' TWENTIETH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE PROVINCE OF BRITISH COLUMBIA 1931 (BUSINESS TRANSACTED IN 1930) PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTORIA, B.C. : Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1931. To His Honour James Alexander Macdonald, Administrator of the Province of British Columbia. May it please Your Honour: The undersigned has the honour to present the Twentieth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1930. R. H. POOLEY, Attorney-General. Victoria, B.C., July 2nd, 1931. TABLE OF CONTENTS. Page. Report of the Superintendent of Insurance 5 Lists as at December 31st, 1930, of— Insurers licensed 9 .Underwriters' Agencies licensed 21 Reciprocal Exchanges granted Permits 21 Particulars of Licences issued since December Slst, 1930 21 Annual Statements of Provincial Licensees— British Columbia Plate Glass Insurance Co 22 Empire Life Insurance Co 23 Grand Council of Canadian Order of Chosen Friends.... 24 Home Assurance Company of Canada 26 Home Fire & Marine Insurance Co 27 Mutual Fire Insurance Co. of British Columbia , 28 Mutual Relief Life Insurance Co 29 Ontario Equitable Life & Accident Insurance Co 30 Provident Life & Accident Insurance Co 32 Sons of Scotland 33 Toronto General Insurance Co 35 United Pacific Casualty Insurance Co 36 Western Empire Life Assurance Co 37 TABLES. Life Insurance— I. Business of 1930 and Investments in the Province 39 II. Summary, 1926-30 41 Fire Insurance—■ III. Business of 1930 41 IV. Summary, 1926-30 44 Automobile Insurance— V. Business of 1930 45 VI. Summary, 1926-30 , 47 Other Classes of Insurance— VII. Business of 1930 48 VIIL Summary, 1926-30 55 IX. Investments in the Province of Insurers other than Life 55 Amendments to "Insurance Act" enacted in 1931 56 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, Victoria, B.C., July 2nd, 1931. The Honourable R. H. Pooley, Attorney-General, Victoria, B.C. Sir,—I beg to submit, pursuant to the " Insurance Act," the Twentieth Annual Report of the Department of Insurance, covering the year ended December 31st, 1930. At the end of the year there were 287 insurers licensed to transact business, seventeen new companies having been licensed, as follows:— American Home Fire Assurance Company, New York, N.Y. Central Manufacturers Mutual Insurance Co., Van Wert, Ohio. Central Union Insurance Co., Jersey City, N.J. Chicago Fire & Marine Insurance Co., Chicago, 111. Citizens Insurance Company of New Jersey, N.J. First National Insurance Co. of America, Seattle, Wash. General Indemnity Corporation of America, Rochester, N.Y. The Homestead Fire Insurance Co., Baltimore, Maryland. The Metropolitan Casualty Insurance Co. of New York, Newark, N.J. New York Indemnity Co., New York, N.Y. The Portage la Prairie Mutual Insurance Co., Portage la Prairie, Manitoba. The Provident Life and Accident Insurance Co. of Chattanooga, Tenn. Sentinel Fire Insurance Co., Springfield, Mass. Tokio Marine & Fire Insurance Co., Ltd., Tokio, Japan. Travelers Fire Insurance Co., Hartford, Conn. The Wawanesa Mutual Insurance Co., Wawanesa, Manitoba. The Westminster Fire Office, London, England. All, except the Provident Life and Accident Insurance Company, also hold Dominion licences. The Tokio Marine & Fire Insurance Company was formerly licensed, but withdrew in 1923. It will be observed that, as in 1929, quite a number of new companies was admitted to the Province, chiefly for fire and automobile business. It is pointed out by Best's Insurance News that during the recent period of inflation new companies were " floated to an unusual extent," and that accounts in part for the entry of so many new companies, some of which have affiliations with existing companies. But British Columbia seems to be regarded with favour as a field for securing new business. The Royal Plate Glass & General Insurance Company, Limited, a British Columbia company, has not renewed its licence for the year 1931, as it is not at the present time transacting any business. The Ohio Farmers Insurance Company obtained a Dominion licence and its deposit under the " Insurance Act" of this Province was released. The Indemnity Mutual Marine Insurance Company, which was only licensed in 1929, and the Wawanesa Mutual Insurance Company, the Manitoba company which has been succeeded by a Dominion company of the same name, withdrew from the Province Since the beginning of the year several companies have withdrawn from the Province, namely:— The American Equitable Assurance Company of New York, a new corporation of the same name, formed by consolidation of that Company and the Guardian Fire Assurance Corporation of New York, has been licensed in this Province. The Fidelity American Insurance Company, which has, reinsured its outstanding contracts with the Mill Owners Mutual Fire Insurance Company. The Laurentian Insurance Company, whose business has been reinsured by the British Colonial Fire Insurance Company. The Merchants and Employers Guarantee and Accident Company, whose business has been taken over by the Consolidated Fire and Casualty Insurance Company, which has received both a Dominion and a Provincial licence. BRITISH COLUMBIA. The Milwaukee Mechanics Insurance Company, of Milwaukee, Wisconsin, has ceased business in the Province, but has not yet formally withdrawn. The Occidental Indemnity Company, whose business has been reinsured by the Fireman's Fund Indemnity Company. During the current year, also, the L'Union Compagnie d'Assurances Contre l'incendie has changed its name to L'Union Compagnie d'Assurances Contre l'incendie Les Accidents et Risques Divers (The Union Fire, Accident and General Insurance Company of Paris, France), and the Union Marine Insurance Company, Limited, to the name Union Marine & General Insurance Company, Limited. A complete list of the various insurers licensed as at December 31st, 1930, will be found on page 9. The following summary indicates the origin of the companies and how many hold a licence under the Dominion " Insurance Act" in addition to a Provincial licence:— Where incorporated. Dominion Licensees. Provincial Licensees. Total. 60 12 64 2 1 6 3 1 1 2 115 3 8 4 5 3 60 20 68 2 1 6 3 1 1 Switzerland 2 120 Totals 267 20 287 The comparative figures are for—• 1929 251 242 22 16 273 1928 258 On analysis the list shows that 42 companies are licensed for life insurance, 204 for fire insurance, 156 for automobile insurance, and 63 for marine insurance. These figures cover only the major classes of insurance and it will be understood that the same company may be licensed (for example) for fire, automobile, and marine insurance. The annual statements of the companies holding Provincial licences only are set forth at length on pages 22 to 38. Only two fraternal societies are now licensed, the Grand Council of Canadian Order of Chosen Friends and the Sons of Scotland. The Sons of Norway now holds a Dominion licence and is not required to be licensed under the " Insurance Act." A list of underwriters' agencies, ten in number, licensed in the Province will be found on page 21. The Retail Merchants Underwriters Agency, representing the Northwestern Mutual Fire Association, did not renew its licence for 1931. Thirteen reciprocal exchanges hold permits under section 174 and the list appears on page 21. The Epperson Underwriters and the Lumber Underwriters of Fordyce, Arkansas, did not renew their permits for 1931. The following table gives particulars of licences issued to insurance agents and adjusters, and for the purposes of comparison the corresponding figures for the year 1929 are shown in the first column:— 1929. Licences issued during 1930. Suspended. Cancelled or revoked. 1,419 1,731 Life agents .. , 1,517] 1,891 I Nil Nil 26 32 J 3,176 3,440 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 7 A statement of fire insurance premiums written and earned and losses incurred and paid in 1930, with a summary for the past five years, is printed at pages 41 to 44. A decrease in premiums is accompanied by an increase in losses. The period of depression has affected fire insurance companies in particular, as that class of insurance closely reflects general business conditions. Increases in losses and expenses, decreases in premium income and other revenue have tested their stability and resources. The same is true to some extent of casualty insurance, while the marine business has also suffered from the great reduction in the volume of commerce. The absence of failures is evidence of the general soundness of insurance companies, but there will doubtless be reorganization and retrenchment. Some of the newer companies will probably retire from active business, at least for a time. It may also be expected that the unwisdom of unhealthy competition in rates and commissions, which was a sequel of so many flotations, will be realized and discontinued. These remarks are applicable in a general sense to insurance conditions in North America and not specially to the Province. Life insurance again records an increase. At first sight this is perhaps surprising. During hard times it might be thought that people have not the cash available. The explanation is perhaps that the public suffered so severely in the stock market that it is a case of once bitten twice shy. It is more fully realized that life insurance is not only one of the safest forms of investment, but also a resource in time of need. The latter feature was demonstrated by the tremendous sums loaned on policies when the stock market crashed. " Group" life insurance—that is, insurance of employees as such—participates in the increase, the figures for 1928, 1929, and 1930 being $233,000, $275,000, and $334,000. It has, however, been remarked that this form of insurance has been put on its trial by the very severe unemployment. A weakness of the scheme is that, generally, loss of the particular employment automatically terminates the insurance, and, although the employee has contributed as is usually the case, he has nothing to show for what he has paid. It will be interesting to observe whether the growth of group insurance will be checked by the present experience; possibly, some means of overcoming the disadvantages will be evolved. The amount of life insurance taken in British Columbia compares well with the figures in other Provinces of about the same population. The premiums for new insurance for 1929 were (in round figures) : In British Columbia, $13,500,000; in Alberta, $12,300,000; in Saskatchewan, $13,500,000; and in Manitoba, $13,000,000. Table VI. (page 45) again shows a higher ratio of loss in automobile insurance, notwithstanding an increase of premium rates. The Ontario Royal Commission on Automobile Insurance Premium Rates, to which I alluded in my report last year, concluded its hearings, and the Hon. Mr. Justice Hodgins stated that in his opinion the increased Bureau rates for 1929 were " excessive and unreasonable," but that the Bureau rates in 1927 and 1928 were " in fact, on the average, inadequate and that the companies lost money on account of this inadequacy." It is, however, only fair to say that his finding has been subjected to severe criticism as quite unjustified by the evidence submitted. A somewhat remarkable result is that Ontario has this year repealed the legislation which authorizes investigation of the rates charged by insurance companies. The problem of reducing the terrible number of automobile casualties is under intensive scrutiny in every country where motor-vehicles are much used. Notwithstanding compulsory insurance laws, financial responsibility laws, merit-rating systems, ceaseless efforts by clubs and other organizations, and the publicity given by the press, the toll of death and injury continues to mount. A recent survey of the casualties ha the United States during 1930 estimates that the automobile there caused 32,500 deaths, 960,000 injuries, and losses of $300,000,000. Analysis of the causes attributes by far the largest percentage to " carelessness and overconfidence," mainly on the part of the driver, but also in some measure on the part of the pedestrian. The public has not yet realized that the cost of automobile insurance depends almost entirely on the losses which have to be paid by the insurance companies. The " financial responsibility " type of legislation has now been enacted in Saskatchewan, as well as Ontario and Manitoba, and is under consideration by other Provinces. Tables showing the business transacted in life, automobile, and miscellaneous classes of insurance during the year will be found on pages 39-45 and 48, and summaries for the past five years on pages 41-47 and 55 respectively. The volume of miscellaneous insurance is about the J 8 BRITISH COLUMBIA. same as last year, accident, marine, and other forms showing a decrease, which is offset by an increase in sickness and liability insurance. The Superintendents of Insurance, forming the Provincial Association, met last year at Edmonton, the first occasion on which the Conference has been held there. A hospitable welcome was extended by the Government and the insurance fraternity and a very representative gathering of all insurance interests attended the sessions. Various matters of importance were discussed at length. The Conference will meet this year in Winnipeg. The constitutional litigation concerning the jurisdiction of the Dominion and the Provinces over the subject-matter of insurance, which was mentioned in last year's report, is now before the Privy Council. Appeals from both the Quebec and Ontario Courts are to be heard, and the chief issues have been brought out in these cases as clearly as it was possible to contrive. It is felt that the decisions should practically settle the boundary-lines of authority. The amendments to the " Insurance Act" passed this year are again printed at length at page 56. "REAL-ESTATE AGENTS' LICENSING ACT." This Act came into force on July 1st, 1930, and was amended this year to provide for certain administrative drawbacks. An important change, however, was made with regard to the requirements for bonds. Representations were received from a large number of agents that a bond for $2,500 for an agent and $1,000 for a salesman in the larger cities was onerous and unnecessary. 