3
fi fi K
fl  fi  o
rS     S
-      o
©  HJ
-C
.hj T3
-fi °-fi
ii c- fl w fi
"  fl  ri       bfl
43    O    fc  HJ    fl
1*1   A
,g fi
fififc^__i<Hj_:fifc
>^    ir*    j-h   _____    /-.  TT    rt.   n
fi
o
O   HJ
c
O hj   ftCOrt
, -J   fl Hh
! fi   Ec fl "
1 Si   C fi
I A -rt Or
u  ©  A.S
H 43       43   -"
HJ   -Q     QJ     C
- fi   •* .2
. O   ti       **g
2 3rt_.-&£
3 fi*- fefi
. rt rt o S
3 ft   ft E
3s..3srs
S        c A O *
3   ©   bD o" .-5 '
2   fi    fi .fi CO -
2 cfi rt 40 fl
2        Al fc f
fi «rt   oj fl c
O   O «rt © .S
fttSgfe,
.  O '
03 fe   ©
K)    t,   HJ    rt    I
3ofea;
oj)       A cfl "
^ "ti  °  © '
rt  3  A>£
i ^3 hj -1
'  ft fl  fi -hh j
1 C 43   o .1
rt rt 3 B
1 £ S 1* fc
3 3 3" § a b ,
S3 fc fl 3
3   o h3   ft "O   o .!
fi a 3"" o fl ',
£   Pfl    fe   CO   B
o ft  a-a" i I
o  o  3  o  aj
a .-§ g ft o i
"   * B   3 "0   "   '
3  ."ifc<
_ -ft      fl      J
1 g fe a a 1
2^ ft" s-
a .fi qj •—- ti 1
£ £
£ 9
co hj" o £
co   O V
o fl it. ft
-,   ft -g 3
Sfi    rQ    CO
fc    rt  HJ
^'5||g
1 A   ©
>   © '*-* S   fl
1  bfl   - fl fi
rt        fl       fi       £       ;
fi .2     *fi ;
^ rt "co  fi
?rfl   fl   O
• A"S fl
' fc S e
!  A £  §
■fi fc
1 C fl fe
'   fl 43 X
fi c
oJS
.   3
__"S
B
§1
'3   fi
-O  HJ
8 S
■S3
<   E
>
Hi
rt
w
(ft
-J-
>      >
rt.    ft  fl    ft  .•
^ Si. g**1
a gog-gfe
r       O rt    O    fc    ■*
Ph. fc fc
fe       rt
Crt      O      U
r-3
o
fl bfl
©X
fc  o
Si
ss
to
©
G
&
C
re -"
rfife
CJ  ^
at    -
SCJ
©
P   s°
<   ft-
fi        ^        £
3 fl
a a
ft    _S
rt^-2
<rl
0
U
4
(l)
ci
43
cc
©
©
ti
fc
s
fi
fc'
©
>
cfi
i—1
• O
C
fc
rt
CQ
X
rt
fc
>
s   s   s
^3 a -S fi
rt rt-,   rt •—
3 3
s a F 34
BRITISH COLUMBIA.
U
EH
O
<
u
<
K
G
to
fc
a
«
w
o
fc
fi
Q
co
o
a a
3.8
« trt   -rt     fc
©  -rt    o    O
.2 rt
fiSlfl 24
R f  fe r_  fi  rt
O  fc  B
+»    O
fc   A
" fi 2
^-~> co 45
cfl c 4-*
HJ .fi   fc
•h +j»   cn (jh
rt tJ T3   © £   fe
fe a a „  *
£   .3 o     r
3-ft-S   B   fe
S1 ft 8 8 &
2.8 2
a"3 fc
■a a °
a fi bo
8 ° fi
9.s a a S
S-a'fi
ft" fl a
13    rtrt  hS
3   fe  ft
fc "fi
o o
co a
fl a
w
ft o
i*
C bfl
fl
ll
2 fc
H3-J
3   fc   « _. -ft
B, fl fl
II 3   3
_ J2 fc a 9
-ft o I rt
h 3 m a fl
io _. co 'ft 3
-3 3 «'
3 a   *" ft
3 B o co o
"■"fi ft   "*   CO
3fe"gi?3
■" HJ    fi
fl   -rt     QJ     Q
A B ft*-*
__3 .fl  o
■5 fi ^
O w A fi
HJ .rt
©    ©     fl
fi  bfl fl  c
©   fl   fi H
HJ    rt    fl   w
fi   ti m
ays §
fc fi aj 9
||*|
hj o a.   fe
fl fi o -i?
©  A fl  fc  ■
- ft p.
-—. a o
3 fl rt ft
to rt   B   ft
^^'rt   fe
3 fcft C
fl   O        rt
ft     *"* ft
3 0-.2 a
^ fl 3   £
fi   rt ft    "
fc   ft B   3
ft   O 3 .3
CO   HJ ft   HJ
3 fe c
a .1
g ft a
X   3   ft
-& is
A © ^
©•fi bo £
fi « P
.r A.S fi
Ss.gg
fe^--
43 fe   fi O
+3 O   O fl
0 _ co
. h bfl .
fc fc  3? fi
fi fl .5 fi
-a? 3
2? a.o
3 a ir
| ft 0. o
fi ° B to
o g ft B
_   •-   HH   fl.
•32-8
-j a ft„,
3agi-
ft   O    CO  HJ
X   3    3 __,
' rt.S-3
a fe    « -j
ft-4_&afl
0 fe      6fl
. *3 fc 2 "
01 ° rt .
3 HJ- fe 3
3   O HH   * S
3 'ft 3  8 "*"
3 _JB     -
fe   rt   3    _J   B
fe o 3 ft 3
a   3 -S 3
C fl   ft ra
o a B fl
£ B ft B
O   ft .r
•rI     B     M     JJ
ft 3 ft fe fc .2
a,.s g a
1 S|^
fi a     A
•a "ft S
O   3   ft   3
£    3
fl ^3  fe
fl    O  HJ
O ft
£ to 8
|   §
r 3    ft
rt b
,   O S   3
» .53
fe o o,
.. 8
3  co rt
a o a
1 si.
ft "fi 3.ft
fi   «        B
3   3   3   fl
a * -a a
fiCAgfcHJTJ*J
o  p  o       fl  S  c  qj
0*0   H+l   r ti
p-h fi £-r£fi §
X   fi ,C   A > •" rt   fl
qj   w hj   ofi   fc   ti -o
fe-Sog, .oBft
rt   ,».„   „,   3
&a
'3-3.2
'rt   CO
;rt.»
i Js*fi "n
,"aw k
; a b 8
33 to -
'   8   g   ft
j 53 "? °
ft    8
<   ft    3    '
>   O    3   fe
—   3 hj
i - S ft
,  rt  rt  3
ijfe  ft
ft   CO   ft
8   E   ft
a-
""?,  B
ft 2 ft
°.s a
y. m toj-
8 B    '
£ 3 fl -j
,   R  HJ    o  .r
x .- I g
:*" fe S 9
• fe fe ft
.J" °.a o   o's s^ s
rtC fe A fc  rt
** 1
2 a s a £
ft rt 5 ft .5
3"?   C  gC
to fi, -ft-fc
°* 8 S C
B   ft fl   o
to ft B o •
5 "fi
m jj   cj
1 A'"
2 fi fi
lsl
rt o
££ fi
rtj  •+_>
"Si
-   A -rt
a o.fi
bO     tH      ©
*°-fe
rt rtrt fe
3 rt. J3
£ rt,   G   °   3
S B ,33     .   yj
ft sj ft o ■a
£ s o,fl 9
ist
' x fi B to ft *g o
•s   a
_!_:&'
cfl b S ,
MB I
10    O  -P
©    O    fc  .
o   te
+»     fi O^rtH
-  fl <u *—'   qj
fi T_J O -U
°  fe A S  fi
©   O fc   g g
1  -__ t' fi
; S to >
T3 T3 'A
a g
s >
a _s a
£ 2 tortfl-g
E „ o   . s
ss-ft ba
4? rt.     r]     ai
la
a 5
fe,s «
■°  -a
HH rt
ft    O    3
fi   3;
B 8  HJ
■rt   7;    QJ  +J
r2     S
B2
rt J3 rt fi
fi   'rt      QJ      Qj
QJ   CJfl      fH   *J
— A    '
•   Cfl     ,
f 43     O   HJ   rfl
rt  a
i G. h is fl
T3  3  fl
*.' T3    Q)    g  rfl
fi -jj  ©  fl  fe
fi .rtrt   fl HJ
&l 1  °  A
•? w fi 2 £
bfl rfi     fi
S   © <*H hj   A
o  bfl"*
.Sgfl-o~
fe-B fi 2
.1 fi3
1 S fl fl
oft'E
3 —
a S ft
""^
5? fl o.
fi T3 _p
O   fi rt
T3   0 ^3
w   rt ti
©    fl    CO  -fl
"ft ft g
°3 to
. ft.S
3   o fl
a ■" 3
)%S%
'   fe3B   8 t
a2 2
S T fi
S fl •"
ft .£ fl
¥    fe    8
fl ^ g
__*__ fi
ti tJ) ti
•Sgfe
«  to
^2^
&  -  HH  "J
"fl"   O JJ
ft" S   8   3
•8  "  fl  §•
ftrtC«£
^ "4H     fc   T
C.S   g   a
,3-e a "
^3'S
2 a 2^
fi"*!
2     l3   HH     2
.8 3 o S
'•ft-i****
r * a 0 ft
IS ft ft ft
c ° b 2
•" a ft ft
■ft" .2   °J    3
i fi 6 3 3
' b a fl +3
1 fl ^J a
fl a      o
"8   Bflft
l!Ia
■2 -> s s
8 -ft 2 a
s 1.3 a
3 ft to
! 3-5
I     CO   HJ
I P  rt
.s__
45
*. © rt
.a t: i,
a ?,
„   «   © O   u_
S"-1   fc   © A fl
©S3       rt
O   A © fl   o -
S      fc      CO      fc   *rt      j
A  ft   fl   fi   ti   (
fi  5, bfl w
a g h -a sj
© ajS ©S"
43        h3   fi   fl   I
HJ     d,'    O   Cfl   «rt     i
8- !»s 9
rt   t, a
rt   bfl c
•« .5 m
a a °
,    3 8
' S too
j co a £
"a1-, ft
.fl   3   B
fe *3   B
-fiirt*
to     c
a hj o
ft-a 2
•fl   ft   8
*_ 5 ft
a _
O  ft o
CO     O   HJ
§8
ftj s-fi
0 a fc
ft 9 a m
O O ,. co
- A3 o
co t: rt.
B TI fe o
M I ft""
fc   ft   2"8
I S aj
0833
fi      g      Srfi
O   °   fl *—
rt   fe   m    Q)
rt fi q tj)
; 111 s
■__3    fi
3     _   HH     B
i a a o fl
fl
rt
>
tn
rt
rt-"
p.
fi
CQ
I—I
o
Eh
A ©
3 8   •
2 >H
>
0
c
8       __.
0
Q
>H             ^
3          V
0
■S   z
r
■*    rt4
0
O
_.-    ft
3    _°
1      ►<
©
©
fi
§   r-
rt   ■
fc ei
0   |
A Oh
O          «H
(M
O
©   fc
fi  3
5 6
rt       ft
B.-H
SPh
J-   .
ft       rt
A __
B          ft
g        3
2(2
rt 0 2   ,
Eft   -
-.'ftrt-jH
J3
B   «
3*3^
s as ■
3  ft
«   8
JO^iJ
—   co
ft
B tj
C •-
.8 "ft
HJ
tual
loo
tual
Yo
3         3
a  a
5
C5 fe
5"
o
K
•3 a
hj =
ga
Is
a a
as
—  rt
-a 1*
30
El's
Eft O REPORT OF THE SUPERINTENDENT OP INSURANCE, 1945.
F 35
8*
J .rt   o   ft   c   o
> -3J 3   3 -fc .J
S "rt,
si's
8 2
8 3.S "1
■ ft ,S
, 5hj
il 1
S3 a'
3 -.
fe 3: .
-Q       fl
, 8* a
fe   to 8
rt   rt _. fc,
.•«•- 3
ft   d   3 m
8 £ x a
O   B
ft   8
•fi a
*«;
5.S 5
is
B   B   3
a p. .a
£2 to
fe^.s
ft   3   HJ
o a IS
ft a a
o. 3 fl
3 3
-ft J3  rt   Q   V Hj-
o"to-aft5 O
•Mfefifta
o*5*^! 8.1'
Q    fe   ©   3     °?
..2     ti
fc   ©
fi S
A  p,
fi   ©
1   3   fi
1   ti   C
•h _e   on
oti-
_   fl   co
fi 5 rt
O   fc
'fi 43   fe
|*|
Ate |.
i^ fi  O
•     SJ     H
■>. A*
Hi
•srs
S3
fc   HP
s ©
fl  bo
a a
b B S  a
ft  rt  o £• £
■3.3 ft £ "8
3 ft a
X   O   &   §
■** 3 ^
5 s
•e
DO
rt    cj
fe
© '
tiX   "M   rftj
A  rt   fl
a.Sft&
■■-111
fi S 13 fS
51: © «
•"fi   ti £
tn    .*-**-■
"t^   fi   n
u  A  A
"Is-
^ o 3
a   -*8
§ a g
fc
© -2 T3
A  cn   cd
all
a-*-3
3  rt .fl  m  ■
3   rt   2   to   i
3-fl 2 a :
3 & £ te ;
J    O   ***   -P    ■
CO    fe   ci)
I ft ft
• b a
I £ a
l CO
■ £J
:     a
o 5-
8 fi
•J   of *>
* .2 *
"S fi
_ S3
rt ft B J ° « .2
©      O      A [fl .   r-j
tfl-tJcoOcprtfl--
fl © © ^Ji o S
S|HS|o|ft
I Sail's. 3.
o s S <„fl j. «
fi 2 s a ^ 5
s„l 2---?
--S .-§ a ft-s
fe a ■"
8 ■a c
3   aj 'ft
O   3
>-3
B*8 -
rt   -j ,
&f j
3   HJ
"-H   ^
a "A
a ft 3
§ a ■'
•a h § 3
II      ftC'ftS
3? w
3 jO
- 8 £
fe a S
ay x
life
! fc-0
A fi
O  o
gft
J"
•O   HJ
fel
".2*
rt  C hj  o
rt 0 j-.
!   -U *^     fe
. h fi © -fi
A o  rt cn
) •—1  rfl rt
fi   - bfl
13   O   fi
5 -^   o fc
2J..ft3
&Zi3o
fi   B ^-0-3
a ft,
3 . ,rt,
:   33-8   O   C.
2 5 .a 2.
ft a "ft
■3j_§2 2*
3 3 ft-
w'ft' 5. ■
3  O
3 tj  3"
8   ;_)
1^*3
'5
* rt IJ r-H TO      J-J
3 fi X •;■-; h   fi
a .5 « a fi S
^ rt qj ,fl Kg
.-a  .8 ."Arsis    53
"   G
tj   O
©   p,  m-
If si
£ HH    fl .3
3   o   BjB
_ 3
JJ    8 ^,   fe
s "a ►»
g g-5
3 P ft
co .ft rt
B
e .a ■§ * 3
- r n.     fl
"3 «j 2 g ■"* >•      o,u
xftg^ftftS-o
«•"  S__  o  0
j .co -
'^ft^!
■Mil*
HJ    w    ©    >.   fl
alts
__ fe fi-
1 a -s -a
9   ft   B
!$ ft P
2 a
c-
Si 3
a*ft"s
a 3  £ ;
a  o, ft :
3  to
■"* 33 3
1   fe r. 5
'    3-B jj
fe'fi
r   8-ft
O   3   O
ft ft
8.S   g
ft^
ft  a  .
8.__  S
a     a
ft    CO
ft o  .
o ti
fe"
ft.a 3
Is"
—   3   o
I   B   ft ■— -_,
1  B   B   8   O
5   3
ft-B
8 ... x
g .a s £ 3
3 -33
_• a
1 a
1  fl cd 'fi,
I    fc Cfl
*fi hj rt
A bo
fc        fi
°|ft
§« a
"   HJ S fc
*rt ***1
•rt   «-H - .
O —- Cfl
rt -U ©
fi (ytS'fi
^,   g   ti   ti .G
3 "* c 3 -ft
J   8   g 3
w ft  3  rt
ft  ft S   .
Hi   .rH rt
tefi.fi
S to
bfl o r
rfl    fl    fi TJ
© rt c
|l§'f
I**- s__o
fi >. o to
.oca
ft       mo
0 to .   5
fi   ^     m     h.
-fi rt      ©
a a o ft
.fi 13  ©
rt       3 S
• I 2 a
ills*8
1    fl   Cfl 43    rtj
slgj
W —H
fe     f     «
ft.-?'!
fl ■**   g   cn
fi  bfl-
°   O   fi   fl
g   gtfitH
fe  fi   A-i-
X   C   fl ***
CO    w    rt"   °  -w    A
3  fi S  £ fe «
©
S fi
ST3
to   3
QJ    C
■fiJS
•rfl  fi  fi  fi ■
1.28ft
*•    fl   «M
Jl a 1
■-«p.
a "fi-g
ito o ft s
ft fe
8 ft fe t-rt
2 Sa
a fe
'A ° fc
j tj  0 *— o  ©
S-rt    ti
ti T
o  fi P
to  ©
•S5Q-
Sfl "".a
ti fi rt
rt fl T3
A-P fi
ti T
af 3 >
fi s
Sftl
to   ©   0
C   JJ     H
• rt   HJ    A
rt P  fi
^feK
' fe
g fi-3 a S
ft O  ft 0
JJ ja rt Jj-o
8 8 S ll
. a 3 & i
1* fe fa o
'? -ft 2 B
3fl fl
-1-3-S
HJ   W hS .fi
'•sa" a
fi        G rt
TO    °  "—-
'!■! a fe
ft 3   ft hB
■litis
cfl  fc    *—, X\
S ° «» flt
•■-■     e s fc
-8-3 * °
§3=3" o*
.8 *rt   3   to .8
S-3* 8 5
fe fi 8iS £
fi >■& 8 o
rt
>
a fe
■i
.2;'
*3 -
fi £
fcM    E
30
J 8
I 0 a a
3 2|a
*HJ HJ
rt      rt
fi «
fi
S-2
1 I F 36
BRITISH COLUMBIA.
tH
O
<
w
u
iz;
<
fi
IM
5*5
rt
W
H
P.
W
fi
--;
fi
Q
rt
OQ
rt
u
TO
fi
TO
l-H
o
H
TO
ft fl   3    1   ft
o 3 to £ o
ft   rt   H
■rt   3
HJ
HJ
K
l-J
SAh
c
rt
^43
fi   bO
M   fc
©
©   rO
fi
Pft.-S
Ph
©
a
B
z
... a
3 (Jh
t>   .
-a
"3 (•
£ fi
3 *
3   C.
£M
as
w *■**
'fi
©
z
55 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 37
. .fl 3 2 fl
: a ft     o
I   3 8    3 "J
' "3 S « 3
ft8
■ i   fi X
fi   fi
ft.§5
ft  o  co .ft  fl
ft x 3 ~"S
fi 5. o o j.'
fi-s^ga
8ft    £    fe   '
-J .3    HJ     ,
3 &C ft I
J-ft-a o tog
i-ft-fi   -ft, 2
3   3   fe  3
2   ft X A
- ca     *
J     "°
- HH    3  ft.
3 o g o
ft  fe  3 -j
03   °    3
ft o fe8
8   ft  ft   5
to j * 3
a fi ft 3
3,-3 ft   *S
fl 8 to o
ft 3 ja a ft
3£o
; 8-- &
I    S   ft   8
_,  co  rt ft '
to«   8   B
93
a-g*0 8 co-n-o
fl    ©    fc OJ)   fl  rrt    rt
T3     fl,    O rt     OJ)    Q>     ■>
.  fi S,ft?
fc    fc    TO *_;   w    fc
O    Q,   TO rt   <U    fi _fl
©
8£ofe
rt     fl   HJ
TO TO
O        TJ   w
HJ     ©     ©     fi   r
A s
TJ HJ   rt   O
HJHH.gft
_ ° c-fl b
J    8 8   B
-3   3 hj 33
— a "S a -a
rt  rt  a  8
0 ft
if-?
a *3  fi
A
o
TO   H   _. fl   w
•rt   rt   DIJ  ti   a;   fc   fc
. rt fi "^ .j,
feE.fi
© .o   A O
i  A-1
O   O   fl   til
fc    HJ      fl      fl
ftfl2-l
8   8 -ft -J
§1 o a
a a ft
to a ^
rt  co ft       o .ft
a a a 8 £ ft o
a "*   Sf J §
■a B £ a o § 8
I ft a g x 8 SJ
.&fl a 3 8 o a
S-5 ft^fe" 8
a.a !.*»-=
85
» 3   .,   ft °   S   O
O fl
ft ft
P   . 9
ft -,3"o5:
a 3 o ». o
to
ft B  S .8 O
co  S fl I. ft
HUSO
| O £ 8 B
,  qj  rt  rt  co
: S fl i B
' 5 fe   '3
ft1i?a
ft .g
tofl' o -"-
■s fi a fi
3   . fi ft
ft.ft B   3
HH ft   .ft
> ft
O fl
fe'ft JS
.5 fi fi co :
fl   « 'fi   3   |
3fi 9 b j
"^   fc    fi    fc
Cfi    P    fi    I
2 o fe ft- fe
a s» -g o fi
o fe I ft -ft
fife2|fi
I 5 ss    _rt
118'agg
ialsl°
ft o a -,
r ft hh to a -,
I o  o « o,-
I £ 8 3 £ b
fl   3   ft       '-ft
B   co   3   3 fl
9 ft
o   fifl^
' fl ft
S ft B
H g E
|   ft co   3
. 8 X
zx as!
a fi fl S o
HI fis
60 T3  rfl   rt
fc
A      Or
tuo;
■egg «
'a-* .8*8
j       SI 43   l,   fi
;   fc    fi    W    TO    d
© £    fe
Of.1*
TO   —   rfl (|j
1^1 gft
ft ft^-"fi
8   fl   ft
ft a « .
3 Eo ft
fete! B fe g
ft o —. ja o
-■3 2a £
a« 8 o
ft £ 8 fe a
q 3 3 a
J .8   ft
s a
2 a
a fi S  -
•ft  B  9 fl
fe_8   o
5 2 3 3
I Ml
"   °   *?£
ft   3-3   |
_£ "S ft ij
8 o —
CSS
.2    3-
ft fe     a .r *3
fi B 833 8 9 ft
ft 33   ft fl fl ti   8
ft 33 cB ,fi   rt ti X
o .o       *h   B 3j
ft B ftH   _.  8 «   B    .
g*f o£.gs 8 g
fi.a fefl 5 rt-^-3
-53.2 « - §83
ft -8 .
fl a -
a ft
o  3 fe
> s ft
fe a.
i i s?3 -*
11 JJ j •§
a 3 0 8
13*5 _rt
-. a a fe
o o  ft
fl" o
2.3isuflfi8-S
.§■"« rt
~   fe. O J3 -ft
H-   ft*     ft    to    ft
^w « fi 2
© o
.33 S fi r=
sis a i
"1251
if J 111
■rt   *+3     fl     ti     fi
fc   © .rt   © 43
8*8|   fefiftftjg
.-wl-ftgpfe
b s rt a j, ft
^t '^   8"
*  S fl  B
iag
_«^-
.    3 >>  .
Sft-o-Jn S
3        ft 8 .3
ft    8 ftfl
o sings
8  ?. ft n 3
a a s ax
8-0 Ex£
ft ft
fc    CO   fc w
fl    "    P    ©   +»
fe   °   S   to  fi
►* fi     OJ     ©
(fi     ©
"J3 O  rt 'ti  fi
.2 fl  A
Sfc
©
O  A
g   ©   flj ...
fl £ ft fl rt
O  g  fi +5
fc   o
S   -J   «   ©   A
1*1 !i
S rt
E  fi
Q «H
ft .8
'feS
fl   o   fi   fi   A fe
* 3J g -S
©  A,2 HJ
._"  O        fl
oa 13 fl
fl    .2
H o %
*i a
©
©   ^ fc
SrA     0
H     tH     U
l*J
8 _
.3 I •-
11°.
gSft.
2 ^ .1
HJ  rfl  HJ
1 SI
rtSsg
fi     fi     M
"M    fe   C
cu a- _r
rt fc m
*3 A fl
rt >
A ° fi
So +».H
- ©   .
0)   to HJ
S rt A
cfi c  ©
^ ti s
fe rfl   TJ
HJ fc
rt     fc     fl
3 o-g
fl   cfl   fi
rt S o
g o  fe
© ** 43
fe "Tj    ,
« fi o
rfl    HJ      ©
: p
J      V    HJ
e « 9
S » fi 8 §
to   M    ft 3   B
fi   o   B -ft   B
8"   I "J
rt  o £ . fe
"°ft  - fet.
t, fl ^ 3   8
O^Z s s-
hj TJ A  O
_. a -2 a b,
o ^ a-H?
rtTJTJ •OtLfeirtr**rt
fl©©fe^^oSfi
©^j+j   fi-Jj'*-   ©   a,
■Sfl-£A©fi*fi
*•
rt" rt.
2 fi
s fl-J'© §
© ^ .H £*    ^.
X  fl 43   3  U-+H
fi'-Hj"
^
iw S*fi
HJ      fi      fl      W   ^    J>,    .        «
fc fl        -*-"   £>  fi   ©
rt   ©     -.  o   fl •*•
51 be--- fl  fc  fi fe j.
£ S-2 ti " © fi 3
G rV ti fc .a    «    w
wfl^flrtG..«bofi
Qr|Cg AJrtfiflM
fi-S   - fi5 5 -H S °
3 -3 £ h t! 49 3 a ©
fl   fl 'fi cfl
*HH    fi
fl   A
fl   fi
■23 o** fe-a
fl   rt fl uj _o   8 ,
S3 so     fe
fe"8 _>■
■5 fi .2 a o
t«   .a a •
3 S 8o s.
'8 2 to
8 -" fi
a a ft
O    ft   8
8 g a
a -c s a u»
a o, a    -.fi
a S3 a fe «
S-S&SfeuSSg
_?"§ 1.6 ft ft ft
^ft££8-gs8_
BOftfiftSft-S^
.ft._'-.-rt.0nS3
£   S  I   8    fe033   -   «i
- a & _8 1 fe ., 3
ft .3.
ft"fl 9-
OJ   fl     rt
3   "* T
28
j no,
J 3 ft
'4X »
J-"   8
_ o£
Si G Is-
Ci. .
a „ 9
fi S 2
fl  o p
"3 rt __,   --
3 ft j3 ft- ft   fi
ft o o a
o  o      fl       T
-   ft     O     ft   ri   ti
a ., ft   . 8  K
0 to 8 c 3 fi
,i g-3 s&
B   S
_■   3c
3
|5, -
8 & >> Sfl
|Sf S r-t I If
„&ftft°.c.2-
8.a
ft ftfeS
ft T3
3 8 ft a
• -      fc.    rt      rt
J to 8
o 2-5
£   £   O
3    HJ   —,
ft a
•ft &
-©Pi
*   fc T3
'2!S
1 « s b
<   A fi   O
42 fl* g a
« Tj   o   A o   «
&fi°§ftH2
JS  r-l CO  rt  __,
fl     © ^ *fi
fi be © -2 _S
ii*;ti
©  rt «h "H ^5
-   fc     H     (-■     r*l     Cfl       » r-<     rt
flofl*go«fifl§
0 fl " ^   O   fi   fc
■rt  ar O  m      '-' rt  (3 £
ti *i; -*J       o i-. co      ^*1
ogMftflflB..0
"••o-sll    '111
b5 I    3-s-ft" 8 ™
gOflB.g a gafl
*?s_.g--|l|
rt -S « fi >
»    O   fl   rf   S-S   &-.
flrS.Sogg43^
.2     O     O   ^     CC)     O    IH   <rt
-.j  -rt  hj   fl "fl 33   O   O
ti   rt      m
fi 43
co 4) _o
fi   > S
B fi PQ
© o    ,
« °w
is
a
43
O
ftj
.
3
<
z
■i
o
>i
9
Z
fi _J
5 tsi
rt t>
© &
N ©
3
3     .
AW
§§
11
a   tj
<!hj-«^
rt     —   HJ
43 O -A h-.
-"    t
o     o
15     Z
a I
5§ F 38
BRITISH COLUMBIA.
g
Eh
O
<*.
H
O
rZ
P.
fi
tfl
w
«
Q
fi
Q
H
w
p
«
P.
fi
tn
rZ
rH
fc
O
H
Cfl
43
0 fl  tofl
•0  B  S g
ShS 8
5 3 3
■fil
fl1   3
B SJfl
c S » c
?!   ft    „■._
S *r>9
lis!
>-*> rt ja ^
■9 o
3     -"
p, |_
0
43
©
T3
-u
be
A
©
0
fl
£
i
HJ
fc
©
£
0
T3
&
W
1
fc
©
©
fl
0
c
M
HJ
4=
o
£
fl
fi
ED
8
5
fl
*H
£
7
C
o
HJ
no
fi
1
fi    "
O T3
• r-    fli
fl
©
k
A
o
fc
s
g
A
6
Q
A
«
C-
40
to
fe
fc
X
©
©
fl
I
Ih
X
HJ
X
O
fl
O
©
|
fl
©*
>*
0
HJ
fi
A
©
fl
B    •
fl
©
c
a£
'ft* 6       ^ |
, 33 •-,   to  c.
i 2  g  «  to q
33* fe
iT, * t.
.358
ft 8
■_S   HJ*    I
0.2
ti ti   "H
fi ^      S rt
o fi B o
rt fi     m HJ
SB   :
hS'-.I.-
■gfi "
© a; o
rt  C -rt  fi
^ c       ©
C fi T3X
rt     fc     g   HJ
O     fc ©   HJ     U
«> » S § g
a s g 11
"" S  rt fi
j .5  , fe
- ft^   HJ
j S e ©
j rt 5 ft
_. TJ   p,  o
5 fi  fi  fi
rt £
fe —J co
8 3 rt!
ft  B ft
£ 8
fi o fe.
83.
"_-e .
c "•**
c » S
... a >,
•8   rt _j
Cfl „
fi S*S
© rt  fi
fcl**
f'Ss
o"3
fc       -rfi
W  fe  "
At   °
c "C "5 6 43
a  A       ©
"fi   fi  fe43  fi
•rt   fi   O hj   O
g80aftE
*o £ o _S fl o
IH   -r"   H*  fi   +-    4-
« c
<o
© © 73 "fl .-
-s_?ga|
•h E«8 a
■Sc -I
c ft o 3 fe
g8fl^|
fi n3 8 ft
fi a o a ft
—   ftfl O ft
 ,   ft 3
8 fl   W -
ft    C    8 ft g
■Art       o ft
8        tfl
-H j-, J3 ft
O jj +3 ei   «t
-ft fe ft-
o"2^„?
rt o ■** rfi 0
1M u > £
A fl   O   o   O
43
a
fc
fi
CO
i
HJ
©
■H
C
J
HJ
fi
©
fl
M
©
fi
fi
©
o
fl
©
fi*
0
~ti
a
£
fi
CJ
fi
J*
HJ
Sh
fl
fc
|
[fl
fl
fl
fl
>
fc
o
fc
O
s
to
fi
fc
"a
©
fi
a
g
tn
g
.rt
ce
fe
HH
3
c
HJ
fe
c
fl
ft
B
0
©
£
QJ
A
O
u
A
Cr2
© T)
fi c
|   |
fc   •*
o
HJ
-fl
©
HJ
•fi
©
a
©
fl
nS-rt
fe
4=
|
tn
01
©
X
A
O
fc
©
S3
o
fc
5
fc
HJ
A
ti
4=
c
h
<rt
O T3
£
rt
-fl
fc
O
fe
43
fc
O
u
£
©
E
o
A
TJ
©
43
HJ
fl
©
9
fi
fl
©
V
C
fl
fc
P
n
15
«
HJ
■H
!*
t
to
C3
©
-U*
fi
CO
O
bo
A
fc
<H
©
d
fc
r-i
h
fl £
43
©
'fl
8 *=     .   I -J   8   2   fe
1 ft hj*
B 3ft
B >• 8 8
fl_D   O*
fe ft "O
ft   0   __ 8*
ft  - £" S
ft co 3 3
0 B K *
ft^fi   1
iS g"Z
2jb °_a
- *S &■*
M   ^ fi
8   ft ft 'C
. ft. «j
2| 3 8
* §  . c
3   O
J3 "^X
EO     ©     C   J£
fiX   Art
fi   HJ r-j
•-•KftI
- ° -3 ft
3 8 2ft
fi     t)     ti
ti   G   fi        I
- ti   ti   >-\
r~~       fi X1      '
rt 3 -fc.
rt    Cfl    t*   fc
- .£ .£ c
o  £ § jl
W     fi   *VH     3
- (fi *--
10*1
r— fl —I
gSSl
§        fl
rS     fl     fe    CO
fe    fc     fi
-gel
^ ft_ft
a &
HJ
HJ
«.
>      >>
«-.
MM
I* g
I >
© TO
.1 I
8 13
a «
rg
o
a
a
rt
15
s
r*ft
■S    3*8
0      33
E
o
rt <r-
8 "
o ft.
0-.
SS
1 ft O
1   B
fc        fc   fi
0        0   c
ca J>
- ©    -
!■"
0
•13
-a
1
2
S «
'Si
Jl
a o
.2
to
fc
c
3
t
p W
"fl
rC
43
-rt
O
3
fi
CJ
1
|
©    ©
rt *° REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 39
!-*3
o
© hj X   fc   O
rt    fl    tn _fl    to
B fi ° £ .£
w .«     -  £ 43
BO
o
rt- 8i   b   -- £   to 8
cg.2-S,5 5
fl     rt     CO   'rt     fc   HJ
C.|   Og-Tj.   o
I"? ga 8 £"
8   fe 8   £
- 43   S 4=
SV.43
8 to
- a
fl)
o
<H
r-i
1
©
A
---
o
33
o  fc "O  rt
Q) CO
• fl fl d
!   IS   \i *£   O
* »m .r- _fi fe
J   fl dfl   > 43
aga*
fe s. i* rt
ft — fe   CO
8 13 fe rt
n fe -ft .5
P 'S ft   B
5 2 tort,
. -fl   C   O
8 3
"   g   f.
hj 8   O
hrt2 fix,
■   -x     fi
.Co   © +*
fi rg _fl ^ be *-* ,o 1
fi  fl  r i
, © c to
a   .a
e fi
fi T3 co
' ^   fl   © .2 — .,   .
•hh ^ -u fi   co ,fi
11 fe       rt   © A ■+■> ■—
o   fe P   ? ,„  A "w
:^-o g fi g O
O _, rfi    fl A
l^   fi    |
- -,
■  fe c
1*8*2
a ft ^
toOQj
S3-2 !
Sa
6 .ti
3 J
CO   rt     rt
.8*3 I
-8£
g a«
B.S B
■fi 3
. fl 'rt
,10, b 3 a a
ft   3    .33 3   8  3
ft HJ    3 fl    fcfl   a
„, fe C fl fi B £
8-g 8 b-o 4_i g
S||B       |ft
5 2SfeftJiS
i fe to
j -^  rt  rt  o
, 8 Sft-o
_ S3 o fe
I   £"8 -2 43
. c ft
E   ft  co  co   rt v
&"_______   & -!
a c >
£   fl 8
— flfe.43
^^  ft 43 ft
fi
8 43 ft ■a
to a o o
»!§      ■*
. 8 43
ft   8    ft     -
?-'E
o   ft   " g
&° ft'S?-s
a
Sco hj    .
co fl to fl
.   rt   3 a rt   8        ft  a
> -. o .   fi fi a e
j   "HH    £   '
." s £ s
s <■*
■I a
ft- ft.9
ft - fi
ft      H,      O   ^      O*
Oft 83
9 SJ
8.2
ft to*a fi a 8
a a a 8 3 g
a hh a 8 ft 3 a ,
ft ft B
fl ° 43
8 co -S
ft  co  O
'S3 ft
.So
g^fl  2-g  go  fe
2 .5-2.-3 33 o ft
9  BO
fe o -fl o 2 o q
■S 8 £ c
o •_.■__•«
ft ri — o
a a 3
fi
Jh X tri   r-
O   ft O   ft
8
a
o
e
3
>
Pft
l>4
3
S "_ a
• 3^
ft °    -
03 3   £
2,
S   ft   8
fife*5
s a *
-"S3
r  a U
ft to
a . -a 3?
w fl b fi
E   3   ft Cr]
►So « w.
ft, g-§
►J Si-a e
-fi'giS
B*<   .
•OnSfcl
3^
cam
©
cd
8i>
0
©
J3
fe
c
ti
fl
fc
B
In
A
fl
fc
r-1
fl
u
Ih
U
to
1"*-.
.-£     a
43
o F 40
BRITISH COLUMBIA.
g
t-t
o
<
H
rZ
<
fi
W
H
w
EH
«
H
Q
rZ
fi
Q
W
M
fc
o
b"
VI
K
fc
«
fi
tn
rZ
>
w
fc
o
H
w
e
o
3    .
Oh
g.s
I ft
8-3
X TJ
ll
rtj
3
X
fl
a
3
*""
■a
a
3
a.
J3
ft. REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 41
o o a b ;
-, ft aS £ a o.
5 3 -2 p, o M   .
a   a __.   ^   °   rt.   °
8 .5 fl    8   ^ -Sj t3
•ft ft 43
2 8-"
fi to o
fe fift
ft    a    8
3 B    to
"O   8    8
'ft IS "a
A*
o a 8
—. ft —j
8 -a .fe 1 jj o
to
to
a a
3    CO  '
fe .ft, fe '
__3   §rt-   I
3 fl R      :
JSEjj
a o
a ft fl
8 fl   B
3  ft  ft ft  £
1-S 2 o «
8      ft ,_ *
S rt
a
&a
8 o
rt a 8   .13
fe  S   to   8   fe
s^afi'3-
•s *| §■£
ij-irtSt. ft*
•X -fi Th   fl     „.
T3   fi   ©   OJ   fl
°   cfl   A        n
■ft 2 o fe,-!
rti   ft   — *■"-
fi    01    »
*    ft      fi    -H
Oi    fi
A  ti   O
q o
\i    r\ ""
•*   O jj
-fi      - fl
> efi &■
rt    © 1>
43 ai
HJ"    S-fi
£ »
rt -^   ©   O
SHJ   HJ
«4H   —
fl ° £ *2,
fi a;--^
o S«l
r2   -rt   'H   .
3 fc   fi
<m £ "S
© o 'X -2
, §s £ •§
' fl a ti n
3
0 to  . ft ti
ft   3   8   O   ft
£ a s
to a "ft 3 fi
Bfl rt .2 —
S ft *■ ft fi"
3   O     . 8   O
S   co   A-."
cn TJ O ,
fl   fi **=
.2 I © •
©  p be
rt    rt    fl '
£ fi a
O  TJ
ft    ft
O 43   fc
A   fl "
.2 o £
HJ    -p p
fi- .rt ft
©rtrt
ft fl
fi  fl fc
3   C O
.ago
s ti <^
6 2
rf £
2.2 5
a fe „
rt  ■>, 2 33  cj
Tj  HJ    5   A    fi
rt  rt  fl c
fc rt    fi    o TS
3 4i -V .2 fi
8 s s 8 p
n   .. -__ ft   3
3 5**3 fi o
_a £ — x
5 "3   .A fe
HH    3    8    3  ±)
fl    ft    CO
fe S cB   3   ft
-B 8      a o
a 8 ft fe 3
3 33 io ft  to
-Q ft 8
to 9 8 ft il
3 a
• o 2
■■SB feftg
3   G   fi
TJ   fl   fl   O   fc
rtH&   «
rfl     A
fi 2h2
5 p.
>,3hj
*** 8 a
o   B rtrt
ft" «   ?.
8 fl   to
fe        B
A  °   fl
tn fi
T3   cO   A
A"-* fi
fc  O fi
3 -P A
co o
fi-fi fc
© q,
fi.*3
0 £ ©
^ _fl  fi
ft"?, fi?
a ft 5 *
—    ft 3    8
ft o  ft :
ft    8 8   ?    (
"    3   8
-j s s
Urt..s.Srt!
Sco   33
8 -S
33 fl  o   rt 4J
fi  5 3  ft  ft
3.ft
3  3
fe o 1
ft   .     1
B  to i
O   ft .S3   ft ft
3 8   - 8 2 fl ft .9
.■-fl"**!
a a
.. -fi
0 £
3 fi £
S    . 3
rt-.   co .
- 33   3   a       fl   I
>j; toss--
' _* 8
8 —  8 '43 fcft  B ,
a 8 o '-,
to ft   ft CD .
.3   B   3 fl
SB   ft
_,   5   8
8  4_
8   3
ft * 3 « fi -a
■ fe      a ft
j rt fe fl o
fe ft -o
!■" * a g i
1 -a a 3 •"
' S'fl  ft-H.
0 X rt ft
co ft a R
ft a a ft
: ft 9
pfi.fi
.*a 2?
I a
fe o
a
S..5-
g 6 3 Jj 8
ft a co -a fl
ft fl  3 ft .J.
1-s
3   o
ft .3 3
8   _J"
'   8   o '
•-.*rtS.
•S_8   3S:
-Sa
go
i_a ►»■
J TJ   B
-*2*ft
fi b I c
fi"3 &ft
*rt    fl    $
||M
S-So
8 ft & SS
«   «-s
a 0*33-2
art-a a
~ § a fi
|ft n
* o „
t. - 8
fi c g
8.2-S
&0   8
a ft
fl   3   rt
8 a 3
CO o co
3    3   8
rt
«rt
B
0
fi
V
c"
Q
©
fi
0
0
fe fe
X X
0
0
fc
fi
■0
fl
HJ
fc
O
HJ
fi
TJ
©
ti
>
.5
£
to
3
c
A
©
c
0
"0
A
T3
QJ
00
G
ti
fi
©
fi
ti
A.
Da
fi
OQ
fe
ti
©
9
O
fi
m
fi
ti
fi
G
ti
0
HJ
fi
fi
ti
r>
DO
ca
©
©
£
fl
©
fe
HJ
fc
fe
HJ
fe
-1
fe
fi
fc
TJ
u
A
O
ft
A
0)
-.
ft
O
©
T5
P
fl
HJJ
ft
0)
A
O
fi
*fi 43
fi
a .
fe
0
HJ
OQ
T3
C
fi
fi
TJ
©
A
O
fi
ft
V
X
■u
O
H>»
<M
©*"
A
O
43
ft
HJ
's
3
43
HJ
to
fi
a*
fi
fl
O
HJ
©
fe
X
fi
0
A
X X
ti  bfl
X 3
fi
O
"©
£
ft
ti
3
bo
fl
£
Sh
O
fi
A
0
3
O
fi
X
+>
fl
©
Hi
ti
G
©
to
-•rtH
O hj'  fc   fl   fi   fe
'flS*
Et «.-
1 3 ft^^1 J
1 3   - ft 51
ft —   8   3    ,
j 133 -*- o
ax o fc.
JJ   O 4=   5 ^
"-•ft
87
!-0    .
, O HH* H-
to £ .S
-. □ a
6 11 „
8   to  O
feiS ftn
! ii ^      fi <
, S fi fi 9"
J £ § £?
.   fi   co   fl   cu
i ftfe i-s
J  o  p, a ft
3   ft b fl   ft   B   o
0 S fe .5 CO o 8
'-. fl 3 --, co JH b
J.  B    .w o  g fl
ft   I'
£"?   J
8   g
•s 13 £ g "ii a
£   -fl
bfl
1 ° .2 ft
j ** a o
"G $ r,
©     r> fi
HJ    fl S :
. hn ti 53 .
'   a s.
B hj ft o =
•S 3 ° 8 .
il*3!
fi      fl      Q      3
OflOco-
ft fl-
8 fl
ft   8
I!
a.   q
t.   «
SB
