SIXTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1927 (BUSINESS TRANSACTED IN 1926) 4% 1|| i!-x' ' I *%£■ PRINTED BY AUTHORITY OF THE LEGISLATIVE ASSEMBLY. VICTOKIA, B.C.: Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty. 1027. To His Honour Robert Randolph Beuce, Lieutenant-Governor of the Province of British Columbia. May it please Yotjb Honour: The undersigned has the honour to present the Sixteenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1926. A. M. MANSON, Attorney-General. Victoria, B.C., June 21st, 1927. TABLE OF CONTENTS. ANNUAL STATEMENTS. Page. British Columbia Plate Glass Insurance Co -. 7 Grand Council of Canadian Order of Chosen Friends IS Home Assurance Co. of Canada ._ 9 Mutual Fire Insurance Co. of British Columbia 10 Odd Fellows' Relief Association of Canada 21 Ontario Equitable Fire & Marine Insurance Co 12 Royal Plate Glass Insurance Co. of Canada 13 Toronto Casualty Fire & Marine Insurance Co 15 Western Empire Life Assurance Co 17 TABLES. Fire Insurance— Companies licensed, List of December 31st, 192(5 23-31 Companies admitted during 1926 .— 5 Premiums and Losses (net), 1926 33-35 Summary for 1922-20 35 Life Insurance— Companies licensed, List of December 31st, 1920 23-31 Premiums, etc., 1926 37 Summary, 1922-26 3S Miscellaneous Insurance (except Automobile Insurance) — Companies licensed, List of December 31st, 1920 23-31 Companies admitted, 1926 5 Premiums and Losses, 1926 . 41 Summary for 1922-26 39 Automobile Insurance Premiums and Losses, 1926 : 38,39 Investments in British Columbia— Life Companies [ 37 Other Companies 36 REPORT OF THE SUPERINTENDENT OF INSURANCE. Department of Insurance, Victoria, B.C., June 21st, 1927. The Honourable A. M. Manson, Attorney-General, Victoria, B.C. Sir,—1 beg to submit my report, the Sixteenth Annual Report of the Department, covering the year ended December 31st, 1926, in accordance with section 217 (1) of the " Insurance Act," chapter 20, 1925. At the end of the year there were 233 insurers licensed to transact business, fourteen new companies having been licensed, as follows:— American Equitable Assurance Company of New York. Automobile Insurance Company of Hartford, Conn. The China Fire Insurance Company, Limited, Victoria, Hong Kong. Empire Life Insurance Company, Toronto. First American Fire Insurance Company, New York. General Exchange Insurance Corporation, New York. Indemnity Insurance Company of North America, Philadelphia. Merchants Casualty Insurance Company, Waterloo, Ontario. Mutual Fire Insurance Company of British Columbia, Vancouver. New York Underwriters Insurance Company, New York. North River Insurance Company, New York. Standard Life Assurance Company, Edinburgh, Scotland. State Assurance Company, Limited, England. The American Equitable Assurance Company of New York was formerly licensed, but merged with the Anchor Insurance Company of New York and was reincorporated and licensed as a new company on February 11th, 1926. The Merchants Casualty Insurance Company was incorporated by the Dominion of Canada and took over the business of the Merchants Casualty Company of Manitoba on January 1st, 1926. Mutual Fire Insurance Companies were brought under the " Insurance Act" and therefore the Mutual Fire Insurance Company of British Columbia is now licensed by this Department. The origin of the various insurers, a complete list licensed as at December 31st, 1926, of which will be found on pages 23-31, is as follows:— Summary. Where incorporated. Dominion Licensees. Provincial Licensees. Total. British Columbia 57 8 58 3 1 1 4 3 2 85 2 6 3 2 57 14 61 3 1 1 4 3 2 85 Totals 222 11 233 ■ I 6 BRITISH COLUMBIA. A list of the underwriters' agencies, twenty in number, licensed in this Province will also be found on page 32. Eleven reciprocal exchanges obtained permits under section 174 of the Act, and a list of them will be found on page 30. Two fraternal societies—namely, Canadian Order of Chosen Friends and The Odd Fellows Relief Association of Canada—were duly licensed. There were .only three insurers which ceased business in the Province during the year, and they were as follows:— Canton Insurance Office, Limited, Victoria, Hong Kong. Lumbermen's Indemnity Exchange, Seattle, Wash. The Sterling Fire Insurance Company of Indiana, Indianapolis. In pursuance of the requirements of the Act, lists of licensed agents were published in the British Columbia Gazette and distributed, showing that there were 1,379 life insurance agents, 1,605 fire and miscellaneous insurance agents, and 20 adjusters carrying on business in the Province during 1926. Statement of fire insurance premiums, losses incurred, and losses paid for 1926, with a summary for the past five years, will be found on pages 33.-35. Tables showing life, automobile, and miscellaneous insurance business transacted during the year will also be found on pages 37-40. In September last the Superintendents of Insurance for the Provinces of Canada held their annual conference in Victoria, and the following were present: For Ontario, R. Leighton Foster, Superintendent; Manitoba, Charles E. Heath, Superintendent; Saskatchewan, Arthur E. Fisher, Superintendent; Alberta, Henry Brace, Deputy Superintendent; and British Columbia, J. P. Dougherty, Superintendent. In addition, R. W. Shannon, K.C, Legislative Counsel for Saskatchewan, and H. G. Garrett, Deputy Superintendent of Insurance for British Columbia, assisted in a legal and advisory capacity. The next conference is to be held in the City of Quebec in September, when quite a number of unfinished matters will be dealt with and finally disposed of. One question of some importance which will be brought up will be that of a Uniform Agents' Licensing Act, and I have no doubt the result will be a vast improvement over some of the Acts that are now in force. As you are aware, section 186 (1) of the "Insurance Act" was amended providing that no restriction should be placed upon agents in municipalities under 3,000 population as to the number of policies to be written by them. A new section was inserted in the Act permitting life insurance companies to pay retired agents or their dependents renewal commissions without the necessity of the agents obtaining a licence. " Real-estate Agents' Licensing Act." The above Act was amended at the last session of the Legislature, requiring all real-estate agents and salesmen in municipalities of a population of over 10,000 to furnish a bond in the sum of $1,000. In accordance with the requirements of the Act a list of the licensed agents and salesmen was published in the British Columbia Gazette and duly distributed, showing that there were 1,164 agents and salesmen licensed for the period July 1st, 1926, to June 30th, 1927. I have the honour to be, Sir, Your obedient servant, J. P. DOUGHERTY, Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 7 APPENDIX. Annual Statements of Provincial Licensees for the Year ended December 31st, 1926. BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY. Head Office—Vancouver, B.C. Directors. Walter E. Graveley. W. J. Al-butt. F. M. Chaldecott. H. W. Chamberlain. A. F. Beasley. Alfred Farmer, Secretary. Amount deposited with the Government of British Columbia: Inscribed stock, £200; Township of Richmond bonds, $5,000; Dominion of Canada War Loan bonds, $1,000; total (par), $6,220.17. Authorized capital $25,000 Amount subscribed 9,600 A'mount paid up in cash 9,600 Statement fob the Year ended December 31st, 1926. Assets. Book value of bonds, debentures, and debenture stock owned by the Company $62,423 63 Cash in banks 1,733 15 Interest accrued 92S 07 Agents' balances and premiums uncollected (net commissions deducted: Written on or after October 1st, 1926, $6,946.40; written prior to October 1st, 1926, $2,947.12) 9,893 52 Agents' commissions paid in advance 11,123 50 Gross assets of the Company $86,101 87 Deduct assets not admitted: Agents' balances on premiums written prior to October 1st, 1926 2,947 12 Total admitted assets $83,154 75 Liabilities. Total net reserve, $31,352.86; carried out at SO per cent, thereof $25,082 28 Taxes due and accrued 2,000- 00 Total of all liabilities except capital stock $27,082 28 Capital stock paid in cash $ 9,600 00 Rest account 27,500 00 Surplus in Profit and Loss Account 8,753 76 Excess of assets over liabilities $45,853 76 BRITISH COLUMBIA. Profit and Loss Account. Net premiums written $27,025 19 Reserve of unearned premiums (80 per cent.) — At beginning of year $25,200 00 At end of year 25,082 28i Decrease $ 117 72 Net premiums earned $27,142 91 Net claims incurred '. $ 9,350 28 Net adjustment expenses, commission, taxes, salaries, fees, and travelling expenses.... 11,965 70 Underwriting profit $ 5,826 28 Other revenue, interest dividends and rents earned .'. 