TWENTY-SECOND ANNUAL REPORT
OF THE
SUPERINTENDENT OF INSURANCE
FOR THE
PROVINCE OF BRITISH COLOMBIA
1933
(BUSINESS TRANSACTED IN 1932)
PRINTED BY
AUTHORITY OF THE LEGISLATIVE ASSEMBLY.
VICTORIA, B.C. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1933. To His Honour J. AV. Fokdham Johnson,
Lieutenant-Governor of the Province of British Columbia.
May it please Youb Honour :
The undersigned has the honour to present the Twenty-second Annual Report of the Superintendent of Insurance for the year ended December 31st, 1932.
R. H. POOLEY,
Attorney-General.
Victoria, B.C., July 3rd, 1933. TABLE OF CONTENTS.
Page.
Report of the Superintendent of Insurance 5
Lists as at December 31st, 1932, of—
Insurers licensed '• 9
Underwriters' Agencies licensed 24
Reciprocal Exchanges granted Permits 24
Names of Companies licensed or ceased Business since December 31st, 1932 24
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co 25
Empire Life Insurance Co 26
Grand Council of Canadian Order of Chosen Friends 27
Home Assurance Co. of Canada 29
Mutual Fire Insurance Co. of British Columbia 30
Mutual Relief Life Insurance Co 31
Ontario Equitable Life & Accident Insurance Co 32
Provident Assurance Co 34
Provident Life & Accident Insurance Co 35
Sons of Scotland 37
Toronto General Insurance Co 38
United Pacific Casualty Insurance Co 40
Western Empire Life Assurance Co 41
TABLES.
Life Insurance—
I. Business of 1932 and Investments in the Province 43
II. Summary, 1928-32 45
Fire Insurance—
III. Business of 1932 45
IV. Summary, 1928-32 49
Automobile Insurance—
V. Business of 1932 49
VI. Summary, 1928-32 52
Other Classes of Insurance—
VII. Business of 1932 52
VIII. Summary, 1928-32 62
IX. Investments in the Province of Insurers other than Life 63 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
The Honourable R. H. Pooley, Victoria, B.C., July 3rd, 1933.
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-second Annual Report
of the Department of Insurance, covering the year ended December 31st, 1932.
At the end of the year there were 293 insurers licensed to transact business, seven new
companies having been licensed, as follows:—
American Colony Insurance Company, New York, N.Y.
Indiana Lumbermens Mutual Insurance Company, Indianapolis, Ind.
London and County Insurance Company, Limited, London, Eng.
National Liberty Insurance Company, New York, N.Y.
North River Insurance Company, New York, N.Y.
Pennsylvania Lumbermens Mutual Fire Insurance Company, Philadelphia, Pa.
Westchester Fire Insurance Company, New York, N.Y.
Ten companies ceased to do business in this Province during 1932, as follows:—
The American Equitable Assurance Company of New York, which allowed its contracts to
run to expiration under care of the Merchants & Manufacturers Fire Insurance Company.
The Canada National Fire Insurance Company, which went into liquidation in October,
1932, and whose business was taken over by the Sun Insurance Office, Limited.
Columbia Life Assurance Company, whose business was acquired by the Great West Life
Assurance Company.
The Fulton Fire Insurance Company, whose business in the Province was reinsured by the
Hanover Fire Insurance Company.
The North River Insurance Company, which merged with the Transportation Insurance
Company of New York and whose business was taken over by a new company of the same name.
The Pacific American Fire Insurance Company, which reinsured its business in the Province
with the Liverpool & London & Globe Insurance Company, Limited.
The Union Indemnity Company, whose business in the Province was reinsured by the
Continental Casualty Insurance Company and the Canadian General Insurance Company.
The Virginia Fire & Marine Insurance Company, which cancelled all its outstanding business
in the Province.
The United States Merchants and Shippers Insurance Company and the Westchester Fire
Insurance Company, which were merged into a new company of the same name as the latter
company.
A complete list of the various insurers licensed as at December 31st, 1932, will be found
on page 9. The following summary indicates the origin of the companies and how many have
Dominion registration in addition to a Provincial licence:—
Where incorporated.
Dominion
Provincial
Total.
Registration.
Licensees.
2
2
59
59
12
9
21
65
4
69
2
2
1
1
6
6
3
3
1
1
1
1
2
2
122
4
126
274
19
293
276
20
296
267
20
287
British Columbia
Canada
Other Provinces
Great Britain
Australia
China
France
Hong Kong
Japan
Sweden
Switzerland
United States
Totals
The comparative figures are for
1931
1930 F 6
BRITISH COLUMBIA.
On analysis the list shows that 42 companies are licensed for life insurance, 218 for fire
insurance, 172 for automobile insurance, and 83 for marine insurance. These figures cover only
the major classes of insurance, and it will be understood that the same company may be licensed
(for example) for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set forth at
length on pages 25 to 42 as in previous years.
Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen
Friends and the Sons of Scotland.
A list of underwriters' agencies, eleven in number, licensed in the Province will be found
on page 24.
Since the beginning of the year the Agricultural Underwriters, representing the Agricultural
Insurance Company, has been licensed, while the Canadian Motor Underwriters, representing
the Central Manufacturers Mutual Insurance Company and the Lumbermens Mutual Casualty
Insurance Company, and the Globe Underwriters Agency, representing the Globe & Rutgers Fire
Insurance Company, have ceased to carry on business.
Ten reciprocal exchanges hold permits under section 174 of the " Insurance Act" and the
list appears on page 24. The Equitable Fire Underwriters did not renew its permit this year.
For convenience the names of the companies, underwriters' agencies, and reciprocal exchanges
which have been licensed or have ceased business since December last are shown at page 24.
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purpose of comparison the corresponding figures for the year 1931 are shown in
the first column :—
1931.
Licences issued during 1932.
Suspended.
Cancelled or
revoked.
1,566
2,094
35
3,095
Life agents 1,358 '
Other than life agents 2,077
Adjusters 38
3,473
Nil
Nil
Tables showing the business transacted in fire, life, automobile, and miscellaneous classes of
insurance during the year will be found on pages 43, 45, 49, and 52, and summaries for the past
five years on pages 45, 49, 52, and 62, respectively.
The business of insurance has during the depression been subjected to a more severe test
than it has ever been called upon to face, but the failures have been conspicuously few. In
contrast with the banking business in the United States, the insurance companies have weathered
the storm in remarkable fashion, though in some cases heroic measures were necessary. Many
valuable lessons have been learned, particularly that insurance companies must in the long run
depend for profits on sound underwriting in the first place, and only secondarily on the skill
with which their funds are invested. That is the principle on which British insurance is based
and it will undoubtedly be observed more in the future than it has been in the past.
The general financial conditions brought to the front the proper method of valuing the
securities held by insurance companies. It became obvious that stock exchange quotations were
not the true test, at any rate in an abnormal period, and it also became apparent that a method
suitable for a fire insurance company is not necessarily appropriate for a life insurance company.
The problem has been widely discussed and is not yet settled. For the time being companies
may value their securities on a special basis sanctioned by the various Insurance Departments
in Canada and the United States.
The figures for life insurance show the effect of the depression, though the comparatively
small decrease in both premiums and insurance in force is testimony to the strength and depth
of life insurance in Canada. Loans on and surrenders of policies were again high, and it is
estimated that 20 per cent, of the $300,000,000 of assets of the Canadian companies now consists
of loans to policyholders—an increase of 50 per cent, in the last three years. In the United
States emergency regulations had to be put into force to check the drain of cash due to loans
and surrenders. The ratio of lapses was again large; the figures compiled by the Dominion Department show that the amount of lapsed business during 1932 was 55 per cent, of the gross
new business written and during 1931 nearly 46 per cent. This is the biggest problem facing
the companies to-day. On the other side of the account they have endeavoured to eliminate
any extravagance and waste and will be in good shape to take advantage of the return of
prosperity. It has been suggested that the present scales for loans and cash surrender values
should be lowered, but no justification for that has been shown. It is quite likely that the
experiences of the depression will lead to certain changes in the business and the selling of
life insurance. The public may prefer more " protection" in the form of non-participating
policies to the " investment" type of policy with " profits," and the annuity business promises
a big field of expansion.
A good many people were unfortunately obliged to rearrange the life insurance they were
carrying and the companies were ready to do their utmost to prevent a complete loss. If,
however, the policyholder with this object in view changed from one company to another, it
almost invariably involved a considerable loss. It is regrettable that some agents in their zest
for business have not realized that what is known as " twisting " is reprehensible ethics and
lowers the standards of life insurance. Unless the policyholder is presented with an absolute
accurate statement of the effect of changing from one to another company, the agent incurs the
suspicion of misleading the public and is in danger of losing his licence.
Notwithstanding the adverse conditions, both sickness and death rates were extremely low
last year according to figures compiled by the Metropolitan Life Insurance Company, and 1932
was in that respect a record year for that company.
The fire insurance companies suffered from a considerable drop in premiums and in many
cases a lessened investment income, while the losses were slightly higher than in 1931. To
illustrate the effect of the depression, I quote an estimate that the income of all American
companies in 1929 was $1,005,000,000, but in 1932 only $672,000,000. The chief factors responsible were " reduction of building values, low prices of commodities, depleted stocks of merchandise, curtailed production, lack of purchasing-power, and dearth of new construction." The
mortality among the 85 new companies of 1927 to 1929 was such that only 29 were still in
business in 1932. However, the experience has been valuable and underwriting will be all the
sounder in the future. It has been said that " almost imperceptibly fire insurance, once a
business merely for indemnifying for loss, has become a business for furnishing protection against
loss " ; this observation refers to the services performed by the fire insurance organizations by
way of inspections, regulation and control of hazards, standardizing of construction and all
kinds of apparatus, and engineering service to cities with respect to water-supplies and fire
departments. Prevention is the modern policy and the same trend is seen in life insurance.
A feature of the losses was an " increased burning ratio " in dwelling-houses, many fires
being of a highly suspicious character. The companies have also been directing attention to
the large number of " scorch " claims arising from cigarettes, etc., and amounting (it has been
calculated) in the United States to over $4,000,000 per annum. As payment of these losses is
in law really gratuitous, the companies are likely—and quite properly—to refuse payment in
the future.
The problem of " free insurance "—that is to say, policies which are written but not taken
and finally cancelled for non-payment of premiums—has been the subject of much discussion
and thought. It is admitted on all hands that the question constitutes the greatest evil in the
fire-insurance business, but, although numerous suggestions have been propounded, no acceptable
solution has yet been found. Unless the companies can succeeed in eradicating the abuse, it
seems that legislation will be inevitable. It is manifestly unjust that any person should be
allowed to secure insurance without paying for it, with the result that those who do pay have
to be charged a higher rate.
The premiums for automobile insurance also were lower, but a decrease in losses produced
a better ratio than last year. The new legislation came into effect on September 1st, 1932, and
appears to be working satisfactorily. It was only amended in one respect this year. The
" financial responsibility " measures enacted here last year are now in force in almost all the
Provinces.
The general trend in the insurance business for 1932 appears in the miscellaneous classes,
but though the premiums were in lesser volume, the results were more favourable to the
companies. No doubt the underwriting was more selective. It is perhaps a symptom of the times that the losses in burglary and plate-glass insurance were higher. The guarantee insurance class was again very profitable.
Insurance agents have suffered like the companies from the decrease in business and at
least in some degree from the competitive methods of the business. In fire insurance " volume "
was the great objective, and in order to secure that, too many companies were overindulgent
in credit and enforcing collection of premiums and overhasty in settlement of losses. It was
only natural that the agents adopted a similar attitude, which has proved to be unsound in
everybody's interest. It is to be expected that in the future proper business principles will
be practised.
Educational training in insurance is coining more and more to be recognized as the first
and most important step to improvement in agency standards. It is of great significance that
a large number of life insurance agents in the Province have obtained the diploma conferred
by the Life Underwriters Association of Canada, entitling them to be called " Chartered Life
Underwriters" (C.L.U.). The Vancouver Institute of Insurance is also making splendid
progress.
The difficulties regarding the constitutional jurisdiction over insurance have not yet been
settled, and the Dominion-Provincial Conference at Ottawa, which I attended last January,
failed to evolve a satisfactory solution. Ontario and Quebec, with which British Columbia
co-operates, are not content with the present state of affairs and still claim, as was pointed out
in my report last year, that the Dominion Department is exercising administrative powers which
belong only to the Provinces. There is little doubt that these powers will be challenged.
Meanwhile the "Insurance (Temporary Provisions) Act" here and in other Provinces has
been renewed.
The Conference of the Association of Provincial Superintendents of Insurance was again
held last year in Winnipeg. The principal subject was the proposed amendments to the uniform
life insurance legislation in force in all Provinces (except. Quebec) ; these will receive intensive
consideration before any recommendation for enactment is made. The new automobile insurance legislation was also discussed, but, although various amendments were put forward, it was
determined that the legislation should first have a thorough trial.
The amendments to the " Insurance Act" are not included this year as they are rather
lengthy. The provisions relating to Dominion licences have been eliminated from the Act; the
part dealing with the licensing of insurance agents and adjusters was entirely revised, and
there are some other miscellaneous amendments.
"REAL-ESTATE AGENTS' LICENSING ACT."
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purposes of comparison the corresponding figures for the period ended June 30th,
1932, are shown in the first column:—
1931-32.
1932-33.
924
Nil
Licences issued
748
Licences cancelled or revoked
Nil ■
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance. y
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F 24 BRITISH COLUMBIA.
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT."
Agricultural Underwriters Agency, representing the Agricultural Insurance Company.
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Edinburgh Underwriters' Agency, representing Scottish Union & National Insurance Company.
Laurentian Underwriters Agency, representing the British Colonial Fire Insurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Rochester Underwriters Agency, representing Great American Insurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE " INSURANCE ACT " HAVE BEEN GRANTED.
Affiliated Underwriters, New York, N.Y.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Individual Underwriters, New York, N.Y.
Inter-Insurance Exchange, Kansas City, Mo.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
New York Reciprocal Underwriters, New York, N.Y.
Underwriters Exchange, Kansas City, Mo.
Warner Reciprocal Insurers, Chicago, 111.
COMPANIES, UNDERWRITERS' AGENCIES, AND RECIPROCAL EXCHANGES WHICH
HAVE BEEN LICENSED OR CEASED BUSINESS SINCE DECEMBER 31st, 1932.
Licences issued.
The Agricultural Underwriters, representing the Agricultural Insurance Company.
Ceased Business.
Insurers—
American Colony Insurance Company.
American Home Fire Assurance Company.
Globe & Rutgers Fire Insurance Company.
National Surety Company.
National Union Indemnity.
Ocean Marine Insurance Company, Limited.
Preferred Accident Insurance Company.
Svea Fire & Life Insurance Company.
Universal Insurance Company.
Underwriters' Agencies—
Canadian Motor Underwriters Agency, representing the Central Manufacturers Mutual
Insurance Company and the Lumbermens Mutual Casualty Insurance Company:
Globe Underwriters Agency, representing the Globe & Rutgers Fire Insurance Company.
Reciprocal Exchanges—
The Equitable Fire Underwriters. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 25
Annual Statements for the Year ended December 31st, 1932, of
Insurers holding Provincial Licences.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter J. Albutt. H. AV. Chamberlain.
F. M. Chaldecott. S. Robinson.
F. G. Syder.
F. G. Syder, Secretary.
Statement for the Year ended December 31st, 1932.
Bonds and debentures (book value) $62,501.27
Cash in banks 983.36
Interest due and accrued 1,242.71
Agents' balances and premiums uncollected (net, commissions deducted) 9,736.23
Bills receivable 163.10
Deduct assets not admitted— $74,626.67
Agents' balances on premiums written prior to October 1st, 1932 $7,386.34
Deficiency of market under book value of bonds and debentures 10,955.13
Interest due 464.33
18,805.80
$55,820.87
Liabilities. =d
Reserve of unearned premiums (net, at 80 per cent.) $17,107.02
Taxes due and accrued 537.72
Capital stock—
Authorized $25,000.00
Subscribed and paid up 9,600.00
Surplus 28,576.13
$55,820.87
Profit and Loss Account. =
Premiums earned (net) $18,210.87
Losses and claims incurred (net) $10,808.59
Commissions 7,006.68
Taxes ; 635.88
Salaries, fees, and travelling expenses 1,370.00
All other expenses 78.66
19,899.81
Underwriting loss $1,688.94
Other revenue—
T , , -, ($3,132.93
Interest earned >
I 464.33
Increase in market value of investments 4,910.00
8,507.26
Other expenditure— $6,818.32
Decrease in market value of investments $4,780.00
4,780.00
Net profit for the year $2,038.32 F 26
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
Amount
Amount
subscribed.
paid.
