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TWENTIETH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1931… British Columbia. Legislative Assembly 1932

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 '
TWENTIETH ANNUAL REPORT
OF  THE
SUPERINTENDENT OF INSURANCE
PROVINCE OF BRITISH COLUMBIA
1931
(BUSINESS TRANSACTED IN 1930)
PRINTED BY
AUTHORITY OP THE LEGISLATIVE ASSEMBLY.
VICTORIA,  B.O. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1931.  To His Honour James Alexander Macdonald,
Administrator of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Twentieth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1930.
R. H. POOLEY,
Attorney-General.
Victoria, B.C., July 2nd, 1931. TABLE OF CONTENTS.
Page.
Report of the Superintendent of Insurance     5
Lists as at December 31st, 1930, of—
Insurers licensed     9
.Underwriters' Agencies licensed  21
Reciprocal Exchanges granted Permits  21
Particulars of Licences issued since December 31st, 1930  21
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co  22
Empire Life Insurance Co  23
Grand Council of Canadian Order of Chosen Friends....  24
Home Assurance Company of Canada  26
Home Fire & Marine Insurance Co  27
Mutual Fire Insurance Co. of British Columbia ,  28
Mutual Relief Life Insurance Co  29
Ontario Equitable Life & Accident Insurance Co  30
Provident Life & Accident Insurance Co  32
Sons of Scotland  33
Toronto General Insurance Co  35
United Pacific Casualty Insurance Co  36
Western Empire Life Assurance Co  37
TABLES.
Life Insurance—
I. Business of 1930 and Investments in the Province  39
II. Summary, 1926-30  41
Fire Insurance—■
III. Business of 1930  41
IV. Summary, 1926-30  44
Automobile Insurance—
V. Business of 1930  45
VI. Summary, 1926-30 ,  47
Other Classes of Insurance—
VII. Business of 1930  48
VIII. Summary, 1926-30  55
IX. Investments in the Province of Insurers other than Life  55
Amendments to "Insurance Act" enacted in 1931  56 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C..
July 2nd, 1931.
The Honourable R. H. Pooley,
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Twentieth Annual Report of
the Department of Insurance, covering the year ended December 31st, 1930.
At the end of the year there were 287 insurers licensed to transact business, seventeen new
companies having been licensed, as follows:—
American Home Fire Assurance Company, New York, N.Y.
Central Manufacturers Mutual Insurance Co., Van Wert, Ohio.
Central Union Insurance Co., Jersey City, N.J.
Chicago Fire & Marine Insurance Co., Chicago, 111.
Citizens Insurance Company of New Jersey, N.J.
First National Insurance Co. of America, Seattle, Wash.
General Indemnity Corporation of America, Rochester, N.Y.
The Homestead Fire Insurance Co., Baltimore, Maryland.
The Metropolitan Casualty Insurance Co. of New York, Newark, N.J.
New York Indemnity Co., New York, N.Y.
The Portage la Prairie Mutual Insurance Co., Portage la Prairie, Manitoba.
The Provident Life and Accident Insurance Co. of Chattanooga, Tenn.
Sentinel Fire Insurance Co., Springfield, Mass.
Tokio Marine & Fire Insurance Co., Ltd., Tokio, Japan.
Travelers Fire Insurance Co., Hartford, Conn.
The Wawanesa Mutual Insurance Co., Wawanesa, Manitoba.
The Westminster Fire Office, London, England.
All,  except the  Provident  Life  and Accident Insurance Company,   also  hold Dominion
licences.    The Tokio Marine & Fire Insurance Company was formerly licensed, but withdrew
in 1923.
It will be observed that, as in 1929, quite a number of new companies was admitted to the
Province, chiefly for fire and automobile business. It is pointed out by Best's Insurance News
that during the recent period of inflation new companies were " floated to an unusual extent,"
and that accounts in part for the entry of so many new companies, some of which have affiliations with existing companies. But British Columbia seems to be regarded with favour as a
field for securing new business.
The Royal Plate Glass & General Insurance Company, Limited, a British Columbia company,
has not renewed its licence for the year 1931, as it is not at the present time transacting any
business.
The Ohio Farmers Insurance Company obtained a Dominion licence and its deposit under
the " Insurance Act" of this Province was released.
The Indemnity Mutual Marine Insurance Company, which was only licensed in 1929, and
the Wawanesa Mutual Insurance Company, the Manitoba company which has been succeeded
by a Dominion company of the same name, withdrew from the Province
Since the beginning of the year several companies have withdrawn from the Province,
namely:—
The American Equitable Assurance Company of New York, a new corporation of the same
name, formed by consolidation of that Company and the Guardian Fire Assurance Corporation
of New York, has been licensed in this Province.
The Fidelity American Insurance Company, which has, reinsured its outstanding contracts
with the Mill Owners Mutual Fire Insurance Company.
The Laurentian Insurance Company, whose business has been reinsured by the British
Colonial Fire Insurance Company.
The Merchants and Employers Guarantee and Accident Company, whose business has been
taken over by the Consolidated Fire and Casualty Insurance Company, which has received
both a Dominion and a Provincial licence. BRITISH COLUMBIA.
The Milwaukee Mechanics Insurance Company, of Milwaukee, Wisconsin, has ceased
business in the Province, but has not yet formally withdrawn.
The Occidental Indemnity Company, whose business has been reinsured by the Fireman's
Fund Indemnity Company.
During the current year, also, the L'Union Compagnie d'Assurances Contre l'incendie has
changed its name to L'Union Compagnie d'Assurances Contre l'incendie Les Accidents et
Bisques Divers (The Union Fire, Accident and General Insurance Company of Paris, France),
and the Union Marine Insurance Company, Limited, to the name Union Marine & General
Insurance Company, Limited.
A complete list of the various insurers licensed as at December 31st, 1930, will be found
on page 9. The following summary indicates the origin of the companies and how many
hold a licence under the Dominion " Insurance Act" in addition to a Provincial licence:—
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
60
12
64
2
1
6
3
1
1
2
115
3
8
4
5
3
60
20
68
2
1
6
3
1
1
Switzerland
2
120
Totals	
267
20
287
The comparative figures are for—•
1929 	
251
242
22
16
273
1928 	
258
On analysis the list shows that 42 companies are licensed for life insurance, 204 for fire
insurance, 156 for automobile insurance, and 63 for marine insurance. These figures cover only
the major classes of insurance and it will be understood that the same company may be licensed
(for example) for fire, automobile, and marine insurance.
The annual statements of the companies holding Provincial licences only are set forth at
length on pages 22 to 38.
Only two fraternal societies are now licensed, the Grand Council of Canadian Order of
Chosen Friends and the Sons of Scotland. The Sons of Norway now holds a Dominion licence
and is not required to be licensed under the " Insurance Act."
A list of underwriters' agencies, ten in number, licensed in the Province will be found on
page 21. The Betail Merchants Underwriters Agency, representing the Northwestern Mutual
Fire Association, did not renew its licence for 1931.
Thirteen reciprocal exchanges hold permits under section 174 and the list appears on
page 21. The Epperson Underwriters and the Lumber Underwriters of Fordyce, Arkansas,
did not renew their permits for 1931.
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purposes of comparison the corresponding figures for the year 1929 are shown in
the first column:—
1929.
Licences issued during 1930.
Suspended.
Cancelled or
revoked.
1,419
1,731
Life  agents  	
..      , 1,517]
  1,891 I
Nil
Nil
26
32 J
3,176
3,440 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 7
A statement of fire insurance premiums written and earned and losses incurred and paid in
1930, with a summary for the past five years, is printed at pages 41 to 44. A decrease in
premiums is accompanied by an increase in losses.
The period of depression has affected fire insurance companies in particular, as that class
of insurance closely reflects general business conditions. Increases in losses and expenses,
decreases in premium income and other revenue have tested their stability and resources. The
same is true to some extent of casualty insurance, while the marine business has also suffered
from the great reduction in the volume of commerce. The absence of failures is evidence of
the general soundness of insurance companies, but there will doubtless be reorganization and
retrenchment. Some of the newer companies will probably retire from active business, at least
for a time. It may also be expected that the unwisdom of unhealthy competition in rates and
commissions, which was a sequel of so many flotations, will be realized and discontinued. These
remarks are applicable in a general sense to insurance conditions in North America and not
specially to the Province.
Life insurance again records an increase. At first sight this is perhaps surprising. During
hard times it might be thought that people have not the cash available. The explanation is
perhaps that the public suffered so severely in the stock market that it is a case of once bitten
twice shy. It is more fully realized that life insurance is not only one of the safest forms
of investment, but also a resource in time of need. The latter feature was demonstrated by
the tremendous sums loaned on policies when the stock market crashed.
" Group" life insurance—that is, insurance of employees as such—participates in the
increase, the figures for 1928, 1929, and 1930 being $233,000, $275,000, and $334,000. It has,
however, been remarked that this form of insurance has been put on its trial by the very severe
unemployment. A weakness of the scheme is that, generally, loss of the particular employment
automatically terminates the insurance, and, although the employee has contributed as is
usually the case, he has nothing to show for what he has paid. It will be interesting to observe
whether the growth of group insurance will be checked by the present experience; possibly,
some means of overcoming the disadvantages will be evolved.
The amount of life insurance taken in British Columbia compares well with the figures
in other Provinces of about the same population. The premiums for new insurance for 1929
were (in round figures) : In British Columbia, $13,500,000; in Alberta, $12,300,000; in Saskatchewan, $13,500,000;  and in Manitoba, $13,000,000.
Table VI. (page 45) again shows a higher ratio of loss in automobile insurance, notwithstanding an increase of premium rates. The Ontario Royal Commission on Automobile
Insurance Premium Rates, to which I alluded in my report last year, concluded its hearings,
and the Hon. Mr. Justice Hodgins stated that in his opinion the increased Bureau rates for
1929 were " excessive and unreasonable," but that the Bureau rates in 1927 and 1928 were
" in fact, on the average, inadequate and that the companies lost money on account of this
inadequacy." It is, however, only fair to say that his finding has been subjected to severe
criticism as quite unjustified by the evidence submitted. A somewhat remarkable result is that
Ontario has this year repealed the legislation which authorizes investigation of the rates
charged by insurance companies.
The problem of reducing the terrible number of automobile casualties is under intensive
scrutiny in every country where motor-vehicles are much used. Notwithstanding compulsory
insurance laws, financial responsibility laws, merit-rating systems, ceaseless efforts by clubs
and other organizations, and the publicity given by the press, the toll of death and injury
continues to mount. A recent survey of the casualties li). the United States during 1930
estimates that the automobile there caused 32,500 deaths, 960,000 injuries, and losses of
$300,000,000. Analysis of the causes attributes by far the largest percentage to " carelessness
and overconfidence," mainly on the part of the driver, but also in some measure on the part
of the pedestrian. The public has not yet realized that the cost of automobile insurance depends
almost entirely on the losses which have to be paid by the insurance companies.
The " financial responsibility " type of legislation has now been enacted in Saskatchewan,
as well as Ontario and Manitoba, and is under consideration by other Provinces.
Tables showing the business transacted in life, automobile, and miscellaneous classes of
insurance during the year will be found on pages 39-45 and 48, and summaries for the past five
years on pages 41-47 and 55 respectively.    The volume of miscellaneous insurance is about the J 8
BRITISH COLUMBIA.
same as last year, accident, marine, and other forms showing a decrease, which is offset by an
increase in sickness and liability insurance.
The Superintendents of Insurance, forming the Provincial Association, met last year at
Edmonton, the first occasion on which the Conference has been held there. A hospitable
welcome was extended by the Government and the insurance fraternity and a very representative gathering of all insurance interests attended the sessions. Various matters of importance
were discussed at length.    The Conference will meet this year in Winnipeg.
The constitutional litigation concerning the jurisdiction of the Dominion and the Provinces
over the subject-matter of insurance, which was mentioned in last year's report, is now before
the Privy Council. Appeals from both the Quebec and Ontario Courts are to be heard, and
the chief issues have been brought out in these cases as clearly as it was possible to contrive.
It is felt that the decisions should practically settle the boundary-lines of authority.
The amendments to the " Insurance Act" passed this year are again printed at length
at page 56.
"REAL-ESTATE AGENTS' LICENSING ACT."
This Act came into force on July 1st, 1930, and was amended this year to provide for certain
administrative drawbacks. An important change, however, was made with regard to the
requirements for bonds. Representations were received from a large number of agents that
a bond for $2,500 for an agent and $1,000 for a salesman in the larger cities was onerous and
unnecessary.    The Act, therefore, now requires only security to the extent of $1,000 and $500.
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purposes of comparison the corresponding figures for the period ended June 30th,
1930, are shown in the first column :—■
1929-30.
1930-31.
1,142
1,008
17
Nil
1,159
1,008
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance. B
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'-affl REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930. J 21
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
Canadian Hardware & Implement Underwriters,  representing Retail Hardware Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Rochester Underwriters Agency, representing Great American Insurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE " INSURANCE ACT " HAVE BEEN GRANTED.
Affiliated Underwriters, New York, N.Y.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Equitable Fire Underwriters, Kansas City, Mo.
Individual Underwriters, New York, N.Y.
Inter-Insurers Exchange, Kansas City, Mo.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
National Lumber Manufacturers Inter Insurance Exchange, Chicago, 111.
New York Reciprocal Underwriters, New York, N.Y.
Sprinklered Risk Underwriters, Chicago, 111.
Underwriters Exchange, Kansas City, Mo.
United States Inter Insurance Association, Seattle, Wash.
Warner Reciprocal Insurers, Chicago, 111.
PARTICULARS OP-LICENCES ISSUED SINCE DECEMBER 31st, 1930.
Camden Fire Insurance Company, Camden, N.J.;  F. B. Lewis, Vancouver;   Are.
Consolidated Fire and Casualty Insurance Company, Toronto, Ont.; G. H. L. Hobson, Vancouver ;  accident, automobile, fire, guarantee, plate glass, public liability, and sickness.
Fireman's Fund Indemnity Company, San Francisco, Cal.; W. F. Kemp, Vancouver; automobile
(excluding insurance against loss of or damage to an automobile by fire).
Fulton Eire Insurance Company, New York, N.Y.;  H. B. Holland, Vancouver;   fire and tornado.
The Home Indemnity. Company, New York, N.Y.; C. H. Macaulay, Vancouver; accident, automobile (excluding loss or damage by fire), boiler and machinery, burglary, guarantee, live
stock, plate glass, and sickness.
La Salle Fire Insurance Company, New Orleans, La.; H. A. Robertson, Vancouver; fire, insurance against loss of or damage to an automobile by theft, and tornado.
Lumbermen's Mutual Insurance Company, Mansfield, Ohio; J. H. Constantine, Vancouver;
automobile (excluding insurance against loss by reason of bodily injury to the person), fire,
and tornado.
Michigan Fire & Marine Insurance Company, Detroit, Mich.; A. S. Matthew, Vancouver; fire
and tornado.
Pacific American Fire Insurance Company, Los Angeles, Cal.; B. G. D. Phillips, Vancouver;
fire and tornado.
