EIGHTEENTH ANNUAL REPORT
OF THE
SUPERINTENDENT OF INSURANCE
PROVINCE OF BRITISH COLUMBIA
1929
(BUSINESS TRANSACTED IN 1928)
PRINTED BY
AUTHORITY OF THE LEGISLATIVE ASSEMBLY.
VICTORIA, B.C.:
Printed by Charles F. Tanfield, Printer to the King's Most Excellent Majesty.
1929.
To His Honour Robert Randolph Bruce,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
Tlie undersigned has the honour to present the Eighteentli Annual Report of the Superintendent of Insurance for the year ended December 31st, 1928.
R. H. POOLEY,
Attorney-General.
Victoria, B.C., July 2nd, 1929.
TABLE OF CONTENTS.
Pack.
Report of the Superintendent of Insurance 5
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co 7
Empire Life Insurance Co 9
Grand Council of Canadian Order of Chosen Friends 8
Home Assurance Company of Canada 11
Mutual Fire Insurance Co. of British Columbia 12
Odd Fellows' Relief Association of Canada 13
Ohio Farmers Insurance Co 14
Ontario Equitable Life and Accident Insurance Co 15
Royal Plate Glass Insurance Co. of Canada 17
Sons of Norway 18
Sons of Scotland 19
Toronto Casualty Fire & Marine Insurance Co 20
Western Empire Life Assurance Co : 21
List, as at 31st December, 1928, of—
Insurers licensed 23
Underwriters' Agencies licensed 32
Reciprocal Exchanges granted Permits 32
List of Licences and Permits issued since December 31st, 1928 32
TABLES.
Life Insurance—
I. Business of 1928 and Investments in the Province 33
II. Summary, 1924-28 35
Fire Insurance—
III. Business of 1928 35
IV. Summary, 1924-28 37
Automobile Insurance—
V. Business of 1928 38
VI. Summary, 1924-28 '. 40
Other Classes of Insurance—
VII. Business of 1928 41
VIIL Summary, 1924-28 43
IX. Investments in the Province of Insurers other than Life 43
Amendments to " Insurance Act " 44
REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
The Honourable R. H. Pooley, Victoria, B.C., July 2nd, 1929.
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Eighteenth Annual Report of
the Department of Insurance, covering the year ended December 31st, 1928.
At the end of the year there were 258 insurers licensed to transact business, fifteen new companies having been licensed, as follows :—
American Automobile Fire Insurance Company, St. Louis, Mo.
British Canadian Insurance Company, Montreal, Que.
British Empire Assurance Company, Toronto, Ont.
Canton Insurance Office, Limited, Victoria, Hong Kong.
City of New York Insurance Company, New York, N.Y.
Fidelity American Insurance Company, Dallas, Texas.
Imperial Guarantee and Accident Insurance Company of Canada, Toronto, Ont.
s Mercury Insurance Company, St. Paul, Minn.
Milwaukee Mechanics' Insurance Company, Milwaukee, Wisconsin.
Occidental Life Insurance Company, Los Angeles, Calif.
Planet Assurance Company, Limited, London, England.
Rhode Island Insurance Company, Providence, R.I.
Southern Insurance Company, Limited, London, England.
Trans Canada Insurance Company, Montreal, Quebec.
Universal Insurance Company, Newark, N.J.
The General Casualty Insurance Company of America and the Wawanesa Mutual Insurance
Company obtained Dominion licences at the end of 1928.
The Dominion Gresham Guarantee & Casualty Company went into liquidation. The North
American Accident Insurance Company, Rossia Reinsurance Company, Limited, and the Security
Life Insurance Company ceased business in this Province, the last named having been acquired
by the Confederation Life Association of Canada.
A complete list of the various insurers licensed as at December 31st, 1928, will be found on
pages 23 to 32. The following summary indicates the origin of the companies, and how many
hold a licence under the Dominion "Insurance Act," in addition to a Provincial licence:—
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
58
11
63
2
1
fi
3
1
2
9'5
2
8
3
1
2
2
58
19
66
2
China
1
6
4
1
2
United States
97
242
16
258
The annual statements of the Provincial licensees are shown at length on pages 7 to 22.
Four fraternal societies are licensed in this Province, the names of which have been included
in the list of insurers on pages 23 to 32.
A list of underwriters' agencies, fifteen in number, licensed in this Province will be found
on page 32. The British Empire Underwriters Agency, representing the British American
Assurance Company; Federal Underwriters, Limited, representing Canada National Fire Insur-
M 6
BRITISH COLUMBIA.
ance Company; Imperial Guarantee & Accident Underwriters, representing the British America
Assurance Company and Western Assurance Company; and the St. Lawrence Underwriters
Agency, representing the Western Assurance Company, ceased business in the Province. Since
December 31st the Atlantic Underwriters Agency, representing the Toronto Casualty Fire &
Marine Insurance Company, has been licensed.
Fourteen reciprocal exchanges have been granted permits under section 174 and a list of
them will be found on page 32. The Lumber Underwriters of Fordyce, Arkansas, has been
licensed since the end of 1928.
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purposes of comparison the corresponding figures for the year 1927 are shown in the
first column:—
1927.
Licences issued during 1928.
Suspended.
Cancelled and
revoked.
1,421
Life agents
Other than life
Adjusters
1,407 |
mi
1,718
1.674 I
1
18
25 J
A statement of fire insurance premiums written and earned and losses incurred and paid for
1928, with a summary for the past five years, will be found on pages 35 to 37.
Tables showing life, automobile, and other classes of insurance business transacted during
the year will also be found on pages 33, 34, 38, 39, and 41, and summaries for the past five;
years will be found on pages 35, 40, and 43 respectively.
The annual conference of the Association of Provincial Superintendents of Insurance was
held in September last year at Regina and wTas attended by my predecessor in office and myself.
The insurance companies and various insurance organizations were fully represented and the
Government of Saskatchewan took great interest in the proceedings. Various matters of importance from the standpoint of legislation and of the insurance business received very complete
discussion and recommendations for legislation were approved. It is testimony to the soundness
of the conclusions reached that the five AVestern Provinces have enacted this year the uniform
legislation recommended. Any Legislature before which legislation of this kind is placed can
rest assured that the interest of the public has been the first consideration, while the great
advantage of it is that being uniform in several jurisdictions it facilitates and simplifies the
business of insurance.
The amendments to the " Insurance Act" passed this year are printed at length on page 44.
" REAL-ESTATE AGENTS' LICENSING ACT."
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purposes of comparison the corresponding figures for the period ending 30th June,
1928, are shown in the first column:—
1927-28.
1928-29.
1,153
15
1,166
28
This Act, as passed in 1920, prescribes no qualifications for a licence, and its real value lies
in the powers to inquire into wrongful or dishonest dealing on the part of an agent or salesman,
and as regards cities of over 10,000 population the necessity for every real-estate agent to furnish
a bond. Situations have arisen which indicate that the public demands further protection, and it
is probable that the Act should be made more stringent. Similar legislation in the States is much
wider in scope, and this year Alberta and Saskatchewan have passed Acts for licensing real-
estate agents, while a Bill of the same kind was introduced into the Ontario Legislature.
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance.
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 7
APPENDIX.
Annual Statement of Provincial Licensees for the Year ended
December 31st, 1928.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter E. Graveley. H. W. Chamberlain.
F. M. Chaldeeott. W. J. Albutt.
F. G. Syder.
Alfred Farmer, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds, debentures, etc. (book value) $60,540.03
Cash in banks 3,148.35
Interest accrued 196.27
Agents' balances and premiums uncollected (net, commission deducted) 10,933.25
Gross assets of the Company $74,817.90
Deduct assets not admitted: Agents' balances on premiums written prior to October
1st, 1928 5,657.07
Total admitted assets $69,160.83
Liabilities.
Reserve, $25,363.73 (carried out at 80 per cent, thereof) $20,290.98
Capital stock—
Authorized $25,000.00
Subscribed and paid up 9,600.00
Rest Account 35,000.00
Surplus 4,269.85
Total liabilities $69,160.83
Profit and Loss Account.
Premiums earned $23,194.95
Claims incurred $10,272.59
Commissions 9,463.67
Taxes, salaries, and other expenses 1,877.08
21,613.34
Underwriting profit $1,581.61
Interest earned , $3,072.32
Profit on bonds sold 190.50
3,262.82
Net profit for year $4,844.43
M 8
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
Amount,
subscribed.
Amount
paid.
Albutt, W. J
Albutt, Mrs. E. A...
Akroyd, H. C
Barnsley, Rev. Geo.
Eeasley, A. F
Bell-Irving, H
Blythe, Miss E". I....
Chaldecott, F. M
Chamberlain, H. W.
Charleson, Edith H
Creery, A. McC
Graveley, W. E
Hope, C. E...
Martin, Robert
Rogers, Jonathan....
Syder, F. G
Vancouver..
Yorkshire, England
Victoria
A'ancouver ,
Metchosin, Vancouver Island..
Vancouver
$2,300.00
3.000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
" 100.00
2O0.00
500.00
$9,600.00
52,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
$9,600.00
CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
J. L. Archer. Hon. Dr. J. W. Edwards.
Eccles J. Gott. Sheriff Alex. Morris.
Wm. Benson. Frank Howard.
J. L. Davidson. C. H. Fitch.
C. H. Fitch, Secretary.
Prof. M. A. Mackenzie, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds and debentures (book value) $1,796,305.11
Real estate (book value) 32,000.00
Cash in bank 124,039.71
Interest and rents due and accrued 44,629.67
Premiums, dues, etc 42,623.46
Other assets 5,799.56
$2,045,397.51
Liabilities.
Death claims, Mortuary Fund $55,775.33
Claims, Sickness Fund 1,259.90
Premiums paid in advance .- 112.15
Other liabilities 1,312.28
$58,459.66
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 9
Income.
Mortuary Fund $511,884.45
Sickness Fund and Funeral 33,357.03
Guarantee Fund 401.40
Other Benefit Funds—Child Insurance Fund 2,7.85.40
General Expense Fund—
Expense dues from members $17,499.95
Other sources 7,259.30
24,759.25
$573,107.53
Disbursements.
Mortuary Fund $281,159.99
Sickness Fund 23,145.94
Guarantee Fund 100.00
General Expense Fund—
Head Office expenses: Salaries, $6,866.64; directors' fees, $1,308.80; auditors'
fees, $700; travelling expenses, $177.62; rents, $2,100: printing and supplies,
$1,044.68 ; miscellaneous, $11,154.95 , 23,352.69
Agency and organization expenses: Commissions, $14,068.30; salaries, $2,400;
travelling expenses, $1,267; miscellaneous, $232.87 17,968.17
All other expenses : Advertising $863.74; books, periodicals, express, telegrams,
and telephones, $473.-11; legal fees, $387.05; taxes and licences, $339.75;
agency printing and stationery, $1,038.54; light, fuel, and water, $2.70;
official publications, $2,285.47; maintenance of building, $4,038.09; interest
on building, $1,600; miscellaneous, $2,310.44 13,338.89
$359,065.68
Income Returns for British Columbia.
Per capita tax, certificate fees, supplies, etc $822.51
Premiums (with extra dues, etc.) for mortuary benefits 11,729.51
Premiums for sick benefits .845.28
Guarantee Fund 5.95
• Child Insurance Fund 239.53
$13,642.78
Disbursements— =====
Claims paid for mortuary benefit $1,800.00
Claims paid for sick benefit 346.40
Claims paid for other benefits (field-work) 6.85.85
$2,832.25
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Ont.
