TWENTY-SECOND ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLOMBIA 1933 (BUSINESS TRANSACTED IN 1932) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C. : Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1933. To His Honour J. AV. Fokdham Johnson, Lieutenant-Governor of the Province of British Columbia. May it please Youb Honour : The undersigned has the honour to present the Twenty-second Annual Report of the Superintendent of Insurance for the year ended December 31st, 1932. R. H. POOLEY, Attorney-General. Victoria, B.C., July 3rd, 1933. TABLE OF CONTENTS. Page. Report of the Superintendent of Insurance 5 Lists as at December 31st, 1932, of— Insurers licensed '• 9 Underwriters' Agencies licensed 24 Reciprocal Exchanges granted Permits 24 Names of Companies licensed or ceased Business since December 31st, 1932 24 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Co 25 Empire Life Insurance Co 26 Grand Council of Canadian Order of Chosen Friends 27 Home Assurance Co. of Canada 29 Mutual Fire Insurance Co. of British Columbia 30 Mutual Relief Life Insurance Co 31 Ontario Equitable Life & Accident Insurance Co 32 Provident Assurance Co 34 Provident Life & Accident Insurance Co 35 Sons of Scotland 37 Toronto General Insurance Co 38 United Pacific Casualty Insurance Co 40 Western Empire Life Assurance Co 41 TABLES. Life Insurance— I. Business of 1932 and Investments in the Province 43 II. Summary, 1928-32 45 Fire Insurance— III. Business of 1932 45 IV. Summary, 1928-32 49 Automobile Insurance— V. Business of 1932 49 VI. Summary, 1928-32 52 Other Classes of Insurance— VII. Business of 1932 52 VIII. Summary, 1928-32 62 IX. Investments in the Province of Insurers other than Life 63 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, The Honourable R. H. Pooley, Victoria, B.C., July 3rd, 1933. Attorney-General, Victoria, B.C. Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-second Annual Report of the Department of Insurance, covering the year ended December 31st, 1932. At the end of the year there were 293 insurers licensed to transact business, seven new companies having been licensed, as follows:— American Colony Insurance Company, New York, N.Y. Indiana Lumbermens Mutual Insurance Company, Indianapolis, Ind. London and County Insurance Company, Limited, London, Eng. National Liberty Insurance Company, New York, N.Y. North River Insurance Company, New York, N.Y. Pennsylvania Lumbermens Mutual Fire Insurance Company, Philadelphia, Pa. Westchester Fire Insurance Company, New York, N.Y. Ten companies ceased to do business in this Province during 1932, as follows:— The American Equitable Assurance Company of New York, which allowed its contracts to run to expiration under care of the Merchants & Manufacturers Fire Insurance Company. The Canada National Fire Insurance Company, which went into liquidation in October, 1932, and whose business was taken over by the Sun Insurance Office, Limited. Columbia Life Assurance Company, whose business was acquired by the Great West Life Assurance Company. The Fulton Fire Insurance Company, whose business in the Province was reinsured by the Hanover Fire Insurance Company. The North River Insurance Company, which merged with the Transportation Insurance Company of New York and whose business was taken over by a new company of the same name. The Pacific American Fire Insurance Company, which reinsured its business in the Province with the Liverpool & London & Globe Insurance Company, Limited. The Union Indemnity Company, whose business in the Province was reinsured by the Continental Casualty Insurance Company and the Canadian General Insurance Company. The Virginia Fire & Marine Insurance Company, which cancelled all its outstanding business in the Province. The United States Merchants and Shippers Insurance Company and the Westchester Fire Insurance Company, which were merged into a new company of the same name as the latter company. A complete list of the various insurers licensed as at December 31st, 1932, will be found on page 9. The following summary indicates the origin of the companies and how many have Dominion registration in addition to a Provincial licence:— Where incorporated. Dominion Provincial Total. Registration. Licensees. 2 2 59 59 12 9 21 65 4 69 2 2 1 1 6 6 3 3 1 1 1 1 2 2 122 4 126 274 19 293 276 20 296 267 20 287 British Columbia Canada Other Provinces Great Britain Australia China France Hong Kong Japan Sweden Switzerland United States Totals The comparative figures are for 1931 1930 F 6 BRITISH COLUMBIA. On analysis the list shows that 42 companies are licensed for life insurance, 218 for fire insurance, 172 for automobile insurance, and 83 for marine insurance. These figures cover only the major classes of insurance, and it will be understood that the same company may be licensed (for example) for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 25 to 42 as in previous years. Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen Friends and the Sons of Scotland. A list of underwriters' agencies, eleven in number, licensed in the Province will be found on page 24. Since the beginning of the year the Agricultural Underwriters, representing the Agricultural Insurance Company, has been licensed, while the Canadian Motor Underwriters, representing the Central Manufacturers Mutual Insurance Company and the Lumbermens Mutual Casualty Insurance Company, and the Globe Underwriters Agency, representing the Globe & Rutgers Fire Insurance Company, have ceased to carry on business. Ten reciprocal exchanges hold permits under section 174 of the " Insurance Act" and the list appears on page 24. The Equitable Fire Underwriters did not renew its permit this year. For convenience the names of the companies, underwriters' agencies, and reciprocal exchanges which have been licensed or have ceased business since December last are shown at page 24. The following table gives particulars of licences issued to insurance agents and adjusters, and for the purpose of comparison the corresponding figures for the year 1931 are shown in the first column :— 1931. Licences issued during 1932. Suspended. Cancelled or revoked. 1,566 2,094 35 3,095 Life agents 1,358 ' Other than life agents 2,077 Adjusters 38 3,473 Nil Nil Tables showing the business transacted in fire, life, automobile, and miscellaneous classes of insurance during the year will be found on pages 43, 45, 49, and 52, and summaries for the past five years on pages 45, 49, 52, and 62, respectively. The business of insurance has during the depression been subjected to a more severe test than it has ever been called upon to face, but the failures have been conspicuously few. In contrast with the banking business in the United States, the insurance companies have weathered the storm in remarkable fashion, though in some cases heroic measures were necessary. Many valuable lessons have been learned, particularly that insurance companies must in the long run depend for profits on sound underwriting in the first place, and only secondarily on the skill with which their funds are invested. That is the principle on which British insurance is based and it will undoubtedly be observed more in the future than it has been in the past. The general financial conditions brought to the front the proper method of valuing the securities held by insurance companies. It became obvious that stock exchange quotations were not the true test, at any rate in an abnormal period, and it also became apparent that a method suitable for a fire insurance company is not necessarily appropriate for a life insurance company. The problem has been widely discussed and is not yet settled. For the time being companies may value their securities on a special basis sanctioned by the various Insurance Departments in Canada and the United States. The figures for life insurance show the effect of the depression, though the comparatively small decrease in both premiums and insurance in force is testimony to the strength and depth of life insurance in Canada. Loans on and surrenders of policies were again high, and it is estimated that 20 per cent, of the $300,000,000 of assets of the Canadian companies now consists of loans to policyholders—an increase of 50 per cent, in the last three years. In the United States emergency regulations had to be put into force to check the drain of cash due to loans and surrenders. The ratio of lapses was again large; the figures compiled by the Dominion Department show that the amount of lapsed business during 1932 was 55 per cent, of the gross new business written and during 1931 nearly 46 per cent. This is the biggest problem facing the companies to-day. On the other side of the account they have endeavoured to eliminate any extravagance and waste and will be in good shape to take advantage of the return of prosperity. It has been suggested that the present scales for loans and cash surrender values should be lowered, but no justification for that has been shown. It is quite likely that the experiences of the depression will lead to certain changes in the business and the selling of life insurance. The public may prefer more " protection" in the form of non-participating policies to the " investment" type of policy with " profits," and the annuity business promises a big field of expansion. A good many people were unfortunately obliged to rearrange the life insurance they were carrying and the companies were ready to do their utmost to prevent a complete loss. If, however, the policyholder with this object in view changed from one company to another, it almost invariably involved a considerable loss. It is regrettable that some agents in their zest for business have not realized that what is known as " twisting " is reprehensible ethics and lowers the standards of life insurance. Unless the policyholder is presented with an absolute accurate statement of the effect of changing from one to another company, the agent incurs the suspicion of misleading the public and is in danger of losing his licence. Notwithstanding the adverse conditions, both sickness and death rates were extremely low last year according to figures compiled by the Metropolitan Life Insurance Company, and 1932 was in that respect a record year for that company. The fire insurance companies suffered from a considerable drop in premiums and in many cases a lessened investment income, while the losses were slightly higher than in 1931. To illustrate the effect of the depression, I quote an estimate that the income of all American companies in 1929 was $1,005,000,000, but in 1932 only $672,000,000. The chief factors responsible were " reduction of building values, low prices of commodities, depleted stocks of merchandise, curtailed production, lack of purchasing-power, and dearth of new construction." The mortality among the 85 new companies of 1927 to 1929 was such that only 29 were still in business in 1932. However, the experience has been valuable and underwriting will be all the sounder in the future. It has been said that " almost imperceptibly fire insurance, once a business merely for indemnifying for loss, has become a business for furnishing protection against loss " ; this observation refers to the services performed by the fire insurance organizations by way of inspections, regulation and control of hazards, standardizing of construction and all kinds of apparatus, and engineering service to cities with respect to water-supplies and fire departments. Prevention is the modern policy and the same trend is seen in life insurance. A feature of the losses was an " increased burning ratio " in dwelling-houses, many fires being of a highly suspicious character. The companies have also been directing attention to the large number of " scorch " claims arising from cigarettes, etc., and amounting (it has been calculated) in the United States to over $4,000,000 per annum. As payment of these losses is in law really gratuitous, the companies are likely—and quite properly—to refuse payment in the future. The problem of " free insurance "—that is to say, policies which are written but not taken and finally cancelled for non-payment of premiums—has been the subject of much discussion and thought. It is admitted on all hands that the question constitutes the greatest evil in the fire-insurance business, but, although numerous suggestions have been propounded, no acceptable solution has yet been found. Unless the companies can succeeed in eradicating the abuse, it seems that legislation will be inevitable. It is manifestly unjust that any person should be allowed to secure insurance without paying for it, with the result that those who do pay have to be charged a higher rate. The premiums for automobile insurance also were lower, but a decrease in losses produced a better ratio than last year. The new legislation came into effect on September 1st, 1932, and appears to be working satisfactorily. It was only amended in one respect this year. The " financial responsibility " measures enacted here last year are now in force in almost all the Provinces. The general trend in the insurance business for 1932 appears in the miscellaneous classes, but though the premiums were in lesser volume, the results were more favourable to the companies. No doubt the underwriting was more selective. It is perhaps a symptom of the times that the losses in burglary and plate-glass insurance were higher. The guarantee insurance class was again very profitable. Insurance agents have suffered like the companies from the decrease in business and at least in some degree from the competitive methods of the business. In fire insurance " volume " was the great objective, and in order to secure that, too many companies were overindulgent in credit and enforcing collection of premiums and overhasty in settlement of losses. It was only natural that the agents adopted a similar attitude, which has proved to be unsound in everybody's interest. It