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TWENTY-EIGHTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1939… British Columbia. Legislative Assembly 1939

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Full Text

 TWENTY-EIGHTH ANNUAL REPORT
SUPERINTENDENT OF INSURANCE
for the
PROVINCE OF BRITISH COLUMBIA
1939
(BUSINESS TRANSACTED IN 1938)
PRINTED  BY
AUTHORITY  OF  THE  LEGISLATIVE  ASSEMBLY.
VICTORIA,  B.C. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1939.  To His Honour E. W. Hamber,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Twenty-eighth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1938.
GORDON S. WISMER,
Attorney-General.
Victoria, B.C., July 3rd, 1939. TABLE OF CONTENTS.
Page.
Report of the Superintendent of Insurance  5
Lists as at June 30th, 1939—
Insurers licensed    9
Reciprocal Exchanges granted Permits  57
Underwriters' Agencies licensed  57
Names of Insurers ceased Business since December 31st, 1938  56
Names of Reciprocal Exchanges ceased Business since December 31st, 1938  57
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co  58
Empire Life Insurance Co  59
Grand Council of Canadian Order of Chosen Friends  60
Home Assurance Company of Canada  62
Mutual Fire Insurance Company of British Columbia  63
Saskatchewan Mutual Fire Insurance Co  64
Stanstead & Sherbrooke Fire Insurance Co  66
Western Empire Life Assurance Co  67
TABLES.
Life Insurance—
I. Business of 1938 and Investments in the Province  69
II. Summary, 1934-38  70
Fire Insurance—
III. Business of 1938  71
IV. Summary, 1934-38  74
Automobile Insurance—-
V. Business of 1938  75
VI. Summary, 1934-38    77
Miscellaneous Classes of Insurance—
VII. Business of 1938  78
VIII. Summary, 1934-38  88
IX. Investments in the Province of Insurers other than Life Insurers  89 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C., July 3rd, 1939. '
The Honourable Gordon S. Wismer,
Attorney-General, Victoria, B.C.
SIR,—I beg to submit, pursuant to the " Insurance Act," the Twenty-eighth Annual
Report of the Department of Insurance covering the year ended December 31st, 1938.
At that date there were 294 insurers licensed under the " Insurance Act " to transact
business. The following summary indicates the origin of the companies, how many held only
Provincial licences, and how many had Dominion registration in addition to a Provincial
licence:—
Where incorporated.
Provincial
Licensees.
Dominion
Registration.
Total.
2
6
3
15
61
67
2
1
8
3
1
4
121
2
21
61
70
1
4
121
11
283
The comparative figures are for :—
1937                                                   	
13
19
278
270
291
1936                                                                  	
289
Seven new insurers have been licensed during the year, namely:—
Arex Indemnity Company.
Bee Fire Insurance Company.
Girard Fire & Marine Insurance Company.
Helvetia Swiss Fire Insurance Company.
Jersey Insurance Company of New York.
" Switzerland " General Insurance Company, Ltd.
Toronto General Insurance Company.
The Girard Fire & Marine Insurance Company was previously licensed in the Province,
but ceased its operations here in 1936, and its licence was merely revived.
Four insurers ceased to do business in this Province during 1938, as follows:—
Fonciere Transport and Accident Insurance Company, whose outstanding business was
cancelled.
The New Jersey Insurance Company of New Jersey, which was merged and consolidated
with the Jersey Insurance Company of New York into the Jersey Insurance Company of New
York, above mentioned.
The Toronto General Insurance Company, incorporated in the Province of Ontario, was
acquired by the company of the same name mentioned above, which was incorporated by
special Act of the Parliament of Canada.
The Union Mutual Life Insurance Company has arranged with its policyholders in the
Province to remit their premiums to the company's head office in Portland, Maine.
A complete list of licensed insurers will be found on pages 9 to 56. A similar list
made up to December 31st, 1938, was printed for circulation and published in The British 0 6
BRITISH COLUMBIA.
Columbia Gazette. The present list is therefore made up for purposes of convenience to
June 30th, 1939, in order that it may show the classes of insurance for which the insurers
are now licensed.
On analysis the list shows that 38 companies are licensed for life insurance, 222 for fire
insurance, 167 for automobile insurance, and 76 for marine insurance. These figures cover
only the major classes of insurance, and it will be understood that the same company may be
licensed, for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set forth at
length on pages 58 to 67, as in previous years.
Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen
Friends and the Sons of Scotland Benevolent Association.
Nine underwriters' agencies, a list of which will be found on page 57, were licensed.
The Halifax Fire Underwriters Agency, representing the Halifax Fire Insurance Company,
did not renew its licence.
Nine reciprocal exchanges held permits under section 194 of the " Insurance Act." A list
of exchanges appears on page 57. The Metropolitan Inter Insurers was granted a permit
during the year.
The following table gives particulars of licences issued to insurance agents, insurance
salesmen, and insurance adjusters, and for the purpose of comparison the corresponding
figures for the year 1937 are shown in the first column:—•
1937.
Licences issued during 1938.
Suspended.
Cancelled.
1,301
Life insurance agents  	
Other than life insurance agents  	
 1,330 1
NU.
1,163
  1,175 1
904
      936 |
NU.
47
49 1
- Last year I made the comment that almost as many insurance agents and salesmen quit
the business of insurance as enter it every year, and certain figures for 1936 and 1937 were
set out. The records for 1938 are of the same character; 419 persons were licensed for the
first time as life insurance agents while 387 did not renew their licences. First licences for
other classes of insurance were issued to 121 agents and 250 salesmen, but the licences of 118
agents and 219 salesmen were not renewed.
Separate tables for the amount of business transacted by each company during 1938 in
life, fire, and automobile insurance, and the miscellaneous classes, will be found on pages 69,
71, 75, 78 and summaries for the past five years at pages 70, 74, 77, 88 respectively.
Life insurance premiums for 1938 and the amount of insurance in force show only small
increases; likewise the amount disbursed for claims. The amount invested on mortgage was
considerably higher. Interest rates have not risen, and unless they do rise it is inevitable
that premiums will have to be larger and dividends to be reduced. While life insurance did
not make any great advance it at least did not diminish, and perhaps there will be no striking
progress until the economic situation improves and peace becomes more assured.
The conditions in the fire insurance world exhibit no improvement. The volume of premiums declined, but losses again rose. The ratio of nearly 49 per cent, was the highest since
1932, and the highest in Canada, according to figures prepared by the Dominion Department
of Insurance. For the five-year period, including 1938, Quebec's experience has been the
worst, but British Columbia comes next; this is not the kind of record to be proud of. It is
claimed that one of the serious problems of companies engaged in fire insurance—if not all
insurance companies—is the growing expense ratio. In the case of fire insurance the depression resulted in a large reduction in volume of premiums as stocks and values fell, while
losses were reduced by greater precautions against fire and improved methods of fire-prevention. In addition, the cost of insurance for every $1,000 of risk continued to fall. The
reports of the Dominion Department of Insurance published each year show that the figure
was in 1927 $8.96 and in 1937 $6.89. These conditions have, of course, been accompanied by
intensive competition for business and have not made it easy to reduce the actual expenses of
operation. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938. 0 7
The premiums received for automobile insurance again increased and were 25 per cent,
higher than for 1936. Losses were not much higher than in the last two years, so that the
companies enjoyed the best experience since 1933. The ratio of losses to premiums was then
46.43 per cent, and last year 53.70 per cent. The average for the years 1934 to 1938 is 63.75
per cent, and for the Dominion during the same period approximately 54.5 per cent. Only
collision rates have been raised this year in this Province. The various efforts to lessen the
toll of accidents appear to be bearing fruit and the figures for 1938 are encouraging.
There is not much change to chronicle in the miscellaneous field. Accident and sickness
insurance showed further growth, but in general there was more increase in losses than
premiums. Property-damage insurance achieved first place for gain in premium volume,
the figures jumping from $79,000 in 1937 to $202,000 in 1938. This rise is due to the spread
of " supplemental coverage " sold with fire insurance and the type of policy known as " personal property floater." The development here should stimulate the insurance companies to
modernize their wares.
The Association of Superintendents of Insurance for the Provinces held its annual conference in Victoria and, in view of the distance from the head offices in Canada of the insurance companies and organizations, was very well attended. The Association honoured British
Columbia by electing me President for this year. The next Conference is to be held in
Montreal.
The Insurance Board of British Columbia, established on April 14th, 1938, has functioned effectively in assisting me to deal with the licensing of insurance agents and salesmen.
As the Board has only been in operation just over a year it is too early to pronounce an
opinion on the real value of such extra-official machinery. It is still an experiment in
administration.
"REAL-ESTATE AGENTS' LICENSING ACT."
The number of agents licensed for the year ended June 30th, 1939, shows 522, while 349
salesmen were licensed. The following table gives particulars, and for the purposes of comparison the corresponding figures for the period ended June 30th, 1938, are also shown:—
1937-38.
Licence-year from July 1st to June 30th.
1938-39.
505
522
340
349
NU
NU
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance.  REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
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0 57
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<,<,UOrt. O 58 BRITISH COLUMBIA.
Annual Statements of Provincial Licensees.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
W. J. Albutt. H. W. Chamberlin.
F. M. Chaldecott. p. G. Syder.
Capt. S. Robinson.
F. G. Syder, Secretary.
Statement for the Year ended December 31st, 1938.
Assets.
Mortgage loans on real estate  $35,000.00
Bonds and debentures (amortized book value)  37,778.22
Cash in bank  1,455.23
Interest accrued   232.81
Agents' balances and premiums uncollected (net, commission deducted)  1,607.23
Bills receivable  •  44.31
$76,117.80
Liabilities.
Reserve of unearned premiums  (net, at 80 per cent.)  $20,330.98
Investment reserves        6,703.14
Capital stock—
Authorized   $25,000.00
Subscribed and paid up       9,600.00
Surplus       39,483.68
$76,117.80
Profit and Loss Account.
Premiums earned (net)   $20,404.47
Losses and claims incurred   $12,559.91
Commissions          8,669.63
Taxes          1,161.94
Salaries, fees, and travelling expenses       1,426.50
     23,817.98
Underwriting loss  „     $3,413.51
Other revenue—
Interest earned      $2,973.90
Decrease in deficiency of market under book value of securities         402.92
       3,376.82
Net loss for the year  $36.69 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938. 0 59
EMPIRE LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
C. P. Fell. W. A. MacKintosh.
A. H. Keith Russell. D. W. McCormick.
J. M. Campbell. D. R. McLaughlin.
N. A. Fairhead. Geo. M. Orr.
Geo. J. Guy.
L. T. Boyd, General Manager.
Statement for the Year ended December 31st, 1938.
Assets.
Real estate  (book value) ... $509,402.79
Mortgage loans on real estate  1,412,286.89
Loans secured by stocks, bonds, etc  4,500.00
Loans and advances to policyholders  866,633.52
Bonds and debentures  (amortized book value)  5,513,951.53
Stocks  (book value)   .  1,143,905.01
Cash on hand and in banks  68,176.20
Advances to agents   8,449.09
Accounts receivable   364.91
Interest and dividends due and accrued  103,657.94
Rents due     1,918.53
Premiums due and uncollected and deferred (net)  123,899.50
Consideration for annuities due and uncollected and deferred (net)  8,961.10
,766,107.01
Liabilities.
Liability under assurance and other contracts  (net)  $8,534,140.00
Liability for payments due under contracts  (net)  64,948.00
Provision for unreported death losses and disability claims  14,000.00
Amounts left with Company  69,119.00
Premiums paid in advance  38,534.59
Dividends to policyholders due and unpaid  220.41
Taxes due and accrued  13,000.00
Dividends to shareholders due and unpaid , 23.60
Medical examiners' fees due and accrued  68.00
Commission to agents due and accrued  1,059.61
Reserve for loss on investments  55,000.00
Deficiency of market under book value of bonds and debentures ,  212,590.82
Deficiency of market under book value of stocks  153,392.76
Accounts payable   2,293.33
Surplus contingently allotted to deferred dividend policyholders  40,000.00
Undivided surplus   254,571.89
Capital—
Authorized     $2,500,000.00
Subscribed       1,308,500.00
Paid up        313,145.00
$9,766,107.01 O 60
BRITISH COLUMBIA.
Income.
Premium income 	
Consideration for supplementary contracts.
Amounts left with Company	
Interest and dividends 	
Rents  	
Gross profit on sale or maturity of bonds, and stocks..
