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NINETEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1930… British Columbia. Legislative Assembly 1931

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Full Text

 NINETEENTH ANNUAL REPORT
OP   THE
SUPERINTENDENT OF INSURANCE
FOR  THE
PROVINCE OF BRITISH COLUMBIA
1930
(BUSINESS TRANSACTED IN 1929)
PRINTED  BY
AUTHORITY OF THE LEGISLATIVE ASSEMBLY.
VICTORIA,  B.C. :
Printed by Chablks F. Banfibld, Printer to the King's Most Excellent Majesty.
1930.  To His Honour Robert Randolph Bruce,
Lieutenant-Governor of the Province of British Columbia.
May it please Your Honour :
The undersigned has the honour to present the Nineteenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1929.
R. H. POOLEY,
A11 orney-Genera I.
Victoria, B.C., July 2nd, 1930. TABLE OF CONTENTS.
Pagb.
Report of the Superintendent of Insurance ^     5
Annual Statements of Provincial Licensees—
British Columbia Plate Glass Insurance Co     9
Empire Life Insurance Co  10
Grand Council of Canadian Order of Chosen Friends  11
Home Assurance Company of Canada  13
Home Fire & Marine Insurance Co  14
Mutual Fire Insurance Co. of British Columbia  15
Mutual Relief Life Insurance Co.  16
Northwest Casualty Co  17
Occidental Indemnity Co " 19
Ohio Farmers Insurance Co  20
Ontario Equitable Life & Accident Insurance Co  21
Philadelphia Fire & Marine Insurance Co  23
Royal Plate Glass & General Insurance Co. of Canada  24
Sons of Scotland  25
Toronto Casualty Fire & Marine Insurance Co  27
United Pacific Casualty Insurance Co  28
Western Empire Life Assurance Co  29
List as at December 31st, 1929, of—
Insurers licensed  31
Underwriters' Agencies licensed  41
Reciprocal Exchanges granted Permits  41
List of Licences and Permits issued since December 31st, 1929 41^12
TABLES.
Life Insurance—
I. Business of 1929 and Investments in the Province  43
II. Summary, 1925-29  45
Fire Insurance—
III. Business of 1929 :  45
IV. Summary, 1925-29  48
Automobile Insurance—
V. Business of 1929  49
VI. Summary, 1925-29  51
Other Classes of Insurance—
VII. Business of 1929  52
VIII. Summary, 1925-29  58
IX. Investments in the Province of Insurers other than Life  58
Amendments to " Insurance Act "  59 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C., July 2nd, 1930.
The Honourable R. H. Pooley,
Attorney-General, Victoria, B.C.
Sir,—I beg to submit, pursuant to the " Insurance Act," the Nineteenth Annual Report of
the Department of Insurance, covering the year ended December 31st, 1929.
At the end of the year there were 273 insurers licensed to transact business, twenty-one new
companies having been licensed, as follows:—
The Century Indemnity Company, Hartford, Conn.
Columbia Life Assurance Company, Vancouver, B.C.
Hanover Fire Insurance Company, New York, N.Y.
Home Fire and Marine Insurance Company, San Francisco, Calif.
Indemnity Mutual Marine Assurance Company, Limited, London, England.
Legal and General Assurance Society, Limited, London, England.
Lumbermen's Insurance Company, Philadelphia, Pa.
Maryland Insurance Company, Wilmington, Delaware.
The Merchants and Employers Guarantee and Accident Company, Montreal, Que.
Merchants and Manufacturers Fire Insurance Company, Newark, N.J.
Mutual Relief Life Insurance Company, Kingston, Ont.
National Union Indemnity Company, Pittsburgh, Pa.
Northwest Casualty Company, Seattle, Wash.
Occidental Indemnity Company, San Francisco, Calif.
Pacific Fire Insurance Company, New York, N.Y.
Pearl Assurance Company, Limited, London, England.
Philadelphia Fire & Marine Insurance Company, Philadelphia, Pa.
Sussex Fire Insurance Company, Newark, N.J.
Thames and Mersey Marine Insurance Company, Limited, Liverpool, England.
United Pacific Casualty Insurance Company, Seattle, Wash.
Westchester Fire Insurance Company, New York, N.Y.
Dominion licences were issued in 1929 to the Supreme Lodge of the Sons of Norway and to
the AVawanesa Mutual Insurance Company, whose business has this year been acquired by a
new Dominion Company of the same name now licensed in the Province, and since the beginning
of this year Dominion licences have also been issued to the Northwest Casaulty Company and the
Philadelphia Fire and Marine Insurance Company.
Four companies have changed their names, as follows: The Anglo Scottish General Commercial Insurance Company, Limited, to Anglo Scottish Insurance Company, Limited; the
Autocar Fire & Accident Insurance Company, Limited, to Guildhall Insurance Company, Limited;
Dominion of Canada Guarantee & Accident Insurance Company to the Dominion of Canada
General Insurance Company; and the Royal Plate Glass Insurance Company, a British Columbia
company, to Royal Plate Glass and General Insurance Company of Canada.
The Toronto Casualty Fire & Marine Insurance Company has since the beginning of the year
changed its name to Toronto General Insurance Company.
The Odd Fellows Relief Association of Canada ceased business as a fraternal society, and
its business was acquired by the Mutual Relief Life Insurance Company, a new company
incorporated in Ontario.
The Canton Insurance Office, Limited, writing marine insurance only, withdrew from the
Province.
The Citizens Insurance Company of Missouri ceased business and was taken over by the
Citizens Insurance Company of New Jersey, which has been licensed this year. M 6
BRITISH COLUMBIA.
The Federated British Insurance Company, Limited, also withdrew from British Columbia,
and its business was reinsured by the Motor Union Insurance Company, Limited.
The Westchester Fire Insurance Company ceased business and was acquired by a company
of the same name.
The Western Casualty Company was acquired by the Mountain States Life Insurance
Company, and its British Columbia business was reinsured by the Dominion of Canada General
Insurance Company.
A complete list of the various insurers licensed as at December 31st, 1929, will be found on
page 31. The following summary indicates the origin of the companies and how many hold
a licence under the Dominion " Insurance Act " in addition to a Provincial licence:—
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
'59
12
63
2
1
6
3
1
2
102
3
S
5
6
3
59
20
Great Britain	
6S
2
1
6
3
1
2
10S
Totals	
251
22
273
The list on analysis shows that 41 companies are licensed for life insurance, 195 for fire
insurance, 142 for automobile insurance, and 62 for marine insurance. These figures only cover
the major classes of insurance and it will be understood that the same company may be licensed
(for example) for fire, automobile, and marine insurance. AVith regard to the large number of
new companies licensed, Best's Insurance News points out that the increase in net premium
writings of all fire insurance companies has not kept pace with the increase in their resources
or with the increase in insurable values. Over 150 new companies were licensed in the United
States froni 1925 to 1929 and the new capital raised largely accounts for the increase in resources
referred to. At the same time, " improvement in building construction and fire-fighting facilities
has caused a steady reduction in the average rate charged for fire insurance." These observations are applicable to some extent to Canada and show the trend to-day in fire insurance and
its financial structure.
The annual statements of the Provincial licensees are set forth at length on pages 9 to 29.
Three fraternal societies are licensed in this Province, the names of which have been
included in the list of insurers on page 31.
A list of underwriters' agencies, eleven in number, licensed in this Province will be found
on page 41. The Atlantic Underwriters of the Toronto Casualty Fire & Marine Insurance
Company was licensed during the year, but ceased business at the end of February, 1930. The
following underwriters' agencies ceased business during the year:—
Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation
of New York; Canadian.Underwriters Agency, representing the Baloise Fire Insurance Company ; Delaware Underwriters, representing the Westchester Fire Insurance Company; and
Minnesota Underwriters Agency, representing the St. Paul Fire & Marine Insurance Company.
Canadian Motor Underwriters, representing the Central Manufacturers Mutual Insurance
Company and the Lumbermen's Mutual Casualty Company, has been licensed since the beginning
of the year.
Fifteen reciprocal exchanges have been granted permits under section 174 and a list of them
will be found on page 41.
The Lumber Underwriters of Fordyce, Arkansas, was licensed during the year. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 7
The following table gives particulars of licences issued to insurance agents and adjusters,
and for the purposes of comparison the corresponding figures for the year 1928 are shown in
the first column :—
1928.
Licenses issued during 1929.
Suspended.
Cancelled or
revoked.
1,407
1,674
25
"3,106
Life agents   1,419 "|
Other than life agents  1,731
Adjusters         26
3,176
Nil
Nil
A statement of fire insurance premiums written and earned and losses incurred and paid
for 1929, with a summary for the past five years, will be found on pages 45 and 48.
Tables showing the business transacted in life, automobile, and miscellaneous classes of
insurance during the 3Tear will be found on pages 43, 49, and 52, and summaries for the past five
years on pages 45, 51, and 58 respectively.
Life insurance exhibit's a steady growth. The increase in fire insurance premiums is
comparatively small and is offset by a serious increase in losses. The automobile premiums
increased substantially, and as the losses were only moderately larger the loss ratio is improved.
The volume of miscellaneous insurance also increased, particularly marine insurance.
The annual conference of the Superintendents of Insurance for all the Provinces from
British Columbia to Quebec was held at 'Toronto last September. It was featured by the
presence there of the National Convention of Insurance Commissioners of the United States.
The Commissioners attended our proceedings and after their conclusion held their sixtieth annual
session, the first occasion on which it has taken place outside the United States. As their convention is the prototype of our Association and uniformity of law and regulation in the business
of insurance is the principal object of both organizations, the joint proceedings were very interesting indeed. Insurance to-day is in its broadest aspects of an international nature, and its
inherent tendency is to be of a uniform pattern everywhere. Local and special conditions, however, create divergencies, and our common aim is to prevent unnecessary diversity and secure
the utmost uniformity, since that is in the best interests of not only the insurance companies,
but the public. Close relations with the American institution are of great value to us, as the
problems with which they deal are or are likely to be also our problems. We, however, enjoy
the advantage of having to secure uniformity in a small number of Provinces instead of forty-
eight States. The presence at our conference of representatives of the insurance business and
their participation in the discussions was a feature which attracted the attention of the American
Commissioners. The view of our Association is and always has been that any one who is concerned with any subject on our programme is welcome, and any success we have achieved is
largely due to the admirable way in which the managers and officials of the insurance companies
and their legal counsel attend our gatherings and frankly express their opinions.
Mention should be made here of the cases now before the Courts of Quebec and Ontario,
the object of which is to secure further decisions as to the respective jurisdictions of the
Dominion and the Provinces over the subject-matter of insurance. It is anticipated that both
cases will be taken to the Privy Council. The questions referred to the Courts in Quebec and
on which declarations are asked from the Court in Ontario practically cover the whole ground
of doubt and dispute, and it will certainly be of great advantage to all parties if the issues can
be clearly settled.
I may also say a word regarding the Royal Commission on automobile insurance premium
rates which was appointed in Ontario in February, 1929, following an increase in premium rates
for automobile insurance. The Hon. Mr. Justice Hodgins, the Commissioner, has conducted an
exhaustive inquiry which extended to the whole subject of compulsory insurance and what are
known as " safety responsibility laws." The Ontario Government has recently published an
interim report of his findings and recommendations. Its Legislature adopted the suggestions
and has passed an advanced measure of the " safety responsibility " type and other legislation.
Manitoba has also just enacted some legislation of this kind. The Commissioner has not yet
reached any final conclusions on the reasonableness or otherwise of the rates charged for
automobile insurance.
The amendments to the " Insurance Act " passed this year are printed at length on page 59. " REAL-ESTATE AGENTS' LICENSING ACT."
The new Act of this title passed at the recent session of the Legislature comes into force on
July 1st, and is an advance in various respects on the existing legislation. The Act is broader
in scope and contains a definition of " wrongful and dishonest dealing," for which licences can
be suspended or revoked. New applicants for licences may be refused if shown to be unsuitable
persons. The security by way of a bond is increased in the case of cities of over 10,000 population and will now be required also in smaller amounts from agents in other parts of the Province.
A new form of appeal from decisions of the Superintendent is provided, and an advisory board
on which the aggrieved party has a right to be represented is substituted for the Court.
The following table gives particulars of licences issued to real-estate agents and salesmen,
and for the purpose of comparison the corresponding figures for the period ended June 30th, 1929,
are shown in the first column:—
1928-29.
1929-30.
1,166
Licences issued	
1,142
17
28
1,194
1,159
I have the honour to be,
Sir,
Your obedient servant,
H. G. GARRETT,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 9
APPENDIX.
Annual Statement of Provincial Licensees for the Year ended
December 31st, 1929.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—-Vancouver, B.C.
Directors.
Walter E. Graveley. W. J. Albutt.
F. M. Chaldecott. F. A. Syder.
H. W. Chamberlain.
Alfred Farmer, Secretary.
Statement for the Year ended December 31st, 1929.
Assets.
Bonds and stocks  (book value)    $61,567.27
Cash in banks   2,397.92
Interest accrued   90.85
Agents' balances and premiums uncollected  (net)  :  9,538 29
Agents' commission paid in advance   10,147.56
$83,741.89
Deduct assets not admitted:  Agents' balances on premiums written prior to October
1st,  1929          4,550.20
$79,191.69
Liabilities.
Reserve (net, carried out at 80 per cent, thereof)      $20,295.12
Capital stock—
Authorized     $25,000.00
Subscribed and paid up        9,600.00
Rest Account  ,      40,000.00
Surplus        9,296.57
$79,191.69
Profit and Los.s Account. —
Premiums earned  (net)       $21,806.57
Claims incurred (net)   $13,345.31
Commissions       8,720.85
Taxes         615.91
Salaries, fees, and travelling expenses        1,100.00
 24,019.22
Underwriting loss       $2,212.65
Other revenue—
Interest        $3,043.73
Profit on bonds sold          829.49
        3,873.22
Net profit       $1,660.57 M 10
BRITISH COLUMBIA.
List of Shareholders.
Name.
Residence.
Amount,
subscribed.
Amount
paid.
Albutt, W. J	
Albutt, Mrs. E. A....
Akroyd, H. C	
Barnsley, Rev. Geo.
Beasley, A. F	
Bell-Irving, H	
Blythe, Miss P. I....
Chaldecott, F. M	
Chamberlain, H. W.
Charleson, Edith H
Creery, A. McC	
Graveley, W. E	
Hope, C. E	
Martin, Robert	
Rogers, Jonathan....
Syder, F. G	
Vancouver.
Yorkshire, England	
Victoria 	
Vancouver	
Metchosin, Vancouver Island-
Vancouver	
$2,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
'500.00
500.00
100.00
100.00
'500.00
200.00
100.00'
200.00
500.00
$9,600.00
$2,300.00
3,000.00
100.00
100.00
700.00
500.00
200.00
500.00
500.00
100.00
100.00
500.00
200.00
100.00
200.00
500.00
"$9i600.00
THE EMPIRE LIFE INSURANCE COMPANY.
Head Office—Toronto, Ont.
Directors.
G. M. Bell. J. M. Vaughan.
John Hallam.            . A. H. Vanderburgh.
F. H. Kirkpatrick. T. H. Wilson.
M. P. Langstaff. J. P. Whelan.
B. R. McKenzie.
J. Ross Paterson, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Real estate (book value)   $3,600.00
Mortgages on real estate  604,770.00
Loans and advances to policyholders  _  61,242.77
Bonds  (book value)    443,150.72
Stocks (book value)    376,455.13
Cash on hand and in banks  37,710.32
Advances to agents   7,335.30
Non-ledger—
Interest due and accrued  17,594.76
Premiums due and uncollected   121,801.38
Deficit    46,287.26
$1,719,947.64
Liabilities.
Reserve for assurance contracts  ,  $1,077,420.00
Provision for unreported death losses and disability claims   1,000.00
Amounts left with Company  2,120.00
Premiums paid in advance   1,253.94
Taxes due and accrued .'  7,931.10
Commission to agents due and accrued   3,546.54
Borrowed money   110,000.00
Other liabilities   6,132.60
Reserve   39,323.46 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 11
Capital—■
Authorized     $5,000,000.00
Subscribed        3,557,300.00
Paid-up       $471,220.00
$1,719,947.64
Income.
Premium income   $514,723.17
Interest and dividends  71,375.75
Rents   497.00
$586,595.92
Disbursements.