$3,000.00
$3,000.00
2,300.00
2,300.00
100.00
100.00
100.00
100.00
200.00
200.00
500.00
500.00
500.00
500.00
100.00
100.00
100.00
100.00
200.00
200.00
100.00
100.00
700.00
700.00
500.00
500.00
200.00
200.00
500.00
500.00
500.00
500.00
Albutt, Edith A
Albutt, W. J
Akroyd, H. C
Barnsley, Rev. Ego
Blythe, Miss F. I
Chaldecott, F. M
Chamberlain, H. W
Charlson, Miss E. H
Creery, A. McC
Hope, C. E
Martin, W. E
Pound, A. M. (Executor, Estate of
A. F. Beasley)
Robinson, S
Rogers, J
Syder, Frank G
Traill, Bell-Irving & Bell-Irving
(Executor, Estate of H. Bell-
Irving)
Vancouver
Vancouver
Vancouver
North Wales, England
Victoria
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
Vancouver
$0,600.00
I
$9,600.00
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Out.
Directors.
John Hallam. C. P. Fell.
B. R. McKenzie. A. H. Keith Russell.
J. M. Vaughan. Geo. M. Orr.
A. J. Walker. A. H. Vanderburgh.
J. Ross Paterson, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $21,703.25
Mortgages on real estate 470,702.55
Loans and advances to policyholders : 223,261.11
Bonds and debentures (amortized book value) 628,033.34
Stocks (book value) 997.253.16
Cash on hand and in banks 94,181.68
Advances to agents 3,204.57
Interest due and accrued , 28,456.82
Premiums due and uncollected (net) 107,805.74
Accounts receivable 383.G9
$2,574,985.91
Liabilities.
Liability under assurance and other contracts (net) $1,825,575.00
Provision for unpaid death losses and disability claims 9,766.00
Amounts left with Company 13,159.08
Premiums paid in advance 3,293.77
Taxes due and accrued 8,786.61
Salaries, rents, and office expenses due and accrued 3,470.51
Medical examiners' fees due and accrued 284.00
Legal fees due and accrued 500.00
Commissions to agents 614.95 Deficiency of market under book value of bonds and debentures
Deficiency of market under book value of stocks
Capital—
Authorized $5,000,000.00
Subscribed 2,607,500.00
Paid up ." $623,360.00
Less deficit 135,015.67
$2,321.00
218,870.66
488,344.33
$2,574,985.91
Income.
Premium income (net) $482,602.45
Consideration for supplementary contracts 5,000.00
Interest and dividends 85,784.31
Rents 1,075.00
$574,461.76
Disbursements.
Disbursements under assurance contracts $165,759.36
Payments on supplementary contracts 50.00
Amounts left with the Company and withdrawn 5,843.75
Taxes, licences, and fees 10,553.47
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous 48,244.02
Branch office and agency expenses—Commissions, advanced to agents, salaries,
travelling expenses, and miscellaneous 98,191.95
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees, medical
fees, and miscellaneous 17,906.19
Loss on sale or maturity of bonds 591.00
Balance 200,322.02
$574,461.76
Returns for British Columbia.
(See page 43.)
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
Eccles J. Gott. W. Benson.
J. L. Archer. W. H. Montague.
J. L. Davidson. Sheriff Alex. Monis.
C. H. Fitch, Secretary.
Prof. A. M. MacKenzie, Actuary.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $32,000.00
Loans on policies 68,395.41
Bonds (amortized book value) 2,419,757.13 .
F 28 BRITISH COLUMBIA.
Cash in bank $84,293.62
Deposit, Province of Quebec 5,000.00
Interest due and accrued 65,718.97
Premiums due (estimated) 32,836.01
Other assets 1,911.43
2,709,912.57
Deduct assets not admitted—-
Deficiency of market under book value of bonds and debentures in default .... 86,205.77
$2,623,706.80
Liabilities.
Provision for unpaid claims $41,057.42
Premiums paid in advance 660.69
Reserves—
Mortuary Fund $2,190,300.00
Sickness Fund 209,510.00
Children's Fund 9,300.00
2,409,110.00
Balance 172,878.69
$2,623,706.80
Income.
Mortuary Fund $436,666.13
Sickness Fund and Funeral Fund 28,752.36
Child Insurance Fund 3,480.15
Guarantee Fund 367.27
Assessments, dues,- fees, and fines -. 13,940.70
Other revenue - 1,026.10
$484,232.71
Disbursements.
Mortuary Fund $289,317.59
Sickness and Funeral Fund 20,187.84
Child Fund - 500.00
Guarantee Fund 68.54
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and
expenses, travelling expenses, rents, printing and supplies, and miscellaneous 23,401.43
Agency and organization expenses—Commissions and miscellaneous 4,769.39
All other expenses—Advertising, legal fees, medical fees, taxes and licences, telephone, telegrams and express, official publications, and miscellaneous 8,923.27
Balance 137,064.65
$484,232.71
T Returns for British Columbia.
Income—
Mortuary Fund $11,146.47
Sickness and Funeral Fund 646.76
Child Insurance Fund 231.01
Guarantee Fund 8.30
General Fund 713.29
$12,745.83 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 29
Disbursements—
Mortuary Fund $9,926.00
Sickness and Funeral Funds 352.15
General Fund 1,183.12
$11,461.27
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
F. A. Ogilvie. J. G. Norstrant.
A. Corrie. E. Roberts.
Dr. W. D. Dieson. G. A. Wilson.
G. Fisher. D. A. Fraser.
H. Wingfield.
G. A. Wilson, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Mortgage loans on real estate $9,259.98
Bonds, debentures, etc. (amortized book value) 138,896.83
Cash on hand and in banks 14,100.16
Interest due and accrued 1,488.44
Agents' balances and premiums uncollected (net, commission deducted) 1,482.69
Furniture and fixtures (after depreciation) 2,892.95
Other assets 474.96
$168,596.01
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1932 $552.50
Furniture and fixtures 2,892.95
Prepaid licences : 385.00
3,830.45
$164,765.56
Liabilities.
Unpaid claims $12,346.70
Reserve of unearned premiums 32,109.52
Cash dividends to shareholders due and unpaid 2,537.50
Taxes due and accrued 3,129.41
Special reserve 4,000.00
Capital stock—
Authorized $500,000.00
Subscribed 500,000.00
Paid up 60,632.00
Surplus 50,010.43
$164,765.56 F 30
BRITISH COLUMBIA.
Profit and Loss Account.
Premiums earned (net) $109,729.09
Losses and claims incurred (net) $44,642.05
Commissions 30,517.09
Taxes 3,807.80
Salaries, fees, and travelling expenses 16,791.70
Other expenses 10,467.87
106,226.51
Underwriting profit $3,502.58
Other revenue—■
Interest earned $7,123.92
Rebate, 1930 income tax 16.10
United States premium 513.47
Reserve for claims 6.25
$7,659.74
Other expenditure—
Interest on money borrowed for investment $131.65
Bad debts written off 895.76
1,027.41
6,632.33
Net profit $10,134.91
Returns for British Columbia.
(See pages 50 and 52.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
J. W. Berry, M.L.A. W.. H. Higginson.
D. A. McKee. R. U. Hurford.
Wm. Newby. J. W. Miller.
Archibald Blair, Jr. Thos. Laing.
Henry Bose. H. E. Page.
Hanford Lewis. W. J. Park.
C. E. Whitney-Griffiths.
Wm. Townsley, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (assessed value) $3,340.00
Cash in bank 4,811.68
Premiums due and unpaid 4,501.53
Premium instalments not yet due 38,940.87
Premium notes 126,049.96
Commissions not yet earned 9,566.48
Deposit 5.00
$187,215.52
Liabilities.
Claims unpaid $17.15
Reserve of unearned premiums (cash plan) 16,408.99
Commission earned 880.27
Taxes 264.22
Premium note reserve 126,049.96 I
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 31
Statutory reserve $13,000.00
Balance 30,594.93
$187,215.52
Income.
Cash premiums (cash plan) $13,933.34
Cash premiums (instalments) 25,646.16
Assessments 4,537.76
Interest 256.12
Other sources 67.98
Deficit 9,931.30
$54,372.46
Disbursements.
Losses paid $35,260.61
Commissions 5,768.74
Adjustment expenses 222.44
Salaries, directors' and auditors' fees 7,885.13
Rent and light 1,497.07
Reinsurance 281.54
Miscellaneous 3,456.93
$54,372.46
MUTUAL RELIEF LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
J. C. Connell. H. C. Connell, B.A., M.D.
D. A. Shaw. J. M. Campbell.
C. C. Folger. AV. A. Mackintosh, M.A., B.A.D.
Jos. Powley. Jos. Rigney.
Wm. McDonald. W. T. Connell, M.D.
Wm. Jackson. H. B. Muir.
Hon. T. A. Kidd, M.L.A.
AV. T. Fortye, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $155,027.94
Mortgages on real estate 717,000.00
Loans 35,000.00
Loans and advances to policyholders 273,820.61
Bonds and debentures (amortized book value) 3,658,351.58
Stocks (book value) 194,909.92
Cash on hand and in banks 50,192.48
Advances to agents 2,594.28
Interest and dividends due and accrued 80,559.07
Rents due and accrued 1,366.66
Premiums due and unpaid 52,397.85
$5,221,220.39 '
F 32 BRITISH COLUMBIA.
Liabilities.
Liability under assurance and other contracts (net) $4,694,102.00
Surrender values under cancelled contracts (net) 15,000.00
Liability for payments due under contracts 45,512.67
Provision for unreported death losses and disability claims 5,000.00
Amounts left with Company 8,974.28
Premiums paid in advance 29,172.86
Salaries, rents, and office expenses 13,700.00
Commissions to agents due and accrued 631.21
Deficiency of market under book value of bonds and debentures in default 221,241.38
Deficiency of market under book value of stocks 42,228.02
Other liabilities 23,688.92
Undivided surplus (without provision for bonds and debentures not in default) 121,969.05
$5,221,220.39
Income.
Premium income $600,495.30
Interest and dividends 234,751.34
Rents 4,789.35
Premium on New York funds 10,376.73
Profit on sale or maturity of bonds 2,001.10
Other sources : 314.15
$852,727.97
Disbursements.
Disbursements under assurance contracts $512,S68.14
Taxes, licences, and fees 8,749.11
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous 55,728.77
Branch office and agency expenses—Commissions advanced to agents, salaries,
travelling expenses, rents, and miscellaneous 154,165.92
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees, medical
fees, and miscellaneous 27,235.64
Loss on exchange of bonds 1,355.21
Balance : 92,625.18
$852,727.97
Returns for British Columbia.
(See page 43.)
THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
Herbert Begg. E. C. Mitchell.
H. C. Bertram. Chas. S. Morton.
Hon. F. C. Biggs. W. E. Payne, K.C.
A. AV. Briggs, K.C. E. K. Reiner.
W. E. Long. J. M. Riddell.
Hon. H. MacPherson. J. M. AYalton.
J. A. Martin.
M. J. Smith, Secretary. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 33
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $264,506.11
Mortgages on real estate 3,493,059.46
Loans to policyholders 1,461,794.52
Loans secured by stock, etc 30,000.00
Bonds and debentures (amortized book value) 2,552,522.71
Stocks (book value) 111,419.34
Cash on hand and in banks 118,098.71
Accounts receivable 757.13
Interest due and accrued 225,152.80
Premiums due and uncollected and deferred 287,850.10
1,545,160.88
Liabilities.
Liability under assurance and other contracts (net) $7,209,600.00
Liability for payments due under contracts 30,915.50
Provision for unreported death losses and disability claims 15,000.00
Amounts left with Company 35,122.75
Premiums paid in advance 12,330.23
Taxes due and accrued 22,000.00
Medical examiners' fees and accounts due and accrued 5,000.00
Reserve for loss on investments 170,000.00
Deficiency of market under book value of bonds and debentures 273,059.09
Deficiency of market under book value of stocks 33,585.34
Agents' balances 9,116.42
Commuted payments not yet due to shareholders of Policy Holders Mutual 4,052.66
Other liabilities 8,758.61
Capital—
Authorized $8,000,000.00
Subscribed 6,741,600.00
Paid up 655,055.90
Undivided surplus - 61,564.38
$8,545,160.88
Income.
Premium income , $1,263,508.24
Interest and dividends 402,744.69
Rents 7,733.41
$1,673,986.34
Disbursements.
Disbursements under assurance contracts $774,140.36
Net payments on supplementary contracts 654.00
Interest or dividends to shareholders 13,098.02
Taxes, licences, and fees 30,797.48
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
and rents 87,426.30
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous 152,917.99
All other expenses—Advertising, office furniture and supplies, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal
fees, medical fees, and miscellaneous 46,149.68
3 F 34
BRITISH COLUMBIA.
Loss on sale or exchange of bonds, $19,661.23, and real estate, $6,850.81
Balance
$26,512.04
542,290.47
$1,673,986.34
Returns for British Columbia.
(See page 43.)
THE PROVIDENT ASSURANCE COMPANY.
Head Office—Montreal, Que.
Directors.
Hon. P. R. du Tremblay. Henri Geoffrion.
Maxime Raymond. J. H. Rainville.
A. J. Major. J. H. Pigeon.
R. O. Sweezey. Alderic Raymond.
Z. Fontaine.
J. E. Rochon, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $367,212.53
Mortgages on real estate 30,558.19
Loans secured by bonds, stocks, etc 22,000.00
Bonds and debentures (amortized book value) 470,050.95
Stocks (book value) 231,316.01
Cash on hand and in banks 29,048.27
Interest, dividends, and rents 10,799.48
Agents' balances and premiums uncollected (net, commission deducted) 170,213.57
Bills receivable 5,131.16
Amount clue from reinsurance on losses already paid 76,755.04
Furniture, fixtures, and plans : 45,106.25
Loans on life policies 41,153.41
AVorkmen's Compensation Reinsurance Bureau 32,888.67
Excess of market over book value of bonds 4,984.80
Estimated additional, extra premiums on pay-roll audits 54,000.00
Other assets 33,379.50
$1,624,597.83
Deduct assets not admitted—
Deficiency of market under book value of stocks $69,758.01
Deficiency of market under book value of bonds in deposit with
Workmen's Compensation Reinsurance Bureau 2,169.14
Agents' balances on premiums written prior to October 1st, 1932 .... 49,860.64
Bills receivable 11,757.64
Plans, furniture, and fixtures 45,106.25
Reinsurers 31,209.73
Depreciation on real estate 1,037.83
$210,899.24
Less contingency reserve 28,953.85
181,945.39
$1,442,652.44 ^^^^™
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 35
Liabilities.
Provision for unpaid claims $329,227.87
Provision for unreported and reopened claims 10,000.00
Reserve of unearned premiums carried out at 80 per cent, thereof 267.887.4S
Taxes due and accrued 2,300.00
Reinsurance 203,924.69
Contingency reserves 28,953.85
Reserve on life policies 175,905.00
Sundry creditors 22,201.11
Capital—
Authorized , $2,000,000.00
Subscribed 1,000,000.00
Paid up 304,780.00
Surplus 97,472.44
$1,442,652.44
Profit and Loss Account.
Premiums earned (net) $995,608.75
Losses and claims incurred (net) $597,553.05
Adjustment expenses (net) 44,708.45
Commissions 201,088.80
Taxes 27,514.43
Salaries, fees, and travelling expensess 138,563.74
Other expenses 90,976.75
1,100,405.22
Underwriting loss $104,796.47
Other revenue—
Interest and dividends $37,913.72
Rents earned 1S,603.59
Bad debts previously written off 1,067.00
Profit on sale of bonds 335.17
Adjustment of bonds by amortization 895.15
■ 58,814.63
Other expenditure— $45,981.84
Loss on sale of bonds $1,216.64
Decrease in market value of bonds 3,000.61
Decrease in market value of stocks 43.00
Decrease in market value of bonds in deposit with Workmen's
Compensation Reinsurance Bureau 2,169.14
■ 6,429.39
Net loss for the year $52,411.23
Returns for British Columbia.
(See pages 47, 51, and 53.)
THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY.
Head Office—Chattanooga, Tennessee.
Directors.
Robert J. Maclellan.
Alexander W Chambliss.
J. P. Haskins.
T. R. Preston.
S. L. Probasco.
AV. E. Brock.
P. J. Krusei.
W. C. Cartinhour.
John A. Chambliss.
J. AV. Kirksey.
S. E. Cartinhour, Secretary. F 36
BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1932.
Assets.
Real estate (book value) $1,000,457.20
Mortgage loans on real estate 1,535,019.35
Loans secured by bonds 11,071.93
Bonds (book value) 1,301,811.78
Stocks (book value) 81,030.00
Cash on hand and in banks 230,482.65
Premiums (accident and health) (gross) 414,9S3.81
Agents' balances 10,393.76
Interest due and accrued 50,543.92
Assets from Life Department 1,339,964.74-
Miscellaneous 50,581.90
$6,026,341.04
Deduct assets not admitted—
Furniture and fixtures $32,513.97
Premiums in course of collection effective prior to October 1st, 1932 15,163.93
Bills receivable 5,231.07
Loans 730.68
Assets from Life Department 31,971.70
Other assets 28,513.81
114,125.16
5,912,215.88
Liabilities.