C. M. Bell.
F. H. Kirkpatrick.
M. P. Langstaff.
S. R. Mackellar.
Ernest Pitt.
Directors.
J. Ross Paterson, Secretary.
B. R. McKenzie.
J. M. Vaughan.
A. H. Vanderburgh.
T. H. Wilson.
M 10 BRITISH COLUMBIA.
St.itement for the Year ended December 31st, 1928.
Assets.
Mortgage loans on real estate $283,200.00
Loans to policyholders 13,530.29
Bonds, debentures, etc. (book value) 314,518.11
Stocks (book value) 15,633.50
Cash on hand and in banks 11,388.62
Total ledger assets $638,270.52
Interest accrued : $7,801.32
Premiums due and uncollected : 44,009.24
Balance due from agents S,811.77
Total non-ledger assets 60,622.33
$698,892.85
Liabilities. •
Reserve under assurance and annuity contracts $302,775.00
Liability for payments due under contracts 13,000.00
Advance payments from policyholders, $955.42; from others, $3,690 4,645.42
Commission to agents due and accrued 7,078.38
Taxes 2,997.34
Salaries, fees, and rents 1,985.22
Other liabilities 3,986.22
Undivided surplus 22,785.27
Reserve 40,000.00
Capital—
Authorized $2,000,000.00
Subscribed 1,997,600.00
Paid up 299,610.00
$698,892.85
Income. ==
Premium income and consideration for annuities $218,006.49
Interest and dividends 23,510.29
Balance 22,965.26
$264,482.04
Disbursements. = ■=
Disbursements in respect of assurance and annuity contracts $14,851.86
Taxes, licences, and fees 4,470.22
Head Office expenses: Salaries, $19,801.12; auditors' fees, $700; rents, $1,994.85;
directors' fees, $682; travelling expenses, $3,081.09; miscellaneous, $3,509.21 29,768.27
Branch office and agency expenses: Assurance commissions, first year, $52,882.50;
renewal, $5,373.29; salaries, $20,677.86; annuity commissions advanced to agents,
$8,862.61; miscellaneous, $27,581.80 115,378.06
Expenses re sale of stock 81,506.00
All other expenses: Advertising, $2,666.96; books and periodicals, $373.86; express,
telegrams, and telephones, $891.74; legal fees, $319.12; medical fees, $3,857; office
furniture, $2,205.43; postage, $2,744.28; printing and stationery, $5,004.24;
appraisement expenses, $445 18,507.63
$264,482.04
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 11
Returns for British Columbia.
(See pages 25, 33.)
ADA.
J. G. Norstrant.
Evan Roberts.
George Fisher.
Archie Corrie.
t, 192S.
S2.825.00
HOME ASSURANCE COMPANY OF CAN
Head Office—Calgary, Alberta.
Directors.
S. C. Brown.
F. A. Ogilvie.
G. W. Hagle.
W. D. Dixon.
G. R. Eltherington.
George W. Hagle, Secretary.
Statement for the Year ended December 31s
Assets.
Mortgage loans on real estate
Bonds, debentures, etc. (book value)
86,222.78
Cash on hand and in banks
13,326.13
Interest accrued
1.331.77
Agents' balances and premiums uncollected (net commission deduc
Other assets (less furniture and fixtures, $1,946.37, not admitted)
ted)
3,241.40
2,299.37
$109,246.45
Liabilities.
Provision for unpaid claims
S2.S25.21
Reserve, carried out at 80 per cent, thereof
17,591.82
Taxes
1,345.60
Surplus
26.901.82
Capital—
Authorized and subscribed
$500,000.00
60,582.00
$109,246.45
Profit and Loss Account.
$89,695.36
$27,280.56
31,564.88
3,725.12
Salaries, fees, and travelling expenses
12,968.45
7,798.04
QQ 957 ClK
'
$6,358.31
Interest and dividends
$4,222.43
1,416.26
2,806.17
$9,164.48
Returns for British Columbia.
(See pages 26, 41, 43.)
M 12 BRITISH COLUMBIA.
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
J. AV. Berry. R. U. Hurford.
D. A. McKee. Thos. Lang.
Jas. Bailey. J. W. Miller.
. Archibald Blair, Jr. H. F. Page.
Henry Bose. W. J. Park.
W. J. Frederick. C. E. Whitney-Griffiths.
W. II. Higginson.
W. M. Townsley, Secretary.
Statement for the Year etjdeo December 31st, 1928.
Assets.
Real estate ! $3,340.00
Mortgages 300.00
Bonds 18,102 55
Cash at bank 3,249.51
Office furniture, $1,081.59, including deposits 1,186.59
Premium notes 177,964.34
Premiums, second and third instalments 49,000.48
Premiums due and unpaid 2,143.79
Assessments (1924) unpaid 1,278.63
Deferred commissions 10,917.43
$267,483.32
Liabilities.
Loans $9,650.00
Premium notes 177,964.34
Accounts payable 120.00
Reserves—
Agents' commissions earned $400.99
Unearned premiums 20,445.92
Premiums, second and third instalments 49,000.48
Assessments (1924) unpaid 1.278.03
71,126.02
Surplus 8,622.96
$267,483.32
Income.
Premiums $47,147.81
Interest G29.38
Miscellaneous 153.77
$47,930.66
Disbursements.
Losses paid $22,897 91
Commissions : 6,721.33
Loss adjustment 110.99
Interest .- 579.00
Rent and taxes 1,500.77
Salaries, directors' and auditors' fees 8,818.00
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 13
Legal expenses $170.50
Printing, stationery, and advertising 1,370.07
Post, telegrams, and express 249.98
Miscellaneous 88.44
Balance 5,423.67
$17,930.66
ODD FELLOWS' RELIEF ASSOCIATION OF CANADA.
Head Office—Kingston, Ont.
Governing Executive Authority.
Dr. J. C. Connell. L. B. Cooper.
C. C. Folger. W. McDonald.
H. G. Robertson. I). A. Shaw.
Jos. Powley. J. Donnelly.
Wm. Jackson.
J. N. Alexander, Secretary-Treasurer.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds and debentures (book value) $4,265,207.99
Real estate (boolv value) 51,848.i.0<
Cash in bank and at Head Office 95,431.97
Other assets 6,135.65
$4,418,624.11
Liabilities.
Death claims $30,930.00*
Reserve as at December 31st, 1928 4,037,617.00
Surplus 350,077.11
$4,418,624.11
Mortuary Fund— Income.
Premiums $474,656.57
Interest and rents 188,929.73
Profit on sale of securities 12,513.49
$676,099.79
General Expense Fund—
Expense dues from members $52,764.71
Other sources (details) 50,021.40
102,783.11
$778,885.90
Mortuary Fund— Disbursements.
Death claims $358,921.19
Disability claims 1,215.00
Surrender values 30,851.50
Other disbursements 601.30
$391,58S.99
M 14 BRITISH COLUMBIA.
General Expense Fund—
Head Office expenses: Salaries, $16,569.34; directors' fees, $820; auditors' fees,
$1,750; actuaries' fees and expenses, $500; travelling expenses, $659.73 ; rents,
$779.74; printing and supplies, $1,940.90; miscellaneous, $5,000.12 $28,025.83
Agency and organization expenses: Commissions, $6,109.25; salaries, $14,800;
travelling expenses, $8,553.08; commission on collection of premiums,
$28,545.04 58,007.37
All other expenses : Advertising, $496.50; books, periodicals, express, telegrams,
and telephones, $3,038.06; medical fees, $1,450; taxes and licences, $1,660.37;
agency stationery, $382.68; light, fuel, and water, $1,273.45; miscellaneous,
$3,353.23 11,654.49
Total $489,276.48
Returns for British Columbi.\.
Income—Premiums (with extra dues, etc.) for mortuary benefits $29,310.97
Disbursements—Claims paid for mortuary benefits 19,320.62
OHIO FARMERS INSURANCE COMPANY.
Head Office—LeRoy, Ohio.
Directors.
Blake McDowell. N. R. Chalfant.
Price Russell. W. F. Kyle.
A. I. Vorys. E. A. Bowman.
F. H. Hawley. D. AV. Crane.
W. E. Haines.
D. W. Crane, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Real estate (book value) $513,246.03
Mortgage loans on real estate 1,516,816.00
Loans secured by pledge of bonds, stocks, or other collateral 41,878.15
Bonds ($1,684,688.45) and stocks ($451,853.19) (book value) 2,136.541.64
Cash in Company's office and on deposit with trust companies and banks 656,101.10
Agents' balances 564,430.71
Bills receivable taken for fire risks 35,167.68
Due from other insurance companies 1,064.49
Other assets 85,732.15
Interest and rents due and accrued 66,652.97
Market value of bonds and stocks over book value 64,628.20
Gross assets $5,679,065.65
Deduct assets not admitted—
Furniture and fixtures $83,398.52
Agents' balances, representing business written prior to October 1st,
1928 .' 665.74
Bills receivable, past due, taken for premiums 35,167.68
Accounts receivable and stock of materials 1,269.14
120,501.08
Total admitted assets $5,558,564.57
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 15
Liabilities.
Unpaid claims (net) $453,627.43
Estimated expenses of investigation and adjustment of losses 1,500.00
Unearned premiums 3,636,778.39
Salaries, rents, fees, etc 1,112.85
Reserve for taxes 52,551.29
Contingent commission or other charges due or accrued 11,700.00
Emergency reserve 150,000.03
Surplus over all liabilities 1,251,294.01
Total $5,558,564.57
Income.
Premiums (net) $3,518,252.21
Interest and rents 195,256.64
Profit on sale or maturity of bonds and stocks 22,227.38
Other income , 2,972.02
$3,738,708.25
Disbursements.
Amount paid for losses (net) $1,710,744.33
Loss adjustment expenses 100,429.90
Agents' compensation and allowances : 907,705.2.*
Field supervisory expenses 129,099.19
Salaries and fees, directors, officers, and clerks 209,949.09
Rents 8,000.00
Maps, including corrections 4,818.45
Inspections and surveys, including underwriters' boards and tariff associations 66,453.51
Taxes, licences, and fees 185,551.63
Postage, telegraph, etc 12,460.16
Legal expenses 3,031.18
Advertising, subscriptions, printing, and stationery 44,787.00
Miscellaneous 87,285.94
Balance 268,412.59
$3,737,708.25
Returns for British Columbia.
(See pages 29, 37, 39, 41.)
THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
H. G. Bertram.
F. C. Biggs.
A. AV. Briggs, K.C.
M. Doherty.
John Haig, K.C.
Frank McLaughlin.
Directors.
AV. E. Long.
Harold MacPherson.
J. A. Martin. '
E. C. Mitchell.
Chas. S. Morton, M.D.
W. E. Payne, K.C.
M. S. Smith, Secretary.
E. K. Reiner.
J. M. Riddell.
M. Rosseau.
A. E. Silverwood.
Nelson Spencer.
M 16 BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1928.
Assets.
Real estate (book value) $143,858.71
Mortgage loans on real estate 2,783,365.24
Loans and advances to policyholders 435,937.29
Bonds, debentures, etc. (book value) , 1,346,468.74
Stocks (book value) 173,947.50
Cash at Head Office and in banks 87,670.64
Advances to agents 4,971.16
Accounts receivable 371.00
Ledger assets $4,976,590.28
Interest due and accrued $65,122.38
Premiums due and uncollected and deferred 161,883.62
Market value of bonds, debentures, and stocks over cost 26,776.74
Non-ledger assets 253,782.74
$5,233,373.02
Liabilities.