Disbursements under assurance contract's        $86,034.84
Amounts left with Company   2,000.00
Dividends to shareholders   4,000.00
Taxes, licences, and fees   7,553.30
Head Office expenses: Salaries, $46,970.54; directors' fees, $1,370.10; auditors'
fees,  $1,200;   travelling  expenses,  $663.88;   rents,  $3,502.69;   miscellaneous,
$13,291.95           66,999.16
Branch office and agency expenses: Assurance commissions, first year, $89,369.21;
renewal,   $16,566.80;    advanced   to   agents,   $8,544.58;    salaries,   $50,442.53;
travelling expenses, $25,159.78;   rents, $2,972.50 ;   miscellaneous, $2,270.38         195,325.78
All other expenses: Advertising, $1,327.69; office furniture, $776.71; books and
periodicals, $838.56; postage, $2,316.50; express, telegrams, and telephones,
$1,924.77; printing and stationery, $3,574.62; legal fees, $1,424.93; medical
fees, $6,358; Commonwealth merger and capital stock sales expenses, $54,397.27        72,939.05
Loss on sale or maturity of bonds  5,412.17
Balance         146,331.62
$586,595.92
Returns for British Columbia.
(See page 43.)
GRAND COUNCIL OF CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ont.
Governing Executive Authority.
Jno. L. Archer. Eccles J. Gott.
Albert Chevalier. Sheriff Alex. Morris.
Wm. Benson. Frank Howard.
John L. Davidson. C. H. Fitch.
C. H. Fitch, Secretary.
Prof. M. A. MacKenzie, Actuary.
Statement for the Year ended December 31st, 1929.
_   . Assets.
Ledger—
Bonds and debentures (book value)  $2,054,309.74
Loans and liens on policies   3,286.00
Eeal estate (book value)          32,000.00
Cash in bank          66,386.39 M 12 BRITISH COLUMBIA.
Non-ledger—
Interest and rents due and accrued   $45,709.21
Premiums, dues, etc  41,862.66
Other assets   5,464.87
Balance    ;  11,811.14
$2,260,830.01
Liabilities.
Reserves for assurance contracts  $1,774,000.00
Death claims, Mortuary Fund   8,290.00
Claims, Sickness Fund       488,060.00
Premiums paid in advance   50.78
Other liabilities    429.23
$2,260,830.01
Income.
Mortuary Fund   $503,580.27
Sickness  Fund    32,745.66
Guarantee Fund   46S.76
Child Insurance Fund   3,150.85
Expense clues from members   16,729.15
Other  sources  --  2,000.46
$558,675.15
Disbursements.
Mortuary   Fund        $279,071.42
Sickness  Fund           23,152.97
Child Insurance Fund   7.38
General Expense Fund—
Head Office expenses: Salaries, $5,796.64; directors' fees, $1,450.95; auditors'
fees,   $600;    travelling   expenses,   $704.76;    rents,   $2,100;    printing   and
supplies, $935.69;  miscellaneous,  $10,290.34           21,878.38
Agency  and  organization  expenses:   Commissions,  $13,174;   salaries,   $2,400;
travelling expenses, $1,690.46; miscellaneous, $301.11          15,565.57
All other expenses: Advertising, $544.05; books, periodicals, express, telegrams, and telephones, $422.66; legal fees, $121.10; taxes and licences,
$130;   agency   printing   and   stationery,   $1,612.67;   official   publications,
$21,129.53; miscellaneous, $10,402.11          15,362.12
Balance        203,637.31
$558,675.15
Returns for British Columbia.
Income—
Per capita tax, certificate fees, supplies, etc  $769.44
Premiums for mortuary benefits   11,680.60
Premiums for sick benefits   771.55
Premiums for Guarantee Fund   10.30
Child Insurance Fund   230.80
$13,462.69 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 13
Disbursements—
Cash values  $1,297.40
Claims paid for mortuary benefits   3,500.00
Claims paid for sick benefits   321.15
Field-work   '.  535.43
$5,653.98
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
F. A. Ogilvie. H. Wingfield.
A. Corrie. J. G. Norstrant.
Dr. W. D. Dixson. E. Roberts.
G. R. Etherington. S. S. Nelson.
G. Fisher.
G. A. Wilson, Secretary.
Statement for the Year ended December 31st, 1929.
Assets.
Mortgage loans on real estate   $3,803.03
Bonds, debentures, etc.  (book value)  101,809.20
Cash on hand and in banks   13,007.44
Interest accrued   1,287.23
Agents' balances and premiums uncollected (net commission deducted)  4,890.63
Other assets (less furniture and fixtures, $2,544.19, not admitted)   363.00
Balance     2,544.19
$127,704.72
Liabilities.
Provision for unpaid claims      $5,266.00
Reserve (carried out at 80 per cent, thereof)       28,926.30
Taxes due and accrued         1,863.01
Surplus         31,017.41
Capital—
Authorized and subscribed   $500,000.00
Paid up        60,632.00
$127,704.72
Profit and Loss Account. ________
Premiums earned      $98,901.09
Claims incurred  $39,027.54
Commissions      32,703.97
Taxes         2,527.05
Salaries, fees, and travelling expenses      16,256.54
Other expenses        8,914.16
•       99,429.26
Underwriting loss          $528.17
Interest     $5,032.34
Less bad debts written off and depreciation          388.58
4,643.76
Net profit for the year      $4,115.59
Returns for British Columbia.
(See pages 49 and 52.) HOME FIRE AND MARINE INSURANCE COMPANY.
Head Office—San Francisco, Calif.
Directors.
AVallace M. Alexander. M. Fleishhacker.
Edward T. Cairns. J. B. Levison.
George I. Cochran. W. H. Orrick.
AVm. J. Dutton. Charles R. Page.
Edward L. Eyre.
H. P. Blanchard, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger- Assets-
Mortgages on real estate  $318,800.00
Bonds  (book value)    3,833,143.79
Stocks  (book value)  1,082,767.40
Cash and deposits with trust companies and banks  550,574.20
Agents' balances  586,883.49
Reinsurance recoverable on paid losses   10,699.98
Non-ledger—
Interest due and accrued   65,200.34
Market value of bonds and stocks over book value  159,158.81
$6,607,228.01
Deduct assets not admitted:  Agents' balances, representing business written prior
to October 1st, 1929         30,238.85
$6,576,989.16
Liabilities.
Unpaid claims   $327,645.35
Expenses of investigation and adjustment (estimated)   9,829.36
Unearned premiums   2,845,439.14
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  5,000.00
Reserve for taxes   124,323.32
Contingent commissions, etc  12,000.00
Special Reserve Fund   200,000.00
Guarantee Surplus Fund   200,000.00
Capital—Authorized and paid up   1,000,000.00
Surplus  1,852,751.99
1,576,989.10
Income.
Premiums  (net.)  $2,858,589.43
Interest        300,137.30
Profit on sale or maturity of bonds and stocks ;        20,555.86
Other income  13,623.41
$3,192,906.00
Disbursements.
Amount paid for losses (net)   $1,266,971.16
Loss adjustment expenses          42,770.27
Agents' compensation and allowances        638,102.12
Field supervisory expenses         137,362.55 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 15
Salaries and fees, directors, officers, and clerks   $228,059.80
Rents   33,723.72
Furniture and fixtures  104.98
Maps, inspections, surveys, underwriters' associations   90,394.73
Taxes, licences, and fees   172,727.96
Postage, telegraph, etc  11,407.20
Legal expenses  1,794.16
Advertising, subscriptions, printing, and stationery   31,194.57
Miscellaneous  3,717.49
Loss on sale or maturity of bonds   2,041.01
Dividends to stockholders   200,000.00
Balance   332,534.28
$3,192,906.00
Returns for British Columbia.
(See page 46.)
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—A'aneouver, B.C.
J. W. Berry. R. W. Hurford.
D. A. McKee. Thos. Laine.
Jas. Bailey. J. AV. Miller.
A. Blair, Jr. H. F. Page.
Henry Rose. AV. J. Park.
Hanford Lewis. C. E. Whitney-Griffiths.
W. H. Higginson.
Wm. Townsley, Secretary.
Statement for the Year ended December 31st, 1929.
Assets.
Real estate   $3,340.00
Mortgages    300.00
Bonds    21,124.32
Cash in bank   1,683.38
Office furniture   995.48
Premiums due and unpaid   1,492.73
Premium notes   176,456.10
Premiums, second and third instalments   52,954.85
Commissions deferred   12,392.77
Miscellaneous  200.00
$270,939.63
Liabilities.
Agents' commissions   $151.32
Reinsurance reserve   19,704.50
Balance    251,083.81
$270,939.63 M 16 BRITISH COLUMBIA.
Income.
Premiums     $19,852.39
Premium instalments   30,071.07
Interest     814.28
Proceeds of investments   2,000.00
Miscellaneous   1,153.23
Balance     1,566.13
$55,457.10
Disbursements.
Losses paid   $16,125.88
Commissions   10,675.41
Legal expenses   182.50
Loss adjustment   121.75
Interest    694.S0
Licence fee   22.00
Travelling expenses   415.77
Taxes and rent  1,667.00
Salaries, directors' and auditors' fees  8,783.00
Printing, stationery, and advertising  1,466.33
Postage, telephones, telegrams, and express   280.16
Returned premiums   147.68
Loans repaid   9,650.00
Investments     5,021.77
Miscellaneous   203.05
$55,457.10
MUTUAL RELIEF LIFE INSURANCE COMPANY.
Head Office—Kingston, Ont.
Directors.
Dr. J. C. Connell. W. Jackson.
A. J. Mieklejohn. Jas. Cowley.
A. McDonald. D. A. Shaw.
Hon. T. A. Kidd. Capt. J. Donnelly.
C. C. Folger.
J. N. Alexander, Secretary.
Statement for the Year ended December 31st, 1929.
x   , Assets.
Ledger—
Real estate (book value)   $51,848.50
Loans to policyholders   47,570.81
Bonds  (book value)    4,445,734.97
Stocks (book value)   32,500.00
Cash on hand and in banks  45,259.39
Non-ledger—
Interest and dividends due and accrued   78,243.47
Rents accrued  175.67
Premiums due and uncollected  18,698.41
Advances to agents   4,150.00
$4,724,181.22 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 17
Liabilities.
Reserve for assurance contracts   $4,331,987.00
Liability for payments due under contracts  34,420.00
Provision for unreported death losses and disability claims  10,000.00
Premiums paid in advance  :  20,204.96
Salaries, rents, office expenses, and fees   357.00
Reserves   327,212.26
$4,724,181.22
Income.
Premium income  ,  $546,271.93
Interest and dividends   219,934.10
Profit on sale or maturity of bonds (gross)   9,795.46
Other income  1,159.50
$777,160.99
Disbursements.
Disbursements under assurance contracts      $437,421.44
Taxes, licences, and fees   2,072.59
Head Office expenses:   Salaries, $28,989.48; directors' fees, $416;   auditors' fees,
$1,450;   travelling expenses, $1,010.32 ;   rents, $2,400          34,265.80
Branch office and agency expenses:   Assurance commissions, first year, $10,381.92;
renewal, $27,614.41;  salaries, $19,303.20;  travelling expenses, $8,666.15 ;  rents,
$1,075.20;   miscellaneous, $469.58          67,510.46
All other expenses :  Advertising, $429.11;  books and periodicals, $263.27;  express,
telegrams, and. telephones, $386.79;   legal fees, $370.75;   medical fees, $439;
office furniture, $2,342.09; postage, $2,980.63 ; printing and stationery, $5,271.03;
miscellaneous, $4,376.28          16,858.95
Loss on sale of bonds (gross)         5,356.54
Balance        213,675.21
$777,160.99
Returns for British Columbia.
(See page 43.)
NORTHWEST CASUALTY COMPANY.
Head Office—Seattle, Wash.
Directors.
J. H. Edwards. F. A. Ernst.
Corwin S. Shank. •        A. Y. Baker.
M. D. L. Rhodes.
L. D. Brill and T. C. Howay, Secretaries.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Real estate (book value)   $28,800.00
Mortgages on real estate   82,900.00
Bonds   (book value)     745,011.10
Stocks  (book value)  9,580.01
2 M 18 BRITISH COLUMBIA.
Cash on hand and in banks  $3,620.75
Agents' balances   44,484.13
Bills receivable   4,277.25
Non-ledger—■
Interest due and accrued   15,276.98
Market value of bonds, stocks, etc., over book value  2,897.52
Brokerage on reinsurance  2,720.26
$939,568.00
Deduct assets not admitted—
Agents' balances     $824.68
Bills receivable   4,277.25
        5,101.93
$934,466.07
Liabilities.
Unpaid claims (net)    $140,761.12
Reserve for unpaid losses   27,650.15
Expenses of investigation and adjustment (estimated)    5,466.28
Unearned premiums   409,569.38
Salaries, rents, expenses, etc  1,897.94
Reserve for taxes   13,665.84
Dividends declared and unpaid to policyholders  241.91
Reinsurance     5,592.04
Other liabilities   115.70
Capital—Authorized and paid up  200,000.00
Surplus  129,505.71
$934,466.07
Income.
Premiums   (net)  $820,502.86
Interest and rents      27,711.39
Profit on sale of bonds         1,582.84
Other sources   218.70
$850,015.79
Disbursements.
Claims paid  (net)   :  $155,319.94
Investigation and adjustment of claims  31,010.95
Taxes and licence fees  6,358.71
Administration expense, less reinsurance brokerage  150,265.50
Dividends to stockholders  24,000.00
Dividends to policyholders  63,459.17
Loss on sale or maturity of bonds  7,245.04
Other disbursements   1,624.14
Balance  410,732.34
$850,015.79
Returns for British Columbia.
(See pages 50 and 54.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 19
OCCIDENTAL INDEMNITY COMPANY.
Head Office—San Francisco, Calif.
Directors.
Frank B. Anderson. A. P. Giannini.
Edward T. Cairns. Charles R. Page.
Wm. J. Dutton. Henry Rosenfeld.
M. Fleishhacker. Franklin A. Zane.
Edward L. Eyre. F. W. Van Sicklen.
J. B. Levison.
H. P. Blanchard, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets,
Bonds  (book value)    $1,448,483.33
Deposits in trust companies        2-61,136.54
Premiums in course of collection (gross)        234,609.70
Non-ledger—Interest due and accrued          22,864.27
$1,967,093.84
Deduct assets not admitted—
Premiums in course of collection, effective prior to October 1st, 1929.... $7,248.67
Book value of bonds over market value  13,577.33
         20,826.00
$1,946,267.84
Liabilities.
Unpaid claims  $221,771.71
Expenses of investigation and adjustment (estimated)  1,540.00
Unearned premiums   563,939.66
Commissions on policies effective from October 1st, 1929  36,791.02
Salaries, rents, expenses, bills, accounts, fees due or accrued  1,000.00
Reserve for taxes  31,077.24
Capital—Authorized and paid up  500,000.00
Surplus   590,148.21
$1,946,267.84
Income.
Premiums (net)   $1,195,278.50
Interest            61,199.98
Surplus paid by stockholders       200,000.00
Other income  10.00
$1,456,488.48
Disbursements.
Amount paid for losses (net)   $410,030.83
Investigation and adjustment of claims  71,879.81
Commissions or brokerage, less amount received on return premiums and reinsurance   194,666.39
Head Office salaries, fees, etc  81,823.36
Branch office salaries, travelling expenses, employees, etc  48,891.55
Inspections, including accident-prevention   15,636.73
Rents  8,132.24
Taxes, licences, and fees   16,558.12
Legal expenses, advertising, printing, and stationery   19,767.96 M 20 BRITISH COLUMBIA.
Postage, telegraph, telephone, exchange, express, and insurance         $5,047.56
Furniture and fixtures, etc  8,615.84
Balance           575,438.09
$1,456,488.48
Returns for British Columbia. 	
(See page 50.)
OHIO FARMERS INSURANCE COMPANY.
Head Office—LeRoy, Ohio.
Directors.
F. H. Hawley. A. I. Vorys.
W. E. Haines. Price Russell.
N. R. Chalfant. W. F. Kyle.
E. A. Bowman. D. W. Crane.
Blake McDowell.