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H Q rH o H GQ r5 K O 05 tf a tf P 02 r5 M O 373 B o <1 fel B B « fel P 7r P R H B X © fa K a H p r^ A > < fa 03 H K P O H a« o^" — CO M - ■oJ, tA to fO © fl S+H S 5* © m B -V • ^ tA i, rr U © fl .. O ft © .— — ' © §»»;, © — 3 3 ©-2 <r »fl ft ■* O =j °-2h" PQ t, . — © — rtj ft 9 o*" © fl O © © a goo© v = " U r.SS .^■ir?5*"5 a — ta to o P. ..BSbu rg a © o !» 3 2 .o <n m rf o ao). u i3 — — © fa 3 ri a -S Sa g-3'5gf™ 3«.2-fi ^-2 . t, o^- H U UI Ar " OS 3 3 © l*H rfl Irtr © © ri a V a 9 .S a 5 fi - .a rt 3 ft0 rt g3 - ' ft S s fl a rttji-B fl — ri )>hUob 5^woog fl© S^! V N t, S . efe- © [>, i © a oo rt«o £OK S6* Is. fe " . 0-. © X tn ft aeBrj fl tr — fl 3 S3 ft« ° iri fa « s« a ■ — fl =3 * Si fl © 30 © u u u © © ■- 3 5 fe fi ti a u i> s 3 a 3 a ,© J? Z S 13 ** a fl o r\- u S S £ -° OBB g . a ri fl u ' a fl ri u rt ri 'bR REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 21 LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT." Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited. British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited. Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware Dealers Mutual Fire Insurance Company. Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford. Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company. Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company. London Underwriters Agency, representing London Assurance Corporation. Nova Scotia Fire Underwriters Agency, representing Home Insurance Company. Rochester Underwriters Agency, representing Great American Insurance Company. Winnipeg Fire Underwriters Agency, representing Home Insurance Company. LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174 OF THE " INSURANCE ACT " HAVE BEEN GRANTED. Affiliated Underwriters, New York, N.Y. Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111. Equitable Fire Underwriters, Kansas City, Mo. Individual Underwriters, New York, N.Y. Inter-Insurers Exchange, Kansas City, Mo. Lumbermen's Underwriting Alliance, Kansas City, Mo. Manufacturing Lumbermen's Underwriters, Kansas City, Mo. National Lumber Manufacturers Inter Insurance Exchange, Chicago, 111. New York Reciprocal Underwriters, New York, N.Y. Sprinklered Risk Underwriters, Chicago, 111. Underwriters Exchange, Kansas City, Mo. United States Inter Insurance Association, Seattle, Wash. Warner Reciprocal Insurers, Chicago, 111. PARTICULARS OP-LICENCES ISSUED SINCE DECEMBER 31st, 1930. Camden Fire Insurance Company, Camden, N.J.; F. B. Lewis, Vancouver; Are. Consolidated Fire and Casualty Insurance Company, Toronto, Ont.; G. H. L. Hobson, Vancouver ; accident, automobile, fire, guarantee, plate glass, public liability, and sickness. Fireman's Fund Indemnity Company, San Francisco, Cal.; W. F. Kemp, Vancouver; automobile (excluding insurance against loss of or damage to an automobile by fire). Fulton Eire Insurance Company, New York, N.Y.; H. B. Holland, Vancouver; fire and tornado. The Home Indemnity. Company, New York, N.Y.; C. H. Macaulay, Vancouver; accident, automobile (excluding loss or damage by fire), boiler and machinery, burglary, guarantee, live stock, plate glass, and sickness. La Salle Fire Insurance Company, New Orleans, La.; H. A. Robertson, Vancouver; fire, insurance against loss of or damage to an automobile by theft, and tornado. Lumbermen's Mutual Insurance Company, Mansfield, Ohio; J. H. Constantine, Vancouver; automobile (excluding insurance against loss by reason of bodily injury to the person), fire, and tornado. Michigan Fire & Marine Insurance Company, Detroit, Mich.; A. S. Matthew, Vancouver; fire and tornado. Pacific American Fire Insurance Company, Los Angeles, Cal.; B. G. D. Phillips, Vancouver; fire and tornado. United Firemens Insurance Company of Philadelphia, Pa.; F. W. Rounsefell, Vancouver; fire and marine. Virginia Fire & Marine Insurance Company, Richmond, Va.; John W. Boyd, Vancouver; automobile, fire, and tornado. Laurentian Underwriters Agency, representing the British Colonial Fire Insurance Company. J 22 BRITISH COLUMBIA. Annual Statements for the Year ended December 31st, 1930, of Insurers holding Provincial Licences only. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Walter E. Graveley. W. J. Albutt. F. M. Caldecott. F. G. Syder. H. W. Chamberlain. Alfred Farmer, Secretary. Statement fob the Year ended December 31 st, 1930. Assets. Bonds and debentures (book value) $02,501.27 Cash in banks 2,364.88 Interest accrued 315.83 Agents' balances and premiums uncollected (net, commissions deducted) 7,891.54 Bills receivable : 175.32 $73,248.84 Deduct assets not admitted: Agents' balances on premiums written prior to October 1st, 1930 3 3,787.71 $69,461.13 Liabilities. Reserve of unearned premiums (net, at 80 per cent.) $17,162.46 Taxes due and accrued 241.38 Capital stock— Authorized $25,000.00 Subscribed and paid up 9,600.00 Rest Account 40,000.00 Surplus 2,457.29 $69,461.13 Profit and Loss Account. Premiums earned (net) : $20,201.89 Losses and claims incurred (net) $9,906.65 Commissions 6,827.64 Taxes 493.99 Salaries and fees 1,100.00 All other expenses—Legal fees, postage, telegrams, and telephones, printing and stationery, and miscellaneous 154.15 18,482.43 Underwriting profit $1,719.46 Other revenue—Interest 3,467.71 Net profit $5,187.17 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 23 List op Shareholders. Name. Residence. Amount subscribed. Amount paid. Albutt, W. J $2,300.00 3,000.00 100.00 100.00 700.00 500.00 200.00 500.00 500.00 100.00 100.00 500.00 200.00 100.00 200.00 500.00 $2,300.00 3,000.00 Albutt, Mrs. B. A Akroyd, H. C 100 00 Tanterfirn, North Wales 100 00 700 00 Boll-Irving, H 500 00 Blythe, Miss F. I 200 00 Chaldecott, P. M 500.00 500 00 Charleson, Edith H 100.00 100.00 500.00 Hope, C. E 200.00 100 00 200.00 Syder, F. G 500.00 $9,600.00 $9,600.00 THE EMPIRE LIFE INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. Geo. M. Bell. John Hallam. Dr. J. H. Kirkpatrick. M. P. Langstaff. B. R. McKenzie. J. Whelan. T. H. Wilson. A. H. Vanderburgh. J. M. Vaughan. J. R. Paterson, Secretary. Statement for the Year ended December 31st, 1930. Assets. Ledger— Mortgages on real estate ".". $543,587.78 Loans and advances to policyholders 102.844.16 Bonds and debentures (market value) 457,929.16 Stocks (market value) 568.608.00 Cash on hand and in banks 51,728.02 Advances to agents , 7,085.30 Non-ledger— Interest due and accrued 21,586.37 Premiums due and uncollected (net) '. 128,387.32 Deficit 209,348.76 $2,091,164.87 Liabilities. Liability under assurance and other contracts (net) $1,353,661.00 Provision for unreported death losses and disability claims 4,550.00 Amounts left with Company 6,213.24 Premiums paid in advance 1,500.31 Taxes due and accrued 7,190.58 Borrowed money 216,200.00 Bank overdrafts 3,517.65 Other liabilities 5,347.03 J 24 BRITISH COLUMBIA. Capital— Authorized $5,000,000.00 Subscribed 3,644,500.00 Paid up $492,985.00 $2,091,164.87 Income. Premium income (net) $525,095.40 Amounts left with the Company at interest 4,394.16 Interest and dividends 86,620.74 Rents 180.00 Profit on sale or maturity of real estate and stocks 2,612.34 $618,902.64 Disbursements. Disbursements under assurance contracts $113,118.91 Amounts left with the Company and withdrawn 488.24 Taxes, licences, and fees 8,157.23 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 68,761.17 Branch office and agency expenses—Commissions, advanced to agents, salaries, travelling expenses, and miscellaneous 198,835.56 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams, and telephones, printing and stationery, legal fees, medical fees, and capital stock sales expense 29,881.30 Balance 199,660.23 $618,902.64 Returns for British Columbia. (See page 39.) GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS. Head Office—Hamilton, Ont. Governing Executive Authority. Albert Chevalier. Eccles J. Gott. Wm. Benson. Sheriff Alex. Morris. J. L. Davidson. Frank Howard. C. H. Fitch, Secretary. Prof. M. A. MacKenzie, Actuary. Statement for the Year ended December 31st, 1930. _ , Assets. Ledger— Real estate (book value) $32,000.00 Loans on policies , 12,789.00 Bonds and debentures (book value) 2,176,237.56 Cash in bank 83,484.53 Non-ledger— Interest due and accrued 44,703.10 Collections not received at Head Office 5,589.89 Non-ledger—Continued. Premiums due (estimated) $29,529.45 Other assets : 5,239.04 Balance - 90,054.34 $2,479,626.19 Liabilities. Provision for unpaid claims $36,164.22 Premiums paid in advance 612.69 Reserves— Mortuary Fund $1,989,500.00 Sickness Fund 444,850.00 Children's Fund 8,500.00 2,442,850.00 $2,479,626.91 Income. Mortuary Fund $486,594.12 Sickness Fund and Funeral Fund 32,854.35 Child Insurance Fund 3.288.54 Guarantee Fund 376.75 Assessments, dues, fees, and fines 16,055.45 Other revenue 2,544.34 $541,713.55 Disbursements. Mortuary Fund : $326,958.97 Sickness and Funeral Funds 19,815.30 Child Insurance Fund 500.00 Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, printing and supplies, and miscellaneous.. 23,805.29 Agency and organization expenses—Commissions, salaries, travelling expenses, and miscellaneous 12,745.36 All other expenses—Advertising, legal fees, medical fees, taxes and licences, telephone, telegram, and express, official publications, and miscellaneous 9,359.67 Balance 148,528.96 $541,713.55 Returns for British Columbia. Income— Premiums from Mortuary Fund $11,148.25 Premiums from Sickness Fund 692.74 Premiums from Child Insurance Fund 237.80 Premiums from Guarantee Fund 5.60 Premiums from General Fund 694.37 $12,778.76 Disbursements— Mortuary Fund $6,716.50 Sickness Fund 513.75 General Fund 568.53 $7,798.78 J 26 BRITISH COLUMBIA. HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. F. A. O'gilvie. J. G. Norstrant. A. Corrie. E. Roberts. Dr. W. D. Dixson. G. A. Wilson. G. Fisher. S. S. Nelson. H. Wingfield. G. A. Wilson, Secretary. Statement for the Year ended December 31st, 1930. Assets. Mortgages on real estate $6,368.11 Bonds and debentures (book value) 113.195.33 Cash on hand and in banks 9,155.82 Interest accrued 1,324.06 Agents' balances and premiums uncollected (net, commission deducted) 2,688.10 Other assets (less furniture and fixtures not admitted, $3,347.94) 509.35 $133,240.77 Liabilities. , =2 2= Provision for unpaid claims , $6,492.30 Reserve of unearned premiums 29,581.92 Taxes due and accrued 1,629.26 Capital— Authorized and subscribed $500,000.00 Paid up 60.632.00 Special reserve 3,363.06 Surplus 31.542.23 $133,240.77 Profit and Loss Account. = 2= Premiums earned (net) $112,565.77 Losses and claims incurred (net) $48,635.53 Commissions 32,618.18 Taxes 1 2,356.23 Salaries, fees, and travelling expenses 15,430.50 All other expenses—Advertising, legal expenses, postage, telegrams, telephone, and express, printing and stationery, rents, caretaking, light, exchange, and general 11,421.29 110,461.73 Underwriting profit = $2,104.04 Other revenue— Interest $5,866.34 Miscellaneous 147.31 $6,013.65 Other expenditure— Bad debts written off $4,031.58 Plate-glass premiums cancelled 213.35 4,244.93 : 1,768.72 Net profit $3,872.76 Returns for British Columbia. {See pages 45 and 48.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 27 HOME FIRE AND MARINE INSURANCE COMPANY. Head Office—San Francisco, Calif. Directors. Wallace M. Alexander. M. Fleishhacker. Edward T. Cairns. J. B. Levison. George I. Cochran. W. H. Orrick. Wm. J. Dutton. Charles R. Page. Edward L. Eyre. H. P. Blanchard, Secretary. Statement for the Year ended December 31st, 1930. Ledger- Assets- Mortgage loans on real estate $306,902.89 Bonds (book value) 3,754,197.69 Stocks (book value) 1,391,866.05 Cash and deposits with trust companies and banks 446,957.99 Agents' balances 3 509,090.56 Reinsurance recoverable on paid losses 13,743.21 Non-ledger—Interest accrued 63,646.18 1,486,404.57 Deduct assets not admitted— Agents' balances, representing business written prior to October 1st, 1930 $55,667.25 Book value of bonds and stocks over market value 149,277.24 204,944.49 $6,281,460.08 Liabilities. Unpaid claims (net) $344,104.62 Expenses of investigation and adjustment (estimated) 10,323.13 Reserve for unearned premiums , , 2,791,705.68 Salaries, rents, and expenses, bills, accounts, and fees due or accrued 5,000.00 Taxes , 105,816.70 Contingent commissions 2,500.00 Capital—Authorized and paid up 1,000,000.00 Surplus 2,022,009.95 $6,281,460.08 Income. Premiums (net) $2,723,699.18 Interest .' 