Reserve under assurance and annuity contracts $3,643,725.00
Liability for payments due under contracts 31,043.00
Provision for unreported death losses and disability claims 3,957.00
Amounts left with the Company 21,015.91
Premiums received in advance 4,334.78
Borrowed money 690,030.00
Other liabilities 6,557.36
Undivided surplus 345,509.97
Capital—
Authorized $5,250,000.00
Subscribed , 3,618,000.00
Paid up 484,140.00
$5,230,373.02
Income.
Premium income and consideration for annuities $1,071,268.28
Interest and dividends 237,797.97
Gross rents , 9,110.32
Profit on sale of real estate, bonds, etc 40,829.62
$1,359,006.19
Disbursements.
Disbursements under assurance and annuity contracts $307,077.91
Interest or dividends to shareholders 22,149.90
Taxes, licences, and fees 21,085.78
Head Office expenses: Salaries, $53,468.59; auditors' fees, $3,150; rents, $7,225;
directors' fees, $2,993; travelling expense^, $5,834.36; miscellaneous, $2,291.86 74,962.81
Branch office and agency expenses: Assurance commissions, first year, $95,889.08;
renewal, $95,545.54; salaries, $26,219.98; travelling expenses, $1,743.66; rents,
$14,758.90; miscellaneous, $2,146.55 236,303.71
All other expenses: Advertising, $13,304.54 ; books and periodicals, $856.52; express,
telegrams, and telephones, $4,726.01; legal fees, $5,222 64; medical fees,
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 17
$6,819.77 ; office furniture, $4,002.22 ; postage, $5,494.60; printing and stationery, $13,366.89 ; commissions on loans, $2,541.25 ; miscellaneous, $45,042:30 $101,376.74
Balance 596,049.34
$1,359,006.19
Returns for British Columbia.
(See pages 29, 33.)
ROYAL PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
J. P. Nicolls. C. A. Wickens.
C. H. Macaulay. R. M. Maitland.
A. P. Bogardus. B. C. Grant.
Edgar S. Smith, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Mortgage loans on real estate $17,600.00
Cash in banks 2,397.65
Interest accrued 504.68
Agents' balances and premiums uncollected (net, commission deducted) 575.34
Government deposit 5,335.72
Commission prepaid 959.96
$27,373.35
Liabilities.
Reserve, $2,742.77 (carried out at 80 per cent, thereof) $2,194.22
Other liabilities 374.30
Capital stocli—
Authorized $25,000.00
Subscribed .„ 10,000.00
Paid up 2,750.00
Surplus 22,054.83
$27,373.35
Profit and Loss Account-.
Premiums earned $3,554.09
Claims incurred $2,275.18
Commissions 1,347.81
Taxes 159.31
Salaries and other expenses 205.16
~ 3,9S7.46
Underwriting loss : $433.37
Other revenue 1,559.95
Net profit for the year $1,126.58
2
M 18
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
No. of
Shares.
Amount
subscribed.
Amount
paid.
8
5
12
5
5
5
10
14
14
12
10
$800
500
1,200
500
500
500
1,000
1,400
1,400
1,200
1,000
$220.00
J. P. Nicolls
137.50
330.00
137.50
R. D. Douglas .'.
Binghampton, U.S..\
Vancouver
137.50
N. S. Douglas
137.50
275.00
J P. Nicolls
385.00
385.00
R. M. Maitland
330.00
B. C Grant ..
''75.00
100
$10,000
$2,750.00
SONS OF NORWAY.
Head Office—Minneapolis, Minn.
Governing Executive Authority.
T. O. Gilbert. P. J. Langen.
K. R. Andresen. O. Erichson.
K. R. Andresen, Secretary.
E. L. Marshall, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Mortgages $892,215.00
Bonds and debentures (book value) 267,600.00
Loans and liens on policies 33,708.51
Real estate (book value) 66.732.78
Cash in bank and at Head Office 44,737.54
Interest and rents due and accrued.. 30,078.74
Premiums, due, etc 21,355.42
Other assets 28,067.85
$1,384,495.84
Liabilities. — =3=:
Mortuary Fund—Death claims $10,000.00
Sickness Fund—Claims incurred 832.24
Reserve (Mortuary Department) 1,062,148.17
Surplus 311,515.43
$1,384,495.84
Income. 2= ,
Mortuary Fund .'. $250,774.57
Sickness Fund 18,059.92
General Expense Fund—
Expense dues from members $57,685.07
Other sources 19,599.71
■ ■ 77,284.80
Disbursements.
Mortuary Fund
Sickness Fund ..
$346,119.29
$60,291.50
21,477.44
General Expense Fund— ,
Head Office expenses : Salaries, $11,579.65 ; auditors' fees, $550; actuaries' fees
and expenses, $736.54; travelling expenses, $1,532.13; rents, $2,280.45;
printing and supplies,' $3,213.03 ,. $19,891.80
Agency and organization expenses 41,458.31
All other expenses: Books, periodicals, express, telegrams, and telephones,
■ $844.71; legal fees, $605.65; medical fees, $713.50; taxes and licences,
$511.32; official publications, $8,026.34; miscellaneous, $7,836.72 18,538.24
$161,657.29
Returns for British Columbia. ■—■
(See page 30.)
Income Nil
Disbursements Nil
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Dr. John Ferguson. Adam Brand.
Col. D. M. Robertson. Col. Alex. Cowan.
Rev. D. AVallace Christie. J. P. MacGregor.
F. S. Mearns. A. C. Gordon.
Col. Alex. Fraser. W. M. McClement.
John Tytler.
F. S. Mearns, Secretary.
W. R. Hitchins, Actuary.
Statement for the Ye.\r ended December 31st, 1928.
Assets.
Amortization' value of bonds and debentures not in default $1,193,588.47
Cash in banks 27,794.66
Interest and rents due and accrued 25,032.47
Premiums, dues, etc 10,883.89
Premium loans on policies 7,208.92
Other assets - 5,000.00
$1,269,508.41
Liabilities. =■= =—;—
Death claims $13,180.00
Reserve ■' 963,931.00
Surplus 292,397.41
$1,269,508.41
Income. —i—
Mortuary Fund $132,733.60
Sickness Fund 3,816.31
Juvenile Benefit Fund 38.80
General Expense Fund—
Expense dues from members $8,091.64
Transfers from Mortuary and Sick Benefit Funds 23,832.95
Other sources 1,877.41
33,802.00
$170,390.71
M 20 BRITISH COLUMBIA.
Disbursements.
Mortuary Fund $87,410.12
Sickness Fund 2,424.88
General Expense Fund—■
Head Office expenses: Salaries, $7,713.70; directors' fees, $406; auditors' fees,
$200; actuaries' fees and expenses, $510; travelling expenses, $153.70;
rents, $900; printing and supplies, $1,349.31 11,232.71
Agency and organization expenses : Commissions, $418; salaries, $13,556.81;
travelling expenses, $5,130.74; miscellaneous, $194.50 19,390.05
All other expenses : Advertising, $15.41; books, periodicals, express, telegrams,
and telephones, $158.52; medical fees, $28; taxes and licences, $409.19;
light, fuel, and water, $23.23; miscellaneous, $1,193.32 1,827.67
$122,195.43
Returns for British Columbia.
Income—
Premiums (with extra dues, etc.) for mortuary benefits $4,962.49
Premiums for sick benefits 40,78
Premiums for other benefits (juvenile) 3.00
$5,006.27
Disbursements— ■ # = . =
Claims paid for mortuary benefits $3,600.00
Claims paid for sick benefits 20.00
$3,620.00
THE TORONTO CASUALTY, FIRE & MARINE INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
G. L. Smith. C. V. Cummings.
Rt. Hon. A. Meighen, K.C. R. T. Evans.
A. E. Dawson. Hon. Forbes Godfrey.
C. H. Ackerman. R. Lawson.
J. T. Brawnd. M. A. Mackenzie, M.A.F.I.A.
C. Buchanan. A. E. Wilson.
Statement for the Year e.noed December 31st, 1928.
Mortgage loans on real estate $66,100.00
Bonds, debentures, etc. (book value) 847,076.05
Cash at Head Office and in banks 176,230.02
Interest and rents accrued 9,023.01
Agents' balances and premiums uncollected (net, commission deducted) 164,516.73
Bills receivable 123.58
Amount due from reinsurance on losses already paid 9,686.02
Other assets 18,164.54
Gross assets $1,290,919.95
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 21
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1928 $11,450.50
Bills receivable 32.08
Advances to agents 4,645.07
$16,127.65
$1,274,792.30
Liabilities. .=—■—
Reserve, $339,770.83 (carried out at 80 per cent, thereof) $271,816.65
Provision for unpaid claims 123,548.43
Taxes due and accrued 13,963.86
Reinsurance premiums r. 108,654.10
Other contingency reserves 2,500.00
Other liabilities 26,057.49
Capital—
Authorized $2,000,000.00
Subscribed 445,118.50
Paid up 445,118.50
Surplus in Profit and Loss Account 283,133.27
$1,274,792.30
Profit and Loss Account.
Premiums earned $660,305.64
Claims incurred $370,140.34
Adjustment expenses 37,313.50
Commissions 146,338.10
Taxes 17,940.38
Salaries, fees, and travelling expenses 83,183.86
Other expenses 52,961.71
707,877.89
Underwriting loss $47,572.25
Other revenue—
Interest $8,909.03
Profit on sale of investments 22,04S.91
. $30,957.94
Other expenditure—
Bad debts written off $716.02
Decrease in market value of investments 13,628.16
14,344.18
16,613.76
Net loss for the year $30,958.49
Returns for British Columbia.
(See pages 30, 37, 39, 41, 43.)
THE AATESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
AVm. Smith. AArm. Hudson.
R. AV. Craig. S. D. Hannah.
General H. M. Dyer. R. A. M. Campbell.
F. C. O'Brien, Secretary.
Statement for the Ye-vr ended December 31st, 1928.
Assets.
Real estate (book value) $22,260.32
Mortgage loans on real estate 787,222.15
Loans and advances to policyholders 263,267.91
Bonds, debentures, etc. (book value) 241,279.18
Cash at Head Office and in banks 29,387.33
Total ledger assets , $1,343,416.89
Interest and dividends due $25,227.43
Premiums due and uncollected and deferred (net) 78,748.24
Total non-ledger assets 103,975.67
$1,447,392.56
Liabilities.
Reserve under assurance annuity contracts $1,091,648.00
Liability for payments due under contracts 13,494.18
Received from policyholders in advance , 6,570.60
Medical examiners' fees due and accrued 323.50
Taxes 5,000.00
Borrowed money 47,000.00
Death claims reported 3,000.00
Other liabilities 1,385.47
Surplus 58,058.57
Capital—
Authorized $1,000,000
Subscribed 895,500
Paid up 220,912.24
$1,447,392.56
Income.
Premium income and consideration for annuities $283,512.48
Interest and dividends 85,703.45
Other income 189.48
$369,405.41
Disbursements.
Disbursements under assurance and annuity contracts $32,517.19
Taxes, licences, and fees .• 5,452.51
Head Office expenses: Salaries, $29,256.75; directors' fees, $500; auditors' fees,
$460; travelling expenses, $1,609.55; rents, $4,020; miscellaneous, $4,869.97 40,716.27
Branch office and agency expenses 66,972.91
All otlier expenses: Postage, $1,215; express, telegrams, and telephones, $525.15;
printing and stationery, $6,931.72; legal fees, $1,593.23; commissions on loans,
$386.75; medical fees, $4,028.90; miscellaneous, $2,856.32 17,537.07
$163,195.95
Returns for British Columbia.