Other income 	
Disbursements.
Disbursements under assurance and annuity contracts  (net)	
Payments on supplementary contracts  (net)	
Reduction in premiums resulting from application of dividends
Amounts left with the Company	
Taxes, licences, and fees..
Head  Office expenses—Salaries,  directors' fees,  auditors'  fees,  travelling expenses, rents, and miscellaneous
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous 	
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees, commissions on loans, medical fees, and miscellaneous	
Loss on sale or maturity of bonds, stocks, and real estate	
Balance 	
$1,064,973.81
950.00
16,734.02
403,464.89
9,538.17
57,471.83
609.49
$1,553,742.21
$613,808.77
2,325.96
523.94
8,823.34
15,819.10
95,278.49
200,118.58
Returns for British Columbia.
(iSee page 69.)
39,314.84
79,638.26
498,090.93
$1,553,742.21
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
W. H. Montague.
Eccles J. Gott.
Wm. Benson.
Governing Executive Authority.
J. L. Archer.
A. Chevalier.
C. H. Fitch, Secretary.
Statement for the Year ended December 31st, 1938.
Assets.
Real estate  (book value)	
Loans on policies 	
Bonds and debentures  (amortized book value)	
Cash on hand and in banks	
Interest due and accrued	
Collections reported, but not received by head office-
Deposit, Quebec Government 	
Other assets 	
Deduct assets not admitted—
Deficiency of market under book value of bonds and debentures in default
$32,000.00
149,001.44
2,694,974.33
106,976.11
36,810.35
14,843.25
5,000.00
363.52
$3,039,969.00
257,815.81
$2,782,153.19 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938.
O 61
Liabilities.
Provision for unpaid claims.
Premiums paid in advance...
Commission  	
Reserves—
Mortuary Fund 	
$33,374.77
5,187.62
3,035.99
Sickness and Funeral Fund .
Child Insurance Fund 	
$2,222,113.00
124,591.00
10,290.00
Balance
Income.
Mortuary Fund 	
Sickness and Funeral Fund-
Child Insurance Fund 	
Guarantee Fund 	
Assessments, dues, and fees..
Interest   	
Other revenue 	
B alance   	
2,356,994.00
383,560.81
$2,782,153.19
$345,212.08
24,069.16
3,086.18
176.57
1,387.56
1,108.29
62.59
2,324.85
Disbursements.
Mortuary Fund 	
Sickness and Funeral Fund
Child Insurance Fund 	
$377,427.28
$294,738.02
13,639.94
12.27
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees
and expenses, travelling expenses, rents, printing and supplies, and miscellaneous 	
Agency and organization expenses—Commissions, salaries, travelling expenses,
and miscellaneous 	
All other expenses—Advertising, books and periodicals, legal fees, medical fees,
taxes and licences, telephone, telegram, and express, agency printing and
stationery, official publications, and miscellaneous	
Returns for British Columbia.
Income—
Mortuary Fund 	
Sickness and Funeral Fund	
Child Insurance Fund 	
Guarantee Fund —	
General Fund 	
28,245.48
30,540.30
10,251.27
$377,427.28
3,078.81
461.93
302.94
5.40
35.44
Disbursements—
Mortuary Fund 	
Sickness and Funeral Fund..
General Fund 	
3,884.52
$4,157.50
272.45
300.67
$4,730.62 O 62 BRITISH COLUMBIA.
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
H. E. Wingfield. G. A. Wilson.
A. Corrie. Dr. W. D. Dixson.
G. Fisher. E. Roberts.
E. E. Murray. J. Harries.
J. G. Norstrant.
Geo. A. Wilson, General Manager.
Statement for the Year ended December 31st, 1938.
Mortgage loans on real estate  $9,156.52
Bonds and debentures  (amortized book value)  156,570.37
Cash on hand and in banks  56,247.96
Interest accrued   1,503.31
Agents' balances and premiums uncollected (net)  18,802.26
Furniture and fixtures   1,191.42
Other assets  :  353.00
$243,824.84
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1938- $1,626.29
Furniture and fixtures     1,191.42
         2,817.71
$241,007.13
Liabilities.
Provision for unpaid claims     $10,618.00
Reserve of unearned premiums  (net, at 100 per cent.)       46,133.65
Cash dividends to shareholders—
(a.)   Due and unpaid   774.00
(&.)   Declared, but not yet due         4,842.00
Taxes due and accrued         4,534.16
Return premiums and balances due agents  819.50
Reserves—
(a.)   For unreported claims        $4,000.00
(6.)  For cash surrender values        6,566.80
       10,566.80
Under reinsurance agreement        13,521.29
Other liabilities  „  94.36
Capital stock—
Authorized     $500,000.00
Subscribed       500,000.00
Paid up        60,632.00
Surplus          88,471.37
$241,007.13 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938. 0 63
Profit and Loss Account.
Premiums earned  (net)   r  $169,617.79
Losses and claims incurred (net)  $63,916.84
Adjustment expenses  (net)        3,213.23
Commissions    1     48,425.75
Taxes   ....           6,914.90
Salaries, fees, and travelling expenses     18,943.68
All other expenses      22,315.34
—     163,729.74
Underwriting profit  :       $5,888.05
Other revenue—
Interest earned   $7,124.96
Profit on sale of securities and real estate  30.33
     $7,155.29
Other expenditure—
Bad debts written off       1,036.48
6,118.81
Net profit      $12,006.86
Returns for British Columbia.
(See pages 72, 76, 78, 80, 83.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
3. W. Berry. R. U. Hurford.
J. W. Miller. Hanford Lewis.
A. Blair, Jr. Thos. Laing.
Henry Rose. W. J. Park.
W. H. Higginson. C. E. Whitney-Griffiths.
Wm. Newby. Frank W. Machell.
Thos. S. Robertson.
Wm. Townsley, Manager-Secretary.
Statement for the Year ended December 31st, 1938.
Assets.
Cash in bank       $2,243.96
Bonds   (book value)         35,370.00
Premiums due and unpaid        1,513.00
Premium notes—
Assessments levied and unpaid  $34,011.36
Balances outstanding   111,892.22
     145,903.58
Deferred commission          5,449.53
Other assets   288.69
$190,768.78 O 64 BRITISH COLUMBIA.
Liabilities.
Provision for unpaid claims  $3,515.00
Reserve of unearned premiums  (net, at 100 per cent.)  34,011.36
Commission earned   652.50
Accounts payable   58.81
Premium note reserve   111,892.22
Statutory reserve fund   11,500.00
Reinsurance reserve   16,108.54
Balance    13,030.35
$190,768.78
Profit and Loss Account.
Premiums earned      $31,456.19
Losses and claims incurred  (net)  $12,540.39
Adjustment expenses   78.70
Commissions          5,162.64
Taxes  ,  866.27
Salaries, fees, and travelling expenses       7,451.80
All other expenses        3,830.52
—       29,930.32
Underwriting profit        $1,525.87
Interest earned  .     $1,137.58
Commission earned   94.18
         1,231.76
Net profit        $2,757.63
SASKATCHEWAN MUTUAL FIRE INSURANCE COMPANY.
Head Office—Saskatoon, Sask.
Directors.
R. J. Harper. J. H. Evans.
Wm. Kershaw. O. C. Lawson.
D. Maclean. H. R. Earl.
J. H. Bailey. Alex Ross.
H. J. Beck.
H. R. Earl, General Manager.
Statement for the Year ended December 31st, 1938.
Assets.
Bonds, debentures, etc.  (book value)    $308,027.95
Cash on hand and in banks  90,409.06
Interest due and accrued   15,213.16
Agents' balances and premiums uncollected (net, commission deducted)  41,850.73
Amount due for reinsurance   12,796.70
Furniture and fixtures   6,536.05
Automobiles  2,408.34
Other assets   3,416.59
$480,658.58 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938. O 65
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1938 _ $7,343.96
Automobiles       2,408.34
Furniture and fixtures      6,536.05
Interest   .?.     5,490.03
Deficiency of market under book value of bonds and debentures    .. 57,950.85
       79,729.23
$400,929.35
Liabilities.
Provision for unpaid claims   $15,881.29
Reserve of unearned premiums  (net, at 80 per cent.)    225,137.88
Reinsurance premiums   5,533.91
Assessments prepaid   446.10
Surplus   153,930.17
$400,929.35
Profit and Loss Account.
Premiums earned  (net)    $223,883.27
Losses and claims incurred (net)   $79,227.23
Adjustment expenses (net)       16,688.73
Commissions      41,183.78
Taxes        6,932.88
Salaries, fees, and travelling expenses      32,553.30
All other expenses      16,118.65
     192,704.57
Underwriting  profit       $31,178.70
Other revenue—
Interest earned   $11,457.23
Bad debts written off  r       1,152.32
Finance charges   184.02
Head office fees   3.00
 $12,796.57
Other expenditure—
Life Insurance         $256.60
Extinguishers    226.59
Retirement Fund        2,137.52
       2,620.71
       10,175.86
Net profit     $41,354.56
Returns for British Columbia.
(See pages 73, 76.) O 66 BRITISH COLUMBIA.
THE STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY.
Head Office—Sherbrooke, Quebec.
Directors.
Amedee Caron. N. R. Mitchell.
A. E. Curtis. Hon. Jacob Nicol.
Chas. B. Howard. F. J. Southwood.
Walter G. Hunt. W. L. R. Stewart.
T. A. St. Germain.
J. G. Armitage, Secretary and Treasurer.
Statement for the Year ended December 31st, 1938.
Asseis.
Real estate (book value)  $132,581.07
Mortgage loans on real estate _.  191,659.98
Bonds, debentures, etc.  (amortized book value)  805,352.65
Stocks  (book value)     76,690.00
Cash on hand and in banks  77,727.23
Interest and rents due and accrued   .     13,597.08
Agents' balances and premiums uncollected (net, commission deducted) _ 52,207.94
Premiums due from reinsuring companies _. _.    10,192.00
Amount due from reinsurance on losses already paid   24,649.97
Plans, furniture, and fixtures  7,058.63
Reinsurance reserve   16,822.61
Automobile   ,  933.75
Other assets, mutual assessments unpaid  82.20
$1,409,555.11
Deduct assets not admitted—■
Agents' balances on premiums written prior to October 1st, 1938      $1,162.68
Plans, furniture, and fixtures         7,058.63
Deficiency of market under book value of bonds and debentures       64,436.00
Interest due on mortgage          1,353.55
Automobile    933.75
Mutual assessments unpaid   82.20
  75,026.81
$1,334,528.30
Liabilities.
Provision for unpaid claims         $25,609.01
Reserve of unearned premiums (net, at 100 per cent.)       268,805.40
Expenses due and accrued  7,019.93
Taxes due and accrued  6,014.03
Reinsurance premiums   18,418.61
Return premiums and balances due agents  74.91
Due reinsurance companies  .  6,071.98
Capital—
Authorized    $200,000.00
Subscribed       200,000.00
Paid up         170,000.00
Surplus             832,514.43
$1,334,528.30 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938.
0 67
Premiums earned (net)  	
Losses and claims incurred (net).
Adjustment expenses  (net)  	
Commissions 	
Taxes   	
Profit and Loss Account.
Salaries, fees, and travelling expenses —
All other expenses 	
$157,047.83
5,486.19
81,922.23
20,878.80
40,939.56
13,230.64
Underwriting profit
Other revenue—
Interest earned 	
Dividends earned 	
Rents earned 	
  $42,954.34
       3,058.00
- ..       5,873.15
Adjustment book value bonds     23,476.00
     $75,361.49
Other expenditure—
Increase in deficiency of market under book value of securities._      22,171.00
Net profit
Returns for British Columbia.
(See page 74.)
$324,935.09
319,505.25
$5,429.84
53,190.49
$58,620.33
WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
Richard W. Craig, K.C.
Dr. Angus J. Fraser.
Dr. Alex M. Campbell.
H. S. Robinson, General Manager.
Charles W. Laidlaw.
William Hudson.
Statement for the Year ended December 31st, 1938.
Assets.
Real estate (book value)	
Mortgage loans on real estate	
Loans and advances to policyholders	
Bonds and debentures  (amortized book value).
Cash on hand and in banks	
Interest due and accrued ;	
Premiums due and uncollected and deferred  (net)	
Consideration for annuities due and uncollected and deferred (net).