2,927 48 Net profit for the year $ 8,753 76 Surplus of assets over liabilities (excluding capital stock) at beginning of year $43,262 33 Net profit brought down 8,753 76 $52,016 09 Increase in paid-in capital stock 1,920 OO $53,936 09 Increase in disallowed assets $2,947 12 Dividends declared 4,800 00 7,747 12 Surplus of assets over liabilities (excluding capital stock at end of year) $46,1S8 97 List of Shareholders. Name. Residence. Amount, subscribed. Amount paid. Albutt, W. J Albutt, Mrs. B. A. Akroyd, H. C Barnsley, Rev. Ego Beasley, A. F Bell-Irving, H BIythe, Miss F. I. .. Chaldecott, F. M. . Chamberlain, H. W Charleson, Edith H. Creery, A. McC Grareley, W. E Hope, C. E Martin, Robert Rogers, Jonathan .. Vancouver Yorkshire, England Victoria Vancouver Woodside, Vancouver Island. Vancouver $2,800 00 3,000 00 100 00 100 00 700 00 500 00 200 00 500 00 500 00 100 00 100 00 500 00 200 00 100 00 200 00 $9,600 00 $2,800 00 3,000 00 100 00 100 00 700 00 eo-o oo 200 00 1500 00 '500 00 100 00 100 00 500 00 200 00 100 00 200 00 1,600 00 . REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 9 HOME ASSURANCE COMPANY OF CANADA. Head Office—Calgary, Alberta. Directors. G. R. Eltherington. A. Corrie. J. G. Norstrant. . E. Roberts. G. Fisher. Clarence H. St. John, Secretary. Amount deposited with the Government of British Columbia: Grand Trunk Pacific Railway 3-per-cent. first mortgage bonds, £1,300; Canadian National Railway 5-per-cent. bonds, $15,500; and Canadian National Railway 4%-per-cent. bond, $1,000. Authorized capital '. $500,000 OO Amount subscribed 500,000 00 Amount paid in cash 59,029 50 Statement for the Year ended December 31st, 1926. Assets. Cash value of mortgages, exclusive of interest $ 3,900 00 Cash value (excluding interest and dividends) of stock, shares, bonds, etc 61,271 83 Actual cash on hand at Head Office 385 55 Cash on deposit to the Company's credit and not drawn against on December 31st, 1926 3,231 80 Agents' balances, advances against commissions to be earned 1,978 52 Interest due or accrued 1,256 78 Calls on capital stock outstanding in course of collection 3,470 50 Amount of all other assets '. 3,618 00 Office furniture (other than permanent fixtures), safe, etc 1,820: 90 Total assets $80,933 88 Liabilities. Claims or losses in suspense, or supposed, or reported $ 705 21 Reserve of unearned premiums 7,641 51 Total amount of liabilities '. $ 8,346 72 Capital stock paid up 62,500 00 Total of liabilities and paid-up capital $70,846 72 Excess of assets over such total $10,087 16 Income. Net cash received during the year for premiums $45,502 25 Cash received for interest 2,592 34 Cash received for calls on capital stock 7,975 00 Cash from all other sources 9,449 50 Cash received for debentures, mortgages, and other securities (not extended), $2,057.95. ' . Total income $65,519 09 I 10 • BRITISH COLUMBIA. Expenditure. Cash paid to agents for commission, salaries, etc 1 $13,397 88 „ for law costs 75 00 „ „ office expense, caretaking, and light 1,761 99 „ „ interest, discount, and exchange SO 55 „ „ statutory assessment and licence fees 250 00 „ „ travelling expenses 705 50 „ „ rent and taxes 980 00 „ „ salaries, directors' and auditors' fees 8,562 50 „ „ printing, stationery, and advertising 1,311 93 „ „ postage, telegrams, and express 743 01 Total expenses of management $27,855 36 Amount paid for losses occurring during the year 11,943 68 Cash paid for other expenditure 6,733 12 Cash paid for debentures, mortgages, etc. (not extended), $23,448.01. Total expenditure $46,537 16 = Returns for British Columbia. Assets $ 2,000 00 Liabilities 236 66 Premiums received .' 19,574 28 Losses incurred, net 6,245 92 Losses paid, net 6,009 26 Amount at risk 263,850 00 MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA. Head Office—Vancouver, B.C. Directors. Jas. Bailey. Thos. Laing. Jno. W. Berry. J. W. Miller. Archibald Blair. D. A. McKee. Henry Bose. H. F. Page. W. J. Frederick. W. J. Park. W. H. Higginson. C. E. Whitney-Griffiths. R. U. Hurford. Manager-Secretary, Wm. Townsley. Statement for the Year ended December 31st, 1926. Assets. Balance in bank $ 9,058 79 Investments— Dominion of Canada war bonds $2,000 00 Government guaranteed bonds, C.N.R 6,0S9 57 First mortgage 300 00 Real estate 3,340 00 11,729 57 Balance 1924 assessment unpaid 1,322 08 Insurance premiums due and unpaid 2,480 47 $ 24,590 91 Insurance premiums, second and third instalments 53,293 36 Office furniture 684 64 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 11 Printing and stationery, stock on hand $ 100 00 Premium notes held by Company 190,227 78 Deferred Commission Account 13,359 87 Deposits 5 00 $282,261 56 Liabilities. Loans $ 9,650 00 Fire losses in course of adjustment, estimated 800 00 Reserve Account— Agents' commissions earned $ 745 82 Reinsurance reserve for outstanding risk 18,956 65 Insurance premiums reserve 53,293 36 Premium notes reserve 190,227 7S 1924 assessments unpaid 1,322 08 264,545 69 Surplus Account— Profit and Loss Account as at January 1st, 1926 $ 4,420 24 Excess of income over operating expenses for the year ended December 31st, 1926 24,680 13 1924 assessments collected during 1926 671 49 $20,931 38 Fire losses paid and reserved for 13,665 51 7,265 87 $282,261 56 Profit and Loss Account. By Insurance premiums $47,097 24 Interest Account 385 01 $47,482-25 To Stationery and printing $ 874 00 Rent and light , 1,348 26 Telephone 173 62 Stamps 309 40 Travelling expenses 305 96 Fire adjustment expenses 59 05 General expenses , 206 41 Advertising 825 69 Taxes on real estate 154 20 Commissions 7,752 29 ■Salary, Manager, Secretary 3,600 00 Salary, general '. 4,266 75 Legal expenses 216 OO Grants to officials 450 00 Interest on loans 859 00 Reinsurance premiums 17S 90 Minister of Finance, special war revenue taxes 1,222 59 22,802 12 Balance $24,680 13 I 12 BRITISH COLUMBIA. THE ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY. Head Office—Waterloo, Ontario. Directors. S. C. Tweed. Hon. F. C. Biggs. Sen. H. W. Laird. A. E. Silverwood. J. C. Breithaupt. A. W. Briggs. Edwin Irwin. W. E. Payne. E. C. Mitchell. E. K. Reiner. J. A. Martin. Dr. 0. S. Morton. W. E. Long. Melville Rousseau. Hon. M. Doherty. H. G. Bertram. J. M. Riddell. R. Locke. M. J. Smith, Secretary. Amount deposited with the Government of British Columbia : District of Burnaby 5-per-cent. bonds, $10,000; Canadian Northern Railway 4%-per-cent. stock, $17,250; Canadian North Western Railway 4%-per-eent. stock, $5,937.33; total, $33,187.33. Authorized capital $3,750,000 Amount subscribed 3,310,000 Amount paid up 331,000 Statement for the Year ended December 31st, 1926. Assets. Ledger assets— Book value of real estate held by the Company $ 114,424 44 Mortgage loans on real estate 1,498,341 04 Amount secured by the Company's policies in force, the reserve on each policy being in excess of all indebtedness— (a.) Loans to policyholders $237,324 20 (&.) Advances to policyholders under automatic non-forfeiture 76,366 12 313,690 32 Book value of bonds, debentures, and debenture stocks owned by the Company 1,598,398 50 Cash: (a) At Head Office, $69,084.37; (b) in banks, $6,716,07 75,800 44 All other ledger assets 6,725 17 Total ledger assets , $3,607,379 91 Non-ledger assets— Interest and dividends due, $1,179.26; interest accrued, $44,055.73 $ 45,234 99 Net premiums due and uncollected and deferred 128,891 87 Market value of bonds over book 40,809 05 Total non-ledger assets 1 $ 214,935 91 Total assets $3,822,315 82 Liabilities. Net liability under assurance, annuity, and supplementary contracts in force for payments not due, dependent on life, disability, or any other contingency or on a term certain $2,422,896 00 Net liability for payments due under contracts 8,047 00 Provision for unreported death losses and disability claims 13,000 00 Received from policyholders in advance, premiums , 4,414 52 Provincial, municipal, and other taxes due and accrued 3,785 00 Medical examiners' fees due and accrued 1,215 00 Commission to agents due and accrued 1,265 61 Borrowed money 785,759 29 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 13 Reserve for unpaid accounts $ 2,000 00 Staff Savings Fund 850 31 Balance due on bonds purchased 1,924 83 Total liabilities (except capital stock) $3,245,157 56 Income. Total net premiums income and consideration for annuities $ SS4,903 74 Interest and dividends 123,696 47 Gross rents for Company's property (including $5,040 for Company's occupancy of its own buildings), less $4,056.18 for taxes, expenses, and repairs in connection with such properties 3,579 55 Income from premium on stock (sold in 1926) - 16,200 00 Income from premium on stock (sold prior to 1926 but paid in 1926) 22,369 42 Gross profit on sale or maturity of ledger assets: Commission on mortgages, $34,202.32; bonds, $7,017.22 41,219 54 Total income $1,091,968 72 Disbursements. Total net disbursements in respect of assurance and annuity contracts $ 155,123 35 Interest or dividends to shareholders 6,000 00 Taxes, licences, and fees (including taxes on investments but excluding taxes on real estate) 19,437 61 Head Office expenses : Salaries, $47,505.13 ; directors' fees, $1,990; auditors' fees, $1,400; travelling expenses, $5,023.78; rents, $6,817.09 62,736 00 Branch office and agency expenses : Assurance commissions, first year, $105,023.76; renewal, $71,381.29; salaries, $14,621.30; travelling expenses, $631.55; rents, $13,631.85; miscellaneous, $365.64 205,655 45 All other expenses 44,794 49 Total disbursements $ 493,746 90 Returns for British Columbia. Deposit with Government $ 33,187 33 Assets 309,454 97 Liabilities 60,531 00 Premiums received 22,693 71 Losses incurred, net 8,200 48 Losses paid, net 8,200 48 Amount at risk S25/785 00 ROYAL PLATE GLASS INSURANCE COMPANY OF CANADA. Head Office—Vancouver, B.C. Directors. J. P. Nicolis. C. A. Wickens. C. H. Macaulay. R. H. Maitland. A. P. Bogardus. B. C. Grant. Edgar S. Smith, Secretary. Amount deposited with the Government of British Columbia : C.N.O. Railway Company 3%- per-cent. stock, £1,320; deposit receipt, Canadian Bank of Commerce, $325; total, $5,335.72. Authorized capital $25,000 Amount subscribed 10,000 Amount paid up in cash 2,750 I 14 BRITISH COLUMBIA. Statement for the Year ended December 31st, 1926. Assets. Mortgage loans on real estate Amount of loans secured by bonds, stocks, or other marketable collaterals Cash in banks Interest and dividends due Agents' balances and premises uncollected (net commission deducted) Government deposit Commission on premiums paid in advance $15,400 00 1,000 00 1,128 05 370 38 715 52 5,335 72 1,406 97 Total admitted assets $25,356 64 Liabilities. Total net reserve, $4,019.94; carried out at 80 per cent, thereof AH other liabilities $ 3,457 60 300 28 Total of liabilities except capital stock $ 3,757 88 Capital stock paid up Surplus in Profit and Loss Account Excess of assets over liabilities Total liabilities Profit and Loss Account. Net premiums written Reserve of unearned premiums (80 per cent.) — At beginning of year $4,267 51 At end of year 4,019 94 $ 2,750 00 18,286 42 $21,036 42 $24,794 30 Increase $ 4,322 22 247 57 Net premiums earned Net claims incurred $1,728 61 Commissions 1,668 87 Taxes 177 54 Salaries, fees, and travelling expenses 165 00 All other expenses 60 37 4,569 79 Underwriting profit Interest, dividends, and rents earned 3,80O 39 $ 769 40 1,399 98 Net profit for the year $ 2,169 3S Surplus for Protection of Policyholders. Surplus of assets over liabilities (excluding capital stock) at beginning of year $16,117 04 Net profit brought down 2,169 3S Surplus of assets over liabilities (excluding capital stock) at end of year.... $18,2S6 42 THE SUPERINTENDENT OF INSURANCE, 1926. I 15 List of Shareholders. Name. Residence. No. of Shares. Amount subscribed. Amount paid. C. A. Wickens... .T. P. Nicolls I. Douglas Mary Douglas... R. D. Douglas... N. S. Douglas.... A. P. Bogardus. J. P. Nicolls C. H. Macaulay R. M. Maitland. B. C. Grant Vancouver Boston, U.S.A Binghampton, U.S.A Vancouver 5 12 10 14 14 12 10 890 500 1,200 500 500 500 1,000 1,400 1,400 1,200 1,000 $10,000 220 00 137 50 330 00 137 50 137 50 137 50 275 00 385 00 385 00 330 00 275 00 $2,750 00 THE TORONTO CASUALTY FIRE & MARINE INSURANCE COMPANY. Head Office—Toronto, Ont. Directors. C. H. Ackerman. J. O. Lintean. J. T. Brannd. M. A. Mackenzie. A. E. Dawson. R. P. Parker. W. W. Evans. T. H. Pratt. Forbes Godfrey. G. L. Smith. Henry Knight. A. E. Wilson. W. B. Coatts, Secretary. Amount deposited with the Government of British Columbia: Hydro-electric 4-per-cent. bonds, $6,000; Province of Ontario 5-per-cent. bond, $21,000; total, $27,000. Authorized capital $1,000,000 Amount subscribed 1,000,000 Amount paid up in cash 269,735 Statement for the Year ended December 31st, 1926. Assets. Mortgage loans on real estate $ 13,500 00 Book value of bonds, debentures, etc 379,474 98 Cash at Head Office 3,828 60 Cash in banks 107,936 18 Interest due and accrued 4,720 41 Agents' balances and premiums uncollected (net commissions deducted) written on or after October 1st, 1926, $108,S60.17; written prior to October 1st, 1926, $10,650.26 119,510 43 Bills receivable 292 08 Amount due from reinsurance on losses already paid 8,220 94 All other assets— Advance to agents $ 1,600 Balances due from other companies 11,736 98 Market value of securities over book value 8,571 31 21,908 29 Gross assets of Company $659,391 91 Deduct assets not admitted, agents' balances on premiums written prior to October 1st, 1926 10,650 26 Total admitted assets $648,741 65 Liabilities. Total provision for unpaid claims $119,466 07 Total net reserve, $351,852.19; carried out at 80 per cent, thereof 281,481 75 Reserve of unpaid losses under unlicensed reinsurance unsecured 8,093 96 Taxes due and accrued 10,185 14 Reinsurance premiums 34,319 93 Reserve for contingent commissions 1,500' 00 Cash withheld from unlicensed insurers 12,481 57 Total of all liabilities except capital stock $467,528 42 Capital stock paid in cash. .'. $269,735 00 Surplus or deficit in Profit and Loss Account S8,521 77 Excess of assets over liabilities $181,213 23 Profit and Loss Account. Net premiums written $S18,610 42 Reserve of unearned premiums (80 per cent.) — At beginning of year '.. $270,051 84 At end of year 281,481 75 Increase $ 11,429 91 Net premiums earned $807,180 51 Net claims incurred $516,568 22 Net adjustment expenses' 50,352 S3 Commissions 197,077 29 Taxes : 21,925 28 Salaries, fees, and travelling expenses 82,364 74 All other expenses 44,632 74 Underwriting profit $105,740 59 Other revenue— Interest, dividends, and rents earned $17,438 94 Profit on sale of securities 475 CO $ 17,913 94 Other expenditure— Bad debts written off $ 8,816 68 Decrease in market value of investments 2,233 81 11,050 49 Net profit for the year $ 9S,S77 14 Returns for British Columbia. Deposit with Government $ 27,000 00 Assets 31,962 67 Liabilities 24,161 96 Premiums received .' 43,601 56 Losses incurred, net 29,423 14 Losses paid, net 27,360 13 Amount at risk 1,950,2S2 00 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1926. I 17 THE WESTERN EMPIRE LIFE ASSURANCE COMPANY. Head Office—Winnipeg, Manitoba. Directors. S. D. Hannah. Brig:-Gen. Dyer. Win. Hudson. R. W. Craig. Dr. A. M. Campbell. Wan. Smith. Secretary, F. C. O'Brien. Authorized capital $1,000,000 00 Amount subscribed 925,000 00 Amount paid in cash 224,164 74 Statement for the Year ended December 31st, 1926. Assets. Ledger assets— Book value cf real estate held by the Company $ 3 5,319 60 Mortgage loans on real estate 523,309 86 Amount secured by the Company's policies in force, the reserve on each policy being in excess of all indebtedness— (a.) Loans to policyholders $155,869 63 (b.) Advances to policyholders under automatic non-forfeiture provisions 47,959 14 203.82S 77 Book value of bonds, debentures, and debenture stocks owned by the Company 247,074 13 Cash: (a) At Head Office, $1,651.41; (6) in banks, $24,160.39 25,81180 Total ledger assets = $1,015,344 16 Non-ledger assets— Interest and dividends due $ 16,648 61 Net premiums due and uncollected and deferred 77,062 59 Total non-ledger assets $ 93,711 20 Total assets $1,109,055 36 Liabilities. Net liability under assurance, annuity, and supplementary contracts in force for payments not due, dependent on life, disability, or any other contingency or on a term certain $ 820,854 00 Net liability for payments due under contracts 6,881 23 Received from policyholders in advance 2,964 15 Medical examiners' fees due and accrued 1,226 OS Borrowed money 41,100 00 Death claims reported 3,500 00 Total liabilities (except capital stock) $ S76,525 46 Income. Total net premium income and consideration for annuities $ 227,313 13 Interest and dividends 64,993 97 Cash from policies cancelled 2,052 31 I 18 BRITISH COLUMBIA. Investment repayments , $106,737 30 Policy loan repayments 25,514 27 Shareholders 3,161 55 $135,413 12 Total income $ 294,359 41 Disbursements. Total net disbursements in respect of assurance and annuity contracts $ 26,852 08 Taxes, licences, and fees 5,033 20 Head Office expenses: Salaries, $28,889; directors' fees, $130; auditors' fees, $306.95; travelling expenses, $1,113.05; rents, $3,970; miscellaneous, $0,595.65 41,004 65i Branch office and agency expenses 54,095 90 All other expenses 12,380 17 Total disbursements $ 139,306 00 Returns for British Columbia. Assets, including policy loans $ 69,996 23 Liabilities 1,000 CO Premiums received 31,582 60 Losses incurred, net 8,000 OO Losses paid, net 7,000 00 Amount at risk 1,018,903 00 Annual Statements of Fraternal Societies for the Year ended December 31st, 1926. THE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS. Head Office—Hamilton, Ontario. Governing Executive Authority. Wm. Benson. John L. Archer. John L. Davidson. A. W. Richardson. Albert Chevalier. Dr. J. W. Edwards. Alex. Harris. W. F. Montague, Secretary and Treasurer. Prof. M. A. Mackenzie, Actuary. !