fl   ^    "     >    O    rt    O
.fi    fi   -^    tH. ?    ti
3 cfi
fi"!
©   rt
act
,*3J|     8rt--|-,HSS.
13  B
ft   fe   o«-
O   ft  ft -3   Oft
3
r      to I      fe
3 8 B 5
« a ^o
-■** a ft
J -, o o
3 -g-fi   .
3,8   fefe
tg"****
5 6 ft o
3 ft b ft
___   8 3J    -
13 fl -S   8
3  0 ».™
*43 4   fe
8    -'ft   "
3   8 B
fi~ ft*
S 5 a fe
a fi 833
8-H-f        «
3 B 8" £
rfi 8 hh O
n. —H —H j.
ft   O   3   0
0   rt-ft-S
SSI'S
, 9 fc-ft.
* 33 -"   ft 'ft
s°.*|2i
ft* 8 la.
•as -*"*.'
".«s*2:
a a 8 S ,
1  o  - fl
lla|!
ft 3  3 B •■
3 33 ._3 B
m  a  B ft   .
.8  8 S S <i
■§>
fl
rt
K
M
>
►ft
rt.
£
Q
K
ci
(_j
3
3
fl
03
<
©
-d
©
0
©"
>
u
fi
©
0
fi
O
© TJ
©
©
^0
"0
fi F 42
BRITISH COLUMBIA.
tH
o
<
w
o
«
fi
w
55
I*.
W
H
p*
H
Q
!z*
&
o
rt
HJ
H
O
«
rt
0*
fi
W
fc
HH
HH
O
H
OQ
A .
O © .-
ft bfl *-
a fl ;
+""   rt   -U'
•Oil
rr .rt *-4j  JM
si 2 a
fl —* 5  BO
r.    QJ    CC    5
m u fi-2
-13  fi    .ifi
- S fi ti
cfi-2 1
a fe % ft
fi* "£ > °
O A fi
O   O     « ,cfl
©   A fi   ti
pC fi T3
+* T3   £   fi
o  fl   fi   >
© -~. X   fe
O hj fl X
fl -hh   fi
:g S.2S
glfeft
C  ti-0  fi
""      V.     fi      r*
j bfl o o
rt     D.  -rt** 'rt
5 P.2 .2
fl fi E^ :
*HH     ft      .    ©    i
fi      °o="
n-43^-2 £
JflJ
tjj_|
O   fi fi
hj   o    r fi
5 flftS
© •___. J£ fi S
.81 o -s '3 a
ft "fl   J.   fe  ©   ca
fc
O   OJ ,3 HJ   fi   co
a__   fc   C   o
- r?jo © a •-"
o
3 a S a m o
Cfi
-*;
fc    _-: ft-5 fi
© fi lo      ^ 5
O
"rt fi fi
& £
fe   CO    O   ft
•M1 c
•ShjIJ
fefl    . rt
fl    3  HJ fl
fl ft   fl   3
o fl a«
■ft fi a ■
-. b-fi
18
o-g
a ft 3
fi a *
=•£ 8 p
i .a _. ft a
2life
^- ft   fe
S o «■"
-las
a a -^ ft
5 >,* i?
F* -.J ,   o
8   §   O    ft
ft     -fl
3   O   »   g
"fttoft
h«M    fl Tj    bfl +> .
>  C  "  A o
. -H-1   fi   O   .*
! o o 5 «
Mil"
1211*8
fi  fi  o fi
cc   fc   Ui
c ':3   ti
©   ft fc
HJ     fi     QJ
.Soft
fc   o  p
HJ ft
2-i   ©   A
iu  6   cu  fi 4>S
bfl  ©   g   ft   C   C
fl   £
©
fc
fc
■HJ
ft
HJ
fi
fe
o
o
1
tfc-rt.
IH
fi
ti
43
ft
00
Cj
o
—
ti
fi
■—'
©
^
•fi
u
Hp
CO
fi
o
-rt
ft
©
rtrtfl
c
ti
fi
ti
ti
ft
rt fi
fi 43
-rt
I
rs © fi
5-2-aS
■till
-■fife3
4 3*8
■fi i>.
8   £
o a a
fi  fi rt
o  o fi
.Srfi
Cfl     —
& II
ft    313
8    rt_   fl
ft & fi
o  ft  ft
ft   8   O
ft   ft     .
©      QJ     Cfl .J
■S .8 5 D « ,
ft fi ° Si'
co   .     r? 8 :
co   ,- fl   3* !
o a B fi fl i
43   O   ft  ft   rt
S33B,
b ft 1 a»i
t   3   C    ft    8   .
a rtrt B     * 8
ti HJ        «             t^
3   " | £   fi cfi
fi   >. fc   ©   O
<-> X O X        *4
i -"*** a +* rt- °
ci T3 co      ._.•__.
cfl ca  ffi
». fl fc   bo
fl ,© ;
!   © •£   ft +3
:  ft 4_T «h  •*
'(DO©
0 A- fc X hj*
. 5        o rt
ft    . » «   '
!   A fi ■" X
O   £ **   ,
- -2 '-S «   ^
.      ° 2 © i
© e s ^ !
fi <fi 3 -£*
° tj a ©
rt   *H   rrt
; r1 S g S>
■__s-rtKi-rt«,rt-1_.t-;tJ.h.°c(3
-fi fi ©J."-® p-o-0 * a fi4i
■ a £ n
; .5 "a ft
fe £ fe ti
hJ •G X   ti
A  O fc* fi
X © O
fi is
+*   fe o "
X tH Cfl
2 fi © o
I   G TJ
n cn ©
fi S
T3 "ZJ    —    (5
a s £ g
B 'co   £   3 -
_?a
«as
'     B   -H
fl   fl
fe. u   3
ft g S
8 .£ _ft
a 5 53
o o
ft &ft
5    rt    fi    °
= °*3|
i  ©  o  A
.gftS
J   fl   8   ^
dfiS
3 ft  B  fe
3,  O fl   fe
—  A  e  ft"
"§ 2 .2 J
fl   ft    CO  +J
fl  o o
to B  p, £
.fi M g a
"2.8     o'
a — >, o
S ff*° ft
8cS*S   °
CO   ft
fl   C   g   S
43   O   "
9   £   fe.33
O   A ©   ©
©   \t rt '
i -fl. -__? £
3 "S a "?
* a3^
J     O rW
J     W    fc     fi
j   © cfl   A
i x     <""
HJ
S HJ  -fl    CO
a      x  v
fi  o  C
S £^
fi   OJ   ho "co
rt fi   C   QJ
© A rt tr,
I fi-3 o
fl   HH   ~
ft   O   ft   B   2
-a 8 ft o fl
1 a" ft !? a
fl   S -8   8
-   ft   co __
-2   £ 8    «.
co tn .i~
rt    CO fi  43
S •- ti o
•5    CO °    £
Is fl ©
E»- to
bo fi £
fc  e fc ^
°.2 °*g
CO    CO   rt .3
co   3   C   ■
O   fe   co
— a -3
8 8 ft 8
fe 3   8   .
.a ft
s _. ft;
fl   O   fi   O
rt. 8 x
|S fi
ft rtrt
x ft ft ■
53 n o .
fl  B  £
h ft* 8 S"
i|jrtt|
"  rt  ft
43   O     .
9 £   . fc
<- o ft-ft
•o fa
9 x
ra   fe O   rt ,
fl 43   &33 ■
-J3 43 co
CO ft 8
B   8   o    3
fe rt? ° ft"
Jj a '
P   3? ft _3
ft * a a
ft _. 9 -8
ft      ft
c" °- ft
•2 8-:e
ft  m o    -
ft 1 S
ft  ft hj" .2
ft  S ° 4=
9fi ft a
a o
EJ —    rt.
3 .2   8
.—    ft
§1 ft
ft fl fl
[o|
— *3   B
ft   0
5 8.8 M
A
° •__;
3   fi
&-J8
p       fttj
fl ffl
£ fi
rt    fc    fl fl
ft    fi   fi m
—     fe    ©
r  X   '-- ■—
3 fig!
,-llsi
-fi
fi
fi
fc
>
G
O
ft
T3
3
c
>
fc
QJ
>
c
fl
>
fc
©
>
fi
o
c
fl
>
£
fl
o
ti
C
rt
T3
©
JJ    .
A*j
'%<
fi
fl
>
c
fi
C
C
fi
CQ
©
3
c
0
tn
X
OJ
o
O
c
fl
be
.£
©
43
_bfl
A fi
W HJ
fl
£
d
S fl
o
03
ft
©
h
r2
43
hH
©
fi
fc
O
HJ
a
c
O o
ft .2
8 >
c
43
>
fi
o
©
©
>
fi
O
©
CQ
HJ     fc
fc    ©
J-*
<
fS
"
P5
Hj
<
h
<
P.
s   a
4
£
1   —H     rt
BI   —H
S.2
_B 33
—, a
c B
8  -J
ft,
fe to
3   fl
1»
■So REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 43
©■ fi *
o - ft
ft *- _
A  ti fi
be fi
.      A
4)   fi   ft
c © fi
.-.cm
ft  HJ    fl
fl   o
£ fc 8*
& fi   |
3mO
c u a
«  S  P   ©   HJ .<J
S3 £ fi
42   fi fi
TJ a bfl *■»* 43 JS C
© © e ti -^ 43 p
co       .5       *>
G     ferfl fi       .    ft  rr}
->    W Js_ O   QJ   O   QJ
I rtS _§ i _
at'EJ
rt" rt    fe
A    fl   ft
•2 %$
HJ     fi   "ft
irtH*"
-TJ fi   A"  '
h  -   ©   O
t .5 fi fi i
! fe a ft"!
-GX.B,
fi  bfl „ ■
rt     fl-r-
i § 2 ■
i 9 £ -_
tn        fe
ft     OJ   HJ
> fi bfl fi
EA
O '
' -P   fl   fi
fl. fi    ft
a 33
£ £
A A
fl  3 hj   m   i
rt 4-*!    - * '
.£ .5 a >-'
!    CO
ch _;
o a*
S fl
ft  m
B
! S 9
to fe-
. ft '
J   3   co   co .
h-B-9   8
.SS"3;
's-So-rt
-2 -ft 8 c -
B 2 &"
CO -O
\s a
ft ft 3.
4. q a.
I "3.   "  £ "Sj   fi
1 -r*3I K.
: ft ft    ^ 8
ca   - S 43.
B ** fe'E*
° _>£ *■«•-
-* 13 -s
o 13 .3 to 8 3
a 4J .3
33   rt -rt
S.-3 I 8
■2 a   -■
3 -
33  3   ft
Oggft
S   8   g   &
.3   fe  ft t^ '
. 3
— co
a a
ft   O fl   o    -
- v.
J"  ft   ft   S
J   °   8   rt
;  -4J .8
-   HH   HJ
. 8   a   o
:•- 8ft
-B 8-5
_   ft 8
to a
.s "-Is
©fi1""-      _!___>       fi  bfl 2
•^fcfi^?  ,rt'fioec.rt3fl
fl "fi   ° r 'X  fl   A -r 'S
Mr.       tWrtrtflrtrtr'Qjfl
f-g-9-S
- 3  co   j,
3 8** §
a -a fe g
- ft -S 8
_•   fe   8   fi
3 ft a"3
j  ft  o
- 8   C   ft
a  O  rt
- hj   cc   o
3    ©    41 *"'
M43 TJ
fl  HJ   cy
w   C HJ
5 a © a
a    fi ^
.S fi H --
o c
fl   HJ
qj  tn  C «h
fc   tn   S   pj
«'--i
13       o  fi
■ 43 fl hj
0   8 rt
b a t> s
S  a  8 ft
o a ft b
-ft -a S ft
fi -5 a
■ is i 8
.'•g H a
igS-S
!"*l"o
?.s 8
Cfi rS fi
I      ,::  ,:1  !? i
QJ
: ~-2S.fi
i S'o-a-ftft
i a s g *s .g
8   ft 8   ft
' 9 b
8 S   fl
1,1 5- 5
—, R 8  fi
fl  B ft fl
I.-*
rt _©
i  fi  - ©
© a to
!   rfi     ft fl
, KB £
§" ■ £
£ o .s
■" to^_
■"rt   r^ !-J   b i
O ti fi
fl ,ij    .
g   rt T3
.43   0,0   fl   fi ,
-   JJ     rt* rt   r*H
3  fi"
..8 S fi
•- fl .8
43   3
O.ft  hh"
a a a
O .3    8
* 5 a
B   8 "ft
to B
ft  B X
fi 8 £
rs a -o
ass
.2 fi B
■3 'ft -*■
C  ■  o
5-sis
8 £
ft33
O C
fe. a fi
ASt j"'
ft   -2 Q   '
O   co ft
ft*
'fi g
tf   3
SS ".-ft
• %-.
•- 1.8 3
3 3 a ft
o « a 8
a .
8 fe
3 o-
9 «
«H    O '
,*"ll I
& a Sj
-•5ft
«.   °
B   _   CO
ft -3  S
a to o
B   fi
ft   p   o
HH     ft   ft
o h3 __,
HJ   fl
B 8
2 ft-
IS J
rt fi
3   8
gSss ft b
rt ft o —'
'   X   ft j.
.   8    ftS
'ft ft -
?* irti
B 3   I
8   o*  ft -
rt   T2
Jj    E "H   !
13>>*
1 -s-
«SI i
o- 2     J
H *"
2 3   ft
■S ag
15 **
■fil-a
©
QJ  X
li
3   0
fe 2
a x ft ft      rt, o
8,3   E   <
ft^ S I
SrtS 1 !
ft S a ■
ft 9£  ;
fc-
8   £
a §
•2g
ft fi
o
ci
-B
Eh
6.
to
a
• ri
B .
8 ft
C    8
-a a
IS.  (>
-fi fi
Ert^
-S3 fi
O   fl
il
gs
Ph Ph
8 "8 Eft
fl Q
A -
" fl S
^Sjj
ft   to 3   co
8 .£ S CO
8     8 r?
SS rtrt §
-ft SS fe  o
3      9 ft
fi--  S   S
Ph   §   3~
hj Ph   3 t/3
fl ft
fi   3
g°
*--   O*
ll
ft   -•
w     tc
K F 44
BRITISH COLUMBIA.
Eh
O
<
u
rZ
Pi
tn
VZ
a
fH
«
a
fi
Q
W
&".
o
T3   ft"©   fl   j_Tfl"rt   r>i
©bbfloS§0*i?
hj   fi   rt .H   o   O        fc
©flrtCO-rtfcfcfl©
•ftftS_o-S-"Eft
1S-T &a os s
© o  i   a a a Tn a
fcyfe©fiflflH
"hh   ©   ft   fe  ©   cn 2
•A J3   fi 43 ©   © fi
5 A ft _fl +*
—* o ft 0 ft +3 q
c-Sfio^fi-S
fi    O    Q ft  ■" ■
A -   ti
"    ©    r-Cj      -***
m rt -hh .fi rt
8 *'S
S 3
fi.£-3feHjj
CO ei_, X     -  £
fi  o  rt  fi 2
fi ° <S rti "-S
ft >»     a ©
o   fe P   ©
fi :_=! ,Q   n"  ft
e c fi
fi   g   bfl
fe co £
^.£ s
ft a*°
o £ ft
ft 33 43
ft j,  to
irt-- 3
x m ©
ft> &
8 Sigflft £
fi   rt T3 "—'  3?   £
2-fl
© ft jh
.-■fi ~
fi s
bfl fi
rt -fi ,
£  fl
fi bfl
: r- qj  a>
h td cn hj
_.      O      fl   'rt
«s I i
fi rt
fe    3   8
o aiS
**   S   o-
fi   8   ft
•"   co   —
■rt  O   toj_3 C
8  .. fi -3   S
ft|
o
hj -fl
- fi
ti
HH    ft     .   .
° o  fi J
© TJ   fl .
J  fc   o   V   o
-g  Oft-Oft
O   cfi     '     ©
"Is--
rt     .     -rt     ©     O
0     fi -rtrt
HJ   a     -rH
"■*   bfl
ilH   ti
3 *r3 ti
i^oifi  S £
■rt    t-     w
co „
fi   ©   P
£   C '
A  fc
0)   A
8 ft
*ShS||;o.|
- 33   £ r-
B   X       -o
! o fe s
' fe-o
' S    ft;
. fc- fl   8
1   O    8  HJ -
: p, 3 fi i
! "2 9 i
—   co    8
8 ,__ S
8 3   fe   fl"   £ ,
flfl      43  g
ft 3 ft -o 's S
ft    fi S    8   fi
g-fi fi a to
5     a
ft      43  ft  a
rt-   co ft   8   B
!»ftai
5 " 3 p,..g.
33  >>  -» oj   8
|&-Sofe
fi   A fi   ©   fi
§ fi Q Sf °
fi fi a 2   *
J     fi    tfi    fi    OT
X? rt o S fl
T1    cfi *—*    ti    hi.
©   oj
ft 43
a1*
rfl   T3
,13
©   ©   ■
©   tn -
a fi ti £
rt to ss
43    . Aw
8  fc  si
fl   fi
fe ri
t  fi
& "8
a °
3 fi
J ft ^
J     QJ     fe
all
h 3 a   .
l-o 8 S3
o   8   --a
3   ft       .«
s s »_a
.1*1
t .ft ft fe
•11?
—    fco
.--. fe to   O
B.s J'i
"*■  fi  o  >
ft •- ft .8
°   fefl     .
-13  8 ft
O fl .ft   3
fl    O   rt   8 -
«-o | a
I a"^
ft   O   8   5
^SI
£ £-3
co •-,    ro
33 "-j 8
ft c_
o a
;ocni  fts
.2 a
s fl3
* 1 s
o ftfl
b a
ft ft
3
3   ft
I   *°   I
S-2  coj.
3 ft "a
£•2-8
"_2 rt-
°_&
0,43
-,'c ft
"8 a o
I   B ?. 8
-_ S to
fe a 3
• ft a 3.
1 i, 3 g
8 3 ft
?  ftfl^
■ 4)    fi
fi hi.   fi
-S «£
S £ °
■* ti .
fi    o
.fi -rtrt
"tfi fi     fl
HJ QJ     fc
A A   fi
0 fit.
— ft 9
a & fi
rt   CJJ s
S a a
"■•"■"?&
3 j5^
CO   ft   ft
£ ft
3    g    O
A -
o fi £ S
-*->  bfl fc ^
tn  JJ A bfl
^ fl
fi ^^5
___." rt S
&    QJ    fc
0*70
ftS
fl-  o*
p. .8 8
h   8   _, _£ -33
U   S «   -   bfl
3 -a fi § .£
3 -_• 4J   OS
a     "fi fi 33
2 4J    fi  «h    ©
_J  *+"*  rt fi
i  ti —  © C
" fi w A
3 © aj    ©
1    2    bfl   OJ   HJ
i    B   fl   ©
-   fi.    -     fi
-1   fl  T   rt
-J   A fe te   cn
ist:£
o  ©  fe rt
cj   A X   c
©'2 ft jL
43  p, ©  qj
*" _.+»
(,_, T3 tfi  *
fi fi^ is
„, ti ©
S    'fi fi
©   ^-, J3   rfl
fi    HJ     ©   rt
fl V > -3
fi     A rt
A     S     E?   O
W     fc   -Q
■S '3 ft £
3 v   O
ft   to   3   ft
CB   a i"H
ciis>
hh 33   2   ft
°3 i °
.SfiaJfiftoo-fe-Sto
^■fi-Sft3"ft343ft.fi
43S§ftft-i:8"g,fl82
a -ft 43
Sfe
rt 45
o<h © m *g
o ,"t_! co u
•• <H __3 fc
£ S I ©
cfi   fi ° —
,-r fi -p tj fi
■fl lis
.so a 8
^3 o ft   .
fi ft Si!fl_3
8    . fl J33 si -_
rt  S a '>* I
fi a a a <
43 3 • <£ •
to qj
O fi 44 ■
+5   fi   rt
!   fi   cn   m   fl
•Us"
fe o   fi
."I-   A   t«
43  » (m  © ©
fi 83SS
■flsja
s'si
to 8 §
33 c" ft
s.2 £
D -rt
43   «   feH
ft&S;
"8-a.bj
I j si
"S ft ft 5 s
fi fi •>. o
S   fi w   A
Art   tfi   0
rrt    fi
•y fi
.   rt .->    ■—   -H
fi fc fl rt
' fe © © fi, ©
"!*§ ft
gflffi.3
n
A  ti
3 fi
-.rS     X
. 43 "
S.S1.
fiHj""flfi£iA©fi.©
8 sa-rt-
£ oj
h    CO  !q
3   O   I
q a ©
fi +3
© "P
A-fi
.- o.8
ft*1 ft
S©
rt t-o-P
g rt bf
fi S 5
fi 5 °
J3 fi
fi fi .fl
iS   °h^
►la
-H   fi   A
-r      o
.£ fe fi
CJ 43   A
fi.S ■
.£ «a S ©
*ft?^s:
•h m "C   fl '
q   Tfl    fi  rt
v    Qi   ti
[>.   Cfi    ©      '
O fl 5
■- rt fe.2
73  © 43  5
fl f*»*S >
_j  -W    ©    rt
ti Sh tn X
fi   -*--   A
|§SS
s5
3 .«
to* | ,-
a-s   "3
CO rfl   rfl     fl
-fl ~ fi -fl
rt fl fl
fi. 43
fl    0)
©
© 43   p.  fi
A   rt   w "5
co   ©   A  fi
fift B o
3 2-o
... toS fe
fi §ft ft
fe TJ   ©    °
t1       bfl   ,
S o  G ti
£^fi fi
nrt fc,£
© O   HJ
£ ° w °
ti CO    ft
m T3 >-h   O
<D   ©        rt
43 S .2   ti
«H-fi 7, -3
© .-, *« *
I  .2  *H
; "   o
i"fi^d
rt"1     O     4.
fi jj T. ©
fl fi HJ**
- fi 73    -
© fl fi r
O   S  A ©
A O* co   fe
u
TJ   .    -
2 St! fi
A C  o  c
ft 2 5
S ^ m.
S fi rt
rtH     O   TJ
s fi ^ fl
O   o   fi'\
fc ^  fi
rt  «H  .
5 ?>
TJ
2 8- *S
|   ft   8   8
•S^8^
.3 ft  P.3
..ft^s-;
ft » +j rt
fi fi    "S
A S   fi   S
a ft a ft
3   O   3   O
fift©
bfl.s
rt  to
■ 8
ft £
S    3   8
fi ft to 8
,o -h a ft
o 8 ft ft
8 Q^ ft
S"§    8*
o fi ©  ft fi
ft tfi-
. fi
O    QJ   © *S
©       43 ""
fi  -U    ri
fi fi ____j h2
° ti
fi it ti to
H       * ti
s^Sa
> .3-0 fig
I     ft     3     9   rr
VI
ra
«
fi
w
i-i
•*,
o
s
o
n
M
rU
Wft
01
z
Z a
a
B
55
s-s
a
w
of"
.33 to
fi ft
M.g
c
43 "3
rfi t3 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1945.
P 45
3  r-
ti   rt      >,
h © fi
fi  . °
© -(J
A  O ■
.Si'
Qj     .43
„ fi S
O   O .rt
"ft 8
fe o    fi   :
-*j A  o
ft O
© fi   cfi
A A tn
o       o .
tH QJ   r-1   r
ft £ c
+* fflTJF
Q) OJ      ©   F
M 43 Sh .
fl
a a-2
i   fl   o
to "5 » fi .fi £
-§   3 33   O
—   -.
O   3
.-a.
s ^
"«   »   O   «. fl   __ ft
O    rt ft   ^    ft   ft
O   B
.ft •-  o
fi
©
1
-U
fi
©
a
■a
ft
TJ
C
ti
>
fe
43
ft
©
X
HJ
rt
©
©
fi
■h
T3
(3
©
43
HJ
O
©
o
fi
ti
fi
c
ti
*rt
ti
©
©
fe
43
fc
0
CO
CO
c-
ft
be
ti
£
ft
O
©
bf
©
ft
O
O
fi
rfi
ti
3
fe
ti
fe
fe
43
©
0
A
fi
©
A
ft
fi
ti  ti
© -fi
CM
fl
©
be
44
rt
P
fi
X
©
A
O
fi
A
O
91
«
to
ft
fi
'ft
A
cn
Q
<?
fi
ti
fi
fc
cfi
<+-
O
fe
*H
fe
43
43
HJ
ft
ti
V
fe
X
fi
"ti
bo
O
©
fi
©
-fi
fi -A
HJ
0
ft
tn
fc
0
O
00
©
P
ti
[fi
©
o
as
rtinsportati(
n of natu
on, or mi
to persons
nd-storm,
msured un
the   prop
the prope)
xcluding ii
he use or
to
to
Cl)
ftj .3 -j; © E      o o © "^
■VwSto-*. 2 *•- -S — fc
C "S fl  fi ^  cfi   fi  fi  fi  °
^Kortfiflrt43rt
c
rtrt
to
C©O-flOt>lflC042
■ rH                                        fiHj55flO
>ifcfcrt^,flflfirt
£ X   0   O+i   © T*J T3   O   fi
G
ti
„-! 3
I "-is
1—8
8    3   rt
rt .3    O
J-    fe    ft
ft C ft
3   „
B"S £
O  O   ti
H      fe     fe     -J    -
B   HJ  -£!    g    t
5 ft      o
■ S "fi 'm J
3 A QJ 3 .
O « g t
3 fi A C ^
5 A fl .5 '
h ©        T
3   S   fe ^ (
3.3 5.J i
• 81''
gn-ft !
lx a
* S J
g 8-fi;
to  ft   '
M   B   ° -J
a 8 ,.-;
Z4 ? -
o   fi   '
•fl ©     '
T3   O
© *^
A fi fi
A o   ©
S A
fc   to fl
A co H
M O fi
fi *"* os
+1  O fl
QJ    ■■ft'   —
be
£ ."fi TJ
fl    fl   QJ
-fi.Stj
ft "ft'n
o      i-
,o   ft   m
org ft
o fi ~
fl^"fi"
^ fl
£   3"  B
— to
-"* 33   !
fi  c.  '
Six.:
£ S H 9
llli
8 E-S S
rt    A    A   L,
rt fi  fi o
.     fe    A    QJ
ft&| o
s |* to
o ft © 5
©    fi    ©    QJ
| « © £
-HH   -^
fi     ©
°~B$
9 eg':
■2      §fi
s a:
j   HJ  fi    fl
^   -rt    ©    fc
3   ti .*g   fi
mi
5   A w -hh
**     .  ©   O
j fe b? d
* ti 8 *S ■
j g-fi-S
3  O   fe ft
H fc      OJ
-,      fi      fi      -.
2 43   A fe
V -2 13
fi fi
© QJ ti
fe bfl .
.£ fl c
a a 2
fi rt hj
. <^ ^
mS £
1*8 fi
© .fi   O
256
g  rt  o ;
fl     fc   -rt
fi      ©   rfi   .
p fc ©
fl "ti >
i~ M&'
3 £ -a t'
3 tfi 33   O
J        rt
-  fer-fi  |  ;
.H T3  o* !
o S.£ i
ft o ft :
B    3    8 -
8 -T
to ft
ll =*
"fill
►> ft fi
HJ     C/J     ft     ,
ft     o :
8     - -ft .!
gi"3    .3
ft ? Sj
; ftMg
3     ■ ft 75   '
3   CO   8   9   ,
1 2 -fi &
-    B  ft    3 J
Hto   O    rt"
U S 81
_ fi--S.
« ft a -S i
2 8 III
*<Sg'S.!
3 S o to
2 33   -   A
■3 fl fi o
i.x o ft
3 .g-a.fi,
_rt   o
__ «^ h
3     QJ
ft     -a 13
ft    ►>   8   6
„JJi>   >
Ci"  C "co   A jj
$ ©  ft  fi  X  ft
H    X
© © w
fe „  ft
O   fe  o
rt      rt      ^
A
* o-0
CJ   8 ft   8
'    to 3 x
CJ   B   to
S   £   B   H
^«a °
S^=   B HJ
ft       fl 8
Oft 8
ft °   fc £
g 8.S £fl aS
.2      * fi 8 o fl
9  8
8   O
to
, 33   3   to c
X        ti A
° >* a -
at s,
O    8 fl   I
£ fi*
h    fe T3 jj* i
)   rt      -y    "rt fl
}      r-    C    fc    X
a    *
•   p   © 43 fc
J 23 fi   fe ? ,
-33    i   43 O *
i © A*-?;
A    -  ©
1 ° IS ft'
ii fc   rt   fc
flMp
I .       "fi
-  fi   P
1   fi   fi        ,
.3 5 •-
■C -fi  o -
B'S  S
QJ    C     rt
E-oft
0,13
o.S
.E £
; B  £ •
!  ft  o ■
to
fl   o   B
S"n 8
4S x o,
;    C    8    3
' "1 -1S-
1   8 J=    O
'•■s-fi S
hh   oj   B
.  co   ^
A*   B. fl
-    ft   8
0    0    3^.
8   ft    J-,'3   O   o    3
O   8  ft   "     .ft J3
fl     ft    ft        . HH ft
3 8  hJ    8    8
B  >. 2" .2 *E  M *33
,  . s S ft "g fi ° •
a fi p. ..283
■3-g 0 g Sfl B-
51 § ft:
a fi £ fi -
ti 2
a T3 fi
£ *-* o
cfi .fi   "^
(-1 ,   (fl
fe   ©
go
A4=
a o-
35-rti
I Sft
Jfl.3+3.3fl^ft-ft   O
J-.
Eh*
6h'
o
n
ft= > o ?
CO   fi    3,   3
3    O    £.   O
a ° su
p g
O >
©
fi fi fe
X © rt
■3 > 5
fc G H
rt o    ■
C © U3
w !h k/
9
©
Sh
8-1
3   £
3    O
0 o>
ft   3 ft
0 o 5
IS
;S «
fc   A
« £
- o
fi°-g
-Sob
-5  g B
rt     ©
8 £«
"3 I S
.a b £
S-S   B
•g a «
1(0 3
BR s
£
3
x
c
B
o
B'S S'
rt   fi   pj
T3 _A T3   ; F 46
BRITISH COLUMBIA.
s
.s
s
o
O
tH
o
H
O
rZ
fi
w
rZ
w
H
P*
P
fi
Q
W
w
»
H
O
j—i
kJ
«
«
fi
tn
fc
'■JS   ..fi
. fl -rt    3
: fi s « g
!   B ^3   B   °
1   >        J_     »
•"a o
•   £1   c_"fi
3   8   g    8 ,
•£    ft   t  "
8 a-B
B '
3ft §-."..£ ft
a   o   ft   B
.£ S n-J
Bj     I-     fl
oil S
o fi
i—i rt 9
!>■
5 jj fi
•   oj   o   0
i   B ft ft   ft
-   to.3 ,
;  ^5-
1 fc fl 2   *
I      ©      ©      fn      ©
w  a       .    >  fi  p. c
. ti ■» -0 g, 3     ©
^T? » m    a^c fe
fc   ,     U  O fi   S? «H
©   fi   fl ©   «   O     -
o  „5tifc°ffiS
fi fi
o  fi
H i
«h S ft
fl S X
^ A
c *- p
O fi
-2 fi oj
si P. -
© ©
bD  bO  fc
ti a _
T3 T3 rt
>
__* fit *g
■■•rtrt
5.8
fi
3
oJ
O -rt"  P
I fl
-S ■?
fi fe
CD '
OJ
i  3-2
i   O   cp
fe »
X
O   o   c
ft ftj.
•8 fl ft
53   8
•a 9 c
ft S"S
rfl   "0
-2 S ft ° g !.
fi .£3
£ 8
—■   o
m .rtd
gfc-S
.5 o fi
O rt
rrt     fi
TJ   3
_g    *rJ
£
43 O
£  ?,  r
3 - ft
a«
O
rt   *H
w    O
OJ   fi
bfl .2
fi"
.2
"5
from
.ing o
j-opert
B£
ti   A
•fi   X
§
o
8 *4J   ft
ft 8  8
B - X
S.   8 ft
fe "J
8*0
H-> +J
HJ    fl    M
S3 43
ft  fc
o
fc
ii ft
3    to   O
§    g    8
fe d fi
©      !3
& 8 I
s   s
A cfl ""
2-2 °
©   n T3
be -*3 ©
■rt .*fi   fc   rt
11 S11
3     fi     r*   -fi   "S
Cfi rt rt *fl ©
U    Sh X   fc    £
© fi firt fl
43   §   A*3  Eo
o f   - fe.S
(-Jrt+-
fi O cfi fi o
° rt.| S*3
£   fl 03   fc   S
fi   JJ    QJ    a ^J
— — ."
fl fl fl o "fi
fi   fl   fl*^
t_   9   ©   ©
"3 o £ toft
B j St s .*_
§«fi
!*-§
? >>.s
33 ft.   E Cl
Oft 9 a
b fl
3".   8    8 5
C    ftSfl
a ° 2
& a s fe
a 1 § o
■" s fi
ft B O
° 8 ffl
rt B B
B fl >
- bo
w to
£.S
2 S
5 ft fl
A  o   ©
a ss
rt ft s ■  ,
2 ° rt ti   -
•S -9 5 «•§
t*. fi © ft ti
x I 13 °  -
S   fi fl   cn   C
0 fi   cfi   o
fe    ° tiS'-rt
X   u -fl         cj
,     O O   cn
fc   w *_, +j   fl
°   fi ° —   ©
. rt "a
a,  •> co   ©   ;7
-S      ^ 2    _B      fi
fi      ©      fi
fc s s
fi43    ^
3.6
A A   fl
rt ^ '3 o «
■<-• CO
T3 ti
© fi 45
43   ti     "
£   °.
ca
; -fi  fe fl
T3   "
©    rr,
,-. & c
9 -H  rt
CJ    : ^
w   ©
fl .£
iM
Jl-Srt?   .
"ft        ft  i.  3
,    rfi    ©
©
O    ^
9tJ I   .
I  ca
fc  ©
[   A .    i
bfl
! ft > -
£3
ft i0
8    g
ft ,3
rt   -rt   -J   HJ   J-J
J   ft .8    S "-
.3 93
- B   3        ft
3    £ .2    8 'A
- -13 fl "fi J_^
5 3 '•as
i   fi ° -S
» c" 8 •« ft.
».S ft ft |
3   »   O    O    .
_B   to-
53 ti
x :
to S
b -7 3
Sft fl
rt Si ti
ti fl   E '
"9 "b ft '
J..S o
5 ft ft
A c
2rt_J
A cn O r
H ti fe
©" M «
fc
•S fl
HJ     O   -
if.
'    ^, fe
•Hrt^)
as
SS.2'
o g
i fi *—■
3ft3_3
rt     -    3  -.
B   ft   -, -B   B
"   g   g ft j= .
"3    .33   B    . c
1   ft  B   B __!   O   l
' ? o £ B "o -
i   ft •-.   ft   rn   B   ,
n« M-f fl-i
fi o ft ft
O    -* 8    O    C
5 ft S K 3 ft '
*•!-„•:
_   Cfl jj  -fl  rt    SJ
IJ    ti    tH TU    fi    fi    -
H     §     g^     ftO     i
- 5 fl a "  3 I
- fl fl   B   „,- o   i
; ft b rt 8 _-    2
■        _. _& fi   8   8 fl
§8
i bo
i   fl    O rt"
I     fl   •>-   rt
-  rt   5?  S   C
i m fi'-0-- fi
I g o fi .3 .2
! 4. X  O   to  to
a,-= A i
c: S ti
fi X ti ■
fi S
J2
M
0
fc    rt   fc   ©
s © J g
S S-«rt3
© fi a o
A ft"   fe
IS
ti
be
___. 3 ft w
■fl S ft
5J".F
fH
ft to* fi
q.
S   fi «"   °
0
fi © Un~.
°X   G .£
fe fc   °   ^
3
0
militar
bing o
r snow
rough
ti
fc     5     Org
! -3 .2 -2 £ -g S
-j ft 5 o ft
: >, o o i^ .
, X •£ £ -m
x £
a
§£ 8
B    8 -J
9 «-J
33    **   g
3.2 ° 8
j-. o 33 fl :
■J  8 -g -3        -ft
ift 3 g a^fl
I 85181
I  B  £    .33   B ~
£ c fi o
! bfi-2 a s a
I:
o   ffi
mvas
sm or
g, or i
weath
ail).
5 -2
men
nda
uildi
anc
or
i *fi 42   _? 43   ti   «
8 8ft"ft-« g 8
-   O  ft-H  g  3  B
J hj   co   o   O -33  jJ fl
■«.
d
O
H
W
•3   .
&
I
fi
to
c
H
3
O        3
DJ
O oj r3
*-> H "
8   B
8 C fl
3 8   ti
S cs S
fl H->
3 - I
<? fl   .
*M*
Cfl
'ft g
is-
§fH.
E*3
V o
©
flj
art! L-i
b
-E
H REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 47
>.§*** ft-2
ft ? I ft
o to 53 . rt
ft    _.   fi 8 ft
ft ti rt to ft
*» 43   fl
©       '-£
bfl  O   fl
ti ^   ©
a ©
ti    5(1   ;
fl
±. ti  9
£* ft
"*?   fc   fi -T
5* o « &
|gog|
ft   8   fl"   CO
fi a I i °
A  m   fi   t)   ©
fl-o, c ra -
m fi ^
oog
1 ft43
fi fe a
A fl ,3
g fl"3
& O   o
i  O rt   O
fi 43  h->
?, fe
fc © fi
O fi   3
.ill   bfl  fi        TJ "fi   £
o*3 rf-fi S
jj a.  fi
!3S
J  c ft •
o £
a 8 o . rt
ft   8   8 S §
fl   f, ft fl   C
C jj 3 _q —
— ft ft S o
fl  o  S fl ft
'"- „- ** ft "fi
|8> Si
c sa a B. ft
©  O fi
? fi
a -fi «m
rt     QJ
fi ft
hj fl rt
<H  X CJ
fl — a_
fc ©
P   ©
.ft be fi
ti ti 3
C    QJ j
S a 8
© .«   o
2SE"<
ft  ft    3   g
5  8  ft  fi
g   ft  O   £
"■ § *c 3 a
H? 50
8   ft     -  cfl     .
£   8   fl •-; fl"
* ft.s a b
* o-S a fi
ft ft   8   3     .
33 aj ft b fl
3 to rt'S o
B   B   Si -B -j
- a .£ g «
*£■§    . B§
£S.2°£
■2 oi a e o
i I > 1 °
°  O 'ft I "b
cfl   ft
3 ^hO   O    *
* a a -fe
. to g ft S
■ft     ti     r    8    .£
fi   £*   fe   8
•s § >>! I
S fl -3   ft   S3
8 rt cd
H   ft^O
ft fl   3
"3 B*^
8,, **
3 ft rt
fi -J*   3?
fift
3   3ft
• io
3 B .
"ft 8 t
8 »•*
ft   3   B
*a s
"H -hh43
O   *■   H-)
•^    fi   ■
o 4= oi:
fl a fls
S § cfi .
■ I " !
fi QJ .
™" bfl bfl !
a A ti ]
fi fl fl j
j © be
ii-a
i £ ft S -s ft ft g.
:        O   ft o   8 -g   ft
8   ca   ft 73, o   S   «
8to$„r:Sofl
a si n 8 s±-g
Sfiftfl^o-3!
3fl°.2-oft fl a
*"ft?h»fi-
£ o£.3 o to o^
3 .fl   ft . B ft   ft
9 co fl   o 8 B fi
! -J    o   ft CJJ 3 8
IS 3
! "fi Tj '
i   ©
a '££
s 1
ti  n   t.
u  ©
H    a
2 fe A
IIs
■    a Is
fl  o ft
8 ft rtl
ft n S
a 3 o
C*   o.
.—   HH    ft
8 '
.2 to 8
Bx
TJ    O
5 8
©   O
S "ft
©  3
©     rn"    ©    bfl    fi
bfl S  fi  fl  o
fc
ca
ty-dama
, sickne
cy of fi
by falli
quake,
fi
>
"o
e-S ft 2 ti
HJ
^o
rt fl
fl fi ti bfl
HJ   .rt
fc
ffl
©    c
»S     ti r-3     fc
ft§*e
S     ? ° I ^ * o 11
, £ ti
A  bfl "fc  fl  bo
fl     fi     ©   rfl    fl   '
fl     ©
fi   H
ft •£
© X    Ih
G X
*j- A*^
©—rfl
1 ©     .5
c -p rt.
fc ti
fi fc ©
9 to
QJ     Cfi     ©
ft 2
tn   fl
si
i o  o .ft
^8
■ft C fl   -J.
S»5
a.a a
"   J S
: 3 ■- 'b
S fi
rt-agSglf   "fi-^l-sgg
.2 b
fc.3
O   •-
ft     CJJ
ft   fi
a ?, £ a -g
,  HJ  _fi    fi    i_rt    fi
X)       o c
bfl
+J b  © fl CM
fi ^ "3   fl rt
-     feT3
'fi S fe
oi rt hj
hj A fi
1 ©  fl  ©
'fc  fi  ft
h o o
m  « fc
E a ft
■^   TJ
fl
fl 13
rfl"   O
fc fi
O   O
ft  fc.'
! 5 -fl
i     ti   H-1
:1 a
T    fi     O
: -o x
IJ 33 g •
5      fi      O     bfl  rfl
S   8
fi
c
-is
fi
©
A
©
£
to
ca
SI
s
ti
fi
fc
ti
43
g
fe
j2
©
bo
c
fi
ti
0
0
ti
•rt
■4-1
tH
X
fc
g
-fi
V
X
H->
o
fc"
ti
©
0J
fi
fe
©
fi
fc
rt
CR
fi
©
V
0-1
3
43
9
O
(M
0
©
1
tn
O
A
o
fe
fe
5
O
CO
fi
©
CQ
X
fc
■V
fi
4H
TJ
©
ti
bo
A
fl
-
ti
fc
ti
-j
u
P
o
8 8
ft fl"   3 ft
S « b ■"
fi 5 o
3 fl   W
£ fi
fc    "  4J
3   °
8   8   fl '
ft ft 33
3! ca fl
O    8    fl   fl
►> S 2
8 33 'B  >,
fl  O  8 ^j
^5
ill   =2
■£ - ^      £ o -3 fi -
„      „       - 1 ft o ft
ftftcfltoC330._rt
•-lO^rtBcJjjO..  enfl
s s
J 4 s
£   Ort-O
fe
©5
J* to o
0
bfl
a a
ft
s
©
•
fl Trtl
1|
s ti ft
oil
u -r c
©      QJ
ti    ©
fi 'fc
fi   m
IS
»   "
jyj
^ sc   a
b £■ o »;■
;3   fl   fl     >,
*—, ft a 3 -
-2  fl 3J .
3   r.    ■
8 oo 8
ft <* Be
•ft g S.a
8   fe   fl    8 2   8 3
co JJ  I,  a cj    .
3 _   £   B fi  <B  8
?, ^ o o B = to
fi S ft'-
to ft-ft -
ft    8 •■
ft   2 ft J
Mo.,
ft .   8 :
°.»
ft B
O   £■% +
fl   3
3  ft.
2-5 ft
o*l.li*12l.
o^_rt-0Baj-8
B fi     x £   -•- a
Si'   fe b a ^ a    .
il-§~,3&fi.2'S'
HJ   JJ     U
; ti p ■*?
5 2 o fi rt
o  £
i    Q, HJ  ■«   -rt
