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EIGHTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1929… British Columbia. Legislative Assembly 1930

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 EIGHTEENTH ANNUAL REPORT
OF  THE
SUPERINTENDENT OF INSURANCE
PROVINCE OF BRITISH COLUMBIA
1929
(BUSINESS TRANSACTED IN 1928)
PRINTED BY
AUTHORITY  OF THE LEGISLATIVE ASSEMBLY.
VICTORIA, B.C.:
Printed by Charles F.  Tanfield, Printer to the King's Most Excellent Majesty.
1929.  To His Honour Robert Randolph Bruce,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour:
The undersigned has the honour to present the Eighteenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1928.
R. H. POOLEY,
Attorney-General.
Victoria, B.C., July 2nd, 1929. TABLE OF CONTENTS.
Pack.
Report of the Superintendent of Insurance  5
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co  7
Empire Life Insurance Co  9
Grand Council of Canadian Order of Chosen Friends   8
Home Assurance Company of Canada   11
Mutual Pire Insurance Co. of British Columb'a   12
Odd Fellows' Relief Association of Canada   13
Ohio Farmers Insurance Co  14
Ontario Equitable Life and Accident Insurance Co  15
Royal Plate Glass Insurance Co. of Canada   17
Sons of Norway  18
Sons of Scotland !  19
Toronto Casualty Fire & Marine Insurance Co  20
Western Empire Life Assurance Co :  21
List, as at 31st December, 1928, of—
Insurers licensed   23
Underwriters' Agencies licensed   32
Reciprocal Exchanges granted Permits  32
List of Licences and Permits issued since December 31st, 1928   32
TABLES.
Life Insurance—
I. Business of 1928 and Investments in the Province   33
II. Summary, 1924-28   35
Fire Insurance—
III. Business of 1928   35
IV. Summary, 1924-28  37
Automobile Insurance—
V. Business of 1928     38
VI. Summary, 1924-28 '.  40
Other Classes of Insurance—
VII. Business of 1928  '.  41
VIII. Summary, 1924-28  43
IX. Investments in the Province of Insurers other than Life  43
Amendments to " Insurance Act "  44 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
The Honourable R. H. Pooley, Victoria, B.C., July 2nd, 1929.
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Eighteenth Annual Report of
the Department of Insurance, covering the year ended December 31st, 1928.
At the end of the year there were 258 insurers licensed to transact business, fifteen new companies having been licensed, as follows :—
American Automobile Fire Insurance Company, St. Louis, Mo.
British Canadian Insurance Company, Montreal, Que.
British Empire Assurance Company, Toronto, Ont.
Canton Insurance Office, Limited, Victoria, Hong Kong.
City of New York Insurance Company, New York, N.Y.
Fidelity American Insurance Company, Dallas, Texas.
Imperial Guarantee and Accident Insurance Company of Canada, Toronto, Ont.
s Mercury Insurance Company, St. Paul, Minn.
Milwaukee Mechanics' Insurance Company, Milwaukee, Wisconsin.
Occidental Life Insurance Company, Los Angeles, Calif.
Planet Assurance Company, Limited, London, England.
Rhode island Insurance Company, Providence, R.I.
Southern Insurance Company, Limited, London, England.
Trans Canada Insurance Company, Montreal, Quebec.
Universal Insurance Company, Newark, N.J.
The General Casualty Insurance Company of America and the Wawanesa Mutual Insurance
Company obtained Dominion licences at the end of 1928.
The Dominion Gresham Guarantee & Casualty Company went into liquidation. The North
American Accident Insurance Company, Rossia Reinsurance Company, Limited, and the Security
Life Insurance Company ceased business in this Province, the last named having been acquired
by the Confederation Life Association of Canada.
A complete list of the various insurers licensed as at December 31st, 1928, will be found on
pages 23 to 32. The following summary indicates the origin of the companies, and how many
hold a licence under the Dominion "Insurance Act," in addition to a Provincial licence:—
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
58
11
63
2
1
6
3
1
2
95
2
8
3
1
2
2
58
19
66
2
China                             	
1
6
4
1
2
United States                	
97
242
16
258
The annual statements of the Provincial licensees are shown at length on pages 7 to 22.
Four fraternal societies are licensed in this Province, the names of which have been included
in the list of insurers on pages 23 to 32.
A list of underwriters' agencies, fifteen in number, licensed in this Province will be found
on page 32. The British Empire Underwriters Agency, representing the British American
Assurance Company;  Federal Underwriters, Limited, representing Canada National Fire Insur- M 6
BRITISH COLUMBIA.
ance Company; Imperial Guarantee & Accident Underwriters, representing the British America
Assurance Company and Western Assurance Company; and the St. Lawrence Underwriters
Agency, representing the Western Assurance Company, ceased business in the Province. Since
December 31st the Atlantic Underwriters Agency, representing the Toronto Casualty Fire &
Marine Insurance Company, has been licensed.
Fourteen reciprocal exchanges have been granted permits under section 174 and a list of
them will be found on page 32. The Lumber Underwriters of Fordyce, Arkansas, has been
licensed since the end of 1928.
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purposes of comparison the corresponding figures for the year 1927 are shown in the
first column:—
1927.
Licences issued during 1928.
Suspended.
Cancelled and
revoked.
1,421
Life agents
Other than life
Adjusters   	
 1,407 |
mi
1,718
 1.674 I
1
18
      25 J
A statement of fire insurance premiums written and earned and losses incurred and paid for
1928, with a summary for the past five years, will be found on pages 35 to 37.
Tables showing life, automobile, and other classes of insurance business transacted during
the year will also be found on pages 33, 34, 38, 39, and 41, and summaries for the past five;
years will be found on pages 35, 40, and 43 respectively.
The annual conference of the Association of Provincial Superintendents of Insurance was
held in September last year at Regina and wTas attended by my predecessor in office and myself.
The insurance companies and various insurance organizations were fully represented and the
Government of Saskatchewan took great interest in the proceedings. Various matters of importance from the standpoint of legislation and of the insurance business received very complete
discussion and recommendations for legislation were approved. It is testimony to the soundness
of the conclusions reached that the five AVestern Provinces have enacted this year the uniform
legislation recommended. Any Legislature before which legislation of this kind is placed can
rest assured that the interest of the public has been the first consideration, while the great
advantage of it is that being uniform in several jurisdictions it facilitates and simplifies the
business of insurance.
The amendments to the " Insurance Act" passed this year are printed at length on page 44.
" REAL-ESTATE AGENTS' LICENSING ACT."
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purposes of comparison the corresponding figures for the period ending 30th June,
1928, are shown in the first column:—
1927-28.
1928-29.
1,153
15
1,166
28
This Act, as passed in 1920, prescribes no qualifications for a licence, and its real value lies
in the powers to inquire into wrongful or dishonest dealing on the part of an agent or salesman,
and as regards cities of over 10,000 population the necessity for every real-estate agent to furnish
a bond. Situations have arisen which indicate that the public demands further protection, and it
is probable that the Act should be made more stringent. Similar legislation in the States is much
wider in scope, and this year Alberta and Saskatchewan have passed Acts for licensing real-
estate agents, while a Bill of the same kind was introduced into the Ontario Legislature.
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 7
APPENDIX.
Annual Statement of Provincial Licensees for the Year ended
December 31st, 1928.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter E. Graveley. H. W. Chamberlain.
F. M. Chaldeeott. W. J. Albutt.
F. G. Syder.
Alfred Farmer, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds, debentures, etc. (book value)  $60,540.03
Cash in banks      3,148.35
Interest accrued   196.27
Agents' balances and premiums uncollected (net, commission deducted)     10,933.25
Gross assets of the Company  $74,817.90
Deduct assets not admitted:  Agents' balances on premiums written prior to October
1st,  1928        5,657.07
Total admitted assets  $69,160.83
LiabiHtiCG.
Reserve, $25,363.73 (carried out at 80 per cent, thereof)  $20,290.98
Capital stock—
Authorized     $25,000.00
Subscribed and paid up      9,600.00
Rest Account      35,000.00
Surplus          4,269.85
Total liabilities   $69,160.83
Profit and Loss Account.
Premiums earned   $23,194.95
Claims incurred  $10,272.59
Commissions      9,463.67
Taxes, salaries, and other expenses       1,877.08
    21,613.34
Underwriting profit      $1,581.61
Interest earned  ,     $3,072.32
Profit on bonds sold   190.50
      3,262.82
Net profit for year     $4,844.43 M 8
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
Amount,
subscribed.
Amount
paid.
Albutt, W. J	
Albutt, Mrs. E. A...
Akroyd, H. C	
Barnsley, Rev. Geo.
Eeasley, A. F	
Bell-Irving, H	
Blythe, Miss F. I....
Chaldecott, F. M	
Chamberlain, H. W.
Charleson, Edith H
Creery, A. McC	
Graveley, W. E	
Hope, C. E...	
Martin, Robert	
Rogers, Jonathan....
Syder, F. G	
Vancouver..
Yorkshire, England	
Victoria	
Vancouver ,	
Metchosin, Vancouver Island..
Vancouver	
$2,300.00
3.000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
" 100.00
2O0.00
500.00
$9,600.00
52,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
$9,600.00
CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
J. L. Archer. Hon. Dr. J. W. Edwards.
Eccles J. Gott. Sheriff Alex. Morris.
Wm. Benson. Frank Howard.
J. L. Davidson. C. H. Fitch.
C. H. Fitch, Secretary.
Prof. M. A. Mackenzie, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds and debentures (book value)  $1,796,305.11
Real estate (book value)         32,000.00
Cash in bank        124,039.71
Interest and rents due and accrued         44,629.67
Premiums, dues, etc         42,623.46
Other assets  5,799.56
$2,045,397.51
Liabilities.
Death claims, Mortuary Fund  $55,775.33
Claims, Sickness Fund  1,259.90
Premiums paid in advance *  112.15
Other liabilities  •.  1,312.28
$58,459.66 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 9
Income.
Mortuary Fund   $511,884.45
Sickness Fund and Funeral      33,357.03
Guarantee Fund   401.40
Other Benefit Funds—Child Insurance Fund         2,785.40
General Expense Fund—
Expense dues from members   $17,499.95
Other sources       7,259.30
       24,759.25
$573,107.53
Disbursements.
Mortuary Fund   $281,159.99
Sickness Fund        23,145.94
Guarantee Fund  100.00
General Expense Fund—
Head Office expenses: Salaries, $6,866.64; directors' fees, $1,308.80; auditors'
fees, $700; travelling expenses, $177.62; rents, $2,100: printing and supplies,
$1,044.68 ; miscellaneous, $11,154.95  ,      23,352.69
Agency and organization expenses:   Commissions, $14,068.30;  salaries, $2,400;
travelling expenses, $1,267; miscellaneous, $232.87        17,968.17
All other expenses : Advertising $863.74; books, periodicals, express, telegrams,
and telephones, $473.11; legal fees, $387.05; taxes and licences, $339.75;
agency printing and stationery, $1,038.54; light, fuel, and water, $2.70;
official publications, $2,285.47; maintenance of building, $4,038.09; interest
on building, $1,600; miscellaneous, $2,310.44        13,338.89
$359,065.68
Income  Returns for British Columbia.
