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SIXTEENTH ANNUAL REPORT OF THE SUPERINTENDENT OF INSURANCE FOR THE PROVINCE OF BRITISH COLUMBIA 1927… British Columbia. Legislative Assembly 1928

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Full Text

 SIXTEENTH ANNUAL REPORT
OF   THE
SUPERINTENDENT OF INSURANCE
FOR   THE
PROVINCE OF BRITISH COLUMBIA
1927
(BUSINESS TRANSACTED IN 1926)
4% 1||
i!-x' ' I *%£■
PRINTED BY
AUTHORITY OF THE LEGISLATIVE ASSEMBLY.
VICTOKIA,  B.C.:
Printed by Charles F. Banfield, Printer to the King's Most Excellent Majesty.
1027.  To His Honour Robert Randolph Beuce,
Lieutenant-Governor of the Province of British Columbia.
May it please Yotjb Honour:
The undersigned has the honour to present the Sixteenth Annual Report of the Superintendent of Insurance for the year ended December 31st, 1926.
A. M. MANSON,
Attorney-General.
Victoria, B.C., June 21st, 1927. TABLE OF CONTENTS.
ANNUAL STATEMENTS.
Page.
British Columbia Plate Glass Insurance Co -.  7
Grand Council of Canadian Order of Chosen Friends  IS
Home Assurance Co. of Canada ._  9
Mutual Fire Insurance Co. of British Columbia  10
Odd Fellows' Relief Association of Canada  21
Ontario Equitable Fire & Marine Insurance Co  12
Royal Plate Glass Insurance Co. of Canada  13
Toronto Casualty Fire & Marine Insurance Co  15
Western Empire Life Assurance Co  17
TABLES.
Fire Insurance—
Companies licensed, List of December 31st, 192(5 23-31
Companies  admitted  during  1926 .—       5
Premiums and Losses  (net), 1926 33-35
Summary  for   1922-20     35
Life Insurance—
Companies licensed, List of December 31st, 1920 23-31
Premiums, etc., 1926     37
Summary, 1922-26     3S
Miscellaneous Insurance (except Automobile Insurance) —
Companies licensed, List of December 31st, 1920 23-31
Companies admitted, 1926       5
Premiums and Losses, 1926 .     41
Summary  for   1922-26     39
Automobile Insurance Premiums and Losses, 1926 : 38,39
Investments in British Columbia—
Life Companies [       37
Other Companies     36 REPORT OF THE
SUPERINTENDENT OF INSURANCE.
Department of Insurance,
Victoria, B.C., June 21st, 1927.
The Honourable A. M. Manson,
Attorney-General, Victoria, B.C.
Sir,—1 beg to submit my report, the Sixteenth Annual Report of the Department, covering
the year ended December 31st, 1926, in accordance with section 217 (1) of the " Insurance Act,"
chapter 20, 1925.
At the end of the year there were 233 insurers licensed to transact business, fourteen new
companies having been licensed, as follows:—
American Equitable Assurance Company of New York.
Automobile Insurance Company of Hartford, Conn.
The China Fire Insurance Company, Limited, Victoria, Hong Kong.
Empire Life Insurance Company, Toronto.
First American Fire Insurance Company, New York.
General Exchange Insurance Corporation, New York.
Indemnity Insurance Company of North America, Philadelphia.
Merchants Casualty Insurance Company, Waterloo, Ontario.
Mutual Fire Insurance Company of British Columbia, Vancouver.
New York Underwriters Insurance Company, New York.
North River Insurance Company, New York.
Standard Life Assurance Company, Edinburgh, Scotland.
State Assurance Company, Limited, England.
The American Equitable Assurance Company of New York was formerly licensed, but merged
with the Anchor Insurance Company of New York and was reincorporated and licensed as a new
company on February 11th, 1926.
The Merchants Casualty Insurance Company was incorporated by the Dominion of Canada
and took over the business of the Merchants Casualty Company of Manitoba on January 1st,
1926.
Mutual Fire Insurance Companies were brought under the " Insurance Act" and therefore
the Mutual Fire Insurance Company of British Columbia is now licensed by this Department.
The origin of the various insurers, a complete list licensed as at December 31st, 1926, of
which will be found on pages 23-31, is as follows:—
Summary.
Where incorporated.
Dominion
Licensees.
Provincial
Licensees.
Total.
British Columbia	
57
8
58
3
1
1
4
3
2
85
2
6
3
2
57
14
61
3
1
1
4
3
2
85
Totals	
222
11
233 ■
I 6
BRITISH COLUMBIA.
A list of the underwriters' agencies, twenty in number, licensed in this Province will also
be found on page 32.
Eleven reciprocal exchanges obtained permits under section 174 of the Act, and a list of
them will be found on page 30.
Two fraternal societies—namely, Canadian Order of Chosen Friends and The Odd Fellows
Relief Association of Canada—were duly licensed.
There were .only three insurers which ceased business in the Province during the year, and
they were as follows:—
Canton Insurance Office, Limited, Victoria, Hong Kong.
Lumbermen's Indemnity Exchange, Seattle, Wash.
The Sterling Fire Insurance Company of Indiana, Indianapolis.
In pursuance of the requirements of the Act, lists of licensed agents were published in the
British Columbia Gazette and distributed, showing that there were 1,379 life insurance agents,
1,605 fire and miscellaneous insurance agents, and 20 adjusters carrying on business in the
Province during 1926.
Statement of fire insurance premiums, losses incurred, and losses paid for 1926, with a
summary for the past five years, will be found on pages 33.-35.
Tables showing life, automobile, and miscellaneous insurance business transacted during the
year will also be found on pages 37-40.
In September last the Superintendents of Insurance for the Provinces of Canada held their
annual conference in Victoria, and the following were present: For Ontario, R. Leighton Foster,
Superintendent; Manitoba, Charles E. Heath, Superintendent; Saskatchewan, Arthur E. Fisher,
Superintendent; Alberta, Henry Brace, Deputy Superintendent; and British Columbia, J. P.
Dougherty, Superintendent. In addition, R. W. Shannon, K.C, Legislative Counsel for Saskatchewan, and H. G. Garrett, Deputy Superintendent of Insurance for British Columbia, assisted
in a legal and advisory capacity.
The next conference is to be held in the City of Quebec in September, when quite a number
of unfinished matters will be dealt with and finally disposed of. One question of some importance
which will be brought up will be that of a Uniform Agents' Licensing Act, and I have no doubt
the result will be a vast improvement over some of the Acts that are now in force.
As you are aware, section 186 (1) of the "Insurance Act" was amended providing that no
restriction should be placed upon agents in municipalities under 3,000 population as to the
number of policies to be written by them.
A new section was inserted in the Act permitting life insurance companies to pay retired
agents or their dependents renewal commissions without the necessity of the agents obtaining a
licence.
" Real-estate Agents' Licensing Act."
The above Act was amended at the last session of the Legislature, requiring all real-estate
agents and salesmen in municipalities of a population of over 10,000 to furnish a bond in the
sum of $1,000. In accordance with the requirements of the Act a list of the licensed agents
and salesmen was published in the British Columbia Gazette and duly distributed, showing
that there were 1,164 agents and salesmen licensed for the period July 1st, 1926, to June
30th, 1927.
I have the honour to be,
Sir,
Your obedient servant,
J. P. DOUGHERTY,
Superintendent of Insurance. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 7
APPENDIX.
Annual Statements of Provincial Licensees for the Year ended
December 31st, 1926.
BRITISH COLUMBIA PLATE GLASS INSURANCE COMPANY.
Head Office—Vancouver, B.C.
Directors.
Walter E. Graveley. W. J. Al-butt.
F. M. Chaldecott. H. W. Chamberlain.
A. F. Beasley.
Alfred Farmer, Secretary.
Amount deposited with the Government of British Columbia: Inscribed stock, £200; Township of Richmond bonds, $5,000; Dominion of Canada War Loan bonds, $1,000; total (par),
$6,220.17.
Authorized capital   $25,000
Amount subscribed        9,600
A'mount paid up in cash      9,600
Statement fob the Year ended December 31st, 1926.
Assets.
Book value of bonds, debentures, and debenture stock owned by the Company  $62,423 63
Cash in banks   1,733 15
Interest accrued   92S 07
Agents' balances and premiums uncollected (net commissions deducted:   Written on
or after October 1st, 1926, $6,946.40;  written prior to October 1st, 1926, $2,947.12) 9,893 52
Agents' commissions paid in advance   11,123 50
Gross assets of the Company   $86,101 87
Deduct assets not admitted:   Agents' balances on premiums written prior to October
1st, 1926        2,947 12
Total admitted assets   $83,154 75
Liabilities.
Total net reserve, $31,352.86;  carried out at SO per cent, thereof   $25,082 28
Taxes due and accrued       2,000- 00
Total of all liabilities except capital stock   $27,082 28
Capital stock paid in cash   $ 9,600 00
Rest account    27,500 00
Surplus in Profit and Loss Account       8,753 76
Excess of assets over liabilities   $45,853 76 BRITISH COLUMBIA.
Profit and Loss Account.
Net premiums written   $27,025 19
Reserve of unearned premiums (80 per cent.) —
At beginning of year   $25,200 00
At end of year     25,082 28i
Decrease  $    117 72
Net premiums earned   $27,142 91
Net claims incurred  '.  $ 9,350 28
Net adjustment expenses, commission, taxes, salaries, fees, and travelling expenses....    11,965 70
Underwriting profit  $ 5,826 28
Other revenue, interest dividends and rents earned  .'.      2,927 48
Net profit for the year   $ 8,753 76
Surplus of assets over liabilities (excluding capital stock) at beginning of year  $43,262 33
Net profit brought down        8,753 76
$52,016 09
Increase in paid-in capital stock       1,920 OO
$53,936 09
Increase in disallowed assets   $2,947 12
Dividends declared    4,800 00
7,747 12
Surplus of assets over liabilities (excluding capital stock at end of year)  $46,1S8 97
List of Shareholders.
Name.
Residence.
Amount,
subscribed.
Amount
paid.
Albutt,  W.  J	
Albutt,  Mrs.  B.  A.
Akroyd, H. C	
Barnsley, Rev. Ego
Beasley, A.  F	
Bell-Irving, H	
BIythe, Miss F. I. ..
Chaldecott, F. M. .
Chamberlain, H. W
Charleson, Edith H.
Creery, A. McC	
Grareley, W. E	
Hope,  C.  E	
Martin,   Robert   	
Rogers, Jonathan ..
Vancouver	
Yorkshire, England	
Victoria	
Vancouver	
Woodside, Vancouver Island.
Vancouver	
$2,800 00
3,000 00
100 00
100 00
700 00
500 00
200 00
500 00
500 00
100 00
100 00
500 00
200 00
100 00
200 00
$9,600 00
$2,800 00
3,000 00
100 00
100 00
700 00
eo-o oo
200 00
1500 00
'500 00
100 00
100 00
500 00
200 00
100 00
200 00
1,600 00 .
REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 9
HOME ASSURANCE COMPANY OF CANADA.
Head Office—Calgary, Alberta.
Directors.