11 § a ■s
I     0   T3   rt   ,fi
Shi
"' ■   A  j
B " g« &§ 5.3
bfl     -a  o
HJ fl
fc u
©
ft fe
fi    fc   HH    g    «   (rt
fc    fl   "9  "*    „    ©
■ti£rH%.SS$
§ si 2*^1 s
Oft"
ft-
rt_ S S 3 fe
ft £ ft ft
ft   ft   3=
S b
v
° a a S 2 ft 3
l. a ft    x o «
ft ft a -£ 5h. •
83
• a
a m
a.2   -
O ft   jo
— o w
_   3    -
_9 E b
n i-i
x o .2
8    3   0}
33   ft 33   TO
o  qj fl  a
3 ft. a
8   o
8"
a g
S £
j3
^  ft
fl
-rt
rtl
3
c
3 Jh
3 ft-
<    «
So
a
§5 F 48
BRITISH COLUMBIA.
s
8
o
O
<
o
rZ
<
K
fi
w
5
H
w
H
ti
H
O
!3
fi
Q
H
W
O
ft ;_ ft
Bfl   fi
.2 a-2
ti c j.
ft -2 b
o aa
n 8 .5
ro ft   ft
a .£ ft
ti     -
ft fl
T 8
■a "-s
•3   >..S
■ft  -
8*   QJ
2 »2
3 o.«
to . H
! a" 8 fi 3 ;
! fi __ — '-a :
! fi Ssf.
- fc    ti   K
•fi    * fe i
ft a a0.]
*fi o a fi *
rt     "-1 o- ,
5 &£«<
©        m   >,I
A « ££*
o      ti ■** i
""Bft 3!
- fl   d)   fl
fc T3   O   >, (
o © fc 4? ,
+J   fi   A fc   J
■P   fi ©
T3 2 2 ft *
C     fl   rfi     O
,.2-w +» fc r;
a s
o   ©   i   ©    "»
■** 43   g   A"
fit 8 8 I
T; ^ .s
©   bfl ""
g g a
2-t|SSft|
8fcgft|^gfl
ft o. o a      i- b
^   »    ft flfl     k.
-Q   ft   3
_ °- £
B '
O   O
-is-0
8   ft "
o£
fe 8 -"
"S fi °
ft cn   ft
n   3
o -2 m
£2*3
- .13   8
a b ft
fl B 3
» - 8 fl
jj » ft . lift o o -h L
fl          ft .2 8
g ft e" 8 S
£ fl 5 -S 9
^rt -fi   y T3
s s a«
HJ.fi     fi     fi HJ
g      g 3 °
© © e ^3 c
fc  bJ."-"  ti c
«g j a S
fert.2 g t,
fl  'fi    CO
ti fe "*
bO
ti
0   A
£
HH     ft
W    CO
•__.   __    co
fc
S fl fl
A   [0  HJ
Cfi
•g  o  ©  ©
io'ni=!
i +»   __•  to   t>
©   O   fi
fen -rt    fc  r
©    © ,C
bO  bO  bfl
««3..
a s g« m o s
A4=
ti 5s
x^^g*
"3 fe
; £ ©
.  rt  bfl
»h 5
o  fl
3 ^  £       A o  ft  2 £ fi
■P   A fi   O   o
°O.S«b
fl  ^ 'ti
S fe£
-rA     L
A rt
r--,   tn   bfl +3   0
-^■sll-i
rt    C)  ' *rt   jj- TJ
©   to ©        fl   fl   fl
SSSSfi    ?
fl ft fl 5     fi
S3 bfl fi '
a-a
=   8.
.eh a
©.;
all
£■3
S co oj X
•° ti bo -t3
'fl •__. 2 o
© fe fi hj
M "fc ti
§ i^ &
f_J ft »*
'rt  <h    O  HJ  JH  '
fe
rt w to
.5   co
42   o fc
. ©
Oi   o 43
fc   +J HJ
© O
feT3
"     © fc
."ft o
o  ft ^  ti  o
si.:^"
fi     S'fi
© © o .
A  fi -G   fi
A  I  n  °
fi    "   .2    rn
A ™ '
43^£
A:fl
1 s
ilu
8
ii" b -3
S to S
o  g
£ 8 ft
o S °
ft 7
fif-.fi
a h? o
lis
•Is   A ©
©
aj 'fi   A
o  S  © —
£ <w S * i
2 w c. © .
B ©    ."ft i
■8 SSI"
ftgft~1
o   A   fc   „    {
co .fi   ©   S
o - &  t
-^   O   fe   fi   '
o •**   G   ti 4
•si i^
G-t- S ft4
.S   co   © A
—   © .fl fi   I
■—■ fc £ A <
la Si
•2wt:
oj ©
- 8".
fc fi.2 fco
© *" rt _a
© o 4^ "S 2
fc a fi IS
"g ^xM
o a b —. —.
8   —-S     ti   HH
a -ft o rtrt   ti _Q   ft ft
ft   ft 8   C
" 5. >> * 2
ft -o o £
.   » ft
*•  . c S fl
i^fi-fiJiftfi
-   A ti   p^        ~
1^T3   A*j   fefe   C
.2-     S
s S *• a 1
gfi2"i
1 S £ s!
. rt fi fi
25 .a
>> fi
3 fl   B fl
hS2  fi   t,
il-H fl   3   ft ft
■Sift
. 8 o
SS   8J3
ai:r
ti a m "g
-   fc 13
> © «
43   ti
fe is
) 43
fl   © —.
©   -U
*    fi   **H
e"a
. I«rt
■ £ " 11B
* a s e o;
.oortCK.ftoSfi
~ iS33.fi « .33 I
o       ti       .   ai *B- *S
ft tf* 3 to j. g £
to ,
3   U -5 -3 C .
i -& rt-* °
'fi    SS   8*
■S&&8
fi g. ft
f.     ft   3
J3
3.    8 *
JO        fl   ft  8   ft.
.     hj a b ft.
'  - o -" s  - a o 3,
'  o       ,. fl  3  5
"= fe & a 0 8 to-;
8 c
to'E
c B ft
C £ o
o"g fe
ft S -o
!"•=.!
cigfl-S^cgft      - S.
^"rtSS'SSrt-S
sga
o-"
ft 1
*   A to
tn        fl
g 8a
<U c ^ ?G
A.ft rt fl
o       fl .a
fc _4J T3
ft fi fi ©
©  ti .fl
"-H.&-S
fl gft
E o c
H    O      .8
5-3  ft  £
a* Is
2 -^3 '
3 co   ©   bfl  1
'•a g% i
fS*3 S3 si *&*
)ftfe0fl.^feflS'
o  ©
V.  fi  bfl '
CO  _S    rt
©     QJ
£•£
rt "fl
£     73 ft
trt 13 ©   to
©  bfl
3 i
O   3
Hjft.a
O   bK«
fi'S 2
8 .5 J
oig ?
8 "a
t-  fl rt
fe £   ..3
ft p © rt
c     2 fi
- bo £ fl
j-   C  rt    .
^?*J3 T3 O
1 gft fi
"   A  O
a op
I Sag"
fi     QJ    O
5? fl C O
fl   ^
2     fc     A     ^
fi ° £ c
tn c
©   to    . E
fi   88   C   O
■5 a *
a <w fc .ft
•§ni-&^
S to 5 ft
C-     r-,
ft 33   fl ft
ft  B
. 3
8 JO   ^ .ft
9 2-3 -
B   E   B
ft o c
§b"
8 o 15 0 bo i
9 ti
O 'B   £   !
rt. .
3   ft
•S 3
fi a
B   3
o     £>
-W Tj   O
CO     QJ     fc
'^Crt-flfirHfcC ^J-WCrtrtCfi.rtfi-HrfirtO'rtiCrt-flkrt
g.ft^  Afl«S.ft   o"0   ra-5*   A©   O   £+3 — ^3  ?.ft+3   ft ^
fi   £   fi   ft!
©   fc   3 '   .rt
'43   io   m   ©   £   \>
lis
S'SE
ft .2 £
ft HJ   VH
•s g § S a
° Cfi  *rt
,' A
fe  «   fi   O
.a _£ "c °
B fl .
B •'
M 8 33 ™
C fl   3    .
tn -a 33 ft
I a o-s
E q  bS
' HJ   O
B   K
.   CJ    rjJ
•   ^ •—'r - -.
8 fl -fi
ft hj O -A S
37 £ cn +J O
E « ft a —
O    ft 8 8 o
CJ    £ flTJrt
ti
w
ti
fi
tn
rZ
rt   O
pi
o
H
CO
o
bH
s;
fi TT
E5
8 X
.ti Cm
^s"
fi X
QJ   ft
w S
.-S fl
rtH
5S
E fc
fe
fl
©
fl
rfl     fi
CQ . ■
QJ  B
HJ   "
C
c
t)
D REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 49
B
B
>
9
8
X
*J
a
g
M
8
fl
B
>
i
■o
0
W
o
s
B
d
>
fl"
fl
a
K
S
fi
>
fl
fi
>
©
-rt
C
fl
1
t>
O
E
0-
^
K
GJ
u<:
fl
fl
fc
fe
ft
&
Eft
3.
8
5
O
H
8
-*
B
-B
J
It
©
z
HJ ^H   HJ
(O M
<u ©
5= «S
fi
<
o
fe
c
fc
o
fl
bfl
s
ti
ti
U
fi
-
o
6.
u
o
©
o
V
fi
8
B
I
£
p
fl
c
ic
03
l-H
<
fi
©
o
*H
'c
a
p
G
c
fc
fc
©■
V
*% F 50
BRITISH COLUMBIA.
fH
O
<
o
<
ti
&
OQ
53
w
«
H
Q
55
fi
fl
H
w
55
H
©
J3i
i    ft 3 ft
l    O 3 ft
: b a
! " a 3
1   cfi ft 3
_g b .3
'3 B
*SJ
S J j*
as*.
33fl >. o
w   ft  ,0
. -H ° fl
5STB _.
* at. I
Sb'ft".
h       m  ©
a  fi  8 -A  ■
J    Q)    fc   4J    j
fi 43 t_.
3 HJ _fi •w
© 3
bfl fi  © ;
SS   ;
£  rfl    fi*  I
ti      21
V fe fi !
-u A
s S
fi S
.« a
o .a
tort, ft
a 33  3
JJ rt 2
a X £
•a 2 3
Ab      S. fc
a ? ft o |
ft &3,c"§
-ft -a ft -ft .
fi .. fi ■? s
i  rt- ° _rt  «
53 o*
li°
1 fi fl
? fl" fi >,
IS**-
ij S..2 *.
to-a
,S   3
fl   o*
X
ft t.
8.C
■3 fi 8 §
H     fc     H
fi   O    O _
0 W hj T3
fc   tn  <u
«>    ©  Jh    fi
1 ft a g
o 3 '9 &
HJ
rr*     V   &    B   ~
© to »*H
HJ   fl   g   m
g £ £ d
•ft ti Jfl k.
G'fi ** -5
Is.   fi '
bfl  °   fi   A
fl    • s
3 m a fi
£  3  o  A
fl ^  fi
TJ ft ©
f 43 £   3
fe   Ih   fi T3   ©   fc
© _©   5   ©
S fe 1 fcJ
in   OS
I  43    fc    rn  .
as'
«  a   ft 3B  ?
co a rt •-. ft
""fi c 8 1,
O ,   'ft o
■ft o    . ft
fl °   B o ti
© co   © _, fl
k m "S £ *•■*
S *5 ? rt 2
rfl   ,Q
-S3.S
a .2 35 ■» .a 8
a fc -rt ft hj ft
£ o a ft
_-   S    ft O   8 £
G   S   8 cfi ft »
O ft X C   B fl
■SH
.2 |
a-2
So
HJ
fc
°-fi
«2 g fe-fi
S 33   fi
-&B   g   •==•
rfi +> o <u A
ti ^ a ti * ■
bo fi fi © .
c — *" 7 o
"S 8* "gJi a
5 ft |3 A
3 ca a fl
-B  S
fi ft
' "M
>,*ti
8
■ti   O
ft  ft c
O    .
1   8
■ a s
•8 S;
-o  ft  8 'm fl :
0 J b, a £•
g ft o to S.
1 & * J fi":
-ft       ft
CO   8   ft   cfi
3    SJ o fl
a * __ ft- a
2 - a b -g
ft fi  B  ft  9
gfl-8  fi   -
f M33
j b a
I £ x
Si o
| B a
o o
ft a to
ft o a s
32 ^J t.
P..S °
rtl S
8 .£ ^  HJ    -    ft
8   8 .3   C   r - qj"
is
I   fi""
3-ft   |   ti
B'S   ft &
.i&i
8   ^
cd
B   fi   fi
3   fl
a ti ft
HI*
fl  ft    O
as 8
IIs
_ 43
fc   -u
© 5 bi
a , a
a © c
a -a a
ti
3    ft
*rj &i fi co
S J«3
O   8     .
a £ s
i SS T
O -O fl
a ti g
• ft ~ 'fc
O    3   *
,   — A
ft -o to
fi   P   3
9 ft o
hj 0. p«-:S
So g'iic'Eo
a S. t. _- - 8 fi ,
ft.8rt3?Oflfift
A £3-3
,2«fi
s a* §
ft
BO
G
2 a a
A fi  fi
tf-J a 8
8-iff
fiS.2
ti     ti   HJ
fi     fc     ti
3  u v
tf]    fc    fc
ft   ."   rrt
'fi ©  o O (2
fi.5 ©
.5 fc c
. A O
©  co tj
a   - fe
C   w
ti   ©    .
tiSi
Sr-HS
.t..2-e
S fl to
JJ   3   B
a 33  o
— A   j!
3 Jfi
oj   ft
ft        -^
t.   8*f
a a g
8 a ft
8 fl    ft
A    Q)
_, co qT
ti G qj
fc d t;
SJ O B
■2 feg
G   fc   S
©   ?
fell
fe i? q
fi fc **
I |a
•fl S a
Sft8
S« H
cn 'fi
"S ti fc
c T*„ °
ti   W
fii   |
i« ti fl
© o
C   © fi3
"* X X TJ
M  -^    ti    fl
« 5a *
* alg e
P. to 3 8
1. a K a
S £ o-a
s-fi fi »
A fc  © ^
© k$
fi M ha,
rt S fi rtrtS
(5   O   (D      • I
torn    s;
©  o "fi rr ]
o ft      a
o'flfl
g-rt a to
ft   HJ     t
S fi — -..
■S g 1 •?
o.S-0^
•ft t^ ••-
o S a
a a |
" a? ?l
■r« g :
A 6
ifll
ti     O     ©   (H
ii*
© ti „
© . to
iS "S iS
3 3&?
. fl 33
fl ft fi -33
e . 8  a
B   .ft fl  —.
fi o .2 o
B
a
>
B'
a   ■?
m
ti
w
ti
53
tn
rZ
hH
.&.
o
H
b
w Si ft
8 ft
8 > 3
.2 S Ph
pq
<
ai    &
B
ti
it
E
w
a   £
.Oft
fi 3
fl    N
ftl s
fl s
S ttl
r.
o
fl fl
8 a
O a
<3 fl
flS
£
B
2;
go
Efl*
fc
rQ     O
ft     SS
B    .
'ft  B
a£
N 'hi X
bD 43 j^ REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 51
a
a
ft
3
3!
a
3 3      8
rt  *- A
-Soft
^<X
fl   »S
a o fc
SB
m 2.2.
_?|S
5 ©
ti  »      rt
A"    ^
fl    QJ  rt
«t §
^ fi
_>> a a
.3 *fi   rt
.fi    fl    o
fl    fi    QJ
5 fi fc
§5 ©
fi   *B   fi
wa£
* 8 >.
5? _. fi
fi 3. ft
a 2 a
0,-B  S
8 >.Q
O   G w
O      ti      QJ
A a
©  fi   C
lie
B W  3
| gS
CO   3 (H
EQ   rt
<3   ti   QJ
Si
2    "fe.
fi £
iS    «
K a b
o ft
! -3   3
CQ
CQ
o
fe
fe
Q
§'"
■8        rt
2 3 S
B ft a
a 3 JS
O to   J
3 X
Z&B
a ti
a -a -s
ft fi S
S "eg
o -C
8 a8
Hi
ft r. 1_
B U a
C   8   g
" a <->
3 fi -^
£ 3 o
3 CO .
r?£   fl
•fl   Si  ft
3   o
S ft
8   3
ft fl
gfi
3    3
A J_
ft 2
o 8
S<
a ©
>5 43
QJ    QJ
•x a1
q;   QJ
le:
*   5S.I
^ S   8°
a « £ 3
a      .03
0 fc.h_ a
8 c * fi „     s
fc B j.    -    „ fl    B
a      ft a _; ft 5
■°i as J I ai?
B fl       af « R .2
_5 s-fills
"       fl BrtS f " B
3ftB5Wj|Oa
ft   ti — X £  ft
ft _•-;
3 D
fc.ft.-,   S
5 -s ° .5
fc   8
oft.	
■a-ftcrtifc.9fi83
S-oBfiWOfl
8 ti, a a 5      ft fl
-a mr^ otj flo
A c-T
. 5|o?°§
n" 8   O   8   S   fl   fi
£J hj r . 3   . a rt.
jftSgUt
£     . rt   3    8
O jj" rt   3   ft
ft .£
•S<-8
5 « fi
O  fc
S 5 ©
Sgo-s'-'a-s!
»j3 ii £ H ft
sllgs?|j
rtj 33,3; a -ft o b
_0ft0B0Ort.
3, ., cq rt_ a _. u S
HjftJftOaorjft
S«n,H «," o,
g b a 5 a S-S -=
_>_•     rt   rfi     ri   43     fl   •--     O
j no
!§g
ti
H
ca
O
fe
o
H
O
fc
s s
go
Q
H
tn
fc
fe
o
fl a
So
So
rt«
ftH S   rt
fe
fc
fe
E-i-
fi    £
3   £
fe
>
K
fi
W
j-i
EH
fe
1—1
O
o
w
■a.
fc
ti
fe
EH
«.
ti
fe
fi
fc
•<
CO
ti
W
ti
fi
tn
fc
1—1
o
m
fe
<!
fc
(H
ft
©
I?
ft w
S
<j o
•2 a
EH
O
«!
fe
o
fc
«.
M
fi
w_
fc
H
W
H
ti
H
Q
fc
fi
Q
H
a_
fc
H
o
H
fc
H
C5
<
to
ti
W
EH
ti
«
W
Q
fc
fi
fe
O
H
B   ft  O  .
E 8
35
fl g     8 8 fi fi
Ago,
h a Si
8   B  fi  B   fi •
& & £..
J fl © fl
J   tn   fi   co
H <J <1 hh
J ___,   4J     ©
5   fi  fl  fl
-   —  ^  ti  ©  S
.tiflajoflajfcfl
S = £
■    >i   fl  -
1   o  fi   g
'fc fi fc
HI
QJ  <!    ©
^ft«
b.ftl
C   ft ft
2 9 ft
"S b t
OP   B
>; 5"
3 h3J
8    £
to I
si
S ft
-rt    8
ft fl
9£
ft p
F5 I b
■A   to T3 <.
c   fi   fl .
pit. £
III
8 &<   S
■jS.grafS % ft
J  ft 32  -. -j  8  33
_    8 fl   fi fl jh    ft
! = = S fi 8 s
3    3    O   B    o   O l^
)OJ5!PhP.?
! & fa
EH
<C
fe
O
fc
<!
«
fi
fc
w
EH
fe
O
fc
o
t-H
EH
O
fe
w
ti
w
Q
fc
fi
w
H
ti
fe fe
fe W
I—I
o
H
VI
W
O
fc
<l
W
O
(x|
W
<
a
o
ti
fe
HH
o
w
ti
fe
o
Eh
02
a     ;*'
2 .^
Ih' g ^ 9 A
z*Az%
-   ©    °      .  ^*
-^  © tn  co ^
3|||1
-s f fi™ fi
ft s" s i
A P - ■- H
G   co 8   co
tJ'cS«.
rt     ©   HJ     -J    -P
2 fi = ft 'ft
£ ft £ o fc
3 8    ft-H   ft
i»JS
&i&
>i a ft
hJ   _.   O    8
.ft ? ft a
.•   8    O   ft
^ 25 Eft «  _5
ft?»»(5 S
ft ft ft ft 4j
0 8 8 b fl
Sj ft .13 .ft
^ 'ft E ft 9
fc fc S3 8 ft
8    E   ft X    8
a ^fl ft a
S^^ fi'g
•- S«B *
fc  ofl o  oi  ©
B I .S a .2
■8 S 3 J3 ft
B --S  8   «  Pi
|3 \A p5 K to
2 2 -2 £ g
.2 'ft 1 a ft
3. 8 a a g1
<i<! oofa
rt £
co 0
ti g
rH S
CQ S
S I
H 5
O 3
W ft
fi §
©
fe m
© 1
fc .2
fe
fi
fe
O
o
a
w
ti
PQ
M a
CO     a
fe     g
fc    5
w ■§
fe J
pq   &
a
Q  a
H
to
<
H
a
fe
>
<
fe
W   §
CO
ti
H
ti
fe
CO
fc
fe
O
to
H
a
<u
fc F 52
BRITISH COLUMBIA.
Annual Statements of Provincial Licensees.
BRITISH  COLUMBIA PLATE  GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
W. J. Albutt.
F. M. Chaldecott.
Capt. S. Robinson.
E. A. Albutt.
F. G. Syder.
F. G. Syder, Secretary.
Statement for the Year ended December, 31st, 1945.
Assets.
Bonds and debentures  (book value)-
Cash in bank    _.—
Agents' balances and premiums uncollected  (net, commission deducted).
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.)
Investment reserves   ___. 	
Capital stock—
Authorized 	
Subscribed and paid up .
Surplus  	
Premiums earned   (net)-
Claims  incurred   (net)-rt
Commissions _ 	
Taxes 	
Profit and Loss Account.
Salaries, fees, and other expenses -
Underwriting loss
Other revenue—
Interest earned  	
Profit on sale of securities and real estate  	
Decrease in deficiency of market under book value of securities..
Net loss for the year__
Returns for British Columbia.
(See page 78.)
$66,991.62
656.53
272.18
$67,920.33
$19,458.94
2,677.12
$22,136.06
$25,000.00
10,000.00
35,784.27
$67,920.33
$18,884.21
7,302.79
512.86
1,447.75
$19,286.14
$1,965.67
591.05
876.01
28,147.61
$8,861.47
3,432.73
$5,428.74 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945. F 53
BRITISH PACIFIC INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
H. J. Bailey. R. C. White.
George T. Cunningham. Frank Parsons.
Fred J. Hume. Thomas S. Dixon.
J. McMahon. W. S. Charlton.
Frank Parsons, President.
Statement for the Year ended December 31st, 1945.
Assets.
Bonds and debentures  (book value)-. _       $78,184.89
Cash in bank    __ _   _     5,554.01
Interest accrued — —          880.00
Agents' balances and premiums uncollected (net, commission deducted) __    740.79
Amount due from reinsurance on losses already paid— — _—     15.66
$85,375.35
Liabilities.
Provision for unpaid claims  - — __ - —         ___ $397.94
Adjustment expenses ~       —-   - _   58.70
Reserve of unearned premiums (net, at 80 per cent.)   _   _ _ 2,618.70
Reserve and unpaid losses under unlicensed reinsurance unsecured       504.27
Taxes due and accrued  _ - — _—   __  —   97.90
Reinsurance premiums       _ -   ._ __ 687.28
Return premiums and balances due agents   _   2,218.38
Other liabilities  __ - _   -     508.20
Capital stock—
Authorized     - ___ _    $500,000.00
Subscribed  ._ __ _   __       200,000.00
$7,091.37
Paid up  _     -rt_. _ _____      $88,600.00
Deficit in Profit and Loss Account   _ _ - -'       10,316.02
78,283.98
$85,375.35
Profit and Loss Account.
Premiums earned   (net)    — -       — — —-.    $2,276.36
Claims incurred  (net) _         $718.16
Adjustment expenses   (net)__       92.66
Taxes  _ —     -----   478.40
Salaries, fees, and travelling expenses ,  _   6,469.07
All other expenses      3,947.58
11,705.87
$9,429.51
Less commission   (credit) — —   -             1,211.70
Underwriting loss  _     —   —         $8,217.81
Other revenue—
Interest earned   — — - -     —    $2,931.62
Profit on sale of securities and real estate _ _   50.00
2,981.62
Net loss -- __ — --       — —    $5,236.19
Returns for British Columbia.
(See page 69.) F 54
BRITISH COLUMBIA.
CANADIAN HOME ASSURANCE COMPANY.
Head Office—Montreal, Que.
R. E. Schofield.
R. H. Saulnier.
Geo. Cowie.
Directors.
R. E. Schofield, President.
G. Gibeault.
J. A. St. Arnaud.
Statement for the Year ended December 31st, 1945.
Assets.
Agreements for sale of real estate-
Mortgage loans on real estate-
$2,102.46
2,750.00
Bonds and debentures  (book value)          —-     429,922.50
Stocks   (book value)	
Cash on hand and in banks._
Interest accrued 	
Agents' balances and premiums uncollected  (net).	
Amount due from reinsurance on losses already paid._
Surrender value of life policies  	
Federal income tax recoverable    __
11,751.00
58,905.12
3,309,90
50,205.63
19.50
16,225.12
919.33
$576,110.56
Liabilities.
Provision for unpaid claims      —  - — - — —
Adjustment expenses         — — — — —
Present value of claims payable by instalments not yet due _.._   _ 	
Reserve of unearned premiums (net, at 80 per cent.) _   _ 	
Reserve and unpaid losses under unlicensed reinsurance unsecured   	
Expenses due and accrued     :  _ 	
Taxes due and accrued  —     .—   — — - _
Reinsurance premiums   _    .      ._
All other liabilities—
Accident and casualty premium reserve    _.__        $27,412.25
European, general premium reserve   _._   _. — _.        19,332.13
European, general loss reserve     _          50,000.00
Capital stock—
Authorized  _     _ .__ __ —   $500,000.00
Subscribed   —.. __   _— _ - ____ __ ._.       300,000.00
Paid up
$97,862.50
18,743.25
10,000.00
147,274.15
13.04
500.00
8,000.00
13,250.96
96,744.38
113,905.00
Surplus    :   _   _rtrt„   _____      69,817.28
$576,110.56
Profit and Loss Account.
Premiums earned  (net)      __   _ ___ _   $326,915.45
Claims incurred   (net).—     —_   ___. ____   $171,857.73
Adjustment expenses   (net)                 39,806.59
Commissions            ___ _   _     119,114.12
Taxes __ —   _._   __          12,938.71
Salaries, fees, and travelling expenses       __        8,000.00
All other expenses _     _ _     _.._       4,977.73
Underwriting loss
Other revenue—
Interest earned __ 	
Dividends earned 	
Profit on sale of securities and real estate..
Excess profits tax refundable   	
$21,915.42
584.00
3,578.56
919.33
Net loss
356,694.88
$29,779.43
26,997.31
$2,782.12
Returns for British Columbia.
(See pages 69, 73, 78, 80, and 81.) REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945. F 55
EMPIRE LIFE INSURANCE  COMPANY.
Head Office—Kingston, Ont.
Directors.
George J. Guy. D. W. McCormick.
George M. Orr. D. R. McLaughlin.
N. A. Fairhead. A. B. Matthews.
N. P. Lambert.
L. T. Boyd, General Manager.
Statement for the Year ended December 31st, 1945.
Assets.
Real estate  (book value)       - — $259,266.31
Mortgage loans on real estate— ___   __ ___ _  - - -  - — 1,482,718.65
Agreements of sale of real estate _.       _—   — 20,904.07
Loans on and amount secured by policies.     __ _   - ____ 665,288.62
Bonds and debentures  (book value)   —   _ _ — —   9,546,624.91
Stocks   (book  value)  _ _      :   1,384,229.77
Cash on hand and in banks  _   ~ —   - - 53,030.00
Agents' debit balances ___ ____   _ ._     27,856.06
Accounts receivable        —-    2,263.23
Interest, dividends, and rents due and accrued  _ -— —- — —  148,440.29
Premiums due and uncollected or deferred  (net)  — ___     __ 185,373.81
$13,775,995.72
Deduct assets not admitted—
Excess of total book value of ledger assets over total authorized value.       $12,044.41
Cash advanced to or in the hands of officers or agents —    28,046.83
40,091.24
$13,735,904.48
Liabilities.
Liability under assurance and other contracts  (net)  —       $11,804,087.00
Liability for payments due under contracts  (net)        142,659.81
Provision for unreported death and disability claims.  „ ._     20,000.00
Amounts left with Company _         242,624.00
Premiums paid in advance      —      15,332.38
Dividends to policyholders due and unpaid        —_   _ 2,110.22
Provision for accrued profits to policyholders        109,418.00
Shareholders' surplus     _     ___ _ _     13,453.56
Taxes   -   -  _      31,000.00
Salaries, rents, and office expenses due and accrued      _ ___ 7,122.77
Medical examiners' fees due and accrued.. _.      1,295.00
Legal fees due and accrued    __ ~ ___ —    200.00
Commissions to agents due and accrued  _     13,622.97
Interest due and accrued on borrowed money—           271.26
Reserve for contingencies          200,000.00
Staff Pension, Assurance, and Savings Funds  _._     __ 91,650.00
Miscellaneous  accounts  payable- —__           9,348.28
Capital—
Authorized     — — —       $2,500,000.00
Subscribed                1,308,500.00
Paid up                ... 313,257.50
Surplus    __ —rtrt-   __ _— -rt.. _      718,451.73
$13,735,904.48
Income.
Premium income   _     _       $1,567,630.44
Consideration for supplementary contracts     __  3,162.62
Amounts left with Company ___       _   __ 59,816.94
Interest, dividends, and rents      _   _.._ 552,090.27
Gross profit on sale or maturity of bonds and stocks       173,329.43
All other income        _   ____.___. 17,102.93
$2,373,132.63 F 56
BRITISH COLUMBIA.
Disbursements.
Disbursements under assurance and annuity contracts  (net)_
Payments under supplementary contracts  (net)-
Reduction in premiums resulting from application of dividends .
Amounts left with the Companyrt„, - - .   	
Taxes, licences, and fees-
Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents,
and miscellaneous   _. —  ,     .	
Branch office and agency expenses—Commissions, salaries, advances to agents, travelling
expenses, rent, and miscellaneous    	
All other expenes—Advertising, books and periodicals, express, telegrams and telephones,
legal fees, medical fees, office furniture, postage, printing and stationery, contributions to Staff Pension Fund, and miscellaneous...     _   	
Payments from Staff Pension Fund  _   _ __ 	
Dividends paid to shareholders  __       	
Loss on sale or maturity of real estate, bonds, and stocks    _.___
Investment expense __   _     __  	
Interest on borrowed money      	
Interest paid on claims  _ _       	
Decrease by adjustment of bonds and debentures and debenture stocks  (gross)	
All other  disbursements _   _     _._ _   	
Balance   _     ___ ___   ___   	
$824,102.49
7,175.44
1,240.00
30,257.04
36,438.85
124,492.81
380,057.21
55,458.68
1,605.91
12,527.80
179.07
6,572.33
9,895.56
1,004.78
3,372.79
2,300.00
876,451.87
$2,373,132.63
Returns for British Columbia.
(See page 67.) HIGH COURT OF THE CANADIAN ORDER OF FORESTERS.
Head Office—Brantford, Ontario.
Governing Executive Authority.
S. C. Berridge. A. M. Jones. V. Bedard.
L. E. Jordan. J. W. Davies.
Alf. P. van Someran, High Secretary.
Statement for the Year ended December 31st, 1945.
Assets.
Real estate (book value) ______     $41,226.61
Liens on policies      -   146,121.61
Bonds and debentures  (book value)        21,362,535.82
Cash on hand and in banks        107,383.05
Unexpired   insurance         4,598.37
Other  assets    —   1,593.04
_.   ,    , .      .   .„   , $21,958,414.89
Deduct assets not admitted—
Unexpired insurance     _   $4,598.37
Supplies   and  stationery  _      1,521.71
Postage             71.33
  6,191.41
$21,952,223.48
Liabilities. =^^===:==z
Unpaid   claims- - -             $203,497.27
Salaries, rents, and office expenses due and accrued  __   _ 3,019.38
Auditors' fees .__..:,__..■      _       125.00
Reserves—
Mortuary Fund    _ _   $16,855,200.00
Sickness and Accident Fund—
No.   1    _   _       1,064,248.84
No.  2   — — _   _. 50,957.09
Juvenile  Fund _       10,038.93
Building Fund    :  162,050.72
     18,142,495.58
Surplus   _ -   --       _ —      3,603,086.25
$21,952,223.48
Income. =———=—————
Premiums,  dues,  and assessments _.             $687,455.30
Special   assessments  —   10,796.62
Interest, dividends, and rents  __ 993,499.45
Premium on foreign exchange      27,166.39
Other   revenue         3,586.57
Profit on sale or maturity of bonds and debentures    _  271,613.40
$1,994,117.73
Disbursements. ===^======
Claims,  endowments,  and  surrenders      $965,493.02
Reversionary bonuses           40,585.75
Premium relief loans—         _  26,665.80
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses,  travelling expenses,  rents,  and miscellaneous   60,869.47
Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous   —._ _     _ - _     96,738.40
All other expenses—Advertising, books and periodicals, express, telegrams and telephone, legal fees, medical fees, official publications, office furniture, printing and
stationery,  postage and excise, convention  and meetings, taxes,  licences and fees,
regalia supplies, unemployment insurance, and miscellaneous     54,105.10
Other disbursements          403.86
Decrease by adjustment of bonds and debentures     304,083.75
Balance             445,172.58
$1,994,117.73
„ Returns for British Columbia. ^=^=^=^=
Income—
Mortuary   Fund       $13,754.78
Sickness and Accident Fund—
No. 1        ._     _         354.74
No. 2  _         -_ 36.99
Juvenile   Fund  _     __     135.30
General Fund _ —_ _ _ _ _„       __ 992.42
$15,274.23
Disbursements— 	
Mortuary   Fund               $17,752.71
Sickness and Accident Fund—
No. 1           _       453.05
No. 2       __       13.85
$18,219.61
57 F 58 BRITISH COLUMBIA.
HOME ASSURANCE  COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
H. E. Wingfield.
E. Roberts.
A. Corrie.
J. Harries.
G. Fisher.
C. W. Tysoe
E. E. Murray.
J. R. Wilson
G. A. Wilson.
G.
A.
Wilson, Managing Director.
Statement for the Year ended December 31st, 1945.
Assets.
Mortgage loans on real estate  _     __ _ _  $1,244.00
