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TWENTY-FOURTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1935… British Columbia. Legislative Assembly 1936

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 TWENTY-FOORTH ANNUAL REPORT
SUPERINTENDENT OF INSURANCE
PROVINCE OF BRITISH COLUMBIA
1935
(BUSINESS TRANSACTED IN 1934)
PRINTED  BY
AUTHORITY OF THE LEGISLATIVE ASSEMBLY.
VICTORIA,   B.C. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1935.  To His Honour J. W. Fordham JOHNSON,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Twenty-fourth Annual Report of the
Superintendent of Insurance for the year ended December 31st, 1934.
GORDON McG. SLOAN,
A ttorney-General.
Victoria, B.C., July 2nd, 1935. TABLE OF CONTENTS.
Page.
Report of the Superintendent of Insurance     5
Lists as at December 31st, 1934, of—■
Insurers licensed     8
Underwriters' Agencies licensed  24
Reciprocal Exchanges granted Permits  24
Names of Companies licensed or ceased Business since December 31st, 1934  24
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co  25
Empire Life Insurance Co  26
Grand Council of Canadian Order of Chosen Friends  27
Home Assurance Co. of Canada  29
Mutual Fire Insurance Co. of British Columbia  30
Mutual Relief Life Insurance Co  31
National Security Fire Insurance Co  32
Ontario Equitable Life & Accident Insurance Co  34
Provident Assurance Co  35
Provident Life & Accident Insurance Co  37
Sons of Scotland  39
Toronto General Insurance Co  41
Western Empire Life Assurance Co  42
TABLES.
Life Insurance—
I. Business of 1934 and Investments in the Province  44
II. Summary, 1930-34  46
Fire Insurance—
III. Business of 1934 •  46
IV. Summary, 1930-34  50
Automobile Insurance—
V. Business of 1934  50
VI. Summary, 1930-34   52
Other Classes of Insurance—
VII. Business of 1934  53
VIII. Summary, 1930-34  63
IX. Investments in the Province of Insurers other than Life  64 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department op Insurance,
Victoria, B.C., July 2nd, 1935.
The Honourable Gordon McG. Sloan, K.C.,
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Twenty-fourth Annual Report
of the Department of Insurance covering the year ended December 31st, 1934.
At that date there were 282 insurers licensed to transact business, five new companies
having been licensed during the year, namely:—
Economic Insurance Company, Ltd., London, England.
Fonciere Transport and Accident Insurance Co., Paris, France.
National Security Fire Insurance Co., Omaha, Neb.
The Providence Fire Assurance Co., Paris, France.
The Saskatchewan Life Insurance Co., Regina, Saskatchewan.
Eight companies ceased to do business in this Province during 1934, as follows:—
The British Colonial Fire Insurance Company, which reinsured its business in the Bankers
and Traders Insurance Company, Limited.
The Century Indemnity Company, Consolidated Fire and Casualty Insurance Company,
Home Indemnity Company, and the Insurance Company of the State of Pennsylvania, which
did not renew their licences.
The North River Insurance Company, which reinsured its business in the British America
Assurance Company.
The Stuyvesant Insurance Company, which reinsured its business in the Pearl Assurance
Company.
Trans Canada Insurance Company, which reinsured its business in the Fonciere Fire
Insurance Company and the Ohio Farmers Insurance Company.
A complete list of the various insurers licensed as at December 31st, 1934, will be found
on page 8. The following summary indicates the origin of the companies and how many have
Dominion registration in addition to a Provincial licence:—
Where incorporated.
Dominion
Registration.
Provincial
Licensees.
Total.
12
57
66
2
1
8
-   3
1
2
111
2
9
3
5
2
21
57
69
2
1
8
3
1
Switzerland   	
2
116
263
19
282
The comparative figures are for:—
268
274
17
19
285
1932                                                	
293
The following companies changed their names during the year:—
The Indemnity Mutual Marine Assurance Company, Limited, to Indemnity Marine Assurance Company, Limited, and Retail Hardware Fire Insurance Company to the Hardware
Mutual Fire Insurance Company. N 6
BRITISH COLUMBIA.
On analysis the list shows that 42 companies are licensed for life insurance, 206 for fire
insurance, 164 for automobile insurance, and 113 for marine insurance. These figures cover
only the major classes of insurance, and it will be understood that the same company may be
licensed, for example, for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set forth at
length on pages 25 to 42, as in previous years.
Only two fraternal societies are licensed, the Grand Council of Canadian Order of Chosen
Friends and the Sons of Scotland.
A list of underwriters agencies, nine in number, licensed in the Province will be found
on page 24.
During the year the Halifax Fire Underwriters Agency, representing the Halifax Fire
Insurance Company, and the Trans Canada Underwriters Agency, representing the Provident
Assurance Company, were licensed; while the Agricultural Underwriters Agency, representing the Agricultural Insurance Company, the Colonial Fire Underwriters, representing the
National Fire Insurance Company of Hartford, and the Laurentian Underwriters Agency,
representing the British Colonial Fire Insurance Company, ceased to carry on business.
Nine reciprocal exchanges hold permits under section 174 of the " Insurance Act " and the
list appears on page 24.
For convenience the names of the companies, underwriters' agencies, and the reciprocal
exchanges which have been licensed or have ceased business since December last are shown at
page 24.
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purpose of comparison the corresponding figures for the year 1933 are shown in
the first column:—
1933.
Licences issued during 1934.
Suspended.
Cancelled or
revoked.
1,147    1
  1,198 ]
Nil
1,960
30
Other than life agents 	
Adjusters         	
  1,941 l
        45 J
Nil
Tables showing the business transacted in fire, life, automobile, and miscellaneous classes
of insurance during the year will be found on pages 44, 46, 50, and 53, and summaries for the
past five years on pages 46, 50, 52, and 63, respectively.
Insurance companies have in common with other business experienced their difficulties
and problems, and under the conditions prevailing the results are not unsatisfactory.
Diminished resources and incomes and the volume of business, although it may have expanded
in certain directions, have retarded recovery of insurance.
While life insurance premiums show an increase after steadily falling since 1931 and more
new insurance was taken in 1934, the total amount of insurance in force slightly decreased
and the claims were larger. The position with regard to policy loans improved and that is a
good symptom. Owing to the reduced rate of interest on investments which is anticipated,
some increase in rates of premium has been made already and will undoubtedly be general.
The lapsation experience improved, but there is still room for considerable further improvement. «
The companies transacting fire insurance have again enjoyed a favourable experience, the
ratio of losses incurred to premiums earned being only 0.34 per cent., which is one point higher
than last year. Both premiums and losses were smaller in quantity, and it may be noted that
losses in the United States are still falling. These results are due to more scientific underwriting and were obtained notwithstanding four considerable fires in lumber-mills. The premium-
rate as a whole has been a little reduced during the year. The business has its own peculiar
problems to surmount, but it is probably true to say that never before in Canada has there been
such close investigation of the risks accepted or such endeavour to secure efficient and economical administration.
Automobile insurance has no grounds for congratulation. Less premiums and higher
losses do not present a favourable picture.    The ratio of 59 per cent, is the largest since 1930, •   REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934. N 7
and that in spite of the stricter motor-vehicle law, under which nearly 400 licences were suspended, a majority for driving to the common danger. Some day the public will realize that
it cannot ask for or get cheaper automobile rates without driving more carefully.
In the miscellaneous classes of insurance there is no special feature. The amount of accident and sickness insurance has begun to increase again, as in the case of life insurance.
As soon as better times return the public seeks protection. The losses in marine insurance
were heavy.
It will be observed that the number of companies doing business in the Province is smaller,
the reduction occurring in companies from the United States and Canadian companies which
undertake fire and automobile insurance. The number of agents licensed for insurance other
than life insurance was again less, the figures being 1,941, as compared with 2,077 in 1932.
The Association of Superintendents of Insurance for the Provinces held its annual conference at St. John, the first occasion on which it has met in the Maritime Provinces. There
was a large attendance and consideration of various amendments to the Insurance Acts was
completed. Recommendations were resolved on for a uniform set of definitions of classes of
insurance, for a number of amendments to what is known as the " Uniform Life Act," and for
a few amendments to the automobile insurance legislation. These have all been enacted here
and in most of the other Provinces; it is anticipated that the Provinces which did not adopt the
recommendations this year will do so at the next sessions of their Legislatures. It may be
recalled that the uniform definitions came into force when the amending Act was assented to,
that the amendments to the life insurance legislation have not yet been proclaimed, and that
the automobile amendments came into force on July 1st.
Briefly, the value of uniform definitions lies in the fact that licences and contracts will have
the same legal significance in the Provinces which have the definitions and the statistics for
insurance can be compared on the same basis. The life insurance amendments are with one
exception the first which have been passed since the " Uniform Life Act " was adopted by eight
Provinces in 1925. The automobile amendments were designed to meet difficulties arising out
of decisions in the Courts or in practice. The attention of the public should be drawn particularly to that which enlarges the class of " relatives " who are not and cannot be insured under
a standard or uniform automobile insurance policy. An owner's policy does not insure the son,
daughter, wife, husband, mother, father, brother, or sister of the insured; prior to the amendments of 1935 the class consisted only of the children, wife, and husband.
"REAL-ESTATE AGENTS' LICENSING ACT."
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purpose of comparison the corresponding figures for the period ended June 30th,
1934, are shown in the first column:—
1933-34.
1934-35.
668
Nil
Licences cancelled or revoked    __   .__ __	
t
Nil
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance. H
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PPPBB N 24 BRITISH COLUMBIA.
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE
"INSURANCE ACT."
Britannic Underwriters, representing Employers' Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society,
Limited.
Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware Dealers Mutual Fire Insurance Company.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
London Underwriters Agency, representing London Assurance.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Rochester Underwriters Agency, representing Great American Insurance Company.
Trans Canada Underwriters Agency, representing Provident Assurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE "INSURANCE ACT" HAVE  BEEN  GRANTED.
Affiliated Underwriters, New York.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Individual Underwriters, New York, N.Y.
Inter-Insurance Exchange, Kansas City, Mo.
Lumbei-men's Underwriting Alliance, Kansas City, Mo.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
New York Reciprocal Underwriters, New York, N.Y.
Underwriters Exchange, Kansas City, Mo.
Warner Reciprocal Insurers, Chicago, 111.
COMPANIES, UNDERWRITERS' AGENCIES, AND RECIPROCAL EXCHANGES
WHICH HAVE BEEN LICENSED OR CEASED BUSINESS
SINCE DECEMBER 31st, 1934.
Licenses issued.
Insurers—
Consolidated  Fire &  Casualty Insurance  Company,  Toronto,  Ontario,  revived its
licence, having been previously licensed under the " Insurance Act."
Eureka-Security Fire & Marine Insurance Company, Cincinnati, O.
Mutual Benefit Health & Accident Assurance Company, Omaha, Neb.
Security-National Insurance Company, Toronto, Ont.
Wellington Fire Insurance Company, Toronto, Ont.
Underwriters' Agencies—
Canadian Underwriters Agency, representing the Baloise Fire Insurance Company.
Reciprocal Exchanges—
Canadian Reciprocal Underwriters, Toronto, Ont.
Ceased Business.
Insurers—
Empire Life Insurance Company, Toronto, Ontario.
Underwriters' Agencies—
Nil. REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934. N 25
Annual Statements for the Year ended December 31st, 1934, of
Insurers holding Provincial Licences.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
W. J. Albutt. H. W. Chamberlin.
F. M. Chaldecott. F. G. Syder.
Capt. S. Robinson.
F. G. Syder, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Bonds and debentures (book value)  $63,013.11
Cash in banks _       2,545.50
Interest accrued   948.15
Agents' balances and premiums uncollected (net, commissions deducted)      6,083.27
$72,590.03
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1934  $1,685.45
Deficiency of market value under book value of bonds and debentures    1,038.65
       2,724.10
$69,865.93
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.)  $17,385.87
Taxes due and accrued .  393.86
Accounts payable          232.90
Capital stock—
Authorized   $25,000.00
Subscribed and paid up       9,600.00
Surplus      51,853.30
$69,865.93
Profit and Loss Account.
Premiums earned (net)  $18,262.45
Losses and claims incurred _  $9,909,62
Commissions      8,215.64
Taxes ,        633.52
Salaries, fees, and travelling expenses     1,423.33
     20,182.11
Underwriting loss     $1,919.66
Other revenue—
Interest earned   $2,288.59
Increase in market value of investments     8,756.96
    11,045.55
$9,125.89 N 26
BRITISH COLUMBIA.
Other expenditure—
Loss on sale of investments..
$300.04
Net profit for the year..
$300.04
$8,825.85
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Ont.
-D.r_.-ors.
C. P. Fell. A. H. Vanderburgh.
A. H. Keith Russell. J. M. Vaughan.
B. R. McKenzie. D. W. McCormich.
Geo. J. Guy. N. A. Fairhead.
Geo. M. Orr. D. R. McLaughlin.
J. R. Paterson, Secretary-Treasurer.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)	
Mortgages on real estate	
Loans and advances to policyholders	
Bonds and debentures (amortized book value)	
Stocks (book value)	
Cash on hand and in banks	
Advances to agents	
Interest due and accrued	
Rents due 	
Premiums due and uncollected and deferred (net).
Consideration for annuities due and uncollected.....
Deferred discounts 	
Accounts receivable	
Liabilities.
Liability under assurance and other contracts (net)
Provision for death losses and disability claims	
Amounts left with Company	
Premiums paid in advance	
Taxes due and accrued	
Salaries, rents, and office expenses due and accrued
Medical examiners' fees due and accrued	
Commissions to agents	
Reserve for loss on investments	
Deficiency of market under book value of bonds and debentures
Deficiency of market under book value of stocks ......