United Firemens Insurance Company of Philadelphia, Pa.; F. W. Rounsefell, Vancouver; fire
and marine.
Virginia Fire & Marine Insurance Company, Richmond, Va.; John W. Boyd, Vancouver; automobile, fire, and tornado.
Laurentian Underwriters Agency, representing the British Colonial Fire Insurance Company. J 22 BRITISH COLUMBIA.
Annual Statements for the Year ended December 31st, 1930, of
Insurers holding Provincial Licences only.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter E. Graveley. W. J. Albutt.
F. M. Caldecott. F. G. Syder.
H. W. Chamberlain.
Alfred Farmer, Secretary.
Statement fob the Year ended December 31 st, 1930.
Assets.
Bonds and debentures (book value)      $02,501.27
Cash in banks         2.364.88
Interest accrued  315.83
Agents' balances and premiums uncollected (net, commissions deducted)          7,891.54
Bills receivable  : :  175.32
$73,248.84
Deduct assets not admitted:  Agents' balances on premiums written prior to October
1st, 1930 :        3,787.71
$69,461.13
Liabilities.
Reserve of unearned premiums (net, at 80 per cent.)       $17,162.46
Taxes due and accrued   241.38
Capital stock—
Authorized    $25,000.00
Subscribed and paid up         9,600.00
Rest Account        40,000.00
Surplus           2,457.29
$69,461.13
Profit and Loss Account.
Premiums earned (net)   :     $20,201.89
Losses and claims incurred (net)   $9,906.65
Commissions     6,827.64
Taxes       493.99
Salaries and fees      1,100.00
All other expenses—Legal fees, postage, telegrams, and telephones, printing
and stationery, and miscellaneous         154.15
      18,482.43
Underwriting profit       $1,719.46
Other revenue—Interest          3,467.71
Net profit       $5,187.17 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 23
List op Shareholders.
Name.
Residence.
Amount
subscribed.
Amount
paid.
Albutt, W. J	
$2,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
$2,300.00
3,000.00
Albutt, Mrs. B. A	
Akroyd, H. C	
100 00
Tanterfirn, North Wales	
100 00
700 00
Boll-Irving, H	
500 00
Blytlie, Miss F. I	
200 00
Chaldecott, P. M	
500.00
500 00
Charleson, Edith H	
100.00
100.00
500.00
Hope, C. E	
200.00
100 00
200.00
Syder, F.  G	
500.00
$9,600.00
$9,600.00
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
Geo. M. Bell.
John Hallam.
Dr. J. H. Kirkpatrick.
M. P. Langstaff.
B. R. McKenzie.
J. Whelan.
T. H. Wilson.
A. H. Vanderburgh.
J. M. Vaughan.
J. R. Paterson, Secretary.
Statement for the Year ended December 31st, 1930.
Assets.
Ledger—
Mortgages on real estate  $543,587.78
Loans and advances to policyholders   102.844.16
Bonds and debentures (market value)   457,929.16
Stocks  (market value)    568.608.00
Cash on hand and in banks   51,728.02
Advances to agents  7,085.30
Non-ledger—
Interest due and accrued   21,586.37
Premiums due and uncollected (net)   !  128,387.32
Deficit  .'  209,348.76
$2,091,164.87
Liabilities.
Liability under assurance and other contracts (net)   $1,353,661.00
Provision for unreported death losses and disability claims  4.550.00
Amounts left with Company   6,213.24
Premiums paid in advance   1,500.31
Taxes due and accrued   7,190.58
Borrowed money   216,200.00
Bank overdrafts  3.517.65
Other liabilities  5,347.03 J 24 BRITISH COLUMBIA.
Capital—
Authorized    $5,000,000.00
Subscribed       3,644,500.00
Paid up      $492,985.00
$2,091,164.87
Income.
Premium income (net)       $525,095.40
Amounts left with the Company at interest   4.394.16
Interest and dividends          86,620.74
Rents  180.00
Profit on sale or maturity of real estate and stocks   2,612.34
$618,902.64
Disbursements.
Disbursements under assurance contracts      $113,118.91
Amounts left with the Company and withdrawn   488.24
Taxes, licences, and fees   8,157.23
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous          68,761.17
Branch office and agency expenses—Commissions,  advanced  to agents,  salaries,
travelling expenses, and miscellaneous        198,835.56
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams, and telephones, printing and stationery, legal fees, medical
fees, and capital stock sales expense          29,881.30
Balance       199,660.23
$618,902.64
Returns for British Columbia.
(See page 39.)
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
Albert Chevalier. Eccles J. Gott.
Wm. Benson. Sheriff Alex. Morris.
J. L. Davidson. Frank Howard.
C. H. Fitch, Secretary.
Prof. M. A. MacKenzie, Actuary.
Statement for the Year ended December 31st, 1930.
_   . Assets.
Ledger—
Real estate (book value)   $32,000.00
Loans on policies  ,  12,789.00
Bonds and debentures (book value)    2,176,237.56
Cash in bank  83,484.53
Non-ledger—
Interest due and accrued  44,703.10
Collections not received at Head Office  5,589.89 Non-ledger—Continued.
Premiums due  (estimated)    $29,529.45
Other assets  : -  5,239.04
Balance -  90,054.34
$2,479,626.19
Liabilities.
Provision for unpaid claims       $36,164.22
Premiums paid in advance   612.69
Reserves—
Mortuary Fund   $1,989,500.00
Sickness  Fund          444,850.00
Children's Fund   8,500.00
    2,442,850.00
$2,479,626.91
Income.
Mortuary Fund   $486,594.12
Sickness Fund and Funeral Fund   32,854.35
Child Insurance Fund   3,288.54
Guarantee Fund   376.75
Assessments, dues, fees, and fines   16,055.45
Other revenue  2,544.34
$541,713.55
Disbursements.
Mortuary Fund :  $326,958.97
Sickness and Funeral Funds   19,815.30
Child Insurance Fund   500.00
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees and
expenses, travelling expenses, rents, printing and supplies, and miscellaneous.. 23,805.29
Agency and organization expenses—Commissions, salaries, travelling expenses, and
miscellaneous    12,745.36
All other expenses—Advertising, legal fees, medical fees, taxes and licences, telephone, telegram, and express, official publications, and miscellaneous   9,359.67
Balance  148,528.96
$541,713.55
Returns for British Columbia.
Income—
Premiums from Mortuary Fund         $11,148.25
Premiums from Sickness Fund   692.74
Premiums from Child Insurance Fund   237.80
Premiums from Guarantee Fund   5.60
Premiums from General Fund  694.37
$12,778.76
Disbursements—
Mortuary Fund   $6,716.50
Sickness Fund   513.75
General Fund  568.53
$7,798.78 J 26 BRITISH COLUMBIA.
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
F. A. O'gilvie. J. G. Norstrant.
A. Corrie. E. Roberts.
Dr. W. D. Dixson. G. A. Wilson.
G. Fisher. S. S. Nelson.
H. Wingfield.
G. A. Wilson, Secretary.
Statement for the Year ended December 31st, 1930.
Assets.
Mortgages on real estate   $6,368.11
Bonds and debentures (book value)   113.195.33
Cash on hand and in banks   9,155.82
Interest accrued   1,324.06
Agents' balances and premiums uncollected (net, commission deducted)   2,688.10
Other assets (less furniture and fixtures not admitted, $3,347.94)   509.35
$133,240.77
Liabilities. , =====
Provision for unpaid claims       $6,492.30
Reserve of unearned premiums       29,581.92
Taxes due and accrued        1,629.26
Capital—
Authorized and subscribed   $500,000.00
Paid up        60.632.00
Special reserve         3,363.06
Surplus       31.542.23
$133,240.77
Profit and Loss Account. =====
Premiums earned  (net)  $112,565.77
Losses and claims incurred  (net)     $48,635.53
Commissions     32,618.18
Taxes  ,  2,356.23
Salaries, fees, and travelling expenses :  15,430.50
All other expenses—Advertising, legal expenses, postage, telegrams, telephone, and express, printing and stationery, rents, caretaking, light,
exchange, and general  11,421.29
110,461.73
Underwriting profit  =       $2,104.04
Other revenue—
Interest   $5,866.34
Miscellaneous ,       147.31
    $6,013.65
Other expenditure—
Bad debts written off   $4,031.58
Plate-glass premiums cancelled        213.35
4,244.93
 :        1,768.72
Net profit       $3,872.76
Returns for British Columbia.
{See pages 45 and 48.) REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 27
HOME FIRE AND MARINE INSURANCE COMPANY.
Head Office—San Francisco, Calif.
Directors.
Wallace M. Alexander. M. Fleishhacker.
Edward T. Cairns. J. B. Levison.
George I. Cochran. W. H. Orrick.
Wm. J. Dutton. Charles R. Page.
Edward L. Eyre.
H. P. Blanchard, Secretary.
Statement for the Year ended December 31st, 1930.
Ledger- Assets-
Mortgage loans on real estate   $306,902.89
Bonds (book value)   3,754,197.69
Stocks (book value)   1,391,866.05
Cash and deposits with trust companies and banks   446,957.99
Agents' balances  :  509,090.56
Reinsurance recoverable on paid losses   13,743.21
Non-ledger—Interest accrued   63,646.18
1,486,404.57
Deduct assets not admitted—
Agents'  balances,  representing  business  written  prior  to  October
1st, 1930   $55,667.25
Book value of bonds and stocks over market value  149,277.24
  204,944.49
$6,281,460.08
Liabilities.
Unpaid claims (net)  ,  $344,104.62
Expenses of investigation and adjustment (estimated)  10,323.13
Reserve for unearned premiums  , ,  2,791,705.68
Salaries, rents, and expenses, bills, accounts, and fees due or accrued  5,000.00
Taxes ,  105,816.70
Contingent commissions    2,500.00
Capital—Authorized and paid up  1,000,000.00
Surplus   2,022,009.95
$6,281,460.08
Income.
Premiums (net)   $2,723,699.18
Interest    .'       311,660.22
Marine Award Mixed Claims Commission, United States and Germany   7,871.19
Profit on sale or maturity of bonds and stocks         15,598.90
Other income   389.21
$3,059,218.70
Disbursements.
Claims paid (net)   $1,431,535.22
Loss adjustment expenses         45,637.75
Agents' compensation and allowances        662,694.63
Field supervisory expenses       132,799.07
Salaries and fees, directors, officers, and clerks        225,323.06 J 28 BRITISH COLUMBIA.
All other expenses—Rents, furniture and fixtures, maps, inspections, surveys, commercial reports, and fire records, taxes and licence fees, postage, telegraph and
telephone, exchange and express, legal expenses, advertising and subscriptions,
printing and stationery, and miscellaneous     $318,464.71
Agents' balances charged off   2,669.37
Dividends to stockholders       200,000.00
Loss on sale or maturity of bonds  205.36
Balance           39,889.53
.$3,059,218.70
Returns for British Columbia.
(See page 42.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
Jas. Bailey. W. H. Higginson.
A. Blair, Jr. R. W. Sherford.
Henry Rose. Thos. Laine.
H. Lewis.
Wm. Townsley, Secretary.
Statement for the Year ended December 31st, 1930.
Assets.
Real estate (book value)  $3,340.00
Bonds and debentures  (book value)    11,131.88
Cash in bank   7,916.23
Office furniture   995.48
Premiums due and unpaid   1,915.30
Premiums, second and third instalments   47,699.02
Premium notes   172,215.98
Commissions not yet earned   12,027.79
Miscellaneous  50.00
$257,291.68
Liabilities.
Claims unpaid   $9,839.07
Reserve of unearned premiums (cash plan)    19,938.35
Reserve Fund   7,372.34
Balance   220,141.92
$257,291.68
Income.
Premiums (cash plan)    $15,922.94
Premiums  (instalments)    31,482.57
Interest  '. 794.67
Commissions  1,091.54
Proceeds of investments   9,992.44
Miscellaneous  792.85
$60,077.01 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 29
Disbursements.
Losses paid  $30,800.40
Commissions     8,375.71
Adjustment  expenses    322.93
Salaries, directors' and auditors' fees  8,920.25
Rent and light  1,401.30
Taxes   262.40
Office  expenses—Printing,   stationery,   advertising,  postage,   telephones,   telegrams,
and exchange   2,632.80
Return premiums   361.25
Miscellaneous  835.79
Balance   6,164.18
$60,077.01
MUTUAL RELIEF LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
Dr. J. C. Connell. W. Jackson.
A. J. Meiklejohn. T. A. Kidd.
C. C. Folger. Dr. H. C. Connell.
John Donnelly. W. H. Caldwell.
W. McDonald. J. M. Campbell.
Jas. Powley. W. A. Mackintosh.
D. A. Shaw. J. Regney.
H. B. Muir.
W. T. Fortye, Secretary.
Statement for the Year ended December 31st, 1930.
Ledger- Assets-
Real estate (book value)   $51,848.50
Mortgages on real estate   713,000.00
Loans to policyholders   124,686.25
Bonds and debentures (book value)    3,883,995.02
Stocks (book value)   178.851.25
Cash on hand and in banks   4,916.98
Advances to agents   8,686.00
Bond fees  .50
Non-ledger—
Interest and dividends due and accrued  „  83,861.68
Rents accrued   175.67
Premiums due and uncollected (net)    34.235.15
.5,084,257.00
Liabilities.
Liability under assurance and other contracts (net)    $4,733,578.00
Liability for payments due under contracts   39.285.00
Provision for unreported death losses and disability claims   20,000.00
Premiums paid in advance   20,578.32
Medical examiners' fees due and accrued   5.00
Borrowed money and interest thereon  70,453.60
Bank overdrafts :  40.198.63 J 30 BRITISH COLUMBIA.
Taxes and expenses due and accrued  ,         $7,000.00
Contingency and investment reserves          34,894.35
Undivided surplus       118,264.10
$5,084,257.00
Income.
Premium income  (net)  $582,224.33
Interest and dividends   258,851.98
Rents  627.76
Premium on exchange   12.50
Profit on sale or maturity of bonds   28,0,80.01
$869,796.58
Disbursements.
Disbursements under assurance contracts     $409,542.49
Taxes, licences, and fees   3,699.67
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous          43,091.75
Branch  office and  agency  expenses—Commissions,   salaries,   travelling  expenses,
rents, and miscellaneous        136,414.79
All other expenses—Advertising, office furniture, books and periodicals, postage,
express, telegrams, and telephones, printing and stationery, legal fees, medical
fees, and miscellaneous          30,628.78
Loss on exchange bonds  9,378.10
Balance       237,041.00
$869,796.58
Returns for British Columbia.
(See page 39.)
THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
Directors.
H. G. Bertram. E. C. Mitchell.
Hon. F. C. Biggs. Chas. S. Morton, M.D.
A. W. Briggs, K.C. W. E. Payne, K.C.
Hon. M. W. Doherty. E. K. Reiner.
J. T. Haig, K.C. J. M. Riddell.
AV. E. Long. A. E. Silverwood.