Bonds and debentures  (book value)      _._  301,046.50
Cash on hand and in banks        _   73,736.78
Interest accrued         .___ 2,107.16
Agents' balances and premiums uncollected (net)     97,803.83
Amount due from reinsurance on losses already paid   _ ._     5,279.92
Other assets   :        1,278.60
$482,496.79
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1945         $9,951.56
Furniture and fixtures      __             1,275.60
       11,227.16
$471,269.63
Liabilities.
Provision for unpaid claims  _ —          $15,845.00
Reserve of unearned premiums  (net, at 83.66 per cent.) __     _„ —    164,464.20
Dividends to shareholders      ___.        5,917.05
Taxes due and accrued      _ _        13,480.02
Reinsurance premiums     ___            4,750.00
Return premiums and balances due agents             1,559.52
Reserves—
(a.)  For unreported claims     ._.__       $10,000.00
(6.)  Under unlicensed reinsurance unsecured  _ —_       49,248.26
(c.)   Special reserves   —        71,053.28
130,301.54
Other liabilities       _. 107.00
Capital stock—
Authorized   —     -   $500,000.00
Subscribed     ._   —        500,000.00
Paid up -   - __ -            74,217.50
Surplus             60,627.80
$471,269.63
Profit and Loss Account.
Premiums earned  (net)        —  $394,900.28
Claims incurred  (net)      - $164,812.60
Adjustment expenses  (net) _          16,089.73
Commissions            142,581.34
Taxes —       — — -- — -  11,699.54
Salaries, fees, and travelling expenses    —-        24,657.90
All other expenses    — -     —       34,019.41
     393,860.52
Underwriting profit   __   -—          $1,039.76
Other revenue—
Interest earned —         $12,118.60
Profit on sale of securities and real estate  — 616.57
Decrease in deficiency of market under book value of securities.—      3,023.43
 $15,758.60
Other expenditure—
Income and excess profits taxes — _ — - ___            5,167.87
       10,590.73
Net profit -rtrt _______     -— — -—     $11,630.49
Returns for British Columbia.
(See pages 74, 76, 78, and 86.) REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945. F 59
MUTUAL FIRE INSURANCE  COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
Archibald Blair. Harry S. Berry.
Henry Bose. Lloyd T. Beharrell.
William MacNair. Hugh E. Burr.
R. U. Hurford. C. E. Whitney-Griffiths.
E. E. Townsley, Manager-Secretary.
Statement for the Year ended December 31st, 1945.
Assets.
Bonds and debentures (book value)           $86,211.85
Cash on hand and in banks            ___ __._ 194.11
Interest accrued _.    __„_        686.75
Agents' balances and premiums uncollected (net, commission deducted)    574.95
Deferred commissions        6,979.66
Furniture and fixtures     ___ __     75.47
$94,722.79
Deduct assets not admitted—
Deferred commissions       _   ____ ...    $6,979.66
Furniture and fixtures ._         75.47
       7,055.13
$87,667.66
Liabilities.
Provision for unpaid claims                  $302.26
Reserve of unearned premiums (net, at 100 per cent.)           22,344.60
Expenses due and accrued          __   75.00
Reinsurance premiums   :  _     _ 45.70
Return premiums and balances due agents    _ —         1,066.91
Other liabilities  _..._ __   __ - —_    343.05
Balance—
Statutory Reserve Fund      ___   — $13,000.00
Surplus       --   rt- ______ ___   -rt-    50,490.14
63,490.14
$87,667.66
Profit and Loss Account.
Premiums earned  (net)rt-_ __   _      $35,713.11
Claims incurred  (net)—rt   — _   — —    $8,119.26
Adjustment expenses  (net)—     -   93.15
Commissions _     -— - -—- — --         6,547.41
Taxes      - - —       121-31
Salaries, fees, and travelling expenses  _   __      11,822.92
All other expenses-     — —   -          5,191.47
 —    31,895.52
Underwriting profit      —- -         $3,817.59
Other revenue—■
Interest earned    - -   -     $2,121.92
Commissions earned  ____       -----       764.08
$2,886.00
Other expenditure—
Bad debts written off    — -     - 47-50
2.83S.50
Net profit for the year __     -—   - -    $6,656.09
Returns for British Columbia.
(See page 71.) F 60
BRITISH COLUMBIA.
PACIFIC COAST FISHERMEN'S MUTUAL MARINE INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
L. H. C. Phillips
Collen McKea.
Robert Wulff.
Karl Dybhavn.
D. G. Macdonald.
Jack Deane.
Karl Dybhavn, President.
Andrew Carr.
J. Alex Sim.
Ole Stegavig.
William Brett.
Sam Simpson.
Oliver Adams.
Statement for the Year ended December 31st, 1945.
Assets.
Bonds and debentures  (book value)  _  .  ___    :  $7,500.00
Cash on hand and in banks -       __   ____ _  4,107.61
Interest accrued   _ _   _   ____ 37.60
Agents' balances and premiums uncollected (net, commission deducted)  ___ _. 1,429.75
Other assets   _   ___         3,863.54
$16,938.50
Liabilities.
Reserve of unearned premiums  (net, at 80 per cent.).
Reinsurance premiums      _ 	
Other liabilities - __    	
Capital stock—
Authorized   —
Subscribed            _	
$25,000.00
720.00
$9,992.53
800.00
2,542.63
Paid up -
Reserve fund
Surplus 	
720.00
385.21
2,498.13
$16,938.50
Profit and Loss Account.
Premiums earned  (net)	
Taxes     _ 	
Salaries, fees, and travelling expenses
All other expenses  —
$266.50
984.87
750.14
$7,211.31
2,001.51
Other expenditure—
Statutory reserve     --—                    $385.21
Excess refundable to members   —_           2,365.06
$5,247.40
2,749.27
Net profit
Returns for British Columbia.
(See page 84.)
$2,498.13 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945. F 61
THE RELIABLE LIFE INSURANCE SOCIETY.
Head Office—Hamilton, Ont.
Governing Executive Authority.
P. M. Button. Wm. Benson.
E. Gernoey. G. Snyder.
J. L. Archer.
D. H. Fitch, Secretary-Treasurer.
Statement for the Year ended December 31st, 1945.
Assets.
Real estate  (book value)   ___   $32,000.00
Loans  on  policies             132,775.61
Bonds and debentures  (book value)    _    2,708,369.37
Cash on hand and in banks        66,328.91
Interest due and accrued        -     38,140.20
Premiums, dues, and assessments      _   18,506.79
Deposit with Quebec Government  _       5,000.00
Other assets   __ _     _   — —   .78
$3,001,121.66
Deduct excess of total book value of ledger assets over total authorized value  98,620.39
$2,902,501.27
Liabilities.
Provision for unpaid claims            $31,642.65
Provision for unreported claims      4,600.00
Premiums paid in advance  _        30,114.33
Commissions    _...    ■-  - 5,443.34
Reserves—
Mortuary Fund   __.'.   $2,329,796.00
Sickness and Accident Fund  __ __          125,193,00
Juvenile Fund        __  45,710.00
 2,500,699.00
Special reserves—
Interest reserve       $50,000.00
General  reserve   .      11,500.00
National building reserve ,    _   300.00
  61,800.00
Balance      _.__         268,201.95
$2,902,501.27
Income.
Premiums,  dues,  and  assessments  ____ $289,716.60
Interest       133,396.07
Profit on sale or maturity of ledger assets    125.00
Other revenue    -       1,848.53
Balance     :  46,917.11
$472,003.31
Disbursements.
Claims, endowments, and surrenders    _          $284,467.09
Dividends                 9,513,92
Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses,
travelling expenses, rents, and miscellaneous   .  36,007.09
Agency and organization expenses—Commissions, salaries, travelling expenses, rents, and
miscellaneous               115,028.66
All other expenses—Advertising, books and periodicals, express, postage, telegrams and
telephones, legal fees, medical fees, official publication, office furniture, printing and
stationery, convention and meetings, taxes, licences, and fees, and miscellaneous  25,514.73
Other disbursements              55.44
Loss on sale or maturity of bonds and debentures  _ _._     1,416.38
$472,003.31 F 62 BRITISH COLUMBIA.
Returns for British Columbia.
Income—
Mortuary Fund   —   $7,511.63
Sickness and Accident Fund   - - 407.06
Juvenile Fund  -- -     - - -- 423.49
Guarantee Fund     -       5.40
$8,347.58
Disbursements—
Mortuary Fund   _..   - -   - $9,279.86
Sickness and Accident Fund  _     -   303.55
Juvenile  Fund        -—     —  553.69
$10,137.10
ROYAL PLATE  GLASS AND GENERAL INSURANCE COMPANY OF CANADA.
Head Office—Vancouver, B.C.
Directors.
Ernest E. Buckerfield. Walter C. Heath.
Frank E. Chadwiek. Fred O. Hodgson.
W. S. Charlton. Frank Parsons.
John R. Cooney. Fred W. Sullivan.
Thomas S. Dixon. Percy S. Young.
Frank Parsons, General Manager.
Statement for the Year ended December 31st, 1945.
Assets.
$365,997.99
16,943.26
3,255.43
26,359.10
8,769.38
$421,325.16
Liabilities.
$135.00
1,248.92
26,533.55
Capital stock—
$1,000,000.00
100,000.00
Subscribed         	
Paid up       _   ..  	
100,000.00
293,407.69
$421,325.16
Profit and Loss Account.
Salaries, fees, and travelling expenses—   _._ 	
$1,898.87
285 04
Underwriting loss       ._   ■__ _
$2,183.91
Other revenue—
Interest earned      	
$13,504.79
2,135.00
$15,639.79
5,758.99
Profit on sale of securities and real estate _  _	
Other expenditure—
Income and excess profits taxes _   _
$3,789.31
100.89
1,746.74
122.05
Investment expenses   ___
Interest paid on bonds purchased  	
Decrease in amortized value over book value of bonds
Net profit   — _	
$7,696.89 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 63
SASKATCHEWAN MUTUAL FIRE INSURANCE  COMPANY.
Head Office—Saskatoon, Saskatchewan.
R. J. Harper.
Wm. Kershaw.
H. R. Earl.
H. J. Beck.
D. Maclean.
Directors
0. C. Lawson.
J. H. Evans.
R. W. Brigham.
E. Williamson.
H. R. Earl, Managing Director.
Statement for the Year ended December 31st, 1945.
Assets.
Real estate   (book value)  _
Bonds and debentures  (market value).
Cash on hand and in banks	
Rents due and accrued	
Agents' balances and premiums uncollected (net, commission deducted).
Surrender value, life insurance       _—
Reinsurance recoverable       	
Sundry accounts receivable     	
Subrogated  mortgage 	
Assessments,  1945, unpaid    	
Automobiles    __   	
Furniture and fixtures       	
Unassessed premium notes	
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1945  $1,031.39
Assessments,  1945,  unpaid      7,259.72
Deficiency of market under book value of stocks.       14.56
Automobiles    2,250.00
Furniture  and  fixtures    _ 12,512.55
Unassessed premium notes      122,812.07
$7,500.00
1,085,308.13
53,364.94
10,480.49
73,299.40
7,433.00
9,531.68
464.00
431.14
7,259.72
2,250.00
12,512.55
122,812.07
$1,392,647.12
145,1
1.29
$1,246,766.83
Liabilities.
Provision  for unpaid claims .
Adjustment expenses
Reserve of unearned premiums (net, at 80 per cent.)    _
Reserve and unpaid losses under unlicensed reinsurance unsecured .
Reserve for contingencies    	
Assessments prepaid      	
Surplus    -     	
$74,948.00
6,358.83
386,573.25
924.26
21,000.00
670.60
756,291.89
$1,246,766.83
Profit and Loss Account.
Premiums  earned   (net)      _ _
Claims incurred  (net)      _    $319,983.98
Adjustment expenses      ____ 26,502.01
Commissions          166,677.71
Taxes       _ ______      22,200.84
Salaries, fees, and travelling expenses     54,323.45
All other expenses  __         ____. 25,050.78
Underwriting loss 	
Other revenue—
Interest earned 	
Finance charges and head office fees -
Rents earned   (net)   	
  $37,644.60
60.57
   596.74
   1,318.03
Profit on sale of securities and real estate ....  _ _. 3,440.00
Decrease in deficiency of market under book value of securities 35,964.67
Decrease in agents' ninety-day balances  424.72
Bad debts recovered, previously written off.
$79,449.33
$609,077.32
614,738.77
$5,661.45 F 64 BRITISH COLUMBIA.
Other expenditure—
Retirement Fund    _      $5,430.36
Contingency  reserve         801.27
       $6,231.63
        $73,217.70
Net profit     .'_              $67,556.25
Returns for British Columbia.
(See pages 71, 75, 77, 80, 84, and 88.)
SOINTULA MUTUAL FIRE INSURANCE ASSOCIATION.
Head Office—Sointula, Malcolm Island, B.C.
Directors.
Wilho Luck. Matt Riksman.
Uno Salmi. John Lehtinen.
John Frederickson. Anton Impola.
William Williams.
Uno Salmi, President.
Statement for the Year ended December 31st, 1945.
Assets.
Bonds   (book value)— _ __         —_   $2,000.00
Cash on hand and in banks    ._ ___   _.._   1,696.57
Interest accrued   _ _.   _   ____ _ _   10.00
$3,706.57
$3,526.08
180.49
$3,706.57
Profit and Loss Account.
Premiums  earned     _   __ __ _       $151.70
Expenses     —       54.08
Underwriting profit    __ -   _~ __. —_         $97.62
Other revenue—
Interest earned ___ _       - _—. $67.37
Entrance fees       _        20.00
  $87.37
Other expenditure—
Income and excess profits taxes  _   _ _           4.50
  82.87
Profit for the year        .__       $180.49 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945. F 65
WESTERN UNION INSURANCE COMPANY.
Head Office—Calgary, Alberta.
Directors.
Frank R. Freeze. C. M. Freeze.
Robert D. Freeze. Roy J. Widney.
M. MacKenzie. L. C. Jackson.
Wm. G. Peterson. Mrs. Ann Freeze.
Howard F. Freeze.
Frank R. Freeze, General Manager.
Statement for the Year ended December 31st, 1945.
Assets.
Bonds and debentures  (book value)    _      $205,870.00
Stocks  (book value)  __ __       109,249.50
Cash on hand and in banks -       16,559.22
Interest accrued     4,939.23
Dividends due       _     576.00
Agents' balances and premiums uncollected  (net)  -   _   52,668.21
Amount due from reinsurance on losses paid    684.15
Other assets         _ 4,558.66
Deduct assets not admitted—
Office furniture                $2,899.71
Automobile         ___  474.58
$395,104.97
  3,374.29
$391,730.68
Liabilities.
Provision for unpaid claims—   _ _     $56,442.66
Adjustment expenses       _       8,014.11
Reserve of unearned premiums (net, at 80 per cent.) — ._     154,208.69
Taxes due and accrued           12,134.37
Reinsurance premiums        _    2,277.45
Contingent commission             6,478.05
Other liabilities         522.77
Capital stock—
Authorized     —   $500,000.00
Subscribed     __ ___   _-    500,000.00
Paid up ___   _     „    100,000.00
Premium on capital stock.  _.. ___   —       __        4,000.00
Surplus     - _____ _ —_ _        47,652.58
$391,730.68
Profit and Loss Account. »
Premiums earned  (net)            $266,547.26
Claims incurred  (net)    _   —   $158,468.85
Adjustment expenses       -         20,548.03 '
Commissions  1.     - -        68,119.97
Taxes                    6,903.44
Salaries, fees, and travelling expenses      973.81
Management fee    __.   -       11,502.84
All other expenses.                3,962.28
     270,479.22
Underwriting loss                   $3,931.96
Other revenue—
Interest earned __. _         $8,342.58
Dividends  earned _     - — -    4,812.40
Profit on sale of securities and real estate — _ —  16,392.50
$29,547.48
Other expenditure—■
Income and excess profits taxes   — —   - -        6,665.33
22,882.15
Net profit _   ----- - -   -         $18,950.19
Returns for British Columbia.
(See pages 72, 75, 77, 79, 81, 82, 84, and  TABLE I.—ABSTRACT OF LIFE INSURANCE RETURNS FOR 1945.
(Figures shown in nearest dollar.)
F 67
Insurer.
Premium Income.
Assurance.
Annuity.
Sinking
Fund
Payments
Disbursements.
Assurance.
On Death
or
Maturity.
On Surrender, for
Disability,
Dividends,
etc.
Annuities.
To Annuitants.
On Death,
Surrender,
etc.
Exhibit op Policies.
In Force
Jan. 1st,
1945.
New-
issued.
In Force
Dec. 31st,
1945.
Aetna Life Insurance Co.-
( Ordinary ..
/ Group	
\ Ordinary..
( Group	
Canada Life Assurance Co.. 	
Commercial Union Assurance Co., Ltd._
Confederation Life Association  [ Ordinary__
I Group	
Continental Life Insurance Co  	
Crown Life Insurance Co 	
f Ordinary.
] Group.
Dominion Life Assurance Co  \ -,    lnary
/ Group
Dominion of Canada General Insurance Co..... ! ~
/ Group.
Empire Life Insurance Co	
Equitable Life Insurance Co—
Excelsior Life Insurance Co.__
Fidelity Life Assurance Co...
C Ordinary..
/ Group	
Great West Life Assurance Co  ( Ordinary.
f Group
Imperial Life Assurance Co j Q^nary
f Ordinary..
London Life Insurance Co -j Industrial
[ Group	
Loyal Protective Life Insurance Co	
Manufacturers Life Insurance Co \ Qrour>
f Ordinary
Metropolitan Life Insurance Co -j Industrial
[ Group	
Monarch Life Assurance Co  	
Montreal Life Insurance Co < QrouD
Mutual Life Assurance Co. of Canada < Qroup
Mutual Life Insurance Co. of New York
National Life Assurance Co. of Canada j Group
New York Life Insurance Co...
North American Life Assurance Co  j G£ *nary
\ Ordinary..
I Group	
Northern Life Assurance Co	
Norwich Union Life Insurance Society-
Occidental Life Insurance Co \ „     mary
I Group	
Prudential Assurance Co., Ltd 	
f Ordinary...
Prudential Insurance Co. of America -j Industrial
[ Group	
Royal Insurance Co., Ltd	
Sovereign Life Assurance Co	
♦Standard Life Assurance Co...
f Ordinary..
"""( Group	
Sun Life Assurance Co. of Canada  j Group
^        ,       t                  r. ( Ordinary .
Travelers Insurance Co  1 Qroup
Western Life Assurance Co   	
Totals..      	
Totals for 1944	
$61,083
69,260
661,902
100,587
446
780,582
12,916
97,638
507,623
24,444
478,804
171
35,971
Nil
54,692
297
28,948
226,784
45,697
1,181,584
33,759
541,177
18,876
851,648
295,337
64,445
1,866
825,484
1,772
1,438,787
1,359,093
68,159
311,460
132,069
5,884
1,688,028
8,093
56,932
61,608
137
350,421
923,089
10,409
44,630
1.057
Nil
113,504
3,004
84,646
874,959
612,037
7.747
156,209
85,687
94,853
572
1,783,665
410,979
237,953
60,543
44,278
$1,148
51,323
Nil
Nil
72,972
26
7,400
34,119
52,687
116,158
Nil
714
Nil
1,099
Nil
364
5,659
831
137,210
11,470
63,378
Nil
15,114
Nil
Nil
Nil
67,729
Nil
13,250
Nil
51,917
79,228
8,861
100,552
274,649
26,804
316
1,863
Nil
5,930
268,898
Nil
854
Nil
Nil
21,004
Nil
1,698
1,181
Nil
6,664
Nil
50,172
115,015
Nil
113,485
246,850
Nil
Nil
1,075
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$216
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$18,034,285  | $2,029,667  |        $216
$16,729,630  | $1,671,094
 I	
Nil
$34,531
58,400
266,819
56,675
1,500
344,320
5,300
18,782
144,527
10,000
105,661
Nil
7,820
3,500
18,345
Nil
26,033
93,269
5,454
608,155
27,699
217,857
7,000
240,072
22,724
26,134
Nil
232,917
2,000
443,638
693,919
32,831
107,184
19,585
1,200
688,595
2,591
5S,328
54,444
Nil
325,509
325,690
3,000
32,022
2,000
Nil
39,648
4,500
Nil
206,057
257,927
Nil
136,838
69,494
31,332
694,457
254,500
142,486
36,391
18,930
$17,650
1,100
173,368
2,682
Nil
192,389
Nil
44,278
55,689
Nil
75,564
Nil
648
Nil
7,353
Nil
3,889
50,688
3,542
370,812
1,180
140,811
579
195,939
51,661
9,297
115
190,370
Nil
327,537
336,535
20,481
76,314
9,259
313
478,144
Nil
13,620
17.201
Nil
122,073
210,913
Nil
12.768
Nil
Nil
10,592
90
1,196
169,849
172,749
3,150
84,083
13,170
20,581
444,794
121,518
38,702
2,000
10,937
Nil
$1,365
73,259
304
Nil
41,055
Nil
2,125
15,337
12,649
18,651
Nil
1,620
Nil
405
Nil
Nil
2,490
100
64,727
63
8,572
Nil
14,120
Nil
Nil
Nil
39,296
Nil
8,472
282
37.826
19,347
1,751
1,843
80,114
2,294
1,693
508
Nil
11,660
23,492
Nil
Nil
Nil
Nil
240
Nil
6,185
5,014
Nil
2,233
Nil
15,878
101
194,921
7,219
1,443
Nil
478
Nil
14,883
Nil
Nil
37,730
Nil
291
19,581
3,856
16,926
Nil
Nil
Nil
634
Nil
25
838
Nil
36,245
1,476
7,969
Nil
9,383
Nil
Nil
Nil
10,320
Nil
705
Nil
9.678
13,688
3,070
40,055
53,335
2,407
Nil
Nil
Nil
3,724
23,038
Nil
11
Nil
Nil
Nil
Nil
Nil
1,213
Nil
Nil
Nil
3,448
5,103
11,338
16,036
Nil
Nil
Nil
$7,268,590  | $4,308,173
$719,130  |     $350,886
1,762,932  | $3,993,817
$711,099
$349,400
$1,482,483
7,703,020
19,584,463
3,189,250
32,070
28,938,730
625,400
3,006,676
19,887,734
1,571,500
15,715,536
Nil
1,218,974
55,000
1,707,372
22,500
856,966
8,961,038
1,505,774
45,816,642
2,267,290
17,654,830
774,500
32,7^7,774
9,957,433
3,861,063
45,000
23,033,644
35,000
51,595,377
31,080,371
4,594.200
13,235,731
4,778,618
426,870
53,689,711
1,039,210
1.847,224
2,856,157
3,460
11,545,372
31,383,281
810,954
1,875,306
71,750
Nil
4,858,582
168,065
2,242,462
24,454,902
14,765,647
677,971
4,698,875
3,435,342
3,963,002
53,282,925
29,296,858
6,200,581
4,933,951
1,409,351
$435,625
247,500
2,777,848
543,346
Nil
3,895,530
281,100
530,540
3,390,933
447,000
2,119,198
Nil
160,800
Nil
356,256
10,000
72,449
1,133,051
175,720
3,343,952
68,000
1,662,696
Nil
5,137,394
1,789,579
509,600
16,500
2,275,490
Nil
5,583,865
2,245,832
17,600
1,350,746
983,216
Nil
5,968,043
251,364
Nil
111,625
Nil
976,800
3,722,821
52,500
16,108
Nil
Nil
1.108,614
Nil
619,706
3,246,294
843,525
Nil
442,904
306,400
284,780
5,900,655
497,900
902,800
455,600
232,610
$1,701,521
4,137,300
21,394,426
3,652,256
32,070
31,746,540
891,300
3,451,448
22,458,261
2,009,500
17,239,355
Nil
1,240,130
51,500
1,852,114
32,500
898,466
9,670,530
1,683,853
48,171,440
3,679.772
19,239,174
824,500
37,700,240
11,353,263
4,127,912
51,500
24,873,900
37,000
56,260,391
31,725,396
4,658,700
14,152,441
5,526,214
370,460
58,394,848
1,261,981
1,716,477
2,891,997
3,460
11,911,980
34,179,575
602,710
1,882,831
71,000
Nil
5,722,597
231,858
2,466,323
27,120,231
14,817,579
840,116
5,049.092
3,662,752
4,043,169
57,095,758
29,532.179
6,510,102
4,983,260
1,498,407
$617,519,768  I    $67,502,415  I $663,385,655
$577,162,077  |    $61,954,742
 I	
$617,529,768
* Statement to November 15th, 1945.
TABLE IL—LIFE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
1
Year.
Premium Income.
Ordinary.
Industrial.
Group.
Total.
Disbursements.
On Death or
Maturity.
Other Payments.
Total.
Amount in
Force.
1941.
1942
1943
1944.
1945
$12,541,000
13,222,000
13,820,000
14,981,000
16,396,000
$1,815,000
1,960,000
2,048,000
2,158,000
2,267,000
$962,000
947,000
1,064,000
1,262,000
1,401,000
$15,317,000
16,129,000
16,932,000
18,401,000
20,064,000
$5,170,000
5,446,000
5,789,000
6,763,000
7,269,000
$6,578,000
5,776,000
4,972,000
5,054,000
5,378,000
$11,747,000
11,222,000
10,761,000
11,817,000
12,647,000
$492,256,000
529,532,000
577,172,000
617,530,000
663,388,000 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 69
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1945.
(Figures shown in nearest dollar.)
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(i.)
$24,825
62,886
10,881
73,488
24,743
3,636
4,891
30,592
19,926
21,047
22,740
35,315
Nil
2,206
(2.)
$21,527
42,256
13,206
60,105
25,948
2,589
4,646
21,083
13,483
13,005
20,721
36,480
Nil
2,174
(3.)
$8,781
38,124
22,931
13,003
2,141
760
1,876
11,874
1,041
6,198
9,479
18,268
Nil
3,050
Per Cent.
40.79
90.22
173.64
21.63
8.25
29.35
40.38
56.32
7.72
47.65
45.74
50.08
Nil
140.29
Aetna Insurance Co   —  ,.,
Alliance Assurance Co., Ltd.    	
American Central Insurance Co	
American Equitable Assurance Co. of New York	
Baltimore American Insurance Co. of New York.   (See note.)
21,598
59,256
3,094
3,570
10,373
36,186
2,446
Nil
17,562
10,087
38,121
6,114
10,723
9,051
12,697
5,061
22,056
10,230
11,335
36,550
2,446
21,128
13.451
9,571
5,603
33,550
19,560
20,375
24,338
15,759
18,212
11,424
8,084
8,514
2,682
587
32,242
1,694
20,499
42,572
3,322
3,111
6,994
31,136
2,323
Nil
15,980
11,716
35,884
5,807
6,753
13,682
11,740
1,861
19,186
9,466
10,360
30,961
2,323
20,299
12,775
12,038
5,222
26,522
23,096
11,011
18,211
9,217
16,397
11,169
4,764
7,452
1,928
1,745
27,439
909
13,985
25,352
2,277
2,248
4,467
17,894
937
Nil
6,397
7,297
21,228
2,339
4,978
4,851
2,073
482
9,789
6,976
1,539
7,129
937
3,574
5,152
3,200
3,223
11,595
11,892
5,565
7,080
11,882
6,843
5,237
2,176
3,554
138
584
37,812
— 32
68.22
59.55
68.54
72.26
63.87
57.47
40.33
Nil
40.03
62.28
59.16
40.28
73.71
35.45
17.66
25.64
51.02
73.70
14.85
23.03
40.33
17.61
40.33
26.58
61.72
43.72
51.49
50.54
94.89
128.91
41.73
46.89
45.67
47.69
7.14
33.47
137.80
— 3.52
Bankers' & Traders' Insurance Co., Ltd.  	
Bee Fire Insurance Company   ____	
British & European Insurance Co., Ltd. 	
British Canadian Insurance Co 	
British Empire Assurance Co.—    _ 	
British General Insurance Co., Ltd.  	
British Northwestern Fire Insurance Co  	
British Traders Insurance Co., Ltd.-  	
Caledonian American Insurance Co.  	
Caledonian Insurance Co  _  	
Canada Security Assurance Co.   	
Central Manufacturers Mutual Insurance Co ,, 	
Central Union Insurance Co. ____ 	
Citizens Insurance Co. of Jersey City 	
City of New York Insurance Co.     (See note.) 	
	