>ORT OF THE SUPERINTENDENT OF INSURANCE, 1026. I 19 Statement for the Year ended December 31st, 1926. Assets by Funds. Mortuary Fund. Siqkness and Funeral Fund. Child Insurance Fund. Guarantee Fund. General Expense Fund. Total. Ledger items— Net ledger assets, December, 1925 $1,198,382 88 130,466 31 $190,197 44 5.177 70 $ 9,108 25 1.915 77 $1,00-0 0-0 $33,579 26 5,214 26 $1,432,987 83 Increase in ledger assets in 151,774 04 Net ledger assets, December, 1926 $1,337,849 19 $19'6,095 14 $11,-024 '02 $1,900 00 $38,79-3 52 $1,5S4,761 87 Non-ledger items— $ 42,779 06 39,729 90 $ 7,006' 54 2,120 98 $ 246 91 '2-24 77 $ 277 00 $ 587 14 3,515 92 5,319 96 $ 50,619 65 Premiums, contributions, etc., 45,868 57 5,319 G6 $ 82,508 06 $ 9.127 52 $ 471 68 $ 277 00 $ 9,423 02 $ 101,808 18 Total ledger and non-ledger $1,420,358 15 50,746 37 $205,222 66 2,088 58 $11,495 70 $1,277 00 $48,216 54 $1,686,570 05 52,834 95 $1,369,611 78 $203,134 08 $11,405 70 $1,277 00 $48,216 54 $1,633,735 10 Liabilities. Mortuary Fund— Death claims incurred and reported during year but not paid $ 39,470 40 Death claims incurred during year but not reported until after December 31st.... 7,250 00 Disability claims incurred during year and not paid 392 SO Premiums paid in advance 703 22 Total liabilities except reserve $ 47,816 42 Sickness Fund and Funeral Benefits— Claims incurred and reported during year but not paid Claims incurred during year but not reported until after December 31st.. Premiums paid in advance 700 00 l,S0O 00 55 58 Total liabilities except reserve $ 2,555 58 Guarantee Fund— Premiums paid in advance.. Other Benefit Funds—Child Insurance Fund- Amount overpaid on monthly rates Credit balances due Councils General Expense Fund— Commissions, etc Expense dues paid in advance. Total general fund liabilities.. 30 06 O 80 5 95 6 75 $ 5S5 00 413 77 $ 998 77 Total liabilities (all funds) except reserve $ 51,407 58 Income. Mortuary Fundi— Premiums (with extra dues, etc.) $434,745 44 Interest 60,411 OO (Note,—Only 111 assessments collected in 1926.) $495,156 44 Sickness Fund and Funeral Benefits— Premiums $ 23,209 95 Interest 10,901 70 Cancelled cheque 9 40 34,121 15 Guarantee Fund— Premiums $ 413 82 Interest 30 50 444 32 Child Insurance Department— Premiums .' $ 1,498 85 Per capita tax and certificate fees 264 13 Interest 416 92 2,179 90 General Expense Fund— i Interest $ 1,340 94 Expense dues from members 18,063 75 Supplies, etc 1,603 73 21,008 42 Total income $552,910 23 Disbursements. Mortuary Fund— Death claims $292,731 67 Disability claims 3S.074 92 Legal expense re deaths and debentures 901 02 Actuary re valuation 500 OO Registration fees, insurance 380 00 $332,587 61 Sickness Fund— Sickness claims $ 22,327 70 Funeral claims , 2,900 00 Other disbursements 833 36 Legal expense re debentures 61 29 Legal expense of actuary re valuation 500 00 26,622 35 General Expense Fund— Head Office expenses— Salaries , -.. $ 6,266 64 Directors' fees 960 45 Auditors' fees 700 00 Travelling expenses 252 25 Rents 1,220 72 Printing and supplies 1,044 23 Miscellaneous 9,167 98 19,612 27 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 21 Agency and organization expenses— Commissions $ 12,490 37 Salaries 1,800 00 Travelling expenses 1,595 09 Miscellaneous 970 86 All other expenses— $ 16,856 32 Advertising $ 535 78 Books, periodicals, express, telegrams, and telephones 376 29 Legal fees 31 02 Taxes and licences 652 63 Printing and stationery 1,091 15 Light, fuel, and water 39 05 Official publications 2,328 42 Miscellaneous 403 20 5,457 54 Total disbursements $401,136 09 Returns for British Columbia. Income— Premiums (with extra dues, etc.) for mortuary benefits $ 10,392 79 Premiums for sick benefits 912 07 Premiums for Guarantee Fund 10 80 Premiums for other benefits, Child Insurance Dept 1S7 24 $ 11,502 90 Disbursements— Claims paid for mortuary benefits $ 8,900 00 Claims paid- for sick benefits 581 95 Claims paid for field-work ; 692 50 $ 10,174 45 THE ODD FELLOWS' RELIEF ASSOCIATION OF CANADA. Head Office—Kingston, Ontario. Governing Executive Authority. Dr. J. C. Connell. C. C. Folger. Jos. Powley. Wm. Jackson. W. Mundell. L. B. Cooper. J. O. Minnes. W. McDonald. H. G. Robertson. Secretary, F. H. Rutherford. Statement fot the Year ended December 31st, 1920. Assets by Funds. Mortuary Fund— Net ledger assets, December, 1925 $3,534,419.20 Increase in ledger assets, 1926, from income 683,551 58 Decrease in ledger assets, 1926, from disbursements 395,102 50 Net ledger assets, December, 1926 3,822,868 28 Total admitted assets 3,822,868 2S General Expense Fund— Increase in ledger assetes, 1926, from income 87,129 95 Decrease in ledger assets, 1926, from disbursements.. 87,129 95 BRITISH COLUMBIA. Liabilities. Mortuary Fund— Death claims incurred and reported during year but not paid $ 25,935 00 Total liabilities except reserve $ 25,935 00 Income. Mortuary Fund— Premiums (with extra dues, etc.) $322,139 24 Interest and rents 161,412 34 Total $ 683,551 58 General Expense Fund— Expense dues from members $ 45,764 86 Other sources 41,365 09 Total 87,129 95 Total income $ 770,6S1 53 Mortuary Funcb- Disbursements. Death claims $363,876 84 Disability claims 1,730 00 Surrender values 2S,837 50 Other disbursements 658 16 $ 359,102 50 General Expense Fund— Head Office expenses—■ Salaries $ 15,766 38 Directors' fees 473 00 Auditors' fees 1,200 00 Actuaries' fees and expenses 500 00 Travelling expenses 906 85 Rents 992 04 Printing and supplies 494 05 Miscellaneous 4,197 68 24,530 00 Agency and organization expenses— Commissions $ 2,977 25 Salaries 10,245 84 Travelling expenses 5,031 28 Commission on collection of premiums 33,487 19 51,741 56 All other expenses— Advertising $ 617 51 Telegrams, postage, and telephones 2,364 34 Medical fees 1,010 00 Taxes and licences 1,588 06 Agency printing and stationery 1,358 66 Light, fuel, and water 6S6 35 Miscellaneous 3,233 47 10,858 39 Total disbursements , $ 482,232 45 Returns for British Columbia. 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B)9 a?' ■ oca a S a 2 ca " fl p -^ cd £ s o -a £ a a g _ 2 3 3" „ «fla if" a O 3 .a h a r. cS 3 P.»Ss|.. gSa -—'"' o* -a a .333 5s20"S B . a a -2 ,„flSdr a o 2 •2 a b B 02 fc ■a CJ a a a B ^i a a hh jfl QJ 60 a o '3 .a S5 a B a a a a iOc'u CO CO a.2 3 to a .. a Ipg' fl CD r-J cd co ; a^ a > 3 a .B ° 60 o c -_ ?H co" P 'fl cd CO fl fl1 ««a "K, 3 3 aj a 25 3 c,3.S QW CJ •3=0 3 -Lieen mmerc Can derate Phil 3a ri" fe H j_j O 2 to £ CJ 3 fc > 8 LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE " INSURANCE ACT." Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited. British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited. British Empire Underwriters Agency, representing British America Assurance Company. Canadian Hardware & Implement Underwriters, representing Retail Hardware Mutual Fire Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware Dealers Mutual Fire Insurance Co. Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of New York. Canadian Underwriters Agency, representing Baloise Fire Insurance Company. Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford. Delaware Underwriters, representing Westchester Fire Insurance Company. Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company. Federal Underwriters, Limited, representing Canada National Fire Insurance Company. Glohe Underwriters Agency, representing Globe & Rutgers Fire Insurance Co. Imperial Guarantee & Accident Underwriters, representing British America Assurance Company and Western Assurance Company. London Underwriters Agency, representing London Assurance Corporation. Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company. New Haven Underwriters, representing Security Insurance Company of New Haven, Conn. Nova Scotia Fire Underwriters Agency, representing Home Insurance Company. Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association. Rochester Underwriters Agency, representing Great American Insurance Company. St. Lawrence Underwriters Agency, representing Western Assurance Company. Winnipeg Fire Underwriters Agency, representing Home Insurance Company. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 33 TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1926. Name of Company. Net Premiums. Net Amount of Losses incurred. Net Amount of Losses paid. Acadia Fire Insurance Co Aetna Insurance Co Agricultural Insurance Co Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia American Alliance Insurance Co American Central Insurance Co American Equitable Assurance Co. of N.Y American Insurance Co Anglo Scottish General Commercial Insurance Co., Ltd.... Atlas Assurance Co., Ltd , Autocar Fire & Accident Insurance Co., Ltd Baloise Fire Insurance Co Bankers & Traders' Insurance Co., Ltd Bearer Fire Insurance Co British America Assurance Co British & European Insurance Co., Ltd British Colonial Fire Insurance Co British Crown Assurance Corporation, Ltd British General Insurance Co., Ltd British Law Insurance Co., Ltd British North Western Fire Insurance Co British Oak Insurance Co., Ltd British Traders Insurance Co., Ltd Caledonian American Insurance Co Caledonian Insurance Co California Insurance Co Canada Accident & Fire Assurance Co Canada National Fire Insurance Co Canada Security Assurance Co Canadian Fire Insurance Co Canadian Indemnity Co Canadian Surety Co Car and General Insurance Corporation, Ltd Casualty Company of Canada Central Insurance Co., Ltd , Century Insurance Co., Ltd China Fire Insurance Co., Ltd Citizens Insurance Co. of Missouri Columbia Insurance Co Commercial Union Assurance Co., Ltd Commercial Union Fire Insurance Co. of N.Y .'