is to be expected that in the future proper business principles will be practised. Educational training in insurance is coining more and more to be recognized as the first and most important step to improvement in agency standards. It is of great significance that a large number of life insurance agents in the Province have obtained the diploma conferred by the Life Underwriters Association of Canada, entitling them to be called " Chartered Life Underwriters" (C.L.U.). The Vancouver Institute of Insurance is also making splendid progress. The difficulties regarding the constitutional jurisdiction over insurance have not yet been settled, and the Dominion-Provincial Conference at Ottawa, which I attended last January, failed to evolve a satisfactory solution. Ontario and Quebec, with which British Columbia co-operates, are not content with the present state of affairs and still claim, as was pointed out in my report last year, that the Dominion Department is exercising administrative powers which belong only to the Provinces. There is little doubt that these powers will be challenged. Meanwhile the "Insurance (Temporary Provisions) Act" here and in other Provinces has been renewed. The Conference of the Association of Provincial Superintendents of Insurance was again held last year in Winnipeg. The principal subject was the proposed amendments to the uniform life insurance legislation in force in all Provinces (except. Quebec) ; these will receive intensive consideration before any recommendation for enactment is made. The new automobile insurance legislation was also discussed, but, although various amendments were put forward, it was determined that the legislation should first have a thorough trial. The amendments to the " Insurance Act" are not included this year as they are rather lengthy. The provisions relating to Dominion licences have been eliminated from the Act; the part dealing with the licensing of insurance agents and adjusters was entirely revised, and there are some other miscellaneous amendments. "REAL-ESTATE AGENTS' LICENSING ACT." The following table gives particulars of licences issued to real-estate agents and salesmen, and for the purposes of comparison the corresponding figures for the period ended June 30th, 1932, are shown in the first column:— 1931-32. 1932-33. 924 Nil Licences issued 748 Licences cancelled or revoked Nil ■ I have the honour to be, Sir, Your obedient servant, H. G. 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O ^cl © ltd ^ o Cl . ft. fla*< Kh j 5?» 5 to" * ' © Cii ' . rt o Jf! *3 fl O -3 --* o o 3*g5g i^'SSo Qn.rt.00 Sfec?< MSrt ■§ g ©p4 3 Vpfl M rt .J ■ rtB fl CO 3 OT CJ fl o o - 23P» i. o rt ft r" o ° o o a * "-" tH ;>> fl O r*l fl^-fl •■rtJ .rt F~) j fl © ft fl © ' fe.igg -5 9 S a O-S^fH ■" ' — 1 T- F 24 BRITISH COLUMBIA. LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT." Agricultural Underwriters Agency, representing the Agricultural Insurance Company. Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited. British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited. Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware Dealers Mutual Fire Insurance Company. Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford. Edinburgh Underwriters' Agency, representing Scottish Union & National Insurance Company. Laurentian Underwriters Agency, representing the British Colonial Fire Insurance Company. London Underwriters Agency, representing London Assurance Corporation. Nova Scotia Fire Underwriters Agency, representing Home Insurance Company. Rochester Underwriters Agency, representing Great American Insurance Company. Winnipeg Fire Underwriters Agency, representing Home Insurance Company. LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174 OF THE " INSURANCE ACT " HAVE BEEN GRANTED. Affiliated Underwriters, New York, N.Y. Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111. Individual Underwriters, New York, N.Y. Inter-Insurance Exchange, Kansas City, Mo. Lumbermen's Underwriting Alliance, Kansas City, Mo. Manufacturing Lumbermen's Underwriters, Kansas City, Mo. New York Reciprocal Underwriters, New York, N.Y. Underwriters Exchange, Kansas City, Mo. Warner Reciprocal Insurers, Chicago, 111. COMPANIES, UNDERWRITERS' AGENCIES, AND RECIPROCAL EXCHANGES WHICH HAVE BEEN LICENSED OR CEASED BUSINESS SINCE DECEMBER 31st, 1932. Licences issued. The Agricultural Underwriters, representing the Agricultural Insurance Company. Ceased Business. Insurers— American Colony Insurance Company. American Home Fire Assurance Company. Globe & Rutgers Fire Insurance Company. National Surety Company. National Union Indemnity. Ocean Marine Insurance Company, Limited. Preferred Accident Insurance Company. Svea Fire & Life Insurance Company. Universal Insurance Company. Underwriters' Agencies— Canadian Motor Underwriters Agency, representing the Central Manufacturers Mutual Insurance Company and the Lumbermens Mutual Casualty Insurance Company: Globe Underwriters Agency, representing the Globe & Rutgers Fire Insurance Company. Reciprocal Exchanges— The Equitable Fire Underwriters. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 25 Annual Statements for the Year ended December 31st, 1932, of Insurers holding Provincial Licences. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Walter J. Albutt. H. AV. Chamberlain. F. M. Chaldecott. S. Robinson. F. G. Syder. F. G. Syder, Secretary. Statement for the Year ended December 31st, 1932. Bonds and debentures (book value) $62,501.27 Cash in banks 983.36 Interest due and accrued 1,242.71 Agents' balances and premiums uncollected (net, commissions deducted) 9,736.23 Bills receivable 163.10 Deduct assets not admitted— $74,626.67 Agents' balances on premiums written prior to October 1st, 1932 $7,386.34 Deficiency of market under book value of bonds and debentures 10,955.13 Interest due 464.33 18,805.80 $55,820.87 Liabilities. =d Reserve of unearned premiums (net, at 80 per cent.) $17,107.02 Taxes due and accrued 537.72 Capital stock— Authorized $25,000.00 Subscribed and paid up 9,600.00 Surplus 28,576.13 $55,820.87 Profit and Loss Account. = Premiums earned (net) $18,210.87 Losses and claims incurred (net) $10,808.59 Commissions 7,006.68 Taxes ; 635.88 Salaries, fees, and travelling expenses 1,370.00 All other expenses 78.66 19,899.81 Underwriting loss $1,688.94 Other revenue— T , , -, ($3,132.93 Interest earned > I 464.33 Increase in market value of investments 4,910.00 8,507.26 Other expenditure— $6,818.32 Decrease in market value of investments $4,780.00 4,780.00 Net profit for the year $2,038.32 F 26 BRITISH COLUMBIA. List of Shareholders. Name. Residence. Amount Amount subscribed. paid. $3,000.00 $3,000.00 2,300.00 2,300.00 100.00 100.00 100.00 100.00 200.00 200.00 500.00 500.00 500.00 500.00 100.00 100.00 100.00 100.00 200.00 200.00 100.00 100.00 700.00 700.00 500.00 500.00 200.00 200.00 500.00 500.00 500.00 500.00 Albutt, Edith A Albutt, W. J Akroyd, H. C Barnsley, Rev. Ego Blythe, Miss F. I Chaldecott, F. M Chamberlain, H. W Charlson, Miss E. H Creery, A. McC Hope, C. E Martin, W. E Pound, A. M. (Executor, Estate of A. F. Beasley) Robinson, S Rogers, J Syder, Frank G Traill, Bell-Irving & Bell-Irving (Executor, Estate of H. Bell- Irving) Vancouver Vancouver Vancouver North Wales, England Victoria Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver Vancouver $0,600.00 I $9,600.00 THE EMPIRE LIFE INSURANCE COMPANY. Head Office—Toronto, Out. Directors. John Hallam. C. P. Fell. B. R. McKenzie. A. H. Keith Russell. J. M. Vaughan. Geo. M. Orr. A. J. Walker. A. H. Vanderburgh. J. Ross Paterson, Secretary. Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $21,703.25 Mortgages on real estate 470,702.55 Loans and advances to policyholders : 223,261.11 Bonds and debentures (amortized book value) 628,033.34 Stocks (book value) 997.253.16 Cash on hand and in banks 94,181.68 Advances to agents 3,204.57 Interest due and accrued , 28,456.82 Premiums due and uncollected (net) 107,805.74 Accounts receivable 383.G9 $2,574,985.91 Liabilities. Liability under assurance and other contracts (net) $1,825,575.00 Provision for unpaid death losses and disability claims 9,766.00 Amounts left with Company 13,159.08 Premiums paid in advance 3,293.77 Taxes due and accrued 8,786.61 Salaries, rents, and office expenses due and accrued 3,470.51 Medical examiners' fees due and accrued 284.00 Legal fees due and accrued 500.00 Commissions to agents 614.95 Deficiency of market under book value of bonds and debentures Deficiency of market under book value of stocks Capital— Authorized $5,000,000.00 Subscribed 2,607,500.00 Paid up ." $623,360.00 Less deficit 135,015.67 $2,321.00 218,870.66 488,344.33 $2,574,985.91 Income. Premium income (net) $482,602.45 Consideration for supplementary contracts 5,000.00 Interest and dividends 85,784.31 Rents 1,075.00 $574,461.76 Disbursements. Disbursements under assurance contracts $165,759.36 Payments on supplementary contracts 50.00 Amounts left with the Company and withdrawn 5,843.75 Taxes, licences, and fees 10,553.47 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 48,244.02 Branch office and agency expenses—Commissions, advanced to agents, salaries, travelling expenses, and miscellaneous 98,191.95 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 17,906.19 Loss on sale or maturity of bonds 591.00 Balance 200,322.02 $574,461.76 Returns for British Columbia. (See page 43.) GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS. Head Office—Hamilton, Ont. Governing Executive Authority. Eccles J. Gott. W. Benson. J. L. Archer. W. H. Montague. J. L. Davidson. Sheriff Alex. Monis. C. H. Fitch, Secretary. Prof. A. M. MacKenzie, Actuary. Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $32,000.00 Loans on policies 68,395.41 Bonds (amortized book value) 2,419,757.13 . F 28 BRITISH COLUMBIA. Cash in bank $84,293.62 Deposit, Province of Quebec 5,000.00 Interest due and accrued 65,718.97 Premiums due (estimated) 32,836.01 Other assets 1,911.43 2,709,912.57 Deduct assets not admitted—- Deficiency of market under book value of bonds and debentures in default .... 86,205.77 $2,623,706.80 Liabilities. Provision for unpaid claims $41,057.42 Premiums paid in advance 660.69 Reserves— Mortuary Fund $2,190,300.00 Sickness Fund 209,510.00 Children's Fund 9,300.00 2,409,110.00 Balance 172,878.69 $2,623,706.80 Income. Mortuary Fund $436,666.13 Sickness Fund and Funeral Fund 28,752.36 Child Insurance Fund 3,480.15 Guarantee Fund 367.27 Assessments, dues,- fees, and fines -. 13,940.70 Other revenue - 1,026.10 $484,232.71 Disbursements. Mortuary Fund $289,317.59 Sickness and Funeral Fund 20,187.84 Child Fund - 500.00 Guarantee Fund 68.54 Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, printing and supplies, and miscellaneous 23,401.43 Agency and organization expenses—Commissions and miscellaneous 4,769.39 All other expenses—Advertising, legal fees, medical fees, taxes and licences, telephone, telegrams and express, official publications, and miscellaneous 8,923.27 Balance 137,064.65 $484,232.71 T Returns for British Columbia. Income— Mortuary Fund $11,146.47 Sickness and Funeral Fund 646.76 Child Insurance Fund 231.01 Guarantee Fund 8.30 General Fund 713.29 $12,745.83 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 29 Disbursements— Mortuary Fund $9,926.00 Sickness and Funeral Funds 352.15 General Fund 1,183.12 $11,461.27 HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. F. A. Ogilvie. J. G. Norstrant. A. Corrie. E. Roberts. Dr. W. D. Dieson. G. A. Wilson. G. Fisher. D. A. Fraser. H. Wingfield. G. A. Wilson, Secretary. Statement for the Year ended December 31st, 1932. Assets. Mortgage loans on real estate $9,259.98 Bonds, debentures, etc. (amortized book value) 138,896.83 Cash on hand and in banks 14,100.16 Interest due and accrued 1,488.44 Agents' balances and premiums uncollected (net, commission deducted) 1,482.69 Furniture and fixtures (after depreciation) 2,892.95 Other assets 474.96 $168,596.01 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1932 $552.50 Furniture and fixtures 2,892.95 Prepaid licences : 385.00 3,830.45 $164,765.56 Liabilities. Unpaid claims $12,346.70 Reserve of unearned premiums 32,109.52 Cash dividends to shareholders due and unpaid 2,537.50 Taxes due and accrued 3,129.41 Special reserve 4,000.00 Capital stock— Authorized $500,000.00 Subscribed 500,000.00 Paid up 60,632.00 Surplus 50,010.43 $164,765.56 F 30 BRITISH COLUMBIA. Profit and Loss Account. Premiums earned (net) $109,729.09 Losses and claims incurred (net) $44,642.05 Commissions 30,517.09 Taxes 3,807.80 Salaries, fees, and travelling expenses 16,791.70 Other expenses 10,467.87 106,226.51 Underwriting profit $3,502.58 Other revenue—■ Interest earned $7,123.92 Rebate, 1930 income tax 16.10 United States premium 513.47 Reserve for claims 6.25 $7,659.74 Other expenditure— Interest on money borrowed for investment $131.65 Bad debts written off 895.76 1,027.41 6,632.33 Net profit $10,134.91 Returns for British Columbia. (See pages 50 and 52.) MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. J. W. Berry, M.L.A. W.. H. Higginson. D. A. McKee. R. U. Hurford. Wm. Newby. J. W. Miller. Archibald Blair, Jr. Thos. Laing. Henry Bose. H. E. Page. Hanford Lewis. W. J. Park. C. E. Whitney-Griffiths. Wm. Townsley, Secretary. Statement for the Year ended December 31st, 1932. Assets. Real estate (assessed value) $3,340.00 Cash in bank 4,811.68 Premiums due and unpaid 4,501.53 Premium instalments not yet due 38,940.87 Premium notes 126,049.96 Commissions not yet earned 9,566.48 Deposit 5.00 $187,215.52 Liabilities. Claims unpaid $17.15 Reserve of unearned premiums (cash plan) 16,408.99 Commission earned 880.27 Taxes 264.22 Premium note reserve 126,049.96 I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 31 Statutory reserve $13,000.00 Balance 30,594.93 $187,215.52 Income. Cash premiums (cash plan) $13,933.34 Cash premiums (instalments) 25,646.16 Assessments 4,537.76 Interest 256.12 Other sources 67.98 Deficit 9,931.30 $54,372.46 Disbursements. Losses paid $35,260.61 Commissions 5,768.74 Adjustment expenses 222.44 Salaries, directors' and auditors' fees 7,885.13 Rent and light 1,497.07 Reinsurance 281.54 Miscellaneous 3,456.93 $54,372.46 MUTUAL RELIEF LIFE INSURANCE COMPANY. Head Office—Kingston, Ont. Directors. J. C. Connell. H. C. Connell, B.A., M.D. D. A. Shaw. J. M. Campbell. C. C. Folger. AV. A. Mackintosh, M.A., B.A.D. Jos. Powley. Jos. Rigney. Wm. McDonald. W. T. Connell, M.D. Wm. Jackson. H. B. Muir. Hon. T. A. Kidd, M.L.A. AV. T. Fortye, Secretary. Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $155,027.94 Mortgages on real estate 717,000.00 Loans 35,000.00 Loans and advances to policyholders 273,820.61 Bonds and debentures (amortized book value) 3,658,351.58 Stocks (book value) 194,909.92 Cash on hand and in banks 50,192.48 Advances to agents 2,594.28 Interest and dividends due and accrued 80,559.07 Rents due and accrued 1,366.66 Premiums due and unpaid 52,397.85 $5,221,220.39 ' F 32 BRITISH COLUMBIA. Liabilities. Liability under assurance and other contracts (net) $4,694,102.00 Surrender values under cancelled contracts (net) 15,000.00 Liability for payments due under contracts 45,512.67 Provision for unreported death losses and disability claims 5,000.00 Amounts left with Company 8,974.28 Premiums paid in advance 29,172.86 Salaries, rents, and office expenses 13,700.00 Commissions to agents due and accrued 631.21 Deficiency of market under book value of bonds and debentures in default 221,241.38 Deficiency of market under book value of stocks 42,228.02 Other liabilities 23,688.92 Undivided surplus (without provision for bonds and debentures not in default) 121,969.05 $5,221,220.39 Income. Premium income $600,495.30 Interest and dividends 234,751.34 Rents 4,789.35 Premium on New York funds 10,376.73 Profit on sale or maturity of bonds 2,001.10 Other sources : 314.15 $852,727.97 Disbursements. Disbursements under assurance contracts $512,S68.14 Taxes, licences, and fees 8,749.11 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 55,728.77 Branch office and agency expenses—Commissions advanced to agents, salaries, travelling expenses, rents, and miscellaneous 154,165.92 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 27,235.64 Loss on exchange of bonds 1,355.21 Balance : 92,625.18 $852,727.97 Returns for British Columbia. (See page 43.) THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY. Head Office—Waterloo, Ont. Herbert Begg. E. C. Mitchell. H. C. Bertram. Chas. S. Morton. Hon. F. C. Biggs. W. E. Payne, K.C. A. AV. Briggs, K.C. E. K. Reiner. W. E. Long. J. M. Riddell. Hon. H. MacPherson. J. M. AYalton. J. A. Martin. M. J. Smith, Secretary. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 33 Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $264,506.11 Mortgages on real estate 3,493,059.46 Loans to policyholders 1,461,794.52 Loans secured by stock, etc 30,000.00 Bonds and debentures (amortized book value) 2,552,522.71 Stocks (book value) 111,419.34 Cash on hand and in banks 118,098.71 Accounts receivable 757.13 Interest due and accrued 225,152.80 Premiums due and uncollected and deferred 287,850.10 1,545,160.88 Liabilities. Liability under assurance and other contracts (net) $7,209,600.00 Liability for payments due under contracts 30,915.50 Provision for unreported death losses and disability claims 15,000.00 Amounts left with Company 35,122.75 Premiums paid in advance 12,330.23 Taxes due and accrued 22,000.00 Medical examiners' fees and accounts due and accrued 5,000.00 Reserve for loss on investments 170,000.00 Deficiency of market under book value of bonds and debentures 273,059.09 Deficiency of market under book value of stocks 33,585.34 Agents' balances 9,116.42 Commuted payments not yet due to shareholders of Policy Holders Mutual 4,052.66 Other liabilities 8,758.61 Capital— Authorized $8,000,000.00 Subscribed 6,741,600.00 Paid up 655,055.90 Undivided surplus - 61,564.38 $8,545,160.88 Income. Premium income , $1,263,508.24 Interest and dividends 402,744.69 Rents 7,733.41 $1,673,986.34 Disbursements. Disbursements under assurance contracts $774,140.36 Net payments on supplementary contracts 654.00 Interest or dividends to shareholders 13,098.02 Taxes, licences, and fees 30,797.48 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, and rents 87,426.30 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 152,917.99 All other expenses—Advertising, office furniture and supplies, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 46,149.68 3 F 34 BRITISH COLUMBIA. Loss on sale or exchange of bonds, $19,661.23, and real estate, $6,850.81 Balance $26,512.04 542,290.47 $1,673,986.34 Returns for British Columbia. (See page 43.) THE PROVIDENT ASSURANCE COMPANY. Head Office—Montreal, Que. Directors. Hon. P. R. du Tremblay. Henri Geoffrion. Maxime Raymond. J. H. Rainville. A. J. Major. J. H. Pigeon. R. O. Sweezey. Alderic Raymond. Z. Fontaine. J. E. Rochon, Secretary. Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $367,212.53 Mortgages on real estate 30,558.19 Loans secured by bonds, stocks, etc 22,000.00 Bonds and debentures (amortized book value) 470,050.95 Stocks (book value) 231,316.01 Cash on hand and in banks 29,048.27 Interest, dividends, and rents 10,799.48 Agents' balances and premiums uncollected (net, commission deducted) 170,213.57 Bills receivable 5,131.16 Amount clue from reinsurance on losses already paid 76,755.04 Furniture, fixtures, and plans : 45,106.25 Loans on life policies 41,153.41 AVorkmen's Compensation Reinsurance Bureau 32,888.67 Excess of market over book value of bonds 4,984.80 Estimated additional, extra premiums on pay-roll audits 54,000.00 Other assets 33,379.50 $1,624,597.83 Deduct assets not admitted— Deficiency of market under book value of stocks $69,758.01 Deficiency of market under book value of bonds in deposit with Workmen's Compensation Reinsurance Bureau 2,169.14 Agents' balances on premiums written prior to October 1st, 1932 .... 49,860.64 Bills receivable 11,757.64 Plans, furniture, and fixtures 45,106.25 Reinsurers 31,209.73 Depreciation on real estate 1,037.83 $210,899.24 Less contingency reserve 28,953.85 181,945.39 $1,442,652.44 ^^^^™ REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 35 Liabilities. Provision for unpaid claims $329,227.87 Provision for unreported and reopened claims 10,000.00 Reserve of unearned premiums carried out at 80 per cent, thereof 267.887.4S Taxes due and accrued 2,300.00 Reinsurance 203,924.69 Contingency reserves 28,953.85 Reserve on life policies 175,905.00 Sundry creditors 22,201.11 Capital— Authorized , $2,000,000.00 Subscribed 1,000,000.00 Paid up 304,780.00 Surplus 97,472.44 $1,442,652.44 Profit and Loss Account. Premiums earned (net) $995,608.75 Losses and claims incurred (net) $597,553.05 Adjustment expenses (net) 44,708.45 Commissions 201,088.80 Taxes 27,514.43 Salaries, fees, and travelling expensess 138,563.74 Other expenses 90,976.75 1,100,405.22 Underwriting loss $104,796.47 Other revenue— Interest and dividends $37,913.72 Rents earned 1S,603.59 Bad debts previously written off 1,067.00 Profit on sale of bonds 335.17 Adjustment of bonds by amortization 895.15 ■ 58,814.63 Other expenditure— $45,981.84 Loss on sale of bonds $1,216.64 Decrease in market value of bonds 3,000.61 Decrease in market value of stocks 43.00 Decrease in market value of bonds in deposit with Workmen's Compensation Reinsurance Bureau 2,169.14 ■ 6,429.39 Net loss for the year $52,411.23 Returns for British Columbia. (See pages 47, 51, and 53.) THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. Head Office—Chattanooga, Tennessee. Directors. Robert J. Maclellan. Alexander W Chambliss. J. P. Haskins. T. R. Preston. S. L. Probasco. AV. E. Brock. P. J. Krusei. W. C. Cartinhour. John A. Chambliss. J. AV. Kirksey. S. E. Cartinhour, Secretary. F 36 BRITISH COLUMBIA. Statement for the Year ended December 31st, 1932. Assets. Real estate (book value) $1,000,457.20 Mortgage loans on real estate 1,535,019.35 Loans secured by bonds 11,071.93 Bonds (book value) 1,301,811.78 Stocks (book value) 81,030.00 Cash on hand and in banks 230,482.65 Premiums (accident and health) (gross) 414,9S3.81 Agents' balances 10,393.76 Interest due and accrued 50,543.92 Assets from Life Department 1,339,964.74- Miscellaneous 50,581.90 $6,026,341.04 Deduct assets not admitted— Furniture and fixtures $32,513.97 Premiums in course of collection effective prior to October 1st, 1932 15,163.93 Bills receivable 5,231.07 Loans 730.68 Assets from Life Department 31,971.70 Other assets 28,513.81 114,125.16 5,912,215.88 Liabilities. Unpaid claims $600,158.00 Reserve for unearned premiums 553,419.46 Commissions to agents : 87,414.52 Salaries, rents, etc., due or accrued 2,532.11 Taxes 86,265.80 Investment fluctuation reserve 30,000.00 Contingent reserve 139,539.41 Interest paid in advance 25,990.04 Liabilities from Life Department 2,986,896.54 Capital paid up 800,000.00 Surplus 600,000.00 $5,912,215.88 Income. Premium income (net) : $3,691,521.94 Interest and rents 324,715.96 Income from Life Department 929,627.07 Profit on sale or maturity of bonds and stocks 619.34 Increase by adjustment in book value of bonds 10,609.86 Balance 142,847.63 $5,099,941.80 Disbursements. Claims paid $2,325,411.67 Investigation and adjustment of claims 159,791.51 Taxes, licences, and fees 91,754.80 Commissions 859,725.84 Head Office expenses—Salaries, travelling expenses, and rents 223,549.37 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 37 Branch office expenses—Salaries, travelling, and inspections ... $111,858.10 Miscellaneous expenses—Legal, advertising, printing and stationery, postage, telegraph, telephone, exchange and express, insurance, furniture and fixtures, books, newspapers and periodicals, bureau and association dues and assessments, and general 81,196.29 Dividends to stockholders 34,000.00 Agents' balances charged off 10,354.70 Loss on sale of real estate and bonds 20,900.88 Decrease in book value of ledger assets 100,091.20 Disbursements from Life Department 991,791.23 Miscellaneous 89,516.21 $5,099,941.80 Returns for British Columbia. (See page 53.) SONS OF SCOTLAND BENEVOLENT ASSOCIATION. Head Office—Toronto, Ont. Governing Executive Authority. Alex. Cowan. Judge Tytler. Dr. J. Ferguson. J. P. MacGregor, K.C. Rev. D. W. Christie. Adam Brand. Col. D. M. Robertson. W. A. Murray. Robert Lewis. Alex. C. Gordon. Dr. Alex. Fraser. D. M. Robertson, Secretary. L. K. File, Actuary. Statement for the Year ended December 31st, 1932. Assets. Loans and liens on policies $7,397.67 Bonds and debentures (amortized book value) 1,363,620.97 Cash on hand and in banks 57,687.15 Deposit with Quebec Government 5,000.00 Interest due and accrued 23,222.70 Collections reported, but not received by Head Office 6,882.80 Due for supplies 148.76 $1,463,960.05 Liabilities. Provision for unpaid claims $8,373.50 Reserves— Mortuary Fund $1,159,664.00 Sickness Fund 30,623.00 Juvenile 657.00 1,190,944.00 Balance 264,642.55 $1,463,960.05 Income. Mortuary Fund $173,676.78 Sickness Fund 4,428.09 Juvenile Fund 366.66 General Fund— Supplies sold $158.45 Interest 35.25 Transferred from Insurance Fund 33,611.87 $33,805.57 $212,277.10 Disbursements. Mortuary Fund $112,471.84 Sickness Fund [ 2,364.69 General Fund— Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries fees and expenses, travelling expenses, rents, printing and supplies 13,316.63 Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous 15,555.25 All other expenses—Advertising, books and periodicals, legal fees, medical fees, taxes and licences, telephone, telegrams and express, light, fuel and water, and miscellaneous 2,807.36 Balance 65,761.33 $212,277.10 Income Returns for British Columbia. Premiums and dues— Mortuary Fund Sickness Fund Juvenile Fund General Fund Disbursements— Mortuary Fund Sickness Fund General Fund $5,117.46 77.52 3.00 764.68 $5,962.66 $540.00 38.57 1,462.79 $2,041.36 THE TORONTO GENERAL INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. Lieut.-Colonel C. H. Ackerman. J. T. Braund. C. AV. Buchanan. C. V. Cummings. R. T. Evans. W. P. Fess. P. H. Horst. R. Lawson. M. A. MacKenzie, M.A. Rt. Hon. A. Meighen, K.C, P.C. G. Larratt Smith, K.C. J. Fyfe Smith. T. G. Breck. T. G. Breck, Secretary. Statement for the Year ended December 31st, 1932. Assets. Mortgages on real estate Bonds and debentures (amortized book value) $45,425.00 868,211.05 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 39 Stocks (book value) $7,017.10 Cash on hand and in banks —- 91,680.62 Interest due and accrued 8,759.67 Premiums in course of collection 122,135.74 Amount due from reinsurance on losses already paid 120.43 Amounts due from other insurance companies 5,828.89 Amounts due from unlicensed reinsurance companies 30,202.33 $1,179,380.83 Deduct assets not admitted— Agents' balances on premiums written prior to October 1st, 1932 $32,388.29 Deficiency of market under book value of bonds and debentures in default 6,570.50 Deficiency of market under book value of stock 17.10 Agents' balances unconfirmed 221.58 Reinsurance Dr. balances 18.24 Reserve for Northwestern Mutual 1,000.00 Plan 1, premium receivable 183.64 40,399.35 $1,138,981.48 Liabilities. Provision for unpaid claims $202,032.85 Reserve of unearned premiums (net, at 80 per cent.) 260,872.60 Reserve for unpaid losses under unlicensed reinsurance 30,205.66 Expenses due and accrued 8,336.76 Taxes 14,196.87 Reinsurance premiums 9,959.42 Return premiums 1,155.70 Contingent reserve 10,000.00 Liability re AVorkmen's Compensation insurance, Quebec '. 