311,660.22 Marine Award Mixed Claims Commission, United States and Germany 7,871.19 Profit on sale or maturity of bonds and stocks 15,598.90 Other income 389.21 $3,059,218.70 Disbursements. Claims paid (net) $1,431,535.22 Loss adjustment expenses 45,637.75 Agents' compensation and allowances 662,694.63 Field supervisory expenses , 132,799.07 Salaries and fees, directors, officers, and clerks 225,323.06 J 28 BRITISH COLUMBIA. All other expenses—Rents, furniture and fixtures, maps, inspections, surveys, commercial reports, and fire records, taxes and licence fees, postage, telegraph and telephone, exchange and express, legal expenses, advertising and subscriptions, printing and stationery, and miscellaneous $318,464.71 Agents' balances charged off 2,669.37 Dividends to stockholders 200,000.00 Loss on sale or maturity of bonds 205.36 Balance 39,889.53 $3,059,218.70 Returns for British Columbia. (See page 42.) MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. Jas. Bailey. W. H. Higginson. A. Blair, Jr. R. W. Sherford. Henry Rose. Thos. Laine. H. Lewis. Wm. Townsley, Secretary. Statement for the Year ended December 31st, 1930. Assets. Real estate (book value) $3,340.00 Bonds and debentures (book value) 11,131.88 Cash in bank 7,916.23 Office furniture 995.48 Premiums due and unpaid 1,915.30 Premiums, second and third instalments 47,699.02 Premium notes 172,215.98 Commissions not yet earned 12,027.79 Miscellaneous 50.00 $257,291.68 Liabilities. Claims unpaid $9,839.07 Reserve of unearned premiums (cash plan) 19,938.35 Reserve Fund 7,372.34 Balance 220,141.92 $257,291.68 Income. Premiums (cash plan) $15,922.94 Premiums (instalments) 31,482.57 Interest '. 794.67 Commissions 1,091.54 Proceeds of investments 9,992.44 Miscellaneous 792.85 $60,077.01 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 29 Disbursements. Losses paid $30,800.40 Commissions 8,375.71 Adjustment expenses 322.93 Salaries, directors' and auditors' fees 8,920.25 Rent and light 1,401.30 Taxes 262.40 Office expenses—Printing, stationery, advertising, postage, telephones, telegrams, and exchange 2,632.80 Return premiums 361.25 Miscellaneous 835.79 Balance 6,164.18 $60,077.01 MUTUAL RELIEF LIFE INSURANCE COMPANY. Head Office—Kingston, Ont. Directors. Dr. J. C. Connell. W. Jackson. A. J. Meiklejohn. T. A. Kidd. C. C. Folger. Dr. H. C. Connell. John Donnelly. W. H. Caldwell. W. McDonald. J. M. Campbell. Jas. Powley. W. A. Mackintosh. D. A. Shaw. J. Regney. H. B. Muir. W. T. Fortye, Secretary. Statement for the Year ended December 31st, 1930. Ledger- Assets- Real estate (book value) $51,848.50 Mortgages on real estate 713,000.00 Loans to policyholders 124,686.25 Bonds and debentures (book value) 3,883,995.02 Stocks (book value) 178.851.25 Cash on hand and in banks 4,916.98 Advances to agents 8,686.00 Bond fees .50 Non-ledger— Interest and dividends due and accrued „ 83,861.68 Rents accrued 175.67 Premiums due and uncollected (net) 34.235.15 ?5,084,257.00 Liabilities. Liability under assurance and other contracts (net) $4,733,578.00 Liability for payments due under contracts 39.285.00 Provision for unreported death losses and disability claims 20,000.00 Premiums paid in advance 20,578.32 Medical examiners' fees due and accrued 5.00 Borrowed money and interest thereon 70,453.60 Bank overdrafts : 40.198.63 J 30 BRITISH COLUMBIA. Taxes and expenses due and accrued , $7,000.00 Contingency and investment reserves 34,894.35 Undivided surplus 118,264.10 $5,084,257.00 Income. Premium income (net) $582,224.33 Interest and dividends 258,851.98 Rents 627.76 Premium on exchange 12.50 Profit on sale or maturity of bonds 28,0,80.01 $869,796.58 Disbursements. Disbursements under assurance contracts $409,542.49 Taxes, licences, and fees 3,699.67 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 43,091.75 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and miscellaneous 136,414.79 All other expenses—Advertising, office furniture, books and periodicals, postage, express, telegrams, and telephones, printing and stationery, legal fees, medical fees, and miscellaneous 30,628.78 Loss on exchange bonds 9,378.10 Balance 237,041.00 $869,796.58 Returns for British Columbia. (See page 39.) THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY. Head Office—Waterloo, Ont. Directors. H. G. Bertram. E. C. Mitchell. Hon. F. C. Biggs. Chas. S. Morton, M.D. A. W. Briggs, K.C. W. E. Payne, K.C. Hon. M. W. Doherty. E. K. Reiner. J. T. Haig, K.C. J. M. Riddell. AV. E. Long. A. E. Silverwood. N. A. McLarty. Col. Nelson Spencer, M.L.A. Frank McLaughlin. J. M. Walton. Harold MacPherson. Herbert Begg. J. A. Martin. j M. J. Smith, Secretary. Statement for the Year ended December 31st, 1930. T , Assets. Ledger— Real estate (book value) $197,661.21 Mortgages on real estate 3,609,859.06 Loans secured by stock, etc 30.000.00 Loans to policyholders 1,015,704.36 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 31 Ledger—Continued. Bonds and debentures (book value) $2,356,814.68 Stocks (market value) 103,850.00 Cash on hand and in banks 31,902.10 Other assets 6,433.82 Non-ledger— Interest and dividends due and accrued 125,328.84 Premiums due and uncollected and deferred (net) 338,933.22 $7,816,487.29 Liabilities. Liability under assurance and other contracts (net) $6,280,665.00 Liability for payments due under contracts 24,298.00 Provision for unreported death losses and disability claims 16,188.00 Amounts left with Company 40,459.31 Premiums paid in advance 8,730.16 Taxes due and accrued 17,500.00 Medical examiners' fees and accounts due and accrued 5,000.00 Borrowed money 372,000.00 Commuted payments not yet due to shareholders of Policy-Holders Mutual 28,735.44 Agents' balances 48,023.75 Other liabilities 1,545.55 Undivided surplus 318,576.60 Capital— Authorized $8,000,000.00 Subscribed 6,741,100.00 Paid up 654,765.48 $7,816,487.29 Income. Premium income $1,399,293.92 Consideration for supplementary contracts 5,468.15 Interest and dividends 413.011.19 Rents 6,980.83 Profit on sale of bonds and stocks 11,690.69 $1,836,444.78 D is bursements. Disbursements under assurance contracts $569,327.78 Dividends to shareholders 37,564.38 Taxes, licences, and fees 23,879.72 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous : 72,953.82 Branch office and agency expenses—Commissions, salaries, travelling expenses, rents, and convention expenses 331,803.37 All other expenses—Advertising, office furniture and supplies, books and periodicals, postage, express, telegrams, and telephones, printing and stationery, legal fees, commissions on loans, medical fees, and miscellaneous 82,965.67 Loss on sale or maturity of bonds and real estate 15,246.75 Balance 702,703.29 $1,836,444.78 Returns for British Columbia. (See page 39.) J 32 BRITISH COLUMBIA. THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. Head Office—Chattanooga, Tennessee. Directors. Robert J. Maclellan. P. J. Kruesi. Alexander W. Chambliss. W. C. Cartinhour. J. P. Hoskins. John A. Chambliss. T. R. Preston. J. W. Kirksey. S. L. Probasco. W. E. Brock. W. C. Cartinhour, Secretary. Statement for the Year ended December 31st, 1930. T _ Assets. Ledger— Real estate $787,855.69 Mortgage loans on real estate 1,915,679.50 Loans secured by bonds 33,972.19 Loans secured by policies 685,780.09 Premium notes on policies in force 29,854.58 Bonds (book value) 1,061,777.57 Stocks (book value) 80,177.50 Cash on hand and in banks 196,239.45 Premiums (accident and health) (gross) 438,671.39 Premiums (life) (net) 317,268.25 Agents' balances 65,951.32 Bills receivable 16,470.91 Furniture and fixtures 32.513.97 Other assets 16,026.49 Non-ledger— Interest due and accrued 50,512.18 Miscellaneous 1,067.75 $5,729,458.83 ■ Deduct assets not admitted— Furniture and fixtures $32,513.97 Premiums in course of collection effective prior to October 1st, 1930.. 8,998.51 Bills receivable 16,470.91 Agents' debit balances 76,538.70 Book value of stocks over market value 20,917.50 Mortgage loans in excess of value 3,175.00 Miscellaneous assets 10,937.68 ■ 169.552.27 $5,559,906.56 Liabilities. Liability under life assurance contracts (net) $2,532,278.00 Liability under disability contracts (net) 92,998.78 Reserve for unearned premiums, accident and sickness contracts 501,458.64 Unpaid claims 584,613.22 Premiums, interest, and rent paid in advance 25,385.57 Commissions 76,431.30 Salaries, etc 9,387.25 Taxes 116,354.76 Other liabilities—Medical fees, agents' bonds, and adjustments 15.270.91 Contingency reserve 205,728.13 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 33 Capital paid up $800,000.00 Surplus 600,000.00 $5,559,906.56 Income. Premiums (accident and health) (net) $4,539,685.00 Premiums (life) (net) 1,020,543.08 Interest and rents 347,969.86 Outstanding cheques written off 1,469.63 Profit on sale of mortgage loans and bonds 4,497.00 Adjustment of book value of bonds 3,176.24 $5,917,340.81 Disbursements. Payments under life contracts $523,757.29 Payments under accident and sickness contracts 2,597,189.38 Investigation and adjustment 144,079.72 Commissions 1,157,658.79 Head Office expenses—Salaries, medical fees, travelling, and rents 358,161.59 Branch office expenses—Salaries, etc., supervision, and inspection 186,646.70 Miscellaneous expenses—Legal, advertising, printing and stationery, postage and telephones, books and newspapers, furniture and fixtures, bureau dues, insurance, and general 97,311.40 Repairs for real estate 42,503.94 Taxes 130,439.66 Agents' balances charged off 22,917.97 Dividends to stockholders 154,000.00 Loss on sale of bonds 34.71 Decrease in book value of ledger assets 15,241.90 Other expenses—Investments, examinations, bonds and premiums, medical service, and general 24,669.88 Balance 462,627.88 $5,917,340.81 Returns for British Columbia. (See pages 39 and 48.) SONS OF SCOTLAND BENEVOLENT ASSOCIATION. Head Office—Toronto, Ont. Governing Executive Authority. Dr. John Ferguson. Judge Tytler. Col. D. M. Robertson. J. p. MacGregor. Rev. D. Wallace Christie. Adam Brand. Frank S. Mearns. J. M. Watt. Col. Alex. Fraser. Robert Lewis. Col. Alex. Cowan. F. S. Mearns, Secretary. L. K. File, Actuary. Statement for the Year ended December 31st, 1930. Ledger— Assets. Bonds and debentures (book value) $1,276,471.15 Cash on hand and in banks 27 438.55 Deposit with Quebec Government 5,000.00 3 J 34 BRITISH COLUMBIA. Non-ledger— Interest due and accrued $26,007.37 Collections not received at Head Office 13,596.94 Premium liens on policies 6,777.87 $1,355,291.88 Liabilities. Provision for unpaid claims $18,992.23 Bonus reserves : 104,337.00 Reserves—■ Mortuary Fund $1,048,590.00 Sickness Fund 29,625.00 1,078,215.00 Balance 153,747.65 $1,355,291.88 Income. Mortuary Fund $166,169.27 Sickness Fund 5,080.44 Juvenile Fund 198.50 General Fund— Assessments, dues, fees, and fines $7,059,97 Transfers from Mortuary and Sickness Funds 34,615.97 Other revenue 580.55 42.256.49 $213,704.70 Disbursements. Mortuary Fund .*. $121,957.12 Sickness Fund 3,877.86 General Fund— Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and expenses, travelling expenses, rents, printing and supplies 12,679.40 Agency and organization expenses—Commissions, salaries and bonuses, travelling expenses, and miscellaneous 24,904.44 Other expenses—Advertising, medical fees, taxes and licences, telephone, telegram, and express, light, fuel, and water, and miscellaneous 1,864.81 Balance 48,421.07 $213,704.70 Income— Returns for British Columbia. Premiums and dues— Mortuary Fund Sickness Fund .'. Juvenile Fund General Fund Disbursements— Mortuary Fund General Fund $7,016.70 61.80 15.60 169.10 $7,263.20 $1,060.00 1,920.58 $2,980.58 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 35 TORONTO GENERAL INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. Lieut.-Colonel C. H. Ackerman. Hon. Forbes Godfrey, M.P.P. J. T. Braund. P. H. Horst. Charles W. Buchanan. Ray Lawson. C. V. Cummings. M. A. Mackenzie, M.A. R. T. Evans. Right Hon. Arthur Meighan, K.C. W. W. Evans. C. Larratt Smith, M.C. W. P. Fess. J. Fyfe Smith. Thos. G. Breck, Secretary. Statement for the Year ended December 31st, 1930. Assets. Mortgages on real estate $60,000.00 Bonds and debentures (book value) 844,774.41 Stocks (book value) 101,497.59 Cash on hand and in banks 149,140.45 Interest due and accrued 14,112.88 Dividends due 1,150.00 Agents' balances and premiums uncollected (net, commission deducted) 276,100.33 Amount due for reinsurance on losses paid 34,334.37 Deposits with other insurers 20,000.00 Amount due from unlicensed reinsurers 55,993.27 $1,557,103.30 Deduct assets not admitted—Agents' balances on premiums written prior to October 1st, 1930 47,919.42 , $1,509,183.88 Liabilities. Provision for unpaid claims $262,426.21 Reserve of unearned premiums (net, at 80 per cent.) 314,145.24 Reserve for unpaid losses under unlicensed reinsurance 58,717.49 Expenses due and accrued, management, etc 33,029.23 Taxes 18,000.00 Reinsurance premiums 28,189.41 Return premiums 5,701.05 Reserve for loss on investments 14,219.27 Contingent reserve 20,000.00 Liability re Workmen's Compensation insurance 114,145.43 Accounts payable 1,123.82 Capital— Authorized $2,000,000.00 Paid up 284,284.50 Surplus 355,202.23 $1,509,183.88 Profit and Loss Account. Premiums earned (net) $1,233,809.96 Losses and claims incurred (net) $670,508.35 Adjustment expenses 40,719.69 Commissions 266,661.96 J 36 BRITISH COLUMBIA. Taxes $10,678.75 Salaries, fees, and travelling expenses 154,532.12 All other expenses—Advertising, furniture and fixtures, inspection and surveys, maps and plans, mercantile reports, postage, telegrams, telephone, and express, printing and stationery, rents, Underwriters' Boards, Tariff Associations, statistical expense, general and miscellaneous, group life premiums, interest, discount, and exchange 84,949.85 $1,228,050.72 Underwriting profit $5,759.24 Other revenue— Interest earned $52,879.77 Profit on sale of investments 9,622.27 62,502.04 $68,261.28 Other expenditure—Reserve for income-tax 5,000.00 Net profit $63,261.28 Returns for British Columbia. (See pages 43, 46, 48, 50, 51, 53, and 54.) UNITED PACIFIC CASUALTY INSURANCE COMPANY. Head Office—Seattle, Wash. Directors. J. C. Bowles. Chas. T. Huston. R. M. Drumheller. Wm. P. Matthais. Ben B. Ehrlichman. Frost Snyder. R. I. Ehrlichman. W. H. White. Eugene B. Favre. Frederick A. Wing. Thomas G. Hammond. J. W. Reynolds. Wilmer C. Hewitt. Henry A. Rhodes. F. W. Hurlbut. Chas. T. Huston, Secretary. Statement for the Ye.ar ended December 31st, 1930. T , Assets. Ledger— Mortgages on real estate , $10,700.00 Bonds (book value) 893,606.84 Stocks (book value) 399,780.11 Cash on hand and in banks 96,313.56 Premiums in course of collection 227,488.21 Non-ledger—Interest due and accrued 9,811.21 $1,637,699.93 Deduct assets not admitted— Book value of bonds and stocks over market value $195,910.52 Accounts receivable 300.00 Investment in stock 1,000.00 197,210.52 $1,440,489.41 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 37 Liabilities. Unpaid claims (net) $52,185.49 Reserve for unpaid losses 145,228.00 Investigation and adjustment of unpaid claims (estimated) 5,000.00 Reserve for unearned premiums 520,464.95 Commissions 64,208.69 Reserve for taxes 13,656.35 Reinsurance 22,871.23 Other liabilities 12,679.63 Capital—Authorized and paid up 400,000.00 Surplus 204,195.07 $1,440,489.41 Income. Premiums (net) $1,146,502.16 Interest '. 