THIRTY-FOURTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1945 (BUSINESS TRANSACTED IN 1944) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C.: Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1945. To His Honour WILLIAM CULHAM WOODWARD, Lieutenant-Governor of the Province of British Columbia. May it please Your Honour : The undersigned has the honour to present the Thirty-fourth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1944. R. L. MAITLAND, Attorney-General. Victoria, B.C., July 3rd, 1945. TABLE OF CONTENTS. Page. Report of Superintendent of Insurance 5 List as at June 30th, 1945— Insurers licensed q Reciprocal Exchanges granted Permits 53 Underwriters' Agencies licensed 53 Names of Insurers and Fraternal Societies licensed since December 31st, 1944 53 Names of Insurers which have ceased Business in British Columbia since December 31st, 1944 53 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Co 54 Canadian Home Fire Assurance Co Z 55 Empire Life Insurance Co 56 Home Assurance Company of Canada 57 Mutual Fire Insurance Company of British Columbia 58 Reliable Life Insurance Society 59 Royal Plate Glass and General Insurance Company of Canada 61 Saskatchewan Mutual Fire Insurance Co 61 Sointula Mutual Fire Insurance Association 63 Western Union Insurance Co ■ 63 TABLES. Life Insurance— I. Business of 1944 65 II. Summary, 1940-44 65 Fire Insurance— III. Business of 1944 67 IV. Summary, 1940-44 ; 70 Automobile Insurance— V. Business of 1944 71 VI. Summary, 1940-44 1 73 Miscellaneous Classes of Insurance— VII. Business of 1944 74 VIII. Summary, 1940-44 88 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, Victoria, B.C., July 3rd, 1945. The Honourable R. L. Maitland, K.C., M.L.A., Attorney-General, Victoria, B.C. Sir,—Pursuant to the " Insurance Act," I beg to submit the Thirty-fourth Annual Report of the Department of Insurance covering the year ended December 31st, 1944. At that date 303 insurers were licensed under the Act to transact business. The following summary indicates the origin of the insurers, how many held only Provincial licences, and how many had Dominion registry in addition to a Provincial licence:— Where incorporated. Provincial Licence. Dominion Registry. Total. 4 6 3 1 1 15 64 70 2 1 5 2 1 4 124 4 21 64 73 2 1 5 3 1 4 125 Totals 15 288 303 are for:— The comparative figures 1943 15 15 283 282 298 1942 .... 297 The British Aviation Insurance Company, Limited, Canadian Alliance Insurance Company, Canadian Mercantile Insurance Company, and Kansas City Fire & Marine Insurance Company are new insurers to be licensed during the year. The Drapers & General Insurance Company, Limited, changed its name to Monument Insurance Company, Limited. A complete list of licensed insurers will be found on pages 9 to 53. A similar list made up to December, 1944, was printed for circulation and published in The British Columbia Gazette. For purposes of convenience the present list is made up to June 30th, 1945, so that it includes insurers licensed since December 31st, 1944, and shows the classes of insurance for which all insurers are now licensed. On analysis the list shows that 36 companies were licensed for life insurance, 234 for fire insurance, 178 for automobile insurance, and 78 for marine insurance. These figures cover only the major classes of insurance, and it should be understood that the same company may be licensed, for example, for fire, automobile, and marine business. The annual statements of the companies holding Provincial licences only are set forth at length on pages 54 to 63, as in previous years. The Independent Order of Foresters is the only new fraternal society to be licensed during the year, the total number of fraternal societies now licensed being three. There are now ten underwriters' agencies licensed under the Act. The list appears on page 53. Ten reciprocal exchanges, listed at page 53 were granted permits under section 194 of the " Insurance Act." H 6 BRITISH COLUMBIA. Life insurance again records a remarkable increase in premium income for the sixth consecutive year. Although disbursements on death and maturity have increased accordingly no doubt war casualties have to some extent affected death disbursements. The disbursements for other payments made are, with the exception of a slight increase, the same as the preceding year. Company earnings on investments have not increased owing to the rate of interest payable on the class of bond securities held, including heavy holdings in Victory bonds. Dividends on stocks remain stable. Fire insurance figures are more favourable than the preceding year. Premiums earned are higher by over $700,000, while the losses are only slightly above the 1943 total. The loss ratio, while still over 40 per cent., has declined 3.27 per cent. This is considerably lower than the average loss ratio for Canada. Automobile insurance premium incomes were slightly higher, as also were the losses incurred. The loss ratio increased 2.25 per cent, over the 1943 ratio. The aggregate amount of insurance under the heading of " Miscellaneous " shows a substantial increase for the third consecutive year. Only inland-transportation, marine and sickness failed to show gains in premiums written. The losses are less than the preceding year by over $1,000,000 and are below the losses for the years 1941 and 1942. The ratio of losses to premiums for the total of volume of miscellaneous business is approximately 40 per cent, as compared to over 60 per cent, for the previous year. The taxes collected on- unlicensed insurance amounted to $20,422, which was an increase of $1,368 over the preceding year. The total figures for licensed insurance agents and salesmen show a substantial gain and no doubt will increase for some considerable period as service personnel are released. Licences issued to. 1944. 1943. 1942. 1941. 1940. Life insurance agents... Other than life insurance agents 1,077 1,117 504 28 13 1,006 1,084 474 28 8 932 1,087 580 30 17 1,016 1,121 624 28 19 1,238 1,203 797 25 Employees of insurance adjusters 23 Totals 2,739 2,600 2,646 2,808 2,906 The Association of Superintendents of Insurance for the Provinces met in Quebec City in executive session. An important amendment to the uniform provisions for life insurance was recommended for enactment and has been passed by the Legislature. The amendment gives to a beneficiary or a trustee appointed the right to enforce for his own benefit or as such trustee the payment of insurance-money, subject to any defence of the insured. Licences issued under the " Real-estate Agents' Licensing Act" have increased approximately 50 per cent. The total licences issued during the previous year was 1,122 as compared with 1,605, and it would appear from present indications that a greater number of licences will be issued for the coming year owing to the continued real-estate activity. Licences issued to. 1944-45. 1943-44. 1942-43-. 1941-42. 1940-41. 800 805 642 480 553 393 577 473 561 432 Totals 1,606 1,122 946 1,050 983 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 7 I regret to report the death of my predecessor, Herbert G. Garrett, who was for twenty-seven years Registrar of Companies and Superintendent of Insurance. His active and untiring efforts in the interest of the assured and for the benefit of the insurance business at large is well known and needs no comment. His passing is keenly felt by all. I have the honour to be, Sir, Your obedient servant, S. W. TAYLOR, Superintendent of Insurance, I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 9 ft O < tt O z 'Tr < TJI tt CJ tt r-i Ul M z l-H +j o CO *• CD tt Pi fl X t-s ft o r~r tt tt to tt 01 CJJ z K! tt O. 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O tt tt I* sy£ ±C -rt -rt ri ?J 3 rt S f a g • ft >, fl -rt rt ** - ft rt g Sfl 3«rt Ml 'I-as oi rt C3 .3 ^o ch 3 4J a rt J3 a.2^-S °ft|a o Qi « 2 s rt ft ft fl S3 e-a tti g *" a rrt 5 M^l a qj -s 21 3»- 1 a E -a c ! - rt . I tti fl O g a 8 g a I rt .5 ^ g-° rt, Ps a ° rt '^ 3 ., a&S rt fl 3 " a.S S s's-J* C 'H m • QJ 5 £ I ip rt 0 "-■ S ° TJ tj QJ QJ fc on m* rt J j •P dj fc C -p QJ 0> ti fi »A- _ 3 0J ' rt « rr qj .ftl ft ^^O Orrt fto'rttj ft ! o >i tt ! a -r. a fl p,J3 i , 01 S oj ^ ; ^ I > » to OJ -rt QJ J3 rt 3 rt +J O O 05 tt tt tt fl l-H O H ui K a Si E a 41 3 M to a ! B o a I a o a S tt z 'I 5 a a c a a ^ tt St-" a a .m * - i, fl a S«P § s s J3 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1944. 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H 15 "S -p QJ +J ,-P O rt-S-S o 42 V cj a o |8 « _3 "fl -p rt d ui _-P C QJ 0) 43 QJ 2 too 3 a a B 'aw<H fc *M fc QJ . 0 cu 1° O rfl rQ - rt P fl rt * a ■OJ o C QJ rt .2 * . fc a 01 QJ CJ fc CO * is ,r2-B fc 3 C3 ' -g .2 •a •s °rtB fc a rt fj OJ 3 3 a < 8 A s tl > r> I z 3 A tt 2 rrt a at OT •aS .2 » US 3 *?& a . II a .3 3 2 E (3 ri I o H 16 BRITISH COLUMBIA. ft O < tt o z < tt fl ui Z tt X it tt tt tt z fl Q tt ui Z tt o ui tt tt tt tt Ul Z l-H O H Ul ! 8 5J ■ s k y bo " i bo rt B^r 3 3 a C3 ,* » C3 .• i flj rt 3 ?? 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S3 &•" rg 3 g | rs 3, 3, i - 3 .a "g a a asE=Q,c5gE bi'- . .5 o o ca a ° i>; 2 §| I "^ QJ fi 5 05 g rrtrtCjj M Prt rt -3 rt £ 3,3" 2boo3ftJrt.atffltStfS53 llll QJ A3 P CQ d ^ Cfl fc P QJ O < "? o tf CJ bo y rt qj o fc 4, 3 U o E a ca> 3 o h-l a I «H a <u a gtf" -3 QJ » TJ g fl fc. a a a a o a a oj a OO a 2 OS I WO REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 17 t P QJ ti Q. fc g fl- fc 2 ft.2 o 3 co 'fl fc p bi) oj '2 _ 0 fc'b g: .-8 P ftrS-S CO r>» >» fc i -p -p rt . 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M ,-5Ufll»i»2 «fl J) -prt^ftrtOfiftPj- SE-SEEnagoj-" rrtaojoa>coto3o .CBrtlrtrjflQ;0JBj5jrt> tf (S . rt CO oj a < tt j> .a » I 1° fc p r* 41 CJ bH O *M 5* rt . 3 Ai to rt a o >-i >n I * -ft QJ Er? 0, fc EM a oz. __ -X ,_ a (T, fc gd N fc r* p a" HZ U e £ gr\ oi 7t fc t\* « -id fc fc 0 O Si- <ri: r^g fi a .2^ T) O* g.2 p "S S S §o 3fl O O ft 3 3 P H 20 BRITISH COLUMBIA. a rt ir -a qj* -1 a 2 3 &+>% It 2 S3 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 21 >i 1! QJ bflfc rt^iL m gp£.£°JS*i J'ft^fcS.fcSrS'fl (SO-fl fi 01 Ol ^ tH S-^Or^^fip^.rt •tt ftCUfc-r-OSC fttfl it rt fc fc 1 -p -p 3 tu H fc 2 S QJ QJ ■1 tj ft ft a p, p, ."§.8.-. !B<"' f a 43 a 5.5 -rt-rt 8* S fc a a rt A OJ +3 ft S1 a S g g a. 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QJ V, QJ -fl -TJ ** r. S 0 & rt *rt .3 -rt E tf — -" fc 3 -rt 3 u O jh E s tf .2 •M Or oj S fc -O <y - 43 "" O 1 fc ? -P fc , tt-'riri S fc fi a 4 j,- ° d h g -■ s «• rf * -2 S- §fi 8 3, "a o. S3 -, ^||t|§:ft H-Q ft.rt QJrS CCJ 3 fc 2-fl rt 0J rfl 9 TJ -P 0 -2 a a m 5 '-1 s .a I a « fl w !2h M S hi o 3 I &4 O Eh co <E o Ph £ 01 ^ ^ H-> a a 15 fc, a !- a a ii Bfl M a Hi* .2 41- ■ss ri a 4 a ■UP. a V 3 .3 a. fc, rg a ^ 43 3 b Pt fl r g 8 c a <! a < o REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 25 4 Jti "ft L, fc O QJ TJ O fl O -P 43 OJ -P fllrtrOJ rtTJ ■» w w I a-agbo-rtjQJ .2 bo ft' rt 1? rt fl ,ft o H rt T) fc O ft xi fc O CJ fc 'i ft o 2_a a s a5fl„" O 4J I, rt, O fc. 4 »H bo fl C 55 fc =3flS IM3 ca u j-Scg gig O i—i QJ -P -ft s— 2 p rt fi qj -£ m"? P 2 2 oj rt fl 8 ll .5 « g l°a rt co d a s^ o a 'a P 01 QJ rfl += £ p a,M ' O o ° * T! ti £ -P ^. 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OJ T3 T -« fl fc .5 « " fc qj bo o o *h .; : oj '43 ! 9 rt^3 ^S « fi w to 1 fc ■ fl> 0 fc M m*1 I* ** a 2 8 a I. ° tj 'a 4 S B-a-S 03 ft 4 fl bo fl tf d 2 . s as S S 4 fl Tj fl , a ' a ftl -j §3 CO _ -rt S -2 -0 M *^ ni o E3 a. £3 rt g C fc O fc fc -rt rt C0 QJ h co rt .a s p ta Ol O %-SrB 8 rt rt a a o 50 '3 3 n a O O .3 ^ o H Ul E « ti 4J 4J •H P fcO P ca . eg o REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. 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S '" PfB M-S rt ° O = «!oir a fc7fli3 -*-■ W trt " .-!-., O "2 O A fc C P O q. <H 0 rt P" 0 P 1 a p .2 1 P O +3 'fc « § " rt o g ia!l S rt co fi ti U CJ P 3 fc fc oj 01 ■* 01 fi fl ti -p £ •rt , ti bO fe TJ 2.S « cflS^ rt rt "" co «a «h fc c 0 h°'d C -rt T3 , ■p fl "fl OJ Q> 7j ft fl . -fl t»i ojuoorto>i> fl fl •a to bo a a W H •-> t, i-s . 4 a " s < < H> j rt tf a a a . rS 0 0 TJ a * IS is P CO M QJ < ri. ^ SO a a I? ■o 3 a <cj 1 a w £K o _. I QJ 3 fl o IS rt CQ p. p° o K W K K REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 29 a-a 5 a 5 °- ■i^ tt 3 . A3 to fl rt a ' i tSS fc j rt fl ' 3 fi , s-, a ■0 4 f E 0 S ft S 'fl g; c- 3 to cw f QJ V ti rj rt ■ " u «„ rt -^ ■ " ».S JsJS ft-53 o m -, fi ^ OJ -fi 0) fc T! n fc rt - Q ft O- s s ' "fc -P* S OJ tt r ft a -' O rR C fl £j b, -p o -A , -h g o rt ~" 3 A © m ^ P O -4J „ ■ ° ° -. £'« . t>l be tH , , fr fr H ti S3 " I fi OJ t p. ft. o" R x flj . bo ^ P OJ p rt ft.fl n3 H O . fc >, fc rt ft^ o "qj . -P "o _0J fl ' , fl ° ■ O fc ' S fl ^ fc .2 c b S 3 § f ^ -S -a s 'rj rt ft O S £ S a ^ £ * fc og M P Q R O fc X ft .a fi CB, 4 rt fl c 4 fl a g,-5? 4 3 8 -t.S» ; •-■i ■§=■-§ 5. -3 rt a 4 . ' r\ OJ bO rt fc - tti -fl OJ t-rt fl o ■p rt 0) bo -p *rt P ft to p O d S rt bo rt S rt O 02 ru ft Ti fc QJ a OJ c >> O fc ft fc 0 TJ fc 1 a ■" E 3 fc-fc CD fl Cl -fl £tj 3 o fl O -p fl . co ^ g"S a b g .