N. A. McLarty. Col. Nelson Spencer, M.L.A.
Frank McLaughlin. J. M. Walton.
Harold  MacPherson. Herbert Begg.
J. A. Martin. j
M. J. Smith, Secretary.
Statement for the Year ended December 31st, 1930.
T   , Assets.
Ledger—
Real estate (book value)   $197,661.21
Mortgages on real estate   3,609,859.06
Loans secured by stock, etc  30.000.00
Loans to policyholders   1,015,704.36 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 31
Ledger—Continued.
Bonds and debentures (book value)   $2,356,814.68
Stocks  (market value)    103,850.00
Cash on hand and in banks  31,902.10
Other assets   6,433.82
Non-ledger—
Interest and dividends due and accrued   125,328.84
Premiums due and uncollected and deferred (net)   338,933.22
$7,816,487.29
Liabilities.
Liability under assurance and other contracts (net)   $6,280,665.00
Liability for payments due under contracts  24,298.00
Provision for unreported death losses and disability claims  16,188.00
Amounts left with Company   40,459.31
Premiums paid in advance   8,7.30.16
Taxes due and accrued  17,500.00
Medical examiners' fees and accounts due and accrued   5,000.00
Borrowed money  372,000.00
Commuted payments not yet due to shareholders of Policy-Holders Mutual   28,735.44
Agents' balances  48,023.75
Other liabilities  1,545.55
Undivided surplus   318,576.60
Capital—
Authorized  $8,000,000.00
Subscribed     6,741,100.00
Paid up       654,765.48
$7,816,487.29
Income.
Premium income   $1,399,293.92
Consideration for supplementary contracts   5,468.15
Interest and dividends   413.011.19
Rents  6,980.83
Profit on sale of bonds and stocks   11,690.69
$1,836,444.78
D is bursements.
Disbursements under assurance contracts       $569,327.78
Dividends to shareholders  37,564.38
Taxes, licences, and fees          23,879.72
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous  :         72,953.82
Branch  office and  agency  expenses—Commissions,   salaries,   travelling  expenses,
rents, and convention expenses        331,803.37
All other  expenses—Advertising,  office furniture  and  supplies,  books  and  periodicals, postage, express, telegrams, and telephones, printing and stationery,
legal fees, commissions on loans, medical fees, and miscellaneous          82,965.67
Loss on sale or maturity of bonds and real estate          15,246.75
Balance        702,703.29
$1,836,444.78
Returns for British Columbia.
(See page 39.) J 32 BRITISH COLUMBIA.
THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY.
Head Office—Chattanooga, Tennessee.
Directors.
Robert J. Maclellan. P. J. Kruesi.
Alexander W. Chambliss. W. C. Cartinhour.
J. P. Hoskins. John A. Chambliss.
T. R. Preston. J. W. Kirksey.
S. L. Probasco. W. E. Brock.
W. C. Cartinhour, Secretary.
Statement for the Year ended December 31st, 1930.
T   _ Assets.
Ledger—
Real estate  $787,855.69
Mortgage loans on real estate   1,915,679.50
Loans secured by bonds   33,972.19
Loans secured by policies   685,780.09
Premium notes on policies in force   29,854.58
Bonds (book value)    1,061,777.57
Stocks (book value)    80,177.50
Cash on hand and in banks   196,239.45
Premiums (accident and health)   (gross)    438,671.39
Premiums  (life)   (net)    317,268.25
Agents' balances  65,951.32
Bills receivable  16,470.91
Furniture and fixtures   32.513.97
Other assets   16,026.49
Non-ledger—
Interest due and accrued   50,512.18
Miscellaneous   1,067.75
$5,729,458.83
■ Deduct assets not admitted—
Furniture and fixtures  $32,513.97
Premiums in course of collection effective prior to October 1st, 1930..      8,998.51
Bills receivable     16,470.91
Agents' debit balances      76,538.70
Book value of stocks over market value     20,917.50
Mortgage loans in excess of value       3,175.00
Miscellaneous assets      10,937.68
 ■      169.552.27
$5,559,906.56
Liabilities.
Liability under life assurance contracts (net)   $2,532,278.00
Liability under disability contracts (net)   92,998.78
Reserve for unearned premiums, accident and sickness contracts   501,458.64
Unpaid claims   584,613.22
Premiums, interest, and rent paid in advance   25,385.57
Commissions  76,431.30
Salaries, etc  9,387.25
Taxes  116,354.76
Other liabilities—Medical fees, agents' bonds, and adjustments   15.270.91
Contingency reserve   205,728.13 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 33
Capital paid up   $800,000.00
Surplus   600,000.00
$5,559,906.56
Income.
Premiums (accident and health)   (net)    $4,539,685.00
Premiums (life)   (net)     1,020,543.08
Interest and rents   347,969.86
Outstanding cheques written off   1,469.63
Profit on sale of mortgage loans and bonds  4,497.00
Adjustment of book value of bonds   3,176.24
$5,917,340.81
Disbursements.
Payments under life contracts   $523,757.29
Payments under accident and sickness contracts   2,597,189.38
Investigation and adjustment   144,079.72
Commissions   1,157,658.79
Head Office expenses—Salaries, medical fees, travelling, and rents   358,161.59
Branch office expenses—Salaries, etc., supervision, and inspection   186,646.70
Miscellaneous expenses—Legal, advertising, printing and stationery, postage and
telephones, books and newspapers, furniture and fixtures, bureau dues, insurance, and general   97,311.40
Repairs for real estate  '.  42,503.94
Taxes     130,439.66
Agents' balances charged off   22,917.97
Dividends to stockholders   154,000.00
Loss on sale of bonds   34.71
Decrease in book value of ledger assets   15,241.90
Other expenses—Investments, examinations, bonds and premiums, medical service,
and general   24,669.88
Balance  462,627.88
$5,917,340.81
Returns for British Columbia.
(See pages 39 and 48.)
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Dr. John Ferguson. Judge Tytler.
Col. D. M. Robertson. J. p. MacGregor.
Rev. D. Wallace Christie. Adam Brand.
Frank S. Mearns. J. M. Watt.
Col. Alex. Fraser. Robert Lewis.
Col. Alex. Cowan.
F. S. Mearns, Secretary.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1930.
Ledger— Assets.
Bonds and debentures (book value)    $1,276,471.15
Cash on hand and in banks          27 438.55
Deposit with Quebec Government  5,000.00
3 J 34
BRITISH COLUMBIA.
Non-ledger—
Interest due and accrued   $26,007.37
Collections not received at Head Office  13,596.94
Premium liens on policies   6,777.87
$1,355,291.88
Liabilities.
Provision for unpaid claims        $18,992.23
Bonus reserves  :        104,337.00
Reserves—■
Mortuary Fund   $1,048,590.00
Sickness Fund          29,625.00
    1,078,215.00
Balance       153,747.65
$1,355,291.88
Income.
Mortuary Fund      $166,169.27
Sickness Fund   5,080.44
Juvenile Fund   198.50
General Fund—
Assessments, dues, fees, and fines     $7,059,97
Transfers from Mortuary and Sickness Funds      34,615.97
Other revenue         580.55
  42.256.49
$213,704.70
Disbursements.
Mortuary Fund .*.     $121,957.12
Sickness Fund   3,877.86
General Fund—
Head Office expenses—Salaries, directors' fees, auditors' fees, actuaries' fees
and expenses, travelling expenses, rents, printing and supplies          12,679.40
Agency   and   organization   expenses—Commissions,   salaries   and   bonuses,
travelling expenses, and miscellaneous          24,904.44
Other expenses—Advertising, medical fees, taxes and licences, telephone, telegram, and express, light, fuel, and water, and miscellaneous   1,864.81
Balance  48,421.07
$213,704.70
Income— Returns for British Columbia.
Premiums and dues—
Mortuary Fund	
Sickness Fund  .'.	
Juvenile Fund 	
General Fund 	
Disbursements—
Mortuary Fund 	
General Fund 	
$7,016.70
61.80
15.60
169.10
$7,263.20
$1,060.00
1,920.58
$2,980.58 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 35
TORONTO GENERAL INSURANCE    COMPANY.
Head Office—Toronto, Ont.
Directors.
Lieut.-Colonel C. H. Ackerman. Hon. Forbes Godfrey, M.P.P.
J. T. Braund. P. H. Horst.
Charles W. Buchanan. Ray Lawson.
C. V. Cummings. M. A. Mackenzie, M.A.
R. T. Evans. Right Hon. Arthur Meighan, K.C.
W. W. Evans. C. Larratt Smith, M.C.
W. P. Fess. J. Fyfe Smith.
Thos. G. Breck, Secretary.
Statement for the Year ended December 31st, 1930.
Assets.
Mortgages on real estate   $60,000.00
Bonds and debentures (book value)   844,774.41
Stocks (book value)   101,497.59
Cash on hand and in banks   149,140.45
Interest due and accrued   14,112.88
Dividends due   1,150.00
Agents' balances and premiums uncollected (net, commission deducted)    276,100.33
Amount due for reinsurance on losses paid   34,334.37
Deposits with other insurers   20,000.00
Amount due from unlicensed reinsurers  55,993.27
$1,557,103.30
Deduct  assets   not   admitted—Agents'   balances   on   premiums   written   prior   to
October 1st, 1930          47,919.42
, $1,509,183.88
Liabilities.
Provision for unpaid claims   $262,426.21
Reserve of unearned premiums (net, at 80 per cent.)   314,145.24
Reserve for unpaid losses under unlicensed reinsurance   58,717.49
Expenses due and accrued, management, etc  33,029.23
Taxes   18,000.00
Reinsurance premiums  28,189.41
Return premiums   5,701.05
Reserve for loss on investments   14,219.27
Contingent reserve   20,000.00
Liability re Workmen's Compensation insurance  114,145.43
Accounts payable  1,123.82
Capital—
Authorized  $2,000,000.00
Paid up  284,284.50
Surplus  355,202.23
$1,509,183.88
Profit and Loss Account.
Premiums earned (net)   $1,233,809.96
Losses and claims incurred (net)   $670,508.35
Adjustment expenses       40,719.69
Commissions      266,661.96 J 36 BRITISH COLUMBIA.
Taxes      $10,678.75
Salaries, fees, and travelling expenses      154,532.12
All other expenses—Advertising, furniture and fixtures, inspection and
surveys, maps and plans, mercantile reports, postage, telegrams,
telephone, and express, printing and stationery, rents, Underwriters' Boards, Tariff Associations, statistical expense, general
and miscellaneous,  group  life premiums,  interest,  discount,  and
exchange      84,949.85
  $1,228,050.72
Underwriting profit  $5,759.24
Other revenue—
Interest earned     $52,879.77
Profit on sale of investments         9,622.27
         62,502.04
$68,261.28
Other expenditure—Reserve for income-tax   5,000.00
Net profit         $63,261.28
Returns for British Columbia.
(See pages 43, 46, 48, 50, 51, 53, and 54.)
UNITED PACIFIC CASUALTY INSURANCE COMPANY.
Head Office—Seattle, Wash.
Directors.
J. C. Bowles. Chas. T. Huston.
R. M. Drumheller. Wm. P. Matthais.
Ben B. Ehrlichman. Frost Snyder.
R. I. Ehrlichman. W. H. White.
Eugene B. Favre. Frederick A. Wing.
Thomas G. Hammond. J. W. Reynolds.
Wilrner C. Hewitt. Henry A. Rhodes.
F. W. Hurlbut.
Chas. T. Huston, Secretary.
Statement for the Year ended December 31st, 1930.
T   , Assets.
Ledger—
Mortgages on real estate  ,  $10,700.00
Bonds (book value)   893,606.84
Stocks (book value)   399,780.11
Cash on hand and in banks   96,313.56
Premiums in course of collection   227,488.21
Non-ledger—Interest due and accrued   9,811.21
$1,637,699.93
Deduct assets not admitted—
Book value of bonds and stocks over market value  $195,910.52
Accounts receivable  300.00
Investment in stock         1,000.00
        197,210.52
$1,440,489.41 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930. J 37
Liabilities.
Unpaid claims  (net)  $52,185.49
Reserve for unpaid losses   145,228.00
Investigation and adjustment of unpaid claims (estimated)    5,000.00
Reserve for unearned premiums   520,464.95
Commissions   64,208.69
Reserve for taxes  13,656.35
Reinsurance     22,871.23
Other liabilities   12,679.63
Capital—Authorized and paid up   400,000.00
Surplus   204,195.07
$1,440,489.41
Income.
Premiums   (net)     $1,146,502.16
Interest '.         63,587.54
Profit on sale or maturity of bonds and stocks          12,408.95
Adjustment in book value of ledger assets—
Increase in commissions accrued   $59,179.31
Increase in reinsurance premiums accrued      3,754.60
Increase in surplus by transfer from taxes accrued        1,557.41
  64,491.32
Contribution from stockholders to surplus and contingent reserve        150,000.00
Commission or reinsurance   59,079.44
$1,496,067.41
Disbursements.
Claims paid (net)   $579,658.80
Investigation and adjustment of claims   97,283.09
Policy fees retained by agents   3,070.00
Commissions or brokerage   423,105.46
Salaries, and all other compensation of officers, directors, trustees, and Home Office
employees   70,418.56
All other expenses—Medical fees, inspections, rents, General Office maintenance
and expense, taxes, licences and fees, legal expenses, advertising, printing and
stationery,  postage,  telephone,   telegraph,  exchange,  and  express,  insurance,
furniture and fixtures, Bureau and Association dues and assessments   64,861.78
Agents' balances charged off   112.91
Loss on sale or maturity of bonds and stocks   15,989.50
Adjustment in book value of ledger assets   2,415.96
Balance  239,151.35
$1,496,067.41
Returns for British Columbia.
(See page 47.)
WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
R. W. Craig. Dr. A. J. Fraser.
H. M. Dyer. C. Rice Jones.
Dr. A. M. Campbell. Wm. Hudson.
S. F. Conrod, Secretary. J 38 BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1930.
■r   , Assets.
Ledger—
Real estate (book value)   $13,343.68
Mortgage loans on real estate   1,061,872.38
Loans and advances to policyholders   435,553.22
Bonds and debentures (book value)    238,780.83
Cash on hand and in banks  :  18,919.97
Non-ledger—
Interest due and accrued  :  77,892.24
Premiums due and uncollected   157,300.60
$2,003,662.92
Liabilities.
Liability under assurance and other contracts  (net)    $1,465,377.00
Payments due under contracts (net)   _  10,937.51
Claims reported  :  1,408.50
Premiums paid in advance   2,987.28
Reserve for taxes   6,000.00
Commissions   269.64
Borrowed money   170,700.00
Provision for quinquennial dividends not yet due  6,000.00
Other liabilities   1,207.42
Capital—
Authorized   $1,000,000.00
Subscribed          895,500.00
Paid up  221,011.55
Contingent reserve   30,000.00
Surplus  87,764.02
$2,003,602.92
Income.
Premiums (net)      $301,212.78
Interest and rents   68,474.91
Other income  780.07
$370,467.76
Disbursements.