. Connecticut Fire Insurance Co Continental Insurance Co Cornhill Insurance Co., Ltd Dominion Fire Insurance Co Dominion Gresham Guarantee & Casualty Co Dominion of Canada Guarantee & Accident Insurance Co.. Eagle Star & British Dominions Insurance Co., Ltd Employers Liability Assurance Corporation, Ltd Ensign Insurance Company Equitable Fire & Marine Insurance Co Essex & Suffolk Equitable Insurance Society, Ltd Fidelty Phenix Fire Insurance Co Fire Association of Philadelphia Fire Insurance Company of Canada Fireman's Fund Insurance Co Firemen's Insurance Co First American Fire Insurance Co Franklin Fire Insurance Co. of Philadelphia General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd General Fire Assurance Company of Paris Girard Fire & Marine Insurance Co Glens Falls Insurance Co Globe & Rutgers Fire Insurance Co Globe Indemnity Co. of Canada Grain Dealers National Mutual Fire Insurance Co Great American Insurance Co Guardian Assurance Co., Ltd Guardian Insurance Co. of Canada Carried forward 47,840 04 72,546 47 15,644 26 42,800 96 19,206 14 5,475 00 26,947 14 11,595 00 16,237 76 32,309 66 74,0S'o 62 19,722 73 6,533 00 36,165 82 5,159 21 53,102 51 6,117 68 20,632 58 60,525 28 11,804 75 19,605 16 17,287 76 24,759 88 30,618 75 16,308 87 52,100 38 55,983 13 34,062 12 39,906 61 15,171 29 41,283 40 14,043 53 Nil 0,211 47 3,866 48 20,111 57 34,069 16 419 19 38,197 32 24,894 67 82,042 97 17,131 38 39,137 51 27,788 64 35,401 45 20,088 99 12,400 74 12,733 90 38,893 09 54,155 54 7,001 94 10,588 89 9,011 09 47,764 34 29,405 43,334 58,572 11,593 5,692 11,047 8,864 28,882 73 13,626 68 159 64 10,607 28 36,808 38 44,051 36 33 69 14 88 58 ]2 56 I 26,473 18 $ 37,814 46 12,504 75 28,693 51 17,057 33 2,731 22 36,489 72 4,353 30 8,738 31 6,965 21 24,643 43 14,115 90 3,457 25 14,416 62 3,358 81 31,506 95 4,141 51 16,327 18 36,656 08 7,200 58 7,101 30 15,780 82 5,763 17 15,967 84 3,664 24 15,379 84 36,355 53 14,300 68 29,682 36 9,023 29 14,226 28 5,470 14 Nil 2,244 28 11 01 6,615 00 14,989 28 Nil 18,874 47 10,317 73 32,010 68 12,799 11 19,928 62 15,068 27 10,771 10 6,303 94 3,270 10 487 05 19,647 38 11,751 15 7,585 28 1,783 62 2,714 52 17,502 07 14,007 10 23,642 43 37,216 40 2,235 75 15 00 4,004 06 2,525 24 25,983 78 10,409 66 13 33 6,474 10 14,848 42 15,526 34 52,047 41 152,080 53 20,770 00 21,174 34 52,734 82 8,255 36 20 27 25,924 50 40,613 24 4,492 75 30,261 51 12,057 33 3,767 22 28,626 39 4,353 30 8,060 31 5,250 19 26,541 13 12,309 49 7,912 56 17,505 32 1,930 08 32,480 07 5,926 51 14,759 79 37,587 93 6.485 58 5,847 63 15,423 39 5,147 17 26,948 84 3,089 62 10,525 36 37,517 01 14,214 84 25,674 55 0,503 6,101 4,778 40 Nil 2,374 28 11 01 8,747 55 7,605 22 Nil 15,175 75 11,102 90 32.848 04 7,632 83 21,511 01 15.064 27 2,040 10 2,681 28 3,010 50 3,982 05 19,037 61 4.486 00 6,175 77 1,749 60 2,582 07 17,194 57 16,761 51 21,943 43 53,300 09 426 50 Nil 4,347 66 2,525 24 22.85S 74 7,408 66 13 33 7,497 10 27,513 32 12,591 91 24,210 74,863 6,633 34 96 36 ?2,020,95'7 21)$ 964,291 27 $ 960,530 12 I 34 BRITISH COLUMBIA. TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1926—Continued. Name of Company. Net Premiums. Net Amount of Losses incurred. Net Amount of Losses paid. Brought forward Halifax Fire Insurance Co Hardware Dealers Mutual Fire Insurance Co Hartford Fire Insurance Co Home Insurance Co Hudson Bay Insurance Co Imperial Assurance Co Imperial Insurance Office Insurance Company of North America Insurance Co. of the State of Pennsylvania Laurentian Insurance Co _ Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd Liverpool-Manitoba Assurance Co London & Lancashire Guarantee & Accident Co. of Canada- London & Lancashire Insurance Co., Ltd London & Provincial Marine & General Insurance Co., Ltd. London & Scottish Assurance Corporation, Ltd London Assurance Corporation London Guarantee & Accident Co., Ltd London-Canada Insurance Co Marine Insurance Co., Ltd..-. Mechanics & Traders Insurance Co Mercantile Fire Insurance Co Merchants Fire Assurance Corporation of N.Y Merchants Marine Insurance Co., Ltd Millers National Insurance Co. Mill Owners Mutual Fire Insurance Co. of Iowa Minnesota Implement Mutual Fire Insurance Co Motor Union Insurance Co., Ltd Mount Royal Assurance Co.. Mutual Fire Insurance Co. of British Columbia National Ben Franklin Fire Insurance Co Nationale Fire Insurance Co. of Paris National Fire Insurance Co. of Hartford National Provincial Insurance Co., Ltd National Union Fire Insurance Co Newark Fire Insurance Co New Hampshire Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co ... Niagara Fire Insurance Co North American Accident Insurance Co North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire Association Northwestern National Insurance Co North West Fire Insurance Co..T Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation, Ltd Pacific Coast Fire Insurance Co Palatine Insurance Co., Ltd Patriotic Assurance Co., Ltd Phenix Fire Insurance Co. of Paris Phoenix Assurance Co., Ltd Phoenix Insurance Co Providence Washington Insurance Co Provincial Insurance Co., Ltd Prudential Assurance Co., Ltd Quebec Fire Assurance Co Queen Insurance Co. of America Queensland Insurance Co., Ltd Railway Passengers Assurance Co. Reliance Insurance Co. of Canada Retail Hardware Mutual Fire Insurance Co " Rossia " Reinsurance Co., Ltd Royal Exchange Assurance Carried forward $2,020,957 211 $ 964,291271 $ 9W>,530 12 10,688 27 19,418 17 7,275 17 13,843 10 4,735 92 4.252 59 124,069 20 64,247 59 99,787 20 117,874 77 42,498 19 54,584 15 42,425 02 17,907 04 18,698 04 20,201 07 11,337 26 9,145 36 37,461 50 6,671 03 6,563 03 95,788 06 54,357 61 53,405 61 11,639 06 5,110 07 5,913 60 1,962 85 68 96 68 96 37,288 29 16,100 15 17,819 15 157,774 38 76,645 35 65,799 50 33,189 61 17,608 05 19,900 47 3,470 70 155 58 50 58 143,283 13 71,813 06 73,108 00 4,559 05 37 42 37 42 12,315 14 8,464 99 11,044 90 79,603 50 23,186 04 25,884 44 26,701 87 5,526 10 5,836 10 6,703 32 2,630 45 2,406 44 Nil Nil Nil 18,830 72 10,524 37 11,460 42 20,024 60 3,900 40 3,769 40 70,305 66 2S,870 76 24,255 26 25,160 54 7,451 67 7,100 67 30,665 57 17,546 48 14,097 48 4,500 25 184 42 184 42 13,843 10 4,735 92 4,252 59 7,442 19 6,599 47 7,676 90 36,631 26 16,544 49 5,392 49 45,237 15 19,482 85 10,467 59 40,008 61 22,067 54 20,062 54 59,156 38 29,485 34 23,340 51 25,948 46 3,088 92 1,460 02 14,483 93 17,143 92 16,623 02 22,112 31 7,101 28 10,322 28 12,112 24 3,120 71 3,951 40 25,964 60 30,673 73 21,635 07 3,507 65 1,847 74 1,495 01 30,719 44 6,547 45 11,900 34 mi Nil Nil 84.584 66 69,468 45 67,685 35 24,290 51 9,876 87 11,433 87 60,649 53 22,110 00 23,693 99 8,824 74 4,887 88 2,737 88 112,570 58 17,313 53 17,313 53 51,136 99 26,308 08 17,768 41 12,760 80 3,056 36 2,061 36 114,918 40 64,705 50 59,712 10 17,847 30 7,831 86 7,953 94 52,895 50 36,058 59 40,523 59 40,314 41 10,044 80 8,415 78 37,540 84 7,765 47 12,301 00 21,849 03 7.070 24 7,069 42 9,972 76 7,121 22 6,148 22 284,316 17 142,589 25 132,567 50 44,323 37 14,277 29 15,668 41 23,430 83 11,165 22 12,278 44 33,727 46 22,127 62 12,840 53 31,823 8S 14,636 63 14,181 80 25,122 35 71,920 64 27,620 5S 21,060 58 17,120 84 1,147 43 1,154 93 Nil Nil Nil 8,450 66 1,004 94 2,010 22 13,843 10 4,735 92 4,252 50 4,865 08 6,165 53 5,264 84 51,858 57 9,735 52 9,327 52 1 $4,787,594 02 ■$2,199,677 93 '$'2,158,184 58 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 35 TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1926—Continued. Name of Company. Net- Premiums. Net Amount of Losses incurred. Net Amount of Loss'es paid. Brought forward Royal Insurance Co., Ltd Royal Scottish Insurance Co., Ltd St. Taul Fire & Marine Insurance Co Scottish Canadian Assurance Corporation Scottish Metropolitan Assurance Co., Ltd Scottish Union & National Insurance Co Sea Insurance Co., Ltd Security Insurance Co. of New Haven Springfield Fire & Marine Insurance Co State Assurance Co., Ltd Sterling Fire Insurance Co. of Indiana Stuyvesant Insurance Co Sun Insurance Office Toronto Casualty, Fire & Marine Insurance Co Union Assurance Society, Ltd Union Fire Insurance Co Union Insurance Society of Canton, Ltd Union Marine Insurance Co., Ltd United British Insurance Co., Ltd United Mutual Fire Insurance Co United States Fire Insurance Co Westchester Fire Insurance Co Western Assurance Co World Fire and Marine Insurance Co World Marine & General Insurance Co., Ltd.... Yang-tsze Insurance Association, Ltd Yorkshire Insurance Co., Ltd Total $4,787,'59'4 '02 $2,190,677 93 $'2,158,184 58 129,632 03 54.518 35 53,019 35 14,499 SO 3,150 32 2,054 32 32,811 63 13,581 43 5,084 81 28,612 02 18,704 23 19,323 00 29,709 64 8,559 54 11,707 54 52,248 15 32,924 39 26,171 74 29,420 76 30,820 32 25,302 32 12,734 45 3,619 60 3,459 60 52,012 02 14,485 85 20,051 08 5,310 22 3 58 3 58 3,652 93 1,318 05 3,256 99 16,882 58 18,158 11 10,000 48 93,269 25 51,783 32 53,814 19 11,594 36 6,135 89 5,982 99 43,659 49 20,414 66 15,557 8, -430 42 16,022 42 51,367 72 810 24 12,779 24 mi Nil Nil 33,990 02 26,750 05 23,367 07 5,012 17 304 40 36 02 51,492 17 70.046 70 59,925 29 41,715 71 37,253 50 32,186 50 52,000 98 33,401 93 32,184 98 9,379 01 725 47 2,963 84 14,138 61 889 IS 856 IS 16,396 44 7,961 24 8,746 85 30,765 77 2,228 67 2,273 67 $5,670,340 79 $2,662,799 05 $2,598,098 40 TABLE II.