$181,296.68
847,970.59
263,228.01
71,719.59
5,280.00
198,875.65
33,785.16
2,293.36
$1,604,449.04
Liabilities.
Liability under assurance and other contracts (net).
Liability for payments due under contracts	
Amounts left with Company	
Premiums paid in advance	
Dividends to policyholders due and unpaid	
$1,273,443.00
12,000.00
39,618.00
20,904.00
716.00 O 68
BRITISH COLUMBIA.
Taxes due and accrued
Unclaimed dividends 	
Salaries, rents, and office expenses due and accrued-
Legal fees due and accrued	
Advance payments 	
Borrowed money 	
Bank overdrafts 	
Payments held in suspense	
Estimated bonuses due under managers' contracts..
Audit of 1938	
Surplus contingently allotted to deferred dividend policyholders	
Surplus contingently allotted to quinquennial-dividend policyholders.
Provision for quinquennial dividends not yet due	
Shareholders' surplus 	
Contingent reserve  _,	
Capital—
Authorized
Subscribed
Paid up -	
$1,000,000.00
810,600.00
$5,100.00
86.00
151.80
2,854.49
30.74
68,000.00
3,667.57
349.90
2,000.00
600.00
20,783.00
6,755.00
3,197.00
21,067.54
40,000.00
83,125.00
$1,604,449.04
Income.
Premiums  (net)  	
Consideration for supplementary contracts
Amounts left with Company 	
Interest and dividends 	
Calls on capital 	
Transfer fees 	
Other income 	
Disbursements.
Disbursements under assurance and annuity contracts  (net).
Payments on supplementary contracts  (net)	
Reduction in premiums resulting from application of dividends (net).
Amounts left with Company	
Taxes, licences, and fees 1	
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous	
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous 	
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees,
medical fees, exchange, and investment expense	
Balance     T	
$200,775.10
2,025.00
13,751.31
110,999.89
10,150.00
14.00
218.45
$337,933.75
$123,896.61
3,940 56
301.88
4,720.43
6,727.84
39,376.91
62,447.69
14,283.18
82,238.65
$337,933.75
Returns for British Columbia.
(jSee page 69.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
0 69
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0 71
TABLE  III.—FIRE INSURANCE  PREMIUMS AND LOSSES IN 1938.
Name of Insurer.
Acadia Fire Insurance Co...
Aetna Insurance Co 	
Agricultural Insurance Co... 	
♦Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia-
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y..
American Home Fire Assurance Co 	
American Insurance Co	
Anglo-Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd 	
Automobile Insurance Co. of Hartford .
Baloise Fire Insurance Co...	
Baltimore American Insurance Co	
Bankers and Shippers Insurance Co	
Bankers' & Traders' Insurance Co., Ltd..
Beaver Fire Insurance Co 	
Bee Fire Insurance Company   .
Boston Insurance Co	
British America Assurance Co. —	
British & European Insurance Co., Ltd	
British Canadian Insurance Co.-   	
British Crown Assurance Corporation, Ltd..
British Empire Assurance Co.	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British North Western Fire Insurance Co...
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd 	
Caledonian American Insurance Co	
Caledonian Insurance Co	
California Insurance Co.—	
Camden Fire Insurance Co	
Canada Accident & Fire Assurance Co...
Canada Security Assurance Co.... 	
Canadian Fire Insurance Co.. _.	
Canadian General Insurance Co	
Canadian Indemnity Co 	
Canadian Surety Co-
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada  _ _
Central Insurance Co., Ltd -	
Central Manufacturers Mutual Insurance Co..
Central Union Insurance Co	
Century Insurance Co., Ltd.    	
China Fire Insurance Co., Ltd..  	
Citizens Insurance Co. of Jersey City	
City of New York Insurance Co	
Columbia Insurance Co 	
Commerce Mutual Fire Insurance Co 	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance of N.Y....
Connecticut Fire Insurance Co	
Consolidated Fire & Casualty Insurance Co..
Continental Insurance Co—
Cornhill Insurance Co., Ltd.. 	
County Fire Insurance Co	
Dominion Fire Insurance Co..	
Dominion of Canada General Insurance Co..
Carried forward 	
Net
Premiums
written.
$22,
30
10,
41,
11,
2.
6,
8.
20,
6,
18.
44,
14,
007.64
780.49
998.73
953.72
905.65
883.89
263.53
537.27
683.55
940.69
173.98
881.05
64.14
742.97
13,
32,
2,
6,
6,
30
3,
13,
24.
31
6,
14.
13.
27.
16
11.
34
3,
15.
15
9
34,
20.
14
7,
12
3
8
6
1
20
2
1
024.60
162.09
089.65
389.93
888.78
965.33
.758.12
372.81
.674.97
.054.94
263.53
831.73
,683.10
307.97
,883.96
,579.77
096.20
.758.12
.822.87
,032.47
,977.82
510.79
,141.63
,802.00
,056.08
,131.96
.393.99
.296.87
,438.01
,847.61
,667.23
,411.42
,190.75
,333.90
,596.54
,742.86
252.71
128.80
,584.56
,135.73
.614.06
521.90
,414.04
878.63
$888,484.33
Net Losses
paid.
$10,187.47
7,846.59
933.98
79,888.02
84.30
721.20
1,787.81
956.43
14,624.87
2,747.73
5,479.92
82,274.22
Nil
5,528.89
5,496.59
14,367.29
871.22
11,994.05
1,146.00
6,886.46
1,072.69
2,441.34
2,385.10
12,842.18
1,787.81
1,920.77
1,078.99
3,157.11
2,915.26
3.656.62
18,277.87
1,072.69
2,194.83
4,290.76
2,003.96
2,446.28
4,089.43
2,742.64
2,430.74
11,153.19
67.22
4,326.89
324.22
314.18
8,210.89
416.46
365.83
3.395.83
473.38
14,709.97
357.56
2,145.78
724.96
2,022.01
27,793.55
1.21
14,755.18
316.31
$418,504.73
Net
Premiums
earned.
Net Losses
incurred.
$22,362.34
36,428.90
10,213.63
I
$10,759.77
7,326.06
1,020.34
38,938.94
87,941.84
13,092.44
53.05
2,973.66
728.70
6,361.18
1,803.81
11,311.30
936.43
20.835.28
11,495.92
7,225.45
2,419.73
18,639.14
5,631.28
46,022.10
81,784.41
62.47
NU
14,586.34
5,153.03
10,719.94
5,537.59
33,050.70
6,850.00
1,987.10
871.22
4,992.86
13,698.05
6,590.72
618.32
28,995.37
7,289.46
3,820.17
1,081.69
11,893.42
2,086.34
27,753.44
3,241.03
29,851.19
11,323.18
6,366.95
1,803.81
15,945.04
1,965.77
14,400.68
1,865.56
24,425.08
3,172.86
18,911.26
3,448.31
13,129.14
3,652.72
35,764.91
18,240.27
3,820.17
1,081.69
17,501.41
5.962.49
15,280.69
4,327.76
12,360.59
1,934.96
33,444.19
2,768.78
18,411.90
4,334.93
14,027.14
5,351.29
5,833.09
2.991.64
12,152.93
11,691.79
3,753.02
64.22
8,524.86
4,880.88
5,830.30
325.80
1,317.44
269.18
22,182.47
8,968.39
2,701.95
492.61
1,276.51
364.83
7,444.30
3,586.60
2,327.11
476.34
59,186.05
14,870.97
1,273.40
360.56
15,097.36
2,918.97
5,814.07
766.96
22,564.37
1.931.33
39,167.56
12,426.80
— 104.37
.37
27,596.60
14,820.05
9,829.93
316.31
$906,266.18  [     $412,107.05 0 72                                                       BRITISH
COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES
IN 1938—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$888,484.33
3,768.49
34,080.19
703.53
25,090.33
10,205.74
6,551.46
6,570.79
18,660.30
7,166.67
10,700.67
33,909.24
8,098.03
33,408.62
31,833.58
14,554.23
6,628.29
10,037.64
5,668.34
10,667.79
6,856.05
99,571.50
763.27
4,856.19
10,371.10
7,935.97
26,852.61
89,515.04
13,742.31
15,422.81
35,791.37
5,402.22
22,735.36
25,758.67
41,068.90
6,949.56
24,243.33
15,649.12
151,636.47
$418,504.73
570.02
74,724.14
138.30
35,907.70
3,749.26
4,823.06
4,363.40
1,089.72
5,268.53
1,836.95
7,464.53
44,114.88
13,757.55
3,129.79
4,925.58
178.43
$906,266.18
3,380.13
31,861.47
Nil
27,747.37
9,265.36
4,381.08
6,428.22
9,700.14
7,598.50
7,770.19
33,759.95
8,332.40
32,920.56
33,070.29
13,189.22
8,437.36
$412,107.05
658.05:
75,553.64
148.60
37,909.70
4,057.01
4,793.9.
4,217.60
1,949.72
1,074.53
1,847.95
10,708.69
43,972.08
4,203.55
2,077.77
5,060.58
241.43
427.07
841.30
1,027.94
1,427.87
96,460.19
4,430.93
414.18
6,101.08
4,278.07
6,567.50
56,511.59
6,293.20
8,989.39
9,308.31
220.19
9,360.73
6,581.69
4,773.56
1,163.49
1,053.30
3,325.93
76,322.86
7,634.16
7,173.20
85.93
6,818.58
374.41
7,462.41
8,096.92
8,488.75
40,877.43
92,585.87
9,761.74
Employers Liability Assurance Corporation, Ltd	
Essex & Suffolk Equitable Insurance Society, Ltd.	
Fireman's Fund Insurance Co 	
1,164.07
9,635.14
569.80
923.94
1,427.87
93,356.44
4,430.93
987.18
5,408.60
4,271.07
6,494.48
53,309.54
6.557.25
8,990.39
9,261.71
460.75
8,502.73
5,879.69
7,567.57
Nil
1,028.30
3,404.93
63,502.85
6,345.88
9,768.16
6,812.72
114,590.93
575.27
5,603.88
10,656.08
8,080.79
27,351.61
88,470.81
13,940.69
14,685.47
37,415.80
6,318.55
22,059.69
27,175.47
39,810.13
3,989.05
26,479.95
14,639.00
144,517.52
13,333.77
14,881.61
4,148.36
20,077.15
5,610.75
37,169.21
36,266.21
25,195.20
32,146.20
82,456.95
17,049.74
General Accident Fire & Life Assurance Corp., Ltd ......
General Fire Assurance Insurance Co. of Paris —	
Great American Insurance Co 	
Hardware Mutual Fire Insurance Co - 	
Helvetia Swiss Fire Insurance Company  	
Home Fire & Marine Insurance Co _ 	
12,977.16
14,667.80
4,577.07
20,793.25
5,026.40
35,726.22
35,090.49
26,608.09
29,600.46
76,693.01
16,593.76
6,767.67
6,791.66
301.93
6,755.84
366.76
7,278.61
8,061.92
8,462.75
40,012.20
83,674.46
8,653.76
2,825.58
181.76
12,544.86
912.24
262.30
6,555.06
931.90
6,791.66
1,213.71
446.13
468.64
Nil
760.10
1,369.53
673.09
10,957.02
Imperial Insurance Office... 	