Per capita tax, certificate fees, supplies, etc  $822.51
Premiums (with extra dues, etc.) for mortuary benefits  11,729.51
Premiums for sick benefits   845.28
Guarantee Fund   5.95
•    Child Insurance Fund   239.53
$13,642.78
Disbursements— =====
Claims paid for mortuary benefit      $1,800.00
Claims paid for sick benefit   346.40
Claims paid for other benefits (field-work)   685.85
$2,832.25
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Ont.
C. M. Bell.
F. H. Kirkpatrick.
M. P. Langstaff.
S. R. Mackellar.
Ernest Pitt.
Directors.
J. Ross Paterson, Secretary.
B. R. McKenzie.
J. M. Vaughan.
A. H. Vanderburgh.
T. H. Wilson. M 10 BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1928.
Assets.
Mortgage loans on real estate   $283,200.00
Loans to policyholders  13,530.29
Bonds, debentures, etc. (book value)   314,518.11
Stocks  (book value)    15,633.50
Cash on hand and in banks   11,388.62
Total ledger assets   $638,270.52
Interest accrued  :  $7,801.32
Premiums due and uncollected  :  44,009.24
Balance due from agents      S,811.77
Total non-ledger assets       60,622.33
$698,892.85
Liabilities. •	
Reserve under assurance and annuity contracts   $302,775.00
Liability for payments due under contracts   13,000.00
Advance payments from policyholders, $955.42; from others, $3,690   4,645.42
Commission to agents due and accrued   7,078.38
Taxes   2,997.34
Salaries, fees, and rents  1,985.22
Other liabilities   3,986.22
Undivided surplus   22,785.27
Reserve    40,000.00
Capital—
Authorized   $2,000,000.00
Subscribed      1,997,600.00
Paid up      299,640.00
$698,892.85
Income. ==
Premium income and consideration for annuities   $218,006.49
Interest and dividends       23,510.29
Balance         22,965.26
$264,482.04
Disbursements. =====
Disbursements in respect of assurance and annuity contracts      $14,851.86
Taxes, licences, and fees        4,470.22
Head Office expenses:   Salaries, $19,801.12;  auditors' fees,  $700;  rents,  $1,994.85;
directors' fees, $682; travelling expenses, $3,081.09; miscellaneous, $3,509.21       29,768.27
Branch office and agency expenses: Assurance commissions, first year, $52,882.50;
renewal, $5,373.29; salaries, $20,677.86; annuity commissions advanced to agents,
$8,862.61; miscellaneous, $27,581.80      115,378.06
Expenses re sale of stock       81,506.00
All other expenses: Advertising, $2,666.96; books and periodicals, $373.86; express,
telegrams, and telephones, $891.74; legal fees, $319.12; medical fees, $3,857; office
furniture, $2,205.43; postage, $2,744.28; printing and stationery, $5,004.24;
appraisement expenses, $445        18,507.63
$264,482.04 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 11
Returns for British Columbia.
(See pages 25, 33.)
ADA.
J. G. Norstrant.
Evan Roberts.
George Fisher.
Archie Corrie.
t, 192S.
S2.825.00
HOME ASSURANCE COMPANY OF CAN
Head Office—Calgary, Alberta.
Directors.
S. C. Brown.
F. A. Ogilvie.
G. W. Hagle.
W. D. Dixon.
G. R. Eltherington.
George W. Hagle, Secretary.
Statement for the Year ended December 31s
Assets.
Mortgage loans on real estate	
Bonds, debentures, etc. (book value) 	
86,222.78
Cash on hand and in banks	
13,326.13
Interest accrued 	
1.331.77
Agents' balances and premiums uncollected  (net commission deduc
Other assets (less furniture and fixtures, $1,946.37, not admitted)
ted) 	
3,241.40
2,299.37
$109,246.45
Liabilities.
Provision for unpaid claims	
S2.S25.21
Reserve, carried out at 80 per cent, thereof 	
17,591.82
Taxes 	
1,345.60
Surplus   	
26.901.82
Capital—
Authorized and subscribed 	
  $500,000.00
60,582.00
$109,246.45
Profit and Loss Account.
$89,695.36
  $27,280.56
     31,564.88
       3,725.12
Salaries, fees, and travelling expenses 	
     12,968.45
       7,798.04
QQ 957 ClK
'
$6,358.31
Interest and dividends 	
     $4,222.43
       1,416.26
2,806.17
$9,164.48
Returns for British Columbia.
(See pages 26, 41, 43.) M 12 BRITISH COLUMBIA.
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
J. AV. Berry. R. U. Hurford.
D. A. McKee. Thos. Lang.
Jas. Bailey. J. W. Miller.
.   Archibald Blair, Jr. H. F. Page.
Henry Bose. W. J. Park.
W. J. Frederick. C. E. Whitney-Griffiths.
W. H. Higginson.
W. M. Townsley, Secretary.
Statement for the Year euded December 31st, 1928.
Assets.
Real estate  !  $3,340.00
Mortgages   300.00
Bonds     18,102 55
Cash at bank   3,249.51
Office furniture, $L081.59, including deposits  1,186.59
Premium notes    177,964.34
Premiums, second and third instalments   49,000.48
Premiums due and unpaid   2,143.79
Assessments (1924) unpaid   1,278.63
Deferred commissions   10,917.43
$267,483.32
Liabilities.
Loans        $9,650.00
Premium notes        177,964.34
Accounts payable   120.00
Reserves—
Agents' commissions earned       $400.99
Unearned premiums   20,445.92
Premiums, second and third instalments   49,000.48
Assessments  (1924) unpaid      1.278.03
       71,126.02
Surplus            8,622.96
$267,483.32
Income.
Premiums    $47,147.81
Interest   G29.38
Miscellaneous   153.77
$47,930.66
Disbursements.
Losses paid   $22,897 91
Commissions !  6,721.33
Loss adjustment   110.99
Interest   .-  579.00
Rent and taxes   1,500.77
Salaries, directors' and auditors' fees   8,818.00 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 13
Legal expenses  $170.50
Printing, stationery, and advertising   1,370.07
Post, telegrams, and express  249.98
Miscellaneous   88.44
Balance  5,423.67
$17,930.66
ODD FELLOWS' RELIEF ASSOCIATION OF CANADA.
Head Office—Kingston, Ont.
Governing Executive Authority.
Dr. J. C. Connell. L. B. Cooper.
C. C. Folger. W. McDonald.
H. G. Robertson. D. A. Shaw.
Jos. Powley. J. Donnelly.
Wm. Jackson.
J. N. Alexander, Secretary-Treasurer.
L. K. File, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Bonds and debentures (book value)  $4,265,207.99
Real estate  (book value)           SLSlS.nO1
Cash in bank and at Head Office         95,431.97
Other assets   6,135.65
$4,418,624.11
Liabilities.
Death claims   $30,930.00*
Reserve as at December 31st, 1928   4,037,617.00
Surplus   350,077.11
$4,418,624.11
Mortuary Fund— Income.
Premiums  $474,656.57
Interest and rents  188,929.73
Profit on sale of securities   12,513.49
  $676,099.79
General Expense Fund—
Expense dues from members      $52,764.71
Other sources (details)        50,021.40
    102,783.11
$778,885.90
Mortuary Fund— Disbursements.
Death claims   $358,921.19
Disability claims         1,215.00
Surrender values       30,851.50
Other disbursements   601.30
  $391,58S.99 M 14 BRITISH COLUMBIA.
General Expense Fund—
Head Office expenses: Salaries, $16,569.34; directors' fees, $820; auditors' fees,
$1,750; actuaries' fees and expenses, $500; travelling expenses, $659.73 ; rents,
$779.74; printing and supplies, $1,940.90; miscellaneous, $5,000.12      $28,025.83
Agency and organization expenses: Commissions, $6,109.25; salaries, $14,800;
travelling expenses, $8,553.08; commission on collection of premiums,
$28,545.04      58,007.37
All other expenses : Advertising, $496.50; books, periodicals, express, telegrams,
and telephones, $3,038.06; medical fees, $1,450; taxes and licences, $1,660.37;
agency stationery, $382.68; light, fuel, and water, $1,273.45; miscellaneous,
$3,353.23          11,654.49
Total     $489,276.48
Returns for British Columbia.
Income—Premiums (with extra dues, etc.) for mortuary benefits     $29,310.97
Disbursements—Claims paid for mortuary benefits        19,320.62
OHIO FARMERS INSURANCE COMPANY.
Head Office—LeRoy, Ohio.
Directors.
Blake McDowell. N. R. Chalfant.
Price Russell. W. F. Kyle.
A. I. Vorys. E. A. Bowman.
F. H. Hawley. D. AV. Crane.
W. E. Haines.
D. W. Crane, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Real estate (book value)    $513,246.03
Mortgage loans on real estate   1,516,816.00
Loans secured by pledge of bonds, stocks, or other collateral   41,878.15
Bonds ($1,684,688.45) and stocks ($451,853.19)   (book value)    2,136.541.64
Cash in Company's office and on deposit with trust companies and banks   656,101.10
Agents' balances   564,430.71
Bills receivable taken for fire risks  35,167.68
Due from other insurance companies   1,064.49
Other assets   85,732.15
Interest and rents due and accrued  66,652.97
Market value of bonds and stocks over book value  64,628.20
Gross assets   $5,679,065.65
Deduct assets not admitted—
Furniture and fixtures      $83,398.52
Agents' balances, representing business written prior to October 1st,
1928  '.  665.74
Bills receivable, past due, taken for premiums      35,167.68
Accounts receivable and stock of materials          1,269.14
       120,501.08
Total admitted assets  $5,558,564.57 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 15
Liabilities.
Unpaid claims (net)   $453,627.43
Estimated expenses of investigation and adjustment of losses  1,500.00
Unearned premiums   3,636,778.39
Salaries, rents, fees, etc  1,112.85
Reserve for taxes  52,551.29
Contingent commission or other charges due or accrued   11,700.00
Emergency reserve   150,000.03
Surplus over all liabilities  1,251,294.01
Total   $5,558,564.57
Income.
Premiums (net)   $3,518,252.21
Interest and rents   195,256.64
Profit on sale or maturity of bonds and stocks  22,227.38
Other income ,  2,972.02
$3,738,708.25
Disbursements.
Amount paid for losses (net)   $1,710,744.33
Loss adjustment expenses  100,429.90
Agents' compensation and allowances  :  907,705.2s
Field supervisory expenses   129,099.19
Salaries and fees, directors, officers, and clerks  209,949.09
Rents  8,000.00
Maps, including corrections  4,818.45
Inspections and surveys, including underwriters' boards and tariff associations  66,453.51
Taxes, licences, and fees   185,551.63
Postage, telegraph, etc  12,460.16
Legal expenses   3,031.18
Advertising, subscriptions, printing, and stationery   44,787.00
Miscellaneous    87.285.94
Balance  268,412.59
$3,737,708.25
Returns for British Columbia.
(See pages 29, 37, 39, 41.)
THE ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
H. G. Bertram.
F. C. Biggs.
A. AV. Briggs, K.C.
M. Doherty.
John Haig, K.C.