Capital—
Authorized 	
Subscribed 	
$134,308.90
550,664.46
324,453.12
1,224.289.15
992,774.28
21,095.52
2,630.10
41,629.04
465.70
80,050.20
4,061.80
1,651.54
1,149.89
$3,379,223.70
$2,455,011.70
27,584.39
9,751.01
14,853.24
8,000.00
10,708.03
878.00
602.98
111,000.00
14,152.82
214,602.66
Paid up	
Less deficit
$5,000,000.00
2,617,000.00
$625,810.00
113,731.13
512,078.87
$3,379,223.70 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934. N 27
Income.
Premium income (net)  $489,073.35
Amounts left with the Company  409.53
Consideration for supplementary contracts  1,595.70
Interest and dividends  123,980.96
Rents    5,642.80
Fees not taken  304.00
$621,006.34
Disbursements.
Disbursements under assurance contracts  $177,023.45
Taxes, licences, and fees         9,473.61
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous       45,113.43
Branch office and agency expenses—Commissions, salaries, travelling expenses,
and miscellaneous ,      99,208.43
All other expenses—Advertising, office furniture, books and periodicals, postage,
express,  telephones  and  telegrams,  printing  and  stationery,  medical  fees,
and miscellaneous       27,455.42
Loss on sale or maturity of bonds and stocks        4,830.07
Balance      257,901.93
$621,006.34
Returns for British Columbia.
(See page 44.)
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
W. H. Montague. Wm. Benson.
J. W. Archer. Eccles J. Gott.
C. H. Fitch, Secretary.
S. H. Pipe, Actuary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value).____  $32,000.00
Loans on policies  118,915.02
Bonds and debentures (amortized book value)  2,575,601.49
Cash in banks  79,155.96
Deposit, Province of Quebec  5,000.00
Interest due and accrued  44,698.46
Premiums due (estimated)  27,053.96
Other assets  710.18
$2,883,135.07
Deduct assets not admitted—
Deficiency of market under book value of bonds and debentures in default         93,129.88
$2,790,005.19 K 28
BRITISH COLUMBIA.
Liabilities.
$28,468.47
681.02
Reserves—
Mortuary Fund                               $2,436,491.75
Sickness Fund                                                                  224,515.31
Funeral Fund                                                 -              19,367.20
2,680,374.26
80,481.44
$2,790,005.19
Income.
$390,743.38
24,452.96
Child Insurance Fund         .    ...   ..   .        ..   .. 	
3,737.52
250.57
12,389.65
Other revenue                                       .             -   -    	
651.34
$432,225.42
D.s&Mrsemer..s.
$276,368.49
15,904.65
Child Insurance Fund        .            ....                ........
500.00
Head  Office  expenses—Salaries,  directors'  fees,  auditors'  fees,   actuaries'  fees
and expenses, travelling expenses, rents, printing and supplies, and miscellaneous 	
Agency and organization expenses—Commissions and miscellaneous           	
19,950.64
6,301.19
All other expenses—Advertising, legal fees, medical fees, taxes and licences, telephone, telegrams and express, agency printing and stationery, official publications, and miscellaneous            •             . .. ■              .
5,127.01
Balance ....     .     ......       ...          ...
108,073.44
$432,225.42
Returns for British Columbia.
Income—
Mortuary Fund         ..              	
$9,852.80
541.66
Sickness Fund          -               	
Child Insurance Fund    .          	
283,59
Guarantee Fund          _
7.00
General Fund      	
647.58
-
$11,332.63
Disbursements—
Mortuary Fund       	
$7,644.00
Sickness Fund       .... _
299.30
General Fund     	
515.55
$8,458.85 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934. N 29
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
F. A. Ogilvie. H. Wingfield.
A. Corrie. J. G. Norstrant.
Dr. W. D. Dixson. G. A. Wilson.
E. Roberts. D. A. Fraser.
G. Fisher. G. A. Wilson, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Mortgage loans on real estate  $12,921.77
Bonds, debentures, etc. (amortized book value) _*  152,220.42
Cash on hand and in banks  17,321.79
Interest accrued   2,108.04
Agents' balances and premiums uncollected (net, commission deducted)  9,029.98
Furniture and fixtures  2,452.55
Other assets  ... 3.00
$196,057.55
Deduct asse.s not admitted—
Agents' balances on premiums written prior to October 1st, 1934  $3,527.68
Furniture and fixtures     2,452.55
         5,980.23
$190,077.32
Liabilities.
Unpaid claims     $10,933.15
Reserve of unearned premiums       35,542.18
Cash dividends to shareholders—
(a.)  Due and unpaid  332.50
(6.)   Declared, but not yet due         2,421.00
Taxes due and accrued        3,069.14
Special reserve         5,617.32
Agents' balances  456.69
Other liabilities :.      11,401.09
Capital stock—
Authorized   $500,000.00
Subscribed      500,000.00
Paid up       60,632.00
Surplus  :       59,672.25
$190,077.32
Profit and Loss Account.
Premiums earned (net)  $125,585.60
Losses and claims incurred (net)  $45,079:71
Adjustment expenses (net)  551.75
Commissions     47,372.79
Taxes        5,220.06
Salaries, fees, and travelling expenses     18,922.98
All other expenses     14,270.77
     131,418.06
Underwriting loss  .       $5,832.46 N 30 BRITISH COLUMBIA.
Other revenue—
Interest earned   $8,389.50
Profit on sale of securities and real estate ..— 2,280.56
Commissions earned  6,059.83
Miscellaneous   605.55
$17,335.44
Other expenditure—
Bad debts written off       1,410.53
      $15,924.91
Net profit     $10,092.45
Returns for British Columbia.
(See pages 47, 51, 53, and 59.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
J. W. Berry. R. U. Hurford.
D. A. McKee. Ranford Lewis.
J. W. Miller. Thos. Laing.
Archibald Blair, Jr. W. J. Park.
Henry Bose. C. W. Whitney-Griffiths.
W. H. Higginson.      - Frank W. Machell.
William Newby.
Wm. Townsley, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)  $1.00
Bonds (book value)  10,337.50
Cash in bank  3,977.52
Premiums due and unpaid  2,917.74
Premium instalments (not yet due) .  33,670.58
Premium notes—
Assessments levied and unpaid       $4,202.01
Balance outstanding     107,853.22
  112,055.23
Deferred commissions   4,929.60
Other assets  609.21
$168,498.38
Liabilities.
Unpaid claims  $144.00
Reserve of unearned premiums (cash plan)  16,155.31
Commission earned , . i__. 345.03
Premium note reserve  107,853.22
Statutory Reserve Fund  10,000.00
Other liabilities  52.28
Balance    33,948.54
$168,498.38 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934. N 31
Profit and Loss Account.
Premiums earned (net) ...     $31,038.47
Losses and claims incurred (net)  $11,659.81
Commissions        7,554.24
Taxes       1,000.00
Salaries, fees, and travelling expenses       8,792.68
All other expenses       3,219.38
       32,226.11
Underwriting loss       $1,187.64
Other revenue—
Interest earned  $371.38
.  Assessments      940.80
Other revenue     102.28
         1,414.46
Net profit  $226.82
MUTUAL RELIEF LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
J. C. Connell, M.A., M.D. J. M. Campbell.
W. McDonald. H. C. Connell, B.A., M.D.
J. Powley. W. A. Mackintosh, M.A.
D. A. Shaw. J. W. Rigney.
C. C. Folger. W. T. Connell, M.D.
Wm. Jackson. H. B. Muir.
Hon. T. A. Kidd.
W. T. Fortye, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate   (book value)  . $406,030.14
Mortgages on real estate  335,520.00
Loans secured by stocks, bonds, etc  42,000.00
Loans and advances to policyholders  351,721.£8
Bonds and debentures (amortized book value)  4,003,208.SI
Stocks (book value)  97,549.17
Cash on hand and in banks -  28,206.78
Advances to agents  2,983.28
Interest and dividends due and accrued  66,948.49
Rents due and accrued  221.66
Premiums due and unpaid  42,547.56
$5,376,937.87
Liabilities.
Liability under assurance and other contracts  (net)  $4,685,595.00
Liability for payments due under contracts  34,065.00
Provision for death losses and disability claims  25,000.00
Amounts left with Company  8,486.38
Premiums paid in advance  29,407.43
Premium reductions on outstanding premiums and annuity consideration  103.30 N 32
BRITISH COLUMBIA.
Salaries, rents, and office expenses
Taxes due and accrued	
Deficiency of market under book value of bonds and debentures
Deficiency of market under book value of stocks	
Reserve for general contingencies	
Deficiency of market under book value of collateral loans	
Reserve for real estate held for sale	
All other liabilities	
Undivided surplus 	
$2,000.00
7,000.00
245,748.20
63,098.92
53,000.00
17,632.00
50,000.00
16,615.23
139,186.41
$5,376,937.87
Income.
Premium income	
Amounts left with Company	
Interest and dividends	
Rents	
Advances to agents made in previous years recovered during the year ...
Profit on sale or maturity of bonds	
$540,168.82
3,330.90
224,938.27
2,430.23
1,711.12
5,846.73
$778,699.59
Disbursements.
Disbursements under assurance contracts	
Reduction in premiums resulting from application of dividends  (net).
Amounts left with Company	
Taxes, licences, and fees	
$466,201.53
28.60
6,605.54
8,953.48
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous	
Branch office and agency expenses—Commissions advanced to agents, salaries,
travelling expenses, and miscellaneous	
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams and telephones, printing and stationery, legal fees, medical fees, and miscellaneous	
Loss on sale of bonds	
Balance  .	
51,737.30
123,100.92
20,896.16
5,824.83
95,351.23
$778,699.59
Returns for British Columbia.
(See page 44.)
NATIONAL SECURITY FIRE INSURANCE COMPANY.
Head Office—Omaha, Nebraska.
Directors.
E. P. Peck.
Henry G. Brengle.
Benjamin Rush.
C. R. Tuttle.
A. J. Love.
James D. Winsor, Jr.
H. A. Miller.
F. B. Johnson.
W. B. T. Belt.
A. L. Reed.
Ford E. Hovey.
Willard D. Hosford.
W. Dale Clark.
Denman Kountze.
W. H. Schellberg.
B. A. Jochen, Secretary and Treasurer. REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934. N 33
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)  $60,000.00
Bonds  (book value)     1,886,735.85
Stocks (book value)  300,290.00
Cash on hand and in banks  430,451.51
Agents' balances and bills receivable ..  160,795.75
Interest due and accrued  15,960.36
Reinsurance recoverable on paid losses  528.74
Premiums impounded with Department of Insurance, State of Missouri  10,016.98
Sundry ledger assets  11,868.21
$2,876,647.40
Deduct assets not admitted—
Agents' balances  $25,762.03
Bills receivable       1,414.24
Book value of bonds over authorized value  200,574.29
Book value of stocks over authorized value  134,940.00
Deposits in suspended banks  433.85
Sundry accounts due     11,870.46
        374,994.87
$2,501,652.53
Lm6i.it.es.
Unpaid claims (net)   $132,457.00
Expenses of investigation and adjustment of losses  8,000.00
Unearned premiums   374,689.28
Salaries, rents, expenses, etc., due or accrued  500.00
Taxes due or accrued  23,500.00
Contingent commissions  4,000.00
Reserve for Missouri litigation, $18,973, plus $10,016.98 impounded with Department of Insurance, State of Missouri  28,989.98
Capital—
Authorized   $1,000,000.00
Subscribed and paid up     1,000,000.00
Surplus          929,516.27
$2,501,652.53
Income.
Premium income  $434,416.69
Interest, dividends, and rents  83,370.94
Profit on sale or maturity of bonds  5,999.40
$523,787.03
Disbursements.
Claims paid   $177,011.07
Loss adjustment expenses  14,347.92
Commissions   98,856.12
Head Office expenses—Supervision, salaries, travelling expenses, and rents  32,750.43
Salaries and fees—Directors, officers, and clerks  39,438.47
3 N 34
BRITISH COLUMBIA.
Taxes, licences, and fees	
Real estate, repairs, expenses, and taxes..
Dividends to stockholders	
Agents' balances charged off	
Loss on sale or maturity of bonds.
Balance .	
Miscellaneous expenses—General office maintenance and expenses, furniture and
fixtures, maps, inspections, surveys, etc.; postage, telegraph, telephones, etc.;
legal expenses, advertising and subscriptions, printing and stationery, and
miscellaneous	
26,315.22
12,227.63
2,632.06
40,000.00
4,804.14
632.53
74,771.44
$523,787.03
Returns for British Columbia.
(See page 48.)
THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE  COMPANY.
Head Office—Waterloo, Ont.
Directors.
Herbert Begg.
H. G. Bertram.
Hon. F. C. Biggs.
A. W. Briggs, K.C.
Hon. H. McPherson.
J. A. Martin.
E. C. Mitchell.
Chas.  S. Morton.
W. E. Payne, K.C.
E. K. Reiner.
J. M. Walton.
H. E. Power, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)	
Mortgages on real estate	
Loans secured by bonds, stocks, etc	
Loans to policyholders..
Bonds and debentures (amortized book value).
Stocks (book value)	
Cash on hand and in banks	
Accounts receivable	
Interest due and accrued	
Premiums due and uncollected and deferred (net)	
Consideration for annuities due and uncollected and deferred (net).
$332,932.85
3,443,537.60
22,800.00
1,697,103.80
3,355,631.56
106,344.34
69,631.41
227.41
304,147.93
232,464.89
2,004.65
$9,566,826.44
Liabilities.
Liability under assurance and other contracts (net).
Liability for payments due under contracts (net)	
Provision for death losses and disability claims	
Amounts left with Company	
Premiums paid in advance	
Taxes due and accrued	
Medical examiners' fees and accounts due and accrued..
Reserve for loss on investments	
Deficiency of market under book value of bonds and debentures-
Deficiency of market under book value of stocks	
$8,071,995.00
36,036.00
15,000.00
43,965.50
24,021.17
19,000.00
838.18
175,000.00
373,763.62
65,196.34 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 35
Accounts payable
Agents' balances .
Capital—
Authorized
Subscribed .._
1,335.96
8,728.89
$8,000,000.00
6,741,600.00
Paid up
Undivided surplus
Premium income	
Supplementary contracts
Interest and dividends	
Rents 	
Income.