Law, Union & Rock Insurance Co., Ltd 	
Liverpool & London & Globe Insurance Co., Ltd	
Local Government Guarantee Society, Ltd  	
London & County Insurance Co., Ltd 	
London & Lancashire Guar. & Accident Co. of Canada
19,040.72
6,636.20
80,392.09
4,777.59
10,019.27
47,314.11
7,973.07
14,671.76
12,059.28
4,422.88
6,278.49
Nil
3,854.62
11,526.03
13,381.74
38,942.68
21,689.54
7,809.41
80,144.24
4,266.12
10,005.18
46,275.55
8,716.66
14,904.69
13,335.26
5,252.65
5,609.95
NU
4,692.27
12,291.44
13,066.36
40,173.76
1,525.68
291.76
14,148.86
912.24
1,178.30
6,376.06
992.22
7,173.20
1,174.71
454.80
467.55
NU
667.01
1,391.53
594.34
10,153.02
London & Provincial Marine & Gen. Insur. Co., Ltd—	
London & Scottish Assurance Corporation, Ltd ■  	
Carried forward     _	
$2,330,554.35
$1,137,067.80
$2,359,599.24
$1,153,322.72 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
0 73
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES
IN 1938—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$2,330,554.35
13,735.10
2,307.28
4,525.66
26,590.13
4,666.52
22,811.01
6,077.95
32,129.37
13,964.27
20,502.99
11,552.70
$1,137,067.80
2,485.57
295.66
2,279.11
8,353.84
307.91
5,566.12
5,571.47
9,045.39
5,630.08
10.700.72
709.83
$2,359,599.24
15,649.16
2,279.37
4,376.68
26,033.85
5,414.17
24,053.39
6,256.57
31,456.19
13,481.72
19,562.50
12,824.82
$1,153,322.72
2,457.57
135.66
2,523.20
9,458.84
307.91
6,424.13
5,840.77
12,540.39
5,742.08
7,282.72
691.62
Millers National Insurance Co   	
Mill Owners Mutual Fire Insurance Co. of Iowa 	
Motor Union Insurance Co., Ltd 	
National Ben Franklin Fire Insurance Co     .,
8,296.87
6,042.38
3,665.44
10,285.27
8,921.80
4,326.89
5,579.86
189.34
272.53
4,652.78
8,524.86
6,162.88
3,859.23
11,059.92
9,101.61
1,273.12
6,672.84
6,225.18
18,836.67
43,834.54
14,888.61
21,094.78
107,755.32
10,754.65
6,366.97
58,771.36
14,039.38
12,232.50
45,146.94
13,541.36
5,977.64
17,827.47
10,028.69
31,098.48
6,161.01
2,661.35
4,651.92
120,457.72
24,216.62
7,500.23
7,992.25
9,578.75
7,772.80
29,110.69
24,889.31
18,199.70
38,362.08
10,315.31
7,787.70
6,350.30
8,872.36
47,608.89
114,649.07
6,706.07
16,538.39
8,521.06
8,555.69
10,422.69
27,309.74
15,099.07
4,595.86
3,407.31
1,094.17
2,940.36
6,029.95
44,668.65
4,880.88
5,849.16
189.34
244.06
5,248.50
631.49
502.88
585.88
1,444.65
7,025.90
7,173.20
4,881.57
15,149.80
4,690.07
1,803.81
45,111.16
2,479.48
614.69
8,329.58
5,184.70
1,755.99
5,049.88
781.99
15,056.46
359.50
165.30
2,244.35
84,448.60
3,980.71
4,294.22
1,075.61
358.02
2,808.28
7,278.72
26,525.03
3,268.60
21,948.27
2,534.77
985.70
1,951.37
719.28
128,840.52
109,878.46
461.59
542.25
2,865.50
533.66
374.10
5,216.66
38.273.50
376.27
67.48
630.82
406.00
1,934.30
30,273.66
National Provincial Insurance Co., Ltd. . 	
National Security Fire Insurance Co.	
National Union Fire Insurance 	
2,060.75
7,779.19
6,273.46
18,670.67
39,284.85
14,667.80
20,454.75
111,746.93
10,694.81
6,263.53
58,201.27
13,220.23
8,126.36
51,111.45
13,675.18
7,238.41
17,537.88
9,435.12
26,453.47
5,975.65
2,896.82
3,727.87
101,926.37
18,204.41
7,299.65
9,581.08
10,689.80
7,247.77
29,964.47
18,788.85
17,503.13
37,334.68
10,548.19
7.524.13
7,157.49
10,885.15
46,483.67
109,648.71
5,545.38
14,971.14
9,624.66
8,517.61
9,550.37
27,008.31
15,913.71
5,011.21
1,201.65
1,131.42
6,966.59
6,455.48
45,686.03
570.46
740.17
594.05
1,958.54
5,973.08
6,791.66
4,986.57
11,449.92
4,859.07
1,787.81
44,158.16
2,393.98
691.69
5,742.96
5.013.33
1,714.99
5,005.88
796.99
5,866.46
369.70
165.30
2,227.35
79,613.05
4,208.64
3,806.82
2,348.92
466.42
3,032.96
7.246.62
44,052.03
4,088.50
19,457.10
2,694.38
891.70
2,752.37
188.01
126,149.02
101,836.09
501.59
959.88
2,865.50
572.16
430.10
7,365.66
37.500.50
559.27
67.48
569.79
NU
1,842.46
28,181.56
North British & Mercantile Insurance Co., Ltd	
Northwestern Mutual Fire Association 	
Ocean Accident & Guarantee Corporation, Ltd 	
Patriotic Assurance Co., Ltd  _	
Pearl Assurance Co., Ltd.   - -
Pennsylvania Lumbermen's Mutual Fire Insurance Co.	
Philadelphia Fire & Marine Assurance Co. 	
Phoenix Assurance Co., Ltd.—     ,.
Providence Washington Insurance Co.      	
Prudential Assurance Co., Ltd.—   	
Queensland Insurance Co., Ltd.  	
Rhode Island Insurance Co      :~.
Royal Insurance Co., Ltd,    -
Royal Scottish Insurance Co., Ltd.-  	
St. Paul Fire & Marine Insurance Co 	
Scottish Metropolitan Assurance Co., Ltd.  	
Springfield Fire & Marine Insurance Co., Ltd.-	
$3,590,496.65
$1,800,141.60
$3,658,089.73
$1,837,013.73
6 0 74
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1938—Continued.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought  forward  	
Stanstead & Sherbrooke Fire Insurance Co., stock mutual
$3,690,496.65
6,784.10
6,072.93
43,574.41
7,356.56
14,819.36
NU
20,141.63
81,083.01
25,054.10
22,664.38
28,944.66
29,293.68
$1,800,141.60
3,926.24
5,579.87
15,232.25
461.33
153.80
Nil
4,089.60
166.541.42
7,151.27
6,451.98
4,997.55
6,463.22
$3,658,089.73
5,892.70
6,239.37
44,991.34
6,848.08
8,755.66
NU
18,378.94
93,235.63
25,467.81
21,150.03
32,425.73
9,242.16
$1,837,013.73
3,937.91
5,849.17
17,021.77
Sussex Fire Insurance Co    _ —
Switzerland General Insurance Co., Ltd.. 	
Tokio Marine & Fire Insurance Co., Ltd	
Travelers Fire Insurance Co. 	
181.33
1,332.60
Nil
4,335.10
64,956.75
7,214.27
Union Fire, Accident & General Insurance Co. of Paris
Union Insurance Society of Canton, Ltd  	
Union Marine & General Insurance Co., Ltd	
5,326.98
5,911.35
7,300.45
United Firemen's Insurance Co—	
7,333.90
11,639.84
34,293.67
3,085.66
7,690.99
50,013.41
11,630.60
18,728.13
3,395.83
515.21
6,669.77
3,313.03
2,217.94
18,280.99
2,013.22
6,212.20
7,444.30
10,684.03
30,709.47
2,550.80
6,449.61
50,798.62
10,582.13
18,384.80
3,586.60
515.21
5,592.77
3,513.03
2,218.94
15,265.34
2,040.22
6,249.20
7,065.69
6,126.18
22,265.14
683.31
310.82
6,137.81
8,925.61
6,988.74
21,362.69
5,481.74
Worid Marine & General Insurance Co., Ltd 	
330.82
6.272.81
Totals    .
$4,056,158.68
$2,070,940.26
$4,104,597.98
$2,011,448.29
$2,517.01
6,562.56
39,134.50
18,464.71
20,973.48
10,144.28
7,713.57
7,656.78
3,808.02
12,521.55
$681.22
121.26
3,719.96
704.84
4,928.60
23,167.02
7,383.86
4,040.44
77.02
3.868.53
KUnited British Insurance Co., Ltd. (gross)	
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Losses
paid.
Net Premium
Deposits
earned.
Net Losses
incurred.
Affiliated Underwriters 	
American Exchange Underwriters .
Canadian Reciprocal Exchange..
Canners Exchange Subscribers at Warner Inter Insurance Bureau   	
Individual Underwriters 	
Lumbermen's Underwriting Alliance.
Metropolitan Inter-Insurers 	
New York Reciprocal Exchange	
Underwriters Exchange-
Warner Reciprocal Insurers-
Totals	
$11,481.76
2,555.98
1,765.75
2,599.94
4,719.27
27,447.56
1,289.93
6,066.14
2,821.86
NU
$35,224.53
138.88
220.11
NU
149.77
533.55
Nil
215.02
125.73
NU
$12,726.39
1,826.07
1,667.64
2,880.93
5,205.16
40,121.57
1,342.43
7,512.77
3,951.14
Nil
$35,224.53
138.80
220.11
Nil
149.77
533.55
Nil
15.02
125.73
Nil
0,748.19
6,607.5
$77,234.10
$36,407.51
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1934    	
1935            	
1936 	
1937 	
1938 	
$4,035,338.02
4,004,061.13
3,974,711.77
4,167,010.56
4,056,158.68
$1,293,543.97
1,695,857.70
1,225,095.33
1,713,369.72
2,070,940.26
$4,193,168.66
3,940,525.28
3,969,224.16
4,082,347.44
4,104,597.98
$1,463,967.73
1,429,564.93
1,168,859.66
1,876,513.43
2,011,448.29
34.99
36.27
29.45
45.96
49.00 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938.
0 75
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1938.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Aetna Casualty & Surety Co...
Aetna Insurance Co _	
Agricultural Insurance Co. 	
JJAIlianee Assurance Co., Ltd 	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co 	
American Automobile Fire Insurance Co.
American Automobile Insurance Co.-	
American Central Insurance Co   —
American Home Fire Assurance Co	
Anglo Scottish Insurance Co., Ltd	
A rex Indemnity Company	
Atlas Assurance Co., Ltd.   	
Baltimore American Insurance Co	
Bankers & Traders Insurance Co., Ltd	
British American Assurance Co	
British & European Insurance Co 	
British Canadian Insurance Co  	
British Empire Assurance Co..
British General Insurance Co., Ltd. .
British Law Insurance Co.	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd.-
Caledonian Insurance Co. 	
Camden Fire Insurance Association	
Canada Accident & Fire Assurance Co..
Canada Security Assurance Co.— _
Canadian Fire Insurance Co 	
Canadian General Insurance Co 	
Canadian Indemnity Co - 	
Canadian Surety Co-
Car & General Insurance Corporation-
Casualty Co. of Canada  	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co.-
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd  	
Columbia Insurance Co  — 	
Commercial Union Assurance Co., Ltd.-
Connecticut Fire Insurance Co.-
Consolidated Fire & Casualty Insurance Co..
Continental Casualty Co... 	
Continental Insurance Co -	
Cornhill Insurance Co  _	
County Fire Insurance Co  	
Dominion Fire Insurance Co— _ 	
Dominion of Canada General Insurance Co...
Eagle Fire Co. of New York-
Economical Mutual Fire Insurance Co  —
Employers Liability Assurance Corporation, Ltd—
Equitable Fire & Marine Insurance Co	
Fidelity & Casualty Co. of N.Y   	
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co..	
Fire Association of Philadelphia	
Firemen's Insurance Co., Newark	
First National Insurance Co 	
Fonciere Transport & Accident Insurance Co.-
Franklin Fire Insurance Co 	
General Accident Assurance Co-
General Accident Fire & Life Assur. Corporation, Ltd	
General Casualty Co. of America-
General Exchange Insurance Corporation..
tGeneral Insurance Co. of America—	
Glens Fall Insurance Co 	
Globe Indemnity Co-
Great American Indemnity Co	
Great American Insurance Co	
Guardian Insurance Co. of Canada-
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co 	
NU
Nil
Nil
$20,096.14
25.72
557.16
21,366.42
66,396.55
Nil
NU
7,950.97
23.09
7.923.42
Nil
66.611.05
39,679.79
Nil
9,512.48
15,673.44
12,373.00
16,526.51
22,714.96
13,244.47
3,157.54
2,328.93
13,044.47
20,047.53
34,290.07
12,162.30
31,574.98
33,109.33
8,074.98
7,290.24
201.46
8,090.11
Nil
Nil
21,245.93
NU
Nil
1,181.36
NU
9,634.39
—22.00
5,390.96
35,416.40
824,40
NU
31,108.69
Nil
NU
3,087.55
13,132.22
Nil
Nil
Nil
17,483.64 |
18,748.33  |
49,697.79
31,737.43
14,665.60
20,272.42
34,294.33
4,717.18 |
5,036.44
145,593.51
32,042.19
61,765.16
Carried forward..