D. AV. Crane, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger- Assets-
Real estate  (book value)    $535,537.66
Mortgages on real estate   1,382,137.10
Loans secured by collateral   67,518.03
Bonds     983,466.01
Stocks  1,209,168.73
Cash and deposit with trust companies and banks  904,724.67
Agents' balances   638,002.67
Bills receivable   33,831.24
Other assets  77,531.65
Non-ledger—
Interest and rents due and accrued   71,182.16
Market value of bonds and stocks over book value  21,602.26
■^ .-,    , *        f   a   m a $5,924,702.18
Deduct assets not admitted—
Furniture, fixtures, and safes   $76,808.70
Agents' balances, representing business written prior to October 1st,
1929        8,301.86
Bills receivable, past due, taken for premiums     33,831.24
Accounts receivable   77.49
       119,019.29
$5,805,682.89
Liabilities. __=__=__=
Unpaid claims      $437,172.13
Expenses of investigation and adjustment (estimated)   -  1,500.00
Unearned premiums  .    3,676,038.74
Salaries, rents, fees, etc  4,517.63
Reserve for taxes         52,537.95
Contingent commission, etc         24,500.00
Emergency reserve  -       200,000.00
Surplus      1,409,416.44
$5,805,682.89 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 21
Income.
Premiums (net)    $3,578,919.87
Interest and rents   195,483.89
Profit on sale or maturity of bonds and stocks  110,160.40
Increase by adjustment in book value of stocks   100,000.00
Other income  3,097.42
$3,987,601.58
Disbursements.
Amount paid for losses (net)  $1,798,779.17
Loss adjustment expenses   125,073.37
Agents' compensation and allowances  :  912,343.05
Field supervisory expenses   149,588.62
Salaries and fees, directors, officers, and clerks   222,216.01
Rents   14,443.96
Maps, inspections, surveys, underwriters' associations   79,231.70
Taxes, licences, and fees   175,699.20
Postage, telegraph, etc  12,810.53
Legal expenses  5,439.95
Advertising, subscriptions, printing, and stationery  50,600.90
Loss on sale or maturity of bonds, etc  78,591.73
Miscellaneous     78,709.11
Balance   184,133.28
$3,987,661.58
Returns for British Columbia.
(See pages 47 and 50.)
THE  ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ont.
Directors.
H. G. Bertram. E. C. Mitchel.
Hon. F. C. Biggs. Chas. S. Morton, M.D.
A. AV. Biggs, K.C. AV. E. Payne, K.C.
Hon. M. Doherty. E. K. Reiner.
J. T. Haig, K.C, M.L.A. J. M. Riddell.
W. E. Long. A. E. Silverwood.
N. A. McLarty. Col. N. Spencer, M.L.A.
F. McLaughlin. H. L. Sutherland.
Harold MacPherson. J. M. Walton.
J. A. Martin.
M. J. Smith, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Real estate (book value)  ,  $156,490.65
Mortgages on real estate   3,468,580.09
Loans to policyholders   834,859.96
Bonds  (book value)    2,295,451.75
Stocks (book value)   78,570.00 Cash on hand and in banks  $34,878.58
Advances to agents   53,694.44
Other assets  633.40
Non-ledger—
Interest and dividends due and accrued  110,592.39
Premiums due and uncollected and deferred  315,482.70
$7,349,233.96
Liabilities.
Reserve for assurance contracts   $5,547,433.00
Liability for payments due under contracts  15,147.00
Provision for unreported death losses and disability claims   10,000.00
Amounts assured left with the Company   24,420.50
Premiums paid in advance   7,888.34
Taxes due and accrued  4,853.00
Borrowed money   611,500.00
Agents' balances   52,983.86
Other liabilities  12,718.85
Undivided surplus   354,482.56
Reserves  65,389.56
Capital—
Authorized     $8,000,000.00
Subscribed      6,741,100.00
Paid up  642,417.29
$7,349,233.96
Income.
Premium income   $1,256,697.77
Interest and dividends         349,941.51
Rents   9,451.05
Profit on sale of stocks (gross)          30,002.59
$1,646,092.92
Disbursements.
Disbursements under assurance contracts     $496,763.05
Interest or dividends to shareholders  ,         31,782.57
Taxes, licences, and fees         25,638.35
Head Office expenses :   Salaries, $75,336.75;   directors' fees, $4,232;   auditors' fees,
$1,925;   travelling expenses, $7,881.45;   rents, $7,500;   miscellaneous, $2,296.51        99,171.71
Branch office and agency expenses : Assurance commissions, first year, $132,365.87;
renewal, $57,496.05 ; salaries, $77,052.26; travelling expenses, $2,839.74; rents,
$21,196.36;   miscellaneous, $2,876.45        293,826.73
All other expenses : Advertising, $25,833 ; office furniture and supplies, $8,515.99 ;
books and periodicals, $997.38; postage, $6,830.65; express, telegrams, and
telephones,  $5,301.73;   printing  and  stationery,  $11,410.76;   commissions on
loans, $2,349 ;  medical fees, $12,838.91;  miscellaneous, $64,408.60       138,486.02
Loss on sale or maturity of bonds, $13.42, and real estate, $8,263.15 (gross)   8,276.57
Balance          552,147.92
$1,646,092.92
Returns for British Columbia.
(See page 43.) REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 23
PHILADELPHIA FIRE AND MARINE INSURANCE COMPANY.
Head Office—Philadelphia, Pa.
Directors.
Edward Hopkinson. John O. Piatt.
C. Hartman Kuhn. Arthur Sewall.
Edward S. Buckley, Jr. Joseph Wayne, Jr.
William P. Gest. Samuel M. Curwen.
John S. Jenks. Samuel D. Warriner.
Jay Cooke. Clarence M. Brown.
Charles S. W. Packard. Charles F. Frizzell.
Benjamin Rush. Henry O. Brengle.
William S. Godfrey. James D. AVinsor, Jr.
Effingham B. Morris. John Gribbell.
John J. Connor, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Bonds  (book value)  $2,353,346.71
Stocks (book value)  '.     1,270,492.90
Cash in trust companies and banks       571,110.67
Agents' balances        718,854.72
Reinsurance recoverable on paid losses   6,284.64
Litigation deposit account  6,302.74
Non-ledger—
Interest due and accrued  $32,163.36
Market value of bonds over book value   129,961.39
       162,124.75
$5,088,517.13
Deduct assets not admitted:  Agents' balances, representing businesss written prior
to October 1st, 1929          45,330.30
$5,043,186.83
=__—______r
Liabilities.
Unpaid claims   $407,347.00
Expenses of investigation and adjustment (estimated)   8,147.00
Unearned premiums   1,660,028.24
Amount reclaimable under certain policies   26,992.93
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  3,578.00
Reserve for taxes   100,000.00
Contingent commissions, etc., due or accrued  15,119.00
Capital—Authorized and paid up  1,000,000.00
Surplus over all liabilities   1,792,000.56
$5,043,186.83
Income.
Premiums (net)    $1,850,305.46
Deposit premiums written on perpetual risks (gross)   5,140.90
Interest  188,559.11
Profit on sale or maturity of bonds and stocks   13,166.66
Other income   20.48
$2,057,192.61 M 24 BRITISH COLUMBIA.
Disbursements.
Amount paid for losses (net)  $796,693.38
Loss adjustment expenses  33,227.77
Agents' compensation and allowances   420,272.47
Field supervisory expenses   75,974.29
Salaries and fees, directors, officers, and clerks  172,417.45
Rents   41,976.09
Furniture and fixtures   5,478.22
Maps, inspections, surveys, underwriters' associations   50,710.60
Taxes, licences, and fees   89,178.51
Postage, telegraph, and telephone ,  8,602.03
Legal expenses   3,610.05
Advertising, subscriptions, printing, and stationery  38,084.33
Dividends to stockholders   125,000.00
Miscellaneous     7,472.86
Balance  : ,  188,494.56
$2,057,192.61
Returns for British Columbia. ______
(See page 47.)
ROYAL PLATE GLASS & GENERAL INSURANCE COMPANY OF CANADA.
Head Office—Vancouver, B.C.
Directors.
J. P. Nicolls. C. A. AVickens.
C. H. Macaulay. R. M. Maitland.
A. P. Bogardus. B. C. Grant.
Edgar S. Smith, Secretary.
Statement for the Year ended December 31st, 1929.
Cash in bank  $694.48
Dominion of Canada General Insurance Company   9 g0
Investments     17,803.06
Government deposit   5,335.72
Interest accrued   103.10
$23,946.16
Liabilities. ~
Creditors      $1,894.90
Capital stock—
Authorized     $25,000.00
Subscribed    10,000.00
Paid up       2,750.00
Surplus        19,301.26
$23,946.16
Income. ■ —
Premium income      $2,887.82
Interest          1,566.80
$4,454.62 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 25
Disbursements.
Reinsurance     $1,445.25
Breakage   379.75
Commission on premiums   1,010.73
Brokerage commission   62.74
Audit and Government reports   45.00
Government fees  10.00
Provincial licence   100.00
Postage and telegrams  3.39
Discount and exchange   -60
Provincial income-tax   2.28
Legal and fees re breakage claims   30.50
Balance    :  1,364.38
List of Shareholders.
$4,454.62
Name.
Residence.
No. of
Shares.
Amount
subscribed.
Amount
paid.
C. A. Wickens	
8
0
12
'0
'5
3
10
14
14
12
10
$800
■500
1,200
500
'500
'500
1,000
1,400
1,400
1,200
1,000
$220.00
137.50
J. P. Nicolls _	
Boston, U.S.A.
330.00
Mary Douglas _ '.	
137.50
R. D. Douglas	
Binghampton, U.S.A....
137.50
N. S. Douglas	
137.50
A. P. Bogardus	
275.00
T. P. Nicolls	
385.00
C. H. Macaulay	
'385 00
R. M. Maitland	
330 00
B. C. Grant	
275 00
100
$10,000
$2,750.00
SONS OF SCOTLAND BENEVOLENT ASSOCIATION.
Head Office—Toronto, Ont.
Governing Executive Authority.
Dr. John Ferguson. John Tytler.
Col. D. M. Robertson. J. P. MacGregor, K.C.
Rev. D. AVallace Christie. Adam Brand.
Frank S. Mearns. J. M. AVatt.
Col. Alex. Fraser. Robert Lewis.
F. S. Mearns, Secretary.
AV. R. Hitchins, Actuary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Bonds and debentures (book value)  $1,223,276.71
Cash in banks   32,211,92
Loans on policies  7,188.78
Deposit with Quebec Government   5,000.00
Non-ledger—
Interest and rents due and accrued   26,075.97
Premiums, dues, etc  13,752.87
$1,307,506.25 M 26
BRITISH COLUMBIA.
Liabilities.
Mortuary reserve  $1,164,814.00
Sickness reserve   26,196.00
Bonus reserve   94,813.00
Child insurance reserve   185.00
Death claims   16,341.15
Balance  5,157.10
$1,307,506.25
Income.
Mortuary Fund      $156,954.88
Sickness Fund   4,621.62
Juvenile Benefit Fund  125.80
General Expense Fund—
Expense dues from members   $7,223.13
Other sources      1,019.15
•  8,242.28
$169,944.58
Disbursements.
Mortuary  Fund        $90,578.61
Sickness Fund   2,117.16
General Expense Fund—■
Head Office expenses: Salaries, $9,414.31; directors' fees and expenses,
$1,018.95; auditors' fees, $200; actuaries' fees and expenses, $385; travelling expenses, $142.70; rents, $900; printing and supplies, $2,285.88 ; miscellaneous, $6,676.79         21,023.63
Agency and organization expenses:   Commissions, $359.50; salaries, $13,686.80;
travelling expenses, $6,182.63; miscellaneous, $133.74         20,362.67
All other expenses: Advertising, $31.50; books, periodicals, express, telegrams,
and telephones, $177.62; medical fees, $127; taxes and licences, $424.01;
light, fuel, and water, $27.28; miscellaneous, $1,445.54   2,232.95
Balance          33,629.56
Returns for British Columbia.
Income—
Premiums for mortuary benefits 	
$169,944.58
        $5,549.20
               44.82
Premiums for other benefits 	
Disbursements—
Claims paid for mortuary benefits 	
               12.00
$5,606.20
           $500.00
             120.00
$620.00
- REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 27
THE TORONTO  CASUALTY, FIRE  & MARINE INSURANCE  COMPANY.
Head Office—Toronto, Ont.
Directors.
Lieut.-Colonel C. H. Ackerman. Hon. Forbes Godfrey, M.D.
J. T. Brand. Roy Lawson.
Charles AV. Buchanan. G. Larratt Smith.
C. V. Cummings. Right Hon. A. Meighen, K.C.
R. T. Evans. M. A. MacKenzie, M.A.
Thos. G. Breck, Secretary.
Statement for the Year ended December 31st, 1929.
Assets.
Mortgages on real estate  $61,050.00
Loans secured by bonds, stocks, etc  28,348.05
Bonds  (book value)    744,766.15
Stocks (book value)  127,285.77
Cash on hand and in banks  233,957.79
Interest accrued   11,680.54
Agents' balances and premiums uncollected (net, commission deducted)   203,946.75
Amount due from reinsurance on losses paid  33,757.26
Quebec Workmen's Compensation insurance   68,387.52
Other assets  17,542.20
$1,530,722.03
Deduct assets not admitted: Agents' balances on premiums written prior to October
1st, 1929          77,290.72
$1,453,431.31
Liabilities.
Unpaid claims  $219,589.15
Reserve (carried out at 80 per cent, thereof)   312,441.49
Reserve and unpaid losses under unlicensed reinsurance  80,619.70
Expenses due and accrued   10,882.73
Taxes  20,000.00
Reinsurance premiums   24,639.99
Return premiums   14,888.32
Reserve for loss on investments   17,465.63
Reserve for premiums, etc., on Quebec AVorkmen's Compensation insurance   102,298.88
Other liabilities   9,613.62
Capital—
Authorized     $2,000,000.00
Subscribed and paid up        438,685.00
$1,453,431.31
Profit and Loss Account.
Premiums earned (net)   $1,014,754.32
Claims incurred (net)    $593,390.67
Adjustment expenses  (net)        48,384.63
Commissions       225,615.96
Taxes      26,904.52 Salaries, fees, and travelling expenses  $126,631.19
All other expenses       72,199.83
  $1,098,126.80
Underwriting loss        $83,372.48
Other revenue—
Interest earned .•     $54,473.30
Sundry commissions earned        13,667.74
Profit on sale of investments       14,024.25
         82,165.29
$1,207.19
Other expenditure—
Quebec Workmen's Compensation Reserve for deposit premiums .... $8,773.67
Bad debts written off   627.71
Decrease in market value of investments   27,761.80
Interest, discount, and exchange  4,349.39
Furniture and fixtures   4,605.19
         46,117.76
Net loss       $47,324.95
Returns for British Columbia.
(See pages 47, 50, 52, 54, 55, 56, and 57.)
UNITED PACIFIC  CASUALTY  INSURANCE  COMPANY.
Head Office—Seattle, Wash.
Directors.
Chas. T. Hudson. Ben. B. Ehrlickman.
J. W. Reynolds. Wm. P. Matthasi.
J. C. Bowles. Frost Snyder.
John Graham. W. C. Hewitt.
Frederick A. AA7ing. R. I. Ehrlickman.
R. M. Drumheller. Henry A. Rhodes.
F. W. Hurlbut. W. H. White.
Chas. T. Hudson, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Mortgages on real estate   $11,900.00
Bonds  (book value)    834,726.38
Stocks (book value)  :  145,822.63
Cash on hand and in banks  126,018.32
Premiums in course of collection   170,270.04
Non-ledger—Interest due and accrued  13,175.72
$1,301,913.09
Deduct assets not admitted—■
Premiums in course of collection, effective prior to October 1st, 1929.... $2,218.68
Decrease in market value of securities   11,627.51
         13,846.19
$1,288,066.90 REPORT OP THE SUPERINTENDENT OF INSURANCE, 1929. M 29
Liabilities.