Frank McLaughlin.
Directors.
AV. E. Long.
Harold MacPherson.
J. A. Martin.   '
E. C. Mitchell.
Chas. S. Morton, M.D.
W. E. Payne, K.C.
M. S. Smith, Secretary.
E. K. Reiner.
J. M. Riddell.
M. Rosseau.
A. E. Silverwood.
Nelson Spencer. M 16 BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1928.
Assets.
Real estate (book value)  $143,858.71
Mortgage loans on real estate  2,783,365.24
Loans and advances to policyholders  435,937.29
Bonds, debentures, etc. (book value) ,  1,346,468.74
Stocks (book value)  173,947.50
Cash at Head Office and in banks  87,670.64
Advances to agents  4,971.16
Accounts receivable  371.00
Ledger assets   $4,976,590.28
Interest due and accrued   $65,122.38
Premiums due and uncollected and deferred  161,883.62
Market value of bonds, debentures, and stocks over cost     26,776.74
Non-ledger assets  253,782.74
$5,233,373.02
Liabilities.
Reserve under assurance and annuity contracts  $3,643,725.00
Liability for payments due under contracts  31,043.00
Provision for unreported death losses and disability claims  3,957.00
Amounts left with the Company  21,015.91
Premiums received in advance  4,334.78
Borrowed money   690,030.00
Other liabilities   6,557.36
Undivided surplus   345,509.97
Capital—
Authorized     $5,250,000.00
Subscribed    ,     3,618,000.00
Paid up   484,140.00
$5,230,373.02
Income.
Premium income and consideration for annuities   $1,071,268.28
Interest and dividends         237,797.97
Gross rents  ,  9,110.32
Profit on sale of real estate, bonds, etc         40,829.62
$1,359,006.19
Disbursements.
Disbursements under assurance and annuity contracts       $307,077.91
Interest or dividends to shareholders         22,149.90
Taxes, licences, and fees   21,085.78
Head Office expenses:   Salaries, $53,468.59;   auditors' fees, $3,150;   rents, $7,225;
directors' fees, $2,993; travelling expense^, $5,834.36; miscellaneous, $2,291.86 74,962.81
Branch office and agency expenses:   Assurance commissions, first year, $95,889.08;
renewal, $95,545.54;  salaries, $26,219.98;  travelling expenses, $1,743.66;   rents,
$14,758.90;  miscellaneous, $2,146.55         236,303.71
All other expenses: Advertising, $13,304.54 ; books and periodicals, $856.52; express,
telegrams,   and   telephones,   $4,726.01;    legal   fees,   $5,222 64;    medical   fees, REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 17
$6,819.77 ;  office furniture, $4,002.22 ;  postage, $5,494.60;   printing and stationery, $13,366.89 ;   commissions on loans, $2,541.25 ;   miscellaneous, $45,042:30  $101,376.74
Balance  596,049.34
$1,359,006.19
Returns for British Columbia.
(See pages 29, 33.)
ROYAL PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
J. P. Nicolls. C. A. Wickens.
C. H. Macaulay. R. M. Maitland.
A. P. Bogardus. B. C. Grant.
Edgar S. Smith, Secretary.
Statement for the Year ended December 31st, 1928.
Assets.
Mortgage loans on real estate  $17,600.00
Cash in banks       2,397.65
Interest accrued          504.68
Agents' balances and premiums uncollected (net, commission deducted)         575.34
Government deposit       5,335.72
Commission prepaid          959.96
$27,373.35
Liabilities.
Reserve, $2,742.77 (carried out at 80 per cent, thereof)     $2,194.22
Other liabilities          374.30
Capital stock—
Authorized     $25,000.00
Subscribed    .„     10,000.00
Paid up        2,750.00
Surplus        22,054.83
$27,373.35
Profit and Loss Account-.
Premiums earned      $3,554.09
Claims incurred  $2,275.18
Commissions        1,347.81
Taxes       159.31
Salaries and other expenses       205.16
 ~     3,9S7.46
Underwriting loss  :       $433.37
Other revenue        1,559.95
Net profit for the year     $1,126.58
2 M 18
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
No. of
Shares.
Amount
subscribed.
Amount
paid.
8
5
12
5
5
5
10
14
14
12
10
$800
500
1,200
500
500
500
1,000
1,400
1,400
1,200
1,000
$220.00
J. P. Nicolls	
137.50
330.00
137.50
R. D. Douglas .'.	
Binghampton,  U.S.A	
Vancouver	
137.50
N. S. Douglas 	
137.50
275.00
J   P. Nicolls	
385.00
385.00
R. M. Maltland
330.00
B. C   Grant            ..                	
''75.00
100
$10,000
$2,750.00
SONS OF NORWAY.
Head Office—Minneapolis, Minn.
Governing Executive Authority.
T. O. Gilbert. P. J. Langen.
K. R. Andresen. O. Erichson.
K. R. Andresen, Secretary.
E. L. Marshall, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Mortgages     $892,215.00
Bonds and debentures (book value)  267,600.00
Loans and liens on policies  33,708.51
Real estate (book value)  66.732.78
Cash in bank and at Head Office  44,737.54
Interest and rents due and accrued-  30,078.74
Premiums, due, etc  21,355.42
Other assets   28,067.85
$1,384,495.84
Liabilities. =====
Mortuary Fund—Death claims   $10,000.00
Sickness Fund—Claims incurred   832.24
Reserve (Mortuary Department)    1,062,148.17
Surplus   311,515.43
$1,384,495.84
Income. =        ,	
Mortuary Fund .'.  $250,774.57
Sickness Fund  18,059.92
General Expense Fund—
Expense dues from members   $57,685.07
Other sources      19,599.71
■ ■ 77,284.80
Disbursements.
Mortuary Fund
Sickness Fund ..
$346,119.29
$60,291.50
21,477.44 General Expense Fund— ,
Head Office expenses :  Salaries, $11,579.65 ;  auditors' fees, $550;  actuaries' fees
and expenses, $736.54;   travelling expenses,  $1,532.13;   rents,  $2,280.45;
printing and supplies,' $3,213.03 ,.       $19,891.80
Agency and organization expenses          41,458.31
All other expenses:   Books, periodicals,  express,  telegrams,  and  telephones,
■ $844.71;   legal fees, $605.65; medical fees, $713.50;   taxes and licences,
$511.32; official publications, $8,026.34;  miscellaneous, $7,836.72         18,538.24
$161,657.29
Returns for British Columbia. ■—■
(See page 30.)
Income      Nil
Disbursements      Nil
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto,    Ont.
Governing Executive Authority.
Dr. John Ferguson. Adam Brand.
Col. D. M. Robertson. Col. Alex. Cowan.
Rev. D. AVallace Christie. J. P. MacGregor.
F. S. Mearns. A. C. Gordon.
Col. Alex. Fraser. W. M. McClement.
John Tytler.
F. S. Mearns, Secretary.
W. R. Hitchins, Actuary.
Statement for the Year ended December 31st, 1928.
Assets.
Amortization' value of bonds and debentures not in default  $1,193,588.47
Cash in banks          27,794.66
Interest and rents due and accrued          25,032.47
Premiums, dues, etc  10,883.89
Premium loans on policies  7,208.92
Other assets -  5,000.00
$1,269,508.41
Liabilities. =====
Death claims        $13,180.00
Reserve  ■'       963,931.00
Surplus         292,397.41
$1,269,508.41
Income. —i—
Mortuary Fund   $132,733.60
Sickness Fund   3,816.31
Juvenile Benefit Fund   38.80
General Expense Fund—
Expense dues from members   $8,091.64
Transfers from Mortuary and Sick Benefit Funds  23,832.95
Other sources      1,877.41
  33,802.00
$170,390.71 M 20 BRITISH COLUMBIA.
Disbursements.
Mortuary Fund       $87,410.12
Sickness Fund  2,424.88
General Expense Fund—■
Head Office expenses: Salaries, $7,713.70; directors' fees, $406; auditors' fees,
$200;  actuaries' fees aud  expenses,  $510;   travelling expenses,  $153.70;
rents, $900;  printing and supplies, $1,349.31          11,232.71
Agency and organization expenses :   Commissions, $418;   salaries, $13,556.81;
travelling expenses, $5,130.74;   miscellaneous, $194.50   19,390.05
All other expenses : Advertising, $15.41; books, periodicals, express, telegrams,
and telephones, $158.52; medical fees, $28; taxes and licences, $409.19;
light, fuel, and water, $23.23;   miscellaneous, $1,193.32   1,827.67
$122,195.43
Returns for British Columbla.
Income—
Premiums (with extra dues, etc.) for mortuary benefits          $4,962.49
Premiums for sick benefits   40,78
Premiums for other benefits  (juvenile)    3.00
$5,006.27
Disbursements— ■ # =======
Claims paid for mortuary benefits          $3,600.00
Claims paid for sick benefits  20.00
$3,620.00
THE TORONTO CASUALTY, FIRE & MARINE INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
G. L. Smith. C. V. Cummings.
Rt. Hon. A. Meighen, K.C. R. T. Evans.
A. E. Dawson. Hon. Forbes Godfrey.
C. H. Ackerman. R. Lawson.
J. T. Brawnd. M. A. Mackenzie, M.A.F.I.A.
C. Buchanan. A. E. Wilson.
Statement for the Year ekded December 31st, 1928.
Mortgage loans on real estate   $66,100.00
Bonds, debentures, etc.  (book value)    847,076.05
Cash at Head Office and in banks  176,230.02
Interest and rents accrued  9,023.01
Agents' balances and premiums uncollected (net, commission deducted)  164,516.73
Bills receivable  123.58
Amount due from reinsurance on losses already paid   9,686.02
Other assets  18,164.54
Gross assets $1,290,919.95 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928. M 21
Deduct assets not admitted—
Agents' balances on premiums written prior to October 1st, 1928  $11,450.50
Bills receivable  32.08
Advances to agents        4,645.07
       $16,127.65
$1,274,792.30
Liabilities. —..     .   ——
Reserve, $339,770.83 (carried out at 80 per cent, thereof)    $271,816.65
Provision for unpaid claims   123,548.43
Taxes due and accrued  13,963.86
Reinsurance premiums  *.  108,654.10
Other contingency reserves   2,500.00
Other liabilities   26,057.49
Capital—
Authorized  $2,000,000.00
Subscribed      445,118.50
Paid up       445,118.50
Surplus in Profit and Loss Account  ■.       283,133.27
$1,274,792.30
Profit and Loss Account.
Premiums earned       $660,305.64
Claims incurred   $370,140.34
Adjustment expenses       37,313.50
Commissions       146,338.10
Taxes       17,940.38
Salaries, fees, and travelling expenses        83,183.86
Other expenses        52,961.71
        707,877.89
Underwriting loss         $47,572.25
Other revenue—
Interest   $8,909.03
Profit on sale of investments   22,04S.91
.  $30,957.94
Other expenditure—
Bad debts written off       $716.02
Decrease in market value of investments   13,628.16
    14,344.18
         16,613.76
Net loss for the year        $30,958.49
Returns for British Columbia.
(See pages 30, 37, 39, 41, 43.)
THE AA7ESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
AVm. Smith. AA7m. Hudson.