Gross profit on sale or maturity of real estate and bonds..
Other income	
655,586.25
76,359.53
$9,566,826.44
$1,162,701.18
7,582.02
424,019.57
5,216.95
4,826.24
1,137.40
$1,605,483.36
Disbursements.
Disbursements under assurance contracts (net)      $721,676.89
Payments on supplementary contracts (net)  1,502.41
Reinsurance Account   4,993.85
Taxes, licences, and fees  22,378.03
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
and rents  88,857.94
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous        134,094.25
All other expenses—Advertising, office furniture and supplies, books and periodi-
icals, postage, express, telegrams and telephones, printing and stationery,
legal fees, commissions on loans, inspection fees, medical fees, appraisement
expenses, and miscellaneous   30,684.38
Loss on sale, maturity, or exchange of bonds and real estate (gross)  23,878.91
Balance         577,416.70
$1,605,483.36
Returns for British Columbia.
(See page 45.)
THE PROVIDENT ASSURANCE COMPANY.
Head Office—Montreal, Que.
Directors.
Hon. P. L. DuTremblay.
Zenon Fontaine.
Maxime Raymond.
Henri Geoffrion.
A. J. Major.
J. H. Cundy.
Hon. Sen. J. H. Rainville.
R. O. Sweeney.
Alderic Raymond.
J. H. Pigeon.
Joseph Simard.
J. C. E. Trudeau.
J. E. Rochon, Secretary. N 36
BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)	
Mortgages on real estate	
Loans secured by bonds, stocks, etc	
Bonds and debentures (amortized book value).
Stocks (book value)	
Cash on hand and in banks	
Interest, dividends, and rents..
  $369,712.53
  24,827.70
  15,325.00
  251,116.73
__  346,807.55
  51,580.08
  8,417.72
Agents' balances and premiums uncollected (net, commission deducted)  238,909.12
  3,688.04
  25,205.54
  38,427.86
  43,178.24
  21,421.46
 .  54,713.71
  35,867.20
Bills receivable	
Amount due from reinsurance-
Furniture, fixtures, and plans.
Loans on life policies	
Workmen's Compensation Reinsurance Bureau-
Estimated extra premium on pay-roll audits	
Other assets	
$1,529,198.48
Deduct assets not admitted—
Deficiency of market under book value of stocks and bonds  $123,581.60
Agents' balances on premiums written prior to October 1st,
Bills receivable, agents over ninety days	
Bills receivable	
Furniture, fixtures, and plans	
Mortgage loans on real estate	
Rents due	
Loans secured by collateral	
Depreciation on real estate	
Other ledger assets	
1934
14,428.29
21,771.41
3,688.04
38,427.86
1,000.00
152.75
12,980.00
32,485.81
3,902.91
Liabilities.
Provision for unpaid claims	
Provision for unreported and reopened claims	
Reserve of unearned premiums carried out at 80 per cent, thereof....
Reserve and unpaid losses under unlicensed reinsurance unsecured
Taxes due and accrued	
Deposit of reinsurers	
Reinsurance  	
Agents' credit balances, net	
Reserve on life policies	
Sundry creditors 	
Premiums paid in advance	
Capital—
Authorized 	
Subscribed 	
Paid up	
Deficit in Profit and Loss Account...
252,418.67
$1,276,779.81
$315,274.10
22,166.64
367,533.49
13,683.09
8,133.94
93,219.84
40,031.89
6,505.41
189,991.00
8,015.52
84.75
$2,000,000.00
1,000,000.00
$304,780.00
92,639.86
212,140.14
$1,276,779.81 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934. N 37
Profit and Loss Account.
Premiums earned (net)      ..        _
$966,490.97
Losses and claims incurred (net)    ...     .... ....       ...
$616,850.15
47,585.00
224,736.38
34,988.00
186,140.12
Adjustment expenses  (net)  ..         	
Commissions      ....          ...          ...      .....
Taxes   '      ..       '     ....                                	
All other expenses    ...       ... ..       ..      ..                 	
1,110,299.65
Underwriting loss .     ..     	
$143,808.68
Other revenue—
Interest     . .. .. .      ...
$18,515.41
.      3,836.02
254.09
9,744.82
1,238.75
20,270.76
662.06
Rents
Bad debts previously written off..         ...       .... ...    	
Profit on sale of real estate-
Increase in market value of bonds on deposit with Workmen'.
Compensation Reinsurance Bureau  ...
Transfer from contingency reserve     .....   	
Adjustment of bonds by amortization   .	
54,521.91
$23,843.63
318.40
48,914.70
Other expenditure—
Bad debts written off.      .                   ..             . ..
$89,286.77
Loss on sale of securities and real estate....     .. ..
Decrease in market value of investments .
73,076.73
Net loss	
$162,363.50
Returns for British Columbia.
(See pages 48, 52, 54, 55, 57, 58, and 62.)
THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY.
Head Office—Chattanooga, Tennessee.
Directors.
Paul J. Kruesi. John A. Chambliss.
T. R. Preston. Jo C. Guild.
Scott L. Probasco. W. C. Cartinhour.
A. W. Chambliss. J. W. Kirksey.
J. P. Hoskins. ■                 Robert J. MacLellan.
W. E. Brock.
W. C. Cartinhour, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)  $936,358.79
Mortgage loans on real estate  1,220,656.77
Loans secured by bonds, etc  2,267.83
Loans to policyholders  765,780.59
Bonds  (book value)  2,213,416.12
Stocks (book value) :  48,237.50
Premium notes on policies in force  184,292.01
Cash on hand and in banks  331,918.40 N 38
BRITISH COLUMBIA.
Agents' balances and bills receivable
Interest due and accrued	
Furniture and fixtures	
Due from Home Office Building	
Assets per Accident and Health Statement..
Premiums uncollected and deferred	
Due from reinsurance companies	
Deduct assets not admitted—
Furniture and fixtures	
Agents' debit balances	
  $32,513.97
  28,295.45
Bills receivable ...      4,363.29
Premium notes  105.00
Due from Home Office Building  5,830.73
Assets per Accident and Health Statement  45,775.40
Collateral loans in excess of value  600.00
Book value of mortgage loans over market value  900.00
$27,579.44
43,372.11
32,513.97
7,484.96
419,389.95
516,916.00
1,619.24
3,751,803.68
118,383.84
$6,633,419.84
Liabilities.
Reserve (paid for basis) excluding disability	
Reserve for total and permanent disability benefits-
Value of amounts incurred but not yet due for total and permanent disability
benefits, less $12,804 reinsurance	
Value of amounts not yet due on supplementary contracts not involving life
contingencies .	
Unpaid claims  ...	
Premiums paid in advance	
Unearned interest and rent paid in advance	
Commission to agents	
Salaries, rents, office expenses, bills and accounts due or accrued.
Medical examiners' fees, etc	
Taxes 	
Premium adjustment reserve	
Premium Deposit Fund	
Contingent reserve
Liabilities per Accident and Health Statement...
Capital paid up	
Surplus  	
Income.
Premium income	
Supplementary contracts not involving life contingencies
Interest, dividends, and rents	
Premium Deposit Fund	
Income per Accident and Health Statement	
Profit on sale or maturity of bonds, etc	
Increase by adjustment in book value of bonds	
Other sources	
$3,091,530.00
49,792.00
93,084.00
52,684.00
87,666.45
5,627.26
27,176.95
657.00
2,689.96
1,045.00
41,931.72
22,909.00
1,615.00
461,562.47
1,293,449.03
800,000.00
600,000.00
56,633,419.84
$1,132,944.36
16,628.07
315,417.42
135.17
3,700,887.52
30,073.25
10,935.63
6,318.06
$5,213,339.48 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 39
Disbursements.
Claims paid	
Investigation and settlement of claims..
Commissions 	
Compensation to managers and agents not paid by commission for services in
obtaining new insurance	
Head Office expenses—Supervision, travelling expenses, and rent	
Branch office expenses—Salaries, medical examiners' fees, and inspection	
Miscellaneous expenses—Bureau and association dues and assessments, legal
expenses, furniture and fixtures, printing and stationery, books, newspapers
and periodicals, postage, express, telegraph, telephone and exchange, advertising, insurance (except on real estate), general office maintenance and
expense, medical impairment service, surety bonds, and adjustment account
Taxes, licences, and fees :	
Real estate, repairs, expenses, and taxes	
Dividends to stockholders	
Agents' balances charged off	
Investment expense	
Disbursements per Accident and Health Statement	
Loss on sale of real estate, bonds, and stocks	
Decrease by adjustment in book value of real estate and bonds.
Balance 	
$772,060.01
3,452.78
140,383.43
19,726.02
21,931.03
98,308.75
32,683.46
28,494.15
58,117.09
118,500.00
2,340.83
11,695.03
3,304,757.14
20,951.98
110,797.95
469,139.83
55,213,339.48
Returns for British Columbia.
(See pages 45 and 54.)
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Rev. D. Wallace Christie, B.D.
Lt.-Col. Alexander Cowan, V.D.
Adam Brand.
Col. D. M. Robertson, M.V.O.
Judge John Tytler.
D. M. Robertson.
Col. Alexander Fraser.
J. P. MacGregor, K.C.
Robert Lewis.
Alex. C. Gordon.
George Anderson.
Secretary.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1934.
Assets.
Loans and liens on policies .—
Bonds and debentures (amortized book value).
Cash on hand and in banks	
Deposit with Quebec Government-
Interest due and accrued	
Collections reported, but not received by Head Office..
$8,482.85
1,485,546.39
37,063.88
5,000.00
25,286.16
8,441.39
$1,569,820.67 N 40 BRITISH COLUMBIA.
Liabilities.
Provision for unpaid claims        $14,002.94
Reserves—
Mortuary Fund  $1,281,180.00
Sickness Fund  26,930.00
Funeral Fund  1,240.00
     1,309,350.00
Balance         246,467.73
$1,569,820.67
Income.
Mortuary Fund  $152,747.84
Sickness Fund        3,811.18
Juvenile Fund   542.40
General Fund—
Assessments, dues, fees, and fines  $12,423.84
Interest   21.66
Transferred from Insurance Fund (Mortuary)     18,000.00
30,445.50
$187,546.92
Disbursements.
Mortuary Fund  $102,428.02
Sickness Fund         2,566.70
General Fund—
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees
and expenses, travelling expenses, rents, printing and supplies        12,671.14
Agency   and   organization   expenses—Commissions,   salaries,   travelling   expenses, and miscellaneous       12,941.24
All other expenses—Advertising, medical fees, taxes and licences, telephone,
telegrams and express, light, fuel, and water, and miscellaneous         3,989.86
Balance        52,949.96
$187,546.92
Returns for British Columbia.
Income—
Premiums and dues—■
Mortuary Fund       $5,018.09
Sickness Fund  49.17
General Fund  747.45
$5,814.71
Disbursements—
Mortuary Fund  550.00
General Fund          1,319.97
$1,869.97 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934. N 41
THE TORONTO GENERAL INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
Lt.-Col. C. H. Ackerman. Paul H. Horst.
J. T. Braund. Ray Lawson.
Thos. G. Breck. M. A. Mackenzie, M.A.
Chas. W. Buchanan. Rt. Hon. Arthur Meighen, P.C., K.C.
R. T. Evans. G. Larratt Smith, K.C.
W. P. Fess. J. Fyfe Smith.
Thos. G. Breck, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Mortgages on real estate  $45,150.00
Bonds and debentures (amortized book value)  877,551.26
Stocks  (market value)  30,573.13
Cash on hand and in banks  97,278.99
Interest due and accrued  12,255.56
Premiums in course of collection  118,315.04
Amount due from reinsurance on losses already paid  132.60
Amounts due from other insurance companies  12,765.09
Accounts receivable   303.33
$1,194,325.00
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1934.. $34,315.34
Accounts receivable  303.33
  34,618.67
$1,159,706.33
Liabilities.
Provision for unpaid claims  $150,108.53
Reserve of unearned premiums (net, at 80 per cent.)... _■  279,989.59
Expenses due and accrued  9,930.44
Taxes due and accrued  1,004.78
Reinsurance premiums   12,873.24
Return premiums  865.10
Reserve for loss on investments  13,000.00
Contingent reserve  25,000.00
Reserve for premiums returnable under Workmen's Compensation insurance  7,732.25
Capital—
Authorized   .  $600,000.00
Subscribed and paid up        284,391.00
Surplus           374,811.40
$1,159,706.33
Profit and Loss Account.
Premiums earned (net)      $623,385.34
Losses and claims incurred (net)  $248,331.18
Adjustment expenses  .       37,764.95
Commissions      155,329.90
Taxes        19,210.87 N 42 BRITISH COLUMBIA.
Salaries, fees, and travelling expenses  $108,276.82
All other expenses       48,888.12
$617,801.84
Underwriting profit  $5,583.50
Other revenue—
Interest earned  $52,722.49
Dividends earned        1,421.34
Profit on sale of securities     10,551.34
Increase in market value of investments       4,582.32
Premium  on  exchange    56.78
        $69,334.27
Other expenditure—
Bad debts written off        $880.20
Cost of acquisition of Central Canadian Insurance Co     22,620.20
$74,917.77
23,500.40
Net profit for the year        $51,417.37
Returns for British Columbia.
(See pages 48, 52, 54, 55, 57, 58, 60, 62, and 63.)
WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
Richard W. Craig, K.C. Dr. A. J. Fraser.
Hugh M. Dyer. Dr. A. M. Campbell.
William Hudson.
Stuart F. Conrod, Secretary.
Statement for the Year ended December 31st, 1934.
Assets.
Real estate (book value)  $155,802.59
Mortgage loans on real estate  910,315.85
Loans and advances to policyholders  351,280.85
Bonds and debentures (amortized book value)  73,591.47
Cash on hand and in banks  5,424.70
Interest due and accrued  208,479.35
Premiums due and uncollected and deferred (net)  38,779.54
$1,743,674.35
Liabilities.