63,587.54 Profit on sale or maturity of bonds and stocks 12,408.95 Adjustment in book value of ledger assets— Increase in commissions accrued $59,179.31 Increase in reinsurance premiums accrued 3,754.60 Increase in surplus by transfer from taxes accrued 1,557.41 64,491.32 Contribution from stockholders to surplus and contingent reserve 150,000.00 Commission or reinsurance 59,079.44 $1,496,067.41 Disbursements. Claims paid (net) $579,658.80 Investigation and adjustment of claims 97,283.09 Policy fees retained by agents 3,070.00 Commissions or brokerage 423,105.46 Salaries, and all other compensation of officers, directors, trustees, and Home Office employees 70,418.56 All other expenses—Medical fees, inspections, rents, General Office maintenance and expense, taxes, licences and fees, legal expenses, advertising, printing and stationery, postage, telephone, telegraph, exchange, and express, insurance, furniture and fixtures, Bureau and Association dues and assessments 64,861.78 Agents' balances charged off 112.91 Loss on sale or maturity of bonds and stocks 15,989.50 Adjustment in book value of ledger assets 2,415.96 Balance 239,151.35 $1,496,067.41 Returns for British Columbia. (See page 47.) WESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—Winnipeg, Man. Directors. R. W. Craig. Dr. A. J. Fraser. H. M. Dyer. C. Rice Jones. Dr. A. M. Campbell. Wm. Hudson. S. F. Conrod, Secretary. J 38 BRITISH COLUMBIA. Statement for the Year ended December 31st, 1930. ■r , Assets. Ledger— Real estate (book value) $13,343.68 Mortgage loans on real estate 1,061,872.38 Loans and advances to policyholders 435,553.22 Bonds and debentures (book value) 238,780.83 Cash on hand and in banks : 18,919.97 Non-ledger— Interest due and accrued : 77,892.24 Premiums due and uncollected 157,300.60 $2,003,662.92 Liabilities. Liability under assurance and other contracts (net) $1,465,377.00 Payments due under contracts (net) _ 10,937.51 Claims reported : 1,408.50 Premiums paid in advance 2,987.28 Reserve for taxes 6,000.00 Commissions 269.64 Borrowed money 170,700.00 Provision for quinquennial dividends not yet due 6,000.00 Other liabilities 1,207.42 Capital— Authorized $1,000,000.00 Subscribed 895,500.00 Paid up 221,011.55 Contingent reserve 30,000.00 Surplus 87,764.02 $2,003,602.92 Income. Premiums (net) , $301,212.78 Interest and rents 68,474.91 Other income 780.07 $370,467.76 Disbursements. Disbursements under assurance contracts $46,252.47 Interest or dividends to shareholders 8,957.00 Taxes, licences, and fees 6,738.66 Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses, rents, and miscellaneous 45,861.31 Agents' salaries, travelling expenses, and commissions 81,247.45 Branch office expenses 9,611.28 All other expenses—Postage, express, telegrams, and telephones, printing and stationery, legal fees, medical fees, appraisement expenses, and miscellaneous 25,228.30 Balance 146,571.29 $370,467.76 Returns for British Columbia. (See page 39.) TABLE I.—ABSTRACT OF RETURNS FOR 1930 OF INSURERS TRANSACTING LIFE INSURANCE. J 39 Name of Company. Premiums for the Year. Number of Policies, new and taken up. Amount of Policies, new and taken up. N umber of Policies in Force at Date. Net Amount in Force. Number of Policies become Claims. Net Amount of Policies become Claims. Claims paid including Matured En. dowments. Unsettled Claims. Amount invested in British Columbia. Resisted. Not resisted. On Mortgages. On other Securities. Aetna Life Insurance Co. jGroup^"'' Canada Life Assurance Co. j Qroup^ ' $67,927.58 9,976.57 656,916.54 50,426.22 8,690.02 11,452.09 9,029.52 1,008.63 642,417.16 4,389.46 99,461.23 291,462.45 3,172.85 310,125.44 427.04 7,799.63 600.37 9,180.89 167,187.76 1,460,100.85 10,283.92 548,303.94 3,315.72 30,356.00 354,077.47 9,416.07 35,229.17 577,630.69 Nil. 861,292.19 1,090,155.83 17,162.85 312,480.92 30,945.27 1,339,558.10 3,485.61 130,920.41 32,110 80 77,636.85 584,979.81 646,797.17 2,852.69 95,192.24 4,305.69 110.37 32,914.64 50,604.78 6,259.04 Nil. 315,822.80 625,908.08 2,329.80 122,188.33 112,866.46 45,141.02 1,835,457.33 170,683.79 239,459.63 18,411.57 9,366.86 32,163.21 52,285.40 69 1 715 6 Nil. 242 20 1 1,917 10 . 128 1,176 3 711 "33 1 67 3,326 5 816 1 70 449 556 13 1,099 4',342 16,225 '605 274 3,994 3 35 91 93 797 1,332 306 "S5 65 1 NU. 772 8,997 "83 205 137 5,308 7 318 "4 73 92 $170,082.00 226,500.00 2,411,561.00 942,823.00 Nil. 489,880.00 23,368.00 1,000.00 4,133,136.00 632,500.00 279,812.00 2,979,657.00 203,500.00 1,938,821.00 2,000.00 77,085.00 62,000 00 152,948.00 1,518,745.00 7,502,127.00 1,004,661.00 1,774,724.00 31,000.00 175,212.54 1,886,743.00 192,216.00 1,030,930.00 2,303,625.00 14,000.00 5,393,112.00 4,052,343.00 682,695.00 2,193,176.90 619,710.00 9,372,145.00 204,000.00 107,428.00 165,670.00 255,385.00 1,790,416.00 3,400,787.00 19,000.00 491,947.00 61,000.00 626 8 6,470 18 126 223 132 10 10,154 13 1,528 3,628 6 4,230 '122 2 138 2,532 20,308 7 7,522 2 485 3,944 866 49 7,574 Nil. 20,422 122,036 9 6,225 504 17,078 6 1,800 971 975 7,794 8,937 3 1,896 2 667 548 81 Nil. 7,330 61,783 48 1,246 1,410 730 21,658 61 1,959 12 212 486 790 $2,970,047.00 857,000.00 18,608,880.00 3,679,820.00 232,050.00 419,880.00 231,927.00 23,031.00 20,547,798.00 706,000.00 2,743,906.00 10,918,310.00 408,000.00 10,470,928.00 5 "he '"i Nil. Nil. Nil. 100 Nil. 14 22 "28 Nil. Nil. Nil. 2 186 "74 5 24 54 "46 Nil. 134 768 "33 10 140 13 11 15 76 60 Nil. 2 NU. "ii 3 2 Nil. 66 290 '"9 8 18 233 "7 "i NU. 5 $11,118.00 2,000.00 122,560.00 20,600.00 2,000.00 NU. Nil. NU. 184,819!00 NU. 21,247.00 77,500.00 1,000.00 53,000.00 NU. Nil. NU. 5,000.00 44,804.50 524,506.00 4,000.00 152,674.00 1,000.00 7,612.07 69,915.00 6,214.00 10,025.00 91,619.00 Nil. 122,971.00 90,296.00 6,879.00 89,653.00 20,750.00 305,735.00 2,000.00 17,805.00 13,955.00 29,058.00 148,101.00 145,470.00 NU. 2,000.00 Nil. $11,118.00 2,000.00 205,848.13 40,300.00 2,000.00 NU. NU. NU. 190,069.00 NU. 23,170.90 40,038.52 1,000.00 43,627.77 NU. NU. NU. 6,000.00 31,376.50 479,135.02 10,428.00 148,453.45 7,512.07 72,886.84 6,986.31 17,625.00 79,195.10 650.00 119.249.00 96,634.50 5,879.00 75,553.65 17,250.00 304,349.36 2,347.40 16,545.00 16,416.67 22,458.00 155,963.29 119,707.55 Nil. 5,630.00 im. 21,000.00 28,000.00 2,480.00 NU. 71,262.00 64,801.18 8,800.00 15,074.64 29,952.70 31,918.00 467,114.17 121,100.00 20,179.81 7,300.00 13,655.47 Nil. 13,109.70 lira. \nu. Nil. NU. Nil. NU. \nu. Nil. 1 Nil. \ SU. \nu. Nil. NU. lira. \nu. NU. \nu. \nu. NU. $250 .'00 NU. Nil. NU. 1 mi. NU. NU. Nil. NU. \nu. } Nil. Nil. iiii NU. Nil. 451.00 NU. NU. Nil. NU. \ 2,500 j.JVt7. Nil. NU. NU. Nil. $13,038.22 Nil. NU. NU. Nil. 1,780.00 1,047.00 7,000.00 15,000.00 Nil. Nil. 13,428.00 67,935.10 18,535.00 200.00 5,165.00 7,669.00 8,573.64 1,481.3S NU. 14,000.00 1,250.00 21,000.00 2,260.00 2,130.00 2,000.00 8,621.00 7,828.00 NU. Nil. Nil. NU. 10,831.94 2,584.92 NU. 486.67 NU. NU. 34,222.30 7,000.00 Nil. Nil. NU. Nil. $3,951,369.43 6,000.00 NU. Nil. 4,000.00 2,532,050.98 37,462.50 6,647.25 413,200.23 34,949.65 NU. Nil. 3,467,136.93 * 13,946.00 Nil. 2,568,359.08 * 2,739,200.33 12,320,600.00 891,097.06 * 1,650.00 4,508,189.04 Nil. . Nil. NU. 1,505,250.00 939,568.39 12,150.00 484,440.27 Nil. 380,676.21 * 35,250 00 Nil. 1 202,758.50 Nil. * 14,500.00 30,000.00 2,272,617.96 Nil. Nil. 41,221.73 8,601.35 § $75,000.00 2,844,820.46 52,500.00 § 27,466.66 Commercial Life Assurance Co., Ltd... Commercial'Union Assurance Co., Ltd. Confederation Life Associa-/ Ordinary. tion \ Group ... Nil. ' Nil. 3,052,022.50 415,629.10 The Crown Life Insurance 1 Ordinary. Co. \ Group The Dominion Life Assur-/ Ordinary.. 184,632.04 381,005.50 Dominion of Canada Guaran- / Ordinary tee & Accident Ins. Co. \ Group.., 295,335.00 76,000.00 310,248.00 5,286,693.69 45,137,874.00 1,123,839.00 15,845,496.00 253,000.00 1,096,355.21 11,795,193.00 270,009.00 2,957,555.00 15,955,929.00 Nil. 26,932,481.00 20,876,130.00 1,855,118.00 12,875,261.00 1,204,613.00 38,993,081.00 555,000.00 4,254,362.00 1,198,692.19 2,066,016.00 17,079,864.00 18,527,706.00 221,500.00 2,872,607.00 130,500.00 19,354.61 NU. The Excelsior Life Insurance Co The Great West Life Assur- j Ordinary. ance Co. \ Group.... The Imperial Life Assur-j Ordinary. ance Co. ( Group— The London & Scottish Assurance Cor- * 298,710.00 1,350,868.75 * 1,120,578.27 § 169,000.00 The London Life Insur- ffiSl'.'. .' ance Co. |Gr0Up The Manufacturers Life In-j Ordinary, surance Co. \ Group— Metropolitan Life Insur-( gggfr;. ance Co. \Group. Mutual Life Assurance Co. / Ordinary.. of Canada \ Group The Mutual Life Insurance Co. of New York National Life Assurance Co. of Canada 1,212,164.78 * 1,486,108.54 * 13,340,983.52 423,805.16 § 85,500.00 * 1,484,140.36 | 1,250,000.00 208,000.00 * 319,537.90 * 103,275.44 North American Life Assur-/Ordinary. ance Co. \ Group... The rJorthern Life Assur- / Ordinary... Norwich Union Life Insurance Society. Occidental Life Insurance Co Ontario Equitable Life & Accident In- 1,108,008.02 198,722.88 32,469.74 62,151.00 241,232.00 2,080.00 Nil. 1,331,871.00 2,974,862.00 32,800.00 389,818.12 607,364.00 300,335.00 13,372,935.00 5,394,680.00 1,636,239.00 636,300.00 9,944.28 189,296.00 205,800.00 1,357,938.00 1,467,598.00 236,473.05 Nil. 9,314,368.00 14,580,214.00 358,000.00 4,291,613.62 3,532,240.00 1,667,505.00 47,117,020 00 17,764,040.00 9.443,947.00 1,481,500.00 426,344.41 1,176,260.00 1,632,417.00 21,000.00 12,000.00 2,400.00 Nil. 72,753.00 61,567.00 8,890.00 15,561.31 31,000.00 31,918.00 454,692.00 121,800.00 26,000.00 7,300.00 9,161.00 NU. 9,000.00 t 40,943.16 79,511.60 t 112,380.00 Provident Life & Accident Insurance Co NU. The Prudential Insurance/ftSSZi1 Co. of America \%*$na1' 7,154,860.00 } 205,539.36 » 216,730.02 Sun Life Assurance Co. of / Ordinary... The Travelers Insurance Co. / qJJJJ,"'"'5'- Western Empire Life Insurance Co.'... 73,626.37 2,007,409.60 § 1,630,999.99 46,300.00 NU. f *» 30,008.05 \ i 41,905.63 $14,282,204.62 $88,656,177.84 $438,701,513.70 $3,291,538.88 $3,292,041.76 $3,201 $275,067.17 $29,482,792.89 $42,893,407.91 * Book value. t Market value. J Includes loans on life policies. § Par value. || Statement to November 15th, 1930. * Bonds (Book). REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 41 TABLE II.—LIFE INSURANCE COMPANIES. 1926. 1927. 1928. 1929. 