$1,051,101.03
Nil
Nil
Nil
$13,349.05
NU
246.36
15,056.41
59,732.47
Nil
Nil
5,136.94
NU
3,594.86
Nil
30,556.38
20,663.35
Nil
8,520.28
6,079.55
4,302.68
17,313.83
43,488.90
3,468.60
2,699.87
1,785.32
1,903.64
3,737.26
25,581.61
28,910.55
8,281.44
13,820.24
2,801.44
407.41
24.32
5,136.94
Nil
Nil
5,475.10
NU
Nil
9,381.17
Nil
2,586.65
6.86
3,557.33
15,331.08
88.55
NU
8,824.81
NU
NU
1,233.50
4,399.51
NU
NU
NU
6,503.35
10,643.36
31,464.81
24,366.06
8,537.05
24,502.58
25,878.38
1,714.36
2,210.37
74,831.81
13,595.43
34,775.75
Nil
Nil
Nil
$23,639.76
31.97
417.94
24,153.63
70,610.24
Nil
Nil
7,730.83
18.27
7,191.41
Ntt
63,644.65
36,881.36
NU
9,289.75
14,714.35
10,291.51
17,862.61
29,937.64
12,171.45
2,991.82
1,692.03
11,945.80
17,460.18
32,035.56
24,621.47
30.187.82
32,254.13
6,826.22
5,552.71
1,005.25
7,892.18
Nil
Nil
18,362.44
Nil
Nil
-     750.64
Nil
9,880.49
—4.40
6,664.11
32,195.80
781.88
Nil
31,307.68
Nil
Nil
2,876.58
7,677.23
Nil
Nil
Nil
18,255.21
17,590.40
48,062.32
34,500.08
15,089.58
28,789.46
35,089.11
4,043.53
3,778.98
137,119.40
29,610.22
57,465.83
$636,507.57
,042,939.11
NU
Nil
Nil
$15,832.80
NU
242.86
10,388.41
29.445.47
NU
Nil
3,027.94
Nil
3,401.86
NU
24,095.58
26,712.35
Nil
8,295.28
6,051.55
5,622.68
5,328.83
13,013.56
4.630.60
849.87
2,217.22
1,908.64
8,477.26
24,699.56
11,146.65
10,931.94
16,835.01
3,851.44
1,204.41
21.59
3,027.94
Nil
NU
6,070.10
Nil
Nil
8,131.17
NU
2,941.25
-2.14
2,829.53
16,586.08
173.55
Nil
10,146.81
NU
NU
1,123.50
6,643.48
Nil
Nil
NU
2,604.35
7,798.36
25,420.31
25,516.86
7,047.05
19,192.58
32,372.38
939.36
2,187.87
78,068.81
21,464.43
29,040.25
$546,556.64 0 76
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE  PREMIUMS AND LOSSES, 1933—Con.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$1,051,101.03
149.14
149.14
21,272.90
6,056.72
72,875.41
23,760.41
$636,507.57
Nil
Nil
13,100.26
7.340.31
25.797.72
8,571.17
$1,042,939.11
124.43
124.43
21,438.85
5,709.84
64,441.37
15,457.97
$546,556.64
iva
Hardware Mutual Fire Insurance Co      -
NU
2,086.26
8,003.91
30,274.02
12,339.17
4,386.06
9,181.42
138.39
31.52
NU
11,099.69
14,384.65
19,288.69
3,756.17
4.754.73
41,222.28
7,324.36
11,039.62
763.04
6,332.82
58,648.60
63,768.25
1,864.06
NU
NU
1,951.30
8,930.40
103.75
19,758.46
149.14
37,359.74
1,754.82
NU
Nil
705.06
3,279.13
Nil
Nil
17,385.20
13.021.62
31,982.91
35,610.26
780.41
32,267.62
2,694.47
45,195.01
12,899.57
7,791.95
7,735.60
1,902.63
34,292.72
101,699.42
NU
2,243.11
36,335.82
37,291.64
3,946.41
6,244.34
8,341.62
20,422.57
43,854.02
1,238.14
714.13
47,556.26
6,836.45
705.15
5,419.99
6.80
Nil
Nil
13,095.97
9,650.13
13.518.32
2,712.27
4,573.85
15,309.58
13,956.50
4,015.36
47.25
8,932.69
24,939.78
30,697.31
5.1S5.36
Nil
NU
296.02
2,591.87
6.60
24,974.91
NU
33 679.23
1,473.48
NU
Nil
28,35
1,813.71
NU
NU
10,782.58
3,610.29
9.208.36
9,268.12
578.57
11.265.78
578.00
13,734.90
5.050.14
5,136.94
3,923.23
238.45
13,030.55
60,659.81
NU
4,075.14
7,768.07
183.33
31.51
NU
10,586.46
13,515.51
19,724.17
3,846.96
3,237.51
38,733.32
6,588.76
10,515.28
760.89
6,285.59
56,581.47
60,165.69
6,973.66
NU
Nil
1,718.89
8,783.29
—351.05
20,040.98
124.43
34,577.15
1,240.57
Nil
Nil
543.62
3,378.43
Nil
Nil
15,991.91
11,114.62
29,002.01
33,777.49
906.92
28,861.23
2,875.62
44.119.59
12,701.99
7,605.82
7,549.20
1,576.71
27,745.74
100,497.79
NU
1,020.15
4,314.99
6.80
NU
Nil
Law, Union & Rock Insurance Co., Ltd.  '	
Legal & General Insurance Society, Ltd.. _—	
8,909.97
15,208.13
16,419 32
3,312.27
2.883.85
12,993.58
7,971.30
London & Provincial Marine General Insurance Co., Ltd.
London & Scottish Assurance Corporation  	
London Assurance   - , 	
690.36
— 2.75
2,490.68
21,131.53
34,349.31
— 1,880.64
NU
Nil
421 02
13,316 87
6.60
8.402.52
Minnesota Implement Mutual Fire Insurance Co	
NU
35,614.23
2,371.60
NU
Nil
National Fire Insurance Co. of Hartford 	
—71.65
1,815.71
New York Underwriters Insurance Co  	
NU
NU
6,637.58
4,207.79
11,711.36
9,899.82
513.57
7,525.78
293.00
Ocean Accident & Guarantee Corporation, Ltd.. -
11,089.90
4 950.14
3,027.94
3,838.23
Patriotic Assurance Co., Ltd.     	
283.45
15,405.55
Phoenix Assurance Co., Ltd..  ,
62,775.81
Nil
643.03
12,384.53
18,847.98
2,176.47
9,667.61
3,449.79
11.698.65
31,651.75
8,528.38
7,020.93
12,547.30
2,166.16
1,644.74
34,461.15
27,893.52
4,067.70
4,703.98
8,442.26
19,391.38
44,601.73
9,124.15
372.89
35,056.60
6,798.35
Prudential Assurance Co., Ltd    - ...
23,775.98
2,178.46
2,216.99
2.944.79
9,178.65
Queensland Insurance Co., Ltd...  ,,  	
39,591.75
3,122.48
— 1,308.07
16,263.61
3,827.16
Saskatchewan Mutual Fire Insurance Co..  	
$2,067,624.80
$1,176,795.81
$1,990,750.72
$1,051,441.19 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938.
O 77
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1938—Con.
Name of Insurer.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$2,067,624.80
9,984.08
NU
Nil
2,650.32
NU
15,753.70
63,232.78
1,360.13
8,675.72
7,181.86
2,867.28
24,653.87
22,888.23
30,160.68
2,601.99
NU
565.79
41,252.86
Nil
16,875.73
$1,176,795.81
11,266.26
NU
Nil
$1,990,750.72
10,467.11
Nil.
Nil
$1,051,441.19
5,976.26
Scottish Union & National Insurance Co. _	
South British Insurance Company, Ltd. 	
1,712.34
NU
7,372.04
28,885.59
348.11
4,253.92
8,696.32
4,434.62
6,441.64
4,317.65
2,576.96
Nil
14,543.09
64,342.51
1,371.05
8,400.44
6,955.26
5,816.81
22,660.87
14,356.04
29,995.59
2,461.31
NU
1,743.79
35,521.33
1.29
15,277.76
1,009.34
2,882.04
49,652.59
Travelers Indemnity Co 	
4,298.21
8,251.32
3,281.62
8,599.64
7,227.65
Union Fire, Accident & General Insurance Co	
§Union Insurance Society of Canton, Ltd  	
Union Marine & General Insurance Co., Ltd	
United Pacific Insurance Co   	
24,546.61
670.44
NU
658.02
9,013.63
NU
10,279.87
NU
1,790.84
3,948.95
40,331.12
21,756.57
2,009.29
NU
276.55
Wawanesa Mutual Insurance Co	
15,392.85
NU
Western  Assurance  Company   	
19,026.87
Nil
5,675.69
10,940.82
124,207.70
NU
4,743.65
10,644.34
113,381.54
NU
1,875.34
3,123.95
Zurich General Accident & Liability Insurance Co	
54,406.12
Totals             „ -, 	
$2,459,154.03
$1,345,763.78
$2,356,011.46 1 $1,260,938.35
$3,165.29
3,996.38
67.28
7,140.27
48.12
1,046.91
899.18
12,580.70
3,133.00
$3,123.18
3,205.89
61.25
8,091.88
NU
243.46
NU
5,617.17
2,225.17
fFirst National Insurance Co  	
:=::=
^Homestead Fire Insurance Co.-   	
*Hudson Bay Insurance Co  	
Note.—These figures  are  included  in  the foregoing
figures for the insurers whose names are preceded by
the same sign.
TABLE VI.—AUTOMOBILE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Losses
paid.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1934  	
1935
$1,438,000
1,536,000
1,824,000
2,202,000
2,459,000
$881,000
887,000
1,120,000
1,242,000
1,346,000
$1,449,000
1,485,000
1,708,000
2,045,000
2,356,000
$855,000
1,052,000
1,251,000
1,266,000
1,261,000
59.00
70.64
1936  	
1937	
1938      	
73.51
61.90
63.70 O 78
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1938.
ACCIDENT AND SICKNESS INSURANCE.
Name of Insurer.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Aetna Life Insurance Co. —	
Alliance Assurance Co., Ltd	
Anglo Scottish Insurance Co., Ltd.
Atlas Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co...
British Northwestern Fire Insurance Co...
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co..  	
Canadian Fire Insurance Co 	
Canadian General Insurance Co -
Canadian Indemnity Co 	
Canadian Surety Co..
Car & General Insurance Corporation, Ltd..
Casualty Co. of Canada  _ —
Century Insurance Co., Ltd  	
Commercial Union Assurance Co., Ltd	
Confederation  Life Association  	
Consolidated Fire & Casualty Insurance Co..
Continental Casualty Co —
Dominion Fire Insurance Co.- 	
Dominion of Canada General Insurance Co..
Economical Mutual Fire Insurance Co :—
Employers' Liability Assurance Corporation, Ltd..
Fidelity & Casualty Co. of New York 	
Fidelity Insurance Co. of Canada 	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corpn.,
Globe Indemnity Co. of Canada 	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd  „	
Ltd..
Hartford Accident & Indemnity Co...
Home Assurance Co. of Canada	
Hudson Bay Insurance Co.
Imperial Guarantee & Accident Insur. Co. of Canada-
Imperial  Insurance  Office 	
Indemnity Insurance Co. of North America 	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd. .
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accident Co. of Canada-
London & Provincial Marine & General Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd 	
London Assurance   	
London Guarantee & Accident Co., Ltd...
London Life Insurance Co	
Loyal Protective Life Insurance Co...
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co.. 	
Metropolitan Casualty Insurance Co..
Metropolitan Life Insurance Co..	
Motor Union Insurance Co.,  Ltd.  	
Mutual Benefit Health & Accident Association .„
North British & Mercantile Insurance Co., Ltd..