„ tw o a o rt a 3 -rt fc ■2 fct: a fi 4 . 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O "H fc A £ P" SO fi l£ „ o QJ fc fc fc ft QJ cfl -P "H Q 5 •-- _r? oi fc bo o OJ is ""si £ fc TJ 0 O P.* 0" 3 -'S fl oj d w bo fl $ fc ■tf O ■«* fc -^ o rt •rl rf , 1.2 S rt j «w rt j rt A3 "j 3 3-SJ 5 ^1-3 0 S'fc irirt TJO-Pfc>^,rttP . .-flG^-OJfcfcrt^OJ-,0 — ,Q O fl fc ft n -R ^rfl fl fl, -P o»^3 S'P-R^pg^'p fifcocoOJflP rttJrt.*rt PO'-MfirtRfcOfc'P C^hOJ nCm.flT5Q.ni-iJ-. .' nl .1 ii QJ rt ti '5 oi .!* a O CC, CC 4 B 3 S a rt g g cy^—^Cfi^_Q ftto-rt •rt rt o 3 C? » o b a 0,-2 a .sisi a, rt a g rt . a o g g IS .2 B-o 8-g.E E-8 It 2 m Ul tt tt tt fl Ul Z M rt° t, ft 55 I i-i a >2 QJ y ^ cj QJ 3 fc C1J & fc W fl o o ~ti 3 Q o fl ti m C fc > M > o « S trt po, 3 4 rt a £ -I c a s a •a> O ft ui 3 O S i-l 8 a a ft, SS a 3°: ^ "^ '"P .rt p fc p p QJ fc C - fi TJ QJ •a I g -g •SS U4_, OJ 3 ^ ,-a fc« g 3 -rt . fl 3 S o" a ft, E fl ft fl 3 sa a 5 a tf •-1 a ct OJ r5 Sro" tf •8 6 fc - a a a cSM a a 3_ y fl rS 5 P5 tf flg a a aH 5 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 31 ° >- 2 Si E 33 § El- a «Brt t-l tf -rt rrt a°1 i's = S. rt fe I ° bo oTg 4 .r. tf ■rt fc tf ? ' 3 rt .-rt a ° t, 5 ■ a 3 . — rt a Q. rt 3 B §£ bS»» "Sao T) fl 'P fc -jgtfc ~ S ft Tp fc p ■ 3 r4 QJ O bO ; 5 n m « "g' V r4 tJI P a-ft-S I' 4 i QJ O . 3 »i J 3 8 a * fejJ'E .r a * 2, S a 3 his ii O fl -rt gf~S "» W 0) rfl +J - Sf « QJ -p rt "-< x 111 s rs a n n 4 -. —fl 3 •£... 4 | tf a g 2 a o g fl fc rt § ,.•- ft i-rt^r? 4 .a " .2 2 a-" -g 5 - ° a «3 g"d a ^ A 3 bo o J? 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S -ft 8 ft c2« .a j .2 S . a 4 ! 53 3 60 4 ft j tf ., a fl i. 3 a " rt. fl a • S 3 « 4 3 ft -" fc a," rt E o fc fc, o S fcM* fc rr O a a ; £ ft 3 3c 6d d tf o o 3 a I a O °8 3 tf > Eh W" m th r-B W * a a g 4 3 >•> Ph » B oO l bo ! 3 ■a- 60 O 60 3 •5H •5 a rt.--' a o -Ih QJ O -0 j 3 d a 3 O a a a be 8 3 3 H 3 > O O fl O 3 ■arn P o Oh H 32 BRITISH COLUMBIA. s g s o O H O <! tt o Z < tt r^ Ul Z tt X tt tt tt tt z r^ o tt ui Z tt o ui tt tt « fl ui Z ft4 a oj ij ■ p X 0 to rt TJ o H QJ X QJ £ T3 rt -ft o ft fc O fc ft 0 ti bo o fc 3 m 3 o fi >, CB fc rt fl ti .J ti tt E OJ X i$ fc- grtC3 fcgA. g 3 u a *.gS .2 fl tf „S?4 ft 8 a ' 60 a p, g 60 S g,_p | 4 fl fl O g O a a -o — rt, +j E S tf rt 2. w -1 ■a ° ^. irt--,! o, tt o : a I -fl ^ - ttO . 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B c '-4-> rfl u cm a o fc ft 0 B d CO OJ i a- g 3 3 -" o 01 a fl fc g B a it -3 BE ft a a a a J3 B ' 3 O'g g •tt 2 E 4 fl ft g a 4 m o 3.3 to "3 5 9 2 JB -H Jadflm-rtfc ft"rt . .3fc,~mrtrt .art . -•" fl 3 a u rtfcrt""e tftftfd -fl ~ 5 _, 8 4.5C O fl 4 t" — J0 fl .C. mflrtbOCKrtart4 3 cj'rt B bO- 4 . -" rt 4 fc qj ■ bO o 3 4 fl rt, W d fl d ^4 B rt OJ ' -rt a fl 3 a 3 a 3 — s j. ft ftfl 4 3 ft.! iS.j.5 1, j » 3 tf •- 1 _, 4 fl a b s si . tf fl tf o g I sir CJ-2 ° fc, -. -■ fc fl >> fc O ti fi qj fcfl fc it bo ScS°ft.S B -rt a* ^, fl _, rt, rrt 4 fl 3 4 g a *fl fl 3 fl a a b" rt >> S CBtrt- J fl QJ 3 -ft fl ° 5 E fl B ft ■?, CO fi 01 fi jfc, fc _i .fl 2 ° ft o TJ = SSgg 2 rt 'fi fi rt fi w C P > o 'O PflS^tfe 3 QJ fi >»£ g EsSi= u a ° tt li ?tf»a = -! . a -S S ; rt fi o * >fc-fl -p > D4Jf O* m *- h il ' 3 01 ti fc ■; is:, ^83-2; - . rt 4 3 a a g , R - fc ' o >tt qj a § a •§ 1 J . 4 - ! 5 rt fc « fts .: •a a ■ -rt a 4 3 O 0, rt . 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V O TJ TJ TJ fc ft o £ u O VJ a c fc P rt P ai -43 7"' p tt -f3 ft y tp fc rt p fc 01 ■+-)" fl QJ H s rt c o fl O Ol Ol O) c o 13 fc QJ TJ C OJ ft o QJ ft o fc X O xi O -p c u a a ft O ; 5ft ' 1.2 .2 bo ,fl tt g i ft-? a 4 rt> <rt o s. ,s o -" o n^ a — a a B ■" ocS a 03, rrt 3 a ! 4 — 3 a 2 " 3 i i a - , - ft ' rt is w ,5rt-Ii 1 o -2 g h i-» fc <H rt £ "p C Si » bD +J .« e rt O S C ft S WTJ O * 2 3 IS B a 5 tf S 3 rt fc — — &3 a a £ fc 4 4 n-S2rs o o o o << I rt ,* n co -" g»-t1 3 BB ^1? fa O H Ul rr o ■tt ato ■OS s O 3 rl a « z i\ a tf H iJ_- «8 a J o — ►J S ° Ph 4 <1 TJ Brtl tf . e fl a -rt Sri -rt bo S a gw P «M 2,-, a-fi REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 33 ,. fc.3 pA tti ■a 4 . ill fc S rt ■H £rfl bO rt .2 .S fi-3 3 ft m o QJ +j fc to , O (fl 5 bo •5 * rt &J E-fl d fl fl ^ ti rrf *tt QJ fc co a 4-~ rt ca fe-a-S -ft rt OJ h m fc +» 'fl T O fl rt P QJ tH -rH ™ QJ i bo g O ,-" fi -P u +j rt fi c P V ^ -S 2 d d s^ a T) ft P 'fl s § r" OJ qj ■ - fi rj b' oj do H gfc ft rt O ft », „, tf fl ^ rt H fl g B a 3 3 rt rt V g v. 13 S L*|-firt- Hi nisi.-■:§., l.i-SjH? ^ flTJ fc fc O ""-ftfl E? bc-^ •rt o fc -p o O ri fc Sfc ft 6o a fl.S § a fl rt BBS a 3 o 8 a- 3 'IS 3 a rt -■So 60-60 " tt C tt i'ito •tt A .2 * g s. o «i -" li» J .si fc 'rt « — O rt j. fi ■—« in O *p fi fl J5 o fr -P rfl rt o ! •2 -ft —4 rt fl . fl QJ O O "- i .p co T) QJ r^d OJ ft fc , .■tJ 2 j S>s fl -I .rt PS •P rt 7. , ||.SoS § 3 M -p S 0 E o d -, -p ri fc Ho „-firfl >. bfl-P TJ -P -P ti 01 i. tt tt 0 -1 s - S, 11 ft§ « 8 g'0 1 fi a co r fc , P |~r9 g-n8rg ° a hcvS » rt rt? «, a ■" a a rt 60 fi o fl — ft " fl 4 S fl ga^ 4^4 |^ rtH tH fi w .rt ft o a g „ a a a rt, 3 J E . 2 » firt h 3 o o a S 8 •§ -— J3 S 4 3 S tf o o .ft i=f -S g ■" -ii tf g u ft. 5 fl fl .ft J9S.S-S -3 fi fi -rt - j^HrSM 3|§rtS8§ j] tf | fl ■- a g, 3.3 o, S fl" ■" a * HfcStiS O qj- 4 fc tf O tf fc a r a >, ft tr ft a o O o fc rt bO £"" a tf 4 '-rt 3 ft 4 3 tf 3 a 4 3 3 tti tt tt ft rti; o g *■ --S ■a 3 g 3 .2 fc a o fc S a 3.E Im u - fc on oj fc QJ -P ° a 2 !. rg fc g 4 4 ^ fc fl 3 >," fc fl 3 •3 rt ° -° g -" . a ° -"J g rt.2-H .3 rt §8° 'g to ;«" y S3 o ,2 fl ScS3 "" d oj c-ajS .2 rt oh a O O 33 «i S< a <! > M 5 a S o 3 fl o §> fl +J- > "ti f, fc QJ OJ > -fl c o fc 0) s rt Bii a .2 tf > A to CQ fc OJ o *- 5 3 tt a 'oj rJ ^ ^ tH ™ 1-3-*. m » a 'wis 3 Ph rt . a a do rt. rt S 3 bOfl a a W a ° 3 nS J o ■a is 3,5 M p-, fl s 3 "J rt m P S tf r. a rt 2 1S 0) £ co to cu fc 01 01 fi fc d 3 o o c ri fc 3 to c o t* fl S rt d fc 3 3 « 2 rt r-^ O -P § % d ti a "a 4 fl -P C O fi e a .a a •Sfc QJ P "fc rt rt j3 rt rt tf d hS s SS H 34 BRITISH COLUMBIA. ft o < g z < tt fl ui Z tt X tt tt tt fl z p Q H z tt o fc O OJ T) O _T 10 O -P fi QJ "P P P jh P S o ft tf 4 Sfl 3 £ _ .2 ° E|tj\2 3 .S 4 fl fc-- 3 rt a | g s ij O co ! fc OJ ,rH A ■ u u - 1-3 Iss O 13 qj 11.2 $ a. •5 c -a, rt, .H ' 4 o3 , fc-a g £ B H c* fl S J5 a a ft rt — tf a 4 . fc ft ft-s o o a fc 0 y Sfl o ft £ it w fi ' O QJ P I icMM ft Hi1 a tf tf S3-° O S rt si ° .14 ill £ s 5 — bo a .a 3 3-3 tf.2 rtl -rt fl rt a fc? ° fcfl fc 2 rrt, >> C 3 y, a a O 4 +j p, gflS rt 4 fl tt 9 a g rji-e- .-58 ft . n §•■ — "S a ~2'% 4 co bf Bfl rt -rt 60 8 o 3 tf 9 73a QJ O >t tr««- 4 -a g a c,« g o-tt O 0) al o 4 o J- a i bo*> g 3 tf „, -2 .2 ? 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So -p • * fc fl 1 A ft OJ '•"r^B 1 -" ri ti x <H >3 O "-• fl ■P o 5." fl t^rO « O QJ - fi a M S -ft S •S o c 'ti U# X o o rt-g 5 ?§fc fcB-S _Q rt ^ o fc o ri fc -fl 13 OJ O QJ fi C <p >, w QJ B boiSS I tf gfl fcO 2 t=rtJrtCE S E- ■ft a ll 0J = tj, ,5 -fl co .fc ,a o .ft 1 p « c , rt fl g 0) i . rt _tn -ft I S 3 rt i S3 fi r^ 3 rP *- pj . ■_ 0) *rfl -S - S fc IS 2 ' .*P -H 2 *13 'g >, > S 3^ ' ft g co > -H ft ft fc ( 0 x £ c fc 0 ft ; ft ^ £ * >» fc rt o 5 *-h fi ft U <Prt fc P *h qj rt O fl M QJ •S £ fc a -p ^•1 -■g3| ft CO _ o M p3 SS»S l-?Srt g 8 fc| P ft -P ■agSfl^ a S ft fl Bfl .rt? O 4 o .2 a o fl —, a ■ii rt " rt 3 t* fc " aft-1 a 3, o rS " 3 I y . O r! 1° a fc i 8 a a ■ fl bO r, g rt a*i ft^Si a s.ssa ftS ti s, a fc 0 00 oj rt fc «H c 4) 4 a a .3 ! 4 fl fc J fl rt .-3 ' a a T, . 5 Q 4 ! a o a '■■° flg ! g ftft 's.32 B^fl 5 o rt" 4.cj 4 bOfl p tf -a sag, ft d " fl'3 a- 4 . a ft g « 3 f tti S 4 3 °1 fc M T. J r"."-' QJ1 a g j £ .2 fl rfi rQ rt fc -^ fcf) O QJ *" 3r3. 3 > i.« fc i-afi-gpttn-A-s! J rrt fc ft X B s 'fl a w ft ■- i g tt .3: S3 33 ss; oj n -j o B fc, o fl t I a 4 fl fl =M,I?I .2 - 3 a a 33 a So. O S a oj" 4 3 rt rr tf 4 fl ft b o - o - -rt 3 -" rt 3 ft B d 4 c 4 > fl 3 fl fc 3 4 3 O O 0 o O <! tt tt tt fl z hH O E-i ui ft 4 Ert PJH 3 O p 8 n rt 3 s bo "* w g g> rt 4 « is ta o a trt SI? rt Ms to 01 8z a o g>4 a £ "<^ 4 . •ft 3 SS a* a p tf 4 3 izr " 3 a c- 3 a tn R p rt xza a I b tt A re rt . rt> O "rt O [ ft ° ft3 -P +j flj 0J s s REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 35 « ti boo o ■>, 3 fc fi £ a) ft fc rt bfl fl* TJ ri fl QJ tJ ti fi oi o fc +J +fc> -p T) <H P T) fi O jfl O 5 *H ' tj o >> „l : OJ ,fl -P 'g ^ fc -p fc a a §3 & rt | "P fi ; >>4j fi J- r, -P -P O , QJ fc OJ . 1 fl O fcfl to ; 9 & ti • Z to c bfl i n co R ft O ti u ' g^^-P ' £ -2 ^ * d ^ ° o i; bDTj rtrt 'WrS P fl ~ fl* % 3 fl .2" R ,2 bo^ P >> Q* l| s a 4 d - o ft a ftg ." S ft-S' a ij a fl fc rt .„ J S ■315 2 'a rt fe. Be 3 60 o 3 3 fi fl - 3, a bo -, fl Be? aM-S 1 B -rt fl 3 18 ? E fcw rt rt 3 fl rt 4 3 O 3 rt -^ 03 rt fl 4 fl . ft o -" 2 a. ■" rt a ft o- ft a o o ^ ■" ft— fl OO? -rt -rt u » ii a a .s 4 6g" tf 3 -a 3 gn ' 3 fl fl tf -" 'Jl S > 4 !-g a fccS ! rtj 3 fl fl ! SB rtrt rt rt, ^138° £ SB -a ■rt a) O fc QJ -£-a IB R^rQ ti h , fl "P fc 1 S ft s g i i O) ft"o - rfl 'fi ' Pflr? , <p 5 > ' ft fl £-2 fc ih rtTj d2 "8 3 gS U O fl fc rP 'C rt ft -P +J ft CO rt cn fi QJ OJ P -rt •OH °| O --" -rt •""§■" tf fc rt a g y 0, e 3 . 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GT r* % z I rhrh J b§ il 3 fc S rt a jc W 0> % tt a so PJ PS REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 45 a E tfl ■ <y i TJ QJ QJ OJ fi fi rl -r> +-> P 2s ft £ 33 o rt ._ B-fl-P •-• fc fc Mi0tc X 3 o" fl gfl-S ° &4S g fc a ■? E .2 a fl 4 O O .2 bfl bfl : ti ri ■ 9 Si I rHtt a 3 . fl P a a .£■8 tt o *a .2 'h '<" fc fl £ . S .2 S P flj" QJ « -a«gg- -rrt O h tf a ca ofl a ■2 £.3' .2 S ^ .2 , . ... a r>y. fl 4J 4 fl rt a .rt ,433 , ft tf 3 i g a rt , ft£°. : -g ft .2 , o -rt „ rt O i S ft g 4 4 £ "eg g I £ sis 13 SB 2-5 ■" 3 £ S l?£ ^ O QJ -P r -P o V — O bfl 'III co X fi •SgJ .- > x 1 a ° 3 jj >, 01 O -|_> o bfl fc fc 3^ rt-fl o ft o S ft a d Sfl .3 S: rt 3 g .Ci -tt ri ft -a ,g ,. 4 Bfl ft a- P, £ £ a T! £ £ 4 4. S-3 ftfls: "3 o ' J OJ r=i 3 3 o c , S * J . . TJ "-P 01 CJ -P OJ -, +J .fi fc . . id £ fc - rt.fi fi , rt bo j. rt R £ a-2 c rt a rt Ti g c r? P QJ o fe r ■rt 4J -* 5 bfl tf p fi . S rt rt 'X v a a-c ; X QJ o rt i 4 -rt ... fC ft'a is g .3 tti 4 1,3 OJ - ' ft— rt is ft E fc jf O 3 g » xc fc rt, A O fl fl fc 4 ri o tti c 3 a %\\i i*l 3 rt 4 S 48 ft 4 -a o >• 3 S 4 3 ft 1 ftrt rt o ". S3 3 rt 4 o bfl a B rt .. &fl° fl ri g g 33»- g-£ft,S §gs.s fc rt, "rt> rt B- QJ 2 £.9 n 3 O-g g 4 nS 8-S tt tf rtl w a S 4 5 Kg 3 rt rS fc trt 4 fc -H tf o • n P . 3.§ 4 tf ■£ a 43 tf Ph« fl-H P. ft. o PB a - -a 4 4 rt, fl o a rt 1-1 a" rt b -Sx-cj rt bo 3 a 3 a -a tt S .S s oj o a sa b g 3 " tt HH tf 3 | S Ph 3-g3 ri +j cd f|™ tf tt CO CO a tf<= O o- H 46 BRITISH COLUMBIA. tH O < tt O z < tt 3 ui Z tt X ft tt tt tt z tt Q tt ui Z tt o ui tt tt tt £t ft 2 ?3 3 ta I a M -a x , fc, 4 b ! « S S Igafl 1 £? >i ti J <u OJ £ J3ft° i -P O fi ! fc .Si Ttfr fi £ ti~d w fi ot 3'H-o: g*93 > o dj oj i -p -p J P *5 .2 i S .3 H h ■ .2 -3 -p P ! ^ ^ S H f>» fl R w P X £, -p &fl •» ri ill ft 3 fc fl 4 g ft ",; 3 .3 S 3 fl o 2 s o 3 g rt rt-B 3 O j, o O 4" rt fl ft r ifrt-j ffi ,rt to "■ P.T *l fl- e bfl R rt 13 - S rt rt .o ■° £ I** OJ T- O 4 3 u bo _? tf 3 rt 3 rt 4 tf 3 fc 4 rt fl X 2 H ° ft 4 fl 3 o" 4 a-a -&'x a a ft x i g ■ a 3 - fcfc «- 5 x I "i a 4 -x. r 6 £■-* S3 , ft rt c jMi jg B bo c tf a i rt, fl e 0 S-2 , 4 S 3 c a 2- . 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QJ TTJ - fc 8*3 2 ot R R R & .& fc o O fi ft p ft o" w P* OJ o rfi * 2 r^*P P" ft.5 2 F "fi qj £ ti bfl -4 t) fi i fc QJ 5 i •■- bfl .2 3 rt ^ to ' - S-2 ■J t-1 ri ft ' tt -3 M ■ IH -H U Rl fc 5 g.o fc ^ P rt I Ix" | 3 g ° 5 S2S* rt ft-x S o r r- O X lags a 22 £ a &1 a g o P oj 3 S a)5 3«a & S fc r* » fl. I - % 2 -3 ! -4-1 O ft OJ O rQ P. rt fi qj fc i? ri bfl rt ti * >» R I -R .-£ 5 ■3 fc tins ■3 O E ' W -1 fl 1 *«* ft ° - si flj -p 2 -p oi , O 3 rt at f-c-8 tt o o tt ui o Z s s^ II "SW REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 47 P 3 3 S g 3 b §* ft § fcfl rt 4 — - fc 4 rt » E O ' tt tt tt' , bp 3 3 . ■x 3 c ™ ~ C- rt, 3 fl 4 , 4 4 Bj -rt to 2 tti x 2 "tj 4 tf tr a a g « bj £ a -2 » | g « rs ° „ ^ illll fl '—'H»» tf tti tt ' fl rt 4 fl B 4 rt — •.jS^rt, 4 .- rt s£.s rt 4 fl g 3 g gx 3 7 fc"0 fc rt a |a 3 4 fl a ft d.g P 3 rt i in ft 4 « fc fc rt* 111 £ § E. ftg-S, B +j R ^ fc QJ S £E o -a 4 X X bfl ft tf III &-S 2 fc E= , aircraft y-damage plumbing e or snow 0 0 4 2 a ft 1 g " O 3 9- 1 X o B Ql HJ — bO rrt O PSrf E a-a SSI'S tf e 4 0 £ S ftfl fl tf 3 Kit! a rt I s o la 5 £ 1 3 C3 » a h y — a = 3-§| TJ +j A £ £B -■ fc i r B fl £ 9 3 a o £3 tf fc 7a . rt ;3 fi fc ^ .rt to I SJ-3 Sft_§SS . fl ^C fc a 4 c O rt, a o -S fl -g bo s. i; a 1 3 ft a >, cS rt -- ^ O o -g qj' ft x fc 4 3 ri a &i3fl ,, E n _- 3 rt O g rt S rt fl bftf 3 a 4 fl CJ 3 -x ti fc tt fc 4 ^fc rfi X O — §4 a 2 " tf ft Ot p ft K 0 ft fc S'E.s5 q 'a " c rt rt g &SE-58 >4 fc fc fi fc r-<i qj o *3 bc bfl m £ £ R ri ri d 3 p a - O 0* rQ 3* B § 111* 3 gl a H ft . 