Unpaid claims $600,158.00
Reserve for unearned premiums 553,419.46
Commissions to agents : 87,414.52
Salaries, rents, etc., due or accrued 2,532.11
Taxes 86,265.80
Investment fluctuation reserve 30,000.00
Contingent reserve 139,539.41
Interest paid in advance 25,990.04
Liabilities from Life Department 2,986,896.54
Capital paid up 800,000.00
Surplus 600,000.00
$5,912,215.88
Income.
Premium income (net) : $3,691,521.94
Interest and rents 324,715.96
Income from Life Department 929,627.07
Profit on sale or maturity of bonds and stocks 619.34
Increase by adjustment in book value of bonds 10,609.86
Balance 142,847.63
$5,099,941.80
Disbursements.
Claims paid $2,325,411.67
Investigation and adjustment of claims 159,791.51
Taxes, licences, and fees 91,754.80
Commissions 859,725.84
Head Office expenses—Salaries, travelling expenses, and rents 223,549.37 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 37
Branch office expenses—Salaries, travelling, and inspections ... $111,858.10
Miscellaneous expenses—Legal, advertising, printing and stationery, postage, telegraph, telephone, exchange and express, insurance, furniture and fixtures,
books, newspapers and periodicals, bureau and association dues and assessments, and general 81,196.29
Dividends to stockholders 34,000.00
Agents' balances charged off 10,354.70
Loss on sale of real estate and bonds 20,900.88
Decrease in book value of ledger assets 100,091.20
Disbursements from Life Department 991,791.23
Miscellaneous 89,516.21
$5,099,941.80
Returns for British Columbia.
(See page 53.)
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Alex. Cowan. Judge Tytler.
Dr. J. Ferguson. J. P. MacGregor, K.C.
Rev. D. W. Christie. Adam Brand.
Col. D. M. Robertson. W. A. Murray.
Robert Lewis. Alex. C. Gordon.
Dr. Alex. Fraser.
D. M. Robertson, Secretary.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1932.
Assets.
Loans and liens on policies $7,397.67
Bonds and debentures (amortized book value) 1,363,620.97
Cash on hand and in banks 57,687.15
Deposit with Quebec Government 5,000.00
Interest due and accrued 23,222.70
Collections reported, but not received by Head Office 6,882.80
Due for supplies 148.76
$1,463,960.05
Liabilities.
Provision for unpaid claims $8,373.50
Reserves—
Mortuary Fund $1,159,664.00
Sickness Fund 30,623.00
Juvenile 657.00
1,190,944.00
Balance 264,642.55
$1,463,960.05
Income.
Mortuary Fund $173,676.78
Sickness Fund 4,428.09
Juvenile Fund 366.66 General Fund—
Supplies sold $158.45
Interest 35.25
Transferred from Insurance Fund 33,611.87
$33,805.57
$212,277.10
Disbursements.
Mortuary Fund $112,471.84
Sickness Fund [ 2,364.69
General Fund—
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries fees
and expenses, travelling expenses, rents, printing and supplies 13,316.63
Agency and organization expenses—Commissions, salaries, travelling expenses,
and miscellaneous 15,555.25
All other expenses—Advertising, books and periodicals, legal fees, medical
fees, taxes and licences, telephone, telegrams and express, light, fuel and
water, and miscellaneous 2,807.36
Balance 65,761.33
$212,277.10
Income Returns for British Columbia.
Premiums and dues—
Mortuary Fund
Sickness Fund
Juvenile Fund
General Fund
Disbursements—
Mortuary Fund
Sickness Fund
General Fund
$5,117.46
77.52
3.00
764.68
$5,962.66
$540.00
38.57
1,462.79
$2,041.36
THE TORONTO GENERAL INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
Lieut.-Colonel C. H. Ackerman.
J. T. Braund.
C. AV. Buchanan.
C. V. Cummings.
R. T. Evans.
W. P. Fess.
P. H. Horst.
R. Lawson.
M. A. MacKenzie, M.A.
Rt. Hon. A. Meighen, K.C, P.C.
G. Larratt Smith, K.C.
J. Fyfe Smith.
T. G. Breck.
T. G. Breck, Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Mortgages on real estate
Bonds and debentures (amortized book value)
$45,425.00
868,211.05 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 39
Stocks (book value) $7,017.10
Cash on hand and in banks —- 91,680.62
Interest due and accrued 8,759.67
Premiums in course of collection 122,135.74
Amount due from reinsurance on losses already paid 120.43
Amounts due from other insurance companies 5,828.89
Amounts due from unlicensed reinsurance companies 30,202.33
$1,179,380.83
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1932 $32,388.29
Deficiency of market under book value of bonds and debentures
in default 6,570.50
Deficiency of market under book value of stock 17.10
Agents' balances unconfirmed 221.58
Reinsurance Dr. balances 18.24
Reserve for Northwestern Mutual 1,000.00
Plan 1, premium receivable 183.64
40,399.35
$1,138,981.48
Liabilities.
Provision for unpaid claims $202,032.85
Reserve of unearned premiums (net, at 80 per cent.) 260,872.60
Reserve for unpaid losses under unlicensed reinsurance 30,205.66
Expenses due and accrued 8,336.76
Taxes 14,196.87
Reinsurance premiums 9,959.42
Return premiums 1,155.70
Contingent reserve 10,000.00
Liability re AVorkmen's Compensation insurance, Quebec '. 8,996.81
Capital—■
Authorized $600,000.00
Paid up : 284,391.00
Surplus 308,833.81
$1,138,981.48
Profit and Loss Account.
Premiums earned (net) $622,615.07
Losses and claims incurred (net) $298,725.25
Adjustment expenses 48,262.85
Commissions 138,074.85
Taxes 18,508.17
Salaries, fees, and travelling expenses 112,081.63
All other expenses 50,047.99
665,700.74
Underwriting loss $43,085.67
Other revenue—
Interest $47,592.80
Premium on United States funds 2,601.34
50,194.14 F 40
BRITISH COLUMBIA.
Other expenditure—
Bad debts written off $1,204.04
Loss on sale of securities and real estate 2,631.79
Decrease in market value of investments to amortized values and
revaluation of bonds in default 12,256.65
— $16,092.48
Net profit for the year $8,984.01
Returns for British Columbia.
(See pages 48, 51, 53, 55, 56, 57, 59, 61, 62, and 64.)
UNITED PACIFIC CASUALTY INSURANCE COMPANY.
Head Office—Seattle, AATash.
Directors.
J. C. Bowles. Charles T. Hutson.
R. M. Drumheller. AVm. P. Matthaei.
Ben B. Ehrlichman. J. AV. Reynolds.
R. I. Ehrlichman. E. B. Sherwin.
Thomas G. Hammond. W. H. White.
F. AV. Hurlbut. F. A. Wing.
Charles T. Hutson Secretary.
Statement for the Year ended December 31st, 1932.
Assets.
Mortgages on real estate $8,300.00
Bonds (book value) 908,304.26
Stocks (book value) 73,713.10
Cash on hand and in banks 138,922.23
Premiums in course of collection 185,741.52
Bills receivable „ 8,956.71
Interest clue and accrued 7,427.51
Other assets 7,379.41
Deduct assets not admitted— $1,338,744.74
Premiums in course of collection effective prior to October 1st, 1932 $14,303.41
Bills receivable 8,956.71
Miscellaneous accounts receivable 753.23
Book value of bonds and stocks over market value 25,809.54
49,822.89
$1,288,921.85
Liabilities. —
Unpaid claims (net) $53,877.69
Reserve of unearned premiums 331,499.95
Reserve for unpaid liability losses •: 194,949.25
Investigation and adjustment of unpaid claims 7,285.79
Commissions 36.870.5S
Taxes 11,282.41
Miscellaneous .' 6,587.84
Contingent reserve 46,568.34
Capital authorized and paid up 400,000.00
Surplus 200,000.00
$1,288,921.85 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 41
Income.
Premiums (net) $881,855.67
Interest and rents 51,402.65
Agents' balances 299.45
Profit on sale or maturity of bonds and stocks 2,621.92
Accumulation of bond discount 1,022.39
Miscellaneous 261.52
$937,463.60
Disbursements.
Claims paid (net) $452,394.06
Investigation and adjustment, of claims 82,577.49
Policy fees retained by agents 935.00
Commissions or brokerage 164,869.45
Salaries and all other compensation of officers, directors, trustees, and Home Office
employees 83,018.56
All other expenses—Salaries, travelling, medical examiners' fees and salaries,
inspections, rents, General Office maintenance and expenses, taxes, licences
and fees, legal expenses, advertising, printing and stationery, postage, telegraph, telephone, exchange and express, insurance, furniture and fixtures,
books, newspapers and periodicals, bureau and association dues and assessments, and miscellaneous 95,367.13
Investment expenses 5,638.09
Dividends to stockholders 4,000.00
Agents' balances charged off 11,967.96
Loss on sale or maturity of bonds and stocks 14,006.86
Miscellaneous 4,336.16
Balance 18,352.84
Returns for British Columbia.
(See pages 51, 53, 57, and 61.)
$937,463.60
AVESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—AVinnipeg, Man.
Directors.
R. AV. Craig. C. Rice-Jones.
H. M. Dyer. W. Harvey.
Dr. A. M. Campbell. AV. Hudson.
Dr. A. J. Fraser.
F. C. O'Brien, Secretary.
Statement for the Year ended December 31st. 1932.
Assets.
Real estate (book value) $71,022.68
Mortgage loans on real estate 1,045,497.07
Loans and advances to policyholders 470,009.63
Bonds and debentures (amortized book value) 219,903.90
Cash on hand and in banks 5,550.59
Interest due and accrued 139,081.51
Premiums due and uncollected 72,343.71
$2,023,409.09 F 42
BRITISH COLUMBIA.
Liabilities.
Liability under assurance and other contracts (net) $1,400,316.00
Payments due under contracts (net) 6,000.00
Amounts left with Company 15,247.82
Premiums paid in advance 3,834.27
Unpaid dividends 204.78
Taxes due and accrued 7,500.00
Unclaimed dividends 110.00
Medical examiners' fees due and accrued 101.15
Commissions 348.16
Borrowed money 249,000.00
Other liabilities 956.63
Capital—
Authorized $1,000,000.00
Subscribed 881,000.00
Paid up 218,153.09
Undivided surplus 31,637.19
Contingent reserve 90,000.00
$2,023,409.09
Income.
Premiums (net) $258,212.12
Supplementary contracts 11,659.00
Interest and dividends 79,991.60
Other income 114.66
Balance 2,209.57
$352,186.95
Disbursements.
Disbursements under assurance and annuity contracts $192,681.03
Payments on supplementary contracts 500.00
Reduction in premiums resulting from application of dividends 93.61
Interest or dividends to shareholders 8,762.00
Taxes, licences, and fees 10,483.66
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous 47,061.25
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous 67,746.73
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees, medical
fees, appraisement expenses, and exchange 24,858.67
$352,186.95
Returns for British Columbia.
(See page 43.) REPORT OF THE SUPERINTENDENT OP INSURANCE, 1932.
P 43
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$500,000 00
2,735,826 56
71,000 00
mi
Nil.
2,792,499 29
298,674 40
i 1 160,486 86
\ % 394,033 47
* 124,258,24
29,016 42
Nil.
* 168,275 36
* 1,309,786 40
883,999 63
Q rH
O O
o ■**
O rj.
o_ co_
-*" oT
X CM
2,061,986 96
14,380,305 06
557,625 67
§ 85,500 00
* 1,513,984 09
§ 1,250,000 00
* 186,908 56
* 425,124 10
* 103,165 35
781,382 86
* 211,644 70
9,300 00
15,760 00
to
o 5
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* Hf m_ r; . ^~
co" of of *
Nil.
Nil.
Nil.
1,565,750 00
V 827,006 30
j- 10,998 85
527,875 00
NU.
OQ
3
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10,029 72
Nil.
16,204 10
Nil.
Nil.
21,457 00
Nil.
Nil.
15,500 00
Nil.
14,949 71
840 00
2,000 00
11,309 00
20,500 00
Nil.
5,050 00
Nil.
Nil.
2,186 00
^-^fejfe
CD CO
,82
Rln
fe»^^i?^ 'i^i^iS^^^^^^^^iS-?^^:?^
Nil.
Nil.
Nil.
Nil.
$10,000
Nil.
Ill
Nil.
Nil.
Nil.
Nil.
Nil.
Nil.
Nil.
o o
^o^-^o^^^-^^
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fccC 0"-5 feq «5« fei ^ «h ^
Claims paid
including;
Matured Endowments.
$19,340 00
8,800 00
276,696 99
32,730 00
6,000 00
Nil
Nil.
184,715 88
2,000 00
19,052 00
72,840 09
Nil.
81,289 84
Nil.
Nil.
Nil.
Nil.
64,751 00
371,163 74
7,000 00
63,730 15
Nil.
34,670 00
98,172 39
8,484 94
13,500 00
88,243 82
Nil.
178,449 00
99,975 77
8,963 00
82,142 12
3,650 00
Nil.
500,613 79
344 21
DC O
(N O
0 O
01 c
Ol ,-
uc"w-
CD ^
30,650 00
90,526 83
85,213 70
3,500 00
36,776 70
5,000 00
Nil.
23,639 51
Net
Amount
of Policies
become
Claims.
$18,270 00
6,500 00
180,384 00
39,140 00
8,000 00
Nil.
Nil.
. 187,723 00
6,000 00
13,052 00
89,640 00
Nil.
139,701 00
Nil.
Nil.
Nil.
Nil.
72,761 00
279.417 00
7,000 00
81,078 00
Nil.
,311 00
,260 00
,840 00
.500 00
132,411 00
Nil.
174,744 00
96,871 00
8,963 00
104,598 00
8,650 00
Nil.
407,559 00
Nil.
80,170 00
13,440 00
26,650 00
272,552 00
178,026 00
3,500 00
23,000 00
5,000 00
Nil.
25,00 0 00
Number
of
Policies
become
Claims.
5
'"4
Nil'
Nil.
113
25
Nil.
32
Nil.
Nil.
Nil.
Nil.
25
108
"34
Nil.
13
27
69
"64
NU.
202
770
"40
4
152
Nil.
Ol ol Ol r~ CD ■ oc ■ ■ o
MHHCCC5 ■ . . ,-,
.s
cu 3 s-
$2,192,147 00
529,500 00
17,317,850 00
2,659,197 00
186,593 00
228,256 00
24,031 00
20,000,006 00
484,500 00
2,426,058 00
10,807,332 00
233,000 00
10,131,781 00
61,000 00
294,745 00
Nil.
246,348 00
5,311,399 00
41,292,709 00
1,719,451 00
14,920,133 00
242,000 00
990,758 00
12,332,604 00
262,228 00
2,459,445 00
15,317,347 00
Nil.
29,735,120 00
20,709,243 00
2,274,944 00
12,264,515 00
1,145,408 00
142,000 00
39,712,887 00
275,000 00
3,734,824 00
969,108 69
1,878,401 00
10,084,078 00
18,707,126 00
' 134,000 00
2,608,562 00
110,500 00
Nil.
1,097,984 00
N umber
of
Policies
in Force
at Date.
479
7
6,145
17
104
125
11
10,016
12
1,368
3,577
5
4,002
1
119
Nil.
90
2,599
19,412
10
6,908
2
449
4,100
778
43
7,429
Nil.
22,917
117,364
5
6,042
428
4
16,854
5
1,566
801
860
7,404
8,670
2
1,744
2
Nil.
555
Amount of
Policies, new
and taken
up.
$340,667 00
88,160 00
1,051,813 00
183,000 00
11,293 00
30,761 00
1,000 00
2,103,507 00
59,000 00
205,995 00
2,256,170 00
25,500 00
1,177,281 00
63,000 00
26,910 00
Nil.
18,500 00
1,321,234 00
6,789,765 00
550,751 00
1,110,744 00
3,000 00
85,340 00
1,763,310 00
49,336 00
328,600 00
2,011,107 00
Nil.
6,402,777 00
4,969,086 00
497,684 00
1,901,806 00
156,344 00
62,000 00
4,671,208 00
8,000 00
74,645 00
185,149 00
219,432 00
683,872 00
3,004,994 00
17,000 00
278,977 00
5,000 00
Nil.
54,257 00
Number
of
Policies,
new and
taken
up.
■* ■ rH Ol ^ OHt- - Ic- CC rH CO -H CO ■ O W W H (M ■
iO ■ Ol "CJ 00 • O Ol CD H • O Ol IO ■
-CO • 00 ■ rH t~ CO "O r-t ** ■
42
454
134
3
870
Nil.
4,441
17,732
1
1,016
62
1,603
1C! r. Cl N «} ■ r-i ■ ■ LO
r-i -H" t- C— CO ■ IO • • Ol
rH «C ■- ■ ■
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is
u
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$68,126 08
7,162 92
630,460 92
46,767 85
7,614 71
,519 95
996 35
,848 01
,411 43
,267 88
,134 40
,543 93
,650 51
657 32
5,016 40
330 89
163,021 18
1,342,715 67
14,084 23
499,800 47
3,680 93
27,704 01
355,004 19
9,185 41
31,579 63
561,065 01
Nil.