R. AV. Craig. S. D. Hannah.
General H. M. Dyer. R. A. M. Campbell.
F. C. O'Brien, Secretary. Statement for the Year ended December 31st, 1928.
Assets.
Real estate (book value)  $22,260.32
Mortgage loans on real estate   787,222.15
Loans and advances to policyholders   263,267.91
Bonds, debentures, etc. (book value)   241,279.18
Cash at Head Office and in banks  29,387.33
Total ledger assets ,  $1,343,416.89
Interest and dividends due   $25,227.43
Premiums due aud uncollected and deferred (net)     78,748.24
Total non-ledger assets        103,975.67
$1,447,392.56
Liabilities.
Reserve under assurance annuity contracts   $1,091,648.00
Liability for payments due under contracts   13,494.18
Received from policyholders in advance    v       6,570.60
Medical examiners' fees due and accrued   323.50
Taxes     5,000.00
Borrowed money  47,000.00
Death claims reported   3,000.00
Other liabilities   1,385.47
Surplus  58,058.57
Capital—
Authorized  $1,000,000
Subscribed         895,500
Paid up   220,912.24
$1,447,392.56
Income.
Premium income and consideration for annuities   $283,512.48
Interest and dividends   85,703.45
Other income  189.48
$369,405.41
Disbursements.
Disbursements under assurance and annuity contracts       $32,517.19
Taxes, licences, and fees  .•  5,452.51
Head Office expenses:   Salaries, $29,256.75;   directors' fees, $500;   auditors' fees,
$460;   travelling expenses, $1,609.55;   rents, $4,020;   miscellaneous, $4,869.97        40,716.27
Branch office and agency expenses  66,972.91
All otlier expenses: Postage, $1,215; express, telegrams, and telephones, $525.15;
printing and stationery, $6,931.72; legal fees, $1,593.23; commissions on loans,
$386.75;   medical fees, $4,028.90;   miscellaneous, $2,856.32   17,537.07
$163,195.95
Returns for British Columbia.
(See pages 31, 33.) FH
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BRITISH COLUMBIA.
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
Canadian Hardware & Implement Underwriters,  representing Retail Hardware  Mutual  Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Company.
Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of
New York.
Canadian Underwriters Agency, representing Baloise Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Delaware Underwriters, representing Westchester Fire Insurance Company.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.
Rochester Underwriters i\.gency, representing Great American Insurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE "INSURANCE ACT" HAVE BEEN GRANTED.
Affiliated Underwriters, New York, N.Y.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Epperson Underwriters, Kansas City, Mo.
Equitable Fire Underwriters, Kansas City, Mo.
Individual Underwriters, New York, N.Y.
Inter-Insurers Exchange, Kansas City, Mo.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
National Lumber Manufacturers Inter Insurance Exchange, Chicago, 111.
New York Reciprocal Underwriters, New York, N.Y.
Sprinklered Risk Underwriters, Chicago, 111.
Underwriters Exchange, Kansas City, Mo.
United States Inter Insurance Association, Seattle, Wash.
Warner Reciprocal Insurers, Chicago, 111.
INSURERS LICENSED SINCE DECEMBER 31st, 1928.
Columbia Life Assurance Company, Vancouver, B.C.;   Head Office, Vancouver;   life.
Indemnity Mutual Marine Assurance Company, Limited, London, England; B. G. D. Phillips,
Vancouver;   marine.
National Union Indemnity Company, Pittsburg, Pa.; S. P. Moody, Victoria; accident, automobile
(excluding insurance against loss or damage by Are), burglary, and plate glass.
Northwest Casualty Company, Seattle, Wash.; J. H. Constantine, Vancouver; automobile, burglary, and plate glass.    Deposit of $30,000 in securities.
Pearl Assurance Company, Limited, London, England; Harold Darling, Vancouver; fire and
tornado.
Sussex Fire Insurance Company, Newark, N.J.:   Robert Blane, Vancouver;   fire and tornado.
Thames and Mersey Marine Insurance Company, Limited ;  B. G. D. Phillips, Vancouver:  marine.
United Pacific Casualty Insurance Company, Seattle, AVash.; R. L. Maitland, Vancouver; automobile, accident, burglary, boiler and machinery, guarantee, plate glass, and sickness.
Deposit, $25,000 in securities.
RECIPROCAL EXCHANGE GRANTED PERMIT SINCE DECEMBER 31st, 1928.
The Lumber Underwriters, Little Rock, Arkansas.
UNDERWRITERS' AGENCY LICENSED  SINCE DECEMBER 31st, 1928.
Atlantic Underwriters Agency,  representing the Toronto  Casualty  Fire  &  Marine  Insurance
Company. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
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M 35
TABLE II.—LIFE INSURANCE COMPANY.
Premiums for year...
Net amount in force
Claims paid	
1924.
$8,203,000
251,945,000
2,206,000
1925.
$9,220,000
276,281,000
1,913,000
1926.
$10,524,000
308,808,000
1,753,000
1927.
1928.
$11,645,000   |   $12,232,000
341,932,000   I   372,689,000
2,158,000 2,465,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES, 1928.
Name of Company.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural  Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American   Alliance   Insurance   Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y	
American Insurance Co	
Anglo Scottish General Commercial Insurance Co.
Ltd	
Atlas Assurance Co.,  Ltd	
Baloise Fire Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boston Insurance Co	
British  America  Assurance   Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British General Insurance Co.,  Ltd	
British Law Insurance Co.,  Ltd	
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co.,  Ltd	
Caledonian  American  Insurance Co	
Caledonian   Insurance   Co	
California  Insurance  Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canada Security Assurance Co	
Canadian  Fire  Insurance  Co	
Canadian Indemnity Co	
Canadian  Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Company of Canada	
Central Insurance Co., Ltd	
Century Insurance Co.,  Ltd	
China Fire  Insurance Co.,  Ltd	
Citizens Insurance Co. of Missouri	
City of New York Insurance Co	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y	
Connecticut Fire Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion  Fire Insurance Co	
Dominion of Canada Guarantee & Accident Ins. Co
Eagle Star & British Dominions Insurance Co., Ltd.
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Company	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd...
Federated British Insurance Co., Ltd	
Fidelity American Insurance Co	
Fidelty Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Company of Canada	
Fireman's Fund Insurance Co	
Carried forward	
Net
Premiums
written.
$19,032.39
63,471.62
12,304.92
36,740.11
26,193.14
6,497.74
17,400.85
12,996.71
10.573.18
41,294.27
88,532.54
6,108.74
46,333.87
5,955.84
16,277.82
29,826.20
6,806.60
16,972.33
17,268.30
37,003.32
37,041.71
14,436.42
19,938.41
26,297.76
20,433.43
34,994.09
17,908.51
56,680.00
34,913.03
26,974.54
27,641.27
14,919.75
37,578.86
14,690.85
Nil
12,903.48
5,741.05
22,992.54
39,690.90
428.24
35,747.06
4,635.12
16,110.85
77,577.12
13,248.96
35,611.61
53,808.60
35,120.22
32,370.92
13,820.90
47,834.53
45,192.46
11,777.94
13,477.58
11,033.28
5,880.33
3,103.20
75,335.70
25,019.53
43,228.26
55,800.47
$1,630,529.97
Net Amount
of Losses
incurred.
$19,685.03
15.776.32
3,693.38
12,075.36
4,834.31
2,065.37
7,199.67
2,417.05
8,406.58
23,339.31
28,716.08
4,453.06
35,363.44
561.17
9,436.40
21,114.22
4,865.05
13,729.50
5,663.44
26,051.14
9,065.98
8,998.40
8,758.04
7,123.44
12,701.94
11,975.19
4,899.29
18,271.33
20,730.61
7,524.49
9,044.70
2,385.16
11,276.49
4,856.60
Nil
2,114.91
862.53
5,586.38
10,920.67
1,009.50
18,206.22
3,037.60
12,189.07
28,381.74
5,729.17
13,814.31
13,063.38
20,481.02
4,147.13
419.60
17,370.47
13,657.53
1,947.99
10,270.12
2,612.57
252.46
6,844.18
15,913.75
8,546.37
22,318.09
49,029.86
$675,784.16
Net Amount
of Losses
paid.
Net
Premiums
earned.
$21,765.64
$38,650.01
18,084.69
63,830.24
1,795.58
12,044.80
12,105.36
43,010.69
4,834.31
16,624.71
1,071.37
5,771.43
6.168.67
22,236.30
2,021.05
12,980.48
'7,488.58
9,901.11
23,378.64
40.167.47
30,507.08
86,252.72
4,453.06
6,818.35
30.810.63
44,382.41
546.17
'5,921.85
7,452.46
12,116.64
19,347.87
46,847.21
3,246.05
8,452.72
13,874.45
'6,021.78
1,495.97
18,431.05
22,944.04
37,651.99
11,488.98
17,561.48
6,701.40
13,553.14
9,266.04
20,009.60
5,959.12
23,572.59
11,218.94
22,919.33
13,880.19
36,400.08
7,633.39
17,963.06
23,231.12
56,934.64
24,536.68
42,421.94
5,865.15
22,733.94
7,723.64
32,944.05
2,456.16
13,772.46
12,956.49
38,955.91
5,981.60
14,123.85
Nil
Nil
614.91
13,610.4'5
5.25
4,396.26
4,749.31
22,295.52
12,324.41
38,466.93
9.50
2,213.42
19,035.64
38,334.73
2,710.60
2,945.35
10,167.57
16,110.85
27,309.40
80,149.23
7,290.42
12,670.70
12,887.61
38,686.18
11,228.05
49,468.17
20,481.02
'24,753.23
3,807.24
21,657.20
404.60
14,691.24
18,612.46
45,290.89
12,998.53
45,387.49
1,979.65
9,356.83
8,276.72
13,677.26
2,571.57
10,466.54
383.46
5,262.29
6,844.18
1,958.20
14,282.91
68,423.69
7,163.38
21,617.44
22,834.09
40,750.27
45,851.73
50,538.19
$657,114.78   $1,604,159.18 M 36                                                        BRITISH COLUMBIA.
TABLE III.—FIRE  INSURANCE  PREMIUMS ANB
NET LOSSES,  192S—Continued.
Name of Company.
Net
Premiums
written.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Net
Premiums
earned.