Northern Assurance Co., Ltd 	
Carried forward	
•$3,531.78
726.15
119.65
5.00
1,842.63
2,268.15
2,952.73
985.05
10,836.50
608.39
1,604.31
•2,046.19
4,368.47
227.83
3,728.57
*724.15
1,972.74
5,976.04
♦4,439.31
109.15
30,444.12
235.00
27,119.38
*303.05
•14,139.31
3,207.53
755.60
1,161.86
6,936.09
*2,036.08
2,983.61
5,379.82
705.51
740.70
•40,052.03
229.95
2,663.49
511.36
5.00
850.70
1,304.25
2,550.52
5,616.50
1,241.70
•409.76
5.00
25.00
2,863.50
•2,382.83
•15,338.33
•19,025.02
20.00
236.70
•45.00
730.40
6,579.88
•5,788.80
644.46
•118,312.23
7,552.66
479.40
$380,684.92
$1,526.98
Nil
727.00
Nil
323.11
1,414.04
1,572.78
276.86
15,518.60
463.63
731.93
152.65
2,059.81
3.33
4,015.01
52.00
576.64
6,249.59
1,548.80
NU
15,934.95
Nil
11,334.40
NU
10,076.94
936.37
Nil
Nil
2,528.99
498.43
2,590.92
874.93
5,269.96
116.34
20,270.78
NU
6,567.45
321.99
NU
453.15
391.75
1,224.05
1,715.71
820.15
NU
NU
Nil
2,485.71
286.57
8,087.50
6,434.35
NU
Nil
80.00
193.33
1,839.00
3,289.00
3.33
61,159.00
2,220.21
16.43
$205,234.45
$404.18
701.93
1,295.11
901.61
313.41
4,880.09
402.28
749.43
54.55
) 1,443.89
3,685.97
29,706.41
14,401.24
1,022.13
177.00
4,410.47
2,243.48
3,528.69
393.62
35.60
38.55
663.96
56.11
386.23
1,263.01
2,054.56
1,498.56
46.95
932.46
6,099.62
69.87
$63.32
138.33
700.66
282.85
Nil
3,849.84
396.85
815.17
NU
801.26
925.67
10,006.54
7,144.02
389.80
45.71
2,009.51
848.23
1,087.38
342.15
1.24
15.00
2,907.45
Nil
958.57
1,153.56
1,524.71
457.48
NU
Nil
562.00
2,700.56
71.43
$83,869.67  |      $40,199.29
 I
* Accident and sickness. REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1938.
O 79
TABLE VII.-—MISCELLANEOUS  INSURANCE  PREMIUMS AND  LOSSES,  1938-
Continued.
ACCIDENT AND SICKNESS INSURANCE--Continued.
Name of Insurer.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Brought forward  — _	
Norwich Union Fire Insurance Society, Ltd.
Occidental Fire Insurance Co. 	
Occidental Life Insurance Co.  	
Ocean Accident & Guarantee Corporation, Ltd.
Pearl Assurance Co., Ltd.  	
Phoenix  Assurance Co.,  Ltd.   -	
Protective Association of Canada 	
Prudential Assurance Co., Ltd 	
Prudential Insurance Co. of America-
Railway Passengers Assurance Co	
Royal Exchange Assurance  	
Royal Insurance Co., Ltd..
Scottish Metropolitan Assurance Co., Ltd..
South British Insurance Co., Ltd 	
Sun Insurance Office, Ltd _	
Toronto General Insurance Co.	
Travelers Insurance Co.  	
Union Assurance Society, Ltd 	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd.-
United States Fidelity & Guaranty Co	
Western Assurance Co 	
World Marine & General Insurance Co., Ltd...
Yorkshire Insurance Co., Ltd	
Zurich General Accident & Liability Insur. Co., Ltd—
Totals   _ 	
$380,684.92
2,728.69
202.23
9,420.77
493.15
2,073.60
•23,463.88
1,393.26
4,200.27
1,311.51
5,565.17
367.77
4,665.40
•65,519.09
39,990.32
1,226.97
19,146.93
114.35
921.07
2,454.94
218.45
2,979.48
•6,047.20
2,348.63
$205,234.45
546.34
NU
4,535.82
NU
1,028.78
13,151.99
148.85
1,578.76
91.00
1,368.17
Nil
1,485.94
37,211.69
21,897.67
1,014.26
4,035.97
NU
299.27
435.96
Nil
864.16
3,481.60
1,269.97
$577,538.05   |     $299,688.65
Totals for 1937 .
$569,279.27 |    $296,770.60
$83,869.67
441.60
116.55
2,029.80
1,205.32
548.17
2,003.94
304.95
3,219.35
865.74
$40,199.29
379.30
345.57
863.49
1,014.57
655.61
998.32
231.40
1,607.75
7,926.94
38,207.57
23,031.21
368.27
293.64
27,419.55
10,157.80
39.90
Nil
159.50
Nil
1,289.05
571.22
180.00
53.57
4,355.23
$170,258.27
.109.72
$152,669.35   I     $102,064.80
* Accident and sickness.
BOILER AND MACHINERY AND PLATE-GLASS INSURANCE.
Name of Insurer.
Boiler and Machinery
Insurance.
Plate-glass
Insurance.
Premiums.
Losses.
Premiums.
Losses.
NU
Nil
Nil
NU
$2,440.86
NU
$701.89
536.65
21,674.18
41.30
396.22
815.08
355.34
457.72
2,390.70
2,801.31
860.29
97.82
198.01
45.95
593.42
723.13
89.79
2,674.04
317.78
416.91
93.85
$330 47
12,559.91
Nil
208.17
Canada Accident & Fire Assurance Co—  	
NU
600.72
320 18
5 95
1,741.15
3,753.38
181 21
NU
26 53
Dominion of Canada General Insurance Co. —
36.71
322.59
Nil
1,715.90
153 94
Nil
Fidelity & Casualty Co. of New York.	
19.08
Nil
$3,027.41
NU
$36,281.38
$22,845.57 0 80
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1938—
Continued.
BOILER AND MACHINERY AND PLATE-GLASS INSURANCE—Continued.
Boiler and Machinery
Insurance.
Plate-glass Insurance.
Premiums.
Losses.
Premiums.
Losses.
$3,027.41
Nil
$36,281.38
208.87
948.74
418.34
962.10
373.76
507.90
265.33
Nil
Nil
1,054.47
$22,845.57
276.22
30,127.80
$4,932.42
540.97
202.29
79.00
Globe Indemnity Co. of Canada    	
        -
317.95
498.71
1,078.47
NU
10.76
NU
NU
755.67
4,513.99
10,293.42
189.27
— 2.60
1,471.21
1,441.38
29.94
122.94
146.37
555.54
820.71
61.61
11.70
221.26
Nil
16.58
861.58
50.95
973.78
444.19
606.00
Nil
881.44
393.30
2,924.65
422.08
266.30
NU
— 357.95
769.05
63.06
3.70
504:72
390.31
8.87
157.79
1,107.27
NU
212.59
145.81
471.88
NU
123.18
9.83
335.24
355.89
Nil
6.89
36.65
Nil
NU
480.88
NU
777.24
45.60
306.13
NU
54.38
NU
755.06
115.74
590.05
154.96
1,709.02
451.50
186.53
NU
8,577.03
654.22
71 55
NU
20 53
219.85
665.38
NU
73 49
15 OO
534.26
Union Marine and General Insurance Co., Ltd.    .
24.07
NU
370.37
302.83
195.98
36.45
237.23
74.18
404 68
241 90
	
243 08
NU
Totals 	
$40,333.30
$15,380.80
$57,794.93
$43,073.97
Totals for 1937 	
$40,052.23
$16,871.33
$58,473.28
$32,485.67 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
0 81
TABLE VII.—MISCELLANEOUS INSURANCE  PREMIUMS  AND  LOSSES,  1938—
Continued.
GUARANTEE AND THEFT INSURANCE.
Name of Insurer.
Guarantee Insurance.
Theft Insurance.
Premiums.
Losses.
Premiums.
Losses.
NU
$469.65
NU
Nil
$1,799.96
48.90
NU
1,061.48
1,572.44
864.20
1,008.22
1,392.84
2,232.78
2,282.26
1,023.16
31,365.01
19.615.89
7,330.72
1,256.17
1,108.96
634.98
1,034.87
$1,066.41
Nil
Nil
923.36
1,636.77
137.65
72.85
556.40
1,034.18
1,703.86
338.07
7,771.35
2,959.68
2,092.96
149.25
473.10
1,093.02
990.63
$11.25
34.50
Nil
291.25
Nil
820.95
3,147.27
3,789.07
380.82
NU
945.00
897.39
348.25
27.50
1,716.40
264.14
3,525.52
16,516.22
11,843.34
22,256.56
184.41
524.95
British Canadian Insurance Co  	
Canada Security Assurance Co 	
Canadian Fire Insurance Co  	
Nil
NU
NU
4,374.02
5,854.11
349.37
107.86
3,258.97
9,318.72
1,631.75
229.75
4,174.26
3,888.25
Nil
1,987.04
47.65
995.96
200.86
25.13
1,456.36
1,335.92
3.264.95
6,281.57
856.11
310.60
2.490.29
NU
2,155.14
NU
1,647.16
2,371.24
927.95
Nil
1,408.13
4,935.22
509.94
Nil
2,035.97
2,512.11
NU
875.62
NU
645.25
36.00
Nil
430.66
287.65
1,255.58
4,644.99
438.67
15.50
1,158.19
726.93
1,359.34
2,048.97
3,752.42
—4.25
954.76
NU
25.00
25.37
Employers' Liability Assurance Corporation, Ltd	
10.00
6,018.29
3,589.43
1,033.95
NU
300.00
1.65
1,591.24
89.84
NU
1,678.27
1,740.03
5,383.10
100.00
618.89
2,566.07
298.22
Imperial Guarantee & Accident Insur. Co. of Canada —
178.12
NU
—20.11
Nil
790.12
2,911.67
London & Lancashire Guar. & Accident Co. of Canada....
London Guarantee & Accident Co., Ltd— —	
1,169.14
336.01
44.35
16.00
339.39
451.15
11,495.38
NU
NU
NU
Nil
Nil
Metropolitan Casualty Insurance Co	
North British & Mercantile Insurance Co., Ltd.— 	
1,765.71
1,858.40
1,615.54
2,320.07
540.72
3,129.35
321.91
1,199.94
1,310.40
214.42
904.87
148.20
1,778.41
5,765.89
12.00
1,323.32
8,239.06
5,281.93
736.42
129.95
6,230.99
204.25
223.35
556.51
316.75
2,740.43
1,291.82
1,247.41
101.92
1,289.20
611.78
Nil
1,469.45
Nil
153.79
2,147.34
671.01
3,277.24
Ocean Accident & Guarantee Corporation, Ltd 	
978.59
68.76
288.30
256.35
304.41
1,496.21
NU
NU
571.06
Railway Passengers Assurance Co 	
NU
1,675.34
2,933.49
Nil
Nil
2,127.49
Nil
Royal Insurance Co., Ltd.—     	
NU
652.20
2,872.68
3,252.11
114.95
NU
3,699.63
NU
17.50
3,861.86
NU
2,573.08
Toronto General Insurance Co -	
444.58
15.00
NU
Nil
$104,129.16
$34,958.02
$175,259.23
$73,962.91 0 82                                                       BRITISH COLUMBIA.
TABLE VIL—MISCELLANEOUS INSURANCE  PREMIUMS AND  LOSSES,  1938—
Continued.
GUARANTEE AND THEFT INSURANCE—Continued.
Name of Insurer.
Guarantee Insurance.
Theft Insurance.
Premiums.
Losses.
Premiums.
Losses.
$104,129.16   1       834.958.02
$175,259.23
3,829.30
941.55
1,578.65
1,537.66
2,205.76
3.987.45
$73,962.91
3,069.48
535.65
720.26
626.13
1,720.29
1,198.66
7,739.65
1,342.62
118.40
1,105.00
1,919.06
■NU
Nil
Nil
World Marine & General Insurance Co., Ltd. ,,   .
Zurich General Accident & Liability Insurance Co., Ltd.
Totals                '    ...
$114,434.83 1       $36,877.08
$189,339.60
$81,833.38
Totals for 1937
$151,290.32   |         $9,587.84
$191,854.85
[       $64,690.31
INLAND-TRANSPORTATION AND MARINE INSURANCE.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$3.60
7,643.21
NU
993.93
27.89"
73.93
1,379.77
254.97
NU
$808.55
Nil
376.21
$5,776.54
$2,249.99
7.013.90
6,154.32
204.81
421.39
8.37
NU
98.70
NU
NU
1.354.96
Nil
Nil
Nil
Nil
Nil
60,867.30
Nil
Nil
74,034.97
15,165.25
8.294.69
NU
Nil
7,612.45
Nil
Nil
54,110.63
7,781.39
2,673.42
NU
NU
132.50
2,212.43
54.44
Nil
Nil
792.36
NU
19,279.46
1,066.76
111.69
2,090.03
11.50
109.69
271.33
20.00
574.64
Nil
NU
84.01
4.918.52
NU
20.00
4,719.37
NU
Nil
1.20
64.14
30.00
776.78
NU
29.50
NU
494.68
Commercial Union Assurance Co., Ltd   _	
Connecticut Fire Insurance Co  __	
Continental Insurance Co   _	
8,210.10
Cornhill Insurance Co.,  Ltd.— 	
County Fire Insurance Co  _	
5,187.40
NU
Nil
442.48
NU
NU
14.25
Dominion of Canada General Insurance Co., Ltd.