8,996.81 Capital—■ Authorized $600,000.00 Paid up : 284,391.00 Surplus 308,833.81 $1,138,981.48 Profit and Loss Account. Premiums earned (net) $622,615.07 Losses and claims incurred (net) $298,725.25 Adjustment expenses 48,262.85 Commissions 138,074.85 Taxes 18,508.17 Salaries, fees, and travelling expenses 112,081.63 All other expenses 50,047.99 665,700.74 Underwriting loss $43,085.67 Other revenue— Interest $47,592.80 Premium on United States funds 2,601.34 50,194.14 F 40 BRITISH COLUMBIA. Other expenditure— Bad debts written off $1,204.04 Loss on sale of securities and real estate 2,631.79 Decrease in market value of investments to amortized values and revaluation of bonds in default 12,256.65 — $16,092.48 Net profit for the year $8,984.01 Returns for British Columbia. (See pages 48, 51, 53, 55, 56, 57, 59, 61, 62, and 64.) UNITED PACIFIC CASUALTY INSURANCE COMPANY. Head Office—Seattle, AATash. Directors. J. C. Bowles. Charles T. Hutson. R. M. Drumheller. AVm. P. Matthaei. Ben B. Ehrlichman. J. AV. Reynolds. R. I. Ehrlichman. E. B. Sherwin. Thomas G. Hammond. W. H. White. F. AV. Hurlbut. F. A. Wing. Charles T. Hutson Secretary. Statement for the Year ended December 31st, 1932. Assets. Mortgages on real estate $8,300.00 Bonds (book value) 908,304.26 Stocks (book value) 73,713.10 Cash on hand and in banks 138,922.23 Premiums in course of collection 185,741.52 Bills receivable „ 8,956.71 Interest clue and accrued 7,427.51 Other assets 7,379.41 Deduct assets not admitted— $1,338,744.74 Premiums in course of collection effective prior to October 1st, 1932 $14,303.41 Bills receivable 8,956.71 Miscellaneous accounts receivable 753.23 Book value of bonds and stocks over market value 25,809.54 49,822.89 $1,288,921.85 Liabilities. — Unpaid claims (net) $53,877.69 Reserve of unearned premiums 331,499.95 Reserve for unpaid liability losses •: 194,949.25 Investigation and adjustment of unpaid claims 7,285.79 Commissions 36.870.5S Taxes 11,282.41 Miscellaneous .' 6,587.84 Contingent reserve 46,568.34 Capital authorized and paid up 400,000.00 Surplus 200,000.00 $1,288,921.85 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 41 Income. Premiums (net) $881,855.67 Interest and rents 51,402.65 Agents' balances 299.45 Profit on sale or maturity of bonds and stocks 2,621.92 Accumulation of bond discount 1,022.39 Miscellaneous 261.52 $937,463.60 Disbursements. Claims paid (net) $452,394.06 Investigation and adjustment, of claims 82,577.49 Policy fees retained by agents 935.00 Commissions or brokerage 164,869.45 Salaries and all other compensation of officers, directors, trustees, and Home Office employees 83,018.56 All other expenses—Salaries, travelling, medical examiners' fees and salaries, inspections, rents, General Office maintenance and expenses, taxes, licences and fees, legal expenses, advertising, printing and stationery, postage, telegraph, telephone, exchange and express, insurance, furniture and fixtures, books, newspapers and periodicals, bureau and association dues and assessments, and miscellaneous 95,367.13 Investment expenses 5,638.09 Dividends to stockholders 4,000.00 Agents' balances charged off 11,967.96 Loss on sale or maturity of bonds and stocks 14,006.86 Miscellaneous 4,336.16 Balance 18,352.84 Returns for British Columbia. (See pages 51, 53, 57, and 61.) $937,463.60 AVESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—AVinnipeg, Man. Directors. R. AV. Craig. C. Rice-Jones. H. M. Dyer. W. Harvey. Dr. A. M. Campbell. AV. Hudson. Dr. A. J. Fraser. F. C. O'Brien, Secretary. Statement for the Year ended December 31st. 1932. Assets. Real estate (book value) $71,022.68 Mortgage loans on real estate 1,045,497.07 Loans and advances to policyholders 470,009.63 Bonds and debentures (amortized book value) 219,903.90 Cash on hand and in banks 5,550.59 Interest due and accrued 139,081.51 Premiums due and uncollected 72,343.71 $2,023,409.09 F 42 BRITISH COLUMBIA. Liabilities. Liability under assurance and other contracts (net) $1,400,316.00 Payments due under contracts (net) 6,000.00 Amounts left with Company 15,247.82 Premiums paid in advance 3,834.27 Unpaid dividends 204.78 Taxes due and accrued 7,500.00 Unclaimed dividends 110.00 Medical examiners' fees due and accrued 101.15 Commissions 348.16 Borrowed money 249,000.00 Other liabilities 956.63 Capital— Authorized $1,000,000.00 Subscribed 881,000.00 Paid up 218,153.09 Undivided surplus 31,637.19 Contingent reserve 90,000.00 $2,023,409.09 Income. Premiums (net) $258,212.12 Supplementary contracts 11,659.00 Interest and dividends 79,991.60 Other income 114.66 Balance 2,209.57 $352,186.95 Disbursements. Disbursements under assurance and annuity contracts $192,681.03 Payments on supplementary contracts 500.00 Reduction in premiums resulting from application of dividends 93.61 Interest or dividends to shareholders 8,762.00 Taxes, licences, and fees 10,483.66 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 47,061.25 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 67,746.73 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams and telephones, printing and stationery, legal fees, medical fees, appraisement expenses, and exchange 24,858.67 $352,186.95 Returns for British Columbia. (See page 43.) REPORT OF THE SUPERINTENDENT OP INSURANCE, 1932. P 43 fe O fe «J rt P rtl fe H © M EH O < rti fe OQ rt fe 3 p OQ rt o fe OB fe rt t> Eh fe rt fe o Eh O rt EH 02 fe fe fe «! Eh w < S 5 5 o go % 1 D H 22 01 <D o ® $500,000 00 2,735,826 56 71,000 00 mi Nil. 2,792,499 29 298,674 40 i 1 160,486 86 \ % 394,033 47 * 124,258,24 29,016 42 Nil. * 168,275 36 * 1,309,786 40 883,999 63 Q rH O O o ■** O rj. o_ co_ -*" oT X CM 2,061,986 96 14,380,305 06 557,625 67 § 85,500 00 * 1,513,984 09 § 1,250,000 00 * 186,908 56 * 425,124 10 * 103,165 35 781,382 86 * 211,644 70 9,300 00 15,760 00 to o 5 H o S3 co Ol O O O O iO lO l^ ■** OC O VO io O 00 rH y. CO SS 5 o ^^ ? ro o to n ^^S °. oc " S <o" '"*' J5 B >o" » rt ^^ 2 -w" P? S 55 lo CO rH H CO Ol * » fe CD CD O .-< O O, CD -W O © O M CO CM O « o §3 o o f> ^r _r 35 CD 1~ O Ij Ol * Hf m_ r; . ^~ co" of of * Nil. Nil. Nil. 1,565,750 00 V 827,006 30 j- 10,998 85 527,875 00 NU. OQ 3 o a H -J H H OS e ■d 0-*5 o U or* o m o oooo OO O CD "CJ OOOO ^W(D^« ^^ rH^ ^ %^^^^«,a,HH m rH rH CO O o X o 10,029 72 Nil. 16,204 10 Nil. Nil. 21,457 00 Nil. Nil. 15,500 00 Nil. 14,949 71 840 00 2,000 00 11,309 00 20,500 00 Nil. 5,050 00 Nil. Nil. 2,186 00 ^-^fejfe CD CO ,82 Rln fe»^^i?^ 'i^i^iS^^^^^^^^iS-?^^:?^ Nil. Nil. Nil. Nil. $10,000 Nil. Ill Nil. Nil. Nil. Nil. Nil. Nil. Nil. o o ^o^-^o^^^-^^ ".S O '.i •-. O -^i ■.. '^ -rt -.2 fccC 0"-5 feq «5« fei ^ «h ^ Claims paid including; Matured Endowments. $19,340 00 8,800 00 276,696 99 32,730 00 6,000 00 Nil Nil. 184,715 88 2,000 00 19,052 00 72,840 09 Nil. 81,289 84 Nil. Nil. Nil. Nil. 64,751 00 371,163 74 7,000 00 63,730 15 Nil. 34,670 00 98,172 39 8,484 94 13,500 00 88,243 82 Nil. 178,449 00 99,975 77 8,963 00 82,142 12 3,650 00 Nil. 500,613 79 344 21 DC O (N O 0 O 01 c Ol ,- uc"w- CD ^ 30,650 00 90,526 83 85,213 70 3,500 00 36,776 70 5,000 00 Nil. 23,639 51 Net Amount of Policies become Claims. $18,270 00 6,500 00 180,384 00 39,140 00 8,000 00 Nil. Nil. . 187,723 00 6,000 00 13,052 00 89,640 00 Nil. 139,701 00 Nil. Nil. Nil. Nil. 72,761 00 279.417 00 7,000 00 81,078 00 Nil. ,311 00 ,260 00 ,840 00 .500 00 132,411 00 Nil. 174,744 00 96,871 00 8,963 00 104,598 00 8,650 00 Nil. 407,559 00 Nil. 80,170 00 13,440 00 26,650 00 272,552 00 178,026 00 3,500 00 23,000 00 5,000 00 Nil. 25,00 0 00 Number of Policies become Claims. 5 '"4 Nil' Nil. 113 25 Nil. 32 Nil. Nil. Nil. Nil. 25 108 "34 Nil. 13 27 69 "64 NU. 202 770 "40 4 152 Nil. Ol ol Ol r~ CD ■ oc ■ ■ o MHHCCC5 ■ . . ,-, .s cu 3 s- $2,192,147 00 529,500 00 17,317,850 00 2,659,197 00 186,593 00 228,256 00 24,031 00 20,000,006 00 484,500 00 2,426,058 00 10,807,332 00 233,000 00 10,131,781 00 61,000 00 294,745 00 Nil. 246,348 00 5,311,399 00 41,292,709 00 1,719,451 00 14,920,133 00 242,000 00 990,758 00 12,332,604 00 262,228 00 2,459,445 00 15,317,347 00 Nil. 29,735,120 00 20,709,243 00 2,274,944 00 12,264,515 00 1,145,408 00 142,000 00 39,712,887 00 275,000 00 3,734,824 00 969,108 69 1,878,401 00 10,084,078 00 18,707,126 00 ' 134,000 00 2,608,562 00 110,500 00 Nil. 1,097,984 00 N umber of Policies in Force at Date. 479 7 6,145 17 104 125 11 10,016 12 1,368 3,577 5 4,002 1 119 Nil. 90 2,599 19,412 10 6,908 2 449 4,100 778 43 7,429 Nil. 22,917 117,364 5 6,042 428 4 16,854 5 1,566 801 860 7,404 8,670 2 1,744 2 Nil. 555 Amount of Policies, new and taken up. $340,667 00 88,160 00 1,051,813 00 183,000 00 11,293 00 30,761 00 1,000 00 2,103,507 00 59,000 00 205,995 00 2,256,170 00 25,500 00 1,177,281 00 63,000 00 26,910 00 Nil. 18,500 00 1,321,234 00 6,789,765 00 550,751 00 1,110,744 00 3,000 00 85,340 00 1,763,310 00 49,336 00 328,600 00 2,011,107 00 Nil. 6,402,777 00 4,969,086 00 497,684 00 1,901,806 00 156,344 00 62,000 00 4,671,208 00 8,000 00 74,645 00 185,149 00 219,432 00 683,872 00 3,004,994 00 17,000 00 278,977 00 5,000 00 Nil. 54,257 00 Number of Policies, new and taken up. ■* ■ rH Ol ^ OHt- - Ic- CC rH CO -H CO ■ O W W H (M ■ iO ■ Ol "CJ 00 • O Ol CD H • O Ol IO ■ -CO • 00 ■ rH t~ CO "O r-t ** ■ 42 454 134 3 870 Nil. 4,441 17,732 1 1,016 62 1,603 1C! r. Cl N «} ■ r-i ■ ■ LO r-i -H" t- C— CO ■ IO • • Ol rH «C ■- ■ ■ u W3 CS is u —* o $68,126 08 7,162 92 630,460 92 46,767 85 7,614 71 ,519 95 996 35 ,848 01 ,411 43 ,267 88 ,134 40 ,543 93 ,650 51 657 32 5,016 40 330 89 163,021 18 1,342,715 67 14,084 23 499,800 47 3,680 93 27,704 01 355,004 19 9,185 41 31,579 63 561,065 01 Nil. 946,920 30 1,135,853 39 23,860 89 290,418 71 30,055 07 1,609 66 1,390,794 49 2,720 01 115,991 98 28,989 37 66,885 64 541,746 71 661,668 77 1,988 91 80,940 32 2,441 06 110 37 30,101 83 in x oi ' cm CD (M CO c I £ o o o a £ d r> 1 « a. '. ec -C.3 3 ' a g-o 0 : "2 goo :s ^"^ 0 d '. 6 O C I C O CO c 0 1 3 £ i 5 -Si a 3 s< c < *<£ 1-1 CD 03 u OS T3 J £ j3 a p*= 0) <5 rt C «-1 O OC Commercial Life Assurance Co., Ltd... Commercial Union Assurance Co., Ltd. Confederation Life Associa-/ Ordinary. tion - \ Group ... The Crown Life Insurance ( Ordinary. Co. \ Group The Dominion Life Assur- 1 Ordinary.. Dominion of Canada General / Ordinary Insurance Co. . \ Group.. The Excelsior Life Insurance Co The Great West Life Assur- / Ordinary. ance Co. \ Group The Imperial Life Assur- j Ordinary. ance Co. ( Group— The London & Scottish Assurance Cor- p, o£o i. CO 3 CJ 3 d go s\ . M d £1 p The Manufacturers Life In- | Ordinary, surance Co. ( Group Metropolitan Life i„8Ur-| ^£, |. ance °°- (.Group. Montreal Life Insurance ( Ordinary.... Co. \ Group Mutual Life Assurance Co. / Ordinary.. of Canada \ Group .... 01 d O o at u a Bf g c %> J2 H c C c c <r i- a e t q a X 1 National Life Assurance Co. of Canada North American Life Assur- / Ordinary. ance Co. 1 Group ... The Northern Life Assur- / Ordinary... ance Co. \ Group Norwich Union Life Insurance Society. F 44 BRITISH COLUMBIA. 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'. « 1 43 c CD c J- Kg ■ • =-g gooo | : Cd g SH'5J e^O § C 0) A ss § Sag ^1 5,3 21 CD 3 e3 1 M PQ Eh >> C rt & a o O o '5 < Si- c c a c ■ a "rS "3 •< •a >t} o ; o*SS ;c rtS s:«£ 0) s rt 55 'S co gJ j- "S -i-J"s;^rt « flg.1" Co M -S 5 "3 rt 2 "EC c o rt fe»S.gO ChC ■Scc'OJO h 555 c o c — Cl o rH Ph CD >M f ^ 5c 03 03 H P&r^ REPORT OF THE SUPERINTENDENT OP INSURANCE, 1932. P 45 TABLE II.—LIFE INSURANCE COMPANIES. 1928. 1929. 1930. 1931. 1932. Premiums for year... Net amount in force. Claims paid $12,232,000 372,689,000 2,465,000 $13,545,000 411,056,000 3,004,000 $14,282,000 438,702,000 3,292,000 $14,835,000 446,384,000 3,126,000 $14,005,000 427,879,000 3,854,000 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932. Name of Company. Net Premiums "written. Net Losses paid. Net Premiums earned. Net Losses incurred. Acadia Fire Insurance Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Colony Insurance Co American Equitable Assurance Co. of N.¥ American Home Fire Assurance Co American Insurance Co Anglo Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Automobile Insurance Co. of Hartford Baloise Fire Insurance Co Bankers' & Traders' Insurance Co., Ltd Beaver Fire Insurance Co Boston Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Colonial Fire Insurance Co British Crown Assurance Corporation, Ltd.... British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co., Ltd British North Western Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian American Insurance Co .' Caledonian Insurance Co California Insurance Co Camden Fire Insurance Co Canada Accident & Fire Assurance Co Canada National Fire Insurance Co Canada Security Assurance Co Canadian Wire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car and General Insurance Corporation, Ltd.. Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co.. Central Union Insurance Co Century Insurance Co., Ltd Chicago Fire & Marine Insurance Co China Fire Insurance Co., Ltd Citizens Insurance Co. of Jersey City "City of New York Insurance Co Columbia Insurance Co Commercial Union Assurance Co., Ltd Commercial Union Fire Insurance Co. of N.Y Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co.... Continental Insurance Co Cornhill Insurance Co., Ltd County Fire Insurance Co Dominion Fire Insurance Co Carried forward $30,264.37 40,667.74 8,677.82 45,448.68 19,461.59 7,435.22 4,217.89 2,677.15 5,150.14 6,044.61 25,080.32 59.104.7S Nil 6,492.30 30,835.61 2,892.60 5,463.81 34,250.27 3,368.941 12,575.77 j 13,774.66| 33.353.07 26,691.56 13,555.061 19,949.42 17,028.15 11,059.81 22,353.85 14,325.40 48,910.99 12,121.59 1,977.83 17,159.27 12.489.23 35,506.08 17,517.33 13,839.57 4,534.97 12,976.67 3,580.25 10,236.16 6,192.67 2,565.81| 28,288.55| I 2.223.51| 10,679.35| I 10,088.12] 60,829.591 7,426.04 20,108.74 4,516.54 25,868.14 51,933.74 930.02 34.645.22 $15,790.49 11,144,76 4,S10.08 17,570.23 4,673.96 5,670.21 7,960.38 34.99 2,136.97 7,064.89 9,286.59 23,475.06 Nil 6,651.32 17,194.19 123.26 6,607.63 11,676.57 1.670.91] 6,926.41 4,525.98) 24,615.58 j 16,626.46| 6,848.02| 4,220.95 8,995.52 6,779.58 6,430.43 5,207.08 17,508.36 4,337.70 2,904.44 7,131.48 5,150.08 7,425.39 4,941.90 2,713.08 276.03 6,920.48 1,232.40 4,744.16 978.40 594.81 7,252.21 -I 631.25 6,272.44 5,262.68| 22.888.6lj 6,439.48| 7,131.431 4,187.88| 33,744.191 14,237.37| 432.05| 17,573.77| $33,192.62 42,119.38 9,318.79 46,501.65 31,660.26 9,625.23 6,920.91 1,192.67 7,112.54 7,973.32 29,927.98 62,149.21 Nil 6,133.72 36,095.37 2,775.47 1.804.79 34,030.00 3,686.81 11,750.86 13,974.04 27,122.54 25,230.65 14.317.74 21,180.16 18.843.50 11,974.74 25,358.91 16,908.68 49.018.51 14,149.48 3,048.58 16,525.11 12,575.79 30.926.00 19,017.97 11.386.42 3,892.10 12,404.00 3,815.57 14,152.55 5,091.32 2,356.00 30,998.83 1,954.21 10,253.51 11,209.79 63,586.20 8,040.75 25,239.37 1,352.34 27.049.31 47,740.24 1,045.36 33,283.50 $14,950.40 13,516.18 2,940.80 15,664.13 3,683.96 5,985.21 5,417.38 —26.01 2,595.33 4,946.89 8,728.69 16,519.06 Nil 0,629.01 14,719.19 128.16 5,442.97 11,663.57 1,735.03 968.41 2,226.92 23,046.49 16,905.46 5,105.21 3,583.21 7,147.86 2,330.25 7,841.43 5,206.25 17,523.44 3,515.70 2,593.44 5,524.32 5,832.08 7.425.39 2,302.66 4,985.08 1,119.55 4,805.48 1.232.40 5,084.52 11,562.92 680.81 6,557.14 631.25 6,157.70 4,982.09 16,706.45 4,580.79 7,376.43 4,186.11 30,738.59 11,951.37 697.05 20.024.30 )79,346.57| $437,630.57 $1,019,061.41 $398,404.51 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward Dominion of Canada General Insurance Co Eagle Star & British Dominions Insur. Co., Ltd... Employers Liability Assurance Corporation, Ltd. Ensign Insurance Co Equitable Eire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd. Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada .... Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First American Fire Insurance Co fFirst National Insurance Co. of America Fonciere Fire Insurance Co $Franklin Fire Insurance Co. of Philadelphia Fulton Fire Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corp., Ltd General Fire Assurance Co. of Paris General Insurance Co. of America Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe & Rutgers B"ire Insurance Co Globe Indemnity Co. of Canada Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hanover Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Home Fire and Marine Insurance Co -. Home Insurance Co §Homestead Fire Insurance Co Hudson Bay Insurance Co Imperial Assurance Co Imperial Guarantee & Accid. Insur. Co. of Canada.. Imperial Insurance Office Indiana Lumbermen's Mutual Insurance Insurance Company of North America Insurance Co. of the State of Pennsylvania Law, Union & Eock Insurance Co., Ltd Legal and General Assurance Society Liverpool & London & Globe Insurance Co., Ltd... Liverpool-Manitoba Assurance Co Local Government Guarantee Society, Ltd London & County Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine & Gen. Insur. Co., Ltd. London & Scottish Assurance Corporation, Ltd London Assurance Corporation London-Canada Insurance Co London Guarantee & Accident Co., Ltd Lumber Mutual Fire Insurance Co Lumbermen's Insurance Co Lumbermen's Mutual Insurance Co Marine Insurance Co., Ltd Maryland Insurance Co Mechanics & Traders Insurance Co Mercantile Fire Insurance Co Merchants and Manufacturers Fire Insurance Co. Merchants Fire Assurance Corporation of N.Y Merchants Marine Insurance Co., Ltd Mercury Insurance Co Michigan Fire & Marine Insurance Co Millers National Insurance Co Mill Owners Mutual Fire Insurance Co. of Iowa.. Carried forward $979,346.57 12,219.77 '43,398.67 36,789.50 13,021.96 8,873.98 7,700.47 36,396.70 6,113.94 38,834.10 40,188.24 17,475.18 5,804.91 10,980.96| I -I 12,067.88 9,194.09 9,596.28 73,574.81 565.20 5,748.99 31,637.S2 12,795.19 41,407.45 95,642.44 18,173.28 10,149.97 13,301.24 5,452.25 23,137.96 55,757.71 13,784.SI 95,011.58 14,722.21 20,176.25 1,831.82| 23,403.79 6,379.45 46,215.841 9,664.23| 26,165.34| 28.104.68J 122,331.711 20,472.311 5.823.841 25,787.361 6.739.88J 108,016.14| 5,085.97| 12.930.74J 57,871.111 10,900.60 20,176.25 6,485.06 12.737.21 9,920.05 NU 5,753.641 8,776.081 14,710.831 33.092.031 50.134.291 15.448.441 5.698.921 6.882.061 27,124.65| 9,504.60 $437,630.57 6,036.47 19,783.59 15,831.71 3,854.49 5,212.94 2,145.40 42,578.02 7,442.61 14,626.03 15,201.26 16,314.70 7,532.42 13,264.05 9,943.94 14,130.63 1,829.15 19,916.77 Nil 2,707.98 31,754.13 5,930.19 29,382.03 35,412.57 4,810.24 3,935.42 9,735.13 6,188.51 13,342.38 49,456.24 5.339.74 86,536.22 7,127.79 10,524.93 3,391.57 19.783.34 1,262.84 15.549.77 4,370.33 14,687.60 9.523.63 51,779.57 9,488.32 2.646.59 3.061.09 3,624.66 50.440.71 1.239.74| 1,090.78| 29,849.61[ 5.704.931 10.522.77| 6.292.66| 5,339.98| 1,183.29| Nil | 1.486.35J 6,001.09| 10,726.22| 15,585.361 26.953.401 4.727.84[ 3,621.96| 7,542.901 19,225.181 2,086.261 $1,019,061.41 11,233.25 46,259.S5 35,784.54 12,028.57 9,314.09 9,302.52 38,579.43 9,136.75 38,757.10 38,168.19 20,244.22 7,475.03 -I 14,616.80 13,174.68 9,937.14 10,259.69 57,619.49 780.30 7,210.86 39,370.39 20,596.93 29,135.92 100,929.41 18,121.26 7,139.73 17,665.10 9,361.42 23,384.70 64,623.36 11.557.49 111,988.13 15,228.62 19,767.70 4,456.88 24,916.74 3,891.47 52,318.49 11,313.93 31,122.67 23,382.88 118.715.82 24,5,84.49 8.294.83 12,194.84| 6,872.721 121.196.841 4,761.97) 12,390.221 61,401.86| 12,014.44| 46,363.46 5.067.07 13,934.43 9.653.01 Nil 7,514.76[ 10,222.251 18.562.981 28,877.531 51,711.591 16.613.231 4,820.611 10,046.591 21.954.351 8,747.30J $398,404.51 6,037.07 21,827.65 15,965.71 5,56S.32 5,550.94 2,146.40 42,546.92 6,524.61 14,019.03 13,540.91 15,940.73 —467.58 9^011.05 6,183.29 5,611.09 1,798.15 54,419.42 3,373.56 1,818.98 18.S47.91 5,909.04 25,644.03 31,612.10 4,780.54 —354.68 9,645.13 6,597.99 24,817.06 41,750.27 5,339.74 78,775.22 8,453.79 9,964.85 3,386.57 18,658.34 12,050.51 15.696.77 3,568.45 8.043.60 9.500.63 59,406.23 9,799.59 2,185.59 7,761.09 2.204.66 50.038.71 1.189.74 1,096.78 29,609.91 4.218.60 9,962.91 16,958.30 6,140.98 12,618.29 Nil 1.436.46 7,639.09 9,683.22 17.981.39 29.948.40 4,727.84 1,657.80 6,851.90 19,349.78 9,278.54 1,563,277.28 $1,304,248.59 $2,685,734.321 $1,295,076.68 I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 47 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. Name of Company. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward Minnesota Implement Mutual Fire Insurance Co- Motor Union Insurance Co., Ltd Mutual Fire Insurance Co. of British Columbia.. National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co. of Paris National Fire Insurance Co. of Hartford **National Liberty Insurance Co. of America National Liverpool Insurance Co National Provincial Insurance Co., Ltd National Union Fire Insurance Co Newark Fire Insurance Co tfNew Brunswick Fire Insurance Co New Hampshire Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co.l Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire Association Northwestern National Insurance Co North West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific American Fire Insurance Co Pacific Coast Fire Insurance Co Pacific Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd Pennsylvania Lumbermen's Mutual Fire Insur. Co. Phenix Fire Insurance Co. of Paris.. Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Pioneer Insurance Co Planet Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co Providence Washington Insurance Co Provident Assurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Retail Hardware Mutual Fire Insurance Co Rhode Island Insurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Scottish Canadian Assurance Corporation Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Sea Insurance Co., Ltd - Security Insurance Co. of New Haven Sentinel Fire Insurance Co Southern Insurance Co., Ltd - Springfield Fire & Marine Insurance Co., Ltd State Assurance Co., Ltd Stuyvesant Insurance Co Sun Insurance Office Sussex Fire Insurance Co Svea Fire & Life Insurance Co., Ltd Tokio Marine & Fire Insurance Co., Ltd Carried forward 563,277.28 $1,304,248.59 13,342.38 4,909.05 35,379.45 13,826.19 12,095.50 43,566.92 10,236.16 18,253.29 13,278.81 9,201.38 4,744.16 3,649.76 10,754.22 4,455.02 4,312.20 15,0.64.46 765.54 6,588.33 28,990.63 10,522.77 24,004.80 6,845.80 41,915.19 10,179.16 4,053.72 50,265.51 12,779.07 17,847.65 19,985.67 8,297.85 10,255.52 14,146.74 13,336.44 412.40 3,830.69 2,085.34 Nil 89.68S.89 13,426.58 4,452.61 9,967.46 26,061.05 9,491.00 8.25 23,982.51 34,680.69 14,202.38 19,603.50 8,966.58 1,675.40 4,233.36 13,342.38 6.75 12,868.38 58,958.99 5,958.70 8,860.80 8,746.11 13,311.34 28,018.03 6,133.28 3,880.55 1,885.73 2,484.81 66.000.42 1.181.85| 8,706.591 28.229.90] 10,209.34| 6,450.96 Nil $2,685,734.32 23,384.70 6,846.87 40,384.15 21,291.20 31,056.37 35,670.89 9,724.34 20,620.11 14,812.61 9,966.20 7,777.48 28,097.11 1,904.58 19,310.75 59,983.16 24,816.26 41,858.68 6,387.22 115,066.66 16,640.97 10,208.10 82,871.64 22,886.11 25,913.91 32,527.96 27,683.60 20,196.16 22,594.52 13,184.01 6,714.58 3,393.32 6,829.27 1,266.84 229,006.85 26,096.59 6,845.39 14,396.05 31,856.46 S,773.87 685.27 34.823.21 32,036.62 24,338.97 48,075.25 11,599.70 10,194.79 7,401.27 23,384.70 1,676.80 43,921.08 163,238.39 10,521.85 17,786.41 13,069.25 18.165.98 43,361.61 20,496.65 9,676.85 1,340.11 4.635.87 54,136.97 20,190.68 21.685.31 70,417.35 7,115.01 7.011.58 Nil $1,295,076.68 24,817.06 4,957.05 33,609.60 18,310.52 7,509.50 39,462.19 "'5,137.02 5,060.76 7,745.22 5,282.02 " 3,981.50 14,259.46 352.03 6.547.36 26,982.30 9,962.69 16,378.80 8,952.80 239,988.18 11.045.77 4,177.60 45,230.51 10,591.07 15,522.05 18,535.43 7,750.49 10,346.52 9,353.74 509.61 491.40 14,512.01 2,010.34 Nil 79,553.54 15,587.58 5.288.61 7,040.49 33.929.15 9,475.66 8.25 24,782.51 27,579.69 13,782.38 23.240.50 13,214.77 1,371.40 4,527.36 24,817.06 13.08 12,363.38 74,572.99 6,488.70 6,630.22 4,172.26 11,691.34 29,406.69 4,952.28 3,326.55 1.467.73 2.487.81 64.359.42 1.232.85 6,900.59 29,915.97 9,736.34 6.705.96 Nil $4,264,334.83 $2,303,132.79 $4,535,503.39 $2,485,072.99 F 48 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. Name of Company. Net. Premiums written. Net Losses paid. Net. Premiums earned. Net Losses incurred. Brought forwari Toronto General Insurance Co Trans Canada Insurance Co Travelers Fire Insurance Co Union Assurance Society, Ltd Union Fire Insurance Co. of Paris Union Insurance Society of Canton, Ltd Union Marine & General Insurance Co., Ltd... United British Insurance Co., Ltd United Firemen's Insurance Co United Mutual Fire Insurance Co United States Fire Insurance Co Universal Insurance Co Virginia Fire & Marine Insurance Co Wawanesa Mutual Insurance Co Westchester Fire Insurance Co Western Assurance Co tiWestminster Fire Office World Fire and Marine Insurance Co World Marine & General Insurance Co., Ltd.. Yorkshire Insurance Co., Ltd $4,264,334.83 12,097.36 16,017.63 35,636.06 30,252.68 12,011.74 36,163.87 57.85 5,614.89 10,088.12 5,720.70 33,574.30 1,997.83 :,303,132.79) $4,535,503.39 47,222.84 3,311.30 22,671.00 6,136.13 11,867.22 24,982.63 Totals.. $4,579,758.98 9,794.76 6,517.58 39,518.28 13,056.83 12,860.89 6,336.83 Nil 136.69 5,261.38 4,880.71 17,307.03 721.74 44,774.55 7,342.00 10,430.62 3,401.91 3,496.38 14,831.12 $2,503,802.09 13,020.92 19,267.78 29,485.52 33,027.30 13,455.99 37,379.83 —9.67 6,254.81 6,669.66 5,887.43 38,432.92 7,618.43 45,385.36 10,840.65 24,568.65 7,878.88 13,138.95 27,443.89 $2,485,072.99 8,157.37 6,103.58 37,629.77 7,571.33 11,879.89 4,588.83 mi 136.69 4,971.35 6,473.46 11,291.03 705.06 59,213.85 5,051.40 11,100.62 '" 7,431.91 3,227.38 10,238.12 $4,875,260.36 $2,680,844.63 Totals for 1931.. $5.316.372.731 $2,563,371.021 $5.606,570.781 $2.033,460.63 $9,202.48 30,348.81 5,713.87 1,952.18 259.75 11,231.84 9,513.46 $11,377.49 16,140.02 2,668.63 2S0.71 184.45 29,824.85 6,041.88 fFirst National Insurance Co. of America (gross). JFranklin Fire Insur. Co. of Philadelphia (gross)—. **National Liberty Insur. Co. of America (gross) i^Westminster Fire Office (gross) Reciprocal Exchanges. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Net Losses paid. Affiliated Underwriters Canners Exchange Subscribers at Warner Inter Insurance Bureau Equitable Fire Underwriters Individual Underwriters Inter Insurers Exchange Lumbermen's Underwriting Alliance Manufacturing Lumbermen's Underwriters New York Reciprocal Exchange Underwriters Exchange Warner Reciprocal Insurers Totals $1,054.61 3,509.93 201.98 4,677.50 272.03 17,497.00 13,463.34 5,538.54 2,796.54 607.40 $885.42 3,570.22 2,916.73 641.27 18,080.53 13,837.37 4,891.56 2,268.18 588.93 $11.84 mi Nil 11.32 1,218.64 58,348.12 24,260.89 32.08 1,059.90 Nil $11.84 NU NU 11.32 1,218.64 50,848.12 16,760.89 32.08 1,059.90 Nil $50,218.87) $47,680.21| $84,942.89[ $69,942.79 I I I REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 49 TABLE IV.—FIRE INSURANCE SUMMARY. Year. Net Premiums written. Net Amount of Losses paid. Net Premiums earned. Net Amount of Losses incurred. Ratio Losses incurred to Premiums earned. 1928 $6,032,585.21 6,131,977.59 5,904,594.35 5,316,372.73 4,579,758.98 $2,090,357.38 . 