$1,639,529.97
26,091.28
12,752.56
16,030.70
9,355.77
11,552.87
"    24,839.66
20,569.90
97,613.91
1,542.80
7,153.97
47,354.45
32,231.52
53,223.12
146,832.59
20,544.53
18,215.92
18,131.43
19,919.01
93,422.46
129,283.83
50,742.36
22,516.42
8,385.54
30,796.03
74,395.03
16,942.58
4,680.26
42,444.10
150,555.12
33,664.08
10.172.74
4,711.85
139,645.62
4,373.61
15,241.38
70,425.79
12,375.26
30,061.45
Nil
18,725.28
22,467.20
69,717.97
21,765.00
4,634.51
30,914.03
13,075.78
Nil
19,919.01
8,615.11
39,173.11
•46,214.62
30,352.64
47,444.96
59,300.60
26,958.28
12,376.39
23,481.73
9,360.26
38,247.31
3,145.25
29,661.25
85,065.70
32,262.90
56,068.10
10,568.28
147,715.32
20,738.45
12,938.70
108,768.13
$675,784.16
968.04
3,886.32
2,241.95
5,536.37
925.84
7,739.89
5,921.81
2,032.97
Nil
1,722.14
65,285.41
6,818.69
19,156.52
59,680.20
12,027.45
8,240.63
3,950.62
6,393.24
41,744.12
70,167.80
12,725.28
10,905.88
4,703.16
6,037.20
38,139.03
5,414.26
1,099.70
9,402.67
71,912.36
11,067.56
704.13
Nil
45,934.63
1,544.16
336.96
23,756.19
6,673.16
8,233.25
Nit
2,964.60
5,226.90
26,175.13
12,040.69
238.13
17,098.94
1,383.26
Nil
6,393.74
2,616.07
12,929.60
22,897.91
8,607.60
26,164.19
30,570.82
1,300.74
2,099.02
1,833.98
4,538.84
13,036.31
1,482.41
10,894.49
24,979.66
13,032.72
16,897.76
3,048.94
19,476.94
2,704.75
3,455.26
17,786.51
$657,114.78
1,276.58
4,896.78
2,214.95
5,293.37
925.84
2,783.53
3,382.81
66.28
Nil
2,047.14
62,585.66
9,562.22
16,922.52
59,078.12
5,625.79
6,739.57
3,959.32
6,047.07
34,067.32
67,256.80
12,862.28
10,092.38
4,203.16
10,946.33
37,138.02
4,019.73
1,009.70
10,254.67
77,354.19
11,506.27
223.13
1,588.81
45,394.73
1,569.16
406.96
25,459.24
6,702.02
9,748.25
Nil
7,396.01
5,385.90
27,248.13
11,282.69
238.13
17,040.94
801.12
Nil
6,047.07
2,244.32
14,939.60
23,897.91
8,542.12
24,921.19
33,060.82
1,513.74
2,154.02
1,889.98
2,481.04
19,845.16
1,498.16
5,006.49
22,858.93
13,286.72
18,850.76
3,454.94
19,476.94
4,695.67
2,401.26
18,868.81
$1,604,159.18
23,883.47
9,955.52
11,639.43
10,132.06
General Accident Assurance Co. of Canada	
General Accident, Fire & Life Assur. Corporation, Ltd.
12,211.67
23,980.81
18,351.04
67,320.81
754.73
7,901.99
46,012.81
35,530.81
52,223.37
147,182.00
21,179.07
16,000.24
10,704.85
18,016.29
78,123.38
105,827.94
47,217.09
26,787.41
Imperial Guarantee & Accident Insurance Co. of Can.
3,641.00
32,702.33
78,625.05
Insurance Co. of the State of Pennsylvania	
Laurentian Insurance Co _	
14,663.59
2,836.73
40,137.88
Liverpool & London & Globe Insurance Co., Ltd	
150,675.76
35,713.45
6,114.03
London & Lancashire Guarantee & Accident Co. of
4,893,96
147,078.84
London & Provincial Marine & General Ins. Co., Ltd.
London & Scottish Assurance Corporation. Ltd	
3,410.67
12,828.78
70,157.51
8,930.82
29,491.78
Nil
17,234.27
22,388.52
68,904.91
21,700.05
2,595.33
30,936.15
Mill Owners Mutual Fire Insurance Co. of Iowa
9,830.26
Nil
Minnesota Implement Mutual Fire Insurance Co.
18,016.29
8,310.35
37,362.26
Mutual Fire Insurance Co. of British Columbia
45,389.25
33,293.85
48,341.89
56,288.37
27,072.10
14,519.26
25,643.15
8,220.24
32,194.47
3,046.47
28,714.00
North British & Mercantile Insurance Co., Ltd,
80,426.80
26,658.42
57,734.85
North River  Insurance Co _	
10,199.16
141,523.02
31,110.56
13,502.92
106,535.28
$4,217,997.34
$1,570,689.66
$1,543,744.05
$4,064,780.42
* First year. REPORT OP THE SUPERINTENDENT OF INSURANCE, 1928.
M 37
TABLE III.—PIRE INSURANCE PREMIUMS AND NET LOSSES, 1928— Continued.
Name of Company.
Net
Premiums
written.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Net
Premiums
earned.
Brought foricard	
Occidental Fire  Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd..
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co.. Ltd	
Patriotic Assurance Co., Ltd	
Phenlx Fire Insurance Co. of Paris	
Phoenix  Assurance   Co.,   Ltd	
Phoenix Insurance Co. of Hartford	
Pioneer Insurance  Co	
Planet Assurance Co., Ltd	
Providence  Washington  Insurance  Co	
Provincial Insurance Co., Ltd	
Prudential  Assurance  Co.,  Ltd	
Quebec Fire Assurance Co	
Queen  Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway  Passengers Assurance  Co	
Reliance Insurance Co. of Canada	
Retail Hardware Mutual Fire Insurance Co	
Rhode Island Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co..  Ltd	
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co ,
State Assurance Co., Ltd	
Stuyvesant  Insurance  Co	
Sun   Insurance  Office	
Svea Fire & Life Insurance Co., Ltd	
Toronto Casualty, Fire & Marine Insurance Co
Trans Canada Insurance Co ,
Union Assurance Society, Ltd	
Union Fire Insurance Co. of Paris	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd	
United British Insurance Co.,  Ltd	
United Mutual Fire Insurance Co	
United States Fire Insurance Co	
Universal Insurance Co	
Wawanesa Mutual Insurance Co	
Westchester Fire Insurance Co	
Western   Assurance   Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yang-tsze Insurance Association,  Ltd	
Yorkshire  Insurance  Co.,   Ltd	
Totals	
1,217,997.34
21,073.71
38,965.97
25,252.57
39,454.48
28,027.81
20,672.63
9,393.74
362,973.62
44,652.98
21,991.38
13,405.49
15,979.05
37,224.11
47,745.00
30,613.91
71,702.96
23,080.26
7,636.42
7,976.52
19,919.01
2,497.53
61,611.41
131,560.78
15,490.38
24,322.04
16,949.75
30,493.64
53,586.14
25,548.52
14,315.04
736.51
45,575.94
22,504.43
13,070.80
88,546.12
17,853.12
16,257.78
4,493.32
40,947.22
18,657.43
49,560.62
433.74
12,715.07
6,397.26
52,825.02
5,858.83
21,388.00
20,630.38
34,842.44
13,209.76
13,617.84
17,088.14
33,252.25
$1,570,689.66
4,992.74
18,864.61
1,482.66
11,758.02
6,406.55
11,117.38
14,102.54
100,571.71
26,309.56
2,754.01
409.38
5,719.61
10,954.83
29,492.00
11,662.33
16,929.51
14,724.44
9,260.60
1,912.82
6,393.74
Nil
19,157.26
33,160.81
1,854.75
5,073.55
11,094.90
2,731.49
5,878.52
14,921.03
6,153.46
Nil
20,497.76
2,573.10
9,070.20
16,954.42
8,176.35
1,355.50
4.90
9,607.58
18,493.53
14,860.52
582.87
3,935.94
381.79
29,205.16
281.90
2,497.50
16,330.82
11,901.41
6,988.86
1,459.22
1,960.80
8,591.33
,543,744.05
5,223.74
19,239.61
1,468.28
12,618.50
7,310.06
8,294.79
12,817.54
99,400.46
23,466.27
2,053.50
100.66
9,939.61
10,987.83
25,642.01
11,829.33
16,689.51
14,186.75
660.60
1,026.99
6,047.07
Nil
9,624.26
33,972.81
999.75
4,559.52
5,807.27
2,669.49
8,639.72
11,636.03
4,619.46
Nil
21,340.13
2,623.10
7,600.20
15,480.04
8,087.54
2,255.50
4.90
.8,343.58
18,395.53
14,316.52
582.87
4,017.84
381.79
24,991.20
163.10
2,497.50
12,564.43
12,570.11
7,189.68
1,558.22
1,960.80
8,157.33
$4,064,780.42
14,392.26
38,517.73
4,308.86
41,295.85
29,121.47
21,501.03
12,479.21
344,604.63
43,660.24
11,523.61
7,507.07
19,109.25
36,323.26
42,939.82
28,775.54
72,662.28
23,279.37
'3,976.81
8,333.11
18,016.29
1,447.82
56,997.48
134,173.25
17,273.05
27,621.92
18,234.53
30,479.33
54,196.60
25,217.67
14,367.29
261.43
46,008.05
17,899.31
12,692.31
85,746.80
14,437.90
15,944.65
2,380.11
43,348.08
19,339.72
57,104.16
886.09
11,876.63
5,452.17
48,155.28
3.354.18
1,275.00
22,068.74
50,199.35
9,993.35
14,740.48
16,844.85
35,134.43
$6,032,585.21
$2,162,247.93
$2,090,357.38
$5,802,250.12
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
$5,188,573.63
5,550,732.19
'5,670,340.79
5,653,679.51
6,032,585.21
$3,497,932.48
2,719,058.72
2,898,098.40
2,432,973.37
2,090,357.38
$2,948,339.22
3,030,900.09
2,662,799.0'5
2,053,790.62
2,162,247.93
$12,858,076.91
1926 -	
1927	
1928	
$5,802,250.12
$37.26
Totals	
$28,095,911.33
$13,338,420.35
$5,802,250.12
$37.26 M38
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1928.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Aetna Insurance Co	
Agricultural Insurance Co	
Allianee Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Automobile Fire Insurance Co	
American Automobile Insurance Co	
American Central  Insurance Co	
Anglo Scottish General Commercial Insur. Co., Ltd.
The Autocar Fire & Accident Ins. Co	
British America Assurance Co	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General  Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
Continental Insurance Co	
Cornhill Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada Guar. & Ace. Co	
Eagle Star & British Dominions Insurance Co	
Employers Liability Assurance Corporation	
Equitable Fire & Marine Insurance Co	
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fireman's B'und Insurance Co	
Franklin Fire Insurance Co	
General Accident Assurance Co	
General Accident Fire & Life Assurance Corp., Ltd.
General Casualty Co. of America	
General Casualty Insurance Co. of Paris, France	
General Exchange Insurance Corporation	
General Insurance Co. of America	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co	
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee and Accident Insur. Co. of Canada
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Law, Union & Rock Insurance Co	
Liverpool & London & Globe Insurance Co	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co	
Carried forward..