Unpaid claims (net)   $42,971.00
Reserve for unpaid losses  111,500.00
Unearned premiums   490,601.92
Commissions, etc., due to agents or brokers   5,029.38
Reserve for taxes  14,383.80
Reinsurance  19,116.63
Other liabilities  4,464.17
Capital—Authorized and paid up  300,000.00
Surplus   300,000.00
$1,288,066.90
Income. —
Premiums (net)   $1,018,799.68
Interest   89,567.77
Profit on sale or maturity of bonds and stocks  72,831.81
Contribution from stockholders to surplus and contingent reserve  150,000.00
Other sources   30,839.11
$1,362,038.37
Disbursements. =
Claims paid (net)   $303,502.07
Investigation and adjustment of claims  62,711.93
Commissions or brokerage  394,905.26
Salaries, travelling and all other expenses of branch office employees and agents not
paid by commissions   6,453.94
General office maintenance and expenses  52,330.85
Loss on sale or maturity of bonds and stocks  60,717.62
Miscellaneous    5,367.48
Balance  476,049.22
$1,362,038.37
Returns for British Columbia. _______
(See page 50.)
THE WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Man.
Directors.
Wm, Smith. Wm. Hudson.
Hon. R. W. Craig. S. D. Hanah.
General H. M. Dyer. Dr. A. M. Campbell.
Frederick C. O'Brien, Secretary.
Statement for the Year ended December 31st, 1929.
Ledger— Assets.
Real estate (book value)  $25,859.72
Mortgages on real estate  953,379.83
Loans and advances to policyholders  316,393.85
Bonds (book value)  .'.  240,781.51
Cash on hand and in banks  16,089.76
Non-ledger-—
Interest and dividends due   40,086.96
Premiums due and uncollected  112,373.43
$1,704,965.06 M 30 BRITISH COLUMBIA.
Liabilities.
Reserve under assurance contracts  $1,280,945.00
Liability for payments due under contracts  11,822.25
Claims reported   4,000.00
Premiums paid in advance   5,483.46
Provision for profits to policyholders  6,000.00
Taxes  6,000.00
Commission to agents due and accrued  846.77
Borrowed money   86,000.00
Contingency reserves  :  15,000.00
Other liabilities   1,619.12
Capital—-
Authorized  $1,000,000.00
Subscribed          895,500.00
Paid up  221,005.00
Balance   66,243.46
$1,704,965.06
Income. /
Premium income   $300,438.12
Interest  86,506.93
Other income  804.30
$387,749.35
Disbursements.
Disbursements under assurance contracts        $47,198.57
Dividends to shareholders  8,955.00
Taxes, licences, and fees   6,113.53
Head Office expenses:   Salaries, $31,171.50;   directors' fees, $430;   auditors' fees,
$560 ;  travelling expenses, $955.45 ;  rents, $4,110 ;  miscellaneous, $4,903.22         42,130.17
Branch office and agency expenses: Assurance commissions, first year, $43,585.98;
advanced   to   agents,   $8,144.79;    salaries,   $12,438.33;    travelling   expenses,
$1,959.97;  rents, salaries, and sundries, $9,154.26          75,283.33
All other expenses: Express, telegrams, and telephones, $486.17; legal fees,
$316.37; medical fees, $3,347.70; postage, $1,702.40; printing and stationery,
$8,519.50; appraisement expenses, $2,553.61; actuarial fees, $1,191.50; miscellaneous, $3,994.59          22,111.84
Balance .'.        185,956.91
$387,749.35
Returns for British Columbia.
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a
H| REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929. M 41
LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE "INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
Canadian Hardware & Implement Underwriters,  representing Retail Hardware Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Globe Underwriters Agency, representing Globe & Rutgers Fire Insurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.
Rochester Underwriters Agency, representing Great American Insurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company.
LIST OF RECIPROCAL EXCHANGES TO WHICH PERMITS UNDER SECTION 174
OF THE " INSURANCE ACT " HAVE BEEN GRANTED.
Affiliated Underwriters, New York, N.Y.
Canners Exchange Subscribers at Warner Inter Insurance Bureau, Chicago, 111.
Epperson Underwriters, Kansas City, Mo.
Equitable Fire Underwriters, Kansas City, Mo.
Individual Underwriters, New York, N.Y.
Inter-Insurers Exchange, Kansas City, Mo.
Lumbermen's Underwriting Alliance, Kansas City, Mo.
Lumber Underwriters, Fordyce, Arkansas.
Manufacturing Lumbermen's Underwriters, Kansas City, Mo.
National Lumber Manufacturers Inter Insurance Exchange, Chicago, 111.
New York Reciprocal Underwriters, New York, N.Y.
Sprinklered Risk Underwriters, Chicago, 111.
Underwriters Exchange, Kansas City, Mo.
United States Inter Insurance Association, Seattle, Wash.
Warner Reciprocal Insurers, Chicago, 111.
INSURERS LICENSED SINCE DECEMBER 31st, 1929.
American Home Fire Assurance Company, New York, N.Y.; H. A. Robertson, Vancouver, automobile (excluding insurance against loss or injury to the person), fire, inland transportation, and marine.
Central Manufacturers Mutual Insurance Company, Van Wert, Ohio; A. E. Craddock, Vancouver; automobile (excluding insurance against loss by reason of bodily injury to the
person) and fire.
Central Union Insurance Company,  Jersey City,  N.J.;   F. B.  Pemberton,  Victoria;   fire  and
tornado.
Citizens Insurance Company of Jersey City, N.J.;   Chas. H. Macaulay, Vancouver;   fire and
tornado.
First National Insurance Company of America, Seattle, Wash.;   Colin A. Manlove, Vancouver;
fire, inland transportation, tornado, and automobile  (excluding insurance against liability
for loss or damage to persons caused by an automobile).
The Metropolitan Casualty Insurance Company of New York, Newark, N.J.;   H. F. Shobrook,
Vancouver;   automobile (excluding insurance against loss or damage by fire), burglary,
guarantee, plate glass, sickness, forgery, and insurance against bodily injury and death by
accident, and insurance against liability for loss or damage from accident to employees or
other persons or to property.
New York Indemnity Company, New York, N.Y.; Thomas Paradis, Vancouver; accident, aviation
(excluding loss of or damage to an aircraft by fire or transportation), automobile (excluding
loss of or damage to an automobile by fire or transportation), burglary, guarantee, and plate
glass. M 42 BRITISH COLUMBIA.
The Provident Life and Accident Insurance Company of Chattanooga, Tennessee; Colin A.
Manlove, Vancouver;   life, accident, and sickness.    Deposit, $25,000 in securities.
Travelers Fire Insurance Company, Hartford, Conn.; L. S. M. du Moulin, Vancouver; automobile, aviation, burglary, explosion, fire, inland transportation, earthquake, tornado, and
sprinkler leakage.
The Westminster Fire Ofiice, London, England; G. Y. L. Crossley, Vancouver; automobile, fire,
and tornado.
UNDERWRITERS' AGENCY LICENSED SINCE DECEMBER 31st,  1929.
Canadian Motor Underwriters, representing the Central Manaufacturers Insurance Company and
the Lumbermen's Mutual Casualty Company. TABLE I.—ABSTRACT OF RETURNS FOR 1929 OF INSURERS TRANSACTING LIFE INSURANCE.
M 43
Name of Company.
Premiums
for the Year.
Number
of
Policies,
new and
taken
up.
Amount of
Policies, new
and taken
up.
Number
of
Policies
in Force
at Date.
Net
Amount in
Force.
Number
of
Policies
becom e
Claims.
Net
Amount
of Policies
become
Claims.
Claims paid
including
Matured Endowments.
Unsettled Claims.
Amount invested i_r
British Columbia.
Resisted.
Not
resisted.
On
Mortgages.
On other
Securities.
Aetna Life Insurance Co. j qJou^1"7' ''
Canada Life Assurance Co. {qJ^™"7,
$62,580.77
9,914.92
656,690.91
42,796.33
9,910.38
8,605.72
8,396.25
987.73
608,132.03
- 1,093.62
103,019.49
287,188.54
1,684.71
297,608.49
100.98
6,705,05
282.32
5,511.58
161,645.14
1,444,664.16
2,828.91
520,622.55
2,746.67
28,708.21
329,168.97
6,885.19
25,486.71
563,411.54
1,233.95
800,944.48
1,006,984.24
14,574.49
316,546.50
32,860.93
1,269,978.52
2,588.76
141,131.81
32,603.57
81,180.34
550,721.65
622,010.43
2,514.99
96,490.91
4,252.27
133.98
37,270.31
49,828.79
7,023.85
299,171.41
592,111.57
2,747.00
121,823.80
111,236.07
41,278.93
1,617,906.26
152,596.18
231,027.85
8,140.59
10,468.51
35,234.36
53,141.91
216
2
743
5
5
168
#$&£
2
1,204
1
146
857
4.
935
2
30
Nil.
9
3,225
1
817
1
44
561
767
23
1,896
1
3,715
18,481
2
'204
2,085
2
37
37
217
747
1,118
1
442
2
71
174
'837
11,557
102
205
194
3,963
9
457
6
7
100
153
$761,460.00
593,500.00
2,781,511.00
1,520,028.00
17,000.00
285,500.00
26,207.00
4,000.00
2,701,478.00
97,000.00
292,529.00
2,834,702.00
398,500.00
2,530,133.00
102,000.00
53,500.00
Nil.
41,000.00
1,212,519.00
7,910,734.00
40,140.00
1,763,896.00
241,500.00
98,115.83
2,148,474.00
236,808.00
1,131,400.00
4,430,445.00
143,000.00
5,323,024.00
4,311,176.00
373,118.00
1,823,705.00
507,000.00
5,413,719.00
310,000.00
301,872.00
45,730.00
686,175.00
1,892,052.00
2,323,432.00
55,000.00
796,325.00
634,500.00
154', 566! 66
494,973.00
Nil.
1,570,312.00
3,512,658.00
158,400.00
351,308.00
725,687.00
436,744.00
9,667,809.00
5,737,660.00
2,448,797.00.
734,150.00
18,539.58
237,861.00
261,200.00
668
12
6,271
12
146
158
120
9
9,058
3
1,576
3,215
4
4,057
1
110
1
36
2,241
19,267
2
7,332
1
466
3,888
664
40
7,375
1
18,681
118,187
9
409
16,170
3
1,805
957
1,060
7,505
8,689
3
1,887
3
694
606
90
7,467
60,932
l',280
1,357
694
18,368
45
2,002
15
224
471
917
$2,954,528.00
1,045,000.00
17,593,293.00
3,074,680.00
264,900.00
270,500.00
223,870.00
22,031.00
18,104,738.00
126,500.00
2,810,378.00
9,920,389.00
372,000.00
9,687,396.00
24,000.00
259,250.00
14,000.00
106,000.00
4,549,453.59
44,166,313.00
169,501.00
15,409,941.00
232,500.00
1,033,747.24
11,234,423.00
206,975.00
2,437,050.00
16,048,634.00
142,000.00
25,227,739.00
19,885,383.00
1,395,373.00
12,347,992.00
949,328.00
36,781,883.00
417,000.00
4,236,306.00
1,124,464.69
2,449,654.00
16,432,833.00
17,866,792.00
221,500.00
2 951,401.00
551,500.00
1,412,307160
1,599,789.00
251,725.05
9,385,267.00
13,890,199.00
347,600.00
4,411,950.50
3,336,103.00
1,607,797.30
39,370,836.00
15,534,070.00
9,490,746.00
1,654,000.00
449,904.66
1,127,890.00
1,842,667.00
10
56*
....
Nil.
85
"io
26
Nil.
21
Nil
28
114
_6
9
32
61
"_3
136
789
Nil.
133
24
16
17
68
83
"_2
"'6
3
3
74
297
io
10
10
181
i_
4
3
4
$36,000.00
16,500.00
123,072.00
30,776.00
1,000.00
Nil.
1,500.00
Nil.
163,891.00
1,000.00
22,000.00
78,000.00
Nil.
49,533.00
Nil.
Nil.
Nil.
Nil.
37,070.00
289,373.00
2,499.00
80,000.00
Nil.
21,175.58
57,690.00
5,927.00
13,500.00
80,500.00
Nil.
127,203.00
89,210.00
4,263.00
73,096.65
Nil.
332,695.00
2,000.00
56,723.00
18,335.00
29,147.00
127,580.00
165,729.00
1,000.00
19,875.00
3,000.00
14,666loo
8,000.00
9,690.50
68,729.00
55,269.00
Nil.
20,105.73
15,800.00
15,093.00
344,167.00
93,150.00
59,500.00
5,200.00
6,494.47
4,000.00
5,000.00
$36,450.00
17,500.00
224,333.33
57,776.00
1,000.00
Nil.
1,500.00
Nil.
147,245.00
1,000.00
21,957.56
64,500.00
mt.
76,113.00
Nil.
Nil.
Nil.
Nil.
46,725.00
285,922.95
2,499.00
96,944.40
Nil.
', 21,175.48
53,619.78
5,994.59
13,000.00
63,234.27
Nil.
130,257.00
96,245.25
4,263.00
60,828.85
Nil.    i
326,766.20
2,000.00
56,723.00
24,812.14
27,549.00
121,991.80
158,714.20
1,000.00
25,943.56
4,000.00
18,666166
15,056.55
11,893.00
67,728.09
69,090.91
7,200.00
20,105.73
20,800.00
20,079.00
290,038.88
96,650.00
71,272.88
3,900.00
5,065.75
4,000.00
3,752.00
Xnu.
Xnu.
Nil.
Nil.
Nil.
Nil.
Xnu.
Nil.
Xnu.
\ Nil.
Xnu.
Nil.
Nil.
Xnu.
X Nil.
Nil.
Xnu.
Xnu.
Nil.
1,260.00
Nil.
Nil.
Nil.
Xnu.
Nil.
NU.
Nil.
Nil.
110,000
Xnu.
Nil
Nil.
Nil.
Nil.
Nil.
Nil.
Nil.
Nil.
Nil.
j-iVi..
Nil.
Nil.
Nil.
$10,000.00
27,371.49
Nil.
NU.
mi.
NU.
14,596.00
Nil.
18,558.00
2,000.00
NU.
NU.
Nil.
78,542.40
19,000.00
200.00
9,695.75
34,706.00
3,000.00
356.00
NU.
17,079.15
Nil.
29,500.00
4,288.00
Nil.
2,000.00
14,414.00
15,845.50
2,000.00
1,666.66
Nil.
Nil.
2,006.09
2,232.19
Nil.
Nil.
2,000.00
Nil.
48,445.03
NU.
4,494.47
Nil.
3,000.00
NU.
$3,633,599.92
§      8,000.00
Nil.
Nil.
6,500.00
2,327,954.95
39,000.00
7,597.25
427,568.47
40,425.00
NU.
Nil.
3,220,821.88
* 13,946.00
NU.
1,579,077.76
2,609,611.56
[2,374,200.00
802,660.09
* 1,850.00
4,199,196.87
NU.
Nil,
Nil.
1,644,250.00
982,828.69
13,050.00
238,340.27
NU.
415,236.28
* 36,750.00
X    55,000.00
NU.
* 18,550.00
75,000.00
2,242,148.78
NU.
Nil.
44,509.46
8,700.00
X    $225,393.00
2,666,100.22
§        52,500.00
§        19,466.66
NU.
Nil.
NU.
395,482.22
159,997.75
t      490,883.56
5,000.00
Nil
Commercial  Life   Assurance   Co.    of
Commercial Union Assurance Co., Ltd.
Confederation Life Associa-/ Ordinary.
tion                                 \ Group ...
The Crown Life Insurance / Ordinary.
Co.                                 \ Group	
The Dominion Life Assur-J Ordinary..
ance Co.                      \ Group	
Dominion of Canada Guaran- / Ordinary
tee & Accident Ins. Co. \ Group..
The Excelsior Life Insurance Co	
The Great West Life Assur- / Ordinary.
ance Co.                         \ Group	
The   Imperial  Life   Assur-j Ordinary.
ance Co.                          ( Group—
The London & Scottish Assurance Cor-
302,255.89
1,253,144.93
* 1,021,222.83
§      139,000.00
1,665,949.00
1,333,412.70
t 10,779,249.05
366,878.60
§        60,000.00
* 1,031,337.43
* 846,400.00
203,501.26
NU.
* 103,326.70
NU.
156,036.80
32,469.74
40,772.50
173,755.67
The London Life Insur-j SgSStS.ll 1\'.
ance Co.                 ^GrQup	
The Manufacturers Life In- j Ordinary,
surance Co.                    ( Group	
Met3iraon LifeInsur1 ^ndSaV:;
ance Co.                   \Gronv	
The Monarch Life Assurance Co	
The Montreal Life Insurance Co	
Mutual Life Assurance Co. / Ordinary..
of Canada                     \ Group	
The Mutual Life Insurance Co. of New
York	
Mutual Relief Life Insurance Co	
National Life Assurance Co. of Canada
North American Life Assur- / Ordinary
ance Co.                          \ Group ...