8,275
32,568
64,662
1,223
20,607
18,242
29,825
33,958
33,969
16,226
3,721
69,317
17,477
37,176
11,763
4,122
	
7,177
32,629
62,074
1,162
16,809
14,009
45,001
31,444
32,809
12,349
3,983
61,922
16,276
33,850
11,023
3,362
2,927
15,888
24,259
467
7,518
6,435
17,213
19,144
9,028
4,384
1,727
25,437
5,757
20,808
4,483
1,504
40.79.
48.70
39.08
40.20
44.73
45.93
38.25
60.88
27.52
28.16
43.36
48.99
35.37
61.47
40.67
44.74
Commercial Union Assurance Co., Ltd  	
Continental Insurance Co  	
Cornhill Insurance Co., Ltd 	
Dominion Fire Insurance Co. .„    ,   	
Employers Liability Assurance Corporation, Ltd	
Equitable Fire & Marine Insurance Co 	
Carried forward  ,'— -	
$1,315,637
$1,148,972
$567,155
	 F 70
REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1945—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Essex & Suffolk Equitable Insurance Society, Ltd.
Eureka Security Fire & Marine Insurance Co.	
Excess Insurance Co., Ltd. 	
Federal Fire Insurance Co. of Canada 	
Fidelity-Phenix Fire Insurance Co. of New York	
Fire Association of Philadelphia 	
Fire Insurance Co. of Canada 	
Fireman's Fund Insurance Co.    _	
Firemen's Insurance Co. of Newark ._ .'_	
First American Fire Insurance Co 	
First National Insurance Co. of America.     (See note.) 	
Fonciere Fire Insurance Co. of Paris, France	
Franklin Fire Insurance Co. of Philadelphia.     (See note.)
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corp., Ltd	
General Insurance Co. of America	
General Security Insurance Co. of Canada	
Gibraltar Fire & Marine Insurance Co.     (See note.) .—
Girard Fire & Marine Insurance Co- -— -	
Glens Falls Insurance Co.   	
Globe and Republic Insurance Co. of America..
Globe Indemnity Co. of Canada  	
Gore District Mutual Fire Insurance Co	
Grain Insurance and Guarantee Co— ..-..	
Great American Insurance Co	
Guardian Assurance Co., Ltd.  	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd 	
Halifax Insurance Co 	
Hanover Fire Insurance Co.	
Hardware Dealers Mutual Fire Insurance Co.
Hartford Fire Insurance Co	
Helvetia Swiss Fire Insurance Co., Ltd	
Home Assurance Co. of Canada —
Home Fire & Marine Insurance Co. of California ...
Home Insurance Co  -	
Homestead Fire Insurance Co.     (See note.).... 	
Hudson Bay Insurance Co.   	
Imperial Assurance Co.  	
Imperial Guarantee & Accid. Insur. Co. of Canada..
Imperial Insurance Office —  	
Indiana Lumbermen's Mutual Insurance Co	
Insurance Co. of North America     	
Jersey Insurance Co. of New York	
Kansas City Fire & Marine Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd..
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co 	
Local Government Guarantee Society, Ltd.     (See note.)
London & County Insurance Co., Ltd. ._ _
London & Lancashire Guar. & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd.. —	
London & Provincial Marine & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd 	
London Assurance -  —   — —  — —
London-Canada Insurance Co.    	
London Guarantee & Accident Co., Ltd __	
Lumbermen's Insurance Co -	
Lumbermen's Mutual Insurance Co. -	
Lumber Mutual Fire Insurance Co. of Boston, Mass. ...
Marine Insurance Co., Ltd   	
Maryland Insurance Co. __ 	
Mercantile Insurance Co 	
Merchants & Manufacturers Insurance Co.  	
Merchants Fire Assurance Corporation of New York .
Merchants Marine Insurance Co., Ltd.. _	
Mercury Insurance Co — 	
Michigan Fire & Marine Insurance Co 	
Carried forward	
(1.)
$1,315,637
3,845
2,888
10,833
42,750
29,208
18,922
29,064
61,013
19,889
13,779
1,727     ]
      I
5,545     |
13,736
105,725    |
2,589    |
1,732
39,972
Nil
10,642
46,519
1,421
35,440
107,017
14,189
19,715
151,275
8,607
35,522
64,988
3,219
62,458
19,692
175,851
13,316
16,550
4,909
12,272
5,837
57,259
13,799
Nil
37,494
60,286
86,741
17,027
22,023
9,860
102,958
3,223
8,523
56,793
4,602
16,550
60,624
4,361
4,241
Nil
7,368
15,894
12,781
31,157
8,874
12,161
11,769
(2.)
$1,148,972
4,152
6,667
11,001
33,228
34,019
11,382
26,694
53,386
18,704
11,658
2,009
6,734
13,135
98,074
3,528
3,186
31,565
Nil
9,297
41,604
1,286
26,828
104,146
12,088
18,691
165,665
9,003
37,645
156,209
2,192
51,888
19,121
195,850
11,634
14,353
4,496
12,010
5,460
64,784
13,125
Nil
37,337
46,993
84,463
14,875
19,463
7,541
90,401
1,848
6,544
52,863
6,129
14,353
45,404
4,016
3,740
Nil
7,006
16,407
13,077
29,426
9,649
,     13,493
13,116
(3.)
$567,155
Per Cent.
$3,194,561
$3,033,613
1,366
32.92
4,309
64.63
1,737
15.79
14,283
42.98
7,668
22.54
12,282
107.90
9,219
34.53
62,545
117.16
15,396
82.31
4,597
	