$474.42
148.73
10,781.47
5.00
6.99
3,100.98
2,586.33
Nil
1,819.00
4,277.51
27,193.52
4,365.35
22,030.03
4,991.00
8,750.24
4,164.29
17,877.64
1,812.57
40,682.66
23,079.92
34.88
7,138.56
14,790.00
18,602.79
12,055.32
2,911.31
2,740.99
1,980.98
4,580.12
Nil
Nil
11,406.76
1,769.96
130.31
4,909.88
Nil
34,339.12
2,343.69
37,617.53
Nil
5,335.38
104.09
15,363.92
686.37
Nil
21,765.57
2,214.07
7,720.84
34,452.75
13,736.16
15,324.43
Nil
5,566.73
72.07
51.47
49,206.04
Nil
2.28
243.22
3,869.42
Nil
2,601.14
Nil   '
15,992.08
7,918.15
5,615.86
7,940.48
8,649.37
23,819.90
3,124.48
41,947.24
$563.16
159.27
8,391.00
9.00
8.82
2,005.41
7,582.81
Nil
1,091.40
3,832.69
29,452.59
2,933.95
17,888.09
5,166.21
5,788.29
3,297.17
16,130.74
1,087.55
41,496.91
23,247.84
39.82
6,878.48
15,043.36
12,570.46
11,619.90
2,163.91
3,009.71
1,725.05
2,748.07
Nil
Nil
10,105.52
1,732.38
173.42
8,025.71
Nil
33,619.52
1,912.90
38,603.32
Nil
5,063.14
147.94
12,398.67
827.63
Nil
21,178.49
2,536.25
4,796.85
21,437.21
11,812.89
9,313.51
Nil
4,312.81
7,771.51
58.53
48,367.81
21.84
1.38
259.60
3,391.86
Nil
2,452.88
Nil
11,132.09
6,914.93
3,213.64
5,093.07
9,275.09
17,118.32
3,165.52
39,852.95
* $160,001
Nil
3,034.63
Nil
Nil
536.37
6,537.14
Nil
149.25
3,468.38
21,683.03
1,995.75
9,248.97
5,419.45
3,422.16
983.20
8,942.13
108.95
22,684.53
16,560.65
Nil
1,648.21
15,410.87
7,783.59
5,223.21
1,212.54
359.54
969.59
2,644.01
Nil
Nil
7,243.95
1,864.78
234.23
2,941.34
Nil
16,232.29
3,988.10
15,807.57
Nil
3,088.51
14.22
6,610\71
199.80
Nil
12,944.64
2,241.10
2,449.87
17,645.34
6,759.83
5,153.90
Nil
5,956.26
3,397.82
Nil
34,748.72
Nil
Nil
Nil
1,102.77
Nil
2,999.32
■ Nil
8,325.04
2,321.84
2,157.40
958.34
4,792.15
8,934.31
1,466.14
23,474.45
Nil
Nil
36.16
Nil
Nil
26.75
86.21
Nil
13.67
90.47
73.62
68.02
51.70
104.90
59.12
29.82
55.04
10.01
54.66
71.24
Nil
23.96
102.40
61.90
44.98
56.03
11.78
56.21
96.03
Nil
Nil
71.68
107.64
135.39
36.65
Nil
48.28
208.4S
41.11
Nil
60.99
9.61
53.31
21.07
Nil
61.12
88.36
51.07
82.31
57.22
55.30
Nil
138.10
43.72
Nil
71.84
Nil
Nil
Nil
32.51
Nil
122.27
Nil
74.78
33.58
67.13
18.81
51.67
52.19
46.31
58.90
$628,823.36|     $573,030.84|     $346,080,891
I
* Credit. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 39
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1928—Continued.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Brought forward..
London & Lancashire Insurance Co	
London & Provincial Marine & General Ins. Co....
London & Scottish Assurance Corporation	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Mercury Insurance Co	
Minnesota Implement Mutual Fire Insurance Co..
Motor Union Insurance Co	
Mount Royal Assurance Co	
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British and Mercantile Insurance Co., Ltd..
Northern Assurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society	
Occidental  Fire  Insurance Co	
Ocean Accident & Guarantee Corporation	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Preferred Accident Insurance Co	
Provincial  Insurance Co	
Prudential Assurance Co., Ltd ,
Queen Insurance Co	
Railway Passengers Assurance Co	
Retail Hardware Mutual Fire Insurance Co	
Royal  Exchange Assurance	
Royal Insurance Co ,
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co.	
Sun Insurance Office ,
Toronto Casualty, Fire & Marine Insurance Co....
Trans Canada Insurance Co	
Travelers  Indemnity  Co	
Union Assurance Society	
Union Insurance Society of Canton	
Union Marine Insurance Co ,
United British  Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Western Assurance Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co	
Zurich General Accident and Liability Ins. Co	
Totals	
$628,823.36
4,042.65
7,621.32
302.85
1,129.81
3,678.77
48,869.51
7,200.42
Nil
959.67
65,432.17
2,414.33
Nil
2.28
27,231.47
35,063.47
1,242.61
Nil
Nil
807.00
13,469.91
Nil
120.36
6,194.95
16,241.28
37,576.70
11,279.74
19,956.35
12,370.40
37,059.91
1,148.33
10,852.83
6,875.89
48,672.81
5.50
7,049.29
9,685.24
Nil
47,318.00
26,148.46
2.28
41,047.78
96,653.00
8,906.22
1,132.43
7,078.00
12,539.47
48,337.05
30,685.01
14,397.93
8,605.45
6,663.70
39,053.08
Nil
5,784.53
1,521.53
3,814.32
5,468.34
Nil
7,025.65
14,074.87
61,679.95
$1,501,318.29
$573,030.84
3,812.37
6,967.14
253.91
2,824.11
2,360.78
44,200.S7
10,888.51
Nil
1,320.16
85,827.25
3,003.28
Nil
1.38
25,422.21
39,159.25
741.47
Nil
Nil
669.99
15,586.58
Nil
443.67
5,199.93
15,999.61
36,655.51
7,620.70
19,010.25
10,387.40
34,826.04
757.67
9,957.41
6,312.75
42,140.82
5.54
7,234.26
7,188.27
Nil
43,763.84
28,917.84
1.38
34,004.85
70,719.60
9,293.68
777.94
6,788.78
10,510.00
46,133.11
29,627.72
8,982.8
7,667.19
6,754.90
41,613.58
Nil
8,376.97
1,501.56
3,293.25
" 14,453.08
4.52
6,186.55
12,858.70
58,080.70
$1,409,112.54
$346,080.80
I
5,461.27
4,250.29
572.00
2,269.93
1,007.15
23,552.10
3,086.57
Nil
1,118.93
69,888.56
267.90
Nil
Nil
8,240.34
34,017.02
99.85
Nil
Nil
323.50
10,901.99
Nil
67.77
2,447.87
5,852.64
15,767.64
5,134.90
13,759.02
7,127.75
21,300.24
Nil
10,049.62
10,235.88
22,630.31
Nil
10,758.40
2,985.01
Nil
42,610.27
16,320.49
Nil
20,400.67
49,381.03
3,426.48
Nil
2,006.09
7,913.83
31,530.52
18,405.11
3,460.18
5,023.65
3,684.46
23,592.00
Nil
1,152.71
57.90
2,004.63
10,175.44
Nil
2,022.10
3,982.67
28,506.01
143.25
61.00
225.28
80.30
42.66
53.20
0.28
Nil
85.00
81.60
8.92
Nil
Nil
32.50
86.87
13.46
Nil
Nil
48.28
69.94
Nil
15.27
47.08
36.58
43.02
67.38
72.37
68.26
61.16
Nil
100.01
162.15
53.70
Nil
148.06
41.53
Nil
97.36
56.44
Nil
60.17
69.82
37.00
Nil
29.55
75.30
68.35
62.12
38.52
65.52
54.53
56.69
Nil
13.76
3.86
60.87
70.40
Nil
32.69
30.97
49.18
$914,911.58|       62.30
I M 40
BRITISH COLUMBIA.
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
Incurred to
Premiums earned.
1924         	
$736,000
884,000
1,106,000
1,320,000
1,561,000
$261,000
325,000
518,000
770,000
915,000
1925	
1926	
1927	
$1,244,000
1,470,000
58 03
1928	
62 30 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1928.
M 43
TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1924.
1925.
1926.
1927.
1928
$3S3,000
178,000
1'56,000
80.000
61,000
8,000
449,000
289,000
251,000
130,000
$424,000
196,000
159,000
95,000
67,000
27,000
750,000
420,000
252,000
133,000
$439,000
199,000
175,000
101,000
80,000
11,000
607,000
387,000
240,000
54,000
$429,000
218,000
183,000
117,000
106,000
26,000
762,000
515,000
285,000
181,000
$456,000
227,000
L        	
Sickness, P	
„   L	
188,000
100,000
Liability, P	
100,000
L	
34,000
898,000
L.	
549,000
Other forms, P	
L	
377,000
83,000
TABLE IX.—INVESTMENTS  IN  BRITISH  COLUMBIA  OF  COMPANIES  OTHER  THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life
Insurance Companies, pages 33, 34.)
Name of Company.
Mortgages.
In other
Securities.
American Automobile Fire Insurance Co	
American Central  Insurance Co	
The Anglo-Scottish General Commercial Insurance Co., Ltd
Beaver Fire Insurance Co	
Boiler Inspection & Insurance Co	
British America Assurance  Co	
British Colonial Fire Insurance Co	
British Columbia Plate Glass Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British Northwestern Fire Insurance Co	
Caledonian Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance  Co	
Canadian Indemnity Co	
Canadian  Surety  Co	
Century Insurance Co., Ltd	
Continental   Casualty   Co	
Dominion Fire Insurance Co	
Dominion of Canada Guarantee & Accident Insurance Co. ..
Ensign Insurance Co :	
Fidelity Insurance Co. of Canada	
Fire Association of Philadelphia	
Fouciere Fire Insurance Co	
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd.
Glens Falls  Insurance Co	
Globe Indemnity Co. of Canada	
Guarantee Co. of North America *.	
Guardian Insurance Co. of Canada 	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial  Insurance Office  	
Insurance Co. of State of Pennsylvania 	
Carried forward	
Nil
Nil
Nil
$8,296.71
Nil
Nil
Nil
Nil
Nil
Nil
Nil
357,823.50
Nil
193,040.78
Nil
Nil
Nil
Nil
7,948.67
75,315.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
1,025.00
Nil
31,216.32
Nil
$674,665.98
$30,000.00
81,320.40
20,000.00
Nil
19,000.00
25,000.00*
29,296.371
5,960.00*
103,988.82*
20,000.00*
7,500.00*
47,403.34
38,650.00
20,132.91
58,633.33
42,733.33*
50,333.33*
15,000.00*
40,000.00*
115,549.39
10,000.00
25,000.00*
4,720.67*
20,000.00
27,837.06
25,338.06t
28,600.00
5,000.00
24,250.00*
39,333.33*.
100,000.00
50,000.00
Nil
79,032.13f
30,434.75
17,473.33
$1,257,520.55
» Par.
4
t Book value.
Market value. M 44
BRITISH COLUMBIA.
TABLE  IX.—INVESTMENTS  IN BRITISH  COLUMBIA  OF  COMPANIES   OTHER  THAN
LIFE INSURANCE COMPANIES—Continued.
Name of Company.
Mortgages.
In other
Securities.
Brought forward	
Law, Union & Rock Insurance Co., Ltd	
London & Lancashire Insurance Co., Ltd	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Loyal Protective Insurance Co	
Maryland Casualty Co	
Mercantile Fire Insurance Co	
Merchants Casualty Insurance  Co	
Mercury Insurance Co	
Minnesota Implement Mutual Fire Insurance Co. ...