3 a p a - bfl x ri 3 tf O B . £ . rt w .71 -p ' fc <H » C Qi "i . ff fi - rt 3 . tf tf .: IjJ-B S »J , ' rt a rt ; o7 °b ftJa o* fl 3 fl a 3 rt II B J P ft 3 ", :is«.«as' r—, ra ^ c R F ' £ 9 fc TJ ^ P O fi" O .5 P I f ts -' o -p QJ ■rt o bfl jfi ' ° 3 a§' ftglpj fc S fc rt rS £ r* t>. 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T3 T3 bH ti r>> , ri P -.-S fc rt ft S"-h' rfi TJ fc, g fc- P o b 4 a m R g-2S °-H N'i fi > rQ QJ 3 -t- fl fc HJ CH M 0 w CO fc s II P >> fi I "E ft SI , ft tt a a TH .R tf 3 o fi B a h fl — a E-Hca £3" o.S i a, S sh E a .£ — hj> A - ». — a 3 tt e 31111 3|fcr.£ i, 4 fc rt" ' g Mfl 8 I S x * -H flj t, fc o p, 53 fi O _C W . *5S ° * *P Tt ft." s E-g 1 ' 4 x E Sag ! a fc ° , E fl rt rt Sfl % £ * X fl 4 ft rt 4 ^ 3 _. d .fl x t -rt b « X 3 -rt 3 g -x rt ; fl d — ii>5 ; E £ R .5 5 p 1 .fc b«c ^ o ^ -fi ^ si rt. a -a fl tf , qj Cc rt -rt 3, O — £ a"tf B w 3 S 2 x 5 ^fl O O^, 3 P ~ „ | bfl P '3 !^.Sr 3 proper ited to ] pe from melting ugh rair d, if res of the ited to ] jardmen y vanda ie buildi age, ant ado, or s | g 4 2 g g g Ej=hb< a 6 °03Ortrt.go-B to ~ qj 53 +j ■ B tf > s" W4 » » O g" a 1 M M rt • S ► > •5 S o a f3 o tt ui cE o 3 w •rt 3 a « E rt r? fl 2 3 (g o 3 eg m fc S| = "1 fl DQ , a . 3 £1,3 jg bfl m tt fcW ■a.s a fcj a x. E-J REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 49 , ft 4 rt fl 3 X ft 4 rt-3 3 &l « {, ' 3 4 , B? ! 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P- 0) fl rQ oT fi TJ i 1 fc 11 O rt e ., £ a|j 2-14 rt o QJ <4 - +* fi •< tn ta r^j qj b! oj i •P rP > '■ |« s i S Rrt fl .£ 3 o 'V -p rt - fc s •? < a w 3 O fl ft fc to Q th w is a w w i-s tr W bo a W o 3 a d c p u c3 fl C) N c c S R 3 JI , >>TJ *£ fl fi & u rl -p TJ P SB to fl 4 fl QJ TJ rt 3 N tl < fl _ P. fc OJ u O 0) is is REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 53 B to '4 rt £ OJ rR H fc 0 OJ 0 R ri fc P 01 R 'ti fc OJ P fl> O QJ rR ■P rfl -P fc O a QJ X fli fl- OB rtH Eh" CO rrt CO Company, ny. mada. S ACT" ty, Mo. N.Y. <* OB rrt Eh" to CO Mf 4 S 4 tf r 1 a H. fi O 4 fl rr 3 fc — fcj fc 3£ 4 fl Ch a 3- a £■« ■b 0 4 o tf a c. 3 4 s o .g J a 3 -ti H rtrt O Oh H P .2 fl' tf fc a a a g tf tf ft o ft 4 .a-g ft 4 a 3* o rt E a co rt B fl 3 .2 rt -Po fc«< a 4 o o o P m d fc oj fi o to R R rt t-H fc - fl - 2 QJ .P s: ti HH 0 fl . >» o & p s oj P ri rt > ti ti ft fc 2-fl & £ 1 rfl ri £ g w m 3 ° U ■< £■ ti o oJ O OJ QJ " " £ cn o R 2w 3! tj QJ QJ ll •rt o" % O fc« " rC. 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O rt rt. » H fc* „• a" 3" g'1* 4 rt rt BI +J rt, ■fr * I; 2 S a -Bap S rt P3X; p . _ a -a * 2 5.3 S! ft S a Cl .3 c ... fl 4 fl >; fi 4 O ft (--, H & « JH CO B_. CH- £ ti S S -a <<<DOrt tt tt tt o P W « 8 » S a a p £ o a " E E2 ? S a ph rt « 'a ti > c« CO tt z rtrt fi pq P tt ui << tt o H X X o r-H a pel fi Ul Z fa o ui tt <! rZi H 54 BRITISH COLUMBIA. Annual Statements of Provincial Licensees. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. W. J. Albutt. F. M. Chaldecott. Capt. S. Robinson. E. A. Albutt. P. G. Syder. P. G. Syder, Secretary. Statement for the Year ended December 31st, 1944. Assets. Bonds and debentures (book value) Cash in bank Agents' balances and premiums uncollected (net, commission deducted) Other assets Liabilities. Reserve of unearned premiums (net, at 80 per cent.) Investment reserves Capital stock— Authorized Subscribed and paid up . Surplus Profit and Loss Account. Premiums earned (net) Claims incurred (net) — Commissions Taxes Salaries, fees, and other expenses. Underwriting loss Other revenue— Interest earned Decrease in deficiency of market under book value of securities. $51,185,07 22,502.78 1,417.77 123.40 $75,229.02 $20,462.88 3,553.13 $24,016.01 $25,000.00 10,000.00 41,213.01 $75,229.02 $13,545.08 8,257.17 601.68 1,509.57 $19,658.86 $2,880.04 889.24 23,913.50 $4,254.64 3,769.28 Net loss for the year. $485.36 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 55 CANADIAN HOME ASSURANCE COMPANY. Head Office—Montreal, Que. Directors. R. E. Schofield. J. H. Lesperance. R. H. Sauliner. G. Gibeault. Geo. Cowie. R. E. Schofield, President. Statement for the Year ended December 31st, 1944. Assets. Agreements for sale of real estate . . . $4,372.61 17,200.00 Mortgage loans on real estate _ . Bonds and debentures (book value) 414,435.00 Stocks ("book value) 1.00 Cash on hand and in banks. Interest accrued Agents' balances and premiums uncollected (net) Surrender value of life policies Federal income tax recoverable 55,189.04 2,919.78 65,363.12 15,127.14 2,479.48 $577,087.17 Provision for unpaid claims . Adjustment expenses Liabilities. Reserve of unearned premiums (net, at 80 per cent.) Present value of claims payable by instalments not yet due Reserve and unpaid losses under unlicensed reinsurance unsecured. Reinsurance premiums Reinsurance reserves— Accident and casualty European, general Taxes due and accrued. Other liabilities Capital stock— Authorized _ Subscribed $103 20 180. 10 ,825.97 ,178.41 ,017.70 ,000.00 32.27 908.98 $29,919.42 30,219.25 ,138.67 ,000.00 500.00 $500,000.00 300,000.00 Paid up Surplus 113,905.00 72,580.17 $577,087.17 Profit and Loss Account. Premiums earned (net) Claims incurred (net) $201,357.04 Adjustment expenses (net) 33,057.90 Commissions 146,682.90 Taxes 8,578.88 Salaries, fees, and travelling expenses 8,100.00 All other expenses 6,439.08 Underwriting loss Other revenue— Interest earned $13,620.77 Profit on sale of securities and real estate 5,423.41 Net profit Returns for British Columbia. (See pages 67, 71, and 77.) $389,101.00 404,215.80 $15,114.80 19,044.18 $3,929.38 H 5G BRITISH COLUMBIA. EMPIRE LIFE INSURANCE COMPANY. Head Office—Kingston, Ont. Directors. George J. Guy. D. W. McCormick. George M. Orr. D. R. McLaughlin. N. A. Fairhead. A. B. Matthews. N. P. Lambert. L. T. Boyd, General Manager. Statement for the Year ended December 31st, 1944. Assets. Real estate (book value) $281,039.60 Mortgage loans on real estate 1,308,745.80 Agreements of sale of real estate 27,341.00 Loans on and amount secured by policies 691,820.73 Bonds and debentures (book value) 8,816,926.32 Stocks (book value) 1,259,729.25 Cash on hand and in banks 155,388.79 Agents' debit balances . _ 17,681.12 Accounts receivable 1,860.77 Interest, dividends, and rents due and accrued 127,689.11 Premiums due and uncollected or deferred (net) 159,307.53 $12,847,530.02 Deduct assets not admitted— Excess of total book value of ledger assets over total authorized value $41,366.29 Cash advanced to or in the hands of officers or agents 9,667.43 51,033.72 $12,796,496.30 Liabilities. Liability under assurance and other contracts (net) :. $11,139,248.00 Liability for payments due under contracts (net) 102,451.98 Provision for unreported death and disability claims 20,000.00 Amounts left with Company 205,846.00 Premiums paid in advance 13,395.43 Dividends to policyholders due and unpaid 2,708.44 Provision for accrued profits to policyholders ._' 82,545.00 Shareholders' surplus 14,945.60 Taxes 30,873.92 Salaries, rents, and office expenses due and accrued 3,582.09 Medical examiners' fees due and accrued 955.00 Legal fees due and accrued 300.00 Commissions to agents due and accrued 9,982.53 Reserve for contingencies 285,000.00 Staff Pension, Assurance, and Savings Funds .... 40,682.00 Miscellaneous accounts .-. • 5,432.33 Capital— Authorized $2,500,000.00 Subscribed . 1,308,500.00 Paid up 313,195.00 Surplus 525,352.98 $12,796,496.30 Income. Premium income $1,390,463.58 Consideration for supplementary contracts 2 337.00 Amounts left with Company _ 54 974.57 Interest, dividends, and rents - 501 369.65 Gross profit on sale or maturity of bonds and stocks 36 414.08 All other income n 638.11 $1,997,196.99 I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 57 Disbursements. Disbursements under assurance and annuity contracts (net) __. $789,693.93 Payments under supplementary contracts (net) 6,407.88 Reduction in premiums resulting from application of dividends , 1,020.17 Amounts left with the Company , 29,377.73 Taxes, licences, and fees 22,943.64 Head office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous , 111,333.95 Branch office and agency expenses—Commissions, salaries, advances to agents, travelling expenses, rent, and miscellaneous 320,987.41 All other expenses—Advertising, books and periodicals, express, telegrams and telephones, legal fees, medical fees, office furniture, postage, printing and stationery, contributions to Staff Pension Fund, and miscellaneous 40,147.30 Payments from Staff Pension Fund .'. 379.40 Dominion income and excess profits tax 5,077.93 Dividends paid to shareholders — 12,526.80 Loss on sale or maturity of real estate bonds, and stocks 11,349.02 Investment expense . 7,385.76 Interest on borrowed money 4,565.23 All other disbursements . 1,050.00 Balance _. 632,950.84 $1,997,196.99 Returns for British Columbia. (See page 65.) HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. H. E. Wingfield. G. A. Wilson. A. Corrie. . E. Roberts. G. Fisher. J. Harris. E. E. Murray. C. W. Tysoe. A. E. Bishop. G. A. Wilson, Managing Director. Statement for the Year ended December 31st, 1944. Assets. Mortgage loans on real estate : $1,679.69 Bonds and debentures (book value) 268,574.68 Cash on hand and in banks ___ _ 54,810.56 Interest accrued rr 1,782.63 Agents' balances and premiums uncollected (net) 55,255.14 Other assets 1,205.93 $383,308.63 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1944 $9,795.53 Deficiency of market under book value of bonds and debentures 3,023.43 Furniture and fixtures 1,192.93 Prepaid fees 10.00 14,021.89 $369,286.74 Liabilities. Provision for unpaid claims $20,477.50 Reserve of unearned premiums (net, at 80 per cent.) _ 117,242.42 Dividends to shareholders 6,818.00 Taxes due and accrued 8,047.80 Reinsurance premiums 2,855.76 Return premiums and balances due agents 2,195.69 H 58 BRITISH COLUMBIA. Reserves— (a.) For unreported claims $6,000.00 (6.) For unpaid losses under unlicensed reinsurance unsecured 45,766.47 (c.) Under reinsurance agreements 27,068.30 (d.) For cash surrender values .'. _ 12,500.00 $91,334.77 Other liabilities 107.00 Capital stock—■ Authorized $500,000.00 Subscribed 500,000.00 Paid up 62,500.00 Surplus 57,707.80 $369,286.74 Profit and Loss Account. Premiums earned (net) $328,583.61 Losses and claims incurred (net) $140,540.24 Adjustment expenses (net) 13,487.52 Commissions .-. 117,071.89 Taxes 9,442.84 Salaries, fees, and travelling expenses . 23,829.60 All other expenses .' 28,751.15 333,123.24 Underwriting loss $4,539.63 Other revenue—■ Interest earned $8,516.43 Profit on sale of securities and real estate . 9,961.02 Decrease in deficiency of market under book value of securities _ 6,320.00 Other gains ., 1.50 $24,798.95 Other expenditure— Income and excess profits taxes '. 4,133.46 20,665.49 Net profit $16,125.86 Returns for British Columbia. (See pages 68, 72, 74, 76, and 84.) MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. Archibald Blair. Harry S. Berry. Henry Bose. Lloyd T. Beharrell. William MacNair. Hugh E. Burr. William Newby. C. E. Whitney-Griffiths. R. U. Hurford. Wm. Townsley, Manager-Secretary. Statement for the Year ended December 31st, 1944. Assets. Bonds and debentures (book value) $75,280.00 Cash on hand and in banks _. 1,874.84 Interest due and accrued 529.79 Agents' balances and premiums uncollected (net, commission deducted) 1,290.03 Premium instalments not yet due 32,415.17 Premium notes — 116,891.82 Deferred commissions 6,482.64 Furniture and fixtures 75.47 $234,839.76 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 59 Deduct assets not admitted— Furniture and fixtures . $75.47 Deferred commissions 6,482.64 Premium instalments not yet due 32,415.17 Premium notes held by Company _ .... 116,891.82 Agents' balances on premiums written prior to October 1st, 1944 . .... 152.53 $156,017.63 $78,822.13 Liabilities. Reserve of unearned premiums (net, at 100 per cent.) $21,560.75 Reinsurance premiums _. 114.95 Return premiums and balances due agents 858.44 Other liabilities 188.75 Balance— Statutory Reserve Fund $11,500.00 44,599 24 56,099.24 $78,822.13 Profit and Loss Account. Premiums earned (net) : $34,414.38 Claims incurred (net) $10,839.60 Adjustment expenses (net) .... 51.25 5,878 23 117 60 Salaries, fees, and travelling expenses 9,235.48 All other expenses 4,282.50 30,404.66 Underwriting profit $4,009.72 Other revenue— $2,315 27 327 30 Interest on promissory notes , ... 3.93 2,646.50 Net profit for the year $6,656.22 THE RELIABLE LIFE INSURANCE SOCIETY. Head Office—Hamilton, Ont. Governing Executive Authority. P. M. Button. Wm. Benson. E. Gernoey. A. Chevalier. J. L. Archer. C. H. Fitch, Secretary. Statement for the Year ended December 31st, 1944. Assets. Real estate (book value) $32,000.00 Loans on policies _ 138,595.88 Bonds and debentures (book value) ■_ 2,750,482.54 Cash on hand and in banks 65,312.72 Interest due and accrued 36,362.33 Premiums, dues, and assessments 16,378.75 Deposit with Quebec Government 5,000.00 Other assets ~ .64 $3,044,132.86 Deduct excess of total book value of ledger assets over total authorized value 111,820.29 $2,932,312.57 H 60 BRITISH COLUMBIA. Liabilities. Provision for unpaid claims $70,726.21 Provision for unreported claims 4,000.00 Premiums paid in advance . 