Liability under assurance and other contracts (net)  $1,224,910.00
Payments due under contracts (net)  10,500.00
Amounts left with Company  6,910.00
Premiums paid in advance  11,426.14
Taxes due and accrued  4,700.00
Unclaimed dividends  100.00
Salaries, rents, and office expenses due and accrued  822.72
Bank overdrafts  5,984.87
J REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 43
Borrowed money	
Reserve for taxes and commissions on agreements of sale-
Other liabilities 	
Surplus contingently allotted to deferred dividend policyholders.
Provision for quinquennial dividends not yet due	
Shareholders' surplus	
Capital—
Authorized 	
Subscribed 	
$1,000,000.00
881,000.00
$114,000.00
6,333.12
137.03
6,722.00
3,741.00
5,475.04
Paid up 	
Undivided surplus 	
Contingency reserve
216,300.00
25,612.43
100,000.00
$1,743,674.35
Income.
Premiums (net) 	
Supplementary contracts -	
Amounts left with Company-
Interest and dividends	
Transfer fees	
Balance 	
Disbursements.
Disbursements under assurance and annuity contracts (net).
Payments on supplementary contracts (net).
Reduction in premiums resulting from application of dividends-
Amounts left with Company	
Interest or dividends unclaimed	
Taxes, licences, and fees..
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous	
Branch office and agency expenses—Commissions, salaries, travelling expenses,
rents, and miscellaneous	
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telephones and telegrams, printing and stationery, legal fees, medical fees, appraisement expenses, exchange, and inspection fees	
$212,717.48
5,156.00
3,649.00
72,965.06
10.35
170,910.44
$465,409.33
$351,012.09
4,008.00
326.90
3,111.36
10.00
8,827.87
40,593.59
43,693.69
13,825.83
$465,409.33
Returns for British Columbia.
(See page 45.) N 44
BRITISH COLUMBIA.
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N 45
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— N 46
BRITISH COLUMBIA.
TABLE II.—LIFE INSURANCE COMPANIES.
1930.
1931.
1932.
1933.
1934.
Premiums for year	
Net amount in force	
$14,282,000
438,702,000
3,292,000
$14,835,000
446,384,000
3,126,000
$14,005,000
427,879,000
3,854,000
$13,256,000
409,090,000
3,601,000
$13,007,000
408,560,000
3,369,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1934.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural  Insurance Co	
-Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
.American Central Insurance Co	
.American Equitable Assurance Co. of N.Y	
American Home Fire Assurance Co	
American Insurance Co	
-Anglo Scottish Insurance Co., Ltd	
Atlas -Assurance Co., Ltd	
-Automobile Insurance Co. of Hartford	
Baloise Fire Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boston Insurance Co	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire -Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Caledonian American Insurance Co	
Caledonian Insurance Co	
California Insurance Co	
Camden Fire Insurance Co	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian  Indemnity  Co	
Canadian  Surety Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Central Union Insurance Co	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Citizens Insurance Co. of Jersey City	
"City of New York Insurance Co	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y	
Connecticut Fire Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd ,
County Fire Insurance Co ,
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insur. Co., Ltd..
Employers Liability Assurance Corporation, Ltd,
Carried forward	
$25,635.24
37,062.93
7,354.15
42,019.19
10,139.88
2,680.38
6,677.04
10,338.63
2,652.31
5,548.58
22,075.04
51,754.09
—10.46
6,285.91
33,086.00
2,210.37
4,685.95
33,588.38
4,006.22
11,257.61
13,313.96
30,028.43
22,788.23
6,677.04
15,905.31
13,778.56
10,390.01
22,277.52
13,917.85
39,501.53
4,006.22
3,968.64
16,024.90
12,206.59
32,337.52
16,129.77
13,116.23
4,850.46
10,841.89
2,228.18
9,268.10
4,887.40
529.79
20,015.30
2,315.42
5,308.73
8,787.54
63,693.63
1,335.41
17,295.68
22,505.98
48,791.94
670.09
27,888.34
9,485.95
40,010.16
30,616.71
$11,268.61
8,056.33
1,973.99
8,474.18
1,895.23
1,169.85
1,872.38
432.07
25.39
1,539.04
5,689.00
7,630.15
mi
386.49
12,428.87
158.48
1,295.29
9,205.50
1,123.43
295.87
3,788.70
11,066.62
7,801.64
2,467.75
7,031.55
2,966.41
280.79
1.S14.74
2,431.69
5,030.49
1,123.43
2,227.96
4,495.12
5,082.91
7,037.48
1,301.S4
2,361.73
908.47
2,207.45
2,304.93
3,620.04
4.28
43.01
4,720.51
1,144.39
5,850.61
3,876.22
15,394.36
399.98
6,682.93
1,746.94
27,706.96
292.46
3,905.09
1,571.36
9,761.75
19,884.14
$28,927.61
36,607.69
16,240.17
38,998.32
19,993.85
3,200.42
5,780.64
6,174.01
1,558.54
8,468.08
23,894.09
54,907.74
267.80
7,046.11
32,973.86
2,968.18
5,514.08
35,402.04
4,023.91
11,060.83
13,102.37
31,323.85
30,972.37
6,937.02
18,79S.84
16,001.26
8,652.71
22,091.26
15,280.52
43,460.70
4,302.00
3,841.93
14,854.94
12,270.92
40,981.29
16,151.57
15,606.58
3,784.93
14,450.58
2,827.86
9,505.18
4,565.82
61.61
24,096.41
2,433.16
7,584.74
9,625.95
61,986.26
959.11
17,991.84
22,315.02
45,041.24
790.23
32,156.95
16,094.91
41,915.52
31,758.88
$936,752.91
$255,256.94
$1,008,584.30
$11,146.13
6,168.89
3,691.74
10,202.14
1,876.80
943.53
1.988.6S
164.07
25.39
3,348.04
6,597.76
8,077.36
Nil
378.49
12,423.32
156.48
4,253.00
10,460.56
1,192.98
244.87
2,644.91
25,680.81
7,280.64
2,584.05 '
8,212.55
4,291.99
277.79
2,304.74
2,614.19
8,040.49
1,193.18
2,716.78
4,773.42
4,611.91
7,235.83
2,177.75
2,582.37
926.48
14,872.45
2,304.93
3,910.94
111.28
18.80
4,818.59
1,144.39
7,296.76
3,835.40
17,759.90
422.84
9,620.57
7,965.86
3,951.96
235.88
4,089.35
1,576.36
5,820.54
21,874.14
$285,121.05 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934.
N 47
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
Ensign Insurance Co	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd.
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
tFirst National Insurance Co. of America	
Fonciere Fire Insurance Co	
JFranklin Fire Insurance Co. of Philadelphia	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur.. Corp., Ltd	
General Fire Assurance Co. of Paris	
General Insurance Co. of America	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Great American Insurance Co	
Guardian -Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hanover Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hardware Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home -Assurance Co. of Canada	
Home Fire & Marine Insurance Co	
Home Insurance Co. of New York	
§Homestead Fire Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada...
Imperial Insurance Office	
Indiana Lumbermen's Mutual Insurance	
Insurance Company of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society	
Liverpool & London & Globe Insurance Co., Ltd....
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & County Insurance Co., Ltd	
London & Lancashire Guar. & Aecid. Co. of Canada.
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & Gen. Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd....
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumber Mutual Fire Insurance Co	
Lumbermen's Insurance Co	
Lumbermen's Mutual Insurance Co	
Marine Insurance Co., Ltd	
Maryland Insurance Co	
Mercantile Fire Insurance	
Merchants & Manufacturers Fire Insurance Co....
Merchants Fire Assurance Corporation of N.Y	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Michigan Fire & Marine Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa-
Minnesota Implement Mutual Fire Insurance Co..
Motor Union Insurance Co., Ltd	
Mutual Fire Insurance Co. of B.C	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co. of Paris	
Carried forward	
$930,752.91
10,442.34
7,110.86
7,593.40
38,430.28
8,316.69
37,443.39
32,086.64
14,317.63
4,999.22
S,860.04
7,726.34
10,540.99
10,899.09
109,810.67
1,200.56
5,192.17
11,585.13
30,372.38
87,880.15
14,521.08
10,696.35
23,864.38
4,274.45
21,091.26
22,549.74
48,590.91
17,113.31
17,612.71
91,943.96
14,496.26
17,575.08
2,043.64
19,401.10
4,984.91
37,741.29
22,857.43
37,405.50
94,198.17
18,536.20
5,706.03
21,893.54
6,424.82
91,539.07
5,485.82
11,251.67
51,415.24
10,934.63
17,090.16
5,031.24
13,114.78
8,480.57
Nil
4,618.70
14,306.25
9,538.25
43,475.40
17,498.68
3,232.23
4,284.14
25,076.88
4,791.72
21,311.65
5,096.92
32,310.62
14,596.74
24,101.63
$255,256.94
624.93
1,925.57
1,407.04
4,869.69
6,956.49
8,557.18
40,552.80
1,550.37
76.31
1,969.61
1,721.68
2,029.26
5,149.46
8,050.93
56.87
1,095.45
4,525.05
14,056.66
47,654.33
2,824.37
1,227.85
3,747.44
633.71
7,230.97
7,239.01
28,234.54
215.05
16,656.89
26,073.47
5.662.11
7,752.41
2.92
17,987.82
877.89
5,476.37
1,491.68
9,132.62
32,066.01
7,240.07
1,840.91
4,720.10
461.58
47,687.84
345.73
344.08
7,881.84
2,588.28
7,512.41
864.61
168.72
640.21
Nil
177.99
4,118.08
1,006.95
5,458.02
4,167.76
274.38
2,329.07
8,353.86
6,422.77
7,230.97
1,157.39
11,402.05
1,007.66
5,979.93
$2,395,675.05
$724,003.01
$1,008,584.30
12,166.05
7,541.60
7,274.22
39,384.03
4,215.28
41,095.17
33,627.82
16,251.91
5,066.74
9,162.45
10,392.28
9,410.44
10,292.53
98,154.31
1,323.32
4,303.08
11,879.01
36,816.52
98,569.38
16,776.25
12,309.05
12,508.66
5,600.79
11,446.47
22,752.18
52,091.73
16,823.94
16,873.36
83,832.75
15,024.56
19,251.89
2,029.95
23,886.46
5,059.30
65,216.38
24,889.64
29,263.61
97,201.82
19,006.38
4,876.83
22,865.80
7,352.98
95,456.58
5,477.25
11,534.45
52,867.14
12,199.09
19,129.17
5,067.60
13,657.27
7,827.90
Nil
4,109.40
15,838.56
13,450.37
45,188.55
15,843.92
3,741.67
3,662.73
23,320.87
6,071.30
21,581.42
5,329.40
31,038.47
16,138.35
26,546.73
$2,507,529.41
285,121.05
717.74
505.21
1,472.83
13,323.25
3,530.49
8,780.18
1,166.80
1,573.31
76.31
2,379.61
1,722.38
2,031.71
6,804.46
4,820.93
56.87
2,841.45
4,888.68
10,470.56
47,225.54
3,663.10
1,388.85
3,784.44
1,193.55
3,185.63
3,228.67
26,171.28
215.05
12,785.89
28,242.47
6,117.11
7,670.76
355.92
14,570.83
882.34
5,649.66
9,947.18
13,813.62
44,902.05
7,821.88
1,166.91
4,659.00
496.58
66,990.84
345.73
632.08
16,988.84
4,864.60
7,430.76
869.06
338.72
640.21
Nil
517.34
7,643.08
138.20
5,825.02
8,987.76
814.38
3,934.37
8,378.66
—527.23
3,185.63
1,264.39
11,546.05
851.08
5,603.93
$759,212.86 N 48
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
National Fire Insurance Co. of Hartford	
**National Liberty Insurance Co. of America	
National Liverpool Insurance Co	
National Provincial Insurance Co., Ltd....	
National Security Fire Insurance Co	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
ttNew Brunswick Fire Insurance Co	
New Hampshire Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Pennsylvania Lumbermen's Mutual Fire Insur. Co.
Phenix Fire Insurance Co. of Paris	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Pioneer Insurance Co	
Planet Assurance Co., Ltd	
Portage la Prairie Mutual Fire Insurance Co	
Providence Fire Assurance Co. of Paris	
Providence Washington Insurance Co	
Provident Assurance Co	
Provincial Insurance Co., Ltd	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Rhode Island Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Sentinel Fire Insurance Co	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co., Ltd	
State Assurance Co., Ltd	
Sun Insurance Office	
Sussex Fire Insurance Co	
Tokio Marine & Fire Insurance Co., Ltd	
Toronto General Insurance Co	
Trans Canada Insurance Co	
Travelers Fire Insurance Co	
Union -Assurance Society, Ltd	
Union Fire, Accident & General Ins. Co. of Paris....