Disbursements under assurance contracts   $46,252.47
Interest or dividends to shareholders :... 8,957.00
Taxes, licences, and fees   6,738.66
Head Office expenses—Salaries, directors' fees, auditors' fees, travelling expenses,
rents, and miscellaneous  .'  45,861.31
Agents' salaries, travelling expenses, and commissions   81,247.45
Branch office expenses   9,611.28
All other expenses—Postage, express, telegrams, and telephones, printing and stationery, legal fees, medical fees, appraisement expenses, and miscellaneous  25,228.30
Balance  146,571.29
$370,467.76
Returns for British Columbia.
(See page 39.) REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 41
TABLE  II.—LIFE  INSURANCE  COMPANIES.
1926.
1927.
1928.
1929.
1930.
$10,524,000
308,808,000
1,753,000
$11,645,000
341,932,000
2,158,000
$12,232,000
372,689,000
2,465,000
$13,545,000
411,056,000
3,004,000
$14,282,000
438,702,000
3,292,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y	
American Home Fire Assurance Co	
American Insurance Co	
Anglo Scottish Insurance Co., Ltd	
Atlas Assurance Co., Ltd	
Baloise Fire Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boston Insurance Co	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Canadian  Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co ,
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Caledonian American Insurance Co	
Caledonian Insurance Co	
California Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Central Union Insurance Co	
Century Insurance Co., Ltd	
Chicago Fire & Marine Insurance Co	
China Fire Insurance Co., Ltd	
Citizens Insurance Co. of Jersey City	
City of New York Insurance Co *
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y	
Connecticut Fire Insurance Co	
Continental  Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insur. Co., Ltd...
Employers Liability Assurance Corporation, Ltd.
Ensign Insurance Co	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd.
Carried forward	
$18,909.97
55,605.77
16,248.49
48,298.29
39,826.07
12,898.04
12,114.78
10,050.31
7,342.83
9,256.12
40,268.06
95,790.67
3,119.47
46,094.56
3,140.32
12,407.82
41,645.62
5,126.43
16,409.24
9,914.05
41,586.56
21,368.67
13,494.96
24,016.06
24,340.09
15,399.33
29,241.71
18,215.70
54,247.31
22,072.10
27,740.97
34,537.60
16,027.52
43,828.03
21,537.65
13,899.27
3,203.80
15,851.72
4,817.83
18,639.68
4,337.89
1,754.79
41,424.90
8,061.23
1,222.94
19,951.44
I
15,398.42
68,076.33
9,650.36
28,664.55
51,417.21
39,999.36
39,730.18
16,684.82
48,807.33
44,848.76
16,760.10
12,331.98
11,457.12
$15,992.34
58,230.65
9,541.11
20,167.31
16,435.92
6,285.96
10,899.68
1,756.21
2,035.79
5,620.41
48,240.00
65,587.29
3,924.29
15,536.22
1,887.32
14,947.49
30,394.86
486.14
4,155.62
6,160.29
23,529.24
18,731.24
4,797.00
15,853.06
14,614.63
11,980.50
12,098.83
4,982.20
39,876.21
15,807.44
22,951.26
11,214.12
12,841.92
7,318.39
60.027.31
7,030.54
8.44
6,624.57
584.22
43,724.04
65.05
4.31
24,702.37
3,206.34
Nil
5,712.70
12,770.32
38,087.41
6,752.90
14,083.38
44,812.09
8,563.23
14,193.29
21,838.67
53,060.37
25,042.86
4,852.32
6,569.62
5,404.86
$21,678.05
49,130.29
15,457.37
44,876.29
36,662.03
13,931.88
13,183.23
10,688.90
4,019.47
9,608.68
39,147.97
97,280.46
6,778.70
43,233.94
3,973.35
20,700.84
43,493.15
6,671.35
15,833.59
13,016.69
42,033.12
22,926.39
12,751.95
23,216.18
26,640.14
16,773.45
33,386.81
17,117.88
57,461.64
28,232.91
27,592.66
37,539.41
14,622.48
40,541.82
15,103.27
12,720.93
1,554.48
18,657.48
3,436.64
22,203.61
2,320.34
886.52
41,002.62
4,722.91
1,376.10
14,668.30
17,527.94
68,631.79
11,068.53
30,330.59
52,549.71
37,152.44
37,644.43
13,738.29
49,205.02
49,111.70
13,217.21
13,001.37
12,242.01
$15,395.19
57,501.55
9,514.42
17,891.07
21,355.92
6,285.96
10,738.99
5,371.21
2,100.29
5,575.41
49,555.47
68,984.29
3,925.39
13,893.27
1,837.32
13,406.90
28,611.86
468.14
4,095.62
7,971.67
13,753.79
16,711.24
6,273.00
15,786.06
11,627.11
12,781.50
12,498.83
5,033.20
37,481.52
15,899.09
22,773.49
10,948.58
13,971.92
9,487.94
61,431.32
7,018.04
7.46
5,869.57
569.22
43,951.71
63.14
7.31
25,551.94
3,363.16
Nil
13,762.96
10,663.76
39,434.03
6,592.40
17,199.38
37,218.34
8,532.23
15,413.00
21,845.21
47,333.14
22,409.86
4,829.69
6,569.62
6,325.86
$1,449,113.18|     $962,602.15
I
$1,454,277.30
$955,469.50 J 42
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward    $1,449,113.181     $962,602.151 $1,454,277.30
Fidelity American Insurance Co	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
First National Insurance Co. of America	
Fonciere Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia *
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corp., Ltd	
General Fire Assurance Co. of Paris	
General Insurance Co. of America	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hanover Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Home Fire and Marine Insurance Co	
Homestead Fire Insurance Co *
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial  Guarantee & Accid. Insur. Co. of Canada..
Imperial Insurance Office	
Insurance Company of North America	
Insurance Co. of the State of Pennsylvania	
Laurentian Insurance Co -	
Law, Union & Rock Insurance Co., Ltd	
Legal and  General Assurance Society.	
Liverpool & London & Globe Insurance Co., Ltd...
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & Gen. Insur. Co., Ltd.
London & Scottish Assurance Corporation, Ltd	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumbermen's Insurance Co	
Marine Insurance Co., Ltd	
Maryland Insurance Co	
Mechanics & Traders Insurance Co	
Mercantile Fire Insurance Co	
Merchants and Employers Guar. & Accid. Co	
Merchants and Manufacturers Fire Ins. Co..	
Merchants Fire Assurance Corporation of N.Y	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa-
Milwaukee Mechanics' Insurance Co	
Minnesota Implement Mutual Fire Insurance Co...
Motor Union Insurance Co., Ltd	
Mount Royal Assurance Co	
Mutual Fire Insurance Co. of British Columbia...
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co. of Paris	
National Fire Insurance Co. of Hartford	
National Provincial Insurance Co., Ltd	
National Union Fire Insurance Co	
Carried forward..
1,723.96
80,804.74
17.004.8S
49,688.34
48,987.96
27,803.80
11,820.47
29,233.73
16,354.97
17,670.91
16,363.54
14,325.05
43,335.68
1,764.49
6,152.35
44,909.25
26,787.07
21,411.59
129,872.10
19,162.44
17,327.55
22,488.59
12,190.00
28,024.07
69,848.71
139,312.47
16,597.21
16i478.56j
■20,705.77 |
7,807.34|
28,767.72|
58,662.50
16,956.99
3,605.10
41,325.24
19,808.38
140,228.18
31,630.57
6,896.03
5,558.31
139,366.44
5,456.94
15,981.70
70,734.98
12,931.18
37,363.84
11,099.97
Nil
11,604.88
15,772.66|
23,794.15|
2,367.57
4,987.00
61,570.94
21,020.88
8,356.58
26,080.46|
7,750.59|
 I
28,024.07|
9,502.74[
34,720.46|
15,922.94|
28,466.74|
47.194.40J
42,857.53|
25,453.891
41,860.301
9.61
114,102.25
6,608.11
10,718.59
87,225.18
8,748.67
13,050.63
343.21
4,508.05
1,400.83
23,489.54
5,987.22
28,680.33
15.76
2,958.62
40,926.25
10,209.92
24,718.99
79,163.46
7,091.71
15,026.81
4,746.19
2,309.72
10,075.87
21,534.94
85,273.56
59.88
7,752.32
11,040.06
2,036.77
21,293.28
98,586.27
9,375.82
2,799.08
28,556.82
5,574.06
90,467.05
17,202.38
3,199.94
2,487.77
55,866.56
3,822.72
9,334.16
19,139.12
6,345.24
28,776.73
3,912.35
Nil
9,351.15
2,545.78
7,136.92
Nil
1,321.00
19,027.89
7,358.14
3,515.45
16,755.27
2,847.69
10,075.87
6,614.38
24,145.43
30,800.40
12,643.90
9,305.30|
16,585.89[
15,748.061
43,151.52|
1,971.27
76,607.08
22,113.50
39,773.53
49,900.66
25,352.82
12,896.70
10.991.88
14,543.83
15,240.00
17,029.13
17,813.18
71,353.55
1,506.89
6,186.06
47,765.45
35,064.33
30,217.82
138,747.39
28,243.31
20,925.85
14,459.65
7,381.04
27,183.92
80,141.99
135,253.S5
10,110.85
14,423.02
22,313.48
9,020.05
28,497.51
64,870.48
15,907.86
4,598.07
43,758.80
15,047.02
148,352.95
34,491.55
7,860.8S
3,464.29
139,112.45
4,762.75
15.72S.18
71,554.62
10,351.45
37,139.92
8,083.50
Nil
4,422.62
14,665.90
21,885.54
1,204.67
61,226.06
20,773.74
7,787.55
28,096.44
8,516.51
27,183.92
8,075.09
41,593.29
15,390.50
29,658.56
39,802.92
44,556.77
24,580.03
38,707.69
$955,469.56
14.34
131,369.75
7,622.47
8,168.59
89,531.50
8,827.68
10,810.34
6,421.90
4,548.05
"s32.62
23,556.42
5,712.22
30,105.33
15.76
3,745.62
14,583.14
10,377.45
23,376.99
86,708.90
7,022.61
17,136.43
5,471.19
4,849.22
11,569.20
25,073.70
88,435.56
4,233.40
6,397.32
8,798.06
4,567.77
22,253.28
90,277.30
6,558.47
2,805.08
29,403.82
3,701.54
96,699.19
15,835.37
6,896.03
2,347.77
55,870.56
8,620.72
11,804.16
18,957.12
6,345.24
39,800.73
3,912.35
Nil
12,298.65
4,530.89
7,092.92
mi
1,321.00
17,054.89
7,722.14
4,894.79
16,769.27
4,131.16
11,569.20
5,314.38
25,985.43
40,639.47
20,726.62
7,589.30
17,800.08
15,668.06
43,036.77
,528,909.62[ $2,238.084.591
' !
',,550,519.461 $2,291,586.84 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 43
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
Ltd..
Newark Fire Insurance  Co	
New Hampshire B^ire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co.,
North Empire Fire Insurance Co	
Northern Assurance Co.,  Ltd	
North River Insurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd..
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co.,   Ltd	
Pearl Assurance Co., Ltd	
Phenix Fire Insurance Co. of Paris	
Philadelphia Fire & Marine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Pioneer Insurance Co	
Planet Assurance Co., Ltd	
Portage la Prairie Mutual Fire Insurance Co....
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd •	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Retail Hardware Mutual Fire Insurance Co	
Rhode Island Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance  Co.,  Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Sentinel Fire Insurance Co	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
State Assurance Co., Ltd	
Stuyvesant Insurance Co	
Sun Insurance Office	
Sussex Fire Insurance Co	
Svea Fire & Life Insurance Co., Ltd	
Toronto General Insurance Co	
Trans Canada Insurance Co	
Travelers Fire Insurance Co	
Union Assurance Society, Ltd	
Union Fire Insurance Co. of Paris	
Union Insurance Society of Canton, Ltd...:	
Union Marine Insurance Co., Ltd	
United British Insurance Co., Ltd	
United Mutual Fire Insurance Co	
United States Fire Insurance Co	
Universal Insurance Co	
Wawanesa Mutual Insurance Co	
Westchester Fire Insurance Co	
Western Assurance Co ,
Carried forward..
$3,528,909.62
11,012.92
9,763.26
12,904.72
2,797.69
28,366.48
75,201.50
17,830.12
55,836.04
11,527.32
151,722.16
22,758.10
12,446.78
92,690.33
22,128.16
25,634.53
43,836.29
33,047.28
15,135.17
23,173.66
16,639.46
9,029.37
10.160.43
4,800.28
324,853.43
36,668.24
19,684.99
15,400.32
7,777.41
13,245.81
39,157.25
53,141.21
27,899.43
55,080.91
16,502.36
9,736.50
8,563.11
28,024.07
2,009.70
52,202.40
184,965.71
14,930.01
22,434.16
14,360.16
26,167.48
52,152.10
25,432.79
12,364.37
1,418.27
4,589.98
44,942.30
20,934.58|
38,521.271
78,239.81|
9,286.78
20,602.69
11,750.52
20,620.00
13,910.73
40,605.26
17,557.89
45,701.51|
Nil
8,181.93|
5,521.44|
46,232.6S|
8,132.33 [
45,118.82|
20,041.891
27,627.22|
1,238,084.59
5,168.22
5,357.28
23,461.47
1,031.08
5,878.33
46,139.35
14,057.57
26,646.61
3,655.01
92,319.83
2,242.40
4,452.41
76,102.11
8,398.63
11,320.69
10,409.32
19,523.28
4,357.82
38,657.38
.19,300.24
2,273.49
4,079.58
25.53
207,425.52
14,069.31
16,386.96
8,194.85
1,054.35
8,838.66
6,924.79
43,840.30
8,024.34
25,960.19
13,257.60
4,183.33
2,670.96
10,075.87
66.03
20,847.22
92,805.46
7,066.53
3,001.09
5,324.83
30,938.60
27,884.62
28,866.75
3,199.26
Nil
48.05
23,271.97
9,676.64
19,319.01
62,597.14
3,164.11
20,089.08
49,276.57
2,594.12
71.51
11,828.74
1,396.07|
35,896.95|
Nil |
2,830.181
2,186.26)
30,470.68|
5,359.00|
14,092.511
14,736.40|
7,952.00|
!,550,519.46
12,135.36
10,021.91
11,565.83
3,976.32
38,173.65
78,023.55
17,077.00
52,430.94
13,080.52
153,040.64
22,184.58
12,781.53
103,944.00
20,701.36
29,119.50
37,838.99
35,008.20
10,462.91
25,511.33
17,299.16
7,815.81
9,982.16
2,544.63
327,910.3
38,995.58
22,175.29
14,922.11
2,689.93
13,793.67
38,602.09
53,065.60
28,250.65
49,147.55
18,140.34
11,078.77
8,466.62
27,183.92
1,775.84
52,731.78
182,661.68
14,136.68
23,666.00
14,733.92
26,826.22
52,837.49
27,340.28
12,478.41
Nil
3,858.30
46,188.81
23,700.43
32,158.17
84,377.54
7,193.61
15,575.40
19,710.92
14,143.84
7,258.62
39,844.97
16,119.51
42,502.55
Nil
7,256.70
5,241.41
47,479.33
7,562.73
38,102.82
19,589.60
28,931.66
$2,291,586.84
4,265.22
5,251.22
19,052.87
1,120.58
6,000.88
33,779.93
14,379.57
23,215.61
2,912.01
97,354.83
1,951.53
4,077.41
78,690.11
5,240.95
11,365.69
13,110.75
18,626.89
10,982.82
36,780.01
18,808.37
2,598.49
4,035.58
25.53
273,823.35
18,600.31
16,386.96
10,060.51
1,054.35
6,640.57
8,173.79
50,104.30
8,541.34
21,444.19
12,957.60
3,392.36
2,520.96
11,569.20
61.03
19,990.22
75,166.46
12,571.53
8,457.40
4,724.83
27,463.60
31,988.50
32,627.75
3,678.26
Nil
48.05
25,663.97
9,751.64
17,038.01
64,438.14
3,289.11
25,291.56
48,772.57
2,431.12
71.51
14,968.74
1,015.07
25,735.95
Nil
2,051.17
2,503.63
27,563.78
4,753.85
12,932.51
16,664.46
9,204.00
$5,829,655.55   $3,630,806.631 $5,845,620.00
I
1,681.457.90 J 44
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
Name of Company.