39.43
1,161
57.79
1,520
22.57
6,778
51.60
29,300
29.87
1,880
53.29
2,160
67.80
23,444
74.02
Nil
Nil
4,442
47.78
18,670
44.88
7,119
553.58
7,307
27.24
32,525
31.22
4,280
35.41
7,569
40.50
82,250
49.65
2,691
29.88
2,343
6.22
40,238
25.76
624
28.49
19,573
37.72
10,240
53.56
75,026
38.30
5,559
47.78
5,854
40.79
— 936
5,183
43.15
474
8.68
60,758
93.79
8,935
68.07
Nil
Nil
18,173
48.67
30,844
65.64
32,020
37.91
7,108
47.78
29,004
149.02
12.284
162.89
59,800
66.16
4,257
230.36
3,734
57.06
27,717
52.43
1,106
21.56
5,854
40.79
21,284
46.87
829
20.64
227
6.08
Nil
Nil
36,560
521.85
2,504
15.26
9,305
71.15
24.979
84.88
3,286
34.06
5,970
44.00
3,661
27.91
$1,508,030
	 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 71
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1945—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
Millers National Insurance Co 	
Mill Owners Mutual Fire Insurance Co. of Iowa _
Milwaukee Mechanics' Insurance Co.	
Monument Insurance Company, Ltd. _ __ 	
Motor Union Insurance Co., Ltd 	
Mutual Fire Insurance Co. of British Columbia _
Mutual Implement & Hardware Insurance Co 	
National Ben Franklin Fire Insurance Co.. _	
Nationale Fire Insurance Co   	
National Fire Insurance Co. of Hartford - 	
National Liberty Insurance Co. of America.     (See note.)
National Liverpool Insurance Co.    	
National Provincial Insurance Co., Ltd	
National Retailers Mutual Insurance Co. ___... „	
National Security Insurance Co.  	
National Union Fire Insurance Co. of Pittsburgh, Pa -
Newark Fire Insurance Co. _    	
New Brunswick Fire Insurance Co.     (See note.) 	
New England Fire Insurance Co.  __ —
New Hampshire Fire Insurance Co.   	
New York Underwriters Insurance Co  	
New Zealand Insurance Co., Ltd    —	
Niagara Fire Insurance Co.    	
North British & Mercantile Insurance Co., Ltd. _	
North Empire Fire Insurance Co  	
Northern Assurance Co., Ltd    	
Northwestern Mutual Fire Association  	
Northwestern National Insurance Co. .___...   	
North West Fire Insurance Co. ._ ~ -  	
Norwich Union Fire Insurance Society, Ltd.  	
Occidental Fire Insurance Co. _   —	
Ocean Accident & Guarantee Corporation, Ltd. 	
Ohio Farmers Insurance Co..  	
Pacific Coast Fire Insurance Co   	
Pacific Fire Insurance Co.   ._ 	
Palatine Insurance Co., Ltd.    	
Patriotic Assurance Co., Ltd.   — ~.
Pearl Assurance Co., Ltd. ... _...   _	
Pennsylvania Lumbermen's Mutual Fire Insurance Co..
Philadelphia Fire & Marine Insurance Co 	
Phoenix Assurance Co., Ltd   	
Phoenix Insurance Co    — —	
Pioneer Insurance Co.      - 	
Planet Assurance Co., Ltd..   -—
Providence Washington Insurance Co  	
Provincial Insurance Co., Ltd.-  	
Prudential Assurance Co., Ltd. —  -	
Quebec Fire Assurance Co   	
Queen Insurance Co.—
Queensland Insurance Co., Ltd   	
Railway Passengers Assurance Co — — 	
Reliance Insurance Co. of Canada  _ -	
Royal Exchange Assurance   — —	
Royal Insurance Co., Ltd      	
Royal Plate Glass & General Ins. Co. of Canada.     (See
note.) — —                      	
Royal Scottish Insurance Co., Ltd   	
St. Paul Fire & Marine Insurance Co— — - —
Saskatchewan Mutual Fire Insurance Co  _ -	
Scottish Canadian Assurance Corporation  	
Scottish Insurance Corporation, Ltd —  	
Scottish Metropolitan Assurance Co., Ltd.- 	
Scottish Union & National Insurance Co. 	
Sea Insurance Co., Ltd.  - - -	
Security Insurance Co. of New Haven.— —	
Security National Insurance Co  — — —	
Sentinel Fire Insurance Co. _...___  	
Sointula Mutual Fire Association    	
Carried forward	
(i.)
$3,194,561
25,050
4,132
203.642
11,793
5,712
36,497
38,614
11,184
6,267
45,257
8,514
5,712
2,926
26,457
2,625
8,823
2,942
16,794
11,415
25,766
15,511
36,492
16,550
20,316
129,863
11,512
4,891
61,557
11,434
13,451
54,094
16,158
24,508
14,674
12,786
53,937
4,573
17,854
133,240
51,894
7,491
9,925
12,500
31,750
84,749
19,833
38,284
40,094
9,234
10,390
47,431
133,568
(2.)
$3,033,613
20,193
3,947
205,489
13,602
5,584
35,713
40,662
11,110
4,942
28,361
7,437
5,584
2,426
18,638
11,003
8,148
3,279
8,252
14,343
19,217
15,468
37,172
14,353
19,036
121,149
10,574
4,646
56,886
11,464
12,775
52,337
14,566
23,445
13,935
11,784
53,445
4,313
24,564
122,977
42,920
6,543
12,613
9,419
28,840
68.695
19,080
33,467
35,215
6,690
8,474
42,971
117,802
5,010
5,589
25,448
28,374
41,525
35,869
9,354
10,857
11,701
9,866
7,486
6,794
24,267
23,416
14,473
12,591
8,330
7,564
1,884
1,007
2,942
3,279
(3.)
$1,508,030
10,278
96
127,985
7,417
2,619
8,119
2,395
5,193
498
2,909
3,554
2,619
35
4,979
3,101
3,822
915
8,020
10,387
7,402
8,138
14,572
5,854
10,146
28,909
2,411
1,875
25,834
13,515
5,152
46,001
8,956
15,927
5,623
3,961
34,254
227
22,291
44,947
20,839
3,127
4,960
10,700
30,003
47,560
4,922
15,981
22,046
4,749
3,791
27,641
65,334
2,431
26,469
20,921
7,466
3,916
2,975
Per Cent.
50.89
2.43
62.28
54.53
46.89
22.73
5.89
46.74
10.07
10.25
47.79
46.89
1.44
26.71
28.18
46.91
27.90
97.25
72.42
28.52
52.61
39.20
40.79
53.30
23.86
22.80
40.38
45.41
117.89
40.33
87.89
61.48
67.93
40.35
33.62
64.09
5.27
90.75
36.55
48.55
47.79
39.33
113.60
104.03
69.23
25.80
47.75
62.60
70.99
44.74
64.32
55.46
43.49
93.
58.32
68.77
39.69
43.79
5,517
23.56
3,597
28.57
2,343
30.98
1,442
143.20
915
27.90
$4,997,647
$4,704,367
$2,358,611 F 72
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE  PREMIUMS AND LOSSES FOR 1945—Continued.
Name of Insurer.
Net
Premiums
written.
Net
Premiums
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
Brought forward..
South British Insurance Company, Ltd.
Southern Insurance Co., Ltd.	
Springfield Fire & Marine Insurance Co..
Stanstead & Sherbrooke Insurance Co. ...
State Assurance Co., Ltd..	
Sun Insurance Office, Ltd	
Switzerland General Insurance Co., Ltd.-
Toronto General Insurance Co	
Travelers Fire Insurance Co.	
Union Assurance Society, Ltd.	
Union Fire, Accident & General Insurance Co	
Union Insurance Society of Canton, Ltd.- 	
Union Marine & General Insurance Co., Ltd.	
United British Insurance Co., Ltd.     (See note.)
United Firemen's Insurance Co. of Philadelphia
United Mutual Fire Insurance Co	
United States Fire Insurance Co	
Urbaine Fire Insurance Co.   	
Utah Home Fire Insuarnce Co 	
Wawanesa Mutual Insurance Co - 	
Wellington Fire Insurance Co _	
Westchester Fire Insurance Co 	
Western Assurance Co - _ —	
Western Union Insurance Co.	
Westminster Fire Office.     (See note.) 	
World Fire & Marine Insurance Co.	
World Marine & General Insurance Co.,
Yorkshire Insurance Co., Ltd. —	
Totals   -_  	
Totals for 1944	
Ltd..
(1.)
1,997,647
17,948
8,195
137,477
30,332
5,712
60,098
6,465
16,004
82,315
23,234
16,058
37,809
16,550
8,275
13.690
64,625
4
14,829
138,161
26,973
14,459
16,398
12,957
27,173
5,782
24,282
$5,823,452
$5,734,292
(2.)
$4,704,367
15,673
6,922
148,659
24,583
5,584
61,435
4,105
18,897
94,809
22,064
14,468
32,889
14,353
7,177
12,114
54,333
543
3,878
119,000
21,451
3,043
17,381
12,557
26,375
7,134
25,264
$5,479,058
,137,004
(3.)
:,358,611
9,098
3,189
40,583
9,242
2,619
16,243
4,889
9,730
49,480
8,899
2,943
16,781
5,854
2,927
203
45,700
482
44,976
8,466
■ 15,874
7,583
9,658
2,220
9,460
58.05
46.07
27.30
37.59
46.89
26.44
119.10
51.49
52.19
40.33
20.34
51.02
40.79
40.79
1.67
84.11
12.43
37.79
39.46
91.33
60.39
36.61
31.11
37.44
$2,685,710
49.01
$2,095,579
Note.—Tne entire business of this Insurer has been reinsured by one or more Insurers whose names are
included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or
Insurers.
Reciprocal Exchanges.
Name of Exchange.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(i.)
12,449
3,558
1,179
6,015
216
5,202
15,344
2.627
5,749
3.870
(2.)
13,976
2,759
650
5,767
31
3,704
14,406
2,394
3,196
2,465
(3.)
21
Nil
—4
Nil
- Nil
Nil
Nil
Nil
Nil
Nil
Per Cent.
.14
Nil
Canners Exchange Subscribers at Warner Inter Insur-
Underwriters Exchange — __ .	
Totals..	
$56,209
$49,348
•"    I       	
Totals for 1944	
$49,150
$76,752
$6,441
8.39
TABLE IV.—FIRE INSURANCE SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1941	
$4,327,000
4,378,000
4,953,000
5,734,000
5,823,000
$3,826,000
4,007,000
4,414,000
5,137,000
5,479.000
$1,009,000
1,801,000
1,945,000
2.096,000
2.686,000
Per Cent.
26.37
1942	
44.94
1943 .".-	
44.06
1944	
40.79
1945	
49.01 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 73
TABLE V.—AUTOMOBILE INSURANCE  PREMIUMS AND LOSSES FOR 1945.
(Figures shown in nearest dollar.)
Name of Insurer.
Aetna Casualty & Surety Co..
Aetna Insurance Co	
Agricultural Insurance Co—
Alliance Insurance Co. of Philadelphia-
American Alliance Insurance Co.— _
American Automobile Fire Insurance Co..
American Automobile Insurance Co	
American Central Insurance Co _	
American Equitable Assurance Co. of New York..
Anglo-Scottish Insurance Co., Ltd   	
Arex Indemnity Company- _	
Atlas Assurance Co., Ltd..
Bankers & Traders Insurance Co., Ltd...
British America Assurance Co _.
British Canadian Insurance Co 	
British Empire Assurance Co 	
British General Insurance Co., Ltd 	
British Law Insurance Co., Ltd _	
British Oak Insurance Co., Ltd.- -
British Traders Insurance Co., Ltd.._
Caledonian Insurance Co 	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co...
Canada Security Assurance Co 	
Canadian Fire Insurance Co	
Canadian General Insurance Co.—	
Canadian Home Assurance Co..	
Canadian Indemnity Co. —  _ 	
Net
Premiums
written.
Net
Premiums
earned.
Canadian Mercantile Insurance Co..
Canadian Surety Co  	
Car & General Insurance Corporation, Ltd.-
Casualty Co. of Canada 	
Central Insurance Co., Ltd..
Central Manufacturers Mutual Insurance Co. (See note.).
Century Insurance Co., Ltd.— - -	
Commerce Mutual Fire Insurance Co  	
Commercial Casualty Insurance Co—  	
Commercial Union Assurance Co., Ltd  	
Consolidated Fire & Casualty Insurance Co 	
Continental Casualty Co. .  _ 	
Continental Insurance Co.—   __	
Cornhill Insurance Co., Ltd     	
Dominion Fire Insurance Co..
Dominion of Canada General Insurance Co.- —
Eagle Fire Co. of New York —   	
Economical Mutual Fire Insurance Co.— —	
Employers Liability Assurance Corporation, Ltd.-
Eureka-Security Fire & Marine Insurance Co	
Federal Fire Insurance Co  - _ —
Fidelity & Casualty Co. of New York -
Fidelity Insurance Co. of Canada-
Fidelity-Phenix Fire Insurance Co. of New York-
Fire Association of Philadelphia 	
Fireman's Fund Insurance Co   - 	
Firemen's Insurance Co. of Newark- 	
First National Insurance Co. of America.     (See note.) 	
Franklin Fire Insurance Co. of Philadelphia.     (See note.)
General Accident Assurance Co. of Canada  	
General Accident Fire & Life Assur. Corporation, Ltd	
General Casualty Co. of America —   -	
General Exchange Insurance Corporation 	
General Insurance Co. of America  - 	
General Security Insurance Co. of Canada 	
Gibraltar Fire & Marine Insurance Co.     (See note.)	
Glens Falls Insurance Co   -   	
Globe Indemnity Co. of Canada    	
Gore District Mutual Fire Insurance Co _ _	
Great American Indemnity Co    	
Great American Insurance Co... _ -  	
Guardian Assurance Co., Ltd.    .	
Carried forward	
(2.)
Nil
Nil
$45
Nil
119
22,011
39,326
Nil
49
6,936
1,979
5,834
76,635
46,565
19,192
19,458
7,783
12,512
2,300
17,598
2,888
3,304
22,377
28,169
22,020
21,383
5,797
26,047
981
31,059
3,321
42,764
Nil
7,092
548
90,216
12,752
2,156
687
Nil
11,502
3,893
42,685
252
1,804
23,918
301
11,919
Nil
1,664
1,332
Nil
Nil
Nil
25,838
15,121
87,664
6,216
40,068
543
12,813
28,318
14,000
1,960
1,076
Nil
$1,010,18
$934,790
Net Losses
incurred.
(3.)
N.il
Nil
Nil
Nil
$71
15,278
39,708
Nil
Nil
4,943
434
3,510
39,812
10,897
27,486
17,650
4,436
7,315
2,507
11,200
234
1,416
12,753
28,878
8,611
11,472
2,130
6,940
92
12,622
3,421
29,204
Nil
4,943
43
70,981
7,207
177
7,187
Nil
4,102
1,133
36,702
Nil
84
21,532
23
10,344
Nil
529
1,413
Nil
Nil
Nil
1,079
7,952
63,123
3,292
16,689
84
9,231
15,965
3,802
272
637
Nil
Ratio of
(3) to (2).
Per Cent.
Nil
Nil
Nil
Nil
59.66
69.41
100.97
Nil
Nil
71.26
21.96
60.16
51.95
23.40
143.22
90.71
57.00
58.46
109.00
63.64
8.10
42.86
56.99
102.52
39.11
53.65
36.75
26.64
9.38
40.64
103.02
68.29
Nil
69.70
7.85
78.68
56.52
8.20
1045.58
Nil
35.66
29.10
85.98
Nil
4.66
90.02
7.82
86.78
Nil
31.79
106.09
Nil
Nil
Nil
4.18
52.59
72.00
52.96
41.65
15.47
72.00
56.38
27.16
13.88
59.20
Nil
$591,546 F 74
BRITISH COLUMBIA.
TABLE V—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
Name of Insurer.
Brought forward..
Guardian Insurance Co. of Canada .
Guildhall Insurance Co., Ltd	
Halifax Insurance Co.  —
Hardware Dealers Mutual Fire Insurance Co.- 	
Hartford Accident & Indemnity Co —	
Hartford Fire Insurance Co.  _ __ -.
Home Assurance Co. of Canada 	
Home Insurance Co  —    	
Homestead Fire Insurance Co.     (See note.) — __
Hudson Bay Insurance Co.     (See note.) ._      —- 	
Imperial Guarantee & Accident Ins. Co. of Canada 	
Imperial Insurance Office — - 	
Indemnity Insurance Co. of North America 	
Indiana Lumbermen's Mutual Insurance Co.—	
Insurance Co. of North America — —	
Law, Union & Rock Insurance Co., Ltd.  - -_.
Legal & General Assurance Society, Ltd 	
Liberty Mutual Insurance Co   	
Liverpool & London & Globe Insurance Co., Ltd ..._	
Liverpool-Manitoba Assurance Co.— - --	
London & County Insurance Co., Ltd.  - -
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd 	
London & Provincial Marine General Insurance Co., Ltd. -
London & Scottish Assurance Corporation, Ltd.-	
London Assurance   _	
London-Canada Insurance Co   _	
London Guarantee & Accident Co., Ltd   _	
Lumbermen's Mutual Casualty Co  - 	
Marine Insurance Co., Ltd  - 	
Maryland Casualty Co  -  	
Merchants Marine Insurance Co., Ltd  	
Mercury Insurance Co. -  	
Metropolitan Casualty Insurance Co   	
Michigan Fire & Marine Insurance Co _	
Milwaukee Mechanics' Insurance Co 	
Monument Insurance Co., Ltd— 	
Motor Union Insurance Co., Ltd  	
Net
Premiums
written.
Net
Premiums
earned.
Mutual Implement & Hardware Insurance Co.	
National Ben Franklin Fire Insurance Co 	
National Fire Insurance Co, of Hartford   	
National Liberty Insurance Co. of America.     (See note.)
National Retailers Mutual Insurance Company 	
National Union Fire Insurance Co. of Pittsburgh, Pa	
Newark Fire Insurance Co. - —
New England Fire Insurance Co	
New York Underwriters Insurance Co  	
New Zealand Insurance Co., Ltd 	
Niagara Fire Insurance Co. -	
North British & Mercantile Insurance Co., Ltd.  	
Northern Assurance Co., Ltd   . 	
Northwest Casualty Co. - - -	
Northwestern Mutual Fire Association  	
Northwestern National Insurance Co  __	
Norwich Union Fire Insurance Society, Ltd —
Occidental Fire Insurance Co.  - -	
Ocean Accident & Guarantee Corporation, Ltd.-
Ohio Farmers Insurance Co  - -	
Pacific Coast Fire Insurance Co -  	
Palatine Insurance Co., Ltd..	
Patriotic Assurance Co., Ltd.—  	
Pearl Assurance Co., Ltd    -
Phoenix Assurance Co., Ltd.	
Phoenix Insurance Co 	
Pioneer Insurance Co.     (See note.) 	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd.. —	
Prudential Assurance Co., Ltd 	
Queen Insurance Co., Ltd	
Carried forward..
(1.)
$1,010,180
234,753
86,858
79,937
595
25,498
3,989
84,822
11,452
3,593
9,154
764
Nil
16
12,496
14,403
493
16,913
3,358
9,346
53,114
15,754
8,008
650
7,189
26,418
121,631
5,689
4,261
2,475
6,461
2,568
14,416
3,037
118,424
4,516
28,323
595
4,118
Nil
644
281
2,979
769
Nil
18,663
Nil
9,307
14,755
74,246
Nil
109
27,608
1,731
46,445
7,874
7,882
5,155
2,522
14,522
100,782
Nil
512
31,749
21,046
3,586
$2,379,424
(2.)
$934,790
228,079
36,612
84,832
555
24,375
4,159
79,356
11,822
3,437
8,395
661
Nil
286
12,657
14,707
334
15,636
3,102
8,569
49,906
14,998
4,075
632
7,014
25,551
121,664
5,057
4,678
2,241
6,961
3,696
12,710
2,870
115,649
4,452
26,412
555
3,787
Nil
426
223
2,797
717
Nil
15,314
Nil
8,679
13,268
70,246
Nil
153
26,292
1,647
43,856
7,644
6,781
4,864
2,502
15,620
94,372
Nil
526
30,739
17,597
3,368
$2,252,903
Net Losses
incurred.
Ratio of
(3) to (2).
(3.)
$591,546
138,086
18,669
45,284
Nil
14,229
1,366
50,175
7,949
5,921
35
Nil
6,658
9,126
46
8,914
1,769
4,957
31,308
15,365
7,872
3,321
11,870
60,131
4,332
3,575
1,097
9,195
— 187
1,568
831
76,928
3,255
10,080
924
Nil
Per Cent.
24,667
643
24,953
3,108
4,943
2,773
403
3,158
47,763
Nil
795
8,097
10,885
1,935
$1,341,578
60.54
50.99
53.38
Nil
58.38
32.84
63.22
67.23
9.98
70.53
5.29
Nil
44.70
62.05
1.38
57.01
57.03
57.85
62.73
102.45
193.17
47.35
46.45
49.42
85.66
76.42
48.97
132.09
12.36
28.95
66.52
73.12
38.16
24.40
Nil
5
1.17
394
176.68
1,613
57.67
208
29.01
Nil
Nil
6,930
45.25
Nil
Nil
3,420
39.41
6,837
51.53
42,505
60.51
5
Nil
93.82
39.07
56.90
40.66
72.90
57.01
16.12
20.22
50.61
Nil
151.14
26.34
61.86
57.45 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 75
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
Name of Insurer.
Brought forward..
Queensland Insurance Co., Ltd.	
Railway Passengers Assurance Co. .
Rhode Island Insurance Co	
Royal Exchange Assurance 	
Royal Insurance Co., Ltd	
Royal Plate Glass & General Insurance Co. of Canada.
(See note.) —   	
St. Paul Fire & Marine Insurance Co.  -.
St. Paul Mercury Indemnity Co. of St. Paul .-.	
Saskatchewan Mutual Fire Insurance Co   	
Scottish Insurance Corporation, Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co.	
Security Insurance Co. of New Haven	
South British Insurance Co., Ltd.     (See note.)
Southern Insurance Co., Ltd. —  	
Springfield Fire & Marine Insurance Co	
Sun Insurance Office, Ltd	
Toronto General Insurance Oo	
Travelers Fire Insurance Co	
Travelers Indemnity Co - - - 	
Union Assurance Society, Ltd.   	
Union Fire, Accident & General Insurance Co. „
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
United British Insurance Co., Ltd.     (See note.)
United Mutual Fire Insurance Co 	
United Pacific Insurance Co.	
United States Fidelity & Guaranty Co 	
United States Fire Insurance Co	
Wawanesa Mutual Insurance Co  	
Wellington Fire Insurance Co.	
Western Assurance Co  	
Western Union Insurance Co	
Westminster Fire Office.     (See note.) 	
World Fire & Marine Insurance Co 	
World Marine & General Insurance Co., Ltd.	
Yorkshire Insurance Co., Ltd. ..-	
Zurich General Accident & Liability Insurance Co., Ltd	
Totals - _ _ ___.
Totals for 1944	
Net
Premiums
written.
(1.)
$2,379,424
32,160
7,859
1,408
25,321
39,160
2,414
3,597
73,462
Nil
6,258
10,712
Nil
2,688
26,576
14,547
18,150
1,649
7,930
6,186
Nil
33,427
35,165
Net
Premiums
earned.
(2.)
$2,252,903
26,027
7,498
963
23,772
36,254
2,012
3,188
74,374
39
' 5,796
9,955
Nil
2,312
25,254
14,300
17,495
1,566
7,251
5,837
Nil
32,683
33,016
45
45
92,109
73,641
5,127
5,330
Nil
Nil
105,840
101,973
18,762
14,334
24,828
24,839
25,961
36,962
Nil
4,412
19,345
91,495
Nil
4,453
9,496
84,887
$3,116,017
$2,938,455
$2,735,665
$2,662,372
Net Losses
incurred.
(3.)
$1,341,578
19,378
4,191
14,881
19,980
343
123
34,564
Nil
4,457
5,606
Nil
1,648
8,312
3,513
8,813
257
1,905
3,328
Nil
20,800
12,243
48,903
5,742
Nil
79,459
5,448
99,485
20,361
Nil
639
1,632
37,259
Ratio of
(3) to (2).
$1,804,848
$1,231,959
74.44
55.89
62.59
55.11
17.00
.04
46.47
76.90
56.31
Nil
71.28
32.92
34.11
50.37
16.44
26.27
57.02
Nil
63.64
37.08
66.41
107.73
Nil
77.92
38.00
400.52
55.09
Nil
14.35
17.19
43.89
61.44
Note.—The entire business of this Insurer has been reinsured by one or more Insurers whose names are
included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or
Insurers.
Reciprocal Exchanges.
Name of Exchange.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Ratio of
(3) to (2).
(1.)
$729
(2.)
$646
(3.)           |     PerCent.
$19     1             2.88
.
TABLE VI.—AUTOMOBILE INSURANCE  SUMMARY.
(Figures shown in nearest thousand.)
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1941	
$2,957,000
2.639.000
2,545,000
2,736,000
3,116,000
$2,811,000
2,792,000
2,585,000
2,662,000
2,938,000
$1,336,000
1,154,000
1,139,000
1,232,000
1,805,000
Per Cent.
47.53
1942	
41.31
1943                    ..    .
44.02
1944	
46.27
1945	
61.44 F 76
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1945.
(Figures shown in nearest dollar.)
ACCIDENT AND SICKNESS INSURANCE.
Name of Insurer.
Aetna Life Insurance Co.  	
Alliance Assurance Co., Ltd  _.	
Anglo-Scottish Insurance Co., Ltd.	
Atlas Assurance Co., Ltd.   	
British America Assurance Co. 	
British Aviation Insurance Co 	
British Canadian Insurance Co —
British Empire Assurance Co. . ...
British Northwestern Fire Insurance Co.
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co. 	
Canadian Fire Insurance Co.   	
Canadian General Insurance Co.	
Canadian Home Assurance Co	
Canadian Indemnity Co. ...
Canadian Surety Co.
Car & General Insurance Corporation, Ltd.
Casualty Co. of Canada	
Century Insurance Co., Ltd 	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd—
Confederation Life Association	
Consolidated Fire & Casualty Insurance Co.
Continental Casualty Co.     — —
Dominion Fire Insurance Co. _.   .—
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co. ....
Employers' Liability Assurance Corporation, Ltd.
Federal Fire Insurance Co. of Canada  	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada  —	
General Accident Assurance Co. of Canada .
General Accident Fire & Life Assurance Corpn., Ltd.
General Casualty Co. of America _ _.._ 	
General Security Insurance Co. of Canada 	
Globe Indemnity Co. of Canada   __
Gore District Mutual Fire Insurance Co	
Great American Indemnity Co 	
Great West Life Assurance Co   _
Guardian Insurance Co. of Canada  	
Guildhall Insurance Co., Ltd. ——   —	
Halifax Insurance Co—  	
Hartford Accident & Indemnity Co -	
Home Assurance Co. of Canada — 	
Hudson Bay Insurance Co.    ... ..—. ...._... - —
Imperial Guarantee & Accident Insur. Co. of Canada ..
Imperial Insurance Office —  —
Indemnity Insurance Co. of North America     	
Law, Union & Rock Insurance Co., Ltd. 	
Legal & General Assurance Society. Ltd.  	
Liberty Mutual Insurance Co.  	
Liverpool & London & Globe Insurance Co., Ltd.	
London & Lancashire Guar. & Accident Co. of Canada .
London & Provincial Marine & General Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd..	
Carried forward   ,. 	
Accident Insurance.
Net Premiums
written.
*$20,956
822
458
5
6,676
1,686
2,257
6,515
1,375
3,809
177
433
2,561
18
•6
5,012
2,967
•31,308
36,923
4,447
•8,345
21
59,615
•423
27,038
•6,505
3,532
147
106
175
•1,303
4,303
981
2,570
1,320
111
25
•3,014
4,533
5,409
450
1,394
401
8,711
2,379
684
6,612
933
470
147
3,326
•56
955
10
Net Losses
incurred.
$18,498
486
Nil
18,378
Nil
1,147
4,660
—239
2,664
Nil
-35
680
— 52
Nil
4,571
536
28,891
18,830
4,382
4,988
Nil
41,056
Nil
8,030
1,816
3,874
Nil
Nil
Nil
247
1,411
56
—274
75
Nil
Nil
6,971
1,560
'   1,432
127
324
Nil
3,955
— 164
63
1,346
310
319
1,495
Ni
Ni
-34
$284,415
$182,388
Sickness Insurance.
Net Premiums
written.
$5,448
1,511
4,752
772
1,670
21
3,007
Nil
28,806
1,789
Nil
115,238
11,106
1,193
32
2,110
519
712
72
684
1,199
181
136
705
87
1,233
Nil
$186,569
Net Losses
incurred.
$2,886
238
1,266
375
290
30
442
385
2,058
20,062
1,446
Nil
23,232
15,924
1,151
402
1,605
267
193
657
10
121
359
188
Nil
405
522
Nil
$74,593
* Accident and sickness. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 77
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Insurer.
Accident Insurance.
Net Premiums]    Net Losses
written. incurred.
Sickness Insurance.
Net Premiums      Net Losses
written. incurred.
Brought forward..
London Assurance	
London Guarantee & Accident Co.
London Life Insurance Co 	
Loyal Protective Life Insurance Co.
Lumbermen's Mutual Casualty Co.
Maryland Casualty Co. — 	
Ltd..
Metropolitan Casualty Insurance Co.
Metropolitan Life Insurance Co.  	
Motor Union Insurance Co., Ltd.    .. 	
Mutual Benefit Health & Accident Association
Mutual Life Assurance Co. of Canada_ 	
North British & Mercantile Insurance Co., Ltd.
Northwest Casualty Co	
Northern Assurance Co., Ltd. . 	
Norwich Union Fire Insurance Society, Ltd. ._..
Occidental Fire Insurance Co ._
Occidental Life Insurance Co. ...  	
Ocean Accident & Guarantee Corporation, Ltd.
Pearl Assurance Co., Ltd.	
Phoenix Assurance Co., Ltd. 	
Protective Association of Canada  	
Prudential Assurance Co., Ltd. _ — -
Prudential Insurance Co. of America 	
Queensland Insurance Co., Ltd	
■ Railway Passengers Assurance Co 	
Royal Exchange Assurance  	
Royal Insurance Co., Ltd.       	
Saskatchewan Mutual Fire Insurance Co-
Scottish Metropolitan Assurance Co., Ltd.
South British Insurance Co., Ltd.   	
Sun Insurance Office, Ltd   	
Toronto General Insurance Co.	
Travelers Insurance Co.     	
Union Assurance Society, Ltd.     	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd.
United States Fidelity & Guaranty Co .._
Wawanesa Mutual Insurance Co.. 	
Wellington Fire Insurance Co _	
Western Assurance Co	
Western Union Insurance Co	
World Marine & General Insurance Co., Ltd.
Yorkshire Insurance Co., Ltd.	
Zurich General Accident & Liability Insur. Co., Ltd.
Totals    _	
Totals for 1944	
$284,415
35
8,201
•105,002
•27,057
431
•10
154
384
•44,340
9,458
128
•366,075
•4,499
2,293
•18,155
1,072
108
2,338
179
204
•4,362
8,668
4,583
1,035
69
•24,206
363
79
2,001
195
1,281
1,041
257
4,028
2,095
•233,062
43,906
345
7,219
590
■ 483
30
4,497
•506
153
$182,388
Nil
6,007
62,964
18,674
Nil
Nil
Nil
Nil
38,954
2,813
Nil
269,768
2,061
437
15,157
405
23
772
69
Nil
2,995
2,612
20
4,851
163
21,968
— 170
4
— 49
207
Nil
71
237
Nil
— 1,079
556
156,585
12,182
1,690
2,256
70
44
Nil
1,284
152
2,729
69
Nil
(
•2,687
5,698
1
2,940
2,790
(
782
Nil
1
•38,959
24,889
$1,265,029 |   $843,247
$1,222,041     $745,969
$186,569
12
,,054
2,544
438
42
1,779
1,053
37
597
738
480
807
2,655
114
26,452
154
125
3,357
$232,916
$207,298
$74,593
Nil
4.381
2,490
133
184
14
2,211
Nil
757
73
77
361
102
Nil
20,805
Nil
17
1,328
558
$108,137
$91,450
* Accident and sickness.
AIRCRAFT AND PLATE
GLASS INSURANCE.
Name of Insurer.
Aircraft Insurance.
Plate-glass Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$50
Nil
N il
	