Eagle Fire Company of New York. — ,,	
Eagle Star Insurance Co., Ltd. 	
1,655.28
27,670.33
1,624.49
20,174.07
Employers Liability Assurance Corporation, Ltd	
240.70
101.07
699.54
975.25
243.04
NU
16.95
NU
328.35
327.23
30.85
Nil
NU
105.00
457.05
NU
4.70
83.75
Equitable Fire & Marine Insurance Co.         	
— 4,058.48
76,664.91
21,496.52
13,947.64
24,608.94
14,550.25
General Accident Assurance of Canada.,	
23.12
333.57
875.22
40.96
29.82
177.97
General Accident Fire & Life Assurance Corpn., Ltd.
General Insurance Co. of America -     „	
Glens Falls Insurance Co 	
The Globe Indemnity Co. of Canada   -	
Great American Insurance Co	
Carried forward-	
$21,218.13   |         $5,217.75
$333,163.61
$160,833.00 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
O 83
TABLE VII.—MISCELLANEOUS INSURANCE  PREMIUMS  AND  LOSSES,  1938—
Continued.
INLAND-TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$21,218.13
NU
$5,217.75
NU
$333,163.61
$160,833.00
42,933.52
.50
22,852.36
NU
387.98
Nil
Nil
NU
404.48
72,660.80
Nil
26,023.32
56,168.27
46.12
43,587.49
NU
9,196.63
19,827.94
Nil
3,916.78
15,336.39
385.06
178.55
140.56
Nil
5,041.16
36.00
5,799.29
2,687.14
Imperial Guarantee & Accident Insur. Co. of Canada	
Indemnity Marine Insurance Co   — -	
NU
1,783.69
14,542.26
59.39
65.79
17.50
Nil
NU
NU
2,307.18
40.50
Liverpool & London & Globe Insurance Co., Ltd  _
4,906.95
169.34
NU
86,263.40
3,074.23
NU
NU
50,207.67
London & Provincial Marine & General Insur. Co., Ltd	
Lumbermens Insurance Co _   — -
Marine Insurance Co., Ltd - — — -	
4,606.35
9,895.78
2,822.76
3,233.72
97.55
230.94
474.92
NU
105.90
291.49
NU
Nil
Michigan Fire & Marine Insurance Co— —	
NU
NU
Nil
21,835.25
40.00
Nil
48,084.08
1,489.56
NU
9,624.49
208.53
NU
New Brunswick Fire Insurance Co  - —	
New York Underwriters Insurance Co  	
6.0O
Nil
NU
127.10
1,153.60
2.40
173.80
86.81
32.00
3,859.52
220.65
392.65
31.46
Nil
69.13
845.75
NU
36.02
96.40
Nil
12.00
NU
NU
575.90
114.04
Nil
1.54
NU
North British & Mercantile Insurance Co., Ltd.- 	
32,327.38
848.89
Northwestern Mutual Fire Association	
Norwich Union Fire Insurance Society, Ltd— —	
20,208.93
11,968.96
	
Philadephia Fire & Marine Insurance Co  	
NU
3.96
16,534.14
13,419.75
1,665.45
36,777.40
77.60
11,345.61
22,598.08
9,830.38
NU
13.34
32,741.48
8,350.57
615.12
6,448.78
70.80
5,333.40
453.00
109.70
572.78
Nil
1,659.79
752.75
46.99
72.73
24,973.89
19,914.42
24,483.91
194.71
27,976.96
14,793.95
Railway Passengers Assurance Co  — 	
412.70
22,966.39
St. Paul Fire & Marine Insurance Co  	
79.24
12.28
iVicl
491.43
NU
6.62
Nil
264.99
35,232.47
5,835.72
20,999.27
10,001.11
Springfield Fire & Marine Insurance Co 	
Standard Marine Insurance Co., Ltd..	
16,422.48
771.49
9,679.11
4,769.41
7,155.44
233.79
380.45
120.21
100.15
58.55
84.86
NU
380.45
Nil
380.45
1,236.84
Thames & Mersey Insurance Co., Ltd. 	
966.35
— 145.20
1,419.74
239.39
1,584.88
269.80
1,682.94
Nil
1,171.81
4,630.64
44,679.30
24,775.86
4,438.84
Union Insurance Society of Canton, Ltd 	
Union Marine & General Insurance Co., Ltd.
United States Fire Insurance Co.
Wawanesa Mutual Insurance Co.
80,587.19
31,483.21
10,202.37
36,639.54
25,480.51
6.95
Westchester Fire Insurance Co.
21,980.40
11,412.40
1.31
Western Assurance Co	
World Fire & Marine Insurance Co.
Carried forward .....
$118,992.72   |       $31,733.40
$1,152,637.31
$607,763.94 0 84
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1938-
Continued.
INLAND-TRANSPORTATION AND MARINE
INSURANCE—Continued.
Name of Insurer.
Inland-transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
i
$118,992.72   I       S31.733.40
1
$1,152,637.31   |     $607,763.94
2,832.95  1          1,208.94
26.385.49   1         14.349.51
Totals
$119,137.92  |       $31,733.40
$1,181,855.75   |     $623,322.39
Totals for 1937 ...  	
.1,126.896.29   1       8,25.788.50
8,1.263 146 59   1     jti.7fl.631 9fi
PUBLIC-LIABILITY AND EMPLOYERS' LIABILITY INSURANCE.
Name of Insurer.
Public-liability
Insurance.
Employers' Liability
Insurance.
Premiums.
Losses.
Premiums.
Losses.
NU
$376.50
259.71
188.26
1,0'85.77
1,034.84
237.00
1,313.44
2,528.71
1,347.94
52.80
22,198.09
39,724.87
6,774.00
180.54
411.36
856.99
175.86
1,114.49
2,666.51
12,574.90
Nil
Nil
Nil
Nil
$7.00
41.00
8.00
279.02
93.35
6,461.22
NU
2,682.55
6,928.74
998.42
NU
116.28
42.10
Nil
21.25
378.99
14,475.78
NU
NU
$340.40
NU
18.18
NU
59.75
386.24
2,376.98
80.26
$19.00
NU
573.93
NU
Car & General Insurance Corporation, Ltd —	
Consolidated Fire & Casualty Insurance Co.. 	
27.00
334.56
463.56
9.00
NU
Nil
83.89
NU
Employers' Liability Assurance Corporation, Ltd	
2,792.11
27,294.51
3,297.82
220.15
3,722.19
4,405.87
2,141.39
193.12
253.95
6.00
1,059.58
1,259.32
2,372.15
5,013.32
89.48
686.69
1,104.58
661.73
119.28
1,337.25
3.93
1,491.76
1,277.53
3,762.11
364.03
6,375.13
900.20
11,392.53
87.15
Nil
2,503.83
918.87
3,777.04
295.40
1,238.78
Nil
General Accident Fire & Life Assurance Corpn., Ltd.
General Casualty Co. of America	
96.37
1,106.83
NU
119.20
94.72
15.09
658.14
Nil
92.50
31.05
1,192.78
Imperial Guarantee & Accident Insur. Co. of Canada	
NU
Nil
5.40
Nil
20.15
281.12
88.25
NU
NU
3,279.58
NU
NU
213.75
NU
252.50
107.78
25.65
NU
310.80
Imperial Insurance Office.	
Indemnity Insurance Co. of North America. 	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd..  	
40.65
NU
Liverpool & London & Globe Insurance Co., Ltd.—	
London & Lancashire Guar. & Accident Co. of Canada
London & Provincial Marine & General Insurance Co., Ltd....
London & Scottish Assurance Corporation, Ltd 	
London Guarantee & Accident Co., Ltd -  	
Lumbermen's Mutual Casualty Co..  	
28.71
665.21
6.34
7.20
387.95
1.68
50.60
NU
NU
NU
Maryland Casualty Co. —  	
Metropolitan Casualty Insurance Co—  	
Motor Union Insurance Co., Ltd.—	
North British & Mercantile Insurance Co., Ltd	
8.74
134.04
56.33
3.00
220.50
NU
NU
Nil
NU
47.36
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd..  ..
$166,407.56
$54,114.04
$11,144.16
$2,811.97 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1938.
0 85
TABLE VII.—MISCELLANEOUS INSURANCE  PREMIUMS  AND  LOSSES,  1938-
Continued.
PUBLIC-LIABILITY AND EMPLOYERS' LIABILITY INSURANCE—Continued.
Public-liability
Insurance.
Employers' Liability
Insurance.
Premiums.
Losses.
Premiums.
Losses.
$166,407.56
412.00
462.95
698.56
994.43
1,662.47
6,206.33
132.00
NU
653.85
15,556.00
141.74
1,306.06
215.18
8,311.77
78.50
4,158.83
875.45
532.82
1,399.05
2,260.25
$54,114.04
Nil
NU
54.50
624.40
7.00
6,122.45
NU
NU
37.75
253.70
20.91
660.72
2.50
2,229.82
NU
7,425.15
141.41
152.55
31.85
246.10
$11,144.16
$2,811.97
88.20
NU
Railway Passengers Assurance Co  —	
31.50
75.40
198.28
2.43
NU
39.05
600.18
NU
NU
31.05
NU
South British Insurance Co., Ltd  	
NU
NU
6.50
253.15
8.00
726.38
13.75
168.31
Union Marine and General Insurance Co., Ltd.	
NU
—80.11
42.40
236.69
249.70
NU
NU
Nil
Zurich General Accident & Liability Insurance Co., Ltd..
29.35
Totals   -
$212,465.80
$71,124.85
$13,621.16
$3,050.18
Totals for 1937                                              	
$190,052.64
$57,284.01
$14,636.37
$2,788.71
WEATHER AND
HAIL INSURANCE.
Name of Insurer.
Weather Insurance.
Hail Insurance.
Premiums.
Losses.
Premiums.
Losses.
$2.70
14.00
Nil
Nil
Aetna Insurance Co.  	
$2,763.34
437.50
$418.43
NU
American Alliance Insurance Co. -	
Nil
.04
Nil
46.20
NU
Nil
Nil
.90
131.45
Nil
61.80
1.25
67.62
7.38
6.76
NU
Nil
—53.73
80.76
-48.12
1.80
—4.17
Nil
NU
Nil
Nil
Nil
NU
Nil
Nil
NU
NU
NU
NU
$32.00
NU
Nil
NU
NU
British Traders Insurance Co., Ltd 	
Canada Security Assurance Co	
China Fire Insurance Co., Ltd -
Columbia Insurance Co   ____ 	
600.00
NU
County Fire Insurance Co. 	
Fidelity Phenix Fire Insurance Co.	
First National Insurance Co. of America '	
General Insurance Co. of America   _.
Glens Falls Insurance Co 	
Great American Insurance Co.    	
Hanover Insurance Co.  	
Hardware Dealers Mutual Fire Insurance Co  	
Hardware Mutual Fire Insurance Co.
Hartford Fire Insurance Co.	
200.00
25.00
NU
NU
Home Insurance Co. of New York	
Imperial Assurance Co _ __	
Indiana Lumbermen's Mutual Insurance Co	
Insurance Co. of North America
2,145.33
159.69
Jersey Insurance Co. .._  	
Nil
—3.50
1.80
9.41
15.37
—2.40
NU
15.05
NU
NU
NU
NU
21.19
London & Lancashire Insurance Co., Ltd.
London Guarantee & Accident Co., Ltd.
Mercury Insurance Co.	
Michigan Fire & Marine Insurance Co.	
158.63
14.40
Mill Owners Mutual Fire Insurance Co. of Iowa
Minnesota Implement Mutual Fire Insurance Co.
NU
Nil
National Fire Insurance Co.  of Hartford
Carried forward-	
$352.27
$278.19
$6,104.80
$592.52 0 86
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1938—
Continued.
WEATHER AND HAIL
INSURANCE—Continued.
Name of Insurer.