Net.
Premiums
written.
Net Losses
paid.
Net.
Premiums
earned.
Net Losses
incurred.
Brought forward..
Westminster Fire Office t
World Fire and Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yang-tsze Insurance Association, Ltd	
Yorkshire Insurance Co., Ltd	
Totals..
$5,829,655.55   $3,630,806.63
I
$5,845,620.00
14,200.94
16,434.95
10,812.84
33,490.07
$5,904,594.35
13,265.86
2,137.22
8,824.33
16,693.19
13,888.51
15,786.06
11,785.50
33,725.67
$3,681,457.90
14,201.87
1,685.22
8,827.33
18,565.19
$3,671,727.23
$5,920,805.74| $3,724,737.51
* City of New York Insurance Co.
1   (Reinsured by
* Franklin Fire Insurance Co  >
* Homestead Fire Insurance Co ) tlom'i lns- Co.
t Westminster Fire Office	
(Reinsured with Alliance Assurance Co., Ltd.)
(Note.—These  figures   are  included  in  the
foregoing returns.)
$8,541.78
14,538.30
3,669.22
6,830.20
$451.42
713.10
Nil
Nil
$8,995.15
13,122.55
2,402.61
Nil
$368.42
216.10
Nil
Nil
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Premium
Deposits
earned.
Net Losses
incurred.
Net Losses
paid.
Affiliated Underwriters	
Canners Exchange  Subscribers at Warner  Inter
Insurance Bureau	
Epperson Underwriters	
Equitable Fire Underwriters	
Individual Underwriters	
Inter Insurers Exchange	
Lumber  Underwriters	
Lumbermen's Underwriting Alliance	
Manufacturing Lumbermen's Underwriters	
National Lumber Manufacturers Inter Insurance
Exchange	
New York Reciprocal Exchange	
Sprinklered Risk Underwriters	
Underwriters Exchange..—'	
Warner Reciprocal Insurers	
Totals	
$6,723.02
4,931.78
$6,576.31
4,640.77
$5,516.37
Nil
669.70
2,270.62
585.71
726.79
142,476.24
15,751.06
1,623.09
5,272.93
2,575.20
3,233.09
88.20
334.85
3,340.25
372.41
134,517.37
16,372.84
2,181.11
7,309.76
2,566.26
3,311.24
131.08
Nil
16.19
2,851.05
Nil
40,159.55
1,973.31
1,088.59
68.16
Nil
Nil
Nil
$5,516.37
Nil
Nil
16.19
2,851.05
Nil
43,300.32
798.31
1,088.59
68.16
Nil
Nil
Nil
$186,927.43
$181,654.25|        $51,673.221        $53,638.99
TABLE  IV.—FIRE  INSURANCE   SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
1926	
1927	
1928	
1929	
1930	
Totals
$5,670,340.79
5,653,679.51
6,032,585.21
6,131,977.59
5,904,594.35
$29,393,177.45
$2,598,098.40
2,432,973.37
2,090,357.38
3,143,631.58
3,671,727.23
$13,936,787.96
$5,802,250.12
5,957,509.40
5,920,805.74
$17,680;565:26~
$2,662,799.05
2,053,790.62
2,162,247.93
3,231,816.37
3,724,737.51
$13,8357391748"
37.26
54.02
62.90 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 45
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Automobile Fire Insurance Co	
American Automobile Insurance Co	
American Central Insurance Co	
American Home Fire Assurance Co	
American Insurance Co	
Anglo Scottish Insurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Central Manufacturers Mutual Insurance Co	
Century Indemnity Co	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
Continental Insurance  Co	
Cornhill Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insurance Co	
Employers Liability Assurance Corporation	
Equitable Fire & Marine Insurance Co	
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
Firemen's Insurance Co	
First National Insurance Co. of America	
Franklin Fire Insurance Co *
General Accident Assurance Co	
General Accident Fire & Life Assur. Corp., Ltd	
General Casualty Co. of America	
General Casualty Insurance Co. of Paris, France..
General Exchange Insurance Corporation	
General Insurance Co. of America	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co ,
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co ,
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Fire and Marine Insurance Co	
Home Insurance Co	
Homestead Fire Insurance Co *
Hudson Bay Insurance Co f
Carried forward	
$384.22
Nil
11,486.28
7.97
Nil
35,231.50
29,381.24
Nil
Nil
Cr. 77.82
6,041.28
39,223.52
6,574.74
4,373.17
21.49
7,165.53
4,938.90
28,504.66
4,361.01
20,323.68
44,626.58
6,336.20
14,459.68
20,033.25
52,808.26
16,159.72
11,247.85
4,937.79
1,543.94
3,649.22
254.33
7,138.78
Nil
Nil
16,077.83
1,528.03
Nil
12,150.50
16,550.77
45,061.16
10.40
48,112.48
Nil
4,113.05
Nil
Cr. 5.18
358.24
Nil
98.13
37,359.02
2,633.96
11,099.71
10,442.04
19,758.23
14,755.20
Nil
9,807.31
930.43
Nil
60,913.25
2,748.61
2,798.10
12.45
11,640.17
3,424.91
56.21
5,048.63
6,992.99
$725,696.60
$235.00
Nil
3,953.86
572.91
Nil
16,197.51
10,410.67
Nil
Nil
Nil
6,986.56
30,968.67
2,396.69
40,885.40
276.35
3,787.42
3,199.51
18,086.14
4,893.41
19,649.31
20,328.12
4,532.87
3,488.90
11,535.94
23,612.24
12,224.05
5,262.63
775.83
1,401.51
Nil
129.50
2,540.09
Nil
Nil
6,161.76
356.73
Nil
6,155.22
3,063.49
18,954.06
Nil
18,019.13
Nil
2,629.14
Nil
651.05
28.00
Nil
Nil
12,697.17
701.66
9,703.67
29,382.33
15,529.73
13,826.23
Nil
6,270.81
Nil
Nil
44,740.38
8,007.31
607.50
Nil
6,652.19
2,578.11
3,645.93
466.70
1,863.34
$460.35
Nil
14,822.44
474.51
mi
27,279.!
25,157.35
Nil
Nil
Cr. 27.90
6,439.30
37,245.53
6,214.74
22,807.72
21.49
6,740.81
5,623.01
28,362.57
4,142.74
29,612.73
33,152.85
7,408.58
13,421.90
17,400.51
50,799.88
17,836.66
9,458.55
4,086.98
2,318.60
2,317.98
156.41
6,405.74
Nil
Nil
15,145.32
2,139.69
Nil
11,469.43
10,602.42
44,054.98
10.40
48,751.92
Nil
4,273.68
Nil
1,760.45
422.74
Nil
49.07
36,899.12
3,005.43
12,962.30
22,729.68
19,894.66
22,016.05
Nil
12,386.41
847.56
Nil
56,647.45
4,202.53
2,193.53
11.79
10,207.28
3,485.92
678.12
3,143.70
5,735.07
$461,022,731     $735,896.59
$227.50
Nil
2,528.86
572.91
Nil
16,483.51
15,618.42
Nil
Nil
175.00
6,382.14
33,278.67
2,736.69
33,124.87
Cr. 8.65
6,940.42
5,216.84
17,296.14
4,742.41
13,648.31
24,078.12
5,417.87
5,563.58
13,413.35
28,204.88
10,936.79
5,267.63
2,147.83
2,994.51
30.35
159.50
2,626.51
Nil
Nil
6,442.13
109.98
Nil
6,964.72
3,517.19
18,646.83
Nil
15,704.13
Nil
2,617.05
Nil
Cr. 423.93
513.00
Nil
Nil
14,472.63
369.78
11,182.43
17,526.33
14,286.73
13,705.58
Nil
8,111.31
Nil
Nil
42,863.38
3,662.31
977.50
Nil
7,370.14
2,470.93
3,245.93
1,736.70
1,989.34
$458,299.06 J 46
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
Imperial Guarantee & Accid. Insur. Co. of Canada.
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co	
Legal and General Insurance Society, Ltd	
Liverpool & London & Globe Insurance Co	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co	
London & Lancashire Insurance Co	
London & Provincial Marine & General Ins. Co.—
London & Scottish Assurance Corporation	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants and Employers Guar. & Accid. Co	
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Mercury Insurance Co..	
Metropolitan Casualty Insurance Co. of N.Y	
Minnesota Implement Mutual Fire Insurance Co..
Motor Union Insurance Co	
Mount Royal Assurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Union Fire Insurance Co	
National Union Indemnity Co	
Newark Fire Insurance Co	
New Jersey Insurance Co	
New York  Indemnity Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co -	
North British & Mercantile Insurance Co., Ltd....
Northern  Assurance  Co.,  Ltd	
Northwest Casualty Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Indemnity Co	
Ocean Accident & Guarantee Corporation, Ltd	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co	
Phoenix Assurance Co., Ltd.....	
Phoenix Insurance Co. of Hartford	
Portage la Prairie Mutual Fire Insurance Co	
Preferred Accident Insurance Co	
Provincial Insurance Co	
Prudential Assurance Co., Ltd	
Queen Insurance Co	
Raihvay Passengers Assurance Co	
Retail Hardware Mutual Fire Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co	
Sentinel Fire Insurance Co	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
Stuyvesant Insurance Co	
Sun Insurance Office	
Toronto General Insurance Co	
Trans Canada Insurance Co	
Carried forward..
$725,696.60
7,171.90
10,068.50
102.77
287.55
7,362.43
5,069.28
26,772.61
4,960.74
57,701.15
5,680.79
5,153.60
862.24
4,63S.99
6,148.16
65,470.31
29,925.67
457.14
679.88
42,711.39
Cr. 35.80
1,850.86
510.10
31,164.23
12.45
27,539.74
17,273.12
2,088.76
Nil
5,072.32
5,715.94 j
1.543.00J
3,787.76|
13,230.81|
Nil |
Nil
4,491.87
15,919.11|
28,785.93
56,255.84
4,021.08
23,991.53
10,150.83
3,847.87|
45,547.04|
1,432.20|
0,729.70|
10,041.06|
120,129.13|
Nil [
1,800.06
7,882.11
48,809.84
5,604.18
52,371.11
32,850.14
12.45
53,749.91
149,981.66
7,293.06
2,107.71
10,796.74
18,997.45
Nil
543.66
Nil
17,082.35
21,647.24
5,328.91
36,813.50
$461,022.73
6,415.61
3,087.00
2,085.03
1,114.38
2,565.70
455.92
12,832.39
2,516.82
34,941.99
1,258.91
2,615.06
351.65
2,009.91
2,511.69
28,838.95
3,378.04
Nil
Nil
7,075.68
3,183.90
123.79
Nil
3,830.53
Nil
14,077.54
11,860.28
563.73
Nil
13,103.36
2,017.70
519.46
2,943.87
1,981.27
Nil
Nil
9,598.77
4,031.14
34,210.74
14,765.04
4.37S.58
10,255.97
6,522.23
1,046.59
27,387.92
1,113.70
3,385.74
3,310.66
52,708.11
Nil
Nil
5,020.93
20,087.71
14,365.53
42,936.53
16,093.90
Nil
37,172.15
74,222.40
9,333.89
2,549.90
2,619.80
16,552.30
Nil
65.04
Nil
11,958.06
25,476.18
14,998.72
13,094.47
$1,924,816.78   $1,109,145.04
$735,896.59
8,153.70
10,139.00
2,822.24
2,324.50
7,380.51
3,335.09
27,526.55
4,644.65
57,523.18
4,707.49
5,693.66
822.05
4,654.45
5,134.93
67,970.93
18,910.03
294.31
762.67
28,723.33
2,605.63
1,939.70
351.97
19,387.27
11.79
28,477.30
19,883.72
2,357.06
Nil
3,428.06
4,825.36
1,306.49
5,994.77
,8,108.16
Nil
Nil
4,944.56
17,013.80
42,332.72
43,620.95
8,122.77
24,497.25
11,247.18
1,977.92
46,958.94
3,007.69
9,264.03
9,697.86
109,101.10
Nil
479.81
7,042.87
43,376.74
4,674.16
55,756.77
31,625.66
11.79
50,769.27
145,382.34
9,746.27
2,143.92
10,309.26
20,689.32
Nil
326.20
mi
10,520.06
35,605.15
21,981.56
36,424.03
$1,914,749.09
$458,299.66
1,534.61
2,210.00
1,603.03
1,471.71
2,630.70
1,974.80
8,910.39
3,361.82
33,539.99
1,258.91
2,790.06
421.65
1,825.91
7,338.14
28,068.95
12,694.04
Nil
Nil
9,157.18
804.60
123.79
Nil
8,779.33
Nil
18,170.54
8,380.28
738.73
Nil
13,355.36
2,774.70
579.46
684.87
2,642.87
Nil
Nil
11,378.77
4,978.14
7,438.15
15,816.09
4,155.08
8,865.97
2,133.23
2,661.59
29,287.92
807.70
3,856.87
3,494.48
62,006.61
Nil
Nil
6,951.76
33,813.45
2,355.53
45,426.53
23,865.90
Nil
37,349.82
98,537.40
9,839.64
2,599.90
3,189.30
16,127.30
Nil
116.79
Nil
16,928.06
23,108.68
8,339.72
14,016.47
$1,135,632.93 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 47
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward..
Travelers Fire Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd,	
United British Insurance Co., Ltd	
United Pacific Casualty Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Wawanesa Mutual Insurance Co	
Western Assurance Co	
Westminster Fire Office	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co	
Zurich General Accident and Liability Ins. Co..