1930. $10,524,000 308,808,000 1,753,000 $11,645,000 341,932,000 2,158,000 $12,232,000 372,689,000 2,465,000 $13,545,000 411,056,000 3,004,000 $14,282,000 438,702,000 3,292,000 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses Incurred. Acadia Fire Insurance Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co. of N.Y American Home Fire Assurance Co American Insurance Co Anglo Scottish Insurance Co., Ltd Atlas Assurance Co., Ltd Baloise Fire Insurance Co Bankers' & Traders' Insurance Co., Ltd Beaver Fire Insurance Co Boston Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Canadian Insurance Co British Colonial Fire Insurance Co British Crown Assurance Corporation, Ltd British Empire Assurance Co , British General Insurance Co., Ltd British Law Insurance Co., Ltd British North Western Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian American Insurance Co Caledonian Insurance Co California Insurance Co Canada Accident & Fire Assurance Co Canada National Fire Insurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car and General Insurance Corporation, Ltd Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co Central Union Insurance Co Century Insurance Co., Ltd Chicago Fire & Marine Insurance Co China Fire Insurance Co., Ltd Citizens Insurance Co. of Jersey City City of New York Insurance Co * Columbia Insurance Co Commercial Union Assurance Co., Ltd Commercial Union Fire Insurance Co. of N.Y Connecticut Fire Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insur. Co., Ltd... Employers Liability Assurance Corporation, Ltd. Ensign Insurance Co Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd. Carried forward $18,909.97 55,605.77 16,248.49 48,298.29 39,826.07 12,898.04 12,114.78 10,050.31 7,342.83 9,256.12 40,268.06 95,790.67 3,119.47 46,094.56 3,140.32 12,407.82 41,645.62 5,126.43 16,409.24 9,914.05 41,586.56 21,368.67 13,494.96 24,016.06 24,340.09 15,399.33 29,241.71 18,215.70 54,247.31 22,072.10 27,740.97 34,537.60 16,027.52 43,828.03 21,537.65 13,899.27 3,203.80 15,851.72 4,817.83 18,639.68 4,337.89 1,754.79 41,424.90 8,061.23 1,222.94 19,951.44 I 15,398.42 68,076.33 9,650.36 28,664.55 51,417.21 39,999.36 39,730.18 16,684.82 48,807.33 44,848.76 16,760.10 12,331.98 11,457.12 $15,992.34 58,230.65 9,541.11 20,167.31 16,435.92 6,285.96 10,899.68 1,756.21 2,035.79 5,620.41 48,240.00 65,587.29 3,924.29 15,536.22 1,887.32 14,947.49 30,394.86 486.14 4,155.62 6,160.29 23,529.24 18,731.24 4,797.00 15,853.06 14,614.63 11,980.50 12,098.83 4,982.20 39,876.21 15,807.44 22,951.26 11,214.12 12,841.92 7,318.39 60.027.31 7,030.54 8.44 6,624.57 584.22 43,724.04 65.05 4.31 24,702.37 3,206.34 Nil 5,712.70 12,770.32 38,087.41 6,752.90 14,083.38 44,812.09 8,563.23 14,193.29 21,838.67 53,060.37 25,042.86 4,852.32 6,569.62 5,404.86 $21,678.05 49,130.29 15,457.37 44,876.29 36,662.03 13,931.88 13,183.23 10,688.90 4,019.47 9,608.68 39,147.97 97,280.46 6,778.70 43,233.94 3,973.35 20,700.84 43,493.15 6,671.35 15,833.59 13,016.69 42,033.12 22,926.39 12,751.95 23,216.18 26,640.14 16,773.45 33,386.81 17,117.88 57,461.64 28,232.91 27,592.66 37,539.41 14,622.48 40,541.82 15,103.27 12,720.93 1,554.48 18,657.48 3,436.64 22,203.61 2,320.34 886.52 41,002.62 4,722.91 1,376.10 14,668.30 17,527.94 68,631.79 11,068.53 30,330.59 52,549.71 37,152.44 37,644.43 13,738.29 49,205.02 49,111.70 13,217.21 13,001.37 12,242.01 $15,395.19 57,501.55 9,514.42 17,891.07 21,355.92 6,285.96 10,738.99 5,371.21 2,100.29 5,575.41 49,555.47 68,984.29 3,925.39 13,893.27 1,837.32 13,406.90 28,611.86 468.14 4,095.62 7,971.67 13,753.79 16,711.24 6,273.00 15,786.06 11,627.11 12,781.50 12,498.83 5,033.20 37,481.52 15,899.09 22,773.49 10,948.58 13,971.92 9,487.94 61,431.32 7,018.04 7.46 5,869.57 569.22 43,951.71 63.14 7.31 25,551.94 3,363.16 Nil 13,762.96 10,663.76 39,434.03 6,592.40 17,199.38 37,218.34 8,532.23 15,413.00 21,845.21 47,333.14 22,409.86 4,829.69 6,569.62 6,325.86 $1,449,113.18| $962,602.15 I $1,454,277.30 $955,469.50 J 42 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward $1,449,113.181 $962,602.151 $1,454,277.30 Fidelity American Insurance Co Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada Fireman's Fund Insurance Co Firemen's Insurance Co. of Newark First American Fire Insurance Co First National Insurance Co. of America Fonciere Fire Insurance Co Franklin Fire Insurance Co. of Philadelphia * General -Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corp., Ltd General Fire Assurance Co. of Paris General Insurance Co. of America Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Great American Insurance Co Guardian .Assurance Co., Ltd Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hanover Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Home Insurance Co Home Fire and Marine Insurance Co Homestead Fire Insurance Co * Hudson Bay Insurance Co Imperial .Assurance Co Imperial Guarantee & .\ccid. Insur. Co. of Canada.. Imperial Insurance Office Insurance Company of North America Insurance Co. of the State of Pennsylvania Laurentian Insurance Co Law, Union & Rock Insurance Co., Ltd Legal ami General insurance Society. Liverpool & London & Globe Insurance Co., Ltd... Liverpool-Manitoba Assurance Co Local Government Guarantee Society, Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Lancashire Insurance Co., Ltd London & Provincial Marine & Gen. Insur. Co., Ltd. London & Scottish Assurance Corporation, Ltd London .Assurance Corporation London-Canada Insurance Co London Guarantee & Accident Co., Ltd Lumbermen's Insurance Co Marine Insurance Co., Ltd Maryland Insurance Co Mechanics & Traders Insurance Co Mercantile Fire Insurance Co Merchants and Employers Guar. & Accid. Co Merchants and Manufacturers Fire Ins. Co.. Merchants Fire Assurance Corporation of N.Y Merchants Marine Insurance Co., Ltd Mercury Insurance Co Millers National Insurance Co Mill Owners Mutual Fire Insurance Co. of Iowa- Milwaukee Mechanics' Insurance Co Minnesota Implement Mutual Fire Insurance Co... Motor Union Insurance Co., Ltd Mount Royal Assurance Co Mutual Fire Insurance Co. of British Columbia... National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co. of Paris National Fire Insurance Co. of Hartford National Provincial Insurance Co., Ltd National Union Fire Insurance Co Carried forward.. 1,723.96 80,804.74 17.004.8S 49,688.34 48,987.96 27,803.80 11,820.47 29,233.73 16,354.97 17,670.91 16,363.54 14,325.05 43,335.68 1,764.49 6,152.35 44,909.25 26,787.07 21,411.59 129,872.10 19,102.44 17,327.55 22,488.59 12,190.00 28,024.07 69,848.71 139,312.47 16,597.21 16,478.56) "20,705.77 | 7,807.34| 28,767.72| 58,662.50 16,956.99 3,695.10 41,325.24 19,808.38 140,228.18 31,630.57 6,896.03 5,558.31 139,366.44 5,456.94 15,981.70 70,734.98 12,931.18 37,363.84 11,099.97 Nil 11,604.88 15,772.66| 23,794.15| 2,367.57 4,987.00 61,570.94 21,020.88 8,356.58 26,080.46| 7,750.59| I 28,024.07| 9,502.74[ 34,720.461 15,922.94| 28,466.74| 47.194.40J 42,857.53| 25,453.891 41,860.301 9.61 114,102.25 6,608.11 10,718.59 87,225.18 8,748.67 13,050.63 343.21 4,508.05 1,400.83 23,489.54 5,987.22 28,680.33 15.76 2,958.62 40,926.25 10,209.92 24,718.99 79,163.46 7,091.71 15,026.81 4,746.19 2,309.72 10,075.87 21,534.94 85,273.56 59.88 7,752.32 11,040.06 2,036.77 21,293.28 98,586.27 9,375.82 2,799.08 28,556.82 5,574.06 90,467.05 17,202.38 3,199.94 2,487.77 55,866.56 3,822.72 9,334.16 19,139.12 6,345.24 28,776.73 3,912.35 NU 9,351.15 2,545.78 7,136.92 Nil 1,321.00 19,027.89 7,358.14 3,515.45 16,755.27 2,847.69 10,075.87 6,614.38 24,145.43 30,800.40 12,643.90 9,305.30| 16,585.89[ 15,748.061 43,151.52| 1,971.27 76,607.08 22,113.50 39,773.53 49,900.66 25,352.82 12,896.70 10.991.88 14,543.83 15,240.00 17,029.13 17,813.18 71,353.55 1,506.89 6,186.06 47,765.45 35,064.33 30,217.82 138,747.39 28,243.31 20,925.85 14,459.65 7,381.04 27,183.92 80,141.99 135,253.S5 10,110.85 14,423.02 22,313.48 9,020.05 28,497.51 64,870.48 15,907.86 4,598.07 43,758.80 15,047.02 148,352.95 34,491.55 7,860.8S 3,464.29 139,112.45 4,762.75 15.72S.18 71,554.62 10,351.45 37,139.92 8,083.50 Nil 4,422.62 14,665.90 21,885.54 1,204.67 61,226.06 20,773.74 7,787.55 28,096.44 8,516.51 27,183.92 8,075.09 41,593.29 15,390.50 29,658.56 30,802.92 44,556.77 24,580.03 38,707.69 $955,469.56 14.34 131,369.75 7,622.47 8,168.59 89,531.50 8,827.68 10,810.34 6,421.90 4,548.05 "s32.62 23,556.42 5,712.22 30,105.33 15.76 3,745.62 14,583.14 10,377.45 23,376.99 86,708.90 7,022.61 17,136.43 5,471.19 4,849.22 11,569.20 25,073.70 88,435.56 4,233.40 6,397.32 8,798.06 4,567.77 22,253.28 90,277.30 6,558.47 2,805.08 29,403.82 3,701.54 96,699.19 15,835.37 6,896.03 2,347.77 55,870.56 8,620.72 11,804.16 18,957.12 6,345.24 39,800.73 3,912.35 Nil 12,298.65 4,530.89 7,092.92 mi 1,321.00 17,054.89 7,722.14 4,894.79 16,769.27 4,131.16 11,569.20 5,314.38 25,985.43 40,639.47 20,726.62 7,589.30 17,800.08 15,668.06 43,036.77 ,528,909.62[ $2,238.084.591 ' ! ',,550,519.461 $2,291,586.84 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 43 TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward.. Ltd.. Newark Fire Insurance Co New Hampshire B^ire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., North Empire Fire Insurance Co Northern .Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire -Association Northwestern National Insurance Co North West Fire Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd.. Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Pacific Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Pearl Assurance Co., Ltd Phenix Fire Insurance Co. of Paris Philadelphia Fire & Marine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Pioneer Insurance Co Planet Assurance Co., Ltd Portage la Prairie Mutual Fire Insurance Co.... Providence Washington Insurance Co Provincial Insurance Co., Ltd 3 Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Insurance Co. of Canada Retail Hardware Mutual Fire Insurance Co Rhode Island Insurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Royal Scottish Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Scottish Canadian -Assurance Corporation Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Sentinel Fire Insurance Co Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co State Assurance Co., Ltd Stuyvesant Insurance Co Sun Insurance Office Sussex Fire Insurance Co Svea Fire & Life Insurance Co., Ltd Toronto General Insurance Co Trans Canada Insurance Co Travelers Fire Insurance Co Union Assurance Society, Ltd Union Fire Insurance Co. of Paris Union Insurance Society of Canton, Ltd.... Union Marine Insurance Co., Ltd United British Insurance Co., Ltd United Mutual Fire Insurance Co United States Fire Insurance Co Universal Insurance Co Wawanesa Mutual Insurance Co Westchester Fire Insurance Co Western Assurance Co , Carried forward.. $3,528,909.62 11,012.92 9,763.26 12,904.72 2,797.69 28,366.48 75,201.50 17,830.12 513,836.04 11,527.32 151,722.16 22,758.10 12,446.78 92,690.33 22,128.16 25,634.53 43,836.29 33,047.28 15,135.17 23,173.66 16,639.46 9,029.37 10.160.43 4,800.28 324,853.43 36,668.24 19,684.99 15,400.32 7,777.41 13,245.81 39,157.25 53,141.21 27,899.43 55,080.91 16,502.36 9,736.50 8,563.11 28,024.07 2,009.70 52,202.40 184,965.71 14,930.01 22,434.16 14,366.16 26,167.48 52,152.10 25,432.79 12,364.37 1,418.27 4,589.98 44,942.30 20,934.58| 38,521.271 78,239.81| 9,286.78 20,602.69 11,750.52 20,620.00 13,910.73 40,605.26 17,557.89 45,701.51| Nil 8,181.93| 5,521.44| 46,232.6S| 8,132.33 [ 45,118.82| 20,041.891 27,627.22| 1,238,084.59 5,168.22 5,357.28 23,461.47 1,031.08 5,878.33 46,139.35 14,057.57 26,646.01 3,655.01 92,319.83 2,242.40 4,452.41 76,102.11 8,398.63 11,320.69 10,409.32 19,523.28 4,357.82 38,657.38 .19,300.24 2,273.49 4,079.58 25.53 207,425.52 14,069.31 16,386.96 8,194.85 1,054.35 8,838.66 6,924.79 43,840.30 8,024.34 25,960.19 13,257.60 4,183.33 2,670.96 10,075.87 66.03 20,847.22 92,805.46 7,066.53 3,001.09 5,324.83 30,938.60 27,884.62 28,866.75 3,199.26 Nil 48.05 23,271.97 9,676.64 19,319.01 62,597.14 3,164.11 20,089.08 49,276.57 2,594.12 71.51 11,828.74 1,396.07| 35,896.95| Nil I 2,830.181 2,186.26) 30,470.68| 5,359.00| 14,092.511 14,736.40| 7,952.00| !,550,519.46 12,135.36 10,021.91 11,565.83 3,976.32 38,173.65 78,023.55 17,077.00 52,430.94 13,080.52 153,040.64 22,184.58 12,781.53 103,944.00 20,701.36 29,119.50 37,838.99 35,008.20 10,462.91 25,511.33 17,299.16 7,815.81 9,982.16 2,544.63 327,910.3 38,995.58 22,175.29 14,922.11 2,689.93 13,793.67 38,602.09 53,065.60 28,250.65 49,147.55 18,140.34 11,078.77 8,466.62 27,183.92 1,775.84 52,731.78 182,661.68 14,136.68 23,666.00 14,733.92 26,826.22 52,837.49 27,340.28 12,478.41 Nil 3,858.30 46,188.81 23,700.43 32,158.17 84,377.54 7,193.61 15,575.40 19,710.92 14,143.84 7,258.62 39,844.97 16,119.51 42,502.55 Nil 7,256.70 5,241.41 47,479.33 7,562.73 38,102.82 19,589.60 28,931.66 $2,291,586.84 4,265.22 5,251.22 19,052.87 1,120.58 6,000.88 33,779.93 14,379.57 23,215.61 2,912.01 97,354.83 1,951.53 4,077.41 78,690.11 5,240.95 11,365.69 13,110.75 18,626.89 10,982.82 36,780.01 18,808.37 2,598.49 4,035.58 25.53 273,823.35 18,600.31 16,386.96 10,060.51 1,054.35 6,640.57 8,173.79 50,104.30 8,541.34 21,444.19 12,957.60 3,392.36 2,520.96 11,569.20 61.03 19,990.22 75,166.46 12,571.53 8,457.40 4,724.83 27,463.60 31,988.50 32,627.75 3.678.26 Nil 48.05 25,663.97 9,751.64 17,038.01 64,438.14 3,289.11 25,291.56 48,772.57 2,431.12 71.51 14,968.74 1,015.07 25,735.95 NU 2,051.17 2,503.63 27,563.78 4,753.85 12,932.51 16,664.46 9,204.00 $5,829,655.55 $3,630,806.631 $5,845,620.00 I 1,681.457.90 J 44 BRITISH COLUMBIA. TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. Name of Company. Net. Premiums written. Net Losses paid. Net. Premiums earned. Net Losses incurred. Brought forward.. Westminster Fire Office t World Fire and Marine Insurance Co World Marine & General Insurance Co., Ltd Yang-tsze Insurance Association, Ltd Yorkshire Insurance Co., Ltd Totals.. $5,829,655.55 $3,630,806.63 I $5,845,620.00 14,200.94 16,434.95 10,812.84 33,490.07 $5,904,594.35 13,265.86 2,137.22 8,824.33 16,693.19 13,888.51 15,786.06 11,785.50 33,725.67 $3,681,457.90 14,201.87 1,685.22 8,827.33 18,565.19 $3,671,727.23 $5,920,805.74| $3,724,737.51 * City of New York Insurance Co. 1 (Reinsured by * Franklin Fire Insurance Co . * Homestead Fire Insurance Co ) tlom'i lns- Co. t Westminster Fire Office (Reinsured with Alliance Assurance Co., Ltd.) (Note.—These figures are included in the foregoing returns.) $8,541.78 14,538.30 3,669.22 6,830.20 $451.42 713.10 NU Nil $8,995.15 13,122.55 2,402.61 Nil $368.42 216.10 mi Nil Reciprocal Exchanges. Net Premium Deposits written. Net Premium Deposits earned. Net Losses incurred. Net Losses paid. Affiliated Underwriters Canners Exchange Subscribers at Warner Inter Insurance Bureau Epperson Underwriters Equitable Fire Underwriters Individual Underwriters Inter Insurers Exchange Lumber Underwriters Lumbermen's Underwriting Alliance Manufacturing Lumbermen's Underwriters National Lumber Manufacturers Inter Insurance Exchange New York Reciprocal Exchange Sprinklered Risk Underwriters Underwriters Exchange..—' Warner Reciprocal Insurers Totals $6,723.02 4,931.78 $6,576.31 4,640.77 $5,516.37 mi 669.70 2,270.62 585.71 726.79 142,476.24 15,751.06 1,623.09 5,272.93 2,575.20 3,233.09 88.20 334.85 3,340.25 372.41 134,517.37 16,372.84 2,181.11 7,309.76 2,566.26 3,311.24 131.08 Nil 16.19 2,851.05 Nil 40,159.55 1,973.31 1,088.59 68.16 NU Nil Nil $5,516.37 Nil Nil 16.19 2,851.05 NU 43,300.32 798.31 1,088.59 68.16 Nil NU Nil $186,927.43 $181,654.25| $51,673.221 $53,638.99 TABLE IV.