(See pages 31, 33.)
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BRITISH COLUMBIA.
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Company.
Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of
New York.
Canadian Underwriters Agency, representing Baloise Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Delaware Underwriters, representing Westchester Fire Insurance Company.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.
Rochester Underwriters Agency, representing Great American Insurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE "INSURANCE ACT" HAVE BEEN GRANTED.
Affiliated Underwriters, New York, N.Y.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Epperson Underwriters, Kansas City, Mo.
Equitable Fire Underwriters, Kansas City, Mo.
Individual Underwriters, New York, N.Y.
Inter-Insurers Exchange, Kansas City, Mo.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
National Lumber Manufacturers Inter Insurance Exchange, Chicago, 111.
New York Reciprocal Underwriters, New York, N.Y.
Sprinklered Risk Underwriters, Chicago, 111.
Underwriters Exchange, Kansas City, Mo.
United States Inter Insurance Association, Seattle, Wash.
Warner Reciprocal Insurers, Chicago, 111.
INSURERS LICENSED SINCE DECEMBER 31st, 1928.
Columbia Life Assurance Company, Vancouver, B.C.; Head Office, Vancouver; life.
Indemnity Mutual Marine Assurance Company, Limited, London, England; B. G. D. Phillips,
Vancouver; marine.
National Union Indemnity Company, Pittsburg, Pa.; S. P. Moody, Victoria; accident, automobile
(excluding insurance against loss or damage by fire), burglary, and plate glass.
Northwest Casualty Company, Seattle, Wash.; J. H. Constantine, Vancouver; automobile, burglary, and plate glass. Deposit of $30,000 in securities.
Pearl Assurance Company, Limited, London, England; Harold Darling, Vancouver; fire and
tornado.
Sussex Fire Insurance Company, Newark, N.J.: Robert Blane, Vancouver; fire and tornado.
Thames and Mersey Marine Insurance Company, Limited ; B. G. D. Phillips, Vancouver: marine.
United Pacific Casualty Insurance Company, Seattle, AVash.; R. L. Maitland, Vancouver; automobile, accident, burglary, boiler and machinery, guarantee, plate glass, and sickness.
Deposit, .$25,000 in securities.
RECIPROCAL EXCHANGE GRANTED PERMIT SINCE DECEMBER 31st, 1928.
The Lumber Underwriters, Little Rock, Arkansas.
UNDERWRITERS' AGENCY LICENSED SINCE DECEMBER 31st, 1928.
Atlantic Underwriters Agency, representing the Toronto Casualty Fire & Marine Insurance
Company.
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 33
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REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 35
TABLE II.—LIFE INSURANCE COMPANY.
Premiums for year...
Njet amount in force
Claims paid
1924.
$8,203,000
251,945,000
2,206,000
1925.
$9,220,000
276,281,000
1,913,000
1926.
$10,524,000
308,808,000
1,753,000
1927.
1928.
$11,645,000 | $12,232,000
341,932,000 I 372,689,000
2,158,000 2,465,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES, 1928.
Name of Company.
Acadia Fire Insurance Co
Aetna Insurance Co
Agricultural Insurance Co
Alliance -Assurance Co., Ltd
Alliance Insurance Co. of Philadelphia
American Alliance Insurance Co
American Central Insurance Co
American Equitable Assurance Co. of N.Y
American Insurance Co
Anglo Scottish General Commercial Insurance Co.
Ltd
Atlas Assurance Co., Ltd
Baloise Fire Insurance Co
Bankers' & Traders' Insurance Co., Ltd
Beaver Fire Insurance Co
Boston Insurance Co
British America Assurance Co
British & European Insurance Co., Ltd
British Canadian Insurance Co
British Colonial Fire Insurance Co
British Crown Assurance Corporation, Ltd
British Empire .Assurance Co
British General Insurance Co., Ltd
British Law Insurance Co., Ltd
British North Western Fire Insurance Co
Brit-ish Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Caledonian American Insurance Co
Caledonian Insurance Co
California Insurance Co
Canada Accident & Fire .Assurance Co
Canada National Fire Insurance Co
Canada Security Assurance Co
Canadian Fire Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Car and General Insurance Corporation, Ltd
Casualty Company of Canada
Central Insurance Co., Ltd
Century Insurance Co., Ltd
China Fire Insurance Co., Ltd
Citizens Insurance Co. of Missouri
City of New York Insurance Co
Columbia Insurance Co
Commercial Union .Assurance Co., Ltd
Commercial Union Fire Insurance Co. of N.Y
Connecticut Fire Insurance Co
Continental Insurance Co
Cornhill Insurance Co., Ltd
Dominion Fire Insurance Co
Dominion of Canada Guarantee & Accident Ins. Co
Eagle Star & British Dominions Insurance Co., Ltd.
Employers Liability Assurance Corporation, Ltd
Ensign Insurance Company
Equitable Fire & Marine Insurance Co
Essex & Suffolk Equitable Insurance Society, Ltd...
Federated British Insurance Co., Ltd
Fidelity American Insurance Co
Fidelty Phenix Fire Insurance Co
Fire Association of Philadelphia
Fire Insurance Company of Canada
Fireman's Fund Insurance Co
Carried forward
Net
Premiums
written.
$19,032.39
63,471.62
12,304.92
36,740.11
26,193.14
6,497.74
17,400.85
12,996.71
10.573.18
41,294.27
88,532.54
6,108.74
46,333.87
5,955.84
16,277.82
29,826.20
6,806.60
16,972.33
17,268.30
37,003.32
37,041.71
14,436.42
19,938.41
26,297.76
20,433.43
34,994.09
17,908.51
56,680.00
34,913.03
26,974.54
27,641.27
14,919.75
37,578.86
14,690.85
Nil
12,903.48
5,741.05
22,992.54
39,690.90
428.24
35,747.06
4,635.12
16,110.85
77,577.12
13,248.96
35,611.61
53,808.60
35,120.22
32,370.92
13,820.90
47,834.53
45,192.46
11,777.94
13,477.58
11,033.28
5,880.33
3,103.20
75,335.70
25,019.53
43,228.26
55,800.47
$1,630,529.97
Net Amount
of Losses
incurred.
$19,685.03
15.776.32
3,693.38
12,075.36
4,834.31
2,065.37
7,199.67
2,417.05
8,406.58
23,339.31
28,716.08
4,453.06
35,363.44
561.17
9,436.40
21,114.22
4,865.05
13,729.50
5,663.44
26,051.14
9,065.98
8,998.40
8,758.04
7,123.44
12,701.94
11,975.19
4,899.29
18,271.33
20,730.61
7,524.49
9,044.70
2,385.16
11,276.49
4,856.60
Nil
2,114.91
862.53
5,586.38
10,920.67
1,009.50
18,206.22
3,037.60
12,189.07
28,381.74
5,729.17
13,814.31
13,063.38
20,481.02
4,147.13
419.60
17,370.47
13,657.53
1,947.99
10,270.12
2,612.57
252.46
6,844.18
15,913.75
8,546.37
22,318.09
49,029.86
$675,784.16
Net Amount
of Losses
paid.
Net
Premiums
earned.
$21,765.64
$38,650.01
18,084.69
63,830.24
1,795.58
12,044.80
12,105.36
43,010.69
4,834.31
16,624.71
1,071.37
5,771.43
6.168.67
22,236.30
2,021.05
12,980.48
'7,488.58
9,901.11
23,378.64
40.167.47
30,507.08
86,252.72
4,453.06
6,818.35
30.810.63
44,382.41
546.17
'5,921.85
7,452.46
12,116.64
19,347.87
46,847.21
3,246.05
8,452.72
13,874.45
'6,021.78
1,495.97
18,431.05
22,944.04
37,651.99
11,488.98
17,561.48
6,701.40
13,553.14
9,266.04
20,009.60
5,959.12
23,572.59
11,218.94
22,919.33
13,880.19
36,400.08
7,633.39
17,963.06
23,231.12
56,934.64
24,536.68
42,421.94
5,865.15
22,733.94
7,723.64
32,944.05
2,456.16
13,772.46
12,956.49
38,955.91
5,981.60
14,123.85
Nil
NU
614.91
13,610.4'5
5.25
4,396.26
4,749.31
22,295.52
12,324.41
38,466.93
9.50
2,213.42
19,035.64
38,334.73
2,710.60
2,945.35
10,167.57
16,110.85
27,309.40
80,149.23
7,290.42
12,670.70
12,887.61
38,686.18
11,228.05
49,468.17
20,481.02
'24,753.23
3,807.24
21,657.20
404.60
14,691.24
18,612.46
45,290.89
12,998.53
45,387.49
1,979.65
9,356.83
8,276.72
13,677.26
2,571.57
10,466.54
383.46
5,262.29
6,844.18
1,958.20
14,282.91
68,423.69
7,163.38
21,617.44
22,834.09
40,750.27
45,851.73
50,538.19
$657,114.78 $1,604,159.18
M 36 BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS ANE
NET LOSSES, 1928—Continued.
Name of Company.
Net
Premiums
written.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Net
Premiums
earned.
$1,639,529.97
26,091.28
12,752.56
16,030.70
9,355.77
11,552.87
■ 24,839.66
20,569.90
97,613.91
1,542.80
7,153.97
47,354.45
32,231.52
53,223.12
146,832.59
20,544.53
18,215.92
18,131.43
19,919.01
93,422.46
129,283.83
50,742.36
22,516.42
8,385.54
30,796.03
74,395.03
16,942.58
4,680.26
42,444.10
150,555.12
33,664.08
10.172.74
4,711.85
139,645.62
4,373.61
15,241.38
70,425.79
12,375.26
30,061.45
Nil
18,725.28
22,467.20
69,717.97
21,765.00
4,634.51
30,914.03
13,075.78
Nil
19,919.01
8,615.11
39,173.11
•46,214.62
30,352.64
47,444.96
59,300.60
26,958.28
12,376.39
23,481.73
9,360.26
38,247.31
3,145.25
29,661.25
85,065.70
32,262.90
56,068.10
10,568.28
147,715.32
20,738.45
12,938.70
108,768.13
$675,784.16
968.04
3,886.32
2,241.95
5,536.37
925.84
7,739.89
5,921.81
2,032.97
Nil
1,722.14
65,285.41
6,818.69
19,156.52
59,680.20
12,027.45
8,240.63
3,950.62
6,393.24
41,744.12
70,167.80
12,725.28
10,905.88
4,703.16
6,037.20
38,139.03
5,414.26
1,099.70
9,402.67
71,912.36
11,067.56
704.13
Nil
45,934.63
1,544.16
336.96
23,756.19
6,673.16
8,233.25
NU
2,964.60
5,226.90
26,175.13
12,040.69
238.13
17,098.94
1,383.26
Nil
6,393.74
2,616.07
12,929.60
22,897.91
8,607.60
26,164.19
30,570.82
1,300.74
2,099.02
1,833.98
4,538.84
13,036.31
1,482.41
10,894.49
24,979.66
13,032.72
16,897.76
3,048.94
19,476.94
2,704.75
3,455.26
17,786.51
$657,114.78
1,276.58
4,896.78
2,214.95
5,293.37
925.84
2,783.53
3,382.81
66.28
Nil
2,047.14
62,585.66
9,562.22
16,922.52
59,078.12
5,625.79
6,739.57
3,959.32
6,047.07
34,067.32
67,256.80
12,862.28
10,092.38
4,203.16
10,946.33
37,138.02
4,019.73
1,009.70
10,254.67
77,354.19
11,506.27
223.13
1,588.81
45,394.73
1,569.16
406.96
25,459.24
6,702.02
9,748.25
Nil
7,396.01
5,385.90
27,248.13
11,282.69
238.13
17,040.94
801.12
Nil
6,047.07
2,244.32
14,939.60
23,897.91
8,542.12
24,921.19
33,060.82
1,513.74
2,154.02
1,889.98
2,481.04
19,845.16
1,498.16
5,006.49
22,858.93
13,286.72
18,850.76
3,454.94
19,476.94
4,695.67
2,401.26
18,868.81
$1,604,159.18
23,883.47
9,955.52
11,639.43
10,132.06
General Accident Assurance Co. of Canada
General Accident, Fire & Life Assur. Corporation, Ltd.