Weather Insurance.
Hail Insurance.
Premiums.
Losses.
Premiums.
Losses.
$352.27
3.64
1.80
2.55
— 5.00
— 1.20
— 345.46
45.00
NU
Nil
NU
Nil
.46
20.53
NU
Nil
1.80
.90
9.00
$278.19
5.29
2.17
NU
$6,104.80
39.66
$592.52
3.60
Nil
NU
NU
Nil
Nil
NU
NU
5.29
211.85
Nil
Nil
NU
NU
NU
39.66
3,273.00
3.60
Springfield Fire & Marine Insurance Co	
268.69
Wapiti Insurance Co 	
Wawanesa Mutual Insurance Co..	
64.20
Nil
Totals  „ 	
$150.59
$502.79
$9,457.12
$868.41
$13,270.64
$1,142.30
$6,884.84
$1,531.62
PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE.
Property-damage
Insurance.
Miscellaneous.
Name of Insurer.
A.—Aircraft.
C—Credit.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Premiums.
Losses.
Premiums.
Losses.
$82.87
f         5,141.68
)   	
NU
$236.08
S.L.
A.
S.L.
S.L.
C.
A.
S.L.
S.L.
S.L.
$14.04
190.73
NU
5.19
$1.90
55.50
130.54
NU
13.10
1,390.58
Nil
Automobile Insurance Co. of Hartford. —	
1,282.84
99.85
f            268.71
50.31
697.93
150.00
8.50
101.64
128.52
7,990.68
720.52
565.01
36.66
38.91
26.27
3,70'6.45
30.00
4,352.81
446.75
3.00
1,227.36
153.90
14.75
33.76
Boston Insurance Co -  	
50.00
95.00
NU
NU
NU
361.49
Nil
Nil
161.85
NU
1,328.14
Nil
147.25
NU
6.76
NU
2,952.17
NU
2,299.66
89.50
NU
982.66
British Northwestern Fire Insurance Co.  _
Caledonian Insurance Co   _
Canada Accident & Fire Assurance Co  	
Canada  Security  Assurance  Co  - 	
Canadian General Insurance Co.-   _
Canadian Indemnity Co  	
Canadian Surety Co  	
Century Insurance Co., Ltd.____  , __.	
	
4.68
NU
Connecticut Fire Insurance Co  	
22.12
11.16
Dominion of Canada General Insurance Co.  	
Equitable Fire & Marine Insurance Co.—	
$27,343.31
$8,781.07 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1938.
0 87
TABLE VII.—MISCELLANEOUS INSURANCE  PREMIUMS  AND  LOSSES,  1938—
Continued.
PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE-
—Continued.
Property-damage
Insurance.
Miscellaneous.
Name of Insurer.
A.—Aircraft.
C.—Credit.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Premiums.
Losses.
Premiums.
Losses.
$27,343.31
206.23
5,562.32
6.75
77,545.95
15.52
149.60
15.00
6,538.56
28.51
81.77
1,293.04
52.80
8.22
8.61
3_R1
$8,781.07
41.08
121.89
Nil
39,343.22
Nil
Nil
Nil
973.60
NU
194.85
131.00
S.L.
W.C.
A.
W.C.
A.
S.L.
S.L.
S.L.
L.S.
S.L.
W.C.
S.L.
A.
A.
S.L.
W.C.
A.
S.L.
S.L.
S.L.
S.L.
A.
S.L.
$1,872.75
$13.05
Fidelity Insurance Co. of Canada	
120.44
66.90
24.30
239.24
NU
Great American Insurance Co.- —
Nil
.06
.
5.21
275.58
62.40
360.86
9.36
NU
Home Insurance Co. of New York _	
111.97
    -
31.08
a 96
18.98
143.40
NU
605.89
7.27
NU
NU
172.81
NU
95.83
85.12
i
3.78
100.00
13R 97
24.12
NU
NU
571.70
779.42
NU
770.36
10.00
NU
878.09
2.98
742.60
802.10
15.38
8,236.89
240 63
331.38
NU
Liverpool & London & Globe Insurance Co., Ltd 	
2.70
NU
London Guarantee & Accident Co., Ltd	
856.21
9.36
51.61
333.56
84.25
— 1,000.00
NU
NU
r
NU
Nil
NU
Rl S3
NU
Nil
.04
NU
Nil
NU
243.50
NU
7.95
430.22
NU
NU
NU
187.75
345.04
98.81
53.80
453.75
42.30
4,748.70
95.91
50.10
NU
48.75
86.04
— 50.12
1,006.37
209.62
2,593.13
31.27
30.25
1,085.31
85.19
52.48
112.50
2,352.31
362.54
782.13
190.14
2,093.42
1,298.28
11,404.19
103.89
1,225.86
4.00
4.89
NU
15.75
North Empire Fire Insurance Co  	
11.55
NU
58.76
247.57
206.76
Nil
phoenix Insurance Co.  	
Nil
—2.27
ffllf.fi 268 99
$61,691.29
S3 329 99   1         itafia 99 0 88
BRITISH COLUMBIA.
TABLE VII.—MISCELLANEOUS INSURANCE PREMIUMS AND LOSSES, 1938—
Continued.
PROPERTY-DAMAGE AND MISCELLANEOUS INSURANCE—Continued.
Property-damage
Insurance.
Miscellaneous.
Name of Insurer.
A.—Aircraft.
C.—Credit.
L.S.—Live Stock.
S.L.—Sprinkler-leakage.
W.C.—Workmen's
Compensation.
Premiums.
Losses.
Premiums.
Losses.
$156,268.99
—20.30
79.80
1,353.86
1,601.04
390.00
695.25
4,457.38
331.50
2,311.27
1,272.90
138.97
18,571.67
10,599.98
18.00
2,383.38
199.70
1.98
585.65
535.55
138.97
831.65
$61,691.29
NU
95.00
371.97
1,948.54
NU
NU
NU
13.27
530.84
153.26
24.12
5,474.70
2,158.67
NU
1,204.95
Nil
NU
283.31
226.24
24.12
109.25
$3,329.29
$363.92
W.C.           50.00
A.              206.76
Nil
NU
Tokio Marine & Fire Insurance Co., Ltd..	
Toronto General Insurance Co       _	
Travelers Fire Insurance Co. 	
Union Marine & Fire Insurance Co., Ltd -	
S.L.              9.36
S.L.              4.68
NU
NU
United States Fidelity & Guaranty Co	
United States Fire Insurance Co.—  	
Westchester Fire Insurance Co..	
A.                68.82
NU
A                    34.48
Mil.
Yorkhire Insurance Co., Ltd	
L.S.          101.00 |        NU
Totals   	
$202,747.19
$71,894.02
$3,804.39  |        $363.92
Totals for 1937  	
$79,831.44
$8,664.73
$5,065.88
$255.81
TABLE VIIL—MISCELLANEOUS INSURANCE  (TABLE VII.)  SUMMARY.
1934.
1935.
1936.
1937.
1938.
$445,000
231,000
130,000
9,000
110,000
79,000
729,000
513,000
6,000
Nil
128,000
50,000
199,000
86,000
186,000
115,000
92,000
45,000
$413,000
230,000
112,000
29,000
158,000
63,000
763,000
655,000
31,000
2,000
139,000
31,000
164,000
108,000
183,000
81,000
95,000
44,000
$474,000
228,000
131,000
32,000
116,000
67,000
978,000
710,000
16,000
2,000
175,000
43,000
165,000
98,000
197,000
76,000
142,000
52,000
$569,000
297,000
151,000
9,000
127,000
26,000
1,263,000
571,000
80,000
9,000
190,000
57,000
153,000
102,000
191,000
64,000
139,000
55,000
L	
114 000
L	
37 000
119,000
32,000
1 182 000
L 	
L	
623,000
203,000
72,000
212,000
71,000
170,000
85,000
189,000   ■
81,000
126,000
64,000
L...	
Public-liability, P.	
L  	
L.	
Theft, P   	
„    L.   	
„      „        L 	
Total P    	
$2,025,000
1,128,000
$2,058,000
1,243,000
$2,394,000
1,308,000
$2,863,000    |    $2,894,000
„     L.	
Note.—" P " refers to premiums and " L " to losses. REPORT OP THE  SUPERINTENDENT OF INSURANCE, 1938.
O 89
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF INSURERS OTHER
THAN INSURERS TRANSACTING LIFE INSURANCE.
(For Investments of Insurers transacting Life Insurance, see pages 69 and 70.)
Name of Insurer.
Mortgages.
In other
Securities.
American Credit Indemnity Co 	
Anglo-Scottish Insurance Co., Ltd	
Baloise Fire Insurance Co 	
Boiler Inspection & Insurance Co	
British America Assurance Co 	
British Columbia Plate Glass Insurance Co..	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co  	
British Northwestern Fire Insurance Co	
Caledonian Insurance Co—  	
Canada Accident & Fire Assurance Company .
Canadian Fire Insurance Co  	
Canadian General Insurance Co 	
Canadian Indemnity Co — 	
Canadian Surety Co	
Casualty Co. of Canada    	
Central Union Insurance Co..
Century Insurance Co., Ltd..
Consolidated Fire & Casualty Insurance Co..
Dominion Fire Insurance Co 	
Dominion of Canada General Insurance Co—  	
Ensign Insurance Co..    	
General Accident Assurance Co. of Canada  	
General Accident Fire & Life Assurance Corporation, Ltd..
Globe Indemnity Co. of Canada— — 	
Guarantee Co. of North America   	
Guardian Insurance Co. of Canada   	
Home Assurance Company of Canada    	
Hudson Bay Insurance Co     	
Imperial Insurance Office .
London & Lancashire Insurance Co., Ltd 	
London-Canada Insurance Company 	
London Guarantee & Accident Co 	
Lumber Mutual Fire Insurance Co. of Boston	
Mercantile Insurance Co 	
Mercury Insurance Co —  	
Mill Owners Mutual Fire Insurance Co.—	
Mutual Benefit Health & Accident Association	
National Provincial Insurance Co., Ltd..	
New Hampshire Fire Insurance Co  _
North British & Mercantile Insurance Co., Ltd...
North Empire Fire Insurance Co	
Northwest Casualty Co.
Northwestern National Insurance Company..
Norwich Union Fire Insurance Society, Ltd. .
Pacific Coast Fire Insurance Co  —
Phoenix Assurance Co., Ltd  	
Protective Association of Canada —	
Quebec Fire Assurance Co   	
Reliance Insurance Co. of Canada  	
Royal Insurance Co., Ltd  	
Security National Insurance Co..
Stanstead & Sherbrooke Fire Insurance Co., Stock Mutual.
Toronto General Insurance Co..  	
Yorkshire Insurance Co., Ltd..    	
172
4
153
241
NU
Nil
Nil
NU
Nil
,000.00
Nil
Nil
Nil
,992.60
Nil
NU
NU
Nil
Nil
NU
NU
Nil
NU
,247.36
,215.96
Nil
Nil
Nil
Nil
Nil
Nil
NU
,000.00t
,033.65
NU
Nil
NU
NU
NU
Nil
Nil
NU
Nil
Nil
.000.00
NU
Nil
Nil
Nil
,218.39$
Nil
Nil
Nil
Nil
1,500.00*
Nil
NU
Nil
965.49
$75,000.00
26,280.00*
5,000.00
14,000.00
9,000.00*
26,519.22
25,000.00*
5,000.00*
30,000.00*
121,109.65
70,000.00*
20,000.00*
44,556.75*
31,000.00*
53,000.00*
10,967.50*
35,000.00
26,000.00*
10,000.00
40,000.00*
52,135.92*
15,000.00*
53,000.00*
32,450.00*
5,000.00
100,000.00*
55,920.00*
32,000.00
50,000.00*
Nil
101,800.01*
10,000.00
220,054.20
15.000.00
109,239.99*
100,000.00*
20,000.00*
30,000.00*
4,866.67*
50,000.00
195,897.12
38,700.00
2,000.00*
50,000.00*
119,000.00*
249,600.00*
106,623.80
10,000.00
16,936.00*
15,000.00*
20,784.00*
5,000.00*
4,000.00*
5,000.00*
468,250.36
Totals
$914,173.45
$3,040,691.19
* Par value.
t Market value.
: Book value.
VICTORIA, B.C. :
Printed by Chahles F. Banfield, Printer to the King's Most Excellent Majesty.
1939.
1,325-539-9774   

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