G. R. Eltherington. A. Corrie.
J. G. Norstrant. . E. Roberts.
G. Fisher.
Clarence H. St. John, Secretary.
Amount deposited with the Government of British Columbia: Grand Trunk Pacific Railway
3-per-cent. first mortgage bonds, £1,300; Canadian National Railway 5-per-cent. bonds, $15,500;
and Canadian National Railway 4%-per-cent. bond, $1,000.
Authorized capital   '.  $500,000 OO
Amount subscribed      500,000 00
Amount paid in cash       59,029 50
Statement for the Year ended December 31st, 1926.
Assets.
Cash value of mortgages, exclusive of interest   $ 3,900 00
Cash value (excluding interest and dividends) of stock, shares, bonds, etc  61,271 83
Actual cash on hand at Head Office   385 55
Cash on deposit to the Company's credit and not drawn against on December 31st, 1926 3,231 80
Agents' balances, advances against commissions to be earned   1,978 52
Interest due or accrued   1,256 78
Calls on capital stock outstanding in course of collection  3,470 50
Amount of all other assets  '.  3,618 00
Office furniture (other than permanent fixtures), safe, etc  1,820: 90
Total  assets    $80,933 88
Liabilities.
Claims or losses in suspense, or supposed, or reported   $    705 21
Reserve of unearned premiums         7,641 51
Total  amount  of  liabilities   '.  $ 8,346 72
Capital stock paid up     62,500 00
Total of liabilities and paid-up capital   $70,846 72
Excess of assets over such total   $10,087 16
Income.
Net cash received during the year for premiums   $45,502 25
Cash received for interest       2,592 34
Cash received for calls on capital stock       7,975 00
Cash from all other sources       9,449 50
Cash   received  for   debentures,   mortgages,   and   other   securities   (not   extended),
$2,057.95. '   .
Total income   $65,519 09 I 10 •     BRITISH COLUMBIA.
Expenditure.
Cash paid to agents for commission, salaries, etc 1  $13,397 88
„         for law costs   75 00
„          „    office expense, caretaking, and light   1,761 99
„           „    interest, discount, and exchange   SO 55
„          „    statutory assessment and licence fees   250 00
„          „    travelling expenses  705 50
„           „    rent and taxes   980 00
„          „    salaries, directors' and auditors' fees   8,562 50
„          „    printing, stationery, and advertising   1,311 93
„          „    postage, telegrams, and express  743 01
Total expenses of management   $27,855 36
Amount paid for losses occurring during the year      11,943 68
Cash paid for other expenditure       6,733 12
Cash paid for debentures, mortgages, etc.  (not extended), $23,448.01.
Total expenditure  $46,537 16
=
Returns for British Columbia.
Assets  $    2,000 00
Liabilities  236 66
Premiums received  .'      19,574 28
Losses incurred, net         6,245 92
Losses paid, net         6,009 26
Amount at risk    263,850 00
MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA.
Head Office—Vancouver, B.C.
Directors.
Jas. Bailey. Thos. Laing.
Jno. W. Berry. J. W. Miller.
Archibald Blair. D. A. McKee.
Henry Bose. H. F. Page.
W. J. Frederick. W. J. Park.
W. H. Higginson. C. E. Whitney-Griffiths.
R. U. Hurford.
Manager-Secretary, Wm. Townsley.
Statement for the Year ended December 31st, 1926.
Assets.
Balance in bank   $ 9,058 79
Investments—
Dominion of Canada war bonds   $2,000 00
Government guaranteed bonds, C.N.R     6,0S9 57
First mortgage        300 00
Real estate     3,340 00
     11,729 57
Balance 1924 assessment unpaid      1,322 08
Insurance premiums due and unpaid       2,480 47
  $ 24,590 91
Insurance premiums, second and third instalments       53,293 36
Office furniture    684 64 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926. I 11
Printing and stationery, stock on hand  $       100 00
Premium notes held by Company      190,227 78
Deferred Commission Account        13,359 87
Deposits   5 00
$282,261 56
Liabilities.
Loans     $    9,650 00
Fire losses in course of adjustment, estimated   800 00
Reserve Account—
Agents' commissions earned  $       745 82
Reinsurance reserve for outstanding risk      18,956 65
Insurance premiums reserve      53,293 36
Premium notes reserve  190,227 7S
1924 assessments unpaid       1,322 08
     264,545 69
Surplus Account—
Profit and Loss Account as at January 1st, 1926   $ 4,420 24
Excess of income over operating expenses for the year ended December 31st, 1926     24,680 13
1924 assessments collected during 1926          671 49
$20,931 38
Fire losses paid and reserved for     13,665 51
        7,265 87
$282,261 56
Profit and Loss Account.
By Insurance premiums   $47,097 24
Interest Account          385 01
  $47,482-25
To Stationery and printing   $     874 00
Rent and light  ,  1,348 26
Telephone  173 62
Stamps   309 40
Travelling expenses   305 96
Fire adjustment expenses   59 05
General expenses  ,  206 41
Advertising     825 69
Taxes on real estate   154 20
Commissions    7,752 29
■Salary, Manager, Secretary   3,600 00
Salary, general  '.  4,266 75
Legal expenses  216 OO
Grants to officials  450 00
Interest on loans   859 00
Reinsurance premiums   17S 90
Minister of Finance, special war revenue taxes  1,222 59
    22,802 12
Balance   $24,680 13 I 12 BRITISH COLUMBIA.
THE ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY.
Head Office—Waterloo, Ontario.
Directors.
S. C. Tweed. Hon. F. C. Biggs.
Sen. H. W. Laird. A. E. Silverwood.
J. C. Breithaupt. A. W. Briggs.
Edwin Irwin. W. E. Payne.
E. C. Mitchell. E. K. Reiner.
J. A. Martin. Dr. 0. S. Morton.
W. E. Long. Melville Rousseau.
Hon. M. Doherty. H. G. Bertram.
J. M. Riddell. R. Locke.
M. J. Smith, Secretary.
Amount deposited with the Government of British Columbia : District of Burnaby 5-per-cent.
bonds, $10,000; Canadian Northern Railway 4%-per-cent. stock, $17,250; Canadian North Western Railway 4%-per-eent. stock, $5,937.33;   total, $33,187.33.
Authorized capital   $3,750,000
Amount subscribed      3,310,000
Amount paid up        331,000
Statement for the Year ended December 31st, 1926.
Assets.
Ledger assets—
Book value of real estate held by the Company  $   114,424 44
Mortgage loans on real estate     1,498,341 04
Amount secured by the Company's policies in force, the reserve on each policy
being in excess of all indebtedness—
(a.) Loans to policyholders  $237,324 20
(&.)  Advances to policyholders under automatic non-forfeiture     76,366 12
        313,690 32
Book value of bonds, debentures, and debenture stocks owned by the Company   1,598,398 50
Cash:  (a) At Head Office, $69,084.37;  (b) in banks, $6,716,07         75,800 44
All other ledger assets   6,725 17
Total ledger assets ,  $3,607,379 91
Non-ledger assets—
Interest and dividends due, $1,179.26; interest accrued, $44,055.73   $    45,234 99
Net premiums due and uncollected and deferred         128,891 87
Market value of bonds over book          40,809 05
Total non-ledger assets  1  $   214,935 91
Total assets   $3,822,315 82
Liabilities.
Net liability under assurance, annuity, and supplementary contracts in force for
payments not due, dependent on life, disability, or any other contingency or
on a term certain   $2,422,896 00
Net liability for payments due under contracts   8,047 00
Provision for unreported death losses and disability claims   13,000 00
Received from policyholders in advance, premiums  ,  4,414 52
Provincial, municipal, and other taxes due and accrued   3,785 00
Medical examiners' fees due and accrued   1,215 00
Commission to agents due and accrued   1,265 61
Borrowed money   785,759 29 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 13
Reserve for unpaid accounts   $       2,000 00
Staff Savings Fund   850 31
Balance due on bonds purchased   1,924 83
Total liabilities  (except capital stock)    $3,245,157 56
Income.
Total net premiums income and consideration for annuities  $   SS4,903 74
Interest and dividends   123,696 47
Gross rents for Company's property (including $5,040 for Company's occupancy of
its own buildings), less $4,056.18 for taxes, expenses, and repairs in connection
with such properties   3,579 55
Income from premium on stock (sold in 1926)  -  16,200 00
Income from premium on stock (sold prior to 1926 but paid in 1926)    22,369 42
Gross profit  on  sale or maturity of  ledger assets:    Commission  on  mortgages,
$34,202.32;   bonds, $7,017.22  41,219 54
Total income   $1,091,968 72
Disbursements.
Total net disbursements in respect of assurance and annuity contracts   $   155,123 35
Interest or dividends to shareholders   6,000 00
Taxes, licences, and fees  (including taxes on investments but excluding taxes on
real estate)     19,437 61
Head Office expenses :   Salaries, $47,505.13 ;   directors' fees, $1,990;   auditors' fees,
$1,400;   travelling expenses, $5,023.78;   rents, $6,817.09   62,736 00
Branch office and agency expenses :  Assurance commissions, first year, $105,023.76;
renewal, $71,381.29;   salaries, $14,621.30;   travelling expenses, $631.55; rents,
$13,631.85;  miscellaneous, $365.64   205,655 45
All other expenses   44,794 49
Total disbursements   $   493,746 90
Returns for British Columbia.
Deposit with Government  $    33,187 33
Assets  309,454 97
Liabilities    60,531 00
Premiums received   22,693 71
Losses incurred, net  8,200 48
Losses paid, net   8,200 48
Amount at risk   S25/785 00
ROYAL PLATE  GLASS INSURANCE COMPANY  OF CANADA.
Head Office—Vancouver, B.C.
Directors.
J. P. Nicolis. C. A. Wickens.
C. H. Macaulay. R. H. Maitland.
A. P. Bogardus. B. C. Grant.
Edgar S. Smith, Secretary.
Amount deposited with the Government of British Columbia :  C.N.O. Railway Company 3%-
per-cent. stock, £1,320;   deposit receipt, Canadian Bank of Commerce, $325;   total, $5,335.72.
Authorized capital   $25,000
Amount subscribed     10,000
Amount paid up in cash       2,750 I 14
BRITISH COLUMBIA.
Statement for the Year ended December 31st, 1926.
Assets.
Mortgage loans on real estate 	
Amount of loans secured by bonds, stocks, or other marketable collaterals
Cash in banks 	
Interest and dividends due 	
Agents' balances and premises uncollected (net commission deducted)  	
Government deposit 	
Commission on premiums paid in advance	
$15,400 00
1,000 00
1,128 05
370 38
715 52
5,335 72
1,406 97
Total admitted assets   $25,356 64
Liabilities.
Total net reserve, $4,019.94;   carried out at 80 per cent, thereof
AH other liabilities 	
$ 3,457 60
300 28
Total of liabilities except capital stock   $ 3,757 88
Capital stock paid up	
Surplus in Profit and Loss Account
Excess of assets over liabilities 	
Total liabilities	
Profit and Loss Account.