3,143,631.58 3,671,727.23 2,563,371.02 2,503,802.09 $5,802,250.12 5,957,509.40 5,920,805.74 5,606,576.78 4,875,260.36 $2,162,247.93 3,231,816.37 3,724,737.51 2,633,460.63 2,680,844.63 37.26 1929 1030 1931 54.02 62.00 46.92 1932 54.97 $27,965,288.86 $13,972,889.30 $28,152,402.40 $14,433,107.07 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Aetna Casualty & Surety Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Automobile Fire Insurance Co American Automobile Insurance Co American Central Insurance Co American Home Fire Assurance Co American Insurance Co Anglo Scottish Insurance Co., Ltd British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Colonial Fire Insurance Co British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian Insurance Co Camden Fire Insurance Assn Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance CorporatJon Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co Century Indemnity Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd Columbia Insurance Co Commercial Union Assurance Co., Ltd Connecticut Eire Insurance Go Consolidated Fire & Casualty Insurance Co.. Continental Casualty Co Continental Insurance Co Cornhill Insurance Co County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co.. Employers Liability Assurance Corporation- Equitable Fire & Marine Insurance Co Fidelity & Casualty Co. of N.Y Fidelity Insurance Co. of Canada Fidelity Phenix Fire Insurance Co Eire Association of Philadelphia Fireman's Fund Indemnity Co Fireman's Fund Insurance Co Firemen's Insurance Co Carried forward Nil $1,978.71 Nil 7,779.52 59.89 Nil 30,701.13 37,179.83 Nil NU Nil 5,330.65 28,006.48 Nil 6,472.65 27.265.66 10,879.55 3,415.31 23,001.57 4,406.13 12,372.21 1,264.58| 239.0,3 10,149.67 7,571.89 11,557.82 22,988.71 26,878.48 11,574.30 7,130.74 4,580.31 767.35 5,644.27 4,515.46 5,334.64 NU Nil 7,689.44 —806.11 22,523.31 9,158.61 NU 12,852.89 76.48 10,078.60 25,811.45 41,065.06 Nil NU 2,322.09 Nil 8,279.861 240.76[ Nil | NU $524.67 NU 2,618.11 Nil NU 15,054.43 33,448.75 NU Nil Nil 1,720.36 11,651.65 Nil 902.44 2,566.04 2,354.90 940.17 19,879.47 3,668.57 3,654.32 30.75 Nil 7,778.76 1,563.60 3,723.42 22,845.13 20,082.08 7,148.88 1,405.84 2,101.16 276.44 1,503.79 515.40 1,776.36 mi Nil 11,649.83 NU 12,891.69 742.17 NU 5,298.46 31.38 3,809.35 25,510.80 22,630.34 Nil Nil 501.33 Nil 12.50 1,350.26 96.10 Nil Nil $2,439.42 Nil 10,759.52 40.96 Nil 33,583.75 36,235.10 NU NU Nil 4,119.52 30,618.27 Nil 6,534.83 22,155.15 12,088.84 3,371.02 25,051.43 4,877.79 13,066.90 75S.75 142.92 12,354.08 7,560.80 12,818.07 26,016.91 31,203.96 13,214.46 7,903.46 4,890.58 788.01 6,523.82 4,969.41 5,080.84 Nil Nil 9,672.S5 —806.11 24,984.56 6,920.58 Nil 12,150.09 60.71 11,437.98 29,570.78 40,163.15 Nil Nil 2,803.41 Nil —4.36 10,691.84 479.78 Nil Nil $637.17 Nil 2,353.11 NU Nil 10,985.93 27,025.75 Nil NU Nil 2,410.36 4,646.65 Nil 1,194.44 2,970.92 3,504.90 1,900.17 15,502.72 4,147.58 3,424.32 85.75 Nil 4,160.76 1,258.60 2,579.32 17,954.13 16,659.49 3,261.78 1,170.84 1,941.66 386.44 1,328.79 405.40 2,416.36 Nil Nil 10,681.93 NU 15,239.51 2,464.27 Nil 3,709.96 32.38 3,293.30 24,676.60 34,141.34 Nil Nil 916.33 Nil 12.50 1,380.26 81.10 NU $459,205.09 $254,205.70 $488,104.30 $230,948.82 F 50 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. Name of Company. Net Premiums ■written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward First National Insurance Co. of America 'Franklin Fire Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corp., Ltd.... General Casualty Co. of America General Casualty Insurance Co. of Paris, France. General Exchange Insurance Corporation General Insurance Co. of America Glens Palls Insurance Co Globe & Rutgers Eire Insurance Co Globe Indemnity Co Great American Indemnity Co Great American Insurance Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co The Home Indemnity Co Home Insurance Co tHomestead Fire Insurance Co tHudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co Legal and General Insurance Society, Ltd Liverpool & London & Globe Insurance Co Liverpool-Manitoba Assurance Co London & Lancashire Guar. & Accident Co London & Lancashire Insurance Co London & Provincial Marine & General Ins. Co.- London & Scottish Assurance Corporation London Assurance Corporation London-Canada Insurance Co London Guarantee & Accident Co Lumbermen's Mutual Casualty Co Lumbermen's Mutual Insurance Co Marine Insurance Co., Ltd Maryland Casualty Co Mechanics & Traders Insurance Co Merchants Casualty Insurance Co Merchants Marine Insurance Co Mercury Insurance Co Metropolitan Casualty Insurance Co. of N.Y Minnesota Implement Mutual Fire Insurance Co. Motor Union Insurance Co National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford § National Liberty Insurance Co National Union Fire Insurance Co National Union Indemnity Co Newark Fire Insurance Co New Jersey Insurance Co **New York Indemnity Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd... Northorn Assurance Co., Ltd Northwest Casualty Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Carried forward $459,205.09 652.31 22,095.54 3,095.74 32,649.33 2,707.80 12,802.93 15,185.50 7,169.39 10,087.05 1,355.56 3,233.84 2,460.22 48,S25.61 4,74S.55J 2,573.01 7.73 9,324.85 2,092.36 224.65[ 2,716.58 433.31 4,266.33 3,409.28 7,722.04 545.80 339.84 158.68| 7,274.37| 11,166.60| 26,856.68 4,537.96| 42,104.011 3,490.20| 6,643.271 986.95| 0,174.29 14,386.24 38,573.57 59,886.85 Nil 2,180.09 2,209.87 Nil 2.64 546.01 134.42 25,200.87 7.73 19,957.29 718.37 Nil 979.07 —27.98 1,061.44 3,317.51 Nil Nil 6,013.08 12,435.56 18,294.86 35,733.80 1,976.53 16,753.03 6,087.68| $254,265.70 758.53 11,413.14 475.33 14,984.35 295.01 5,083.68 3,665.41 700.61 6,250.39 244.90 2,520.00 564.73 21.787.72 5,758.66 9.031.43 3,156.96 4,063.84 78.80 1,589.74 152.32 4,505.30 1,462.13 11,579.40 2.50 4,496.77 1.585.9.9 7.846.81 939.82 18,667.73 109.09 2,209.19 87.70 4,718.03 8,083.01 20,445.23 38,134.84 NU 881.02 1,714.01 Nil Nil 5G.57J Nil 23,638.18 4,459.58 293.17 NU 5.933.83 NU 161.27 1,357.03 NU Nil 3,669.81 6,615.35 12,318.20 14,928.77 454.97 2.613.70 3,077.41 $488,104.30 2,137.63 25,630.81 2,789.45 23,788.54 2,445.80 14,581.06 13,814.98 3,723.06 12,469.20 1,147.75 1,885.78 1,480.32 50,965.73 5,830.49 3,459.OS 8.27 10,538.90 2,648.76 90.38 3,330.53 259.99 4,146.75 3,240.30 8,095.92 382.95 326.76 98.30 7,118.08 9,759.27 27,668.99 4,468.11 46,229.69 3,774.75 6,383.58 912.73 5,134.66 15,167.00 44,549.32 66,128.19 Nil 2.321.12 1,456.08 NU 2.64 777.11 141.97 25,464.19 8 27 21,923^70 756.07 NU 954.08 513.78 1,141.84 3,606.34 NU Nil 6,599.50 13,009.12 19,192.47 38.502.57 2,214.85 17,853.54 7,483.19 $230,948.82 572.53 9,954.14 475.33 9,708.35 245.01 4,887.68 3,343.06 1,218.61 4,977.39 654.90 12,158.00 363.73 20,850.72 5,098.66 8,776.43 4,346.96 4.07S.34 78.80 1,625.74 152.32 4,301.30 682.13 12,379.40 7.50 4,626.77 4,805.99 6,956.81 1,824.82 4,201.73 44.09 5,584.19 337.70 4,743.03 6,681.06 24,515.23 39,985.49 NU 743.17 1,239.01 Nil Nil 56.57 Nil 15,154.23 5,414.58 238.17 Nil —636.17 NU 11.27 1,909.03 '"mi Nil 754.81 2,070.35 12,338.74 14,481.87 244.97 2,933.70 —1,802.59 $1,035,780.36| $553,947.66[ $1,08S,69S.59| $503,789.23 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 51 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward Ocean Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Palatine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Portage la Prairie Mutual Fire Insurance Co Preferred Accident Insurance Co : Providence Washington Insurance Co Provident Assurance Co Provincial Insurance Co Prudential Assurance Co., Ltd Queen Insurance Co Railway Passengers Assurance Co Retail Hardware Mutual Fire Insurance Co Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co St. Paul Mercury Indemnity Co. of St. Paul Scottish Metropolitan Assurance Co Scottisli Union & National Insurance Co Security Insurance Co. of New Haven Sentinel Fire Insurance Co Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co Stuyvesant Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Trans Canada Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Fire, Accident & General Insurance Co ttUnion Indemnity Co Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United British Insurance Co., Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co United States Fire Insurance Co Virginia Fire & Marine Insurance Co Wawanesa Mutual Insurance Co Western Assurance Co it Westminster Fire Office World Eire and Marine Insurance Co World Marine & General Insurance Co Yorkshire Insurance Co Zurich General Accident and Liability Ins. Co Totals Totals for 1931 •Franklin Fire Insurance Co fHomestead Fire Insurance Co §National Liberty Insurance Co "New York Indemnity Co (Reinsured by Union Indemnity Co.) f fUnion Indemnity Co (Reinsured by Continental Casualty Co.) ft Westminster Fire Office (Reinsured by Alliance Assurance Co., Ltd.) tHudson Bay Insurance Co. (gross premiums and losses, respectively) Note.—These figures are included in the foregoing return. $1,035,780.36 35,528.72 5,844.89 5,280.24 7,250.79 79,274.90 Nil 93,312.59 1,796.33 12.24 485.39 51,156.04 2,231.93 21,621.35 17,490.17 7.73 18,479.14 96,657.59 13,913.00 2,145.12 4,824.50 11,873.24 Nil Nil 1,779.51 Nil 10.46 12,632.88 13,872.40 25,447.05 1,415.62 9,682.47 5,819.68 1,293.07 10,133.27 NU 4,308.31 3.7S0.59 —1.9S0.43 Nil NU 6,463.35 6,753.28 —2.43 6,220.15 10,483.61 63,210.40 $1,68S,362.42 $1,969,252.06 ?553,947.66 23,788.54 701.46 2,601.36 7,315.06 62,976.41 NU 36,850.62 951.44 29.55 118.13 23,985.84 2,345.52 8,372.39 3,669.81] 6,598.18 64,347.43 10,674.26 12.152.86 7.308.44 6,360.14 NU Nil 550.48 Nil 3,018.09 5,298.63 12,161.83 17,979.34 776.53 15,184.16 4,OSS.35 214.15 5,800.72 NU 1,910.88 3,842.49 1,282.65 Nil Nil 1,579.76 771.51 772.05 4,414.32 17,042.33 43,900.06 $975,743.43 $1,180,523.22 $1,0.88,698.59 40,965.30 5,107.53 7,222.47 7,855.04 93,201.86 NU 74.285.67 2,554.00 91.91 404.05 52,242.81 2,579.30 26,588.42 18,639.24 8.27 18,410.79 105,795.OS 15,S48.84 2,392.40 5,689.58 12.873.50 Nil NU 1,913.46 NU 98.40 12,144.22 11,948.22 31.114.90 1,565.84 11,110.63 0,261.96 850.04 12,078.32 Nil 3,947.72 3,043.34 —227.35 Nil NU 0,543.66 6,961.82 125.89 6,341.74 12,327.33 77,770.77 $1,788,803.51 $2,012,710.20 $503,789.23 22,988.54 777.03 2,416.36 10,613.06 50,703.41 Nil 46,545.02 —311.27 29.55 118.13 16,868.24 1,145.52 6,367.39 12,178.79 12,008.18 81,877.42 10,125.17 18,912.86 5,045.44 9,554.39 Nil Nil 805.49 NU 3.01S.09 1,230.63 8,304.83 18,458.34 726.81 798.82 2,826.35 539.15 ■ 950.72 Nil 1,355.88 2,542.49 12,082.08 NU NU 1,619.76 391.51 T-72.05 4,249.32 6,992.33 30,980.06 "$911,308.44 $1,186,136.71 $1,586.45 144.60 259.75 1,485.62 82,663.49 $3,179.95 280.71 184.45 $1,049.99 347.81 155.85 1,789.25 00,080.81 3,653.85 $3,163.75 265.71 184.45 1,514.25 F 52 BRITISH COLUMBIA. TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE. Year. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Katio Losses incurred to Premiums earned. 1928 $1,561,000 2,137,000 2,152,000 1,969,000 1,688,000 $1,470,000 1,900,000 2,148,000 2,013,000 1,789,000 $915,000 1,099,000 1,285,000 1,186,000 911,000 62.30 1929 $1,018,000 1,239,000 1,181,000 976,000 57.82 1930 59.82 1931 58.92 1932 50.92 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932. ACCIDENT AND SICKNESS INSURANCE. Name of Company. Accident Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Sickness Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Aetna Life Insurance Co Alliance Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance Corporation, Ltd The Casualty Co. of Canada Century Indemnity Co Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd Confederation Life Association Consolidated Fire and Casualty Insurance Co Continental Casualty Co Dominion Fire Insurance Co The Dominion of Canada General Insur. Co Employers' Liability Assurance Corporation, Ltd... Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada The General Accident Assurance Co. of Canada- General Accident Fire & Life Assur. Corpn., Ltd The General Casualty Insurance Co. of Paris The Globe Indemnity Co. of Canada The Guardian Insurance Co. of Canada The Guildhall Insurance Co., Ltd Hartford Accident & Indemnity Co Home Assurance Co. of Canada Home Indemnity Co Hudson Bay Insurance Co Imperial Guar. & Accident Insur. Co. of Canada Imperial Insurance Office Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Insur. Co., Ltd London & Scottish Assurance Corporation, Ltd.— London Guarantee & Accident Co., Ltd Carried forward * Accident and Sickness. $139.73 *3,956.05 1,883.81 2,336.80 1,126.32 3,477.53 NU 7,395.64 574.65 148.42 280.40 405.66 Nil 133.77 3,683.95 *792.75 166.07 *160.03 246.58 744.04 "425.00 59.00 •602.10 26,720.58 101.75 30,735.20 •234.52 5,202.21 40.00 319.54 16,858.47 •1,009.58 1,761.16 393.79 5,483.03 286.66 433.60 1,342.47 •44,598.99 Nil 32,010.65 4,834.36 379.37 83.75 1,088.34 5,298.49 6,935.02 2,589.22 •463.56 14.10 4,779.73 •2,329.86 NU $2,237.70 2,289.67 2,272.51 Nil 3,871.34 Nil 2,444.57 202.31 33.02 Nil 67.05 Nil NU 4,829.65 373.83 Nil Nil NU 259.87 321.42 Nil 957.30 22,901.94 Nil 18,173.56 60.00 9,085.95 Nil Nil 12,251.65 359.81 2,884.51 190.90 5,068.20 NU 289.74 1,782.69 13,400.51 Nil 29,520.25 1,358.69 494.24 5.00 177.00 3,757.99 1,414.38 362.45 225.32 Nil 3,115.90 2.920.43 Nil $1,101.44 964.60 000.06 3,062.17 Nil 3,465.12 337.06 Nil Nil NU Nil 72.50 1,577.13 Nil Nil 289.52 mi Nil 27,714.10 Nil 1,924.92 Nil $465.14 757.99 429.79 2,501.88 Nil 2,967.57 81.32 ml Nil Nil Nil 28.33 1,444.33 mi Nil 121.S3 Nil NU 14,104.06 Nil I \ 16,950.71 6,641.83 1,655.94 502.68 63.00 Nil I f 55.14 18.30 12,900.01 9,839.76 —351.60 2,446.67 16.80 225.00 3,868.04 1,826.17 123.50 90.00 312.98 338.65 266.20 543.20 NU Nil Nil Nil 31,105.44 26,307.30 1,885.25 1,490.13 46.93 NU Nil NU 296.83 42.66 3,837.57 2,199.67 } 2,934.62 1,885.03 NU mi .50 Nil 2,649.07 $225,066.30| $149,967.41 $117,428.08| $79,948.36 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 53 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. ACCIDENT AND SICKNESS INSURANCE—Continued. Name of Company. Accident Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Sickness Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Brought forward London Life Insurance Co Loyal Protective Insurance Co Lumbermen's Mutual Casualty Co Maryland Casualty Co ; Merchants Casualty Insurance Co Metropolitan Casualty Insurance Co Metropolitan Life Insurance Co.'. The Motor Union Insurance Co., Ltd North British & Mercantile Insurance Co., Ltd. Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Occidental Life Insurance Co Ocean Accident & Guarantee Corporation, Ltd.. Phoenix Assurance Co., Ltd The Preferred Accident Insurance Co The Protective Association of Canada Provident Assurance Co The Provident Life & Accident Insurance Co.... Prudential Assurance Co., Ltd The Prudential Insurance Co. of America Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Indemnity Co Travelers Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd United Pacific Casualty Insurance Co United States Fidelty & Guarantee Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd Totals Totals for 1931 $225,006.30 •3,810.45 •20,500.58 NU 912.88 •20,695.24 849.61 6,729.49 •7,536.41 765.00 1,063.16 967.93 3,589.39 76.00 NU 7,255.39 257.74 75.69 •31,689.01 Nil •1,012.60 1,056.95 Nil 3,251.41 810.47 31,912.97 489.16 908.10 55.00 Nil 32,952.86 504.68 7,786.26 Nil 703.20 781.31 942.66 2,774.75 •7,639.07 1,334.80 $149,967.41 4,282.25 9,679.94 NU 620.30 10,883.33 1,143.15 2,864.00 5,754.00 29.00 76.78 029.33 1.559.11 Nil NU 3,317.12 30.00 49.29 20,042.55 Nil 2,593.82 633.69 Nil 1,340.37 169.39 37,034.02 78.55 49.75 Nil NU 13,185.12 118.32 3,912.79 Nil 102.35 488.82 1,049.08 1,008.98 1,962.61 143.50 $427,908.52| $274,859.3S $493,523,131 $323,123.71 I $117,428.08 Nil NU Nil 282.35 Nil 395.51 1,173.47 Nil 313.01 260.60 1,246.11 NU NU 1,156.42 163.10 Nil Nil Nil Nil 047.08 Nil 1,288.05 382.95 30,968.63 324.56 357.23 NU Nil 49,271.18 242.67 7,542.01 NU 320.72 288.85 201.85 Nit 1,135.86 $79,948.36 NU Nil Nil 50.00 Nil 171.66 1,027.00 NU 154.70 21.43 512.91 Nit Nil 942.69 Nil NU Nil NU Nil 82.39 NU 1,030.52 42.84 18,792.03 1,200.85 73.33 Nil Nil 40,070.89 79.17 7,206.52 NU Nil 15.00 Nil Nil 1,708.78 $215,450.29! $153,131.08 $246,434,041 $158,778.52 • Accident and Sickness. BOILER AND MACHINERY AND EXPLOSION INSURANCE. Name of Company. Boiler and Machinery Insurance. Explosion Insurance. Premiums. Losses. Premiums. Losses. Boiler Inspection & Insurance Co. of Canada $7,506.43 947.80 Nil Nil Nil 253.57 Nil Nil 800.23 NU Nil $.923.72 Nil Nil Nil Nil NU 57.14 Nil 502.82 Nil Nil Nil Nil 231.46 1,511.56 274.12 Nil Nil 2,055.60 Nil 340.06 2,584.46 Nil Nil Nil Continental Insurance Co Nil Nil Nil Fidelity & Casualty Co Nil Nil Nil NU Insurance Co. of North America Nil $9,508.03 $1,483.68 $6,997.26 Nil F 54 BRITISH COLUMBIA. TABLE VIL—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. BOILER AND MACHINERY AND EXPLOSION INSURANCE—Continued. Name of Company. Boiler and Machinery Insurance. Explosion Insurance. Premiums. Losses. Premiums. Losses. $9,568.03 312.90 $1,483.68 Nil 1 $6,997.26 Nil NU Nil NU Nil 15.00 [ NU NU 193.00 936.71 Nil 14.06 Nil Nil 954.72 35.13 Nil NU Nil Nil Nil NU NU Nil . Nil 160.341 NU NU Nil 3.36 NU 275.42 488.96 Nil Nil Nil Ocean Accident & Guarantee Corporation, Ltd, . ■ NU NU Royal Insurance Co., Ltd Nil Nil NU Nil NU Totals $12,014.55] $1,483.68 $7,940.341 NU Totals for 1931 $26,978.57 $2,038.29 $11,481,811 NU BURGLARY AND FORGERY INSURANCE. Name of Company. Burglary Insurance. Premiums. Forgery Insurance. Losses. Premiums. Losses. The Acadia Fire Insurance Co Alliance Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Century Indemnity Co Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Continental Casualty Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd. Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada General Accid. Fire & Life Assurance Corpn., Ltd General Casualty Co. of America General Casualty Assurance Co. of Paris General Indemnity Corporation of America Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Hartford Accident & Indemnity Co The Home Indemnity Co Home Insurance Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur Co. of Canada. Imperial Insurance Office Indemnity Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co London & Lancashire Guar. & Ace. Co. of Canada. London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd London Guarantee & Accident Co., Ltd Maryland Casualty Co Metropolitan Casualty Insurance Co Carried forward NU $1,791.37 1,090.82 624.88 882.41 108.57 928.07 595.77 967.15 10,588.80 16,096.60 3,792.22 1,020.46 429.38 385.75 51.86 Nil 267.70 4,324.54 6,380.63 28.27 3,553.17 8,999.51 1,020.23 276.40 490.47 NU 1,934.28 2,806.58 1.610.19 Nil Nil 18,021.50 405.46 51.30 11.50 869.98 1,874.30 3,791.83 815.30 469.90 1,452.16 1,655.89 2,006.59 Nil $242.92 109.10 230.88 1,571.24 2.75 9S4.36 214.16 Nil 12,179.86 10,782.95 2,521.91 568.80 661.06 8.80 Nil Nil 3.4S3.97 1,980.89 812.73 Nil 2.702.S2 3,218.98 550.37 972.75 809.50 Nil 83.60 1,348.99 1.061.10 Nil ■Nil 12,751.10 2.42 Nil NU 238.00 1.142.79 7,863.13 73.85 65.25 2,074.82 5,253.83 452.25 $102,471.79| $77,021.99 NU Nil $215.70 147.00 223.00 $33.45 mi 101.44 76.15 Nil $661.851 $224.89 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 55 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. BURGLARY AND FORGERY INSURANCE—Continued'. Name of Company. Burglary Insurance. Forgery Insurance. Premiums. Losses. Premiums. Losses. Brought forward National Surety Co National Union Indemnity Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd.— Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd- Phoenix Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co... Provident Assurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Indemnity Co Union Insurance Society of Canton, Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd Totals Totals for 1931 $102,471.79 510.15 Nil Nil 2,034.20 2,362.60 443.62 1,664.27 115.25 3,295.37 191.55 1,401.07 NU 600.85 1,868.07 178.92 552.35 18.409.SO NU 905.94 1,972.99 NU 3,518.73 631.24 2,836.09 NU 4,072.22 1,848.58 1,945.09 2,903.40 1,493.88 $77,021.99 180.30 Nil Nil 586.38 1,514.02 84.83 1,005.14 NU 3,171.13 Nil 574.55 NU 654.19 304.62 22.95 1,904.63 12,751.10 Nil 113.32 3,486.49 NU 3,067.91 465.58 1,679.61 Nil 5,403.84 1,571.44 1,931.30 3.287.06 596.80 $158,28S.08| $121,379.18 $157,354,731 $92,068.93 $661.85 120.84 NU $224.89 61.46 Nil 782.69! $286.35 $2,058.08 $195.65 EARTHQUAKE AND PLATE GLASS INSURANCE. Name of Company. Earthquake Insurance. Losses. Plate Glass Insurance. Premiums. Alliance Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Columbia Plate Glass Insurance Co.— British Empire Assurance Co British Northwestern Fire Insurance Co Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Eire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Century Indemnity Co Century Insurance Co., Ltd Citizens Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire and Casualty Insurance Co Continental Casualty Co County Fire Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Carried forward $187.50 506.25 -829.89 342.93] NU Nil Nil Nil i $14.95 819.94 261.33 17,516.73 107.38 19.65 919.64 134.18 539.35 1,151.22 1.78S.36 402.65 587.29 295.93 31.47 Nil 29.90 NU 304.74 835.01 Nil 118.25 2.680.05 Nil $402.52 230.10 10,808.59 18.90 NU 694.98 35.11 127.00 494.84 1,177.78 6.27 146.47 50.50 42.00 Nil 49.88 NU 816.48 444.42 Nil 34.80 3.104.74 $1,036.08 Nil $28,558.02 $18,685.38 • F 56 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. EARTHQUAKE AND PLATE GLASS INSURANCE—Continued: Name of Company. Earthquake Insurance. Premiums. Losses. Plate Glass Insurance. Premiums. Losses. Brought forward.. Eagle Star & British Dominions Insur. Co., Ltd Employers' Liability Assurance Corporation, Ltd... Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada First National Insurance Co. of America General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corpn., Ltd General Casualty Co. of America General Casualty Insurance Co. of Paris General Insurance Co. of America Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Great American Indemnity Co Great American Insurance Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hartford Accident & Indemnity Co Home Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada.. Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd.... London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Metropolitan Casualty Insurance Co Motor. Union Assurance Co., Ltd National Provincial Insurance Co., Ltd National Surety Co National Union Indemnity Co North British & Mercantile Insur. Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Phoenix Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Insurance Co., Ltd Saint Paul Fire & Marine Insurance Co Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Trans-Canada Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Indemnity Co Union Insurance Society of Canton, Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co Westchester Eire Insurance Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Assur. Co., Ltd.... Totals Totals for 1931 $1,036.68[ —300.00 312.81 56.56 410.28 Nil 1,500.00 568.69 212.74 700.25 300.00 149.61 258.44 349.48 Nil Nil —300.00] Nil 182.35| Nil Nil NU NU NU NU NU Nil NU Nil Nil Nil NU $6,037.89| Nil $7,407.731 Nil $28,55S.02 356.34 773.10 Nil 713.54 mi 1,473.78 292.75 577.01 31.40 Nil Nil 452.38 1,491.10 NU 146.76 46.11 NU 794.70 Nil 549.78 98.74 300.97 Nil Nil 110.17 601.38 1,088.72[ —39.541 172.05| 77.60] Nil 337.32 135.45 103.12 606.89 11.70 Nil 375.51 443.34 Nil 1.039.14 —25.10 2,329.53 128.15 67.27 Nil 475.83 820.34 608.80 NU 102.07 Nil 118.81 291.07 Nil NU 229.50 72.35 148.68 Nil 779.50 NU 4S0.33 96.25 284.48 125.62 $18,685.38 245.52 442.80 mi 497.24 Nil 895.32 267.21 85.72 14.90 Nil Nil 65.25 815.36 Nil 8.78 13.45 Nil 636.24 Nil 364.64 91.39 85.93 Nil Nil 100.85 350.87 740.44 Nil 65.71 47.90 Nil 301.31 48.75 49.50 231.96 NU Nil 257.33 449.26 NU 564.32 Nil 950.89 Nil 9.30 Nil 287.73 1,170.40 364.64 NU 40.86 Nil Nil 130.35 NU Nil 162.92 46.06 Nil NU 372.84 NU 145.81 93.83 427.03 02.25 $48,932.511 $30,688.24 $55,748.60) $23,552.01 - ■ REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 5T TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. GUARANTEE, BOND, AND CREDIT INSURANCE. Name of Company. Guarantee Insurance. Bond Insurance. Premiums. Losses. Premiums. Losses. NU $228.75 NU 880.96 1,931.28 100.00 2,362.79 12.50 1,506.19 12,770.01 12,531.36 16,485.33 230.08 —2.50 640.21 Nil 3,067.73 3,505.13 NU 2,900.74 2.037.07 183.13 694.10 1,274.90 1,660.45 92.07 NU 15,152.90 2,234.70 241.00 Nil 492.80 655.80 4,241.43 5.00 1,741.90 455.49 31.07 5,816.33 339.97 1,180.42 776.59 514.78 Nil Nil 47.50 404.25 165.22 6,292.54 5.00 7.50 3,312.54 80.31 10.00 16,289.53 1,226.34 311.17 1,429.25 Nil Nil Nil Nil Nil Nil $1,528.23 Nil NU 1,118.38 2,681.40 2,342.88 NU 350.00 Nil Nil —405.95 5,807.27 Nil —1,325.64 3,335.00 Nil Nil Nil 153.07 280.87 mi 393.00 940.08 590.00 Nil Nil 1,294.90 74.10 Nil 1,524.01 821.46 Nil 2.226.2S Nil Nil 118.34 134.62 NU NU Nil Nil NU 393.00 Nil NU Nil NU NU 892.12 37.47 Nil 154.42 $2,137.00 198.67 548.04 140.00 American Credit Indemnity Co. of N.Y. (Credit) NU The Dominion of Canada General Insurance Co.... Employers' Liability Assurance Corporation, Ltd.... The General Accident Assurance Co. of Canada- General Casualty Insurance Co. of Paris— Imperial Guarantee & Accident Insurance Co Nil Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada- London & Provincial Mar. & Gen. Ins. Co., Ltd NU Metropolitan Casualty Insurance Co. of New York- North British & Mercantile Insurance Co., Ltd The Ocean Accident & Guarantee Corporation, Ltd.. Railway Passengers Assurance Co $21.17 Scottish Metropolitan Assurance Co., Ltd United States Fidelity & Guarantee Co The World Marine & General Insurance Co., Ltd.. $129,216.11 $27,190.96 $3,023.77] $21.17 Totals for 1931 $199,472.85 $39,217.64 $5,226.41 $1,286.99 F 58 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. INLAND TRANSPORTATION AND MARINE INSURANCE. Name of Company. Inland Transportation Insurance. Premiums. Losses. Marine Insurance. Premiums. Losses. Aetna Insurance Co Agricultural Insurance Co , Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Home Fire Assurance Co Atlas Assurance Co., Ltd Automobile Insurance Co. of Hartford Bankers' & Traders' Insurance Co., Ltd Boston Insurance Co British America Assurance Co British & Foreign Marine Insurance Co., Ltd British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Security Assurance Co Canadian General Insurance Co Canadian Indemnity Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd City of New York Insurance Co Columbia Insurance Co Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd County Fire Insurance Co The Dominion of Canada General Insurance Co.— Eagle Star & British Dominions Insur. Co., Ltd Equitable Fire & Marine Insurance Co Fidelity-Phenix Fire Insurance Co Fire Association of Philadelphia Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First American Fire Insurance Co First National Insurance Co. of America Franklin Fire Insurance Co. of Philadelphia General Accident Fire & Life Assur. Corpn., Ltd.. General Insurance Co. of America Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co The Globe Indemnity Co. of Canada Great American Insurance Co Guardian Insurance Co. of Canada Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co Home Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada- Imperial Insurance Office Insurance Co. of North America Insurance Co. of the State of Pennsylvania Liverpool & London & Globe Insurance Co., Ltd.... London & Lancashire Insurance Co., Ltd London & Provincial Mar. & Gen. Ins. Co., Ltd.... London Assurance Corporation London Guarantee & Accident Co., Ltd Marine Insurance Co., Ltd Maritime Insurance Co., Ltd Maryland Insurance Co Mechanics & Traders Insurance Co Millers National Insurance Co Motor Union Insurance Co., Ltd National Fire Insurance Co. of Hartford Carried forward $4,687.31 NU 463.95 4,443.29 NU Nil 458.79 Nil 17.50 1,385.75 NU NU 2,014.14 46.32 718.18 45.00 NU Nil 5.00 Nil 146.13 714.58 1,618.66 4.39 166.67 NU 145.48 3,369.73 344.50 3.015.86 NU 45.25 —28.43 96.50] 1,196.62 41.74 417.12 NU 82.41 10.00 61.15 NU Nil 16.107.69 Nil NU 13,549.36 Nil NU 26.00 NU 18.00 476.15 Nil 5.50 Nil 19.001 NU Nil | $56,563.72 $1,804.01 NU 90.50 2,045.09 Nil Nil NU NU NU 239.99 NU Nil NU NU 24.20 Nil NU Nil NU Nil 13.60 55.00 10S.S6 NU 192.35 NU NU 666.71 46.20 526.80 Nil 658.91 Nil 8.04 1.00 —4,916.33 291.22 Nil NU Nil Nil NU Nil 15,584.60 Nil Nil 2.283.59 NU Nil Nil Nil Nil 73.15 NU 249.83 NU NU Nil Nil $24,904.31 $299.34 246.13 $2,569.88 Nil Nil Nil 207.13 2,442.79 1,550.59 Nil 16,153.61 3,333.76 Nil Nil 16,255.19 NU Nil Nil Nil Nil S20.72 423.29 Nil 4,859.76 Nil Nil Nil 25,293.61 68,190.71 NU 1.108.63 Nil 32,301.10 NU 4,082.00 10.46 Nil 5.196.96 18,277.83 Nil 23,332.08 NU 3,282.12 1,042.67 346.54| 1,941.411 NU 7,781.39 14.358.19 Nil NU Nil Nil Nil NU $50.58 NU Nil Nil Nil 123.21 6,741.65 28.96 Nil 26,152.77 1.520.76 NU NU 16,230.49 NU Nil NU Nil NU 97.18 Nil NU Nil Nil NU Nil 12,533.01 78.359.07 NU 1.027.78 Nil 35,758.02 NU 11.58 NU Nil 5,803.39 53.033.11 NU 1,844.08 Nil 6,887.12 86.32 Nil 4,514.86 Nil 3,378.48 9,644.26 NU Nil Nil NU Nil $256,607.89 $263,886.6 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 59 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932— Continued. INLAND TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Company. Inland Transportation Insurance. Premiums. Losses. Marine Insurance. Premiums. Losses. Brought forward National Union Fire Insurance Co Newark Fire Insurance Co New Brunswick Fire Insurance Co New Hampshire Fire Insurance Co.