National Ben Franklin Fire Insurance Co	
National Union Pire Insurance Co	
New Jersey  Insurance  Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance  Co	
Northwestern Mutual Fire Association 	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental  Fire  Insurance  Co	
Pacific Coast Fire Insurance Co	
Protective Association of Canada	
Quebec Fire Assurance Co	
Retail Hardware Mutual Fire Insurance Co	
Royal Plate Glass Insurance Co. of Canada 	
Toronto Casualty Fire & Marine Insurance Co., Ltd
Union Insurance Society of Canton, Ltd	
Western Casualty Co	
Yorkshire Insurance Co., Ltd	
Totals :	
$674,665.98
.   Nil
Nil
Nil
■  Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
195,000.00
Nil
Nil
Nil
Nil
Nil
Nil
830.00
246,635.31f
Nil
Nil
Nil
17,600.00
Nil
Nil
Nil
244,500.00
$1,257,520.55
30,000.00
68,133.33
14,500.00
241,216.31
10,000.00*
44,733.33
9,733.33*
10,000.00
100,000.00
1,300.00
45,220.00*
25,000.00
15,000.00
122,000.00
36,238.50
25,000.00
80,000.00*
33,000.00
54,506.67
119,000.00*
30,000.00
327,2S9.66t
10,000.00
17,520.00
1,625.00
Nil
10,000.00
50,000.00
Nil
420,000.00
$1,379,231.29
$3,208,536.68
Par.
t Book value.
Short title.
Amends s. 134.
Amends s. 142.
Repeals and
re-enacts s. 143.
Repeals and
re-enacts s. 145.
Limitation of
liability clause.
CHAPTER 33, 1929.
1. This Act may be cited as the " Insurance Act Amendment Act, 1929."
2. Subsection (2) of section 134 of the "Insurance Act," being chapter 20
of the Statutes of 1925, as enacted by section 4 of chapter 35 of the Statutes
of 1926-27, is amended by striking out in the twelfth line the word " termination," and substituting therefor the word " commencement."
3. Section 142 of said chapter 20 is amended by adding after the word
" insured," in the fifth line, the words " nor shall anything contained in the
description of the subject-matter of the insurance be effective in so far as it
is inconsistent with, varies, modifies, or avoids any such statutory condition."
4. Section 143 of said chapter 20 is repealed, and the following is substituted therefor:—
" 143. Where the subject-matter of the insurance is exclusively rents,
charges, or loss of profits, the statutory conditions shall not be required to be
part of any such contract or to be printed thereon."
5. Section 145 of said chapter 20 is repealed, and the following is substituted therefor:—
" 145. A policy may contain a limitation of liability clause (or clauses)
to the effect that the insurer shall only be liable for a specified proportion of any loss which may be sustained to any of the property covered by the policy,
or to the effect that the insurer shall not be liable for more than a specified
percentage of the value of any of the said property at the time of such loss,
or, in the event of there being any other insurance covering any of the said
property, to the effect that the insurer shall only be liable for a rateable proportion of a specified percentage or proportion of any loss to any of the said
property, or to the effect that the insurer shall not be liable for more than
a rateable proportion of a specified percentage of the value of any of the
property at time of such loss, in which case there shall be printed or stamped
on the face of the policy in conspicuous type and in red ink the words ' This
policy contains a limitation of liability clause.' Such clause (or clauses) shall
not be deemed to be a variation of any statutory condition."
6. Subsection (4) of section 152 of said chapter 20 is amended by inserting Amends s. 152 (4).
after the word " application," in the first line, the words " and policy."
VICTORIA,   B.C. :
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1929.
1,525-829-6911 TABLE VII.—PREMIUMS AND LOSSES FOR INSURANCE OTHER THAN LIFE, FIRE, AND AUTOMOBILE, 1928.
M 41
'
Name of Company.
Accident.
Sickness.
Liability.
Burglary.
Guarantee.
Plate Glass.
Marine.
1
Blanket Residents, Boiler and
Machinery,  Credit,  Earthquake,
Explosion, Forgery, Fraud-, Hail,
Inland Transportation, Live Stock,
Merchants' Protective, Property,
Sprinkler Leakage, Tornado, Use
and Occupancy, and Weather.
(Indicated by Initial letters.)
Total
Premiums.
Total
Losses.
Unsettled
Claims.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums.
Losses.
Premiums
Losses.
Premiums.
Losses.
Nil
$2,922.76
Nil
11.277.22
5,140.52
Nil
7,871.07
13,031.27
758.08
3,469.53
Nil
1,086.94
Nil
16,744.79
5,417.41
2,680.94
Nil
23,659.33
1,039.02
Nil
Nil
18,563.10
•     23,330.08
Nil
155.87
85.96
33.103.45
38,671.77
244.72
423.78
6,991.06
1,820.07
Nil
.    Nil
Nil
1,145.42
Nil
95,920.93
1,134.18
Nil
64,531.19
2,911.14
Nil
25,909.62
Nil
7,738.47
1,435.78
2,256.69
86,828.23
Nil
624.81
Nil
40,262.20
2,055.38
468.74
295.21
55.11
72,651.80
12,633.30
1,373.24
13,122.14
3,465.72
Nil
9,785.14
4,431.21
20,114.52
246,498.18
Nil
15,632.85
830.01
3,005.90
74,468.96
Nil
3,802.41
18,760.15
Nil
20,989.28
1,687.20
11,495.68
179.42
8,849.82
26.782.67
Nil
25,778.49
Nil
1,964.45
7,555.73
14,028.24
48,463.18
Nil
10,203.78
Nil
907.74
2,591.63
Nil
620.66
9,724.65
Nil
Nil
Nil
Nil
Nil
266.92
64.223.6S
15,367.49
Nil
14,464.98
4.88
Nil
23,431.46
1,025.25
Nil
Nil
31.13
250.00
36,049.10
Nil
40.25
Nil
53,464.74
6,379.19
17,118.06
4,151.63
Nil
1,489.23
93,565.83
3,190.63
19,201.57
2,527.75
Nil
21,052.79
1,684.06
7,899.35
6,161.75
3.40
9,311.64
72,687.80
2,455.52
44,721.96
12,635.82
Nil
27,457.34
15,645.39
39,686.37
Nil
2,505.22
41,500.00
22,758.96
180.00
17,102.08
51,557.15
18,079.78
2,429.81
Nil
$507.27
Nil
2,897.51
1,631.74
Nil
Nil
300.42
536.53
1,335.02
Nil
Nil
Nil
15.467.31
Nil
709.36
Nil
10,272.59
123.33
Nil
Nil
12,155.11
8,241.92
Nil
Nil
22.50
2,059.08
4,418.38
Nil
50.00
2,638.12
7.81
Nil
Nil
Nil
598.90
Nil
49,826.24
22.39
Nil
20,321.73
19,567.37
Nil
4,780.65
Nil
1,946.82
11.56
19.17
45,664.37
Nil
947.25
Nil
15,447.67
574.37
39.20
60.00
44.25
55,831.55
5,589.84
657.56
17.50
128.71
Nil
1,554.72
63.80
5,381.71
169,598.27
Nil
3,030.43
17.66
959.32
23,932.17
Nil
1,110.81
6,195.92
Nil
6,230.75
3,555.34
569.80
15.37
2,303.63
9,909.30
Nil
16,339.39
Nil
Nil
3,063.50
2,068.22
19,352.11
Nil
6,167.00
Nil
295.00
1,027.05
Nil
276.54
1,786.77
Nil
Nil
Nil
Nil
Nil
4.07
24,610.86
8,644.13
Nil
5,588.20
Nil
Nil
7,678.58
44.92
Nil
Nil
119.43
Nil
19,406.22
Nil
Nil
Nil
40,524.23
3,089.08
3,332.65
7,879.05
Nil
100.00
10,517.29
2,275.18
7,961.91
4,901.16
Nil
5,874.53
296.78
3,084.59
445.60
Nil
2,276.03
72,424.32
16,327.92
29,908.23
7,226.47
Nil
8,628.11
2,277.16
34,849.74
Nil
343.06
23,530.83
12,937.54
Nil
18,322.86
32,340.09
2,495.28
808.34
Nil
Nil
Nil
$105.00
330.00
Nil
Nil
10.11
237.00
Nil
Nil
795.85
Nil
4,947.00
Nil
168.00
Nil
Nil
720.00
Nil
Nil
Nil
2,938.00
Nil
Nil
Nil
262.00
1.00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
56.25
Nil
17,992.53
Nil
Nil
9,941.11
Nil
Nil
2,145.00
Nil
800.00
Nil
9.00
12,182.33
Nil
Nil
Nil
5,685.80
100.00
mi
Nil
Nil
4.82
6,274.00
3.00
Nil
950.00
Nil
4,027.40
Nil
982.55
Nil
Nil
2,805.00
Nil
Nil
25,952.00
Nil
1,060.00
6,318.00
Nil
2,310.00
Nil
350.00
Nil
Nil     -
2,695.00
Nil
3,724.00
Nil
Nil
39,464.00
1,260.27
8,369.90
Nil
2,515.53
Nil
Nil
Nil
Nil
380.07
1.00
Nil
Nil
Nil
Nil
Nil
Nil
9,499.53
975.00
Nil
1,785.00
Nil
Nil
5,365.00
Nil
Nil
Nil
53.57
4,053.35
3,576.68
Nil
Nil
Nil
19,570.82
Nil
445.00
Nil
Nil
Nil
1,415.00
365.36
156.02
914.00
Nil
696.74
Nil
268.77
4,263.67
Nil
125.39
16,669.71
11,250.00
2,615.00
2,701.00
Nil
5,856.28
'2,877.00
Nil
Nil
580.00
14,074.00
2,134.76
Nil
4,950.00
Nil
275.00
Nil
1
Nil
Nil
J Prop.    $1,147.94
I I.T.         1,774.82
$294.66 1
212.61 i
2
3
$1,498.31
$1,318.77
$1,234.63
$961.30
$719.35
$4.00
$2,870.26
$572.55
$765.45
Nil
$12.30
Nil
$4,176.92             $40.89
4,654.20          1,631.74
4
D. &0.      486.32
Nil
6
Cr.          7,871.07
Nil
13,031.27[            300.42
8
468.74
87.66
140.61
52.37
105.85
396.50
42.88
Nil
9
705.
34              141.75
I.T.         2,763.69
1,193.27
10
11
■
B. &M.   1,086.94
Nil
12
Nil     1              Nil
9,364.051         6,026.95
5,417.41           Nil
13
2,497.06
6,250.11
835.44
1,519.04
755.44
570.00
243.74
145.52
498.53
$883.77
21S.57
$52.76
I.T.         2,331.96
19.16
14
15
1,382.50
321.78
651.84
53.33
38.20
Nil
198.40
248.25
298.00
Nil
112.00
86.00
16
17
23,659.33
10,272.59
IS
650.81
95.90
265.21
28.33
44.90
Nil
78.10
Nil
19
[	
20
21. The British Oak Insurance Co., Ltd	
:	
21
18,563.
10        12,155.11
22
11,255.29
5,772.24
4,041.16
1,489.69
3,115.3S
78.08
1,050.93
28.00
2,502.31
301.78
.     1,365.01
572.13
23
24
*
155.87
82.21
1,502.26
497.38
Nil
22.50
273.24
66.49
25
L.S.                3.75
I.T.              28.17
For.           184.65
Nil
Nil
38.38
26
8,249.15
3,154.12
820.84
67.53
3,059.86
2,570.23
, 965.00
241.77
20,264.01
32,265.39
Nil
4,004.21
27
28. The Canadian Surety Co.    .
28
244.