946,920 30
1,135,853 39
23,860 89
290,418 71
30,055 07
1,609 66
1,390,794 49
2,720 01
115,991 98
28,989 37
66,885 64
541,746 71
661,668 77
1,988 91
80,940 32
2,441 06
110 37
30,101 83
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Commercial Union Assurance Co., Ltd.
Confederation Life Associa-/ Ordinary.
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The Crown Life Insurance ( Ordinary.
Co. \ Group
The Dominion Life Assur- 1 Ordinary..
Dominion of Canada General / Ordinary
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03 03 H P&r^ REPORT OF THE SUPERINTENDENT OP INSURANCE, 1932.
P 45
TABLE II.—LIFE INSURANCE COMPANIES.
1928.
1929.
1930.
1931.
1932.
Premiums for year...
Net amount in force.
Claims paid
$12,232,000
372,689,000
2,465,000
$13,545,000
411,056,000
3,004,000
$14,282,000
438,702,000
3,292,000
$14,835,000
446,384,000
3,126,000
$14,005,000
427,879,000
3,854,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932.
Name of Company.
Net
Premiums
"written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Acadia Fire Insurance Co
Aetna Insurance Co
Agricultural Insurance Co
Alliance Assurance Co., Ltd
Alliance Insurance Co. of Philadelphia
American Alliance Insurance Co
American Central Insurance Co
American Colony Insurance Co
American Equitable Assurance Co. of N.¥
American Home Fire Assurance Co
American Insurance Co
Anglo Scottish Insurance Co., Ltd
Atlas Assurance Co., Ltd
Automobile Insurance Co. of Hartford
Baloise Fire Insurance Co
Bankers' & Traders' Insurance Co., Ltd
Beaver Fire Insurance Co
Boston Insurance Co
British America Assurance Co
British & European Insurance Co., Ltd
British Canadian Insurance Co
British Colonial Fire Insurance Co
British Crown Assurance Corporation, Ltd....
British Empire Assurance Co
British General Insurance Co., Ltd
British Law Insurance Co., Ltd
British North Western Fire Insurance Co
British Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Caledonian American Insurance Co .'
Caledonian Insurance Co
California Insurance Co
Camden Fire Insurance Co
Canada Accident & Fire Assurance Co
Canada National Fire Insurance Co
Canada Security Assurance Co
Canadian Wire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Car and General Insurance Corporation, Ltd..
Casualty Co. of Canada
Central Insurance Co., Ltd
Central Manufacturers Mutual Insurance Co..
Central Union Insurance Co
Century Insurance Co., Ltd
Chicago Fire & Marine Insurance Co
China Fire Insurance Co., Ltd
Citizens Insurance Co. of Jersey City
"City of New York Insurance Co
Columbia Insurance Co
Commercial Union Assurance Co., Ltd
Commercial Union Fire Insurance Co. of N.Y
Connecticut Fire Insurance Co
Consolidated Fire & Casualty Insurance Co....
Continental Insurance Co
Cornhill Insurance Co., Ltd
County Fire Insurance Co
Dominion Fire Insurance Co
Carried forward
$30,264.37
40,667.74
8,677.82
45,448.68
19,461.59
7,435.22
4,217.89
2,677.15
5,150.14
6,044.61
25,080.32
59.104.7S
Nil
6,492.30
30,835.61
2,892.60
5,463.81
34,250.27
3,368.941
12,575.77 j
13,774.66|
33.353.07
26,691.56
13,555.061
19,949.42
17,028.15
11,059.81
22,353.85
14,325.40
48,910.99
12,121.59
1,977.83
17,159.27
12.489.23
35,506.08
17,517.33
13,839.57
4,534.97
12,976.67
3,580.25
10,236.16
6,192.67
2,565.81|
28,288.55|
I
2.223.51|
10,679.35|
I
10,088.12]
60,829.591
7,426.04
20,108.74
4,516.54
25,868.14
51,933.74
930.02
34.645.22
$15,790.49
11,144,76
4,S10.08
17,570.23
4,673.96
5,670.21
7,960.38
34.99
2,136.97
7,064.89
9,286.59
23,475.06
Nil
6,651.32
17,194.19
123.26
6,607.63
11,676.57
1.670.91]
6,926.41
4,525.98)
24,615.58 j
16,626.46|
6,848.02|
4,220.95
8,995.52
6,779.58
6,430.43
5,207.08
17,508.36
4,337.70
2,904.44
7,131.48
5,150.08
7,425.39
4,941.90
2,713.08
276.03
6,920.48
1,232.40
4,744.16
978.40
594.81
7,252.21
-I
631.25
6,272.44
5,262.68|
22.888.6lj
6,439.48|
7,131.431
4,187.88|
33,744.191
14,237.37|
432.05|
17,573.77|
$33,192.62
42,119.38
9,318.79
46,501.65
31,660.26
9,625.23
6,920.91
1,192.67
7,112.54
7,973.32
29,927.98
62,149.21
Nil
6,133.72
36,095.37
2,775.47
1.804.79
34,030.00
3,686.81
11,750.86
13,974.04
27,122.54
25,230.65
14.317.74
21,180.16
18.843.50
11,974.74
25,358.91
16,908.68
49.018.51
14,149.48
3,048.58
16,525.11
12,575.79
30.926.00
19,017.97
11.386.42
3,892.10
12,404.00
3,815.57
14,152.55
5,091.32
2,356.00
30,998.83
1,954.21
10,253.51
11,209.79
63,586.20
8,040.75
25,239.37
1,352.34
27.049.31
47,740.24
1,045.36
33,283.50
$14,950.40
13,516.18
2,940.80
15,664.13
3,683.96
5,985.21
5,417.38
—26.01
2,595.33
4,946.89
8,728.69
16,519.06
Nil
0,629.01
14,719.19
128.16
5,442.97
11,663.57
1,735.03
968.41
2,226.92
23,046.49
16,905.46
5,105.21
3,583.21
7,147.86
2,330.25
7,841.43
5,206.25
17,523.44
3,515.70
2,593.44
5,524.32
5,832.08
7.425.39
2,302.66
4,985.08
1,119.55
4,805.48
1.232.40
5,084.52
11,562.92
680.81
6,557.14
631.25
6,157.70
4,982.09
16,706.45
4,580.79
7,376.43
4,186.11
30,738.59
11,951.37
697.05
20.024.30
)79,346.57| $437,630.57 $1,019,061.41
$398,404.51 BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward
Dominion of Canada General Insurance Co
Eagle Star & British Dominions Insur. Co., Ltd...
Employers Liability Assurance Corporation, Ltd.
Ensign Insurance Co
Equitable Eire & Marine Insurance Co
Essex & Suffolk Equitable Insurance Society, Ltd.
Fidelity Phenix Fire Insurance Co
Fire Association of Philadelphia
Fire Insurance Co. of Canada ....
Fireman's Fund Insurance Co
Firemen's Insurance Co. of Newark
First American Fire Insurance Co
fFirst National Insurance Co. of America
Fonciere Fire Insurance Co
$Franklin Fire Insurance Co. of Philadelphia
Fulton Fire Insurance Co
General Accident Assurance Co. of Canada
General Accident Fire & Life Assur. Corp., Ltd
General Fire Assurance Co. of Paris
General Insurance Co. of America
Girard Fire & Marine Insurance Co
Glens Falls Insurance Co
Globe & Rutgers B"ire Insurance Co
Globe Indemnity Co. of Canada
Great American Insurance Co
Guardian Assurance Co., Ltd
Guardian Insurance Co. of Canada
Guildhall Insurance Co., Ltd
Halifax Fire Insurance Co
Hanover Fire Insurance Co
Hardware Dealers Mutual Fire Insurance Co
Hartford Fire Insurance Co
Home Fire and Marine Insurance Co -.
Home Insurance Co
§Homestead Fire Insurance Co
Hudson Bay Insurance Co
Imperial Assurance Co
Imperial Guarantee & Accid. Insur. Co. of Canada..
Imperial Insurance Office
Indiana Lumbermen's Mutual Insurance
Insurance Company of North America
Insurance Co. of the State of Pennsylvania
Law, Union & Eock Insurance Co., Ltd
Legal and General Assurance Society
Liverpool & London & Globe Insurance Co., Ltd...
Liverpool-Manitoba Assurance Co
Local Government Guarantee Society, Ltd
London & County Insurance Co., Ltd
London & Lancashire Guar. & Accid. Co. of Canada
London & Lancashire Insurance Co., Ltd
London & Provincial Marine & Gen. Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd
London Assurance Corporation
London-Canada Insurance Co
London Guarantee & Accident Co., Ltd
Lumber Mutual Fire Insurance Co
Lumbermen's Insurance Co
Lumbermen's Mutual Insurance Co
Marine Insurance Co., Ltd
Maryland Insurance Co
Mechanics & Traders Insurance Co
Mercantile Fire Insurance Co
Merchants and Manufacturers Fire Insurance Co.
Merchants Fire Assurance Corporation of N.Y
Merchants Marine Insurance Co., Ltd
Mercury Insurance Co
Michigan Fire & Marine Insurance Co
Millers National Insurance Co
Mill Owners Mutual Fire Insurance Co. of Iowa..
Carried forward
$979,346.57
12,219.77
'43,398.67
36,789.50
13,021.96
8,873.98
7,700.47
36,396.70
6,113.94
38,834.10
40,188.24
17,475.18
5,804.91
10,980.96|
I
-I
12,067.88
9,194.09
9,596.28
73,574.81
565.20
5,748.99
31,637.S2
12,795.19
41,407.45
95,642.44
18,173.28
10,149.97
13,301.24
5,452.25
23,137.96
55,757.71
13,784.SI
95,011.58
14,722.21
20,176.25
1,831.82|
23,403.79
6,379.45
46,215.841
9,664.23|
26,165.34|
28.104.68J
122,331.711
20,472.311
5.823.841
25,787.361
6.739.88J
108,016.14|
5,085.97|
12.930.74J
57,871.111
10,900.60
20,176.25
6,485.06
12.737.21
9,920.05
NU
5,753.641
8,776.081
14,710.831
33.092.031
50.134.291
15.448.441
5.698.921
6.882.061
27,124.65|
9,504.60
$437,630.57
6,036.47
19,783.59
15,831.71
3,854.49
5,212.94
2,145.40
42,578.02
7,442.61
14,626.03
15,201.26
16,314.70
7,532.42
13,264.05
9,943.94
14,130.63
1,829.15
19,916.77
Nil
2,707.98
31,754.13
5,930.19
29,382.03
35,412.57
4,810.24
3,935.42
9,735.13
6,188.51
13,342.38
49,456.24
5.339.74
86,536.22
7,127.79
10,524.93
3,391.57
19.783.34
1,262.84
15.549.77
4,370.33
14,687.60
9.523.63
51,779.57
9,488.32
2.646.59
3.061.09
3,624.66
50.440.71
1.239.74|
1,090.78|
29,849.61[
5.704.931
10.522.77|
6.292.66|
5,339.98|
1,183.29|
Nil |
1.486.35J
6,001.09|
10,726.22|
15,585.361
26.953.401
4.727.84[
3,621.96|
7,542.901
19,225.181
2,086.261
$1,019,061.41
11,233.25
46,259.S5
35,784.54
12,028.57
9,314.09
9,302.52
38,579.43
9,136.75
38,757.10
38,168.19
20,244.22
7,475.03
-I
14,616.80
13,174.68
9,937.14
10,259.69
57,619.49
780.30
7,210.86
39,370.39
20,596.93
29,135.92
100,929.41
18,121.26
7,139.73
17,665.10
9,361.42
23,384.70
64,623.36
11.557.49
111,988.13
15,228.62
19,767.70
4,456.88
24,916.74
3,891.47
52,318.49
11,313.93
31,122.67
23,382.88
118.715.82
24,5,84.49
8.294.83
12,194.84|
6,872.721
121.196.841
4,761.97)
12,390.221
61,401.86|
12,014.44|
46,363.46
5.067.07
13,934.43
9.653.01
Nil
7,514.76[
10,222.251
18.562.981
28,877.531
51,711.591
16.613.231
4,820.611
10,046.591
21.954.351
8,747.30J
$398,404.51
6,037.07
21,827.65
15,965.71
5,56S.32
5,550.94
2,146.40
42,546.92
6,524.61
14,019.03
13,540.91
15,940.73
—467.58
9^011.05
6,183.29
5,611.09
1,798.15
54,419.42
3,373.56
1,818.98
18.S47.91
5,909.04
25,644.03
31,612.10
4,780.54
—354.68
9,645.13
6,597.99
24,817.06
41,750.27
5,339.74
78,775.22
8,453.79
9,964.85
3,386.57
18,658.34
12,050.51
15.696.77
3,568.45
8.043.60
9.500.63
59,406.23
9,799.59
2,185.59
7,761.09
2.204.66
50.038.71
1.189.74
1,096.78
29,609.91
4.218.60
9,962.91
16,958.30
6,140.98
12,618.29
Nil
1.436.46
7,639.09
9,683.22
17.981.39
29.948.40
4,727.84
1,657.80
6,851.90
19,349.78
9,278.54
1,563,277.28 $1,304,248.59 $2,685,734.321 $1,295,076.68
I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 47
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
Name of Company.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward
Minnesota Implement Mutual Fire Insurance Co-
Motor Union Insurance Co., Ltd
Mutual Fire Insurance Co. of British Columbia..
National Ben Franklin Fire Insurance Co
Nationale Fire Insurance Co. of Paris
National Fire Insurance Co. of Hartford
**National Liberty Insurance Co. of America
National Liverpool Insurance Co
National Provincial Insurance Co., Ltd
National Union Fire Insurance Co
Newark Fire Insurance Co
tfNew Brunswick Fire Insurance Co
New Hampshire Fire Insurance Co
New Jersey Insurance Co
New York Underwriters Insurance Co
Niagara Fire Insurance Co
North British & Mercantile Insurance Co., Ltd
North Empire Fire Insurance Co.l
Northern Assurance Co., Ltd
North River Insurance Co
Northwestern Mutual Fire Association
Northwestern National Insurance Co
North West Fire Insurance Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation, Ltd
Ohio Farmers Insurance Co
Pacific American Fire Insurance Co
Pacific Coast Fire Insurance Co
Pacific Fire Insurance Co
Palatine Insurance Co., Ltd
Patriotic Assurance Co., Ltd
Pearl Assurance Co., Ltd
Pennsylvania Lumbermen's Mutual Fire Insur. Co.
Phenix Fire Insurance Co. of Paris..
Philadelphia Fire & Marine Insurance Co
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Pioneer Insurance Co
Planet Assurance Co., Ltd
Portage la Prairie Mutual Fire Insurance Co
Providence Washington Insurance Co
Provident Assurance Co
Provincial Insurance Co., Ltd
Prudential Assurance Co., Ltd
Quebec Fire Assurance Co
Queen Insurance Co. of America
Queensland Insurance Co., Ltd
Railway Passengers Assurance Co
Reliance Insurance Co. of Canada
Retail Hardware Mutual Fire Insurance Co
Rhode Island Insurance Co
Royal Exchange Assurance
Royal Insurance Co., Ltd
Royal Scottish Insurance Co., Ltd
St. Paul Fire & Marine Insurance Co
Scottish Canadian Assurance Corporation
Scottish Metropolitan Assurance Co., Ltd
Scottish Union & National Insurance Co
Sea Insurance Co., Ltd -
Security Insurance Co. of New Haven
Sentinel Fire Insurance Co
Southern Insurance Co., Ltd -
Springfield Fire & Marine Insurance Co., Ltd
State Assurance Co., Ltd
Stuyvesant Insurance Co
Sun Insurance Office
Sussex Fire Insurance Co
Svea Fire & Life Insurance Co., Ltd
Tokio Marine & Fire Insurance Co., Ltd
Carried forward
563,277.28 $1,304,248.59
13,342.38
4,909.05
35,379.45
13,826.19
12,095.50
43,566.92
10,236.16
18,253.29
13,278.81
9,201.38
4,744.16
3,649.76
10,754.22
4,455.02
4,312.20
15,0.64.46
765.54
6,588.33
28,990.63
10,522.77
24,004.80
6,845.80
41,915.19
10,179.16
4,053.72
50,265.51
12,779.07
17,847.65
19,985.67
8,297.85
10,255.52
14,146.74
13,336.44
412.40
3,830.69
2,085.34
Nil
89.68S.89
13,426.58
4,452.61
9,967.46
26,061.05
9,491.00
8.25
23,982.51
34,680.69
14,202.38
19,603.50
8,966.58
1,675.40
4,233.36
13,342.38
6.75
12,868.38
58,958.99
5,958.70
8,860.80
8,746.11
13,311.34
28,018.03
6,133.28
3,880.55
1,885.73
2,484.81
66.000.42
1.181.85|
8,706.591
28.229.90]
10,209.34|
6,450.96
Nil
$2,685,734.32
23,384.70
6,846.87
40,384.15
21,291.20
31,056.37
35,670.89
9,724.34
20,620.11
14,812.61
9,966.20
7,777.48
28,097.11
1,904.58
19,310.75
59,983.16
24,816.26
41,858.68
6,387.22
115,066.66
16,640.97
10,208.10
82,871.64
22,886.11
25,913.91
32,527.96
27,683.60
20,196.16
22,594.52
13,184.01
6,714.58
3,393.32
6,829.27
1,266.84
229,006.85
26,096.59
6,845.39
14,396.05
31,856.46
S,773.87
685.27
34.823.21
32,036.62
24,338.97
48,075.25
11,599.70
10,194.79
7,401.27
23,384.70
1,676.80
43,921.08
163,238.39
10,521.85
17,786.41
13,069.25
18.165.98
43,361.61
20,496.65
9,676.85
1,340.11
4.635.87
54,136.97
20,190.68
21.685.31
70,417.35
7,115.01
7.011.58
Nil
$1,295,076.68
24,817.06
4,957.05
33,609.60
18,310.52
7,509.50
39,462.19
"'5,137.02
5,060.76
7,745.22
5,282.02
" 3,981.50
14,259.46
352.03
6.547.36
26,982.30
9,962.69
16,378.80
8,952.80
239,988.18
11.045.77
4,177.60
45,230.51
10,591.07
15,522.05
18,535.43
7,750.49
10,346.52
9,353.74
509.61
491.40
14,512.01
2,010.34
Nil
79,553.54
15,587.58
5.288.61
7,040.49
33.929.15
9,475.66
8.25
24,782.51
27,579.69
13,782.38
23.240.50
13,214.77
1,371.40
4,527.36
24,817.06
13.08
12,363.38
74,572.99
6,488.70
6,630.22
4,172.26
11,691.34
29,406.69
4,952.28
3,326.55
1.467.73
2.487.81
64.359.42
1.232.85
6,900.59
29,915.97
9,736.34
6.705.96
Nil
$4,264,334.83 $2,303,132.79 $4,535,503.39
$2,485,072.99 F 48
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
Name of Company.