Net premiums written 	
Reserve of unearned premiums  (80 per cent.) —
At beginning of year   $4,267 51
At end of year     4,019 94
$ 2,750 00
18,286 42
$21,036 42
$24,794 30
Increase
$ 4,322 22
247 57
Net premiums earned 	
Net claims incurred   $1,728 61
Commissions      1,668 87
Taxes         177 54
Salaries, fees, and travelling expenses        165 00
All other expenses          60 37
4,569 79
Underwriting profit	
Interest, dividends, and rents earned
3,80O 39
$    769 40
1,399 98
Net profit for the year  $ 2,169 3S
Surplus for Protection of Policyholders.
Surplus of assets over liabilities  (excluding capital stock)  at beginning of year  $16,117 04
Net profit brought down       2,169 3S
Surplus of assets over liabilities (excluding capital stock) at end of year.... $18,2S6 42 THE SUPERINTENDENT OF INSURANCE, 1926.
I 15
List of Shareholders.
Name.
Residence.
No. of
Shares.
Amount
subscribed.
Amount
paid.
C. A. Wickens...
.T. P. Nicolls	
I. Douglas	
Mary Douglas...
R. D. Douglas...
N. S. Douglas....
A. P. Bogardus.
J. P. Nicolls	
C. H. Macaulay
R. M. Maitland.
B. C. Grant	
Vancouver	
Boston, U.S.A	
Binghampton, U.S.A
Vancouver	
5
12
10
14
14
12
10
890
500
1,200
500
500
500
1,000
1,400
1,400
1,200
1,000
$10,000
220 00
137 50
330 00
137 50
137 50
137 50
275 00
385 00
385 00
330 00
275 00
$2,750 00
THE TORONTO  CASUALTY FIRE  & MARINE  INSURANCE  COMPANY.
Head Office—Toronto, Ont.
Directors.
C. H. Ackerman. J. O. Lintean.
J. T. Brannd. M. A. Mackenzie.
A. E. Dawson. R. P. Parker.
W. W. Evans. T. H. Pratt.
Forbes Godfrey. G. L. Smith.
Henry Knight. A. E. Wilson.
W. B. Coatts, Secretary.
Amount deposited with the  Government of British  Columbia:   Hydro-electric  4-per-cent.
bonds, $6,000;   Province of Ontario 5-per-cent. bond, $21,000;   total, $27,000.
Authorized capital   $1,000,000
Amount subscribed      1,000,000
Amount paid up in cash        269,735
Statement for the Year ended December 31st, 1926.
Assets.
Mortgage loans on real estate  $ 13,500 00
Book value of bonds, debentures, etc     379,474 98
Cash at Head Office         3,828 60
Cash in banks     107,936 18
Interest due and accrued        4,720 41
Agents' balances and premiums uncollected (net commissions deducted) written on
or after  October 1st, 1926,  $108,S60.17;   written prior  to  October 1st,  1926,
$10,650.26        119,510 43
Bills receivable  292 08
Amount due from reinsurance on losses already paid          8,220 94
All other assets—
Advance to agents   $ 1,600
Balances due from other companies    11,736 98
Market value of securities over book value      8,571 31
      21,908 29
Gross assets of Company   $659,391 91
Deduct assets not admitted, agents' balances on premiums written prior to October
1st, 1926        10,650 26
Total admitted assets  $648,741 65 Liabilities.
Total provision for unpaid claims   $119,466 07
Total net reserve, $351,852.19;   carried out at 80 per cent, thereof   281,481 75
Reserve of unpaid losses under unlicensed reinsurance unsecured   8,093 96
Taxes due and accrued   10,185 14
Reinsurance premiums   34,319 93
Reserve for contingent commissions  1,500' 00
Cash withheld from unlicensed insurers   12,481 57
Total of all liabilities except capital stock   $467,528 42
Capital stock paid in cash. .'.  $269,735 00
Surplus or deficit in Profit and Loss Account       S8,521 77
Excess of assets over liabilities   $181,213 23
Profit and Loss Account.
Net premiums written  $S18,610 42
Reserve of unearned premiums  (80 per cent.) —
At beginning of year '.. $270,051 84
At end of year      281,481 75
Increase   $ 11,429 91
Net premiums earned  $807,180 51
Net claims incurred   $516,568 22
Net adjustment expenses'  50,352 S3
Commissions   197,077 29
Taxes :  21,925 28
Salaries,  fees,  and  travelling  expenses    82,364 74
All other expenses   44,632 74
Underwriting profit  $105,740 59
Other revenue—
Interest, dividends, and rents earned   $17,438 94
Profit on sale of securities         475 CO
  $ 17,913 94
Other expenditure—
Bad debts written off   $ 8,816 68
Decrease in market value of investments       2,233 81
 11,050 49
Net profit for the year   $ 9S,S77 14
Returns for British Columbia.
Deposit with Government  $    27,000 00
Assets  31,962 67
Liabilities   24,161 96
Premiums received  .'  43,601 56
Losses incurred, net  29,423 14
Losses paid, net  27,360 13
Amount at risk   1,950,2S2 00 REPORT OF THE SUPERINTENDENT OP INSURANCE, 1926. I 17
THE WESTERN EMPIRE LIFE ASSURANCE COMPANY.
Head Office—Winnipeg, Manitoba.
Directors.
S. D. Hannah. Brig:-Gen. Dyer.
Win. Hudson. R. W. Craig.
Dr. A. M. Campbell. Wan.  Smith.
Secretary, F. C. O'Brien.
Authorized capital  $1,000,000 00
Amount  subscribed          925,000 00
Amount paid in cash         224,164 74
Statement for the Year ended December 31st, 1926.
Assets.
Ledger assets—
Book value cf real estate held by the Company  $    3 5,319 60
Mortgage loans on real estate        523,309 86
Amount secured by the Company's policies in force, the reserve on each policy
being in excess of all indebtedness—
(a.)  Loans to policyholders     $155,869 63
(b.)  Advances   to   policyholders   under   automatic   non-forfeiture provisions        47,959 14
       203.82S 77
Book value of bonds, debentures, and debenture stocks owned by the Company       247,074 13
Cash:   (a) At Head Office, $1,651.41;   (6) in banks, $24,160.39          25,81180
Total ledger assets  =  $1,015,344 16
Non-ledger assets—
Interest and dividends due   $    16,648 61
Net premiums due and uncollected and deferred          77,062 59
Total non-ledger assets  $    93,711 20
Total assets   $1,109,055 36
Liabilities.
Net liability under assurance, annuity, and supplementary contracts in force for
payments not due, dependent on life, disability, or any other contingency or
on a term certain  $  820,854 00
Net liability for payments due under contracts   6,881 23
Received from policyholders in advance   2,964 15
Medical examiners' fees due and accrued   1,226 OS
Borrowed money   41,100 00
Death claims reported   3,500 00
Total liabilities  (except capital stock)    $   S76,525 46
Income.
Total net premium income and consideration for annuities   $ 227,313 13
Interest and dividends  64,993 97
Cash from policies cancelled  2,052 31 I 18
BRITISH COLUMBIA.
Investment  repayments   ,    $106,737 30
Policy loan repayments         25,514 27
Shareholders           3,161 55
$135,413 12
Total income   $   294,359 41
Disbursements.
Total net disbursements in respect of assurance and annuity contracts   $ 26,852 08
Taxes, licences, and fees   5,033 20
Head Office expenses:    Salaries,  $28,889;    directors'  fees,  $130;    auditors'  fees,
$306.95;  travelling expenses, $1,113.05;  rents, $3,970;  miscellaneous, $0,595.65 41,004 65i
Branch office and agency expenses   54,095 90
All other expenses   12,380 17
Total disbursements   $   139,306 00
Returns for British Columbia.
Assets, including policy loans   $    69,996 23
Liabilities  1,000 CO
Premiums  received          31,582 60
Losses incurred, net   8,000 OO
Losses paid, net  7,000 00
Amount at risk      1,018,903 00
Annual Statements of Fraternal Societies for the Year ended
December 31st, 1926.
THE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS.
Head Office—Hamilton, Ontario.
Governing Executive Authority.
Wm.  Benson.
John L. Archer.
John L. Davidson.
A. W. Richardson.
Albert Chevalier.
Dr. J. W. Edwards.
Alex.  Harris.
W. F. Montague, Secretary and Treasurer.
Prof. M. A. Mackenzie, Actuary. !>ORT OF THE SUPERINTENDENT OF INSURANCE, 1026.
I 19
Statement for the Year ended December 31st, 1926.
Assets by Funds.
Mortuary
Fund.
Siqkness
and
Funeral
Fund.
Child
Insurance
Fund.
Guarantee
Fund.
General
Expense
Fund.
Total.
Ledger items—
Net   ledger   assets,   December,
1925 	
$1,198,382 88
130,466 31
$190,197 44
5.177 70
$ 9,108 25
1.915  77
$1,00-0 0-0
$33,579 26
5,214 26
$1,432,987 83
Increase   in   ledger   assets   in
151,774 04
Net ledger assets, December,
1926 	
$1,337,849 19
$19'6,095 14
$11,-024 '02
$1,900 00
$38,79-3 52
$1,5S4,761 87
Non-ledger items—
$      42,779 06
39,729 90
$    7,006' 54
2,120 98
$     246 91
'2-24 77
$   277 00
$     587 14
3,515 92
5,319 96
$     50,619 65
Premiums,   contributions,   etc.,
45,868 57
5,319 G6
$     82,508 06
$    9.127 52
$     471 68
$   277 00
$ 9,423 02
$   101,808  18
Total    ledger    and   non-ledger
$1,420,358 15
50,746 37
$205,222 66
2,088 58
$11,495 70
$1,277 00
$48,216 54
$1,686,570 05
52,834 95
$1,369,611 78
$203,134 08
$11,405 70
$1,277  00 $48,216 54
$1,633,735 10
Liabilities.
Mortuary Fund—
Death claims incurred and reported during year but not paid  $ 39,470 40
Death claims incurred during year but not reported until after December 31st....       7,250 00
Disability claims incurred during year and not paid  392 SO
Premiums paid in advance  703 22
Total  liabilities except  reserve  $ 47,816 42
Sickness Fund and Funeral Benefits—
Claims incurred and reported during year but not paid	
Claims incurred during year but not reported until after December 31st..
Premiums paid in advance	
700 00
l,S0O 00
55 58
Total liabilities except reserve  $   2,555 58
Guarantee Fund—
Premiums paid in advance..
Other Benefit Funds—Child Insurance Fund-
Amount overpaid on monthly rates	
Credit balances due Councils	
General Expense Fund—
Commissions,   etc	
Expense dues paid in advance.
Total general fund liabilities..
30 06
O 80
5 95
6 75
$       5S5 00
413 77
$      998 77
Total liabilities (all funds)  except reserve  $ 51,407 58 Income.
Mortuary Fundi—
Premiums (with extra dues, etc.)    $434,745 44
Interest       60,411 OO
(Note,—Only 111 assessments collected in 1926.)
