TWENTY-THIRD ANNUAL REPORT of the SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1934 (BUSINESS TRANSACTED IN 1933) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C. Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1934. To His Honour J. W. Fordham Johnson, Lieutenant-Governor of the Province of British Columbia. May it please Your Honour : The undersigned has the honour to present the Twenty-third Annual Report of the Superintendent of Insurance for the year ended December 31st, 1933. GORDON McG. SLOAN, Attorney-General. Victoria, B.C., July 3rd, 1934. TABLE OF CONTENTS. Page Report of the Superintendent of Insurance 5 Lists as at December 31st, 1933, of— Insurers licensed 8 Underwriters' Agencies licensed 23 Reciprocal Exchanges granted Permits 23 Names of Companies licensed or ceased Business since December 31st, 1933 23 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Co 24 Empire Life Insurance Co 25 Grand Council of Canadian Order of Chosen Friends 26 Home Assurance Co. of Canada 28 Mutual Fire Insurance Co. of British Columbia 29 Mutual Relief Life Insurance Co 30 Ontario Equitable Life & Accident Insurance Co 31 Provident Assurance Co 32 Provident Life & Accident Insurance Co 34 Sons of Scotland 36 Toronto General Insurance Co 38 Western Empire Life Assurance Company 39 TABLES. Life Insurance— I. Business of 1933 and Investments in the Province 41 II. Summary, 1929-33 43 Eire Insurance— III. Business of 1933 43 IV. Summary, 1929-33 47 Automobile Insurance— V. Business of 1933 47 VI. Summary, 1929-33 49 Other Classes of Insurance— VII. Business of 1933 50 VIII. Summary, 1929-33 60 IX. Investments in the Province of Insurers other than Life.. 60 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, The Honourable Gordon McG. Sloan, K.C., Victoria, B.C., July 3rd, 1934. Attorney-General, Victoria, B.C. Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-third Annual Report of the Department of Insurance covering the year ended December 31st, 1933. At the end of the year there were 285 insurers licensed to transact business, four new companies having been licensed, as follows:— American Equitable Assurance Co. of New York. American Home Fire Assurance Co., New York. The Indemnity Mutual Marine Assurance Co., Ltd., London, England. National Surety Corporation, New York, N.Y. Twelve companies ceased to do business in this Province during 1933, as follows :— The American Colony Insurance Company, which reinsured its business in the Home Insurance Company of New York. The American Home Fire Assurance Company, which merged with the American Constitution Fire Assurance Company and whose business was taken over by a new company of the same name. General Indemnity Corporation of New York, which went into liquidation. The Globe & Rutgers Fire Insurance Company, which reinsured its business, except marine, with the Liverpool & London & Globe Insurance Company, Limited, the marine insurance business being reinsured by various licensed insurers. The Mechanics & Traders Insurance Company, whose business was reinsured by the National Fire Insurance Company of Hartford. The National Surety Company, whose business was taken over by the National Surety Corporation. The National Union Indemnity Company, which reinsured its business with the Canadian General Insurance Company. The Ocean Marine Insurance Company, Limited, which did not renew its licence. The Preferred Accident Insurance Company, whose business was reinsured by the Trans Canada Insurance Company. The Reliance Marine Insurance Company, Limited, which did not renew its licence. The Svea Fire & Life Insurance Company, whose business was reinsured by the Home Insurance Company of New York. The Universal Insurance Company, whose business was reinsured by the Eagle Star and British Dominions Insurance Company, Limited, and the British Northwestern Fire Insurance Company. A complete list of the various insurers licensed as at December 31st, 1933, will be found on page 8. The following summary indicates the origin of the companies and how many have Dominion registration in addition to a Provincial licence:— Where incorporated. Dominion Registration. Provincial Licensees. Total. 59 12 60 2 1 6 3 1 2 110 2 9 2 4 2 59 21 68 2 1 6 3 1 2 120 Totals 268 17 285 The comparative figures are for :— 1932 274 276 19 20 293 1931 296 F 6 BRITISH COLUMBIA. On analysis the list shows that 41 companies are licensed for life insurance, 210 for fire insurance, 166 for automobile insurance, and 112 for marine insurance. These figures cover only the major classes of insurance, and it will be understood that the same company may be licensed (for example) for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 24 to 39, as in previous years. Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen Friends and the Sons of Scotland. A list of underwriters' agencies, eleven in number, licensed in the Province will be found on page 23. Since the beginning of the year the Halifax Fire Underwriters Agency, representing the Halifax Fire Insurance Company, has been licensed, while the Agricultural Underwriters, representing the Agricultural Insurance Company, and the Colonial Fire Underwriters, representing the National Fire Insurance Company of Hartford, have ceased to carry on business. Nine reciprocal exchanges hold permits under section 174 of the " Insurance Act" and the list appears on page 23. For convenience the names of the companies, underwriters' agencies, and reciprocal exchanges which have been licensed or have ceased business since December last are shown at page 23. The following table gives particulars of licences issued to insurance agents and adjusters, and for the purpose of comparison the corresponding figures for the year 1932 are shown in the first column :— 1932. Licences issued during 1933. ' Suspended. Cancelled or revoked. 1,358 2,077 38 Life agents Other than life agents - 1,147 ") 1,960 l 30 Nil Nil Tables showing the business transacted in fire, life, automobile, and miscellaneous classes of insurance during the year will be found on pages 41, 43, 47, and 50, and summaries for the past five years on pages 43, 47, 49, and 60, respectively. The insurance business will, in common with all other business, rejoice when the storm has blown itself out and fine weather at last conies " round the corner." It has gone through a searching experience and has learned much. But it is certainly to be congratulated on having withstood all strains—and that not only for its own sake, but also from the public standpoint. The banks and insurance companies are regarded as the two main pillars of the financial structure of our social organization, and, though many hold that reforms of different kinds are needed, the public should realize what a catastrophe would have occurred if that structure had collapsed, as indeed it nearly did among our neighbours. In Canada the companies have emerged without the aid of any Reconstruction Finance Corporation. The investment department and the security portfolio are very important parts of an insurance company's organization. The depression has brought that fact into strong relief and highly valuable lessons have been learned. Investment policy will be modified and contingency reserves against the rainy day will doubtless be permanent and universal. The methods for valuing securities have received exhaustive investigation and " market" value will not in future be the only or most important figures. A comparison of the insurance business for the years 1923, 1929, and 1933 may occasion surprise:— Year. Life. Fire (Written). Automobile (Gross). Other Classes (Gross). 1923 1929 $7,501,200 13,500,000 13,250,000 $5,002,600 6,132,000 4,100,000 $624,400 2,137,000 1,450,000 $1,252,000 2,600,000 1,900,000 1933 If we take into consideration the innumerable ways in which the public and business have been subjected to loss and strain by the depression, we might have expected the figures for 1933 to have been very much lower than they are. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 7 The business of insurance in general is not a static type, but one that is continually changing in form, anticipating or adapting itself to changes in society and personal needs. The past few years have demanded the use of the pruning-knife and the microscope in insurance organization and life insurance in particular has probably escaped the temptation and the danger of " living on its past achievements." I look for improved methods and lower cost of doing business, tending ultimately to lower rates for better protection. The fire, automobile, and casualty classes all reflect lack of business and lower values, but as a pleasing offset decidedly reduced percentages of loss. The competition for business at any price is yielding to the principle of sound underwriting. The " credit evil"—that is to say, the writing of insurance policies which are in force, but for which no premium is ever paid, and the lax remission of premiums by agents who have collected them or are responsible for remission—has received much attention for several years. The Superintendents' Annual Conference again dealt with the subject at length last year, and I subsequently asked for a return of premiums in arrears from all companies. A Committee of Superintendents and Companies has concluded that a similar return in Ontario, Quebec, and other Provinces is desirable. The results will be considered at the Conference in September and a return of this kind may be permanently adopted. It has been pointed out in previous reports by me that the Dominion has hitherto refused to pay heed to the decisions on insurance jurisdiction given by the Privy Council and has continued to exercise powers and enact legislation which are not within its sphere. Further comment on this state of affairs is needless. This year, in introducing amendments to the Dominion Insurance Acts of 1932, Senator Meighen publicly recognized the illegality of the Federal position and admitted that it was improper for it to continue, even if the Federal department had to be dismantled. At the same time he claimed that there was an area relating to the solvency of insurance companies which could be legitimately claimed by the Dominion. The avowed object of the changes is to remove all provisions which the Provinces might still claim to interfere with their rights to control the business of insurance. The pith of the Dominion Acts is now solvency, and every insurer carrying on business in Canada is required to register. Before registration is granted the insurer must prove solvency, and unless solvency is maintained the registration may be cancelled and no annual renewal of registration will be given. While it may be admitted that a certificate of solvency issued by the Canadian Government carries more weight than a similar certificate from a Province, it should be pointed out that under the " British North America Act" the Dominion is vested with jurisdiction over insolvency and not solvency. The Annual Conference of the Superintendents of Insurance for the Provinces took place at Toronto in 1933, and was again marked by the presence of Ministers of the Crown—namely, Hon. W. J. Major, Attorney-General for Manitoba, and Hon. J. F. Bryant, Minister of Public Works for Saskatchewan. All Provinces are now members of the Association. A great deal of ground was covered, as usual, and this year's meeting promises to bear a crop of recommendations for legislation which have been under consideration for several years and should be ripe for settlement. No amendments were passed to the " Insurance Act" or the " Real-estate Agents' Licensing Act" this year. "REAL-ESTATE AGENTS' LICENSING ACT." The following table gives particulars of licences issued to real-estate agents and salesmen, and for the purpose of comparison the corresponding figures for the period ended June 30th, 1933, are shown in the first column:— 1932-33. 1933-34. 748 668 Nil Licences cancelled or revoked Nil I have the honour to be, Sir, Your obedient servant, H. G. GARRETT, Superintendent of Insurance. H --. t ) o < a u ft 'A <o < o> « UJ r/j a ri 2 co CO s o CO tf 4-> H (J 0 T! 'A =1 P CD 0 3 w C .7.' S25 1=1 H ra ! > +j Pi 02 Ml M H £0 Ci s P 4-> OS H -1 ^ | O H o t» 'A rf 4) cd aj Sfi a> fc£ tn £ | S § sSg.s OQ "2 CO 03 £ S fl - a £ a m .3hSB ; w * 03 • co co o +j CJ3 O o <v 3 B'" ri o fl - 9 »73' *s a a ' 7 a c o a M>5 a , s .S o - < J +j a .m •3. 5 OT 7 3 n w bo« 2 a'" S i 3 8.3 2 ! Si'E § 1 Irfi o| a' «.3 .3 j DO - +J , a) g tn J o .2 ° 1-1 bo a < 2 Ql 5 < w — Sill ° aa so- ►< •=> . 3 " &a 3 5 S .§ Bi H ^t to o ft-a a a £5 .3 a ri ri fill +3 oj M _ co S .2 " '■ °s« C3 «-oT 'S d ^ ° ■s.s <u tH ft ed gs •O a cj *M (-1 +-> o fcJD Ci « 2.2 ° »3 *■* m « a! ■ IS m 'bo *-* £ o 2 ft CO |*| ci c3 d S 63 P. "3 a ""^ ^3 C- 9 -3 fl v ri o te «'S^.S .- ■S.2 S-s.2 3 0J CJ "w ® rf M ^ S tf|+J {-,C3.r-t j d ^^ Id w 3 w d u d d M *h - M ; " o m a !n s s a ri « 1.3 S s ffg»g, o w^ o +J v^ +J p. p ' , 2 c ri . 5 '3 2 S P ■ w» 5 ±3 T3 to go •■- a; ^-, ring" fcjQ a) +j ri 0) O r. CJ - ° ^ ri 0 ri 3 fl tj •3 5 * .3 -«s lens 5? .o a ri o ■ to u ■^ c J^ H c bo oi 0 ^ fefl c rr sj '1 1 ri cd a c d " cd c tH CO c r3 3 a a •o cq^j <j CJ 2 5 >2W u g ri « <U CO 5g O ed 'd ci cd o f o "Sri i a-3 3- i +S a •& v ri . CJ 3 "3 ,S 1 -ft.2" S o o S p a rn o -3 -, ri a ri 2 53 ^ ft « .a 3 p on" s *■ - s 2 «; co 3 QQ B. a 'S .S ri o o .r <* a * -! 0) ft ^H ^3 O O) d T- H ri d ri ;- ri <D TO rg rf5.+? tj Ofofe 2 3 %> a . ri ri d ^ r a a u a tH 3 . • H CJ £ cj J BJPS M « t> CO § >S i—. ft CO <u « ill •§ pqtf<j •a ri ft 03 (h tH ao 1-1 S O •«!<( o M 1-1 |Z! j/S* op g ^3 004 H o a N 8 o r »f°;° O CJ CO Oofl a « hdij ■3gffl 9 m <n 6 » <j a ».S "Sfe 40 ri .. o-c OH a s CO s CO a oj a> a> a aa < < <( <i<j<i fa^<3 W w »2 bfe a 03 !5rH a ooj A ^ a OEb cj 5S CQ C +J CD o Of 7J CD p d < <J<1 CO V 03 J3 * HH _ d 5-3 o ed g ■H ft b d b d «J Cd aj CO ft .3 2 tH p, 1-1 O) CJ Ci +J ttUp, cd cd IS-5 *<■= g ^ >-a a cj a "S .3.2 fto3 +2 tc o ri •H ■a 0) d ri d m cl a S M ir. a co ■a a ■3 > B 2 ! o *i . .-, ri 60 5 ri a ri 5^3 ' ft a .a -w a ri « ri a t, - 3.P r> oSd o fi3 — •3 c ■0*1 I a s- .2g§ u .2 to „ O) CD 0) 5Jfl£ to j* 111 +J +* BO ~*Z ti * S ° 2 d cy cd d cd cd te tn S t- tn P" cd •3 cd cd _, d si d 3 '2 fco M 60 *S .* . t*j d t>» i ed f g +3 h a o a £,SO o cd 5,h>oo « o a o 3 ri h ES co* ri ri"3 ^,| tJD S3 ft , d -m . .rH Q u ■«-*e3 M ed : P.9£ ed *5 S 13 tU ed ^ d o O tH tH tH O d h o o o o * . d - G O Cd 2^ - i I - p sri a fe-rjfe P33 a 'E -a +■ o ■h H CJ 4J 41 5,i _ a »3° •3 cj u a " S 2 « d oj- 3 cj K +o ri tfl « a •a >>, ri o 60-" ri m ft cj p j ^»; BO p d cd BO "S •&.S 1 S|l'! o to / 2 ~-<a CO TJ _ 181 ■WCS ri a g t1 ri o 60-3 t. .ft 3 00 X o «J CJ .r 3 .-* CO , tj.h h o S2 ft E?M & S t? 2 o> ri tn cd « oT ft '®,Q'S*"8 flpOOfi co d ^ Odd c. M ed *3 <u "h "-•do "^ ft O co 5-a « 2 ""8 a - S 3 ■» 3 ri 6X3 CJ ^3 tti cd S3. ri«fg a S 3 o 2.3 to to 3 H 3 iz. ^^ ri - a - a Jj co ri h o a 2 c. o fe Ph S <l S co « a ri a S'a n§33 g 3 +o ♦> 31 3 p "4 a & • g« a-^ ft^ <i<)-4 < fc^&,S <i 3 o CO a ri !> goo a 20 ft 3 u Rorison, Hobson, Gwynn 0 «us d M >3 co 3 ill a. ri > ■3 !> - o ■JJ CO Sag a-; tH <L> > S3' a _•( 3- 3 o . — CJ u cj C3 CJ > S > s S 3 O . cj a a a ca o ri > K> J=^ . o .s h-1 cj :d 2 P > ri s „- . oZ Q ►c-soo! " M ro g K d ^ a d &=«fe °M dai t« ^dS ■33 P afe-11 ri > B pi p. p. i 3 3 o o L ^ co cj 3 oo a a g > ri ri 2 3 » 3 g - ->■ a 00 02 -^ CO CJ a P* 60 be o S S 2 2 • -a^ <lH)<H ■a « a M CJ GO 03 fefehjW O QJ CJ > a 3 ri o . ri ■9> s« pio &; a >> as P CO g •3 O a>a •Eco ri S ^ 60 co" o' a ™ o a ■ c Sg^ d r ^T ?* ° CU d CJ ed uo h h ti a 3 3 g d ciM M U jjEHg EO u 0) *4 S w <u > O^ ed cd cd M Fqpq* h; H _3 iO ■3 ^ a h - Jog 3 » o ■^ co 5 hbS a » cj M O JJ =a ™ ri . u a o 3 CJ oj"4 a n i3 PH 3 CJ 3 s a BMP5 s> co a co H a ° 3 ijh —< ri fl M h So ri 3 as M £ CO t> O 31 ~ .. 3^.2 OJ 3 o V r5 ft DO »? 00 aPN g hH a ri ri 3.Sf a 01 CO cd ft u a o o "s tn &, cd d^ d ^ed^ pOpC] » EO CC ™ .■y a'S tH tH CQ ««„ en <u j ^ pd fn o> -a H h-2 d r H BO PE| S BO ri^ awa 5-p o oj 2 *£■§ 4J 0J +J pq^M 0) -—»■ CD o3w^ H 3|S a M o O -ft . ° r «cn ■« o ■ W J CO _ CJ rSil co J 55 !=^ ■3o CJ CO 3 '■ - > CJ '."• w CJ R « a „ •sSS ««» a a o CO OJ HI •L +* ■a ^ B £ 2; A3 j H* pq h'Q. cj m v a Z .3 S 33 wa r tea a O k ri 3 O 3 >H |P ■S Si- cj a "Sad g «co 3 3." ■Sdfl CJ f^ « J3 S |-t •rH tH CO tH 3 tH O 2d" d h d S cd qj S d d d *3 § B 2 13 (p^-U o^ ^ o °£ g^ 13. " o d org o a ri co ■-. cj a a w ri 2 3 30 t>. ft o ■Jo 3"* Y ^.33 3 fe <J < 13 a .3 ri ri co riOO-q ri ri a . O a & S ri J ri* h? OO 0J d ri '/i d -^ H Hi o> d riO ri ri pC D * EH O -31 0 o 25 *i M P 05 a « P. P P m w O W3 *• ss a s CO ed -^ d SI? ■coftg rt ™ ft _£ <h cd o o '-o o a ••-oft S 03 3 M ri ox C ri ^; i g a = 03 cj ■a g o a to ja-o Eo 5 ri a -r'3 ■ri CJ ft ! frfc ey '-H « "bi ft £» * CD o Cd CJ tH to aran n po egal plat fi a tn CJ o d <«-t o ed •. tH t-% -3 -H d "t M rg a p g S to oo Jo .3 ft ri g 73 60 8, n x 60 3 -* ri to =0 33 § .3 -3 S ■3o-3.a2 ■"• a x _ 3d 3 w a a 60 3 g ri 003 a "3 ri ^ -3 ■ -a.3 i cj a 73 ■ 33 o 72 3 x a , o "x x < a M a. > 3 30 to i o 3 d to £ • . •« s d a d „ CO o co 2 ci 2 « O ! d o ■ £. co d cd . ,o»o H CD -r; ■Sfl a o . . x a js 2 6« 2SOB ri cj cj" j3 cj o . . foo 33 33 +o oo a x X3 . - a -a o » o j*' a g a3 a s ■ .3 ri o o o -^ rH CJ tn >3, 5 d ^ c ' d -H +3 o * — X o 0j ■—i w ft bile, b fideli execu ortati and m t loss re, ha « CD lS tomo f the and ransp fire, gains .ke, fi nado. 2,2 — tH GO CO CD d 5 d M d O „4J c-j" C3 H cd ;q CJ cd CD eu" d O W) +■> 'O'- r-\ 03 ^ ■*J ^ +j.og g,p wS'O d <d — g'SfpSgREd. -S M d 3 m 3 to •O CO a »f O m .CJ 03 - & a 3*. ri . eo 3 x o X 333 x CJ 33-^ ■» ri 3 B c SP X >—' to 3 x, ~ CJ wap:g -£ a p, 3 9 5 S J3 o s 2 a & , +o X ft 3 CO to '•" e-3 . 60 p ri 3 ri o ^ .■9* a ! ri -x uB . o ri co .ax-: J 33 * : 3 ft. 2 ►> ft a & 3 o O 0 O O 3 a'a , .. 3.' a .3 i^ga-g a ^' •3 4J s . ri gc as1 . ed df to u cd 114_, S ^ 9 I cd o .. cd ' tH tH ^,--3 o q-i ph.. •3 6o.2 S cd g +j OS d o ■ ed 7* R „ ■ w P rj at 1 _ CO d BO O CD O O 1 +J tn CD H .2^ CO (h ^°3 i a „ o c- '3 2 ft^ S3 PI ri ki i" a a ci ri •a gttsa i 333 ri c? ri . fc-0 H fa ^ ;<j faxi<j -<(•«! t- CC - tH > ° O p ^§ a-;> tH rt aJ £1 fapc! xg g 3 pqS fepi CO X P- co 3 3> O 3 o o a u a a > ri > ■3 . O H ^•3 1—) tH CJ CD -~l BO 3 d d •^ o P« cd te ^fe .-5^ n^l CD sx'r ||> §l§ ^gx . ri 0 a!> a x <»-£ ^3 ri ed O 0 apq aa 3fe 3 M Pd fa en « P o o Eh ■333 ,_, ■>.o a -30 0333 u«- a ■3 .3 co 0 H to jX g x T3 ■H .a h3 0 r _ O 0 d cj" O s^ CD CD 2 a d cd tH 3 a C. ■« a .2 o 1-3 3! 