Net.
Premiums
written.
Net Losses
paid.
Net.
Premiums
earned.
Net Losses
incurred.
Brought forwari
Toronto General Insurance Co
Trans Canada Insurance Co
Travelers Fire Insurance Co
Union Assurance Society, Ltd
Union Fire Insurance Co. of Paris
Union Insurance Society of Canton, Ltd
Union Marine & General Insurance Co., Ltd...
United British Insurance Co., Ltd
United Firemen's Insurance Co
United Mutual Fire Insurance Co
United States Fire Insurance Co
Universal Insurance Co
Virginia Fire & Marine Insurance Co
Wawanesa Mutual Insurance Co
Westchester Fire Insurance Co
Western Assurance Co
tiWestminster Fire Office
World Fire and Marine Insurance Co
World Marine & General Insurance Co., Ltd..
Yorkshire Insurance Co., Ltd
$4,264,334.83
12,097.36
16,017.63
35,636.06
30,252.68
12,011.74
36,163.87
57.85
5,614.89
10,088.12
5,720.70
33,574.30
1,997.83
:,303,132.79) $4,535,503.39
47,222.84
3,311.30
22,671.00
6,136.13
11,867.22
24,982.63
Totals..
$4,579,758.98
9,794.76
6,517.58
39,518.28
13,056.83
12,860.89
6,336.83
Nil
136.69
5,261.38
4,880.71
17,307.03
721.74
44,774.55
7,342.00
10,430.62
3,401.91
3,496.38
14,831.12
$2,503,802.09
13,020.92
19,267.78
29,485.52
33,027.30
13,455.99
37,379.83
—9.67
6,254.81
6,669.66
5,887.43
38,432.92
7,618.43
45,385.36
10,840.65
24,568.65
7,878.88
13,138.95
27,443.89
$2,485,072.99
8,157.37
6,103.58
37,629.77
7,571.33
11,879.89
4,588.83
mi
136.69
4,971.35
6,473.46
11,291.03
705.06
59,213.85
5,051.40
11,100.62
'" 7,431.91
3,227.38
10,238.12
$4,875,260.36
$2,680,844.63
Totals for 1931..
$5.316.372.731 $2,563,371.021 $5.606,570.781 $2.033,460.63
$9,202.48
30,348.81
5,713.87
1,952.18
259.75
11,231.84
9,513.46
$11,377.49
16,140.02
2,668.63
2S0.71
184.45
29,824.85
6,041.88
fFirst National Insurance Co. of America (gross).
JFranklin Fire Insur. Co. of Philadelphia (gross)—.
**National Liberty Insur. Co. of America (gross)
i^Westminster Fire Office (gross)
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Net Losses
paid.
Affiliated Underwriters
Canners Exchange Subscribers at Warner Inter
Insurance Bureau
Equitable Fire Underwriters
Individual Underwriters
Inter Insurers Exchange
Lumbermen's Underwriting Alliance
Manufacturing Lumbermen's Underwriters
New York Reciprocal Exchange
Underwriters Exchange
Warner Reciprocal Insurers
Totals
$1,054.61
3,509.93
201.98
4,677.50
272.03
17,497.00
13,463.34
5,538.54
2,796.54
607.40
$885.42
3,570.22
2,916.73
641.27
18,080.53
13,837.37
4,891.56
2,268.18
588.93
$11.84
mi
Nil
11.32
1,218.64
58,348.12
24,260.89
32.08
1,059.90
Nil
$11.84
NU
NU
11.32
1,218.64
50,848.12
16,760.89
32.08
1,059.90
Nil
$50,218.87) $47,680.21| $84,942.89[ $69,942.79
I I I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 49
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1928
$6,032,585.21
6,131,977.59
5,904,594.35
5,316,372.73
4,579,758.98
$2,090,357.38
. 3,143,631.58
3,671,727.23
2,563,371.02
2,503,802.09
$5,802,250.12
5,957,509.40
5,920,805.74
5,606,576.78
4,875,260.36
$2,162,247.93
3,231,816.37
3,724,737.51
2,633,460.63
2,680,844.63
37.26
1929
1030
1931
54.02
62.00
46.92
1932
54.97
$27,965,288.86
$13,972,889.30
$28,152,402.40
$14,433,107.07
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Aetna Casualty & Surety Co
Aetna Insurance Co
Agricultural Insurance Co
Alliance Assurance Co., Ltd
Alliance Insurance Co. of Philadelphia
American Alliance Insurance Co
American Automobile Fire Insurance Co
American Automobile Insurance Co
American Central Insurance Co
American Home Fire Assurance Co
American Insurance Co
Anglo Scottish Insurance Co., Ltd
British America Assurance Co
British & European Insurance Co., Ltd
British Canadian Insurance Co
British Colonial Fire Insurance Co
British Empire Assurance Co
British General Insurance Co., Ltd
British Law Insurance Co
British Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Caledonian Insurance Co
Camden Fire Insurance Assn
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian Fire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Car & General Insurance CorporatJon
Casualty Co. of Canada
Central Insurance Co., Ltd
Central Manufacturers Mutual Insurance Co
Century Indemnity Co
Century Insurance Co., Ltd
China Fire Insurance Co., Ltd
Columbia Insurance Co
Commercial Union Assurance Co., Ltd
Connecticut Eire Insurance Go
Consolidated Fire & Casualty Insurance Co..
Continental Casualty Co
Continental Insurance Co
Cornhill Insurance Co
County Fire Insurance Co
Dominion Fire Insurance Co
Dominion of Canada General Insurance Co..
Employers Liability Assurance Corporation-
Equitable Fire & Marine Insurance Co
Fidelity & Casualty Co. of N.Y
Fidelity Insurance Co. of Canada
Fidelity Phenix Fire Insurance Co
Eire Association of Philadelphia
Fireman's Fund Indemnity Co
Fireman's Fund Insurance Co
Firemen's Insurance Co
Carried forward
Nil
$1,978.71
Nil
7,779.52
59.89
Nil
30,701.13
37,179.83
Nil
NU
Nil
5,330.65
28,006.48
Nil
6,472.65
27.265.66
10,879.55
3,415.31
23,001.57
4,406.13
12,372.21
1,264.58|
239.0,3
10,149.67
7,571.89
11,557.82
22,988.71
26,878.48
11,574.30
7,130.74
4,580.31
767.35
5,644.27
4,515.46
5,334.64
NU
Nil
7,689.44
—806.11
22,523.31
9,158.61
NU
12,852.89
76.48
10,078.60
25,811.45
41,065.06
Nil
NU
2,322.09
Nil
8,279.861
240.76[
Nil |
NU
$524.67
NU
2,618.11
Nil
NU
15,054.43
33,448.75
NU
Nil
Nil
1,720.36
11,651.65
Nil
902.44
2,566.04
2,354.90
940.17
19,879.47
3,668.57
3,654.32
30.75
Nil
7,778.76
1,563.60
3,723.42
22,845.13
20,082.08
7,148.88
1,405.84
2,101.16
276.44
1,503.79
515.40
1,776.36
mi
Nil
11,649.83
NU
12,891.69
742.17
NU
5,298.46
31.38
3,809.35
25,510.80
22,630.34
Nil
Nil
501.33
Nil
12.50
1,350.26
96.10
Nil
Nil
$2,439.42
Nil
10,759.52
40.96
Nil
33,583.75
36,235.10
NU
NU
Nil
4,119.52
30,618.27
Nil
6,534.83
22,155.15
12,088.84
3,371.02
25,051.43
4,877.79
13,066.90
75S.75
142.92
12,354.08
7,560.80
12,818.07
26,016.91
31,203.96
13,214.46
7,903.46
4,890.58
788.01
6,523.82
4,969.41
5,080.84
Nil
Nil
9,672.S5
—806.11
24,984.56
6,920.58
Nil
12,150.09
60.71
11,437.98
29,570.78
40,163.15
Nil
Nil
2,803.41
Nil
—4.36
10,691.84
479.78
Nil
Nil
$637.17
Nil
2,353.11
NU
Nil
10,985.93
27,025.75
Nil
NU
Nil
2,410.36
4,646.65
Nil
1,194.44
2,970.92
3,504.90
1,900.17
15,502.72
4,147.58
3,424.32
85.75
Nil
4,160.76
1,258.60
2,579.32
17,954.13
16,659.49
3,261.78
1,170.84
1,941.66
386.44
1,328.79
405.40
2,416.36
Nil
Nil
10,681.93
NU
15,239.51
2,464.27
Nil
3,709.96
32.38
3,293.30
24,676.60
34,141.34
Nil
Nil
916.33
Nil
12.50
1,380.26
81.10
NU
$459,205.09
$254,205.70
$488,104.30
$230,948.82 F 50
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
Name of Company.
Net
Premiums
■written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward
First National Insurance Co. of America
'Franklin Fire Insurance Co
General Accident Assurance Co. of Canada
General Accident Fire & Life Assur. Corp., Ltd....
General Casualty Co. of America
General Casualty Insurance Co. of Paris, France.
General Exchange Insurance Corporation
General Insurance Co. of America
Glens Palls Insurance Co
Globe & Rutgers Eire Insurance Co
Globe Indemnity Co
Great American Indemnity Co
Great American Insurance Co
Guardian Insurance Co. of Canada
Guildhall Insurance Co., Ltd
Halifax Fire Insurance Co
Hardware Dealers Mutual Fire Insurance Co
Hartford Accident & Indemnity Co
Hartford Fire Insurance Co
Home Assurance Co. of Canada
Home Fire and Marine Insurance Co
The Home Indemnity Co
Home Insurance Co
tHomestead Fire Insurance Co
tHudson Bay Insurance Co
Imperial Guarantee & Accid. Insur. Co. of Canada
Imperial Insurance Office
Indemnity Insurance Co. of North America
Insurance Co. of North America
Insurance Co. of the State of Pennsylvania
Law, Union & Rock Insurance Co
Legal and General Insurance Society, Ltd
Liverpool & London & Globe Insurance Co
Liverpool-Manitoba Assurance Co
London & Lancashire Guar. & Accident Co
London & Lancashire Insurance Co
London & Provincial Marine & General Ins. Co.-
London & Scottish Assurance Corporation
London Assurance Corporation
London-Canada Insurance Co
London Guarantee & Accident Co
Lumbermen's Mutual Casualty Co
Lumbermen's Mutual Insurance Co
Marine Insurance Co., Ltd
Maryland Casualty Co
Mechanics & Traders Insurance Co
Merchants Casualty Insurance Co
Merchants Marine Insurance Co
Mercury Insurance Co
Metropolitan Casualty Insurance Co. of N.Y
Minnesota Implement Mutual Fire Insurance Co.
Motor Union Insurance Co
National Ben Franklin Fire Insurance Co
National Fire Insurance Co. of Hartford
§ National Liberty Insurance Co
National Union Fire Insurance Co
National Union Indemnity Co
Newark Fire Insurance Co
New Jersey Insurance Co
**New York Indemnity Co
New York Underwriters Insurance Co
Niagara Fire Insurance Co
North British & Mercantile Insurance Co., Ltd...
Northorn Assurance Co., Ltd
Northwest Casualty Co
Northwestern Mutual Fire Association
Northwestern National Insurance Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Carried forward
$459,205.09
652.31
22,095.54
3,095.74
32,649.33
2,707.80
12,802.93
15,185.50
7,169.39
10,087.05
1,355.56
3,233.84
2,460.22
48,S25.61
4,74S.55J
2,573.01
7.73
9,324.85
2,092.36
224.65[
2,716.58
433.31
4,266.33
3,409.28
7,722.04
545.80
339.84
158.68|
7,274.37|
11,166.60|
26,856.68
4,537.96|
42,104.011
3,490.20|
6,643.271
986.95|
0,174.29
14,386.24
38,573.57
59,886.85
Nil
2,180.09
2,209.87
Nil
2.64
546.01
134.42
25,200.87
7.73
19,957.29
718.37
Nil
979.07
—27.98
1,061.44
3,317.51
Nil
Nil
6,013.08
12,435.56
18,294.86
35,733.80
1,976.53
16,753.03
6,087.68|
$254,265.70
758.53
11,413.14
475.33
14,984.35
295.01
5,083.68
3,665.41
700.61
6,250.39
244.90
2,520.00
564.73
21.787.72
5,758.66
9.031.43
3,156.96
4,063.84
78.80
1,589.74
152.32
4,505.30
1,462.13
11,579.40
2.50
4,496.77
1.585.9.9
7.846.81
939.82
18,667.73
109.09
2,209.19
87.70
4,718.03
8,083.01
20,445.23
38,134.84
NU
881.02
1,714.01
Nil
Nil
5G.57J
Nil
23,638.18
4,459.58
293.17
NU
5.933.83
NU
161.27
1,357.03
NU
Nil
3,669.81
6,615.35
12,318.20
14,928.77
454.97
2.613.70
3,077.41
$488,104.30
2,137.63
25,630.81
2,789.45
23,788.54
2,445.80
14,581.06
13,814.98
3,723.06
12,469.20
1,147.75
1,885.78
1,480.32
50,965.73
5,830.49
3,459.OS
8.27
10,538.90
2,648.76
90.38
3,330.53
259.99
4,146.75
3,240.30
8,095.92
382.95
326.76
98.30
7,118.08
9,759.27
27,668.99
4,468.11
46,229.69
3,774.75
6,383.58
912.73
5,134.66
15,167.00
44,549.32
66,128.19
Nil
2.321.12
1,456.08
NU
2.64
777.11
141.97
25,464.19
8 27
21,923^70
756.07
NU
954.08
513.78
1,141.84
3,606.34
NU
Nil
6,599.50
13,009.12
19,192.47
38.502.57
2,214.85
17,853.54
7,483.19
$230,948.82
572.53
9,954.14
475.33
9,708.35
245.01
4,887.68
3,343.06
1,218.61
4,977.39
654.90
12,158.00
363.73
20,850.72
5,098.66
8,776.43
4,346.96
4.07S.34
78.80
1,625.74
152.32
4,301.30
682.13
12,379.40
7.50
4,626.77
4,805.99
6,956.81
1,824.82
4,201.73
44.09
5,584.19
337.70
4,743.03
6,681.06
24,515.23
39,985.49
NU
743.17
1,239.01
Nil
Nil
56.57
Nil
15,154.23
5,414.58
238.17
Nil
—636.17
NU
11.27
1,909.03
'"mi
Nil
754.81
2,070.35
12,338.74
14,481.87
244.97
2,933.70
—1,802.59
$1,035,780.36| $553,947.66[ $1,08S,69S.59| $503,789.23 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 51
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward
Ocean Accident & Guarantee Corporation, Ltd
Ohio Farmers Insurance Co
Pacific Coast Fire Insurance Co
Palatine Insurance Co
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Portage la Prairie Mutual Fire Insurance Co
Preferred Accident Insurance Co :
Providence Washington Insurance Co
Provident Assurance Co
Provincial Insurance Co
Prudential Assurance Co., Ltd
Queen Insurance Co
Railway Passengers Assurance Co
Retail Hardware Mutual Fire Insurance Co
Royal Exchange Assurance
Royal Insurance Co., Ltd
St. Paul Fire & Marine Insurance Co
St. Paul Mercury Indemnity Co. of St. Paul
Scottish Metropolitan Assurance Co
Scottisli Union & National Insurance Co
Security Insurance Co. of New Haven
Sentinel Fire Insurance Co
Southern Insurance Co., Ltd
Springfield Fire & Marine Insurance Co
Stuyvesant Insurance Co
Sun Insurance Office, Ltd
Toronto General Insurance Co
Trans Canada Insurance Co
Travelers Fire Insurance Co
Travelers Indemnity Co
Union Assurance Society, Ltd
Union Fire, Accident & General Insurance Co
ttUnion Indemnity Co
Union Insurance Society of Canton, Ltd
Union Marine Insurance Co., Ltd
United British Insurance Co., Ltd
United Pacific Casualty Insurance Co
United States Fidelity & Guaranty Co
United States Fire Insurance Co
Virginia Fire & Marine Insurance Co
Wawanesa Mutual Insurance Co
Western Assurance Co
it Westminster Fire Office
World Eire and Marine Insurance Co
World Marine & General Insurance Co
Yorkshire Insurance Co
Zurich General Accident and Liability Ins. Co
Totals
Totals for 1931
•Franklin Fire Insurance Co
fHomestead Fire Insurance Co
§National Liberty Insurance Co
"New York Indemnity Co
(Reinsured by Union Indemnity Co.)
f fUnion Indemnity Co
(Reinsured by Continental Casualty Co.)
ft Westminster Fire Office
(Reinsured by Alliance Assurance Co., Ltd.)
tHudson Bay Insurance Co. (gross premiums and
losses, respectively)
Note.—These figures are included in the foregoing return.