The Northern Life Assur- / Ordinary...
ance Co.                     \ Group	
Norwich Union Life Insurance Society.
Occidental Life Insurance Co	
Ontario Equitable Life & Accident In-
f    108,700.00
6,825,490.00
j      167,532.31
*      205,084.00
The Prudential Insurance/?r^a*£;-
Co. o. America           {£";
Royal Insurance Oo_, Ltd 	
Standard Life Assurance Co. ||	
Sun Life Assurance Co. of / Ordinary...
Canada                       \ Group	
The Travelers Insurance Co. j qJJJJJJJ"7*
Union Mutual Life Insurance Co	
Western Empire Life Insurance Co	
73,458.02
2,228,618.70
§   1,630,999.99
46,300.00
Nil.
X       76,607.31
$13,545,087.08
$85,704,506.41
$411,055,991.03
$2,885,061.93
$3,004,217.15
11260.00
$36e,330.07
$27,066,373.23
$34,886,326.84
Book value.       f Market value.       {Includes loans on life policies.
§ Par value.       || Statement to November 15th, 1929 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 45
TABLE II.—LIFE INSURANCE COMPANIES.
1925.
1926.
1927.
1928.
1929.
Premiums for year	
Net amount in force	
$9,220,000
276,281,000
1,913,000
$10,-524,000
308,808,000
1,753,000
$11,645,000
341,932,000
2,158,000
$12,232,000
372,689,000
2,465,000
$13,545,000
411,056,000
3,004,000
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1929.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y	
American Insurance Co	
Anglo Scottish General Commercial Insur. Co., Ltd
Atlas Assurance Co., Ltd	
Baloise Fire Insurance Co	
Bankers' & Traders' Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boston Insurance Co	
British America Assurance Co	
British & European Insurance Co., Ltd	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British General Insurance Co., Ltd	
British Law Insurance Co., Ltd	
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co., Ltd	
Caledonian American Insurance Co	
Caledonian Insurance Co	
California Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canada Security Assurance Co „._
Canadian Fire Insurance Co....	
Canadian General Insurance Co.:	
Canadian Indemnity Co	
Canadian Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Century Insurance Co., Ltd	
China Fire Insurance' Co., Ltd	
Citizens Insurance Co. of Missouri	
City of New York Insurance Co ■. :
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y	
Connecticut Fire Insurance Co.._	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insur. Co., Ltd....
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Co	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd....
Federated British Insurance Co., Ltd	
Fidelity American Insurance Co	
Fidelity Phenix Fire Insurance Co ,
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Carried forward,	
$21,965.87
'54,217.80
14,629.51
^ 48,156.03
31,956.01
14,152.1'8
16,075.24
11,926.45
10,479.92
36,326.13
96,716.23
9,458.20
41,774.70
4,026.77
29,619.10
43,992.28
8,402.501
16,993.62
15,495.-4
43,769.25
24,860.96
12,728.37
22,664.51
28,384.66
19,368.72
35,'534.47
16,838.70
56,885.08
32,791.06
25,921.96
38,590.64
15,147.18
39,631.-5
13,265.54
13,765:39
Nil
19,623.23
3,352.29
25,297.90
44,648.05
1,493.01
45,755.01
15,872.37
74,446.82
11,321.68
32,387.50
52,831.80
36,112.83
38,875.82
13,731.87
50,676.49
52,934.93
16,049.24
13,748.86
12,012.70
6,326.11
2,765.63
76,315.81
26,629.38
38,701.35
$1,678,642.20
$7,796.63
28,890.65
21,030.59
15,680.82
13,325.26
3,134.89
7,892.56
7.611.26
6,085.47
12,953.05
52,472.45
8,307.70
21,380.09
316.71
12,564.21
23,095.95
1,493.37
9,967.60
12,900.07
14,609.10
16,881.34
7,650.40
'5,696.47
12,029.06
13,102.43
10,798.85
7,762.80
23,229.74
31,769.79
7,283.94
19,598.67
7,364:26
11,292.20
2,263:32
6,297.02
Nil
6,955.02
1,392.73
10,699.33
11,788.29
1,133.34
32,816.86
4,715.26
41,016.49
3,887.07
19,387.93
20,723.21
16,048.52
9,348.49
4,403.81
17,127.23
26,654.82
2,365.52
10,549.18
2,625.06
4,140.83
7,009.18
33,441.94
16,947.75
16,513.13
$790,221.77
$19,619.09
62,792.21
13,240.91
41,889.83
37,624.20
9,701.75
18,55'6.17
12,569.31
10,334.25
'37,953.06
90,020.56
7,178.17
45,255.05
5,422.60
22,390.21
36,665.19
6,184.35'
16,196.48
14,334.49
39,386.61
25,372.28
13,434.15
21,499.56
26,839.08
19,222.80
34,220.53
17,674.72
53,331.45
31,511.13
26,701.01
30,245:14
14,381.99
36,527.72
5,976.13
14,205.07
Nil
13,903.77
5,105.01
22,998.32
42,882.30
986.39
38,472.58
12,430.21
78,089.32
12,856.14
34,226.76
51,728.17
34,627.06
38,496.90
12,568.11
47,721.20
47,100.76
11,086.60
13,419.53
11,074.44
5,633.99
2,696.60
73,557.26
26,373.63
42,212.10
$1,600,704.40
$3,926.49
37,710.82
19,355.84
15,599.06
13,420.26
4,594.89
'6,653:56
6,215.26
5,491.47
11,732.83
56,035.45
8,266.11
21,317.63
341.71
15,045.93
26,315.95
Nil
9,274.60
9,015.06
21,176.45
17,873.34
5,358.40
5,808.47
12,392.71
11,047.45
11,173.85
7,703.87
24,744.88
34,047.89
5,817.82
19,618.97
7,182.26
10,703.55
2,771.36
6,722.02
Nil
6,360.02
550.45
11,416.03
12.030.2S
133.34
34,593.07
3,822.76
40,312.29
3,927.57
16,953.16
31,906.51
16,089.52
9,169.85
4,395.48
21,503.71
30,184.82
2,458.52
6,451.18
2,863.06
4,140.85
7,009.18
43,992.78
14,009.10
18,860.13
$817,591.87 M 46
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1929—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
$1,678,642.20
$790,221.77
$1,600,704.40
$817,591.87
48,205.0S
19,228.09
52,280.36
15,859.04
26,596.12
5,498.89
25,308.11
5,518.33
13,703.98
.,303.09
12,714.16
8,520.07
13,940.68
1,335.06
14,828.00
1,443.06
14,981.07
	
4,914.42
12,637.73
5,494.42
17,99S:68
20,973.63
22,035.16
15,603.75
18,571.08
12,577.34
19,160.03
10,322.34
104,838.61
52,092.46
91,848:25
50,150.77
1,398.75
396.92
1,351.19
396.92
7,953.72
507.90
7,396.11
135.90
49,868.96
79,857.57
47,132.23
106,742.47
'33,949.84
16,530.26
31,836.38
17,453.89
37,51S.83
22,171.05
47,524.23
20,888.05
150,996.54
85,83S.80
147,152.77
8.6,490.03
21,574.98
13,304.74
19,816.01
6,792.18
24,432.09
17,159.27
20,051.76
17,431.71
23,335.08
3,893.60
23,390.59
3,893.69
2,014.24
.SO
1,086.59
.80
26,947.72
7.010.87
23,797.79
5,897.53
86,189.25
49,244.62
91,4S0.92
43,935.30
131,157.80
62,491.40
129,897.6S
53,791.40
Nil
Nil
Nil
Nil
14,942.13
7,410.20
39,861.77
8,785.20
19,073.30
7,220.18
17,851.89
7,738.68
'8,351.96
3,540.96
6.S19.17
3,040.96
29,985.65
4,964.98
31,616.99
4,025i98
69,349.49
24,716.80
71,504.12
33,788.98
15,S34.13
4,522.22
16,329.50
6,175.91
5,540.56
1,326.74
3,014.62
1,326.74
44,823.56
13,800.26
43,093.07
16,476.26
6,594.42
Nil
2,137.25
2,960.70
157,367.77
79,364.66
149,477.71
84,549.46
38,354.38
19,946.26
33,92 0.0 9
23,520.82
8,452.13
1,936.01
9,074.00
1,491.01
3,878.20
3,438.98
4,455.14
3,594.98
145,293.83
90,018.49
14S,652.87
83,394.49
4,201.00
1,338.77
5,196.05
1,315.77
16,145.45
7,338.44
15,151.70
7,554.44
■73,245.69
'28,676.53
70,212.58
27,599.08
10,453.15
7,687.72
12,196.77
7,654.58
39,473.52
18,689.09
36,133.34
19,709.09
3,856.01
1,694.92
3,042.78
1,694.92
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
15,495.35
14,863.33
17,683.8S
15,031.10
22,362:54
11,126.06
22,842.85
11,100.06
308.52
Nil
185.12
Nil
3,640.86
8,485.56
2,137.19
8,485.56
59,912.80
23,248.76
64.036.62
23,701.76
21,317.54
6,84S.8S
'21,079.74
-,973.88
8,754.55
2,55S.40
6,766.64
2,558.40
28,218.20
10,439:03
29,399.48
10,578.03
9,412.09
16,007.96
10,777.20
15,425.82
Nil
Nil
Nil
Nil
26,947.72
7,010.87
'23,797.79
5,897.53
8,673.75
9,332.76
8,333.18
10,261.01
46,767.31
23,802.63
39,636.57
'23,372.63
19,530.37
16,125.88
19,832.69
16,125.88
30,300.85
11,584.73
29,893.91
11,171.33
40,010.93
23,103.69
45,242. S9
23,473.69
49,066.46
48,586.88
54,664.76
49,905.03
■24,123.10
5,728.53
-6,343.-8
o,802.'53
32,796.94
6,246.98
22,084.45
6,138.46
11,256.36
4,929.S7
16,580.24
6,054.87
10,627.20
5,316:52
9,970.97
3,630.10
13,181.30
7,931.05
25,175.19
7,734.67
4,990.95
1,158.42
3,637.43
1,231.55
31,380.80
17,715.89
21,950.33
14,135.89
$3,870,155.68
$1,913,902.66
1
$3,792,395.99
$1,952,923.85
Brought forward	
Fireman's Fund Insurance Co —
Firemen's Insurance Co. of Newark	
First American Fire Insurance Co	
Fonciere Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia t
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corp., Ltd	
General Fire Assurance Co. of Paris	
General Insurance Co. of America	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada	
Great American Insurance Co	
Guardian Assurance Co., Ltd	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hanover Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Home Fire and Marine Ins. Co.	
Hudson Bay Insurance Co	
Imperial Assurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada....
Imperial Insurance Office	
Insurance Company of North America	
Insurance Co. of the State of Pennsylvania	
Laurentian Insurance Co	
Law, Union & Rock Insurance Co., Ltd	
Legal and General Assurance Society	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
Local Government Guarantee Society, Ltd	
London & Lancashire Guar. & Accid. Co. of Canada-
London & Lancashire Insurance Co., Ltd	
London & Provincial Marine & Gen. Insur. Co., Ltd...
London & Scottish Assurance Corporation, Ltd	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Lumbermens Insurance Co -	
Marine Insurance Co., Ltd	
Maryland Insurance Co	
Mechanics & Traders Insurance Co	
Mercantile Fire Insurance Co	
Merchants and Employers Guar. & Accid. Co	
Merchants and Manufacturers Fire Ins. Co	
Merchants Fire Assurance Corporation of N.Y	
Merchants Marine Insurance Co., Ltd	
Mercury Insurance Co	
Millers National Insurance Co	
Mill Owners Mutual Fire Insurance Co. of Iowa....
Milwaukee Mechanics' Insurance Co	
Minnesota Implement Mutual Fire Insurance Co	
Motor Union Insurance Co., Ltd	
Mount Royal Assurance Co	
Mutual Fire Insurance Co. of British Columbia	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co. of Paris	
National Fire Insurance Co. of Hartford	
National Provincial Insurance Co., Ltd	
National Union Fire Insurance Co	
Newark Fire Insurance Co	
New Hampshire Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co 1	
Carried forward	 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 47
TABLE  III.—FIRE  INSURANCE  PREMIUMS  AND LOSSES  IN  1929—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net Losses
incurred.
Brought forward	
North British & Mercantile Insurance Co., Ltd..
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd.
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Pacific Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co., Ltd	
Pearl Assurance Co., Ltd	
Phenix Fire Insurance Co. of Paris	
Philadelphia Fire & Marine Ins. Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Pioneer Insurance Co	
Planet Assurance Co., Ltd	
Providence Washington Insurance Co	
Provincial Insurance Co., Ltd .: -	
Prudential Assurance Co., Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance Co	
Reliance Insurance Co. of Canada	
Retail Hardware Mutual Fire Insurance CO	
Rhode Island Insurance Co	
Royail Exchange Assurance T	
Royal Insuraance Co., Ltd	
Royal Scottish Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Southern Insurance Co., Ltd	
Springfield Fire & Marine Insurance Co	
State Assurance Co., Ltd	
Stuyvesant Insurance Co	
Sun Insurance Office	
Sussex Fire Insurance Co	
Svea Fire & Life Insurance Co., Ltd	
Toronto Casualty, Fire & Marine Insurance Co.
Trans Canada Insurance Co	
Union Assurance Society, Ltd	
Union Fire Insurance Co. of Paris	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd	
United British Insurance Co.,  Ltd	
United Mutual Fire Insurance Co	
United States Fire Insurance Co...:	
Universal Insurance Co	
Wawanesa Mutual Insurance Co..	
Westchester Fire Insurance Co	
Western Assurance Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yang-tsze Insurance Association, Ltd	
Yorkshire Insurance Co., Ltd	
Totals	
X City of New York Insurance Co	
t Franklin Fire Insurance Co. of Philadelphia
(Reinsured by Home Insurance Co.)
$3,876,155.68
81,496.19
20,094.10
52,863.51
15,354.69
159,160.41
23,094.61
13,823.89
115,993.18
22,033.71
33,405.04
41,044.18
32,317.63
6,767.91
24,927.50
18,963.57
7,798.96
9.S02.86
mi
342,945.67
41.S73.47
23,334.74
15,897.52
14,647.39
39,603.28
58,298.17
29,781.64
53,233.92
19,851.68
13,220.38
9,696.96
26,947.72
1,578.8S
55,306.03
189.S91.39
14,432.S9
23,960.66
14,805.93
28,859.65
52,303.99
29,948.79
12,429.17
3,406.59
49,127.32
26,312.05
19,830.35
8S,160.20
3,552.10
16,409.33
22,507.98
10,209.85
40,680.35
16,229.05
43,620.43
Nil
8,309.06
4,480.67
30,262.2S
8,378.14
18,257.18
20,229.47
29,476.65
14,384.24
13,443.40
18,365.52
34,241.18[
$1,913,902.66
56,683.00
10,122.81
44,149.49
12,402.16
102,753.18
12,531.74
12,692.74
66,742.57
4,845.11
37,590.45
2,605.91
8,869.08
3,910.72
9,977.25
5,707.21
13.59
3,213.79
Nil
244,190.33
19,666.34
5.810.06
15,046.64
11,291.91
9,066.64
38,780.00
18,419.46
30,039.14
11,791.30
6,588.12
1,445.87
7,010.87
1,279.01
19,72S:84
!6'7,101.84
2,713.23
10,214.99
15,130.08
11,825.49
16,512.96
10,763.92
6,156.09
23.10
20,771.35
3.843.5S
6,384.90
40,956.81
748.13
12,356.56
3,029.85
1,453.51
27,845.98
18,295.39
30,748.99
Nil
3,108.12
6,162.60
21,807.23
1,166.06
10,963.67
17,516.84
14,097.86
5,051.13
9,S22.38
18,308.10
12,247.96
$3,792,395.99
83,758.09
28,131.12
54,962.86
12,914.70
153,013.70
20,677.40
13,607.15
110,232.84
2i,246.69
' ■27,417.83
'25,404.42
34,697.15
3,1S0.91
23,313.91
19,879.95
3,947.05
9,241.60
NU
355,432.80
43,680.16
22.-136.44
12,613.53
15,492.06
37,520.70
52,840.90
29,831.19
66,656.44
18,760.44
9,492.18
9,312.20
23,797.79
1,873.88
60,250.11
154,837.63
14,968.10
23,226.28
16,433.55
'28,928.79
52,798.19
27,199.02
13,011.35
1,498.59
46,6-5.8.