— New Jersey Insurance Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd.. Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire Association Norwich Union Fire-insurance Society, Ltd Ocean Marine Insurance Co., Ltd Ohio Farmers Insurance Co Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Planet Assurance Co., Ltd Providence Washington Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Reliance Marine Insurance Co., Ltd Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Springfield Fire & Marine Insurance Co Standard Marine Insurance Co., Ltd Stuyvesant Insurance Co Sun Insurance Office, Ltd Thames & Mersey Insurance Co., Ltd Tokio Marine & Fire Insurance Co., Ltd Toronto General Insurance Co Travelers Eire Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United Firemen's Insurance Co United States Fire Insurance Co JUnited States Merchants & Shippers Insur. Co {Universal Insurance Co Westchester Fire Insurance Co Western Assurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd.... Yang-tsze Insurance Association, Ltd Yorkshire Insurance Co., Ltd Totals Totals for 1931 $56,563.72 104.81 NU 718.09 Nil NU NU 557.80 753.50 6.00 NU 88.67 642.85 Nil NU 3.090.71 1,933.69 11.93 NU 397.03 46.60 186.60 Nil Nil Nil 5,332.20 Nil Nil 677.86] 1,391.03| NU 36.80] 344.50| 1,391.03| 1,018.73 Nil 1,891.52 110.13 NU 341.29 Nil 344.53 1,478.60 Nil Nil $24,964.31 Nil Nil NU NU NU Nil Nil 105.00 NU NU 55.00 340.17 Nil Nil Nil 55.87 NU Nil 1,994.00 NU 22.00 Nil Nil Nil 1,098.97 NU Nil NU Nil Nil Nil 46.26 NU 412.66 NU 275.06 247.84 NU 46.26 Nil 46.26 162.39 mi Nil $80,060.22] $30,472.05 $127,115.99| $99,212.12 $256,607.89 13,174.23 Nil Nil Nil Nil Nil 31,566.96 869.26 Nil NU 11.160.S7 268.85 Nil Nil 29,178.62 Nil 4,020.90 266.34 Nil Nil 24,764.46 Nil Nil 1,608.85 2,211.59 127.80 19,772.18 11,105.54 Nil NU 74,238.38] Nil 10,007.19 21,495.81 10.023.10 Nil Nil 42,299.55 33.981.10 Nil 8,985.92 30,786.98 27,494.84 NU NU 32,301.10 Nil -I $263,886.68 1,394.48 NU NU Nil Nil Nil 25,884.02 Nil NU NU 11,560.26 Nil Nil NU Nil Nil 5,970.92 Nil Nil NU 18,623.35 125.29 Nil 44.53 Nil NU 11,659.31 2,220.52 Nil NU 23,437.63 Nil 63,465.73 9,536.16 9.139.81 Nil NU 26,114.40 23,120.51 NU 9,003.12 35,025.00 28,836.63 NU Nil 35,758.02 Nil $698,917,471 $604,806.88 $848,012.36| $553,783.12 % Company merged with Westchester Fire Insurance Co. f Business reinsured by British Northwestern Fire Insurance Co. F 60 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE. Name of Company. Public Liability Insurance. Premiums. Losses. Property Damage Insurance. Premiums. Losses. Aetna Insurance Co Aetna Life Insurance Co Alliance Assurance Co., Ltd American Home Fire Assurance Co Automobile Insurance Co. of Hartford British America Assurance Co British & Foreign Marine Insurance Co., Ltd British Canadian Insurance Co British Empire Assurance Co British Northwestern Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian General Insurance Co Canadian Indemnity Co. Canadian Surety Co Car & General Insurance Corporation, Ltd Casualty Co. of Canada The Century Indemnity Co The China Fire Insurance Co., Ltd Connecticut Fire Insurance Co Consolidated Fire and Casualty Insurance Co Continental Casualty Co Continental Insurance Co County Fire Insurance Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd Equitable Fire & Marine Insurance Co Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada Fidelity-Phenix Fire Insurance Co General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corpn., Ltd General Casualty Co. of America General Casualty Insurance Co. of Paris General Insurance Co. of America Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Hartford Accident & Indemnity Co Hartford Fire Insurance Co The Home Indemnity Co Home Insurance Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada- Imperial Insurance Office Indemnity Insurance Co. of North America Indiana Lumbermen's Mutual Insurance Co Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada. London & Provincial Mar. & Gen. Insur. Co., Ltd.. London & Scottish Assurance Corporation, Ltd London Assurance Corporation London Guarantee & Accident Co., Ltd Lumber Mutual Fire Insurance Co Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Mechanics & Traders Insurance Co The Metropolitan Casualty Insur. Co. of N.Y National Fire Insurance Co. of Hartford $528.19 NU NU 1,643.12 Nil 942.39 207.77 NU NU Nil 3,132.09 315.75 13,009.43 10,358.04 4,050.52 295.94 467.14 NU Nil Nil 293.77 643.04 Nil Nil 2,779.59 12,656.31 NU NU 1,269.40 Nil 17,835.47 743.25 079.15 383.85 Nil NU Nil 1,459.05 879.73 575.84 3,135.28 Nil Nil NU 6,748.11 185.35 NU NU Nil Nil 581.09 1,821.27 3,026.67 21.75 504.47 NU 2.228.30 Nil 592.79 Nil 479.16 Nil 307.50 Nil Carried forward.. $94,780.57 NU Nil Nil Nil Nil Nil Nil NU Nil NU $303. 29.75 13,108.06 7,521.66 1,721.22 NU 69.50 Nil Nil NU 15.00 50.60 NU NU 1,078.10 1.428.90 Nil Nil 271.50 Nil 20,097. 2.25 2.175.00 Nil Nil Nil NU 18.70 Nil 308.00 3,448.98 Nil NU Nil 95.00 NU Nil NU NU Nil Nil 573.52 637.15 Nil Nil Nil 49.50 Nil NU Nil Nil Nil 149.90 Nil $53,159.29 $145.40 NU $145.40 Nil REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 61 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE—Continued. Name of Company. Public Liability Insurance. Premiums. Losses. Property Damage Insurance. Premiums. Losses. Brought forward National Liberty Insurance Co National Surety Co National Union Indemnity Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd— Northern Assurance Co., Ltd North River Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd- Pacific Coast Fire Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Providence Washington Insurance Co Provident Assurance Co Prudential Assurance Co., Ltd Queen Insurance Co. of America Railway Passengers Assurance Co Reliance Insurance Co. of Canada Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sentinel Fire Insurance Co Springfield Fire and Marine Insurance Co Stuyvesant Insurance Co Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Fire Insurance Co Travelers Indemnity Co Travelers Insurance Co Union Assurance Society, Ltd Union Indemnity Co Union Insurance Society of Canton. Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co United States Fire Insurance Co Universal Insurance Co Western Assurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd. Totals Totals for 1931 $94,780.57 Nil Nil NU Nil NU 1,036.87 1,648.60 Nil 1,285.13 57.25 9,880.33 mi ■ Nil Nil Nil Nil 1.140.03 Nil 4,254.51 Nil 1,090.77 7,710.31 24.35 NU NU Nil NU 2,565.32 Nil $141,318.52 $53,159.29 NU Nil Nil Nil Nil 104.80 8,469.85 Nil 1.831.74 Nil 589.20 Nil NU Nil Nil Nil 1,130.63 NU $16,420.96 Nil 158.42 95.00 NU Nil NU Nil Nil 3,096.49 Nil 8.10 NU 1,100.66 Nil 244.70 Nil 5,815.85 2.747.29 78.30 Nil 2,054.40 6,887.40 Nil Nil Nil Nil 1,435.46 3.433.3S NU Nil 526.41 Nil 1,910.08 144.88 2,664.52 30.00 $98,299.33 $142,898.27] $170,099.83 $145.40 Nil 17.71 Nil $163.11| NU $404.88| NU F 62 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1932—Continued. TORNADO AND WEATHER INSURANCE. Tornado Insurance. Weather Insukance. Name of Company. Premiums. Losses. Premiums. Losses. $1,281.55 9.80 2.40 61.68 2.45 mi mi mi Nil 2.45 Nil Nil NU Nil NU Nil NU $227.45 NU Nil NU Nil $0.45 19.00 2.00 16.50 69.04 .90 .90 .90 200.00 54.00 Nil .45 NU Nil Nil NU Nil Imperial Assurance Co London Guarantee & Accident Co., Ltd Nil Nil Nil Pacific Fire Insurance Co Nil Nil NU Nil Totals $1,360.33 $227.45 $304.74 NU Totals for 1931 $104.38 NU $336.38 $12.95 MISCELLANEOUS INSURANCE. A.R., All Risk ; Av., Aviation ; B.K. S.L., Blanket Residence ; Sprinkler Leakage. F., Fraud: L.S., Live Stock; Name of Company. Premiums. Losses. B.R. Av. Av. Av. L.S. S.L. F. A.R. B.R. L.S. $4,905.70 5.60 468.50 536.25 259.75 667.25 344.77 349.06 1,112.64 4.50 $1,962.37 NU Nil NU NU 427.43 288.89 Nil 22.50 NU Totals $8,654.02 $2,701.19 Totals for 1931 $2,069.24 $5,844.87 TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE, FIRE, AND AUTOMOBILE. 1928. 1929. 1930. 1931. 1932. Accident, P L Sickness, P L Liability, P L Marine, P L Other forms, P. L. $456,000 227,000 18S.000 100,000 100,000 34,000 898,000 549,000 377,000 83,000 $531,000 263,000 227,000 152,000 136,000 43,000 1,158,000 723,000 610,000 03,000 $522,000 289,000 249,000 158,000 184,000 57,000 1,106,000 724,000 607,000 251,000 $494,000 323,000 246,000 159,000 143,000 171,000 848,000 554,000 556,000 263,000 $428,000 275,000 215,000 153,000 141,000 98,000 699,000 605,000 457,000 307,000 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. F 63 TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES. (For British Columbia Investments of Life Insurance Companies, see Abstract of Returns of Life Insurance Companies, page 43.) Name of Company. Mortgages. In other Securities. Aetna Casualty & Surety Co American Automobile Fire Insurance Co American Central Insurance Co American Credit Indemnity Co The Anglo-Scottish Insurance Co., Ltd Beaver Fire Insurance Co Boiler Inspection & Insurance Co British America Assurance Co British Colonial Fire Insurance Co British Columbia Plate Glass Insurance Co British Crown Assurance Corporation, Ltd British Northwestern Fire Insurance Co Caledonian Insurance Co Canada Accident & Fire Assurance Co Canadian Fire Insuranc Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Central Union Insurance Co Connecticut Fire Insurance Co Consolidated Fire & Casualty Insurance Co Continental Casualty Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insurance Co., Ltd. Ensign Insurance Co Equitable Fire & Marine Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co First National Insurance Co. of America General Accident Assurance Co. of Canada General Insurance Co. of America Glens Falls Insurance Co Globe Indemnity Co. of Canada Guarantee Co. of North America Guardian Insurance Co. of Canada Halifax Fire Insurance Co Hartford Accident & Indemnity Co Hartford Fire Insurance Co Hudson Bay Insurance Co Imperial Insurance Office Insurance Co. of the State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd London & Lancashire Insurance Co., Ltd London-Canada Insurance Co London Guarantee & Accident Co Loyal Protective Insurance Co Lumber Mutual Fire Insurance Co Mercantile Fire Insurance Co Merchants Casualty Insurance Co Mercury Insurance Co Minnesota Implement Mutual Fire Insurance Co National Ben Franklin Fire Insurance Co National Union Fire Insurance Co New Jersey Insurance Co North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co North River Insurance Co Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Pacific Coast Fire Insurance Co Pearl Assurance Co., Ltd Phoenix Assurance Co., Ltd Carried forward Nil Nil NU Nil Nil $3.943.85f Nil Nil Nil NU NU Nil 1S4.050.00 Nil Nil Nil NU Nil Nil Nil NU Nil Nil 7,510.49 99,736.25f Nil Nil Nil NU Nil NU NU Nil Nil NU Nil NU NU NU NU Nil 7,500.00 13.321.S7 Nil Nil Nil Nil Nil NU Nil Nil Nil Nil Nil Nil Nil Nil NU 145.000.00 NU NU Nil Nil NU 212,583.45f Nil Nil $50,000.00* 50,000.00 80,660.00 74,919.10 25,000.00* Nil 19,000.00 3,000.00* 14,999.25 5,251.62 44,466.66* 7,500.00* 126,141.60 68,800.00 52,748.58* 70,037.00f 29,340.SO 42,733.33* 10,S61.73f • 35,000.00 25,000.00 30,000.00* 15,000.00* 40,000.00 117,923.36f 52,653.44jr 10,000.00* 25,000.00 4,769.34 40,082.50 87,741.70 5,000.00 40,226.54 12,000.00 75,60S.OO 5,000.00 99,090.00 66,333.33 50,000.00 100,000.00 50,000.00 60,000.00 4,650.00 17,865.33 30,000.00* 38,933.33* 93,133.34 25,000.00 246,871.371 10,000.00* 15,000.00* 109,240.00 10,000.00 100,000.00 40,000.00* 95,000.00* 23,750.00f 15,000.00 262,000.00 43,200.00 80,000.00* 54,506.67* 119,000.00* 40,000.00 340,317.661 77,088.001 110,823.74 $673,645.91 1,829,267.32 F 64 BRITISH COLUMBIA. TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES—Continued. Name of Company. Mortgages. In other Securities. Brought forward Phoenix Insurance Co Protective Association of Canada Quebec Fire Assurance Co Reliance Insurance Co., Ltd Retail Hardware Mutual Fire Insurance Co Royal Insurance Co., Ltd Toronto General Insurance Co Union Marine & General Insurance Co Universal Insurance Co Yorkshire Insurance Co., Ltd Totals $673,645.91 $3,829,267.32 Nil 25,000.00 Nil 10,000.00* Nil 19,523.09 + NU 15,000.00 Nil 60,000.00* 20,000.00+ J 20,784.00 + ) 00,000.00* Nil 80,109.06* NU 24,333.33 NU 3,000.00 324,515.14 400,000.00 $1,018,161.05 $4,547,016.80 * Par value. t Book value. t Market value. VICTORIA, B.C. : Printed by Charles F. Banfielu, Printer to the King's Most Excellent Majesty. 1933. 1525-733-4011
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TWENTY-SECOND ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1933… British Columbia. Legislative Assembly [1934]
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Title | TWENTY-SECOND ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1933 (BUSINESS TRANSACTED IN 1932) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1932. |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1934] |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1934_V01_08_F1_F64 |
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Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2016 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0308207 |
AggregatedSourceRepository | CONTENTdm |
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