!2           Nil
29
344.28
2,497.39
50.00
850.07
54.93
649.50
Nil
52.52
24.57
266.56
Nil
01.70
30
81.  The Casualty Co. of Canada	
796.47
87.50
300.74
Nil
2,480.40
282.53
1,596.33
7.20
31
1,537.54                    .61
Nil                   Nil
32
33. The China Fire Insurance Co., Ltd.            	
33
34
35
760.72
425.49
206.70
173.41
98.71
Nil
10.69
Nil
I.T.               68.60
Nil
36
37
46,319.00
27,935.60
47,696.05
21,634.53
569.03
37.80
10.12
Nil
1,326.73
218.31
38
Nil
Nil
J Tor.                4.40
1 I.T.         1,129.78
Nil          I
22.39 J
39
40
33,780.39
14,265.42
21,174.25
5,369.11
3,022.14
27.40
2,745.02
76.95
2,399.77
Nil
1,089.00
822.04
582.85
649.51
J B. & M.      175.92
I I.T.            144.70
Nil         \
Nil          i
41
42. The Eagle Star & British Dominions Ins. Co., Ltd.
2,089.
10        18,917.86
42
43
44. Employers Liability Assurance Corporation, Ltd...
45. The Fidelity & Casualty Co  of New York, N.Y.
5,959.43
673.68
2,326.86
1,014.22
9,672.82
1,192.12
5,276.25
55.45
2,148.87
1,645.22
188.73
199.96
r B. & M.      307.71
I For.             28.95
Nil          \
Nil          i
44
45
265.31
15.00
186.52
Nil
857.12
699.85
2,795.01
1,203.64
3,411.42
28.33
223.09
Nil
46
S Ex.               25.00
I I.T.         1,410.78
I.T.         2,256.69
I.T.               65.72
Nil          I
11.56 ;
19.17
11,765.58
47
48
86,762.
Nil
511       33,898.79
J          Nil
49
50
I.T.            624.81
947.25
51
52. The Franklin Fire Ins. Co. of Philadelphia, Pa.
Nil
Nil
52
I       *515.09
1   11,806.70
713.01
158.00
1,831.95
3,334.81
267.00
Nil
1
j      7,542.47
245.00
83.50
2,595.37
68.57
Nil
12,003.42
355.03
6.00
3,970.48
Nil
Nil
3,891.73
486.80
182.50
3,153.52
80.25
Nil
2,411.27
Nil
951.64
255.54
38.74
295.21
457.92
158.55
39.20
60.00
B. & M.   1,139.88
103.62
53
54. General Accident Fire & Life Assur. Corpn., Ltd...
55. General Casualty Insurance Co., Paris, France
54
56
S I.T.              53.20
( Prop.              1.91
] I.T.            923.12
t Earth.    7,675.00
44.25 I
Nil          i
128.96 I
Nil          I
64,053.
58        55,702.59
58
6,275.20
3,642.84
3,917.21
1,502.98
841.19
25.00
914.15
404.85
685.55
Nil
Nil
14.17
59
1,368.1
4              411.06
I.T.                 5.00
246.50
60
13,122.14
86.69
17.50
Nil
61
451.14
34.61
372.53
16.80
627.20
Nil
1,816.02
70.50
78.14
6.80
I.T.               34.00
Nil
62
63
243.22
Nil
90.00
25.00
6,732.17
905.00
531.09
96.35
695.36
Nil
1,493.30
528.37
64
f I.T.         4,108.67
J Prop.             5.90
[Weather   226.64
63.80 "1
Nil          \
Nil         J
65
♦20,114.52
5,381.71
66
246,351.
)0      169,598.27
J I.T.               62.94
\ Weather     84.24
Nil          \
Nil          J
67
68
9,664.62
324.93
1.410.12
17.66
4,130.63
136.97
1,620.31
Nil
110.25
Nil
571.89
Nil
896.76
368.11
Nil
Nil
258.70
Nil
69
3,005.
72,915.
Nil
10              959.32
56        23,932.17
Nil
f Tor.               7.05
J Spr. L.      144.97
(.U. &0.   1,401.08
Nil         1
Nil          [•
Nil         J
72
73
1,585.73
8,093.38
814.40
3,696.61
602.72
5,684.34
189.66
1,794.68
299.48
2,317.66
63.00
Nil
509.05
1,079.83
43.75
621.20
548.85
855.66
Nil
Nil
256.58
729.28
Nil
83.43
74
75
76
6,621.26
1,933.30
3,703.43
1,211.59
3,350.64
1,148.07
.   2,984.61
1,355.05
2,821.50
93.75
1,507.84
488.99
77
1,687..
2,941.1
>0          3,555.34
)2       .       51.08
78
♦8,102.10
40.19
518.72
Nil
55.00
Nil
224.30
75.50
Nil
Nil
112.50
Nil
59.86
63.73
Nil
15.37
79
80. The London & Scottish Assur. Corporation, Ltd,
80
8,849.1
52          2,303.63
81
S    *4,155.61
\     5,760.72
1,537.31
4,278.59
I
J      2,814.36
808.85
11,130.67
3,279.55
712.88
Nil
1,944.25
5.00
201.93
Nil
I.T.              62.25
Nil
82
83
♦25,778.49
16,339.39
85
Nil
7,555.1
Nil
3          3,063.50
I.T.         1,964.45
Nil
86
87
2,008.58
♦48,463.18
296.18
19,352.11
872.20
541.65
1,210.91
Nil
3,580.71
379.68
3,184.29
541.55
573.25
43.58
j Spr. L.   2,186.88
\ B. & M.      411.42
265.58 I
Nil          i
88
89
j    ♦6,022.13
I     2,854.63
3,947.00
684.00
r      1,327.02
1,536.00
	
92
740.00
295.00
38.75
Nil
128.99
2,591.63
Nil
1,027.05
Nil    i
Nil
93
94
Nil    '
Nil
95
620.66
276.54
96
503.64
Nil
6,055.99
67.93
f Fraud    1,041.95
J For.        1,977.20
] Cr.             107.95
I.M.P.           137.92
886.97 ]
709.67 L
79.20 r
43.00 J
97
98
Nil
1      mi
99
100
Nil
Nil
266.!
59,767.,
3,108.(
1          Nil
|          Nil
2                  4.07
8        24,036.44
.2          4,337.84
101
102
103
1'04. North British & Mercantile Insurance Co., Ltd	
642.15
1,217.94
234.35
223.19
363.67
750.76
138.32
939.34
609.38
3,734.35
Nil
1,637.90
1,712.73
2,570.00
188.75
1,191.33
791.57
3,418.48
Nil
Nil
236.05
567.34
Nil
314.53
I.T.            100.25
13.00
104
105
106
5,740.09
4.88
2,054.84
mi
2,741.64
1,713.04
2,863.18
959.65
887.07
295.22
621.58
75.25
1,270.35
471.25
I.T.            341.07
18.95
108
1
109
110. The Ocean Accident & Guarantee Corpn., Ltd. 	
10,394.00
5,250.33
2,220.70
635.95
1,641.64
40.00
1,832.49
631.76
798.50
Nil
2,148.42
1,120.54
B. &M.  4,395.71
Nil
1,025.
5]               44.92
111
112
113
*
Nil
119.43
Spr. L.         31.13
Nil
250.00
♦36,049.10
Nil
19,406.22
115
116
40.25
Nil
118
 t
119
53,267.4
6,379.1
2j       40,524.23
9          3,089.08
I.T.            197.32
Nil
121
122. Railway Passengers Assurance Co	
5,877.85
1,036.09
3,053.28
1,270.75
2,942.10
121.40
1,457.52
149.15
1,535.98
Nil
2,154.53
743.01
I.T.              96.80
12.25
4,151.1
3          7,879.05
123
124
♦897.47
22,733.99
100.00
2,349.16
226.91
3,065.40
Nil
694.25
213.19
33,989.26
Nil
3,012.70
151.66
9,639.35
Nil
25.00
125
22,867.92
4,225.12
508.62
3,190.63
165.79
2,275.18
761.]
9                45.27
126
127
8,293.j
81.
0          6,033.29
6          3,818.05
I.T.       10,907.67
I.T.               13.38
1,928.62
Nil
128
1,010.08
111.93
850.94
764.18
600.77
207.00
21.12
Nil
129
130
20,778i
7          5,874.25
..|	
I.T.            274.42
.28
131
707.31
159.80
259.43
47.62
21.73
2.00
143.27
Nil
25.00
Nil
527.32
87.36
132
7,899.f.
Nil
5          3,084.59
Nil
133
134. Toronto Casualty, Fire & Marine Insurance Co	
223.21
Nil
28.99
23.08
3.867.68
15.00
360.55
Nil
301.60
Nil
1,294.87
3.40
553.27
83.02
Nil
243.10
B. Res.        84.85
324.50
134
135
6,918.84
1,975.51
B. &M.  1,839.53
57.42
38,300.89
1,519.56
8,674.22
32,602.30
812.91
11,783.05
32,723.09
213.14
10,063.90
39,493.61
44.41
4,985.84
1,663.82
46.08
1,478.27
328.41
15,443.35
208.10
137
563.06
27.25
113.68
Nil
138
24,505.1
12,635.!
7        12,931.24
2          7,226.47
139
1
140
141
566.55
210.00
420.83
191.92
2,891.29
159.62
3,727.94
7,041.25
18,800.05
908.25
624.36
117.07
For.           426.32
I.T.         8,232.27
Nil
2,277.16
142
7,413.1
39,686.3
2       mi
7        34,849.74
143
144
145
2,502.1
23,132.:
8              343.06
6        11,446.89
Tor.                2.54
I.T.         5,048.95
Nil
38.33
146
6,977.34
♦22,758.96
8,154.00
12,937.54
434.60
1,223.88
1,399.20
37.25
1,653.23
1,391.63
1,832.25
1,052.28
1,022.27
186.57
147
148
Prop.         180.00
Nil
149
168.75
11.67
62.40
Nil
425.85
599.70
1,'073.15
1,055.83
403.34
Nil
120.75
3.75
14,847.!
51,557..
4 16,651.91
5 32,340.09
150
151
J    ♦9,696.82
I     2,375.20
650.58
1,318.20
686.05
mi
f	
1,416.80
1,381.68
Nil
56.96
2,124.59
254.27
15.00
751.38
1,838.43
Nil
423.77
35.18
476.03
Nil
L.S.            204.17
Nil
152
153. Zurich General Accident & Liability Ins. Co., Ltd.
108.10
Nil
153
$455,608.60
$227,115.76
$188,149.47
$99,956.37
$99,949.13
$33,847.51
$99,379.21|
1
$27,556.54
$138,801.20
$9,649.82
$58,991.97
$24,087.04
$897,288.1
0|   $549,157.75
J	
$80,052.37
$21,766.09
$2,018,219.95
$991,350.12
$286,283.17
* Accident and Sickness.

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