24,739.88
16,021.84
87,392:50
2,938.73
16,306.59
19,641.15
6,662.72
40.476.S9
17,213.94
45,821.83
NU
10,S47.06
5,318.30
31,202.64
6,708.80
3,044.50
20,104.01
33,346.38
13,616.75
14,395.03
16,582.49
32,986.86
$1,952,923.85
74,568.25
10,559.81
48,558.49
13,174.16
102,753.18
12,798.74
12,053.74
68,025.57
9,668.11
36,440.45
3,734.46
9,956.02
4,810.72
11,828.27
3,213.21
13.59
1,963.79
Nil
239,453.36
17,8S2.88
3,693.08
15,505.42
13,648.20
9,042.64
36,651.00
18,410.46
35,613.14
11,503.61
704.04
5,897.53
1,284.01
11,707.84
87,592.84
1,858.23
9,668.18
10.0S3.14
15,222.49
16,877.81
11,023.92
3,878.09
23.10
23,399.46
4,06S.5S
11,009.90
48,818.93
773.15
12,320.59
7,243.68
1,719.51
27,911.98
18,571.39
39,501.99
Nil
3.7S7.63
5,801.21
19,831.23
1,652.41
10,963.67
14,653.81
13,084.86
4,500.03
10,285.38
18,308.10
10,678.96
$6,131,977.39
$3,143,631.38
$5,957,509.40
$3,231,S16.37
$9,1S2.93
12,012.30
$3,007.91
5,563.77
$5,942:58
9,553.79
$2,763.91
5,984.77 M 48
BRITISH COLUMBIA.
TABLE III.—FIRE INSURANCE PREMIUMS AND LOSSES IN 1929—Continued.
Reciprocal Exchanges.
Net Premium
Deposits
written.
Net Losses
paid.
Net Premium
Deposits
earned.
Net Losses
incurred.
Affiliated Underwriters	
Canners Exchange Subscribers at Warner Inter Insurance Bureau	
Epperson Underwriters	
Equitable Fire Underwriters	
Individual Underwriters	
Inter Insurers Exchange	
Lumber Underwriters	
Lumbermen's Underwriting Alliance	
Manufacturing Lumbermen's Underwriters	
National Lumber Manufacturers Inter Insurance
Exchange	
New York Reciprocal Exchange	
Sprinklered Risk Underwriters	
Underwriters Exchange	
United States Inter-Insurance Association	
Warner Reciprocal Insurers	
Totals	
$6,222.26
4,327.34
751.80
802.75
3,806.34
469.34
1,611.46
28,335.98
18,674.85
3,428.55
8,377.09
2,676.24
3,594.95
4,160.28
197.23
$74.71
Nil
Nil
6.04
15,260.17
269.20
5.80
54,125.19
36,944.95
15,206.81
14,766.40
3,052.03
6,104.08
15,380.40
Nil
$4,335.17
4,667.68
738.34
401.19
3,575.77
1,270.54
1,681.38
26,833.34
19,581.87
2,907.41
'7,374.59
3,015.10
3,519.63
13,748.51
118.46
$74.71
Nil
Nil
6.04
13,260.17
269.20
5.80
54,125.19
36,944.95
15,206.81
14,766.40
3,052.03
6,104.08
15,085.64
Nil
$87,456,461     $161,195.78
$95,989.18
$160,901.02
TABLE IV.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums
written.
Net Amount of
Losses paid.
Net Premiums
earned.
Net Amount of
Losses incurred.
Ratio Losses
incurred to
Premiums
earned.
$5,550,732.19
5,670,340.79
5,653,679.51
6,032,583.21
6,131,-77.69
$2,719,058.72
'2,598,098.40
2,432,973.37
2,090,357.38
3,143,631.58
$3,030,900.09
2,662,799.0-
'2,053,790.62
2,162,247.93
3,231,816.37
$13,141,554.06
1928	
$5,802,250.12
5,957,509.40
37.26
1929	
54.02
Totals	
$29,039,315.29
$12,984,119.45
$11,759,759.52 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 49
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1929.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net
Losses
incurred.
Aetna Insurance Co	
Agricultural Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American Alliance Insurance Co	
American Automobile Fire Insurance Co	
American Automobile Insurance Co	
American Central Insurance Co	
American Insurance Co	
Anglo Scottish Insurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation	
British Empire Assurance Co	
British General Insurance Co., Ltd  	
British Law Insurance Co.	
British Oak Insurance Co., Ltd —	
British Traders Insurance Co., Ltd	
Canada Accident & Fire Assurance Co	
Canada Security Assurance Co	
Canadian Fire Insurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Car & General Insurance Corporation	
Casualty Co. of Canada	
Central Insurance Co., Ltd	
Century Indemnity Co ,	
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
Continental Insurance Co -	
Cornhill Insurance Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insurance Co	
Employers Liability Assurance Corporation	
Equitable Fire & Marine Insurance Co	
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fireman's Fund Insurance Co	
Firemens Insurance Co	
Franklin Fire Insurance Co t
General Accident Assurance Co	
General Accident Fire & Life Assur. Corp., Ltd...
General Casualty Co. of America	
General Casualty Insurance Co. of Paris, France-
General Exchange Insurance Corporation	
General Insurance Co. of America	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co	
Great American Insurance Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Home Fire and Marine Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co _• *
Imperial Guar, and Accident Insur. Co. of Canada....
Imperial Insurance Office	
Indemnity Insurance Co. of North America	
Insurance Co. of North America	
Carried forward..
$477.08
Nil
10,746.01
1,472.82
Nil
15,150.31
11,432.52
Nil
135.00
7,036.32
34,137.18
6,059.52
62,540.96
1,651.30
'5,931:27
6,830.50
26,805.24
3,459.00
43,215.29
23,818.66
7,576.57
12,277.41
11,605.26
44,142.50
20,864.90
6,308.92
2,761.52
3,975.62
Nil
5,306.181
Nil
Nil
14,321.62
3,193.46
Nil
10,099.87
Nil
43,008.58
695.421
49,971.10
NU
4,826.04
Nil
6,431.71
551.39
Nil
33,939.06
3,427.08
15,395.51
41,844.75
19,748.22
33,372.08
Nil
10,106.84
■653.251
Nil
61,720.69
6,487.21
1,230.09
11.32
7,997.12
3,574.21
1,460.99
Nil
3,098.57
9,918.14
10,232.77
7,188.45
5,890.11
Nil
$455.29
Nil
69.49
11,307.76
10,749.21
3,016.98
985.68
NU
1.23
3,836.06
9,414.41
2,232.36
6,958.97
Nil
Nil
Nil
85.08
1,825.46
4,949.39
16,172.94
31,722.59
2,557.67
5,739.11
25,413.62
40,407.12
3,367.15
3,376.69
2,918.17
6,921.07
1,752.05
6,704.88
11,580.50
22,991.87
1,399.72
2,801.80
17,116.71
40,989.79
15,301.61
21,134.57
2,514.16
3,907.28
2,744.29
10,033.13
10,553.06
12,981.73
15,096.61
32,426.05
7,401.19
17,014.76
4,063.28
5,070.20
1,791.73
2,770.15
1,019.00
3,361.26
Nil
Nil
4,106.47
5,015.76
Nil
Nil
Nil
Nil
5,975.30
12,955.15
1,125.60
2,746.06
Nil
Nil
2,997.78
8,224.12
Nil
Nil
14,239.16
39,626.81
2,092.77
1,595.16
19,300.84
44,347.93
Nil
Nil
2,95S.99
4,976.95
Nil
Nil
12,522.98
9,583.94
Nil
643.23
Nil
Nil
16,703.'87
1,653.30
13.89S.79
30,904.03
5,913.27
15,'790.18
NU
3,506.60
2,165.00 [
Nil
35,916.79
4,828.66
191.65
Nil
1,870.53
3,539.65
1,198.70
NU
1,011.97
5,636.76
2,700.63
10,030.97
4,530.89
29,077.34
2,885.16
12,017.03
38,632.13
17,761.14
26,103.24
Nil
8,523.51
436.49
14.36
58,574.97
5,549.72
788.17
8.40
7,102.59
3,601.42
816.16
Nil
2,908.14
11,651.93
9,179.84
6,920.50
6,439.07
NU
Nil
$10,662.76
3,016.98
Nil
5,764.06
3,876.61
Nil
NU
2,686.41
16,130.44
Nil
34,396.92
3,377.06
Nil
1,615.05
13,004.50
1,614.72
20,337.71
12,408.61
3,159.16
2,771.28
8,872.36
16,228.48
9,533.25
4,763.28
2,646.73
1,459.00
Nil
2,974.59
Nil
Nil
6,023.32
1,430.60
Nil
3,633.43
Nil
14,126.99
NU
30,205.84
Nil
3,051.08
Nil
12,606.50
Nil
NU
12,377.47
1,640.18
13,412.68
34,364.03
9,002.54
15,871.68
NU
3,996.85
Nil
34,419.79
7,970.66
191.65
Nil
1,118.20
4,574.21
1,598.70
Nil
1,058.97
8,-06.76
2,835:63
10,040.97
4,530.89
$776,115.411     $382,294.31|     $681,909.221     $419,489.58
t Franklin Fire Insurance Co	
(Reinsured by Home Insurance Co.)
I
$474,031
$139.94
$310.63
$139.94
* Hudson Bay  (gross premiums and
by Royal Insurance Co.
losses, respectively), $115,368.66, $51,240.55.    Business reinsured M 50
BRITISH COLUMBIA.
TABLE V.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1929—Continued.
Name of Company.
Net
Premiums
written.
Net Losses
paid.
Net
Premiums
earned.
Net
Losses
incurred.
Brought forward..
Law, Union & Rock Insurance Co	
Legal and General Insurance Society, Ltd	
Liverpool & London & Globe Insurance Co	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guar. & Accident Co	
London & Lancashire Insurance Co	
London & Provincial Marine & General Ins. Co..
London & Scottish Assurance Corporation	
London Assurance Corporation	
London-Canada Insurance Co	
London Guarantee & Accident Co •-
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants and Employers Guar. & Accident Co-
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Mercury Insurance Co	
Minnesota Implement Mutual Fire Insurance Co...
Motor Union Insurance Co	
Mount Royal Assurance Co —
National Ben Franklin Fire Insurance Co	
National Fire Insurance Co. of Hartford	
National Union Fire Insurance Co	
National Union Indemnity Co —
Newark Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North British and Mercantile Insurance Co., Ltd..
Northern Assurance Co., Ltd...	
Northwest Casualty Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Indemnity Co	
Ocean Accident & Guarantee Corporation	
Ohio Farmers Insurance Co	
Pacific Coast Fire Insurance Co	
Palantine Insurance Co ....
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Preferred Accident Insurance Co	
Provincial Insurance Co	
Prudential Assurance Co., Ltd	
Queen Insurance Co	
Railway Passengers Assurance Co	
Retail Hardware Mutual Fire Insurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
St. Paul Fire & Marine Insurance Co	
St. Paul Mercury Indemnity Co. of St. Paul	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co	
Stuyvesant Insurance Co	
Sun Insurance Office	
Toronto Casualty, Fire & Marine Insurance Co...
Trans Canada Insurance Co	
Travelers Indemnity Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd	
United British Insurance Co., Ltd	
United Pacific Casualty Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Western Assurance Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co	
Zurich General Accident and Liability Ins. Co...
$776,115.41
8,220.83
147.53
28,210.25
4,011.22
57,164.60
4,827.93
5.988.05
S22.16
4,557.31
3.S47.S7
68,104.25
70.49|
Nil
686.S9
709.96
6,332.05
1,944.35
NU
11.32
28,792.06
26,018.64
2,239.22
Nil
856.29
2,770.83
937.S6
10,401.23
NU
Nil
5,903.34
18,874.56
57,004:51
19,497.78
14,947.71
24,975.13
14,541.80
NU
49,726.37
5,356.1-
8,265.-3
9,271.40
93,687.79
Nil
6,265.00
35,171.83
3,121.69
63,400.44
30,834.52
11.32
4'7,994.6S
139,432.57
13,677.12
1,876.29
9,596.97
23,508.47
112.89
57,4S8.71
62,511.65
32,673.86
12,835.97
11,708:63
38,940.47
Nil
6,041.26
33,723.44
1,439.91
1,193.29
5,369.06
NU
8,0S2.77
18,093.60
106,445.85
$382,294.31
2,335.49
NU
12,560.41
2,571.77
23,147.02
1,059.07
2,860.26
1,379.24
1,476.30
1,244.60
36,447.24
732.25]
NU
68.23
NU
18,066.71
1,96S.09
NU
Nil
7,192.88
28,976.52
479.15
Nil
308.00
127.00
49.75
9,819.50
Nil
Nil
1,187.79
6,174.41
18,716.29
12,924.34
4,427.11
14,150.57
6,312.08
Nil
29,022.67
70.13
8,806.04
7,723.80
5,637.00
NU
6,780.44
15,506.08
145.87
38,520.70
7.486.27
NU
30,629.26
51,239.73
5,052.92
201.25
4,281.03
11,722.
Nil
'37,149.36
24,897.05
10,134.97
6,638.53
4,640.23
23,573.52
Nil
3,87 S. 42
7,829.03
1,921.27
3,028.79
4,572.36
NU
3,508.67
7,549:64
37,455.27
$681,909.22
8,712.30
49.20
27,373:51
3,742.16
51,110.30
4,566.57
6,345.16
637.32
3,566.94
3,834.58
58,703.05
2,809.68
Nil
736.91
552.01
27,818.47
2.1S4.97
NU
8.40
27,544.36
28,628.15
1,828.10
Nil
522.34
943.66
876.47
11,744.03
Nil
83:01
6,037.80
'17,403.15
'39,505.47
26,103.13
13,513.27
22,106.74
14,031:78
Nil
44,933.28
3,672.48
9,300.45
4,214.24
76,627.39
Nil
6,536.42
25,623.79
1,919.78
58,302.84
28,435.16
8.40
46,094.35
118,422.74
11,918.24
1,540.89
8,397.86
19,115.69
67.73
51,716.83
52,437.92
25,019.38
11,005.20
9,902.71
38,990.88
Nil
5,940.67
20,234.06
1,431.66
2,348.63
5,278.21
Nil
7,631.94
16,045.54
92,008.05
$419,489.58
1,310.49
Nil
15,405.41
1,829.77
23,766.02
1,760.26
879.24
1,487.30
953.65
30,802.24
Nil
68.25
Nil
12,645.56
1,960.07
Nil
NU
4,906.89
1S.396.52
494.15
Nil
643.00
367.00
99.75
9,038.46
Nil
6.00
2,181.44
6,399.41
50,625.27
10,629.73
4,741.65
15,410.57
10,822.08
Nil
30,122.67
376.13
3,506.14
2,241.03
30,142.18
NU
8,600.09
18,410.31
12,203.87
32,635.70
6,386.S2
Nil
32,687.26
48,634.73
3,991.47
401.25
4,223.03
12,392.18
NU
34,489.86
29,792.03
10,243.97
9,677.55
3,515.23
27,681.52
NU
3,713.52
16,403.42
1,896.27
3,128.79
6,045.86
Nil
3,643.57
9,899.64
45,S70.27
Totals     $2,137,421.85| $1,018,578.18| $1,900,675.621 $1,099,077.12 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 51
TABLE VI.—SUMMARY OF AUTOMOBILE INSURANCE.
Year.
Net Premiums
written.
Net Losses
paid
Net Premiums
earned.
Net Losses
incurred.
Ratio Losses
Incurred to
Premiums earned.
1925	
$884,000
1,106,000
1,320,000
1,561,000
2,137,000
$325,000
518,000
770,000
915,000
1,099,000
1926	
1927	
$1,244,000
1,470,000
1,900,000
58.03
1928	
62.30
1929	
$1,018,000
57.82 M 52
BRITISH COLUMBIA.
TABLE VII.—CASUALTY INSURANCE PREMIUMS AND  LOSSES,  1929.
ACCIDENT AND SICKNESS INSURANCE.
Name of Company.
Accident Insurance.
