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Linking mobile money networks to “e-ROSCAs” : An experimental study Francois, Patrick; Squires, Munir

Abstract

We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected success of such e-ROSCAs and their potential to extend banking to the bankless poor necessitate further exploration.

Item Metadata

Title
Linking mobile money networks to “e-ROSCAs” : An experimental study
Creator
Francois, Patrick; Squires, Munir
Date Issued
2021-01-01
Description
We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected success of such e-ROSCAs and their potential to extend banking to the bankless poor necessitate further exploration.
Genre
Article
Type
Text
Language
eng
Notes
Open access funding provided by the UBC Open Access Fund for Humanities and Social Sciences Research.
Date Available
2023-05-31
Provider
Vancouver : University of British Columbia Library
Rights
Attribution 4.0 International
DOI
10.14288/1.0432758
URI
http://hdl.handle.net/2429/84736
Affiliation
Arts, Faculty of; Vancouver School of Economics
Citation
Francois, Patrick, and Munir Squires. "Linking Mobile Money Networks to "e-ROSCAs": An Experimental Study." Science Advances, vol. 7, no. 1, 2021.
Publisher DOI
10.1126/sciadv.abc583
Peer Review Status
Reviewed
Scholarly Level
Faculty
Rights URI
http://creativecommons.org/licenses/by/4.0/
Aggregated Source Repository
DSpace

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Attribution 4.0 International