12,211.67
23,980.81
18,351.04
67,320.81
754.73
7,901.99
46,012.81
35,530.81
52,223.37
147,182.00
21,179.07
16,000.24
10,704.85
18,016.29
78,123.38
105,827.94
47,217.09
26,787.41
Imperial Guarantee & Accident Insurance Co. of Can.
3,641.00
32,702.33
78,625.05
Insurance Co. of the State of Pennsylvania
Laurentian Insurance Co _
14,663.59
2,836.73
40,1.37.88
Liverpool & London & Globe Insurance Co., Ltd
150,675.76
35,713.45
6,114.03
London & Lancashire Guarantee & .Occident Co. of
4,893,96
147,078.84
London & Provincial Marine & General Ins. Co., Ltd.
London & Scottish Assurance Corporation, Ltd
3,410.67
12,828.78
70,157.51
8,930.82
29,491.78
Nil
17,234.27
22,388.52
68,904.91
21,700.05
2,595.33
30,936.15
Mill Owners Mutual Fire Insurance Co. of Iowa
9,830.26
Nil
Minnesota Implement Mutual Fire Insurance Co.
18,016.29
8,310.35
37,362.26
Mutual Fire Insurance Co. of British Columbia
45,389.25
33,293.85
48,341.89
56,288.37
27,072.10
14,519.26
25,643.15
8,220.24
32,194.47
3,046.47
28,714.00
North British & Mercantile Insurance Co., Ltd,
80,426.80
26,658.42
57,734.85
North River Insurance Co _
10,199.16
141,523.02
31,110.56
13,'502.92
106,535.28
$4,217,997.34
$1,570,689.66
$1,543,744.05
$4,064,780.42
* First year.
REPORT OP THE SUPERINTENDENT OF INSURANCE, 1928.
M 37
TABLE III.—FIRE INSURANCE PREMIUMS AND NET LOSSES, 1928— Continued.
Name of Company.
Net
Premiums
written.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Net
Premiums
earned.
Brought foricard
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation, Ltd..
Ohio Farmers Insurance Co
Pacific Coast Fire Insurance Co
Palatine Insurance Co.. Ltd
Patriotic Assurance Co., Ltd
Phenix Fire Insurance Co. of Paris
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Pioneer Insurance Co
Planet Assurance Co., Ltd
Providence Washington Insurance Co
Provincial Insurance Co., Ltd
Prudential Assurance Co., Ltd
Quebec Fire Assurance Co
Queen Insurance Co. of America
Queensland Insurance Co., Ltd
Railway Passengers Assurance Co
Reliance Insurance Co. of Canada
Retail Hardware Mutual Fire Insurance Co
Rhode Island Insurance Co
Royal Exchange Assurance
Royal Insurance Co.. Ltd
Royal Scottish Insurance Co., Ltd
St. Paul Fire & Marine Insurance Co
Scottish Canadian Assurance Corporation
Scottish Metropolitan Assurance Co., Ltd
Scottish Union & National Insurance Co
Sea Insurance Co., Ltd
Security Insurance Co. of New Haven
Southern Insurance Co., Ltd
Springfield Fire & Marine Insurance Co ,
State Assurance Co., Ltd
Stuyvesant Insurance Co
Sun Insurance Office
Svea Fire & Life Insurance Co., Ltd
Toronto Casualty, Fire & Marine Insurance Co
Trans Canada Insurance Co ,
Union Assurance Society, Ltd
Union Fire Insurance Co. of Paris
Union Insurance Society of Canton, Ltd
Union Marine Insurance Co., Ltd
United British Insurance Co., Ltd
United Mutual Fire Insurance Co
United States Fire Insurance Co
Universal Insurance Co
Wawanesa Mutual Insurance Co
Westchester Fire Insurance Co
Western Assurance Co
World Fire and Marine Insurance Co
World Marine & General Insurance Co., Ltd
Yang-tsze Insurance Association, Ltd
Yorkshire Insurance Co., Ltd
Totals
1,217,997.34
21,073.71
38,965.97
25,252.57
39,454.48
28,027.81
20,672.63
9,393.74
362,973.62
44,652.98
21,991.38
13,405.49
15,979.05
37,224.11
47,745.00
30,613.91
71,702.96
23,080.26
7,636.42
7,976.52
19,919.01
2,497.53
61,611.41
131,560.78
15,490.38
24,322.04
16,949.75
30,493.64
53,586.14
25,548.52
14,315.04
736.51
45,575.94
22,504.43
13,070.80
88,546.12
17,853.12
16,257.78
4,493.32
40,947.22
18,657.43
49,560.62
433.74
12,715.07
6,397.26
52,825,02
5,858.83
21,388.00
20,630.38
34,842.44
13,209.76
13,617.84
17,088.14
33,252.25
$1,570,689.66
4,992.74
18,864.61
1,482.66
11,758.02
6,406.55
11,117.38
14,102.54
100,571.71
26,309.56
2,754.01
409.38
5,719.61
10,954.83
29,492.00
11,662.33
16,929.51
14,724.44
9,260.60
1,912.82
6,393.74
Nil
19,157.26
33,160.81
1,854.75
5,073.55
11,094.90
2,731.49
5,878.52
14,921.03
6,153.46
NU
20,497.76
2,573.10
9,070.20
16,954.42
8,176.35
1,355.50
4.90
9,607.58
18,493.53
14,860.52
582.87
3,935.94
381.79
29,205.16
281.90
2,497.50
16,330.82
11,901.41
6,988.86
1,459.22
1,960.80
8,591.33
,543,744.05
5,223.74
19,239.61
1,468.28
12,618.50
7,310.06
8,294.79
12,817.54
99,400.46
23,466.27
2,053.50
100.66
9,939.61
10,987.83
25,642.01
11,829.33
16,689.51
14,186.75
660.60
1,026.99
6,047.07
Nil
9,624.26
33,972.81
999.75
4,559.52
5,807.27
2,669.49
8,639.72
11,636.03
4,619.46
NU
21,340.13
2,623.10
7,600.20
15,480.04
8,087.54
2,255.50
4.90
.8,343.58
18,395.53
14,316.52
582.87
4,017.84
381.79
24,991.20
163.10
2,497.50
12,564.43
12,570.11
7,189.68
1,558.22
1,960.80
8,157.33
$4,064,780.42
14,392.26
38,517.73
4,308.86
41,295.85
29,121.47
21,501.03
12,479.21
344,604.63
43,660.24
11,523.61
7,507.07
19,109.25
36,323.26
42,939.82
28,775.54
72,662.28
23,279.37
'3,976.81
8,333.11
18,016.29
1,447.82
56,997.48
134,173.25
17,273.05
27,621.92
18,234.53
30,479.33
54,196.60
25,217.67
14,367.29
261.43
46,008.05
17,899.31
12,692.31
85,746.80
14,437.90
15,944.65
2,380.11
43,348.08
19,339.72
57,104.16
886.09
11,876.63
5,452.17
48,155.28
3,354.18
1,275.00
22,068.74
50,199.35
9,993.35
14,740.48
16,844.85
35,134.43
$6,032,585.21
$2,162,247.93
$2,090,357.38
$5,802,250.12
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Ixisses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
$5,188,573.63
5,550,732.19
'5,670,340.79
5,653,679.51
6,032,585.21
$3,497,932.48
2,719,058.72
2,898,098.40
2,432,973.37
2,090,357.38
$2,948,339.22
3,030,900.09
.2,662,799.05
2,053,790.62
2,162,247.93
$12,858,076.91
1926 -
1927
1928
$5,802,250.12
$37.26
Totals
$28,095,911.33
$13,338,420.35
$5,802,2'50.12
$37.26
M38
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1928.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Aetna Insurance Co
Agricultural Insurance Co
Allianee .Assurance Co., Ltd
Alliance Insurance Co. of Philadelphia
American Alliance Insurance Co
American Automobile Fire Insurance Co
American Automobile Insurance Co
American Central Insurance Co
.Anglo Scottish General Commercial Insur. Co., Ltd.
The Autocar Fire & Accident Ins. Co
British America .Assurance Co
British Canadian Insurance Co
British Colonial Fire Insurance Co
British Crown Assurance Corporation
British Empire Assurance Co
British General Insurance Co., Ltd
British Law Insurance Co
British Oak Insurance Co., Ltd
British Traders Insurance Co., Ltd
Canada Accident & Fire Assurance Co
Canada Security Assurance Co
Canadian Fire Insurance Co
Canadian General Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Car & General Insurance Corporation
Casualty Co. of Canada
Central Insurance Co., Ltd
Century Insurance Co., Ltd
China Fire Insurance Co., Ltd
Columbia Insurance Co
Commercial Union Assurance Co., Ltd
Continental Casualty Co
Continental Insurance Co
Cornhill Insurance Co
Dominion Fire Insurance Co
Dominion of Canada Guar. & .Ace. Co
Eagle Star & British Dominions Insurance Co
Employers Liability Assurance Corporation
Equitable Fire & Marine Insurance Co
Fidelity Insurance Co. of Canada
Fidelity Phenix Fire Insurance Co
Fire Association of Philadelphia
Fireman's B'und Insurance Co
Franklin Fire Insurance Co
General Accident Assurance Co
General .Accident Fire & Life Assurance Corp., Ltd.
General Casualty Co. of America
General Casualty Insurance Co. of Paris, France
General Exchange Insurance Corporation
General Insurance Co. of America
Glens Falls Insurance Co
Globe & Rutgers Fire Insurance Co
Globe Indemnity Co
Great American Insurance Co
Guardian Insurance Co. of Canada
Halifax Fire Insurance Co
Hardware Dealers Mutual Fire Insurance Co
Hartford Accident & Indemnity Co
Hartford Fire Insurance Co
Home Assurance Co. of Canada
Home Insurance Co
Hudson Bay Insurance Co
Imperial Guarantee and Accident Insur. Co. of Canada
Imperial Insurance Office
Indemnity Insurance Co. of North America
Insurance Co. of North America
Law, Union & Rock Insurance Co
Liverpool & London & Globe Insurance Co
Liverpool-Manitoba Assurance Co
London & Lancashire Guar. & Accident Co
Carried forward..