  $495,156 44
Sickness Fund and Funeral Benefits—
Premiums   $ 23,209 95
Interest       10,901 70
Cancelled cheque    9 40
      34,121 15
Guarantee Fund—
Premiums   $      413 82
Interest  30 50
  444 32
Child Insurance Department—
Premiums  .' $    1,498 85
Per capita tax and certificate fees  264 13
Interest   416 92
        2,179 90
General Expense Fund—
i    Interest   $    1,340 94
Expense dues from members        18,063 75
Supplies, etc        1,603 73
      21,008 42
Total income   $552,910 23
Disbursements.
Mortuary Fund—
Death claims   $292,731 67
Disability  claims         3S.074 92
Legal expense re deaths and debentures   901 02
Actuary re valuation   500 OO
Registration fees, insurance   380 00
  $332,587 61
Sickness Fund—
Sickness claims   $ 22,327 70
Funeral claims  ,        2,900 00
Other disbursements   833 36
Legal expense re debentures  61 29
Legal expense of actuary re valuation   500 00
 26,622 35
General Expense Fund—
Head Office expenses—
Salaries  , -.. $   6,266 64
Directors' fees   960 45
Auditors' fees   700 00
Travelling expenses   252 25
Rents         1,220 72
Printing and supplies         1,044 23
Miscellaneous          9,167 98
      19,612 27 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 21
Agency and organization expenses—
Commissions     $ 12,490 37
Salaries         1,800 00
Travelling expenses         1,595 09
Miscellaneous   970 86
All other expenses—   $ 16,856 32
Advertising     $       535 78
Books, periodicals, express, telegrams, and telephones   376 29
Legal fees   31 02
Taxes and licences  652 63
Printing and stationery         1,091 15
Light, fuel, and water   39 05
Official publications        2,328 42
Miscellaneous  403 20
        5,457 54
Total disbursements   $401,136 09
Returns for British Columbia.
Income—
Premiums (with extra dues, etc.) for mortuary benefits   $ 10,392 79
Premiums for sick benefits   912 07
Premiums for Guarantee Fund   10 80
Premiums for other benefits, Child Insurance Dept  1S7 24
$ 11,502 90
Disbursements—
Claims paid for mortuary benefits   $    8,900 00
Claims paid- for sick benefits   581 95
Claims paid for field-work  ;  692 50
$ 10,174 45
THE ODD FELLOWS' RELIEF ASSOCIATION OF CANADA.
Head Office—Kingston, Ontario.
Governing Executive Authority.
Dr. J. C. Connell. C. C. Folger.
Jos. Powley. Wm. Jackson.
W. Mundell. L. B. Cooper.
J.  O. Minnes. W.  McDonald.
H. G. Robertson.
Secretary, F. H. Rutherford.
Statement fot the Year ended December 31st, 1920.
Assets by Funds.
Mortuary Fund—
Net ledger assets, December, 1925  $3,534,419.20
Increase in ledger assets, 1926, from income  683,551 58
Decrease in ledger assets, 1926, from disbursements  395,102 50
Net ledger assets, December, 1926  3,822,868 28
Total  admitted  assets  3,822,868 2S
General Expense Fund—
Increase in ledger assetes, 1926, from income  87,129 95
Decrease in ledger assets, 1926, from disbursements..  87,129 95 BRITISH COLUMBIA.
Liabilities.
Mortuary Fund—
Death claims incurred and reported during year but not paid  $    25,935 00
Total liabilities except reserve  $    25,935 00
Income.
Mortuary Fund—
Premiums (with extra dues, etc.)  $322,139 24
Interest and rents      161,412 34
Total  $   683,551 58
General Expense Fund—
Expense dues from members  $ 45,764 86
Other sources       41,365 09
Total           87,129 95
Total income   $   770,6S1 53
Mortuary Funcb- Disbursements.
Death claims    $363,876 84
Disability claims        1,730 00
Surrender  values         2S,837 50
Other  disbursements    658 16
  $   359,102 50
General Expense Fund—
Head Office expenses—■
Salaries   $ 15,766 38
Directors' fees   473 00
Auditors' fees         1,200 00
Actuaries' fees and expenses   500 00
Travelling expenses  906 85
Rents    992 04
Printing and supplies   494 05
Miscellaneous           4,197 68
  24,530 00
Agency and organization expenses—
Commissions    $    2,977 25
Salaries        10,245 84
Travelling expenses          5,031 28
Commission on collection of premiums        33,487 19
 51,741 56
All other expenses—
Advertising    $       617 51
Telegrams, postage, and telephones         2,364 34
Medical fees          1,010 00
Taxes and licences          1,588 06
Agency printing and stationery          1,358 66
Light, fuel, and water   6S6 35
Miscellaneous          3,233 47
         10,858 39
Total  disbursements   ,  $   482,232 45
Returns for British Columbia.
Income—Premiums (with extra dues, etc.) for mortuary benefits  $    31,994 42
Disbursements—Claims paid for mortuary benefits  9,230 00 s^ a
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fc   >    8 LIST OF UNDERWRITERS' AGENCIES LICENSED UNDER THE  " INSURANCE ACT."
Britannic Underwriters, representing Employers Liability Assurance Corporation, Limited.
British & Canadian Underwriters, representing Norwich Union Fire Insurance Society, Limited.
British Empire Underwriters Agency, representing British America Assurance Company.
Canadian Hardware & Implement Underwriters,  representing Retail  Hardware  Mutual Fire
Insurance Company, Minnesota Implement Mutual Fire Insurance Company, and Hardware
Dealers Mutual Fire Insurance Co.
Canadian Pacific Underwriters Agency, representing Merchants Fire Assurance Corporation of
New York.
Canadian Underwriters Agency, representing Baloise Fire Insurance Company.
Colonial Fire Underwriters Agency, representing National Fire Insurance Company of Hartford.
Delaware Underwriters, representing Westchester Fire Insurance Company.
Edinburgh Underwriters Agency, representing Scottish Union & National Insurance Company.
Federal Underwriters, Limited, representing Canada National Fire Insurance Company.
Glohe Underwriters Agency, representing Globe & Rutgers Fire Insurance Co.
Imperial Guarantee & Accident Underwriters, representing British America Assurance Company
and Western Assurance Company.
London Underwriters Agency, representing London Assurance Corporation.
Minnesota Underwriters Agency, representing St. Paul Fire & Marine Insurance Company.
New Haven Underwriters, representing Security Insurance Company of New Haven, Conn.
Nova Scotia Fire Underwriters Agency, representing Home Insurance Company.
Retail Merchants Underwriters Agency, representing Northwestern Mutual Fire Association.
Rochester Underwriters Agency, representing Great American Insurance Company.
St. Lawrence Underwriters Agency, representing Western Assurance Company.
Winnipeg Fire Underwriters Agency, representing Home Insurance Company. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 33
TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES, 1926.
Name of Company.
Net
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Acadia Fire Insurance Co	
Aetna Insurance Co	
Agricultural   Insurance  Co	
Alliance Assurance Co., Ltd	
Alliance Insurance Co. of Philadelphia	
American   Alliance   Insurance   Co	
American Central Insurance Co	
American Equitable Assurance Co. of N.Y	
American Insurance Co	
Anglo Scottish General Commercial Insurance Co., Ltd....
Atlas Assurance Co., Ltd ,	
Autocar Fire & Accident Insurance Co., Ltd	
Baloise Fire Insurance Co	
Bankers & Traders' Insurance Co., Ltd	
Bearer Fire Insurance Co	
British  America Assurance  Co	
British & European Insurance Co., Ltd	
British Colonial Fire Insurance Co	
British Crown Assurance Corporation, Ltd	
British General  Insurance Co.,  Ltd	
British Law Insurance Co., Ltd	
British North Western Fire Insurance Co	
British Oak Insurance Co., Ltd	
British Traders Insurance Co.,  Ltd	
Caledonian American  Insurance  Co	
Caledonian   Insurance  Co	
California  Insurance  Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canada  Security Assurance Co	
Canadian  Fire  Insurance Co	
Canadian Indemnity Co	
Canadian  Surety Co	
Car and General Insurance Corporation, Ltd	
Casualty Company of Canada	
Central Insurance Co., Ltd ,
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Citizens Insurance Co. of Missouri	
Columbia Insurance Co	
Commercial Union Assurance Co., Ltd	
Commercial Union Fire Insurance Co. of N.Y .'.	
Connecticut Fire  Insurance Co	
Continental Insurance Co	
Cornhill Insurance Co., Ltd	
Dominion  Fire Insurance Co	
Dominion Gresham Guarantee & Casualty Co	
Dominion of Canada Guarantee & Accident Insurance Co..
Eagle Star & British Dominions Insurance Co., Ltd	
Employers Liability Assurance Corporation, Ltd	
Ensign Insurance Company	
Equitable Fire & Marine Insurance Co	
Essex & Suffolk Equitable Insurance Society, Ltd	
Fidelty Phenix Fire Insurance Co	
Fire Association of Philadelphia	
Fire Insurance Company of Canada	
Fireman's Fund Insurance Co	
Firemen's Insurance Co	
First American Fire Insurance Co	
Franklin Fire Insurance Co. of Philadelphia	
General Accident Assurance Co. of Canada	
General Accident Fire & Life Assurance Corporation, Ltd
General Fire Assurance Company of Paris	
Girard Fire & Marine Insurance Co	
Glens Falls Insurance Co	
Globe & Rutgers Fire Insurance Co	
Globe Indemnity Co. of Canada	
Grain Dealers National Mutual Fire Insurance Co	
Great American Insurance Co	
Guardian  Assurance  Co.,   Ltd	
Guardian Insurance Co. of Canada	
Carried forward	
47,840 04
72,546 47
15,644 26
42,800 96
19,206  14
5,475 00
26,947 14
11,595 00
16,237 76
32,309 66
74,0S'o 62
19,722  73
6,533 00
36,165 82
5,159 21
53,102  51
6,117 68
20,632 58
60,525 28
11,804 75
19,605 16
17,287 76
24,759 88
30,618 75
16,308 87
52,100 38
55,983 13
34,062 12
39,906 61
15,171 29
41,283 40
14,043 53
Nil
0,211  47
3,866 48
20,111 57
34,069 16
419 19
38,197 32
24,894 67
82,042 97
17,131 38
39,137 51
27,788 64
35,401 45
20,088 99
12,400 74
12,733 90
38,893 09
54,155 54
7,001 94
10,588 89
9,011 09
47,764 34
29,405
43,334
58,572
11,593
5,692
11,047
8,864
28,882 73
13,626 68
159 64
10,607 28
36,808 38
44,051 36
33
69
14
88
58
]2
56
I
26,473 18 $
37,814 46
12,504 75
28,693 51
17,057 33
2,731 22
36,489 72
4,353 30
8,738 31
6,965 21
24,643 43
14,115 90
3,457 25
14,416 62
3,358 81
31,506 95
4,141 51
16,327 18
36,656 08
7,200 58
7,101 30
15,780 82
5,763 17
15,967 84
3,664 24
15,379 84
36,355 53
14,300 68
29,682 36
9,023 29
14,226 28
5,470 14
Nil
2,244 28
11 01
6,615 00
14,989 28
Nil
18,874 47
10,317 73
32,010 68
12,799 11
19,928 62
15,068 27
10,771 10
6,303 94
3,270 10
487 05
19,647 38
11,751 15
7,585 28
1,783 62
2,714 52
17,502 07
14,007 10
23,642 43
37,216 40
2,235 75
15 00
4,004 06
2,525 24
25,983 78
10,409 66
13 33
6,474 10
14,848 42
15,526 34
52,047 41
152,080 53
20,770 00
21,174 34
52,734 82
8,255 36
20
27
25,924 50
40,613 24
4,492 75
30,261 51
12,057 33
3,767 22
28,626 39
4,353 30
8,060 31
5,250 19
26,541 13
12,309 49
7,912 56
17,505 32
1,930 08
32,480 07
5,926 51
14,759 79
37,587 93
6.485 58
5,847 63
15,423 39
5,147 17
26,948 84
3,089 62
10,525 36
37,517 01
14,214 84
25,674 55
0,503
6,101
4,778 40
Nil
2,374 28
11 01
8,747 55
7,605 22
Nil
15,175 75
11,102 90
32.848 04
7,632 83
21,511 01
15.064 27
2,040 10
2,681 28
3,010 50
3,982 05
19,037 61
4.486 00
6,175 77
1,749 60
2,582 07
17,194 57
16,761 51
21,943 43
53,300 09
426 50
Nil
4,347 66
2,525 24
22.85S 74
7,408 66
13 33
7,497 10
27,513 32
12,591 91
24,210
74,863
6,633
34
96
36
?2,020,95'7 21)$   964,291 27 $   960,530 12 I 34
BRITISH COLUMBIA.