Gross
Premiums,
less Return
Premiums.
Aetna Life Insurance Co	
Alliance Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co.....	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
The Canadian  Surety Co	
Car & General Insurance Corporation, Ltd	
The Casualty Co. of Canada :	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
The Dominion of Canada General Insur. Co	
Employers' Liability Assurance Corporation, Ltd...
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corpn., Ltd...
General Casualty Insurance Co. of Paris	
Globe Indemnity Co. of Canada	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial Guar. & Accident Insur. Co. of Canada....
Imperial   Insurance   Office	
Indemnity Insurance Co. of North America	
Law Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada-
London & Provincial Mar. & Gen. Insur. Co., Ltd...
London & Scottish Assurance Corporation, Ltd—
London Guarantee & Accident Co.,
London Life Insurance Co	
Loyal  Protective  Insurance Co	
Maryland  Casualty  Co	
Merchants Casualty Insurance Co..
Ltd..
Metropolitan Life Insurance Co	
Motor Union Insurance Co., Ltd	
North British & Mercantile Insurance Co., Ltd..
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd....
Preferred Accident Insurance Co	
Protective Association of Canada	
Prudential Assurance Co., Ltd	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto Casualty Fire & Marine Insur. Co	
Travelers Insurance Co	
Union Assurance Society. Ltd	
Union Insurance Society of Canton, Ltd	
United States Fidelty & Guarantee Co	
Western Assurance Co	
Western Casualty Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability Insur. Co., Ltd..
Totals :	
Gross
Losses
paid.
* $393.11
1,848.14
2,294.49
1,431.46
1,512.52
10,528.70
125.00
240.47
3,490.96
1,009.12
41,889.51
35,237.53
7,914.08
217.54
*411.85
13,125.85
846.94
204.80
6,202.38
581.92
504.65
301.00
•20,799.60
42,890.26
9,868.00
411.53
67.50
1,608.12
7,182.91
7,830.84
*11,073.00
105.00
187.42
*5,317.03
5,956.33
•666.41
*26,060.19
1,577.75
•38,862.57
*3,285.39
5,169.71
830.00
754.21
1,934.45
6,036.98
61.10
10,839.08
375.75
* 37,138.73
745.30
5,264.03
814.90
42,738.96
1,011.74
544.93
•567.93
43,931.95
1,798.83
8,100.11
610.26
6,788.25
•24,931.09
1,717.28
•10,464.81
2,254.40
1,443.78
Sickness Insurance.
Gross
Premiums,
less Return
Premiums.
Nil
$2,121.39
776.20
662.18
1,230.53
6,905.19
NU
Nil
2,916.29
358.00
28,309.67
27,370.91
1,551.00
186.24
56.33
4,957.39
133.92
175.00
4,058.30
797.64
142.86
14.28
7,811.25
20,029.56
3,860.16
106.16
NU
818.47
5,379.97
1,850.03
8,409.00
44.00
NU
3,625.22
1,642.06
178.57
14,302.85
521.99
19,610.44
3,472.00
817.00
1,712.52
725.58
802.80
521.70
Nil
3,766.48
Nil
21,530.49
366.10
600.52
71.66
20,029.56
115.66
40.62
67.11
17,416.12
135.66
5,454.60
14.20
2,276.91
9,386.08
181.83
1,846.45
981.87
200.00
$1,016.31
846.36
795.18
672.20
4,737.17
Nil
28.08
1,159.61
261.57
42,939.18
20,846.78
2,602.04
69.14
7,577.03
76.80
56.20
4,308.85
232.00
150.62
105.00
_37034"35
3,886.88
191.63
Nil
633.45
5,445.47
4,151.13
NU
Nil
2,735.66
401.16
1,802.68
Nil
616.85
788.41
2,677.61
16.50
2,322.52
Nil
"509.70
2,504.01
271.49
22,928.63
720.26
319.27
49,736.54
311.02
9,949.60
556.69
773.31
 44_!55
Nil
492.00
Gross
Losses
paid.
$841.83
587.48
543.30
53.44
2,519.96
NU
NU
380.53
46.23
21,992.40
9,465.13
913.76
222.14
6,452.72
NU
27.85
1,991.55
232.50
93.75
63.57
16,289.35
2,143.10
Nil
NU
539.99
2,827.90
2,119.51
Nil
Nil
1,675.24
673.23
1,292.00
NU
256.65
294.14
689.03
NU
1,021.03
Nil
NU
924.09
23.33
16,314.35
345.10
■   62.50
49,278.33
608.91
6,935.56
925.64
35.00
6.50
NU
$530,930.43]     $263,446.57|     $226,693.49|     $151,713.50
* Accident and Sickness. TORNADO AND WEATHER INSURANCE.
Name of Company.
Toknado Insurance.
Weather Insurance.
Premiums.
Losses.
Premiums.
Losses.
$84.38
Nil
Nil
mi
Nil
NU
Nil
$195.50
7.54
NU
Nil
Nil
Totals	
$84.38
$203.04
BOILER AND MACHINERY AND EXPLOSION INSURANCE.
Name of Company.
Boiler and Machinery
Insurance.
Explosion Insurance.
Premiums.
Losses.
Premiums.
Losses.
$30,081.86
3,377.32
52.00
1,358.71
NU
8,914.20
207.04
256.40
9,394.84
225.54
$720.85
Nil
NU
Nil
Nil
722.77
NU
NU
70.75
38.58
Nil
NU
NU
NU
$25.00
Nil
NU
Nil
NU
Nil
Nil
Nil
NU
Employers Liability Assurance Corporation, Ltd....
NU
NU
Nil
Nil
NU
Ocean Accident & Guarantee Corporation, Ltd	
Nil
NU
Totals    	
$53,867.91
$1,552.95
$25.00
BURGLARY AND FORGERY INSURANCE.
Name of Company.
Burglary Insurance.
Premiums.
Losses.
Forgery Insurance.
Premiums.
Losses.
Alliance Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
Canadian General Insurance Co	
Canadian   Indemnity   Co	
Canadian   Surety   Co	
The Casualty Co. of Canada	
Commercial Union Assurance Co., Ltd	
Continental Casualty Co	
Dominion of Canada General Insurance Co	
Employers Liability Assurance Corporation, Ltd.
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Co., Ltd.
General Casualty Insurance Co. of Paris	
The Globe Indemnity Co. of Canada	
The Guardian Insurance Co. of Canada	
Hartford Accident & Indemnity Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada.
Law Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co	
London & Lancashire Guar. & Ace. Co. of Canada.
London & Provincial Mar. & Gen. Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd....
London Guarantee & Accident Co., Ltd	
Maryland Casualty Co	
National  Surety Co	
National Union Indemnity Co	
North British & Mercantile Insurance Co., Ltd....
Carried forward	
$1,827.97
767.20
100.17
138.64
1,460.31
3,804.31
7,019.79
5,469.28
1,044.43
91.89
26.75
3,811.93
5,831.55
2,474.01
7,222.28
681.55
451.20
436.22
1,805.83
1,114.95
5,709.62
455.37
1,124.02
1,364.54
3,547.36
118.70
161.50
1,150.75
2,886.20
699.18
116.53
2,218.00
$123.00
26.75
163.00
42.00
Nil
479.18
595.27
960.88
Nil
NU
Nil
268.25
736.84
1,657.51
2,466.03
NU
NU
NU
6.46
NU
3,228.48
77.85
260.87
NU
38.25
Nil
NU
1,019.74
61.86
40.00
Nil
31.10
NU
Nil
Nil
NU
NU
Nil
$22.50
264.50
NU
Nil
Nil
Nil
NU
Nil
NU
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
Nil
NU
Nil
Nil
NU
236.38
Nil
NU
Nil
Nil
NU
Nil
NU
NU
Nil
).00
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
NU
NU
NU
NU
NU
Nil
Nil
Nil
Nil
NU
Nil
Nil
172.15
Nil
Nil
$65,032.03
$12,283.32
$523.38
$222.15 M 54
BRITISH COLUMBIA.
BURGLARY AND FORGERY INSURANCE—Continued.
Name of Company.
Burglary Insurance.
Forgery Insurance.
Premiums.
Losses.
Premiums.
Losses.
$65,032.03
2,518.81
58.00
1,103.08
26.00
2,471.09
605.25
1,983.62
564.55
5,616.99
100.18
1,083.40
4,075.89
392.25
2,272.76
3,501.17
1,931.74
2,576.83
1,128.06
$12,283.32
1,106.51
.50
508.67
Nil
444.20
NU
349.52
NU
3,228.48
77.50
873.00
1,244.06
25.00
1,987.57
148.08
564.85
2,364.21
349.56
$523.38
NU
NU
Nil
Nil
Nil
Nil
Nil
NU
NU
NU
Nil
NU
Nil
NU
NU
NU
Nil
Nil
$222.15
Nil
Nil
Nil
NU
Ocean Accident & Guarantee Corporation, Ltd	
NU
NU
NU
Nil
NU
NU
Nil
Nil
NU
NU
NU
NU
NU
Zurich General Accid. & Liability Insur. Co., Ltd....
Nil
Totals    	
$97,041.70
$25,555.03
$523.38
$222.15
GUARANTEE, CREDIT, AND BOND INSURANCE.
Guarantee Insurance.
Bond Insurance.
Premiums.
Losses.
Premiums.
Losses.
$589.45
6,489.43
534.60
315.11
745.44
12,963.63
14,046.77
34,224.01
164.42
4,808.30
5,231.70
7,587.22
2,511.48
10.00
1,112.55
5,735.25
565.51
291.67
23,486.20
1,385.79
276.60
630.07
1,965.24
3,982.38
2,248.24
993.90
11,150.25
1,175.72
1,535.60
627.97
806.73
487.17
252.25
9,844.63
12.50
50.00
699.00
12,267.24
1,317.42
927.48
1,595.52
Nil
Nil
$25.00
NU
133.80
Nil
369.44
1,613.31
NU
Nil
722.85
NU
283.17
Nil
2,088.74
Nil
NU
28.00
1,126.37
NU
Nil
NU
30.36
3,433.35
75.12
207.29
NU
16.00
773.78
332.62
Nil
50.00
531.96
1,126.37
mt
NU
NU
NU
148.25
1,547.57
NU
$556.08
Nil
NU
Nil
Nil
Nil
Nil
Nil
NU
NU
Nil
Nil
Nil
NU
Nil
NU
Nil
Nil
NU
Nil
222.00
Nil
NU
NU
Nil
456.12
NU
NU
NU
NU
Nil
Nil
118.34
NU
NU
Nil
NU
NU
NU
Nil
NU
mi
Nil
Nil
NU
NU
NU
NU
NU
NU
NU
Employers Liability Assurance Corporation, Ltd....
Nil
Nil
The General Accident Assurance Co. of Canada
General Casualty Insurance Co. of Paris, France....
NU
Nil
Nil
NU
NU
Nil
NU
NU
Nil
Nil
Liverpool & London & Globe Insurance Co., Ltd	
London & Lancashire Guar. & Accid. Co. of Canada...
Nil
Nil
Nil
NU
Nil
North British & Mercantile Insurance Co., Ltd	
Nil
Nil
NU
Ocean Accident & Guarantee Corporation, Ltd	
Nil
NU
Nil
NU
NU
Nil
Nil
NU
Nil
NU
Nil
Totals	
$175,644.40
$14,663.35
$1,352.54
	 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 55
INLAND TRANSPORTATION AND MARINE INSURANCE.
Name of Company.
Inlano Transportation
Insurance.
Marine Insurance.
Premiums.
Losses.
Premiums.
Losses.
$1,553.20
Nil   ■
759.22
NU
2,900.29
7,007.42
mi
189.85
Nil
40.00
3,340.71
184.65
1,665.60
158.75
NU
3,169.44
21,676.16
17,130.93
238.37
245.76
30.21
100.81
943.56
923.53
10.00
1,646.62
75,545.71
Nil
18,281.69
1,461.48
Nil
Nil
3.65
1,750.42
NU
NU
25.00
538.80
NU
275.59
Nil
Nil
288.53
43.00
72.91
NU
12S.26
NU
NU
10,097.20
NU
Nil
708.28
NU
29.50
NU
Nil
26,124.62
2,211.00
$244.31
NU
94.69
Nil
668.09
1,056.88
Nil
Nil
Nil
Nil
743.97
mi
813.36
75.00
Nil
1,210.83
925.51
234.98
99.69
mi
Nil
NU
95.49
2,366.72
50.00
167.70
9.19
NU
1,725.93
mi
Nil
NU
NU
Nil
Nil
Nil
Nil
124.75
Nil
NU
NU
NU
2.50
Nil
Nil
Nil
50.14
Nil
Nil
1,422.70
Nil
Nil
NU
Nil
NU
Nil
NU
4,826.78
34.88
$3,411.41
21,447.58
864.98
1,043.44
36,997.86
6,037.50
$5.05
2,271.94
Nil
728.68
16,737.06
739.69
31,208.14
22,152.50
1,053.60
Nil
Eagle Star & British Dominions Insur. Co., Ltd	
10,808.13
2,608.76
18,048.55
133,289.76
12,796.27
69,334.39
General Accident Fire & Life Assur. Corpn., Ltd	
NU
NU
73,844.18
5,572.65
mi
Nil
57,759.99
553.48
159,874.89
3,453.28
84,782.67
3,322.35
30,171.72
62,720.09
1,971.85
27,874.34
London & Provincial Mar. & Gen. Ins. Co., Ltd	
29.99
25,818.18
161.77
9,190.70
NU
55,805.26
40^862"90
789.25
North British & Mercantile Insurance Co., Ltd.
41,152.79
4,097.08
1,919.38
17,373.08
21.45
8,782.83
Nil
72,647.86
6,020.27
Nil
47,671.93
410.31
4,127.47
758.99
12,209.79
NU
3,816.36
80,549.31
12,266.03
Nil
50,217.17
30,258.98
30,244.19
29,092.43
961.49
54,185.96
34,992.80
36,602.15
1,527.48
Nil
10,402.78
242.39
Nil
51,233.03
845.73
NU
30,854.70
17,495.28
31,434.61
6,482.01
1,924.55
32,424.54
52,821.89
26,806.96
United States Merchants & Shippers Insur. Co	
11,514.08
NU
Nil
1,302.08
Nil
NU
Totals	
$213,014.80
$18,346.17
$1,168,078.74
|     $722,942.14
■ M 56
BRITISH COLUMBIA.
LIVE STOCK AND PLATE GLASS INSURANCE.
Name of Company.
Live Stock Insurance.
Premiums.
Alliance Assurance Co., Ltd	
British America Assurance Co	
British Canadian Insurance Co	
British Columbia Plate Glass Insurance Co	
British Empire Assurance Co	
Canada Accident & Fire Assurance Co	
Canadian Fire Insurance Co	
Canadian General  Insurance Co	
Canadian   Indemnity   Co	
Canadian Surety Co	
Casualty Co. of Canada	
Century Insurance Co., Ltd	
Commercial Union Assurance Co., Ltd ...
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Eagle Star & British Dominions Insur. Co., Ltd	
Employers Liability Assurance Corporation, Ltd...
Fidelity Insurance Co. of Canada	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corpn., Ltd....
General Casualty Insurance Co. of Paris	
Globe Indemnity Co	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd	
Hartford Accident & Indemnity Co ....
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada.
Imperial Insurance Office	
Indemnity Co. of North America	
Law Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd....
London & Lancashire Guar. & Accid. Co. of Canada
London & Provincial Mar. & Gen. Ins. Co., Ltd	
London & Scottish Assurance Corporation, Ltd	
London Guarantee & Accident Co., Ltd	
Lumbermen's Mutual Casualty Co	
Maryland Casualty Co	
Motor Union Assurance Co ,	
Mount Royal Assurance Co	
National Provincial Insurance Co., Ltd	
National  Surety  Co	
National Union Indemnity Co	
North British & Mercantile Insur. Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental  Fire  Insurance  Co	
Ocean Accident & Guarantee Corporation, Ltd	
Prudential Assurance Co., Ltd :	
Railway Passengers Assurance  Co	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto Casualty Fire & Marine Insur. Co	
Trans-Canada Insurance Co	
Travelers  Indemnity  Co	
Union Assurance Society, Ltd	
United States Fidelity & Guarantee Co	
Western  Assurance  Co	
World Marine & General Insurance Co., Ltd	
Yorkshire  Insurance  Co.,  Ltd	
Zurich General Accid. & Liability Assur. Co., Ltd....