25 •3 Jj J p, f5 ^2 ,* . s ^ -O o"> O oo GQ CO X CJ co a Hs 3 O go CJ 03 OB .3 fa g & a *5 a M 0J XH 25 _g •a a O S ■y 3 0 a Hi Co -x ■>>3 o3 .31 as BO 00 as •a H s" . o ri 3 ■3 a ri 9 a J oj .SP tH « tH o p o • d +j O o H O H cd O M CD Lh HH 113 a,«cj M 0 d O cd CD to tn tn CO O ga1^ a".§ P afa CJ r— CJ a 5 2 3 *x a E a a 000 OOO ■3 js; a ° ■x ri ■3 o OX 1& a ^ a - o~ a -. O 60 a 2"H 9 a" ° 2 ^g rP o °J Sp d co (H cj 3 a, CJ ■3 ri 3 ao a oj x* co 00 9 <X ri as •3 a 00 GO 00 03 03 o O a o Th" ■ *M d co -^ cd co tH CD tH cd a cd to ej -h , -« °5 to -a tn rfl £j cd t>> ft2 Cd CO S rr-_3 60.2 3 3 "° * ^ CD "^ CO -H 03 X ft ri 60 .3 cj- § S «a fS ri St x'3' 3^=00- •3 33 tx 3 3 s ° a' -3 <» 1 x —■ to a cj _ o „ S § x ri •° o3 » 03 - ri a oo 2-3 3» po X ri £3 3 O 60 a oo ft a a cj g ||'S-8 §"2 60 "3 3 9 ro oo b. 00 m w x 2 to td3 0J . a a to "cj .2 3-a 2 3 . ft ri ri a IS CJ 33 CO 3.33 <1P - to •3x5 •3 b-""H o-C o HflS « « £ to +■« OO 3 _ x ri a o tc cj' to 3 3 ri -3 .3 cj >3 x x 3 ri b u a P» 33 x 03 3 - C 3 to o 2 a 33 S o ri a ft ft — t? B0 60 a S 6o o 5?S3 3 oo a oj 3 -S'B +j qj x "X a ff0^ 3 ox, a Sri« a a a 3 six- O CD BO u ft* BO _. 2 a - Ci cj. A o Ilf 3.3 3! Bi 3> £?-3 S3jo cd O d tH .Q cd -I .r. rH tj ' .2 SD b r_ w d >C 2 S ft jh cd gj art B cd CD t>j tO H h_T cd cd d a.2 d cd tJJ H CD to £ M , -T cd c •^ to « J cd cd S s b~ CD 'O j Cfi tH to to .2.2 t< 'd d d BO -71. a "3 . ■x ri o Bra m- £ ri 3 » ■" -D »-2 3 2 2 M°S CD irn' _ CD ft.a 5 tn: O O "^ p. a b£?' 3 3 X, ° 3 -S £ "nBS CJ too rf X a 2 =i 2 x* O q-i o <U Cdr-J ; T -d i tn t>) cd \st . I O Ci CD ? a §\S tH f-* I hL ft ed 3 -Q _, d b, fi +-> d 3 tn i •3 ° O Cd r SSSB i BO ! - as ££ ■ CD « • 5 — a y » " +Jx ri B 3 2 60 ri co ri 3 ri 3 30 ri gj CJ . CJ OO Bo»OC OJB'B- cj cj ri ri S M 3 oil X g to to ' to 2 i o o 1 j 3 6o' i p, ri j j | i x !.3 0<B 3fj »33j ri ri et to ri ri ■« S- ri ri 3 3 O 3 2 6c a ri o ■5 fa P -5 00 6o a o a -j +o .3 ■; •-?a i? X ri 3 x ^ » ~ 60 •£ ■-, a : a S cj OJ M X -x y. w .x CJ OJ _ 00 a g a q x s ■> a 4 s 2 2 11.3 3 3 oj" S S 2 * 3 2 =■ 5 « x -x „ 3 d 2 t3 cj d j a d d cd 3 C3 cd dH" ^ d ■i '2 e" 3 S 3 ed H tn c pd .2 d ^ = „ -*-1 *rt Xi « c-2 ^ cills 3 5 « ° d ft-3 § 1 - S CD CO tn 2§=S2 x 3 o x-^ o "" 3 o a x oo 3 ; U< p«d •< -<fa- .3 3 fa-< to cj " ri -3 <a c ri "Oh y x p-.S ri 3 X j" a a to ri03 .5 ri 5 . ri a 33 co 6J3 a -g co cj'3 C33J CJ 33 ^- .3 3 - a "' d co 3 _, x x a 3 a <B x 9 IpI . d o co" « § cum x ft -3 .. i|S ' isi? C 3 3 03 a b?2.a C — .3 rH iS-5 «4 X X CJ 00 3- p- X 3 3 p o o > co CJ 3 a a o ri ri cj »i *»> o ri . po a x o o BOfoj'rt fa a tc > 3 3 O o 2 o a a ri ri > t> •■ 60 a t2 ri pH • ri <j xs fa ^ ad 3- 3 t» 3 O 3 O 2 O a co ri a CJ a ri t> ri „p» CJ >. o 3 3 s.a> 00 p C3 cj 3J pq ;pq a fap- P Ph s p- t P x 3 o 8 O CJ t- 2 2a S J3 o ri x, 0 S> a oo ri mS p* a .co ^ 33 'x ft 5o § ,3 O to 30 ■3 a a pi<i o cd 2 x §3 :>.2 oT> ■ O 6 a = S O x a cj ri r?1t X ^ori 3 I ■ nag cfga CD •_, CJ 3 cd a co v cd » cd T.S-g a.S.S -332 8.8 BOO fop O OJ 0J q 3i a 7hh a a5 O a" „ O O +j g o X Q. trl o ,.o d co V « d ^1 « fl: P3X ft 'CD a& H x- M ft -a cnH B a CO eg CJ a p ap o">5 5* <H s ° go DQ 3« ^3 k-B d O k. ed .3 >. CO +o H CD S BJ CQ CO H S-S Hfa 00 oo 00 o3 03 03 & BB H £ 033 3. C , ifa h" <3 W 3 ri-geg la r xVrig ■3 ri «H s rn o "X .2 x 13 'cj a fa O x1 B»3, -O'S-S oofe a x oo cj ?Bfa Ho? M tH T! hs B3.2 CD - hr CD z a x ^ 25 fcif) p .2" u •h^ x o ri o ri f3 O •x Ph o CD O) O 2 d §•9' 3 S 3 « O cj O a ri H h3 fa3 CO d CD 2 ri tH tn CD r- S +J CO CJ CJ H CO tH fa * d 2 o pd s feH 133 » 335 § HO. 3S O P o p m m W EH « P S3 P P £73 O P3 H Ph p M o 02 aa 3? W 31 a •3 .x O -3 d s« ft a to a •3 a x3 S-3-2 d H gS3 a a a to „ p. 3*. -x K x co a co o 333, o 3 fO Mr;, § 3 ri o a 33 a 3 ri s x ■o a o 3 o -x * ri o o 3 . 2 a i »'« 2 b 2 oS 5 » • 2 - d * a H ^ ! J raw 2 SP ri OJ co • u ft3 a o5 ri x « x cj a 3 x CO tC O a a -x ' 'Sis - o a 2 2 a I .| cd co -a <0 CO cd <H gTo = 60 aT 3 a 3 x 3 ri ■3 a a . C a •a a ri to 3 « a x 3yj 2 3 § §3.2x9 3^5 co- X 0 CO , CJ w ri to 60 b.T'.-x X j5 60 c3 ■X p 3 x T3j ° "5 S .2 5 to -g ed bo h CO fi CD O O d I'll CD *J 3-3 CD cd 1 CD CD ry CO . O^ « cd a-13 2 d a H d » "H & « d - H CO tD CD „ o cfi a cj >i-P cd .d +-» co ft 3 >W *" •-* cd S cj cd -Q p-3 2»Wh' a - h § 3 O co 3 O jh OO CO 03 X1" 3 ri 3 . S 6»3 "-J i ■x . x ; iJ 33 3 x 3 J a x 2 a cj 3 a co >, "3 ft O 3 33 '3 -x CJ CO 3 3 «d •«( -«J 60 -g g-3 3 BE a ri ri 3; 5«B a .3 o a to a ■x - o .3 "a 6o o cj 6 a co to ■a 3 S SS' a ft a x ,^ u rs o c s CJ x +o ft .3 o nri 2 2|3f <a a > ri -5§S ■3 S3-3 UN O H CO 5 ei to t>) CD tH -H ed ed II •oi ax » 0J CO td-l •a w CD ri °^ S <H 2 o o ft (h " ft ' 23 g * 2 ■ a b o* a " 3 " cj" ° ' 5 3 x 3 H <! fa -"i 3 "X co .a 2b*. M .3 CJ 3>s WX3 oo co oj a 2 = 3 5 X3 3 3 a x CO O 0J B"x go £ a eo 2 ft o CJ CD ^h . fl-eo ■^ 5 ^ . 'cj ri -j a , +J 13 tH b d *> ^fifl CD CD ^ Si d j2 cd 31 d -^ co cd ri ^•2 cd CD H -t-> to o ri ri pd .-d *£ +j cy c; d^H 5* -a? -H -— CD ri °-2 2 □ -h "rt ri "cj33 03 x a, to to* X „ B -8 b 3 S3 3 ■S3 3 3 o co-a +0 x OJ . _i ° o b; 13 .3 x _• 3 2 x -3 • OJ-'W g 6033 a p. a •p 3. ri . . •33 13 OJ O co „ rr ri p>.3 ri 33 « oj-'O 60 004 g « ri P, o cj at; ™ g Scj 40 B« ft CD ." a C B M ri ri ri tH d d t» G d to d 3 p a a ■ a a £ « ri x ' : 53 60.: POfa <1 a 0 Ci ri d 3 ri c: t- c -C d 0 d OJ a ri gCBrig •3 p, ■ o W-°a 2 oo" CD _, 2 Cd BO =1 3 g, .2 ■§Ss3xc S 2 ° « 2 § a 9 3 s rf9SP d o 3 -H 2 M co tn ts tn cd O d cd h n m cd h 2 CD rn +J Cd W-^ CJ -H . !°Sa" 3= t> ft a -x o X ri ri 1-333 I 3 3 3 a ri o -<(fa oo ri at> >> . x - ri ri xio' W x;-4 X OJ OJ t> K- 3 3 O O CJ cj a a ri £*: _ BO 3P A . COQ fa'ci B'm : ri a x s ° P" +0 X a cj 3 o g p- CJ k> x 2 -a ri x cj P» S a to* ri 0? P> IP QtSQ (ilpjto CO p- 3 O CJ a ri t> p; ri P 0-0: -=3 x;5 cd 5 u : > ag § OP'S •a x o oj »'„- 0J £H ft go % 13 3 ■eo co ^H X X ^B 0J .33 £•0cs a a « .03 a h a 5bwb < < s ri •a P o o p ■a §fa P* CO" CD cd hi5 CO o a O ri . s 3*> 30 a * riO a ^ CO Oj =1 X O £ a I X O 0J a 2 oj ^3 OB IX B3 fe cd a ri a 3? X d^ *X fc cd W cd «4 S'S Ph-c CJh cd CO t-. d 03 PH (H u S5 » Ooj Oo! X X 3 X h H O is is d CJ a ri K & W ed CD CD ft tn tO '« S (X 0J r5M >H CJ -••«) B'J d w M 3 OJ CO fcM a a fa" •3™ X -H ri ri x ri a fa X OJ 2 a a cj cj rj 0. BO d d a d of 0 O CJ 0 d tH CD H CD CD •a P x .a d ti <3 <J O OO ■P Hi EH pd * O * o tn 9 ** u » S d^rd SpdS <!«c5 a a s°S P d a s«s 2 co 3 3* CJ to & X CO ^ a<j OO *3 O oj oo ri 00 r33o3 3 3 BBO B 2«' . 2 •x r a x* aO oj .•aoj.3 O ( a O cj w a oj a 2 5 a x a x ^ 3 ri M pb "Sfa2 p-h m ed d .. tn CD Sago p--. fig O CD 3 a S3 O^g 'BbK •a a a a to. ri a ri •O a _o o a a 3*0 .tOto CJ X CO o o •o«H P_ x ri ^ co a a oa'5 ■S . to x oj a 6f.3 CJ a x cj 111 O - 3 BB« 5,° 3 .2x3 O ft 3 B|8 o ri 0 § s a 3 a 5 p ••3 ° x a ■§«« s ■° ° p 3 •" S3 a ° o 2 a a 3 x a c.2 O oh W to to v .. a b g OJ .x .60 x ri oj oi 60x3 a b*. ri ri x - oj 31 x 33 x ri ■a «« ■3 OJ-^ <X 3 p X 3 73 ri ri 3 p, a P, riS^ ■a '5ft ri HO™ +-"3 ft las a o 3 a a ■3-3 9. ■x 733 x 2 ft ri 3 X" 3 04 „ to a P 3 x a 3 +J M - O to a 3 x a -x a ft it?!.i r-Sh.*! W q-| H a^og a a 3 2*3 8 3 .3.2 30 .—, CO +j a b g a B?S£ft a »« a 13 a 9 s«og 3o3 xo3 M x °_ a m3 — o 2 a "3 x .•3 P. to .3 3 3 x a .5 o a a ~ a 8 a 3 « 1 o -x 133 3 IS 0-» 3 d P. .3 a.3 J X 03 0> I "33 2 2 a a 6otf 2 P g" ri ri £ ?.S a a CO O ^ r-, rix g ? •p a x • g a H o Sea S - a <x - 2 cj ri o 3 x co« h1 co .3p:=S: C30X 3 30 |?1S I •3 3 ri , ft 3,60 r! "ri a - i .gal P..S CJ I X X B ri ri ri CJ M X ill J CJ o ) t- d +j 3 ° *C d Si-a ?-<3 3o2 CJ CJ §3 'to 60 3 CO "Si a . x x a oj rH CO 03 33 X rH ft 3. '<B cj 3 3 03 "3 oj o Ho3 S co ox g cj ri 33 »> 0.3 a a a 2 *» .S 03! P. DQ ri 0 x a, o §60 ri 3 x 5 3| 8 to a •" a — S32 a MS a ft x 2 • 3 a3 6oa3 x x a 3 a a X ft p 2 ^ to x m B»« '" to a 0.3 « 2 E "3 a P ri X 2 60 to OJ oj x x oh cb 2 ri Oh rn ..■X ft CJ o ri P? oj a-g a II"S s S a . P fl- a oj as 033 3 »a«»a*- 3 S3 ' O 603 as 3 - ..a a a. a a3 ri X 2 60 3 0 a W El's 3 x 3 CJ fi PI 3 a x 3 .3 60 ri-x oh" ri +j a x a 00 o 2 •3 ft 3 . x 'cj 'a .So to fa <J < _h O 133 33 3 B»o ri 2 3 3 04 oj a rx •3 'co fi ■3 . 3 cj efi £ w < .O 4 oj x oj x3 60-h ; 2 fi -3 ! Sfl B i B -X o " B o ri . 3 §-• p a B 2 a as ^ a" -r- 3 33 a 13 •3 X fi 5 I) ■§« «. a a - - j a ,_. cj 3338I 3 2'43 3 to a to ri +0 x fi X 330 oh -3 co ;9 to "3 CO d O cd +*,*h _r- s d cd-3 £ oj to d 3 'd ed rd +3 tOr-J o d 0+J "* CO p-j I ri d o +-1 hT ,?i CO H- » d cd O «H rt £ dpQ ; - v o 3 2 3 3 33 ri x 33 x cj o a •c 3 X . co 60 a a P^ 5 p <0 << a ■H) hi ri 3 ri > a £ t> r» o < p X P OJ 3 P- o a 2 0 a a ri a t>ri Is? a ri « I« • «,, M r^g > . ri faB M X a a - a a ri o >£ u . u a ri 3B > 3 o a 3 ri > a ri 'ri a a [u a. w w tt-j M P P <1 a n «a t* <<o <i BPh > 3 O a B ri > 3 p. P5 a ojfo. §3 a 3 Pfl a 3 O cfi Pp4 ri O fa a ■x a o a px r5 rH rH is a r5 ri a o a a o> Jo a a 0"3 2 P b a a O ^ o - Is i O d cj Mo B 3133 o a ZJ ri a a X rH <JC H CD -H P-> 4J ft .3 .3 d a CD CD W ft ft CD a a g x _r o ri B.2 x cj r a 3 p 6 a <] a a o3 tx O O 3 a 0 20 3 a S a CO x h< 3 co £0 « a x a || a a a ri 3 3 S^ k, oj a a -H 3 H a m p. fi-p PP 2^ co a a cj a a-2, ri 3 30 ^=8 •o« a ^: a 3 O o O d 33 O ■ 3 60 PP 03 B OH a 3 a" 60 O °3 H g aJ C -X p a P ^ H a kft a a a o oO =0 r. a a a x ri 3 X CO a a 3M Op, a P g 3 S3 g3 Oa cj d o o JrJ 3 S •H» © EH O m o S3 "J P CO CO tH CD ^ Si rd 'S&g - CD „ CO CJ ft CO H K" d cd T CD -C h +-> __ ed d - r-H CD +-» fi a d cd cd d d fco«J to d o cd cd C ,jX! 2 o tn o 2 x O ri 60 aid a a 3 a to ■•> 3 I "Pa S m rr* bo-3 ^^ d d 3§ ri d £ d d „ BO CD CD d ri fi d CJ t tH P-i ri tn "d ^ a £> a. CO ft - S3 d s a d S 3 ri a to CD 4-i o d x o o 3 X C3 2 a ri ri ' SP x CD fi to ft . a o Oj -x +j a B= a P3 d cd" 5 d .2 8 x ri 6o a a ri •3 3 a o .3 x, w o P 2 o to •x O CO ^-, x X a o O 13 <x 5 o 3 CO P »B3 +o pT co ' b3 5& cd to cj ^ - a m to 3 ^S p-13 -0{?3 as-|l 2 ed +-> '£*a § ° BO jj -ph - cd n d 3 d s ? 8 3 § fc CJ CJ CJ cj CD 3 CD =3" d d 611 g H « d rH CD x3! ° ' ; as 3 x O CO ! OBS1 a § a I • ^ 3 §" '§3 S.| I a 3 P x i x 2 a ° :sa«x I HJ o 3 3 ■ 53 •3 . ^ d O tH o CO +J CO O T3 — d ■ -H ri bo rn CD .S .h d cd ri M topd H ^ ^ 3^ h d [1 fi -1 cd tn o -> -W CO 3 y cd .h to 3d ..a 5 *3 * - p5 d S?^ ■S^ ? 60 a S a a la a - 33 a a 3 ft x x a s <a a 3 to y. a a _ *»■. a pSf to a oo a x •3 "x 33 2 iS'32 a 3 x M 33 O -33! - r3 33 §5 a 2 ^ d z? » tH d CD tH 05 O BO ft O x = o d ** d CD . d to CD r] & & .5 d "- "M d tH cd d 0J3S p. „ ri ri 2 S Q CO r-l a ft CD CD CD & p> 03 •3 -oj xx60 o a a - 60^ co x ri tn o a to &3 a S-2 13 a 13.3 S^p.S a 2 53 -g ri cj J- £ g a || a * 1 * P B 8 x I a- So©* 3C 3 3 ri oi Spa « ri c X, 3 _3 a ri "3 3 a . 3 .3 x go S.3 33 & . Hv> -3 d tH CJ ' wJo-a a 3 ri x to 60 g loSr&l rrt -• pd CD & h 60 g Swo jS o ri a a 33 to x a ' ;'3 . a ob o ri-a a 2 o 0J ft+j a o §Sa xga .31 '3 .?•? P to „r p X a a • to , OJ X I a o -_ B 'X r— p^ m si - o oo a X P-. 02 "H o 3 X 3! co CO ri 4J 33 X .a-ag-as 2 S S d O © ^ tO h 1 ed o tj P s -3 §. a a 3 ^ ft .h d 3 S3 P<1 ri cj cj "33 oj ■ .33 via faHfa- 13s o o o d a § 2 1 p I q +j ri «h cd 3S .3 3 fe-<J <•<• w « H P S5 P P H !z; O t6 <3J t> r* 3 OJ E x a a o p- 2 a fi o ri a ^§ to> a a Hi 3 fa« X X a a S ft ri 3 3 3? O O P* a a „ a a a ri ri a P>r>S - . a a oj a a a a ^03 X X a a r" > 3 a o o a a a a ri ri P>t> p 3- .3 O rH +J co a c ■a<P ri o bo 3 U a co rH X ri ad aa'cd w ■Sop 6; <i p > o oj P.2 3B o • oa 3332 X X a a (- > 3 3 o o a a a a ri ri » 3> a a 6« -22 ■8 Stir J 04 CJ . rH X ^H O) n a, |rS«M' m«<bp a1" p< . co rri a B a x 3 CD O > 2 p s o ri M3 •3fa x oa en Ph Ph P CO r5 372 PH P *o P3 B 33 p p 08 o =8 Ph 5 5 Op a 0 2 a riO o a a 3 O r3 "3 a a o P * is a 3 0 <B 3" 03 33 a BO !§» d +-> -j o o w pm d d d oj OO a a a a a a x B fl 3 ri ri co SJB a a xi a co x a a px h a oj oj fa a r- _ pas M a 3 a a -x 2 oS 3 xrt gP x h a ri -° a P> a BB3 BPP Po- . 60 TO 3° P p. x a o H B . . a a ca a ■n 3 hi d 0 O i-] CJ a a H a a a a a H H a S'x tH H a b CD CD XI rQ p « s a a a a d d 33 33 J J B BH PP a 2 5 d PH CJ. H -H a CO u CD i£to :f5 a .H . t ~ x a •x a § 3 n RH-d '°p§ So|i3 i O rH . ! X 40 133 ojox g P te o r 3riO CJ S a ° »a a x P o o ri BO x. •3 a x i a £ 1 X a a i o ri ri 1 O x tH i 3 3 a to a I 2 SP "3 Hi] XJ ri H *£ a -x fi Sari r H3 P. a co co to 03 OJ +0 CJ a a x ri ri a P033g a a a j a a ^ I r?S B i 3 P a Pi 5 cj d a; +j i3 --1 7-3 CJ ri StHraCO^CO g-H co y~* ci d -ph +3 S ,_. dWrtOfog So H CD CD J3 SB a-a w ri . tH O aa-p CO ,£* ' d o ^-~. d to ■« O <H CO ft J O O CO o -d d H CO ft H 3 52 R S d © CD +-> d -h rd d d,£ § '*'*fl d d to ri ri a 60 to" a - a a oj a.2 a aa a a •a _- a a g x to a a a S ft 3 a 3. o • S 3 a o 2 a a o ri 'co to o P-S. S3 . a 3 co a ri f" ax 2 ,3 3 3 4->H3 XJ rj2 CD OJ X o X 3ftCl B 6oX! « ri 3 p, 3 p B 60 Sap 5o3 " to CO qj-co cd d go to-d. CO S3 a PS «3 h X ft , 3~ ri ri q • 3 60 x x o ri a a ilal-Bf £ 2 ft.S *H -i-i cd d 7* s o CD ri d rH o -H 3 CQ CD H a H 3 d ri tH 3 09 .a P pH Cl) CD «0 d PhXh d o d o CD d fi a o ri o +J CD tr ri £ d d *-H d H -H O 3 o d CD H O fi CO d ri H d a tH oa a ao- cj hh x a S 3 d 3 a £ x 3-2* a-081 - a a a « «■ p x ca xat riO 60 o 60* B ?= a x 3 a •3 ft 3 ft 3 a a a 2 PI -P 34 3 ^ fafr-H^ .d . . j -cr; cd cd ri h d , d cd d , fi cd ' -h to ri < d g :!ig- i'S 2-x 3.3 co 33 3 o a 60 o 1- 3 a m a XlP^faPPpHtj fa <1- oj 'x b a - 13 to ° 5 M-3 a x ■H QJ •a ft X- t0 60r S23! 3 £ g „*' d3 a a . - ri x o3 .-, oj' a g oo oh O x X 3 w a — —> "3 •x oj 33 co 2 a ■ a a °"a 3 a. ^ PI fB 3 P. Sax x a 3 x a o cBB x a 3 cj a n a 13 r, O 03 3! X X O O 3 O. .3 3 faP aa' o o • oj o- P 3 CL. -TH ■ « S S b h i o rt 8 d o 1 H O Tt+3 a cd ho r3.x = : HfaoJ > co a tn ri X Sg.r/'S "SSS-o .3 Sin 60 3b'» i-s a B o ri a oj ri ft ri co to 34 tn x 3 ri a o cj ri H - P r- .3 8 ri co > a^fig -S8-8S ;> c a fi ri ri .2 ri r» g-pB-O^I O CD • tn "H rg Si-, CDM CJ +J rd . tSSfi^H riS„ = . ,• a P ri P* CO x _• a ri P o to: J 3 .3 r*<IOr,B ' 2 x • ri CD ° - « p,^S d ,d h ° to s V T1 ►? Of O S x q a b -p ri . O CD CD x8ft a S 3 PS OP t> tH 3 CD £ (_. O t> H O s 3 o a d o cj fl ■ ri cj d ri O * fcT O CO CO 1? o 3 9 Sa s-5 53-§ k 3 M -3 -a B« Jl a^'Spofe a • ■=: . Hi tr-OtSrrB B a a a a" o X x a 8 ft r- a 3 ° o 2 ° a a ri a >> d" co g fi BO 3 CD pd o M £ rid CD tH t> CD 3 ft o 2 o o p 2 .a a r*g oS to a a 60 33 a x H ri wa M O : cd : > u d CD O H t> CJ CD d d > O cd 3 cj t> o d ^ CD ri " d > t*» cd ^ ri [> t^d . cd cd d |a 8 a.: o3 :ph •a) M <!W "a fi u . 3 O 3 x a . n< oa a ri P ^ r oj » ri P B=3 3H .3 a oP K 03 oj O fi a' d go .P a tjB S°o-°x H d » 3 to r-«l"S 0 oj 03 a d|d|S o»°la a B o a ri a" cj 3 3 » S x P ' S'Sgfa* W cd co _ +j dT-S d- ri d M^M § g cd d ^ "S H S ^g^ft h ^ -B «= a 5 si tJ i-1 w d El, v * .t-! (5 d cd 1 ri » I o ft g, x O co o a a a x 03 33 a a oj o3 H -x x 6 a 9 a a 60 g a 3 ftC? OS 2 ° So a a PM r. a X. tH x'P Bg 60 3 H . .ri »- SS3 5a^ a3 x- :^! His J P +o 5 d« 0«3 oj oO 2 • a Boa !2°C3 i a a x 3 co a a 3 a B cc '■" 3 » 2 x X H(j o co a a a a P"xl o •« 8 ° « CD -- -s2 * <B H iP Jb" •a » bnO 3 rHfi-g .OS xS'r •fig • ^s2c° o Qj 3 S CD ^ CD *P\ ° CJ ^U d d H . d eo o C3 d XJ U M 3 CD BO CD a d a aS fi tn j3 a 04 m « a a 3 x a afo PM™ '-, H Ci ||M 3 a « ri a _o a' r5 a 03 B s a 03 p ri a o OS oo S"ri" gs x 3 o S B3 „r^ a . is « cj ° 2 6 co CJ d M CD CJ p-. d c CO > Sd d d J- Pfn 'SO CO M -H H t! d ort? O 3 o go a p PH ... fa p a Sa is „ CD tH r cd Hj 5c1^ aS 3 h r p> d O CD go* m cd r lis m 3 a 04 2 a a a a ^3 a 04 P3 New Br Hamps Jersey a & a § +o QJ a &B fe 3.P 03 a a r5B B£p5 (H rB a 0^ rH r5 a S5 a a o < 3S 33 •*» s o EH CD <1 P D r, «! P CO r5 3 53 p .SttS a ".x rr ri 2 x ri PI x g ri 60 a *j £ g M S oj-133 •x .2 x oj 04 a . a a a « 60 6033 a p- a a „ g cj, a HS'S'pS - 3 3 g ooxa co 33 co .2 ri ri a P x M a x (, n cj > a Sx a - P,—' a a a Z a-x x x a jj x a cfi a 33 5 a a P.3B „■?, xP P 23 « 1b a x 3 a "H O x 2.3, a ±i fi co a a o 2 a" a, <__. aa 60 0 O tn o b P 3 o * fe a •x fi _ ft 3 O 0J o3J •• co co a o jj oo 3 ri 2 x o to oo "x a -3 33 x g a x 3 p.s a 6t -x aj3jH a g 3^3 •3 ■x oj ri 2 ° fi fi fi x '3 a a 60 XX ri S 13 oj a fi a s ■ OJ OJ a C . a-3 -•= : 3 a-x aj-x x B 3 ri a x b- o o p? .•ri. X 3" co B - a p,t33 2-° P a a PS X ft 3 O ; - CO ~ fi a . .. to oo 3 a oj ^ 60 3 -x . a xc o a .3 a £ p3'S P. S S x 3§3 £ 60 _§ 60 ft oj- 0J O «.fi3 a" o " 04 33 a £ a a a x a =b B? OJ "h 'P r oa 0, a x o a x x x a o CO rv ° - *0" -3 p o, P.X o " X 0J +0 EC ri to ri to « 21; 3 2 a o : 5 ri ft oj ' 033 -3 3; CO o - x p 5 3 S S 3 j -a tn CD U cd .d 60 bj.3 3 Q i: 3 o ri x H ri a 1 So J ri 13 > 133 ri 1 oj co -x co a 3»3 a g a 3 ri — . a to a g a a a J BfiSrSg , 60 3 .3 .133 a 33 St >> a oj 3 x x c 75 Oft ft •3 a a X3 - O S x o ft'-H ri P 3 x O P ft 60 m 2 a a g •3 33. 133 ° a tx ri 60 60 a co o "* a &P 3 P ri M p.r & c <u S O dw id w „ tO CD 0) ph' -«S X h CjoQ t 3ti4§ | a 1 ofl, a — CJ "3 d a d d *-■ "h • d .5 © to d d - ri ,HCa »c?S 3 x 3 2,13 3 X, C o a a K 03 - co oj a w 3CB OH a a a* 2 toga a oo _•• h3 03 33 3 3 a 3 03 a oj a 30 ^ 33 x P. O .3 03 OJ ri 60 to3 ri ft P a£* a ° » x CO X 60 2 p. 3 S a « •3 o K X a "of CD CO a S3 £r3M g"3 60x3 -031 ft a a «°fi 3ftS to O - X X fi 3 ft o •° a .-3 a O 60 ft Sgfl s p 5 a gp "co- 605 04 £ fc 60 ■60o53 x a x 3 o3 cb a 33 a "Jo oo co 03 3 .0 o a o a =i a 0.0 OJ 0J OH a tx a B ri 5 ri"5 r Sf 1* I a j3 1 a. co * a ft d g o 3 ' S "5: x cj ri % S3, (33 co to x ; B B O ( TO X • oj- 33 a y, a a cj a a a a a ■2a p w EH « p p r5 P P H CO r5 H O PH PI CO Ph m M P 02 rri a CD CD p B a X t> > 3 ■3 0 a 3 a P. > a a CJ a M 04 £a H02 x 8 a 2 p. a 3 a a •> oj <fi x*S oj a > > a a P S3 J.-BU os a O 00 tH £3- 0P.2 a ZD ' a o p to a x' b •x o a a > ° ft S a p a «- 3 o > P to. a ri p* fi - a - ri a £ co > ri a P 8 •3 ft a 3 a o a P BH«ri «OH dH P P BpSp PQcwPpi £ 'x a o a p' rf a o •3 0 ri a ri rH rH is a ?5 to fi °-§ O d a S S3 o d"P o . 0J o sw ri cd o-J CD d CD a> ^ VH1 <*1 d ri ■d a p 03 X H c ^H fo * a a rH r5 P- -15 CD y. 0 0 CD (> d CD H d d ri r/j Co 3 <: CO Ert r5t5 CD CD pd p3 ij co ■g afc ri a . 33 .OH g 60 P a fe c Or-0 a - 0 SoS ai r-H Cd d tH " 3 3 M d^ a ^at gfa o •oj'b ^ 3? P oj a ph iSpS-3 ■p x-2 X OJ 35 O X X r p, w" a *y - a 23 33 3 ri r S P X r,g.<|0 oo X3J ft ax x .3 B co 3 a 3 O r , CO* 0J aoog ^ S p & a ri ri x' ph 3 x u .a 2 ^ 43 X 33 flX •a m P a x5 a a 13 a .S t3 a ■2 fe P 5 P-H ■"< p5^3« •ggal p a.2 x cj cj a 30 a 03 ph. CB 33 O a P o 3 3 a a O OB O 94 oi o o "^ r2 M S ri r ^ d - d to d to ri H -PH o +-> d ■Xg33 p'a^ 5 - fi ° 3 £ * © "2 « £* o t< d g« c o a O oo" g 6o o "e5b«* 33 »3s3 a 2 -3 o a a a x ri a 3 oj- M a 3 3 X 0-3 -3 x a a |a . g-x to B ' 30 H H CJ ° rito <H £. © co" g"3 !