TABLE I.—NET FIRE INSURANCE  PREMIUMS  AND  NET LOSSES,  1926—Continued.
Name of Company.
Net
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Losses
paid.
Brought forward 	
Halifax Fire Insurance Co	
Hardware Dealers Mutual Fire Insurance Co	
Hartford Fire Insurance Co	
Home Insurance Co	
Hudson Bay Insurance Co	
Imperial Assurance  Co	
Imperial   Insurance Office	
Insurance Company of North America	
Insurance Co. of the State of Pennsylvania	
Laurentian Insurance Co _	
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd	
Liverpool-Manitoba Assurance Co	
London & Lancashire Guarantee & Accident Co. of Canada-
London & Lancashire Insurance Co.,  Ltd	
London & Provincial Marine & General Insurance Co., Ltd.
London & Scottish Assurance Corporation, Ltd	
London Assurance Corporation	
London Guarantee & Accident Co., Ltd	
London-Canada Insurance Co	
Marine Insurance Co., Ltd..-.	
Mechanics & Traders Insurance Co	
Mercantile Fire  Insurance  Co	
Merchants Fire Assurance Corporation of N.Y	
Merchants Marine Insurance Co.,  Ltd	
Millers National Insurance Co.	
Mill Owners Mutual Fire Insurance Co. of Iowa	
Minnesota Implement Mutual Fire Insurance Co	
Motor Union Insurance Co., Ltd	
Mount Royal Assurance  Co..	
Mutual Fire Insurance Co. of British Columbia	
National Ben Franklin Fire Insurance Co	
Nationale Fire Insurance Co. of Paris	
National Fire Insurance Co. of Hartford	
National Provincial Insurance Co., Ltd	
National  Union Fire Insurance Co	
Newark Fire Insurance Co	
New Hampshire Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co ...
Niagara  Fire  Insurance  Co	
North American Accident Insurance  Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
North West Fire Insurance Co..T	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance Co	
Ocean Accident & Guarantee Corporation, Ltd	
Pacific Coast Fire Insurance Co	
Palatine Insurance Co., Ltd	
Patriotic Assurance Co.,  Ltd	
Phenix Fire Insurance Co. of Paris	
Phoenix Assurance  Co.,   Ltd	
Phoenix   Insurance   Co	
Providence  Washington   Insurance  Co	
Provincial Insurance Co., Ltd	
Prudential Assurance  Co.,  Ltd	
Quebec Fire Assurance Co	
Queen Insurance Co. of America	
Queensland Insurance Co., Ltd	
Railway Passengers Assurance  Co.	
Reliance Insurance Co. of Canada	
Retail Hardware Mutual Fire Insurance Co	
" Rossia " Reinsurance  Co.,   Ltd	
Royal Exchange Assurance	
Carried forward	
$2,020,957 211
$ 964,291271
$ 9W>,530 12
10,688 27
19,418 17
7,275 17
13,843 10
4,735 92
4.252 59
124,069 20
64,247 59
99,787 20
117,874 77
42,498 19
54,584 15
42,425 02
17,907 04
18,698 04
20,201 07
11,337 26
9,145 36
37,461 50
6,671 03
6,563 03
95,788 06
54,357 61
53,405 61
11,639 06
5,110 07
5,913 60
1,962 85
68 96
68 96
37,288 29
16,100 15
17,819 15
157,774 38
76,645 35
65,799 50
33,189 61
17,608 05
19,900 47
3,470 70
155 58
50 58
143,283 13
71,813 06
73,108 00
4,559 05
37 42
37 42
12,315 14
8,464 99
11,044 90
79,603 50
23,186 04
25,884 44
26,701 87
5,526 10
5,836 10
6,703 32
2,630 45
2,406 44
Nil
Nil
Nil
18,830 72
10,524 37
11,460 42
20,024 60
3,900 40
3,769 40
70,305 66
2S,870 76
24,255 26
25,160 54
7,451 67
7,100 67
30,665 57
17,546 48
14,097 48
4,500 25
184 42
184 42
13,843 10
4,735 92
4,252 59
7,442 19
6,599 47
7,676 90
36,631 26
16,544 49
5,392 49
45,237 15
19,482 85
10,467 59
40,008 61
22,067 54
20,062 54
59,156 38
29,485 34
23,340 51
25,948 46
3,088 92
1,460 02
14,483 93
17,143 92
16,623 02
22,112 31
7,101 28
10,322 28
12,112 24
3,120 71
3,951 40
25,964 60
30,673 73
21,635 07
3,507 65
1,847 74
1,495 01
30,719 44
6,547 45
11,900 34
mi
Nil
Nil
84.584 66
69,468 45
67,685 35
24,290 51
9,876 87
11,433 87
60,649 53
22,110 00
23,693 99
8,824 74
4,887 88
2,737 88
112,570 58
17,313 53
17,313 53
51,136 99
26,308 08
17,768 41
12,760 80
3,056 36
2,061 36
114,918 40
64,705 50
59,712 10
17,847 30
7,831 86
7,953 94
52,895 50
36,058 59
40,523 59
40,314 41
10,044 80
8,415 78
37,540 84
7,765 47
12,301 00
21,849 03
7.070 24
7,069 42
9,972 76
7,121 22
6,148 22
284,316 17
142,589 25
132,567 50
44,323 37
14,277 29
15,668 41
23,430 83
11,165 22
12,278 44
33,727 46
22,127 62
12,840 53
31,823 8S
14,636 63
14,181 80
25,122 35
71,920 64
27,620 5S
21,060 58
17,120 84
1,147 43
1,154 93
Nil
Nil
Nil
8,450 66
1,004 94
2,010 22
13,843 10
4,735 92
4,252 50
4,865 08
6,165 53
5,264 84
51,858 57
9,735 52
9,327 52
1
$4,787,594 02
■$2,199,677 93
'$'2,158,184 58 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 35
TABLE I.—NET FIRE INSURANCE PREMIUMS AND NET LOSSES,  1926—Continued.
Name of Company.
Net-
Premiums.
Net Amount
of Losses
incurred.
Net Amount
of Loss'es
paid.
Brought  forward	
Royal Insurance Co., Ltd	
Royal Scottish Insurance Co., Ltd	
St. Taul Fire & Marine Insurance Co	
Scottish Canadian Assurance Corporation	
Scottish Metropolitan Assurance Co., Ltd	
Scottish Union & National Insurance Co	
Sea Insurance Co., Ltd	
Security Insurance Co. of New Haven	
Springfield Fire & Marine Insurance Co	
State Assurance Co., Ltd	
Sterling Fire Insurance Co. of Indiana	
Stuyvesant  Insurance  Co	
Sun   Insurance   Office	
Toronto Casualty, Fire & Marine Insurance Co
Union Assurance Society, Ltd	
Union Fire Insurance Co	
Union Insurance Society of Canton, Ltd	
Union Marine Insurance Co., Ltd	
United British Insurance Co.,  Ltd	
United Mutual Fire Insurance Co	
United States Fire Insurance Co	
Westchester Fire Insurance Co	
Western   Assurance   Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co., Ltd....
Yang-tsze  Insurance Association,  Ltd	
Yorkshire  Insurance  Co.,   Ltd	
Total	
$4,787,'59'4 '02
$2,190,677
93
$'2,158,184 58
129,632 03
54.518
35
53,019 35
14,499 SO
3,150
32
2,054 32
32,811 63
13,581
43
5,084 81
28,612 02
18,704
23
19,323 00
29,709 64
8,559
54
11,707 54
52,248 15
32,924
39
26,171 74
29,420 76
30,820
32
25,302 32
12,734 45
3,619
60
3,459 60
52,012 02
14,485
85
20,051 08
5,310 22
3
58
3 58
3,652 93
1,318
05
3,256 99
16,882 58
18,158
11
10,000 48
93,269 25
51,783
32
53,814 19
11,594 36
6,135
89
5,982 99
43,659 49
20,414 66
15,557
8, -430
42
16,022 42
51,367 72
810
24
12,779 24
mi
Nil
Nil
33,990 02
26,750
05
23,367 07
5,012 17
304
40
36 02
51,492 17
70.046
70
59,925 29
41,715 71
37,253
50
32,186 50
52,000 98
33,401
93
32,184 98
9,379 01
725
47
2,963 84
14,138 61
889
IS
856 IS
16,396 44
7,961
24
8,746 85
30,765 77
2,228
67
2,273 67
$5,670,340 79
$2,662,799
05
$2,598,098 40
TABLE II.—FIRE INSURANCE SUMMARY.
Year.
Net Premiums.
Net Amount of
Losses incurred.
Net Amount of
Losses paid.
1922	
$ 4,670,253 65
'5,062,590 48
5,188,573 63
5,<550,732 10
5,670,340 79
$ 2,078,201 15
3,062,348 30
2,948,339 22
3,030,900 09
2,662,799 05
$ 2,062,601 34
1923	
2,556,043 79
1924	
1925	
1926	
3,497,932 48
2,719,058 72
2,598,098 40
Totals	
$26,142,490 74
$13,782,587 81
$13,433,734 73 I 36
BRITISH COLUMBIA.
TABLE III.—INVESTMENTS  IN BRITISH  COLUMBIA OF  COMPANIES  OTHER THAN
LIFE INSURANCE COMPANIES.
(For British Columbia investments of Life Insurance Companies see Abstract of Returns of Life
Insurance Companies, post.)
Name of Company.
Mortgages.
In other
Securities.
American Central Insurance Co	
Beaver Fire  Insurance Co	
Boiler Inspection & Insurance Co	
British America Assurance Co	
British Columbia Plate Glass Insurance Co	
British Crown Assurance Corporation,  Ltd	
British Northwestern Fire Insurance Co	
Caledonian Insurance Co	
Canada Accident & Fire Assurance Co	
Canada National Fire Insurance Co	
Canadian Indemnity  Co	
Canadian  Surety Co	
Casualty Company of Canada .            	