$1,035,780.36
35,528.72
5,844.89
5,280.24
7,250.79
79,274.90
Nil
93,312.59
1,796.33
12.24
485.39
51,156.04
2,231.93
21,621.35
17,490.17
7.73
18,479.14
96,657.59
13,913.00
2,145.12
4,824.50
11,873.24
Nil
Nil
1,779.51
Nil
10.46
12,632.88
13,872.40
25,447.05
1,415.62
9,682.47
5,819.68
1,293.07
10,133.27
NU
4,308.31
3.7S0.59
—1.9S0.43
Nil
NU
6,463.35
6,753.28
—2.43
6,220.15
10,483.61
63,210.40
$1,68S,362.42
$1,969,252.06
?553,947.66
23,788.54
701.46
2,601.36
7,315.06
62,976.41
NU
36,850.62
951.44
29.55
118.13
23,985.84
2,345.52
8,372.39
3,669.81]
6,598.18
64,347.43
10,674.26
12.152.86
7.308.44
6,360.14
NU
Nil
550.48
Nil
3,018.09
5,298.63
12,161.83
17,979.34
776.53
15,184.16
4,OSS.35
214.15
5,800.72
NU
1,910.88
3,842.49
1,282.65
Nil
Nil
1,579.76
771.51
772.05
4,414.32
17,042.33
43,900.06
$975,743.43
$1,180,523.22
$1,0.88,698.59
40,965.30
5,107.53
7,222.47
7,855.04
93,201.86
NU
74.285.67
2,554.00
91.91
404.05
52,242.81
2,579.30
26,588.42
18,639.24
8.27
18,410.79
105,795.OS
15,S48.84
2,392.40
5,689.58
12.873.50
Nil
NU
1,913.46
NU
98.40
12,144.22
11,948.22
31.114.90
1,565.84
11,110.63
0,261.96
850.04
12,078.32
Nil
3,947.72
3,043.34
—227.35
Nil
NU
0,543.66
6,961.82
125.89
6,341.74
12,327.33
77,770.77
$1,788,803.51
$2,012,710.20
$503,789.23
22,988.54
777.03
2,416.36
10,613.06
50,703.41
Nil
46,545.02
—311.27
29.55
118.13
16,868.24
1,145.52
6,367.39
12,178.79
12,008.18
81,877.42
10,125.17
18,912.86
5,045.44
9,554.39
Nil
Nil
805.49
NU
3.01S.09
1,230.63
8,304.83
18,458.34
726.81
798.82
2,826.35
539.15
■ 950.72
Nil
1,355.88
2,542.49
12,082.08
NU
NU
1,619.76
391.51
T-72.05
4,249.32
6,992.33
30,980.06
"$911,308.44
$1,186,136.71
$1,586.45
144.60
259.75
1,485.62
82,663.49
$3,179.95
280.71
184.45
$1,049.99
347.81
155.85
1,789.25
00,080.81
3,653.85
$3,163.75
265.71
184.45
1,514.25 F 52
BRITISH COLUMBIA.
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Losses
paid.
Net Premiums
earned.
Net Losses
incurred.
Katio Losses
incurred to
Premiums
earned.
1928
$1,561,000
2,137,000
2,152,000
1,969,000
1,688,000
$1,470,000
1,900,000
2,148,000
2,013,000
1,789,000
$915,000
1,099,000
1,285,000
1,186,000
911,000
62.30
1929
$1,018,000
1,239,000
1,181,000
976,000
57.82
1930
59.82
1931
58.92
1932
50.92
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932.
ACCIDENT AND SICKNESS INSURANCE.
Name of Company.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Aetna Life Insurance Co
Alliance Assurance Co., Ltd
British America Assurance Co
British Canadian Insurance Co
British Empire Assurance Co
British Northwestern Fire Insurance Co
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian Fire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Car & General Insurance Corporation, Ltd
The Casualty Co. of Canada
Century Indemnity Co
Century Insurance Co., Ltd
Commercial Union Assurance Co., Ltd
Confederation Life Association
Consolidated Fire and Casualty Insurance Co
Continental Casualty Co
Dominion Fire Insurance Co
The Dominion of Canada General Insur. Co
Employers' Liability Assurance Corporation, Ltd...
Fidelity & Casualty Co. of New York
Fidelity Insurance Co. of Canada
The General Accident Assurance Co. of Canada-
General Accident Fire & Life Assur. Corpn., Ltd
The General Casualty Insurance Co. of Paris
The Globe Indemnity Co. of Canada
The Guardian Insurance Co. of Canada
The Guildhall Insurance Co., Ltd
Hartford Accident & Indemnity Co
Home Assurance Co. of Canada
Home Indemnity Co
Hudson Bay Insurance Co
Imperial Guar. & Accident Insur. Co. of Canada
Imperial Insurance Office
Indemnity Insurance Co. of North America
Law, Union & Rock Insurance Co., Ltd
Liverpool & London & Globe Insurance Co., Ltd
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Insur. Co., Ltd
London & Scottish Assurance Corporation, Ltd.—
London Guarantee & Accident Co., Ltd
Carried forward
* Accident and Sickness.
$139.73
*3,956.05
1,883.81
2,336.80
1,126.32
3,477.53
NU
7,395.64
574.65
148.42
280.40
405.66
Nil
133.77
3,683.95
*792.75
166.07
*160.03
246.58
744.04
"425.00
59.00
•602.10
26,720.58
101.75
30,735.20
•234.52
5,202.21
40.00
319.54
16,858.47
•1,009.58
1,761.16
393.79
5,483.03
286.66
433.60
1,342.47
•44,598.99
Nil
32,010.65
4,834.36
379.37
83.75
1,088.34
5,298.49
6,935.02
2,589.22
•463.56
14.10
4,779.73
•2,329.86
NU
$2,237.70
2,289.67
2,272.51
Nil
3,871.34
Nil
2,444.57
202.31
33.02
Nil
67.05
Nil
NU
4,829.65
373.83
Nil
Nil
NU
259.87
321.42
Nil
957.30
22,901.94
Nil
18,173.56
60.00
9,085.95
Nil
Nil
12,251.65
359.81
2,884.51
190.90
5,068.20
NU
289.74
1,782.69
13,400.51
Nil
29,520.25
1,358.69
494.24
5.00
177.00
3,757.99
1,414.38
362.45
225.32
Nil
3,115.90
2.920.43
Nil
$1,101.44
964.60
000.06
3,062.17
Nil
3,465.12
337.06
Nil
Nil
NU
Nil
72.50
1,577.13
Nil
Nil
289.52
mi
Nil
27,714.10
Nil
1,924.92
Nil
$465.14
757.99
429.79
2,501.88
Nil
2,967.57
81.32
ml
Nil
Nil
Nil
28.33
1,444.33
mi
Nil
121.S3
Nil
NU
14,104.06
Nil
I
\
16,950.71
6,641.83
1,655.94
502.68
63.00
Nil
I
f
55.14
18.30
12,900.01
9,839.76
—351.60
2,446.67
16.80
225.00
3,868.04
1,826.17
123.50
90.00
312.98
338.65
266.20
543.20
NU
Nil
Nil
Nil
31,105.44
26,307.30
1,885.25
1,490.13
46.93
NU
Nil
NU
296.83
42.66
3,837.57
2,199.67
}
2,934.62
1,885.03
NU
mi
.50
Nil
2,649.07
$225,066.30| $149,967.41
$117,428.08| $79,948.36 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 53
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Company.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Brought forward
London Life Insurance Co
Loyal Protective Insurance Co
Lumbermen's Mutual Casualty Co
Maryland Casualty Co ;
Merchants Casualty Insurance Co
Metropolitan Casualty Insurance Co
Metropolitan Life Insurance Co.'.
The Motor Union Insurance Co., Ltd
North British & Mercantile Insurance Co., Ltd.
Northern Assurance Co., Ltd
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Occidental Life Insurance Co
Ocean Accident & Guarantee Corporation, Ltd..
Phoenix Assurance Co., Ltd
The Preferred Accident Insurance Co
The Protective Association of Canada
Provident Assurance Co
The Provident Life & Accident Insurance Co....
Prudential Assurance Co., Ltd
The Prudential Insurance Co. of America
Railway Passengers Assurance Co
Royal Exchange Assurance
Royal Insurance Co., Ltd
Scottish Metropolitan Assurance Co., Ltd
Sun Insurance Office, Ltd
Toronto General Insurance Co
Travelers Indemnity Co
Travelers Insurance Co
Union Assurance Society, Ltd
Union Insurance Society of Canton, Ltd
United Pacific Casualty Insurance Co
United States Fidelty & Guarantee Co
Western Assurance Co
World Marine & General Insurance Co., Ltd
Yorkshire Insurance Co., Ltd
Zurich General Accid. & Liability Insur. Co., Ltd
Totals
Totals for 1931
$225,006.30
•3,810.45
•20,500.58
NU
912.88
•20,695.24
849.61
6,729.49
•7,536.41
765.00
1,063.16
967.93
3,589.39
76.00
NU
7,255.39
257.74
75.69
•31,689.01
Nil
•1,012.60
1,056.95
Nil
3,251.41
810.47
31,912.97
489.16
908.10
55.00
Nil
32,952.86
504.68
7,786.26
Nil
703.20
781.31
942.66
2,774.75
•7,639.07
1,334.80
$149,967.41
4,282.25
9,679.94
NU
620.30
10,883.33
1,143.15
2,864.00
5,754.00
29.00
76.78
029.33
1.559.11
Nil
NU
3,317.12
30.00
49.29
20,042.55
Nil
2,593.82
633.69
Nil
1,340.37
169.39
37,034.02
78.55
49.75
Nil
NU
13,185.12
118.32
3,912.79
Nil
102.35
488.82
1,049.08
1,008.98
1,962.61
143.50
$427,908.52| $274,859.3S
$493,523,131 $323,123.71
I
$117,428.08
Nil
NU
Nil
282.35
Nil
395.51
1,173.47
Nil
313.01
260.60
1,246.11
NU
NU
1,156.42
163.10
Nil
Nil
Nil
Nil
047.08
Nil
1,288.05
382.95
30,968.63
324.56
357.23
NU
Nil
49,271.18
242.67
7,542.01
NU
320.72
288.85
201.85
Nit
1,135.86
$79,948.36
NU
Nil
Nil
50.00
Nil
171.66
1,027.00
NU
154.70
21.43
512.91
Nit
Nil
942.69
Nil
NU
Nil
NU
Nil
82.39
NU
1,030.52
42.84
18,792.03
1,200.85
73.33
Nil
Nil
40,070.89
79.17
7,206.52
NU
Nil
15.00
Nil
Nil
1,708.78
$215,450.29! $153,131.08
$246,434,041 $158,778.52
• Accident and Sickness.
BOILER AND MACHINERY AND EXPLOSION INSURANCE.
Name of Company.
Boiler and Machinery
Insurance.
Explosion Insurance.
Premiums.
Losses.
Premiums.
Losses.
Boiler Inspection & Insurance Co. of Canada
$7,506.43
947.80
Nil
Nil
Nil
253.57
Nil
Nil
800.23
NU
Nil
$.923.72
Nil
Nil
Nil
Nil
NU
57.14
Nil
502.82
Nil
Nil
Nil
Nil
231.46
1,511.56
274.12
Nil
Nil
2,055.60
Nil
340.06
2,584.46
Nil
Nil
Nil
Continental Insurance Co
Nil
Nil
Nil
Fidelity & Casualty Co
Nil
Nil
Nil
NU
Insurance Co. of North America
Nil
$9,508.03
$1,483.68
$6,997.26
Nil F 54
BRITISH COLUMBIA.
TABLE VIL—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
BOILER AND MACHINERY AND EXPLOSION INSURANCE—Continued.
Name of Company.
Boiler and Machinery
Insurance.
Explosion Insurance.
Premiums.
Losses.
Premiums.
Losses.
$9,568.03
312.90
$1,483.68
Nil
1
$6,997.26 Nil
NU Nil
NU
Nil
15.00 [ NU
NU
193.00
936.71
Nil
14.06
Nil
Nil
954.72
35.13
Nil
NU
Nil
Nil
Nil
NU
NU
Nil .
Nil
160.341 NU
NU
Nil
3.36
NU
275.42
488.96
Nil
Nil
Nil
Ocean Accident & Guarantee Corporation, Ltd, . ■
NU
NU
Royal Insurance Co., Ltd
Nil
Nil
NU
Nil
NU
Totals
$12,014.55] $1,483.68
$7,940.341 NU
Totals for 1931
$26,978.57
$2,038.29
$11,481,811 NU
BURGLARY AND FORGERY INSURANCE.
Name of Company.
Burglary Insurance.
Premiums.
Forgery Insurance.
Losses. Premiums.
Losses.
The Acadia Fire Insurance Co
Alliance Assurance Co., Ltd
British America Assurance Co
British Canadian Insurance Co
British Empire Assurance Co
British Northwestern Fire Insurance Co
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian Fire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Casualty Co. of Canada
Century Indemnity Co
Century Insurance Co., Ltd
Commercial Union Assurance Co., Ltd
Connecticut Fire Insurance Co
Continental Casualty Co
Dominion of Canada General Insurance Co
Employers' Liability Assurance Corporation, Ltd.
Fidelity & Casualty Co. of New York
Fidelity Insurance Co. of Canada
General Accident Assurance Co. of Canada
General Accid. Fire & Life Assurance Corpn., Ltd
General Casualty Co. of America
General Casualty Assurance Co. of Paris
General Indemnity Corporation of America
Globe Indemnity Co. of Canada
Guardian Insurance Co. of Canada
Hartford Accident & Indemnity Co
The Home Indemnity Co
Home Insurance Co
Hudson Bay Insurance Co
Imperial Guarantee & Accid. Insur Co. of Canada.
Imperial Insurance Office
Indemnity Insurance Co. of North America
Law, Union & Rock Insurance Co., Ltd
Liverpool & London & Globe Insurance Co
London & Lancashire Guar. & Ace. Co. of Canada.
London & Provincial Mar. & Gen. Ins. Co., Ltd
London & Scottish Assurance Corporation, Ltd
London Guarantee & Accident Co., Ltd
Maryland Casualty Co
Metropolitan Casualty Insurance Co
Carried forward
NU
$1,791.37
1,090.82
624.88
882.41
108.57
928.07
595.77
967.15
10,588.80
16,096.60
3,792.22
1,020.46
429.38
385.75
51.86
Nil
267.70
4,324.54
6,380.63
28.27
3,553.17
8,999.51
1,020.23
276.40
490.47
NU
1,934.28
2,806.58
1.610.19
Nil
Nil
18,021.50
405.46
51.30
11.50
869.98
1,874.30
3,791.83
815.30
469.90
1,452.16
1,655.89
2,006.59
Nil
$242.92
109.10
230.88
1,571.24
2.75
9S4.36
214.16
Nil
12,179.86
10,782.95
2,521.91
568.80
661.06
8.80
Nil
Nil
3.4S3.97
1,980.89
812.73
Nil
2.702.S2
3,218.98
550.37
972.75
809.50
Nil
83.60
1,348.99
1.061.10
Nil
■Nil
12,751.10
2.42
Nil
NU
238.00
1.142.79
7,863.13
73.85
65.25
2,074.82
5,253.83
452.25
$102,471.79| $77,021.99
NU
Nil
$215.70
147.00
223.00
$33.45
mi
101.44
76.15
Nil
$661.851
$224.89 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 55
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
BURGLARY AND FORGERY INSURANCE—Continued'.