*■§ •Jh d Bi'a d cd „ g5§ a fix a x ri 8ga co w •9 a 3 to ri • d a &-> H ■ -MOO tH ftP-J ■g S d 2 S S a tn o ft+j +j *M CD -t-1 -3 O to © fl p a'E " till CD , «C '(H ^ 3 d rf d co d BO R ri O o t*. ri - a to ■a ri ,1 a .-^ 3 H .h1 fa «H fa fa -© o.a CO CO o ra ffl d«H 32.2^ d d fi fi ^h -.d ri ed c lj _, CD ^ d 5 £. s ggr33 S a -x a I a 3-1 _a .3 bh - a'3 6o-rioa 3 11 g 3£g<a CJ fitH M 60-^ «3fs 3o3i •3 X co ri 3 a a o s, x a §-sS'p = e| g-3 g ri o o a o X 02 OH ri OJ 3 a ri a P£? x a p.3 °«BI33 ^ ,2 a 5 SxcllS +J CD tn «H ^ <h ri 3- ■3 rH r-? H , -H d ^ » Cd CO rd CO 5 • rH fr*. .5 >) to bo-0 cd i ri bo cd I ~~* ' fi CD O aj i CJ tH 5 : d « d' 2 to d ; tOr-J O h "-1 a ppj S*l-e BC3 3 .3 -X03 ,--03 6o a 3 a o - , _ ao O - , 133 X -x 60 03 3 x x 2 o 5 S3 e a ri r* X oota rH P arf d co H CD d +o cO fi S 8 a a a a to a ri x . 33 "P h" J .. X x ft 60 ft 03 X OJ 3 » S 03 co 04 . ri a 2%'to 3 a 3 I 8 3 * 5 3 fta- HO 13 © ri -© o d cj H q-n © © 3j H -3 to ^3 - CJ H fiS S a a A" o o J oh a +J ►^ * CO 'X o -H O a - a o3 f-rP a o CJ ,a & 8 3; 5 x 13 13 52 a ri b ■St.S'5 , d o +j CD -H +j o ■p a3 ti d £ d ri cjd ed to - CO ^j m ^ rH d .3 5 %& ri —■ to t d a CO -3 CD jVpO -■* t» -<H fa fa fa fa <j co '£ SO 'j •S 1.3 x • a .i a oj x x fa fa 3 2x3' <!<) 60 CO X oj cj ft ri ft ggT»g io 3 ri a .3 ? 3 g » 3 3 g'P "P a o . - a £ § 3 a rj X jT ri +j" lo3 a xg SJ«o« o o 3 fi3 I.3S i 3 d ;^^ t a ' cj co a S1 a P ri c , ? ri L = to 03 a a o x a a +2 a t, A: B d ■ Six" 03 CO o ►.-a -as p. a co o co X ^ co -x a SPS o a 60 K 60-3 X 33 S3S.3S B60 •3 a : a-'S b x o Ja p H S o a S*S x a e «o- <j < Eq ht] B«3S h d d d -H -H -H _ 30ar?3 1 " P" 3 « i 83 w"2 a ^^03 s o a a a a X H OH X .. P ri x ri x ri^oaS 1°S3| 3 ° x to B3 fa «! S a M ri . j> QJ a 6o a a 9 fi o _o ;B CJ > p. " a ft a o 3 p CJ o a a a 5 ri S a> 3 a p* a j 65^2 3 > i? 8af> 3 a -3 t> 3-a -> P JBOfl 2 x .2 a a 'oh •3 B P^M . o . a ri . . > > a P, a P a 2 i! > a oj x P Q a o M pt JPh^ 3 a o ri 6B fa'a a to "P s£P © 3 2 5-3 3 CJ OJ a a > >• a ri P^ ^ T3 a w ri " 3 pq « a ->3 a 3 3 2 8 S3 o liptS :<<« x a a ft > P x O 3 2 a 9 a 3 « p> p* . co oT a S3 «§• x« X a ri 3i O o . P02 > 3 o ri a O *a.g KH3 x o O 133 3 tn a 73 O oh SoiPP a » r r^rj O •3° O ^ a .. x a ri a co x a co to ri ^ ri a ex; riP x fa Hfa ."rH PH x^S -p- CD Ja 3 60 o a fOH 5 a ^ 2 p a o ri na sg §p o< a a -j a h •33 a j- P c •§ a fi rn 'a 8 CD PQ i-gp -§. So •8° § P co d ja -H f*3 CD w 80 -3 ri d CD d cu« * fa CD .rH d 3fag X 3 to & & v 3 -3 £ P 3 a 33 a 030 3, ft. Oh BTP <ia 03 P 03 B CD ri d k CD CO I fee CD d O CD d CJ 0 CD -j O fl V 0 M fa fa M t> t> CD 0 IjO ^ 0 >d tn O u cXfa * — p a" J ° .2 bH aC. fe a - a <Sr5 "H CD ri 0 3 O dC-x °0-a © j go") ri «o Sid H co a H ffl B ri<| a '•gaS fi X 3 3fa3 X CJ p a fi 03 OJ oj a oj 3 a 3 HOC ■3 a gH a H Jh o .. a p. o a .J a M •a r p. o coo r oj 13 a ■x a P ri O co x to 3 a «> S x co M ri ■OP -3 ri al? CD iH CD Cd S^ O < O r? M P 02 r5 g w B M H ft P ft fx co r? o 02 « M P to PH f-l O EH co P o3 31 is s! 3 © riO a g 3 p, 03 a _, M^P ri a a- «fl o P • ri o 0-x3 d " to S p tflw h 3gS »3 3 a oB a .3 x a a o to3p P-a tO JD © fi"*3 3 * cj co 2 O o33 a x>.» Ssa.3 A! ? ° ri" x ^. X B a3>ft o a aB .x a" ox p -x a x £ a x gfi'SS . a § x a 3 x 3 Oh" tOOn O _ PO„3 *i°3. S rji d o &83'S1 .3.33151 o= >.a 2 ° ° a 33 a ,_, a rj a P 8 3 - a 2S" co a -X i a co 13 co a o a ' a oo b ft,; «el tH P ox a a 111 PH - »j ,13 <h ri *" ojPa~ 6o a o a a o x o a 00X.-X 3 2 6o 2 3 ft a a S r»S g ° S P a _ ri CO a ri PS o. 204 •x £3 o a p. x a a ri x 3 t a g i l'3!".p P rj P 31 «J isfs* :^ggs 3|gS-S lo .3 6o'"» ' ■P 60 "• 3 Oi" -Ills 1 rn d T-. © i—i s3§aM © CJ H CD s« a d s I 3 B.a paS a J a a 03-3 P>« 2o p p 8 2 ri ri o a ft . ■a a a § a° o 3 °"x p S3 tOrirn pj"+j - t>3j CD J CD tn.f p- rd Cd 3 «4 CD „ H tO CD ' Cd tn 1 a « ; a i 3 © oj ' p-3 AJ o a a i a a •x X Cj. o oa i 3 a a •.! oh ri ^ a ~- p; 2 , 3 133 x a ■! a ri ri x o Soa^oi ■d p^ h < 8*2.8! d so ri s H ft - 2 © * or; co a 3 a o •9x»a| a— 3 c .P"5 a a a a g« a!~3 S»Jb' j S a "3 i is ft a £33 to.S Sa pa B33 B' P*ri a 3 a .. x CJ ■a S1 o P a o, a|ftS ' +o CT co ri oa a a ri to o - ri to a s- ri a to 13 3§ ft X x?S a fi 5 S3 C tH OH -3 O B3 „ ° X °JI& a ft a (-1 _i_i M Cd to to ax ri B ft a -x o, 6f a a p> P 3 ri 0= c"3 Oj ri x -Is - O Cd ra CD h tn CD h d cd +j co d « d cd „ d ^ o—. d - S S to d © .2 d 2£-£ 33- C * d to 2 f-1 cj .3 r? 5 cd d > .9 S pd cd ri h o +-" u -3 w ri d-d CD J-'S'"3 m p. a a S?ax ri 3 ft oj 3 . "3 ft S 3 3 0J O ri rj ES'JWS "riP-IS a a •X Q 2 P -• a a a ri 3 -3 fa <^ <^ fa -3fa«! — OJ fi 13 -x x X riS3 X oh -5 a a x 2 3 03 g B x -flfa ia ^3: -3 a a- org 3 a" OH 3 *1 - ri ri-3 xo 60 3 3 . o ri c ri a . Si to •" x a ° f.3a x Pg 3 a 8 B ri o x co 3 p. a"x 33 o ri a a -ft§ a ri x ■x x a ri 4H Cj 60 _ O a 3 a oj ri ° 2a« CO ex oj a Tl ft J13 3 p 1*. SP j-, x ri 3.3 a P-tlP-t! ifa H3j t- u CD t> d ri > 3 CO 03 B 3 a c . o a § a a S 2 r= 03 ri BP X SP < •a •a a W X a 04 o 2 -«« O r* P- oh 3 3 2 O O C a a p» a a „ d ri a!>> ri a -3""3 o d fee w n*° PQ P^'ps ri CD © 5 !>3 B . IS CD ]Zi pS H CJ o ^-3 PQg ri faB > x i r- 3 - x 3 p cj o a - P a fi 13 3 a ri gif>- P > d rd S ° o d - CO CJ M H tH «h ^ CD CD ^ CD -3 90-tf, g^^rg 3r- ■ ° WBOX! p CD > 3 CJ CJ a ri d ri V ri t> of d o CJ d o ri > d o a a. ri 0 Oi » . to CD r, CD J a 1 xs'W pj B o •3 a a a 3 a ri i-. 3 ' P 60 P a -P a w a „ a b a o 3 3 ft 0 3 ? x p p d 2 03 'a 60 a I B co a a 60 hh 3 at ri x 2 3 Po * O O CO X ri P O to . x o a oh 3B ro a a Pop a x 3 P3H OH - a a"3 'a oa co a ?go: ^ft« asg p.o a a a g SSp S S K © S 2 d d*3 d co _ M BO d x^a 3 B'P a ri 0 h 333, ft oj 3 o w d X t3 CH 3 SOS •3°° ri cj a CO CO CO 3 O §9 03 X CJ ri 03 A.3 dH o„- a 3 ri PH OH O ri O r5 oj a feO CD Srd tKcH cyur-' d d -•-- o fa tJC K r, " CD ft ^ - ft 02 « P d fl o d r o d d o o " - o o - o d |2^g ^►xa3 a ■ a a a o a" 3° a"" p. a»! g a 2.2 x a a <j ri a ri „, "3! M S33 a a - a p 5. tl o3 a .Sfg o 3>, a xt a a x ' cttfi 22 3 ft a oOco| w a .3 a a 03 x o 3 f_| ft coB i co •3 to B B ap 0H O ^3 .ft pd u |t.M 53 I,* •H PPoi HP 2 x M ft o d .-Si* O o P t o-a r= 0J W CJ S£ 3^ « a 3 r 3 a *B o to " o 5» 3„ <J a o a aMUS a a a g P a a 3 ■3 p'to "2 a g 3 !SIa po 4s % a S 3 ft Bco* co 3 g a ft-X ri ri P CO Sis S^OO r- a' Z CD W o "h d © +j 2 tod g ri ri to d cd 0 2&Z° - d +J CD H « CO tn 3 S .S«£d s © d ft.,-. ri 2 co ! ri co ' © tfl.3 S SS»3 ri ,3 CD CO a 33 ftoo •3 oo O CJ- spa.g a o .3 o X X ft a 5 E-, ca' a a 2 a a a 3Jr«3 .2 a 3? 3 .3 p> to a 03 rn a a ri a 3 to to P. ri •3 83 33 ri ri ri^ft S <H • j_, h o o i-ft as 5 H CO CD • P3-S ! a a if > .3 to p, > 6 pftai ! 3 .3 a „ " ri -73 a p, i b o a x ; x 03 a ri S9?3lo«- .7. 3 60 ra a a 13 3 ;6jo .; ' £ a , ft a - ■X oj 1 3 13 a a 3 1 fi 'X .ri 3B 3 ri 1 ■ 60 60 - ' „3 p a p. a >x x bo a -a oj a 2 a a •330 5 a '" to 0 P" S u "3 to , oj x PI a oj a 32 a 3'3 ri oo^S S^x '3 2 s§f 9 tod P d M B|'S CO p* CO a s - 60g aa3 ta ' * d cd £ CD CJ -. Coy .j-H — w "-1 H CO "—, ^ i—« ph-h ; -aaarop,SxB3B a pa-3.-3ci.s J2 O r o 2 a 8&3 .3 ■ «„ a Hi fa ^ fa <J I © d P*. d h - fa -^ . CJ h .d CD " d M 5 © d. ' ri cd w js H ; H d d © d ■ CD CD CD tn © . ft d d *- 2 lis 2 3 x H|HJ f*? o a -3 ■3 ° ra •3 a — ^ B 33 x a ri o a .3 o ri 71 ■BB ft-BB 60 2 a x a pg|3 c2 o a to 3 O B a-*. P x I to ri i x 3.: 3 60 c £13 3 o ri a ° £3 52 co a a a a US -.fed 2 x£ 2 2 ri -SB © H H • IIH 5 © --h d d 3 to 5 a © "^ d .h d *-'._ _ S-. ri 3 p-a pQJh M- »"3 aT co PIS d 2 cj 8p1° ri-o ■" tO - « a p §3 a'5 a a3| g&gd 3 a P"3 3 . a P 2Pa a a x x ■• SP S -X g p3„ P a a 2 pi a > to a a a •3 35 a to a P .2 d to d d V •PH H « © d fi "h CO © d d ri • C h -2 ^ 4-i rr} ri g«g -d d o CO cd -ri a O ^ flj CO" a x a a 3 a 3 a 1-g.B- rr* CO d _ .. CO J2 S; «M <J iJ <j fafa 5 cd" ft d < h *o co ft to" lrl|l O 603 60 §a 8 3 a a 2 P rt-33' "» OJ OH ^ x •—■ - a c3 Ox +J cfi . a ^ oj P P. ..-3 •a 3^-3 o a a o a 'a .2 a O -X 0H q rjS<P 60 a 2 a p a pa a°5ft -rH p O & 5.40?. 8 3 ag|3 3 §8 a x'S .< 3 ri y <1 p5 HTj a ri P M p. QJ .. a p- a x p 3 X P oj a o a a (p a a p. O 3 ri a 3 a o 3> ri o a a 1 t> a ri a - a BM SSI Qpm P*.Jc5£j ■o . .» gppqfaB p-a a a-> P3 a a o r7 xi fa 3 a PhO EP PB 3 a CO a t> a £ a ft a 2 58 p* a . a P>- 2 a -X OH 12 CO S a Boa CJ K 3ft pti S x ri a r* ft P. ri a> ri . P a ri o W 3 W p. . X PP 2 > x ft a a a o k > 3 U tj C O a a 2 p a p. a a §>' fiS-aP- CD H — d . g > 3 a 13 x1^ a a a 3 £.3*3 P ri 3 co x . 3 o a a facoMcSB M«PSPP 60 . Xi P P- fa P «' pi cM ^ JO o B « 2 P ■ X <| X ,' 0j X > s §gs all p S 5 p* p s .** a x - a oj »t> aft B3 a OH P P tSP> 60 a H S o 3 i a P : t> d : .5 ft Z ri +j m d ;«rd° irH?3 dB§ •aH5a| 4 g c-a P338a 3ft H ri O a a x « 0.2 g g 0 CD S H U c" --J d ^ © d g a S?a cj agS&P gS3=3oiO 1 S§3 co oj -3 a 4J ■^ a S x s afa^P S <H Wg O a co a 3 *■ a 3 3 o p. mcoBB — so w B BB a a o o ri a a If ■go 33 tx 3 S p 3 ° «P w 33 oP co a X 3™ g<j Ha oj.2 3 a BP fa a o ^g bB -p cj o Hj O ^ ri fa pd 2 © j °^ ^ G*"©^ H s o d - oj ; d _fd d xn > d ^-. © 1 P P o o ' BO „ x a B t xi 3 3 It? 33. HO 0J CO a £ a x . a 3H X. « g rj ft M "3 a h a 3 x«S3o 3 § a •§ s "s ^ +j x x "3 ri r5 m H ft a ri l.pp. CO CO 13 13 a OJ 3 a P P 2 rH Pf5 Safe x r* O -pH ojfe Si a o a 30 P a«'t2 a a B " a ri ri r ri x o PgO d d CD 2~ § a 3 ri X g ri tl hH PS a te 2 x • ■a s r5 © L» 3 H O <f H O r5 Ph & m a Eh Ph O r5 & O H CZ2 r5 O -Jl Ph H Ph P Ul r5 PH o H oo p> p. - i OH r, ft g 3 £ «3a a o a 60 a a ri a 3 a 9 8 x§£ a t>. ri f*» u jA'dt a a'3 aj5 CO T* d CD 1 a x , ri o |3dS5J a a o 60 60 3 tx bbSp "3 33 X r- >«; o a ft. a! e._iJ .;o° a 9° » s-3 .3 a a o ri a i 0J O 3 X X -X J -3 a 3 a o ri l> -B . . O ri X rH b 3 ° a a co1,-, a o Oh ri O B x a co M x.2 CD fi+J ri ft O-u P-i+J H ri CD G 39.3 gag ri BO I a a a: t! 60-3 '( a ri .; 'Sag,' ■^ S s c org a c P 3 ! 03 co 60 § 3 So O r St oj a o a co x ri^to -. ri +-> h d d d cd © 3 A - 3 © CO d d d gj H ri£ri "Sh Ph S'|p -3.2 o rH_d 3 CO" O -. -x CO +J 3 2 a a B a B r4 J a 3 a .2 3 3 ft3 co P«i £ x P* a 3 P- O 3 2 o a cj ri a p. ri P „ £ 3 X ° 3 CO 3 ►> a P- 3 o o a ri > 60 a r^ 3 OB Ph 03 P Q ci p pqB «i 03 o CO ftH 3 dp d o . a a <H o d<3 ri O tH a d cd r5 h-4 fa a x P o a o r B "3 riS CO o 5o aP PH .3 fa e'a !rS £ a 03 a ? 2g CD ri nS d H CD QJ 60 04 O N So pd £ rHrH tH oj a 03 03 HB * CD © cj *H d d'3 ■sis a P to a" i3 ^■3 a I*, a cB 32 3 x 3 3 3 cj 3 ri a a -h "x 7-; u aa |S§ g h d fi 3 d — CO tH 3 d d d -H BO CD -H" d ri .tJ 3 ^ © ,9 O tH 3 EH U ■s a rid gp d -h •H Q d CD CD 5 tp cj cj 2 d d d O "rd © © -H S CJ CJ 3 a a. s *a d d 3 5 dd © 1. CD CD t0 d d d d o © © © p2 9 S ~* ft © M tn k cj CD CD © © d cj a d © d d d d 3 ri ri .3 d a tH tH tH 3 3 3 QW d CO BO CO d d pd an d & © M ! CD ^ r-M d . Kgj CD o o © 3 d d 'O 'co c d ri d o pd d d 7; r H tn fi w o © - ri g> o to g .3 d d'3 a d CJ d .i-i J«Co d cd d cj T1, 3 H -H O pd - d ^Hfafa £rH fa [II . CD U t> CD H • t © -J 3 CD CD O d p> § ri d CO ^ ■3 CD K" d w> tn s « §«3 ^P d-3M a ErfaB a !3X iC. ; a. !H i". 3r? ricj B-.&S o d _ -3 d J6-w i M tp ' - ^ W ij° d jdUcj d ^ tn a-W « a 3 © co h r d d © CdM j rj M i.3B rH -H ri «^ 3 33 a j, P a ^ ?faO aa H]H] -H CD tH ; o to :2 fl 1 ga Ja r o fa 3 d d d " jj ri h-j 3 d © j 5^ ©fl . d _ © q r fi ^ «! .2 3 P^ggP . 3 ri o - +j .3 M qU d ;KS P O O 3fi g O o ri 3 a O x & a oj 3 co 3 CJ OJ to -Hi ri fi a fi ^ x ri 3 ph a a x ri _ o 2 a x -3 3 a co 3 S a XI B CO jj Oj fcM£ a P PH oj rH ri B rr ri P 3 2 ° 3 b a -3 x •P O x B 2 a 3 3 ri a oj a .x , fi .^, ^i ^ u fi x ri ri ri o MOOOO (HO r5ri- •SP a . . O ojpH M O © ap* 3 . pB ri o x. x O* o ft oj • X CJ 3 ft -° W P „ a co a a a P CD d co d © h ^ =BS a P a.2 a a «1 ° S OQ a ..p x a 3?': ^fa2 BO £L| ^3 5*. o d t» p-fi -h d fi'3 © a g-2 ppfa a 60 a .M a a a cj a -i a U 8.3 S £ tx co §1 © d 3 © •BB ej a a a a cj a3 § ri -h a X .. 3 p.S 2 a a r-j -x a _. P.3 2 a 2 -a pa 3 a.s a 3 a ri a -x a 3 a -x j"j cj •°S • a ft o a 3 3 d CD ~h ri cd -a . tn d E--.-H CD O H CJ -H ri -3 d w Ud 3 5 t_, d n 3d m Mm fa d aj CD o • 2ai a fi .2- a a -H a '3 aS p a x 2 5 5 a x a a 3.3 3j o cr ! Sggp P X -x X o o a a PB^H .Sbb a oj a a -x ... 2 a 3 r, rH 2 2 a a gP 30313 .2 _.3 3 3 *-• tn 3 'X *x •B3 _ 3 a a oj 3 ri o a •3 a a a a P a -3 ri ri Bo CJ 3 3 B 03 a co co •-' a a b 0 a ri -ro .H 8 a X a a aoo 3 ri co 3 13 Sis a a Ilfll ^ a d -a -3 H O tn fl d © £ © ri ri d "3 +1 •H 5 -* © * rd £ d bo to cj o d cd ri ri p^ ri m ^ d co _h d d r d 33 cd a. ■3 ri d ^ ^ C tn -d h H ri^r-j © © r-3 CD ^! ri3£i £ d .d d d d d d H H © d -H fi ft MhpJcow d£ CD -© — © ©.2 cd 5 3 x a .' •x o a oj 3 a c a x cj c fi PP I 1 "a. i "" w d . CD © CD ' a o >-■ +o OJ x p. 3 2 £• a 04 ri ri .s 6o a x 2 ft 3 COP a 3 S •x a 3 rn x a 3 oj OJ ri - 33a 3 3 o CJ o 3 i a a'" " P to . r a-x 33 23 3a o33"3 O CJ „3 »2 o o ■x a X *x o oj •x S tn a 3r -d d XI co ri ,d .3 tJ) ri tn to 3 ri ,0 . © d CD © d d ri © ri T rn 3 a a oj a — p. •x 60 3 a a o, 3§ a a •BI a o 2 K x •3 "o a § a x a a a 3 3«3 x 3 cj a 3 « 2 a k! SbJc 2 2 to' 33 p. o o 8 - a aa o o 3 ., oh 00 a a 3 a fi a 04 a aria Pi P fi P 3 o .g o 3 -a ri 3 ri a a a x 3 x O 3 O HriOH 3B3 fi •" fi a oj a CJ a a a 60 a 60 04 3 04 a S a a a a x c*. x oj p» OJ 3 a 3 Sw3 a xt: ft a p, co M co x x cj a P- P- 3 3 o o cj a b a a a >> SS HP p o a a h a3 ri > . a 30 CO a a to 03 S3 Mx faco > > o 3 u a'P ri i a> ft ri . a> a o - o j S]H ex 33 03 X5 <i < O a" a a b 3 a .ri 3 ri O . JP 8 8s2P o 00 ^ co- ri ri 3'x x a 33 a fc'feri* r. 2 a r 5 a co o &< j.V r"olS o x a O o 2 p r, a X ojO a 3 a ft co 3 a tn a g a o xi s g • P. CO 2 o ri agO.3 d t»H d 2"r3S r§,xgri "ri K o to fi 95 •ft x-H a P § ..ft .3 a p ~3 a o 3 5 3 r a fa 5 ,jj 2d .'i -H Q CD d ,d _ d ri f-t ri CD rJriXO fafaOB O O 3 X PH |h a ° i.Oo jNd r a a w Z P a - P a 33 r a 1 0 ■ ri J03 x ? aP 2 i a o oj S guj J CO CD H h _ d ^ -§=2 -> a co d :-c « * J CD M CD i 833.3 J-J) rifa . riri OJ J riS fi J a -x a x 3 o OOB o3 O " °X! 3PP aco fa a x 3 2 s§ I" B^ ri rd CD BP 60H- cfrH P3 O -3° P.P „, a a rB a CO OO h -» a 3 oj a x M ri oj ri 30r,2 •§a§l! a a gpH a 1-1 d 3 0 d^ x-3P SSaaa .3 o o 03 o P PPBP a' != o To-° 3 co"6 P.2° •p 2 3m a o y b O - ri aSp a o 03 a „. a 2 8x1 cj a a a ri x ■*! X 3X ^ 3 fa -p -< B13 3rH 2 a x t,, 3xV . p -i--5' a a . a"25 a 3P .O J Aft » o O a ro a o s> a , O a a x . a a 3 a 3 ri co a ri x a a x 3n t ri 3 co 9-P.r, O CO J"1 3 ri S Pfe 3 8" .3"-< ^I'p XJ ri p Pap CO a gP<*B3 St- 3. p15 gga ri Tj co 33 3 OS; a a co j* o x O *3 a 3g| ri«fa BB 3 a •x h 2 3 04 3 2 i" -3 a PgrP xP a m 3ri3'2 o a x o S aPiPi 1 CD » j H d i £ M ■ rH "3 a y -i d ^j .PH +J -H 1-1 H CO CO H fa © © g r= 3= 33 03 a OJri S3B r= ariaa.3 000 Br5r52;r3- r5r?r5 gx a ph C . ri-2 - a 3 a- 2 sH -xQ . a b S32 a a rP o e a -B ri a P O »o a g° H> oj Hq cj x a fa-3g rn o a 2'x i cj © ri CJ rd CD OHfa to d d a fa .. CD . w . d © d - 0? d a : O" © ■ riri-j; -So -S xO' B ri ■ 3 X XI 3 a x — M S 3 2 r^ x! ■:*a« cjto - a a a : 2 a a „- ri : ri a p., to x o . a 3 3 toa 2 c OJ " 3 o 3ri"P 30-H k 3 o ri . •x ft Si 3 s x 2 a p. a 3~0 r Op o O .=80 QJ t—3 ri 0J a oh a a aP a a 03 P odi< CJ <^ 7- , r a © ° m t-< r S i S©cfiP,1co doo § x « S a <«.?> a i3 ! a „ P i S a b. 1 2 a ft- 1 S2 1 ' P i, .' a o 33 0 3 x a a . BPPP M cccoBP B 33 -, o BX 30 B fa *x a CO •3 < t ri iB a p H P P3 P o H a H o £3; P K P P m £5 a a CO g H o p p r a CQ P o r5 o a o fa o p P P o on B P < P 3 0 .3 n 0 s a 3 O ft x 3 d d CD d »ri w ri 21 60 5 d o d CJ d 3 a 2S CD to ri d 0) CD d ft 9 H ri d CO d a -— O cd' ri ri ^ ©pd CD iri o r3 +J a 3 DC aS ri * d a 2 d to d cd d =1 3 ag d d d ri ~ CO CD d © d d CJ cd-3 d ri - CO d H ^•m a d CO >d '- ©pM "^ H .3 CJ -'co to c M d CD d 8 a ft a a 3 o a •as ga = f"S 3333 a a 3 .3 ri ■ji a o o ft X S a PP 3P - I—I , a l.| - -o5 Sf OO "a£ a 2P - a a ^3 B =003 a 23 . a' oj P ri -l-gla 3© ri a g 3-3xH=aa I x Pa _ 1 3 a x-32 ! to a a g a ?.ss.^|3 i|223 S V, x xO X w x CJ CJ CJ p. P a pSpt^'g co x. ^3 B PS oj a a x a a a 3 BBBN B O HtJ a B B « H 0 'A a Q H B co O P P Q P a a > M -<! P P B 3 P O P 02 a co" a rj rt a ri :'co t: c.x! o fto i»H eo3> rgB a a XI CM x .;»9 ftP > x 2 S5a SP" ""a ^0. © +J h in h d d .. _C0 O H 3<*S W d •33 X w a P ft ° i, M ..3f3 .eft Po.2 rH O h X 30 ri x a w a h » -O O CD 3P 2 b a a x a *3 'b. a oi ri P x oa p ri" ft a p 2 o8p • O Cl, CM rn .3" CO w ■d fvi . i; O CJ -H 1pM S 4 © ft r .. tn -r" < 5°° °-d_ tH CD H a^XJ cd p.*w fl .g |o a a o xi a M r,W 2 x Oo us ri Co SB a a ' a . a p ?o a, X ri o ' 8©c.« ■ OJ Pn - r, P a ri a ° So-kl o.S^< B a ra B ri e o i. M a -a a a ft a i'g o X> P. a*B ?.1I. a o o OOP to >. CO • 2 a«g grBgg M-amoo ri«ri^ d d © d CD 00* V CD vs tH -H Ch d CD CO CD © CO !> ;£, . • .5 5 d d -* © o CD t 3-t5a^ft -ri a-x^; j°2 °^ !i?aSri S ri a -x 0 0-~-a REPORT OF THE SUPERINTENDENT OP INSURANCE, 1933. P 23 LIST OP UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT." Agricultural Underwriters Agency, representing the Agricultural Insurance Company. . Britannic Underwriters, representing Employers' Liability Assurance Corporation, Limited. British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited. Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware Dealers Mutual Fire Insurance Company. Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford. Edinburgh Underwriters' Agency, representing Scottish Union & National Insurance Company. Laurentian Underwriters Agency, representing the British Colonial Fire Insurance Company. London Underwriters Agency, representing London Assurance Corporation. Nova Scotia Fire Underwriters Agency, representing Home Insurance Company. Rochester Underwriters Agency, representing Great American Insurance Company. Winnipeg Fire Underwriters Agency, representing Home Insurance Company. LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174 OF THE " INSURANCE ACT " HAVE BEEN GRANTED. Affiliated Underwriters, New York. Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111. Individual Underwriters, New York, N.Y. Inter-Insurance Exchange, Kansas City, Mo. Lumbermen's Underwriting Alliance, Kansas City, Mo. Manufacturing Lumbermen's Underwriters, Kansas City, Mo. New York Reciprocal Underwriters, New York, N.Y. Underwriters Exchange, Kansas City, Mo. Warner Reciprocal Insurers, Chicago, 111. COMPANIES, UNDERWRITERS' AGENCIES, AND RECIPROCAL EXCHANGES WHICH HAVE BEEN LICENSED OR CEASED BUSINESS SINCE DECEMBER 31 st, 1933. Licences issued. Insurers— Fonciere Transport and Accident Insurance Company, Paris, France. Saskatchewan Life Insurance Company, Regina, Saskatchewan. Underwriters' Agencies— Halifax Fire Underwriters, representing the Halifax Fire Insurance Company. Ceased Business. Insurers— Century Indemnity Company. Consolidated Fire and Casualty Insurance Company. Firemen's Fund Indemnity Company. Home Indemnity Company. Insurance Company of the State of Pennsylvania. North River Insurance Company. Stuyvesant Insurance Company. Underwriters' Agencies- Agricultural Underwriters Agency, representing the Agricultural Insurance Company. Colonial Fire Underwriters Agency, representing the National Fire Insurance Company of Hartford. F 24 BRITISH COLUMBIA. Annual Statements for the Year ended December 31st, 1933, of Insurers holding Provincial Licences. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Walter J. Albutt. H. W. Chamberlain. F. M. Chaldecott. S. Robinson. F. G. Syder. F. G. Syder, Secretary. Statement for the Yeab ended December 31st, 1933. Assets. Bonds and debentures (book value) $63,501.27 Cash in banks 1,479.87 Interest due and accrued 921.03 Agents' balances and premiums uncollected (net, commissions deducted) 5,409.81 Bills receivable 125.00 Deduct assets not admitted— $71,436.98 Agents' balances on premiums written prior to October 1st, 1933 $3,294.27 Deficiency of market value under book value of bonds and debentures 9,795.61 13,089.88 $58,347.10 Liabilities. Reserve of unearned premiums (net, at 80 per cent.) $15,109.22 Taxes due and accrued 379.25 Capital stock— Authorized $25,000.00 Subscribed and paid up 9,600.00 Surplus 33,258.63 $58,347.10 Profit and Loss Account. Premiums earned (net) $17,287.08 Losses and claims incurred (net) $9,377.42 Commissions 6,115.70 Taxes 919.04 Salaries, fees, and travelling expenses 363.10 All other expenses 151.38 17,926.64 Underwriting loss $639.56 Other revenue— Interest earned $1,874.04 Increase in market value of investments 4,669.52 Premium on exchange 116.43 6,659.99 $6,020.43 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1933. F 25 Other expenditure— Decrease in market value of investments $3,510.00 $3,510.00 Net profit for the year $2,510.00 THE EMPIRE LIFE INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. Charles P. Pell. A. H. Keith Russell. Geo. J. Guy. A. H. Vanderburgh. B. R. McKenzie. J. M. Vaughan. George M. Orr. . Albert J. Walker. J. Ross Paterson, Secretary. Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $26,047.60 Mortgages on real estate 543,371.87 Loans and advances to policyholders 266,760.22 Bonds and debentures (amortized book value) 794,025.12 Stocks (book value) 997,855.28 Cash on hand and in banks 7,629.46 Advances to agents 1,093.89 Interest due and accrued 33,823.20 Rents due 112.50 PremiurAs due and uncollected and deferred (net) 90,111.75 Consideration for annuities due and uncollected and deferred (net) 3,608.99 Accounts receivable 982.92 $2,765,422.80 Liabilities. Liability under assurance and other contracts (net) $1,977,243.00 Provision for death losses and disability claims 16,236.26 Amounts left with Company 9,341.48 Premiums paid in advance 8,166.83 Taxes due and accrued 8,086.30 Salaries, rents, and office expenses due and accrued 2,454.69 Medical examiners' fees due and accrued 640.00 Commissions to agents 722.19 Reserve for loss on investments 16,000.00 Deficiency of market under book value of bonds and debentures 4,821.00 Deficiency of market under book value of stocks 218,870.66 Capital— Authorized $5,000,000.00 Subscribed 2,617,000.00 Paid up $625,735.00 Less deficit 122,894.61 502,840.39 $2,765,422.80 F 26 BRITISH COLUMBIA. Income. Premium income (net) - $477,620.69 Amounts left with the Company 1,132.40 Interest and dividends 102,729.45 Rents 1,062.50 Cash value of policy on Company officer cancelled 1,600.00 Fees not taken 286.78 Profit on sale or maturity of real estate and bonds 1,132.06 $585,563.88 Disbursements. Disbursements under assurance contracts $222,563.58 Payments on supplementary contracts 4,950.00 Amounts left with the Company and withdrawn 452.74 Taxes, licences, and fees 9,211.92 Head Office expenses—Salaries, directors' fees, auditor's' fees, travelling expenses, rents, and miscellaneous ." 46,526.52 Branch office and agency expenses—Commissions, advanced to agents, salaries, travelling expenses, and miscellaneous 85,439.71 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 16,814.95 Balances , 199,604.46 $585,563.88 Returns for British Columbia. (See page 41.) GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS. Head Office—Hamilton, Ontario. Governing Executive Authority. W. H. Montague. Wm. Benson. J. W. Archer. Eccles J. Gott. C. H. Fitch, Secretary. Prof. A. M. MacKenzie, Actuary. Statement for the Year ended December 31st, 1933. Real estate (book value) $32,000.00 Loans on policies 102,174.63 Bonds and debentures (amortized book value) \ 2,468,089.32 Cash in bank 95,335.08 Deposit, Province of Quebec 5,000.00 Interest due and accrued 59,122.65 Premiums due (estimated) 30,174.32 Other assets 3,744.34 Deduct assets not admitted— $2,795,640.34 Deficiency of market under book value of bonds and debentures in default 63,955.44 $2,731,684.90 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 27 ... Liabilities. Provision for unpaid claims $22,813.28 Premiums paid in advance 682.82 Reserves— Mortuary Fund $2,189,200.00 Sickness Fund 214,540.00 Children's Fund 7,800.00 2,411,540.00 Balance 296,648.80 $2,731,684.90 Income. Mortuary Fund $401,035.41 Sickness Fund 26,528.63 Child Insurance Fund 3,487.39 Guarantee Fund 343.06 Assessments, dues, fees, and fines 13,103.05 Other revenue 9S2.46 $445,480.00 Disbursements. Mortuary Fund $200 Sickness Fund 17 Child Insurance Fund : 1 Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, printing and supplies, and miscellaneous.... 21 Agency and organization expenses—Commissions and miscellaneous 7 All other expenses—Advertising, legal fees, taxes and licences, telephone, telegrams and express, agency printing and stationery, official publications, meeting of Supreme Body, and miscellaneous 14 Balance 93 010.52 607.35 000.00 .595.61 307.06 806.59 152.87 $445,480.00 Returns for British Columbia. Income— Mortuary Fund $10,840.22 Sickness and Funeral Fund 546.10 Guarantee Fund 8.40 General Fund 675.43 $12,070.15 Disbursements— Mortuary Fund $8,061.50 Sickness Fund 177.70 General Fund _ 1,180.57 •,419.77 F 28 BRITISH COLUMBIA. HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. F. A. Ogilvie. H. Wingfield. A. Corrie. J. G. Norstrant. Dr. W. D. Dixson. G. A. Wilson. E. Roberts. D. A. Fraser. G. Fisher. G. A. Wilson, Secretary. Statement fob the Year ended December 31st, 1933. Mortgage loans on real estate $11,745.76 Bonds, debentures, etc. (amortized book value) 143,036.98 Cash on hand and in banks 17,927.01 Interest due and accrued 1,682.84 Agents' balances and premiums uncollected (net, commission deducted) 3,254.14 Furniture and fixtures 2,487.96 Others assets 3.00 Deduct assets not admitted— $180,137.69 Agents' balances on premiums written prior to October 1st, 1933 $853.52 Furniture and fixtures 2,487.96 3,341.48 $176,796.21 Liabilities. Unpaid claims $14,845.00 Reserve of unearned premiums 31,875.50 Cash dividends to shareholders— (a.) Due and unpaid , 198.00 (6.) Declared, but not yet due 2,421.00 Taxes due and accrued 2,699.59 Special reserve 5,500.00 Agents' balances 927.83 Other liabilities 3,057.74 Capital stock— Authorized $500,000.00 Subscribed 500,000.00 Paid up 60,632.00 Surplus 54,639.55 $176,796.21 Profit and Loss Account. Premiums earned (net) $96,992.36 Losses and claims incurred (net) $38,745.26 Commissions 25,458.86 Taxes .'. 4,855.28 Salaries, fees, and travelling expenses '. 18,801.75 All other expenses 10,772.89 98,634.04 Underwriting loss $1,641.68 Other revenue— Interest earned $7,492.49 Profit on sale of securities and real estate 98.76 Commissions earned 520.21 Other revenue , 311.34 Other expenditure— $8,422.80 Bad debts written off 219.97 Net profit Returns for British Columbia. (See pages 44, 48, 50, 56.) $8,202.83 3,561.15 MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. J. W. Berry. Hurford Lewis. D. A. McKee. W. H. Higginson. Wm. Newby. R. U. Hurford. A. Blair, Jr. J. W. Miller. Henry Boss. Wm. Townsley, Secretary. Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $1.00 Bonds (book value) 6,037.50 Cash in bank 3,072.65 Premiums due and unpaid 4,612.52 Premium instalments (not yet due) 33,285.12 Premium notes 113,313.07 Deferred commissions 7,195.37 Deposit 5.00 $167,522.23 Liabilities. Reserve of unearned premiums (cash plan) $14,439.38 Commission earned 664.34 Premium note reserve 113,313.07 Balance 39,105.44 $167,522.23 Income. Cash premiums (cash plan) $11,796.96 Cash premiums (instalments) - 22,839.24 Assessments 895.86 Interest : 92.71 Other sources 23.34 $35,648.11 Disbursements. Losses paid $14,758.96 Commissions 4,427.79 Adjustment expenses 92.82 Salaries, directors' and auditors' fees 7,114.48 Rent 1,377.46 Miscellaneous 3,578.13 Balance 4,298.47 $35,648.11 MUTUAL RELIEF LIFE INSURANCE COMPANY. Head Office—Kingston, Ontario. Directors. J. C. Connell. J. M. Campbell. D. A. Shaw. H. C. Connell. Wm. McDonald. "W. A. Mackintosh. Jos. Powley. J. W. Rigney. C. C. Folger. W. T. Connell. Wm. Jackson. H. B. Muir. Hon. T. A. Kidd. W. T. Fortye, Secretary. Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $155,027.94 Mortgages on real estate 609,520.00 Loans secured by stocks, bonds, etc 54,500.00 Loans and advances to policyholders 319.058.15 Bonds and debentures (amortized book value) 3,889,272.20 Stocks (book value) 97,546.17 Cash on hand and in banks 43.765.70 Advances to agents 4 221.94 Interest and dividends due and accrued 65,027.95 Rents due and accrued 3,486.66 Premiums due.and unpaid '. 56,255.41 $5,297,682.12 Liabilities. ===== Liability under assurance and other contracts (net) $4,608,625.00 Liability for payments due under contracts 36.766 00 Provision for death losses and disability claims 22 000.00 Amounts left with Company 7 387 80 Premiums paid in advance 25 168 10 Salaries, rents, and office expenses 10,000 00 Deficiency of market under book value of bonds and debentures 350,190.19 Deficiency of market under book value of stocks 61,821.17 All other liabilities 3g ggg 40 Undivided surplus 23g jqj ^g $5,297,682.12 Income. Premium income $538,745.78 Interest and dividends 216 468 87 Rents 4304.V1 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 31 Premium on New York funds $5,468.36 Indemnities on mortgages 22,974.24 Profit on sale or maturity of bonds and stocks 3,110.90 $791,572.86 Disbursements. Disbursements under assurance contracts $484,575.83 Taxes, licences, and fees 10,392.84 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 51,873.13 Branch office and agency expenses—Commissions advanced to agents, salaries, travelling expenses, rents, and miscellaneous 109,592.28 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 23,071.45 Loss on sale of bonds 45,128.78 Balance 66,938.55 $791,572.86 Returns for British Columbia. (See page 41.) THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY. Head Office—Waterloo, Ontario. Directors. Herbert Begg. E. C. Mitchell. H. G. Bertram. Chas. S. Morton. Hon. P. C. Biggs. W. E. Payne. A. W. Briggs, K.C. E. K. Reiner. Hon. H. Macpherson. J. M. Walton. J. A. Martin. M. J. Smith, Secretary. Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $293,929.74 Mortgages on real estate 3,380,255.84 Loans secured by bonds, stocks, etc 23,800.00 Loans to policyholders 1,599,360.65 Bonds and debentures (amortized book value) 2,922,865.26 Stocks (book value) 106,344.34 Cash on hand and in banks : 106,105.72 Accounts receivable 378.32 Interest due and accrued 293,734.25 Premiums due and uncollected and deferred (net) 255,869.21 Consideration for annuities due and uncollected and deferred (net) 4,115.93 $8,986,759.26 Liabilities. Liability under assurance and other contracts (net) $7,592,346.00 Liability for payments due under contracts 24,300.00 Provision for death losses and disability claims 15,000.00 F 32 BRITISH COLUMBIA. Amounts left with Company $27,281.81 Premiums paid in advance 15,815.71 Taxes due and accrued 20,000.00 Medical examiners' fees and accounts due and accrued 2,500.00 Reserve for loss on investments 175,000.00 Deficiency of market under book value of bonds and debentures 325,916.74 Deficiency of market under book value of stocks 54,067.34 Agents' balances 4,256.62 Accounts payable 4,497.50 Capital— Authorized $S,000,000.00 Subscribed 6,741,600.00 Paid up 655,305.90 Undivided surplus 70,471.64 $8,986,759.26 Income. Premium income $1,201,975.10 Supplementary contracts 8,751.25 Interest and dividends 385,572.53 Rents 7,124.56 Premium on United States funds 1,804.55 Gross profit on sale or maturity of bonds and stocks 204.59 $1,605,432.58 Disbursements. Disbursements under assurance contracts (net) $813,645.93 Payments on supplementary contracts (net) 1,103.33 Taxes, licences, and fees 27,059.76 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 83,889.64 Branch office and agency expenses—Commissions, advanced to agents, salaries, travelling expenses, rents, and miscellaneous 144,097.31 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal and medical fees, and miscellaneous 33,285.02 Loss on sale, maturity, or exchange of bonds and real estate (gross) 47,797.05 Balance 454,554.54 $1,605,432.58 Returns for British Columbia. (See page 42.) THE PROVIDENT ASSURANCE COMPANY. Head Office—Montreal, Que. Directors. Hon. P. R. DuTremblay. Zenon Fontaine. Maxime Raymond. Joseph Simard. Henri Geoffrion. R. O. Sweezey. A. J. Major. J. Alderic Raymond. Hon. Sen. J. H. Rainville. J. E. Rochon, Secretary. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 33 Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $369,712.53 Mortgages on real estate 27,957.65 Loans secured by bonds, stocks, etc 15,375.00 Bonds and debentures (amortized book value) 323,846.05 Stocks (book value) 322,575.39 Cash on hand and in banks 52,989.20 Interest, dividends, and rents 8,200.06 Agents' balances and premiums uncollected (net, commission deducted) 190,871.20 Bills receivable 5,503.95 Amount due from reinsurance 39,899.03 Furniture, fixtures, and plans 42,837.62 Loans on life policies 45,378.83 Workmen's Compensation Reinsurance Bureau 30,475.34 Excess of market value over book value of bonds 1,463.77 Estimated extra premiums on pay-roll audits 49,500.00 Other assets 26,667.26 $1,553,252.97 Deduct assets not admitted— Deficiency of market under book value of stocks $69,068.39 Deficiency of market under book value of Workmen's compensation Reinsurance bond 517.99 Agents' balances on premiums written prior to October 1st, 1933 34,047.14 Bills receivable 11,434.46 Plans, furniture, and fixtures 42,837.62 Reinsurers 31,214.99 Depreciation on real estate 19,037.83 Other ledger assets 14,950.00 223,108.42 Less contingency reserve 28,953.85 194,154.57 $1,359,098.40 Liabilities. Provision for unpaid claims $265,6S0.92 Provision for unreported and reopened claims 10,000.00 Reserve of unearned premiums carried out at SO per cent, thereof 289,961.63 Taxes due and accrued 2,726.04 Discounted drafts 10,568.94 Reinsurance 22,020.28 Deposit of reinsurers 118,202.15 Contingency reserves 28,953.85 Reserve on life policies 175,448.00 Sundry creditors 17,515.12 Capital— Authorized $2,000,000.00 Subscribed 1,000,000.00 Paid up „ 304,780.00 Surplus ; .' 113,241.47 $1,359,098.40 F 34 BRITISH COLUMBIA. Profit and Loss Account. Premiums earned (net) $900,738.41 Losses and claims incurred (net) $462,252.03 Adjustment expenses (net) 46,240.00 Commissions 188,225.02 Taxes 30,046.65 Salaries 71,035.04 Other expenses 125,651.11 923,449.85 Underwriting loss $16,711.44 Other revenue— Interest $29,880.41 Rents 11,953.23 Bad debts previously written off 3,156.80 Increase in market value of bonds on deposit with Workmen's Compensation Reinsurance Bureau 1,651.15 Profit on sale of bonds and stocks 9,426.29 Adjustment of bonds by amortization 1,357.58 57,425.46 $40,714.02 Other expenditure— Bad debts written off $3,180.30 Loss on sale of bonds 4,383.33 Decrease in market value of investments 2,831.41 10,395.04 Net profit $30,318.98 Returns for British Columbia. (See pages 45, 49, 51, 52, 54, 55, 57, 59.) THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. Head Office—Chattanooga, Tennessee. Directors. Robert J. Maclellan. W. E. Brock. Alexander W. Chambliss. P. J. Kruesi. J. P. Hoskins. W. C. Cartinhour. T. R. Preston. John A. Chambliss. S. L. Probasco. J. W. Kirksey. W. C. Cartinhour, Secretary. Statement for the Year ended December 31st, 1933. Assets. Real estate (book value) $1,004,106.87 Mortgage loans on real estate 1,400,903.04 Loans secured by bonds, etc 10,423.49 Loans to policyholders 798,842.85 Bonds (book value) 1,323,975.61 Stocks (book value) 84,030.00 Premium notes on policies in force 182,867.29 Cash on hand and in banks 456,265.70 Agents' balances and bills receivable : 32,829.02 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 35 Interest due and accrued $45,788.97 Furniture and fixtures 32,513.97 Due from Home Office Building 7,036.82 Assets per Accident and Health Statement 3S6.961.84 Premiums uncollected and deferred 419,528.00 Due from reinsurance companies 1,221.93 $6,187,295.42 Deduct assets not admitted— Furniture and fixtures $32,513.97 Agents' debits balances 25,925.83 Bills receivable 7,918.69 Premium notes 185.00 Due from Home Office Building 5,405.58 Book value of mortgage loans over market value 1,450.00 Assets per Accident and Health Statement 31,495.45 104,894.52 1,082,400.90 Liabilities. Reserve (paid for basis), excluding disability $2,876,184.00 Reserve for total and permanent disability benefits 45,588.00 Value of amounts incurred but not yet due for total and permanent, disability benefits, less $11,564 reinsurance 106,997.00 Value of amounts not yet due on supplementary contracts not involving life contingencies 46,111.00 Unpaid claims 51,271.50 Premiums paid in advance - 5,295.52 Unearned interest and rent paid in advance 27,244.77 Commission to agents 840.00 Salaries, rents, office expenses, bills and accounts due or accrued 1,914.16 Medical examiners' fees 639.00 Taxes 29,531.69 Unpaid dividends 2,000.00 Premium adjustment reserve 36,344.00 Premium Deposit Fund 1,365.42 Investment fluctuation reserve 50,000.00 Contingent reserve 206,586.83 Liabilities per Accident and Health Statement 1,194,48S,01 Capital paid up 800,000.00 Surplus 600,000.00 $6,082,400.90 Income. Premium income $966,089.97 Supplementary contracts not involving life contingencies 14,895.99 Interest, dividends, and rents 312,758.04 Premium Deposit Fund 19.18 Income per Accident and Health Statement 3,341,238.35 Profit on sale or maturity of bonds 16,625.52 Increase by adjustment in book value of bonds 36,922.01 $4,688,549.06 F 36 BRITISH COLUMBIA. Disbursements. Claims paid $772,551.49 Investigation and settlement of claims 3,735.96 Commissions 97,642.39 Compensation to managers and agents not paid by commission for services in obtaining new insurance 11,173.52 Head Office expenses—Supervision, travelling expenses, and rent 73,846.98 Branch office expenses—Salaries, medical examiners' fees, and inspection 26,541.40 Miscellaneous expenses—Bureau and association dues and assessments, legal expenses, furniture and fixtures, printing and stationery, books, newspapers and periodicals, postage, express, telegraph, telephone and exchange, advertising, insurance (except on real estate), general office maintenance and expense, medical impairment service, surety bonds, adjustment account, and outstanding previously written off '. 