Totals	
$1,924,816.78
1,290.57
15,558.17
9,983.94
26,619.38
5,193.29
13,371.29
27,716.58
Cr. 33.97
2,227.89
3,502.01
Nil
6,714.25
18,212.01
96,788.04
$2,151,994.20
$1,109,145.04
47.70
14,000.03
2,891.40
19,486.15
Nil
2,021.51
13,588.50
4,707.63
261.20
278.32
2,113.17
$1,914,749.09
798.35
14,598.34
10,652.58
31,908.31
Nil
5,487.62
21,870.09
15,740.81
328.79
1,113.99
4,057.59
142.90
1,575.35
9,957.61
58,760.96
$1,238,977.52
Nil
7,150.63
18,473.42
100,676.72
$27147,606.33
$1,135,632.93
68.35
14,118.80
3,526.40
15,138.15
Nil
1,456.76
21,119.32
4,873.78
Cr. 1.35
278.32
Cr. 1,436.83
142.90
2,110.35
17,607.61
69,061.96
$17285,135.63
* Franklin Fire Insurance Co )    (Reinsured by
* Homestead Fire Insurance Co. j  Home Ins. Co.)
t Hudson Bay Insurance Co. (gross premiums and
losses, respectively)	
t Westminster Fire Office (gross)	
(Reinsured by Alliance Assurance Co., Ltd.)
(Note.—These  figures   are   included  in  the
foregoing returns.)
Nil
$3,517.39
127,852.68
781.48
$82.20
719.19
62,753.90
Nil
$163.40
2,577.19
Nil
$132.20
842.19
Nil
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Losses
paid.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
incurred to
Premiums
earned.
1926	
$1,106,000
1,320,000
1,561,000
2,137,000
2,152,000
$518,000
770,000
915,000
1,099,000
1,285,000
1927	
$1,244,000
1,470,000
1,900,000
2,148,000
58.03
1928	
62.30
1929	
$1,018,000
1,239,000
57.82
1930	
59.82 J 48
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930.
ACCIDENT AND SICKNESS INSURANCE.
Name of Company.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Gross
Losses
paid.
Aetna Life Insurance Co	
Alliance Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
Car & General Insurance Corporation, Ltd	
The Casualty Co. of Canada	
The Century Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd	
Confederation Life Association	
Continental Casualty Co	
Dominion Fire Insurance Co	
The Dominion of Canada General Insur. Co	
Employers' Liability Assurance Corporation, Ltd—
Fidelity & Casualty Co. of New York	
Fidelity Insurance Co. of Canada	
The General Accident Assurance Corporation, Ltd..
General Accident Fire & Life Assur. Corpn., Ltd	
The General Casualty Insurance Co. of Paris	
The Globe Indemnity Co. of Canada	
The Guardian Insurance Co. of Canada	
The Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial Guar. & Accident Insur. Co. of Canada	
Imperial Insurance Office	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Insur. Co., Ltd	
London & Scottish Assurance Corporation, Ltd....
London Guarantee & Accident Co., Ltd	
London Life Insurance Co	
Loyal Protective Insurance Co	
Maryland Casualty Co	
Merchants & Employers Guarantee & Accident Co...
Merchants Casualty Insurance Co ,	
Metropolitan  Casualty Insurance Co	
Metropolitan Life Insurance Co	
The Motor Union Insurance Co., Ltd	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd	
The Preferred Accident Insurance Co	
The Protective Association of Canada	
The Provident Life & Accident Insurance Co	
Prudential Assurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
United States Fidelty & Guarantee Co	
Western Assurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd—
Totals	
* Accident and Sickness.
*$4,194.75
2,210.28
2,601.78
1,499.35
3,886.15
10,608.33
221.29
4,537.93
•376.70
47.50
1,017.14
•618.00
37,605.79
371.00
36,010.63
*714.20
6,996.49
17.10
226.13
14,532.76
•493.85
796.76
314.53
6,468.35
374.50
1,299.92
335.38
"29,684.77
50,592.89
7,345.16
363.25
1,488.11
7,595.36
9,235.91
5,106.00
197.46
6.238.07
♦3,540.61
*2,386.68
•23,899.59
1,409.66
"133.00
•35,219.42
374.75
7,411.57
•4,173.35
980.00
985.93
1,661.01
4,952.60
9,358.35
366.40
•36,732.20
•1,882.80
1,247.05
4,630.79
703.82
50,582.85
1,099.43
491.62
•36.50
44,143.39
1,297.94
8,334.55
616.48
1,189.331
1,871.14
2,165.751
*9,406.01|
2,330.001
•$1,850.69
528.92
157 57
318.32
1,560.87
4,589 03
32.14
1,337.92
•42.49
Nil
250.26
•384.29
34,014.72
155.00
16,278.19
•6.66
1,559.34
Nil
407.10
7,964.30
"Nil
37.50
17.15
1,528.14
421.50
134.33
2.00
•10,839.10
26,806.73
2,965.83
80.00
116.67
7,593.32
2,357.93
4,782.09
Nil
5,021.68
•4,032.36
•1,341.69
•9,941.04
82.50
Nil
•12,856.41
mi
1,949.00
•2,428.00
415.00
1,526.55
2,765.77
2,328.97
30,609.54
Nil
•21,908.01
•1,694.68
692.34
1,024.74
223 44
26,806.73
373.88
163.93
•234.19
18,035.35
808.72
4,671.01
159.28
1,153.24
1,032.76
283.72
•5,354.38
517.48
$521,838,141     $289,556.49
$1,473.01
1,346.70
935.25
2,000.43
4,792.56
91.12
1,068.45
Nil
367.39
38,914.77
Nil
21,506.55
2,802.61
Nil
83.69
7,211.00
192.62
119.03
4,488.52
213.00
696.37
105.00
26,891.24
3,023.11
127.52
610.20
5,526.09
4,659.25
Nil
Nil
2,493.94
557.29
$925.59
829.91
249.70
600.28
3,196.18
Nil
1,921.11
Nil
92.77
20,343.66
Nil
11,394.55
1,006.47
Nil
Nil
6,569.55
176.66
Nil
1,419.50
Nil
424.64
Nil
15,500.45
2,726.25
153.41
85.00
2,377.67
2,214.72
Nil
Nil
1,222.72
83.33
1
f
9.00
40.00
1,766.10
430.00
Nil
Nil
221.46
100.95
498.28
811.71
1,977.65
2,012.99
2,413.45
154.65
Nil
Nil
643.20
1,118.75
2,237.97
749.36
288.24
32.85
26,844.54
15,500.45
625.29
844.03
333.70
125.00
65,071.58
56,212.92
475.16
228.77
9,708.48
5,621.04
356.62
Nil
390.50
Nil
}
203.00
69.04
Nil
Nil
2,509.84
524.66
$249,596.86|  $158,091.29 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930.
J 49
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930— Continued.
TORNADO AND WEATHER INSURANCE.
Tornado Insurance.
Weather Insurance.
Name of Company.
Premiums.
Losses.
Premiums.
Losses.
$3.00
28.80
Nil
Nil
18.82
1.76
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
■  $279.58
.49
Nil
Nil
1.31
156.03
Nil
Fidelity-Phenix Fire Insurance Co	
Nil
Nil
Nil
Nil
Nil
Roval Insurance Co., Ltd	
United States Fire Insurance Co	
Nil
Nil
Totals	
$52.38
Nil
$437.41
Nil
BOILER AND MACHINERY AND EXPLOSION INSURANCE.
Name of Company.
Boiler and Machinery
Insurance.
Premiums.
Losses.
Explosion Insurance.
Premiums.
Losses.
Boiler Inspection & Insurance Co. of Canada-
Canada Accident & Fire Assurance Co	
Continental Insurance Co	
Dominion of Canada General Insurance Co	
Employers' Liability Assurance Corporation, Ltd
Fidelity-Phenix Fire Insurance Co	
General Accident Assurance Co. of Canada	
Insurance Co. of North America	
Maryland Casualty Co	
Northern Assurance Co., Ltd	
Ocean Accident & Guarantee Corporation, Ltd;.
Royal Insurance Co., Ltd	
Travelers Indemnity Co	
United States Fire Insurance Co	
Totals	
$23,160.84
2,472.79
Nil
509.77
1,146.16
Nil
29,553.02
Nil
516.80
602.10
5,365.12
52.71
551.43
Nil
$63,930.74
$9,342.12
Nil
Nil
Nil
Nil
Nil
22,700.25
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$32,042.37
Nil
Nil
$19.37
Nil
Nil
25.00
Nil
5.00
Nil
Nil
Nil
Nil
Nil
3,066.74
$3,116.11
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
BURGLARY AND FORGERY INSURANCE.
Name of Company.
Burglary Insurance.
Premiums.
Losses.
Forgery Insurance.
Premiums.
Losses.
Alliance Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
The Casualty Co. of Canada	
The Century Indemnity Co :	
Century Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
Dominion of Canada General Insurance Co	
Employers' Liability Assurance Corporation, Ltd..
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Co., Ltd—.
General Casualty Co. of America	
General Casualty Assurance Co. of Paris	
General Indemnity Corporation of America	
Carried forward...	
$2,266.14
963.87
223.47
988.87
1,357.83
5,479.56
10,295.13
5,892.57
984.09
27.75
85.00
82.35
63.15
2,851.65
4,592.79
2,572.15
6,780.88
572.94
35.75
463.70
Nil
$95.30
43.60
187.53
Nil
1,309.60
205.46
5,443.82
1,149.90
Nil
Nil
Nil
Nil
Nil
163.88
1,583.50
1,069.96
2,222.49
Nil
Nil
55.38
Nil
$46,579.65
$13,530.48
Nil
Nil
Nil
Nil
Nil
$31.00
54.93
957.44
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
11.50
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$44.20
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$1,054.87
$44.20 J 50
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
BURGLARY AND FORGERY INSURANCE—Continued.
Name of Company.
Burglary Insurance.
Premiums.
Losses.
Forgery Insurance.
Premiums.
Losses.
Brought forward	
The Globe Indemnity Co. of Canada	
The Guardian Insurance Co. of Canada	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur Co. of Canada
Indemnity Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co	
London & Lancashire Guar. & Ace. Co. of Canada.
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London & Scottish Assurance Corporation, Ltd.—
London Guarantee & Accident Co., Ltd	
Maryland Casualty Co	
Metropolitan  Casualty Insurance Co	
National  Surety Co	
National Union Indemnity Co..	
New York Indemnity Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Northwest Casualty Co.-	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd...
Portage la Prairie Mutual Fire Insurance Co.—
Prudential Assurance Co.,  Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Sun  Insurance Office,   Ltd	
Toronto General  Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
United States Fidelity & Guaranty Co	
Western  Assurance   Co   	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd - -	
Zurich General Accid. & Liability Insur. Co., Ltd..
Totals	
$46,579.65
653.50
1,423.14
1,019.28
9,079.45
509.67
89.25
775.19
1,283.03
4,025.56
124.78
229.60
784.82
3,863.65
200.25
1,427.18
284.41
171.70
1,820.01
2,474.31
255.15
1,014.40
61.25
1,953.17
210.15
764.57
1,917.30
322.49
8,831.12
102.39
1,213.26
4,059.67
596.32
58.50
4,552.98
1,822.68
2,245.25
3,692 79
950.03
$13,530.48
762.35
676.11
218.90
2,039.84
301.31
Nit
5.00
141.75
383.51
mi
35 00
505.10
685.84
mi
1,155.50
Nil
133.80
102.90
335.25
Nil
1,155.36
Nil
381.90
Nil
Nil
259.33
202.65
2,039.84
Nil
Nil
3,335.81
1,614.72
Nil
886.37
2,352.35
213.50
621.50
121.24
$1,054.87
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
153.27
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$44.20
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
8
Nil
Nil
Nil
Nil
Nil
Nil
Nil-
Nil
Nil
Nil
Nil-
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
98.10
$112,041.90|       $34,197.21
$1,208.14)
,$142.36
GUARANTEE, CREDIT, AND BOND INSURANCE
Name of Company.
Guarantee Insurance.
Premiums.
Losses.
Bond Insurance.
Alliance Assurance Co., Ltd	
American Credit Indemnity Co. of N.Y. (Credit)..
British American Assurance  Co	
British Canadian Insurance Co	
Canada Accident & Fire Assurance Co	
Canadian General Insurance Co	
The Canadian Indemnity Co	
The Canadian   Surety Co....	
The Casualty Co. of Canada	
Century Insurance Co., Ltd ,	
Dominion of Canada General Insurance Co	
Employers' Liability Assurance Corporation, Ltd
Fidelity Insurance Co. of Canada	
The General Accident Assurance Co. of Canada.
General Casualty Insurance Co. of Paris, France.
The Globe Indemnity Co. of Canada	
The Guarantee Co. of North America	
Guardian Insurance Co. of Canada	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Carried forward	
$960.58
Nil
700.67
288.00
1,970.72
15,674.28
14,769.581
32,138.791
314.17|
884.21|
3,924.70|
4,420.13
6,582.67
3,913.31
203.94
1,027 71
5,735.25
1,321.90
240.75
22,637.62
$84.20
Nil
Nil
Nil
926.52
397.05
7,675.79
20,983.80
Nil
Nil
5,403.65
40.00
16,140.73
Nil
Nil
Nil
1,000.00
200.85
1,875.06
$117,708.98|       $54,727.65
I
Nil
$5,455.03
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$220.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$5,455.031
$220.00 REPORT OF THE  SUPERINTENDENT OF INSURANCE, 1930.
J 51
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930— Continued.
GUARANTEE, CREDIT, AND BOND INSURANCE—Continued.
Name of Company.
Guarantee Insurance.
Premiums.
Losses.
Bond Insurance.
Premiums.
Losses.
Brought forward	
Imperial Guarantee & Accident Insurance Co	
Imperial Insurance Office	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London Guarantee & Accident Co., Ltd	
Maryland Casualty Co	
National Surety Co	
New York Indemnity Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Ocean Accident & Guarantee Corporation, Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co	
United States Fidelity & Guarantee Co	
Western Assurance Co .....
World Marine & General Insurance Co	
Yorkshire Insurance Co., Ltd	
Totals	
$117,708.98
1,467.85
269.43
1,052.37
1,370.29
4,652.64
2,380.23
624.98
4,200.75
1,620.62
846.66
1,873.70
1,233.78
863.86
679.50
224.67
8,774.05
5.00
50.00
2,362.31
22,398.99
1,802.80
718.48
1,929.58
$54,727.65
Nil
Nil
Nil
1,081.26
15.00
Nil
Nil
470.13
Nil
Nil
175.00
81.25
Nil
Nil
52.00
1,875.06
Nil
Nil
Nil
1,103.36
117.01
350.00
15.00
$5,455.03
Nil
336.83
Nil
Nil
Nil
Nil
858.82
Nil
Nil
Nil
Nil
Nil
Nil
Nil
112.15
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$220.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$179,111.52
$60,062.72
$6,762.83
$220.00
INLAND TRANSPORTATION AND MARINE INSURANCE.
Name of Company.