$474.42
148.73
10,781.47
5.00
6.99
3,100.98
2,586.33
Nil
1,819.00
4,277.51
27,193.52
4,365.35
22,030.03
4,991.00
8,750.24
4,164.29
17,877.64
1,812.57
40,682.66
23,079.92
34.88
7,138.56
14,790.00
18,602.79
12,055.32
2,911.31
2,740.99
1,980.98
4,580.12
Nil
NU
11,406.76
1,769.96
130.31
4,909.88
Nil
34,339.12
2,343.69
37,617.53
Nil
5,335.38
104.09
15,363.92
686.37
NU
21,765.57
2,214.07
7,720.84
34,452.75
13,736.16
15,324.43
Nil
5,566.73
72.07
51.47
49,206.04
NU
2.28
243.22
3,869.42
Nil
2,601.14
NU "
15,992.08
7,918.15
5,615.86
7,940.48
8,649.37
23,819.90
3,124.48
41,947.24
$563.16
159.27
8,391.00
9.00
8.82
2,005.41
7,582.81
Nil
1,091.40
3,832.69
29,452.59
2,933.95
17,888.09
5,166.21
5,788.29
3,297.17
16,130.74
1,087.55
41,496.91
23,247.84
39.82
6,878.48
15,043.36
12,570.46
11,619.90
2,163.91
3,009.71
1,725.05
2,748.07
Nil
Nil
10,105.52
1,732.38
173.42
8,025.71
Nil
33,619.52
1,912.90
38,603.32
Nil
5,063.14
147.94
12,398.67
827.63
Nil
21,178.49
2,536.25
4,796.85
21,437.21
11,812.89
9,313.51
Nil
4,312.81
7,771.51
58.53
48,367.81
21.84
1.38
259.60
3,391.86
NU
2,452.88
Nil
11,132.09
6,914.93
3,213.64
5,093.07
9,275.09
17,118.32
3,165.52
39,852.95
* $160,001
Nil
3,034.63
Nil
Nil
536.37
6,537.14
Nil
149.25
3,468.38
21,683.03
1,995.75
9,248.97
5,419.45
3,422.16
983.20
8,942.13
108.95
22,684.53
16,560.65
Nil
1,648.21
15,410.87
7,783.59
5,223.21
1,212.54
359.54
969.59
2,644.01
NU
Nil
7,243.95
1,864.78
234.23
2,941.34
Nil
16,232.29
3,988.10
15,807.57
NU
3,088.51
14.22
6,610.71
199.80
Nil
12,944.64
2,241.10
2,449.87
17,645.34
6,759.83
5,153.90
Nil
5,956.26
3,397.82
NU
34,748.72
NU
Nil
Nil
1,102.77
Nil
2,999.32
■ NU
8,325.04
2,321.84
2,157.40
958.34
4,792.15
8,934.31
1,466.14
23,474.45
Nil
Nil
36.16
Nil
NU
26.75
86.21
Nil
13.67
90.47
73.62
68.02
51.70
104.90
59.12
29.82
55.04
10.01
54.66
71.24
Nil
23.96
102.40
61.90
44.98
56.03
11.78
56.21
96.03
NU
NU
71.68
107.64
135.39
36.65
NU
48.28
208.4S
41.11
Nil
60.99
9.61
53.31
21.07
NU
61.12
88.36
51.07
82.31
57.22
55.30
Nil
138.10
43.72
NU
71.84
Nil
Nil
NU
32.51
Nil
122.27
Nil
74.78
33.58
67.13
18.81
51.67
52.19
46.31
58.90
$628,823.36| $573,030.84| $346,080,891
I
* Credit.
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 39
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1928— Continued.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Brought forward..
London & Lancashire Insurance Co
London & Provincial Marine & General Ins. Co....
London & Scottish Assurance Corporation
London Assurance Corporation
London-Canada Insurance Co
London Guarantee & Accident Co
Lumbermen's Mutual Casualty Co
Marine Insurance Co., Ltd
Maryland Casualty Co
Merchants Casualty Insurance Co
Merchants Marine Insurance Co
Mercury Insurance Co
Minnesota Implement Mutual Fire Insurance Co..
Motor Union Insurance Co
Mount Royal Assurance Co
National Ben Franklin Fire Insurance Co
National Fire Insurance Co. of Hartford
National Union Fire Insurance Co
Newark Fire Insurance Co
New Jersey Insurance Co
New York Underwriters Insurance Co
Niagara Fire Insurance Co
North British and Mercantile Insurance Co., Ltd..
Northern Assurance Co
Northwestern Mutual Fire Association
Northwestern National Insurance Co
Norwich Union Fire Insurance Society
Occidental Fire Insurance Co
Ocean Accident & Guarantee Corporation
Ohio Farmers Insurance Co
Pacific Coast Fire Insurance Co
Palatine Insurance Co
Phoenix Assurance Co., Ltd
Phoenix Insurance Co. of Hartford
Preferred Accident Insurance Co
Provincial Insurance Co
Prudential Assurance Co., Ltd ,
Queen Insurance Co
Railway Passengers Assurance Co
Retail Hardware Mutual Fire Insurance Co
Royal Exchange Assurance
Royal Insurance Co ,
St. Paul Fire & Marine Insurance Co
St. Paul Mercury Indemnity Co. of St. Paul
Scottish Metropolitan Assurance Co
Scottish Union & National Insurance Co.
Sun Insurance Office ,
Toronto Casualty, Fire & Marine Insurance Co....
Trans Canada Insurance Co
Travelers Indemnity Co
Union Assurance Society
Union Insurance Society of Canton
Union Marine Insurance Co ,
United British Insurance Co
United States Fidelity & Guaranty Co
United States Fire Insurance Co
Western .Assurance Co
World Fire and Marine Insurance Co
World Marine & General Insurance Co
Yorkshire Insurance Co
Zurich General Accident and Liability Ins. Co
Totals
$628,823.36
4,042.65
7,621.32
302.85
1,129.81
3,678.77
48,869.51
7,200.42
NU
959.67
65,432.17
2,414.33
wa
2.28
27,231.47
35,063.47
1,242.61
Nil
NU
807.00
13,469.91
NU
120.36
6,194.95
16,241.28
37,576.70
11,279.74
19,956.35
12,370.40
37,059.91
1,148.33
10,852.83
6,875.89
48,672.81
5.50
7,049.29
9,685.24
Nil
47,318.00
26,148.46
2.28
41,047.78
96,653.00
8,906.22
1,132.43
7,078.00
12,539.47
48,337.05
30,685.01
14,397.93
8,605.45
6,663.70
39,053.08
Nil
5,784.53
1,521.53
3,814.32
5,468.34
Nil
7,025.65
14,074.87
61,679.95
$1,501,318.29
$573,030.84
3,812.37
6,967.14
253.91
2,824.11
2,360.78
44,200.S7
10,888.51
NU
1,320.16
85,827.25
3,003.28
Nil
1.38
25,422.21
39,159.25
741.47
Nil
Nil
669.99
15,586.58
NU
443.67
5,199.93
15,999.61
36,655.51
7,620.70
19,010.25
10,387.40
34,826.04
757.67
9,957.41
6,312.75
42,140.82
5.54
7,234.26
7,188.27
Nil
43,763.84
28,917.84
1.38
34,004.85
70,719.60
9,293.68
777.94
6,788.78
10,510.00
46,133.11
29,627.72
8,982.8
7,667.19
6,754.90
41,613.58
Nil
8,376.97
1,501.56
3,293.25
" 14,453.08
4.52
6,186.55
12,858.70
58,080.70
$1,409,112.54
$346,080.80
I
5,461.27
4,250.29
572.00
2,269.93
1,007.15
23,552.10
3,086.57
Nil
1,118.93
69,888.56
267.90
Nil
NU
8,240.34
34,017.02
99.85
Nil
Nil
323.50
10,901.99
Nil
67.77
2,447.87
5,852.64
15,767.64
5,134.90
13,759.02
7,127.75
21,300.24
NU
10,049.62
10,235.88
22,630.31
Nil
10,758.40
2,985.01
Wil
42,610.27
16,320.49
Wil
20,400.67
49,381.03
3,426.48
NU
2,006.09
7,913.83
31,530.52
18,405.11
3,460.18
5,023.65
3,684.46
23,592.00
NU
1,152.71
57.90
2,004.63
10,175.44
Nil
2,022.10
3,982.67
28,506.01
143.25
61.00
225.28
80.30
42.66
53.20
0.28
Nil
85.00
81.60
8.92
Nil
NU
32.50
86.87
13.46
Nil
Nil
48.28
69.94
Nil
15.27
47.08
36.58
43.02
67.38
72.37
68.26
61.16
NU
100.01
162.15
53.70
NU
148.06
41.53
NU
97.36
56.44
NU
60.17
69.82
37.00
NU
29.55
75.30
68.35
62.12
38.52
65.52
54.53
56.69
Nil
13.76
3.86
60.87
70.40
Nil
32.69
30.97
49.18
$914,911.58| 62.30
I
M 40
BRITISH COLUMBIA.
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
Incurred to
Premiums earned.
1924
$736,000
884,000
1,106,000
1,320,000
1,561,000
$261,000
325,000
518,000
770,000
915,000
1925
1926
1927
$1,244,000
1,470,000
58 03
1928
62 30
TABLE VII.—PREMIUMS AND LOSSES FOR INSURANCE OTHER THAN LIFE, FIRE, AND AUTOMOBILE, 1928.
M 41
'
Name of Company.
Accident.
Sickness.
Liability.
Burglary.
Guarantee.
Plate Glass.
HJARINE.
1
Blanket Residents, Boiler and
Machinery, Credit, Earthquake,
Explosion, Forgery, Fraud-, Hail,
Inland Transportation, Live Stock,
Merchants' Protective, Property,
Sprinkler Leakage, Tornado, Use
and Occupancy, and Weather.
(Indicated by Initial letters.)
Total
Premiums.
Total
Losses.
Unsettled
Claims.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums
Losses.
Premiums.
Losses.