20,191.80 Commissions 2,626.21 Reserves— Mortuary Fund $2,233,671.00 Sickness and Accident Fund 112,541.00 Juvenile Fund 34,975.00 2,381,187.00 Balance 453,581.35 $2,932,312.57 Income. Premiums, dues, and assessments $248,272.82 Interest 123,973.81 Other revenue 1,510.58 Balance 19,701.03 $393,458.24 Disbursements. Claims, endowments, and surrenders .". $255,907.84 Dividends 7,630.14 Head office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, and miscellaneous 34,899.87 Agency and organization expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 67,979.88 All other expenses—Advertising, books and periodicals, express, postage, telegrams and telephones, legal fees, medical fees, official publication, office furniture, printing and stationery, taxes, licences and fees, and miscellaneous 15,802.16 Other disbursements 221.36 Decrease by adjustment of bonds and debentures . . 11,016.99 $393,458.24 Returns for British Columbia. Income— Mortuary Fund . ... $8,073.55 Sickness and Accident Fund ... 399.98 Juvenile Fund 376.63 Guarantee Fund 5.40 $8,855.56 Disbursements— Mortuary Fund $6,970.39 Sickness and Accident Fund 145.65 $7,116.04 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 61 ROYAL PLATE GLASS AND GENERAL INSURANCE COMPANY OF CANADA. Head Office—Vancouver, B.C. Directors. Brenton S. Brown. Walter C. Heath. Ernest E. Buckerfield. Fred 0. Hodgson. Frank E. Chadwick. Frank Parsons. John R. Cooney. Fred W. Sullivan. Thomas S. Dixon. Percy S. Young. Frank Parsons, General Manager. Statement for the Year ended December 31st, 1944. Assets. Bonds and debentures (amortized book value) $361,830.04 Cash on hand and in banks 20,838.61 Interest accrued 2,202.50 Agents' balances and premiums uncollected (net) — 27,555.28 Due from reinsurance on losses paid 2,885.37 $415,311.80 Liabilities. Expenses due and accrued .'— $180.00 Taxes due and accrued 1,675.51 Reinsurance premiums 27,745.49 Capital stock— Authorized $1,000,000.00 Subscribed 100,000.00 Paid up — 100,000.00 Surplus - 285,710.80 $415,311.80 Profit and Loss Account. Salaries, fees, and travelling expenses . $2,191.28 All other expenses 360.91 Underwriting loss $2,552.19 Other revenue— Interest earned $13,149.09 Profit on sale of securities and real estate 3,999.25 $17,148.34 Other expenditure— Income and excess profits taxes __ $3,803.35 Investment expenses 133.31 Interest paid on bonds purchased 644.55 Decrease in amortized over book value of bonds 111.90 4,693.11 12,455.23 Net profit .. $9,903.04 SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY. Head Office—Saskatoon, Saskatchewan. Directors. R. J. Harper. G. C. Lawson. Wm. Kershaw. J. E. Evans. H. R. Earl. J. H. G. Bailey. H. J. Beck. R. W. Brigham. D. Maclean. H. R. Earl, General Manager. Statement for the Year ended December 31st, 1944. Assets. Real estate (book value) — _ $7,500.00 Bonds and debentures (book value) — ........:. 958,241.69 H 62 BRITISH COLUMBIA. Cash on hand and in banks $35,083.53 Interest due and accrued 18,339.37 Unassessed premium notes 144,254.05 Unpaid assessments 2,345.40 Agents' balances 58,751.44 Reinsurances recoverable .. 21,583.82 Furniture, fixtures, and automobiles 13,296.98 Surrender value, life insurance 6,698.40 Other assets 500.00 $1,266,594.68 Deduct assets not admitted— Unassessed premium notes $144,254.05 Unpaid assessments 2,345.40 Agents' balances on premiums written prior to October 1st, 1944 1,350.70 Deficiency of market under book value of bonds and debentures 6,386.11 Interest . 4,311.30 Furniture, fixtures, and automobiles 13,296.98 171,944.54 $1,094,650.14 Liabilities. Provision for unpaid claims $41,266.53 Reserve of unearned premiums (net, at 80 per cent.) — 339,076.78 Adjustment expenses 2,486.50 Reserve and unpaid losses under unlicensed reinsurance 2,467.92 Reserve for contingencies . 20,000.00 Assessments prepaid 616.77 Surplus 688,735.64 $1,094,650.14 Profit and Loss Account. Premiums earned (net) $523,180.45 Losses and claims incurred (net) $203,395.96 Adjustment expenses (net) 18,321.68 Commissions .: 140,369.58 Taxes 18,803.31 Salaries, fees, and travelling expenses 49,893.48 All other expenses 24,182.27 454,966.28 Underwriting profit $68,214.17 Other revenue— Interest earned $29,463.63 Finance charges and Head Office fees 66.01 Rents earned (net) 225.29 Bad debts recovered, previously written off 4,673.85 Profit on sale of securities and real estate 2,642.50 Decrease in deficiency of market under book value of securities 7,017.71 Decrease in agents' ninety-day balances 1,975.53 $46,064.52 Other expenditure- Retirement Fund $23,703.65 Contingency reserve 1,003.75 24,707.40 21,357.12 Net profit j _ $89,571.29 Returns for British Columbia. (See pages 69, 73, 75, 78, and 85.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 63 SOINTULA MUTUAL FIRE INSURANCE ASSOCIATION. Head Office—Sointula, Malcolm Island, B.C. Directors. Uno Salmi. John Lehtinen. John Prederickson. Matthew Riksman. August Maki. Alex. A. Anderson. Wilko Luck. Uno Salmi, President. Statement for the Year ended December 31st, 1944. Assets. $2,000.00 1,516.08 10.00 Liabilities. $3,526.08 $3,443.63 Surplus 82.45 Profit and Loss Account. $3,526.08 $150.00 $20.00 17.00 88.75 125.75 Underwriting profit $24.25 Other revenue— $71.70 Other expenditure— 13.50 58.20 Profit for the year $82.45 WESTERN UNION INSURANCE COMPANY. Head Office—Calgary, Alberta. Directors. Prank R. Freeze. C. M. Freeze. Robert D. Freeze. Roy J. Widney. M. MacKenzie. L. C. Jackson. Wm. G. Peterson. Ann Freeze. Howard F. Freeze. Frank R. Freeze, General Manager. Statement for the Year ended December 31st, 1944. Assets. Bonds and debentures (book value) $204,912.50 Stocks (book value) 84,649.50 Cash on hand and in banks __ 6,309.83 Interest accrued 2,429.68 Dividends due 576.00 Agents' balances and premiums uncollected (net) 32,178.72 Amount due from reinsurance on losses paid __ 2,817.47 Other assets _ <■- 4,488.54 $388,362.24 II 64 BRITISH COLUMBIA. Deduct assets not admitted— Furniture and equipment __ $3,261.45 Automobile ~_ 644.58 $3,906.03 $334,456.21 Liabilities. Provision for unpaid claims $42,410.85 Adjustment expenses 4,345.14 Reserve of unearned premiums (net, at 80 per cent.) 138,842.22 Taxes due and accrued —. 7,792.79 Reinsurance premiums — — 1,201.16 Contingent commission 6,500.00 Other liabilities :__ 1,193.40 Capital stock— Authorized - - — - $500,000.00 Subscribed 500,000.00 Paid up -- 100,000.00 Premium on capital stock — 4,000.00 Surplus 28,170.65 $334,456.21 Profit and Loss Account. Premiums earned (net) $226,048.06 Losses and claims incurred (net) — $117,148.79 Adjustment expenses 9,396.10 Commissions — 72,561.89 Taxes .- 6,738.83 Salaries, fees for auditor 1,204.79 Management fee '__ 15,884.83 All other expenses _ 5,167.61 228,102.84 Underwriting loss $2,054.78 Other revenue— Interest earned $6,547.36 Dividends earned 4,391.87 Profit on sale of securities and real estate 460.00 $11,399.23 Other expenditure— Income and excess profits taxes 2,985.09 8,414.14 Net profit $6,359.36 Returns for British Columbia. (See pages 70, 73, 75, 77, 78, 80, 82, and 86.) TABLE I.—ABSTRACT OF LIFE INSURANlC (Figures shown in nearest H 65 RETURNS FOR 1944. dollar.) Insurer. Premium Income. Assurance. Annuity. Sinking Fund Payments. Disbursements. On Death or Maturity. On Surrender, for Disability, || Dividends, etc. Annuities. To Annuitants. On Death, Surrender, etc. Exhibit op Policies. In Force Jan. 1st, 1944. New- issued. In Force Dec. 81st, 1944. $1,482,483 7,703,020 19,584,463 3,189,250 32,070 28,938,730 625,400 3,006,676 19,887,734 1,571,500 15,715,536 Nil 1,218,974 55,000 1,707,372 22,500 856,966 8,961,038 1,505,774 45,816,642 2,267,290 17,654,830 774,500 32,787,774 9,957,433 3,861,063 45,000 23,033,644 35,000 51,595,377 31,080,371 4,594,200 13,235,731 4,778,618 426,870 53,689,711 1,039,210 1,847,224 2,856,157 3,460 11,545,372 31,383,281 810,954 1,875,306 71,750 Nil 4,858,582 168,065 2,242,462 24,454,902 14,765,647 677,971 4,698,875 3,435,342 3,963,002 53,292,925 29,296,858 6,200,581 4,933,951 1,409,351 Aetna Life Insurance Co. Canada Life Assurance Co, Commercial Union Assurance Co., Ltd, Confederation Life Association Continental Life Insurance Co Crown Life Insurance Co \ Ordinary.. " \ Group Dominion Life Assurance Co- Dominion of Canada General Insurance Co- Empire Life Insurance Co Equitable Life Insurance Co Excelsior Life Insurance Co Fidelity Life Assurance Co Great West Life Assurance Co.. Imperial Life Assurance Co \ Ordinary.. " | Group \ Ordinary.. " | Group ) Ordinary.. I Group | Ordinary.. / Group London Life Insurance Co.- Loyal Protective Life Insurance Co.. Manufacturers Life Insurance Co..— | Ordinary... I Group \ Ordinary... " | Group | Ordinary ... .\ Industrial [ Group Metropolitan Life Insurance Co.. Monarch Life Assurance Co- Montreal Life Insurance Co... \ Ordinary... " ] Group {Ordinary.. Industrial Group Mutual Life Assurance Co. of Canada Mutual Life Insurance Co. of New York- National Life Assurance Co. of Canada- New York Life Insurance Co — North American Life Assurance Co C Ordinary " 1 Group \ Ordinary " j Group f Ordinary \ Group Northern Life Assurance Co Norwich Union Life Insurance Society- Occidental Life Insurance Co Prudential Assurance Co., Ltd ( Ordinary.. | Group y Ordinary . [ Group f Ordinary.. " ] Group Prudential Insurance Co. of America.. Royal Insurance Co., Ltd Sovereign Life Assurance Co * Standard Life Assurance Co Sun Life Assurance Co. of Canada ... f Ordinary ... . \ Industrial [ Group Travelers Insurance Co Western Life Assurance Co- Totals \ Ordinary ] Group \ Ordinary. " \ Group $58,401 74,428- 585,717 94,132 678 709,338 7,464 88,372 460,066 15,276 443,466 175 30,948 254 46,361 209 27,148 231,313 40,000 1,164,465 35,603 510,915 15,345 750,787 252,023 53,870 1,469 758,114 1,703 1,341,211 1,317,612 60,404 314,892 111,702 6,252 1,559,958 3,635 48,186 60,573 106 335,157 877,327 12,164 44,707 1,076 Nil 99,181 3,211 72,296 797,874 588,697 7,018 92,002 85,019 96,018 1,662,904 398,185 180,713 53,206 40,304 $16,729,630 $746 Nil 101,196 Nil Nil 60,421 13 Nil 36,727 51,714 Nil Nil 429 Nil 978 Nil 333 6,152 1,604 100,091 10,752 51,751 Nil 10,464 Nil Nil Nil 21,452 Nil 3,612 Nil 40,955 39,253 6,796 90.205 364,312 46,351 85 2,221 Nil 5,164 156,678 Nil 720 Nil Nil 822 Nil 70,211 2,344 Nil 8,375 Nil 47,409 34,429 125,712 169,738 153 Nil 726 $1,671,094 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil $53,957 68,850 219,270 62,655 Nil 351,717 9,939 20,986 157,321 2,500 123,556 Nil 3,003 Nil 15,093 Nil • 40,239 84,335 2,073 477,754 36,032 260,534 15,740 203,939 21,246 41,025 Nil 230,740 825 430,408 766,611 29,550 133,607 13,548 1,200 743,480 Nil 21,693 17,991 Nil 179,158 267,851 1,000 19,760 Nil Nil 46,173 8,017 1,589 202,654 220,640 3,000 76,642 40,150 53,145 598,426 224,250 114,676 28,963 15,421 $6,762,932 $3,475 2,000 195,140 2,314 Nil 203,571 22 38,609 76,173 Nil 85,512 Nil 1,708 Nil 4,618 Nil 4,056 69,496 4,818 324,058 2,000 159,898 Nil 178,882 48,171 1,409 69 156,287 Nil 272,959 281,064 16,239 83,995 5,159 350 466,784 243 9,416 20,709 Nil 116,359 216,073 Nil 18,116 Nil Nil 4,087 Nil 970 126,224 151,230 12,153 16,207 28,670 9,817 445,430 93,369 15,212 2,000 18,696 $3,993,817 Nil $622 74,716 264 Nil 40,074 Nil 2,125 12,676 10,794 15,965 Nil 1,923 Nil 405 Nil Nil 2,712 Nil 57,104 Nil • 7,445 Nil 14,289 Nil Nil Nil 48,747 Nil 8,082 182 33,067 21,501 1,370 1,646 96,896 1,236 1,723 552 Nil 16,509 17,855 Nil Nil Nil Nil 240 Nil 4,075 4,845 Nil 2,303 Nil 13,522 101 189,001 4,750 1,304 Nil 478 Nil Nil $13,906 Nil Nil 15,564 Nil 108 16,740 4,171 18,055 Nil Nil Nil 651 Nil 22 Nil 1,005 32,416 826 12,384 Nil 30,343 Nil Nil Nil 28,537 Nil 4.567 Nil 7,566 30,504 34 7,623 13,288 2,238 Nil Nil Nil 16,500 30,325 Nil Nil Nil Nil Nil Nil 66 1,641 Nil Nil Nil 35,595 227 13,224 11,274 Nil Nil Nil $711,099 | $349,400 I $1,252,943 9,392,300 17,697,986 2,990,000 32,070 26,876,886 593,500 2,739,622 18,118,069 1,547,500 14,222,438 Nil 886,729 65,000 1,439,153 22,500 826,575 8,250,709 1,396,819 43,551,643 3,215,161 16,479,494 797,000 29,598,281 7,862,267 3,794,393 45,500 20,909,167 38,000 47,906,062 30,050,046 4,071,900 12,570,787 3,978,565 445,564 49,698,441 472,335 1,916,906 2,979,797 3,460 11,311,890 29,535,969 757,333 1,900,607 73,750 Nil 4,323,672 156,415 1,454,570 21,837,993 14,561,678 612,373 4,374,148 3,114,451 3,445,230 50,295,186 29,192,720 6,075,919 4,157,770 1,244,835 $376,789 621,000 2,539,317 75,500 Nil 3,281,623 62,000 364,512 2,669,844 Nil 2,115,470 Nil 374,431 Nil 347,708 Nil 67,897 1,158,556 140,500 3,330,902 Nil 1,380,758 Nil 3,861,887 1,597,759 109,500 17,000 2,725,038 Nil 5,300,776 2,488,140 23,600 1,234,631 943,572 Nil 5,347,501 470,580 Nil 48,667 Nil 573,800 2,879,039 Nil 9,000 Nil Nil 691,330 Nil 1,612,236 3,250,694 954,396 Nil 475,108 517,820 540,885 4,922,366 735,500 610,700 778,000 328,410 I $577,162,077 j $61,954,742 $617,529,768 * Statement to November 15th, 1944. TABLE IL—LIFE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Premium Income. Disbursements. Amount in Force. Year. Ordinary. Industrial. Group. Total. On Death or Maturity. Other Payments. Total. 