Century Insurance Co., Ltd	
Continental  Casualty   Co	
Dominion Fire Insurance Co	
Dominion Gresham Guarantee & Casualty Co	
Dominion of Canada Guarantee & Accident Insurance Co. ..
Eagle Star & British Dominions Insurance Co	
Ensign Insurance Co  	
Fire Association of Philadelphia	
General Accident Assurance Co. of Canada 	
General Accident Fire & Life Assurance Corporation, Ltd.
Glens Falls Insurance Co	
Globe Indemnity Co. of Canada 	
Guardian Insurance Co. of Canada 	
Hartford Accident & Indemnity Co	
Hartford Fire Insurance Co	
Home Assurance Co. of Canada	
Hudson Bay Insurance Co	
Imperial  Insurance  Office  	
Insurance Co. of State of Pennsylvania 	
London & Lancashire Insurance Co.,  Ltd	
London Assurance Corporation 	
London-Canada Insurance Co '.	
London Guarantee & Accident Co., Ltd	
Loyal Protective Insurance Co	
Mercantile Fire Insurance Co	
Merchants Casualty Insurance Co	
Minnesota Implement Mutual Fire Insurance Co	
National Ben Franklin Fire Insurance Co	
National Union Fire Insurance Co	
New Jersey Insurance Co	
North British & Mercantile Insurance Co., Ltd	
North Empire Fire Insurance Co	
Northern Assurance Co., Ltd	
North River Insurance Co	
Northwestern Mutual Fire Association  ;	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society, Ltd	
Occidental Fire Insurance  Co	
Pacific Coast Fire Insurance Co	
Phoenix Insurance Co	
Union Insurance Society of Canton, Ltd	
Quebec Fire Assurance Co	
Re-Insurance Co. Rossia 	
Retail Hardware Mutual Fire Insurance Co	
Royal Plate Glass Insurance Co. of Canada 	
Western Assurance  Co	
Yorkshire Insurance Co.,  Ltd	
Totals  	
Nil
8,558 11-
Nil ■
Nil
Nil
Nil
Nil
401,880 90
Nil
134,695 93
Nil
Nil
Nil
Nil
Nil
Nil
Nil
60,178 75
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
2,000 0-0
2,400 00
144,307 98
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
297,500 00
Nil
Nil
Nil
Nil
Nil
Nil
Nil
280,324 16
Nil
Nil
Nil
Nil
Nil
15,400 00
Nil
228,250 00
80,400 60
Nil
19,000 00
75,000 00*
5,261  52t
91,194 66
19,500 00*
143,349  10
12,180 0O
12,519 83
5,000 00
40,733 33*
11,000 00*
50,333 33*
15,000  00*
40,000 0O>*
23,000 00*
137,488 60
10,000 00
10,000 00*
4,623 34
30,409 21
30,301 90t
28,600 00
5,000 OO
39,333 33*
100,000 00
50,000 00
Nil
79,032  13f
30,434   75
16,881 33$
24,333 33
101,000 00
24,500 00
231,074  51
10,000 00*
37,000 00*
10,000 00
15,000 00*
45,220 00*
25,000 00
15,000 00
122,000 00
30,600 00
25,000 00
50,000 00*
14,250 00$
54,506 67*
119,000 00*
4,188 90
296,589 98f
20,000 00*
51,739 00
17,130 67$
5,000 00
25,000 00*
Nil
10,000 00*
350,000 00
$1,475,495 83
$2,958,010 02
* Par value.
t Book value.
$ Market value. REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 37
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BRITISH COLUMBIA.
TABLE V.—LIFE INSURANCE SUMMARY.
1922.
1923.
1924.
1925.
1926.
$     6,7S9,000
202,809,000
1,635,000
$    7,501,000
225,660,000
1,091,000
$    8,293,000
251,9146,000
2,206,000
$    0,220,000
276,281,000
1,913,000
$ 10,524,000
308,808,000
1,753,000
Claims paid	
TABLE VI.—AUTOMOBILE INSURANCE PREMIUMS AND LOSSES, 1926.
Name of Company.
Net
Premiums
written."
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.   .
$        1,544 89
59 69
4,904 04
10 00
65  64
4,313 32
Nil
2,564 01
21,030 52
3,668 18
1,585 03
1,025 21
39,095  93
21,340 35
877 73
5,713 79
10,247 16
9,692 83
350 04
5.311 13
1,629 42
541 79
Nil
Nil
8,517 2S
3,427 03
$        1,695 51
20 69
5,600 04
118 80
73 70
2,695 55
Nil
1,915 87
21,257 97
3,409 94
1,102 56
1,155  12
27,749  36
20,411 03
1,266 78
6,215 74
8,049 72
8,851 42
244 48
$             64 64
1 00
4,775 56
26 76
3 80
260 57
Nil
2,747 69
12,650 43
2,046 32
168 80
4 10
11,600 87
11,432 66
62 80
1,986 78
4,031  96
2,256 88
12 58
113 58
1,136 90
Nil
Nil
Nil
2,851  61
976 92
3.81
4.83
85.28
Alliance Insurance Co	
22.48
5.20
0.67
Nil
The Autocar Fire & Accident Ins. Co	
143.42
British America Assurance Co	
British Crown Assurance Corporation	
British General Insurance Co., Ltd	
50.51
60.01
14.15
0.35
41.30
56.01
4.96
21.75
50.09
Canadian Surety Co	
25.50
Car & General Insurance Corporation	
0.51
1,202 56
325  08
Nil
Nil
7,422  13
3,759 73
22  10
8,954 95
mi
39,558  48
94.59
Century Insurance Co., Ltd	
China Fire Insurance Co., Ltd	
Nil
Nil
Commercial Union Assurance Co., Ltd	
38.42
0.26
10,639 59
NU
41,306 IS
26,539 23
5,315 10
35,547 78
18  74
2,534 01
291 05
3,370  82
mi
16,646  84
1,307 01
3,069 84
Nil
1,030 84
19,875 95
479 50
41,301 84
131 61
5,857 20
4,196 53
2,607 46
5,233 88
nit
11,868 62
9,374 16
1,851 95
3.083 23
33,905 18
2,900  38
7,139 78
Nil
17,627 65
3,387 30
Nil
26,120 24
9,368 83
1,559  18
13,370 81
32 28
332  15
43  65
552 26
Nil
8,886 86
1,098 30
15 50
Nil
301 00
4,709 55
33 95
18,842  11
214 85
5,109 00
1,064 97
977 20
1,733 26
Nil
17,763 47
2,147 25
652 68
200 44
15,455 67
5,360 23
5,241 30
Nil
3,983 10
37.83
Nit
66.03
Eagle Star & British Dominions	
5,294  93
36,023 68
12 56
3,172 88
289 09
1,830 81
Nil
16,206 09
1,196 97
1,736 00
mi
916 63
19,263 74
471 19
41,604  26
109 77
6,649 57
4,453 54
3,490  16
5,760 64
Nil
15,585 23
8,063 91
2,208 79
2,951  36
33,882  21
3,225  89
8,614 19
mi
17,213 91
29.44
37.11
257 00
10.46
15.10
30.17
Nil
5.4.84
0.89
Nil
42.65
24.92
7.20
45.28
195.76
78.19
23.91
27.99
30.04
Nil
113.98
26.63
29.54
6.79
45.62
166.16
60.84
Nil
23.13
$   461,557 -56
|$   413,406 31
1
>$    208,040 78
|   	
1 REPORT OF THE SUPERINTENDENT OF INSURANCE, 1926.
I 39
TABLE VI.—AUTOMOBILE  INSURANCE  PREMIUMS AND LOSSES,  1926—Continued.
Name of Company.
Net
Premiums
written.
Net
Premiums
earned.
Net
Losses
incurred.
Ratio
Losses inc.
to Prem.
earned.
Brought forward	
London Guarantee & Accident Co	
London-Canada Insurance Co	
Lumbermen's Mutual Casualty Co	
Marine Insurance Co., Ltd	
Maryland Casualty Co	
Merchants Casualty Insurance Co	
Merchants Marine Insurance Co	
Motor Union Insurance Co	
Mount Royal Assurance Co	
National Fire Insurance Co. of Hartford	
Newark Fire Insurance Co	
New Jersey Insurance Co	
New York Underwriters Insurance Co	
Niagara Fire Insurance Co	
North American Accident Insurance Co	
North British and Mercantile Insurance Co., Ltd,
Northern Assurance Co	
Northwestern Mutual Fire Association	
Northwestern National Insurance Co	
Norwich Union Fire Insurance Society	
Occidental  Fire  Insurance  Co	
Ocean Accident & Guarantee Corporation	
Pacific Coast Fire Insurance Co :	
Palatine Insurance Co	
Phoenix Assurance Co., Ltd	
Phoenix Insurance Co. of Hartford	
Preferred Accident Insurance Co	
Provincial Insurance Co	
Queen Insurance Co	
Railway Passengers Assurance Co	
Royal  Exchange Assurance	
Royal Insurance Co	
St. Paul Fire & Marine Insurance Co	
Scottish Metropolitan Assurance Co	
Scottish Union & National Insurance Co	
Sun Insurance Office	
Toronto Casualty Fire & Marine	
Travelers  Indemnity  Co	
Union Assurance Society .".	
Union Insurance Society of Canton	
Union Marine Insurance Co	
United British  Insurance Co	
United States Fidelity & Guaranty Co	
United States Fire Insurance Co	
Western Assurance Co	
World Fire and Marine Insurance Co	
World Marine & General Insurance Co	
Yorkshire Insurance Co	
Zurich General Accident and Liability Ins. Co	
Totals	
461,557 56
30,031 13
3,163 32
15,792 78
316 95
2,026 71
80,352 77
5,468 43
21,157 98
39,880 27
Nil
310 08
13,832 30
Nil
1,366 50
1,670 44
684 12
14,242 22
29,618 43
508 34
16,042 02
7,923 83
27,969 79
7,116 42
6,326 03
13,828 73
3 83
5,663 28
4,696 22
25,609 12
37,372 96
1,505 50
10,330 60
10,294 59
2,672 04
10,091 85
41,636 29
29,537 36
6,519 03
5,263 74
25,657 35
2,174 20
5,192 27
1,119 S6
7,368 84
21,030 52
32 00
4,042 86
8,716 84
38,574 97
413,40-8 31
28,047
4,010
15,850
315
2,148
70,480
5,438
21,716
32,672
Nil
460
11,555
Nil
1,570
1,647
504
13,510
30,470
204
15,254
8,307
23,117
6,857
5,010
13,828
22
00
4,054
22,515
34,503
2,327
8,235
9,815
2,705
9,659
46.026
29,802
6,232
5,182
18,775
2,663
6,143
1,143
5,973
21,064
59
3,504
8,139
35,782
$ 20S,040 78
8,631 32
6,766 82
12,305 72
14 50
1,385 40
38,080 00
2,090 25
4,660 04
17,355 55
Nil
337 75
7,477 18
Nil
430 36
667 43
170 "88
4,685 40
8,185 S2
Nil
3,542 94
5,267 57
17,775 74
3,889 19
1,354 71
8,637 66
Nil
1,643 33
915 51
8,118 SI
11,411 21
527 02
1,002 00
8,066 94
602 85
11,856 27
17,754 60
26,145 55
4,825 75
3.952 17
10,466 94
1,148 63
5,959 24
1,955 15
6,315 80
12.650 42
47 11
998 81
4.121 40
14,344 24
si
100,295 25 j $1,012,719
I
517,572 85 [
I
30.77
137.81
77.59
4.60
0.64
54.03
38.43
21.44
53.11
Nil
73.42
64.20
Nil
27.40
40.52
33.89
34.68
26.86
23.23
63.41
76.89
56.71
22.92
62.47
22.58
36.06
32.09
22.64
12.16
0.91
25.61
122.74
44.36
87.72
77.42
0.76
55.75
43.12
97.00
171.00
105.0-0
60.13
79.28
28.50
50.63
40.08
51.10
TABLE VII.—MISCELLANEOUS INSURANCE SUMMARY.