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd	
Carried forward	
J2.395,675.05
12,683.08
9.268.10
3 5,649.38
1,441.31
10,071.05
9,966.18
6,610.90
34,146.23
5,191.25
16,161.81
54,825.19
17,575.08
23,542.76
74,964.10
11,988.46
6,677.04
67,010.00
18,014.61
15,075.13
35,087.45
21,036.38
19,249.65
18,695.70
11,621.14
24,786.97
4,990.52
6,418.17
6,682.66
165,367.20
18,742.72
8,154.15
7,059.29
30,400.83
11,166.94
6,474.97
15,414.89
31,677.04
17,672.07
21,345.21|
41,750.57
8,927.14
6,473.00
5,488.19
152.83
36,330.01
135,058.18
7,874.92
14,254.41
10,299.24
12,016.94
29,191.62
14,028.41
5,009.86
791.66
5,660.48
44,632.05
12.353.74
51,887.19
7,567.85
Nil
9,695.59
11,544.66
57,980.97
26.70S.16
9,657.95
36,128.35
1.73
$724,003.01
6,631.12
3,620.04
4,802.73
4.37
1,283.38
3,892.70
1,003.16
8,800.37
642.36
3,440.35
12,971.50
7,752.41
20,180.04
7,814.37
1,307.31
1,872.38
43,665.09
2,597.79
3,984.29
9,611.44
6,247.82
562.16
5,274.58
1,179.51
4,826.51
—10.27
764.48
563.33
58,159.83
10,015.46
3,184.94
3,104.01
20,132.88
160.31
874.25
1,274.29
10,829.13
4,555.74
10,328.98
16,278.56
21.08
1.141.16
5,477.54
261.24
13,360.78
45,074.89
237.87
3,280.82
2,964.42
2,101.66
4,466.70
1,968.65
1,207.57
317.36
1,599.18
29,552.61
764.47
24,198.03
3,692.13
Nil
812.58
2,665.14
48,087.05
7,510.50
2.176.05
8,615.63
Nil
$2,507,529.41
16,418.95
9,418.60
17,310.05
640.90
11.283.75
10,594.16
6,392.91
33,095.73
4,127.83
16.424.17
51,938.65
19,127.2
30,397.78
73,528.83
13,451.84
6,758.79
68,489.38
18,645.01
15,547.23
37,063.84
21,665.74
19,687.25
19,626.57
10,755.14
20,200.70
4,942.55
6,564.17
6,248.91
176,764.89
26,211.95
8,488.86
8,085.04
34,262.49
5,181.46
6,702.18
11,138.11
30,035.07
12,300.56
21,468.10
42,771.98
9,073.86
7,232.06
6,089.09
745.36
38,251.01
137,934.40
8,055.07
14,155.77
10,305.40
11,765.96
30,405.93
15,812.03
5,303.79
345.87
4,182.27
45,801.22
14,824.85
54,996.14
7,847.01
Nil
10,935.49
11,596.72
56,502.47
27,926.77
10,747.72
37,105.33
32.31
$759,212.86
5,942.29
3,910.94
891.73
4.37
1,413.38
4,205.70
3,942.23
5,980.37
642.86
14,627.36
14,202.90
7,670.76
21,429.04
2,866.87
1,300.77
1,988.68
46,030.09
9,182.96
1,684.29
9,540.94
6,345.90
346.16
5,599.64
4,628.51
7,222.51
14.18
1,904.48
563.33
103,529.62
11,618.62
3,440.94
2,902.45
10,309.69
160.31
1,317.07
1,279.29
9,509.13
3,827.74
10,112.98
17,586.56
3,521.08
—110.40
5,430.58
261.24
13,857.78
49,402.89
282.87
4,752.82
892.50
7,822.66
15,316.73
3,448.65
2,220.57
392.71
1,631.86
65,186.61
835.47
24,150.42
2,332.13
Nil
3,210.67
2,696.64
48,995.03
7,974.78
2,166.27
8,599.63
Nil
890,106.36   $1,239,752.15   $4,039,260.69| $1,394,273.00 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 49
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward	
United British Insurance Co., Ltd	
United Firemen's Insurance Co	
United Mutual Fire Insurance Co	
United States Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Western Assurance Co	
it Westminster Fire Office	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
 Totals	
 Totals for 1933	
"City of New York Insurance Co.   (gross)	
fFirst National Insurance Co. of America (gross)
tFranklin Fire Insur. Co. of Philadelphia (gross)...
§Homestead Fire Insurance Co. (gross)	
"•National Liberty Insur. Co. of America (gross)...
ttNew Brunswick Fire Insurance Co. (gross)	
tiwestminster Fire Office  (gross)	
Note.—These figures are included in the fore
going return.
$3,890,106.36
3,441.22
8,787.54
8,708.37
21,180.45
42,275.69
20,471.61
7.48S.44
6,852.59
26,025.75
$1,239,752.15
130.02
3,876.21
6,751.88
—2,279.19
18,696.87
10,364.11
285.351
445.64
13,141.74
$4,039,260.69
4,063.32
9,625.95
8,339.56
19.29S.50
48,675.23
21,911.81
.
7,453.85
8,136.62
26,403.13
$4,035,338.02
$1,293,443.97
$4,147,292.88
.1,754,656.20
$4,193,168.66
$4,276,769.23
$1,394,273.00
12,722.02
3,835.39
—248.12
9,078.81
20,156.95
9,666.11
546.98
346.64
13,341.74
$1,463,967.64
$1,415,504.54
$6,144.09
36,305.32
9,824.35
3,807.02
5,250.07
3,783.46
9,130.97
$310.72
3,574.89
289.51
977.44
5,126.03
138.68
877.60
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Net Losses
paid.
Affiliated Underwriters	
Canners Exchange Subscribers at Warner Inter
Insurance Bureau	
Individual Underwriters	
Inter Insurers Exchange	
Lumbermen's Underwriting Alliance	
Manufacturing Lumbermen's Underwriters	
New York Reciprocal Exchange	
Underwriters Exchange	
Warner Reciprocal Insurers	
Totals	
$4,342.31
3,347.49
2,728.60
664.48
18,583.15
15,799.88
4,7S7.30
2,165.28
—52.54
$52,418.49
$2,095.33
3,315.50
2,770.79
255.45
18,550.42
16,763.41
4,335.78
2,060.72
Nil
Nil
Nil
$28.48
Nil
32,449.56
32,530.22
27.09
—30.80
Nil
Nil
Nil
$51.28
Nil
32,449.56
32,530.22
53.89
19.20
Nil
$50,147.40
85,035.35
85,104.15 N 50
BRITISH COLUMBIA.
TABLE IV.—FIRE INSURANCE SUMMARY.
.Year.
Net Premiums
written.
Net Amount of       Net Premiums
Losses paid.                 earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1930	
$5,904,594.35
5,316,372.73
4,579,758.98
4,147,292.88
4,035,338.02
$3,671,727.23
2,563,371.02
2,503,802.09
1,754,656.20
1,293,543.97
$5,920,805.74
5,606,576.78
4,875,260.36
4,276,769.23
4,193,168.66
$3,724,737.51
2,633,460.63
2,680,844.63
1,415,504.54
1,463,967.73
62.00
1931	
46.92
1932	
1933	
54.97
33.09
1934	
34.99
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1934.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Aetna Casualty & Surety Co	
Aetna Insurance Co	
-Agricultural  Insurance Co	
Alliance Assurance Co., Ltd	
-Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American -Automobile Fire Insurance Co	
American Automobile Insurance Co	
American Central Insurance Co	
American Home Fire Assurance Co	
-Anglo Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Bankers & Traders Insurance Co., Ltd	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Caledonian Insurance Co	
Camden Fire Insurance Association	
Canada Accident & Fire Assurauce Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental Casualty Co	
Continental Insurance Co	
Cornhill Insurance Co	
County Fire Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Employers Liability Assurance Corporation, Ltd
Equitable Fire & Marine Insurance Co	
Fidelity & Casualty Co. of N.Y	
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Firemen's Insurance Co., Newark	
First National Insurance Co	
Fonciere Fire Insurance Co	
Carried forward	
mi
Nil
mi
$18,963.37
11.93
131.16
20,744.07
38,028.47
Nil
Nil
5,471.79
3,724.59
11,889.32
25,146.57
Nil
5,509.61
22,872.66
6,845.56
4,470.35
14,226.45
5,953.57
7,810.17
1,327.10
333.18
8,904.22
5,623.49
7,316.79
19,908.78
20,309.45
8,465.80
3,366.19
2,758.55
Nil
4,265.32
5,471.79
Nil
Nil
5,521.81
Nil
1,480.55
Nil
9,926.64
32.79
6,942.86
20,976.44
43,503.30
Nil
Nil
1,379.47
mi
Nil
Nil
Nil
2,451.13
$372,065.29
Nil
Nil
Nil
$4,092.92
Nil
38.83
5,609.94
30,299.97
Nil
Nil
3,416.68
770.18
4,080.89
13,136.11
Nil
1,498.03
14,025.06
3,607.61
1,715.28
11,548.50
3,138.06
5,249.75
128.20
17.64
2,538.34
1,846.21
1,026.59
14,517.13
12,783.82
2,764.87
2,877.86
3,522.40
Nil
1,135.23
3,416.68
Nil
Nil
3,548.51
Nil
628.06
Nil
10,821.14
9.71
4,177.30
11,020.45
50,848.03
Nil
Nil
348.00
Nil
Nil
Nil
Nil
436.00
$230,040.58
Nil
Nil
Nil
$13,727.02
40.63
142.62
22,039.28
38,763.77
Nil
Nil
4,976.79
2,600.46
7,942.27
25,562.65
Nil
5,351.77
27,737.56
7,499.10
3,967.17
16,996.93
5,478.19
8,177.56
1,243.70
298.35
9,475.04
0,113.40
8,766.03
18,493.17
19,884.85
9,137.98
3,987.93
3,032.05
Nil
4,790.74
4,974.92
Nil
Nil
5,914.47
Nil
1,282.50
Nil
10,812.35
35.66
7,313.12
22,589.27
37,997.71
Nil
Nil
1,837.35
Nil
Nil
Nil
Nil
1,594.14
Nil
Nil
Nil
$8,887.92
Nil
30.83
5,577.94
39,090.97
Nil
Nil
3,845.68
770.18
7,663.54
11,613.11
Nil
6,000.03
10,733.77
2,297.61
2,240.28
11,166.50
3,116.42
5,153.75
128.20
17.64
773.34
1,396.21
519.59
17,445.13
17,315.67
4,855.27
1,377.86
2,777.40
Nil
830.23
3,845.68
Nil
Nil
3,537.01
Nil
506.06
Nil
13,104.34
7.71
4,095.55
12,396.45
66,714.03
Nil
Nil
2,398.60
Nil
Nil
Nil
Nil
436.00
$370,579.40
$278,666.50 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 51
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1934—Cont'd.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward	
Fonciere Transport & Accident Insurance Co	
*Franklin Fire Insurance Co	
General Accident Assurance Co	
General Accident Fire & Life Assur. Corp., Ltd	
General Casualty Co. of America	
General Casualty Insurance Co. of Paris	
General Exchange Insurance Corporation	
General Insurance Co. of -America	
Glens Falls Insurance Co	
Globe Indemnity Co	
Great American Indemnity Co	
Great -American Insurance Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hardware Mutual Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Insurance Co	
tHomestead Fire Insurance Co	
tHudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Insurance Society, Ltd	
Liverpool & London & Globe Insurance Co	
Liverpool-Manitoba Assurance Co	
London & County Insurance Co., Ltd	
London & Lancashire Guar. & -Accident Co	
London & Lancashire Insurance Co	
London & Provincial Marine General Ins. Co., Ltd....
London & Scottish Assurance Corporation	
London Assurance	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumbermen's Mutual Casualty Co	
Lumbermen's Mutual Insurance Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Mercury Insurance Co	
Metropolitan Casualty Insurance Co	
Minnesota Implement Mutual Fire Insurance Co...
Motor Union Insurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
§ National Liberty Insurance Co	
National Security Fire Insurance Co	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
New Jersey Insurance Co	
N.Y. Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Northwestern Mutual Fire Association .....
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co I	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co [	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co	
Carried forward	
$372,065.29
23,846.30
17,077.50
4,811.96
53,078.54
9,586.25
19,944.13
25,472.82
9,716.26
40,076.91
2,411.25
1,475.54
52,841.04
13,297.83
3,258.88
3.16
3.16
8,996.99
1,440.15
22,104.44
3,741.23
2,040.78
4,595.82
445.39
130.83
4,767.29
11,963.04
21,790.12
4,311.66
676.73
31,992.15
3,301.86
6,292.66
628.45
5,338.12
16,504.41
31,189.48
9,599.04
Nil
1,13S.56
1,650.93
97.59
1,392.34
95.77
18,793.54
3.16
17,877.92
665.99
Nil
408.00
3,383.72
78.38
Nil
Nil
6,187.50
8,222.07
15,426.70
25,416.23
1,377.79
14,726.27
4,226.27
29,607.84
5,782.46
5,471.78
4,197.15
$230,640.58
1,117.03
4,093.19
4,413.85
38,116.49
2,649.45
6,483.32
6,700.20
2,077.65
26,807.66
6,611.88
436.95
18,739.67
6,823.98
608.02
Nil
Nil
2,623.40
769.33
14,494.78
1,948.17
535.13
980.99
220.27
28.05
928.20
5,101.25
13,421.74
2,714.92
Nil
19,266.24
4,386.38
1,295.34
Nil
4,102.62
7,598.04
22,301.23
18,288.82
Nil
1,024.10
33.95
Nil
297.86
66.95
19,681.77
Nil
13,272.46
197.57
Nil
413.07
1,328.47
156.46
Nil
Nil
9,755.49
5,233.57
12,647.29
6,307.14
316.94
11,805.21
3,347.50
19,761.95
Nil
3,416.68
2,290.90
$370,579.40
15,605.00
18,999.33
4,497.37
51.658.29
6,633.41
14,434.95
24,263.81
7,649.82
40,517.02
2,456.41
1,604.56
50,357.37
13,829.56
357.60
2.93
2.93
9,719.28
1,361.06
15,195.48
5,230.50
2,186.99
4,999.47
635.59
251.64
5,158.50
16,363.05
22,463.80
4,672.53
425.86
33,000.32
3,358.58
6,196.24
742.61
5,422.06
16,853.46
30,792.55
31,219.84
Nil
2,476.33
883.58
40.29
1,447.27
112.25
20,408.88
2.93
18,294.48
639.52
Nil
275.02
3,663.71
356.96
Nil
Nil
5,749.27
9,105.17
15,390.56
25,800.17
1,462.99
15,067.69
4,646.26
30,046.52
5,569.21
4,974.92
5,438.08
$278,666.50
5,990.03
7,126.19
4,285.85
32,449.64
—202.55
7,062.92
7,607.95
2,077.65
26,204.66
—3,743.12
346.95
21,463.67
7,690.98
608.02
Nil
Nil
4,753.62
769.38
15,499.78
1,910.17
890.13
1,130.99
195.27
43.05
258.20
5,912.25
13,183.74
2,664.92
20.00
7,690.24
6,886.38
295.34
Nil
862.62
5,865.37
24,086.23
17,152.82
Nil
659.10
48.45
Nil
229.86
66.95
19,068.52
Nil
9,692.46
577.57
Nil
413.07
1,357.47
90.46
Nil
Nil
8,150.49
4,158.57
21,709.79
8,032.99
301.94
8,400.21
842.50
7,311.95
Nil
3,845.68
—151.10
$1,002,045.51
$588,680.15
$1,011,551.23
$606,609.54 N 52
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1934—Cont'd.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Portage la Prairie Mutual Fire Insurance Co	
Providence Washington Insurance Co	
Provident Assurance Co	
Provincial Insurance Co	
Prudential Assurance Co., Ltd	
Queen Insurance Co	
Railway Passengers -Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co	
Security Insurance Co. of New Haven	
Sentinel Fire Insurance Co	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Trans Canada Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Fire, Accident & General Insurance Co ,
Union Insurance Society of Canton, Ltd	
United British Insurance Co., Ltd	
United Pacific Casualty Insurance Co	
United States Fidelity & Casualty Co ,
United States Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Western  Assurance  Co	
**Westminster Fire Office	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co., Ltd „
Zurich General Accident & Liability Ins. Co	
 Totals	
Totals for 1033	
*Franklin Fire Insurance Co	
fHomestead Fire Insurance Co	
^National Liberty Insurance Co	
**Westminster Fire Office  (gross)	
tHudson Bay Insurance Co.  (gross premiums and
losses, respectively)	
Note.—These figures are included in the foregoing return.