1940 $12,339,000 12,541,000 13,222,000 13,820,000 14,981,000 $1,799,000 1,815,000 1,960,000 2,048,000 2,158,000 $810,000 962,000 947,000 1,064,000 1,262,000 $14,948,000 15,317,000 16,129,000 16,932,000 18,401,000 $5,228,000 5,170,000 5,446,000 5,789,000 6,763,000 $7,340,000 6,578,000 5,776,000 4,972,000 5,054,000 $12,568,000 11,747,000 11,222,000 10,761,000 11,817,000 $468,542,000 1941 492,256,000 1942 1943 529,532,000 577,172,000 1944— 617,530,000 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 67 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1944. (Figures shown in nearest dollar.) Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). (1.) $22,934 47,857 16,369 60,628 25,904 2,834 5,002 21,384 14,942 11,965 20,830 38,117 Nil 2,185 (2.) $20,101 48,447 12,698 54,512 33,822 3,389 4,526 14,741 12,875 12,443 17,541 45,226 (8.) $10,895 50,133 12,949 14,683 44,555 2,055 1,202 2,005 3,521 8,985 15,595 11,170 Per Cent. 54.20 103.48 Agricultural Insurance Co 101.98 26.94 131.73 60.64 26.60 13.60 American Home Fire Assurance Co 27.35 72.22 88.91 24.70 3,802 360 9.47 Bankers and Shippers Insurance Co. of New York- 29,234 42,757 3,605 2,562 6,722 32,571 2,501 Nil 15,490 28,468 38,525 6,253 7,726 16,456 11,513 20,781 9,206 10,423 32,686 2,501 22,447 13,756 12,707 4,951 29,234 22,947 12,658 18,054 8,625 16,820 11,453 5,509 8,111 1,924 2,399 27,817 1,277 21,424 35,414 3,078 2,842 8,283 29,222 2,264 5,240 6,534 687 956 —389 18,866 601 24.45 18.45 22.30 Bee Fire Insurance Company Boston Insurance Co.— — 33.64 — 4.70 64.56 British & European Insurance Co., Ltd 26.55 12,860 32,397 29,572 5,658 9,622 12,432 4,559 18,126 10,299 11,041 33,033 2,264 22,293 12,447 9,534 924 24,154 15,271 10,450 15,660 6,159 14,991 9,757 3,654 7,647 2,348 2,605 26,876 1,920 6,713 9,226 12,449 1,508 416 5,969 784 6,790 1,621 3,695 14,920 601 13,531 3,308 3,945 733 6,362 4,880 3,307 — 1,175 744 5,374 2,307 1,981 2,090 75 1,216 8,083 417 52.20 28.48 42.10 British General Insurance Co., Ltd 26.65 4.32 48.02 17.19 British Traders Insurance Co., Ltd 37.46 15.74 33.47 45.17 26.55 60.70 Canada Security Assurance Co Canadian Alliance Insurance Company 26.58 41.38 79.33 26.34 31.96 31.65 Canadian Mercantile Insurance Co 12.07 35.86 23.64 26.90 Central Insurance Co., Ltd. 27.33 3.20 Central Union Insurance Co.... — 46.64 30.08 21.73 7,645 31,761 65,970 1,251 17,688 14,495 51,574 33,342 34,415 13,924 3,714 35,502 17,133 36,172 12,104 3,538 4,336 6,706 24,496 58,353 1,181 22,104 9,770 50,646 30,092 30,153 10,464 3,008 31,229 12,289 39,926 9,580 4,419 5,478 3,632 14,013 19,208 301 7,343 1,793 16,230 13,122 7,963. 14,478 3,206 7,922 5,574 9,738 3,425 1,469 1,250 54.16 57.20 32.92 Commercial Union Fire Insurance of New York 26.61 33.22 18.35 32.05 43.61 26.41 138.30 Eagle Fire Co. of New York—.. _ 106.58 25.37 45.36 Employers Liability Assurance Corporation, Ltd . 24.39 35.75 33.24 Essex & Suffolk Equitable Insurance Society, Ltd 22.82 $1,216,184 $1,105,047 $463,140 H 68 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1944—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Brought forward- Eureka Security Fire & Marine Insurance Co.. Excess Insurance Co., Ltd. Federal Fire Insurance Co. of Canada.— Fidelity-Phenix Fire Insurance Co. of New York- Fire Association of Philadelphia.— Fire Insurance Co. of Canada Fireman's Fund Insurance Co. — Firemen's Insurance Co. of Newark First American Fire Insurance Co.. First National Insurance Co. of America. (See note.) Fonciere Fire Insurance Co. of Paris, France Franklin Fire Insurance Co. of Philadelphia. (See note.) General Accident Assurance Co. of Canada _ General Accident Fire & Life Assurance Corp., Ltd.... General Insurance Co. of America — .-- General Security Insurance Co. of Canada Gibraltar Fire & Marine Insurance Co. (See note.).. Girard Fire & Marine Insurance Co.. Glens Falls Insurance Co.. Globe and Republic Insurance Co. of America- Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co.. Great American Insurance Co.. Guardian Assurance Co., Ltd... Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Insurance Co Hanover Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co.. Hartford Fire Insurance Co „ Helvetia Swiss Fire Insurance Co., Ltd Home Assurance Co. of Canada Home Fire & Marine Insurance Co. of California — Home Insurance Co. — Homestead Fire Insurance Co. (See note.) Hudson Bay Insurance Co— — Imperial Assurance Co Imperial Guarantee & Accid. Insur. Co. of Canada- Imperial Insurance Office _. Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Jersey Insurance Co. of New York Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co., Ltd.- — Legal & General Assurance Society, Ltd Liverpool & London & Globe Insurance Co., Ltd.- Liverpool-Manitoba Assurance Co.. Local Government Guarantee Society, Ltd. (See note.) — London & County Insurance Co., Ltd r London & Lancashire Guar. & Accident Co. of Canada London & Lancashire Insurance Co., Ltd — London & Provincial Marine & Gen. Insur. Co., Ltd London & Scottish Assurance Corporation, Ltd _ London Assurance London-Canada Insurance Co „— London Guarantee & Accident Co., Ltd... Lumbermen's Insurance Co _ _ Lumbermen's Mutual Insurance Co. Lumber Mutual Fire Insurance Co. of Boston, Mass.. Marine Insurance Co., Ltd Maryland Insurance Co Mercantile Insurance Co Merchants & Manufacturers Insurance Co. Merchants Fire Assurance Corporation of New York Merchants Marine Insurance Co., Ltd. — — Mercury Insurance Co. Michigan Fire & Marine Insurance Co... Millers National Insurance Co. Mill Owners Mutual Fire Insurance Co. of Iowa.. Carried forward — (1.) $1,216,184 7,538 11,338 34,914 36,149 12,856 27,158 57,744 19,465 12,410 1,983 6,671 13,315 101,299 3,548 3,091 30,688 24 10,139 42,919 28,783 103,819 13,319 18,971 192,035 9,324 40,304 173,913 1,812 46,893 21,489 178,748 12,688 15,289 4,845 12,344 5,636 73,644 12,348 Nil 38,744 56,941 92,111 16,222 20,851 10,031 95,308 3,105 7,165 54,186 5,459 15,289 46,679 3,474 3,405 Nil 7,122 17,938 14,795 30,146 9,833 14,-574 11,009 20,599 3,959 1,214,582 (2.) ,105,047 5,635 9,391 21,100 33,012 15,604 25,135 61,695 16,450 11,276 780 8,250 10,169 100,515 3,029 1,300 23,208 5,218 9,559 36,258 34,872 105,292 11,675 19,119 178,975 8,277 30,206 75,351 5,442 39,140 22,275 184,443 11,962 13,401 3,981 11,568 5,920 86,816 11,497 36,221 60,853 86,426 15,294 20,016 8,268 96,277 2,920 7,202 53,411 2,779 13,402 24,419 4,477 4,142 5,965 12,377 10,311 23,417 10,318 8,855 9,612 20,113 4,284 $2,904,202 (3.) $463,140 —1,321 4,230 8,838 13,529 5,261 8,223 60,533 5,806 2,532 692 865 3,279 21,370 486 110 12,537 5,243 2,612 21,877 25,547 17,769 1,194 7,989 70,941 1,264 14,408 20,645 2,716 34,450 2,703 56,103 3,268 7,263 5,061 12,177 1,473 52,582 3,408 2,616 24,690 26,466 4,179 2,829 2,380 53,549 1,633 1,741 12,913 1,771 7,263 9,317 1,248 1,248 1,900 4,860 4,071 9,413 3,474 5,861 3,739 8,473 861 Per Cent. $1,172,298 45.04 41.88 40.98 33.71 32.71 98.12 35.29 22.45 88.76 • 10.48 32.25 21.26 16.05 8.46 54.01 100.47 27.32 60.34 73.26 16.80 10.22 41.79 39.64 15.27 47.70 27.40 49.91 88.01 12.13 30.42 27.31 54.20 127.13 105.26 24.88 60.57 29.64 7.22 40.57 30.62 27.32 14.13 28.79 55.62 55.92 24.17 24.18 63.73 54.19 38.15 27.88 30.13 31.85 39.27 39.48 40.19 33.67 66.00 38.90 42.12 20.09 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 69 TABLE IIL—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1944—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). (i.) $3,214,582 235,081 14,918 5,726 35,030 43,810 11,690 5,330 31,149 (2.) $2,904,202 191,340 11,384 4,878 34,414 34,372 10,759 2,330 25,053 (3.) $1,172,298 119,038 6,583 1,154 10,840 15,642 5,404 1,413 5,026 Per Cent. 62 21 23 64 45.51 50.23 60 64 8,111 5,726 2,158 16,374 15,372 9,108 7,647 4,878 2,611 14,198 10,370 9,514 2,090 1,154 2,263 4,818 3,303 2,396 27.33 23.64 National Retailers Mutual Insurance Co .„. — 86.67 National Union Fire Insurance Co. of Pittsburgh, Pa. 31.85 25.18 2,752 8,618 13,493 19,713 17,808 39,172 15,289 20,354 121,845 11,688 5,002 60,814 12,076 13,756 60,917 14,263 17,079 15,006 12,725 55,110 4,098 29,090 127,625 44,848 7,136 13,079 8,636 31,014 70,640 20,510 36,474 28,206 6,802 8,918 44,716 125,534 5,871 36,059 34,547 10,565 10,069 7,346 22,768 13,064 7,689 2,018 2,752 150 16,972 6,963 2,403 8,275 12,022 12,452 13,996 39,892 13,401 18,063 111,524 9,275 4,526 64,705 13,414 12,447 47,897 12,755 —40,381 13,580 11,452 58,698 2,443 26,410 124,658 41,822 6,728 9,690 9,501 26,179 52,481 19,297 34,385 23,535 6,405 5,153 43,557 130,654 935 1,058 1,570 6,147 3,587 23,336 7,263 5,305 29,363 3,372 1,204 44,260 6,873 3,308 16,203 5,610 6,168 3,608 5,703 27,357 1,117 2,497 41,469 25,297 1,838 6,809 - 1,469 17,090 31,462 8,501 9,397 10,991 6,317 4,023 9,526 49,302 38.89 New Hampshire Fire Insurance Co.. , - 12.78 13.05 41.33 25.63 North British & Mercantile Insurance Co., Ltd 58.50 54.20 29 37 Northwestern Mutual Fire Association - 26.33 36.36 26.60 Norwich Union Fire Insurance Society, Ltd.— 68.40 51.23 Ocean Accident & Guarantee Corporation, Ltd. Ohio Farmers Insurance Co 26.58 33.83 43.98 26.57 49.80 46 61 Pennsylvania Lumbermen's Mutual Fire Insurance Co. Philadelphia Fire & Marine Insurance Co. Phoenix Assurance Co., Ltd.. 45.71 9.45 33.27 60 49 27 31 65.28 59.95 44.05 46.70 98.61 78.07 21 87 37 73 Royal Plate Glass & General Ins. Co. of Canada. (See Royal Scottish Insurance Co., Ltd 5,721 28,910 28,975 8,678 9,939 7,795 21,301 15,375 6,873 2,234 2,404 3,682 11,944 13,890 827 3,418 965 4,855 10,789 4,209 576 935 64.36 41.00 47.93 Scottish Canadian Assurance Corporation 9.53 34.39 Scottish Metropolitan Assurance Co., Ltd. 12.38 22.79 70.17 61.23 25.77 38.89 15,567 5,849 5,457 2,236 35.05 58.23 $4,975,804 $4,430,865 $1,850,540 IT 70 BRITISH COLUMBIA. TABLE IIL—FIRE INSURANCE PREMIUMS AND LOSSES FOR 1944—Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). (1.) $4,975,804 132,744 23,378 5,726 63,375 3,398 18,775 106,257 23,760 14,566 35,624 15,289 (2.) $4,430,865 117,970 16,167 4,878 63,820 5,805 12,495 136,892 21,502 14,827 31,073 13,401 (3.) $1,850,540 41,678 8,746 1,154 41,576 860 3,993 1,969 5,713 1,797 11,640 7,263 3,632 5,001 33,259 213 36,550 4,125 Per Cent. Springfield Fire & Marine Insurance Co 35.33 54.13 23.64 Sun Insurance Office, Ltd — — Switzerland General Insurance Co., Ltd 65.15 14.82 31.96 1.44 26.57 12.11 Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd 37.46 54.20 United Firemen's Insurance Co. of Philadelphia 7,645 12,163 55,391 — 3 126,664 22,163 321 17,816 13,017 27,488 8,328 24,513 6,700 11,952 56,155 54.21 41.89 59.23 Wawanesa Mutual Insurance Co,..— Wellington Fire Insurance Co. 100,761 9,642 — 15 14,121 11,566 36.27 42.78 7,110 10,600 50.35 91.65 Westminster Fire Office. (See note.).... — 29,981 6,394 20,062 13,421 1,800 2,939 44.76 28.15 14.65 Totals $5,734,202 $5,137,004 $2,095,579 40.79 Totals for 1943 $4,953,054 $4,414,263 $1,945,260 44.06 Note.—The entire business of this Insurer was either cancelled or reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. Reciprocal Exchanges. Name of Exchange. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Ratio of (3) to (2). (1.) $13,283 2,401 1,278 6,650 20 4,013 12,946 1,539 4,252 2,768 (2.) $34,907 5,741 1,332 5,682 224 5,299 10,954 1,938 8,194 2,481 (3.) $3,658 103 102 1,679 Nil 244 300 Nil 326 29 Per Cent. 10.48 1.80 7.68 Canners Exchange Subscribers at Warner Inter Insur- 29.08 Nil 4.60 2.74 Nil 3.98 1.20 Totals $49,150 $76,752 $6,441 8.39 Totals for 1943 ... ' $89,689 $67,631 $110,970 164.08 TABLE IV.—FIRE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Year. Net Premiums written. Net Premiums earned. Net Amount of Losses incurred. Ratio Losses incurred to Premiums earned. 1940 $3,880,000 4,327,000 4,378,000 4,953,000 " 5,734,000 $3,902,000 3,826,000 4.007,000 4,414,000 5,137,000 $1,133,000 1,009,000 1,801,000 1,945,000 2,096,000 Per Cent. 1941 .... 1942 - — 1943. 1944 44.06 40 79 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 71 TABLE V,—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1944. (Figures shown in nearest dollar.) Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). Aetna Casualty & Surety Co... — Aetna Insurance Co Agricultural Insurance Co Alliance Insurance Co. of Philadelphia. American Alliance Insurance Co — American Automobile Fire Insurance Co... American Automobile Insurance Co— American Central Insurance Co Anglo-Scottish Insurance Co., Ltd.