1922.
1923.
1924.
1925.
1026.
$318,000
132,000
135,000
87,000
26,000
10,000
655,000
300,000
416,000
217,000
205,000
67,000
$364,000
161,000
148,000
77,000
44,000
16,000
624,0-00
223,000
#43,000
375.000
253,000
65,000
$383,000
178,000
156,0-00
■80.000
61,0-00
8,000
736,000
261,000
440,000
289,000
251,000-
130,000
$424,000
196,000
159,000
95,0-00
67,000
27,000
884,000
325,000
750,000
. 420,000
252,000
133,000
$ 430,000
L	
100,000
175,000
L	
101.000
Liability, P	
80,000
L	
11,000
1.106,000
L	
518,000
Marine, P.	
607,000
L	
387,000
Other forms, P	
240,000
L	
54,000 TABLE VIII.—MISCELLANEOUS  BUSINESS:   NET  PREMIUMS AND LOSSES, 1926.
I 4]
Name of Company.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
Aetna Insurance Co	
Agricultural Insurance Co.t	
Alliance Assurance Co.,  Ltd	
Alliance Insurance Co. of Philadelphia, Pa	
American Central Insurance Co.t	
American Credit Indemnity Co. of New York	
Atlas Assurance Co., Ltd	
The Auotcar Fire & Accident Insurance Co., Ltd..
Automobile Insurance Co. of Hartford, Conn	
The Boiler Inspection & Insurance Co. of Canada.
Boston   Insurance  Co	
British America Assurance Co ...
The British and Foreign Marine Ins. Co., Ltd	
The British Columbia Plate Glass Insurance Co.
The British General Insurance Co., Ltd.t ■
British Traders Insurance Co., Ltd	
The Canada Accident and Fire Assurance Co	
Canada Security Assurance Co.t --■
Canadian Fire Insurance Co	
Canadian General Insurance Co	
The Canadian Surety Co	
Car and General Insurance Corporation, Ltd	
The Casualty Co. of Canada	
The Century  Insurance Co., Ltd	
The China Fire Insurance Co., Ltd	
Columbia  Insurance  Co.t	
Commercial Union Assurance Co., Ltd	
Connecticut Fire Insurance Co	
Continental  Casualty  Co	
Continental  Insurance  Co	
The Cornhill Insurance Co., Ltd.t	
Dominion Gresham Guarantee & Casualty Co	
The Dominion of Canada Guar. & Ace. Ins. Co.—
The Eagle Star & British Dominions Ins. Co., Ltd
Empire Life  Insurance  Co.t	
36. Employers Liability Assurance Corporation, Ltd...
37. The Fidelity & Casualty Co. of New York, N.Y..
38. Fidelity Insurance Co. of Canada	
39. Fidelity Phenix Fire Insurance Co..
40. Fireman's Fund Insurance Co	
41. Firemen's Insurance Co.t	
42. First American Fire Insurance Co	
43. The Franklin Fire Ins. Co. of Philadelphia, Pa.t-
44. The General Accident Assurance Co. of Canada..
45. General Accident Fire & Life Assur. Corpn., Ltd..
46. Glens Falls Insurance Co	
47. Globe & Rutgers Fire Insurance Co	
48. The Globe Indemnity Co. of Canada	
49. Great American Insurance Co	
50. The Guarantee Co. of North America	
51. The Guardian Insurance Co. of Canada..
52. Halifax Fire  Insurance Co.t	
53. Hartford Accident and Indemnity Co	
54. Hartford Fire Insurance Co	
55. Home Assurance Co. of Canada..
56. Home  Insurance  Co	
57. The Imperial Insurance Office	
58. Indemnity Insurance Co. of North Americat
59. Insurance Co. of North America..
60.
61.
62.
63.
64.
65.
66.
67.
68.
69.
70.
71.
72.
73.
The Insurance Co. of the State of Pennsylvania....
Law, Union & Rock Insurance Co., Ltd	
Liverpool & London & Globe Insurance Co., Ltd..-.
The Liverpool-Manitoba Assurance Co.t	
The London & Lancashire Guar. & Ace. Co. of Can.
The London & Lancashire Insurance Co., Ltd.t	
London & Provincial Mar. & General Ins. Co., Ltd.
The London & Scottish Assur. Corporation, Ltd...
London Assurance Corporation	
Accident.
Sickness.
Premiums.
Losses.
Premiums.
$    1,076 361 $    2,848 69
224 90| Nil
8,951  6;
10,339 54
504 73
9 00
730 35
45,830 53
9,592 54
30,077 10
6,877 33
70 05
153 90
J     4,213 52
(  *9,574 80
1,015 33
12,470 1'
1,797 04
4,167 70
333  16
20,734 71
6,822 72
7,266 06
400 00
Nil
038 5'
1,242 78
7,043 37
477 30
4,117 05
[71 01|
-I-
Nil
$    1,588 08
206 20
2,441 53
5,016 90
230 43
47,607 16
16,203 44
17,170 30
2,042 71
147 50
246 18
t
1     2,088 61
Losses.
583 48
330 04
1,170 23
2,167 07
38 40
31 99
22,739 50
14,581 23
9,200 12
60 00
Nil
Nil
884 27
10,116 85 3,610 22
199 10
79 64
267 951      10,020 0-01
89 10
6,009 26
81 511
18 27
1,366 20
2,407 42
451 40
874 00
6,078  70
35 00
25 34
London Guarantee & Accident Co., Ltd..
Loyal Protective Insurance Co	
Lumbermen's Mutual Casualty Co.t	
Tbe Marine Insurance Co., Ltd	
Maritime  Insurance Co.,  Ltd	
74.  Maryland Casualty Co..
75. Merchants Casualty Insurance Co	
76. Metropolitan Life Insurance Co.t	
77. The Motor Union Insurance Co., Ltd	
78. The Mount Royal Assurance Co	
70. National Fire Insurance Co. of Hartfordt-.
80. National Provincial Insurance Co., Ltd	
81. National Surety Co..
82. The Newark Fire Insurance Co	
83. New Hampshire Fire Insurance Co.t	
84. New Jersey Insurance Co.j	
85. New York Underwriters Insurance Co.t	
86. Niagara Fire Insurance Co	
87. The North American Accident Insurance Co	
88. North British & Mercantile Insurance Co., Ltd....
80. Northern Assurance Co., Ltd	
90. The North River Insurance Co.t	
91. Norwich Union Fire Insurance Society, Ltd	
92. Occidental Fire Insurance Co.t	
93. The Ocean Accident & Guarantee Corpn., Ltd	
94. Ocean Marine Insurance Co., Ltd	
95. Phoenix Assurance Co.,  Ltd	
90. The Phoenix Insurance Co	
97. The Preferred Ace. Ins. Co. of New York, N.Y.t-
08.  The Protective Association of Canada	
99.  Provincial Insurance Co., Ltd.t	
100. The Prudential Insurance Co. of Americat	
101. Queen Insurance Co. of America	
102. Queensland Insurance Co., Ltd	
103. Railway Passengers Assurance Co	
104. Reliance Marine Insurance Co., Ltd	
105. Royal Exchange Assurance	
106. Royal  Insurance Co., Ltd	
107. Royal Plate Glass Insurance Co. of Canada	
108. St. Paul Fire & Marine Insurance Co	
109. Scottish Metropolitan Assurance Co., Ltd	
ll'O.  Scottish Union & National Insurance Co.t	
111. Standard Marine Insurance Co., Ltd	
112. Sun Insurance Office	
113. Toronto Casualty, Fire & Marine Insurance Co	
114. The Travelers Indemnity Co	
115. The Travelers Insurance Co	
116. Union Assurance Society, Ltd	
117. Union Insurance Society of Canton, Ltd	
118. The Union Marine Insurance Co., Ltd.t	
119. United Mutual Fire Insurance Co.t	
120. United States Fidelity & Guaranty Co	
121. United States Fire Insurance Co	
122. United States Merchants & Shippers Ins. Co	
123. Westchester Fire Insurance Co	
124. Western Assurance Co	
125. The Western Casualty Co	
126. The World Fire & Marine Insurance Co	
127. The World Marine & General Ins. Co., Ltd	
128. The Yang-tsze Insurance Association, Ltd	
129. The Yorkshire Insurance Co., Ltd	
130. Zurich General Accident & Liability Ins. Co., Ltd.
Totals	
i  *2,839 05
(  18,303 12
"28,735 09
2,452 82
176 43
Nil
542 16
11,163 16
16,323 81
1,272 911
•61,012 96
645 04
1,881 92
4,505 02
j     3,869 00
1,135 40
1,642 66
1,293 03
5,633 59
13^627' 24
"32,512 50
6,291  66
667 80
68 25'
542 141
24,829 39
Nil
Nil
Liability.
Burglary.
Premiums
872
15 00
345
2,845 63
805 13
Losses.
Nil
Nil
$ 6 58
217 80
Nil
Premiums.
951 61
974 90
5,704
1,802 82
44 88
67 05
5,609 60
1,031 49
19 52
532 45
Nil
,701 66
198 7o'|
817 35
1,751 OO
145 00
2,545 79
619 15
3^396 64
6 00
206 68
Nil
1,325 71
1,752 22
378 931
70 35
2,210 01
143 87
 780 14
'4^688 07
19,005  51
1,740 21
72 7;
Nil
352 42
1,137 94
3,302 46
2,907 75
3,380 75
51 00
90 00
68 30
.1,119 38
""i"62052
1,571 "95
2,118 90
124 64
Nil
1,757 85
671 77
50 40
34,869 03
8,316 09
903 50
8,951  61
"27,300 51
510 53
81  06
61  66
8,798 07
4,497 92
413 55
1,797 03
11,480 09
144  18|
Nil
7,486 891   1,804 57   4,578 83
125 001   Nil
1,636 94
430 65
88 84
25,242 53
10,396 71
602 33
2,441 53
78 54
$438,023 171 $198,791 001 $174,509 54
I.I I
878 94
592 57
23,266 44
6,101 66
207 85
1,179 22
129 96
"8i48T 82
$101,432 11
423 94
246 42
2,759
105 00
8,703 91
150 00
Nil
59 00
1,575 69
Nil
1,529 72
2,007 54
5,591 65
1,236 35
1,373 33
2,811 50
217 12
164 45|
1,292 69
551 50
261 45
Nil
6 75
57 50
1,881 96
385 27
Losses.