—FIRE INSURANCE SUMMARY. Year. Net Premiums. Net Amount of Losses incurred. Net Amount of Losses paid. 1922 $ 4,670,253 65 '5,062,590 48 5,188,573 63 5,<550,732 10 5,670,340 79 $ 2,078,201 15 3,062,348 30 2,948,339 22 3,030,900 09 2,662,799 05 $ 2,062,601 34 1923 2,556,043 79 1924 1925 1926 3,497,932 48 2,719,058 72 2,598,098 40 Totals $26,142,490 74 $13,782,587 81 $13,433,734 73 I 36 BRITISH COLUMBIA. TABLE III.—INVESTMENTS IN BRITISH COLUMBIA OF COMPANIES OTHER THAN LIFE INSURANCE COMPANIES. (For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life Insurance Companies, post.) Name of Company. Mortgages. In other Securities. American Central Insurance Co Beaver Fire Insurance Co Boiler Inspection & Insurance Co British America Assurance Co British Columbia Plate Glass Insurance Co British Crown Assurance Corporation, Ltd British Northwestern Fire Insurance Co Caledonian Insurance Co Canada Accident & Fire Assurance Co Canada National Fire Insurance Co Canadian Indemnity Co Canadian Surety Co Casualty Company of Canada . Century Insurance Co., Ltd Continental Casualty Co Dominion Fire Insurance Co Dominion Gresham Guarantee & Casualty Co Dominion of Canada Guarantee & Accident Insurance Co. .. Eagle Star & British Dominions Insurance Co Ensign Insurance Co Fire Association of Philadelphia General Accident Assurance Co. of Canada General Accident Fire & Life Assurance Corporation, Ltd. Glens Falls Insurance Co Globe Indemnity Co. of Canada Guardian Insurance Co. of Canada Hartford Accident & Indemnity Co Hartford Fire Insurance Co Home Assurance Co. of Canada Hudson Bay Insurance Co Imperial Insurance Office Insurance Co. of State of Pennsylvania London & Lancashire Insurance Co., Ltd London Assurance Corporation London-Canada Insurance Co '. London Guarantee & Accident Co., Ltd Loyal Protective Insurance Co Mercantile Fire Insurance Co Merchants Casualty Insurance Co Minnesota Implement Mutual Fire Insurance Co National Ben Franklin Fire Insurance Co National Union Fire Insurance Co New Jersey Insurance Co North British & Mercantile Insurance Co., Ltd North Empire Fire Insurance Co Northern Assurance Co., Ltd North River Insurance Co Northwestern Mutual Fire Association ; Northwestern National Insurance Co Norwich Union Fire Insurance Society, Ltd Occidental Fire Insurance Co Pacific Coast Fire Insurance Co Phoenix Insurance Co Union Insurance Society of Canton, Ltd Quebec Fire Assurance Co Re-Insurance Co. Rossia Retail Hardware Mutual Fire Insurance Co Royal Plate Glass Insurance Co. of Canada Western Assurance Co Yorkshire Insurance Co., Ltd Totals Nil 8,558 11- Nil ■ Nil Nil Nil Nil 401,880 90 Nil 134,695 93 Nil Nil Nil Nil Nil Nil Nil 60,178 75 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil 2,000 0-0 2,400 00 144,307 98 Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil 297,500 00 Nil Nil Nil Nil Nil Nil Nil 280,324 16 Nil Nil Nil Nil Nil 15,400 00 Nil 228,250 00 80,400 60 Nil 19,000 00 75,000 00* 5,261 52t 91,194 66 19,500 00* 143,349 10 12,180 0O 12,519 83 5,000 00 40,733 33* 11,000 00* 50,333 33* 15,000 00* 40,000 0O>* 23,000 00* 137,488 60 10,000 00 10,000 00* 4,623 34 30,409 21 30,301 90t 28,600 00 5,000 OO 39,333 33* 100,000 00 50,000 00 Nil 79,032 13f 30,434 75 16,881 33$ 24,333 33 101,000 00 24,500 00 231,074 51 10,000 00* 37,000 00* 10,000 00 15,000 00* 45,220 00* 25,000 00 15,000 00 122,000 00 30,600 00 25,000 00 50,000 00* 14,250 00$ 54,506 67* 119,000 00* 4,188 90 296,589 98f 20,000 00* 51,739 00 17,130 67$ 5,000 00 25,000 00* Nil 10,000 00* 350,000 00 $1,475,495 83 $2,958,010 02 * Par value. t Book value. $ Market value. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. 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J5 Ti -» ^ "H J* c ir fl .*: ■" n. aj a, wji a* i s* c ,2 c.t; c c CD CC d O CD CD C CJ lQ ."g fl.r. £3 d Ife 5= gCi | C o | l clrLlJl^l = fl CD c- ^ < - .- Dr^^<S-fl = c£|2tS gll 5 fl as c p cd cp s CDCD-W CDcD"tfi^CD -.fn.Un.jS O CD >~. *- g g 5 «-g cy (jj Mi^WHlHE> & aitiiiooo^ro c^;^^: j^ ^:_fl« -ti-a'titiA cs cd c jc: o d .fl-fl or ^OQQOOHHa SHHHH HHS HH^SH ^ZKHZO wv ~ rHCMeo-^ioor-oo© O r. N SO xf IO JDK. COOSOhC-1 co -h* m © r- x OS ©' rH 0-1 co hi fl © r- x © Mf,tM Ol 0 OJ o CM O-l CN CO CO CO M«M« I 3S BRITISH COLUMBIA. TABLE V.—LIFE INSURANCE SUMMARY. 1922. 1923. 1924. 1925. 1926. $ 6,7S9,000 202,809,000 1,635,000 $ 7,501,000 225,660,000 1,091,000 $ 8,293,000 251,9146,000 2,206,000 $ 0,220,000 276,281,000 1,913,000 $ 10,524,000 308,808,000 1,753,000 Claims paid TABLE VI.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1926. Name of Company. Net Premiums written." Net Premiums earned. Net Losses incurred. Ratio Losses inc. to Prem. earned. . $ 1,544 89 59 69 4,904 04 10 00 65 64 4,313 32 Nil 2,564 01 21,030 52 3,668 18 1,585 03 1,025 21 39,095 93 21,340 35 877 73 5,713 79 10,247 16 9,692 83 350 04 5.311 13 1,629 42 541 79 Nil Nil 8,517 2S 3,427 03 $ 1,695 51 20 69 5,600 04 118 80 73 70 2,695 55 Nil 1,915 87 21,257 97 3,409 94 1,102 56 1,155 12 27,749 36 20,411 03 1,266 78 6,215 74 8,049 72 8,851 42 244 48 $ 64 64 1 00 4,775 56 26 76 3 80 260 57 Nil 2,747 69 12,650 43 2,046 32 168 80 4 10 11,600 87 11,432 66 62 80 1,986 78 4,031 96 2,256 88 12 58 113 58 1,136 90 Nil Nil Nil 2,851 61 976 92 3.81 4.83 85.28 Alliance Insurance Co 22.48 5.20 0.67 Nil The Autocar Fire & Accident Ins. Co 143.42 British America Assurance Co British Crown Assurance Corporation British General Insurance Co., Ltd 50.51 60.01 14.15 0.35 41.30 56.01 4.96 21.75 50.09 Canadian Surety Co 25.50 Car & General Insurance Corporation 0.51 1,202 56 325 08 Nil Nil 7,422 13 3,759 73 22 10 8,954 95 mi 39,558 48 94.59 Century Insurance Co., Ltd China Fire Insurance Co., Ltd Nil Nil Commercial Union Assurance Co., Ltd 38.42 0.26 10,639 59 NU 41,306 IS 26,539 23 5,315 10 35,547 78 18 74 2,534 01 291 05 3,370 82 mi 16,646 84 1,307 01 3,069 84 Nil 1,030 84 19,875 95 479 50 41,301 84 131 61 5,857 20 4,196 53 2,607 46 5,233 88 nit 11,868 62 9,374 16 1,851 95 3.083 23 33,905 18 2,900 38 7,139 78 Nil 17,627 65 3,387 30 Nil 26,120 24 9,368 83 1,559 18 13,370 81 32 28 332 15 43 65 552 26 Nil 8,886 86 1,098 30 15 50 Nil 301 00 4,709 55 33 95 18,842 11 214 85 5,109 00 1,064 97 977 20 1,733 26 Nil 17,763 47 2,147 25 652 68 200 44 15,455 67 5,360 23 5,241 30 Nil 3,983 10 37.83 Nit 66.03 Eagle Star & British Dominions 5,294 93 36,023 68 12 56 3,172 88 289 09 1,830 81 Nil 16,206 09 1,196 97 1,736 00 mi 916 63 19,263 74 471 19 41,604 26 109 77 6,649 57 4,453 54 3,490 16 5,760 64 Nil 15,585 23 8,063 91 2,208 79 2,951 36 33,882 21 3,225 89 8,614 19 mi 17,213 91 29.44 37.11 257 00 10.46 15.10 30.17 Nil 5.4.84 0.89 Nil 42.65 24.92 7.20 45.28 195.76 78.19 23.91 27.99 30.04 Nil 113.98 26.63 29.54 6.79 45.62 166.16 60.84 Nil 23.13 $ 461,557 -56 |$ 413,406 31 1 >$ 208,040 78 | 1 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 39 TABLE VI.