Nil
$2,922.76
NU
11.277.22
5,140.52
Wil
7,871.07
13,031.27
758.08
3,469.53
NU
1,086.94
NU
16,744.79
5,417.41
2,680.94
Nil
23,659.33
1,039.02
Nil
Wil
18,563.10
• 23,330.08
Nil
155.87
85.96
33.103.45
38,671.77
244.72
423.78
6,991.06
1,820.07
Nil
. Nil
NU
1,145.42
Nil
95,920.93
1,134.18
Nil
64,531.19
2,911.14
Nil
25,909.62
Nil
7,738.47
1,435.78
2,256.69
86,828.23
NU
624.81
wa
40,262.20
2,055.38
468.74
295.21
55.11
72,651.80
12,633.30
1,373.24
13,122.14
3,465.72
NU
9,785.14
4,431.21
20,114.52
246,498.18
Nil
15,632.85
830.01
3,005.90
74,468.96
NU
3,802.41
18,760.15
Nil
20,989.28
1,687.20
11,495.68
179.42
8,849.82
26.782.67
NU
25,778.49
Nil
1,964.45
7,555.73
14,028.24
48,463.18
NU
10,203.78
NU
907.74
2,591.63
Nil
620.66
9,724.65
Nil
NU
NU
Nil
NU
266.92
64.223.6S
15,367.49
Nil
14,464.98
4.88
Nil
23,431.46
1,025.25
NU
NU
31.13
250.00
36,049.10
NU
40.25
Nil
53,464.74
6,379.19
17,118.06
4,151.63
Nil
1,489.23
93,565.83
3,190.63
19,201.57
2,527.75
NU
21,052.79
1,684.06
7,899.35
6,161.75
3.40
9,311.64
72,687.80
2,455.52
44,721.96
12,635.82
Nil
27,457.34
15,645.39
39,686.37
NU
2,505.22
41,500.00
22,758.96
180.00
17,102.08
51,557.15
18,079.78
2,429.81
NU
$507.27
Nil
2,897.51
1,631.74
Nil
Nil
300.42
536.53
1,335.02
Nil
Nil
NU
15.467.31
NU
709.36
Nil
10,272.59
123.33
Nil
NU
12,155.11
8,241.92
Nil
Nil
22.50
2,059.08
4,418.38
Nil
50.00
2,638.12
7.81
Nil
NU
NU
598.90
Nil
49,826.24
22.39
Nil
20,321.73
19,567.37
Nil
4,780.65
Nil
1,946.82
11.56
19.17
45,664.37
Wil
947.25
Nil
15,447.67
574.37
39.20
60.00
44.25
55,831.55
5,589.84
657.56
17.50
128.71
NU
1,554.72
63.80
5,381.71
169,598.27
Nil
3,030.43
17.66
959.32
23,932.17
NU
1,110.81
6,195.92
Nil
6,230.75
3,555.34
569.80
15.37
2,303.63
9,909.30
Nil
16,339.39
NU
NU
3,063.50
2,068.22
19,352.11
NU
6,167.00
NU
295.00
1,027.05
NU
276.54
1,786.77
Nil
Nil
Nil
NU
NU
4.07
24,610.86
8,644.13
Nil
5,588.20
Nil
Wil
7,678.58
44.92
Wil
NU
119.43
NU
19,406.22
NU
Nil
NU
40,524.23
3,089.08
3,332.65
7,879.05
NU
100.00
10,517.29
2,275.18
7,961.91
4,901.16
Nil
5,874.53
296.78
3,084.59
445.60
Nil
2,276.03
72,424.32
16,327.92
29,908.23
7,226.47
Nil
8,628.11
2,277.16
34,849.74
Nil
343.06
23,530.83
12,937.54
Nil
18,322.86
32,340.09
2,495.28
808.34
NU
Nil
NU
$105.00
330.00
Nil
NU
10.11
237.00
Nil
Nil
795.85
NU
4,947.00
Wil
168.00
NU
NU
720.00
Nil
Nil
NU
2,938.00
Nil
Nil
Nil
262.00
1.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
56.25
Nil
17,992.53
NU
Nil
9,941.11
NU
Nil
2,145.00
Wil
800.00
Nil
9.00
12,182.33
Nil
Nil
Nil
5,685.80
100.00
NU
NU
Nil
4.82
6,274.00
3.00
NU'
950.00
Nil
4,027.40
NU
982.55
Nil
Nil
2,805.00
Nil
Nil
25,952.00
Nil
1,060.00
6,318.00
NU
2,310.00
Nil
350.00
Nil
Nil •
2,695.00
NU
3,724.00
NU
NU
39,464.00
1,260.27
8,369.90
Nil
2,515.53
NU
NU
NU
Nil
380.07
1.00
Nil
Nil
Nil
NU
NU
Nil
9,499.53
975.00
Nil
1,785.00
NU
NU
5,365.00
NU
Nil
Nil
53.57
4,053.35
3,576.68
Nil
Nil
NU
19,570.82
NU
445.00
NU
Nil
Nil
1,415.00
365.36
156.02
914.00
Nil
696.74
NU
268.77
4,263.67
Nil
125.39
16,669.71
11,250.00
2,615.00
2,701.00
Nil
5,856.28
'2,877.00
NU
Nil
580.00
14,074.00
2,134.76
NU
4,950.00
Nil
275.00
Nil
1
Nil
NU
J Prop. $1,147.94
I I.T. 1,774.82
$294.66 1
212.61 i
2
3
$1,498.31
$1,318.77
$1,234.63
$961.30
$719.35
$4.00
$2,870.26
$572.55
$765.45
Nil
$12.30
Nil
$4,176.92 $40.89
4,654.20 1,631.74
4
D. &0. 486.32
NU
6
Cr. 7,871.07
Nil
13,031.27[ 300.42
8
468.74
87.66
140.61
52.37
105.85
396.50
42.88
Nil
9
705.
34 141.75
I.T. 2,763.69
1,193.27
10
11
■
B.&M. 1,086.94
Nil
12
Nil 1 NU
9,364.051 6,026.95
5,417.41 Nil
13
2,497.06
6,250.11
835.44
1,519.04
755.44
570.00
243.74
145.52
498.53
$883.77
21S.57
$52.76
I.T. 2,331.96
19.16
14
15
1,382.50
321.78
651.84
53.33
38.20
Nil
198.40
248.25
298.00
NU
112.00
86.00
16
17
23,659.33
10,272.59
IS
650.81
95.00
265.21
28.33
44.90
Nil
78.10
NU
19
[
20
21. The British Oak Insurance Co., Ltd
:
21
18,563.
10 12,155.11
22
11,255.29
5,772.24
4,041.16
1,489.69
3,115.3S
78.08
1,050.93
28.00
2,502.31
301.78
. 1,365.01
572.13
23
24
*
155.87
82.21
1,502.26
497.38
Nil
22.50
273.24
66.49
25
L.S. 3.75
I.T. 28.17
For. 184.65
NU
Nil
38.38
26
8,249.15
3,154.12
820.84
67.53
3,059.86
2,570.23
, 965.00
241.77
20,264.01
32,265.39
Nil
4,004.21
27
28. The Canadian Surety Co. .
28
244.
.2 Nil
29
344.28
2,497.39
50.00
850.07
54.93
649.50
Nil
52.52
24.57
266.06
Nil
01.70
30
81. The Casualty Co. of Canada
796.47
87.50
300.74
Nil
2,480.40
282.53
1,596.33
7.20
31
1,537.54 .61
NU Nil
32
33. The China Fire Insurance Co., Ltd.
33
34
35
760.72
425.49
206.70
173.41
98.71
NU
10.69
NU
I.T. 68.60
Nil
36
37
46,319.00
27,935.60
47,696.05
21,634.53
569.03
37.80
10.12
Nil
1,326.73
218.31
38
Nil
Nil
J Tor. 4.40
1 I.T. 1,129.78
Nil I
22.39 J
39
40
33,780.39
14,265.42
21,174.25
5,369.11
3,022.14
27.40
2,745.02
76.95
2,399.77
NU
1,089.00
822.04
582.85
649.51
J B. & M. 175.92
t I.T. 144.70
NU \
Nil i
41
42. The Eagle Star & British Dominions Ins. Co., Ltd.
2,089.
10 18,917.86
42
43
44. Employers Liability Assurance Corporation, Ltd...
45. The Fidelity & Casualty Co of New York, N.Y.
5,959.43
673.68
2,326.86
1,014.22
9,672.82
1,192.12
5,276.25
55.45
2,148.87
1,645.22
188.73
199.96
< B. & M. 307.71
I For. 28.95
NU \
Nil i
44
45
265.31
15.00
186.52
Wil
857.12
699.85
2,795.01
1,203.64
3,411.42
28.33
223.09
NU
46
S Ex. 25.00
I I.T. 1,410.78
I.T. 2,256.69
I.T. 65.72
Nil I
11.56 ;
19.17
11,765.58
47
48
86,762.
Nil
511 33,898.79
J Nil
49
50
I.T. 624.81
947.25
51
52. The Franklin Fire Ins. Co. of Philadelphia, Pa.
Nil
NU
52
I *515.09
1 11,806.70
713.01
158.00
1,831.95
3,334.81
267.00
Nil
j 7,542.47
245.00
83.50
2,595.37
68.57
Nil
12,003.42
355.03
6.00
3,970.48
Nil
Nil
3,891.73
486.80
182.50
3,153.52
80.25
Nil
2,411.27
Nil
951.64
255.54
38.74
295.21
457.92
158.55
39.20
60.00
B. & M. 1,139.88
103.62
53
54. General Accident Fire & Life Assur. Corpn., Ltd...
55. General Casualty Insurance Co., Paris, France
54
56
S I.T. 53.20
( Prop. 1.91
] I.T. 923.12
I Earth. 7,675.00
44.25 I
Nil i
128.96 I
NU I
64,053.
58 55,702.59
58
6,275.20
3,642.84
3,917.21
1,502.98
841.19
25.00
914.15
404.85
685.55
Nil
Nil
14.17
59
1,368.1
4 411.06
I.T. 5.00
246.50
60
13,122.14
86.69
17.50
Nil
61
451.14
34.61
372.53
16.80
627.20
NU
1,816.02
70.50
78.14
6.80
I.T. 34.00
NU
62
63
243.22
Nil
90.00
25.00
6,732.17
905.00
531.09
96.35
695.36
NU
1,493.30
528.37
64
f I.T. 4,108.67
J Prop. 5.90
[Weather 226.64
63.80 ]
NU \
Nil J
65
♦20,114.52
5,381.71
66
246,351.
)0 169,598.27
J I.T. 62.94
\ Weather 84.24
NU \
Nil J
67
68
9,664.62
324.93
1.410.12
17.66
4,130.63
136.97
1,620.31
NU
110.25
Wil
571.89
NU
896.76
368.11
NU
NU
258.70
NU
69
3,005.
72,915.
NU
)0 959.32
36 23,932.17
NU
f Tor. 7.05
J Spr. L. 144.97
(.U. &0. 1,401.08
NU 1
Nil [•
NU J
72
73
1,585.73
8,093.38
814.40
3,696.61
602.72
5,684.34
189.66
1,794.68
299.48
2,317.66
63.00
NU
509.05
1,079.83
43.75
621.20
548.85
855.66
Nil
NU
256.58
729.28
NU
83.43
74
70
76
6,621.26
1,933.30
3,703.43
1,211.59
3,350.64
1,148.07
. 2,984.61
1,355.05
2,821.50
93.75
1,507.84
488.99
77
1,687..
2,941.1
>0 3,555.34
)2 . 51.08
78
♦8,102.10
40.19
518.72
NU
55.00
Nil
224.30
75.50
Nil
Nil
112.50
NU
59.86
63.73
Nil
15.37
79
80. The London & Scottish Assur. Corporation, Ltd,
80
8,849.f
52 2,303.63
81
S *4,155.61
\ 5,760.72
1,537.31
4,278.59
I
J 2,814.36
808.85
11,130.67
3,279.55
712.88
Nil
1,944.25
5.00
201.93
Nil
I.T. 62.25
Nil
82
83
♦25,778.49
16,339.39
85
Nil
7,555.7
Nil
3 3,063.50
I.T. 1,964.45
NU
86
87
2,008.58
♦48,463.18
296.18
19,352.11
872.20
541.65
1,210.91
NU
3,580.71
379.68
3,184.29
541.55
573.25
43.58
j Spr. L. 2,186.88
\ B. & M. 411.42
265.58 I
NU i
88
89
j ♦6,022.13
I 2,854.63
3,947.00
684.00
J 1,327.02
1,536.00
92
740.00
295.00
38.75
Nil
128.99
2,591.63
Nil
1,027.05
NU i
Nil
93
94
Nil '
Nil
95
620.66
276.54
96
503.64
NU
6,055.99
67.93
f Fraud 1,041.95
J For. 1,977.20
] Cr. 107.95
I.M.P. 137.92
886.97 ]
709.67 L
79.20 r
43.00 J
97
98
NU
1 'Su
99
100
NU
NU
266.!
59,767.,
3,108.(
1 Nil
| NU
2 4.07
8 24,036.44
.2 4,337.84
101
102
103
1'04. North British & Mercantile Insurance Co., Ltd
642.15
1,217.94
234.35
223.19
363.67
750.76
138.32
939.34
609.38
3,734.35
Nil
1,637.90
1,712.73
2,570.00
188.75
1,191.33
791.57
3,418.48
Nil
Nil
236.05
567.34
NU
314.53
I.T. 100.25
13.00
104
105
106
5,740.09
4.88
2,054.84
Wil
2,741.64
1,713.04
2,863.18
959.65
887.07
295.22
621.58
75.25
1,270.35
471.25
I.T. 341.07
18.95
108
1
109
110. The Ocean Accident & Guarantee Corpn., Ltd.
10,394.00
5,250.33
2,220.70
635.95
1,641.64
40.00
1,832.49
631.76
798.50
Nil
2,148.42
1,120.54
B.&M. 4,395.71
NU
1,025.