$1,002,045.51
374.06
2,179.98
56,271.29
Nil
65,107.90
332.61
20,922.47
34,202.50
2,876.73
4,094.28
10,750.54
13,360.53
49,620.98
5,205.02
1,006.76
4,009.43
7,156.55
Nil
Nil
1,823.93
Nil   ■
11,310.34
11,387.57
30,830.39
807.95
5,355.10
4,616.26
33.98
8,041.36
3,585.43
1,004.58
883.43
Nil
17,997.99
7,890.15
Nil
3,959.25
8,608.34
31,897.72
$588,680.15
Nil
1,299.69
40,197.42
Nil
41,015.16
352.93
5,214.16
31,474.02
1,439.69
1,594.16
3,867.53
7,187.89
32,327.82
2,294.44
3,611.55
4,859.87
17,620.93
Nil
Nil
1,138.90
Nil
4,333.31
5,599.63
23,462.52
384.78
2,629.92
918.01
Nil
1,610.09
3,495.55
1,603.56
6,228.75
Nil
7,887.91
1,516.24
Nil
4.111.9S
4,774.70
28,210.40
$1,011,551.23
239.91
1,573.94
60,719.23
Nil
60,938.80
302.20
17,829.55
37,334.42
2,320.58
4,469.28
12,771.24
13,462.57
52,257.38
4,122.95
754.66
4,498.06
5,740.25
Nil
Nil
1,657.90
Nil
11,864.97
11,582.78
29,492.41
976.35
6,133.88
4,586.53
20.06
7,939.12
4,020.87
2,081.14
1,268.19
Nil
18,629.21
7,556.71
Nil
4,601.23
9,577.62
36,167.59
$606,609.54
Nil
1,334.69
17.235.42
Nil
29,408.76
352.93
7,635.98
38,158.45
1,502.69
1,630.16
1,862.53
3,094.89
28,253.82
2,243.07
4,458.55
3,393.87
12.347.93
Nil
Nil
1,281.90
Nil
4,348.31
12,293.63
18,567.66
396.44
2,770.08
2,268.01
Nil
1,965.09
2,948.55
1,535.01
5,924.25
Nil
8,789.61
1,281.24
Nil
2,862.98
9,799.70
18,698.40
$1,434.610.91
$880,943.1
$1,449,042.80
855.254.14
$1,452,117.87|     $671,140.46| $1,527,227.49|     $709,067.26
$334.26
564.69
—56.97
4,877.99
59,023.10
$179.00
383.24
583.44
949.42
33,374.59
$827.35
773.46
340.27
$175.00
368.24
382.44
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Losses
paid.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1930	
$2,152,000
1,969.000
1,688,000
1,452,000
1,438,000
$1,239,000
1,181,000
976,000
671,000
881,000
$2,148,000
2,013,000
1,789,000
1,527,000
1,449,000
$1,285,000
1,186,000
911,000
709,000
855,000
59.82
1931	
58.92
1932    	
50.92
1933	
46.43
1934    	
59.00 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934.
N 53
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934.
ACCIDENT AND SICKNESS INSURANCE.
Name of Company.
Aetna Life Insurance Co	
Alliance Assurance Co., Ltd	
Atlas -Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
Canada -Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian  Indemnity  Co	
Canadian Surety Co	
Car & General Insurance Corporation, Ltd	
The Casualty Co. of Canada	
Century Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd	
Confederation Life Association	
Continental Casualty Co	
Dominion Fire Insurance Co	
The Dominion of Canada General Insurance Co....
Employers' Liability Assurance Corporation, Ltd...
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fonciere Transport & Accident Insurance Co	
The General Accident Assurance Co. of Canada...
General Accident Fire & Life Assur. Corpn., Ltd..
The General Casualty Insurance Co. of Paris	
The Globe Indemnity Co. of Canada	
The Guardian Insurance Co. of Canada '.	
The Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial Guar, & Accident Insur. Co. of Canada...
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insur. Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Insur. Co., Ltd.—.
London & Scottish Assurance Corporation, Ltd....
London Guarantee & Accident Co., Ltd	
London Life Insurance Co	
Loyal Protective Insurance Co	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co '.	
Merchants  Casualty  Insurance Co	
Metropolitan  Casualty Insurance Co	
Metropolitan Life Insurance Co	
The Motor Union Insurance Co., Ltd	
North British & Mercantile Insurance Co., Ltd....
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Life Insurance Co..	
Ocean Accident & Guarantee Corporation, Ltd	
Pearl Assurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Carried forward	
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness  Insurance.
Gross
Premiums,
less Return
Premiums.
$192.74
♦2,759.56
1,195.60
22.50
1,781.93
1,294.38
2,826.22
103.72
5,583.33
377.20
747.35
317.75
2,188.56
Nil
162.41
"192.80
3,015.67
938.50
574.37
*375.00
18,569.52
65.00
25,441.89
*216.00
4,538.39
1.99
1,799.45
500.00
14,695.83
*9,990.17
5,787.60
4,537.83
21,470.85
190.12
Nil
780.50
*52,805.90
30,571.05
3,990.13
143.10
78.75
1,005.67
9.27
23,401.94
5,776.43
1,746.36
*680.55
-3.50
•1,504.92
4,079.54
•4,024.36
*15,711.72
Nil
333.44
*17,437.02
560.05
6,583.20
630.00
3,085.32
469.05
2,050.67
161.54
82.62
6,112.06
10.10
595.60
$317,019.71
$196.
1,349.
1.264.
Nil
879.
468.
1,392.
Nil
3,417
284
283
41
1,128
Nil
5
Nil
985.
183.
128.
34.
6,422.
Nil
10,983.
Nil
2,415,
Nil
1,032.
Nil
12,855.
9,412.
3,642,
82
15,894
Nil
Nil
55
14,142.
27,346.
693.
16
Nil
255.
Nil
.17,641.
1,238.
3,053.
536.
Nil
275.
1,534,
3,023,
0,178.
Nil
128,
4,889.
77.
1,202
71.
791
23
1,215.
Nil
Nil
1,004,
Nil
77,
7!)
Nil
$892.79
Nil
709.59
758.35
3,072.37
Nil
2,350.05
235.01
—37.74
Nil
826.00
Nil
61.50
1,160.00
Nil
318.45
Nil
17,721.72
Nil
14,096.16
1,402.22
Nil
76.14
Nil
9,982.15
4,054.05
3,544.13
15,964.41
16.00
mi
58.00
Nil
23,410.79
1,502.10
58.91
Nil
405.56
14.30
17,279.89
2,517.36
Nil
Nil
1,581.60
Nil
Nil
Nil
245.80
Nil
258.54
1,026.80
Nil
1,101.80
28.08
563.12
100.00
33.08
870.64
Nil
223.20
Gross
Losses
paid.
$100,256.88       $128,701.52
Nil
$91.25
Nil
503.08
1,318.14
2,080.15
Nil
1,226.62
295.90
Nil
Nil
082.18
Nil
Nil
431.76
Nil
82.78
Nil
9,080.35
Nil
5,030.75
669.03
Nil
199.90
Nil
6,412.50
1,427.92
125.71
7,201.35
Nil
Nil
Nil
Nil
Nil
1,996.00
Nil
Nil
25.00
65.00
7,951.55
210.66
Nil
Nil
644.13
Nil
Nil
Nil
50.71
Nil
14.00
1,895.00
Nil
248.55
92.84
743.45
Nil
219.58
Nil
Nil
160.71
$52,376.61
* -Accident and sickness N 54
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
ACCIDENT AND SICKNESS INSURANCE—Continued.
Name of Company.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Brought forward..
The Protective Association of Canada	
Provident Assurance Co	
The Provident Life & Accident Insurance Co-
Prudential Assurance Co., Ltd	
The Prudential Insurance Co. of America	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Indemnity  Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd..
United States Fidelity & Guarantee Co	
Western Assurance Co	
World Marine & General Insurance Co., Ltd.—
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd.
Totals	
Totals for 1933..
$317,619.71
♦25,671.95
•85.00
•3,232.80
254.96
Nil
3,406.39
718.89
33,976.88
327.42
2,143.61
45.00
Nil
31,730.31
257.13
7,585.73
.84
2,143.80
806.20
192.50
•7,201.64
7,203.46
896.19
$160,256.88
20,893.59
12.25
1,335.27
25.00
Nil
271.10
378.51
28,261.53
365.00
394.05
Nil
Nil
7,168.66
60.06
2,571.89
Nil
387.74
1,295.00
47.00
3,333.67
1,895.54
1,971.45
$128,761.52
Nil
Nil
238.16
Nil
1,311.17
277.25
25,631.48
Nil
681.27
Nil
Nil
32,012.02
82.12
6,946.81
Nil
426.70
237.15
80.50
Nil
2,630.92
$52,376.61
Nil
Nil
54.25
Nil
340.00
Nil
13,130.34
Nil
74.96
Nil
Nil
13,645.05
28.00
5,012.52
Nil
Nil
73.21
69.63
Nil
1,709.62
$445,500.41
$230,924.19
$199,142.27
;,514.19
$441,451.76|     $246,934.02
$195,897.12]     $119,941.63
• Accident and sickness.
BOILER AND MACHINERY AND EXPLOSION INSURANCE.
Name of Company.
Boiler and Machinery
Insurance.
Explosion Insurance.
Premiums.
Losses.
Premiums.
Losses.
Boiler Inspection & Insurance Co. of Canada	
$9,221.21
168.52
Nil
Nil
Nil
—70.35
Nil
Nil
221.70
Nil
10,740.54
21.14
Nil
Nil
Nil
Nil
23.49
Nil
Nil
Nil
Nil
—381.04
Nil
43.50
Nil
Nil
269.98
Nil
Nil
$8,432.22
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
1,827.76
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
42.50
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$165.00
75.00
17.24
712.48
1,566.94
177.87
Nil
Employers Liability Assurance Corporation, Ltd...
Fidelity & Casualty Co	
Imperial Guar. & Accident Insur. Co. of Canada..
Insurance Co. of North America	
Nil
Liverpool & London & Globe Insur. Co., Ltd	
Maryland Casualty Co          	
National Union Fire Insurance Co	
Niagara Fire Insurance Co	
Northern Assurance Co., Ltd	
Ocean -Accident & Guarantee Corporation, Ltd
Phoenix Insurance Co. of Hartford	
Royal Insurance Co., Ltd.
Sentinel Fire Insurance Co	
Nil
Springfield Fire and Marine Insurance Co	
Nil
Sun Insurance Office, Ltd	
Nil
Travelers Indemnity Co	
Western  Assurance  Co	
Nil
World Marine & General Insurance Co., Ltd	
Totals	
$20,710.08
$10,302.48
$2,714.53
Nil
Totals for 1933	
$27,947.45
$6,895.02
$4,100.95
$49.13 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 55
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
BURGLARY AND FORGERY INSURANCE.
Burglary Insurance.
ITorgery Insurance.
Premiums.
Losses.
Premiums.
Losses.
Nil
$2,609.49
1,346.70
933.50
847.41
871.21
907.93
1,057.61
3,044.09
1,433.35
10,793.05
14,798.64
4,017.86
705.08
2,208.15
92.96
Nil
206.32
3,983.13
4,792.67
Nil
4,623.13
11,116.97
1,750.10
Nil
6,403.96
7,313.96
3,247.31
20.80
1,526.44
Nil
10,614.40
780.85
70.25
Nil
998.77
144.54
8,863.56
5,764.91
1,061.97
292.90
2,498.32
93.00
2,755.60
2,193.53
Nil
1,398.06
2,244.11
1,414.24
2.009.67
575.13
3,771.38
69.28
873.53
1,351.78
619.00
397.22
797.18
217.04
1,627.13
12,572.72
Nil
1,714.82
2,676.80
Nil
6,952.06
480.91
3,287.34
Nil
$877.88
83.25
233.24
564.21
973.18
239.25
1,263.76
1,772.23
10,66
6,937.69
5,705.39
1,930.29
80.34
1,737.68
99.25
Nil
168.50
1,004.11
2,852.55
Nil
2,209.27
6,052.11
260.50
Nil
2,027.56
8,023.30
2,865.22
Nil
304.15
Nil
13,851.73
1,231.45
Nil
26.75
407.95
Nil
9,097.61
3,768.74
560.45
2.50
3,108.57
262.73
1,686.57
426.46
Nil
895.23
3.656.17
1.622.30
2,079.73
90.14
1.826.86
Nil
382.25
1,558.11
Nil
420.50
743.75
Nil
774.95
1,341.46
Nil
598.34
331.14
mi
1,343.38
120.00
2,846.30
Nil
$202.62
482.58
Nil
252.39
Nil
Nil
Nil
Employers' Liability Assurance Corporation, Ltd....