Inland Transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$2,623.79
1,725.47
764.76
78.50
Nil
Nil
3,975.08
Nil ■
161.40
Nil
40.00
875.58
205.25
10,889.52
780.45
Nil
154.00
6,618.14
5,343.91
23,739.47
201.33
49.50
2,819.63
150.00
153.55
75.09
799.80
1,260.78
1,963.48
62,676.23
18,299.05
2,207.36
$791.27
62.00
407.90
Nil
Nil
Nil
2,061.93
Nil
498.00
Nil
Nil
Nil
Nil
4,389.51
49.00
Nil
Nil
144.52
1,715.68
510.25
26.70
Nil
651.59
12.50
Nil
1.80
163.71
1,479.15
83.29
59,424.14
6,897.41
Nil
Nil
$1,874.28
26,289.56
Nil
952.00
158.43
35,948.88
6,519.24
Nil
28,470.14
Nil
Nil
875.14
Nil
Nil
88.73
Nil
Nil
30,681.12
104,346.30
Nil
Nil
Nil
Nil
Nil
Nil
85,230.93
3,214.55
712.03
125,980.80
71,240.36
Nil
1,795.37
31,645.61
Nil
Nil
$5,638.84
Nil
8.40
84.84
35,734.34
British & Foreign Marine Insurance Co., Ltd	
594.44
Nil
9,508.89
Nil
Nil
Nil
Nil
Nil
Eagle Star & British Dominions Insur. Co., Ltd	
2,346.50
Nil
Nil
17,161.66
65,255.65
mi
Nil
Nil
General Accident Fire & Life Assur. Corpn., Ltd...
Nil
Nil
Nil
54,255.36
657.43
Nil
83,681.03
Insurance Co. of North America	
13,294.56
Nil
4,726.39
London Assurance Corporation	
Nil
Nil
14,983.13
Carried forward	
$148,631.72
$79,370.35
$556,023.47
$307,991.46 J 52
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
INLAND TRANSPORTATION AND MARINE INSURANCE—Continued.
Name of Company.
Inland Transportation
Insurance.
Premiums.
Losses.
Marine Insurance.
Premiums.
Losses.
Brought forward	
London Guarantee & Accident Co., Ltd	
Marine Insurance Co., Ltd	
Maritime Insurance Co., Ltd	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
Niagara Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd—
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Ocean Marine Insurance Co., Ltd	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Providence Washington Insurance Co	
Prudential Assurance Co., Ltd	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Marine Insurance Co., Ltd	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Metropolitan Assurance Co., Ltd	
Standard Marine Insurance Co., Ltd	
Thames & Mersey Insurance Co., Ltd	
Tokio Marine & Fire Insurance Co., Ltd	
Travelers Fire Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd	
United States Fire Insurance Co	
United States Merchants & Shippers Insur. Co
Universal Insurance Co	
Westchester Fire Insurance Co	
Western   Assurance   Co 	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd....
Yang-tsze Insurance Association, Ltd	
Totals	
$148,631.72
6.00
1,383.48
Nil
5,676.57
Nil
1,087.46
112.00
20.00
190.66
mi
Nil
136.29
32.28
506.70
17.70
Nil
36.45
Nil
467.76
Nil
10,414.45
Nil
655.84
Nil
1,461.97
21.00
Nil
Nil
1,582.86
1,463.88
1,603.62
Nil
4,711.09
56.24
Nil
Nil
$79,370.35
Nil
4800
Nil
Nil
Nil
19.45
43.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
26.50
Nil
Nil
Nil
9,585.96
Nil
191.40
Nil
901.48
Nil
Nil
Nil
2,792.07
737.94
Nil
Nil
2,860.70
Nil
Nil
Nil
$556,023.47
Nil
10,958.15
23,539.70
Nil
Nil
Nil
41,638.79
3,536.65
30.03
2,409.59
21,816.24
Nil
86.52
Nil
35,083.53
Nil
Nil
2,746.57
Nil
1,083.09
10,263.42
Nil
101,938.86
18,838.18
17,159.34
Nil
63,242.09
34,999.30
16,235.10
47,569.45
Nil
Nil
49,389.06
Nil
20,302.81
27,458.97
$307,991.46
Nil
11,068.11
13,195.00
Nil
Nil
Nil
21,387.03
7,433.86
Nil
7,331.14
826.32
Nil
Nil
Nil
38,804.74
Nil
Nil
Nil
Nil
Nil
2,064.13
435.55
97,539.43
10,247.05
13,297.16
Nil
33,993.88
10,034 03
12,358.98
36,641.86
Nil
384.77
37,257.32
Nil
38,128.42
23,259.82
$180,276.02|       $96,576.85
$1,106,348.911     $723,679.99
LIVE STOCK AND PLATE GLASS INSURANCE.
Live Stock Insurance.
Plate Glass
Insurance.
Name of Company.
Premiums.
Losses.
Premiums.
Losses.
British America Assurance Co	
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil-
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$500.56
62.56
17,069.23
26.64
1,202.78
242.42
279.25
2,240.84
516.72
430.21
29.70
15.10
1,071.86
169.57
3,166.01
86.77
274.73
437.03
1,467.40
$212.88
36.50
9,906.65
60.25
590.45
Nil
Canadian General Insurance Co	
107.39
513.58
Canadian   Surety  Co	
123.70
89.93
mi
35.00
369.45
3.90
1,656.56
Eagle Star & British Dominions Insur. Co., Ltd	
Employers' Liability Assurance Corporation, Ltd....
165.46
98.30
75.99
1,375.74
Carried forward	
Nil
Nil
$29,289.30
$15,421.73 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930.
J 53
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
LIVE STOCK AND PLATE GLASS INSURANCE—Continued.
Name of Company.
Live Stock Insurance.
Plate Glass Insurance.
Premiums.
Losses.
Premiums.
Losses.
Nil
Nil
$29,289.30
$15,421.73
Nil
Nil
247.34
214.19
Nil
Nil
398.46
67.84
Nil
Nil
47.62
126.64
Nil
Nil
97.97
Nil
Nil
Nil
91.86
72.80
Nil
Nil
39.35
Nil
Nil
Nil
833.68
651.85
Nil
Nil
553.72
84.35
Nil
Nil
81.25
138.76
Nil
Nil
58.46
Nil
$647.06
Nil
Nil
Nil
Nil
Nil
149.04
187.37
Nil
Nil
612.95
368.60
Nil
Nil
1,264.72
707.02
Nil
Nil
35.69
Nil
Nil
Nil
71.28
25.50
Nil
Nil
35.08
48.66
Nil
Nil
439.84
442.38
Nil
Nil
1,228.82
92.00
Nil
Nil
219.04
113.71
Nil
Nil
1,870.97
843.82
Nil
Nil
526.45
208.87
Nil
Nil
11.70
14.00
Nil
Nil
91.05
Nil
Nil
Nil
20.75
Nil
Nil
Nil
649.68
324.99
Nil
Nil
560.74
202.69
Nil
Nil
1,134.63
500 31
Nil
Nil
16.75
Nil
Nil
Nil
1,529.80
1,259.61
Nil
Nil
4.06
nh
Nil
Nil
520.36
331.75
Nil
Nil
940.97
622.55
Nil
Nil
553.72
84.35
Nil
Nil
mi
Nil
Nil
Nil
57.47
Nil
Nil
Nil
122.24
47.00
Nil
Nil
Nil
417.63
Nil
Nil
281.70
658.62
Nil
Nil
35.07
8.17
Nil
Nil
560.83
421.94
Nil
Nil
455.05
336.44
Nil
Nil
194.08
32.02
53.75
Nil
394.53
556.66
Nil
Nil
93.32
Nil
$700.81
Nil
$46,403.72
$25,634.82
Brought forward	
General Accident Fire & Life Assur. Corpn., Ltd	
General Casualty Co. of America	
General Casualty ^Insurance Co. of Paris	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada..
Imperial Insurance Office	
Indemnity Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London' Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Merchants & Employers Guarantee & Accident Co-
Motor Union Assurance Co., Ltd	
Mount Royal Assurance Co	
National Provincial Insurance Co., Ltd	
National Surety Co	
National Union Indemnity Co	
New York Indemnity Co...	
North British & Mercantile Insur. Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Portage la Prairie Mutual Fire Insurance Co	
Prudential Assurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Insurance Co., Ltd	
Royal Plate Glass & General Ins. Co. of Canada	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General  Insurance Co	
Travelers Indemnity  Co	
Union Assurance Society, Ltd	
United States Fidelity & Guaranty Co	
Western Assurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Assur. Co., Ltd....
Totals	
PUBLIC LIABILITY AND MISCELLANEOUS INSURANCE.
Public Liability
Insurance.
Miscellaneous
Insurance.'
Premiums.
Losses.
Premiums.
Losses.
Aetna Insurance Co	
Nil
$807.19
Nil
1,119.71
813.46
81.61
3,765.35
25,362.90
14,887.56
4,959.00
Nil
Nil
Nil
Nil
Nil
Nil
$229.80
645.45
1,742.61
559.74
Pr.        $1,760.05
Nil
U.O.       1,570.57
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Alliance Insurance Co. of Philadelphia	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Carried forward	
$51,796.78
$3,177.60
$3,330.62
Nil J 54
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND LOSSES IN 1930—Continued.
PUBLIC LIABILITY AND MISCELLANEOUS INSURANCE—Continued.
Name of Company.
Public Liability
Insurance.
Premiums.
Losses.
Miscellaneous
Insurance.*
Premiums.
Losses.
Brought forward	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Continental   Casualty   Co —	
Continental Insurance Co	
Dominion of Canada General Insurance Co	
Employers' Liability Assurance Corporation, Ltd
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corpn., Ltd	
General Casualty Co. of America	
General Casualty Insurance Co. of Paris, France....
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada..
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London & Scottish Assurance Corporation, Ltd -
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants & Employers Guarantee & Accident Co-
Metropolitan Casualty Insurance Co	
Motor Union Insurance Co., Ltd	
National  Surety Co	
New York Indemnity Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Indemnity Co	
Ocean Accident & Guarantee Corporation, Ltd	
Phoenix Insurance Co. of Hartford	
Prudential Assurance Co.,  Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto General Insurance Co..'.	
Travelers Fire Insurance Co	
Travelers Indemnity Co..	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
United States Fidelity & Guaranty Co	
Western Assurance Co	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd.—
Totals	
$51,796.78
79.68
595.67
462.92
Nil
4,645.78
12,464.88
2,943.16
22,226.68
1,042.20
180.08
81.00
Nil
Nil
1,480.16
1,290.73
647.86
6,752.10
Nil
6,583.99
293.39
27.74
Nil
393.13
2,332.46
4,103.70
25.30
190.01
3,619.67
25.00
Nil
2,103.91
668.64
6.00
615.47
Nil
136.79
849.90
904.95
4,577.62
15,080.38
2,913.22
Nil
806.51
2,806.08
1,631.97
6,923.17
90.88
153.15
1,209.63
Nil
59.20
1,739.93
571.56
6,150.44
2,902.10
976.71
Nil
52S.85
2,975.49
2,389.10
$184,071.32
$3,177.60
mi
Nil
29.54
Nil
330.08
489.16
572.92
16,111 24
Nil
Nil
Nil
Nil
Nil
182.50
Nil
434.50
236.35
Nil
2,625.44
Nil
Nil
Nil
138.40
Nil
277.01
Nil
Nil
53.50
Nil
Nil
2.90
362.99
Nil
Nil
Nil
Ni\
250.00
23.85
1,883.49
5,952.70
6,390.94
Nil
Nil
177.45
19.70
2,625.44
Nil
38.50
1.978.01
Nil
Nil
40.67
3,426.33
6,825.25
76.81
2.109.15
Nil
67.91
7.50
103.16
E.
Av.
Pr.
E.
Pr.
U.O.
' S.L.
Av.
S.L.
f Pr.
(Av.
B.R.
Av.
Pr.
$3,330.62
Nil
Nil
Nil
357.01
300.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
52.25
182.30
Nil
Nil
Nil
Nil
5.76
Nil
Nil
Nil
2,404.36
52.42
Nil
Nil
Nil
Nil
Nil
Nil
Nil
337.50
1,111.39
Nil
Nil
Nil
771.24
Nil
Nil
Nil
Nil
Nil
Nil
28.24
1.35
Nil
Nil
Nil
Nil
Nil
Nil
87.19
3,451.53
Nil
Nil
Nil
Nil
Nil
Nil
180.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$1,273.01
Nil
Nil
Nil
516.17
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
10.50
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$57,020.99
$12,563.16
$1,799 68
* Av., Aviation ;   E., Earthquake :   F., Fraud ;
Occupancy ;   B.R., Blanket Residence.
Pr., Property;   S.L., Sprinkler Leakage;   U.O., Use and REPORT OF THE SUPERINTENDENT OF INSURANCE, 1930.
J 65
TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1926.
1927.
1928.
1929.
1930.
$439,000
199,000
175,000
101,000
80,000
11,000
607,000
387,000
240,000
54,000
$429,000
218,000
183,000
117,000
106,000
26,000
762,000
515,000
285,000
181,000
$456,000
227,000
188,000
100,000
100,000
34,000
898,000
549,000
377,000
83,000
$531,000
263,000
227,000
152,000
136,000
43,000
1,158,000
723,000
610,000
93,000
$522,000
L	
289,000
249,000
„   L      ,	
158,000
Liability, P	
184,000
„    L	
57,000
1,106,000
„  L	
724,000
Other forms, P	
607,000
L	
251,000
TABLE IX.—INVESTMENTS  IN BRITISH  COLUMBIA  OF  COMPANIES  OTHER  THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies, see Abstract of Returns of
Life Insurance Companies, page 39.)
Name of Company.
Mortgages.
In other
Securities.
American Automobile Fire Insurance Co .-..
American Central Insurance Co	
The Anglo-Scottish Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boiler Inspection & Insurance Co	
British America Assurance Co	
British Colonial Fire Insurance Co	
British Columbia Plate Glass Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
Caledonian Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canadian Fire Insuranc Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Casualty Co. of Canada	
Central- Union Insurance Co	
Century Insurance Co., Ltd	
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co ,	
Ensign Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
First National Insurance Co. of America	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd
General Insurance Co. of America	
Glens Falls Insurance Co	
Globe Indemnity Co.  of Canada	
Guarantee Co. of North America	
Guardian Insurance Co. of Canada	
Halifax Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co .-.	
Home Assurance Co. of Canada	
Home Fire & Marine Insurance Co	
Hudson Bay Insurance Co .'	
Imperial Guarantee & Accident Insurance Co	
Imperial Insurance Office	
Insurance Co. of State of Pennsylvania	
Law, Union & Rock Insurance Co., Ltd	
Legal & General Assurance Society, Ltd	
Carried forward	
Nil
Nil
Nil
$3,993.85
Nil
Nil
Nil
Nil
Nil
Nil
Nil
268,750.00
Nil
61,334.22
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
7,790.47
101,087.09
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
7,500.00
Nil
16,273.59
Nil
Nil
Nil
$50,000.00
81,433.60*
51,280.00?