5J 44.92
111
112
113
*
Nil
119.43
Spr. L. 31.13
NU
250.00
♦36,049.10
NU
19,406.22
115
116
40.25
NU
118
t
119
53,267.4
6,379.1
2j 40,524.23
9 3,089.08
I.T. 197.32
NU
121
122. Railway Passengers Assurance Co
5,877.85
1,036.09
3,053.28
1,270.75
2,942.10
121.40
1,457.52
149.15
1,535.98
Nil
2,154.53
743.01
I.T. 96.80
12.25
4,151.1
3 7,879.05
123
124
♦897.47
22,733.99
100.00
2,349.16
226.91
3,065.40
NU
694.25
213.19
33,989.26
Nil
3,012.70
151.66
9,639.35
Nil
25.00
125
22,867.92
4,225.12
508.62
3,190.63
165.79
2,275.18
761.]
9 45.27
126
127
8,293.j
31-1
0 6,033.29
6 3,818.05
I.T. 10,907.67
I.T. 13.38
1,928.62
Nil
128
1,010.08
111.93
850.94
764.18
600.77
207.00
21.12
NU
129
130
20,778i
7 5,874.25
..|
I.T. 274.42
.28
131
707.31
159.80
259.43
47.62
21.73
2.00
143.27
Nil
25.00
Nil
527.32
87.36
132
7,899..
Nil
5 3,084.59
NU
133
134. Toronto Casualty, Fire & Marine Insurance Co
223.21
NU
28.99
23.08
3.867.68
15.00
360.55
Nil
301.60
Nil
1,294.87
3.40
553.27
83.02
NU
243.10
B. Res. 84.85
324.50
134
135
6,918.84
1,975.51
B.&M. 1,839.53
57.42
38,300.89
1,519.56
8,674.22
32,602.30
812.91
11,783.05
32,723.09
213.14
10,063.90
39,493.61
44.41
4,985.84
1,663.82
46.08
1,478.27
328.41
15,443.35
208.10
137
563.06
27.25
113.68
Nil
138
24,505.1
12,635.!
7 12,931.24
2 7,226.47
139
1
140
141
566.55
210.00
420.83
191.92
2,891.29
159.62
3,727.94
7,041.25
18,800.05
908.25
624.36
117.07
For. 426.32
I.T. 8,232.27
Nil
2,277.16
142
7,413.1
39,686.3
2 NU
7 34,849.74
143
144
145
2,502.1
23,132.:
8 343.06
6 11,446.89
Tor. 2.54
I.T. 5,048.95
Nil
38.33
146
6,977.34
♦22,758.96
8,154.00
12,937.54
434.60
1,223.88
1,399.20
37.25
1,653.23
1,391.63
1,832.25
1,052.28
1,022.27
186.57
147
148
Prop. 180.00
Nil
149
168.75
11.67
62.40
Wil
425.85
599.70
1,073.15
1,055.83
403.34
NU
120.75
3.75
14,847.1
51,557..
4 16,651.91
5 32,340.09
150
151
J ♦9,696.82
I 2,375.20
650.58
1,318.20
686.05
wa
;
1,416.80
1,381.68
NU
56.96
2,124.59
254.27
15.00
751.38
1,838.43
Nil
423.77
35.18
476.03
Nil
L.S. 204.17
NU
152
153. Zurich General Accident & Liability Ins. Co., Ltd.
108.10
NU
153
$455,608.60
$227,115.76
$188,149.47
$99,956.37
$99,949.13
$33,847.51
$99,379.21|
1
$27,556.54
$138,801.20
$9,649.82
$58,991.97
$24,087.04
$897,288.C
0| $549,157.75
J
$80,052.37
$21,766.09
$2,018,219.95
$991,350.12
$286,283.17
* Accident and Sickness.
BEPORT OF THE SUPERINTENDENT OP INSURANCE, 1928.
M 43
TABLE VIIL—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1924.
1925.
1926.
1927.
1928
$3S3,000
178,000
156,000
80.000
61,000
8,000
449,000
289,000
251,000
130,000
$424,000
196,000
159,000
95,000
67,000
27,000
750,000
420,000
252,000
133,000
$439,000
199,000
175,000
101,000
80,000
11,000
607,000
387,000
240,000
54,000
$429,000
218,000
183,000
117,000
106,000
26,000
762,000
515,000
285,000
181,000
$456,000
227,000
L
Sickness, P
„ L
188,000
100,000
Liability, P
100,000
L
34,000
898,000
L.
549,000
Other forms, P
L
377,000
83,000
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life
Insurance Companies, pages 33, 34.)
Name of Company.
Mortgages.
In other
Securities.
American Automobile Fire Insurance Co
American Central Insurance Co
The Anglo-Scottish General Commercial Insurance Co., Ltd
Beaver Fire Insurance Co
Boiler Inspection & Insurance Co
British America Assurance Co
British Colonial Fire Insurance Co
British Columbia Plate Glass Insurance Co
British Crown Assurance Corporation, Ltd
British Empire Assurance Co
British Northwestern Fire Insurance Co
Caledonian Insurance Co
Canada Accident & Fire Assurance Co
Canada National Fire Insurance Co
Canadian Indemnity Co
Canadian Surety Co
Century Insurance Co., Ltd
Continental Casualty Co
Dominion Fire Insurance Co
Dominion of Canada Guarantee & Accident Insurance Co. ..
Ensign Insurance Co :
Fidelity Insurance Co. of Canada
Fire Association of Philadelphia
Fouciere Fire Insurance Co
General Accident .Vssurance Co. of Canada
General Accident Fire & Life Assurance Corporation, Ltd.
Glens Falls Insurance Co
Globe Indemnity Co. of Canada
Guarantee Co. of North America *.
Guardian Insurance Co. of Canada
Hartford Accident & Indemnity Co
Hartford Fire Insurance Co
Home insurance Co. of Canada
Hudson Bay Insurance Co
Imperial Insurance Office
Insurance Co. of State of Pennsylvania
Carried forward
NU
NU
Nil
$8,296.71
Nil
Nil
NU
Nil
NU
NU
NU
357,823.50
NU
193,040.78
NU
NU
Nil
Nil
7,948.67
75,315.00
Nil
Nil
NU
NU
Nil
Nil
Nil
Nil
NU
Nil
Nil
NU
1,025.00
Nil
31,216.32
Nil
$674,665.98
$30,000.00
81,320.40
20,000.00
Nil
19,000.00
25,000.00*
29,296.37*
5,960.00*
103,988.82*
20,000.00*
7,500.00*
47,403.34
38,650.00
20,132.91
58,633.33
42,733.33*
50,333.33*
15,000.00*
40,000.00*
115,549.39
10,000.00
25,000.00*
4,720.67*
20,000.00
27,837.06
25,338.06t
28,600.00
5,000.00
24,250.00*
39,333.33*.
100,000.00
50,000.00
Nil
79,032.13f
30,434.75
17,473.33
$1,257,520.55
» Par.
4
t Book value.
Market value.
M 44
BRITISH COLUMBIA.
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN
LIFE INSURANCE COMPANIES—Continued.
Name of Company.
Mortgages.
In other
Securities.
Brought forward
Law, Union & Rock Insurance Co., Ltd
London & Lancashire Insurance Co., Ltd
London-Canada Insurance Co
London Guarantee & Accident Co., Ltd
Loyal Protective Insurance Co
Maryland Casualty Co
Mercantile Fire Insurance Co
Merchants Casualty Insurance Co
Mercury Insurance Co
Minnesota Implement Mutual Fire Insurance Co. ...
National Ben Franklin Fire Insurance Co
National Union Fire Insurance Co
New Jersey Insurance Co
North British & Mercantile Insurance Co., Ltd
North Empire Fire Insurance Co
Northern Assurance Co., Ltd
North River Insurance Co
Northwestern Mutual Fire Association
Northwestern National Insurance Co
Norwich Union Fire Insurance Society, Ltd
Occidental Fire Insurance Co
Pacific Coast Fire Insurance Co
Protective Association of Canada
Quebec Fire Assurance Co
Retail Hardware Mutual Fire Insurance Co
Royal Plate Glass Insurance Co. of Canada
Toronto Casualty Fire & Marine Insurance Co., Ltd
Union Insurance Society of Canton, Ltd
Western Casualty Co
Yorkshire Insurance Co., Ltd
Totals
$674,665.98
. Nil
NU
Nil
■ Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
195,000.00
NU
Nil
Nil
Nil
Nil
Nil
830.00
246,635.31*
NU
Nil
NU
17,600.00
Nil
Nil
Nil
244,500.00
$1,257,520.55
30,000.00
68,133.33
14,500.00
241,216.31
10,000.00*
44,733.33
9,733.33*
10,000.00
100,000.00
1,300.00
45,220.00*
25,000.00
15,000.00
122,000.00
36,238.50
25,000.00
80,000.00*
33,000.00
54,506.67
119,000.00*
30,000.00
327,2S9.66t
10,000.00
17,520.00
1,625.00
Nil
10,000.00
50,000.00
Nil
420,000.00
$1,379,231.29
$3,208,536.68
Par.
t Book value.
Short title.
Amends s. 134.
Amends s. 142.
Repeals and
re-enacts s. 143.
Repeals and
re-enacts s. 145.
Limitation of
liability clause.
CHAPTER 33, 1929.
1. This Act may be cited as the " Insurance Act Amendment Act, 1929."
2. Subsection (2) of section 134 of the "Insurance Act," being chapter 20
of the Statutes of 1925, as enacted by section 4 of chapter 35 of the Statutes
of 1926-27, is amended by striking out in the twelfth line the word " termination," and substituting therefor the word " commencement."
3. Section 142 of said chapter 20 is amended by adding after the word
" insured," in the fifth line, the words " nor shall anything contained in the
description of the subject-matter of the insurance be effective in so far as it
is inconsistent with, varies, modifies, or avoids any such statutory condition."
4. Section 143 of said chapter 20 is repealed, and the following is substituted therefor:—
" 143. Where the subject-matter of the insurance is exclusively rents,
charges, or loss of profits, the statutory conditions shall not be required to be
part of any such contract or to be printed thereon."
5. Section 145 of said chapter 20 is repealed, and the following is substituted therefor:—
" 145. A policy may contain a limitation of liability clause (or clauses)
to the effect that the insurer shall only be liable for a specified proportion of
any loss which may be sustained to any of the property covered by the policy,
or to the effect that the insurer shall not be liable for more than a specified
percentage of the value of any of the said property at the time of such loss,
or, in the event of there being any other insurance covering any of the said
property, to the effect that the insurer shall only be liable for a rateable proportion of a specified percentage or proportion of any loss to any of the said
property, or to the effect that the insurer shall not be liable for more than
a rateable proportion of a specified percentage of the value of any of the
property at time of such loss, in which case there shall be printed or stamped
on the face of the policy in conspicuous type and in red ink the words ' This
policy contains a limitation of liability clause.' Such clause (or clauses) shall
not be deemed to be a variation of any statutory condition."
6. Subsection (4) of section 152 of said chapter 20 is amended by inserting Amends s. 152 (4).
after the word " application," in the first line, the words " and policy."
VICTORIA, B.C. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1929.
1,52'5-S'29-6911
BC Sessional Papers
EIGHTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1929… British Columbia. Legislative Assembly [1930]
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