	
Automobile Insurance Co. of Hartford -	
51
	
Nil        !      	
Carried forward           „..
$101    | :	
     1      	 F 78
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
Name of Insurer.
Aircraft Insurance.
Plate-glass
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$101
11
1,058
British America Assurance Co.   	
Nil
Nil
$741
$710
498
18,282
179
282
1,298
47
765
18,884
8
439
68
610
804
10
1,408
288
1,782
N il
787
Canadian Mercantile Insurance Co.— _ 	
319
468
144
996
290
381
Century Insurance Co., Ltd—   -  ,
614
1,095
2
782
22
578
Dominion Fire Insurance Co.   	
66
1,011
318
1,053
584
11
4,653
Eagle Star Insurance Co., Ltd.  __   	
Employers' Liability Assurance Corporation, Ltd 	
5
741
109
101
630
113
2,440
410
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Co., Ltd 	
275
201
1,667
General Security Insurance Co. of Canada 	
601
131
368
508
67
1,283
Nil
408
Great American Insurance Co   — — 	
19.295     1                $947
1,080
1,720
602
1,578
595
57
50
Nil
Nil
Nil
777
1,160
455
448
Hudson Bay Insurance Co.  	
610
885
269
441
Imperial Insurance Office  _..
Indemnity Insurance Co. of North America 	
Nil
3
Kansas City Fire & Marine Insurance Co 	
Law, Union & Rock Insurance Co., Ltd. . -	
1
Nil
889
67
1,244
288
444
Liverpool & London & Globe Insurance Co., Ltd. — .
London & Lancashire Guarantee & Accident Co. of Canada
London & Lancashire Insurance Co., Ltd. 	
London & Provincial Marine & General Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd— 	
London Assurance   .             ' - -	
57
1,035
              	
19
70
123
510
Nil
— 61
Nil
2,478
Lumbermen's Mutual Casualty Co __.  	
57
Nil
Motor Union Insurance Co., Ltd   .. ,._ 	
Mutual Implement & Hardware Insurance Co. 	
1,507
1,115
Carried forward       	
$22,510    |               $947
$44,511
$46,692 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 79
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
AIRCRAFT AND PLATE-GLASS INSURANCE—Continued.
Name of Insurer.
Aircraft Insurance.
Plate-class
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$22,510
$947
$44,511
$46,692
531
1,431
38
Nil
322
56
253
47
488
536
141
1,479
736
	
233
172
433
899
172
Ocean Accident & Guarantee Corporation, Ltd -
1,131
957
 :...__
215
50
25
Nil
Nil
Nil
      1      ■  .
261
752
278
569
597
Queensland Insurance Co., Ltd   	
631
269
481
50
Nil
	
90
91
1
5
Nil
38
Nil
500
658
44
1,458
38
57
Nil
Nil
140
85
Union Assurance Society, Ltd  _	
1
201
467
242
602
130
1,107
Union Marine & General Insurance Co., Ltd 	
United States Fidelity & Guaranty Co _ 	
517
57
17
Nil
Nil
Nil
800
Nil
140
1,212
54
35
4
101
9
Nil
Wellington Fire Insurance Co.  —	
Western Assurance Co    — 	
11
Nil
61
Ni I
World Marine & General Insurance Co., Ltd 	
Yorkshire Insurance Co., Ltd.  	
Zurich General Accident & Liability Insurance Co., Ltd.—-
8
271
54
$23,106
$1,747
$55,364
$58,213
$71,315
— $336
$58,906
$35,042
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE.
Employers' Liability
Insurance.
Public-liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
Alliance Assurance Co., Ltd    —
$108
7,835
557
1,281
2,339
1,490
1,986
4,556
719
274
22,927
Nil
$1,900
259
146
2
47
17
319
Nil
232
1,586
$4,508
— $430
Nil
Nil
360
Nil
Nil
Nil
15
Nil
102
$47
— $1,524
Nil
Nil
British Canadian Insurance Co .	
British Northwestern Fire Insurance Co. 	
— 305
64
7
895
Canada Security Assurance Co  - - -
—50
550
Canadian General Insurance Co.  	
9,408
$44,072    |            $9,045 F 80
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued.
Name of Insurer.
Employers'  Liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Public-liability
Insurance.
Net Premiums      Net Losses
written. incurred.
Brought forward.
Canadian Home Assurance Co—
Canadian Indemnity Co __	
Canadian Surety Co.
Car and General Insurance Corporation, Ltd...
Casualty Co. of Canada.  	
Century Insurance Co., Ltd  	
Commercial Casualty Insurance Co	
Commercial Union Assurance Co., Ltd..	
Consolidated Fire & Casualty Insurance Co	
Continental Casualty Co.. 	
Dominion of Canada General Insurance Co	
Economical Mutual Fire Insurance Co 	
Employers' Liability Assurance Corporation, Ltd..
Federal Fire Insurance Co  	
Fidelity & Casualty Co. of New York „	
Fidelity Insurance Co. of Canada -   _
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corpn., Ltd	
General Casualty Co. of America 	
Globe Indemnity Co. of Canada   	
Gore District Mutual Fire Insurance Co-
Great American Indemnity Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd.. 	
Halifax Insurance Co — 	
Hartford Accident & Indemnity Co—
Hudson Bay Insurance Co.-
Imperial Guarantee & Accident Insur. Co. of Canada-
Imperial Insurance Office -
Indemnity Insurance Co. of North America .
Law, Union & Rock Insurance Co., Ltd 	
Legal & General Assurance Society, Ltd	
Liberty Mutual Insurance Co..
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada....
London & Provincial Marine & General Insur. Co., Ltd—
London & Scottish Assurance Corporation, Ltd	
London Assurance     -     	
London Guarantee & Accident Co., Ltd.  	
Lumbermen's Mutual Casualty Co. _   	
Maryland Casualty Co    _. — -
Metropolitan Casualty Insurance Co  —
Motor Union Insurance Co., Ltd.   	
New Zealand Insurance Co., Ltd._
North British & Mercantile Insurance Co., Ltd—
Northern Assurance Co., Ltd. 	
Northwest Casualty Co..
Norwich Union Fire Insurance Society, Ltd._
Occidental Fire Insurance Co. .
Ocean Accident & Guarantee Corporation, Ltd..
Pearl Assurance Co., Ltd   	
Phoenix Assurance Co., Ltd. _ 	
Prudential Assurance Co., Ltd.. 	
Queensland Insurance Co., Ltd. - -
Railway Passengers Assurance Co  	
Royal Exchange Assurance  	
Royal Insurance Co., Ltd   _
Royal Plate Glass and General Insurance Co-
Saskatchewan Mutual Fire Insurance Co. -
Scottish Metropolitan Assurance Co., Ltd.	
South British Insurance Co., Ltd —
Sun Insurance Office, Ltd. - 	
Toronto General Insurance Co..	
Travelers Indemnity Co.„__ 	
Travelers Insurance Co.— 	
Union Assurance Society, Ltd.- :	
Union Insurance Society of Canton, Ltd.	
Union Marine and General Insurance Co., Ltd—
Carried forward	
i
$4,508    |
6,559
133
56
63
2,778
74
2,377
28
850
4,736
-1,191
2,865
885
768
8
8,056
96
1,606
213
948
368
1,945
25
19
965
94
Nil
284
72
183
1,046
3
301
570
535
159
25
837
144
1,298
184
2,877
411
$48,987     |
$47
N
337
il
N
N
il
il
-372
3
453
Nil
6
3,313
1,685
1,702
209
Nil
Nil
3,342
Nil
98
Nil
23
538
Nil
Nil
-      215
Nil
40
85
Nil
Nil
607
Nil
—95
Nil
101
Nil
N
il
10
196
N
il
N
il
83
6
578
158
$14,239
$44,072
243
62,151
7,394
72
1,175
3,389
25,902
654
187
3,118
4,710
88
15,850
515
21
3,209
9,403
7,184
11,185
5,986
1,680
38
24,263
10
6,621
1,824
95
12
23,955
610
11,798
29
665
6,094
39
2,060
498
2,382
16
46
3,124
118
1,432
3,079
3,281
2,404
202
7,746
5,302
1,950
2,414
3,108
544
4,223
6,323
160
280
265
18,758
1,818
6,195
419
21,036
307
3,731
$9,045
144
18,721
40
2
298
2,104
11,550
Nil
Nil
6,503
1,446
Nil
—927
Nil
Nil
1,692
2,436
2,433
943
10,994
369
Nil
5,810
Nil
3,497
— 81
Nil
Nil
635
40
1,697
Nil
1,222
411
Nil
Nil
Nil
440
Nil
Nil
2,114
Nil
7
1,608
—263
697
Nil
—826
4,231
6,284
—475
893
40
51
10,407
Nil
Nil
5
7,897
—1
— 4,288
Nil
7,143
Nil
$116,988 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 81
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued.
Name of Insurer.
Employers' Liability
Insurance.
Public-liability
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$48,987
1,115
$14,239
13
$383,731
4,518
$116,988
— 3,129
118
650
—369
646
1,077
5,994
Nil
World Marine & General Insurance Co., Ltd.	
4
162
1,780
Nil
192
382
—211
Zurich General Accident & Liability Insurance Co., Ltd .
4,294
Totals  -    ,
$52,048
$14,826
$396,365
$118,484
$93,976
$23,684
$381,882
$107,837
GUARANTEE AND THEFT INSURANCE.
Name of Insurer.
Aetna Casualty & Surety Co—	
Alliance Assurance Co., Ltd. _
Anglo-Scottish Insurance Co., Ltd..
Arex Indemnity Company 	
Atlas Assurance Co., Ltd ._
British America Assurance Co	
British Canadian Insurance Co. _.
British Empire Assurance Co..
British Northwestern Fire Insurance Co.-
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co.—	
Canadian Fire Insurance Co 	
Canadian General Insurance Co.	
Canadian Home Assurance Co 	
Canadian Indemnity Co 	
Canadian Surety Co.	
Casualty Co. of Canada.— ...__	
Century Insurance Co.. Ltd-
Commercial Casualty Insurance Co.	
Commercial Union Assurance Co., Ltd—	
Consolidated Fire & Casualty Insurance Co.
Continental Casualty Co. 	
Dominion of Canada General Insurance Co—
Economical Mutual Fire Insurance Co-
Employers' Liability Assurance Corporation, Ltd..
Federal Fire Insurance Co. of Canada  -	
Fidelity & Casualty Co. of New York—	
Fidelity Insurance Co. of Canada.— -
General Accident Assurance Co. of Canada..
General Accident Fire & Life Assurance Corpn., Ltd._
General Casualty Co. of America 	
General Insurance Co. of America —	
General Security Insurance Co. of Canada	
Globe Indemnity Co. of Canada  	
Gore District Mutual Fire Insurance Co. -
Great American Indemnity Co..  	
Guarantee Co. of North America 	
Guardian Insurance Co. of Canada.  	
Guildhall Insurance Co., Ltd. —  	
Halifax Insurance Co.    	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co.
Imperial Guarantee & Accident Insur. Co. of Canada-
Imperial Insurance Office —  	
Indemnity Insurance Co. of North America _	
Law, Union & Rock Insurance Co., Ltd.—	
Legal & General Assurance Society, Ltd.—	
Liberty Mutual Insurance Co. —	
Carried forward- __, —	
Guarantee Insurance.
Net Premiums
written.
Nil
$229
1,144
653
134
366
24
5,318
11,537
262
18,931
21,811
216
810
3,657
3,745
51
5,011
80
4,041
1,189
50
10
1,045
11,825
1,918
1,269
125
4,734
170
Net Losses
incurred.
Nil
Nil
Nil
Nil
Nil
— $254
Nil
826
3,831
Nil
— 393
1,321
Nil
Nil
200
Nil
Nil
1,220
Nil
Nil
1,130
— 13
Nil
Nil
Nil
—602
Nil
Nil
— 1,536
Nil
5,000
Nil
$100,809
$10,730
Theft Insurance.
Net Premiums
written.
$11
618
1,723
831
1,501
572
1,188
1,909
2,421
11,631
502
13,835
3,726
1,733
764
21,163
227
114
2,444
27
3,955
152
2,848
4,034
1,720
11,360
Net Losses
incurred.
2,715
3,475
176
11,372
4,009
2,338
382
55
7,393
292
7,810
Nil
$1,298
83
342
905
Nil
922
266
117
6,758
250
4,294
1,183
884
Nil
6,608
254
Nil
1,077
Nil
87
Nil
1,835
5,295
42
5,502
729
1,297
Nil
1,080
2,271
2,120
100
—61
1,267
43
3,362
$131,026    |         $51,210
 I	 P 82                                                    BRITISH COLUMBIA
-
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
GUARANTEE AND THEFT INSURANCE—Continued.
Name of Insurer.
Guarantee
Insurance.
Theft Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$100,809
133
1,535
$10,730
51
5,500
$131,026
278
4,762
14
143
31
5,663
24
Nil
1,163
1,389
829
1,299
1,473
2,588
256
2,647
2.250
1,029
589
3,698
4,668
233
1,103
2,985
$51,210
82
1,350
130
Liverpool & London & Globe Insurance Co.	
London & Lancashire Guar. & Accident Co. of Canada
London & Provincial Marine and General Insur. Co., Ltd—
N il
London Guarantee & Accident Co., Ltd      .
1,967
Nil
7,416
Nil
20
148
Nil
Nil
520
1,147
279
North British & Mercantile Insurance Co., Ltd 	
Northern Assurance Co., Ltd  .   .
283
283
Nil
Nil
1,059
1.994
— 126
Norwich Union Fire Insurance Society, Ltd	
1,119
Nil
520
Nil
Ocean Accident & Guarantee Corporation, Ltd.  	
870
5,470
557
50
—249
Nil
Nil
Nil
550
163
28
— 128
141
339
Nil
167
	