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1926—Continued. Name of Company. Net Premiums written. Net Premiums earned. Net Losses incurred. Ratio Losses inc. to Prem. earned. Brought forward London Guarantee & Accident Co London-Canada Insurance Co Lumbermen's Mutual Casualty Co Marine Insurance Co., Ltd Maryland Casualty Co Merchants Casualty Insurance Co Merchants Marine Insurance Co Motor Union Insurance Co Mount Royal Assurance Co National Fire Insurance Co. of Hartford Newark Fire Insurance Co New Jersey Insurance Co New York Underwriters Insurance Co Niagara Fire Insurance Co North American Accident Insurance Co North British and Mercantile Insurance Co., Ltd, Northern Assurance Co Northwestern Mutual Fire Association Northwestern National Insurance Co Norwich Union Fire Insurance Society Occidental Fire Insurance Co Ocean Accident & Guarantee Corporation Pacific Coast Fire Insurance Co : Palatine Insurance Co Phoenix Assurance Co., Ltd Phoenix Insurance Co. of Hartford Preferred Accident Insurance Co Provincial Insurance Co Queen Insurance Co Railway Passengers Assurance Co Royal Exchange Assurance Royal Insurance Co St. Paul Fire & Marine Insurance Co Scottish Metropolitan Assurance Co Scottish Union & National Insurance Co Sun Insurance Office Toronto Casualty Fire & Marine Travelers Indemnity Co Union Assurance Society .". Union Insurance Society of Canton Union Marine Insurance Co United British Insurance Co United States Fidelity & Guaranty Co United States Fire Insurance Co Western Assurance Co World Fire and Marine Insurance Co World Marine & General Insurance Co Yorkshire Insurance Co Zurich General Accident and Liability Ins. Co Totals 461,557 56 30,031 13 3,163 32 15,792 78 316 95 2,026 71 80,352 77 5,468 43 21,157 98 39,880 27 Nil 310 08 13,832 30 Nil 1,366 50 1,670 44 684 12 14,242 22 29,618 43 508 34 16,042 02 7,923 83 27,969 79 7,116 42 6,326 03 13,828 73 3 83 5,663 28 4,696 22 25,609 12 37,372 96 1,505 50 10,330 60 10,294 59 2,672 04 10,091 85 41,636 29 29,537 36 6,519 03 5,263 74 25,657 35 2,174 20 5,192 27 1,119 S6 7,368 84 21,030 52 32 00 4,042 86 8,716 84 38,574 97 413,40-8 31 28,047 4,010 15,850 315 2,148 70,480 5,438 21,716 32,672 Nil 460 11,555 Nil 1,570 1,647 504 13,510 30,470 204 15,254 8,307 23,117 6,857 5,010 13,828 22 00 4,054 22,515 34,503 2,327 8,235 9,815 2,705 9,659 46.026 29,802 6,232 5,182 18,775 2,663 6,143 1,143 5,973 21,064 59 3,504 8,139 35,782 $ 20S,040 78 8,631 32 6,766 82 12,305 72 14 50 1,385 40 38,080 00 2,090 25 4,660 04 17,355 55 Nil 337 75 7,477 18 Nil 430 36 667 43 170 "88 4,685 40 8,185 S2 Nil 3,542 94 5,267 57 17,775 74 3,889 19 1,354 71 8,637 66 Nil 1,643 33 915 51 8,118 SI 11,411 21 527 02 1,002 00 8,066 94 602 85 11,856 27 17,754 60 26,145 55 4,825 75 3.952 17 10,466 94 1,148 63 5,959 24 1,955 15 6,315 80 12.650 42 47 11 998 81 4.121 40 14,344 24 si 100,295 25 j $1,012,719 I 517,572 85 [ I 30.77 137.81 77.59 4.60 0.64 54.03 38.43 21.44 53.11 Nil 73.42 64.20 Nil 27.40 40.52 33.89 34.68 26.86 23.23 63.41 76.89 56.71 22.92 62.47 22.58 36.06 32.09 22.64 12.16 0.91 25.61 122.74 44.36 87.72 77.42 0.76 55.75 43.12 97.00 171.00 105.0-0 60.13 79.28 28.50 50.63 40.08 51.10 TABLE VII.—MISCELLANEOUS INSURANCE SUMMARY. 1922. 1923. 1924. 1925. 1026. $318,000 132,000 135,000 87,000 26,000 10,000 655,000 300,000 416,000 217,000 205,000 67,000 $364,000 161,000 148,000 77,000 44,000 16,000 624,0-00 223,000 #43,000 375.000 253,000 65,000 $383,000 178,000 156,0-00 ■80.000 61,0-00 8,000 736,000 261,000 440,000 289,000 251,000- 130,000 $424,000 196,000 159,000 95,0-00 67,000 27,000 884,000 325,000 750,000 . 420,000 252,000 133,000 $ 430,000 L 100,000 175,000 L 101.000 Liability, P 80,000 L 11,000 1.106,000 L 518,000 Marine, P. 607,000 L 387,000 Other forms, P 240,000 L 54,000 TABLE VIII.—MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1926. I 4] Name of Company. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. Aetna Insurance Co Agricultural Insurance Co.t Alliance Assurance Co., Ltd Alliance Insurance Co. of Philadelphia, Pa American Central Insurance Co.t American Credit Indemnity Co. of New York Atlas Assurance Co., Ltd The Auotcar Fire & Accident Insurance Co., Ltd.. Automobile Insurance Co. of Hartford, Conn The Boiler Inspection & Insurance Co. of Canada. Boston Insurance Co British America Assurance Co ... The British and Foreign Marine Ins. Co., Ltd The British Columbia Plate Glass Insurance Co. The British General Insurance Co., Ltd.t ■ British Traders Insurance Co., Ltd The Canada Accident and Fire Assurance Co Canada Security Assurance Co.t --■ Canadian Fire Insurance Co Canadian General Insurance Co The Canadian Surety Co Car and General Insurance Corporation, Ltd The Casualty Co. of Canada The Century Insurance Co., Ltd The China Fire Insurance Co., Ltd Columbia Insurance Co.t Commercial Union Assurance Co., Ltd Connecticut Fire Insurance Co Continental Casualty Co Continental Insurance Co The Cornhill Insurance Co., Ltd.t Dominion Gresham Guarantee & Casualty Co The Dominion of Canada Guar. & Ace. Ins. Co.— The Eagle Star & British Dominions Ins. Co., Ltd Empire Life Insurance Co.t 36. Employers Liability Assurance Corporation, Ltd... 37. The Fidelity & Casualty Co. of New York, N.Y.. 38. Fidelity Insurance Co. of Canada 39. Fidelity Phenix Fire Insurance Co.. 40. Fireman's Fund Insurance Co 41. Firemen's Insurance Co.t 42. First American Fire Insurance Co 43. The Franklin Fire Ins. Co. of Philadelphia, Pa.t- 44. The General Accident Assurance Co. of Canada.. 45. General Accident Fire & Life Assur. Corpn., Ltd.. 46. Glens Falls Insurance Co 47. Globe & Rutgers Fire Insurance Co 48. The Globe Indemnity Co. of Canada 49. Great American Insurance Co 50. The Guarantee Co. of North America 51. The Guardian Insurance Co. of Canada.. 52. Halifax Fire Insurance Co.t 53. Hartford Accident and Indemnity Co 54. Hartford Fire Insurance Co 55. Home Assurance Co. of Canada.. 56. Home Insurance Co 57. The Imperial Insurance Office 58. Indemnity Insurance Co. of North Americat 59. Insurance Co. of North America.. 60. 61. 62. 63. 64. 65. 66. 67. 68. 69. 70. 71. 72. 73. The Insurance Co. of the State of Pennsylvania.... Law, Union & Rock Insurance Co., Ltd Liverpool & London & Globe Insurance Co., Ltd..-. The Liverpool-Manitoba Assurance Co.t The London & Lancashire Guar. & Ace. Co. of Can. The London & Lancashire Insurance Co., Ltd.t London & Provincial Mar. & General Ins. Co., Ltd. The London & Scottish Assur. Corporation, Ltd... London Assurance Corporation Accident. Sickness. Premiums. Losses. Premiums. $ 1,076 361 $ 2,848 69 224 90| Nil 8,951 6; 10,339 54 504 73 9 00 730 35 45,830 53 9,592 54 30,077 10 6,877 33 70 05 153 90 J 4,213 52 ( *9,574 80 1,015 33 12,470 1' 1,797 04 4,167 70 333 16 20,734 71 6,822 72 7,266 06 400 00 Nil 038 5' 1,242 78 7,043 37 477 30 4,117 05 [71 01| -I- Nil $ 1,588 08 206 20 2,441 53 5,016 90 230 43 47,607 16 16,203 44 17,170 30 2,042 71 147 50 246 18 t 1 2,088 61 Losses. 583 48 330 04 1,170 23 2,167 07 38 40 31 99 22,739 50 14,581 23 9,200 12 60 00 Nil Nil 884 27 10,116 85 3,610 22 199 10 79 64 267 951 10,020 0-01 89 10 6,009 26 81 511 18 27 1,366 20 2,407 42 451 40 874 00 6,078 70 35 00 25 34 London Guarantee & Accident Co., Ltd.. Loyal Protective Insurance Co Lumbermen's Mutual Casualty Co.t Tbe Marine Insurance Co., Ltd Maritime Insurance Co., Ltd 74. Maryland Casualty Co.. 75. Merchants Casualty Insurance Co 76. Metropolitan Life Insurance Co.t 77. The Motor Union Insurance Co., Ltd 78. The Mount Royal Assurance Co 70. National Fire Insurance Co. of Hartfordt-. 80. National Provincial Insurance Co., Ltd 81. National Surety Co.. 82. The Newark Fire Insurance Co 83. New Hampshire Fire Insurance Co.t 84. New Jersey Insurance Co.j 85. New York Underwriters Insurance Co.t 86. Niagara Fire Insurance Co 87. The North American Accident Insurance Co 88. North British & Mercantile Insurance Co., Ltd.... 80. Northern Assurance Co., Ltd 90. The North River Insurance Co.t 91. Norwich Union Fire Insurance Society, Ltd 92. Occidental Fire Insurance Co.t 93. The Ocean Accident & Guarantee Corpn., Ltd 94. Ocean Marine Insurance Co., Ltd 95. Phoenix Assurance Co., Ltd 90. The Phoenix Insurance Co 97. The Preferred Ace. Ins. Co. of New York, N.Y.t- 08. The Protective Association of Canada 99. Provincial Insurance Co., Ltd.t 100. The Prudential Insurance Co. of Americat 101. Queen Insurance Co. of America 102. Queensland Insurance Co., Ltd 103. Railway Passengers Assurance Co 104. Reliance Marine Insurance Co., Ltd 105. Royal Exchange Assurance 106. Royal Insurance Co., Ltd 107. Royal Plate Glass Insurance Co. of Canada 108. St. Paul Fire & Marine Insurance Co 109. Scottish Metropolitan Assurance Co., Ltd ll'O. Scottish Union & National Insurance Co.t 111. Standard Marine Insurance Co., Ltd 112. Sun Insurance Office 113. Toronto Casualty, Fire & Marine Insurance Co 114. The Travelers Indemnity Co 115. The Travelers Insurance Co 116. Union Assurance Society, Ltd 117. Union Insurance Society of Canton, Ltd 118. The Union Marine Insurance Co., Ltd.t 119. United Mutual Fire Insurance Co.t 120. United States Fidelity & Guaranty Co 121. United States Fire Insurance Co 122. United States Merchants & Shippers Ins. Co 123. Westchester Fire Insurance Co 124. Western Assurance Co 125. The Western Casualty Co 126. The World Fire & Marine Insurance Co 127. The World Marine & General Ins. Co., Ltd 128. The Yang-tsze Insurance Association, Ltd 129. The Yorkshire Insurance Co., Ltd 130. Zurich General Accident & Liability Ins. Co., Ltd. Totals i *2,839 05 ( 18,303 12 "28,735 09 2,452 82 176 43 Nil 542 16 11,163 16 16,323 81 1,272 911 •61,012 96 645 04 1,881 92 4,505 02 j 3,869 00 1,135 40 1,642 66 1,293 03 5,633 59 13^627' 24 "32,512 50 6,291 66 667 80 68 25' 542 141 24,829 39 Nil Nil Liability. Burglary. Premiums 872 15 00 345 2,845 63 805 13 Losses. Nil Nil $ 6 58 217 80 Nil Premiums. 