— Arex Indemnity Company. Atlas Assurance Co., Ltd —. Bankers & Traders Insurance Co., Ltd. British America Assurance Co British Canadian Insurance Co. British Empire Assurance Co.. British General Insurance Co., Ltd British Law Insurance Co., Ltd British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian Insurance Co. _ Camden Fire Insurance Association Canada Accident & Fire Assurance Co... Canada Security Assurance Co.. — Canadian Fire Insurance Co Canadian General Insurance Co Canadian Home Assurance Co — Canadian Indemnity Co. — _ Canadian Mercantile Insurance Co Canadian Surety Co — - Car & General Insurance Corporation, Ltd.. Casualty Co. of Canada . Central Insurance Co., Ltd. (See note.) Central Manufacturers Mutual Insurance Co.. Century Insurance Co., Ltd. Commerce Mutual Fire Insurance Co. Commercial Casualty Insurance Co. Commercial Union Assurance Co., Ltd.— Consolidated Fire & Casualty Insurance Co— Continental Casualty Co. - — Continental Insurance Co.. - - Cornhill Insurance Co., Ltd— Dominion Fire Insurance Co. — Dominion of Canada General Insurance Co. — Eagle Fire Co. of New York — — Economical Mutual Fire Insurance Co.. Employers Liability Assurance Corporation, Ltd.^ Eureka-Security Fire & Marine Insurance Co Federal Fire Insurance Co _ •-. Fidelity & Casualty Co. of New York- Fidelity Insurance Co. of Canada.. Fidelity-Phenix Fire Insurance Co. of New York Fire Association of Philadelphia.. - Fireman's Fund Insurance Co — - — Firemen's Insurance Co. of Newark— First National Insurance Co. of America. (See note.) Franklin Fire Insurance Co. of Philadelphia. (See note.) General Accident Assurance Co. of Canada. General Accident Fire & Life Assur. Corporation, Ltd. . General Casualty Co. of America General Exchange Insurance Corporation—. General Insurance Co. of America General Security Insurance Co. of Canada. — ~ Gibraltar Fire & Marine Insurance Co. (See note.) . Glens Falls Insurance Co.— — Globe Indemnity Co. of Canada. - Gore District Mutual Fire Insurance Co.— Great American Indemnity Co - Great American Insurance Co.— Guardian Assurance Co., Ltd— — - Guardian Insurance Co. of Canada... — Guildhall Insurance Co., Ltd - - Carried forward.. (1.) Nil Nil $97 Nil 120 20,152 31,581 Nil 5,810 2,125 5,884 64,820 41,957 19,574 16,307 7,268 12,136 2,835 17,145 2,511 2,804 20,895 25,224 19,123 20,617 2,790 25,531 617 29,685 3,175 37,430 Nil 5,940 284 90,451 11,810 1,693 652 Nil 11,558 3,468 38,406 222 3,015 23,158 320 7,385 Nil 1,573 1,353 Nil Nil Nil 31,608 14,981 77,096 6,893 36,780 427 10,312 26,129 10,560 1,773 1,076 Nil 214,006 35,664 (2.) $52 119 20,007 31,678 5,778 1,765 6,704 55,389 41,126 16,716 14,718 7,034 11,948 2,333 15,894 2,554 2,829 20,221 20,597 18,348 20,143 2,677 23,513 529 28.214 3,005 35,978 5,907 246 85,551 11,420 1,579 1,278 11,114 3,135 40,151 172 2,271 22,494 366 5,864 746 1,195 35,597 20,507 79,163 8,077 36,604 218 7,902 26,124 12,329 1,800 1,062 207,705 33,416 $1,106,806.00 | $1,073,862 I (3.) $7 6,783 4,963 1,085 1,983 7,434 18,197 32,623 14,251 5,670 2,920 3,508 2,659 4,964 127 2,033 8,396 14,257 3,040 8,395 13 4,367 256 10,267 1,515 19,097 1,085 118 58,938 4,745 312 3,474 1,593 124 20,095 165 1,074 5,662 1,424 2,184 — 330 643 10,535 7,685 50,234 3,869 16,051 177 4,353 2,009 3,476 1,307 63 87,478 14,024 Per Cent. 5.88 33.90 15.66 18.78 112.35 110.89 32.85 79.32 85.25 38.52 41.51 29.36 113.97 31.23 4.99 71.86 41.52 69.22 16.57 41.68 —.50 18.57 48.39 36.39 50.43 53.07 18.37 47.97 68.89 41.55 19.76 271.92 14.34 3.96 50.00 95.93 47.29 25.17 389.63 37.24 29.59 37.48 63.46 47.90 43.85 81.20 55.08 7.69 28.19 72.61 5.93 42.11 41.97 $481,377 II 72 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1944 —Continued. Name of Insurer. Net Premiums written. Brought forward- Halifax Insurance Co _ Hardware Dealers Mutual Fire Insurance Co.. Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Insurance Co Homestead Fire Insurance Co. (See note.) _ Hudson Bay Insurance Co. (See note.). Imperial Guarantee & Accident Ins. Co. of Canada- Imperial Insurance Office . Indemnity Insurance Co. of North America Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co.— Liverpool & London & Globe Insurance Co., Ltd. Liverpool-Manitoba Assurance Co.. _ London & County Insurance Co., Ltd _ London & Lancashire Guarantee & Accident Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine General Insurance Co., Ltd... London & Scottish Assurance Corporation, Ltd London Assurance London-Canada Insurance Co. London Guarantee & Accident Co., Ltd.. Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd.— - Maryland Casualty Co. Merchants Marine Insurance Co., Ltd.— Mercury Insurance Co. Metropolitan Casualty Insurance Co Michigan Fire & Marine Insurance Co. . Milwaukee Mechanics' Insurance Co Monument Insurance Co., Ltd— Motor Union Insurance Co., Ltd.. Mutual Implement & Hardware Insurance Co.. National Ben Franklin Fire Insurance Co.. National Fire Insurance Co. of Hartford National Liberty Insurance Co. of America. (See note.). National Retailers Mutual Insurance Company.. National Union Fire Insurance Co. of Pittsburgh, Pa Newark Fire Insurance Co — New England Fire Insurance Co.. New York Underwriters Insurance Co New Zealand Insurance Co., Ltd... Niagara Fire Insurance Co. North British & Mercantile Insurance Co., Ltd.. Northern Assurance Co., Ltd.— Northwest Casualty Co.. Northwestern Mutual Fire Association- Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co. Ocean Accident & Guarantee Corporation, Ltd... Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co _ Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd j Phoenix Assurance Co., Ltd. Phoenix Insurance Co — Pioneer Insurance Co. (See note.) Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd.. _ Queen Insurance Co. of America — Queensland Insurance Co., Ltd Railway Passengers Assurance Co. _ Royal Exchange Assurance— Carried forward - _ (1.) $1,106,806.00 75,902 553 22,876 4,292 68,020 12,089 3,161 7,302 • 553 Nil 572 10,790 14,876 139 14,490 2,873 7,584 45,750 13,573 7,306 625 6,056 23,001 117,603 3,004 5,837 1,953 7,420 5,161 10,877 3,407 112,149 4,414 23,861 E53 3,497 Nil 198 164 2,638 852 Nil 13,861 Nil 7,999 11,593 66,039 194 24,832 1,479 40,882 7,758 5,680 4,542 2,442 17,296 88,476 Nil 551 29,796 14,366 3,178 19,180 8,066 21,788 $2,142,775 Net Premiums earned. (2.) $1,073,862 78,926 308 21,212 3,974 59,075 14,021 3,081 6,934 397 1,222 11,221 14,617 178 14,468 2,875 6,967 49,509 13,267 7,153 645 5,813 22,241 108,900 3,012 6,119 2,017 8,790 3,402 10,001 3,906 106,333 4,177 22,731 308 3,242 119 208 2,662 976 11,462 8,034 10,631 64,665 4 198 24,179 1,572 39,590 8,151 5,648 4,396 2,571 16,232 89,520 557 29,394 15,759 3,205 17,915 8,523 21,390 $2,082,465 Net Losses incurred. (3.) $481,377 39,088 13,489 756 34,591 4,470 824 4,054 78 1,918 2,697 80 1,767 328 10,336 15,111 3,855 3,064 29 1,982 7,554 51,886 772 4,471 263 1,258 928 3,509 2,967 65,705 1,055 6,096 '1,021 100 64 801 742 1,677 717 3,223 27,211 6,726 —322 16,427 3,067 1,085 1,825 548 10,805 56,939 672 6,682 6,831 962 4,296 751 30,324 $949,432 Ratio of (3) to (2). Per Cent. 49.52 63.59 19.02 58.55 31.88 26.74 58.46 19.65 17.09 18.45 44.94 12.21 11.40 148.36 30.52 29.06 42.83 4.49 34.10 33.96 47.64 25.63 73.06 12.04 14.31 .27 35.09 75.96 61.79 25.27 26.81 31.49 55.87 30.77 30.09 76.02 14.63 8.92 30.31 42.08 27.82 41.49 37.63 19.22 41.51 21.31 66.57 63.60 102.69 22.73 43.35 30.01 23.29 8.81 141.76 J REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. II 73 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES FOR 1944 —Continued. Name of Insurer. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio of (3) to (2). (i.) $2,142,775 33,470 (2.) $2,082,465 33,408 (3.) $949,432 3,172 Per Cent. 9.49 Royal Plate Glass & General Insurance Co. of Canada. 1,457 2,768 67,106 79 5,283 9,164 Nil 2,535 2,861 63,843 40 5,097 9,307 672 568 26,690 26 00 19 85 Scottish Metropolitan Assurance Co., Ltd 1,306 4,442 25.62 47.73 " 1,926 34,333 14.282 16,482 1,457 6,604 5,275 Southern Insurance Co., Ltd. , 1,937 29,815 13,956 16,868 1,479 6,484 5,451 Nil 31,841 31,181 362 25,961 5,454 6,864 97 602 2,190 18.80 75.62 38.19 41.64 6.65 9.12 41.52 29,516 . 33,585 9,218 12,115 31.23 Union Marine & General Insurance Co., Ltd. 36.07 45 52,000 5,441 Nil 88,523 9,327 25,067 49,532 36 48,936 10,736 32,478 -1,024 66.37 80,832 9,125 22,611 42,704 53,487 1,564 21,483 26,845 66.17 Wellington Fire Insurance Co... „ 17.14 95.01 62.86 Nil 4,490 17,444 82,682 4,877 17,807 81,692 1,837 5,600 40,544 37.66 Yorkshire Insurance Co., Ltd Zurich General Accident & Liability Insurance Co., Ltd 31.45 49.63 $2,735,665 " $2,544,814 $2,662,372 $2,584,908 $1,231,959 46.27 Totals for 1943 _ _ $1,138,909 44.02 Note.—The entire business of this Insurer was either cancelled or reinsured by one or more Insurers whose names are included in the foregoing table, and the figures in the latter case are included in the figures for that Insurer or Insurers. Reciprocal Exchanges. Name of Exchange. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Ratio of (3) to (2). (1-) Affiliated Underwriters.. (2.) $583 (3.) $340 Per Cent. 58.30 TABLE VI.—AUTOMOBILE INSURANCE SUMMARY. (Figures shown in nearest thousand.) Year. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1940 $2,708,000 2,957,000 2,639,000 2,545,000 2,736,000 $2,653,000 2.811,000 2,792,000 2,585,000 2,662,000 $1,376,000 1,336,000 1,154,000 1,139,000 1,232,000 Per Cent. 1941 47.53 41.31 44.02 1942 1943 1944 H 74 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES FOR 1944. (Figures shown in nearest dollar.) ACCIDENT AND SICKNESS INSURANCE. Name of Insurer. Accident Insurance. Sickness Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. { I { 1 I i *$20,147 $18,576 Anglo-Scottish Insurance Co., Ltd 558 5 6,232 1,088 2,179 5,816 1,246 3,734 185 447 2,720 140 British America Assurance Co. 14,772 $5,005 $4,285 572 1,456 1,316 1,180 1,484 3,766 781 1,449 68 1,230 1,885 375 589 British Northwestern Fire Insurance Co Canadian Fire Insurance Co ,> 162 6,703 Canadian General Insurance Co 1,075 1,262 Canadian Indemnity Co 916 245 413 86 18 •15 4,213 1,848 •30,806 37,278 3,703 •10,200 3 83,120 50,593 •545 •6,920 3,331 21 59 195 3,356 •2,158 1,173 * 2,238 2,459 1,280 22,446 23,658 3,792 7,683 2,794 Century Insurance Co., Ltd. • 205 Commercial Casualty Insurance Co. —- - Commercial Union Assurance Co., Ltd Confederation Life Association... 29,095 1,740 10,578 1,474 Consolidated Fire & Casualty Insurance Co.. 65,224 96,016 28,958 Dominion of Canada General Insurance Co... 6,990 5,091 869 10,768 8,745 Economical Mutual Fire Insurance Co Employers' Liability Assurance Corporation, Ltd. 1,277 1,966 Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada _ — 5 1,262 770 271 20 369 32 1,623 100 195 General Accident Fire & Life Assurance Corpn., Ltd. 673 319 General Casualty Co. of America. 1,310 5 3,202 •516 6,586 380 1,277 495 •10,320 2,447 505 3,065 886 379 514 1,116 2,401 1,764 10 1,682 776 Great American Indemnity Co 1,343 1,574 Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd. 869 50 521 207 Home Assurance Co. of Canada 4,921 Hudson Bay Insurance Co Imperial Guarantee & Accident Insur. Co. of Canada Imperial Insurance Office ... 1,325 140 317 80 622 1,012 77 609 Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd 114 587 1,019 Liberty Mutual Insurance Co. 146 3,230 966 •81 5 20 57 279 447 42 86 1,235 24 1,774 London & Lancashire Guar. & Accident Co. of Canada London & Provincial Marine & General Insur. Co., Ltd.____ London & Scottish Assurance Corporation, Ltd. London Assurance 12 $322,887 $202,918 $164,641 $67,817 * Accident and sickness. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 75 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944- ACCIDENT AND SICKNESS INSURANCE—Continued; -Con. * Accident and sickness. AIRCRAFT AND PLATE-GLASS INSURANCE. Accident Insurance. Sickness Insurance. Name of Insurer. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $322,887 7,859 •105,258 •28,426 228 f 271 1 *5 •118 f 8,338 ) *40,478 •362,981 •2,878 ( 2,276 ) *16,361 137 1,948 161 •2,303 7,736 1,205 1,955 f 40 ] *23,233 371 i ~2 I *495 $202,918 3,859 69.682 9,968 $164,641 4,979 $67,817 London Guarantee & Accident Co., Ltd. 1,026 Loyal Protective Life Insurance Co. 25 21,276 2,193 430 211,477 1,905 1,246 9,073 701 1,683 2,460 1,453 7,189 22,985 200 North British & Mercantile Insurance Co., Ltd 987 777 Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co 271 23 143 1,314 61 Ocean Accident & Guarantee Corporation, Ltd 333 3,382 2,059 Protective Association of Canada 28 — 18 478 2,079 193 1,272 698 240 581 160 487 734 201 Scottish Metropolitan Assurance Co., Ltd ... 3,972 2,225 f 36,030 j *188,945 533 5,908 504 607 55 180 5,484 6,087 130,472 89 1,348 207 350 18 644 880 — 206 Toronto General Insurance Co 1,033 Travelers Insurance Co. 1,842 146 20,642 156 125 361 16 Union Insurance Society of Canton, Ltd. Union Marine & General Insurance Co., Ltd. 14,878 4 4,546 f »343 I 88 91 f 3,374 ) *3,018 f . 691 / *28,686 1,011 3,588 1,767 3,248 2,237 542 25,649 733 Zurich General Accident & Liability Insur. Co., Ltd... Totals $1,222,041 $745,969 $207,298 $91,450 Totals for 1943 . .. $1,017,799 $544,623 $235,563 $115,871 • Name of Insurer. Aircraft Insurance. Plates-glass Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $15 $485 $267 1,011 36 Carried forward $15 $1,496 $303 H 76 BRITISH COLUMBIA. TABLE VII, -MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944- AIRCRAFT AND PLATE-GLASS INSURANCE—Continued. -Con. Name of Insurer. Aircraft Insurance. Plate-glass rNSURANCE. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $15 $1,496 20,643 245 369 804 166 $303 13,545 75 146 113 446 998 115 Canadian Indemnity Co. _ 1,597 328 262 302 464 1,044 76 20 389 111 481 Century Insurance Co., Ltd.. „ Commercial Casualty Insurance Co 6 40 233 229 968 90 933 208 Dominion of Canada General Insurance Co. Eagle Star Insurance Co., Ltd. — — Employers' Liability Assurance Corporation, Ltd 1,299 79 572 23 306 582 87 2,837 209 General Accident Assurance Co. of Canada General Casualty Co. of America . . .... General Security Insurance Co. of Canada 1,111 ' 651 44 614 350 Gore District Mutual Fire Insurance Co 15,722 54,142 —2,300 — 1,036 240 1,247 1,493 1,327 302 782 288 1,498 290 61 1,091 963 5 61 79 70 402 72 940 48 238 Liverpool & London & Globe Insurance Co., Ltd * London & Lancashire Guarantee & Accident Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine & General Insur. Co., Ltd. London & Scottish Assurance Corporation, Ltd 39 604 ~ 42 292 51 73 195 3,000 443 760 288 10 1,104 14 Metropolitan Casualty Insurance Co.. 360 Mutual Implement & Hardware Insurance Co 772 1,198 160 20 Carried forward $70,650 — $336 $47,607 $28,473 I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 77 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. AIRCRAFT AND PLATE-GLASS INSURANCE—Continued. Name of Insurer. Aircraft Insurance. Plate-glass Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $70,650 — $336 $47,607 $28,473 240 484 805 739 272 1,633 848 305 Northern Assurance Co., Ltd. 142 Northwest Casualty Co. Norwich Union Fire Insurance Society, Ltd. 385 Occidental Fire Insurance Co 47 1,285 712 75 682 867 209 616 78 549 134 130 140 148 816 67 559 287 99 146 Union Assurance Society, Ltd. — — Union Insurance Society of Canton, Ltd - Union Marine & General Insurance Co., Ltd.... —- 137 1,145 443 244 103 994 157 288 76 106 58 96 74 2 372 34 40 15 98 184 16 Yorkshire Insurance Co., Ltd. — Zurich General Accident & Liability Insurance Co., Ltd 81 — 59 Totals - $71,315 — $336 $58,906 $35,042 Totals for 1943 $61,104 1 $13,469 $58,873 $36,470 EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE. Name of Insurer. Employers' Liability Insurance. Net Premiums Net Losses written. incurred. Public-liability Insurance. Net Premiums Net Losses written. incurred. Alliance Assurance Co., Ltd... Anglo-Scottish Insurance Co.. Arex Indemnity Co Ltd.. Atlas Assurance Co., Ltd British America Assurance Co... British Canadian Insurance Co. British Empire Assurance Co. British Northwestern Fire Insurance Co. Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co. — Canadian General Insurance Co Canadian Home Assurance Co Canadian Indemnity Co Canadian Surety Co. . Car and General Insurance Corporation, Ltd. . Casualty Co. of Canada ... Century Insurance Co., Ltd Commercial Casualty Insurance Co. Commercial Union Assurance Co., Ltd— Consolidated Fire & Casualty Insurance Co... Carried forward — $1,500 29 66 14 5 21 104 47 1,449 6,542 96 25 63 4,543 303 $14,816 | $42 20 390 255 1,864 T2i57l" $44 7,607 430 461 2,254 1,719 • 784 3,679 367 27 24,704 10 57,067 7,551 57 1,892 1,615 25,241 904 97 -$753 17 13 — 9 — 630 10,683 12,815 1,603 8,014 2,442 145 2,169 $136,610 | $36,60,9 H 78 BRITISH COLUMBIA. - TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. EMPLOYERS' LIABILITY AND PUBLIC-LIABILITY INSURANCE—Continued. Name of Insurer. Employers' Liability Insurance. Public-liability Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $14,816 $2,571 $136,510 2,055 3,922 5 33,429 297 $36,509 2,225 Economical Mutual Fire Insurance Co.. 2,790 181 10,957 Fidelity & Casualty Co. of New York 51 691 2,367 37,486 1,603 701 15 2,531 13,383 9,106 6,744 6,432 428 6,215 4,087 237 50 16,315 1,124 508 8 4,596 2,304 14,682 318 814 202 742 3,335 2,239 622 108 58 21 17,075 779 9,133 8 714 10,733 56 1,393 38 3,116 17 648 381 2 1,435 325 1,158 211 2,684 1,897 Liberty Mutual Insurance Co - Liverpool & London & Globe Insurance Co., Ltd.. London & Lancashire Guar. & Accident Co. of Canada London & Provincial Marine & General Insur. Co., Ltd 24 78 1,600 6 — 20 56 1,680 10 75 10,469 287 36 4,323 2,628 408 1,850 87 160 746 923 ' 1,737 2,503 168 5,441 9,640 1,929 3,195 3,349 780 2,376 6,653 ** 139 146 473 479 Norwich Union Fire Insurance Society, Ltd 786 3 313 4 1,051 15 43 54 —275 Ocean Accident & Guarantee Corporation, Ltd. 95 891 3 525 — 258 268 317 179 130 663 15 18 Royal Exchange Assurance 8 479 48 227 237 55 37 1,185 481 20,212 337 7,690 167 20,567 244 4,733 319 56 8,810 9 212 6,393 1,809 377 791 364 19 5,371 Union Marine and General Insurance Co., Ltd - 2,267 Wawanesa Mutual Insurance Co. 1 910 849 732 2.016 14 295 1,050 720 33 472 Zurich General Accident & Liability Insurance Co., Ltd. Totals 3,612 | 143 $93,976 | $23,684 $381,882 | $107,837 Totals for 1943 $60,423 | $19,162 $337,281 | $67,341 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 79 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, GUARANTEE AND THEFT INSURANCE. 1944—Con. Name of Insurer. Guarantee Insurance. Theft Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. • Anglo-Scottish Insurance Co., Ltd. $10' $11 $45 624 1,532 735 1,335 408 1,253 1,911 2,115 16,471 225 452 458 437 1,200 338 83 2 4,590 735 659 95 — $135 British Northwestern Fire Insurance Co. 501 27 4,774 10,778 35 18,417 26,564 149 1,250 4,678 354 881 — 111 4,491 2,017 14,236 3,065 2,199 571 19,088 306 3,138 1,290 630 — 55 11,470 189 764 74 10,636 27 5,954 45 72 2,603 2,779 1,429 7,449 61 18 2,683 575 — 9 352 2,007 Dominion of Canada General Insurance Co Economical Mutual Fire Insurance Co. 2,365 5,302 4,905 36 1,065 Fidelity & Casualty Co. of New York 3,064 1,751 —765 1,566 2,379 1,103 250 8,055 General Accident Fire & Life Assurance Corpn., Ltd General Casualty Co. of America General Insurance Co. of America 961 — 5 —206 896 8,976 — 45 198 Great American Indemnity Co 355 8,503 6,786 833 90 4,569 1,838 1,587 —590 Imperial Guarantee & Accident Insur. Co. of Canada 1,440 107 4,233 124 1,445 493 ' 50 5,419 529 7,512 100 1,226 212 3,317 Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Liberty Mutual Insurance Co 106 1,839 — 5 318 6,285 21 39 22 3,064 London & Lancashire Guar. & Accident Co. of Canada London & Provincial Marine and General Insur. Co., Ltd... London & Scottish Assurance Corporation, Ltd 45 1,620 2,496 16 557 105 30 63 345 286 569 113 1,535 1,513 1,882 2,107 Metropolitan Casualty Insurance Co 1,115 770 1,143 1,241 1,338 2,335 311 2,494 866 829 1,082 2,272 1,146 286 337 233 Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd 954 632 — 683 399 43 354 472 584 1,050 304 Reliance Insurance Co. of Canada - 20 $104,125 $16,504 $155,572 $66,766 H 80 BRITISH COLUMBIA. TABLE VII.- -MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. GUARANTEE AND THEFT INSURANCE—Continued. Name of Insurer. Guarantee Insurance. Theft Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $104,125 2,643 1,637 $16,504 240 -45 $155,572 1,583 2,805 $66,766 337 Royal Insurance Co., Ltd. Royal Plate Glass & General Insurance Co. of Canada.. . . 186 Sun Insurance Office, Ltd - — 12 8,819 624 13,476 3,608 566 396 139 3,755 3,570 125 458 536 5,273 10,961 773 1,543 508 166 965 6 553 1,261 1,963 3,345 54 — 100 23 1,997 30 Wellington Fire Insurance Co — 1,516 45 1,047 114 619 159 768 Zurich General Accident & Liability Insurance Co., Ltd 1,738 Totals $125,659 $16,920 $196,767 $84,228 Totals for 1943 $116,396 — $10,396 $144,541 $74,969 INLAND-TRANSPORTATION AND MARINE INSURANCE. Inland-transportation Insurance. Marine Insurance. Net Premiums Net Losses written. incurred. Net Premiums written. Net Losses incurred. $490 8,259 115 $352 5,992 9 $16,539 3,371 1,329 $3,854 1,048 Alliance Insurance Co. of Philadelphia 367 2 -46 190 457 35,650 14,542 Baltimore American Insurance Co. of New York 1,841 — 900 13,485 2,969 217 462 5,143 34 —2,083 4,192 British & Foreign Marine Insurance Co., Ltd... British Northwestern Fire Insurance Co 88 10,960 580 30 28 289 107 93 35 Canada Security Assurance Co 14 171 76 115 163 4 9 118 1,497 3,371 8,644 1,048 1,652 $11,459 $13,250 $97,430 $25,488 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 81 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944, INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. -Con. Name of Insurer. Inland-transportation Insurance. Marine Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $11,459 1,118 1,023 $13,250 37 959 $97,430 12,379 $25,488 6,915 16,395 7,861 Dominion of Canada General Insurance Co., Ltd. 6 337 618 33,142 3 12,103 26 223 29 635 — 192 402 7 — 339 -1,590 1,150 50 134,940 63,352 200 316 617 760 113 630 23 — 297 182 997 13,655 168 70 75,621 15,481 397 3,896 62,934 41,622 20 — 2,771 21,616 14,568 83 —5 Home Assurance Co. of Canada.. — Imperial Guarantee & Accident Insur. Co. of Canada 27,814 346 15,900 281 459 1,108 9,672 142,018 54,957 26 2,079 1,559 279 44 10,114 107,216 4,798 41,640 Legal & General Assurance Society, Ltd 17,847 10,058 London and Lancashire Guar, and Accident Co. of Canada 139 3,977 1,635 1,165 2,235 4,299 1,175 50,060 30,138 618 30 9,902 4,098 230 6,151 132 6,920 Mutual Implement & Hardware Insurance Co 46 15 57 33 2,271 — 1,015 297 811 10 327 345 299 North British & Mercantile Insurance Co., Ltd. 34,686 20,336 235 992 350 569 5 412 25,227 9,774 $82,772 $42,848 $890,883 $340,710 H 82 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Insurer. Brought forward. Ohio Farmers Insurance Co.. Pacific Coast Fire Insurance Co- Pacific Fire Insurance Co Pearl Assurance Co., Ltd Philadelphia Fire & Marine Insurance Co.. Phoenix Assurance Co., Ltd.. Phoenix Insurance Co. Planet Assurance Co., Ltd.. Providence Washington Insurance Co.. Prudential Assurance Co., Ltd Queen Insurance Co. of America Queensland Insurance Co., Ltd.. Railway Passengers Assurance Co Reliance Insurance Co. of Canada _ Royal Exchange Assurance. Royal Insurance Co., Ltd.. St. Paul Fire & Marine Insurance Co. Scottish Metropolitan Assurance Co., Ltd Scottish Union and National Insurance Co.... Sea Insurance Co., Ltd Security Insurance Co. of New Haven Sentinel Fire Insurance Co South British Insurance Co., Ltd Springfield Fire & Marine Insurance Co Standard Marine Insurance Co., Ltd.. Sun Insurance Office, Ltd Thames & Mersey Insurance Co., Ltd.. Toronto General Insurance Co Travelers Fire Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd.. United States Fire Insurance Co.. Utah Home Fire Insurance Co ~_ Wawanesa Mutual Insurance Co.. Wellington Fire Insurance Co — Westchester Fire Insurance Co Western Assurance Co Western Union Insurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co. Yang-tse Insurance Association, Ltd.... Yorkshire Insurance Co., Ltd Ltd.. Zurich General Accident and Liability Ins. Co., Totals -- _ Ltd.. Totals for 1943 Inland-transportation Insurance. Net Premiums written. $82,772 58 655 3,100 2,889 141 19,344 23 939 563 416 633 22,406 57 2,486 32 233 27 3,608 1,088 289 78 42 288 635 956 398 Net Losses incurred. $144,314 $42,848 2,651 62 9,691 557 19 348 4,124 33 1,097 11 82 16 114 705 22 21 47 477 -786 $62,151 $157,310 $80,492 Marine Insurance. Net Premiums written. $890,883 1,686 32,807 29,959 60,501 45,160 Net Losses incurred. $340,710 $1,527,633 524 5,264 14,802 19,763 2,725 410 35,598 17,939 36,586 17,062 26,007 14,437 12,408 9,932 207,975 25,227 8,428 54,356 71,059 6,971 2,620 25,375 8,428 18,542 2,620 6,764 986 5,321 19,396 204 1,729 9,572 $562,103 $1,851,675 $1,042,433 PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE. Name of Insurer. Property-damage Insurance. p erson alr-property Insurance. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $62 7,157 298 168 353 150 $1,436 3,057 1,183 $441 464 $2 177 89 131 American Alliance Insurance Co. - . 3 American Insurance Co 549 39 Carried forward - S8.737 | S179 $5,935 | $1,111 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 83 TABLE VIL—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Com. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Net Premiums Net Losses written. incurred. Brought forward - Anglo-Scottish Insurance Co., Ltd.. Atlas Assurance Co., Ltd. Automobile Insurance Co. of Hartford . Baltimore American Insurance Co Bankers' & Traders' Insurance Co Beaver Fire Insurance Co.- _. Boston Insurance Co „ British America Assurance Co. British & European Insurance Co., Ltd... British Canadian Insurance Co British Crown Assurance Corporation, Ltd._ British Empire Assurance Co. British General Insurance Co., Ltd. British Law Insurance Co., Ltd British Northwestern Fire Insurance Co._ British Oak Insurance Co., Ltd.— _. British Traders' Insurance Co., Ltd.._ Caledonian American Insurance Co.. _. Caledonian Insurance Co California Insurance Co. _ Camden Fire Insurance Association Canada Accident & Fire Assurance Co— Canada Security Assurance Co Canadian Alliance Insurance Co. Canadian Fire Insurance Co Canadian General Insurance Co — Canadian Home Assurance Co Canadian Indemnity Co Canadian Mercantile Insurance Co... Canadian Surety Co.. Car & General Insurance Co., Ltd... Casualty Insurance Co. of Canada- Central Insurance Co., Ltd. Central Manufacturers Insurance Co... Central Union Insurance Co... _. Century Insurance Co., Ltd Citizens Insurance Co. of New Jersey- City of New York Insurance Co.. Columbia Insurance Co. of N.Y.