3,108
1,471
—40
-10
55
691
Royal Plate Glass & General Insurance Co. of Canada	
Scottish Metropolitan Assurance Co., Ltd.  _.
1
Sun Insurance Office, Ltd 	
Toronto General Insurance Co.   	
Travelers Indemnity Co.    	
460
9,516
8,447
533
120
9,357
3,395
4,711
652
43
Union Marine & General Insurance Co., Ltd	
1,126
447
7,989
100
Nil
Nil
6,314
945
2,356
677
141
290
6
224
1.447
2,913
$204,409
1,875
52
5,088
46
Nil
1,426
77
Nil
Nil
— 446
World Marine & General Insurance Co., Ltd. 	
Yorkshire Insurance Co., Ltd „ 	
Zurich General Accident & Liability Insurance Co., Ltd	
Totals                                                   -     -       	
	
12
28
— 174
806
1,755
$138,612
$19,303
$81,962
Totals for 1944	
$125,659
$16,920
$196,767
$84,228
INLAND-TRANSPORTATION AND MA:
FtfNE INSI
TRANCE.
Name of Insurer.
Inland trat
Insur
asportation
ance.
Marine Insurance.
NetPremiirtns
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
Acadia Fire Insurance Co -	
Aetna Insurance Co. —	
Agricultural Insurance Co.   	
Alliance Assurance Co., Ltd. — _._   ,	
Alliance Insurance Co. of Philadelphia 	
$386
9,428
152
$780
12,467
3
$15,922
3,950
1,275
$4,811
1,711
21
2,020
12
13
180
123
357
Nil
Nil
14
Nil
Nil
Nil
	
1
American Insurance Co	
Atlas Assurance Co., Ltd.           — — 	
Automobile Insurance Co. of Hartford       . 	
Baltimore American Insurance Co. of New York	
Bankers' & Shippers Insurance Co	
Boston Insurance Co.     	
1
33,143
21,076
i
270
Nil
i
35
51
Nil
741
	
3,099
— 3,178
$13,682
$16,363
$54,376
$24,441
1 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F S3
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Net Premiums
written.
Net Losses
incurred.
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Brought forward .
British America Assurance Co. - _—	
British & Foreign Marine Insurance Co., Ltd.-
British Aviation Insurance Co 	
British Canadian Insurance Co— -	
British Empire Assurance Co  __	
British Law Insurance Co., Ltd	
British Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd. 	
British Traders Insurance Co., Ltd 	
Camden Fire Insurance Association 	
Canada Accident and Fire Assurance Co ...
Canada Security Assurance Co  _	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Home Assurance Co.-	
Canadian Indemnity Co.. _	
Canadian Mercantile Insurance Co.-	
Canadian Surety Co	
Canton Insurance Office. Ltd..
Central Manufacturers Mutual Insurance Co.
Century Insurance Co., Ltd. —	
Columbia Insurance Co. of N.Y. 	
Commercial Union Assurance Co., Ltd..
Connecticut Fire Insurance Co  	
Continental Insurance Co 	
Cornhill Insurance Co., Ltd..
Dominion of Canada General Insurance Co., Ltd.
Eagle Fire Company of New York	
Eagle Star Insurance Co., Ltd _	
Economic Insurance Co., Ltd..
Employers' Liability Assurance Corporation, Ltd-
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd..
Federal Fire Insurance Co	
Fidelity-Phenix Fire Insurance Co	
Fire Association of Philadelphia _ -
Fireman's Fund Insurance Co _	
First American Fire Insurance Co..
Franklin Fire Insurance Co. of Philadelphia..
General Accident Assurance of Canada-
General Accident Fire & Life Assurance Corpn., Ltd..
General Insurance Co. of America 	
General Security Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada  	
Gore District Mutual Fire Insurance Co	
Great American Insurance Co _ -	
Guardian Insurance Co. of Canada 	
Guildhall Insurance Co., Ltd  __	
Halifax Insurance Co   -	
Hanover Fire Insurance Co.
Hardware Dealers Mutual Fire Insurance Co...
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Fire and Marine Insurance Co..
Home Insurance Co 	
Imperial Guarantee & Accident Insur. Co. of Canada-
Indemnity Marine Assurance Co., Ltd 	
Insurance Co. of North America .— —	
Jersey Insurance Co..
Legal & General Assurance Society, Ltd...	
Liverpool & London & Globe Insurance Co., Ltd 	
London and Lancashire Guar, and Accident Co. of Canada
London & Lancashire Insurance Co., Ltd
London & Provincial Marine & General Insur. Co., Ltd..
London Assurance	
London Guarantee & Accident Co., Ltd	
Carried forward    	
$13,682    |
I
607
185
2
10
443
10
651
12
152
129
14
759
86
71
152
20
71
646
745
103
159
109
2,131
622
997
392
363
544
64
20,121
455
8,827
191
42
429
1,266
3,499
1,288
1,585
$16,363
13
15,012
Nil
Nil
Nil
Nil
151
Nil
Nil
Nil
3
260
Nil
1,489
442
500
298
Nil
Nil
— 179
Nil
106
— 44
Nil
Nil
983
Nil
860
Nil
—5,786
10
2,799
Nil
— 40
— 178
92
Nil
2,602
$54,376
15,800
1,386
8,463
5,666
6,307
79
3,950
630
29,813
37,959
148,039
445
102,656
6,517
64,135
67
108,607
11,850
66,215
11,461
92
29,895
$24,441
6,660
616
2,145
1,685
6,454
8,434
23
19,126
6,448
65,183
Nil
27,592
7,507
34,877
Nil
Nil
121,326
3,379
26,535
13,800
233
19,413
$35,774
$714,419
$395,911 F 84
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Inland-transportation
Insurance.            ,
Marine Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$60,585
$35,774
$714,419
$395,911
Lumhermens Insurance Cn.                                       ........
68
5,048
Nil
1,239
Marine Insurance Co., Ltd..
Maritime Insurance Co., Ltd -  -	
80
11,103
5
5,008
Maryland Insurance Co  	
2,837
12,315
2,299
10,670
	
Motor Union Insurance Co., Ltd _ — .
765
16
68
Nil
11
Nil
709
575
593
793
33
258
333
513
— 146
418
Nil
520
272
North British & Mercantile Insurance Co., Ltd _	
26,863
15,385
1,174
258
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd  .... .
830
57
—244
9
26,673
2.342
76
2
1,975
17,204
829
Nil
Pacific Fire Insurance Co - 	
947
25
	
601
Nil
2,415
1,707
4,683
2,467
3,309
21,028
5,415
36,851
Nil
Nil
1,048
20,094
Providence Washington Insurance Co.               	
Prudential.Assurance Co., Ltd. _	
12
10,085
606
484
	
Nil
1,543
Nil
561
39,788
64,870
13,624
21,551
Queensland Insurance Co., Ltd.                                   .. -
383
884
762
21,873
260
751
Nil
—222
7,366
32
657
36,182
23,512
Security Insurance Co. of New Haven	
709
575
Springfield Fire & Marine Insurance Co -
Standard Marine Insurance Co., Ltd 	
24,111
19,542
20,364
16,991
29,132
11,412
2,145
95
3
Thames & Mersey Insurance Co., Ltd.- - -	
11,632
532
260
6
11,334
889
379
330
124
33
Nil
1,615
1,561
8
Nil
Union Insurance Society of Canton, Ltd _ 	
Union Marine & General Insurance Co., Ltd	
163,473
16,708
9,875
53,242
63,030
5,142
4,177
31,946
17
379
835
106
787
Nil
8
18
Nil
9,875
21,725
4,146
9,121
World Marine & General Insurance Co., Ltd.
4,124
3,377
$167,051
$92,732
$1,337,100
$655,340 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 85
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer,
Brought forward
Yang-tse Insurance Association, Ltd.-
Yorkshire Insurance Co., Ltd	
Zurich General Accident and Liability Ins. Co., Ltd._
Totals  	
Totals for 1944	
Inland-transportation
Insurance.
Net Premiums
written.
Net Losses
incurred.
$167,051
$167,051     ]
$144,314
$92,732
$92,732
$62,151
Marine Insurance.
Net Premiums      Net Losses
written. incurred.
$1,337,100
$1,337,100
$1,528,000
$655,340
4,149
$659,489
$562,000"
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE.
Name of Insurer.
Property-damage
Insurance.
Net Premiums     Net Losses
written. incurred.
Person ai^property
Insurance.
Net Premiums      Net Losses
written. incurred.
Acadia Fire Insurance Co.-
Aetna Insurance Co.-	
Agricultural Insurance Co.—	
Alliance Assurance Co., Ltd  	
Alliance Insurance Co. of Philadelphia-
American Alliance Insurance Co	
American Central Insurance Co..	
American Equitable Assurance Co	
American Home Fire Assurance Co -
American Insurance Co - _
$16
2,117
229
736
222
Anglo-Scottish Insurance Co., Ltd..
Atlas Assurance Co., Ltd ..
Automobile Insurance Co. of Hartford-
Baltimore American Insurance Co	
Bankers' & Shippers Insurance Co	
Bankers' & Traders' Insurance Co —
Beaver Fire Insurance Co - 	
Boston Insurance Co   	
British America Assurance Co. -  	
British & European Insurance Co., Ltd	
British Canadian Insurance Co— 	
British Crown Assurance Corporation, Ltd..
British Empire Assurance Co	
British General Insurance Co., Ltd.- -
British Law Insurance Co., Ltd -	
15
304
56
-32
British Northwestern Fire Insurance Co..
British Oak Insurance Co., Ltd	
British Pacific Insurance Co	
252
British Traders' Insurance Co., Ltd	
Caledonian American Insurance Co —
Caledonian Insurance Co	
California Insurance Co.  	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co...
Canada Security Assurance Co— -
Canadian Alliance Insurance Co —
Canadian Fire Insurance Co	
Canadian General Insurance Co —
Canadian Home Assurance Co —
Canadian Indemnity Co —	
Canadian Mercantile Insurance Co.-	
Canadian Surety Co   	
Car & General Insurance Co., Ltd	
Casualty Insurance Co. of Canada	
Central Insurance Co., Ltd..
63
—2
— 12
Central Manufacturers Insurance Co.-
Central Union Insurance Co —:	
Century Insurance Co., Ltd  —
Citizens Insurance Co. of New Jersey .
City of New York Insurance Co 	
Columbia Insurance Co. of N.Y—
Commerce Mutual Fire Insurance Co...
Carried forward   '—
1
19
61
139
$78
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
1
Nil
Nil
Nil
Nil
3
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$4,396    !
$132
$1,717
6,022
1,305
120
138
3,223
3,768
364
5,222
3,043
693
668
810
3,412
6,564
3,062
3,097
15,199
8,536
5
2,710
48
56
1,305
572
5
$922
4,221
675
10
41
2.768
1,647
Nil
169
2,701
336
30
114
63
2,204
4,397
911
877
9,708
4,674
16
834
$76,668
Nil
101
675
307
_16
"$38,433 P 86
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Property-damage
Insurance.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$4,396
$132
$76,668
$38,433
4,482
10,447
2,850
 i	
4,104
5,602
2,495
563
— 402
191
Nil
328
3,327
1,127
	
     [       ...
12,501
37
1,940
76
4,283
2,089
443
7,611
      [
      |       	
1,488
     1
Employers' Liability Assurance Corporation, Ltd	
Equitable Fire & Marine Insurance Co	
206
113
Nil
— 80
5,589
1,120
1
Nil
10,378
2,251
     !       	
84
4,959
Nil
N i I
	
2,289
1,363
1,057
108,859
32,382
433,094
344,375
625
187
34
5,243
2
50
Nil
Nil
Nil
5,569
1,837
26,144
—5
2,076
General Accident Fire & Life Assurance Corporation, Ltd.
533
13,758
30
48,431
1,481
9,263
1,244
7,550
6,771
638
21,070
19,094
1,630
2,622
368
Globe Indemnity Co. of Canada   -	
25
Nil
94
Nil
	
2,021
10,717
36
18,882
      !       	
Guildhall Insurance Co., Ltd  - - 	
153
383
Nil
270
....
512
3,598
216
1,109
256
Nil
3,806
535
	
Home Insurance Co...— 	
1,025
86
1,766
4,708
Hudson Bay Insurance Co   	
Imperial Assurance Co 	
10
173
Nil
Nil
Imperial Guarantee & Accident Insurance Co. of Canada-
87
3,916
Nil
2,025
Indemnity Marine Assurance Co., Ltd.-	
Indiana Lumbermen's Mutual Insurance Co. _
212
	
Nil
1,324
9,694
61,636
2,899
40,890
Nil
Kansas City Fire & Marine Insurance Co.	
Law, Union & Rock Insurance Co., Ltd. 	
904
9,672
Nil
3,556
310
3,073
Nil
3,737
Liverpool & London & Globe Insurance Co., Ltd. _.
217
-13
Nil
Nil
6,177
6,518
53
15
London & Lancashire Guar. & Accident Co. of Canada _
14
2,974
Nil
— 80
17,060
2,941
1,553
1,430
11,834
2,201
460
107
London & Scottish Assurance Corporation, Ltd  	
London Assurance  _ _   _	
4
4,035
Nil
Nil
$146,281
$45,608
$808,030
$562,297 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F   87
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
Personal-property
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
$146,281
5
10
$45,608
Nil
Nil
$808,030
1,559
5,729
$562,297
London Guarantee & Accident Co. ...-    	
Lumber Mutual Fire Insurance Co   	
Lumbermens Insurance Co 	
3,074
Lumbermens Mutual Insurance Co. -
6
Nil
458
48
25
Maryland Insurance Co.              	
32
Nil
Merchants Fire Assurance Corporation	
Merchants Marine Insurance Co., Ltd     —
Mercury Insurance Co.      ....          	
18
— 9
— 1
Nil
Nil
Nil
2,869
1,849
Millers National Insurance Co 	
       1
Milwaukee Mechanics Insurance Co.   —	
Motor Union Insurance Co., Ltd     	
Mutual Implement & Hardware Insurance Co..	
National Ben Franklin Fire Insurance Co _ .
963
Nil
64,355
45,950
476
13,572
7,801
127
Nil
National Liberty Insurance Co. of America	
National Liverpool Insurance Co 	
National Retailers Mutual Insurance Co. - -
National Union Fire Insurance Co. of Pittsburgh	
3,221
976
717
462
New Hampshire Fire Insurance Co    	
New York Underwriters Insurance Co — _. -
41
65
Nil
Nil
4,597
2,759
4,067
1,144
3,418
22,079
1,522
2,594
North British & Mercantile Insurance Co., Ltd 	
Northern Assurance Co., Ltd.  	
Northwestern Mutual Fire Association  	
2,341
615
1
Nil
1,590
7,371
Norwich Union Fire Insurance Society, Ltd 	
Occidental Fire Insurance Co. ....      	
Ocean Accident & Guarantee Corporation, Ltd. 	
Ohio Farmers Insurance Co. .... — -  	
108
Nil
11,280
69
6,436
300
653
3,161
2,267
992
4,422
4,848
338
35
Nil
3,337
Palatine Insurance Co., Ltd.    , _	
Patriotic Assurance Co., Ltd    	
Pearl Assurance Co., Ltd   —	
Pennsylvania Lumbermens Mutual Fire Insurance Co.    ..
Philadelphia Fire & Marine Insurance Co—  —	
Phoenix Assurance Co., Ltd.  —  	
743
10,576
646
1,052
Nil
4,196
263
1,238
Nil
— 1,227
10,945
28,142
5,575
10,825
204
Nil
245
207
4,399
8,672
670
Prudential Assurance Co., Ltd  —	
Queen Insurance Co. of America...    	
—60
26
Nil
Nil
4,765
1,188
262
17,058
661
5,267
903
7,952
8,401
4,377
Railway Passengers Assurance Co. —   	
95
284
-203
2,825
190
42
704
Nil
Nil
3,164
Royal Insurance Co., Ltd. — —  	
8,161
$152,682
$44,647
$1,064,920
$701,231 F 88
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued.
Name of Insurer.
Property-damage
Insurance.
PERSONAIrt-FROPERTY
Insurance.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net LoBses
incurred.
$152,682
$44,647
$1,064,920
$701,231
Royal Plate Glass & General Insurance Co. of Canada	
—96
	
2
26,987
7,811
4.242
4,926
Scottish Canadian Assurance Corporation -
Scottish Insurance Corporation, Ltd _	
1,204
3,873
675
60
•     Nil
1,645
64
Nil
437
89
717
462
20
2
356
Nil
24,383
15,714
566
Nil
3,350
1,348
Toronto General Insurance Co	
114
799
Nil
Nil
12,437
33,366
7,943
12,901
3,722
1,340
Union Insurance Society of Canton, Ltd	
112
10
28
Nil
14,415
3,435
	
7,703
1,844
5
Nil
557
Nil
3,263
338
— 142
549
Nil
1,688
120
Nil
Wawanesa Mutual Insurance Co	
6.236
684
3,263
7,179
25
	
51
183
465
Nil
Nil
1,688
Western Assurance Co 	
3,713
94
84
2
Nil
Nil
3,115
684
10,729
417
World Marine & General Insurance Co  	
190
8,044
Zurich General Accident & Liability Insurance Co., Ltd	
Totals _ _	
$156,095
$44,679
$1,236,742
$779,681
Totals for 1944	
$387,982
— $17,017
$864,646
$491,154
WEATHER AND MISCELLANEOUS INSURANCE.
Miscellaneous
Insurance.
Name of Insurer.
Weather Insurance.
B.—Boiler and Machinery.
C—Credit.
H.—Hail.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W. C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
S.L.        S7
H.      5.930
$755
Alliance Insurance Co. of Philadelphia  -	
     '       ....
     |       	
$5,937     1                  ft7RS REPORT OF THE SUPERINTENDENT OF INSURANCE, 1945.
F 89
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
WEATHER AND MISCELLANEOUS INSURANCE—Continued.
Miscellaneous
Insurance.
Name of Insurer.
Weather Insurance.
B.—Boiler and Machinery.
C—Credit.
H.—Hail.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums
written.
Net Losses
incurred.
1
$5,937                    $755
Boiler Inspection & Insurance Co. of Canada.  	
$60
357
British Traders Insurance Co., Ltd.	
$9
Nil
Canadian Alliance Insurance Co.	
■
City of New York Insurance Co. — - —-	
•
S.L.          2
Nil
9
Nil
B.          257
B.          —3
Nil
Nil
Fidelity-Phenix Fire Insurance Co   - 	
7
Nil
General Accident Assurance Co. of Canada— ,  -
B.     59,478
S.L.        40
8,484
— 120
Nil
Nil
Globe Indemnity Co. of Canada  —  	
Great American Insurance Co— — -  	
Guardian Insurance Co. of Canada —  	
B.            60
Nil
B.       3,930
L.S.         25
B.     34,223
74
(            	
Nil
Halifax Insurance Company    	
j               272
1,953
Hartford Steam Boiler Inspection & Insurance Co..	
227
Nil
B.       4.926
4.929
      |       	
f     	
1                 29
S.L.      239    |                   52
—43
Hudson Bay Insurance Co ,. -	
S.L. .        4
Nil
L.       1,152
H.      5,536
2,000
1,200
356
Liverpool & London & Globe Insurance Co., Ltd  	
London & Lancashire Insurance Co., Ltd  	
B.              7
Nil
3
JYtJ
S.              4
B.            70
Nil
Nil
1
5
H.         554
36
H.         138
9
2
Nil
Carried forward	
$439    |            $1,579
$116,804    |          $18,591 F 90
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES
FOR 1945—Continued.
WEATHER AND MISCELLANEOUS INSURANCE—Continued.
Weather Insurance.
Miscellaneous
Insurance.
Name of Insurer.
B.—Boiler and Machinery.
C.—Credit.
H.—Hail.
L.S.—Livestock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Net Premiums
written.
Net Losses
incurred.
Net Premiums     Net Losses
written.             incurred.
$439
$1,579
1
North Empire Fire Insurance Co    ___ _.
S.L.          2
Nil
Northern Assurance Co., Ltd.   	
Northwestern Mutual Fire Association  	
Norwich Union Fire Insurance Society. Ltd  „..
Ocean Accident & Guarantee Corporation, Ltd. 	
B.       1,176
W.         -6
Nil
Nil
Philadelphia Fire & Marine Insurance Co. _ __	
Royal Insurance Co., Ltd      ...  .  _    	
B.             57
Nil
St. Paul Fire & Marine Insurance Co     _
Saskatchewan Mutual Fire Insurance Co  	
Scottish Insurance Corporation. Ltd.. — _	
Security Insurance Co. of New Haven__ ____	
1
67
44
H.          138
South British Insurance Co., Ltd.	
Nil
16
H.      4,705
S.L.      184
B.       2.152
Nil
Nil
Nil
612
......     1       ...
S.L.          4
S.L.          2
Nil
Nil
59
Nil
L.S.         29
Nil
Totals ..-.. 	
$514
$2,303
$125,247    |          $18,902
Totals for 1944	
$562
$558
S171 009     1           S16.506 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1945.
F 91
TABLE VIIL—OTHER INSURANCE  (TABLE VII.)   SUMMARY.
(Figures shown in nearest thousand.)
Class of Insurance.
1943.
Accident, P	
L	
Guarantee, P	
L	
Inland-transportation, P
L
Marine, P	
L	
Personal-property, P	
L	
Property-damage, P	
L	
Public-liability, P	
L	
Sickness, P	
L	
Theft, P	
„     L	
Other forms, P	
„      L	
Total, P	
„     L	
S637.000
293,000
123,000
11,000
111,000
4,000
1,544,000
1,487,000
352,000
126,000
166,000
87,000
227,000
62,000
213,000
129,000
151,000
35,000
211,000
107.900
$3,736,000
2,341,000
$836.
397.
105.
13
119
159
1,953
1,008
517
529
173
29
280
105
189
79
120
45
164
71
000
.000
;ooo
,000
,000
,000
,000
,000
,000
,000
,000
,000
,000
.000
,000
,000
,000
,000
,000
,000
$1,018,000
545,000
116,000
— 10,000
157,000
80,000
1,852,000
1,042,000
681,000
1,191,000
274,000
89,000
337,000
67,000
236,000
116,000
145,000
75,000
260,000
95,000
$1,222,000
746,000
126,000
17,000
144,000
62,000
1,528.000
562,000
865,000
491,000
387,000
— 17,000
382,000
107,000
207,000
91,000
197,000
84.000
396,000
75,000
$4,455
2,435
,000
,000
$5,076,000
3,290,000
$5,454,000
2,218,000
$1,265,000
843,000
139,000
19,000
167,000
93,000
1,337,000
659,000
1.237,000
780,000
156,000
45,000
396,000
118,000
233,000
108,000
204,000
82,000
256.000
96.000
$5,390,000
2,843,000
VICTORIA,   B.C. :
Printed by Charles F. Banfield, Printer to tile Kind's Most Excellent Majesty.
1946.
1,505-646-5124   

Cite

Citation Scheme:

        

Citations by CSL (citeproc-js)

Usage Statistics

Share

Embed

Customize your widget with the following options, then copy and paste the code below into the HTML of your page to embed this item in your website.
                        
                            <div id="ubcOpenCollectionsWidgetDisplay">
                            <script id="ubcOpenCollectionsWidget"
                            src="{[{embed.src}]}"
                            data-item="{[{embed.item}]}"
                            data-collection="{[{embed.collection}]}"
                            data-metadata="{[{embed.showMetadata}]}"
                            data-width="{[{embed.width}]}"
                            async >
                            </script>
                            </div>
                        
                    
IIIF logo Our image viewer uses the IIIF 2.0 standard. To load this item in other compatible viewers, use this url:
https://iiif.library.ubc.ca/presentation/cdm.bcsessional.1-0332439/manifest

Comment

Related Items