Name of Company.
Burglary Insurance.
Forgery Insurance.
Premiums.
Losses.
Premiums.
Losses.
Brought forward
National Surety Co
National Union Indemnity Co
Niagara Fire Insurance Co
North British & Mercantile Insurance Co., Ltd.—
Northern Assurance Co., Ltd
Northwest Casualty Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation, Ltd-
Phoenix Assurance Co., Ltd
Portage la Prairie Mutual Fire Insurance Co...
Provident Assurance Co
Prudential Assurance Co., Ltd
Railway Passengers Assurance Co
Reliance Insurance Co. of Canada
Royal Exchange Assurance
Royal Insurance Co., Ltd
St. Paul Fire & Marine Insurance Co
Sun Insurance Office, Ltd
Toronto General Insurance Co
Travelers Fire Insurance Co
Travelers Indemnity Co
Union Assurance Society, Ltd
Union Indemnity Co
Union Insurance Society of Canton, Ltd
United Pacific Casualty Insurance Co
United States Fidelity & Guaranty Co
Western Assurance Co
World Marine & General Insurance Co., Ltd
Yorkshire Insurance Co., Ltd
Zurich General Accid. & Liability Insur. Co., Ltd
Totals
Totals for 1931
$102,471.79
510.15
Nil
Nil
2,034.20
2,362.60
443.62
1,664.27
115.25
3,295.37
191.55
1,401.07
NU
600.85
1,868.07
178.92
552.35
18.409.SO
NU
905.94
1,972.99
NU
3,518.73
631.24
2,836.09
NU
4,072.22
1,848.58
1,945.09
2,903.40
1,493.88
$77,021.99
180.30
Nil
Nil
586.38
1,514.02
84.83
1,005.14
NU
3,171.13
Nil
574.55
NU
654.19
304.62
22.95
1,904.63
12,751.10
Nil
113.32
3,486.49
NU
3,067.91
465.58
1,679.61
Nil
5,403.84
1,571.44
1,931.30
3.287.06
596.80
$158,28S.08| $121,379.18
$157,354,731 $92,068.93
$661.85
120.84
NU
$224.89
61.46
Nil
782.69!
$286.35
$2,058.08
$195.65
EARTHQUAKE AND PLATE GLASS INSURANCE.
Name of Company.
Earthquake Insurance.
Losses.
Plate Glass Insurance.
Premiums.
Alliance Assurance Co., Ltd
British America Assurance Co
British Canadian Insurance Co
British Columbia Plate Glass Insurance Co.—
British Empire Assurance Co
British Northwestern Fire Insurance Co
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian Eire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Casualty Co. of Canada
Century Indemnity Co
Century Insurance Co., Ltd
Citizens Insurance Co
Commercial Union Assurance Co., Ltd
Connecticut Fire Insurance Co
Consolidated Fire and Casualty Insurance Co
Continental Casualty Co
County Fire Insurance Co
Dominion Fire Insurance Co
Dominion of Canada General Insurance Co
Carried forward
$187.50
506.25
-829.89
342.93]
NU
Nil
Nil
Nil
i
$14.95
819.94
261.33
17,516.73
107.38
19.65
919.64
134.18
539.35
1,151.22
1.78S.36
402.65
587.29
295.93
31.47
Nil
29.90
NU
304.74
835.01
Nil
118.25
2.680.05
Nil
$402.52
230.10
10,808.59
18.90
NU
694.98
35.11
127.00
494.84
1,177.78
6.27
146.47
50.50
42.00
Nil
49.88
NU
816.48
444.42
Nil
34.80
3.104.74
$1,036.08
Nil
$28,558.02
$18,685.38 •
F 56
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
EARTHQUAKE AND PLATE GLASS INSURANCE—Continued:
Name of Company.
Earthquake Insurance.
Premiums.
Losses.
Plate Glass Insurance.
Premiums.
Losses.
Brought forward..
Eagle Star & British Dominions Insur. Co., Ltd
Employers' Liability Assurance Corporation, Ltd...
Fidelity & Casualty Co. of New York
Fidelity Insurance Co. of Canada
First National Insurance Co. of America
General Accident Assurance Co. of Canada
General Accident Fire & Life Assur. Corpn., Ltd
General Casualty Co. of America
General Casualty Insurance Co. of Paris
General Insurance Co. of America
Globe & Rutgers Fire Insurance Co
Globe Indemnity Co. of Canada
Great American Indemnity Co
Great American Insurance Co
Guardian Insurance Co. of Canada
Guildhall Insurance Co., Ltd
Halifax Fire Insurance Co
Hartford Accident & Indemnity Co
Home Indemnity Co
Hudson Bay Insurance Co
Imperial Guarantee & Accid. Insur. Co. of Canada..
Imperial Insurance Office
Indemnity Insurance Co. of North America
Insurance Co. of North America
Law, Union & Rock Insurance Co., Ltd
Liverpool & London & Globe Insurance Co., Ltd
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Ins. Co., Ltd
London & Scottish Assurance Corporation, Ltd....
London Guarantee & Accident Co., Ltd
Lumbermen's Mutual Casualty Co
Maryland Casualty Co
Metropolitan Casualty Insurance Co
Motor. Union Assurance Co., Ltd
National Provincial Insurance Co., Ltd
National Surety Co
National Union Indemnity Co
North British & Mercantile Insur. Co., Ltd
Northern Assurance Co., Ltd
Northwest Casualty Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation, Ltd
Phoenix Assurance Co., Ltd
Portage la Prairie Mutual Fire Insurance Co
Provident Assurance Co
Prudential Assurance Co., Ltd
Railway Passengers Assurance Co
Royal Insurance Co., Ltd
Saint Paul Fire & Marine Insurance Co
Scottish Metropolitan Assurance Co., Ltd
Scottish Union & National Insurance Co
Sun Insurance Office, Ltd
Toronto General Insurance Co
Trans-Canada Insurance Co
Travelers Fire Insurance Co
Travelers Indemnity Co
Union Assurance Society, Ltd
Union Indemnity Co
Union Insurance Society of Canton, Ltd
United Pacific Casualty Insurance Co
United States Fidelity & Guaranty Co
Westchester Eire Insurance Co
Western Assurance Co
World Marine & General Insurance Co., Ltd
Yorkshire Insurance Co., Ltd
Zurich General Accid. & Liability Assur. Co., Ltd....
Totals
Totals for 1931
$1,036.68[
—300.00
312.81
56.56
410.28
Nil
1,500.00
568.69
212.74
700.25
300.00
149.61
258.44
349.48
Nil
Nil
—300.00] Nil
182.35| Nil
Nil
NU
NU
NU
NU
NU
Nil
NU
Nil
Nil
Nil
NU
$6,037.89|
Nil
$7,407.731
Nil
$28,55S.02
356.34
773.10
Nil
713.54
mi
1,473.78
292.75
577.01
31.40
Nil
Nil
452.38
1,491.10
NU
146.76
46.11
NU
794.70
Nil
549.78
98.74
300.97
Nil
Nil
110.17
601.38
1,088.72[
—39.541
172.05|
77.60]
Nil
337.32
135.45
103.12
606.89
11.70
Nil
375.51
443.34
Nil
1.039.14
—25.10
2,329.53
128.15
67.27
Nil
475.83
820.34
608.80
NU
102.07
Nil
118.81
291.07
Nil
NU
229.50
72.35
148.68
Nil
779.50
NU
4S0.33
96.25
284.48
125.62
$18,685.38
245.52
442.80
mi
497.24
Nil
895.32
267.21
85.72
14.90
Nil
Nil
65.25
815.36
Nil
8.78
13.45
Nil
636.24
Nil
364.64
91.39
85.93
Nil
Nil
100.85
350.87
740.44
Nil
65.71
47.90
Nil
301.31
48.75
49.50
231.96
NU
Nil
257.33
449.26
NU
564.32
Nil
950.89
Nil
9.30
Nil
287.73
1,170.40
364.64
NU
40.86
Nil
Nil
130.35
NU
Nil
162.92
46.06
Nil
NU
372.84
NU
145.81
93.83
427.03
02.25
$48,932.511
$30,688.24
$55,748.60) $23,552.01 -
■
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 5T
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
GUARANTEE, BOND, AND CREDIT INSURANCE.
Name of Company.
Guarantee Insurance.
Bond Insurance.
Premiums.
Losses.
Premiums. Losses.
NU
$228.75
NU
880.96
1,931.28
100.00
2,362.79
12.50
1,506.19
12,770.01
12,531.36
16,485.33
230.08
—2.50
640.21
Nil
3,067.73
3,505.13
NU
2,900.74
2.037.07
183.13
694.10
1,274.90
1,660.45
92.07
NU
15,152.90
2,234.70
241.00
Nil
492.80
655.80
4,241.43
5.00
1,741.90
455.49
31.07
5,816.33
339.97
1,180.42
776.59
514.78
Nil
Nil
47.50
404.25
165.22
6,292.54
5.00
7.50
3,312.54
80.31
10.00
16,289.53
1,226.34
311.17
1,429.25
Nil
Nil
Nil
Nil
Nil
Nil
$1,528.23
Nil
NU
1,118.38
2,681.40
2,342.88
NU
350.00
Nil
Nil
—405.95
5,807.27
Nil
—1,325.64
3,335.00
Nil
Nil
Nil
153.07
280.87
mi
393.00
940.08
590.00
Nil
Nil
1,294.90
74.10
Nil
1,524.01
821.46
Nil
2.226.2S
Nil
Nil
118.34
134.62
NU
NU
Nil
Nil
NU
393.00
Nil
NU
Nil
NU
NU
892.12
37.47
Nil
154.42
$2,137.00
198.67
548.04
140.00
American Credit Indemnity Co. of N.Y. (Credit)
NU
The Dominion of Canada General Insurance Co....
Employers' Liability Assurance Corporation, Ltd....
The General Accident Assurance Co. of Canada-
General Casualty Insurance Co. of Paris—
Imperial Guarantee & Accident Insurance Co
Nil
Liverpool & London & Globe Insurance Co., Ltd
London & Lancashire Guar. & Accid. Co. of Canada-
London & Provincial Mar. & Gen. Ins. Co., Ltd
NU
Metropolitan Casualty Insurance Co. of New York-
North British & Mercantile Insurance Co., Ltd
The Ocean Accident & Guarantee Corporation, Ltd..
Railway Passengers Assurance Co
$21.17
Scottish Metropolitan Assurance Co., Ltd
United States Fidelity & Guarantee Co
The World Marine & General Insurance Co., Ltd..
$129,216.11
$27,190.96
$3,023.77] $21.17
Totals for 1931
$199,472.85
$39,217.64
$5,226.41
$1,286.99 F 58
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
INLAND TRANSPORTATION AND MARINE INSURANCE.
Name of Company.
Inland Transportation
Insurance.
Premiums.
Losses.
Marine Insurance.
Premiums.
Losses.
Aetna Insurance Co
Agricultural Insurance Co ,
Alliance Assurance Co., Ltd
Alliance Insurance Co. of Philadelphia
American Alliance Insurance Co
American Home Fire Assurance Co
Atlas Assurance Co., Ltd
Automobile Insurance Co. of Hartford
Bankers' & Traders' Insurance Co., Ltd
Boston Insurance Co
British America Assurance Co
British & Foreign Marine Insurance Co., Ltd
British Canadian Insurance Co
British Empire Assurance Co
British Northwestern Fire Insurance Co
British Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Canada Security Assurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Century Insurance Co., Ltd
China Fire Insurance Co., Ltd
City of New York Insurance Co
Columbia Insurance Co
Commercial Union Assurance Co., Ltd
Connecticut Fire Insurance Co
Continental Insurance Co
Cornhill Insurance Co., Ltd
County Fire Insurance Co
The Dominion of Canada General Insurance Co.—
Eagle Star & British Dominions Insur. Co., Ltd
Equitable Fire & Marine Insurance Co
Fidelity-Phenix Fire Insurance Co
Fire Association of Philadelphia
Fireman's Fund Insurance Co
Firemen's Insurance Co. of Newark
First American Fire Insurance Co
First National Insurance Co. of America
Franklin Fire Insurance Co. of Philadelphia
General Accident Fire & Life Assur. Corpn., Ltd..
General Insurance Co. of America
Glens Falls Insurance Co
Globe & Rutgers Fire Insurance Co
The Globe Indemnity Co. of Canada
Great American Insurance Co
Guardian Insurance Co. of Canada
Hartford Fire Insurance Co
Home Assurance Co. of Canada
Home Fire and Marine Insurance Co
Home Insurance Co
Imperial Guarantee & Accid. Insur. Co. of Canada-
Imperial Insurance Office
Insurance Co. of North America
Insurance Co. of the State of Pennsylvania
Liverpool & London & Globe Insurance Co., Ltd....
London & Lancashire Insurance Co., Ltd
London & Provincial Mar. & Gen. Ins. Co., Ltd....
London Assurance Corporation
London Guarantee & Accident Co., Ltd
Marine Insurance Co., Ltd
Maritime Insurance Co., Ltd
Maryland Insurance Co
Mechanics & Traders Insurance Co
Millers National Insurance Co
Motor Union Insurance Co., Ltd
National Fire Insurance Co. of Hartford
Carried forward
$4,687.31
NU
463.95
4,443.29
NU
Nil
458.79
Nil
17.50
1,385.75
NU
NU
2,014.14
46.32
718.18
45.00
NU
Nil
5.00
Nil
146.13
714.58
1,618.66
4.39
166.67
NU
145.48
3,369.73
344.50
3.015.86
NU
45.25
—28.43
96.50]
1,196.62
41.74
417.12
NU
82.41
10.00
61.15
NU
Nil
16.107.69
Nil
NU
13,549.36
Nil
NU
26.00
NU
18.00
476.15
Nil
5.50
Nil
19.001
NU
Nil |
$56,563.72
$1,804.01
NU
90.50
2,045.09
Nil
Nil
NU
NU
NU
239.99
NU
Nil
NU
NU
24.20
Nil
NU
Nil
NU
Nil
13.60
55.00
10S.S6
NU
192.35
NU
NU
666.71
46.20
526.80
Nil
658.91
Nil
8.04
1.00
—4,916.33
291.22
Nil
NU
Nil
Nil
NU
Nil
15,584.60
Nil
Nil
2.283.59
NU
Nil
Nil
Nil
Nil
73.15
NU
249.83
NU
NU
Nil
Nil
$24,904.31
$299.34
246.13
$2,569.88
Nil
Nil
Nil
207.13
2,442.79
1,550.59
Nil
16,153.61
3,333.76
Nil
Nil
16,255.19
NU
Nil
Nil
Nil
Nil
S20.72
423.29
Nil
4,859.76
Nil
Nil
Nil
25,293.61
68,190.71
NU
1.108.63
Nil
32,301.10
NU
4,082.00
10.46
Nil
5.196.96
18,277.83
Nil
23,332.08
NU
3,282.12
1,042.67
346.54|
1,941.411
NU
7,781.39
14.358.19
Nil
NU
Nil
Nil
Nil
NU
$50.58
NU
Nil
Nil
Nil
123.21
6,741.65
28.96
Nil
26,152.77
1.520.76
NU
NU
16,230.49
NU
Nil
NU
Nil
NU
97.18
Nil
NU
Nil
Nil
NU
Nil
12,533.01
78.359.07
NU
1.027.78
Nil
35,758.02
NU
11.58
NU
Nil
5,803.39
53.033.11
NU
1,844.08
Nil
6,887.12
86.32
Nil
4,514.86
Nil
3,378.48
9,644.26
NU
Nil
Nil
NU
Nil
$256,607.89
$263,886.6 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 59
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued.
INLAND TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Company.
Inland Transportation
Insurance.
Premiums.
Losses.
Marine Insurance.
Premiums.
Losses.
Brought forward
National Union Fire Insurance Co
Newark Fire Insurance Co
New Brunswick Fire Insurance Co
New Hampshire Fire Insurance Co.—
New Jersey Insurance Co
New York Underwriters Insurance Co
Niagara Fire Insurance Co
North British & Mercantile Insurance Co., Ltd..
Northern Assurance Co., Ltd
North River Insurance Co
Northwestern Mutual Fire Association
Norwich Union Fire-insurance Society, Ltd
Ocean Marine Insurance Co., Ltd
Ohio Farmers Insurance Co
Philadelphia Fire & Marine Insurance Co
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Planet Assurance Co., Ltd
Providence Washington Insurance Co
Provident Assurance Co
Prudential Assurance Co., Ltd
Queen Insurance Co. of America
Queensland Insurance Co., Ltd
Railway Passengers Assurance Co
Reliance Insurance Co. of Canada
Reliance Marine Insurance Co., Ltd
Royal Exchange Assurance
Royal Insurance Co., Ltd
St. Paul Fire & Marine Insurance Co
Sea Insurance Co., Ltd
Security Insurance Co. of New Haven
Springfield Fire & Marine Insurance Co
Standard Marine Insurance Co., Ltd
Stuyvesant Insurance Co
Sun Insurance Office, Ltd
Thames & Mersey Insurance Co., Ltd
Tokio Marine & Fire Insurance Co., Ltd
Toronto General Insurance Co
Travelers Eire Insurance Co
Union Assurance Society, Ltd
Union Insurance Society of Canton, Ltd
Union Marine Insurance Co., Ltd
United Firemen's Insurance Co
United States Fire Insurance Co
JUnited States Merchants & Shippers Insur. Co
{Universal Insurance Co
Westchester Fire Insurance Co
Western Assurance Co
World Fire & Marine Insurance Co
World Marine & General Insurance Co., Ltd....