— Commerce Mutual Fire Insurance Co Commercial Casualty Insurance Co Commercial Union Assurance Co., Ltd.- Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co.. Continental Casualty Co. Continental Insurance Co Cornhill Insurance Co., Ltd.. Dominion Fire Insurance Co -- Dominion of Canada General Insurance Co._ Eagle Fire Co. of New York Eagle Star Insurance Co.. Economical Mutual Fire Insurance Co. Employers' Liability Assurance Corporation, Ltd... Equitable Fire & Marine Insurance Co... Essex & Suffolk Equitable Insurance Society, Ltd... Eureka-Security Fire & Marine Insurance Co. Federal Fire Insurance Co. of Canada _ Fidelity Insurance Co. of Canada . Fidelity-Phenix Fire Insurance Co— Fire Association of Philadelphia Fire Insurance Co. of Canada - Fireman's Fund Insurance Co._ Firemen's Insurance Co. of Newark- First American Fire Insurance Co. Franklin Fire Insurance Co.. General Accident Assurance Co. of Canada.- General Accident Fire & Life Assurance Corporation, Ltd. General Insurance Co. of America - Carried forward... .,737 — 2 56 216 47 25 89 42 27 107 31 200 63 142 556 207 44 35 27 37 9 15 3 -67 14 4 5 113 731 1,960 10 263 -167 261,371 35 468 4,789 Personal-property Insurance. Net Premiums written. $179 40 32 402 80 -25,835 — $25,102 $5,935 7,479 973 25,057 Net Losses incurred. $1,111 2,719 4,145 743 245 156' 4,732 47 812 79 —46 2,721 443 500 431 49 136 2,064 5,696 1,124 158 1,556 886 1,797 12,957 —124 4,613 4,974 28 —338 2,698 202 10 556 40 1,183 203 479 28 147 5,532 2,569 2,571 39 3,021 870 1,392 2,530 —258 130 10,805 23 4,321 1,591 446 3,241 514 407 99 52 — 1,721 604 120 4,270 250 4,164 86 441 208,155 307,328 605 1,295 1,410 804 9,314 $337,412 $339,012 H 84 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—-Continued. Name of Insurer. Property-damage Insurance. Net Premiums written. Net Losses incurred. Personau-property Insurance. Net Premiums Net Losses written. incurred. Brought forward- General Security Insurance Co. of Canada.. Gibraltar Fire & Marine Insurance Co Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe Indemnity Co. of Canada Gore District Mutual Fire Insurance Co... Great American Insurance Co. Guardian Assurance Co., Ltd. Guardian Insurance Co. of Canada... Guildhall Insurance Co., Ltd Halifax Insurance Co.. - Hanover Fire Insurance Co - Hardware Dealers Mutual Fire Insurance Co. . Hartford Fire Insurance Co Helvetia Swiss Fire Insurance Co Home Assurance Co. of Canada Home Fire & Marine Insurance Co Home Insurance Co Homestead Fire Insurance Co Hudson Bay Insurance Co Imperial Assurance Co.. Imperial Guarantee & Accident Insurance Co. of Canada- Imperial Insurance Office.. Indemnity Marine Assurance Co., Ltd Indiana Lumbermen's Mutual Insurance Co — Insurance Co. of North America... Kansas City Fire & Marine Insurance Co Law, Union & Rock Insurance Co., Ltd Legal and General Assurance Society, Ltd Liberty Mutual Insurance Co Liverpool & London & Globe Insurance Co., Ltd.. Liverpool Manitoba Assurance Co- Local Government Guarantee Society, Ltd— London & County Insurance Co., Ltd.. London & Lancashire Guar. & Accident Co. of Canada.. London & Lancashire Insurance Co., Ltd - London & Provincial Marine & General Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd London Assurance — - London-Canada Insurance Co— London Guarantee & Accident Co Lumber Mutual Fire Insurance Co Lumbermens Insurance Co Lumbermens Mutual Casualty Co Lumbermens Mutual Insurance Co- Marine Insurance Co., Ltd Maryland Insurance Co.. Mercantile Insurance Co.. Merchants & Manufacturers Insurance Co- Merchants Fire Assurance Corporation Merchants Marine Insurance Co., Ltd Mercury Insurance Co — Michigan Fire & Marine Insurance Co Millers National Insurance Co- Mill Owners Mutual Fire Insurance Co. of Iowa.. Milwaukee Mechanics Insurance Co - Motor Union Insurance Co!, Ltd Mutual Implement & Hardware Insurance Co- National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co. National Fire Insurance Co. of Hartford National Liberty Insurance Co. of America National Liverpool Insurance Co- National Provincial Insurance Co., Ltd.... National Retailers Mutual Insurance Co.. National Security Insurance Co.. National Union Fire Insurance Co. of Pittsburgh.. Newark Fire Insurance Co— _ $290,062 11 5 46 1,114 273 32 899 1,664 85 i,434 5 907 57 42 128 80 10 10 2,336 607 9,495 1,164 73 87 11 6,934 6,462 249 10 73 213 14 755 5 486 37 87 19 40 -$25,102 5,752 $337,412 35 20,347 1,627 1,885 1,180 5,839 5,704 2,416 18,165 765 2,210 2,491 5,253 77 3,549 44,566 3,416 6,507 207 14,141 1,114 1,168 1,421 1,523 4,795 3,919 40 98 3,929 61,635 813 13,832 5,387 $339,012 — 378 — 185 242 26 -1,827 3,341 38 4,716 160 873 3,444 123 609 — 2,832 10 1,305 — 740 1,149 2,542 80 —328 108 524 1,471 1,403 27,485 132 858 21,287 Carried forward - $333,067 — $19,269 $577,466 $405,658 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 85 TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE—Continued. Name of Insurer. Property-damage Insurance. Net Premiums written. Net Losses incurred. Personal-property Insurance. Net Premiums written. Net Losses incurred. Brought forward.. New Brunswick Fire Insurance Co New England Fire Insurance Co. New Hampshire Fire Insurance Co New York Underwriters Insurance Co- New Zealand Insurance Co., Ltd Niagara Fire Insurance Co- North British & Mercantile Insurance Co., Ltd— North Empire Fire Insurance Co Northern Assurance Co., Ltd.— — Northwestern Mutual Fire Association Northwestern National Insurance Co North-West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co— Ocean Accident & Guarantee Corporation, Ltd- Ohio Farmers Insurance Co— .— Pacific Coast Fire Insurance Co. Pacific Fire Insurance Co. — - Palatine Insurance Co., Ltd— Patriotic Assurance Co., Ltd — Pearl Assurance Co., Ltd....: Pennsylvania Lumbermens Mutual Fire Insurance Co- Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co— Pioneer Insurance Co - — Planet Assurance Co., Ltd — - — Providence Washington Insurance Co— Provincial Insurance Co., Ltd - — ~ Prudential Assurance Co., Ltd. Quebec Fire Assurance Co. Queen Insurance Co. of America Queensland Insurance Co., Ltd - - Railway Passengers Assurance Co — — Reliance Insurance Co. of Canada.— - _. Royal Exchange Assurance.... Royal Insurance Co., Ltd. Royal Plate Glass & General Insurance Co. of Canada- Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Saskatchewan Mutual Fire Insurance Co— „ Scottish Canadian Assurance Corporation. Scottish Insurance Corporation, Ltd Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co — - Sea Insurance Co., Ltd- Security Insurance Co. of New Haven Security National Insurance Co— Sentinel Fire Insurance Co — South British Insurance Co., Ltd - Southern Insurance Co., Ltd— Springfield Fire & Marine Insurance Co- State Assurance Co., Ltd- - - Sun Insurance Office, Ltd.— Switzerland General Insurance Co., Ltd— Toronto General Insurance Co Travelers Fire Insurance Co.. Travelers Indemnity Co—. Union Assurance Society, Ltd- Union Fire, Accident & General Insurance Co- Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd United British Insurance Co., Ltd... United Firemen's Insurance Co. United Mutual Fire Insurance Co United States Fidelity & Guaranty Co— - United States Fire Insurance Co Urbaine Fire Insurance Co - Carried forward $333,067 251 110 731 42 279 1,033 49 9 1,182 2,494 24,738 32 346 87 41 165 901 4,940 455 1,111 — 9 2,551 358 189 129 5 53 43 2,831 14 2,212 — 11 169 4,320 200 42 586 1,906 -$19,269 1,227 393 202 60 — $17,017 $577,466 3,344 1,874 3,410 957 2,994 14,696 8,435 76 6,830 3,237 592 8,804 71 11,772 9,084 4,373 24 1,996 7,490 17,298 723 1,295 5,859 8,990 21,611 7,469 1,114 3,939 366 982 33,399 3,398 10,601 26,931 2,824 16,282 2,871 2,958 $405,558 351 334 171 1,300 294 — 516 2,371 — 227 275 1,475 102 817 11,997 2,937 6,776 7 137 1,522 12,224 362 2,418 1,833 -11,321 10,394 3,281 706 1,697 66 351 11,802 3,761 9,062 —31 355 882 508 $887,417 $485,064 H 86 BRITISH COLUMBIA. TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. PROPERTY-DAMAGE AND PERSONAL-PROPERTY INSURANCE-—Continued. Name of Insurer. Property-damage Insurance. Personal-property Insurancr Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $385,906 — $17,017 $837,417 6,052 374 2,958 6,507 66 $485,064 1,119 157 21 12 1,117 874 12 1,880 613 8,779 764 — 183 2,696 Totals. $386,982 — $17,017 $864,646 $491,154 Totals for 1943 — - - - $274,384 $89,510 $680,757 $1,191,094 WEATHER AND MISCELLANEOUS INSURANCE. Miscellaneous Insurance. Name of Insurer. Weather Insurance. B.—Boiler and Machinery. C.—Credit. H.—Hail. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. H. $5,868 $623 H. 8 $36 $60 1 Fidelity and Casualty Co. of N.Y... B. 198 47 B. 81,086 S.L. 32 7,056 5 227 B. 72 H. 72 B. 19,673 L.S. 28 B. 14,706 1 — 68 f Halifax Insurance Company _ 75 2,218 Hartford Accident & Indemnity. , - ' REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. H 87 • TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1944—Con. WEATHER AND MISCELLANEOUS INSURANCE—Continued. Name of Insurer. Weather Insurance. Miscellaneous Insurance. B.—Boiler and Machinery. C—Credit. H.—Hail. L.S.—Live Stock. S.L.—Sprinkler-leakage. W.C.—Workmen's Compensation. Net Premiums written. Net Losses incurred. Net Premiums written. Net Losses incurred. $90 68 $362 $121,743 $9,829 Hartford Fire Insurance Co. - - Hartford Steam Boiler Inspection & Insurance Co B. 30,750 3,112 ( H. 470 S.L. 831 I 131 93 — 110 2 Indemnity Insurance Co. of North America Insurance Co. of North America — L.S. 2,046 H. 5,869 2,400 622 W. 5 Liberty Mutual Insurance Co Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Insurance Co., Ltd - B. 8 12 2 Maryland Casualty Co. _ — Michigan Fire & Marine Insurance Co. _..- 1 H. 587 62 Mutual Implement & Hardware Insurance Co.- New England Fire Insurance Co H. 147 16 Niagara Fire Insurance Co North Empire Fire Insurance Co Northern Assurance Co., Ltd. Northwestern Mutual Fire Association Norwich Union Fire Insurance Society, Ltd 2 16 B. 942 33 8 Prudential Assurance Co., Ltd. - Royal Insurance Co.. Ltd— —- - - — St. Paul Fire & Marine Insurance Co - B. 68 H. 30 Scottish Insurance Corporation, Ltd — 21 H. 147 16 16 H. 4,988 S.L. 6 B. 2,208 529 Union Insurance Society of Canton, Ltd— Union Marine & General Insurance Co., Ltd. — United Firemen's Insurance Co. of Philadelphia 103 2 1 48 109 Western Assurance Co. - Yorkshire Insurance Co., Ltd ... Totals . L.S. 194 $562 [ $558 $171,009 $16,506 $1,857 | $959 $78,221 $24,891 H 88 BRITISH COLUMBIA. TABLE VIII.- -OTHER INSURANCE (TABLE VII.) SUMMARY. (Figures shown in nearest thousand.) Class of Insurance. 1940. 1941. 1942. 1943. 1944. $532,000 279,000 143,000 10,000 146,000 35,000 1,749,000 836,000 $637,000 293,000 123,000 11,000 111,000 4,000 1,544,000 1,487,000 352,000 126,000 166,000 87,000 227,000 62,000 213,000 129,000 151,000 35,000 211,000 107,000 $836,000 397,000 105,000 13,000 119,000 159,000 1,953,000 1,008,000 517,000 529,000 173,000 29,000 280,000 105,000 189,000 79,000 120,000 45,000 164,000 71.000 $1,018,000 545,000 116,000 — 10,000 157,000 80,000 1,852,000 1,042,000 681,000 1,191,000 274,000 89,000 337,000 67,000 236,000 116,000 145,000 75,000 260,000 95,000 $1,222,000 746,000 L 126 000 L •■ .-.. Inland-transportation, P. L 17,000 144,000 62,000 1,528,000 562,000 L. 865,000 491,000 L Property-damage, P. L 500,000 271,000 222,000 84,000 185,000 114,000 151,000 68,000 155,000 98,000 387,000 17 000 Public-liability, P. . . L 382,000 107,000 207,000 L 91,000 197 000 Theft, P „ L 84,000 396,000 75,000 L. Total, P „ T, ...... $3,783,000 1,795,000 $3,736,000 2,341,000 $4,455,000 2,435,000 $5,076,000 3,290,000 $5,454,000 2,218,000 Note.—" P " refers to premiums and " L" to losses ; gross to 1940, and since then net. VICTORIA, B.C. : Printed by CrrARLES F. Baxfield, Printer to the Kiug's Most Excellent Majesty. 1945. 1,605-745-7231
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THIRTY-FOURTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1945… British Columbia. Legislative Assembly [1946]
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Title | THIRTY-FOURTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1945 (BUSINESS TRANSACTED IN 1944) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1944. |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1946] |
Extent | Foldout Chart: TABLE I. - ABSTRACT OF LIFE INSURANCE RETURNS FOR 1944. (Figures shown in nearest dollar.) -- p. H 65 |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1946_V01_09_H1_H88 |
Collection |
Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2016 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0320803 |
AggregatedSourceRepository | CONTENTdm |
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