951 61 974 90 5,704 1,802 82 44 88 67 05 5,609 60 1,031 49 19 52 532 45 Nil ,701 66 198 7o'| 817 35 1,751 OO 145 00 2,545 79 619 15 3^396 64 6 00 206 68 Nil 1,325 71 1,752 22 378 931 70 35 2,210 01 143 87 780 14 '4^688 07 19,005 51 1,740 21 72 7; Nil 352 42 1,137 94 3,302 46 2,907 75 3,380 75 51 00 90 00 68 30 .1,119 38 ""i"62052 1,571 "95 2,118 90 124 64 Nil 1,757 85 671 77 50 40 34,869 03 8,316 09 903 50 8,951 61 "27,300 51 510 53 81 06 61 66 8,798 07 4,497 92 413 55 1,797 03 11,480 09 144 18| Nil 7,486 891 1,804 57 4,578 83 125 001 Nil 1,636 94 430 65 88 84 25,242 53 10,396 71 602 33 2,441 53 78 54 $438,023 171 $198,791 001 $174,509 54 I.I I 878 94 592 57 23,266 44 6,101 66 207 85 1,179 22 129 96 "8i48T 82 $101,432 11 423 94 246 42 2,759 105 00 8,703 91 150 00 Nil 59 00 1,575 69 Nil 1,529 72 2,007 54 5,591 65 1,236 35 1,373 33 2,811 50 217 12 164 45| 1,292 69 551 50 261 45 Nil 6 75 57 50 1,881 96 385 27 Losses. 142 68 26 62 570 17 261 72 Nil 04 50 00 187 94 1,077 84 754 28 156 28 Nil 8 00 l6"50 635 94 97 22 724 00] 1,217 15 "mi 119 18 70 Nil Nil Nil 340 00 Nil 1,370 28 884 64 511 521 Nil I 2,226 79 338 15 45 00 1,829 98 1,923 15 Nil Nil 193 78 1,200 061 595 03 Nil 4,702 10 25 00 608 00 Nil 203 35 122 22 252 041 Nil 1,033 55 105 50 1,048 41 5,068 70 3,321 03 4,615 06 345 1' 617 01 Nil 1,502 40 123 00 1,367 52 6 51 160 73 484 76 160 00 665 591 Nil 594 16 101 78 876 54 648™26 1^274" 50 11 00 142 51 12 00 4,652 74 269 75 2,966 05 1,153 21 558 32 813 03 Guarantee. Plate Glass. Premiums. 403 59 514 61 3,393 37 19,802 98 7,471 63 1,578 06 2,856 26 Losses. Nil 749 41 1,953 37 2,503 02 659 40 Premiums. Losses. 85 69 532 58 27,025 19 841 43 147 05 80 28 183 11 1,849 90 30 27 612 29 212 58 997 00 4,503 44 2,605 33 6,168 74 614 19 3,000 001 112 50 Nil 1,010 33 mi Nil 2,279 69 1,050 00 Nil 135 001 Nil 100 00| Nil 361 58 269 70 2,361 74 Nil Nil 087 04 112 501 Nil 00 Nil 404 50 12 00 440 25 185 00 113 00 NU Nil Nil 529 59 3,267 26 63 44'0 2C 275 69 80,142 261 $ 10,731 81| $ 47,242 571 $ 10,411 34 I I I 173 56 259 46 27 83 1,189 80 270 08 063 32 115 62 i"l36 30 12 48 227 42 1,530 15 2,506 481 2,125 701 Nil 139 30 9,350 93 167 80 Nil Nil 45 65 1,274 82 Nil 105 85 64 22 239 87 Nil 132 74 Nil 270 96 36 00 305 97 41 00 504 18 Marine. Premiums. Nil 3,359=09 2,977 51 467 98 2,090 3t ""mi"" 6,588 31 12,389 34 16,026 62 mi 3,397 67 124,471 26 69,142 47 "47294 12 43 20 610 89 539 27 2,838 061 Nil 6,090 19 I 20 00 612 72 628 04 ... Nil Nil 440 081 618 "92I Nil Nil 1,187 73 407 18 170 61 15 05 Nil Nil 7 80| 56 711 Nil 508 70 120 25 1,586 14 871 35 1,512 24 553 90 Y,54S,"i'i 2,306 35 1,217 22 4,322 22 151 50 23 50 694 58 409 54 474 00 270 50 413 06 "98597 563 79 1,728 61 Nil 18 00 21,080 78 514 60 35 45 37 501 Nil 813 801 Nil 50 551 Nil 284 35 934 98 344 88 3 95 796 89 532 56 68 56 487 23 22 89 Nil 401 14 21 60 500 84 139 31 Nil 246 04 7 25 1)1,920 091 $ 15,987 071 $ 56,628 861 $ 20~933~92 I I I I 63,622 IS Nil 20,678 01 273 64 Nil Nil 1,006 59 56,782 95 2,939 75 694 29 Nil Nil 54,304 86 7,634 60 482 07 10,037 21 8,400 30 15,136 73 19,192 95 38,608 76 1,345 39 13,256 63 8,428 69 37,814 95 Losses. mi Nil 5,053 35 Nil 174 76 "mi" 3,796 11 2,025 55 7,425 95 Nil 72,288 61 74,966 05 3,541 56 61,540 07 Nil 1,843 92 Nil I Nil Nil 4,118 65 3,121 52 650 54 1,060 99 Nil 460 17 12,701 60 6,878- 96 Nil 3,654 02 ! 5,717 10 4,883 39 10,943 97 84,724 06 151 44 4,014 25 4,532 79 36,902 31 $-006,845 231 $387,171 Credit, Earthquake, Electrical Machinery, Explosion, Forgery, Fraud, Hail, Inland Transportation, Live Stock, Property, Sprinkler Leakage, Steam-boiler, Tornado, and Use and Occupancy. (Indicated by Initial letters.) Premiums. Losses. S I.T. $ 1,130 00| $ I Pr. 1,048 40 S.B. 8,247 63 I Pr. I I.T. 2 36 232 79 L.S. For. 455 85 43 15 Ear. 226 05 J Pr. ( I.T. Hail 223 311 f S.B. \ Ear. [For. S.B. 6 96 6 00 231 82 204 38 I.T. Exp. Pr. 333 48 25 00 271 00 I.T. 109 751 I.T. 114 06 S Ear. 175 00 I I.T. 70 10 I.T. 3 001 I I.T. ( Wea. 15 00 273 54 ( Wea. 10 301 I I.T. 90 881 Ear. 330 OO U. & O. 4,336 58 Spr. L. 430 65 I.T. 805 111 f S.B. 241 51 i For. 72 62 L Spr. L. 446 67 Fraud 430 05 224 41 } For. 225 40 80 88 j. Cr. 555 781 Nil J I.T. Nil 37 66 Pr. 54 S.B. 793" 551 I.T. 367 501 L.S. 37 87 132 52 t 831 90 j U. &0. 990 051 Nil Cr. li"974 96 447 56 Nil Nil I 2 17 J Nil Nil Nil 25 001 Nil 15 00 j Nil Nil Nil } Nil L Nil J 1,531 58 Nil Nil Nil Nil i S.B. 2,203 32 63 50 I I EM. 1,976 021 Nil I 2,296 32 Nil \ 143 89 J Nil Nil Nil 153 50 ( Nil } Nil Nil Nil Nil Nil "I Nil [ Nil J NU Nil Nil Nil Spr. L. 19 88 Nil I.T. 134 96 Nil S.B. 12 03 Nil I.T. I.T. 1,855 53 356 20 453 4 18 33 I.T. 397 09 348 00 I.T. 9 75 S.B. 528 85 Nil 99 33 • For. 266 92 Tor. 559 27 53 83 31 95 I.T. 465 59 4 33 Nil $ 44,530 921 $ 6,903 18 Total Premiums. 2,178 40 8,341 00 3,967 56 11,974 467 98 531 79 2,090 35 8,247 63 mi 20,583 88 12,389 34 27,025 19 16,026 62 28,231 82 147 05 536 13 22,727 504 73 1,858 90 30 27 NU 1,014 226 05 04,207 03 40 00 40,619 51 52,861 55 3,620 98 30,387 95 2,228 99 3,628 92 629 48 124,471 26 109 75 Total Losses. 35,312 01 1,647 53 114 06 69,387 57 29,994 15 4,294 12 6,168 74 4,204 93 5,410 35 288 54 19,574 28 101 18 218 26 Nil 3,660 12 4,992 7 19,441 03 371 68 26 04 20,678 01 37,253 81 28,735 00 805 11 273 64 8,497 71 61,012 96 1,255 65 1,586 14 871 35 7,895 58 Nil Nil 37 66 1,006 59 3,947 25 56,847 95 9,243 86 13,491 54 22,737 37 693 76 Nil 19 88 32,512 50 54,439 82 7,634 69 16,858 66 1,136 98 001 37 4,322 22 12,792 74 12,601 09 15,533 82 1,648 71 3,047 52 5,526 47 62,059 97 5,342 40 41,228 58 31,231 53 559 27 38,608 76 1,345 39 27,660 90 27,300 51 367 50 2,032 80 37,814 95 14,703 31 813 48 964 42 3,574 85 5,053 35 447 5(6 Nil 339 04 174 76 Nil mi 6,947 06 2,025 55 9,350 93 7,425 95 8,039 95 Nil Nil 2,260 74 38 40 1,274 82 Nil Nil 365 15 Nil 52,599 58 Nil 25,380 68 17,417 95 Nil 3,685 00 1,852 26 2,075 41 Nil 72,288 61 NU 11,834 85 669 58 2,296 32 75,109 94 10,477 38 3,541 56 1,050 00 680 14 10,796 13 Nil 6,009 20 153 50 43 20 68,719 381 61,540 07 Nil 1,275 72 932 49 6,029 74 516 43 Nil 1,843 92 17,039 52 16,323 81 Nil Nil 693 64 24,829 39 03 85 604 58 409 54 1,427 83 Nil Nil NU 4,118 65 2,765 30 23,121 52 2,818 41 3,6 7,358 99 1,060 99 Nil 460 17 Unsettled Claims. 7 50 115 00 Nil NU Nil 25 00 Nil Nil Nil 71 51 Nil Nil NU 6,905 00 Nil 150 00 1 00 Nil 383 00 Nil 133 33 Nil 17,281 86 NU 2,321 00 10 00 Nil 850 00 1,900 00 Nil 15,205 2! mi'" 3,291 75 NU NU Nil 4,123 00 114 00 Nil 1,500 00 200 00 Nil 036 66 Nil Nil 129,000 00 Nil 180 00 302 00 2,157 00 Nil Nil NU 9,595 00 1,856 00 Nil Nil 338 90 4,609 20 Nil Nil 55 70 561 00 Nil Nil 2,022 00 415 00 9,013 68 1,336 33 2,796 00 6,925 00 19,005 51 12,701 60 6,878 96 5,045 95 197 39 Nil 1,728 61 4,107 20 7,233 12 5,231 39 673 63 690 41 657 88 32,064 51 1,614 00 21,666 55 5,901 45 31 95 34,724 06 151 44 7,167 34 11,480 90 Nil 5,263 73 36,002 31 6,033 62 7 25 Nil 85 71 2,321 68 3,388 10 Nil 525 00 Nil Nil NU 1,166 00 2,654 00 15,453 06 363 50 82 30 272 05 5,638 71 Nil 1,928 00 7,106 74 Nil Nil 35 00 11,640 00 3,760 00 Nil 67 50 840 00 Nil ,540,743 11|$ 751,309 78| $243,716 84 9 10 11 12 13 14 15 16 17 18 19 20 21 22 2.3 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 53 57 58 59 60 61 62 63 64 65 66 67 70 71 72 73 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 * Accident and sickness. • No business transacted. 1,325-827-8949 VICTORIA, B.C.: Printed by Chahles F. Banfield, Printer to the King's Most Excellent Majesty. 1927.
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SIXTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1927… British Columbia. Legislative Assembly [1928]
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Title | SIXTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1927 (BUSINESS TRANSACTED IN 1926) |
Alternate Title | REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. |
Creator |
British Columbia. Legislative Assembly |
Publisher | Victoria, BC : Government Printer |
Date Issued | [1928] |
Extent | Foldout Table: TABLE VIII.--MISCELLANEOUS BUSINESS: NET PREMIUMS AND LOSSES, 1926. -- p. I 41 |
Genre |
Legislative proceedings |
Type |
Text |
FileFormat | application/pdf |
Language | English |
Identifier | J110.L5 S7 1928_V01_14_I1_I41 |
Collection |
Sessional Papers of the Province of British Columbia |
Source | Original Format: Legislative Assembly of British Columbia. Library. Sessional Papers of the Province of British Columbia |
Date Available | 2016-02-29 |
Provider | Vancouver : University of British Columbia Library |
Rights | Images provided for research and reference use only. For permission to publish, copy or otherwise distribute these images please contact the Legislative Library of British Columbia |
CatalogueRecord | http://resolve.library.ubc.ca/cgi-bin/catsearch?bid=1198198 |
DOI | 10.14288/1.0226066 |
AggregatedSourceRepository | CONTENTdm |
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