—FIRE INSURANCE SUMMARY. Year. Net Premiums written. Net Amount of Losses paid. Net Premiums earned. Net Amount of Losses incurred. Ratio Losses incurred to Premiums earned. 1926 1927 1928 1929 1930 Totals $5,670,340.79 5,653,679.51 6,032,585.21 6,131,977.59 5,904,594.35 $29,393,177.45 $2,598,098.40 2,432,973.37 2,090,357.38 3,143,631.58 3,671,727.23 $13,936,787.96 $5,802,250.12 5,957,509.40 5,920,805.74 $17,680;565:26~ $2,662,799.05 2,053,790.62 2,162,247.93 3,231,816.37 3,724,737.51 $13,8357391748" 37.26 54.02 62.90 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 45 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Automobile Fire Insurance Co American -Automobile Insurance Co American Central Insurance Co American Home Fire Assurance Co American Insurance Co Anglo Scottish Insurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Colonial Fire Insurance Co British Crown Assurance Corporation British Empire Assurance Co British General Insurance Co., Ltd British Law Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Canada Accident & Fire Assurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Car & General Insurance Corporation Casualty Co. of Canada Central Insurance Co., Ltd Central Manufacturers Mutual Insurance Co Century Indemnity Co Century Insurance Co., Ltd China Fire Insurance Co., Ltd Columbia Insurance Co Commercial Union -Assurance Co., Ltd Continental Casualty Co Continental Insurance Co Cornhill Insurance Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Eagle Star & British Dominions Insurance Co Employers Liability Assurance Corporation Equitable Fire & Marine Insurance Co Fidelity Insurance Co. of Canada Fidelity Phenix Fire Insurance Co Fire Association of Philadelphia Fireman's Fund Insurance Co Firemen's Insurance Co First National Insurance Co. of America Franklin Fire Insurance Co * General Accident Assurance Co General Accident Fire & Life Assur. Corp., Ltd General Casualty Co. of America General Casualty Insurance Co. of Paris, France.. General Exchange Insurance Corporation General Insurance Co. of America Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co Globe Indemnity Co , Great American Insurance Co Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire and Marine Insurance Co Home Insurance Co Homestead Fire Insurance Co * Hudson Bay Insurance Co f Carried forward $384.22 Nil 11,486.28 7.97 Nil 35,231.50 29,381.24 Nil Nil Cr. 77.82 6,041.28 39,223.52 6,574.74 4,373.17 21.49 7,165.53 4,938.90 28,504.66 4,361.01 20,323.68 44,626.58 6,336.20 14,459.68 20,033.25 52,808.26 16,159.72 11,247.85 4,937.79 1,543.94 3,649.22 254.33 7,138.78 Nil Nil 16,077.83 1,528.03 Nil 12,150.50 16,550.77 45,061.16 10.40 48,112.48 NU 4,113.05 Nil Cr. 5.18 358.24 Nil 98.13 37,359.02 2,633.96 11,099.71 10,442.04 19,758.23 14,755.20 Nil 9,807.31 930.43 Nil 60,913.25 2,748.61 2,798.10 12.45 11,640.17 3,424.91 56.21 5,048.63 6,992.99 $725,696.60 $235.00 Nil 3,953.86 572.91 Nil 16,197.51 10,410.67 Nil Nil Nil 6,986.56 30,968.67 2,396.69 40,885.40 276.35 3,787.42 3,199.51 18,086.14 4,893.41 19,649.31 20,328.12 4,532.87 3,488.90 11,535.94 23,612.24 12,224.05 5,262.63 775.83 1,401.51 Nil 129.50 2,540.09 Nil Nil 6,161.76 356.73 NU 6,155.22 3,063.49 18,954.06 wa 18,019.13 Nil 2,629.14 Nil 651.05 28.00 NU Nil 12,697.17 701.66 9,703.67 29,382.33 15,529.73 13,826.23 NU 6,270.81 Nil NU 44,740.38 8,007.31 607.50 Nil 6,652.19 2,578.11 3,645.93 466.70 1,863.34 $460.35 Nil 14,822.44 474.51 mi 27,279.! 25,157.35 Nil NU Cr. 27.90 6,439.30 37,245.53 6,214.74 22,807.72 21.49 6,740.81 5,623.01 28,362.57 4,142.74 29,612.73 33,152.85 7,408.58 13,421.90 17,400.51 50,799.88 17,836.66 9,458.55 4,086.98 2,318.60 2,317.98 156.41 6,405.74 Nil NU 15,145.32 2,139.69 Nil 11,469.43 10,602.42 44,054.98 10.40 48,751.92 Nil 4,273.68 Nil 1,760.45 422.74 Nil 49.07 36,899.12 3,005.43 12,962.30 22,729.68 19,894.66 22,016.05 NU 12,386.41 847.56 Nil 56,647.45 4,202.53 2,193.53 11.79 10,207.28 3,485.92 678.12 3,143.70 5,735.07 $461,022,731 $735,896.59 $227.50 NU 2,528.86 572.91 Nil 16,483.51 15,618.42 NU Nil 175.00 6,382.14 33,278.67 2,736.69 33,124.87 Cr. 8.65 6,940.42 5,216.84 17,296.14 4,742.41 13,648.31 24,078.12 5,417.87 5,563.58 13,413.35 28,204.88 10,936.79 5,267.63 2,147.83 2,994.51 30.35 159.50 2,626.51 Nil Nil 6,442.13 109.98 Nil 6,964.72 3,517.19 18,646.83 Nil 15,704.13 Nil 2,617.05 NU Cr. 423.93 513.00 Nil Nil 14,472.63 369.78 11,182.43 17,526.33 14,286.73 13,705.58 Nil 8,111.31 Nil NU 42,863.38 3,662.31 977.50 Nil 7,370.14 2,470.93 3,245.93 1,736.70 1,989.34 $458,299.06 J 46 BRITISH COLUMBIA. TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward.. Imperial Guarantee & .Accid. Insur. Co. of Canada. Imperial Insurance Office Indemnity Insurance Co. of North America Insurance Co. of North America Law, Union & Rock Insurance Co Legal and General Insurance Society, Ltd Liverpool & London & Globe Insurance Co Liverpool-Manitoba -Assurance Co London & Lancashire Guar. & Accident Co London & Lancashire Insurance Co London & Provincial Marine & General Ins. Co.— London & Scottish -Assurance Corporation London Assurance Corporation London-Canada Insurance Co London Guarantee & -Accident Co Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Merchants and Employers Guar. & Accid. Co Merchants Casualty Insurance Co Merchants Marine Insurance Co Mercury Insurance Co.. Metropolitan Casualty Insurance Co. of N.Y Minnesota Implement Mutual Fire Insurance Co.. Motor Union Insurance Co Mount Royal Assurance Co National Ben Franklin Fire Insurance Co National Fire Insurance Co. of Hartford National Union Fire Insurance Co National Union Indemnity Co Newark Fire Insurance Co New Jersey Insurance Co New York Indemnity Co New York Underwriters Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd.... Northern Assurance Co., Ltd Northwest Casualty Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Occidental Indemnity Co Ocean .Accident & Guarantee Corporation, Ltd Ohio Farmers Insurance Co Pacific Coast Fire Insurance Co Palatine Insurance Co Phoenix Assurance Co., Ltd..... Phoenix Insurance Co. of Hartford Portage la Prairie Mutual Fire Insurance Co Preferred .Accident Insurance Co Provincial Insurance Co Prudential -Assurance Co., Ltd Queen Insurance Co Raihvay Passengers Assurance Co Retail Hardware Mutual Fire Insurance Co Royal Exchange ..Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co St. Paul Mercury Indemnity Co. of St. Paul Scottish Metropolitan Assurance Co Scottish Union & National Insurance Co Sentinel Fire Insurance Co Southern Insurance Co., Ltd Springfield Fire & Marine Insurance Co Stuyvesant Insurance Co Sun Insurance Office Toronto General Insurance Co Trans Canada Insurance Co Carried forward.. $725,696.60 7,171.90 10,068.50 102.77 287.55 7,362.43 5,069.28 26,772.61 4,960.74 57,701.15 5,680.79 5,153.60 862.24 4,63S.99 6,148.16 65,470.31 29,925.67 457.14 679.88 42,711.39 Cr. 35.80 1,850.86 510.10 31,164.23 12.45 27,539.74 17,273.12 2,088.76 Nil 5,072.32 5,715.94 j 1.543.00J 3,787.76| 13,230.81) Nil | Nil 4,491.87 15,919.11| 28,785.93 56,255.84 4,021.08 23,991.53 10,150.83 3,847.87) 45,547.04| 1,432.20) 0,729.70| 10,041.06| 120,129.13| Nil [ 1,800.06 7,882.11 48,809.84 5,604.18 52,371.11 32,850.14 12.45 53,749.91 149,981.66 7,293.06 2,107.71 10,796.74 18,997.45 Nil 543.66 Nil 17,082.35 21,647.24 5,328.91 36,813.50 $461,022.73 6,415.61 3,087.00 2,085.03 1,114.38 2,565.70 455.92 12,832.39 2,516.82 34,941.99 1,258.91 2,615.06 351.65 2,009.91 2,511.69 28,838.95 3,378.04 Nil Nil 7,075.68 3,183.90 123.79 NU 3,830.53 mi 14,077.54 11,860.28 563.73 Nil 13,103.36 2,017.70 519.46 2,943.87 1,981.27 NU NU 9,598.77 4,031.14 34,210.74 14,765.04 4.37S.58 10,255.97 6,522.23 1,046.59 27,387.92 1,113.70 3,385.74 3,310.66 52,708.11 Nil Nil 5,020.93 20,087.71 14,365.53 42,936.53 16,093.90 Nil 37,172.15 74,222.40 9,333.89 2,549.90 2,619.80 16,552.30 NU 65.04 Nil 11,958.06 25,476.18 14,998.72 13,094.47 $1,924,816.78 $1,109,145.04 $735,896.59 8,153.70 10,139.00 2,822.24 2,324.50 7,380.51 3,335.09 27,526.55 4,644.65 57,523.18 4,707.49 5,693.66 822.05 4,654.45 5,134.93 67,970.93 18,910.03 294.31 762.67 28,723.33 2,605.63 1,939.70 351.97 19,387.27 11.79 28,477.30 19,883.72 2,357.06 Nil 3,428.06 4,825.36 1,306.49 5,994.77 8,108.16 Nil Nil 4,944.56 17,013.80 42,332.72 43,620.95 8,122.77 24,497.25 11,247.18 1,977.92 46,958.94 3,007.69 9,264.03 9,697.86 109,101.10 NU 479.81 7,042.87 43,376.74 4,674.16 55,756.77 31,625.66 11.79 50,769.27 145,382.34 0,746.27 2,143.92 10,309.26 20,689.32 NU 326.20 mi 10,520.06 35,605.15 21,981.56 36,424.03 $1,914,749.09 $458,299.66 1,534.61 2,210.00 1,603.03 1,471.71 2,630.70 1,974.80 8,910.39 3,361.82 33,539.99 1,258.91 2,790.06 421.65 1,825.91 7,338.14 28,068.95 12,694.04 NU Nil 9,157.18 804.60 123.79 NU 8,779.33 Nil 18,170.54 8,380.28 738.73 Nil 13,355.36 2,774.70 579.46 684.87 2,642.87 NU Nil 11,378.77 4,978.14 7,438.15 15,816.09 4,155.08 8,865.97 2,133.23 2,661.59 29,287.92 807.70 3,856.87 3,494.48 62,006.61 Nil NU 6,951.76 33,813.45 2,355.53 45,426.53 23,865.90 Nil 37,349.82 98,537.40 9,839.64 2,599.90 3,189.30 16,127.30 Nil 116.79 Nil 16,928.06 23,108.68 8,339.72 14,016.47 $1,135,632.93 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 47 TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. Name of Company. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Brought forward.. Travelers Fire Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd. United British Insurance Co., Ltd United Pacific Casualty Insurance Co United States Fidelity & Guaranty Co United States Fire Insurance Co Wawanesa Mutual Insurance Co Western Assurance Co Westminster Fire Office World Fire and Marine Insurance Co World Marine & General Insurance Co Yorkshire Insurance Co Zurich General Accident and Liability Ins. Co.. Totals $1,924,816.78 1,290.57 15,558.17 9,983.94 26,619.38 5,193.29 13,371.29 27,716.58 Cr. 33.97 2,227.89 3,502.01 Nil 6,714.25 18,212.01 96,788.04 $2,151,994.20 $1,109,145.04 47.70 14,000.03 2,891.40 19,486.15 NU 2,021.51 13,588.50 4,707.63 261.20 278.32 2,113.17 $1,914,749.09 798.35 14,598.34 10,652.58 31,908.31 Nil 5,487.62 21,870.09 15,740.81 328.79 1,113.99 4,057.59 142.90 1,575.35 9,957.61 58,760.96 $1,238,977.52 Nil 7,150.63 18,473.42 100,676.72 $27147,606.33 $1,135,632.93 68.35 14,118.80 3,526.40 15,138.15 Nil 1,456.76 21,119.32 4,873.78 Cr. 1.35 278.32 Cr. 1,436.83 142.90 2,110.35 17,607.61 69,061.96 $17285,135.63 * Franklin Fire Insurance Co ) (Reinsured by * Homestead Fire Insurance Co. j Home Ins. Co.) f Hudson Bay Insurance Co. (gross premiums and losses, respectively) t Westminster Fire Office (gross) (Reinsured by Alliance .Assurance Co., Ltd.) (Note.—These figures are included in the foregoing returns.) Nil $3,517.39 127,852.68 781.48 $82.20 719.10 62,753.90 Nil $163.40 2,577.19 Nil $132.20 842.19 Nil TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE. Year. Net Premiums written. Net Losses paid. Net Premiums earned. Net Losses incurred. Ratio Losses incurred to Premiums earned. 1926 $1,106,000 1,320,000 1,561,000 2,137,000 2,152,000 $518,000 770,000 915,000 1,099,000 1,285,000 1927 $1,244,000 1,470,000 1,900,000 2,148,000 58.03 1928 62.30 1929 $1,018,000 1,239,000 57.82 1930 59.82 J 48 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930. ACCIDENT AND SICKNESS INSURiVNCE. Name of Company. .Accident Insurance. Gross Premiums, less Return Premiums. Gross Losses paid. Sickness Insurance: Gross Premiums, less Return Premiums. Gross Losses paid. Aetna Life Insurance Co Alliance .Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co Canada Accident & Fire Assurance Co Car & General Insurance Corporation, Ltd The Casualty Co. of Canada The Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd Confederation Life Association Continental Casualty Co Dominion Fire Insurance Co The Dominion of Canada General Insur. Co Employers' Liability Assurance Corporation, Ltd— Fidelity & Casualty Co. of New York Fidelity Insurance Co. of Canada The General Accident Assurance Corporation, Ltd.. General Accident Fire & Life Assur. Corpn., Ltd The General Casualty Insurance Co. of Paris The Globe Indemnity Co. of Canada The Guardian Insurance Co. of Canada The Guildhall Insurance Co., Ltd Hartford Accident & Indemnity Co Home Assurance Co. of Canada Hudson Bay Insurance Co Imperial Guar. & -Accident Insur. Co. of Canada Imperial Insurance Office Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Insur. Co., Ltd London & Scottish -Assurance Corporation, Ltd.... London Guarantee & Accident Co., Ltd London Life Insurance Co Loyal Protective Insurance Co Maryland Casualty Co Merchants & Employers Guarantee & Accident Co... Merchants Casualty Insurance Co Metropolitan Casualty Insurance Co Metropolitan Life Insurance Co The Motor Union Insurance Co., Ltd North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd The Preferred Accident Insurance Co The Protective Association of Canada The Provident Life & Accident Insurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Insurance Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd United States Fidelty & Guarantee Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd— Totals * Accident and Sickness. *$4,194.75 2,210.28 2,601.78 1,499.35 3,886.15 10,608.33 221.29 4,537.93 •376.70 47.50 1,017.14 •618.00 37,605.79 371.00 36,010.63 *714.20 6,996.49 17.10 226.13 14,532.76 •493.85 796.76 314.53 6,468.35 374.50 1,299.92 335.38 "29,684.77 50,592.89 7,345.16 363.25 1,488.11 7,595.36 9,235.91 5,106.00 197.46 6.238.07 ♦3,540.01 *2,386.68 •23,899.59 1,409.66 •133.00 •35,219.42 374.75 7,411.57 •4,173.35 980.00 985.93 1,661.01 4,952.60 9,358.35 366.40 •36,732.20 •1,882.80 1,247.05 4,630.79 703.82 50,582.85 1,099.43 491.62 •36.50 44,143.39 1,297.94 8.334.55 616.48 1,189.331 1,871.14 2,165.751 *9,406.01| 2,330.001 •$1,850.69 528.92 157 57 318.32 1,560.87 4,589 03 32.14 1,337.92 •42.49 NU 250.26 •384.29 34,014.72 155.00 16,278.19 •6.66 1,559.34 NU 407.10 7,964.30 "Nil 37.50 17.15 1,528.14 421.50 134.33 2.00 •10,839.10 26,806.73 2,965.83 80.00 116.67 7,593.32 2,357.93 4,782.09 NU 5,021.68 •4,032.36 •1,341.69 •9,941.04 82.50 Nil •12,856.41 Nil 1,949.00 •2,428.00 415.00 1,526.55 2,765.77 2,328.97 30,609.54 NU •21,908.01 •1,694.68 692.34 1,024.74 223 44 26,806.73 373.88 163.93 •234.19 18,035.35 808.72 4,671.01 159.28 1,153.24 1,032.76 283.72 •5,354.38 517.48 $521,838,141 $289,556.49 $1,473.01 1,346.70 935.25 2,000.43 4,792.56 91.12 1,668.45 Nil 367.39 38,914.77 Nil 21,506.55 2,802.61 NU 83.69 7,211.00 192.62 119.03 4,488.52 213.00 696.37 105.00 26,891.24 3,023.11 127.52 610.20 5,526.09 4,659.25 Nil Nil 2,493.94 557.29 $925.59 829.91 249.70 600.28 3,196.18 NU 1,921.11 NU 92.77 20,343.66 NU 11,394.55 1,006.47 Nil Nil 6,569.55 176.66 Nil 1,419.50 NU 424.64 NU 15,500.45 2,726.25 153.41 85.00 2,377.67 2,214.72 Nil Nil 1,222.72 83.33 1 f 9.00 40.00 1,766.10 430.00 NU NU 221.46 100.95 498.28 811.71 1,977.65 2,012.99 2,413.45 154.65 NU Nil 643.20 1,118.75 2,237.97 749.36 288.24 32.85 26,844.54 15,500.45 625.29 844.03 333.70 125.00 65,071.58 56,212.92 475.16 228.77 9,708.48 5,621.04 356.62 NU 390.50 Nil } 203.00 69.04 Nil NU 2,509.84 524.66 $249,596.86| $158,091.29 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 49 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930— Continued. TORNADO AND WEATHER INSURANCE. Toenado Insurance. Weather Insurance. Name of Company. Premiums. Losses. Premiums. Losses. $3.00 28.80 Nil Nil 18.82 1.76 Nil NU Nil NU Nil NU NU Nil Nil Nil Nil Nil ■ $279.58 .49 Nil Nil 1.31 156.03 Nil Fidelity-Phenix Fire Insurance Co Nil NU NU NU NU Roval Insurance Co., Ltd United States Fire Insurance Co NU Nil Totals $52.38 Nil $437.41 Nil BOILER AND MACHINERY AND EXPLOSION INSURANCE. Name of Company. Boiler and Machinery Insurance. Premiums. Losses. Explosion Insurance. Premiums. Losses. Boiler Inspection & Insurance Co. of Canada- Canada Accident & Fire Assurance Co Continental Insurance Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd Fidelity-Phenix Fire Insurance Co General Accident .Assurance Co. of Canada Insurance Co. of North America Maryland Casualty Co Northern Assurance Co., Ltd Ocean Accident & Guarantee Corporation, Ltd;. Royal Insurance Co., Ltd Travelers Indemnity Co United States Fire Insurance Co Totals $23,160.84 2,472.79 Nil 509.77 1,146.16 Nil 29,553.02 Nil 516.80 602.10 5,365.12 52.71 551.43 NU $63,930.74 $9,342.12 NU NU Nil NU NU 22,700.25 NU Nil NU Nil Nil NU NU $32,042.37 NU NU $19.37 Nil NU 25.00 Nil 5.00 Nil Nil Nil Nil NU 3,066.74 $3,116.11 Nil Nil Nil NU NU Nil NU NU NU NU Nil NU Nil NU NU BURGLARY AND FORGERY INSURANCE. Name of Company. Burglary Insurance. Premiums. Losses. Forgery Insurance. Premiums. Losses. Alliance Assurance Co., Ltd British America Assurance Co British Canadian Insurance Co British Empire Assurance Co Canada Accident & Fire Assurance Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co The Casualty Co. of Canada The Century Indemnity Co : Century Insurance Co., Ltd Commercial Union Assurance Co., Ltd Continental Casualty Co Dominion of Canada General Insurance Co Employers' Liability .Assurance Corporation, Ltd.. Fidelity Insurance Co. of Canada General .Accident Assurance Co. of Canada General -Accident Fire & Life -Assurance Co., Ltd—. General Casualty Co. of America General Casualty Assurance Co. of Paris General Indemnity Corporation of America Carried forward... $2,266.14 963.87 223.47 988.87 1,357.83 5,479.56 10,295.13 5,892.57 984.09 27.75 85.00 82.35 63.15 2,851.65 4,592.79 2,572.15 6,780.88 572.94 35.75 463.70 Nil $95.30 43.60 187.53 Nil 1,309.66 205.40 5,443.82 1,149.90 Nil NU Nil NU Nil 163.88 1,583.50 1,069.96 2,222.49 NU Nil 55.38 Nil $46,579.65 $13,530.48 Nil NU Nil NU NU $31.00 54.93 957.44 NU Nil Nil NU NU NU NU NU Nil Nil NU NU 11.50 NU Nil Nil Nil NU Nil Nil $44.20 Nil NU Nil Nil NU Nil Nil Nil Nil Nil Nil Nil NU $1,054.87 $44.20 J 50 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. BURGLARY AND FORGERY INSURANCE—Continued. Name of Company. Burglary Insurance. Premiums. Losses. Forgery Insurance. Premiums. Losses. Brought forward The Globe Indemnity Co. of Canada The Guardian Insurance Co. of Canada Hartford Accident & Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur Co. of Canada Indemnity Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co London & Lancashire Guar. & Ace. Co. of Canada. London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd—. London Guarantee & Accident Co., Ltd Maryland Casualty Co Metropolitan Casualty Insurance Co National Surety Co National Union Indemnity Co.. New York Indemnity Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Northwest Casualty Co... Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd... Portage la Prairie Mutual Fire Insurance Co.— Prudential .Assurance Co., Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd Union Insurance Society of Canton, Ltd United States Fidelity & Guaranty Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd.. Totals $46,579.05 653.50 1,423.14 1,019.28 9,079.45 509.07 89.25 775.19 1,283.03 4,025.56 124.78 229.60 784.82 3,863.65 200.25 1,427.18 284.41 171.70 1,820.01 2,474.31 255.15 1,014.40 61.25 1,953.17 210.15 764.57 1,917.30 322.49 8,831.12 102.39 1,213.26 4,059.67 596.32 58.50 4,552.98 1,822.68 2,245.25 3,692 79 950.03 $13,530.48 762.35 676.11 218.90 2,039.84 301.31 Nil 5.00 141.75 383.51 mi 35 00 505.10 085.84 Nil 1,155.50 Nil 133.80 102.90 335.25 mi 1,155.36 NU 381.90 Nil Nil 259.33 202.65 2,039.84 Nil NU 3,335.81 1,614.72 NU 886.37 2,352.35 213.50 621.50 121.24 $1,054.87 Nil Nil Nil Nil Nil Nil NU NU Nil NU NU Nil NU NU 153.27 Nil Nil Nil Nil NU NU NU NU NU NU Nil NU Nil Nil Nil NU NU NU NU Nil NU NU Nil $44.20 Nil Nil NU Nil Nil Nil NU NU NU Nil NU Nil NU Nil 8 Nil Nil Nil Nil NU Nil NU NU Nil NU Nil Nil NU NU Nil. Nil NU Nil NU Nil NU NU Nil 98.10 $112,041.90| $34,197.21 $1,208.14) $142.36 GUARANTEE, CREDIT, AND BOND INSURANCE Name of Company. Guarantee Insurance. Premiums. Losses. Bond Insurance. -Alliance Assurance Co., Ltd American Credit Indemnity Co. of N.Y. (Credit).. British -American Assurance Co British Canadian Insurance Co Canada Accident & Fire Assurance Co Canadian General Insurance Co — The Canadian Indemnity Co The Canadian Surety Co.... The Casualty Co. of Canada Century Insurance Co., Ltd , Dominion of Canada General Insurance Co Employers' Liability .Assurance Corporation, Ltd Fidelity Insurance Co. of Canada The General Accident -Assurance Co. of Canada. General Casualty Insurance Co. of Paris, France. The Globe Indemnity Co. of Canada The Guarantee Co. of North America Guardian Insurance Co. of Canada Hartford Accident & Indemnity Co Hudson Bay Insurance Co Carried forward $960.58 Nil 700.67 288.00 1,970.72 15,674.28 14,769.58) 32,138.791 314.17| 884.21| 3,924.70| 4,420.13 6,582.67 3,913.31 203.94 1,027 71 5,735.25 1,321.90 240.75 22,637.62 $84.20 NU NU Nil 926.52 397.05 7,675.79 20,983.80 Nil Nil 5,403.65 40.00 16,140.73 NU NU NU 1,000.00 200.85 1,875.06 $117,708.98] $54,727.65 I NU $5,455.03 Nil Nil Nil Nil NU Nil NU NU NU Nil NU NU NU Nil Nil NU NU Nil NU $220.00 Nil Nil Nil Nil NU Nil Nil Nil Nil NU NU Nil NU NU NU Nil NU NU $5,455.031 $220.00 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 51 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930— Continued. GUARANTEE, CREDIT, AND BOND INSURANCE—Continued. Name of Company. Guarantee Insurance. Premiums. Losses. Bond Insurance. Premiums. Losses. Brought forward Imperial Guarantee & Accident Insurance Co Imperial Insurance Office Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London Guarantee & Accident Co., Ltd Maryland Casualty Co National Surety Co New York Indemnity Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Ocean Accident & Guarantee Corporation, Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co United States Fidelity & Guarantee Co Western -Assurance Co ..... World Marine & General Insurance Co Yorkshire Insurance Co., Ltd Totals $117,708.98 1,467.85 269.43 1,052.37 1,370.29 4,652.64 2,380.23 624.98 4,200.75 1,620.62 846.66 1,873.70 1,233.78 863.80 679.50 224.67 8,774.05 5.00 50.00 2,362.31 22,398.99 1,802.80 718.48 1,929.58 $54,727.65 NU NU NU 1,081.26 15.00 NU Nil 470.13 mi Nil 175.00 81.25 NU Nil 52.00 1,875.06 NU NU NU 1,103.36 117.01 350.00 15.00 $5,455.03 Nil 336.83 Nil NU NU Nil 858.82 Nil NU Nil Nil NU NU NU 112.15 NU NU NU Nil Nil Nil NU NU $220.00 Nil NU NU NU NU Nil Nil Nil Nil Nil Nil NU NU NU Nil Nil NU Nil NU NU Nil NU NU $179,111.52 $60,062.72 $6,762.83 $220.00 INLAND TRANSPORTATION AND MARINE INSURANCE. Name of Company. Inland Transportation Insurance. Marine Insurance. Premiums. Losses. Premiums. Losses. $2,623.79 1,725.47 764.76 78.50 Nil NU 3,975.08 NU ■ 161.40 Nil 40.00 875.58 205.25 10,889.52 780.45 mi 154.00 6,618.14 5,343.91 23,739.47 201.33 49.50 2,819.63 150.00 153.55 75.09 799.80 1,260.78 1,963.48 62,676.23 18,299.05 2,207.36 $791.27 62.00 407.90 Nil Nil NU 2.061.93 Nil 498.00 NU Nil Nil NU 4,389.51 49.00 NU NU 144.52 1,715.68 510.25 26.70 Nil 651.59 12.50 NU 1.80 163.71 1,479.15 83.29 59,424.14 6,897.41 mi NU $1,874.28 26,289.56 NU 952.00 158.43 35,948.88 6,519.24 mi 28,470.14 NU Nil 875.14 Nil NU 88.73 NU Nil 30,681.12 104,346.30 Nil Nil Nil NU Nil Nil 85,230.93 3,214.55 712.03 125,980.80 71,240.36 Nil 1,795.37 31,645.61 Nil Nil $5,638.84 mi 8.40 84.84 35,734.34 British & Foreign Marine Insurance Co., Ltd 594.44 Nil 9,568.89 NU Nil Nil Nil NU Eagle Star & British Dominions Insur. Co., Ltd 2,346.50 NU Nil 17,161.66 65,255.65 Nil Nil Nil General Accident Fire & Life Assur. Corpn., Ltd... NU NU Nil 54,255.36 657.43 Nil 83,681.03 Insurance Co. of North America 13,294.56 NU 4,726.39 London Assurance Corporation NU Nil 14,983.13 Carried forward $148,631.72 $79,370.35 $556,023.47 $307,991.46 J 52 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. INLAND TRANSPORTATION AND MARINE INSURANCE—Continued. Name of Company. Inland Transportation Insurance. Premiums. Losses. Marine Insurance. Premiums. Losses. Brought forward London Guarantee & Accident Co., Ltd Marine Insurance Co., Ltd Maritime Insurance Co., Ltd National Union Fire Insurance Co Newark Fire Insurance Co Niagara Fire Insurance Co North British & Mercantile Insurance Co., Ltd— Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Ocean Marine Insurance Co., Ltd Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Providence Washington Insurance Co Prudential Assurance Co., Ltd Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co Reliance Marine Insurance Co., Ltd Royal Exchange Assurance Royal Insurance Co., Ltd St. Paul Fire & Marine Insurance Co Scottish Metropolitan Assurance Co., Ltd Standard Marine Insurance Co., Ltd Thames & Mersey Insurance Co., Ltd Tokio Marine & Fire Insurance Co., Ltd Travelers Fire Insurance Co Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United States Fire Insurance Co United States Merchants & Shippers Insur. Co Universal Insurance Co Westchester Fire Insurance Co Western Assurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd.... Yang-tsze Insurance Association, Ltd Totals $148,631.72 6.00 1,383.48 NU 5,676.57 NU 1,087.46 112.00 20.00 190.66 mi Nil 136.29 32.28 506.70 17.70 Nil 36.45 NU 467.76 Nil 10,414.45 Nil 655.84 Nil 1,461.97 21.00 Nil NU 1,582.86 1,463.88 1,603.62 NU 4,711.09 56.24 Nil NU $79,370.35 NU 4800 NU NU NU 19.45 43.00 Nil NU Nil NU NU Nil NU Nil Nil 26.50 NU NU Nil 9,585.96 Nil 191.40 NU 901.48 Nil Nil Nil 2,792.07 737.94 NU NU 2,860.70 Nil NU Nil $556,023.47 NU 10,958.15 23,539.70 Nil NU NU 41,638.79 3,536.65 30.03 2,409.59 21,816.24 Nil 86.52 NU 35,083.53 NU NU 2,746.57 mi 1,083.09 10,263.42 NU 101,938.86 18,838.18 17,159.34 Nil 63,242.09 34,999.30 16,235.10 47,569.45 Nil NU 49,389.06 NU 20,302.81 27,458.97 $307,991.46 Nil 11,068.11 13,195.00 NU NU NU 21,387.03 7,433.86 NU 7,331.14 826.32 Nil NU NU 38,804.74 NU Nil Nil NU NU 2,064.13 435.55 97,539.43 10,247.05 13,297.16 Nil 33,993.88 10,034 03 12,358.98 36,641.86 Nil 384.77 37,257.32 NU 38,128.42 23,259.82 $180,276.02| $96,576.85 $1,106,348.911 $723,679.99 LIVE STOCK AND PLATE GLASS INSURANCE. Live Stock Insurance. Plate Glass Insurance. Name of Company. Premiums. Losses. Premiums. Losses. British America Assurance Co NU Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil NU NU NU Nil- NU Nil Nil NU NU NU Nil NU NU Nil NU Nil Nil Nil Nil Nil Nil NU NU NU Nil $500.56 62.56 17,069.23 26.64 1,202.78 242.42 279.25 2,240.84 516.72 430.21 29.70 15.10 1,071.86 169.57 3,166.01 86.77 274.73 437.03 1,467.40 $212.88 36.50 9,906.65 60.25 590.45 Nil Canadian General Insurance Co 107.39 513.58 Canadian Surety Co 123.70 89.93 Nil 35.00 369.45 3.90 1,656.56 Eagle Star & British Dominions Insur. Co., Ltd Employers' Liability Assurance Corporation, Ltd.... 165.46 98.30 75.99 1,375.74 Carried forward Nil Nil $29,289.30 $15,421.73 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 53 TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. LIVE STOCK AND PLATE GLASS INSURANCE— Continued. Name of