Totals	
NU
Nil
Nil
NU
Nil
Nil
Nil
Nil
Nil
Nil
NU
NU
NU
Nil
Nil
NU
Nil
Nil
NU
NU
NU
Nil
NU
NU
Nil
Nil
NU
Nil
Nil
$670.54
Nil
Nil
NU
Nil
NU
Nil
NU
Nil
Nil
Nil
Nil
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
NU
NU
Nil
Nil
Nil
NU
NU
Nil
249.50
mi
Losses.
Nil
Nil
Nil
NU
Nil
NU
NU
Nil
Nil
Nil
NU
Nil
NU
NU
Nil
Nil
Nil
Nil
Nil
Nil
NU
Nil
NU
NU
NU
Nil
Nil
NU
Nil
NU
NU
NU
Nil
Nil
NU
Nil
Nil
NU
Nil
NU
NU
Nil
Nil
Nil
Nil
NU
NU
Nil
Nil
NU
Nil
NU
Nil
Nil
Nil
NU
NU
Nil
Nil
Nil
NU
Nil
Plate Glass Insurance.
Premiums.
$12.30
663.15
74.49
21,802.43
73.26
1,318.72
163.80
254.81
965.61
596.81
19.60
28.92
876.90
72.75
6,017.99
534.86
445.96
949.04
1,548.45
203.66
263.79
19.14
86.61
72.82
1,203.24
484.28
138.31
Nil
Nil
. 137.29
412.86
1,365.24
35.69
9.62
85.86
82.01
471.33
176.15
1,940.43
729.71
11.70
59.16
278.06
557.15
1,052.03
110.67
1,654.55
693.00
1,248.23
484.28
71.50
189.66
859.75
6.35
161.14
292.68
909.83
952.58
195.86
378.04
32.95
Losses.
NU
$114.49
319.02
13,346.31
Nil
699.07
14.00
91.00
456.23
76.60
1,110.33
146.36
Nil
275.54
Nil
2,056.60
170.75
252.70
82.23
553.39
127.95
Nil
Nil
Nil
101.00
1,068.26
344.68
11.00
11.25
Nil
11.32
.   574.37
1,139.61
Nil
NU
102.31
Nil
41.16
221.05
1,514.68
489.73
NU
NU
129.48
258.65
645.94
NU
1,247.54
154.30
1,010.89
344.68
34.00
65.66
1,147.32
NU
152.46
57.00
759.11
315.32
Nil
145.40
60.00
$920.04|
I
$■54,537,061       $32,049.74 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 57
PUBLIC LIABILITY AND MISCELLANEOUS INSURANCE.
Public Liability
Insurance.
Miscellaneous
Insurance.*
Premiums.
Losses.
Premiums.
Losses.
Aetna Insurance Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
British America Assurance Co	
British Canadian Insurance Co	
Canada Accident & Fire Assurance Co	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co....	
Car & General Insurance Corporation, Ltd	
Casualty Co. of Canada ,	
Continental Casualty Co	
Continental Insurance Co	
Dominion of Canada General Insurance Co	
Employers Liability Assurance Corporation, Ltd....
Fidelity Insurance Co. of Canada	
Fidelity Phenix Fire Insurance Co	
First American Fire Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assur. Corpn., Ltd....
General Casualty Insurance Co. of Paris, France...
General Insurance Co. of America..	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada	
Guardian Insurance Co. of Canada	
Guildhall Insurance Co., Ltd.:.	
Hartford Accident & Indemnity Co	
Home Insurance Co. of New York	
Hudson Bay Insurance Co	
Imperial Guarantee & Accid. Insur. Co. of Canada.
Insurance Co.  of North America	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd....
London & Lancashire Guar. & Accid. Insur. Co	
London & Provincial Mar. & Gen. Insur. Co., Ltd..
London & Scottish Assurance Corporation, Ltd....
London Guarantee & Accident Co., Ltd	
Lumbermens Mutual Casualty Co	
Maryland Casualty Co	
National   Surety  Co	
National Union Fire Insurance Co	
North British & Mercantile Insurance Co., Ltd	
Northern Assurance Co., Ltd	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Phoenix Insurance Co. of Hartford	
Prudential Assurance Co., Ltd	
Queen Insurance Co. of America	
Railway Passengers Assurance Co	
Royal Exchange Assurance	
Royal Insurance Co., Ltd	
Scottish Metropolitan Assurance Co., Ltd	
Sun Insurance Office, Ltd	
Toronto Casualty Fire & Marine Insur. Co	
Travelers Indemnity  Co	
Travelers Insurance Co	
Union Assurance Society, Ltd	
Union Insurance Society of Canton, Ltd	
United States Fidelity & Guaranty Co	
Westchester Fire Insurance Co	
Western  Assurance  Co	
World Fire & Marine Insurance Co	
World Marine & General Insurance Co., Ltd	
Yorkshire Insurance Co., Ltd	
Zurich General Accid. & Liability.Insur. Co., Ltd..
Totals	
NU
$395.10
NU
717.18
191.00
3,419.81
5,702.26
10,606.49
4,615.61
3.00
1,275.54
862.61
NU
5,445.62
12,079.88
399.69
NU
Nil
16,505.50
1,135.55)
169.50
NU
Nil
NU
1,839.85
801.52
650.85
6,161.91
Nil
7,202.92
165.83
Nil
1,082.65
1,709.28
3,516.62
55.00
45.56
4,775.14
662.87
1,564.32
Nil
NU
869.92
2,840.92
5,335.52
94.50
1,531.57
Nil
196.00
Nil
3,154.99
724.18
7,612.02
92.35
194.22
2,853.78
1,271.72
2,146.21
545.92
3,291.14
3,382.91
Nil
1,904.10
Nil
1,076.38
1,391.68
1,876.51
NU
$5.50
Nil
NU
Nil
408.90
22.25
1,531.29
318.80
NU
106.85
142.43
NU
217.72
1,013.85
NU
Nil
NU
5,207.44
NU |
Nil
NU
Nil
Nil
1,143.40
67.50
66.25
4,434.17
NU
2,744.67
Nil
NU
132.60
356.20
521.67
19.35
NU
1,299.05
Nil
99.40
Nil
NU
NU
37.50
759.55
Nil
105.26
Nil
Nil
Nil
571.80
NU
2,744.67
190.00
34.75
2,154.68
Nil
120.19
12,619.88
1,316.50
448.12
NU
1,936.15
Nil
3.00
148.00
179.30
$136,145.20|       $43,228.64
P.D.
U.O.
< P.D.
IE.
E.
E.
E.
E.
f S.L.
t U.O.
S.L.
S M.P.
IF.
E.
$2,077.56
Nil
988.41
NU
NU
Nil
NU
Nil
Nil
Nil
Nil
Nil
625.17
Nil
NU
NU
12.00
149.09
24.09
Nil
Nil
Nil
75.90
750.00
196.00
Nil
NU
Nil
Nil
180.00
Nil
Nil
12.70
3,261.85
NU
Nil
Nil
Nil
NU
NU
Nil
786.27
160.90
517.00
1,875.00
Nil
Nil
Nil
NU
Nil
S.L.
r.D.
P.D.
B.R.
E.
P.D.
32.56
Nil
NU
Nil
Nil
Nil
1.36
1.12
296.74
Nil
Nil
Nil
Nil
NU
1
Nil
3
Nil
Nil
Nil
187.50
,1
330.50
Nil
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
Nil
NU
Nil'
NU
Nil
Nil
NU
Nil
Nil
Nil
NU
NU
NU
Nil
NU
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU
Nil
$176.36
16.40
244.6S
NU
NU
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NU ■
Nil
Nil
NU
Nil    ■
48.00
Nil
NU
Nil
Nil .
Nil
NU
■Nil
Nil .
NU
NU
Nil
$12,541.72|     $485.44
* B.R., Blanket Residence ;   E.,
Damage ;   S.L., Sprinkler Leakage ;
Earthquake ;   F., Fraud ;   M.P., Merchants Protective ;
U.O., Use and Occupancy.
P.D., Property M 58
BRITISH COLUMBIA.
TABLE VIII.—SUMMARY FOR CLASSES OF INSURANCE OTHER THAN LIFE,
FIRE, AND AUTOMOBILE.
1925.
1926.
1927.
1928
1929.
Accident, P	
„   L.
$424,000
196,000
159,000
95,000
67,000
27,000
750,000
420,000
252,000
133,000
$439,000
199,000
175,000
101,000
80,000
11,000
607,000
387,000
240,000
54,000
$429,000
218,000
183,000
117,000
106,000
26,000
762,000
515,000
285,000
181,000
$456,000
227,000
188,000
100,000
100,000
34,000
898,000
549,000
377,000
83,000
$531,000
263,000
227,000
L.	
Liability, P	
„   L.
152,000
136,000
43,000
1,168,000
L.
723,000
Other forms, P	
„    „  L. .      '.
610,000
93,000
TABLE IX.—INVESTMENTS  IN BRITISH  COLUMBIA OF COMPANIES  OTHER THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life
Insurance Companies, page 43.)
Name of Company.
Mortgages.
In other
Securities.
American Automobile Fire Insurance Co	
American Central Insurance Co - -	
The Anglo-Scottish Insurance Co., Ltd	
Beaver Fire Insurance Co	
Boiler Inspection & Insurance Co	
British America Assurance Co	
British Colonial Fire Insurance Co	
British Columbia Plate Glass Insurance Co	
British Crown Assurance Corporation, Ltd	
British Empire Assurance Co	
British Northwestern Fire Insurance Co .'	
Caledonian Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire1 Insurance Co	
Canadian Fire Insurance Co  	
Canadian General Insurance Co	
Canadian Indemnity Co	
Canadian Surety Co	
Casualty Co. of Canada	
Century Insurance Co., Ltd	
Continental Casualty Co	
Dominion Fire Insurance Co	
Dominion of Canada General Insurance Co	
Ensign Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Co. of Canada	
Fonciere Fire Insurance Co	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd..
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada	
Guarantee Co. of North America	
Guardian Insurance Co. of Canada	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co..	
Home Assurance Co. of Canada	
Home Fire & Marine Insurance Co	
Hudson Bay Insurance Co	
Imperial Guarantee & Accident Insurance Co   ..'._
Imperial Insurance Office	
Insurance Co. of State of Pennsylvania	
Law, Union & Rock Insurance Co., Ltd	
London & Lancashire Insurance Co., Ltd	
London-Canada Insurance Co	
London Guarantee & Accident Co., Ltd	
Nil
Nil
Nil
$5,995.85
Nil
Nil
Nil
Nil
Nil
NU
NU
338,697.23
NU
176,059.92
NU
Nil
Nil
Nil
Nil
NU
Nil
7,819.97
98,599.76
NU
Nil
NU
Nil
NU
NU
NU
NU
NU
Nil
NU
NU
329.62
Nil
7,500.00
NU
19,802.77
NU
NU
Nil
Nil
NU
$50,000.00
80,127.00*
51,280.00f
Nil
19,000.00
32,000.00t
52,779.67
5,960.001
106,194.66*
20,200.00*
7,500.00f
39,347.10
8,570.00
25,220.03
52,748.58
1,980.00*
53,461.23
42,733.33*
11,000.00
50,333.33!
15,000.00*
40,000.00*
125,000.00
10,000.00f
4,623.24*
26,000.00
20,000.00
27,382.37*
22,651.71*
177,280.00*
5,000.00
99,250.00*
39,333.33*
100,000.00
60,000.00
NU
25,250.00
64,032.13
7,440.00*
30,434.75
8,900.00*
30,000.00*
93,133.35*
14,500.00
235,629.36*
Carried forward..
854,805.11     |    $1,981,275.17
* Market value.
* Par.
* Book value. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1929.
M 59
TABLE IX.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES  OTHER THAN
LIFE INSURANCE COMPANIES—Continued.
Name of Company.
Mortgages.
In other
Securities.
Brought forward	
Loyal Protective Insurance Co	
Maryland Casualty Co	
Mercantile Fire Insurance Co	
Merchants & Employers Guarantee & Accident Co....
Merchants Casualty Insurance Co	
Mercury Insurance Co	
Minnesota Implement Mutual Fire Insurance Co	
National Ben Franklin Fire Insurance Co	
National Union Fire Insurance Co	
New Jersey Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North Eiver Insurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Occidental Indemnity Co	
Pacific Coast Fire Insurance Co	
Phoenix Assurance Co., Ltd	
Protective Association of Canada	
Quebec Fire Assurance Co	
Retail Hardware Mutual Fire Insurance Co	
Royal Insurance Co., Ltd	
Royal Plate Glass Insurance Co. of Canada	
Toronto Casualty Fire & Marine Insurance Co., Ltd
Universal Insurance Co	
Western Assurance Co	
Yorkshire Insurance Co., Ltd	
Totals '.	
$654,805.11
Nil
Nil
NU
NU
NU
Nil
NU
NU
Nil
NU
145,000.00
Nil
Nil
Nil
Nil
NU
Nil
410.00
NU
235,006.53
Nil
NU
Nil
NU
28,508.00*
17,450.00
NU
NU
NU
216,286.55
$1,296,466.19
$1,981,275.17
10,000.00*
44,733.00
34,733.34*
453,661.13
10,000.00
100,000.00
40,000.00*
45,220.00*
25,000.00
15,000.00*
122,000.00
36,238.50
25,000.00
80,000.00*
37,000.00
54,606.67*
119,000.00*
40,000.00
25,250.00
336,465.66
118,746.66
10,000.00
16,936.00*
60,000.00*
114,850.67*
Nil
10,000.00
3,000.00*
33,000.00*
420,000.00
$4,421,616.80
* Market value.
* Par.
* Book value.
AMENDMENTS TO " INSURANCE ACT."
Sections 149 and 160 of the " Insurance Act" have been repealed, and the following substituted therefor:—
"149. (1.) In this section the expression 'agent' means an insurance agent licensed under
this Act and authorized by a licensed insurer on its behalf to solicit and receive applications for
insurance, to collect premiums, and to sign or countersign policies, and whose compensation or
profit therefor consists wholly of a commission on premiums derived from such business.
"(2.) Except in the case of a policy signed, countersigned, or issued at its head office in the
Province, no licensed insurer shall issue any policy unless the policy is signed or countersigned
by an agent, but no agent shall sign a policy in blank or in otherwise incomplete condition.
"(3.) The commission on any policy signed, countersigned, or issued at the head office of
an insurer in the Province shall be paid to an agent, and there shall be written on the policy the
words ' Issued on behalf of , resident authorized agent at ,' with the name of the
agent and of the place where he carries on business.
"(4.) The person in charge of the head office of an insurer in the Province shall forthwith,
upon the signing, countersigning, or issue of a policy at such head office, notify the agent of the
date of the policy, the name of the insured, and the property insured.
"(5.) This section shall not apply to a mutual company, or to a contract of reinsurance, or
to a contract insuring property in transit which is in the possession or custody of a railway
company or common carrier, or insuring movable property owned by a railway company or other
common carrier and used in the course of its business as such.
"160. (1.) In this section the expression 'agent' means an insurance agent licensed under
this Act and authorized by a licensed insurer on its behalf to solicit and receive applications for
insurance, to collect premiums, and to sign or countersign policies, and whose compensation or
profit therefor consists wholly of a commission on premiums derived from such business. M dO BRITISH COLUMBIA.
"(2.) Except in the case of a policy signed, countersigned, or issued at its head office in the
Province, no licensed insurer shall issue any policy unless the policy is signed or countersigned
by an agent, but no agent shall sign a policy in blank or in otherwise incomplete condition.
"(3.) The commission on any policy signed, countersigned, or issued at the head office of
an insurer in the Province shall be paid to an agent, and there shall be written on the policy the
words 'Issued on behalf of , resident authorized agent ccfc—■       ,' with the name of the
agent and of the place where he carries on business.
"(4.) The person in charge of the head office of an insurer in the Province shall forthwith,
upon the signing, countersigning, or issue of a policy at such head office, notify the agent of the
date of the policy, the name of the insured, and the property insured.
"(5.) This section shall not apply to a mutual company or to a contract of reinsurance."
VICTORIA,  B.C. :
Printed by Oiiari.es F. Banfield, Printer to the King's Most Excellent Majesty.
1930.
1725-730-1390

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