33,379.48 Taxes, licences, and fees 22,106.75 Real estate, repairs, expenses, and taxes 59,865.23 Dividends to stockholders 58,750.00 Agents' balances charged off 861.62 Investment expenses 12,113.18 Disbursements per Accident and Health Statement 3,189,185.99 Loss on sale of real estate and bonds , 11,187.62 Decrease by adjustment in book value of real estate, bonds, and stocks 190,517.55 Balance in closed banks 25.9S6.61 Balance 99,103.29 $4,688,549.06 Returns for British Columbia. (See pages 42 and 51.) SONS OF SCOTLAND BENEVOLENT ASSOCIATION. Head Office—Toronto, Ont. Governing Executive Authority. Rev. D. Wallace Christie. Col. A. Fraser. Lt.-Col. A. Cowan. J. P. MacGregor, K.C. Adam Brand. Robt. Lewis. Col. D. M. Robertson. Alex C. Gordon. W. A. Murray. Geo. Anderson. Judge J. Tytler. D. M. Robertson, Secretary. L. K. File, Actuary. Statement for the Year ended Decemeer 31st, 1933. Assets. Loans and liens on policies $S,151.14 Bonds and debentures (amortized book value) 1,428.807.71 Cash on hand and in banks 41.184.31 Deposit with Quebec Government 5,000.00 Interest due and accrued 23,972.32 Collections reported, but not received by Head Office 8,285.58 $1,515,401.00 Liabilities. Provision for unpaid claims $20,284.92 Reserves— Mortuary Fund $1,174,192.00 Sickness Fund 30,249.00 Juvenile Fund 915.00 1,205,356.14 Balance 289,760.00 $1,515,401.06 Income. Mortuary Fund 166,354.38 Sickness Fund 3,859.61 Juvenile Fund 425.22 General Fund— Supplies sold $13.35 Interest 44.06 Transferred from Insurance Fund 37,247.25 37,304.66 $207,943.87 Disbursements. Mortuary Fund $118,455.66 Sickness Fund 1,705.98 General Fund— Head Office expenses—Salaries, directors' fees and expenses, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, printing and supplies 15,271.02 Agency and organization expenses—Commission, salaries, travelling expenses, and miscellaneous 14,471.00 All other expenses—Advertising, medical fees, taxes and licences, telephone, telegrams and express, light, fuel and water, meeting of Supreme Body, and miscellaneous 8,602.84 Balance 49,437.37 $207,943.87 Returns for British Columbia. Income— Premiums and dues— Mortuary Fund Sickness Fund General Fund Disbursements— Mortuary Fund General Fund 3,797.92 65.87 567.50 $4,431.29 $1,050.00 1,766.52 2,816.52 F 38 BRITISH COLUMBIA. THE TORONTO GENERAL INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. Lieut.-Colonel C. 11. Ackerman. P. H.'Horst. J. T. Braund. Ray Lawson. Thos. G. Breck. M. A. MacKenzie. Charles W. Buchanan. Rt. Hon. A. Meighen. R. T. Evans. G. L. Smith, K.C. W. P. Fess. J. Fyfe Smith. T. G. Breck, Secretary. Statement fob the Year ended December 31st, 1933. Mortgages on real estate $45,350.00 Bonds and debentures (amortized book value) 910,021.55 Stocks (book value) 15,721.10 Cash on hand and in banks 81,894.80 Interest due and accrued : 12,691.20 Premiums in course of collection 114,115.00 Amount due from reinsurance on losses already paid 26.21 Amounts due from other insurance companies 7,062.36 $1,186,882.22 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1933.... $37,030.78 Deficiency of market under book value of bonds and debentures 16,257.46 Deficiency of market under book value of stocks 167.10 53,455.34 $1,133,426.88 Liabilities. Provision for unpaid claims $189,718.20 Reserve of unearned premiums (net, at 80 per cent.) 249,821.52 Expenses due and accrued 8,142.46 Taxes due and accrued 12,294.23 Reinsurance premiums 11,726.50 Return premiums 866.99 Contingent reserve 15,000.00 Liability re Workmen's Compensation insurance, Quebec 16,788.31 Capital— Authorized $600,000.00 Subscribed and paid up 284,391.00 Surplus 344,677.67 $1,133,426.8S Profit and Loss Account. Premiums earned (net) $559,200.01 Losses and claims incurred (net) $229,625.23 Adjustment expenses 33,129.96 Commissions 133,561.44 Taxes 17,060.74 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 39 ' Salaries, fees, and travelling expenses $95,708.81 All other expenses 43,194.36 — ■ $552,280.54 Underwriting profit $6,919.47 Other revenue— Interest $48,760.62 Dividends 312.50 Premium on U.S. funds 1,130.99 50,204.11 157,123.58 Other expenditure—■ Bad debts written off $1,310.52 Loss on sale of securities 2,466.34 Decrease in market value of investments 9,283.83 Transferred to contingency reserve 5,000.00 18,060.69 Net profit for the year $39,062.! Returns for British Columbia. (See pages 45, 49, 51, 52, 54, 55, 57, 59, 60, 61.) WESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—Winnipeg, Man. Directors. R. W. Craig, K.O. Dr. A. M. Campbell. H. M. Dyer. Dr. A. J. Fraser. Wm. Hudson. F. C. O'Brien, Secretary. Statement for the Year ended December 31st 1933. Assets. Real estate (book value) $147,751.17 Mortgage loans on real estate 988,824.67 Loans and advances to policyholders 460,369.71 Bonds and debentures (amortized book value) • 76,930.36 Cash on hand and in banks 6,209.30 Interest due and accrued 183,575.85 Premiums due and uncollected and deferred (net) 46,821.69 $1,910,482.75 Liabilities. Liability under assurance and other contracts (net) $1,423,951.00 Payments due under contracts (net) 9,893.00 Amounts left with Company 6,270.55 Premiums paid in advance 4,525.83 Taxes due and accrued 6,500.00 Unclaimed dividends .. 110.00 Commissions 59.41 Salaries, rents, and office expenses due and accrued 17.27 Medical examiners' fees due and accrued 5.00 F 40 BRITISH COLUMBIA. Borrowed money $124,500.00 Other liabilities 1,385.45 Capital— Authorized $1,000,000.00 Subscribed 881,000.00 Paid up 218,153.09 Undivided surplus 15,112.15 Contingent reserve 100,000.00 $1,910,482.75 Income. Premiums (net) $260,424.24 Supplementary contracts 10,000.00 Amounts left with Company 851.35 Interest and dividends 66,064.21 Profit on sale or maturity of bonds 2,754.55 Other income 90.20 $340,184.55 Disbursements. Disbursements under assurance and annuity contracts (net) $153,258.21 Payments on supplementary contracts (net) , 4,016.00 Reduction in premiums resulting from application of dividends 235.58 Amounts left with Company 1,123.47 Taxes, licences, and fees 7,838.80 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 36,430.15 Branch office and agency expenses—Commissions, advanced to agents, salaries, travelling expenses, rents, and miscellaneous 54,899.01 All other expenses—Advertising, postage, express, telegrams and telephones, printing and stationery, legal fees, commissions on loans, medical fees, and miscellaneous ".;. 15,567.95 Balance 66,815.38 $340,184.55 Returns for British Columbia. (See page 42.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 41 O r3 35 0 XX trl O < m 'A < OD M « 09 H o 'A gg > © go rfi £ a si S'S x'3 c o § $500,000 00 2,205,463 47 § 71,500 00 Nil. Nil. f 2,376,182 21 1 J 1,201,470 64 299,482 66 1 { 381.224 37 '( 165,000 00 t 74,573 00 38,926 26 Nil. « 168,114 52 » 748,717 25 377,145 68 115,000 00 1,400,023 58 o; r-i-r-no -# OOOOrO x-o *1 r*COtO>© OJ OOrO-JOJ OOO I- S^ O C Ol OOOOOO r*o CO ="333 -f O Cl OOOO rr CO O 0 "i-O OOO rO CO^lrOrO O] CO OO" SS * W rO o"00r-7iO 30 M ffi 01 SS 3 CO CX3 ^ OOOlrrCO O O- OOO m rr OJ ^ C~ CO 3 OO rO rO X ^^ 'JJi f «K * * * at CJ S C3 H o Nil. $3,486,916 03 6,000 00 Nil. Nil. 2,429,088 25 35,887 50 5,458 00 331,277 81 30,970 15 Nil. Nil. * 3,074,244 53 14,606 99 NO. 3,416,935 54 2,367,815 88 2,196,700 00 654,076 68 * 1,250 00 *4,117,479 89 Nil. Nil. Nil. 1,627,787 46 771,533 94 10,750 30 627,875 00 o a S H H H H CO a -H OJ 11 03 Nil. $10,072 55 Nil. Nil. Nil. 12,630 66 12,000 00 23,702 20 11,665 00 Nil. Nil. 1,131 10 68,634 95 15,179 36 Nil. 5,500 00 3,707 00 6,570 35 11,370 00 Nil. 20,000 00 Nil. Nil. Nil. 21,786 00 4,361 00 1,050 00 Nil. ■^ i, rr;3*:> S- 3* <; g- 3^ 3»jx S> S* 3\»32 £ te; «- 3? '<- fc;.;^1? -5 -5 '<■ Claims paid including' Matured Endowments. $78,220 00 1 8,000 00 / 182,816 13 1 20,447 00 J 6,500 00 2,000 00 Nil. 197,815 99V 3,000 00 1 20,000 00 83,229 69 I 500 00 f 71,171 52 1 1,000 00 ( Nil \ Nil. j Nil. 59,622 90 284,943 31 \ 14,099 00/ 119,510 53 1 1,000 00 / 79,803 36 4,948 80 16,000 00, 123,098 76 N il. 187,446 00 107,316 14 12,033 00 74,004 83 9.000 00 2.51 0 00 376,049 80 5,000 00 90.195 71 15.795 00 17.196 20 294,548 51 107,957 69 500 00 13,259 00 1,000 00 Nil. Net Amount 'of Policies become Claims. $77,500 00 5,500 00 145,091 00 26,697 00 4.500 00 2,000 00 Nil. 201,6o3 00 4,000 00 27,000 00 126,452 00 500 00 82,594 00 1,000 00 Nil. . Nil. Nil. 54,254 00 289,736 00 6,649 00 148,576 00 3,500 00 25,981 00 75,105 00 3,8i'0 00 116,462 0 SB. 181,905 n 104,464 0 12,033 0 91,708 0 9,000 0 2,500 0 354,838 0 6,000 0 90,195 7 15,600 0 13,671 0 297,990 0 104,947 0 600 0 5,526 0 Nil. Nil. Number of Policies become Claims. .5 12 ci" .p c o cj 3 £r •5 ,871,197 !9 485,500 00 ,282.010 00 ,308,000 00 152,593 00 201,792 00 28,928 00 ,563,021 00 448,500 00 ,243,320 00 ,086.550 00 226,000 00 ,498,970 00 56,000 00 364,641 00 Nil. 3.081 59 2.982 00 6,542 00 5,945 00 0,000 oo 3,142 00 1,725 00 3,686 00 6,785 00 0,314 00 NU. 4,606 00 5.862 00 4,764 00 5 513 00 7,721 00 2.082 00 4,080 00 9,000 00 4,668 00 5,010 19 9,364 00 3,235 00 '.774 00 S.nOO 00 1,288 00 5,500 00 Nil. roOO'OOlCO n l— r. rn eo JIOrNSlCOrM m*31B»D^ffl O^tOSOCM 0-0!<M-t:0 OICOCD-rOCOCEOO COC/M^>*COr-CO 93* rO rO ro COrO rO rOCOrOr- CO r-rO Number of Policies in Force at Date. 437 7 5,819 16 85 113 11 9,948 1,287 3,416 6 3,758 1 160 Nil. 83 2,480 18,569 10 6,690 2 490 4,068 631 42 7.104 Nil. 23,441 109,244 5 5,821 393 3 16,811 4 1,422 746 818 6,679 8,510 2 1,561 2 Nil Amount of Policies, new and taken up. $173,061 78 19,500 00 840,237 00 125,500 00 16,500 00 20,665 00 4,897 00 1,994,133 00 54,500 00 228,330 00 2,105,038 00 1,000 00 889,566 00 4,000 00 104,396 00 Nit. 46,000 00 1,011,568 50 4,816,083 00 90,000 00 1,024,272 (10 2,500 00 169,988 00 2,222,210 00 62,270 00 487,"00 00 1,970,825 00 Nil. 5,452,473 00 4,634,383 00 599,002 00 2,034,046 00 203,828 00 359,550 00 6,018,541 00 5,000 00 6,667 00 146,634 50 121,025 00 382,444 00 1,744,213 00 73,500 00 203,727 00 5,000 00 Nil. Number of Policies, new and taken up. eo • <o • n- -i, -CO .MX - 0— -00 Ol rO O ■ O OiOOrTtO-T N N moi — ir, . sinojooh* CO ■ O ■ ro -CD -r.tr . io .iD^xOOO -O ■ OlOtO O^CSC, -I^tO © - O :© Ol CC on ■ • ■ Ol ■ - 00 • rO C- • 00 - 332 EQQ <^ • rtl rO CC '.J C 00 ■ OS 00 • rO rO CO 33£ ■^3 ro r3; rj. co" ro 3S; "a cj H Oh <- $53,571 41 6,819 15 594,012 57 37,837 25 4,946 64 7,462 26 903 80 613,466 316 6,219 72 80,991 16 274,946 33 2,856 19 273,649 42 1,0:36 71 8,470 69 NU. 7,323 96 148,740 47 1,272,378 98 20,176 16 467,420 61 3,253 44 27,332 51 415,668 37 7,111 65 30.348 29 517,966 01 Nil. 946,998 71 1,053,303 18 25,505 95 331.468 37 26,766 28 3,067 35 1,395,972 68 2,410 20 93,246 06 25,775 73 62,337 43 463,549 79 612,945 34 1,718 30 71,517 66 1,845 13 81 01 P S o O o 0J g ci fr I is? : : :,S£. : big"* ^".gg- c3 r:.33 3 -3 r-333 P S c"3 ° '■ - ° x £ '■ggoo -o°5oc oo —(— . 33 —v—x -r-l ■ . H 3= 1 a ^•^ 0"oSi*3l c A °°P3§ § ° g g = * | l g 33 C S"r"< 5 g S £< c oj £ g rj - o 333 33 v: K^-p^3 ^ .jfe Insurance I Ordinary. \ Group n Life Assur- 1 Ordinary.. Janada General J Ordinary e Co. \ Group.. • Life Insurance Co ist Life Assur- 1 Ordinar}'. \ Group.... I Life Assur- ( Ordinary. 1 Group— & Scottish Assurance Cor- >. d x 'u ci X - 33 « r •C-x C3 oSc X C OJ |'firf| : ■>, :1c,-5 ■H£|3§;i0-|d~5 0 -oa| = go|g55d Q i 33 S ° 5 = 3 S 2 01) X « 5 < x s x - 333 "3 33 5 03 OS (333 B £ : .' ii- •rH S S " CJ o o O -c 5°'a H cj £ g g B rS^ cj -= 5 rJ-rr*- _., - « jan Life Assur- / Or IGr l Life Assur-/ Ordir 1 Grou jn Life Insurance S Aetna Life Ir Canada Life Capital Life i Cummernial Commercial Confederatio tion Continental The Crown Oo. The Dominio ance Co. Dominion of Insuranc Empire Life The Excelsio The Great VV ance Co. The Imperia ance Co The London poration The London ance Co. The Manufac kuranee M etropolitan ance Co. The Monarch Montreal Lift Co. Mutual Life i of Canac The Mutual York . 37; C CS 3 fe3>- North Ameri ance Co. The Northen anee Co. Norwich Uni F 42 BRITISH COLUMBIA. a o r? Hi M P ui r5 rH fa Ex o r5 M EH O < w r5 <1 EH « fa « P £72 fa O Pr O fa 02 r5 « P EH fa M fa O EH D <1 M EH 02 M fa Xr PQ Hi fr g o s| Effl CO CO CQ !0 eC O (OU. 03 © "* m Oi Q 00 O OJ WOO o" — tt'o' O ^ o o 00 lO > GN 333 33oc £ r5*-S. -.33 «.2 H = « - .2 E 33 x ! 33 "0= CJ x r- O CJ-r r? -O033C3 ago ■< 6 S is £ q P O jj .rj r^T rjOffljO ■ ' Cl < fe; ~-3~ o ~ tr*j S; S^ ** !>; fel^fe; o ** O CD O to :-S ^ ,CHOWNMNOOOMOm ^So:eoocJt--i--c-ooGi-'ni— - -aoNO^iioi-Mno JH rH CO .-co ih co r— oj r- CC — o o> • o O O CO o o 00 O O O CO c o OCO .sMHOBCHeOOOONNO e^co > H i> C B O^ CO C l- io CO IN ffl o tO CO* 00 Sc'r-Toi tC 03*05 o"lO .*> o'l—CQ CO tO rH CtHrt HH CO rn rH J >n 00©00-<fO©0. 5 ■<* OOOOOCOO— O. J «• hJHiHOKCOCDOODQOO.., 5 in ■s^.NOCaNO.lSr-CHlCI i co" *^ i> 05" 5D of of i-T oT 05" -* co oi" ** a SO •* O ffl 1— CO O £J r- O) <M CO £N « o to 1— CO o ■•» r- C-t CJ CO £N © >c5 Tf co 03 as oj ** 01 00 co r- eo -" CO oTrS&i l~^tSrS rS COCOr-ir-mcOCNCDOi— CDCNxM • CJ OJ (OuvHtrHJlfiHUJCOO i^CJ HHNO "Oi HCOS3 o ^>m WUi ' l_l i_> I'J ■_> o o o o O r~ 0 ■OJOJOCNTfCOCOCMCOOi-H'MCO ^OOWNiONNi-OrMri n ou 0^0 co 00 tO_i-< oj C3 eo to •—. of o" cc oj" to' CO" -** UM* icT CO* r-" 00*" ol - CO-^ttOwJCCNeOoCt- t- I— ■^ -O^rH HNCOvOWiOH CO _£ .ice (C I- H -5 <D © O C ■ rH t- 1CQ*0 ^ i> M 1— in Vil. 973 90 959 13 473 12 117 72 127 43 175 52 327 65 957 73 357 06 889 44 308 68 086 26 428 53 0) CC CO CO NCOOMNm*OOr.Hf-000 CC CO CCOOiOCCXOr- GO** CO ■* «HC1 CO CO REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 43 TABLE II.—LIFE INSURANCE COMPANIES. Premiums t'or year... Net amount in force. Claims paid 1929. $13,545,000 411,056,000 3,004,000 1930. $14,282,000 438,702,000 3,292,000 1931. 1932. $14,835,000 446,384,000 3,126,000 $14,005,000 427,879,000 3,854,000 1933. $13,256,000 409,090,000 3,601,000 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1933. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. oVcadia Fire Insurance Co Aetna Insurance Co... Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co. of N.Y American Home Fire Assurance Co American Insurance Co Anglo Scottish Insurance Co., Ltd o\tlas Assurance Co., Ltd Automobile Insurance Co. of Hartford Baioise Fire Insurance Co Bankers' & Traders' Insurance Co., Ltd Beaver Fire Insurance Co Boston Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Colonial Fire Insurance Co British Crown Assurance Corporation, Ltd British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co., Ltd British North Western Fire Insurance Co British Oak Insurance Co., Ltd , British Traders Insurance Co., Ltd Caledonian American Insurance Co Caledonian Insurance Co California Insurance Co Camden Fire Insurance Co Canada. Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co - Car and General Insurance Corporation, Ltd Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co Central Union Insurance Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd Citizens Insurance Co. of Jersey City *City of New York Insurance Co Columbia Insurance Co Commercial Union o\ssurance Co., Ltd Commercial Union Eire Insurance Co. of N.Y Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co Continental Insurance Co Cornhili Insurance Co., Ltd County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insur. Co., Ltd... Employers Liability Assurance Corporation, Ltd. Carried forward $28,762.28 34,311.04 22,430.96 37.984.77 17.600.S2 3,290.38 0,016.70 4,670.10 575.35 9,738.07 25,178.91 53,818.20 378.58 7.082.91 35.547.06 3,046.17 5,390.34 33,188.58 3,970.02 9,901.54 10,329.80 29.09S.01 28,997.26 6.616.70 19,534.92 17,250.87 7,440.96 21,237.76 j 14,911.29 44,623.311 3.970.02J 4,060.64 j 15.880.081 11,994.48| 41,015.971 17.174.451 15,652.38 3.528.63 15,395.47 2,402.77 9,051.61 4,628.67 438.04 20,116.80 2.250.70 8,522.19 9,586.86| 59,461.07| 1.323.341 17,277.04| 74.811 19,170.831 42,518.261 824.09| 32,324.06| 12,657.50| 41,226.77| 31.627.311 $989,190.62| $9,724.10 14,032.30 10,506.38 11,943.01 1,524.37 1,215.01 2,052.61 —1.64 1,210.04 3,790.92 6,895.67 14,504.18 41.51 1,032.08 11,674.40 2,626.30 1,152.68 14,800.80 1,035.45 434.33 566.99 7,292.59 15,760.61 1,901.26 2,551.58 5,345.55 1,384.85 5,582.17 5,432.12 10,259.01 1,229.53 449.09 4,445.53 5,191.77 9,180.94 1,741.72 9,808.49 1,559.66 1,124.77 35.24 3,997.21 8.973.27 114.54 5,570.01 6.00 2.349.40 ...- i 3,239.01 j 12,208.32 327.39 7,724.67 25.41 6,263.83 14,073.14 490.00 11,825.22 1,571.511 10,417.38| 8.799.911 ~3$299,202.89] I $28,354.37 38,334.04 14,074.69 43,137.31 18,276.34 5,710.65 5,418.01 2,644.40 2,860.65 6,637.72 23,275.97 50,633.25 289.69 6,619.80 33,268.19 2,674.15 4,930.35 33,024.47 3,487.35 10,936.23 11,266.97 29,687.08 23,504.55 10,444.07 19,746.56 17,695.25 9,319.52 21,904.03 14,407.43 47,075.24 8,722.48 2,871.64 16,905.77 12,321.85 36,429.49 17,440.89 14,549.20 4,423.24 13,831.64 3,602.72 11,212.69 5,026.23 2,119.00 21,531.30 2,272.41 9,317.32 9,527.52 02,038.10 0,132.86 18,834.30 4,056.32 24,541.40 46,694.48 800.52 35,097.91 11,099.38 41,329.20 35,509.46 $11,319.85 13,899.02 10,863.99 11,693.12 1,532.80 1,529.01 1,731.31 266.36 640.24 3,762.92 7,051.79 13,861.90 41.51 1,057.08 11,691.90 2,008.10 1,035.50 17,480.80 1,045.90 277.33 1,682.84 5,430.31 15,440.61 1,769.40 2,501.08 5,384.02 1,308.67 4,194.17 5.999.02 10,656.26 1,326.78 372.60 4.853.39 4,697.77 9,239.89 1,526.97 7,605.05 705.08 1,085.77 35.24 3,648.72 —1,616.73 46.75 5,458.90 6.00 1,970.25 3,772.08 13,233.78 347.00 7,072.07 24.55 5,976.07- 40,556.14 382.40 7,914.20 1,509.91 9,940.16 5,242.91 $1,020,284.13 $306,442.84 F 44 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. . Net Losses incurred. Brought forward Ensign Insurance Co Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First o\merican Fire Insurance Co fFirst National Insurance Co. of America Fonciere Fire Insurance Co... JFranklin Fire Insurance Co. of Philadelphia General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corp., Ltd.... General Fire Assurance Co. of Paris General Insurance Co. of America Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe Indemnity Co. of Canada Great oVmerican Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hanover Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co Home Insurance Co. of New York SHomestead Fire Insurance Co Hudson Bay Insurance Co Imperial Assurance Co Imperial Guarantee & Accid. Insur. Co. of Canada. Imperial Insurance Office Indiana Lumbermen's Mutual Insurance Insurance Company of North America Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Legal and General Assurance Society Liverpool & London & Globe Insurance Co., Ltd.. Liverpool-Manitoba Assurance Co Local Government Guarantee Society, Ltd London & County Insurance Co., Ltd London & Lancashire Guar. & oVccid. Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine & Gen. Insur. Co., Ltd. London & Scottish Assurance Corporation, Ltd London Assurance London-Canada Insurance Co London Guarantee & Accident Co., Ltd Lumber Mutual Fire Insurance Co Lumbermen's Insurance Co Lumbermen's Mutual Insurance Co Marine Insurance Co., Ltd Maryland Insurance Co Mechanics & Traders Insurance Co Mercantile Fire Insurance Co Merchants and Manufacturers Fire Insurance Co. Merchants Fire Assurance Corporation of N.Y..... Merchants Marine Insurance Co., Ltd ... Mercury Insurance Co Michigan Fire & Marine Insurance Co Millers National Insurance Co Mill Owners Mutual Fire Insurance Co. of Iowa.. Minnesota Implement Mutual Fire Insurance Co... Motor Union Insurance Co., Ltd Mutual Fire Insurance Co. of British Columbia.. National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co. of Paris , Carried forward $989,190.62 12,036.78 7,318.65 8,077.15 35,393.01 2,190.47 38,906.34 35,380.08 10,029.50 4,963.20 I I $299,202.89 $1,020,284.13 8,893.97 11,420.58 8,795.10 10,652.69 -91,017.40 1,455.48 6,250.99 12,439.52 37,582.92 98,107.81 15,591.43 11,436.64 14,117.52 5,850.19 22,693.24 53,690.43 1,045.35 10,352.42| 75.007.20 15,505.34 19,173.72 1,810.98 25,048.08 4,979.66 45,326.30 4,030.38 24,458.67 49,710.48 98,586.40 10,903.22 4,480.27 21,469.99 7,187.44 97,335.78 5,398.70 11,878.78 51,472.91 10,551.35 19,173.72 5,054.66 13,992.50 7.250.50 Nil 3,817.62 504.45 15.521.84 17,058.79 44,456.99 13,947.70 3.287.81 3.710.09 25,285.25 7,420.03 22,093.24 5,090.54 30,098.45 17,022.01 20,241.17 $2,458,821.55 5,394.23 3,481.74 2,084.10 10,803.35 056.62 11.660.12 4,292.93 2,916.81 3,786.85 2,313.09 -[ 8,488.11 4,189.68 5,332.90 43,580.38 3,308.29 426.18 4,996.50 10,099.88 30,008.50 3,49,8.75 0,040.81 3,301.00 848.70 12.S29.46 19,738.22 Nil 8,240.111 47,350.721 I 6,733.871 6,479.26 j 2.344.16J 4,515.08| 11,011.17| 5,575.43| 1,708.611 7,575.22| 8,970.231 38,666.551 7,994.401 277.76 15,161.92 1,610.83 38,540.12 531.15 4.589.99 25,878.30 6,660.88 6,479.26 11.206.56 4,307.40 15,524.27 Nil 3,141.73 1,927.80 1,788.29 j 11,335.58| 17,928.971 7,271.73 | 328.091 2,211.14| 10.275.33 [ 8.548.921 12,829.40| 759.95 8,763.97 6,717.63 $897,115.45 12,860.19 8,216.77 8,053.15 37,409.42 4,000.14 30,007.46 39,197.58 16,486.36 5,391.35 10,318.26 12,028.20 8,740.45 10,290.90 68,670.48 863.64 5.470.42 12,948.66 39,402.72 91,597.05 10,187.20 7.952.8S 13,756.42 5,754.55 22,943.01 53,781.04 178.09 14,454.44 80,814.03 15,004.13 19,044.06 1,815.77 22,717.45 5,376.18 47,270.03 5,418.74 25,797.71 33,398.19 118,697.09 22,171.40 5,278.12 19,042.70 6,594.62 102,648.19 5,050.95 12,389.44 55,749.37 10,515.11 19,053.03 6,241.01 12,191.18 9,164.24 Nil 5,209.85 4,614.16 14,863.54 24,257.05| 46,169.331 15,010.981 5,324.10| 6,200.09| 30,180.53| 8,335.35| 22,943.01 5,710.401 18,391.511 27,017.53| $274907342:93r $306,442.84 3,205.64 5,099.74 2,077.38 8,014.67 3,693.62 9,204.12 44,242.81 2,575.87 3,786.85 2,011.09 8,488.11 4,1S9.08 5,479.90 11,087.73 —11.27 425.18 4,500.89 17,532.88 28,980.20 2,839.09 6,033.91 2,660.00 —316.97 5,414.46 17,814.88 Nil 8,343.11 41,631.72 5,430.87 7,543.10 2,344.10 4,612.58 223.50 6,355.14 1,233.01 5,993.72 9,253.23 28,784.39 7,297.42 951.76 10,523.02 1,455.83 33,454.12 531.15 4,583.99 24,235.99 5,970.41 7,543.10 534.45 2,800.46 4,074.27 Nil 3,140.99 289.80 1,382.29 8,939.58 15,115.97 6,764.73 293.85 1,928.84 13,853.73 8,344.64 5,414.46 705.95 14,741.SI 2,857.07 7,041.03 $823,001.24 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 45 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. Name of Company. Brought forward National Fire Insurance Co. of Hartford **National Liberty Insurance Co. of oVmerica National Liverpool Insurance Co National Provincial Insurance Co., Ltd National Union Fire Insurance Co Newark Fire Insurance Co tfNew Brunswick Fire Insurance Co New Hampshire Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co. Niagara E'ire Insurance Co North British & Mercantile Insurance Co., Ltd..... North Empire Fire Insurance Co Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire oVssociation Northwestern National Insurance Co North West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Pacific Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl o\ssurance Co., Ltd Pennsylvania Lumbermen's Mutual Fire Insur. Co Phenix Fire Insurance Co. of Paris Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Pioneer Insurance Co Planet Assurance Co., Ltd I'ortage la Prairie Mutual Fire Insurance Co Providence Washington Insurance Co Provident Assurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Pnssenprers Assurance Co Reliance Insurance Co. of Canada Retail Hardware Mutual Fire Insurance Co Rhode Island Insurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Royal Scottish Insurance Co., Ltd St. Paul Fire &. Marine Insurance Co Scottish Canadian oVssurance Corporation Scottish Metropolitan o\ssurance Co., Ltd Scottish Union & National Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Sentinel Fire Insurance Co Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co., Ltd State Assurance Co., Ltd Stuyvesant Insurance Co Sun Insurance Office Sussex Fire Insurance Co Tokio Marine & Fire Insurance Co., Ltd Toronto General Insurance Co Trans Canada Insurance Co Travelers Fire Insurance Co Union Assurance Society, Ltd Union Fire, Accident & General Ins. Co. of Paris. Union Insurance Society of Canton, Ltd Carried forward Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. I $2,458,821.55| $897,115.45 [ $2,490,342.931 $823,001.24 19,019.09 9,951.01 17,287.17 10,698.82 10,703.57 16,421.45| 20,312.70 0,007.02 31,117.55 1,802.79 16,095.57 49,033.53 19,173.72 31,005.89 2.891.33 72.258.85 13,531.09 0,016.70| 08,310.02 17.912.39 14,748.22 34,285.92 21,300.31 19.835.58 18,520.76 10.005.23 24,272.22 5,074.79 7,154.27 4.709.89 171.981.43 28,330.55 8.755.51 7,738.58 29.155.92 0,159.20 7.817.68 28.451.52 8.902.98 20,449.58 44,788.07 9.125.00 7.233.41 5.559.73 22,093.24 1,052.18 38,039.00 142,533.88 7,892.47 13.4S5.02 10.509.99 11.554.91 29,993.53 10,024.49 4.035.73 15S.24 5,999.71 44,032.05 17.242.05 —6,868.92 53.072.00 7.057.83 AT-7 10.105.01 15,212,90 55.871.84 20.400.80 10.093.03 34.770.03 3,997.21 2,776.60 735.86 4,538.39 -I 1,776.11 7,840.13 48.88 4,030.00 10,580.23 0,479.20 13,980.52 2,738.50 234,171.31 5,434.55 3,043.84 32,823.16 1,862.60 9,588.06 13,142.221 8,129.04 | 7,227.85| 4,741.931 1.908.351 3,577.49| 10,359.90 | 5,534.231 989.55) 50,233.841 9,388.481 3,878.961 5,609.88| 34,412.60) 4,303.58 6.30 9,152.52 8,588.97 ' 3,740.00 19,177.01 0,488.40 1.568.82 3,287.19 12,829.40 37.89 0,020.91 55,847.02 3,497.57 2,185.99 1,306.60 2.181.00 9,430.33 0,1.80.51 042.87 522.78 1.682.71 20.072.84 5,145.28 1,766.99 19.262.82 2.732.82 mi 3.799.39 4,430.29 5.558.53 9,024.10 1,182.45 9,344.91 $3,989,643.75| $1,661,763.10 8,465.90 17,469.18 13,162.39 9,823.26 7,735.69 32,091.10 1,037.03 17,002.52 48,947.60 19,177.66 34,453.91 4,681.16 82,730.52 15.989.08 8,049.34 76,148.02 17,113.83 10,384.08 34,780.06 23,003.78 18,822.43 18,931.85 9,973.18 16,827.61 5,292.02 6.701.34 1,824.32 185,458.72 25,011.61 9,404.08 12,893.12 28,307.04 0,586.54 5,246.88 30,600.05 19,703.33 21,352.07 44,158.34 10,147.00 7.33)4.4!) 7,610.77 22,943.01 1,273.24 39,390.21 150,734.95 8.579.40 15.801.40 10,250.82 15.092.S7 36,780.48 17,433.40 6,149.42 916.91 7,044.78 51,527.02 18.180.52 3,225.45 04.200.12 0.558.30 Nil 11,821.80 14,900.20 45,371.75 26,818.30 11,500.43 34,779.50 17,377.23 3,648.72 5,393.60 337.86 3,759.39 1,777.52 9,384.13 44.51 3,627.56 9,331.89 7,543.10 14,907.52 1,459.56 25,304.44 1,978.59 2,200.60 30,522.16 2,092.43 11,788.90 12,992.82 8,101.58 5,015.85 5,023.37 1,008.35 4,243.49 —321.42 5,072.23 1,389.55 53,411.80 6,215.48 3,028.90 3,853.05 37,475.94 5,159.37 0.30 10,305.52 8,792.97 4,450.90 15,005.01 388.40 2.808.38 2,712.19 5,414.46 41.56 9.810.91 39,202.92 2.782.57 2,067.57 3,471.37 1,351.00 9,301.70 5,716.51 610.87 422.78 1.754.23 15,516.84 5,095.28 —987.01 15.104.58 4.000.82 mi 3.070.94 3,112.79 0,192.82 8,709.88 872.45 9,423.91 $4,120,593.50 $1,327,947.54 F 46 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. Name of Company. Net. Premiums written. Net Losses paid. Net. Premiums earned. Net Losses incurred. Brought forward '. Union Marine & General Insurance Co., Ltd United British Insurance Co., Ltd United Firemen's Insurance Co United Mutual Fire Insurance Co United States Fire Insurance Co Wawanesa Mutual Insurance Co Westchester Fire Insurance Co Western Assurance Co XXWestminster Fire Office World Fire and Marine Insurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Totals Ti-tals for 1932.... ~ *City of New York Insurance Co. (gross) fFirst National Insurance Co. of America (gross) JFranklin Fire Insur. Co. of Philadelphia (gross)... ^Homestead Fire Insurance Co. (gross) **National Liberty Insur. Co. of America (gross).... ttNew Brunswick Fire Insurance Co. (gross) ^Westminster Fire Office (gross) Note.—These figures are- included in the fore going return. I I I $3,989,643.75| $1,661,763.101 $4,120,593.56| $1,327,947.54 I I 39.23 70.17 Nil 4,053.89 1,175.02 5,320.09 1,175.02 9,580.80 3,239.61 9,527.52 3,771.52 4,770.05 6,048.00 5.187.78 11,452.34 32,430.71 10,543.35 31,107.82 11,150.35 45,222.02 37,918.08 41,198.54 30,133.02 2,110.58 2,293.08 1,715.58 19,703.86 12,213.15 21,229.40 12,507.15 7,153.90 4,575.23 0,499.43 05.00 8,905.93 700.81 9,797.50 850.81 25,778.02 14,302.01 23,871.02 14,735.61 $1,415,504.54 $4,579.758.981 $2.503,802.09 | $4.875,200.30 $2,680,844.63 $5 39. 3 3 6 921. 367. 803. 205. 253. 532 725. I $174.54 4,535.34 2,873.90 3,133.29 0.204.20 8,818.89 2,271.17 I Reciprocal Exchanges. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Net Losses paid. Affiliated Underwriters Canners Exchange Subscribers at Warner Inter Insurance Bureau Individual Underwriters Inter Insurers Exchange Lumbermen's Underwriting Alliance Manufacturing Lumbermen's Underwriters New York Reciprocal Exchange Underwriters Exchange Warner Reciprocal Insurers Totals $1,680.51 $1,877.20 Nil 1 Nil 3,322.89 3,452.57 Nil Nil 2,721.86 4,704.94 $22,801 Nil 187.08 443.14 125.20 $125.20 16,795.35 16,350.04 225.63| 6,229.89 14,052.40 13,151.72 —866.85) 6,633.15 3,945.11 5.886.03 121.14) 94.34 1,937.24 2,277.05 236.941 186.94 115.14 311.05 Nil Nil $44,703.58 $4S,453.80 $731.71| $13,269.52 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 47 TABLE IV.—FIRE INSURANCE SUMMARY. Year. Net Premiums written. Net Amount of Losses paid. Net Premiums earned. Net Amount of Losses incurred. Ratio Losses incurred to Premiums earned. 1929 $6,131,977.59 5,904,594.35 5,310,372.73 4,579,758.98 4,147,292.88 $3,143,031.58 3,671,727.23 2,563,371.02 2,503,802.09 1,754,656.20 $5,957,509.40 5,920,805.74 5,600.576.78 4,875,200.30 4,270,769.23 $3,231,816.37 3,724,737.51 2,633,460.63 2,680,844.63 1,415,504.54 54 02 1930 62 00 1931 46 92 1932 1933 54.97 33.09 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1933. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Aetna Casualty & Surety Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co o\.merican Automobile Fire Insurance Co American Automobile Insurance Co American Central Insurance Co American Home Fire Assurance Co Anglo Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Bankers & Traders Insurance Co., Ltd British oVmerica Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Colonial Fire Insurance Co British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian Insurance Co Camden Fire Insurance Assn Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance Corporation Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co.... Century Indemnity Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd Columbia Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co Continental Casualty Co Continental Insurance Co Cornhill Insurance Co County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Employers Liability Assurance Corporation, Ltd Equitable Fire & Marine Insurance Co Fidelity & Casualty Co. of N.Y Fidelity Insurance Co. of Canada Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fireman's Fund Indemnity Co Carried forward Nil $30.10 Nil 4,750.34 79.50 150.69 23,450.14 38.526.86 Nil Nil 4,229.60 832.18 2,021.09 25,732.83 mi 5,070.23 30,244.95 8,940.57 3,323.09 21,117.80 4,309.43 8,705.70 1,129.24 230.90 8,827.00 7,193.43 10,589.70 15,506.35 19,246.81 9,861.29 4,872.84 3,325.151 mi 6,213.04 —103.05 4,229.01 Nil Nil 0,510.80 NU 1,515.04 1,309.50 Nil. 12,607.07 37.67 7,570.91 23,724.97 29,284.87 Nil Nil 2,455.00 mi Nil Nil $357,: j 0.: Nil $818.35 Nil 1,010.08 1.65 62.66 8,116.80 16,257.11 Nil Nil 1,562.55 2.35 44.65 13,465.58 Nil 1,671.88 7,138.57 5,795.04 1,564.52 9,867.18 1,597.04 2,956.16 365.60 27.30 3,557.97 813.01 2,133.41 6,143.83 10,220.33 5,516.91 1,608.45 523.37 119.88 1,240.12 1,081.44 1,502.55 Nil Nil 7,044.82 Nil 9,023.00 3,707.34 Nil 4,000.08 10.07 2,922.01 5,755.21 13,037.85 Nil Nil 1,989.67 Nil Nil Nil Nil $730.23 Nil 5,982.87 70.74 86.80 20,011.98 37,547.34 Nil Nil 5,022.91 573.04 1,213.01 20,272.34 Nil 5,595.62 28,954.47 9,438.69 3,387.23 21,684.75 4,200.78 10,305.03 878.48 232.84 8,793.20 7,287.35 11,017.04 18,018.94 23,413.25 10,140.27 5,003.02 3,812.95 301.72 0,108.80 743.00 5,205.09 Nil Nil 0,998.98 Nil 7,745.84 3,991.25 Nil 12,534.54 52.10 8,566.49 24,684.72 33,645.97 Nil Nil 2,385.87 Nil Nil Nil Nil $692.30 Nil 961.08 1.65 70.66 8,108.30 17,184.11 Nil Nil 1,030.05 2.35 44.05 15,403.58 Nil 1,734.88 8,044.97 0,205.04 199.52 11,781.93 700.04 2,937.16 310.00 27.30 5,011.97 1,198.01 2,657.91 6,690.83 6,091.45 5,110.91 3,108.45 1,123.37 9.88 1,552.12 1,681.44 1,630.05 Nil Nil 2,191.32 Nil 4,924.19 4,912.92 Nil 4,058.18 17.67 3,243.00 4,545.21 649.85 TH! Nil 1,574.67 Nil Nil Nil $156,209.68 $389,299.60 $139,409.63 F 48 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1933—Continued,, Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward Fireman's Fund Insurance Co Firemen's Insurance Co., Newark First National Insurance Co ♦Franklin Fire Insurance Co General Accident Assurance Co General Accident Fire & Life Assur. Corp., Ltd. General Casualty Co. of America General Casualty Insurance Co. of Paris General .Exchange Insurance Corporation General Insurance Co. of America Glens Falls Insurance Co Globe Indemnity Co Great American Indemnity Co Great American Insurance Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co.... Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co The Home Indemnity Co Home Insurance Co tHomestead ITire Insurance Co JHudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada... Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Legal and General Insurance Society, Ltd Liverpool & London & Globe Insurance Co Liverpool-Manitoba Assurance Co London & Lancashire Guar. & Accident Co London & Lancashire Insurance Co London & Provincial Marine General Ins. Co., Ltd.... London & Scottish Assurance Corporation London oissurance London-Canada Insurance Co London Guarantee & Accident Co Lumbermen's Mutual Casualty Co Lumbermen's Mutual Insurance Co Marine Insurance Co., Ltd Maryland Casualty Co Merchants Casualty Insurance Co Merchants Marine Insurance Co Mercury Insurance Co Metropolitan Casualty Insurance Co Minnesota Implement Mutual Fire Insurance Co.... Motor Union Insurance Co National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford §National Liberty Insurance Co National Union Fire Insurance Co Newark Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean oVccident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Carried forward $357,895.85 148.75 Nil Nil I 21,613.09 4,213.29 52,066.74 2,307.08 10,290.52 22,194.55 5,471.41 44,074.59 2,523.47 1,095.27 43,810.76 14,151.44 Nil 4.14 10,816.64 1,221.38 926.47 71.84 809.92 7,700.20 2,597.21 5,848.75 540.47 193.83| 939.38 5,669.98 11,652.97 24,752.18 4,887.63 33,636.69 3,382.94 6,109.82 909.93 5,380.77 13,252.52 29,087.83 00,010.42 Nil 4,410.75 —77.97 Nil 1,558.42 91.89 22,290.53 4.14 18,724.75 588.37 Nil 116.80 4,221.38 851.48 Nil Nil 5,119.80 10,075.16 15,276.27 26,132.61 1,448.79 15,494.04 5,383.30 30,433.82 4,909.70 $150,209.68 Nil Nil Nil 9,487.15 1,265.40 10,478.81 48.45 5,665.57 8,444.22 1,656.34 15,172.90 574.26 754.00 17,811.05 0,022.51 209.35 Nil 5,513.11 657.23 338.25 86.49 oViZ 2,007.34 338.21 1,839.52 5.18 Nil 179.61 1,291.86 5,703.52 9,294.85 1,627.94 12,051.76 79.92 2,679.66 1,031.06 812.11 4,380.09 25,570.42 30,208.06 Nil 525.75 34.00 Nil 258.98 9.00 10,430.42 Nil 5,559.02 151.41 NU 83.77 1,219.07 2,035.08 Nil Nil 1,054.74 2,495.77 9,039.65 11,972.13 410.72 4,381.32 721.02 21,119.11 2,024.29 $389,299.00 190.05 Nil Nil 21,090.40 3,783.17 45,739.00 2,514.61 10,296.25 19,508.44 6,378.46 29,303.52 2,836.11 1,956.38 45,459.48 10,609.28 1,288.30 5.53 10,292.06 1,547.63 618.32 1,200.84 597.23 6,320.70 2,727.40 6,742.15 537.86 243.56 608.03 0,308.50 10,846.21 25,864.12 4,756.76 37,344.92 3,395.13 6,339.59 945.18 5,649.42 13,460.44 33,057.07 51,990.77 Nil 3,523.03 1,090.33 Nil 1,214.17 94.18 23,578.22 5.53 19,548.71 040.45 Nil 389.28 2.991.70 1,893.64 Nil NU 5,376.36 11,338.93 10,366.11 29,552.45 1,654.95 15,887.17 5,590.43 29,053.94 5,309.74 $139,409.63 300.00 Nil Nil 7,987.15 1,468.40 22,382.91 3,108.45 5,160.57 9,028.72 1,741.34 25,401.90 1,066.26 795.00 16,450.05 6,734.51 94.35 Nil 4,348.11 519.18 1,838.25 46.49 Nil 2,200.34 338.21 599.52 25.18 Nil 179.61 1,651.86 1,978.52 12,604.85 1,719.94 24,002.76 79.92 1,129.66 781.06 702.11 6,498.98 18,566.42 30,208.06 Nil 887.75 12.00 Nil 326.98 9.00 18,822.12 Nil 7,939.02 131.41 Nil 83.77 1,467.07 1,522.08 Nil Nil 3,709.74 3,694.27 5,837.15 10,803.28 420.72 8,116.32 2,996.02 33,619.11 2,734.57 $981,826,981 $413,633.13| $997,971.65| $454,406.65 I I I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 49 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward Pacific Coast Fire Insurance Co Palatine Insurance Co Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Portage la Prairie Mutual Fire Insurance Co- Providence Washington Insurance Co Provident Assurance Co '.. Provincial Insurance Co Prudential Assurance Co., Ltd Queen Insurance Co Railway Passengers Assurance Co Retail Hardware Mutual Fire Insurance Co.... Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co St. Paul Mercury Indemnity Co. of St. Paul Scottish Metropolitan Assurance Co Scottish Union & National Insurance Co Security Insurance Co. of New Haven Sentinel Fire Insurance Co Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Trans Canada Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd., Union Fire, Accident & General Insurance Co.. Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United British Insurance Co., Ltd : United Pacific Casualty Insurance Co United States Fidelity & Casualty Co United States Fire Insurance Co Wawanesa Mutual Insurance Co Western Assurance Co -"Westminster Fire Office World Fire and Marine Insurance Co World Marine & General Insurance Co Yorkshire Insurance Co., Ltd Zurich General Accident and Liability Ins. Co- Totals $981,826.98 4,229.62 5,800.61 728.28 67,247.74 Nil 69,475.71 267.72 12,633.00 42,210.70 1,469.11 5,005.06 15,624.58 4.14 13,620.46 55,689.37 2,154.84 151.93 5,001.30 3,410.00 Nil Nil 1,409.92 Nil 12,351.59 12,080.65 25,158.83 1,209.91 7,832.20 4,533.55 Nil 8,189.51 Nil 4,800.23 2,933.93 1,715.53 NU 10,579.10 6,789.16 Nil 5,739.68 10,923.17 43,168.38 $1,452,117.87 $413,633.13 1,562.55 14,331.69 342.00 32,592.51 oVi! 42,410.90 185.08 1,227.85 18,810.91 806.43 1,720.73 3,573.02 Nil 12,381.21 41,574.70 2,027.79 9,242.10 4,545.53 0,200.20 NU Nil 520.85 oVi! 3,747.22 3,008.94 12,709.28 398.73 1,150.13 451.13 122.85 1,100.30 Nil 2,052.67 5,518.08 8,447.22 NU 2,095.82 1,878.38 298.00 1,704.73 3,484.99 14,556.81 $997,971.65 4,214.25 6,400.40 466.25 71,354.07 TH! 85,581.96 182.79 9,764.93 45,485.29 1,876.09 11,006.79 16,300.11 5.53 15,401.20 71,789.37 6,248.65 927.76 4,943.18 6,767.86 Nil Nil 1,427.14 Nil 12,503.69 12,622.48 25,299.47 1,281.62 8,450.08 4,945.49 458.78 8,887.10 Nil 4,820.20 3,272.60 20.04 Nil 13,077.73 0,708.20 Nil 5,839.13 10,574.24 49,084.47 $454,406.65 1,630.05 10,779.09 642.00 52,363.51 Nil 47,006.43 185.05 1,782.43 18,367.26 800.43 1,792.73 5,018.02 Nil 12,154.21 10,153.70 2,310.40 4,470.10 5,039.53 5,711.20 Nil Nil 543.35 NU 200.22 5,904.94 20,178.28 373.47 890.30 353.13 —202.15 711.30 Nil 2,599.07 5,010.08 —2,019.13 NU 4,204.12 1,943.38 mi 2,900.23 3,809.99 23,558.81 $071,140.46 $1,527,227.49 $709,067.26 Totals for 1932 | $1,688,362.42 $975,743.43 $1,788,803.51 $911,308.44 •Franklin Fire Insurance Co fHomestead Fire Insurance Co §National Liberty Insurance Co **Westminster Fire Office ^Hudson Bay Insurance Co. (gross premiums and losses, respectively) Note.—These figures are included in the foregoing return. $1,933.24 1,221.63 1,267.53 145.43 69,494.07 $595.80 213.70 022.33 142.88 44,052.52 $1,850.40 838.51 974.19 091.23 $593.80 213.70 787.33 137.88 TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE. Year. - Net Premiums written. Net Losses paid. Net premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1929 $2,137,000 2,152,000 1,969,000 1,088,000 1,452,000 $1,018,000 1,239,000 1,181,000 976,000 671,000 $1,900,000 2,148,000 2,013,000 1,789,000 1,527,000 $1,099,000 1,285,000 1,186,000 911,000 709,000 57.82 1930 59.82 1931 1932 1933 58.92 50.92 40.43 F 50 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURJ ACCIDENT AND jIn CE PREM [UMS AND NSTJRANCE LOSSES IN 1933. SICKNESS 1 Name of Company. Accident Insurance. Sickness Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Gross Premiums, less Keturn Premiums. Gross Losses paid. { 1 { ! f ! { ! $208.20 •2,877.90 1,476.74 1,946.76 1,205.96 3,619.15 608.91 0,009.33 078.89 313.19 207.00 881.24 Nil 133.13 •230.90 2,750.30 —104.90 •25.00 028.45 565.21 •399.00 Nil 22,310.94 80.00 26,273.08 •221.45 4,750.65 •10.00 1.08 374.73 •12,104.54 15,297.83 3,458.20 141.46 23,472.78 263.51 560.00 944.80 •39,484.01 NU 29,807.80 3,820.50 120.50 92.13 1,063.26 25,967.01 0,529.44 2,845.42 •552.97 4.25 4,139.48 •1,990.45 •3,847.77 •17,290.77 Nil 284.05 ♦15,902.81 552.03 6,148.39 •5,054.90 705.00 2,429.72 823.20 2,894.52 117.40 30.55 $100.57 1,921.08 908.12 273.33 2,742.49 2,152.19 250.00 6,420.03 204.12 490.30 244.70 1,372.13 Nil 95.00 Nil 1,749.96 Nil •153.33 6.00 120.28 •195.72 •203.20 16,040.49 Nil 13,770.14 •979.97 12,697.61 NU Nil 59.38 ♦6,546.41 9,281.99 1,464.62 Nil 11,358.95 220.00 71.00 291.18 •11,015.84 Nil 21,225.01 1,434.70 Nil Nil 311.28 13,380.21 2,029.09 307.05 •014.42 Nil 1,392.44 •2,097.91 •2,254.72 •11,030.78 Nil Nil •7,820.72 299.63 1,037.00 3,501.00 118.20 Nil 466.40 1,261.52 34.25 Nil } Nil $890.27 886.45 620.11 4,071.63 Nil 2,372.30 389.14 37.74 Nil 92.24 Nil 72.50 ( - 1,059.48 \ Nil Nil 179.85 Nil Nil 22,064.09 Nil j 14,903.20 1,436.39 | Nil 55.69 j 9,650.69 1,794.92 35.74 16,176.2S 48.00 Nil 139.01 Nil NU 29,249.80 1,605.23 47.81 NU 333.93 17,821.04 2,508.50 1 | Nil Nil } 1,814.31 Nil Nil Nil 173.80 Nil 306.95 841.09 NU 1,000.51 102.87 731.75 65.10 21.10 NU $008.00 463.65 357.31 4,223.92 NU 1,424.21 350.65 Nil NU Nil Nil Nil 602.24 Nil Nil 83.16 NU Nil 10,802.00 Nil 8,471.63 1,240.41 Nil 118.77 9,164.99 523.39 1,112.28 5,946.79 Nil 94.16 28.91 Nil NU 14,780.53 921.83 Nil Consolidated Fire and Casualty Insurance Co Employers' Liability Assurance Corporation, Ltd.... The General Accident Assurance Co. of Canada- General Accident Fire & Life Assur. Corpn., Ltd. The General Casualty Insurance Co. of Paris Home Assurance Co. of Canada Imperial Guar. & Accident Insur. Co. of Canada Nil Nil Liverpool & London & Globe Insurance Co., Ltd, London & Lancashire Guar. & Accid. Co. of Canada. London & Provincial Mar. & Gen. Insur. Co., Ltd. London & Scottish Assurance Corporation, Ltd.... 6,539.75 962.27 Nil Nil 890.36 NU Nil Nil Nil Nil Nil 1,064.00 Nil 531.58 73.32 221.11 14.00 NU Loyal Protective Insurance Co Merchants Casualty Insurance Co North British & Mercantile Insurance Co., Ltd Occidental Life Insurance Co $308,255.30 $174,702.86 $133,600.77 $71,615.25 * Accident and sickness. - REPORT OP THE SUPERINTENDENT OP INSURANCE, 1933. P 51 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. ACCIDENT AND INSURANCE-—Continued. Name of Company. Accident Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Sickness Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Brought forward.. Ocean Accident & Guarantee Corporation, Ltd.. Phoenix Assurance Co., Ltd The Protective Association of Canada Provident Assurance Co The Provident Life & Accident Insurance Co.... Prudential o\ssurance Co., Ltd The Prudential Insurance Co. of America Railway Passengers Assurance Co Royal Exchange o\ssurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Indemnity Co Travelers Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd United Pacific Casualty Insurance Co United States Fidelty & Guarantee Co Western Assurance Co World Marine & General Insurance Co., Ltd.. Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd.. Totals Totals for 1932 $308,255.30 5,985.42 555.82 •28,282.71 70.00 •1,591.20 260.29 Nil 2,797.17 795.43 38,550.98 335.07 1,063.76 •1,350.03 55.00 Nil 27,795.31 266.77 9,480.33 NU 592.39 691.21 810.97 4,288.17 •6,729.03 849.40 $174,702.80 1,662.57 41.33 •19,817.29 Nil •829.95 287.25 NU 810.99 508.33 23,405.44 143.50 143.99 NU Nil NU 13,708.61 3,592.07 3,242.03 NU 185.37 278.00 697.14 654.72 •1,871.87 290.71 $133,000.77 980.63 171.60 Nil Nil Nil 141.49 Nil 1,123.27 361.26 26,030.72 —24.50 406.24 Nil Nil 20,479.09 132.93 10,053.45 Nil 148.09 153.58 250.30 Nil 1,251.70 $71,615.25 952.85 NU Nil NU NU 501.83 NU 349.25 20.40 15,506.02 475.00 161.16 NU NU 23,907.84 89.90 5,158.68 Nil 60.05 NU 146.65 Nil 996.72 $441,451.76| $246,934.02 $195,897.12| $119,941.63 $427,968.52! $274,859.38 $215,450,291 $153,131.08 * Accident and sickness. BOILER AND MACHINERY AND EXPLOSION INSURANCE. Name of Company. Boiler and Machinery Insurance. Explosion Insurance. Premiums. Losses. Premiums. Losses. $6,964.97 $4,258.01 Nil mi 91.22 Nil Nil Nil Nil Nil $30.22 Nil Nil NU 2,107.35 Nil NU NU Nil NU 363.90 337.48 Nil Nil 245.59 Nil NU Nil Nil Nil 19.42 Nil 23.89 NU Nil Nil Nil NU 1,033.90 $49.13 16,112.70 900.85 Nil Nil Nil Nil Nil Nil 10.00 Nil Nil Nil Nil NU Nil NU 102.03 Nil Nil Nil Nil Nil NU Nil Nil Nil 164.02 Nil 98.00 699.34 NU Nil 2,155.56 699.34 Nil Nil Nil Nil 33.19 Nil Nil Nil Nil Nil Nil NU .37 Nil Nil NU 712.48 Nil NU NU Nil Nil 1,683.16 Nil Nil Nil 96.43 NU Nil Nil $27,947.45 $6,895.02 $4,100.95 $49.13 $x^,014.55 $1,483.68 $7,940.34 Nil Boiler Inspection & Insurance Co. of Canada Canada Accident & Fire Assurance Co Connecticut Fire Insurance Co Continental Insurance Co County Fire Insurance Co Dominion of Canada General Insurance Co Employers Liability Assurance Corporation, Ltd Equitable Fire & Marine Insurance Co Fidelity & Casualty Co Fidelity-Phenix Fire Insurance Co General Accident Assurance Co. of Canada Great American Insurance Co Guardian Insurance Co. of Canada Insurance Co. of North America Maryland Casualty Co.... National Union Fire Insurance Co.. Niagara Fire Insurance Co Northern Assurance Co., Ltd Ocean Accident & Guarantee Corporation, Ltd.... Phoenix Insurance Co. of Hartford Royal Insurance Co., Ltd Sentinel Fire Insurance Co Springfield Fire and Marine Insurance Co Sun Insurance Office, Ltd Travelers Indemnity Co World Marine & General Insurance Co., Ltd Totals Totals for 1932 P 52 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. BURGLARY AND FORGERY INSURANCE. Name of Company. Burglary Insurance. Premiums. Losses. Forgery Insurance. Premiums. Losses. The Acadia Fire Insurance Co Alliance Assurance Co., Ltd Atlas Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Century Indemnity Co Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Continental Casualty Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd... Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada General Aceid. Fire & Life Assurance Corpn., Ltd.- General Casualty Co. of America General Casualty Insurance Co. of Paris General Indemnity Corporation of America Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Hartford Accident & Indemnity Co The Home Indemnity Co Home Insurance Co Hudson Bay Insurance Co '. Imperial Guarantee & Accid. Insur Co. of Canada.... Imperial Insurance Office Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co London & Lancashire Guar. & Ace. Co. of Canada.... London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd London Guarantee & Accident Co., Ltd Maryland Casualty Co Metropolitan Casualty Insurance Co National Surety Corporation Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Nor til west Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Phoenix Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd , Union Insurance Society of Canton, Ltd Carried forward NU $1,926.07 540.50 1,180.44 716.54 1,139.77 1,170.95 1,122.38 2,998.09 731.64 17,516.19 13,274.92 4,159,32 730.36 Nil 674.04 28.77 Nil 70.00 4,922.34 4,628.56 12.83 4,329.33 9,656.89 1,271.47 —5.10 492.49 9,239.51 3,651.84 1,084.91 Nil Nil 15,303.56 818.25 52.82 78.12 742.19 11,297.53 4,550.31 870.39 273.72 2,319.55 66.34 2,564.12 498.93 Nil 1,369.73 2,991.30 666.52 2,071.43 210.12 3,298.49 1,099.37 914.97 Nil 329.88 1,650.51 288.47 2,046.06 16,910.71 Nil 1,167.00 7,136.86 Nil 4,845.33 750.60 5,772.57 $180,225.90 NU $2,971.97 461.90 386.16 776.66 1,153.82 12.50 2,496.91 355.97 Nil 9,490.37 12,035.02 1,318.69 259.54 Nil 130.25 583.51 NU 21.50 1,517.36 8,706.07 Nil 2,863.42 3,975.55 573.12 Nil 589.35 11,131.66 4,344.84 1,363.80 Nil Nil 15,908.86 497.54 Nil Nil 1,515.63 9,697.34 3,040.04 204.99 75.00 2,000.35 24.85 3,228.11 315.31 Nil 1,497.90 1,857.49 451.97 2,109.48 Nil 1,317.20 274.00 765.62 Nil 320.23 667.30 303.05 2,166.55 18,402.19 NU 382.68 2,306.23 Nil 3,554.20 58.65 2,239.13 Nil Nil $212.731 134.79 636.49 10.33 $16.: Nil Nil Nil 11.481 Nil $142,768.43 25.00 2.14 NU 218.50 54.13 Nil 61.33 Nil $1,148.42 $235.38 REPORT OP THE SUPERINTENDENT OP INSURANCE, 1933. F 53 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. BURGLARY AND FORGERY INSURANCE—Continued. Name of Company. Burglary Insurance. Forgery Insurance. Premiums. Losses. Premiums. Losses. Brought forward $180,225.90 Nil 4,285.54 1,596.71 2,651.18 3441.56 2,454.13 $142,768.43 Nil 2,805.46 428.44 961.04 2,503.71 508.29 $1,148.42 249.45 $235.38 36.69 Western Assurance Co World Marine & General Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd.— Totals $194,655.02 $149,975.37 $1,397.87 $272.07 Totals for 1932 $158,288.08 $121,379.18 $782.69 $280.35 EARTHQUAKE AND PLATE GLASS INSURANCE. Name of Company. Earthquake Insurance. Premiums. Losses. Plate Glass Insurance Premiums. Losses. $11.00 Nil 21.35 Nil 323.64 $343.58 298.79 203.39 15,289.28 9,377.42 84.01 73.00 37.45 NU 1,096.09 328.11 77.08 126.82 620.47 mi 1,517.59 925.18 3,211.23 1,068.61 141.25 389.88 512.48 48.26 Nil Nil 31.47 93.25 oV« Nil Nil Nil Nil Nil 65.59 495.21 468.85 208.46 NU NU Nil Nil 107.54 Nil 2,914.50 1,460.78 3.14 573.74 616.65 261.55 Nil Nil 140.54 498.43 NU Nil 1,274.99 973.68 242.11 232.94 672.25 161.75 34.93 NU Nil Nil 623.48 595.72 858.04 848.81 Nit Nil 213.10 86.32 Nil Nil Nil Nil 716.86 386.92 Nil Nil 693.43 359.58 58.53 154.02 79.47 44.00 Nil Nil Nil Nil $33,057.18 $20,319.41 Alliance Assurance Co., Ltd , Atlas Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Columbia Plate Glass Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Century Indemnity Co Century Insurance Co., Ltd Citizens Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire and Casualty Insurance Co.... Continental Casualty Co Continental Insurance Co County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insur. Co., Ltd Employers' Liability Assurance Corporation, Ltd. Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada First National Insurance Co. of America General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corpn., Ltd... General Casualty Co. of America General Casualty Insurance Co. of Paris General Insurance Co. of America Globe Indemnity Co. of Canada Great American Indemnity Co Great American Insurance Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hartford Accident & Indemnity Co Home Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Carried forward $35.00 301.75 Nil $72.88 $336.75 $72.88 F 54 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933— Continued. EARTHQUAKE AND PLATE GLASS INSURANCE—Continued. Name of Company. Earthquake Insurance. •remiums. Losses. Plate Glass Insurance. Premiums. Losses. Brought forward Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd... London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Metropolitan Casualty Insurance Co Motor Union Assurance Co., Ltd National Provincial Insurance Co., Ltd National Surety Corporation North British & Mercantile Insur. Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd.... Phoenix Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Insurance Co., Ltd Saint Paul Fire & Marine Insurance Co Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Springfield Fire & Marine Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Trans-Canada Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd — Zurich General o\ccid. & Liability Assur. Co., Ltd... Totals Totals for 1932 $336.75 17.53 -176.71 545.22| 158.24 14.63 -271.78 150.50 75.00 38.00 $1,335.871 $72.88 NU Nil Nil NU Nil Nil NU Nil Nil $72.88 $0,037.89 $33,057.18 01.93 834.24 1,011.33 20.70 133.58 52.70 45.04 Nil 450.73 93.47 580.30 Nil 810.90 574.00 NU 837.31 267.22 1,791.20 027.53 191.02 112.11 83.96 1,144.02 1,110.80 Nil 106.70 NU NU 103.04 77.18 Nil Nil 200.90 34.80 527.41 Nil 587.57 452.50 168.75 334.22 195.21 $46,694,971 $20,319.41 Nil 631.79 428.46 34.85 37.88 21.10 09.05 73.90 213.10 NU 483.05 Nil 180.20 124.38 Nil 744.74 0.49 1,494.07 121.90 38.50 Nil 140.30 1,224.97 597.71 Nil Nil Nil Nil 12.55 09.75 Nil NU 208.47 Nil 05.35 Nil 509.53 377.11 NU 183.72 38.55 $28,457.54 $48,932,511 I $30,688.24 GUARANTEE, BOND, AND CREDIT INSURANCE. Name of Company. Guarantee Insurance. Bond Insurance. Premiums. 1 Losses. Premiums. Losses. Nil $235.00 Nil 859.89 1,358.85 Nil 2,017.17 102.50 739.48 9,960.93 11,679.66 18,708.89 258.75 Nil Nil NU $279.77 Nil NU 924.82 Nil Nil —270.26 1,106.41 4,518.94 Nil $S25.88 American Credit Indemnitv Co. of N.Y. (Credit) NU The Canada Accident & Fire Assurance Co., Ltd The Casualty Co. of Canada . $45,921.12 $6,829.94 $825.88 NU REPORT OP THE SUPERINTENDENT OF INSURANCE, 1933. F 55 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. GUARANTEE, BOND, AND CREDIT INSURANCE- Continued. Name of Company. GUARANTEE Insurance. Bond Insurance. Premiums. Losses. Premiums. Losses. Brought forward $45,921.12 Nil 253.75 Nil 4,341.42 2,093.77 Nil 2,580.23 2,470.11 273.07 2,218.97 886.04 2,196.53 146.30 Nil 3,100.88 2,295.91 321.50 75.62 236.80 2,290.68 3,214.49 NU 1,841.47 963.34 25.00 2,379.93 378.66 1,045.46 837.90 681.82 10.00 NU 57.50 336.55 1,232.53 3,540.98 5.00 Nil 3,384.59 338.50 Nil 3,989.52 1,568.26 307.38 1,028.80 $6,829.94 Nil Nil Nil 445.07 —434.65 Nil . 504.12 2,909.27 NU 162.18 5,000.00 Nil .35 Nil 3,952.86 153.80 Nil Nil Nil 394.30 NU NU —500.85 Nil NU 1,010.75 NU Nil Nil 2.20 Nil Nil Nil Nil Nil 4,987.80 NU Nil 704.00 NU Nil 1,691.24 NU Nil 3,032.33 $825.88 162.00 Nil Century Insurance Co., Ltd The Dominion of Canada General Insurance Co.... Employers' Liability Assurance Corporation, Ltd.... Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada The General Accident Assurance Co. of Canada.... General Casualty Insurance Co. of Paris The Globe Indemnity Co. of Canada The Guarantee Co. of North America Hartford Accident & Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accident Insurance Co $30.50 Indemnity Insurance Co. of North America Liverpool & London & Globe Insurance Co., Ltd. London & Lancashire Guar. & Accid. Co. of Canada. London & Provincial Mar. & Gen. Ins. Co., Ltd. Maryland Casualty Co Metropolitan Casualty Insurance Co. of New York.. North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd The Ocean Accident & Guarantee Corporation, Ltd. Phoenix Assurance Co., Ltd Provident Assurance Co The Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Insurance Co., Ltd Toronto General Insurance Co Western Assurance Co j The World Marine & General Insurance Co., Ltd.. The Yorkshire Insurance Co., Ltd Totals $98,930.44 $32,386.27 $987.881 $36.50 Totals for 1932 $129,216.11 $27,190.96 $3,023.77 $21.17 INLAND TRANSPORTATION AND MARINE INSURANCE. Name of Company. Inland Transportation Insurance. Premiums. Losses. Marine Insurance. Losses. Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co Atlas oVssurance Co., Ltd Carried forward $5,445.05 Nil 1,020.50 4,001.25 484.43 550.10 $3,998.12 Nil NU 2,911.87 Nil 13.00 J $5,074.311 Nil 1,966.91 1.969.07 NU Nil $11,507.93| 3,922.99 $9,010.29 $2,733.04 Nil Nil 690.51 Nil Nil $3,423.55 F 56 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Con tinned. INLAND TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Company. Inland Transportation Insurance. Premiums. Losses. Marine Insurance. Premiums. Losses. Brought forward Automobile Insurance Co. of Hartford Bankers' & Traders' Insurance Co., Ltd Boston Insurance Co British America Assurance Co British & Foreign Marine Insurance Co., Ltd British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Security Assurance Co Canadian General Insurance Co Canadian Indemnity Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd City of New York Insurance Co Columbia Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd County Fire Insurance Co The Dominion of Canada General Insur. Co., Ltd... Eagle Star & British Dominions Insur. Co., Ltd Equitable Fire & Marine Insurance Co... Fidelity-Phenix Fire Insurance Co Fire oVssociation of Philadelphia Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First American Fire Insurance Co First National Insurance Co. of America .... Franklin Fire Insurance Co. of Philadelphia General Accident Fire & Life Assur. Corpn., Ltd. General Insurance Co. of America Glens Falls Insurance Co The Globe Indemnity Co. of Canada Great American Insurance Co Guardian Insurance Co. of Canada Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co Home Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada. Imperial Insurance Office Indemnity Mutual Marine Insurance Co Insurance Co. of North America Insurance Co. of the State of Pennsylvania Liverpool & London & Globe Insurance Co., Ltd.. London & Lancashire Insurance Co., Ltd London & Provincial Mar. & Gen. Ins. Co., Ltd... London Assurance Corporation London Guarantee & Accident Co., Ltd Marine Insurance Co., Ltd Maritime Insurance Co., Ltd Maryland Insurance Co Mechanics & Traders Insurance Co Millers National Insurance Co Motor Union Insurance Co., Ltd National Fire Insurance Co. of Hartford National Union Fire Insurance Co Newark Fire Insurance Co New Brunswick Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co Carried forward $11,507.93 2.973.83| Nil 42.50 905.99 Nil NU NU Nil 103.50 Nil 2,122.17 67.00 Nil NU Nil 20.00 Nil 198.32 1,531.87 2,705.59 Nil 19.45 293.10 Nil 131.21 2,405.33 544.27 2,034.43 Nil 28.80 Nil 1,229.99 858.49 1,438.94 44.60 Nil 977.32 20.00 40.02 Nil Nil 18,051.07 Nil Nil 140.72 5,540.08 Nil 102.35 497.71 NU Nil 121.00 879.71 Nil 84.50 NU NU NU Nil 05.87 NU 249.07 NU Nil $57,983.33 $6,922.99 392.73 Nil Nil 276.96 Nil Nil Nil Nil NU NU 399.97 Nil NU Nil Nil Nil Nil NU NU 299.19 Nil Nil 52.85 Nil NU 342.11 71.91 103.29 Nil Nil Nil 68.48 3.50 55.25 NU NU Nil Nil 23.90 Nil Nil 6,586.90 Nil Nil NU 902.38 Nil Nil Nil Nil Nil NU Nil Nil 12.00 Nil Nil Nil Nil Nil Nil 646.55 NU Nil $17,160.96 $9,010.29 NU 1,901.24 NU 16,781.32 3,100.23 NU Nil NU Nil 17,393.28 Nil Nil Nil 6,859.44 Nil Nil NU 721.27 2,307.18 Nil 6,077.35 NU Nil Nil NU Nil 32,594.70 86,843.11 Nil Nil Nil NU Nil Nil Nil Nil 1,037.791 NU 38.25 NU 6,436.771 7,454.13 NU NU 4,577.05 27,327.30 Nil 4,360.95 775.60 208.77 9,441.72 Nil 10,404.02 11,390.81 Nil Nil Nil Nil NU 17,902.18 NU Nil NU Nil $285,015.81 $3,423.55 Nil 238.63 Nil 13,360.24 12,843.89 Nil Nil Nil Nil 3,613.20 Nil NU NU 4,154.89 Nil NU NU NU 61.64 Nil 441.75 Nil Nil Nil NU Nil 17,755.18 34,325.54 Nil Nil Nil Nil Nil Nil NU Nil 209.66 Nil Nil Nil 2,659.80 7,752.54 NU NU 43.54 3,438.30 Nil NU 229.95 Nil 843.83 Nil 2,640.23 4,798.64 NU Nil Nil NU Nil 6,860.43 Nil Nil Nil NU $119,690.43 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 57 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. INLAND TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Company. Brought forward Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire Association Norwich Union Fire Insurance Society, Ltd... Ohio Farmers Insurance Co Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Planet Assurance Co., Ltd Providence Washington Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Sentinel Fire Insurance Co Springfield Fire & Marine Insurance Co Standard Marine Insurance Co., Ltd Stuyvesant Insurance Co Sun Insurance Office, Ltd Thames & Mersey Insurance Co., Ltd Tokio Marine & Fire Insurance Co., Ltd Toronto General Insurance Co Travelers Fire Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United Firemen's Insurance Co United States Fire Insurance Co Westchester Fire Insurance Co Western Assurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd.. Yang-tsze Insurance Association, Ltd Yorkshire Insurance Co., Ltd Totals Totals for 1932 Inland Transportation Insurance. Premiums. $57,983.33 454.22 1,078.95 NU NU NU 1,032.86 NU Nil 1,938.12 2,994.27 Nil Nil Nil 287.55 2.78 NU 208.80 Nil 1,525.00 7,828.40 Nil Nil .62 797.71 2,164.06 Nil 21.50 NU 331.18 22.00 3,031.02 Nil 3,046.96 501.43 Nil 331.18 449.04 1,480.29 30.00 172.00 Nil NU Losses. Marine Insurance. Premiums. Losses. $17,160.96 305.00 18.24 mi Nil Nil NU NU Nil 145.90 408.55 Nil NU NU 131.06 Nil -Nil 168.36 Nil Nil 1,373.37 NU NU Nil 3.00 NU Nil NU Nil 72.01 NU 279.63 Nil 260.53 123.40 Nil 71.91 221.07 137.78 NU Nil Nil NU $88,319,331 $20,880.77 $80,060.22 $30,472.05 $285,015.81 Nil 21,994.34 281.34 Nil Nil 13,677.69 Nil Nil 35,257.84 Nil 4,513.88 Nil Nil Nil 54,341.08 NU Nil 2,403.06 25.051 22,958.39| 16,600.72 NU .25 19.78 51,078.70 Nil 4,562.46 22,300.05 12,045.43 NU Nil Nil 50,539.04 56,625.70 Nil 10,041.78 50,115.83 25,064.52 Nil 3,132.48 17,169.61 NU $119,690.43 Nil 15,897.30 6,152.62 Nil Nil 10,146.95 NU Nil NU NU Nil Nil Nil NU 29,510.59 38.37 Nil Nil 79.00 24,843.46 2,575.63 NU Nil Nil 45,185.78 Nil 4,939.67 8,643.50 8,752.11 Nil Nil Nil 4,708.45 12,868.39 NU 6,272.73 24,157.69 15,126.28 Nil 1,657.05 9,889.40 Nil $759,760,731 $351,140.40 $098,917.47 $604,806.88 PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE. Name of Company. Public Liability Insurance. Property Damage Insurance. Premiums. Losses. Premiums. Losses. NU NU $745.12 Nil 15.00 Nil 1,121.18 Nil Nil $35.00 NU Nil Nil 348.15 —S13.45I $215.00 SI.881.301 S383.15 Nil 1 S215.00 F 58 BRITISH COLUMBIA. TABLE VIL—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE—Continued. Name of Company. Public Liability Property Damage Insurance. Insurance. Premiums. Losses. Premiums. Losses. $1,881.30 $383.15 Nil $215.00 460.00 44.00 229.35 Nil 1,120.46 Nil Nil NU Nil NU 3,509.09 32.50 2,232.08 40.75 11,958.17 2,310.38 14,462.78 2,671.85 3,715.66 NU —40.51 Nil 589.06 17.05 Nil Nil Nil Nil 253.58 8.34 Nil Nil 124.30 Nil 348.30 Nil Nil Nil NU Nil 3,739.64 153.47 11,230.96 1,113.18 $34.00 Nil Nil NU Nil Nil 1,250.60 805.35 Nil Nil 25,299.92 5,467.78 1,043.70 NU —182.22 NU Nil Nil Nil Nil Nil Nil 4,972.25 93.35 1,327.08 5.00 Nil Nil 2,514.79 5,108.44 NU Nil Nil NU Nil Nil 3,723.59 120.00 51.14 NU NU Nil Nil Nil Nil NU Nil NU 510.18 2,375.00 5,124.42 138.38 4,632.52 528.05 18.00 Nil 558.78 NU Nil Nil 1,955.95 326.95 Nil Nil 43.75 Nil Nil Nil 127.90 4.00 oV« NU 554.61 21.45 Nil NU Nil Nil Nil Nil Nil Nil NU Nil 623.87 Nil $110,187.78 $21,768.42 $34.00 $215.00 Brought forward British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance Corporation, Ltd Casualty Co. of Canada.. The Century Indemnity Co The China Fire Insurance Co., Ltd Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire and Casualty Insurance Co Continental Casualty Co Continental Insurance Co County Fire Insurance Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd. Equitable Fire & Marine Insurance Co Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada Fidelity-Phenix Fire Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corpn., Ltd General Casualty Co. of America General Casualty Insurance Co. of Paris General Insurance Co. of America Glens Falls Insurance Co Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Hartford Accident & Indemnity Co Hartford Fire Insurance Co The Home Indemnity Co Home Insurance Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada.. Imperial Insurance Office Indemnity Insurance Co. of North America •Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Insur. Co., Ltd.. London & Scottish Assurance Corporation, Ltd London Assurance Corporation London Guarantee & Accident Co., Ltd Lumber Mutual Fire Insurance Co Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Mechanics & Traders Insurance Co The Metropolitan Casualty Insur. Co. of N.Y National Fire Insurance Co. of Hartford National Liberty Insurance Co National Surety Corporation New Y'ork Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd Carried forward REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 59 TABLE VIL—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE—Continued. Name of Company. Public Liability Insurance. Property Damage Insurance. Premiums. Losses. Premiums. Losses. 1 $110,187.78 2,212.23 Nil 506.25 44.95 3,499.87 Nil 47.35 Nil NU 182.75 388.19 NU 1,920.60 Nil 466.27 5,558.51 63.13 Nil Nil Nil Nil 1,138.63 Nil 89.11 1,131.47 122.67 2,871.56 252.54 1,995.34 Nil 1,162.31 Nil 5,858.65 2,921.06 2,314.28 $21,708.42 24.53 NU 722.35 Nil 702.65 NU Nil Nil NU Nil 112.50 NU 2,712.30 Nil 111.57 165.77 Nil NU Nil Nil Nil 7.30 NU 15.50 Nil Nil 1,278.31 NU 771.30 Nil 763.35 NU 7.50 259.37 2,155.37 1 i ■ Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd. ... Phoenix Insurance Co. of Hartford Railway Passengers Assurance Co Springfield Fire and Marine Insurance Co Zurich General Accid. & Liability Insur. Co., Ltd Totals $144,995.50 $31,638.09 $34.001 $215.00 Totals for 1932 $141,318.52 $98,299.33 $163.11 Nil TORNADO AND WEATHER INSURANCE. Name of Company. Tornado Insurance. Premiums. Losses. Weather Insurance. Premiums. Losses. American Insurance Co Canada Security Assurance Co Fidelity Plienix Fire Insurance Co First National Insurance Co. of America General Insurance Co. of America Glens Falls Insurance Co Hartford Fire Insurance Co Home Insurance Co. of New York Imperial Assurance Co Insurance Co. of North America London Guarantee & Accident Co., Ltd North Empire Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Ohio Farmers Insurance Co Phoenix Assurance Co., Ltd Springfield Fire & Marine Insurance Co Totals Totals for 1932 Nil $2.40 ,1 85.20 146.75 15.92 91.57 9.00 $350.841 $1,360.33| NU Nil Nil $135.80 Nil Nil mi $135.80 $227.45 $9.48 0.00 40.25 Nil 164.74 Nil 1.71 1.14 1.14 12.00 41.92 $278,381 $364.74 Nil Nil $72.50 68.40 665.75 Nil 3.50 3.50 3.50 Nil 436.04 $1,253.19 Nil F 60 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1933—Continued. MISCELLANEOUS INSURANCE. A.R., oVll Risk ; Av., Aviation ; B.K., Blanket Residence ; F., Fraud ; L.S., Live Stock ; R.T., Railway Tickets; S.L., Sprinkler Leakage. Name of Company. Premiums. Losses. Canadian General Insurance Co Dominion of Canada General Insurance Co Fidelity & Casualty Co. of New York Indemnity Insurance Co. of North America.. Maryland Casualty Co National Surety Corporation..... Phoenix Insurance Co. of Hartford Royal Exchange Assurance Toronto General Insurance Co Union Assurance Society, Ltd Yorkshire Insurance Co., Ltd Totals Totals for 1932 B.R. R.T. Av. L.S. S.L. F. S.L. A.R. B.R. A.R. L.S. $5,219.92 1,046.50 15.00 9.97 52.05 167.70 25.75 6.25 498.60 16.17 22.00 I $7,079,911 $8,654.02 $1,248.61 Nil Nil Nil 4.00 101.27 60.54 NU 120.10 Nil Nil $1,534.52 $2,701.19 TABLE VIIL—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE, FIRE, AND AUTOMOBILE. 1929. 1930. 1931. 1932. 1933. Accident, P L Sickness, P L Liability, P L Marine, P L Other forms, P... „ „ L... Total P. Total L. $531,000 263,000 227,000 152,000 136,000 43,000 1,158,000 723,000 610,000 93,000 $2,662,000 1,274,000 $522,000 289,000 249,000 158,000 184,000 57,000 1,106,000 724,000 607,000 251,000 $2,668,000 1,479,000 $494,000 323,000 246,000 159,000 143,000 171,000 848,000 554,000 556,000 263,000 $2,287,000 1,470,000 $428,000 275,000 215,000 153,000 141,000 98,000 699,000 605,000 457,000 307,000 $1,940,000 1,438,000 $442,000 247,000 196,000 120,000 145,000 32,000 759,000 351,000 472,000 242,000 $2,014,000 992,000 TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES. (For British Columbia Investments of Life Insurance Companies, see abstract of Returns of Life Insurance Companies, pages 41 and 42.) Name of Company. Mortgages. In other Securities. Aetna Casualty & Surety Co... American Automobile Fire Insurance Co American Central Insurance Co American Credit Indemnity Co The Anglo-Scottish Insurance Co., Ltd Beaver Fire Insurance Co Boiler Inspection & Insurance Co British ovmerica Assurance Co British Colonial Fire Insurance Co British Columbia Plate Glass Insurance Co British Crown Assurance Corporation, Ltd British Northwestern Fire Insurance Co.... Caledonian Insurance Co Carried forward Nil Nil Nil Nil NU $2,193.85 Nil Nil Nil Nil Nil Nil 182,492.60 $184,686.45 $50,000.00* 50,000.00 50,000.00 75,000.00 24,440.40f Nil 19,000.00 3,000.00» 14,989.10 5,251.62$ 44,466.67 32,500.00* 136,176.01 $504,823.80 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. F 61 TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES—Continued. Name of Company. Mortgages. In other Securities. Brought forward .'. Canada Accident & Fire Assurance Co Canadian Fire Insurance Co i Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Central Union Insurance Co Connecticut Fire Insurance Co Continental Casualty Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insurance Co., Ltd Employers' Liability Assurance Corporation, Ltd Ensign Insurance Co Equitable Fire & Marine Insurance Co General Accident Assurance Co, of Canada General Accident, Fire & Life Assurance Corporation, Ltd. General Insurance Co. of America Globe Indemnity Co. of Canada Guarantee Co. of North America Guardian Insurance Co. of Canada Halifax Fire Insurance Co Hartford Accident & Indemnity Co Hartford Fire Insurance Co Hudson Bay Insurance Co Imperial Insurance Office Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd London & Lancashire Insurance Co., Ltd London-Canada Insurance Co London Guarantee & Accident Co Lumber Mutual Fire Insurance Co Maryland Casualty Co Mercantile Fire Insurance Co Merchants Casualty Insurance Co Mercury Insurance Co Minnesota Implement Mutual Fire Insurance Co National Ben Franklin Fire Insurance Co North British & Mercantile Insurance Co., Ltd... North Empire Fire Insurance Co North River Insurance Co Northwestern National Insurance Co... Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Pearl Assurance Co., Ltd , Phoenix Assurance Co., Ltd Phoenix Insurance Co Protective Association of Canada Quebec Fire Assurance Co Reliance Insurance Co., Ltd Retail Hardware Mutual Fire Insurance Co Royal Insurance Co., Ltd Toronto General Insurance Co Union Marine & General Insurance Co Yorkshire Insurance Co., Ltd Totals $184,686.45 Nil Nil Nil Nil Nil NU NU Nil Nil 7,356.87 87,919.25 Nil NU NU Nil Nil Nil Nil Nil Nil Nil NU Nil NU Nil 12,828.72 Nil Nil Nil Nil NU Nil NU Nil Nil Nil NU Nil NU Nil Nil ■ Nil Nil Nil Nil Nil 171,903.041 Nil NU Nil Nil NU Nil Nil 20,000.001 Nil Nil 290,043.28 $504,823.80 68,000.00 52,748.58 87,000.00* 29,340.80 42,733.33* 11,000.00* 35,000.00 25,000.00 15,000.00* 40,000.00 117,000.00 52,653.44 103,333.33 10,000.00* 25,000.00 58,000.00* 32,450.00 12,000.00 5,000.00 99,090.00 66,333.33 50,000.00 100,000.00 50,000.00 07,500.00 NU 17,865.33 30,000.00* 43,800.00* 93,133.34* 25,000.00 244,486.71f 15,000.00f 44,733.33 109,239.99* 10,000.00 100,000.00 35,000.00* 95,000.00* 65,000.00 43,200.OOf 80,000.00* 50,000.00* 148,000.00* 40,000.00 0,460.48 217,710.21$ 77,088.00f 114,366.67 25,000.00 10,000.00* 19,466.67* 15,000.00 34,000.00 20,784.00$ 00,000.00* 57,000.00* 24,333.00* 430,000.00 $780,737.61 $4,159,074.34 * Par value. t Market value. X Book value. VICTORIA, B.C. Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1934. 1,925-634-8040
- Library Home /
- Search Collections /
- Open Collections /
- Browse Collections /
- BC Sessional Papers /
- TWENTY-THIRD ANNUAL REPORT OF THE SUPERINTENDENT OF...
Open Collections
BC Sessional Papers
TWENTY-THIRD ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1934… British Columbia. Legislative Assembly [1935]
jpg
Page Metadata
Item Metadata
Title | TWENTY-THIRD ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1934 (BUSINESS TRANSACTED IN 1933) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1933. |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1935] |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1935_V01_06_F1_F61 |
Collection |
Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2016 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0308235 |
AggregatedSourceRepository | CONTENTdm |
Download
- Media
- bcsessional-1.0308235.pdf
- Metadata
- JSON: bcsessional-1.0308235.json
- JSON-LD: bcsessional-1.0308235-ld.json
- RDF/XML (Pretty): bcsessional-1.0308235-rdf.xml
- RDF/JSON: bcsessional-1.0308235-rdf.json
- Turtle: bcsessional-1.0308235-turtle.txt
- N-Triples: bcsessional-1.0308235-rdf-ntriples.txt
- Original Record: bcsessional-1.0308235-source.json
- Full Text
- bcsessional-1.0308235-fulltext.txt
- Citation
- bcsessional-1.0308235.ris
Full Text
Cite
Citation Scheme:
Usage Statistics
Share
Embed
Customize your widget with the following options, then copy and paste the code below into the HTML
of your page to embed this item in your website.
<div id="ubcOpenCollectionsWidgetDisplay">
<script id="ubcOpenCollectionsWidget"
src="{[{embed.src}]}"
data-item="{[{embed.item}]}"
data-collection="{[{embed.collection}]}"
data-metadata="{[{embed.showMetadata}]}"
data-width="{[{embed.width}]}"
data-media="{[{embed.selectedMedia}]}"
async >
</script>
</div>

https://iiif.library.ubc.ca/presentation/cdm.bcsessional.1-0308235/manifest