General Accident Fire & Life Assur. Corpn., Ltd.
Imperial Guar. & Accident Insur. Co. of Canada.
Indemnity   Insurance  Co.   of  North  America
London & Lancashire Guar. & Accid. Co. of Canada
London & Scottish Assurance Corporation Ltd.—
$26.24
156.11
North British & Mercantile Insurance Co., Ltd..
Norwich Union  Fire Insurance  Society,  Ltd	
Ocean Accident & Guarantee Corporation, Ltd.—
Portage la Prairie Mutual Fire Insurance Co	
Union Insurance Society of Canton, Ltd	
$171,840.42
$103,337.69
$1,937.59
$182.35 N 56
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
BURGLARY AND FORGERY INSURANCE—Continued.
Burglary Insurance.
Forgery Insurance.
Premiums.
Losses.
Premiums.            Losses.
Brought forward -	
$171,840.42
Nil
4,477.34
1,666.29
1,524.95
3,004.73
2.069.69
$103,337.09
Nil
2,933.97
499.16
2,646.38
4,046.34
1,526.33
$1,937.59
376.68
$182.35
17.75
World Marine & General Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd	
Totals	
$184,577.42
$114,989.87
$1,314.27
$200.10
Totals for 1933	
$194,655.02
$149,975.37
$1,397.87
$272.07
EARTHQUAKE AND PLATE GLASS INSURANCE.
Name of Company.
Earthquake Insurance.
Plate Glass Insurance.
Premiums.
Losses.
Premiums.
Losses.
Alliance Assurance Co., Ltd	
American Alliance Insurance Co	
-Atlas Assurance Co., Ltd	
British America -Assurance Co	
British Canadian Insurance Co ,	
British Columbia Plate Glass Insurance Co	
British Empire Assurance Co....	
British Northwestern Fire Insurance Co	
Canada Accident & Fire Assurance Co.	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian  General Insurance Co ....
Canadian Indemnity Co -	
Canadian Surety Co	
Casualty Co. of Canada	
Century Insurance- Co., Ltd	
Citizens Insurance Co	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental Casualty Co	
Continental Insurance Co  	
County Fire Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insur. Co., Ltd..
Employers' Liability -Assurance Corporation, Ltd—
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
First National Insurance Co. of America	
General -Accident Assurance Co. of Canada	
General -Accident Fire & Life Assur. Corpn., Ltd..—
General Casualty Co. of America..:	
General Casualty Insurance Co. of Paris	
General Insurance Co. of America	
Globe Indemnity Co. of Canada	
Great American Indemnity Co	
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd.—	
Halifax Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada-
Imperial Insurance Office	
Carried forward	
$41.92
48.75
243.75
41.42
10.48
524.05
278.75
4.39
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$74.14
Nil
$1,193,531
Nil
40.77
Nil
454.64
$282.51
408.40
271.53
20,539.10
9,909.62
214.64
Nil
348.03
21.56
795.35
335.42
261.32
77.00
574.20
Nil
2,365.80
607.82
2,942.80
1,412.09
1,015.01
1,329.06
183.09
36.53
287.81
27.55
Nil
Nil
Nil
Nil
Nil
Nil
374.44
71.70
Nil
Nil
Nil
Nil
99.74
Nil
2,125.59
1,090.36
320.12
185.26
331.18
354.00
Nil
Nil
324.44
253.64
Nil
Nil
932.05
477.70
328.33
498.88
480.01
320.47
48.01
Nil
Nil
Nil
590.70
727.96
1,021.57
952.47
Nil
Nil
289.34
53.70
Nil
Nil
Nil
Nil
070.30
607.60
Nil
Nil
Nil
Nil
502.20
218.53
119.03
Nil
125.98
70.05
$39,194.24
$20,205.01 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1934.
N 57
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
EARTHQUAKE AND PLATE  GLASS INSURANCE—Continued.
Name of Company.
Earthquake Insurance.
Losses.
Plate Glass Insurance.
Premiums.
Losses.
$39,194.24
$20,205.01
Nil
Nil
Nil
Nil
585.00
126.71
12.87
Nil
834.60
780.10
1,172.61
310.78
51.86
Nil
Nil
Nil
301.15
68.35
Nil
Nil
—5.30
7.35
658.85
172.75
39.65
Nil
1,154.09
359.62
Nil
Nil
564.39
246.49
487.91
119.41
Nil
Nil
698.15
694.30
116.15
32.18
1,775.10
1,040.72
1,313.56
64.17
Nil
Nil
216.68
59.35
88.51
125.15
103.29
Nil
1,430.77
787.94
1,006.37
644.88
Nil
Nil
68.37
24.00
Nil
Nil
Nil
Nil
236.59
5.51
309.08
90.00
Nil
Nil
785.24
59.15
28.71
97.61
1,189.55
183.19
Nil
Nil
504.36
184.84
191.96
92.59
88.84
Nil
296.65
143.00
685.18
137.75
$56,237.47
$20,803.02
$46,694.97
$28,457.54
Brought forward....	
Indemnity Insurance Co. of North America	
Insurance Co. of North -America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General -Assurance Society, Ltd	
Liverpool & London & Globe Insur. Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London & Scottish Assurance Corporation, Ltd	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Metropolitan  Casualty  Insurance Co	
Motor Union Assurance Co.,  Ltd	
National Provincial  Insurance  Co.,  Ltd	
National Surety Corporation	
North British & Mercantile Insur. Co., Ltd—	
Northern Assurance Co., Ltd	
Northwest Casualty Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Portage la Prairie Mutual Fire Insurance Co	
Provident. Assurance Co	
Prudential Assurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Insurance Co., Ltd	
Saint Paul Fire & Marine Insur. Co	
Scottish Metropolitan -Assurance Co., Ltd -	
Scottish Union & National Insurance Co 	
Springfield Fire & Marine Insurance Co	
Sun Insurance Office, Ltd	
Toronto  General  Insurance Co	
Trans-Canada Insurance Co	
Travelers Fire Insurance Co	
Travelers Indemnity Co -	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd—	
United Pacific Casualty Insurance Co 	
United States Fidelity & Guaranty Co	
Western Assurance Co  	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Assur. Co., Ltd....
 Totals :	
Totals for 1933	
$1,193.53
487.50
731.25
1,015.00
42.50
—32.50
195.00
150.50
243.75
81.70
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$4,140,711
$1,335,871
$72.88
GUARANTEE, BOND, AND CREDIT INSURANCE.
Name of Company.
Guarantee Insurance.
Bond Insurance.
Premiums.
Losses.
Premiums.           Losses.
Nil
$108.75
mi
990.22
3,047.90
10.00
1,982.88
91.45
720.92
Nil
Nil
Nil
$150.00
Nil
Nil
191.53
Nil
219.25
$172.35
805.46
$421.91
American Credit Indemnity Co. of N.Y.  (Credit)..
Nil
The Canada Accident & Fire Assurance Co., Ltd..
Carried forward	
$6,952.12
$560.78
$977.81
$421.91 N 58
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
GUARANTEE, BOND, AND CREDIT INSURANCE—Continued.
Guarantee
Insurance.
Bond Insurance.
Name of Company.
Premiums.
Losses.
Premiums.
Losses.
$6,952.12
10,064.67
10,208.59
17,917.40
337.55
865.60
3,987.58
3,095.49
Nil
3,557.47
3,793.52
171.27
7,142.37
816.31
3,284.76
96.36
10,824.19
2,970.47
493.50
Nil
221.14
7,703.55
2,412.88
Nil
1,695.51
304.65
55.00
2,027.88
406.63
789.22
708.46
871.31
Nil
Nil
275.00
335.35
1,244.14
12,278.08
5.00
Nil
4,544.18
704.72
10.00
Nil
4,279.48
1,300.17
516.73
1,026.25
$560.78
—29.48
2,479.21
2,378.79
1,388.34
Nil
221.33
—444.75
Nil
83.76
181.77
Nil
207.18
Nil
15.35
Nil
426.30
2.00
Nil
Nil
Nil
$977.81
$421.91
The Dominion of Canada General Insurance Co-
Employers' Liability Assurance Corporation, Ltd...
The General Accident Assurance Co. of Canada-
Imperial Guarantee & Accident Insurance Co	
230.19
London & Lancashire Guar. & Accid. Co. of Canada.
Nil
Nil
Nil
85.00
Nil
47.33
Nil
.62
Nil
Nil
Nil
Nil
Nil
Nil
Nil
426.30
Nil
Nil
Nil
Nil
Nil
Nil
—703.15
59.36
1.25
625.41
Metropolitan Casualty Insur. Co. of New York...
The World Marine & General Insur. Co., Ltd	
Totals	
$130,294.55
$9,420.27
$977.81
$421.91
Totals for 1933	
$98,930.44
$32,386.27
$987.88
$36.50
INLAND TRANSPORTATION AND MARINE INSURANCE.
Name of Company.
Inland Transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$10,993.30
Nil
769.76
175.86
$6,386.82
Nil
486.18
16,472.36
Nil
$2,229.74
1,778.76
Nil
Alliance Insurance Co. of Philadelphia	
$587.59
$11,938.32
$23,345.36
$4,008.50
$587.59 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 59
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
INLAND TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Company.
Inland Transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$11,938.32
$23,345.36
$4,008.50
$587.59
265.99
5.80
324.00
186.95
5,047.21
177.19
3,393.70
576.67
Nil
Nil
Nil
Nil
1,215.31
488.11
23.26
Nil
6,643.06
1,192.02
1,155.40
100.21
17,616.09
10,062.10
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
1,271.18
Nil
Nil
Nil
10.00
Nil
Nil
Nil
Nil
Nil
18,269.58
20,373.38
1,808.84
595.09
Nil
Nil
95.00
5.30
Nil
Nil
52.57
1,162.09
Nil
Nil
Nil
Nil
7,058.00
4,565.30
Nil
Nil
Nil
Nil
Nil
Nil
117.72
Nil
Nil
Nil
Nil
Nil
264.43
Nil
502.08
40.31
1,875.66
Nil
556.50
357.07
2,215.20
465.53
Nil
Nil
Nil
Nil
6,519.50
74.00
10.48
1.45
Nil
Nil
267.12
280.60
Nil
Nil
Nil
Nil
153.75
Nil
138.85
Nil
Nil
Nil
4,117.05
473.37
Nil
Nil
683.63
15.17
27,067.86
33,115.88
66.59
Nil
89,762.23
38.082.28
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
5,865.90
5,470.48
5,724.34
1,212.72
1,060.79
50.00
Nil
Nil
11.08
Nil
Nil
Nil
879.92
1,078.83
Nil
Nil
109.76
Nil
Nil
Nil
Nil
Nil
Nil
Nil
524.37
72.50
Nil
Nil
10.00
Nil
Nil
Nil
55.30
120.00
45.00
Nil
55.00
Nil
Nil
Nil
Nil
Nil
6,608.03
2,734.40
29,653.94
38,480.55
18,613.17
12,235.03
Nil
Nil
Nil
Nil
Nil
Nil
1,532.28
12.34
12.393.30
6,803.17
7,889.36
1,992.33
28,712.79
3,088.59
15.00
Nil
Nil
Nil
775.33
Nil
4,030.76
1,795.20
637.85
162.07
584.20
Nil
Nil
Nil
Nil
Nil
19.00
Nil
7,214.15
1,961.01
109.75
8.50
Nil
Nil
906.25
Nil
3,708.75
9,885.51
Nil
Nil
13,921.46
6,228.83
185.50
54.50
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
67.20
Nil
20,962.62
11,217.76
Nil
Nil
Nil
Nil
$80,341.45
$74,721.69
$307,056.56
$106,277.45
Brought forward	
American Alliance Insurance Co	
Atlas Assurance Co., Ltd	
Automobile Insurance Co. of Hartford	
Bankers' & Traders' Insurance Co., Ltd	
Boston Insurance Co	
British America Assurance Co	
British & Foreign Marine Insurance Co., Ltd	
British Canadian Insurance Co	
British Empire Assurance Co	
British  Northwestern Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Canada Security Assurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
City of New York Insurance Co	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
County Fire Insurance Co	
The Dominion of Canada General Insur. Co., Ltd..
Eagle Star & British Dominions Insur. Co., Ltd	
Economic Insurance Co., Ltd	
Equitable Fire & Marine Insurance Co	
Fidelity-Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
First National Insurance Co. of America	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Fire & Life Assur. Corpn., Ltd....
General Casualty Insurance Co. of Paris	
General Insurance Co. of America	
Glens Falls Insurance Co	
The Globe Indemnity Co. of Canada	
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Fire and Marine Insurance Co	
Home Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada
Imperial Insurance Office	
Indemnity Marine Insur.  Co	
Insurance Co. of North America	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insur. Co., Ltd	
London & Lancashire Insurance Co., Ltd	
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London Assurance Corporation	
London Guarantee & Accident Co., Ltd	
Marine Insurance Co., Ltd	
Maritime Insurance Co., Ltd	
Maryland Insurance Co	
Millers National Insurance Co	
Motor Union Insurance Co., Ltd	
National Fire Insurance Co. of Hartford	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
Carried forward	 N 60
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
INLAND TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Company.
Inland Transportation
Insurance.
Premiums.
Losses.
Marine Insurance.
Premiums.
Losses.
Brought forward	
New Brunswick Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British & Mercantile Ins. Co., Ltd	
Northern Assurance Co., Ltd	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd.
Ocean Accident & Guarantee Corpn., Ltd	
Ohio Farmers Insurance Co	
Philadelphia Fire & Marine Insur. Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Planet Assurance Co.,  Ltd	
Providence Washington Insurance Co...	