Yang-tsze Insurance Association, Ltd
Yorkshire Insurance Co., Ltd
Totals
Totals for 1931
$56,563.72
104.81
NU
718.09
Nil
NU
NU
557.80
753.50
6.00
NU
88.67
642.85
Nil
NU
3.090.71
1,933.69
11.93
NU
397.03
46.60
186.60
Nil
Nil
Nil
5,332.20
Nil
Nil
677.86]
1,391.03|
NU
36.80]
344.50|
1,391.03|
1,018.73
Nil
1,891.52
110.13
NU
341.29
Nil
344.53
1,478.60
Nil
Nil
$24,964.31
Nil
Nil
NU
NU
NU
Nil
Nil
105.00
NU
NU
55.00
340.17
Nil
Nil
Nil
55.87
NU
Nil
1,994.00
NU
22.00
Nil
Nil
Nil
1,098.97
NU
Nil
NU
Nil
Nil
Nil
46.26
NU
412.66
NU
275.06
247.84
NU
46.26
Nil
46.26
162.39
mi
Nil
$80,060.22] $30,472.05
$127,115.99| $99,212.12
$256,607.89
13,174.23
Nil
Nil
Nil
Nil
Nil
31,566.96
869.26
Nil
NU
11.160.S7
268.85
Nil
Nil
29,178.62
Nil
4,020.90
266.34
Nil
Nil
24,764.46
Nil
Nil
1,608.85
2,211.59
127.80
19,772.18
11,105.54
Nil
NU
74,238.38]
Nil
10,007.19
21,495.81
10.023.10
Nil
Nil
42,299.55
33.981.10
Nil
8,985.92
30,786.98
27,494.84
NU
NU
32,301.10
Nil
-I
$263,886.68
1,394.48
NU
NU
Nil
Nil
Nil
25,884.02
Nil
NU
NU
11,560.26
Nil
Nil
NU
Nil
Nil
5,970.92
Nil
Nil
NU
18,623.35
125.29
Nil
44.53
Nil
NU
11,659.31
2,220.52
Nil
NU
23,437.63
Nil
63,465.73
9,536.16
9.139.81
Nil
NU
26,114.40
23,120.51
NU
9,003.12
35,025.00
28,836.63
NU
Nil
35,758.02
Nil
$698,917,471 $604,806.88
$848,012.36| $553,783.12
% Company merged with Westchester Fire Insurance Co.
f Business reinsured by British Northwestern Fire Insurance Co. F 60
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE.
Name of Company.
Public Liability
Insurance.
Premiums.
Losses.
Property Damage
Insurance.
Premiums.
Losses.
Aetna Insurance Co
Aetna Life Insurance Co
Alliance Assurance Co., Ltd
American Home Fire Assurance Co
Automobile Insurance Co. of Hartford
British America Assurance Co
British & Foreign Marine Insurance Co., Ltd
British Canadian Insurance Co
British Empire Assurance Co
British Northwestern Fire Insurance Co
British Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian General Insurance Co
Canadian Indemnity Co.
Canadian Surety Co
Car & General Insurance Corporation, Ltd
Casualty Co. of Canada
The Century Indemnity Co
The China Fire Insurance Co., Ltd
Connecticut Fire Insurance Co
Consolidated Fire and Casualty Insurance Co
Continental Casualty Co
Continental Insurance Co
County Fire Insurance Co
Dominion of Canada General Insurance Co
Employers' Liability Assurance Corporation, Ltd
Equitable Fire & Marine Insurance Co
Fidelity & Casualty Co. of New York
Fidelity Insurance Co. of Canada
Fidelity-Phenix Fire Insurance Co
General Accident Assurance Co. of Canada
General Accident Fire & Life Assur. Corpn., Ltd
General Casualty Co. of America
General Casualty Insurance Co. of Paris
General Insurance Co. of America
Glens Falls Insurance Co
Globe & Rutgers Fire Insurance Co
Globe Indemnity Co. of Canada
Guardian Insurance Co. of Canada
Guildhall Insurance Co., Ltd
Hartford Accident & Indemnity Co
Hartford Fire Insurance Co
The Home Indemnity Co
Home Insurance Co
Hudson Bay Insurance Co
Imperial Guarantee & Accid. Insur. Co. of Canada-
Imperial Insurance Office
Indemnity Insurance Co. of North America
Indiana Lumbermen's Mutual Insurance Co
Insurance Co. of North America
Law, Union & Rock Insurance Co., Ltd
Liverpool & London & Globe Insurance Co., Ltd
London & Lancashire Guar. & Accid. Co. of Canada.
London & Provincial Mar. & Gen. Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd
London Assurance Corporation
London Guarantee & Accident Co., Ltd
Lumber Mutual Fire Insurance Co
Lumbermen's Mutual Casualty Co
Marine Insurance Co., Ltd
Maryland Casualty Co
Mechanics & Traders Insurance Co
The Metropolitan Casualty Insur. Co. of N.Y
National Fire Insurance Co. of Hartford
$528.19
NU
NU
1,643.12
Nil
942.39
207.77
NU
NU
Nil
3,132.09
315.75
13,009.43
10,358.04
4,050.52
295.94
467.14
NU
Nil
Nil
293.77
643.04
Nil
Nil
2,779.59
12,656.31
NU
NU
1,269.40
Nil
17,835.47
743.25
079.15
383.85
Nil
NU
Nil
1,459.05
879.73
575.84
3,135.28
Nil
Nil
NU
6,748.11
185.35
NU
NU
Nil
Nil
581.09
1,821.27
3,026.67
21.75
504.47
NU
2.228.30
Nil
592.79
Nil
479.16
Nil
307.50
Nil
Carried forward..
$94,780.57
NU
Nil
Nil
Nil
Nil
Nil
Nil
NU
Nil
NU
$303.
29.75
13,108.06
7,521.66
1,721.22
NU
69.50
Nil
Nil
NU
15.00
50.60
NU
NU
1,078.10
1.428.90
Nil
Nil
271.50
Nil
20,097.
2.25
2.175.00
Nil
Nil
Nil
NU
18.70
Nil
308.00
3,448.98
Nil
NU
Nil
95.00
NU
Nil
NU
NU
Nil
Nil
573.52
637.15
Nil
Nil
Nil
49.50
Nil
NU
Nil
Nil
Nil
149.90
Nil
$53,159.29
$145.40
NU
$145.40
Nil REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 61
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE—Continued.
Name of Company.
Public Liability
Insurance.
Premiums.
Losses.
Property Damage
Insurance.
Premiums.
Losses.
Brought forward
National Liberty Insurance Co
National Surety Co
National Union Indemnity Co
New York Underwriters Insurance Co
Niagara Fire Insurance Co
North British & Mercantile Insurance Co., Ltd—
Northern Assurance Co., Ltd
North River Insurance Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation, Ltd-
Pacific Coast Fire Insurance Co
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Providence Washington Insurance Co
Provident Assurance Co
Prudential Assurance Co., Ltd
Queen Insurance Co. of America
Railway Passengers Assurance Co
Reliance Insurance Co. of Canada
Royal Exchange Assurance
Royal Insurance Co., Ltd
Scottish Metropolitan Assurance Co., Ltd
Sentinel Fire Insurance Co
Springfield Fire and Marine Insurance Co
Stuyvesant Insurance Co
Sun Insurance Office, Ltd
Toronto General Insurance Co
Travelers Fire Insurance Co
Travelers Indemnity Co
Travelers Insurance Co
Union Assurance Society, Ltd
Union Indemnity Co
Union Insurance Society of Canton. Ltd
United Pacific Casualty Insurance Co
United States Fidelity & Guaranty Co
United States Fire Insurance Co
Universal Insurance Co
Western Assurance Co
World Fire & Marine Insurance Co
World Marine & General Insurance Co., Ltd
Yorkshire Insurance Co., Ltd
Zurich General Accid. & Liability Insur. Co., Ltd.
Totals
Totals for 1931
$94,780.57
Nil
Nil
NU
Nil
NU
1,036.87
1,648.60
Nil
1,285.13
57.25
9,880.33
mi
■ Nil
Nil
Nil
Nil
1.140.03
Nil
4,254.51
Nil
1,090.77
7,710.31
24.35
NU
NU
Nil
NU
2,565.32
Nil
$141,318.52
$53,159.29
NU
Nil
Nil
Nil
Nil
104.80
8,469.85
Nil
1.831.74
Nil
589.20
Nil
NU
Nil
Nil
Nil
1,130.63
NU
$16,420.96
Nil
158.42
95.00
NU
Nil
NU
Nil
Nil
3,096.49
Nil
8.10
NU
1,100.66
Nil
244.70
Nil
5,815.85
2.747.29
78.30
Nil
2,054.40
6,887.40
Nil
Nil
Nil
Nil
1,435.46
3.433.3S
NU
Nil
526.41
Nil
1,910.08
144.88
2,664.52
30.00
$98,299.33
$142,898.27] $170,099.83
$145.40
Nil
17.71
Nil
$163.11|
NU
$404.88|
NU F 62
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued.
TORNADO AND WEATHER INSURANCE.
Tornado Insurance.
Weather Insukance.
Name of Company.
Premiums.
Losses.
Premiums.
Losses.
$1,281.55
9.80
2.40
61.68
2.45
mi
mi
mi
Nil
2.45
Nil
Nil
NU
Nil
NU
Nil
NU
$227.45
NU
Nil
NU
Nil
$0.45
19.00
2.00
16.50
69.04
.90
.90
.90
200.00
54.00
Nil
.45
NU
Nil
Nil
NU
Nil
Imperial Assurance Co
London Guarantee & Accident Co., Ltd
Nil
Nil
Nil
Pacific Fire Insurance Co
Nil
Nil
NU
Nil
Totals
$1,360.33
$227.45
$304.74
NU
Totals for 1931
$104.38
NU
$336.38
$12.95
MISCELLANEOUS INSURANCE.
A.R., All Risk ; Av.,
Aviation ; B.K.
S.L.,
Blanket Residence ;
Sprinkler Leakage.
F., Fraud: L.S., Live Stock;
Name of Company.
Premiums.
Losses.
B.R.
Av.
Av.
Av.
L.S.
S.L.
F.
A.R.
B.R.
L.S.
$4,905.70
5.60
468.50
536.25
259.75
667.25
344.77
349.06
1,112.64
4.50
$1,962.37
NU
Nil
NU
NU
427.43
288.89
Nil
22.50
NU
Totals
$8,654.02
$2,701.19
Totals for 1931
$2,069.24
$5,844.87
TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1928.
1929.
1930.
1931.
1932.
Accident, P
L
Sickness, P
L
Liability, P
L
Marine, P
L
Other forms, P.
L.
$456,000
227,000
18S.000
100,000
100,000
34,000
898,000
549,000
377,000
83,000
$531,000
263,000
227,000
152,000
136,000
43,000
1,158,000
723,000
610,000
03,000
$522,000
289,000
249,000
158,000
184,000
57,000
1,106,000
724,000
607,000
251,000
$494,000
323,000
246,000
159,000
143,000
171,000
848,000
554,000
556,000
263,000
$428,000
275,000
215,000
153,000
141,000
98,000
699,000
605,000
457,000
307,000 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932.
F 63
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN
LIFE INSURANCE COMPANIES.
(For British Columbia Investments of Life Insurance Companies, see Abstract of Returns of
Life Insurance Companies, page 43.)
Name of Company.
Mortgages.
In other
Securities.
Aetna Casualty & Surety Co
American Automobile Fire Insurance Co
American Central Insurance Co
American Credit Indemnity Co
The Anglo-Scottish Insurance Co., Ltd
Beaver Fire Insurance Co
Boiler Inspection & Insurance Co
British America Assurance Co
British Colonial Fire Insurance Co
British Columbia Plate Glass Insurance Co
British Crown Assurance Corporation, Ltd
British Northwestern Fire Insurance Co
Caledonian Insurance Co
Canada Accident & Fire Assurance Co
Canadian Fire Insuranc Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Casualty Co. of Canada
Central Union Insurance Co
Connecticut Fire Insurance Co
Consolidated Fire & Casualty Insurance Co
Continental Casualty Co
Dominion Fire Insurance Co
Dominion of Canada General Insurance Co
Eagle Star & British Dominions Insurance Co., Ltd.
Ensign Insurance Co
Equitable Fire & Marine Insurance Co
Fire Association of Philadelphia
Fire Insurance Co. of Canada
Fireman's Fund Insurance Co
First National Insurance Co. of America
General Accident Assurance Co. of Canada
General Insurance Co. of America
Glens Falls Insurance Co
Globe Indemnity Co. of Canada
Guarantee Co. of North America
Guardian Insurance Co. of Canada
Halifax Fire Insurance Co
Hartford Accident & Indemnity Co
Hartford Fire Insurance Co
Hudson Bay Insurance Co
Imperial Insurance Office
Insurance Co. of the State of Pennsylvania
Law, Union & Rock Insurance Co., Ltd
Legal & General Assurance Society, Ltd
London & Lancashire Insurance Co., Ltd
London-Canada Insurance Co
London Guarantee & Accident Co
Loyal Protective Insurance Co
Lumber Mutual Fire Insurance Co
Mercantile Fire Insurance Co
Merchants Casualty Insurance Co
Mercury Insurance Co
Minnesota Implement Mutual Fire Insurance Co
National Ben Franklin Fire Insurance Co
National Union Fire Insurance Co
New Jersey Insurance Co
North British & Mercantile Insurance Co., Ltd
North Empire Fire Insurance Co
North River Insurance Co
Northwestern National Insurance Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Pacific Coast Fire Insurance Co
Pearl Assurance Co., Ltd
Phoenix Assurance Co., Ltd
Carried forward
Nil
Nil
NU
Nil
Nil
$3.943.85f
Nil
Nil
Nil
NU
NU
Nil
1S4.050.00
Nil
Nil
Nil
NU
Nil
Nil
Nil
NU
Nil
Nil
7,510.49
99,736.25f
Nil
Nil
Nil
NU
Nil
NU
NU
Nil
Nil
NU
Nil
NU
NU
NU
NU
Nil
7,500.00
13.321.S7
Nil
Nil
Nil
Nil
Nil
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
145.000.00
NU
NU
Nil
Nil
NU
212,583.45f
Nil
Nil
$50,000.00*
50,000.00
80,660.00
74,919.10
25,000.00*
Nil
19,000.00
3,000.00*
14,999.25
5,251.62
44,466.66*
7,500.00*
126,141.60
68,800.00
52,748.58*
70,037.00f
29,340.SO
42,733.33*
10,S61.73f
• 35,000.00
25,000.00
30,000.00*
15,000.00*
40,000.00
117,923.36f
52,653.44jr
10,000.00*
25,000.00
4,769.34
40,082.50
87,741.70
5,000.00
40,226.54
12,000.00
75,60S.OO
5,000.00
99,090.00
66,333.33
50,000.00
100,000.00
50,000.00
60,000.00
4,650.00
17,865.33
30,000.00*
38,933.33*
93,133.34
25,000.00
246,871.371
10,000.00*
15,000.00*
109,240.00
10,000.00
100,000.00
40,000.00*
95,000.00*
23,750.00f
15,000.00
262,000.00
43,200.00
80,000.00*
54,506.67*
119,000.00*
40,000.00
340,317.661
77,088.001
110,823.74
$673,645.91
1,829,267.32 F 64
BRITISH COLUMBIA.
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN
LIFE INSURANCE COMPANIES—Continued.
Name of Company.
Mortgages.
In other
Securities.
Brought forward
Phoenix Insurance Co
Protective Association of Canada
Quebec Fire Assurance Co
Reliance Insurance Co., Ltd
Retail Hardware Mutual Fire Insurance Co
Royal Insurance Co., Ltd
Toronto General Insurance Co
Union Marine & General Insurance Co
Universal Insurance Co
Yorkshire Insurance Co., Ltd
Totals
$673,645.91
$3,829,267.32
Nil
25,000.00
Nil
10,000.00*
Nil
19,523.09 +
NU
15,000.00
Nil
60,000.00*
20,000.00+
J 20,784.00 +
) 00,000.00*
Nil
80,109.06*
NU
24,333.33
NU
3,000.00
324,515.14
400,000.00
$1,018,161.05
$4,547,016.80
* Par value.
t Book value.
t Market value.
VICTORIA, B.C. :
Printed by Charles F. Banfielu, Printer to the King's Most Excellent Majesty.
1933.
1525-733-4011
BC Sessional Papers
TWENTY-SECOND ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1933… British Columbia. Legislative Assembly [1934]
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