142 68
26 62
570 17
261 72
Nil
04
50
00
187 94
1,077 84
754 28
156 28
Nil
8 00
l6"50
635 94
97 22
724 00]   1,217 15
"mi
119 18
70
Nil
Nil
Nil
340 00
Nil
1,370 28
884 64
511 521   Nil I   2,226 79
338 15
45 00
1,829 98
1,923 15
Nil
Nil
193 78
1,200 061
595 03
Nil
4,702 10
25 00
608 00
Nil
203 35
122 22
252 041   Nil
1,033 55     105 50
1,048 41
5,068 70
3,321 03
4,615 06
345 1'
617 01
Nil
1,502 40
123 00
1,367 52
6 51
160 73
484 76     160 00
665 591   Nil
594 16
101 78
876 54
 648™26
1^274" 50
11 00
142 51
12 00
4,652 74
269 75
2,966 05
1,153 21
558 32
813 03
Guarantee.
Plate Glass.
Premiums.
403 59
514 61
3,393 37
19,802 98
7,471 63
1,578 06
2,856 26
Losses.
Nil
749 41
1,953 37
2,503 02
659 40
Premiums.
Losses.
85 69
532 58
27,025 19
841 43
147 05
80 28
183 11
1,849 90
30 27
612 29
212 58
997 00
4,503 44
2,605 33
6,168 74
614 19
3,000 001
112 50    Nil
1,010 33    mi
Nil
2,279 69
1,050 00
Nil
135 001
Nil
100 00|
Nil
361 58
269 70
2,361 74
Nil
Nil
087 04
112 501   Nil
00
Nil
404 50
12 00
440 25
185 00
113 00
NU
Nil
Nil
529 59
3,267
26 63
44'0 2C
275 69
80,142 261 $ 10,731 81| $ 47,242 571 $ 10,411 34
I I I
173 56
259 46
27 83
1,189 80
270 08
063 32
115 62
i"l36 30
12 48
227 42
1,530 15
2,506 481
2,125 701
Nil
139 30
9,350 93
167 80
Nil
Nil
45 65
1,274 82
Nil
105 85
64 22
239 87
Nil
132 74
Nil
270 96
36 00
305 97
41 00
504 18
Marine.
Premiums.
Nil
3,359=09
2,977 51
467 98
2,090 3t
""mi""
6,588 31
12,389 34
16,026 62
mi
3,397 67
124,471 26
69,142 47
"47294 12
43 20
610 89
539 27
2,838 061   Nil
6,090 19
I
20 00
612 72
628 04
...
Nil
Nil
440 081
618 "92I
Nil
Nil
1,187 73
407 18
170 61
15 05
Nil
Nil
7 80|
56 711
Nil
508 70
120 25
1,586 14
871 35
1,512 24
553 90
Y,54S,"i'i
2,306 35
1,217 22
4,322 22
151 50
23 50
694 58
409 54
474 00
270 50
413 06
"98597
563 79
1,728 61
Nil
18 00
21,080 78
514 60
35 45
37 501
Nil
813 801
Nil
50 551   Nil
284 35
934 98
344 88
3 95
796 89
532 56
68 56
487 23
22 89
Nil
401 14
21 60
500 84
139 31
Nil
246 04
7 25
1)1,920 091 $ 15,987 071 $ 56,628 861 $ 20~933~92
I I I I
63,622 IS
Nil
20,678 01
273 64
Nil
Nil
1,006 59
56,782 95
2,939 75
694 29
Nil
Nil
54,304 86
7,634 60
482 07
10,037 21
8,400 30
15,136 73
19,192 95
38,608 76
1,345 39
13,256 63
8,428 69
37,814 95
Losses.
mi
Nil
5,053 35
Nil
174 76
"mi"
3,796 11
2,025 55
7,425 95
Nil
72,288 61
74,966 05
3,541 56
61,540 07
Nil
1,843 92
Nil
I Nil
Nil
4,118 65
3,121 52
650 54
1,060 99
Nil
460 17
12,701 60
6,878- 96
Nil
3,654 02
! 5,717 10
4,883 39
10,943 97
84,724 06
151 44
4,014 25
4,532 79
36,902 31
$-006,845 231 $387,171
Credit, Earthquake, Electrical
Machinery, Explosion, Forgery,
Fraud, Hail, Inland Transportation, Live Stock, Property,
Sprinkler Leakage, Steam-boiler,
Tornado, and Use and Occupancy.
(Indicated by Initial letters.)
Premiums.
Losses.
S I.T.   $ 1,130 00| $
I Pr. 1,048 40
S.B.       8,247 63
I Pr.
I I.T.
2 36
232 79
L.S.
For.
455 85
43 15
Ear.
226 05
J Pr.
( I.T.
Hail
223 311
f S.B.
\ Ear.
[For.
S.B.
6 96
6 00
231 82
204 38
I.T.
Exp.
Pr.
333 48
25 00
271 00
I.T.
109 751
I.T. 114 06
S Ear. 175 00
I I.T. 70 10
I.T.
3 001
I I.T.
( Wea.
15 00
273 54
( Wea. 10 301
I I.T. 90 881
Ear. 330 OO
U. & O. 4,336 58
Spr. L.     430 65
I.T.
805 111
f S.B. 241 51
i For. 72 62
L Spr. L.     446 67
Fraud      430 05 224 41 }
For. 225 40 80 88 j.
Cr. 555 781 Nil J
I.T.
Nil
37 66
Pr. 54
S.B.   793" 551
I.T.
367 501
L.S.
37 87
132 52 t
831 90 j
U. &0.     990 051 Nil
Cr.      li"974 96 447 56
Nil
Nil I
2 17 J
Nil
Nil
Nil
25 001 Nil
15 00 j Nil
Nil
Nil }
Nil L
Nil J
1,531 58
Nil
Nil
Nil
Nil
i S.B.   2,203 32     63 50 I
I EM.      1,976 021   Nil I
2,296 32
Nil \
143 89 J
Nil
Nil
Nil
153 50 (
Nil }
Nil
Nil
Nil
Nil
Nil "I
Nil [
Nil J
NU
Nil
Nil
Nil
Spr. L.   19 88
Nil
I.T.    134 96
Nil
S.B.
12 03
Nil
I.T.
I.T.
1,855 53
356 20
453
4
18
33
I.T.
397 09
348
00
I.T.      9 75
S.B.    528 85
Nil
99 33
•
For.    266 92
Tor.    559 27
53 83
31 95
I.T.    465 59
4 33
Nil
$ 44,530 921 $ 6,903 18
Total
Premiums.
2,178 40
8,341 00
3,967 56
11,974
467 98
531 79
2,090 35
8,247 63
mi
20,583 88
12,389 34
27,025 19
16,026 62
28,231 82
147 05
536 13
22,727
504 73
1,858 90
30 27
NU
1,014
226 05
04,207 03
40 00
40,619 51
52,861 55
3,620 98
30,387 95
2,228 99
3,628 92
629 48
124,471 26
109 75
Total
Losses.
35,312 01
1,647 53
114 06
69,387 57
29,994 15
4,294 12
6,168 74
4,204 93
5,410 35
288 54
19,574 28
101 18
218 26
Nil
3,660 12
4,992 7
19,441 03
371 68
26 04
20,678 01
37,253 81
28,735 00
805 11
273 64
8,497 71
61,012 96
1,255 65
1,586 14
871 35
7,895 58
Nil
Nil
37 66
1,006 59
3,947 25
56,847 95
9,243 86
13,491 54
22,737 37
693 76
Nil
19 88
32,512 50
54,439 82
7,634 69
16,858 66
1,136 98
001 37
4,322 22
12,792 74
12,601 09
15,533 82
1,648 71
3,047 52
5,526 47
62,059 97
5,342 40
41,228 58
31,231 53
559 27
38,608 76
1,345 39
27,660 90
27,300 51
367 50
2,032 80
37,814 95
14,703 31
813 48
964 42
3,574 85
5,053 35
447 5(6
Nil
339 04
174 76
Nil
mi
6,947 06
2,025 55
9,350 93
7,425 95
8,039 95
Nil
Nil
2,260 74
38 40
1,274 82
Nil
Nil
365 15
Nil
52,599 58
Nil
25,380 68
17,417 95
Nil
3,685 00
1,852 26
2,075 41
Nil
72,288 61
NU
11,834 85
669 58
2,296 32
75,109 94
10,477 38
3,541 56
1,050 00
680 14
10,796 13
Nil
6,009 20
153 50
43 20
68,719  381        61,540 07
Nil
1,275  72
932 49
6,029 74
516 43
Nil
1,843 92
17,039 52
16,323 81
Nil
Nil
693 64
24,829 39
03 85
604 58
409 54
1,427 83
Nil
Nil
NU
4,118 65
2,765 30
23,121 52
2,818 41
3,6
7,358 99
1,060 99
Nil
460 17
Unsettled
Claims.
7 50
115 00
Nil
NU
Nil
25 00
Nil
Nil
Nil
71 51
Nil
Nil
NU
6,905 00
Nil
150 00
1 00
Nil
383 00
Nil
133 33
Nil
17,281 86
NU
2,321  00
10 00
Nil
850 00
1,900 00
Nil
15,205 2!
mi'"
3,291 75
NU
NU
Nil
4,123 00
114 00
Nil
1,500 00
200 00
Nil
036 66
Nil
Nil
129,000 00
Nil
180 00
302 00
2,157 00
Nil
Nil
NU
9,595 00
1,856 00
Nil
Nil
338  90
4,609 20
Nil
Nil
55 70
561  00
Nil
Nil
2,022 00
415 00
9,013 68
1,336 33
2,796 00
6,925 00
19,005  51
12,701 60
6,878 96
5,045 95
197 39
Nil
1,728 61
4,107 20
7,233 12
5,231 39
673 63
690 41
657 88
32,064 51
1,614 00
21,666 55
5,901 45
31 95
34,724 06
151 44
7,167 34
11,480 90
Nil
5,263 73
36,002 31
6,033 62
7 25
Nil
85 71
2,321 68
3,388 10
Nil
525 00
Nil
Nil
NU
1,166 00
2,654 00
15,453 06
363 50
82 30
272 05
5,638 71
Nil
1,928 00
7,106 74
Nil
Nil
35 00
11,640 00
3,760 00
Nil
67 50
840 00
Nil
,540,743 11|$ 751,309 78| $243,716 84
9
10
11
12
13
14
15
16
17
18
19
20
21
22
2.3
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
53
57
58
59
60
61
62
63
64
65
66
67
70
71
72
73
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
* Accident and sickness.
• No business transacted.
1,325-827-8949
VICTORIA,  B.C.:
Printed by Chahles F. Banfield, Printer to the King's Most Excellent Majesty.
1927.

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