Nil
19,000.00
32,000.00 f
52,840.47
5,960.00f
93,194.06f
20,000.00*
7,500.00
94,793.23
07,587.50
72,088.70
52,748.58
42,000.00t
29,340.80
42,733.33t
11,000.00
35,000.00
50,333.33t
15,000.00f
40,000.00t
110,192.31
10,000.00
4,072.00*
84,750.00
5,220.00*
22,401.25i
22,648.47}:
12,000.00
100,600.00
5,000.00
99,090.00
39,333.33f
50,000.00
100,000.00
50,000.00
9,000.00
25,000.00
60,000.00
7,920.00*
30,434.75
8,900.00*
30,000.00t
38,933.33
$406,729.22
$1,904,529.64 J 56
BRITISH COLUMBIA.
TABLE  IX.—INVESTMENTS  IN  BRITISH  COLUMBIA OF  COMPANIES  OTHER  THAN
LIFE INSURANCE COMPANIES—Continued.
Name of Company.
Mortgages.
In other
Securities.
Brought forward	
London & Lancashire Insurance Co., Ltd	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Loyal Protective Insurance Co	
Maryland Casualty  Co	
Mercantile Fire Insurance Co	
Merchants Casualty Insurance Co	
Mercury  Insurance  Co	
Minnesota Implement Mutual Fire Insurance Co	
National Ben Franklin Fire Insurance Co	
National Union Fire Insurance Co	
New Jersey Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance Co	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Indemnity Co	
Pacific Coast Fire Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co	
Protective Association of Canada	
Quebec Fire Assurance Co	
Retail Hardware Mutual Fire Insurance Co ,
Royal Insurance Co., Ltd	
Royal Plate Glass & General Insurance Co. of Canada
Toronto General Insurance Co	
Universal Insurance Co	
Western Assurance Co	
Yorkshire Insurance Co., Ltd	
Totals	
$466,729.22
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
145,000.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
225,783.45
Nil
Nil
Nil
Nil
Nil
24,317.00}
14,300.00
Nil
Nil
Nil
257,166.55
$1,904,529.64
93,133.35}
25,000.00
247,353.16*
10,000.00}
69,733.00
109.240.00}
10,000.00
100,000.00
40,000.00}
70,220.00}
25,000.00
15,000.00
122,000.00
43,256.25*
25,000.00
80,000.00}
54,506.67}
119,000.00}
40,000.00
26,250.00*
346,461.66}
110,823.74*
25,000.00
10,000.00}
17,909\34*
60,000.00}
114,850.67}
mi
85,000.00}
3,000.00}
33,000.00}
420,000.00
$1,133,296.22
$4,455,267.48
* Market value.
Par.
t Book value.
AMENDMENTS TO " INSURANCE ACT " ENACTED IN 1931.
Subsection (1)  of section 90 of the "Insurance Act" has been repealed, and the following
substituted therefor:—
"96.  (1.)  No insurer shall insure the life of a child under ten years of age in any sum, or
pay on the death of a child under ten years of age any sum, which alone or together with any
sum payable  on  the death  of  the  child  by  any  other  insurer  exceeds  the  following  sums
respectively:—
" One hundred dollars if the child dies under the age of one year:
" Two'hundred dollars if the child dies under the age of two years:
" Three hundred dollars if the child dies under the age of three years:
" Four hundred dollars if the child dies under the age of four years:
" Five hundred dollars if the child dies under the age of five years:
" Six hundred dollars if the child dies under the age of six years:
" Seven hundred dollars if the child dies under the age of seven years:
" Eight hundred dollars if the child dies under the age of eight years:
" Nine hundred dollars if the child dies under the age of nine years:
" One thousand dollars if the child dies under the age of ten years."
(2.)  This section shall come into force on a day to be fixed by the Lieutenant-Governor by
his Proclamation.
(Note.—This amendment has been enacted in identical terms by all the Provinces, except
Quebec, and will come into force on July 1st, 1931.)
VICTORIA,  B.C. :
Printed by Charles F. Banfield, Printer to the King's
1931.
Most Excellent Majesty.
1,525-731-5959 TABLE I.—ABSTRACT OF RETURNS FOR 1930 OF INSURERS TRANSACTING LIFE INSURANCE.
J 39
Name of Company.
Premiums
for the Year.
Number
of
Policies,
new and
taken
up.
Amount of
Policies, new
and taken
up.
JS umber
of
Policies
in Force
at Date.
Net
Amount in
Force.
Number
of
Policies
become
Claims.
Net
Amount
of Policies
become
Claims.
Claims paid
including
Matured En.
dowments.
Unsettled Claims.
Amount invested in
British Columbia.
Resisted.
Not
resisted.
On
Mortgages.
On other
Securities.
Aetna Life Insurance Co. jGroup^"''
Canada Life Assurance Co. j Qroup^ '
$67,927.58
9,976.57
656,916.54
50,426.22
8,690.02
11,452.09
9,029.52
1,008.63
642,417.16
4,389.46
99,461.23
291,462.45
3,172.85
310,125.44
427.04
7,799.63
600.37
9,180.89
167,187.76
1,460,100.85
10,283.92
548,303.94
3,315.72
30,356.00
354,077.47
9,416.07
35,229.17
577,630.69
Nil.
861,292.19
1,090,155.83
17,162.85
312,480.92
30,945.27
1,339,558.10
3,485.61
130,920.41
32,110 80
77,636.85
584,979.81
646,797.17
2,852.69
95,192.24
4,305.69
110.37
32,914.64
50,604.78
6,259.04
Nil.
315,822.80
625,908.08
2,329.80
122,188.33
112.866.46
45,141.02
1,835,457.33
170,683.79
239,459.63
18,411.57
9,366.86
32,163.21
52,285.40
69
1
715
6
Nil.
242
20
1
1,917
10
.     128
1,176
3
711
"33
1
67
3,326
5
816
1
70
449
556
13
1,099
4',342
16,225
'605
274
3,994
3
35
91
93
797
1,332
306
"35
65
1
Nil.
772
8,997
"83
205
137
5,308
7
318
"4
73
92
$170,082.00
226,500.00
2,411,561.00
942,823.00
Nil.
489,880.00
23,368.00
1,000.00
4,133,136.00
632,500.00
279,812.00
2,979,657.00
203,500.00
1,938,821.00
2,000.00
77,085.00
62,000 00
152,948.00
1,518,745.00
7,502,127.00
1,004,661.00
1,774,724.00
31,000.00
175,212.54
1,886,743.00
192,216.00
1,030,930.00
2,303,625.00
14,000.00
5,393,112.00
4,052,343.00
682,695.00
2,193,176.90
619,710.00
9,372,145.00
204,000.00
107,428.00
165,670.00
255,385.00
1,790,416.00
3,400,787.00
19,000.00
491,947.00
61,000.00
626
8
6,470
18
126
223
132
10
10,154
13
1,528
3,628
6
4,230
'122
2
138
2,532
20,308
7
7,522
2
485
3,944
866
49
7,574
Nil.
20,422
122,036
9
6,225
504
17,078
6
1,800
971
975
7,794
8,937
3
1,896
2
667
548
81
Nil.
7,330
61,783
48
1,246
1,410
730
21,658
61
1,959
12
212
486
790
$2,970,047.00
857,000.00
18,608,880.00
3,679,820.00
232,050.00
419,880.00
231,927.00
23,031.00
20,547,798.00
706,000.00
2,743,906.00
10,918,310.00
408,000.00
10,470,928.00
5
"56
....
Nil.
Nil.
Nil.
100
Nil.
14
22
"28
Nil.
Nil.
Nil.
2
'185
"74
5
24
54
"46
Nil.
134
768
"33
10
140
13
11
15
76
60
Nil.
2
Nil.
"ii
3
2
Nil.
66
290
'"9
8
18
233
"7
"i
Nil.
5
$11,118.00
2,000.00
122,560.00
20,600.00
2,000.00
Nil.
Nil.
Nil.
184,819:00
Nil.
21,247.00
77,500.00
1,000.00
53,000.00
Nil.
Nil.
Nil.
5,000.00
44,804.50
524,506.00
4,000.00
152,674.00
1,000.00
7,612.07
69,915.00
6,214.00
10,025.00
91,619.00
Nil.
122,971.00
90,296.00
6,879.00
89,653.00
20,750.00
305,735.00
2,000.00
17,805.00
13,955.00
29,058.00
148,101.00
145,470.00
Nil.
2,000.00
Nil.
$11,118.00
2,000.00
205,848.13
40,300.00
2,000.00
Nil.
Nil.
Nil.
190,069.00
Nil.
23,170.90
40,038.52
1,000.00
43,627.77
Nil.
Nil.
Nil.
6,000.00
31,376.50
479,135.02
10,428.00
148,453.45
7,512.07
72,886.84
6,986.31
17,625.00
79,195.10
650.00
119.249.00
96,634.50
5,879.00
75,553.65
17,250.00
304,349.36
2,347.40
16,545.00
16,416.67
22,458.00
155,963.20
119,707.55
Nil.
5,630.00
im.
21,000.00
28,000.00
2,480.00
Nil.
71,262.00
64,801.18
8,800.00
15,074.64
29,952.70
31,918.00
467,114.17
121,100.00
20,179.81
7,300.00
13,655.47
Nil.
13,109.70
lira.
\nu.
Nil.
Nil.
Nil.
Nil.
\mi.
Nil.
XnU.
} .va.
\nu.
Nil.
Nil.
lira.
\nu.
Nil.
\nu.
\nu.
Nil.
$250 .'00
Nil.
Nil.
Nil.
\nu.
Nil.
Nil.
Nil.
Nil.
\nu.
} Nil.
Nil.
Ntt.
Nil.
Nil.
451.00
Nil.
Nil.
Nil.
Nil.
\   2,500
\jVU.
Nil.
Nil.
Nil.
Nil.
$13,038.22
Nil.
Nil.
Nil.
Nil.
1,780.00
1,047.00
7,000.00
15,000.00
Nil.
Nil.
13,428.00
67,935.10
18,535.00
200.00
5,165.00
7,669.00
8,573.64
1,481.3S
Nil.
14,000.00
1,250.00
21,000.00
2,260.00
2,130.00
2,000.00
8,621.00
7,828.00
Nil.
Nil.
Nil.
Nil.
10,831.94
2,584.92
Nil.
486.67
Nil.
Nil.
34,222.30
7,000.00
Nil.
Nil.
Nil.
Nil.
$3,951,369.43
6,000.00
Nil.
Nil.
4,000.00
2,532,050.98
37,462.50
6,647.25
413,200.23
34,949.65
Nil.
Nil.
3,467,136.93
* 13,946.00
Nil.
2,568,359.08
* 2,739,200.33
12,320,600.00
891,097.06
* 1,650.00
4,508,189.04
Nil.
.    Nil.
Nil.
1,505,250.00
939,568.39
12,150.00
484,440.27
Nil.
380,676.21
* 35,250 00
Nil.
1   202,758.50
Nil.
* 14,500.00
30,000.00
2,272,617.96
Nil.
Nil.
41,221.73
8,601.35
§      $75,000.00
2,844,820.46
52,500.00
§        27,466.66
Commercial Life Assurance Co., Ltd...
Commercial'Union Assurance Co., Ltd.
Confederation Life Associa-/ Ordinary.
tion                              \ Group ...
Nil.    '
Nil.
3,052,022.50
415,629.10
The Crown Life Insurance 1 Ordinary.
Co.                                   \ Group	
The Dominion Life Assur-/ Ordinary..
184,632.04
381,005.50
Dominion of Canada Guaran- / Ordinary
tee & Accident Ins. Co. \ Group..,
295,335.00
76,000.00
310,248.00
5,286,693.69
45,137,874.00
1,123,839.00
15,845,496.00
253,000.00
1,096,355.21
11,795,193.00
270,009.00
2,957,555.00
15,955,929.00
Nil.
26,932,481.00
20,876,130.00
1,855,118.00
12,875,261.00
1,204,613.00
38,993,081.00
555,000.00
4,254,362.00
1,198,692.19
2,066,016.00
17,079,864.00
18,527,706.00
221,500.00
2,872,607.00
130,500.00
19,354.61
Nil.
The Excelsior Life Insurance Co	
The Great West Life Assur- j Ordinary.
ance Co.                         \ Group....
The   Imperial  Life   Assur-j Ordinary.
ance Co.                          ( Group—
The London & Scottish Assurance Cor-
* 298,710.00
1,350,868.75
* 1,120,578.27
§      169,000.00
The London Life Insur- ffiSl'.'. .'
ance Co.                  |Gr0Up
The Manufacturers Life In-j Ordinary,
surance Co.                    \ Group—
Metropolitan Life Insur-( gggfr;.
ance Co.                  \Group.
Mutual Life Assurance Co. / Ordinary..
of Canada                     \ Group	
The Mutual Life Insurance Co. of New
York	
National Life Assurance Co. of Canada
1,212,164.78
* 1,486,108.54
* 13,340,983.52
423,805.16
§        85,500.00
* 1,484,140.36
|   1,250,000.00
208,000.00
* 319,537.90
* 103,275.44
North American Life Assur-/Ordinary.
ance Co.                         \ Group...
The Northern Life Assur- / Ordinary...
Norwich Union Life Insurance Society.
Occidental Life Insurance Co	
Ontario Equitable Life & Accident In-
1,108,008.02
198,722.88
32,469.74
62,151.00
241,232.00
2,080.00
Nil.
1,331,871.00
2,974,862.00
32,800.00
389,818.12
607,364.00
300,335.00
13,372,935.00
5,394,680.00
1,636,239.00
636,300.00
9,944.28
189,296.00
205,800.00
1,357,938.00
1,467,598.00
236,473.05
Nil.
9,314,368.00
14,580,214.00
358,000.00
4,291,613.62
3,532,240.00
1,667,505.00
47,117,020 00
17,764,040.00
9.443,947.00
1,481,500.00
426,344.41
1,176,260.00
1,632,417.00
21,000.00
12,000.00
2,400.00
Nil.
72,753.00
61,567.00
8,890.00
15,561.31
31,000.00
31,918.00
454,692.00
121,800.00
26,000.00
7,300.00
9,161.00
Nil.
9,000.00
t        49,943.16
79,511.60
t      112,380.00
Provident Life & Accident Insurance
Co	
Nil.
The Prudential Insurance/^"^;'
Co. of America            \G^SptmL
7,154,860.00
}      205,539.36
»      216,730.02
Sun Life Assurance Co. of / Ordinary...
The Travelers Insurance Co. / Qfoupary'
Western Empire Life Insurance Co.'...
73,626.37
2,007,409.60
§   1,630,999.99
46,300.00
Nil.
f *»    30,008.05
\   i    41,905.63
$14,282,204.62
$88,656,177.84
$438,701,513.70
$3,291,538.88
$3,292,041.76
$3,201
$275,067.17
$29,482,792.89
$42,893,407.91
* Book value.       t Market value.       J Includes loans on life policies.       § Par value.
|| Statement to November 15th, 1930.
* Bonds (Book).

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