Company. Live Stock Insurance. Plate Glass Insurance. Premiums. Losses. Premiums. Losses. NU Nil $29,289.30 $15,421.73 NU Nil 247.34 214.19 Nil NU 398.46 67.84 NU Nil 47.62 126.64 Nil NU 97.97 NU NU NU 91.86 72.80 Nil NU 39.35 Nil NU NU 833.68 651.85 NU Nil 553.72 84.35 NU NU 81.25 138.76 Nil Nil 58.46 Nil $647.06 Nil NU Nil NU NU 149.04 187.37 NU NU 612.95 368.60 Nil NU 1,264.72 707.02 NU NU 35.69 NU NU NU 71.28 25.50 Nil NU 35.08 48.66 NU Nil 439.84 442.38 Nil NU 1,228.82 92.00 Nil Nil 219.04 113.71 NU NU 1,870.97 843.82 Nil Nil 526.45 208.87 Nil NU 11.70 14.00 NU NU 91.05 Nil Nil Nil 20.75 NU NU Nil 649.68 324.99 Nil NU 560.74 202.69 Nil Nil 1,134.63 500 31 Nil NU 16.75 Nil Nil Nil 1,529.80 1,259.61 NU NU 4.06 nu Nil Nil 520.36 331.75 Nil NU 940.97 622.55 Nil NU 553.72 84.35 Nil NU Nil NU Nil Nil 57.47 Nil Nil NU 122.24 47.00 NU Nil NU 417.63 NU NU 281.70 658.02 NU NU 35.07 8.17 NU Nil 560.83 421.94 NU NU 455.05 336.44 NU NU 194.08 32.02 53.75 NU 394.53 556.66 Nil Nil 93.32 Nil $700.81 NU $46,403.72 $25,634.82 Brought forward General Accident Fire & Life Assur. Corpn., Ltd General Casualty Co. of America General Casualty ^Insurance Co. of Paris Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Halifax Fire Insurance Co., Ltd Hartford Accident & Indemnity Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada.. Imperial Insurance Office Indemnity Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Ins. Co., Ltd London' Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Maryland Casualty Co Merchants & Employers Guarantee & Accident Co- Motor Union Assurance Co., Ltd Mount Royal Assurance Co National Provincial Insurance Co., Ltd National Surety Co National Union Indemnity Co New York Indemnity Co... North British & Mercantile Insur. Co., Ltd Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean -Accident & Guarantee Corporation, Ltd Portage la Prairie Mutual Fire Insurance Co Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Insurance Co., Ltd Royal Plate Glass & General Ins. Co. of Canada Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co Travelers Indemnity Co Union Assurance Society, Ltd United States Fidelity & Guaranty Co Western Assurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Assur. Co., Ltd.... Totals PUBLIC LIABILITY AND MISCELLANEOUS INSURANCE. Public Liability Insurance. Miscellaneous Insurance.' Premiums. Losses. Premiums. Losses. Aetna Insurance Co NU $807.19 Nil 1,119.71 813.46 81.61 3,765.35 25,362.90 14,887.56 4,959.00 NU Nil NU Nil Nil NU $229.80 645.45 1,742.61 559.74 Pr. $1,760.05 Nil U.O. 1,570.57 Nil Nil Nil NU Nil NU Nil NU Nil Alliance Insurance Co. of Philadelphia British America Assurance Co British Canadian Insurance Co British Empire Assurance Co Canada Accident & Fire Assurance Co NU Nil Nil Nil Nil NU NU Nil Carried forward $51,796.78 $3,177.60 $3,330.62 NU J 54 BRITISH COLUMBIA. TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued. PUBLIC LIABILITY AND MISCELLANEOUS INSURANCE—Continued. Name of Company. Poblic Liability Insurance. Premiums. Losses. Miscellaneous Insurance.* Premiums. Losses. Brought forward Car & General Insurance Corporation, Ltd Casualty Co. of Canada Continental Casualty Co — Continental Insurance Co Dominion of Canada General Insurance Co Employers' Liability Assurance Corporation, Ltd Fidelity Insurance Co. of Canada General Accident Assurance Co. of Canada General Accident Fire & Life Assur. Corpn., Ltd General Casualty Co. of America General Casualty Insurance Co. of Paris, France.... Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Guildhall Insurance Co., Ltd Hartford Accident & Indemnity Co Hartford Fire Insurance Co Hudson Bay Insurance Co Imperial Guarantee & Accid. Insur. Co. of Canada.. Indemnity Insurance Co. of North America Insurance Co. of North America Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd London & Lancashire Guar. & Accid. Co. of Canada London & Provincial Mar. & Gen. Ins. Co., Ltd London & Scottish Assurance Corporation, Ltd London Guarantee & Accident Co., Ltd Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Merchants & Employers Guarantee & -Accident Co- Metropolitan Casualty Insurance Co Motor Union Insurance Co., Ltd National Surety Co New York Indemnity Co North British & Mercantile Insurance Co., Ltd Northern Assurance Co., Ltd Norwich Union Fire Insurance Society, Ltd Occidental Indemnity Co Ocean Accident & Guarantee Corporation, Ltd Phoenix Insurance Co. of Hartford Prudential Assurance Co., Ltd Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co., Ltd Scottish Metropolitan Assurance Co., Ltd Sun Insurance Office, Ltd Toronto General Insurance Co..'. Travelers Fire Insurance Co Travelers Indemnity Co.. Travelers Insurance Co Union -Assurance Society, Ltd Union Insurance Society of Canton, Ltd United States Fidelity & Guaranty Co Western Assurance Co World Fire & Marine Insurance Co World Marine & General Insurance Co., Ltd Yorkshire Insurance Co., Ltd Zurich General Accid. & Liability Insur. Co., Ltd.— Totals $51,796.78 79.68 595.67 462.92 Nil 4,645.78 12,464.88 2,943.16 22,226.68 1,042.20 180.08 81.00 Nil Nil 1,480.16 1,290.73 647.86 6,752.10 NU 6,583.99 293.39 27.74 NU 393.13 2,332.46 4,103.70 25.30 190.01 3,619.67 25.00 NU 2,103.91 668.64 6.00 615.47 Nil 136.79 849.90 904.95 4,577.62 15,080.38 2,913.22 NU 806.51 2,806.08 1,631.97 6,923.17 90.88 153.15 1,209.63 NU 59.20 1,739.93 571.56 6,150.44 2,902.10 976.71 Nil 52S.85 2,975.49 2,389.10 $184,071.32 $3,177.60 NU Nil 29.54 Nil 330.08 489.16 572.92 16,111 24 NU NU Nil Nil Nil 182.50 Nil 434.50 236.35 Nil 2,625.44 NU Nil Nil 138.40 Nil 277.01 Nil Nil 53.50 NU Nil 2.90 362.99 NU Nil Nil Ni\ 250.0C 23.85 1,883.49 5,952.70 6,390.94 Nil NU 177.45 19.70 2,625.44 NU 38.50 1.978.01 Nil NU 40.67 3,426.33 6,825.25 76.81 2.109.15 NU 67.91 7.50 103.16 E. Av. Pr. E. Pr. U.O. 1 S.L. Av. S.L. f Pr. (Av. B.R. Av. Pr. $3,330.62 NU NU NU 357.01 300.00 Nil NU Nil NU Nil NU Nil 52.25 182.30 NU Nil Nil NU 5.76 NU Nil Nil 2,404.36 52.42 NU NU NU NU Nil Nil NU 337.50 1,111.39 NU NU NU 771.24 Nil Nil Nil Nil Nil NU 28.24 1.35 Nil Nil NU Nil Nil Nil 87.19 3,451.53 Nil Nil Nil NU Nil NU 180.00 Nil Nil NU NU Nil Nil Nil NU NU Nil Nil Nil Nil Nil NU Nil NU Nil Nil Nil Nil Nil Nil Nil NU Nil NU NU Nil Nil Nil Nil Nil NU Nil NU $1,273.01 Nil Nil NU 516.17 NU Nil Nil Nil Nil Nil Nil Nil NU Nil NU Nil Nil Nil 10.50 NU Nil NU NU Nil NU Nil NU Nil Nil NU $57,020.99 $12,563.16 $1,799 68 * Av., Aviation ; E., Earthquake : F., Fraud ; Occupancy ; B.R., Blanket Residence. Pr., Property; S.L., Sprinkler Leakage; U.O., Use and REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 65 TABLE VIIL—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE, FIRE, AND AUTOMOBILE. 1926. 1927. 1928. 1929. 1930. $439,000 199,000 175,000 101,000 80,000 11,000 607,000 387,000 240,000 54,000 $429,000 218,000 183,000 117,000 106,000 26,000 762,000 515,000 285,000 181,000 $456,000 227,000 188,000 100,000 100,000 34,000 898,000 549,000 377,000 83,000 $531,000 263,000 227,000 152,000 136,000 43,000 1,158,000 723,000 610,000 93,000 $522,000 L 289,000 249,000 „ L , 158,000 Liability, P 184,000 „ L 57,000 1,106,000 „ L 724,000 Other forms, P 607,000 L 251,000 TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER TH.4N LIFE INSURANCE COMPANIES. (For British Columbia investments of Life Insurance Companies, see Abstract of Returns of Life Insurance Companies, page 39.) Name of Company. Mortgages. In other Securities. American Automobile Fire Insurance Co ... .American Central Insurance Co The Anglo-Scottish Insurance Co., Ltd Beaver Fire Insurance Co Boiler Inspection & Insurance Co British America -Assurance Co British Colonial Fire Insurance Co British Columbia Plate Glass Insurance Co British Crown Assurance Corporation, Ltd British Empire -Assurance Co British Northwestern Fire Insurance Co Caledonian Insurance Co Canada Accident & Fire rtAssurance Co Canada National Fire Insurance Co Canadian Fire Insuranc Co Canadian General Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Co. of Canada Central- Union Insurance Co Century Insurance Co., Ltd Continental Casualty Co Dominion Fire Insurance Co Dominion of Canada General Insurance Co Ensign Insurance Co Fire Association of Philadelphia Fire Insurance Co. of Canada First National Insurance Co. of -America General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd General Insurance Co. of America Glens Falls Insurance Co Globe Indemnity Co. of Canada Guarantee Co. of North -America Guardian Insurance Co. of Canada Halifax Fire Insurance Co Hartford -Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Home Fire & Marine Insurance Co Hudson Bay Insurance Co .' Imperial Guarantee & Accident Insurance Co Imperial Insurance Office Insurance Co. of State of Pennsylvania Law, Union & Rock Insurance Co., Ltd Legal & General Assurance Society, Ltd Carried forward NU Nil Nil $3,993.85 ml Nil Nil Nil Nil Nil Nil 268,750.00 NU 61,334.22 Nil Nil Nil Nil Nil Nil Nil Nil 7,790.47 101,087.09 Nil Nil Nil Nil NU Nil Nil Nil Nil Nil Nil NU Nil Nil Nil NU 7,500.00 Nil 16,273.59 Nil Nil Nil $50,000.00 81,433.60* 31,280.00t Nil 19,000.00 32,000.OOf 52,840.47 5,960.00f 93,194.Oof 20,000.00* 7,500.00 94,793.23 07,587.50 72,088.70 52,748.58 42,000.00t 29,340.80 42,733.33t 11,000.00 35,000.00 50.333.33t 15,000.00f 40,000.00f 110.192.31 10,000.00 4,072.00* 84,750.00 5,220.00* 22,401.251 22,048.47,. 12,000.00 100,600.00 5,000.00 99,090.00 39,333.33f 50,000.00 100,000.00 50,000.00 9,000.00 25,000.00 60,000.00 7,920.00* 30,434.75 8,900.00* 30,000.00t 38,933.33 $406,729.22 $1,904,529.64 J 56 BRITISH COLUMBIA. TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES—Continued. Name of Company. Mortgages. In other Securities. Brought forward London & Lancashire Insurance Co., Ltd London-Canada Insurance Co London Guarantee & Accident Co., Ltd Loyal Protective Insurance Co Maryland Casualty Co Mercantile Fire Insurance Co Merchants Casualty Insurance Co Mercury Insurance Co Minnesota Implement Mutual Fire Insurance Co National Ben Franklin Fire Insurance Co National Union Fire Insurance Co New Jersey Insurance Co North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd North River Insurance Co Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Occidental Indemnity Co Pacific Coast Fire Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co Protective Association of Canada Quebec Fire Assurance Co Retail Hardware Mutual Fire Insurance Co Royal Insurance Co., Ltd Royal Plate Glass & General Insurance Co. of Canada Toronto General Insurance Co Universal Insurance Co Western Assurance Co Yorkshire Insurance Co., Ltd Totals $466,729.22 Nil Nil NU NU NU NU NU NU Nil NU NU Nil 145,000.00 Nil Nil NU NU Nil NU Nil 225,783.45 Nil Nil Nil Nil NU 24.317.00J 14,300.00 NU NU NU 257,166.55 $1,904,529.64 93,133.35t 25,000.00 247,353.16* 10,000.00t 69,733.00 109.240.00f 10,000.00 100,000.00 40,000.00f 70,220.00f 25,000.00 15,000.00 122,000.00 43,250.25* 25,000.00 80,000.00f 54,506.67f 119,000.00f 40,000.00 26,250.00* 346,461.66$ 110,823.74* 25,000.00 10,000.00f 17,909\34* 60,000.00f 114,850.67* Nil 85,000.00f 3,000.00f 33,000.00f 420,000.00 $1,133,296.22 $4,455,267.48 * Market value. Par. t Book value. AMENDMENTS TO " INSURANCE ACT " ENACTED IN 1931. Subsection (1) of section 90 of the "Insurance Act" has been repealed, and the following substituted therefor:— "96. (1.) No insurer shall insure the life of a child under ten years of age in any sum, or pay on the death of a child under ten years of age any sum, which alone or together with any sum payable on the death of the child by any other insurer exceeds the following sums respectively:— " One hundred dollars if the child dies under the age of one year: " Two'hundred dollars if the child dies under the age of two years: " Three hundred dollars if the child dies under the age of three years: " Four hundred dollars if the child dies under the age of four years: " Five hundred dollars if the child dies under the age of five years: " Six hundred dollars if the child dies under the age of six years: " Seven hundred dollars if the child dies under the age of seven years: " Eight hundred dollars if the child dies under the age of eight years: " Nine hundred dollars if the child dies under the age of nine years: " One thousand dollars if the child dies under the age of ten years." (2.) This section shall come into force on a day to be fixed by the Lieutenant-Governor by his Proclamation. (Note.—This amendment has been enacted in identical terms by all the Provinces, except Quebec, and will come into force on July 1st, 1931.) VICTORIA, B.C. : Printed by Chahles F. Banfielh, Printer to the King'. 1931. Most Excellent Majesty. 1,525-731-5959
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TWENTIETH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1931… British Columbia. Legislative Assembly [1932]
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Title | TWENTIETH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1931 (BUSINESS TRANSACTED IN 1930) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1932] |
Extent | Foldout Table: TABLE I. -ABSTRACT OF RETURNS FOR 1930 OF INSURERS TRANSACTING LIFE INSURANCE. -- p. J 39 |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1932_V01_11_J1_J56 |
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Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2016-03-14 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0300595 |
AggregatedSourceRepository | CONTENTdm |
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