Provident Assurance Co	
Prudential Assurance Co.,  Ltd	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Sea  Insurance Co.,  Ltd	
Security Insurance Co. of New Haven	
Sentinel Fire Insurance Co	
Springfield Fire & Marine Insur. Co	
Standard Marine Insurance Co., Ltd	
Sun  Insurance Office, Ltd	
Thames & Mersey Insurance Co., Ltd	
Tokio Marine & Fire Insurance Co., Ltd	
Toronto General Insurance Co	
Travelers Fire Insurance Co 	
Union -Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine & General Insurance Co., Ltd.
United Firemen's Insurance Co	
United States Fire Insurance Co	
Westchester Fire Insurance Co	
Western  Assurance  Co	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd
Yang-tsze  Insurance Association,  Ltd..	
Yorkshire Insurance Co.,  Ltd	
 Totals	
Totals for 1933	
$80,341.45
Nil
Nil
Nil
593.30
871.90
Nil
Nil
20.00
1,915.87
321.00
Nil
Nil
1,718.46
5,360.55
717.99
Nil
195.95
203.56
Nil
381.07
102.93
2,578.00
4,119.17
Nil
.62
797.71
Nil
92.00
Nil
524.30
25.00
3,193.45
191.23
2,393.17
572.09
Nil
480.30
2,242.82
12.39
Nil
Nil
Nil
$74,721.69
Nil
Nil
Nil
Nil
282.47
Nil
Nil
Nil
158.62
16.85
Nil
Nil
8.00
1,330.78
Nil
Nil
58.17
Nil
Nil
62.75
Nil
Nil
121.45
Nil
14.72
Nil
Nil
Nil
Nil
15.17
Nil
2,144.40
Nil
138.71
5.00
Nil
15.17
48.85
Nil
Nil
Nil
Nil
$110,027.24| $79,148.80
$S8,319.33|       $20,880.7'i
$307,056.56
43.95
Nil
Nil
Nil
Nil
Nil
Nil
Nil
17,016.10
Nil
Nil
Nil
25,028.33
Nil
4,223.45
3,792.46
Nil
Nil
42,211.63
Nil
Nil
55,528.18
384.11
27,566.71
Nil
3.09
19.78
48,213.34
7,912.17
15,829.58
12,768.34
Nil
Nil
Nil
35,394.48
68,494.20
Nil
9,918.31
28,534.25
Nil
Nil
19,290.87
Nil
$166,277.45
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
60,573.13
Nil
Nil
Nil
20,018.82
Nil
3,498.60
1,028.08
Nil
Nil
Nil
Nil
Nil
Nil
156.87
7,960.29
Nil
Nil
Nil
46,226.80
26,682.69
8,845.10
7,769.28
Nil
Nil
Nil
16,130.76
110,022.53
Nil
7,311.38
19,310.30
Nil
Nil
10,930.56
Nil
$729,229,891  $512,742.73
759,760.731 $351,146.40
PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE.
Name of Company.
Public Liability
Insurance.
Property Damage
Insurance.
Premiums.
Losses.
Premiums.
Losses.
Nil
Nil
$769.11
Nil
145.91
Nil
916.59
Nil
Nil
$127.12
Nil
4.50
Nil
65.05
Automobile  Insurance Co.  of Hartford	
S1 831.611               S1 96.67
Nil            1             Nil
' REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 61
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE—Continued.
Name of Company.
Public Liability
Insurance.
Premiums.
Losses.
Property Damage
Insurance.
Premiums.
Losses.
Brought forward	
British  Canadian   Insurance  Co	
British Empire Assurance Co	
British Northwestern Fire Insur. Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Canada Accident & Fire Assur. Co	
Canada  Security Assurance Co	
Canadian General Insurance Co	
Canadian  Indemnity  Co -	
Canadian   Surety   Co	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
The China Fire Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental   Casualty   Co	
Continental   Insurance   Co	
County Fire Insurance Co	
Dominion of Canada General Insur.  Co	
Employers' Liability Assurance Corporation, Ltd....
Equitable Fire & Marine Insurance Co	
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
Fidelity-Phenix Fire Insur.  Co	
General -Accident Assurance Co. of Canada	
General -Accident Fire & Life Assur. Corpn, Ltd....
General  Casualty  Co.  of -America	
General Casualty Insurance Co. of Paris	
General  Insurance Co. of America	
Glens   Falls  Insurance  Co	
Globe Indemnity Co. of Canada	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guar. & -Accid. Insur Co. of Canada	
Imperial   Insurance   Office	
Indemnity Insurance Co. of North America	
Indiana Lumbermen's Mutual Insur. Co	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Liverpool & London & Globe Insur. Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Lancashire Insur. Co. Ltd	
London & Provincial Mar. & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd....
London  Assurance   Corporation	
London Guarantee & Accident Co., Ltd	
Lumber Mutual Fire Insurance Co	
Lumbermen's Mutual  Casualty Co	
Marine Insurance Co., Ltd	
Maryland  Casualty  Co	
The Metropolitan Casualty Insur. Co. of N.Y	
National Fire Insurance Co. of Hartford	
National Liberty Insurance Co	
National  Surety  Corporation	
New York Underwriters Insur. Co	
Niagara  Fire  Insurance Co	
North British & Mercantile Insur. Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Carried forward	
$1,831.61
977.61
208.26
147.13
Nil
Nil
2,755.92
1,733.86
10,782.59
19,205.78
3,239.13
9.60
789.73
Nil
065.53
Nil
91.51
Nil
Nil
3,498.06
11,359.92
Nil
60.98
Nil
Nil
25,700.96
1,598.25
13.55
114.14
Nil
Nil
3,487.64
1,623.59
35.00
2.027.02
Nil
Nil
20.09
129.50
Nil
Nil
Nil
Nil
804.40
6.00
3,632.21
4,829.22
Nil
35.00
537.66
Nil
1,088.70
Nil
Nil
Nil
92.50
437.17
Nil
Nil
Nil
Nil
Nil
411.59
906.53
460.60
$105,348.54
$196.67
26.00
2,675.00
Nil
Nil
Nil
51.52
280.15
4,797.61
8,877.07
736.25
Nil
4.00
Nil
Nil
Nil
50.70
Nil
Nil
2,220.20
2,462.82
Nil
Nil
Nil
Nil
13,080.45
29.00
Nil
Nil
Nil
Nil
288.85
824.51
75.00
115.35
Nil
Nil
442.90
Nil
Nil
Nil
Nil
Nil
30.00
Nil
339.17
582.05
Nil
Nil
Nil
Nil
338.95
Nil
Nil
Nil
Nil
313.47
Nil
Nil
Nil    ■
Nil
Nil
45.00
17.08
38.50
$38,938.27
Nil
Nil
$6.00
2,668.11
626.89
1,181.96
Nil
Nil
Nil
103.37
Nil
$4,586.33
Nil N 62
BRITISH COLUMBIA.
TABLE VII—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
PUBLIC LIABILILTY AND PROPERTY DAMAGE INSURANCE—Continued.
Name of Company.
Public Liability
Insurance.
Property Damage
Insurance.
Premiums.
Losses.
Premiums.
Losses.
$105,348.54
94.40
383.41
Nil
142.51
Nil
Nil
464.80
359.55
Nil
—611.37
Nil
687.07
' 2,004.60
42.29
Nil
Nil
Nil
2,066.85
Nil
14.76
1,204.58
213.51
10,596.00
Nil
Nil
Nil
997.37
Nil
249.46
1,653.30
1,668.89
$38,938.27
Nil
Nil
Nil
Nil
Nil
Nil
Nil
108.91
Nil
4,713.90
Nil
Nil
488.90
Nil
Nil
Nil
Nil
48.00
Nil
Nil
639.32
Nil
3,287.80
Nil
Nil
Nil
Nil
Nil
8.33
322.44
1,527.06
S4.58fi.381            Nil.
30.00
1,200.46
Ocean Accident & Guarantee Corporation, Ltd....
Nil
Nil
Travelers  Insurance   Co	
Union  Insurance Society of Canton, Ltd	
'
United  States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Western   Assurance  Co	
World Marine & General Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd	
Totals	
$128,191.89
$50,082.93
$5,816.79
Nil
Totals for 1933         $144,995.50!       $31,638.09
1
$34.00
$215.00
TORNADO AND WEATHER INSURANCE.
Name of Company.
Tornado Insurance.
Weather Insurance.
Premiums.
Losses.
Premiums.
Losses.
$0.96
1.92
1.09
149.47
.24
115.52
3.00
355.13
12.00
Nil
Nil
Nil
Nil
Nil
4.50
Nil
107.20
Nil
$3.27
3.00
1.35
4.80
37.08
37.66
142.86
8.89
2.18
Nil
Nil
Nil
Nil
Nil
Nil
Nil
2.181           Nil
2.18
40.00
Nil
Nil
Nil
Nil
$683.69
$111.70
$241.09
Nil REPORT OF THE SUPERINTENDENT OF INSURANCE, 1934.
N 63
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1934—Continued.
TORNADO AND WEATHER INSURANCE—Continued.
Tornado Insurance.
Weather Insurance.
Name of Company.
Premiums.
Looses.
Premiums.
Losses.
$083.69
31.09
3.38
11.60
2.25
.79
9.00
1.09
$111.70
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$241.09
Nil
Totals	
$742.89
$111.70
$241.09
Nil
Totals for 1933                     	
$350.84
$135.80
$278.38
$1,253.19
Av., Aviation ;
B.R.
R.T
MISCELLANEOUS INSURANCE.
Fraud ;  H., Hail;  L.S., Live Stock ;
Sprinkler Leakage.
Blanket Residence ;  P.,
, Railway Tickets ;   S.L.,
Name of Company.
Premiums.
Losses.
H.
H.
S.L.
S.L.
S.L.
B.R.
Av.
R.T.
S.L.
L.S.
f S.L.
1h.
Av.
S.L.
F.
S.L.
B.R.
S.L.
L.S.
$980.00
715.00
86.81
114.56
7.62
559.46
151.00
1,134.25
14.24
73.39
263.57
1,006.67
302.00
63.50
90.86
3.60
163.18
37.40
253.55
$74.53
Nil
Nil
Nil
Nil
5,380.85
Nil
458.56
Nil
Indemnity Insurance Co. of North America	
Nil
Nil
158.71
Nil
Nil
17.48
Nil
470.00
Nil
Nil
Totals	
$6,020.66
$6,560.13
Totals for  1933	
$7,079.91
$1,534.52
TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1930.
1931.
1932.
1933.
1934.
$522,000
289,000
249,000
158,000
184,000
57,000
1,106,000
724,000
607,000
251,000
$494,000
323,000
246,000
159,000
143,000
171,000
848,000
554,000
556,000
263,000
$428,000
275,000
215,000
153,000
141,000
98,000
699,000
605,000
457,000
307,000
$442,000
247,000
196,000
120,000
145,000
32,000
759,000
351,000
472,000
242,000
$445,000
„        L	
231,000
199,000
L	
86,000
Liabilitv, P	
128,000
L	
50,000
729,000
L..    ..
513,000
524,000
„      L	
248,000
Total P	
Total L	
$2,668,000
1,479,000
$2,287,000
1,470,000
$1,940,000
1,438,000
$2,014,000
992,000
$2,025,000
1,128,000 N 64                                                       BRITISH COLUMBIA.
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN
LIFE INSURANCE COMPANIES.
(For British Columbia Investments of Life Insurance Companies, see abstract of Returns of
Life Insurance Companies, pages 44 and 45.)
Name of Company.
Mortgages.
In other
Securities.
Nil
Nil
$2,529.00
Nil
Nil
Nil
Nil
Nil
135,550.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
7,193.82
04,915.89
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
12,528.72
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
10.888.54
Nil
Nil
Nil
Nil
Nil
Nil
Nil
20,000.00*
Nil
Nil
Nil
291,901.55
ssn nnn on*
21,812.40f
14,000.00
3,000.00*
4,895.64
5,960.00*
25,000.00
178,986.12
08,800.00
no ruin oo*
29 340 80
57,733.33*
10,892.00
35 000 00
Casualty Co. of Canada ■	
17,033.34
25,000.00
15 000 00*
40,000.00*
117,785.66
15,000.00*
25 000.00
58,000.00*
32,450.00
5,000.00
99,090.00
66,333.33
Globe Indemnity Co. of Canada	
Guarantee Co. of North America	
Guardian Insurance Co. of Canada	
67,500.00,:
Nil
Imperial Insurance Office	
Law Union & Rock Insurance Co., Ltd	
30 000.00*
43 800.00*
London & Lancashire Insurance Co., Ltd	
93,133.34*
25,000.00
235,561.23t
109,240.00
10 000.00
London Guarantee & Accident Co	
100,000.00
5,000.00*
Minnesota Implement Mutual Fire Insurance Co	
National Provincial Insurance Co., Ltd	
5,012.67
25 726.56t
North British & Mercantile Insurance Co., Ltd	
65,000.00
40 SOO.OOt
North Empire Fire Insurance Co	
Northwestern National Insurance Co	
50,000.00
119,000.00*
40,000.00
17,615.99
236 500.00
Norwich Union Fire Insurance Society, Ltd.
Pacific Coast Fire Insurance Co	
78,840.00t
105,952.20t
25,000.00
Phoenix .\ssurance Co., Ltd	
Phoenix Insurance Co	
Protective Association of Canada	
10,000.00
11,147.50:,
19,517.60
15,000.00
f      20,784.001
I     60,000.00*
53 000.00*
Quebec Fire pissurance Co	
Reliance Insurance Co.,  Ltd	
Royal Insurance Co., Ltd	
Toronto General Insurance Co	
Union Marine & General Insurance Co	
22,873.33'r
Wawanesa Mutual Insurance Co	
6 565,60*
Yorkshire Insurance Co., Ltd	
4,on nno oo
1
$551,507.52
$3,200,382.64
* Par value.             t Market value.            $ Book value.
VICTORIA, B.C.:
Printed by Chables F. Banfield, Printer to the King's Most
1935.
1,925-835-5264
Excellent Majesty.

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